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Monzo | Fee-free Debit & Credit Cards Made for Travel
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.92-.747 1.667-1.667 1.667h-.833V5Zm-5-1.667H9.167a.834.834 0 0 0-.828.737l-.005.097V5h3.333v-.833a.833.833 0 0 0-.833-.834Z" clip-rule="evenodd"></path></svg></div><span class="NavigationTopLevelItems_navigationTopLevelItemButtonContent__ACT5e">Business</span></a></li></ul></div></nav></div><div class="HeaderVariant_mobilePrimaryCTAExperiment__gNqIQ"><span class="HeaderVariant_headerNavigationExtraWrapper__Nf5wL HeaderVariant_mobileVisible__dyVF_"><a data-testid="header-primary-cta" class="Button_button__OFOdO Button_primary__WTwSy Button_center__lDq2_ HeaderVariant_mobileVisible__dyVF_" data-monzoanalytics-no-tracking="true" target="_self" href="https://we83.adj.st/home?adj_t=1dj2rkno_1dxkjz95&adj_redirect=https%3A%2F%2Fmonzo.com%2Fsign-up&adj_engagement_type=fallback_click" rel="noopener noreferrer external" aria-label="Open a Monzo account"><span aria-hidden="true"><span class="Button_text__S2FJ_"><span>Sign up</span></span></span></a></span></div></div></header><main id="mainContent" class="Main_main__qK_Jw"><div class="LaunchHeader_launchHeaderContainer__hD4_9"><section class="LaunchHeader_launchHeaderSection__a1cmx Section_section__mRxGN Section_forceDarkMode__UnZnw Section_auto__2Ub8u Section_paddingnone__2ufem"><div class="Section_imageContainer__SSnA2 LaunchHeader_launchHeaderBackground__RYJEg LaunchHeader_backgroundPosition__Azm_G LaunchHeader_middle___KTJ8 LaunchHeader_center__M_0lk"><picture><source media="(max-width: 615px)" type="image/avif" srcSet="https://images.ctfassets.net/ro61k101ee59/6DwBrrV4HsGYIu3Haow6P1/e95bc1032c4950d07734d300d9670abb/Speedo-Man-Mobile.jpg?w=1230&fm=avif&q=75"/><source media="(max-width: 615px)" type="image/webp" srcSet="https://images.ctfassets.net/ro61k101ee59/6DwBrrV4HsGYIu3Haow6P1/e95bc1032c4950d07734d300d9670abb/Speedo-Man-Mobile.jpg?w=1230&fm=webp&q=75"/><source media="(min-width: 616px)" type="image/avif" srcSet="https://images.ctfassets.net/ro61k101ee59/6G3tjTf1XgZmr6JExnjuyl/d5af8551ebdede711f18d95ab392a22d/Speedo-Man-Desktop.jpg?w=2880&fm=avif&q=75"/><source media="(min-width: 616px)" type="image/webp" srcSet="https://images.ctfassets.net/ro61k101ee59/6G3tjTf1XgZmr6JExnjuyl/d5af8551ebdede711f18d95ab392a22d/Speedo-Man-Desktop.jpg?w=2880&fm=webp&q=75"/><img src="https://images.ctfassets.net/ro61k101ee59/6DwBrrV4HsGYIu3Haow6P1/e95bc1032c4950d07734d300d9670abb/Speedo-Man-Mobile.jpg" alt="" loading="lazy"/></picture></div><div class="Section_contentContainer__ciYat"><div class="LaunchHeader_launchHeader__HnsN5"><div class="Section_container__mkPCF Section_section__mRxGN Section_transparent__1pVXx Section_auto__2Ub8u Section_paddingnone__2ufem"><div class="Section_contentContainer__ciYat"><div class="Block_block__Q3GQF Block_transparent__FJxI6 Block_textLeft__FXaVt Block_horizontalCenter__Hc_pi Block_verticalMiddle__vqNW5 Block_paddingHorizontalMedium__jHl0b Block_paddingVerticalMedium__5Q4LL Block_marginHorizontalAuto__JOVH_ Block_marginVerticalNone__DIokE Block_orderRightMd__320DP Block_orderRightSm__jfS86 Block_orderTopXs__68JmA"><div class="Block_contentContainer__CWeAy"><div class="LaunchHeader_emptyBlock__cPiqB"></div></div></div><div class="Block_block__Q3GQF Block_forceDarkMode__vY6vw Block_transparent__FJxI6 Block_textLeft__FXaVt Block_verticalMiddle__vqNW5 Block_paddingHorizontalXsmall__DiuSr Block_paddingVerticalNone__65947 Block_marginHorizontalAuto__JOVH_ Block_marginVerticalNone__DIokE Block_orderLeftMd__hA7NI Block_orderLeftSm___aCOK Block_orderBottomXs__ziQdx"><div class="Block_contentContainer__CWeAy"><div class="LaunchHeader_textCard__OUZf7"><h1 class="Title_title__6QR87 Title_forceDarkMode__UjAB1 Title_coral__VkIrk Title_xlarge__KwPgO Title_left___R_Ga Title_marginBottom__TiQqA" id="the-bank-made-for-travel">The bank made for travel</h1><div class="LaunchHeader_descriptionContainer__XvtNz"><div class="Markdown_Markdown__aEd_X Markdown_light__YcqB9"><div class="Text_text__CSJ_O Text_lead___fdMb Text_marginBottom___UK4L"><p>Pay anywhere and in any currency on your debit or credit card. Split bills in just a few taps, and upgrade to Monzo Max for worldwide travel insurance.</p></div></div></div><div class="LaunchHeader_ctaContainer__Nzfxi"><div class="LaunchHeader_buttonContainer__mRtyq"><a class="Button_button__OFOdO Button_forceDarkMode__BD50f Button_primary__WTwSy Button_center__lDq2_" data-monzoanalytics-no-tracking="true" target="_self" href="https://we83.adj.st/home?adj_t=1dj2rkno_1dxkjz95&adj_redirect=https%3A%2F%2Fmonzo.com%2Fsign-up&adj_engagement_type=fallback_click" rel="noopener noreferrer external"><span class="Button_text__S2FJ_">Open an account for free</span></a></div><div class="LaunchHeader_legalTextContainer__7S3PG"><div class="Markdown_Markdown__aEd_X Markdown_light__YcqB9"><div class="Text_text__CSJ_O Text_marginBottom___UK4L Text_legalText__DQPp3"><p>UK residents only. Ts&cs apply.</p></div></div></div></div><div class="LaunchHeader_logosContainer___u_CB"><section class="Section_section__mRxGN Section_transparent__1pVXx Section_auto__2Ub8u Section_paddingnone__2ufem"><div class="Section_contentContainer__ciYat"><div class="Block_block__Q3GQF Block_transparent__FJxI6 Block_textLeft__FXaVt Block_paddingHorizontalNone__oOOVI Block_paddingVerticalNone__65947 Block_marginHorizontalAuto__JOVH_ Block_marginVerticalNone__DIokE"><div class="Block_contentContainer__CWeAy"><ul class="LogoList_LogoList__jt7uX LogoList_desktopHorizontalLeft__6DJpE LogoList_mobileHorizontalLeft__WtGoC LogoList_marginNone__pmX8_ LogoList_noWrap__Os0R1"><li><img class="Logo_Logo__DhKh1 Logo_large__x0lmA" src="https://static-assets.monzo.com/monzo-com/2f79839f378680d0862bf6c599260f55f03455aa/_next/static/media/fscs-on-light.5c013607.svg" alt="Financial Services Compensation Scheme Protected"/></li><li><img class="Logo_Logo__DhKh1 Logo_large__x0lmA" src="https://images.ctfassets.net/ro61k101ee59/3BG7l6BqbCiuDWZPE0NBYv/b12a53e3f4f08c8713df4db9d99b8913/cass-lightmode.svg" alt="Current Account Switch Guarantee"/></li><li><img class="Logo_Logo__DhKh1 Logo_large__x0lmA" src="https://images.ctfassets.net/ro61k101ee59/4UDZTOM807ySkSj3e2uMRa/6aa1a1c51f35310e6ca929e8c375cf73/BBA_Winner_White_300dpi_Best_banking_app.png" alt="Best Banking App Award 2023"/></li></ul></div></div></div></section></div></div></div></div></div></div></div></div></section></div><section class="Subtitle_negativeBottomMargin__g30NM Section_section__mRxGN Section_secondary__NxgD1 Section_auto__2Ub8u Section_paddingtopsmall__VdEcb Section_paddingbottomsmall__uQk44"><div class="Section_contentContainer__ciYat"><div class="Block_block__Q3GQF Block_transparent__FJxI6 Block_textCenter__WvWTU Block_horizontalCenter__Hc_pi Block_verticalMiddle__vqNW5 paddingHorizontalAuto Block_paddingVerticalSmall__5ZA7U Block_marginHorizontalAuto__JOVH_ Block_marginVerticalMedium__F7wka Block_noBottomSpacing__4UApD"><div class="Block_contentContainer__CWeAy"><div class="Subtitle_content__YW5SS"><h2 class="Title_title__6QR87 Title_primary__m7Tjj Title_large__HoUUC Title_center__fqUI_" id="your-bank-account-for-going-abroad">Your bank account for going abroad</h2></div></div></div></div></section><section class="Section_section__mRxGN Section_secondary__NxgD1 stack Section_paddingbottomsmall__uQk44"><div class="Section_contentContainer__ciYat"><div class="FeatureDiscoveryGrid_featureDiscoveryGridContainer__iNCJa Section_container__mkPCF Section_section__mRxGN Section_secondary__NxgD1 Section_spacingmedium__vrbFT Section_auto__2Ub8u"><div class="Section_contentContainer__ciYat Section_spacingmedium__vrbFT"><div class="Block_block__Q3GQF Block_primary__bxLMR Block_textLeft__FXaVt Block_paddingHorizontalMedium__jHl0b Block_paddingVerticalMedium__5Q4LL Block_marginHorizontalAuto__JOVH_ Block_marginVerticalNone__DIokE FeatureDiscoveryGrid_featureDiscoveryGridBlock__5atlc"><div class="Block_contentContainer__CWeAy FeatureDiscoveryGrid_featureDiscoveryGridBlockContainer__iFjd9"><img class="FeatureDiscoveryGrid_featureDiscoveryGridIcon__MmQcN Icon_icon__Haypr Icon_addMargin__1i9ZI Icon_transparent__gOWmA Icon_large__McJOc Icon_image__BmpRz Icon_noFill__Cnqz2" src="https://images.ctfassets.net/ro61k101ee59/55svQcJhaeAEZ3qUBgzsvA/b9857b2fe4a8ec1e3ab308960f59b9e7/Free_yourself_from_fees.svg" aria-hidden="true" alt="" loading="lazy"/><h3 class="Title_title__6QR87 Title_primary__m7Tjj Title_medium__e61O9 Title_left___R_Ga Title_marginBottom__TiQqA" id="free-yourself-from-fees">Free yourself from fees</h3><div class="Markdown_Markdown__aEd_X Markdown_light__YcqB9"><div class="Text_text__CSJ_O Text_marginBottom___UK4L"><p>Pay anywhere and in any currency – on your debit or credit card – with no foreign transaction fees or hidden costs. That leaves more money for souvenir T-shirts. We pass <a class="Button_button__OFOdO Button_link__wbUuG Button_inline__ptjDW Button_center__lDq2_" data-monzoanalytics-no-tracking="true" target="_self" rel="" href="https://monzo.com/ecb-rates/"><span class="Button_text__S2FJ_">Mastercard’s exchange rate</span></a> directly onto you, without any sneaky fees.</p></div></div></div></div><div class="Block_block__Q3GQF Block_primary__bxLMR Block_textLeft__FXaVt Block_paddingHorizontalMedium__jHl0b Block_paddingVerticalMedium__5Q4LL Block_marginHorizontalAuto__JOVH_ Block_marginVerticalNone__DIokE FeatureDiscoveryGrid_featureDiscoveryGridBlock__5atlc"><div class="Block_contentContainer__CWeAy FeatureDiscoveryGrid_featureDiscoveryGridBlockContainer__iFjd9"><img class="FeatureDiscoveryGrid_featureDiscoveryGridIcon__MmQcN Icon_icon__Haypr Icon_addMargin__1i9ZI Icon_transparent__gOWmA Icon_large__McJOc Icon_image__BmpRz Icon_noFill__Cnqz2" src="https://images.ctfassets.net/ro61k101ee59/IINar4oziDIXaymqqHhaw/394de87314b69aa4ee0a969624fad4d0/Make_free_cash_withdrawals_abroad.svg" aria-hidden="true" alt="" loading="lazy"/><h3 class="Title_title__6QR87 Title_primary__m7Tjj Title_medium__e61O9 Title_left___R_Ga Title_marginBottom__TiQqA" id="make-free-cash-withdrawals-abroad">Make free cash withdrawals abroad</h3><div class="Markdown_Markdown__aEd_X Markdown_light__YcqB9"><div class="Text_text__CSJ_O Text_marginBottom___UK4L"><p>If Monzo's your <a class="Button_button__OFOdO Button_link__wbUuG Button_inline__ptjDW Button_center__lDq2_" data-monzoanalytics-no-tracking="true" target="_self" href="https://monzo.com/legal/fee-information/#our-replacement-card-and-atm-fee-criteria" rel="noopener noreferrer external"><span class="Button_text__S2FJ_">main bank account</span></a>, make unlimited fee-free withdrawals in the European Economic Area (EEA), and up to £200 every 30 days anywhere else. After that, we'll charge 3%. <a class="Button_button__OFOdO Button_link__wbUuG Button_inline__ptjDW Button_center__lDq2_" data-monzoanalytics-no-tracking="true" target="_self" href="https://monzo.com/help/travelling/understanding-fees/" rel="noopener noreferrer external"><span class="Button_text__S2FJ_">See a breakdown of all cash withdrawal limits here.</span></a></p></div></div></div></div><div class="Block_block__Q3GQF Block_primary__bxLMR Block_textLeft__FXaVt Block_paddingHorizontalMedium__jHl0b Block_paddingVerticalMedium__5Q4LL Block_marginHorizontalAuto__JOVH_ Block_marginVerticalNone__DIokE FeatureDiscoveryGrid_featureDiscoveryGridBlock__5atlc"><div class="Block_contentContainer__CWeAy FeatureDiscoveryGrid_featureDiscoveryGridBlockContainer__iFjd9"><img class="FeatureDiscoveryGrid_featureDiscoveryGridIcon__MmQcN Icon_icon__Haypr Icon_addMargin__1i9ZI Icon_transparent__gOWmA Icon_large__McJOc Icon_image__BmpRz Icon_noFill__Cnqz2" src="https://images.ctfassets.net/ro61k101ee59/Q9aSgZCaLgVPxHjWf3SUR/73d0c5c48e05d6f36587b41fbba1a27b/See_exchange_rates_in_the_app.svg" aria-hidden="true" alt="" loading="lazy"/><h3 class="Title_title__6QR87 Title_primary__m7Tjj Title_medium__e61O9 Title_left___R_Ga Title_marginBottom__TiQqA" id="see-exchange-rates-in-the-app">See exchange rates in the app</h3><div class="Markdown_Markdown__aEd_X Markdown_light__YcqB9"><div class="Text_text__CSJ_O Text_marginBottom___UK4L"><p>Understand exactly what you're spending by seeing the real-time exchange rates when you spend abroad.</p></div></div></div></div></div></div><div class="FeatureDiscoveryGrid_featureDiscoveryGridContainer__iNCJa Section_container__mkPCF Section_section__mRxGN Section_secondary__NxgD1 Section_spacingmedium__vrbFT Section_auto__2Ub8u"><div class="Section_contentContainer__ciYat Section_spacingmedium__vrbFT"><div class="Block_block__Q3GQF Block_primary__bxLMR Block_textLeft__FXaVt Block_paddingHorizontalMedium__jHl0b Block_paddingVerticalMedium__5Q4LL Block_marginHorizontalAuto__JOVH_ Block_marginVerticalNone__DIokE FeatureDiscoveryGrid_featureDiscoveryGridBlock__5atlc"><div class="Block_contentContainer__CWeAy FeatureDiscoveryGrid_featureDiscoveryGridBlockContainer__iFjd9"><img class="FeatureDiscoveryGrid_featureDiscoveryGridIcon__MmQcN Icon_icon__Haypr Icon_addMargin__1i9ZI Icon_transparent__gOWmA Icon_large__McJOc Icon_image__BmpRz Icon_noFill__Cnqz2" src="https://images.ctfassets.net/ro61k101ee59/1CPtrTWXxdCAwHr6waoXKF/fa53f8c48c21985074427c064231a944/Stay_in_the_know_wherever_you_go.svg" aria-hidden="true" alt="" loading="lazy"/><h3 class="Title_title__6QR87 Title_primary__m7Tjj Title_medium__e61O9 Title_left___R_Ga Title_marginBottom__TiQqA" id="stay-in-the-know-wherever-you-go">Stay in the know, wherever you go</h3><div class="Markdown_Markdown__aEd_X Markdown_light__YcqB9"><div class="Text_text__CSJ_O Text_marginBottom___UK4L"><p>Keep track of travel costs with instant notifications every time you spend. We'll also send you a detailed spending report at the end of your trip.</p></div></div></div></div><div class="Block_block__Q3GQF Block_primary__bxLMR Block_textLeft__FXaVt Block_paddingHorizontalMedium__jHl0b Block_paddingVerticalMedium__5Q4LL Block_marginHorizontalAuto__JOVH_ Block_marginVerticalNone__DIokE FeatureDiscoveryGrid_featureDiscoveryGridBlock__5atlc"><div class="Block_contentContainer__CWeAy FeatureDiscoveryGrid_featureDiscoveryGridBlockContainer__iFjd9"><img class="FeatureDiscoveryGrid_featureDiscoveryGridIcon__MmQcN Icon_icon__Haypr Icon_addMargin__1i9ZI Icon_transparent__gOWmA Icon_large__McJOc Icon_image__BmpRz Icon_noFill__Cnqz2" src="https://images.ctfassets.net/ro61k101ee59/6teEtGbtIvEdVWi2yEIqYk/0a835d75062ad09659c6dbc951727708/Split_bills_in_a_tap.svg" aria-hidden="true" alt="" loading="lazy"/><h3 class="Title_title__6QR87 Title_primary__m7Tjj Title_medium__e61O9 Title_left___R_Ga Title_marginBottom__TiQqA" id="split-bills-in-just-a-few-taps">Split bills in just a few taps</h3><div class="Markdown_Markdown__aEd_X Markdown_light__YcqB9"><div class="Text_text__CSJ_O Text_marginBottom___UK4L"><p>Put the calculator down and split bills in the app – whether your friends are on Monzo or not. You just have to remember who had dessert.</p></div></div></div></div><div class="Block_block__Q3GQF Block_primary__bxLMR Block_textLeft__FXaVt Block_paddingHorizontalMedium__jHl0b Block_paddingVerticalMedium__5Q4LL Block_marginHorizontalAuto__JOVH_ Block_marginVerticalNone__DIokE FeatureDiscoveryGrid_featureDiscoveryGridBlock__5atlc"><div class="Block_contentContainer__CWeAy FeatureDiscoveryGrid_featureDiscoveryGridBlockContainer__iFjd9"><img class="FeatureDiscoveryGrid_featureDiscoveryGridIcon__MmQcN Icon_icon__Haypr Icon_addMargin__1i9ZI Icon_transparent__gOWmA Icon_large__McJOc Icon_image__BmpRz Icon_noFill__Cnqz2" src="https://images.ctfassets.net/ro61k101ee59/1hJf3NE31xsYdT0rFXfRZU/dbd16e86aaf0c5202097c422c6212709/Settle_up.svg" aria-hidden="true" alt="" loading="lazy"/><h3 class="Title_title__6QR87 Title_primary__m7Tjj Title_medium__e61O9 Title_left___R_Ga Title_marginBottom__TiQqA" id="settle-up-in-seconds">Settle up in seconds</h3><div class="Markdown_Markdown__aEd_X Markdown_light__YcqB9"><div class="Text_text__CSJ_O Text_marginBottom___UK4L"><p>Track how much everyone owes and settle up whenever you like with a Shared Tab. You focus on the good times, we'll do the maths.</p></div></div></div></div></div></div></div></section><section class="Section_section__mRxGN Section_secondary__NxgD1 Section_auto__2Ub8u Section_paddingtopnone__RBh7i Section_paddingbottomxlarge__oSYpM"><div class="Section_contentContainer__ciYat"><div class="Block_block__Q3GQF Block_secondary__tjeJr Block_textLeft__FXaVt Block_horizontalCenter__Hc_pi Block_paddingHorizontalNone__oOOVI Block_paddingVerticalNone__65947 Block_marginHorizontalAuto__JOVH_ Block_marginVerticalNone__DIokE"><div class="Block_contentContainer__CWeAy"><a class="Button_button__OFOdO Button_primary__WTwSy Button_center__lDq2_" data-monzoanalytics-no-tracking="true" target="_self" href="https://we83.adj.st/home?adj_t=1dj2rkno_1dxkjz95&adj_redirect=https%3A%2F%2Fmonzo.com%2Fsign-up&adj_engagement_type=fallback_click" rel="noopener noreferrer external"><span class="Button_text__S2FJ_">Open an account for free</span></a></div></div></div></section><div><section class=" Section_section__mRxGN Section_forceDarkMode__UnZnw Section_primary__kY5xJ Section_auto__2Ub8u"><div class="Section_contentContainer__ciYat"><div class="Section_container__mkPCF Section_section__mRxGN Section_forceDarkMode__UnZnw Section_primary__kY5xJ Section_auto__2Ub8u"><div class="Section_contentContainer__ciYat"><div class="Block_block__Q3GQF Block_transparent__FJxI6 Block_textLeft__FXaVt Block_horizontalCenter__Hc_pi Block_verticalMiddle__vqNW5 Block_paddingHorizontalMedium__jHl0b Block_paddingVerticalMedium__5Q4LL Block_marginHorizontalAuto__JOVH_ Block_marginVerticalNone__DIokE Block_orderRightMd__320DP Block_orderRightSm__jfS86 Block_orderBottomXs__ziQdx"><div class="Block_contentContainer__CWeAy"><div class="TextAndImageSection_assetContainer__qkOth"><div class="TextAndImageSection_imageContainer__K6h9M"><picture><source type="image/avif" srcSet="https://images.ctfassets.net/ro61k101ee59/5JYx1PYaBjDjszIMxUO8eF/d4c8c3d9f79ac9f584af2fbf18a715be/Savings_Pots_Interest_UI_.png?w=800&q=75&fm=avif"/><source type="image/webp" srcSet="https://images.ctfassets.net/ro61k101ee59/5JYx1PYaBjDjszIMxUO8eF/d4c8c3d9f79ac9f584af2fbf18a715be/Savings_Pots_Interest_UI_.png?w=800&q=75&fm=webp"/><img src="https://images.ctfassets.net/ro61k101ee59/5JYx1PYaBjDjszIMxUO8eF/d4c8c3d9f79ac9f584af2fbf18a715be/Savings_Pots_Interest_UI_.png?w=800&q=75" alt="A picture of the Monzo app showing savings with earned interest" width="400" loading="lazy"/></picture></div></div></div></div><div class="Block_block__Q3GQF Block_forceDarkMode__vY6vw Block_transparent__FJxI6 Block_textLeft__FXaVt Block_horizontalCenter__Hc_pi Block_verticalMiddle__vqNW5 Block_paddingHorizontalMedium__jHl0b Block_paddingVerticalMedium__5Q4LL Block_marginHorizontalAuto__JOVH_ Block_marginVerticalNone__DIokE Block_orderLeftMd__hA7NI Block_orderLeftSm___aCOK Block_orderBottomXs__ziQdx"><div class="Block_contentContainer__CWeAy"><div class="TextAndImageSection_blockContainer__K26Sa TextAndImageSection_title-large__j59fm"><h3 class="Title_title__6QR87 Title_forceDarkMode__UjAB1 Title_primary__m7Tjj Title_large__HoUUC Title_left___R_Ga Title_marginBottom__TiQqA" id="watch-your-spending-money-grow">Watch your spending money grow</h3><div class="Markdown_Markdown__aEd_X Markdown_dark__2sqVQ"><div class="Text_text__CSJ_O Text_forceDarkMode__G2s7d Text_marginBottom___UK4L"><p>Earn 3.35% AER (variable) on your travel funds with an Instant Access Savings Pot. And you can lock or hide it so you're not tempted to spend your tapas money on takeaways.</p></div><div class="Text_text__CSJ_O Text_forceDarkMode__G2s7d Text_marginBottom___UK4L"><p>You need a Monzo current account. Ts&Cs apply.</p></div></div><div class="ButtonContainer_buttonContainer__CJDVB"><a class="Button_button__OFOdO Button_primary__WTwSy Button_center__lDq2_" data-monzoanalytics-no-tracking="true" target="_self" href="https://we83.adj.st/home?adj_t=1dj2rkno_1dxkjz95&adj_redirect=https%3A%2F%2Fmonzo.com%2Fsign-up&adj_engagement_type=fallback_click" rel="noopener noreferrer external"><span class="Button_text__S2FJ_">Open an account for free</span></a></div></div></div></div></div></div></div></section></div><section class="Subtitle_negativeBottomMargin__g30NM Section_section__mRxGN Section_secondary__NxgD1 Section_auto__2Ub8u Section_paddingtopsmall__VdEcb Section_paddingbottomsmall__uQk44"><div class="Section_contentContainer__ciYat"><div class="Block_block__Q3GQF Block_transparent__FJxI6 Block_textCenter__WvWTU Block_horizontalCenter__Hc_pi Block_verticalMiddle__vqNW5 paddingHorizontalAuto Block_paddingVerticalSmall__5ZA7U Block_marginHorizontalAuto__JOVH_ Block_marginVerticalMedium__F7wka Block_noBottomSpacing__4UApD"><div class="Block_contentContainer__CWeAy"><div class="Subtitle_content__YW5SS"><h2 class="Title_title__6QR87 Title_primary__m7Tjj Title_large__HoUUC Title_center__fqUI_" id="a-credit-card-with-travel-perks">A credit card with travel perks</h2></div></div></div></div></section><section class="Section_section__mRxGN Section_secondary__NxgD1 Section_auto__2Ub8u"><div class="Section_contentContainer__ciYat"><div class="CardList_CardList__xh9wK CardList_autofit__KNjIe"><div class="Card_cardWrapper__TTeTI" data-testid="cardWrapper"><div class="Card_card__zEK7Z Card_light__flWgn Card_secondary__Xsm9Q Card_paddingtopmedium__8XW__ Card_paddingbottommedium__kJTwQ"><div class="Card_titleContainer__bkMxU"><img class="undefined Icon_icon__Haypr Icon_addMargin__1i9ZI Icon_transparent__gOWmA Icon_large__McJOc Icon_image__BmpRz Icon_noFill__Cnqz2" src="https://images.ctfassets.net/ro61k101ee59/1IQD1rOMv2aZzvVIyd4gCy/4179f1dfaeb17e2529707d69249838f3/0-_interest.svg" aria-hidden="true" alt="" loading="lazy"/><h3 class="Card_title__2ya4E">0% interest...</h3></div><div class="Card_descriptionContainer__dX1OP"><div class="Markdown_Markdown__aEd_X Markdown_light__YcqB9"><div class="Text_text__CSJ_O"><p>we have you covered for bigger buys, with no interest on purchases of £100 or more paid over 3 months.</p></div><div class="Text_text__CSJ_O"><p>For everything else it’s 29% APR representative (variable) for up to 24 monthly payments.</p></div></div></div></div></div><div class="Card_cardWrapper__TTeTI" data-testid="cardWrapper"><div class="Card_card__zEK7Z Card_light__flWgn Card_secondary__Xsm9Q Card_paddingtopmedium__8XW__ Card_paddingbottommedium__kJTwQ"><div class="Card_titleContainer__bkMxU"><img class="undefined Icon_icon__Haypr Icon_addMargin__1i9ZI Icon_transparent__gOWmA Icon_large__McJOc Icon_image__BmpRz Icon_noFill__Cnqz2" src="https://images.ctfassets.net/ro61k101ee59/6VmRtI9JNZTaMT3HVpwotA/2699f57f74289afadd5386efd3886d34/Fee-free_spending.svg" aria-hidden="true" alt="" loading="lazy"/><h3 class="Card_title__2ya4E">Fee free spending…</h3></div><div class="Card_descriptionContainer__dX1OP"><div class="Markdown_Markdown__aEd_X Markdown_light__YcqB9"><div class="Text_text__CSJ_O"><p>at home or abroad, in any currency. And we don't add a markup on <a class="Button_button__OFOdO Button_link__wbUuG Button_inline__ptjDW Button_center__lDq2_" data-monzoanalytics-no-tracking="true" target="_self" rel="" href="https://monzo.com/ecb-rates/"><span class="Button_text__S2FJ_">Mastercard’s exchange rate</span></a>.</p></div></div></div></div></div><div class="Card_cardWrapper__TTeTI" data-testid="cardWrapper"><div class="Card_card__zEK7Z Card_light__flWgn Card_secondary__Xsm9Q Card_paddingtopmedium__8XW__ Card_paddingbottommedium__kJTwQ"><div class="Card_titleContainer__bkMxU"><img class="undefined Icon_icon__Haypr Icon_addMargin__1i9ZI Icon_transparent__gOWmA Icon_large__McJOc Icon_image__BmpRz Icon_noFill__Cnqz2" src="https://images.ctfassets.net/ro61k101ee59/3nMRsBtnlDxdkhG3pdHXcB/c0fe05a8a808adf02da7a7e19ce66f4f/Book_with_confidence.svg" aria-hidden="true" alt="" loading="lazy"/><h3 class="Card_title__2ya4E">Book with confidence...</h3></div><div class="Card_descriptionContainer__dX1OP"><div class="Markdown_Markdown__aEd_X Markdown_light__YcqB9"><div class="Text_text__CSJ_O"><p>by paying for your trip with the Flex Credit Card. You could be able to get your money back on eligible purchases with <a class="Button_button__OFOdO Button_link__wbUuG Button_inline__ptjDW Button_center__lDq2_" data-monzoanalytics-no-tracking="true" target="_self" href="https://monzo.com/help/monzo-flex/monzo-flex-and-section-75/" rel="noopener noreferrer external"><span class="Button_text__S2FJ_">Section 75 Purchase Protection</span></a>.</p></div></div></div></div></div></div></div></section><section class="Section_section__mRxGN Section_secondary__NxgD1 Section_auto__2Ub8u Section_paddingtopnone__RBh7i Section_paddingbottomxlarge__oSYpM"><div class="Section_contentContainer__ciYat"><div class="Block_block__Q3GQF Block_secondary__tjeJr Block_textLeft__FXaVt Block_horizontalCenter__Hc_pi Block_paddingHorizontalNone__oOOVI Block_paddingVerticalNone__65947 Block_marginHorizontalAuto__JOVH_ Block_marginVerticalNone__DIokE"><div class="Block_contentContainer__CWeAy"><a class="Button_button__OFOdO Button_primary__WTwSy Button_center__lDq2_" data-monzoanalytics-no-tracking="true" target="_self" rel="" href="https://monzo.com/apply-for-monzo-flex-desktop"><span class="Button_text__S2FJ_">Apply for a Flex Credit Card</span></a></div></div></div></section><div class="GenericTextBlock_genericTextBlock__Vclfa GenericTextBlock_footerSection__UiSrM"><section class="Section_section__mRxGN Section_secondary__NxgD1 Section_auto__2Ub8u Section_paddingtopsmall__VdEcb Section_paddingbottomlarge__BQqcw"><div class="Section_contentContainer__ciYat"><div class="Section_container__mkPCF Section_section__mRxGN Section_secondary__NxgD1 Section_auto__2Ub8u Section_paddingtopsmall__VdEcb Section_paddingbottomlarge__BQqcw"><div class="Section_contentContainer__ciYat"><div class="Block_block__Q3GQF Block_transparent__FJxI6 Block_textCenter__WvWTU paddingHorizontalAuto Block_paddingVerticalNone__65947 Block_marginHorizontalAuto__JOVH_ Block_marginVerticalNone__DIokE"><div class="Block_contentContainer__CWeAy"><div class="Markdown_Markdown__aEd_X Markdown_light__YcqB9"><div class="Text_text__CSJ_O Text_marginBottom___UK4L"><p>Representative example: 29% APR representative (variable), with an assumed credit limit of £1,200 and an annual interest rate of 29% (variable).</p></div><div class="Text_text__CSJ_O Text_marginBottom___UK4L"><p>Eligibility criteria and Ts&Cs apply. 18+ year olds only. Missed payments may negatively impact credit scores</p></div></div></div></div></div></div></div></section></div><div class="GenericTextBlock_genericTextBlock__Vclfa GenericTextBlock_headerSection__2kt7Z"><section class="Section_section__mRxGN Section_primary__kY5xJ Section_auto__2Ub8u Section_paddingtopxlarge__XU8b4 Section_paddingbottomxsmall__lbIl4"><div class="Section_contentContainer__ciYat"><div class="Section_container__mkPCF Section_section__mRxGN Section_primary__kY5xJ Section_auto__2Ub8u Section_paddingtopxlarge__XU8b4 Section_paddingbottomxsmall__lbIl4"><div class="Section_contentContainer__ciYat"><div class="Block_block__Q3GQF Block_transparent__FJxI6 Block_textCenter__WvWTU paddingHorizontalAuto Block_paddingVerticalNone__65947 Block_marginHorizontalAuto__JOVH_ Block_marginVerticalNone__DIokE Block_noBottomSpacing__4UApD"><div class="Block_contentContainer__CWeAy"><h2 class="Title_title__6QR87 Title_primary__m7Tjj Title_xlarge__KwPgO Title_center__fqUI_ Title_marginBottom__TiQqA" id="travel-abroad-often-upgrade-to-monzo-max">Travel abroad often? Upgrade to Monzo Max</h2></div></div></div></div></div></section></div><section class="Section_section__mRxGN Section_auto__2Ub8u"><div class="Section_contentContainer__ciYat"><div class="Block_block__Q3GQF Block_transparent__FJxI6 Block_textLeft__FXaVt Block_paddingHorizontalMedium__jHl0b Block_paddingVerticalMedium__5Q4LL Block_marginHorizontalAuto__JOVH_ Block_marginVerticalNone__DIokE"><div class="Block_contentContainer__CWeAy"><div class="Showcase_showcase__zv9DE Showcase_four-items__6wmKp"><a class="ShowcaseItem_showcaseItem__zivVf four-items ShowcaseItem_coral__WZozY ShowcaseItem_forceDarkMode__rqGN7 ShowcaseItem_isClickable__1gJFZ" aria-label="Open modal Worldwide travel insurance" data-testid="showcase-item" href="#" role="button" data-monzoanalytics-no-tracking="true"><div class="ShowcaseItem_showcaseItemContent__qTZ8F"><div class="ShowcaseItem_showcaseItemHeader__D8o6T ShowcaseItem_headerTitle-medium__ysj2U"><h4 class="Title_title__6QR87 Title_forceDarkMode__UjAB1 Title_primary__m7Tjj Title_medium__e61O9 Title_left___R_Ga" id="worldwide-travel-insurance">Worldwide travel insurance</h4></div></div><div class="ShowcaseItem_showcaseItemAsset__y8Rg_ ShowcaseItem_image-center__JzLYb"><picture><source type="image/avif" srcSet="https://images.ctfassets.net/ro61k101ee59/4DcfsjkR8aBL7lpxL1ZHkj/7a78b09e1f8b3274317df4bc68d95603/Monzo_Travel.png?w=700&q=75&fm=avif"/><source type="image/webp" srcSet="https://images.ctfassets.net/ro61k101ee59/4DcfsjkR8aBL7lpxL1ZHkj/7a78b09e1f8b3274317df4bc68d95603/Monzo_Travel.png?w=700&q=75&fm=webp"/><img src="https://images.ctfassets.net/ro61k101ee59/4DcfsjkR8aBL7lpxL1ZHkj/7a78b09e1f8b3274317df4bc68d95603/Monzo_Travel.png?w=700&q=75" alt="" width="700" loading="lazy"/></picture></div><div class="ShowcaseItem_showcaseIconContainer__RsW1C"><img class="undefined Icon_icon__Haypr Icon_large__McJOc" src="/images/icons/dark/expand.svg" aria-hidden="true" alt="" loading="lazy"/></div></a><a class="ShowcaseItem_showcaseItem__zivVf four-items ShowcaseItem_secondary__fKo4Y ShowcaseItem_isClickable__1gJFZ" aria-label="Open modal Worldwide phone insurance" data-testid="showcase-item" href="#" role="button" data-monzoanalytics-no-tracking="true"><div class="ShowcaseItem_showcaseItemContent__qTZ8F"><div class="ShowcaseItem_showcaseItemHeader__D8o6T ShowcaseItem_headerTitle-medium__ysj2U"><h4 class="Title_title__6QR87 Title_primary__m7Tjj Title_medium__e61O9 Title_left___R_Ga" id="worldwide-phone-insurance">Worldwide phone insurance</h4></div></div><div class="ShowcaseItem_showcaseItemAsset__y8Rg_ ShowcaseItem_image-center__JzLYb"><picture><source type="image/avif" srcSet="https://images.ctfassets.net/ro61k101ee59/7nYNVeSk3bCW8YXgEoUYY1/b158839bd8e98caa8f9afcc8038393f1/Frame_2091747553__1_.png?w=1935&q=75&fm=avif"/><source type="image/webp" srcSet="https://images.ctfassets.net/ro61k101ee59/7nYNVeSk3bCW8YXgEoUYY1/b158839bd8e98caa8f9afcc8038393f1/Frame_2091747553__1_.png?w=1935&q=75&fm=webp"/><img src="https://images.ctfassets.net/ro61k101ee59/7nYNVeSk3bCW8YXgEoUYY1/b158839bd8e98caa8f9afcc8038393f1/Frame_2091747553__1_.png?w=1935&q=75" alt="" width="1935" loading="lazy"/></picture></div><div class="ShowcaseItem_showcaseIconContainer__RsW1C"><img class="undefined Icon_icon__Haypr Icon_large__McJOc" src="/images/icons/dark/expand.svg" aria-hidden="true" alt="" loading="lazy"/></div></a><a class="ShowcaseItem_showcaseItem__zivVf four-items ShowcaseItem_secondary__fKo4Y ShowcaseItem_isClickable__1gJFZ" aria-label="Open modal UK & Europe breakdown cover" data-testid="showcase-item" href="#" role="button" data-monzoanalytics-no-tracking="true"><div class="ShowcaseItem_showcaseItemContent__qTZ8F"><div class="ShowcaseItem_showcaseItemHeader__D8o6T ShowcaseItem_headerTitle-medium__ysj2U"><h4 class="Title_title__6QR87 Title_primary__m7Tjj Title_medium__e61O9 Title_left___R_Ga" id="uk--europe-breakdown-cover">UK & Europe breakdown cover</h4></div></div><div class="ShowcaseItem_showcaseItemAsset__y8Rg_ ShowcaseItem_image-center__JzLYb"><picture><source type="image/avif" srcSet="https://images.ctfassets.net/ro61k101ee59/7y1ThvV8yf1V7KVSxtloP3/b438b39304fdd9a8b7d5a0603cb30c41/Car_keys_for_RAC_subscriptions_showcase_tile.png?w=1353&q=75&fm=avif"/><source type="image/webp" srcSet="https://images.ctfassets.net/ro61k101ee59/7y1ThvV8yf1V7KVSxtloP3/b438b39304fdd9a8b7d5a0603cb30c41/Car_keys_for_RAC_subscriptions_showcase_tile.png?w=1353&q=75&fm=webp"/><img src="https://images.ctfassets.net/ro61k101ee59/7y1ThvV8yf1V7KVSxtloP3/b438b39304fdd9a8b7d5a0603cb30c41/Car_keys_for_RAC_subscriptions_showcase_tile.png?w=1353&q=75" alt="Illustration of car keys " width="1353" loading="lazy"/></picture></div><div class="ShowcaseItem_showcaseIconContainer__RsW1C"><img class="undefined Icon_icon__Haypr Icon_large__McJOc" src="/images/icons/dark/expand.svg" aria-hidden="true" alt="" loading="lazy"/></div></a><a class="ShowcaseItem_showcaseItem__zivVf four-items ShowcaseItem_coral__WZozY ShowcaseItem_forceDarkMode__rqGN7 ShowcaseItem_isClickable__1gJFZ" aria-label="Open modal £600" data-testid="showcase-item" href="#" role="button" data-monzoanalytics-no-tracking="true"><div class="ShowcaseItem_showcaseItemContent__qTZ8F"><div class="ShowcaseItem_showcaseItemHeader__D8o6T ShowcaseItem_headerTitle-xlarge__5cPSP ShowcaseItem_subHeaderTitle-medium__Hw7ij"><h4 class="Title_title__6QR87 Title_forceDarkMode__UjAB1 Title_primary__m7Tjj Title_medium__e61O9 Title_left___R_Ga" id="600">£600</h4><h5 class="Title_title__6QR87 Title_forceDarkMode__UjAB1 Title_primary__m7Tjj Title_medium__e61O9 Title_left___R_Ga" id="fee-free-cash-withdrawals-abroad">fee-free cash withdrawals abroad</h5></div></div><div class="ShowcaseItem_showcaseIconContainer__RsW1C"><img class="undefined Icon_icon__Haypr Icon_large__McJOc" src="/images/icons/dark/expand.svg" aria-hidden="true" alt="" loading="lazy"/></div></a></div></div></div></div></section><div class="GenericTextBlock_genericTextBlock__Vclfa GenericTextBlock_footerSection__UiSrM"><section class="Section_section__mRxGN Section_primary__kY5xJ Section_auto__2Ub8u Section_paddingtopnone__RBh7i Section_paddingbottommedium__Kc17e"><div class="Section_contentContainer__ciYat"><div class="Section_container__mkPCF Section_section__mRxGN Section_primary__kY5xJ Section_auto__2Ub8u Section_paddingtopnone__RBh7i Section_paddingbottommedium__Kc17e"><div class="Section_contentContainer__ciYat"><div class="Block_block__Q3GQF Block_transparent__FJxI6 Block_textCenter__WvWTU paddingHorizontalAuto Block_paddingVerticalNone__65947 Block_marginHorizontalAuto__JOVH_ Block_marginVerticalNone__DIokE"><div class="Block_contentContainer__CWeAy"><div class="Markdown_Markdown__aEd_X Markdown_light__YcqB9"><div class="Text_text__CSJ_O Text_marginBottom___UK4L"><p>Monzo Max is £17 a month • 3 month minimum • <a class="Button_button__OFOdO Button_link__wbUuG Button_inline__ptjDW Button_center__lDq2_" data-monzoanalytics-no-tracking="true" target="_self" href="https://monzo.com/legal/max/terms-and-conditions/" rel="noopener noreferrer external"><span class="Button_text__S2FJ_">Ts&Cs apply</span></a></p></div><div class="Text_text__CSJ_O Text_marginBottom___UK4L"><p>Monzo Max with Family add-on is £22 a month • 3 month minimum • <a class="Button_button__OFOdO Button_link__wbUuG Button_inline__ptjDW Button_center__lDq2_" data-monzoanalytics-no-tracking="true" target="_self" href="https://monzo.com/legal/max-family/terms-and-conditions/" rel="noopener noreferrer external"><span class="Button_text__S2FJ_">Ts&Cs apply</span></a></p></div><div class="Text_text__CSJ_O Text_marginBottom___UK4L"><p>Must be aged 18-69 • UK residents only</p></div><div class="Text_text__CSJ_O Text_marginBottom___UK4L"><p>Travel insurance provided by Zurich, powered by Qover. Phone insurance provided by Assurant. Breakdown cover provided by RAC.</p></div></div></div></div></div></div></div></section></div><div class="GenericTextBlock_genericTextBlock__Vclfa GenericTextBlock_headerSection__2kt7Z"><section class="Section_section__mRxGN Section_primary__kY5xJ Section_auto__2Ub8u Section_paddingtopxlarge__XU8b4 Section_paddingbottomxsmall__lbIl4"><div class="Section_contentContainer__ciYat"><div class="Section_container__mkPCF Section_section__mRxGN Section_primary__kY5xJ Section_auto__2Ub8u Section_paddingtopxlarge__XU8b4 Section_paddingbottomxsmall__lbIl4"><div class="Section_contentContainer__ciYat"><div class="Block_block__Q3GQF Block_transparent__FJxI6 Block_textCenter__WvWTU paddingHorizontalAuto Block_paddingVerticalNone__65947 Block_marginHorizontalAuto__JOVH_ Block_marginVerticalNone__DIokE Block_noBottomSpacing__4UApD"><div class="Block_contentContainer__CWeAy"><h2 class="Title_title__6QR87 Title_primary__m7Tjj Title_large__HoUUC Title_center__fqUI_ Title_marginBottom__TiQqA" id="frequently-asked-questions">Frequently asked questions</h2></div></div></div></div></div></section></div><section class="Section_section__mRxGN Section_auto__2Ub8u"><div class="Section_contentContainer__ciYat"><div class="Block_block__Q3GQF Block_transparent__FJxI6 Block_textLeft__FXaVt Block_paddingHorizontalMedium__jHl0b Block_paddingVerticalMedium__5Q4LL Block_marginHorizontalAuto__JOVH_ Block_marginVerticalNone__DIokE"><div class="Block_contentContainer__CWeAy"><div class="Accordion_Accordion__a3Zuv Accordion_light__6aRHQ"><details class="Accordion_AccordionItem__W_S6Q Accordion_light__6aRHQ"><summary><h3 class="Title_title__6QR87 Title_primary__m7Tjj Title_subheading__da038 Title_left___R_Ga" id="are-there-any-fees-associated-with-using-monzo-abroad">Are there any fees associated with using Monzo abroad?</h3></summary><div class="Accordion_AccordionContent__vHTiq"><div class="Markdown_Markdown__aEd_X Markdown_light__YcqB9"><div class="Text_text__CSJ_O Text_marginBottom___UK4L"><p>You can pay anywhere in any currency using your Monzo card, fee-free. We pass <a class="Button_button__OFOdO Button_link__wbUuG Button_inline__ptjDW Button_center__lDq2_" data-monzoanalytics-no-tracking="true" target="_self" rel="" href="https://monzo.com/ecb-rates"><span class="Button_text__S2FJ_">Mastercard’s exchange rate</span></a> directly onto you, without sneaky fees or extra charges. You can also make free cash withdrawals up to a certain limit (see below).</p></div></div></div></details><details class="Accordion_AccordionItem__W_S6Q Accordion_light__6aRHQ"><summary><h3 class="Title_title__6QR87 Title_primary__m7Tjj Title_subheading__da038 Title_left___R_Ga" id="what-is-the-european-economic-area">What is the European Economic Area?</h3></summary><div class="Accordion_AccordionContent__vHTiq"><div class="Markdown_Markdown__aEd_X Markdown_light__YcqB9"><div class="Text_text__CSJ_O Text_marginBottom___UK4L"><p>The European Economic Area (EEA) includes EU countries and also Iceland, Liechtenstein and Norway.</p></div></div></div></details><details class="Accordion_AccordionItem__W_S6Q Accordion_light__6aRHQ"><summary><h3 class="Title_title__6QR87 Title_primary__m7Tjj Title_subheading__da038 Title_left___R_Ga" id="how-do-i-know-if-monzo-is-my-main-bank">How do I know if Monzo is my main bank?</h3></summary><div class="Accordion_AccordionContent__vHTiq"><div class="Markdown_Markdown__aEd_X Markdown_light__YcqB9"><div class="Text_text__CSJ_O Text_marginBottom___UK4L"><p>If you have a free account and meet any of the below criteria, then we consider Monzo to be your main bank:</p></div><div class="Text_text__CSJ_O Text_marginBottom___UK4L"><p>At least £500 was paid into a Monzo account in your name over the last rolling 35-day period, and you have at least one active Direct Debit on the same account in the same period.</p></div><div class="Text_text__CSJ_O Text_marginBottom___UK4L"><p>You’ve received a Department for Work and Pensions or a Department for Communities payment into a Monzo account in your name over the last rolling 35-day period.</p></div><div class="Text_text__CSJ_O Text_marginBottom___UK4L"><p>You’ve received a student loan payment into a Monzo account in your name over the last rolling 8-month period.</p></div><div class="Text_text__CSJ_O Text_marginBottom___UK4L"><p>You’re sharing a Monzo Joint Account with someone who has done at least one of the above.</p></div><div class="Text_text__CSJ_O Text_marginBottom___UK4L"><p>Remember that if you use Monzo as your main bank, you can enjoy unlimited fee-free cash withdrawals in the European Economic Area (EEA).</p></div></div></div></details><details class="Accordion_AccordionItem__W_S6Q Accordion_light__6aRHQ"><summary><h3 class="Title_title__6QR87 Title_primary__m7Tjj Title_subheading__da038 Title_left___R_Ga" id="do-i-need-to-let-monzo-know-when-im-travelling-abroad">Do I need to let Monzo know when I’m travelling abroad?</h3></summary><div class="Accordion_AccordionContent__vHTiq"><div class="Markdown_Markdown__aEd_X Markdown_light__YcqB9"><div class="Text_text__CSJ_O Text_marginBottom___UK4L"><p>You don't need to let us know when you are travelling! But, if your Monzo card is lost or stolen while travelling, immediately <a class="Button_button__OFOdO Button_link__wbUuG Button_inline__ptjDW Button_center__lDq2_" data-monzoanalytics-no-tracking="true" target="_self" href="https://monzo.com/help/emergencies/monzo-card-lost-damaged-stolen/" rel="noopener noreferrer external"><span class="Button_text__S2FJ_">freeze your card</span></a> and contact our customer support team for assistance (you can do both through the Monzo app).</p></div></div></div></details><details class="Accordion_AccordionItem__W_S6Q Accordion_light__6aRHQ"><summary><h3 class="Title_title__6QR87 Title_primary__m7Tjj Title_subheading__da038 Title_left___R_Ga" id="what-is-the-monzo-cash-withdrawal-limit-when-using-my-card-abroad">What is the Monzo cash withdrawal limit when using my card abroad?</h3></summary><div class="Accordion_AccordionContent__vHTiq"><div class="Markdown_Markdown__aEd_X Markdown_light__YcqB9"><div class="Text_text__CSJ_O Text_marginBottom___UK4L"><p>Depending on how you use Monzo, you can make fee-free cash withdrawals up to a certain limit. Any fees you may have to pay are partly based on whether you’re in the European Economic Area (EEA) or not. The EEA includes EU countries and also Iceland, Liechtenstein and Norway.</p></div><div class="Text_text__CSJ_O Text_marginBottom___UK4L"><p>If Monzo is your main bank account,make unlimited fee-free cash withdrawals abroad in the European Economic Area (EEA),and up to £200 every 30 days for free outside the EEA. After that, we’ll charge 3%.</p></div><div class="Text_text__CSJ_O Text_marginBottom___UK4L"><p>The 30-day period for allowances resets exactly 30 days after your first withdrawal, rather than at the start of a new month. Your allowances are shared across any accounts you have. So if you have a joint account, your allowance is split across that account and your personal account. For example, if you take out £150 on the 2nd of the month and £50 on the 5th, your allowance would reset on the 2nd and 5th day of the next month. If you made a third withdrawal before those dates, then we'd charge the withdrawal fee.</p></div><div class="Text_text__CSJ_O Text_marginBottom___UK4L"><p>Just be aware that some ATMs will charge you a fee for taking out cash (which we don’t receive), so we recommend using a free machine whenever you can.</p></div></div></div></details><details class="Accordion_AccordionItem__W_S6Q Accordion_light__6aRHQ"><summary><h3 class="Title_title__6QR87 Title_primary__m7Tjj Title_subheading__da038 Title_left___R_Ga" id="what-should-i-do-if-my-monzo-card-is-lost-or-stolen-while-i-am-travelling">What should I do if my Monzo card is lost or stolen while I am travelling?</h3></summary><div class="Accordion_AccordionContent__vHTiq"><div class="Markdown_Markdown__aEd_X Markdown_light__YcqB9"><div class="Text_text__CSJ_O Text_marginBottom___UK4L"><p>If your Monzo card is lost or stolen while travelling, immediately <a class="Button_button__OFOdO Button_link__wbUuG Button_inline__ptjDW Button_center__lDq2_" data-monzoanalytics-no-tracking="true" target="_self" href="https://monzo.com/help/emergencies/monzo-card-lost-damaged-stolen/" rel="noopener noreferrer external"><span class="Button_text__S2FJ_">freeze your card</span></a> and contact our customer support team for assistance (you can do both through the Monzo app).</p></div></div></div></details></div></div></div></div></section><div class="CTASection_cta__tFYme CTASection_aboveFooter__B_5Ct "><section class="Section_section__mRxGN Section_primary__kY5xJ Section_auto__2Ub8u Section_paddingtopnone__RBh7i Section_paddingbottomnone__1i30t"><div class="Section_contentContainer__ciYat"><div class="Block_block__Q3GQF Block_forceDarkMode__vY6vw Block_coral__27ckz Block_textCenter__WvWTU Block_horizontalCenter__Hc_pi Block_paddingHorizontalSmall__i62HY Block_paddingVerticalXxlarge__Ylzar Block_marginHorizontalAuto__JOVH_ Block_marginVerticalNone__DIokE"><div class="Block_contentContainer__CWeAy"><h2 class="Title_title__6QR87 Title_forceDarkMode__UjAB1 Title_primary__m7Tjj Title_large__HoUUC Title_center__fqUI_ Title_marginBottom__TiQqA" id="open-a-free-current-account">Open a free current account</h2><div class="Markdown_Markdown__aEd_X Markdown_dark__2sqVQ"><div class="Text_text__CSJ_O Text_lead___fdMb Text_forceDarkMode__G2s7d Text_marginBottom___UK4L"><p>Download the Monzo app on iOS or Android and join more than 11 million personal and business customers who've changed the way they bank.</p></div></div><div class="Row_Row__NBdhV Row_center__Jve6z"><a aria-label="Download on the App Store" href="https://we83.adj.st/home?adj_t=1dj2rkno&adj_redirect=https%3A%2F%2Fmonzo.com%2Fsign-up&adj_engagement_type=fallback_click" data-monzoanalytics-no-tracking="true" class="AppStoreButton_appStoreButton__6VAjq undefined undefined null "><img width="150" loading="lazy" 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Ts\u0026Cs and exclusions apply. \n\n[Learn more](https://monzo.com/current-account/max/breakdown-cover)","title":"UK \u0026 Europe breakdown cover","titleSize":"medium"},"metadata":{"concepts":[],"tags":[]},"sys":{"contentType":{"sys":{"id":"showcaseCard","linkType":"ContentType","type":"Link"}},"createdAt":"2024-05-08T18:00:57.250Z","environment":{"sys":{"id":"master","linkType":"Environment","type":"Link"}},"id":"4WivaIIPLjhLKD9fpSMoRX","locale":"en-GB","publishedVersion":9,"revision":1,"space":{"sys":{"id":"ro61k101ee59","linkType":"Space","type":"Link"}},"type":"Entry","updatedAt":"2024-05-08T18:00:57.250Z"}}},"nodeType":"embedded-entry-block"},{"content":[],"data":{"target":{"fields":{"backgroundColor":"Accent: Coral","cardName":"Brand Refresh - UI Showcase Card - Subscriptions Upsell - Fee-free cash withdrawals","footerTitleSize":"medium","forceTheme":"Light","imagePosition":"right","modalImage":{"fields":{"description":"","file":{"contentType":"image/png","details":{"image":{"height":475,"width":380},"size":85446},"fileName":"Fee-free cash withdrawals abroad.png","url":"//images.ctfassets.net/ro61k101ee59/4OWuhzCr6tHYlm5mOFJ5dO/fea47245d60cd6852acc5c538f15f3ae/Fee-free_cash_withdrawals_abroad.png"},"title":"Subs - brand refresh - cash withdrawals"},"metadata":{"concepts":[],"tags":[]},"sys":{"createdAt":"2025-01-10T09:05:25.445Z","environment":{"sys":{"id":"master","linkType":"Environment","type":"Link"}},"id":"4OWuhzCr6tHYlm5mOFJ5dO","locale":"en-GB","publishedVersion":6,"revision":1,"space":{"sys":{"id":"ro61k101ee59","linkType":"Space","type":"Link"}},"type":"Asset","updatedAt":"2025-01-10T09:05:25.445Z"}},"modalText":"__Fee-free cash withdrawals__\n\nUnlimited in the UK and the European Economic Area and £600 fee-free every 30 days elsewhere (which is 3x more than our standard allowance). \n\nYou can take out more than that in a 30-day period but we charge you 3% each time.","subTitle":"fee-free cash withdrawals abroad","subTitleSize":"medium","title":"£600","titleSize":"xlarge"},"metadata":{"concepts":[],"tags":[]},"sys":{"contentType":{"sys":{"id":"showcaseCard","linkType":"ContentType","type":"Link"}},"createdAt":"2024-05-08T18:01:05.292Z","environment":{"sys":{"id":"master","linkType":"Environment","type":"Link"}},"id":"57jnLfSj0hjwUWSOjFo06J","locale":"en-GB","publishedVersion":8,"revision":1,"space":{"sys":{"id":"ro61k101ee59","linkType":"Space","type":"Link"}},"type":"Entry","updatedAt":"2024-05-08T18:01:05.292Z"}}},"nodeType":"embedded-entry-block"},{"content":[{"data":{},"marks":[],"nodeType":"text","value":""}],"data":{},"nodeType":"paragraph"}],"data":{},"nodeType":"document"}},"metadata":{"concepts":[],"tags":[]},"sys":{"contentType":{"sys":{"id":"cmsShowcase","linkType":"ContentType","type":"Link"}},"createdAt":"2024-05-08T18:01:12.210Z","environment":{"sys":{"id":"master","linkType":"Environment","type":"Link"}},"id":"23Jo30yeXIPcpIvohcEKrz","locale":"en-GB","publishedVersion":19,"revision":1,"space":{"sys":{"id":"ro61k101ee59","linkType":"Space","type":"Link"}},"type":"Entry","updatedAt":"2024-05-08T18:01:12.210Z"}}},"nodeType":"embedded-entry-block"},{"content":[],"data":{"target":{"fields":{"paddingBottom":"Medium","paddingTop":"None","sectionName":"Travel - Subs Upsell - Showcase Footer Text (Finprom)","sectionType":"Footer","textAlign":"Center","textCopy":"Monzo Max is £17 a month • 3 month minimum • [Ts\u0026Cs apply](https://monzo.com/legal/max/terms-and-conditions/)\n\nMonzo Max with Family add-on is £22 a month • 3 month minimum • [Ts\u0026Cs apply](https://monzo.com/legal/max-family/terms-and-conditions/)\n\nMust be aged 18-69 • UK residents only\n\nTravel insurance provided by Zurich, powered by Qover. 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We pass [Mastercard’s exchange rate](https://monzo.com/ecb-rates) directly onto you, without sneaky fees or extra charges. You can also make free cash withdrawals up to a certain limit (see below).","title":"Are there any fees associated with using Monzo abroad?"},"metadata":{"concepts":[],"tags":[]},"sys":{"contentType":{"sys":{"id":"cmsDisclosureItem","linkType":"ContentType","type":"Link"}},"createdAt":"2024-05-01T17:10:56.296Z","environment":{"sys":{"id":"master","linkType":"Environment","type":"Link"}},"id":"3pRhzYmtivmkafM7ODtPDN","locale":"en-GB","publishedVersion":5,"revision":2,"space":{"sys":{"id":"ro61k101ee59","linkType":"Space","type":"Link"}},"type":"Entry","updatedAt":"2024-05-01T19:05:52.109Z"}},{"fields":{"content":"The European Economic Area (EEA) includes EU countries and also Iceland, Liechtenstein and Norway.","title":"What is the European Economic Area?"},"metadata":{"concepts":[],"tags":[]},"sys":{"contentType":{"sys":{"id":"cmsDisclosureItem","linkType":"ContentType","type":"Link"}},"createdAt":"2024-05-01T19:07:12.124Z","environment":{"sys":{"id":"master","linkType":"Environment","type":"Link"}},"id":"saGIgD7D0XxqqxFJTIoMB","locale":"en-GB","publishedVersion":6,"revision":1,"space":{"sys":{"id":"ro61k101ee59","linkType":"Space","type":"Link"}},"type":"Entry","updatedAt":"2024-05-01T19:07:12.124Z"}},{"fields":{"content":"If you have a free account and meet any of the below criteria, then we consider Monzo to be your main bank:\n\nAt least £500 was paid into a Monzo account in your name over the last rolling 35-day period, and you have at least one active Direct Debit on the same account in the same period.\n\nYou’ve received a Department for Work and Pensions or a Department for Communities payment into a Monzo account in your name over the last rolling 35-day period.\n\nYou’ve received a student loan payment into a Monzo account in your name over the last rolling 8-month period.\n\nYou’re sharing a Monzo Joint Account with someone who has done at least one of the above.\n\nRemember that if you use Monzo as your main bank, you can enjoy unlimited fee-free cash withdrawals in the European Economic Area (EEA).","title":"How do I know if Monzo is my main bank?"},"metadata":{"concepts":[],"tags":[]},"sys":{"contentType":{"sys":{"id":"cmsDisclosureItem","linkType":"ContentType","type":"Link"}},"createdAt":"2024-05-01T19:07:58.907Z","environment":{"sys":{"id":"master","linkType":"Environment","type":"Link"}},"id":"3fQ9czNBFiXEfELh6pVVKO","locale":"en-GB","publishedVersion":3,"revision":1,"space":{"sys":{"id":"ro61k101ee59","linkType":"Space","type":"Link"}},"type":"Entry","updatedAt":"2024-05-01T19:07:58.907Z"}},{"fields":{"content":"You don't need to let us know when you are travelling! But, if your Monzo card is lost or stolen while travelling, immediately [freeze your card](https://monzo.com/help/emergencies/monzo-card-lost-damaged-stolen/) and contact our customer support team for assistance (you can do both through the Monzo app).","title":"Do I need to let Monzo know when I’m travelling abroad?"},"metadata":{"concepts":[],"tags":[]},"sys":{"contentType":{"sys":{"id":"cmsDisclosureItem","linkType":"ContentType","type":"Link"}},"createdAt":"2024-05-01T19:08:55.454Z","environment":{"sys":{"id":"master","linkType":"Environment","type":"Link"}},"id":"7hMlses37myJs44ILuOja7","locale":"en-GB","publishedVersion":8,"revision":2,"space":{"sys":{"id":"ro61k101ee59","linkType":"Space","type":"Link"}},"type":"Entry","updatedAt":"2024-10-15T08:25:02.058Z"}},{"fields":{"content":"Depending on how you use Monzo, you can make fee-free cash withdrawals up to a certain limit. Any fees you may have to pay are partly based on whether you’re in the European Economic Area (EEA) or not. The EEA includes EU countries and also Iceland, Liechtenstein and Norway.\n\nIf Monzo is your main bank account,make unlimited fee-free cash withdrawals abroad in the European Economic Area (EEA),and up to £200 every 30 days for free outside the EEA. After that, we’ll charge 3%.\n\nThe 30-day period for allowances resets exactly 30 days after your first withdrawal, rather than at the start of a new month. Your allowances are shared across any accounts you have. So if you have a joint account, your allowance is split across that account and your personal account. For example, if you take out £150 on the 2nd of the month and £50 on the 5th, your allowance would reset on the 2nd and 5th day of the next month. 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