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.infobox .navbar{font-size:100%}@media screen{html.skin-theme-clientpref-night .mw-parser-output .infobox-full-data:not(.notheme)>div:not(.notheme)[style]{background:#1f1f23!important;color:#f8f9fa}}@media screen and (prefers-color-scheme:dark){html.skin-theme-clientpref-os .mw-parser-output .infobox-full-data:not(.notheme) div:not(.notheme){background:#1f1f23!important;color:#f8f9fa}}@media(min-width:640px){body.skin--responsive .mw-parser-output .infobox-table{display:table!important}body.skin--responsive .mw-parser-output .infobox-table>caption{display:table-caption!important}body.skin--responsive .mw-parser-output .infobox-table>tbody{display:table-row-group}body.skin--responsive .mw-parser-output .infobox-table tr{display:table-row!important}body.skin--responsive .mw-parser-output .infobox-table th,body.skin--responsive .mw-parser-output .infobox-table td{padding-left:inherit;padding-right:inherit}}</style><style data-mw-deduplicate="TemplateStyles:r1242257876">.mw-parser-output .ib-company .infobox-label{padding-right:0.5em}.mw-parser-output .ib-company .infobox-data,.mw-parser-output .ib-company .infobox-below{line-height:1.35em}.mw-parser-output .ib-company-logo img{background-color:#f8f9fa}.mw-parser-output .ib-company-locality,.mw-parser-output .ib-company-country{display:inline}</style><table class="infobox ib-company vcard"><caption class="infobox-title fn org">Alex Bank</caption><tbody><tr><th scope="row" class="infobox-label">Industry</th><td class="infobox-data category">Banking</td></tr><tr><th scope="row" class="infobox-label">Founded</th><td class="infobox-data">July 2018<span class="noprint">; 6 years ago</span><span style="display:none"> (<span class="bday dtstart published updated">2018-07</span>)</span> in <a href="/wiki/Brisbane" title="Brisbane">Brisbane</a>, Australia</td></tr><tr><th scope="row" class="infobox-label">Founder</th><td class="infobox-data agent">Simon Beitz and Craig Fenwick</td></tr><tr><th scope="row" class="infobox-label">Headquarters</th><td class="infobox-data adr"><div class="ib-company-locality locality">Brisbane, Queensland</div>, <div class="ib-company-country country-name">Australia</div></td></tr><tr><th scope="row" class="infobox-label">Website</th><td class="infobox-data"><span class="url"><a rel="nofollow" class="external text" href="https://alex.bank">alex<wbr />.bank</a></span></td></tr></tbody></table> <p><b>Alex Bank</b> is an <a href="/wiki/Australia" title="Australia">Australian</a> <a href="/wiki/Neobank" title="Neobank">digital bank</a>.<sup id="cite_ref-Aus21_1-0" class="reference"><a href="#cite_note-Aus21-1"><span class="cite-bracket">[</span>1<span class="cite-bracket">]</span></a></sup><sup id="cite_ref-AFR16_2-0" class="reference"><a href="#cite_note-AFR16-2"><span class="cite-bracket">[</span>2<span class="cite-bracket">]</span></a></sup> It is based in <a href="/wiki/Brisbane" title="Brisbane">Brisbane</a>, <a href="/wiki/Queensland" title="Queensland">Queensland</a>.<sup id="cite_ref-CM0921_3-0" class="reference"><a href="#cite_note-CM0921-3"><span class="cite-bracket">[</span>3<span class="cite-bracket">]</span></a></sup> </p><p>The company was founded in 2018 by Simon Beitz and Craig Fenwick.<sup id="cite_ref-AFR2020_4-0" class="reference"><a href="#cite_note-AFR2020-4"><span class="cite-bracket">[</span>4<span class="cite-bracket">]</span></a></sup> It was granted a <a href="/wiki/Authorised_deposit-taking_institution#Restricted_ADI" title="Authorised deposit-taking institution">restricted authorised deposit-taking institution</a> licence by the <a href="/wiki/Australian_Prudential_Regulation_Authority" title="Australian Prudential Regulation Authority">Australian Prudential Regulation Authority</a> in July 2021.<sup id="cite_ref-AFR11_5-0" class="reference"><a href="#cite_note-AFR11-5"><span class="cite-bracket">[</span>5<span class="cite-bracket">]</span></a></sup> In December 2022 the Australian Prudential Regulation Authority announced that it had granted the Bank its full <a href="/wiki/Authorised_deposit-taking_institution" title="Authorised deposit-taking institution">authorised deposit-taking licence</a>.<sup id="cite_ref-:0_6-0" class="reference"><a href="#cite_note-:0-6"><span class="cite-bracket">[</span>6<span class="cite-bracket">]</span></a></sup> </p> <meta property="mw:PageProp/toc" /> <div class="mw-heading mw-heading2"><h2 id="History">History</h2><span class="mw-editsection"><span class="mw-editsection-bracket">[</span><a href="/w/index.php?title=Alex_Bank&action=edit&section=1" title="Edit section: History"><span>edit</span></a><span class="mw-editsection-bracket">]</span></span></div> <p>Alex Bank was established in 2018 by two ex-<a href="/wiki/Suncorp_Group" title="Suncorp Group">Suncorp</a> executives, Simon Beitz and Craig Fenwick.<sup id="cite_ref-AFR2020_4-1" class="reference"><a href="#cite_note-AFR2020-4"><span class="cite-bracket">[</span>4<span class="cite-bracket">]</span></a></sup><sup id="cite_ref-Aus21_1-1" class="reference"><a href="#cite_note-Aus21-1"><span class="cite-bracket">[</span>1<span class="cite-bracket">]</span></a></sup> At its founding, Beitz was named <a href="/wiki/Chief_executive_officer" title="Chief executive officer">Chief executive officer</a><sup id="cite_ref-AFR11_5-1" class="reference"><a href="#cite_note-AFR11-5"><span class="cite-bracket">[</span>5<span class="cite-bracket">]</span></a></sup> and Fenwick <a href="/wiki/Chief_financial_officer" title="Chief financial officer">Chief financial officer</a>.<sup id="cite_ref-Aus21_1-2" class="reference"><a href="#cite_note-Aus21-1"><span class="cite-bracket">[</span>1<span class="cite-bracket">]</span></a></sup> The bank initially targeted 18-to-30 year-olds in the autumn of 2020, with the idea that they are more comfortable with the idea of a fully-digital bank.<sup id="cite_ref-AFR2020_4-2" class="reference"><a href="#cite_note-AFR2020-4"><span class="cite-bracket">[</span>4<span class="cite-bracket">]</span></a></sup> </p><p>The company launched its banking services late in 2020 after a trial period in 2019.<sup id="cite_ref-7" class="reference"><a href="#cite_note-7"><span class="cite-bracket">[</span>7<span class="cite-bracket">]</span></a></sup> In July 2021, Alex Bank was granted a restricted authorised deposit-taking institution licence by the Australian Prudential Regulation Authority.<sup id="cite_ref-AFR11_5-2" class="reference"><a href="#cite_note-AFR11-5"><span class="cite-bracket">[</span>5<span class="cite-bracket">]</span></a></sup><sup id="cite_ref-CM0921_3-1" class="reference"><a href="#cite_note-CM0921-3"><span class="cite-bracket">[</span>3<span class="cite-bracket">]</span></a></sup> The licence permitted the company to take deposits of up to $250,000 AUD from public borrowers,<sup id="cite_ref-MB_8-0" class="reference"><a href="#cite_note-MB-8"><span class="cite-bracket">[</span>8<span class="cite-bracket">]</span></a></sup> but placed limitations on the range of products and services it could offer.<sup id="cite_ref-AFR11_5-3" class="reference"><a href="#cite_note-AFR11-5"><span class="cite-bracket">[</span>5<span class="cite-bracket">]</span></a></sup> Alex Bank was one of only two Australian financial institutions to be granted a restricted authorised deposit-taking institution licence at the time.<sup id="cite_ref-MB_8-1" class="reference"><a href="#cite_note-MB-8"><span class="cite-bracket">[</span>8<span class="cite-bracket">]</span></a></sup> </p><p>The bank had raised approximately $55 million AUD in capital as of September 2021,<sup id="cite_ref-CM0921_3-2" class="reference"><a href="#cite_note-CM0921-3"><span class="cite-bracket">[</span>3<span class="cite-bracket">]</span></a></sup> chiefly from private (mostly Australian) investors.<sup id="cite_ref-BankDay_9-0" class="reference"><a href="#cite_note-BankDay-9"><span class="cite-bracket">[</span>9<span class="cite-bracket">]</span></a></sup> </p><p>In December 2022 the Australian Prudential Regulation Authority announced that it had granted Alex Bank its <a href="/wiki/Authorised_deposit-taking_institution" title="Authorised deposit-taking institution">authorised deposit-taking licence</a>.<sup id="cite_ref-:0_6-1" class="reference"><a href="#cite_note-:0-6"><span class="cite-bracket">[</span>6<span class="cite-bracket">]</span></a></sup> </p><p>In July 2023 Alex Bank CEO Simon Beitz stated that long term Alex Bank would find its way onto the Australian Securities Exchange<sup id="cite_ref-10" class="reference"><a href="#cite_note-10"><span class="cite-bracket">[</span>10<span class="cite-bracket">]</span></a></sup> </p> <div class="mw-heading mw-heading2"><h2 id="Products">Products</h2><span class="mw-editsection"><span class="mw-editsection-bracket">[</span><a href="/w/index.php?title=Alex_Bank&action=edit&section=2" title="Edit section: Products"><span>edit</span></a><span class="mw-editsection-bracket">]</span></span></div> <p>The bank provides short term personal loans to individual borrowers.<sup id="cite_ref-AFR11_5-4" class="reference"><a href="#cite_note-AFR11-5"><span class="cite-bracket">[</span>5<span class="cite-bracket">]</span></a></sup><sup id="cite_ref-AusMoney_11-0" class="reference"><a href="#cite_note-AusMoney-11"><span class="cite-bracket">[</span>11<span class="cite-bracket">]</span></a></sup> The company differentiated itself from other banks by waiving establishment fees, ongoing fees, payout penalties or extra-repayment fees on its loans.<sup id="cite_ref-AusMoney_11-1" class="reference"><a href="#cite_note-AusMoney-11"><span class="cite-bracket">[</span>11<span class="cite-bracket">]</span></a></sup> </p> <div class="mw-heading mw-heading2"><h2 id="See_also">See also</h2><span class="mw-editsection"><span class="mw-editsection-bracket">[</span><a href="/w/index.php?title=Alex_Bank&action=edit&section=3" title="Edit section: See 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/></span></span></span><span class="portalbox-link"><a href="/wiki/Portal:Companies" title="Portal:Companies">Companies portal</a></span></li></ul> <ul><li><a href="/wiki/Banking_in_Australia" title="Banking in Australia">Banking in Australia</a></li> <li><a href="/wiki/List_of_banks" class="mw-redirect" title="List of banks">List of banks</a></li> <li><a href="/wiki/List_of_banks_in_Australia" title="List of banks in Australia">List of banks in Australia</a></li> <li><a href="/wiki/List_of_banks_in_Oceania" title="List of banks in Oceania">List of banks in Oceania</a></li></ul> <div class="mw-heading mw-heading2"><h2 id="References">References</h2><span class="mw-editsection"><span class="mw-editsection-bracket">[</span><a href="/w/index.php?title=Alex_Bank&action=edit&section=4" title="Edit section: References"><span>edit</span></a><span class="mw-editsection-bracket">]</span></span></div> <style data-mw-deduplicate="TemplateStyles:r1239543626">.mw-parser-output .reflist{margin-bottom:0.5em;list-style-type:decimal}@media screen{.mw-parser-output .reflist{font-size:90%}}.mw-parser-output .reflist .references{font-size:100%;margin-bottom:0;list-style-type:inherit}.mw-parser-output .reflist-columns-2{column-width:30em}.mw-parser-output .reflist-columns-3{column-width:25em}.mw-parser-output .reflist-columns{margin-top:0.3em}.mw-parser-output .reflist-columns ol{margin-top:0}.mw-parser-output .reflist-columns li{page-break-inside:avoid;break-inside:avoid-column}.mw-parser-output .reflist-upper-alpha{list-style-type:upper-alpha}.mw-parser-output .reflist-upper-roman{list-style-type:upper-roman}.mw-parser-output .reflist-lower-alpha{list-style-type:lower-alpha}.mw-parser-output .reflist-lower-greek{list-style-type:lower-greek}.mw-parser-output .reflist-lower-roman{list-style-type:lower-roman}</style><div class="reflist"> <div class="mw-references-wrap mw-references-columns"><ol class="references"> <li id="cite_note-Aus21-1"><span class="mw-cite-backlink">^ <a href="#cite_ref-Aus21_1-0"><sup><i><b>a</b></i></sup></a> <a href="#cite_ref-Aus21_1-1"><sup><i><b>b</b></i></sup></a> <a href="#cite_ref-Aus21_1-2"><sup><i><b>c</b></i></sup></a></span> <span class="reference-text"><style data-mw-deduplicate="TemplateStyles:r1238218222">.mw-parser-output cite.citation{font-style:inherit;word-wrap:break-word}.mw-parser-output .citation q{quotes:"\"""\"""'""'"}.mw-parser-output .citation:target{background-color:rgba(0,127,255,0.133)}.mw-parser-output .id-lock-free.id-lock-free a{background:url("//upload.wikimedia.org/wikipedia/commons/6/65/Lock-green.svg")right 0.1em center/9px no-repeat}.mw-parser-output .id-lock-limited.id-lock-limited a,.mw-parser-output .id-lock-registration.id-lock-registration a{background:url("//upload.wikimedia.org/wikipedia/commons/d/d6/Lock-gray-alt-2.svg")right 0.1em center/9px no-repeat}.mw-parser-output .id-lock-subscription.id-lock-subscription a{background:url("//upload.wikimedia.org/wikipedia/commons/a/aa/Lock-red-alt-2.svg")right 0.1em center/9px no-repeat}.mw-parser-output .cs1-ws-icon a{background:url("//upload.wikimedia.org/wikipedia/commons/4/4c/Wikisource-logo.svg")right 0.1em center/12px no-repeat}body:not(.skin-timeless):not(.skin-minerva) .mw-parser-output .id-lock-free a,body:not(.skin-timeless):not(.skin-minerva) .mw-parser-output .id-lock-limited a,body:not(.skin-timeless):not(.skin-minerva) .mw-parser-output .id-lock-registration a,body:not(.skin-timeless):not(.skin-minerva) .mw-parser-output .id-lock-subscription a,body:not(.skin-timeless):not(.skin-minerva) .mw-parser-output .cs1-ws-icon a{background-size:contain;padding:0 1em 0 0}.mw-parser-output .cs1-code{color:inherit;background:inherit;border:none;padding:inherit}.mw-parser-output .cs1-hidden-error{display:none;color:var(--color-error,#d33)}.mw-parser-output .cs1-visible-error{color:var(--color-error,#d33)}.mw-parser-output .cs1-maint{display:none;color:#085;margin-left:0.3em}.mw-parser-output .cs1-kern-left{padding-left:0.2em}.mw-parser-output .cs1-kern-right{padding-right:0.2em}.mw-parser-output .citation .mw-selflink{font-weight:inherit}@media screen{.mw-parser-output .cs1-format{font-size:95%}html.skin-theme-clientpref-night .mw-parser-output .cs1-maint{color:#18911f}}@media screen and (prefers-color-scheme:dark){html.skin-theme-clientpref-os .mw-parser-output .cs1-maint{color:#18911f}}</style><cite id="CITEREFRoss2021" class="citation news cs1">Ross, David (5 August 2021). <a rel="nofollow" class="external text" href="https://www.theaustralian.com.au/business/neobank-alex-bank-launches-cloud-system-to-support-cloud-banking-growth/news-story/9e71988c8ca9c016a05425f85582917e">"Neobank Alex Bank launches cloud system to support cloud banking growth"</a>. <i>The Australian</i><span class="reference-accessdate">. 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Retrieved <span class="nowrap">22 September</span> 2021</span>.</cite><span title="ctx_ver=Z39.88-2004&rft_val_fmt=info%3Aofi%2Ffmt%3Akev%3Amtx%3Ajournal&rft.genre=article&rft.jtitle=Australian+Financial+Review&rft.atitle=Alex+Bank+raising+%2420m+as+fintech+deals+heat+up&rft.date=2021-08-16&rft.aulast=MacDonald&rft.aufirst=Anthony&rft.au=Redrup%2C+Yolanda&rft_id=https%3A%2F%2Fwww.afr.com%2Fstreet-talk%2Falex-bank-raising-20m-as-fintech-deals-heat-up-20210813-p58im2&rfr_id=info%3Asid%2Fen.wikipedia.org%3AAlex+Bank" class="Z3988"></span></span> </li> <li id="cite_note-CM0921-3"><span class="mw-cite-backlink">^ <a href="#cite_ref-CM0921_3-0"><sup><i><b>a</b></i></sup></a> <a href="#cite_ref-CM0921_3-1"><sup><i><b>b</b></i></sup></a> <a href="#cite_ref-CM0921_3-2"><sup><i><b>c</b></i></sup></a></span> <span class="reference-text"><link rel="mw-deduplicated-inline-style" href="mw-data:TemplateStyles:r1238218222"><cite id="CITEREFMarx2021" class="citation news cs1">Marx, Anthony (20 September 2021). <a rel="nofollow" class="external text" href="https://www.couriermail.com.au/business/citybeat/investors-have-just-tipped-another-20m-into-alex-bank-a-fastgrowing-brisbane-neobank/news-story/9fcf6599b73042f5814c228483aa396f">"Investors have just tipped another $20m into Alex Bank, a fast-growing Brisbane "neobank"<span class="cs1-kern-right"></span>"</a>. <i>Courier-Mail</i><span class="reference-accessdate">. Retrieved <span class="nowrap">27 October</span> 2021</span>.</cite><span title="ctx_ver=Z39.88-2004&rft_val_fmt=info%3Aofi%2Ffmt%3Akev%3Amtx%3Ajournal&rft.genre=article&rft.jtitle=Courier-Mail&rft.atitle=Investors+have+just+tipped+another+%2420m+into+Alex+Bank%2C+a+fast-growing+Brisbane+%22neobank%22&rft.date=2021-09-20&rft.aulast=Marx&rft.aufirst=Anthony&rft_id=https%3A%2F%2Fwww.couriermail.com.au%2Fbusiness%2Fcitybeat%2Finvestors-have-just-tipped-another-20m-into-alex-bank-a-fastgrowing-brisbane-neobank%2Fnews-story%2F9fcf6599b73042f5814c228483aa396f&rfr_id=info%3Asid%2Fen.wikipedia.org%3AAlex+Bank" class="Z3988"></span></span> </li> <li id="cite_note-AFR2020-4"><span class="mw-cite-backlink">^ <a href="#cite_ref-AFR2020_4-0"><sup><i><b>a</b></i></sup></a> <a href="#cite_ref-AFR2020_4-1"><sup><i><b>b</b></i></sup></a> <a href="#cite_ref-AFR2020_4-2"><sup><i><b>c</b></i></sup></a></span> <span class="reference-text"><link rel="mw-deduplicated-inline-style" href="mw-data:TemplateStyles:r1238218222"><cite id="CITEREFRedrup2020" class="citation news cs1">Redrup, Yolanda (16 November 2020). <a rel="nofollow" class="external text" href="https://www.afr.com/technology/suncorp-exec-founded-neobank-alex-banks-10m-20201109-p56cuc">"Suncorp exec-founded neobank Alex banks $10m"</a>. <i>Australian Financial Review</i><span class="reference-accessdate">. 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Retrieved <span class="nowrap">26 July</span> 2023</span>.</cite><span title="ctx_ver=Z39.88-2004&rft_val_fmt=info%3Aofi%2Ffmt%3Akev%3Amtx%3Ajournal&rft.genre=article&rft.jtitle=The+Australian+Financial+Review&rft.atitle=Alex+Bank+plots+second%2C+late+2023+capital+raising&rft.pages=17&rft.date=2023-07-25&rft.aulast=Baird&rft.aufirst=Lucas&rft_id=https%3A%2F%2Fwww.afr.com%2Fcompanies%2Ffinancial-services%2Falex-bank-plots-second-late-2023-capital-raising-20230724-p5dqqj&rfr_id=info%3Asid%2Fen.wikipedia.org%3AAlex+Bank" class="Z3988"></span></span> </li> <li id="cite_note-AusMoney-11"><span class="mw-cite-backlink">^ <a href="#cite_ref-AusMoney_11-0"><sup><i><b>a</b></i></sup></a> <a href="#cite_ref-AusMoney_11-1"><sup><i><b>b</b></i></sup></a></span> <span class="reference-text"><link rel="mw-deduplicated-inline-style" href="mw-data:TemplateStyles:r1238218222"><cite class="citation news cs1"><a rel="nofollow" class="external text" href="https://www.moneymag.com.au/cfa-21-alex-named-money-non-bank-personal-lender-of-the-year">"The newcomer named Money's Non-Bank Personal Lender of the Year"</a>. <i>Money Magazine (Australia)</i>. 7 July 2021<span class="reference-accessdate">. Retrieved <span class="nowrap">18 October</span> 2021</span>.</cite><span title="ctx_ver=Z39.88-2004&rft_val_fmt=info%3Aofi%2Ffmt%3Akev%3Amtx%3Ajournal&rft.genre=article&rft.jtitle=Money+Magazine+%28Australia%29&rft.atitle=The+newcomer+named+Money%27s+Non-Bank+Personal+Lender+of+the+Year&rft.date=2021-07-07&rft_id=https%3A%2F%2Fwww.moneymag.com.au%2Fcfa-21-alex-named-money-non-bank-personal-lender-of-the-year&rfr_id=info%3Asid%2Fen.wikipedia.org%3AAlex+Bank" class="Z3988"></span></span> </li> </ol></div></div> <div class="navbox-styles"><style data-mw-deduplicate="TemplateStyles:r1129693374">.mw-parser-output .hlist dl,.mw-parser-output .hlist ol,.mw-parser-output .hlist ul{margin:0;padding:0}.mw-parser-output .hlist dd,.mw-parser-output .hlist dt,.mw-parser-output .hlist li{margin:0;display:inline}.mw-parser-output .hlist.inline,.mw-parser-output .hlist.inline dl,.mw-parser-output .hlist.inline ol,.mw-parser-output .hlist.inline ul,.mw-parser-output .hlist dl dl,.mw-parser-output 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.navbox-image img{max-width:none!important}@media print{body.ns-0 .mw-parser-output .navbox{display:none!important}}</style></div><div role="navigation" class="navbox" aria-labelledby="Banking_in_Australia" style="padding:3px"><table class="nowraplinks hlist mw-collapsible autocollapse navbox-inner" style="border-spacing:0;background:transparent;color:inherit"><tbody><tr><th scope="col" class="navbox-title" colspan="2"><link rel="mw-deduplicated-inline-style" href="mw-data:TemplateStyles:r1129693374"><style data-mw-deduplicate="TemplateStyles:r1239400231">.mw-parser-output .navbar{display:inline;font-size:88%;font-weight:normal}.mw-parser-output .navbar-collapse{float:left;text-align:left}.mw-parser-output .navbar-boxtext{word-spacing:0}.mw-parser-output .navbar ul{display:inline-block;white-space:nowrap;line-height:inherit}.mw-parser-output .navbar-brackets::before{margin-right:-0.125em;content:"[ "}.mw-parser-output .navbar-brackets::after{margin-left:-0.125em;content:" ]"}.mw-parser-output .navbar li{word-spacing:-0.125em}.mw-parser-output .navbar a>span,.mw-parser-output .navbar a>abbr{text-decoration:inherit}.mw-parser-output .navbar-mini abbr{font-variant:small-caps;border-bottom:none;text-decoration:none;cursor:inherit}.mw-parser-output .navbar-ct-full{font-size:114%;margin:0 7em}.mw-parser-output .navbar-ct-mini{font-size:114%;margin:0 4em}html.skin-theme-clientpref-night .mw-parser-output .navbar li a abbr{color:var(--color-base)!important}@media(prefers-color-scheme:dark){html.skin-theme-clientpref-os .mw-parser-output .navbar li a abbr{color:var(--color-base)!important}}@media print{.mw-parser-output .navbar{display:none!important}}</style><div class="navbar plainlinks hlist navbar-mini"><ul><li class="nv-view"><a href="/wiki/Template:Banking_in_Australia" title="Template:Banking in Australia"><abbr title="View this template">v</abbr></a></li><li class="nv-talk"><a href="/wiki/Template_talk:Banking_in_Australia" title="Template talk:Banking in Australia"><abbr title="Discuss this template">t</abbr></a></li><li class="nv-edit"><a href="/wiki/Special:EditPage/Template:Banking_in_Australia" title="Special:EditPage/Template:Banking in Australia"><abbr title="Edit this template">e</abbr></a></li></ul></div><div id="Banking_in_Australia" style="font-size:114%;margin:0 4em"><a href="/wiki/Banking_in_Australia" title="Banking in Australia">Banking in Australia</a></div></th></tr><tr><th scope="row" class="navbox-group" style="width:1%"><a href="/wiki/Central_bank" title="Central bank">Central bank</a></th><td class="navbox-list-with-group navbox-list navbox-odd" style="width:100%;padding:0"><div style="padding:0 0.25em"> <ul><li><a href="/wiki/Reserve_Bank_of_Australia" title="Reserve Bank of Australia">Reserve Bank of Australia</a></li></ul> </div></td></tr><tr><th scope="row" class="navbox-group" style="width:1%">Local banks</th><td class="navbox-list-with-group navbox-list navbox-odd" style="width:100%;padding:0"><div style="padding:0 0.25em"></div><table class="nowraplinks navbox-subgroup" style="border-spacing:0"><tbody><tr><th scope="row" class="navbox-group" style="width:1%"><a href="/wiki/Big_Four_(banking)#Australia" title="Big Four (banking)">Big Four</a></th><td class="navbox-list-with-group navbox-list navbox-even" style="width:100%;padding:0"><div style="padding:0 0.25em"> <ul><li><a href="/wiki/ANZ_(bank)" title="ANZ (bank)">ANZ</a> <ul><li><a href="/wiki/Suncorp_Bank" title="Suncorp Bank">Suncorp Bank</a></li></ul></li> <li><a href="/wiki/Commonwealth_Bank" title="Commonwealth Bank">Commonwealth Bank</a> <ul><li><a href="/wiki/Bankwest" title="Bankwest">Bankwest</a></li></ul></li> <li><a href="/wiki/National_Australia_Bank" title="National Australia Bank">National Australia Bank</a> <ul><li><a href="/wiki/UBank" title="UBank">UBank</a></li></ul></li> <li><a href="/wiki/Westpac" title="Westpac">Westpac</a> <ul><li><a href="/wiki/Bank_of_Melbourne_(2011)" title="Bank of Melbourne (2011)">Bank of Melbourne</a></li> <li><a href="/wiki/BankSA" title="BankSA">BankSA</a></li> <li><a href="/wiki/St.George_Bank" title="St.George Bank">St.George Bank</a></li></ul></li></ul> </div></td></tr><tr><th scope="row" class="navbox-group" style="width:1%"><a href="/wiki/Retail_banking" title="Retail banking">Other retail</a></th><td class="navbox-list-with-group navbox-list navbox-odd" style="width:100%;padding:0"><div style="padding:0 0.25em"> <ul><li><a class="mw-selflink selflink">Alex Bank</a></li> <li><a href="/wiki/AMP_Limited" title="AMP Limited">AMP</a></li> <li><a href="/wiki/Auswide_Bank" title="Auswide Bank">Auswide Bank</a></li> <li><a href="/wiki/Judo_Bank" title="Judo Bank">Judo Bank</a></li> <li><a href="/wiki/Macquarie_Group" title="Macquarie Group">Macquarie Bank</a></li> <li><a href="/wiki/Bank_of_Queensland" title="Bank of Queensland">Bank of Queensland</a> <ul><li><a href="/wiki/ME_Bank" title="ME Bank">ME Bank</a></li> <li><a href="/wiki/Virgin_Money_Australia" title="Virgin Money Australia">Virgin Money</a></li></ul></li> <li><a href="/wiki/Bendigo_%26_Adelaide_Bank" class="mw-redirect" title="Bendigo & Adelaide Bank">Bendigo & Adelaide Bank</a> <ul><li><a href="/wiki/Up_(Australian_bank)" title="Up (Australian bank)">Up</a></li></ul></li> <li><a href="/wiki/Tyro_Payments" class="mw-redirect" title="Tyro Payments">Tyro Payments</a></li></ul> </div></td></tr><tr><th scope="row" class="navbox-group" style="width:1%"><a href="/wiki/Cooperative_banking" title="Cooperative banking">Member-owned</a></th><td class="navbox-list-with-group navbox-list navbox-even" style="width:100%;padding:0"><div style="padding:0 0.25em"> <ul><li><a href="/wiki/Australian_Unity" title="Australian Unity">Australian Unity</a></li> <li><a href="/wiki/Bank_Australia" title="Bank Australia">Bank Australia</a></li> <li><a href="/wiki/Bank_First" title="Bank First">Bank First</a></li> <li><a href="/wiki/BankVic" title="BankVic">BankVic</a></li> <li><a href="/wiki/Beyond_Bank_Australia" title="Beyond Bank Australia">Beyond Bank Australia</a></li> <li><a href="/wiki/Cairns_Bank" title="Cairns Bank">Cairns Bank</a></li> <li><a href="/wiki/Community_First_Bank" title="Community First Bank">Community First Bank</a></li> <li><a href="/wiki/Credit_Union_SA" title="Credit Union SA">Credit Union SA</a></li> <li><a href="/wiki/Cuscal" title="Cuscal">Cuscal</a></li> <li><a href="/wiki/Great_Southern_Bank" title="Great Southern Bank">Great Southern Bank</a></li> <li><a href="/wiki/Heritage_Bank" title="Heritage Bank">Heritage Bank</a></li> <li><a href="/wiki/Hume_Bank" title="Hume Bank">Hume Bank</a></li> <li><a href="/wiki/IMB_Bank" title="IMB Bank">IMB</a></li> <li><a href="/wiki/MyState" class="mw-redirect" title="MyState">MyState</a></li> <li>Newcastle Greater Mutual <ul><li><a href="/wiki/Greater_Bank" title="Greater Bank">Greater Bank</a></li> <li><a href="/wiki/Newcastle_Permanent_Building_Society" class="mw-redirect" title="Newcastle Permanent Building Society">Newcastle Permanent</a></li></ul></li> <li><a href="/wiki/P%26N_Bank" title="P&N Bank">P&N Bank</a></li> <li><a href="/wiki/People_First_Bank" title="People First Bank">People First Bank</a> <ul><li><a href="/wiki/Heritage_Bank" title="Heritage Bank">Heritage Bank</a></li> <li><a href="/wiki/People%27s_Choice_Credit_Union" title="People's Choice Credit Union">People's Choice</a></li></ul></li> <li><a href="/wiki/Police_Bank" title="Police Bank">Police Bank</a></li> <li><a href="/wiki/Qudos_Bank" title="Qudos Bank">Qudos Bank</a></li> <li><a href="/wiki/Royal_Automobile_Club_of_Queensland" title="Royal Automobile Club of Queensland">RACQ Bank</a></li> <li><a href="/wiki/Regional_Australia_Bank" title="Regional Australia Bank">Regional Australia Bank</a></li> <li><a href="/wiki/Teachers_Mutual_Bank" title="Teachers Mutual Bank">Teachers Mutual Bank</a></li></ul> </div></td></tr><tr><th scope="row" class="navbox-group" style="width:1%"><a href="/wiki/De-banking" title="De-banking">Defunct</a></th><td class="navbox-list-with-group navbox-list navbox-odd" style="width:100%;padding:0"><div style="padding:0 0.25em"> <ul><li><a href="/wiki/Volt_Bank" title="Volt Bank">Volt Bank</a></li> <li><a href="/wiki/Xinja" title="Xinja">Xinja</a></li></ul> </div></td></tr></tbody></table><div></div></td></tr><tr><th scope="row" class="navbox-group" style="width:1%">Foreign banks</th><td class="navbox-list-with-group navbox-list navbox-even" style="width:100%;padding:0"><div style="padding:0 0.25em"> <ul><li><a href="/wiki/Arab_Bank" title="Arab Bank">Arab Bank</a></li> <li><a href="/wiki/Bank_of_China" title="Bank of China">Bank of China</a></li> <li><a href="/wiki/Bank_of_Beirut" title="Bank of Beirut">Bank of Beirut</a></li> <li><a href="/wiki/Heartland_Bank" title="Heartland Bank">Heartland Bank</a></li> <li><a href="/wiki/HSBC_Bank_Australia" title="HSBC Bank Australia">HSBC</a></li> <li><a href="/wiki/ING_Australia" title="ING Australia">ING</a></li> <li><a href="/wiki/Rabobank" title="Rabobank">Rabobank</a></li></ul> </div></td></tr><tr><th scope="row" class="navbox-group" style="width:1%">Non-bank lenders</th><td class="navbox-list-with-group navbox-list navbox-odd" style="width:100%;padding:0"><div style="padding:0 0.25em"> <ul><li><a href="/wiki/Aussie_(financial_group)" title="Aussie (financial group)">Aussie</a></li> <li><a href="/wiki/Latitude_Financial_Services" title="Latitude Financial Services">Latitude</a></li> <li><a href="/wiki/La_Trobe_Financial" title="La Trobe Financial">La Trobe Financial</a></li> <li><a href="/wiki/Mortgage_Choice" title="Mortgage Choice">Mortgage Choice</a></li> <li><a href="/wiki/Pepper_Money" title="Pepper Money">Pepper Money</a></li></ul> </div></td></tr><tr><th scope="row" class="navbox-group" style="width:1%"><a href="/wiki/Bank_regulation" class="mw-redirect" title="Bank regulation">Regulators</a></th><td class="navbox-list-with-group navbox-list navbox-even" style="width:100%;padding:0"><div style="padding:0 0.25em"> <ul><li><a href="/wiki/Australian_Securities_and_Investments_Commission" title="Australian Securities and Investments Commission">Australian Securities and Investments Commission</a></li> <li><a href="/wiki/Australian_Competition_%26_Consumer_Commission" class="mw-redirect" title="Australian Competition & Consumer Commission">Australian Competition & Consumer Commission</a></li> <li><a href="/wiki/Australian_Prudential_Regulation_Authority" title="Australian Prudential Regulation Authority">Australian Prudential Regulation Authority</a></li> <li><a href="/wiki/Australian_Payments_Council" title="Australian Payments Council">Australian Payments Council</a></li> <li><a href="/wiki/Australian_Payments_Network" title="Australian Payments Network">Australian Payments Network</a> <ul><li><a href="/wiki/New_Payments_Platform" title="New Payments Platform">New Payments Platform</a></li></ul></li> <li><a href="/wiki/Four_pillars_policy" title="Four pillars policy">Four pillars policy</a></li></ul> </div></td></tr><tr><th scope="row" class="navbox-group" style="width:1%">Inquiries</th><td class="navbox-list-with-group navbox-list navbox-odd" style="width:100%;padding:0"><div style="padding:0 0.25em"><a href="/wiki/Royal_Commission_into_Misconduct_in_the_Banking,_Superannuation_and_Financial_Services_Industry" title="Royal Commission into Misconduct in the Banking, Superannuation and Financial Services Industry">Royal Commission 2017–2019</a></div></td></tr><tr><td class="navbox-abovebelow" colspan="2"><div> <ul><li><a href="/wiki/Category:Banks_of_Australia" title="Category:Banks of Australia">Category:Banks of Australia</a></li> <li><a href="/wiki/Economy_of_Australia" title="Economy of Australia">Economy of Australia</a></li> <li><a href="/wiki/Financial_system_in_Australia" title="Financial system in Australia">Financial system in Australia</a></li> 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