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class="mw-page-container"> <div class="mw-page-container-inner"> <div class="vector-sitenotice-container"> <div id="siteNotice"></div> </div> <div class="vector-column-start"> <div class="vector-main-menu-container"> <div id="mw-navigation"> <nav id="mw-panel" class="vector-main-menu-landmark" aria-label="Sayt"> <div id="vector-main-menu-pinned-container" class="vector-pinned-container"> </div> </nav> </div> </div> <div class="vector-sticky-pinned-container"> <nav id="mw-panel-toc" aria-label="Mundarija" data-event-name="ui.sidebar-toc" class="mw-table-of-contents-container vector-toc-landmark"> <div id="vector-toc-pinned-container" class="vector-pinned-container"> <div id="vector-toc" class="vector-toc vector-pinnable-element"> <div class="vector-pinnable-header vector-toc-pinnable-header vector-pinnable-header-pinned" data-feature-name="toc-pinned" data-pinnable-element-id="vector-toc" > <h2 class="vector-pinnable-header-label">Mundarija</h2> <button class="vector-pinnable-header-toggle-button vector-pinnable-header-pin-button" data-event-name="pinnable-header.vector-toc.pin">yonqutiga oʻtish</button> <button class="vector-pinnable-header-toggle-button vector-pinnable-header-unpin-button" data-event-name="pinnable-header.vector-toc.unpin">yashirish</button> </div> <ul class="vector-toc-contents" id="mw-panel-toc-list"> <li id="toc-mw-content-text" class="vector-toc-list-item vector-toc-level-1"> <a href="#" class="vector-toc-link"> <div class="vector-toc-text">Kirish</div> </a> </li> <li id="toc-Tarixi" class="vector-toc-list-item vector-toc-level-1 vector-toc-list-item-expanded"> <a class="vector-toc-link" href="#Tarixi"> <div class="vector-toc-text"> <span class="vector-toc-numb">1</span> <span>Tarixi</span> </div> </a> <ul id="toc-Tarixi-sublist" class="vector-toc-list"> </ul> </li> <li id="toc-Bank_ishi_va_Shveysariya_iqtisodiyoti" class="vector-toc-list-item vector-toc-level-1 vector-toc-list-item-expanded"> <a class="vector-toc-link" href="#Bank_ishi_va_Shveysariya_iqtisodiyoti"> <div class="vector-toc-text"> <span class="vector-toc-numb">2</span> <span>Bank ishi va Shveysariya iqtisodiyoti</span> </div> </a> <button aria-controls="toc-Bank_ishi_va_Shveysariya_iqtisodiyoti-sublist" class="cdx-button cdx-button--weight-quiet cdx-button--icon-only vector-toc-toggle"> <span class="vector-icon mw-ui-icon-wikimedia-expand"></span> <span>Toggle Bank ishi va Shveysariya iqtisodiyoti subsection</span> </button> <ul id="toc-Bank_ishi_va_Shveysariya_iqtisodiyoti-sublist" class="vector-toc-list"> <li id="toc-Mablagʻlarning_kelib_chiqishi" class="vector-toc-list-item vector-toc-level-2"> <a class="vector-toc-link" href="#Mablagʻlarning_kelib_chiqishi"> <div class="vector-toc-text"> <span class="vector-toc-numb">2.1</span> <span>Mablagʻlarning kelib chiqishi</span> </div> </a> <ul id="toc-Mablagʻlarning_kelib_chiqishi-sublist" class="vector-toc-list"> </ul> </li> </ul> </li> <li id="toc-Reglament" class="vector-toc-list-item vector-toc-level-1 vector-toc-list-item-expanded"> <a class="vector-toc-link" href="#Reglament"> <div class="vector-toc-text"> <span class="vector-toc-numb">3</span> <span>Reglament</span> </div> </a> <button aria-controls="toc-Reglament-sublist" class="cdx-button cdx-button--weight-quiet cdx-button--icon-only vector-toc-toggle"> <span class="vector-icon mw-ui-icon-wikimedia-expand"></span> <span>Toggle Reglament subsection</span> </button> <ul id="toc-Reglament-sublist" class="vector-toc-list"> <li id="toc-Aktivlarni_musodara_qilish" class="vector-toc-list-item vector-toc-level-2"> <a class="vector-toc-link" href="#Aktivlarni_musodara_qilish"> <div class="vector-toc-text"> <span class="vector-toc-numb">3.1</span> <span>Aktivlarni musodara qilish</span> </div> </a> <ul id="toc-Aktivlarni_musodara_qilish-sublist" class="vector-toc-list"> </ul> </li> </ul> </li> <li id="toc-Himoyalar" class="vector-toc-list-item vector-toc-level-1 vector-toc-list-item-expanded"> <a class="vector-toc-link" href="#Himoyalar"> <div class="vector-toc-text"> <span class="vector-toc-numb">4</span> <span>Himoyalar</span> </div> </a> <ul id="toc-Himoyalar-sublist" class="vector-toc-list"> </ul> </li> <li id="toc-Ommaviy_madaniyatda" class="vector-toc-list-item vector-toc-level-1 vector-toc-list-item-expanded"> <a class="vector-toc-link" href="#Ommaviy_madaniyatda"> <div class="vector-toc-text"> <span class="vector-toc-numb">5</span> <span>Ommaviy madaniyatda</span> </div> </a> <ul id="toc-Ommaviy_madaniyatda-sublist" class="vector-toc-list"> </ul> </li> <li id="toc-Manbalar" class="vector-toc-list-item vector-toc-level-1 vector-toc-list-item-expanded"> <a class="vector-toc-link" href="#Manbalar"> <div class="vector-toc-text"> <span class="vector-toc-numb">6</span> <span>Manbalar</span> </div> </a> <ul id="toc-Manbalar-sublist" class="vector-toc-list"> </ul> </li> </ul> </div> </div> </nav> </div> </div> <div class="mw-content-container"> <main id="content" class="mw-body"> <header class="mw-body-header vector-page-titlebar"> <nav aria-label="Mundarija" class="vector-toc-landmark"> <div id="vector-page-titlebar-toc" class="vector-dropdown vector-page-titlebar-toc vector-button-flush-left" > <input type="checkbox" id="vector-page-titlebar-toc-checkbox" role="button" aria-haspopup="true" data-event-name="ui.dropdown-vector-page-titlebar-toc" class="vector-dropdown-checkbox " aria-label="Toggle the table of contents" > <label id="vector-page-titlebar-toc-label" for="vector-page-titlebar-toc-checkbox" class="vector-dropdown-label cdx-button cdx-button--fake-button cdx-button--fake-button--enabled cdx-button--weight-quiet cdx-button--icon-only " aria-hidden="true" ><span class="vector-icon mw-ui-icon-listBullet mw-ui-icon-wikimedia-listBullet"></span> <span class="vector-dropdown-label-text">Toggle the table of contents</span> </label> <div class="vector-dropdown-content"> <div id="vector-page-titlebar-toc-unpinned-container" class="vector-unpinned-container"> </div> </div> </div> </nav> <h1 id="firstHeading" class="firstHeading mw-first-heading"><span class="mw-page-title-main">Shveysariya bank tizimi</span></h1> <div id="p-lang-btn" class="vector-dropdown mw-portlet mw-portlet-lang" > <input type="checkbox" id="p-lang-btn-checkbox" role="button" aria-haspopup="true" data-event-name="ui.dropdown-p-lang-btn" class="vector-dropdown-checkbox mw-interlanguage-selector" aria-label="Boshqa tildagi maqolaga oʻting. 20 ta tilda mavjud" > <label id="p-lang-btn-label" for="p-lang-btn-checkbox" class="vector-dropdown-label cdx-button cdx-button--fake-button cdx-button--fake-button--enabled cdx-button--weight-quiet cdx-button--action-progressive mw-portlet-lang-heading-20" aria-hidden="true" ><span class="vector-icon mw-ui-icon-language-progressive mw-ui-icon-wikimedia-language-progressive"></span> <span class="vector-dropdown-label-text">20 ta til</span> </label> <div class="vector-dropdown-content"> <div class="vector-menu-content"> <ul class="vector-menu-content-list"> <li class="interlanguage-link interwiki-ar mw-list-item"><a href="https://ar.wikipedia.org/wiki/%D8%A7%D9%84%D9%85%D8%AC%D8%A7%D9%84_%D8%A7%D9%84%D9%85%D8%B5%D8%B1%D9%81%D9%8A_%D9%81%D9%8A_%D8%B3%D9%88%D9%8A%D8%B3%D8%B1%D8%A7" title="المجال المصرفي في سويسرا – arab" lang="ar" hreflang="ar" data-title="المجال المصرفي في سويسرا" data-language-autonym="العربية" data-language-local-name="arab" class="interlanguage-link-target"><span>العربية</span></a></li><li class="interlanguage-link interwiki-de mw-list-item"><a href="https://de.wikipedia.org/wiki/Schweizer_Bankwesen" title="Schweizer Bankwesen – nemischa" lang="de" hreflang="de" data-title="Schweizer Bankwesen" data-language-autonym="Deutsch" data-language-local-name="nemischa" class="interlanguage-link-target"><span>Deutsch</span></a></li><li class="interlanguage-link interwiki-en mw-list-item"><a href="https://en.wikipedia.org/wiki/Banking_in_Switzerland" title="Banking in Switzerland – inglizcha" lang="en" hreflang="en" data-title="Banking in Switzerland" data-language-autonym="English" data-language-local-name="inglizcha" class="interlanguage-link-target"><span>English</span></a></li><li class="interlanguage-link interwiki-es mw-list-item"><a href="https://es.wikipedia.org/wiki/Banca_suiza" title="Banca suiza – ispancha" lang="es" hreflang="es" data-title="Banca suiza" data-language-autonym="Español" data-language-local-name="ispancha" class="interlanguage-link-target"><span>Español</span></a></li><li class="interlanguage-link interwiki-fa mw-list-item"><a href="https://fa.wikipedia.org/wiki/%D8%A8%D8%A7%D9%86%DA%A9%D8%AF%D8%A7%D8%B1%DB%8C_%D8%AF%D8%B1_%D8%B3%D9%88%D8%A6%DB%8C%D8%B3" title="بانکداری در سوئیس – fors" lang="fa" hreflang="fa" data-title="بانکداری در سوئیس" data-language-autonym="فارسی" data-language-local-name="fors" class="interlanguage-link-target"><span>فارسی</span></a></li><li class="interlanguage-link interwiki-fr mw-list-item"><a href="https://fr.wikipedia.org/wiki/Syst%C3%A8me_bancaire_suisse" title="Système bancaire suisse – fransuzcha" lang="fr" hreflang="fr" data-title="Système bancaire suisse" data-language-autonym="Français" data-language-local-name="fransuzcha" class="interlanguage-link-target"><span>Français</span></a></li><li class="interlanguage-link interwiki-gu mw-list-item"><a href="https://gu.wikipedia.org/wiki/%E0%AA%B8%E0%AB%8D%E0%AA%B5%E0%AA%BF%E0%AA%B8_%E0%AA%AC%E0%AB%87%E0%AA%82%E0%AA%95" title="સ્વિસ બેંક – gujarot" lang="gu" hreflang="gu" data-title="સ્વિસ બેંક" data-language-autonym="ગુજરાતી" data-language-local-name="gujarot" class="interlanguage-link-target"><span>ગુજરાતી</span></a></li><li class="interlanguage-link interwiki-he mw-list-item"><a href="https://he.wikipedia.org/wiki/%D7%91%D7%A0%D7%A7%D7%90%D7%95%D7%AA_%D7%91%D7%A9%D7%95%D7%95%D7%99%D7%99%D7%A5" title="בנקאות בשווייץ – ivrit" lang="he" hreflang="he" data-title="בנקאות בשווייץ" data-language-autonym="עברית" data-language-local-name="ivrit" class="interlanguage-link-target"><span>עברית</span></a></li><li class="interlanguage-link interwiki-hy mw-list-item"><a href="https://hy.wikipedia.org/wiki/%D5%87%D5%BE%D5%A5%D5%B5%D6%81%D5%A1%D6%80%D5%AB%D5%A1%D5%B5%D5%AB_%D5%A2%D5%A1%D5%B6%D5%AF%D5%A1%D5%B5%D5%AB%D5%B6_%D5%B0%D5%A1%D5%B4%D5%A1%D5%AF%D5%A1%D6%80%D5%A3" title="Շվեյցարիայի բանկային համակարգ – arman" lang="hy" hreflang="hy" data-title="Շվեյցարիայի բանկային համակարգ" data-language-autonym="Հայերեն" data-language-local-name="arman" class="interlanguage-link-target"><span>Հայերեն</span></a></li><li class="interlanguage-link interwiki-id mw-list-item"><a href="https://id.wikipedia.org/wiki/Perbankan_di_Swiss" title="Perbankan di Swiss – indonez" lang="id" hreflang="id" data-title="Perbankan di Swiss" data-language-autonym="Bahasa Indonesia" data-language-local-name="indonez" class="interlanguage-link-target"><span>Bahasa Indonesia</span></a></li><li class="interlanguage-link interwiki-it mw-list-item"><a href="https://it.wikipedia.org/wiki/Settore_bancario_svizzero" title="Settore bancario svizzero – italyan" lang="it" hreflang="it" data-title="Settore bancario svizzero" data-language-autonym="Italiano" data-language-local-name="italyan" class="interlanguage-link-target"><span>Italiano</span></a></li><li class="interlanguage-link interwiki-ja mw-list-item"><a href="https://ja.wikipedia.org/wiki/%E3%82%B9%E3%82%A4%E3%82%B9%E9%8A%80%E8%A1%8C" title="スイス銀行 – yapon" lang="ja" hreflang="ja" data-title="スイス銀行" data-language-autonym="日本語" data-language-local-name="yapon" class="interlanguage-link-target"><span>日本語</span></a></li><li class="interlanguage-link interwiki-ko mw-list-item"><a href="https://ko.wikipedia.org/wiki/%EC%8A%A4%EC%9C%84%EC%8A%A4_%EC%9D%80%ED%96%89" title="스위스 은행 – koreyscha" lang="ko" hreflang="ko" data-title="스위스 은행" data-language-autonym="한국어" data-language-local-name="koreyscha" class="interlanguage-link-target"><span>한국어</span></a></li><li class="interlanguage-link interwiki-lt mw-list-item"><a href="https://lt.wikipedia.org/wiki/Bankininkyst%C4%97_%C5%A0veicarijoje" title="Bankininkystė Šveicarijoje – litva" lang="lt" hreflang="lt" data-title="Bankininkystė Šveicarijoje" data-language-autonym="Lietuvių" data-language-local-name="litva" class="interlanguage-link-target"><span>Lietuvių</span></a></li><li class="interlanguage-link interwiki-min mw-list-item"><a href="https://min.wikipedia.org/wiki/Perbankan_di_Swiss" title="Perbankan di Swiss – minangkabau" lang="min" hreflang="min" data-title="Perbankan di Swiss" data-language-autonym="Minangkabau" data-language-local-name="minangkabau" class="interlanguage-link-target"><span>Minangkabau</span></a></li><li class="interlanguage-link interwiki-ms mw-list-item"><a href="https://ms.wikipedia.org/wiki/Perbankan_di_Switzerland" title="Perbankan di Switzerland – malay" lang="ms" hreflang="ms" data-title="Perbankan di Switzerland" data-language-autonym="Bahasa Melayu" data-language-local-name="malay" class="interlanguage-link-target"><span>Bahasa Melayu</span></a></li><li class="interlanguage-link interwiki-no mw-list-item"><a href="https://no.wikipedia.org/wiki/Banker_i_Sveits" title="Banker i Sveits – norveg-bokmal" lang="nb" hreflang="nb" data-title="Banker i Sveits" data-language-autonym="Norsk bokmål" data-language-local-name="norveg-bokmal" class="interlanguage-link-target"><span>Norsk bokmål</span></a></li><li class="interlanguage-link interwiki-ru mw-list-item"><a href="https://ru.wikipedia.org/wiki/%D0%91%D0%B0%D0%BD%D0%BA%D0%BE%D0%B2%D1%81%D0%BA%D0%B0%D1%8F_%D1%81%D0%B8%D1%81%D1%82%D0%B5%D0%BC%D0%B0_%D0%A8%D0%B2%D0%B5%D0%B9%D1%86%D0%B0%D1%80%D0%B8%D0%B8" title="Банковская система Швейцарии – ruscha" lang="ru" hreflang="ru" data-title="Банковская система Швейцарии" data-language-autonym="Русский" data-language-local-name="ruscha" class="interlanguage-link-target"><span>Русский</span></a></li><li class="interlanguage-link interwiki-sat mw-list-item"><a href="https://sat.wikipedia.org/wiki/%E1%B1%A5%E1%B1%A3%E1%B1%A4%E1%B1%A5_%E1%B1%B5%E1%B1%AE%E1%B1%B8%E1%B1%A0" title="ᱥᱣᱤᱥ ᱵᱮᱸᱠ – santali" lang="sat" hreflang="sat" data-title="ᱥᱣᱤᱥ ᱵᱮᱸᱠ" data-language-autonym="ᱥᱟᱱᱛᱟᱲᱤ" data-language-local-name="santali" class="interlanguage-link-target"><span>ᱥᱟᱱᱛᱟᱲᱤ</span></a></li><li class="interlanguage-link interwiki-vi mw-list-item"><a href="https://vi.wikipedia.org/wiki/Ng%C3%A2n_h%C3%A0ng_Th%E1%BB%A5y_S%C4%A9" title="Ngân hàng Thụy Sĩ – vyetnam" lang="vi" hreflang="vi" data-title="Ngân hàng Thụy Sĩ" data-language-autonym="Tiếng Việt" data-language-local-name="vyetnam" class="interlanguage-link-target"><span>Tiếng Việt</span></a></li> </ul> <div class="after-portlet after-portlet-lang"><span class="wb-langlinks-edit wb-langlinks-link"><a href="https://www.wikidata.org/wiki/Special:EntityPage/Q674304#sitelinks-wikipedia" title="Tillararo ishoratlarni tahrirlash" class="wbc-editpage">Ishoratlarni tahrirla</a></span></div> </div> </div> </div> </header> <div class="vector-page-toolbar"> <div class="vector-page-toolbar-container"> <div id="left-navigation"> <nav aria-label="Nomfazolar"> <div id="p-associated-pages" class="vector-menu vector-menu-tabs mw-portlet mw-portlet-associated-pages" > <div class="vector-menu-content"> <ul class="vector-menu-content-list"> <li id="ca-nstab-main" class="selected vector-tab-noicon mw-list-item"><a href="/wiki/Shveysariya_bank_tizimi" title="Sahifani ko‘rish [c]" accesskey="c"><span>Maqola</span></a></li><li id="ca-talk" class="vector-tab-noicon mw-list-item"><a href="/wiki/Munozara:Shveysariya_bank_tizimi" rel="discussion" title="Sahifa matni borasida munozara [t]" accesskey="t"><span>Munozara</span></a></li> </ul> </div> </div> <div id="vector-variants-dropdown" class="vector-dropdown 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<div class="mw-indicators"> </div> <div id="siteSub" class="noprint">Vikipediya, ochiq ensiklopediya</div> </div> <div id="contentSub"><div id="mw-content-subtitle"></div></div> <div id="mw-content-text" class="mw-body-content"><div class="mw-content-ltr mw-parser-output" lang="uz" dir="ltr"><figure class="mw-default-size" typeof="mw:File/Thumb"><a href="/wiki/Fayl:Mont_Cervin_Palace_at_night_in_Zermatt.jpg" class="mw-file-description"><img src="//upload.wikimedia.org/wikipedia/commons/thumb/b/bd/Mont_Cervin_Palace_at_night_in_Zermatt.jpg/220px-Mont_Cervin_Palace_at_night_in_Zermatt.jpg" decoding="async" width="220" height="146" class="mw-file-element" srcset="//upload.wikimedia.org/wikipedia/commons/thumb/b/bd/Mont_Cervin_Palace_at_night_in_Zermatt.jpg/330px-Mont_Cervin_Palace_at_night_in_Zermatt.jpg 1.5x, //upload.wikimedia.org/wikipedia/commons/thumb/b/bd/Mont_Cervin_Palace_at_night_in_Zermatt.jpg/440px-Mont_Cervin_Palace_at_night_in_Zermatt.jpg 2x" data-file-width="3008" data-file-height="2000" /></a><figcaption> <i>Suratda</i>: Zermattdagi Mont Cervin saroyi. Sayyohlik markazi boʻlgan koʻplab xususiy banklar shaharga xizmat koʻrsatadi va Shveysariya Alp togʻlari etaklarida yer osti bunkerlari va oltin saqlash joylarini saqlaydi.</figcaption></figure> <p><b>Shveysariyadagi bank</b> ishi XVIII asr boshlarida <a href="/wiki/Shveysariya" title="Shveysariya">Shveysariyaning</a> savdogarlar savdosi orqali vujudga kelgan va asrlar davomida murakkab, tartibga solinadigan va xalqaro sanoatga aylangan. Bank ishi Shveysariya Alp togʻlari, Shveysariya shokoladi, soatsozlik va <a href="/wiki/Alpinizm" title="Alpinizm">alpinizm</a> bilan birga Shveysariyaning ramzi sifatida koʻriladi.  Shveysariya 1700-yillarning boshlariga borib taqaladigan bank sirlari va mijozlar maxfiyligining uzoq, qarindosh tarixiga ega. Boy Yevropa bank manfaatlarini himoya qilish usuli sifatida boshlangan Shveysariya bank siri 1934-yilda muhim federal qonun — Banklar va jamgʻarma kassalari toʻgʻrisidagi Federal qonunning qabul qilinishi bilan kodlashtirildi. Natsistlar tomonidan taʼqibga uchragan shaxslarning mol-mulkini himoya qilish uchun qoʻllangan ushbu qonunlar soliqlarni toʻlashdan noqonuniy qochish, mol-mulkni yashirish yoki umuman <a href="/wiki/Valyuta_jinoyatlari" title="Valyuta jinoyatlari">moliyaviy jinoyat sodir</a> etishga intilayotgan odamlar va muassasalar tomonidan ham qoʻllangan. </p><p>Ikkinchi <a href="/wiki/Ikkinchi_jahon_urushi" class="mw-redirect" title="Ikkinchi jahon urushi">jahon urushi</a> davrida chet el hisoblari va aktivlarini munozarali himoya qilish bank sirlarini yumshatishga qaratilgan bir qator taklif qilingan moliyaviy qoidalarni keltirib chiqardi, ammo unchalik muvaffaqiyat qozonmadi. Shveysariya 20-asr oʻrtalaridan buyon dunyodagi eng yirik <a href="/wiki/Ofshor" title="Ofshor">ofshor</a> moliya markazlaridan biri boʻlib kelgan. Mamlakatda bank sirlari toʻgʻrisidagi qonunlarni mazmunli ravishda bekor qilishga qaratilgan xalqaro tashabbusga qaramay, Shveysariya ijtimoiy va siyosiy kuchlari taklif qilingan qaytarishlarining koʻpini minimallashtirdi va qaytarib oldi. Garchi Shveysariyada ham yaxshi obroʻga ega boʻlmagan banklarning jinoiy faoliyatini oshkor qilish Shveysariya jamoatchiligi tomonidan yaxshi koʻrilgan boʻlsa-da, 1900-yillarning boshidan beri mijoz maʼlumotlarini oshkor qilish jinoiy huquqbuzarlik hisoblangan. Shveysariyada va chet elda Shveysariya banklarida ishlaydigan xodimlar „shifokorlar yoki ruhoniylar tomonidan kuzatilganiga oʻxshash yozilmagan kodga uzoq vaqt davomida amal qilishgan“<sup id="cite_ref-:17_1-0" class="reference"><a href="#cite_note-:17-1"><span class="cite-bracket">[</span>1<span class="cite-bracket">]</span></a></sup>. 1934-yildan beri bank siri toʻgʻrisidagi qonunlar toʻrt kishi tomonidan buzilgan: Christoph Meili (1997), Bradley Birkenfeld (2007), Rudolf Elmer (2011) va Herve Falciani (2014). </p><p><a href="/w/index.php?title=Shveysariya_bankirlar_uyushmasi&action=edit&redlink=1" class="new" title="Shveysariya bankirlar uyushmasi (sahifa yaratilmagan)">Shveysariya bankirlari assotsiatsiyasi</a> (SBA) 2018-yilda Shveysariya banklarining aktivlari 6,5 trillion <a href="/wiki/AQSh_dollari" title="AQSh dollari">AQSH dollarini</a> yoki butun jahon transchegaraviy aktivlarining 25 foizini tashkil qilganini taxmin qildi. Shveysariyaning asosiy til markazlari, <a href="/wiki/Jeneva" title="Jeneva">Jeneva</a> (fransuz uchun), <a href="/wiki/Lugano" title="Lugano">Lugano</a> (italyancha) va <a href="/wiki/Zurich" class="mw-redirect" title="Zurich">Zurich</a> (nemis uchun) turli geografik bozorlarga xizmat koʻrsatadi. Hozirda u <a href="/wiki/Amerika_Qo%CA%BBshma_Shtatlari" title="Amerika Qoʻshma Shtatlari">Qoʻshma Shtatlardan</a> keyin ikkinchi oʻrinda va <a href="/w/index.php?title=Moliyaviy_maxfiylik_indeksi&action=edit&redlink=1" class="new" title="Moliyaviy maxfiylik indeksi (sahifa yaratilmagan)">Moliyaviy maxfiylik indeksida</a> <a href="/wiki/Singapur" title="Singapur">Singapur</a> banki bilan teng<sup id="cite_ref-:5_2-0" class="reference"><a href="#cite_note-:5-2"><span class="cite-bracket">[</span>2<span class="cite-bracket">]</span></a></sup>. Banklar Shveysariya moliya bozorini nazorat qilish organi (FINMA) va Shveysariya Milliy banki (SNB) tomonidan tartibga solinadi, ular oʻz vakolatlarini bir qator federal qonunlardan oladi. Shveysariyadagi bank ishi tarixan <a href="/w/index.php?title=Shveysariya_iqtisodiyoti&action=edit&redlink=1" class="new" title="Shveysariya iqtisodiyoti (sahifa yaratilmagan)">Shveysariya iqtisodiyoti</a> va jamiyatida asosiy rol oʻynagan va hozir ham oʻynashda davom etmoqda. <a href="/wiki/Iqtisodiy_hamkorlik_va_taraqqiyot_tashkiloti" title="Iqtisodiy hamkorlik va taraqqiyot tashkiloti">Iqtisodiy hamkorlik va taraqqiyot tashkiloti</a> (OECD) maʼlumotlariga koʻra, jami bank aktivlari yalpi ichki mahsulotning 467 foizini tashkil qiladi<sup id="cite_ref-:5_2-1" class="reference"><a href="#cite_note-:5-2"><span class="cite-bracket">[</span>2<span class="cite-bracket">]</span></a></sup>. Shveysariyadagi bank ishi umumiy mashhur madaniyat, kitoblar, filmlar va telekoʻrsatuvlarda turli darajadagi aniqlik bilan tasvirlangan . </p> <meta property="mw:PageProp/toc" /> <div class="mw-heading mw-heading2"><h2 id="Tarixi">Tarixi</h2><span class="mw-editsection"><span class="mw-editsection-bracket">[</span><a href="/w/index.php?title=Shveysariya_bank_tizimi&veaction=edit&section=1" title="Boʻlimni tahrirlash: Tarixi" class="mw-editsection-visualeditor"><span>tahrir</span></a><span class="mw-editsection-divider"> | </span><a href="/w/index.php?title=Shveysariya_bank_tizimi&action=edit&section=1" title="Edit section's source code: Tarixi"><span>manbasini tahrirlash</span></a><span class="mw-editsection-bracket">]</span></span></div> <figure class="mw-default-size" typeof="mw:File/Thumb"><a href="/wiki/Fayl:DV307_no.80_From_Vile_Rousean,_Geneva_Aug_4_1858.png" class="mw-file-description"><img src="//upload.wikimedia.org/wikipedia/commons/thumb/0/09/DV307_no.80_From_Vile_Rousean%2C_Geneva_Aug_4_1858.png/220px-DV307_no.80_From_Vile_Rousean%2C_Geneva_Aug_4_1858.png" decoding="async" width="220" height="150" class="mw-file-element" srcset="//upload.wikimedia.org/wikipedia/commons/thumb/0/09/DV307_no.80_From_Vile_Rousean%2C_Geneva_Aug_4_1858.png/330px-DV307_no.80_From_Vile_Rousean%2C_Geneva_Aug_4_1858.png 1.5x, //upload.wikimedia.org/wikipedia/commons/thumb/0/09/DV307_no.80_From_Vile_Rousean%2C_Geneva_Aug_4_1858.png/440px-DV307_no.80_From_Vile_Rousean%2C_Geneva_Aug_4_1858.png 2x" data-file-width="1249" data-file-height="852" /></a><figcaption> Shveysariyaning koʻplab bank amaliyotlari, shu jumladan maxfiylik, oʻzlarining kelib chiqishini 18-asrda <a href="/wiki/Jeneva" title="Jeneva">Jenevada</a> kuzatiladi.</figcaption></figure> <p>Shveysariya hududidagi bank siri 1713-yilda Yevropaning yuqori tabaqasi haqidagi maʼlumotlarning oshkor etilishini taqiqlab qoʻygan Jeneva Buyuk Kengashidan kuzatilishi mumkin. 1780-yillarda Shveysariya bank hisoblari omonatlarni sugʻurtalashni boshladi, bu ularning <a href="/wiki/Iqtisodiy_xavfsizlik" title="Iqtisodiy xavfsizlik">moliyaviy xavfsizligi boʻyicha</a> obroʻsiga hissa qoʻshdi<sup id="cite_ref-:5_2-2" class="reference"><a href="#cite_note-:5-2"><span class="cite-bracket">[</span>2<span class="cite-bracket">]</span></a></sup>. 1815-yilda <a href="/wiki/Vena_kongressi" title="Vena kongressi">Vena Kongressi</a> Shveysariyaning xalqaro betarafligini rasman oʻrnatdi, bu esa katta kapital oqimiga olib keldi<sup id="cite_ref-:5_2-3" class="reference"><a href="#cite_note-:5-2"><span class="cite-bracket">[</span>2<span class="cite-bracket">]</span></a></sup>. Badavlat, <a href="/wiki/Dengizga_chiqa_olmaydigan_mamlakatlar" title="Dengizga chiqa olmaydigan mamlakatlar">dengizga chiqa olmagan</a> Shveysariya bank sirini Fransiya, <a href="/wiki/Ispaniya" title="Ispaniya">Ispaniya</a> va <a href="/wiki/Britaniya_imperiyasi" title="Britaniya imperiyasi">Buyuk Britaniya</a> imperiyasiga oʻxshash imperiya qurish usuli sifatida koʻrdi<sup id="cite_ref-:5_2-4" class="reference"><a href="#cite_note-:5-2"><span class="cite-bracket">[</span>2<span class="cite-bracket">]</span></a></sup>. Shveysariyalik tarixchi Sebastyan Guex <i>"Shveysariya bankidagi maxfiy hisoblarning kelib chiqishi"</i> asarida shunday yozadi: </p> <style data-mw-deduplicate="TemplateStyles:r3768989">.mw-parser-output .templatequote{overflow:hidden;margin:1em 0;padding:0 40px}.mw-parser-output .templatequote .templatequotecite{line-height:1.5em;text-align:left;padding-left:1.6em;margin-top:0}</style><blockquote class="templatequote" style="background-color:transparent; color:inherit;"><p>Shveysariya burjuaziyasi shunday o'ylaydi: "Bu bizning kelajagimiz. Biz Yevropa kuchlari o‘rtasidagi qarama-qarshiliklar ustida o‘ynaymiz va betarafligimiz qalqoni bilan himoyalangan holda, qo‘limizda sanoat va moliya bo‘ladi<sup id="cite_ref-3" class="reference"><a href="#cite_note-3"><span class="cite-bracket">[</span>3<span class="cite-bracket">]</span></a></sup>.</p></blockquote> <p>1840-yillarda Shveysariya kanonlari oʻrtasida boʻlib oʻtgan kichik miqyosdagi fuqarolar urushidan soʻng, 1848-yilda <a href="/wiki/Shveysariya" title="Shveysariya">Shveysariya Federatsiyasi</a> tashkil etildi<sup id="cite_ref-:5_2-5" class="reference"><a href="#cite_note-:5-2"><span class="cite-bracket">[</span>2<span class="cite-bracket">]</span></a></sup>. Toʻgʻridan-toʻgʻri demokratiya orqali davlatning shakllanishi bank sirini saqlash uchun zarur boʻlgan siyosiy barqarorlikka yordam berdi<sup id="cite_ref-:5_2-6" class="reference"><a href="#cite_note-:5-2"><span class="cite-bracket">[</span>2<span class="cite-bracket">]</span></a></sup>. <a href="/wiki/Shveysariya_geografiyasi" title="Shveysariya geografiyasi">Shveysariyaning togʻli yerlari</a> oltin va olmoslarni saqlash uchun yer osti qabrlarini qazish uchun tabiiy muhitni taʼminladi<sup id="cite_ref-:5_2-7" class="reference"><a href="#cite_note-:5-2"><span class="cite-bracket">[</span>2<span class="cite-bracket">]</span></a></sup>. 1910-yillarda, Birinchi <a href="/wiki/Birinchi_jahon_urushi" class="mw-redirect" title="Birinchi jahon urushi">jahon urushi</a> paytida, shveysariyalik bankirlar mamlakatning bank sirini reklama qilish uchun Fransiyaga borishdi<sup id="cite_ref-:5_2-8" class="reference"><a href="#cite_note-:5-2"><span class="cite-bracket">[</span>2<span class="cite-bracket">]</span></a></sup>. Urushning siyosiy va iqtisodiy beqarorlikka qoʻshgan hissasi Shveysariyaga tez kapital harakatini keltirib chiqardi<sup id="cite_ref-:5_2-9" class="reference"><a href="#cite_note-:5-2"><span class="cite-bracket">[</span>2<span class="cite-bracket">]</span></a></sup>. Yevropa davlatlari urushni moliyalashtirish uchun soliqlarni koʻpaytirishni boshlaganlarida, boy mijozlar soliqdan qochish uchun oʻz mablagʻlarini Shveysariya hisoblariga oʻtkazdilar<sup id="cite_ref-:5_2-10" class="reference"><a href="#cite_note-:5-2"><span class="cite-bracket">[</span>2<span class="cite-bracket">]</span></a></sup>. Fransuzlar <a href="/wiki/Jeneva" title="Jeneva">Jeneva</a>da, italiyaliklar <a href="/wiki/Lugano" title="Lugano">Luganoda</a> va nemislar <a href="/wiki/Zurich" class="mw-redirect" title="Zurich">Zurichda</a> bank ochgan<sup id="cite_ref-:5_2-11" class="reference"><a href="#cite_note-:5-2"><span class="cite-bracket">[</span>2<span class="cite-bracket">]</span></a></sup>. </p><p>Banklar va omonat kassalari toʻgʻrisidagi Federal qonun, 1934-yildagi bank qonuni deb nomlanadi, bank sirini buzish federal jinoiy huquqbuzarlik qildi<sup id="cite_ref-:6_4-0" class="reference"><a href="#cite_note-:6-4"><span class="cite-bracket">[</span>4<span class="cite-bracket">]</span></a></sup>. Fuqarolik qonunchiligi boʻyicha bank sirini oldindan qoʻllashdan tashqari bu katta qadam 1930-yillarning boshlarida sodir boʻlgan bir qancha oʻzgarishlar, shu jumladan shveysariyalik bankirlar sirni xavf ostiga qoʻyishi mumkin boʻlgan bank nazoratining embrion shaklining bir xil qonunchilikka kiritilishi natijasida yuzaga keldi; Federal Oliy sudning rivojlanayotgan yurisprudensiyasi va 1932-yilda Fransiyada Edouard Herriot hukumati boshchiligidagi soliq toʻlashdan boʻyin tovlashga qarshi kampaniyasi bunga yaqqol misoldir<sup id="cite_ref-Guex_5-0" class="reference"><a href="#cite_note-Guex-5"><span class="cite-bracket">[</span>5<span class="cite-bracket">]</span></a></sup>. Badavlat fransuz soliq toʻlashdan boʻyin tovlaganlar orasida <a href="/wiki/General" title="General">harbiy generallar</a> va katolik yepiskoplari ham bor edi<sup id="cite_ref-Komisar_6-0" class="reference"><a href="#cite_note-Komisar-6"><span class="cite-bracket">[</span>6<span class="cite-bracket">]</span></a></sup>. Qoʻshimcha qoida, 47(b) moddasi ratifikatsiya qilinishidan oldin yahudiy aktivlarini natsistlar partiyasidan himoya qilish uchun ishlab chiqilgan edi<sup id="cite_ref-:7_7-0" class="reference"><a href="#cite_note-:7-7"><span class="cite-bracket">[</span>7<span class="cite-bracket">]</span></a></sup>. </p> <figure class="mw-default-size mw-halign-left" typeof="mw:File/Thumb"><a href="/wiki/Fayl:Landscape_Arnisee-region.JPG" class="mw-file-description"><img src="//upload.wikimedia.org/wikipedia/commons/thumb/1/14/Landscape_Arnisee-region.JPG/220px-Landscape_Arnisee-region.JPG" decoding="async" width="220" height="146" class="mw-file-element" srcset="//upload.wikimedia.org/wikipedia/commons/thumb/1/14/Landscape_Arnisee-region.JPG/330px-Landscape_Arnisee-region.JPG 1.5x, //upload.wikimedia.org/wikipedia/commons/thumb/1/14/Landscape_Arnisee-region.JPG/440px-Landscape_Arnisee-region.JPG 2x" data-file-width="3008" data-file-height="2000" /></a><figcaption> Shveysariyaning <a href="/wiki/Shveysariya_geografiyasi" title="Shveysariya geografiyasi">togʻli yerlari</a> oltinni yer osti bunkerlarida saqlashga yordam beradi.</figcaption></figure> <p>Ikkinchi <a href="/wiki/Ikkinchi_jahon_urushi" class="mw-redirect" title="Ikkinchi jahon urushi">jahon urushi paytida</a> Shveysariya diplomatik jihatdan neytral boʻlib qoldi, ammo uning iqtisodiyoti va moliyaviy tizimi er osti omborlarida oltin va naqd pul qoldiqlarini saqlash, fashistlar davlatidan oltin sotib olish va Germaniya va Italiyaga qarz berish orqali eksa davlatlariga xizmat qildi. <a href="/wiki/Adolf_Hitler" title="Adolf Hitler">Adolf Gitlerning</a> Shveysariya Ittifoqi bankida (UBS) hisobi 1.1 billion reyxsmarklarni tashkil etgan<sup id="cite_ref-:6_4-1" class="reference"><a href="#cite_note-:6-4"><span class="cite-bracket">[</span>4<span class="cite-bracket">]</span></a></sup><sup id="cite_ref-:8_8-0" class="reference"><a href="#cite_note-:8-8"><span class="cite-bracket">[</span>8<span class="cite-bracket">]</span></a></sup>.1990-yillarda <a href="/wiki/Amerika_Qo%CA%BBshma_Shtatlari" title="Amerika Qoʻshma Shtatlari">Qoʻshma Shtatlar</a> bankdan pul oʻtkazishni rasman soʻraganidan soʻng, UBS <a href="/wiki/AQSh_dollari" title="AQSh dollari">AQSh</a> rasmiylariga 400 dan 700 million dollargacha boʻlgan reyxsmarklarni yubordi. Shveysariyadagi bank qoidalari bankning vasiyligidan qoldirishga ruxsat berilgan yetim aktivlar miqdorini cheklaydi<sup id="cite_ref-:6_4-2" class="reference"><a href="#cite_note-:6-4"><span class="cite-bracket">[</span>4<span class="cite-bracket">]</span></a></sup>. UBS, Shveysariya hukumatining roziligi bilan, Gitlerning aktivlari boʻlgan hisobni cheksiz muddatga muzlatib qoʻydi va reyxsmarklarni kesib tashladi va valyuta qiymatini yoʻqotdi. Ikkinchi <a href="/wiki/Ikkinchi_jahon_urushi" class="mw-redirect" title="Ikkinchi jahon urushi">jahon urushi paytida</a> UBS shuningdek, yuzlab nemis yahudiy tadbirkorlari va uy xoʻjaliklarining hisoblarini yuritgan. 1934-yildagi Bank qonuni qabul qilingandan soʻng, bank „fashistlar Germaniyasi dushmanlari“ning aktivlarini agressiv tarzda himoya qildi. Gitler 1940-yilda Shveysariyaga bostirib kirishni (toʻxtatilgan) eʼlon qilganida, UBS Shveysariya Qurolli Kuchlari bilan ularning chakana banklarini blokirovka qilish va yahudiy aktivlarini yer osti harbiy bunkerlariga tashish uchun shartnoma tuzdi<sup id="cite_ref-:46_9-0" class="reference"><a href="#cite_note-:46-9"><span class="cite-bracket">[</span>9<span class="cite-bracket">]</span></a></sup>. Shveysariya bank korporatsiyasi (SBC) va Credit Suisse ham xuddi shunday qilishdi<sup id="cite_ref-:6_4-3" class="reference"><a href="#cite_note-:6-4"><span class="cite-bracket">[</span>4<span class="cite-bracket">]</span></a></sup>. </p> <div class="mw-heading mw-heading2"><h2 id="Bank_ishi_va_Shveysariya_iqtisodiyoti">Bank ishi va Shveysariya iqtisodiyoti</h2><span class="mw-editsection"><span class="mw-editsection-bracket">[</span><a href="/w/index.php?title=Shveysariya_bank_tizimi&veaction=edit&section=2" title="Boʻlimni tahrirlash: Bank ishi va Shveysariya iqtisodiyoti" class="mw-editsection-visualeditor"><span>tahrir</span></a><span class="mw-editsection-divider"> | </span><a href="/w/index.php?title=Shveysariya_bank_tizimi&action=edit&section=2" title="Edit section's source code: Bank ishi va Shveysariya iqtisodiyoti"><span>manbasini tahrirlash</span></a><span class="mw-editsection-bracket">]</span></span></div> <figure class="mw-default-size" typeof="mw:File/Thumb"><a href="/wiki/Fayl:BIZ_Basel.jpg" class="mw-file-description"><img src="//upload.wikimedia.org/wikipedia/commons/thumb/c/cb/BIZ_Basel.jpg/220px-BIZ_Basel.jpg" decoding="async" width="220" height="146" class="mw-file-element" srcset="//upload.wikimedia.org/wikipedia/commons/thumb/c/cb/BIZ_Basel.jpg/330px-BIZ_Basel.jpg 1.5x, //upload.wikimedia.org/wikipedia/commons/thumb/c/cb/BIZ_Basel.jpg/440px-BIZ_Basel.jpg 2x" data-file-width="3008" data-file-height="2000" /></a><figcaption> Xalqaro hisob-kitoblar bankining butun dunyo boʻylab shtab-kvartirasi <a href="/wiki/Bazel" title="Bazel">Bazelda</a></figcaption></figure> <p>Shveysariya gullab-yashnagan davlat boʻlib, <a href="/wiki/YIM_jon_boshi_hisobi_bo%CA%BByicha_mamlakatlar_ro%CA%BByxati" class="mw-redirect" title="YIM jon boshi hisobi boʻyicha mamlakatlar roʻyxati">aholi jon boshiga toʻgʻri keladigan yalpi ichki mahsulot</a> Gʻarbiy Yevropaning aksariyat davlatlaridan yuqori. <a href="/wiki/Shveysariya_franki" title="Shveysariya franki">Shveysariya franki</a> (CHF) qiymati boshqa koʻplab franklarga nisbatan nisbatan barqaror edi. Uzoq vaqt davomida xorijiy davlatlar tomonidan tan olingan Shveysariya betarafligi va milliy suvereniteti bank sektorining rivojlanishi uchun barqaror muhitni yaratdi. Shveysariya ikkala <a href="/wiki/Jahon_urushi" title="Jahon urushi">jahon urushi</a> davomida ham betaraflikni saqlab qoldi, <a href="/wiki/Yevropa_Ittifoqi" title="Yevropa Ittifoqi">Yevropa Ittifoqiga</a> aʼzo emas va 2002-yilgacha <a href="/wiki/Birlashgan_Millatlar_Tashkiloti" title="Birlashgan Millatlar Tashkiloti">Birlashgan Millatlar Tashkilotiga</a> aʼzo boʻlmagan<sup id="cite_ref-10" class="reference"><a href="#cite_note-10"><span class="cite-bracket">[</span>10<span class="cite-bracket">]</span></a></sup><sup id="cite_ref-11" class="reference"><a href="#cite_note-11"><span class="cite-bracket">[</span>11<span class="cite-bracket">]</span></a></sup>. Xalqaro hisob-kitoblar banki (BIS), dunyo <a href="/wiki/Markaziy_bank" title="Markaziy bank">markaziy banklari</a> oʻrtasidagi hamkorlikni osonlashtiradigan tashkilot, shtab-kvartirasi <a href="/wiki/Bazel" title="Bazel">Bazelda</a> joylashgan. 1930-yilda asos solingan BIS Shveysariyada joylashishni tanladi, chunki bu <a href="/wiki/Betaraflik" title="Betaraflik">mamlakatning betarafligi</a> Birinchi jahon urushida dushman boʻlgan davlatlar tomonidan tashkil etilgan tashkilot uchun muhim edi<sup id="cite_ref-12" class="reference"><a href="#cite_note-12"><span class="cite-bracket">[</span>12<span class="cite-bracket">]</span></a></sup>. </p><p>Bank ishi ikki asr davomida Shveysariya iqtisodiyotida asosiy rol oʻynadi<sup id="cite_ref-:5_2-12" class="reference"><a href="#cite_note-:5-2"><span class="cite-bracket">[</span>2<span class="cite-bracket">]</span></a></sup>. <a href="/wiki/Iqtisodiy_hamkorlik_va_taraqqiyot_tashkiloti" title="Iqtisodiy hamkorlik va taraqqiyot tashkiloti">Iqtisodiy hamkorlik va taraqqiyot tashkiloti</a> (OECD) maʼlumotlariga koʻra, jami bank aktivlari yalpi ichki mahsulotning 467 foizini tashkil qiladi<sup id="cite_ref-:5_2-13" class="reference"><a href="#cite_note-:5-2"><span class="cite-bracket">[</span>2<span class="cite-bracket">]</span></a></sup>. </p> <div class="mw-heading mw-heading3"><h3 id="Mablagʻlarning_kelib_chiqishi"><span id="Mablag.CA.BBlarning_kelib_chiqishi"></span>Mablagʻlarning kelib chiqishi</h3><span class="mw-editsection"><span class="mw-editsection-bracket">[</span><a href="/w/index.php?title=Shveysariya_bank_tizimi&veaction=edit&section=3" title="Boʻlimni tahrirlash: Mablagʻlarning kelib chiqishi" class="mw-editsection-visualeditor"><span>tahrir</span></a><span class="mw-editsection-divider"> | </span><a href="/w/index.php?title=Shveysariya_bank_tizimi&action=edit&section=3" title="Edit section's source code: Mablagʻlarning kelib chiqishi"><span>manbasini tahrirlash</span></a><span class="mw-editsection-bracket">]</span></span></div> <p>Shveysariyadagi xorijdagi boylikning katta qismi <a href="/wiki/Germaniya" title="Germaniya">Germaniya</a>, <a href="/wiki/Fransiya" title="Fransiya">Fransiya</a> va <a href="/wiki/Saudiya_Arabistoni" title="Saudiya Arabistoni">Saudiya Arabistoniga</a> (2018-yil holatiga) toʻgʻri keladi<sup id="cite_ref-13" class="reference"><a href="#cite_note-13"><span class="cite-bracket">[</span>13<span class="cite-bracket">]</span></a></sup>. </p> <div class="mw-heading mw-heading2"><h2 id="Reglament">Reglament</h2><span class="mw-editsection"><span class="mw-editsection-bracket">[</span><a href="/w/index.php?title=Shveysariya_bank_tizimi&veaction=edit&section=4" title="Boʻlimni tahrirlash: Reglament" class="mw-editsection-visualeditor"><span>tahrir</span></a><span class="mw-editsection-divider"> | </span><a href="/w/index.php?title=Shveysariya_bank_tizimi&action=edit&section=4" title="Edit section's source code: Reglament"><span>manbasini tahrirlash</span></a><span class="mw-editsection-bracket">]</span></span></div> <p>Shveysariya moliya bozorini nazorat qilish organi (FINMA) bank faoliyati bilan bogʻliq koʻplab faoliyatlarni, shuningdek, qimmatli qogʻozlar bozorlari va investitsiya fondlarini nazorat qiluvchi davlat yuridik institutidir<sup id="cite_ref-14" class="reference"><a href="#cite_note-14"><span class="cite-bracket">[</span>14<span class="cite-bracket">]</span></a></sup>. Tartibga solish vakolati Shveysariyaning moliya bozorini nazorat qilish toʻgʻrisidagi qonuni (FINMASA) va Shveysariya Federal Konstitutsiyasining 98-moddasidan olingan. 1993-yilda tashkil etilgan Shveysariya Bank <a href="/wiki/Ombudsman" title="Ombudsman">Ombudsmanining</a> idorasi Shveysariya Bankirlar Assotsiatsiyasi tomonidan tashkil etilgan Shveysariya Bank Ombudsman jamgʻarmasi tomonidan homiylik qilinadi. Ombudsmanning bepul taqdim etilayotgan xizmatlariga vositachilik va harakatsiz aktivlarni qidirayotgan shaxslarga yordam berish kiradi. Ombudsman har yili banklarga nisbatan kelib tushgan 1500 ga yaqin shikoyatlarni koʻrib chiqadi<sup id="cite_ref-15" class="reference"><a href="#cite_note-15"><span class="cite-bracket">[</span>15<span class="cite-bracket">]</span></a></sup>. </p> <div class="mw-heading mw-heading3"><h3 id="Aktivlarni_musodara_qilish">Aktivlarni musodara qilish</h3><span class="mw-editsection"><span class="mw-editsection-bracket">[</span><a href="/w/index.php?title=Shveysariya_bank_tizimi&veaction=edit&section=5" title="Boʻlimni tahrirlash: Aktivlarni musodara qilish" class="mw-editsection-visualeditor"><span>tahrir</span></a><span class="mw-editsection-divider"> | </span><a href="/w/index.php?title=Shveysariya_bank_tizimi&action=edit&section=5" title="Edit section's source code: Aktivlarni musodara qilish"><span>manbasini tahrirlash</span></a><span class="mw-editsection-bracket">]</span></span></div> <p>Amaldagi qoidalarga koʻra, bank muassasalari va <a href="/wiki/Kanton" class="mw-redirect" title="Kanton">kanton</a> hokimiyati faqat oʻz registrlarida mavjud boʻlgan narsalar haqida xabar berishi mumkin; aktivlarning kelib chiqishini yoki jismoniy shaxslar oʻrtasidagi aloqalarni oʻrganishga yoʻl qoʻyilmaydi<sup id="cite_ref-16" class="reference"><a href="#cite_note-16"><span class="cite-bracket">[</span>16<span class="cite-bracket">]</span></a></sup>. Masalan, 2022-yilda rossiyalik oligarx Rossiyaga qarshi sanksiyalardan qochish uchun Shveysariyadagi kompaniyasini rafiqasiga topshirgani xabar qilingan<sup id="cite_ref-17" class="reference"><a href="#cite_note-17"><span class="cite-bracket">[</span>17<span class="cite-bracket">]</span></a></sup>. </p><p>Shveysariya hukumati agar qonun talab qilsa, aktivlarni muzlatib <i>qoʻyishi</i> mumkin. Biroq, mol-mulkni musodara qilish faqat jinoyat bilan bogʻliq hollarda yoki marhum boʻlganlar uchun ruxsat etiladi<sup id="cite_ref-18" class="reference"><a href="#cite_note-18"><span class="cite-bracket">[</span>18<span class="cite-bracket">]</span></a></sup><sup id="cite_ref-19" class="reference"><a href="#cite_note-19"><span class="cite-bracket">[</span>19<span class="cite-bracket">]</span></a></sup>. </p> <div class="mw-heading mw-heading2"><h2 id="Himoyalar">Himoyalar</h2><span class="mw-editsection"><span class="mw-editsection-bracket">[</span><a href="/w/index.php?title=Shveysariya_bank_tizimi&veaction=edit&section=6" title="Boʻlimni tahrirlash: Himoyalar" class="mw-editsection-visualeditor"><span>tahrir</span></a><span class="mw-editsection-divider"> | </span><a href="/w/index.php?title=Shveysariya_bank_tizimi&action=edit&section=6" title="Edit section's source code: Himoyalar"><span>manbasini tahrirlash</span></a><span class="mw-editsection-bracket">]</span></span></div> <p>Shveysariyada bank siri toʻgʻrisidagi qonunlarning buzilishi 1934-yildagi Bank qonunining 47-moddasiga muvofiq avtomatik tarzda koʻrib chiqiladi: mijoz maʼlumotlarini oshkor qilganlar koʻpi bilan besh yil qamoq va 250 000 <a href="/wiki/Shveysariya_franki" title="Shveysariya franki">frank</a> (215 000 yevro yoki 250 000 <a href="/wiki/AQSh_dollari" title="AQSh dollari">AQSh dollari</a>) jazosiga tortiladi<sup id="cite_ref-:14_20-0" class="reference"><a href="#cite_note-:14-20"><span class="cite-bracket">[</span>20<span class="cite-bracket">]</span></a></sup>. <a href="/wiki/Informator" title="Informator">Xabar tarqatuvchilar</a> va mijozlar maʼlumotlarini oshkor qilganlar koʻpincha jamoatchilikning dushmanligiga duch kelishadi va professional toʻsiqlarni davom ettiradilar<sup id="cite_ref-:13_21-0" class="reference"><a href="#cite_note-:13-21"><span class="cite-bracket">[</span>21<span class="cite-bracket">]</span></a></sup><sup id="cite_ref-:4_22-0" class="reference"><a href="#cite_note-:4-22"><span class="cite-bracket">[</span>22<span class="cite-bracket">]</span></a></sup>. Shveysariyada jinoyatchi sifatida qoralangan Bredley Birkenfeld 2007-yilda UBS mijozi haqidagi maʼlumotlarni oshkor qilganidan so‘ng, 2008-yildan beri federal hibsga olish orderi amalda edi<sup id="cite_ref-23" class="reference"><a href="#cite_note-23"><span class="cite-bracket">[</span>23<span class="cite-bracket">]</span></a></sup>. 2008-yildagi moliyaviy inqirozdan soʻng Shveysariya parlamenti <a href="/wiki/Yevropa_Ittifoqi" title="Yevropa Ittifoqi">Yevropa Ittifoqi</a>, <a href="/wiki/Amerika_Qo%CA%BBshma_Shtatlari" title="Amerika Qoʻshma Shtatlari">Qoʻshma Shtatlar</a> va <a href="/wiki/Birlashgan_Qirollik" title="Birlashgan Qirollik">Buyuk Britaniyaning</a> bosimiga javoban xorijiy mijozlar uchun bank sirlarini himoya qilishni bekor qiluvchi bir qator xalqaro soliq shartnomalarini boshladi<sup id="cite_ref-:5_2-14" class="reference"><a href="#cite_note-:5-2"><span class="cite-bracket">[</span>2<span class="cite-bracket">]</span></a></sup>. </p> <div class="mw-heading mw-heading2"><h2 id="Ommaviy_madaniyatda">Ommaviy madaniyatda</h2><span class="mw-editsection"><span class="mw-editsection-bracket">[</span><a href="/w/index.php?title=Shveysariya_bank_tizimi&veaction=edit&section=7" title="Boʻlimni tahrirlash: Ommaviy madaniyatda" class="mw-editsection-visualeditor"><span>tahrir</span></a><span class="mw-editsection-divider"> | </span><a href="/w/index.php?title=Shveysariya_bank_tizimi&action=edit&section=7" title="Edit section's source code: Ommaviy madaniyatda"><span>manbasini tahrirlash</span></a><span class="mw-editsection-bracket">]</span></span></div> <p>Shveysariyadagi bank ishi, xususan, Shveysariya bank sirlarini saqlash amaliyoti turli darajadagi aniqlik darajasida global <a href="/wiki/Ommaviy_madaniyat" title="Ommaviy madaniyat">mashhur madaniyatda</a> batafsil bayon etilgan. Shveysariya Milliy Kino Arxivining rasmiy bayonotlariga koʻra, notoʻgʻri yoki boʻrttirilgan tasvirlar Shveysariyaga salbiy taʼsir koʻrsatib, bankirlarni „shubhali manbalardan olingan mablagʻlarni qabul qilishga moyil“ boʻlgan nomaqbul <a href="/wiki/Karikatura" title="Karikatura">„karikaturalarga“</a> tushiradi<sup id="cite_ref-:11_24-0" class="reference"><a href="#cite_note-:11-24"><span class="cite-bracket">[</span>24<span class="cite-bracket">]</span></a></sup>. 2014-yilda Shveysariya Bankirlar Uyushmasi (SBA) vakili Sindy Schmiegel Shveysariyada moliyaviy tartibga solish xayoliy tasvirlanganidan koʻra keskinroq ekanligini taʼkidladi<sup id="cite_ref-:11_24-1" class="reference"><a href="#cite_note-:11-24"><span class="cite-bracket">[</span>24<span class="cite-bracket">]</span></a></sup>. <i>The Economic Times</i> mashhur madaniyat Shveysariya bank hisoblarini „toʻliq anonim“ sifatida koʻrsatishini taʼkidladi va keyinchalik „bu haqiqatga toʻgʻri kelmaydi“ deb qoʻshimcha qildi<sup id="cite_ref-25" class="reference"><a href="#cite_note-25"><span class="cite-bracket">[</span>25<span class="cite-bracket">]</span></a></sup>. </p> <div class="mw-heading mw-heading2"><h2 id="Manbalar">Manbalar</h2><span class="mw-editsection"><span class="mw-editsection-bracket">[</span><a href="/w/index.php?title=Shveysariya_bank_tizimi&veaction=edit&section=8" title="Boʻlimni tahrirlash: Manbalar" class="mw-editsection-visualeditor"><span>tahrir</span></a><span class="mw-editsection-divider"> | </span><a href="/w/index.php?title=Shveysariya_bank_tizimi&action=edit&section=8" title="Edit section's source code: Manbalar"><span>manbasini tahrirlash</span></a><span class="mw-editsection-bracket">]</span></span></div> <style data-mw-deduplicate="TemplateStyles:r3605845">.mw-parser-output .reflist{font-size:90%;margin-bottom:0.5em;list-style-type:decimal}.mw-parser-output .reflist .references{font-size:100%;margin-bottom:0;list-style-type:inherit}.mw-parser-output .reflist-columns-2{column-width:30em}.mw-parser-output .reflist-columns-3{column-width:25em}.mw-parser-output .reflist-columns{margin-top:0.3em}.mw-parser-output .reflist-columns ol{margin-top:0}.mw-parser-output .reflist-columns li{page-break-inside:avoid;break-inside:avoid-column}.mw-parser-output .reflist-upper-alpha{list-style-type:upper-alpha}.mw-parser-output .reflist-upper-roman{list-style-type:upper-roman}.mw-parser-output .reflist-lower-alpha{list-style-type:lower-alpha}.mw-parser-output .reflist-lower-greek{list-style-type:lower-greek}.mw-parser-output .reflist-lower-roman{list-style-type:lower-roman}</style><div class="reflist"> <div class="mw-references-wrap mw-references-columns"><ol class="references"> <li id="cite_note-:17-1"><span class="mw-cite-backlink"><a href="#cite_ref-:17_1-0">↑</a></span> <span class="reference-text"><span class="citation">Thomasson, Emma. <a rel="nofollow" class="external text" href="https://www.reuters.com/article/us-swiss-banks-specialreport/special-report-the-battle-for-the-swiss-soul-idUSBRE93H07620130418">„Special Report: The battle for the Swiss soul“</a> (en-US). <i>Reuters</i> (2013-yil 18-aprel). Qaraldi: 2018-yil 19-may.</span></span> </li> <li id="cite_note-:5-2"><span class="mw-cite-backlink">↑ <sup><a href="#cite_ref-:5_2-0">2,00</a></sup> <sup><a href="#cite_ref-:5_2-1">2,01</a></sup> <sup><a href="#cite_ref-:5_2-2">2,02</a></sup> <sup><a href="#cite_ref-:5_2-3">2,03</a></sup> <sup><a href="#cite_ref-:5_2-4">2,04</a></sup> <sup><a href="#cite_ref-:5_2-5">2,05</a></sup> <sup><a href="#cite_ref-:5_2-6">2,06</a></sup> <sup><a href="#cite_ref-:5_2-7">2,07</a></sup> <sup><a href="#cite_ref-:5_2-8">2,08</a></sup> <sup><a href="#cite_ref-:5_2-9">2,09</a></sup> <sup><a href="#cite_ref-:5_2-10">2,10</a></sup> <sup><a href="#cite_ref-:5_2-11">2,11</a></sup> <sup><a href="#cite_ref-:5_2-12">2,12</a></sup> <sup><a href="#cite_ref-:5_2-13">2,13</a></sup> <sup><a href="#cite_ref-:5_2-14">2,14</a></sup></span> <span class="reference-text"><a href="/w/index.php?title=Banking_in_Switzerland&action=edit&redlink=1" class="new" title="Banking in Switzerland (sahifa yaratilmagan)">Financial Secrecy Index: Narrative Report on Switzerland (2018)</a>, p. 2</span> </li> <li id="cite_note-3"><span class="mw-cite-backlink"><a href="#cite_ref-3">↑</a></span> <span class="reference-text"><span class="citation">Guex, Sébastian. <a rel="nofollow" class="external text" href="https://daily.jstor.org/origins-secret-swiss-bank-accounts/">„The Origins of Secret Swiss Bank Accounts | JSTOR Daily“</a> (en-US). <i>JSTOR Daily</i> (2015-yil 3-mart). Qaraldi: 2018-yil 18-may.</span></span> </li> <li id="cite_note-:6-4"><span class="mw-cite-backlink">↑ <sup><a href="#cite_ref-:6_4-0">4,0</a></sup> <sup><a href="#cite_ref-:6_4-1">4,1</a></sup> <sup><a href="#cite_ref-:6_4-2">4,2</a></sup> <sup><a href="#cite_ref-:6_4-3">4,3</a></sup></span> <span class="reference-text"><a href="/w/index.php?title=Banking_in_Switzerland&action=edit&redlink=1" class="new" title="Banking in Switzerland (sahifa yaratilmagan)">Financial Secrecy Index: Narrative Report on Switzerland (2018)</a>, p. 3</span> </li> <li id="cite_note-Guex-5"><span class="mw-cite-backlink"><a href="#cite_ref-Guex_5-0">↑</a></span> <span class="reference-text"><span class="citation Journal">Guex, Sébastien (2000). <a rel="nofollow" class="external text" href="http://doc.rero.ch/record/300378/files/S0007680500074250.pdf">"The Origins of the Swiss Banking Secrecy Law and Its Repercussions for Swiss Federal Policy"</a>. <i><a href="/w/index.php?title=Business_History_Review&action=edit&redlink=1" class="new" title="Business History Review (sahifa yaratilmagan)">Business History Review</a></i> <b>74</b> (2): 237–266. <a href="/wiki/Doi" class="mw-redirect" title="Doi">doi</a>:<a rel="nofollow" class="external text" href="https://dx.doi.org/10.2307%2F3116693">10.2307/3116693</a><span class="printonly">. <a rel="nofollow" class="external free" href="http://doc.rero.ch/record/300378/files/S0007680500074250.pdf">http://doc.rero.ch/record/300378/files/S0007680500074250.pdf</a></span>.</span><span class="Z3988" title="ctx_ver=Z39.88-2004&rft_val_fmt=info%3Aofi%2Ffmt%3Akev%3Amtx%3Ajournal&rft.genre=article&rft.atitle=The+Origins+of+the+Swiss+Banking+Secrecy+Law+and+Its+Repercussions+for+Swiss+Federal+Policy&rft.jtitle=%5B%5BBusiness+History+Review%5D%5D&rft.aulast=Guex&rft.aufirst=S%C3%A9bastien&rft.au=Guex%2C%26%2332%3BS%C3%A9bastien&rft.date=2000&rft.volume=74&rft.issue=2&rft.pages=237%E2%80%93266&rft_id=info:doi/10.2307%2F3116693&rft_id=http%3A%2F%2Fdoc.rero.ch%2Frecord%2F300378%2Ffiles%2FS0007680500074250.pdf&rfr_id=info:sid/en.wikipedia.org:Shveysariya_bank_tizimi"><span style="display: none;"> </span></span></span> </li> <li id="cite_note-Komisar-6"><span class="mw-cite-backlink"><a href="#cite_ref-Komisar_6-0">↑</a></span> <span class="reference-text"><span class="citation">Komisar, Lucy. <a rel="nofollow" class="external text" href="http://www.dissentmagazine.org/article/?article=505">„Offshore banking, the secret threat to America“</a>. <i><a href="/w/index.php?title=Dissent_(American_magazine)&action=edit&redlink=1" class="new" title="Dissent (American magazine) (sahifa yaratilmagan)">Dissent</a></i> (spring 2003). 2012-yil 23-iyulda asl nusxadan <a rel="nofollow" class="external text" href="https://web.archive.org/web/20120723090853/http://dissentmagazine.org/article/?article=505">arxivlangan</a>.</span></span> </li> <li id="cite_note-:7-7"><span class="mw-cite-backlink"><a href="#cite_ref-:7_7-0">↑</a></span> <span class="reference-text"><span class="citation Journal">Mueller, Kurt (1969). "The Swiss Banking Secret: From a Legal View". <i>The International and Comparative Law Quarterly</i> <b>18</b> (2): 361–362. <a href="/wiki/Doi" class="mw-redirect" title="Doi">doi</a>:<a rel="nofollow" class="external text" href="https://dx.doi.org/10.1093%2Ficlqaj%2F18.2.360">10.1093/iclqaj/18.2.360</a>.</span><span class="Z3988" title="ctx_ver=Z39.88-2004&rft_val_fmt=info%3Aofi%2Ffmt%3Akev%3Amtx%3Ajournal&rft.genre=article&rft.atitle=The+Swiss+Banking+Secret%3A+From+a+Legal+View&rft.jtitle=The+International+and+Comparative+Law+Quarterly&rft.aulast=Mueller%2C+Kurt&rft.au=Mueller%2C+Kurt&rft.date=1969&rft.volume=18&rft.issue=2&rft.pages=361%E2%80%93362&rft_id=info:doi/10.1093%2Ficlqaj%2F18.2.360&rfr_id=info:sid/en.wikipedia.org:Shveysariya_bank_tizimi"><span style="display: none;"> </span></span></span> </li> <li id="cite_note-:8-8"><span class="mw-cite-backlink"><a href="#cite_ref-:8_8-0">↑</a></span> <span class="reference-text"><span class="citation">Boggan, Steve. <a rel="nofollow" class="external text" href="https://www.independent.co.uk/news/discovered-hitlers-secret-swiss-bank-account-1361935.html">„Discovered: Hitler's secret Swiss bank account“</a> (en-GB). <i>The Independent</i> (1996-yil 5-sentyabr). Qaraldi: 2018-yil 18-may. „Declassified intelligence documents at the US National Archives show that one of Hitler's closest confidantes opened the accounts at the Union Bank of Switzerland in Bern after the Fuhrer's book became required reading in German schools.“.</span></span> </li> <li id="cite_note-:46-9"><span class="mw-cite-backlink"><a href="#cite_ref-:46_9-0">↑</a></span> <span class="reference-text"><span class="citation" id="CITEREFSchütz2000">Schütz, Dirk<i>. The Fall of UBS: The Forces that Brought Down Switzerland's Biggest Bank</i> (en). Pyramid Media Group, 2000. <a href="/wiki/Maxsus:BookSources/9780944188200" title="Maxsus:BookSources/9780944188200">ISBN <span style="white-space: nowrap;">9780944188200</span></a>.</span><span class="Z3988" title="ctx_ver=Z39.88-2004&rft_val_fmt=info%3Aofi%2Ffmt%3Akev%3Amtx%3Abook&rft.genre=book&rft.btitle=The+Fall+of+UBS%3A+The+Forces+that+Brought+Down+Switzerland%27s+Biggest+Bank&rft.aulast=Sch%C3%BCtz&rft.aufirst=Dirk&rft.date=2000&rft.pub=Pyramid+Media+Group &rft.isbn=9780944188200"> </span></span> </li> <li id="cite_note-10"><span class="mw-cite-backlink"><a href="#cite_ref-10">↑</a></span> <span class="reference-text"><span class="citation"><span class="citation"><span lang="aniqlanmagan"><a rel="nofollow" class="external text" href="https://www.cia.gov/the-world-factbook/countries/switzerland/">„The World Factbook – Switzerland – Introduction“</a></span>.  Central Intelligence Agency (2006-yil 13-iyun). Qaraldi: 2010-yil 2-iyun.</span></span></span> </li> <li id="cite_note-11"><span class="mw-cite-backlink"><a href="#cite_ref-11">↑</a></span> <span class="reference-text"><span class="citation"><a rel="nofollow" class="external text" href="http://news.bbc.co.uk/1/hi/world/europe/country_profiles/1035212.stm">„Country profile: Switzerland“</a>. <i>BBC News</i> (2006-yil 26-mart). 2006-yil 14-iyulda asl nusxadan <a rel="nofollow" class="external text" href="https://web.archive.org/web/20060714050123/http://news.bbc.co.uk/1/hi/world/europe/country_profiles/1035212.stm">arxivlangan</a>. Qaraldi: 2006-yil 17-iyun.</span></span> </li> <li id="cite_note-12"><span class="mw-cite-backlink"><a href="#cite_ref-12">↑</a></span> <span class="reference-text"><span class="citation"><span class="citation"><span lang="aniqlanmagan"><a rel="nofollow" class="external text" href="http://www.bis.org/about/origins.htm">„Origins: Why Basel?“</a></span>.  Bank of International Settlements. 2006-yil 15-iyunda asl nusxadan <a rel="nofollow" class="external text" href="https://web.archive.org/web/20060615080638/http://www.bis.org/about/origins.htm">arxivlangan</a>. Qaraldi: 2006-yil 16-iyun.</span></span></span> </li> <li id="cite_note-13"><span class="mw-cite-backlink"><a href="#cite_ref-13">↑</a></span> <span class="reference-text"><span class="citation"><span class="citation"><span lang="aniqlanmagan"><a rel="nofollow" class="external text" href="http://www.swissinfo.ch/eng/international-money-_switzerland-remains-biggest-offshore-wealth-centre-/44193170">„Switzerland remains biggest offshore wealth centre“</a></span>.</span></span></span> </li> <li id="cite_note-14"><span class="mw-cite-backlink"><a href="#cite_ref-14">↑</a></span> <span class="reference-text"><span class="citation"><span class="citation"><span lang="aniqlanmagan"><a rel="nofollow" class="external text" href="http://www.finma.ch/e/finma/Pages/Ziele.aspx">„About FINMA“</a></span>.  Swiss Financial Market Supervisory Authority. 2012-yil 25-noyabrda asl nusxadan <a rel="nofollow" class="external text" href="https://web.archive.org/web/20121125233826/http://www.finma.ch/e/finma/Pages/Ziele.aspx">arxivlangan</a>. Qaraldi: 2009-yil 4-sentyabr.</span></span></span> </li> <li id="cite_note-15"><span class="mw-cite-backlink"><a href="#cite_ref-15">↑</a></span> <span class="reference-text"><span class="citation"><span class="citation"><span lang="aniqlanmagan"><a rel="nofollow" class="external text" href="http://www.bankingombudsman.ch/english/index.htm">„Swiss Banking Ombudsman“</a></span>.  Swiss Banking Ombudsman. 2006-yil 20-iyulda asl nusxadan <a rel="nofollow" class="external text" href="https://web.archive.org/web/20060720075748/http://www.bankingombudsman.ch/english/index.htm">arxivlangan</a>. Qaraldi: 2006-yil 17-iyun.</span></span></span> </li> <li id="cite_note-16"><span class="mw-cite-backlink"><a href="#cite_ref-16">↑</a></span> <span class="reference-text"><span class="citation"><span class="citation"><span lang="aniqlanmagan"><a rel="nofollow" class="external text" href="https://www.swissinfo.ch/eng/ukraine-urges-switzerland-to-clamp-down-on-russian-money/47467388">„Ukraine urges Switzerland to clamp down on Russian money“</a></span>.</span></span></span> </li> <li id="cite_note-17"><span class="mw-cite-backlink"><a href="#cite_ref-17">↑</a></span> <span class="reference-text"><span class="citation"><span class="citation"><span lang="aniqlanmagan"><a rel="nofollow" class="external text" href="https://www.swissinfo.ch/eng/sanctioned-russian--handed-swiss-company-over-to-wife-/47616972">„Russian oligarch 'handed Swiss company over to wife'“</a></span>.</span></span></span> </li> <li id="cite_note-18"><span class="mw-cite-backlink"><a href="#cite_ref-18">↑</a></span> <span class="reference-text"><span class="citation"><span class="citation"><span lang="aniqlanmagan"><a rel="nofollow" class="external text" href="https://www.swissinfo.ch/eng/could-switzerland-seize-russian-assets-to-rebuild-ukraine-/47691436">„Could Switzerland seize Russian assets to rebuild Ukraine?“</a></span>.</span></span></span> </li> <li id="cite_note-19"><span class="mw-cite-backlink"><a href="#cite_ref-19">↑</a></span> <span class="reference-text"><span class="citation"><a rel="nofollow" class="external text" href="https://www.letemps.ch/economie/confisquer-avoirs-russes-tres-difficile-selon-droit-suisse">„Confisquer des avoirs russes: Très difficile selon le droit suisse“</a>. <i>Le Temps</i> (2022-yil 31-may).</span></span> </li> <li id="cite_note-:14-20"><span class="mw-cite-backlink"><a href="#cite_ref-:14_20-0">↑</a></span> <span class="reference-text"><span class="citation Journal">Maurice, Aubert (1984). <a rel="nofollow" class="external text" href="https://web.archive.org/web/20180522112514/https://scholarship.law.berkeley.edu/bjil/vol2/iss2/2/">"The Limits of Swiss Banking Secrecy under Domestic and International Law"</a> (en). <i>Berkeley Journal of International Law</i> <b>2</b> (2). <a href="/wiki/Doi" class="mw-redirect" title="Doi">doi</a>:<a rel="nofollow" class="external text" href="https://dx.doi.org/10.15779%2FZ38DW7X">10.15779/Z38DW7X</a>. Archived from <a rel="nofollow" class="external text" href="https://scholarship.law.berkeley.edu/bjil/vol2/iss2/2/">the original</a> on 2018-05-22<span class="printonly">. <a rel="nofollow" class="external free" href="https://web.archive.org/web/20180522112514/https://scholarship.law.berkeley.edu/bjil/vol2/iss2/2/">https://web.archive.org/web/20180522112514/https://scholarship.law.berkeley.edu/bjil/vol2/iss2/2/</a></span><span class="reference-accessdate">. Qaraldi: 2022-11-21</span>.</span><span class="Z3988" title="ctx_ver=Z39.88-2004&rft_val_fmt=info%3Aofi%2Ffmt%3Akev%3Amtx%3Ajournal&rft.genre=article&rft.atitle=The+Limits+of+Swiss+Banking+Secrecy+under+Domestic+and+International+Law&rft.jtitle=Berkeley+Journal+of+International+Law&rft.aulast=Maurice&rft.aufirst=Aubert&rft.au=Maurice%2C%26%2332%3BAubert&rft.date=1984&rft.volume=2&rft.issue=2&rft_id=info:doi/10.15779%2FZ38DW7X&rft_id=https%3A%2F%2Fweb.archive.org%2Fweb%2F20180522112514%2Fhttps%3A%2F%2Fscholarship.law.berkeley.edu%2Fbjil%2Fvol2%2Fiss2%2F2%2F&rfr_id=info:sid/en.wikipedia.org:Shveysariya_bank_tizimi"><span style="display: none;"> </span></span>Shveysariya bank tizimi]]</span> </li> <li id="cite_note-:13-21"><span class="mw-cite-backlink"><a href="#cite_ref-:13_21-0">↑</a></span> <span class="reference-text"><span class="citation">Carvajal, Doreen. <a rel="nofollow" class="external text" href="https://www.nytimes.com/2014/07/09/world/europe/swiss-banks-tradition-of-secrecy-clashes-with-quests-abroad-for-disclosure.html">„Swiss Banks' Tradition of Secrecy Clashes With Quests Abroad for Disclosure“</a>. <i>The New York Times</i> (2014-yil 8-iyul). Qaraldi: 2018-yil 20-may. „If you blow the whistle you are socially and financially dead.“.</span></span> </li> <li id="cite_note-:4-22"><span class="mw-cite-backlink"><a href="#cite_ref-:4_22-0">↑</a></span> <span class="reference-text"><a href="/w/index.php?title=Banking_in_Switzerland&action=edit&redlink=1" class="new" title="Banking in Switzerland (sahifa yaratilmagan)">Financial Secrecy Index: Narrative Report on Switzerland (2018)</a>, p. 1</span> </li> <li id="cite_note-23"><span class="mw-cite-backlink"><a href="#cite_ref-23">↑</a></span> <span class="reference-text">"UBS exec indicted in tax evasion scheme." The Recorder (2008). General Reference Center Gold. Web. 17 June 2010.</span> </li> <li id="cite_note-:11-24"><span class="mw-cite-backlink">↑ <sup><a href="#cite_ref-:11_24-0">24,0</a></sup> <sup><a href="#cite_ref-:11_24-1">24,1</a></sup></span> <span class="reference-text"><span class="citation">Dupraz-Dobias, Paula. <a rel="nofollow" class="external text" href="https://www.swissinfo.ch/eng/wolf-of-wall-street_hollywood-sticks-with-swiss-banker--caricature-/37772510">„Hollywood sticks with Swiss banker 'caricature'“</a> (en). <i>SWI swissinfo.ch</i> (2014-yil 21-yanvar). Qaraldi: 2018-yil 16-may.</span></span> </li> <li id="cite_note-25"><span class="mw-cite-backlink"><a href="#cite_ref-25">↑</a></span> <span class="reference-text"><span class="citation"><a rel="nofollow" class="external text" href="https://economictimes.indiatimes.com/magazines/panache/fancy-yourself-a-numbered-swiss-bank-account-heres-how-you-can-get-one/articleshow/44979525.cms">„Fancy yourself a numbered Swiss Bank account? Here's how you can get one“</a>. <i>The Economic Times</i> (2014-yil 30-oktyabr). Qaraldi: 2018-yil 18-may.</span></span> </li> </ol></div></div>    </div><noscript><img src="https://login.wikimedia.org/wiki/Special:CentralAutoLogin/start?type=1x1" alt="" width="1" height="1" style="border: none; position: absolute;"></noscript> <div class="printfooter" data-nosnippet=""><pre>"<a dir="ltr" href="https://uz.wikipedia.org/w/index.php?title=Shveysariya_bank_tizimi&oldid=5240248">https://uz.wikipedia.org/w/index.php?title=Shveysariya_bank_tizimi&oldid=5240248</a>" dan olindi </pre></div></div> <div id="catlinks" class="catlinks" data-mw="interface"><div id="mw-normal-catlinks" class="mw-normal-catlinks"><a href="/wiki/Maxsus:Categories" title="Maxsus:Categories">Turkum</a>: <ul><li><a href="/wiki/Turkum:Banklar" title="Turkum:Banklar">Banklar</a></li><li><a href="/wiki/Turkum:Shveysariya" title="Turkum:Shveysariya">Shveysariya</a></li></ul></div></div> </div> </main> </div> <div class="mw-footer-container"> <footer id="footer" class="mw-footer" > <ul id="footer-info"> 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