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class="cta-group__cta-content-wrapper "> <span class="cta__text">Saving & Budgeting</span> </span> </a> <div class="cta__note"><p>Steps for creating a budget, sticking to it and building savings</p> </div> </li> <li class="cta-group__wrapper "> <a data-bactmln="cta_group-_-CTA-_-personal-banking_/content/bmh/en/personal-banking" href="https://bettermoneyhabits.bankofamerica.com/en/personal-banking" class="js-cta-link cta-group__cta t-track-cta cta--link " target="_self"> <span class="icon-c" data-action="icon"> <span class="icon icon--finance-bank icon--primary-red icon--size3 icon--align-left" aria-hidden="true"> </span> </span> <span class="cta-group__cta-content-wrapper "> <span class="cta__text">Personal Banking</span> </span> </a> <div class="cta__note"><p>Information on how banks work, managing your accounts and teaching your kids about money</p> </div> </li> </ul> </div> </div> <div class="navigation-items__menu--row-column"> <div class="aem-wrap--cta-group section"> <ul class="cta-group cta-group--left "> <li class="cta-group__wrapper "> <a data-bactmln="cta_group-_-CTA-_-debt_/content/bmh/en/debt" href="https://bettermoneyhabits.bankofamerica.com/en/debt" class="js-cta-link cta-group__cta t-track-cta cta--link " target="_self"> <span class="icon-c" data-action="icon"> <span class="icon icon--debt icon--primary-red icon--size3 icon--align-left" aria-hidden="true"> </span> </span> <span class="cta-group__cta-content-wrapper "> <span class="cta__text">Debt</span> </span> </a> <div class="cta__note"><p>Strategies for managing debt and paying off credit cards</p> </div> </li> <li class="cta-group__wrapper "> <a data-bactmln="cta_group-_-CTA-_-privacy---security_/content/bmh/en/privacy-security" href="https://bettermoneyhabits.bankofamerica.com/en/privacy-security" class="js-cta-link cta-group__cta t-track-cta cta--link " target="_self"> <span class="icon-c" data-action="icon"> <span class="icon icon--privacy-security icon--primary-red icon--size3 icon--align-left" aria-hidden="true"> </span> </span> <span class="cta-group__cta-content-wrapper "> <span class="cta__text">Privacy & Security</span> </span> </a> <div class="cta__note"><p>Ways to keep your financial information safe and prevent identity theft</p> </div> </li> <li class="cta-group__wrapper "> <a data-bactmln="cta_group-_-CTA-_-taxes---income_/content/bmh/en/taxes-income" href="https://bettermoneyhabits.bankofamerica.com/en/taxes-income" class="js-cta-link cta-group__cta t-track-cta cta--link " target="_self"> <span class="icon-c" data-action="icon"> <span class="icon icon--taxes-income icon--primary-red icon--size3 icon--align-left" aria-hidden="true"> </span> </span> <span class="cta-group__cta-content-wrapper "> <span class="cta__text">Taxes & Income</span> </span> </a> <div class="cta__note"><p>Guidance on tax planning and making the most of your pay and benefits</p> </div> </li> </ul> </div> </div> </div> <div class="navigation-items__menu--row"> <div class="navigation-items__menu--title"> <div class="heading-latest display--block heading--align-left "> <div class="heading-latest__anchor-link js-anchor-link" data-id="financial-milestones" aria-hidden="true" tabindex="-1"></div> <h3 class="heading-latest__text headline-display--sm heading--text-black heading--align-left no-top "> Financial milestones </h3> </div> </div> <div class="navigation-items__menu--row-column"> <div class="aem-wrap--cta-group section"> <ul class="cta-group cta-group--left "> <li class="cta-group__wrapper "> <a data-bactmln="cta_group-_-CTA-_-auto_/content/bmh/en/auto" href="https://bettermoneyhabits.bankofamerica.com/en/auto" class="js-cta-link cta-group__cta t-track-cta cta--link " target="_self"> <span class="icon-c" data-action="icon"> <span class="icon icon--auto icon--primary-red icon--size3 icon--align-left" aria-hidden="true"> </span> </span> <span class="cta-group__cta-content-wrapper "> <span class="cta__text">Auto</span> </span> </a> <div class="cta__note"><p>Pointers for every step of the car-buying process</p> </div> </li> <li class="cta-group__wrapper "> <a data-bactmln="cta_group-_-CTA-_-investing_/content/bmh/en/retirement" href="https://bettermoneyhabits.bankofamerica.com/en/retirement" class="js-cta-link cta-group__cta t-track-cta cta--link " target="_self"> <span class="icon-c" data-action="icon"> <span class="icon icon--finance-investing icon--primary-red icon--size3 icon--align-left" aria-hidden="true"> </span> </span> <span class="cta-group__cta-content-wrapper "> <span class="cta__text">Investing</span> </span> </a> <div class="cta__note"><p>How to invest, build wealth and save for retirement</p> </div> </li> </ul> </div> </div> <div class="navigation-items__menu--row-column"> <div class="aem-wrap--cta-group section"> <ul class="cta-group cta-group--left "> <li class="cta-group__wrapper "> <a data-bactmln="cta_group-_-CTA-_-homeownership_/content/bmh/en/home-ownership" href="https://bettermoneyhabits.bankofamerica.com/en/home-ownership" class="js-cta-link cta-group__cta t-track-cta cta--link " target="_self"> <span class="icon-c" data-action="icon"> <span class="icon icon--home-ownership icon--primary-red icon--size3 icon--align-left" aria-hidden="true"> </span> </span> <span class="cta-group__cta-content-wrapper "> <span class="cta__text">Homeownership</span> </span> </a> <div class="cta__note"><p>Everything you should know about renting, buying and owning a home</p> </div> </li> <li class="cta-group__wrapper "> <a data-bactmln="cta_group-_-CTA-_-college_/content/bmh/en/college" href="https://bettermoneyhabits.bankofamerica.com/en/college" class="js-cta-link cta-group__cta t-track-cta cta--link " target="_self"> <span class="icon-c" data-action="icon"> <span class="icon icon--college icon--primary-red icon--size3 icon--align-left" aria-hidden="true"> </span> </span> <span class="cta-group__cta-content-wrapper "> <span class="cta__text">College</span> </span> </a> <div class="cta__note"><p>Ways to make paying for college more manageable</p> </div> </li> </ul> </div> </div> </div> </div> </li> </ul> </li> <li class="navigation-items__item js-navigation-main-item"> <a href="#" class="navigation-items__link js-navigation-link t-track-expandible-menu" aria-expanded="false"> <h2 class="navigation-items__title"> Navigate your financial life </h2> <p class="navigation-items__descr"> Get insights from Financial Guides, collections of resources to help with making decisions at any life stage. </p> </a> <ul class="navigation-items__menu js-menu-item navigation-items__menu--three-columns" aria-hidden="true"> <li class="navigation-items__menu-list"> <div class="navigation-items__menu--button"> <a href="#" class="navigation-items__title--mobile js-navigation-title-mobile t-track-collapse-menu"> Navigate your financial life </a> </div> <div class=" navigation-items__menu-content js-menu-content"> <div class="navigation-items__menu--column"> <div class="aem-wrap--heading-latest section"> <div class="heading-latest display--block heading--align-left "> <div class="heading-latest__anchor-link js-anchor-link" data-id="saving--planning" aria-hidden="true" tabindex="-1"></div> <h3 class="heading-latest__text headline-display--sm heading--text-black heading--align-left no-top "> Saving & planning </h3> </div> </div> <div class="aem-wrap--article-list section"> <div class="article-list__wrapper js-article-list__wrapper article-list__wrapper--default "> <ul class="article-list js-article-list" data-action="articleList"> <li class="article-list__item" data-content-type="financial-guide"> <a href="https://bettermoneyhabits.bankofamerica.com/en/how-to-manage-your-savings" data-path="/content/bmh/en/how-to-manage-your-savings" hreflang="en-US" class="article-list__item__link js-anchor-wrapper t-track-content-tile" data-show-read-time data-bactmln="ItemTile_simple_ways_to_add_to_your_savings"> 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heading--text-blue heading--align-left "> Your financial goals matter to us </h1> </div> </div> </div> <div class="hp-masthead-container__text"> <div class="aem-wrap--text-latest anm anm-type-fadeIn-up anm-on-scroll anm-delay-2"> <div class="text-latest" data-cmp-name="text-latest"> <div class="cmp-text list-spacing--default list-height--default bullet-color--black "> <p>We can help you achieve them with educational articles, videos and tips.</p> </div> </div> </div> </div> </div> <div class="hp-masthead-container__col hp-masthead-container__img"> <div class="aem-wrap--image anm anm-type-fadeIn anm-on-scroll anm-delay-4"> <div class="image image--bg image--bg-pos-center " style="max-width: inherit" data-action="image"> <div class="image__bg" data-bg-mobile="/content/dam/bmh/homepage-new/hp-masthead-hero-0822-mobile-smaller.jpg" data-bg-tablet="/content/dam/bmh/homepage-new/hp-masthead-hero-0822.jpg" style="background-size: cover" role="presentation"> </div> </div> </div> </div> </div> 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heading--align-left "> <div class="heading-latest__anchor-link js-anchor-link" data-id="what-are-your-financial-priorities" aria-hidden="true" tabindex="-1"></div> <h2 class="heading-latest__text headline--md heading--text-blue heading--align-left "> What are your financial priorities? </h2> </div> </div> <div class="hp-widget-banner__text"> <div class="text-latest" data-cmp-name="text-latest"> <div class="cmp-text list-spacing--default list-height--default bullet-color--black "> <p>Answer a few simple questions, and we’ll direct you to the right resources for every stage of life.</p> </div> </div> </div> </div> <div class="hp-widget-banner__col hp-widget-banner__cta"> <div class="cta-group "> <div class="cta-group__wrapper "> <a data-bactmln="cta_group-_-CTA-_-get-started_#" href="#" class="js-cta-link cta-group__cta t-track-cta cta--spotlights cta--adjust-answers" target="_self" data-modal="life-priorities"> <span class="cta-group__cta-content-wrapper "> <span class="cta__text">Get Started</span> </span> </a> </div> </div> </div> </div> </div></div> </div> </div> </div> <div class="aem-wrap--conditional-wrapper section"> <div class="conditional-wrapper hidden-section js-conditional-wrapper" data-action="conditionalWrapper" data-state="widget-complete" data-mode="publish"> <div><div class="aem-wrap--hp-widget-banner anm anm-type-fadeIn-up anm-on-scroll anm-delay-1 section"> <div class="hp-widget-banner js-hp-widget-banner"> <div class="hp-widget-banner__col-wrapper"> <div class="hp-widget-banner__col hp-widget-banner__img"> <div class="image image--bg-pos-center " style="max-width: inherit" data-action="image"> <picture class="image__picture js-image-picture"> <img alt class="image__img" role="img" src="/content/dam/bmh/homepage-new/plan-tools-red-36x36.svg"/> </picture> <img src="/content/dam/bmh/homepage-new/plan-tools-red-36x36.svg" alt class="image__img--print" aria-hidden="true"/> </div> </div> <div class="hp-widget-banner__col hp-widget-banner__heading-text"> <div class="hp-widget-banner__heading"> <div class="heading-latest display--block heading--align-left "> <div class="heading-latest__anchor-link js-anchor-link" data-id="what-are-your-financial-priorities" aria-hidden="true" tabindex="-1"></div> <h2 class="heading-latest__text headline--md heading--text-blue heading--align-left "> What are your financial priorities? </h2> </div> </div> <div class="hp-widget-banner__text"> <div class="text-latest" data-cmp-name="text-latest"> <div class="cmp-text list-spacing--default list-height--default bullet-color--black "> <p>Welcome back. Your personalized solutions are waiting.</p> </div> </div> </div> </div> <div class="hp-widget-banner__col hp-widget-banner__cta"> <div class="cta-group "> <div class="cta-group__wrapper "> <a data-bactmln="cta_group-_-CTA-_-continue_#" href="#" class="js-cta-link cta-group__cta t-track-cta cta--spotlights cta--adjust-answers" target="_self" data-modal="life-priorities"> <span class="cta-group__cta-content-wrapper "> <span class="cta__text">Continue</span> </span> </a> </div> </div> </div> </div> </div></div> </div> </div> </div> </div> </div></div> <div class="aem-wrap--hp-timeline-container aem-GridColumn aem-GridColumn--default--12"> <section class="hp-timeline-container" data-action="hpTimelineContainer"> <div class="hp-timeline-container__container"> <div><div class="aem-wrap--hp-timeline-section anm anm-type-fadeIn anm-on-scroll anm-delay-1 section"> <section class="hp-timeline-section alignment-left" data-action="hpTimelineSection"> <div class="hp-timeline-section__container"> <div class="hp-timeline-section__headline"> <div class="hp-timeline-section__icon"> <div class="aem-wrap--icon"> <span class="icon-c" data-action="icon"> <span class="icon icon--saving-budgeting icon--primary-red icon--size5 icon--align-left" aria-hidden="true"> </span> </span></div> </div> <div class="hp-timeline-section__pullquote"> <div class="aem-wrap--pullquote anm anm-type-fadeIn-up anm-on-scroll anm-delay-1"> <blockquote class="pullquote js-pullquote copy--pullquote text--primary-color " data-action="pullquote"> <p>49% of visitors say they have enough saved to cover expenses for at least a few months<sup>1</sup></p> </blockquote></div> </div> </div> <div class="hp-timeline-section__content row"> <div class="hp-timeline-section__content-column column"> <div class="hp-timeline-section__heading"> <div class="aem-wrap--heading-latest anm anm-type-fadeIn-up anm-on-scroll anm-delay-1"> <div class="heading-latest display--block heading--align-left "> <div class="heading-latest__anchor-link js-anchor-link" data-id="saving--budgeting" aria-hidden="true" tabindex="-1"></div> <h2 class="heading-latest__text headline-display--md heading--text-blue heading--align-left "> Saving & Budgeting </h2> </div> </div> </div> <div class="hp-timeline-section__text"> <div class="aem-wrap--text-latest anm anm-type-fadeIn-up anm-on-scroll anm-delay-1"> <div class="text-latest" data-cmp-name="text-latest"> <div class="cmp-text list-spacing--default list-height--default bullet-color--black "> <p>Steps for creating a budget, sticking to it and building savings</p> </div> </div> </div> </div> <div class="hp-timeline-section__cta"> <div class="aem-wrap--cta-group anm anm-type-fadeIn-up anm-on-scroll anm-delay-1"> <div class="cta-group "> <div class="cta-group__wrapper "> <a data-bactmln="cta_group-_-CTA-_-view-all_/content/bmh/en/saving-budgeting" href="https://bettermoneyhabits.bankofamerica.com/en/saving-budgeting" class="js-cta-link cta-group__cta t-track-cta cta--spotlights " target="_self" aria-label="View all Saving & Budgeting"> <span class="cta-group__cta-content-wrapper "> <span class="cta__text">View all</span> </span> </a> </div> </div> </div> </div> </div> <div class="hp-timeline-section__article-column column"> <div class="hp-timeline-section__article-row row"> <div class="hp-timeline-section__article-tile-1 column"> <div class="aem-wrap--article-list anm anm-type-fadeIn-up anm-on-scroll anm-delay-2"> <div class="article-list__wrapper js-article-list__wrapper article-list__wrapper--default "> <ul class="article-list js-article-list" data-action="articleList"> <li class="article-list__item" data-content-type="financial-guide"> <img src="/content/dam/bmh/article-list/article-list-8-simply-ways-save.jpg" class="article-list__item__img"/> <a href="https://bettermoneyhabits.bankofamerica.com/en/how-to-manage-your-savings" data-path="/content/bmh/en/how-to-manage-your-savings" hreflang="en-US" class="article-list__item__link js-anchor-wrapper t-track-content-tile" data-show-read-time data-bactmln="ItemTile_simple_ways_to_add_to_your_savings"> <div class="article-list__item__content"> <h3 class="article-list__item__title">Simple ways to add to your savings</h3> <p class="article-list__item__cta hidden-section"> <i class="icon icon--financial-guide"></i><span class="cta-text"></span><span>, 1 minute</span> </p> <div class="article-list__item__count"> <i class="icon icon--guidelines"></i> 10 resources </div> </div> </a> </li> </ul> </div> </div> </div> <div class="hp-timeline-section__article-tile-2 column"> <div class="aem-wrap--article-list anm anm-type-fadeIn-up anm-on-scroll anm-delay-3"> <div class="article-list__wrapper js-article-list__wrapper article-list__wrapper--default "> <ul class="article-list js-article-list" data-action="articleList"> <li class="article-list__item" data-content-type="Article"> <img src="/content/dam/bmh/article-list/simple-ways-to-save-money-for-the-future-268x135.jpg" class="article-list__item__img"/> <a href="https://bettermoneyhabits.bankofamerica.com/en/saving-budgeting/ways-to-save-money" data-path="/content/bmh/en/saving-budgeting/ways-to-save-money" hreflang="en-US" class="article-list__item__link js-anchor-wrapper t-track-content-tile" data-bactmln="ItemTile_simple_ways_to_save_money_for_the_future"> <div class="article-list__item__content"> <h3 class="article-list__item__title">Simple ways to save money for the future</h3> <p class="article-list__item__cta "> <i class="icon icon--Article"></i><span class="cta-text">Read more</span><span>, 11 minutes</span> </p> </div> </a> </li> </ul> </div> </div> </div> </div> </div> </div> </div> </section> </div> <div class="aem-wrap--hp-timeline-section anm anm-type-fadeIn anm-on-scroll anm-delay-1 section"> <section class="hp-timeline-section alignment-right" data-action="hpTimelineSection"> <div class="hp-timeline-section__container"> <div class="hp-timeline-section__headline"> <div class="hp-timeline-section__icon"> <div class="aem-wrap--icon"> <span class="icon-c" data-action="icon"> <span class="icon icon--credit icon--primary-red icon--size5 icon--align-left" aria-hidden="true"> </span> </span></div> </div> <div class="hp-timeline-section__pullquote"> <div class="aem-wrap--pullquote anm anm-type-fadeIn-up anm-on-scroll anm-delay-1"> <blockquote class="pullquote js-pullquote copy--pullquote text--primary-color " data-action="pullquote"> <p>48% of visitors say they pay their full credit card balance every month<sup>1</sup></p> </blockquote></div> </div> </div> <div class="hp-timeline-section__content row"> <div class="hp-timeline-section__content-column column"> <div class="hp-timeline-section__heading"> <div class="aem-wrap--heading-latest anm anm-type-fadeIn-up anm-on-scroll anm-delay-1"> <div class="heading-latest display--block heading--align-left "> <div class="heading-latest__anchor-link js-anchor-link" data-id="credit" aria-hidden="true" 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