Rising Cost Of Living | Financial Fitness

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aria-hidden="true"></span> <span class="header-main-navigation-subtitle">Short & long-term</span> </div> <div aria-hidden="true" class="doormat-menu" data-source="header-doormat-1"> <div class="doormat-container row"> <div class="doormat-main sm-12 lg-9"> <div class="row"> <div class="doormat-main-column sm-12 lg-4"> <div class="doormat-column-content"> <div class="links-group"> <a href="https://www.hsbc.co.uk/credit-cards/" data-event-component="topnav" data-event-name="Borrowing: Credit cards" class="doormat-heading-link"> <h2 class="doormat-heading">Credit cards</h2> </a> <ul class="doormat-links"> <li> <a href="/credit-cards/balance-transfer-credit-cards/" aria-label="Balance transfer credit cards" data-event-component="topnav" data-event-name="Borrowing: Credit cards: Balance transfer cards"> Balance transfer credit cards </a> </li> <li> <a href="https://www.hsbc.co.uk/credit-cards/purchase-credit-cards/" aria-label="Purchase cards" data-event-component="topnav" data-event-name="Borrowing: Credit cards: Purchase cards"> Purchase cards </a> </li> <li> <a href="https://www.hsbc.co.uk/credit-cards/rewards-credit-cards/" aria-label="Rewards cards" data-event-component="topnav" data-event-name="Borrowing: Credit cards: reward cards"> Rewards cards </a> </li> <li> <a href="https://www.hsbc.co.uk/credit-cards/credit-builder-credit-cards/" aria-label="Credit building cards" data-event-component="topnav" data-event-name="Borrowing: Credit cards: Credit building cards"> Credit building cards </a> </li> <li> <a href="https://www.hsbc.co.uk/credit-cards/premier-credit-cards/" aria-label="Premier cards" data-event-component="topnav" data-event-name="Borrowing: Credit cards: Premier cards"> Premier cards </a> </li> <li> <a href="/loans/ways-to-borrow/" aria-label="Ways to borrow"> Ways to borrow </a> </li> <li> <a href="/credit-cards/eligibility-checker/" aria-label="Credit card eligibility checker" data-event-component="topnav" data-event-name="Borrowing: Credit cards: credit card eligibility checker"> Credit card eligibility checker </a> </li> <li> <a href="https://www.hsbc.co.uk/credit-cards/products/" aria-label="See all credit cards" data-event-component="topnav" data-event-name="Borrowing: Credit cards: See all credit cards"> See all credit cards </a> </li> </ul> </div> </div> </div> <div class="doormat-main-column sm-12 lg-4"> <div class="doormat-column-content"> <div class="links-group"> <a href="https://www.hsbc.co.uk/loans/" data-event-component="topnav" data-event-name="Borrowing: Loans" class="doormat-heading-link"> <h2 class="doormat-heading">Loans</h2> </a> <ul class="doormat-links"> <li> <a href="https://www.hsbc.co.uk/loans/products/personal/" aria-label="Personal Loan" data-event-component="topnav" data-event-name="Borrowing: Loans: Personal Loan"> Personal Loan </a> </li> <li> <a href="https://www.hsbc.co.uk/loans/products/premier/" aria-label="Premier Loan" data-event-component="topnav" data-event-name="Borrowing: Loans: Premier Loan"> Premier Loan </a> </li> <li> <a href="https://www.hsbc.co.uk/loans/products/car-loan/" aria-label="Car Loan" data-event-component="topnav" data-event-name="Borrowing: Loans: Car Loan"> Car Loan </a> </li> <li> <a href="https://www.hsbc.co.uk/loans/products/home-improvements/" aria-label="Home Improvement Loan" data-event-component="topnav" data-event-name="Borrowing: Loans: Home Improvement Loan"> Home Improvement Loan </a> </li> <li> <a href="https://www.hsbc.co.uk/loans/products/top-up-loans/" aria-label="Top up your loan" data-event-component="topnav" data-event-name="Borrowing: Loans: Top up your loan"> Top up your loan </a> </li> <li> <a href="/loans/ways-to-borrow/" aria-label="Ways to borrow"> Ways to borrow </a> </li> <li> <a href="/loans/products/debt-consolidation/" aria-label="Debt Consolidation Loan"> Debt Consolidation Loan </a> </li> <li> <a href="/loans/flexipay/" aria-label="HSBC Flexipay"> HSBC Flexipay </a> </li> <li> <a href="https://www.hsbc.co.uk/loans/" aria-label="See all loans" data-event-component="topnav" data-event-name="Borrowing: Loans: See all loans"> See all loans </a> </li> </ul> </div> </div> </div> <div class="doormat-main-column sm-12 lg-4"> <div class="doormat-column-content"> <div class="links-group"> <a href="https://www.hsbc.co.uk/mortgages/" data-event-component="topnav" data-event-name="Borrowing: Mortgages" class="doormat-heading-link"> <h2 class="doormat-heading">Mortgages</h2> </a> <ul class="doormat-links"> <li> <a href="/mortgages/existing-customers/switch/" aria-label="Switch your mortgage rate"> Switch your mortgage rate </a> </li> <li> <a href="https://www.hsbc.co.uk/mortgages/move-your-mortgage/" aria-label="Remortgage to HSBC" data-event-component="topnav" data-event-name="Borrowing: Mortgages: Remortgage to HSBC"> Remortgage to HSBC </a> </li> <li> <a href="https://www.hsbc.co.uk/mortgages/first-time-buyers/" aria-label="First-time buyers" data-event-component="topnav" data-event-name="Borrowing: Mortgages: First-time Buyers"> First-time buyers </a> </li> <li> <a href="https://www.hsbc.co.uk/mortgages/how-to-apply/" aria-label="Get a decision in principle" data-event-component="topnav" data-event-name="Borrowing: Mortgages: Get a decision in principle"> Get a decision in principle </a> </li> <li> <a href="/mortgages/moving-home/" aria-label="Moving home" data-event-component="topnav" data-event-name="Borrowing: Mortgages: 95% mortgages"> Moving home </a> </li> <li> <a href="https://www.hsbc.co.uk/mortgages/our-rates/" aria-label="Mortgage rates" data-event-component="topnav" data-event-name="Borrowing: Mortgages: Mortgage rates"> Mortgage rates </a> </li> <li> <a href="https://www.hsbc.co.uk/mortgages/calculators/" aria-label="Mortgage calculators" data-event-component="topnav" data-event-name="Borrowing: Mortgages: Calculators"> Mortgage calculators </a> </li> <li> <a href="/mortgages/application-in-progress/" aria-label="Continue my application"> Continue my application </a> </li> </ul> </div> </div> </div> </div> </div> <div class="doormat-highlight sm-12 lg-3"> <div class="doormat-highlight-menu"> <div> <div class="links-group"> <h2 class="doormat-heading">Already borrowing with us?</h2> <ul class="doormat-links"> <li> <a href="/mortgages/cost-of-living-support/" aria-label="Mortgage charter" data-event-component="topnav" data-event-name="Borrowing: Already borrowing with us: Mortgage charter"> Mortgage charter </a> </li> <li> <a href="/mortgages/existing-customers/" aria-label="Manage your existing mortgage" data-event-component="topnav" data-event-name="Borrowing: Already borrowing with us: Manage your existing mortgage"> Manage your existing mortgage </a> </li> <li> <a href="https://www.hsbc.co.uk/help/money-worries/" aria-label="Money worries " data-event-component="topnav" data-event-name="Borrowing: Mortgage payment support"> Money worries </a> </li> <li> <a href="/help/money-worries/mortgage-payments/" aria-label="Mortgage payment support" data-event-component="topnav" data-event-name="Borrowing: Mortgage payment support"> Mortgage payment support </a> </li> <li> <a href="/credit-cards/existing-customers/" aria-label="Manage your credit card" data-event-component="topnav" data-event-name="Borrowing: Already borrowing with us: Manage your cards"> Manage your credit card </a> </li> <li> <a href="/credit-cards/fees/" aria-label="Credit card fees and rates"> Credit card fees and rates </a> </li> <li> <a href="/help/bank-of-england-base-rate/" aria-label="Base rate information" data-event-component="topnav" data-event-name="Borrowing: Already borrowing with us: Base rate information"> Base rate information </a> </li> <li> <a href="/credit-cards/credit-card-repayment-calculator/" aria-label="Credit card repayment calculator"> Credit card repayment calculator </a> </li> </ul> </div> </div> </div> </div> </div> </div> </li> <li class="header-main-navigation-item" tabindex="0"> <div data-target="header-doormat-2" class="header-mobile-doormat-2 header-doormat-mobile-title sidebar-submenu-trigger"> <span class="icon icon-investment hide-on-desktop" aria-hidden="true"></span> <span class="header-main-navigation-title">Investing</span> <span class="icon icon-chevron-right hide-on-desktop" aria-hidden="true"></span> <span class="header-main-navigation-subtitle">Products & planning</span> </div> <div aria-hidden="true" class="doormat-menu" data-source="header-doormat-2"> <div class="doormat-container row"> <div class="doormat-main sm-12 lg-9"> <div class="row"> <div class="doormat-main-column sm-12 lg-4"> <div class="doormat-column-content"> <div class="links-group"> <a href="https://www.hsbc.co.uk/investments/" data-event-component="topnav" data-event-name="Investing: Ways to invest" class="doormat-heading-link"> <h2 class="doormat-heading">Investing</h2> </a> <ul class="doormat-links"> <li> <a href="/investments/new-to-investing/" aria-label="New to investing?" data-event-component="topnav" data-event-name="investing: way to invest: new to investing"> New to investing? </a> </li> <li> <a href="https://www.hsbc.co.uk/investments/isas/" aria-label="Stocks & shares ISA" data-event-component="topnav" data-event-name="Investing: Ways to invest: Invest in an ISA"> Stocks & shares ISA </a> </li> <li> <a href="https://www.hsbc.co.uk/investments/funds/" aria-label="Invest in funds" data-event-component="topnav" data-event-name="Investing: Ways to invest: Invest in funds"> Invest in funds </a> </li> <li> <a href="https://www.hsbc.co.uk/investments/products/invest-direct/" aria-label="Invest in shares" data-event-component="topnav" data-event-name="Investing: Ways to invest: Invest in invest-direct"> Invest in shares </a> </li> <li> <a href="https://www.hsbc.co.uk/investments/products/" aria-label="See all investments" data-event-component="topnav" data-event-name="Investing: Ways to invest: Invest in products"> See all investments </a> </li> </ul> </div> </div> </div> <div class="doormat-main-column sm-12 lg-4"> <div class="doormat-column-content"> <div class="links-group"> <a href="https://www.hsbc.co.uk/investments/advice/" data-event-component="topnav" data-event-name="Investing: Your advice options" class="doormat-heading-link"> <h2 class="doormat-heading">Advice</h2> </a> <ul class="doormat-links"> <li> <a href="https://www.hsbc.co.uk/investments/advice/financial-advice/" aria-label="Financial advice" data-event-component="topnav" data-event-name="Investing: Your advice options: Financial advice"> Financial advice </a> </li> <li> <a href="/investments/advice/premier-investment-management-service/" aria-label="Premier investment management" data-event-component="topnav" data-event-name="Investing: Your advice options: Premier investment management"> Premier investment management </a> </li> <li> <a href="https://www.hsbc.co.uk/insurance/protection-advice/" aria-label="Protection advice" data-event-component="topnav" data-event-name="Investing: Your advice options: Protection advice"> Protection advice </a> </li> </ul> </div> <div class="links-group"> <a href="https://www.hsbc.co.uk/retirement/" data-event-component="topnav" data-event-name="Investing: Visualise your retirement" class="doormat-heading-link"> <h2 class="doormat-heading">Retirement</h2> </a> <ul class="doormat-links"> <li> <a href="https://retirementcalculator.hsbc.co.uk" aria-label="Retirement calculator" data-event-component="topnav" data-event-name="Investing: Visualise your retirement: Retirement calculator"> Retirement calculator </a> </li> <li> <a href="https://www.hsbc.co.uk/retirement/investing-for-retirement/" aria-label="Investing for retirement" data-event-component="topnav" data-event-name="Investing: Visualise your retirement: Investing for retirement"> Investing for retirement </a> </li> </ul> </div> </div> </div> <div class="doormat-main-column sm-12 lg-4"> <div class="doormat-column-content"> <div class="links-group"> <a href="https://www.hsbc.co.uk/wealth/planning/" data-event-component="topnav" data-event-name="Investing: Improve your knowledge " class="doormat-heading-link"> <h2 class="doormat-heading">Wealth planning </h2> </a> <ul class="doormat-links"> <li> <a href="/wealth/planning/future-planner/" aria-label="Future Planner " data-event-component="topnav" data-event-name="Future Planner "> Future Planner </a> </li> <li> <a href="/investments/goal-based-investing/" aria-label="Investment goals" data-event-component="topnav" data-event-name="Investing: Ways to invest: Investment goals"> Investment goals </a> </li> <li> <a href="https://www.hsbc.co.uk/investments/financial-action-plan" aria-label="Your financial action plan" data-event-component="topnav" data-event-name="Investing: Invest in yourself: Your financial action plan"> Your financial action plan </a> </li> <li> <a href="/wealth/investment-calculator/" aria-label="Investment calculator" data-event-component="topnav" data-event-name="Investing: Invest in yourself: Investment calculator"> Investment calculator </a> </li> <li> <a href="/wealth/education-calculator/" aria-label="Children鈥檚 education calculator" data-event-component="topnav" data-event-name="investing: improve your knowledge: children's education calculator"> Children鈥檚 education calculator </a> </li> <li> <a href="https://www.hsbc.co.uk/wealth/insights/" aria-label="Wealth Insights" data-event-component="topnav" data-event-name="Investing: Invest in yourself: HSBC Wealth insights"> Wealth Insights </a> </li> </ul> </div> <div class="links-group"> <ul class="doormat-links"> </ul> </div> </div> </div> </div> </div> <div class="doormat-highlight sm-12 lg-3"> <div class="doormat-highlight-menu"> <div> <div class="links-group"> <h2 class="doormat-heading">Already investing with us?</h2> <ul class="doormat-links"> <li> <a href="https://www.hsbc.co.uk/investments/existing-customers/" aria-label="Manage your investments" data-event-component="topnav" data-event-name="Investing: Already investing with us?: Manage your investments"> Manage your investments </a> </li> <li> <a href="/investments/existing-customers/goal-based-investing/" aria-label="How to use investment goals" data-event-component="topnav" data-event-name="Investing: Already investing with us?: How to use investment goals"> How to use investment goals </a> </li> <li> <a href="https://www.hsbc.co.uk/investments/existing-customers/global-investment-centre/" aria-label="How to use our Global Investment Centre" data-event-component="topnav" data-event-name="Investing: Already investing with us?: How to buy and sell funds"> How to use our Global Investment Centre </a> </li> <li> <a href="https://www.hsbc.co.uk/investments/existing-customers/invest-direct/" aria-label="How to use InvestDirect" data-event-component="topnav" data-event-name="Investing: Already investing with us?: How to buy and sell shares"> How to use InvestDirect </a> </li> <li> <a href="https://www.hsbc.co.uk/investments/products/onshore-investment-bond/" aria-label="Onshore Investment Bond" data-event-component="topnav" data-event-name="Investing: Already investing with us?: Onshore Investment Bond"> Onshore Investment Bond </a> </li> <li> <a href="https://www.hsbc.co.uk/investments/products/child-trust-fund/" aria-label="Child Trust Fund" data-event-component="topnav" data-event-name="Investing:Already investing with us?: Child Trust Fund"> Child Trust Fund </a> </li> <li> <a href="/investments/existing-customers/flexible-retirement-account/" aria-label="Manage your Flexible Retirement Account" data-event-component="topnav" data-event-name="Investing: Already investing with us?: Manage your Flexible Retirement Account"> Manage your Flexible Retirement Account </a> </li> </ul> </div> </div> </div> </div> </div> </div> </li> <li class="header-main-navigation-item" tabindex="0"> <div data-target="header-doormat-3" class="header-mobile-doormat-3 header-doormat-mobile-title sidebar-submenu-trigger"> <span class="icon icon-insurance hide-on-desktop" aria-hidden="true"></span> <span class="header-main-navigation-title">Insurance</span> <span class="icon icon-chevron-right hide-on-desktop" aria-hidden="true"></span> <span class="header-main-navigation-subtitle">Property & family</span> </div> <div aria-hidden="true" class="doormat-menu" data-source="header-doormat-3"> <div class="doormat-container row"> <div class="doormat-main sm-12 lg-9"> <div class="row"> <div class="doormat-main-column sm-12 lg-4"> <div class="doormat-column-content"> <div class="links-group"> <a href="/insurance/" data-event-component="topnav" data-event-name="Insurance: Insurance" class="doormat-heading-link"> <h2 class="doormat-heading">Insurance</h2> </a> <ul class="doormat-links"> <li> <a href="https://www.hsbc.co.uk/insurance/home/" aria-label="Home Insurance" data-event-component="topnav" data-event-name="Insurance: Insurance: Home Insurance"> Home Insurance </a> </li> <li> <a href="https://www.hsbc.co.uk/insurance/products/contents/" aria-label="Contents Insurance" data-event-component="topnav" data-event-name="Insurance: Insurance: Contents Insurance"> Contents Insurance </a> </li> <li> <a href="https://www.hsbc.co.uk/insurance/travel/" aria-label="Travel Insurance" data-event-component="topnav" data-event-name="Banking: Insurance: Travel Insurance"> Travel Insurance </a> </li> <li> <a href="https://www.business.hsbc.uk/en-gb/products-and-solutions/insurance" aria-label="Small Business Insurance" data-event-component="topnav" data-event-name="Banking: Insurance: Small Business Insurance"> Small Business Insurance </a> </li> <li> <a href="https://www.hsbc.co.uk/insurance/products/" aria-label="See all insurance" data-event-component="topnav" data-event-name="Insurance: Insurance: See all insurance"> See all insurance </a> </li> </ul> </div> </div> </div> <div class="doormat-main-column sm-12 lg-4"> <div class="doormat-column-content"> <div class="links-group"> <a href="https://www.hsbc.co.uk/insurance/life/" data-event-component="topnav" data-event-name="Insurance: Life:" class="doormat-heading-link"> <h2 class="doormat-heading">Life</h2> </a> <ul class="doormat-links"> <li> <a href="https://www.hsbc.co.uk/insurance/products/life-cover/" aria-label="Life Cover" data-event-component="topnav" data-event-name="Insurance: Life: Life Cover"> Life Cover </a> </li> <li> <a href="https://www.hsbc.co.uk/insurance/products/critical-illness-cover/" aria-label="Critical Illness Cover" data-event-component="topnav" data-event-name="Insurance: Life: Critical Illness Cover"> Critical Illness Cover </a> </li> <li> <a href="https://www.hsbc.co.uk/insurance/products/income-protection/" aria-label="Income Protection Insurance" data-event-component="topnav" data-event-name="Insurance: Life: Income Protection Insurance"> Income Protection Insurance </a> </li> <li> <a href="https://www.hsbc.co.uk/insurance/protection-advice/" aria-label="Protection advice" data-event-component="topnav" data-event-name="Insurance: Life: Protection advice"> Protection advice </a> </li> <li> <a href="https://www.hsbc.co.uk/insurance/life/" aria-label="See all life insurance" data-event-component="topnav" data-event-name="Insurance: Life: See all life insurance products"> See all life insurance </a> </li> </ul> </div> </div> </div> <div class="doormat-main-column sm-12 lg-4"> <div class="doormat-column-content"> <div class="links-group"> <h2 class="doormat-heading">Claims</h2> <ul class="doormat-links"> <li> <a href="https://www.hsbc.co.uk/insurance/products/select-and-cover/claims/" aria-label="Select and Cover claims"> Select and Cover claims </a> </li> <li> <a href="https://www.hsbc.co.uk/insurance/home/claims/" aria-label="Home Insurance claims"> Home Insurance claims </a> </li> <li> <a href="https://www.hsbc.co.uk/insurance/life/claims/" aria-label="Life Insurance claims" data-event-component="topnav" data-event-name="Insurance: Claims: Life Insurance claims"> Life Insurance claims </a> </li> <li> <a href="https://www.hsbc.co.uk/insurance/travel/claims/" aria-label="Travel Insurance claims" data-event-component="topnav" data-event-name="Insurance: Claims: Travel Insurance claims"> Travel Insurance claims </a> </li> <li> <a href="https://www.hsbc.co.uk/insurance/products/aspects/claims/" aria-label="Aspects Insurance claims" data-event-component="topnav" data-event-name="Insurance: Claims: Aspects Insurance claims"> Aspects Insurance claims </a> </li> <li> <a href="https://www.hsbc.co.uk/insurance/travel/claims/" aria-label="Premier Travel Insurance claims" data-event-component="topnav" data-event-name="Insurance: Claims: Premier Travel Insurance claims"> Premier Travel Insurance claims </a> </li> </ul> </div> </div> </div> </div> </div> <div class="doormat-highlight sm-12 lg-3"> <div class="doormat-highlight-menu"> <div> <div class="links-group"> <h2 class="doormat-heading">Already insured by us? </h2> <ul class="doormat-links"> <li> <a href="https://www.hsbc.co.uk/insurance/products/select-and-cover/claims/" aria-label="Select and Cover support" data-event-component="topnav" data-event-name="Insurance: Already insured by us?: Select and Cover support"> Select and Cover support </a> </li> <li> <a href="https://www.hsbc.co.uk/insurance/home/claims/" aria-label="Home Insurance support" data-event-component="topnav" data-event-name="Insurance: Already insured by us?: Home Insurance support"> Home Insurance support </a> </li> <li> <a href="https://www.hsbc.co.uk/insurance/life/claims/" aria-label="Life Insurance support" data-event-component="topnav" data-event-name="Insurance: Already insured by us?: Life Insurance support"> Life Insurance support </a> </li> <li> <a href="https://www.hsbc.co.uk/insurance/products/premier-travel/" aria-label="Premier Travel support" data-event-component="topnav" data-event-name="Insurance: Already insured by us?: Premier Travel support"> Premier Travel support </a> </li> <li> <a href="https://www.hsbc.co.uk/insurance/products/aspects/" aria-label="Aspects Insurance support" data-event-component="topnav" data-event-name="Insurance: Already insured by us?: Aspects Insurance support"> Aspects Insurance support </a> </li> </ul> </div> </div> </div> </div> </div> </div> </li> <li class="header-main-navigation-item" tabindex="0"> <div data-target="header-doormat-4" class="header-mobile-doormat-4 header-doormat-mobile-title sidebar-submenu-trigger"> <span class="icon icon-health hide-on-desktop" aria-hidden="true"></span> <span class="header-main-navigation-title">Wellbeing</span> <span class="icon icon-chevron-right hide-on-desktop" aria-hidden="true"></span> <span class="header-main-navigation-subtitle">Financial health & support</span> </div> <div aria-hidden="true" class="doormat-menu" data-source="header-doormat-4"> <div class="doormat-container row"> <div class="doormat-main sm-12 lg-9"> <div class="row"> <div class="doormat-main-column sm-12 lg-4"> <div class="doormat-column-content"> <div class="links-group"> <a href="/financial-fitness/" data-event-component="topnav" data-event-name="Wellbeing: Financial fitness" class="doormat-heading-link"> <h2 class="doormat-heading">Financial fitness</h2> </a> <ul class="doormat-links"> <li> <a href="/financial-fitness/fitness-score/" aria-label="Financial health tools & webinars" data-event-component="topnav" data-event-name="Financial fitness score tool"> Financial health tools & webinars </a> </li> <li> <a href="/financial-fitness/everyday-budgeting/" aria-label="Everyday budgeting" data-event-component="topnav" data-event-name="Wellbeing: Financial fitness Everyday budgeting"> Everyday budgeting </a> </li> <li> <a href="/financial-fitness/managing-debt/" aria-label="Managing debt" data-event-component="topnav" data-event-name="Wellbeing: Financial fitness: Managing debt"> Managing debt </a> </li> <li> <a href="/financial-fitness/growing-your-money/" aria-label="Growing your money" data-event-component="topnav" data-event-name="Wellbeing: Financial fitness: Growing your money"> Growing your money </a> </li> <li> <a href="/help/security-centre/" aria-label="Staying safe and secure" data-event-component="topnav" data-event-name="Wellbeing: Financial fitness: Staying safe and secure"> Staying safe and secure </a> </li> <li> <a href="/financial-education/" aria-label="Learning about money" data-event-component="topnav" data-event-name="Wellbeing: Financial fitness: Learning about money"> Learning about money </a> </li> </ul> </div> </div> </div> <div class="doormat-main-column sm-12 lg-4"> <div class="doormat-column-content"> <div class="links-group"> <a href="/new-beginnings/" data-event-component="topnav" data-event-name="Wellbeing: New Beginnings" class="doormat-heading-link"> <h2 class="doormat-heading">New beginnings</h2> </a> <ul class="doormat-links"> <li> <a href="/new-beginnings/expanding-your-family/" aria-label="Expanding your family" data-event-component="topnav" data-event-name="Wellbeing: New beginnings: Expanding your family"> Expanding your family </a> </li> <li> <a href="/new-beginnings/getting-married/" aria-label="Getting married" data-event-component="topnav" data-event-name="Wellbeing: New beginnings: Getting married"> Getting married </a> </li> <li> <a href="https://www.hsbc.co.uk/retirement/" aria-label="Planning for retirement" data-event-component="topnav" data-event-name="Wellbeing: New beginnings: Planning for retirement"> Planning for retirement </a> </li> <li> <a href="/mortgages/first-time-buyers/" aria-label="Buying your first home" data-event-component="topnav" data-event-name="Wellbeing: New beginnings: Buying your first home"> Buying your first home </a> </li> <li> <a href="/international/moving-abroad/" aria-label="Moving abroad" data-event-component="topnav" data-event-name="Wellbeing: New beginnings: Moving abroad"> Moving abroad </a> </li> <li> <a href="/students/" aria-label="Going to uni" data-event-component="topnav" data-event-name="Wellbeing: New beginnings: Going to uni"> Going to uni </a> </li> </ul> </div> </div> </div> <div class="doormat-main-column sm-12 lg-4"> <div class="doormat-column-content"> <div class="links-group"> <a href="/help/life-events/" data-event-component="topnav" data-event-name="Wellbeing: Life events" class="doormat-heading-link"> <h2 class="doormat-heading">Life events</h2> </a> <ul class="doormat-links"> <li> <a href="/help/life-events/bereavement/" aria-label="Bereavement support" data-event-component="topnav" data-event-name="Wellbeing: Life events: Bereavement support"> Bereavement support </a> </li> <li> <a href="/help/life-events/assisting-someone-with-their-money/" aria-label="Assisting someone with their money" data-event-component="topnav" data-event-name="Wellbeing: Life events: Assisting someone with their money"> Assisting someone with their money </a> </li> <li> <a href="/help/life-events/separation/" aria-label="Separation" data-event-component="topnav" data-event-name="Wellbeing: Life events: Separation "> Separation </a> </li> <li> <a href="/help/life-events/unexpected-change/redundancy/" aria-label="Losing your job" data-event-component="topnav" data-event-name="Wellbeing: Life events: Losing your job"> Losing your job </a> </li> <li> <a href="/help/life-events/poa/" aria-label="Power of Attorney" data-event-component="topnav" data-event-name="Wellbeing: Life events: Power of attorney"> Power of Attorney </a> </li> <li> <a href="/accessibility/mental-health-and-support/" aria-label="Mental health and support" data-event-component="topnav" data-event-name="Wellbeing: Life events: Mental health and support"> Mental health and support </a> </li> </ul> </div> </div> </div> </div> </div> <div class="doormat-highlight sm-12 lg-3"> <div class="doormat-highlight-menu"> <div> <div class="links-group"> <a 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data-event-name="Wellbeing: Money worries: Managing your finances"> Managing your finances </a> </li> <li> <a href="/financial-fitness/rising-cost-of-living/" aria-label="Rising cost of living" data-event-component="topnav" data-event-name="Wellbeing: Money worries: Coronavirus support"> Rising cost of living </a> </li> <li> <a href="/help/card-support/gambling-restrictions/" aria-label="Support for gambling" data-event-component="topnav" data-event-name="Wellbeing: Card support: Support for gambling"> Support for gambling </a> </li> </ul> </div> </div> </div> </div> </div> </div> </li> <li class="header-main-navigation-item" tabindex="0"> <div data-target="header-doormat-5" class="header-mobile-doormat-5 header-doormat-mobile-title sidebar-submenu-trigger"> <span class="icon icon-help hide-on-desktop" aria-hidden="true"></span> <span class="header-main-navigation-title">Help</span> <span class="icon icon-chevron-right hide-on-desktop" aria-hidden="true"></span> <span class="header-main-navigation-subtitle">Service & security</span> </div> <div aria-hidden="true" class="doormat-menu" data-source="header-doormat-5"> <div class="doormat-container row"> <div class="doormat-main sm-12 lg-9"> <div class="row"> <div class="doormat-main-column sm-12 lg-4"> <div class="doormat-column-content"> <div class="links-group"> <a href="/help/banking-made-easy/" data-event-component="topnav" data-event-name="Help: Managing your account" class="doormat-heading-link"> <h2 class="doormat-heading">Managing your account</h2> </a> <ul class="doormat-links"> <li> <a href="/financial-fitness/rising-cost-of-living/" aria-label="Rising cost of living"> Rising cost of living </a> </li> <li> <a href="/ways-to-bank/" aria-label="Ways to bank" data-event-component="topnav" data-event-name="Help: Managing your account: Ways to bank"> Ways to bank </a> </li> <li> <a href="/help/card-support/" aria-label="Card support" data-event-component="topnav" data-event-name="Help: Managing your account: Card support"> Card support </a> </li> <li> <a href="/help/banking-made-easy/how-to-set-up-a-direct-debit/" aria-label="Set up or cancel a Direct Debit" data-event-component="topnav" data-event-name="Help: Managing your account: Set up or cancel a direct debit"> Set up or cancel a Direct Debit </a> </li> <li> <a href="https://www.hsbc.co.uk/help/banking-made-easy/how-to-set-up-standing-order/" aria-label="Set up or cancel a standing order" data-event-component="topnav" data-event-name="Help: Managing your account: Set up or cancel a standing order"> Set up or cancel a standing order </a> </li> <li> <a href="/help/card-support/dispute-transaction/" aria-label="Query a transaction" data-event-component="topnav" data-event-name="Help: Managing your account: Query a transaction"> Query a transaction </a> </li> </ul> </div> </div> </div> <div class="doormat-main-column sm-12 lg-4"> <div class="doormat-column-content"> <div class="links-group"> <a href="/help/security-centre/" data-event-component="topnav" data-event-name="Help: Fraud and security" class="doormat-heading-link"> <h2 class="doormat-heading">Fraud and security</h2> </a> <ul class="doormat-links"> <li> <a href="/help/security-centre/fraud-guide/" aria-label="Fraud guide" data-event-component="topnav" data-event-name="Help: Fraud and security: Fraud guide"> Fraud guide </a> </li> <li> <a href="/help/security-centre/received-a-text/" aria-label="Received a text?" data-event-component="topnav" data-event-name="Help: Fraud and security: Received a text"> Received a text? </a> </li> <li> <a href="/help/security-centre/hsbc-safeguard/" aria-label="HSBC Safeguard" data-event-component="topnav" data-event-name="Help: Fraud and security: HSBC Safeguard"> HSBC Safeguard </a> </li> <li> <a href="/help/security-centre/secure-key/" aria-label="Secure Key" data-event-component="topnav" data-event-name="Help: Fraud and security: Secure Key"> Secure Key </a> </li> <li> <a 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banking </a> </li> <li> <a href="/ways-to-bank/mobile/" aria-label="Mobile banking" data-event-component="topnav" data-event-name="Help: Digital banking: Mobile banking"> Mobile banking </a> </li> <li> <a href="/ways-to-bank/online-banking/" aria-label="Online banking" data-event-component="topnav" data-event-name="Help: Digital banking: Online banking"> Online banking </a> </li> <li> <a href="/current-accounts/banking-at-home/" aria-label="Banking at home" data-event-component="topnav" data-event-name="Help: Digital banking: Banking at home"> Banking at home </a> </li> <li> <a href="/ways-to-bank/mobile/cheque-deposit/" aria-label="Mobile cheque deposit" data-event-component="topnav" data-event-name="Help: Digital banking: Mobile cheque deposit"> Mobile cheque deposit </a> </li> <li> <a href="/help/security-centre/lost-your-details/" aria-label="Reset your log on details" data-event-component="topnav" data-event-name="Help: Digital banking: Reset your online banking details"> Reset your log on details </a> </li> <li> <a href="/ways-to-bank/mobile/money-management/" aria-label="Mobile money management" data-event-component="topnav" data-event-name="Help: Digital banking: Plan ahead"> Mobile money management </a> </li> </ul> </div> </div> </div> </div> </div> <div class="doormat-highlight sm-12 lg-3"> <div class="doormat-highlight-menu"> <div> <div class="links-group"> <a href="/help/" data-event-component="topnav" data-event-name="Help: Help" class="doormat-heading-link"> <h2 class="doormat-heading">Help</h2> </a> <ul class="doormat-links"> <li> <a href="/help/" aria-label="Customer support" data-event-component="topnav" data-event-name="Help: Help: Customer support"> Customer support </a> </li> <li> <a href="https://www.hsbc.co.uk/help/money-worries/" aria-label="Money worries " data-event-component="topnav" data-event-name="Help: Help: Making payments"> Money worries </a> </li> <li> <a href="/help/feedback-and-complaints/" aria-label="Feedback and complaints" data-event-component="topnav" data-event-name="Help: Help: Feedback and complaints"> Feedback and complaints </a> </li> <li> <a href="/help/digital-banking-help-tool/" aria-label="Digital banking help tool" data-event-component="topnav" data-event-name="Help: Help: Digital banking help tool"> Digital banking help tool </a> </li> <li> <a href="/help/bank-of-england-base-rate/" aria-label="Bank of England base rate" data-event-component="topnav" data-event-name="Help: Help: Bank of England base rate"> Bank of England base rate </a> </li> <li> <a href="/help/banking-made-easy/making-payments/" aria-label="Making payments" data-event-component="topnav" data-event-name="Help: Help: Making payments"> Making payments </a> </li> <li> <a href="/accessibility/" aria-label="Accessibility and disability" data-event-component="topnav" data-event-name="Help: Help: Accessibility and disability"> Accessibility and disability </a> </li> <li> <a href="/sustainability/" aria-label="Sustainability" data-event-component="topnav" data-event-name="Help: Help: Sustainability"> Sustainability </a> </li> </ul> </div> </div> </div> </div> </div> </div> </li> </ul> </nav> </div> </div> </div> <div class="header-mobile"> <div class="header-mobile-top hide-on-desktop"> <button class="header-sidebar-trigger" aria-label="Open menu" data-aria-label-open-menu="Open menu" data-aria-label-close-menu="Close menu"> <span class="icon icon-menu" aria-hidden="true"></span> <span class="header-sidebar-trigger-text">Menu</span> </button> <nav id="sidebar" class="header-mobile-sidebar hide-on-desktop"> <div class="header-mobile-sidebar-content"> <div class="close-submenu-trigger" role="button" tabindex="0" aria-label="Close Submenu"> <span class="icon icon-chevron-left" aria-hidden="true"></span> </div> <ul class="header-mobile-doormat" role="menubar"> <li class="header-main-navigation-item" tabindex="0"> <div data-target="header-doormat-0" class="header-mobile-doormat-0 header-doormat-mobile-title sidebar-submenu-trigger"> <span class="icon icon-banking hide-on-desktop" aria-hidden="true"></span> <span class="header-main-navigation-title">Banking</span> <span class="icon icon-chevron-right hide-on-desktop" aria-hidden="true"></span> <span class="header-main-navigation-subtitle">Accounts & services</span> </div> <div aria-hidden="true" class="doormat-menu" data-source="header-doormat-0"> <div class="doormat-container row"> <div class="doormat-main sm-12 lg-9"> <div class="row"> <div class="doormat-main-column sm-12 lg-4"> <div class="doormat-column-content"> <div class="links-group"> <a href="https://www.hsbc.co.uk/current-accounts/" data-event-component="topnav" data-event-name="Banking: Current accounts" class="doormat-heading-link"> <h2 class="doormat-heading">Current accounts</h2> </a> <ul class="doormat-links"> <li> <a href="/current-accounts/products/premier/" aria-label="Premier Account" data-event-component="topnav" data-event-name="Banking: Current accounts: Premier Account"> Premier Account </a> </li> <li> <a href="https://www.hsbc.co.uk/current-accounts/products/bank-account/" aria-label="Bank Account" data-event-component="topnav" data-event-name="Banking: Current accounts: Bank Account"> Bank Account </a> </li> <li> <a href="https://www.hsbc.co.uk/current-accounts/products/advance/" aria-label="Advance Account" data-event-component="topnav" data-event-name="Banking: Current accounts: Advance Account"> Advance Account </a> </li> <li> <a href="https://www.hsbc.co.uk/current-accounts/products/student/" aria-label="Student Account" data-event-component="topnav" data-event-name="Banking: Current accounts: Student Account"> Student Account </a> </li> <li> <a href="https://www.hsbc.co.uk/current-accounts/products/international-student/" aria-label="International Student Account" data-event-component="topnav" data-event-name="Banking: Current accounts: International student account"> International Student Account </a> </li> <li> <a href="https://www.hsbc.co.uk/current-accounts/products/children/" aria-label="Children's Account" data-event-component="topnav" data-event-name="Banking: Current accounts: Childrens Account"> Children's Account </a> </li> <li> <a href="https://www.business.hsbc.uk/en-gb/products-and-solutions/business-accounts" aria-label="Business accounts" data-event-component="topnav" data-event-name="Banking: Current accounts: Business accounts"> Business accounts </a> </li> <li> <a href="/current-accounts/products/jade/private-bank/" aria-label="Private Banking Account" data-event-component="topnav" data-event-name="Banking: Current accounts: Private Banking Account"> Private Banking Account </a> </li> <li> <a href="https://www.hsbc.co.uk/current-accounts/products/" aria-label="See all current accounts" data-event-component="topnav" data-event-name="Banking: Current accounts: See all current accounts"> See all current accounts </a> </li> </ul> </div> </div> </div> <div class="doormat-main-column sm-12 lg-4"> <div class="doormat-column-content"> <div class="links-group"> <a href="https://www.hsbc.co.uk/savings/" data-event-component="topnav" data-event-name="Banking: Savings accounts" class="doormat-heading-link"> <h2 class="doormat-heading">Savings accounts</h2> </a> <ul class="doormat-links"> <li> <a href="/savings/products/fixed-rate-isa/" aria-label="Fixed Rate Cash ISA" data-event-component="topnav" data-event-name="Banking: Savings:Fixed Rate Cash ISA"> Fixed Rate Cash ISA </a> </li> <li> <a href="https://www.hsbc.co.uk/savings/products/online-bonus-saver/" aria-label=" Online Bonus Saver" data-event-component="topnav" data-event-name="Banking: Savings: Online Bonus Saver"> Online Bonus Saver </a> </li> <li> <a href="https://www.hsbc.co.uk/savings/products/regular-saver/" aria-label="Regular Savings Account" data-event-component="topnav" data-event-name="Banking: Savings: Regular Savings Account"> Regular Savings Account </a> </li> <li> <a href="https://www.hsbc.co.uk/savings/products/cash-isa/" aria-label="Loyalty Cash ISA" data-event-component="topnav" data-event-name="Banking: Savings: Loyalty Cash ISA"> Loyalty Cash ISA </a> </li> <li> <a href="https://www.hsbc.co.uk/savings/products/fixed-rate/" aria-label="Fixed Rate Savings Account" data-event-component="topnav" data-event-name="Banking: Savings: Fixed Rate Savings Account"> Fixed Rate Savings Account </a> </li> <li> <a href="https://www.hsbc.co.uk/savings/products/mysavings/" aria-label="Children鈥檚 Savings Account" data-event-component="topnav" data-event-name="Banking: Savings: Children鈥檚 Savings Account"> Children鈥檚 Savings Account </a> </li> <li> <a href="https://www.hsbc.co.uk/savings/easy-access-accounts/" aria-label="Easy access savings accounts" data-event-component="topnav" data-event-name="Banking: Savings: easy access savings accounts"> Easy access savings accounts </a> </li> <li> <a href="https://www.hsbc.co.uk/savings/compare/" aria-label="Compare savings accounts" data-event-component="topnav" data-event-name="Banking: Savings: Compare savings accounts"> Compare savings accounts </a> </li> <li> <a href="https://www.hsbc.co.uk/savings/products/" aria-label="See all savings accounts" data-event-component="topnav" data-event-name="Banking: Savings: See all savings accounts"> See all savings accounts </a> </li> </ul> </div> </div> </div> <div class="doormat-main-column sm-12 lg-4"> <div class="doormat-column-content"> <div class="links-group"> <a href="https://www.hsbc.co.uk/international/" data-event-component="topnav" data-event-name="Banking: International services" class="doormat-heading-link"> <h2 class="doormat-heading">International services</h2> </a> <ul class="doormat-links"> <li> <a href="/current-accounts/products/global-money/" aria-label="Global Money Account" data-event-component="topnav" data-event-name="Global Money Account"> Global Money Account </a> </li> <li> <a href="https://www.hsbc.co.uk/international/using-your-card-abroad/" aria-label="Using your card outside the UK" data-event-component="topnav" data-event-name="Banking: International Services: Using your card outside the UK"> Using your card outside the UK </a> </li> <li> <a href="https://www.hsbc.co.uk/international/travel-money/" aria-label="Travel Money" data-event-component="topnav" data-event-name="Banking: International Services: Travel Money"> Travel Money </a> </li> <li> <a href="https://www.hsbc.co.uk/international/money-transfer/" aria-label="International payments" data-event-component="topnav" data-event-name="Banking: International Services: International payments"> International payments </a> </li> <li> <a href="https://www.hsbc.co.uk/international/currency-account/" aria-label="Currency Account" data-event-component="topnav" data-event-name="Banking: International Services: Currency Account"> Currency Account </a> </li> <li> <a href="https://www.hsbc.co.uk/international/overseas-account-opening/" aria-label="Opening an account outside the UK" data-event-component="topnav" data-event-name="Banking: International Services: International Bank Account"> Opening an account outside the UK </a> </li> <li> <a href="/international/apply-for-a-uk-account/" aria-label="Open a UK account" data-event-component="topnav" data-event-name="Banking: International Services: Open a UK account"> Open a UK account </a> </li> <li> <a href="https://www.hsbc.co.uk/international/" aria-label="See all international services" data-event-component="topnav" data-event-name="Banking: International Services: See all international services"> See all international services </a> </li> </ul> </div> </div> </div> </div> </div> <div class="doormat-highlight sm-12 lg-3"> <div class="doormat-highlight-menu"> <div> <div class="links-group"> <h2 class="doormat-heading">Already banking with us?</h2> <ul class="doormat-links"> <li> <a href="/current-accounts/existing-customers/" aria-label="Existing customers" data-event-component="topnav" data-event-name="Banking: Already banking with us: Existing customers"> Existing customers </a> </li> <li> <a href="https://www.hsbc.co.uk/help/money-worries/" aria-label="Money worries " data-event-component="topnav" data-event-name="Banking: Already banking with us: Mobile banking "> Money worries </a> </li> <li> <a href="https://www.hsbc.co.uk/help/banking-made-easy/" aria-label="Manage your account" data-event-component="topnav" data-event-name="Banking: Already banking with us: Manage your account"> Manage your account </a> </li> <li> <a href="https://www.hsbc.co.uk/ways-to-bank/mobile/" aria-label="Mobile banking " data-event-component="topnav" data-event-name="Banking: Already banking with us: Mobile banking "> Mobile banking </a> </li> <li> <a href="https://www.hsbc.co.uk/ways-to-bank/online-banking/" aria-label="Online banking" data-event-component="topnav" data-event-name="Banking: Already banking with us: Online banking"> Online banking </a> </li> <li> <a href="https://www.hsbc.co.uk/current-accounts/products/overdrafts/" aria-label="Overdrafts" data-event-component="topnav" data-event-name="Banking: Already banking with us: Overdrafts "> Overdrafts </a> </li> <li> <a href="https://www.hsbc.co.uk/current-accounts/products/overdraft-calculator/" aria-label="Overdraft calculator" data-event-component="topnav" data-event-name="Banking: Already banking with us: Overdraft calculator"> Overdraft calculator </a> </li> </ul> </div> </div> </div> </div> </div> </div> </li> <li class="header-main-navigation-item" tabindex="0"> <div data-target="header-doormat-1" class="header-mobile-doormat-1 header-doormat-mobile-title sidebar-submenu-trigger"> <span class="icon icon-borrowing hide-on-desktop" aria-hidden="true"></span> <span class="header-main-navigation-title">Borrowing</span> <span class="icon icon-chevron-right hide-on-desktop" aria-hidden="true"></span> <span class="header-main-navigation-subtitle">Short & long-term</span> </div> <div aria-hidden="true" class="doormat-menu" data-source="header-doormat-1"> <div class="doormat-container row"> <div class="doormat-main sm-12 lg-9"> <div class="row"> <div class="doormat-main-column sm-12 lg-4"> <div class="doormat-column-content"> <div class="links-group"> <a href="https://www.hsbc.co.uk/credit-cards/" data-event-component="topnav" data-event-name="Borrowing: Credit cards" class="doormat-heading-link"> <h2 class="doormat-heading">Credit cards</h2> </a> <ul class="doormat-links"> <li> <a href="/credit-cards/balance-transfer-credit-cards/" aria-label="Balance transfer credit cards" data-event-component="topnav" data-event-name="Borrowing: Credit cards: Balance transfer cards"> Balance transfer credit cards </a> </li> <li> <a href="https://www.hsbc.co.uk/credit-cards/purchase-credit-cards/" aria-label="Purchase cards" data-event-component="topnav" data-event-name="Borrowing: Credit cards: Purchase cards"> Purchase cards </a> </li> <li> <a href="https://www.hsbc.co.uk/credit-cards/rewards-credit-cards/" aria-label="Rewards cards" data-event-component="topnav" data-event-name="Borrowing: Credit cards: reward cards"> Rewards cards </a> </li> <li> <a href="https://www.hsbc.co.uk/credit-cards/credit-builder-credit-cards/" aria-label="Credit building cards" data-event-component="topnav" data-event-name="Borrowing: Credit cards: Credit building cards"> Credit building cards </a> </li> <li> <a href="https://www.hsbc.co.uk/credit-cards/premier-credit-cards/" aria-label="Premier cards" data-event-component="topnav" data-event-name="Borrowing: Credit cards: Premier cards"> Premier cards </a> </li> <li> <a href="/loans/ways-to-borrow/" aria-label="Ways to borrow"> Ways to borrow </a> </li> <li> <a href="/credit-cards/eligibility-checker/" aria-label="Credit card eligibility checker" data-event-component="topnav" data-event-name="Borrowing: Credit cards: credit card eligibility checker"> Credit card eligibility checker </a> </li> <li> <a href="https://www.hsbc.co.uk/credit-cards/products/" aria-label="See all credit cards" data-event-component="topnav" data-event-name="Borrowing: Credit cards: See all credit cards"> See all credit cards </a> </li> </ul> </div> </div> </div> <div class="doormat-main-column sm-12 lg-4"> <div class="doormat-column-content"> <div class="links-group"> <a href="https://www.hsbc.co.uk/loans/" data-event-component="topnav" data-event-name="Borrowing: Loans" class="doormat-heading-link"> <h2 class="doormat-heading">Loans</h2> </a> <ul class="doormat-links"> <li> <a href="https://www.hsbc.co.uk/loans/products/personal/" aria-label="Personal Loan" data-event-component="topnav" data-event-name="Borrowing: Loans: Personal Loan"> Personal Loan </a> </li> <li> <a href="https://www.hsbc.co.uk/loans/products/premier/" aria-label="Premier Loan" data-event-component="topnav" data-event-name="Borrowing: Loans: Premier Loan"> Premier Loan </a> </li> <li> <a href="https://www.hsbc.co.uk/loans/products/car-loan/" aria-label="Car Loan" data-event-component="topnav" data-event-name="Borrowing: Loans: Car Loan"> Car Loan </a> </li> <li> <a href="https://www.hsbc.co.uk/loans/products/home-improvements/" aria-label="Home Improvement Loan" data-event-component="topnav" data-event-name="Borrowing: Loans: Home Improvement Loan"> Home Improvement Loan </a> </li> <li> <a href="https://www.hsbc.co.uk/loans/products/top-up-loans/" aria-label="Top up your loan" data-event-component="topnav" data-event-name="Borrowing: Loans: Top up your loan"> Top up your loan </a> </li> <li> <a href="/loans/ways-to-borrow/" aria-label="Ways to borrow"> Ways to borrow </a> </li> <li> <a href="/loans/products/debt-consolidation/" aria-label="Debt Consolidation Loan"> Debt Consolidation Loan </a> </li> <li> <a href="/loans/flexipay/" aria-label="HSBC Flexipay"> HSBC Flexipay </a> </li> <li> <a href="https://www.hsbc.co.uk/loans/" aria-label="See all loans" data-event-component="topnav" data-event-name="Borrowing: Loans: See all loans"> See all loans </a> </li> </ul> </div> </div> </div> <div class="doormat-main-column sm-12 lg-4"> <div class="doormat-column-content"> <div class="links-group"> <a href="https://www.hsbc.co.uk/mortgages/" data-event-component="topnav" data-event-name="Borrowing: Mortgages" class="doormat-heading-link"> <h2 class="doormat-heading">Mortgages</h2> </a> <ul class="doormat-links"> <li> <a href="/mortgages/existing-customers/switch/" aria-label="Switch your mortgage rate"> Switch your mortgage rate </a> </li> <li> <a href="https://www.hsbc.co.uk/mortgages/move-your-mortgage/" aria-label="Remortgage to HSBC" data-event-component="topnav" data-event-name="Borrowing: Mortgages: Remortgage to HSBC"> Remortgage to HSBC </a> </li> <li> <a href="https://www.hsbc.co.uk/mortgages/first-time-buyers/" aria-label="First-time buyers" data-event-component="topnav" data-event-name="Borrowing: Mortgages: First-time Buyers"> First-time buyers </a> </li> <li> <a href="https://www.hsbc.co.uk/mortgages/how-to-apply/" aria-label="Get a decision in principle" data-event-component="topnav" data-event-name="Borrowing: Mortgages: Get a decision in principle"> Get a decision in principle </a> </li> <li> <a href="/mortgages/moving-home/" aria-label="Moving home" data-event-component="topnav" data-event-name="Borrowing: Mortgages: 95% mortgages"> Moving home </a> </li> <li> <a href="https://www.hsbc.co.uk/mortgages/our-rates/" aria-label="Mortgage rates" data-event-component="topnav" data-event-name="Borrowing: Mortgages: Mortgage rates"> Mortgage rates </a> </li> <li> <a href="https://www.hsbc.co.uk/mortgages/calculators/" aria-label="Mortgage calculators" data-event-component="topnav" data-event-name="Borrowing: Mortgages: Calculators"> Mortgage calculators </a> </li> <li> <a href="/mortgages/application-in-progress/" aria-label="Continue my application"> Continue my application </a> </li> </ul> </div> </div> </div> </div> </div> <div class="doormat-highlight sm-12 lg-3"> <div class="doormat-highlight-menu"> <div> <div class="links-group"> <h2 class="doormat-heading">Already borrowing with us?</h2> <ul class="doormat-links"> <li> <a href="/mortgages/cost-of-living-support/" aria-label="Mortgage charter" data-event-component="topnav" data-event-name="Borrowing: Already borrowing with us: Mortgage charter"> Mortgage charter </a> </li> <li> <a href="/mortgages/existing-customers/" aria-label="Manage your existing mortgage" data-event-component="topnav" data-event-name="Borrowing: Already borrowing with us: Manage your existing mortgage"> Manage your existing mortgage </a> </li> <li> <a href="https://www.hsbc.co.uk/help/money-worries/" aria-label="Money worries " data-event-component="topnav" data-event-name="Borrowing: Mortgage payment support"> Money worries </a> </li> <li> <a href="/help/money-worries/mortgage-payments/" aria-label="Mortgage payment support" data-event-component="topnav" data-event-name="Borrowing: Mortgage payment support"> Mortgage payment support </a> </li> <li> <a href="/credit-cards/existing-customers/" aria-label="Manage your credit card" data-event-component="topnav" data-event-name="Borrowing: Already borrowing with us: Manage your cards"> Manage your credit card </a> </li> <li> <a href="/credit-cards/fees/" aria-label="Credit card fees and rates"> Credit card fees and rates </a> </li> <li> <a href="/help/bank-of-england-base-rate/" aria-label="Base rate information" data-event-component="topnav" data-event-name="Borrowing: Already borrowing with us: Base rate information"> Base rate information </a> </li> <li> <a href="/credit-cards/credit-card-repayment-calculator/" aria-label="Credit card repayment calculator"> Credit card repayment calculator </a> </li> </ul> </div> </div> </div> </div> </div> </div> </li> <li class="header-main-navigation-item" tabindex="0"> <div data-target="header-doormat-2" class="header-mobile-doormat-2 header-doormat-mobile-title sidebar-submenu-trigger"> <span class="icon icon-investment hide-on-desktop" aria-hidden="true"></span> <span class="header-main-navigation-title">Investing</span> <span class="icon icon-chevron-right hide-on-desktop" aria-hidden="true"></span> <span class="header-main-navigation-subtitle">Products & planning</span> </div> <div aria-hidden="true" class="doormat-menu" data-source="header-doormat-2"> <div class="doormat-container row"> <div class="doormat-main sm-12 lg-9"> <div class="row"> <div class="doormat-main-column sm-12 lg-4"> <div class="doormat-column-content"> <div class="links-group"> <a href="https://www.hsbc.co.uk/investments/" data-event-component="topnav" data-event-name="Investing: Ways to invest" class="doormat-heading-link"> <h2 class="doormat-heading">Investing</h2> </a> <ul class="doormat-links"> <li> <a href="/investments/new-to-investing/" aria-label="New to investing?" data-event-component="topnav" data-event-name="investing: way to invest: new to investing"> New to investing? </a> </li> <li> <a href="https://www.hsbc.co.uk/investments/isas/" aria-label="Stocks & shares ISA" data-event-component="topnav" data-event-name="Investing: Ways to invest: Invest in an ISA"> Stocks & shares ISA </a> </li> <li> <a href="https://www.hsbc.co.uk/investments/funds/" aria-label="Invest in funds" data-event-component="topnav" data-event-name="Investing: Ways to invest: Invest in funds"> Invest in funds </a> </li> <li> <a href="https://www.hsbc.co.uk/investments/products/invest-direct/" aria-label="Invest in shares" data-event-component="topnav" data-event-name="Investing: Ways to invest: Invest in invest-direct"> Invest in shares </a> </li> <li> <a href="https://www.hsbc.co.uk/investments/products/" aria-label="See all investments" data-event-component="topnav" data-event-name="Investing: Ways to invest: Invest in products"> See all investments </a> </li> </ul> </div> </div> </div> <div class="doormat-main-column sm-12 lg-4"> <div class="doormat-column-content"> <div class="links-group"> <a href="https://www.hsbc.co.uk/investments/advice/" data-event-component="topnav" data-event-name="Investing: Your advice options" class="doormat-heading-link"> <h2 class="doormat-heading">Advice</h2> </a> <ul class="doormat-links"> <li> <a href="https://www.hsbc.co.uk/investments/advice/financial-advice/" aria-label="Financial advice" data-event-component="topnav" data-event-name="Investing: Your advice options: Financial advice"> Financial advice </a> </li> <li> <a href="/investments/advice/premier-investment-management-service/" aria-label="Premier investment management" data-event-component="topnav" data-event-name="Investing: Your advice options: Premier investment management"> Premier investment management </a> </li> <li> <a href="https://www.hsbc.co.uk/insurance/protection-advice/" aria-label="Protection advice" data-event-component="topnav" data-event-name="Investing: Your advice options: Protection advice"> Protection advice </a> </li> </ul> </div> <div class="links-group"> <a href="https://www.hsbc.co.uk/retirement/" data-event-component="topnav" data-event-name="Investing: Visualise your retirement" class="doormat-heading-link"> <h2 class="doormat-heading">Retirement</h2> </a> <ul class="doormat-links"> <li> <a href="https://retirementcalculator.hsbc.co.uk" aria-label="Retirement calculator" data-event-component="topnav" data-event-name="Investing: Visualise your retirement: Retirement calculator"> Retirement calculator </a> </li> <li> <a href="https://www.hsbc.co.uk/retirement/investing-for-retirement/" aria-label="Investing for retirement" data-event-component="topnav" data-event-name="Investing: Visualise your retirement: Investing for retirement"> Investing for retirement </a> </li> </ul> </div> </div> </div> <div class="doormat-main-column sm-12 lg-4"> <div class="doormat-column-content"> <div class="links-group"> <a href="https://www.hsbc.co.uk/wealth/planning/" data-event-component="topnav" data-event-name="Investing: Improve your knowledge " class="doormat-heading-link"> <h2 class="doormat-heading">Wealth planning </h2> </a> <ul class="doormat-links"> <li> <a href="/wealth/planning/future-planner/" aria-label="Future Planner " data-event-component="topnav" data-event-name="Future Planner "> Future Planner </a> </li> <li> <a href="/investments/goal-based-investing/" aria-label="Investment goals" data-event-component="topnav" data-event-name="Investing: Ways to invest: Investment goals"> Investment goals </a> </li> <li> <a href="https://www.hsbc.co.uk/investments/financial-action-plan" aria-label="Your financial action plan" data-event-component="topnav" data-event-name="Investing: Invest in yourself: Your financial action plan"> Your financial action plan </a> </li> <li> <a href="/wealth/investment-calculator/" aria-label="Investment calculator" data-event-component="topnav" data-event-name="Investing: Invest in yourself: Investment calculator"> Investment calculator </a> </li> <li> <a href="/wealth/education-calculator/" aria-label="Children鈥檚 education calculator" data-event-component="topnav" data-event-name="investing: improve your knowledge: children's education calculator"> Children鈥檚 education calculator </a> </li> <li> <a href="https://www.hsbc.co.uk/wealth/insights/" aria-label="Wealth Insights" data-event-component="topnav" data-event-name="Investing: Invest in yourself: HSBC Wealth insights"> Wealth Insights </a> </li> </ul> </div> <div class="links-group"> <ul class="doormat-links"> </ul> </div> </div> </div> </div> </div> <div class="doormat-highlight sm-12 lg-3"> <div class="doormat-highlight-menu"> <div> <div class="links-group"> <h2 class="doormat-heading">Already investing with us?</h2> <ul class="doormat-links"> <li> <a href="https://www.hsbc.co.uk/investments/existing-customers/" aria-label="Manage your investments" data-event-component="topnav" data-event-name="Investing: Already investing with us?: Manage your investments"> Manage your investments </a> </li> <li> <a href="/investments/existing-customers/goal-based-investing/" aria-label="How to use investment goals" data-event-component="topnav" data-event-name="Investing: Already investing with us?: How to use investment goals"> How to use investment goals </a> </li> <li> <a href="https://www.hsbc.co.uk/investments/existing-customers/global-investment-centre/" aria-label="How to use our Global Investment Centre" data-event-component="topnav" data-event-name="Investing: Already investing with us?: How to buy and sell funds"> How to use our Global Investment Centre </a> </li> <li> <a href="https://www.hsbc.co.uk/investments/existing-customers/invest-direct/" aria-label="How to use InvestDirect" data-event-component="topnav" data-event-name="Investing: Already investing with us?: How to buy and sell shares"> How to use InvestDirect </a> </li> <li> <a href="https://www.hsbc.co.uk/investments/products/onshore-investment-bond/" aria-label="Onshore Investment Bond" data-event-component="topnav" data-event-name="Investing: Already investing with us?: Onshore Investment Bond"> Onshore Investment Bond </a> </li> <li> <a href="https://www.hsbc.co.uk/investments/products/child-trust-fund/" aria-label="Child Trust Fund" data-event-component="topnav" data-event-name="Investing:Already investing with us?: Child Trust Fund"> Child Trust Fund </a> </li> <li> <a href="/investments/existing-customers/flexible-retirement-account/" aria-label="Manage your Flexible Retirement Account" data-event-component="topnav" data-event-name="Investing: Already investing with us?: Manage your Flexible Retirement Account"> Manage your Flexible Retirement Account </a> </li> </ul> </div> </div> </div> </div> </div> </div> </li> <li class="header-main-navigation-item" tabindex="0"> <div data-target="header-doormat-3" class="header-mobile-doormat-3 header-doormat-mobile-title sidebar-submenu-trigger"> <span class="icon icon-insurance hide-on-desktop" aria-hidden="true"></span> <span class="header-main-navigation-title">Insurance</span> <span class="icon icon-chevron-right hide-on-desktop" aria-hidden="true"></span> <span class="header-main-navigation-subtitle">Property & family</span> </div> <div aria-hidden="true" class="doormat-menu" data-source="header-doormat-3"> <div class="doormat-container row"> <div class="doormat-main sm-12 lg-9"> <div class="row"> <div class="doormat-main-column sm-12 lg-4"> <div class="doormat-column-content"> <div class="links-group"> <a href="/insurance/" data-event-component="topnav" data-event-name="Insurance: Insurance" class="doormat-heading-link"> <h2 class="doormat-heading">Insurance</h2> </a> <ul class="doormat-links"> <li> <a href="https://www.hsbc.co.uk/insurance/home/" aria-label="Home Insurance" data-event-component="topnav" data-event-name="Insurance: Insurance: Home Insurance"> Home Insurance </a> </li> <li> <a href="https://www.hsbc.co.uk/insurance/products/contents/" aria-label="Contents Insurance" data-event-component="topnav" data-event-name="Insurance: Insurance: Contents Insurance"> Contents Insurance </a> </li> <li> <a href="https://www.hsbc.co.uk/insurance/travel/" aria-label="Travel Insurance" data-event-component="topnav" data-event-name="Banking: Insurance: Travel Insurance"> Travel Insurance </a> </li> <li> <a href="https://www.business.hsbc.uk/en-gb/products-and-solutions/insurance" aria-label="Small Business Insurance" data-event-component="topnav" data-event-name="Banking: Insurance: Small Business Insurance"> Small Business Insurance </a> </li> <li> <a href="https://www.hsbc.co.uk/insurance/products/" aria-label="See all insurance" data-event-component="topnav" data-event-name="Insurance: Insurance: See all insurance"> See all insurance </a> </li> </ul> </div> </div> </div> <div class="doormat-main-column sm-12 lg-4"> <div class="doormat-column-content"> <div class="links-group"> <a href="https://www.hsbc.co.uk/insurance/life/" data-event-component="topnav" data-event-name="Insurance: Life:" class="doormat-heading-link"> <h2 class="doormat-heading">Life</h2> </a> <ul class="doormat-links"> <li> <a href="https://www.hsbc.co.uk/insurance/products/life-cover/" aria-label="Life Cover" data-event-component="topnav" data-event-name="Insurance: Life: Life Cover"> Life Cover </a> </li> <li> <a href="https://www.hsbc.co.uk/insurance/products/critical-illness-cover/" aria-label="Critical Illness Cover" data-event-component="topnav" data-event-name="Insurance: Life: Critical Illness Cover"> Critical Illness Cover </a> </li> <li> <a href="https://www.hsbc.co.uk/insurance/products/income-protection/" aria-label="Income Protection Insurance" data-event-component="topnav" data-event-name="Insurance: Life: Income Protection Insurance"> Income Protection Insurance </a> </li> <li> <a href="https://www.hsbc.co.uk/insurance/protection-advice/" aria-label="Protection advice" data-event-component="topnav" data-event-name="Insurance: Life: Protection advice"> Protection advice </a> </li> <li> <a href="https://www.hsbc.co.uk/insurance/life/" aria-label="See all life insurance" data-event-component="topnav" data-event-name="Insurance: Life: See all life insurance products"> See all life insurance </a> </li> </ul> </div> </div> </div> <div class="doormat-main-column sm-12 lg-4"> <div class="doormat-column-content"> <div class="links-group"> <h2 class="doormat-heading">Claims</h2> <ul class="doormat-links"> <li> <a href="https://www.hsbc.co.uk/insurance/products/select-and-cover/claims/" aria-label="Select and Cover claims"> Select and Cover claims </a> </li> <li> <a href="https://www.hsbc.co.uk/insurance/home/claims/" aria-label="Home Insurance claims"> Home Insurance claims </a> </li> <li> <a href="https://www.hsbc.co.uk/insurance/life/claims/" aria-label="Life Insurance claims" data-event-component="topnav" data-event-name="Insurance: Claims: Life Insurance claims"> Life Insurance claims </a> </li> <li> <a href="https://www.hsbc.co.uk/insurance/travel/claims/" aria-label="Travel Insurance claims" data-event-component="topnav" data-event-name="Insurance: Claims: Travel Insurance claims"> Travel Insurance claims </a> </li> <li> <a href="https://www.hsbc.co.uk/insurance/products/aspects/claims/" aria-label="Aspects Insurance claims" data-event-component="topnav" data-event-name="Insurance: Claims: Aspects Insurance claims"> Aspects Insurance claims </a> </li> <li> <a href="https://www.hsbc.co.uk/insurance/travel/claims/" aria-label="Premier Travel Insurance claims" data-event-component="topnav" data-event-name="Insurance: Claims: Premier Travel Insurance claims"> Premier Travel Insurance claims </a> </li> </ul> </div> </div> </div> </div> </div> <div class="doormat-highlight sm-12 lg-3"> <div class="doormat-highlight-menu"> <div> <div class="links-group"> <h2 class="doormat-heading">Already insured by us? </h2> <ul class="doormat-links"> <li> <a href="https://www.hsbc.co.uk/insurance/products/select-and-cover/claims/" aria-label="Select and Cover support" data-event-component="topnav" data-event-name="Insurance: Already insured by us?: Select and Cover support"> Select and Cover support </a> </li> <li> <a href="https://www.hsbc.co.uk/insurance/home/claims/" aria-label="Home Insurance support" data-event-component="topnav" data-event-name="Insurance: Already insured by us?: Home Insurance support"> Home Insurance support </a> </li> <li> <a href="https://www.hsbc.co.uk/insurance/life/claims/" aria-label="Life Insurance support" data-event-component="topnav" data-event-name="Insurance: Already insured by us?: Life Insurance support"> Life Insurance support </a> </li> <li> <a href="https://www.hsbc.co.uk/insurance/products/premier-travel/" aria-label="Premier Travel support" data-event-component="topnav" 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class="with-bg"></div> <p class="A-TYPS4L-RW-DEV m-xsm-12 m-mdsm-10 m-md-8">Energy, food and living costs have been going up. Here, you'll find ideas on how to cut back on spending and ways to reduce the stress.</p> </div> </div> </div> </div></div> </div> </div> </div> <div class="with-bg-slate"> <div class="grid O-ARTHUBNGRID-DEV O-NEWSPCGEN-DEV O-NEWSPCGENGRID parsys-introduction"> <div class="row"> <div class="m-xsm-12"> <div class="M-CNT-ART-DEV"> <div id="chp_introduction_container_1" class="container-layout__100"> <div class="container-content"> <div class="M-HERO-ART-DEV"><div id="chp_introduction_container_2" class="hero-theme-white hero-layout-img-right clearfix"> <div id="chp_introduction_container_img_1" class="hero-image"><div class="img-container"> <div class="M-IMG-RW-DEV"> <div id="chp_introduction_image_1" class="smart-image"> <figure class="smart-image-figure"> <picture id="chp_introduction_image_2"> <source srcset="/content/dam/hsbc/gb/images/wealth/16-9/1609-working-on-laptop-window-seat-800x450.jpg 1x" media="(min-width: 960px)"/> <source srcset="/content/dam/hsbc/gb/images/wealth/16-9/1609-working-on-laptop-window-seat-800x450.jpg 1x" media="(min-width: 480px)"/> <source srcset="/content/dam/hsbc/gb/images/wealth/16-9/1609-working-on-laptop-window-seat-800x450.jpg/jcr:content/renditions/cq5dam.web.490.1000.jpeg 1x"/> <img id="chp_introduction_image_3" class="A-IMAGE-RW-ALL smart-image-img" role="img" src="/content/dam/hsbc/gb/images/wealth/16-9/1609-working-on-laptop-window-seat-800x450.jpg" alt/> </picture> </figure> </div> </div> </div></div> <div id="chp_introduction_container_content_1" class="hero-content"> <div class="hero-content-container"> <div> <h2 class="A-TYPS2L-RW-DEV text-container text "> Dealing with the rising cost of living </h2> </div> <div> <div class="A-TYPS5R-RW-DEV text-container text "> <p>If you鈥檙e worried about your budget being squeezed by higher household bills and other everyday costs, have a look at our article to understand:</p> <p> </p> <p>1. <a href="/financial-fitness/how-to-deal-with-rising-living-costs/#rising-living-costs" target="_self">Why living costs are rising</a><br> 2. <a href="/financial-fitness/how-to-deal-with-rising-living-costs/#how-to-cope" target="_self">How to cope with higher living costs</a><br> 3. <a href="/financial-fitness/how-to-deal-with-rising-living-costs/#support" target="_self">Where to get support if you鈥檙e struggling</a></p> </div> </div> <div class="link-wrapper"> <div> <div id="chp_introduction_link_1" class="link-container"> <a class="A-LNKC16R-RW-ALL A-TYPS5R-RW-DEV" href="/financial-fitness/how-to-deal-with-rising-living-costs/" data-event-component="text link" data-event-name="find out more|component:intro"> <span aria-hidden="true" class="link text"> Find out more </span> <span class="icon icon-chevron-right-small" aria-hidden="true"></span> <span class="visuallyhidden">Find out more about dealing with the rising cost of living </span> </a> </div> </div> </div> </div> </div> </div></div> </div> </div> </div> <div class="M-CNT-ART-DEV"> <div id="chp_introduction_container_3" class="container-layout__50-50"> <div class="container-content"> </div> <div class="A-DIVHLFOO-RW-DEV"></div> </div> </div> </div> </div> </div> </div> <div class="with-bg-slate"> <div class="grid O-ARTHUBNGRID-DEV O-NEWSPCGEN-DEV O-NEWSPCGENGRID parsys-main"> <div class="row with-bg"> <div class="m-xsm-12"> <div class="M-CNT-ART-DEV"> <div id="chp_main_container_1" class="container-layout__50-50"> <div class="A-DIVHL-RW-ALL remove-line"> </div> <div class="container-content"> <div class="M-CNT-ITEM-ART-DEV"> <div id="chp_main_container_item_1" class="item-layout__no-img"> <div id="chp_main_container_item_content_1" class="item-content"> <div class="item-title item-content-text"> <h2 id="chp_main_link_1" class="link-container link-header"> <a class="A-LNKC16R-RW-ALL A-TYPS4L-RW-DEV" href="/help/money-worries/" data-event-component="text link" data-event-name="money worries|component:intro"> <span class="link text"> Money worries </span> <span class="icon icon-chevron-right-small" aria-hidden="true"></span> </a> </h2> </div> <div class="item-content-text"> <div class="A-TYPS5R-RW-DEV text-container text "> If you've missed a bill or payment, or think you might, it's important you let us know as soon as possible. We may be able to offer you support and help you better manage your finances. </div> </div> <div class="item-content-text"> <ul class="stackable-links "> </ul> </div> </div> </div> </div> <div class="M-CNT-ITEM-ART-DEV"> <div id="chp_main_container_item_2" class="item-layout__no-img"> <div id="chp_main_container_item_content_2" class="item-content"> <div class="item-title item-content-text"> <h2 id="chp_main_link_2" class="link-container link-header"> <a class="A-LNKC16R-RW-ALL A-TYPS4L-RW-DEV" href="/financial-fitness/managing-debt/" data-event-component="text link" data-event-name="manage your debt|component:intro"> <span class="link text"> Manage your debt </span> <span class="icon icon-chevron-right-small" aria-hidden="true"></span> </a> </h2> </div> <div class="item-content-text"> <div class="A-TYPS5R-RW-DEV text-container text "> Read our guides to help reduce debts and start saving so you can take control of your finances. </div> </div> <div class="item-content-text"> <ul class="stackable-links "> </ul> </div> </div> </div> </div> </div> <div class="A-DIVHLFOO-RW-DEV"></div> </div> </div> <div class="M-CNT-ART-DEV"> <div id="chp_main_container_2" class="container-layout__33-33-33"> <div class="row container-title-wrapper"> <div class="title m-xsm-12 m-mdsm-10 m-md-8"> <div class="title-wrapper"> <div class="title-main"> <h2 class="A-TYPS3L-RW-DEV text-container text "> How does the cost of living affect my finances? </h2> </div> <div class="A-TYPS5R-RW-DEV description text-container text "> As everyday household budgets continue to be squeezed, we look at practical steps you could take to try to ease the pressure on your own finances. </div> </div> </div> </div> <div class="A-DIVHL-RW-ALL "> </div> <div class="container-content"> <div class="M-CNT-ITEM-ART-DEV"> <div id="chp_main_container_item_3" class="item-layout__top-img"> <div id="chp_main_container_item_img_1" class="item-image"><div class="img-container"> <div class="M-IMG-RW-DEV"> <div id="chp_main_image_1" class="smart-image"> <figure class="smart-image-figure"> <picture id="chp_main_image_2"> <source srcset="/content/dam/hsbc/ciiom/images/mortgages/16-9/3276-home-working-baby-toys-800x450.jpg/jcr:content/renditions/cq5dam.web.590.1000.jpeg 1x" media="(min-width: 960px)"/> <source srcset="/content/dam/hsbc/ciiom/images/mortgages/16-9/3276-home-working-baby-toys-800x450.jpg/jcr:content/renditions/cq5dam.web.430.1000.jpeg 1x" media="(min-width: 480px)"/> <source srcset="/content/dam/hsbc/ciiom/images/mortgages/16-9/3276-home-working-baby-toys-800x450.jpg/jcr:content/renditions/cq5dam.web.230.1000.jpeg 1x, /content/dam/hsbc/ciiom/images/mortgages/16-9/3276-home-working-baby-toys-800x450.jpg/jcr:content/renditions/cq5dam.web.490.1000.jpeg 2x"/> <img id="chp_main_image_3" class="A-IMAGE-RW-ALL smart-image-img" role="img" src="/content/dam/hsbc/ciiom/images/mortgages/16-9/3276-home-working-baby-toys-800x450.jpg" alt/> </picture> </figure> </div> </div> </div></div> <div id="chp_main_container_item_content_3" class="item-content"> <div class="item-title item-content-text"> <h3 id="chp_main_link_3" class="link-container link-header"> <a class="A-LNKC16R-RW-ALL A-TYPS4L-RW-DEV" href="/mortgages/help-with-mortgage-payments-as-living-costs-rise/"> <span class="link text"> Help with your mortgage payments </span> <span class="icon icon-chevron-right-small" aria-hidden="true"></span> </a> </h3> </div> <div class="item-content-text"> <div class="A-TYPS5R-RW-DEV text-container text "> If you're worried about rising interest rates, here are some ways you might be able to reduce your mortgage payments. </div> </div> <div class="item-content-text"> <ul class="stackable-links "> </ul> </div> </div> </div> </div> <div class="M-CNT-ITEM-ART-DEV"> <div id="chp_main_container_item_4" class="item-layout__top-img"> <div id="chp_main_container_item_img_2" class="item-image"><div class="img-container"> <div class="M-IMG-RW-DEV"> <div id="chp_main_image_4" class="smart-image"> <figure class="smart-image-figure"> <picture id="chp_main_image_5"> <source srcset="/content/dam/hsbc/en/images/16-9/person-on-phone.jpg/jcr:content/renditions/cq5dam.web.590.1000.jpeg 1x, /content/dam/hsbc/en/images/16-9/person-on-phone.jpg/jcr:content/renditions/cq5dam.web.1220.1000.jpeg 2x" media="(min-width: 960px)"/> <source srcset="/content/dam/hsbc/en/images/16-9/person-on-phone.jpg/jcr:content/renditions/cq5dam.web.430.1000.jpeg 1x, /content/dam/hsbc/en/images/16-9/person-on-phone.jpg/jcr:content/renditions/cq5dam.web.880.1000.jpeg 2x" media="(min-width: 480px)"/> <source srcset="/content/dam/hsbc/en/images/16-9/person-on-phone.jpg/jcr:content/renditions/cq5dam.web.230.1000.jpeg 1x, /content/dam/hsbc/en/images/16-9/person-on-phone.jpg/jcr:content/renditions/cq5dam.web.490.1000.jpeg 2x"/> <img id="chp_main_image_6" class="A-IMAGE-RW-ALL smart-image-img" role="img" src="/content/dam/hsbc/en/images/16-9/person-on-phone.jpg/_jcr_content/renditions/cq5dam.web.1280.1280.jpeg" alt/> </picture> </figure> </div> </div> </div></div> <div id="chp_main_container_item_content_4" class="item-content"> <div class="item-title item-content-text"> <h3 id="chp_main_link_4" class="link-container link-header"> <a class="A-LNKC16R-RW-ALL A-TYPS4L-RW-DEV" href="/insurance/should-you-cancel-your-insurance-to-save-money/"> <span class="link text"> Should you cancel your insurance to save money? </span> <span class="icon icon-chevron-right-small" aria-hidden="true"></span> </a> </h3> </div> <div class="item-content-text"> <div class="A-TYPS5R-RW-DEV text-container text "> It's tempting to think about cancelling your insurance to save money. But before you make a decision, here are a few factors worth considering. </div> </div> <div class="item-content-text"> <ul class="stackable-links "> </ul> </div> </div> </div> </div> <div class="M-CNT-ITEM-ART-DEV"> <div id="chp_main_container_item_5" class="item-layout__top-img"> <div id="chp_main_container_item_img_3" class="item-image"><div class="img-container"> <div class="M-IMG-RW-DEV"> <div id="chp_main_image_7" class="smart-image"> <figure class="smart-image-figure"> <picture id="chp_main_image_8"> <source srcset="/content/dam/hsbc/gb/images/21-9/1240x400/students.jpg/jcr:content/renditions/cq5dam.web.590.1000.jpeg 1x, /content/dam/hsbc/gb/images/21-9/1240x400/students.jpg/jcr:content/renditions/cq5dam.web.1220.1000.jpeg 2x" media="(min-width: 960px)"/> <source srcset="/content/dam/hsbc/gb/images/21-9/1240x400/students.jpg/jcr:content/renditions/cq5dam.web.430.1000.jpeg 1x, /content/dam/hsbc/gb/images/21-9/1240x400/students.jpg/jcr:content/renditions/cq5dam.web.880.1000.jpeg 2x" media="(min-width: 480px)"/> <source srcset="/content/dam/hsbc/gb/images/21-9/1240x400/students.jpg/jcr:content/renditions/cq5dam.web.230.1000.jpeg 1x, /content/dam/hsbc/gb/images/21-9/1240x400/students.jpg/jcr:content/renditions/cq5dam.web.490.1000.jpeg 2x"/> <img id="chp_main_image_9" class="A-IMAGE-RW-ALL smart-image-img" role="img" src="/content/dam/hsbc/gb/images/21-9/1240x400/students.jpg" alt/> </picture> </figure> </div> </div> </div></div> <div id="chp_main_container_item_content_5" class="item-content"> <div class="item-title item-content-text"> <h3 id="chp_main_link_5" class="link-container link-header"> <a class="A-LNKC16R-RW-ALL A-TYPS4L-RW-DEV" href="/students/students-and-the-rising-cost-of-living/"> <span class="link text"> What does the rising cost of living mean for students? </span> <span class="icon icon-chevron-right-small" aria-hidden="true"></span> </a> </h3> </div> <div class="item-content-text"> <div class="A-TYPS5R-RW-DEV text-container text "> Here, we share insights into how students have been affected by the rising cost of living, plus tips to help you manage your money and get support if you need it. </div> </div> <div class="item-content-text"> <ul class="stackable-links "> </ul> </div> </div> </div> </div> </div> <div class="A-DIVHLFOO-RW-DEV"></div> </div> </div> <div class="M-CNT-ART-DEV"> <div id="chp_main_container_3" class="container-layout__25-25-25-25"> <div class="row container-title-wrapper"> <div class="title m-xsm-12 m-mdsm-10 m-md-8"> <div class="title-wrapper"> <div class="title-main"> <h2 class="A-TYPS3L-RW-DEV text-container text "> Ways to cut your spending </h2> </div> <div class="A-TYPS5R-RW-DEV description text-container text "> As the cost of living goes up, reducing your spending could help you to make ends meet. We've picked some areas where you may be able to cut back or find a cheaper alternative. </div> </div> </div> </div> <div class="A-DIVHL-RW-ALL "> </div> <div class="container-content"> <div class="M-CNT-ITEM-ART-DEV"> <div id="chp_main_container_item_6" class="item-layout__top-img"> <div id="chp_main_container_item_img_4" class="item-image"><div class="img-container"> <div class="M-IMG-RW-DEV"> <div id="chp_main_image_10" class="smart-image"> <figure class="smart-image-figure"> <picture id="chp_main_image_11"> <source srcset="/content/dam/hsbc/gb/images/financial-wellbeing/21-9/woman-grocery-shop.jpg/jcr:content/renditions/cq5dam.web.590.1000.jpeg 1x, /content/dam/hsbc/gb/images/financial-wellbeing/21-9/woman-grocery-shop.jpg/jcr:content/renditions/cq5dam.web.1220.1000.jpeg 2x" media="(min-width: 960px)"/> <source srcset="/content/dam/hsbc/gb/images/financial-wellbeing/21-9/woman-grocery-shop.jpg/jcr:content/renditions/cq5dam.web.430.1000.jpeg 1x, /content/dam/hsbc/gb/images/financial-wellbeing/21-9/woman-grocery-shop.jpg/jcr:content/renditions/cq5dam.web.880.1000.jpeg 2x" media="(min-width: 480px)"/> <source srcset="/content/dam/hsbc/gb/images/financial-wellbeing/21-9/woman-grocery-shop.jpg/jcr:content/renditions/cq5dam.web.230.1000.jpeg 1x, /content/dam/hsbc/gb/images/financial-wellbeing/21-9/woman-grocery-shop.jpg/jcr:content/renditions/cq5dam.web.490.1000.jpeg 2x"/> <img id="chp_main_image_12" class="A-IMAGE-RW-ALL smart-image-img" role="img" src="/content/dam/hsbc/gb/images/financial-wellbeing/21-9/woman-grocery-shop.jpg" alt/> </picture> </figure> </div> </div> </div></div> <div id="chp_main_container_item_content_6" class="item-content"> <div class="item-title item-content-text"> <h3 id="chp_main_link_6" class="link-container link-header"> <a class="A-LNKC16R-RW-ALL A-TYPS4L-RW-DEV" href="/financial-fitness/everyday-budgeting/food-shopping-how-to-save-money-and-waste-less/" data-event-component="text link" data-event-name="how to save money on groceries|component:ways to cut your spending|position:1"> <span class="link text"> How to save money on groceries </span> <span class="icon icon-chevron-right-small" aria-hidden="true"></span> </a> </h3> </div> <div class="item-content-text"> <div class="A-TYPS5R-RW-DEV text-container text "> For many households, food shopping is among the biggest weekly expenses. See how you can save money and waste less. </div> </div> <div class="item-content-text"> <ul class="stackable-links "> </ul> </div> </div> </div> </div> <div class="M-CNT-ITEM-ART-DEV"> <div id="chp_main_container_item_7" class="item-layout__top-img"> <div id="chp_main_container_item_img_5" class="item-image"><div class="img-container"> <div class="M-IMG-RW-DEV"> <div id="chp_main_image_13" class="smart-image"> <figure class="smart-image-figure"> <picture id="chp_main_image_14"> <source srcset="/content/dam/hsbc/gb/images/16-9/1280x720/child-laptop-wind-turbine-model-1280x720.jpg/jcr:content/renditions/cq5dam.web.590.1000.jpeg 1x, /content/dam/hsbc/gb/images/16-9/1280x720/child-laptop-wind-turbine-model-1280x720.jpg/jcr:content/renditions/cq5dam.web.1220.1000.jpeg 2x" media="(min-width: 960px)"/> <source srcset="/content/dam/hsbc/gb/images/16-9/1280x720/child-laptop-wind-turbine-model-1280x720.jpg/jcr:content/renditions/cq5dam.web.430.1000.jpeg 1x, /content/dam/hsbc/gb/images/16-9/1280x720/child-laptop-wind-turbine-model-1280x720.jpg/jcr:content/renditions/cq5dam.web.880.1000.jpeg 2x" media="(min-width: 480px)"/> <source srcset="/content/dam/hsbc/gb/images/16-9/1280x720/child-laptop-wind-turbine-model-1280x720.jpg/jcr:content/renditions/cq5dam.web.230.1000.jpeg 1x, /content/dam/hsbc/gb/images/16-9/1280x720/child-laptop-wind-turbine-model-1280x720.jpg/jcr:content/renditions/cq5dam.web.490.1000.jpeg 2x"/> <img id="chp_main_image_15" class="A-IMAGE-RW-ALL smart-image-img" role="img" src="/content/dam/hsbc/gb/images/16-9/1280x720/child-laptop-wind-turbine-model-1280x720.jpg" alt/> </picture> </figure> </div> </div> </div></div> <div id="chp_main_container_item_content_7" class="item-content"> <div class="item-title item-content-text"> <h3 id="chp_main_link_7" class="link-container link-header"> <a class="A-LNKC16R-RW-ALL A-TYPS4L-RW-DEV" href="/financial-fitness/everyday-budgeting/how-to-save-money-on-energy/" data-event-component="text link" data-event-name="how to save on energy bills|component:ways to cut your spending|position:2"> <span class="link text"> How to save on energy bills </span> <span class="icon icon-chevron-right-small" aria-hidden="true"></span> </a> </h3> </div> <div class="item-content-text"> <div class="A-TYPS5R-RW-DEV text-container text "> Check out some of our energy saving tips, to help lower your bills. </div> </div> <div class="item-content-text"> <ul class="stackable-links "> </ul> </div> </div> </div> </div> <div class="M-CNT-ITEM-ART-DEV"> <div id="chp_main_container_item_8" class="item-layout__top-img"> <div id="chp_main_container_item_img_6" class="item-image"><div class="img-container"> <div class="M-IMG-RW-DEV"> <div id="chp_main_image_16" class="smart-image"> <figure class="smart-image-figure"> <picture id="chp_main_image_17"> <source srcset="/content/dam/hsbc/gb/images/financial-wellbeing/16-9/father-and-child.jpg/jcr:content/renditions/cq5dam.web.590.1000.jpeg 1x" media="(min-width: 960px)"/> <source srcset="/content/dam/hsbc/gb/images/financial-wellbeing/16-9/father-and-child.jpg/jcr:content/renditions/cq5dam.web.430.1000.jpeg 1x" media="(min-width: 480px)"/> <source srcset="/content/dam/hsbc/gb/images/financial-wellbeing/16-9/father-and-child.jpg/jcr:content/renditions/cq5dam.web.230.1000.jpeg 1x, /content/dam/hsbc/gb/images/financial-wellbeing/16-9/father-and-child.jpg/jcr:content/renditions/cq5dam.web.490.1000.jpeg 2x"/> <img id="chp_main_image_18" class="A-IMAGE-RW-ALL smart-image-img" role="img" src="/content/dam/hsbc/gb/images/financial-wellbeing/16-9/father-and-child.jpg" alt/> </picture> </figure> </div> </div> </div></div> <div id="chp_main_container_item_content_8" class="item-content"> <div class="item-title item-content-text"> <h3 id="chp_main_link_8" class="link-container link-header"> <a class="A-LNKC16R-RW-ALL A-TYPS4L-RW-DEV" href="/financial-fitness/everyday-budgeting/how-to-manage-subscription-services-and-save-money/" data-event-component="text link" data-event-name="how to manage subscription services|component:ways to cut your spending|position:3"> <span class="link text"> How to manage subscription services </span> <span class="icon icon-chevron-right-small" aria-hidden="true"></span> </a> </h3> </div> <div class="item-content-text"> <div class="A-TYPS5R-RW-DEV text-container text "> If you鈥檙e looking to cut back on your spending, things like streaming and gym subscriptions can be a good place to start. </div> </div> <div class="item-content-text"> <ul class="stackable-links "> </ul> </div> </div> </div> </div> <div class="M-CNT-ITEM-ART-DEV"> <div id="chp_main_container_item_9" class="item-layout__top-img"> <div id="chp_main_container_item_img_7" class="item-image"><div class="img-container"> <div class="M-IMG-RW-DEV"> <div id="chp_main_image_19" class="smart-image"> <figure class="smart-image-figure"> <picture id="chp_main_image_20"> <source srcset="/content/dam/hsbc/gb/images/articles/21-9/understand-spending-915095210.jpg/jcr:content/renditions/cq5dam.web.590.1000.jpeg 1x, /content/dam/hsbc/gb/images/articles/21-9/understand-spending-915095210.jpg/jcr:content/renditions/cq5dam.web.1220.1000.jpeg 2x" media="(min-width: 960px)"/> <source srcset="/content/dam/hsbc/gb/images/articles/21-9/understand-spending-915095210.jpg/jcr:content/renditions/cq5dam.web.430.1000.jpeg 1x, /content/dam/hsbc/gb/images/articles/21-9/understand-spending-915095210.jpg/jcr:content/renditions/cq5dam.web.880.1000.jpeg 2x" media="(min-width: 480px)"/> <source srcset="/content/dam/hsbc/gb/images/articles/21-9/understand-spending-915095210.jpg/jcr:content/renditions/cq5dam.web.230.1000.jpeg 1x, /content/dam/hsbc/gb/images/articles/21-9/understand-spending-915095210.jpg/jcr:content/renditions/cq5dam.web.490.1000.jpeg 2x"/> <img id="chp_main_image_21" class="A-IMAGE-RW-ALL smart-image-img" role="img" src="/content/dam/hsbc/gb/images/articles/21-9/understand-spending-915095210.jpg" alt/> </picture> </figure> </div> </div> </div></div> <div id="chp_main_container_item_content_9" class="item-content"> <div class="item-title item-content-text"> <h3 id="chp_main_link_9" class="link-container link-header"> <a class="A-LNKC16R-RW-ALL A-TYPS4L-RW-DEV" href="/financial-fitness/everyday-budgeting/understanding-your-spending/" data-event-component="text link" data-event-name="how to manage spending habits|component:ways to cut your spending|position:4"> <span class="link text"> How to manage spending habits </span> <span class="icon icon-chevron-right-small" aria-hidden="true"></span> </a> </h3> </div> <div class="item-content-text"> <div class="A-TYPS5R-RW-DEV text-container text "> One of the first steps towards managing your money effectively is to understand the way you鈥檙e spending. </div> </div> <div class="item-content-text"> <ul class="stackable-links "> </ul> </div> </div> </div> </div> </div> <div class="A-DIVHLFOO-RW-DEV"></div> </div> </div> <div class="M-CNT-ART-DEV"> <div id="chp_main_container_4" class="container-layout__25-25-25-25"> <div class="row container-title-wrapper"> <div class="title m-xsm-12 m-mdsm-10 m-md-8"> <div class="title-wrapper"> <div class="title-main"> <h2 class="A-TYPS3L-RW-DEV text-container text "> How does this affect me? </h2> </div> <div class="A-TYPS5R-RW-DEV description text-container text "> Higher prices are affecting us all. Here, we look at how the state of the economy has an impact on everyday household budgets - and ways you might be able to ease the pressure. </div> </div> </div> </div> <div class="A-DIVHL-RW-ALL "> </div> <div class="container-content"> <div class="M-CNT-ITEM-ART-DEV"> <div id="chp_main_container_item_10" class="item-layout__top-img"> <div id="chp_main_container_item_img_8" class="item-image"><div class="img-container"> <div class="M-IMG-RW-DEV"> <div id="chp_main_image_22" class="smart-image"> <figure class="smart-image-figure"> <picture id="chp_main_image_23"> <source srcset="/content/dam/hsbc/gb/images/16-9/8555-granddaughter-and-grandfather-800x450.jpg/jcr:content/renditions/cq5dam.web.590.1000.jpeg 1x" media="(min-width: 960px)"/> <source srcset="/content/dam/hsbc/gb/images/16-9/8555-granddaughter-and-grandfather-800x450.jpg/jcr:content/renditions/cq5dam.web.430.1000.jpeg 1x" media="(min-width: 480px)"/> <source srcset="/content/dam/hsbc/gb/images/16-9/8555-granddaughter-and-grandfather-800x450.jpg/jcr:content/renditions/cq5dam.web.230.1000.jpeg 1x, /content/dam/hsbc/gb/images/16-9/8555-granddaughter-and-grandfather-800x450.jpg/jcr:content/renditions/cq5dam.web.490.1000.jpeg 2x"/> <img id="chp_main_image_24" class="A-IMAGE-RW-ALL smart-image-img" role="img" src="/content/dam/hsbc/gb/images/16-9/8555-granddaughter-and-grandfather-800x450.jpg" alt/> </picture> </figure> </div> </div> </div></div> <div id="chp_main_container_item_content_10" class="item-content"> <div class="item-title item-content-text"> <h3 id="chp_main_link_10" class="link-container link-header"> <a class="A-LNKC16R-RW-ALL A-TYPS4L-RW-DEV" href="https://benefitshelp.entitledto.co.uk/home/start" data-event-component="text link" data-event-name="help with your mortgage payments|component:how does this affect me?|position:1"> <span class="link text"> Check what you're entitled to </span> <span class="icon icon-chevron-right-small" aria-hidden="true"></span> </a> </h3> </div> <div class="item-content-text"> <div class="A-TYPS5R-RW-DEV text-container text "> Billions of pounds of government benefits and allowances go unclaimed every year because many people don't realise they qualify for them. </div> </div> <div class="item-content-text"> <ul class="stackable-links "> </ul> </div> </div> </div> </div> <div class="M-CNT-ITEM-ART-DEV"> <div id="chp_main_container_item_11" class="item-layout__top-img"> <div id="chp_main_container_item_img_9" class="item-image"><div class="img-container"> <div class="M-IMG-RW-DEV"> <div id="chp_main_image_25" class="smart-image"> <figure class="smart-image-figure"> <picture id="chp_main_image_26"> <source srcset="/content/dam/hsbc/en/images/articles/16-9/financial-wellbeing/father-daughter-kitchen-table.jpg/jcr:content/renditions/cq5dam.web.590.1000.jpeg 1x, /content/dam/hsbc/en/images/articles/16-9/financial-wellbeing/father-daughter-kitchen-table.jpg/jcr:content/renditions/cq5dam.web.1220.1000.jpeg 2x" media="(min-width: 960px)"/> <source srcset="/content/dam/hsbc/en/images/articles/16-9/financial-wellbeing/father-daughter-kitchen-table.jpg/jcr:content/renditions/cq5dam.web.430.1000.jpeg 1x, /content/dam/hsbc/en/images/articles/16-9/financial-wellbeing/father-daughter-kitchen-table.jpg/jcr:content/renditions/cq5dam.web.880.1000.jpeg 2x" media="(min-width: 480px)"/> <source srcset="/content/dam/hsbc/en/images/articles/16-9/financial-wellbeing/father-daughter-kitchen-table.jpg/jcr:content/renditions/cq5dam.web.230.1000.jpeg 1x, /content/dam/hsbc/en/images/articles/16-9/financial-wellbeing/father-daughter-kitchen-table.jpg/jcr:content/renditions/cq5dam.web.490.1000.jpeg 2x"/> <img id="chp_main_image_27" class="A-IMAGE-RW-ALL smart-image-img" role="img" src="/content/dam/hsbc/en/images/articles/16-9/financial-wellbeing/father-daughter-kitchen-table.jpg/_jcr_content/renditions/cq5dam.web.1280.1280.jpeg" alt/> </picture> </figure> </div> </div> </div></div> <div id="chp_main_container_item_content_11" class="item-content"> <div class="item-title item-content-text"> <h3 id="chp_main_link_11" class="link-container link-header"> <a class="A-LNKC16R-RW-ALL A-TYPS4L-RW-DEV" href="/financial-fitness/government-budget-what-does-it-mean-for-you/" data-event-component="text link" data-event-name="how to manage financial anxietycomponent:how does this affect me?|position:2"> <span class="link text"> Understand the Budget </span> <span class="icon icon-chevron-right-small" aria-hidden="true"></span> </a> </h3> </div> <div class="item-content-text"> <div class="A-TYPS5R-RW-DEV text-container text "> Check how recent Government announcements on personal finances could affect you. </div> </div> <div class="item-content-text"> <ul class="stackable-links "> </ul> </div> </div> </div> </div> <div class="M-CNT-ITEM-ART-DEV"> <div id="chp_main_container_item_12" class="item-layout__top-img"> <div id="chp_main_container_item_img_10" class="item-image"><div class="img-container"> <div class="M-IMG-RW-DEV"> <div id="chp_main_image_28" class="smart-image"> <figure class="smart-image-figure"> <picture id="chp_main_image_29"> <source srcset="/content/dam/hsbc/gb/images/16-9/6647-family-kitchen-drawings-800X450.jpg/jcr:content/renditions/cq5dam.web.590.1000.jpeg 1x" media="(min-width: 960px)"/> <source srcset="/content/dam/hsbc/gb/images/16-9/6647-family-kitchen-drawings-800X450.jpg/jcr:content/renditions/cq5dam.web.430.1000.jpeg 1x" media="(min-width: 480px)"/> <source srcset="/content/dam/hsbc/gb/images/16-9/6647-family-kitchen-drawings-800X450.jpg/jcr:content/renditions/cq5dam.web.230.1000.jpeg 1x, /content/dam/hsbc/gb/images/16-9/6647-family-kitchen-drawings-800X450.jpg/jcr:content/renditions/cq5dam.web.490.1000.jpeg 2x"/> <img id="chp_main_image_30" class="A-IMAGE-RW-ALL smart-image-img" role="img" src="/content/dam/hsbc/gb/images/16-9/6647-family-kitchen-drawings-800X450.jpg" alt/> </picture> </figure> </div> </div> </div></div> <div id="chp_main_container_item_content_12" class="item-content"> <div class="item-title item-content-text"> <h3 id="chp_main_link_12" class="link-container link-header"> <a class="A-LNKC16R-RW-ALL A-TYPS4L-RW-DEV" href="/financial-fitness/everyday-budgeting/why-do-interest-rates-change/" data-event-component="text link" data-event-name="how do interest rates affect me?component:how does this affect me?|position:3"> <span class="link text"> How do interest rates affect me? </span> <span class="icon icon-chevron-right-small" aria-hidden="true"></span> </a> </h3> </div> <div class="item-content-text"> <div class="A-TYPS5R-RW-DEV text-container text "> Whether you鈥檙e a borrower or a saver, interest rates will have an impact on you and your money. </div> </div> <div class="item-content-text"> <ul class="stackable-links "> </ul> </div> </div> </div> </div> <div class="M-CNT-ITEM-ART-DEV"> <div id="chp_main_container_item_13" class="item-layout__top-img"> <div id="chp_main_container_item_img_11" class="item-image"><div class="img-container"> <div class="M-IMG-RW-DEV"> <div id="chp_main_image_31" class="smart-image"> <figure class="smart-image-figure"> <picture id="chp_main_image_32"> <source srcset="/content/dam/hsbc/gb/images/16-9/8555-man-on-a-personal-device-in-the-park-800x450.jpg/jcr:content/renditions/cq5dam.web.590.1000.jpeg 1x" media="(min-width: 960px)"/> <source srcset="/content/dam/hsbc/gb/images/16-9/8555-man-on-a-personal-device-in-the-park-800x450.jpg/jcr:content/renditions/cq5dam.web.430.1000.jpeg 1x" media="(min-width: 480px)"/> <source srcset="/content/dam/hsbc/gb/images/16-9/8555-man-on-a-personal-device-in-the-park-800x450.jpg/jcr:content/renditions/cq5dam.web.230.1000.jpeg 1x, /content/dam/hsbc/gb/images/16-9/8555-man-on-a-personal-device-in-the-park-800x450.jpg/jcr:content/renditions/cq5dam.web.490.1000.jpeg 2x"/> <img id="chp_main_image_33" class="A-IMAGE-RW-ALL smart-image-img" role="img" src="/content/dam/hsbc/gb/images/16-9/8555-man-on-a-personal-device-in-the-park-800x450.jpg" alt/> </picture> </figure> </div> </div> </div></div> <div id="chp_main_container_item_content_13" class="item-content"> <div class="item-title item-content-text"> <h3 id="chp_main_link_13" class="link-container link-header"> <a class="A-LNKC16R-RW-ALL A-TYPS4L-RW-DEV" href="/help/bank-of-england-base-rate/" data-event-component="text link" data-event-name="understand the budgetcomponent:how does this affect me?|position:4"> <span class="link text"> Bank of England base rate </span> <span class="icon icon-chevron-right-small" aria-hidden="true"></span> </a> </h3> </div> <div class="item-content-text"> <div class="A-TYPS5R-RW-DEV text-container text "> Find out what a change to the Bank of England base rate could mean for you. </div> </div> <div class="item-content-text"> <ul class="stackable-links "> </ul> </div> </div> </div> </div> </div> <div class="A-DIVHLFOO-RW-DEV"></div> </div> </div> <div class="M-CNT-ART-DEV"> <div id="chp_main_container_5" class="container-layout__50-50"> <div class="row container-title-wrapper"> <div class="title m-xsm-12 m-mdsm-10 m-md-8"> <div class="title-wrapper"> <div class="title-main"> <h2 class="A-TYPS3L-RW-DEV text-container text "> How to relieve your financial anxiety </h2> </div> <div class="A-TYPS5R-RW-DEV description text-container text "> More and more of us are feeling the strain as a result of the rising cost of living. Here are some tips to help you cope with financial anxiety. </div> </div> </div> </div> <div class="A-DIVHL-RW-ALL "> </div> <div class="container-content"> <div class="M-CNT-ITEM-ART-DEV"> <div id="chp_main_container_item_14" class="item-layout__top-img"> <div id="chp_main_container_item_img_12" class="item-image"><div class="img-container"> <div class="M-IMG-RW-DEV"> <div id="chp_main_image_34" class="smart-image"> <figure class="smart-image-figure"> <picture id="chp_main_image_35"> <source srcset="/content/dam/hsbc/en/images/articles/16-9/financial-wellbeing/friendship-talking-positivity-2000x1125.jpg/jcr:content/renditions/cq5dam.web.590.1000.jpeg 1x, /content/dam/hsbc/en/images/articles/16-9/financial-wellbeing/friendship-talking-positivity-2000x1125.jpg/jcr:content/renditions/cq5dam.web.1220.1000.jpeg 2x" media="(min-width: 960px)"/> <source srcset="/content/dam/hsbc/en/images/articles/16-9/financial-wellbeing/friendship-talking-positivity-2000x1125.jpg/jcr:content/renditions/cq5dam.web.430.1000.jpeg 1x, /content/dam/hsbc/en/images/articles/16-9/financial-wellbeing/friendship-talking-positivity-2000x1125.jpg/jcr:content/renditions/cq5dam.web.880.1000.jpeg 2x" media="(min-width: 480px)"/> <source srcset="/content/dam/hsbc/en/images/articles/16-9/financial-wellbeing/friendship-talking-positivity-2000x1125.jpg/jcr:content/renditions/cq5dam.web.230.1000.jpeg 1x, /content/dam/hsbc/en/images/articles/16-9/financial-wellbeing/friendship-talking-positivity-2000x1125.jpg/jcr:content/renditions/cq5dam.web.490.1000.jpeg 2x"/> <img id="chp_main_image_36" class="A-IMAGE-RW-ALL smart-image-img" role="img" src="/content/dam/hsbc/en/images/articles/16-9/financial-wellbeing/friendship-talking-positivity-2000x1125.jpg/_jcr_content/renditions/cq5dam.web.1280.1280.jpeg" alt/> </picture> </figure> </div> </div> </div></div> <div id="chp_main_container_item_content_14" class="item-content"> <div class="item-title item-content-text"> <h3 id="chp_main_link_14" class="link-container link-header"> <a class="A-LNKC16R-RW-ALL A-TYPS4L-RW-DEV" href="/financial-fitness/how-to-talk-about-money/"> <span class="link text"> How to talk about money </span> <span class="icon icon-chevron-right-small" aria-hidden="true"></span> </a> </h3> </div> <div class="item-content-text"> <div class="A-TYPS5R-RW-DEV text-container text "> Talking about money can take a weight off your mind and help you move forward. Here, we look at the benefits of talking about money and how to start the conversation. </div> </div> <div class="item-content-text"> <ul class="stackable-links "> </ul> </div> </div> </div> </div> <div class="M-CNT-ITEM-ART-DEV"> <div id="chp_main_container_item_15" class="item-layout__top-img"> <div id="chp_main_container_item_img_13" class="item-image"><div class="img-container"> <div class="M-IMG-RW-DEV"> <div id="chp_main_image_37" class="smart-image"> <figure class="smart-image-figure"> <picture id="chp_main_image_38"> <source srcset="/content/dam/hsbc/en/images/articles/16-9/financial-wellbeing/couple-talking-2000x1125.jpg/jcr:content/renditions/cq5dam.web.590.1000.jpeg 1x, /content/dam/hsbc/en/images/articles/16-9/financial-wellbeing/couple-talking-2000x1125.jpg/jcr:content/renditions/cq5dam.web.1220.1000.jpeg 2x" media="(min-width: 960px)"/> <source srcset="/content/dam/hsbc/en/images/articles/16-9/financial-wellbeing/couple-talking-2000x1125.jpg/jcr:content/renditions/cq5dam.web.430.1000.jpeg 1x, /content/dam/hsbc/en/images/articles/16-9/financial-wellbeing/couple-talking-2000x1125.jpg/jcr:content/renditions/cq5dam.web.880.1000.jpeg 2x" media="(min-width: 480px)"/> <source srcset="/content/dam/hsbc/en/images/articles/16-9/financial-wellbeing/couple-talking-2000x1125.jpg/jcr:content/renditions/cq5dam.web.230.1000.jpeg 1x, /content/dam/hsbc/en/images/articles/16-9/financial-wellbeing/couple-talking-2000x1125.jpg/jcr:content/renditions/cq5dam.web.490.1000.jpeg 2x"/> <img id="chp_main_image_39" class="A-IMAGE-RW-ALL smart-image-img" role="img" src="/content/dam/hsbc/en/images/articles/16-9/financial-wellbeing/couple-talking-2000x1125.jpg/_jcr_content/renditions/cq5dam.web.1280.1280.jpeg" alt/> </picture> </figure> </div> </div> </div></div> <div id="chp_main_container_item_content_15" class="item-content"> <div class="item-title item-content-text"> <h3 id="chp_main_link_15" class="link-container link-header"> <a class="A-LNKC16R-RW-ALL A-TYPS4L-RW-DEV" href="/financial-fitness/how-to-manage-financial-anxiety/"> <span class="link text"> How to manage financial anxiety </span> <span class="icon icon-chevron-right-small" aria-hidden="true"></span> </a> </h3> </div> <div class="item-content-text"> <div class="A-TYPS5R-RW-DEV text-container text "> If you鈥檙e feeling anxious about your finances, you鈥檙e not alone. Find out how we can help. </div> </div> <div class="item-content-text"> <ul class="stackable-links "> </ul> </div> </div> </div> </div> </div> <div class="A-DIVHLFOO-RW-DEV"></div> </div> </div> <div class="M-CNT-ART-DEV"> <div id="chp_main_container_6" class="container-layout__50-50"> <div class="row container-title-wrapper"> <div class="title m-xsm-12 m-mdsm-10 m-md-8"> <div class="title-wrapper"> <div class="title-main"> <h2 class="A-TYPS3L-RW-DEV text-container text "> Tools to help you </h2> </div> </div> </div> </div> <div class="A-DIVHL-RW-ALL "> </div> <div class="container-content"> <div class="M-CNT-ITEM-ART-DEV"> <div id="chp_main_container_item_16" class="item-layout__img-small"> <div id="chp_main_container_item_img_14" class="item-image"><div class="img-container"> <div class="M-IMG-RW-DEV"> <div id="chp_main_image_40" class="smart-image"> <figure class="smart-image-figure"> <picture id="chp_main_image_41"> <source srcset="/content/dam/hsbc/en/images/icons/global-control/21-9/compose.jpg/jcr:content/renditions/cq5dam.web.590.1000.jpeg 1x, /content/dam/hsbc/en/images/icons/global-control/21-9/compose.jpg/jcr:content/renditions/cq5dam.web.1220.1000.jpeg 2x" media="(min-width: 960px)"/> <source srcset="/content/dam/hsbc/en/images/icons/global-control/21-9/compose.jpg/jcr:content/renditions/cq5dam.web.430.1000.jpeg 1x, /content/dam/hsbc/en/images/icons/global-control/21-9/compose.jpg/jcr:content/renditions/cq5dam.web.880.1000.jpeg 2x" media="(min-width: 480px)"/> <source srcset="/content/dam/hsbc/en/images/icons/global-control/21-9/compose.jpg/jcr:content/renditions/cq5dam.web.230.1000.jpeg 1x, /content/dam/hsbc/en/images/icons/global-control/21-9/compose.jpg/jcr:content/renditions/cq5dam.web.490.1000.jpeg 2x"/> <img id="chp_main_image_42" class="A-IMAGE-RW-ALL smart-image-img" role="img" src="/content/dam/hsbc/en/images/icons/global-control/21-9/compose.jpg/_jcr_content/renditions/cq5dam.web.1280.1280.jpeg" alt/> </picture> </figure> </div> </div> </div></div> <div id="chp_main_container_item_content_16" class="item-content"> <div class="item-title item-content-text"> <h3 id="chp_main_link_16" class="link-container link-header"> <a class="A-LNKC16R-RW-ALL A-TYPS4L-RW-DEV" href="/financial-fitness/budget-planner/" data-event-component="text link" data-event-name="benefit calculator|component:tools|position:1"> <span class="link text"> Budget聽planner </span> <span class="icon icon-chevron-right-small" aria-hidden="true"></span> </a> </h3> </div> <div class="item-content-text"> <div class="A-TYPS5R-RW-DEV text-container text "> Take control of your spending with our budget planner calculator. It鈥檒l help you work out where your money goes and see if you can start saving more. </div> </div> <div class="item-content-text"> <ul class="stackable-links "> </ul> </div> </div> </div> </div> <div class="M-CNT-ITEM-ART-DEV"> <div id="chp_main_container_item_17" class="item-layout__img-small"> <div id="chp_main_container_item_img_15" class="item-image"><div class="img-container"> <div class="M-IMG-RW-DEV"> <div id="chp_main_image_43" class="smart-image"> <figure class="smart-image-figure"> <picture id="chp_main_image_44"> <source srcset="/content/dam/hsbc/en/images/icons/media/21-9/device-all.jpg/jcr:content/renditions/cq5dam.web.590.1000.jpeg 1x, /content/dam/hsbc/en/images/icons/media/21-9/device-all.jpg/jcr:content/renditions/cq5dam.web.1220.1000.jpeg 2x" media="(min-width: 960px)"/> <source srcset="/content/dam/hsbc/en/images/icons/media/21-9/device-all.jpg/jcr:content/renditions/cq5dam.web.430.1000.jpeg 1x, /content/dam/hsbc/en/images/icons/media/21-9/device-all.jpg/jcr:content/renditions/cq5dam.web.880.1000.jpeg 2x" media="(min-width: 480px)"/> <source srcset="/content/dam/hsbc/en/images/icons/media/21-9/device-all.jpg/jcr:content/renditions/cq5dam.web.230.1000.jpeg 1x, /content/dam/hsbc/en/images/icons/media/21-9/device-all.jpg/jcr:content/renditions/cq5dam.web.490.1000.jpeg 2x"/> <img id="chp_main_image_45" class="A-IMAGE-RW-ALL smart-image-img" role="img" src="/content/dam/hsbc/en/images/icons/media/21-9/device-all.jpg/_jcr_content/renditions/cq5dam.web.1280.1280.jpeg" alt/> </picture> </figure> </div> </div> </div></div> <div id="chp_main_container_item_content_17" class="item-content"> <div class="item-title item-content-text"> <h3 id="chp_main_link_17" class="link-container link-header"> <a class="A-LNKC16R-RW-ALL A-TYPS4L-RW-DEV" href="/financial-fitness/fitness-score/#register" data-event-component="text link" data-event-name="online webinars|component:tools|position:2"> <span class="link text"> Online webinars </span> <span class="icon icon-chevron-right-small" aria-hidden="true"></span> </a> </h3> </div> <div class="item-content-text"> <div class="A-TYPS5R-RW-DEV text-container text "> Register for one of our free webinars on everything from budgeting to making the most of your money or one of our specific cost of living webinars. </div> </div> <div class="item-content-text"> <ul class="stackable-links "> </ul> </div> </div> </div> </div> </div> </div> </div> <div class="M-CNT-ART-DEV"> <div id="chp_main_container_7" class="container-layout__50-50"> <div class="A-DIVHL-RW-ALL remove-line"> </div> <div class="container-content"> <div class="M-CNT-ITEM-ART-DEV"> <div id="chp_main_container_item_18" class="item-layout__img-small"> <div id="chp_main_container_item_img_16" class="item-image"><div class="img-container"> <div class="M-IMG-RW-DEV"> <div id="chp_main_image_46" class="smart-image"> <figure class="smart-image-figure"> <picture id="chp_main_image_47"> <source srcset="/content/dam/hsbc/en/images/icons/media/21-9/survey.jpg/jcr:content/renditions/cq5dam.web.590.1000.jpeg 1x, /content/dam/hsbc/en/images/icons/media/21-9/survey.jpg/jcr:content/renditions/cq5dam.web.1220.1000.jpeg 2x" media="(min-width: 960px)"/> <source srcset="/content/dam/hsbc/en/images/icons/media/21-9/survey.jpg/jcr:content/renditions/cq5dam.web.430.1000.jpeg 1x, /content/dam/hsbc/en/images/icons/media/21-9/survey.jpg/jcr:content/renditions/cq5dam.web.880.1000.jpeg 2x" media="(min-width: 480px)"/> <source srcset="/content/dam/hsbc/en/images/icons/media/21-9/survey.jpg/jcr:content/renditions/cq5dam.web.230.1000.jpeg 1x, /content/dam/hsbc/en/images/icons/media/21-9/survey.jpg/jcr:content/renditions/cq5dam.web.490.1000.jpeg 2x"/> <img id="chp_main_image_48" class="A-IMAGE-RW-ALL smart-image-img" role="img" src="/content/dam/hsbc/en/images/icons/media/21-9/survey.jpg/_jcr_content/renditions/cq5dam.web.1280.1280.jpeg" alt/> </picture> </figure> </div> </div> </div></div> <div id="chp_main_container_item_content_18" class="item-content"> <div class="item-title item-content-text"> <h3 id="chp_main_link_18" class="link-container link-header"> <a class="A-LNKC16R-RW-ALL A-TYPS4L-RW-DEV" href="/financial-fitness/fitness-score/#health-check" data-event-component="text link" data-event-name="financial health check|component:tools|position:3"> <span class="link text"> Financial health checks </span> <span class="icon icon-chevron-right-small" aria-hidden="true"></span> </a> </h3> </div> <div class="item-content-text"> <div class="A-TYPS5R-RW-DEV text-container text "> Our financial health specialists are available to speak to you about your banking and financial needs. </div> </div> <div class="item-content-text"> <ul class="stackable-links "> </ul> </div> </div> </div> </div> <div class="M-CNT-ITEM-ART-DEV"> <div id="chp_main_container_item_19" class="item-layout__img-small"> <div id="chp_main_container_item_img_17" class="item-image"><div class="img-container"> <div class="M-IMG-RW-DEV"> <div id="chp_main_image_49" class="smart-image"> <figure class="smart-image-figure"> <picture id="chp_main_image_50"> <source srcset="/content/dam/hsbc/en/images/pictograms/white-bg/16-9-tile/trade-lower-rates.jpg/jcr:content/renditions/cq5dam.web.590.1000.jpeg 1x" media="(min-width: 960px)"/> <source srcset="/content/dam/hsbc/en/images/pictograms/white-bg/16-9-tile/trade-lower-rates.jpg/jcr:content/renditions/cq5dam.web.430.1000.jpeg 1x" media="(min-width: 480px)"/> <source srcset="/content/dam/hsbc/en/images/pictograms/white-bg/16-9-tile/trade-lower-rates.jpg/jcr:content/renditions/cq5dam.web.230.1000.jpeg 1x, /content/dam/hsbc/en/images/pictograms/white-bg/16-9-tile/trade-lower-rates.jpg/jcr:content/renditions/cq5dam.web.490.1000.jpeg 2x"/> <img id="chp_main_image_51" class="A-IMAGE-RW-ALL smart-image-img" role="img" src="/content/dam/hsbc/en/images/pictograms/white-bg/16-9-tile/trade-lower-rates.jpg" alt/> </picture> </figure> </div> </div> </div></div> <div id="chp_main_container_item_content_19" class="item-content"> <div class="item-title item-content-text"> <h3 id="chp_main_link_19" class="link-container link-header"> <a class="A-LNKC16R-RW-ALL A-TYPS4L-RW-DEV" href="/ways-to-bank/mobile/money-management/" data-event-component="text link" data-event-name="plan ahead|component:tools|position:4"> <span class="link text"> Plan ahead </span> <span class="icon icon-chevron-right-small" aria-hidden="true"></span> </a> </h3> </div> <div class="item-content-text"> <div class="A-TYPS5R-RW-DEV text-container text "> Use our money management tools to stay on track of spending and help make the most of your money. </div> </div> <div class="item-content-text"> <ul class="stackable-links "> </ul> </div> </div> </div> </div> </div> <div class="A-DIVHLFOO-RW-DEV"></div> </div> </div> <div class="M-CNT-ART-DEV"> <div id="chp_main_container_8" class="container-layout__50-50"> <div class="row container-title-wrapper"> <div class="title m-xsm-12 m-mdsm-10 m-md-8"> <div class="title-wrapper"> <div class="title-main"> <h2 class="A-TYPS3L-RW-DEV text-container text "> Need help paying your energy bills? </h2> </div> <div class="A-TYPS5R-RW-DEV description text-container text "> If you're struggling to pay your energy bills, the best thing to do is contact your supplier as soon as you can. Here are some handy links outlining help you can get from some of the UK's biggest gas and electricity providers.<br> If your energy company isn't here, please visit their website to see what support they can offer. </div> </div> </div> </div> <div class="A-DIVHL-RW-ALL "> </div> <div class="container-content"> <div class="M-CNT-ITEM-ART-DEV"> <div id="chp_main_container_item_20" class="item-layout__no-img"> <div id="chp_main_container_item_content_20" class="item-content"> <div class="item-title item-content-text"> </div> <div class="item-content-text"> </div> <div class="item-content-text"> <ul class="stackable-links "> <div class="link"> <div id="chp_main_link_20" class="link-container"> <a class="A-LNKC16R-RW-ALL A-TYPS5R-RW-DEV" href="https://www.britishgas.co.uk/energy/help-if-youre-struggling-to-pay.html" data-event-component="text link" data-event-name="british gas|component:help|position:1"> <span class="link text"> British Gas </span> <span class="icon icon-chevron-right-small" aria-hidden="true"></span> </a> </div> </div> <div class="link"> <div id="chp_main_link_21" class="link-container"> <a class="A-LNKC16R-RW-ALL A-TYPS5R-RW-DEV" href="https://www.ovoenergy.com/help/debt-and-energy-assistance#what-is-the-ovo-energy-fund" data-event-component="text link" data-event-name="ovo|component:help|position:3"> <span class="link text"> OVO </span> <span class="icon icon-chevron-right-small" aria-hidden="true"></span> </a> </div> </div> <div class="link"> <div id="chp_main_link_22" class="link-container"> <a class="A-LNKC16R-RW-ALL A-TYPS5R-RW-DEV" href="https://www.eonenergy.com/for-your-home/help-and-support/getting-help-pay-your-bill" data-event-component="text link" data-event-name="e.on|component:help|position:5"> <span class="link text"> E.ON </span> <span class="icon icon-chevron-right-small" aria-hidden="true"></span> </a> </div> </div> <div class="link"> <div id="chp_main_link_23" class="link-container"> <a class="A-LNKC16R-RW-ALL A-TYPS5R-RW-DEV" href="https://bulb.co.uk/getting-help-if-you-cant-afford-to-pay-your-energy-bills/#:~:text=If%20you%27re%20worried%20about%20your%20next%20payment&text=If%20you%27ve%20run%20out,credit%20added%20to%20your%20meter.&text=You%20might%20be%20able%20to,page%20of%20your%20Bulb%20account." data-event-component="text link" data-event-name="bulb|component:help|position:7"> <span class="link text"> Bulb </span> <span class="icon icon-chevron-right-small" aria-hidden="true"></span> </a> </div> </div> </ul> </div> </div> </div> </div> <div class="M-CNT-ITEM-ART-DEV"> <div id="chp_main_container_item_21" class="item-layout__no-img"> <div id="chp_main_container_item_content_21" class="item-content"> <div class="item-title item-content-text"> </div> <div class="item-content-text"> </div> <div class="item-content-text"> <ul class="stackable-links "> <div class="link"> <div id="chp_main_link_24" class="link-container"> <a class="A-LNKC16R-RW-ALL A-TYPS5R-RW-DEV" href="https://www.edfenergy.com/for-home/help-centre/faq/extra-support-when-you-need-it?steps=23147#chapter-23146-6" data-event-component="text link" data-event-name="edf|component:help|position:2"> <span class="link text"> EDF </span> <span class="icon icon-chevron-right-small" aria-hidden="true"></span> </a> </div> </div> <div class="link"> <div id="chp_main_link_25" class="link-container"> <a class="A-LNKC16R-RW-ALL A-TYPS5R-RW-DEV" href="https://octopus.energy/blog/struggling-to-pay" data-event-component="text link" data-event-name="octopus|component:help|position:4"> <span class="link text"> Octopus </span> <span class="icon icon-chevron-right-small" aria-hidden="true"></span> </a> </div> </div> <div class="link"> <div id="chp_main_link_26" class="link-container"> <a class="A-LNKC16R-RW-ALL A-TYPS5R-RW-DEV" href="https://www.eonnext.com/policies/struggling-to-pay" data-event-component="text link" data-event-name="e.on next|component:help|position:6"> <span class="link text"> E.ON Next </span> <span class="icon icon-chevron-right-small" aria-hidden="true"></span> </a> </div> </div> <div class="link"> <div id="chp_main_link_27" class="link-container"> <a class="A-LNKC16R-RW-ALL A-TYPS5R-RW-DEV" href="https://community.scottishpower.co.uk/t5/Extra-Help/Financial-help/ta-p/4815" data-event-component="text link" data-event-name="scottish power|component:help|position:8"> <span class="link text"> Scottish Power </span> <span class="icon icon-chevron-right-small" aria-hidden="true"></span> </a> </div> </div> </ul> </div> </div> </div> </div> </div> <div class="A-DIVHLFOO-RW-DEV"></div> </div> </div> <div class="M-CNT-ART-DEV"> <div id="chp_main_container_9" class="container-layout__50-50"> <div class="row container-title-wrapper"> <div class="title m-xsm-12 m-mdsm-10 m-md-8"> <div class="title-wrapper"> <div class="title-main"> <h2 class="A-TYPS3L-RW-DEV text-container text "> Explore more </h2> </div> </div> </div> </div> <div class="A-DIVHL-RW-ALL "> </div> <div class="container-content"> <div class="M-CNT-ITEM-ART-DEV"> <div id="chp_main_container_item_22" class="item-layout__oposite-img-small"> <div id="chp_main_container_item_img_18" class="item-image"><div class="img-container"> <div class="M-IMG-RW-DEV"> <div id="chp_main_image_52" class="smart-image"> <figure class="smart-image-figure"> <picture id="chp_main_image_53"> <source srcset="/content/dam/hsbc/gb/images/articles/21-9/400-couple-house-bills.jpg/jcr:content/renditions/cq5dam.web.590.1000.jpeg 1x, /content/dam/hsbc/gb/images/articles/21-9/400-couple-house-bills.jpg/jcr:content/renditions/cq5dam.web.1220.1000.jpeg 2x" media="(min-width: 960px)"/> <source srcset="/content/dam/hsbc/gb/images/articles/21-9/400-couple-house-bills.jpg/jcr:content/renditions/cq5dam.web.430.1000.jpeg 1x, /content/dam/hsbc/gb/images/articles/21-9/400-couple-house-bills.jpg/jcr:content/renditions/cq5dam.web.880.1000.jpeg 2x" media="(min-width: 480px)"/> <source srcset="/content/dam/hsbc/gb/images/articles/21-9/400-couple-house-bills.jpg/jcr:content/renditions/cq5dam.web.230.1000.jpeg 1x, /content/dam/hsbc/gb/images/articles/21-9/400-couple-house-bills.jpg/jcr:content/renditions/cq5dam.web.490.1000.jpeg 2x"/> <img id="chp_main_image_54" class="A-IMAGE-RW-ALL smart-image-img" role="img" src="/content/dam/hsbc/gb/images/articles/21-9/400-couple-house-bills.jpg" alt/> </picture> </figure> </div> </div> </div></div> <div id="chp_main_container_item_content_22" class="item-content"> <div class="item-title item-content-text"> <h3 id="chp_main_link_28" class="link-container link-header"> <a class="A-LNKC16R-RW-ALL A-TYPS4L-RW-DEV" href="/financial-fitness/everyday-budgeting/" data-event-component="text link" data-event-name="everyday budgeting|component:lateral links|position:1"> <span class="link text"> Everyday budgeting </span> <span class="icon icon-chevron-right-small" aria-hidden="true"></span> </a> </h3> </div> <div class="item-content-text"> <div class="A-TYPS5R-RW-DEV text-container text "> Check out these helpful tips, including planning a budget and making good financial decisions. </div> </div> <div class="item-content-text"> <ul class="stackable-links "> </ul> </div> </div> </div> </div> <div class="M-CNT-ITEM-ART-DEV"> <div id="chp_main_container_item_23" class="item-layout__oposite-img-small"> <div id="chp_main_container_item_img_19" class="item-image"><div class="img-container"> <div class="M-IMG-RW-DEV"> <div id="chp_main_image_55" class="smart-image"> <figure class="smart-image-figure"> <picture id="chp_main_image_56"> <source srcset="/content/dam/hsbc/gb/images/articles/21-9/working-out-outdoors1.jpg/jcr:content/renditions/cq5dam.web.590.1000.jpeg 1x, /content/dam/hsbc/gb/images/articles/21-9/working-out-outdoors1.jpg/jcr:content/renditions/cq5dam.web.1220.1000.jpeg 2x" media="(min-width: 960px)"/> <source srcset="/content/dam/hsbc/gb/images/articles/21-9/working-out-outdoors1.jpg/jcr:content/renditions/cq5dam.web.430.1000.jpeg 1x, /content/dam/hsbc/gb/images/articles/21-9/working-out-outdoors1.jpg/jcr:content/renditions/cq5dam.web.880.1000.jpeg 2x" media="(min-width: 480px)"/> <source srcset="/content/dam/hsbc/gb/images/articles/21-9/working-out-outdoors1.jpg/jcr:content/renditions/cq5dam.web.230.1000.jpeg 1x, /content/dam/hsbc/gb/images/articles/21-9/working-out-outdoors1.jpg/jcr:content/renditions/cq5dam.web.490.1000.jpeg 2x"/> <img id="chp_main_image_57" class="A-IMAGE-RW-ALL smart-image-img" role="img" src="/content/dam/hsbc/gb/images/articles/21-9/working-out-outdoors1.jpg" alt/> </picture> </figure> </div> </div> </div></div> <div id="chp_main_container_item_content_23" class="item-content"> <div class="item-title item-content-text"> <h3 id="chp_main_link_29" class="link-container link-header"> <a class="A-LNKC16R-RW-ALL A-TYPS4L-RW-DEV" href="/financial-fitness/" data-event-component="text link" data-event-name="financial fitness|component:lateral links|position:2"> <span class="link text"> Financial fitness </span> <span class="icon icon-chevron-right-small" aria-hidden="true"></span> </a> </h3> </div> <div class="item-content-text"> <div class="A-TYPS5R-RW-DEV text-container text "> Getting your finances in shape can make a big difference to your wellbeing. Check out our guides and tools to help you make your financial fitness plan. </div> </div> <div class="item-content-text"> <ul class="stackable-links "> </ul> </div> </div> </div> </div> </div> </div> </div> <div class="M-CNT-ART-DEV"> <div id="chp_main_container_10" class="container-layout__50-50"> <div class="container-content"> <div class="M-CNT-ITEM-ART-DEV"> <div id="chp_main_container_item_24" class="item-layout__oposite-img-small"> <div id="chp_main_container_item_img_20" class="item-image"><div class="img-container"> <div class="M-IMG-RW-DEV"> <div id="chp_main_image_58" class="smart-image"> <figure class="smart-image-figure"> <picture id="chp_main_image_59"> <source srcset="/content/dam/hsbc/gb/images/16-9/6615-running-with-dog-800x450.jpg/jcr:content/renditions/cq5dam.web.590.1000.jpeg 1x" media="(min-width: 960px)"/> <source srcset="/content/dam/hsbc/gb/images/16-9/6615-running-with-dog-800x450.jpg/jcr:content/renditions/cq5dam.web.430.1000.jpeg 1x" media="(min-width: 480px)"/> <source srcset="/content/dam/hsbc/gb/images/16-9/6615-running-with-dog-800x450.jpg/jcr:content/renditions/cq5dam.web.230.1000.jpeg 1x, /content/dam/hsbc/gb/images/16-9/6615-running-with-dog-800x450.jpg/jcr:content/renditions/cq5dam.web.490.1000.jpeg 2x"/> <img id="chp_main_image_60" class="A-IMAGE-RW-ALL smart-image-img" role="img" src="/content/dam/hsbc/gb/images/16-9/6615-running-with-dog-800x450.jpg" alt/> </picture> </figure> </div> </div> </div></div> <div id="chp_main_container_item_content_24" class="item-content"> <div class="item-title item-content-text"> <h3 id="chp_main_link_30" class="link-container link-header"> <a class="A-LNKC16R-RW-ALL A-TYPS4L-RW-DEV" href="https://financialfitness.hsbc.co.uk/" data-event-component="text link" data-event-name="find out how financially fit you are|component:lateral links|position:3"> <span class="link text"> Find out how financially fit you are </span> <span class="icon icon-chevron-right-small" aria-hidden="true"></span> </a> </h3> </div> <div class="item-content-text"> <div class="A-TYPS5R-RW-DEV text-container text "> Check your financial fitness score and get your money in shape. </div> </div> <div class="item-content-text"> <ul class="stackable-links "> </ul> </div> </div> </div> </div> <div class="M-CNT-ITEM-ART-DEV"> <div id="chp_main_container_item_25" class="item-layout__oposite-img-small"> <div id="chp_main_container_item_img_21" class="item-image"><div class="img-container"> <div class="M-IMG-RW-DEV"> <div id="chp_main_image_61" class="smart-image"> <figure class="smart-image-figure"> <picture id="chp_main_image_62"> <source srcset="/content/dam/hsbc/gb/images/21-9/1240x400/man-phone-train-station.jpg/jcr:content/renditions/cq5dam.web.590.1000.jpeg 1x, /content/dam/hsbc/gb/images/21-9/1240x400/man-phone-train-station.jpg/jcr:content/renditions/cq5dam.web.1220.1000.jpeg 2x" media="(min-width: 960px)"/> <source srcset="/content/dam/hsbc/gb/images/21-9/1240x400/man-phone-train-station.jpg/jcr:content/renditions/cq5dam.web.430.1000.jpeg 1x, /content/dam/hsbc/gb/images/21-9/1240x400/man-phone-train-station.jpg/jcr:content/renditions/cq5dam.web.880.1000.jpeg 2x" media="(min-width: 480px)"/> <source srcset="/content/dam/hsbc/gb/images/21-9/1240x400/man-phone-train-station.jpg/jcr:content/renditions/cq5dam.web.230.1000.jpeg 1x, /content/dam/hsbc/gb/images/21-9/1240x400/man-phone-train-station.jpg/jcr:content/renditions/cq5dam.web.490.1000.jpeg 2x"/> <img id="chp_main_image_63" class="A-IMAGE-RW-ALL smart-image-img" role="img" src="/content/dam/hsbc/gb/images/21-9/1240x400/man-phone-train-station.jpg" alt/> </picture> </figure> </div> </div> </div></div> <div id="chp_main_container_item_content_25" class="item-content"> <div class="item-title item-content-text"> <h3 id="chp_main_link_31" class="link-container link-header"> <a class="A-LNKC16R-RW-ALL A-TYPS4L-RW-DEV" href="/ways-to-bank/mobile/" 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