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,"url": "https://www.investopedia.com/how-to-maximize-your-tax-return-8422348" } ] ,"numberOfItems": 69 ,"mainEntityOfPage": { "@type": ["CollectionPage"] ,"@id": "https://www.investopedia.com/taxes-4427724" ,"breadcrumb": { "@type": "BreadcrumbList", "itemListElement": [ { "@type": "ListItem", "position": 1, "item": { "@id": "https://www.investopedia.com/personal-finance-4427760", "name": "Personal Finance" } } , { "@type": "ListItem", "position": 2, "item": { "@id": "https://www.investopedia.com/taxes-4427724", "name": "Taxes" } } ] },"headline": "Taxes" ,"datePublished": "2018-11-28T10:38:30.721-05:00" ,"dateModified": "2022-06-03T14:24:22.651-04:00" ,"description": "Taxes. You really can't avoid them. Browse Investopedia’s expert-written library to learn more about everything from tax terminology to laws and when taxes are applied." , "Specialty" : "Taxes" ,"publisher": { "@type": "Organization", "name": "Investopedia", "url": "https://www.investopedia.com", "logo": { "@type": "ImageObject", "url": "https://www.investopedia.com/thmb/QfBehpNM1l3_gNG-oJMQnjdaJ6c=/260x60/filters:no_upscale():max_bytes(150000):strip_icc()/investopedia-schema-logo-94b9fb2a18b04f4fa6eaad7bf95393e6.png", "width": 260, "height": 60 }, "brand": "Investopedia" , "publishingPrinciples": "https://www.investopedia.com/about-us" , "sameAs" : [ "https://www.facebook.com/Investopedia/", "https://www.youtube.com/user/investopediacom", "https://www.linkedin.com/company/investopedia-ulc", "https://www.instagram.com/investopedia/" ] }} ,"about": [ { "@type": "FAQPage", "mainEntity": [ { "@type": "Question", "name": "Which states don’t charge sales tax?", "acceptedAnswer": { "@type": "Answer", "text": "<p>Just 5 states don’t impose state sales taxes: Alaska, Delaware, Montana, New Hampshire, and Oregon. However, that doesn’t keep them from charging <a href=\"https://www.investopedia.com/terms/i/incometax.asp\" data-component=\"link\" data-source=\"inlineLink\" data-type=\"internalLink\" data-ordinal=\"1\">income tax<\/a>, <a href=\"https://www.investopedia.com/terms/e/excisetax.asp\" data-component=\"link\" data-source=\"inlineLink\" data-type=\"internalLink\" data-ordinal=\"2\">excise taxes<\/a> or tourist taxes. And it doesn’t mean that cities or municipalities within those states can’t change a local sales tax.<\/p>" } } , { "@type": "Question", "name": "How are taxes on stock options calculated?", "acceptedAnswer": { "@type": "Answer", "text": "<p>There are complicated rules for how stock-option taxes are calculated, sometimes depending on whether the options the employer granted are statutory stock options—granted under an employee stock purchase plan or an <a href=\"https://www.investopedia.com/terms/i/iso.asp\" data-component=\"link\" data-source=\"inlineLink\" data-type=\"internalLink\" data-ordinal=\"1\">incentive stock option (ISO)<\/a> plan—or nonstatutory ones. ISO options affect <a href=\"https://www.investopedia.com/terms/a/alternativeminimumtax.asp\" data-component=\"link\" data-source=\"inlineLink\" data-type=\"internalLink\" data-ordinal=\"2\">alternative minimum tax<\/a> and nonstatutory options have three possible tax events, so get the help of a tax advisor to handle stock options issues.<\/p>" } } , { "@type": "Question", "name": "Which tax documents should you never throw away?", "acceptedAnswer": { "@type": "Answer", "text": "<p>Documents around property acquisition and improvements are especially important for <a href=\"https://www.investopedia.com/ask/answers/06/capitalgainhomesale.asp\" data-component=\"link\" data-source=\"inlineLink\" data-type=\"internalLink\" data-ordinal=\"1\">capital gains tax when you sell your home<\/a>; so are documents needed by heirs to establish the <a href=\"https://www.investopedia.com/articles/investing/060313/what-determines-your-cost-basis.asp\" data-component=\"link\" data-source=\"inlineLink\" data-type=\"internalLink\" data-ordinal=\"2\">cost basis<\/a> of stocks they inherit.<\/p>" } } , { "@type": "Question", "name": "How can you avoid a tax hit when you sell your home?", "acceptedAnswer": { "@type": "Answer", "text": "<p>Start by using the exclusion for $250,000 of capital gains ($500,000) for married couples if the home was your primary residence for at least two of the last five years. Then look at all the expenditures you made that can reduce the amount of capital gains—for example, <a href=\"https://www.investopedia.com/terms/c/capitalimprovement.asp\" data-component=\"link\" data-source=\"inlineLink\" data-type=\"internalLink\" data-ordinal=\"1\">capital improvements<\/a>, settlement fees <a href=\"https://www.investopedia.com/terms/c/closingcosts.asp\" data-component=\"link\" data-source=\"inlineLink\" data-type=\"internalLink\" data-ordinal=\"2\">and closing costs<\/a>.<\/p>" } } , { "@type": "Question", "name": "Is there a way to reduce your alternative minimum tax?", "acceptedAnswer": { "@type": "Answer", "text": "<p> <a href=\"https://www.investopedia.com/terms/a/alternativeminimumtax.asp\" data-component=\"link\" data-source=\"inlineLink\" data-type=\"internalLink\" data-ordinal=\"1\">Alternative minimum tax (AMT)<\/a> is a system invented to make sure that higher income people with significant tax deductions didn’t avoid paying federal income tax. It uses a separate set of rules to calculate the tax owed after adding certain tax preference items back into <a href=\"https://www.investopedia.com/terms/a/agi.asp\" data-component=\"link\" data-source=\"inlineLink\" data-type=\"internalLink\" data-ordinal=\"2\">adjusted gross income (AGI).<\/a> What you need to do is keep your AGI as low as possible through maximizing salary deferrals and pre-tax contributions to flexible spending plans and the like, keeping tax-efficient investments in taxable investment accounts, and taking all the tax credits of which you qualify.<\/p>" } } , { "@type": "Question", "name": "What are the biggest tax filing mistakes?", "acceptedAnswer": { "@type": "Answer", "text": "<p>Some of these are simple carelessness, such as using the wrong line of the form or entering incorrect figures or names. Others are automatically taking the <a href=\"https://www.investopedia.com/terms/s/standarddeduction.asp\" data-component=\"link\" data-source=\"inlineLink\" data-type=\"internalLink\" data-ordinal=\"1\">standard deduction<\/a>, missing <a href=\"https://www.investopedia.com/terms/w/write-off.asp\" data-component=\"link\" data-source=\"inlineLink\" data-type=\"internalLink\" data-ordinal=\"2\">write-offs<\/a>, making math errors, not telling the IRS what to do with your refund, and making payment mistakes.<\/p>" } } ] } , { "@type": "DefinedTerm", "name": "Tax Identification Number", "description": "<p>This is a nine-digit tracking number used by the <a href=\"https://www.investopedia.com/terms/i/irs.asp\" data-component=\"link\" data-source=\"inlineLink\" data-type=\"internalLink\" data-ordinal=\"1\">Internal Revenue Service (IRS)<\/a> and is required on all tax returns. It is required information on all tax returns filed with the IRS. The IRS issues all U.S. tax identification numbers (TIN) or tax I.D. numbers. Two tax ID numbes not issued by the IRS: Social Security numbers (SSNs), which are issued by the <a href=\"https://www.investopedia.com/terms/s/ssa.asp\" data-component=\"link\" data-source=\"inlineLink\" data-type=\"internalLink\" data-ordinal=\"2\">Social Security Administration (SSA)<\/a> and foreign tax identifying numbers (foreign TIN), which are issued by the country in which the non-U.S. taxpayer pays taxes.<\/p>" } , { "@type": "DefinedTerm", "name": "Inheritance Tax", "description": "<p>Some states impose these taxes on heirs. Unlike the estate tax, which is paid by the deceased’s estate, this tax is paid by the beneficiary. States that charge inheritance taxes: Iowa, Kentucky, Maryland, Nebraska, New Jersey, and Pennsylvania.<\/p><p>There is no federal inheritance tax.<\/p>" } , { "@type": "DefinedTerm", "name": "Excise Tax", "description": "<p>Largely paid by businesses on goods and services at purchase, these taxes can be <a href=\"https://www.investopedia.com/terms/a/advaloremtax.asp\" data-component=\"link\" data-source=\"inlineLink\" data-type=\"internalLink\" data-ordinal=\"1\">ad valorem<\/a> (a percentage of the cost) or specific (a set dollar amount). Excise taxes levied on goods with a high social cost such as alcohol and tobacco are known as <a href=\"https://www.investopedia.com/terms/s/sin_tax.asp\" data-component=\"link\" data-source=\"inlineLink\" data-type=\"internalLink\" data-ordinal=\"2\">sin taxes<\/a>. Motor fuels, airline tickets, and health services are other major sources of excise tax revenue.<\/p>" } , { "@type": "DefinedTerm", "name": "Indirect Tax", "description": "<p>These taxes are paid by the manufacturer or retailer, not the consumer, but are passed on to the consumer in the form of higher costs. <a href=\"https://www.investopedia.com/terms/e/excisetax.asp\" data-component=\"link\" data-source=\"inlineLink\" data-type=\"internalLink\" data-ordinal=\"1\">Excise taxes<\/a> on fuel, alcohol, and tobacco are one example of an indirect tax. So are <a href=\"https://www.investopedia.com/terms/i/import-duty.asp\" data-component=\"link\" data-source=\"inlineLink\" data-type=\"internalLink\" data-ordinal=\"2\">import duties<\/a> paid by those who import goods from outside the country.<\/p>" } , { "@type": "DefinedTerm", "name": "Sales Tax", "description": "<p>A consumption tax imposed on goods and services, a sales tax is paid at the point of sale by the consumer and is collected by the seller. A manufacturer at an interim step in the manufacturing process (say a yarn maker who sells the yarn to a sweater manufacturer) can obtain a certificate of resale to avoid being charged sales tax on the yarn.<\/p>" } , { "@type": "DefinedTerm", "name": "Consumption Tax", "description": "<p>This is any tax on the purchase of goods and services. <a href=\"https://www.investopedia.com/terms/s/salestax.asp\" data-component=\"link\" data-source=\"inlineLink\" data-type=\"internalLink\" data-ordinal=\"1\">Sales taxes<\/a>, <a href=\"https://www.investopedia.com/terms/e/excisetax.asp\" data-component=\"link\" data-source=\"inlineLink\" data-type=\"internalLink\" data-ordinal=\"2\">excise taxes<\/a> and <a href=\"https://www.investopedia.com/terms/t/tariff.asp\" data-component=\"link\" data-source=\"inlineLink\" data-type=\"internalLink\" data-ordinal=\"3\">tariffs<\/a> are all consumption taxes. They are taxes on what you spend, rather than taxes on what you earn (<a href=\"https://www.investopedia.com/terms/i/incometax.asp\" data-component=\"link\" data-source=\"inlineLink\" data-type=\"internalLink\" data-ordinal=\"4\">income taxes<\/a>).<br/><\/p>" } , { "@type": "DefinedTerm", "name": "Tax Exempt", "description": "<p>Income or transactions that aren’t subject to any federal, state, or local tax are tax exempt. Some religious and <a href=\"https://www.investopedia.com/ask/answers/08/nonprofit-tax.asp\" data-component=\"link\" data-source=\"inlineLink\" data-type=\"internalLink\" data-ordinal=\"1\">charitable organizations<\/a> are also tax exempt. 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However, that doesn’t keep them from charging <a href="https://www.investopedia.com/terms/i/incometax.asp" data-component="link" data-source="inlineLink" data-type="internalLink" data-ordinal="1">income tax</a>, <a href="https://www.investopedia.com/terms/e/excisetax.asp" data-component="link" data-source="inlineLink" data-type="internalLink" data-ordinal="2">excise taxes</a> or tourist taxes. And it doesn’t mean that cities or municipalities within those states can’t change a local sales tax.</p> </div> <div class="faq-accordion__feature-link"> <span>Learn More</span> <span class="loc feature-link"><a href="https://www.investopedia.com/articles/personal-finance/112415/5-states-without-sales-tax.asp" rel="nocaes" class="accordion-content__feature-link mntl-text-link " id="accordion-content__feature-link_1-0" data-tracking-container="true" ><span class="link__wrapper">States Without Sales Tax</span></a> </span> </div> </div> </div> </li> <li class="accordion__item js-accordion-item " data-ordinal="2"> <div tabindex="0" class="accordion__header js-accordion-trigger" id="mntl-accordion__item_2-0-section-1"> <svg class="icon icon-arrow-down accordion__icon" > <use xmlns:xlink="http://www.w3.org/1999/xlink" xlink:href="#icon-arrow-down" href="#icon-arrow-down"></use> </svg> <span class="accordion__title">How are taxes on stock options calculated?</span> </div> <div class="accordion__body"> <div id="mntl-accordion__content_2-0" class="comp mntl-accordion__content"> <div class="faq-accordion__item-answer"> <p>There are complicated rules for how stock-option taxes are calculated, sometimes depending on whether the options the employer granted are statutory stock options—granted under an employee stock purchase plan or an <a href="https://www.investopedia.com/terms/i/iso.asp" data-component="link" data-source="inlineLink" data-type="internalLink" data-ordinal="1">incentive stock option (ISO)</a> plan—or nonstatutory ones. ISO options affect <a href="https://www.investopedia.com/terms/a/alternativeminimumtax.asp" data-component="link" data-source="inlineLink" data-type="internalLink" data-ordinal="2">alternative minimum tax</a> and nonstatutory options have three possible tax events, so get the help of a tax advisor to handle stock options issues.</p> </div> <div class="faq-accordion__feature-link"> <span>Learn More</span> <span class="loc feature-link"><a href="https://www.investopedia.com/articles/active-trading/061615/how-stock-options-are-taxed-reported.asp" rel="nocaes" class="accordion-content__feature-link mntl-text-link " id="accordion-content__feature-link_2-0" data-tracking-container="true" ><span class="link__wrapper">How Stock Options Are Taxed and Reported</span></a> </span> </div> </div> </div> </li> <li class="accordion__item js-accordion-item " data-ordinal="3"> <div tabindex="0" class="accordion__header js-accordion-trigger" id="mntl-accordion__item_3-0-section-2"> <svg class="icon icon-arrow-down accordion__icon" > <use xmlns:xlink="http://www.w3.org/1999/xlink" xlink:href="#icon-arrow-down" href="#icon-arrow-down"></use> </svg> <span class="accordion__title">Which tax documents should you never throw away?</span> </div> <div class="accordion__body"> <div id="mntl-accordion__content_3-0" class="comp mntl-accordion__content"> <div class="faq-accordion__item-answer"> <p>Documents around property acquisition and improvements are especially important for <a href="https://www.investopedia.com/ask/answers/06/capitalgainhomesale.asp" data-component="link" data-source="inlineLink" data-type="internalLink" data-ordinal="1">capital gains tax when you sell your home</a>; so are documents needed by heirs to establish the <a href="https://www.investopedia.com/articles/investing/060313/what-determines-your-cost-basis.asp" data-component="link" data-source="inlineLink" data-type="internalLink" data-ordinal="2">cost basis</a> of stocks they inherit.</p> </div> <div class="faq-accordion__feature-link"> <span>Learn More</span> <span class="loc feature-link"><a href="https://www.investopedia.com/articles/personal-finance/060315/tax-documents-you-should-always-keep.asp" rel="nocaes" class="accordion-content__feature-link mntl-text-link " id="accordion-content__feature-link_3-0" data-tracking-container="true" ><span class="link__wrapper">Tax Documents You Should Always Keep</span></a> </span> </div> </div> </div> </li> <li class="accordion__item js-accordion-item " data-ordinal="4"> <div tabindex="0" class="accordion__header js-accordion-trigger" id="mntl-accordion__item_4-0-section-3"> <svg class="icon icon-arrow-down accordion__icon" > <use xmlns:xlink="http://www.w3.org/1999/xlink" xlink:href="#icon-arrow-down" href="#icon-arrow-down"></use> </svg> <span class="accordion__title">How can you avoid a tax hit when you sell your home?</span> </div> <div class="accordion__body"> <div id="mntl-accordion__content_4-0" class="comp mntl-accordion__content"> <div class="faq-accordion__item-answer"> <p>Start by using the exclusion for $250,000 of capital gains ($500,000) for married couples if the home was your primary residence for at least two of the last five years. Then look at all the expenditures you made that can reduce the amount of capital gains—for example, <a href="https://www.investopedia.com/terms/c/capitalimprovement.asp" data-component="link" data-source="inlineLink" data-type="internalLink" data-ordinal="1">capital improvements</a>, settlement fees <a href="https://www.investopedia.com/terms/c/closingcosts.asp" data-component="link" data-source="inlineLink" data-type="internalLink" data-ordinal="2">and closing costs</a>.</p> </div> <div class="faq-accordion__feature-link"> <span>Learn More</span> <span class="loc feature-link"><a href="https://www.investopedia.com/articles/pf/06/homesaletax.asp" rel="nocaes" class="accordion-content__feature-link mntl-text-link " id="accordion-content__feature-link_4-0" data-tracking-container="true" ><span class="link__wrapper">Will Your Home Sale Leave You With Tax Shock?</span></a> </span> </div> </div> </div> </li> <li class="accordion__item js-accordion-item " data-ordinal="5"> <div tabindex="0" class="accordion__header js-accordion-trigger" id="mntl-accordion__item_5-0-section-4"> <svg class="icon icon-arrow-down accordion__icon" > <use xmlns:xlink="http://www.w3.org/1999/xlink" xlink:href="#icon-arrow-down" href="#icon-arrow-down"></use> </svg> <span class="accordion__title">Is there a way to reduce your alternative minimum tax?</span> </div> <div class="accordion__body"> <div id="mntl-accordion__content_5-0" class="comp mntl-accordion__content"> <div class="faq-accordion__item-answer"> <p> <a href="https://www.investopedia.com/terms/a/alternativeminimumtax.asp" data-component="link" data-source="inlineLink" data-type="internalLink" data-ordinal="1">Alternative minimum tax (AMT)</a> is a system invented to make sure that higher income people with significant tax deductions didn’t avoid paying federal income tax. It uses a separate set of rules to calculate the tax owed after adding certain tax preference items back into <a href="https://www.investopedia.com/terms/a/agi.asp" data-component="link" data-source="inlineLink" data-type="internalLink" data-ordinal="2">adjusted gross income (AGI).</a> What you need to do is keep your AGI as low as possible through maximizing salary deferrals and pre-tax contributions to flexible spending plans and the like, keeping tax-efficient investments in taxable investment accounts, and taking all the tax credits of which you qualify.</p> </div> <div class="faq-accordion__feature-link"> <span>Learn More</span> <span class="loc feature-link"><a href="https://www.investopedia.com/articles/pf/07/amtbasics.asp" rel="nocaes" class="accordion-content__feature-link mntl-text-link " id="accordion-content__feature-link_5-0" data-tracking-container="true" ><span class="link__wrapper">How to Cut Your Alternative Minimum Tax</span></a> </span> </div> </div> </div> </li> <li class="accordion__item js-accordion-item " data-ordinal="6"> <div tabindex="0" class="accordion__header js-accordion-trigger" id="mntl-accordion__item_6-0-section-5"> <svg class="icon icon-arrow-down accordion__icon" > <use xmlns:xlink="http://www.w3.org/1999/xlink" xlink:href="#icon-arrow-down" href="#icon-arrow-down"></use> </svg> <span class="accordion__title">What are the biggest tax filing mistakes?</span> </div> <div class="accordion__body"> <div id="mntl-accordion__content_6-0" class="comp mntl-accordion__content"> <div class="faq-accordion__item-answer"> <p>Some of these are simple carelessness, such as using the wrong line of the form or entering incorrect figures or names. Others are automatically taking the <a href="https://www.investopedia.com/terms/s/standarddeduction.asp" data-component="link" data-source="inlineLink" data-type="internalLink" data-ordinal="1">standard deduction</a>, missing <a href="https://www.investopedia.com/terms/w/write-off.asp" data-component="link" data-source="inlineLink" data-type="internalLink" data-ordinal="2">write-offs</a>, making math errors, not telling the IRS what to do with your refund, and making payment mistakes.</p> </div> <div class="faq-accordion__feature-link"> <span>Learn More</span> <span class="loc feature-link"><a href="https://www.investopedia.com/top-tax-filing-mistakes-and-how-avoid-them-4232870" rel="nocaes" class="accordion-content__feature-link mntl-text-link " id="accordion-content__feature-link_6-0" data-tracking-container="true" ><span class="link__wrapper">Top Tax Filing Mistakes—and How to Avoid Them</span></a> </span> </div> </div> </div> </li> </ul></div> <div id="mntl-sc-block_4-0" class="comp mntl-sc-block mntl-sc-block-keyterms mntl-block"><h3 id="mntl-sc-block-keyterms__title_1-0" class="comp mntl-sc-block-keyterms__title mntl-text-block">Key Terms</h3> <div id="mntl-sc-block-keyterms__nav_1-0" class="comp mntl-sc-block-keyterms__nav mntl-block" data-tracking-container="true"><button id="mntl-sc-block-keyterms__nav-item_1-0" class="comp mntl-sc-block-keyterms__nav-item mntl-button is-active" data-index="0"> Tax Identification Number </button> <button id="mntl-sc-block-keyterms__nav-item_2-0" class="comp mntl-sc-block-keyterms__nav-item mntl-button" data-index="1"> Inheritance Tax </button> <button id="mntl-sc-block-keyterms__nav-item_3-0" class="comp mntl-sc-block-keyterms__nav-item mntl-button" data-index="2"> Excise Tax </button> <button id="mntl-sc-block-keyterms__nav-item_4-0" class="comp mntl-sc-block-keyterms__nav-item mntl-button" data-index="3"> Indirect Tax </button> <button id="mntl-sc-block-keyterms__nav-item_5-0" class="comp mntl-sc-block-keyterms__nav-item mntl-button" data-index="4"> Sales Tax </button> <button id="mntl-sc-block-keyterms__nav-item_6-0" class="comp mntl-sc-block-keyterms__nav-item mntl-button" data-index="5"> Consumption Tax </button> <button id="mntl-sc-block-keyterms__nav-item_7-0" class="comp mntl-sc-block-keyterms__nav-item mntl-button" data-index="6"> Tax Exempt </button></div> <div id="mntl-sc-block-keyterms__carousel_1-0" class="comp mntl-sc-block-keyterms__carousel mntl-carousel--inline mntl-carousel mntl-carousel--inline mntl-carousel" data-use-placeholders="false" data-tracking-container="true" data-scroll-by-page="false" data-update-arrows-when-scrolling="false"> <div class="mntl-carousel__wrapper"> <div class="mntl-carousel__arrow mntl-carousel__arrow--left " data-click-tracked="true" role="button" aria-label="Present previous article"> <svg class="icon mntl-carousel__arrow-icon " > <use xmlns:xlink="http://www.w3.org/1999/xlink" xlink:href="#mntl-carousel__arrow-icon" href="#mntl-carousel__arrow-icon"></use> </svg> </div> <ul class="loc carousel-items mntl-carousel__items"><li id="mntl-carousel__item_1-0" class="comp mntl-carousel__item mntl-block is-active" data-ordinal="0" data-contain-tooltips="true"><div id="mntl-carousel__card_1-0" class="comp mntl-carousel__card mntl-block carousel-card"><div id="carousel-card__title_1-0" class="comp carousel-card__title mntl-text-block">Tax Identification Number</div> <div id="carousel-card__body_1-0" class="comp carousel-card__body mntl-text-block"><p>This is a nine-digit tracking number used by the <a href="https://www.investopedia.com/terms/i/irs.asp" data-component="link" data-source="inlineLink" data-type="internalLink" data-ordinal="1">Internal Revenue Service (IRS)</a> and is required on all tax returns. It is required information on all tax returns filed with the IRS. The IRS issues all U.S. tax identification numbers (TIN) or tax I.D. numbers. Two tax ID numbes not issued by the IRS: Social Security numbers (SSNs), which are issued by the <a href="https://www.investopedia.com/terms/s/ssa.asp" data-component="link" data-source="inlineLink" data-type="internalLink" data-ordinal="2">Social Security Administration (SSA)</a> and foreign tax identifying numbers (foreign TIN), which are issued by the country in which the non-U.S. taxpayer pays taxes.</p></div> <div id="carousel-card__link-wrapper_1-0" class="comp carousel-card__link-wrapper mntl-block"><a href="https://www.investopedia.com/terms/t/tax-indentification-number-tin.asp" rel="nocaes" class="carousel-card__link mntl-text-link " id="carousel-card__link_1-0" data-tracking-container="true" ><span class="link__wrapper">Learn More</span></a></div></div></li> <li id="mntl-carousel__item_2-0" class="comp mntl-carousel__item mntl-block" data-ordinal="1" data-contain-tooltips="true"><div id="mntl-carousel__card_2-0" class="comp mntl-carousel__card mntl-block carousel-card"><div id="carousel-card__title_2-0" class="comp carousel-card__title mntl-text-block">Inheritance Tax</div> <div id="carousel-card__body_2-0" class="comp carousel-card__body mntl-text-block"><p>Some states impose these taxes on heirs. Unlike the estate tax, which is paid by the deceased’s estate, this tax is paid by the beneficiary. States that charge inheritance taxes: Iowa, Kentucky, Maryland, Nebraska, New Jersey, and Pennsylvania.</p><p>There is no federal inheritance tax.</p></div> <div id="carousel-card__link-wrapper_2-0" class="comp carousel-card__link-wrapper mntl-block"><a href="https://www.investopedia.com/terms/i/inheritancetax.asp" rel="nocaes" class="carousel-card__link mntl-text-link " id="carousel-card__link_2-0" data-tracking-container="true" ><span class="link__wrapper">Learn More</span></a></div></div></li> <li id="mntl-carousel__item_3-0" class="comp mntl-carousel__item mntl-block" data-ordinal="2" data-contain-tooltips="true"><div id="mntl-carousel__card_3-0" class="comp mntl-carousel__card mntl-block carousel-card"><div id="carousel-card__title_3-0" class="comp carousel-card__title mntl-text-block">Excise Tax</div> <div id="carousel-card__body_3-0" class="comp carousel-card__body mntl-text-block"><p>Largely paid by businesses on goods and services at purchase, these taxes can be <a href="https://www.investopedia.com/terms/a/advaloremtax.asp" data-component="link" data-source="inlineLink" data-type="internalLink" data-ordinal="1">ad valorem</a> (a percentage of the cost) or specific (a set dollar amount). Excise taxes levied on goods with a high social cost such as alcohol and tobacco are known as <a href="https://www.investopedia.com/terms/s/sin_tax.asp" data-component="link" data-source="inlineLink" data-type="internalLink" data-ordinal="2">sin taxes</a>. Motor fuels, airline tickets, and health services are other major sources of excise tax revenue.</p></div> <div id="carousel-card__link-wrapper_3-0" class="comp carousel-card__link-wrapper mntl-block"><a href="https://www.investopedia.com/terms/e/excisetax.asp" rel="nocaes" class="carousel-card__link mntl-text-link " id="carousel-card__link_3-0" data-tracking-container="true" ><span class="link__wrapper">Learn More</span></a></div></div></li> <li id="mntl-carousel__item_4-0" class="comp mntl-carousel__item mntl-block" data-ordinal="3" data-contain-tooltips="true"><div id="mntl-carousel__card_4-0" class="comp mntl-carousel__card mntl-block carousel-card"><div id="carousel-card__title_4-0" class="comp carousel-card__title mntl-text-block">Indirect Tax</div> <div id="carousel-card__body_4-0" class="comp carousel-card__body mntl-text-block"><p>These taxes are paid by the manufacturer or retailer, not the consumer, but are passed on to the consumer in the form of higher costs. <a href="https://www.investopedia.com/terms/e/excisetax.asp" data-component="link" data-source="inlineLink" data-type="internalLink" data-ordinal="1">Excise taxes</a> on fuel, alcohol, and tobacco are one example of an indirect tax. So are <a href="https://www.investopedia.com/terms/i/import-duty.asp" data-component="link" data-source="inlineLink" data-type="internalLink" data-ordinal="2">import duties</a> paid by those who import goods from outside the country.</p></div> <div id="carousel-card__link-wrapper_4-0" class="comp carousel-card__link-wrapper mntl-block"><a href="https://www.investopedia.com/terms/i/indirecttax.asp" rel="nocaes" class="carousel-card__link mntl-text-link " id="carousel-card__link_4-0" data-tracking-container="true" ><span class="link__wrapper">Learn More</span></a></div></div></li> <li id="mntl-carousel__item_5-0" class="comp mntl-carousel__item mntl-block" data-ordinal="4" data-contain-tooltips="true"><div id="mntl-carousel__card_5-0" class="comp mntl-carousel__card mntl-block carousel-card"><div id="carousel-card__title_5-0" class="comp carousel-card__title mntl-text-block">Sales Tax</div> <div id="carousel-card__body_5-0" class="comp carousel-card__body mntl-text-block"><p>A consumption tax imposed on goods and services, a sales tax is paid at the point of sale by the consumer and is collected by the seller. A manufacturer at an interim step in the manufacturing process (say a yarn maker who sells the yarn to a sweater manufacturer) can obtain a certificate of resale to avoid being charged sales tax on the yarn.</p></div> <div id="carousel-card__link-wrapper_5-0" class="comp carousel-card__link-wrapper mntl-block"><a href="https://www.investopedia.com/terms/s/salestax.asp" rel="nocaes" class="carousel-card__link mntl-text-link " id="carousel-card__link_5-0" data-tracking-container="true" ><span class="link__wrapper">Learn More</span></a></div></div></li> <li id="mntl-carousel__item_6-0" class="comp mntl-carousel__item mntl-block" data-ordinal="5" data-contain-tooltips="true"><div id="mntl-carousel__card_6-0" class="comp mntl-carousel__card mntl-block carousel-card"><div id="carousel-card__title_6-0" class="comp carousel-card__title mntl-text-block">Consumption Tax</div> <div id="carousel-card__body_6-0" class="comp carousel-card__body mntl-text-block"><p>This is any tax on the purchase of goods and services. <a href="https://www.investopedia.com/terms/s/salestax.asp" data-component="link" data-source="inlineLink" data-type="internalLink" data-ordinal="1">Sales taxes</a>, <a href="https://www.investopedia.com/terms/e/excisetax.asp" data-component="link" data-source="inlineLink" data-type="internalLink" data-ordinal="2">excise taxes</a> and <a href="https://www.investopedia.com/terms/t/tariff.asp" data-component="link" data-source="inlineLink" data-type="internalLink" data-ordinal="3">tariffs</a> are all consumption taxes. They are taxes on what you spend, rather than taxes on what you earn (<a href="https://www.investopedia.com/terms/i/incometax.asp" data-component="link" data-source="inlineLink" data-type="internalLink" data-ordinal="4">income taxes</a>).<br/></p></div> <div id="carousel-card__link-wrapper_6-0" class="comp carousel-card__link-wrapper mntl-block"><a href="https://www.investopedia.com/terms/c/consumption-tax.asp" rel="nocaes" class="carousel-card__link mntl-text-link " id="carousel-card__link_6-0" data-tracking-container="true" ><span class="link__wrapper">Learn More</span></a></div></div></li> <li id="mntl-carousel__item_7-0" class="comp mntl-carousel__item mntl-block" data-ordinal="6" data-contain-tooltips="true"><div id="mntl-carousel__card_7-0" class="comp mntl-carousel__card mntl-block carousel-card"><div id="carousel-card__title_7-0" class="comp carousel-card__title mntl-text-block">Tax Exempt</div> <div id="carousel-card__body_7-0" class="comp carousel-card__body mntl-text-block"><p>Income or transactions that aren’t subject to any federal, state, or local tax are tax exempt. Some religious and <a href="https://www.investopedia.com/ask/answers/08/nonprofit-tax.asp" data-component="link" data-source="inlineLink" data-type="internalLink" data-ordinal="1">charitable organizations</a> are also tax exempt. 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article-meta--simple mntl-block" data-tracking-container="true"><div id="byline--simple_18-0" class="comp byline--simple mntl-block"><div id="byline--simple__pre-author-text_18-0" class="comp byline--simple__pre-author-text mntl-text-block">By</div> <div id="byline--simple__author_18-0" class="comp byline--simple__author mntl-text-block">Daniel Kurt</div></div> <div id="displayed-date_18-0" class="comp displayed-date"> <span class="displayed-date__date-text">Updated</span> <span class="displayed-date__date">Oct 28, 2024</span> </div></div> </div> </a> <a id="mntl-card-list-items_19-0" class="comp mntl-card-list-items mntl-document-card mntl-card card card--no-image" data-doc-id="4188346" data-tax-levels href="https://www.investopedia.com/terms/s/surcharge.asp" data-ordinal="9" data-cta="Read Now ▸"> <div class="loc card__top"><div class="card__media mntl-image card__media universal-image__container"> <img 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https://www.investopedia.com/thmb/9HndfsDEhQKVxUroj-pbNpELJi4=/250x0/filters:no_upscale():max_bytes(150000):strip_icc()/surcharge.asp-final-ee3ca3ae1ae54f4989712a9f75e8dc90.jpg 250w, https://www.investopedia.com/thmb/hxDtG-f0KML-hGQUxtJaSgA-VAs=/302x0/filters:no_upscale():max_bytes(150000):strip_icc()/surcharge.asp-final-ee3ca3ae1ae54f4989712a9f75e8dc90.jpg 302w" sizes="(min-width: 1280px) 300px, (min-width: 800px) calc(25vw - 1.25rem), (min-width: 640px) calc(33vw - 2rem), calc(50vw - 1.125rem)" alt="Surcharge: An additional charge, fee, or tax that is added to the cost of a good or service beyond the initially quoted price." /> </noscript> </div> </div> <div class="card__content " data-tag="Taxes"> <div class="card__header"></div> <span class="card__title"><span class="card__title-text ">Surcharge: What It Is, How It Works, Types, and Examples</span></span> <div id="article-meta--simple_19-0" class="comp article-meta--simple mntl-block" data-tracking-container="true"><div id="byline--simple_19-0" class="comp byline--simple mntl-block"><div id="byline--simple__pre-author-text_19-0" class="comp byline--simple__pre-author-text mntl-text-block">By</div> <div id="byline--simple__author_19-0" class="comp byline--simple__author mntl-text-block">Alexandra Twin</div></div> <div id="displayed-date_19-0" class="comp displayed-date"> <span class="displayed-date__date-text">Updated</span> <span class="displayed-date__date">Nov 17, 2023</span> </div></div> </div> </a> <a id="mntl-card-list-items_20-0" class="comp mntl-card-list-items mntl-document-card mntl-card card card--no-image" data-doc-id="4198876" data-tax-levels href="https://www.investopedia.com/terms/c/consumption-tax.asp" data-ordinal="10" data-cta="Read Now ▸"> <div class="loc card__top"><div class="card__media mntl-image card__media universal-image__container"> <img data-src="https://www.investopedia.com/thmb/JykHhpM6KlDu7FF4YYXzgnxCYjM=/800x533/filters:no_upscale():max_bytes(150000):strip_icc()/consumption-tax.asp_FINAL-96e3b673009d46b8b71253303e0efa38.png" width="800" height="533" data-srcset="https://www.investopedia.com/thmb/JOyRlJlp_-qApnr3mPrQon257DA=/150x0/filters:no_upscale():max_bytes(150000):strip_icc()/consumption-tax.asp_FINAL-96e3b673009d46b8b71253303e0efa38.png 150w, https://www.investopedia.com/thmb/qXKDDufJ6Xx6jlKKQ_uYcVaa8TM=/200x0/filters:no_upscale():max_bytes(150000):strip_icc()/consumption-tax.asp_FINAL-96e3b673009d46b8b71253303e0efa38.png 200w, https://www.investopedia.com/thmb/DO7Dg3mmVFjnNwpfLgRfDaVDSwE=/250x0/filters:no_upscale():max_bytes(150000):strip_icc()/consumption-tax.asp_FINAL-96e3b673009d46b8b71253303e0efa38.png 250w, https://www.investopedia.com/thmb/LHdgjtzfzujgdScSG5N-af2B0D4=/302x0/filters:no_upscale():max_bytes(150000):strip_icc()/consumption-tax.asp_FINAL-96e3b673009d46b8b71253303e0efa38.png 302w" data-sizes="(min-width: 1280px) 300px, (min-width: 800px) calc(25vw - 1.25rem), (min-width: 640px) calc(33vw - 2rem), calc(50vw - 1.125rem)" alt="Consumption Tax: A tax on the purchase of a good or service or a system taxing people on how much they consume rather than how much they earn." class="lazyload card__img card__img universal-image__image" data-expand="300" /> <noscript> <img src="https://www.investopedia.com/thmb/JykHhpM6KlDu7FF4YYXzgnxCYjM=/800x533/filters:no_upscale():max_bytes(150000):strip_icc()/consumption-tax.asp_FINAL-96e3b673009d46b8b71253303e0efa38.png" width="800" height="533" class="img--noscript card__img card__img universal-image__image" srcset="https://www.investopedia.com/thmb/JOyRlJlp_-qApnr3mPrQon257DA=/150x0/filters:no_upscale():max_bytes(150000):strip_icc()/consumption-tax.asp_FINAL-96e3b673009d46b8b71253303e0efa38.png 150w, 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class="card__title-text ">Consumption Tax: Definition, Types, vs. Income Tax</span></span> <div id="article-meta--simple_20-0" class="comp article-meta--simple mntl-block" data-tracking-container="true"><div id="byline--simple_20-0" class="comp byline--simple mntl-block"><div id="byline--simple__pre-author-text_20-0" class="comp byline--simple__pre-author-text mntl-text-block">By</div> <div id="byline--simple__author_20-0" class="comp byline--simple__author mntl-text-block">Julia Kagan</div></div> <div id="displayed-date_20-0" class="comp displayed-date"> <span class="displayed-date__date-text">Updated</span> <span class="displayed-date__date">Feb 18, 2025</span> </div></div> </div> </a> <a id="mntl-card-list-items_21-0" class="comp mntl-card-list-items mntl-document-card mntl-card card card--no-image" data-doc-id="4196145" data-tax-levels href="https://www.investopedia.com/terms/f/form-6781.asp" data-ordinal="11" data-cta="Read Now ▸"> <div class="loc card__top"><div 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id="displayed-date_21-0" class="comp displayed-date"> <span class="displayed-date__date-text">Updated</span> <span class="displayed-date__date">Mar 09, 2024</span> </div></div> </div> </a> <a id="mntl-card-list-items_22-0" class="comp mntl-card-list-items mntl-document-card mntl-card card card--no-image" data-doc-id="4191020" data-tax-levels href="https://www.investopedia.com/terms/p/pretax-rate-of-return.asp" data-ordinal="12" data-cta="Read Now ▸"> <div class="loc card__top"><div class="card__media mntl-image card__media universal-image__container"> <img data-src="https://www.investopedia.com/thmb/Ofks_Fdu8hXbQ8pX3oaeEwCY1pQ=/800x533/filters:no_upscale():max_bytes(150000):strip_icc()/156416606-5bfc2b8b46e0fb00517bdff7.jpg" width="800" height="533" data-srcset="https://www.investopedia.com/thmb/-zBhljpccGXPfeHbcq_o6fsPsUo=/150x0/filters:no_upscale():max_bytes(150000):strip_icc()/156416606-5bfc2b8b46e0fb00517bdff7.jpg 150w, 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id="mntl-card-list-items_33-0" class="comp mntl-card-list-items mntl-document-card mntl-card card card--no-image" data-doc-id="4188173" data-tax-levels href="https://www.investopedia.com/terms/t/tax_without_representation.asp" data-ordinal="23" data-cta="Read Now ▸"> <div class="loc card__top"><div class="card__media mntl-image card__media universal-image__container"> <img data-src="https://www.investopedia.com/thmb/3rLs-jZmpG-HqS4lNgPmxbPCegQ=/800x533/filters:no_upscale():max_bytes(150000):strip_icc()/tax_without_representation.asp_Final-0d1cea03b29d4d88bd57e5bd002467d3.jpg" width="800" height="533" data-srcset="https://www.investopedia.com/thmb/W1E_YtUfDq78ANma1Fg_L6wvK-8=/150x0/filters:no_upscale():max_bytes(150000):strip_icc()/tax_without_representation.asp_Final-0d1cea03b29d4d88bd57e5bd002467d3.jpg 150w, https://www.investopedia.com/thmb/WiqymdeJ8mXGbK5ALoGSCphnstw=/200x0/filters:no_upscale():max_bytes(150000):strip_icc()/tax_without_representation.asp_Final-0d1cea03b29d4d88bd57e5bd002467d3.jpg 200w, https://www.investopedia.com/thmb/GZnSHL45sODlF8_V6GMM0C7RH2s=/250x0/filters:no_upscale():max_bytes(150000):strip_icc()/tax_without_representation.asp_Final-0d1cea03b29d4d88bd57e5bd002467d3.jpg 250w, https://www.investopedia.com/thmb/E55W41TVUZlblI9iI-IxGG4PeX0=/302x0/filters:no_upscale():max_bytes(150000):strip_icc()/tax_without_representation.asp_Final-0d1cea03b29d4d88bd57e5bd002467d3.jpg 302w" data-sizes="(min-width: 1280px) 300px, (min-width: 800px) calc(25vw - 1.25rem), (min-width: 640px) calc(33vw - 2rem), calc(50vw - 1.125rem)" alt="Taxation Without Representation: A populace that is required to pay taxes to a government authority without having any say in that government's policies." class="lazyload card__img card__img universal-image__image" data-expand="300" /> <noscript> <img src="https://www.investopedia.com/thmb/3rLs-jZmpG-HqS4lNgPmxbPCegQ=/800x533/filters:no_upscale():max_bytes(150000):strip_icc()/tax_without_representation.asp_Final-0d1cea03b29d4d88bd57e5bd002467d3.jpg" width="800" height="533" class="img--noscript card__img card__img universal-image__image" srcset="https://www.investopedia.com/thmb/W1E_YtUfDq78ANma1Fg_L6wvK-8=/150x0/filters:no_upscale():max_bytes(150000):strip_icc()/tax_without_representation.asp_Final-0d1cea03b29d4d88bd57e5bd002467d3.jpg 150w, https://www.investopedia.com/thmb/WiqymdeJ8mXGbK5ALoGSCphnstw=/200x0/filters:no_upscale():max_bytes(150000):strip_icc()/tax_without_representation.asp_Final-0d1cea03b29d4d88bd57e5bd002467d3.jpg 200w, https://www.investopedia.com/thmb/GZnSHL45sODlF8_V6GMM0C7RH2s=/250x0/filters:no_upscale():max_bytes(150000):strip_icc()/tax_without_representation.asp_Final-0d1cea03b29d4d88bd57e5bd002467d3.jpg 250w, 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