Elektroonilised ja sularahamaksed ning eeskirjad lisatasude kohta

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pikaajalised puhkuselepingud ELis</a></li> <li><a href="https://europa.eu/youreurope/citizens/travel/holidays/package-travel/index_et.htm">Pakettreisid ja seotud reisikorraldusteenused</a></li> </ul> </li> </ul> </li> <li class="group"><a href="https://europa.eu/youreurope/citizens/work/index_et.htm">Töö ja pension<svg focusable="false" aria-hidden="true"> <use href="/youreurope/citizens/images/ecl/ecl-eu-icons.svg#corner-arrow"></use></svg></a><ul> <li class="group"><a href="https://europa.eu/youreurope/citizens/work/work-abroad/index_et.htm">Töötamine välismaal<svg focusable="false" aria-hidden="true"> <use href="/youreurope/citizens/images/ecl/ecl-eu-icons.svg#corner-arrow"></use></svg></a><ul> <li><a href="https://europa.eu/youreurope/citizens/work/work-abroad/cross-border-commuters/index_et.htm">Piiriülesed töötajad</a></li> <li><a href="https://europa.eu/youreurope/citizens/work/work-abroad/equal-treatment-with-nationals/index_et.htm">Võrdne kohtlemine töökohal</a></li> <li><a href="https://europa.eu/youreurope/citizens/work/work-abroad/posted-workers/index_et.htm">Lähetatud töötajad</a></li> <li><a href="https://europa.eu/youreurope/citizens/work/work-abroad/work-in-public-sector-abroad/index_et.htm">Riigitöötajana välismaal</a></li> <li><a href="https://europa.eu/youreurope/citizens/work/work-abroad/work-permits/index_et.htm">Tööload</a></li> <li><a href="https://europa.eu/youreurope/citizens/work/work-abroad/employment-contracts/index_et.htm">Töölepingud</a></li> <li><a href="https://europa.eu/youreurope/citizens/work/work-abroad/rules-working-road-transport/index_et.htm">ELi eeskirjad maanteetranspordisektoris töötamise kohta</a></li> <li><a href="https://europa.eu/youreurope/citizens/work/work-abroad/liability-insurance/index_et.htm">Vastutuskindlustus teises ELi riigis</a></li> </ul> </li> <li class="group"><a href="https://europa.eu/youreurope/citizens/work/professional-qualifications/index_et.htm">Kutsekvalifikatsioonid<svg focusable="false" aria-hidden="true"> <use href="/youreurope/citizens/images/ecl/ecl-eu-icons.svg#corner-arrow"></use></svg></a><ul> <li><a href="https://europa.eu/youreurope/citizens/work/professional-qualifications/regulated-professions/index_et.htm">Mis on reguleeritud kutseala?</a></li> <li><a href="https://europa.eu/youreurope/citizens/work/professional-qualifications/apply-permanent-provision-services/index_et.htm">Teenuste alalise osutamise loa taotlemine</a></li> <li><a href="https://europa.eu/youreurope/citizens/work/professional-qualifications/apply-temporary-provision-services/index_et.htm">Teenuste ajutise osutamise taotlemine</a></li> <li><a href="https://europa.eu/youreurope/citizens/work/professional-qualifications/professional-bodies-language-requirements/index_et.htm">Dokumendid ja formaalsused</a></li> <li><a href="https://europa.eu/youreurope/citizens/work/professional-qualifications/european-professional-card/index_et.htm">Euroopa kutsekaart (EPC)</a></li> <li><a href="https://europa.eu/youreurope/citizens/work/professional-qualifications/brexit/index_et.htm">EL ja Ühendkuningriik: kutsekvalifikatsioonid</a></li> </ul> </li> <li class="group"><a href="https://europa.eu/youreurope/citizens/work/social-security-and-benefits/index_et.htm">Sotsiaalkindlustus ja hüvitised<svg focusable="false" aria-hidden="true"> <use href="/youreurope/citizens/images/ecl/ecl-eu-icons.svg#corner-arrow"></use></svg></a><ul> <li><a href="https://europa.eu/youreurope/citizens/work/social-security-and-benefits/social-security/index_et.htm">Sotsiaalkindlustussüsteemid ELis</a></li> <li><a href="https://europa.eu/youreurope/citizens/work/social-security-and-benefits/country-coverage/index_et.htm">Sotsiaalkindlustus välismaal</a></li> <li><a href="https://europa.eu/youreurope/citizens/work/social-security-and-benefits/unemployment/index_et.htm">Töötus välismaal</a></li> <li><a href="https://europa.eu/youreurope/citizens/work/social-security-and-benefits/transferring-unemployment-benefits/index_et.htm">Töötushüvitiste ülekandmine</a></li> <li><a href="https://europa.eu/youreurope/citizens/work/social-security-and-benefits/cannot-find-work-abroad/index_et.htm">Kui te ei leia tööd</a></li> <li><a href="https://europa.eu/youreurope/citizens/work/social-security-and-benefits/family-benefits/index_et.htm">Perehüvitised</a></li> <li><a href="https://europa.eu/youreurope/citizens/work/social-security-and-benefits/death-grants/index_et.htm">Toitjakaotushüvitised ja matusetoetused</a></li> <li><a href="https://europa.eu/youreurope/citizens/work/social-security-and-benefits/social-security-forms/index_et.htm">Sotsiaalkindlustusõigustega seotud standardvormid</a></li> </ul> </li> <li class="group"><a href="https://europa.eu/youreurope/citizens/work/retire-abroad/index_et.htm">Välismaal pensionile jäämine<svg focusable="false" aria-hidden="true"> <use href="/youreurope/citizens/images/ecl/ecl-eu-icons.svg#corner-arrow"></use></svg></a><ul> <li><a href="https://europa.eu/youreurope/citizens/work/retire-abroad/supplementary-pensions-abroad/index_et.htm">Täiendav pension välismaal</a></li> <li><a href="https://europa.eu/youreurope/citizens/work/retire-abroad/state-pensions-abroad/index_et.htm">Riiklik pension välismaal</a></li> </ul> </li> <li class="group"><a href="https://europa.eu/youreurope/citizens/work/taxes/index_et.htm">Maksud<svg focusable="false" aria-hidden="true"> <use href="/youreurope/citizens/images/ecl/ecl-eu-icons.svg#corner-arrow"></use></svg></a><ul> <li><a href="https://europa.eu/youreurope/citizens/work/taxes/income-taxes-abroad/index_et.htm">Tulumaks välismaal</a></li> <li><a href="https://europa.eu/youreurope/citizens/work/taxes/double-taxation/index_et.htm">Topeltmaksustamine</a></li> </ul> </li> </ul> </li> <li class="group"><a href="https://europa.eu/youreurope/citizens/vehicles/index_et.htm">Sõidukid<svg focusable="false" aria-hidden="true"> <use href="/youreurope/citizens/images/ecl/ecl-eu-icons.svg#corner-arrow"></use></svg></a><ul> <li class="group"><a href="https://europa.eu/youreurope/citizens/vehicles/cars/index_et.htm">Sõiduautod<svg focusable="false" aria-hidden="true"> <use href="/youreurope/citizens/images/ecl/ecl-eu-icons.svg#corner-arrow"></use></svg></a><ul> <li><a href="https://europa.eu/youreurope/citizens/vehicles/cars/buying-leasing-car-abroad/index_et.htm">Auto ostmine ja liisimine</a></li> <li><a href="https://europa.eu/youreurope/citizens/vehicles/cars/vat-buying-selling-cars/index_et.htm">Auto ostu või müügiga seotud käibemaks</a></li> <li><a href="https://europa.eu/youreurope/citizens/vehicles/cars/company-cars/index_et.htm">Ametiautod</a></li> </ul> </li> <li class="group"><a href="https://europa.eu/youreurope/citizens/vehicles/driving-licence/index_et.htm">Juhiluba<svg focusable="false" aria-hidden="true"> <use href="/youreurope/citizens/images/ecl/ecl-eu-icons.svg#corner-arrow"></use></svg></a><ul> <li><a href="https://europa.eu/youreurope/citizens/vehicles/driving-licence/driving-licence-exchange-recognition/index_et.htm">Juhiloa vahetamine ja tunnustamine ELis</a></li> <li><a href="https://europa.eu/youreurope/citizens/vehicles/driving-licence/get-driving-licence/index_et.htm">Juhiloa saamine ELis</a></li> <li><a href="https://europa.eu/youreurope/citizens/vehicles/driving-licence/driving-licence-renewal/index_et.htm">Juhiloa uuendamine teises ELi riigis</a></li> </ul> </li> <li class="group"><a href="https://europa.eu/youreurope/citizens/vehicles/insurance/index_et.htm">Kindlustus<svg focusable="false" aria-hidden="true"> <use href="/youreurope/citizens/images/ecl/ecl-eu-icons.svg#corner-arrow"></use></svg></a><ul> <li><a href="https://europa.eu/youreurope/citizens/vehicles/insurance/validity/index_et.htm">Liikluskindlustuse kehtivus ELis</a></li> <li><a href="https://europa.eu/youreurope/citizens/vehicles/insurance/accident/index_et.htm">Liikluskindlustuskaitse välismaal</a></li> </ul> </li> <li class="group"><a href="https://europa.eu/youreurope/citizens/vehicles/registration/index_et.htm">Registreerimine<svg focusable="false" aria-hidden="true"> <use href="/youreurope/citizens/images/ecl/ecl-eu-icons.svg#corner-arrow"></use></svg></a><ul> <li><a href="https://europa.eu/youreurope/citizens/vehicles/registration/formalities/index_et.htm">Auto registreerimine: dokumendid ja formaalsused</a></li> <li><a href="https://europa.eu/youreurope/citizens/vehicles/registration/registration-abroad/index_et.htm">Auto registreerimine teises ELi riigis</a></li> <li><a href="https://europa.eu/youreurope/citizens/vehicles/registration/taxes-abroad/index_et.htm">Teises ELi riigis kohaldatavad sõidukimaksud</a></li> </ul> </li> </ul> </li> <li class="group"><a href="https://europa.eu/youreurope/citizens/residence/index_et.htm">Elamine välismaal<svg focusable="false" aria-hidden="true"> <use href="/youreurope/citizens/images/ecl/ecl-eu-icons.svg#corner-arrow"></use></svg></a><ul> <li class="group"><a href="https://europa.eu/youreurope/citizens/residence/residence-rights/index_et.htm">Elamisega seotud õigused<svg focusable="false" aria-hidden="true"> <use href="/youreurope/citizens/images/ecl/ecl-eu-icons.svg#corner-arrow"></use></svg></a><ul> <li><a href="https://europa.eu/youreurope/citizens/residence/residence-rights/inactive-citizens/index_et.htm">Majanduslikult mitteaktiivsed ELi kodanikud</a></li> <li><a href="https://europa.eu/youreurope/citizens/residence/residence-rights/jobseekers/index_et.htm">Tööotsijad – õigus elada teises ELi riigis</a></li> <li><a href="https://europa.eu/youreurope/citizens/residence/residence-rights/pensioners/index_et.htm">Pensionärid – õigus elada teises ELi riigis</a></li> <li><a href="https://europa.eu/youreurope/citizens/residence/residence-rights/students/index_et.htm">Üliõpilased – teises ELi riigis elamise õigus</a></li> <li><a href="https://europa.eu/youreurope/citizens/residence/residence-rights/workers/index_et.htm">Töötajate õigus elada teises ELi riigis</a></li> <li><a href="https://europa.eu/youreurope/citizens/residence/residence-rights/brexit-residence-rights/index_et.htm">Ühendkuningriigis elamise õigus ELi kodanikele ja ELis elamise õigus Ühendkuningriigi kodanikele</a></li> <li><a href="https://europa.eu/youreurope/citizens/residence/residence-rights/naturalisation/index_et.htm">Naturalisatsiooni korras kodakondsuse omandamine</a></li> </ul> </li> <li class="group"><a href="https://europa.eu/youreurope/citizens/residence/family-residence-rights/index_et.htm">Õigus elada koos perekonnaga teises liikmesriigis<svg focusable="false" aria-hidden="true"> <use href="/youreurope/citizens/images/ecl/ecl-eu-icons.svg#corner-arrow"></use></svg></a><ul> <li><a href="https://europa.eu/youreurope/citizens/residence/family-residence-rights/eu-wife-husband-children/index_et.htm">ELi kodanikest abikaasad ja lapsed</a></li> <li><a href="https://europa.eu/youreurope/citizens/residence/family-residence-rights/non-eu-wife-husband-children/index_et.htm">Abikaasad ja lapsed, kes ei ole ELi kodanikud</a></li> <li><a href="https://europa.eu/youreurope/citizens/residence/family-residence-rights/partners/index_et.htm">Registreeritud partnerid</a></li> <li><a href="https://europa.eu/youreurope/citizens/residence/family-residence-rights/parents/index_et.htm">Vanemad</a></li> <li><a href="https://europa.eu/youreurope/citizens/residence/family-residence-rights/other-family/index_et.htm">Muud sugulased</a></li> <li><a href="https://europa.eu/youreurope/citizens/residence/family-residence-rights/jobseekers-family/index_et.htm">Tööotsija pereliikmed</a></li> </ul> </li> <li class="group"><a href="https://europa.eu/youreurope/citizens/residence/documents-formalities/index_et.htm">Dokumendid ja formaalsused<svg focusable="false" aria-hidden="true"> <use href="/youreurope/citizens/images/ecl/ecl-eu-icons.svg#corner-arrow"></use></svg></a><ul> <li><a href="https://europa.eu/youreurope/citizens/residence/documents-formalities/eu-family-members-registration/index_et.htm">ELi kodanikest pereliikmete riigis viibimise registreerimine</a></li> <li><a href="https://europa.eu/youreurope/citizens/residence/documents-formalities/eu-nationals-permanent-residence/index_et.htm">ELi kodanike õigus elada alaliselt teises riigis pärast viie aasta möödumist</a></li> <li><a href="https://europa.eu/youreurope/citizens/residence/documents-formalities/non-eu-family-members-permanent-residence/index_et.htm">Pereliikmete, kes ei ole ELi kodanikud, õigus elada alaliselt teises riigis</a></li> <li><a href="https://europa.eu/youreurope/citizens/residence/documents-formalities/non-eu-family-members-residence-card/index_et.htm">Elamisload pereliikmetele, kes ei ole ELi kodanikud</a></li> <li><a href="https://europa.eu/youreurope/citizens/residence/documents-formalities/registering-residence/index_et.htm">Elukoha registreerimine välismaal pärast esimest kolme kuud</a></li> <li><a href="https://europa.eu/youreurope/citizens/residence/documents-formalities/reporting-presence/index_et.htm">Vähem kui kolm kuud kestva riigis viibimise registreerimine</a></li> <li><a href="https://europa.eu/youreurope/citizens/residence/documents-formalities/registering-birth/index_et.htm">Sünni registreerimine</a></li> <li><a href="https://europa.eu/youreurope/citizens/residence/documents-formalities/legal-gender-recognition/index_et.htm">Soolise ülemineku eeskirjad</a></li> <li><a href="https://europa.eu/youreurope/citizens/residence/documents-formalities/buying-house/index_et.htm">Maja ostmine</a></li> <li><a href="https://europa.eu/youreurope/citizens/residence/documents-formalities/deregistering-residence/index_et.htm">Elanikeregistrist kustutamine</a></li> </ul> </li> <li class="group"><a href="https://europa.eu/youreurope/citizens/residence/elections-abroad/index_et.htm">Valimised, petitsioonid ja konsultatsioonid<svg focusable="false" aria-hidden="true"> <use href="/youreurope/citizens/images/ecl/ecl-eu-icons.svg#corner-arrow"></use></svg></a><ul> <li><a href="https://europa.eu/youreurope/citizens/residence/elections-abroad/european-elections/index_et.htm">Euroopa Parlamendi valimised</a></li> <li><a href="https://europa.eu/youreurope/citizens/residence/elections-abroad/home-country-elections/index_et.htm">Valimised koduriigis</a></li> <li><a href="https://europa.eu/youreurope/citizens/residence/elections-abroad/municipal-elections/index_et.htm">Kohalikud valimised</a></li> <li><a href="https://europa.eu/youreurope/citizens/residence/elections-abroad/petitions-consultations/index_et.htm">Petitsioonid ja konsultatsioonid</a></li> </ul> </li> </ul> </li> <li class="group"><a href="https://europa.eu/youreurope/citizens/education/index_et.htm">Haridus ja noored<svg focusable="false" aria-hidden="true"> <use href="/youreurope/citizens/images/ecl/ecl-eu-icons.svg#corner-arrow"></use></svg></a><ul> <li class="group"><a href="https://europa.eu/youreurope/citizens/education/school/index_et.htm">Kool<svg focusable="false" aria-hidden="true"> <use href="/youreurope/citizens/images/ecl/ecl-eu-icons.svg#corner-arrow"></use></svg></a><ul> <li><a href="https://europa.eu/youreurope/citizens/education/school/partner/index_et.htm">Partnerlussuhted välismaa koolidega</a></li> <li><a href="https://europa.eu/youreurope/citizens/education/school/enrol/index_et.htm">Kooliminek teises ELi liikmesriigis</a></li> </ul> </li> <li class="group"><a href="https://europa.eu/youreurope/citizens/education/university/index_et.htm">Ülikool<svg focusable="false" aria-hidden="true"> <use href="/youreurope/citizens/images/ecl/ecl-eu-icons.svg#corner-arrow"></use></svg></a><ul> <li><a href="https://europa.eu/youreurope/citizens/education/university/admission-entry-conditions/index_et.htm">Ülikooli vastuvõtt</a></li> <li><a href="https://europa.eu/youreurope/citizens/education/university/fees-and-financial-help/index_et.htm">Ülikooli õppemaks ja rahaline toetus</a></li> <li><a href="https://europa.eu/youreurope/citizens/education/university/recognition/index_et.htm">Akadeemiliste diplomite tunnustamine</a></li> <li><a href="https://europa.eu/youreurope/citizens/education/university/study-abroad/index_et.htm">Õppimine välismaal ja stipendiumid</a></li> <li><a href="https://europa.eu/youreurope/citizens/education/university/working-while-studying/index_et.htm">Õpingute ajal töötamine</a></li> </ul> </li> <li class="group"><a href="https://europa.eu/youreurope/citizens/education/traineeships/index_et.htm">Praktika<svg focusable="false" aria-hidden="true"> <use href="/youreurope/citizens/images/ecl/ecl-eu-icons.svg#corner-arrow"></use></svg></a><ul> <li><a href="https://europa.eu/youreurope/citizens/education/traineeships/financial/index_et.htm">Rahaline toetus praktikantidele</a></li> </ul> </li> <li class="group"><a href="https://europa.eu/youreurope/citizens/education/volunteering/index_et.htm">Vabatahtlik tegevus ELis ja mujal<svg focusable="false" aria-hidden="true"> <use href="/youreurope/citizens/images/ecl/ecl-eu-icons.svg#corner-arrow"></use></svg></a><ul> <li><a href="https://europa.eu/youreurope/citizens/education/volunteering/where-to-start/index_et.htm">Vabatahtlik tegevus – Kust alustada?</a></li> <li><a href="https://europa.eu/youreurope/citizens/education/volunteering/practical-preparations/index_et.htm">Praktiline ettevalmistus vabatahtlikuks tegevuseks</a></li> </ul> </li> <li class="group"><a href="https://europa.eu/youreurope/citizens/education/research/index_et.htm">Teadustöötajad<svg focusable="false" aria-hidden="true"> <use href="/youreurope/citizens/images/ecl/ecl-eu-icons.svg#corner-arrow"></use></svg></a><ul> <li><a href="https://europa.eu/youreurope/citizens/education/research/jobs/index_et.htm">Toetused ja töökohad teadustöötajatele</a></li> <li><a href="https://europa.eu/youreurope/citizens/education/research/tax/index_et.htm">Teadustöötajate maksustamine</a></li> </ul> </li> </ul> </li> <li class="group"><a href="https://europa.eu/youreurope/citizens/health/index_et.htm">Tervishoid<svg focusable="false" aria-hidden="true"> <use href="/youreurope/citizens/images/ecl/ecl-eu-icons.svg#corner-arrow"></use></svg></a><ul> <li class="group"><a href="https://europa.eu/youreurope/citizens/health/unplanned-healthcare/index_et.htm">Erakorralised tervishoiuteenused<svg focusable="false" aria-hidden="true"> <use href="/youreurope/citizens/images/ecl/ecl-eu-icons.svg#corner-arrow"></use></svg></a><ul> <li><a href="https://europa.eu/youreurope/citizens/health/unplanned-healthcare/going-to-doctor-hospital-abroad/index_et.htm">Arsti juurde või haiglasse pöördumine välismaal</a></li> <li><a href="https://europa.eu/youreurope/citizens/health/unplanned-healthcare/payments-reimbursements/index_et.htm">Erakorralised tervishoiuteenused: tasumine ja kulude hüvitamine</a></li> <li><a href="https://europa.eu/youreurope/citizens/health/unplanned-healthcare/temporary-stays/index_et.htm">Tervisekindlustus ajutise välismaal viibimise korral</a></li> <li><a href="https://europa.eu/youreurope/citizens/health/unplanned-healthcare/ehic/index_et.htm">Euroopa ravikindlustuskaart</a></li> </ul> </li> <li class="group"><a href="https://europa.eu/youreurope/citizens/health/planned-healthcare/index_et.htm">Plaaniline ravi välismaal<svg focusable="false" aria-hidden="true"> <use href="/youreurope/citizens/images/ecl/ecl-eu-icons.svg#corner-arrow"></use></svg></a><ul> <li><a href="https://europa.eu/youreurope/citizens/health/planned-healthcare/right-to-treatment/index_et.htm">Plaanilise ravi korraldamine välismaal</a></li> <li><a href="https://europa.eu/youreurope/citizens/health/planned-healthcare/expenses-reimbursements/index_et.htm">Kulud ja nende hüvitamine: plaaniline ravi välismaal</a></li> <li><a href="https://europa.eu/youreurope/citizens/health/planned-healthcare/get-more-info/index_et.htm">Teabepunktid piiriüleste tervishoiuteenuste kohta</a></li> </ul> </li> <li class="group"><a href="https://europa.eu/youreurope/citizens/health/prescription-medicine-abroad/index_et.htm">Ravimite ostmine teisest ELi riigist<svg focusable="false" aria-hidden="true"> <use href="/youreurope/citizens/images/ecl/ecl-eu-icons.svg#corner-arrow"></use></svg></a><ul> <li><a href="https://europa.eu/youreurope/citizens/health/prescription-medicine-abroad/prescriptions/index_et.htm">Retsepti esitamine teises ELi riigis</a></li> <li><a href="https://europa.eu/youreurope/citizens/health/prescription-medicine-abroad/expenses-reimbursements/index_et.htm">Retseptiravimid välismaal: kulud ja nende hüvitamine</a></li> <li><a href="https://europa.eu/youreurope/citizens/health/prescription-medicine-abroad/buying-medicines-online/index_et.htm">Ravimite ostmine internetist</a></li> </ul> </li> <li class="group"><a href="https://europa.eu/youreurope/citizens/health/when-living-abroad/index_et.htm">Ravikindlustus mõnes teises ELi riigis elades<svg focusable="false" aria-hidden="true"> <use href="/youreurope/citizens/images/ecl/ecl-eu-icons.svg#corner-arrow"></use></svg></a><ul> <li><a href="https://europa.eu/youreurope/citizens/health/when-living-abroad/health-insurance-cover/index_et.htm">Teie ravikindlustus</a></li> <li><a href="https://europa.eu/youreurope/citizens/health/when-living-abroad/residential-care-home/index_et.htm">Kolimine hooldekodusse</a></li> <li><a href="https://europa.eu/youreurope/citizens/health/when-living-abroad/preventive-healthcare/index_et.htm">Ennetavad tervishoiuteenused</a></li> </ul> </li> </ul> </li> <li class="group"><a href="https://europa.eu/youreurope/citizens/family/index_et.htm">Perekond<svg focusable="false" aria-hidden="true"> <use href="/youreurope/citizens/images/ecl/ecl-eu-icons.svg#corner-arrow"></use></svg></a><ul> <li class="group"><a href="https://europa.eu/youreurope/citizens/family/children/index_et.htm">Lapsed<svg focusable="false" aria-hidden="true"> <use href="/youreurope/citizens/images/ecl/ecl-eu-icons.svg#corner-arrow"></use></svg></a><ul> <li><a href="https://europa.eu/youreurope/citizens/family/children/parental-responsibility/index_et.htm">Vanemlik vastutus</a></li> <li><a href="https://europa.eu/youreurope/citizens/family/children/adoption/index_et.htm">Lapsendamine</a></li> <li><a href="https://europa.eu/youreurope/citizens/family/children/abduction/index_et.htm">Lapserööv</a></li> </ul> </li> <li class="group"><a href="https://europa.eu/youreurope/citizens/family/couple/index_et.htm">Elukaaslased<svg focusable="false" aria-hidden="true"> <use href="/youreurope/citizens/images/ecl/ecl-eu-icons.svg#corner-arrow"></use></svg></a><ul> <li><a href="https://europa.eu/youreurope/citizens/family/couple/marriage/index_et.htm">Abielu</a></li> <li><a href="https://europa.eu/youreurope/citizens/family/couple/registered-partners/index_et.htm">Tsiviil- ja registreeritud partnerlus</a></li> <li><a href="https://europa.eu/youreurope/citizens/family/couple/de-facto-unions/index_et.htm">Vabaabielupaarid</a></li> <li><a href="https://europa.eu/youreurope/citizens/family/couple/divorce-separation/index_et.htm">Abielu lahutamine ja abikaasade lahuselu</a></li> <li><a href="https://europa.eu/youreurope/citizens/family/couple/maintenance/index_et.htm">Ülalpidamiskohustus – elatise maksmine pereliikmetele</a></li> <li><a href="https://europa.eu/youreurope/citizens/family/couple/property-regimes-international-couples/index_et.htm">Rahvusvaheliste paaride varasuhted</a></li> <li><a href="https://europa.eu/youreurope/citizens/family/couple/getting-public-documents-accepted/index_et.htm">Teie avalike dokumentide tunnustamine ELis</a></li> </ul> </li> <li class="group"><a href="https://europa.eu/youreurope/citizens/family/inheritances/index_et.htm">Surm, repatrieerimine ja piiriülesed pärandiasjad<svg focusable="false" aria-hidden="true"> <use href="/youreurope/citizens/images/ecl/ecl-eu-icons.svg#corner-arrow"></use></svg></a><ul> <li><a href="https://europa.eu/youreurope/citizens/family/inheritances/managing-inheritance/index_et.htm">Piiriüleste pärandiasjade korraldamine</a></li> <li><a href="https://europa.eu/youreurope/citizens/family/inheritances/planning-inheritance/index_et.htm">Piiriüleste pärandiasjade planeerimine</a></li> <li><a href="https://europa.eu/youreurope/citizens/family/inheritances/death-repatriation/index_et.htm">Surm ja repatrieerimine</a></li> </ul> </li> </ul> </li> <li class="group"><a href="https://europa.eu/youreurope/citizens/consumers/index_et.htm">Tarbijad<svg focusable="false" aria-hidden="true"> <use href="/youreurope/citizens/images/ecl/ecl-eu-icons.svg#corner-arrow"></use></svg></a><ul> <li class="group"><a href="https://europa.eu/youreurope/citizens/consumers/shopping/index_et.htm">Ostud<svg focusable="false" aria-hidden="true"> <use href="/youreurope/citizens/images/ecl/ecl-eu-icons.svg#corner-arrow"></use></svg></a><ul> <li><a href="https://europa.eu/youreurope/citizens/consumers/shopping/contract-information/index_et.htm">Lepinguteave</a></li> <li><a href="https://europa.eu/youreurope/citizens/consumers/shopping/guarantees-returns/index_et.htm">Garantiid ja kauba tagastamine</a></li> <li><a href="https://europa.eu/youreurope/citizens/consumers/shopping/pricing-payments/index_et.htm">Hinnad ja maksed</a></li> <li><a href="https://europa.eu/youreurope/citizens/consumers/shopping/shipping-delivery/index_et.htm">Kaupade kohaletoimetamine</a></li> <li><a href="https://europa.eu/youreurope/citizens/consumers/shopping/shopping-consumer-rights/index_et.htm">Teie õigused oste tehes</a></li> <li><a href="https://europa.eu/youreurope/citizens/consumers/shopping/vat/index_et.htm">Käibemaks</a></li> <li><a href="https://europa.eu/youreurope/citizens/consumers/shopping/product-safety/index_et.htm">Tooteohutus</a></li> </ul> </li> <li class="group"><a href="https://europa.eu/youreurope/citizens/consumers/internet-telecoms/index_et.htm">Internet ja telekommunikatsioon<svg focusable="false" aria-hidden="true"> <use href="/youreurope/citizens/images/ecl/ecl-eu-icons.svg#corner-arrow"></use></svg></a><ul> <li><a href="https://europa.eu/youreurope/citizens/consumers/internet-telecoms/mobile-roaming-costs/index_et.htm">Rändlus: mobiiltelefoni kasutamine ELis</a></li> <li><a href="https://europa.eu/youreurope/citizens/consumers/internet-telecoms/access-online-content-abroad/index_et.htm"> Veebisisuteenustele juurdepääs välismaal</a></li> <li><a href="https://europa.eu/youreurope/citizens/consumers/internet-telecoms/telecommunication-services/index_et.htm"> Tavatelefoniteenused</a></li> <li><a href="https://europa.eu/youreurope/citizens/consumers/internet-telecoms/internet-access/index_et.htm">Interneti kasutamine ja juurdepääs sellele</a></li> <li><a href="https://europa.eu/youreurope/citizens/consumers/internet-telecoms/data-protection-online-privacy/index_et.htm">Andmekaitse ja netiprivaatsus</a></li> </ul> </li> <li class="group"><a href="https://europa.eu/youreurope/citizens/consumers/financial-products-and-services/index_et.htm">Finantstooted ja -teenused<svg focusable="false" aria-hidden="true"> <use href="/youreurope/citizens/images/ecl/ecl-eu-icons.svg#corner-arrow"></use></svg></a><ul> <li><a href="https://europa.eu/youreurope/citizens/consumers/financial-products-and-services/bank-accounts-eu/index_et.htm">Pangakontod ELis</a></li> <li><a href="https://europa.eu/youreurope/citizens/consumers/financial-products-and-services/consumer-credits-and-loans/index_et.htm">Tarbijakrediit ja laenud</a></li> <li><a href="https://europa.eu/youreurope/citizens/consumers/financial-products-and-services/insurance-products/index_et.htm">Kindlustustooted</a></li> <li><a href="https://europa.eu/youreurope/citizens/consumers/financial-products-and-services/investment-products/index_et.htm">Investeerimistooted</a></li> <li><a href="https://europa.eu/youreurope/citizens/consumers/financial-products-and-services/mortgages/index_et.htm">Hüpoteeklaenud</a></li> <li><a href="https://europa.eu/youreurope/citizens/consumers/financial-products-and-services/payments-transfers-cheques/index_et.htm">Maksed, ülekanded ja pangatšekid</a></li> <li><a href="https://europa.eu/youreurope/citizens/consumers/financial-products-and-services/investments-in-another-eu-country/index_et.htm">Teises ELi riigis tehtavad investeeringud</a></li> </ul> </li> <li class="group"><a href="https://europa.eu/youreurope/citizens/consumers/unfair-treatment/index_et.htm">Ebaõiglane kohtlemine<svg focusable="false" aria-hidden="true"> <use href="/youreurope/citizens/images/ecl/ecl-eu-icons.svg#corner-arrow"></use></svg></a><ul> <li><a href="https://europa.eu/youreurope/citizens/consumers/unfair-treatment/unfair-commercial-practices/index_et.htm">Ebaausad kaubandustavad</a></li> <li><a href="https://europa.eu/youreurope/citizens/consumers/unfair-treatment/unfair-pricing/index_et.htm">Ebaõiglane hinnakujundus</a></li> <li><a href="https://europa.eu/youreurope/citizens/consumers/unfair-treatment/unfair-contract-terms/index_et.htm">Ebaõiglased lepingutingimused</a></li> </ul> </li> <li class="group"><a href="https://europa.eu/youreurope/citizens/consumers/energy-supply/index_et.htm">Energiavarustus<svg focusable="false" aria-hidden="true"> <use href="/youreurope/citizens/images/ecl/ecl-eu-icons.svg#corner-arrow"></use></svg></a><ul> <li><a href="https://europa.eu/youreurope/citizens/consumers/energy-supply/access-use-energy-services/index_et.htm">Energiateenuste kättesaadavus ja nende kasutamine</a></li> <li><a href="https://europa.eu/youreurope/citizens/consumers/energy-supply/contracts-energy-consumption/index_et.htm">Lepingud ja energiatarbimine</a></li> <li><a href="https://europa.eu/youreurope/citizens/consumers/energy-supply/complaints-dispute-resolution/index_et.htm">Kaebuste ja vaidluste lahendamine</a></li> </ul> </li> <li class="group"><a href="https://europa.eu/youreurope/citizens/consumers/consumers-dispute-resolution/index_et.htm">Tarbijavaidluste lahendamine<svg focusable="false" aria-hidden="true"> <use href="/youreurope/citizens/images/ecl/ecl-eu-icons.svg#corner-arrow"></use></svg></a><ul> <li><a href="https://europa.eu/youreurope/citizens/consumers/consumers-dispute-resolution/informal-dispute-resolution/index_et.htm">Tarbija võimalus lahendada vaidlus mitteametlikult</a></li> <li><a href="https://europa.eu/youreurope/citizens/consumers/consumers-dispute-resolution/out-of-court-procedures/index_et.htm">Tarbijavaidluste kohtuvälise lahendamise menetlused</a></li> <li><a href="https://europa.eu/youreurope/citizens/consumers/consumers-dispute-resolution/formal-legal-actions/index_et.htm">Tarbijate ametlikud õigusmeetmed</a></li> </ul> </li> </ul> </li> </ul> </li> <li class="group active"><a href="https://europa.eu/youreurope/business/index_et.htm">Ettevõtlus<svg focusable="false" aria-hidden="true"> <use href="/youreurope/citizens/images/ecl/ecl-eu-icons.svg#corner-arrow"></use></svg></a><ul> <li class="group"><a href="https://europa.eu/youreurope/business/running-business/index_et.htm"> Äritegevus<svg focusable="false" aria-hidden="true"> <use href="/youreurope/citizens/images/ecl/ecl-eu-icons.svg#corner-arrow"></use></svg></a><ul> <li class="group"><a href="https://europa.eu/youreurope/business/running-business/developing-business/index_et.htm">Ettevõtte arendamine<svg focusable="false" aria-hidden="true"> <use href="/youreurope/citizens/images/ecl/ecl-eu-icons.svg#corner-arrow"></use></svg></a><ul> <li><a href="https://europa.eu/youreurope/business/running-business/developing-business/tourism/index_et.htm">Ettevõtlus turismitööstuses</a></li> <li><a href="https://europa.eu/youreurope/business/running-business/developing-business/emas-registration/index_et.htm">EMASis registreerimine</a></li> <li><a href="https://europa.eu/youreurope/business/running-business/developing-business/merging-businesses/index_et.htm">Äriühingute ühinemine</a></li> <li><a href="https://europa.eu/youreurope/business/running-business/developing-business/setting-up-european-company/index_et.htm">Euroopa äriühingu asutamine</a></li> <li><a href="https://europa.eu/youreurope/business/running-business/developing-business/free-flow-non-personal-data/index_et.htm">Isikustamata andmete vaba liikumine</a></li> <li><a href="https://europa.eu/youreurope/business/running-business/developing-business/investments-other-eu-country/index_et.htm">Piiriülesed investeeringud ELis</a></li> </ul> </li> <li class="group"><a href="https://europa.eu/youreurope/business/running-business/digitalising/index_et.htm"> Ettevõtte digiteerimine<svg focusable="false" aria-hidden="true"> <use href="/youreurope/citizens/images/ecl/ecl-eu-icons.svg#corner-arrow"></use></svg></a><ul> <li><a href="https://europa.eu/youreurope/business/running-business/digitalising/setting-up-business-website/index_et.htm"> Ettevõtte veebisaidi loomine</a></li> <li><a href="https://europa.eu/youreurope/business/running-business/digitalising/selling-online-third-party-platforms/index_et.htm"> E-müük kolmandate isikute platvormide kaudu</a></li> <li><a href="https://europa.eu/youreurope/business/running-business/digitalising/setting-up-online-shop/index_et.htm"> E-poe loomine</a></li> <li><a href="https://europa.eu/youreurope/business/running-business/digitalising/securing-website/index_et.htm"> Veebisaidi turvamine</a></li> <li><a href="https://europa.eu/youreurope/business/running-business/digitalising/deliveries-fulfilment-online-sales/index_et.htm"> E-müügi tarned ja tellimuste täitmine</a></li> <li><a href="https://europa.eu/youreurope/business/running-business/digitalising/customer-service-online-businesses/index_et.htm"> Internetiettevõtete klienditeenindus</a></li> <li><a href="https://europa.eu/youreurope/business/running-business/digitalising/promoting-business-online/index_et.htm"> Ettevõtte reklaamimine internetis</a></li> </ul> </li> <li class="group"><a href="https://europa.eu/youreurope/business/running-business/intellectual-property/index_et.htm">Intellektuaalomand<svg focusable="false" aria-hidden="true"> <use href="/youreurope/citizens/images/ecl/ecl-eu-icons.svg#corner-arrow"></use></svg></a><ul> <li><a href="https://europa.eu/youreurope/business/running-business/intellectual-property/rights/index_et.htm">Intellektuaalomandiõigused</a></li> <li><a href="https://europa.eu/youreurope/business/running-business/intellectual-property/patents/index_et.htm">Patendid</a></li> <li><a href="https://europa.eu/youreurope/business/running-business/intellectual-property/trade-marks/index_et.htm">Kaubamärgid</a></li> <li><a href="https://europa.eu/youreurope/business/running-business/intellectual-property/copyright/index_et.htm">Autoriõigus</a></li> <li><a href="https://europa.eu/youreurope/business/running-business/intellectual-property/trade-secrets/index_et.htm">Ärisaladused</a></li> <li><a href="https://europa.eu/youreurope/business/running-business/intellectual-property/design-protection/index_et.htm">Disainilahenduse kaitse</a></li> <li><a href="https://europa.eu/youreurope/business/running-business/intellectual-property/website-domains/index_et.htm"> Domeenid</a></li> <li><a href="https://europa.eu/youreurope/business/running-business/intellectual-property/database-protection/index_et.htm">Andmebaaside kaitse</a></li> <li><a href="https://europa.eu/youreurope/business/running-business/intellectual-property/geographical-indications/index_et.htm"> Geograafilised tähised</a></li> <li><a href="https://europa.eu/youreurope/business/running-business/intellectual-property/licensing-selling/index_et.htm">Intellektuaalomandi turustamine</a></li> <li><a href="https://europa.eu/youreurope/business/running-business/intellectual-property/infringement/index_et.htm">Intellektuaalomandiõiguste rikkumine</a></li> </ul> </li> <li class="group"><a href="https://europa.eu/youreurope/business/running-business/start-ups/index_et.htm">Idufirmad<svg focusable="false" aria-hidden="true"> <use href="/youreurope/citizens/images/ecl/ecl-eu-icons.svg#corner-arrow"></use></svg></a><ul> <li><a href="https://europa.eu/youreurope/business/running-business/start-ups/starting-business/index_et.htm">Äriühingu asutamine</a></li> <li><a href="https://europa.eu/youreurope/business/running-business/start-ups/erasmus-young-entrepreneurs/index_et.htm">Programm „Erasmus noortele ettevõtjatele“</a></li> </ul> </li> <li><a href="https://europa.eu/youreurope/business/running-business/eu-support-tools-sme/index_et.htm">ELi toetusvahendid VKEdele</a></li> </ul> </li> <li class="group"><a href="https://europa.eu/youreurope/business/taxation/index_et.htm">Maksustamine<svg focusable="false" aria-hidden="true"> <use href="/youreurope/citizens/images/ecl/ecl-eu-icons.svg#corner-arrow"></use></svg></a><ul> <li class="group"><a href="https://europa.eu/youreurope/business/taxation/excise-duties-eu/index_et.htm"> Aktsiis<svg focusable="false" aria-hidden="true"> <use href="/youreurope/citizens/images/ecl/ecl-eu-icons.svg#corner-arrow"></use></svg></a><ul> <li><a href="https://europa.eu/youreurope/business/taxation/excise-duties-eu/product-excise-duties/index_et.htm">Aktsiisikaubad</a></li> <li><a href="https://europa.eu/youreurope/business/taxation/excise-duties-eu/paying-excise-duties/index_et.htm"> Aktsiisi tasumine</a></li> </ul> </li> <li class="group"><a href="https://europa.eu/youreurope/business/taxation/vat/index_et.htm"> Käibemaks<svg focusable="false" aria-hidden="true"> <use href="/youreurope/citizens/images/ecl/ecl-eu-icons.svg#corner-arrow"></use></svg></a><ul> <li><a href="https://europa.eu/youreurope/business/taxation/vat/vat-rules-rates/index_et.htm">Käibemaksueeskirjad ja -määrad</a></li> <li><a href="https://europa.eu/youreurope/business/taxation/vat/charging-deducting-vat/index_et.htm">Käibemaksu rakendamine ja selle mahaarvamine</a></li> <li><a href="https://europa.eu/youreurope/business/taxation/vat/vat-exemptions/index_et.htm">Käibemaksuvabastused</a></li> <li><a href="https://europa.eu/youreurope/business/taxation/vat/vat-refunds/index_et.htm">Käibemaksu tagastamine: käibemaksutagastuse veebipõhine taotlemine</a></li> <li><a href="https://europa.eu/youreurope/business/taxation/vat/cross-border-vat/index_et.htm">Piiriülene käibemaks</a></li> <li><a href="https://europa.eu/youreurope/business/taxation/vat/check-vat-number-vies/index_et.htm">Kuidas kontrollida käibemaksukohustuslase numbrit? (VIES)</a></li> <li><a href="https://europa.eu/youreurope/business/taxation/vat/vat-digital-services-moss-scheme/index_et.htm"> Digiteenuste käibemaks (käibemaksu väikese kontaktpunkti erikord)</a></li> </ul> </li> <li class="group"><a href="https://europa.eu/youreurope/business/taxation/business-tax/index_et.htm"> Ettevõtlusmaksud<svg focusable="false" aria-hidden="true"> <use href="/youreurope/citizens/images/ecl/ecl-eu-icons.svg#corner-arrow"></use></svg></a><ul> <li><a href="https://europa.eu/youreurope/business/taxation/business-tax/company-tax-eu/index_et.htm"> Äriühingu tulumaks ELis</a></li> <li><a href="https://europa.eu/youreurope/business/taxation/business-tax/taxes-parent-companies-subsidiaries/index_et.htm"> Ema- ja tütarettevõtete maksustamine</a></li> </ul> </li> </ul> </li> <li class="group"><a href="https://europa.eu/youreurope/business/selling-in-eu/index_et.htm">Müük ELis<svg focusable="false" aria-hidden="true"> <use href="/youreurope/citizens/images/ecl/ecl-eu-icons.svg#corner-arrow"></use></svg></a><ul> <li class="group"><a href="https://europa.eu/youreurope/business/selling-in-eu/public-contracts/index_et.htm"> Riigihanked<svg focusable="false" aria-hidden="true"> <use href="/youreurope/citizens/images/ecl/ecl-eu-icons.svg#corner-arrow"></use></svg></a><ul> <li><a href="https://europa.eu/youreurope/business/selling-in-eu/public-contracts/public-tendering-rules/index_et.htm">Riigihanke-eeskirjad</a></li> <li><a href="https://europa.eu/youreurope/business/selling-in-eu/public-contracts/search-bid-public-tender/index_et.htm">Hanketeadete otsing ja pakkumuse esitamine</a></li> <li><a href="https://europa.eu/youreurope/business/selling-in-eu/public-contracts/request-review-public-procurement-procedure/index_et.htm">Riigihankemenetluse läbivaatamise taotlemine</a></li> </ul> </li> <li class="group"><a href="https://europa.eu/youreurope/business/selling-in-eu/selling-goods-services/index_et.htm"> Kaupade ja teenuste müük<svg focusable="false" aria-hidden="true"> <use href="/youreurope/citizens/images/ecl/ecl-eu-icons.svg#corner-arrow"></use></svg></a><ul> <li><a href="https://europa.eu/youreurope/business/selling-in-eu/selling-goods-services/selling-products-eu/index_et.htm">Toodete müük ELis</a></li> <li><a href="https://europa.eu/youreurope/business/selling-in-eu/selling-goods-services/provide-services-abroad/index_et.htm">Teenuste osutamine välismaal</a></li> <li><a href="https://europa.eu/youreurope/business/selling-in-eu/selling-goods-services/ecommerce-distance-selling/index_et.htm">E-kaubandus, kaugmüük ja väljaspool äriruume toimuv müük</a></li> <li><a href="https://europa.eu/youreurope/business/selling-in-eu/selling-goods-services/package-travel/index_et.htm"> Pakettreisid ja seotud reisikorraldusteenused</a></li> <li><a href="https://europa.eu/youreurope/business/selling-in-eu/selling-goods-services/parcel-services/index_et.htm"> Pakiteenused</a></li> </ul> </li> <li class="group"><a href="https://europa.eu/youreurope/business/selling-in-eu/competition-between-businesses/index_et.htm"> Ettevõtetevaheline konkurents<svg focusable="false" aria-hidden="true"> <use href="/youreurope/citizens/images/ecl/ecl-eu-icons.svg#corner-arrow"></use></svg></a><ul> <li><a href="https://europa.eu/youreurope/business/selling-in-eu/competition-between-businesses/competition-rules-eu/index_et.htm">ELi konkurentsieeskirjad</a></li> <li><a href="https://europa.eu/youreurope/business/selling-in-eu/competition-between-businesses/anti-competitive-behaviour/index_et.htm"> Konkurentsivastasest käitumisest teatamine</a></li> </ul> </li> </ul> </li> <li class="group"><a href="https://europa.eu/youreurope/business/human-resources/index_et.htm">Inimressursid<svg focusable="false" aria-hidden="true"> <use href="/youreurope/citizens/images/ecl/ecl-eu-icons.svg#corner-arrow"></use></svg></a><ul> <li class="group"><a href="https://europa.eu/youreurope/business/human-resources/employment-contracts/index_et.htm">Töölepingud<svg focusable="false" aria-hidden="true"> <use href="/youreurope/citizens/images/ecl/ecl-eu-icons.svg#corner-arrow"></use></svg></a><ul> <li><a href="https://europa.eu/youreurope/business/human-resources/employment-contracts/changes-staff-contract/index_et.htm">Töölepingumuudatused</a></li> <li><a href="https://europa.eu/youreurope/business/human-resources/employment-contracts/employment-terms/index_et.htm">Töölepingu tingimused</a></li> <li><a href="https://europa.eu/youreurope/business/human-resources/employment-contracts/fixed-term-work/index_et.htm">Tähtajaline töö</a></li> <li><a href="https://europa.eu/youreurope/business/human-resources/employment-contracts/inform-consult-staff/index_et.htm">Töötajatega konsulteerimine ja nende teavitamine</a></li> <li><a href="https://europa.eu/youreurope/business/human-resources/employment-contracts/part-time-work/index_et.htm">Osaajatöö</a></li> <li><a href="https://europa.eu/youreurope/business/human-resources/employment-contracts/redundancies/index_et.htm">Koondamised</a></li> <li><a href="https://europa.eu/youreurope/business/human-resources/employment-contracts/teenage-workers/index_et.htm">Teismelised töötajad</a></li> <li><a href="https://europa.eu/youreurope/business/human-resources/employment-contracts/temporary-agency-work/index_et.htm">Renditöö</a></li> <li><a href="https://europa.eu/youreurope/business/human-resources/employment-contracts/seasonal-workers-non-eu-countries/index_et.htm">Kolmandatest riikidest pärit hooajatöötajad</a></li> </ul> </li> <li class="group"><a href="https://europa.eu/youreurope/business/human-resources/working-hours-holiday-leave/index_et.htm">Tööaeg ja puhkused<svg focusable="false" aria-hidden="true"> <use href="/youreurope/citizens/images/ecl/ecl-eu-icons.svg#corner-arrow"></use></svg></a><ul> <li><a href="https://europa.eu/youreurope/business/human-resources/working-hours-holiday-leave/working-hours/index_et.htm">Tööaeg</a></li> <li><a href="https://europa.eu/youreurope/business/human-resources/working-hours-holiday-leave/leave-flexible-working/index_et.htm">Puhkus ja paindlik töötamine</a></li> </ul> </li> <li class="group"><a href="https://europa.eu/youreurope/business/human-resources/transport-sector-workers/index_et.htm">Transpordisektori töötajad<svg focusable="false" aria-hidden="true"> <use href="/youreurope/citizens/images/ecl/ecl-eu-icons.svg#corner-arrow"></use></svg></a><ul> <li><a href="https://europa.eu/youreurope/business/human-resources/transport-sector-workers/civil-aviation-staff/index_et.htm">Tsiviillennundussektori töötajad</a></li> <li><a href="https://europa.eu/youreurope/business/human-resources/transport-sector-workers/rail-staff/index_et.htm">Raudteetranspordi töötajad</a></li> <li><a href="https://europa.eu/youreurope/business/human-resources/transport-sector-workers/road-transportation-workers/index_et.htm">Maanteetranspordi sõidukijuhtide tööle võtmine: sõiduaeg ja puhkeperioodid</a></li> <li><a href="https://europa.eu/youreurope/business/human-resources/transport-sector-workers/seafarers/index_et.htm">Meremehed</a></li> <li><a href="https://europa.eu/youreurope/business/human-resources/transport-sector-workers/inland-waterway-staff/index_et.htm">Siseveetranspordi sektori töötajad</a></li> </ul> </li> <li class="group"><a href="https://europa.eu/youreurope/business/human-resources/posted-workers/index_et.htm">Lähetatud töötajad<svg focusable="false" aria-hidden="true"> <use href="/youreurope/citizens/images/ecl/ecl-eu-icons.svg#corner-arrow"></use></svg></a><ul> <li><a href="https://europa.eu/youreurope/business/human-resources/posted-workers/posting-staff-abroad/index_et.htm">Töötajate lähetamine välismaale</a></li> <li><a href="https://europa.eu/youreurope/business/human-resources/posted-workers/drivers/index_et.htm">Lähetatud sõidukijuhid</a></li> </ul> </li> <li class="group"><a href="https://europa.eu/youreurope/business/human-resources/social-security-health/index_et.htm">Sotsiaalkindlustus ja tervis<svg focusable="false" aria-hidden="true"> <use href="/youreurope/citizens/images/ecl/ecl-eu-icons.svg#corner-arrow"></use></svg></a><ul> <li><a href="https://europa.eu/youreurope/business/human-resources/social-security-health/paying-contributions/index_et.htm">Sotsiaalkindlustusmaksete tasumine</a></li> <li><a href="https://europa.eu/youreurope/business/human-resources/social-security-health/work-safety/index_et.htm">Töötervishoid ja tööohutus</a></li> </ul> </li> <li class="group"><a href="https://europa.eu/youreurope/business/human-resources/equal-treatment-qualifications/index_et.htm"> Võrdne kohtlemine ja kvalifikatsioonid<svg focusable="false" aria-hidden="true"> <use href="/youreurope/citizens/images/ecl/ecl-eu-icons.svg#corner-arrow"></use></svg></a><ul> <li><a href="https://europa.eu/youreurope/business/human-resources/equal-treatment-qualifications/equal-treatment/index_et.htm">Töötajate võrdne kohtlemine</a></li> <li><a href="https://europa.eu/youreurope/business/human-resources/equal-treatment-qualifications/reasonable-accommodation/index_et.htm">Mõistlikud abinõud</a></li> <li><a href="https://europa.eu/youreurope/business/human-resources/equal-treatment-qualifications/recognition-qualifications/index_et.htm">Kvalifikatsioonide tunnustamine</a></li> </ul> </li> </ul> </li> <li class="group"><a href="https://europa.eu/youreurope/business/product-requirements/index_et.htm">Tootenõuded<svg focusable="false" aria-hidden="true"> <use href="/youreurope/citizens/images/ecl/ecl-eu-icons.svg#corner-arrow"></use></svg></a><ul> <li class="group"><a href="https://europa.eu/youreurope/business/product-requirements/standards/index_et.htm">Standardid<svg focusable="false" aria-hidden="true"> <use href="/youreurope/citizens/images/ecl/ecl-eu-icons.svg#corner-arrow"></use></svg></a><ul> <li><a href="https://europa.eu/youreurope/business/product-requirements/standards/standards-in-europe/index_et.htm">Standardid Euroopas</a></li> </ul> </li> <li class="group"><a href="https://europa.eu/youreurope/business/product-requirements/compliance/index_et.htm">Toodete nõuetele vastavus<svg focusable="false" aria-hidden="true"> <use href="/youreurope/citizens/images/ecl/ecl-eu-icons.svg#corner-arrow"></use></svg></a><ul> <li><a href="https://europa.eu/youreurope/business/product-requirements/compliance/identifying-product-requirements/index_et.htm">Tootenõuete kindlaks tegemine</a></li> <li><a href="https://europa.eu/youreurope/business/product-requirements/compliance/conformity-assessment/index_et.htm">Vastavushindamine</a></li> <li><a href="https://europa.eu/youreurope/business/product-requirements/compliance/technical-documentation-conformity/index_et.htm">Tehniline dokumentatsioon ja ELi vastavusdeklaratsioon</a></li> <li><a href="https://europa.eu/youreurope/business/product-requirements/compliance/ecodesign/index_et.htm">Ökodisaini nõuded</a></li> <li><a href="https://europa.eu/youreurope/business/product-requirements/compliance/declaration-mutual-recognition/index_et.htm">Vastastikuse tunnustamise deklaratsioon</a></li> </ul> </li> <li class="group"><a href="https://europa.eu/youreurope/business/product-requirements/labels-markings/index_et.htm">Märgised ja tähised<svg focusable="false" aria-hidden="true"> <use href="/youreurope/citizens/images/ecl/ecl-eu-icons.svg#corner-arrow"></use></svg></a><ul> <li><a href="https://europa.eu/youreurope/business/product-requirements/labels-markings/ce-marking/index_et.htm">CE-märgis</a></li> <li><a href="https://europa.eu/youreurope/business/product-requirements/labels-markings/energy-labels/index_et.htm">Energiamärgis</a></li> <li><a href="https://europa.eu/youreurope/business/product-requirements/labels-markings/weee-label/index_et.htm">Elektroonikaromude märgis (WEEE)</a></li> <li><a href="https://europa.eu/youreurope/business/product-requirements/labels-markings/footwear-label/index_et.htm"> Jalatsite märgis</a></li> <li><a href="https://europa.eu/youreurope/business/product-requirements/labels-markings/textile-label/index_et.htm">Tekstiiltoote märgis</a></li> <li><a href="https://europa.eu/youreurope/business/product-requirements/labels-markings/emark/index_et.htm">℮-märk</a></li> <li><a href="https://europa.eu/youreurope/business/product-requirements/labels-markings/ecolabel/index_et.htm">ELi ökomärgis</a></li> </ul> </li> <li class="group"><a href="https://europa.eu/youreurope/business/product-requirements/chemicals/index_et.htm"> Kemikaalid<svg focusable="false" aria-hidden="true"> <use href="/youreurope/citizens/images/ecl/ecl-eu-icons.svg#corner-arrow"></use></svg></a><ul> <li><a href="https://europa.eu/youreurope/business/product-requirements/chemicals/registering-chemicals-reach/index_et.htm">Kemikaalide registreerimine ELis (määrus REACH)</a></li> <li><a href="https://europa.eu/youreurope/business/product-requirements/chemicals/classification-labelling-packaging/index_et.htm">Kemikaalide klassifitseerimine, märgistamine ja pakendamine</a></li> </ul> </li> <li class="group"><a href="https://europa.eu/youreurope/business/product-requirements/recycling-waste-management/index_et.htm"> Ringlussevõtt ja jäätmekäitlus<svg focusable="false" aria-hidden="true"> <use href="/youreurope/citizens/images/ecl/ecl-eu-icons.svg#corner-arrow"></use></svg></a><ul> <li><a href="https://europa.eu/youreurope/business/product-requirements/recycling-waste-management/weee-responsibilities/index_et.htm">Kohustused seoses elektroonikaromudega</a></li> </ul> </li> <li class="group"><a href="https://europa.eu/youreurope/business/product-requirements/food-labelling/index_et.htm">Toidu märgistamine<svg focusable="false" aria-hidden="true"> <use href="/youreurope/citizens/images/ecl/ecl-eu-icons.svg#corner-arrow"></use></svg></a><ul> <li><a href="https://europa.eu/youreurope/business/product-requirements/food-labelling/general-rules/index_et.htm">Toidu märgistamist käsitlevad eeskirjad</a></li> <li><a href="https://europa.eu/youreurope/business/product-requirements/food-labelling/nutrition-declaration/index_et.htm">Toitumisalane teave</a></li> <li><a href="https://europa.eu/youreurope/business/product-requirements/food-labelling/supplements/index_et.htm">Toidulisandite märgistamine</a></li> <li><a href="https://europa.eu/youreurope/business/product-requirements/food-labelling/additives/index_et.htm">Toidu lisaained</a></li> <li><a href="https://europa.eu/youreurope/business/product-requirements/food-labelling/health-nutrition-claims/index_et.htm">Tervise- ja toitumisalased väited</a></li> </ul> </li> </ul> </li> <li class="group"><a href="https://europa.eu/youreurope/business/finance-funding/index_et.htm">Finantseerimine ja rahalised vahendid<svg focusable="false" aria-hidden="true"> <use href="/youreurope/citizens/images/ecl/ecl-eu-icons.svg#corner-arrow"></use></svg></a><ul> <li class="group"><a href="https://europa.eu/youreurope/business/finance-funding/accounting/index_et.htm"> Raamatupidamine<svg focusable="false" aria-hidden="true"> <use href="/youreurope/citizens/images/ecl/ecl-eu-icons.svg#corner-arrow"></use></svg></a><ul> <li><a href="https://europa.eu/youreurope/business/finance-funding/accounting/small-micro-businesses/index_et.htm">Väikeste ja keskmise suurusega ettevõtjate (VKEde) ning mikroettevõtjate raamatupidamine</a></li> </ul> </li> <li class="group"><a href="https://europa.eu/youreurope/business/finance-funding/making-receiving-payments/index_et.htm">Maksete tegemine ja vastuvõtmine<svg focusable="false" aria-hidden="true"> <use href="/youreurope/citizens/images/ecl/ecl-eu-icons.svg#corner-arrow"></use></svg></a><ul> <li><a href="https://europa.eu/youreurope/business/finance-funding/making-receiving-payments/cross-border-debt-recovery/index_et.htm"> Piiriülene võlgade sissenõudmine</a></li> <li class="current"><a href="https://europa.eu/youreurope/business/finance-funding/making-receiving-payments/electronic-cash-payments/index_et.htm"><span>Elektroonilised ja <span class="label-end"><span>sularahamaksed</span><svg focusable="false" aria-hidden="true"> <use href="/youreurope/citizens/images/ecl/ecl-eu-icons.svg#check"></use></svg></span></span></a></li> <li><a href="https://europa.eu/youreurope/business/finance-funding/making-receiving-payments/late-payment/index_et.htm">Hilinenud maksed</a></li> <li><a href="https://europa.eu/youreurope/business/finance-funding/making-receiving-payments/einvoicing/index_et.htm">E-arveldamine</a></li> </ul> </li> <li class="group"><a href="https://europa.eu/youreurope/business/finance-funding/getting-funding/index_et.htm"> Rahastuse taotlemine<svg focusable="false" aria-hidden="true"> <use href="/youreurope/citizens/images/ecl/ecl-eu-icons.svg#corner-arrow"></use></svg></a><ul> <li><a href="https://youreurope.europa.eu/business/finance-funding/getting-funding/access-finance/et">Rahastamisvõimalused</a></li> <li><a href="https://europa.eu/youreurope/business/finance-funding/getting-funding/eu-funding-programmes/index_et.htm">ELi rahastamisprogrammid</a></li> </ul> </li> </ul> </li> <li class="group"><a href="https://europa.eu/youreurope/business/dealing-with-customers/index_et.htm">Klientidega suhtlemine<svg focusable="false" aria-hidden="true"> <use href="/youreurope/citizens/images/ecl/ecl-eu-icons.svg#corner-arrow"></use></svg></a><ul> <li class="group"><a href="https://europa.eu/youreurope/business/dealing-with-customers/consumer-contracts-guarantees/index_et.htm"> Tarbijalepingud ja garantiid<svg focusable="false" aria-hidden="true"> <use href="/youreurope/citizens/images/ecl/ecl-eu-icons.svg#corner-arrow"></use></svg></a><ul> <li><a href="https://europa.eu/youreurope/business/dealing-with-customers/consumer-contracts-guarantees/consumer-guarantees/index_et.htm">Tarbijagarantiid</a></li> <li><a href="https://europa.eu/youreurope/business/dealing-with-customers/consumer-contracts-guarantees/defective-products/index_et.htm">Defektsed tooted</a></li> <li><a href="https://europa.eu/youreurope/business/dealing-with-customers/consumer-contracts-guarantees/consumer-contracts/index_et.htm">Tarbijalepingud</a></li> </ul> </li> <li class="group"><a href="https://europa.eu/youreurope/business/dealing-with-customers/solving-disputes/index_et.htm"> Tarbijavaidluste lahendamine<svg focusable="false" aria-hidden="true"> <use href="/youreurope/citizens/images/ecl/ecl-eu-icons.svg#corner-arrow"></use></svg></a><ul> <li><a href="https://europa.eu/youreurope/business/dealing-with-customers/solving-disputes/online-dispute-resolution/index_et.htm"> Vaidluste kohtuväline/veebipõhine lahendamine</a></li> <li><a href="https://europa.eu/youreurope/business/dealing-with-customers/solving-disputes/european-small-claims-procedure/index_et.htm"> Euroopa väiksemate nõuete menetlus</a></li> </ul> </li> <li class="group"><a href="https://europa.eu/youreurope/business/dealing-with-customers/data-protection/index_et.htm"> Andmekaitse<svg focusable="false" aria-hidden="true"> <use href="/youreurope/citizens/images/ecl/ecl-eu-icons.svg#corner-arrow"></use></svg></a><ul> <li><a href="https://europa.eu/youreurope/business/dealing-with-customers/data-protection/data-protection-gdpr/index_et.htm"> Isikuandmete kaitse üldmääruse kohane andmekaitse</a></li> <li><a href="https://europa.eu/youreurope/business/dealing-with-customers/data-protection/online-privacy/index_et.htm"> Internetiprivaatsus</a></li> </ul> </li> </ul> </li> </ul> </li> <li><a href="https://asf.youreurope.europa.eu/?lang=et" target="_blank">Tugiteenused</a></li> <li><a href="https://fosmo.youreurope.europa.eu/?lang=et" target="_blank">Probleemist teatamine</a></li> </ul> </nav> <div id="ua-info-menu"> <div id="ua-toggle-btn" class="ye_boxbutton">Ukraina<svg focusable="false" aria-hidden="true"> <use href="/youreurope/citizens/images/ecl/ecl-eu-icons.svg#corner-arrow"></use></svg></div> <div id="ua-toggle-content" class="ye_boxcontent container"> <ul class="ye_list" aria-labelledby="ua-toggle-btn"> <li class="ye_listbylang" lang="ua"> <div id="ua-titlelist_ua" class="ye_title">Допомога ЄС Україні</div> <ul class="ye_links"> <li><a hreflang="ua" target="_blank" href="https://commission.europa.eu/strategy-and-policy/priorities-2019-2024/stronger-europe-world/eu-solidarity-ukraine/eu-assistance-ukraine/information-people-fleeing-war-ukraine_uk">Інформація для людей з України, що шукають порятунку від війни в Україні</a></li> <li><a hreflang="ua" target="_blank" href="https://commission.europa.eu/strategy-and-policy/priorities-2019-2024/stronger-europe-world/eu-solidarity-ukraine/helping-ukrainians-how-you-can-donate-and-engage_uk#ref-%D1%8F%D0%BA-%D0%B2%D0%B8-%D0%BC%D0%BE%D0%B6%D0%B5%D1%82%D0%B5-%D0%B4%D0%BE%D0%BF%D0%BE%D0%BC%D0%BE%D0%B3%D1%82%D0%B8">Як Ви можете допомогти</a></li> <li><a hreflang="ua" target="_blank" href="https://clustercollaboration.eu/content/eu-clusters-supporting-ukraine">Iнформація для бізнесу</a></li> </ul> </li> <li class="ye_listbylang"> <div id="ua-titlelist_or" class="ye_title">ELi abi Ukrainale</div> <ul class="ye_links"> <li><a target="_blank" 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See tähendab seda, et pangad peavad teilt eurodes tehtavate makse eest nõudma kõikjal ELis sama tasu kui <strong>samaväärse riigisisese makse</strong> eest. </p> <p> Ka väljaspool <a class="abbr" title="Austria, Belgia, Eesti, Hispaania, Horvaatia, Iirimaa, Itaalia, Kreeka, Küpros, Leedu, Luksemburg, Läti, Madalmaad, Malta, Portugal, Prantsusmaa, Saksamaa, Slovakkia, Sloveenia, Soome." aria-label="Austria, Belgia, Eesti, Hispaania, Horvaatia, Iirimaa, Itaalia, Kreeka, Küpros, Leedu, Luksemburg, Läti, Madalmaad, Malta, Portugal, Prantsusmaa, Saksamaa, Slovakkia, Sloveenia, Soome.">euroala</a> asuvates ELi riikides tegutsevad pangad peavad seda eeskirja järgima ning ei tohi teilt eurodes tehtava ELi-sisese piiriülese makse eest nõuda suuremat tasu kui samaväärse riigisisese makse eest omavääringus. </p> <h2> Kaardimaksete lisatasud ei ole lubatud </h2> <p> Teil ei ole lubatud võtta oma klientidelt krediit- või deebetkaardiga tehtud makse eest lisatasu. See kehtib kõikide nii poes kui ka internetis tehtud ostude puhul kõikjal ELis. </p> <div class="example"> <h4> Näide </h4> <h5> Kaebuse esitamine kaardi lisatasude kohta </h5> <p> Piletimüügifirma võtab oma klientidelt kuueeurost tasu, kui nad maksavad internetist piletit ostes krediitkaardiga. Üks klient ei ole sellega rahul ja esitab kohalikus tarbijakeskuses kaebuse. Tarbijakeskus kinnitab talle, et lisatasu võtta ei ole lubatud. Keskus võtab piletimüügifirmaga ühendust ja palub firmal lisatasu oma veebimaksesüsteemist kohe eemaldada. </p> </div> <h2> Vääringu dünaamiline konverteerimine </h2> <p> Kas pakute klientidele valikut maksta kaardiga pigem nende oma riigi kui teie riigi/veebisaidi vääringus? </p> <p> Te peate neid ostu sooritamisel teavitama teie pakutava vääringu konverteerimise teenusega seotud kõikidest tasudest. Peaksite neid tasusid väljendama Euroopa Keskpanga avaldatud viimase olemasoleva <span class="nolink">euro välisvaluuta viitekursi juurdehindlusprotsendina</span> <a href="https://www.ecb.europa.eu/stats/policy_and_exchange_rates/euro_reference_exchange_rates/html/index.en.html" target="_blank" class="language" title="English">en</a> . </p> <div class="example"> <h4> Näide </h4> <h5> Välismaise maksekaardiga maksvatelt klientidelt tasu küsimine </h5> <p> Teie hotelli külastajad, kellel on välismaine maksekaart, võivad otsustada hotellis viibimise eest maksta oma koduriigi vääringus. Arve summa tuleks konverteerida EKP kursi alusel. Samuti peate teavitama külastajaid sellest, kui suur on summale selle eest lisatav juurdehindlusprotsent. </p> </div> <h2> Mittediskrimineerimine maksmisel </h2> <p> Teil on õigus ise otsustada, milliseid makseviise aktsepteerite. Kui teie klient soovib aga teha elektroonilise makse (nt otsekorraldus või kaardimakse) teile sobivas vääringus, peate selle vastu võtma, olenemata teie kliendi või tema teenuseosutaja asukohast ELis. </p> <div class="example"> <h4> Näide </h4> <h5> Deebet- või krediitkaardiga eurodes tehtava makse aktsepteerimine </h5> <p> Belgias asuv klient soovib osta Saksamaa veebipoest uued kingad ja kasutada selleks Soome krediitkaarti. Saksamaa ettevõte peab makse vastu võtma, sest nende veebisaidil on kirjas, et makseid saab eurodes teha ka krediitkaardiga. </p> </div> <h2> Tarbija mitmikautentimine </h2> <p> Peate tagama, et teie e-äri raames toimub kliendi tugev autentimine, mis hõlmab näiteks kaksik- või mitmikautentimist. See tähendab, et iga üle 30 eurose internetimakse puhul peavad teie kliendid kasutama vähemalt kahte autentimiselementi, näiteks: </p> <ul> <li> mõni seade (nt mobiiltelefon või kaardilugeja) JA ainult neile teadaolev teave (nt PIN-kood või salasõna); </li> <li> mõni seade (nt mobiiltelefon või kaardilugeja) JA mõni nende füüsilistest tunnustest (nt sõrmejälg); </li> <li> ainult neile teadaolev teave (nt PIN-kood või salasõna) JA mõni nende füüsilistest tunnustest (nt sõrmejälg). </li> </ul> <p> Uurige oma makseteenuse pakkujalt, kuidas seda kohustust täita. </p> <h2> Võitlemine rahapesu ja terroristide rahastamise vastu </h2> <p> Nii ettevõtjad kui ka eraisikud peavad <strong>rakendama teatavaid rahapesu ja terroristide rahastamist tõkestavaid meetmeid</strong>, kui nad loovad kliendiga ärisuhte või teevad aeg-ajalt klientidega tehinguid. </p> <p> Neid meetmeid tuleb kohaldada nii üksiktehingu kui ka mitme omavahel seotud tehingu puhul, kui: </p> <ul> <li> müüte kaupu ja see hõlmab vähemalt 10 000 euro suuruse sularahamakse tegemist või saamist; </li> <li> teete vähemalt 15 000 euro väärtuse juhutehingu; </li> <li> osutate hasartmänguteenuseid, mis hõlmavad võitude kogumist või panuseid ning vähemalt 2000 euro väärtuseid tehinguid. </li> </ul> <p> Kõnealustes olukordades tuleb teha kliendi suhtes hoolsuskontroll, sh teha kindlaks nii kliendi kui ka tegeliku <strong>tulusaaja</strong> isik ja seda kontrollida. Tegelik tulusaaja on isik, kes on kliendi lõplik omanik või kes teda lõplikult kontrollib või kelle nimel tehing tehakse. Igasugusest kahtlasest tegevusest tuleb teada anda oma ELi riigi <span class="nolink">rahapesu andmebüroole</span> <a href="https://www.europol.europa.eu/about-europol/financial-intelligence-units-fiunet/eu-fius-points-of-contact" target="_blank" class="language" title="English">en</a> . </p> </div> <div class="article-related eu-legislation"> <h2>ELi õigusaktid</h2> <ul> <li><a href="https://eur-lex.europa.eu/legal-content/ET/TXT/?uri=celex:32021R1230" data-linkid="8696955b-447b-43e6-b7da-9d55b73c0fc3" title="Välismaksed eurodes">Välismaksed <span class="label-end"><span>eurodes</span><svg focusable="false" aria-label="Ava välislingina"> <title>Ava välislingina</title> <use href="/youreurope/citizens/images/ecl/ecl-eu-icons.svg#external"></use></svg></span></a></li> <li><a href="https://eur-lex.europa.eu/legal-content/ET/TXT/?qid=1531833172308&uri=CELEX:32015L0849" data-linkid="90640d0a-d213-46ac-8ba7-15368a8d6e64" title="ELi direktiiv, mis käsitleb rahapesu ja terroristide rahastamise tõkestamist">ELi direktiiv, mis käsitleb rahapesu ja terroristide rahastamise <span class="label-end"><span>tõkestamist</span><svg focusable="false" aria-label="Ava välislingina"> <title>Ava välislingina</title> <use href="/youreurope/citizens/images/ecl/ecl-eu-icons.svg#external"></use></svg></span></a></li> <li><a href="https://eur-lex.europa.eu/legal-content/ET/TXT/?qid=1542208851680&uri=CELEX:32018R0302" data-linkid="5b02f09a-a030-478a-974d-a9bf1830010a" title="ELi määrus, mis käsitleb põhjendamatut asukohapõhist tõkestust">ELi määrus, mis käsitleb põhjendamatut asukohapõhist <span class="label-end"><span>tõkestust</span><svg focusable="false" aria-label="Ava välislingina"> <title>Ava välislingina</title> <use href="/youreurope/citizens/images/ecl/ecl-eu-icons.svg#external"></use></svg></span></a></li> <li><a href="https://eur-lex.europa.eu/legal-content/et/TXT/?uri=celex:32014R0248" data-linkid="a2d7a99e-fbcd-4fc3-9446-c5c85b5e18f5" title="SEPA (ühtse euromaksete piirkonna) määruse 2014. aasta muudatus ">SEPA (ühtse euromaksete piirkonna) määruse 2014. aasta <span class="label-end"><span>muudatus</span><svg focusable="false" aria-label="Ava välislingina"> <title>Ava välislingina</title> <use href="/youreurope/citizens/images/ecl/ecl-eu-icons.svg#external"></use></svg></span></a></li> <li><a href="https://eur-lex.europa.eu/legal-content/EN/TXT/?uri=celex:32012R0260" data-linkid="d31c60b2-7a48-45e0-bad4-78312f6bd117" title="EU Regulation on SEPA (Single Euro Payments Area)">EU Regulation on SEPA (Single Euro Payments <span class="label-end"><span>Area)</span><svg focusable="false" aria-label="Ava välislingina"> <title>Ava välislingina</title> <use href="/youreurope/citizens/images/ecl/ecl-eu-icons.svg#external"></use></svg></span></a></li> </ul> </div>  <div class="article-related"> <h2>Vajate nõuandeteenistuse abi?</h2> <p>Võtke ühendust spetsiaalse nõuandeteenistusega</p><button id="advice-button" class="standard arrow toggle">Saage abi ja nõuandeid<span><svg focusable="false" aria-hidden="true"> <use href="/youreurope/citizens/images/ecl/ecl-eu-icons.svg#corner-arrow"></use></svg></span></button><div id="advice-content" class="toggle-content"> <div data-service-name="Contact specialised assistance services - Selling" class="help-advice"> <p><strong><a href="https://ec.europa.eu/eu-rights/enquiry-complaint-form/home?languageCode=et&origin=yeb_Finance and funding">Küsige nõu oma ettevõtte suhtes kehtivate ELi õigusnormide kohta / Lahendage probleemid riigiasutusega</a></strong></p> </div> <div data-service-name="Local Business Support"> <p>Teil on küsimusi seoses piiriülese ettevõtlusega, nt teise ELi riiki eksportimise või sinna oma ettevõtte laiendamisega? Sellisel juhul saab <strong><a data-linkid="3b14a2df-b4db-46ba-8512-ea68b2bcf6f2" href="https://een.ec.europa.eu/" title="Euroopa ettevõtlusvõrgustik">Enterprise Europe Network</a></strong> teile anda tasuta nõuandeid.</p> </div> <div data-service-name="ASF"> <p>Enda jaoks sobiva abi leidmiseks võite kasutada ka <strong><a data-linkid="99515abc-5143-4601-834f-d58adec3d203" href="https://asf.youreurope.europa.eu/?lang=et" title="abiteenuse otsingut">abiteenuse otsingut</a></strong>.</p> </div> </div> </div> <div id="last-checked"><span><svg focusable="false" aria-hidden="true"> <use href="/youreurope/citizens/images/ecl/ecl-eu-icons.svg#calendar"></use></svg>Viimati ajakohastatud: 24/07/2024</span></div> </div> </div> <div id="share-page"> <div>Jaga lehekülge</div> <ul> <li><a href="https://www.facebook.com/share.php?u=https://europa.eu/youreurope/business/finance-funding/making-receiving-payments/electronic-cash-payments/index_et.htm" title="Jaga Facebook´is" target="_blank" rel="nofollow" id="sh-facebook"><svg focusable="false" aria-hidden="true"> <use href="/youreurope/citizens/images/ecl/social-media-icons-V2.svg#facebook"></use></svg><span>Facebook</span></a></li> <li><a href="https://www.linkedin.com/sharing/share-offsite/?url=https://europa.eu/youreurope/business/finance-funding/making-receiving-payments/electronic-cash-payments/index_et.htm" title="Jaga linkedIn´is" target="_blank" rel="nofollow" id="sh-linkedin"><svg focusable="false" aria-hidden="true"> <use href="/youreurope/citizens/images/ecl/social-media-icons-V2.svg#linkedin"></use></svg><span>Linkedin</span></a></li> <li><a href="https://twitter.com/intent/tweet?text=Elektroonilised%20ja%20sularahamaksed&url=https://europa.eu/youreurope/business/finance-funding/making-receiving-payments/electronic-cash-payments/index_et.htm" title="Jagage X-is" target="_blank" rel="nofollow" id="sh-twitter"><svg focusable="false" aria-hidden="true"> <use href="/youreurope/citizens/images/ecl/social-media-icons-V2.svg#twitter"></use></svg><span>X (Twitter)</span></a></li> <li><a href="mailto:?subject=Elektroonilised%20ja%20sularahamaksed&body=https://europa.eu/youreurope/business/finance-funding/making-receiving-payments/electronic-cash-payments/index_et.htm;" id="sh-email" title="Jagage e-postiga" rel="nofollow"><svg focusable="false" aria-hidden="true"> <use href="/youreurope/citizens/images/ecl/social-media-icons-V2.svg#email"></use></svg><span>e-mail</span></a></li> </ul> </div> </main> <footer id="footer-content" class="ye_footerpage"> <section id="feedback-bar"> <div class="container"><button id="feedback" class="standard arrow toggle">Tagasiside kvaliteedi kohta<span><svg focusable="false" aria-hidden="true"> <use href="/youreurope/citizens/images/ecl/ecl-eu-icons.svg#corner-arrow"></use></svg></span></button><form id="feedback-form" class="toggle-content" method="post" name="fm" action="https://europa.eu/youreurope/business/finance-funding/making-receiving-payments/electronic-cash-payments/index_et.htm" autocomplete="off" novalidate><input autocomplete="false" name="hidden" type="text" style="display:none;"><input type="hidden" name="section" id="section" value="/business/finance-funding/making-receiving-payments/electronic-cash-payments/"><p class="success">Täname teid tagasiside eest. Kui soovite anda meile üksikasjalikumat teavet, täitke palun see <a href="https://foq.youreurope.europa.eu/info-service-ft/survey-long?lang=et" target="_blank">küsitlus</a>. Selleks kulub vaid paar minutit.</p> <p class="error">Tehniliste probleemide tõttu ei olnud võimalik tagasisidet saata. Palun proovige hiljem uuesti.</p> <div> <fieldset> <legend class="required">Kas leidsite otsitava teabe?<span> *</span></legend> <div class="form-radio-container"><input type="radio" name="found-topic" id="found-yes" value="Yes" required="true"><label for="found-yes">Jah</label></div> <div class="form-radio-container"><input type="radio" name="found-topic" id="found-no" value="No" required="true"><label for="found-no">Ei</label></div> <div class="form-radio-container"><input type="radio" name="found-topic" id="found-partly" value="Partly" required="true"><label for="found-partly">Osaliselt</label></div> </fieldset> <fieldset> <legend class="required">Hinnake osutatud teenust<span> *</span><span class="rating-info">1 = väga halb, 5 = suurepärane</span></legend> <div class="form-rating-container"><input type="radio" name="rating" id="rating-5" value="5" required="true"><label for="rating-5" title="Suurepärane" aria-label="Suurepärane"><svg focusable="false" aria-hidden="true"> <use href="/youreurope/citizens/images/ecl/ecl-eu-icons.svg#star-filled"></use></svg><svg focusable="false" aria-hidden="true"> <use href="/youreurope/citizens/images/ecl/ecl-eu-icons.svg#star-filled"></use></svg><svg focusable="false" aria-hidden="true"> <use href="/youreurope/citizens/images/ecl/ecl-eu-icons.svg#star-outline"></use></svg></label><input type="radio" name="rating" id="rating-4" value="4" required="true"><label for="rating-4" title="Hea" aria-label="Hea"><svg focusable="false" aria-hidden="true"> <use href="/youreurope/citizens/images/ecl/ecl-eu-icons.svg#star-filled"></use></svg><svg focusable="false" aria-hidden="true"> <use href="/youreurope/citizens/images/ecl/ecl-eu-icons.svg#star-filled"></use></svg><svg focusable="false" aria-hidden="true"> <use href="/youreurope/citizens/images/ecl/ecl-eu-icons.svg#star-outline"></use></svg></label><input type="radio" name="rating" id="rating-3" value="3" required="true"><label for="rating-3" title="Rahuldav" aria-label="Rahuldav"><svg focusable="false" aria-hidden="true"> <use href="/youreurope/citizens/images/ecl/ecl-eu-icons.svg#star-filled"></use></svg><svg focusable="false" aria-hidden="true"> <use href="/youreurope/citizens/images/ecl/ecl-eu-icons.svg#star-filled"></use></svg><svg focusable="false" aria-hidden="true"> <use href="/youreurope/citizens/images/ecl/ecl-eu-icons.svg#star-outline"></use></svg></label><input type="radio" name="rating" id="rating-2" value="2" required="true"><label for="rating-2" title="Halb" aria-label="Halb"><svg focusable="false" aria-hidden="true"> <use href="/youreurope/citizens/images/ecl/ecl-eu-icons.svg#star-filled"></use></svg><svg focusable="false" aria-hidden="true"> <use href="/youreurope/citizens/images/ecl/ecl-eu-icons.svg#star-filled"></use></svg><svg focusable="false" aria-hidden="true"> <use href="/youreurope/citizens/images/ecl/ecl-eu-icons.svg#star-outline"></use></svg></label><input type="radio" name="rating" id="rating-1" value="1" required="true"><label for="rating-1" title="Väga halb" aria-label="Väga halb"><svg focusable="false" aria-hidden="true"> <use href="/youreurope/citizens/images/ecl/ecl-eu-icons.svg#star-filled"></use></svg><svg focusable="false" aria-hidden="true"> <use href="/youreurope/citizens/images/ecl/ecl-eu-icons.svg#star-filled"></use></svg><svg focusable="false" aria-hidden="true"> <use href="/youreurope/citizens/images/ecl/ecl-eu-icons.svg#star-outline"></use></svg></label></div> </fieldset><label for="name" class="required important">Nimetus<span> *</span></label><input type="text" id="name" name="name" tabindex="-1"><label for="looking-topic" class="required">Mida te otsisite?<span> *</span></label><input type="text" id="looking-topic" name="looking-topic" maxlength="100" required="true"><label for="suggestions">Aidake meil veebisaiti täiustada</label><textarea id="suggestions" cols="60" rows="8" maxlength="800" required="true"></textarea><p id="suggestions-chars"><span>800</span> tähemärki jäänud</p> <div class="warning"><svg focusable="false" aria-hidden="true"> <use href="/youreurope/citizens/images/ecl/ecl-eu-icons.svg#warning"></use></svg><div> <h4 class="sr-only">Hoiatus</h4> <p>Teie tagasiside aitab meil tuvastada korduvaid probleeme ja püüda neid lahendada, kuid te ei saa individuaalset vastust. Ärge esitage siin vormis isikuandmeid.</p> </div> </div><button type="submit" disabled="true" class="standard">Saada</button><p class="mandatory-info"><span>* </span>Kohustuslik väli</p> </div> </form> </div> </section> <div id="ye-harmonised-footer" class="container"> <div class="ye_item"> <div class="ye_heading" id="ye-footer-site-link"><a href="https://europa.eu/youreurope/index_et.htm" lang="en">Your Europe</a></div> <div>Seda veebisaiti haldab siseturu, tööstuse, ettevõtluse ja VKEde peadirektoraat ning see on Euroopa Liidu ametlik veebisait</div> </div> <ul aria-labelledby="ye-footer-site-link"> <li class="ye_item" id="ye-follow-links"> <div class="ye_heading" id="ye-follow-links_title">Jälgi meid</div> <ul aria-labelledby="ye-follow-links_title"> <li><a href="https://www.facebook.com/YourEurope" target="_blank" title="Your Europe – jälgige Facebookis"><svg focusable="false" aria-hidden="true"> <use href="/youreurope/citizens/images/ecl/social-media-icons-V2.svg#facebook"></use></svg><span>Facebook</span></a></li> <li><a href="https://www.instagram.com/youreurope/" target="_blank" title="Your Europe – jälgige Instagramis"><svg focusable="false" aria-hidden="true"> <use href="/youreurope/citizens/images/ecl/social-media-icons-V2.svg#instagram"></use></svg><span>Instagram</span></a></li> <li><a href="https://www.linkedin.com/showcase/your-europe-business-showcase/" target="_blank" title="Your Europe – jälgige LinkedInis"><svg focusable="false" aria-hidden="true"> <use href="/youreurope/citizens/images/ecl/social-media-icons-V2.svg#linkedin"></use></svg><span>LinkedIn</span></a></li> <li><a href="https://x.com/YourEurope" target="_blank" title="Your Europe – jälgige X-is"><svg focusable="false" aria-hidden="true"> <use href="/youreurope/citizens/images/ecl/social-media-icons-V2.svg#twitter"></use></svg><span>X (Twitter)</span></a></li> <li><a href="https://youtube.com/playlist?list=PLmwl0nkG0dPEiXfn6SnoJF0adU3Ccn4QD" target="_blank" title="Your Europe – jälgige YouTube’is"><svg focusable="false" aria-hidden="true"> <use href="/youreurope/citizens/images/ecl/social-media-icons-V2.svg#youtube"></use></svg><span>YouTube</span></a></li> </ul> </li> <li class="ye_item" id="ye-tools-links"> <div id="ye-tools-links_title" class="ye_heading">Selle saidi kohta</div> <ul aria-labelledby="ye-tools-links_title"> <li><a href="https://europa.eu/youreurope/about/index_et.htm">Mis on Your Europe?</a></li> <li><a href="https://europa.eu/youreurope/contact/index_et.htm">Kontakt</a></li> <li style="display:none;"><button class="link" type="button" value="print">Trükiversioon</button></li> <li style="display:none;"><button class="link" type="button" value="feedback">Teata probleemist</button></li> </ul> </li> </ul> </div> <div id="eu-corporate-footer" class="container"> <div class="ye_item"> <div id="ye-footer-eclogo"><img class="eu-full-logo" src="/youreurope/citizens/images/ecl/eu-logo/eu-logo-et-full.svg" alt="Euroopa Liidu lipp" title="Euroopa Liit"><img class="eu-short-logo" src="/youreurope/citizens/images/ecl/eu-logo/eu-logo-et-short.svg" alt="Euroopa Liidu lipp" title="Euroopa Liit"></div> <div>Rohkem teavet leiate veebisaidilt <a aria-label="Avaleht - 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