Learn | Acorns

<!DOCTYPE html><html lang="en-us"><head><title>Learn | Acorns</title><meta property="og:type" content="website" /><meta property="og:title" content="Learn" /><meta name="twitter:title" content="Learn"><meta property="og:description" content="Grow your financial confidence with videos, articles, and tips for investors both experienced and new." /><meta property="twitter:description" content="Grow your financial confidence with videos, articles, and tips for investors both experienced and new." /><meta property="og:url" content="https://www.acorns.com/learn/" /><meta name="twitter:card" content="summary_large_image"><meta property="og:image" content="https://sqy7rm.media.zesty.site/Learn-Landing-Hero.png?width=1200&height=630&fit=crop" /><meta property="og:image:url" content="https://sqy7rm.media.zesty.site/Learn-Landing-Hero.png?width=1200&height=630&fit=crop" /><meta property="og:image:width" content="1200" /><meta property="og:image:height" content="630" /><meta property="twitter:image:src" content="https://sqy7rm.media.zesty.site/Learn-Landing-Hero.png?width=1200&height=630&fit=crop" /><meta property="twitter:image:width" content="1200" /><meta property="twitter:image:height" content="630" /><meta property="og:site_name" content="Acorns" /><meta name="description" content="Grow your financial confidence with videos, articles, and tips for investors both experienced and new." /><meta http-equiv="Content-Type" content="text/html;charset=utf-8"><meta name="viewport" content="width=device-width, initial-scale=1.0"><meta name="apple-itunes-app" content="app-id=883324671"><meta name="google-site-verification" content="zz28cwlpNcO2KtqaUTVAV7JAqbInQ_j31p-xl04pBbo"><meta name="google-site-verification" content="HEhKySN8QOgvY_TgjTyHpYW6rbfTFwmLfWJvc-J5GCA"><meta http-equiv="Content-Security-Policy" content="default-src https: wss: 'unsafe-inline' 'unsafe-eval' data:;"><meta name="version" content="CV"><meta http-equiv="strict-transport-security" content="max-age=31536000; includeSubDomains; preload"><meta http-equiv="x-content-type-options" content="nosniff"><meta http-equiv="referrer-policy" content="no-referrer"><meta http-equiv="referrer-policy" content="strict-origin-when-cross-origin"><meta name="feature-policy" content="midi 'none';sync-xhr 'none';microphone 'none';camera 'none';magnetometer 'none';gyroscope 'none';speaker 'self';vibrate 'none';fullscreen 'self';" /> <meta name="apple-mobile-web-app-status-bar-style" content="black" /> <meta content="IE=edge" http-equiv="X-UA-Compatible" /> <meta name="viewport" content="width=device-width, height=device-height, initial-scale=1.0, minimum-scale=1.0, maximum-scale=1.0" /> <meta name="apple-mobile-web-app-capable" content="yes" /> <link rel="icon" href="https://sqy7rm.media.zestyio.com/favicon-2022.png" type="image/png" sizes="196x196" /> <meta name="facebook-domain-verification" custom="true" content="u6lwypb2enhceo6riymov3yga2pk4p" /> <link rel="canonical" href="https://www.acorns.com/learn/" /><link type="text/css" href="/site.css?v=29f80156a595a3f5402775e31679c658" rel="stylesheet" media="screen" /><script type="text/javascript" src="/site.js?v=0708a582accccffb59f385dbbeb5fd13"></script><link rel="dns-prefetch" href="" /><script>(function(i,s,o,g,r,a,m){i['GoogleAnalyticsObject']=r;i[r]=i[r]||function(){(i[r].q=i[r].q||[]).push(arguments)},i[r].l=1*new Date();a=s.createElement(o),m=s.getElementsByTagName(o)[0];a.async=1;a.src=g;m.parentNode.insertBefore(a,m)})(window,document,'script','//www.google-analytics.com/analytics.js','ga');ga('create', 'UA-46142661-9', 'auto');ga('send', 'pageview');</script></head><body class="view-learn_hub_landing" itemscope="" itemtype="https://schema.org/WebPage"><script> // Note: Variables are generally not available on script initialization. Wait for DOM Content to be loaded before utilizing variables. const currentItemZuid = '7-ccb1d7a1f5-wh7cck' const instanceEnv = 'live' const replaceAdjustLinksWithFallbackUrls = `0` const isBabyListAdjustIdOverrideActive = `0` const babyListAdjustIdOverrideIdValue = `1jt7579d_1jwyfye5` const babyListAdjustIdOverrideParamKey = `s4` const babyListAdjustIdOverrideParamValue = `babylist2025` const learnHubArticleId = `` const learnHubRemoveInArticleCtasAndInvestingQuiz = `` const learnHubInjectedCtasHeadlineCopy = `Start saving and investing today with Acorns` const learnHubInjectedCtasCtaCopy = `Get started` const learnHubInjectedCtasCtaLinksTo = `https://app.adjust.com/5e1n4sg_pu31hev?fallback=https://signup.acorns.com/signup/` const compoundInterestCalculatorUseSpanishCopy = `` const compoundInterestCalculatorEnglishInChartInvestmentCopy = `Investment` const compoundInterestCalculatorEnglishInChartReturnCopy = `Return` const compoundInterestCalculatorSpanishInChartInvestmentCopy = `Inversión` const compoundInterestCalculatorSpanishInChartReturnCopy = `Retorno` const guessTheChangeFormBrazeLeadType = `labowl` const goHenryPromoCodeOverrideActive = `0` const goHenryPromoCodeOverride = `SWUSD2420` const chromeExtensionWebStoreUrl = `https://chromewebstore.google.com/detail/acorns-earn/facncfnojagdpibmijfjdmhkklabakgd?hl=en-US` </script>  <script> const writeKey = '1mwy1tTrut5PxUo7z76zwLXaOWl' const dataPlane = 'https://acornsprod-dataplane.rudderstack.com/' rudderanalytics=window.rudderanalytics=[];for(var methods=["load","page","track","identify","alias","group","ready","reset","getAnonymousId","setAnonymousId"],i=0;i<methods.length;i++){var method=methods[i];rudderanalytics[method]=function(a){return function(){rudderanalytics.push([a].concat(Array.prototype.slice.call(arguments)))}}(method)}rudderanalytics.load(writeKey,dataPlane), rudderanalytics.page('Screen Viewed', { screen: getScreenNameForCurrentPage(), platform: platformIsMobile ? 'mobile' : 'desktop' }); </script> <script src="https://cdn.rudderlabs.com/v1.1/rudder-analytics.min.js"></script> <script> const rudderStackAnonymousId = window.rudderanalytics.getAnonymousId() </script>    <script src="https://cdn.amplitude.com/libs/analytics-browser-2.11.7-min.js.gz"></script> <script> const amplitudeApiKeyStg = '3fd16aedb870ae4a59b21bd66da82c01' const amplitudeApiKeyProd = '5ccb29d8e22cd77a6a5f879142bc0c96' const isUserOnProd = instanceEnv === 'live' const amplitudeApiKey = isUserOnProd ? amplitudeApiKeyProd : amplitudeApiKeyStg const activeExperimentSettings = { autocapture: { attribution: false, pageViews: true, sessions: false, formInteractions: false, fileDownloads: false, elementInteractions: true, }, deviceId: rudderStackAnonymousId, transport: 'beacon' } const isExperimentActive = true const ampSettings = isExperimentActive ? activeExperimentSettings : { autocapture: false, deviceId: rudderStackAnonymousId } window.amplitude.init(amplitudeApiKey, ampSettings) </script>   <script src="https://unpkg.com/@amplitude/experiment-js-client@1.9.0/dist/experiment.umd.js"></script> <script> const amplitudeDeploymentKeyStg = 'client-NtbZFwbedoCgjXKQ7RD86nPc9E2lS7V6' const amplitudeDeploymentKeyProd = 'client-7Boqwa88kE5PxCo4th7lgZt3wLkvoEMI' const amplitudeDeploymentKey = isUserOnProd ? amplitudeDeploymentKeyProd : amplitudeDeploymentKeyStg window.experiment = Experiment.Experiment.initializeWithAmplitudeAnalytics(amplitudeDeploymentKey) </script> <div id="learn-hub-landing" class="bg-ecru">  <div id="header-nav-desktop" class="hide-on-md"> <div class="main-content-wrapper"> <div class="header-nav-left"> <a class="logo-wrapper" href="/" data-track-id="redesignedHeaderLogo"> <img src="https://sqy7rm.media.zestyio.com/Acorns-Logo.svg" alt="Acorns logo" /> </a> <div class="header-nav-item nav-item-with-children"> Investing <img class="inline-nav-arrow" src="https://sqy7rm.media.zestyio.com/Downward-Carat.svg" alt="Downward arrow" /> <div class="header-nav-item-submenu"> <a class="header-nav-submenu-container" href="/invest" data-track-id="redesignedHeaderInvest"> <div class="header-nav-submenu-wrapper"> <div class="nav-submenu-icon-wrapper"> <img class="nav-submenu-icon" src="https://sqy7rm.media.zestyio.com/Invest-Icon-24x24.svg" alt="Invest" /> </div> <div class="nav-submenu-copy-wrapper"> <div class="nav-submenu-title"> Invest </div> <p class="nav-submenu-subtitle"> Investment account </p> </div> </div> <div class="hover-bottom-border"></div> </a> <a class="header-nav-submenu-container" href="/later" data-track-id="redesignedHeaderLater"> <div class="header-nav-submenu-wrapper"> <div class="nav-submenu-icon-wrapper"> <img class="nav-submenu-icon" src="https://sqy7rm.media.zestyio.com/Later-Icon.svg" alt="Later" /> </div> <div class="nav-submenu-copy-wrapper"> <div class="nav-submenu-title"> Later </div> <p class="nav-submenu-subtitle"> Retirement </p> </div> </div> <div class="hover-bottom-border"></div> </a> <a class="header-nav-submenu-container" href="/early-invest/" data-track-id="redesignedHeaderEarly"> <div class="header-nav-submenu-wrapper"> <div class="nav-submenu-icon-wrapper"> <img class="nav-submenu-icon" src="https://sqy7rm.media.zestyio.com/Early-icon-24x24.svg" alt="Early Invest" /> </div> <div class="nav-submenu-copy-wrapper"> <div class="nav-submenu-title"> Early Invest </div> <p class="nav-submenu-subtitle"> Invest for kids </p> </div> </div> <div class="hover-bottom-border"></div> </a> <a class="header-nav-submenu-container" href="/esg-investing" data-track-id="redesignedHeaderSustainable"> <div class="header-nav-submenu-wrapper"> <div class="nav-submenu-icon-wrapper"> <img class="nav-submenu-icon" src="https://sqy7rm.media.zestyio.com/Sustainable-Icon-24x24.svg" alt="Sustainable" /> </div> <div class="nav-submenu-copy-wrapper"> <div class="nav-submenu-title"> Sustainable </div> <p class="nav-submenu-subtitle"> Sustainable ESG portfolios </p> </div> </div> <div class="hover-bottom-border"></div> </a> <a class="header-nav-submenu-container" href="/bitcoin-etf/" data-track-id="redesignedHeaderBitsOfBitcoin"> <div class="header-nav-submenu-wrapper"> <div class="nav-submenu-icon-wrapper"> <img class="nav-submenu-icon" src="https://sqy7rm.media.zestyio.com/CryptoIcon--1-.svg" alt="Bits of Bitcoin" /> </div> <div class="nav-submenu-copy-wrapper"> <div class="nav-submenu-title"> Bits of Bitcoin </div> <p class="nav-submenu-subtitle"> Bitcoin ETF </p> </div> </div> <div class="hover-bottom-border"></div> </a> </div> <div class="hover-bottom-border"></div> </div> <a class="header-nav-item " href="/mighty-oak-card/" data-track-id="redesignedHeaderSpend"> Banking <div class="hover-bottom-border"></div> </a> <a class="header-nav-item " href="/earn" data-track-id="redesignedHeaderEarn"> Earning <div class="hover-bottom-border"></div> </a> <a class="header-nav-item " href="/learn/" data-track-id=""> Learning <div class="hover-bottom-border"></div> </a> <a class="header-nav-item " href="/early/" data-track-id=""> Kids <div class="hover-bottom-border"></div> </a> <a class="header-nav-item pricing-link" href="/pricing" data-track-id="redesignedHeaderPricing"> Pricing <div class="hover-bottom-border"></div> </a> </div> <div class="header-nav-right"> <a class="header-nav-item log-in-link" href="https://app.acorns.com/" data-track-id="headerLogin"> Log in <div class="hover-bottom-border"></div> </a> <a class="a5-cta " href="https://app.adjust.com/s1mjg4g_4oq5ari?fallback=https://signup.acorns.com/signup/" data-track-id="headerGetStarted" universal="true"> Get started </a> </div> </div> </div> <div id="header-nav-mobile" class="hide-on-lg scroll-up scroll-up-no-transition"> <div class="mobile-nav-toggle-section"> <a class="mobile-nav-logo-wrapper" href="/" data-track-id="redesignedHeaderLogo"> <img class="logo-with-text" src="https://sqy7rm.media.zestyio.com/Acorns-Logo-With-Text-2022.svg" alt="Acorns Logo" /> <img src="https://sqy7rm.media.zestyio.com/Acorns-Logo-No-Text-Updt-2022.svg" alt="Acorns Logo Icon" /> </a> <a class="header-action-cta hide-on-desktop" href="https://app.adjust.com/2bfkli_luqqxi?fallback=https://signup.acorns.com/signup/" data-track-id="redesignedHeaderActionCtaMobile" universal="true"> Get the app </a> <div class="mobile-nav-toggle-wrapper"> <div class="mobile-nav-toggle"></div> </div> </div> <div class="mobile-nav-body-wrapper"> <div class="header-nav-item nav-item-with-children"> <span class="nav-item-with-children-title"> Investing <img class="inline-nav-arrow" src="https://sqy7rm.media.zestyio.com/Downward-Carat.svg" alt="Downward arrow" /> </span> <div class="header-nav-item-submenu"> <a class="header-nav-submenu-container" href="/invest" data-track-id="redesignedHeaderInvest"> <div class="header-nav-submenu-wrapper"> <div class="nav-submenu-title"> Invest </div> <p class="nav-submenu-subtitle"> Investment account </p> </div> </a> <a class="header-nav-submenu-container" href="/later" data-track-id="redesignedHeaderLater"> <div class="header-nav-submenu-wrapper"> <div class="nav-submenu-title"> Later </div> <p class="nav-submenu-subtitle"> Retirement </p> </div> </a> <a class="header-nav-submenu-container" href="/early-invest/" data-track-id="redesignedHeaderEarly"> <div class="header-nav-submenu-wrapper"> <div class="nav-submenu-title"> Early Invest </div> <p class="nav-submenu-subtitle"> Invest for kids </p> </div> </a> <a class="header-nav-submenu-container" href="/esg-investing" data-track-id="redesignedHeaderSustainable"> <div class="header-nav-submenu-wrapper"> <div class="nav-submenu-title"> Sustainable </div> <p class="nav-submenu-subtitle"> Sustainable ESG portfolios </p> </div> </a> <a class="header-nav-submenu-container" href="/bitcoin-etf/" data-track-id="redesignedHeaderBitsOfBitcoin"> <div class="header-nav-submenu-wrapper"> <div class="nav-submenu-title"> Bits of Bitcoin </div> <p class="nav-submenu-subtitle"> Bitcoin ETF </p> </div> </a> </div> </div> <a class="header-nav-item " href="/mighty-oak-card/" data-track-id="redesignedHeaderSpend"> Banking </a> <a class="header-nav-item " href="/earn" data-track-id="redesignedHeaderEarn"> Earning </a> <a class="header-nav-item " href="/learn/" data-track-id=""> Learning </a> <a class="header-nav-item " href="/early/" data-track-id=""> Kids </a> <a class="header-nav-item pricing-link" href="/pricing" data-track-id="redesignedHeaderPricing"> Pricing </a> <hr class="log-in-divider header-nav-item" /> <a class="log-in-link header-nav-item" href="https://app.acorns.com/" data-track-id="headerLoginMobile"> Log in </a> </div> </div> <div class="added-mobile-spacing hide-on-desktop"></div> <div class="hero add-header-padding"> <div class="content-wrapper general-envoy-component"> <div class="copy-wrapper"> <h1 class="hero-headline envoy-header-1 solid-slate"> Learn </h1> <h3 class="hero-subheadline envoy-body-large black"> Grow your financial confidence with videos, articles, and tips for investors both experienced and new. </h3> <div class="learn-hub-search-form-wrapper"> <form class="learn-hub-search-form" role="search" method="get" action="/learn/search/"> <input class="search-input" type="search" name="q" value placeholder="What do you want to learn?" required /> <button class="search-submit a5-cta" type="submit"> Search </button> </form> </div> </div> <div class="image-wrapper"> <picture> <source media="(max-width: 767px)" srcset="https://sqy7rm.media.zestyio.com/Learn-Landing-Hero-Mobile.png" width="563" height="563" /> <img class="hero-image" src="https://sqy7rm.media.zestyio.com/Learn-Landing-Hero.png" alt="Image of books piling up" width="1440" height="542" /> </picture> </div> </div> </div> <div class="featured-article-component"> <div class="content-wrapper general-envoy-component"> <div class="featured-article-content-wrapper"> <a class="copy-wrapper" href="/learn/acorns/money-matters-report-2024/"> <div class="tagline-wrapper"> <div class="featured-article-link acorns-green envoy-body-small"> Acorns </div> <div class="bullet-point acorns-green">•</div> <div class="featured-article-read-time acorns-green envoy-body-small"> 3 min </div> </div> <div class="featured-article-title envoy-header-5 envoy-body-large-sm-desktop envoy-header-6-xs-mobile white"> 2024 Acorns Money Matters Report™ </div> <div class="featured-article-description envoy-body-large envoy-body-sm-desktop white"> Financial insecurity is on the rise among Americans, but there are signs of hope. Read on to see how people felt about their finances in 2023. </div> <div class="featured-article-cta envoy-body-small white"> <span> Keep reading </span> <img class="read-more-arrow" src="https://sqy7rm.media.zestyio.com/Learn-Read-More-Right-Arrow.png" alt="White Right Arrow" /> </div> </a> <div class="image-wrapper"> <img class="featured-article-featured-image" src="https://sqy7rm.media.zestyio.com/Mask-group.png?width=660&height=660&fit=crop" alt="2024 Acorns Money Matters Report™" /> </div> </div> </div> </div> <div class="topics"> <div class="content-wrapper general-envoy-component"> <div class="topics-content-wrapper"> <div class="topics-headline envoy-header-5 solid-slate"> Topics </div> <div class="topics-categories"> <div class="category-toggle" data-category="all" data-is-active="false"> All </div> <div class="category-toggle" data-category="investing" data-is-active="true"> Investing </div> <div class="category-toggle" data-category="retiring" data-is-active="false"> Retiring </div> <div class="category-toggle" data-category="saving" data-is-active="false"> Saving </div> <div class="category-toggle" data-category="borrowing" data-is-active="false"> Borrowing </div> <div class="category-toggle" data-category="earning" data-is-active="false"> Earning </div> <div class="category-toggle" data-category="planning" data-is-active="false"> Planning </div> <div class="category-toggle" data-category="acorns" data-is-active="false"> Acorns </div> </div> <div class="topics-articles"> <div class="category-wrapper" data-category="all" style="display: none;"> <div class="category-articles-wrapper"> <a class="article-wrapper large-article" href="/learn/acorns/money-matters-kids-report-2024/"> <div class="image-wrapper"> <img class="article-image lazy" data-src="https://sqy7rm.media.zestyio.com/Money-Matters-Kids---3-.png?width=424&height=424&fit=crop" alt="Acorns Money Matters Report™ for Kids " width="424" height="424" /> </div> <div class="article-subtext"> <div class="article-category solid-slate envoy-body-small"> Acorns </div> <div class="bullet-point solid-slate">•</div> <div class="article-read-time solid-slate envoy-body-small"> 3 min </div> </div> <div class="article-title envoy-body-large solid-slate"> Acorns Money Matters Report™ for Kids </div> </a> <a class="article-wrapper large-article" href="/learn/acorns/what-is-acorns-and-why-am-i-here/"> <div class="image-wrapper"> <img class="article-image lazy" data-src="https://sqy7rm.media.zestyio.com/What-is-Acorns.png?width=424&height=424&fit=crop" alt="What is Acorns (and why am I here)? " width="424" height="424" /> </div> <div class="article-subtext"> <div class="article-category solid-slate envoy-body-small"> Acorns </div> <div class="bullet-point solid-slate">•</div> <div class="article-read-time solid-slate envoy-body-small"> 3 min </div> </div> <div class="article-title envoy-body-large solid-slate"> What is Acorns (and why am I here)? </div> </a> <a class="article-wrapper large-article" href="/learn/american-dream-2024/"> <div class="image-wrapper"> <img class="article-image lazy" data-src="https://sqy7rm.media.zestyio.com/Noah-Kerner--Headshot-.jpg?width=424&height=424&fit=crop" alt="'The American Dream is not dead': Acorns' CEO Noah Kerner" width="424" height="424" /> </div> <div class="article-subtext"> <div class="article-category solid-slate envoy-body-small"> Acorns </div> <div class="bullet-point solid-slate">•</div> <div class="article-read-time solid-slate envoy-body-small"> 2 min </div> </div> <div class="article-title envoy-body-large solid-slate"> 'The American Dream is not dead': Acorns' CEO Noah Kerner </div> </a> <a class="article-wrapper " href="/learn/acorns/inviting-your-friends-to-acorns/"> <div class="image-wrapper"> <img class="article-image lazy" data-src="https://sqy7rm.media.zestyio.com/A-guide-to-inviting-your-friends-to-Acorns.png?width=424&height=424&fit=crop" alt="A guide to inviting your friends to Acorns " width="315" height="315" /> </div> <div class="article-subtext"> <div class="article-category solid-slate envoy-body-small"> Acorns </div> <div class="bullet-point solid-slate">•</div> <div class="article-read-time solid-slate envoy-body-small"> 3 min </div> </div> <div class="article-title envoy-body-large solid-slate"> A guide to inviting your friends to Acorns </div> </a> <a class="article-wrapper " href="/learn/acorns/custom-portfolios/"> <div class="image-wrapper"> <img class="article-image lazy" data-src="https://sqy7rm.media.zestyio.com/Custom-Portfolio-Launch-Comms_6-3.png?width=424&height=424&fit=crop" alt="New Custom Portfolios: Choose Your Acorns Investments" width="315" height="315" /> </div> <div class="article-subtext"> <div class="article-category solid-slate envoy-body-small"> Acorns </div> <div class="bullet-point solid-slate">•</div> <div class="article-read-time solid-slate envoy-body-small"> 1 min </div> </div> <div class="article-title envoy-body-large solid-slate"> New Custom Portfolios: Choose Your Acorns Investments </div> </a> <a class="article-wrapper " href="/learn/investing/how-to-stay-calm-when-markets-make-you-uneasy/"> <div class="image-wrapper"> <img class="article-image lazy" data-src="https://sqy7rm.media.zestyio.com/How-to-Stay-Calm-When-Markets-Make-You-Uneasy.jpg?width=424&height=424&fit=crop" alt="How to Stay Calm When Markets Make You Uneasy" width="315" height="315" /> </div> <div class="article-subtext"> <div class="article-category solid-slate envoy-body-small"> Investing </div> <div class="bullet-point solid-slate">•</div> <div class="article-read-time solid-slate envoy-body-small"> 2 min </div> </div> <div class="article-title envoy-body-large solid-slate"> How to Stay Calm When Markets Make You Uneasy </div> </a> <a class="article-wrapper " href="/learn/acorns/acorns-referrals/"> <div class="image-wrapper"> <img class="article-image lazy" data-src="https://sqy7rm.media.zestyio.com/acorns-referrals.jpg?width=424&height=424&fit=crop" alt="Acorns Referrals: How It Works" width="315" height="315" /> </div> <div class="article-subtext"> <div class="article-category solid-slate envoy-body-small"> Acorns </div> <div class="bullet-point solid-slate">•</div> <div class="article-read-time solid-slate envoy-body-small"> 3 min </div> </div> <div class="article-title envoy-body-large solid-slate"> Acorns Referrals: How It Works </div> </a> </div> <a href="/learn/articles/" class="see-all-link envoy-body-small solid-slate"> See all articles > </a> </div> <div class="category-wrapper" data-category="investing" style="display: block;"> <div class="category-articles-wrapper"> <a class="article-wrapper learn-hub-article-wrapper large-article learn-hub-large-article" href="/learn/investing/how-to-stay-calm-when-markets-make-you-uneasy/"> <div class="image-wrapper"> <img class="article-image lazy" data-src="https://sqy7rm.media.zestyio.com/How-to-Stay-Calm-When-Markets-Make-You-Uneasy.jpg?width=424&height=424&fit=crop" alt="How to Stay Calm When Markets Make You Uneasy" width="424" height="424" /> </div> <div class="article-subtext"> <div class="article-category solid-slate envoy-body-small"> Investing </div> <div class="bullet-point solid-slate">•</div> <div class="article-read-time solid-slate envoy-body-small"> 2 min </div> </div> <div class="article-title envoy-body-large solid-slate"> How to Stay Calm When Markets Make You Uneasy </div> </a> <a class="article-wrapper learn-hub-article-wrapper large-article learn-hub-large-article" href="/learn/investing/compound-interest-calculator/"> <div class="image-wrapper"> <img class="article-image lazy" data-src="https://sqy7rm.media.zestyio.com/compound-interest-calculator.rk8lQr6Lh.png?width=424&height=424&fit=crop" alt="Compound Interest Calculator" width="424" height="424" /> </div> <div class="article-subtext"> <div class="article-category solid-slate envoy-body-small"> Investing </div> <div class="bullet-point solid-slate">•</div> <div class="article-read-time solid-slate envoy-body-small"> 5 min </div> </div> <div class="article-title envoy-body-large solid-slate"> Compound Interest Calculator </div> </a> <a class="article-wrapper learn-hub-article-wrapper large-article learn-hub-large-article" href="/learn/investing/robo-advisor/"> <div class="image-wrapper"> <img class="article-image lazy" data-src="https://sqy7rm.media.zestyio.com/what-is-a-roboadvisor.jpg?width=424&height=424&fit=crop" alt="What is a Robo Advisor? " width="424" height="424" /> </div> <div class="article-subtext"> <div class="article-category solid-slate envoy-body-small"> Investing </div> <div class="bullet-point solid-slate">•</div> <div class="article-read-time solid-slate envoy-body-small"> 2 min </div> </div> <div class="article-title envoy-body-large solid-slate"> What is a Robo Advisor? </div> </a> <a class="article-wrapper learn-hub-article-wrapper " href="/learn/investing/growth-investing/"> <div class="image-wrapper"> <img class="article-image lazy" data-src="https://sqy7rm.media.zestyio.com/what-is-growth-investing.jpg?width=424&height=424&fit=crop" alt="What is Growth Investing?" width="315" height="315" /> </div> <div class="article-subtext"> <div class="article-category solid-slate envoy-body-small"> Investing </div> <div class="bullet-point solid-slate">•</div> <div class="article-read-time solid-slate envoy-body-small"> 3 min </div> </div> <div class="article-title envoy-body-large solid-slate"> What is Growth Investing? </div> </a> <a class="article-wrapper learn-hub-article-wrapper " href="/learn/investing/what-are-dividends/"> <div class="image-wrapper"> <img class="article-image lazy" data-src="https://sqy7rm.media.zestyio.com/What_Are_Dividends.webp?width=424&height=424&fit=crop" alt="What Are Dividends?" width="315" height="315" /> </div> <div class="article-subtext"> <div class="article-category solid-slate envoy-body-small"> Investing </div> <div class="bullet-point solid-slate">•</div> <div class="article-read-time solid-slate envoy-body-small"> 3 min </div> </div> <div class="article-title envoy-body-large solid-slate"> What Are Dividends? </div> </a> <a class="article-wrapper learn-hub-article-wrapper " href="/learn/investing/how-does-compound-interest-work/"> <div class="image-wrapper"> <img class="article-image lazy" data-src="https://sqy7rm.media.zestyio.com/How-Does-Compound-Interest-Work-.jpeg?width=424&height=424&fit=crop" alt="How Does Compound Interest Work?" width="315" height="315" /> </div> <div class="article-subtext"> <div class="article-category solid-slate envoy-body-small"> Investing </div> <div class="bullet-point solid-slate">•</div> <div class="article-read-time solid-slate envoy-body-small"> 4 min </div> </div> <div class="article-title envoy-body-large solid-slate"> How Does Compound Interest Work? </div> </a> <a class="article-wrapper learn-hub-article-wrapper " href="/learn/investing/is-now-a-good-time-to-invest/"> <div class="image-wrapper"> <img class="article-image lazy" data-src="https://sqy7rm.media.zestyio.com/is-now-a-good-time-to-invest.jpg?width=424&height=424&fit=crop" alt="Is Now a Good Time to Invest?" width="315" height="315" /> </div> <div class="article-subtext"> <div class="article-category solid-slate envoy-body-small"> Investing </div> <div class="bullet-point solid-slate">•</div> <div class="article-read-time solid-slate envoy-body-small"> 3 min </div> </div> <div class="article-title envoy-body-large solid-slate"> Is Now a Good Time to Invest? </div> </a> </div> <a href="/learn/investing/" class="see-all-link envoy-body-small solid-slate"> See all Investing > </a> </div> <div class="category-wrapper" data-category="retiring" style="display: none;"> <div class="category-articles-wrapper"> <a class="article-wrapper learn-hub-article-wrapper large-article learn-hub-large-article" href="/learn/retiring/what-is-an-ira/"> <div class="image-wrapper"> <img class="article-image lazy" data-src="https://sqy7rm.media.zestyio.com/MB-What-s-an-IRA.webp?width=424&height=424&fit=crop" alt="What is an IRA (Individual Retirement Account)?" width="424" height="424" /> </div> <div class="article-subtext"> <div class="article-category solid-slate envoy-body-small"> Retiring </div> <div class="bullet-point solid-slate">•</div> <div class="article-read-time solid-slate envoy-body-small"> 4 min </div> </div> <div class="article-title envoy-body-large solid-slate"> What is an IRA (Individual Retirement Account)? </div> </a> <a class="article-wrapper learn-hub-article-wrapper large-article learn-hub-large-article" href="/learn/retiring/what-is-a-roth-ira/"> <div class="image-wrapper"> <img class="article-image lazy" data-src="https://sqy7rm.media.zestyio.com/What-is-a-Roth-IRA.jpeg?width=424&height=424&fit=crop" alt="What is a Roth IRA?" width="424" height="424" /> </div> <div class="article-subtext"> <div class="article-category solid-slate envoy-body-small"> Retiring </div> <div class="bullet-point solid-slate">•</div> <div class="article-read-time solid-slate envoy-body-small"> 4 min </div> </div> <div class="article-title envoy-body-large solid-slate"> What is a Roth IRA? </div> </a> <a class="article-wrapper learn-hub-article-wrapper large-article learn-hub-large-article" href="/learn/retiring/ira-vs-401k/"> <div class="image-wrapper"> <img class="article-image lazy" data-src="https://sqy7rm.media.zestyio.com/ira-vs-401k.jpg?width=424&height=424&fit=crop" alt="IRA vs 401(k): Choosing the Right One For You" width="424" height="424" /> </div> <div class="article-subtext"> <div class="article-category solid-slate envoy-body-small"> Retiring </div> <div class="bullet-point solid-slate">•</div> <div class="article-read-time solid-slate envoy-body-small"> 3 min </div> </div> <div class="article-title envoy-body-large solid-slate"> IRA vs 401(k): Choosing the Right One For You </div> </a> <a class="article-wrapper learn-hub-article-wrapper " href="/learn/retiring/simple-ira-max-contribution/"> <div class="image-wrapper"> <img class="article-image lazy" data-src="https://sqy7rm.media.zestyio.com/simple-ira.png?width=424&height=424&fit=crop" alt="Simple IRA Max Contribution 2023" width="315" height="315" /> </div> <div class="article-subtext"> <div class="article-category solid-slate envoy-body-small"> Retiring </div> <div class="bullet-point solid-slate">•</div> <div class="article-read-time solid-slate envoy-body-small"> 3 min </div> </div> <div class="article-title envoy-body-large solid-slate"> Simple IRA Max Contribution 2023 </div> </a> <a class="article-wrapper learn-hub-article-wrapper " href="/learn/retiring/what-is-401k-match/"> <div class="image-wrapper"> <img class="article-image lazy" data-src="https://sqy7rm.media.zestyio.com/What-is-a-401-k--Match-and-How-Does-It-Work--.jpg?width=424&height=424&fit=crop" alt="What is a 401(k) Match and How Does It Work? " width="315" height="315" /> </div> <div class="article-subtext"> <div class="article-category solid-slate envoy-body-small"> Retiring </div> <div class="bullet-point solid-slate">•</div> <div class="article-read-time solid-slate envoy-body-small"> 2 min </div> </div> <div class="article-title envoy-body-large solid-slate"> What is a 401(k) Match and How Does It Work? </div> </a> <a class="article-wrapper learn-hub-article-wrapper " href="/learn/retiring/when-can-i-retire/"> <div class="image-wrapper"> <img class="article-image lazy" data-src="https://sqy7rm.media.zestyio.com/when-can-i-retire.webp?width=424&height=424&fit=crop" alt="When Can I Retire?" width="315" height="315" /> </div> <div class="article-subtext"> <div class="article-category solid-slate envoy-body-small"> Retiring </div> <div class="bullet-point solid-slate">•</div> <div class="article-read-time solid-slate envoy-body-small"> 4 min </div> </div> <div class="article-title envoy-body-large solid-slate"> When Can I Retire? </div> </a> <a class="article-wrapper learn-hub-article-wrapper " href="/learn/retiring/maximum-ira-contribution/"> <div class="image-wrapper"> <img class="article-image lazy" data-src="https://sqy7rm.media.zestyio.com/MB-What-is-the-Maximum-Contribution-You-Can-Make-for-IRAs-and-401-k--in-2020.webp?width=424&height=424&fit=crop" alt="What’s the Maximum Contribution for a 401(k) and IRAs in 2020?" width="315" height="315" /> </div> <div class="article-subtext"> <div class="article-category solid-slate envoy-body-small"> Retiring </div> <div class="bullet-point solid-slate">•</div> <div class="article-read-time solid-slate envoy-body-small"> 3 min </div> </div> <div class="article-title envoy-body-large solid-slate"> What’s the Maximum Contribution for a 401(k) and IRAs in 2020? </div> </a> </div> <a href="/learn/retiring/" class="see-all-link envoy-body-small solid-slate"> See all Retiring > </a> </div> <div class="category-wrapper" data-category="saving" style="display: none;"> <div class="category-articles-wrapper"> <a class="article-wrapper learn-hub-article-wrapper large-article learn-hub-large-article" href="/learn/saving/what-is-a-budget/"> <div class="image-wrapper"> <img class="article-image lazy" data-src="https://sqy7rm.media.zestyio.com/MB-WhatisaBudget_.webp?width=424&height=424&fit=crop" alt="What is a Budget? " width="424" height="424" /> </div> <div class="article-subtext"> <div class="article-category solid-slate envoy-body-small"> Saving </div> <div class="bullet-point solid-slate">•</div> <div class="article-read-time solid-slate envoy-body-small"> 5 min </div> </div> <div class="article-title envoy-body-large solid-slate"> What is a Budget? </div> </a> <a class="article-wrapper learn-hub-article-wrapper large-article learn-hub-large-article" href="/learn/saving/emergency-fund/"> <div class="image-wrapper"> <img class="article-image lazy" data-src="https://sqy7rm.media.zestyio.com/MB-What-Is-an-Emergency-Savings-Fund.webp?width=424&height=424&fit=crop" alt="Emergency Fund: What is it & How Much Do You Need? " width="424" height="424" /> </div> <div class="article-subtext"> <div class="article-category solid-slate envoy-body-small"> Saving </div> <div class="bullet-point solid-slate">•</div> <div class="article-read-time solid-slate envoy-body-small"> 2 min </div> </div> <div class="article-title envoy-body-large solid-slate"> Emergency Fund: What is it & How Much Do You Need? </div> </a> <a class="article-wrapper learn-hub-article-wrapper large-article learn-hub-large-article" href="/learn/saving/best-finance-podcasts/"> <div class="image-wrapper"> <img class="article-image lazy" data-src="https://sqy7rm.media.zestyio.com/X_Best_Finance_podcasts.png?width=424&height=424&fit=crop" alt="7 Best Finance Podcasts" width="424" height="424" /> </div> <div class="article-subtext"> <div class="article-category solid-slate envoy-body-small"> Saving </div> <div class="bullet-point solid-slate">•</div> <div class="article-read-time solid-slate envoy-body-small"> 2 min </div> </div> <div class="article-title envoy-body-large solid-slate"> 7 Best Finance Podcasts </div> </a> <a class="article-wrapper learn-hub-article-wrapper " href="/learn/saving/50-30-20-budget-rule/"> <div class="image-wrapper"> <img class="article-image lazy" data-src="https://sqy7rm.media.zestyio.com/50-30-20.png?width=424&height=424&fit=crop" alt="What Is the 50/30/20 Rule?" width="315" height="315" /> </div> <div class="article-subtext"> <div class="article-category solid-slate envoy-body-small"> Saving </div> <div class="bullet-point solid-slate">•</div> <div class="article-read-time solid-slate envoy-body-small"> 5 min </div> </div> <div class="article-title envoy-body-large solid-slate"> What Is the 50/30/20 Rule? </div> </a> <a class="article-wrapper learn-hub-article-wrapper " href="/learn/saving/budgeting/"> <div class="image-wrapper"> <img class="article-image lazy" data-src="https://sqy7rm.media.zestyio.com/Budgeting-101-Guide.png?width=424&height=424&fit=crop" alt="Budgeting 101: Create a Budget in 7 Steps" width="315" height="315" /> </div> <div class="article-subtext"> <div class="article-category solid-slate envoy-body-small"> Saving </div> <div class="bullet-point solid-slate">•</div> <div class="article-read-time solid-slate envoy-body-small"> 5 min </div> </div> <div class="article-title envoy-body-large solid-slate"> Budgeting 101: Create a Budget in 7 Steps </div> </a> <a class="article-wrapper learn-hub-article-wrapper " href="/learn/saving/money-saving-tips/"> <div class="image-wrapper"> <img class="article-image lazy" data-src="https://sqy7rm.media.zestyio.com/X_Money_saving_tips.png?width=424&height=424&fit=crop" alt="15 Money Saving Tips" width="315" height="315" /> </div> <div class="article-subtext"> <div class="article-category solid-slate envoy-body-small"> Saving </div> <div class="bullet-point solid-slate">•</div> <div class="article-read-time solid-slate envoy-body-small"> 3 min </div> </div> <div class="article-title envoy-body-large solid-slate"> 15 Money Saving Tips </div> </a> <a class="article-wrapper learn-hub-article-wrapper " href="/learn/saving/how-to-create-a-budget/"> <div class="image-wrapper"> <img class="article-image lazy" data-src="https://sqy7rm.media.zestyio.com/create-budget.jpg?width=424&height=424&fit=crop" alt="How to Create a Budget: 3 Tips" width="315" height="315" /> </div> <div class="article-subtext"> <div class="article-category solid-slate envoy-body-small"> Saving </div> <div class="bullet-point solid-slate">•</div> <div class="article-read-time solid-slate envoy-body-small"> 2 min </div> </div> <div class="article-title envoy-body-large solid-slate"> How to Create a Budget: 3 Tips </div> </a> </div> <a href="/learn/saving/" class="see-all-link envoy-body-small solid-slate"> See all Saving > </a> </div> <div class="category-wrapper" data-category="borrowing" style="display: none;"> <div class="category-articles-wrapper"> <a class="article-wrapper learn-hub-article-wrapper large-article learn-hub-large-article" href="/learn/borrowing/how-to-build-credit-from-scratch/"> <div class="image-wrapper"> <img class="article-image lazy" data-src="https://sqy7rm.media.zestyio.com/build-credit-from-scratch.jpg?width=424&height=424&fit=crop" alt="How to Build Credit From Scratch" width="424" height="424" /> </div> <div class="article-subtext"> <div class="article-category solid-slate envoy-body-small"> Borrowing </div> <div class="bullet-point solid-slate">•</div> <div class="article-read-time solid-slate envoy-body-small"> 3 min </div> </div> <div class="article-title envoy-body-large solid-slate"> How to Build Credit From Scratch </div> </a> <a class="article-wrapper learn-hub-article-wrapper large-article learn-hub-large-article" href="/learn/borrowing/how-to-raise-credit-score-fast/"> <div class="image-wrapper"> <img class="article-image lazy" data-src="https://sqy7rm.media.zestyio.com/How-to-Raise-Credit-Score-Fast.webp?width=424&height=424&fit=crop" alt="How to Raise Credit Score Fast" width="424" height="424" /> </div> <div class="article-subtext"> <div class="article-category solid-slate envoy-body-small"> Borrowing </div> <div class="bullet-point solid-slate">•</div> <div class="article-read-time solid-slate envoy-body-small"> 6 min </div> </div> <div class="article-title envoy-body-large solid-slate"> How to Raise Credit Score Fast </div> </a> <a class="article-wrapper learn-hub-article-wrapper large-article learn-hub-large-article" href="/learn/borrowing/how-to-get-a-loan/"> <div class="image-wrapper"> <img class="article-image lazy" data-src="https://sqy7rm.media.zestyio.com/how-to-get-a-loan.jpg?width=424&height=424&fit=crop" alt="How to Get a Loan: 7 Steps" width="424" height="424" /> </div> <div class="article-subtext"> <div class="article-category solid-slate envoy-body-small"> Borrowing </div> <div class="bullet-point solid-slate">•</div> <div class="article-read-time solid-slate envoy-body-small"> 4 min </div> </div> <div class="article-title envoy-body-large solid-slate"> How to Get a Loan: 7 Steps </div> </a> <a class="article-wrapper learn-hub-article-wrapper " href="/learn/borrowing/student-loan-forgiveness/"> <div class="image-wrapper"> <img class="article-image lazy" data-src="https://sqy7rm.media.zestyio.com/Student-Loan-Forgiveness_-Everything-You-Need-to-Know.png?width=424&height=424&fit=crop" alt="Student Loan Forgiveness: Everything You Need to Know" width="315" height="315" /> </div> <div class="article-subtext"> <div class="article-category solid-slate envoy-body-small"> Borrowing </div> <div class="bullet-point solid-slate">•</div> <div class="article-read-time solid-slate envoy-body-small"> 2 min </div> </div> <div class="article-title envoy-body-large solid-slate"> Student Loan Forgiveness: Everything You Need to Know </div> </a> <a class="article-wrapper learn-hub-article-wrapper " href="/learn/borrowing/tips-to-pay-off-debt/"> <div class="image-wrapper"> <img class="article-image lazy" data-src="https://sqy7rm.media.zestyio.com/9-Tips-to-Pay-Off-Debt.jpg?width=424&height=424&fit=crop" alt="9 Tips to Pay Off Debt" width="315" height="315" /> </div> <div class="article-subtext"> <div class="article-category solid-slate envoy-body-small"> Borrowing </div> <div class="bullet-point solid-slate">•</div> <div class="article-read-time solid-slate envoy-body-small"> 3 min </div> </div> <div class="article-title envoy-body-large solid-slate"> 9 Tips to Pay Off Debt </div> </a> <a class="article-wrapper learn-hub-article-wrapper " href="/learn/borrowing/how-to-get-a-credit-card/"> <div class="image-wrapper"> <img class="article-image lazy" data-src="https://sqy7rm.media.zestyio.com/HowDoIGetACard.webp?width=424&height=424&fit=crop" alt="How to Get a Credit Card: 5 Simple Steps" width="315" height="315" /> </div> <div class="article-subtext"> <div class="article-category solid-slate envoy-body-small"> Borrowing </div> <div class="bullet-point solid-slate">•</div> <div class="article-read-time solid-slate envoy-body-small"> 4 min </div> </div> <div class="article-title envoy-body-large solid-slate"> How to Get a Credit Card: 5 Simple Steps </div> </a> <a class="article-wrapper learn-hub-article-wrapper " href="/learn/borrowing/how-to-check-credit-score-for-free/"> <div class="image-wrapper"> <img class="article-image lazy" data-src="https://sqy7rm.media.zestyio.com/how-to-get-credit-score-for-free.webp?width=424&height=424&fit=crop" alt="How to Check Credit Score for Free" width="315" height="315" /> </div> <div class="article-subtext"> <div class="article-category solid-slate envoy-body-small"> Borrowing </div> <div class="bullet-point solid-slate">•</div> <div class="article-read-time solid-slate envoy-body-small"> 5 min </div> </div> <div class="article-title envoy-body-large solid-slate"> How to Check Credit Score for Free </div> </a> </div> <a href="/learn/borrowing/" class="see-all-link envoy-body-small solid-slate"> See all Borrowing > </a> </div> <div class="category-wrapper" data-category="earning" style="display: none;"> <div class="category-articles-wrapper"> <a class="article-wrapper learn-hub-article-wrapper large-article learn-hub-large-article" href="/learn/earning/how-to-make-extra-income-while-working-full-time/"> <div class="image-wrapper"> <img class="article-image lazy" data-src="https://sqy7rm.media.zestyio.com/How-to-Make-Extra-Income-While-Working-Full-Time--7-Jobs-to-Try-.jpg?width=424&height=424&fit=crop" alt="How to Make Extra Income While Working Full-Time (8 Jobs to Try)" width="424" height="424" /> </div> <div class="article-subtext"> <div class="article-category solid-slate envoy-body-small"> Earning </div> <div class="bullet-point solid-slate">•</div> <div class="article-read-time solid-slate envoy-body-small"> 3 min </div> </div> <div class="article-title envoy-body-large solid-slate"> How to Make Extra Income While Working Full-Time (8 Jobs to Try) </div> </a> <a class="article-wrapper learn-hub-article-wrapper large-article learn-hub-large-article" href="/learn/earning/best-paying-side-hustles/"> <div class="image-wrapper"> <img class="article-image lazy" data-src="https://sqy7rm.media.zestyio.com/best-paying-side-gigs.webp?width=424&height=424&fit=crop" alt="10 Best Paying Side Hustles" width="424" height="424" /> </div> <div class="article-subtext"> <div class="article-category solid-slate envoy-body-small"> Earning </div> <div class="bullet-point solid-slate">•</div> <div class="article-read-time solid-slate envoy-body-small"> 7 min </div> </div> <div class="article-title envoy-body-large solid-slate"> 10 Best Paying Side Hustles </div> </a> <a class="article-wrapper learn-hub-article-wrapper large-article learn-hub-large-article" href="/learn/earning/side-hustles-that-pay-well/"> <div class="image-wrapper"> <img class="article-image lazy" data-src="https://sqy7rm.media.zestyio.com/3-Side-Hustles-that-Pay-Well.jpg?width=424&height=424&fit=crop" alt="3 Side Hustles that Pay Well" width="424" height="424" /> </div> <div class="article-subtext"> <div class="article-category solid-slate envoy-body-small"> Earning </div> <div class="bullet-point solid-slate">•</div> <div class="article-read-time solid-slate envoy-body-small"> 3 min </div> </div> <div class="article-title envoy-body-large solid-slate"> 3 Side Hustles that Pay Well </div> </a> <a class="article-wrapper learn-hub-article-wrapper " href="/learn/earning/tax-brackets/"> <div class="image-wrapper"> <img class="article-image lazy" data-src="https://sqy7rm.media.zestyio.com/tax-brackets.jpg?width=424&height=424&fit=crop" alt="Tax Brackets for 2022" width="315" height="315" /> </div> <div class="article-subtext"> <div class="article-category solid-slate envoy-body-small"> Earning </div> <div class="bullet-point solid-slate">•</div> <div class="article-read-time solid-slate envoy-body-small"> 3 min </div> </div> <div class="article-title envoy-body-large solid-slate"> Tax Brackets for 2022 </div> </a> <a class="article-wrapper learn-hub-article-wrapper " href="/learn/earning/how-to-make-money-online/"> <div class="image-wrapper"> <img class="article-image lazy" data-src="https://sqy7rm.media.zestyio.com/How-to-Make-Money-Online.jpg?width=424&height=424&fit=crop" alt="20 Ideas on How to Make Money Online" width="315" height="315" /> </div> <div class="article-subtext"> <div class="article-category solid-slate envoy-body-small"> Earning </div> <div class="bullet-point solid-slate">•</div> <div class="article-read-time solid-slate envoy-body-small"> 4 min </div> </div> <div class="article-title envoy-body-large solid-slate"> 20 Ideas on How to Make Money Online </div> </a> <a class="article-wrapper learn-hub-article-wrapper " href="/learn/earning/irs-refund-tracker-your-tax-return-is-still-being-processed/"> <div class="image-wrapper"> <img class="article-image lazy" data-src="https://sqy7rm.media.zestyio.com/IRS-Refund-Tracker_-_Your-Tax-Return-is-Still-Being-Processed_.jpg?width=424&height=424&fit=crop" alt="IRS Refund Tracker: "Your Tax Return is Still Being Processed"" width="315" height="315" /> </div> <div class="article-subtext"> <div class="article-category solid-slate envoy-body-small"> Earning </div> <div class="bullet-point solid-slate">•</div> <div class="article-read-time solid-slate envoy-body-small"> 1 min </div> </div> <div class="article-title envoy-body-large solid-slate"> IRS Refund Tracker: "Your Tax Return is Still Being Processed" </div> </a> <a class="article-wrapper learn-hub-article-wrapper " href="/learn/earning/how-to-start-a-side-hustle/"> <div class="image-wrapper"> <img class="article-image lazy" data-src="https://sqy7rm.media.zestyio.com/How_to_start_a_side_hustle_in_x_steps.png?width=424&height=424&fit=crop" alt="How to Start A Side Hustle in 7 Steps" width="315" height="315" /> </div> <div class="article-subtext"> <div class="article-category solid-slate envoy-body-small"> Earning </div> <div class="bullet-point solid-slate">•</div> <div class="article-read-time solid-slate envoy-body-small"> 3 min </div> </div> <div class="article-title envoy-body-large solid-slate"> How to Start A Side Hustle in 7 Steps </div> </a> </div> <a href="/learn/earning/" class="see-all-link envoy-body-small solid-slate"> See all Earning > </a> </div> <div class="category-wrapper" data-category="planning" style="display: none;"> <div class="category-articles-wrapper"> <a class="article-wrapper learn-hub-article-wrapper large-article learn-hub-large-article" href="/learn/planning/how-to-apply-for-unemployment/"> <div class="image-wrapper"> <img class="article-image lazy" data-src="https://sqy7rm.media.zestyio.com/apply-for-unemployment-.jpg?width=424&height=424&fit=crop" alt="How to Apply for Unemployment" width="424" height="424" /> </div> <div class="article-subtext"> <div class="article-category solid-slate envoy-body-small"> Planning </div> <div class="bullet-point solid-slate">•</div> <div class="article-read-time solid-slate envoy-body-small"> 5 min </div> </div> <div class="article-title envoy-body-large solid-slate"> How to Apply for Unemployment </div> </a> <a class="article-wrapper learn-hub-article-wrapper large-article learn-hub-large-article" href="/learn/planning/how-to-protect-your-money/"> <div class="image-wrapper"> <img class="article-image lazy" data-src="https://sqy7rm.media.zestyio.com/how-my-money-is-protected.jpg?width=424&height=424&fit=crop" alt="How My Money is Protected" width="424" height="424" /> </div> <div class="article-subtext"> <div class="article-category solid-slate envoy-body-small"> Planning </div> <div class="bullet-point solid-slate">•</div> <div class="article-read-time solid-slate envoy-body-small"> 2 min </div> </div> <div class="article-title envoy-body-large solid-slate"> How My Money is Protected </div> </a> <a class="article-wrapper learn-hub-article-wrapper large-article learn-hub-large-article" href="/learn/planning/what-is-a-health-savings-account/"> <div class="image-wrapper"> <img class="article-image lazy" data-src="https://sqy7rm.media.zestyio.com/what-is-a-health-savings-account.jpg?width=424&height=424&fit=crop" alt="What is a Health Savings Account?" width="424" height="424" /> </div> <div class="article-subtext"> <div class="article-category solid-slate envoy-body-small"> Planning </div> <div class="bullet-point solid-slate">•</div> <div class="article-read-time solid-slate envoy-body-small"> 3 min </div> </div> <div class="article-title envoy-body-large solid-slate"> What is a Health Savings Account? </div> </a> <a class="article-wrapper learn-hub-article-wrapper " href="/learn/planning/what-is-a-high-yield-savings-account/"> <div class="image-wrapper"> <img class="article-image lazy" data-src="https://sqy7rm.media.zestyio.com/high-yield-savings-account.jpg?width=424&height=424&fit=crop" alt="What is a High Yield Savings Account?" width="315" height="315" /> </div> <div class="article-subtext"> <div class="article-category solid-slate envoy-body-small"> Planning </div> <div class="bullet-point solid-slate">•</div> <div class="article-read-time solid-slate envoy-body-small"> 3 min </div> </div> <div class="article-title envoy-body-large solid-slate"> What is a High Yield Savings Account? </div> </a> <a class="article-wrapper learn-hub-article-wrapper " href="/learn/planning/what-is-a-savings-account/"> <div class="image-wrapper"> <img class="article-image lazy" data-src="https://sqy7rm.media.zestyio.com/what-is-a-savings-account.jpg?width=424&height=424&fit=crop" alt="What is a Savings Account? " width="315" height="315" /> </div> <div class="article-subtext"> <div class="article-category solid-slate envoy-body-small"> Planning </div> <div class="bullet-point solid-slate">•</div> <div class="article-read-time solid-slate envoy-body-small"> 3 min </div> </div> <div class="article-title envoy-body-large solid-slate"> What is a Savings Account? </div> </a> <a class="article-wrapper learn-hub-article-wrapper " href="/learn/planning/teaching-kids-about-money/"> <div class="image-wrapper"> <img class="article-image lazy" data-src="https://sqy7rm.media.zestyio.com/6-Tips-for-Teaching-Kids-About-Money.jpg?width=424&height=424&fit=crop" alt="6 Tips for Teaching Kids About Money" width="315" height="315" /> </div> <div class="article-subtext"> <div class="article-category solid-slate envoy-body-small"> Planning </div> <div class="bullet-point solid-slate">•</div> <div class="article-read-time solid-slate envoy-body-small"> 3 min </div> </div> <div class="article-title envoy-body-large solid-slate"> 6 Tips for Teaching Kids About Money </div> </a> <a class="article-wrapper learn-hub-article-wrapper " href="/learn/planning/what-is-insurance/"> <div class="image-wrapper"> <img class="article-image lazy" data-src="https://sqy7rm.media.zestyio.com/what-is-insurance.webp?width=424&height=424&fit=crop" alt="What is Insurance and How Does it Work?" width="315" height="315" /> </div> <div class="article-subtext"> <div class="article-category solid-slate envoy-body-small"> Planning </div> <div class="bullet-point solid-slate">•</div> <div class="article-read-time solid-slate envoy-body-small"> 5 min </div> </div> <div class="article-title envoy-body-large solid-slate"> What is Insurance and How Does it Work? </div> </a> </div> <a href="/learn/planning/" class="see-all-link envoy-body-small solid-slate"> See all Planning > </a> </div> <div class="category-wrapper" data-category="acorns" style="display: none;"> <div class="category-articles-wrapper"> <a class="article-wrapper learn-hub-article-wrapper large-article learn-hub-large-article" href="/learn/acorns/money-matters-kids-report-2024/"> <div class="image-wrapper"> <img class="article-image lazy" data-src="https://sqy7rm.media.zestyio.com/Money-Matters-Kids---3-.png?width=424&height=424&fit=crop" alt="Acorns Money Matters Report™ for Kids " width="424" height="424" /> </div> <div class="article-subtext"> <div class="article-category solid-slate envoy-body-small"> Acorns </div> <div class="bullet-point solid-slate">•</div> <div class="article-read-time solid-slate envoy-body-small"> 3 min </div> </div> <div class="article-title envoy-body-large solid-slate"> Acorns Money Matters Report™ for Kids </div> </a> <a class="article-wrapper learn-hub-article-wrapper large-article learn-hub-large-article" href="/learn/acorns/what-is-acorns-and-why-am-i-here/"> <div class="image-wrapper"> <img class="article-image lazy" data-src="https://sqy7rm.media.zestyio.com/What-is-Acorns.png?width=424&height=424&fit=crop" alt="What is Acorns (and why am I here)? " width="424" height="424" /> </div> <div class="article-subtext"> <div class="article-category solid-slate envoy-body-small"> Acorns </div> <div class="bullet-point solid-slate">•</div> <div class="article-read-time solid-slate envoy-body-small"> 3 min </div> </div> <div class="article-title envoy-body-large solid-slate"> What is Acorns (and why am I here)? </div> </a> <a class="article-wrapper learn-hub-article-wrapper large-article learn-hub-large-article" href="/learn/american-dream-2024/"> <div class="image-wrapper"> <img class="article-image lazy" data-src="https://sqy7rm.media.zestyio.com/Noah-Kerner--Headshot-.jpg?width=424&height=424&fit=crop" alt="'The American Dream is not dead': Acorns' CEO Noah Kerner" width="424" height="424" /> </div> <div class="article-subtext"> <div class="article-category solid-slate envoy-body-small"> Acorns </div> <div class="bullet-point solid-slate">•</div> <div class="article-read-time solid-slate envoy-body-small"> 2 min </div> </div> <div class="article-title envoy-body-large solid-slate"> 'The American Dream is not dead': Acorns' CEO Noah Kerner </div> </a> <a class="article-wrapper learn-hub-article-wrapper " href="/learn/acorns/inviting-your-friends-to-acorns/"> <div class="image-wrapper"> <img class="article-image lazy" data-src="https://sqy7rm.media.zestyio.com/A-guide-to-inviting-your-friends-to-Acorns.png?width=424&height=424&fit=crop" alt="A guide to inviting your friends to Acorns " width="315" height="315" /> </div> <div class="article-subtext"> <div class="article-category solid-slate envoy-body-small"> Acorns </div> <div class="bullet-point solid-slate">•</div> <div class="article-read-time solid-slate envoy-body-small"> 3 min </div> </div> <div class="article-title envoy-body-large solid-slate"> A guide to inviting your friends to Acorns </div> </a> <a class="article-wrapper learn-hub-article-wrapper " href="/learn/acorns/custom-portfolios/"> <div class="image-wrapper"> <img class="article-image lazy" data-src="https://sqy7rm.media.zestyio.com/Custom-Portfolio-Launch-Comms_6-3.png?width=424&height=424&fit=crop" alt="New Custom Portfolios: Choose Your Acorns Investments" width="315" height="315" /> </div> <div class="article-subtext"> <div class="article-category solid-slate envoy-body-small"> Acorns </div> <div class="bullet-point solid-slate">•</div> <div class="article-read-time solid-slate envoy-body-small"> 1 min </div> </div> <div class="article-title envoy-body-large solid-slate"> New Custom Portfolios: Choose Your Acorns Investments </div> </a> <a class="article-wrapper learn-hub-article-wrapper " href="/learn/acorns/acorns-referrals/"> <div class="image-wrapper"> <img class="article-image lazy" data-src="https://sqy7rm.media.zestyio.com/acorns-referrals.jpg?width=424&height=424&fit=crop" alt="Acorns Referrals: How It Works" width="315" height="315" /> </div> <div class="article-subtext"> <div class="article-category solid-slate envoy-body-small"> Acorns </div> <div class="bullet-point solid-slate">•</div> <div class="article-read-time solid-slate envoy-body-small"> 3 min </div> </div> <div class="article-title envoy-body-large solid-slate"> Acorns Referrals: How It Works </div> </a> <a class="article-wrapper learn-hub-article-wrapper " href="/learn/acorns/what-is-acorns/"> <div class="image-wrapper"> <img class="article-image lazy" data-src="https://sqy7rm.media.zestyio.com/what-is-acorns-lifestyle.jpg?width=424&height=424&fit=crop" alt="What is Acorns? " width="315" height="315" /> </div> <div class="article-subtext"> <div class="article-category solid-slate envoy-body-small"> Acorns </div> <div class="bullet-point solid-slate">•</div> <div class="article-read-time solid-slate envoy-body-small"> 3 min </div> </div> <div class="article-title envoy-body-large solid-slate"> What is Acorns? </div> </a> </div> <a href="/learn/acorns/" class="see-all-link envoy-body-small solid-slate"> See all Acorns > </a> </div> </div> </div> </div> </div> <div class="categories bg-white"> <div class="content-wrapper general-envoy-component envoy-component-with-bg-color"> <div class="categories-wrapper"> <div class="categories-headline envoy-header-5 solid-slate"> Categories </div> <div class="category-cards-wrapper"> <a class="category-card" href="/learn/investing/"> <img class="category-icon" src="https://sqy7rm.media.zestyio.com/Learn-Investing-Icon.png" alt="Icon for Investing" /> <div class="category-title envoy-body-small solid-slate"> Investing </div> <div class="category-description solid-slate hide-on-mobile"> Brush up on the basics of the stock market, crypto, and the economy so you can invest with confidence. </div> </a> <a class="category-card" href="/learn/retiring/"> <img class="category-icon" src="https://sqy7rm.media.zestyio.com/Learn-Hub-Category-Retiring.png" alt="Icon for Retiring" /> <div class="category-title envoy-body-small solid-slate"> Retiring </div> <div class="category-description solid-slate hide-on-mobile"> Start preparing for life down the road with primers on 401Ks, IRAs, and Social Security. </div> </a> <a class="category-card" href="/learn/saving/"> <img class="category-icon" src="https://sqy7rm.media.zestyio.com/Learn-Hub-Category-Saving.png" alt="Icon for Saving" /> <div class="category-title envoy-body-small solid-slate"> Saving </div> <div class="category-description solid-slate hide-on-mobile"> Find tips for managing your checking and savings accounts, budgeting, and building an emergency fund. </div> </a> <a class="category-card" href="/learn/borrowing/"> <img class="category-icon" src="https://sqy7rm.media.zestyio.com/Learn-Hub-Category-Borrowing.png" alt="Icon for Borrowing" /> <div class="category-title envoy-body-small solid-slate"> Borrowing </div> <div class="category-description solid-slate hide-on-mobile"> Dig into every detail of debt — credit cards, student loans, mortgages, & more. </div> </a> <a class="category-card" href="/learn/earning/"> <img class="category-icon" src="https://sqy7rm.media.zestyio.com/Learn-Hub-Category-Earning.png" alt="Icon for Earning" /> <div class="category-title envoy-body-small solid-slate"> Earning </div> <div class="category-description solid-slate hide-on-mobile"> See how a side hustle (or two) can help you earn more. Plus, we’ll help you get a handle on your taxes. </div> </a> <a class="category-card" href="/learn/planning/"> <img class="category-icon" src="https://sqy7rm.media.zestyio.com/Learn-Hub-Category-Planning.png" alt="Icon for Planning" /> <div class="category-title envoy-body-small solid-slate"> Planning </div> <div class="category-description solid-slate hide-on-mobile"> Learn how insurance and estate planning can keep you and your loved ones covered. </div> </a> <a class="category-card" href="/learn/acorns/"> <img class="category-icon" src="https://sqy7rm.media.zestyio.com/Learn-Hub-Category-Acorns.png" alt="Icon for Acorns" /> <div class="category-title envoy-body-small solid-slate"> Acorns </div> <div class="category-description solid-slate hide-on-mobile"> Make sure you’re getting the most out of Acorns and staying up-to-date on our newest features. </div> </a> </div> </div> </div> </div> <div id="footer-wrapper"> <footer id="footer"> <div class="footer-main-row"> <div class="footer-hero"> <h4>Have any questions?</h4> <a class="footer-cta" href="/support" data-track-id="footerContactSupport"> Contact support </a> </div> <div class="main-row-links"> <div class="main-row-link-column"> <h6>Products</h6> <a href="https://www.acorns.com/invest/" data-track-id="footerInvest"> <b>Invest</b> for your future </a> <a href="https://www.acorns.com/later/" data-track-id="footerLater"> <b>Later</b> starts today </a> <a href="https://www.acorns.com/earn/" data-track-id="footerEarn"> <b>Earn</b> extra money </a> <a href="/early-invest/" data-track-id="footerEarly"> <b>Early</b> investors </a> <a href="/mighty-oak-card/" data-track-id="footerSpend"> <b>Bank</b> smarter </a> </div> <div class="main-row-link-column"> <h6>Who we are</h6> <a href="https://www.acorns.com/about/" data-track-id="footerAbout"> <b></b> About </a> <a href="/security/" data-track-id=""> <b></b> Security </a> <a href="https://www.acorns.com/careers/" data-track-id="footerCareers"> <b></b> Careers </a> <a href="https://www.acorns.com/press/" data-track-id="footerPress"> <b></b> Press </a> </div> <div class="main-row-link-column footer-tablet-second-link-row"> <h6>Why start now</h6> <a href="/learn/" data-track-id="footerLearn"> <b></b> Learn </a> </div> </div> </div> <div class="footer-closing-icon-row"> <div class="logo-wrapper"> <img id="footer-logo" src="https://sqy7rm.media.zestyio.com/Acorns-Footer-Logo-2x-2022.png" alt="Acorns logo" /> </div> <div class="closing-row-links"> <a href="https://www.acorns.com/pricing/" data-track-id="footerPricing"> <b>Pricing</b> </a> <a href="https://store.acorns.com/" data-track-id="footerStore"> <b>Store</b> </a> <a href="https://app.impact.com/campaign-campaign-info-v2/Acorns-Invest-Spare-Change.brand" data-track-id=""> <b>Affiliates</b> </a> <a href="https://www.acorns.com/terms/" data-track-id="footerLegal"> <b>Acorns Legal</b> </a> <a href="https://www.gohenry.com/us/terms-and-conditions/" data-track-id="footerAcornsEarlyLegal"> <b>Acorns Early Legal </b> </a> <a id="ot-sdk-btn-new-style" class="ot-sdk-show-settings"> </a> </div> <div class="closing-row-social-icons"> <a href="https://www.instagram.com/acorns/" data-track-id="footerInstagram"> <img src="https://sqy7rm.media.zestyio.com/Instagram.png" alt="Instagram" /> </a> <a href="https://twitter.com/acorns" data-track-id="footerTwitter"> <img src="https://sqy7rm.media.zestyio.com/Twitter.png" alt="Twitter" /> </a> <a href="https://www.facebook.com/AcornsGrow/" data-track-id="footerFacebook"> <img src="https://sqy7rm.media.zestyio.com/Facebook.png" alt="Facebook" /> </a> <a id="equal-web-toggle" onclick="window.interdeal.a11y.openMenu()" aria-label="Open Accessibility Menu" role="button" data-track-id="footerEqualWebToggle"> <img src="https://sqy7rm.media.zestyio.com/EqualWeb-ADA-icon-green.svg" alt="Wheelchair icon" /> </a> </div> </div> <div id="footer-disclosures" class="footer-disclosures"> <div style="text-align: center;"><span data-stringify-type="paragraph-break"><strong>Investment products | Not FDIC insured | No bank guarantee | May lose value</strong><br><br></span><span style="text-decoration: underline;"><strong>Important Disclosures</strong></span></div> <div style="text-align: left;"> </div> <div style="text-align: left;"><strong>Paid advertisement.</strong> Dwayne Johnson is an investor in Acorns Grow Incorporated, is a director of its affiliate Acorns Labs, is an Acorns customer, and together with his creative agency receives substantial compensation from Acorns and its affiliates to promote Acorns and therefore has a conflict of interest that can be expected to bias his views. Statements are not necessarily representative of the experience or views of other customers and are not guarantees of performance or success. Nothing here should be viewed as an endorsement or testimonial regarding Acorns Advisers LLC's investment advisory services. Acorns is not a bank. Acorns Visa™ debit cards and banking services are issued and provided by Lincoln Savings Bank or nbkc bank, Members FDIC, to Acorns Checking account holders that are U.S. residents over the age of eighteen (18).<br><strong><br>Investing involves risk, including loss of principal. </strong>Please consider, among other important factors, your investment objectives, risk tolerance and Acorns’ pricing before investing. Investment advisory services offered by Acorns Advisers, LLC (Acorns), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member <a target="_blank" data-stringify-link="https://www.finra.org/#/" delay="150" data-sk="tooltip_parent" href="https://www.finra.org/#/" rel="noopener noreferrer" data-remove-tab-index="true" tabindex="-1">FINRA</a>/<a target="_blank" data-stringify-link="https://www.sipc.org/" delay="150" data-sk="tooltip_parent" href="https://www.sipc.org/" rel="noopener noreferrer" data-remove-tab-index="true" tabindex="-1">SIPC</a>.</div> <div style="text-align: left;"><span data-stringify-type="paragraph-break"> </span></div> <div style="text-align: left; padding-left: 40px;"><span data-stringify-type="paragraph-break"></span>1. <strong>Round-Ups® investments </strong>are transferred from your linked funding source (checking account) to your Acorns Invest account, where the funds are invested into a portfolio of selected ETFs. If you do not maintain an adequate amount of funds in your funding source sufficient to cover your Round-Ups® investment, you could incur overdraft fees with your financial institution. Only purchases made with Round-Up accounts linked to your Acorns account with the feature activated are eligible for the Round- Ups® investment feature. Round-Up investments from your funding source will be processed when your Pending Round-Ups® investments reach or exceed $5. <br><br><span data-stringify-type="paragraph-break"></span></div> <p style="padding-left: 40px;">2. <strong>Acorns Checking Real-Time Round-Ups® </strong>invests small amounts of money from purchases made using an Acorns Checking account into the client’s Acorns Investment account. Requires both an active Acorns Checking account and an Acorns Investment account in good standing. Real-Time Round-Ups® investments accrue instantly for investment during the next trading window.</p> <p style="padding-left: 40px;">3. A properly suggested <strong>portfolio recommendation</strong> is dependent upon current and accurate financial and risk profiles. Clients who have experienced changes to their goals, financial circumstances, or investment objectives, or who wish to modify their portfolio recommendation, should promptly update their information in the Acorns app or through the website.</p> <p style="padding-left: 40px;">4. <strong>Acorns Earn</strong> provides subscribers access to shop with our partners and earn bonus investments into your Acorns Invest portfolios when purchasing items from the partner brands. Acorns Earn rewards investments are made by Acorns Grow, Incorporated into your Acorns Invest account through a partnership Acorns Grow maintains with each Acorns Earn partner. Acorns may receive compensation from business partners in connection with certain promotions in which Acorns refers clients to such partners for the purchase of non-investment consumer products or services. This type of marketing partnership gives Acorns an incentive to refer clients to business partners instead of to businesses that are not partners of Acorns. This conflict of interest affects the ability of Acorns to provide clients with unbiased, objective promotions concerning the products and services of its business partners. This could mean that the products and/or services of other businesses, that do not compensate Acorns, may be more appropriate for a client than the products and/or services of Acorns business partners. Subscribers are, however, not required to purchase the products and services Acorns promotes. Amount earned and invested through Acorns Earn since inception as of July 1, 2024.</p> <p style="padding-left: 40px;">5. Acorns <strong>Subscription Fees</strong> are assessed based on the plan of services in which you are enrolled. Acorns does not charge transactional fees, commissions or fees based on assets for <a href="https://www.acorns.com/program-agreement/#managed-accounts">accounts under $1 million</a>. Acorns may receive compensation from business partners in connection with certain promotions in which Acorns refers clients to such partners for the purchase of non-investment consumer products or services. This type of marketing partnership gives Acorns an incentive to refer clients to business partners instead of to businesses that are not partners of Acorns. This conflict of interest affects the ability of Acorns to provide clients with unbiased, objective promotions concerning the products and services of its business partners. This could mean that the products and/or services of other businesses, that do not compensate Acorns, may be more appropriate for a client than the products and/or services of Acorns business partners. Subscribers are, however, not required to purchase the products and services Acorns promotes.</p> <p style="padding-left: 40px;" id="not-a-bank-disclosure">6.<strong> Acorns is not a bank.</strong> Acorns Visa™ debit cards and banking services are issued by Lincoln Savings Bank or nbkc bank, members FDIC. Acorns Checking clients are not charged overdraft fees, maintenance fees, or ATM fees for cash withdrawals from in-network ATMs. Please see your Acorns Subscription Center or Account Statements for a description of the fees you pay to Acorns for its services. Any balances you hold with Lincoln Savings Bank or nbkc bank, including but not limited to those balances held in Acorns Checking accounts are added together and are insured up to $250,000 per depositor through Lincoln Savings Bank or nbkc bank, Members FDIC. Acorns Checking is not FDIC-insured. FDIC insurance only covers the failure of an insured bank. If you have funds jointly owned, these funds would be separately insured for up to $250,000 for each joint account owner. Lincoln Savings Bank or nbkc bank utilizes a deposit network service, which means that at any given time, all, none, or a portion of the funds in your Acorns Checking accounts may be placed into and held beneficially in your name at other depository institutions which are insured by the Federal Deposit Insurance Corporation (FDIC). For a complete list of other depository institutions where funds may be placed, please visit <a href="https://www.cambr.com/bank-list">https://www.cambr.com/bank-list</a>. Balances moved to network banks are eligible for FDIC insurance once the funds arrive at a network bank. To learn more about pass-through deposit insurance applicable to your account, please see the Account Documentation. Additional information on FDIC insurance can be found at <a target="_blank" data-stringify-link="https://www.fdic.gov/resources/deposit-insurance/" delay="150" data-sk="tooltip_parent" href="https://www.fdic.gov/resources/deposit-insurance/" rel="noopener noreferrer" data-remove-tab-index="true" tabindex="-1">https://www.fdic.gov/resources/deposit-insurance/</a>.</p> <p style="padding-left: 40px;">7. <strong>Early Payday </strong>depends on the timing of the submission of the payment file from the payer and fraud prevention restrictions. Funds are generally available on the day the payment file is received, up to 2 days earlier than the scheduled payment date. Timing may vary. <strong></strong></p> <p style="padding-left: 40px;">8.<strong> The ETFs</strong> comprising the portfolios charge fees and expenses that will reduce a client’s return. Investors should consider the investment objectives, risks, charges and expenses of the funds carefully before investing. Investment policies, management fees and other information can be found in the individual ETF’s prospectus. Please read each prospectus carefully before investing.</p> <p style="padding-left: 40px;">9. <strong>Acorns does not provide access to invest directly in Bitcoin.</strong> Bitcoin exposure is provided through the ETF BITO, which invests in Bitcoin futures. This is considered a high-risk investment given the speculative and volatile nature. Investments in Bitcoin ETFs may not be appropriate for all investors and should only be utilized by those who understand and accept those risks. Investors seeking direct exposure to the price of bitcoin should consider a different investment. </p> <p style="padding-left: 40px;">10. <strong>The ESG (Environmental, social, and governance) investment strategies</strong> may limit the types and number of investment opportunities available, as a result, the portfolio may underperform others that do not have an ESG focus. Companies selected for inclusion in the portfolio may not exhibit positive or favorable ESG characteristics at all times and may shift into and out of favor depending on market and economic conditions. Environmental criteria considers how a company performs as a steward of nature. Social criteria examine how it manages relationships with employees, suppliers, customers, and the communities where it operates. Governance deals with a company’s leadership, executive pay, audits, internal controls, and shareholder rights.</p> <p style="padding-left: 40px;">11. <strong>Invest,</strong> an individual investment account which invests in a portfolio of ETFs (exchange traded funds) recommended to clients based on their investment objectives, time horizon, and risk tolerance. </p> <p style="padding-left: 40px;">12. <strong>Later</strong>, an Individual Retirement Account (either Traditional, ROTH or SEP IRA) selected for clients based on their answers to a suitability questionnaire. Please consult your tax advisor with any questions. Existing customers in Acorns Gold or Silver subscription plans can opt into the Acorns Later Match feature and receive either a 3% or 1% IRA match, respectively, on new contributions made to an Acorns Later account. New customers in these subscription plans are automatically eligible for the Later Match feature at the applicable 3% and 1% match rate. All Later funds for both new and existing customers must be held in an Acorns Later account for at least four years to keep the earned IRA match and all or a portion of IRA Match may be subject to recapture by Acorns if customer downgrades to a Subscription Plan with a lower monthly fee.<br><br>For informational purposes only. This is solely intended to provide notification of an available product or service. This is not a recommendation to buy, sell, hold, or roll over any asset, adopt an investment strategy, or use a particular account type. This information does not consider the specific investment objectives, tax and financial conditions or particular needs of any specific person. Investors should discuss their specific situation with their financial professional.</p> <p style="padding-left: 40px;">13. <b id="docs-internal-guid-0532bbc1-7fff-805f-cbf1-6bf6e13047b7"><span>Acorns Early Invest, </span></b>an UTMA/UGMA investment account managed by an adult custodian until the minor beneficiary comes of age, at which point they assume control of the account. Money in a custodial account is the property of the minor.  <span>Customers in the Gold Subscription Plan are automatically eligible for a 1% "Early Match" promotion on deposits by the Customer of up to $7,000 a year per Early Account. All funds must be held in the applicable Acorns Early Account for at least four years of the Early Match deposit date or until the beneficiary reaches the applicable Age of Transfer, whichever is earlier. The Early Match will be subject to recapture by Acorns if funds are withdrawn from the Early Account during the four year period, up to the amount for which a 1% Early Match was received. The Early Match will also be subject to recapture if a customer downgrades to a Subscription Plan with a lower monthly fee within this period. </span></p> <p style="padding-left: 40px;">14. <strong>Custom Portfolios</strong> are non-discretionary investment advisory accounts, managed by the customer. Custom Portfolios are not available as a stand alone account and clients must have an Acorns Invest account. Custom portfolios are not instant trading. Clients wanting more control over order placement and execution may need to consider alternative investment platforms before adding a Custom portfolio account.</p> <p style="padding-left: 40px;">15. The <strong>Acorns Gold GoHenry Benefit</strong> is available only to Acorns subscribers who subscribe to the Acorns Gold Plan and is for the monthly GoHenry Child or Family Plan Membership Fee, subject to these Waiver Terms. You will remain responsible for any other fees that you owe under the GoHenry Cardholder Terms and Conditions that are not included in the monthly GoHenry Child or Family Plan Membership Fee, as applicable.</p> <p style="padding-left: 40px;">16. © GoHenry Inc. ("Acorns Early") All rights reserved. Acorns Early is not a bank. The Acorns Early card is issued by Community Federal Savings Bank, member FDIC, pursuant to license by Mastercard International. Our office is located at Acorns Early, 5300 California Avenue, Irvine, CA 92617. Cardholder Terms and limits apply.</p> <p style="padding-left: 40px;">17. <strong>It is not possible to invest directly in an index.</strong> Past performance is no guarantee of future results.  </p> <p style="padding-left: 40px;">18. Acorns reserves the right to restrict or revoke any and all offers at any time.</p> <p style="padding-left: 40px;">19. <strong>Compounding</strong> is the process in which an asset’s earning from either capital gains or interest are reinvested to generate additional earnings over time. It does not ensure positive performance, nor does it protect against loss. Acorns clients may not experience compound returns and investment results will vary based on market volatility and fluctuating prices. </p> <p style="padding-left: 40px;">20. <strong>Diversification</strong> and asset allocation do not guarantee a profit, nor do they eliminate the risk of loss of principal.</p> <p style="padding-left: 40px;">21. App rating references the combined all-time star rating received in Google Play and Apple App Store. App Store rating as of 5/30/24.</p> <p style="padding-left: 40px;">22. ‘Save and Invest’ refers to a client’s ability to utilize the Acorns Real-Time Round-Ups® investment feature to seamlessly invest small amounts of money from purchases using an Acorns investment account.</p> <p style="padding-left: 40px;">23. The information contained on this website should not considered an offer, solicitation of an offer or advice to buy or sell any security or investment product. The information should not be construed as tax or legal advice. Please consult your tax advisor with any questions.<br><br>24. Comparisons are based on the national average Annual Percentage Yields (APY) published in the FDIC National Rates and Rate Caps as of October 16, 2023.</p> <p style="padding-left: 40px;">25. As of December 19, 2024, Mighty Oak Checking Annual Percentage Yield (APY) is 2.57% and Emergency Fund APY is 4.05%. APY is variable and subject to change at our discretion, without prior notice. No minimum opening deposit or minimum balance required. Acorns is not a bank. Banking services provided by and Mighty Oak Debit Cards issued and provided by nbkc bank, Member FDIC, to Acorns Checking account holders that are U.S. residents over the age of eighteen (18).  </p> <p style="padding-left: 40px;">26. <span>On August 21, 2024, Acorns changed the names of its Subscription Plans from "Personal," "Personal Plus," and "Premium" to "Bronze," "Silver," and "Gold." No other changes were made to the Subscription Plans at that time. </span></p> <p style="padding-left: 40px;"><span>27. Over $22 billion invested since inception as of 6/26/2024.  </span></p> <p style="padding-left: 40px;"><span>28. Amount invested from Round-Ups alone since inception as of July 31, 2024.   </span></p> <p style="padding-left: 40px;"><span>29. Reviews are solely applicable to Acorns Early, not any other Acorns product or service. Reviews are not representative of the experience of all customers and are not guarantees of future performance or success. For a larger representative sample, refer to Acorns Early reviews available online and on public review forums such as the Apple App Store and Google Play Store.</span></p> <p style="padding-left: 40px;">30. Acorns was rated by TIME as a World’s Best Brand in 2024 in the Finance and Insurance Industry, Neobanking and Neobrokerage category.  The ranking evaluated 330 top brands in the U.S. TIME and Statista surveyed more than 22,000 U.S. consumers about brands across 66 categories spanning a wide array of consumer-facing industries. <a href="https://time.com/7177358/worlds-best-brands-united-states-2024/">https://time.com/7177358/worlds-best-brands-united-states-2024/</a>.</p> <p style="padding-left: 40px;">31. Acorns was rated by GoBankingRates as a Best Neobank in 2025. To determine rankings for the Best Neobanks of 2025, GOBankingRates analyzed the following factors: (1) monthly checking fee ratio (percent the minimum to avoid fee compared to the monthly fee itself); (2) minimum needed to earn APY; (3) APY ; (4) products/services offered (credit cards and investment services); (5) the average mobile app rating between the Google Play (Android) and Apple stores; and (6) number of extra benefits and perks unique to neobanks. All factors were then scored and combined, with the lowest score being the best. Factors (1) and (2) were weighed 0.5 times, and factors (3) and (6) were weighed 2 times. All products and offerings had to be available as of Nov. 1, 2024, to be considered. <a href="https://www.gobankingrates.com/banking/banks/best-neobanks/">https://www.gobankingrates.com/banking/banks/best-neobanks/</a>.</p> <p style="padding-left: 40px;">32. Acorns was rated by GoBankingRates as a Best High-Yield Account in 2025. To determine rankings, GOBankingRates looked at the following factors from all evaluated banks: (1) minimum deposit to open an account; (2) monthly savings fee ratio (percent the minimum to avoid fee compared to the monthly fee itself); (3) minimum needed to earn APY; (4) APY; and (5) the average mobile app rating between the Google Play (Android) and Apple stores. All factors were then scored and combined, with the lowest score being the best. Factors (2) and (3) weighed 1.5 times, factor (4) weighed 4 times; and factor (5) weighed 0.5 times. To be considered for the best rates, the product offered had to have an APY above 0.45%. All products and offerings had to be available as of Nov. 1, 2024, to be considered. <a href="https://www.gobankingrates.com/banking/savings-account/best-high-yield-savings-accounts/">https://www.gobankingrates.com/banking/savings-account/best-high-yield-savings-accounts/</a>.</p> <div><span data-stringify-type="paragraph-break"></span>Acorns, Round-Ups® investments, Real-Time Round-Ups® investments, Invest the Change and the Acorns logo are registered trademarks of Acorns Grow Incorporated. All product and company names are trademarks™ or registered® trademarks of their respective holders. Use of them does not imply any affiliation with or endorsement by them. </div> <div><span data-stringify-type="paragraph-break"> </span></div> <div><span data-stringify-type="paragraph-break"></span>For additional important risks, disclosures, and information, please visit <a target="_blank" data-stringify-link="https://www.acorns.com/terms/" delay="150" data-sk="tooltip_parent" href="https://www.acorns.com/terms/" rel="noopener noreferrer" data-remove-tab-index="true" tabindex="-1">https://www.acorns.com/terms/</a></div> <div> </div> <div>© 2025 Acorns Grow Incorporated | <a target="_blank" data-stringify-link="https://www.acorns.com/disclosures" delay="150" data-sk="tooltip_parent" href="https://www.acorns.com/disclosures" rel="noopener noreferrer" data-remove-tab-index="true" tabindex="-1">Disclosures</a> | <a target="_blank" data-stringify-link="https://www.acorns.com/accessibility" delay="150" data-sk="tooltip_parent" href="https://www.acorns.com/accessibility" rel="noopener noreferrer" data-remove-tab-index="true" tabindex="-1">Accessibility</a></div> </div> </footer> </div> </div> <div class="sticky-action-button-container initially-hidden-on-mobile user-has-not-scrolled-on-mobile"> <div class="sticky-action-button"> <div class="main-content-container"> <img src="https://sqy7rm.media.zestyio.com/App-Icon.B1s9Xy3z9.svg" alt="Acorns Logo" /> <div class="copy-wrapper"> <div class="company-name"> Acorns </div> <div class="sub-text"> Invest spare change </div> </div> </div> <a class="sticky-action-cta md-703-track hide-on-mobile " href="https://app.adjust.com/lk0lfh8_l7g8ijs?fallback=https://signup.acorns.com/signup/" data-track-id="stickyActionCtaDesktop" > Get started </a> <a class="sticky-action-cta md-703-track hide-on-desktop " href="https://app.adjust.com/lk0lfh8_l7g8ijs?fallback=https://signup.acorns.com/signup/" data-track-id="stickyActionCtaMobile" > Get the app </a> <div class="close-button hide-on-desktop">✕</div> </div> </div>  <style>.anti-flicker, .anti-flicker * {visibility: hidden !important; display: none !important; opacity: 0 !important;}</style> <script>(function(e,t,p){var n=document.documentElement,s={p:[],r:[]},u={p:s.p,r:s.r,push:function(e){s.p.push(e)},ready:function(e){s.r.push(e)}};e.intellimize=u,n.className+=" "+p,setTimeout(function(){n.className=n.className.replace(RegExp(" ?"+p),"")},t)})(window, 4000, 'anti-flicker')</script> <link rel="preload" href="https://cdn.intellimize.co/snippet/117542590.js" as="script"> <script src="https://cdn.intellimize.co/snippet/117542590.js" async onerror="document.documentElement.className = document.documentElement.className.replace(RegExp(' ?anti-flicker'), '');"></script> <link rel="preconnect" href="https://api.intellimize.co" crossorigin> <link rel="preconnect" href="https://117542590.intellimizeio.com"> <link rel="preconnect" href="https://log.intellimize.co" crossorigin>   <img src="https://d21y75miwcfqoq.cloudfront.net/f724cd6e" style="position: absolute" referrerpolicy="no-referrer-when-downgrade">   <script data-cfasync="false"> window.interdeal = { sitekey : "8c4d55ffb115a5fb7bc4ed4c59fa95c0", Position : "left", Menulang : "EN", domains : { js : "https://aacdn.nagich.com/", acc : "https://access.nagich.com/" }, btnStyle : { vPosition : ["80%",undefined], // Y-axis position of the widget, left side is reffering to the desktop version, the right side is for mobile. scale : ["0.5","0.5"], // Size of the widget, the left side is referring to the desktop version, the right side is for mobile. icon : { type : 11, // You can choose between 1- 14 icons, or set value as string like "Accessibility". shape : "circle", // You can choose the following shapes: "circle", "rectangle", "rounded", "semicircle". outline : true // true / false. }, color : { main : "#2e8500", second : "#fff" } } } </script> <script> (function(doc, head, body){ var coreCall = doc.createElement('script'); coreCall.src = 'https://aacdn.nagich.com/core/4.2.1/accessibility.js'; coreCall.defer = true; coreCall.integrity = 'sha512-RoBJzx90QrN0gC7WfhEIJRxInvLiYuAHS4D/f5h5iRt31pElVr2z7MtGOD+XBK0rKq8mjQaic2jX5gzTZ7WGZQ=='; coreCall.crossOrigin = 'anonymous'; coreCall.setAttribute('data-cfasync', true ); body? body.appendChild(coreCall) : head.appendChild(coreCall); })(document, document.head, document.body); </script>   <noscript><iframe src="https://www.googletagmanager.com/ns.html?id=GTM-5Z5XQQ" height="0" width="0" style="display:none;visibility:hidden"></iframe></noscript> <script> (function(w,d,s,l,i){w[l]=w[l]||[];w[l].push( {'gtm.start': new Date().getTime(),event:'gtm.js'} );var f=d.getElementsByTagName(s)[0], j=d.createElement(s),dl=l!='dataLayer'?'&l='+l:'';j.async=true;j.src= '//www.googletagmanager.com/gtm.js?id='+i+dl;f.parentNode.insertBefore(j,f); })(window,document,'script','dataLayer','GTM-5Z5XQQ'); </script> </body></html>

CINXE.COM

Learn | Acorns