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external"><span class="Button_text__d9Ltb"><li><span class="HelpCategoryTileList_icon__1XUHL Icon_icon__QfSMz Icon_transparent__PlIcz Icon_xlarge__bGKor" aria-hidden="true">🏡</span><h3 class="HelpCategoryTileList_displayName__wsWmt">Mortgage in Monzo</h3><p class="HelpCategoryTileList_displaySubtitle__BDFjV">See your mortgage in Monzo</p></li></span></a><a class="Button_button__30ukX Button_fullWidth__L87a1 Button_none__xam_p Button_left__P5ZhN HelpCategoryTileList_listItemCard__auk5h" target="_self" href="/help/payments-getting-started" rel="noopener noreferrer external"><span class="Button_text__d9Ltb"><li><span class="HelpCategoryTileList_icon__1XUHL Icon_icon__QfSMz Icon_transparent__PlIcz Icon_xlarge__bGKor" aria-hidden="true">💰</span><h3 class="HelpCategoryTileList_displayName__wsWmt">Payments: getting started</h3><p class="HelpCategoryTileList_displaySubtitle__BDFjV">Payments, bank transfers, cheques, direct debits...</p></li></span></a><a class="Button_button__30ukX Button_fullWidth__L87a1 Button_none__xam_p Button_left__P5ZhN HelpCategoryTileList_listItemCard__auk5h" target="_self" href="/help/payments-troubleshooting" rel="noopener noreferrer external"><span class="Button_text__d9Ltb"><li><span class="HelpCategoryTileList_icon__1XUHL Icon_icon__QfSMz Icon_transparent__PlIcz Icon_xlarge__bGKor" aria-hidden="true">🤔</span><h3 class="HelpCategoryTileList_displayName__wsWmt">Payments: troubleshooting</h3><p class="HelpCategoryTileList_displaySubtitle__BDFjV">Payments, bank transfers, direct debits...</p></li></span></a><a class="Button_button__30ukX Button_fullWidth__L87a1 Button_none__xam_p Button_left__P5ZhN HelpCategoryTileList_listItemCard__auk5h" target="_self" href="/help/payments-paying-monzobusiness" rel="noopener noreferrer external"><span class="Button_text__d9Ltb"><li><span class="HelpCategoryTileList_icon__1XUHL Icon_icon__QfSMz Icon_transparent__PlIcz Icon_xlarge__bGKor" aria-hidden="true">💬</span><h3 class="HelpCategoryTileList_displayName__wsWmt">Payments: Paying a Monzo Business</h3><p class="HelpCategoryTileList_displaySubtitle__BDFjV">If you've received a payment link or invoice from one of our business customers</p></li></span></a><a class="Button_button__30ukX Button_fullWidth__L87a1 Button_none__xam_p Button_left__P5ZhN HelpCategoryTileList_listItemCard__auk5h" target="_self" href="/help/monzo-fraud-category" rel="noopener noreferrer external"><span class="Button_text__d9Ltb"><li><span class="HelpCategoryTileList_icon__1XUHL Icon_icon__QfSMz Icon_transparent__PlIcz Icon_xlarge__bGKor" aria-hidden="true">🕵️</span><h3 class="HelpCategoryTileList_displayName__wsWmt">Fraud and staying safe online</h3><p class="HelpCategoryTileList_displaySubtitle__BDFjV">Make sure you don't fall for these common scams</p></li></span></a><a class="Button_button__30ukX Button_fullWidth__L87a1 Button_none__xam_p Button_left__P5ZhN HelpCategoryTileList_listItemCard__auk5h" target="_self" href="/help/monzo-with-friends" rel="noopener noreferrer external"><span class="Button_text__d9Ltb"><li><span class="HelpCategoryTileList_icon__1XUHL Icon_icon__QfSMz Icon_transparent__PlIcz Icon_xlarge__bGKor" aria-hidden="true">💑</span><h3 class="HelpCategoryTileList_displayName__wsWmt">Monzo with Friends</h3><p class="HelpCategoryTileList_displaySubtitle__BDFjV">Using Monzo with Friends</p></li></span></a><a class="Button_button__30ukX Button_fullWidth__L87a1 Button_none__xam_p Button_left__P5ZhN HelpCategoryTileList_listItemCard__auk5h" target="_self" href="/help/switching-to-monzo" rel="noopener noreferrer external"><span class="Button_text__d9Ltb"><li><span class="HelpCategoryTileList_icon__1XUHL Icon_icon__QfSMz Icon_transparent__PlIcz Icon_xlarge__bGKor" aria-hidden="true">💯</span><h3 class="HelpCategoryTileList_displayName__wsWmt">Switching to Monzo</h3><p class="HelpCategoryTileList_displaySubtitle__BDFjV">Switching to Monzo with the Current Account Switch Service</p></li></span></a><a class="Button_button__30ukX Button_fullWidth__L87a1 Button_none__xam_p Button_left__P5ZhN HelpCategoryTileList_listItemCard__auk5h" target="_self" href="/help/travelling" rel="noopener noreferrer external"><span class="Button_text__d9Ltb"><li><span class="HelpCategoryTileList_icon__1XUHL Icon_icon__QfSMz Icon_transparent__PlIcz Icon_xlarge__bGKor" aria-hidden="true">✈</span><h3 class="HelpCategoryTileList_displayName__wsWmt">Travelling with Monzo</h3><p class="HelpCategoryTileList_displaySubtitle__BDFjV">Going abroad, fees and charges...</p></li></span></a><a class="Button_button__30ukX Button_fullWidth__L87a1 Button_none__xam_p Button_left__P5ZhN HelpCategoryTileList_listItemCard__auk5h" target="_self" href="/help/joint-accounts" rel="noopener noreferrer external"><span class="Button_text__d9Ltb"><li><span class="HelpCategoryTileList_icon__1XUHL Icon_icon__QfSMz Icon_transparent__PlIcz Icon_xlarge__bGKor" aria-hidden="true">👭</span><h3 class="HelpCategoryTileList_displayName__wsWmt">Joint accounts</h3><p class="HelpCategoryTileList_displaySubtitle__BDFjV">Setting up, basics, switching...</p></li></span></a><a class="Button_button__30ukX Button_fullWidth__L87a1 Button_none__xam_p Button_left__P5ZhN HelpCategoryTileList_listItemCard__auk5h" target="_self" href="/help/business-accounts-signup" rel="noopener noreferrer external"><span class="Button_text__d9Ltb"><li><span class="HelpCategoryTileList_icon__1XUHL Icon_icon__QfSMz Icon_transparent__PlIcz Icon_xlarge__bGKor" aria-hidden="true">💼</span><h3 class="HelpCategoryTileList_displayName__wsWmt">Monzo Business: Opening an account</h3><p class="HelpCategoryTileList_displaySubtitle__BDFjV">All you need to know to open your business account</p></li></span></a><a class="Button_button__30ukX Button_fullWidth__L87a1 Button_none__xam_p Button_left__P5ZhN HelpCategoryTileList_listItemCard__auk5h" target="_self" href="/help/business-accounts" rel="noopener noreferrer external"><span class="Button_text__d9Ltb"><li><span class="HelpCategoryTileList_icon__1XUHL Icon_icon__QfSMz Icon_transparent__PlIcz Icon_xlarge__bGKor" aria-hidden="true">💼</span><h3 class="HelpCategoryTileList_displayName__wsWmt">Monzo Business: Make the most of your account</h3><p class="HelpCategoryTileList_displaySubtitle__BDFjV">The basics, pots, Monzo Business for web and more</p></li></span></a><a class="Button_button__30ukX Button_fullWidth__L87a1 Button_none__xam_p Button_left__P5ZhN HelpCategoryTileList_listItemCard__auk5h" target="_self" href="/help/business-getpaid" rel="noopener noreferrer external"><span class="Button_text__d9Ltb"><li><span class="HelpCategoryTileList_icon__1XUHL Icon_icon__QfSMz Icon_transparent__PlIcz Icon_xlarge__bGKor" aria-hidden="true">💸</span><h3 class="HelpCategoryTileList_displayName__wsWmt">Monzo Business: Get Paid</h3><p class="HelpCategoryTileList_displaySubtitle__BDFjV">Get paid, the easy way</p></li></span></a><a class="Button_button__30ukX Button_fullWidth__L87a1 Button_none__xam_p Button_left__P5ZhN HelpCategoryTileList_listItemCard__auk5h" target="_self" href="/help/monzo-plus" rel="noopener noreferrer external"><span class="Button_text__d9Ltb"><li><span class="HelpCategoryTileList_icon__1XUHL Icon_icon__QfSMz Icon_transparent__PlIcz Icon_xlarge__bGKor" aria-hidden="true">⭐️</span><h3 class="HelpCategoryTileList_displayName__wsWmt">Monzo Plus </h3><p class="HelpCategoryTileList_displaySubtitle__BDFjV">All things regarding Monzo Plus</p></li></span></a><a class="Button_button__30ukX Button_fullWidth__L87a1 Button_none__xam_p Button_left__P5ZhN HelpCategoryTileList_listItemCard__auk5h" target="_self" href="/help/monzo-premium" rel="noopener noreferrer external"><span class="Button_text__d9Ltb"><li><span class="HelpCategoryTileList_icon__1XUHL Icon_icon__QfSMz Icon_transparent__PlIcz Icon_xlarge__bGKor" aria-hidden="true">🚀</span><h3 class="HelpCategoryTileList_displayName__wsWmt">Monzo Premium</h3><p class="HelpCategoryTileList_displaySubtitle__BDFjV">All things regarding Monzo Premium</p></li></span></a><a class="Button_button__30ukX Button_fullWidth__L87a1 Button_none__xam_p Button_left__P5ZhN HelpCategoryTileList_listItemCard__auk5h" target="_self" href="/help/your-needs" rel="noopener noreferrer external"><span class="Button_text__d9Ltb"><li><span class="HelpCategoryTileList_icon__1XUHL Icon_icon__QfSMz Icon_transparent__PlIcz Icon_xlarge__bGKor" aria-hidden="true">❤️</span><h3 class="HelpCategoryTileList_displayName__wsWmt">Helping us understand your needs</h3><p class="HelpCategoryTileList_displaySubtitle__BDFjV">Accessibility, health issues, life events...</p></li></span></a><a class="Button_button__30ukX Button_fullWidth__L87a1 Button_none__xam_p Button_left__P5ZhN HelpCategoryTileList_listItemCard__auk5h" target="_self" href="/help/web-logging-in-to-the-app" rel="noopener noreferrer external"><span class="Button_text__d9Ltb"><li><span class="HelpCategoryTileList_icon__1XUHL Icon_icon__QfSMz Icon_transparent__PlIcz Icon_xlarge__bGKor" aria-hidden="true">📲</span><h3 class="HelpCategoryTileList_displayName__wsWmt">Logging in </h3><p class="HelpCategoryTileList_displaySubtitle__BDFjV">Troubleshoot logging in problems</p></li></span></a><a class="Button_button__30ukX Button_fullWidth__L87a1 Button_none__xam_p Button_left__P5ZhN HelpCategoryTileList_listItemCard__auk5h" target="_self" href="/help/monzo-flex" rel="noopener noreferrer external"><span class="Button_text__d9Ltb"><li><span class="HelpCategoryTileList_icon__1XUHL Icon_icon__QfSMz Icon_transparent__PlIcz Icon_xlarge__bGKor" aria-hidden="true">🤸🏽‍♀️</span><h3 class="HelpCategoryTileList_displayName__wsWmt">Monzo Flex</h3><p class="HelpCategoryTileList_displaySubtitle__BDFjV">Getting started, editing instalments and more...</p></li></span></a><a class="Button_button__30ukX Button_fullWidth__L87a1 Button_none__xam_p Button_left__P5ZhN HelpCategoryTileList_listItemCard__auk5h" target="_self" href="/help/legal-stuff" rel="noopener noreferrer external"><span class="Button_text__d9Ltb"><li><span class="HelpCategoryTileList_icon__1XUHL Icon_icon__QfSMz Icon_transparent__PlIcz Icon_xlarge__bGKor" aria-hidden="true">⚖️</span><h3 class="HelpCategoryTileList_displayName__wsWmt">The legal stuff</h3><p class="HelpCategoryTileList_displaySubtitle__BDFjV">Complaints, data and information sharing, tax...</p></li></span></a><a class="Button_button__30ukX Button_fullWidth__L87a1 Button_none__xam_p Button_left__P5ZhN HelpCategoryTileList_listItemCard__auk5h" target="_self" href="/help/ monzo-pensions" rel="noopener noreferrer external"><span class="Button_text__d9Ltb"><li><span class="HelpCategoryTileList_icon__1XUHL Icon_icon__QfSMz Icon_transparent__PlIcz Icon_xlarge__bGKor" aria-hidden="true">🌳</span><h3 class="HelpCategoryTileList_displayName__wsWmt">Monzo Pension</h3><p class="HelpCategoryTileList_displaySubtitle__BDFjV">All you need to know about Monzo Pensions</p></li></span></a><a class="Button_button__30ukX Button_fullWidth__L87a1 Button_none__xam_p Button_left__P5ZhN HelpCategoryTileList_listItemCard__auk5h" target="_self" href="/help/service-quality-results" rel="noopener noreferrer external"><span class="Button_text__d9Ltb"><li><span class="HelpCategoryTileList_icon__1XUHL Icon_icon__QfSMz Icon_transparent__PlIcz Icon_xlarge__bGKor" aria-hidden="true">💬</span><h3 class="HelpCategoryTileList_displayName__wsWmt">Service quality survey results</h3><p class="HelpCategoryTileList_displaySubtitle__BDFjV">independent service quality results</p></li></span></a><a class="Button_button__30ukX Button_fullWidth__L87a1 Button_none__xam_p Button_left__P5ZhN HelpCategoryTileList_listItemCard__auk5h" target="_self" href="/help/investments" rel="noopener noreferrer external"><span class="Button_text__d9Ltb"><li><span class="HelpCategoryTileList_icon__1XUHL Icon_icon__QfSMz Icon_transparent__PlIcz Icon_xlarge__bGKor" aria-hidden="true">📈</span><h3 class="HelpCategoryTileList_displayName__wsWmt">Investments</h3><p class="HelpCategoryTileList_displaySubtitle__BDFjV">All you need to know about Investment Pots</p></li></span></a><a class="Button_button__30ukX Button_fullWidth__L87a1 Button_none__xam_p Button_left__P5ZhN HelpCategoryTileList_listItemCard__auk5h" target="_self" href="/help/ monzo-pensions-transfers" rel="noopener noreferrer external"><span class="Button_text__d9Ltb"><li><span class="HelpCategoryTileList_icon__1XUHL Icon_icon__QfSMz Icon_transparent__PlIcz Icon_xlarge__bGKor" aria-hidden="true">🌳</span><h3 class="HelpCategoryTileList_displayName__wsWmt">Monzo Pension Transfers</h3><p class="HelpCategoryTileList_displaySubtitle__BDFjV"> </p></li></span></a><a class="Button_button__30ukX Button_fullWidth__L87a1 Button_none__xam_p Button_left__P5ZhN HelpCategoryTileList_listItemCard__auk5h" target="_self" href="/help/isas" rel="noopener noreferrer external"><span class="Button_text__d9Ltb"><li><span class="HelpCategoryTileList_icon__1XUHL Icon_icon__QfSMz Icon_transparent__PlIcz Icon_xlarge__bGKor" aria-hidden="true">🍯</span><h3 class="HelpCategoryTileList_displayName__wsWmt">ISAs</h3><p class="HelpCategoryTileList_displaySubtitle__BDFjV">All you need to know about ISAs at Monzo</p></li></span></a><a class="Button_button__30ukX Button_fullWidth__L87a1 Button_none__xam_p Button_left__P5ZhN HelpCategoryTileList_listItemCard__auk5h" target="_self" href="/help/new-users-transactions" rel="noopener noreferrer external"><span class="Button_text__d9Ltb"><li><span class="HelpCategoryTileList_icon__1XUHL Icon_icon__QfSMz Icon_transparent__PlIcz Icon_xlarge__bGKor" aria-hidden="true">💬</span><h3 class="HelpCategoryTileList_displayName__wsWmt">Transactions</h3><p class="HelpCategoryTileList_displaySubtitle__BDFjV">Making transactions, topping up with bank transfer...</p></li></span></a></ul></div></div></div></section><section class="help_Help__MElWh help_light__JL3Pv Section_section__vMEm_ Section_secondary__EAXP9 stack Section_paddingtopnone__1hcpM"><div class="Section_contentContainer__AM_ay"><div class="Block_block__xuwlb Block_transparent__Rd3Yj Block_textLeft__uCVdg Block_paddingHorizontalXsmall__XaVaH Block_paddingVerticalMedium__AGKd3 Block_marginHorizontalAuto__3Oijt Block_marginVerticalNone__C1sx6"><div class="Block_contentContainer__SKVP7"><div class="Text_text__yIi78 Text_marginBottom__lTNIK"><p>If you're looking for our<a class="Button_button__30ukX Button_link__Slw7D Button_inline__fUiRd Button_center__53qAB" target="_blank" href="https://www.fca.org.uk/publications/policy-statements/ps17-26-information-about-current-account-services" rel="noopener noreferrer external"><span class="Button_text__d9Ltb">PS17/26</span></a>a document from the Financial Conduct Authority, see<a class="Button_button__30ukX Button_link__Slw7D Button_inline__fUiRd Button_center__53qAB" target="_blank" rel="" href="https://monzo.com/information-about-current-account-services/"><span class="Button_text__d9Ltb">Information about our Personal Current Account Services</span></a>.</p></div><div class="Text_text__yIi78 Text_marginBottom__lTNIK"><p>If you're looking for information about the Payment Services Directive, see the<a class="Button_button__30ukX Button_link__Slw7D Button_inline__fUiRd Button_center__53qAB" target="_blank" href="https://ec.europa.eu/commission/presscorner/detail/en/MEMO_15_5793" rel="noopener noreferrer external"><span class="Button_text__d9Ltb">European Commission's frequently asked questions</span></a>.</p></div><div class="Text_text__yIi78 Text_marginBottom__lTNIK"><p>If you're looking for information on your rights when making payments in Europe, you can find it in this <a class="Button_button__30ukX Button_link__Slw7D Button_inline__fUiRd Button_center__53qAB" target="_blank" href="https://ec.europa.eu/info/files/leaflet-your-rights-payments-eu_en" rel="noopener noreferrer external"><span class="Button_text__d9Ltb">leaflet published by the European Commission</span></a>.</p></div><div class="Text_text__yIi78 Text_marginBottom__lTNIK"><p>Get in touch with us in app</p></div><div class="Block_block__xuwlb Block_heightAuto__FQbwz Block_transparent__Rd3Yj Block_textLeft__uCVdg Block_paddingHorizontalNone__YeBoC Block_paddingVerticalNone__3o4B9 Block_marginHorizontalAuto__3Oijt Block_marginVerticalNone__C1sx6 Block_desktopOnly__5Eyov"><div class="Block_contentContainer__SKVP7"><table class="help_table__PMcWK"><tbody><tr><th><div class="Text_text__yIi78 Text_lead__j_jz_"><p>Account Type</p></div></th><th><div class="Text_text__yIi78 Text_lead__j_jz_"><p>From the UK</p></div></th><th><div class="Text_text__yIi78 Text_lead__j_jz_"><p>From abroad</p></div></th></tr><tr><td><div class="Text_text__yIi78"><p>Current Account</p></div></td><td><a class="Button_button__30ukX Button_link__Slw7D Button_inline__fUiRd Button_center__53qAB" target="_self" href="tel:+448008021281" rel="noopener noreferrer external"><span class="Button_text__d9Ltb">0800 802 1281</span></a></td><td><a class="Button_button__30ukX Button_link__Slw7D Button_inline__fUiRd Button_center__53qAB" target="_self" href="tel:+442038720620" rel="noopener noreferrer external"><span class="Button_text__d9Ltb">+44 20 3872 0620</span></a></td></tr></tbody></table></div></div><div class="Block_block__xuwlb Block_heightAuto__FQbwz Block_transparent__Rd3Yj Block_textLeft__uCVdg Block_paddingHorizontalNone__YeBoC Block_paddingVerticalNone__3o4B9 Block_marginHorizontalAuto__3Oijt Block_marginVerticalNone__C1sx6 Block_mobileOnly__u47fq"><div class="Block_contentContainer__SKVP7"><table class="help_table__PMcWK"><tbody><tr><td><div class="Text_text__yIi78 Text_lead__j_jz_"><p>Account Type</p></div></td></tr><tr><td><div class="Text_text__yIi78"><p>Current Account</p></div></td></tr><tr><td><div class="Text_text__yIi78 Text_lead__j_jz_"><p>From the UK</p></div></td></tr><tr><td><a class="Button_button__30ukX Button_link__Slw7D Button_inline__fUiRd Button_center__53qAB" target="_self" href="tel:+448008021281" rel="noopener noreferrer external"><span class="Button_text__d9Ltb">0800 802 1281</span></a></td></tr><tr><td><div class="Text_text__yIi78 Text_lead__j_jz_"><p>From abroad</p></div></td></tr><tr><td><a class="Button_button__30ukX Button_link__Slw7D Button_inline__fUiRd Button_center__53qAB" target="_self" href="tel:+442038720620" rel="noopener noreferrer external"><span class="Button_text__d9Ltb">+44 20 3872 0620</span></a></td></tr></tbody></table></div></div><div class="Text_text__yIi78 Text_marginBottom__lTNIK"><p>The number above is only for customer support queries and we won't be able to help with other questions. We’re free to call, but if you’re calling from abroad, please be aware that you may be charged by your phone provider.</p></div></div></div></div></section><div class="CTASection_cta__goHLf CTASection_aboveFooter__SkS1B "><section class="Section_section__vMEm_ Section_secondary__EAXP9 Section_auto__vLni6 Section_paddingtopnone__1hcpM Section_paddingbottomnone__LOKE4"><div class="Section_contentContainer__AM_ay"><div class="Block_block__xuwlb Block_forceDarkMode__MqGLE Block_coral__xnD48 Block_textCenter__b99E8 Block_horizontalCenter__Ipvf0 Block_paddingHorizontalSmall__NJLk_ Block_paddingVerticalXxlarge__35o9U Block_marginHorizontalAuto__3Oijt Block_marginVerticalNone__C1sx6"><div class="Block_contentContainer__SKVP7"><h2 class="Title_title__SEYIO Title_forceDarkMode__xehXZ Title_primary__ztUzQ Title_xlarge__6GWQU Title_center__U_7bz Title_addMargin___ly9N" id="open-a-free-current-account">Open a free current account</h2><div class="Markdown_Markdown__gSOvl Markdown_dark__IOFzk"><div class="Text_text__yIi78 Text_lead__j_jz_ Text_forceDarkMode__2DDJQ Text_marginBottom__lTNIK"><p>Download the Monzo app on iOS or Android and join more than 11 million personal and business customers who've changed the way they bank.</p></div></div><div class="Row_Row__k7R1L Row_center__GJVq4"><a class="Button_button__30ukX Button_primary__RWocB Button_center__53qAB" target="_self" href="https://we83.adj.st/home?adj_t=1hkze67b_1h1d1pik&adj_redirect=https%3A%2F%2Fmonzo.com%2Fsign-up%2F&adj_engagement_type=fallback_click" rel="noopener noreferrer external"><span class="Button_text__d9Ltb">Apply for a Monzo account</span></a></div></div></div></div></section></div></main><div class="Footer_footerContainer__vcVmy Footer_forceDarkMode__38lE_"><footer class="Footer_Footer__mENWJ Footer_forceDarkMode__38lE_" role="menu"><div class="Footer_logo__By_cG"><a role="menuitem" href="/"><img class="Footer_logoImage__HW_kA" src="/images/brand/monzo-logo-on-dark.svg" alt="Monzo Bank"/></a></div><div 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