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<span>Description</span> </div> </a> <button aria-controls="toc-Description-sublist" class="cdx-button cdx-button--weight-quiet cdx-button--icon-only vector-toc-toggle"> <span class="vector-icon mw-ui-icon-wikimedia-expand"></span> <span>Toggle Description subsection</span> </button> <ul id="toc-Description-sublist" class="vector-toc-list"> <li id="toc-Governance" class="vector-toc-list-item vector-toc-level-2"> <a class="vector-toc-link" href="#Governance"> <div class="vector-toc-text"> <span class="vector-toc-numb">2.1</span> <span>Governance</span> </div> </a> <ul id="toc-Governance-sublist" class="vector-toc-list"> </ul> </li> <li id="toc-Locations" class="vector-toc-list-item vector-toc-level-2"> <a class="vector-toc-link" href="#Locations"> <div class="vector-toc-text"> <span class="vector-toc-numb">2.2</span> <span>Locations</span> </div> </a> <ul id="toc-Locations-sublist" class="vector-toc-list"> </ul> </li> <li id="toc-Products_and_services" class="vector-toc-list-item vector-toc-level-2"> <a class="vector-toc-link" href="#Products_and_services"> <div class="vector-toc-text"> <span class="vector-toc-numb">2.3</span> <span>Products and services</span> </div> </a> <ul id="toc-Products_and_services-sublist" class="vector-toc-list"> </ul> </li> </ul> </li> <li id="toc-Memberships,_certifications,_and_values" class="vector-toc-list-item vector-toc-level-1 vector-toc-list-item-expanded"> <a class="vector-toc-link" href="#Memberships,_certifications,_and_values"> <div class="vector-toc-text"> <span class="vector-toc-numb">3</span> <span>Memberships, certifications, and values</span> </div> </a> <button aria-controls="toc-Memberships,_certifications,_and_values-sublist" class="cdx-button cdx-button--weight-quiet cdx-button--icon-only vector-toc-toggle"> <span class="vector-icon mw-ui-icon-wikimedia-expand"></span> <span>Toggle Memberships, certifications, and values subsection</span> </button> <ul id="toc-Memberships,_certifications,_and_values-sublist" class="vector-toc-list"> <li id="toc-Bank_Australia_Conservation_Reserve" class="vector-toc-list-item vector-toc-level-2"> <a class="vector-toc-link" href="#Bank_Australia_Conservation_Reserve"> <div class="vector-toc-text"> <span class="vector-toc-numb">3.1</span> <span>Bank Australia Conservation Reserve</span> </div> </a> <ul id="toc-Bank_Australia_Conservation_Reserve-sublist" class="vector-toc-list"> </ul> </li> <li id="toc-Car_loan_financing" class="vector-toc-list-item vector-toc-level-2"> <a class="vector-toc-link" href="#Car_loan_financing"> <div class="vector-toc-text"> <span class="vector-toc-numb">3.2</span> <span>Car loan financing</span> </div> </a> <ul id="toc-Car_loan_financing-sublist" class="vector-toc-list"> </ul> </li> <li id="toc-Impact_fund" class="vector-toc-list-item vector-toc-level-2"> <a class="vector-toc-link" href="#Impact_fund"> <div class="vector-toc-text"> <span class="vector-toc-numb">3.3</span> <span>Impact fund</span> </div> </a> <ul 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.infobox .navbar{font-size:100%}@media screen{html.skin-theme-clientpref-night .mw-parser-output .infobox-full-data:not(.notheme)>div:not(.notheme)[style]{background:#1f1f23!important;color:#f8f9fa}}@media screen and (prefers-color-scheme:dark){html.skin-theme-clientpref-os .mw-parser-output .infobox-full-data:not(.notheme) div:not(.notheme){background:#1f1f23!important;color:#f8f9fa}}@media(min-width:640px){body.skin--responsive .mw-parser-output .infobox-table{display:table!important}body.skin--responsive .mw-parser-output .infobox-table>caption{display:table-caption!important}body.skin--responsive .mw-parser-output .infobox-table>tbody{display:table-row-group}body.skin--responsive .mw-parser-output .infobox-table tr{display:table-row!important}body.skin--responsive .mw-parser-output .infobox-table th,body.skin--responsive .mw-parser-output .infobox-table td{padding-left:inherit;padding-right:inherit}}</style><style data-mw-deduplicate="TemplateStyles:r1242257876">.mw-parser-output .ib-company .infobox-label{padding-right:0.5em}.mw-parser-output .ib-company .infobox-data,.mw-parser-output .ib-company .infobox-below{line-height:1.35em}.mw-parser-output .ib-company-logo img{background-color:#f8f9fa}.mw-parser-output .ib-company-locality,.mw-parser-output .ib-company-country{display:inline}</style><table class="infobox ib-company vcard"><caption class="infobox-title fn org">Bank Australia</caption><tbody><tr><td colspan="2" class="infobox-image ib-company-logo logo"><span class="mw-default-size" typeof="mw:File/Frameless"><a href="/wiki/File:Bank_Australia_logo.svg" class="mw-file-description"><img src="//upload.wikimedia.org/wikipedia/en/thumb/e/ef/Bank_Australia_logo.svg/220px-Bank_Australia_logo.svg.png" decoding="async" width="220" height="73" class="mw-file-element" srcset="//upload.wikimedia.org/wikipedia/en/thumb/e/ef/Bank_Australia_logo.svg/330px-Bank_Australia_logo.svg.png 1.5x, //upload.wikimedia.org/wikipedia/en/thumb/e/ef/Bank_Australia_logo.svg/440px-Bank_Australia_logo.svg.png 2x" data-file-width="512" data-file-height="171" /></a></span></td></tr><tr><th scope="row" class="infobox-label">Formerly</th><td class="infobox-data nickname">CSIRO Co-operative Credit Society (1957–2015)</td></tr><tr><th scope="row" class="infobox-label">Company type</th><td class="infobox-data category"><a href="/wiki/Cooperative_banking" title="Cooperative banking">Customer-owned bank</a></td></tr><tr><th scope="row" class="infobox-label">Industry</th><td class="infobox-data category"><style data-mw-deduplicate="TemplateStyles:r1129693374">.mw-parser-output .hlist dl,.mw-parser-output .hlist ol,.mw-parser-output .hlist ul{margin:0;padding:0}.mw-parser-output .hlist dd,.mw-parser-output .hlist dt,.mw-parser-output .hlist li{margin:0;display:inline}.mw-parser-output .hlist.inline,.mw-parser-output .hlist.inline dl,.mw-parser-output .hlist.inline ol,.mw-parser-output .hlist.inline ul,.mw-parser-output .hlist dl dl,.mw-parser-output .hlist dl ol,.mw-parser-output .hlist dl ul,.mw-parser-output .hlist ol dl,.mw-parser-output .hlist ol ol,.mw-parser-output .hlist ol ul,.mw-parser-output .hlist ul dl,.mw-parser-output .hlist ul ol,.mw-parser-output .hlist ul ul{display:inline}.mw-parser-output .hlist .mw-empty-li{display:none}.mw-parser-output .hlist dt::after{content:": "}.mw-parser-output .hlist dd::after,.mw-parser-output .hlist li::after{content:" · ";font-weight:bold}.mw-parser-output .hlist dd:last-child::after,.mw-parser-output .hlist dt:last-child::after,.mw-parser-output .hlist li:last-child::after{content:none}.mw-parser-output .hlist dd dd:first-child::before,.mw-parser-output .hlist dd dt:first-child::before,.mw-parser-output .hlist dd li:first-child::before,.mw-parser-output .hlist dt dd:first-child::before,.mw-parser-output .hlist dt dt:first-child::before,.mw-parser-output .hlist dt li:first-child::before,.mw-parser-output .hlist li dd:first-child::before,.mw-parser-output .hlist li dt:first-child::before,.mw-parser-output .hlist li li:first-child::before{content:" (";font-weight:normal}.mw-parser-output .hlist dd dd:last-child::after,.mw-parser-output .hlist dd dt:last-child::after,.mw-parser-output .hlist dd li:last-child::after,.mw-parser-output .hlist dt dd:last-child::after,.mw-parser-output .hlist dt dt:last-child::after,.mw-parser-output .hlist dt li:last-child::after,.mw-parser-output .hlist li dd:last-child::after,.mw-parser-output .hlist li dt:last-child::after,.mw-parser-output .hlist li li:last-child::after{content:")";font-weight:normal}.mw-parser-output .hlist ol{counter-reset:listitem}.mw-parser-output .hlist ol>li{counter-increment:listitem}.mw-parser-output .hlist ol>li::before{content:" "counter(listitem)"\a0 "}.mw-parser-output .hlist dd ol>li:first-child::before,.mw-parser-output .hlist dt ol>li:first-child::before,.mw-parser-output .hlist li ol>li:first-child::before{content:" ("counter(listitem)"\a0 "}</style><div class="hlist"><ul><li><a href="/wiki/Retail_banking" title="Retail banking">Retail banking</a></li><li><a href="/wiki/Investment_banking" title="Investment banking">Investment banking</a></li><li><a href="/wiki/Insurance" title="Insurance">Insurance</a></li></ul></div></td></tr><tr><th scope="row" class="infobox-label">Founded</th><td class="infobox-data">1957<span style="display:none"> (<span class="bday dtstart published updated itvstart">1957</span>)</span></td></tr><tr><th scope="row" class="infobox-label">Headquarters</th><td class="infobox-data label"><a href="/wiki/Collingwood,_Victoria" title="Collingwood, Victoria">Collingwood</a>, <div class="ib-company-locality locality"><a href="/wiki/Victoria_(Australia)" class="mw-redirect" title="Victoria (Australia)">Victoria</a></div>, <div class="ib-company-country country-name">Australia</div></td></tr><tr><th scope="row" class="infobox-label"><div style="display: inline-block; line-height: 1.2em; padding: .1em 0;">Number of locations</div></th><td class="infobox-data">10 (2024)</td></tr><tr><th scope="row" class="infobox-label"><div style="display: inline-block; line-height: 1.2em; padding: .1em 0;">Area served</div></th><td class="infobox-data">Australia</td></tr><tr><th scope="row" class="infobox-label"><div style="display: inline-block; line-height: 1.2em; padding: .1em 0;">Key people</div></th><td class="infobox-data agent"><style data-mw-deduplicate="TemplateStyles:r1126788409">.mw-parser-output .plainlist ol,.mw-parser-output .plainlist ul{line-height:inherit;list-style:none;margin:0;padding:0}.mw-parser-output .plainlist ol li,.mw-parser-output .plainlist ul li{margin-bottom:0}</style><div class="plainlist"> <ul><li>Steve Ferguson (chair)</li> <li>Damien Walsh (managing director)</li></ul> </div></td></tr><tr><th scope="row" class="infobox-label">Revenue</th><td class="infobox-data"><span typeof="mw:File"><span title="Increase"><img alt="Increase" src="//upload.wikimedia.org/wikipedia/commons/thumb/b/b0/Increase2.svg/11px-Increase2.svg.png" decoding="async" width="11" height="11" class="mw-file-element" srcset="//upload.wikimedia.org/wikipedia/commons/thumb/b/b0/Increase2.svg/17px-Increase2.svg.png 1.5x, //upload.wikimedia.org/wikipedia/commons/thumb/b/b0/Increase2.svg/22px-Increase2.svg.png 2x" data-file-width="300" data-file-height="300" /></span></span> <span style="white-space: nowrap">A$</span>131.4 million<sup id="cite_ref-BA_2020_financial_report_1-0" class="reference"><a href="#cite_note-BA_2020_financial_report-1"><span class="cite-bracket">[</span>1<span class="cite-bracket">]</span></a></sup> (2020)</td></tr><tr><th scope="row" class="infobox-label"><div style="display: inline-block; line-height: 1.2em; padding: .1em 0;"><a href="/wiki/Net_income" title="Net income">Net income</a></div></th><td class="infobox-data"><span typeof="mw:File"><span title="Decrease"><img alt="Decrease" src="//upload.wikimedia.org/wikipedia/commons/thumb/e/ed/Decrease2.svg/11px-Decrease2.svg.png" decoding="async" width="11" height="11" class="mw-file-element" srcset="//upload.wikimedia.org/wikipedia/commons/thumb/e/ed/Decrease2.svg/17px-Decrease2.svg.png 1.5x, //upload.wikimedia.org/wikipedia/commons/thumb/e/ed/Decrease2.svg/22px-Decrease2.svg.png 2x" data-file-width="300" data-file-height="300" /></span></span> <span style="white-space: nowrap">A$</span>19.63 million<sup id="cite_ref-BA_2020_financial_report_1-1" class="reference"><a href="#cite_note-BA_2020_financial_report-1"><span class="cite-bracket">[</span>1<span class="cite-bracket">]</span></a></sup> (2020)</td></tr><tr><th scope="row" class="infobox-label"><span class="nowrap"><a href="/wiki/Asset" title="Asset">Total assets</a></span></th><td class="infobox-data"><span typeof="mw:File"><span title="Increase"><img alt="Increase" src="//upload.wikimedia.org/wikipedia/commons/thumb/b/b0/Increase2.svg/11px-Increase2.svg.png" decoding="async" width="11" height="11" class="mw-file-element" srcset="//upload.wikimedia.org/wikipedia/commons/thumb/b/b0/Increase2.svg/17px-Increase2.svg.png 1.5x, //upload.wikimedia.org/wikipedia/commons/thumb/b/b0/Increase2.svg/22px-Increase2.svg.png 2x" data-file-width="300" data-file-height="300" /></span></span> <span style="white-space: nowrap">A$</span>10.5 billion<sup id="cite_ref-impact2023_2-0" class="reference"><a href="#cite_note-impact2023-2"><span class="cite-bracket">[</span>2<span class="cite-bracket">]</span></a></sup> (2023)</td></tr><tr><th scope="row" class="infobox-label">Members</th><td class="infobox-data"><span typeof="mw:File"><span title="Increase"><img alt="Increase" src="//upload.wikimedia.org/wikipedia/commons/thumb/b/b0/Increase2.svg/11px-Increase2.svg.png" decoding="async" width="11" height="11" class="mw-file-element" srcset="//upload.wikimedia.org/wikipedia/commons/thumb/b/b0/Increase2.svg/17px-Increase2.svg.png 1.5x, //upload.wikimedia.org/wikipedia/commons/thumb/b/b0/Increase2.svg/22px-Increase2.svg.png 2x" data-file-width="300" data-file-height="300" /></span></span> 186,863 (2023)</td></tr><tr><th scope="row" class="infobox-label"><div style="display: inline-block; line-height: 1.2em; padding: .1em 0;">Number of employees</div></th><td class="infobox-data"><span typeof="mw:File"><span title="Increase"><img alt="Increase" src="//upload.wikimedia.org/wikipedia/commons/thumb/b/b0/Increase2.svg/11px-Increase2.svg.png" decoding="async" width="11" height="11" class="mw-file-element" srcset="//upload.wikimedia.org/wikipedia/commons/thumb/b/b0/Increase2.svg/17px-Increase2.svg.png 1.5x, //upload.wikimedia.org/wikipedia/commons/thumb/b/b0/Increase2.svg/22px-Increase2.svg.png 2x" data-file-width="300" data-file-height="300" /></span></span> 591 (2023)</td></tr><tr><th scope="row" class="infobox-label">Website</th><td class="infobox-data"><span class="url"><a rel="nofollow" class="external text" href="https://www.bankaust.com.au/">www<wbr />.bankaust<wbr />.com<wbr />.au</a></span></td></tr></tbody></table> <p><b>Bank Australia</b> is an Australian customer-owned bank based in <a href="/wiki/Collingwood,_Victoria" title="Collingwood, Victoria">Collingwood</a>, <a href="/wiki/Victoria_(Australia)" class="mw-redirect" title="Victoria (Australia)">Victoria</a>. The organisation can trace its origins back to 1957, when the <b>CSIRO Co-operative Credit Society</b> was formed. Over succeeding years, mergers among 72 other <a href="/wiki/Credit_union" title="Credit union">credit unions</a> and <a href="/wiki/Cooperative_banking" title="Cooperative banking">co-operative banks</a> eventually led to the creation of the <b>Members & Education Credit Union (mecu)</b> in 2003, which became <b>Bankmecu</b> in 2011, and Bank Australia in 2015. </p><p>Bank Australia is a member organisation of the <a href="/wiki/Global_Alliance_for_Banking_on_Values" title="Global Alliance for Banking on Values">Global Alliance for Banking on Values</a> and is a <a href="/wiki/B_Corporation_(certification)" title="B Corporation (certification)">certified B Corporation</a>. As of 2023 it had 186,863 customer-members. </p> <meta property="mw:PageProp/toc" /> <div class="mw-heading mw-heading2"><h2 id="History">History</h2><span class="mw-editsection"><span class="mw-editsection-bracket">[</span><a href="/w/index.php?title=Bank_Australia&action=edit&section=1" title="Edit section: History"><span>edit</span></a><span class="mw-editsection-bracket">]</span></span></div> <p>As of 2024<sup class="plainlinks noexcerpt noprint asof-tag update" style="display:none;"><a class="external text" href="https://en.wikipedia.org/w/index.php?title=Bank_Australia&action=edit">[update]</a></sup>, Bank Australia is an amalgamation of 72 <a href="/wiki/Credit_union" title="Credit union">credit unions</a> and co-operatives.<sup id="cite_ref-about_3-0" class="reference"><a href="#cite_note-about-3"><span class="cite-bracket">[</span>3<span class="cite-bracket">]</span></a></sup> </p><p>The bank has its origins in the 19 September 1957 incorporation of the CSIRO (<a href="/wiki/Commonwealth_Scientific_and_Industrial_Research_Organisation" class="mw-redirect" title="Commonwealth Scientific and Industrial Research Organisation">Commonwealth Scientific and Industrial Research Organisation</a>) Co-operative Credit Society. Walter Ives was appointed as chairman, and the first 40 members, limited to officers and employees of CSIRO aged over 18, were admitted on 15 October.<sup id="cite_ref-beginnings_4-0" class="reference"><a href="#cite_note-beginnings-4"><span class="cite-bracket">[</span>4<span class="cite-bracket">]</span></a></sup> </p><p>At the end of 1966 the credit union had over 1770 members, and in that year Joel Belkin was appointed the first full-time general manager (which he held until 1981). In 1982 the society joined the Victorian Credit Co-operatives Association, the peak body for over 140 Victoria-based credit unions. In January 1986, the <a href="/wiki/Canberra" title="Canberra">Canberra</a>-based Laboratories Co-operative Credit Union Limited amalgamated with the CSIRO Co-operative Credit Society, and later that year rebranded as Sirocredit.<sup id="cite_ref-beginnings_4-1" class="reference"><a href="#cite_note-beginnings-4"><span class="cite-bracket">[</span>4<span class="cite-bracket">]</span></a></sup> </p><p>On 1 July 1998, Sirocredit merged with Enterprise Credit Union and Outlook Credit Union Co-operative to form Members Australia Credit Union Ltd, and in 2003 Members Australia Credit Union merged with Education Credit Union to form Members and Education Credit Union (mecu).<sup id="cite_ref-beginnings_4-2" class="reference"><a href="#cite_note-beginnings-4"><span class="cite-bracket">[</span>4<span class="cite-bracket">]</span></a></sup> </p><p>In 2011 mecu began trading as Bankmecu, Australia's first <a href="/wiki/Customer_owned_bank" class="mw-redirect" title="Customer owned bank">customer-owned bank</a>, and in 2015 it commenced trading as Bank Australia.<sup id="cite_ref-about_3-1" class="reference"><a href="#cite_note-about-3"><span class="cite-bracket">[</span>3<span class="cite-bracket">]</span></a></sup><sup id="cite_ref-5" class="reference"><a href="#cite_note-5"><span class="cite-bracket">[</span>5<span class="cite-bracket">]</span></a></sup><sup id="cite_ref-6" class="reference"><a href="#cite_note-6"><span class="cite-bracket">[</span>6<span class="cite-bracket">]</span></a></sup> </p><p>In 2019 Bank Australia switched to purchasing <a href="/wiki/100%25_renewable_energy" title="100% renewable energy">100% renewable energy</a> from its suppliers. It was the first bank in Australia to do so.<sup id="cite_ref-7" class="reference"><a href="#cite_note-7"><span class="cite-bracket">[</span>7<span class="cite-bracket">]</span></a></sup> </p><p>In June 2020, Bank Australia became a certified <a href="/wiki/B_Corporation_(certification)" title="B Corporation (certification)">B Corp</a>, that is, a for-profit corporation certified by <a href="/wiki/B_Lab" title="B Lab">B Lab</a> for its social impact.<sup id="cite_ref-8" class="reference"><a href="#cite_note-8"><span class="cite-bracket">[</span>8<span class="cite-bracket">]</span></a></sup> </p><p>In April 2022, Bank Australia responded to shareholder demands<sup id="cite_ref-9" class="reference"><a href="#cite_note-9"><span class="cite-bracket">[</span>9<span class="cite-bracket">]</span></a></sup> and announced their Climate Action Strategy, setting a target to achieve <a href="/wiki/Net_zero" class="mw-redirect" title="Net zero">net zero</a> emissions by 2035. This included plans for reductions of their <a href="/wiki/Scope_3_emissions" class="mw-redirect" title="Scope 3 emissions">scope 3 emissions</a>, and working with customers to help them reduce their emissions from electricity and gas use.<sup id="cite_ref-10" class="reference"><a href="#cite_note-10"><span class="cite-bracket">[</span>10<span class="cite-bracket">]</span></a></sup> </p> <div class="mw-heading mw-heading2"><h2 id="Description">Description</h2><span class="mw-editsection"><span class="mw-editsection-bracket">[</span><a href="/w/index.php?title=Bank_Australia&action=edit&section=2" title="Edit section: Description"><span>edit</span></a><span class="mw-editsection-bracket">]</span></span></div> <p>As of 2023 the bank had 186,863 customers (members).<sup id="cite_ref-impact2023_2-1" class="reference"><a href="#cite_note-impact2023-2"><span class="cite-bracket">[</span>2<span class="cite-bracket">]</span></a></sup> </p> <div class="mw-heading mw-heading3"><h3 id="Governance">Governance</h3><span class="mw-editsection"><span class="mw-editsection-bracket">[</span><a href="/w/index.php?title=Bank_Australia&action=edit&section=3" title="Edit section: Governance"><span>edit</span></a><span class="mw-editsection-bracket">]</span></span></div> <p>As of February 2024<sup class="plainlinks noexcerpt noprint asof-tag update" style="display:none;"><a class="external text" href="https://en.wikipedia.org/w/index.php?title=Bank_Australia&action=edit">[update]</a></sup>, the bank is governed by a board chaired by Steve Ferguson. Damien Walsh is the managing director.<sup id="cite_ref-BA_people_11-0" class="reference"><a href="#cite_note-BA_people-11"><span class="cite-bracket">[</span>11<span class="cite-bracket">]</span></a></sup> </p><p>As of 2023 there were 591 employees.<sup id="cite_ref-impact2023_2-2" class="reference"><a href="#cite_note-impact2023-2"><span class="cite-bracket">[</span>2<span class="cite-bracket">]</span></a></sup> </p> <div class="mw-heading mw-heading3"><h3 id="Locations">Locations</h3><span class="mw-editsection"><span class="mw-editsection-bracket">[</span><a href="/w/index.php?title=Bank_Australia&action=edit&section=4" title="Edit section: Locations"><span>edit</span></a><span class="mw-editsection-bracket">]</span></span></div> <p>The company's head office is in <a href="/wiki/Collingwood,_Victoria" title="Collingwood, Victoria">Collingwood, Victoria</a>, and its National Contact Centre is located in <a href="/wiki/Moe,_Victoria" title="Moe, Victoria">Moe</a> in the <a href="/wiki/Latrobe_Valley" title="Latrobe Valley">Latrobe Valley</a> in Victoria. It has 10 branches, mostly in Victoria but also in <a href="/wiki/Queensland" title="Queensland">Queensland</a>, <a href="/wiki/New_South_Wales" title="New South Wales">New South Wales</a>, and <a href="/wiki/Canberra" title="Canberra">Canberra</a>.<sup id="cite_ref-branches_12-0" class="reference"><a href="#cite_note-branches-12"><span class="cite-bracket">[</span>12<span class="cite-bracket">]</span></a></sup> </p> <div class="mw-heading mw-heading3"><h3 id="Products_and_services">Products and services</h3><span class="mw-editsection"><span class="mw-editsection-bracket">[</span><a href="/w/index.php?title=Bank_Australia&action=edit&section=5" title="Edit section: Products and services"><span>edit</span></a><span class="mw-editsection-bracket">]</span></span></div> <p>Bank Australia offers banking products including everyday banking, savings, term deposits, personal and car loans, home loans, credit cards and commercial banking services. </p><p>It operates digital banking services through internet and mobile app banking. Customers also have access to services such as <a href="/wiki/Apple_Pay" title="Apple Pay">Apple Pay</a> and <a href="/wiki/Google_Pay" title="Google Pay">Google Pay</a>, and fee-free withdrawals at Bank Australia ATMs as well as all major banks' ATMs. </p><p>As an <a href="/wiki/Authorised_deposit-taking_institution" title="Authorised deposit-taking institution">authorised deposit-taking institution</a>, Bank Australia is covered under the Financial Claims Scheme. Like all other authorised institutions, balances of up to <span style="white-space: nowrap">A$</span>250,000 are guaranteed by the Australian Government should Bank Australia collapse.<sup id="cite_ref-13" class="reference"><a href="#cite_note-13"><span class="cite-bracket">[</span>13<span class="cite-bracket">]</span></a></sup> </p> <div class="mw-heading mw-heading2"><h2 id="Memberships,_certifications,_and_values"><span id="Memberships.2C_certifications.2C_and_values"></span>Memberships, certifications, and values</h2><span class="mw-editsection"><span class="mw-editsection-bracket">[</span><a href="/w/index.php?title=Bank_Australia&action=edit&section=6" title="Edit section: Memberships, certifications, and values"><span>edit</span></a><span class="mw-editsection-bracket">]</span></span></div> <p>Bank Australia is a member organisation of the <a href="/wiki/Australian_Banking_Association" title="Australian Banking Association">Australian Banking Association</a>, the <a href="/wiki/Global_Alliance_for_Banking_on_Values" title="Global Alliance for Banking on Values">Global Alliance for Banking on Values</a> (the first Australian bank to join<sup id="cite_ref-why_14-0" class="reference"><a href="#cite_note-why-14"><span class="cite-bracket">[</span>14<span class="cite-bracket">]</span></a></sup>), and is a certified B Corporation.<sup id="cite_ref-15" class="reference"><a href="#cite_note-15"><span class="cite-bracket">[</span>15<span class="cite-bracket">]</span></a></sup><sup id="cite_ref-GABV_16-0" class="reference"><a href="#cite_note-GABV-16"><span class="cite-bracket">[</span>16<span class="cite-bracket">]</span></a></sup><sup id="cite_ref-17" class="reference"><a href="#cite_note-17"><span class="cite-bracket">[</span>17<span class="cite-bracket">]</span></a></sup> It is also a member of <a href="/wiki/RE100" class="mw-redirect" title="RE100">RE100</a>, a global business initiative on 100% <a href="/wiki/Renewable_energy" title="Renewable energy">renewable energy</a>.<sup id="cite_ref-certs_18-0" class="reference"><a href="#cite_note-certs-18"><span class="cite-bracket">[</span>18<span class="cite-bracket">]</span></a></sup> </p><p>Bank Australia has been <a href="/wiki/Carbon_neutral" class="mw-redirect" title="Carbon neutral">carbon neutral</a> since 2011 and in 2018 became certified carbon neutral by the <a href="/wiki/Australian_Government" title="Australian Government">Australian Government</a>'s <a href="/wiki/National_Carbon_Offset_Standard" class="mw-redirect" title="National Carbon Offset Standard">National Carbon Offset Standard</a><sup id="cite_ref-19" class="reference"><a href="#cite_note-19"><span class="cite-bracket">[</span>19<span class="cite-bracket">]</span></a></sup> (now Climate Active).<sup id="cite_ref-certs_18-1" class="reference"><a href="#cite_note-certs-18"><span class="cite-bracket">[</span>18<span class="cite-bracket">]</span></a></sup> </p><p>Bank Australia has stated that it has never invested and will never invest money in <a href="/wiki/Fossil_fuel_industry" class="mw-redirect" title="Fossil fuel industry">fossil fuels</a>, <a href="/wiki/Australian_live_export_industry" title="Australian live export industry">live animal exports</a>, <a href="/wiki/Arms_industry" title="Arms industry">military weaponry</a>, <a href="/wiki/Tobacco_industry" title="Tobacco industry">tobacco</a>, or <a href="/wiki/Gambling_industry" class="mw-redirect" title="Gambling industry">gambling</a>.<sup id="cite_ref-20" class="reference"><a href="#cite_note-20"><span class="cite-bracket">[</span>20<span class="cite-bracket">]</span></a></sup> </p> <div class="mw-heading mw-heading3"><h3 id="Bank_Australia_Conservation_Reserve">Bank Australia Conservation Reserve</h3><span class="mw-editsection"><span class="mw-editsection-bracket">[</span><a href="/w/index.php?title=Bank_Australia&action=edit&section=7" title="Edit section: Bank Australia Conservation Reserve"><span>edit</span></a><span class="mw-editsection-bracket">]</span></span></div> <p>The Bank Australia Conservation Reserve<sup id="cite_ref-21" class="reference"><a href="#cite_note-21"><span class="cite-bracket">[</span>21<span class="cite-bracket">]</span></a></sup> is a 2,117-hectare (5,230-acre) private land reserve owned by the bank and its customers. The reserve, made up of four properties, is located in Victoria's <a href="/wiki/Wimmera_Southern_Mallee_(region)" title="Wimmera Southern Mallee (region)">Wimmera</a> region and is protected from development forever through a conservation covenant. The company purchased the first of the properties in 2008 in response to customer concerns about the environment. <a href="/wiki/Greening_Australia" title="Greening Australia">Greening Australia</a> manages the reserve.<sup id="cite_ref-22" class="reference"><a href="#cite_note-22"><span class="cite-bracket">[</span>22<span class="cite-bracket">]</span></a></sup> and <a href="/wiki/Trust_for_Nature" title="Trust for Nature">Trust for Nature</a><sup id="cite_ref-23" class="reference"><a href="#cite_note-23"><span class="cite-bracket">[</span>23<span class="cite-bracket">]</span></a></sup> In 2018, Bank Australia, in partnership with Greening Australia and Trust for Nature, won the Banksia Large Business Award for the conservation reserve's ten-year strategy.<sup id="cite_ref-24" class="reference"><a href="#cite_note-24"><span class="cite-bracket">[</span>24<span class="cite-bracket">]</span></a></sup> </p> <div class="mw-heading mw-heading3"><h3 id="Car_loan_financing">Car loan financing</h3><span class="mw-editsection"><span class="mw-editsection-bracket">[</span><a href="/w/index.php?title=Bank_Australia&action=edit&section=8" title="Edit section: Car loan financing"><span>edit</span></a><span class="mw-editsection-bracket">]</span></span></div> <p>In August 2022, Bank Australia's chief impact officer, Sasha Courville, announced that Bank Australia would cease funding <a href="/wiki/Car_loans" class="mw-redirect" title="Car loans">car loans</a> for new fossil fuel (<a href="/wiki/Internal_combustion_engine" title="Internal combustion engine">internal combustion engine</a>) vehicles from 2025, as part of its commitment to achieve net zero carbon emissions by 2035.<sup id="cite_ref-:0_25-0" class="reference"><a href="#cite_note-:0-25"><span class="cite-bracket">[</span>25<span class="cite-bracket">]</span></a></sup> </p> <div class="mw-heading mw-heading3"><h3 id="Impact_fund">Impact fund</h3><span class="mw-editsection"><span class="mw-editsection-bracket">[</span><a href="/w/index.php?title=Bank_Australia&action=edit&section=9" title="Edit section: Impact fund"><span>edit</span></a><span class="mw-editsection-bracket">]</span></span></div> <p>Bank Australia allocates 4% of its after tax profits to the Bank Australia Impact Fund. The fund supports projects and partnerships that "benefit people, communities and the planet".<sup id="cite_ref-26" class="reference"><a href="#cite_note-26"><span class="cite-bracket">[</span>26<span class="cite-bracket">]</span></a></sup> As part of the fund, the bank runs an annual customer grants program, many concerned with investment in sustainability and community renewable energy projects.<sup id="cite_ref-27" class="reference"><a href="#cite_note-27"><span class="cite-bracket">[</span>27<span class="cite-bracket">]</span></a></sup> </p> <div class="mw-heading mw-heading2"><h2 id="Reconciliation_and_Indigenous_partnerships">Reconciliation and Indigenous partnerships</h2><span class="mw-editsection"><span class="mw-editsection-bracket">[</span><a href="/w/index.php?title=Bank_Australia&action=edit&section=10" title="Edit section: Reconciliation and Indigenous partnerships"><span>edit</span></a><span class="mw-editsection-bracket">]</span></span></div> <p>In 2010, Bank Australia became the first customer-owned bank to launch a <a href="/wiki/Reconciliation_Action_Plan" class="mw-redirect" title="Reconciliation Action Plan">Reconciliation Action Plan</a>. In 2023, as part of its commitment to <a href="/wiki/Reconciliation_in_Australia" title="Reconciliation in Australia">reconciliation in Australia</a>, it launched its First Nations Recognition and Respect Strategy 2023-2030.<sup id="cite_ref-strategy_28-0" class="reference"><a href="#cite_note-strategy-28"><span class="cite-bracket">[</span>28<span class="cite-bracket">]</span></a></sup><sup id="cite_ref-rrd_29-0" class="reference"><a href="#cite_note-rrd-29"><span class="cite-bracket">[</span>29<span class="cite-bracket">]</span></a></sup> </p><p>As of 2024<sup class="plainlinks noexcerpt noprint asof-tag update" style="display:none;"><a class="external text" href="https://en.wikipedia.org/w/index.php?title=Bank_Australia&action=edit">[update]</a></sup> Bank Australia has partnerships with <a href="/wiki/Indigenous_Australians" title="Indigenous Australians">First Nations</a> organisations such as <a href="/wiki/Seed_Mob" title="Seed Mob">Seed Mob</a>, <a href="/wiki/Barengi_Gadjin_Land_Council_Aboriginal_Corporation" title="Barengi Gadjin Land Council Aboriginal Corporation">Barengi Gadjin Land Council</a>, <a href="/wiki/Supply_Nation" title="Supply Nation">Supply Nation</a>, and the <a href="/wiki/First_Peoples%27_Assembly_of_Victoria" class="mw-redirect" title="First Peoples' Assembly of Victoria">First Peoples' Assembly of Victoria</a>. It also aims to grow lending for enterprises such as <a href="/wiki/Country_(Indigenous_Australians)" title="Country (Indigenous Australians)">Caring for Country</a>,<sup id="cite_ref-strategy_28-1" class="reference"><a href="#cite_note-strategy-28"><span class="cite-bracket">[</span>28<span class="cite-bracket">]</span></a></sup> and is establishing a First Nations Leadership Group.<sup id="cite_ref-rrd_29-1" class="reference"><a href="#cite_note-rrd-29"><span class="cite-bracket">[</span>29<span class="cite-bracket">]</span></a></sup> </p> <div class="mw-heading mw-heading2"><h2 id="Domain_name_dispute">Domain name dispute</h2><span class="mw-editsection"><span class="mw-editsection-bracket">[</span><a href="/w/index.php?title=Bank_Australia&action=edit&section=11" title="Edit section: Domain name dispute"><span>edit</span></a><span class="mw-editsection-bracket">]</span></span></div> <p>Bank Australia launched a domain name dispute on 21 January 2016 for the domain names bankaus.com.au and bankaustralia.com.au. In a single-member judgement on behalf of the WIPO Arbitration and Mediation Center, the claim was denied. Since the domain names in question were registered in 2011 and 2008 respectively, and the name "Bank Australia" was registered only in 2014, there was no evidence that the owner of the domain names had registered them to "prevent the owner of a name, trademark or service mark from reflecting the mark in a corresponding domain name" (<a href="/wiki/Cybersquatting" title="Cybersquatting">cybersquatting</a>) or "primarily for the purpose of disrupting the business or activities of another person".<sup id="cite_ref-30" class="reference"><a href="#cite_note-30"><span class="cite-bracket">[</span>30<span class="cite-bracket">]</span></a></sup> </p> <div class="mw-heading mw-heading2"><h2 id="References">References</h2><span class="mw-editsection"><span class="mw-editsection-bracket">[</span><a href="/w/index.php?title=Bank_Australia&action=edit&section=12" title="Edit section: References"><span>edit</span></a><span class="mw-editsection-bracket">]</span></span></div> <style data-mw-deduplicate="TemplateStyles:r1239543626">.mw-parser-output .reflist{margin-bottom:0.5em;list-style-type:decimal}@media screen{.mw-parser-output .reflist{font-size:90%}}.mw-parser-output .reflist .references{font-size:100%;margin-bottom:0;list-style-type:inherit}.mw-parser-output .reflist-columns-2{column-width:30em}.mw-parser-output .reflist-columns-3{column-width:25em}.mw-parser-output .reflist-columns{margin-top:0.3em}.mw-parser-output .reflist-columns ol{margin-top:0}.mw-parser-output .reflist-columns li{page-break-inside:avoid;break-inside:avoid-column}.mw-parser-output .reflist-upper-alpha{list-style-type:upper-alpha}.mw-parser-output .reflist-upper-roman{list-style-type:upper-roman}.mw-parser-output .reflist-lower-alpha{list-style-type:lower-alpha}.mw-parser-output .reflist-lower-greek{list-style-type:lower-greek}.mw-parser-output .reflist-lower-roman{list-style-type:lower-roman}</style><div class="reflist"> <div class="mw-references-wrap mw-references-columns"><ol class="references"> <li id="cite_note-BA_2020_financial_report-1"><span class="mw-cite-backlink">^ <a href="#cite_ref-BA_2020_financial_report_1-0"><sup><i><b>a</b></i></sup></a> <a href="#cite_ref-BA_2020_financial_report_1-1"><sup><i><b>b</b></i></sup></a></span> <span class="reference-text"><style data-mw-deduplicate="TemplateStyles:r1238218222">.mw-parser-output cite.citation{font-style:inherit;word-wrap:break-word}.mw-parser-output .citation q{quotes:"\"""\"""'""'"}.mw-parser-output .citation:target{background-color:rgba(0,127,255,0.133)}.mw-parser-output .id-lock-free.id-lock-free a{background:url("//upload.wikimedia.org/wikipedia/commons/6/65/Lock-green.svg")right 0.1em center/9px no-repeat}.mw-parser-output .id-lock-limited.id-lock-limited a,.mw-parser-output .id-lock-registration.id-lock-registration a{background:url("//upload.wikimedia.org/wikipedia/commons/d/d6/Lock-gray-alt-2.svg")right 0.1em center/9px no-repeat}.mw-parser-output .id-lock-subscription.id-lock-subscription a{background:url("//upload.wikimedia.org/wikipedia/commons/a/aa/Lock-red-alt-2.svg")right 0.1em center/9px no-repeat}.mw-parser-output .cs1-ws-icon a{background:url("//upload.wikimedia.org/wikipedia/commons/4/4c/Wikisource-logo.svg")right 0.1em center/12px no-repeat}body:not(.skin-timeless):not(.skin-minerva) .mw-parser-output .id-lock-free a,body:not(.skin-timeless):not(.skin-minerva) .mw-parser-output .id-lock-limited a,body:not(.skin-timeless):not(.skin-minerva) .mw-parser-output .id-lock-registration a,body:not(.skin-timeless):not(.skin-minerva) .mw-parser-output .id-lock-subscription a,body:not(.skin-timeless):not(.skin-minerva) .mw-parser-output .cs1-ws-icon a{background-size:contain;padding:0 1em 0 0}.mw-parser-output .cs1-code{color:inherit;background:inherit;border:none;padding:inherit}.mw-parser-output .cs1-hidden-error{display:none;color:var(--color-error,#d33)}.mw-parser-output .cs1-visible-error{color:var(--color-error,#d33)}.mw-parser-output .cs1-maint{display:none;color:#085;margin-left:0.3em}.mw-parser-output .cs1-kern-left{padding-left:0.2em}.mw-parser-output .cs1-kern-right{padding-right:0.2em}.mw-parser-output .citation .mw-selflink{font-weight:inherit}@media screen{.mw-parser-output .cs1-format{font-size:95%}html.skin-theme-clientpref-night .mw-parser-output .cs1-maint{color:#18911f}}@media screen and (prefers-color-scheme:dark){html.skin-theme-clientpref-os .mw-parser-output .cs1-maint{color:#18911f}}</style><cite class="citation web cs1"><a rel="nofollow" class="external text" href="https://www.bankaust.com.au/globalassets/assets/reporting-governance--policies/corporate--financial-reports/2020/bau550-2020-financial-report-fa-lr.pdf">"2020 Financial Report"</a> <span class="cs1-format">(PDF)</span>. <i>Bank Australia</i><span class="reference-accessdate">. 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Australia">Reserve Bank of Australia</a></li></ul> </div></td></tr><tr><th scope="row" class="navbox-group" style="width:1%">Local banks</th><td class="navbox-list-with-group navbox-list navbox-odd" style="width:100%;padding:0"><div style="padding:0 0.25em"></div><table class="nowraplinks navbox-subgroup" style="border-spacing:0"><tbody><tr><th scope="row" class="navbox-group" style="width:1%"><a href="/wiki/Big_Four_(banking)#Australia" title="Big Four (banking)">Big Four</a></th><td class="navbox-list-with-group navbox-list navbox-even" style="width:100%;padding:0"><div style="padding:0 0.25em"> <ul><li><a href="/wiki/ANZ_(bank)" title="ANZ (bank)">ANZ</a> <ul><li><a href="/wiki/Suncorp_Bank" title="Suncorp Bank">Suncorp Bank</a></li></ul></li> <li><a href="/wiki/Commonwealth_Bank" title="Commonwealth Bank">Commonwealth Bank</a> <ul><li><a href="/wiki/Bankwest" title="Bankwest">Bankwest</a></li></ul></li> <li><a href="/wiki/National_Australia_Bank" title="National Australia Bank">National Australia Bank</a> <ul><li><a href="/wiki/UBank" title="UBank">UBank</a></li></ul></li> <li><a href="/wiki/Westpac" title="Westpac">Westpac</a> <ul><li><a href="/wiki/Bank_of_Melbourne_(2011)" title="Bank of Melbourne (2011)">Bank of Melbourne</a></li> <li><a href="/wiki/BankSA" title="BankSA">BankSA</a></li> <li><a href="/wiki/St.George_Bank" title="St.George Bank">St.George Bank</a></li></ul></li></ul> </div></td></tr><tr><th scope="row" class="navbox-group" style="width:1%"><a href="/wiki/Retail_banking" title="Retail banking">Other retail</a></th><td class="navbox-list-with-group navbox-list navbox-odd" style="width:100%;padding:0"><div style="padding:0 0.25em"> <ul><li><a href="/wiki/Alex_Bank" title="Alex Bank">Alex Bank</a></li> <li><a href="/wiki/AMP_Limited" title="AMP Limited">AMP</a></li> <li><a href="/wiki/Auswide_Bank" title="Auswide Bank">Auswide Bank</a></li> <li><a href="/wiki/Judo_Bank" title="Judo Bank">Judo Bank</a></li> <li><a href="/wiki/Macquarie_Group" title="Macquarie Group">Macquarie Bank</a></li> <li><a href="/wiki/Bank_of_Queensland" title="Bank of Queensland">Bank of Queensland</a> <ul><li><a href="/wiki/ME_Bank" title="ME Bank">ME Bank</a></li> <li><a href="/wiki/Virgin_Money_Australia" title="Virgin Money Australia">Virgin Money</a></li></ul></li> <li><a href="/wiki/Bendigo_%26_Adelaide_Bank" class="mw-redirect" title="Bendigo & Adelaide Bank">Bendigo & Adelaide Bank</a> <ul><li><a href="/wiki/Up_(Australian_bank)" title="Up (Australian bank)">Up</a></li></ul></li> <li><a href="/wiki/Tyro_Payments" class="mw-redirect" title="Tyro Payments">Tyro Payments</a></li></ul> </div></td></tr><tr><th scope="row" class="navbox-group" style="width:1%"><a href="/wiki/Cooperative_banking" title="Cooperative banking">Member-owned</a></th><td class="navbox-list-with-group navbox-list navbox-even" style="width:100%;padding:0"><div style="padding:0 0.25em"> <ul><li><a href="/wiki/Australian_Unity" title="Australian Unity">Australian Unity</a></li> <li><a class="mw-selflink selflink">Bank Australia</a></li> <li><a href="/wiki/Bank_First" title="Bank First">Bank First</a></li> <li><a href="/wiki/BankVic" title="BankVic">BankVic</a></li> <li><a href="/wiki/Beyond_Bank_Australia" title="Beyond Bank Australia">Beyond Bank Australia</a></li> <li><a href="/wiki/Cairns_Bank" title="Cairns Bank">Cairns Bank</a></li> <li><a href="/wiki/Community_First_Bank" title="Community First Bank">Community First Bank</a></li> <li><a href="/wiki/Credit_Union_SA" title="Credit Union SA">Credit Union SA</a></li> <li><a href="/wiki/Cuscal" title="Cuscal">Cuscal</a></li> <li><a href="/wiki/Great_Southern_Bank" title="Great Southern Bank">Great Southern Bank</a></li> <li><a href="/wiki/Heritage_Bank" title="Heritage Bank">Heritage Bank</a></li> <li><a href="/wiki/Hume_Bank" title="Hume Bank">Hume Bank</a></li> <li><a href="/wiki/IMB_Bank" title="IMB Bank">IMB</a></li> <li><a href="/wiki/MyState" class="mw-redirect" title="MyState">MyState</a></li> <li>Newcastle Greater Mutual <ul><li><a href="/wiki/Greater_Bank" title="Greater Bank">Greater Bank</a></li> <li><a href="/wiki/Newcastle_Permanent_Building_Society" class="mw-redirect" title="Newcastle Permanent Building Society">Newcastle Permanent</a></li></ul></li> <li><a href="/wiki/P%26N_Bank" title="P&N Bank">P&N Bank</a></li> <li><a href="/wiki/People_First_Bank" title="People First Bank">People First Bank</a> <ul><li><a href="/wiki/Heritage_Bank" title="Heritage Bank">Heritage Bank</a></li> <li><a href="/wiki/People%27s_Choice_Credit_Union" title="People's Choice Credit Union">People's Choice</a></li></ul></li> <li><a href="/wiki/Police_Bank" title="Police Bank">Police Bank</a></li> <li><a href="/wiki/Qudos_Bank" title="Qudos Bank">Qudos Bank</a></li> <li><a href="/wiki/Royal_Automobile_Club_of_Queensland" title="Royal Automobile Club of Queensland">RACQ Bank</a></li> <li><a href="/wiki/Regional_Australia_Bank" title="Regional Australia Bank">Regional Australia Bank</a></li> <li><a href="/wiki/Teachers_Mutual_Bank" title="Teachers Mutual Bank">Teachers Mutual Bank</a></li></ul> </div></td></tr><tr><th scope="row" class="navbox-group" style="width:1%"><a href="/wiki/De-banking" title="De-banking">Defunct</a></th><td class="navbox-list-with-group navbox-list navbox-odd" style="width:100%;padding:0"><div style="padding:0 0.25em"> <ul><li><a href="/wiki/Volt_Bank" title="Volt Bank">Volt Bank</a></li> <li><a href="/wiki/Xinja" title="Xinja">Xinja</a></li></ul> </div></td></tr></tbody></table><div></div></td></tr><tr><th scope="row" class="navbox-group" style="width:1%">Foreign banks</th><td class="navbox-list-with-group navbox-list navbox-even" style="width:100%;padding:0"><div style="padding:0 0.25em"> <ul><li><a href="/wiki/Arab_Bank" title="Arab Bank">Arab Bank</a></li> <li><a href="/wiki/Bank_of_China" title="Bank of China">Bank of China</a></li> <li><a href="/wiki/Bank_of_Beirut" title="Bank of Beirut">Bank of Beirut</a></li> <li><a href="/wiki/Heartland_Bank" title="Heartland Bank">Heartland Bank</a></li> <li><a href="/wiki/HSBC_Bank_Australia" title="HSBC Bank Australia">HSBC</a></li> <li><a href="/wiki/ING_Australia" title="ING Australia">ING</a></li> <li><a href="/wiki/Rabobank" title="Rabobank">Rabobank</a></li></ul> </div></td></tr><tr><th scope="row" class="navbox-group" style="width:1%">Non-bank lenders</th><td class="navbox-list-with-group navbox-list navbox-odd" style="width:100%;padding:0"><div style="padding:0 0.25em"> <ul><li><a href="/wiki/Aussie_(financial_group)" title="Aussie (financial group)">Aussie</a></li> <li><a href="/wiki/Latitude_Financial_Services" title="Latitude Financial Services">Latitude</a></li> <li><a href="/wiki/La_Trobe_Financial" title="La Trobe Financial">La Trobe Financial</a></li> <li><a href="/wiki/Mortgage_Choice" title="Mortgage Choice">Mortgage Choice</a></li> <li><a href="/wiki/Pepper_Money" title="Pepper Money">Pepper Money</a></li></ul> </div></td></tr><tr><th scope="row" class="navbox-group" style="width:1%"><a href="/wiki/Bank_regulation" class="mw-redirect" title="Bank regulation">Regulators</a></th><td class="navbox-list-with-group navbox-list navbox-even" style="width:100%;padding:0"><div style="padding:0 0.25em"> <ul><li><a href="/wiki/Australian_Securities_and_Investments_Commission" title="Australian Securities and Investments Commission">Australian Securities and Investments Commission</a></li> <li><a href="/wiki/Australian_Competition_%26_Consumer_Commission" class="mw-redirect" title="Australian Competition & Consumer Commission">Australian Competition & Consumer Commission</a></li> <li><a href="/wiki/Australian_Prudential_Regulation_Authority" title="Australian Prudential Regulation Authority">Australian Prudential Regulation Authority</a></li> <li><a href="/wiki/Australian_Payments_Council" title="Australian Payments Council">Australian Payments Council</a></li> <li><a href="/wiki/Australian_Payments_Network" title="Australian Payments Network">Australian Payments Network</a> <ul><li><a href="/wiki/New_Payments_Platform" title="New Payments Platform">New Payments Platform</a></li></ul></li> <li><a href="/wiki/Four_pillars_policy" title="Four pillars policy">Four pillars policy</a></li></ul> </div></td></tr><tr><th scope="row" class="navbox-group" style="width:1%">Inquiries</th><td class="navbox-list-with-group navbox-list navbox-odd" style="width:100%;padding:0"><div style="padding:0 0.25em"><a href="/wiki/Royal_Commission_into_Misconduct_in_the_Banking,_Superannuation_and_Financial_Services_Industry" title="Royal Commission into Misconduct in the Banking, Superannuation and Financial Services Industry">Royal Commission 2017–2019</a></div></td></tr><tr><td class="navbox-abovebelow" colspan="2"><div> <ul><li><a href="/wiki/Category:Banks_of_Australia" title="Category:Banks of Australia">Category:Banks of Australia</a></li> <li><a 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