CINXE.COM
Financial Guides - Tips & Tools for Personal Finances
<!DOCTYPE html> <html lang="en-US" xml:lang="en-US" parentLang="en"> <head> <title>Financial Guides - Tips & Tools for Personal Finances</title> <meta name="viewport" content="width=device-width, initial-scale=1"/> <meta http-equiv="content-type" content="text/html; charset=UTF-8"/> <meta name="ada-friendly-name"/> <meta name="keywords" content="financial guide,wfid23931616,personal finance"/> <meta name="description" content="Figuring out how to navigate personal finances can be tricky. Better Money Habits has tools to help figure out the best way forward."/> <meta http-equiv="X-UA-Compatible" content="IE=edge,chrome=1"/> <meta name="format-detection" content="telephone=no"/> <meta name="color-scheme" content="only light"/> <link rel="icon" type="image/vnd.microsoft.icon" href="/etc.clientlibs/bmh/clientlibs/resources/images/favicon.ico"/> <link rel="shortcut icon" type="image/vnd.microsoft.icon" href="/etc.clientlibs/bmh/clientlibs/resources/images/favicon.ico"/> <link rel="canonical" href="https://bettermoneyhabits.bankofamerica.com/en/financial-guides"/> <link rel="alternate" href="https://bettermoneyhabits.bankofamerica.com/es/financial-guides" hreflang="es-US"/> <meta name="google-site-verification" content="yy7F-INmdsEZNb_qdTdkbyIyb1ZbqLfHNYx0JvqAyEA"/> <meta property="og:title" content="Financial Guides - Tips & Tools for Personal Finances"/> <meta property="og:description" content="Figuring out how to navigate personal finances can be tricky. Better Money Habits has tools to help figure out the best way forward."/> <meta property="og:site_name" content="Better Money Habits"/> <meta property="og:url" content="https://bettermoneyhabits.bankofamerica.com/en/financial-guides"/> <meta property="og:image" content="https://bettermoneyhabits.bankofamerica.com/content/dam/bmh/en/images/bmh_250x250.png.thumb.1280.1280.jpg"/> <meta property="og:image:alt" content="Financial Guides - Tips & Tools for Personal Finances"/> <meta property="og:type" content="website"/> <meta property="og:locale" content="en_US"/> <meta name="twitter:site" content="@BankofAmerica"/> <meta name="twitter:url" content="https://bettermoneyhabits.bankofamerica.com/en/financial-guides"/> <meta name="twitter:title" content="Financial Guides - Tips & Tools for Personal Finances"/> <meta name="twitter:description" content="Figuring out how to navigate personal finances can be tricky. Better Money Habits has tools to help figure out the best way forward."/> <meta name="twitter:creator" content="@BankofAmerica"/> <meta name="twitter:creator:id" content="@BankofAmerica"/> <meta name="twitter:image" content="https://bettermoneyhabits.bankofamerica.com/content/dam/bmh/en/images/bmh_250x250.png.thumb.1280.1280.jpg"/> <meta name="twitter:image:alt" content="Financial Guides - Tips & Tools for Personal Finances"/> <meta name="twitter:card" content="summary"/> <script type="application/ld+json"> {"@context":"https://schema.org","@type":"Article","name":"Financial Guides - Tips \u0026 Tools for Personal Finances","url":"https://bettermoneyhabits.bankofamerica.com/en/financial-guides","description":"Figuring out how to navigate personal finances can be tricky. Better Money Habits has tools to help figure out the best way forward.","keywords":"financial guide,wfid23931616,personal finance","mainEntityOfPage":"https://bettermoneyhabits.bankofamerica.com/en/financial-guides","headline":"All Financial Guides","sourceOrganization":"Bank of America","author":"Better Money Habits","image":"https://bettermoneyhabits.bankofamerica.com/content/dam/bmh/en/images/bmh_250x250.png.thumb.1280.1280.jpg","datePublished":"2024-11-14","dateModified":"2024-11-14","publisher":{"@type":"Organization","name":"Bank of America","logo":{"@type":"ImageObject","url":"https://bettermoneyhabits.bankofamerica.com/content/dam/bmh/logos/Flagscape_71x71.svg"}}} </script> <script type="application/ld+json"> {"@context":"https://schema.org","@type":"WebPage","name":"Financial Guides - Tips \u0026 Tools for Personal Finances","url":"https://bettermoneyhabits.bankofamerica.com/en/financial-guides","description":"Figuring out how to navigate personal finances can be tricky. Better Money Habits has tools to help figure out the best way forward.","image":"https://bettermoneyhabits.bankofamerica.com/content/dam/bmh/en/images/bmh_250x250.png.thumb.1280.1280.jpg","keywords":"financial guide,wfid23931616,personal finance"} </script> <script type="text/javascript" src="/bin/bmh/script.js/en/financial-guides"></script> <link rel="stylesheet" href="/etc.clientlibs/bmh/clientlibs/styles/spotlight.min.css" type="text/css"> <style type="text/css" nonce="criticalStyles">@-webkit-keyframes fadeIn{0{opacity:0}100%{opacity:1}}@keyframes fadeIn{0{opacity:0}100%{opacity:1}}@media print{.tools-lp-footer{display:none !important}}.tools-lp-footer{background-color:#012169;text-align:center;color:#fff;padding:0 30px}.tools-lp-footer a{color:#fff}.tools-lp-footer a:focus{outline:1px dotted #fff;outline-offset:2px}.tools-lp-footer__wrapper{margin:0 auto;padding:24px}.tools-lp-footer__head .image__img{max-width:200px}@media all and (-ms-high-contrast:none),(-ms-high-contrast:active){.tools-lp-footer__head .image__img{height:100%}}.tools-lp-footer__social{text-align:left;padding:12px 0 30px 0}.tools-lp-footer__social .list-icon{padding-top:0}.tools-lp-footer__social .list-icon>img{display:-webkit-box;display:-ms-flexbox;display:flex;-ms-flex-preferred-size:20px;flex-basis:20px;margin-right:12px}.tools-lp-footer__socialheader{margin:0;padding-bottom:10px;font-size:12px}.tools-lp-footer__links{text-align:left;border-top:1px solid #fff}.tools-lp-footer__links .cta-group__wrapper,.tools-lp-footer__links--html{display:block;margin:0 0 8px 0}.tools-lp-footer__links .cta-group__wrapper .cta--link,.tools-lp-footer__links--html .cta--link{color:#fff;font-size:12px;margin:0}.tools-lp-footer__links .cta-group__wrapper--html p{margin:0;font-size:12px;line-height:inherit}.tools-lp-footer__links .cta-group__note,.tools-lp-footer__links .tools-lp-footer__note{list-style:none;margin:28px 0 0;padding:0;text-align:left}.tools-lp-footer__links .cta-group__note p,.tools-lp-footer__links .tools-lp-footer__note p{margin:0 0 5px;font-size:10px;line-height:1.1;color:#fff}.tools-lp-footer__links .cta-group__note .icon--ehl:before,.tools-lp-footer__links .tools-lp-footer__note .icon--ehl:before{vertical-align:middle}.tools-lp-footer__legal-id{font-size:10px}.tools-lp-footer .cta-group{margin:12px 0 6px}@media(min-width:1200px){.tools-lp-footer{text-align:left}.tools-lp-footer__wrapper{max-width:980px;padding:24px 3vw}.tools-lp-footer__head{display:-webkit-box;display:-ms-flexbox;display:flex;-webkit-box-pack:justify;-ms-flex-pack:justify;justify-content:space-between;margin-bottom:15px}.tools-lp-footer__social{display:-webkit-box;display:-ms-flexbox;display:flex;-webkit-box-pack:end;-ms-flex-pack:end;justify-content:flex-end;-webkit-box-align:center;-ms-flex-align:center;align-items:center;margin:0 0 12px 0}.tools-lp-footer__socialheader{padding:12px 12px 0 12px}.tools-lp-footer__links{padding:17px 0 12px 0}.tools-lp-footer__links .cta-group{margin:0}.tools-lp-footer__links .cta-group__wrapper{display:inline-block;margin:0 32px 15px 0}.tools-lp-footer__links .cta-group__wrapper:first-child{margin-left:0}.tools-lp-footer__links .cta-group__note,.tools-lp-footer__links .tools-lp-footer__note{margin:0}}@media(min-width:300px){.tools-lp-footer__wrapper{padding:24px 0}}html[parentLang=es] .tools-lp-footer__head .image__img{max-width:275px}</style> <script type="text/javascript">'use strict';var APP=window.APP=window.APP||{};APP.trackingSettings={pageName:"financial-guides",pagePath:"/content/bmh/en/financial-guides",pageType:"allspotlight",pageCategory:"financial_guides",contentType:"",enableAlloy:!0,enableKnotch:!1,enableGlance:!1,ga4Value:"d|G-VTHB1ZEM22,s|G-KKS8N5WJ70,p|G-ZF8XYYLXHN",dartTag:"https://1359940.fls.doubleclick.net/activityi;src\x3d1359940;type\x3deduca140;cat\x3d2016_027;dc_lat\x3d;dc_rdid\x3d;tag_for_child_directed_treatment\x3d;ord\x3d1;num\x3d1",campaignName:""};</script> <script>'use strict';!function(c,b,d,e){if(!b&&(b=c.head)){var a=c.createElement("style");a.id="alloy-prehiding";a.innerText=d;b.appendChild(a);setTimeout(function(){a.parentNode&&a.parentNode.removeChild(a)},e)}}(document,-1!==document.location.href.indexOf("adobe_authoring_enabled"),"body { opacity: 0 !important }",3E3);</script> <script src="/etc.clientlibs/bmh/clientlibs/vendor/tealium.min.js"></script> <!-- version:3.26.8 --> </head> <body id="page--financial-guides" class="page--financial-guides page-all-spotlights template--allspotlightspage " data-category="financialguides" data-mode="preview" data-action="allSpotlightPage"> <input type="hidden" name="pagePath" id="pagePath" value="/content/bmh/en/financial-guides"/> <a class="skip-to-content" href="#mainContent"> Skip to main content </a> <div> <div class="aem-wrap--header-container"> <section class="header-container js-header-container" data-action="headerContainer"> <div class="header-container__overlay overlay" aria-hidden="true"></div> <nav class="header-boa js-header-boa" data-cmp-name="header-boa" data-action="headerBoa" aria-label="Main"> <div class="row row--max"> <div class="header-boa__logo-wrap"> <a href="https://www.bankofamerica.com" class="logo-boa t-track-logo" data-bactmln="header_boa-_-icon-_-boa_logo" aria-label="Bank of America"> <img class="header-boa__logo" src="/content/dam/bmh/logos/BofA-logo.svg" alt="Bank of America"/> </a> </div> <ul class="header-boa__link-wrapper"> <li> <a href="https://www.bankofamerica.com/sitemap/hub/signin.go" class="t-track-body-copy-link"> <span class="header-boa__link">Online banking sign in</span> </a> </li> <li> <a href="https://locators.bankofamerica.com/" class="t-track-body-copy-link"> <span class="header-boa__link">Locations</span> </a> </li> <li> <a href="https://www.bankofamerica.com/contactus/contactus.go" class="t-track-body-copy-link"> <span class="header-boa__link">Contact</span> </a> </li> <li> <a href="https://www.bankofamerica.com/help/overview.go" class="t-track-body-copy-link"> <span class="header-boa__link">Help</span> </a> </li> </ul> </div> </nav> <div class="main-nav js-main-nav" data-action="mainNav"> <div class="main-nav__content"> <a href="https://bettermoneyhabits.bankofamerica.com/en" class="main-nav__logo t-track-logo" data-bactmln="main_nav-_-icon-_-bmh_logo" aria-label="Better Money Habits registered sign"> <div class="image image--bg-pos-center " style="max-width: 200px" data-action="image"> <picture class="image__picture js-image-picture"> <img alt="Better Money Habits" class="image__img" role="img" src="/content/dam/bmh/cx/bofa-bmh-art1-rgb-standalone.svg"/> </picture> <img src="/content/dam/bmh/cx/bofa-bmh-art1-rgb-standalone.svg" alt="Better Money Habits" class="image__img--print" aria-hidden="true"/> </div> </a> <nav class="main-nav__links main-nav__links--desktop js-main-nav-links" aria-label="Menu"> <div class="cta-group "> <div class="cta-group__wrapper "> <a data-bactmln="Main-_-Navigation-_-My-Priorities" href="https://bettermoneyhabits.bankofamerica.com/en/my-priorities" class="js-cta-link cta-group__cta t-track-cta js-tracking-override cta--link " target="_self"> <span class="cta-group__cta-content-wrapper "> <span class="cta__text">My priorities</span> </span> </a> </div> <div class="cta-group__wrapper "> <a data-bactmln="Main-_-Navigation-_-English" class="js-cta-link cta-group__cta t-track-cta js-tracking-override " target="_self"> <span class="icon-c" data-action="icon"> <span class="icon icon--geography-market-region-global icon--black icon--size2 icon--align-center" aria-hidden="true"> </span> </span> <span class="cta-group__cta-content-wrapper cta--language-selection"> <span class="cta__text">English</span> </span> </a> </div> <div class="cta-group__wrapper "> <a data-bactmln="Main-_-Navigation-_-Espanol" href="https://bettermoneyhabits.bankofamerica.com/es/financial-guides" class="js-cta-link cta-group__cta t-track-cta js-tracking-override " target="_self"> <span class="cta-group__cta-content-wrapper cta--language-selection"> <span class="cta__text">Espa帽ol</span> </span> </a> </div> <div class="cta-group__wrapper "> <a data-bactmln="cta_group-_-CTA-_-_#" href="#" class="js-cta-link cta-group__cta t-track-cta cta--search-link js-search-link " target="_self" role="button" aria-expanded="false"> <span class="icon-c" data-action="icon"> <span class="icon icon--action-search icon--black icon--size2 icon--align-center" aria-hidden="true"> </span> </span> </a> <div class="search js-search " data-search-page="/content/bmh/en/search" data-action="search"> <div class="search__container js-search-box"> <form class="search__form js-search-form" action="https://bettermoneyhabits.bankofamerica.com/en/search" method="get"> <span id="2037778403" tabindex="-1" class="hidden-section">Enter your search words here</span> <input class="search__input js-search-input" type="text" name="q" placeholder="What can we help you with?" aria-labelledby="2037778403" autocomplete="off" required/> <input type="hidden" name="p" value="1"/> <a href="#" class="search__close search__close--hidden icon icon--action-close js-search-close t-track-global-search" data-bactmln="Search_Actions-_-X-_-Clear_Search" aria-hidden="true" role="button" tabindex="-1"></a> <button class="search__link js-search-link"><span class="icon icon--action-search"></span></button> </form> </div> </div> </div> <div class="cta-group__wrapper "> <a data-bactmln="cta_group-_-CTA-_-_#" href="#" class="js-cta-link cta-group__cta t-track-cta cta--menu-link cta-group__menu-link js-menu-link " target="_self" role="button" aria-label="Open navigation menu" aria-expanded="false"> <span class="icon-c" data-action="icon"> <span class="icon icon--action-menu icon--black icon--size3 icon--align-center" aria-hidden="true"> </span> </span> </a> </div> </div> </nav> </div> </div> <section class="navigation-container js-navigation-container" data-action="navigationContainer" aria-hidden="true"> <div class="navigation-container__content js-navigation-content-container"> <div class="navigation-container__items js-navigation-items"> <div class="navigation-items" data-action="navigationItems"> <nav class="navigation-items__main-links-mobile" aria-label="Menu items"> <ul class="cta-group "> <li class="cta-group__wrapper "> <a data-bactmln="cta_group-_-CTA-_-my-priorities_/content/bmh/en/my-priorities" href="https://bettermoneyhabits.bankofamerica.com/en/my-priorities" class="js-cta-link cta-group__cta t-track-cta cta--link " target="_self"> <span class="cta-group__cta-content-wrapper "> <span class="cta__text">My priorities</span> </span> </a> </li> <li class="cta-group__wrapper "> <a data-bactmln="cta_group-_-CTA-_-english_javascript:void(0);" class="js-cta-link cta-group__cta t-track-cta " target="_self"> <span class="icon-c" data-action="icon"> <span class="icon icon--geography-market-region-global icon--primary-blue icon--size1 icon--align-left" aria-hidden="true"> </span> </span> <span class="cta-group__cta-content-wrapper cta--language-selection"> <span class="cta__text">English</span> </span> </a> </li> <li class="cta-group__wrapper "> <a data-bactmln="cta_group-_-CTA-_-espa-ol_/content/bmh/es/financial-guides" href="https://bettermoneyhabits.bankofamerica.com/es/financial-guides" class="js-cta-link cta-group__cta t-track-cta " target="_self"> <span class="cta-group__cta-content-wrapper cta--language-selection"> <span class="cta__text">Espa帽ol</span> </span> </a> </li> </ul> </nav> <nav class="navigation-items__list" id="menuItems" aria-label="Menu items"> <ul> <li class="navigation-items__item js-navigation-main-item"> <a href="#" class="navigation-items__link js-navigation-link t-track-expandible-menu" aria-expanded="false"> <h2 class="navigation-items__title"> Browse all topics </h2> <p class="navigation-items__descr"> Explore a wide range of information to build your financial know-how 鈥搉ow and for the future. </p> </a> <ul class="navigation-items__menu js-menu-item navigation-items__menu--two-rows" aria-hidden="true"> <li class="navigation-items__menu-list"> <div class="navigation-items__menu--button"> <a href="#" class="navigation-items__title--mobile js-navigation-title-mobile t-track-collapse-menu"> Browse all topics </a> </div> <div class=" navigation-items__menu-content js-menu-content"> <div class="navigation-items__menu--row"> <div class="navigation-items__menu--title"> <div class="heading-latest display--block heading--align-left "> <div class="heading-latest__anchor-link js-anchor-link" data-id="everyday-money-matters" aria-hidden="true" tabindex="-1"></div> <h3 class="heading-latest__text headline-display--sm heading--text-black heading--align-left no-top "> Everyday money matters </h3> </div> </div> <div class="navigation-items__menu--row-column"> <div class="aem-wrap--cta-group section"> <ul class="cta-group cta-group--left "> <li class="cta-group__wrapper "> <a data-bactmln="cta_group-_-CTA-_-credit_/content/bmh/en/credit" href="https://bettermoneyhabits.bankofamerica.com/en/credit" class="js-cta-link cta-group__cta t-track-cta cta--link " target="_self"> <span class="icon-c" data-action="icon"> <span class="icon icon--credit icon--primary-red icon--size3 icon--align-left" aria-hidden="true"> </span> </span> <span class="cta-group__cta-content-wrapper "> <span class="cta__text">Credit</span> </span> </a> <div class="cta__note"><p>How to manage credit and build a strong credit history</p> </div> </li> <li class="cta-group__wrapper "> <a data-bactmln="cta_group-_-CTA-_-saving---budgeting_/content/bmh/en/saving-budgeting" href="https://bettermoneyhabits.bankofamerica.com/en/saving-budgeting" class="js-cta-link cta-group__cta t-track-cta cta--link " target="_self"> <span class="icon-c" data-action="icon"> <span class="icon icon--saving-budgeting icon--primary-red icon--size3 icon--align-left" aria-hidden="true"> </span> </span> <span class="cta-group__cta-content-wrapper "> <span class="cta__text">Saving & Budgeting</span> </span> </a> <div class="cta__note"><p>Steps for creating a budget, sticking to it and building savings</p> </div> </li> <li class="cta-group__wrapper "> <a data-bactmln="cta_group-_-CTA-_-personal-banking_/content/bmh/en/personal-banking" href="https://bettermoneyhabits.bankofamerica.com/en/personal-banking" class="js-cta-link cta-group__cta t-track-cta cta--link " target="_self"> <span class="icon-c" data-action="icon"> <span class="icon icon--finance-bank icon--primary-red icon--size3 icon--align-left" aria-hidden="true"> </span> </span> <span class="cta-group__cta-content-wrapper "> <span class="cta__text">Personal Banking</span> </span> </a> <div class="cta__note"><p>Information on how banks work, managing your accounts and teaching your kids about money</p> </div> </li> </ul> </div> </div> <div class="navigation-items__menu--row-column"> <div class="aem-wrap--cta-group section"> <ul class="cta-group cta-group--left "> <li class="cta-group__wrapper "> <a data-bactmln="cta_group-_-CTA-_-debt_/content/bmh/en/debt" href="https://bettermoneyhabits.bankofamerica.com/en/debt" class="js-cta-link cta-group__cta t-track-cta cta--link " target="_self"> <span class="icon-c" data-action="icon"> <span class="icon icon--debt icon--primary-red icon--size3 icon--align-left" aria-hidden="true"> </span> </span> <span class="cta-group__cta-content-wrapper "> <span class="cta__text">Debt</span> </span> </a> <div class="cta__note"><p>Strategies for managing debt and paying off credit cards</p> </div> </li> <li class="cta-group__wrapper "> <a data-bactmln="cta_group-_-CTA-_-privacy---security_/content/bmh/en/privacy-security" href="https://bettermoneyhabits.bankofamerica.com/en/privacy-security" class="js-cta-link cta-group__cta t-track-cta cta--link " target="_self"> <span class="icon-c" data-action="icon"> <span class="icon icon--privacy-security icon--primary-red icon--size3 icon--align-left" aria-hidden="true"> </span> </span> <span class="cta-group__cta-content-wrapper "> <span class="cta__text">Privacy & Security</span> </span> </a> <div class="cta__note"><p>Ways to keep your financial information safe and prevent identity theft</p> </div> </li> <li class="cta-group__wrapper "> <a data-bactmln="cta_group-_-CTA-_-taxes---income_/content/bmh/en/taxes-income" href="https://bettermoneyhabits.bankofamerica.com/en/taxes-income" class="js-cta-link cta-group__cta t-track-cta cta--link " target="_self"> <span class="icon-c" data-action="icon"> <span class="icon icon--taxes-income icon--primary-red icon--size3 icon--align-left" aria-hidden="true"> </span> </span> <span class="cta-group__cta-content-wrapper "> <span class="cta__text">Taxes & Income</span> </span> </a> <div class="cta__note"><p>Guidance on tax planning and making the most of your pay and benefits</p> </div> </li> </ul> </div> </div> </div> <div class="navigation-items__menu--row"> <div class="navigation-items__menu--title"> <div class="heading-latest display--block heading--align-left "> <div class="heading-latest__anchor-link js-anchor-link" data-id="financial-milestones" aria-hidden="true" tabindex="-1"></div> <h3 class="heading-latest__text headline-display--sm heading--text-black heading--align-left no-top "> Financial milestones </h3> </div> </div> <div class="navigation-items__menu--row-column"> <div class="aem-wrap--cta-group section"> <ul class="cta-group cta-group--left "> <li class="cta-group__wrapper "> <a data-bactmln="cta_group-_-CTA-_-auto_/content/bmh/en/auto" href="https://bettermoneyhabits.bankofamerica.com/en/auto" class="js-cta-link cta-group__cta t-track-cta cta--link " target="_self"> <span class="icon-c" data-action="icon"> <span class="icon icon--auto icon--primary-red icon--size3 icon--align-left" aria-hidden="true"> </span> </span> <span class="cta-group__cta-content-wrapper "> <span class="cta__text">Auto</span> </span> </a> <div class="cta__note"><p>Pointers for every step of the car-buying process</p> </div> </li> <li class="cta-group__wrapper "> <a data-bactmln="cta_group-_-CTA-_-investing_/content/bmh/en/retirement" href="https://bettermoneyhabits.bankofamerica.com/en/retirement" class="js-cta-link cta-group__cta t-track-cta cta--link " target="_self"> <span class="icon-c" data-action="icon"> <span class="icon icon--finance-investing icon--primary-red icon--size3 icon--align-left" aria-hidden="true"> </span> </span> <span class="cta-group__cta-content-wrapper "> <span class="cta__text">Investing</span> </span> </a> <div class="cta__note"><p>How to invest, build wealth and save for retirement</p> </div> </li> </ul> </div> </div> <div class="navigation-items__menu--row-column"> <div class="aem-wrap--cta-group section"> <ul class="cta-group cta-group--left "> <li class="cta-group__wrapper "> <a data-bactmln="cta_group-_-CTA-_-homeownership_/content/bmh/en/home-ownership" href="https://bettermoneyhabits.bankofamerica.com/en/home-ownership" class="js-cta-link cta-group__cta t-track-cta cta--link " target="_self"> <span class="icon-c" data-action="icon"> <span class="icon icon--home-ownership icon--primary-red icon--size3 icon--align-left" aria-hidden="true"> </span> </span> <span class="cta-group__cta-content-wrapper "> <span class="cta__text">Homeownership</span> </span> </a> <div class="cta__note"><p>Everything you should know about renting, buying and owning a home</p> </div> </li> <li class="cta-group__wrapper "> <a data-bactmln="cta_group-_-CTA-_-college_/content/bmh/en/college" href="https://bettermoneyhabits.bankofamerica.com/en/college" class="js-cta-link cta-group__cta t-track-cta cta--link " target="_self"> <span class="icon-c" data-action="icon"> <span class="icon icon--college icon--primary-red icon--size3 icon--align-left" aria-hidden="true"> </span> </span> <span class="cta-group__cta-content-wrapper "> <span class="cta__text">College</span> </span> </a> <div class="cta__note"><p>Ways to make paying for college more manageable</p> </div> </li> </ul> </div> </div> </div> </div> </li> </ul> </li> <li class="navigation-items__item js-navigation-main-item"> <a href="#" class="navigation-items__link js-navigation-link t-track-expandible-menu" aria-expanded="false"> <h2 class="navigation-items__title"> Navigate your financial life </h2> <p class="navigation-items__descr"> Get insights from Financial Guides, collections of resources to help with making decisions at any life stage. </p> </a> <ul class="navigation-items__menu js-menu-item navigation-items__menu--three-columns" aria-hidden="true"> <li class="navigation-items__menu-list"> <div class="navigation-items__menu--button"> <a href="#" class="navigation-items__title--mobile js-navigation-title-mobile t-track-collapse-menu"> Navigate your financial life </a> </div> <div class=" navigation-items__menu-content js-menu-content"> <div class="navigation-items__menu--column"> <div class="aem-wrap--heading-latest section"> <div class="heading-latest display--block heading--align-left "> <div class="heading-latest__anchor-link js-anchor-link" data-id="saving--planning" aria-hidden="true" tabindex="-1"></div> <h3 class="heading-latest__text headline-display--sm heading--text-black heading--align-left no-top "> Saving & planning </h3> </div> </div> <div class="aem-wrap--article-list section"> <div class="article-list__wrapper js-article-list__wrapper article-list__wrapper--default "> <ul class="article-list js-article-list" data-action="articleList"> <li class="article-list__item" data-content-type="financial-guide"> <a href="https://bettermoneyhabits.bankofamerica.com/en/how-to-manage-your-savings" data-path="/content/bmh/en/how-to-manage-your-savings" hreflang="en-US" class="article-list__item__link js-anchor-wrapper t-track-content-tile" data-show-read-time data-bactmln="ItemTile_simple_ways_to_add_to_your_savings"> <div class="article-list__item__content"> <div class="article-list__item__title">Simple ways to add to your savings</div> <p class="article-list__item__cta hidden-section"> <i class="icon icon--financial-guide"></i><span class="cta-text"></span><span>, 1 minute</span> </p> <div class="article-list__item__count"> <i class="icon icon--guidelines"></i> 10 resources </div> </div> </a> </li> <li class="article-list__item" data-content-type="financial-guide"> <a href="https://bettermoneyhabits.bankofamerica.com/en/dealing-with-a-financial-emergency" data-path="/content/bmh/en/dealing-with-a-financial-emergency" hreflang="en-US" class="article-list__item__link js-anchor-wrapper t-track-content-tile" data-show-read-time data-bactmln="ItemTile_dealing_with_a_financial_emergency"> <div class="article-list__item__content"> <div class="article-list__item__title">Dealing with a financial emergency</div> <p class="article-list__item__cta hidden-section"> <i class="icon icon--financial-guide"></i><span class="cta-text"></span><span>, 1 minute</span> </p> <div class="article-list__item__count"> <i class="icon icon--guidelines"></i> 9 resources </div> </div> </a> </li> </ul> </div> </div> </div> <div class="navigation-items__menu--column"> <div class="aem-wrap--heading-latest section"> <div class="heading-latest display--block heading--align-left "> <div class="heading-latest__anchor-link js-anchor-link" data-id="life-stages" aria-hidden="true" tabindex="-1"></div> <h3 class="heading-latest__text headline-display--sm heading--text-black heading--align-left no-top "> Life stages </h3> </div> </div> <div class="aem-wrap--article-list section"> <div class="article-list__wrapper js-article-list__wrapper article-list__wrapper--default "> <ul class="article-list js-article-list" data-action="articleList"> <li class="article-list__item" data-content-type="financial-guide"> <a href="https://bettermoneyhabits.bankofamerica.com/en/gen-z-financial-habits" data-path="/content/bmh/en/gen-z-financial-habits" hreflang="en-US" class="article-list__item__link js-anchor-wrapper t-track-content-tile" data-show-read-time data-bactmln="ItemTile_gen_z__know_your_money"> <div class="article-list__item__content"> <div class="article-list__item__title">Gen Z: Know your money</div> <p class="article-list__item__cta hidden-section"> <i class="icon icon--financial-guide"></i><span class="cta-text"></span><span>, 2 minutes</span> </p> <div class="article-list__item__count"> <i class="icon icon--guidelines"></i> 29 resources </div> </div> </a> </li> <li class="article-list__item" data-content-type="financial-guide"> <a href="https://bettermoneyhabits.bankofamerica.com/en/family-financial-matters" data-path="/content/bmh/en/family-financial-matters" hreflang="en-US" class="article-list__item__link js-anchor-wrapper t-track-content-tile" data-show-read-time data-bactmln="ItemTile_financial_matters_for_families"> <div class="article-list__item__content"> <div class="article-list__item__title">Financial matters for families</div> <p class="article-list__item__cta hidden-section"> <i class="icon icon--financial-guide"></i><span class="cta-text"></span><span>, 1 minute</span> </p> <div class="article-list__item__count"> <i class="icon icon--guidelines"></i> 11 resources </div> </div> </a> </li> <li class="article-list__item" data-content-type="financial-guide"> <a href="https://bettermoneyhabits.bankofamerica.com/en/moving-to-the-us-banking-guide" data-path="/content/bmh/en/moving-to-the-us-banking-guide" hreflang="en-US" class="article-list__item__link js-anchor-wrapper t-track-content-tile" data-show-read-time data-bactmln="ItemTile_moving_to_the_u_s_"> <div class="article-list__item__content"> <div class="article-list__item__title">Moving to the U.S.</div> <p class="article-list__item__cta hidden-section"> <i class="icon icon--financial-guide"></i><span class="cta-text"></span><span>, 1 minute</span> </p> <div class="article-list__item__count"> <i class="icon icon--guidelines"></i> 29 resources </div> </div> </a> </li> <li class="article-list__item" data-content-type="financial-guide"> <a href="https://bettermoneyhabits.bankofamerica.com/en/transitioning-from-military-to-civilian-life" data-path="/content/bmh/en/transitioning-from-military-to-civilian-life" hreflang="en-US" class="article-list__item__link js-anchor-wrapper t-track-content-tile" data-show-read-time data-bactmln="ItemTile_financial_matters_for_military_members"> <div class="article-list__item__content"> <div class="article-list__item__title">Financial matters for military members</div> <p class="article-list__item__cta hidden-section"> <i class="icon icon--financial-guide"></i><span class="cta-text"></span><span>, 1 minute</span> </p> <div class="article-list__item__count"> <i class="icon icon--guidelines"></i> 8 resources </div> </div> </a> </li> <li class="article-list__item" data-content-type="financial-guide"> <a href="https://bettermoneyhabits.bankofamerica.com/en/financial-literacy-for-students" data-path="/content/bmh/en/financial-literacy-for-students" hreflang="en-US" class="article-list__item__link js-anchor-wrapper t-track-content-tile" data-show-read-time data-bactmln="ItemTile_financial_guidance_for_students"> <div class="article-list__item__content"> <div class="article-list__item__title">Financial guidance for students</div> <p class="article-list__item__cta hidden-section"> <i class="icon icon--financial-guide"></i><span class="cta-text"></span><span>, 1 minute</span> </p> <div class="article-list__item__count"> <i class="icon icon--guidelines"></i> 14 resources </div> </div> </a> </li> </ul> </div> </div> </div> <div class="navigation-items__menu--column"> <div class="aem-wrap--heading-latest section"> <div class="heading-latest display--block heading--align-left "> <div class="heading-latest__anchor-link js-anchor-link" data-id="financial-goals" aria-hidden="true" tabindex="-1"></div> <h3 class="heading-latest__text headline-display--sm heading--text-black heading--align-left no-top "> Financial goals </h3> </div> </div> <div class="aem-wrap--article-list section"> <div class="article-list__wrapper js-article-list__wrapper article-list__wrapper--default "> <ul class="article-list js-article-list" data-action="articleList"> <li class="article-list__item" data-content-type="financial-guide"> <a href="https://bettermoneyhabits.bankofamerica.com/en/what-to-consider-when-buying-your-first-home" data-path="/content/bmh/en/what-to-consider-when-buying-your-first-home" hreflang="en-US" class="article-list__item__link js-anchor-wrapper t-track-content-tile" data-show-read-time data-bactmln="ItemTile_what_to_consider_when_buying_your_first_home"> <div class="article-list__item__content"> <div class="article-list__item__title">What to consider when buying your first home</div> <p class="article-list__item__cta hidden-section"> <i class="icon icon--financial-guide"></i><span class="cta-text"></span><span>, 1 minute</span> </p> <div class="article-list__item__count"> <i class="icon icon--guidelines"></i> 10 resources </div> </div> </a> </li> <li class="article-list__item" data-content-type="financial-guide"> <a href="https://bettermoneyhabits.bankofamerica.com/en/how-to-stop-living-paycheck-to-paycheck" data-path="/content/bmh/en/how-to-stop-living-paycheck-to-paycheck" hreflang="en-US" class="article-list__item__link js-anchor-wrapper t-track-content-tile" data-show-read-time data-bactmln="ItemTile_manage_your_money_when_living_paycheck_to_paycheck"> <div class="article-list__item__content"> <div class="article-list__item__title">Manage your money when living paycheck to paycheck</div> <p class="article-list__item__cta hidden-section"> <i class="icon icon--financial-guide"></i><span class="cta-text"></span><span>, 1 minute</span> </p> <div class="article-list__item__count"> <i class="icon icon--guidelines"></i> 11 resources </div> </div> </a> </li> <li class="article-list__item" data-content-type="financial-guide"> <a href="https://bettermoneyhabits.bankofamerica.com/en/financial-tips-for-starting-your-career" data-path="/content/bmh/en/financial-tips-for-starting-your-career" hreflang="en-US" class="article-list__item__link js-anchor-wrapper t-track-content-tile" data-show-read-time data-bactmln="ItemTile_work_and_your_financial_life"> <div class="article-list__item__content"> <div class="article-list__item__title">Work and your financial life</div> <p class="article-list__item__cta hidden-section"> <i class="icon icon--financial-guide"></i><span class="cta-text"></span><span>, 1 minute</span> </p> <div class="article-list__item__count"> <i class="icon icon--guidelines"></i> 7 resources </div> </div> </a> </li> <li class="article-list__item" data-content-type="financial-guide"> <a href="https://bettermoneyhabits.bankofamerica.com/en/sustainable-finance-practices" data-path="/content/bmh/en/sustainable-finance-practices" hreflang="en-US" class="article-list__item__link js-anchor-wrapper t-track-content-tile" data-show-read-time data-bactmln="ItemTile_money_moves_that_can_make_a_difference"> <div class="article-list__item__content"> <div class="article-list__item__title">Money moves that can make a difference</div> <p class="article-list__item__cta hidden-section"> <i class="icon icon--financial-guide"></i><span class="cta-text"></span><span>, 1 minute</span> </p> <div class="article-list__item__count"> <i class="icon icon--guidelines"></i> 10 resources </div> </div> </a> </li> </ul> </div> </div> </div> <div class="navigation-items__menu--no-column"> <div class="aem-wrap--cta-group section"> <div class="cta-group "> <div class="cta-group__wrapper "> <a data-bactmln="cta_group-_-CTA-_-view-all-financial-guides_/content/bmh/en/financial-guides" href="https://bettermoneyhabits.bankofamerica.com/en/financial-guides" class="js-cta-link cta-group__cta t-track-cta cta--spotlights " target="_self"> <span class="cta-group__cta-content-wrapper "> <span class="cta__text">View all Financial Guides</span> </span> </a> </div> </div> </div> </div> </div> </li> </ul> </li> <li class="navigation-items__item js-navigation-main-item"> <a href="#" class="navigation-items__link js-navigation-link t-track-expandible-menu" aria-expanded="false"> <h2 class="navigation-items__title"> Check out these tools </h2> <p class="navigation-items__descr"> Identify priorities, set goals and track progress with easy-to-use, interactive tools. </p> </a> <ul class="navigation-items__menu js-menu-item navigation-items__menu--two-columns-image" aria-hidden="true"> <li class="navigation-items__menu-list"> <div class="navigation-items__menu--button"> <a href="#" class="navigation-items__title--mobile js-navigation-title-mobile t-track-collapse-menu"> Check out these tools </a> </div> <div class=" navigation-items__menu-content js-menu-content"> <div class="navigation-items__menu--column"> <div class="aem-wrap--heading-latest section"> <div class="heading-latest display--block heading--align-left "> <div class="heading-latest__anchor-link js-anchor-link" data-id="from-better-money-habits" aria-hidden="true" tabindex="-1"></div> <h3 class="heading-latest__text headline-display--sm heading--text-black heading--align-left no-top "> From Better Money Habits </h3> </div> </div> <div class="aem-wrap--cta-group section"> <ul class="cta-group cta-group--left "> <li class="cta-group__wrapper "> <a data-bactmln="cta_group-_-CTA-_-my-priorities_/content/bmh/en/my-priorities" href="https://bettermoneyhabits.bankofamerica.com/en/my-priorities" class="js-cta-link cta-group__cta t-track-cta cta--link " target="_self"> <span class="cta-group__cta-content-wrapper "> <span class="cta__text">My Priorities</span> </span> </a> <div class="cta__note"><p>Tell us what matters most to you, and we鈥檒l provide personalized content for every stage of life.</p> </div> </li> <li class="cta-group__wrapper "> <a data-bactmln="cta_group-_-CTA-_-spending-analysis-tool_/content/bmh/en/saving-budgeting/spending-tool" href="https://bettermoneyhabits.bankofamerica.com/en/saving-budgeting/spending-tool" class="js-cta-link cta-group__cta t-track-cta cta--link " target="_self"> <span class="cta-group__cta-content-wrapper "> <span class="cta__text">Spending Analysis Tool</span> </span> </a> <div class="cta__note"><p>Learn what people like you are spending on their monthly expenses.</p> </div> </li> </ul> </div> <div class="aem-wrap--heading-latest section"> <div class="heading-latest display--block heading--align-left "> <div class="heading-latest__anchor-link js-anchor-link" data-id="from-bank-of-america" aria-hidden="true" tabindex="-1"></div> <h3 class="heading-latest__text headline-display--sm heading--text-black heading--align-left no-top "> From Bank of America </h3> </div> </div> <div class="aem-wrap--cta-group section"> <ul class="cta-group cta-group--left "> <li class="cta-group__wrapper "> <a data-bactmln="cta_group-_-CTA-_-life-plan_https://promotions.bankofamerica.com/digitalbanking/mobilebanking/lifeplan" href="https://promotions.bankofamerica.com/digitalbanking/mobilebanking/lifeplan" class="js-cta-link cta-group__cta t-track-cta cta--icon-right cta--menu-link js-menu-link " target="_blank"> <span class="icon-c" data-action="icon"> <span class="icon icon--action-launch icon--royal-blue icon--size3 icon--align-right" aria-hidden="true"> </span> </span> <span class="cta-group__cta-content-wrapper "> <span class="cta__text">Life Plan</span> </span> </a> <div class="cta__note"><p>Set short-and long-term goals, get personalized advice and make adjustments as your life changes.</p> </div> </li> <li class="cta-group__wrapper "> <a data-bactmln="cta_group-_-CTA-_-spending---budgeting-tool_https://www.bankofamerica.com/online-banking/mobile-and-online-banking-features/spending-budgeting/" href="https://www.bankofamerica.com/online-banking/mobile-and-online-banking-features/spending-budgeting/" class="js-cta-link cta-group__cta t-track-cta cta--icon-right cta--menu-link js-menu-link " target="_self"> <span class="icon-c" data-action="icon"> <span class="icon icon--action-launch icon--royal-blue icon--size3 icon--align-right" aria-hidden="true"> </span> </span> <span class="cta-group__cta-content-wrapper "> <span class="cta__text">Spending & Budgeting Tool</span> </span> </a> <div class="cta__note"><p>Get help tracking your spending, spotting trends and sticking to a budget.</p> </div> </li> </ul> </div> <div class="aem-wrap--heading-latest section"> <div class="heading-latest display--block heading--align-left "> <div class="heading-latest__anchor-link js-anchor-link" data-id="for-partners-and-volunteers" aria-hidden="true" tabindex="-1"></div> <h3 class="heading-latest__text headline-display--sm heading--text-black heading--align-left no-top "> For partners and volunteers </h3> </div> </div> <div class="aem-wrap--cta-group section"> <ul class="cta-group "> <li class="cta-group__wrapper "> <a data-bactmln="cta_group-_-CTA-_-educational-resource-center_https://bettermoneyhabits.bankofamerica.com/community/en" href="https://bettermoneyhabits.bankofamerica.com/community/en" class="js-cta-link cta-group__cta t-track-cta cta--icon-right cta--menu-link js-menu-link " target="_blank"> <span class="icon-c" data-action="icon"> <span class="icon icon--action-launch icon--royal-blue icon--size3 icon--align-right" aria-hidden="true"> </span> </span> <span class="cta-group__cta-content-wrapper "> <span class="cta__text">Educational Resource Center</span> </span> </a> <div class="cta__note"><p>Find lesson plans to help clients and members of your communities better understand their finances.</p> </div> </li> </ul> </div> </div> <div class="navigation-items__menu--column-image"> <div class="image image--bg-pos-center " style="max-width: inherit" data-action="image"> <picture class="image__picture js-image-picture"> <img alt class="image__img" role="img" src="/content/dam/bmh/homepage-new/tools.svg"/> </picture> <img src="/content/dam/bmh/homepage-new/tools.svg" alt class="image__img--print" aria-hidden="true"/> </div> </div> </div> </li> </ul> </li> <li class="navigation-items__item js-navigation-main-item"> <a href="#" class="navigation-items__link js-navigation-link t-track-expandible-menu" aria-expanded="false"> <h2 class="navigation-items__title"> Bank of America services </h2> <p class="navigation-items__descr"> Explore products and services, including opening a checking account, finding a home loan, applying for a credit card and more. </p> </a> <ul class="navigation-items__menu js-menu-item navigation-items__menu--two-columns-image" aria-hidden="true"> <li class="navigation-items__menu-list"> <div class="navigation-items__menu--button"> <a href="#" class="navigation-items__title--mobile js-navigation-title-mobile t-track-collapse-menu"> Bank of America services </a> </div> <div class=" navigation-items__menu-content js-menu-content"> <div class="navigation-items__menu--column"> <div class="aem-wrap--heading-latest section"> <div class="heading-latest display--block heading--align-left "> <div class="heading-latest__anchor-link js-anchor-link" data-id="learn-about-bank-of-america-solutions" aria-hidden="true" tabindex="-1"></div> <h3 class="heading-latest__text headline--md heading--text-black heading--align-left no-top "> Learn about Bank of America solutions </h3> </div> </div> <div class="aem-wrap--cta-group section"> <ul class="cta-group cta-group--left "> <li class="cta-group__wrapper "> <a data-bactmln="cta_group-_-CTA-_-checking-accounts_https://www.bankofamerica.com/deposits/checking/advantage-banking/" href="https://www.bankofamerica.com/deposits/checking/advantage-banking/" class="js-cta-link cta-group__cta t-track-cta cta--icon-right cta--menu-link js-menu-link " target="_blank"> <span class="icon-c" data-action="icon"> <span class="icon icon--action-launch icon--royal-blue icon--size3 icon--align-right" aria-hidden="true"> </span> </span> <span class="cta-group__cta-content-wrapper "> <span class="cta__text">Checking accounts</span> </span> </a> </li> <li class="cta-group__wrapper "> <a data-bactmln="cta_group-_-CTA-_-savings-accounts_https://www.bankofamerica.com/deposits/savings/savings-accounts/" href="https://www.bankofamerica.com/deposits/savings/savings-accounts/" class="js-cta-link cta-group__cta t-track-cta cta--icon-right cta--menu-link js-menu-link " target="_blank"> <span class="icon-c" data-action="icon"> <span class="icon icon--action-launch icon--royal-blue icon--size3 icon--align-right" aria-hidden="true"> </span> </span> <span class="cta-group__cta-content-wrapper "> <span class="cta__text">Savings accounts</span> </span> </a> </li> <li class="cta-group__wrapper "> <a data-bactmln="cta_group-_-CTA-_-credit-cards_https://www.bankofamerica.com/credit-cards/" href="https://www.bankofamerica.com/credit-cards/" class="js-cta-link cta-group__cta t-track-cta cta--icon-right cta--menu-link js-menu-link " target="_blank"> <span class="icon-c" data-action="icon"> <span class="icon icon--action-launch icon--royal-blue icon--size3 icon--align-right" aria-hidden="true"> </span> </span> <span class="cta-group__cta-content-wrapper "> <span class="cta__text">Credit cards</span> </span> </a> </li> <li class="cta-group__wrapper "> <a data-bactmln="cta_group-_-CTA-_-home-loans_https://www.bankofamerica.com/mortgage/?subCampCode=50300&dmcode=18098479094&cm_mmc" href="https://www.bankofamerica.com/mortgage/?subCampCode=50300&dmcode=18098479094&cm_mmc" class="js-cta-link cta-group__cta t-track-cta cta--icon-right cta--menu-link js-menu-link " target="_blank"> <span class="icon-c" data-action="icon"> <span class="icon icon--action-launch icon--royal-blue icon--size3 icon--align-right" aria-hidden="true"> </span> </span> <span class="cta-group__cta-content-wrapper "> <span class="cta__text">Home loans</span> </span> </a> </li> <li class="cta-group__wrapper "> <a data-bactmln="cta_group-_-CTA-_-auto-loans_https://www.bankofamerica.com/auto-loans/?cm_sp=eLend-Auto-ABPA-_-OAApage-_-EW16LT000K_OAApage_OpenAnAccount&mktgCode=Autooaahomepage06" href="https://www.bankofamerica.com/auto-loans/?cm_sp=eLend-Auto-ABPA-_-OAApage-_-EW16LT000K_OAApage_OpenAnAccount&mktgCode=Autooaahomepage06" class="js-cta-link cta-group__cta t-track-cta cta--icon-right cta--menu-link js-menu-link " target="_blank"> <span class="icon-c" data-action="icon"> <span class="icon icon--action-launch icon--royal-blue icon--size3 icon--align-right" aria-hidden="true"> </span> </span> <span class="cta-group__cta-content-wrapper "> <span class="cta__text">Auto loans</span> </span> </a> </li> <li class="cta-group__wrapper "> <a data-bactmln="cta_group-_-CTA-_-investing-from-merrill_https://www.merrilledge.com/offers/multiproduct?src_cd=newaccount&cm_sp=GWM-SelfDirectedBrokerage-_-BankNewAccount-_-G216LT00EP_ME_MPP_mempp.gif" href="https://www.merrilledge.com/offers/multiproduct?src_cd=newaccount&cm_sp=GWM-SelfDirectedBrokerage-_-BankNewAccount-_-G216LT00EP_ME_MPP_mempp.gif" class="js-cta-link cta-group__cta t-track-cta cta--icon-right cta--menu-link js-menu-link " target="_blank"> <span class="icon-c" data-action="icon"> <span class="icon icon--action-launch icon--royal-blue icon--size3 icon--align-right" aria-hidden="true"> </span> </span> <span class="cta-group__cta-content-wrapper "> <span class="cta__text">Investing from Merrill</span> </span> </a> </li> <li class="cta-group__wrapper "> <a data-bactmln="cta_group-_-CTA-_-mobile-and-online-banking_https://www.bankofamerica.com/online-banking/mobile-and-online-banking-features/overview/" href="https://www.bankofamerica.com/online-banking/mobile-and-online-banking-features/overview/" class="js-cta-link cta-group__cta t-track-cta cta--icon-right cta--menu-link js-menu-link " target="_blank"> <span class="icon-c" data-action="icon"> <span class="icon icon--action-launch icon--royal-blue icon--size3 icon--align-right" aria-hidden="true"> </span> </span> <span class="cta-group__cta-content-wrapper "> <span class="cta__text">Mobile and Online Banking</span> </span> </a> </li> <li class="cta-group__wrapper "> <a data-bactmln="cta_group-_-CTA-_-fico-score_https://www.bankofamerica.com/credit-cards/free-fico-credit-score/" href="https://www.bankofamerica.com/credit-cards/free-fico-credit-score/" class="js-cta-link cta-group__cta t-track-cta cta--icon-right cta--menu-link js-menu-link " target="_blank"> <span class="icon-c" data-action="icon"> <span class="icon icon--action-launch icon--royal-blue icon--size3 icon--align-right" aria-hidden="true"> </span> </span> <span class="cta-group__cta-content-wrapper "> <span class="cta__text">FICO Score</span> </span> </a> </li> <li class="cta-group__wrapper "> <a data-bactmln="cta_group-_-CTA-_-preferred-rewards-program_https://www.bankofamerica.com/preferred-rewards/" href="https://www.bankofamerica.com/preferred-rewards/" class="js-cta-link cta-group__cta t-track-cta cta--icon-right cta--menu-link js-menu-link " target="_blank"> <span class="icon-c" data-action="icon"> <span class="icon icon--action-launch icon--royal-blue icon--size3 icon--align-right" aria-hidden="true"> </span> </span> <span class="cta-group__cta-content-wrapper "> <span class="cta__text">Preferred Rewards program</span> </span> </a> </li> <li class="cta-group__wrapper "> <a data-bactmln="cta_group-_-CTA-_-schedule-an-appointment_https://secure.bankofamerica.com/secure-mycommunications/public/appointments/" href="https://secure.bankofamerica.com/secure-mycommunications/public/appointments/" class="js-cta-link cta-group__cta t-track-cta cta--icon-right cta--menu-link js-menu-link " target="_blank"> <span class="icon-c" data-action="icon"> <span class="icon icon--action-launch icon--royal-blue icon--size3 icon--align-right" aria-hidden="true"> </span> </span> <span class="cta-group__cta-content-wrapper "> <span class="cta__text">Schedule an appointment</span> </span> </a> </li> </ul> </div> <div class="aem-wrap--cta-group section"> <div class="cta-group "> <div class="cta-group__wrapper "> <a data-bactmln="cta_group-_-CTA-_-see-all-products-and-services_https://about.bankofamerica.com/en/our-company/financial-products-services" href="https://about.bankofamerica.com/en/our-company/financial-products-services" class="js-cta-link cta-group__cta t-track-cta cta--spotlights " target="_blank"> <span class="cta-group__cta-content-wrapper "> <span class="cta__text">See all products and services</span> </span> </a> </div> </div> </div> </div> <div class="navigation-items__menu--column-image"> <div class="image image--bg-pos-center " style="max-width: inherit" data-action="image"> <picture class="image__picture js-image-picture"> <img alt class="image__img" role="img" src="/content/dam/bmh/homepage-new/services.svg"/> </picture> <img src="/content/dam/bmh/homepage-new/services.svg" alt class="image__img--print" aria-hidden="true"/> </div> </div> </div> </li> </ul> </li> </ul> </nav> </div> </div> <div class="navigation-container__background js-navigation-background" style="background-color: #012169; background-image: url(/content/dam/bmh/homepage-new/hp-masthead-nav-012723.jpg.transform/bmh-jpg-optimize/image.jpg)"> <div class="navigation-container__widget"> <div class="aem-wrap--conditional-wrapper"> <div class="conditional-wrapper hidden-section js-conditional-wrapper" data-action="conditionalWrapper" data-state="widget-incomplete" data-mode="publish"> <div><div class="aem-wrap--hp-widget-banner anm anm-type-fadeIn-up anm-delay-1 section"> <div class="hp-widget-banner js-hp-widget-banner"> <div class="hp-widget-banner__col-wrapper"> <div class="hp-widget-banner__col hp-widget-banner__img"> <div class="image image--bg-pos-center " style="max-width: inherit" data-action="image"> <picture class="image__picture js-image-picture"> <img alt class="image__img" role="img" src="/content/dam/bmh/homepage-new/hp-nav-wb-icon.svg"/> </picture> <img src="/content/dam/bmh/homepage-new/hp-nav-wb-icon.svg" alt class="image__img--print" aria-hidden="true"/> </div> </div> <div class="hp-widget-banner__col hp-widget-banner__heading-text"> <div class="hp-widget-banner__heading"> <div class="heading-latest display--block heading--align-left "> <div class="heading-latest__anchor-link js-anchor-link" data-id="what-are-your-financial-priorities" aria-hidden="true" tabindex="-1"></div> <h3 class="heading-latest__text headline--sm heading--text-blue heading--align-left "> What are your financial priorities? </h3> </div> </div> <div class="hp-widget-banner__text"> <div class="text-latest" data-cmp-name="text-latest"> <div class="cmp-text list-spacing--default list-height--default bullet-color--black "> <p>Answer a few simple questions, and we鈥檒l direct you to the right resources for every stage of life.</p> </div> </div> </div> </div> <div class="hp-widget-banner__col hp-widget-banner__cta"> <div class="cta-group "> <div class="cta-group__wrapper "> <a data-bactmln="cta_group-_-CTA-_-get-started_/content/bmh/en/life-priorities" href="https://bettermoneyhabits.bankofamerica.com/en/life-priorities" class="js-cta-link cta-group__cta t-track-cta cta--spotlights " target="_self"> <span class="cta-group__cta-content-wrapper "> <span class="cta__text">Get Started</span> </span> </a> </div> </div> </div> </div> </div></div> </div> </div> </div> <div class="aem-wrap--conditional-wrapper"> <div class="conditional-wrapper hidden-section js-conditional-wrapper" data-action="conditionalWrapper" data-state="widget-complete" data-mode="publish"> <div><div class="aem-wrap--hp-widget-banner anm anm-type-fadeIn-up anm-delay-1 section"> <div class="hp-widget-banner js-hp-widget-banner"> <div class="hp-widget-banner__col-wrapper"> <div class="hp-widget-banner__col hp-widget-banner__img"> <div class="image image--bg-pos-center " style="max-width: inherit" data-action="image"> <picture class="image__picture js-image-picture"> <img alt class="image__img" role="img" src="/content/dam/bmh/homepage-new/hp-nav-wb-icon.svg"/> </picture> <img src="/content/dam/bmh/homepage-new/hp-nav-wb-icon.svg" alt class="image__img--print" aria-hidden="true"/> </div> </div> <div class="hp-widget-banner__col hp-widget-banner__heading-text"> <div class="hp-widget-banner__heading"> <div class="heading-latest display--block heading--align-left "> <div class="heading-latest__anchor-link js-anchor-link" data-id="what-are-your-financial-priorities" aria-hidden="true" tabindex="-1"></div> <h3 class="heading-latest__text headline--sm heading--text-blue heading--align-left "> What are your financial priorities? </h3> </div> </div> <div class="hp-widget-banner__text"> <div class="text-latest" data-cmp-name="text-latest"> <div class="cmp-text list-spacing--default list-height--default bullet-color--black "> <p>Welcome back. Your personalized solutions are waiting.</p> </div> </div> </div> </div> <div class="hp-widget-banner__col hp-widget-banner__cta"> <div class="cta-group "> <div class="cta-group__wrapper "> <a data-bactmln="cta_group-_-CTA-_-continue_/content/bmh/en/life-priorities" href="https://bettermoneyhabits.bankofamerica.com/en/life-priorities" class="js-cta-link cta-group__cta t-track-cta cta--spotlights " target="_self"> <span class="cta-group__cta-content-wrapper "> <span class="cta__text">Continue</span> </span> </a> </div> </div> </div> </div> </div></div> </div> </div> </div> </div> </div> <div class="navigation-container__reset-btn"> <a href="#" class="js-navigation-reset-btn t-track-collapse-menu"><span class="icon icon--action-back"></span>Reset menu</a> </div> </div> <div class="aem-wrap--header-boa header-boa--mobile"> <nav class="header-boa js-header-boa" data-cmp-name="header-boa" data-action="headerBoa" aria-label="Main"> <div class="row row--max"> <div class="header-boa__logo-wrap"> <a href="https://www.bankofamerica.com" class="logo-boa t-track-logo" data-bactmln="header_boa-_-icon-_-boa_logo" aria-label="Bank of America"> <img class="header-boa__logo" src="/content/dam/bmh/logos/bofa-logo-horizontal-nested-white.svg" alt="Bank of America"/> </a> </div> <ul class="header-boa__link-wrapper"> <li> <a href="https://www.bankofamerica.com/sitemap/hub/signin.go" class="t-track-body-copy-link"> <span class="header-boa__link">Online banking sign in</span> </a> </li> <li> <a href="https://locators.bankofamerica.com/" class="t-track-body-copy-link"> <span class="header-boa__link">Locations</span> </a> </li> <li> <a href="https://www.bankofamerica.com/contactus/contactus.go" class="t-track-body-copy-link"> <span class="header-boa__link">Contact</span> </a> </li> <li> <a href="https://www.bankofamerica.com/help/overview.go" class="t-track-body-copy-link"> <span class="header-boa__link">Help</span> </a> </li> </ul> </div> </nav></div> </section> </section> </div> </div> <div><div aria-labelledby="welcome-back" class="lastpage js-lastpage lastpage--hidden" aria-hidden="true" data-action="lastpage" role="dialog"> <a class="close-btn close-btn--lastpage js-close-btn--lastpage t-track-lastpage-popup-toggle" href="javascript:void(0);" tabindex="0" role="button" data-bactmln="lastpage-_-ReturningWindow-_-close"><span class="accessibility-hidden">Close 'last page visited' modal</span><i class="icon icon--bold icon--multiply"></i></a> <h2 id="welcome-back"> <p class="lastpage__heading">Welcome back.</p><p class="lastpage__heading">Here's where you left off.</p> </h2> <div class="js-lastpage__last-visited-page lastpage__last-visited-page"> </div> <div class="lastpage__actions"> <a href="javascript:void(0);" class="lines-sides lastpage__lines-sides js-lastpage__lines-sides t-track-lastpage-popup-toggle" tabindex="0" role="button" data-bactmln="lastpage-_-PopUp-_-expand"> <span class="accessibility-hidden"><span class="accessibility-hidden__action">Show</span> related content</span><i class="icon icon--action-collapse js-icon--toggle-up-next"></i> </a> <a class="lastpage__noshow-btn js-lastpage__noshow-btn t-track-lastpage-popup-toggle" href="javascript:void(0);" tabindex="0" role="button" data-bactmln="lastpage-_-PopUp-_-hide"> (Don't show me this <span class="accessibility-hidden"> pop-up of the page I left off on </span>again) </a> </div> <div class="js-lastpage__upnext-wrapper lastpage__upnext-wrapper"> <p class="lastpage__subheading">You might also be interested in:</p> <div class="js-lastpage__upnext lastpage__upnext"> </div> </div> </div> </div> <div id="mainContent" class="page__main" data-page-name="Financial Guides - Tips & Tools for Personal Finances" role="main"> <div><div class="aem-wrap--masthead section"> <div class="spotlight-masthead spotlight-masthead--default spotlight-masthead--full-width"> <div class="image image--bg image--bg-pos-center " style="max-width: inherit" data-action="image"> <div class="image__bg" data-bg-mobile="/content/dam/bmh/new-spotlight/flagscape-blue.png" data-bg-desktop="/content/dam/bmh/new-spotlight/flagscape-blue.png" style="background-size: 100%" role="presentation"> </div> </div> <div class="spotlight-masthead__content spotlight-masthead__content--default"> <span class="spotlight-masthead__eyebrow-text"></span> <h1 class="spotlight-masthead__heading spotlight-masthead__heading--black">All Financial Guides</h1> <div class="spotlight-masthead__description"><p>Check out these collections of real-life tips and information that can help guide you through important financial decisions.</p> </div> </div> </div> </div> <div class="aem-wrap--spotlight-filter section"> <div class="spotlight-filter js-spotlight-filter " data-action="spotlightFilter"> <div class="spotlight-filter__container js-spotlight-filter__container "> <h2 class="spotlight-filter__title js-spotlight-filter-title">Filter by</h2> <ul class="js-spotlight-filter__items collapse" role="tablist"> <a role="button" class="spotlight-filter__icon"></a> <li class="active" role="presentation"> <a data-filter-category="all" href="#" class="t-track-category-option js-spotlight-filter__items-all" data-bactmln="allspotlightspage-_-Tab-_-SubTopic_all" role="tab" aria-selected="true">All categories</a> </li> <li role="presentation"> <a data-filter-category="saving___planning" href="#" data-bactmln="allspotlightspage-_-Tab-_-SubTopic_saving___planning" class="t-track-category-option" role="tab" aria-selected="false">Saving & planning</a> </li> <li role="presentation"> <a data-filter-category="life_stages" href="#" data-bactmln="allspotlightspage-_-Tab-_-SubTopic_life_stages" class="t-track-category-option" role="tab" aria-selected="false">Life stages</a> </li> <li role="presentation"> <a data-filter-category="financial_goals" href="#" data-bactmln="allspotlightspage-_-Tab-_-SubTopic_financial_goals" class="t-track-category-option" role="tab" aria-selected="false">Financial goals</a> </li> </ul> </div> <div class="spotlight-filter__catagories js-spotlight-filter__catagories"> <div class="aem-wrap--spotlight-category-container section"> <section data-id="featured" class="spotlight-category-container spotlight-category-container--featured-spotlights spotlight-category-container--no-heading" data-action="categoryContainer"> <div class="spotlight-category-container__wrapper"> <div class="featured-spotlights-variant"> <h2 class="spotlight-category-container__title ">Featured</h2> <div class="spotlight-category-container__inner-wrapper"> <div class="spotlight-category-container__left"> <div class="featured-spotlights"> <a href="https://bettermoneyhabits.bankofamerica.com/en/gen-z-financial-habits" class="featured-spotlights__spotlight-link t-track-featured-spotlight-tile" data-bactmln="allspotlightspage-_-Hyperlink-_-ItemTile-featured_gen_z__know_your_money"> <div class="featured-spotlights__background" style="background-image: url(/content/dam/bmh/spotlight-featured-tile/gen-z-know-your-money-featuredspotlightimage-787x600.jpg);"></div> <div class="featured-spotlights__title"> <h3>Gen Z: Know your money</h3> </div> </a> <div class="featured-spotlights__count"> <i class="icon icon--guidelines"></i> 29 resources </div> <div class="featured-spotlights__list-wrapper"> <ul class="featured-spotlights__list-wrapper__list"> <li class="featured-spotlights__list-wrapper__list__item" data-content-type="Article"> <a href="https://bettermoneyhabits.bankofamerica.com/en/saving-budgeting/how-to-improve-your-money-mindset" data-path="/content/bmh/en/saving-budgeting/how-to-improve-your-money-mindset" data-bactmln="allspotlightspage-_-Hyperlink-_-ItemTile-featured_how_to_improve_your_money_mindset_and_make_better_choices" class="featured-spotlights__list-wrapper__list__item__link t-track-featured-spotlight-tile"> <div class="featured-spotlights__list-wrapper__list__item__content"> <span class="featured-spotlights__list-wrapper__list__item__topic">Saving & Budgeting</span> <h3 class="featured-spotlights__list-wrapper__list__item__title">How to improve your money mindset and make better choices</h3> </div> </a> </li> <li class="featured-spotlights__list-wrapper__list__item" data-content-type="Article"> <a href="https://bettermoneyhabits.bankofamerica.com/en/saving-budgeting/how-to-make-better-financial-decisions" data-path="/content/bmh/en/saving-budgeting/how-to-make-better-financial-decisions" data-bactmln="allspotlightspage-_-Hyperlink-_-ItemTile-featured_what_was_i_thinking__how_to_change_illogical_money_habits_into_positive_actions" class="featured-spotlights__list-wrapper__list__item__link t-track-featured-spotlight-tile"> <div class="featured-spotlights__list-wrapper__list__item__content"> <span class="featured-spotlights__list-wrapper__list__item__topic">Saving & Budgeting</span> <h3 class="featured-spotlights__list-wrapper__list__item__title">What was I thinking? How to change illogical money habits into positive actions</h3> </div> </a> </li> <li class="featured-spotlights__list-wrapper__list__item" data-content-type="Article"> <a href="https://bettermoneyhabits.bankofamerica.com/en/saving-budgeting/how-to-stop-overspending" data-path="/content/bmh/en/saving-budgeting/how-to-stop-overspending" data-bactmln="allspotlightspage-_-Hyperlink-_-ItemTile-featured_feeling_pressure_to_spend__here_s_why_and_how_to_deal_with_it" class="featured-spotlights__list-wrapper__list__item__link t-track-featured-spotlight-tile"> <div class="featured-spotlights__list-wrapper__list__item__content"> <span class="featured-spotlights__list-wrapper__list__item__topic">Saving & Budgeting</span> <h3 class="featured-spotlights__list-wrapper__list__item__title">Feeling pressure to spend? Here鈥檚 why and how to deal with it</h3> </div> </a> </li> <li class="featured-spotlights__list-wrapper__list__item"> <a href="https://bettermoneyhabits.bankofamerica.com/en/gen-z-financial-habits" class="t-track-featured-spotlight-tile" data-bactmln="allspotlightspage-_-Hyperlink-_-ItemTile-featured_gen_z__know_your_money"> <span>See all resources</span> <i class="icon icon--action-right"></i> </a> </li> </ul> </div> </div> </div> <div class="spotlight-category-container__right"> <div class="featured-spotlights"> <a href="https://bettermoneyhabits.bankofamerica.com/en/family-financial-matters" class="featured-spotlights__spotlight-link t-track-featured-spotlight-tile" data-bactmln="allspotlightspage-_-Hyperlink-_-ItemTile-featured_financial_matters_for_families"> <div class="featured-spotlights__background" style="background-image: url(/content/dam/bmh/new-spotlight/financial-matters-for-families-616x435.jpg);"></div> <div class="featured-spotlights__title"> <h3>Financial matters for families</h3> </div> </a> <div class="featured-spotlights__count"> <i class="icon icon--guidelines"></i> 11 resources </div> <div class="featured-spotlights__list-wrapper"> <ul class="featured-spotlights__list-wrapper__list"> <li class="featured-spotlights__list-wrapper__list__item" data-content-type="visual-story"> <a href="https://bettermoneyhabits.bankofamerica.com/en/saving-budgeting/how-to-talk-to-kids-about-money" data-path="/content/bmh/en/saving-budgeting/how-to-talk-to-kids-about-money" data-bactmln="allspotlightspage-_-Hyperlink-_-ItemTile-featured_how_to_talk_to_your_kids_about_money" class="featured-spotlights__list-wrapper__list__item__link t-track-featured-spotlight-tile"> <div class="featured-spotlights__list-wrapper__list__item__content"> <span class="featured-spotlights__list-wrapper__list__item__topic">Saving & Budgeting</span> <h3 class="featured-spotlights__list-wrapper__list__item__title">How to talk to your kids about money</h3> </div> </a> </li> <li class="featured-spotlights__list-wrapper__list__item" data-content-type="Article"> <a href="https://bettermoneyhabits.bankofamerica.com/en/saving-budgeting/manage-family-savings-goals" data-path="/content/bmh/en/saving-budgeting/manage-family-savings-goals" data-bactmln="allspotlightspage-_-Hyperlink-_-ItemTile-featured_how_to_balance_your_family_s_savings_priorities" class="featured-spotlights__list-wrapper__list__item__link t-track-featured-spotlight-tile"> <div class="featured-spotlights__list-wrapper__list__item__content"> <span class="featured-spotlights__list-wrapper__list__item__topic">Saving & Budgeting</span> <h3 class="featured-spotlights__list-wrapper__list__item__title">How to balance your family鈥檚 savings priorities</h3> </div> </a> </li> <li class="featured-spotlights__list-wrapper__list__item" data-content-type="Article"> <a href="https://bettermoneyhabits.bankofamerica.com/en/saving-budgeting/aging-parents-finances" data-path="/content/bmh/en/saving-budgeting/aging-parents-finances" data-bactmln="allspotlightspage-_-Hyperlink-_-ItemTile-featured_managing_your_parent_s_finances__8_steps_to_guide_the_transition" class="featured-spotlights__list-wrapper__list__item__link t-track-featured-spotlight-tile"> <div class="featured-spotlights__list-wrapper__list__item__content"> <span class="featured-spotlights__list-wrapper__list__item__topic">Saving & Budgeting</span> <h3 class="featured-spotlights__list-wrapper__list__item__title">Managing your parent鈥檚 finances: 8 steps to guide the transition</h3> </div> </a> </li> <li class="featured-spotlights__list-wrapper__list__item"> <a href="https://bettermoneyhabits.bankofamerica.com/en/family-financial-matters" class="t-track-featured-spotlight-tile" data-bactmln="allspotlightspage-_-Hyperlink-_-ItemTile-featured_financial_matters_for_families"> <span>See all resources</span> <i class="icon icon--action-right"></i> </a> </li> </ul> </div> </div> </div> </div> </div> </div> </section> </div> <div class="aem-wrap--spotlight-category-container section"> <section data-id="saving___planning" class="spotlight-category-container" data-action="categoryContainer"> <div class="spotlight-category-container__wrapper"> <div> <div class="spotlight-category-container__intro"> <h2 class="spotlight-category-container__title ">Saving & planning</h2> <div class="spotlight-category-container__title-wrapper"> <div class="image image--bg-pos-center " style="max-width: inherit" data-action="image"> <picture class="image__picture js-image-picture"> <source srcset="/content/dam/bmh/new-spotlight/savingandplanningcategoryimage-featuredspotlightimage-749x435.jpg" media="(min-width: 1024px)"/> <img alt class="image__img" role="img" src="/content/dam/bmh/new-spotlight/savingandplanningcategoryimage-inpagecategoryimages-575x350.jpg"/> </picture> <img src="/content/dam/bmh/new-spotlight/savingandplanningcategoryimage-inpagecategoryimages-575x350.jpg" alt class="image__img--print" aria-hidden="true"/> </div> </div> <div class="spotlight-category-container__heading-wrapper"> <h3 class="spotlight-category-container__heading">Prepare your finances for the future</h3> <div class="spotlight-category-container__description"><p>Follow these guides to learn more on topics like saving for retirement, college, emergencies and more.</p> </div> </div> </div> <div class="spotlight-category-container__spotlights"> <div> </div> <div class="slider" data-template-path="/content/bmh/en/financial-guides/jcr:content/content/spotlight_filter_cop/categories/spotlight_category_c_690583648/slider"> <div class="slider__spotlight slider__desktop-no-slider"> <div class="heading__anchor-link js-anchor-link" aria-hidden="true" tabindex="-1"></div> <div class="heading__text text--primary-color "> </div> <div class="slider__carousel slider__spotlight--carousel js-spotlight slider__desktop-no-slider--wrapper" data-action="slider" data-id="saving_planning" data-options='{"dots":true,"arrows":true,"infinite":true,"loopCount":0,"speed":300,"autoplay":false,"pauseOnFocus":false,"autoplaySpeed":3000,"centerMode":false,"slidesToShow":1,"slidesToScroll":1}' data-options-tablet="{"slidesToShow":1,"slidesToScroll":1}" data-options-mobile="{"slidesToShow":1,"slidesToScroll":1}" data-options-extra="{}" data-desktop data-category="view-all"> <div id="slide_1" class="slide "> <h5 class="slider__slide-title accessibility-hidden" aria-hidden="true">Slide 1</h5> <div class="aem-wrap--cta-tile section"> <div class="cta-tile"> <a href="https://bettermoneyhabits.bankofamerica.com/en/how-to-manage-your-savings" data-path="/content/bmh/en/how-to-manage-your-savings" hreflang="en-US" class="cta-tile__link t-track-content-tile " data-bactmln="ItemTile_simple_ways_to_add_to_your_savings"> <div class="cta-tile__content"> <h3 class="cta-tile__title h3">Simple ways to add to your savings</h3> <p class="cta-tile__description">Discover helpful and practical ways to save with budgeting tips and tools to get you closer to realizing your financial goals.</p> </div> <div class="cta-tile__count"> <i class="icon icon--guidelines"></i> 10 resources </div> </a> </div></div> </div> <div id="slide_2" class="slide "> <h5 class="slider__slide-title accessibility-hidden" aria-hidden="true">Slide 2</h5> <div class="aem-wrap--cta-tile section"> <div class="cta-tile"> <a href="https://bettermoneyhabits.bankofamerica.com/en/dealing-with-a-financial-emergency" data-path="/content/bmh/en/dealing-with-a-financial-emergency" hreflang="en-US" class="cta-tile__link t-track-content-tile " data-bactmln="ItemTile_dealing_with_a_financial_emergency"> <div class="cta-tile__content"> <h3 class="cta-tile__title h3">Dealing with a financial emergency</h3> <p class="cta-tile__description">When an unexpected situation threatens your finances, it鈥檚 important to know your options. Learn ways to navigate uncertainty.</p> </div> <div class="cta-tile__count"> <i class="icon icon--guidelines"></i> 9 resources </div> </a> </div></div> </div> </div> </div> </div> </div> </div> </div> </section> </div> <div class="aem-wrap--spotlight-category-container section"> <section data-id="life_stages" class="spotlight-category-container" data-action="categoryContainer"> <div class="spotlight-category-container__wrapper"> <div> <div class="spotlight-category-container__intro"> <h2 class="spotlight-category-container__title ">Life stages</h2> <div class="spotlight-category-container__title-wrapper"> <div class="image image--bg-pos-center " style="max-width: inherit" data-action="image"> <picture class="image__picture js-image-picture"> <source srcset="/content/dam/bmh/new-spotlight/lifestagescategoryimage-featuredspotlightimage-749x435.jpg" media="(min-width: 1024px)"/> <img alt class="image__img" role="img" src="/content/dam/bmh/new-spotlight/lifestagescategoryimage-inpagecategoryimages-575x350.jpg"/> </picture> <img src="/content/dam/bmh/new-spotlight/lifestagescategoryimage-inpagecategoryimages-575x350.jpg" alt class="image__img--print" aria-hidden="true"/> </div> </div> <div class="spotlight-category-container__heading-wrapper"> <h3 class="spotlight-category-container__heading">Practical guidance for any age</h3> <div class="spotlight-category-container__description"><p>No matter where you are on your financial path, we鈥檙e here to help you navigate the next steps.</p> </div> </div> </div> <div class="spotlight-category-container__spotlights"> <div> </div> <div class="slider" data-template-path="/content/bmh/en/financial-guides/jcr:content/content/spotlight_filter_cop/categories/spotlight_category_c_322395582/slider"> <div class="slider__spotlight slider__desktop-no-slider"> <div class="heading__anchor-link js-anchor-link" aria-hidden="true" tabindex="-1"></div> <div class="heading__text text--primary-color "> </div> <div class="slider__carousel slider__spotlight--carousel js-spotlight slider__desktop-no-slider--wrapper" data-action="slider" data-id="life_stages" data-options='{"dots":true,"arrows":true,"infinite":true,"loopCount":0,"speed":300,"autoplay":false,"pauseOnFocus":false,"autoplaySpeed":3000,"centerMode":false,"slidesToShow":1,"slidesToScroll":1}' data-options-tablet="{"slidesToShow":1,"slidesToScroll":1}" data-options-mobile="{"slidesToShow":1,"slidesToScroll":1}" data-options-extra="{}" data-desktop data-category="view-all"> <div id="slide_5" class="slide "> <h5 class="slider__slide-title accessibility-hidden" aria-hidden="true">slide 5</h5> <div class="aem-wrap--cta-tile section"> <div class="cta-tile"> <a href="https://bettermoneyhabits.bankofamerica.com/en/gen-z-financial-habits" data-path="/content/bmh/en/gen-z-financial-habits" hreflang="en-US" class="cta-tile__link t-track-content-tile " data-bactmln="ItemTile_gen_z__know_your_money"> <div class="cta-tile__content"> <h3 class="cta-tile__title h3">Gen Z: Know your money</h3> <p class="cta-tile__description">We enter adulthood carrying a lifetime of emotional influences that weigh on financial decisions. Decoding how you think, feel and act around money is key to being in control. Better Money Habits is here to help.</p> </div> <div class="cta-tile__count"> <i class="icon icon--guidelines"></i> 29 resources </div> </a> </div></div> </div> <div id="slide_1" class="slide "> <h5 class="slider__slide-title accessibility-hidden" aria-hidden="true">Slide 1</h5> <div class="aem-wrap--cta-tile section"> <div class="cta-tile"> <a href="https://bettermoneyhabits.bankofamerica.com/en/family-financial-matters" data-path="/content/bmh/en/family-financial-matters" hreflang="en-US" class="cta-tile__link t-track-content-tile " data-bactmln="ItemTile_financial_matters_for_families"> <div class="cta-tile__content"> <h3 class="cta-tile__title h3">Financial matters for families</h3> <p class="cta-tile__description">Your family鈥檚 financial needs are always a priority. Learn how you can help coach them about money and banking.</p> </div> <div class="cta-tile__count"> <i class="icon icon--guidelines"></i> 11 resources </div> </a> </div></div> </div> <div id="slide_3" class="slide "> <h5 class="slider__slide-title accessibility-hidden" aria-hidden="true">Slide 3</h5> <div class="aem-wrap--cta-tile section"> <div class="cta-tile"> <a href="https://bettermoneyhabits.bankofamerica.com/en/transitioning-from-military-to-civilian-life" data-path="/content/bmh/en/transitioning-from-military-to-civilian-life" hreflang="en-US" class="cta-tile__link t-track-content-tile " data-bactmln="ItemTile_financial_matters_for_military_members"> <div class="cta-tile__content"> <h3 class="cta-tile__title h3">Financial matters for military members</h3> <p class="cta-tile__description">Prepare your finances for active duty or post-military life. Learn about home loans, health care options and ways to manage money.</p> </div> <div class="cta-tile__count"> <i class="icon icon--guidelines"></i> 8 resources </div> </a> </div></div> </div> <div id="slide_4" class="slide "> <h5 class="slider__slide-title accessibility-hidden" aria-hidden="true">Slide 4</h5> <div class="aem-wrap--cta-tile section"> <div class="cta-tile"> <a href="https://bettermoneyhabits.bankofamerica.com/en/financial-literacy-for-students" data-path="/content/bmh/en/financial-literacy-for-students" hreflang="en-US" class="cta-tile__link t-track-content-tile " data-bactmln="ItemTile_financial_guidance_for_students"> <div class="cta-tile__content"> <h3 class="cta-tile__title h3">Financial guidance for students</h3> <p class="cta-tile__description">Graduate to the next phase of life with help from these resources鈥攆rom paying for college to budgeting, bank accounts and credit scores.</p> </div> <div class="cta-tile__count"> <i class="icon icon--guidelines"></i> 14 resources </div> </a> </div></div> </div> <div id="slide_6" class="slide "> <h5 class="slider__slide-title accessibility-hidden" aria-hidden="true">Slide 6</h5> <div class="aem-wrap--cta-tile section"> <div class="cta-tile"> <a href="https://bettermoneyhabits.bankofamerica.com/en/moving-to-the-us-banking-guide" data-path="/content/bmh/en/moving-to-the-us-banking-guide" hreflang="en-US" class="cta-tile__link t-track-content-tile " data-bactmln="ItemTile_moving_to_the_u_s_"> <div class="cta-tile__content"> <h3 class="cta-tile__title h3">Moving to the U.S.</h3> <p class="cta-tile__description">Moving to the U.S. to study, work or live? Use this guide to learn about banking basics and strategies, build financial health, and more.</p> </div> <div class="cta-tile__count"> <i class="icon icon--guidelines"></i> 29 resources </div> </a> </div></div> </div> </div> </div> </div> </div> </div> </div> </section> </div> <div class="aem-wrap--spotlight-category-container section"> <section data-id="financial_goals" class="spotlight-category-container" data-action="categoryContainer"> <div class="spotlight-category-container__wrapper"> <div> <div class="spotlight-category-container__intro"> <h2 class="spotlight-category-container__title ">Financial goals</h2> <div class="spotlight-category-container__title-wrapper"> <div class="image image--bg-pos-center " style="max-width: inherit" data-action="image"> <picture class="image__picture js-image-picture"> <source srcset="/content/dam/bmh/new-spotlight/financialgoalscategoryimage-featuredspotlightimage-749x435.jpg" media="(min-width: 1024px)"/> <img alt class="image__img" role="img" src="/content/dam/bmh/new-spotlight/financialgoalscategoryimage-inpagecategoryimages-575x350.jpg"/> </picture> <img src="/content/dam/bmh/new-spotlight/financialgoalscategoryimage-inpagecategoryimages-575x350.jpg" alt class="image__img--print" aria-hidden="true"/> </div> </div> <div class="spotlight-category-container__heading-wrapper"> <h3 class="spotlight-category-container__heading">Getting you on the right track</h3> <div class="spotlight-category-container__description"><p>When you鈥檝e decided to improve your financial life in a certain area, rely on these topics for a variety of helpful information and guidance.</p> </div> </div> </div> <div class="spotlight-category-container__spotlights"> <div> </div> <div class="slider" data-template-path="/content/bmh/en/financial-guides/jcr:content/content/spotlight_filter_cop/categories/spotlight_category_c_757705613/slider"> <div class="slider__spotlight slider__desktop-no-slider"> <div class="heading__anchor-link js-anchor-link" aria-hidden="true" tabindex="-1"></div> <div class="heading__text text--primary-color "> </div> <div class="slider__carousel slider__spotlight--carousel js-spotlight slider__desktop-no-slider--wrapper" data-action="slider" data-id="financial_goals" data-options='{"dots":true,"arrows":true,"infinite":true,"loopCount":0,"speed":300,"autoplay":false,"pauseOnFocus":false,"autoplaySpeed":3000,"centerMode":false,"slidesToShow":1,"slidesToScroll":1}' data-options-tablet="{"slidesToShow":1,"slidesToScroll":1}" data-options-mobile="{"slidesToShow":1,"slidesToScroll":1}" data-options-extra="{}" data-desktop data-category="view-all"> <div id="slide_1" class="slide "> <h5 class="slider__slide-title accessibility-hidden" aria-hidden="true">Slide 1</h5> <div class="aem-wrap--cta-tile section"> <div class="cta-tile"> <a href="https://bettermoneyhabits.bankofamerica.com/en/what-to-consider-when-buying-your-first-home" data-path="/content/bmh/en/what-to-consider-when-buying-your-first-home" hreflang="en-US" class="cta-tile__link t-track-content-tile " data-bactmln="ItemTile_what_to_consider_when_buying_your_first_home"> <div class="cta-tile__content"> <h3 class="cta-tile__title h3">What to consider when buying your first home</h3> <p class="cta-tile__description">First-time homeowners have a lot to consider. Learn the ins and outs of the process from finding a loan to figuring out how to pay for the down payment.</p> </div> <div class="cta-tile__count"> <i class="icon icon--guidelines"></i> 10 resources </div> </a> </div></div> </div> <div id="slide_2" class="slide "> <h5 class="slider__slide-title accessibility-hidden" aria-hidden="true">Slide 2</h5> <div class="aem-wrap--cta-tile section"> <div class="cta-tile"> <a href="https://bettermoneyhabits.bankofamerica.com/en/how-to-stop-living-paycheck-to-paycheck" data-path="/content/bmh/en/how-to-stop-living-paycheck-to-paycheck" hreflang="en-US" class="cta-tile__link t-track-content-tile " data-bactmln="ItemTile_manage_your_money_when_living_paycheck_to_paycheck"> <div class="cta-tile__content"> <h3 class="cta-tile__title h3">Manage your money when living paycheck to paycheck</h3> <p class="cta-tile__description">Break the cycle and jump-start your finances. Learn how to pay down debt while building savings.</p> </div> <div class="cta-tile__count"> <i class="icon icon--guidelines"></i> 11 resources </div> </a> </div></div> </div> <div id="slide_3" class="slide "> <h5 class="slider__slide-title accessibility-hidden" aria-hidden="true">Slide 3</h5> <div class="aem-wrap--cta-tile section"> <div class="cta-tile"> <a href="https://bettermoneyhabits.bankofamerica.com/en/financial-tips-for-starting-your-career" data-path="/content/bmh/en/financial-tips-for-starting-your-career" hreflang="en-US" class="cta-tile__link t-track-content-tile " data-bactmln="ItemTile_work_and_your_financial_life"> <div class="cta-tile__content"> <h3 class="cta-tile__title h3">Work and your financial life</h3> <p class="cta-tile__description">A guide to salary, benefits and planning for your future, whether you're just starting out or planning for retirement.</p> </div> <div class="cta-tile__count"> <i class="icon icon--guidelines"></i> 7 resources </div> </a> </div></div> </div> <div id="slide_4" class="slide "> <h5 class="slider__slide-title accessibility-hidden" aria-hidden="true">Slide 4</h5> <div class="aem-wrap--cta-tile section"> <div class="cta-tile"> <a href="https://bettermoneyhabits.bankofamerica.com/en/sustainable-finance-practices" data-path="/content/bmh/en/sustainable-finance-practices" hreflang="en-US" class="cta-tile__link t-track-content-tile " data-bactmln="ItemTile_money_moves_that_can_make_a_difference"> <div class="cta-tile__content"> <h3 class="cta-tile__title h3">Money moves that can make a difference</h3> <p class="cta-tile__description">From energy use and investment choices to digital tools, learn the benefits of integrating sustainable finance practices into how you spend, save and invest.</p> </div> <div class="cta-tile__count"> <i class="icon icon--guidelines"></i> 10 resources </div> </a> </div></div> </div> </div> </div> </div> </div> </div> </div> </section> </div> </div> </div> </div> <div class="aem-wrap--spotlight-priorities-container section"> <div class="spotlight-priorities-container js-spotlight-priorities-container hidden-section" data-action="spotlightPrioritiesContainer" data-mode="publish"> <div class="heading__anchor-link js-anchor-link" data-id="didn鈥檛-find-what-you鈥檙e-looking-for" aria-hidden="true" tabindex="-1"></div> <h2 class="heading__text text--primary-color heading-level-1 heading--text-red "> Didn鈥檛 find what you鈥檙e looking for? </h2> <div class="aem-wrap--conditional-wrapper section"> <div class="conditional-wrapper hidden-section js-conditional-wrapper" data-action="conditionalWrapper" data-state="widget-incomplete" data-mode="publish"> <div><div class="aem-wrap--life-priorities-wrapper section"> <div class="life-priorities-wrapper " data-action="lifePrioritiesWrapper"> <div class="image image--bg image--bg-pos-center " style="max-width: inherit" data-action="image"> <div class="image__bg" data-bg-mobile="/content/dam/bmh/new-spotlight/lifeprioritieswrapperbackground-mobile-767x510.jpg" data-bg-desktop="/content/dam/bmh/new-spotlight/lifeprioritieswrapperbackground-desktop-472x650.jpg" style="background-size: cover" role="presentation"> </div> </div> <div class="heading__anchor-link js-anchor-link" data-id="answer-a-few-questions-to-see-solutions-tailored-to-you" aria-hidden="true" tabindex="-1"></div> <h2 class="heading__text text--primary-color heading-level-1 "> Answer a few questions to see solutions tailored to you. </h2> <div class="step-answer-group one-row" data-action="stepAnswerGroup"> <div class="step-answer-group__top-info"> <div class="step-answer-group__pagination js-answers-pagination"> <span></span> <hr aria-hidden="true"/> </div> <h2 class="step-answer-group__question heading__text"> <p>First, what life stage are you in?</p> </h2> </div> <div class="step-answer-group__answers step-answer-group__answers--one-row"> <ul class="step-answer-group__answers-list js-answers-list" data-multiple-answers="false" data-show-skip="false"> <li class="step-answer-group__answer"> <a id="Q1_just-starting-out" href="#" class="step-answer-group__answer-button t-track-quiz-responses js-answer-btn" data-tags="bmh:bmh-audiences/JSO" data-index="1" data-slug="Q1_just-starting-out" data-modal="life-priorities" data-destination="2" tabindex="0" role="button" aria-pressed="false"> <div class="step-answer-group__icon" style="background-image:url(/content/dam/bmh/life-priorities/icons/icon-starting-out.png);"></div> <span class="step-answer-group__answer-label">Just starting out</span> </a> </li> <li class="step-answer-group__answer"> <a id="Q1_working---growing" href="#" class="step-answer-group__answer-button t-track-quiz-responses js-answer-btn" data-tags="bmh:bmh-topics/retirement/building-wealth,bmh:bmh-audiences/parents" data-index="2" data-slug="Q1_working---growing" data-modal="life-priorities" data-destination="2" tabindex="0" role="button" aria-pressed="false"> <div class="step-answer-group__icon" style="background-image:url(/content/dam/bmh/life-priorities/icons/icon-working-and-growing.png);"></div> <span class="step-answer-group__answer-label">Working & growing</span> </a> </li> <li class="step-answer-group__answer"> <a id="Q1_nearing-retirement" href="#" class="step-answer-group__answer-button t-track-quiz-responses js-answer-btn" data-tags="bmh:bmh-audiences/preretiree,bmh:bmh-topics/retirement/nearing-retirement" data-index="3" data-slug="Q1_nearing-retirement" data-modal="life-priorities" data-destination="2" tabindex="0" role="button" aria-pressed="false"> <div class="step-answer-group__icon" style="background-image:url(/content/dam/bmh/life-priorities/icons/icon-nearing-retirement.png);"></div> <span class="step-answer-group__answer-label">Nearing retirement</span> </a> </li> <li class="step-answer-group__answer"> <a id="Q1_living-in-retirement" href="#" class="step-answer-group__answer-button t-track-quiz-responses js-answer-btn" data-tags="bmh:bmh-topics/retirement/living-in-retirement,bmh:bmh-audiences/retired" data-index="4" data-slug="Q1_living-in-retirement" data-modal="life-priorities" data-destination="2" tabindex="0" role="button" aria-pressed="false"> <div class="step-answer-group__icon" style="background-image:url(/content/dam/bmh/life-priorities/icons/icon-retirement.png);"></div> <span class="step-answer-group__answer-label">Living in retirement</span> </a> </li> </ul> </div> </div> <input type="hidden" class="js-step-modal-path" value="/content/bmh/en/globalconfig/jcr:content/globalconfigcontent/step_modal"/> <input type="hidden" class="js-results-page-path" value="/content/bmh/en/my-priorities"/> </div></div> </div> </div> </div> </div> </div> <div class="aem-wrap--cta-section-container section"> <div class="cta-section-container"> <div class="conditional-wrapper hidden-section js-conditional-wrapper" data-action="conditionalWrapper" data-state="widget-complete" data-mode="publish"> <div><div class="aem-wrap--heading section"> <div class="heading__anchor-link js-anchor-link" data-id="didnt-find-what-youre-looking-for" aria-hidden="true" tabindex="-1"></div> <h4 class="heading__text text--primary-color heading-level-1 heading--align-center"> Didn't find what you're looking for? </h4> </div> </div> </div> <div class="cta-section-container__wrapper"> <div class="cta-section-container__col"> <div class="aem-wrap--cta-tile section"> <div class="cta-tile cta-tile--icon"> <a href="https://bettermoneyhabits.bankofamerica.com/en/saving-budgeting" data-path="/content/bmh/en/saving-budgeting" hreflang="en-US" class="cta-tile__link t-track-content-tile " data-bactmln="ItemTile_saving___budgeting"> <div class="cta-tile__content"> <span class="icon-c" data-action="icon"> <span class="icon icon--finance-cash icon--primary-blue icon--size6 icon--align-center" aria-hidden="true"> </span> </span> <h4 class="cta-tile__title h4">Saving & Budgeting</h4> <p class="cta-tile__description">Setting budgets and building savings can help you meet financial goals. Get strategies and tips to better manage your money.</p> </div> </a> </div></div> </div> <div class="cta-section-container__col"> <div class="aem-wrap--cta-tile section"> <div class="cta-tile cta-tile--icon"> <a href="https://bettermoneyhabits.bankofamerica.com/en/personal-banking" data-path="/content/bmh/en/personal-banking" hreflang="en-US" class="cta-tile__link t-track-content-tile " data-bactmln="ItemTile_personal_banking"> <div class="cta-tile__content"> <span class="icon-c" data-action="icon"> <span class="icon icon--finance-bank icon--primary-blue icon--size6 icon--align-center" aria-hidden="true"> </span> </span> <h4 class="cta-tile__title h4">Personal Banking</h4> <p class="cta-tile__description">Understanding basic bank services can help you make better financial decisions. Learn about personal banking and how to teach your kids about money.</p> </div> </a> </div></div> </div> <div class="cta-section-container__col"> <div class="aem-wrap--cta-tile section"> <div class="cta-tile cta-tile--icon"> <a href="https://bettermoneyhabits.bankofamerica.com/en/credit" data-path="/content/bmh/en/credit" hreflang="en-US" class="cta-tile__link t-track-content-tile " data-bactmln="ItemTile_credit"> <div class="cta-tile__content"> <span class="icon-c" data-action="icon"> <span class="icon icon--credit icon--primary-blue icon--size6 icon--align-center" aria-hidden="true"> </span> </span> <h4 class="cta-tile__title h4">Credit</h4> <p class="cta-tile__description">Credit can help you secure a loan, buy a car and more. Get credit management tips and learn how credit affects your financial identity.</p> </div> </a> </div></div> </div> </div> </div></div> </div> </div> <div class="js-priorities-widget-container "></div> <div> <div class="aem-wrap--interstitial"> <div class="interstitial js-interstitial" data-action="interstitial" role="dialog" aria-hidden="true" data-includelangurls="[]" data-excludeurls="["bankofamerica.com","ml.com","merrilledge.com","bettermoneyhabits.com","https://www.pbig.ml.com","https://www.ml.com","https://promotions.bankofamerica.com/","https://business.bofa.com/en-us/content/global-privacy-notices"]" data-excludelangurls="[]" data-exclude-containers="onetrust-consent-sdk"> <div class="overlay js-overlay-interstitial"></div> <div class="interstitial__container js-interstitial-container"> <div class="js-contents" data-external-copy="<h2>You're continuing to another website</h2> <p>You're continuing to another website that Bank of America doesn't own or operate.聽Its owner is solely responsible for the website's content, offerings and level of security, so please refer to the website's posted privacy policy and terms of use. It's possible that the information provided in the website is available only in English.</p> " data-internal-copy="<h2>Va a ir a una p谩gina que podr铆a estar en ingl茅s</h2> <p>Es posible que el contenido, las solicitudes y los documentos asociados con los productos y servicios espec铆ficos en esa p谩gina est茅n disponibles solo en ingl茅s. Antes de escoger un producto o servicio, aseg煤rese de haber le铆do y entendido todos los t茅rminos y condiciones provistos.</p> " aria-hidden="true"></div> <a href="javascript:void(0);" class="close-btn js-interstitial-close t-track-interstitial-close" role="button" aria-label="Close you're continuing to another website dialog" data-bactmln="interstitial-_-close-_-ExternalWindow"> <span class="icon icon--close" aria-hidden="true"></span> </a> <div class="interstitial__body js-content-wrapper"></div> <div class="interstitial__buttons js-external-copy"> <a href="#" 莽 class="interstitial__buttons-continue t-track-cta js-interstitial-continue" data-link="" role="button" target="_blank" rel="noopener noreferrer" data-bactmln="interstitial-_-Hyperlink-_-Continue_External">Continue</a> <a href="javascript:void(0);" class="interstitial__buttons-cancel js-interstitial-cancel t-track-cta" role="button" data-bactmln="interstitial-_-Hyperlink-_-Return_BM">Cancel</a> </div> <div class="interstitial__buttons js-alternate-copy"> <a href="#" class="interstitial__buttons-continue t-track-cta js-interstitial-continue" data-link="" role="button" target="_blank" rel="noopener noreferrer" data-bactmln="interstitial-_-Hyperlink-_-Continue_External_English">Continue</a> <a href="javascript:void(0);" class="interstitial__buttons-cancel js-interstitial-cancel t-track-cta" role="button" data-bactmln="interstitial-_-Hyperlink-_-Return_BMH_External_English">Cancel</a> </div> </div> </div> </div> </div> <div> <div class="aem-wrap--advertising"> <div id="advertising" class="advertising js-advertising-wrapper " data-cmp-name="advertising" data-action="advertising"> <div class="overlay js-overlay-advertising"></div> <div class="advertising__container js-advertising" role="dialog" aria-modal="true" aria-hidden="true"> <a href="javascript:void(0);" class="close-btn js-advertising-close t-track-advertising-close" data-bactmln="close-advertising-practices" tabindex="0" role="button" aria-label="Close Advertising Practices"> <span class="icon icon--close"></span> </a> <div class="advertising__scroll-text js-advertising-scroll-text"> <h1 class="advertising__title">Advertising Practices</h1> <div><p>We strive to provide you with information about products and services you might find interesting and useful. Relationship-based ads and online behavioral advertising help us do that.</p> <p>Bank of America participates in the Digital Advertising Alliance ("DAA") self-regulatory Principles for Online Behavioral Advertising and uses the Advertising Options Icon on our behavioral ads on non-affiliated third-party sites (excluding ads appearing on platforms that do not accept the icon). Ads served on our behalf by these companies do not contain unencrypted personal information and we limit the use of personal information by companies that serve our ads. To learn more about ad choices, or to opt out of interest-based advertising with non-affiliated third-party sites, visit <a href="https://optout.aboutads.info/?c=2&lang=EN" target="_blank">YourAdChoices</a> powered by the DAA or through the <a href="https://optout.networkadvertising.org/?c=1" target="_blank">Network Advertising Initiative's Opt-Out Tool</a>. You may also visit the individual sites for additional information on their data and privacy practices and opt-out options.</p> <p>To learn more about relationship-based ads, online behavioral advertising and our privacy practices, please review the <a href="https://www.bankofamerica.com/security-center/online-privacy-notice/?request_locale=en_US" target="_blank">Bank of America Online Privacy Notice</a> and our <a href="https://www.bankofamerica.com/security-center/faq/online-privacy/?request_locale=en_US" target="_blank">Online Privacy FAQs</a>.</p> </div> </div> </div> </div></div> </div> <div> <div class="aem-wrap--tools-lp-footer"> <div class="tools-lp-footer" role="contentinfo" data-cmp-name="tools-lp-footer" data-action="toolsLpFooter"> <div class="tools-lp-footer__wrapper"> <div class="tools-lp-footer__head"> <a class="t-track-logo" href="https://bettermoneyhabits.bankofamerica.com/en" tabindex="0" target="_self" aria-label="Better Money Habits registered mark Powered by Bank of America" data-bactmln="tools_lp_footer-_-icon-_-bmh_logo"> <div role="img"> <div class="image image--bg-pos-center " style="max-width: inherit" data-action="image"> <picture class="image__picture js-image-picture"> <source srcset="/content/dam/bmh/cx/bofa-bmh-art1-rgb-standalone-white.svg" media="(min-width: 1200px)"/> <source srcset="/content/dam/bmh/cx/bofa-bmh-art1-rgb-standalone-white.svg" media="(min-width: 1024px)"/> <source srcset="/content/dam/bmh/cx/bofa-bmh-art1-rgb-standalone-white.svg" media="(min-width: 640px)"/> <img alt="Better Money Habits registered sign" class="image__img" role="img" src="/content/dam/bmh/cx/bofa-bmh-art1-rgb-standalone-white.svg"/> </picture> <img src="/content/dam/bmh/cx/bofa-bmh-art1-rgb-standalone-white.svg" alt="Better Money Habits registered sign" class="image__img--print" aria-hidden="true"/> </div> </div> </a> <div class="tools-lp-footer__social"> <p class="tools-lp-footer__socialheader">Connect with us</p> <div class="list-icon default"> <div class="list-icon__logos"> <a class="js-list-icon" href="https://www.facebook.com/BankofAmerica" target="_self" aria-label="Facebook icon Opens a modal pop up" data-bactmln="icon_facebook-icon-opens-a-modal-pop-up"> <img class="list-icon__logos--image" aria-hidden="true" src="/content/dam/bmh/ToolsLP/footer-social-icons/footer_social_icon_facebook.svg" alt="Facebook icon Opens a modal pop up"/> </a> </div> <div class="list-icon__logos"> <a class="js-list-icon" href="https://www.instagram.com/bankofamerica/" target="_self" aria-label="Instagram icon Opens a modal pop up" data-bactmln="icon_instagram-icon-opens-a-modal-pop-up"> <img class="list-icon__logos--image" aria-hidden="true" src="/content/dam/bmh/ToolsLP/footer-social-icons/footer_social_icon_instagram.svg" alt="Instagram icon Opens a modal pop up"/> </a> </div> <div class="list-icon__logos"> <a class="js-list-icon" href="https://www.linkedin.com/company/bank-of-america/" target="_self" aria-label="Linkedin icon Opens a modal pop up" data-bactmln="icon_linkedin-icon-opens-a-modal-pop-up"> <img class="list-icon__logos--image" aria-hidden="true" src="/content/dam/bmh/ToolsLP/footer-social-icons/footer_social_icon_linkedin.svg" alt="Linkedin icon Opens a modal pop up"/> </a> </div> <div class="list-icon__logos"> <a class="js-list-icon" href="https://www.pinterest.com/bettermoneyhabits/" target="_self" aria-label="Pinterest icon Opens a modal pop up" data-bactmln="icon_pinterest-icon-opens-a-modal-pop-up"> <img class="list-icon__logos--image" aria-hidden="true" src="/content/dam/bmh/ToolsLP/footer-social-icons/footer_social_icon_pinterest.svg" alt="Pinterest icon Opens a modal pop up"/> </a> </div> <div class="list-icon__logos"> <a class="js-list-icon" href="https://twitter.com/BankofAmerica" target="_self" aria-label="Twitter icon Opens a modal pop up" data-bactmln="icon_twitter-icon-opens-a-modal-pop-up"> <img class="list-icon__logos--image" aria-hidden="true" src="/content/dam/bmh/ToolsLP/footer-social-icons/x-white-digital-black.svg" alt="Twitter icon Opens a modal pop up"/> </a> </div> <div class="list-icon__logos"> <a class="js-list-icon" href="https://www.youtube.com/user/bankofamerica" target="_self" aria-label="Youtube icon Opens a modal pop up" data-bactmln="icon_youtube-icon-opens-a-modal-pop-up"> <img class="list-icon__logos--image" aria-hidden="true" src="/content/dam/bmh/ToolsLP/footer-social-icons/footer_social_icon_youtube.svg" alt="Youtube icon Opens a modal pop up"/> </a> </div> </div> </div> </div> <div class="tools-lp-footer__links"> <div class="cta-group "> <div class="cta-group__wrapper "> <a data-bactmln="footer_content_bank_of_america" href="https://www.bankofamerica.com/" class="js-cta-link cta-group__cta t-track-cta js-tracking-override cta--link " target="_blank"> <span class="cta-group__cta-content-wrapper "> <span class="cta__text">Bank of America</span> </span> </a> </div> <div class="cta-group__wrapper "> <a data-bactmln="footer_content_privacy_and_security" href="https://www.bankofamerica.com/security-center/privacy-overview/" class="js-cta-link cta-group__cta t-track-cta js-tracking-override cta--link " target="_blank"> <span class="cta-group__cta-content-wrapper "> <span class="cta__text">Privacy</span> </span> </a> </div> <div class="cta-group__wrapper "> <a data-bactmln="footer_content_childrens_privacy" href="https://www.bankofamerica.com/online-banking/childrens-privacy-policy/" class="js-cta-link cta-group__cta t-track-cta js-tracking-override cta--link " target="_self"> <span class="cta-group__cta-content-wrapper "> <span class="cta__text">Children鈥檚 Privacy</span> </span> </a> </div> <div class="cta-group__wrapper "> <a data-bactmln="footer_content_privacy_and_security" href="https://www.bankofamerica.com/security-center/overview/" class="js-cta-link cta-group__cta t-track-cta js-tracking-override cta--link " target="_blank"> <span class="cta-group__cta-content-wrapper "> <span class="cta__text">Security</span> </span> </a> </div> <div class="cta-group__wrapper "> <a data-bactmln="footer_content_careers" href="https://careers.bankofamerica.com/en-us" class="js-cta-link cta-group__cta t-track-cta js-tracking-override cta--link " target="_blank"> <span class="cta-group__cta-content-wrapper "> <span class="cta__text">Careers</span> </span> </a> </div> <div class="cta-group__wrapper "> <a data-bactmln="footer_content_sitemap" href="https://www.bankofamerica.com/sitemap/personal.go" class="js-cta-link cta-group__cta t-track-cta js-tracking-override cta--link " target="_blank"> <span class="cta-group__cta-content-wrapper "> <span class="cta__text">Sitemap</span> </span> </a> </div> <div class="cta-group__wrapper "> <a data-bactmln="footer_content_advertising_practices" href="#advertising_practices.html" class="js-cta-link cta-group__cta t-track-cta js-tracking-override cta--link " target="_self" aria-label="Advertising Practices link Opens a modal pop up"> <span class="cta-group__cta-content-wrapper "> <span class="cta__text">Advertising Practices</span> </span> </a> </div> <div class="cta-group__wrapper "> <a data-bactmln="footer_content_education" href="https://bettermoneyhabits.bankofamerica.com/community/en" class="js-cta-link cta-group__cta t-track-cta js-tracking-override cta--link " target="_self"> <span class="cta-group__cta-content-wrapper "> <span class="cta__text">Education Resource Center</span> </span> </a> </div> <div class="cta-group__wrapper "> <a data-bactmln="footer_content_terms" href="https://bettermoneyhabits.bankofamerica.com/en/terms" class="js-cta-link cta-group__cta t-track-cta js-tracking-override cta--link " target="_self"> <span class="cta-group__cta-content-wrapper "> <span class="cta__text">Terms of Use</span> </span> </a> </div> <div class="cta-group__wrapper "> <a data-bactmln="footer_content_bank_of_america" href="https://www.bankofamerica.com/accessible-banking/overview/?request_locale=en_US" class="js-cta-link cta-group__cta t-track-cta js-tracking-override cta--link " target="_blank"> <span class="cta-group__cta-content-wrapper "> <span class="cta__text">Accessible Banking</span> </span> </a> </div> </div> <div class="cta-group__note"><p style="margin: 0 0 20.0px 0;font-size: 12.0px;"><a id="launchOtPc" class="ot-sdk-show-settings t-track-body-copy-link" href="#lot">Your Privacy Choices</a><span class="uc-icon-optout-policy" style="font-size: 20.0px;margin-left: 5.0px;vertical-align: middle;" aria-hidden="true"></span></p> </div> <div class="tools-lp-footer__note"> <p>Some materials and online content may be available in English only.</p> <p>Bank of America, N.A. Member FDIC. <span class="text">Equal Housing Lender</span> <span class="icon icon--ehl"></span> </p> <p>© 2024 Bank of America Corporation. All rights reserved.</p> <span class="tools-lp-footer__note__legal--bottom"><p style="margin: 30.0px 0 15.0px;">Investment products:</p> <table role="presentation" style="border-color: rgb(255,255,255);" width="100%" cellspacing="0" cellpadding="3" border="1"> <tbody><tr><td style="text-align: center;"><p><strong><span class="copy-size-l">Are Not<br/> FDIC Insured</span></strong></p> </td> <td style="text-align: center;"><p><strong><span class="copy-size-l">Are Not<br/> Bank Guaranteed</span></strong></p> </td> <td style="text-align: center;"><p><strong><span class="copy-size-l">May Lose Value</span></strong></p> </td> </tr></tbody></table> <p style="margin-top: 15.0px;">Bank of America and its affiliates do not provide legal, tax or accounting advice. You should consult your legal and/or tax advisors before making any financial decisions.</p> </span> </div> </div> </div> </div> </div> </div> <div class="overlay overlay--hidden js-overlay"></div> <script src="/etc.clientlibs/clientlibs/granite/jquery/granite/csrf.min.js" defer></script> <script src="/etc.clientlibs/bmh/clientlibs/scripts/spotlight.min.js" defer></script> <script src="/etc.clientlibs/bmh/clientlibs/scripts/custom-dimensions.min.js" defer></script> </body> </html>