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class="Main_main__qK_Jw"><section class=" Section_section__mRxGN Section_forceDarkMode__UnZnw Section_auto__2Ub8u Section_paddingnone__2ufem"><div class="Section_contentContainer__ciYat"><div class="HeroBanner_hero__8Phzz"><div class="Section_container__mkPCF Section_section__mRxGN Section_transparent__1pVXx Section_auto__2Ub8u Section_paddingbottommedium__Kc17e"><div class="Section_contentContainer__ciYat"><div class="Block_block__Q3GQF Block_transparent__FJxI6 Block_textLeft__FXaVt Block_orderRight__au5W_ Block_orderBottom__pqOc1 Block_horizontalCenter__Hc_pi Block_verticalMiddle__vqNW5 Block_paddingHorizontalSmall__i62HY Block_paddingVerticalSmall__5ZA7U Block_marginHorizontalAuto__JOVH_ Block_marginVerticalNone__DIokE"><div class="Block_contentContainer__CWeAy"><div class="HeroBanner_heroMedia__1nKQ8"><picture><source type="image/avif" srcSet="https://images.ctfassets.net/ro61k101ee59/6m75L1Wjl6UfWreqMPsfeL/0f3ae3605bfa5b41befed8572cb2a963/money_worries_and_cost_of_living.png?w=978&q=75&fm=avif"/><source type="image/webp" srcSet="https://images.ctfassets.net/ro61k101ee59/6m75L1Wjl6UfWreqMPsfeL/0f3ae3605bfa5b41befed8572cb2a963/money_worries_and_cost_of_living.png?w=978&q=75&fm=webp"/><img src="https://images.ctfassets.net/ro61k101ee59/6m75L1Wjl6UfWreqMPsfeL/0f3ae3605bfa5b41befed8572cb2a963/money_worries_and_cost_of_living.png?w=978&q=75" alt="" width="489" loading="lazy"/></picture></div></div></div><div class="Block_block__Q3GQF Block_forceDarkMode__vY6vw Block_transparent__FJxI6 Block_textLeft__FXaVt Block_orderLeft__kf4S1 Block_orderTop__qlV9j Block_verticalMiddle__vqNW5 Block_paddingHorizontalMedium__jHl0b Block_paddingVerticalNone__65947 Block_marginHorizontalAuto__JOVH_ Block_marginVerticalNone__DIokE HeroBanner_heroBannerBlockContent__stdAX"><div class="Block_contentContainer__CWeAy"><div class="spacing_vSpacing10__Vw3Bl"><h1 class="Title_title__6QR87 Title_forceDarkMode__UjAB1 Title_primary__m7Tjj text-heading-1 Title_left___R_Ga Title_marginBottom__TiQqA HeroBanner_heroTitle__l9Owc" id="the-rising-cost-of-living-and-money-worries">The rising cost of living and money worries</h1><div class="Markdown_Markdown__aEd_X Markdown_dark__2sqVQ" data-testid="markdown"><div class="Text_text__CSJ_O Text_lead___fdMb Text_forceDarkMode__G2s7d Text_marginBottom___UK4L"><p>We know that energy, food, and living costs have been going up. If money is causing you worry, or you find yourself struggling to pay back money you’ve borrowed, we're here to support you and help you navigate the situation.</p></div><div class="Text_text__CSJ_O Text_lead___fdMb Text_forceDarkMode__G2s7d Text_marginBottom___UK4L"><p>We’ve listed out some resources from Monzo and others to try and help in difficult times.</p></div></div></div><div class="HeroBanner_legalTextContainer__MDph9"></div></div></div></div></div></div></div></section><div><section class=" Section_section__mRxGN Section_primary__kY5xJ Section_auto__2Ub8u"><div class="Section_contentContainer__ciYat"><div class="Section_container__mkPCF Section_section__mRxGN Section_primary__kY5xJ Section_auto__2Ub8u"><div class="Section_contentContainer__ciYat"><div class="Block_block__Q3GQF Block_transparent__FJxI6 Block_textLeft__FXaVt Block_horizontalCenter__Hc_pi Block_verticalMiddle__vqNW5 Block_paddingHorizontalMedium__jHl0b Block_paddingVerticalMedium__5Q4LL Block_marginHorizontalAuto__JOVH_ Block_marginVerticalNone__DIokE Block_orderRightMd__320DP Block_orderRightSm__jfS86 Block_orderBottomXs__ziQdx"><div class="Block_contentContainer__CWeAy"><div class="TextAndImageSection_assetContainer__qkOth"><div class="TextAndImageSection_imageContainer__K6h9M"><picture><img src="https://images.ctfassets.net/ro61k101ee59/4iSlqbsesrqJ1rOvMN9ZCU/0a5a7f53f1b0561f46bda45edafd5f61/form-pencil-paper.svg?w=800&q=75" alt="A paper and pencil with stars around them" width="400" loading="lazy"/></picture></div></div></div></div><div class="Block_block__Q3GQF Block_transparent__FJxI6 Block_textLeft__FXaVt Block_horizontalCenter__Hc_pi Block_verticalMiddle__vqNW5 Block_paddingHorizontalMedium__jHl0b Block_paddingVerticalMedium__5Q4LL Block_marginHorizontalAuto__JOVH_ Block_marginVerticalNone__DIokE Block_orderLeftMd__hA7NI Block_orderLeftSm___aCOK Block_orderBottomXs__ziQdx"><div class="Block_contentContainer__CWeAy"><div class="TextAndImageSection_blockContainer__K26Sa"><div class="spacing_vSpacing10__Vw3Bl"><h3 class="Title_title__6QR87 Title_primary__m7Tjj text-heading-3 Title_left___R_Ga Title_marginBottom__TiQqA" id="if-you-havent-missed-any-repayments-yet-but-youre-worried-about-your-money">If you haven’t missed any repayments yet, but you’re worried about your money</h3><div class="Markdown_Markdown__aEd_X Markdown_light__YcqB9" data-testid="markdown"><div class="Text_text__CSJ_O Text_marginBottom___UK4L"><p>Get in touch with us as soon as possible and we will work with you to understand your circumstances and find a way to support you. Engaging early can help prevent things from escalating.</p></div><div class="Text_text__CSJ_O Text_marginBottom___UK4L"><p><strong>Rest assured, we will never ask you to pay anything you can’t afford.</strong></p></div><div class="Text_text__CSJ_O Text_marginBottom___UK4L"><p>Missing payments can negatively impact your credit score and we can help you navigate the right solution before that might happen.</p></div></div></div></div></div></div></div></div></div></section></div><div><section class=" Section_section__mRxGN Section_secondary__NxgD1 Section_auto__2Ub8u"><div class="Section_contentContainer__ciYat"><div class="Section_container__mkPCF Section_section__mRxGN Section_secondary__NxgD1 Section_auto__2Ub8u"><div class="Section_contentContainer__ciYat"><div class="Block_block__Q3GQF Block_transparent__FJxI6 Block_textLeft__FXaVt Block_horizontalCenter__Hc_pi Block_verticalMiddle__vqNW5 Block_paddingHorizontalMedium__jHl0b Block_paddingVerticalMedium__5Q4LL Block_marginHorizontalAuto__JOVH_ Block_marginVerticalNone__DIokE Block_orderLeftMd__hA7NI Block_orderLeftSm___aCOK Block_orderBottomXs__ziQdx"><div class="Block_contentContainer__CWeAy"><div class="TextAndImageSection_assetContainer__qkOth"><div class="TextAndImageSection_imageContainer__K6h9M"><picture><img src="https://images.ctfassets.net/ro61k101ee59/4UdAMOAdPrSM78diejRc3x/3e4895d43df8657e36309a33247d5a72/negative-flowers.svg?w=800&q=75" alt="Drooping Flowers in a vase, in need of water." width="400" loading="lazy"/></picture></div></div></div></div><div class="Block_block__Q3GQF Block_transparent__FJxI6 Block_textLeft__FXaVt Block_horizontalCenter__Hc_pi Block_verticalMiddle__vqNW5 Block_paddingHorizontalMedium__jHl0b Block_paddingVerticalMedium__5Q4LL Block_marginHorizontalAuto__JOVH_ Block_marginVerticalNone__DIokE Block_orderRightMd__320DP Block_orderRightSm__jfS86 Block_orderBottomXs__ziQdx"><div class="Block_contentContainer__CWeAy"><div class="TextAndImageSection_blockContainer__K26Sa"><div class="spacing_vSpacing10__Vw3Bl"><h3 class="Title_title__6QR87 Title_primary__m7Tjj text-heading-3 Title_left___R_Ga Title_marginBottom__TiQqA" id="if-youve-missed-repayments-and-youre-not-sure-what-to-do">If you’ve missed repayments and you’re not sure what to do</h3><div class="Markdown_Markdown__aEd_X Markdown_light__YcqB9" data-testid="markdown"><div class="Text_text__CSJ_O Text_marginBottom___UK4L"><p>We understand that life does not always go as planned, and we are here to support you. Please reach out as soon as as you can, and we’ll work with you to understand your situation and figure out the best next steps for you in a timely manner.</p></div><div class="Text_text__CSJ_O Text_marginBottom___UK4L"><p>The sooner you reach out, the sooner we can help you. In the meantime, we might be trying to reach you via messaging as we want to help you as soon as possible.</p></div><div class="Text_text__CSJ_O Text_marginBottom___UK4L"><p>Please remember that missing repayments can negatively impact your credit score.</p></div></div></div></div></div></div></div></div></div></section></div><div><section class=" Section_section__mRxGN Section_primary__kY5xJ Section_auto__2Ub8u"><div class="Section_contentContainer__ciYat"><div class="Section_container__mkPCF Section_section__mRxGN Section_primary__kY5xJ Section_auto__2Ub8u"><div class="Section_contentContainer__ciYat"><div class="Block_block__Q3GQF Block_transparent__FJxI6 Block_textLeft__FXaVt Block_horizontalCenter__Hc_pi Block_verticalMiddle__vqNW5 Block_paddingHorizontalMedium__jHl0b Block_paddingVerticalMedium__5Q4LL Block_marginHorizontalAuto__JOVH_ Block_marginVerticalNone__DIokE Block_orderRightMd__320DP Block_orderRightSm__jfS86 Block_orderBottomXs__ziQdx"><div class="Block_contentContainer__CWeAy"><div class="TextAndImageSection_assetContainer__qkOth"><div class="TextAndImageSection_imageContainer__K6h9M"><picture><source type="image/avif" srcSet="https://images.ctfassets.net/ro61k101ee59/7cyNKA3B6xSxQ0NCSy1t91/252771f78785496c1949a2d0dff57bbc/Figma_Hero_Illustrations_-14_1.png?w=800&q=75&fm=avif"/><source type="image/webp" srcSet="https://images.ctfassets.net/ro61k101ee59/7cyNKA3B6xSxQ0NCSy1t91/252771f78785496c1949a2d0dff57bbc/Figma_Hero_Illustrations_-14_1.png?w=800&q=75&fm=webp"/><img src="https://images.ctfassets.net/ro61k101ee59/7cyNKA3B6xSxQ0NCSy1t91/252771f78785496c1949a2d0dff57bbc/Figma_Hero_Illustrations_-14_1.png?w=800&q=75" alt="Image we'll use for overdrafts repeat use info" width="400" loading="lazy"/></picture></div></div></div></div><div class="Block_block__Q3GQF Block_transparent__FJxI6 Block_textLeft__FXaVt Block_horizontalCenter__Hc_pi Block_verticalMiddle__vqNW5 Block_paddingHorizontalMedium__jHl0b Block_paddingVerticalMedium__5Q4LL Block_marginHorizontalAuto__JOVH_ Block_marginVerticalNone__DIokE Block_orderLeftMd__hA7NI Block_orderLeftSm___aCOK Block_orderBottomXs__ziQdx"><div class="Block_contentContainer__CWeAy"><div class="TextAndImageSection_blockContainer__K26Sa"><div class="spacing_vSpacing10__Vw3Bl"><h3 class="Title_title__6QR87 Title_primary__m7Tjj text-heading-3 Title_left___R_Ga Title_marginBottom__TiQqA" id="if-you-need-help-usingyour-overdraft-less-often">If you need help using your overdraft less often</h3><div class="Markdown_Markdown__aEd_X Markdown_light__YcqB9" data-testid="markdown"><div class="Text_text__CSJ_O Text_marginBottom___UK4L"><p>Overdrafts are designed for short-term borrowing, which means the cost of using one is typically more expensive than things like loans.</p></div><div class="Text_text__CSJ_O Text_marginBottom___UK4L"><p>If you're spending a long time in your overdraft and using it regularly, you could be paying a lot of interest. </p></div><div class="Text_text__CSJ_O Text_marginBottom___UK4L"><p>We can help you to use your overdraft less often. You can find out more about what support we offer here or get in touch and our specialist team will help.</p></div></div></div></div></div></div></div></div></div></section></div><div><section class=" Section_section__mRxGN Section_secondary__NxgD1 Section_auto__2Ub8u"><div class="Section_contentContainer__ciYat"><div class="Section_container__mkPCF Section_section__mRxGN Section_secondary__NxgD1 Section_auto__2Ub8u"><div class="Section_contentContainer__ciYat"><div class="Block_block__Q3GQF Block_transparent__FJxI6 Block_textLeft__FXaVt Block_horizontalCenter__Hc_pi Block_verticalMiddle__vqNW5 Block_paddingHorizontalMedium__jHl0b Block_paddingVerticalMedium__5Q4LL Block_marginHorizontalAuto__JOVH_ Block_marginVerticalNone__DIokE Block_orderLeftMd__hA7NI Block_orderLeftSm___aCOK Block_orderBottomXs__ziQdx"><div class="Block_contentContainer__CWeAy"><div class="TextAndImageSection_assetContainer__qkOth"><div class="TextAndImageSection_imageContainer__K6h9M"><picture><source type="image/avif" srcSet="https://images.ctfassets.net/ro61k101ee59/1aZqoN2wduKORgakGSqAiC/097573c61d8af2b164cdb052ad91ecfd/Group_10009.png?w=800&q=75&fm=avif"/><source type="image/webp" srcSet="https://images.ctfassets.net/ro61k101ee59/1aZqoN2wduKORgakGSqAiC/097573c61d8af2b164cdb052ad91ecfd/Group_10009.png?w=800&q=75&fm=webp"/><img src="https://images.ctfassets.net/ro61k101ee59/1aZqoN2wduKORgakGSqAiC/097573c61d8af2b164cdb052ad91ecfd/Group_10009.png?w=800&q=75" alt="" width="400" loading="lazy"/></picture></div></div></div></div><div class="Block_block__Q3GQF Block_transparent__FJxI6 Block_textLeft__FXaVt Block_horizontalCenter__Hc_pi Block_verticalMiddle__vqNW5 Block_paddingHorizontalMedium__jHl0b Block_paddingVerticalMedium__5Q4LL Block_marginHorizontalAuto__JOVH_ Block_marginVerticalNone__DIokE Block_orderRightMd__320DP Block_orderRightSm__jfS86 Block_orderBottomXs__ziQdx"><div class="Block_contentContainer__CWeAy"><div class="TextAndImageSection_blockContainer__K26Sa"><div class="spacing_vSpacing10__Vw3Bl"><h3 class="Title_title__6QR87 Title_primary__m7Tjj text-heading-3 Title_left___R_Ga Title_marginBottom__TiQqA" id="how-to-get-in-touch">How to get in touch</h3><div class="Markdown_Markdown__aEd_X Markdown_light__YcqB9" data-testid="markdown"><div class="Text_text__CSJ_O Text_marginBottom___UK4L"><p>Whether you're feeling the pressure due to increased cost of living, you're worried about keeping up with your repayments on a Borrowing product, or your circumstances have changed please let us know.</p></div><div class="Text_text__CSJ_O Text_marginBottom___UK4L"><p>The best way to get in touch with us is via <strong>in-app chat</strong> to discuss your circumstances with a financial difficulties specialist and find out how we can support you.</p></div><ul class="List_List__QAbJI List_light__OI_4n List_margin__RxbID"><li class="">You can <strong><a class="Button_button__OFOdO Button_link__wbUuG Button_inline__ptjDW Button_center__lDq2_" data-monzoanalytics-no-tracking="true" target="_self" rel="" href="https://monzo.com/-deeplinks/support"><span class="Button_text__S2FJ_">contact us directly here</span></a></strong></li><li class="">If you can’t chat to us through the app, you can also email us (<a class="Button_button__OFOdO Button_link__wbUuG Button_inline__ptjDW Button_center__lDq2_" data-monzoanalytics-no-tracking="true" target="_self" href="mailto:help@monzo.com" rel="noopener noreferrer external"><span class="Button_text__S2FJ_">help@monzo.com</span></a>) or phone us (0800 802 1281)</li></ul></div></div></div></div></div></div></div></div></section></div><section class=" Section_section__mRxGN Section_secondary__NxgD1 Section_auto__2Ub8u Section_paddingbottomnone__1i30t" data-testid="subtitle-section"><div class="Section_contentContainer__ciYat"><div class="Block_block__Q3GQF Block_transparent__FJxI6 Block_textCenter__WvWTU Block_horizontalCenter__Hc_pi Block_verticalMiddle__vqNW5 paddingHorizontalAuto Block_paddingVerticalSmall__5ZA7U Block_marginHorizontalAuto__JOVH_ Block_marginVerticalNone__DIokE"><div class="Block_contentContainer__CWeAy"><div class="Subtitle_content__YW5SS spacing_vSpacing10__Vw3Bl"><h2 class="Title_title__6QR87 Title_primary__m7Tjj text-heading-2 Title_center__fqUI_ Title_marginBottom__TiQqA" id="tools-to-help">Tools to help</h2><div class="Markdown_Markdown__aEd_X Markdown_light__YcqB9" data-testid="markdown"><div class="Text_text__CSJ_O Text_marginBottom___UK4L"><p>We want to give everyone visibility and control of their finances, and access to tools to help make managing money easier in difficult situations. Here's a few tools we offer that may help you if you're struggling.</p></div></div></div></div></div></div></section><section class="Section_section__mRxGN Section_secondary__NxgD1 Section_auto__2Ub8u"><div class="Section_contentContainer__ciYat"><div class="CardList_CardList__xh9wK CardList_autofit__KNjIe"><div class="Card_cardWrapper__TTeTI" data-testid="cardWrapper"><div class="Card_card__zEK7Z Card_light__flWgn Card_secondary__Xsm9Q Card_paddingtopmedium__8XW__ Card_paddingbottommedium__kJTwQ"><div class="Card_titleContainer__bkMxU"><img class="undefined Icon_icon__Haypr Icon_addMargin__1i9ZI Icon_transparent__gOWmA Icon_large__McJOc Icon_image__BmpRz Icon_noFill__Cnqz2" src="https://images.ctfassets.net/ro61k101ee59/3sY2zhltOYFsJlRmrcGrLY/513edcf212a3aef3aed522856ebec980/Icon.png" aria-hidden="true" alt="" loading="lazy"/><h3 class="Card_title__2ya4E">Trends: Gain visibility and control over your spending and savings</h3></div><div class="Card_descriptionContainer__dX1OP"><div class="Markdown_Markdown__aEd_X Markdown_light__YcqB9" data-testid="markdown"><div class="Text_text__CSJ_O"><p>We have made Trends graphs available to all users for free.</p></div><div class="Text_text__CSJ_O"><p>Trends shows your spending and saving over time to give you a better sense of your habits, and with <strong><a class="Button_button__OFOdO Button_link__wbUuG Button_inline__ptjDW Button_center__lDq2_" data-monzoanalytics-no-tracking="true" target="_self" href="https://monzo.com/blog/balance-in-trends" rel="noopener noreferrer external"><span class="Button_text__S2FJ_">balances</span></a></strong> you can budget effectively knowing what you have left to spend after upcoming payments are accounted for. We also automatically categorise your transactions to help you understand where your money goes each month.</p></div></div></div></div></div><div class="Card_cardWrapper__TTeTI" data-testid="cardWrapper"><div class="Card_card__zEK7Z Card_light__flWgn Card_secondary__Xsm9Q Card_paddingtopmedium__8XW__ Card_paddingbottommedium__kJTwQ"><div class="Card_titleContainer__bkMxU"><img class="undefined Icon_icon__Haypr Icon_addMargin__1i9ZI Icon_transparent__gOWmA Icon_large__McJOc Icon_image__BmpRz Icon_noFill__Cnqz2" src="https://images.ctfassets.net/ro61k101ee59/3rh2faSteg8qh4nkNmcEhL/2ce79ded1d57a71e7fec46131119b181/Icon__1_.png" aria-hidden="true" alt="" loading="lazy"/><h3 class="Card_title__2ya4E">Pots: separate your spending, savings, and bills</h3></div><div class="Card_descriptionContainer__dX1OP"><div class="Markdown_Markdown__aEd_X Markdown_light__YcqB9" data-testid="markdown"><div class="Text_text__CSJ_O"><p>Pots let you turn your one main account into lots of separate areas for your money in only a few taps.</p></div><div class="Text_text__CSJ_O"><p>They can be hidden or locked, and bills can be automatically paid from them. They can even earn you interest!</p></div><div class="Text_text__CSJ_O"><p><strong><a class="Button_button__OFOdO Button_link__wbUuG Button_inline__ptjDW Button_center__lDq2_" data-monzoanalytics-no-tracking="true" target="_self" rel="" href="https://monzo.com/features/savings/"><span class="Button_text__S2FJ_">See how much you can earn on easy access and long term options here.</span></a></strong></p></div><div class="Text_text__CSJ_O"><p><strong><a class="Button_button__OFOdO Button_link__wbUuG Button_inline__ptjDW Button_center__lDq2_" data-monzoanalytics-no-tracking="true" target="_self" href="https://monzo.com/i/pots" rel="noopener noreferrer external"><span class="Button_text__S2FJ_">Read all about the different kinds of Pots and how they work.</span></a></strong></p></div></div></div></div></div><div class="Card_cardWrapper__TTeTI" data-testid="cardWrapper"><div class="Card_card__zEK7Z Card_light__flWgn Card_secondary__Xsm9Q Card_paddingtopmedium__8XW__ Card_paddingbottommedium__kJTwQ"><div class="Card_titleContainer__bkMxU"><img class="undefined Icon_icon__Haypr Icon_addMargin__1i9ZI Icon_transparent__gOWmA Icon_large__McJOc Icon_image__BmpRz Icon_noFill__Cnqz2" src="https://images.ctfassets.net/ro61k101ee59/7tfxBjUHZ4FYdCPUsxndfQ/2dcd2cafc41395a58fbd9de1afe334f8/Icon__2_.png" aria-hidden="true" alt="" loading="lazy"/><h3 class="Card_title__2ya4E">See your upcoming bill payments</h3></div><div class="Card_descriptionContainer__dX1OP"><div class="Markdown_Markdown__aEd_X Markdown_light__YcqB9" data-testid="markdown"><div class="Text_text__CSJ_O"><p>If you pay bills through Monzo we’ll remind you the day before they’re due to go out and warn you if you need to move money around to cover the full cost. We also tell you if they’re different from month to month, so you can keep track of things like shifting energy prices.</p></div><div class="Text_text__CSJ_O"><p>For more tips on how Monzo can help you manage your money <strong><a class="Button_button__OFOdO Button_link__wbUuG Button_inline__ptjDW Button_center__lDq2_" data-monzoanalytics-no-tracking="true" target="_self" href="https://monzo.com/blog/cost-of-living-how-were-supporting" rel="noopener noreferrer external"><span class="Button_text__S2FJ_">visit our blog</span></a></strong>.</p></div></div></div></div></div></div></div></section><div><section class=" Section_section__mRxGN Section_primary__kY5xJ Section_auto__2Ub8u"><div class="Section_contentContainer__ciYat"><div class="Section_container__mkPCF Section_section__mRxGN Section_primary__kY5xJ Section_auto__2Ub8u"><div class="Section_contentContainer__ciYat"><div class="Block_block__Q3GQF Block_transparent__FJxI6 Block_textLeft__FXaVt Block_horizontalCenter__Hc_pi Block_verticalMiddle__vqNW5 Block_paddingHorizontalMedium__jHl0b Block_paddingVerticalMedium__5Q4LL Block_marginHorizontalAuto__JOVH_ Block_marginVerticalNone__DIokE Block_orderRightMd__320DP Block_orderRightSm__jfS86 Block_orderBottomXs__ziQdx"><div class="Block_contentContainer__CWeAy"><div class="TextAndImageSection_assetContainer__qkOth"><div class="TextAndImageSection_imageContainer__K6h9M"><picture><img src="https://images.ctfassets.net/ro61k101ee59/1gdKiZP6NhaE5PdYuXIPlr/b79845a24689d28186e419289343e42d/success-trophy-hand.svg?w=800&q=75" alt="A large hand holding a tiny trophy surrounded by sparkles" width="400" loading="lazy"/></picture></div></div></div></div><div class="Block_block__Q3GQF Block_transparent__FJxI6 Block_textLeft__FXaVt Block_horizontalCenter__Hc_pi Block_verticalMiddle__vqNW5 Block_paddingHorizontalMedium__jHl0b Block_paddingVerticalMedium__5Q4LL Block_marginHorizontalAuto__JOVH_ Block_marginVerticalNone__DIokE Block_orderLeftMd__hA7NI Block_orderLeftSm___aCOK Block_orderBottomXs__ziQdx"><div class="Block_contentContainer__CWeAy"><div class="TextAndImageSection_blockContainer__K26Sa"><div class="spacing_vSpacing10__Vw3Bl"><h3 class="Title_title__6QR87 Title_primary__m7Tjj text-heading-3 Title_left___R_Ga Title_marginBottom__TiQqA" id="how-monzo-can-help">How Monzo can help</h3><div class="Markdown_Markdown__aEd_X Markdown_light__YcqB9" data-testid="markdown"><div class="Text_text__CSJ_O Text_marginBottom___UK4L"><p>We'll do everything we can to help you, and we'll never ask you to pay anything you can't afford.</p></div><div class="Text_text__CSJ_O Text_marginBottom___UK4L"><p>Talk to us and depending on your circumstances, we might be able to postpone repayments if you are seeking independent Debt Advice.</p></div><div class="Text_text__CSJ_O Text_marginBottom___UK4L"><p>We’re mindful that health and finances can have a huge impact on one another, and our specialist team can help you by providing tailored support.</p></div><div class="Text_text__CSJ_O Text_marginBottom___UK4L"><p>If you require additional support, we will help you in figuring who to talk to.</p></div><div class="Text_text__CSJ_O Text_marginBottom___UK4L"><p><strong><a class="Button_button__OFOdO Button_link__wbUuG Button_inline__ptjDW Button_center__lDq2_" data-monzoanalytics-no-tracking="true" target="_self" href="https://monzo.com/help/overdrafts-loans" rel="noopener noreferrer external"><span class="Button_text__S2FJ_">Find out more</span></a></strong></p></div></div></div></div></div></div></div></div></div></section></div><section class=" Section_section__mRxGN Section_primary__kY5xJ Section_auto__2Ub8u Section_paddingbottomnone__1i30t" data-testid="subtitle-section"><div class="Section_contentContainer__ciYat"><div class="Block_block__Q3GQF Block_transparent__FJxI6 Block_textCenter__WvWTU Block_horizontalCenter__Hc_pi Block_verticalMiddle__vqNW5 paddingHorizontalAuto Block_paddingVerticalSmall__5ZA7U Block_marginHorizontalAuto__JOVH_ Block_marginVerticalNone__DIokE"><div class="Block_contentContainer__CWeAy"><div class="Subtitle_content__YW5SS spacing_vSpacing10__Vw3Bl"><h2 class="Title_title__6QR87 Title_primary__m7Tjj text-heading-2 Title_center__fqUI_ Title_marginBottom__TiQqA" id="your-options">Your options</h2><div class="Markdown_Markdown__aEd_X Markdown_light__YcqB9" data-testid="markdown"><div class="Text_text__CSJ_O Text_marginBottom___UK4L"><p>We want to help you find the best solution, especially if you’re going through unique circumstances or struggling with cost of living. We understand everyone is different and we'll do our best to support you.</p></div><div class="Text_text__CSJ_O Text_marginBottom___UK4L"><p><strong>Please bear in mind that any solution we agree on may impact your credit score and agreeing on the right one can help improve it with time.</strong></p></div></div></div></div></div></div></section><section class="Section_section__mRxGN Section_primary__kY5xJ Section_auto__2Ub8u"><div class="Section_contentContainer__ciYat"><div class="CardList_CardList__xh9wK CardList_autofit__KNjIe"><div class="Card_cardWrapper__TTeTI" data-testid="cardWrapper"><div class="Card_card__zEK7Z Card_light__flWgn Card_secondary__Xsm9Q Card_paddingtopmedium__8XW__ Card_paddingbottommedium__kJTwQ"><div class="Card_titleContainer__bkMxU"><img class="undefined Icon_icon__Haypr Icon_addMargin__1i9ZI Icon_transparent__gOWmA Icon_large__McJOc Icon_image__BmpRz Icon_noFill__Cnqz2" src="https://images.ctfassets.net/ro61k101ee59/7m9L4EducfBAVak2kDhdD8/f0f02ab2e10df78f3ed759966d9ada9d/Icon__7_.png" aria-hidden="true" alt="" loading="lazy"/><h3 class="Card_title__2ya4E">Time and support to find the best solution</h3></div><div class="Card_descriptionContainer__dX1OP"><div class="Markdown_Markdown__aEd_X Markdown_light__YcqB9" data-testid="markdown"><div class="Text_text__CSJ_O"><p>Sometimes you just need time to figure out your incoming and outgoings or to get some independent free advice.</p></div><div class="Text_text__CSJ_O"><p>Talk to us to agree on a solution that gives you time to get things in order.</p></div></div></div></div></div><div class="Card_cardWrapper__TTeTI" data-testid="cardWrapper"><div class="Card_card__zEK7Z Card_light__flWgn Card_secondary__Xsm9Q Card_paddingtopmedium__8XW__ Card_paddingbottommedium__kJTwQ"><div class="Card_titleContainer__bkMxU"><img class="undefined Icon_icon__Haypr Icon_addMargin__1i9ZI Icon_transparent__gOWmA Icon_large__McJOc Icon_image__BmpRz Icon_noFill__Cnqz2" src="https://images.ctfassets.net/ro61k101ee59/5oCbSobP2dodIEv7jRAiXw/062eb49c457f96acb65633538486417e/Icon__4_.png" aria-hidden="true" alt="" loading="lazy"/><h3 class="Card_title__2ya4E">Paying on a later date</h3></div><div class="Card_descriptionContainer__dX1OP"><div class="Markdown_Markdown__aEd_X Markdown_light__YcqB9" data-testid="markdown"><div class="Text_text__CSJ_O"><p>If you need some extra days to make your payment, we can agree on a date that suits your situation better.</p></div><div class="Text_text__CSJ_O"><p>Talk to us to agree on a different date to make your payment.</p></div></div></div></div></div></div></div></section><section class="Section_section__mRxGN Section_primary__kY5xJ Section_auto__2Ub8u"><div class="Section_contentContainer__ciYat"><div class="CardList_CardList__xh9wK CardList_autofit__KNjIe"><div class="Card_cardWrapper__TTeTI" data-testid="cardWrapper"><div class="Card_card__zEK7Z Card_light__flWgn Card_secondary__Xsm9Q Card_paddingtopmedium__8XW__ Card_paddingbottommedium__kJTwQ"><div class="Card_titleContainer__bkMxU"><img class="undefined Icon_icon__Haypr Icon_addMargin__1i9ZI Icon_transparent__gOWmA Icon_large__McJOc Icon_image__BmpRz Icon_noFill__Cnqz2" src="https://images.ctfassets.net/ro61k101ee59/6AGNjRNnUz8RyRUh1c5ZF2/1ada09fab40396cde9f1af892d8fec0e/Icon__5_.png" aria-hidden="true" alt="" loading="lazy"/><h3 class="Card_title__2ya4E">Repayment plans</h3></div><div class="Card_descriptionContainer__dX1OP"><div class="Markdown_Markdown__aEd_X Markdown_light__YcqB9" data-testid="markdown"><div class="Text_text__CSJ_O"><p>In some circumstances, the best thing might be to set up a repayment plan.</p></div><div class="Text_text__CSJ_O"><p>We have a range of plans available which we can tailor based on what you can afford.</p></div></div></div></div></div><div class="Card_cardWrapper__TTeTI" data-testid="cardWrapper"><div class="Card_card__zEK7Z Card_light__flWgn Card_secondary__Xsm9Q Card_paddingtopmedium__8XW__ Card_paddingbottommedium__kJTwQ"><div class="Card_titleContainer__bkMxU"><img class="undefined Icon_icon__Haypr Icon_addMargin__1i9ZI Icon_transparent__gOWmA Icon_large__McJOc Icon_image__BmpRz Icon_noFill__Cnqz2" src="https://images.ctfassets.net/ro61k101ee59/55ZvTEaC98sdOTeUe70A7a/268b42ec193ae7fefed7a2f28160f699/Icon__6_.png" aria-hidden="true" alt="" loading="lazy"/><h3 class="Card_title__2ya4E">Share With Us</h3></div><div class="Card_descriptionContainer__dX1OP"><div class="Markdown_Markdown__aEd_X Markdown_light__YcqB9" data-testid="markdown"><div class="Text_text__CSJ_O"><p>Share with us is a way for our customers to tell us what additional support they need discreetly, with no phone calls involved and no chat log history. This links directly to our specialist support team, who are trained to support customers in difficult or distressing circumstances.</p></div><ul class="List_List__QAbJI List_light__OI_4n List_margin__RxbID"><li class="">You can find out more about <strong><a class="Button_button__OFOdO Button_link__wbUuG Button_inline__ptjDW Button_center__lDq2_" data-monzoanalytics-no-tracking="true" target="_self" href="https://monzo.com/help/your-needs/mental-health" rel="noopener noreferrer external"><span class="Button_text__S2FJ_">talking to us about your mental health in this help article</span></a></strong></li><li class="">You can <strong><a class="Button_button__OFOdO Button_link__wbUuG Button_inline__ptjDW Button_center__lDq2_" data-monzoanalytics-no-tracking="true" target="_self" href="monzo://backend_screen?id=experiment:share_with_us_dynamic_form_v2" rel="noopener noreferrer external"><span class="Button_text__S2FJ_">contact us directly and discreetly</span></a></strong> if you're on your phone, alternatively:<ul class="List_List__QAbJI List_light__OI_4n List_margin__RxbID"><li class="">Tap the <strong>Help</strong> icon in the menu bar of your Monzo app</li><li class="">Search <strong>'Talking to us about your mental health'</strong></li><li class="">Tap '<strong>Tell us more'</strong> at the bottom of the article</li></ul></li></ul></div></div></div></div></div></div></section><div><section class=" Section_section__mRxGN Section_primary__kY5xJ Section_auto__2Ub8u"><div class="Section_contentContainer__ciYat"><div class="Section_container__mkPCF Section_section__mRxGN Section_primary__kY5xJ Section_auto__2Ub8u"><div class="Section_contentContainer__ciYat"><div class="Block_block__Q3GQF Block_transparent__FJxI6 Block_textLeft__FXaVt Block_horizontalCenter__Hc_pi Block_verticalMiddle__vqNW5 Block_paddingHorizontalMedium__jHl0b Block_paddingVerticalMedium__5Q4LL Block_marginHorizontalAuto__JOVH_ Block_marginVerticalNone__DIokE Block_orderRightMd__320DP Block_orderRightSm__jfS86 Block_orderBottomXs__ziQdx"><div class="Block_contentContainer__CWeAy"><div class="TextAndImageSection_assetContainer__qkOth"><div class="TextAndImageSection_imageContainer__K6h9M"><picture><source type="image/avif" srcSet="https://images.ctfassets.net/ro61k101ee59/70SHPtzVljn3RRfQm2i5Py/0d056032cf1da270d746ac67ee7c7716/Monzo_Illustration_Conversation_RGB_1.png?w=800&q=75&fm=avif"/><source type="image/webp" srcSet="https://images.ctfassets.net/ro61k101ee59/70SHPtzVljn3RRfQm2i5Py/0d056032cf1da270d746ac67ee7c7716/Monzo_Illustration_Conversation_RGB_1.png?w=800&q=75&fm=webp"/><img src="https://images.ctfassets.net/ro61k101ee59/70SHPtzVljn3RRfQm2i5Py/0d056032cf1da270d746ac67ee7c7716/Monzo_Illustration_Conversation_RGB_1.png?w=800&q=75" alt="" width="400" loading="lazy"/></picture></div></div></div></div><div class="Block_block__Q3GQF Block_transparent__FJxI6 Block_textLeft__FXaVt Block_horizontalCenter__Hc_pi Block_verticalMiddle__vqNW5 Block_paddingHorizontalMedium__jHl0b Block_paddingVerticalMedium__5Q4LL Block_marginHorizontalAuto__JOVH_ Block_marginVerticalNone__DIokE Block_orderLeftMd__hA7NI Block_orderLeftSm___aCOK Block_orderBottomXs__ziQdx"><div class="Block_contentContainer__CWeAy"><div class="TextAndImageSection_blockContainer__K26Sa"><div class="spacing_vSpacing10__Vw3Bl"><h3 class="Title_title__6QR87 Title_primary__m7Tjj text-heading-3 Title_left___R_Ga Title_marginBottom__TiQqA" id="talking-to-us-about-domestic-and-financial-abuse">Talking to us about domestic and financial abuse</h3><div class="Markdown_Markdown__aEd_X Markdown_light__YcqB9" data-testid="markdown"><div class="Text_text__CSJ_O Text_marginBottom___UK4L"><p>The Domestic Abuse Acts defines economic abuse as any behaviour that stops you earning, accessing, using or managing money, and the things money can buy – like a phone or car, bills, food or clothing.</p></div><div class="Text_text__CSJ_O Text_marginBottom___UK4L"><p>Economic abuse can involve someone taking advantage of your money, controlling what you spend your money on, sabotaging your financial resources and manipulation or coercion.If you’re experiencing domestic or financial abuse:</p></div><ul class="List_List__QAbJI List_light__OI_4n List_margin__RxbID"><li class="">You can find more in our blog post: ‘<a class="Button_button__OFOdO Button_link__wbUuG Button_inline__ptjDW Button_center__lDq2_" data-monzoanalytics-no-tracking="true" target="_self" href="https://monzo.com/blog/2022/02/16/what-is-economic-abuse-and-how-to-spot-it" rel="noopener noreferrer external"><span class="Button_text__S2FJ_"><strong>What is economic abuse and how to spot it</strong></span></a>’</li><li class="">You can find extra support by contacting <a class="Button_button__OFOdO Button_link__wbUuG Button_inline__ptjDW Button_center__lDq2_" data-monzoanalytics-no-tracking="true" target="_self" href="https://survivingeconomicabuse.org/" rel="noopener noreferrer external"><span class="Button_text__S2FJ_"><strong>Surviving Economic Abuse</strong></span></a> which is the only UK charity dedicated to raising awareness of economic abuse and transforming responses to it.</li><li class="">You can <strong><a class="Button_button__OFOdO Button_link__wbUuG Button_inline__ptjDW Button_center__lDq2_" data-monzoanalytics-no-tracking="true" target="_self" href="monzo://backend_screen?id=experiment:share_with_us_dynamic_form_v2" rel="noopener noreferrer external"><span class="Button_text__S2FJ_">contact us directly and discreetly</span></a></strong> if you're on your phone, alternatively:<ul class="List_List__QAbJI List_light__OI_4n List_margin__RxbID"><li class="">Tap the <strong>Help</strong> icon in the menu bar of your Monzo app</li><li class="">Search <strong>'Talking to us about domestic and financial abuse'</strong></li><li class="">Tap '<strong>Tell us more'</strong> at the bottom of the article</li></ul></li></ul></div></div></div></div></div></div></div></div></section></div><div><section class=" Section_section__mRxGN Section_secondary__NxgD1 Section_auto__2Ub8u"><div class="Section_contentContainer__ciYat"><div class="Section_container__mkPCF Section_section__mRxGN Section_secondary__NxgD1 Section_auto__2Ub8u"><div class="Section_contentContainer__ciYat"><div class="Block_block__Q3GQF Block_transparent__FJxI6 Block_textLeft__FXaVt Block_horizontalCenter__Hc_pi Block_verticalMiddle__vqNW5 Block_paddingHorizontalMedium__jHl0b Block_paddingVerticalMedium__5Q4LL Block_marginHorizontalAuto__JOVH_ Block_marginVerticalNone__DIokE Block_orderLeftMd__hA7NI Block_orderLeftSm___aCOK Block_orderBottomXs__ziQdx"><div class="Block_contentContainer__CWeAy"><div class="TextAndImageSection_assetContainer__qkOth"><div class="TextAndImageSection_imageContainer__K6h9M"><picture><source type="image/avif" srcSet="https://images.ctfassets.net/ro61k101ee59/1aZqoN2wduKORgakGSqAiC/097573c61d8af2b164cdb052ad91ecfd/Group_10009.png?w=800&q=75&fm=avif"/><source type="image/webp" srcSet="https://images.ctfassets.net/ro61k101ee59/1aZqoN2wduKORgakGSqAiC/097573c61d8af2b164cdb052ad91ecfd/Group_10009.png?w=800&q=75&fm=webp"/><img src="https://images.ctfassets.net/ro61k101ee59/1aZqoN2wduKORgakGSqAiC/097573c61d8af2b164cdb052ad91ecfd/Group_10009.png?w=800&q=75" alt="" width="400" loading="lazy"/></picture></div></div></div></div><div class="Block_block__Q3GQF Block_transparent__FJxI6 Block_textLeft__FXaVt Block_horizontalCenter__Hc_pi Block_verticalMiddle__vqNW5 Block_paddingHorizontalMedium__jHl0b Block_paddingVerticalMedium__5Q4LL Block_marginHorizontalAuto__JOVH_ Block_marginVerticalNone__DIokE Block_orderRightMd__320DP Block_orderRightSm__jfS86 Block_orderBottomXs__ziQdx"><div class="Block_contentContainer__CWeAy"><div class="TextAndImageSection_blockContainer__K26Sa"><div class="spacing_vSpacing10__Vw3Bl"><h3 class="Title_title__6QR87 Title_primary__m7Tjj text-heading-3 Title_left___R_Ga Title_marginBottom__TiQqA" id="how-to-get-in-touch">How to get in touch</h3><div class="Markdown_Markdown__aEd_X Markdown_light__YcqB9" data-testid="markdown"><div class="Text_text__CSJ_O Text_marginBottom___UK4L"><p>Whether you're feeling the pressure due to increased cost of living, you're worried about keeping up with your repayments on a Borrowing product, or your circumstances have changed please let us know.</p></div><div class="Text_text__CSJ_O Text_marginBottom___UK4L"><p>The best way to get in touch with us is via <strong>in-app chat</strong> to discuss your circumstances with a financial difficulties specialist and find out how we can support you.</p></div><ul class="List_List__QAbJI List_light__OI_4n List_margin__RxbID"><li class="">You can <strong><a class="Button_button__OFOdO Button_link__wbUuG Button_inline__ptjDW Button_center__lDq2_" data-monzoanalytics-no-tracking="true" target="_self" rel="" href="https://monzo.com/-deeplinks/support"><span class="Button_text__S2FJ_">contact us directly here</span></a></strong></li><li class="">If you can’t chat to us through the app, you can also email us (<a class="Button_button__OFOdO Button_link__wbUuG Button_inline__ptjDW Button_center__lDq2_" data-monzoanalytics-no-tracking="true" target="_self" href="mailto:help@monzo.com" rel="noopener noreferrer external"><span class="Button_text__S2FJ_">help@monzo.com</span></a>) or phone us (0800 802 1281)</li></ul></div></div></div></div></div></div></div></div></section></div><div><section class=" Section_section__mRxGN Section_primary__kY5xJ Section_auto__2Ub8u"><div class="Section_contentContainer__ciYat"><div class="Section_container__mkPCF Section_section__mRxGN Section_primary__kY5xJ Section_auto__2Ub8u"><div class="Section_contentContainer__ciYat"><div class="Block_block__Q3GQF Block_transparent__FJxI6 Block_textLeft__FXaVt Block_horizontalCenter__Hc_pi Block_verticalMiddle__vqNW5 Block_paddingHorizontalMedium__jHl0b Block_paddingVerticalMedium__5Q4LL Block_marginHorizontalAuto__JOVH_ Block_marginVerticalNone__DIokE Block_orderRightMd__320DP Block_orderRightSm__jfS86 Block_orderBottomXs__ziQdx"><div class="Block_contentContainer__CWeAy"><div class="TextAndImageSection_assetContainer__qkOth"><div class="TextAndImageSection_imageContainer__K6h9M"><picture><img src="https://images.ctfassets.net/ro61k101ee59/1EiSFZ9GOpU9hML0lqMyiZ/971f512da0c26e11d556054e2abc4daf/negative-warning-fraud.svg?w=800&q=75" alt="An exclamation mark in a circle next to a sad star" width="400" loading="lazy"/></picture></div></div></div></div><div class="Block_block__Q3GQF Block_transparent__FJxI6 Block_textLeft__FXaVt Block_horizontalCenter__Hc_pi Block_verticalMiddle__vqNW5 Block_paddingHorizontalMedium__jHl0b Block_paddingVerticalMedium__5Q4LL Block_marginHorizontalAuto__JOVH_ Block_marginVerticalNone__DIokE Block_orderLeftMd__hA7NI Block_orderLeftSm___aCOK Block_orderBottomXs__ziQdx"><div class="Block_contentContainer__CWeAy"><div class="TextAndImageSection_blockContainer__K26Sa"><div class="spacing_vSpacing10__Vw3Bl"><h3 class="Title_title__6QR87 Title_primary__m7Tjj text-heading-3 Title_left___R_Ga Title_marginBottom__TiQqA" id="be-aware-of-fraudsters">Be aware of fraudsters</h3><div class="Markdown_Markdown__aEd_X Markdown_light__YcqB9" data-testid="markdown"><div class="Text_text__CSJ_O Text_marginBottom___UK4L"><p>Unfortunately fraudsters are always trying to take advantage of people. We've gathered advice on how to spot suspicious activity including people pretending to be the police, utility suppliers, HMRC or even your bank</p></div><div class="Text_text__CSJ_O Text_marginBottom___UK4L"><p>If you’ve been tricked into sending someone money, speak to us immediately either over the phone or through the app.</p></div><div class="Text_text__CSJ_O Text_marginBottom___UK4L"><p><strong><a class="Button_button__OFOdO Button_link__wbUuG Button_inline__ptjDW Button_center__lDq2_" data-monzoanalytics-no-tracking="true" target="_self" href="https://monzo.com/i/fraud/" rel="noopener noreferrer external"><span class="Button_text__S2FJ_">Read more about spotting potential scams.</span></a></strong></p></div></div></div></div></div></div></div></div></div></section></div><section class=" Section_section__mRxGN Section_primary__kY5xJ Section_auto__2Ub8u Section_paddingbottomnone__1i30t" data-testid="subtitle-section"><div class="Section_contentContainer__ciYat"><div class="Block_block__Q3GQF Block_transparent__FJxI6 Block_textCenter__WvWTU Block_horizontalCenter__Hc_pi Block_verticalMiddle__vqNW5 paddingHorizontalAuto Block_paddingVerticalSmall__5ZA7U Block_marginHorizontalAuto__JOVH_ Block_marginVerticalNone__DIokE"><div class="Block_contentContainer__CWeAy"><div class="Subtitle_content__YW5SS spacing_vSpacing10__Vw3Bl"><h2 class="Title_title__6QR87 Title_primary__m7Tjj text-heading-2 Title_center__fqUI_ Title_marginBottom__TiQqA" id="if-youre-worried-about-your-energy-bills">If you’re worried about your energy bills</h2><div class="Markdown_Markdown__aEd_X Markdown_light__YcqB9" data-testid="markdown"><div class="Text_text__CSJ_O Text_marginBottom___UK4L"><p>We've collected links from popular UK gas and electricity providers for guidance on the support that is available.</p></div><div class="Text_text__CSJ_O Text_marginBottom___UK4L"><p><strong><em>Monzo is not responsible for the content of third party websites.</em></strong></p></div></div></div></div></div></div></section><section class="Section_section__mRxGN Section_auto__2Ub8u"><div class="Section_contentContainer__ciYat"><div class="Block_block__Q3GQF Block_transparent__FJxI6 Block_textLeft__FXaVt Block_paddingHorizontalMedium__jHl0b Block_paddingVerticalMedium__5Q4LL Block_marginHorizontalAuto__JOVH_ Block_marginVerticalNone__DIokE _prose_prose__aeteD"><div class="Block_contentContainer__CWeAy"><div class="Markdown_Markdown__aEd_X Markdown_light__YcqB9" data-testid="markdown"><section class=" undefined Table_Table__9UyaW undefined Table_light__HI_vs Section_section__mRxGN Section_auto__2Ub8u Section_paddingtopnone__RBh7i Section_paddingbottomnone__1i30t"><div class="Section_contentContainer__ciYat"><div class="Block_block__Q3GQF Block_transparent__FJxI6 Block_textLeft__FXaVt Block_paddingHorizontalXsmall__DiuSr Block_paddingVerticalNone__65947 Block_marginHorizontalAuto__JOVH_ Block_marginVerticalNone__DIokE"><div class="Block_contentContainer__CWeAy"><table><thead><tr><th class="Text_text__CSJ_O Text_lead___fdMb">Provider</th><th class="Text_text__CSJ_O Text_lead___fdMb">Links</th></tr></thead><tbody><tr><td class="Text_text__CSJ_O">British Gas</td><td class="Text_text__CSJ_O"><a class="Button_button__OFOdO Button_link__wbUuG Button_inline__ptjDW Button_center__lDq2_" data-monzoanalytics-no-tracking="true" target="_self" href="https://britishgasenergytrust.org.uk/" rel="noopener noreferrer external"><span class="Button_text__S2FJ_">Independent fuel debt advice – British Gas Energy Trust</span></a><br/><br/><a class="Button_button__OFOdO Button_link__wbUuG Button_inline__ptjDW Button_center__lDq2_" data-monzoanalytics-no-tracking="true" target="_self" href="https://www.britishgas.co.uk/energy/help-if-youre-struggling-to-pay.html" rel="noopener noreferrer external"><span class="Button_text__S2FJ_">Help if you're struggling to pay for your energy (britishgas.co.uk)</span></a></td></tr><tr><td class="Text_text__CSJ_O">EDF</td><td class="Text_text__CSJ_O"><a class="Button_button__OFOdO Button_link__wbUuG Button_inline__ptjDW Button_center__lDq2_" data-monzoanalytics-no-tracking="true" target="_self" href="https://www.edfenergy.com/for-home/help-centre/faq/extra-support-when-you-need-it?steps=23147#chapter-23146-6" rel="noopener noreferrer external"><span class="Button_text__S2FJ_">Extra support when you need it |EDF (edfenergy.com)</span></a></td></tr><tr><td class="Text_text__CSJ_O">E.ON</td><td class="Text_text__CSJ_O"><a class="Button_button__OFOdO Button_link__wbUuG Button_inline__ptjDW Button_center__lDq2_" data-monzoanalytics-no-tracking="true" target="_self" href="https://www.eonenergyfund.com/" rel="noopener noreferrer external"><span class="Button_text__S2FJ_">EON Energy Fund -E.ON Energy Fund</span></a><br/><br/><a class="Button_button__OFOdO Button_link__wbUuG Button_inline__ptjDW Button_center__lDq2_" data-monzoanalytics-no-tracking="true" target="_self" href="https://www.eonenergy.com/for-your-home/help-and-support/getting-help-pay-your-bill" rel="noopener noreferrer external"><span class="Button_text__S2FJ_">Getting help to pay your bill| Help and support | E.ON (eonenergy.com)</span></a></td></tr><tr><td class="Text_text__CSJ_O">E.ON Next</td><td class="Text_text__CSJ_O"><a class="Button_button__OFOdO Button_link__wbUuG Button_inline__ptjDW Button_center__lDq2_" data-monzoanalytics-no-tracking="true" target="_self" href="https://www.eonnextenergyfund.com/" rel="noopener noreferrer external"><span class="Button_text__S2FJ_">E.ON Next Energy Fund (eonnextenergyfund.com)</span></a><br/><br/><a class="Button_button__OFOdO Button_link__wbUuG Button_inline__ptjDW Button_center__lDq2_" data-monzoanalytics-no-tracking="true" target="_self" href="https://www.eonnext.com/policies/struggling-to-pay" rel="noopener noreferrer external"><span class="Button_text__S2FJ_">Struggling to pay – our policies |E.ON Next (eonnext.com)</span></a></td></tr><tr><td class="Text_text__CSJ_O">OVO Energy</td><td class="Text_text__CSJ_O"><a class="Button_button__OFOdO Button_link__wbUuG Button_inline__ptjDW Button_center__lDq2_" data-monzoanalytics-no-tracking="true" target="_self" href="https://www.ovoenergy.com/help/debt-and-energy-assistance#what-is-the-ovo-energy-fund" rel="noopener noreferrer external"><span class="Button_text__S2FJ_">Struggling to Pay Your Energy Bills? We Can Help (ovoenergy.com)</span></a></td></tr><tr><td class="Text_text__CSJ_O">Octopus Energy</td><td class="Text_text__CSJ_O"><a class="Button_button__OFOdO Button_link__wbUuG Button_inline__ptjDW Button_center__lDq2_" data-monzoanalytics-no-tracking="true" target="_self" href="https://octopus.energy/blog/struggling-to-pay/" rel="noopener noreferrer external"><span class="Button_text__S2FJ_">Struggling to pay your bills? We can help |Octopus Energy</span></a></td></tr><tr><td class="Text_text__CSJ_O">Scottish Power</td><td class="Text_text__CSJ_O"><a class="Button_button__OFOdO Button_link__wbUuG Button_inline__ptjDW Button_center__lDq2_" data-monzoanalytics-no-tracking="true" target="_self" href="https://community.scottishpower.co.uk/t5/Extra-Help/Hardship-Fund/ta-p/53" rel="noopener noreferrer external"><span class="Button_text__S2FJ_">Hardship Fund - ScottishPower Community</span></a><br/><br/><a class="Button_button__OFOdO Button_link__wbUuG Button_inline__ptjDW Button_center__lDq2_" data-monzoanalytics-no-tracking="true" target="_self" href="https://community.scottishpower.co.uk/t5/Extra-Help/Financial-help/ta-p/4815" rel="noopener noreferrer external"><span class="Button_text__S2FJ_">Financial help - ScottishPower Community</span></a></td></tr><tr><td class="Text_text__CSJ_O">Shell Energy</td><td class="Text_text__CSJ_O"><a class="Button_button__OFOdO Button_link__wbUuG Button_inline__ptjDW Button_center__lDq2_" data-monzoanalytics-no-tracking="true" target="_self" href="https://www.shellenergy.co.uk/info/here-to-help" rel="noopener noreferrer external"><span class="Button_text__S2FJ_">Shell Energy here to help</span></a></td></tr></tbody></table></div></div></div></section></div></div></div></div></section><section class=" Section_section__mRxGN Section_primary__kY5xJ Section_auto__2Ub8u Section_paddingbottomnone__1i30t" data-testid="subtitle-section"><div class="Section_contentContainer__ciYat"><div class="Block_block__Q3GQF Block_transparent__FJxI6 Block_textCenter__WvWTU Block_horizontalCenter__Hc_pi Block_verticalMiddle__vqNW5 paddingHorizontalAuto Block_paddingVerticalSmall__5ZA7U Block_marginHorizontalAuto__JOVH_ Block_marginVerticalNone__DIokE"><div class="Block_contentContainer__CWeAy"><div class="Subtitle_content__YW5SS spacing_vSpacing10__Vw3Bl"><h2 class="Title_title__6QR87 Title_primary__m7Tjj text-heading-2 Title_center__fqUI_ Title_marginBottom__TiQqA" id="where-else-can-i-get-help">Where else can I get help?</h2><div class="Markdown_Markdown__aEd_X Markdown_light__YcqB9" data-testid="markdown"><div class="Text_text__CSJ_O Text_marginBottom___UK4L"><p>Charities and organisations who can offer advice, help and support if you're in financial difficulties.</p></div><div class="Text_text__CSJ_O Text_marginBottom___UK4L"><p><strong><em>Monzo is not responsible for the content of third party websites.</em></strong></p></div></div></div></div></div></div></section><section class="Section_section__mRxGN Section_auto__2Ub8u"><div class="Section_contentContainer__ciYat"><div class="Block_block__Q3GQF Block_transparent__FJxI6 Block_textLeft__FXaVt Block_paddingHorizontalMedium__jHl0b Block_paddingVerticalMedium__5Q4LL Block_marginHorizontalAuto__JOVH_ Block_marginVerticalNone__DIokE _prose_prose__aeteD"><div class="Block_contentContainer__CWeAy"><div class="Markdown_Markdown__aEd_X Markdown_light__YcqB9" data-testid="markdown"><section class=" undefined Table_Table__9UyaW undefined Table_light__HI_vs Section_section__mRxGN Section_auto__2Ub8u Section_paddingtopnone__RBh7i Section_paddingbottomnone__1i30t"><div class="Section_contentContainer__ciYat"><div class="Block_block__Q3GQF Block_transparent__FJxI6 Block_textLeft__FXaVt Block_paddingHorizontalXsmall__DiuSr Block_paddingVerticalNone__65947 Block_marginHorizontalAuto__JOVH_ Block_marginVerticalNone__DIokE"><div class="Block_contentContainer__CWeAy"><table><thead><tr><th class="Text_text__CSJ_O Text_lead___fdMb">Who?</th><th class="Text_text__CSJ_O Text_lead___fdMb">What can they do?</th><th class="Text_text__CSJ_O Text_lead___fdMb">How do I contact them?</th></tr></thead><tbody><tr><td class="Text_text__CSJ_O">Money Helper</td><td class="Text_text__CSJ_O">Money Helper provide free money guidance and debt advice online and by telephone.</td><td class="Text_text__CSJ_O">Web: <a class="Button_button__OFOdO Button_link__wbUuG Button_inline__ptjDW Button_center__lDq2_" data-monzoanalytics-no-tracking="true" target="_self" href="https://www.moneyhelper.org.uk/" rel="noopener noreferrer external"><span class="Button_text__S2FJ_">https://www.moneyhelper.org.uk/</span></a> Phone: 0800 138 7777.</td></tr><tr><td class="Text_text__CSJ_O">StepChange</td><td class="Text_text__CSJ_O">Step Change Debt Charity offer free to client independent debt advice. They cover various debt scenarios from development of repayment arrangements to insolvency.</td><td class="Text_text__CSJ_O">Web: <a class="Button_button__OFOdO Button_link__wbUuG Button_inline__ptjDW Button_center__lDq2_" data-monzoanalytics-no-tracking="true" target="_self" href="https://www.stepchange.org" rel="noopener noreferrer external"><span class="Button_text__S2FJ_">https://www.stepchange.org</span></a> Phone: 0800 1381111. Email: <a class="Button_button__OFOdO Button_link__wbUuG Button_inline__ptjDW Button_center__lDq2_" data-monzoanalytics-no-tracking="true" target="_self" href="https://www.stepchange.org/send-us-an-email.aspx" rel="noopener noreferrer external"><span class="Button_text__S2FJ_">https://www.stepchange.org/send-us-an-email.aspx</span></a></td></tr><tr><td class="Text_text__CSJ_O">National Debtline</td><td class="Text_text__CSJ_O">National Debtline offer free and independent advice through telephone and online advice services. Website includes fact sheets on bankruptcy, IVA, DROs etc.</td><td class="Text_text__CSJ_O">Web: <a class="Button_button__OFOdO Button_link__wbUuG Button_inline__ptjDW Button_center__lDq2_" data-monzoanalytics-no-tracking="true" target="_self" href="http://www.nationaldebtline.org" rel="noopener noreferrer external"><span class="Button_text__S2FJ_">http://www.nationaldebtline.org</span></a> Phone: 0808 808 4000.</td></tr><tr><td class="Text_text__CSJ_O">Business Debtline</td><td class="Text_text__CSJ_O">Business Debtline are part of National Debtline, and are the only organisation that offers advice to business owners.</td><td class="Text_text__CSJ_O">Web: <a class="Button_button__OFOdO Button_link__wbUuG Button_inline__ptjDW Button_center__lDq2_" data-monzoanalytics-no-tracking="true" target="_self" href="https://www.businessdebtline.org/" rel="noopener noreferrer external"><span class="Button_text__S2FJ_">https://www.businessdebtline.org/</span></a> Phone: 0800 197 6026.</td></tr><tr><td class="Text_text__CSJ_O">Citizens Advice Bureau</td><td class="Text_text__CSJ_O">Citizens Advice Bureau provide free, confidential information and advice to assist people with financial, legal and other issues that may arise.</td><td class="Text_text__CSJ_O">Web: <a class="Button_button__OFOdO Button_link__wbUuG Button_inline__ptjDW Button_center__lDq2_" data-monzoanalytics-no-tracking="true" target="_self" href="https://www.citizensadvice.org.uk/" rel="noopener noreferrer external"><span class="Button_text__S2FJ_">https://www.citizensadvice.org.uk/</span></a> Phone: 03444 111 444.</td></tr><tr><td class="Text_text__CSJ_O">PayPlan</td><td class="Text_text__CSJ_O">Payplan offer free debt solutions including IVAs, Trust Deeds, free Debt Management Plans and help with bankruptcy.</td><td class="Text_text__CSJ_O">Web: <a class="Button_button__OFOdO Button_link__wbUuG Button_inline__ptjDW Button_center__lDq2_" data-monzoanalytics-no-tracking="true" target="_self" href="https://www.payplan.com/" rel="noopener noreferrer external"><span class="Button_text__S2FJ_">https://www.payplan.com/</span></a> Phone: 0800 280 2816.</td></tr><tr><td class="Text_text__CSJ_O">Turn2Us</td><td class="Text_text__CSJ_O">Turn2Us provide advice on many issues, and have an online benefit calculator.</td><td class="Text_text__CSJ_O">Web: <a class="Button_button__OFOdO Button_link__wbUuG Button_inline__ptjDW Button_center__lDq2_" data-monzoanalytics-no-tracking="true" target="_self" href="https://www.turn2us.org.uk/" rel="noopener noreferrer external"><span class="Button_text__S2FJ_">https://www.turn2us.org.uk/</span></a></td></tr><tr><td class="Text_text__CSJ_O">Entitledto</td><td class="Text_text__CSJ_O">They help people determine what they can claim from national and local government via our self-serve calculators.</td><td class="Text_text__CSJ_O">Web:<a class="Button_button__OFOdO Button_link__wbUuG Button_inline__ptjDW Button_center__lDq2_" data-monzoanalytics-no-tracking="true" target="_self" href="https://www.entitledto.co.uk/" rel="noopener noreferrer external"><span class="Button_text__S2FJ_">https://www.entitledto.co.uk/</span></a></td></tr><tr><td class="Text_text__CSJ_O">Trussell Trust</td><td class="Text_text__CSJ_O">Services include a nationwide network of over 1,200 food banks to assist those in poverty, by providing a minimum of three days' nutritionally-balanced emergency food to people who have been referred in crisis.</td><td class="Text_text__CSJ_O">Web:<a class="Button_button__OFOdO Button_link__wbUuG Button_inline__ptjDW Button_center__lDq2_" data-monzoanalytics-no-tracking="true" target="_self" href="https://www.trusselltrust.org/" rel="noopener noreferrer external"><span class="Button_text__S2FJ_">https://www.trusselltrust.org/</span></a> Phone: 01722 580180. Email: <a class="Button_button__OFOdO Button_link__wbUuG Button_inline__ptjDW Button_center__lDq2_" data-monzoanalytics-no-tracking="true" target="_self" href="mailto:enquiries@trusselltrust.org" rel="noopener noreferrer external"><span class="Button_text__S2FJ_">enquiries@trusselltrust.org</span></a></td></tr></tbody></table></div></div></div></section></div></div></div></div></section><div><section class=" Section_section__mRxGN Section_secondary__NxgD1 Section_auto__2Ub8u"><div class="Section_contentContainer__ciYat"><div class="Section_container__mkPCF Section_section__mRxGN Section_secondary__NxgD1 Section_auto__2Ub8u"><div class="Section_contentContainer__ciYat"><div class="Block_block__Q3GQF Block_transparent__FJxI6 Block_textLeft__FXaVt Block_horizontalCenter__Hc_pi Block_verticalMiddle__vqNW5 Block_paddingHorizontalMedium__jHl0b Block_paddingVerticalMedium__5Q4LL Block_marginHorizontalAuto__JOVH_ Block_marginVerticalNone__DIokE Block_orderLeftMd__hA7NI Block_orderLeftSm___aCOK Block_orderBottomXs__ziQdx"><div class="Block_contentContainer__CWeAy"><div class="TextAndImageSection_assetContainer__qkOth"><div class="TextAndImageSection_imageContainer__K6h9M"><picture><img src="https://images.ctfassets.net/ro61k101ee59/4sIPAy4Ngmqmz6x3W32qIQ/92a2ac6efee6acc4730817db7afa8d06/review-investigation-eye-search-magnifying-glass.svg?w=800&q=75" alt="A magnifying glass with an eye looking through it, surrounded by sparkles" width="400" loading="lazy"/></picture></div></div></div></div><div class="Block_block__Q3GQF Block_transparent__FJxI6 Block_textLeft__FXaVt Block_horizontalCenter__Hc_pi Block_verticalMiddle__vqNW5 Block_paddingHorizontalMedium__jHl0b Block_paddingVerticalMedium__5Q4LL Block_marginHorizontalAuto__JOVH_ Block_marginVerticalNone__DIokE Block_orderRightMd__320DP Block_orderRightSm__jfS86 Block_orderBottomXs__ziQdx"><div class="Block_contentContainer__CWeAy"><div class="TextAndImageSection_blockContainer__K26Sa"><div class="spacing_vSpacing10__Vw3Bl"><h3 class="Title_title__6QR87 Title_primary__m7Tjj text-heading-3 Title_left___R_Ga Title_marginBottom__TiQqA" id="getting-help-elsewhere">Getting help elsewhere</h3><div class="Markdown_Markdown__aEd_X Markdown_light__YcqB9" data-testid="markdown"><div class="Text_text__CSJ_O Text_marginBottom___UK4L"><p>Sometimes your situation might require specialist support that Monzo doesn’t offer. We understand that your situation might require more than just help from us as your bank. We’ve put together a list of external resources you might find useful, based on what our customers talk to us about the most.</p></div><div class="Text_text__CSJ_O Text_marginBottom___UK4L"><p><a class="Button_button__OFOdO Button_link__wbUuG Button_inline__ptjDW Button_center__lDq2_" data-monzoanalytics-no-tracking="true" target="_self" rel="" href="https://monzo.com/supporting-customers-signposting/"><span class="Button_text__S2FJ_">Signposting to external organisations</span></a></p></div></div></div></div></div></div></div></div></div></section></div></main><div class="Footer_footerContainer__c1N4v Footer_forceDarkMode__Oimpe"><footer class="Footer_Footer__MDr8W Footer_forceDarkMode__Oimpe" role="menu"><div class="Footer_logo__tSFSn"><a role="menuitem" class="Footer_logoLink__gs4rX" data-monzoanalytics-action-id="link_clicked" data-monzoanalytics-action-parameters="link_location=footer&link_text=Monzo Bank&link_type=navigation&url=/&currentUrl=/money-worries" href="/"><img 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Monzo Bank Limited is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Our financial Services Register number is 730427. Our address is Broadwalk House, 5 Appold St, London EC2A 2AG.</small></p></div></div></div></div></div></div><script id="__NEXT_DATA__" type="application/json" crossorigin="anonymous">{"props":{"pageProps":{"anonID":"anon_0b58117d-abac-482b-86db-d6a4ef35e512","experimentsWithDefaults":[{"experimentID":"ca_homepage_navigation_cta_pairing","defaultVariant":"control"},{"experimentID":"header_navigation_reorder","defaultVariant":"control"}],"preview":false,"head":{"title":"Monzo | Money Worries \u0026 Cost of Living Help","locale":"en-GB","rootUrl":"https://monzo.com","slug":"/money-worries","description":"Monzo is here to make money work for everyone. 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You can find out more about what support we offer here or get in touch and our specialist team will help. "},"metadata":{"concepts":[],"tags":[]},"sys":{"contentType":{"sys":{"id":"cmsSectionTextImage","linkType":"ContentType","type":"Link"}},"createdAt":"2023-09-22T10:16:51.935Z","environment":{"sys":{"id":"master","linkType":"Environment","type":"Link"}},"id":"61rqjo0ihnmV4CDwTomq1B","locale":"en-GB","publishedVersion":6,"revision":1,"space":{"sys":{"id":"ro61k101ee59","linkType":"Space","type":"Link"}},"type":"Entry","updatedAt":"2023-09-22T10:16:51.935Z"}}},"nodeType":"embedded-entry-block"},{"content":[],"data":{"target":{"fields":{"header":"How to get in touch","image":{"fields":{"description":"","file":{"contentType":"image/png","details":{"image":{"height":259,"width":427},"size":24018},"fileName":"Group 10009.png","url":"//images.ctfassets.net/ro61k101ee59/1aZqoN2wduKORgakGSqAiC/097573c61d8af2b164cdb052ad91ecfd/Group_10009.png"},"title":"messaging"},"metadata":{"concepts":[],"tags":[]},"sys":{"createdAt":"2022-12-16T12:19:37.761Z","environment":{"sys":{"id":"master","linkType":"Environment","type":"Link"}},"id":"1aZqoN2wduKORgakGSqAiC","locale":"en-GB","publishedVersion":4,"revision":1,"space":{"sys":{"id":"ro61k101ee59","linkType":"Space","type":"Link"}},"type":"Asset","updatedAt":"2022-12-16T12:19:37.761Z"}},"sectionName":"Money worries: How to get in touch","textCopy":"Whether you're feeling the pressure due to increased cost of living, you're worried about keeping up with your repayments on a Borrowing product, or your circumstances have changed please let us know.\n\nThe best way to get in touch with us is via __in-app chat__ to discuss your circumstances with a financial difficulties specialist and find out how we can support you. \n\n- You can __[contact us directly here](https://monzo.com/-deeplinks/support)__\n- If you can’t chat to us through the app, you can also email us (help@monzo.com) or phone us (0800 802 1281)"},"metadata":{"concepts":[],"tags":[]},"sys":{"contentType":{"sys":{"id":"cmsSectionTextImage","linkType":"ContentType","type":"Link"}},"createdAt":"2022-12-16T12:19:45.297Z","environment":{"sys":{"id":"master","linkType":"Environment","type":"Link"}},"id":"4HGPLOSTv2bF7Z4ptgCV3f","locale":"en-GB","publishedVersion":12,"revision":1,"space":{"sys":{"id":"ro61k101ee59","linkType":"Space","type":"Link"}},"type":"Entry","updatedAt":"2022-12-16T12:19:45.297Z"}}},"nodeType":"embedded-entry-block"},{"content":[],"data":{"target":{"fields":{"subtitleDescription":"We want to give everyone visibility and control of their finances, and access to tools to help make managing money easier in difficult situations. 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We also automatically categorise your transactions to help you understand where your money goes each month.\n","text2":"Pots let you turn your one main account into lots of separate areas for your money in only a few taps. \n\nThey can be hidden or locked, and bills can be automatically paid from them. They can even earn you interest!\n\n__[See how much you can earn on easy access and long term options here.](https://monzo.com/features/savings/)__\n\n__[Read all about the different kinds of Pots and how they work.](https://monzo.com/i/pots)__","text3":"If you pay bills through Monzo we’ll remind you the day before they’re due to go out and warn you if you need to move money around to cover the full cost. We also tell you if they’re different from month to month, so you can keep track of things like shifting energy prices.\n\nFor more tips on how Monzo can help you manage your money __[visit our blog](https://monzo.com/blog/cost-of-living-how-were-supporting)__.\n","title1":"Trends: Gain visibility and control over your spending and savings","title2":"Pots: separate your spending, savings, and bills","title3":"See your upcoming bill payments"},"metadata":{"concepts":[],"tags":[]},"sys":{"contentType":{"sys":{"id":"cmsSectionTriptych","linkType":"ContentType","type":"Link"}},"createdAt":"2021-06-14T17:04:23.953Z","environment":{"sys":{"id":"master","linkType":"Environment","type":"Link"}},"id":"1ClUMrqesEeZuHaYYg4ZiN","locale":"en-GB","publishedVersion":83,"revision":6,"space":{"sys":{"id":"ro61k101ee59","linkType":"Space","type":"Link"}},"type":"Entry","updatedAt":"2024-01-25T21:38:55.937Z"}}},"nodeType":"embedded-entry-block"},{"content":[],"data":{"target":{"fields":{"header":"How Monzo can help","image":{"fields":{"description":"A large hand holding a tiny trophy surrounded by sparkles","file":{"contentType":"image/svg+xml","details":{"image":{"height":414,"width":485},"size":23898},"fileName":"success-trophy-hand.svg","url":"//images.ctfassets.net/ro61k101ee59/1gdKiZP6NhaE5PdYuXIPlr/b79845a24689d28186e419289343e42d/success-trophy-hand.svg"},"title":"Success trophy hand"},"metadata":{"concepts":[],"tags":[]},"sys":{"createdAt":"2022-11-15T12:36:58.566Z","environment":{"sys":{"id":"master","linkType":"Environment","type":"Link"}},"id":"1gdKiZP6NhaE5PdYuXIPlr","locale":"en-GB","publishedVersion":10,"revision":3,"space":{"sys":{"id":"ro61k101ee59","linkType":"Space","type":"Link"}},"type":"Asset","updatedAt":"2022-11-17T11:24:45.225Z"}},"sectionName":"How Monzo can help","textCopy":"We'll do everything we can to help you, and we'll never ask you to pay anything you can't afford.\n\nTalk to us and depending on your circumstances, we might be able to postpone repayments if you are seeking independent Debt Advice. \n\nWe’re mindful that health and finances can have a huge impact on one another, and our specialist team can help you by providing tailored support. \n\nIf you require additional support, we will help you in figuring who to talk to.\n\n__[Find out more](https://monzo.com/help/overdrafts-loans)__"},"metadata":{"concepts":[],"tags":[]},"sys":{"contentType":{"sys":{"id":"cmsSectionTextImage","linkType":"ContentType","type":"Link"}},"createdAt":"2022-12-15T12:45:44.766Z","environment":{"sys":{"id":"master","linkType":"Environment","type":"Link"}},"id":"4cu0LTuqnH7D96IEzfYk9J","locale":"en-GB","publishedVersion":17,"revision":3,"space":{"sys":{"id":"ro61k101ee59","linkType":"Space","type":"Link"}},"type":"Entry","updatedAt":"2022-12-15T21:34:36.079Z"}}},"nodeType":"embedded-entry-block"},{"content":[],"data":{"target":{"fields":{"subtitleDescription":"We want to help you find the best solution, especially if you’re going through unique circumstances or struggling with cost of living. We understand everyone is different and we'll do our best to support you.\n\n__Please bear in mind that any solution we agree on may impact your credit score and agreeing on the right one can help improve it with time.__","subtitleText":"Your options"},"metadata":{"concepts":[],"tags":[]},"sys":{"contentType":{"sys":{"id":"cmsSectionSubtitle","linkType":"ContentType","type":"Link"}},"createdAt":"2022-12-15T21:46:14.626Z","environment":{"sys":{"id":"master","linkType":"Environment","type":"Link"}},"id":"7IqeCXAbxpSWLhHdtDgN8S","locale":"en-GB","publishedVersion":4,"revision":1,"space":{"sys":{"id":"ro61k101ee59","linkType":"Space","type":"Link"}},"type":"Entry","updatedAt":"2022-12-15T21:46:14.626Z"}}},"nodeType":"embedded-entry-block"},{"content":[],"data":{"target":{"fields":{"icon1":{"fields":{"description":"","file":{"contentType":"image/png","details":{"image":{"height":48,"width":48},"size":698},"fileName":"Icon (7).png","url":"//images.ctfassets.net/ro61k101ee59/7m9L4EducfBAVak2kDhdD8/f0f02ab2e10df78f3ed759966d9ada9d/Icon__7_.png"},"title":"time_and_support_icon"},"metadata":{"concepts":[],"tags":[]},"sys":{"createdAt":"2023-03-03T17:34:17.916Z","environment":{"sys":{"id":"master","linkType":"Environment","type":"Link"}},"id":"7m9L4EducfBAVak2kDhdD8","locale":"en-GB","publishedVersion":4,"revision":1,"space":{"sys":{"id":"ro61k101ee59","linkType":"Space","type":"Link"}},"type":"Asset","updatedAt":"2023-03-03T17:34:17.916Z"}},"icon2":{"fields":{"description":"","file":{"contentType":"image/png","details":{"image":{"height":48,"width":48},"size":403},"fileName":"Icon (4).png","url":"//images.ctfassets.net/ro61k101ee59/5oCbSobP2dodIEv7jRAiXw/062eb49c457f96acb65633538486417e/Icon__4_.png"},"title":"calendar_icon"},"metadata":{"concepts":[],"tags":[]},"sys":{"createdAt":"2022-12-15T22:00:09.058Z","environment":{"sys":{"id":"master","linkType":"Environment","type":"Link"}},"id":"5oCbSobP2dodIEv7jRAiXw","locale":"en-GB","publishedVersion":7,"revision":1,"space":{"sys":{"id":"ro61k101ee59","linkType":"Space","type":"Link"}},"type":"Asset","updatedAt":"2022-12-15T22:00:09.058Z"}},"sectionNameInternal":"Money worries: your options","text1":"Sometimes you just need time to figure out your incoming and outgoings or to get some independent free advice.\n\nTalk to us to agree on a solution that gives you time to get things in order.","text2":"If you need some extra days to make your payment, we can agree on a date that suits your situation better.\n\nTalk to us to agree on a different date to make your payment.","title1":"Time and support to find the best solution","title2":"Paying on a later date"},"metadata":{"concepts":[],"tags":[]},"sys":{"contentType":{"sys":{"id":"cmsSectionTriptych","linkType":"ContentType","type":"Link"}},"createdAt":"2022-12-15T22:07:09.938Z","environment":{"sys":{"id":"master","linkType":"Environment","type":"Link"}},"id":"6zQ2odEcZMpCcgTtLIHzcP","locale":"en-GB","publishedVersion":23,"revision":4,"space":{"sys":{"id":"ro61k101ee59","linkType":"Space","type":"Link"}},"type":"Entry","updatedAt":"2024-05-22T17:36:53.408Z"}}},"nodeType":"embedded-entry-block"},{"content":[],"data":{"target":{"fields":{"backgroundColor":"Background: Primary","icon1":{"fields":{"description":"","file":{"contentType":"image/png","details":{"image":{"height":48,"width":48},"size":892},"fileName":"Icon (5).png","url":"//images.ctfassets.net/ro61k101ee59/6AGNjRNnUz8RyRUh1c5ZF2/1ada09fab40396cde9f1af892d8fec0e/Icon__5_.png"},"title":"clipboard_icon"},"metadata":{"concepts":[],"tags":[]},"sys":{"createdAt":"2022-12-15T22:02:04.995Z","environment":{"sys":{"id":"master","linkType":"Environment","type":"Link"}},"id":"6AGNjRNnUz8RyRUh1c5ZF2","locale":"en-GB","publishedVersion":5,"revision":1,"space":{"sys":{"id":"ro61k101ee59","linkType":"Space","type":"Link"}},"type":"Asset","updatedAt":"2022-12-15T22:02:04.995Z"}},"icon2":{"fields":{"description":"","file":{"contentType":"image/png","details":{"image":{"height":48,"width":48},"size":1262},"fileName":"Icon (6).png","url":"//images.ctfassets.net/ro61k101ee59/55ZvTEaC98sdOTeUe70A7a/268b42ec193ae7fefed7a2f28160f699/Icon__6_.png"},"title":"safeguard_icon"},"metadata":{"concepts":[],"tags":[]},"sys":{"createdAt":"2022-12-15T22:09:19.924Z","environment":{"sys":{"id":"master","linkType":"Environment","type":"Link"}},"id":"55ZvTEaC98sdOTeUe70A7a","locale":"en-GB","publishedVersion":4,"revision":1,"space":{"sys":{"id":"ro61k101ee59","linkType":"Space","type":"Link"}},"type":"Asset","updatedAt":"2022-12-15T22:09:19.924Z"}},"sectionNameInternal":"Money worries: Options 2","text1":"In some circumstances, the best thing might be to set up a repayment plan. \n\nWe have a range of plans available which we can tailor based on what you can afford. ","text2":"Share with us is a way for our customers to tell us what additional support they need discreetly, with no phone calls involved and no chat log history. This links directly to our specialist support team, who are trained to support customers in difficult or distressing circumstances.\n\n- You can find out more about __[talking to us about your mental health in this help article](https://monzo.com/help/your-needs/mental-health)__\n- You can __[contact us directly and discreetly](monzo://backend_screen?id=experiment:share_with_us_dynamic_form_v2)__ if you're on your phone, alternatively:\n - Tap the __Help__ icon in the menu bar of your Monzo app\n - Search __'Talking to us about your mental health'__\n - Tap '__Tell us more'__ at the bottom of the article\n","title1":"Repayment plans","title2":"Share With Us"},"metadata":{"concepts":[],"tags":[]},"sys":{"contentType":{"sys":{"id":"cmsSectionTriptych","linkType":"ContentType","type":"Link"}},"createdAt":"2022-12-15T22:22:03.972Z","environment":{"sys":{"id":"master","linkType":"Environment","type":"Link"}},"id":"3kWlJ8mr0kxeS3h1g3uA8W","locale":"en-GB","publishedVersion":33,"revision":7,"space":{"sys":{"id":"ro61k101ee59","linkType":"Space","type":"Link"}},"type":"Entry","updatedAt":"2024-05-29T08:42:47.260Z"}}},"nodeType":"embedded-entry-block"},{"content":[],"data":{"target":{"fields":{"header":"Talking to us about domestic and financial abuse","image":{"fields":{"description":"","file":{"contentType":"image/png","details":{"image":{"height":234,"width":332},"size":8070},"fileName":"Monzo_Illustration_Conversation_RGB 1.png","url":"//images.ctfassets.net/ro61k101ee59/70SHPtzVljn3RRfQm2i5Py/0d056032cf1da270d746ac67ee7c7716/Monzo_Illustration_Conversation_RGB_1.png"},"title":"simple_speech bubble"},"metadata":{"concepts":[],"tags":[]},"sys":{"createdAt":"2022-12-15T22:32:16.663Z","environment":{"sys":{"id":"master","linkType":"Environment","type":"Link"}},"id":"70SHPtzVljn3RRfQm2i5Py","locale":"en-GB","publishedVersion":5,"revision":1,"space":{"sys":{"id":"ro61k101ee59","linkType":"Space","type":"Link"}},"type":"Asset","updatedAt":"2022-12-15T22:32:16.663Z"}},"sectionName":"Money worries: Financial abuse","textCopy":"The Domestic Abuse Acts defines economic abuse as any behaviour that stops you earning, accessing, using or managing money, and the things money can buy – like a phone or car, bills, food or clothing.\n\nEconomic abuse can involve someone taking advantage of your money, controlling what you spend your money on, sabotaging your financial resources and manipulation or coercion.If you’re experiencing domestic or financial abuse: \n\n- You can find more in our blog post: ‘[__What is economic abuse and how to spot it__](https://monzo.com/blog/2022/02/16/what-is-economic-abuse-and-how-to-spot-it)’\n- You can find extra support by contacting [__Surviving Economic Abuse__](https://survivingeconomicabuse.org/) which is the only UK charity dedicated to raising awareness of economic abuse and transforming responses to it.\n- You can __[contact us directly and discreetly](monzo://backend_screen?id=experiment:share_with_us_dynamic_form_v2)__ if you're on your phone, alternatively:\n - Tap the __Help__ icon in the menu bar of your Monzo app\n - Search __'Talking to us about domestic and financial abuse'__\n - Tap '__Tell us more'__ at the bottom of the article\n"},"metadata":{"concepts":[],"tags":[]},"sys":{"contentType":{"sys":{"id":"cmsSectionTextImage","linkType":"ContentType","type":"Link"}},"createdAt":"2021-06-14T16:52:18.460Z","environment":{"sys":{"id":"master","linkType":"Environment","type":"Link"}},"id":"1KTwaulYPDTngYUysAIY2s","locale":"en-GB","publishedVersion":70,"revision":4,"space":{"sys":{"id":"ro61k101ee59","linkType":"Space","type":"Link"}},"type":"Entry","updatedAt":"2024-01-25T21:31:04.954Z"}}},"nodeType":"embedded-entry-block"},{"content":[],"data":{"target":{"fields":{"header":"How to get in touch","image":{"fields":{"description":"","file":{"contentType":"image/png","details":{"image":{"height":259,"width":427},"size":24018},"fileName":"Group 10009.png","url":"//images.ctfassets.net/ro61k101ee59/1aZqoN2wduKORgakGSqAiC/097573c61d8af2b164cdb052ad91ecfd/Group_10009.png"},"title":"messaging"},"metadata":{"concepts":[],"tags":[]},"sys":{"createdAt":"2022-12-16T12:19:37.761Z","environment":{"sys":{"id":"master","linkType":"Environment","type":"Link"}},"id":"1aZqoN2wduKORgakGSqAiC","locale":"en-GB","publishedVersion":4,"revision":1,"space":{"sys":{"id":"ro61k101ee59","linkType":"Space","type":"Link"}},"type":"Asset","updatedAt":"2022-12-16T12:19:37.761Z"}},"sectionName":"Money worries: How to get in touch","textCopy":"Whether you're feeling the pressure due to increased cost of living, you're worried about keeping up with your repayments on a Borrowing product, or your circumstances have changed please let us know.\n\nThe best way to get in touch with us is via __in-app chat__ to discuss your circumstances with a financial difficulties specialist and find out how we can support you. \n\n- You can __[contact us directly here](https://monzo.com/-deeplinks/support)__\n- If you can’t chat to us through the app, you can also email us (help@monzo.com) or phone us (0800 802 1281)"},"metadata":{"concepts":[],"tags":[]},"sys":{"contentType":{"sys":{"id":"cmsSectionTextImage","linkType":"ContentType","type":"Link"}},"createdAt":"2022-12-16T12:19:45.297Z","environment":{"sys":{"id":"master","linkType":"Environment","type":"Link"}},"id":"4HGPLOSTv2bF7Z4ptgCV3f","locale":"en-GB","publishedVersion":12,"revision":1,"space":{"sys":{"id":"ro61k101ee59","linkType":"Space","type":"Link"}},"type":"Entry","updatedAt":"2022-12-16T12:19:45.297Z"}}},"nodeType":"embedded-entry-block"},{"content":[],"data":{"target":{"fields":{"header":"Be aware of fraudsters","image":{"fields":{"description":"An exclamation mark in a circle next to a sad star","file":{"contentType":"image/svg+xml","details":{"image":{"height":400,"width":523},"size":12954},"fileName":"negative-warning-fraud.svg","url":"//images.ctfassets.net/ro61k101ee59/1EiSFZ9GOpU9hML0lqMyiZ/971f512da0c26e11d556054e2abc4daf/negative-warning-fraud.svg"},"title":"Negative warning fraud"},"metadata":{"concepts":[],"tags":[]},"sys":{"createdAt":"2022-11-15T12:21:49.490Z","environment":{"sys":{"id":"master","linkType":"Environment","type":"Link"}},"id":"1EiSFZ9GOpU9hML0lqMyiZ","locale":"en-GB","publishedVersion":12,"revision":2,"space":{"sys":{"id":"ro61k101ee59","linkType":"Space","type":"Link"}},"type":"Asset","updatedAt":"2022-11-17T11:24:45.141Z"}},"sectionName":"Cost of living: beware of fraudsters ","textCopy":"Unfortunately fraudsters are always trying to take advantage of people. We've gathered advice on how to spot suspicious activity including people pretending to be the police, utility suppliers, HMRC or even your bank\n\nIf you’ve been tricked into sending someone money, speak to us immediately either over the phone or through the app.\n\n__[Read more about spotting potential scams.](https://monzo.com/i/fraud/)__"},"metadata":{"concepts":[],"tags":[]},"sys":{"contentType":{"sys":{"id":"cmsSectionTextImage","linkType":"ContentType","type":"Link"}},"createdAt":"2022-12-16T12:34:25.319Z","environment":{"sys":{"id":"master","linkType":"Environment","type":"Link"}},"id":"2ayvZ9h0ItTsuuIrO4MNTj","locale":"en-GB","publishedVersion":10,"revision":1,"space":{"sys":{"id":"ro61k101ee59","linkType":"Space","type":"Link"}},"type":"Entry","updatedAt":"2022-12-16T12:34:25.319Z"}}},"nodeType":"embedded-entry-block"},{"content":[],"data":{"target":{"fields":{"subtitleDescription":"We've collected links from popular UK gas and electricity providers for guidance on the support that is available. \n\n__*Monzo is not responsible for the content of third party websites.*__","subtitleText":"If you’re worried about your energy bills"},"metadata":{"concepts":[],"tags":[]},"sys":{"contentType":{"sys":{"id":"cmsSectionSubtitle","linkType":"ContentType","type":"Link"}},"createdAt":"2022-12-16T14:07:57.100Z","environment":{"sys":{"id":"master","linkType":"Environment","type":"Link"}},"id":"6fZO4LSOrIV52mmoRIB8dT","locale":"en-GB","publishedVersion":4,"revision":1,"space":{"sys":{"id":"ro61k101ee59","linkType":"Space","type":"Link"}},"type":"Entry","updatedAt":"2022-12-16T14:07:57.100Z"}}},"nodeType":"embedded-entry-block"},{"content":[],"data":{"target":{"fields":{"internalSectionName":"Cost of living: energy links ","markdownContent":"| Provider | Links |\n| -------------- | ------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------- |\n| British Gas | [Independent fuel debt advice – British Gas Energy Trust](https://britishgasenergytrust.org.uk/)\u003cbr/\u003e\u003cbr/\u003e[Help if you're struggling to pay for your energy (britishgas.co.uk)](https://www.britishgas.co.uk/energy/help-if-youre-struggling-to-pay.html) |\n| EDF | [Extra support when you need it \u0026#124;EDF (edfenergy.com)](https://www.edfenergy.com/for-home/help-centre/faq/extra-support-when-you-need-it?steps=23147#chapter-23146-6) |\n| E.ON | [EON Energy Fund -E.ON Energy Fund](https://www.eonenergyfund.com/)\u003cbr/\u003e\u003cbr/\u003e[Getting help to pay your bill\u0026#124; Help and support \u0026#124; E.ON (eonenergy.com)](https://www.eonenergy.com/for-your-home/help-and-support/getting-help-pay-your-bill) |\n| E.ON Next | [ E.ON Next Energy Fund (eonnextenergyfund.com)](https://www.eonnextenergyfund.com/)\u003cbr/\u003e\u003cbr/\u003e[Struggling to pay – our policies \u0026#124;E.ON Next (eonnext.com)](https://www.eonnext.com/policies/struggling-to-pay) |\n| OVO Energy | [Struggling to Pay Your Energy Bills? We Can Help (ovoenergy.com)](https://www.ovoenergy.com/help/debt-and-energy-assistance#what-is-the-ovo-energy-fund) |\n| Octopus Energy | [Struggling to pay your bills? We can help \u0026#124;Octopus Energy](https://octopus.energy/blog/struggling-to-pay/) |\n| Scottish Power | [Hardship Fund - ScottishPower Community](https://community.scottishpower.co.uk/t5/Extra-Help/Hardship-Fund/ta-p/53)\u003cbr/\u003e\u003cbr/\u003e[Financial help - ScottishPower Community](https://community.scottishpower.co.uk/t5/Extra-Help/Financial-help/ta-p/4815) |\n| Shell Energy | [Shell Energy here to help](https://www.shellenergy.co.uk/info/here-to-help) "},"metadata":{"concepts":[],"tags":[]},"sys":{"contentType":{"sys":{"id":"cmsSectionMarkdown","linkType":"ContentType","type":"Link"}},"createdAt":"2022-12-16T14:01:34.949Z","environment":{"sys":{"id":"master","linkType":"Environment","type":"Link"}},"id":"3GvIbkeEwx2pJ1VmNofxi6","locale":"en-GB","publishedVersion":68,"revision":4,"space":{"sys":{"id":"ro61k101ee59","linkType":"Space","type":"Link"}},"type":"Entry","updatedAt":"2022-12-16T15:11:08.258Z"}}},"nodeType":"embedded-entry-block"},{"content":[],"data":{"target":{"fields":{"subtitleDescription":"Charities and organisations who can offer advice, help and support if you're in financial difficulties.\n\n__*Monzo is not responsible for the content of third party websites.*__","subtitleText":"Where else can I get help?"},"metadata":{"concepts":[],"tags":[]},"sys":{"contentType":{"sys":{"id":"cmsSectionSubtitle","linkType":"ContentType","type":"Link"}},"createdAt":"2021-06-14T16:52:26.000Z","environment":{"sys":{"id":"master","linkType":"Environment","type":"Link"}},"id":"1oHky3MHHqJPitFZ8R3Aov","locale":"en-GB","publishedVersion":65,"revision":2,"space":{"sys":{"id":"ro61k101ee59","linkType":"Space","type":"Link"}},"type":"Entry","updatedAt":"2022-12-16T14:08:14.985Z"}}},"nodeType":"embedded-entry-block"},{"content":[],"data":{"target":{"fields":{"internalSectionName":"Money Worries: Signposting Table","markdownContent":"\n| Who? | What can they do? | How do I contact them? |\n| ---------- | ---------- | ---------- |\n| Money Helper | Money Helper provide free money guidance and debt advice online and by telephone. | Web: https://www.moneyhelper.org.uk/ Phone: 0800 138 7777. |\n| StepChange | Step Change Debt Charity offer free to client independent debt advice. They cover various debt scenarios from development of repayment arrangements to insolvency. | Web: https://www.stepchange.org Phone: 0800 1381111. Email: https://www.stepchange.org/send-us-an-email.aspx |\n| National Debtline | National Debtline offer free and independent advice through telephone and online advice services. Website includes fact sheets on bankruptcy, IVA, DROs etc. | Web: http://www.nationaldebtline.org Phone: 0808 808 4000. |\n| Business Debtline | Business Debtline are part of National Debtline, and are the only organisation that offers advice to business owners. | Web: https://www.businessdebtline.org/ Phone: 0800 197 6026. |\n| Citizens Advice Bureau | Citizens Advice Bureau provide free, confidential information and advice to assist people with financial, legal and other issues that may arise. | Web: https://www.citizensadvice.org.uk/ Phone: 03444 111 444. |\n| PayPlan | Payplan offer free debt solutions including IVAs, Trust Deeds, free Debt Management Plans and help with bankruptcy. | Web: https://www.payplan.com/ Phone: 0800 280 2816. |\n| Turn2Us | Turn2Us provide advice on many issues, and have an online benefit calculator. | Web: https://www.turn2us.org.uk/ |\n|Entitledto|They help people determine what they can claim from national and local government via our self-serve calculators.| Web:https://www.entitledto.co.uk/ |\n|Trussell Trust |Services include a nationwide network of over 1,200 food banks to assist those in poverty, by providing a minimum of three days' nutritionally-balanced emergency food to people who have been referred in crisis. |Web:https://www.trusselltrust.org/ Phone: 01722 580180. Email: enquiries@trusselltrust.org|\n"},"metadata":{"concepts":[],"tags":[]},"sys":{"contentType":{"sys":{"id":"cmsSectionMarkdown","linkType":"ContentType","type":"Link"}},"createdAt":"2021-06-14T16:52:32.265Z","environment":{"sys":{"id":"master","linkType":"Environment","type":"Link"}},"id":"1nR4bqSrKGMV3pBGhQT1Pm","locale":"en-GB","publishedVersion":257,"revision":3,"space":{"sys":{"id":"ro61k101ee59","linkType":"Space","type":"Link"}},"type":"Entry","updatedAt":"2022-12-16T14:07:16.927Z"}}},"nodeType":"embedded-entry-block"},{"content":[],"data":{"target":{"fields":{"header":"Getting help elsewhere","image":{"fields":{"description":"A magnifying glass with an eye looking through it, surrounded by sparkles","file":{"contentType":"image/svg+xml","details":{"image":{"height":374,"width":504},"size":6314},"fileName":"review-investigation-eye-search-magnifying-glass.svg","url":"//images.ctfassets.net/ro61k101ee59/4sIPAy4Ngmqmz6x3W32qIQ/92a2ac6efee6acc4730817db7afa8d06/review-investigation-eye-search-magnifying-glass.svg"},"title":"Review investigation eye search magnifying glass"},"metadata":{"concepts":[],"tags":[]},"sys":{"createdAt":"2022-11-15T12:35:19.620Z","environment":{"sys":{"id":"master","linkType":"Environment","type":"Link"}},"id":"4sIPAy4Ngmqmz6x3W32qIQ","locale":"en-GB","publishedVersion":11,"revision":2,"space":{"sys":{"id":"ro61k101ee59","linkType":"Space","type":"Link"}},"type":"Asset","updatedAt":"2022-11-17T11:24:45.235Z"}},"sectionName":"Signposting","textCopy":"Sometimes your situation might require specialist support that Monzo doesn’t offer. 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We’ve put together a list of external resources you might find useful, based on what our customers talk to us about the most.\n\n[Signposting to external organisations](https://monzo.com/supporting-customers-signposting/)"},"metadata":{"concepts":[],"tags":[]},"sys":{"contentType":{"sys":{"id":"cmsSectionTextImage","linkType":"ContentType","type":"Link"}},"createdAt":"2021-06-14T16:30:48.526Z","environment":{"sys":{"id":"master","linkType":"Environment","type":"Link"}},"id":"24UzjsJzi8navxvRrmkwHC","locale":"en-GB","publishedVersion":24,"revision":4,"space":{"sys":{"id":"ro61k101ee59","linkType":"Space","type":"Link"}},"type":"Entry","updatedAt":"2023-07-04T13:16:10.306Z"}}},"nodeType":"embedded-entry-block"}],"componentProps":{},"designSystemEnabled":true,"featureGates":{"ca_daxenabled":true,"1p_saving_challenge_countdown":false,"ca_flex_build_navigation_link":true,"lunio_enabled":true,"isa_allowance_countdown":true},"experiments":[{"experimentID":"ca_homepage_navigation_cta_pairing","variant":"Control"},{"experimentID":"header_navigation_reorder","variant":"Test"},{"experimentID":"ca_homepage_navigation_cta_pairing","variant":"Control"},{"experimentID":"header_navigation_reorder","variant":"Test"}],"hasExperiments":true,"dynamicText":{"nav":"Sign up","cta":"Open an account for free"},"cookies":{}},"__N_SSP":true},"page":"/[...dynamic]","query":{"dynamic":["money-worries"]},"buildId":"NDyvg1of-74OxLMjha45W","assetPrefix":"https://static-assets.monzo.com/monzo-com/f04fcb3c609b211d8757da342702c8cb8af5525d","runtimeConfig":{"apiFqdn":"internal-api.monzo.com","publicApiFqdn":"api.monzo.com","publicClientId":"oauth2client_0000ATbSRBo8E4Es6Ss3k6","publicClientSecret":"mnzpub.eQUHgQ9y9tbER/x0k0LRW9KOoVkOnb4dMwCxLQxC8AoLPwGdDXlQ7EODWlgmgq+r9j+vCurgzX1Ya0m7uVCTMQ==","test_apiFqdn":"api.s101.nonprod-ffs.io","sentryProject":"monzo-com-web","sentryOrg":"monzo","sentryDSN":"https://06894583d63658ed47fe4e9943f497fa@o23827.ingest.sentry.io/4505743602483200","environment":"production","anonIDCookieDomain":".monzo.com"},"isFallback":false,"isExperimentalCompile":false,"gssp":true,"appGip":true,"scriptLoader":[]}</script></body><script src="https://internal-api.monzo.com/static/util.js"></script></html></body></html>