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Important Documents | OCBC Singapore

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<!--ls:begin[body]--><!--ls:begin[body_injection_top]--><script> var ocbcData = { page:{ pageName: "sg:ocbc:personal:important documents", language: "en", pageCategory: "pre-login personal banking pages", bannerName: "", channel: "personal banking", country: "sg", lob: "ocbc personal banking", platform: "web" }, user:{ CIF: "", loginStatus: "pre-login" }, application: { applicationId: "", flowStep: "", flowType: "personal banking flow", journeyName: "", subJourneyName:"", applicationStatus: "", myInfoStatus: "", applicationRetrieveStatus: "" }, event:{ pageView: "true", bannerImpression: "false" } }; </script><!--ls:end[body_injection_top]--><!--ls:begin[analytics-body-top]--><!--ls:end[analytics-body-top]--><div class="iw_viewport-wrapper"><div class="container-fluid iw_section" id="sectionjztq8wo2"> <div class="row iw_row iw_stretch" id="rowjztq8wo3"> <div class="iw_columns col-lg-12" id="coljztq8wo4"> <div class="iw_component" id="iw_comp1566904104289"> <header class="" id="header"> <div class="header__main"> <div class="container bp-width-med3"> <div class="header__row row align-items-center justify-content-between"> <div class="header__logo col-12 col-sm-12 col-lg-2"> <div class="logo fl bp-img wide"><a href="https://www.ocbc.com" target="_self"><img src="/iwov-resources/sg/ocbc/personal/img/logo_ocbc.png" alt="OCBC Singapore"></a></div> <div class="clr"></div> </div> <div class="header__mobile col-12 col-sm-12 col-lg-10"> <div class="header__main--primary"> <div class="d-flex justify-content-start flex-column flex-lg-row flex-center justify-content-lg-between"> <hr class="first"> <div class="header__main--navi flex-fill"> <ul> <li><a href="#accounts" class="header__navi">Accounts</a></li> <li class="divider"></li> </ul> </div> <div class="header__main--navi flex-fill"> <ul> <li><a href="#cards" class="header__navi">Cards</a></li> <li class="divider"></li> </ul> </div> <div class="header__main--navi flex-fill"> <ul> <li><a href="#loans" class="header__navi">Loans</a></li> <li class="divider"></li> </ul> </div> <div class="header__main--navi flex-fill"> <ul> <li><a href="#insurance" class="header__navi">Insurance</a></li> <li class="divider"></li> </ul> </div> <div class="header__main--navi flex-fill"> <ul> <li><a href="#investments" class="header__navi">Investments</a></li> <li class="divider"></li> </ul> </div> <div class="header__main--navi flex-fill"> <ul> <li><a href="#advisory" class="header__navi">Advisory</a></li> <li class="divider"></li> </ul> </div> <div class="header__main--navi flex-fill"> <ul> <li><a href="#more" class="header__navi">More</a></li> <li class="divider"></li> </ul> </div> <hr class="last"> <div class="header__main--action d-none d-lg-inline"> <div class="page__opt1"><a cta-id="PersonalBanking-navbar-login" href="https://internet.ocbc.com/internet-banking/" class="link" target="_blank">Login</a></div> <div class="page__opt2"> <div class="d-none d-md-inline-block"><a cta-id="Deposits-Header-LoginOnlineBanking-Button" href="https://internet.ocbc.com/internet-banking/" class="button button--secondary button--red" target="_blank">Login to online banking</a></div> </div> </div> </div> </div> <div class="header__main--secondary"> <div class="d-flex justify-content-lg-between"> <div class="header__main--web-location"> <div> <p>You are in</p> <div class="dropdown__theme dropdown__theme--3 dropdown__theme--bold"><select name="header-page-location" class="selectize" id="header__page_location"> <option value="/personal-banking/home" data-target="_self">Personal Banking</option> <option value="/personal-banking/premier/en" data-target="_blank">Premier Banking</option> <option value="https://www.frankbyocbc.com/" data-target="_blank">FRANK by OCBC</option> <option value="https://www.ocbc.com/business-banking/index.html" data-target="_blank">Business Banking</option> <option value="https://www.ocbc.com/group/about-us/group-business" data-target="_blank">OCBC Group</option> <option value="https://www.iocbc.com/index.page" data-target="_blank">OCBC Securities</option></select></div> </div> <hr> </div> <div class="header__main--web-etc"> <ul> <li><a cta-id="PersonalBanking-navbar-premierbanking" href="/personal-banking/premier/en" class="" target="_blank">Premier Banking</a></li> <li><a cta-id="PersonalBanking-navbar-digitalbanking" href="/personal-banking/digital-banking" class="" target="_self">Digital Banking</a></li> <li><a cta-id="PersonalBanking-navbar-security-overview" href="/personal-banking/security/overview" class="" target="_self">Security</a></li> <li><a cta-id="PersonalBanking-navbar-locations-overview" href="/personal-banking/locations" class="" target="_self">Branches & ATMs</a></li> <li><a cta-id="PersonalBanking-navbar-gethelp" href="/personal-banking/help-and-support" class="" target="_self">Get help</a></li> </ul> </div> </div> <hr> </div> </div> <div class="header__mobile--bar d-lg-none d-block"> <div class="header__main--action"> <div class="page__opt1"><a cta-id="PersonalBanking-navbar-login" href="https://internet.ocbc.com/internet-banking/" class="link" target="_blank">Login</a></div> <div class="page__opt2"> <div class="d-none d-md-inline-block"><a cta-id="Deposits-Header-LoginOnlineBanking-Button" href="https://internet.ocbc.com/internet-banking/" class="button button--secondary button--red" target="_blank">Login to online banking</a></div> </div> </div> <div class="menu-bar"><span></span><span></span></div> </div> </div> </div> </div> <!--googleoff: index--> <div class="header__sub" data-nosnippet=""> <div class="container bp-width-med3"> <div class="header__hidden"> <div class="header__sub--view"> <div id="accounts" class="header__row row "> <div class="col-lg-12 d-block d-lg-none"> <div class="header__sub-mobile-section">Accounts</div> </div> <div class="col-lg-6"> <div class="header__sub-left"> <div class="row"> <div class="col-md-6 col-lg-6"> <div class="header__sub-menu-item "> <div class="header__sub-menu-item-text "> <div class="tag">Day-to-day Banking</div> <div class="name"><a cta-id="PersonalBanking-navbar-Accounts-megamenu-360Account" href="/personal-banking/deposits/360-savings-account" class="link link link-arrow-right" target="_self">360 <span class="text-nowrap">Account<i class="far fa-chevron-right"></i></span></a></div> </div> </div> </div> <div class="col-md-6 col-lg-6"> <div class="header__sub-menu-item "> <div class="header__sub-menu-item-text "> <div class="tag">Savings</div> <div class="name"><a cta-id="PersonalBanking-navbar-Accounts-megamenu-BonusPlusSavingsAccount" href="/personal-banking/deposits/bonus-plus-savings-account" class="link link link-arrow-right" target="_self">Bonus+ Savings <span class="text-nowrap">Account<i class="far fa-chevron-right"></i></span></a></div> </div> </div> </div> </div> <div class="row"> <div class="col-md-6 col-lg-6"> <div class="header__sub-menu-item "> <div class="header__sub-menu-item-text "> <div class="tag">Foreign Currency</div> <div class="name"><a cta-id="PersonalBanking-navbar-Accounts-megamenu-GlobalSavingsAccount" href="/personal-banking/deposits/multi-currency-global-savings-account" class="link link link-arrow-right" target="_self">Global Savings <span class="text-nowrap">Account<i class="far fa-chevron-right"></i></span></a></div> </div> </div> </div> <div class="col-md-6 col-lg-6"> <div class="header__sub-menu-item "> <div class="header__sub-menu-item-text "> <div class="tag">Children's Account</div> <div class="name"><a cta-id="PersonalBanking-navbar-Accounts-megamenu-OCBCMyOwnAccount" href="/personal-banking/deposits/myown-account" class="link link link-arrow-right" target="_self">OCBC MyOwn <span class="text-nowrap">Account<i class="far fa-chevron-right"></i></span></a></div> </div> </div> </div> </div> <div class="row"> <div class="col-lg-12"> <div class="header__sub-menu-readmore d-flex align-items-center"><a cta-id="PersonalBanking-navbar-Accounts-megamenu-SeeAllAccounts" href="/personal-banking/deposits" class="button button--secondary button--link &#xA;&#x9;&#x9;&#x9;&#x9; " target="_self"><span>See all accounts</span></a></div> </div> </div> </div> </div> <div class="col-lg-6"> <div class="header__sub-right"> <div class="row"> <div class="col-lg-12"> <div class="header__sub-menu-featured"> <div class="row"> <div class="col-lg-2 line-wrapper"> <div class="line"></div> </div> <div class="col-lg-6"><img src="/iwov-resources/sg/ocbc/personal/img/live/navbar_kv-moa-img.jpg" alt=""></div> <div class="col-lg-4"> <div class="tag"><span class="co-black"><p class="mb-3">A first-of-its-kind savings account for kids aged 7 to 15, the OCBC MyOwn Account lets your child manage their own money while you stay in control.</p> <p>T&amp;Cs apply. Insured up to S$100k by SDIC.</p></span></div> <div class="header__sub-menu-link"> <p></p> </div> <div class="header__sub-menu-readmore"><a href="/personal-banking/deposits/myown-account" class="link link link-arrow-right" target="_self">Find out <span class="text-nowrap">more<i class="far fa-chevron-right"></i></span></a></div> </div> </div> </div> </div> </div> </div> </div> </div> <div id="cards" class="header__row row "> <div class="col-lg-12 d-block d-lg-none"> <div class="header__sub-mobile-section">Cards</div> </div> <div class="col-lg-6"> <div class="header__sub-left"> <div class="row"> <div class="col-md-6 col-lg-6"> <div class="header__sub-menu-item header__sub-menu-with-image"> <div class="header__sub-menu-item-image"><img src="/iwov-resources/sg/ocbc/personal/img/live/navbar_cardface-infinity.png" alt="" class=""></div> <div class="header__sub-menu-item-text "> <div class="tag">Unlimited cashback on your spending</div> <div class="name"><a cta-id="PersonalBanking-navbar-Cards-megamenu-INFINITYCC" href="https://www.ocbc.com/personal-banking/cards/infinity-unlimited-cashback-card" class="link link link-arrow-right" target="_self">OCBC INFINITY Cashback <span class="text-nowrap">Card<i class="far fa-chevron-right"></i></span></a></div> </div> </div> </div> <div class="col-md-6 col-lg-6"> <div class="header__sub-menu-item header__sub-menu-with-image"> <div class="header__sub-menu-item-image"><img src="/iwov-resources/sg/ocbc/personal/img/live/navbar_cardface-365visacc.png" alt="" class=""></div> <div class="header__sub-menu-item-text "> <div class="tag">For everyday spending</div> <div class="name"><a cta-id="PersonalBanking-navbar-Cards-megamenu-365CC" href="/personal-banking/cards/365-cashback-credit-card" class="link link link-arrow-right" target="_self">OCBC 365 Credit <span class="text-nowrap">Card<i class="far fa-chevron-right"></i></span></a></div> </div> </div> </div> </div> <div class="row"> <div class="col-md-6 col-lg-6"> <div class="header__sub-menu-item header__sub-menu-with-image"> <div class="header__sub-menu-item-image"><img src="/iwov-resources/sg/ocbc/personal/img/live/cards/rewards-card/rewardscard-noshadow.png" alt="" class=""></div> <div class="header__sub-menu-item-text "> <div class="tag">Get rewarded for shopping</div> <div class="name"><a cta-id="PersonalBanking-navbar-Cards-megamenu-OCBCRewardsCard" href="/personal-banking/cards/rewards-card" class="link link link-arrow-right" target="_self">OCBC Rewards <span class="text-nowrap">Card<i class="far fa-chevron-right"></i></span></a></div> </div> </div> </div> <div class="col-md-6 col-lg-6"> <div class="header__sub-menu-item header__sub-menu-with-image"> <div class="header__sub-menu-item-image"><img src="/iwov-resources/sg/ocbc/personal/img/live/navbar_cardface-90n.png" alt="" class=""></div> <div class="header__sub-menu-item-text "> <div class="tag">Daily spend for future travels</div> <div class="name"><a cta-id="PersonalBanking-navbar-Cards-megamenu-90NCard" href="/personal-banking/cards/90-degrees-travel-credit-card.page" class="link link link-arrow-right" target="_self">OCBC 90&deg;N <span class="text-nowrap">Card<i class="far fa-chevron-right"></i></span></a></div> </div> </div> </div> </div> <div class="row"> <div class="col-lg-12"> <div class="header__sub-menu-readmore d-flex align-items-center"><a cta-id="PersonalBanking-navbar-Cards-megamenu-SeeAllCards" href="/personal-banking/cards" class="button button--secondary button--link &#xA;&#x9;&#x9;&#x9;&#x9; " target="_self"><span>See all cards</span></a></div> </div> </div> </div> </div> <div class="col-lg-6"> <div class="header__sub-right"> <div class="row"> <div class="col-lg-12"> <div class="header__sub-menu-featured"> <div class="row"> <div class="col-lg-2 line-wrapper"> <div class="line"></div> </div> <div class="col-lg-6"><img src="/iwov-resources/sg/ocbc/personal/img/live/navbar_festive24.jpg" alt=""></div> <div class="col-lg-4"> <div class="tag"><span class="co-black">Make this holiday season merry and bright with Weekend Flash Deals and exciting festive offers, with savings of up to 50% off. Exclusively for OCBC cardmembers till 22 December 2024 only. T&Cs apply.</span></div> <div class="header__sub-menu-readmore"><a cta-id="PersonalBanking-navbar-Cards-megamenu-Festive24" href="/personal-banking/campaign/festivejoy" class="link link link-arrow-right" target="_self">Find out <span class="text-nowrap">more<i class="far fa-chevron-right"></i></span></a></div> </div> </div> </div> </div> </div> </div> </div> </div> <div id="loans" class="header__row row "> <div class="col-lg-12 d-block d-lg-none"> <div class="header__sub-mobile-section">Loans</div> </div> <div class="col-lg-6"> <div class="header__sub-left"> <div class="row"> <div class="col-md-6 col-lg-6"> <div class="header__sub-menu-item "> <div class="header__sub-menu-item-text "> <div class="tag">Personal</div> <div class="name"><a cta-id="PersonalBanking-navbar-Loans-megamenu-EasiCredit" href="/personal-banking/loans/easicredit-flexible-repayment-cash-loan" class="link link link-arrow-right" target="_self"> <span class="text-nowrap">EasiCredit<i class="far fa-chevron-right"></i></span></a></div> </div> </div> </div> <div class="col-md-6 col-lg-6"> <div class="header__sub-menu-item "> <div class="header__sub-menu-item-text "> <div class="tag">Home</div> <div class="name"><a cta-id="PersonalBanking-navbar-Loans-megamenu-HomeLoanNewPurchase" href="/personal-banking/loans/new-purchase-of-hdb-private-property" class="link link link-arrow-right" target="_self">New <span class="text-nowrap">Purchase<i class="far fa-chevron-right"></i></span></a></div> </div> </div> </div> </div> <div class="row"> <div class="col-md-6 col-lg-6"> <div class="header__sub-menu-item "> <div class="header__sub-menu-item-text "> <div class="tag">Car</div> <div class="name"><a cta-id="PersonalBanking-navbar-Loans-megamenu-CarLoan" href="/personal-banking/loans/car-loans" class="link link link-arrow-right" target="_self">Car <span class="text-nowrap">Loan<i class="far fa-chevron-right"></i></span></a></div> </div> </div> </div> <div class="col-md-6 col-lg-6"> <div class="header__sub-menu-item "> <div class="header__sub-menu-item-text "> <div class="tag">Student</div> <div class="name"><a cta-id="PersonalBanking-navbar-Loans-megamenu-FRANKTuitionFeeLoan" href="https://frankbyocbc.com/products/investments/tuition-fee-loan" class="link link link-arrow-right" target="_blank">Tuition Fee <span class="text-nowrap">Loan<i class="far fa-chevron-right"></i></span></a></div> </div> </div> </div> </div> <div class="row"> <div class="col-lg-12"> <div class="header__sub-menu-readmore d-flex align-items-center"><a cta-id="PersonalBanking-navbar-Loans-megamenu-SeeAllLoans" href="/personal-banking/loans" class="button button--secondary button--link &#xA;&#x9;&#x9;&#x9;&#x9; " target="_self"><span>See all loans</span></a></div> </div> </div> </div> </div> <div class="col-lg-6"> <div class="header__sub-right"> <div class="row"></div> </div> </div> </div> <div id="insurance" class="header__row row "> <div class="col-lg-12 d-block d-lg-none"> <div class="header__sub-mobile-section">Insurance</div> </div> <div class="col-lg-6"> <div class="header__sub-left"> <div class="row"> <div class="col-md-6 col-lg-6"> <div class="header__sub-menu-item "> <div class="header__sub-menu-item-text "> <div class="tag">Investment-linked</div> <div class="name"><a cta-id="PersonalBanking-navbar-Insurance-megamenu-InvestmentLinkedInsurancePlan2" href="/personal-banking/insurance/investment-linked-insurance-plan-2" class="link link link-arrow-right" target="_self">Investment-linked Insurance Plan <span class="text-nowrap">2<i class="far fa-chevron-right"></i></span></a></div> </div> </div> </div> <div class="col-md-6 col-lg-6"> <div class="header__sub-menu-item "> <div class="header__sub-menu-item-text "> <div class="tag">Accident &amp; Health</div> <div class="name"><a cta-id="PersonalBanking-navbar-Insurance-megamenu-GREATCareShield" href="/personal-banking/insurance/great-careshield" class="link link link-arrow-right" target="_self">GREAT <span class="text-nowrap">CareShield<i class="far fa-chevron-right"></i></span></a></div> </div> </div> </div> </div> <div class="row"> <div class="col-md-6 col-lg-6"> <div class="header__sub-menu-item "> <div class="header__sub-menu-item-text "> <div class="tag">Protection</div> <div class="name"><a cta-id="PersonalBanking-navbar-Insurance-megamenu-GREATTermGuard" href="/personal-banking/insurance/great-term-guard" class="link link link-arrow-right" target="_self">GREAT Term <span class="text-nowrap">Guard<i class="far fa-chevron-right"></i></span></a></div> </div> </div> </div> <div class="col-md-6 col-lg-6"> <div class="header__sub-menu-item "> <div class="header__sub-menu-item-text "> <div class="tag">Travel, Home &amp; Car</div> <div class="name"><a cta-id="PersonalBanking-navbar-Insurance-megamenu-Explorer" href="/personal-banking/insurance/explorer-travel-insurance" class="link link link-arrow-right" target="_self"> <span class="text-nowrap">Explorer<i class="far fa-chevron-right"></i></span></a></div> </div> </div> </div> </div> <div class="row"> <div class="col-lg-12"> <div class="header__sub-menu-readmore d-flex align-items-center"><a cta-id="PersonalBanking-navbar-Insurance-megamenu-SeeAllInsurances" href="/personal-banking/insurance" class="button button--secondary button--link &#xA;&#x9;&#x9;&#x9;&#x9; " target="_self"><span>See all insurances</span></a></div> </div> </div> </div> </div> <div class="col-lg-6"> <div class="header__sub-right"> <div class="row"> <div class="col-lg-12"> <div class="header__sub-menu-featured"> <div class="row"> <div class="col-lg-2 line-wrapper"> <div class="line"></div> </div> <div class="col-lg-6"><img src="/iwov-resources/sg/ocbc/personal/img/live/navbar_kv-insurance-boost.jpg" alt=""></div> <div class="col-lg-4"> <div class="tag"><span class="co-black">Up to $1,000 cash reward when you apply for selected eligible insurance plans.</span></div> <div class="header__sub-menu-link"> <p></p> </div> <div class="header__sub-menu-readmore"><a cta-id="PersonalBanking-navbar-Insurance-megamenu-CNYPromo2023" href="/personal-banking/insurance#section-promo" class="link link link-arrow-right" target="_self">Learn <span class="text-nowrap">more<i class="far fa-chevron-right"></i></span></a></div> </div> </div> </div> </div> </div> </div> </div> </div> <div id="investments" class="header__row row "> <div class="col-lg-12 d-block d-lg-none"> <div class="header__sub-mobile-section">Investments</div> </div> <div class="col-lg-6"> <div class="header__sub-left"> <div class="row"> <div class="col-md-6 col-lg-6"> <div class="header__sub-menu-item "> <div class="header__sub-menu-item-text "> <div class="tag">Top fund ideas</div> <div class="name"><a cta-id="PersonalBanking-navbar-Investments-megamenu-UnitTrusts" href="/personal-banking/investments/unit-trusts/what-are-unit-trusts" class="link link link-arrow-right" target="_self">Unit <span class="text-nowrap">Trusts<i class="far fa-chevron-right"></i></span></a></div> </div> </div> </div> <div class="col-md-6 col-lg-6"> <div class="header__sub-menu-item "> <div class="header__sub-menu-item-text "> <div class="tag">Trade across 15 global exchanges</div> <div class="name"><a cta-id="PersonalBanking-navbar-Investments-megamenu-OnlineEquitiesAccount" href="/personal-banking/investments/online-equities-account" class="link link link-arrow-right" target="_self">Online Equities <span class="text-nowrap">Account<i class="far fa-chevron-right"></i></span></a></div> </div> </div> </div> </div> <div class="row"> <div class="col-md-6 col-lg-6"> <div class="header__sub-menu-item "> <div class="header__sub-menu-item-text "> <div class="tag">38 portfolios from just 100 USD</div> <div class="name"><a cta-id="PersonalBanking-navbar-Investments-megamenu-OCBCRoboInvest" href="/personal-banking/investments/roboinvest" class="link link link-arrow-right" target="_self">OCBC <span class="text-nowrap">RoboInvest<i class="far fa-chevron-right"></i></span></a></div> </div> </div> </div> <div class="col-md-6 col-lg-6"> <div class="header__sub-menu-item "> <div class="header__sub-menu-item-text "> <div class="tag">Diversify with gold & silver</div> <div class="name"><a cta-id="PersonalBanking-navbar-Investments-megamenu-PreciousMetalAccount" href="/personal-banking/investments/precious-metals-account" class="link link link-arrow-right" target="_self">Precious Metals <span class="text-nowrap">Account<i class="far fa-chevron-right"></i></span></a></div> </div> </div> </div> </div> <div class="row"> <div class="col-lg-12"> <div class="header__sub-menu-readmore d-flex align-items-center"><a cta-id="PersonalBanking-navbar-Investments-megamenu-SeeAllInvestments" href="/personal-banking/investments" class="button button--secondary button--link &#xA;&#x9;&#x9;&#x9;&#x9; " target="_self"><span>See all investments</span></a></div> </div> </div> </div> </div> <div class="col-lg-6"> <div class="header__sub-right"> <div class="row"> <div class="col-lg-6"> <div class="header__sub-menu-articles"> <div class="row"> <div class="col-lg-4 line-wrapper"> <div class="line"></div> </div> <div class="col-lg-8"> <div class="tag">Foreign Currency Exchange</div> <div class="header__sub-menu-link"> <p>Conveniently and securely exchange AUD, CAD, CHF<strong><sup style="color: #e30613 !important;">NEW</sup></strong>, CNH, EUR, GBP, HKD, JPY, NZD and USD, 24/7 via OCBC Digital, for your overseas transfer, travel payments, online spends, investments and more.</p> </div> <div class="header__sub-menu-readmore"><a cta-id="PersonalBanking-navbar-Investments-megamenu-ForeignCurrencyExchange" href="/personal-banking/investments/forex-trading" class="link link link-arrow-right" target="_self">Learn <span class="text-nowrap">more<i class="far fa-chevron-right"></i></span></a></div> </div> </div> </div> </div> <div class="col-lg-6"> <div class="header__sub-menu-articles"> <div class="row"> <div class="col-lg-4 line-wrapper"> <div class="line"></div> </div> <div class="col-lg-8"> <div class="tag">Supplementary Retirement Scheme (SRS)</div> <div class="header__sub-menu-link"> <p>Reduce your taxable income by the same amount contributed to your SRS Account, with a maximum yearly contribution of S$15,300 for Singaporeans and Singapore PRs, and S$35,700 for foreigners.</p> </div> <div class="header__sub-menu-readmore"><a cta-id="PersonalBanking-navbar-Investments-megamenu-SupplementaryRetirementScheme" href="/personal-banking/investments/supplementary-retirement-scheme-account" class="link link link-arrow-right" target="_blank">Learn <span class="text-nowrap">more<i class="far fa-chevron-right"></i></span></a></div> </div> </div> </div> </div> </div> </div> </div> </div> <div id="advisory" class="header__row row "> <div class="col-lg-12 d-block d-lg-none"> <div class="header__sub-mobile-section">Advisory</div> </div> <div class="col-lg-6"> <div class="header__sub-left"> <div class="row"> <div class="col-md-6 col-lg-6"> <div class="header__sub-menu-item "> <div class="header__sub-menu-item-text d-flex flex-column-reverse"> <div class="tag">Soon, you'll be starting a new chapter of your life &mdash; your Silver Years.</div> <div class="name"><a cta-id="PersonalBanking-navbar-Advisory-megamenu-SilverYears" href="/personal-banking/silver-years" class="link link link-arrow-right" target="_self">Silver <span class="text-nowrap">Years<i class="far fa-chevron-right"></i></span></a></div> </div> </div> </div> <div class="col-md-6 col-lg-6"> <div class="header__sub-menu-item "> <div class="header__sub-menu-item-text d-flex flex-column-reverse"> <div class="tag">Achieve your goals with proper financial planning.</div> <div class="name"><a cta-id="PersonalBanking-navbar-Advisory-megamenu-LifeGoals" href="/personal-banking/start-planning" class="link link link-arrow-right" target="_self">Life <span class="text-nowrap">Goals<i class="far fa-chevron-right"></i></span></a></div> </div> </div> </div> </div> <div class="row"> <div class="col-md-6 col-lg-6"> <div class="header__sub-menu-item "> <div class="header__sub-menu-item-text d-flex flex-column-reverse"> <div class="tag">Get data and insights into the financial wellness of Singaporeans.</div> <div class="name"><a cta-id="PersonalBanking-navbar-Advisory-megamenu-FinancialWellnessIndex2023" href="/group/financial-wellness-index/understand-the-index.html" class="link link link-arrow-right" target="_blank">Financial Wellness Index <span class="text-nowrap">2023<i class="far fa-chevron-right"></i></span></a></div> </div> </div> </div> </div> </div> </div> <div class="col-lg-6"> <div class="header__sub-right"> <div class="row"> <div class="col-lg-12"> <div class="header__sub-menu-featured"> <div class="row"> <div class="col-lg-2 line-wrapper"> <div class="line"></div> </div> <div class="col-lg-6"><img src="/iwov-resources/sg/ocbc/personal/img/live/navbar_startplanning.jpg" alt=""></div> <div class="col-lg-4"> <div class="tag">Start planning and get ahead with OCBC</div> <div class="header__sub-menu-link"> <p>From financial planning tools, investment options and insurance, our comprehensive array of solutions have been built to get you ahead in your every goal and ambition.</p> </div> <div class="header__sub-menu-readmore"><a cta-id="PersonalBanking-navbar-Campaign-megamenu-StartPlanning" href="/personal-banking/start-planning" class="link link link-arrow-right" target="_self">Start planning <span class="text-nowrap">today<i class="far fa-chevron-right"></i></span></a></div> </div> </div> </div> </div> </div> </div> </div> </div> <div id="more" class="header__row row "> <div class="col-lg-12 d-block d-lg-none"> <div class="header__sub-mobile-section">More</div> </div> <div class="col-lg-6"> <div class="header__sub-left"> <div class="row"> <div class="col-md-6 col-lg-6"> <div class="header__sub-menu-item "> <div class="header__sub-menu-item-text d-flex flex-column-reverse"> <div class="tag">The digital platform to track, exchange and redeem rewards points across different rewards programmes is now accessible on the OCBC Pay Anyone&trade; app.</div> <div class="name"><a cta-id="PersonalBanking-navbar-More-megamenu-STACK" href="https://www.ocbc.com/personal-banking/campaign/stack/index.html" class="link link link-arrow-right" target="_blank"> <span class="text-nowrap">STACK<i class="far fa-chevron-right"></i></span></a></div> </div> </div> </div> <div class="col-md-6 col-lg-6"> <div class="header__sub-menu-item "> <div class="header__sub-menu-item-text d-flex flex-column-reverse"> <div class="tag">A new way to get away is here. Get one of the best rates in town for hotels, flights and car rentals. And offset booking prices instantly with OCBC reward points.</div> <div class="name"><a cta-id="PersonalBanking-navbar-More-megamenu-TravelWithOCBC" href="/personal-banking/cards/travel-with-ocbc" class="link link link-arrow-right" target="_self">Travel with <span class="text-nowrap">OCBC<i class="far fa-chevron-right"></i></span></a></div> </div> </div> </div> </div> <div class="row"> <div class="col-md-6 col-lg-6"> <div class="header__sub-menu-item "> <div class="header__sub-menu-item-text d-flex flex-column-reverse"> <div class="tag">Fancy shopping at a bank branch or even enjoying a sushi meal there? At OCBC Wisma Atria, you can do all these and more &ndash; visit us to experience it firsthand!</div> <div class="name"><a cta-id="PersonalBanking-navbar-More-megamenu-OneAdvisor" href="/personal-banking/ocbc-wisma" class="link link link-arrow-right" target="_blank">Bank, dine and shop at the new OCBC Wisma <span class="text-nowrap">Atria<i class="far fa-chevron-right"></i></span></a></div> </div> </div> </div> </div> </div> </div> <div class="col-lg-6"> <div class="header__sub-right"> <div class="row"> <div class="col-lg-12"> <div class="header__sub-menu-featured"> <div class="row"> <div class="col-lg-2 line-wrapper"> <div class="line"></div> </div> <div class="col-lg-6"><img src="/iwov-resources/sg/ocbc/personal/img/live/navbar_travelready.jpg" alt=""></div> <div class="col-lg-4"> <div class="tag">Get travel-ready with OCBC</div> <div class="header__sub-menu-link"> <p>With our suite of travel products and services, spend less effort managing your travel and more time enjoying life's journeys.</p> </div> <div class="header__sub-menu-readmore"><a cta-id="PersonalBanking-navbar-Campaign-megamenu-TravelReady" href="/personal-banking/campaign/travelready" class="link link link-arrow-right" target="_self">Find out <span class="text-nowrap">more<i class="far fa-chevron-right"></i></span></a></div> </div> </div> </div> </div> </div> </div> </div> </div> </div> </div> </div> </div> <!--googleon: index--> </header> </div> </div> </div> </div> <div class="container-fluid iw_section" id="sectionjztq8wo6"> <div class="row iw_row iw_stretch" id="rowjztq8wo7"> <div class="iw_columns col-lg-12" id="coljztq8wo8"> <!-- Wrap Multi place holder component with <section id='main-wrapper'> tag --> <section id="main-wrapper"> <div class="iw_placeholder" id="iw_placeholder1566904104293"> <div class="iw_component" id="iw_comp1632829079350"> <!--ls:begin[component-1632829079350]--> <!--Breadcrumb Component--><div id="common-breadcrumb__block-id" class="module container bp-width-med3"> <div class="com__breadcrumbs fz-13"> <ul> <li><a href="/personal-banking/">Personal Banking</a></li> <li>Important Documents</li> </ul> </div> </div><!--ls:end[component-1632829079350]--> </div> <div class="iw_component" id="iw_comp1632829072506"> <!--ls:begin[component-1632829072506]--><div class="navigationfilter-component"></div><div class="" id=""> <div><div class="container bp-width-med3 module animate text-xl-center"> <div class="com__ins-dd text-left d-inline-block fz-32 mb2 mr-2"> <div class="com__ins-dd-list"> <h3><strong>I am looking for documents relating to</strong></h3> <div class="dropdown__theme dropdown__theme--bold input-select"> <select class="select2 form-control select2-filter select2-tab select2-general" name="scenario"> <option value="" disabled>select an option</option> <option value=".filter-investments" selected>Investment</option> <option value=".filter-insurance">Insurance</option> <option value=".filter-cards">Cards</option> </select> </div> <h3><strong>products</strong></h3> </div> </div> </div></div> </div> <!--ls:end[component-1632829072506]--> </div> <div class="iw_component" id="iw_comp1632829072507"> <div class="investmentsleftnav-component"></div> <div class="module container animate bp-width-med3"> <div class="com__bank-policies"> <div class="row"> <div class="b-p-side-nav col-lg-4 col-md-4 d-none d-md-block"> <div sticky-content=""> <div class="side-nav-with-sub"> <div class="com__side-nav scrolling has-styled-nav nav--2 mb-4"> <h5><strong>Investments Terms and Conditions</strong></h5> <ul class="d-flex d-md-block styled-nav clearfix align-items-center owl-nav1"> <li class="side-nav-item col-4 col-md-12 selected"><a href="#tncs-pmbppc" class="" target="_self">OCBC Premier Banking and OCBC Premier Private Client</a></li> <li class="side-nav-item col-4 col-md-12 "><a href="#tncs-investments-sd" class="" target="_self">Structured Deposits</a></li> <li class="side-nav-item col-4 col-md-12 "><a href="#tncs-deposits" class="" target="_self">Time Deposit Accounts for Structured Deposits</a></li> <li class="side-nav-item col-4 col-md-12 "><a href="#tncs-ut" class="" target="_self">Unit Trust</a></li> <li class="side-nav-item col-4 col-md-12 "><a href="#tncs-cpfia" class="" target="_self">CPF Investment Account</a></li> <li class="side-nav-item col-4 col-md-12 "><a href="#tncs-srs" class="" target="_self">Supplementary Retirement Scheme Account</a></li> </ul> </div> </div> </div> </div> <div class="col-lg-8 col-md-8"> <div class="accordion-mobile-nav-items d-none"> <div class="accordion-mobile-nav"> <div class="accordion-mobile-nav-label"><span></span></div> <div class="accordion-mobile-nav-list"><label class="a-mobile-nav-title">Investments Terms and Conditions</label><div class="a-mobile-nav-item selected" data-href="#tncs-pmbppc" target="_self">OCBC Premier Banking and OCBC Premier Private Client</div> <div class="a-mobile-nav-item " data-href="#tncs-investments-sd" target="_self">Structured Deposits</div> <div class="a-mobile-nav-item " data-href="#tncs-deposits" target="_self">Time Deposit Accounts for Structured Deposits</div> <div class="a-mobile-nav-item " data-href="#tncs-ut" target="_self">Unit Trust</div> <div class="a-mobile-nav-item " data-href="#tncs-cpfia" target="_self">CPF Investment Account</div> <div class="a-mobile-nav-item " data-href="#tncs-srs" target="_self">Supplementary Retirement Scheme Account</div> </div> </div> </div> <div id="left-nav-identifier" left-nav-identifier="investments"></div> </div> </div> </div> </div> </div> <div class="iw_component" id="iw_comp1632829073475"> <div class="insuranceleftnav-component"></div> <div class="module container animate bp-width-med3"> <div class="com__bank-policies"> <div class="row"> <div class="b-p-side-nav col-lg-4 col-md-4 d-none d-md-block"> <div sticky-content=""> <div class="side-nav-with-sub"> <div class="com__side-nav scrolling has-styled-nav nav--2 mb-4"> <h5><strong>Insurance Terms and Conditions</strong></h5> <ul class="d-flex d-md-block styled-nav clearfix align-items-center owl-nav1"> <li class="side-nav-item col-4 col-md-12 selected"><a href="#tncs-lifeinsurance" class="" target="_self">Traditional Life Insurance</a></li> </ul> </div> </div> </div> </div> <div class="col-lg-8 col-md-8"> <div class="accordion-mobile-nav-items d-none"> <div class="accordion-mobile-nav"> <div class="accordion-mobile-nav-label"><span></span></div> <div class="accordion-mobile-nav-list"><label class="a-mobile-nav-title">Insurance Terms and Conditions</label><div class="a-mobile-nav-item selected" data-href="#tncs-lifeinsurance" target="_self">Traditional Life Insurance</div> </div> </div> </div> <div id="left-nav-identifier" left-nav-identifier="insurance"></div> </div> </div> </div> </div> </div> <div class="iw_component" id="iw_comp1682852948978"> <div class="cardsleftnav-component"></div> <div class="module container animate bp-width-med3"> <div class="com__bank-policies"> <div class="row"> <div class="b-p-side-nav col-lg-4 col-md-4 d-none d-md-block"> <div sticky-content=""> <div class="side-nav-with-sub"> <div class="com__side-nav scrolling has-styled-nav nav--2 mb-4"> <h5><strong>Cards Terms and Conditions</strong></h5> <ul class="d-flex d-md-block styled-nav clearfix align-items-center owl-nav1"> <li class="side-nav-item col-4 col-md-12 selected"><a href="#tncs-ocbc-foreign-currency-spend-promotion" class="" target="_self">OCBC Foreign Currency Spend Promotion</a></li> </ul> </div> </div> </div> </div> <div class="col-lg-8 col-md-8"> <div class="accordion-mobile-nav-items d-none"> <div class="accordion-mobile-nav"> <div class="accordion-mobile-nav-label"><span></span></div> <div class="accordion-mobile-nav-list"><label class="a-mobile-nav-title">Cards Terms and Conditions</label><div class="a-mobile-nav-item selected" data-href="#tncs-ocbc-foreign-currency-spend-promotion" target="_self">OCBC Foreign Currency Spend Promotion</div> </div> </div> </div> <div id="left-nav-identifier" left-nav-identifier="cards"></div> </div> </div> </div> </div> </div> <div class="iw_component" id="iw_comp1632829072508"> <div class="investmentsaccordion-component"></div> <div class="module container bp-width-med3 animate"> <div class="row"> <div class="col-md-12"> <div class="accordion com_toggle accordion--v2" init-mode="none" close-others="false"> <div class="clearfix"></div> <ul class="accordion__list"> <li id="tncs-pmbppc" class="accordion__item selected"> <div class="accordion__item__title"> <h5><strong>OCBC Premier Banking and OCBC Premier Private Client</strong></h5> </div> <div class="accordion__item__content"><p class="link-notices"><a class="link" rel="noopener" href="https://www.ocbc.com/iwov-resources/sg/ocbc/premier/pdf/premier-and-ppc-master-tnc-zh.pdf" target="_blank"><i class="fas fa-file-pdf">&nbsp;</i> Terms and conditions governing OCBC Premier Banking and OCBC Premier Private Client (Applicable for Dual currency returns, Equity-Linked Note, Financing Facility, Bond / Fixed Income Securities, Structured Note, Structured Deposits, Unit Trust)</a></p></div> </li> <li id="tncs-investments-sd" class="accordion__item"> <div class="accordion__item__title"> <h5><strong>Structured Deposits</strong></h5> </div> <div class="accordion__item__content"><p class="link-notices"><a class="link" rel="noopener" href="https://www.ocbc.com/iwov-resources/sg/ocbc/personal/pdf/investments/tncs-structured-deposits.pdf" target="_blank"><i class="fas fa-file-pdf">&nbsp;</i> Terms and conditions governing Structured Deposits (Personal Banking)</a></p></div> </li> <li id="tncs-deposits" class="accordion__item"> <div class="accordion__item__title"> <h5><strong>Time Deposit Accounts for Structured Deposits</strong></h5> </div> <div class="accordion__item__content"><p class="link-notices"><a class="link" rel="noopener" href="https://www.ocbc.com/personal-banking/terms-and-conditions/terms-and-conditions-governing-deposit-accounts" target="_blank"><i class="fas fa-file-pdf">&nbsp;</i> Terms and conditions governing Deposit Accounts</a></p></div> </li> <li id="tncs-ut" class="accordion__item"> <div class="accordion__item__title"> <h5><strong>Unit Trust</strong></h5> </div> <div class="accordion__item__content"><p class="link-notices"><a class="link" rel="noopener" href="https://www.ocbc.com/assets/pdf/terms-and-conditions/ocbc-investment-services.pdf" target="_blank"><i class="fas fa-file-pdf">&nbsp;</i> Terms and conditions governing OCBC investment services (Unit Trust for Personal Banking)</a></p> <p class="link-notices"><a class="link" rel="noopener" href="https://www.ocbc.com/personal-banking/investments/unit-trusts/find-our-selected-funds" target="_blank"><i class="fas fa-file-pdf">&nbsp;</i> Unit Trust Fund Fact Sheet (Select the respective fund for the documentation)</a></p> <p class="link-notices"><a class="link" rel="noopener" href="https://www.ocbc.com/personal-banking/terms-and-conditions/overdraft-facilities-secured-by-unit-trust.html" target="_blank"><i class="fas fa-file-pdf">&nbsp;</i> Terms and conditions governing Overdraft Facilities Secured By Unit Trusts</a></p> <p class="link-notices"><a class="link" rel="noopener" href="https://www.ocbc.com/assets/pdf/terms%20and%20conditions%20governing%20the%20cancellation%20period%20for%20collective%20investment%20schemes%20constituted%20as%20unit%20trusts.pdf" target="_blank"><i class="fas fa-file-pdf">&nbsp;</i> Terms and conditions governing the Cancellation Period for Collective Investment Schemes Constituted as Unit Trusts</a></p> <p class="link-notices"><a class="link" rel="noopener" href="https://www.ocbc.com/assets/pdf/terms-and-conditions/ocbc-systematic-investment.pdf" target="_blank"><i class="fas fa-file-pdf">&nbsp;</i> Terms and conditions governing Systematic Investment (Also known as OCBC Momentum)</a></p></div> </li> <li id="tncs-cpfia" class="accordion__item"> <div class="accordion__item__title"> <h5><strong>CPF Investment Account</strong></h5> </div> <div class="accordion__item__content"><p class="link-notices"><a class="link" rel="noopener" href="https://www.ocbc.com/iwov-resources/sg/ocbc/personal/pdf/investments/terms-and-conditions-governing-cpf-investment-accounts.pdf" target="_blank"><i class="fas fa-file-pdf">&nbsp;</i> Terms and conditions governing CPF Investment Account</a></p></div> </li> <li id="tncs-srs" class="accordion__item"> <div class="accordion__item__title"> <h5><strong>Supplementary Retirement Scheme Account</strong></h5> </div> <div class="accordion__item__content"><p class="link-notices"><a class="link" rel="noopener" href="https://www.ocbc.com/iwov-resources/sg/ocbc/personal/pdf/investments/srs-tnc.pdf" target="_blank"><i class="fas fa-file-pdf">&nbsp;</i> Terms and conditions governing the Supplementary Retirement Scheme (SRS) Account</a></p></div> </li> </ul> </div> </div> </div> </div> </div> <div class="iw_component" id="iw_comp1632829073479"> <div class="insuranceaccordion-component"></div> <div class="module container bp-width-med3 animate"> <div class="row"> <div class="col-md-12"> <div class="accordion com_toggle accordion--v2" init-mode="none" close-others="false"> <div class="clearfix"></div> <ul class="accordion__list"> <li id="tncs-lifeinsurance" class="accordion__item selected"> <div class="accordion__item__title"> <h5><strong>Traditional Life Insurance</strong></h5> </div> <div class="accordion__item__content"><p class="&quot;link-notices"><a class="link" rel="noopener" href="https://www.lia.org.sg/tools-and-resources/consumer-guides/2020/your-guide-to-life-insurance/" target="_blank"><i class="fas fa-file-pdf">&nbsp;</i> Traditional Life Insurance &ndash; Your guide to life insurance</a></p> <p class="&quot;link-notices"><a class="link" rel="noopener" href="https://www.lia.org.sg/tools-and-resources/consumer-guides/2020/your-guide-to-health-insurance/" 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Promotion</strong></h5> </div> <div class="accordion__item__content"><p class="&quot;link-notices"><a class="link" rel="noopener" href="/iwov-resources/sg/ocbc/personal/pdf/cards/tncs-governing-visa-infinite-foreign-currency-spend-promo.pdf" target="_blank"><i class="fas fa-file-pdf">&nbsp;</i> Terms and Conditions Governing The VISA Infinite Foreign Currency Spend Promotion </a></p></div> </li> </ul> </div> </div> </div> </div> </div> </div> </section> </div> </div> </div> <div class="container-fluid iw_section" id="sectionjztq8woi"> <div class="row iw_row iw_stretch" id="rowjztq8woj"> <div class="iw_columns col-lg-12" id="coljztq8wok"> <div class="iw_component" id="iw_comp1566904104305"> <script> $(document).ready(function(){ $('.masthead-component').parent().wrapAll('<div class="section section-masthead"> </div>'); $('.navigationfilter-component').parent().wrapAll('<div class="section section-both"></div>'); $('.investmentsleftnav-component').parent().wrapAll('<div class="section 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