Elektronické a hotovostné platby a pravidlá v oblasti príplatkov

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href="/youreurope/citizens/images/ecl/ecl-eu-icons.svg#corner-arrow"></use></svg></a><ul> <li><a href="https://europa.eu/youreurope/citizens/travel/security-and-emergencies/airport-airline-security/index_sk.htm">Bezpečnosť na letiskách a v rámci leteckých spoločností</a></li> <li><a href="https://europa.eu/youreurope/citizens/travel/security-and-emergencies/emergency/index_sk.htm">Núdzové situácie</a></li> <li><a href="https://europa.eu/youreurope/citizens/travel/security-and-emergencies/emergency-assistance-vehicles-ecall/index_sk.htm">Pomoc v tiesni dosiahnuteľná priamo z vozidla: palubný systém eCall využívajúci tiesňovú linku 112</a></li> </ul> </li> <li class="group"><a href="https://europa.eu/youreurope/citizens/travel/holidays/index_sk.htm">Balíky cestovných služieb a timeshare<svg focusable="false" aria-hidden="true"> <use href="/youreurope/citizens/images/ecl/ecl-eu-icons.svg#corner-arrow"></use></svg></a><ul> <li><a href="https://europa.eu/youreurope/citizens/travel/holidays/timeshare/index_sk.htm">Časovo vymedzené užívanie ubytovacích zariadení a dlhodobé dovolenkové zmluvy v EÚ</a></li> <li><a href="https://europa.eu/youreurope/citizens/travel/holidays/package-travel/index_sk.htm">Balík cestovných služieb a spojené cestovné služby</a></li> </ul> </li> </ul> </li> <li class="group"><a href="https://europa.eu/youreurope/citizens/work/index_sk.htm">Práca a odchod do dôchodku<svg focusable="false" aria-hidden="true"> <use href="/youreurope/citizens/images/ecl/ecl-eu-icons.svg#corner-arrow"></use></svg></a><ul> <li class="group"><a href="https://europa.eu/youreurope/citizens/work/work-abroad/index_sk.htm">Práca v zahraničí<svg focusable="false" aria-hidden="true"> <use href="/youreurope/citizens/images/ecl/ecl-eu-icons.svg#corner-arrow"></use></svg></a><ul> <li><a href="https://europa.eu/youreurope/citizens/work/work-abroad/cross-border-commuters/index_sk.htm">Cezhraniční pracovníci</a></li> <li><a href="https://europa.eu/youreurope/citizens/work/work-abroad/equal-treatment-with-nationals/index_sk.htm">Rovnaké zaobchádzanie pri práci</a></li> <li><a href="https://europa.eu/youreurope/citizens/work/work-abroad/posted-workers/index_sk.htm">Vyslaní pracovníci</a></li> <li><a href="https://europa.eu/youreurope/citizens/work/work-abroad/work-in-public-sector-abroad/index_sk.htm">Práca vo verejnom sektore v zahraničí</a></li> <li><a href="https://europa.eu/youreurope/citizens/work/work-abroad/work-permits/index_sk.htm">Pracovné povolenia</a></li> <li><a href="https://europa.eu/youreurope/citizens/work/work-abroad/employment-contracts/index_sk.htm">Pracovné zmluvy</a></li> <li><a href="https://europa.eu/youreurope/citizens/work/work-abroad/rules-working-road-transport/index_sk.htm">Predpisy EÚ týkajúce sa pracovníkov v cestnej doprave</a></li> <li><a href="https://europa.eu/youreurope/citizens/work/work-abroad/liability-insurance/index_sk.htm">Poistenie zodpovednosti za škodu v inej krajine EÚ</a></li> </ul> </li> <li class="group"><a href="https://europa.eu/youreurope/citizens/work/professional-qualifications/index_sk.htm">Odborné kvalifikácie<svg focusable="false" aria-hidden="true"> <use href="/youreurope/citizens/images/ecl/ecl-eu-icons.svg#corner-arrow"></use></svg></a><ul> <li><a href="https://europa.eu/youreurope/citizens/work/professional-qualifications/regulated-professions/index_sk.htm">Čo je regulované povolanie</a></li> <li><a href="https://europa.eu/youreurope/citizens/work/professional-qualifications/apply-permanent-provision-services/index_sk.htm">Žiadosť o trvalé poskytovanie služieb</a></li> <li><a href="https://europa.eu/youreurope/citizens/work/professional-qualifications/apply-temporary-provision-services/index_sk.htm">Žiadosť o dočasné poskytovanie služieb</a></li> <li><a href="https://europa.eu/youreurope/citizens/work/professional-qualifications/professional-bodies-language-requirements/index_sk.htm">Dokumenty a formality</a></li> <li><a href="https://europa.eu/youreurope/citizens/work/professional-qualifications/european-professional-card/index_sk.htm">Európsky profesijný preukaz – EPP</a></li> <li><a href="https://europa.eu/youreurope/citizens/work/professional-qualifications/brexit/index_sk.htm">EÚ – Spojené kráľovstvo: odborné kvalifikácie</a></li> </ul> </li> <li class="group"><a href="https://europa.eu/youreurope/citizens/work/social-security-and-benefits/index_sk.htm">Sociálne zabezpečenie a dávky<svg focusable="false" aria-hidden="true"> <use href="/youreurope/citizens/images/ecl/ecl-eu-icons.svg#corner-arrow"></use></svg></a><ul> <li><a href="https://europa.eu/youreurope/citizens/work/social-security-and-benefits/social-security/index_sk.htm">Systémy sociálneho zabezpečenia v EÚ</a></li> <li><a href="https://europa.eu/youreurope/citizens/work/social-security-and-benefits/country-coverage/index_sk.htm">Sociálne zabezpečenie v zahraničí</a></li> <li><a href="https://europa.eu/youreurope/citizens/work/social-security-and-benefits/unemployment/index_sk.htm">Nezamestnanosť v zahraničí</a></li> <li><a href="https://europa.eu/youreurope/citizens/work/social-security-and-benefits/transferring-unemployment-benefits/index_sk.htm">Prenos dávok v nezamestnanosti</a></li> <li><a href="https://europa.eu/youreurope/citizens/work/social-security-and-benefits/cannot-find-work-abroad/index_sk.htm">Ak sa vám nedarí nájsť si prácu</a></li> <li><a href="https://europa.eu/youreurope/citizens/work/social-security-and-benefits/family-benefits/index_sk.htm">Rodinné dávky</a></li> <li><a href="https://europa.eu/youreurope/citizens/work/social-security-and-benefits/death-grants/index_sk.htm">Pozostalostné dôchodky a podpora pri úmrtí</a></li> <li><a href="https://europa.eu/youreurope/citizens/work/social-security-and-benefits/social-security-forms/index_sk.htm">Práva sociálneho zabezpečenia – štandardné formuláre</a></li> </ul> </li> <li class="group"><a href="https://europa.eu/youreurope/citizens/work/retire-abroad/index_sk.htm">Odchod do dôchodku v zahraničí<svg focusable="false" aria-hidden="true"> <use href="/youreurope/citizens/images/ecl/ecl-eu-icons.svg#corner-arrow"></use></svg></a><ul> <li><a href="https://europa.eu/youreurope/citizens/work/retire-abroad/supplementary-pensions-abroad/index_sk.htm">Doplnkový dôchodok v zahraničí</a></li> <li><a href="https://europa.eu/youreurope/citizens/work/retire-abroad/state-pensions-abroad/index_sk.htm">Štátne dôchodky v zahraničí</a></li> </ul> </li> <li class="group"><a href="https://europa.eu/youreurope/citizens/work/taxes/index_sk.htm">Dane<svg focusable="false" aria-hidden="true"> <use href="/youreurope/citizens/images/ecl/ecl-eu-icons.svg#corner-arrow"></use></svg></a><ul> <li><a href="https://europa.eu/youreurope/citizens/work/taxes/income-taxes-abroad/index_sk.htm">Dane z príjmov v zahraničí</a></li> <li><a href="https://europa.eu/youreurope/citizens/work/taxes/double-taxation/index_sk.htm">Dvojité zdanenie</a></li> </ul> </li> </ul> </li> <li class="group"><a href="https://europa.eu/youreurope/citizens/vehicles/index_sk.htm">Vozidlá<svg focusable="false" aria-hidden="true"> <use href="/youreurope/citizens/images/ecl/ecl-eu-icons.svg#corner-arrow"></use></svg></a><ul> <li class="group"><a href="https://europa.eu/youreurope/citizens/vehicles/cars/index_sk.htm">Autá<svg focusable="false" aria-hidden="true"> <use href="/youreurope/citizens/images/ecl/ecl-eu-icons.svg#corner-arrow"></use></svg></a><ul> <li><a href="https://europa.eu/youreurope/citizens/vehicles/cars/buying-leasing-car-abroad/index_sk.htm">Kúpa a lízing vozidla</a></li> <li><a href="https://europa.eu/youreurope/citizens/vehicles/cars/vat-buying-selling-cars/index_sk.htm">DPH pri kúpe alebo predaji auta</a></li> <li><a href="https://europa.eu/youreurope/citizens/vehicles/cars/company-cars/index_sk.htm">Firemné vozidlá</a></li> </ul> </li> <li class="group"><a href="https://europa.eu/youreurope/citizens/vehicles/driving-licence/index_sk.htm">Vodičský preukaz<svg focusable="false" aria-hidden="true"> <use href="/youreurope/citizens/images/ecl/ecl-eu-icons.svg#corner-arrow"></use></svg></a><ul> <li><a href="https://europa.eu/youreurope/citizens/vehicles/driving-licence/driving-licence-exchange-recognition/index_sk.htm">Výmena a uznávanie vodičských preukazov v EÚ</a></li> <li><a href="https://europa.eu/youreurope/citizens/vehicles/driving-licence/get-driving-licence/index_sk.htm">Získanie vodičského preukazu v EÚ</a></li> <li><a href="https://europa.eu/youreurope/citizens/vehicles/driving-licence/driving-licence-renewal/index_sk.htm">Obnovenie vodičského preukazu v inej krajine EÚ</a></li> </ul> </li> <li class="group"><a href="https://europa.eu/youreurope/citizens/vehicles/insurance/index_sk.htm">Poistenie<svg focusable="false" aria-hidden="true"> <use href="/youreurope/citizens/images/ecl/ecl-eu-icons.svg#corner-arrow"></use></svg></a><ul> <li><a href="https://europa.eu/youreurope/citizens/vehicles/insurance/validity/index_sk.htm">Platnosť poistenia motorových vozidiel v EÚ</a></li> <li><a href="https://europa.eu/youreurope/citizens/vehicles/insurance/accident/index_sk.htm">Rozsah poistenia motorového vozidla v zahraničí</a></li> </ul> </li> <li class="group"><a href="https://europa.eu/youreurope/citizens/vehicles/registration/index_sk.htm">Registrácia<svg focusable="false" aria-hidden="true"> <use href="/youreurope/citizens/images/ecl/ecl-eu-icons.svg#corner-arrow"></use></svg></a><ul> <li><a href="https://europa.eu/youreurope/citizens/vehicles/registration/formalities/index_sk.htm">Doklady a administratívne náležitosti na registráciu vozidla</a></li> <li><a href="https://europa.eu/youreurope/citizens/vehicles/registration/registration-abroad/index_sk.htm">Registrácia auta v inej krajine EÚ</a></li> <li><a href="https://europa.eu/youreurope/citizens/vehicles/registration/taxes-abroad/index_sk.htm">Dane z vozidiel v inej krajine EÚ</a></li> </ul> </li> </ul> </li> <li class="group"><a href="https://europa.eu/youreurope/citizens/residence/index_sk.htm">Pobyt<svg focusable="false" aria-hidden="true"> <use href="/youreurope/citizens/images/ecl/ecl-eu-icons.svg#corner-arrow"></use></svg></a><ul> <li class="group"><a href="https://europa.eu/youreurope/citizens/residence/residence-rights/index_sk.htm">Právo na pobyt<svg focusable="false" aria-hidden="true"> <use href="/youreurope/citizens/images/ecl/ecl-eu-icons.svg#corner-arrow"></use></svg></a><ul> <li><a href="https://europa.eu/youreurope/citizens/residence/residence-rights/inactive-citizens/index_sk.htm">Ekonomicky neaktívni občania EÚ</a></li> <li><a href="https://europa.eu/youreurope/citizens/residence/residence-rights/jobseekers/index_sk.htm">Uchádzači o prácu – právo na pobyt</a></li> <li><a href="https://europa.eu/youreurope/citizens/residence/residence-rights/pensioners/index_sk.htm">Dôchodcovia – právo na pobyt</a></li> <li><a href="https://europa.eu/youreurope/citizens/residence/residence-rights/students/index_sk.htm">Študenti – právo na pobyt</a></li> <li><a href="https://europa.eu/youreurope/citizens/residence/residence-rights/workers/index_sk.htm">Pracovníci – právo na pobyt</a></li> <li><a href="https://europa.eu/youreurope/citizens/residence/residence-rights/brexit-residence-rights/index_sk.htm">Právo na pobyt občanov EÚ v Spojenom kráľovstve a štátnych príslušníkov Spojeného kráľovstva v EÚ</a></li> <li><a href="https://europa.eu/youreurope/citizens/residence/residence-rights/naturalisation/index_sk.htm">Naturalizácia</a></li> </ul> </li> <li class="group"><a href="https://europa.eu/youreurope/citizens/residence/family-residence-rights/index_sk.htm">Právo rodinných príslušníkov na pobyt<svg focusable="false" aria-hidden="true"> <use href="/youreurope/citizens/images/ecl/ecl-eu-icons.svg#corner-arrow"></use></svg></a><ul> <li><a href="https://europa.eu/youreurope/citizens/residence/family-residence-rights/eu-wife-husband-children/index_sk.htm">Manžel alebo manželka a deti z EÚ</a></li> <li><a href="https://europa.eu/youreurope/citizens/residence/family-residence-rights/non-eu-wife-husband-children/index_sk.htm">Manžel alebo manželka a deti z krajiny mimo EÚ</a></li> <li><a href="https://europa.eu/youreurope/citizens/residence/family-residence-rights/partners/index_sk.htm">Registrovaní partneri</a></li> <li><a href="https://europa.eu/youreurope/citizens/residence/family-residence-rights/parents/index_sk.htm">Rodičia</a></li> <li><a href="https://europa.eu/youreurope/citizens/residence/family-residence-rights/other-family/index_sk.htm">Ostatní príbuzní</a></li> <li><a href="https://europa.eu/youreurope/citizens/residence/family-residence-rights/jobseekers-family/index_sk.htm">Rodinní príslušníci uchádzačov o zamestnanie</a></li> </ul> </li> <li class="group"><a href="https://europa.eu/youreurope/citizens/residence/documents-formalities/index_sk.htm">Doklady a formality<svg focusable="false" aria-hidden="true"> <use href="/youreurope/citizens/images/ecl/ecl-eu-icons.svg#corner-arrow"></use></svg></a><ul> <li><a href="https://europa.eu/youreurope/citizens/residence/documents-formalities/eu-family-members-registration/index_sk.htm">Registrácia prítomnosti rodinných príslušníkov z EÚ</a></li> <li><a href="https://europa.eu/youreurope/citizens/residence/documents-formalities/eu-nationals-permanent-residence/index_sk.htm">Trvalý pobyt pre občanov EÚ po uplynutí piatich rokov</a></li> <li><a href="https://europa.eu/youreurope/citizens/residence/documents-formalities/non-eu-family-members-permanent-residence/index_sk.htm">Trvalý pobyt pre rodinných príslušníkov z krajiny mimo EÚ</a></li> <li><a href="https://europa.eu/youreurope/citizens/residence/documents-formalities/non-eu-family-members-residence-card/index_sk.htm">Pobytové preukazy pre rodinných príslušníkov z krajiny mimo EÚ</a></li> <li><a href="https://europa.eu/youreurope/citizens/residence/documents-formalities/registering-residence/index_sk.htm">Registrácia pobytu v zahraničí po uplynutí prvých 3 mesiacov</a></li> <li><a href="https://europa.eu/youreurope/citizens/residence/documents-formalities/reporting-presence/index_sk.htm">Registrácia prítomnosti v prípade pobytu kratšieho ako 3 mesiace</a></li> <li><a href="https://europa.eu/youreurope/citizens/residence/documents-formalities/registering-birth/index_sk.htm">Registrácia narodenia dieťaťa</a></li> <li><a href="https://europa.eu/youreurope/citizens/residence/documents-formalities/legal-gender-recognition/index_sk.htm">Pravidlá týkajúce sa zmeny rodu</a></li> <li><a href="https://europa.eu/youreurope/citizens/residence/documents-formalities/buying-house/index_sk.htm">Kúpa domu</a></li> <li><a href="https://europa.eu/youreurope/citizens/residence/documents-formalities/deregistering-residence/index_sk.htm">Zrušenie registrácie vášho pobytu</a></li> </ul> </li> <li class="group"><a href="https://europa.eu/youreurope/citizens/residence/elections-abroad/index_sk.htm">Voľby, petície a konzultácie<svg focusable="false" aria-hidden="true"> <use href="/youreurope/citizens/images/ecl/ecl-eu-icons.svg#corner-arrow"></use></svg></a><ul> <li><a href="https://europa.eu/youreurope/citizens/residence/elections-abroad/european-elections/index_sk.htm">Voľby do Európskeho parlamentu</a></li> <li><a href="https://europa.eu/youreurope/citizens/residence/elections-abroad/home-country-elections/index_sk.htm">Voľby v domovskej krajine</a></li> <li><a href="https://europa.eu/youreurope/citizens/residence/elections-abroad/municipal-elections/index_sk.htm">Komunálne voľby</a></li> <li><a href="https://europa.eu/youreurope/citizens/residence/elections-abroad/petitions-consultations/index_sk.htm">Petície a konzultácie</a></li> </ul> </li> </ul> </li> <li class="group"><a href="https://europa.eu/youreurope/citizens/education/index_sk.htm">Vzdelávanie a mládež<svg focusable="false" aria-hidden="true"> <use href="/youreurope/citizens/images/ecl/ecl-eu-icons.svg#corner-arrow"></use></svg></a><ul> <li class="group"><a href="https://europa.eu/youreurope/citizens/education/school/index_sk.htm">Škola<svg focusable="false" aria-hidden="true"> <use href="/youreurope/citizens/images/ecl/ecl-eu-icons.svg#corner-arrow"></use></svg></a><ul> <li><a href="https://europa.eu/youreurope/citizens/education/school/partner/index_sk.htm">Partnerstvá so školami v zahraničí</a></li> <li><a href="https://europa.eu/youreurope/citizens/education/school/enrol/index_sk.htm">Nástup do školy v inej krajine EÚ</a></li> </ul> </li> <li class="group"><a href="https://europa.eu/youreurope/citizens/education/university/index_sk.htm">Univerzita<svg focusable="false" aria-hidden="true"> <use href="/youreurope/citizens/images/ecl/ecl-eu-icons.svg#corner-arrow"></use></svg></a><ul> <li><a href="https://europa.eu/youreurope/citizens/education/university/admission-entry-conditions/index_sk.htm">Podmienky prijatia na univerzitu</a></li> <li><a href="https://europa.eu/youreurope/citizens/education/university/fees-and-financial-help/index_sk.htm">Univerzitné školné a finančná pomoc</a></li> <li><a href="https://europa.eu/youreurope/citizens/education/university/recognition/index_sk.htm">Uznávanie diplomov</a></li> <li><a href="https://europa.eu/youreurope/citizens/education/university/study-abroad/index_sk.htm">Štúdium v zahraničí a možnosti na získanie štipendia</a></li> <li><a href="https://europa.eu/youreurope/citizens/education/university/working-while-studying/index_sk.htm">Práca počas štúdia</a></li> </ul> </li> <li class="group"><a href="https://europa.eu/youreurope/citizens/education/traineeships/index_sk.htm">Stáže<svg focusable="false" aria-hidden="true"> <use href="/youreurope/citizens/images/ecl/ecl-eu-icons.svg#corner-arrow"></use></svg></a><ul> <li><a href="https://europa.eu/youreurope/citizens/education/traineeships/financial/index_sk.htm">Finančná pomoc v prípade stáží</a></li> </ul> </li> <li class="group"><a href="https://europa.eu/youreurope/citizens/education/volunteering/index_sk.htm">Dobrovoľníctvo v EÚ a mimo EÚ<svg focusable="false" aria-hidden="true"> <use href="/youreurope/citizens/images/ecl/ecl-eu-icons.svg#corner-arrow"></use></svg></a><ul> <li><a href="https://europa.eu/youreurope/citizens/education/volunteering/where-to-start/index_sk.htm">Dobrovoľníctvo – kde začať</a></li> <li><a href="https://europa.eu/youreurope/citizens/education/volunteering/practical-preparations/index_sk.htm">Praktická príprava pre dobrovoľníkov</a></li> </ul> </li> <li class="group"><a href="https://europa.eu/youreurope/citizens/education/research/index_sk.htm">Výskumní pracovníci<svg focusable="false" aria-hidden="true"> <use href="/youreurope/citizens/images/ecl/ecl-eu-icons.svg#corner-arrow"></use></svg></a><ul> <li><a href="https://europa.eu/youreurope/citizens/education/research/jobs/index_sk.htm">Granty a pracovné príležitosti pre výskumných pracovníkov</a></li> <li><a href="https://europa.eu/youreurope/citizens/education/research/tax/index_sk.htm">Zdaňovanie výskumných pracovníkov</a></li> </ul> </li> </ul> </li> <li class="group"><a href="https://europa.eu/youreurope/citizens/health/index_sk.htm">Zdravie<svg focusable="false" aria-hidden="true"> <use href="/youreurope/citizens/images/ecl/ecl-eu-icons.svg#corner-arrow"></use></svg></a><ul> <li class="group"><a href="https://europa.eu/youreurope/citizens/health/unplanned-healthcare/index_sk.htm">Neplánovaná zdravotná starostlivosť<svg focusable="false" aria-hidden="true"> <use href="/youreurope/citizens/images/ecl/ecl-eu-icons.svg#corner-arrow"></use></svg></a><ul> <li><a href="https://europa.eu/youreurope/citizens/health/unplanned-healthcare/going-to-doctor-hospital-abroad/index_sk.htm">Návšteva lekára/nemocnice v zahraničí</a></li> <li><a href="https://europa.eu/youreurope/citizens/health/unplanned-healthcare/payments-reimbursements/index_sk.htm">Neplánovaná zdravotná starostlivosť: platby a náhrada výdavkov</a></li> <li><a href="https://europa.eu/youreurope/citizens/health/unplanned-healthcare/temporary-stays/index_sk.htm">Zdravotné poistenie v prípade krátkodobých pobytov</a></li> <li><a href="https://europa.eu/youreurope/citizens/health/unplanned-healthcare/ehic/index_sk.htm">Európsky preukaz zdravotného poistenia (EPZP)</a></li> </ul> </li> <li class="group"><a href="https://europa.eu/youreurope/citizens/health/planned-healthcare/index_sk.htm">Plánované lekárske ošetrenie v zahraničí<svg focusable="false" aria-hidden="true"> <use href="/youreurope/citizens/images/ecl/ecl-eu-icons.svg#corner-arrow"></use></svg></a><ul> <li><a href="https://europa.eu/youreurope/citizens/health/planned-healthcare/right-to-treatment/index_sk.htm">Príprava plánovaného lekárskeho ošetrenia v zahraničí</a></li> <li><a href="https://europa.eu/youreurope/citizens/health/planned-healthcare/expenses-reimbursements/index_sk.htm">Náhrada výdavkov: plánované lekárske ošetrenie v zahraničí</a></li> <li><a href="https://europa.eu/youreurope/citizens/health/planned-healthcare/get-more-info/index_sk.htm">Informačné centrá pre cezhraničnú zdravotnú starostlivosť</a></li> </ul> </li> <li class="group"><a href="https://europa.eu/youreurope/citizens/health/prescription-medicine-abroad/index_sk.htm">Kúpa liekov v inej krajine EÚ<svg focusable="false" aria-hidden="true"> <use href="/youreurope/citizens/images/ecl/ecl-eu-icons.svg#corner-arrow"></use></svg></a><ul> <li><a href="https://europa.eu/youreurope/citizens/health/prescription-medicine-abroad/prescriptions/index_sk.htm">Predkladanie lekárskeho predpisu v inej krajine EÚ</a></li> <li><a href="https://europa.eu/youreurope/citizens/health/prescription-medicine-abroad/expenses-reimbursements/index_sk.htm">Lekárske predpisy v zahraničí: platby za lieky a náhrada výdavkov</a></li> <li><a href="https://europa.eu/youreurope/citizens/health/prescription-medicine-abroad/buying-medicines-online/index_sk.htm">Nakupovanie liekov cez internet</a></li> </ul> </li> <li class="group"><a href="https://europa.eu/youreurope/citizens/health/when-living-abroad/index_sk.htm">Nemocenské a zdravotné poistenie pri pobyte v zahraničí<svg focusable="false" aria-hidden="true"> <use href="/youreurope/citizens/images/ecl/ecl-eu-icons.svg#corner-arrow"></use></svg></a><ul> <li><a href="https://europa.eu/youreurope/citizens/health/when-living-abroad/health-insurance-cover/index_sk.htm">Vaše zdravotné poistenie</a></li> <li><a href="https://europa.eu/youreurope/citizens/health/when-living-abroad/residential-care-home/index_sk.htm">Presťahovanie sa do zariadenia rezidenčnej starostlivosti</a></li> <li><a href="https://europa.eu/youreurope/citizens/health/when-living-abroad/preventive-healthcare/index_sk.htm">Preventívna zdravotná starostlivosť</a></li> </ul> </li> </ul> </li> <li class="group"><a href="https://europa.eu/youreurope/citizens/family/index_sk.htm">Rodina<svg focusable="false" aria-hidden="true"> <use href="/youreurope/citizens/images/ecl/ecl-eu-icons.svg#corner-arrow"></use></svg></a><ul> <li class="group"><a href="https://europa.eu/youreurope/citizens/family/children/index_sk.htm">Deti<svg focusable="false" aria-hidden="true"> <use href="/youreurope/citizens/images/ecl/ecl-eu-icons.svg#corner-arrow"></use></svg></a><ul> <li><a href="https://europa.eu/youreurope/citizens/family/children/parental-responsibility/index_sk.htm">Rodičovské práva a povinnosti</a></li> <li><a href="https://europa.eu/youreurope/citizens/family/children/adoption/index_sk.htm">Adopcia</a></li> <li><a href="https://europa.eu/youreurope/citizens/family/children/abduction/index_sk.htm">Únos dieťaťa</a></li> </ul> </li> <li class="group"><a href="https://europa.eu/youreurope/citizens/family/couple/index_sk.htm">Páry<svg focusable="false" aria-hidden="true"> <use href="/youreurope/citizens/images/ecl/ecl-eu-icons.svg#corner-arrow"></use></svg></a><ul> <li><a href="https://europa.eu/youreurope/citizens/family/couple/marriage/index_sk.htm">Manželstvo</a></li> <li><a href="https://europa.eu/youreurope/citizens/family/couple/registered-partners/index_sk.htm">Civilné zväzky a registrované partnerstvá</a></li> <li><a href="https://europa.eu/youreurope/citizens/family/couple/de-facto-unions/index_sk.htm">Nezosobášené páry</a></li> <li><a href="https://europa.eu/youreurope/citizens/family/couple/divorce-separation/index_sk.htm">Rozvod a súdna rozluka</a></li> <li><a href="https://europa.eu/youreurope/citizens/family/couple/maintenance/index_sk.htm">Vyživovacia povinnosť – podpora pre rodinných príslušníkov</a></li> <li><a href="https://europa.eu/youreurope/citizens/family/couple/property-regimes-international-couples/index_sk.htm">Majetkový režim medzinárodných párov</a></li> <li><a href="https://europa.eu/youreurope/citizens/family/couple/getting-public-documents-accepted/index_sk.htm">Uznanie vašich úradne osvedčených listín v EÚ</a></li> </ul> </li> <li class="group"><a href="https://europa.eu/youreurope/citizens/family/inheritances/index_sk.htm">Úmrtie, repatriácia a cezhraničné dedenie<svg focusable="false" aria-hidden="true"> <use href="/youreurope/citizens/images/ecl/ecl-eu-icons.svg#corner-arrow"></use></svg></a><ul> <li><a href="https://europa.eu/youreurope/citizens/family/inheritances/managing-inheritance/index_sk.htm">Riadenie cezhraničného dedenia</a></li> <li><a href="https://europa.eu/youreurope/citizens/family/inheritances/planning-inheritance/index_sk.htm">Plánovanie cezhraničného dedenia</a></li> <li><a href="https://europa.eu/youreurope/citizens/family/inheritances/death-repatriation/index_sk.htm">Úmrtie a repatriácia</a></li> </ul> </li> </ul> </li> <li class="group"><a href="https://europa.eu/youreurope/citizens/consumers/index_sk.htm">Spotrebitelia<svg focusable="false" aria-hidden="true"> <use href="/youreurope/citizens/images/ecl/ecl-eu-icons.svg#corner-arrow"></use></svg></a><ul> <li class="group"><a href="https://europa.eu/youreurope/citizens/consumers/shopping/index_sk.htm">Nakupovanie<svg focusable="false" aria-hidden="true"> <use href="/youreurope/citizens/images/ecl/ecl-eu-icons.svg#corner-arrow"></use></svg></a><ul> <li><a href="https://europa.eu/youreurope/citizens/consumers/shopping/contract-information/index_sk.htm">Informácie o zmluve</a></li> <li><a href="https://europa.eu/youreurope/citizens/consumers/shopping/guarantees-returns/index_sk.htm">Záruky a vrátenie tovaru</a></li> <li><a href="https://europa.eu/youreurope/citizens/consumers/shopping/pricing-payments/index_sk.htm">Informácie o cene a platby</a></li> <li><a href="https://europa.eu/youreurope/citizens/consumers/shopping/shipping-delivery/index_sk.htm">Preprava a dodanie</a></li> <li><a href="https://europa.eu/youreurope/citizens/consumers/shopping/shopping-consumer-rights/index_sk.htm">Vaše práva pri nakupovaní</a></li> <li><a href="https://europa.eu/youreurope/citizens/consumers/shopping/vat/index_sk.htm">DPH – daň z pridanej hodnoty</a></li> <li><a href="https://europa.eu/youreurope/citizens/consumers/shopping/product-safety/index_sk.htm">Bezpečnosť výrobkov</a></li> </ul> </li> <li class="group"><a href="https://europa.eu/youreurope/citizens/consumers/internet-telecoms/index_sk.htm">Internet a telekomunikácie<svg focusable="false" aria-hidden="true"> <use href="/youreurope/citizens/images/ecl/ecl-eu-icons.svg#corner-arrow"></use></svg></a><ul> <li><a href="https://europa.eu/youreurope/citizens/consumers/internet-telecoms/mobile-roaming-costs/index_sk.htm">Roaming: používanie mobilného telefónu v EÚ</a></li> <li><a href="https://europa.eu/youreurope/citizens/consumers/internet-telecoms/access-online-content-abroad/index_sk.htm"> Prístup k online obsahu v zahraničí</a></li> <li><a href="https://europa.eu/youreurope/citizens/consumers/internet-telecoms/telecommunication-services/index_sk.htm"> Telekomunikačné služby</a></li> <li><a href="https://europa.eu/youreurope/citizens/consumers/internet-telecoms/internet-access/index_sk.htm">Používanie internetu a prístup na internet</a></li> <li><a href="https://europa.eu/youreurope/citizens/consumers/internet-telecoms/data-protection-online-privacy/index_sk.htm">Ochrana údajov a súkromie na internete</a></li> </ul> </li> <li class="group"><a href="https://europa.eu/youreurope/citizens/consumers/financial-products-and-services/index_sk.htm">Finančné produkty a služby<svg focusable="false" aria-hidden="true"> <use href="/youreurope/citizens/images/ecl/ecl-eu-icons.svg#corner-arrow"></use></svg></a><ul> <li><a href="https://europa.eu/youreurope/citizens/consumers/financial-products-and-services/bank-accounts-eu/index_sk.htm">Bankové účty v EÚ</a></li> <li><a href="https://europa.eu/youreurope/citizens/consumers/financial-products-and-services/consumer-credits-and-loans/index_sk.htm">Spotrebiteľské úvery a pôžičky</a></li> <li><a href="https://europa.eu/youreurope/citizens/consumers/financial-products-and-services/insurance-products/index_sk.htm">Poistné produkty</a></li> <li><a href="https://europa.eu/youreurope/citizens/consumers/financial-products-and-services/investment-products/index_sk.htm">Investičné produkty</a></li> <li><a href="https://europa.eu/youreurope/citizens/consumers/financial-products-and-services/mortgages/index_sk.htm">Hypotekárne úvery</a></li> <li><a href="https://europa.eu/youreurope/citizens/consumers/financial-products-and-services/payments-transfers-cheques/index_sk.htm">Platby, prevody a šeky</a></li> <li><a href="https://europa.eu/youreurope/citizens/consumers/financial-products-and-services/investments-in-another-eu-country/index_sk.htm">Investície v inej krajine EÚ</a></li> </ul> </li> <li class="group"><a href="https://europa.eu/youreurope/citizens/consumers/unfair-treatment/index_sk.htm">Nespravodlivé zaobchádzanie<svg focusable="false" aria-hidden="true"> <use href="/youreurope/citizens/images/ecl/ecl-eu-icons.svg#corner-arrow"></use></svg></a><ul> <li><a href="https://europa.eu/youreurope/citizens/consumers/unfair-treatment/unfair-commercial-practices/index_sk.htm">Nekalé obchodné praktiky</a></li> <li><a href="https://europa.eu/youreurope/citizens/consumers/unfair-treatment/unfair-pricing/index_sk.htm">Nekalé cenové praktiky</a></li> <li><a href="https://europa.eu/youreurope/citizens/consumers/unfair-treatment/unfair-contract-terms/index_sk.htm">Neprijateľné zmluvné podmienky</a></li> </ul> </li> <li class="group"><a href="https://europa.eu/youreurope/citizens/consumers/energy-supply/index_sk.htm">Zásobovanie energiou<svg focusable="false" aria-hidden="true"> <use href="/youreurope/citizens/images/ecl/ecl-eu-icons.svg#corner-arrow"></use></svg></a><ul> <li><a href="https://europa.eu/youreurope/citizens/consumers/energy-supply/access-use-energy-services/index_sk.htm">Prístup k energetickým službám a ich využívanie</a></li> <li><a href="https://europa.eu/youreurope/citizens/consumers/energy-supply/contracts-energy-consumption/index_sk.htm">Zmluvy a spotreba energie</a></li> <li><a href="https://europa.eu/youreurope/citizens/consumers/energy-supply/complaints-dispute-resolution/index_sk.htm">Sťažnosti a riešenie sporov</a></li> </ul> </li> <li class="group"><a href="https://europa.eu/youreurope/citizens/consumers/consumers-dispute-resolution/index_sk.htm">Riešenie spotrebiteľských sporov<svg focusable="false" aria-hidden="true"> <use href="/youreurope/citizens/images/ecl/ecl-eu-icons.svg#corner-arrow"></use></svg></a><ul> <li><a href="https://europa.eu/youreurope/citizens/consumers/consumers-dispute-resolution/informal-dispute-resolution/index_sk.htm">Neformálne riešenie sporov spotrebiteľov</a></li> <li><a href="https://europa.eu/youreurope/citizens/consumers/consumers-dispute-resolution/out-of-court-procedures/index_sk.htm">Mimosúdne postupy pre spotrebiteľov</a></li> <li><a href="https://europa.eu/youreurope/citizens/consumers/consumers-dispute-resolution/formal-legal-actions/index_sk.htm">Súdna žaloba pre spotrebiteľov</a></li> </ul> </li> </ul> </li> </ul> </li> <li class="group active"><a href="https://europa.eu/youreurope/business/index_sk.htm">Podnikanie<svg focusable="false" aria-hidden="true"> <use href="/youreurope/citizens/images/ecl/ecl-eu-icons.svg#corner-arrow"></use></svg></a><ul> <li class="group"><a href="https://europa.eu/youreurope/business/running-business/index_sk.htm"> Prevádzkovanie podniku<svg focusable="false" aria-hidden="true"> <use href="/youreurope/citizens/images/ecl/ecl-eu-icons.svg#corner-arrow"></use></svg></a><ul> <li class="group"><a href="https://europa.eu/youreurope/business/running-business/developing-business/index_sk.htm">Rozvoj podnikania<svg focusable="false" aria-hidden="true"> <use href="/youreurope/citizens/images/ecl/ecl-eu-icons.svg#corner-arrow"></use></svg></a><ul> <li><a href="https://europa.eu/youreurope/business/running-business/developing-business/tourism/index_sk.htm">Podnikanie v odvetví cestovného ruchu</a></li> <li><a href="https://europa.eu/youreurope/business/running-business/developing-business/emas-registration/index_sk.htm">Registrácia v schéme EMAS</a></li> <li><a href="https://europa.eu/youreurope/business/running-business/developing-business/merging-businesses/index_sk.htm">Fúzie spoločností</a></li> <li><a href="https://europa.eu/youreurope/business/running-business/developing-business/setting-up-european-company/index_sk.htm">Založenie európskej spoločnosti (SE)</a></li> <li><a href="https://europa.eu/youreurope/business/running-business/developing-business/free-flow-non-personal-data/index_sk.htm">Voľný tok iných ako osobných údajov</a></li> <li><a href="https://europa.eu/youreurope/business/running-business/developing-business/investments-other-eu-country/index_sk.htm">Všetko, čo potrebujete vedieť o cezhraničných investíciách v EÚ</a></li> </ul> </li> <li class="group"><a href="https://europa.eu/youreurope/business/running-business/digitalising/index_sk.htm"> Digitalizácia podnikania<svg focusable="false" aria-hidden="true"> <use href="/youreurope/citizens/images/ecl/ecl-eu-icons.svg#corner-arrow"></use></svg></a><ul> <li><a href="https://europa.eu/youreurope/business/running-business/digitalising/setting-up-business-website/index_sk.htm"> Založenie webového sídla podniku</a></li> <li><a href="https://europa.eu/youreurope/business/running-business/digitalising/selling-online-third-party-platforms/index_sk.htm"> Online predaj pomocou platforiem tretích strán</a></li> <li><a href="https://europa.eu/youreurope/business/running-business/digitalising/setting-up-online-shop/index_sk.htm"> Založenie e-shopu</a></li> <li><a href="https://europa.eu/youreurope/business/running-business/digitalising/securing-website/index_sk.htm"> Zabezpečenie webového sídla</a></li> <li><a href="https://europa.eu/youreurope/business/running-business/digitalising/deliveries-fulfilment-online-sales/index_sk.htm"> Dodanie a spracovanie objednávok pri online predaji</a></li> <li><a href="https://europa.eu/youreurope/business/running-business/digitalising/customer-service-online-businesses/index_sk.htm"> Služby zákazníkom pre online podniky</a></li> <li><a href="https://europa.eu/youreurope/business/running-business/digitalising/promoting-business-online/index_sk.htm"> Propagácia podnikania online</a></li> </ul> </li> <li class="group"><a href="https://europa.eu/youreurope/business/running-business/intellectual-property/index_sk.htm">Duševné vlastníctvo<svg focusable="false" aria-hidden="true"> <use href="/youreurope/citizens/images/ecl/ecl-eu-icons.svg#corner-arrow"></use></svg></a><ul> <li><a href="https://europa.eu/youreurope/business/running-business/intellectual-property/rights/index_sk.htm">Práva duševného vlastníctva</a></li> <li><a href="https://europa.eu/youreurope/business/running-business/intellectual-property/patents/index_sk.htm">Patenty</a></li> <li><a href="https://europa.eu/youreurope/business/running-business/intellectual-property/trade-marks/index_sk.htm">Ochranné známky</a></li> <li><a href="https://europa.eu/youreurope/business/running-business/intellectual-property/copyright/index_sk.htm">Autorské právo</a></li> <li><a href="https://europa.eu/youreurope/business/running-business/intellectual-property/trade-secrets/index_sk.htm">Obchodné tajomstvo</a></li> <li><a href="https://europa.eu/youreurope/business/running-business/intellectual-property/design-protection/index_sk.htm">Právo na ochranu dizajnu</a></li> <li><a href="https://europa.eu/youreurope/business/running-business/intellectual-property/website-domains/index_sk.htm"> Webové domény</a></li> <li><a href="https://europa.eu/youreurope/business/running-business/intellectual-property/database-protection/index_sk.htm">Ochrana databáz</a></li> <li><a href="https://europa.eu/youreurope/business/running-business/intellectual-property/geographical-indications/index_sk.htm"> Zemepisné označenia</a></li> <li><a href="https://europa.eu/youreurope/business/running-business/intellectual-property/licensing-selling/index_sk.htm">Komercializácia práv duševného vlastníctva</a></li> <li><a href="https://europa.eu/youreurope/business/running-business/intellectual-property/infringement/index_sk.htm">Porušovanie práv duševného vlastníctva</a></li> </ul> </li> <li class="group"><a href="https://europa.eu/youreurope/business/running-business/start-ups/index_sk.htm">začínajúce podniky<svg focusable="false" aria-hidden="true"> <use href="/youreurope/citizens/images/ecl/ecl-eu-icons.svg#corner-arrow"></use></svg></a><ul> <li><a href="https://europa.eu/youreurope/business/running-business/start-ups/starting-business/index_sk.htm">Začatie podnikania</a></li> <li><a href="https://europa.eu/youreurope/business/running-business/start-ups/erasmus-young-entrepreneurs/index_sk.htm">Erasmus pre mladých podnikateľov</a></li> </ul> </li> <li><a href="https://europa.eu/youreurope/business/running-business/eu-support-tools-sme/index_sk.htm">Nástroje EÚ na podporu MSP</a></li> </ul> </li> <li class="group"><a href="https://europa.eu/youreurope/business/taxation/index_sk.htm">Dane<svg focusable="false" aria-hidden="true"> <use href="/youreurope/citizens/images/ecl/ecl-eu-icons.svg#corner-arrow"></use></svg></a><ul> <li class="group"><a href="https://europa.eu/youreurope/business/taxation/excise-duties-eu/index_sk.htm"> Spotrebné dane<svg focusable="false" aria-hidden="true"> <use href="/youreurope/citizens/images/ecl/ecl-eu-icons.svg#corner-arrow"></use></svg></a><ul> <li><a href="https://europa.eu/youreurope/business/taxation/excise-duties-eu/product-excise-duties/index_sk.htm">Výrobky podliehajúce spotrebnej dani</a></li> <li><a href="https://europa.eu/youreurope/business/taxation/excise-duties-eu/paying-excise-duties/index_sk.htm"> Platba spotrebnej dane</a></li> </ul> </li> <li class="group"><a href="https://europa.eu/youreurope/business/taxation/vat/index_sk.htm"> DPH<svg focusable="false" aria-hidden="true"> <use href="/youreurope/citizens/images/ecl/ecl-eu-icons.svg#corner-arrow"></use></svg></a><ul> <li><a href="https://europa.eu/youreurope/business/taxation/vat/vat-rules-rates/index_sk.htm">Pravidlá a sadzby DPH</a></li> <li><a href="https://europa.eu/youreurope/business/taxation/vat/charging-deducting-vat/index_sk.htm">Uplatňovanie a odpočet DPH</a></li> <li><a href="https://europa.eu/youreurope/business/taxation/vat/vat-exemptions/index_sk.htm">Oslobodenie od DPH</a></li> <li><a href="https://europa.eu/youreurope/business/taxation/vat/vat-refunds/index_sk.htm">Vrátenie DPH: podanie žiadosti online</a></li> <li><a href="https://europa.eu/youreurope/business/taxation/vat/cross-border-vat/index_sk.htm">Cezhraničná DPH</a></li> <li><a href="https://europa.eu/youreurope/business/taxation/vat/check-vat-number-vies/index_sk.htm">Kontrola IČ pre DPH (VIES)</a></li> <li><a href="https://europa.eu/youreurope/business/taxation/vat/vat-digital-services-moss-scheme/index_sk.htm"> DPH pri digitálnych službách (režim MOSS)</a></li> </ul> </li> <li class="group"><a href="https://europa.eu/youreurope/business/taxation/business-tax/index_sk.htm"> Zdaňovanie podnikov<svg focusable="false" aria-hidden="true"> <use href="/youreurope/citizens/images/ecl/ecl-eu-icons.svg#corner-arrow"></use></svg></a><ul> <li><a href="https://europa.eu/youreurope/business/taxation/business-tax/company-tax-eu/index_sk.htm"> Daň z príjmov právnických osôb v EÚ</a></li> <li><a href="https://europa.eu/youreurope/business/taxation/business-tax/taxes-parent-companies-subsidiaries/index_sk.htm"> Zdaňovanie materských spoločností a ich dcérskych spoločností</a></li> </ul> </li> </ul> </li> <li class="group"><a href="https://europa.eu/youreurope/business/selling-in-eu/index_sk.htm">Predaj v EÚ<svg focusable="false" aria-hidden="true"> <use href="/youreurope/citizens/images/ecl/ecl-eu-icons.svg#corner-arrow"></use></svg></a><ul> <li class="group"><a href="https://europa.eu/youreurope/business/selling-in-eu/public-contracts/index_sk.htm"> Verejné zákazky<svg focusable="false" aria-hidden="true"> <use href="/youreurope/citizens/images/ecl/ecl-eu-icons.svg#corner-arrow"></use></svg></a><ul> <li><a href="https://europa.eu/youreurope/business/selling-in-eu/public-contracts/public-tendering-rules/index_sk.htm">Pravidlá verejného obstarávania</a></li> <li><a href="https://europa.eu/youreurope/business/selling-in-eu/public-contracts/search-bid-public-tender/index_sk.htm">Vyhľadávať verejné zákazky a uchádzať sa o ne</a></li> <li><a href="https://europa.eu/youreurope/business/selling-in-eu/public-contracts/request-review-public-procurement-procedure/index_sk.htm">Žiadosť o preskúmanie postupu verejného obstarávania</a></li> </ul> </li> <li class="group"><a href="https://europa.eu/youreurope/business/selling-in-eu/selling-goods-services/index_sk.htm"> Predaj tovarov a služieb<svg focusable="false" aria-hidden="true"> <use href="/youreurope/citizens/images/ecl/ecl-eu-icons.svg#corner-arrow"></use></svg></a><ul> <li><a href="https://europa.eu/youreurope/business/selling-in-eu/selling-goods-services/selling-products-eu/index_sk.htm">Predaj výrobkov v EÚ</a></li> <li><a href="https://europa.eu/youreurope/business/selling-in-eu/selling-goods-services/provide-services-abroad/index_sk.htm">Poskytovanie služieb v zahraničí</a></li> <li><a href="https://europa.eu/youreurope/business/selling-in-eu/selling-goods-services/ecommerce-distance-selling/index_sk.htm">Elektronický obchod, predaj na diaľku a mimo prevádzkových priestorov</a></li> <li><a href="https://europa.eu/youreurope/business/selling-in-eu/selling-goods-services/package-travel/index_sk.htm"> Balík cestovných služieb a spojené cestovné služby</a></li> <li><a href="https://europa.eu/youreurope/business/selling-in-eu/selling-goods-services/parcel-services/index_sk.htm"> Doručovanie balíkov</a></li> </ul> </li> <li class="group"><a href="https://europa.eu/youreurope/business/selling-in-eu/competition-between-businesses/index_sk.htm"> Hospodárska súťaž medzi podnikmi<svg focusable="false" aria-hidden="true"> <use href="/youreurope/citizens/images/ecl/ecl-eu-icons.svg#corner-arrow"></use></svg></a><ul> <li><a href="https://europa.eu/youreurope/business/selling-in-eu/competition-between-businesses/competition-rules-eu/index_sk.htm">Pravidlá hospodárskej súťaže v EÚ</a></li> <li><a href="https://europa.eu/youreurope/business/selling-in-eu/competition-between-businesses/anti-competitive-behaviour/index_sk.htm"> Ako oznámiť protisúťažné správanie</a></li> </ul> </li> </ul> </li> <li class="group"><a href="https://europa.eu/youreurope/business/human-resources/index_sk.htm">Ľudské zdroje<svg focusable="false" aria-hidden="true"> <use href="/youreurope/citizens/images/ecl/ecl-eu-icons.svg#corner-arrow"></use></svg></a><ul> <li class="group"><a href="https://europa.eu/youreurope/business/human-resources/employment-contracts/index_sk.htm">Pracovné zmluvy<svg focusable="false" aria-hidden="true"> <use href="/youreurope/citizens/images/ecl/ecl-eu-icons.svg#corner-arrow"></use></svg></a><ul> <li><a href="https://europa.eu/youreurope/business/human-resources/employment-contracts/changes-staff-contract/index_sk.htm">Zmeny v zmluvách s pracovníkmi</a></li> <li><a href="https://europa.eu/youreurope/business/human-resources/employment-contracts/employment-terms/index_sk.htm">Pracovné podmienky</a></li> <li><a href="https://europa.eu/youreurope/business/human-resources/employment-contracts/fixed-term-work/index_sk.htm">Práca na dobu určitú</a></li> <li><a href="https://europa.eu/youreurope/business/human-resources/employment-contracts/inform-consult-staff/index_sk.htm">Informovanie zamestnancov a konzultácia s nimi</a></li> <li><a href="https://europa.eu/youreurope/business/human-resources/employment-contracts/part-time-work/index_sk.htm">Práca na čiastočný úväzok</a></li> <li><a href="https://europa.eu/youreurope/business/human-resources/employment-contracts/redundancies/index_sk.htm">Prepúšťanie</a></li> <li><a href="https://europa.eu/youreurope/business/human-resources/employment-contracts/teenage-workers/index_sk.htm">Mladiství pracovníci</a></li> <li><a href="https://europa.eu/youreurope/business/human-resources/employment-contracts/temporary-agency-work/index_sk.htm">Dočasná agentúrna práca</a></li> <li><a href="https://europa.eu/youreurope/business/human-resources/employment-contracts/seasonal-workers-non-eu-countries/index_sk.htm">Sezónni pracovníci z krajín mimo EÚ</a></li> </ul> </li> <li class="group"><a href="https://europa.eu/youreurope/business/human-resources/working-hours-holiday-leave/index_sk.htm">Pracovný čas a dovolenka<svg focusable="false" aria-hidden="true"> <use href="/youreurope/citizens/images/ecl/ecl-eu-icons.svg#corner-arrow"></use></svg></a><ul> <li><a href="https://europa.eu/youreurope/business/human-resources/working-hours-holiday-leave/working-hours/index_sk.htm">Pracovný čas</a></li> <li><a href="https://europa.eu/youreurope/business/human-resources/working-hours-holiday-leave/leave-flexible-working/index_sk.htm">Dovolenka a flexibilná práca</a></li> </ul> </li> <li class="group"><a href="https://europa.eu/youreurope/business/human-resources/transport-sector-workers/index_sk.htm">Pracovníci v odvetví dopravy<svg focusable="false" aria-hidden="true"> <use href="/youreurope/citizens/images/ecl/ecl-eu-icons.svg#corner-arrow"></use></svg></a><ul> <li><a href="https://europa.eu/youreurope/business/human-resources/transport-sector-workers/civil-aviation-staff/index_sk.htm">Pracovníci v civilnom letectve</a></li> <li><a href="https://europa.eu/youreurope/business/human-resources/transport-sector-workers/rail-staff/index_sk.htm">Pracovníci v železničnej doprave</a></li> <li><a href="https://europa.eu/youreurope/business/human-resources/transport-sector-workers/road-transportation-workers/index_sk.htm">Zamestnávanie pracovníkov v cestnej doprave: časy jazdy a odpočinku</a></li> <li><a href="https://europa.eu/youreurope/business/human-resources/transport-sector-workers/seafarers/index_sk.htm">Námorníci</a></li> <li><a href="https://europa.eu/youreurope/business/human-resources/transport-sector-workers/inland-waterway-staff/index_sk.htm">Pracovníci vnútrozemskej vodnej dopravy</a></li> </ul> </li> <li class="group"><a href="https://europa.eu/youreurope/business/human-resources/posted-workers/index_sk.htm">Vyslaní pracovníci<svg focusable="false" aria-hidden="true"> <use href="/youreurope/citizens/images/ecl/ecl-eu-icons.svg#corner-arrow"></use></svg></a><ul> <li><a href="https://europa.eu/youreurope/business/human-resources/posted-workers/posting-staff-abroad/index_sk.htm">Vysielanie pracovníkov do zahraničia</a></li> <li><a href="https://europa.eu/youreurope/business/human-resources/posted-workers/drivers/index_sk.htm">Vyslaní vodiči</a></li> </ul> </li> <li class="group"><a href="https://europa.eu/youreurope/business/human-resources/social-security-health/index_sk.htm">Sociálne zabezpečenie a zdravie<svg focusable="false" aria-hidden="true"> <use href="/youreurope/citizens/images/ecl/ecl-eu-icons.svg#corner-arrow"></use></svg></a><ul> <li><a href="https://europa.eu/youreurope/business/human-resources/social-security-health/paying-contributions/index_sk.htm">Platenie príspevkov na sociálne zabezpečenie</a></li> <li><a href="https://europa.eu/youreurope/business/human-resources/social-security-health/work-safety/index_sk.htm">Zdravie a bezpečnosť pri práci</a></li> </ul> </li> <li class="group"><a href="https://europa.eu/youreurope/business/human-resources/equal-treatment-qualifications/index_sk.htm"> Rovnaké zaobchádzanie a kvalifikácie<svg focusable="false" aria-hidden="true"> <use href="/youreurope/citizens/images/ecl/ecl-eu-icons.svg#corner-arrow"></use></svg></a><ul> <li><a href="https://europa.eu/youreurope/business/human-resources/equal-treatment-qualifications/equal-treatment/index_sk.htm">Rovnaké zaobchádzanie so zamestnancami</a></li> <li><a href="https://europa.eu/youreurope/business/human-resources/equal-treatment-qualifications/reasonable-accommodation/index_sk.htm">Primerané úpravy</a></li> <li><a href="https://europa.eu/youreurope/business/human-resources/equal-treatment-qualifications/recognition-qualifications/index_sk.htm">Uznávanie kvalifikácií</a></li> </ul> </li> </ul> </li> <li class="group"><a href="https://europa.eu/youreurope/business/product-requirements/index_sk.htm">Požiadavky na výrobky<svg focusable="false" aria-hidden="true"> <use href="/youreurope/citizens/images/ecl/ecl-eu-icons.svg#corner-arrow"></use></svg></a><ul> <li class="group"><a href="https://europa.eu/youreurope/business/product-requirements/standards/index_sk.htm">Normy<svg focusable="false" aria-hidden="true"> <use href="/youreurope/citizens/images/ecl/ecl-eu-icons.svg#corner-arrow"></use></svg></a><ul> <li><a href="https://europa.eu/youreurope/business/product-requirements/standards/standards-in-europe/index_sk.htm">Európske normy</a></li> </ul> </li> <li class="group"><a href="https://europa.eu/youreurope/business/product-requirements/compliance/index_sk.htm">Súlad výrobkov s právnymi predpismi<svg focusable="false" aria-hidden="true"> <use href="/youreurope/citizens/images/ecl/ecl-eu-icons.svg#corner-arrow"></use></svg></a><ul> <li><a href="https://europa.eu/youreurope/business/product-requirements/compliance/identifying-product-requirements/index_sk.htm">Určenie požiadaviek na výrobky</a></li> <li><a href="https://europa.eu/youreurope/business/product-requirements/compliance/conformity-assessment/index_sk.htm">Posudzovanie zhody</a></li> <li><a href="https://europa.eu/youreurope/business/product-requirements/compliance/technical-documentation-conformity/index_sk.htm">Technická dokumentácia a EÚ vyhlásenie o zhode</a></li> <li><a href="https://europa.eu/youreurope/business/product-requirements/compliance/ecodesign/index_sk.htm">Požiadavky na ekodizajn</a></li> <li><a href="https://europa.eu/youreurope/business/product-requirements/compliance/declaration-mutual-recognition/index_sk.htm">Vyhlásenie o vzájomnom uznávaní</a></li> </ul> </li> <li class="group"><a href="https://europa.eu/youreurope/business/product-requirements/labels-markings/index_sk.htm">Značky a iné označenia<svg focusable="false" aria-hidden="true"> <use href="/youreurope/citizens/images/ecl/ecl-eu-icons.svg#corner-arrow"></use></svg></a><ul> <li><a href="https://europa.eu/youreurope/business/product-requirements/labels-markings/ce-marking/index_sk.htm">Označenie CE</a></li> <li><a href="https://europa.eu/youreurope/business/product-requirements/labels-markings/energy-labels/index_sk.htm">Energetický štítok</a></li> <li><a href="https://europa.eu/youreurope/business/product-requirements/labels-markings/weee-label/index_sk.htm">OEEZ</a></li> <li><a href="https://europa.eu/youreurope/business/product-requirements/labels-markings/footwear-label/index_sk.htm"> Označovanie obuvi</a></li> <li><a href="https://europa.eu/youreurope/business/product-requirements/labels-markings/textile-label/index_sk.htm">Označenie textilných výrobkov</a></li> <li><a href="https://europa.eu/youreurope/business/product-requirements/labels-markings/emark/index_sk.htm">Označenie ℮</a></li> <li><a href="https://europa.eu/youreurope/business/product-requirements/labels-markings/ecolabel/index_sk.htm">Environmentálna značka EÚ</a></li> </ul> </li> <li class="group"><a href="https://europa.eu/youreurope/business/product-requirements/chemicals/index_sk.htm"> Chemické látky<svg focusable="false" aria-hidden="true"> <use href="/youreurope/citizens/images/ecl/ecl-eu-icons.svg#corner-arrow"></use></svg></a><ul> <li><a href="https://europa.eu/youreurope/business/product-requirements/chemicals/registering-chemicals-reach/index_sk.htm">Registrácia chemických látok v EÚ (nariadenie REACH)</a></li> <li><a href="https://europa.eu/youreurope/business/product-requirements/chemicals/classification-labelling-packaging/index_sk.htm">Klasifikácia, označovanie a balenie chemických látok</a></li> </ul> </li> <li class="group"><a href="https://europa.eu/youreurope/business/product-requirements/recycling-waste-management/index_sk.htm"> Recyklácia a nakladanie s odpadmi<svg focusable="false" aria-hidden="true"> <use href="/youreurope/citizens/images/ecl/ecl-eu-icons.svg#corner-arrow"></use></svg></a><ul> <li><a href="https://europa.eu/youreurope/business/product-requirements/recycling-waste-management/weee-responsibilities/index_sk.htm">Zodpovednosť za nakladanie s OEEZ</a></li> </ul> </li> <li class="group"><a href="https://europa.eu/youreurope/business/product-requirements/food-labelling/index_sk.htm">Označovanie potravín<svg focusable="false" aria-hidden="true"> <use href="/youreurope/citizens/images/ecl/ecl-eu-icons.svg#corner-arrow"></use></svg></a><ul> <li><a href="https://europa.eu/youreurope/business/product-requirements/food-labelling/general-rules/index_sk.htm">Pravidlá označovania potravín</a></li> <li><a href="https://europa.eu/youreurope/business/product-requirements/food-labelling/nutrition-declaration/index_sk.htm">Výživové údaje</a></li> <li><a href="https://europa.eu/youreurope/business/product-requirements/food-labelling/supplements/index_sk.htm">Označovanie výživových doplnkov</a></li> <li><a href="https://europa.eu/youreurope/business/product-requirements/food-labelling/additives/index_sk.htm">Prídavné látky v potravinách</a></li> <li><a href="https://europa.eu/youreurope/business/product-requirements/food-labelling/health-nutrition-claims/index_sk.htm">Zdravotné a výživové tvrdenia</a></li> </ul> </li> </ul> </li> <li class="group"><a href="https://europa.eu/youreurope/business/finance-funding/index_sk.htm">Finančné prostriedky a financovanie<svg focusable="false" aria-hidden="true"> <use href="/youreurope/citizens/images/ecl/ecl-eu-icons.svg#corner-arrow"></use></svg></a><ul> <li class="group"><a href="https://europa.eu/youreurope/business/finance-funding/accounting/index_sk.htm"> Účtovníctvo<svg focusable="false" aria-hidden="true"> <use href="/youreurope/citizens/images/ecl/ecl-eu-icons.svg#corner-arrow"></use></svg></a><ul> <li><a href="https://europa.eu/youreurope/business/finance-funding/accounting/small-micro-businesses/index_sk.htm">Účtovníctvo pre MSP a mikropodniky</a></li> </ul> </li> <li class="group"><a href="https://europa.eu/youreurope/business/finance-funding/making-receiving-payments/index_sk.htm">Uskutočňovanie a prijímanie platieb<svg focusable="false" aria-hidden="true"> <use href="/youreurope/citizens/images/ecl/ecl-eu-icons.svg#corner-arrow"></use></svg></a><ul> <li><a href="https://europa.eu/youreurope/business/finance-funding/making-receiving-payments/cross-border-debt-recovery/index_sk.htm"> Cezhraničné vymáhanie pohľadávok</a></li> <li class="current"><a href="https://europa.eu/youreurope/business/finance-funding/making-receiving-payments/electronic-cash-payments/index_sk.htm"><span>Elektronické a hotovostné <span class="label-end"><span>platby</span><svg focusable="false" aria-hidden="true"> <use href="/youreurope/citizens/images/ecl/ecl-eu-icons.svg#check"></use></svg></span></span></a></li> <li><a href="https://europa.eu/youreurope/business/finance-funding/making-receiving-payments/late-payment/index_sk.htm">Oneskorené platby</a></li> <li><a href="https://europa.eu/youreurope/business/finance-funding/making-receiving-payments/einvoicing/index_sk.htm">Elektronická fakturácia</a></li> </ul> </li> <li class="group"><a href="https://europa.eu/youreurope/business/finance-funding/getting-funding/index_sk.htm"> Získavanie finančných prostriedkov<svg focusable="false" aria-hidden="true"> <use href="/youreurope/citizens/images/ecl/ecl-eu-icons.svg#corner-arrow"></use></svg></a><ul> <li><a href="https://youreurope.europa.eu/business/finance-funding/getting-funding/access-finance/sk">Prístup k financovaniu</a></li> <li><a href="https://europa.eu/youreurope/business/finance-funding/getting-funding/eu-funding-programmes/index_sk.htm">Programy financovania z prostriedkov EÚ</a></li> </ul> </li> </ul> </li> <li class="group"><a href="https://europa.eu/youreurope/business/dealing-with-customers/index_sk.htm">Vzťahy so zákazníkmi<svg focusable="false" aria-hidden="true"> <use href="/youreurope/citizens/images/ecl/ecl-eu-icons.svg#corner-arrow"></use></svg></a><ul> <li class="group"><a href="https://europa.eu/youreurope/business/dealing-with-customers/consumer-contracts-guarantees/index_sk.htm"> Spotrebiteľské zmluvy a záruky<svg focusable="false" aria-hidden="true"> <use href="/youreurope/citizens/images/ecl/ecl-eu-icons.svg#corner-arrow"></use></svg></a><ul> <li><a href="https://europa.eu/youreurope/business/dealing-with-customers/consumer-contracts-guarantees/consumer-guarantees/index_sk.htm">Záruky pre spotrebiteľov</a></li> <li><a href="https://europa.eu/youreurope/business/dealing-with-customers/consumer-contracts-guarantees/defective-products/index_sk.htm">Chybné výrobky</a></li> <li><a href="https://europa.eu/youreurope/business/dealing-with-customers/consumer-contracts-guarantees/consumer-contracts/index_sk.htm">Zmluvy so spotrebiteľmi</a></li> </ul> </li> <li class="group"><a href="https://europa.eu/youreurope/business/dealing-with-customers/solving-disputes/index_sk.htm"> Riešenie sporov so zákazníkmi<svg focusable="false" aria-hidden="true"> <use href="/youreurope/citizens/images/ecl/ecl-eu-icons.svg#corner-arrow"></use></svg></a><ul> <li><a href="https://europa.eu/youreurope/business/dealing-with-customers/solving-disputes/online-dispute-resolution/index_sk.htm"> Alternatívne riešenie sporov/Riešenie sporov online</a></li> <li><a href="https://europa.eu/youreurope/business/dealing-with-customers/solving-disputes/european-small-claims-procedure/index_sk.htm"> Európske konanie vo veciach s nízkou hodnotou sporu</a></li> </ul> </li> <li class="group"><a href="https://europa.eu/youreurope/business/dealing-with-customers/data-protection/index_sk.htm"> Ochrana údajov<svg focusable="false" aria-hidden="true"> <use href="/youreurope/citizens/images/ecl/ecl-eu-icons.svg#corner-arrow"></use></svg></a><ul> <li><a href="https://europa.eu/youreurope/business/dealing-with-customers/data-protection/data-protection-gdpr/index_sk.htm"> Ochrana údajov na základe všeobecného nariadenia o ochrane údajov</a></li> <li><a href="https://europa.eu/youreurope/business/dealing-with-customers/data-protection/online-privacy/index_sk.htm"> Súkromie na internete</a></li> </ul> </li> </ul> </li> </ul> </li> <li><a href="https://asf.youreurope.europa.eu/?lang=sk" target="_blank">Kontaktovať asistenčnú službu</a></li> <li><a href="https://fosmo.youreurope.europa.eu/?lang=sk" target="_blank">Nahlásiť prekážku</a></li> </ul> </nav> <div id="ua-info-menu"> <div id="ua-toggle-btn" class="ye_boxbutton">Ukrajina<svg focusable="false" aria-hidden="true"> <use href="/youreurope/citizens/images/ecl/ecl-eu-icons.svg#corner-arrow"></use></svg></div> <div id="ua-toggle-content" class="ye_boxcontent container"> <ul class="ye_list" aria-labelledby="ua-toggle-btn"> <li class="ye_listbylang" lang="ua"> <div id="ua-titlelist_ua" class="ye_title">Допомога ЄС Україні</div> <ul class="ye_links"> <li><a hreflang="ua" target="_blank" href="https://commission.europa.eu/strategy-and-policy/priorities-2019-2024/stronger-europe-world/eu-solidarity-ukraine/eu-assistance-ukraine/information-people-fleeing-war-ukraine_uk">Інформація для людей з України, що шукають порятунку від війни в Україні</a></li> <li><a hreflang="ua" target="_blank" href="https://commission.europa.eu/strategy-and-policy/priorities-2019-2024/stronger-europe-world/eu-solidarity-ukraine/helping-ukrainians-how-you-can-donate-and-engage_uk#ref-%D1%8F%D0%BA-%D0%B2%D0%B8-%D0%BC%D0%BE%D0%B6%D0%B5%D1%82%D0%B5-%D0%B4%D0%BE%D0%BF%D0%BE%D0%BC%D0%BE%D0%B3%D1%82%D0%B8">Як Ви можете допомогти</a></li> <li><a hreflang="ua" target="_blank" href="https://clustercollaboration.eu/content/eu-clusters-supporting-ukraine">Iнформація для бізнесу</a></li> </ul> </li> <li class="ye_listbylang"> <div id="ua-titlelist_or" class="ye_title">Pomoc EÚ pre Ukrajinu</div> <ul class="ye_links"> <li><a target="_blank" href="https://commission.europa.eu/strategy-and-policy/priorities-2019-2024/stronger-europe-world/eu-solidarity-ukraine/eu-assistance-ukraine/information-people-fleeing-war-ukraine_sk">Informácie pre ľudí utekajúcich pred vojnou na Ukrajine</a></li> <li><a target="_blank" href="https://commission.europa.eu/strategy-and-policy/priorities-2019-2024/stronger-europe-world/eu-solidarity-ukraine/helping-ukrainians-how-you-can-donate-and-engage_sk#ako-m%C3%B4%C5%BEete-pom%C3%B4c%C5%A5">Ako môžete pomôcť</a></li> <li><a target="_blank" href="https://clustercollaboration.eu/content/eu-clusters-supporting-ukraine">Informácie pre podniky</a></li> </ul> </li> </ul> </div> </div> </div> </section> </header> <div id="page-header"> <nav class="container"> <ol id="ye-breadcrumb"> <li><a href="https://europa.eu/youreurope/index_sk.htm" lang="en">Your Europe</a><svg focusable="false" aria-hidden="true" role="presentation"> <use 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aria-hidden="true" role="presentation"> <use href="/youreurope/citizens/images/ecl/ecl-eu-icons.svg#corner-arrow"></use></svg></li> <li>Elektronické a hotovostné platby</li> </ol> </nav> </div> <main id="main-content" class="container"> <h1>Elektronické a hotovostné platby</h1> <div class="row"> <aside> <nav id="in-page-nav"> <div id="in-page-nav-title">Na tejto stránke</div> </nav> </aside> <div class="col"> <div id="main-article"> <h2> Elektronické transakcie </h2> <p> Vďaka pravidlám EÚ v oblasti platieb môžete vy a vaši zákazníci jednoducho uskutočňovať a prijímať elektronické transakcie. To znamená, že banky vám nemôžu pri platbách v eurách v rámci EÚ účtovať viac ako za <strong>rovnocennú domácu transakciu</strong>. </p> <p> Týmto pravidlom sa musia riadiť aj banky sídliace v krajinách EÚ mimo <a class="abbr" title="Belgicko, Cyprus, Chorvátsko, Estónsko, Fínsko, Francúzsko, Grécko, Holandsko, Írsko, Litva, Lotyšsko, Luxembursko, Malta, Nemecko, Portugalsko, Rakúsko, Slovensko, Slovinsko, Španielsko a Taliansko." aria-label="Belgicko, Cyprus, Chorvátsko, Estónsko, Fínsko, Francúzsko, Grécko, Holandsko, Írsko, Litva, Lotyšsko, Luxembursko, Malta, Nemecko, Portugalsko, Rakúsko, Slovensko, Slovinsko, Španielsko a Taliansko.">eurozóny</a>; za platbu v eurách do/v rámci inej krajiny EÚ vám nemôžu účtovať viac, než by účtovali za domácu platbu v miestnej mene. </p> <h2> Príplatky za platbu kartou nie sú dovolené </h2> <p> Je zakázané účtovať zákazníkom príplatok za použitie kreditnej alebo debetnej karty. Toto sa vzťahuje na všetky nákupy prostredníctvom platobnej karty (v predajniach a na internete) v celej EÚ. </p> <div class="example"> <h4> Príklad </h4> <h5> Podanie sťažnosti na príplatky za platbu kartou </h5> <p> Istá spoločnosť zaoberajúca sa predajom a distribúciou lístkov účtuje svojim zákazníkom šesť eur za platbu kreditnou kartou pri kúpe lístka na internete. Jeden zo zákazníkov sa na tento postup sťažuje vo svojom miestnom spotrebiteľskom centre. Spotrebiteľské centrum potvrdí, že príplatok je zakázaný, a obráti sa na spoločnosť so žiadosťou o jeho okamžité odstránenie z platobného systému. </p> </div> <h2> Dynamický prepočet meny </h2> <p> Ponúkate zákazníkom možnosť výberu medzi platbou kartou v ich vlastnej mene namiesto meny vašej krajiny alebo krajiny vášho webového sídla? </p> <p> V takom prípade ich musíte v čase nákupu informovať o všetkých poplatkoch súvisiacich so službou prepočtu meny, ktorú ponúkate. Tieto poplatky by ste mali vyjadriť ako percentuálne prirážky k najnovším dostupným <span class="nolink">referenčným výmenným kurzom eura</span> <a href="https://www.ecb.europa.eu/stats/policy_and_exchange_rates/euro_reference_exchange_rates/html/index.en.html" target="_blank" class="language" title="English">en</a> stanoveným Európskou centrálnou bankou. </p> <div class="example"> <h4> Príklad </h4> <h5> Účtovanie poplatkov zákazníkom so zahraničnou platobnou kartou </h5> <p> Hostia vo vašom hoteli, ktorí sú držiteľmi zahraničnej platobnej karty, sa rozhodnú zaplatiť za svoj pobyt v mene svojej domovskej krajiny. Sumu uvedenú na účte by ste mali prepočítať na základe výmenného kurzu ECB. Zároveň musíte informovať hostí o tom, akú percentuálnu prirážku im k uvedenej sume budete účtovať. </p> </div> <h2> Zákaz diskriminácie – platby </h2> <p> Máte možnosť akceptovať akékoľvek platobné metódy, ale ak vaši zákazníci chcú platiť elektronicky (napr. vykonať inkasnú platbu alebo platbu viazanú na kartu) v mene, ktorú podporujete, musíte túto platbu prijať bez ohľadu na to, kde v EÚ sa títo zákazníci alebo ich poskytovatelia platobných služieb nachádzajú. </p> <div class="example"> <h4> Príklad </h4> <h5> Prijatie platby debetnými alebo kreditnými kartami v eurách </h5> <p> Zákazník z Belgicka si kupuje nový pár topánok od nemeckého internetového predajcu a platí pri tom fínskou kreditnou kartou. Nemecká spoločnosť musí platbu prijať, keďže na jej internetovej stránke je uvedené, že prijíma platby kreditnými kartami v eurách. </p> </div> <h2> Viacstupňová autentifikácia spotrebiteľa </h2> <p> Musíte zabezpečiť, aby bol váš internetový obchod schopný vykonávať silnú autentifikáciu zákazníka, ako je napríklad dvojstupňová alebo viacstupňová autentifikácia. To znamená, že pri každej online platbe v hodnote nad 30 eur budú musieť vaši klienti používať kombináciu aspoň dvoch autentifikačných prvkov, ako napríklad: </p> <ul> <li> niečo, čo majú k dispozícii (napríklad mobilný telefón alebo čítačku kariet) A niečo, čo vedia (napríklad PIN alebo heslo), </li> <li> niečo, čo majú k dispozícii (napríklad mobilný telefón alebo čítačku kariet) A nejaký osobný znak (napríklad odtlačok prsta), </li> <li> niečo, čo vedia (napríklad PIN alebo heslo) A nejaký osobný znak (napríklad odtlačok prsta). </li> </ul> <p> U svojho poskytovateľa platobných služieb si overte, ako môžete splniť túto povinnosť. </p> <h2> Pravidlá v oblasti boja proti praniu špinavých peňazí a financovaniu terorizmu </h2> <p> Bez ohľadu na to, či ste podnikateľ alebo jednotlivec, mali by ste pri nadväzovaní nového obchodného vzťahu alebo uskutočňovaní príležitostných transakcií so zákazníkmi <strong>uplatňovať isté opatrenia</strong> na <strong>predchádzanie praniu špinavých peňazí a financovaniu terorizmu</strong>. </p> <p> Tieto opatrenia platia pre jednu operáciu, ako aj viacero operácií, ktoré zdanlivo spolu súvisia, ak: </p> <ul> <li> obchodujete s tovarom a uskutočňujete alebo prijímate platby v hotovosti vo výške 10 000 eur alebo viac, </li> <li> uskutočňujete príležitostné transakcie vo výške 15 000 eur alebo viac, </li> <li> ste prevádzkovateľom hazardných hier a pri výberoch výhier alebo pri uzatváraní stávok uskutočňujete transakcie vo výške 2 000 eur alebo viac. </li> </ul> <p> V týchto situáciách musíte byť vo vzťahu ku zákazníkovi náležite obozretný, a to aj pri identifikácii a overovaní totožnosti zákazníka, ako aj tzv. <strong>konečného užívateľa výhod</strong>, t. j. každej osoby, ktorá skutočne vlastní alebo ovláda vašich zákazníkov, alebo v ktorej mene sa transakcia uskutočňuje. Ak sa vám určitá aktivita zdá podozrivá, mali by ste ju nahlásiť <span class="nolink">finančnej spravodajskej jednotke</span> <a href="https://www.europol.europa.eu/about-europol/financial-intelligence-units-fiunet/eu-fius-points-of-contact" target="_blank" class="language" title="English">en</a> v príslušnej krajine EÚ. </p> </div> <div class="article-related eu-legislation"> <h2>Právne predpisy EÚ</h2> <ul> <li><a href="https://eur-lex.europa.eu/legal-content/SK/TXT/?uri=celex:32021R1230" data-linkid="3bf8ad94-2ce5-44a9-bf4a-f694ffc5babc" title="Cezhraničné platby v eurách">Cezhraničné platby v <span class="label-end"><span>eurách</span><svg focusable="false" aria-label="Otvoriť ako externý odkaz"> <title>Otvoriť ako externý odkaz</title> <use href="/youreurope/citizens/images/ecl/ecl-eu-icons.svg#external"></use></svg></span></a></li> <li><a href="https://eur-lex.europa.eu/legal-content/SK/TXT/?qid=1531833172308&uri=CELEX:32015L0849" data-linkid="c43f9f0d-3c40-4ec8-9ce5-55fc0c17f4e7" title="Smernica EÚ o predchádzaní praniu špinavých peňazí alebo financovaniu terorizmu">Smernica EÚ o predchádzaní praniu špinavých peňazí alebo financovaniu <span class="label-end"><span>terorizmu</span><svg focusable="false" aria-label="Otvoriť ako externý odkaz"> <title>Otvoriť ako externý odkaz</title> <use href="/youreurope/citizens/images/ecl/ecl-eu-icons.svg#external"></use></svg></span></a></li> <li><a href="https://eur-lex.europa.eu/legal-content/SK/TXT/?qid=1542208851680&uri=CELEX:32018R0302" data-linkid="8de9ae6c-9e84-4870-86b3-72a2a375d15a" title="Nariadenie EÚ o riešení neodôvodneného geografického blokovania">Nariadenie EÚ o riešení neodôvodneného geografického <span class="label-end"><span>blokovania</span><svg focusable="false" aria-label="Otvoriť ako externý odkaz"> <title>Otvoriť ako externý odkaz</title> <use href="/youreurope/citizens/images/ecl/ecl-eu-icons.svg#external"></use></svg></span></a></li> <li><a href="https://eur-lex.europa.eu/legal-content/sk/TXT/?uri=celex:32014R0248" data-linkid="11765183-1732-484b-8d55-e18984514d88" title="Zmena nariadenia EÚ o SEPA z roku 2014 (jednotná oblasť platieb v eurách) ">Zmena nariadenia EÚ o SEPA z roku 2014 (jednotná oblasť platieb v <span class="label-end"><span>eurách)</span><svg focusable="false" aria-label="Otvoriť ako externý odkaz"> <title>Otvoriť ako externý odkaz</title> <use href="/youreurope/citizens/images/ecl/ecl-eu-icons.svg#external"></use></svg></span></a></li> <li><a href="https://eur-lex.europa.eu/legal-content/sk/TXT/?uri=celex:32012R0260" data-linkid="97d4713a-5d0b-4400-bb6b-9db25a68a32a" title="Nariadenie EÚ o SEPA (jednotná oblasť platieb v eurách) ">Nariadenie EÚ o SEPA (jednotná oblasť platieb v <span class="label-end"><span>eurách)</span><svg focusable="false" aria-label="Otvoriť ako externý odkaz"> <title>Otvoriť ako externý odkaz</title> <use href="/youreurope/citizens/images/ecl/ecl-eu-icons.svg#external"></use></svg></span></a></li> </ul> </div>  <div class="article-related"> <h2>Potrebujete pomoc asistenčných služieb?</h2> <p>Obráťte sa na špecializované asistenčné služby</p><button id="advice-button" class="standard arrow toggle">Pomoc a poradenstvo<span><svg focusable="false" aria-hidden="true"> <use href="/youreurope/citizens/images/ecl/ecl-eu-icons.svg#corner-arrow"></use></svg></span></button><div id="advice-content" class="toggle-content"> <div data-service-name="Contact specialised assistance services - Selling" class="help-advice"> <p><strong><a href="https://ec.europa.eu/eu-rights/enquiry-complaint-form/home?languageCode=sk&origin=yeb_Finance and funding">Poradenstvo o pravidlách EÚ, ktoré sa vzťahujú na váš podnik/Riešenie problémov vyplývajúcich zo styku s verejnými orgánmi</a></strong></p> </div> <div data-service-name="Local Business Support"> <p>Máte otázky týkajúce sa podnikania v zahraničí, napr. exportu alebo rozšírenia do inej krajiny EÚ? 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