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localnav-scrim" data-sticky role="navigation"> <div class="localnav-wrapper"> <div class="localnav-background"></div> <div class="localnav-content"> <h2 class="localnav-title"> <a href="/tap-to-pay/">Tap to Pay on iPhone</a> </h2> <div class="localnav-menu"> <a href="#localnav-menustate" class="localnav-menucta-anchor localnav-menucta-anchor-open" id="localnav-menustate-open"> <span class="localnav-menucta-anchor-label">Open Menu</span> </a> <a href="#" class="localnav-menucta-anchor localnav-menucta-anchor-close" id="localnav-menustate-close"> <span class="localnav-menucta-anchor-label">Close Menu</span> </a> <div class="localnav-menu-tray"> <ul class="localnav-menu-items"> <li class="localnav-menu-item"> <a href="/tap-to-pay/" class="localnav-menu-link">Overview</a> </li> <li class="localnav-menu-item"> <a href="/tap-to-pay/regions/" class="localnav-menu-link">Countries and Regions</a> </li> <li class="localnav-menu-item"> <a href="/tap-to-pay/how-to-accept-payments/" class="localnav-menu-link">Accepting Payments</a> </li> <li class="localnav-menu-item"> <a href="/tap-to-pay/marketing-guidelines/" class="localnav-menu-link">Marketing Guidelines</a> </li> </ul> </div> <div class="localnav-actions localnav-actions-center"> <div class="localnav-action localnav-action-menucta" aria-hidden="true"> <label for="localnav-menustate" class="localnav-menucta"> <span class="localnav-menucta-chevron"></span> </label> </div> </div> </div> </div> </div> </nav> <label id="localnav-curtain" for="localnav-menustate"></label> <script src="/assets/scripts/ac-localnav.built.js"></script> <script type="text/javascript" src="/assets/scripts/localnav.js"></script> <main id="main" class="main" role="main"> <section class="section section-hero"> <div class="section-content"> <div class="row"> <div class="column column-flex-center large-offset-1 large-6 medium-offset-0 medium-7 small-12"> <h1 class="typography-headline">Tap to Pay on iPhone</h1> <p class="typography-intro">Payment apps can now accept contactless payments from contactless credit or debit cards, Apple Pay, Apple Watch, and smartphones with other digital wallets — right on iPhone and without any extra terminals or hardware.</p> <p class="typography-intro">With over two thirds of all credit and debit cards in the U.S. issued as contactless-enabled cards, and rapidly increasing adoption of contactless payments, merchants will be able to seamlessly accept payments through a simple tap on their iPhone from most customers.</p>  <p class="typography-intro"><a class="icon icon-after icon-playcircle nowrap" id="modal-opener">Watch a short demo</a></p> </div> <div class="column column-flex-center large-4 medium-offset-1 small-offset-0 small-12"> <div class="device-wrap device-iphone-13-pro-silver-container device-medium-for-small"> <picture class="device-screen screen-hero" role="img" aria-label="iPhone 13 Pro displaying a 'Hold Here to Pay' prompt in a shopping cart."> <source media="(max-width:1068px)" srcset="/tap-to-pay/images/screen-hero-medium_2x.jpg" /> <img src="/tap-to-pay/images/screen-hero-large_2x.jpg" width="100%" alt="iPhone 13 Pro displaying a 'Hold Here to Pay' prompt in a shopping cart." /> </picture> <figure class="device-hardware"></figure> </div> </div> </div> </div> </section> <section class="section section-overview"> <div class="section-content"> <div class="row"> <div class="column large-centered large-10 medium-12 divider-top"> <h2>Overview</h2> <div class="row"> <div class="column large-1 small-12"> <img src="/tap-to-pay/images/secure.svg" alt="" /> </div> <div class="column large-11 small-12"> <h3>Offer an easy and trusted payment experience</h3> <p>Merchants using Tap to Pay on iPhone present a consistent and trusted payment experience to customers. The screen shown to customers clearly indicates the amount being charged, the merchant’s name, the category icon, and directions on where to tap their card or device.</p> <p>With Tap to Pay on iPhone, customers’ payment data is protected by the same technology that makes Apple Pay private and secure. All transactions made using Tap to Pay on iPhone are encrypted and processed using the Secure Element and, as with Apple Pay, Apple doesn’t know what’s being purchased or who is buying it.</p> </div> </div> <div class="row"> <div class="column large-1 small-12"> <img src="/tap-to-pay/images/card.svg" alt="" /> </div> <div class="column large-11 small-12"> <h3>Validate payment cards and purchases</h3> <p>In addition to accepting payment, merchants can use Tap to Pay on iPhone to read a customer’s payment card without making a charge, so they can easily:</p> <ul> <li>Add a card to a customer’s file for future payments, such as monthly gym membership dues.</li> <li>Look up a previous purchase to help complete transactions, such as issuing a refund without a receipt.</li> </ul> </div> </div> <div class="row"> <div class="column large-1 small-12"> <img src="/tap-to-pay/images/pass.svg" class="icon-alt" alt="" /> </div> <div class="column large-11 small-12"> <h3>Read and issue loyalty cards</h3> <p>NFC-enabled loyalty cards, discount cards, and points cards in Apple Wallet can be read with Tap to Pay on iPhone independently of or at the same time as payment cards. Merchants that have loyalty cards supported by Apple Wallet can also send requests to Apple Pay customers to join their loyalty program in connection with a Tap to Pay on iPhone transaction.</p> </div> </div> </div> </div> </div> </section> <section class="section section-get-started"> <div class="section-content"> <div class="row"> <div class="column large-centered large-10 medium-12 divider-top"> <h2 id="regions">Get started</h2> <div class="row"> <div class="column large-1 small-12"> <img src="/tap-to-pay/images/kit.svg" alt="" /> </div> <div class="column large-11 small-12"> <h3>Build support in your payment app</h3> <p>App developers who want to offer Tap to Pay on iPhone to merchants will first need to integrate with a supported payment service provider (PSP) who processes the payments read by Tap to Pay on iPhone and provides the certified terminal configurations that are loaded on the merchant’s device. The PSP is responsible for all the necessary certifications and security considerations that allow merchants to accept payments.</p> <h4>Steps to support Tap to Pay on iPhone</h4> <ol class="compound-item-list"> <li> Work with a <a href="/tap-to-pay/regions/">PSP that supports Tap to Pay on iPhone in the regions</a> where Tap to Pay on iPhone is accepted. </li> <li>Request the <a href="/contact/request/contactless-payments/">Tap to Pay on iPhone Entitlement<span class="loc-en-only"></span></a> from Apple.</li> <li>Integrate the <a href="/documentation/ProximityReader/">ProximityReader API<span class="loc-en-only"></span></a> and/or your PSP’s API in your app.</li> <li>Follow the <a href="/design/human-interface-guidelines/technologies/tap-to-pay-on-iphone/">Human Interface Guidelines<span class="loc-cj"></span></a> for your app’s design.</li> <li>Build and submit your app for review.</li> </ol> </div> </div> <div class="row"> <div class="column large-1 small-12"> <img src="/tap-to-pay/images/iphone.svg" alt="" /> </div> <div class="column large-11 small-12"> <h3>Set up an iPhone</h3> <p>For a merchant to start using Tap to Pay on iPhone, they’ll simply need to download a supported payment app from the <a href="https://apps.apple.com/story/id1620226212/" class="nowrap">App Store<span class="loc-en-only"></span></a>, accept the terms and conditions on their device, and enable their device to be configured. They can then start accepting payments immediately.</p>  </div> </div> <div class="row"> <div class="column large-1 small-12"> <img src="/tap-to-pay/images/wallet.svg" alt="" /> </div> <div class="column large-11 small-12"> <h3>Support loyalty cards and passes from Apple Wallet</h3> <p>Tap to Pay on iPhone allows the reading of NFC passes in a customer’s Wallet as part of a merchant’s loyalty program. Your app can:</p> <ul class="compound-item-list"> <li>Read passes independently of payment, at the same time as payment, or instead of payment if the pass is available.</li> <li>Prompt a customer to join a merchant’s loyalty program after a successful transaction with a push notification.</li> </ul> <p>For details, learn about the <a href="/documentation/ProximityReader/">ProximityReader API<span class="loc-en-only"></span></a> and/or your PSP’s API.</p> </div> </div> </div> </div> </div> </section> <section class="section section-documentation"> <div class="section-content callout"> <div class="row"> <div class="column large-centered large-12"> <h2>Documentation and resources</h2> <ul class="links small"> <li class="document"><a href="/design/human-interface-guidelines/technologies/tap-to-pay-on-iphone/">Human Interface Guidelines<span class="loc-cj"></span></a></li> <li class="document"><a href="/design/resources/#technologies">Tap to Pay Design Template<span class="loc-apac"></span></a></li> <li class="document"><a href="/contact/request/tap-to-pay-on-iphone/">Tap to Pay on iPhone Entitlement Request Form<span class="loc-en-only"></span></a></li> <li class="document"><a href="/documentation/ProximityReader/">Proximity Reader API<span class="loc-en-only"></span></a></li> <li class="document"><a href="/wallet/">Integrating with Apple Wallet<span class="loc-apac"></span></a></li> <li class="document"><a href="/app-store/review/guidelines/#payments">App Review Guidelines: Payments<span class="loc-apac"></span></a></li> </ul> </div> </div> </div> </section> </main> <link rel="stylesheet" href="/assets/styles/footer.dist.css?17182448067"> <footer id="footer" class="footer" role="contentinfo" aria-labelledby="footer-label"> <div class="footer-content"> <h2 class="footer-label" id="footer-label">Developer Footer</h2> <div class="footer-sosumi"> <ul> <li>Tap to Pay on iPhone requires a supported payment app and the latest version of iOS. Update to the latest version by going to Settings > General > Software Update. Tap Download and Install. Some contactless cards may not be accepted by your payment app. Transaction limits may apply. The Contactless Symbol is a trademark owned by and used with permission of EMVCo, LLC. Tap to Pay on iPhone is not available in all markets. View <a href="/tap-to-pay/regions/">Tap to Pay on iPhone countries and regions</a>.</li> <li>For US users: Apple Pay is a service provided by Apple Payments Services LLC, a subsidiary of Apple Inc. Neither Apple Inc. nor Apple Payments Services LLC is a bank. Any card used in Apple Pay is offered by the card issuer.</li> <li>For non-US users: Apple Pay is a service provided by certain Apple affiliates, as designated by the <a href="https://www.apple.com/legal/privacy/data/en/apple-pay/">Apple Pay privacy notice</a>. Neither Apple Inc. nor its affiliates are a bank. 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