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Block_paddingVerticalMedium__5Q4LL Block_marginHorizontalAuto__JOVH_ Block_marginVerticalNone__DIokE"><div class="Block_contentContainer__CWeAy"><h1 class="Title_title__6QR87 Title_primary__m7Tjj text-heading-1 Title_center__fqUI_ Title_marginBottom__TiQqA Title_marginTop__xDEK8" id="monzo-blog">Monzo Blog</h1><div class="Text_text__CSJ_O Text_lead___fdMb Text_marginBottom___UK4L"><p>The latest updates, stories, ideas and guides from the Monzo team.</p></div></div></div></div></section><section class="Section_section__mRxGN Section_secondary__NxgD1 Section_auto__2Ub8u"><div class="Section_contentContainer__ciYat"><div class="CardList_CardList__xh9wK CardList_firstFourLargeGrid__zfquk"><a href="/blog/monzo-for-under-16s-the-future-of-bank-accounts-for-kids" data-monzoanalytics-no-tracking="true" class="Card_cardWrapper__TTeTI" data-testid="cardWrapper"><div class="Card_card__zEK7Z Card_light__flWgn Card_secondary__Xsm9Q Card_shadow__ufwlb Card_paddingtopnone__JI0yi Card_paddingbottommedium__kJTwQ"><div class="Card_image__tqzv7 imageAsCardHeader Card_imageAspectRatio__WaJci"><picture><source type="image/avif" srcSet="https://images.ctfassets.net/ro61k101ee59/2cMvfSBqNYAOllOvkXcpJY/d7b9356a48815fd39aeaf6bb0af4203c/U16s_OG_image__1_.png?w=1200&q=75&fm=avif"/><source type="image/webp" srcSet="https://images.ctfassets.net/ro61k101ee59/2cMvfSBqNYAOllOvkXcpJY/d7b9356a48815fd39aeaf6bb0af4203c/U16s_OG_image__1_.png?w=1200&q=75&fm=webp"/><img src="https://images.ctfassets.net/ro61k101ee59/2cMvfSBqNYAOllOvkXcpJY/d7b9356a48815fd39aeaf6bb0af4203c/U16s_OG_image__1_.png?w=1200&q=75" alt="Blue background with a hand holding 3 Monzo for Under 16s cards. 1 in pink, 1 in blue and 1 in yellow. There is text saying "Monzo for Under 16s."" width="1200" loading="lazy"/></picture></div><div class="Card_tagContainer__s_q7X"><div class="TagList_tagList__x11J8"><div class="TagList_tagWrapper__9Iajw"><div class="Tag_tag__98SrA Tag_primary__y9zd9"><span>Monzo for Under 16s</span></div></div></div></div><div class="Card_dateContainer__DzfpW"><span class="Card_date__4JV7a">9 March 2025</span></div><div class="Card_titleContainer__bkMxU"><h3 class="Card_title__2ya4E">Monzo for Under 16s: the future of bank accounts for kids, with controls</h3></div><div class="Card_descriptionContainer__dX1OP"><div class="Markdown_Markdown__aEd_X Markdown_light__YcqB9" data-testid="markdown"><div class="Text_text__CSJ_O"><p>Looking for a kids' bank account? Find the right fit for your family.</p></div></div></div></div></a><a href="/blog/what-to-do-if-you-need-help-looking-after-your-account" data-monzoanalytics-no-tracking="true" class="Card_cardWrapper__TTeTI" data-testid="cardWrapper"><div class="Card_card__zEK7Z Card_light__flWgn Card_secondary__Xsm9Q Card_shadow__ufwlb Card_paddingtopnone__JI0yi Card_paddingbottommedium__kJTwQ"><div class="Card_image__tqzv7 imageAsCardHeader Card_imageAspectRatio__WaJci"><picture><source type="image/avif" srcSet="https://images.ctfassets.net/ro61k101ee59/5C770nPlatXuPnWPiyngqK/6f86a4d3e87eae84c74340ea10a1f957/What_to_do_if_you_need_help_looking_after_your_account.png?w=1200&q=75&fm=avif"/><source type="image/webp" srcSet="https://images.ctfassets.net/ro61k101ee59/5C770nPlatXuPnWPiyngqK/6f86a4d3e87eae84c74340ea10a1f957/What_to_do_if_you_need_help_looking_after_your_account.png?w=1200&q=75&fm=webp"/><img src="https://images.ctfassets.net/ro61k101ee59/5C770nPlatXuPnWPiyngqK/6f86a4d3e87eae84c74340ea10a1f957/What_to_do_if_you_need_help_looking_after_your_account.png?w=1200&q=75" alt="Illustration of a magnifying glass with the text 'what to do if you need help looking after your account' in our signature hot coral." width="1200" loading="lazy"/></picture></div><div class="Card_tagContainer__s_q7X"><div class="TagList_tagList__x11J8"><div class="TagList_tagWrapper__9Iajw"><div class="Tag_tag__98SrA Tag_primary__y9zd9"><span>Customer Support</span></div></div></div></div><div class="Card_dateContainer__DzfpW"><span class="Card_date__4JV7a">27 February 2025</span></div><div class="Card_titleContainer__bkMxU"><h3 class="Card_title__2ya4E">What to do if you need help looking after your account</h3></div><div class="Card_descriptionContainer__dX1OP"><div class="Markdown_Markdown__aEd_X Markdown_light__YcqB9" data-testid="markdown"><div class="Text_text__CSJ_O"><p>What is a third-party mandate, and how can it help you support you, or your loved ones when your living circumstances change? We break it all down for you in this blog.</p></div></div></div></div></a><a href="/blog/weve-made-our-writing-system-available-to-all" data-monzoanalytics-no-tracking="true" class="Card_cardWrapper__TTeTI" data-testid="cardWrapper"><div class="Card_card__zEK7Z Card_light__flWgn Card_secondary__Xsm9Q Card_shadow__ufwlb Card_paddingtopnone__JI0yi Card_paddingbottommedium__kJTwQ"><div class="Card_image__tqzv7 imageAsCardHeader Card_imageAspectRatio__WaJci"><picture><source type="image/avif" srcSet="https://images.ctfassets.net/ro61k101ee59/7bRgkp0TaPfkqNxOhN9l2v/98b2c5f095b05aa45bc15032d87ee625/We-ve_made_our_writing_system_available_to_all_.png?w=1200&q=75&fm=avif"/><source type="image/webp" srcSet="https://images.ctfassets.net/ro61k101ee59/7bRgkp0TaPfkqNxOhN9l2v/98b2c5f095b05aa45bc15032d87ee625/We-ve_made_our_writing_system_available_to_all_.png?w=1200&q=75&fm=webp"/><img src="https://images.ctfassets.net/ro61k101ee59/7bRgkp0TaPfkqNxOhN9l2v/98b2c5f095b05aa45bc15032d87ee625/We-ve_made_our_writing_system_available_to_all_.png?w=1200&q=75" alt="We've made our writing system available to all copy written in Monzo's signature Hot Coral, with an illustration of a pencil and paper." width="1200" loading="lazy"/></picture></div><div class="Card_tagContainer__s_q7X"><div class="TagList_tagList__x11J8"><div class="TagList_tagWrapper__9Iajw"><div class="Tag_tag__98SrA Tag_primary__y9zd9"><span>Product Updates</span></div></div><div class="TagList_tagWrapper__9Iajw"><div class="Tag_tag__98SrA Tag_primary__y9zd9"><span>Design</span></div></div></div></div><div class="Card_dateContainer__DzfpW"><span class="Card_date__4JV7a">19 February 2025</span></div><div class="Card_titleContainer__bkMxU"><h3 class="Card_title__2ya4E">We’ve made our writing system available to all</h3></div><div class="Card_descriptionContainer__dX1OP"><div class="Markdown_Markdown__aEd_X Markdown_light__YcqB9" data-testid="markdown"><div class="Text_text__CSJ_O"><p>We’re sharing how we write in our app with writers, designers, engineers and everyone else in case they find it helpful.</p></div></div></div></div></a><a href="/blog/decoding-romance-scams" data-monzoanalytics-no-tracking="true" class="Card_cardWrapper__TTeTI" data-testid="cardWrapper"><div class="Card_card__zEK7Z Card_light__flWgn Card_secondary__Xsm9Q Card_shadow__ufwlb Card_paddingtopnone__JI0yi Card_paddingbottommedium__kJTwQ"><div class="Card_image__tqzv7 imageAsCardHeader Card_imageAspectRatio__WaJci"><picture><source type="image/avif" srcSet="https://images.ctfassets.net/ro61k101ee59/4X5sngM7ftux5VwrrvhvdY/2169c74484a33f808fa45a1479dc4fb0/image__1___1_.png?w=1200&q=75&fm=avif"/><source type="image/webp" srcSet="https://images.ctfassets.net/ro61k101ee59/4X5sngM7ftux5VwrrvhvdY/2169c74484a33f808fa45a1479dc4fb0/image__1___1_.png?w=1200&q=75&fm=webp"/><img src="https://images.ctfassets.net/ro61k101ee59/4X5sngM7ftux5VwrrvhvdY/2169c74484a33f808fa45a1479dc4fb0/image__1___1_.png?w=1200&q=75" alt="A picture of someone putting their finger in a mouse trap" width="1200" loading="lazy"/></picture></div><div class="Card_tagContainer__s_q7X"><div class="TagList_tagList__x11J8"><div class="TagList_tagWrapper__9Iajw"><div class="Tag_tag__98SrA Tag_primary__y9zd9"><span>Fraud</span></div></div></div></div><div class="Card_dateContainer__DzfpW"><span class="Card_date__4JV7a">14 February 2025</span></div><div class="Card_titleContainer__bkMxU"><h3 class="Card_title__2ya4E">Decoding romance scams: how and why they work</h3></div><div class="Card_descriptionContainer__dX1OP"><div class="Markdown_Markdown__aEd_X Markdown_light__YcqB9" data-testid="markdown"><div class="Text_text__CSJ_O"><p>Romance scams are difficult to spot but devastating to deal with. Find out how and why they work, plus some tips to protect yourself.</p></div></div></div></div></a><a href="/blog/tolerating-full-cloud-outages-with-monzo-stand-in" data-monzoanalytics-no-tracking="true" class="Card_cardWrapper__TTeTI" data-testid="cardWrapper"><div class="Card_card__zEK7Z Card_light__flWgn Card_secondary__Xsm9Q Card_shadow__ufwlb Card_paddingtopnone__JI0yi Card_paddingbottommedium__kJTwQ"><div class="Card_image__tqzv7 imageAsCardHeader Card_imageAspectRatio__WaJci"><picture><source type="image/avif" srcSet="https://images.ctfassets.net/ro61k101ee59/7FT3ap1A4U7BkEy85W3WyY/fb167cb59d57ff773dd9a7a1e926453a/Preview_Link.png?w=2160&q=75&fm=avif"/><source type="image/webp" srcSet="https://images.ctfassets.net/ro61k101ee59/7FT3ap1A4U7BkEy85W3WyY/fb167cb59d57ff773dd9a7a1e926453a/Preview_Link.png?w=2160&q=75&fm=webp"/><img src="https://images.ctfassets.net/ro61k101ee59/7FT3ap1A4U7BkEy85W3WyY/fb167cb59d57ff773dd9a7a1e926453a/Preview_Link.png?w=2160&q=75" alt="Blog Post Header for Blog Post Tolerating full cloud outages with Monzo Stand-in " width="2160" loading="lazy"/></picture></div><div class="Card_tagContainer__s_q7X"><div class="TagList_tagList__x11J8"><div class="TagList_tagWrapper__9Iajw"><div class="Tag_tag__98SrA Tag_primary__y9zd9"><span>Technology</span></div></div></div></div><div class="Card_dateContainer__DzfpW"><span class="Card_date__4JV7a">13 February 2025</span></div><div class="Card_titleContainer__bkMxU"><h3 class="Card_title__2ya4E">Tolerating full cloud outages with Monzo Stand-in</h3></div><div class="Card_descriptionContainer__dX1OP"><div class="Markdown_Markdown__aEd_X Markdown_light__YcqB9" data-testid="markdown"><div class="Text_text__CSJ_O"><p>We built a completely separate backup banking infrastructure called Monzo Stand-in to add another layer of defence so customers can continue to use important services provided by us</p></div></div></div></div></a><a href="/blog/making-identity-verification-more-accessible" data-monzoanalytics-no-tracking="true" class="Card_cardWrapper__TTeTI" data-testid="cardWrapper"><div class="Card_card__zEK7Z Card_light__flWgn Card_secondary__Xsm9Q Card_shadow__ufwlb Card_paddingtopnone__JI0yi Card_paddingbottommedium__kJTwQ"><div class="Card_image__tqzv7 imageAsCardHeader Card_imageAspectRatio__WaJci"><picture><source type="image/avif" srcSet="https://images.ctfassets.net/ro61k101ee59/7MQRatAFo90qG0yTwqCsPq/97f7bcddad0a538a1c668f5b4231f88e/Title.png?w=2400&q=75&fm=avif"/><source type="image/webp" srcSet="https://images.ctfassets.net/ro61k101ee59/7MQRatAFo90qG0yTwqCsPq/97f7bcddad0a538a1c668f5b4231f88e/Title.png?w=2400&q=75&fm=webp"/><img src="https://images.ctfassets.net/ro61k101ee59/7MQRatAFo90qG0yTwqCsPq/97f7bcddad0a538a1c668f5b4231f88e/Title.png?w=2400&q=75" alt="The background is a very light white green colour. title of the image says 'Making identity verification more accessible' in bright coral writing. There's a bright coral logo in the right hand corner that says 'monzo'. Bottom right is a graphic of a woman holding a phone taking a picture or video." width="2400" loading="lazy"/></picture></div><div class="Card_tagContainer__s_q7X"><div class="TagList_tagList__x11J8"><div class="TagList_tagWrapper__9Iajw"><div class="Tag_tag__98SrA Tag_primary__y9zd9"><span>Technology</span></div></div></div></div><div class="Card_dateContainer__DzfpW"><span class="Card_date__4JV7a">6 February 2025</span></div><div class="Card_titleContainer__bkMxU"><h3 class="Card_title__2ya4E">Making identity verification more accessible </h3></div><div class="Card_descriptionContainer__dX1OP"><div class="Markdown_Markdown__aEd_X Markdown_light__YcqB9" data-testid="markdown"><div class="Text_text__CSJ_O"><p>At Monzo we’re trying to be an inclusive company that pushes boundaries in an attempt to reach our mission, to “Make money work for everyone”. We are taking steps to ensure everyone can us Monzo independently.</p></div></div></div></div></a><a href="/blog/an-update-on-our-gender-pay-gap-2024" data-monzoanalytics-no-tracking="true" class="Card_cardWrapper__TTeTI" data-testid="cardWrapper"><div class="Card_card__zEK7Z Card_light__flWgn Card_secondary__Xsm9Q Card_shadow__ufwlb Card_paddingtopnone__JI0yi Card_paddingbottommedium__kJTwQ"><div class="Card_image__tqzv7 imageAsCardHeader Card_imageAspectRatio__WaJci"><picture><source type="image/avif" srcSet="https://images.ctfassets.net/ro61k101ee59/4eLMP1B0CVy4sj7gxKU2LW/12a2aab49241a310702c5beabdf5423f/image__42_.png?w=1200&q=75&fm=avif"/><source type="image/webp" srcSet="https://images.ctfassets.net/ro61k101ee59/4eLMP1B0CVy4sj7gxKU2LW/12a2aab49241a310702c5beabdf5423f/image__42_.png?w=1200&q=75&fm=webp"/><img src="https://images.ctfassets.net/ro61k101ee59/4eLMP1B0CVy4sj7gxKU2LW/12a2aab49241a310702c5beabdf5423f/image__42_.png?w=1200&q=75" alt="" width="1200" loading="lazy"/></picture></div><div class="Card_tagContainer__s_q7X"><div class="TagList_tagList__x11J8"><div class="TagList_tagWrapper__9Iajw"><div class="Tag_tag__98SrA Tag_primary__y9zd9"><span>Diversity and Inclusion</span></div></div></div></div><div class="Card_dateContainer__DzfpW"><span class="Card_date__4JV7a">4 February 2025</span></div><div class="Card_titleContainer__bkMxU"><h3 class="Card_title__2ya4E">Gender Pay Gap report 2024</h3></div><div class="Card_descriptionContainer__dX1OP"><div class="Markdown_Markdown__aEd_X Markdown_light__YcqB9" data-testid="markdown"><div class="Text_text__CSJ_O"><p>Between 5 April 2023 and 5 April 2024, our median gender pay gap reduced from 8.1% to 6.3%.</p></div></div></div></div></a><a href="/blog/how-each-role-in-borrowing-data-allows-us-to-think-big-and-innovate" data-monzoanalytics-no-tracking="true" class="Card_cardWrapper__TTeTI" data-testid="cardWrapper"><div class="Card_card__zEK7Z Card_light__flWgn Card_secondary__Xsm9Q Card_shadow__ufwlb Card_paddingtopnone__JI0yi Card_paddingbottommedium__kJTwQ"><div class="Card_image__tqzv7 imageAsCardHeader Card_imageAspectRatio__WaJci"><picture><source type="image/avif" srcSet="https://images.ctfassets.net/ro61k101ee59/3W4iT7b5sKsd8NfHadnTX/4a7267c568a0d34797f792463cacf3d9/Preview_Image_Link-min.png?w=1200&q=75&fm=avif"/><source type="image/webp" srcSet="https://images.ctfassets.net/ro61k101ee59/3W4iT7b5sKsd8NfHadnTX/4a7267c568a0d34797f792463cacf3d9/Preview_Image_Link-min.png?w=1200&q=75&fm=webp"/><img src="https://images.ctfassets.net/ro61k101ee59/3W4iT7b5sKsd8NfHadnTX/4a7267c568a0d34797f792463cacf3d9/Preview_Image_Link-min.png?w=1200&q=75" alt="Title image that says 'How each role in Borrowing Data allows us to think big and innovate' in white writing, against a background image of a person's legs walking across the frame wearing red slippers and stripy socks, with a red ombré background." width="1200" loading="lazy"/></picture></div><div class="Card_tagContainer__s_q7X"><div class="TagList_tagList__x11J8"><div class="TagList_tagWrapper__9Iajw"><div class="Tag_tag__98SrA Tag_primary__y9zd9"><span>Technology</span></div></div></div></div><div class="Card_dateContainer__DzfpW"><span class="Card_date__4JV7a">16 January 2025</span></div><div class="Card_titleContainer__bkMxU"><h3 class="Card_title__2ya4E">How each role in Borrowing Data allows us to think big and innovate</h3></div><div class="Card_descriptionContainer__dX1OP"><div class="Markdown_Markdown__aEd_X Markdown_light__YcqB9" data-testid="markdown"><div class="Text_text__CSJ_O"><p>Monzo has a huge variety of data roles in our Borrowing team that contribute to developing our credit products. In this blog we tell you what Borrowing at Monzo is, how it fits into Monzo, what the types of roles we hire for, and how to apply.</p></div></div></div></div></a><a href="/blog/writing-year-in-monzo-2024" data-monzoanalytics-no-tracking="true" class="Card_cardWrapper__TTeTI" data-testid="cardWrapper"><div class="Card_card__zEK7Z Card_light__flWgn Card_secondary__Xsm9Q Card_shadow__ufwlb Card_paddingtopnone__JI0yi Card_paddingbottommedium__kJTwQ"><div class="Card_image__tqzv7 imageAsCardHeader Card_imageAspectRatio__WaJci"><picture><source type="image/avif" srcSet="https://images.ctfassets.net/ro61k101ee59/1t8jzQKPs4VpQpYyIuZchr/d13ea731832c8dcf83452e232bfcfd8e/Preview_Link.png?w=1200&q=75&fm=avif"/><source type="image/webp" srcSet="https://images.ctfassets.net/ro61k101ee59/1t8jzQKPs4VpQpYyIuZchr/d13ea731832c8dcf83452e232bfcfd8e/Preview_Link.png?w=1200&q=75&fm=webp"/><img src="https://images.ctfassets.net/ro61k101ee59/1t8jzQKPs4VpQpYyIuZchr/d13ea731832c8dcf83452e232bfcfd8e/Preview_Link.png?w=1200&q=75" alt="Image with Hot Coral text that reads 'Writing Year in Monzo 2024'. The words are surrounded by illustrations including: sunglasses, pink cowboy hats and an inflatable flamingo!" width="1200" loading="lazy"/></picture></div><div class="Card_tagContainer__s_q7X"><div class="TagList_tagList__x11J8"><div class="TagList_tagWrapper__9Iajw"><div class="Tag_tag__98SrA Tag_primary__y9zd9"><span>Marketing team </span></div></div></div></div><div class="Card_dateContainer__DzfpW"><span class="Card_date__4JV7a">18 December 2024</span></div><div class="Card_titleContainer__bkMxU"><h3 class="Card_title__2ya4E">Writing Year in Monzo 2024 </h3></div><div class="Card_descriptionContainer__dX1OP"><div class="Markdown_Markdown__aEd_X Markdown_light__YcqB9" data-testid="markdown"><div class="Text_text__CSJ_O"><p>Nothing brings us more joy than roasting and celebrating millions of people for their spending habits, so we're here to break down exactly how we did it.</p></div></div></div></div></a><a href="/blog/contact-monzo-using-british-sign-language" data-monzoanalytics-no-tracking="true" class="Card_cardWrapper__TTeTI" data-testid="cardWrapper"><div class="Card_card__zEK7Z Card_light__flWgn Card_secondary__Xsm9Q Card_shadow__ufwlb Card_paddingtopnone__JI0yi Card_paddingbottommedium__kJTwQ"><div class="Card_image__tqzv7 imageAsCardHeader Card_imageAspectRatio__WaJci"><picture><source type="image/avif" srcSet="https://images.ctfassets.net/ro61k101ee59/6lmQv8xnQilkawD4kzJ5kk/740e8b918eeca40f84e8cc4d87866e8d/You_can_now_contact_Monzo_using_British_Sign_Language.png?w=1200&q=75&fm=avif"/><source type="image/webp" srcSet="https://images.ctfassets.net/ro61k101ee59/6lmQv8xnQilkawD4kzJ5kk/740e8b918eeca40f84e8cc4d87866e8d/You_can_now_contact_Monzo_using_British_Sign_Language.png?w=1200&q=75&fm=webp"/><img src="https://images.ctfassets.net/ro61k101ee59/6lmQv8xnQilkawD4kzJ5kk/740e8b918eeca40f84e8cc4d87866e8d/You_can_now_contact_Monzo_using_British_Sign_Language.png?w=1200&q=75" alt="We've partnered with SignLive, an online interpreting service for British Sign Language (BSL). This means BSL users can contact the Monzo customer support team in real time using video relay services." width="1200" loading="lazy"/></picture></div><div class="Card_tagContainer__s_q7X"><div class="TagList_tagList__x11J8"><div class="TagList_tagWrapper__9Iajw"><div class="Tag_tag__98SrA Tag_primary__y9zd9"><span>Customer Support</span></div></div></div></div><div class="Card_dateContainer__DzfpW"><span class="Card_date__4JV7a">17 December 2024</span></div><div class="Card_titleContainer__bkMxU"><h3 class="Card_title__2ya4E">You can now contact Monzo using British Sign Language</h3></div><div class="Card_descriptionContainer__dX1OP"><div class="Markdown_Markdown__aEd_X Markdown_light__YcqB9" data-testid="markdown"><div class="Text_text__CSJ_O"><p>We've partnered with SignLive, an online interpreting service for British Sign Language (BSL) so BSL users can chat with our customer support team in real time.</p></div></div></div></div></a><a href="/blog/dont-let-go-of-your-creative-spark" data-monzoanalytics-no-tracking="true" class="Card_cardWrapper__TTeTI" data-testid="cardWrapper"><div class="Card_card__zEK7Z Card_light__flWgn Card_secondary__Xsm9Q Card_shadow__ufwlb Card_paddingtopnone__JI0yi Card_paddingbottommedium__kJTwQ"><div class="Card_image__tqzv7 imageAsCardHeader Card_imageAspectRatio__WaJci"><picture><source type="image/avif" srcSet="https://images.ctfassets.net/ro61k101ee59/1cmif5Hfdq2HGDKF9B1mjB/15bbb9fd251c666a81c1144eda6ede88/Preview_Link__7_.png?w=1200&q=75&fm=avif"/><source type="image/webp" srcSet="https://images.ctfassets.net/ro61k101ee59/1cmif5Hfdq2HGDKF9B1mjB/15bbb9fd251c666a81c1144eda6ede88/Preview_Link__7_.png?w=1200&q=75&fm=webp"/><img src="https://images.ctfassets.net/ro61k101ee59/1cmif5Hfdq2HGDKF9B1mjB/15bbb9fd251c666a81c1144eda6ede88/Preview_Link__7_.png?w=1200&q=75" alt="A header image on the left side that reads 'Don't let go of your creative spark' in a bright hot coral colour. The Monzo logo is smaller in the right hand corner. Bottom right is a graphic of a colourful notepad and pencil." width="1200" loading="lazy"/></picture></div><div class="Card_tagContainer__s_q7X"><div class="TagList_tagList__x11J8"><div class="TagList_tagWrapper__9Iajw"><div class="Tag_tag__98SrA Tag_primary__y9zd9"><span>Technology</span></div></div></div></div><div class="Card_dateContainer__DzfpW"><span class="Card_date__4JV7a">13 December 2024</span></div><div class="Card_titleContainer__bkMxU"><h3 class="Card_title__2ya4E">Don’t let go of your creative spark</h3></div><div class="Card_descriptionContainer__dX1OP"><div class="Markdown_Markdown__aEd_X Markdown_light__YcqB9" data-testid="markdown"><div class="Text_text__CSJ_O"><p>Our Product Designer, Victoria, talks about her learnings from the course '100 Design Projects' she attended this year, including sprinkling your own personality in every project and making sure you reflect on your own creative process.</p></div></div></div></div></a><a href="/blog/equity-and-loan-to-value-explained" data-monzoanalytics-no-tracking="true" class="Card_cardWrapper__TTeTI" data-testid="cardWrapper"><div class="Card_card__zEK7Z Card_light__flWgn Card_secondary__Xsm9Q Card_shadow__ufwlb Card_paddingtopnone__JI0yi Card_paddingbottommedium__kJTwQ"><div class="Card_image__tqzv7 imageAsCardHeader Card_imageAspectRatio__WaJci"><picture><source type="image/avif" srcSet="https://images.ctfassets.net/ro61k101ee59/UIzNP9PjvHUgPLPXNNleJ/50bb612111080ef5c4c6b8d188b7bfb5/Preview_Link__25_.png?w=3600&q=75&fm=avif"/><source type="image/webp" srcSet="https://images.ctfassets.net/ro61k101ee59/UIzNP9PjvHUgPLPXNNleJ/50bb612111080ef5c4c6b8d188b7bfb5/Preview_Link__25_.png?w=3600&q=75&fm=webp"/><img src="https://images.ctfassets.net/ro61k101ee59/UIzNP9PjvHUgPLPXNNleJ/50bb612111080ef5c4c6b8d188b7bfb5/Preview_Link__25_.png?w=3600&q=75" alt="" width="3600" loading="lazy"/></picture></div><div class="Card_tagContainer__s_q7X"><div class="TagList_tagList__x11J8"><div class="TagList_tagWrapper__9Iajw"><div class="Tag_tag__98SrA Tag_primary__y9zd9"><span>Mortgages</span></div></div></div></div><div class="Card_dateContainer__DzfpW"><span class="Card_date__4JV7a">9 December 2024</span></div><div class="Card_titleContainer__bkMxU"><h3 class="Card_title__2ya4E">Equity and loan to value explained</h3></div><div class="Card_descriptionContainer__dX1OP"><div class="Markdown_Markdown__aEd_X Markdown_light__YcqB9" data-testid="markdown"><div class="Text_text__CSJ_O"><p>Learn about equity and loan-to-value (or LTV) with Monzo, whether you're buying your first house or currently looking to remortgage.</p></div></div></div></div></a><a href="/blog/what-kind-of-mortgage-do-i-need" data-monzoanalytics-no-tracking="true" class="Card_cardWrapper__TTeTI" data-testid="cardWrapper"><div class="Card_card__zEK7Z Card_light__flWgn Card_secondary__Xsm9Q Card_shadow__ufwlb Card_paddingtopnone__JI0yi Card_paddingbottommedium__kJTwQ"><div class="Card_image__tqzv7 imageAsCardHeader Card_imageAspectRatio__WaJci"><picture><source type="image/avif" srcSet="https://images.ctfassets.net/ro61k101ee59/16wqrVWRWe06JgXSW561U9/5ec5b091376578d6daeb6cf3a2ed9192/Preview_Link__24_.png?w=3600&q=75&fm=avif"/><source type="image/webp" srcSet="https://images.ctfassets.net/ro61k101ee59/16wqrVWRWe06JgXSW561U9/5ec5b091376578d6daeb6cf3a2ed9192/Preview_Link__24_.png?w=3600&q=75&fm=webp"/><img src="https://images.ctfassets.net/ro61k101ee59/16wqrVWRWe06JgXSW561U9/5ec5b091376578d6daeb6cf3a2ed9192/Preview_Link__24_.png?w=3600&q=75" alt="" width="3600" loading="lazy"/></picture></div><div class="Card_tagContainer__s_q7X"><div class="TagList_tagList__x11J8"><div class="TagList_tagWrapper__9Iajw"><div class="Tag_tag__98SrA Tag_primary__y9zd9"><span>Mortgages</span></div></div></div></div><div class="Card_dateContainer__DzfpW"><span class="Card_date__4JV7a">9 December 2024</span></div><div class="Card_titleContainer__bkMxU"><h3 class="Card_title__2ya4E">What kind of mortgage do I need?</h3></div><div class="Card_descriptionContainer__dX1OP"><div class="Markdown_Markdown__aEd_X Markdown_light__YcqB9" data-testid="markdown"><div class="Text_text__CSJ_O"><p>Whether you're an aspiring or current homeowner, there are many types of mortgage available. This blog is the Monzo guide to mortgages.</p></div></div></div></div></a><a href="/blog/what-is-remortgaging-and-how-does-it-work" data-monzoanalytics-no-tracking="true" class="Card_cardWrapper__TTeTI" data-testid="cardWrapper"><div class="Card_card__zEK7Z Card_light__flWgn Card_secondary__Xsm9Q Card_shadow__ufwlb Card_paddingtopnone__JI0yi Card_paddingbottommedium__kJTwQ"><div class="Card_image__tqzv7 imageAsCardHeader Card_imageAspectRatio__WaJci"><picture><source type="image/avif" srcSet="https://images.ctfassets.net/ro61k101ee59/4BWUI6uP8DERqScLGcnvGo/41a17c443283a9921b8ca91675b9c987/Preview_Link__20_.png?w=3600&q=75&fm=avif"/><source type="image/webp" srcSet="https://images.ctfassets.net/ro61k101ee59/4BWUI6uP8DERqScLGcnvGo/41a17c443283a9921b8ca91675b9c987/Preview_Link__20_.png?w=3600&q=75&fm=webp"/><img src="https://images.ctfassets.net/ro61k101ee59/4BWUI6uP8DERqScLGcnvGo/41a17c443283a9921b8ca91675b9c987/Preview_Link__20_.png?w=3600&q=75" alt="" width="3600" loading="lazy"/></picture></div><div class="Card_tagContainer__s_q7X"><div class="TagList_tagList__x11J8"><div class="TagList_tagWrapper__9Iajw"><div class="Tag_tag__98SrA Tag_primary__y9zd9"><span>Mortgages</span></div></div></div></div><div class="Card_dateContainer__DzfpW"><span class="Card_date__4JV7a">9 December 2024</span></div><div class="Card_titleContainer__bkMxU"><h3 class="Card_title__2ya4E">What is remortgaging and how does it work?</h3></div><div class="Card_descriptionContainer__dX1OP"><div class="Markdown_Markdown__aEd_X Markdown_light__YcqB9" data-testid="markdown"><div class="Text_text__CSJ_O"><p>The Monzo guide to remortgaging. We've also partnered with the regulated online mortgage broker, Better.co.uk to help you plan for and navigate every stage of the remortgaging process.</p></div></div></div></div></a><a href="/blog/how-our-design-team-shapes-products-for-our-customers" data-monzoanalytics-no-tracking="true" class="Card_cardWrapper__TTeTI" data-testid="cardWrapper"><div class="Card_card__zEK7Z Card_light__flWgn Card_secondary__Xsm9Q Card_shadow__ufwlb Card_paddingtopnone__JI0yi Card_paddingbottommedium__kJTwQ"><div class="Card_image__tqzv7 imageAsCardHeader Card_imageAspectRatio__WaJci"><picture><source type="image/avif" srcSet="https://images.ctfassets.net/ro61k101ee59/5CyRqa1hGlKiFsIxDIlYES/6036bed47ecad6ecfedd2c010bdb3b5e/image__39_.jpg?w=1200&q=75&fm=avif"/><source type="image/webp" srcSet="https://images.ctfassets.net/ro61k101ee59/5CyRqa1hGlKiFsIxDIlYES/6036bed47ecad6ecfedd2c010bdb3b5e/image__39_.jpg?w=1200&q=75&fm=webp"/><img src="https://images.ctfassets.net/ro61k101ee59/5CyRqa1hGlKiFsIxDIlYES/6036bed47ecad6ecfedd2c010bdb3b5e/image__39_.jpg?w=1200&q=75" alt="Cover image shows the blog title in white 'How our design team shapes products for our customers'; with an image of someone holding an iphone with the Monzo app open, with a bright coral background." width="1200" loading="lazy"/></picture></div><div class="Card_tagContainer__s_q7X"><div class="TagList_tagList__x11J8"><div class="TagList_tagWrapper__9Iajw"><div class="Tag_tag__98SrA Tag_primary__y9zd9"><span>Technology</span></div></div></div></div><div class="Card_dateContainer__DzfpW"><span class="Card_date__4JV7a">21 November 2024</span></div><div class="Card_titleContainer__bkMxU"><h3 class="Card_title__2ya4E">How our design team shapes products for our customers</h3></div><div class="Card_descriptionContainer__dX1OP"><div class="Markdown_Markdown__aEd_X Markdown_light__YcqB9" data-testid="markdown"><div class="Text_text__CSJ_O"><p>This blog explains why design and research is so impactful at Monzo. We explain how we give designers and researchers an abundance of autonomy to help make decisions, and why it makes our team an outlier for those who care about making a difference.</p></div></div></div></div></a></div></div></section><div class="Pagination_Pagination__GrRWw"><div class="Pagination_InnerLinks__pUP8H"><button class="Button_button__OFOdO Button_primary__WTwSy Button_center__lDq2_ Button_disabled__P_CVQ" data-monzoanalytics-no-tracking="true" type="button" disabled=""><span class="Button_text__S2FJ_">1</span></button><a class="Button_button__OFOdO Button_secondary__KMeNe Button_center__lDq2_ Pagination_desktopOnly__QFZn9" data-monzoanalytics-no-tracking="true" target="_self" href="/blog/page/2" rel="noopener noreferrer external"><span class="Button_text__S2FJ_">2</span></a><a class="Button_button__OFOdO Button_secondary__KMeNe Button_center__lDq2_ Pagination_desktopOnly__QFZn9" data-monzoanalytics-no-tracking="true" target="_self" href="/blog/page/3" rel="noopener 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