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Button_none__xam_p Button_left__P5ZhN category_listItem__ulZvk" target="_self" href="/help/monzo-plus" rel="noopener noreferrer external"><span class="Button_text__d9Ltb"><li>⭐️ Monzo Plus </li></span></a><a class="Button_button__30ukX Button_fullWidth__L87a1 Button_none__xam_p Button_left__P5ZhN category_listItem__ulZvk" target="_self" href="/help/monzo-premium" rel="noopener noreferrer external"><span class="Button_text__d9Ltb"><li>🚀 Monzo Premium</li></span></a><a class="Button_button__30ukX Button_fullWidth__L87a1 Button_none__xam_p Button_left__P5ZhN category_listItem__ulZvk" target="_self" href="/help/your-needs" rel="noopener noreferrer external"><span class="Button_text__d9Ltb"><li>❤️ Helping us understand your needs</li></span></a><a class="Button_button__30ukX Button_fullWidth__L87a1 Button_none__xam_p Button_left__P5ZhN category_listItem__ulZvk" target="_self" href="/help/web-logging-in-to-the-app" rel="noopener noreferrer external"><span class="Button_text__d9Ltb"><li>📲 Logging in </li></span></a><a class="Button_button__30ukX Button_fullWidth__L87a1 Button_none__xam_p Button_left__P5ZhN category_listItem__ulZvk" target="_self" href="/help/monzo-flex" rel="noopener noreferrer external"><span class="Button_text__d9Ltb"><li>🤸🏽‍♀️ Monzo Flex</li></span></a><a class="Button_button__30ukX Button_fullWidth__L87a1 Button_none__xam_p Button_left__P5ZhN category_listItem__ulZvk" target="_self" href="/help/legal-stuff" rel="noopener noreferrer external"><span class="Button_text__d9Ltb"><li>⚖️ The legal stuff</li></span></a><a class="Button_button__30ukX Button_fullWidth__L87a1 Button_none__xam_p Button_left__P5ZhN category_listItem__ulZvk" target="_self" href="/help/ monzo-pensions" rel="noopener noreferrer external"><span class="Button_text__d9Ltb"><li>🌳 Monzo Pension</li></span></a><a class="Button_button__30ukX Button_fullWidth__L87a1 Button_none__xam_p Button_left__P5ZhN category_listItem__ulZvk" target="_self" href="/help/service-quality-results" rel="noopener noreferrer external"><span class="Button_text__d9Ltb"><li>💬 Service quality survey results</li></span></a><a class="Button_button__30ukX Button_fullWidth__L87a1 Button_none__xam_p Button_left__P5ZhN category_listItem__ulZvk" target="_self" href="/help/investments" rel="noopener noreferrer external"><span class="Button_text__d9Ltb"><li>📈 Investments</li></span></a><a class="Button_button__30ukX Button_fullWidth__L87a1 Button_none__xam_p Button_left__P5ZhN category_listItem__ulZvk" target="_self" href="/help/ monzo-pensions-transfers" rel="noopener noreferrer external"><span class="Button_text__d9Ltb"><li>🌳 Monzo Pension Transfers</li></span></a><a class="Button_button__30ukX Button_fullWidth__L87a1 Button_none__xam_p Button_left__P5ZhN category_listItem__ulZvk" target="_self" href="/help/isas" rel="noopener noreferrer external"><span class="Button_text__d9Ltb"><li>🍯 ISAs</li></span></a><a class="Button_button__30ukX Button_fullWidth__L87a1 Button_none__xam_p Button_left__P5ZhN category_listItem__ulZvk" target="_self" href="/help/book-of-money" rel="noopener noreferrer external"><span class="Button_text__d9Ltb"><li>📖 The Book of Money</li></span></a><a class="Button_button__30ukX Button_fullWidth__L87a1 Button_none__xam_p Button_left__P5ZhN category_listItem__ulZvk" target="_self" href="/help/new-users-transactions" rel="noopener noreferrer external"><span class="Button_text__d9Ltb"><li>💬 Transactions</li></span></a></ul></nav></aside></div></div><div class="category_navMenu__L48r_ Section_container__ToDDs Section_section__vMEm_ Section_secondary__EAXP9 stack Section_paddingnone___L3Po Section_mobileOnly__BtjwW"><div class="Section_contentContainer__AM_ay"><nav><details class="Details_Details__sA5dY"><summary><div class="Text_text__yIi78 Text_secondary__cVHbg"><p>Help articles</p></div><img class="undefined Icon_icon__QfSMz Icon_transparent__PlIcz Icon_medium__7w8iY" src="/images/icons/light/chevron.down.svg" aria-hidden="true" alt="" loading="lazy"/></summary><ul class="category_listItems__1Ocu2"><a class="Button_button__30ukX Button_fullWidth__L87a1 Button_none__xam_p Button_left__P5ZhN category_listItem__ulZvk" target="_self" href="/help/opening-an-account" rel="noopener noreferrer external"><span class="Button_text__d9Ltb"><li>🚪 Opening a Monzo account</li></span></a><a class="Button_button__30ukX Button_fullWidth__L87a1 Button_none__xam_p Button_left__P5ZhN category_listItem__ulZvk" target="_self" href="/help/app-help" rel="noopener noreferrer external"><span class="Button_text__d9Ltb"><li>📱 App help and mobile payments</li></span></a><a class="Button_button__30ukX Button_fullWidth__L87a1 Button_none__xam_p Button_left__P5ZhN category_listItem__ulZvk" target="_self" href="/help/1p-savings-challenge" rel="noopener noreferrer external"><span class="Button_text__d9Ltb"><li>💬 1p Savings Challenge</li></span></a><a class="Button_button__30ukX Button_fullWidth__L87a1 Button_none__xam_p Button_left__P5ZhN category_listItem__ulZvk" target="_self" href="/help/Account Security" rel="noopener noreferrer external"><span class="Button_text__d9Ltb"><li>🔒 Account Security</li></span></a><a class="Button_button__30ukX Button_fullWidth__L87a1 Button_none__xam_p Button_left__P5ZhN category_listItem__ulZvk" target="_self" href="/help/budgeting-overdrafts-savings" rel="noopener noreferrer external"><span class="Button_text__d9Ltb"><li>📊 Pots, budgeting and saving</li></span></a><a class="Button_button__30ukX Button_fullWidth__L87a1 Button_none__xam_p Button_left__P5ZhN category_listItem__ulZvk" target="_self" href="/help/year-in-monzo-2024" rel="noopener noreferrer external"><span class="Button_text__d9Ltb"><li>🎉 Year in Monzo 2024</li></span></a><a class="Button_button__30ukX Button_fullWidth__L87a1 Button_none__xam_p Button_left__P5ZhN category_listItem__ulZvk" target="_self" href="/help/overdrafts-loans" rel="noopener noreferrer external"><span class="Button_text__d9Ltb"><li>🏦 Overdrafts and loans</li></span></a><a class="Button_button__30ukX Button_fullWidth__L87a1 Button_none__xam_p Button_left__P5ZhN category_listItem__ulZvk" target="_self" href="/help/cashback" rel="noopener noreferrer external"><span class="Button_text__d9Ltb"><li>🤑 Cashback</li></span></a><a class="Button_button__30ukX Button_fullWidth__L87a1 Button_none__xam_p Button_left__P5ZhN category_listItem__ulZvk" target="_self" href="/help/emergencies" rel="noopener noreferrer external"><span class="Button_text__d9Ltb"><li>🚨 Emergencies</li></span></a><a class="Button_button__30ukX Button_fullWidth__L87a1 Button_none__xam_p Button_left__P5ZhN category_listItem__ulZvk" target="_self" href="/help/monzo-extra" rel="noopener noreferrer external"><span class="Button_text__d9Ltb"><li>🎉 Monzo Extra</li></span></a><a class="Button_button__30ukX Button_fullWidth__L87a1 Button_none__xam_p Button_left__P5ZhN category_listItem__ulZvk" target="_self" href="/help/monzo-perks" rel="noopener noreferrer external"><span class="Button_text__d9Ltb"><li>🍩 Monzo Perks</li></span></a><a class="Button_button__30ukX Button_fullWidth__L87a1 Button_none__xam_p Button_left__P5ZhN category_listItem__ulZvk" target="_self" href="/help/monzo-max" rel="noopener noreferrer external"><span class="Button_text__d9Ltb"><li>🚀 Monzo Max</li></span></a><a class="Button_button__30ukX Button_fullWidth__L87a1 Button_none__xam_p Button_left__P5ZhN category_listItem__ulZvk" target="_self" href="/help/monzo-card-pin" rel="noopener noreferrer external"><span class="Button_text__d9Ltb"><li>💳 Monzo card and PIN </li></span></a><a class="Button_button__30ukX Button_fullWidth__L87a1 Button_none__xam_p Button_left__P5ZhN category_listItem__ulZvk" target="_self" href="/help/account-and-profile" rel="noopener noreferrer external"><span class="Button_text__d9Ltb"><li>👤 Monzo account and profile</li></span></a><a class="Button_button__30ukX Button_fullWidth__L87a1 Button_none__xam_p Button_left__P5ZhN category_listItem__ulZvk" target="_self" href="/help/monzo-for-under-16s" rel="noopener noreferrer external"><span class="Button_text__d9Ltb"><li>🧒 Monzo for Under 16s</li></span></a><a class="Button_button__30ukX Button_fullWidth__L87a1 Button_none__xam_p Button_left__P5ZhN category_listItem__ulZvk" target="_self" href="/help/Mortgages in Monzo" rel="noopener noreferrer external"><span class="Button_text__d9Ltb"><li>🏡 Mortgage in Monzo</li></span></a><a class="Button_button__30ukX Button_fullWidth__L87a1 Button_none__xam_p Button_left__P5ZhN category_listItem__ulZvk" target="_self" href="/help/payments-getting-started" rel="noopener noreferrer external"><span class="Button_text__d9Ltb"><li>💰 Payments: getting started</li></span></a><a class="Button_button__30ukX Button_fullWidth__L87a1 Button_none__xam_p Button_left__P5ZhN category_listItem__ulZvk" target="_self" href="/help/payments-troubleshooting" rel="noopener noreferrer external"><span class="Button_text__d9Ltb"><li>🤔 Payments: troubleshooting</li></span></a><a class="Button_button__30ukX Button_fullWidth__L87a1 Button_none__xam_p Button_left__P5ZhN category_listItem__ulZvk" target="_self" href="/help/payments-paying-monzobusiness" rel="noopener noreferrer external"><span class="Button_text__d9Ltb"><li>💬 Payments: Paying a Monzo Business</li></span></a><a class="Button_button__30ukX Button_fullWidth__L87a1 Button_none__xam_p Button_left__P5ZhN category_listItem__ulZvk" target="_self" href="/help/monzo-fraud-category" rel="noopener noreferrer external"><span class="Button_text__d9Ltb"><li>🕵️ Fraud and staying safe online</li></span></a><a class="Button_button__30ukX Button_fullWidth__L87a1 Button_none__xam_p Button_left__P5ZhN category_listItem__ulZvk" target="_self" href="/help/monzo-with-friends" rel="noopener noreferrer external"><span class="Button_text__d9Ltb"><li>💑 Monzo with Friends</li></span></a><a class="Button_button__30ukX Button_fullWidth__L87a1 Button_none__xam_p Button_left__P5ZhN category_listItem__ulZvk" target="_self" href="/help/switching-to-monzo" rel="noopener noreferrer external"><span class="Button_text__d9Ltb"><li>💯 Switching to Monzo</li></span></a><a class="Button_button__30ukX Button_fullWidth__L87a1 Button_none__xam_p Button_left__P5ZhN category_listItem__ulZvk" target="_self" href="/help/travelling" rel="noopener noreferrer external"><span class="Button_text__d9Ltb"><li>✈ Travelling with Monzo</li></span></a><a class="Button_button__30ukX Button_fullWidth__L87a1 Button_none__xam_p Button_left__P5ZhN category_listItem__ulZvk" target="_self" href="/help/joint-accounts" rel="noopener noreferrer external"><span class="Button_text__d9Ltb"><li>👭 Joint accounts</li></span></a><a class="Button_button__30ukX Button_fullWidth__L87a1 Button_none__xam_p Button_left__P5ZhN category_listItem__ulZvk" target="_self" href="/help/business-accounts-signup" rel="noopener noreferrer external"><span class="Button_text__d9Ltb"><li>💼 Monzo Business: Opening an account</li></span></a><a class="Button_button__30ukX Button_fullWidth__L87a1 Button_none__xam_p Button_left__P5ZhN category_listItem__ulZvk" target="_self" href="/help/business-accounts" rel="noopener noreferrer external"><span class="Button_text__d9Ltb"><li>💼 Monzo Business: Make the most of your account</li></span></a><a class="Button_button__30ukX Button_fullWidth__L87a1 Button_none__xam_p Button_left__P5ZhN category_listItem__ulZvk" target="_self" href="/help/business-getpaid" rel="noopener noreferrer external"><span class="Button_text__d9Ltb"><li>💸 Monzo Business: Get Paid</li></span></a><a class="Button_button__30ukX Button_fullWidth__L87a1 Button_none__xam_p Button_left__P5ZhN category_listItem__ulZvk" target="_self" href="/help/monzo-plus" rel="noopener noreferrer external"><span class="Button_text__d9Ltb"><li>⭐️ Monzo Plus </li></span></a><a class="Button_button__30ukX Button_fullWidth__L87a1 Button_none__xam_p Button_left__P5ZhN category_listItem__ulZvk" target="_self" href="/help/monzo-premium" rel="noopener noreferrer external"><span class="Button_text__d9Ltb"><li>🚀 Monzo Premium</li></span></a><a class="Button_button__30ukX Button_fullWidth__L87a1 Button_none__xam_p Button_left__P5ZhN category_listItem__ulZvk" target="_self" href="/help/your-needs" rel="noopener noreferrer external"><span class="Button_text__d9Ltb"><li>❤️ Helping us understand your needs</li></span></a><a class="Button_button__30ukX Button_fullWidth__L87a1 Button_none__xam_p Button_left__P5ZhN category_listItem__ulZvk" target="_self" href="/help/web-logging-in-to-the-app" rel="noopener noreferrer external"><span class="Button_text__d9Ltb"><li>📲 Logging in </li></span></a><a class="Button_button__30ukX Button_fullWidth__L87a1 Button_none__xam_p Button_left__P5ZhN category_listItem__ulZvk" target="_self" href="/help/monzo-flex" rel="noopener noreferrer external"><span class="Button_text__d9Ltb"><li>🤸🏽‍♀️ Monzo Flex</li></span></a><a class="Button_button__30ukX Button_fullWidth__L87a1 Button_none__xam_p Button_left__P5ZhN category_listItem__ulZvk" target="_self" href="/help/legal-stuff" rel="noopener noreferrer external"><span class="Button_text__d9Ltb"><li>⚖️ The legal stuff</li></span></a><a class="Button_button__30ukX Button_fullWidth__L87a1 Button_none__xam_p Button_left__P5ZhN category_listItem__ulZvk" target="_self" href="/help/ monzo-pensions" rel="noopener noreferrer external"><span class="Button_text__d9Ltb"><li>🌳 Monzo Pension</li></span></a><a class="Button_button__30ukX Button_fullWidth__L87a1 Button_none__xam_p Button_left__P5ZhN category_listItem__ulZvk" target="_self" href="/help/service-quality-results" rel="noopener noreferrer external"><span class="Button_text__d9Ltb"><li>💬 Service quality survey results</li></span></a><a class="Button_button__30ukX Button_fullWidth__L87a1 Button_none__xam_p Button_left__P5ZhN category_listItem__ulZvk" target="_self" href="/help/investments" rel="noopener noreferrer external"><span class="Button_text__d9Ltb"><li>📈 Investments</li></span></a><a class="Button_button__30ukX Button_fullWidth__L87a1 Button_none__xam_p Button_left__P5ZhN category_listItem__ulZvk" target="_self" href="/help/ monzo-pensions-transfers" rel="noopener noreferrer external"><span class="Button_text__d9Ltb"><li>🌳 Monzo Pension Transfers</li></span></a><a class="Button_button__30ukX Button_fullWidth__L87a1 Button_none__xam_p Button_left__P5ZhN category_listItem__ulZvk" target="_self" href="/help/isas" rel="noopener noreferrer external"><span class="Button_text__d9Ltb"><li>🍯 ISAs</li></span></a><a class="Button_button__30ukX Button_fullWidth__L87a1 Button_none__xam_p Button_left__P5ZhN category_listItem__ulZvk" target="_self" href="/help/book-of-money" rel="noopener noreferrer external"><span class="Button_text__d9Ltb"><li>📖 The Book of Money</li></span></a><a class="Button_button__30ukX Button_fullWidth__L87a1 Button_none__xam_p Button_left__P5ZhN category_listItem__ulZvk" target="_self" href="/help/new-users-transactions" rel="noopener noreferrer external"><span class="Button_text__d9Ltb"><li>💬 Transactions</li></span></a></ul></details></nav><nav class="HelpBreadCrumbs_HelpBreadCrumbs__zizGx HelpBreadCrumbs_paddingleftmedium__mNzKd HelpBreadCrumbs_light__UL2Or"><a class="HelpBreadCrumbs_link__jG_t_" href="/help/"><strong>Help</strong></a><span>/</span><span class="HelpBreadCrumbs_link__jG_t_">Monzo with Friends</span></nav></div></div><div class="category_subcategories__3Qbqq"><section class="Section_section__vMEm_ Section_secondary__EAXP9 stack Section_paddingleftmedium__A7mNG Section_paddingrightmedium__VmJd5"><div class="Section_contentContainer__AM_ay"><h3 class="Title_title__SEYIO Title_primary__ztUzQ Title_small__rAnKV Title_left__yaXgz Title_addMargin___ly9N" id="monzo-payments">Monzo payments</h3><ul class="HelpArticleList_articleList__8WTKM"><li><a class="HelpArticleList_article__ta2MN HelpArticleList_light__AsIE1" href="/help/monzo-with-friends/how-to-pay-someone/"><span>Paying someone</span><img class="undefined Icon_icon__QfSMz Icon_transparent__PlIcz Icon_medium__7w8iY" src="/images/icons/light/chevron.forward.svg" aria-hidden="true" alt="" loading="lazy"/></a></li><li><a class="HelpArticleList_article__ta2MN HelpArticleList_light__AsIE1" href="/help/monzo-with-friends/sending-money-monzo-to-monzo/"><span>Sending money Monzo to Monzo</span><img class="undefined Icon_icon__QfSMz Icon_transparent__PlIcz Icon_medium__7w8iY" src="/images/icons/light/chevron.forward.svg" aria-hidden="true" alt="" loading="lazy"/></a></li><li><a class="HelpArticleList_article__ta2MN HelpArticleList_light__AsIE1" href="/help/monzo-with-friends/SplitandPaytheMonzowaywithSharedTabs/"><span>Split and Pay the Monzo way, with Monzo Split (Previously Shared Tabs)</span><img class="undefined Icon_icon__QfSMz Icon_transparent__PlIcz Icon_medium__7w8iY" src="/images/icons/light/chevron.forward.svg" aria-hidden="true" alt="" loading="lazy"/></a></li><li><a class="HelpArticleList_article__ta2MN HelpArticleList_light__AsIE1" href="/help/monzo-with-friends/split-bill/"><span>How to Split Bills with Monzo (Single Split)</span><img class="undefined Icon_icon__QfSMz Icon_transparent__PlIcz Icon_medium__7w8iY" src="/images/icons/light/chevron.forward.svg" aria-hidden="true" alt="" loading="lazy"/></a></li><li><a class="HelpArticleList_article__ta2MN HelpArticleList_light__AsIE1" href="/help/monzo-with-friends/monzo-me-how-to/"><span>Requesting money using monzo.me</span><img class="undefined Icon_icon__QfSMz Icon_transparent__PlIcz Icon_medium__7w8iY" src="/images/icons/light/chevron.forward.svg" aria-hidden="true" alt="" loading="lazy"/></a></li><li><a class="HelpArticleList_article__ta2MN HelpArticleList_light__AsIE1" href="/help/monzo-with-friends/what-nearby-friends/"><span>Nearby Friends</span><img class="undefined Icon_icon__QfSMz Icon_transparent__PlIcz Icon_medium__7w8iY" src="/images/icons/light/chevron.forward.svg" aria-hidden="true" alt="" loading="lazy"/></a></li><li><a class="HelpArticleList_article__ta2MN HelpArticleList_light__AsIE1" href="/help/monzo-with-friends/nearby-friends-help/"><span>Troubleshooting Nearby Friends</span><img class="undefined Icon_icon__QfSMz Icon_transparent__PlIcz Icon_medium__7w8iY" src="/images/icons/light/chevron.forward.svg" aria-hidden="true" alt="" loading="lazy"/></a></li><li><a class="HelpArticleList_article__ta2MN HelpArticleList_light__AsIE1" href="/help/monzo-with-friends/block-someone-on-monzo/"><span>How do I block someone on Monzo?</span><img class="undefined Icon_icon__QfSMz Icon_transparent__PlIcz Icon_medium__7w8iY" src="/images/icons/light/chevron.forward.svg" aria-hidden="true" alt="" loading="lazy"/></a></li><li><a class="HelpArticleList_article__ta2MN HelpArticleList_light__AsIE1" href="/help/monzo-with-friends/InboundpaymentsviaQR/"><span>Getting paid by QR Code</span><img class="undefined Icon_icon__QfSMz Icon_transparent__PlIcz Icon_medium__7w8iY" src="/images/icons/light/chevron.forward.svg" aria-hidden="true" alt="" loading="lazy"/></a></li><li><a class="HelpArticleList_article__ta2MN HelpArticleList_light__AsIE1" href="/help/monzo-with-friends/split-costs-with-pals-web/"><span>Split costs with pals in seconds</span><img class="undefined Icon_icon__QfSMz Icon_transparent__PlIcz Icon_medium__7w8iY" src="/images/icons/light/chevron.forward.svg" aria-hidden="true" alt="" loading="lazy"/></a></li></ul></div></section><section class="Section_section__vMEm_ Section_secondary__EAXP9 stack Section_paddingleftmedium__A7mNG Section_paddingrightmedium__VmJd5"><div class="Section_contentContainer__AM_ay"><h3 class="Title_title__SEYIO Title_primary__ztUzQ Title_small__rAnKV Title_left__yaXgz Title_addMargin___ly9N" id="inviting-friends-to-monzo">Inviting Friends to Monzo</h3><ul class="HelpArticleList_articleList__8WTKM"><li><a class="HelpArticleList_article__ta2MN HelpArticleList_light__AsIE1" href="/help/monzo-with-friends/invite-to-monzo-web/"><span>How do I invite someone to Monzo?</span><img class="undefined Icon_icon__QfSMz Icon_transparent__PlIcz Icon_medium__7w8iY" src="/images/icons/light/chevron.forward.svg" aria-hidden="true" alt="" loading="lazy"/></a></li><li><a class="HelpArticleList_article__ta2MN HelpArticleList_light__AsIE1" href="/help/monzo-with-friends/existinginvite-waiting-for-bonus/"><span>I referred someone but I haven't received my bonus yet</span><img class="undefined Icon_icon__QfSMz Icon_transparent__PlIcz Icon_medium__7w8iY" src="/images/icons/light/chevron.forward.svg" aria-hidden="true" alt="" loading="lazy"/></a></li><li><a class="HelpArticleList_article__ta2MN HelpArticleList_light__AsIE1" href="/help/monzo-with-friends/newsignup-waiting-for-bonus-web/"><span>I was invited but I didn't receive my bonus yet </span><img class="undefined Icon_icon__QfSMz Icon_transparent__PlIcz Icon_medium__7w8iY" src="/images/icons/light/chevron.forward.svg" aria-hidden="true" alt="" loading="lazy"/></a></li></ul></div></section></div></div></div></div></main><div class="Footer_footerContainer__vcVmy Footer_forceDarkMode__38lE_"><footer class="Footer_Footer__mENWJ Footer_forceDarkMode__38lE_" role="menu"><div class="Footer_logo__By_cG"><a role="menuitem" href="/"><img class="Footer_logoImage__HW_kA" src="/images/brand/monzo-logo-on-dark.svg" alt="Monzo Bank"/></a></div><div class="Footer_links___OZQm"><ul><li><a class="Button_button__30ukX Button_forceDarkMode__3L1AP Button_link__Slw7D Button_left__P5ZhN" target="_self" rel="" href="https://monzo.com/about/"><span class="Button_text__d9Ltb">About us</span></a></li><li><a class="Button_button__30ukX Button_forceDarkMode__3L1AP Button_link__Slw7D Button_left__P5ZhN" target="_self" rel="" href="https://monzo.com/us/"><span class="Button_text__d9Ltb">Monzo US</span></a></li><li><a class="Button_button__30ukX Button_forceDarkMode__3L1AP Button_link__Slw7D Button_left__P5ZhN" target="_self" href="https://monzo.com/blog/" rel="noopener noreferrer external"><span class="Button_text__d9Ltb">Blog</span></a></li><li><a class="Button_button__30ukX Button_forceDarkMode__3L1AP Button_link__Slw7D Button_left__P5ZhN" target="_self" rel="" href="https://monzo.com/press/"><span class="Button_text__d9Ltb">Press</span></a></li><li><a class="Button_button__30ukX Button_forceDarkMode__3L1AP Button_link__Slw7D Button_left__P5ZhN" target="_self" rel="" href="/careers/"><span class="Button_text__d9Ltb">Careers</span></a></li><li><a class="Button_button__30ukX Button_forceDarkMode__3L1AP Button_link__Slw7D Button_left__P5ZhN" target="_self" rel="" href="/our-social-programme/"><span class="Button_text__d9Ltb">Our social programme</span></a></li><li><a class="Button_button__30ukX Button_forceDarkMode__3L1AP Button_link__Slw7D Button_left__P5ZhN" target="_self" rel="" href="/accessibility/"><span 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information</span></a></li><li><a class="Button_button__30ukX Button_forceDarkMode__3L1AP Button_link__Slw7D Button_left__P5ZhN" target="_self" href="https://monzo.com/legal/privacy-notice/" rel="noopener noreferrer external"><span class="Button_text__d9Ltb">Privacy Notice</span></a></li><li><a class="Button_button__30ukX Button_forceDarkMode__3L1AP Button_link__Slw7D Button_left__P5ZhN" target="_self" href="https://monzo.com/legal/cookie-notice/" rel="noopener noreferrer external"><span class="Button_text__d9Ltb">Cookie Notice</span></a></li><li><a class="Button_button__30ukX Button_forceDarkMode__3L1AP Button_link__Slw7D Button_left__P5ZhN" target="_self" href="https://monzo.com/legal/browser-support-policy/" rel="noopener noreferrer external"><span class="Button_text__d9Ltb">Browser Support Policy</span></a></li><li><a class="Button_button__30ukX Button_forceDarkMode__3L1AP Button_link__Slw7D Button_left__P5ZhN" target="_self" 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undefined undefined null "><img width="150" loading="lazy" src="https://images.ctfassets.net/ro61k101ee59/47R5HVs5mn8kaXIb4IgfMJ/678738cebf35e278307695136c1be015/Download_on_the_App_Store_Badge_US-UK_RGB_blk_092917.svg" alt=""/></a><a aria-label="Get it on Google Play" href="https://app.adjust.com/1h1d1pik?engagement_type=fallback_click&fallback=https%3A%2F%2Fmonzo.com%2Fdownload&redirect_macos=https%3A%2F%2Fmonzo.com%2Fdownload" class="AppStoreButton_playStoreButton__9Tg16 undefined undefined"><img width="191" loading="lazy" src="https://images.ctfassets.net/ro61k101ee59/hegpnNpXJdP4GkCOqHf5K/5a7d44685d8703460ca8db539f8401d5/google-play-badge.png" alt=""/></a></div><div class="Footer_social__VBPnO"><a class="Button_button__30ukX Button_link__Slw7D Button_center__53qAB Button_hasIcon__Ld0T9" target="_self" href="https://twitter.com/monzo" rel="noopener noreferrer external" aria-label="Twitter"><span aria-hidden="true"><span class="Button_iconWrapper__O6cIh"><img class="undefined Icon_icon__QfSMz Icon_transparent__PlIcz Icon_large__iaiuX Icon_image__k9H8J" src="/images/social-logos/dark/twitter.svg" aria-hidden="true" alt="" loading="lazy"/></span></span></a><a class="Button_button__30ukX Button_link__Slw7D Button_center__53qAB Button_hasIcon__Ld0T9" target="_self" href="https://www.instagram.com/monzo" rel="noopener noreferrer external" aria-label="Instagram"><span aria-hidden="true"><span class="Button_iconWrapper__O6cIh"><img class="undefined Icon_icon__QfSMz Icon_transparent__PlIcz Icon_large__iaiuX Icon_image__k9H8J" src="/images/social-logos/dark/instagram.svg" aria-hidden="true" alt="" loading="lazy"/></span></span></a><a class="Button_button__30ukX Button_link__Slw7D Button_center__53qAB Button_hasIcon__Ld0T9" target="_self" href="https://www.facebook.com/monzobank" rel="noopener noreferrer external" aria-label="Facebook"><span aria-hidden="true"><span class="Button_iconWrapper__O6cIh"><img class="undefined Icon_icon__QfSMz Icon_transparent__PlIcz Icon_large__iaiuX Icon_image__k9H8J" src="/images/social-logos/dark/facebook.svg" aria-hidden="true" alt="" loading="lazy"/></span></span></a><a class="Button_button__30ukX Button_link__Slw7D Button_center__53qAB Button_hasIcon__Ld0T9" target="_self" href="https://www.linkedin.com/company/monzo-bank" rel="noopener noreferrer external" aria-label="Linkedin"><span aria-hidden="true"><span class="Button_iconWrapper__O6cIh"><img class="undefined Icon_icon__QfSMz Icon_transparent__PlIcz Icon_large__iaiuX Icon_image__k9H8J" src="/images/social-logos/dark/linkedin.svg" aria-hidden="true" alt="" loading="lazy"/></span></span></a><a class="Button_button__30ukX Button_link__Slw7D Button_center__53qAB Button_hasIcon__Ld0T9" target="_self" href="https://www.youtube.com/monzobank" rel="noopener noreferrer external" aria-label="Youtube"><span aria-hidden="true"><span class="Button_iconWrapper__O6cIh"><img class="undefined Icon_icon__QfSMz Icon_transparent__PlIcz Icon_large__iaiuX Icon_image__k9H8J" src="/images/social-logos/dark/youtube.svg" aria-hidden="true" alt="" loading="lazy"/></span></span></a></div></footer><div class="Footer_copyrightNoticeContainer__EkNwP Footer_forceDarkMode__38lE_"><div class="Footer_copyrightNotice__zOafW"><div class="Text_text__yIi78 Text_forceDarkMode__2DDJQ Text_marginBottom__lTNIK"><p><strong>Existing customers can get help via the app</strong></p></div><div class="Text_text__yIi78 Text_forceDarkMode__2DDJQ Text_marginBottom__lTNIK"><p><small>Monzo Bank Limited is a company registered in England and Wales (No.09446231). Monzo Bank Limited is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Our financial Services Register number is 730427. Our address is Broadwalk House, 5 Appold St, London EC2A 2AG.</small></p></div></div></div></div></div><script id="__NEXT_DATA__" type="application/json">{"props":{"pageProps":{"title":"Monzo with Friends","subtitle":"Using Monzo with Friends","categories":[{"webSlug":"opening-an-account","icon":"🚪","displayName":"Opening a Monzo account","id":"Opening a Monzo account"},{"webSlug":"app-help","icon":"📱","displayName":"App help and mobile payments","id":"need-help-card-app"},{"webSlug":"1p-savings-challenge","icon":"💬","displayName":"1p Savings Challenge","id":"1p Savings Challenge"},{"webSlug":"Account Security","icon":"🔒","displayName":"Account Security","id":"Account Security"},{"webSlug":"budgeting-overdrafts-savings","icon":"📊","displayName":"Pots, budgeting and saving","id":"overdrafts-and-savings"},{"webSlug":"year-in-monzo-2024","icon":"🎉","displayName":"Year in Monzo 2024","id":"Year in Monzo 2024"},{"webSlug":"overdrafts-loans","icon":"🏦","displayName":"Overdrafts and loans","id":"overdrafts_loans"},{"webSlug":"cashback","icon":"🤑","displayName":"Cashback","id":"cashback"},{"webSlug":"emergencies","icon":"🚨","displayName":"Emergencies","id":"emergencies"},{"webSlug":"monzo-extra","icon":"🎉","displayName":"Monzo Extra","id":"monzo-extra"},{"webSlug":"monzo-perks","icon":"🍩","displayName":"Monzo Perks","id":"monzo-perks"},{"webSlug":"monzo-max","icon":"🚀","displayName":"Monzo Max","id":"monzo-max"},{"webSlug":"monzo-card-pin","icon":"💳","displayName":"Monzo card and PIN ","id":"my-monzo-card-pin"},{"webSlug":"account-and-profile","icon":"👤","displayName":"Monzo account and profile","id":"monzo-account-and-profile"},{"webSlug":"monzo-for-under-16s","icon":"🧒","displayName":"Monzo for Under 16s","id":"monzo-for-under-16s"},{"webSlug":"Mortgages in Monzo","icon":"🏡","displayName":"Mortgage in Monzo","id":"Mortgage in Monzo"},{"webSlug":"payments-getting-started","icon":"💰","displayName":"Payments: getting started","id":"payments-getting-started"},{"webSlug":"payments-troubleshooting","icon":"🤔","displayName":"Payments: troubleshooting","id":"payments-troubleshooting"},{"webSlug":"payments-paying-monzobusiness","icon":"💬","displayName":"Payments: Paying a Monzo Business","id":"payments-paying-monzobusiness"},{"webSlug":"monzo-fraud-category","icon":"🕵️","displayName":"Fraud and staying safe online","id":"fraud-category"},{"webSlug":"monzo-with-friends","icon":"💑","displayName":"Monzo with Friends","id":"monzo-with-friends"},{"webSlug":"switching-to-monzo","icon":"💯","displayName":"Switching to Monzo","id":"switch-to-monzo"},{"webSlug":"travelling","icon":"✈","displayName":"Travelling with Monzo","id":"travelling-with-monzo"},{"webSlug":"joint-accounts","icon":"👭","displayName":"Joint accounts","id":"joint-accounts"},{"webSlug":"business-accounts-signup","icon":"💼","displayName":"Monzo Business: Opening an account","id":"business-accounts-signup"},{"webSlug":"business-accounts","icon":"💼","displayName":"Monzo Business: Make the most of your account","id":"business-accounts"},{"webSlug":"business-getpaid","icon":"💸","displayName":"Monzo Business: Get Paid","id":"business-getpaid"},{"webSlug":"monzo-plus","icon":"⭐️","displayName":"Monzo Plus ","id":"monzo-plus"},{"webSlug":"monzo-premium","icon":"🚀","displayName":"Monzo Premium","id":"monzo-premium"},{"webSlug":"your-needs","icon":"❤️","displayName":"Helping us understand your needs","id":"your-needs"},{"webSlug":"web-logging-in-to-the-app","icon":"📲","displayName":"Logging in ","id":"Logging-in-to-the-app"},{"webSlug":"monzo-flex","icon":"🤸🏽‍♀️","displayName":"Monzo Flex","id":"Monzo Flex"},{"webSlug":"legal-stuff","icon":"⚖️","displayName":"The legal stuff","id":"legal-stuff"},{"webSlug":" monzo-pensions","icon":"🌳","displayName":"Monzo Pension","id":"monzo-pensions"},{"webSlug":"service-quality-results","icon":"💬","displayName":"Service quality survey results","id":"service-quality-results"},{"webSlug":"investments","icon":"📈","displayName":"Investments","id":"investments"},{"webSlug":" monzo-pensions-transfers","icon":"🌳","displayName":"Monzo Pension Transfers","id":"monzo-pension-transfers"},{"webSlug":"isas","icon":"🍯","displayName":"ISAs","id":"ISAs"},{"webSlug":"book-of-money","icon":"📖","displayName":"The Book of Money","id":"book-of-money"},{"webSlug":"new-users-transactions","icon":"💬","displayName":"Transactions","id":"new-users-transactions"}],"subCategories":[{"fields":{"displayName":"Monzo payments","id":"payments-monzo-payments-section","countryCodes":["GBR"],"availableInLocale":true,"items":[{"fields":{"platforms":[{"fields":{"internalDescription":"Android Current Account","platformId":"android_uk_retail"}},{"fields":{"internalDescription":"iOS Current Account","platformId":"ios_uk_retail"}},{"fields":{"internalDescription":"Web (Desktop and Mobile)","platformId":"web"}}],"id":"how-to-pay-someone","countryCodes":["GBR"],"availableInLocale":true,"question":"Paying someone","answer":"If you give the Monzo app access to your contacts then we’ll show you which of your contacts have Monzo and make it easier to send and receive payments from them.\n\nYou can pay anyone with a UK account by email, text or social media (like Facebook) without their bank details by sharing a link with that person from the Payments tab.\n\nOr you can send a regular bank transfer. To do this, you'll need:\n\n- The person's name\n- Their account number\n- Their sort code\n\nBank transfers should be instant, but they can take up to 24 hours. If it takes longer than one working day, let us know and we’ll look into it for you.\n\nTo send money, tap the **Payments** icon in the menu bar and choose how to you want to make the payment.\n\nYou might also need to give our address: Monzo, Broadwalk House, 5 Appold Street, London EC2A 2AG.\n","rules":[{"metadata":{"tags":[],"concepts":[]},"sys":{"space":{"sys":{"type":"Link","linkType":"Space","id":"135w06l84nck"}},"id":"445MmwP7tYkke66kCk0Uuu","type":"Entry","createdAt":"2018-02-11T21:49:53.782Z","updatedAt":"2025-03-13T09:19:15.140Z","environment":{"sys":{"id":"master","type":"Link","linkType":"Environment"}},"publishedVersion":58,"revision":9,"contentType":{"sys":{"type":"Link","linkType":"ContentType","id":"helpRule"}},"locale":"en"},"fields":{"internalDescription":"Base Browsing Content - Makes articles visible for ALL customers in search results / \"See our help categories\"","ruleId":"base-browsing-content"}}],"webSlug":"how-to-pay-someone","excludeFromOutsourcing":false,"copLabel":"payments"}},{"fields":{"platforms":[{"fields":{"internalDescription":"Web (Desktop and Mobile)","platformId":"web"}}],"id":"payments-monzo-to-monzo-web","countryCodes":["GBR"],"availableInLocale":true,"question":"Sending money Monzo to Monzo","answer":"Ways to instantly send money from your Monzo account to another Monzo account.\n\nIf they're nearby, you pay people through Bluetooth using Nearby Friends.\n\n1. Make sure you both have Bluetooth switched on\n2. Tap __Payments__ \n3. Tap __Pay someone__\n4. Both tap __Pay someone nearby__, then tap your friend's name when it pops up\n5. Send the money 💸\n\nIf they're not nearby, you can send a Monzo to Monzo payment in seconds.\n\n1. Tap __Payments__\n2. Tap __Pay someone__\n3. Tap __Pay with Friends__ to give the Monzo app access to your contacts\n4. Search for your friend's name\n5. Send the money 💸\n\nSend a regular bank transfer from your Payments screen or share a QR code.\n\n1. Toggle on QR code or payment link in your __Settings__\n2. Tap the Payments icon in the menu bar\n3. __Request money__ and choose __By QR Code or link__\n4. Enter the amount or leave that up to them\n5. Use their phone's camera or a QR code scanner to make the payment","rules":[{"metadata":{"tags":[],"concepts":[]},"sys":{"space":{"sys":{"type":"Link","linkType":"Space","id":"135w06l84nck"}},"id":"445MmwP7tYkke66kCk0Uuu","type":"Entry","createdAt":"2018-02-11T21:49:53.782Z","updatedAt":"2025-03-13T09:19:15.140Z","environment":{"sys":{"id":"master","type":"Link","linkType":"Environment"}},"publishedVersion":58,"revision":9,"contentType":{"sys":{"type":"Link","linkType":"ContentType","id":"helpRule"}},"locale":"en"},"fields":{"internalDescription":"Base Browsing Content - Makes articles visible for ALL customers in search results / \"See our help categories\"","ruleId":"base-browsing-content"}},{"metadata":{"tags":[],"concepts":[]},"sys":{"space":{"sys":{"type":"Link","linkType":"Space","id":"135w06l84nck"}},"id":"316VL8UmzuwceesKeAKu4u","type":"Entry","createdAt":"2018-02-23T10:25:19.801Z","updatedAt":"2021-06-10T14:39:53.811Z","environment":{"sys":{"id":"master","type":"Link","linkType":"Environment"}},"publishedVersion":49,"revision":7,"contentType":{"sys":{"type":"Link","linkType":"ContentType","id":"helpRule"}},"locale":"en"},"fields":{"internalDescription":"Suggested Base Content- Makes articles visible for ALL customers in","ruleId":"base-suggested-content"}}],"webSlug":"sending-money-monzo-to-monzo","excludeFromOutsourcing":false}},{"fields":{"platforms":[{"fields":{"internalDescription":"Web (Desktop and Mobile)","platformId":"web"}}],"id":"SplitandPaytheMonzowaywithSharedTabs","countryCodes":["GBR"],"availableInLocale":true,"question":"Split and Pay the Monzo way, with Monzo Split (Previously Shared Tabs)","answer":"**Monzo Split** is a feature that lets you Split, track, and chase payments, all in one safe place – even if you don’t bank with Monzo. One way in which you can do this is with Running Splits.\n\nWith Monzo Split you can keep track of joint expenses like household bills and holidays. Think of it like a group wallet. You can also split one of payments like a dinner! \n\nYou can now be added to a Split even if you're not a Monzo customer. We've only just made this change, so we're open to any feedback you have.\n\n**How do I join a Split?**\n\nYou need to be invited by a Monzo customer. There are two ways to join – by scanning a QR code on their app, or via a link they send.\n\nWhichever way you choose, we’ll ask for your email address and then send you a magic link that'll give you access to the Tab.\n\nYou can use Monzo Split on your phone, desktop or iPad.\n\n**The invite link doesn't work, what do I do?**\n\nFor security reasons, invite links are only valid for a certain amount of time. If the link isn't working, just ask your Monzo friend to send you a new one.\n\n**I've just closed the Running Split page, how do I get back on it?**\n\nIf you're using the same device, either go to your split link (we recommend bookmarking it) or visit split[.monzo.me](http://tabs.monzo.me/).\n\nIf you're logged out or using a different device, you'll be asked to enter your email address so we can send you a new magic link. Click on it to access your Split again.\n\n**Can I pay and be paid via the Running Split page itself?**\n\nYou'll need to pay in cash or by bank transfer through your own banking app.\n\nIf you add a payment, then the people who owe you money will need to pay you in cash or by bank transfer. They're now able to pay you through the the Running Split too.\n\nOnce you've made a payment, you can mark it as paid within the app. Your Monzo friend will be able to see this, too.\n\n**How do I add an expense?**\n\nWhen you're in the Running Split, you should see an 'Add custom payment' option.\n\nTap on this and type in the amount, then give it a name such as 'Grocery shop' so your friends know what it's for. Once you hit 'Next', you’ll be able to specify how much each person owes.\n\n**Can I add an External Transaction?**\n\nYes, you’re able to add transactions you’ve made on your external account the same way you do with Monzo Transactions.\n\n**How do I get help if I'm having trouble with a payment or Split?**\n\nIf you're having trouble making a payment, you'll likely need to speak to your own bank, as this may be an issue on their end.\n\nIf you have any other concerns, please speak to the owner of the Split.\n\nThey can reach out to us, and we'll do our best to help.\n\n**Why is there a 🔒 beside some of the features?**\n\nThese are features that only Monzo customers can use. If you'd like to use these, you can apply for a free account – just tap on the 'sign up' button on the top right of your screen.\n\n**If I sign up for a Monzo account, do my Running Splits get transferred across?**\n\nYep! If you sign up with the email address you used when joining the the Running Split, it'll appear in your new Monzo account.\n\n**How can I share feedback?**\n\nYou'll see a button near the bottom of your screen that says 'Give feedback'. Tap on this to tell us what you think.\n\nThis feedback form isn't actively monitored by our customer support team, so you'll need to speak to the Split owner if you need any help.","rules":[{"metadata":{"tags":[],"concepts":[]},"sys":{"space":{"sys":{"type":"Link","linkType":"Space","id":"135w06l84nck"}},"id":"445MmwP7tYkke66kCk0Uuu","type":"Entry","createdAt":"2018-02-11T21:49:53.782Z","updatedAt":"2025-03-13T09:19:15.140Z","environment":{"sys":{"id":"master","type":"Link","linkType":"Environment"}},"publishedVersion":58,"revision":9,"contentType":{"sys":{"type":"Link","linkType":"ContentType","id":"helpRule"}},"locale":"en"},"fields":{"internalDescription":"Base Browsing Content - Makes articles visible for ALL customers in search results / \"See our help categories\"","ruleId":"base-browsing-content"}}],"webSlug":"SplitandPaytheMonzowaywithSharedTabs","excludeFromOutsourcing":false,"isUrgent":false}},{"fields":{"platforms":[{"fields":{"internalDescription":"Web (Desktop and Mobile)","platformId":"web"}}],"id":"payments-split-costs-web","countryCodes":["GBR"],"availableInLocale":true,"question":"How to Split Bills with Monzo (Single Split)","answer":"A **Single Split** is a way to split a one off payment with a friend, like a taxi ride or a lunch.\n\n**How do I Split a single payment?**\n\n1. Tap on the relevant payment from your list of transactions and then you should see **Split this bill** in the available actions\n2. Pick who to split the bill with from Nearby Friends or Monzo contacts. If your friends aren't on Monzo tap **Next** then **Add someone not on Monzo.**\n3. Choose to split the payment equally or edit the amounts.\n4. Tap **Request money.** Your friends on Monzo will get a notification to accept the request. If they aren't on Monzo, you can tap **Share a request** link and choose how you want to send it.\n\n**How do I cancel a Single Split?**\n\nYou can only withdraw a request if the person you're splitting the bill with is a Monzo customer too.\n\nTo cancel a Single Split, simply tap on the **Edit** option while on the overview screen of the Split, and then select **Cancel Single Split.** \n\nYou cannot cancel a Single Split request with non-Monzo customers.\n","rules":[{"metadata":{"tags":[],"concepts":[]},"sys":{"space":{"sys":{"type":"Link","linkType":"Space","id":"135w06l84nck"}},"id":"445MmwP7tYkke66kCk0Uuu","type":"Entry","createdAt":"2018-02-11T21:49:53.782Z","updatedAt":"2025-03-13T09:19:15.140Z","environment":{"sys":{"id":"master","type":"Link","linkType":"Environment"}},"publishedVersion":58,"revision":9,"contentType":{"sys":{"type":"Link","linkType":"ContentType","id":"helpRule"}},"locale":"en"},"fields":{"internalDescription":"Base Browsing Content - Makes articles visible for ALL customers in search results / \"See our help categories\"","ruleId":"base-browsing-content"}}],"webSlug":"split-bill","excludeFromOutsourcing":false,"copLabel":"account-management"}},{"fields":{"platforms":[{"fields":{"internalDescription":"Web (Desktop and Mobile)","platformId":"web"}}],"id":"payments-monzo-me-web","countryCodes":["GBR"],"availableInLocale":true,"question":"Requesting money using monzo.me","answer":"Monzo.me lets you send and receive money without needing to know the other person’s account details. You can send money to anyone with a Monzo account through it, and receive money from anyone – even if they don’t have Monzo. \n\nUse it to request or send money to friends and family, split a bill, chip in for a present or reimburse someone.\n\nTo send money, all you need to do is to ask them to send you a request through their app. And you’ll need to send requests to anyone who wants to send you money. The money moves instantly, and it’s totally free. \n\nHere's how to do it: \n\n- Tap the __Payments__ icon in the menu bar\n- Tap __Request__ \n- Tap __By QR code or Link__\n\nFrom here you can send requests by tapping on \"Share link instead\" or have the person scan in your QR code with their phone. You can also edit the amount from this page or just leave it blank - it's up to you!\n\nPlease note: you can't use a credit card, prepaid card or any overseas cards to pay someone using Monzo.me.\n","rules":[{"metadata":{"tags":[],"concepts":[]},"sys":{"space":{"sys":{"type":"Link","linkType":"Space","id":"135w06l84nck"}},"id":"445MmwP7tYkke66kCk0Uuu","type":"Entry","createdAt":"2018-02-11T21:49:53.782Z","updatedAt":"2025-03-13T09:19:15.140Z","environment":{"sys":{"id":"master","type":"Link","linkType":"Environment"}},"publishedVersion":58,"revision":9,"contentType":{"sys":{"type":"Link","linkType":"ContentType","id":"helpRule"}},"locale":"en"},"fields":{"internalDescription":"Base Browsing Content - Makes articles visible for ALL customers in search results / \"See our help categories\"","ruleId":"base-browsing-content"}}],"webSlug":"monzo-me-how-to","excludeFromOutsourcing":false}},{"fields":{"platforms":[{"fields":{"internalDescription":"Web (Desktop and Mobile)","platformId":"web"}}],"id":"monzo-payments-nearby-friends-web","countryCodes":["GBR"],"availableInLocale":true,"question":"Nearby Friends","answer":"Nearby Friends lets you pay people through Bluetooth. Here’s how:\n\n1. Make sure you’ve both got Bluetooth on\n2. Tap __Payments__ in your app’s menu bar\n3. Tap __Pay someone__\n4. Both tap __Pay someone nearby__, then tap each other’s names when they pop up.\n5. Send the money\n","rules":[{"metadata":{"tags":[],"concepts":[]},"sys":{"space":{"sys":{"type":"Link","linkType":"Space","id":"135w06l84nck"}},"id":"445MmwP7tYkke66kCk0Uuu","type":"Entry","createdAt":"2018-02-11T21:49:53.782Z","updatedAt":"2025-03-13T09:19:15.140Z","environment":{"sys":{"id":"master","type":"Link","linkType":"Environment"}},"publishedVersion":58,"revision":9,"contentType":{"sys":{"type":"Link","linkType":"ContentType","id":"helpRule"}},"locale":"en"},"fields":{"internalDescription":"Base Browsing Content - Makes articles visible for ALL customers in search results / \"See our help categories\"","ruleId":"base-browsing-content"}},{"metadata":{"tags":[],"concepts":[]},"sys":{"space":{"sys":{"type":"Link","linkType":"Space","id":"135w06l84nck"}},"id":"316VL8UmzuwceesKeAKu4u","type":"Entry","createdAt":"2018-02-23T10:25:19.801Z","updatedAt":"2021-06-10T14:39:53.811Z","environment":{"sys":{"id":"master","type":"Link","linkType":"Environment"}},"publishedVersion":49,"revision":7,"contentType":{"sys":{"type":"Link","linkType":"ContentType","id":"helpRule"}},"locale":"en"},"fields":{"internalDescription":"Suggested Base Content- Makes articles visible for ALL customers in","ruleId":"base-suggested-content"}}],"webSlug":"what-nearby-friends","excludeFromOutsourcing":false}},{"fields":{"platforms":[{"fields":{"internalDescription":"iOS Current Account","platformId":"ios_uk_retail"}},{"fields":{"internalDescription":"Android Current Account","platformId":"android_uk_retail"}},{"fields":{"internalDescription":"Web (Desktop and Mobile)","platformId":"web"}}],"id":"payments-help-friends-nearby","countryCodes":["GBR"],"availableInLocale":true,"question":"Troubleshooting Nearby Friends","answer":"For the Nearby Friends feature to work, make sure both you and the other person have your profile privacy settings enabled, then follow these steps:\n\n- Make sure you both have Bluetooth switched on\n- Tap the Payments icon in the menu bar\n- Tap on Pay Someone\n- Both tap Nearby Friends, then tap your friend's name when it pops up\n- Send the money 💸\n\nIf you've done all this and it's still not working, let us know and we can take a closer look.\n\nAlternatively you can also try using our new QR code feature to get paid by someone. You'll need to do the following:\n\n- Tap the QR code icon at the top right beside the magnifying glass or by tapping on Request money and then choosing By QR Code or link\n\n- Enter the amount or leave this up to them \n\nThey'll then be able to use their phone's camera or a QR code scanner to scan this and make the payment 😊","rules":[{"metadata":{"tags":[],"concepts":[]},"sys":{"space":{"sys":{"type":"Link","linkType":"Space","id":"135w06l84nck"}},"id":"445MmwP7tYkke66kCk0Uuu","type":"Entry","createdAt":"2018-02-11T21:49:53.782Z","updatedAt":"2025-03-13T09:19:15.140Z","environment":{"sys":{"id":"master","type":"Link","linkType":"Environment"}},"publishedVersion":58,"revision":9,"contentType":{"sys":{"type":"Link","linkType":"ContentType","id":"helpRule"}},"locale":"en"},"fields":{"internalDescription":"Base Browsing Content - Makes articles visible for ALL customers in search results / \"See our help categories\"","ruleId":"base-browsing-content"}}],"webSlug":"nearby-friends-help","excludeFromOutsourcing":false}},{"fields":{"platforms":[{"fields":{"internalDescription":"iOS Current Account","platformId":"ios_uk_retail"}},{"fields":{"internalDescription":"Android Current Account","platformId":"android_uk_retail"}},{"fields":{"internalDescription":"Web (Desktop and Mobile)","platformId":"web"}}],"id":"block-someone-on-monzo","countryCodes":["GBR"],"availableInLocale":true,"question":"How do I block someone on Monzo?","answer":"If you’re receiving unwanted payments, payment requests or messages, you can block someone in the Monzo app. \n\n__Here’s how__:\n- In your transaction feed tap on a payment or request, scroll down and tap ‘Block, or\n- Head to the Payments tab, select a Payee and tap ‘Block.’ \n\n__When you block someone, they won’t__:\n- be able to pay or request money from you using Monzo-to-Monzo payments (from their Personal Account or Joint Account, if they have one) \n- be told that you’ve blocked them \n\n__They can still__:\n- see you as a Monzo contact (but any payments or requests won’t go through)\n- see requests on Shared Tabs you have together (but they won’t be able to pay you)\n\nYou also won’t be able to use Monzo-to-Monzo payments to pay or request money from the person you’ve blocked.\n\nAny existing payment requests will still show in your app. You can decline them but you won’t be able to pay them while the person is blocked. You can unblock someone in the app any time. \n\n### What to do if you need more support\nWe have a specialist team to help you if you're experiencing any difficulties, like financial abuse. \n\nWhen you block someone, we’ll ask if you want to share more with us about what’s happened. If you choose to share, someone from the team will reach out to you. Everything is confidential and we won’t share any information outside Monzo. \n","rules":[{"metadata":{"tags":[],"concepts":[]},"sys":{"space":{"sys":{"type":"Link","linkType":"Space","id":"135w06l84nck"}},"id":"445MmwP7tYkke66kCk0Uuu","type":"Entry","createdAt":"2018-02-11T21:49:53.782Z","updatedAt":"2025-03-13T09:19:15.140Z","environment":{"sys":{"id":"master","type":"Link","linkType":"Environment"}},"publishedVersion":58,"revision":9,"contentType":{"sys":{"type":"Link","linkType":"ContentType","id":"helpRule"}},"locale":"en"},"fields":{"internalDescription":"Base Browsing Content - Makes articles visible for ALL customers in search results / \"See our help categories\"","ruleId":"base-browsing-content"}}],"webSlug":"block-someone-on-monzo","excludeFromOutsourcing":false,"copLabel":"payments"}},{"fields":{"platforms":[{"fields":{"internalDescription":"iOS Current Account","platformId":"ios_uk_retail"}},{"fields":{"internalDescription":"Android Current Account","platformId":"android_uk_retail"}},{"fields":{"internalDescription":"Web (Desktop and Mobile)","platformId":"web"}}],"id":"InboundpaymentsviaQR","countryCodes":["GBR"],"availableInLocale":true,"question":"Getting paid by QR Code","answer":"QR codes are a great way of getting paid in seconds without having to share a link or your phone number with someone 🎉\n\nTo be able to be paid via QR code, you first need to ensure it's enabled in the Profile privacy settings.\n\n- On your home screen, tap on the Settings cog at the top of the screen \u003e Privacy \u0026 security \u003e Profile privacy \u003e toggle on QR code or payment link. You can also tap the button below to take you there!\n\nOnce that's done, you can follow the steps below to get paid via QR! \n\nTo do that:\n\n- Tap the __Payments__ icon in the menu bar - Tap the QR code icon at the top right beside the magnifying glass or by tapping on __Request money__ and then choosing By __QR Code or link__ \n\n- Either allow the other person to scan the QR code or tap the option “Choose amount” to pick a specific amount and reference The other person will just need to scan that and you'll be good to go 😊\n","buttons":[{"metadata":{"tags":[],"concepts":[]},"sys":{"space":{"sys":{"type":"Link","linkType":"Space","id":"135w06l84nck"}},"id":"4mWc6tiekSB2Ob9DuFhWtK","type":"Entry","createdAt":"2019-12-12T17:14:27.552Z","updatedAt":"2019-12-12T17:14:27.552Z","environment":{"sys":{"id":"master","type":"Link","linkType":"Environment"}},"publishedVersion":25,"revision":1,"contentType":{"sys":{"type":"Link","linkType":"ContentType","id":"helpButton"}},"locale":"en"},"fields":{"internalDescription":"Privacy and security","uri":"monzo://settings_privacy_security","platforms":[{"metadata":{"tags":[],"concepts":[]},"sys":{"space":{"sys":{"type":"Link","linkType":"Space","id":"135w06l84nck"}},"id":"2xEqCSAqgICyYqAC0yEO6q","type":"Entry","createdAt":"2018-02-08T18:36:58.516Z","updatedAt":"2025-02-26T07:53:28.540Z","environment":{"sys":{"id":"master","type":"Link","linkType":"Environment"}},"publishedVersion":30,"revision":7,"contentType":{"sys":{"type":"Link","linkType":"ContentType","id":"platform"}},"locale":"en"},"fields":{"internalDescription":"iOS Current Account","platformId":"ios_uk_retail"}},{"metadata":{"tags":[],"concepts":[]},"sys":{"space":{"sys":{"type":"Link","linkType":"Space","id":"135w06l84nck"}},"id":"1UKSUTAqsgwo0EI44o4a2S","type":"Entry","createdAt":"2018-02-08T18:37:16.405Z","updatedAt":"2025-02-26T07:53:28.576Z","environment":{"sys":{"id":"master","type":"Link","linkType":"Environment"}},"publishedVersion":36,"revision":10,"contentType":{"sys":{"type":"Link","linkType":"ContentType","id":"platform"}},"locale":"en"},"fields":{"internalDescription":"Android Current Account","platformId":"android_uk_retail"}}],"buttonText":"Privacy and security settings"}}],"rules":[{"metadata":{"tags":[],"concepts":[]},"sys":{"space":{"sys":{"type":"Link","linkType":"Space","id":"135w06l84nck"}},"id":"445MmwP7tYkke66kCk0Uuu","type":"Entry","createdAt":"2018-02-11T21:49:53.782Z","updatedAt":"2025-03-13T09:19:15.140Z","environment":{"sys":{"id":"master","type":"Link","linkType":"Environment"}},"publishedVersion":58,"revision":9,"contentType":{"sys":{"type":"Link","linkType":"ContentType","id":"helpRule"}},"locale":"en"},"fields":{"internalDescription":"Base Browsing Content - Makes articles visible for ALL customers in search results / \"See our help categories\"","ruleId":"base-browsing-content"}}],"webSlug":"InboundpaymentsviaQR","excludeFromOutsourcing":false,"product":"retail","isUrgent":false}},{"fields":{"platforms":[{"fields":{"internalDescription":"Web (Desktop and Mobile)","platformId":"web"}}],"id":"split-costs-with-pals-web","countryCodes":["GBR"],"availableInLocale":true,"question":"Split costs with pals in seconds","answer":"**Make the most of Monzo Split**\n\n**Monzo Split** is a feature that lets you Split, track, and chase payments, all in one safe place – even if you don’t bank with Monzo.\n\nA **Single Split** is a way to split a one off payment with a friend, like a taxi ride or a lunch. A **Running split** is for ongoing, shared payments, like household bills or group holiday costs.\n\nA **Running Split** is a way to to track ongoing costs for things like household bills or group holiday costs. Add anyone – even if they’re not on Monzo – and you can track, split and manage expenses. \n\n**How do I Split a single payment?**\n\n1. Tap on the relevant payment from your list of transactions and then you should see **Split this bill** in the available actions\n2. Pick who to split the bill with from Nearby Friends or Monzo contacts. If your friends aren't on Monzo tap **Next** then **Add someone not on Monzo.**\n3. Choose to split the payment equally or edit the amounts.\n4. Tap **Request money.** Your friends on Monzo will get a notification to accept the request. If they aren't on Monzo, you can tap **Share a request** link and choose how you want to send it.\n\n**How do I find my existing Single Splits?**\n\n1. Go to the **payments tab**\n2. Scroll down to Monzo Split\n3. You can see your existing splits here, if you have more than 3 shared payments you can scroll and select **see all**\n\n**How do I cancel a Single Split?**\n\nYou can only withdraw a request if the person you're splitting the bill with is a Monzo customer too.\n\nTo cancel a Single Split, simply tap on the **Edit** option while on the overview screen of the Split, and then select **Cancel Single Split.** \n\nYou cannot cancel a Single Split request with non-Monzo customers.\n\n**How to create a Running Split**\n\nYou can open a Running Split to track ongoing costs for things like household bills or trips abroad. Add anyone – even if they’re not on Monzo – and you can track, split and manage expenses. When you’re ready to settle up, we’ll do the math for you. \n\n1. head to the **Payments tab** in the app\n2. scroll down to the **Monzo Split** section\n3. tap **Split Payment** or tap on the 3 dots\n4. tap **Split and track ongoing costs**\n5. give your Running Split a name and tap **Next**\n6. Pick the people you’d like to add from your contacts list and then tap **Create Split**. (There will also be an option to Add someone not on Monzo once the Split is created.)\n7. tap **add** to add expenses you want to share.\n8. When you’re ready to settle, tap **Settle up**\n\nBy default we’ll split the payments evenly, but you can adjust the amount yourself too.\nYou can also add payments directly from your details screen.","rules":[{"metadata":{"tags":[],"concepts":[]},"sys":{"space":{"sys":{"type":"Link","linkType":"Space","id":"135w06l84nck"}},"id":"445MmwP7tYkke66kCk0Uuu","type":"Entry","createdAt":"2018-02-11T21:49:53.782Z","updatedAt":"2025-03-13T09:19:15.140Z","environment":{"sys":{"id":"master","type":"Link","linkType":"Environment"}},"publishedVersion":58,"revision":9,"contentType":{"sys":{"type":"Link","linkType":"ContentType","id":"helpRule"}},"locale":"en"},"fields":{"internalDescription":"Base Browsing Content - Makes articles visible for ALL customers in search results / \"See our help categories\"","ruleId":"base-browsing-content"}}],"webSlug":"split-costs-with-pals-web","excludeFromOutsourcing":false}}],"webSlug":"monzo-payments"}},{"fields":{"displayName":"Inviting Friends to Monzo","id":"inviting-friends-to-Monzo","countryCodes":["GBR"],"availableInLocale":true,"items":[{"fields":{"platforms":[{"fields":{"internalDescription":"Web (Desktop and Mobile)","platformId":"web"}}],"id":"invite-to-monzo-web","countryCodes":["GBR"],"availableInLocale":true,"question":"How do I invite someone to Monzo?","answer":"Sharing is caring, and if you share your link with friends you can both get a bonus. Tap [‘Share your invite’](https://monzo.com/-deeplinks/invite) on your Payments tab. \n\nThen they’ll need to:\nAccept your invite through the link\nSign up to Monzo\nPay with their new card\n\nTell them not to hang about - your invite expires after 30 days!","rules":[{"metadata":{"tags":[],"concepts":[]},"sys":{"space":{"sys":{"type":"Link","linkType":"Space","id":"135w06l84nck"}},"id":"2YRx2vxF5Qtf0eUYspiVE7","type":"Entry","createdAt":"2024-06-28T13:46:15.096Z","updatedAt":"2024-06-28T13:46:15.096Z","environment":{"sys":{"id":"master","type":"Link","linkType":"Environment"}},"publishedVersion":5,"revision":1,"contentType":{"sys":{"type":"Link","linkType":"ContentType","id":"helpRule"}},"locale":"en"},"fields":{"internalDescription":"For all users except those who have a business and are in the referrals experiment","ruleId":"business-referrals-v3-old-help-articles"}}],"webSlug":"invite-to-monzo-web","excludeFromOutsourcing":false,"copLabel":"account-management"}},{"fields":{"platforms":[{"fields":{"internalDescription":"Android Current Account","platformId":"android_uk_retail"}},{"fields":{"internalDescription":"iOS Current Account","platformId":"ios_uk_retail"}},{"fields":{"internalDescription":"Web (Desktop and Mobile)","platformId":"web"}}],"id":"existinginvite-waiting-for-bonus","countryCodes":["GBR"],"availableInLocale":true,"question":"I referred someone but I haven't received my bonus yet","answer":"The person you referred needs to have claimed their invite through the link you sent them, signed up to Monzo and made their first transaction with their card.\n\nIf you think they've done this but you still haven't received your bonus, __please ask them to get in touch with us__ and we can look into this further for you both.","rules":[{"metadata":{"tags":[],"concepts":[]},"sys":{"space":{"sys":{"type":"Link","linkType":"Space","id":"135w06l84nck"}},"id":"445MmwP7tYkke66kCk0Uuu","type":"Entry","createdAt":"2018-02-11T21:49:53.782Z","updatedAt":"2025-03-13T09:19:15.140Z","environment":{"sys":{"id":"master","type":"Link","linkType":"Environment"}},"publishedVersion":58,"revision":9,"contentType":{"sys":{"type":"Link","linkType":"ContentType","id":"helpRule"}},"locale":"en"},"fields":{"internalDescription":"Base Browsing Content - Makes articles visible for ALL customers in search results / \"See our help categories\"","ruleId":"base-browsing-content"}}],"webSlug":"existinginvite-waiting-for-bonus","excludeFromOutsourcing":false,"copLabel":"account-management","isUrgent":false}},{"fields":{"platforms":[{"fields":{"internalDescription":"Web (Desktop and Mobile)","platformId":"web"}}],"id":"newsignup-waiting-for-bonus-web","countryCodes":["GBR"],"availableInLocale":true,"question":"I was invited but I didn't receive my bonus yet ","answer":"Once you've successfully signed up and made a payment on your card, you and the person who invited you should both get your bonuses.\n\nIf you haven’t got your bonus, check you’ve followed these steps:\n\n1. Claimed your invite via join.monzo.com,\n2. finished signing up, and\n3. made your first card payment\n\nIf you’ve definitely done all three but still not got your bonus:\n\nTap the **Help** icon in the bottom right of your Home screen\nType ‘Contacting support’ in the search bar at the top of the screen\nTap **Contacting support** when it pops up\nThen tap the Help article also called Contacting support.\n","rules":[{"metadata":{"tags":[],"concepts":[]},"sys":{"space":{"sys":{"type":"Link","linkType":"Space","id":"135w06l84nck"}},"id":"445MmwP7tYkke66kCk0Uuu","type":"Entry","createdAt":"2018-02-11T21:49:53.782Z","updatedAt":"2025-03-13T09:19:15.140Z","environment":{"sys":{"id":"master","type":"Link","linkType":"Environment"}},"publishedVersion":58,"revision":9,"contentType":{"sys":{"type":"Link","linkType":"ContentType","id":"helpRule"}},"locale":"en"},"fields":{"internalDescription":"Base Browsing Content - Makes articles visible for ALL customers in search results / \"See our help categories\"","ruleId":"base-browsing-content"}}],"webSlug":"newsignup-waiting-for-bonus-web","excludeFromOutsourcing":false,"copLabel":"account-management"}}],"webSlug":"inviting-friends-to-Monzo"}}],"currentPage":"monzo-with-friends","countryCodes":["GBR"]},"__N_SSG":true},"page":"/help/[category]","query":{"category":"monzo-with-friends"},"buildId":"JU8fCgibYTKTicWvUcggC","isFallback":false,"gsp":true,"scriptLoader":[]}</script></body></html>