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Investing
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This allows an investor to, depending on their investing strategy, avoid stocks from companies in sectors they don’t believe to have strong prospects, focus on stocks from sectors they believe are in a good position for growth, or ensure their portfolio is diversified.<\/p>" } , { "@type": "DefinedTerm", "name": "Short-Term Investments", "description": "<p>Short term investments are investments that are designed to be held for a year or less or investments a company intends to sell within 12 months. They are also known as “marketable securities” or “temporary investments,” and can be easily sold for cash.<\/p>" } , { "@type": "DefinedTerm", "name": "Investment Banker", "description": "<p>An investment banker works for a bank that deals mostly with raising capital for large institutions such as governments and corporations. They also deal with corporate restructuring as well as corporate mergers & acquisition (M&A).<\/p>" } , { "@type": "DefinedTerm", "name": "Wall Street", "description": "<p>Wall Street is a street in New York City which, due to having been a historical center of the U.S. financial industry, is used as a term to refer to that industry as a whole. 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mntl-sc-block finance-sc-block-html mntl-sc-block-html"> Investing differs from trading in that investing is for the long-term, usually years or decades. Investing is one of the key strategies to building long-term wealth and financial security. </p> <div id="sponsorship-wrapper_1-0" class="comp sponsorship-wrapper mntl-block"></div></div></div></div><div id="mntl-taxonomysc-content_1-0" class="comp mntl-taxonomysc-content mntl-sc-page mntl-block " data-sc-sticky-offset="60" data-sc-ad-label-height="24" data-sc-ad-track-spacing="100" data-sc-min-track-height="250" data-sc-max-track-height="600" data-sc-breakpoint="50em" data-sc-load-immediate="1" data-sc-content-positions="[300,600,900,1200,1500,1800,2100]" data-bind-scroll-on-start="true"><div id="mntl-sc-block_2-0" class="comp mntl-sc-block finance-sc-block-spotlight mntl-sc-block-spotlight mntl-block"><h3 id="mntl-sc-block-spotlight__heading_1-0" class="comp mntl-sc-block-spotlight__heading mntl-text-block">A Beginner’s Guide to Investing</h3> <div id="mntl-sc-block-spotlight__articles_1-0" class="comp mntl-sc-block-spotlight__articles mntl-document-spotlight mntl-document-card-list mntl-card-list mntl-block" data-chunk="36"><a id="mntl-card-list-items_1-0" class="comp mntl-card-list-items mntl-document-card mntl-card card card--no-image" data-doc-id="4243094" data-tax-levels href="https://www.investopedia.com/articles/basics/11/3-s-simple-investing.asp" data-ordinal="1" data-cta="Read Now ▸"> <div class="loc card__top"><div class="card__media mntl-universal-image universal-image__container"><img data-src="https://www.investopedia.com/thmb/LEyAnXrnxMSV2TCrJSZmvcmevgs=/2121x1414/filters:no_upscale():max_bytes(150000):strip_icc()/Investingjourneypic-a9bb92f557694caaaa92b761eb2cadd9.jpg" width="2121" height="1414" data-srcset="https://www.investopedia.com/thmb/Z9p_MSPaLKeNbJEQoi9dUbrjw8c=/150x0/filters:no_upscale():max_bytes(150000):strip_icc()/Investingjourneypic-a9bb92f557694caaaa92b761eb2cadd9.jpg 150w, https://www.investopedia.com/thmb/PvSTVkUhBkKzsy14O1-qrBKfLs0=/200x0/filters:no_upscale():max_bytes(150000):strip_icc()/Investingjourneypic-a9bb92f557694caaaa92b761eb2cadd9.jpg 200w, https://www.investopedia.com/thmb/CHlaMQIwObIUzdp2HLMrxQd1iYY=/250x0/filters:no_upscale():max_bytes(150000):strip_icc()/Investingjourneypic-a9bb92f557694caaaa92b761eb2cadd9.jpg 250w, https://www.investopedia.com/thmb/tjhXgoFGYJWq7gBfoQqiska71X0=/302x0/filters:no_upscale():max_bytes(150000):strip_icc()/Investingjourneypic-a9bb92f557694caaaa92b761eb2cadd9.jpg 302w" data-sizes="(min-width: 1280px) 300px, (min-width: 800px) calc(25vw - 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Banking, investment and financial trading concept" /> </noscript></div> </div> <div class="card__content " data-tag="Investing"> <div class="card__header"></div> <span class="card__title"><span class="card__title-text ">How Do I Keep Commissions and Fees From Eating Trading Profits?</span></span> <div id="article-meta--simple_4-0" class="comp article-meta--simple mntl-block" data-tracking-container="true"><div id="byline--simple_4-0" class="comp byline--simple mntl-block"><div id="byline--simple__pre-author-text_4-0" class="comp byline--simple__pre-author-text mntl-text-block">By</div> <div id="byline--simple__author_4-0" class="comp byline--simple__author mntl-text-block">Chris Gallant</div></div> <div id="displayed-date_4-0" class="comp displayed-date"> <span class="displayed-date__date-text">Updated</span> <span class="displayed-date__date">Apr 03, 2024</span> </div></div> </div> </a> <a id="mntl-card-list-items_5-0" class="comp mntl-card-list-items mntl-document-card mntl-card card card--no-image" data-doc-id="4243027" data-tax-levels href="https://www.investopedia.com/articles/bonds/08/bond-market-basics.asp" data-ordinal="5" data-cta="Read Now ▸"> <div class="loc card__top"><div class="card__media mntl-universal-image universal-image__container"><img data-src="https://www.investopedia.com/thmb/UL0z6UoGkNDJSzKNdmNRg2Wq8DY=/4000x2667/filters:no_upscale():max_bytes(150000):strip_icc()/Primary-Image-american-express-cd-rates-april-2023-7482932-2970b0b4e1cc495da6f5c29659589d96.jpg" width="4000" height="2667" data-srcset="https://www.investopedia.com/thmb/71eKq0uEPrFz3Fq4HyIlPKNmNjc=/150x0/filters:no_upscale():max_bytes(150000):strip_icc()/Primary-Image-american-express-cd-rates-april-2023-7482932-2970b0b4e1cc495da6f5c29659589d96.jpg 150w, https://www.investopedia.com/thmb/q4WBZjtvqB_oTjlB4Kbw0i4USG8=/200x0/filters:no_upscale():max_bytes(150000):strip_icc()/Primary-Image-american-express-cd-rates-april-2023-7482932-2970b0b4e1cc495da6f5c29659589d96.jpg 200w, https://www.investopedia.com/thmb/wLX3gxHg0k5SGS5SLeoVLHTFrho=/250x0/filters:no_upscale():max_bytes(150000):strip_icc()/Primary-Image-american-express-cd-rates-april-2023-7482932-2970b0b4e1cc495da6f5c29659589d96.jpg 250w, https://www.investopedia.com/thmb/Dz8Ka7e1GJE_GQ4uabpziEthc0w=/302x0/filters:no_upscale():max_bytes(150000):strip_icc()/Primary-Image-american-express-cd-rates-april-2023-7482932-2970b0b4e1cc495da6f5c29659589d96.jpg 302w" data-sizes="(min-width: 1280px) 300px, (min-width: 800px) calc(25vw - 1.25rem), (min-width: 640px) calc(33vw - 2rem), calc(50vw - 1.125rem)" alt="Woman working on her finances at home on her smartphone" class="lazyload card__img universal-image__image" /> <noscript> <img src="https://www.investopedia.com/thmb/UL0z6UoGkNDJSzKNdmNRg2Wq8DY=/4000x2667/filters:no_upscale():max_bytes(150000):strip_icc()/Primary-Image-american-express-cd-rates-april-2023-7482932-2970b0b4e1cc495da6f5c29659589d96.jpg" width="4000" height="2667" class="img--noscript card__img universal-image__image" srcset="https://www.investopedia.com/thmb/71eKq0uEPrFz3Fq4HyIlPKNmNjc=/150x0/filters:no_upscale():max_bytes(150000):strip_icc()/Primary-Image-american-express-cd-rates-april-2023-7482932-2970b0b4e1cc495da6f5c29659589d96.jpg 150w, https://www.investopedia.com/thmb/q4WBZjtvqB_oTjlB4Kbw0i4USG8=/200x0/filters:no_upscale():max_bytes(150000):strip_icc()/Primary-Image-american-express-cd-rates-april-2023-7482932-2970b0b4e1cc495da6f5c29659589d96.jpg 200w, https://www.investopedia.com/thmb/wLX3gxHg0k5SGS5SLeoVLHTFrho=/250x0/filters:no_upscale():max_bytes(150000):strip_icc()/Primary-Image-american-express-cd-rates-april-2023-7482932-2970b0b4e1cc495da6f5c29659589d96.jpg 250w, https://www.investopedia.com/thmb/Dz8Ka7e1GJE_GQ4uabpziEthc0w=/302x0/filters:no_upscale():max_bytes(150000):strip_icc()/Primary-Image-american-express-cd-rates-april-2023-7482932-2970b0b4e1cc495da6f5c29659589d96.jpg 302w" sizes="(min-width: 1280px) 300px, (min-width: 800px) calc(25vw - 1.25rem), (min-width: 640px) calc(33vw - 2rem), calc(50vw - 1.125rem)" alt="Woman working on her finances at home on her smartphone" /> </noscript></div> </div> <div class="card__content " data-tag="Investing"> <div class="card__header"></div> <span class="card__title"><span class="card__title-text ">4 Basic Things to Know About Bonds</span></span> <div id="article-meta--simple_5-0" class="comp article-meta--simple mntl-block" data-tracking-container="true"><div id="byline--simple_5-0" class="comp byline--simple mntl-block"><div id="byline--simple__pre-author-text_5-0" class="comp byline--simple__pre-author-text mntl-text-block">By</div> <div id="byline--simple__author_5-0" class="comp byline--simple__author mntl-text-block">Eric Fontinelle</div></div> <div id="displayed-date_5-0" class="comp displayed-date"> <span class="displayed-date__date-text">Updated</span> <span class="displayed-date__date">Jun 14, 2024</span> </div></div> </div> </a></div> <div id="leaderboard2_1-0" class="comp leaderboard2 leaderboard--lazy leaderboard mm-ads-flexible-leaderboard mm-ads-flexible-ad mm-ads-gpt-adunit has-right-label visible-overflow js-lazy-ad gpt leaderboard dynamic"> <div id="leaderboard-flex-2" class="wrapper" data-type="leaderboard" data-pos="btf1" data-priority="3" data-sizes="[[728, 90], [970,90], [970, 250]]" data-rtb="true" data-wait-for-third-party="false" data-targeting="{}"></div> </div></div> <div id="mntl-sc-block_3-0" class="comp mntl-sc-block mntl-sc-block-faq mntl-block"><span class="heading-toc" id="toc-frequently-asked-questions-55e39c63-baa7-47a1-8437-6681d8c9c81f"></span> <div id="mntl-sc-block-faq__title_1-0" class="comp mntl-sc-block-faq__title mntl-text-block">Frequently Asked Questions</div> <ul id="mntl-sc-block-faq__content_1-0" class="comp mntl-sc-block-faq__content mntl-accordion js-accordion"> <li class="accordion__item js-accordion-item " data-ordinal="1"> <div tabindex="0" class="accordion__header js-accordion-trigger" id="mntl-accordion__item_1-0-section-0"> <svg class="icon icon-arrow-down accordion__icon" > <use xmlns:xlink="http://www.w3.org/1999/xlink" xlink:href="#icon-arrow-down" href="#icon-arrow-down"></use> </svg> <span class="accordion__title">Can I start investing with $1000?</span> </div><!--end accordion__header--> <div class="accordion__body"> <div id="mntl-accordion__content_1-0" class="comp mntl-accordion__content"> <div class="faq-accordion__item-answer"> <p>Yes, many <a href="https://www.investopedia.com/terms/b/brokerage-company.asp" data-component="link" data-source="inlineLink" data-type="internalLink" data-ordinal="1">brokerages</a> have no minimum account size and will offer zero-commission trading, allowing you to begin investing with even very small amounts. In fact, now with many brokers offering fractional shares, you can invest in stocks even if their share price is over $1000.</p> </div> <div class="faq-accordion__feature-link"> <span>Learn More</span> <span class="loc feature-link"><a href="https://www.investopedia.com/how-to-invest-usd1-000-4584763" rel="nocaes" id="accordion-content__feature-link_1-0" class="accordion-content__feature-link mntl-text-link " data-tracking-container="true" ><span class="link__wrapper">How to Invest $1,000</span></a> </span> </div> </div> </div><!--end accordion__body--> </li><!--end accordion__item--> <li class="accordion__item js-accordion-item " data-ordinal="2"> <div tabindex="0" class="accordion__header js-accordion-trigger" id="mntl-accordion__item_2-0-section-1"> <svg class="icon icon-arrow-down accordion__icon" > <use xmlns:xlink="http://www.w3.org/1999/xlink" xlink:href="#icon-arrow-down" href="#icon-arrow-down"></use> </svg> <span class="accordion__title">How do I invest in stocks?</span> </div><!--end accordion__header--> <div class="accordion__body"> <div id="mntl-accordion__content_2-0" class="comp mntl-accordion__content"> <div class="faq-accordion__item-answer"> <p>While there are many ways to invest in stocks, one of the easiest and best ways for beginning investors to do so is to open up a retirement account with a discount broker. These accounts have tax advantages when saving for retirement and many different brokers have ones that cost little or even nothing to have.</p> </div> <div class="faq-accordion__feature-link"> <span>Learn More</span> <span class="loc feature-link"><a href="https://www.investopedia.com/articles/investing/021017/best-investment-accounts-young-investors.asp" rel="nocaes" id="accordion-content__feature-link_2-0" class="accordion-content__feature-link mntl-text-link " data-tracking-container="true" ><span class="link__wrapper">Best Investment Accounts for Young Investors</span></a> </span> </div> </div> </div><!--end accordion__body--> </li><!--end accordion__item--> <li class="accordion__item js-accordion-item " data-ordinal="3"> <div tabindex="0" class="accordion__header js-accordion-trigger" id="mntl-accordion__item_3-0-section-2"> <svg class="icon icon-arrow-down accordion__icon" > <use xmlns:xlink="http://www.w3.org/1999/xlink" xlink:href="#icon-arrow-down" href="#icon-arrow-down"></use> </svg> <span class="accordion__title">How can I invest with no money?</span> </div><!--end accordion__header--> <div class="accordion__body"> <div id="mntl-accordion__content_3-0" class="comp mntl-accordion__content"> <div class="faq-accordion__item-answer"> <p>While you can’t invest with zero money, you can invest with very little. Many stock brokers offer accounts with no minimum balance and no trading commissions so almost any amount you add to your account can be used to invest.</p> </div> <div class="faq-accordion__feature-link"> <span>Learn More</span> <span class="loc feature-link"><a href="https://www.investopedia.com/financial-edge/0312/how-to-invest-if-youre-broke.aspx" rel="nocaes" id="accordion-content__feature-link_3-0" class="accordion-content__feature-link mntl-text-link " data-tracking-container="true" ><span class="link__wrapper">How to Invest When You're Broke</span></a> </span> </div> </div> </div><!--end accordion__body--> </li><!--end accordion__item--> <li class="accordion__item js-accordion-item " data-ordinal="4"> <div tabindex="0" class="accordion__header js-accordion-trigger" id="mntl-accordion__item_4-0-section-3"> <svg class="icon icon-arrow-down accordion__icon" > <use xmlns:xlink="http://www.w3.org/1999/xlink" xlink:href="#icon-arrow-down" href="#icon-arrow-down"></use> </svg> <span class="accordion__title">Why should I invest?</span> </div><!--end accordion__header--> <div class="accordion__body"> <div id="mntl-accordion__content_4-0" class="comp mntl-accordion__content"> <div class="faq-accordion__item-answer"> <p>You should invest because investing allows your savings to go farther than they otherwise would. Simply holding your savings as cash means it will just sit and be slowly diluted by inflation, whereas even in the safest investments it will earn some money for you, building on itself.</p> </div> <div class="faq-accordion__feature-link"> <span>Learn More</span> <span class="loc feature-link"><a href="https://www.investopedia.com/ask/answers/why-should-i-invest/" rel="nocaes" id="accordion-content__feature-link_4-0" class="accordion-content__feature-link mntl-text-link " data-tracking-container="true" ><span class="link__wrapper">Why Should I Consider Investing?</span></a> </span> </div> </div> </div><!--end accordion__body--> </li><!--end accordion__item--> <li class="accordion__item js-accordion-item " data-ordinal="5"> <div tabindex="0" class="accordion__header js-accordion-trigger" id="mntl-accordion__item_5-0-section-4"> <svg class="icon icon-arrow-down accordion__icon" > <use xmlns:xlink="http://www.w3.org/1999/xlink" xlink:href="#icon-arrow-down" href="#icon-arrow-down"></use> </svg> <span class="accordion__title">When should I start investing?</span> </div><!--end accordion__header--> <div class="accordion__body"> <div id="mntl-accordion__content_5-0" class="comp mntl-accordion__content"> <div class="faq-accordion__item-answer"> <p>As soon as you can afford to. Because investment returns compound, that is, the money you earn from investing then earns money, the sooner you begin investing, the more time you give for this process to work.</p> </div> <div class="faq-accordion__feature-link"> <span>Learn More</span> <span class="loc feature-link"><a href="https://www.investopedia.com/financial-edge/0212/5-advantages-to-investing-in-your-20s.aspx" rel="nocaes" id="accordion-content__feature-link_5-0" class="accordion-content__feature-link mntl-text-link " data-tracking-container="true" ><span class="link__wrapper">5 Advantages of Investing in Your 20s</span></a> </span> </div> </div> </div><!--end accordion__body--> </li><!--end accordion__item--> <li class="accordion__item js-accordion-item " data-ordinal="6"> <div tabindex="0" class="accordion__header js-accordion-trigger" id="mntl-accordion__item_6-0-section-5"> <svg class="icon icon-arrow-down accordion__icon" > <use xmlns:xlink="http://www.w3.org/1999/xlink" xlink:href="#icon-arrow-down" href="#icon-arrow-down"></use> </svg> <span class="accordion__title">What time does the stock market open and close?</span> </div><!--end accordion__header--> <div class="accordion__body"> <div id="mntl-accordion__content_6-0" class="comp mntl-accordion__content"> <div class="faq-accordion__item-answer"> <p>In the U.S. stock markets major exchanges such as the New York Stock Exchange (NYSE) and Nasdaq are open from 9:30 .a.m to 4.p.m Eastern Time. However, this varies around the world depending on what exchange you’re looking at and whether that day is a holiday.</p> </div> <div class="faq-accordion__feature-link"> <span>Learn More</span> <span class="loc feature-link"><a href="https://www.investopedia.com/ask/answers/040115/when-do-stock-market-exchanges-close.asp" rel="nocaes" id="accordion-content__feature-link_6-0" class="accordion-content__feature-link mntl-text-link " data-tracking-container="true" ><span class="link__wrapper">Stock Market Opening Times Around the World</span></a> </span> </div> </div> </div><!--end accordion__body--> </li><!--end accordion__item--> </ul><!--end accordion --></div> <div id="mntl-sc-block_4-0" class="comp mntl-sc-block mntl-sc-block-keyterms mntl-block"><h3 id="mntl-sc-block-keyterms__title_1-0" class="comp mntl-sc-block-keyterms__title mntl-text-block">Key Terms</h3> <div id="mntl-sc-block-keyterms__nav_1-0" class="comp mntl-sc-block-keyterms__nav mntl-block" data-tracking-container="true"><button id="mntl-sc-block-keyterms__nav-item_1-0" class="comp mntl-sc-block-keyterms__nav-item mntl-button is-active" data-index="0"> Bond </button> <button id="mntl-sc-block-keyterms__nav-item_2-0" class="comp mntl-sc-block-keyterms__nav-item mntl-button" data-index="1"> Bond Yield </button> <button id="mntl-sc-block-keyterms__nav-item_3-0" class="comp mntl-sc-block-keyterms__nav-item mntl-button" data-index="2"> Technical Analysis </button> <button id="mntl-sc-block-keyterms__nav-item_4-0" class="comp mntl-sc-block-keyterms__nav-item mntl-button" data-index="3"> Sector Breakdown </button> <button id="mntl-sc-block-keyterms__nav-item_5-0" class="comp mntl-sc-block-keyterms__nav-item mntl-button" data-index="4"> Short-Term Investments </button> <button id="mntl-sc-block-keyterms__nav-item_6-0" class="comp mntl-sc-block-keyterms__nav-item mntl-button" data-index="5"> Investment Banker </button> <button id="mntl-sc-block-keyterms__nav-item_7-0" class="comp mntl-sc-block-keyterms__nav-item mntl-button" data-index="6"> Wall Street </button></div> <div id="mntl-sc-block-keyterms__carousel_1-0" class="comp mntl-sc-block-keyterms__carousel mntl-carousel--inline mntl-carousel mntl-carousel--inline mntl-carousel" data-use-placeholders="false" data-tracking-container="true" data-scroll-by-page="false" data-update-arrows-when-scrolling="false"> <div class="mntl-carousel__wrapper"> <div class="mntl-carousel__arrow mntl-carousel__arrow--left " data-click-tracked="true" role="button" aria-label="Present previous article"> <svg class="icon mntl-carousel__arrow-icon " > <use xmlns:xlink="http://www.w3.org/1999/xlink" xlink:href="#mntl-carousel__arrow-icon" href="#mntl-carousel__arrow-icon"></use> </svg> </div> <ul class="loc carousel-items mntl-carousel__items"><li id="mntl-carousel__item_1-0" class="comp mntl-carousel__item mntl-block is-active" data-ordinal="0" data-contain-tooltips="true"><div id="mntl-carousel__card_1-0" class="comp mntl-carousel__card mntl-block carousel-card"><div id="carousel-card__title_1-0" class="comp carousel-card__title mntl-text-block">Bond</div> <div id="carousel-card__body_1-0" class="comp carousel-card__body mntl-text-block"><p>A bond is an investment representing part or all of a loan to a person, government, or other entity. Bonds are issued at a set par value, usually $1000 or $100, and their prices fluctuates based on interest rates and perceived credit-worthiness of the borrower.</p></div> <div id="carousel-card__link-wrapper_1-0" class="comp carousel-card__link-wrapper mntl-block"><a href="https://www.investopedia.com/terms/b/bond.asp" rel="nocaes" id="carousel-card__link_1-0" class="carousel-card__link mntl-text-link " data-tracking-container="true" ><span class="link__wrapper">Learn More</span></a></div></div></li> <li id="mntl-carousel__item_2-0" class="comp mntl-carousel__item mntl-block" data-ordinal="1" data-contain-tooltips="true"><div id="mntl-carousel__card_2-0" class="comp mntl-carousel__card mntl-block carousel-card"><div id="carousel-card__title_2-0" class="comp carousel-card__title mntl-text-block">Bond Yield</div> <div id="carousel-card__body_2-0" class="comp carousel-card__body mntl-text-block"><p> A bond’s yield is the investment return that an investor will gain from a bond, usually expressed as a percentage. This is the percent of the bond’s price that each set interest payment will be. Yields go up as a bond’s price goes down and vice versa because they are a percent of the bond’s value, therefore the higher the bond’s price, the lower a percentage of that value a set interest payment will be.</p></div> <div id="carousel-card__link-wrapper_2-0" class="comp carousel-card__link-wrapper mntl-block"><a href="https://www.investopedia.com/terms/b/bond-yield.asp" rel="nocaes" id="carousel-card__link_2-0" class="carousel-card__link mntl-text-link " data-tracking-container="true" ><span class="link__wrapper">Learn More</span></a></div></div></li> <li id="mntl-carousel__item_3-0" class="comp mntl-carousel__item mntl-block" data-ordinal="2" data-contain-tooltips="true"><div id="mntl-carousel__card_3-0" class="comp mntl-carousel__card mntl-block carousel-card"><div id="carousel-card__title_3-0" class="comp carousel-card__title mntl-text-block">Technical Analysis</div> <div id="carousel-card__body_3-0" class="comp carousel-card__body mntl-text-block"><p>Technical analysis is a form of stock analysis that involves looking at the price movements of stocks over time in order to predict where they will go. It attempts to find patterns in stock movements based on statistical trends such as the moving average of a stock or its trading volume. This contrasts with fundamental analysis which looks at the financial values of the business that issued the stock and economic conditions affecting the market and that business in order to assess where a stock’s price will go.</p></div> <div id="carousel-card__link-wrapper_3-0" class="comp carousel-card__link-wrapper mntl-block"><a href="https://www.investopedia.com/terms/t/technicalanalysis.asp" rel="nocaes" id="carousel-card__link_3-0" class="carousel-card__link mntl-text-link " data-tracking-container="true" ><span class="link__wrapper">Learn More</span></a></div></div></li> <li id="mntl-carousel__item_4-0" class="comp mntl-carousel__item mntl-block" data-ordinal="3" data-contain-tooltips="true"><div id="mntl-carousel__card_4-0" class="comp mntl-carousel__card mntl-block carousel-card"><div id="carousel-card__title_4-0" class="comp carousel-card__title mntl-text-block">Sector Breakdown</div> <div id="carousel-card__body_4-0" class="comp carousel-card__body mntl-text-block"><p>A sector breakdown is a way to look at a portfolio by organizing it by which sector of the economy each stock is in. This allows an investor to, depending on their investing strategy, avoid stocks from companies in sectors they don’t believe to have strong prospects, focus on stocks from sectors they believe are in a good position for growth, or ensure their portfolio is diversified.</p></div> <div id="carousel-card__link-wrapper_4-0" class="comp carousel-card__link-wrapper mntl-block"><a href="https://www.investopedia.com/terms/s/sector-breakdown.asp" rel="nocaes" id="carousel-card__link_4-0" class="carousel-card__link mntl-text-link " data-tracking-container="true" ><span class="link__wrapper">Learn More</span></a></div></div></li> <li id="mntl-carousel__item_5-0" class="comp mntl-carousel__item mntl-block" data-ordinal="4" data-contain-tooltips="true"><div id="mntl-carousel__card_5-0" class="comp mntl-carousel__card mntl-block carousel-card"><div id="carousel-card__title_5-0" class="comp carousel-card__title mntl-text-block">Short-Term Investments</div> <div id="carousel-card__body_5-0" class="comp carousel-card__body mntl-text-block"><p>Short term investments are investments that are designed to be held for a year or less or investments a company intends to sell within 12 months. 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