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Learn how to calculate the cost and budget for a home that will fit your finances.</p> <div class="mosaic-item__cta "> <i class="icon icon--Article mosaic-item__icon mosaic-item__icon--Article " aria-hidden="true"></i> <span class="js-mosaic-item__cta-text"> Read more </span> </div> </div> </a> <a href="https://bettermoneyhabits.bankofamerica.com/en/home-ownership/how-much-rent-can-you-afford" data-path="/content/bmh/en/home-ownership/how-much-rent-can-you-afford" data-language="en-US" hreflang="en-US" data-subtopic="renting" data-type="Video" class="js-mosaic-item t-track-content-tile mosaic-item--featured-true mosaic-item--showoverview-true mosaic-item--renting mosaic-item--Video-dimensions"> <div class="Video mosaic-item mosaic-item--Video template-theme--cx" data-featured="true" data-orientation="Video" style="background-image: url( /content/dam/bmh/mosaic-images/home-ownership/The-true-cost-of-renting-a-place2.png.transform/bmh-jpg-optimize/image.jpg)"> <div 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Learn how good credit health can save you money over the life of your loan.</p> <div class="mosaic-item__cta "> <i class="icon icon--Article mosaic-item__icon mosaic-item__icon--Article " aria-hidden="true"></i> <span class="js-mosaic-item__cta-text"> Read more </span> </div> </div> </a> <a href="https://bettermoneyhabits.bankofamerica.com/en/home-ownership/5-stages-of-the-home-buying-process" data-path="/content/bmh/en/home-ownership/5-stages-of-the-home-buying-process" data-language="en-US" hreflang="en-US" data-subtopic="preparing-to-buy-a-home" data-type="Article" class="js-mosaic-item t-track-content-tile mosaic-item--featured-false mosaic-item--showoverview-true mosaic-item--preparing-to-buy-a-home mosaic-item--Article-dimensions" tabindex="0"> <div class="Article mosaic-item--Article template-theme--cx border-top--template-theme-color-cx mosaic-item" data-featured="false" data-orientation="Article"> <h3 class="mosaic-item__title mosaic-item__title--Article text--template-theme-color-cx"> This way to a home of your own</h3> <p class="mosaic-item__description">Buying a home can be overwhelming. Follow these five steps to learn how to go from house hunting to homeowning.</p> <div class="mosaic-item__cta "> <i class="icon icon--Article mosaic-item__icon mosaic-item__icon--Article " aria-hidden="true"></i> <span class="js-mosaic-item__cta-text"> Read more </span> </div> </div> </a> <a href="https://bettermoneyhabits.bankofamerica.com/en/home-ownership/am-i-ready-to-buy-a-house" data-path="/content/bmh/en/home-ownership/am-i-ready-to-buy-a-house" data-language="en-US" hreflang="en-US" data-subtopic="preparing-to-buy-a-home" data-type="visual-story" class="js-mosaic-item t-track-content-tile mosaic-item--featured-false mosaic-item--showoverview- mosaic-item--preparing-to-buy-a-home mosaic-item--Video-dimensions" tabindex="0"> <div class="visual-story mosaic-item--Video template-theme--cx border-top--template-theme-color-cx mosaic-item" data-featured="false" data-orientation="Video"> <div class="mosaic-item__image mosaic-item__image--visual-story" style="background-image: url( /content/dam/bmh/spotlight-featured-tile/financialguide-house-featuredimagetile-787x600.jpg.transform/bmh-jpg-optimize/image.jpg)"></div> <div class="mosaic-item__cta mosaic-item__cta--Video "> <i class="icon icon--visual-story mosaic-item__icon mosaic-item__icon--visual-story " aria-hidden="true"></i> <div class="mosaic-item__video-text"> <h3 class="mosaic-item__video-text__title ">Am I ready to buy a home?</h3> <span class="mosaic-item__video-text__cta-text js-mosaic-item__cta-text"> Explore visual story </span> </div> </div> </div> </a> </div> <div class="show-more topicfilter__show-more js-topicfilter__show-more"> <a href="javascript:void(0);" data-bactmln="topic-page-_-Hyperlink-_-ShowMore" class="show-more__button js-topicfilter__show-more-btn t-track-body-copy-link" tabindex="0" role="button">Show More </a> </div> <div> </div> </div> </div> <div><div class="aem-wrap--did-you-know section"> <div class="did-you-know mosaic-item mosaic-item-- mosaic-item--did-you-know js-mosaic-item js-mosaic-item--filler mosaic-item--showoverview-true mosaic-item--featured-true text--template-theme-color-cx background--template-theme-color-cx--light" data-position="6" data-action="didYouKnow" tabindex="0"> <p class="did-you-know__heading">Did you know?</p> <div class="did-you-know__statement-helper"><p class="did-you-know__statement">While the home buying process might seem complex at first, the more you know about it, the smoother the ride may be.</p></div> <a class="did-you-know__button button t-track-cta button--blue" href="https://bettermoneyhabits.bankofamerica.com/en/home-ownership/questions-to-ask-mortgage-lender" data-bactmln="topic-page-_-CTA-_-LearnMore_/content/bmh/en/home-ownership/questions-to-ask-mortgage-lender" tabindex="0" role="button"> <span class="accessibility-hidden"> Did You Know? While the home buying process might seem complex at first, the more you know about it, the smoother the ride may be. </span>Get going </a> </div> </div> <div class="aem-wrap--did-you-know section"> <div class="did-you-know mosaic-item mosaic-item-- mosaic-item--did-you-know js-mosaic-item js-mosaic-item--filler mosaic-item--showoverview-true mosaic-item--featured-true text--template-theme-color-cx background--template-theme-color-cx--light" data-position="8" data-action="didYouKnow" tabindex="0"> <p class="did-you-know__heading">Did you know?</p> <div class="did-you-know__statement-helper"><p class="did-you-know__statement">A good rule is to spend no more than 28% of your income, before taxes, on housing costs like mortgage or rent.</p></div> <a class="did-you-know__button button t-track-cta button--blue" href="https://bettermoneyhabits.bankofamerica.com/en/home-ownership/buying-home-comfortably-affordably" data-bactmln="topic-page-_-CTA-_-LearnMore_/content/bmh/en/home-ownership/buying-home-comfortably-affordably" tabindex="0" role="button"> <span class="accessibility-hidden"> Did You Know? A good rule is to spend no more than 28% of your income, before taxes, on housing costs like mortgage or rent. </span>Learn more </a> </div> </div> <div class="aem-wrap--did-you-know section"> <div class="did-you-know mosaic-item mosaic-item--mortgage-basics mosaic-item--did-you-know js-mosaic-item js-mosaic-item--filler mosaic-item--showoverview- mosaic-item--featured-true text--template-theme-color-cx background--template-theme-color-cx--light" data-position="4" data-subtopic="mortgage-basics" data-action="didYouKnow" tabindex="0"> <p class="did-you-know__heading">Did you know?</p> <div class="did-you-know__statement-helper"><p class="did-you-know__statement">You may be able to lower your interest rate over the life of your mortgage by paying discount points up front.</p></div> <a class="did-you-know__button button t-track-cta button--blue" href="https://bettermoneyhabits.bankofamerica.com/en/home-ownership/buying-mortgage-points-lower-rate" data-bactmln="topic-page-_-CTA-_-LearnMore_/content/bmh/en/home-ownership/buying-mortgage-points-lower-rate" tabindex="0" role="button"> <span class="accessibility-hidden"> Did You Know? You may be able to lower your interest rate over the life of your mortgage by paying discount points up front. </span>More about mortgage points </a> </div> </div> <div class="aem-wrap--did-you-know section"> <div class="did-you-know mosaic-item mosaic-item--moving mosaic-item--did-you-know js-mosaic-item js-mosaic-item--filler mosaic-item--showoverview- mosaic-item--featured-true text--template-theme-color-cx background--template-theme-color-cx--light" data-position="4" data-subtopic="moving" data-action="didYouKnow" tabindex="0"> <p class="did-you-know__heading">Did you know?</p> <div class="did-you-know__statement-helper"><p class="did-you-know__statement">If you rent, one-time costs can drive up your moving total, so you should have enough money saved before you begin looking for a new place.</p></div> <a class="did-you-know__button button t-track-cta button--blue" href="https://bettermoneyhabits.bankofamerica.com/en/home-ownership/one-time-moving-costs" data-bactmln="topic-page-_-CTA-_-LearnMore_/content/bmh/en/home-ownership/one-time-moving-costs" tabindex="0" role="button"> <span class="accessibility-hidden"> Did You Know? If you rent, one-time costs can drive up your moving total, so you should have enough money saved before you begin looking for a new place. </span>More about moving costs </a> </div> </div> <div class="aem-wrap--did-you-know section"> <div class="did-you-know mosaic-item mosaic-item--preparing-to-buy-a-home mosaic-item--did-you-know js-mosaic-item js-mosaic-item--filler mosaic-item--showoverview- mosaic-item--featured-true text--template-theme-color-cx background--template-theme-color-cx--light" data-position="6" data-subtopic="preparing-to-buy-a-home" data-action="didYouKnow" tabindex="0"> <p class="did-you-know__heading">Did you know?</p> <div class="did-you-know__statement-helper"><p class="did-you-know__statement">Boosting your credit score before buying a home can help you get a lower interest rate when it鈥檚 time to buy.</p></div> <a class="did-you-know__button button t-track-cta button--blue" href="https://bettermoneyhabits.bankofamerica.com/en/credit/how-credit-score-is-calculated" data-bactmln="topic-page-_-CTA-_-LearnMore_/content/bmh/en/credit/how-credit-score-is-calculated" tabindex="0" role="button"> <span class="accessibility-hidden"> Did You Know? Boosting your credit score before buying a home can help you get a lower interest rate when it鈥檚 time to buy. </span>Get credit score tips </a> </div> </div> <div class="aem-wrap--did-you-know section"> <div class="did-you-know mosaic-item mosaic-item--mortgage-basics mosaic-item--did-you-know js-mosaic-item js-mosaic-item--filler mosaic-item--showoverview- mosaic-item--featured-true text--template-theme-color-cx background--template-theme-color-cx--light" data-position="5" data-subtopic="mortgage-basics" data-action="didYouKnow" tabindex="0"> <p class="did-you-know__heading">Did you know?</p> <div class="did-you-know__statement-helper"><p class="did-you-know__statement">Even if you don't have a 20% down payment, there are non-traditional and government-insured mortgage options to consider.</p></div> <a class="did-you-know__button button t-track-cta button--blue" href="https://bettermoneyhabits.bankofamerica.com/en/home-ownership/buying-a-house-with-low-down-payment" data-bactmln="topic-page-_-CTA-_-LearnMore_/content/bmh/en/home-ownership/buying-a-house-with-low-down-payment" tabindex="0" role="button"> <span class="accessibility-hidden"> Did You Know? 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