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Acorns Investment Account | Acorns

<!DOCTYPE html><html lang="en-us"><head><title>Acorns Investment Account | Acorns</title><meta property="og:type" content="website" /><meta property="og:title" content="Acorns Investment Account" /><meta name="twitter:title" content="Acorns Investment Account"><meta property="og:description" content="Easy, automated investing, starting with spare change. Invest in a smart, diversified portfolio built by experts, recommended for you &amp; your long-term goals. " /><meta property="twitter:description" content="Easy, automated investing, starting with spare change. Invest in a smart, diversified portfolio built by experts, recommended for you &amp; your long-term goals. 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Invest in a smart, diversified portfolio built by experts, recommended for you &amp; your long-term goals. 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Wait for DOM Content to be loaded before utilizing variables. const currentItemZuid = '7-909ea1d3a7-zt5h31' const instanceEnv = 'live' const globalVariablesGqlProductionUrl = `https://graphql.acorns.com/graphql` const replaceAdjustLinksWithFallbackUrls = `0` const closingSignUpCtaCopyOverride = `` const closingSignUpCtaLinksToOverride = `` let floatingActionButtonCtaCopyOverride = `` let floatingActionButtonCtaLinksToOverride = `` let floatingActionButtonTitleOverride = `` let floatingActionButtonSubtitleOverride = `` const floatingActionButtonSubtextOverride = `` // Deprecated const floatingActionButtonIconOverride = `` const heroCtaLinksTo = `` const pageCtasLinkTo = `` const learnHubArticleId = `` const learnHubRemoveInArticleCtasAndInvestingQuiz = `` const learnHubInjectedCtasHeadlineCopy = `Start saving and investing today with Acorns` const learnHubInjectedCtasCtaCopy = `Get started` const learnHubInjectedCtasCtaLinksTo = `https://app.adjust.com/5e1n4sg_pu31hev?fallback=https://signup.acorns.com/signup/` const compoundInterestCalculatorUseSpanishCopy = `` const compoundInterestCalculatorEnglishInChartInvestmentCopy = `Investment` const compoundInterestCalculatorEnglishInChartReturnCopy = `Return` const compoundInterestCalculatorSpanishInChartInvestmentCopy = `Inversión` const compoundInterestCalculatorSpanishInChartReturnCopy = `Retorno` const affiliate2023DefaultFABCtaCopyOverride = `Get started` const affiliate2023DefaultFABSubtextOverride = `Get my &#36;5 bonus` const goHenryHeaderNavLoginLinkOverride = `/log-in/` const goHenryFooterSupportCtaLinksToOverride = `https://us.support.gohenry.com/us/s/` const goHenryPromoCodeOverrideActive = `0` const goHenryPromoCodeOverride = `SWUSD2420` const chromeExtensionWebStoreUrl = `https://chromewebstore.google.com/detail/acorns-earn/facncfnojagdpibmijfjdmhkklabakgd?hl=en-US` </script> <!-- Amplitude Browser SDK --> <!-- https://amplitude.com/docs/sdks/analytics/browser/browser-sdk-2 --> <script src="https://cdn.amplitude.com/libs/analytics-browser-2.11.7-min.js.gz"></script> <script> const amplitudeApiKeyStg = '3fd16aedb870ae4a59b21bd66da82c01' const amplitudeApiKeyProd = '5ccb29d8e22cd77a6a5f879142bc0c96' const isUserOnProd = instanceEnv === 'live' const amplitudeApiKey = isUserOnProd ? amplitudeApiKeyProd : amplitudeApiKeyStg window.amplitude.init(amplitudeApiKey, { autocapture: false }); </script> <!-- Amplitude Web Experiment Snippet --> <!-- https://amplitude.com/docs/web-experiment/implementation --> <!-- <script type="text/javascript" src="https://cdn.amplitude.com/script/3fd16aedb870ae4a59b21bd66da82c01.experiment.js"></script> --> <!-- Amplitude (Non-Web) Experiment SDK --> <!-- https://amplitude.com/docs/sdks/experiment-sdks/experiment-javascript --> <script src="https://unpkg.com/@amplitude/experiment-js-client@1.9.0/dist/experiment.umd.js"></script> <script> const amplitudeDeploymentKeyStg = 'client-NtbZFwbedoCgjXKQ7RD86nPc9E2lS7V6' const amplitudeDeploymentKeyProd = 'client-7Boqwa88kE5PxCo4th7lgZt3wLkvoEMI' const amplitudeDeploymentKey = isUserOnProd ? amplitudeDeploymentKeyProd : amplitudeDeploymentKeyStg window.experiment = Experiment.Experiment.initializeWithAmplitudeAnalytics(amplitudeDeploymentKey); </script> <link rel="stylesheet" href="https://cdnjs.cloudflare.com/ajax/libs/slick-carousel/1.6.0/slick.min.css" media="print" onload="this.media='all'" /> <script src="https://cdnjs.cloudflare.com/ajax/libs/slick-carousel/1.6.0/slick.min.js"></script> <div id="envoy-invest"> <!-- Note: do not remove below line. Fixes issue that occurs for first each loop on a page when not preceded by an if conditional. --> <div id="header-nav-desktop" class="hide-on-md"> <div class="main-content-wrapper"> <div class="header-nav-left"> <a class="logo-wrapper" href="/" data-track-id="redesignedHeaderLogo"> <img src="https://sqy7rm.media.zestyio.com/Acorns-Logo.svg" alt="Acorns logo" /> </a> <div class="header-nav-item nav-item-with-children"> Investing <img class="inline-nav-arrow" src="https://sqy7rm.media.zestyio.com/Downward-Carat.svg" alt="Downward arrow" /> <div class="header-nav-item-submenu"> <a class="header-nav-submenu-container" href="/invest" data-track-id="redesignedHeaderInvest"> <div class="header-nav-submenu-wrapper"> <div class="nav-submenu-icon-wrapper"> <img class="nav-submenu-icon" src="https://sqy7rm.media.zestyio.com/Invest-Icon-24x24.svg" alt="Invest" /> </div> <div class="nav-submenu-copy-wrapper"> <div class="nav-submenu-title"> Invest </div> <p class="nav-submenu-subtitle"> Investment 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class="nav-submenu-subtitle"> Bitcoin ETF </p> </div> </div> <div class="hover-bottom-border"></div> </a> </div> <div class="hover-bottom-border"></div> </div> <a class="header-nav-item " href="/mighty-oak-card/" data-track-id="redesignedHeaderSpend"> Banking <div class="hover-bottom-border"></div> </a> <a class="header-nav-item " href="/earn" data-track-id="redesignedHeaderEarn"> Earning <div class="hover-bottom-border"></div> </a> <a class="header-nav-item " href="/learn/" data-track-id=""> Learning <div class="hover-bottom-border"></div> </a> <a class="header-nav-item " href="/early/" data-track-id=""> Kids <div class="hover-bottom-border"></div> </a> <a class="header-nav-item pricing-link" href="/pricing" data-track-id="redesignedHeaderPricing"> Pricing <div class="hover-bottom-border"></div> </a> </div> <div class="header-nav-right"> <a class="header-nav-item log-in-link" href="https://app.acorns.com/" data-track-id="headerLogin"> Log in <div class="hover-bottom-border"></div> </a> <a class="a5-cta " href="https://app.adjust.com/s1mjg4g_4oq5ari?fallback=https://signup.acorns.com/signup/" data-track-id="headerGetStarted" universal="true"> Get started </a> </div> </div> </div> <div id="header-nav-mobile" class="hide-on-lg scroll-up scroll-up-no-transition"> <div class="mobile-nav-toggle-section"> <a class="mobile-nav-logo-wrapper" href="/" data-track-id="redesignedHeaderLogo"> <img class="logo-with-text" src="https://sqy7rm.media.zestyio.com/Acorns-Logo-With-Text-2022.svg" alt="Acorns Logo" /> <img src="https://sqy7rm.media.zestyio.com/Acorns-Logo-No-Text-Updt-2022.svg" alt="Acorns Logo Icon" /> </a> <a class="header-action-cta hide-on-desktop" href="https://app.adjust.com/2bfkli_luqqxi?fallback=https://signup.acorns.com/signup/" data-track-id="redesignedHeaderActionCtaMobile" universal="true"> Get the app </a> <div class="mobile-nav-toggle-wrapper"> <div class="mobile-nav-toggle"></div> </div> </div> <div class="mobile-nav-body-wrapper"> <div class="header-nav-item nav-item-with-children"> <span class="nav-item-with-children-title"> Investing <img class="inline-nav-arrow" src="https://sqy7rm.media.zestyio.com/Downward-Carat.svg" alt="Downward arrow" /> </span> <div class="header-nav-item-submenu"> <a class="header-nav-submenu-container" href="/invest" data-track-id="redesignedHeaderInvest"> <div class="header-nav-submenu-wrapper"> <div class="nav-submenu-title"> Invest </div> <p class="nav-submenu-subtitle"> Investment account </p> </div> </a> <a class="header-nav-submenu-container" href="/later" data-track-id="redesignedHeaderLater"> <div class="header-nav-submenu-wrapper"> <div class="nav-submenu-title"> Later </div> <p class="nav-submenu-subtitle"> Retirement </p> </div> </a> <a class="header-nav-submenu-container" href="/early-invest/" data-track-id="redesignedHeaderEarly"> <div class="header-nav-submenu-wrapper"> <div class="nav-submenu-title"> Early Invest </div> <p class="nav-submenu-subtitle"> Invest for kids </p> </div> </a> <a class="header-nav-submenu-container" href="/esg-investing" data-track-id="redesignedHeaderSustainable"> <div class="header-nav-submenu-wrapper"> <div class="nav-submenu-title"> Sustainable </div> <p class="nav-submenu-subtitle"> Sustainable ESG portfolios </p> </div> </a> <a class="header-nav-submenu-container" href="/bitcoin-etf/" data-track-id="redesignedHeaderBitsOfBitcoin"> <div class="header-nav-submenu-wrapper"> <div class="nav-submenu-title"> Bits of Bitcoin </div> <p class="nav-submenu-subtitle"> Bitcoin ETF </p> </div> </a> </div> </div> <a class="header-nav-item " href="/mighty-oak-card/" data-track-id="redesignedHeaderSpend"> Banking </a> <a class="header-nav-item " href="/earn" data-track-id="redesignedHeaderEarn"> Earning </a> <a class="header-nav-item " href="/learn/" data-track-id=""> Learning </a> <a class="header-nav-item " href="/early/" data-track-id=""> Kids </a> <a class="header-nav-item pricing-link" href="/pricing" data-track-id="redesignedHeaderPricing"> Pricing </a> <hr class="log-in-divider header-nav-item"> <a class="log-in-link header-nav-item" href="https://app.acorns.com/" data-track-id="headerLoginMobile"> Log in </a> </div> </div> <div class="added-mobile-spacing hide-on-desktop"></div> <div class="envoy-hero-wrapper add-header-padding"> <div class="copy-wrapper"> <h1 class="hero-seo-tagline envoy-tagline solid-slate"> Investment Account </h1> <h2 class="hero-headline envoy-header-1 black"> Acorns Invest </h2> <h3 class="hero-subheadline envoy-body-large black"> Easy, automated investing, starting with spare change. </h3> <a href="https://app.adjust.com/elyh3aj_zku241j?fallback=https://signup.acorns.com/signup/" class="a5-cta"> Get started </a> </div> <div class="image-wrapper"> <picture class="full-width-mobile"> <source media="(max-width: 767px)" width="647" height="1167" srcset="https://sqy7rm.media.zestyio.com/Envoy-Invest-Hero-Mobile.png" /> <img class="hero-image" alt="Acorns Invest" width="1500" height="948" src="https://sqy7rm.media.zestyio.com/Envoy-Invest-Hero.png" /> </picture> </div> </div> <div class="invest-compound-interest-calculator compound-interest-calculator-section bg-ecru"> <div class="calculator-content-container"> <script src="https://sqy7rm.media.zestyio.com/jquery-ui.js"></script> <script src="https://code.highcharts.com/highcharts.js"></script> <div id="learn-hub-calculator" class="compound-interest-calculator"> <div class="compound-interest-content-wrapper content-wrapper general-envoy-component"> <div class="header-wrapper"> <div class="calculator-tagline envoy-tagline solid-slate"> CALCULATE YOUR ESTIMATE </div> <h1 class="calculator-headline envoy-header-2 solid-slate"> See your potential </h1> <div class="calculator-subheadline envoy-body solid-slate"> Check out our compound interest calculator to see just how much the power of time and compound interest can help your money grow. </div> </div> <div class="main-content-wrapper"> <div class="calculator-sidebar-section"> <div class="sidebar-segment"> <label class="initial-deposit-label calculator-label envoy-tagline" for="initial-deposit"> Initial deposit </label> <div class="initial-deposit-wrapper calculator-input-wrapper"> <input id="initial-deposit" class="currency-input number-input" type="text" placeholder="100" maxlength="10" oninput="this.value = this.value.slice(0, this.maxLength)" min="0" pattern="[\d,]*" required> <span class="initial-deposit-prefix currency-prefix">$</span> </div> </div> <div class="sidebar-segment"> <label class="contributions-label calculator-label envoy-tagline" for="contributions"> Contributions </label> <div class="contributions-wrapper calculator-input-wrapper"> <input id="contributions" class="currency-input number-input" type="text" placeholder="20" maxlength="6" oninput="this.value = this.value.slice(0, this.maxLength)" min="0" pattern="[\d,]*" required> <span class="contributions-prefix currency-prefix">$</span> </div> <div class="frequency-wrapper radio-input-wrapper"> <div class="radio-option-wrapper"> <input type="radio" id="annual" class="contribution-frequency" name="contribution-frequency" value="annual"> <label for="annual"> Annual </label> </div> <div class="radio-option-wrapper"> <input type="radio" id="monthly" class="contribution-frequency" name="contribution-frequency" value="monthly"> <label for="monthly"> Monthly </label> </div> <div class="radio-option-wrapper"> <input type="radio" id="weekly" class="contribution-frequency" name="contribution-frequency" value="weekly" checked> <label for="weekly"> Weekly </label> </div> <div class="radio-option-wrapper"> <input type="radio" id="daily" class="contribution-frequency" name="contribution-frequency" value="daily"> <label for="daily"> Daily </label> </div> </div> </div> <div class="years-to-grow-segment sidebar-segment"> <label class="years-to-grow-label calculator-label envoy-tagline" for="years-to-grow"> Years to grow </label> <div class="years-to-grow-wrapper calculator-input-wrapper"> <input id="years-to-grow" class="percentage-input number-input" type="number" placeholder="20" style="width: 2ch;" readonly> <span class="years-to-grow-suffix text-suffix">&nbsp;years</span> </div> <div class="years-to-grow-slider-wrapper"> <div class="years-to-grow-slider"> <div class="slider-progress bg-acorns-green" style="width: calc((20 / 65) * 100%);"></div> </div> <div class="years-to-grow-draggable-expanded-area"> <div class="years-to-grow-icon-wrapper"> <img class="years-to-grow-icon" src=" https://sqy7rm.media.zestyio.com/Learn-Hub-Grow-Calculator-Icon.png " alt="Image of Acorn"> </div> </div> </div> </div> <div class="sidebar-segment"> <label class="annual-return-label calculator-label envoy-tagline" for="annual-return"> Average annual return </label> <div class="annual-return-wrapper calculator-input-wrapper"> <input id="annual-return" class="percentage-input number-input" type="number" placeholder="8" oninput="this.value = this.value.slice(0, this.maxLength); this.style.width = this.value.length + 'ch';" style="width: 1ch;" maxlength="2" min="0" pattern="\d*" required> <span class="annual-return-suffix percentage-suffix">%</span> </div> </div> <button id="calculator-submit" class="a5-cta" type="submit"> Calculate my estimate </button> </div> <div class="calculator-chart-section"> <div class="chart-heading"> <label class="future-balance-label calculator-label envoy-tagline" for="future-balance"> Potential Future Balance: </label> <div class="future-balance-wrapper acorns-green"> $XX,XX5 </div> </div> <div class="chart-container"> <div class="chart-wrapper"> <div id="calculator-chart"></div> </div> </div> <div class="social-share-module-container"> <div class="social-share-module-wrapper"> <div class="social-share-module"> <div class="social-share-toggle bg-white"> <div class="toggle-icon-wrapper"> <img class="toggle-icon hide-on-copied-state" src="https://sqy7rm.media.zestyio.com/Share-Module-Share.svg" alt="Share icon"> <img class="toggle-icon show-on-copied-state" src="https://sqy7rm.media.zestyio.com/Share-Copied-Checkmark.svg" alt="Checkmark icon"> </div> <div class="toggle-copy acorns-green"> <span class="hide-on-copied-state"> Share </span> <span class="show-on-copied-state"> Copied! </span> </div> </div> <div class="social-share-dropdown-wrapper bg-white"> <div class="dropdown-upward-carat-wrapper"> <img class="dropdown-upward-carat" src="https://sqy7rm.media.zestyio.com/Share-Module-Pointer.svg" alt="Arrow pointing up"> </div> <div class="social-share-dropdown"> <div class="dropdown-header"> <div class="dropdown-title solid-slate"> Share </div> </div> <div class="dropdown-item-row"> <div class="social-share-copy-link dropdown-item"> <div class="item-icon-wrapper bg-ivory"> <img class="item-icon" src="https://sqy7rm.media.zestyio.com/Share-Module-Link.svg" alt="Icon of links in a chain"> </div> <div class="item-title solid-slate"> Copy link </div> </div> <div class="social-share-twitter dropdown-item"> <div class="item-icon-wrapper bg-ivory"> <img class="item-icon" src="https://sqy7rm.media.zestyio.com/Share-Module-Twitter.svg" alt="Twitter logo"> </div> <div class="item-title solid-slate"> Twitter </div> </div> <div class="social-share-facebook dropdown-item"> <div class="item-icon-wrapper bg-ivory"> <img class="item-icon" src="https://sqy7rm.media.zestyio.com/Share-Module-Facebook.svg" alt="Facebook logo"> </div> <div class="item-title solid-slate"> Facebook </div> </div> </div> <div class="dropdown-close-wrapper"> <img class="dropdown-close" src="https://sqy7rm.media.zestyio.com/Share-Module-Close.svg" alt="Close button"> </div> </div> </div> </div> </div> </div> <div class="chart-disclosures light-grey"> <p>The chart shows an estimate of how much an investment could grow over time based on the initial deposit, contribution schedule, time horizon, and interest rate specified. &nbsp;Changes in those variables can affect the outcome. &nbsp;Reset the calculator using different figures to show different scenarios. &nbsp;Results do not predict the investment performance of any Acorns portfolio and do not take into consideration economic or market factors which can impact performance.</p> </div> </div> </div> </div> </div> </div> </div> <div class="hero-subsection"> <div class="headline-tagline-component general-envoy-component"> <div class="htc-tagline envoy-tagline solid-slate"> SAVE & INVEST EVERY DAY </div> <div class="htc-headline envoy-header-2 solid-slate"> Smart <br class="hide-on-desktop hide-on-tablet" />investing made Acorns-easy </div> </div> <div class="image-wrapper"> <picture> <source media="(max-width: 767px)" srcset="https://sqy7rm.media.zestyio.com/Envoy-Invest-Hero-Updt3-Mob--1-.png?width=50&fit=bounds" data-srcset="https://sqy7rm.media.zestyio.com/Envoy-Invest-Hero-Updt3-Mob--1-.png" /> <img class="lazy" src="https://sqy7rm.media.zestyio.com/Envoy-Invest-Hero-Updt3-Opt--1-.png?width=50&fit=bounds" data-src="https://sqy7rm.media.zestyio.com/Envoy-Invest-Hero-Updt3-Opt--1-.png" alt="Group of images showing people investing" /> </picture> </div> </div> <div class="headline-left-text-right-section general-envoy-component"> <div class="content-wrapper"> <div class="copy-wrapper"> <div class="hltr-headline solid-slate envoy-header-2"> Save and invest in the background of life </div> <div class="hltr-body solid-slate envoy-body-large"> Acorns puts investing on autopilot. Sign up in minutes, we’ll recommend an investment portfolio for your money goals, and you can set automated investments starting with spare change. </div> </div> </div> </div> <div id="rotating-text-component-1" class="rotating-text-component"> <div class="rotating-text-tagline envoy-tagline solid-slate uppercase-text"> WE MAKE IT EASY </div> <div class="rotating-copy-wrapper"> <h2 class="rotating-headline envoy-header-1"> Automatic - Automatic - Automatic - Automatic - Automatic - Automatic - Automatic - Automatic - Automatic - Automatic - </h2> </div> </div> <div id="content-left-image-right-component-1"> <div class="content-left-image-right-component"> <div class="copy-wrapper"> <div class="headline envoy-header-5 solid-slate"> Invest your spare change with Round-Ups® </div> <div class="value-prop-wrapper envoy-body solid-slate"> <div class="value-prop"> <img src="https://sqy7rm.media.zestyio.com/Purple-Checkmark.svg" alt="Purple Checkmark" /> <span>Link all of your credit or debit cards</span> </div> <div class="value-prop"> <img src="https://sqy7rm.media.zestyio.com/Purple-Checkmark.svg" alt="Purple Checkmark" /> <span>We’ll set aside your spare change from every purchase</span> </div> <div class="value-prop"> <img src="https://sqy7rm.media.zestyio.com/Purple-Checkmark.svg" alt="Purple Checkmark" /> <span>And invest the change once it reaches at least $5</span> </div> </div> <a class="inline-cta envoy-body acorns-purple" href="/round-ups/"> Learn More </a> </div> <div class="image-wrapper"> <picture> <source media="(max-width: 767px)" srcset="https://sqy7rm.media.zestyio.com/Envoy-Invest-CLIR-1-mob-updt.png?width=50&fit=bounds" data-srcset="https://sqy7rm.media.zestyio.com/Envoy-Invest-CLIR-1-mob-updt.png" /> <img class="image-asset lazy" src="https://sqy7rm.media.zestyio.com/Envoy-Invest-CLIR-1-updt.png?width=50&fit=bounds" data-src="https://sqy7rm.media.zestyio.com/Envoy-Invest-CLIR-1-updt.png?width=548&fit=bounds" alt="Invest your spare change with Round-Ups®" /> </picture> </div> </div> </div> <div class="automatic-value-props-section envoy-component-with-bg-color bg-acorns-purple"> <div class="automatic-value-props-container general-envoy-component"> <div class="automatic-value-props-wrapper"> <div class="value-prop-wrapper"> <div class="icon-wrapper"> <img class="value-prop-icon" src="https://sqy7rm.media.zestyio.com/Envoy-Invest-Automatic-1.svg" alt="Automatic Recurring Investments Icon" /> </div> <div class="value-prop-headline envoy-body-large white"> Automatic Recurring Investments </div> <div class="value-prop-body envoy-body white"> Set your recurring investments and make a habit out of investing. Try $5 a day. </div> </div> <div class="value-prop-wrapper"> <div class="icon-wrapper"> <img class="value-prop-icon" src="https://sqy7rm.media.zestyio.com/Envoy-Invest-Automatic-2.svg" alt="Automatic Portfolio Rebalancing Icon" /> </div> <div class="value-prop-headline envoy-body-large white"> Automatic Portfolio Rebalancing </div> <div class="value-prop-body envoy-body white"> We'll adjust your Base portfolio as needed to help keep your allocations on track with your long-term money goals. </div> </div> <div class="value-prop-wrapper"> <div class="icon-wrapper"> <img class="value-prop-icon" src="https://sqy7rm.media.zestyio.com/Envoy-Invest-Automatic-3.svg" alt="Automatic Dividend Reinvesting Icon" /> </div> <div class="value-prop-headline envoy-body-large white"> Automatic Dividend Reinvesting </div> <div class="value-prop-body envoy-body white"> If you receive dividends (payouts) from your investments, they are automatically reinvested. </div> </div> </div> </div> </div> <div class="headline-subheadline-component"> <div class="tagline envoy-tagline solid-slate"> WHAT AM I INVESTING IN? </div> <h2 class="headline envoy-header-2 solid-slate"> Highly-rated ETFs </h2> <div class="subheadline envoy-body-large solid-slate"> Acorns expert-built portfolios contain Exchange Traded Funds, or ETFs. They're like baskets of different investments, including stocks and/or bonds, and come with benefits like diversification, lower costs, and potential tax efficiency. </div> <a class="inline-cta envoy-body acorns-purple" href="https://www.acorns.com/disclosures/"> Read our ETF prospectuses </a> </div> <div id="content-left-image-right-component-2" class="content-left-image-right-component"> <div class="copy-wrapper"> <div class="headline envoy-header-5 solid-slate"> A diversified mix of stocks and bonds </div> <div class="body envoy-body solid-slate"> Diversification means your investments are exposed to a broad range of stocks, bonds, or both — possibly over 7,000! This can help reduce your risk, compared to trading individual stocks. </div> </div> <div class="image-wrapper"> <img class="image-asset lazy" src="https://sqy7rm.media.zestyio.com/Envoy-Invest-Diversified-Mix.png?width=50&fit=bounds" data-src="https://sqy7rm.media.zestyio.com/Envoy-Invest-Diversified-Mix.png" alt="A diversified mix of stocks and bonds"> </div> </div> <div id="image-left-content-right-component-1" class="image-left-content-right-component"> <div class="image-wrapper"> <img class="image-asset lazy" src="https://sqy7rm.media.zestyio.com/Envoy-Invest-Updt-Body-Img.png?width=50&fit=bounds" data-src="https://sqy7rm.media.zestyio.com/Envoy-Invest-Updt-Body-Img.png" alt="Invest in today’s top companies"> </div> <div class="copy-wrapper"> <div class="headline envoy-header-5 solid-slate"> Invest in today’s top companies </div> <div class="body envoy-body solid-slate"> When you invest in Acorns ETF portfolios, there’s a good chance a portion of your investment is in some of the world’s largest and most successful companies, including names like Apple, Amazon, Google, and Berkshire Hathaway. <br /><br /> <span style="font-size: 12px; line-height: 18px; display: block; color: #767676;">Mentions of individual top companies in reference to possible ETF holdings only, not as a recommendation to buy or sell any specific security.</span> </div> </div> </div> <div id="content-left-image-right-component-3" class="content-left-image-right-component"> <div class="copy-wrapper"> <div class="headline envoy-header-5 solid-slate"> Built by experts </div> <div class="body envoy-body solid-slate"> Acorns diversified portfolios are built by experts and include ETFs managed by pros at the world’s top investment firms like Vanguard and BlackRock. </div> </div> <div class="image-wrapper"> <img class="image-asset lazy" src="https://sqy7rm.media.zestyio.com/Envoy-Invest-CLIR-3-updt.png?width=50&fit=bounds" data-src="https://sqy7rm.media.zestyio.com/Envoy-Invest-CLIR-3-updt.png" alt="Built by experts"> </div> </div> <div id="image-left-content-right-component-3" class="image-left-content-right-component"> <div class="image-wrapper"> <img class="image-asset lazy" src="https://sqy7rm.media.zestyio.com/Banking---Security-Strong-as-Oak-1--1-.rJtrYCiJh.png?width=50&fit=bounds" data-src="https://sqy7rm.media.zestyio.com/Banking---Security-Strong-as-Oak-1--1-.rJtrYCiJh.png" alt="Security & Protection"> </div> <div class="copy-wrapper"> <div class="headline envoy-header-5 solid-slate"> Security & Protection </div> <div class="body envoy-body solid-slate"> Acorns Invest, Later & Early accounts are SIPC-insured up to $500,000. SIPC does not protect against market risk, which is the risk inherent in a fluctuating market. For details, please visit <a href="https://www.sipc.org/" target="_blank">www.sipc.org</a>. </div> </div> </div> <div id="custom-portfolios" class="envoy-component-with-bg-color"> <div id="custom-portfolios-rotating" class="rotating-text-component"> <div class="rotating-copy-wrapper"> <h2 class="rotating-headline envoy-header-1"> Diversified by us - Customized by you - Diversified by us - Customized by you - Diversified by us - Customized by you - </h2> </div> </div> <div class="custom-portfolios-carousel"> <div class="carousel-container"> <div class="carousel-nav hide-on-mobile"> <div class="carousel-nav-item"> 1 </div> <div class="carousel-nav-item"> 2 </div> <div class="carousel-nav-item"> 3 </div> <div class="carousel-nav-item"> 4 </div> </div> <div class="carousel-wrapper"> <div class="custom-portfolio-slide"> <div class="copy-wrapper"> <div class="slide-number envoy-tagline bg-white hide-on-desktop hide-on-tablet"> 1 </div> <div class="slide-headline envoy-header-4 white"> Diversified by us. <br class="hide-on-mobile"/>Customized by you. </div> <div class="slide-body envoy-body white"> Custom Portfolios is our newest investing tool that lets you add individual stocks and ETFs to your already diversified portfolio. Use it to gain more control over your investing, and level up your knowledge with in-app guidance every step of the way. </div> </div> <div class="image-wrapper"> <picture class="full-width-mobile"> <source media="(max-width: 767px)" srcset="https://sqy7rm.media.zestyio.com/Custom-Portfolio-Carousel-1-Mob-Uptd.png?width=50&fit=bounds" data-srcset="https://sqy7rm.media.zestyio.com/Custom-Portfolio-Carousel-1-Mob-Uptd.png" /> <img class="image-asset lazy" src="https://sqy7rm.media.zestyio.com/Custom-Portfolio-Carousel-1-Desk.png?width=50&fit=bounds" data-src="https://sqy7rm.media.zestyio.com/Custom-Portfolio-Carousel-1-Desk.png" alt="Diversified by us. &lt;br class=&quot;hide-on-mobile&quot;/&gt;Customized by you." /> </picture> </div> </div> <div class="custom-portfolio-slide"> <div class="copy-wrapper"> <div class="slide-number envoy-tagline bg-white hide-on-desktop hide-on-tablet"> 2 </div> <div class="slide-headline envoy-header-4 white"> How Custom Portfolios work </div> <div class="slide-body envoy-body white"> When you create a Custom Portfolio, your overall Acorns Invest portfolio gets split in two: your Base Portfolio and your Custom Portfolio. </div> </div> <div class="image-wrapper"> <picture class="full-width-mobile"> <source media="(max-width: 767px)" srcset="https://sqy7rm.media.zestyio.com/Custom-Portfolio-Carousel-2-Mob-Uptd.png?width=50&fit=bounds" data-srcset="https://sqy7rm.media.zestyio.com/Custom-Portfolio-Carousel-2-Mob-Uptd.png" /> <img class="image-asset lazy" src="https://sqy7rm.media.zestyio.com/Custom-Portfolio-Carousel-2-Desk.png?width=50&fit=bounds" data-src="https://sqy7rm.media.zestyio.com/Custom-Portfolio-Carousel-2-Desk.png" alt="How Custom Portfolios work " /> </picture> </div> </div> <div class="custom-portfolio-slide"> <div class="copy-wrapper"> <div class="slide-number envoy-tagline bg-white hide-on-desktop hide-on-tablet"> 3 </div> <div class="slide-headline envoy-header-4 white"> Diversified by us. </div> <div class="slide-body envoy-body white"> Your Base Portfolio is the same portfolio Acorns investors have always relied on to grow their oak — built by Acorns’ experts, and designed for long-term investing.<br /> <br /> You can think of it as a strong foundation that helps your overall Acorns investments stay diversified, balancing out the individual stocks or ETFs you’re looking to invest in. </div> </div> <div class="image-wrapper"> <picture class="full-width-mobile"> <source media="(max-width: 767px)" srcset="https://sqy7rm.media.zestyio.com/Custom-Portfolio-Carousel-3-Mob.png?width=50&fit=bounds" data-srcset="https://sqy7rm.media.zestyio.com/Custom-Portfolio-Carousel-3-Mob.png" /> <img class="image-asset lazy" src="https://sqy7rm.media.zestyio.com/Custom-Portfolio-Carousel-3-Desk.png?width=50&fit=bounds" data-src="https://sqy7rm.media.zestyio.com/Custom-Portfolio-Carousel-3-Desk.png" alt="Diversified by us. " /> </picture> </div> </div> <div class="custom-portfolio-slide"> <div class="copy-wrapper"> <div class="slide-number envoy-tagline bg-white hide-on-desktop hide-on-tablet"> 4 </div> <div class="slide-headline envoy-header-4 white"> Customized by you. </div> <div class="slide-body envoy-body white"> Your Custom Portfolio can make up to 50% of your total Acorns Invest portfolio. Here, you’ll choose the companies or ETFs you’d like to invest in, and decide how much of your overall portfolio you’d like each to make up.<br /> <br /> Adding stocks and ETFs to add to your portfolio lets you take a more active approach to your investing. As as you learn by doing, you’ll start to better understand how investing and portfolio building works. </div> </div> <div class="image-wrapper"> <picture class="full-width-mobile"> <source media="(max-width: 767px)" srcset="https://sqy7rm.media.zestyio.com/Custom-Portfolio-Carousel-4-Mob.png?width=50&fit=bounds" data-srcset="https://sqy7rm.media.zestyio.com/Custom-Portfolio-Carousel-4-Mob.png" /> <img class="image-asset lazy" src="https://sqy7rm.media.zestyio.com/Custom-Portfolio-Carousel-4-Desk.png?width=50&fit=bounds" data-src="https://sqy7rm.media.zestyio.com/Custom-Portfolio-Carousel-4-Desk.png" alt="Customized by you." /> </picture> </div> </div> </div> </div> </div> </div> <div id="standalone-headline-component-1" class="standalone-headline-component"> <h2 class="envoy-header-2 solid-slate"> Give your money a chance to work as hard as you do </h2> </div> <div id="image-left-content-right-component-2" class="image-left-content-right-component"> <div class="image-wrapper"> <picture class="full-width-mobile"> <source media="(max-width: 767px)" srcset="https://sqy7rm.media.zestyio.com/Envoy-Home-Potential.ByTGayVeo.png?width=50&fit=bounds" data-srcset="https://sqy7rm.media.zestyio.com/Envoy-Home-Potential.ByTGayVeo.png" /> <img class="image-asset lazy" src="https://sqy7rm.media.zestyio.com/Envoy-Home-Potential.ByTGayVeo.png?width=50&fit=bounds" data-src="https://sqy7rm.media.zestyio.com/Envoy-Home-Potential.ByTGayVeo.png" alt="Harness the power of compounding" /> </picture> </div> <div class="disclosure-wrapper"> <div class="disclosure-copy light-grey"> Your Potential is a hypothetical tool that illustrates, how factors such as Recurring Investments (amount and frequency), Round-Ups® investments, Smart Deposit investments, and compound returns may impact the long-term value of an Acorns Account. The tool uses a 6% hypothetical rate of return and hypothetical age range dependent on age band selected by the user. Compounding is the process in which an asset’s earnings are reinvested to generate additional earnings over time. Acorns clients may not experience compound returns and investment results will vary based on market volatility and fluctuating prices. </div> </div> <div class="copy-wrapper"> <div class="headline envoy-header-5 solid-slate"> Harness the power of compounding </div> <div class="body envoy-body solid-slate"> Money doesn’t grow on trees. But with compound returns, money can grow on itself. It’s a long-term investing principle foundational to how Acorns can work for you. </div> </div> </div> <div class="two-column-content-component general-envoy-component"> <div id="two-column-column-1" class="two-column-column-wrapper" style="background: #4DA1EF"> <div class="column-copy-wrapper"> <div class="column-headline envoy-header-5 white"> View your performance in real time </div> <div class="column-body envoy-body white"> See how your portfolio is doing today or over time, and view your account value breakdown. </div> </div> <div class="column-image-wrapper"> <picture> <source media="(max-width: 767px)" srcset="https://sqy7rm.media.zestyio.com/blueperformanceupdatemobile--1-.png?width=50&fit=bounds" data-srcset="https://sqy7rm.media.zestyio.com/blueperformanceupdatemobile--1-.png" /> <img class="lazy" src="https://sqy7rm.media.zestyio.com/blueperformanceupdatedesktop--1-.png?width=50&fit=bounds" data-src="https://sqy7rm.media.zestyio.com/blueperformanceupdatedesktop--1-.png" alt="View your performance in real time Image" /> </picture> </div> </div> <div id="two-column-column-2" class="two-column-column-wrapper" style="background: #74C947"> <div class="column-copy-wrapper"> <div class="column-headline envoy-header-5 white"> Banking + investing all in one app </div> <div class="column-body envoy-body white"> Claim a checking account with a debit card that automatically saves and invests for you. </div> <a class="column-cta envoy-body white" href="/round-ups/"> Learn More </a> </div> <div class="column-image-wrapper"> <picture> <source media="(max-width: 767px)" srcset="https://sqy7rm.media.zestyio.com/Envoy-Invest-Two-Column-2-Mobile.png?width=50&fit=bounds" data-srcset="https://sqy7rm.media.zestyio.com/Envoy-Invest-Two-Column-2-Mobile.png" /> <img class="lazy" src="https://sqy7rm.media.zestyio.com/Envoy-Invest-Two-Column-2.png?width=50&fit=bounds" data-src="https://sqy7rm.media.zestyio.com/Envoy-Invest-Two-Column-2.png" alt="Banking + investing all in one app Image" /> </picture> </div> </div> </div> <div id="envoy-faqs-component" class="envoy-faqs-component faqs-component"> <div class="faqs-component-content-wrapper content-wrapper"> <div class="header-copy-wrapper"> <h4 class="envoy-header-5 solid-slate"> Frequently asked </h4> </div> <div class="questions-wrapper"> <div class="question-wrapper" onclick="handleFAQComponentClick(event)"> <div class="question-copy-wrapper"> <div class="question-header"> <p class="question-copy envoy-body solid-slate"> Where is my money invested? </p> <div class="faq-toggle-wrapper"> <img class="faq-toggle-arrow" src="https://sqy7rm.media.zestyio.com/Envoy-FAQs-Component-Arrow.svg" alt="Right arrow" /> </div> </div> <div class="question-body envoy-body"> <p dir="ltr">There are five different Acorns Core portfolios and four different Acorns ESG Portfolios, built by experts. Each portfolio is composed of exchange-traded funds &mdash; ETFs for short. An ETF is made of broad holdings of stocks and/or bonds. Depending on your portfolio, you&rsquo;re invested in a mix of companies, markets, and bonds&mdash;and if you choose, a Bitcoin-linked ETF. The overview or prospectuses of the ETFs can be found below:</p> <p dir="ltr">&nbsp;</p> <ul> <li dir="ltr" role="presentation"><a href="https://personal.vanguard.com/us/funds/snapshot?FundId=0968&amp;FundIntExt=INT">Large Company &ndash; VOO</a>&nbsp;</li> <li dir="ltr" role="presentation"><a href="https://www.blackrock.com/us/individual/products/239763/ishares-core-sp-midcap-etf">Medium Company Stocks &ndash; IJH&nbsp;</a></li> <li dir="ltr" role="presentation"><a href="https://www.blackrock.com/us/individual/products/239774/?referrer=tickerSearch">Small Company Stocks &ndash; IJR</a></li> <li dir="ltr" role="presentation"><a href="https://www.blackrock.com/us/individual/products/244048/?referrer=tickerSearch">International Company Stocks &ndash; IXUS&nbsp;</a></li> <li dir="ltr" role="presentation"><a href="https://www.blackrock.com/us/individual/products/244051/?referrer=tickerSearch">Short Term Bonds &ndash; ISTB</a></li> <li dir="ltr" role="presentation"><a href="https://www.blackrock.com/us/individual/products/239458/?referrer=tickerSearch">US Aggregate Bonds &ndash; AGG</a></li> <li dir="ltr" role="presentation"><a href="https://www.ishares.com/us/library/stream-document?stream=reg&amp;product=IUS-ESGU&amp;shareClass=NA&amp;documentId=1326602%7E1326600%7E926112%7E1315627%7E1380893&amp;iframeUrlOverride=%2Fus%2Fliterature%2Fprospectus%2Fp-ishares-msci-usa-esg-optimized-etf-8-31.pdf">iShares ESG Aware MSCI USA ETF | ESGU</a></li> <li dir="ltr" role="presentation"><a href="https://www.ishares.com/us/library/stream-document?stream=reg&amp;product=IUS-ESGE&amp;shareClass=NA&amp;documentId=1720984%7E1720982%7E1696398%7E1315626%7E1539665&amp;iframeUrlOverride=%2Fus%2Fliterature%2Fprospectus%2Fp-ishares-esg-msci-em-etf-8-31.pdf">iShares ESG Aware MSCI EM ETF | ESGE</a></li> <li dir="ltr" role="presentation"><a href="https://www.ishares.com/us/library/stream-document?stream=reg&amp;product=IUS-ESML&amp;shareClass=NA&amp;documentId=1527971%7E1527547%7E926112%7E1315627%7E1380893&amp;iframeUrlOverride=%2Fus%2Fliterature%2Fprospectus%2Fp-ishares-msci-usa-small-cap-esg-optimized-etf.pdf">iShares ESG Aware MSCI USA Small-Cap ETF | ESML</a></li> <li dir="ltr" role="presentation"><a href="https://www.ishares.com/us/library/stream-document?stream=reg&amp;product=ISHSUSB&amp;shareClass=NA&amp;documentId=1408671%7E1408669%7E926213%7E1696185%7E1743416&amp;iframeUrlOverride=%2Fus%2Fliterature%2Fprospectus%2Fp-ishares-esg-1-5-year-usd-corporate-bond-etf-2-28.pdf">iShares ESG Aware 1-5 Year USD Corporate Bond ETF | SUSB</a></li> <li dir="ltr" role="presentation"><a href="https://www.ishares.com/us/library/stream-document?stream=reg&amp;product=IUS-ESGD&amp;shareClass=NA&amp;documentId=1720985%7E1720981%7E926112%7E1315627%7E1380893&amp;iframeUrlOverride=%2Fus%2Fliterature%2Fprospectus%2Fp-ishares-esg-msci-eafe-etf-8-31.pdf">iShares ESG Aware MSCI EAFE ETF | ESGD</a></li> <li dir="ltr" role="presentation"><a href="https://www.ishares.com/us/library/stream-document?stream=reg&amp;product=ISHT1-3&amp;shareClass=NA&amp;documentId=925857%7E925845%7E926213%7E925554%7E925655&amp;iframeUrlOverride=%2Fus%2Fliterature%2Fprospectus%2Fp-ishares-1-3-year-treasury-bond-etf-2-28.pdf">iShares 1-3 Year Treasury Bond ETF | SHY</a></li> <li dir="ltr" role="presentation"><a href="https://www.ishares.com/us/library/stream-document?stream=reg&amp;product=IUS-SUSA&amp;shareClass=NA&amp;documentId=925822%7E926099%7E926263%7E1267252%7E1474672&amp;iframeUrlOverride=%2Fus%2Fliterature%2Fprospectus%2Fp-ishares-msci-usa-esg-select-etf-4-30.pdf">iShares MSCI USA ESG Select ETF | SUSA</a></li> <li dir="ltr" role="presentation"><a href="https://www.ishares.com/us/library/stream-document?stream=reg&amp;product=ISHGOVT&amp;shareClass=NA&amp;documentId=987031%7E926226%7E920966%7E925600%7E925615&amp;iframeUrlOverride=%2Fus%2Fliterature%2Fprospectus%2Fp-ishares-us-treasury-bond-etf-10-31.pdf">iShares U.S. Treasury Bond ETF | GOVT</a></li> <li dir="ltr" role="presentation"><a href="https://www.ishares.com/us/library/stream-document?stream=reg&amp;product=ISHMBS&amp;shareClass=NA&amp;documentId=925957%7E925870%7E926213%7E925598%7E925641&amp;iframeUrlOverride=%2Fus%2Fliterature%2Fprospectus%2Fp-ishares-mbs-etf-2-28.pdf">iShares MBS ETF | MBB</a></li> <li dir="ltr" role="presentation"><a href="https://www.ishares.com/us/library/stream-document?stream=reg&amp;product=ISHSUSC&amp;shareClass=NA&amp;documentId=1408659%7E1408558%7E926213%7E1696185%7E1743416&amp;iframeUrlOverride=%2Fus%2Fliterature%2Fprospectus%2Fp-ishares-esg-usd-corporate-bond-etf-2-28.pdf">iShares ESG Aware USD Corporate Bond ETF | SUSC</a></li> <li dir="ltr" role="presentation"><a href="https://www.proshares.com/our-etfs/strategic/bito/">Proshares Bitcoin Strategy ETF - BITO</a></li> <li dir="ltr" role="presentation"><a href="https://www.ishares.com/us/products/239466/ishares-short-treasury-bond-etf">Shares Short Treasury Bond &ndash; SHV</a></li> <li dir="ltr" role="presentation"><a href="https://us.spdrs.com/en/etf/spdr-bloomberg-barclays-1-3-month-t-bill-etf-BIL">SPDR Bloomberg Barclays 1-3 Month T-Bill &ndash; BIL</a></li> <li dir="ltr" role="presentation"><a href="https://www.gsam.com/content/gsam/us/en/advisors/fund-center/etf-fund-finder/goldman-sachs-access-treasury-0-1-year-etf.html">Goldman Sachs Access Treasury 0-1 Year &ndash; GBIL</a></li> <li dir="ltr" role="presentation"><a href="https://am.jpmorgan.com/us/en/asset-management/gim/adv/products/d/jpmorgan-ultra-short-income-etf-etf-shares-46641q837">JPMorgan Ultra-Short Income &ndash; JPST</a></li> <li dir="ltr" role="presentation"><a href="https://www.ishares.com/us/products/258806/ishares-liquidity-income-etf">iShares Ultra Short-Term Bond &ndash; ICSH</a></li> </ul> <p dir="ltr">&nbsp;</p> <p dir="ltr">If you have any other questions, feel free to reach out to us <a href="https://support.acorns.com/hc/en-us/requests/new">here</a>.</p> <p dir="ltr"></p> <p dir="ltr">&nbsp;</p> <p><iframe width="560px" height="315px" src="https://www.youtube.com/embed/42wem0Y5s-U?modestbranding=1&amp;rel=0" allow="accelerometer; autoplay; encrypted-media; gyroscope; picture-in-picture; fullscreen"></iframe></p> </div> </div> </div> <div class="question-wrapper" onclick="handleFAQComponentClick(event)"> <div class="question-copy-wrapper"> <div class="question-header"> <p class="question-copy envoy-body solid-slate"> How do I choose an Investment Portfolio? </p> <div class="faq-toggle-wrapper"> <img class="faq-toggle-arrow" src="https://sqy7rm.media.zestyio.com/Envoy-FAQs-Component-Arrow.svg" alt="Right arrow" /> </div> </div> <div class="question-body envoy-body"> <p dir="ltr">Acorns will recommend a portfolio for you based on your age, time horizon, income, goals, and risk tolerance. Our ETF portfolios range from aggressive (all stocks) to conservative (all bonds), with a mix in between.&nbsp;</p> <p dir="ltr"></p> <p dir="ltr">&nbsp;</p> <p dir="ltr">You may switch portfolios after registration without a charge or penalty from Acorns. However, changing portfolios with any investment account may cause a taxable event.</p> <p></p> </div> </div> </div> <div class="question-wrapper" onclick="handleFAQComponentClick(event)"> <div class="question-copy-wrapper"> <div class="question-header"> <p class="question-copy envoy-body solid-slate"> What should I consider when the market is down? </p> <div class="faq-toggle-wrapper"> <img class="faq-toggle-arrow" src="https://sqy7rm.media.zestyio.com/Envoy-FAQs-Component-Arrow.svg" alt="Right arrow" /> </div> </div> <div class="question-body envoy-body"> <p dir="ltr">Your Acorns portfolio is designed with the goal of weathering the stock market&rsquo;s normal ups and downs. This is why your Acorns portfolio is diversified, or composed of lots of different things. When some things are down, others may be up, to help balance your performance over time.</p> <p dir="ltr">&nbsp;</p> <p dir="ltr"><em>Remember:</em> The stock market can be volatile, but every U.S. market downturn in history has ended in an upturn. Past performance does not guarantee future results.</p> <p dir="ltr">&nbsp;</p> <p dir="ltr">To learn more, check out the articles below.</p> <p dir="ltr">&nbsp;&nbsp;</p> <p dir="ltr"><a href="https://www.acorns.com/learn/investing/what-is-market-volatility">What is Market Volatility</a></p> <p dir="ltr"><a href="https://www.acorns.com/learn/investing/how-to-invest-in-volatile-market">How to Invest in a Volatile Market</a></p> <p dir="ltr"><a href="https://www.acorns.com/learn/investing/investing-in-a-recession">Investing in a Recession</a></p> <p></p> </div> </div> </div> <div class="question-wrapper" onclick="handleFAQComponentClick(event)"> <div class="question-copy-wrapper"> <div class="question-header"> <p class="question-copy envoy-body solid-slate"> What are ESG Portfolios? </p> <div class="faq-toggle-wrapper"> <img class="faq-toggle-arrow" src="https://sqy7rm.media.zestyio.com/Envoy-FAQs-Component-Arrow.svg" alt="Right arrow" /> </div> </div> <div class="question-body envoy-body"> <p dir="ltr">Acorns ESG portfolios are composed of Exchange Traded Funds (ETFs) that invest in companies rated for how they approach environmental, social, and governance issues. This is their Morgan Stanley Corporate International (MSCI) ESG rating.&nbsp;</p> <p>&nbsp;</p> <p dir="ltr">MSCI ESG ratings are a comprehensive measure of a company&rsquo;s long-term commitment to socially responsible investments (SRI) and environmental, social and governance (ESG) investment standards. In particular, the MSCI ESG ratings focus on a company&rsquo;s exposure to financially relevant ESG risks.&nbsp;</p> <p>&nbsp;</p> <p dir="ltr">To explore Acorns ESG portfolios, visit your Invest screen, tap Portfolio, and scroll to &ldquo;Theme.&rdquo;</p> <p></p> </div> </div> </div> </div> </div> </div> <div class="envoy-bottom-slider-nav"> <div class="bottom-slider-nav-header-wrapper"> <div class="envoy-tagline solid-slate"> FINANCIAL WELLNESS System </div> <h4 class="envoy-header-5 solid-slate"> Acorns helps you save & invest for the long-term </h4> </div> <div class="bottom-slider-nav-main-content-wrapper"> <div class="bottom-slider-nav-slider-container"> <div class="featured-page-wrapper"> <a class="featured-page-clickable-area" href="/invest/"> <div class="featured-page-title envoy-body solid-slate"> Acorns Invest </div> <div class="featured-page-headline envoy-header-5 solid-slate"> Start<br/>Investing </div> </a> <img class="featured-page-image" 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</div> <div id="footer-disclosures" class="footer-disclosures"> <div style="text-align: center;"><span data-stringify-type="paragraph-break"><strong>Investment products | Not FDIC insured | No bank guarantee | May lose value</strong><br><br></span><span style="text-decoration: underline;"><strong>Important Disclosures</strong></span></div> <div style="text-align: left;">&nbsp;</div> <div style="text-align: left;"><strong>Paid advertisement.</strong> Dwayne Johnson is an investor in Acorns Grow Incorporated, is a director of its affiliate Acorns Labs, is an Acorns customer, and together with his creative agency receives substantial compensation from Acorns and its affiliates to promote Acorns and therefore has a conflict of interest that can be expected to bias his views. Statements are not necessarily representative of the experience or views of other customers and are not guarantees of performance or success. Nothing here should be viewed as an endorsement or testimonial regarding Acorns Advisers LLC's investment advisory services. Acorns is not a bank. Acorns Visa&trade; debit cards and banking services are issued and provided by Lincoln Savings Bank or nbkc bank, Members FDIC, to Acorns Checking account holders that are U.S. residents over the age of eighteen (18).<br><strong><br>Investing involves risk, including loss of principal.&nbsp;</strong>Please consider, among other important factors, your investment objectives, risk tolerance and Acorns&rsquo; pricing before investing. Investment advisory services offered by Acorns Advisers, LLC (Acorns), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member&nbsp;<a target="_blank" data-stringify-link="https://www.finra.org/#/" delay="150" data-sk="tooltip_parent" href="https://www.finra.org/#/" rel="noopener noreferrer" data-remove-tab-index="true" tabindex="-1">FINRA</a>/<a target="_blank" data-stringify-link="https://www.sipc.org/" delay="150" data-sk="tooltip_parent" href="https://www.sipc.org/" rel="noopener noreferrer" data-remove-tab-index="true" tabindex="-1">SIPC</a>.</div> <div style="text-align: left;"><span data-stringify-type="paragraph-break">&nbsp;</span></div> <div style="text-align: left; padding-left: 40px;"><span data-stringify-type="paragraph-break"></span>1. <strong>Round-Ups&reg; investments </strong>are transferred from your linked funding source (checking account) to your Acorns Invest account, where the funds are invested into a portfolio of selected ETFs. If you do not maintain an adequate amount of funds in your funding source sufficient to cover your Round-Ups&reg; investment, you could incur overdraft fees with your financial institution. Only purchases made with Round-Up accounts linked to your Acorns account with the feature activated are eligible for the Round- Ups&reg; investment feature. Round-Up investments from your funding source will be processed when your Pending Round-Ups&reg; investments reach or exceed $5.&nbsp;<br><br><span data-stringify-type="paragraph-break"></span></div> <p style="padding-left: 40px;">2. <strong>Acorns Checking Real-Time Round-Ups&reg; </strong>invests small amounts of money from purchases made using an Acorns Checking account into the client&rsquo;s Acorns Investment account. Requires both an active Acorns Checking account and an Acorns Investment account in good standing. Real-Time Round-Ups&reg; investments accrue instantly for investment during the next trading window.</p> <p style="padding-left: 40px;">3. A properly suggested <strong>portfolio recommendation</strong> is dependent upon current and accurate financial and risk profiles. Clients who have experienced changes to their goals, financial circumstances, or investment objectives, or who wish to modify their portfolio recommendation, should promptly update their information in the Acorns app or through the website.</p> <p style="padding-left: 40px;">4. <strong>Acorns Earn</strong> provides subscribers access to shop with our partners and earn bonus investments into your Acorns Invest portfolios when purchasing items from the partner brands. Acorns Earn rewards investments are made by Acorns Grow, Incorporated into your Acorns Invest account through a partnership Acorns Grow maintains with each Acorns Earn partner. Acorns may receive compensation from business partners in connection with certain promotions in which Acorns refers clients to such partners for the purchase of non-investment consumer products or services. This type of marketing partnership gives Acorns an incentive to refer clients to business partners instead of to businesses that are not partners of Acorns. This conflict of interest affects the ability of Acorns to provide clients with unbiased, objective promotions concerning the products and services of its business partners. This could mean that the products and/or services of other businesses, that do not compensate Acorns, may be more appropriate for a client than the products and/or services of Acorns business partners. Subscribers are, however, not required to purchase the products and services Acorns promotes. Amount earned and invested through Acorns Earn since inception as of July 1, 2024.</p> <p style="padding-left: 40px;">5. Acorns <strong>Subscription Fees</strong> are assessed based on the plan of services in which you are enrolled. Acorns does not charge transactional fees, commissions or fees based on assets for accounts under $1 million. Acorns may receive compensation from business partners in connection with certain promotions in which Acorns refers clients to such partners for the purchase of non-investment consumer products or services. This type of marketing partnership gives Acorns an incentive to refer clients to business partners instead of to businesses that are not partners of Acorns. This conflict of interest affects the ability of Acorns to provide clients with unbiased, objective promotions concerning the products and services of its business partners. This could mean that the products and/or services of other businesses, that do not compensate Acorns, may be more appropriate for a client than the products and/or services of Acorns business partners. Subscribers are, however, not required to purchase the products and services Acorns promotes.</p> <p style="padding-left: 40px;" id="not-a-bank-disclosure">6.<strong> Acorns is not a bank.</strong> Acorns Visa&trade; debit cards and banking services are issued by Lincoln Savings Bank or nbkc bank, members FDIC. Acorns Checking clients are not charged overdraft fees, maintenance fees, or ATM fees for cash withdrawals from in-network ATMs. Please see your Acorns Subscription Center or Account Statements for a description of the fees you pay to Acorns for its services. Any balances you hold with Lincoln Savings Bank or nbkc bank, including but not limited to those balances held in Acorns Checking accounts are added together and are insured up to $250,000 per depositor through Lincoln Savings Bank or nbkc bank, Members FDIC. If you have funds jointly owned, these funds would be separately insured for up to $250,000 for each joint account owner. Lincoln Savings Bank or nbkc bank utilizes a deposit network service, which means that at any given time, all, none, or a portion of the funds in your Acorns Checking accounts may be placed into and held beneficially in your name at other depository institutions which are insured by the Federal Deposit Insurance Corporation (FDIC). For a complete list of other depository institutions where funds may be placed, please visit <a target="_blank" data-stringify-link="https://www.cambr.com/bank-list" delay="150" data-sk="tooltip_parent" href="https://www.cambr.com/bank-list" rel="noopener noreferrer" data-remove-tab-index="true" tabindex="-1">https://www.cambr.com/bank-list</a>. Balances moved to network banks are eligible for FDIC insurance once the funds arrive at a network bank. To learn more about pass-through deposit insurance applicable to your account, please see the Account Documentation. Additional information on FDIC insurance can be found at&nbsp;<a target="_blank" data-stringify-link="https://www.fdic.gov/resources/deposit-insurance/" delay="150" data-sk="tooltip_parent" href="https://www.fdic.gov/resources/deposit-insurance/" rel="noopener noreferrer" data-remove-tab-index="true" tabindex="-1">https://www.fdic.gov/resources/deposit-insurance/</a>.</p> <p style="padding-left: 40px;">7.&nbsp;<strong>Early Payday </strong>depends on the timing of the submission of the payment file from the payer and fraud prevention restrictions. Funds are generally available on the day the payment file is received, up to 2 days earlier than the scheduled payment date. Timing may vary.&nbsp;<strong></strong></p> <p style="padding-left: 40px;">8.<strong> The ETFs</strong> comprising the portfolios charge fees and expenses that will reduce a client&rsquo;s return. Investors should consider the investment objectives, risks, charges and expenses of the funds carefully before investing. Investment policies, management fees and other information can be found in the individual ETF&rsquo;s prospectus. Please read each prospectus carefully before investing.</p> <p style="padding-left: 40px;">9. <strong>Acorns does not provide access to invest directly in Bitcoin.</strong> Bitcoin exposure is provided through the ETF BITO, which invests in Bitcoin futures. This is considered a high-risk investment given the speculative and volatile nature. Investments in Bitcoin ETFs may not be appropriate for all investors and should only be utilized by those who understand and accept those risks. Investors seeking direct exposure to the price of bitcoin should consider a different investment.&nbsp;</p> <p style="padding-left: 40px;">10. <strong>The ESG (Environmental, social, and governance) investment strategies</strong> may limit the types and number of investment opportunities available, as a result, the portfolio may underperform others that do not have an ESG focus. Companies selected for inclusion in the portfolio may not exhibit positive or favorable ESG characteristics at all times and may shift into and out of favor depending on market and economic conditions. Environmental criteria considers how a company performs as a steward of nature. Social criteria examine how it manages relationships with employees, suppliers, customers, and the communities where it operates. Governance deals with a company&rsquo;s leadership, executive pay, audits, internal controls, and shareholder rights.</p> <p style="padding-left: 40px;">11. <strong>Invest,</strong> an individual investment account which invests in a portfolio of ETFs (exchange traded funds) recommended to clients based on their investment objectives, time horizon, and risk tolerance.&nbsp;</p> <p style="padding-left: 40px;">12. <strong>Later</strong>, an Individual Retirement Account (either Traditional, ROTH or SEP IRA) selected for clients based on their answers to a suitability questionnaire. Please consult your tax advisor with any questions. Existing customers in Acorns Gold or Silver subscription plans can opt into the Acorns Later Match feature and receive either a 3% or 1% IRA match, respectively, on new contributions made to an Acorns Later account. New customers in these subscription plans are automatically eligible for the Later Match feature at the applicable 3% and 1% match rate. All Later funds for both new and existing customers must be held in an Acorns Later account for at least four years to keep the earned IRA match and all or a portion of IRA Match may be subject to recapture by Acorns if customer downgrades to a Subscription Plan with a lower monthly fee.<br><br>For informational purposes only. This is solely intended to provide notification of an available product or service. This is not a recommendation to buy, sell, hold, or roll over any asset, adopt an investment strategy, or use a particular account type. This information does not consider the specific investment objectives, tax and financial conditions or particular needs of any specific person. Investors should discuss their specific situation with their financial professional.</p> <p style="padding-left: 40px;">13. <b id="docs-internal-guid-0532bbc1-7fff-805f-cbf1-6bf6e13047b7"><span>Acorns Early Invest, </span></b>an UTMA/UGMA investment account managed by an adult custodian until the minor beneficiary comes of age, at which point they assume control of the account. Money in a custodial account is the property of the minor. &nbsp;<span>Customers in the Gold Subscription Plan are automatically eligible for a 1% "Early Match" promotion on deposits by the Customer of up to $7,000 a year per Early Account. All funds must be held in the applicable Acorns Early Account for at least four years of the Early Match deposit date or until the beneficiary reaches the applicable Age of Transfer, whichever is earlier. The Early Match will be subject to recapture by Acorns if funds are withdrawn from the Early Account during the four year period, up to the amount for which a 1% Early Match was received. The Early Match will also be subject to recapture if a customer downgrades to a Subscription Plan with a lower monthly fee within this period. </span></p> <p style="padding-left: 40px;">14. <strong>Custom Portfolios</strong> are non-discretionary investment advisory accounts, managed by the customer. Custom Portfolios are not available as a stand alone account and clients must have an Acorns Invest account. Custom portfolios are not instant trading. Clients wanting more control over order placement and execution may need to consider alternative investment platforms before adding a Custom portfolio account.</p> <p style="padding-left: 40px;">15. The <strong>Acorns Gold GoHenry Benefit</strong> is available only to Acorns subscribers who subscribe to the Acorns Gold Plan and is for the monthly GoHenry Child or Family Plan Membership Fee, subject to these Waiver Terms. You will remain responsible for any other fees that you owe under the GoHenry Cardholder Terms and Conditions that are not included in the monthly GoHenry Child or Family Plan Membership Fee, as applicable.</p> <p style="padding-left: 40px;">16. &copy; GoHenry Inc. ("Acorns Early") All rights reserved. Acorns Early is not a bank. The Acorns Early card is issued by Community Federal Savings Bank, member FDIC, pursuant to license by Mastercard International. Our office is located at Acorns Early, 5300 California Avenue, Irvine, CA 92617. Cardholder Terms and limits apply.</p> <p style="padding-left: 40px;">17.&nbsp;<strong>It is not possible to invest directly in an index.</strong> Past performance is no guarantee of future results.&nbsp;&nbsp;</p> <p style="padding-left: 40px;">18. Acorns reserves the right to restrict or revoke any and all offers at any time.</p> <p style="padding-left: 40px;">19. <strong>Compounding</strong> is the process in which an asset&rsquo;s earning from either capital gains or interest are reinvested to generate additional earnings over time. It does not ensure positive performance, nor does it protect against loss. Acorns clients may not experience compound returns and investment results will vary based on market volatility and fluctuating prices.&nbsp;</p> <p style="padding-left: 40px;">20. <strong>Diversification</strong> and asset allocation do not guarantee a profit, nor do they eliminate the risk of loss of principal.</p> <p style="padding-left: 40px;">21. App rating references the combined all-time star rating received in Google Play and Apple App Store. App Store rating as of 5/30/24.</p> <p style="padding-left: 40px;">22. &lsquo;Save and Invest&rsquo; refers to a client&rsquo;s ability to utilize the Acorns Real-Time Round-Ups&reg; investment feature to seamlessly invest small amounts of money from purchases using an Acorns investment account.</p> <p style="padding-left: 40px;">23. The information contained on this website should not considered an offer, solicitation of an offer or advice to buy or sell any security or investment product. The information should not be construed as tax or legal advice. Please consult your tax advisor with any questions.<br><br>24. Comparisons are based on the national average Annual Percentage Yields (APY) published in the FDIC National Rates and Rate Caps as of October 16, 2023.</p> <p style="padding-left: 40px;">25. As of November 8, 2024, Mighty Oak Checking Annual Percentage Yield (APY) is 2.72% and Emergency Fund APY is 4.29%. APY is variable and subject to change at our discretion, without prior notice. No minimum opening deposit or minimum balance required. Acorns is not a bank. Banking services provided by and Mighty Oak Debit Cards issued and provided by nbkc bank, Member FDIC, to Acorns Checking account holders that are U.S. residents over the age of eighteen (18). &nbsp;</p> <p style="padding-left: 40px;">26.&nbsp;<span>On August 21, 2024, Acorns changed the names of its Subscription Plans from "Personal," "Personal Plus," and "Premium" to "Bronze," "Silver," and "Gold." No other changes were made to the Subscription Plans at that time. </span></p> <p style="padding-left: 40px;"><span>27. Over $22 billion invested since inception as of 6/26/2024.&nbsp; </span></p> <p style="padding-left: 40px;"><span>28. Amount invested from Round-Ups alone since inception as of July 31, 2024.&nbsp; &nbsp;</span></p> <div><span data-stringify-type="paragraph-break"></span>Acorns, Round-Ups&reg; investments, Real-Time Round-Ups&reg; investments, Invest the Change and the Acorns logo are registered trademarks of Acorns Grow Incorporated. All product and company names are trademarks&trade; or registered&reg; trademarks of their respective holders. Use of them does not imply any affiliation with or endorsement by them.&nbsp;</div> <div><span data-stringify-type="paragraph-break">&nbsp;</span></div> <div><span data-stringify-type="paragraph-break"></span>For additional important risks, disclosures, and information, please visit&nbsp;<a target="_blank" data-stringify-link="https://www.acorns.com/terms/" delay="150" data-sk="tooltip_parent" href="https://www.acorns.com/terms/" rel="noopener noreferrer" data-remove-tab-index="true" tabindex="-1">https://www.acorns.com/terms/</a></div> <div>&nbsp;</div> <div>&copy; 2024 Acorns Grow Incorporated | <a target="_blank" data-stringify-link="https://www.acorns.com/disclosures" delay="150" data-sk="tooltip_parent" href="https://www.acorns.com/disclosures" rel="noopener noreferrer" data-remove-tab-index="true" tabindex="-1">Disclosures</a>&nbsp;|&nbsp;<a target="_blank" data-stringify-link="https://www.acorns.com/accessibility" delay="150" data-sk="tooltip_parent" href="https://www.acorns.com/accessibility" rel="noopener noreferrer" data-remove-tab-index="true" tabindex="-1">Accessibility</a></div> </div> </footer> </div> </div> <div class="sticky-action-button-container initially-hidden-on-mobile user-has-not-scrolled-on-mobile"> <div class="sticky-action-button"> <div class="main-content-container"> <img src=" https://sqy7rm.media.zestyio.com/App-Icon.B1s9Xy3z9.svg " alt="Acorns Logo" /> <div class="copy-wrapper"> <div class="company-name"> Acorns </div> <div class="sub-text"> Invest spare change </div> </div> </div> <a class="sticky-action-cta md-703-track hide-on-mobile " href="https://app.adjust.com/lk0lfh8_l7g8ijs?fallback=https://signup.acorns.com/signup/" data-track-id="stickyActionCtaDesktop" universal="true"> Get started </a> <a class="sticky-action-cta md-703-track hide-on-desktop " href="https://app.adjust.com/lk0lfh8_l7g8ijs?fallback=https://signup.acorns.com/signup/" data-track-id="stickyActionCtaMobile" universal="true"> Get the app </a> <div class="close-button hide-on-desktop">✕</div> </div> </div> <!-- Intellimize start --> <style>.anti-flicker, .anti-flicker * {visibility: hidden !important; display: none !important; opacity: 0 !important;}</style> <script>(function(e,t,p){var n=document.documentElement,s={p:[],r:[]},u={p:s.p,r:s.r,push:function(e){s.p.push(e)},ready:function(e){s.r.push(e)}};e.intellimize=u,n.className+=" "+p,setTimeout(function(){n.className=n.className.replace(RegExp(" ?"+p),"")},t)})(window, 4000, 'anti-flicker')</script> <link rel="preload" href="https://cdn.intellimize.co/snippet/117542590.js" as="script"> <script src="https://cdn.intellimize.co/snippet/117542590.js" async onerror="document.documentElement.className = document.documentElement.className.replace(RegExp(' ?anti-flicker'), '');"></script> <link rel="preconnect" href="https://api.intellimize.co" crossorigin> <link rel="preconnect" href="https://117542590.intellimizeio.com"> <link rel="preconnect" href="https://log.intellimize.co" crossorigin> <!-- Intellimize end --> <!-- RudderStack --> <script> const writeKey = '1mwy1tTrut5PxUo7z76zwLXaOWl' const dataPlane = 'https://acornsprod-dataplane.rudderstack.com/' rudderanalytics=window.rudderanalytics=[];for(var methods=["load","page","track","identify","alias","group","ready","reset","getAnonymousId","setAnonymousId"],i=0;i<methods.length;i++){var method=methods[i];rudderanalytics[method]=function(a){return function(){rudderanalytics.push([a].concat(Array.prototype.slice.call(arguments)))}}(method)}rudderanalytics.load(writeKey,dataPlane), rudderanalytics.page('Screen Viewed', { screen: getScreenNameForCurrentPage(), platform: platformIsMobile ? 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