Bank Commitments to Improve Diversity and Inclusion

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class="separator">/</span> <a href="https://bpi.com/bank-commitments-to-improve-diversity-and-inclusion/" title="Bank Commitments to Improve Diversity and Inclusion" class="breadcrumb-item"> Bank Commitments to Improve Diversity and Inclusion </a> </div> </section> <section class="container-1240 wysiwyg"> <div class="wp-block-columns is-layout-flex wp-container-core-columns-is-layout-1 wp-block-columns-is-layout-flex"> <div class="wp-block-column diversity-background is-layout-flow wp-block-column-is-layout-flow" style="flex-basis:68%"> <h2 class="wp-block-heading" id="background-b3c82637-4189-484b-8d35-f7fc3dde107b">Background</h2> <p>Americans of color, particularly Black Americans, face significant, interconnected barriers that have led to persistent financial and economic inequality and unacceptable outcomes across quality of life indicators, particularly regarding health care, education and wealth accumulation. While economic exclusion is a persistent problem for all marginalized communities, BPI’s <a href="https://bpi.com/the-time-is-now-30-best-bank-practices-to-help-improve-outcomes-in-black-communities/" target="_blank" rel="noreferrer noopener">recent report</a> focuses primarily on the Black community. The Federal Reserve’s most recent statistics show that Blacks experience adverse credit outcomes across all income levels, with Black adults with incomes over $40,000 a year more than twice as likely as Whites to have credit applications denied. Nearly one in five Black adults making over $100,000 a year reports being denied credit, more than twice the rate of White adults. And the rate of Black adults who are unbanked is more than double the rate of adults overall.</p> <p>To access the report and to learn more about some of the other efforts at BPI member banks, click on one of the links below.</p> </div> <div class="wp-block-column is-layout-flow wp-block-column-is-layout-flow" style="flex-basis:30%"> <div class="wp-block-group hide-on-mobile has-light-gray-background-color has-background"><div class="wp-block-group__inner-container is-layout-flow wp-block-group-is-layout-flow"> <h4 class="has-text-align-left wp-block-heading">Resources</h4> <div style="height:5px" aria-hidden="true" class="wp-block-spacer"></div> <ul class="has-middle-red-purple-color has-text-color;" style="padding-left:0em;"><li style="list-style-type: none; margin-left:0px;">— <a href="https://bpi.com/wp-content/uploads/2021/06/The-Time-is-Now-30-Best-Bank-Practices-to-Help-Improve-Outcomes-in-Black-Communities.pdf" target="_blank">Download Report</a></li><li style="list-style-type: none; margin-left:0px;">— <a href="#RecentActivity">Recent Activity</a></li><li style="list-style-type: none; margin-left:0px;">— <a href="#interview">Request an Interview</a></li></ul> </div></div> </div> </div> <div style="height:20px" aria-hidden="true" class="wp-block-spacer"></div> <div class="break-container"> <section class="block-cta-simple" style="background-image: url('/wp-content/themes/bpi/assets/images/cta-bg-default.jpg')"> <div class="grid-container container-1100"> <div class="col-text"> <h1>Report: The Time Is Now: 30 Best Bank Practices to Help Improve Outcomes In Black Communities</h1> </div> <div class="col-button"> <a href="https://bpi.com/the-time-is-now-30-best-bank-practices-to-help-improve-outcomes-in-black-communities/" title=Download the Full Report target="_blank" > Download the Full Report </a> </div> </div> </section> </div> <div style="height:40px" aria-hidden="true" id="primer" class="wp-block-spacer"></div> <h2 class="wp-block-heading" id="RecentActivity">Recent Activity</h2> <div style="height:25px" aria-hidden="true" class="wp-block-spacer"></div> <div class="advgb-recent-posts-block frontpage-view layout-1-3 gap-5 style-boxed mbl-layout-stacked"><div class="advgb-recent-posts"><article class="advgb-recent-post"><div class="advgb-post-thumbnail"><a href="https://bpi.com/banks-support-national-strategy-to-identify-opportunities-and-barriers-to-financial-inclusion/"><img loading="lazy" decoding="async" width="1024" height="683" src="https://bpi.com/wp-content/uploads/2020/10/iStock-866214648-1024x683.jpg" class="attachment-large size-large" alt="Interviewing businessman or politician, press conference" srcset="https://bpi.com/wp-content/uploads/2020/10/iStock-866214648-1024x683.jpg 1024w, https://bpi.com/wp-content/uploads/2020/10/iStock-866214648-300x200.jpg 300w, https://bpi.com/wp-content/uploads/2020/10/iStock-866214648-768x512.jpg 768w, https://bpi.com/wp-content/uploads/2020/10/iStock-866214648-1536x1024.jpg 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2023</span></div><div class="advgb-post-content"></div></div></article><article class="advgb-recent-post"><div class="advgb-post-thumbnail"><a href="https://bpi.com/bank-on-transaction-accounts-and-financial-inclusion-new-data-shows-continuing-success/"><img loading="lazy" decoding="async" width="1000" height="667" src="https://bpi.com/wp-content/uploads/2023/07/bank-on-cover-image.jpg" class="attachment-large size-large" alt="Photo showing diverse people in a community" srcset="https://bpi.com/wp-content/uploads/2023/07/bank-on-cover-image.jpg 1000w, https://bpi.com/wp-content/uploads/2023/07/bank-on-cover-image-300x200.jpg 300w, https://bpi.com/wp-content/uploads/2023/07/bank-on-cover-image-768x512.jpg 768w, https://bpi.com/wp-content/uploads/2023/07/bank-on-cover-image-600x400.jpg 600w" sizes="auto, (max-width: 1000px) 100vw, 1000px" /></a></div><div class="advgb-post-wrapper"><h2 class="advgb-post-title"><a 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class="advgb-recent-post"><div class="advgb-post-thumbnail"><a href="https://bpi.com/there-you-go-again-setting-the-record-straight-on-large-banks-branch-presence-in-lmi-and-minority-neighborhoods/"><img loading="lazy" decoding="async" width="1024" height="310" src="https://bpi.com/wp-content/uploads/2022/10/LMI-minority-neighborhoods-1024x310.jpg" class="attachment-large size-large" alt="LMI minority cover image" srcset="https://bpi.com/wp-content/uploads/2022/10/LMI-minority-neighborhoods-1024x310.jpg 1024w, https://bpi.com/wp-content/uploads/2022/10/LMI-minority-neighborhoods-300x91.jpg 300w, https://bpi.com/wp-content/uploads/2022/10/LMI-minority-neighborhoods-768x232.jpg 768w, https://bpi.com/wp-content/uploads/2022/10/LMI-minority-neighborhoods-1536x464.jpg 1536w, https://bpi.com/wp-content/uploads/2022/10/LMI-minority-neighborhoods-2048x619.jpg 2048w, https://bpi.com/wp-content/uploads/2022/10/LMI-minority-neighborhoods-1600x484.jpg 1600w, 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family" srcset="https://bpi.com/wp-content/uploads/2022/09/shutterstock_560410972.jpg 1000w, https://bpi.com/wp-content/uploads/2022/09/shutterstock_560410972-300x200.jpg 300w, https://bpi.com/wp-content/uploads/2022/09/shutterstock_560410972-768x512.jpg 768w, https://bpi.com/wp-content/uploads/2022/09/shutterstock_560410972-600x400.jpg 600w" sizes="auto, (max-width: 1000px) 100vw, 1000px" /></a></div><div class="advgb-post-wrapper"><h2 class="advgb-post-title"><a href="https://bpi.com/bank-on-transaction-accounts-helped-support-financial-inclusion-during-the-pandemic/">“Bank On” Transaction Accounts Helped Support Financial Inclusion during the Pandemic</a></h2><div class="advgb-post-info"><span class="advgb-post-datetime">Posted on September 22, 2022</span></div><div class="advgb-post-content"></div></div></article><article class="advgb-recent-post"><div class="advgb-post-thumbnail"><a href="https://bpi.com/bpi-welcomes-bill-to-empower-rehabilitated-job-seekers/"><img loading="lazy" decoding="async" width="1024" height="683" src="https://bpi.com/wp-content/uploads/2020/10/iStock-866214648-1024x683.jpg" class="attachment-large size-large" alt="Interviewing businessman or politician, press conference" srcset="https://bpi.com/wp-content/uploads/2020/10/iStock-866214648-1024x683.jpg 1024w, https://bpi.com/wp-content/uploads/2020/10/iStock-866214648-300x200.jpg 300w, https://bpi.com/wp-content/uploads/2020/10/iStock-866214648-768x512.jpg 768w, https://bpi.com/wp-content/uploads/2020/10/iStock-866214648-1536x1024.jpg 1536w, https://bpi.com/wp-content/uploads/2020/10/iStock-866214648-2048x1366.jpg 2048w, https://bpi.com/wp-content/uploads/2020/10/iStock-866214648-1600x1067.jpg 1600w, https://bpi.com/wp-content/uploads/2020/10/iStock-866214648-600x400.jpg 600w" sizes="auto, (max-width: 1024px) 100vw, 1024px" /></a></div><div class="advgb-post-wrapper"><h2 class="advgb-post-title"><a href="https://bpi.com/bpi-welcomes-bill-to-empower-rehabilitated-job-seekers/">BPI Welcomes Bill to Empower Rehabilitated Job Seekers</a></h2><div class="advgb-post-info"><span class="advgb-post-datetime">Posted on May 11, 2022</span></div><div class="advgb-post-content"></div></div></article></div></div> <div style="height:40px" aria-hidden="true" class="wp-block-spacer"></div> <div class="break-container"> <section class="block-cta-simple" style="background-image: url('/wp-content/themes/bpi/assets/images/cta-bg-default.jpg')"> <div class="grid-container container-1100"> <div class="col-text"> <h1>Learn More About Racial Equity Efforts by BPI Member Banks</h1> </div> <div class="col-button"> <a href="https://bpi.com/wp-content/uploads/2021/06/Appendix-Sample-of-Racial-Equity-Efforts-by-BPI-Member-Banks.pdf" title=Learn More target="_blank" > Learn More </a> </div> </div> </section> </div> <div style="height:50px" aria-hidden="true" class="wp-block-spacer"></div> <h2 class="wp-block-heading" id="interview">Request an Interview</h2> <div class='gf_browser_ie 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