OCBC 360 Account | High Interest Savings Account

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</script> <script type="application/ld+json"> { "@context": "https://schema.org", "@type": "BankAccount", "name": "OCBC 360 Savings Account", "description": "A high-interest savings account that gives bonus interest if you credit your salary, increase your account balance, spend, insure or invest with OCBC.", "url": "https://www.ocbc.com/personal-banking/deposits/360-savings-account" } </script> <script type="application/ld+json"> {"@context":"https://schema.org/","@type":"CreativeWorkSeries","name":"360 Savings Account","aggregateRating":{"@type":"AggregateRating","ratingValue":"5","bestRating":"5","ratingCount":"2199"}} </script> <script type="application/ld+json"> { "@context": "https://schema.org", "@type": "FAQPage", "mainEntity": [{ "@type": "Question", "name": "How different is the OCBC 360 Account from other savings or current accounts?", "acceptedAnswer": { "@type": "Answer", "text": "<p>The OCBC 360 Account is a deposit account that pays you bonus interest when you do all or any of these:</p> <ul> <li>Credit your salary through GIRO</li> <li>Save and increase your account balance</li> <li>Insure with OCBC</li> <li>Invest with OCBC</li> </ul> <p>The account comes with e-statements and you can choose to have a cheque book.</p>" } },{ "@type": "Question", "name": "How is the interest calculated?", "acceptedAnswer": { "@type": "Answer", "text": "<p>You get 2 types of interest on your account balance every month.</p> <p><strong>Base interest:</strong> <br>This interest is accrued daily based on your account's day-end balance and you will receive this at the end of the month.</p> <p><strong>Bonus interest:</strong> <br>For the FIVE types of bonus below, you will earn bonus interest at 3 tiers based on your account balance, up to the first S$75,000:</p> <ol> <li>Earn up to 1.2% a year for crediting your salary of at least S$1,800 through GIRO and/or</li> <li>Earn up to 0.4% a year for increasing your account average daily balance by S$500 from the previous month and/or</li> <li>Earn up to 1.2% a year for 12 consecutive months when you purchase an eligible insurance product from OCBC and/or</li> <li>Earn up to 1.2% a year for 12 consecutive months when you purchase an eligible investment product from OCBC and/or</li> <li>Earn 0.4% a year if your account average daily balance is S$200,000 or more.</li> </ol> <p><small><i>For illustration purpose:</i></small></p> <table> <tbody> <tr> <th class='col2'>Bonus Interest Categories</th> <th class='col2'>Maximum interest earned a year<sup>1</sup></th> </tr> <tr> <td>SALARY</td> <td>S$525</td> </tr> <tr> <td>SAVE</td> <td>S$175</td> </tr> <tr> <td>INSURE</td> <td>S$525</td> </tr> <tr> <td>INVEST</td> <td>S$525</td> </tr> <tr> <td>GROW</td> <td>S$300</td> </tr> <tr> <td>TOTAL</td> <td>S$2,050</td> </tr> </tbody> </table> <p><small><sup>1</sup></small> The maximum interest earned is computed based on the effective interest rate of the respective bonus interest categories and the bonus interest balance cap, based on a 365 day calendar year.</p> <p>Please refer to the <a class='link' href='#section-interestcalculator' auto-scroll='true'>calculator</a> to find out more.</p>" } },{ "@type": "Question", "name": "How will I know that the bonus interest is credited to my 360 Account?", "acceptedAnswer": { "@type": "Answer", "text": "<p>Your bonus interest will be reflected in your e-statement, Online Banking and Mobile Banking transaction history as follows</p> <ul> <li><strong>360 SALARY BONUS</strong></li> <li><strong>360 SAVE BONUS</strong></li> <li><strong>360 INSURE BONUS</strong></li> <li><strong>360 INVEST BONUS</strong></li> <li><strong>360 GROW BONUS</strong></li> </ul> <p>If you close your account before the bonus interest crediting date, the bonus interest for the previous month will be forfeited.</p>" } },{ "@type": "Question", "name": "Can I open more than one 360 Account?", "acceptedAnswer": { "@type": "Answer", "text": "Each customer is only allowed to open ONE OCBC 360 Account where he/she is the Primary Account holder. The signing mandate can be either signed singly or joint alternate." } }] } </script><div class="iw_viewport-wrapper"><div class="container-fluid iw_section" id="sectionjztq8wo2"> <div class="row iw_row iw_stretch" id="rowjztq8wo3"> <div class="iw_columns col-lg-12" id="coljztq8wo4"> <div class="iw_component" id="iw_comp1566904104289"> <header class="" id="header"> <div class="header__main"> <div class="container bp-width-med3"> <div class="header__row row align-items-center justify-content-between"> <div class="header__logo col-12 col-sm-12 col-lg-2"> <div class="logo fl bp-img wide"><a href="https://www.ocbc.com" target="_self"><img src="/iwov-resources/sg/ocbc/personal/img/logo_ocbc.png" alt="OCBC Singapore"></a></div> <div class="clr"></div> </div> <div class="header__mobile col-12 col-sm-12 col-lg-10"> <div class="header__main--primary"> <div class="d-flex justify-content-start flex-column flex-lg-row flex-center justify-content-lg-between"> <hr class="first"> <div 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class="header__hidden"> <div class="header__sub--view"> <div id="accounts" class="header__row row "> <div class="col-lg-12 d-block d-lg-none"> <div class="header__sub-mobile-section">Accounts</div> </div> <div class="col-lg-6"> <div class="header__sub-left"> <div class="row"> <div class="col-md-6 col-lg-6"> <div class="header__sub-menu-item "> <div class="header__sub-menu-item-text "> <div class="tag">Day-to-day Banking</div> <div class="name"><a cta-id="PersonalBanking-navbar-Accounts-megamenu-360Account" href="/personal-banking/deposits/360-savings-account" class="link link link-arrow-right" target="_self">360 <span class="text-nowrap">Account<i class="far fa-chevron-right"></i></span></a></div> </div> </div> </div> <div class="col-md-6 col-lg-6"> <div class="header__sub-menu-item "> <div class="header__sub-menu-item-text "> <div class="tag">Savings</div> <div class="name"><a cta-id="PersonalBanking-navbar-Accounts-megamenu-BonusPlusSavingsAccount" href="/personal-banking/deposits/bonus-plus-savings-account" class="link link link-arrow-right" target="_self">Bonus+ Savings <span class="text-nowrap">Account<i class="far fa-chevron-right"></i></span></a></div> </div> </div> </div> </div> <div class="row"> <div class="col-md-6 col-lg-6"> <div class="header__sub-menu-item "> <div class="header__sub-menu-item-text "> <div class="tag">Foreign Currency</div> <div class="name"><a cta-id="PersonalBanking-navbar-Accounts-megamenu-GlobalSavingsAccount" href="/personal-banking/deposits/multi-currency-global-savings-account" class="link link link-arrow-right" target="_self">Global Savings <span class="text-nowrap">Account<i class="far fa-chevron-right"></i></span></a></div> </div> </div> </div> <div class="col-md-6 col-lg-6"> <div class="header__sub-menu-item "> <div class="header__sub-menu-item-text "> <div class="tag">Children's Account</div> <div class="name"><a cta-id="PersonalBanking-navbar-Accounts-megamenu-OCBCMyOwnAccount" href="/personal-banking/deposits/myown-account" class="link link link-arrow-right" target="_self">OCBC MyOwn <span class="text-nowrap">Account<i class="far fa-chevron-right"></i></span></a></div> </div> </div> </div> </div> <div class="row"> <div class="col-lg-12"> <div class="header__sub-menu-readmore d-flex align-items-center"><a cta-id="PersonalBanking-navbar-Accounts-megamenu-SeeAllAccounts" href="/personal-banking/deposits" class="button button--secondary button--link 
				 " target="_self"><span>See all accounts</span></a></div> </div> </div> </div> </div> <div class="col-lg-6"> <div class="header__sub-right"> <div class="row"> <div class="col-lg-12"> <div class="header__sub-menu-featured"> <div class="row"> <div class="col-lg-2 line-wrapper"> <div class="line"></div> </div> <div class="col-lg-6"><img src="/iwov-resources/sg/ocbc/personal/img/live/navbar_kv-moa-img.jpg" alt=""></div> <div class="col-lg-4"> <div class="tag"><span class="co-black"><p class="mb-3">A first-of-its-kind savings account for kids aged 7 to 15, the OCBC MyOwn Account lets your child manage their own money while you stay in control.</p> <p>T&Cs apply. Insured up to S$100k by SDIC.</p></span></div> <div class="header__sub-menu-link"> <p></p> </div> <div class="header__sub-menu-readmore"><a href="/personal-banking/deposits/myown-account" class="link link link-arrow-right" target="_self">Find out <span class="text-nowrap">more<i class="far fa-chevron-right"></i></span></a></div> </div> </div> </div> </div> </div> </div> </div> </div> <div id="cards" class="header__row row "> <div class="col-lg-12 d-block d-lg-none"> <div class="header__sub-mobile-section">Cards</div> </div> <div class="col-lg-6"> <div class="header__sub-left"> <div class="row"> <div class="col-md-6 col-lg-6"> <div class="header__sub-menu-item header__sub-menu-with-image"> <div class="header__sub-menu-item-image"><img src="/iwov-resources/sg/ocbc/personal/img/live/navbar_cardface-infinity.png" alt="" class=""></div> <div class="header__sub-menu-item-text "> <div class="tag">Unlimited cashback on your spending</div> <div class="name"><a cta-id="PersonalBanking-navbar-Cards-megamenu-INFINITYCC" href="https://www.ocbc.com/personal-banking/cards/infinity-unlimited-cashback-card" class="link link link-arrow-right" target="_self">OCBC INFINITY Cashback <span class="text-nowrap">Card<i class="far fa-chevron-right"></i></span></a></div> </div> </div> </div> <div class="col-md-6 col-lg-6"> <div class="header__sub-menu-item header__sub-menu-with-image"> <div class="header__sub-menu-item-image"><img src="/iwov-resources/sg/ocbc/personal/img/live/navbar_cardface-365visacc.png" alt="" class=""></div> <div class="header__sub-menu-item-text "> <div class="tag">For everyday spending</div> <div class="name"><a cta-id="PersonalBanking-navbar-Cards-megamenu-365CC" href="/personal-banking/cards/365-cashback-credit-card" class="link link link-arrow-right" target="_self">OCBC 365 Credit <span class="text-nowrap">Card<i class="far fa-chevron-right"></i></span></a></div> </div> </div> </div> </div> <div class="row"> <div class="col-md-6 col-lg-6"> <div class="header__sub-menu-item header__sub-menu-with-image"> <div class="header__sub-menu-item-image"><img src="/iwov-resources/sg/ocbc/personal/img/live/cards/rewards-card/rewardscard-noshadow.png" alt="" class=""></div> <div class="header__sub-menu-item-text "> <div class="tag">Get rewarded for shopping</div> <div class="name"><a cta-id="PersonalBanking-navbar-Cards-megamenu-OCBCRewardsCard" href="/personal-banking/cards/rewards-card" class="link link link-arrow-right" target="_self">OCBC Rewards <span class="text-nowrap">Card<i class="far fa-chevron-right"></i></span></a></div> </div> </div> </div> <div class="col-md-6 col-lg-6"> <div class="header__sub-menu-item header__sub-menu-with-image"> <div class="header__sub-menu-item-image"><img src="/iwov-resources/sg/ocbc/personal/img/live/navbar_cardface-90n.png" alt="" class=""></div> <div class="header__sub-menu-item-text "> <div class="tag">Daily spend for future travels</div> <div class="name"><a cta-id="PersonalBanking-navbar-Cards-megamenu-90NCard" href="/personal-banking/cards/90-degrees-travel-credit-card.page" class="link link link-arrow-right" target="_self">OCBC 90°N <span class="text-nowrap">Card<i class="far fa-chevron-right"></i></span></a></div> </div> </div> </div> </div> <div class="row"> <div class="col-lg-12"> <div class="header__sub-menu-readmore d-flex align-items-center"><a cta-id="PersonalBanking-navbar-Cards-megamenu-SeeAllCards" href="/personal-banking/cards" class="button button--secondary button--link 
				 " target="_self"><span>See all cards</span></a></div> </div> </div> </div> </div> <div class="col-lg-6"> <div class="header__sub-right"> <div class="row"> <div class="col-lg-12"> <div class="header__sub-menu-featured"> <div class="row"> <div class="col-lg-2 line-wrapper"> <div class="line"></div> </div> <div class="col-lg-6"><img src="/iwov-resources/sg/ocbc/personal/img/live/navbar_festive24.jpg" alt=""></div> <div class="col-lg-4"> <div class="tag"><span class="co-black">Make this holiday season merry and bright with Weekend Flash Deals and exciting festive offers, with savings of up to 50% off. Exclusively for OCBC cardmembers till 22 December 2024 only. T&Cs apply.</span></div> <div class="header__sub-menu-readmore"><a cta-id="PersonalBanking-navbar-Cards-megamenu-Festive24" href="/personal-banking/campaign/festivejoy" class="link link link-arrow-right" target="_self">Find out <span class="text-nowrap">more<i class="far fa-chevron-right"></i></span></a></div> </div> </div> </div> </div> </div> </div> </div> </div> <div id="loans" class="header__row row "> <div class="col-lg-12 d-block d-lg-none"> <div class="header__sub-mobile-section">Loans</div> </div> <div class="col-lg-6"> <div class="header__sub-left"> <div class="row"> <div class="col-md-6 col-lg-6"> <div class="header__sub-menu-item "> <div class="header__sub-menu-item-text "> <div class="tag">Personal</div> <div class="name"><a cta-id="PersonalBanking-navbar-Loans-megamenu-EasiCredit" href="/personal-banking/loans/easicredit-flexible-repayment-cash-loan" class="link link link-arrow-right" target="_self"> <span class="text-nowrap">EasiCredit<i class="far fa-chevron-right"></i></span></a></div> </div> </div> </div> <div class="col-md-6 col-lg-6"> <div class="header__sub-menu-item "> <div class="header__sub-menu-item-text "> <div class="tag">Home</div> <div class="name"><a cta-id="PersonalBanking-navbar-Loans-megamenu-HomeLoanNewPurchase" href="/personal-banking/loans/new-purchase-of-hdb-private-property" class="link link link-arrow-right" target="_self">New <span class="text-nowrap">Purchase<i class="far fa-chevron-right"></i></span></a></div> </div> </div> </div> </div> <div class="row"> <div class="col-md-6 col-lg-6"> <div class="header__sub-menu-item "> <div class="header__sub-menu-item-text "> <div class="tag">Car</div> <div class="name"><a cta-id="PersonalBanking-navbar-Loans-megamenu-CarLoan" href="/personal-banking/loans/car-loans" class="link link link-arrow-right" target="_self">Car <span class="text-nowrap">Loan<i class="far fa-chevron-right"></i></span></a></div> </div> </div> </div> <div class="col-md-6 col-lg-6"> <div class="header__sub-menu-item "> <div class="header__sub-menu-item-text "> <div class="tag">Student</div> <div class="name"><a cta-id="PersonalBanking-navbar-Loans-megamenu-FRANKTuitionFeeLoan" href="https://frankbyocbc.com/products/investments/tuition-fee-loan" class="link link link-arrow-right" target="_blank">Tuition Fee <span class="text-nowrap">Loan<i class="far fa-chevron-right"></i></span></a></div> </div> </div> </div> </div> <div class="row"> <div class="col-lg-12"> <div class="header__sub-menu-readmore d-flex align-items-center"><a cta-id="PersonalBanking-navbar-Loans-megamenu-SeeAllLoans" href="/personal-banking/loans" class="button button--secondary button--link 
				 " target="_self"><span>See all loans</span></a></div> </div> </div> </div> </div> <div class="col-lg-6"> <div class="header__sub-right"> <div class="row"></div> </div> </div> </div> <div id="insurance" class="header__row row "> <div class="col-lg-12 d-block d-lg-none"> <div class="header__sub-mobile-section">Insurance</div> </div> <div class="col-lg-6"> <div class="header__sub-left"> <div class="row"> <div class="col-md-6 col-lg-6"> <div class="header__sub-menu-item "> <div class="header__sub-menu-item-text "> <div class="tag">Investment-linked</div> <div class="name"><a cta-id="PersonalBanking-navbar-Insurance-megamenu-InvestmentLinkedInsurancePlan2" href="/personal-banking/insurance/investment-linked-insurance-plan-2" class="link link link-arrow-right" target="_self">Investment-linked Insurance Plan <span class="text-nowrap">2<i class="far fa-chevron-right"></i></span></a></div> </div> </div> </div> <div class="col-md-6 col-lg-6"> <div class="header__sub-menu-item "> <div class="header__sub-menu-item-text "> <div class="tag">Accident & Health</div> <div class="name"><a cta-id="PersonalBanking-navbar-Insurance-megamenu-GREATCareShield" href="/personal-banking/insurance/great-careshield" class="link link link-arrow-right" target="_self">GREAT <span class="text-nowrap">CareShield<i class="far fa-chevron-right"></i></span></a></div> </div> </div> </div> </div> <div class="row"> <div class="col-md-6 col-lg-6"> <div class="header__sub-menu-item "> <div class="header__sub-menu-item-text "> <div class="tag">Protection</div> <div class="name"><a cta-id="PersonalBanking-navbar-Insurance-megamenu-GREATTermGuard" href="/personal-banking/insurance/great-term-guard" class="link link link-arrow-right" target="_self">GREAT Term <span class="text-nowrap">Guard<i class="far fa-chevron-right"></i></span></a></div> </div> </div> </div> <div class="col-md-6 col-lg-6"> <div class="header__sub-menu-item "> <div class="header__sub-menu-item-text "> <div class="tag">Travel, Home & Car</div> <div class="name"><a cta-id="PersonalBanking-navbar-Insurance-megamenu-Explorer" href="/personal-banking/insurance/explorer-travel-insurance" class="link link link-arrow-right" target="_self"> <span class="text-nowrap">Explorer<i class="far fa-chevron-right"></i></span></a></div> </div> </div> </div> </div> <div class="row"> <div class="col-lg-12"> <div class="header__sub-menu-readmore d-flex align-items-center"><a cta-id="PersonalBanking-navbar-Insurance-megamenu-SeeAllInsurances" href="/personal-banking/insurance" class="button button--secondary button--link 
				 " target="_self"><span>See all insurances</span></a></div> </div> </div> </div> </div> <div class="col-lg-6"> <div class="header__sub-right"> <div class="row"> <div class="col-lg-12"> <div class="header__sub-menu-featured"> <div class="row"> <div class="col-lg-2 line-wrapper"> <div class="line"></div> </div> <div class="col-lg-6"><img src="/iwov-resources/sg/ocbc/personal/img/live/navbar_kv-insurance-boost.jpg" alt=""></div> <div class="col-lg-4"> <div class="tag"><span class="co-black">Up to $1,000 cash reward when you apply for selected eligible insurance plans.</span></div> <div class="header__sub-menu-link"> <p></p> </div> <div class="header__sub-menu-readmore"><a cta-id="PersonalBanking-navbar-Insurance-megamenu-CNYPromo2023" href="/personal-banking/insurance#section-promo" class="link link link-arrow-right" target="_self">Learn <span class="text-nowrap">more<i class="far fa-chevron-right"></i></span></a></div> </div> </div> </div> </div> </div> </div> </div> </div> <div id="investments" class="header__row row "> <div class="col-lg-12 d-block d-lg-none"> <div class="header__sub-mobile-section">Investments</div> </div> <div class="col-lg-6"> <div class="header__sub-left"> <div class="row"> <div class="col-md-6 col-lg-6"> <div class="header__sub-menu-item "> <div class="header__sub-menu-item-text "> <div class="tag">Top fund ideas</div> <div class="name"><a cta-id="PersonalBanking-navbar-Investments-megamenu-UnitTrusts" href="/personal-banking/investments/unit-trusts/what-are-unit-trusts" class="link link link-arrow-right" target="_self">Unit <span class="text-nowrap">Trusts<i class="far fa-chevron-right"></i></span></a></div> </div> </div> </div> <div class="col-md-6 col-lg-6"> <div class="header__sub-menu-item "> <div class="header__sub-menu-item-text "> <div class="tag">Trade across 15 global exchanges</div> <div class="name"><a cta-id="PersonalBanking-navbar-Investments-megamenu-OnlineEquitiesAccount" href="/personal-banking/investments/online-equities-account" class="link link link-arrow-right" target="_self">Online Equities <span class="text-nowrap">Account<i class="far fa-chevron-right"></i></span></a></div> </div> </div> </div> </div> <div class="row"> <div class="col-md-6 col-lg-6"> <div class="header__sub-menu-item "> <div class="header__sub-menu-item-text "> <div class="tag">38 portfolios from just 100 USD</div> <div class="name"><a cta-id="PersonalBanking-navbar-Investments-megamenu-OCBCRoboInvest" href="/personal-banking/investments/roboinvest" class="link link link-arrow-right" target="_self">OCBC <span class="text-nowrap">RoboInvest<i class="far fa-chevron-right"></i></span></a></div> </div> </div> </div> <div class="col-md-6 col-lg-6"> <div class="header__sub-menu-item "> <div class="header__sub-menu-item-text "> <div class="tag">Diversify with gold & silver</div> <div class="name"><a cta-id="PersonalBanking-navbar-Investments-megamenu-PreciousMetalAccount" href="/personal-banking/investments/precious-metals-account" class="link link link-arrow-right" target="_self">Precious Metals <span class="text-nowrap">Account<i class="far fa-chevron-right"></i></span></a></div> </div> </div> </div> </div> <div class="row"> <div class="col-lg-12"> <div class="header__sub-menu-readmore d-flex align-items-center"><a cta-id="PersonalBanking-navbar-Investments-megamenu-SeeAllInvestments" href="/personal-banking/investments" class="button button--secondary button--link 
				 " target="_self"><span>See all investments</span></a></div> </div> </div> </div> </div> <div class="col-lg-6"> <div class="header__sub-right"> <div class="row"> <div class="col-lg-6"> <div class="header__sub-menu-articles"> <div class="row"> <div class="col-lg-4 line-wrapper"> <div class="line"></div> </div> <div class="col-lg-8"> <div class="tag">Foreign Currency Exchange</div> <div class="header__sub-menu-link"> <p>Conveniently and securely exchange AUD, CAD, CHF<strong><sup style="color: #e30613 !important;">NEW</sup></strong>, CNH, EUR, GBP, HKD, JPY, NZD and USD, 24/7 via OCBC Digital, for your overseas transfer, travel payments, online spends, investments and more.</p> </div> <div class="header__sub-menu-readmore"><a cta-id="PersonalBanking-navbar-Investments-megamenu-ForeignCurrencyExchange" href="/personal-banking/investments/forex-trading" class="link link link-arrow-right" target="_self">Learn <span class="text-nowrap">more<i class="far fa-chevron-right"></i></span></a></div> </div> </div> </div> </div> <div class="col-lg-6"> <div class="header__sub-menu-articles"> <div class="row"> <div class="col-lg-4 line-wrapper"> <div class="line"></div> </div> <div class="col-lg-8"> <div class="tag">Supplementary Retirement Scheme (SRS)</div> <div class="header__sub-menu-link"> <p>Reduce your taxable income by the same amount contributed to your SRS Account, with a maximum yearly contribution of S$15,300 for Singaporeans and Singapore PRs, and S$35,700 for foreigners.</p> </div> <div class="header__sub-menu-readmore"><a cta-id="PersonalBanking-navbar-Investments-megamenu-SupplementaryRetirementScheme" href="/personal-banking/investments/supplementary-retirement-scheme-account" class="link link link-arrow-right" target="_blank">Learn <span class="text-nowrap">more<i class="far fa-chevron-right"></i></span></a></div> </div> </div> </div> </div> </div> </div> </div> </div> <div id="advisory" class="header__row row "> <div class="col-lg-12 d-block d-lg-none"> <div class="header__sub-mobile-section">Advisory</div> </div> <div class="col-lg-6"> <div class="header__sub-left"> <div class="row"> <div class="col-md-6 col-lg-6"> <div class="header__sub-menu-item "> <div class="header__sub-menu-item-text d-flex flex-column-reverse"> <div class="tag">Soon, you'll be starting a new chapter of your life — your Silver Years.</div> <div class="name"><a cta-id="PersonalBanking-navbar-Advisory-megamenu-SilverYears" href="/personal-banking/silver-years" class="link link link-arrow-right" target="_self">Silver <span class="text-nowrap">Years<i class="far fa-chevron-right"></i></span></a></div> </div> </div> </div> <div class="col-md-6 col-lg-6"> <div class="header__sub-menu-item "> <div class="header__sub-menu-item-text d-flex flex-column-reverse"> <div class="tag">Achieve your goals with proper financial planning.</div> <div class="name"><a cta-id="PersonalBanking-navbar-Advisory-megamenu-LifeGoals" href="/personal-banking/start-planning" class="link link link-arrow-right" target="_self">Life <span class="text-nowrap">Goals<i class="far fa-chevron-right"></i></span></a></div> </div> </div> </div> </div> <div class="row"> <div class="col-md-6 col-lg-6"> <div class="header__sub-menu-item "> <div class="header__sub-menu-item-text d-flex flex-column-reverse"> <div class="tag">Get data and insights into the financial wellness of Singaporeans.</div> <div class="name"><a cta-id="PersonalBanking-navbar-Advisory-megamenu-FinancialWellnessIndex2023" href="/group/financial-wellness-index/understand-the-index.html" class="link link link-arrow-right" target="_blank">Financial Wellness Index <span class="text-nowrap">2023<i class="far fa-chevron-right"></i></span></a></div> </div> </div> </div> </div> </div> </div> <div class="col-lg-6"> <div class="header__sub-right"> <div class="row"> <div class="col-lg-12"> <div class="header__sub-menu-featured"> <div class="row"> <div class="col-lg-2 line-wrapper"> <div class="line"></div> </div> <div class="col-lg-6"><img src="/iwov-resources/sg/ocbc/personal/img/live/navbar_startplanning.jpg" alt=""></div> <div class="col-lg-4"> <div class="tag">Start planning and get ahead with OCBC</div> <div class="header__sub-menu-link"> <p>From financial planning tools, investment options and insurance, our comprehensive array of solutions have been built to get you ahead in your every goal and ambition.</p> </div> <div class="header__sub-menu-readmore"><a cta-id="PersonalBanking-navbar-Campaign-megamenu-StartPlanning" href="/personal-banking/start-planning" class="link link link-arrow-right" target="_self">Start planning <span class="text-nowrap">today<i class="far fa-chevron-right"></i></span></a></div> </div> </div> </div> </div> </div> </div> </div> </div> <div id="more" class="header__row row "> <div class="col-lg-12 d-block d-lg-none"> <div class="header__sub-mobile-section">More</div> </div> <div class="col-lg-6"> <div class="header__sub-left"> <div class="row"> <div class="col-md-6 col-lg-6"> <div class="header__sub-menu-item "> <div class="header__sub-menu-item-text d-flex flex-column-reverse"> <div class="tag">The digital platform to track, exchange and redeem rewards points across different rewards programmes is now accessible on the OCBC Pay Anyone™ app.</div> <div class="name"><a cta-id="PersonalBanking-navbar-More-megamenu-STACK" href="https://www.ocbc.com/personal-banking/campaign/stack/index.html" class="link link link-arrow-right" target="_blank"> <span class="text-nowrap">STACK<i class="far fa-chevron-right"></i></span></a></div> </div> </div> </div> <div class="col-md-6 col-lg-6"> <div class="header__sub-menu-item "> <div class="header__sub-menu-item-text d-flex flex-column-reverse"> <div class="tag">A new way to get away is here. Get one of the best rates in town for hotels, flights and car rentals. And offset booking prices instantly with OCBC reward points.</div> <div class="name"><a cta-id="PersonalBanking-navbar-More-megamenu-TravelWithOCBC" href="/personal-banking/cards/travel-with-ocbc" class="link link link-arrow-right" target="_self">Travel with <span class="text-nowrap">OCBC<i class="far fa-chevron-right"></i></span></a></div> </div> </div> </div> </div> <div class="row"> <div class="col-md-6 col-lg-6"> <div class="header__sub-menu-item "> <div class="header__sub-menu-item-text d-flex flex-column-reverse"> <div class="tag">Fancy shopping at a bank branch or even enjoying a sushi meal there? At OCBC Wisma Atria, you can do all these and more – visit us to experience it firsthand!</div> <div class="name"><a cta-id="PersonalBanking-navbar-More-megamenu-OneAdvisor" href="/personal-banking/ocbc-wisma" class="link link link-arrow-right" target="_blank">Bank, dine and shop at the new OCBC Wisma <span class="text-nowrap">Atria<i class="far fa-chevron-right"></i></span></a></div> </div> </div> </div> </div> </div> </div> <div class="col-lg-6"> <div class="header__sub-right"> <div class="row"> <div class="col-lg-12"> <div class="header__sub-menu-featured"> <div class="row"> <div class="col-lg-2 line-wrapper"> <div class="line"></div> </div> <div class="col-lg-6"><img src="/iwov-resources/sg/ocbc/personal/img/live/navbar_travelready.jpg" alt=""></div> <div class="col-lg-4"> <div class="tag">Get travel-ready with OCBC</div> <div class="header__sub-menu-link"> <p>With our suite of travel products and services, spend less effort managing your travel and more time enjoying life's journeys.</p> </div> <div class="header__sub-menu-readmore"><a cta-id="PersonalBanking-navbar-Campaign-megamenu-TravelReady" href="/personal-banking/campaign/travelready" class="link link link-arrow-right" target="_self">Find out <span class="text-nowrap">more<i class="far fa-chevron-right"></i></span></a></div> </div> </div> </div> </div> </div> </div> </div> </div> </div> </div> </div> </div>  <div class="navigation__product-anchor container bp-width-med3 bp-sticky-content navigation__product-anchor--hidden"> <div class="he-bo-title"><span class="capt"></span><div class="arrow"><i class="far fa-chevron-down"></i></div> </div> <div class="he-bo-main"> <div class="he-bo-row"> <div class="hb-co-list"> <div class="long"> <div class="hb-co-menu"> <ul nav-scroller=""> <li class="active hidden" id="
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												12"><a href="#section-faqs" title="FAQs" target="">FAQs</a></li> </ul> </div> </div> <div class="short"> <div class="action-button"><a class="button button--primary button--red2 undefined d-block" href="#apply-online" target="" data-fancybox="apply-online-2" cta-id="Deposits-360Account-ApplyOnline-Sticky"><span>Apply online</span></a></div> </div> </div> </div> </div> </div> </header> </div> </div> </div> </div> <div class="container-fluid iw_section" id="sectionjztq8wo6"> <div class="row iw_row iw_stretch" id="rowjztq8wo7"> <div class="iw_columns col-lg-12" id="coljztq8wo8">  <section id="main-wrapper"> <div class="iw_placeholder" id="iw_placeholder1566904104293"> <div class="iw_component" id="iw_comp1567759863877">  <div class="masthead-component"></div> <div id="common-breadcrumb__block-id" class="module container bp-width-med3 mb0"> <div class="com__breadcrumbs fz-13"> <ul> <li><a href="/personal-banking/">Personal Banking</a></li> <li><a href="/personal-banking/deposits.page">Accounts</a></li> <li>360 Account</li> </ul> </div> </div> </div> <div class="iw_component" id="iw_comp1567759863878"> <div class="masthead-component"></div> <div class="module d-md-flex flex-column parent__masthead parent__masthead--has-background parent__masthead--multi-columns parent__masthead--cta parent__masthead--has-background-mobile theme theme--blue parent__masthead--light "> <div class="parent__masthead-background" style="background-color: #CACACA;background-image: url(/iwov-resources/sg/ocbc/personal/img/live/accounts/360/masthead-d.jpg);"></div> <div class="container bp-width-med3 d-md-flex flex-fill flex-column"> <div class="parent__masthead-container d-md-flex flex-column justify-content-between"> <div> <div class="subcategory subcategory--no-border subcategory--black "> <h1>360 Account</h1> </div> <h2 class="light">Maximise your interest with 360 Account</h2> </div> <div class="d-md-none parent__masthead-background parent__masthead-background--mobile" style="background-image: url(/iwov-resources/sg/ocbc/personal/img/live/accounts/360/masthead-m.jpg);;"></div> <div class="card white-bg card--no-border "> <div class="row row-large"> <div class="w-100"> <div class="col-12 com__tab-content"> <div class="com__tab-nav mb3 fz-20 d-md-none"> <ul class="row"> <li class="col-6 d-flex align-items-center justify-content-center selected"><a href="#tab1">Why you will love this</a></li> <li class="col-6 d-flex align-items-center justify-content-center"><a href="#tab2">Who can apply</a></li> </ul> </div> </div> </div> <div class="com_slider row w-100" item="2" apply-for="mobile" smart-speed="350" margin="5" mouse-drag="false" touch-drag="false"> <div class="col-md-6 border-right"> <div class="mb-3 d-none d-md-block"><b class="fz-16">Why you will love this</b></div> <div class="com__tab-set mobile-only" id="#tab1"> <p class="d-flex justify-content-start"><i class="fa fa-check"></i><span>Earn up to 4.65% a year on your first S$100,000 when you credit your salary, save and spend</span></p> <p class="d-flex justify-content-start"><i class="fa fa-check"></i><span>Earn an additional 3.00% a year when you insure and invest</span></p> </div> </div> <div class="col-md-6"> <div class="mb-3 d-none d-md-block"><b class="fz-16">Who can apply</b></div> <div class="com__tab-set mobile-only" id="#tab2"> <p class="d-flex justify-content-start"><i class="fa fa-circle"></i><span>Anyone above 18 years old</span></p> <p class="d-flex justify-content-start"><i class="fa fa-circle"></i><span>Singaporean, Singapore PR or foreigner with a valid pass</span></p> </div> </div> </div> </div> <div class="pt-4 default-device-content"><a data-fancybox="apply-online-1" cta-id="Deposit-360-Apply-Online-Masthead" href="#apply-online" class="button button--primary button--red2 d-sm-inline-block d-block 
				 " target="_self"><span>Apply online</span></a></div> </div> </div> </div> </div> </div> <div class="iw_component" id="iw_comp1711032695041"> <div class="d-none-soft"> <div id="masthead-blurb"><div class="parent__masthead-promotion-wrapper"> <div class="theme theme--grey"> <div class="promotion__container promotion__container-notification promotion__container-light fadeInUp animated animation pr-4"><i class="fal fa-times btn-close"> </i> <div class="d-flex"><span><img src="/iwov-resources/sg/ocbc/personal/img/live/loans/balance-transfer/icon-promotion-grey@3x.png" alt="" /></span> <p class="flex-fill caption"><strong class="promotion__container-title">Current promotion</strong> Enjoy double bonus interest for salary and card spend categories when you open a new 360 Account<br /><u><a class="promo--underline" href="#section-promo">Find out more</a></u></p> </div> </div> </div> </div></div> </div> </div> <div class="iw_component" id="iw_comp1567759863880"> <div class="intro-component"></div> <div class="module container bp-width-med3 animate"> <div class="row"> <div class="col-custom-8"> <div class="theme theme--grey"> <h2 class="bold text-gradient common__intro-paragraph pt-1 pb-1 "> More ways to earn higher interest. From salary to savings, maximise your interest with the 360 Account. </h2> </div> </div> </div> </div> </div> <div class="iw_component" id="iw_comp1579584082478"> <div class="howitworks-component"></div><div class="" id=""> <div> <div class="container bp-width-med3"> <div class="subcategory subcategory--black">How it works</div> </div> <div class="module container bp-width-med3"> <div class="row"> <div class="col-custom-6"> <div class="subtitle"> <h4>Earn bonus interest (% a year) on the first S$100,000 of your account balance. Find out what’s the total effective interest rate (EIR) across all of our categories.</h4> </div> </div> </div> <div class="row"> <div class="col-custom-6"> <div class="subtitle"> <h4><strong>Here’s a breakdown of our bonus interest rates. </strong></h4> </div> </div> </div> <div class="row"> <div class="col-md-12"> <div class="com__360-table"> <div class="row group-height"> <div class="col col-lg-2 com__ta-col d-none d-lg-block"> <div class="com__ta-col text-center text-md-left pb4 mob-pb0 gh9"></div> <div class="mt3 mb4 pb1 d-none d-lg-block"></div> <div class="com__ta-s0et set-simple pt2 gh8"> <div class="com__ta-num text-left gh3"> <h4 class="co-grey6"><strong>First S$75,000</strong></h4> </div> <div class="com__ta-sep"></div> <div class="com__ta-num text-left gh4"> <h4 class="co-grey6"><strong>Next S$25,000</strong></h4> </div>  </div> </div> <div class="col-sm-6 col-lg-2 mb2"> <div class="com__ta-set"> <div class="com__ta-col text-center text-md-left pb4 mob-pb0 gh9"> <div class="com_ta-icon mt2 mb2"><img src="/iwov-resources/sg/ocbc/personal/img/live/accounts/360/icon-salary-grey.png" width="100" alt=""></div> <div class="gh7"> <h4 class="no-wrap"><strong>Salary <a class="link link-inherit" data-fancybox href="#popup-salary"><i class="fas fa-info-circle ml-1"></i></a></strong></h4> <p><small>Credit your salary of at least S$1,800 through GIRO/FAST/<br>PayNow via GIRO/PayNow via FAST</small></p> </div> </div> <div class="com__ta-sep mt2 mb2 d-none d-lg-block"></div> <div class="d-none d-lg-block gh8 pt2"> <div class="com__ta-num gh3"> <h2><strong>2.00%</strong></h2> </div> <div class="com__ta-sep sep-simple"></div> <div class="com__ta-num gh4"> <h2><strong>4.00%</strong></h2> </div>  </div> <div class="d-block d-lg-none mob-mt2"> <div class="row com__ta-row-sep group-height"> <div class="col-6"> <div class="com__ta-num"> <div> <p class="mb-1 gh1"><small><strong>First S$75,000</strong></small></p> <h2><strong>2.00%</strong></h2> </div> </div> </div> <div class="col-6"> <div class="com__ta-num"> <div> <p class="mb-1 gh1"><small><strong>Next S$25,000</strong></small></p> <h2><strong>4.00%</strong></h2> </div> </div> </div>  </div> <div class="row com__ta-row-sep justify-content-center"> <div class="col-offset-3 col-6"> <div class="com__ta-num co-grey3"> <div> <p class="mb-0 mt1 co-grey3"><small><strong>EIR<sup>1</sup></strong></small></p> <h2><strong>2.50%</strong></h2> </div> </div> </div> </div> </div> </div> </div> <div class="col-sm-6 col-lg-2 mb2"> <div class="com__ta-set"> <div class="com__ta-col text-center text-md-left pb4 mob-pb0 gh9"> <div class="com_ta-icon mt2 mb2"><img src="/iwov-resources/sg/ocbc/personal/img/live/accounts/360/icon-save-grey.png" width="100" alt=""></div> <div class="gh7"> <h4><strong>Save <a class="link link-inherit" data-fancybox href="#popup-stepup"><i class="fas fa-info-circle ml-1"></i></a></strong> </h4> <p><small>Increase your average daily balance by at least S$500 monthly.</small> </p> </div> </div> <div class="com__ta-sep mt2 mb2 d-none d-lg-block"></div> <div class="d-none d-lg-block gh8 pt2"> <div class="com__ta-num gh3"> <h2><strong>1.20%</strong></h2> </div> <div class="com__ta-sep sep-simple"></div> <div class="com__ta-num gh4"> <h2><strong>2.40%</strong></h2> </div>  </div> <div class="d-block d-lg-none mob-mt2"> <div class="row com__ta-row-sep group-height"> <div class="col-6"> <div class="com__ta-num"> <div> <p class="mb-1 gh1"><small><strong>First S$75,000</strong></small></p> <h2><strong>1.20%</strong></h2> </div> </div> </div> <div class="col-6"> <div class="com__ta-num"> <div> <p class="mb-1 gh1"><small><strong>Next S$25,000</strong></small></p> <h2><strong>2.40%</strong></h2> </div> </div> </div>  </div> <div class="row com__ta-row-sep justify-content-center"> <div class="col-offset-3 col-6"> <div class="com__ta-num co-grey3"> <div> <p class="mb-0 mt1 co-grey3"><small><strong>EIR<sup>1</sup></strong></small></p> <h2><strong>1.50%</strong></h2> </div> </div> </div> </div> </div> </div> </div> <div class="col-sm-6 col-lg-2 mb2"> <div class="com__ta-set"> <div class="com__ta-col text-center text-md-left pb4 mob-pb0 gh9"> <div class="com_ta-icon mt2 mb2"><img src="/iwov-resources/sg/ocbc/personal/img/live/accounts/360/icon-spend-grey.png" width="100" alt=""></div> <div class="gh7"> <h4><strong>Spend <a class="link link-inherit" data-fancybox href="#popup-spendbonus"><i class="fas fa-info-circle ml-1"></i></a></strong> </h4> <p><small>Charge at least S$500 to selected OCBC Credit Cards each month.</small> </p> </div> </div> <div class="com__ta-sep mt2 mb2 d-none d-lg-block"></div>  <div class="d-none d-lg-flex align-items-center justify-content-center gh8"> <div class="com__ta-num gh4"> <h2><strong>0.60%</strong></h2> </div> </div> <div class="d-block d-lg-none mob-mt2"> <div class="row com__ta-row-sep group-height"> <div class="col-6"> <div class="com__ta-num"> <div> <p class="mb-1 gh1"><small><strong>First S$75,000</strong></small></p> <h2><strong>0.60%</strong></h2> </div> </div> </div> <div class="col-6"> <div class="com__ta-num"> <div> <p class="mb-1 gh1"><small><strong>Next S$25,000</strong></small></p> <h2><strong>0.60%</strong></h2> </div> </div> </div>  </div> <div class="row com__ta-row-sep justify-content-center"> <div class="col-offset-3 col-6"> <div class="com__ta-num co-grey3"> <div> <p class="mb-0 mt1 co-grey3"><small><strong>EIR<sup>1</sup></strong></small></p> <h2><strong>0.60%</strong></h2> </div> </div> </div> </div> </div> </div> </div> <div class="col-sm-6 col-lg-2 mb2"> <div class="com__ta-set"> <div class="com__ta-col text-center text-md-left pb4 mob-pb0 gh9"> <div class="com_ta-icon mt2 mb2"><img src="/iwov-resources/sg/ocbc/personal/img/live/accounts/360/icon-wealthinsure-grey.png" width="100" alt=""></div> <div class="gh7"> <h4><strong>Insure <a class="link link-inherit" data-fancybox href="#popup-insure"><i class="fas fa-info-circle ml-1"></i></a></strong> </h4> <p><small>Purchase an eligible insurance product from OCBC.</small></p> </div> </div> <div class="com__ta-sep mt2 mb2 d-none d-lg-block"></div> <div class="d-none d-lg-block gh8 pt2"> <div class="com__ta-num gh3"> <h2><strong>1.20%</strong></h2> </div> <div class="com__ta-sep sep-simple"></div> <div class="com__ta-num gh4"> <h2><strong>2.40%</strong></h2> </div>  </div> <div class="d-block d-lg-none mob-mt2"> <div class="row com__ta-row-sep group-height"> <div class="col-6"> <div class="com__ta-num"> <div> <p class="mb-1 gh1"><small><strong>First S$75,000</strong></small></p> <h2><strong>1.20%</strong></h2> </div> </div> </div> <div class="col-6"> <div class="com__ta-num"> <div> <p class="mb-1 gh1"><small><strong>Next S$25,000</strong></small></p> <h2><strong>2.40%</strong></h2> </div> </div> </div>  </div> <div class="row com__ta-row-sep justify-content-center"> <div class="col-offset-3 col-6"> <div class="com__ta-num co-grey3"> <div> <p class="mb-0 mt1 co-grey3"><small><strong>EIR<sup>1</sup></strong></small></p> <h2><strong>1.50%</strong></h2> </div> </div> </div> </div> </div> </div> </div> <div class="col-sm-6 col-lg-2 mb2"> <div class="com__ta-set"> <div class="com__ta-col text-center text-md-left pb4 mob-pb0 gh9"> <div class="com_ta-icon mt2 mb2"><img src="/iwov-resources/sg/ocbc/personal/img/live/accounts/360/icon-wealthinvest-grey.png" width="100" alt=""></div> <div class="gh7"> <h4><strong>Invest <a class="link link-inherit" data-fancybox href="#popup-invest"><i class="fas fa-info-circle ml-1"></i></a></strong> </h4> <p><small>Purchase an eligible investment product from OCBC.</small></p> </div> </div> <div class="com__ta-sep mt2 mb2 d-none d-lg-block"></div> <div class="d-none d-lg-block gh8 pt2"> <div class="com__ta-num gh3"> <h2><strong>1.20%</strong></h2> </div> <div class="com__ta-sep sep-simple"></div> <div class="com__ta-num gh4"> <h2><strong>2.40%</strong></h2> </div>  </div> <div class="d-block d-lg-none mob-mt2"> <div class="row com__ta-row-sep group-height"> <div class="col-6"> <div class="com__ta-num"> <div> <p class="mb-1 gh1"><small><strong>First S$75,000</strong></small></p> <h2><strong>1.20%</strong></h2> </div> </div> </div> <div class="col-6"> <div class="com__ta-num"> <div> <p class="mb-1 gh1"><small><strong>Next S$25,000</strong></small></p> <h2><strong>2.40%</strong></h2> </div> </div> </div>  </div> <div class="row com__ta-row-sep justify-content-center"> <div class="col-offset-3 col-6"> <div class="com__ta-num co-grey3"> <div> <p class="mb-0 mt1 co-grey3"><small><strong>EIR<sup>1</sup></strong></small></p> <h2><strong>1.50%</strong></h2> </div> </div> </div> </div> </div> </div> </div> <div class="col-sm-6 col-lg-2 mb2"> <div class="com__ta-set"> <div class="com__ta-col text-center text-md-left pb4 mob-pb0 gh9"> <div class="com_ta-icon mt2 mb2"><img src="/iwov-resources/sg/ocbc/personal/img/live/accounts/360/icon-growth-grey.png" width="100" alt=""></div> <div class="gh7"> <h4><strong>Grow <a class="link link-inherit" data-fancybox href="#popup-grow"><i class="fas fa-info-circle ml-1"></i></a></strong></h4> <p><small>Maintain an average daily balance of at least S$200,000.</small></p> </div> </div> <div class="com__ta-sep mt2 mb2 d-none d-lg-block"></div> <div class="d-none d-lg-flex align-items-center justify-content-center gh8"> <div class="com__ta-num gh4"> <h2><strong>2.40%</strong></h2> </div> </div> <div class="d-block d-lg-none mob-mt2"> <div class="row com__ta-row-sep group-height"> <div class="col-6"> <div class="com__ta-num"> <div> <p class="mb-1 gh1"><small><strong>First S$75,000</strong></small></p> <h2><strong>2.40%</strong></h2> </div> </div> </div> <div class="col-6"> <div class="com__ta-num"> <div> <p class="mb-1 gh1"><small><strong>Next S$25,000</strong></small></p> <h2><strong>2.40%</strong></h2> </div> </div> </div> </div> <div class="row com__ta-row-sep justify-content-center"> <div class="col-offset-3 col-6"> <div class="com__ta-num co-grey3"> <div> <p class="mb-0 mt1 co-grey3"><small><strong>EIR<sup>1</sup></strong></small></p> <h2><strong>2.40%</strong></h2> </div> </div> </div> </div> </div> </div> </div> </div>  <div class="row group-height"> <div class="col col-lg-2 com__ta-col d-none d-lg-block mt2"> <div class="com__ta-num text-left gh6"> <h4 class="co-grey3"><strong>EIR<sup>1</sup></strong></h4> </div> </div> <div class="col-sm-2 col-lg-2 mb2 d-none d-lg-block"> <div class="com__ta-set co-grey3"> <div class="d-none d-lg-block gh8"> <div class="com__ta-num gh6"> <h2><strong>2.50%</strong></h2> </div> </div> </div> </div> <div class="col-sm-2 col-lg-2 mb2 d-none d-lg-block"> <div class="com__ta-set co-grey3"> <div class="d-none d-lg-block gh8"> <div class="com__ta-num gh6"> <h2><strong>1.50%</strong></h2> </div> </div> </div> </div> <div class="col-sm-2 col-lg-2 mb2 d-none d-lg-block"> <div class="com__ta-set co-grey3"> <div class="d-none d-lg-block gh8"> <div class="com__ta-num gh6"> <h2><strong>0.60%</strong></h2> </div> </div> </div> </div> <div class="col-sm-2 col-lg-2 mb2 d-none d-lg-block"> <div class="com__ta-set co-grey3"> <div class="com__ta-num gh6"> <h2><strong>1.50%</strong></h2> </div> </div> </div> <div class="col-sm-2 col-lg-2 mb2 d-none d-lg-block"> <div class="com__ta-set co-grey3"> <div class="d-none d-lg-block gh8"> <div class="com__ta-num gh6"> <h2><strong>1.50%</strong></h2> </div> </div> </div> </div> <div class="col-sm-2 col-lg-2 mb2 d-none d-lg-block"> <div class="com__ta-set co-grey3"> <div class="d-none d-lg-block gh8"> <div class="com__ta-num gh6"> <h2><strong>2.40%</strong></h2> </div> </div> </div> </div> </div>  </div> </div> </div> <div class="row mob-mt2"> <div class="col-custom-9"> <p> <small> You will earn a base interest of 0.05% a year on your entire account balance regardless of whether you fulfil the above categories.<br /><br /> <sup>1</sup>For maximum EIR illustration purposes for your first S$100,000:<br /> Salary + Save: You will earn a maximum EIR of 4.05% a year.<br /> Salary + Save + Spend: You will earn a maximum EIR of 4.65% a year.<br /> Salary + Save + Spend + Insure / Invest: You will earn a maximum EIR of 6.15% a year.<br /> Salary + Save + Spend + Insure + Invest: You will earn a maximum EIR of 7.65% a year. </small> </p> </div> </div> </div>  </div> </div>  </div> <div class="iw_component" id="iw_comp1665167413047"> <div class="interestcalculator-component"></div><div class="" id=""> <div> <div class="module container bp-width-med3"> <div class="subcategory subcategory--black">INTEREST CALCULATOR</div> <div class="row "> <div class="col-md-12"> <div class="row"> <div class=" col-custom-8 col-custom-enforced subtitle "> <h4 class="mb-0">Discover how much interest you can earn on your first S$100,000.</h4> </div> </div> </div> </div> <div id="calculator-360account-2" class="360__account-calculator custom__calculator custom__calculator-col fz-14"> <div class="row"> <div class="col-md-12 col-xl-10"> <div class="calculator-wrapper row group-height"> <div class="mb3 col-lg-4"> <div class="single-col d-gh1 center bg-white"> <img src="/iwov-resources/sg/ocbc/personal/img/live/accounts/360/icon-wealth-grey.png" width="80px"> <h4 class="mt3"> <strong>Average daily balance in your account</strong> </h4> <div class="form-group"> <label class="w-100 mb-3"> <div class="material-form-control input-number has-unit"> <input tabindex="1" name="current-balance" class="form-control no-control" type="tel" placeholder="Enter amount" value="100000" /> <input tabindex="-1" name="current-balance-display" class="form-control value" type="text" placeholder="Enter amount" readonly="readonly" value="100,000" /> <span class="label">Enter amount</span> <span class="unit">S$</span> </div> </label> </div> </div> </div> <div class="mb3 col-lg-5"> <div class="single-col d-gh1 bg-white"> <p class="fz-18"> <strong>Please check the appropriate boxes below:</strong> </p> <label class="d-flex label-checkbox flex-fill flex-row align-items-center mt3"> <div class=" d-flex align-items-center justify-content-center"> <input tabindex="2" type="checkbox" name="salary-checkbox" value=""> <span></span> </div> <p class="mb-0 mr2 pl-3 text-left"> <span class="fz-18">I credit a salary of at least S$1,800 through GIRO/FAST/PayNow via GIRO/PayNow via FAST</span> </p> </label> <label class="d-flex label-checkbox flex-fill flex-row align-items-center mt3"> <div class=" d-flex align-items-center justify-content-center"> <input tabindex="2" type="checkbox" name="atleast500-checkbox" value=""> <span></span> </div> <p class="mb-0 mr2 pl-3 text-left"> <span class="fz-18">I have increased my average daily balance by at least S$500 monthly </span> </p> </label> <label class="d-flex label-checkbox flex-fill flex-row align-items-center mt3"> <div class=" d-flex align-items-center justify-content-center"> <input tabindex="2" type="checkbox" name="spendatleast500-checkbox" value=""> <span></span> </div> <p class="mb-0 mr2 pl-3 text-left"> <span class="fz-18">I spend at least S$500 on my OCBC 365, OCBC INFINITY, OCBC NXT, OCBC 90°N or OCBC Rewards Card</span> </p> </label> <label class="d-flex label-checkbox flex-fill flex-row align-items-center mt3"> <div class=" d-flex align-items-center justify-content-center"> <input tabindex="2" type="checkbox" name="eligible-insurance-checkbox" value=""> <span></span> </div> <p class="mb-0 mr2 pl-3 text-left"> <span class="fz-18">I have purchased an eligible insurance product</span> </p> </label> <label class="d-flex label-checkbox flex-fill flex-row align-items-center mt3"> <div class=" d-flex align-items-center justify-content-center"> <input tabindex="2" type="checkbox" name="eligible-investment-checkbox" value=""> <span></span> </div> <p class="mb-0 mr2 pl-3 text-left"> <span class="fz-18">I have purchased an eligible investment product</span> </p> </label> <label class="d-flex label-checkbox flex-fill flex-row align-items-center mt3"> <div class=" d-flex align-items-center justify-content-center"> <input tabindex="2" type="checkbox" name="maintained-checkbox" value=""> <span></span> </div> <p class="mb-0 mr2 pl-3 text-left"> <span class="fz-18">I have maintained at least S$200,000 account balance</span> </p> </label> </div> </div> <div class="mb3 col-lg-3"> <div class="single-col d-gh1 bg-grey center pt3 pb3"> <div class="top mb3 mt3"> <img src="/iwov-resources/sg/ocbc/personal/img/live/accounts/360/icon-totalinterest-grey.png" width="80px"> <h4 class="mt3"> <strong>Interest earned</strong> </h4> <h3> <strong>S$<span class="total-monthly-text">0.00</span></strong> </h3> <p>a month<sup>2</sup> </p> </div> </div> </div> </div> </div> </div> </div> <p class="mt3 caption co-grey9"> <sup>2</sup>The amount is calculated on per month (31 days) basis, this is for illustration purposes only. <br /> <br /> The calculator is for your convenience only and you have chosen to use it and rely on any results at your own risk. OCBC Bank will not under any circumstances accept responsibility or liability for any losses that may arise from a decision that you may make as a result of using the calculator. </p> </div> </div> </div>  </div> <div class="iw_component" id="iw_comp1601038364981"> <div class="trackyourbonuseligibilityeasily-component"></div> <div class="module container bp-width-med3" id=""> <div class="subcategory subcategory--black">Track your bonus eligibility easily</div> <div class="row"> <div class="col-md-12"> <div class="com__onlinebanking-step-by-step accordion com__tab" close-others="true" init-mode="first" apply-for="mobile"> <div class="row"> <div class="col-md-5"> <div class="com__tab-nav"> <div class="accordion__item com__onlinebanking-step-by-step__col"><a class="d-flex align-items-center" href="#ocbc-360-account-1"> <div class="com__onlinebanking-step-by-step__number"><span class="d-flex align-items-center justify-content-center"> <h4 class="mb-0"><strong>1</strong></h4></span></div> <div class="com__onlinebanking-step-by-step__body"> <div class="com__onlinebanking-step-by-step__title accordion__item__title d-flex justify-content-between align-items-center"> <p>Log in to OCBC Internet Banking > 360 Account</p><i class="far fa-chevron-down accordion__item__collapse-icon"></i></div> <div class="com__onlinebanking-step-by-step__content accordion__item__content"><img class="img-fluid d-md-none img-shadow" style="border-radius: 34px" src="/iwov-resources/sg/ocbc/personal/img/live/accounts/360/inb-step1.gif"></div> </div></a></div> <div class="accordion__item com__onlinebanking-step-by-step__col"><a class="d-flex align-items-center" href="#ocbc-360-account-2"> <div class="com__onlinebanking-step-by-step__number"><span class="d-flex align-items-center justify-content-center"> <h4 class="mb-0"><strong>2</strong></h4></span></div> <div class="com__onlinebanking-step-by-step__body"> <div class="com__onlinebanking-step-by-step__title accordion__item__title d-flex justify-content-between align-items-center"> <p>Monitor your total salary credit for the month.<br /> <br /> <strong>Salary Bonus</strong><br /> Credit your salary of at least S$1,800 through GIRO/FAST/PayNow via GIRO/PayNow via FAST.</p><i class="far fa-chevron-down accordion__item__collapse-icon"></i></div> <div class="com__onlinebanking-step-by-step__content accordion__item__content"><img class="img-fluid d-md-none img-shadow" style="border-radius: 34px" src="/iwov-resources/sg/ocbc/personal/img/live/accounts/360/inb-step2.gif"></div> </div></a></div> <div class="accordion__item com__onlinebanking-step-by-step__col"><a class="d-flex align-items-center" href="#ocbc-360-account-3"> <div class="com__onlinebanking-step-by-step__number"><span class="d-flex align-items-center justify-content-center"> <h4 class="mb-0"><strong>3</strong></h4></span></div> <div class="com__onlinebanking-step-by-step__body"> <div class="com__onlinebanking-step-by-step__title accordion__item__title d-flex justify-content-between align-items-center"> <p>Monitor the change in your average daily balance against last month.<br /> <br /> <strong>Save Bonus</strong><br /> Increase your account's average daily balance by at least S$500 from the previous month.</p><i class="far fa-chevron-down accordion__item__collapse-icon"></i></div> <div class="com__onlinebanking-step-by-step__content accordion__item__content"><img class="img-fluid d-md-none img-shadow" style="border-radius: 34px" src="/iwov-resources/sg/ocbc/personal/img/live/accounts/360/inb-step3.gif"></div> </div></a></div> <div class="accordion__item com__onlinebanking-step-by-step__col"><a class="d-flex align-items-center" href="#ocbc-360-account-4"> <div class="com__onlinebanking-step-by-step__number"><span class="d-flex align-items-center justify-content-center"> <h4 class="mb-0"><strong>4</strong></h4></span></div> <div class="com__onlinebanking-step-by-step__body"> <div class="com__onlinebanking-step-by-step__title accordion__item__title d-flex justify-content-between align-items-center"> <p>Monitor the current month’s average daily balance to calculate your overall bonus interests.<br /> <br /> <strong>Grow Bonus</strong><br /> Maintain at least S$200,000 account balance.</p><i class="far fa-chevron-down accordion__item__collapse-icon"></i></div> <div class="com__onlinebanking-step-by-step__content accordion__item__content"><img class="img-fluid d-md-none img-shadow" style="border-radius: 34px" src="/iwov-resources/sg/ocbc/personal/img/live/accounts/360/inb-step4.gif"></div> </div></a></div> </div> </div> <div class="col-md-7 d-none d-md-block"> <div class="com__tab-set com__onlinebanking-step-by-step-tab-wrapper" id="ocbc-360-account-1"><img class="img-fluid" src="/iwov-resources/sg/ocbc/personal/img/live/accounts/360/inb-step1.gif"></div> <div class="com__tab-set com__onlinebanking-step-by-step-tab-wrapper" id="ocbc-360-account-2"><img class="img-fluid" src="/iwov-resources/sg/ocbc/personal/img/live/accounts/360/inb-step2.gif"></div> <div class="com__tab-set com__onlinebanking-step-by-step-tab-wrapper" id="ocbc-360-account-3"><img class="img-fluid" src="/iwov-resources/sg/ocbc/personal/img/live/accounts/360/inb-step3.gif"></div> <div class="com__tab-set com__onlinebanking-step-by-step-tab-wrapper" id="ocbc-360-account-4"><img class="img-fluid" src="/iwov-resources/sg/ocbc/personal/img/live/accounts/360/inb-step4.gif"></div> </div> </div> </div> </div> </div> </div> </div> <div class="iw_component" id="iw_comp1711032695043"> <div class="promo-component"></div><div class="" id=""> <div><div class="module container bp-width-med3 animate"> <div class="subcategory subcategory--black">360 Account Opening Promotion</div> <div class="com__insurance-comparison-table"> <div class="row"> <div class="col-custom-10"> <div class="mb5"> <p>Apply for a 360 Account and fulfill these categories to enjoy double bonus interest rate on the first S$75,000 balances for the first 2 months after the month of account opening.<a class="link link-inherit" data-fancybox href="#popup-doublebonus"><i class="fas fa-info-circle ml-1"></i></a></p> <p>Valid from 1 November to 31 December 2024. <a href="https://www.ocbc.com/iwov-resources/sg/ocbc/personal/pdf/accounts/tncs-governing-ocbc-new-360-account-promo.pdf" target="_blank">Terms and conditions apply</a>. Insured up to S$100K by SDIC.</p> </div> <div> <div graph-carousel="type5" class="com_graph-carousel com__gc-pull table-group-height theme theme--blue mb-0 pb-0"> <ul class="table__comparison-nav" style="display: none;"> <li>Original interest rate a year for the first S$75,000</li> <li>Promotional interest rate a year for the first S$75,000</li> </ul> <div class="table__comparison-content"> <table class="table__comparison-table"> <tbody> <tr class="graph-row"> <td class="graph-item" valign="top" width="330"> <div class="table__comparison cards-table1"> <table class="table table-small mobile-box-shadow"> <tr> <th class="tgh1"><strong></strong></th> </tr> <tr> <td class="tgh2"><strong>Salary bonus</strong></td> </tr> <tr> <td class="tgh3"><strong>Spend bonus</strong></td> </tr> </table> </div> </td> <td valign="top" width="920"> <table class="desktop-box-shadow"> <colgroup> <col width="50%"> <col width="50%"> </colgroup> <tr> <td class="graph-item" valign="top" width="306.666666666666666667"> <div class="table__comparison cards-table1"> <table class="table table-small text-center bp-curve-top"> <tr> <th class="tgh1 theme__bg3 text-center co-white bp-curve-top-left">Original interest rate a year<br>for the first S$75,000</th> </tr> <tr> <td class="tgh2">2.00%</td> </tr> <tr> <td class="tgh3">0.60%</td> </tr> </table> </div> </td> <td class="graph-item" valign="top" width="306.666666666666666667"> <div class="table__comparison cards-table1"> <table class="table table-small text-center bp-curve-top"> <tr> <th class="tgh1 theme__bg3 text-center co-white border-left">Promotional interest rate a year<br>for the first S$75,000</th> </tr> <tr> <td class="tgh2 border-left"><strong>4.00%</strong></td> </tr> <tr> <td class="tgh3 border-left"><strong>1.20%</strong></td> </tr> </table> </div> </td> </tr> </table> </td> </tr> </tbody> </table> </div> </div> </div> </div> </div> </div> </div></div> </div>  </div> <div class="iw_component" id="iw_comp1728999396010"> <div class="signupperks-component"></div> <div anim-control="parent" class="module container bp-width-med3 animate"> <div class="subcategory subcategory--black ">SIGN-UP PERKS FOR THE FAM</div> <div class="row flex-row-reverse align-items-center feature__image feature__image-beside-text mob-mt2 animate
				"> <div class="col-md-8"> <div class="bp-img wide feature__image--image"><img src="/iwov-resources/sg/ocbc/personal/img/live/accounts/myown-account/signup-perks-img.jpg" alt=""></div> </div> <div class="col-md-4"> <div class="feature__image--text"> <h3 class=" feature__image--title"><strong>Get a 1-year Disney+ Premium subscription on us</strong></h3> <div class="feature__image--description"> <p class="mb0"><p>Grab the popcorn – it’s family movie time. Enjoy a year’s worth of Disney+ Premium fun if you are a new OCBC customer who signs up for a 360 Account for yourself and a MyOwn Account for your child by 31 December 2024.</p> <p class="caption">Terms and conditions apply.</p> <div class="mt4"> <p class="desktop-content mob-mt2"><a class="button button--secondary button--link desktop-cta-insurancegt" href="https://www.ocbc.com/personal-banking/campaign/myownaccountx360account">Learn more</a></p> <p class="mobile-content mob-mt2"><a class="button button--secondary button--link mobile-cta-insurancegt" rel="noopener" href="https://www.ocbc.com/personal-banking/campaign/myownaccountx360account">Learn more</a></p> </div></p> </div> <div class="feature__image--button d-flex flex-wrap align-items-center"></div> </div> </div> </div> </div> </div> <div class="iw_component" id="iw_comp1730017819600"> <div class="mgm-winner-component"></div> <div class="container bp-width-med3 module animate"> <div class="subcategory subcategory--black">MEMBER-GET-MEMBER WINNER ANNOUNCEMENT</div> <div class="com_digital-payments-article com_digital-payments-article--row thumbnail--large"> <div class="article__wrapper d-flex align-items-center"> <div class="article__thumbnail large"><img src="/iwov-resources/sg/ocbc/personal/img/live/accounts/360/kv-mgm-promo-winner.jpg" alt-text="Congratulations to our lucky winner!"></div> <div class="article__details-wrapper"> <div class="article__details"> <div> <div class="article__title">Congratulations to our lucky winner!</div> <div class="article__content"><p class="mb-2">We are thrilled to announce the winner of the Member-Get-Member Promotion, which ran from 28 June to 31 August 2024. The winner will be walking away with our grand prize:</p> <ul class="list-bullet"> <ul class="list-bullet"> <li>A pair of Singapore Airlines Business Class tickets to Tokyo - <strong>Daniel Lee (587I)</strong></li> </ul> </ul> <p class="pt1">An official email and letter with details on how to redeem the prize will be sent to the winner. Stay tuned for more promotions!</p></div> </div> </div> </div> </div> </div> </div> </div> <div class="iw_component" id="iw_comp1717428196459"> <div class="moneylock-component"></div> <div class="container bp-width-med3 module animate"> <div class="subcategory subcategory--black">bank safely with ocbc money lock</div> <div class="com_digital-payments-article com_digital-payments-article--row thumbnail--large"> <div class="article__wrapper d-flex align-items-center"> <div class="article__details-wrapper"> <div class="article__details"> <div> <div class="article__title">Secure your savings with our new anti-scam feature</div> <div class="article__content"><p>What’s more, your 360 Account comes with Money Lock built-in – our latest security feature that enables you to lock up the funds in your account to protect them from scams. And best yet, locked funds count towards the total account balance for the purpose of earning interest, so your savings can continue to grow while staying safe.</p></div> <p class="mt-3"><a href="https://www.ocbc.com/personal-banking/security/secure-banking-ways/ocbc-moneylock.page" class="link link-arrow-right" target="_blank">Find out <span class="text-nowrap">more<i class="far fa-chevron-right"></i></span></a></p> </div> </div> </div> <div class="article__thumbnail large reverse"><img src="/iwov-resources/sg/ocbc/personal/img/live/accounts/360/kv-moneylock.jpg" alt-text="Secure your savings with our new anti-scam feature"></div> </div> </div> </div> </div> <div class="iw_component" id="iw_comp1672198823912"> <div class="articles-component"></div> <div class="com__lifegoals-articles-and-guides" id=""> <div class="container bp-width-med3"> <div class="subcategory subcategory--black">Article</div> </div> <div class="com__articles-and-guides"> <div class="module container bp-width-med3"> <div class="row"> <div class="col-custom-9"> <div class="row com_slider owl-theme group-height" apply-for="mobile" dots="true" margin="10" padding="0"> <div class="col-md-4 col-sm-12 com_slider__item"><a class="a-g-item border-0" href="/personal-banking/articles/the-perfect-pairing-for-your-financial-well-being-by-ocbc.page" target="_self"> <div class="a-g-i-image mb-3"><img width="340" height="340" src="/iwov-resources/sg/ocbc/personal/img/live/articles/the-perfect-pairing-for-you-financial-well-being-by-ocbc/articles_360cs_thumbnail.jpg" alt=""></div> <div class="a-g-i-desc"> <h4 class="gh3"><strong>The Perfect Pairing for Your Financial Well-being by OCBC</strong></h4> </div></a></div> <div class="col-md-4 col-sm-12 com_slider__item"><a class="a-g-item border-0" href=""> <div class="a-g-i-desc"></div></a></div> </div> </div> </div> </div> </div> </div> </div> <div class="iw_component" id="iw_comp1567759863882"> <div class="beforeyouapply-component"></div> <div anim-control="parent" class="module container bp-width-med3 animate"> <div class="subcategory subcategory--black">before you apply</div> <div class="table__three-col table__three-col-with-accordion"> <div class="row"> <div class="col-md-3 table__three-col--title"> <h4 class="bold mobile">Eligibility requirements</h4> </div> <div class="col-md-9 table__three-col--content"> <div class="row mb-3"> <div class="col-lg-4 col-md-5"> <p class="mb-0">Minimum age</p> </div> <div class="col-lg-5 col-md-7"> <p class="mb-0">18 years old</p> </div> </div> <div class="row mb-3"> <div class="col-lg-4 col-md-5"> <p class="mb-0">Documents required</p> </div> <div class="col-lg-5 col-md-7"> <p class="mb-0">NRIC and an image of your signature for Singaporeans and Singapore PRs</p> </div> </div> <div class="row mb-3"> <div class="col-lg-4 col-md-5"> <p class="mb-0"></p> </div> <div class="col-lg-5 col-md-7"> <p class="mb-0">Passport and a valid pass (e.g. Employment Pass (EP) or S-Pass or Student Pass) for foreigners</p> </div> </div> <div class="row mb-0"> <div class="col-lg-4 col-md-5"> <p class="mb-0">Additional document</p> </div> <div class="col-lg-5 col-md-7"> <p class="mb-0">Include any one of the following documents that shows your residential address <div> <ul class="list-bullet mt2"> <li>Phone bill</li> <li>Half-yearly CPF statement</li> <li>Any bank statement</li> </ul> </div></p> </div> </div> </div> </div> <div class="row"> <div class="col-md-12"> <hr class="table__three-col--hr"> </div> </div> <div class="row"> <div class="col-md-3 table__three-col--title"> <h4 class="bold mobile">Deposit requirements</h4> </div> <div class="col-md-9 table__three-col--content"> <div class="row mb-3"> <div class="col-lg-4 col-md-5"> <p class="mb-0">Initial deposit</p> </div> <div class="col-lg-5 col-md-7"> <p class="mb-0">S$1,000</p> </div> </div> <div class="row mb-0"> <div class="col-lg-4 col-md-5"> <p class="mb-0">Minimum average daily balance for automatic waiver of monthly fall-below fee</p> </div> <div class="col-lg-5 col-md-7"> <p class="mb-0">S$3,000</p> </div> </div> </div> </div> <div class="row"> <div class="col-md-12"> <hr class="table__three-col--hr"> </div> </div> <div class="row"> <div class="col-md-3 table__three-col--title"> <h4 class="bold mobile">Fees</h4> </div> <div class="col-md-9 table__three-col--content"> <div class="row mb-3"> <div class="col-lg-4 col-md-5"> <p class="mb-0">Fall below fee</p> </div> <div class="col-lg-5 col-md-7"> <p class="mb-0">S$2 (Waived for the first year)</p> </div> </div> <div class="row mb-0"> <div class="col-lg-4 col-md-5"> <p class="mb-0">Cheque book fee</p> </div> <div class="col-lg-5 col-md-7"> <p class="mb-0">S$10 (This feature is optional)</p> </div> </div> </div> </div> <div class="row"> <div class="col-md-12"> <hr class="table__three-col--hr"> </div> </div> <div class="row"> <div class="col-md-3 table__three-col--title"> <h4 class="bold mobile">Statement</h4> </div> <div class="col-md-9 table__three-col--content"> <div class="row mb-0"> <div class="col-lg-4 col-md-5"> <p class="mb-0">Monthly statements</p> </div> <div class="col-lg-5 col-md-7"> <p class="mb-0">e-Statement only</p> </div> </div> </div> </div> <div class="row"> <div class="col-md-12"> <hr class="table__three-col--hr"> </div> </div> <div class="row"> <div class="col-md-3 table__three-col--title"> <h4 class="bold mobile">Letters</h4> </div> <div class="col-md-9 table__three-col--content"> <div class="row mb-0"> <div class="col-md-12"> <p class="mb-0">You will receive electronic versions of Letters for all your relationships/accounts.</p> </div> </div> </div> </div> <div class="row"> <div class="col-md-12"> <hr class="table__three-col--hr"> </div> </div> <div class="accordion"> <div class="accordion__item"> <div class="accordion__item__title d-flex justify-content-between align-items-center"> <h4><strong>Terms and conditions</strong></h4><i class="fz-20 fa fa-chevron-down accordion__item__collapse-icon"></i></div> <div class="accordion__item__content table__three-col--tnc" style=""> <div class="row"> <div class="col-md-6"> <p><a href="/iwov-resources/sg/ocbc/personal/pdf/accounts/tnc-governing-ocbc-360-account.pdf" class="link link link-arrow-right" target="_blank">Terms and Conditions governing the 360 <span class="text-nowrap">Account<i class="far fa-chevron-right"></i></span></a></p> </div> <div class="col-md-5"> <p><a href="/personal-banking/terms-and-conditions/terms-and-conditions-governing-deposit-accounts" class="link link link-arrow-right" target="_self">Terms and Conditions governing Deposit <span class="text-nowrap">Accounts<i class="far fa-chevron-right"></i></span></a></p> </div> <div class="col-md-6"> <p><a href="/personal-banking/terms-and-conditions/terms-and-conditions-governing-electronic-banking-services" class="link link link-arrow-right" target="_self">Terms and Conditions governing Electronic Banking <span class="text-nowrap">Services<i class="far fa-chevron-right"></i></span></a></p> </div> <div class="col-md-5"> <p><a href="/personal-banking/terms-and-conditions/terms-and-conditions-governing-estatements" class="link link link-arrow-right" target="_self">Terms and Conditions governing OCBC Electronic <span class="text-nowrap">Statements<i class="far fa-chevron-right"></i></span></a></p> </div> <div class="col-md-6"> <p><a href="/iwov-resources/sg/ocbc/personal/pdf/accounts/tcs-governing-automatic-standing-instruction.pdf" class="link link link-arrow-right" target="_blank">Terms and Conditions governing Automatic Standing <span class="text-nowrap">Instruction<i class="far fa-chevron-right"></i></span></a></p> </div> <div class="col-md-5"> <p><a href="https://www.ocbc.com/iwov-resources/sg/ocbc/personal/pdf/accounts/tncs-governing-ocbc-new-360-account-promo.pdf" class="link link link-arrow-right" target="_blank">Terms and Conditions governing the OCBC New 360 Account <span class="text-nowrap">Promotion<i class="far fa-chevron-right"></i></span></a></p> </div> </div> </div> </div> </div> <div class="row"> <div class="col-md-12"> <hr class="table__three-col--hr"> </div> </div> <div class="accordion"> <div class="accordion__item"> <div class="accordion__item__title d-flex justify-content-between align-items-center"> <h4><strong>Important notices</strong></h4><i class="fz-20 fa fa-chevron-down accordion__item__collapse-icon"></i></div> <div class="accordion__item__content table__three-col--tnc" style=""> <div class="row"> <div class="col-md-6"> <p><a href="/personal-banking/help-and-support/general#content-useful-forms" class="link link link-arrow-right" target="_self">Fees and <span class="text-nowrap">charges<i class="far fa-chevron-right"></i></span></a></p> </div> <div class="col-md-5"> <p><a href="/personal-banking/help-and-support/payments-and-transactions/giro" class="link link link-arrow-right" target="_self"> <span class="text-nowrap">GIRO<i class="far fa-chevron-right"></i></span></a></p> </div> <div class="col-md-6"> <p><a href="/iwov-resources/sg/ocbc/personal/pdf/accounts/sdic-register-of-insured-deposits.pdf" class="link link link-arrow-right" target="_blank">Insured Deposits <span class="text-nowrap">Register<i class="far fa-chevron-right"></i></span></a></p> </div> <div class="col-md-5"> <p><a data-fancybox="important-notice-for-insurance" href="#important-notice-for-insurance" class="link link link-arrow-right" target="_self">Important notice for <span class="text-nowrap">Insurance<i class="far fa-chevron-right"></i></span></a></p> </div> <div class="col-md-6"> <p><a data-fancybox="important-notice-for-investments" href="#important-notice-for-investments" class="link link link-arrow-right" target="_self">Important notice for <span class="text-nowrap">Investments<i class="far fa-chevron-right"></i></span></a></p> </div> <div class="col-md-5"> <p><a data-fancybox="unit-trust-disclaimer" href="#unit-trusts-disclaimer" class="link link link-arrow-right" target="_self">Unit trusts <span class="text-nowrap">disclaimer<i class="far fa-chevron-right"></i></span></a></p> </div> <div class="col-md-6"> <p><a data-fancybox="structured-deposits-disclaimer" href="#structured-deposits-disclaimer" class="link link link-arrow-right" target="_self">Structured Deposits <span class="text-nowrap">disclaimer<i class="far fa-chevron-right"></i></span></a></p> </div> <div class="col-md-5"> <p><a href="/iwov-resources/sg/ocbc/personal/pdf/notices/deposit-insurance-scheme.pdf" class="link link link-arrow-right" target="_blank">Deposit Insurance <span class="text-nowrap">Scheme<i class="far fa-chevron-right"></i></span></a></p> </div> </div> </div> </div> </div> <div class="row"> <div class="col-md-12"> <hr class="table__three-col--hr"> </div> </div> <div class="accordion"> <div class="accordion__item"> <div class="accordion__item__title d-flex justify-content-between align-items-center"> <h4><strong>Policy Owners' Protection Scheme</strong></h4><i class="fz-20 fa fa-chevron-down accordion__item__collapse-icon"></i></div> <div class="accordion__item__content table__three-col--tnc" style=""><p>This plan is protected under the Policy Owner's Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact us or visit the Life Insurance Association (LIA) or SDIC websites (<a href="https://www.lia.org.sg" target="_blank" rel="noopener">www.lia.org.sg</a> or <a href="https://www.sdic.org.sg" target="_blank" rel="noopener">www.sdic.org.sg</a>).</p></div> </div> </div> <div class="row"> <div class="col-md-12"> <hr class="table__three-col--hr"> </div> </div> </div> </div> </div> <div class="iw_component" id="iw_comp1567759863883"> <div class="bankingservices-component"></div> <div anim-control="parent" class="module container bp-width-med3 animate"> <div class="list__two-col-with-side-icons list__two-col-with-side-icons--count-2"> <div class="row"> <div class="col-custom-11"> <div class="row list__two-col-with-side-icons-item-wrapper for-big-screen "> <div class="col-md-12 col-lg-27-a"> <div class="subcategory subcategory--black list__two-col-with-side-icons-label">Banking services</div> </div> <div class="col-md-12 col-lg-72-a"> <div class="row"> <div class="col-md-6 col-lg-6 list__two-col-with-side-icons-item-content"><a class="link" href="https://www.ocbc.com/personal-banking/security/secure-banking-ways/ocbc-moneylock" cta-id="Deposits-360Account-BankingServices-MoneyLock" target="_blank"> <div class="list__two-col-with-side-icons-item d-flex align-items-center"><img width="60" height="60" src="/iwov-resources/sg/ocbc/personal/img/live/accounts/icon-moneylock.png" alt=""><span>Lock the funds in your account using OCBC Money Lock to protect them from <span class="text-nowrap">scams<i class="far fa-chevron-right"></i></span></span></div></a></div> <div class="col-md-6 col-lg-6 list__two-col-with-side-icons-item-content"><a class="link" href="https://internet.ocbc.com/internet-banking/" cta-id="Deposits-360Account-ManageYourAccountWithOCBCOnlineBanking-BankingServices" target="_blank"> <div class="list__two-col-with-side-icons-item d-flex align-items-center"><img width="60" height="60" src="/iwov-resources/sg/ocbc/personal/img/live/online-banking-icon@3x.png" alt=""><span>Manage your account with OCBC Online <span class="text-nowrap">Banking<i class="far fa-chevron-right"></i></span></span></div></a></div> </div> </div> </div> <div class="list__two-col-with-side-icons-slider for-mobile"> <div class="container bp-width-med3"> <div class="subcategory subcategory--black">Banking services</div> </div> <div class="list__two-col-with-side-icons-sl_slider owl-carousel"> <div class="item"> <div class="list__two-col-with-side-icons-item-content"><a class="link" href="https://www.ocbc.com/personal-banking/security/secure-banking-ways/ocbc-moneylock" cta-id="Deposits-360Account-BankingServices-MoneyLock" target="_blank"> <div class="list__two-col-with-side-icons-item d-flex align-items-center"><img width="60" height="60" src="/iwov-resources/sg/ocbc/personal/img/live/accounts/icon-moneylock.png" alt=""><span>Lock the funds in your account using OCBC Money Lock to protect them from <span class="text-nowrap">scams<i class="far fa-chevron-right"></i></span></span></div></a></div> </div> <div class="item"> <div class="list__two-col-with-side-icons-item-content"><a class="link" href="https://internet.ocbc.com/internet-banking/" cta-id="Deposits-360Account-ManageYourAccountWithOCBCOnlineBanking-BankingServices" target="_blank"> <div class="list__two-col-with-side-icons-item d-flex align-items-center"><img width="60" height="60" src="/iwov-resources/sg/ocbc/personal/img/live/online-banking-icon@3x.png" alt=""><span>Manage your account with OCBC Online <span class="text-nowrap">Banking<i class="far fa-chevron-right"></i></span></span></div></a></div> </div> </div> </div> </div> </div> </div> </div> </div> <div class="iw_component" id="iw_comp1567759863884"> <div class="waystoapply-component"></div> <div anim-control="parent" class="module container bp-width-med3 animate"> <div class="cta__basic"> <div style="" class="theme theme--blue"> <div class="theme__container theme__background"> <div class="cta__basic-details"> <div class="subcategory subcategory--black subcategory--no-margin">ways to apply</div> <div class="cta__basic-info"> <h3 class="bold co-default">Open your 360 Account today</h3> <div class="cta__basic-links"> <div class="item item-apply default-device-content"><a href="#apply-online" data-fancybox="apply-online" cta-id="Deposit-360-Apply-Online-bottom" class="button button--primary button--red2
												" target="_self"><span>Apply online</span></a></div> <div class="item"> <div class="item item-paragraph"> <p class="no-margin co-default">or visit us at a branch with <a class="co-white" href="#document-apply-online" data-fancybox>these documents</a>.</p> </div> <div class="item locate-branch default-device-content"><a cta-id="Deposit-360-LocateBranch-Masthead" href="/personal-banking/contact-us" class="button button--secondary button--link 
				 " target="_self"><span>Locate a branch</span></a></div> </div> </div> </div> </div> </div> </div> </div> </div> </div> <div class="iw_component" id="iw_comp1567759863885"> <div class="faqs-component"></div> <div anim-control="parent" class="module container bp-width-med3 animate"> <div class="subcategory subcategory--black">FAQs</div> <div class="row "></div> <div class="accordion__grey"> <div class="row"> <div class="common-questions m-item col-md-12"> <div class="item-list-title clearfix"> <h5 class="float-left"><strong><span> Common questions</span></strong></h5><span style="float:right"><a href="/personal-banking/help-and-support/accounts/360account-general" class="see-all float-right link link link-arrow-right" target="_self">More questions and <span class="text-nowrap">answers<i class="far fa-chevron-right"></i></span></a></span></div> <div class="item-list accordion" init-mode="none" close-others="false"> <div class="item accordion__item"> <div class="label accordion__item__title">How different is the OCBC 360 Account from other savings or current accounts?<i class="far fa-angle-down accordion__item__collapse-icon"></i></div> <div class="content-wrapper accordion__item__content"> <div class="content"><p>The OCBC 360 Account is one of our best savings account that pays you bonus interest when you do all or any of these:</p> <ul class="list-bullet"> <li>Credit your salary through GIRO/FAST/PayNow via GIRO/PayNow via FAST</li> <li>Save and increase your account balance</li> <li>Charge at least S$500 to your OCBC 365 Credit Card, OCBC INFINITY Cashback Card, OCBC NXT Credit Card, OCBC 90°N or OCBC Rewards Card</li> <li>Insure with OCBC</li> <li>Invest with OCBC</li> </ul> <p>The account comes with e-statements and you can choose to have a cheque book.</p></div> </div> </div> <div class="item accordion__item"> <div class="label accordion__item__title">How is the interest calculated?<i class="far fa-angle-down accordion__item__collapse-icon"></i></div> <div class="content-wrapper accordion__item__content"> <div class="content"><p>You get 2 types of interest on your account balance every month.</p> <p><strong>Base interest:</strong> <br />This interest is accrued daily based on your account's day-end balance and you will receive this at the end of the month.</p> <p><strong>Bonus interest:</strong> <br />For the SIX types of bonus below, you will earn bonus interest at 3 tiers based on your account balance, up to the first S$100,000:</p> <ol> <li>Earn up to 4.0% a year for crediting your salary of at least S$1,800 through GIRO/FAST/PayNow via GIRO/PayNow via FAST and/or</li> <li>Earn up to 2.4% a year for increasing your account average daily balance by S$500 from the previous month and/or</li> <li>Earn up to 0.60% a year for spending at least S$500 on your OCBC 365 Credit Card, OCBC INFINITY Cashback Card, OCBC NXT Credit Card, OCBC 90°N and/or OCBC Rewards Card</li> <li>Earn up to 2.4% a year for 12 consecutive months when you purchase an eligible insurance product from OCBC and/or</li> <li>Earn up to 2.4% a year for 12 consecutive months when you purchase an eligible investment product from OCBC and/or</li> <li>Earn 2.4% a year if your account average daily balance is S$200,000 or more.</li> </ol> <div class="mt3 mb4"> <p class="mb1"><small><em>For illustration purpose:</em></small></p> <div class="fw-box box-border bg-gray2 mb2 co-white"> <table class="fb-table text-center" border="0"> <tbody> <tr> <th class="col2">Bonus Interest Categories</th> <th class="col2">Maximum interest earned a year<sup>1</sup></th> </tr> <tr> <td>SALARY</td> <td>S$2,500</td> </tr> <tr> <td>SAVE</td> <td>S$1,500</td> </tr> <tr> <td>SPEND</td> <td>S$600</td> </tr> <tr> <td>INSURE</td> <td>S$1,500</td> </tr> <tr> <td>INVEST</td> <td>S$1,500</td> </tr> <tr> <td>GROW</td> <td>S$2,400</td> </tr> <tr> <td>TOTAL</td> <td>S$10,000</td> </tr> </tbody> </table> </div> <p><small><sup>1</sup></small> The maximum interest earned is computed based on the effective interest rate of the respective bonus interest categories and the bonus interest balance cap, based on a 365 day calendar year.</p> </div></div> </div> </div> <div class="item accordion__item"> <div class="label accordion__item__title">How will I know that the bonus interest is credited to my 360 Account?<i class="far fa-angle-down accordion__item__collapse-icon"></i></div> <div class="content-wrapper accordion__item__content"> <div class="content"><p>Your bonus interest will be reflected in your e-statement, Online Banking and Mobile Banking transaction history as follows</p> <ul class="list-bullet mt2 mb2"> <li><strong>360 SALARY BONUS</strong></li> <li><strong>360 SAVE BONUS</strong></li> <li><strong>360 CC SPEND BONUS</strong></li> <li><strong>360 INSURE BONUS</strong></li> <li><strong>360 INVEST BONUS</strong></li> <li><strong>360 GROW BONUS</strong></li> </ul> <p>If you close your account before the bonus interest crediting date, the bonus interest for the previous month will be forfeited.</p></div> </div> </div> <div class="item accordion__item"> <div class="label accordion__item__title">Can I open more than one 360 Account?<i class="far fa-angle-down accordion__item__collapse-icon"></i></div> <div class="content-wrapper accordion__item__content"> <div class="content"><p>Each customer is only allowed to open ONE OCBC 360 Account where he/she is the Primary Account holder. The signing mandate can be either signed singly or joint alternate.</p></div> </div> </div> <div class="item accordion__item"> <div class="label accordion__item__title">I did not receive the Save Bonus Interest even though I transferred in funds to increase my average balance by S$500 for the month. Why is that so?<i class="far fa-angle-down accordion__item__collapse-icon"></i></div> <div class="content-wrapper accordion__item__content"> <div class="content"><p>Your FAST/ PayNow Transfer to your 360 Account might have a value date that is different from the transaction date. Funds received on a non-business day (for example, Sunday or public holidays) or after the Bank’s cut-off time on a business day will be valued on the next business day. The calculation of the average daily balance for each month depends on the value date of fund transfers.</p></div> </div> </div> </div><a href="/personal-banking/help-and-support/accounts/360account-general" class="see-all-mobile see-all link link link-arrow-right" target="_self">More questions and <span class="text-nowrap">answers<i class="far fa-chevron-right"></i></span></a></div> </div> </div> </div> </div> <div class="iw_component" id="iw_comp1567759864177"> <div class="d-none-soft"> <div id="popup-promoJapan" class="popup-content po-co-med"> <div class="in-co-par fz-16"> <h4 class="bp-title fw-700 bp-img align-middle mb3"><span class="icon"><img src="/iwov-resources/sg/ocbc/personal/img/icon_light_bulb_grey.png" width="55" alt="Prizes up for grabs"></span><span>Prizes up for grabs</span></h4><p><strong>What's in it for you:</strong></p> <ul class="list-bullet"> <li><strong>Prizes</strong>: A pair of Singapore Airlines Business Class tickets to Tokyo</li> </ul> <p></p> <p><strong>How referrals work:</strong></p> <table class="table"> <tbody> <tr> <td><strong>Your friend applies for</strong></td> <td><strong>Referral bonus</strong></td> <td><strong>Lucky draw chances for you and your friend</strong></td> </tr> <tr> <td><strong>360 Account</strong></td> <td>S$5</td> <td>1</td> </tr> <tr> <td><strong>OCBC 365 Credit Card</strong></td> <td>S$5</td> <td>1</td> </tr> <tr> <td><strong>Both a 360 Account and OCBC 365 Credit Card</strong></td> <td>S$10</td> <td>3</td> </tr> </tbody> </table> <p></p> <p><strong>Rewards for top referrers:</strong></p> <p>To top it all off, the leading 15 referrers* will receive additional rewards:</p> <ul class="list-bullet"> <li>1st – 5th: Apple iPad Pro 13 inch (256GB)</li> <li>6th – 15th: Apple iPhone 15 Pro (256GB)</li> </ul> <p></p> <p>*A minimum of 20 referrals is required to qualify as one of the top referrers.</p> <p><strong>How referral count works:</strong></p> <table class="table"> <tbody> <tr> <td><strong>Your friend applies for</strong></td> <td><strong>No. of referral counts for referrer</strong></td> </tr> <tr> <td><strong>360 Account or OCBC 365 Credit Card</strong></td> <td>1</td> </tr> <tr> <td><strong>360 Account and OCBC 365 Credit Card</strong></td> <td>2</td> </tr> </tbody> </table> <p><strong>What’s in it for your friends:</strong></p> <p>For the first 2 months after the month of account opening, enjoy:</p> <ul class="list-bullet"> <li>4.0% p.a. on the first S$75k in your 360 Account when you credit a minimum salary of S$1,800 to the account via GIRO/FAST/PayNow via GIRO/PayNow via FAST</li> <li>1.2% p.a. on the first S$75k in your 360 Account when you charge a minimum of S$500 to any of these OCBC credit cards: OCBC 365, OCBC INFINITY, OCBC NXT, OCBC 90°N or OCBC Rewards Card</li> </ul> <p></p> <p>Insured up to S$100k by SDIC. Terms and conditions, fees and charges apply.</p> <p><strong>Important note:</strong><br /><br />To qualify as a successful referral, your friend must:</p> <ul class="list-bullet"> <li>Open a 360 Account, deposit S$3,000 and maintain for 30 days and/or</li> <li>Apply for an OCBC 365 Credit Card successfully</li> </ul> </div> </div> </div> <div class="d-none-soft"> <div id="popup-salary" class="popup-content po-co-med"> <div class="in-co-par fz-16"> <h4 class="bp-title fw-700 bp-img align-middle mb3"><span class="icon"><img src="/iwov-resources/sg/ocbc/personal/img/icon_light_bulb_grey.png" width="55" alt="icon_light_bulb_grey"></span><span>How to earn the Salary bonus interest</span></h4><ul class="list-bullet"> <li> <p>Credit your salary of at least S$1,800 into the 360 Account.</p> </li> <li> <p class="mb-2">Only salary credit through these transaction descriptions and codes in your statements will qualify for this bonus:</p> <ul class="list-bullet"> <li>GIRO / PayNow via GIRO with the transaction description “GIRO-SALARY”</li> <li>FAST / PayNow via FAST with transaction code “SAL” or transaction description “SALARY / SALA / SAL”</li> </ul> </li> <li> <p>To set up your 360 Account as your salary crediting account, please inform your HR department of your new account number (you will only need to do it once).</p> </li> <li>We reserve the right to request for any document or information to verify that the amount credited is your salary. Salary credit in other forms will not be eligible.</li> </ul> </div> </div> </div> <div class="d-none-soft"> <div id="popup-doublebonus" class="popup-content po-co-med"> <div class="in-co-par fz-16"><p><span>If the account is successfully opened in June 2024, the double bonus interest rate will be applicable for July and August 2024.</span></p></div> </div> </div> <div class="d-none-soft"> <div id="popup-spend" class="popup-content po-co-med"> <div class="in-co-par fz-16"> <h4 class="bp-title fw-700 bp-img align-middle mb3"><span class="icon"><img src="/iwov-resources/sg/ocbc/personal/img/icon_light_bulb_grey.png" width="55" alt="icon_light_bulb_grey"></span><span>How to earn the Spend bonus interest</span></h4><ul class="list-bullet"> <li> <p>Spend at least S$500 in total across your personal OCBC Credit Card(s) such as 365, Titanium, Platinum, FRANK, Robinsons, Plus!, Best Denki and 90<span>°N</span>.</p> </li> <li> <p>You need to be the primary account holder of the 360 Account as well as the Principal Cardmember of the eligible OCBC Credit Card(s).</p> </li> <li> <p>Eligible transactions with posting date within the calendar month will be considered, less off and excluding amounts in all transactions that are terminated, voided, reversed or cancelled.</p> </li> </ul> </div> </div> </div> <div class="d-none-soft"> <div id="popup-stepup" class="popup-content po-co-med"> <div class="in-co-par fz-16"> <h4 class="bp-title fw-700 bp-img align-middle mb3"><span class="icon"><img src="/iwov-resources/sg/ocbc/personal/img/icon_light_bulb_grey.png" width="55" alt="icon_light_bulb_grey"></span><span>How to earn the Save bonus interest</span></h4><p><span>Increase your account’s average daily balance by at least S$500 from the previous month’s average daily balance. Average daily balance is calculated using the total amount of daily balances in your account divided by the number of days in the month. Please note this is </span><strong>not</strong><span> the same as month-end balance.</span></p> </div> </div> </div> <div class="d-none-soft"> <div id="popup-spendbonus" class="popup-content po-co-med"> <div class="in-co-par fz-16"> <h4 class="bp-title fw-700 bp-img align-middle mb3"><span class="icon"><img src="/iwov-resources/sg/ocbc/personal/img/icon_light_bulb_grey.png" width="55" alt=""></span><span>How to earn the Spend bonus interest</span></h4><p>Charge at least S$500 to your OCBC 365, OCBC INFINITY, OCBC NXT, OCBC 90°N or OCBC Rewards Card.</p> </div> </div> </div> <div class="d-none-soft"> <div id="popup-insure"><div class="popup-content po-co-large m-auto py-0"> <div class="in-co-par fz-16"> <h4 class="bp-title fw-700 bp-img align-middle mb3"><span class="icon"><img src="https://www.ocbc.com/iwov-resources/sg/ocbc/personal/img/icon_light_bulb_grey.png" alt="" width="55" /></span> <span>How to earn the Insure bonus interest</span></h4> <p class="mb-0 pb4">Purchase any <u>one</u> of the eligible insurance products from OCBC of at least the minimum amount as follows:</p>   <div class="accordion "> <div class="clearfix"> <div class="accordion__header"> <div class="row mb2"> <div class="col-md-6"> <p><strong>Eligible insurance products</strong></p> </div> <div class="col-md-6"> <p><strong>Minimum qualifying amount</strong></p> </div> </div> </div> </div> <ul class="accordion__list"> <li class="accordion__item selected"> <div class="accordion__item__title"> <div class="row"> <div class="col-md-6"> <p>Regular Premium: Protection/Legacy/Investment Linked Policy</p> </div> <div class="col-md-6"> <p><strong>S$2,000 annual premium</strong></p> </div> </div> </div> <div class="accordion__item__content" style="display: block;"> <div class="row"> <div class="col-md-6"> <ul class="list-dot"> <li>GREAT Term (including riders)</li> <li>GREAT Term Special</li> <li>Investment Linked Insurance Plans</li> </ul> </div> <div class="col-md-6"> <ul class="list-dot"> <li>Mortgage Protect Advantage</li> <li>Universal Life Plans</li> </ul> </div> </div> </div> </li>   <li class="accordion__item selected"> <div class="accordion__item__title"> <div class="row"> <div class="col-md-6"> <p>Regular Premium: Endowment/Retirement</p> </div> <div class="col-md-6"> <p><strong>S$4,000 annual premium</strong></p> </div> </div> </div> <div class="accordion__item__content"> <div class="row"> <div class="col-md-6"> <ul class="list-dot"> <li>MaxEndowment Insurance Plans</li> <li>GREAT Retire Income Plans</li> </ul> </div> <div class="col-md-6"> <ul class="list-dot"> <li>GREATLife Endowment Insurance Plans</li> </ul> </div> </div> </div> </li>   <li class="accordion__item selected"> <div class="accordion__item__title"> <div class="row"> <div class="col-md-6"> <p>Single Premium Insurance</p> </div> <div class="col-md-6"> <p><strong>S$20,000</strong></p> </div> </div> </div> <div class="accordion__item__content"> <div class="row"> <div class="col-md-6"> <ul class="list-dot"> <li>PremierLife Generation Plans </li> <li>PremierLife Legacy Plans</li> <li>Prestige Multiple Critical Illness Plans</li> </ul> </div> <div class="col-md-6"> <ul class="list-dot"> <li>Emerald Legacy Life Plans</li> <li>Universal Life Plans</li> </ul> </div> </div> <p class="caption"> </p> </div> </li> </ul> </div> </div> <div class="mt-4"> <p>Note: The minimum placement amount to qualify for the insure bonus may differ from the minimum premiums required for the insurance products. <a href="https://www.ocbc.com/personal-banking/forms/insurance-contact-form.page" target="_blank" rel="noopener">Speak to our Personal Financial Consultants</a> for more details. They can aid you by performing a Financial Needs Analysis (FNA) to ensure that the product you purchase meets your financial needs.</p> <p>For Regular Premium Insurance Categories, the minimum qualifying amount refers to the annual premium of the policy. Qualifying amount is taken after prepayment discount (if any).</p> <p>You need to be the primary account holder of the 360 Account as well as the policyowner of the eligible insurance product.</p> <p>Purchases of the same financial product will be aggregated, if their effective date post free-look period or 14 days whichever is longer, falls in the same calendar month.</p> <p>This bonus interest is accorded for 12 months after the effective date of purchase, post the free look/cancellation period or 14 days, whichever is longer.</p> </div> </div></div> </div> <div class="d-none-soft"> <div id="popup-invest"><div class="popup-content po-co-large m-auto py-0"> <div class="in-co-par fz-16"> <h4 class="bp-title fw-700 bp-img align-middle mb3"><span class="icon"><img src="https://www.ocbc.com/iwov-resources/sg/ocbc/personal/img/icon_light_bulb_grey.png" alt="" width="55" /></span> <span>How to earn the Invest bonus interest</span></h4> <p class="mb-0 pb4">Purchase any <u>one</u> of the eligible investment products from OCBC of at least the minimum amount as follows:</p>   <div class="accordion "> <div class="clearfix"> <div class="accordion__header"> <div class="row mb2"> <div class="col-md-6"> <p><strong>Eligible investment products</strong></p> </div> <div class="col-md-6"> <p><strong>Minimum qualifying amount</strong></p> </div> </div> </div> </div> <ul class="accordion__list"> <li class="accordion__item selected"> <div class="accordion__item__title"> <div class="row"> <div class="col-md-6"> <p>Unit Trusts</p> </div> <div class="col-md-6"> <p><strong>S$20,000</strong></p> </div> </div> </div> <div class="accordion__item__content" style="display: block;"> <div class="row"> <div class="col-md-6"> <p>Exclude Unit Trusts investments into money market funds, Systematic Investment Programme (OCBC Momentum) and Unit Trusts transferred in from other financial institutions</p> </div> </div> </div> </li>   <li class="accordion__item"> <div class="accordion__item__title accordion__item__nocontent"> <div class="row"> <div class="col-md-6"> <p>Structured Deposits</p> </div> <div class="col-md-6"> <p><strong>S$20,000</strong></p> </div> </div> </div> <div class="accordion__item__content" style="display: block;"> </div> </li>   <li class="accordion__item selected"> <div class="accordion__item__title"> <div class="row"> <div class="col-md-6"> <p>Bonds and structured products</p> </div> <div class="col-md-6"> <p><strong>S$200,000</strong></p> </div> </div> </div> <div class="accordion__item__content"> <div class="row"> <div class="col-md-6"> <ul class="list-dot"> <li>Bonds</li> <li>Equity-Linked Convertible Investments</li> <li>Reverse Equity-Linked Convertible Investment</li> </ul> </div> <div class="col-md-6"> <ul class="list-dot"> <li>Structured Investments</li> <li>Structured Notes</li> </ul> </div> </div> </div> </li> </ul> </div> </div> <div class="mt-4"> <p>Note: <a href="https://www.ocbc.com/personal-banking/forms/investments-contact-form.page" target="_blank" rel="noopener">Speak to our Personal Financial Consultants</a> for more details. They can aid you by performing a Financial Needs Analysis (FNA) to ensure that the product you purchase meets your financial needs.</p> <p>You need to be the primary account holder of the 360 Account as well as the single name account holder of the eligible investment product.</p> <p>Purchases of the same financial product will be aggregated, if their effective date post free-look period or 14 days whichever is longer, falls in the same calendar month.</p> <p>This bonus interest is accorded for 12 months after the effective date of purchase, post the free look/cancellation period or 14 days, whichever is longer.</p> </div> </div></div> </div> <div class="d-none-soft"> <div id="popup-grow" class="popup-content po-co-med"> <div class="in-co-par fz-16"> <h4 class="bp-title fw-700 bp-img align-middle mb3"><span class="icon"><img src="/iwov-resources/sg/ocbc/personal/img/icon_light_bulb_grey.png" width="55" alt="icon_light_bulb_grey"></span><span>How to earn the Grow bonus interest</span></h4><p>Your account's average daily balance for the month must be at least S$200,000.</p> </div> </div> </div> <div class="d-none-soft"> <div id="popup-boost" class="popup-content po-co-med"> <div class="in-co-par fz-16"> <h4 class="bp-title fw-700 bp-img align-middle mb3"><span class="icon"><img src="/iwov-resources/sg/ocbc/personal/img/icon_light_bulb_grey.png" width="55" alt="icon_light_bulb_grey"></span><span>How to earn the Boost bonus interest</span></h4><ul class="list-bullet"> <li> <p>Earn this bonus interest on the increase in your account's average daily balance from the previous month's average daily balance, up to S$1,000,000.</p> </li> <li> <p>New accounts opened will earn the bonus interest on the average daily balance in the month of account opening, and incremental balances in subsequent months, up to a cap of S$1,000,000.</p> </li> </ul> </div> </div> </div> <div class="d-none-soft"> <div id="popup-eligiblemerchants" class="popup-content po-co-med"> <div class="in-co-par fz-16"><p><b>Eligible spending categories</b></p> <div class="row"> <div class="col-md-6 mb4 mb-md-0"> <p class="semibold mb-0">Grocery Stores</p> <p>(Merchant Category Code 5411)</p> <ul class="list-bullet"> <li>NTUC FairPrice</li> <li>Cold Storage</li> <li>Redmart</li> <li>Giant</li> <li>Don Don Donki</li> <li>Prime</li> <li>Mustafa</li> <li>Marketplace</li> <li>Meidi-ya</li> <li>Sheng Siong</li> </ul> <p>and more!</p> </div> <div class="col-md-6"> <p class="semibold mb-0">F&B Establishments</p> <p>(Merchant Category Code 5812, 5813 or 5814)</p> <ul class="list-bullet"> <li>Foodpanda</li> <li>Deliveroo</li> <li>McDonald's</li> <li>KFC</li> <li>Pizza Hut</li> <li>Subway</li> <li>The Coffee Bean</li> </ul> <p>and more!</p> </div> </div></div> </div> </div> <div class="d-none-soft"> <div id="popup-hiw_onlinepromo-old" class="popup-content po-co-med"> <div class="in-co-par fz-16"><p>The following table shows how you will receive the cash rebates on your first 5 OCBC Debit Card transactions, capped at S$10 per transaction.</p> <table class="table table-responsive-md" border="0"> <tbody> <tr> <td><strong>Transaction</strong></td> <td><strong>Amount Spent</strong></td> <td><strong>Rebate Awarded</strong></td> <td><strong>Total Rebates Awarded</strong></td> </tr> <tr> <td><strong>1st</strong></td> <td>S$5</td> <td>S$5</td> <td rowspan="5" class="border-0" style="vertical-align: middle;"> <h4><strong>S$36</strong></h4> </td> </tr> <tr> <td><strong>2nd</strong></td> <td>S$200</td> <td>S$10 (capped)</td> </tr> <tr> <td><strong>3rd</strong></td> <td>S$1</td> <td>S$1</td> </tr> <tr> <td><strong>4th</strong></td> <td>S$13</td> <td>S$10 (capped)</td> </tr> <tr> <td><strong>5th</strong></td> <td>S$10</td> <td>S$10</td> </tr> </tbody> </table></div> </div> </div> <div class="d-none-soft"> <div id="popup-hiw_onlinepromo" class="popup-content po-co-med"> <div class="in-co-par fz-16"> <h4 class="bp-title fw-700 bp-img align-middle mb3"><span class="icon"><img src="/iwov-resources/sg/ocbc/personal/img/ic_giftbox-grey.png" width="55" alt=""></span><span>Rewards to earn</span></h4><p>The following table shows the possible rewards you can get based on your spending amount.</p> <table class="table table-responsive-md" border="0"> <tbody> <tr> <td><strong>Spending amount</strong></td> <td><strong>Rewards</strong></td> </tr> <tr> <td>S$200 or more</td> <td>1-year Burpple Beyond Premium Membership</td> </tr> <tr> <td>S$500 or more</td> <td>1-year Burpple Beyond Membership + S$30 cash rebate</td> </tr> </tbody> </table> </div> </div> </div> </div> <div class="iw_component" id="iw_comp1567759864218"> <div class="d-none-soft"> <div id="document-apply-online"><div class="cta__basic-supporting-documents container-fluid"> <div class="item-list row"> <div class="wta-sd-label col-md-6 clearfix"> <div class="numbering">1</div> <h5><strong>For Singaporeans and Permanent Residents:</strong></h5> </div> <div class="col-md-6"> <p>NRIC and an image of your signature</p> </div> <div class="wta-sd-label col-md-6 clearfix"> <h5><strong>For foreigners:</strong></h5> </div> <div class="col-md-6"> <p>Passport <br />Employment Pass (EP) or S-Pass or Student Pass</p> </div> </div> <div class="item-list row"> <div class="wta-sd-label col-md-6 clearfix center"> <div class="numbering">2</div> <h5><strong>Initial deposit:</strong></h5> </div> <div class="col-md-6"> <p>S$1,000</p> </div> </div> <div class="item-list row"> <div class="wta-sd-label col-md-6 clearfix"> <div class="numbering">3</div> <h5><strong>Include any one of the following documents:</strong></h5> </div> <div class="col-md-6"> <p>Phone bill <br />Half-yearly CPF statement <br />Any bank statement</p> </div> </div> </div></div> </div> </div> <div class="iw_component" id="iw_comp1709515644875"> <div class="" id=""> <div> <div class="d-none-soft"> <div id="document-apply-online"> <div class="cta__basic-supporting-documents container-fluid"> <div class="item-list row"> <div class="wta-sd-label col-md-6 clearfix"> <div class="numbering">1</div> <h5><strong>For Singaporeans and Permanent Residents:</strong></h5> </div> <div class="col-md-6"> <p>NRIC and an image of your signature</p> </div> <div class="wta-sd-label col-md-6 clearfix"> <h5><strong>For foreigners:</strong></h5> </div> <div class="col-md-6"> <p>Passport <br />Employment Pass (EP) or S-Pass or Student Pass</p> </div> </div> <div class="item-list row"> <div class="wta-sd-label col-md-6 clearfix center"> <div class="numbering">2</div> <h5><strong>Initial deposit:</strong></h5> </div> <div class="col-md-6"> <p>S$1,000</p> </div> </div> <div class="item-list row"> <div class="wta-sd-label col-md-6 clearfix"> <div class="numbering">3</div> <h5><strong>Include any one of the following documents:</strong></h5> </div> <div class="col-md-6"> <p>Phone bill <br />Half-yearly CPF statement <br />Any bank statement</p> </div> </div> </div> </div> </div> <div class="d-none-soft"> <div id="apply-online"> <div class="popup-content cta__basic-option"> <div class="row align-items-start"> <div class="col-md-auto col-sm-12 item-copy"> <div class="section-par"> <p class="mb-2">Download the OCBC Digital app to open your account instantly.</p> <p>If you do not have Singpass, you can apply at an <a class="link" href="https://www.ocbc.com/personal-banking/contact-us?p=1#section-findabranch" target="_blank">OCBC bank branch</a> with <a class="cta__basic-toggle" href="#document-toggle">these documents <i class="far fa-angle-down"></i></a></p> </div> <div id="document-toggle" class="cta__basic-toggle-content mt-3"> <p><strong>For Singaporeans and Permanent Residents:</strong></p> <ul class="list-bullet list-nospace"> <li>NRIC and an image of your signature</li> </ul> <hr> <p><strong>For foreigners:</strong></p> <ul class="list-bullet list-nospace"> <li>Passport</li> <li>Employment Pass (EP) or S-Pass or Student Pass</li> </ul> <hr> <p><strong>Initial deposit:</strong></p> <ul class="list-bullet list-nospace"> <li>S$1,000</li> </ul> <hr> <p><strong>Include any one of the following documents:</strong></p> <ul class="list-bullet list-nospace"> <li>Phone bill</li> <li>Half-yearly CPF statement</li> <li>Any bank statement</li> </ul> </div> </div>  <div class="col-md-auto col-sm-12 text-right"> <a class="button button--primary button--red2" data-fancybox href="#apply-online-redirection"><span>Apply via <span class="no-wrap">OCBC Digital</span></span></a> </div> <div class="col-md-auto col-sm-12 text-right"></div>  </div> </div> </div> <div id="apply-online-redirection"> <div class="popup-content po-co-med"> <div class="in-co-par"> <h4 class="mb3"><strong>What are you here for?</strong></h4> <div class="com_field"> <div> <div class="radio-select-one-only"> <ul class="com__hl-list"> <li> <label class="label-radio big-radio d-flex align-items-start"> <input type="radio" name="redirection"><span></span><span>Apply for OCBC 360 Account</span> <div class="d-none"> <div><a class="link-apply-online-desktop" data-fancybox href="#popup-banca_qrcode">qr code</a></div> <div><a class="link-apply-online-mobile" href="https://ocbc.go.link/promote/onshore-360dc-bundle?adj_t=17a8h6tx&adj_adgroup=360DCWebpage" target="_blank">mobile link</a></div> </div> </label> </li> <li> <label class="label-radio big-radio d-flex align-items-start"> <input type="radio" name="redirection"><span></span><span>Apply for an OCBC 360 Account and OCBC 365 Credit Card</span> <div class="d-none"> <div><a class="link-apply-online-desktop" data-fancybox href="#popup-banca_qrcode-both">qr code</a></div> <div><a class="link-apply-online-mobile" href="https://ocbc.go.link/promote/onshore-360365-bundle?adj_t=17a8f0er&adj_adgroup=WebsiteETB" target="_blank">mobile link</a></div> </div> </label> </li> </ul> </div> </div> </div> <div class="mt4 d-flex justify-content-between flex-row align-items-center"> <a href="#" class="button button--primary button--darkblue button--size-2 btn-apply-online-next"><span>Next</span></a> </div> </div> </div> </div> </div> <div class="d-none-soft"> <div id="popup-banca_qrcode" class="popup-content"> <h4 class="pt-2 mb2 text-center"><strong>Apply for an <br />OCBC 360 Account</strong></h4> <div class="d-flex justify-content-center"><img src="/iwov-resources/sg/ocbc/personal/img/live/accounts/360/360-dcbundle-ntb.png" width="330" alt="" /></div> </div> </div> <div class="d-none-soft"> <div id="popup-banca_qrcode-both" class="popup-content"> <h4 class="pt-2 mb2 text-center"><strong>Apply for an OCBC 360 Account <br>and OCBC 365 Credit Card</strong></h4> <div class="d-flex justify-content-center"><img src="/iwov-resources/sg/ocbc/personal/img/live/accounts/360/360-365bundlentbwebsite.png" width="330" alt="" /></div> </div> </div> <div class="d-none-soft"> <div id="apply-ocbcdigital-popup"> <h4 class="bp-title fw-700 bp-img align-middle mb2 text-center"><span>Apply via OCBC digital</span></h4> <p class="mb1"><a href="https://ocbc.go.link/promote/onshore-360dc-bundle?adj_t=17a8h6tx&adj_adgroup=360DCWebpage" target="_blank" rel="noopener">Apply for an OCBC 360 account<span><i class="far fa-chevron-right"> </i></span></a></p> <p><a href="https://ocbc.go.link/promote/onshore-360365-bundle?adj_t=17a8f0er&adj_adgroup=WebsiteETB" target="_blank" rel="noopener">Apply for an OCBC 360 account and OCBC 365 credit card<span><i class="far fa-chevron-right"> </i></span></a></p> </div> </div></div> </div>  </div> <div class="iw_component" id="iw_comp1571817179697"> <div class="d-none-soft"> <div id="important-notice-for-insurance" class="popup-content po-co-med"> <div class="in-co-par fz-16"> <h4 class="bp-title fw-700 bp-img align-middle mb3"><span>Important notice for Insurance</span></h4><p>The insurance plans are underwritten by The Great Eastern Life Assurance Company Limited, a wholly-owned subsidiary of Great Eastern Holdings Limited and a member of the OCBC Group and Transamerica Life Bermuda Ltd. The insurance plans are not bank deposits and OCBC Bank does not guarantee or have any obligations in connection with it.</p> <p>The information provided herein is intended for general circulation and/or discussion purposes only. It does not consider the specific investment objectives, financial situation or particular needs of any particular person.</p> <p>Please seek advice from a financial adviser regarding the suitability of any investment product taking into account your specific investment objectives, financial situation or particular needs before you make a commitment to purchase the investment product. If you choose to not seek advice from a financial adviser, you should consider if the product is suitable for you.</p> <p>This does not constitute an offer or solicitation to buy or sell or subscribe for any security or financial instrument or to enter into a transaction or to participate in any particular trading or investment strategy.</p> <p>Buying a life insurance policy is a long-term commitment. An early termination of the policy usually involves high cost and the surrender value payable may be less than the total premiums paid.</p> <p>This document is for general information only. It is not a contract of insurance or an offer to buy an insurance product or service. It is also not meant to provide any insurance or financial advice. The specific terms and conditions of the plan are set out in the policy documents. If you are interested in the insurance policy, you should read the product summary and benefit illustration (available from us) before deciding whether to buy this product.</p> <p>No representation or warranty whatsoever (including without limitation any representation or warranty as to accuracy, usefulness, adequacy, timeliness or completeness) in respect of any information (including without limitation any statement, figures, opinion, view or estimate) provided herein is given by OCBC Bank and it should not be relied upon as such. OCBC Bank does not undertake an obligation to update the information or to correct any inaccuracy that may become apparent at a later time. All information presented is subject to change without notice. OCBC Bank shall not be responsible or liable for any loss or damage whatsoever arising directly or indirectly howsoever in connection with or as a result of any person acting on any information provided herein.</p> <p>OCBC Bank, its related companies, and their respective directors and/or employees (collectively “Related Persons”) may, or might have in the future, interests in the investment products or the issuers mentioned herein. Such interests include effecting transactions in such investment products, and providing broking, investment banking and other financial services to such issuers. OCBC Bank and its Related Persons may also be related to, and receive fees from, providers of such investment products.</p> <p>You must read the Offer Document/Indicative Term Sheet/Product Highlight Sheet before deciding whether or not to purchase the investment product, copies of which may be obtained from your relationship manager.</p> </div> </div> </div> </div> <div class="iw_component" id="iw_comp1571817179699"> <div class="d-none-soft"> <div id="important-notice-for-investments" class="popup-content po-co-med"> <div class="in-co-par fz-16"> <h4 class="bp-title fw-700 bp-img align-middle mb3"><span>Important notice for Investments</span></h4><p>The information provided herein is intended for general circulation and/or discussion purposes only. It does not consider the specific investment objectives, financial situation or particular needs of any particular person.</p> <p>Please seek advice from a financial adviser regarding the suitability of any investment product taking into account your specific investment objectives, financial situation or particular needs before you make a commitment to purchase the investment product. In the event that you choose not to seek advice from a financial adviser, you should consider whether the product in question is suitable for you.</p> <p>This does not constitute an offer or solicitation to buy or sell or subscribe for any security or financial instrument or to enter into a transaction or to participate in any particular trading or investment strategy.</p> <p>No representation or warranty whatsoever (including without limitation any representation or warranty as to accuracy, usefulness, adequacy, timeliness or completeness) in respect of any information (including without limitation any statement, figures, opinion, view or estimate) provided herein is given by OCBC Bank and it should not be relied upon as such. OCBC Bank does not undertake an obligation to update the information or to correct any inaccuracy that may become apparent at a later time. All information presented is subject to change without notice. OCBC Bank shall not be responsible or liable for any loss or damage whatsoever arising directly or indirectly howsoever in connection with or as a result of any person acting on any information provided herein.</p> <p>Investments are subject to investment risks, including the possible loss of the principal amount invested. The information provided herein may contain projections or other forward-looking statement regarding future events or future performance of countries, assets, markets or companies. Actual events or results may differ materially. Past performance figures are not necessarily indicative of future or likely performance.</p> <p>Any reference to any specific company, financial product or asset class in whatever way is used for illustrative purposes only and does not constitute a recommendation on the same.</p> <p>OCBC Bank, its related companies, and their respective directors and/or employees (collectively “Related Persons”) may, or might have in the future, interests in the investment products or the issuers mentioned herein. Such interests include effecting transactions in such investment products, and providing broking, investment banking and other financial services to such issuers. OCBC Bank and its Related Persons may also be related to, and receive fees from, providers of such investment products.</p> <p>You must read the Offer Document/Indicative Term Sheet/Product Highlight Sheet before deciding whether or not to purchase the investment product, copies of which may be obtained from your relationship manager.</p> </div> </div> </div> </div> <div class="iw_component" id="iw_comp1571817179700"> <div class="d-none-soft"> <div id="unit-trusts-disclaimer" class="popup-content po-co-med"> <div class="in-co-par fz-16"> <h4 class="bp-title fw-700 bp-img align-middle mb3"><span>Unit trusts disclaimer</span></h4><p>The information provided is for general information and/or discussion purposes only. It does not consider the specific investment objectives, financial situation or particular needs of any particular person.</p> <p>Please seek advice from a financial adviser regarding the suitability of any investment product taking into account your specific investment objectives, financial situation or particular needs before you make a commitment to purchase the investment product. In the event that you choose not to seek advice from a financial adviser, you should consider whether the product in question is suitable for you.</p> <p>This does not constitute an offer or solicitation to buy or sell or subscribe for any security or financial instrument or to enter into a transaction or to participate in any particular trading or investment strategy.</p> <p>No representation or warranty whatsoever (including without limitation any representation or warranty as to accuracy, usefulness, adequacy, timeliness or completeness) in respect of any information (including without limitation any statement, figures, opinion, view or estimate) provided herein is given by OCBC Bank and it should not be relied upon as such. OCBC Bank does not undertake an obligation to update the information or to correct any inaccuracy that may become apparent at a later time. All information presented is subject to change without notice. OCBC Bank shall not be responsible or liable for any loss or damage whatsoever arising directly or indirectly howsoever in connection with or as a result of any person acting on any information provided herein.</p> <p>The investment objective of the fund is more particularly described in the fund prospectus. You can get a copy of the prospectus of the fund from the manager of the fund, or any of its approved distributors. You should read the prospectus for details of the fund before deciding whether to subscribe for, or buy, units in the fund. The value of the units in the fund and the income building up from the units, if any, may fall or rise.</p> <p>Investments are subject to investment risks, including the possible loss of the principal amount invested. The information in this document may contain projections or other forward-looking statements regarding future events or the future performance of countries, assets, markets or companies. Actual events or results may differ materially. Past performance figures, predictions or projections are not necessarily indicative of future or likely performance.</p> <p>Any reference to any specific company, financial product or asset class in whatever way is used for illustrative purposes only and does not constitute a recommendation on the same.</p> <p>OCBC Bank, its related companies, and their respective directors and/or employees (collectively “Related Persons”) may, or might have in the future, interests in the investment products or the issuers mentioned herein. Such interests include effecting transactions in such investment products, and providing broking, investment banking and other financial services to such issuers. OCBC Bank and its Related Persons may also be related to, and receive fees from, providers of such investment products.</p> <p>You must read the Offer Document/Indicative Term Sheet/Product Highlight Sheet before deciding whether or not to purchase the investment product, copies of which may be obtained from your relationship manager.</p> <p>A copy of the prospectus of each fund is available and may be obtained from the fund manager or any of its approved distributors. Potential investors should read the prospectus for details on the relevant fund before deciding whether to subscribe for, or purchase units in the fund.</p> <p>The value of the units in the funds and the income accruing to the units, if any, may fall or rise. Please refer to the prospectus of the relevant fund for the name of the fund manager and the investment objectives of the fund.</p> <p>Investment involves risks. Past performance figures do not reflect future performance.</p> <p>Any reference to a company, financial product or asset class is used for illustrative purposes and does not represent our recommendation in any way.</p> <p>The indicative distribution rate may not be achieved and is not an indication, forecast, or projection of the future performance of the Fund.</p> <p>For funds that are listed on an approved exchange, investors cannot redeem their units of those funds with the manager, or may only redeem units with the manager under certain specified conditions. The listing of the units of those funds on any approved exchange does not guarantee a liquid market for the units.</p> </div> </div> </div> </div> <div class="iw_component" id="iw_comp1571817179701"> <div class="d-none-soft"> <div id="structured-deposits-disclaimer" class="popup-content po-co-med"> <div class="in-co-par fz-16"> <h4 class="bp-title fw-700 bp-img align-middle mb3"><span>Structured Deposits disclaimer</span></h4><p>The information provided herein is intended for general circulation and/or discussion purposes only. It does not consider the specific investment objectives, financial situation or particular needs of any particular person.</p> <p>Please seek advice from a financial adviser regarding the suitability of any investment product taking into account your specific investment objectives, financial situation or particular needs before you make a commitment to purchase the investment product. In the event that you choose not to seek advice from a financial adviser, you should consider whether the product in question is suitable for you.</p> <p>This does not constitute an offer or solicitation to buy or sell or subscribe for any security or financial instrument or to enter into a transaction or to participate in any particular trading or investment strategy.</p> <p>No representation or warranty whatsoever (including without limitation any representation or warranty as to accuracy, usefulness, adequacy, timeliness or completeness) in respect of any information (including without limitation any statement, figures, opinion, view or estimate) provided herein is given by OCBC Bank and it should not be relied upon as such. OCBC Bank does not undertake an obligation to update the information or to correct any inaccuracy that may become apparent at a later time. All information presented is subject to change without notice. OCBC Bank shall not be responsible or liable for any loss or damage whatsoever arising directly or indirectly howsoever in connection with or as a result of any person acting on any information provided herein.</p> <p>Investments are subject to investment risks, including the possible loss of the principal amount invested. The information provided herein may contain projections or other forward-looking statement regarding future events or future performance of countries, assets, markets or companies. Actual events or results may differ materially. Past performance figures are not necessarily indicative of future or likely performance.</p> <p>Any reference to any specific company, financial product or asset class in whatever way is used for illustrative purposes only and does not constitute a recommendation on the same.</p> <p>OCBC Bank, its related companies, and their respective directors and/or employees (collectively “Related Persons”) may, or might have in the future, interests in the investment products or the issuers mentioned herein. Such interests include effecting transactions in such investment products, and providing broking, investment banking and other financial services to such issuers. OCBC Bank and its Related Persons may also be related to, and receive fees from, providers of such investment products.</p> <p>You must read the Offer Document/Indicative Term Sheet/Product Highlight Sheet before deciding whether or not to purchase the investment product, copies of which may be obtained from your relationship manager.</p> <p>Unlike traditional deposits, Structured Deposits have an investment element and returns may vary. The initial investment amount of a Structured Deposit will be returned to you only if you hold it until maturity date. Early withdrawal of Structured Deposits may result in you receiving significantly less than your initial investment amount. You further understand that you will bear any costs and charges associated with such early withdrawal of the Structured Deposits. OCBC Bank may have the right to terminate the Structured Deposits and return an amount in cash to you from the due settlement of the Structured Deposits before the maturity date. You may be exposed to inherent exchange rate risks and exchange controls when you place a Structured Deposit.</p> <p>Structured Deposits are not insured deposits for the purposes of the Deposit Insurance and Policy Owners' Protection Schemes Act 2011 of Singapore.</p> </div> </div> </div> </div> </div> </section> </div> </div> </div> <div class="container-fluid iw_section" id="sectionjztq8woi"> <div class="row iw_row iw_stretch" id="rowjztq8woj"> <div class="iw_columns col-lg-12" id="coljztq8wok"> <div class="iw_component" id="iw_comp1566904104305"> <script> $(document).ready(function(){ $('.masthead-component').parent().wrapAll('<div class="section section-masthead"></div>'); $('.intro-component').parent().wrapAll('<div class="section"> </div>'); $('.latestupdate-component').parent().wrapAll('<div class="section section-both" id="section-latestupdate"> </div>'); $('.howitworks-component').parent().wrapAll('<div class="section section-bottom bg-grey" id="section-howitworks"> </div>'); 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