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Patubo - Wikipedia, ang malayang ensiklopedya

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href="login.wikimedia.org"> </head> <body class="skin--responsive skin-vector skin-vector-search-vue mediawiki ltr sitedir-ltr mw-hide-empty-elt ns-0 ns-subject mw-editable page-Patubo rootpage-Patubo skin-vector-2022 action-view"><a class="mw-jump-link" href="#bodyContent">Pumunta sa nilalaman</a> <div class="vector-header-container"> <header class="vector-header mw-header"> <div class="vector-header-start"> <nav class="vector-main-menu-landmark" aria-label="Sayt"> <div id="vector-main-menu-dropdown" class="vector-dropdown vector-main-menu-dropdown vector-button-flush-left vector-button-flush-right" > <input type="checkbox" id="vector-main-menu-dropdown-checkbox" role="button" aria-haspopup="true" data-event-name="ui.dropdown-vector-main-menu-dropdown" class="vector-dropdown-checkbox " aria-label="Pangunahing pagpipilian" > <label id="vector-main-menu-dropdown-label" for="vector-main-menu-dropdown-checkbox" class="vector-dropdown-label cdx-button cdx-button--fake-button cdx-button--fake-button--enabled cdx-button--weight-quiet cdx-button--icon-only " aria-hidden="true" ><span class="vector-icon mw-ui-icon-menu mw-ui-icon-wikimedia-menu"></span> <span class="vector-dropdown-label-text">Pangunahing pagpipilian</span> </label> <div class="vector-dropdown-content"> <div id="vector-main-menu-unpinned-container" class="vector-unpinned-container"> <div id="vector-main-menu" class="vector-main-menu vector-pinnable-element"> <div class="vector-pinnable-header vector-main-menu-pinnable-header vector-pinnable-header-unpinned" data-feature-name="main-menu-pinned" data-pinnable-element-id="vector-main-menu" data-pinned-container-id="vector-main-menu-pinned-container" data-unpinned-container-id="vector-main-menu-unpinned-container" > <div class="vector-pinnable-header-label">Pangunahing pagpipilian</div> <button class="vector-pinnable-header-toggle-button vector-pinnable-header-pin-button" data-event-name="pinnable-header.vector-main-menu.pin">ilipat sa gilid</button> <button class="vector-pinnable-header-toggle-button vector-pinnable-header-unpin-button" data-event-name="pinnable-header.vector-main-menu.unpin">itago</button> </div> <div id="p-navigation" class="vector-menu mw-portlet mw-portlet-navigation" > <div class="vector-menu-heading"> Maglibot </div> <div class="vector-menu-content"> <ul class="vector-menu-content-list"> <li id="n-mainpage-description" class="mw-list-item"><a href="/wiki/Unang_Pahina" title="Puntahan ang unang pahina [z]" accesskey="z"><span>Unang pahina</span></a></li><li id="n-contents" class="mw-list-item"><a href="/wiki/Wikipedia:Tingnan_ang_buod" title="Mga gabay sa pagbabasa ng laktaw-laktaw sa Wikipedia"><span>Mga nilalaman</span></a></li><li id="n-Napiling-nilalaman" class="mw-list-item"><a href="/wiki/Wikipedia:Mga_napiling_artikulo"><span>Napiling nilalaman</span></a></li><li id="n-randompage" class="mw-list-item"><a href="/wiki/Natatangi:Alin_man" title="Magpalabas ng kahit-anong artikulo [x]" accesskey="x"><span>Alinmang artikulo</span></a></li><li id="n-aboutsite" class="mw-list-item"><a href="/wiki/Wikipedia:Patungkol"><span>Patungkol sa Wikipedia</span></a></li><li id="n-currentevents" class="mw-list-item"><a href="/wiki/Wikipedia:Kasalukuyang_pangyayari" title="Hanapin ang mga impormasyon tungkol sa mga kamakailang kaganapan"><span>Mga kaganapan</span></a></li> </ul> </div> </div> <div id="p-Pakikihalubilo" class="vector-menu mw-portlet mw-portlet-Pakikihalubilo" > <div class="vector-menu-heading"> Pakikihalubilo </div> <div class="vector-menu-content"> <ul class="vector-menu-content-list"> <li id="n-portal" class="mw-list-item"><a href="/wiki/Wikipedia:Puntahan_ng_pamayanan" title="Tungkol sa proyekto, ano ang maari mong gawin, at kung saan maari maghanap ng mga bagay"><span>Pamayanan</span></a></li><li id="n-Kapihan" class="mw-list-item"><a href="/wiki/Wikipedia:Kapihan"><span>Kapihan</span></a></li><li id="n-recentchanges" class="mw-list-item"><a href="/wiki/Natatangi:Mga_huling_binago" title="Tala ng mga huling pagbabago sa wiki. [r]" accesskey="r"><span>Mga huling binago</span></a></li><li id="n-contactpage" class="mw-list-item"><a href="/wiki/Wikipedia:Makipag-ugnayan_sa_amin" title="Paano makokontak ang Wikipedia"><span>Makipag-ugnayan</span></a></li><li id="n-help" class="mw-list-item"><a href="/wiki/Wikipedia:Tulong" title="Ang lugar para maghanap ng tulong sa Wikipedia."><span>Tulong</span></a></li> </ul> </div> </div> </div> </div> </div> </div> </nav> <a href="/wiki/Unang_Pahina" class="mw-logo"> <img class="mw-logo-icon" src="/static/images/icons/wikipedia.png" alt="" aria-hidden="true" height="50" width="50"> <span class="mw-logo-container skin-invert"> <img class="mw-logo-wordmark" alt="Wikipedia" src="/static/images/mobile/copyright/wikipedia-wordmark-en.svg" style="width: 7.5em; height: 1.125em;"> <img class="mw-logo-tagline" alt="Ang Malayang Ensiklopedya" src="/static/images/mobile/copyright/wikipedia-tagline-tl.svg" width="119" height="13" style="width: 7.4375em; height: 0.8125em;"> </span> </a> </div> <div class="vector-header-end"> <div id="p-search" role="search" class="vector-search-box-vue vector-search-box-collapses vector-search-box-show-thumbnail vector-search-box-auto-expand-width vector-search-box"> <a href="/wiki/Natatangi:Maghanap" class="cdx-button cdx-button--fake-button cdx-button--fake-button--enabled cdx-button--weight-quiet cdx-button--icon-only search-toggle" title="Maghanap sa Wikipedia [f]" accesskey="f"><span class="vector-icon mw-ui-icon-search mw-ui-icon-wikimedia-search"></span> <span>Hanapin</span> </a> <div class="vector-typeahead-search-container"> <div class="cdx-typeahead-search cdx-typeahead-search--show-thumbnail cdx-typeahead-search--auto-expand-width"> <form action="/w/index.php" id="searchform" class="cdx-search-input cdx-search-input--has-end-button"> <div id="simpleSearch" class="cdx-search-input__input-wrapper" data-search-loc="header-moved"> <div class="cdx-text-input cdx-text-input--has-start-icon"> <input class="cdx-text-input__input" type="search" name="search" placeholder="Maghanap sa Wikipedia" aria-label="Maghanap sa Wikipedia" autocapitalize="sentences" title="Maghanap sa Wikipedia [f]" accesskey="f" id="searchInput" > <span class="cdx-text-input__icon cdx-text-input__start-icon"></span> </div> <input type="hidden" name="title" value="Natatangi:Maghanap"> </div> <button class="cdx-button cdx-search-input__end-button">Hanapin</button> </form> </div> </div> </div> <nav class="vector-user-links vector-user-links-wide" aria-label="Mga pansariling kagamitan"> <div class="vector-user-links-main"> <div id="p-vector-user-menu-preferences" class="vector-menu mw-portlet emptyPortlet" > <div class="vector-menu-content"> <ul class="vector-menu-content-list"> </ul> </div> </div> <div id="p-vector-user-menu-userpage" class="vector-menu mw-portlet emptyPortlet" > <div class="vector-menu-content"> <ul class="vector-menu-content-list"> </ul> </div> </div> <nav class="vector-appearance-landmark" aria-label="Itsura"> <div id="vector-appearance-dropdown" class="vector-dropdown " title="Change the appearance of the page&#039;s font size, width, and color" > <input type="checkbox" id="vector-appearance-dropdown-checkbox" role="button" aria-haspopup="true" data-event-name="ui.dropdown-vector-appearance-dropdown" class="vector-dropdown-checkbox " aria-label="Itsura" > <label id="vector-appearance-dropdown-label" for="vector-appearance-dropdown-checkbox" class="vector-dropdown-label cdx-button cdx-button--fake-button cdx-button--fake-button--enabled cdx-button--weight-quiet cdx-button--icon-only " aria-hidden="true" ><span class="vector-icon mw-ui-icon-appearance mw-ui-icon-wikimedia-appearance"></span> <span class="vector-dropdown-label-text">Itsura</span> </label> <div class="vector-dropdown-content"> <div id="vector-appearance-unpinned-container" class="vector-unpinned-container"> </div> </div> </div> </nav> <div id="p-vector-user-menu-notifications" class="vector-menu mw-portlet emptyPortlet" > <div class="vector-menu-content"> <ul class="vector-menu-content-list"> </ul> </div> </div> <div id="p-vector-user-menu-overflow" class="vector-menu mw-portlet" > <div class="vector-menu-content"> <ul class="vector-menu-content-list"> <li id="pt-sitesupport-2" class="user-links-collapsible-item mw-list-item user-links-collapsible-item"><a data-mw="interface" href="https://donate.wikimedia.org/?wmf_source=donate&amp;wmf_medium=sidebar&amp;wmf_campaign=tl.wikipedia.org&amp;uselang=tl" class=""><span>Donasyon</span></a> </li> <li id="pt-createaccount-2" class="user-links-collapsible-item mw-list-item user-links-collapsible-item"><a data-mw="interface" href="/w/index.php?title=Natatangi:Likhain_ang_kuwenta&amp;returnto=Patubo" title="Mas maganda kung gagawa ka ng account at magla-login; gayunpaman, hindi ka pinipilit gawin ito" class=""><span>Gumawa ng account</span></a> </li> <li id="pt-login-2" class="user-links-collapsible-item mw-list-item user-links-collapsible-item"><a data-mw="interface" href="/w/index.php?title=Natatangi:Paglagda_ng_tagagamit&amp;returnto=Patubo" title="Mas maganda kung magla-login ka; gayunpaman, hindi ka pinipilit gawin ito [o]" accesskey="o" class=""><span>Mag-login</span></a> </li> </ul> </div> </div> </div> <div id="vector-user-links-dropdown" class="vector-dropdown vector-user-menu vector-button-flush-right vector-user-menu-logged-out" title="Marami pang pagpipilian" > <input type="checkbox" id="vector-user-links-dropdown-checkbox" role="button" aria-haspopup="true" data-event-name="ui.dropdown-vector-user-links-dropdown" class="vector-dropdown-checkbox " aria-label="Mga pansariling kagamitan" > <label id="vector-user-links-dropdown-label" for="vector-user-links-dropdown-checkbox" class="vector-dropdown-label cdx-button cdx-button--fake-button cdx-button--fake-button--enabled cdx-button--weight-quiet cdx-button--icon-only " aria-hidden="true" ><span class="vector-icon mw-ui-icon-ellipsis mw-ui-icon-wikimedia-ellipsis"></span> <span class="vector-dropdown-label-text">Mga pansariling kagamitan</span> </label> <div class="vector-dropdown-content"> <div id="p-personal" class="vector-menu mw-portlet mw-portlet-personal" title="User menu" > <div class="vector-menu-content"> <ul class="vector-menu-content-list"> <li id="pt-sitesupport" class="user-links-collapsible-item mw-list-item"><a href="https://donate.wikimedia.org/?wmf_source=donate&amp;wmf_medium=sidebar&amp;wmf_campaign=tl.wikipedia.org&amp;uselang=tl"><span>Donasyon</span></a></li><li id="pt-contribute" class="mw-list-item"><a href="/wiki/Natatangi:Contribute"><span class="vector-icon mw-ui-icon-edit mw-ui-icon-wikimedia-edit"></span> <span>Mag-ambag</span></a></li><li id="pt-createaccount" class="user-links-collapsible-item mw-list-item"><a href="/w/index.php?title=Natatangi:Likhain_ang_kuwenta&amp;returnto=Patubo" title="Mas maganda kung gagawa ka ng account at magla-login; gayunpaman, hindi ka pinipilit gawin ito"><span class="vector-icon mw-ui-icon-userAdd mw-ui-icon-wikimedia-userAdd"></span> <span>Gumawa ng account</span></a></li><li id="pt-login" class="user-links-collapsible-item mw-list-item"><a href="/w/index.php?title=Natatangi:Paglagda_ng_tagagamit&amp;returnto=Patubo" title="Mas maganda kung magla-login ka; gayunpaman, hindi ka pinipilit gawin ito [o]" accesskey="o"><span class="vector-icon mw-ui-icon-logIn mw-ui-icon-wikimedia-logIn"></span> <span>Mag-login</span></a></li> </ul> </div> </div> <div id="p-user-menu-anon-editor" class="vector-menu mw-portlet mw-portlet-user-menu-anon-editor" > <div class="vector-menu-heading"> Mga pahina para sa naka-logout na mga patnugot o editor <a href="/wiki/Wikipedia:Maligayang_pagdating!" aria-label="Alamin pa ang tungkol sa pagpapatnugot"><span>alamin pa</span></a> </div> <div class="vector-menu-content"> <ul class="vector-menu-content-list"> <li id="pt-anontalk" class="mw-list-item"><a href="/wiki/Natatangi:Usapan_ko" title="Usapang tungkol sa mga pagbabagong ginawa sa ip address na ito [n]" accesskey="n"><span>Usapan</span></a></li> </ul> </div> </div> </div> </div> </nav> </div> </header> </div> <div class="mw-page-container"> <div class="mw-page-container-inner"> <div class="vector-sitenotice-container"> <div id="siteNotice"><!-- CentralNotice --></div> </div> <div class="vector-column-start"> <div class="vector-main-menu-container"> <div id="mw-navigation"> <nav id="mw-panel" class="vector-main-menu-landmark" aria-label="Sayt"> <div id="vector-main-menu-pinned-container" class="vector-pinned-container"> </div> </nav> </div> </div> <div class="vector-sticky-pinned-container"> <nav id="mw-panel-toc" aria-label="Mga nilalaman" data-event-name="ui.sidebar-toc" class="mw-table-of-contents-container vector-toc-landmark"> <div id="vector-toc-pinned-container" class="vector-pinned-container"> <div id="vector-toc" class="vector-toc vector-pinnable-element"> <div class="vector-pinnable-header vector-toc-pinnable-header vector-pinnable-header-pinned" data-feature-name="toc-pinned" data-pinnable-element-id="vector-toc" > <h2 class="vector-pinnable-header-label">Mga nilalaman</h2> <button class="vector-pinnable-header-toggle-button vector-pinnable-header-pin-button" data-event-name="pinnable-header.vector-toc.pin">ilipat sa gilid</button> <button class="vector-pinnable-header-toggle-button vector-pinnable-header-unpin-button" data-event-name="pinnable-header.vector-toc.unpin">itago</button> </div> <ul class="vector-toc-contents" id="mw-panel-toc-list"> <li id="toc-mw-content-text" class="vector-toc-list-item vector-toc-level-1"> <a href="#" class="vector-toc-link"> <div class="vector-toc-text">Simula</div> </a> </li> <li id="toc-Simplen_interes" class="vector-toc-list-item vector-toc-level-1 vector-toc-list-item-expanded"> <a class="vector-toc-link" href="#Simplen_interes"> <div class="vector-toc-text"> <span class="vector-toc-numb">1</span> <span>Simplen interes</span> </div> </a> <ul id="toc-Simplen_interes-sublist" class="vector-toc-list"> </ul> </li> <li id="toc-Pagsasamang_interes" class="vector-toc-list-item vector-toc-level-1 vector-toc-list-item-expanded"> <a class="vector-toc-link" href="#Pagsasamang_interes"> <div class="vector-toc-text"> <span class="vector-toc-numb">2</span> <span>Pagsasamang interes</span> </div> </a> <ul id="toc-Pagsasamang_interes-sublist" class="vector-toc-list"> </ul> </li> </ul> </div> </div> </nav> </div> </div> <div class="mw-content-container"> <main id="content" class="mw-body"> <header class="mw-body-header vector-page-titlebar"> <nav aria-label="Mga nilalaman" class="vector-toc-landmark"> <div id="vector-page-titlebar-toc" class="vector-dropdown vector-page-titlebar-toc vector-button-flush-left" > <input type="checkbox" id="vector-page-titlebar-toc-checkbox" role="button" aria-haspopup="true" data-event-name="ui.dropdown-vector-page-titlebar-toc" class="vector-dropdown-checkbox " aria-label="Itago/Ipakita ang talaan ng mga nilalaman" > <label id="vector-page-titlebar-toc-label" for="vector-page-titlebar-toc-checkbox" class="vector-dropdown-label cdx-button cdx-button--fake-button cdx-button--fake-button--enabled cdx-button--weight-quiet cdx-button--icon-only " aria-hidden="true" ><span class="vector-icon mw-ui-icon-listBullet mw-ui-icon-wikimedia-listBullet"></span> <span class="vector-dropdown-label-text">Itago/Ipakita ang talaan ng mga nilalaman</span> </label> <div class="vector-dropdown-content"> <div id="vector-page-titlebar-toc-unpinned-container" class="vector-unpinned-container"> </div> </div> </div> </nav> <h1 id="firstHeading" class="firstHeading mw-first-heading"><span class="mw-page-title-main">Patubo</span></h1> <div id="p-lang-btn" class="vector-dropdown mw-portlet mw-portlet-lang" > <input type="checkbox" id="p-lang-btn-checkbox" role="button" aria-haspopup="true" data-event-name="ui.dropdown-p-lang-btn" class="vector-dropdown-checkbox mw-interlanguage-selector" aria-label="Pumunta sa isang artikulo na nakasulat sa ibang wika. Mayroon ito sa 72 (na) wika" > <label id="p-lang-btn-label" for="p-lang-btn-checkbox" class="vector-dropdown-label cdx-button cdx-button--fake-button cdx-button--fake-button--enabled cdx-button--weight-quiet cdx-button--action-progressive mw-portlet-lang-heading-72" aria-hidden="true" ><span class="vector-icon mw-ui-icon-language-progressive mw-ui-icon-wikimedia-language-progressive"></span> <span class="vector-dropdown-label-text">72 wika</span> </label> <div class="vector-dropdown-content"> <div class="vector-menu-content"> <ul class="vector-menu-content-list"> <li class="interlanguage-link interwiki-af mw-list-item"><a href="https://af.wikipedia.org/wiki/Rente" title="Rente – Afrikaans" lang="af" hreflang="af" data-title="Rente" data-language-autonym="Afrikaans" data-language-local-name="Afrikaans" class="interlanguage-link-target"><span>Afrikaans</span></a></li><li class="interlanguage-link interwiki-als mw-list-item"><a href="https://als.wikipedia.org/wiki/Zins" title="Zins – Alemannic" lang="gsw" hreflang="gsw" data-title="Zins" data-language-autonym="Alemannisch" data-language-local-name="Alemannic" class="interlanguage-link-target"><span>Alemannisch</span></a></li><li class="interlanguage-link interwiki-am mw-list-item"><a href="https://am.wikipedia.org/wiki/%E1%8B%8E%E1%88%88%E1%8B%B5" title="ዎለድ – Amharic" lang="am" hreflang="am" data-title="ዎለድ" data-language-autonym="አማርኛ" data-language-local-name="Amharic" class="interlanguage-link-target"><span>አማርኛ</span></a></li><li class="interlanguage-link interwiki-ar mw-list-item"><a href="https://ar.wikipedia.org/wiki/%D9%81%D8%A7%D8%A6%D8%AF%D8%A9" title="فائدة – Arabic" lang="ar" hreflang="ar" data-title="فائدة" data-language-autonym="العربية" data-language-local-name="Arabic" class="interlanguage-link-target"><span>العربية</span></a></li><li class="interlanguage-link interwiki-arc mw-list-item"><a href="https://arc.wikipedia.org/wiki/%DC%97%DC%A2%DC%9D%DC%A2%DC%90_(%DC%A1%DC%A1%DC%AB%DC%9A%DC%98%DC%AC%DC%90)" title="ܗܢܝܢܐ (ܡܡܫܚܘܬܐ) – Aramaic" lang="arc" hreflang="arc" data-title="ܗܢܝܢܐ (ܡܡܫܚܘܬܐ)" data-language-autonym="ܐܪܡܝܐ" data-language-local-name="Aramaic" class="interlanguage-link-target"><span>ܐܪܡܝܐ</span></a></li><li class="interlanguage-link interwiki-ast mw-list-item"><a href="https://ast.wikipedia.org/wiki/Inter%C3%A9s" title="Interés – Asturian" lang="ast" hreflang="ast" data-title="Interés" data-language-autonym="Asturianu" data-language-local-name="Asturian" class="interlanguage-link-target"><span>Asturianu</span></a></li><li class="interlanguage-link interwiki-bar mw-list-item"><a href="https://bar.wikipedia.org/wiki/Zins" title="Zins – Bavarian" lang="bar" hreflang="bar" data-title="Zins" data-language-autonym="Boarisch" data-language-local-name="Bavarian" class="interlanguage-link-target"><span>Boarisch</span></a></li><li class="interlanguage-link interwiki-bew mw-list-item"><a href="https://bew.wikipedia.org/wiki/R%C3%A8nte" title="Rènte – Betawi" lang="bew" hreflang="bew" data-title="Rènte" data-language-autonym="Betawi" data-language-local-name="Betawi" class="interlanguage-link-target"><span>Betawi</span></a></li><li class="interlanguage-link interwiki-bg mw-list-item"><a href="https://bg.wikipedia.org/wiki/%D0%9B%D0%B8%D1%85%D0%B2%D0%B0" title="Лихва – Bulgarian" lang="bg" hreflang="bg" data-title="Лихва" data-language-autonym="Български" data-language-local-name="Bulgarian" class="interlanguage-link-target"><span>Български</span></a></li><li class="interlanguage-link interwiki-bn mw-list-item"><a href="https://bn.wikipedia.org/wiki/%E0%A6%B8%E0%A7%81%E0%A6%A6" title="সুদ – Bangla" lang="bn" hreflang="bn" data-title="সুদ" data-language-autonym="বাংলা" data-language-local-name="Bangla" class="interlanguage-link-target"><span>বাংলা</span></a></li><li class="interlanguage-link interwiki-bs mw-list-item"><a href="https://bs.wikipedia.org/wiki/Kamata" title="Kamata – Bosnian" lang="bs" hreflang="bs" data-title="Kamata" data-language-autonym="Bosanski" data-language-local-name="Bosnian" class="interlanguage-link-target"><span>Bosanski</span></a></li><li class="interlanguage-link interwiki-ca mw-list-item"><a href="https://ca.wikipedia.org/wiki/Inter%C3%A8s" title="Interès – Catalan" lang="ca" hreflang="ca" data-title="Interès" data-language-autonym="Català" data-language-local-name="Catalan" class="interlanguage-link-target"><span>Català</span></a></li><li class="interlanguage-link interwiki-cs mw-list-item"><a href="https://cs.wikipedia.org/wiki/%C3%9Arok" title="Úrok – Czech" lang="cs" hreflang="cs" data-title="Úrok" data-language-autonym="Čeština" data-language-local-name="Czech" class="interlanguage-link-target"><span>Čeština</span></a></li><li class="interlanguage-link interwiki-da mw-list-item"><a href="https://da.wikipedia.org/wiki/Rente" title="Rente – Danish" lang="da" hreflang="da" data-title="Rente" data-language-autonym="Dansk" data-language-local-name="Danish" class="interlanguage-link-target"><span>Dansk</span></a></li><li class="interlanguage-link interwiki-de mw-list-item"><a href="https://de.wikipedia.org/wiki/Zins" title="Zins – German" lang="de" hreflang="de" data-title="Zins" data-language-autonym="Deutsch" data-language-local-name="German" class="interlanguage-link-target"><span>Deutsch</span></a></li><li class="interlanguage-link interwiki-el mw-list-item"><a href="https://el.wikipedia.org/wiki/%CE%A4%CF%8C%CE%BA%CE%BF%CF%82" title="Τόκος – Greek" lang="el" hreflang="el" data-title="Τόκος" data-language-autonym="Ελληνικά" data-language-local-name="Greek" class="interlanguage-link-target"><span>Ελληνικά</span></a></li><li class="interlanguage-link interwiki-en mw-list-item"><a href="https://en.wikipedia.org/wiki/Interest" title="Interest – English" lang="en" hreflang="en" data-title="Interest" data-language-autonym="English" data-language-local-name="English" class="interlanguage-link-target"><span>English</span></a></li><li class="interlanguage-link interwiki-eo mw-list-item"><a href="https://eo.wikipedia.org/wiki/Interezo" title="Interezo – Esperanto" lang="eo" hreflang="eo" data-title="Interezo" data-language-autonym="Esperanto" data-language-local-name="Esperanto" class="interlanguage-link-target"><span>Esperanto</span></a></li><li class="interlanguage-link interwiki-es mw-list-item"><a href="https://es.wikipedia.org/wiki/Inter%C3%A9s" title="Interés – Spanish" lang="es" hreflang="es" data-title="Interés" data-language-autonym="Español" data-language-local-name="Spanish" class="interlanguage-link-target"><span>Español</span></a></li><li class="interlanguage-link interwiki-et mw-list-item"><a href="https://et.wikipedia.org/wiki/Intress" title="Intress – Estonian" lang="et" hreflang="et" data-title="Intress" data-language-autonym="Eesti" data-language-local-name="Estonian" class="interlanguage-link-target"><span>Eesti</span></a></li><li class="interlanguage-link interwiki-eu mw-list-item"><a href="https://eu.wikipedia.org/wiki/Interes" title="Interes – Basque" lang="eu" hreflang="eu" data-title="Interes" data-language-autonym="Euskara" data-language-local-name="Basque" class="interlanguage-link-target"><span>Euskara</span></a></li><li class="interlanguage-link interwiki-fa mw-list-item"><a href="https://fa.wikipedia.org/wiki/%D8%A8%D9%87%D8%B1%D9%87" title="بهره – Persian" lang="fa" hreflang="fa" data-title="بهره" data-language-autonym="فارسی" data-language-local-name="Persian" class="interlanguage-link-target"><span>فارسی</span></a></li><li class="interlanguage-link interwiki-fi mw-list-item"><a href="https://fi.wikipedia.org/wiki/Korko" title="Korko – Finnish" lang="fi" hreflang="fi" data-title="Korko" data-language-autonym="Suomi" data-language-local-name="Finnish" class="interlanguage-link-target"><span>Suomi</span></a></li><li class="interlanguage-link interwiki-fr mw-list-item"><a href="https://fr.wikipedia.org/wiki/Int%C3%A9r%C3%AAt_(finance)" title="Intérêt (finance) – French" lang="fr" hreflang="fr" data-title="Intérêt (finance)" data-language-autonym="Français" data-language-local-name="French" class="interlanguage-link-target"><span>Français</span></a></li><li class="interlanguage-link interwiki-gl mw-list-item"><a href="https://gl.wikipedia.org/wiki/Xuro" title="Xuro – Galician" lang="gl" hreflang="gl" data-title="Xuro" data-language-autonym="Galego" data-language-local-name="Galician" class="interlanguage-link-target"><span>Galego</span></a></li><li class="interlanguage-link interwiki-he mw-list-item"><a href="https://he.wikipedia.org/wiki/%D7%A8%D7%99%D7%91%D7%99%D7%AA" title="ריבית – Hebrew" lang="he" hreflang="he" data-title="ריבית" data-language-autonym="עברית" data-language-local-name="Hebrew" class="interlanguage-link-target"><span>עברית</span></a></li><li class="interlanguage-link interwiki-hi mw-list-item"><a href="https://hi.wikipedia.org/wiki/%E0%A4%AC%E0%A5%8D%E0%A4%AF%E0%A4%BE%E0%A4%9C" title="ब्याज – Hindi" lang="hi" hreflang="hi" data-title="ब्याज" data-language-autonym="हिन्दी" data-language-local-name="Hindi" class="interlanguage-link-target"><span>हिन्दी</span></a></li><li class="interlanguage-link interwiki-hr mw-list-item"><a href="https://hr.wikipedia.org/wiki/Kamata" title="Kamata – Croatian" lang="hr" hreflang="hr" data-title="Kamata" data-language-autonym="Hrvatski" data-language-local-name="Croatian" class="interlanguage-link-target"><span>Hrvatski</span></a></li><li class="interlanguage-link interwiki-hu mw-list-item"><a href="https://hu.wikipedia.org/wiki/Kamat" title="Kamat – Hungarian" lang="hu" hreflang="hu" data-title="Kamat" data-language-autonym="Magyar" data-language-local-name="Hungarian" class="interlanguage-link-target"><span>Magyar</span></a></li><li class="interlanguage-link interwiki-hy mw-list-item"><a href="https://hy.wikipedia.org/wiki/%D5%8F%D5%B8%D5%AF%D5%B8%D5%BD%D5%A1%D5%A3%D5%B8%D6%82%D5%B4%D5%A1%D6%80" title="Տոկոսագումար – Armenian" lang="hy" hreflang="hy" data-title="Տոկոսագումար" data-language-autonym="Հայերեն" data-language-local-name="Armenian" class="interlanguage-link-target"><span>Հայերեն</span></a></li><li class="interlanguage-link interwiki-id mw-list-item"><a href="https://id.wikipedia.org/wiki/Suku_bunga" title="Suku bunga – Indonesian" lang="id" hreflang="id" data-title="Suku bunga" data-language-autonym="Bahasa Indonesia" data-language-local-name="Indonesian" class="interlanguage-link-target"><span>Bahasa Indonesia</span></a></li><li class="interlanguage-link interwiki-io mw-list-item"><a href="https://io.wikipedia.org/wiki/Interesto" title="Interesto – Ido" lang="io" hreflang="io" data-title="Interesto" data-language-autonym="Ido" data-language-local-name="Ido" class="interlanguage-link-target"><span>Ido</span></a></li><li class="interlanguage-link interwiki-is mw-list-item"><a href="https://is.wikipedia.org/wiki/Vextir" title="Vextir – Icelandic" lang="is" hreflang="is" data-title="Vextir" data-language-autonym="Íslenska" data-language-local-name="Icelandic" class="interlanguage-link-target"><span>Íslenska</span></a></li><li class="interlanguage-link interwiki-it mw-list-item"><a href="https://it.wikipedia.org/wiki/Interesse_finanziario" title="Interesse finanziario – Italian" lang="it" hreflang="it" data-title="Interesse finanziario" data-language-autonym="Italiano" data-language-local-name="Italian" class="interlanguage-link-target"><span>Italiano</span></a></li><li class="interlanguage-link interwiki-ja mw-list-item"><a href="https://ja.wikipedia.org/wiki/%E5%88%A9%E5%AD%90" title="利子 – Japanese" lang="ja" hreflang="ja" data-title="利子" data-language-autonym="日本語" data-language-local-name="Japanese" class="interlanguage-link-target"><span>日本語</span></a></li><li class="interlanguage-link interwiki-kn mw-list-item"><a href="https://kn.wikipedia.org/wiki/%E0%B2%AC%E0%B2%A1%E0%B3%8D%E0%B2%A1%E0%B2%BF" title="ಬಡ್ಡಿ – Kannada" lang="kn" hreflang="kn" data-title="ಬಡ್ಡಿ" data-language-autonym="ಕನ್ನಡ" data-language-local-name="Kannada" class="interlanguage-link-target"><span>ಕನ್ನಡ</span></a></li><li class="interlanguage-link interwiki-ko mw-list-item"><a href="https://ko.wikipedia.org/wiki/%EC%9D%B4%EC%9E%90" title="이자 – Korean" lang="ko" hreflang="ko" data-title="이자" data-language-autonym="한국어" data-language-local-name="Korean" class="interlanguage-link-target"><span>한국어</span></a></li><li class="interlanguage-link interwiki-la mw-list-item"><a href="https://la.wikipedia.org/wiki/Usura" title="Usura – Latin" lang="la" hreflang="la" data-title="Usura" data-language-autonym="Latina" data-language-local-name="Latin" class="interlanguage-link-target"><span>Latina</span></a></li><li class="interlanguage-link interwiki-lo mw-list-item"><a href="https://lo.wikipedia.org/wiki/%E0%BA%94%E0%BA%AD%E0%BA%81%E0%BB%80%E0%BA%9A%E0%BB%89%E0%BA%8D" title="ດອກເບ້ຍ – Lao" lang="lo" hreflang="lo" data-title="ດອກເບ້ຍ" data-language-autonym="ລາວ" data-language-local-name="Lao" class="interlanguage-link-target"><span>ລາວ</span></a></li><li class="interlanguage-link interwiki-lt mw-list-item"><a href="https://lt.wikipedia.org/wiki/Pal%C5%ABkanos" title="Palūkanos – Lithuanian" lang="lt" hreflang="lt" data-title="Palūkanos" data-language-autonym="Lietuvių" data-language-local-name="Lithuanian" class="interlanguage-link-target"><span>Lietuvių</span></a></li><li class="interlanguage-link interwiki-lv mw-list-item"><a href="https://lv.wikipedia.org/wiki/Procenti" title="Procenti – Latvian" lang="lv" hreflang="lv" data-title="Procenti" data-language-autonym="Latviešu" data-language-local-name="Latvian" class="interlanguage-link-target"><span>Latviešu</span></a></li><li class="interlanguage-link interwiki-mk mw-list-item"><a href="https://mk.wikipedia.org/wiki/%D0%9A%D0%B0%D0%BC%D0%B0%D1%82%D0%B0" title="Камата – Macedonian" lang="mk" hreflang="mk" data-title="Камата" data-language-autonym="Македонски" data-language-local-name="Macedonian" class="interlanguage-link-target"><span>Македонски</span></a></li><li class="interlanguage-link interwiki-mr mw-list-item"><a href="https://mr.wikipedia.org/wiki/%E0%A4%B5%E0%A5%8D%E0%A4%AF%E0%A4%BE%E0%A4%9C" title="व्याज – Marathi" lang="mr" hreflang="mr" data-title="व्याज" data-language-autonym="मराठी" data-language-local-name="Marathi" class="interlanguage-link-target"><span>मराठी</span></a></li><li class="interlanguage-link interwiki-ms mw-list-item"><a href="https://ms.wikipedia.org/wiki/Faedah" title="Faedah – Malay" lang="ms" hreflang="ms" data-title="Faedah" data-language-autonym="Bahasa Melayu" data-language-local-name="Malay" class="interlanguage-link-target"><span>Bahasa Melayu</span></a></li><li class="interlanguage-link interwiki-ne mw-list-item"><a href="https://ne.wikipedia.org/wiki/%E0%A4%B8%E0%A4%BE%E0%A4%A7%E0%A4%BE%E0%A4%B0%E0%A4%A3_%E0%A4%B5%E0%A5%8D%E0%A4%AF%E0%A4%BE%E0%A4%9C" title="साधारण व्याज – Nepali" lang="ne" hreflang="ne" data-title="साधारण व्याज" data-language-autonym="नेपाली" data-language-local-name="Nepali" class="interlanguage-link-target"><span>नेपाली</span></a></li><li class="interlanguage-link interwiki-nl mw-list-item"><a href="https://nl.wikipedia.org/wiki/Rente" title="Rente – Dutch" lang="nl" hreflang="nl" data-title="Rente" data-language-autonym="Nederlands" data-language-local-name="Dutch" class="interlanguage-link-target"><span>Nederlands</span></a></li><li class="interlanguage-link interwiki-no mw-list-item"><a href="https://no.wikipedia.org/wiki/Rente" title="Rente – Norwegian Bokmål" lang="nb" hreflang="nb" data-title="Rente" data-language-autonym="Norsk bokmål" data-language-local-name="Norwegian Bokmål" class="interlanguage-link-target"><span>Norsk bokmål</span></a></li><li class="interlanguage-link interwiki-pa mw-list-item"><a href="https://pa.wikipedia.org/wiki/%E0%A8%B5%E0%A8%BF%E0%A8%86%E0%A8%9C" title="ਵਿਆਜ – Punjabi" lang="pa" hreflang="pa" data-title="ਵਿਆਜ" data-language-autonym="ਪੰਜਾਬੀ" data-language-local-name="Punjabi" class="interlanguage-link-target"><span>ਪੰਜਾਬੀ</span></a></li><li class="interlanguage-link interwiki-pl mw-list-item"><a href="https://pl.wikipedia.org/wiki/Odsetki" title="Odsetki – Polish" lang="pl" hreflang="pl" data-title="Odsetki" data-language-autonym="Polski" data-language-local-name="Polish" class="interlanguage-link-target"><span>Polski</span></a></li><li class="interlanguage-link interwiki-pt mw-list-item"><a href="https://pt.wikipedia.org/wiki/Juro" title="Juro – Portuguese" lang="pt" hreflang="pt" data-title="Juro" data-language-autonym="Português" data-language-local-name="Portuguese" class="interlanguage-link-target"><span>Português</span></a></li><li class="interlanguage-link interwiki-ro mw-list-item"><a href="https://ro.wikipedia.org/wiki/Dob%C3%A2nd%C4%83" title="Dobândă – Romanian" lang="ro" hreflang="ro" data-title="Dobândă" data-language-autonym="Română" data-language-local-name="Romanian" class="interlanguage-link-target"><span>Română</span></a></li><li class="interlanguage-link interwiki-ru mw-list-item"><a href="https://ru.wikipedia.org/wiki/%D0%9F%D1%80%D0%BE%D1%86%D0%B5%D0%BD%D1%82%D0%BD%D1%8B%D0%B9_%D0%B4%D0%BE%D1%85%D0%BE%D0%B4" title="Процентный доход – Russian" lang="ru" hreflang="ru" data-title="Процентный доход" data-language-autonym="Русский" data-language-local-name="Russian" class="interlanguage-link-target"><span>Русский</span></a></li><li class="interlanguage-link interwiki-sd mw-list-item"><a href="https://sd.wikipedia.org/wiki/%D9%88%D9%8A%D8%A7%D8%AC" title="وياج – Sindhi" lang="sd" hreflang="sd" data-title="وياج" data-language-autonym="سنڌي" data-language-local-name="Sindhi" class="interlanguage-link-target"><span>سنڌي</span></a></li><li class="interlanguage-link interwiki-sh mw-list-item"><a href="https://sh.wikipedia.org/wiki/Kamata" title="Kamata – Serbo-Croatian" lang="sh" hreflang="sh" data-title="Kamata" data-language-autonym="Srpskohrvatski / српскохрватски" data-language-local-name="Serbo-Croatian" class="interlanguage-link-target"><span>Srpskohrvatski / српскохрватски</span></a></li><li class="interlanguage-link interwiki-simple mw-list-item"><a href="https://simple.wikipedia.org/wiki/Interest" title="Interest – Simple English" lang="en-simple" hreflang="en-simple" data-title="Interest" data-language-autonym="Simple English" data-language-local-name="Simple English" class="interlanguage-link-target"><span>Simple English</span></a></li><li class="interlanguage-link interwiki-sk mw-list-item"><a href="https://sk.wikipedia.org/wiki/%C3%9Arok" title="Úrok – Slovak" lang="sk" hreflang="sk" data-title="Úrok" data-language-autonym="Slovenčina" data-language-local-name="Slovak" class="interlanguage-link-target"><span>Slovenčina</span></a></li><li class="interlanguage-link interwiki-sl mw-list-item"><a href="https://sl.wikipedia.org/wiki/Obresti" title="Obresti – Slovenian" lang="sl" hreflang="sl" data-title="Obresti" data-language-autonym="Slovenščina" data-language-local-name="Slovenian" class="interlanguage-link-target"><span>Slovenščina</span></a></li><li class="interlanguage-link interwiki-sq mw-list-item"><a href="https://sq.wikipedia.org/wiki/Interesi" title="Interesi – Albanian" lang="sq" hreflang="sq" data-title="Interesi" data-language-autonym="Shqip" data-language-local-name="Albanian" class="interlanguage-link-target"><span>Shqip</span></a></li><li class="interlanguage-link interwiki-sr mw-list-item"><a href="https://sr.wikipedia.org/wiki/%D0%9A%D0%B0%D0%BC%D0%B0%D1%82%D0%B0" title="Камата – Serbian" lang="sr" hreflang="sr" data-title="Камата" data-language-autonym="Српски / srpski" data-language-local-name="Serbian" class="interlanguage-link-target"><span>Српски / srpski</span></a></li><li class="interlanguage-link interwiki-sv mw-list-item"><a href="https://sv.wikipedia.org/wiki/R%C3%A4nta" title="Ränta – Swedish" lang="sv" hreflang="sv" data-title="Ränta" data-language-autonym="Svenska" data-language-local-name="Swedish" class="interlanguage-link-target"><span>Svenska</span></a></li><li class="interlanguage-link interwiki-ta mw-list-item"><a href="https://ta.wikipedia.org/wiki/%E0%AE%B5%E0%AE%9F%E0%AF%8D%E0%AE%9F%E0%AE%BF" title="வட்டி – Tamil" lang="ta" hreflang="ta" data-title="வட்டி" data-language-autonym="தமிழ்" data-language-local-name="Tamil" class="interlanguage-link-target"><span>தமிழ்</span></a></li><li class="interlanguage-link interwiki-te mw-list-item"><a href="https://te.wikipedia.org/wiki/%E0%B0%B5%E0%B0%A1%E0%B1%8D%E0%B0%A1%E0%B1%80" title="వడ్డీ – Telugu" lang="te" hreflang="te" data-title="వడ్డీ" data-language-autonym="తెలుగు" data-language-local-name="Telugu" 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href="https://commons.wikimedia.org/wiki/Category:Interest_(financial)" hreflang="en"><span>Wikimedia Commons</span></a></li><li id="t-wikibase" class="wb-otherproject-link wb-otherproject-wikibase-dataitem mw-list-item"><a href="https://www.wikidata.org/wiki/Special:EntityPage/Q170924" title="Link sa nakakonektang item sa repositoryo ng datos [g]" accesskey="g"><span>Item na Wikidata</span></a></li> </ul> </div> </div> </div> </div> </div> </div> </nav> </div> </div> </div> <div class="vector-column-end"> <div class="vector-sticky-pinned-container"> <nav class="vector-page-tools-landmark" aria-label="Page tools"> <div id="vector-page-tools-pinned-container" class="vector-pinned-container"> </div> </nav> <nav class="vector-appearance-landmark" aria-label="Itsura"> <div id="vector-appearance-pinned-container" class="vector-pinned-container"> <div id="vector-appearance" class="vector-appearance vector-pinnable-element"> <div class="vector-pinnable-header vector-appearance-pinnable-header vector-pinnable-header-pinned" data-feature-name="appearance-pinned" data-pinnable-element-id="vector-appearance" data-pinned-container-id="vector-appearance-pinned-container" data-unpinned-container-id="vector-appearance-unpinned-container" > <div class="vector-pinnable-header-label">Itsura</div> <button class="vector-pinnable-header-toggle-button vector-pinnable-header-pin-button" data-event-name="pinnable-header.vector-appearance.pin">ilipat sa gilid</button> <button class="vector-pinnable-header-toggle-button vector-pinnable-header-unpin-button" data-event-name="pinnable-header.vector-appearance.unpin">itago</button> </div> </div> </div> </nav> </div> </div> <div id="bodyContent" class="vector-body" aria-labelledby="firstHeading" data-mw-ve-target-container> <div class="vector-body-before-content"> <div class="mw-indicators"> </div> <div id="siteSub" class="noprint">Mula sa Wikipedia, ang malayang ensiklopedya</div> </div> <div id="contentSub"><div id="mw-content-subtitle"></div></div> <div id="mw-content-text" class="mw-body-content"><div class="mw-content-ltr mw-parser-output" lang="tl" dir="ltr"><p>Ang interest o <b>patong</b> ay isang bayad sa mga hiniram na <a href="/w/index.php?title=Assets&amp;action=edit&amp;redlink=1" class="new" title="Assets (hindi pa naisusulat)">assets</a>. Ito ay ang presyo para sa paggamit nang utang, o ang pera na nalikom nang pera na idineposito. Ang mga assets na inilaan na may patong ay kabilang ang <a href="/wiki/Pera" class="mw-redirect" title="Pera">pera</a>, shares, consumer goods sa paraan nang hire purchases, major assets tulad nang mga <a href="/wiki/Eroplano" title="Eroplano">eroplano</a>, at kabilang narin ang mga pabrika na naka finance lease. Ang patong ay kinakalkula ukol sa halaga nang assets sa parehong kaparaanan tulad nang pera. </p><p>Ang patong ay makikitaan natin bilang isang “renta ng pera”. Nangangahulugang isang kompensasyon na binayaran ng nanghiram sa nagpahiram nang pera. Kapag ang pera ay idineposite sa bangko, ang patong ay pangkaraniwang ibinabayad sa depositor bilang porsyento ng halagang inilaan sa bangko; kapag ang pera ay hiniram, ang patong ay pangkaraniwang ibinabayad sa nagpahiram bilang isang porsyento nang pera na inutang. Ang porsyento nang principal na ibinayad sa ilalim nang isang yunit nang panahon ay tinatawag na interest rate. </p><p>Ag interest ay isang kompensasyon sa nagpahiram para sa 1)peligro nang principal loss na tinatawag na credit risk; at 2)ang pagpapaliban nang ibang makabuluhang investments na maaaring nagamit nang ipinahiram na asset. Itong mga inverstment na na posibleng nangyari kung hindi ipinahiram ang pera ay tinatawag na opportunity cost. Sa halip na ang nagpahiram ang mismong gumamit ng assets, ito ay inandvance sa nanghiram. Doon ay ang nanghiram ang nagtamasa sa benefite nang halaga nang ipinahiram sa harap nang effort na kinakailangan para makuha ito, habang ang nagpahiram ay mayron ding benefit nang bayad sa kanya nang nanghiram para sa mga pribilehiyo. Sa ekonomiks, and interest ay ikinokonsider na presyo nang isang utang. </p> <div class="mw-heading mw-heading2"><h2 id="Simplen_interes">Simplen interes</h2><span class="mw-editsection"><span class="mw-editsection-bracket">[</span><a href="/w/index.php?title=Patubo&amp;veaction=edit&amp;section=1" title="Baguhin seksiyon: Simplen interes" class="mw-editsection-visualeditor"><span>baguhin</span></a><span class="mw-editsection-divider"> | </span><a href="/w/index.php?title=Patubo&amp;action=edit&amp;section=1" title="Edit section&#039;s source code: Simplen interes"><span>baguhin ang wikitext</span></a><span class="mw-editsection-bracket">]</span></span></div> <p>Ang simpleng interes ay kinakalkula sa principal amount lamang, o ang parte nang principal amount na natira na hindi nabayad. </p> <div class="mw-heading mw-heading2"><h2 id="Pagsasamang_interes">Pagsasamang interes</h2><span class="mw-editsection"><span class="mw-editsection-bracket">[</span><a href="/w/index.php?title=Patubo&amp;veaction=edit&amp;section=2" title="Baguhin seksiyon: Pagsasamang interes" class="mw-editsection-visualeditor"><span>baguhin</span></a><span class="mw-editsection-divider"> | </span><a href="/w/index.php?title=Patubo&amp;action=edit&amp;section=2" title="Edit section&#039;s source code: Pagsasamang interes"><span>baguhin ang wikitext</span></a><span class="mw-editsection-bracket">]</span></span></div> <p>Ang <i>compound interest</i> naman ay halos kapareho nang simpleng interes; subalit sa paglipas nang panahon, ang diperensiya ay lumalaki. Ang diperensiya na ito ay dahil ang hindi nabayaran na interest ay idinadagdag sa normal na balanse. </p> <!-- NewPP limit report Parsed by mw‐web.eqiad.main‐75c465f4c6‐ttl96 Cached time: 20241125094115 Cache expiry: 2592000 Reduced expiry: false Complications: [] CPU time usage: 0.004 seconds Real time usage: 0.007 seconds Preprocessor visited node count: 9/1000000 Post‐expand include size: 0/2097152 bytes Template argument size: 0/2097152 bytes Highest expansion depth: 2/100 Expensive parser function count: 0/500 Unstrip recursion depth: 0/20 Unstrip post‐expand size: 0/5000000 bytes Number of Wikibase entities loaded: 0/400 --> <!-- Transclusion expansion time report (%,ms,calls,template) 100.00% 0.000 1 -total --> <!-- Saved in parser cache with key tlwiki:pcache:222660:|#|:idhash:canonical and timestamp 20241125094115 and revision id 2023636. 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