Financial Fitness | Financial Wellbeing

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aria-hidden="true"></span> <span class="header-main-navigation-subtitle">Short & long-term</span> </div> <div aria-hidden="true" class="doormat-menu" data-source="header-doormat-1"> <div class="doormat-container row"> <div class="doormat-main sm-12 lg-9"> <div class="row"> <div class="doormat-main-column sm-12 lg-4"> <div class="doormat-column-content"> <div class="links-group"> <a href="https://www.hsbc.co.uk/credit-cards/" data-event-component="topnav" data-event-name="Borrowing: Credit cards" class="doormat-heading-link"> <h2 class="doormat-heading">Credit cards</h2> </a> <ul class="doormat-links"> <li> <a href="/credit-cards/balance-transfer-credit-cards/" aria-label="Balance transfer credit cards" data-event-component="topnav" data-event-name="Borrowing: Credit cards: Balance transfer cards"> Balance transfer credit cards </a> </li> <li> <a href="https://www.hsbc.co.uk/credit-cards/purchase-credit-cards/" aria-label="Purchase cards" data-event-component="topnav" data-event-name="Borrowing: Credit cards: Purchase cards"> Purchase cards </a> </li> <li> <a href="https://www.hsbc.co.uk/credit-cards/rewards-credit-cards/" aria-label="Rewards cards" data-event-component="topnav" data-event-name="Borrowing: Credit cards: reward cards"> Rewards cards </a> </li> <li> <a href="https://www.hsbc.co.uk/credit-cards/credit-builder-credit-cards/" aria-label="Credit building cards" data-event-component="topnav" data-event-name="Borrowing: Credit cards: Credit building cards"> Credit building cards </a> </li> <li> <a href="https://www.hsbc.co.uk/credit-cards/premier-credit-cards/" aria-label="Premier cards" data-event-component="topnav" data-event-name="Borrowing: Credit cards: Premier cards"> Premier cards </a> </li> <li> <a href="/loans/ways-to-borrow/" aria-label="Ways to borrow"> Ways to borrow </a> </li> <li> <a href="/credit-cards/eligibility-checker/" aria-label="Credit card eligibility checker" data-event-component="topnav" data-event-name="Borrowing: Credit cards: credit card eligibility checker"> Credit card eligibility checker </a> </li> <li> <a href="https://www.hsbc.co.uk/credit-cards/products/" aria-label="See all credit cards" data-event-component="topnav" data-event-name="Borrowing: Credit cards: See all credit cards"> See all credit cards </a> </li> </ul> </div> </div> </div> <div class="doormat-main-column sm-12 lg-4"> <div class="doormat-column-content"> <div class="links-group"> <a href="https://www.hsbc.co.uk/loans/" data-event-component="topnav" data-event-name="Borrowing: Loans" class="doormat-heading-link"> <h2 class="doormat-heading">Loans</h2> </a> <ul class="doormat-links"> <li> <a href="https://www.hsbc.co.uk/loans/products/personal/" aria-label="Personal Loan" data-event-component="topnav" data-event-name="Borrowing: Loans: Personal Loan"> Personal Loan </a> </li> <li> <a href="https://www.hsbc.co.uk/loans/products/premier/" aria-label="Premier Loan" data-event-component="topnav" data-event-name="Borrowing: Loans: Premier Loan"> Premier Loan </a> </li> <li> <a href="https://www.hsbc.co.uk/loans/products/car-loan/" aria-label="Car Loan" data-event-component="topnav" data-event-name="Borrowing: Loans: Car Loan"> Car Loan </a> </li> <li> <a href="https://www.hsbc.co.uk/loans/products/home-improvements/" aria-label="Home Improvement Loan" data-event-component="topnav" data-event-name="Borrowing: Loans: Home Improvement Loan"> Home Improvement Loan </a> </li> <li> <a href="https://www.hsbc.co.uk/loans/products/top-up-loans/" aria-label="Top up your loan" data-event-component="topnav" data-event-name="Borrowing: Loans: Top up your loan"> Top up your loan </a> </li> <li> <a href="/loans/ways-to-borrow/" aria-label="Ways to borrow"> Ways to borrow </a> </li> <li> <a href="/loans/products/debt-consolidation/" aria-label="Debt Consolidation Loan"> Debt Consolidation Loan </a> </li> <li> <a href="/loans/flexipay/" aria-label="HSBC Flexipay"> HSBC Flexipay </a> </li> <li> <a href="https://www.hsbc.co.uk/loans/" aria-label="See all loans" data-event-component="topnav" data-event-name="Borrowing: Loans: See all loans"> See all loans </a> </li> </ul> </div> </div> </div> <div class="doormat-main-column sm-12 lg-4"> <div class="doormat-column-content"> <div class="links-group"> <a href="https://www.hsbc.co.uk/mortgages/" data-event-component="topnav" data-event-name="Borrowing: Mortgages" class="doormat-heading-link"> <h2 class="doormat-heading">Mortgages</h2> </a> <ul class="doormat-links"> <li> <a href="/mortgages/existing-customers/switch/" aria-label="Switch your mortgage rate"> Switch your mortgage rate </a> </li> <li> <a href="https://www.hsbc.co.uk/mortgages/move-your-mortgage/" aria-label="Remortgage to HSBC" data-event-component="topnav" data-event-name="Borrowing: Mortgages: Remortgage to HSBC"> Remortgage to HSBC </a> </li> <li> <a href="https://www.hsbc.co.uk/mortgages/first-time-buyers/" aria-label="First-time buyers" data-event-component="topnav" data-event-name="Borrowing: Mortgages: First-time Buyers"> First-time buyers </a> </li> <li> <a href="https://www.hsbc.co.uk/mortgages/how-to-apply/" aria-label="Get a decision in principle" data-event-component="topnav" data-event-name="Borrowing: Mortgages: Get a decision in principle"> Get a decision in principle </a> </li> <li> <a href="/mortgages/moving-home/" aria-label="Moving home" data-event-component="topnav" data-event-name="Borrowing: Mortgages: 95% mortgages"> Moving home </a> </li> <li> <a href="https://www.hsbc.co.uk/mortgages/our-rates/" aria-label="Mortgage rates" data-event-component="topnav" data-event-name="Borrowing: Mortgages: Mortgage rates"> Mortgage rates </a> </li> <li> <a href="https://www.hsbc.co.uk/mortgages/calculators/" aria-label="Mortgage calculators" data-event-component="topnav" data-event-name="Borrowing: Mortgages: Calculators"> Mortgage calculators </a> </li> <li> <a href="/mortgages/application-in-progress/" aria-label="Continue my application"> Continue my application </a> </li> </ul> </div> </div> </div> </div> </div> <div class="doormat-highlight sm-12 lg-3"> <div class="doormat-highlight-menu"> <div> <div class="links-group"> <h2 class="doormat-heading">Already borrowing with us?</h2> <ul class="doormat-links"> <li> <a href="/mortgages/cost-of-living-support/" aria-label="Mortgage charter" data-event-component="topnav" data-event-name="Borrowing: Already borrowing with us: Mortgage charter"> Mortgage charter </a> </li> <li> <a href="/mortgages/existing-customers/" aria-label="Manage your existing mortgage" data-event-component="topnav" data-event-name="Borrowing: Already borrowing with us: Manage your existing mortgage"> Manage your existing mortgage </a> </li> <li> <a href="https://www.hsbc.co.uk/help/money-worries/" aria-label="Money worries " data-event-component="topnav" data-event-name="Borrowing: Mortgage payment support"> Money worries </a> </li> <li> <a href="/help/money-worries/mortgage-payments/" aria-label="Mortgage payment support" data-event-component="topnav" data-event-name="Borrowing: Mortgage payment support"> Mortgage payment support </a> </li> <li> <a href="/credit-cards/existing-customers/" aria-label="Manage your credit card" data-event-component="topnav" data-event-name="Borrowing: Already borrowing with us: Manage your cards"> Manage your credit card </a> </li> <li> <a href="/credit-cards/fees/" aria-label="Credit card fees and rates"> Credit card fees and rates </a> </li> <li> <a href="/help/bank-of-england-base-rate/" aria-label="Base rate information" data-event-component="topnav" data-event-name="Borrowing: Already borrowing with us: Base rate information"> Base rate information </a> </li> <li> <a href="/credit-cards/credit-card-repayment-calculator/" aria-label="Credit card repayment calculator"> Credit card repayment calculator </a> </li> </ul> </div> </div> </div> </div> </div> </div> </li> <li class="header-main-navigation-item" tabindex="0"> <div data-target="header-doormat-2" class="header-mobile-doormat-2 header-doormat-mobile-title sidebar-submenu-trigger"> <span class="icon icon-investment hide-on-desktop" aria-hidden="true"></span> <span class="header-main-navigation-title">Investing</span> <span class="icon icon-chevron-right hide-on-desktop" aria-hidden="true"></span> <span class="header-main-navigation-subtitle">Products & planning</span> </div> <div aria-hidden="true" class="doormat-menu" data-source="header-doormat-2"> <div class="doormat-container row"> <div class="doormat-main sm-12 lg-9"> <div class="row"> <div class="doormat-main-column sm-12 lg-4"> <div class="doormat-column-content"> <div class="links-group"> <a href="https://www.hsbc.co.uk/investments/" data-event-component="topnav" data-event-name="Investing: Ways to invest" class="doormat-heading-link"> <h2 class="doormat-heading">Investing</h2> </a> <ul class="doormat-links"> <li> <a href="/investments/new-to-investing/" aria-label="New to investing?" data-event-component="topnav" data-event-name="investing: way to invest: new to investing"> New to investing? </a> </li> <li> <a href="https://www.hsbc.co.uk/investments/isas/" aria-label="Stocks & shares ISA" data-event-component="topnav" data-event-name="Investing: Ways to invest: Invest in an ISA"> Stocks & shares ISA </a> </li> <li> <a href="https://www.hsbc.co.uk/investments/funds/" aria-label="Invest in funds" data-event-component="topnav" data-event-name="Investing: Ways to invest: Invest in funds"> Invest in funds </a> </li> <li> <a href="https://www.hsbc.co.uk/investments/products/invest-direct/" aria-label="Invest in shares" data-event-component="topnav" data-event-name="Investing: Ways to invest: Invest in invest-direct"> Invest in shares </a> </li> <li> <a href="https://www.hsbc.co.uk/investments/products/" aria-label="See all investments" data-event-component="topnav" data-event-name="Investing: Ways to invest: Invest in products"> See all investments </a> </li> </ul> </div> </div> </div> <div class="doormat-main-column sm-12 lg-4"> <div class="doormat-column-content"> <div class="links-group"> <a href="https://www.hsbc.co.uk/investments/advice/" data-event-component="topnav" data-event-name="Investing: Your advice options" class="doormat-heading-link"> <h2 class="doormat-heading">Advice</h2> </a> <ul class="doormat-links"> <li> <a href="https://www.hsbc.co.uk/investments/advice/financial-advice/" aria-label="Financial advice" data-event-component="topnav" data-event-name="Investing: Your advice options: Financial advice"> Financial advice </a> </li> <li> <a href="/investments/advice/premier-investment-management-service/" aria-label="Premier investment management" data-event-component="topnav" data-event-name="Investing: Your advice options: Premier investment management"> Premier investment management </a> </li> <li> <a href="https://www.hsbc.co.uk/insurance/protection-advice/" aria-label="Protection advice" data-event-component="topnav" data-event-name="Investing: Your advice options: Protection advice"> Protection advice </a> </li> </ul> </div> <div class="links-group"> <a href="https://www.hsbc.co.uk/retirement/" data-event-component="topnav" data-event-name="Investing: Visualise your retirement" class="doormat-heading-link"> <h2 class="doormat-heading">Retirement</h2> </a> <ul class="doormat-links"> <li> <a href="https://retirementcalculator.hsbc.co.uk" aria-label="Retirement calculator" data-event-component="topnav" data-event-name="Investing: Visualise your retirement: Retirement calculator"> Retirement calculator </a> </li> <li> <a href="https://www.hsbc.co.uk/retirement/investing-for-retirement/" aria-label="Investing for retirement" data-event-component="topnav" data-event-name="Investing: Visualise your retirement: Investing for retirement"> Investing for retirement </a> </li> </ul> </div> </div> </div> <div class="doormat-main-column sm-12 lg-4"> <div class="doormat-column-content"> <div class="links-group"> <a href="https://www.hsbc.co.uk/wealth/planning/" data-event-component="topnav" data-event-name="Investing: Improve your knowledge " class="doormat-heading-link"> <h2 class="doormat-heading">Wealth planning </h2> </a> <ul class="doormat-links"> <li> <a href="/wealth/planning/future-planner/" aria-label="Future Planner " data-event-component="topnav" data-event-name="Future Planner "> Future Planner </a> </li> <li> <a href="/investments/goal-based-investing/" aria-label="Investment goals" data-event-component="topnav" data-event-name="Investing: Ways to invest: Investment goals"> Investment goals </a> </li> <li> <a href="https://www.hsbc.co.uk/investments/financial-action-plan" aria-label="Your financial action plan" data-event-component="topnav" data-event-name="Investing: Invest in yourself: Your financial action plan"> Your financial action plan </a> </li> <li> <a href="/wealth/investment-calculator/" aria-label="Investment calculator" data-event-component="topnav" data-event-name="Investing: Invest in yourself: Investment calculator"> Investment calculator </a> </li> <li> <a href="/wealth/education-calculator/" aria-label="Children’s education calculator" data-event-component="topnav" data-event-name="investing: improve your knowledge: children's education calculator"> Children’s education calculator </a> </li> <li> <a href="https://www.hsbc.co.uk/wealth/insights/" aria-label="Wealth Insights" data-event-component="topnav" data-event-name="Investing: Invest in yourself: HSBC Wealth insights"> Wealth Insights </a> </li> </ul> </div> <div class="links-group"> <ul class="doormat-links"> </ul> </div> </div> </div> </div> </div> <div class="doormat-highlight sm-12 lg-3"> <div class="doormat-highlight-menu"> <div> <div class="links-group"> <h2 class="doormat-heading">Already investing with us?</h2> <ul class="doormat-links"> <li> <a href="https://www.hsbc.co.uk/investments/existing-customers/" aria-label="Manage your investments" data-event-component="topnav" data-event-name="Investing: Already investing with us?: Manage your investments"> Manage your investments </a> </li> <li> <a href="/investments/existing-customers/goal-based-investing/" aria-label="How to use investment goals" data-event-component="topnav" data-event-name="Investing: Already investing with us?: How to use investment goals"> How to use investment goals </a> </li> <li> <a href="https://www.hsbc.co.uk/investments/existing-customers/global-investment-centre/" aria-label="How to use our Global Investment Centre" data-event-component="topnav" data-event-name="Investing: Already investing with us?: How to buy and sell funds"> How to use our Global Investment Centre </a> </li> <li> <a href="https://www.hsbc.co.uk/investments/existing-customers/invest-direct/" aria-label="How to use InvestDirect" data-event-component="topnav" data-event-name="Investing: Already investing with us?: How to buy and sell shares"> How to use InvestDirect </a> </li> <li> <a href="https://www.hsbc.co.uk/investments/products/onshore-investment-bond/" aria-label="Onshore Investment Bond" data-event-component="topnav" data-event-name="Investing: Already investing with us?: Onshore Investment Bond"> Onshore Investment Bond </a> </li> <li> <a href="https://www.hsbc.co.uk/investments/products/child-trust-fund/" aria-label="Child Trust Fund" data-event-component="topnav" data-event-name="Investing:Already investing with us?: Child Trust Fund"> Child Trust Fund </a> </li> <li> <a href="/investments/existing-customers/flexible-retirement-account/" aria-label="Manage your Flexible Retirement Account" data-event-component="topnav" data-event-name="Investing: Already investing with us?: Manage your Flexible Retirement Account"> Manage your Flexible Retirement Account </a> </li> </ul> </div> </div> </div> </div> </div> </div> </li> <li class="header-main-navigation-item" tabindex="0"> <div data-target="header-doormat-3" class="header-mobile-doormat-3 header-doormat-mobile-title sidebar-submenu-trigger"> <span class="icon icon-insurance hide-on-desktop" aria-hidden="true"></span> <span class="header-main-navigation-title">Insurance</span> <span class="icon icon-chevron-right hide-on-desktop" aria-hidden="true"></span> <span class="header-main-navigation-subtitle">Property & family</span> </div> <div aria-hidden="true" class="doormat-menu" data-source="header-doormat-3"> <div class="doormat-container row"> <div class="doormat-main sm-12 lg-9"> <div class="row"> <div class="doormat-main-column sm-12 lg-4"> <div class="doormat-column-content"> <div class="links-group"> <a href="/insurance/" data-event-component="topnav" data-event-name="Insurance: Insurance" class="doormat-heading-link"> <h2 class="doormat-heading">Insurance</h2> </a> <ul class="doormat-links"> <li> <a href="https://www.hsbc.co.uk/insurance/home/" aria-label="Home Insurance" data-event-component="topnav" data-event-name="Insurance: Insurance: Home Insurance"> Home Insurance </a> </li> <li> <a href="https://www.hsbc.co.uk/insurance/products/contents/" aria-label="Contents Insurance" data-event-component="topnav" data-event-name="Insurance: Insurance: Contents Insurance"> Contents Insurance </a> </li> <li> <a href="https://www.hsbc.co.uk/insurance/travel/" aria-label="Travel Insurance" data-event-component="topnav" data-event-name="Banking: Insurance: Travel Insurance"> Travel Insurance </a> </li> <li> <a href="https://www.business.hsbc.uk/en-gb/products-and-solutions/insurance" aria-label="Small Business Insurance" data-event-component="topnav" data-event-name="Banking: Insurance: Small Business Insurance"> Small Business Insurance </a> </li> <li> <a href="https://www.hsbc.co.uk/insurance/products/" aria-label="See all insurance" data-event-component="topnav" data-event-name="Insurance: Insurance: See all insurance"> See all insurance </a> </li> </ul> </div> </div> </div> <div class="doormat-main-column sm-12 lg-4"> <div class="doormat-column-content"> <div class="links-group"> <a href="https://www.hsbc.co.uk/insurance/life/" data-event-component="topnav" data-event-name="Insurance: Life:" class="doormat-heading-link"> <h2 class="doormat-heading">Life</h2> </a> <ul class="doormat-links"> <li> <a href="https://www.hsbc.co.uk/insurance/products/life-cover/" aria-label="Life Cover" data-event-component="topnav" data-event-name="Insurance: Life: Life Cover"> Life Cover </a> </li> <li> <a href="https://www.hsbc.co.uk/insurance/products/critical-illness-cover/" aria-label="Critical Illness Cover" data-event-component="topnav" data-event-name="Insurance: Life: Critical Illness Cover"> Critical Illness Cover </a> </li> <li> <a href="https://www.hsbc.co.uk/insurance/products/income-protection/" aria-label="Income Protection Insurance" data-event-component="topnav" data-event-name="Insurance: Life: Income Protection Insurance"> Income Protection Insurance </a> </li> <li> <a href="https://www.hsbc.co.uk/insurance/protection-advice/" aria-label="Protection advice" data-event-component="topnav" data-event-name="Insurance: Life: Protection advice"> Protection advice </a> </li> <li> <a href="https://www.hsbc.co.uk/insurance/life/" aria-label="See all life insurance" data-event-component="topnav" data-event-name="Insurance: Life: See all life insurance products"> See all life insurance </a> </li> </ul> </div> </div> </div> <div class="doormat-main-column sm-12 lg-4"> <div class="doormat-column-content"> <div class="links-group"> <h2 class="doormat-heading">Claims</h2> <ul class="doormat-links"> <li> <a href="https://www.hsbc.co.uk/insurance/products/select-and-cover/claims/" aria-label="Select and Cover claims"> Select and Cover claims </a> </li> <li> <a href="https://www.hsbc.co.uk/insurance/home/claims/" aria-label="Home Insurance claims"> Home Insurance claims </a> </li> <li> <a href="https://www.hsbc.co.uk/insurance/life/claims/" aria-label="Life Insurance claims" data-event-component="topnav" data-event-name="Insurance: Claims: Life Insurance claims"> Life Insurance claims </a> </li> <li> <a href="https://www.hsbc.co.uk/insurance/travel/claims/" aria-label="Travel Insurance claims" data-event-component="topnav" data-event-name="Insurance: Claims: Travel Insurance claims"> Travel Insurance claims </a> </li> <li> <a href="https://www.hsbc.co.uk/insurance/products/aspects/claims/" aria-label="Aspects Insurance claims" data-event-component="topnav" data-event-name="Insurance: Claims: Aspects Insurance claims"> Aspects Insurance claims </a> </li> <li> <a href="https://www.hsbc.co.uk/insurance/travel/claims/" aria-label="Premier Travel Insurance claims" data-event-component="topnav" data-event-name="Insurance: Claims: Premier Travel Insurance claims"> Premier Travel Insurance claims </a> </li> </ul> </div> </div> </div> </div> </div> <div class="doormat-highlight sm-12 lg-3"> <div class="doormat-highlight-menu"> <div> <div class="links-group"> <h2 class="doormat-heading">Already insured by us? </h2> <ul class="doormat-links"> <li> <a href="https://www.hsbc.co.uk/insurance/products/select-and-cover/claims/" aria-label="Select and Cover support" data-event-component="topnav" data-event-name="Insurance: Already insured by us?: Select and Cover support"> Select and Cover support </a> </li> <li> <a href="https://www.hsbc.co.uk/insurance/home/claims/" aria-label="Home Insurance support" data-event-component="topnav" data-event-name="Insurance: Already insured by us?: Home Insurance support"> Home Insurance support </a> </li> <li> <a href="https://www.hsbc.co.uk/insurance/life/claims/" aria-label="Life Insurance support" data-event-component="topnav" data-event-name="Insurance: Already insured by us?: Life Insurance support"> Life Insurance support </a> </li> <li> <a href="https://www.hsbc.co.uk/insurance/products/premier-travel/" aria-label="Premier Travel support" data-event-component="topnav" data-event-name="Insurance: Already insured by us?: Premier Travel support"> Premier Travel support </a> </li> <li> <a href="https://www.hsbc.co.uk/insurance/products/aspects/" aria-label="Aspects Insurance support" data-event-component="topnav" data-event-name="Insurance: Already insured by us?: Aspects Insurance support"> Aspects Insurance support </a> </li> </ul> </div> </div> </div> </div> </div> </div> </li> <li class="header-main-navigation-item" tabindex="0"> <div data-target="header-doormat-4" class="header-mobile-doormat-4 header-doormat-mobile-title sidebar-submenu-trigger"> <span class="icon icon-health hide-on-desktop" aria-hidden="true"></span> <span class="header-main-navigation-title">Wellbeing</span> <span class="icon icon-chevron-right hide-on-desktop" aria-hidden="true"></span> <span class="header-main-navigation-subtitle">Financial health & support</span> </div> <div aria-hidden="true" class="doormat-menu" data-source="header-doormat-4"> <div class="doormat-container row"> <div class="doormat-main sm-12 lg-9"> <div class="row"> <div class="doormat-main-column sm-12 lg-4"> <div class="doormat-column-content"> <div class="links-group"> <a href="/financial-fitness/" data-event-component="topnav" data-event-name="Wellbeing: Financial fitness" class="doormat-heading-link"> <h2 class="doormat-heading">Financial fitness</h2> </a> <ul class="doormat-links"> <li> <a href="/financial-fitness/fitness-score/" aria-label="Financial health tools & webinars" data-event-component="topnav" data-event-name="Financial fitness score tool"> Financial health tools & webinars </a> </li> <li> <a href="/financial-fitness/everyday-budgeting/" aria-label="Everyday budgeting" data-event-component="topnav" data-event-name="Wellbeing: Financial fitness Everyday budgeting"> Everyday budgeting </a> </li> <li> <a href="/financial-fitness/managing-debt/" aria-label="Managing debt" data-event-component="topnav" data-event-name="Wellbeing: Financial fitness: Managing debt"> Managing 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abroad"> Moving abroad </a> </li> <li> <a href="/students/" aria-label="Going to uni" data-event-component="topnav" data-event-name="Wellbeing: New beginnings: Going to uni"> Going to uni </a> </li> </ul> </div> </div> </div> <div class="doormat-main-column sm-12 lg-4"> <div class="doormat-column-content"> <div class="links-group"> <a href="/help/life-events/" data-event-component="topnav" data-event-name="Wellbeing: Life events" class="doormat-heading-link"> <h2 class="doormat-heading">Life events</h2> </a> <ul class="doormat-links"> <li> <a href="/help/life-events/bereavement/" aria-label="Bereavement support" data-event-component="topnav" data-event-name="Wellbeing: Life events: Bereavement support"> Bereavement support </a> </li> <li> <a href="/help/life-events/assisting-someone-with-their-money/" aria-label="Assisting someone with their money" data-event-component="topnav" data-event-name="Wellbeing: Life events: Assisting someone with their money"> Assisting someone with their money </a> </li> <li> <a href="/help/life-events/separation/" aria-label="Separation" data-event-component="topnav" data-event-name="Wellbeing: Life events: Separation "> Separation </a> </li> <li> <a href="/help/life-events/unexpected-change/redundancy/" aria-label="Losing your job" data-event-component="topnav" data-event-name="Wellbeing: Life events: Losing your job"> Losing your job </a> </li> <li> <a href="/help/life-events/poa/" aria-label="Power of Attorney" data-event-component="topnav" data-event-name="Wellbeing: Life events: Power of attorney"> Power of Attorney </a> </li> <li> <a href="/accessibility/mental-health-and-support/" aria-label="Mental health and support" data-event-component="topnav" data-event-name="Wellbeing: Life events: Mental health and support"> Mental health and support </a> </li> </ul> </div> </div> </div> </div> </div> <div class="doormat-highlight sm-12 lg-3"> <div class="doormat-highlight-menu"> <div> <div class="links-group"> <a 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data-event-name="Wellbeing: Money worries: Managing your finances"> Managing your finances </a> </li> <li> <a href="/financial-fitness/rising-cost-of-living/" aria-label="Rising cost of living" data-event-component="topnav" data-event-name="Wellbeing: Money worries: Coronavirus support"> Rising cost of living </a> </li> <li> <a href="/help/card-support/gambling-restrictions/" aria-label="Support for gambling" data-event-component="topnav" data-event-name="Wellbeing: Card support: Support for gambling"> Support for gambling </a> </li> </ul> </div> </div> </div> </div> </div> </div> </li> <li class="header-main-navigation-item" tabindex="0"> <div data-target="header-doormat-5" class="header-mobile-doormat-5 header-doormat-mobile-title sidebar-submenu-trigger"> <span class="icon icon-help hide-on-desktop" aria-hidden="true"></span> <span class="header-main-navigation-title">Help</span> <span class="icon icon-chevron-right hide-on-desktop" aria-hidden="true"></span> <span class="header-main-navigation-subtitle">Service & security</span> </div> <div aria-hidden="true" class="doormat-menu" data-source="header-doormat-5"> <div class="doormat-container row"> <div class="doormat-main sm-12 lg-9"> <div class="row"> <div class="doormat-main-column sm-12 lg-4"> <div class="doormat-column-content"> <div class="links-group"> <a href="/help/banking-made-easy/" data-event-component="topnav" data-event-name="Help: Managing your account" class="doormat-heading-link"> <h2 class="doormat-heading">Managing your account</h2> </a> <ul class="doormat-links"> <li> <a href="/financial-fitness/rising-cost-of-living/" aria-label="Rising cost of living"> Rising cost of living </a> </li> <li> <a href="/ways-to-bank/" aria-label="Ways to bank" data-event-component="topnav" data-event-name="Help: Managing your account: Ways to bank"> Ways to bank </a> </li> <li> <a href="/help/card-support/" aria-label="Card support" data-event-component="topnav" data-event-name="Help: Managing your account: Card support"> Card support </a> </li> <li> <a href="/help/banking-made-easy/how-to-set-up-a-direct-debit/" aria-label="Set up or cancel a Direct Debit" data-event-component="topnav" data-event-name="Help: Managing your account: Set up or cancel a direct debit"> Set up or cancel a Direct Debit </a> </li> <li> <a href="https://www.hsbc.co.uk/help/banking-made-easy/how-to-set-up-standing-order/" aria-label="Set up or cancel a standing order" data-event-component="topnav" data-event-name="Help: Managing your account: Set up or cancel a standing order"> Set up or cancel a standing order </a> </li> <li> <a href="/help/card-support/dispute-transaction/" aria-label="Query a transaction" data-event-component="topnav" data-event-name="Help: Managing your account: Query a transaction"> Query a transaction </a> </li> </ul> </div> </div> </div> <div class="doormat-main-column sm-12 lg-4"> <div class="doormat-column-content"> <div class="links-group"> <a href="/help/security-centre/" data-event-component="topnav" data-event-name="Help: Fraud and security" class="doormat-heading-link"> <h2 class="doormat-heading">Fraud and security</h2> </a> <ul class="doormat-links"> <li> <a href="/help/security-centre/fraud-guide/" aria-label="Fraud guide" data-event-component="topnav" data-event-name="Help: Fraud and security: Fraud guide"> Fraud guide </a> </li> <li> <a href="/help/security-centre/received-a-text/" aria-label="Received a text?" data-event-component="topnav" data-event-name="Help: Fraud and security: Received a text"> Received a text? </a> </li> <li> <a href="/help/security-centre/hsbc-safeguard/" aria-label="HSBC Safeguard" data-event-component="topnav" data-event-name="Help: Fraud and security: HSBC Safeguard"> HSBC Safeguard </a> </li> <li> <a href="/help/security-centre/secure-key/" aria-label="Secure Key" data-event-component="topnav" data-event-name="Help: Fraud and security: Secure Key"> Secure Key </a> </li> <li> <a 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banking </a> </li> <li> <a href="/ways-to-bank/mobile/" aria-label="Mobile banking" data-event-component="topnav" data-event-name="Help: Digital banking: Mobile banking"> Mobile banking </a> </li> <li> <a href="/ways-to-bank/online-banking/" aria-label="Online banking" data-event-component="topnav" data-event-name="Help: Digital banking: Online banking"> Online banking </a> </li> <li> <a href="/current-accounts/banking-at-home/" aria-label="Banking at home" data-event-component="topnav" data-event-name="Help: Digital banking: Banking at home"> Banking at home </a> </li> <li> <a href="/ways-to-bank/mobile/cheque-deposit/" aria-label="Mobile cheque deposit" data-event-component="topnav" data-event-name="Help: Digital banking: Mobile cheque deposit"> Mobile cheque deposit </a> </li> <li> <a href="/help/security-centre/lost-your-details/" aria-label="Reset your log on details" data-event-component="topnav" data-event-name="Help: Digital banking: Reset your online banking details"> Reset your log on details </a> </li> <li> <a href="/ways-to-bank/mobile/money-management/" aria-label="Mobile money management" data-event-component="topnav" data-event-name="Help: Digital banking: Plan ahead"> Mobile money management </a> </li> </ul> </div> </div> </div> </div> </div> <div class="doormat-highlight sm-12 lg-3"> <div class="doormat-highlight-menu"> <div> <div class="links-group"> <a href="/help/" data-event-component="topnav" data-event-name="Help: Help" class="doormat-heading-link"> <h2 class="doormat-heading">Help</h2> </a> <ul class="doormat-links"> <li> <a href="/help/" aria-label="Customer support" data-event-component="topnav" data-event-name="Help: Help: Customer support"> Customer support </a> </li> <li> <a href="https://www.hsbc.co.uk/help/money-worries/" aria-label="Money worries " data-event-component="topnav" data-event-name="Help: Help: Making payments"> Money worries </a> </li> <li> <a href="/help/feedback-and-complaints/" aria-label="Feedback and complaints" data-event-component="topnav" data-event-name="Help: Help: Feedback and complaints"> Feedback and complaints </a> </li> <li> <a href="/help/digital-banking-help-tool/" aria-label="Digital banking help tool" data-event-component="topnav" data-event-name="Help: Help: Digital banking help tool"> Digital banking help tool </a> </li> <li> <a href="/help/bank-of-england-base-rate/" aria-label="Bank of England base rate" data-event-component="topnav" data-event-name="Help: Help: Bank of England base rate"> Bank of England base rate </a> </li> <li> <a href="/help/banking-made-easy/making-payments/" aria-label="Making payments" data-event-component="topnav" data-event-name="Help: Help: Making payments"> Making payments </a> </li> <li> <a href="/accessibility/" aria-label="Accessibility and disability" data-event-component="topnav" data-event-name="Help: Help: Accessibility and disability"> Accessibility and disability </a> </li> <li> <a href="/sustainability/" aria-label="Sustainability" data-event-component="topnav" data-event-name="Help: Help: Sustainability"> Sustainability </a> </li> </ul> </div> </div> </div> </div> </div> </div> </li> </ul> </nav> </div> </div> </div> <div class="header-mobile"> <div class="header-mobile-top hide-on-desktop"> <button class="header-sidebar-trigger" aria-label="Open menu" data-aria-label-open-menu="Open menu" data-aria-label-close-menu="Close menu"> <span class="icon icon-menu" aria-hidden="true"></span> <span class="header-sidebar-trigger-text">Menu</span> </button> <nav id="sidebar" class="header-mobile-sidebar hide-on-desktop"> <div class="header-mobile-sidebar-content"> <div class="close-submenu-trigger" role="button" tabindex="0" aria-label="Close Submenu"> <span class="icon icon-chevron-left" aria-hidden="true"></span> </div> <ul class="header-mobile-doormat" role="menubar"> <li class="header-main-navigation-item" tabindex="0"> <div data-target="header-doormat-0" class="header-mobile-doormat-0 header-doormat-mobile-title sidebar-submenu-trigger"> <span class="icon icon-banking hide-on-desktop" aria-hidden="true"></span> <span class="header-main-navigation-title">Banking</span> <span class="icon icon-chevron-right hide-on-desktop" aria-hidden="true"></span> <span class="header-main-navigation-subtitle">Accounts & services</span> </div> <div aria-hidden="true" class="doormat-menu" data-source="header-doormat-0"> <div class="doormat-container row"> <div class="doormat-main sm-12 lg-9"> <div class="row"> <div class="doormat-main-column sm-12 lg-4"> <div class="doormat-column-content"> <div class="links-group"> <a href="https://www.hsbc.co.uk/current-accounts/" data-event-component="topnav" data-event-name="Banking: Current accounts" class="doormat-heading-link"> <h2 class="doormat-heading">Current accounts</h2> </a> <ul class="doormat-links"> <li> <a href="/current-accounts/products/premier/" aria-label="Premier Account" data-event-component="topnav" data-event-name="Banking: Current accounts: Premier Account"> Premier Account </a> </li> <li> <a href="https://www.hsbc.co.uk/current-accounts/products/bank-account/" aria-label="Bank Account" data-event-component="topnav" data-event-name="Banking: Current accounts: Bank Account"> Bank Account </a> </li> <li> <a href="https://www.hsbc.co.uk/current-accounts/products/advance/" aria-label="Advance Account" data-event-component="topnav" data-event-name="Banking: Current accounts: Advance Account"> Advance Account </a> </li> <li> <a href="https://www.hsbc.co.uk/current-accounts/products/student/" aria-label="Student Account" data-event-component="topnav" data-event-name="Banking: Current accounts: Student Account"> Student Account </a> </li> <li> <a href="https://www.hsbc.co.uk/current-accounts/products/international-student/" aria-label="International Student Account" data-event-component="topnav" data-event-name="Banking: Current accounts: International student account"> International Student Account </a> </li> <li> <a href="https://www.hsbc.co.uk/current-accounts/products/children/" aria-label="Children's Account" data-event-component="topnav" data-event-name="Banking: Current accounts: Childrens Account"> Children's Account </a> </li> <li> <a href="https://www.business.hsbc.uk/en-gb/products-and-solutions/business-accounts" aria-label="Business accounts" data-event-component="topnav" data-event-name="Banking: Current accounts: Business accounts"> Business accounts </a> </li> <li> <a href="/current-accounts/products/jade/private-bank/" aria-label="Private Banking Account" data-event-component="topnav" data-event-name="Banking: Current accounts: Private Banking Account"> Private Banking Account </a> </li> <li> <a href="https://www.hsbc.co.uk/current-accounts/products/" aria-label="See all current accounts" data-event-component="topnav" data-event-name="Banking: Current accounts: See all current accounts"> See all current accounts </a> </li> </ul> </div> </div> </div> <div class="doormat-main-column sm-12 lg-4"> <div class="doormat-column-content"> <div class="links-group"> <a href="https://www.hsbc.co.uk/savings/" data-event-component="topnav" data-event-name="Banking: Savings accounts" class="doormat-heading-link"> <h2 class="doormat-heading">Savings accounts</h2> </a> <ul class="doormat-links"> <li> <a href="/savings/products/fixed-rate-isa/" aria-label="Fixed Rate Cash ISA" data-event-component="topnav" data-event-name="Banking: Savings:Fixed Rate Cash ISA"> Fixed Rate Cash ISA </a> </li> <li> <a href="https://www.hsbc.co.uk/savings/products/online-bonus-saver/" aria-label=" Online Bonus Saver" data-event-component="topnav" data-event-name="Banking: Savings: Online Bonus Saver"> Online Bonus Saver </a> </li> <li> <a href="https://www.hsbc.co.uk/savings/products/regular-saver/" aria-label="Regular Savings Account" data-event-component="topnav" data-event-name="Banking: Savings: Regular Savings Account"> Regular Savings Account </a> </li> <li> <a href="https://www.hsbc.co.uk/savings/products/cash-isa/" aria-label="Loyalty Cash ISA" data-event-component="topnav" data-event-name="Banking: Savings: Loyalty Cash ISA"> Loyalty Cash ISA </a> </li> <li> <a href="https://www.hsbc.co.uk/savings/products/fixed-rate/" aria-label="Fixed Rate Savings Account" data-event-component="topnav" data-event-name="Banking: Savings: Fixed Rate Savings Account"> Fixed Rate Savings Account </a> </li> <li> <a href="https://www.hsbc.co.uk/savings/products/mysavings/" aria-label="Children’s Savings Account" data-event-component="topnav" data-event-name="Banking: Savings: Children’s Savings Account"> Children’s Savings Account </a> </li> <li> <a href="https://www.hsbc.co.uk/savings/easy-access-accounts/" aria-label="Easy access savings accounts" data-event-component="topnav" data-event-name="Banking: Savings: easy access savings accounts"> Easy access savings accounts </a> </li> <li> <a href="https://www.hsbc.co.uk/savings/compare/" aria-label="Compare savings accounts" data-event-component="topnav" data-event-name="Banking: Savings: Compare savings accounts"> Compare savings accounts </a> </li> <li> <a href="https://www.hsbc.co.uk/savings/products/" aria-label="See all savings accounts" data-event-component="topnav" data-event-name="Banking: Savings: See all savings accounts"> See all savings accounts </a> </li> </ul> </div> </div> </div> <div class="doormat-main-column sm-12 lg-4"> <div class="doormat-column-content"> <div class="links-group"> <a href="https://www.hsbc.co.uk/international/" data-event-component="topnav" data-event-name="Banking: International services" class="doormat-heading-link"> <h2 class="doormat-heading">International services</h2> </a> <ul class="doormat-links"> <li> <a href="/current-accounts/products/global-money/" aria-label="Global Money Account" data-event-component="topnav" data-event-name="Global Money Account"> Global Money Account </a> </li> <li> <a href="https://www.hsbc.co.uk/international/using-your-card-abroad/" aria-label="Using your card outside the UK" data-event-component="topnav" data-event-name="Banking: International Services: Using your card outside the UK"> Using your card outside the UK </a> </li> <li> <a href="https://www.hsbc.co.uk/international/travel-money/" aria-label="Travel Money" data-event-component="topnav" data-event-name="Banking: International Services: Travel Money"> Travel Money </a> </li> <li> <a href="https://www.hsbc.co.uk/international/money-transfer/" aria-label="International payments" data-event-component="topnav" data-event-name="Banking: International Services: International payments"> International payments </a> </li> <li> <a href="https://www.hsbc.co.uk/international/currency-account/" aria-label="Currency Account" data-event-component="topnav" data-event-name="Banking: International Services: Currency Account"> Currency Account </a> </li> <li> <a href="https://www.hsbc.co.uk/international/overseas-account-opening/" aria-label="Opening an account outside the UK" data-event-component="topnav" data-event-name="Banking: International Services: International Bank Account"> Opening an account outside the UK </a> </li> <li> <a href="/international/apply-for-a-uk-account/" aria-label="Open a UK account" data-event-component="topnav" data-event-name="Banking: International Services: Open a UK account"> Open a UK account </a> </li> <li> <a href="https://www.hsbc.co.uk/international/" aria-label="See all international services" data-event-component="topnav" data-event-name="Banking: International Services: See all international services"> See all international services </a> </li> </ul> </div> </div> </div> </div> </div> <div class="doormat-highlight sm-12 lg-3"> <div class="doormat-highlight-menu"> <div> <div class="links-group"> <h2 class="doormat-heading">Already banking with us?</h2> <ul class="doormat-links"> <li> <a href="/current-accounts/existing-customers/" aria-label="Existing customers" data-event-component="topnav" data-event-name="Banking: Already banking with us: Existing customers"> Existing customers </a> </li> <li> <a href="https://www.hsbc.co.uk/help/money-worries/" aria-label="Money worries " data-event-component="topnav" data-event-name="Banking: Already banking with us: Mobile banking "> Money worries </a> </li> <li> <a href="https://www.hsbc.co.uk/help/banking-made-easy/" aria-label="Manage your account" data-event-component="topnav" data-event-name="Banking: Already banking with us: Manage your account"> Manage your account </a> </li> <li> <a href="https://www.hsbc.co.uk/ways-to-bank/mobile/" aria-label="Mobile banking " data-event-component="topnav" data-event-name="Banking: Already banking with us: Mobile banking "> Mobile banking </a> </li> <li> <a href="https://www.hsbc.co.uk/ways-to-bank/online-banking/" aria-label="Online banking" data-event-component="topnav" data-event-name="Banking: Already banking with us: Online banking"> Online banking </a> </li> <li> <a href="https://www.hsbc.co.uk/current-accounts/products/overdrafts/" aria-label="Overdrafts" data-event-component="topnav" data-event-name="Banking: Already banking with us: Overdrafts "> Overdrafts </a> </li> <li> <a href="https://www.hsbc.co.uk/current-accounts/products/overdraft-calculator/" aria-label="Overdraft calculator" data-event-component="topnav" data-event-name="Banking: Already banking with us: Overdraft calculator"> Overdraft calculator </a> </li> </ul> </div> </div> </div> </div> </div> </div> </li> <li class="header-main-navigation-item" tabindex="0"> <div data-target="header-doormat-1" class="header-mobile-doormat-1 header-doormat-mobile-title sidebar-submenu-trigger"> <span class="icon icon-borrowing hide-on-desktop" aria-hidden="true"></span> <span class="header-main-navigation-title">Borrowing</span> <span class="icon icon-chevron-right hide-on-desktop" aria-hidden="true"></span> <span class="header-main-navigation-subtitle">Short & long-term</span> </div> <div aria-hidden="true" class="doormat-menu" data-source="header-doormat-1"> <div class="doormat-container row"> <div class="doormat-main sm-12 lg-9"> <div class="row"> <div class="doormat-main-column sm-12 lg-4"> <div class="doormat-column-content"> <div class="links-group"> <a href="https://www.hsbc.co.uk/credit-cards/" data-event-component="topnav" data-event-name="Borrowing: Credit cards" class="doormat-heading-link"> <h2 class="doormat-heading">Credit cards</h2> </a> <ul class="doormat-links"> <li> <a href="/credit-cards/balance-transfer-credit-cards/" aria-label="Balance transfer credit cards" data-event-component="topnav" data-event-name="Borrowing: Credit cards: Balance transfer cards"> Balance transfer credit cards </a> </li> <li> <a href="https://www.hsbc.co.uk/credit-cards/purchase-credit-cards/" aria-label="Purchase cards" data-event-component="topnav" data-event-name="Borrowing: Credit cards: Purchase cards"> Purchase cards </a> </li> <li> <a href="https://www.hsbc.co.uk/credit-cards/rewards-credit-cards/" aria-label="Rewards cards" data-event-component="topnav" data-event-name="Borrowing: Credit cards: reward cards"> Rewards cards </a> </li> <li> <a href="https://www.hsbc.co.uk/credit-cards/credit-builder-credit-cards/" aria-label="Credit building cards" data-event-component="topnav" data-event-name="Borrowing: Credit cards: Credit building cards"> Credit building cards </a> </li> <li> <a href="https://www.hsbc.co.uk/credit-cards/premier-credit-cards/" aria-label="Premier cards" data-event-component="topnav" data-event-name="Borrowing: Credit cards: Premier cards"> Premier cards </a> </li> <li> <a href="/loans/ways-to-borrow/" aria-label="Ways to borrow"> Ways to borrow </a> </li> <li> <a href="/credit-cards/eligibility-checker/" aria-label="Credit card eligibility checker" data-event-component="topnav" data-event-name="Borrowing: Credit cards: credit card eligibility checker"> Credit card eligibility checker </a> </li> <li> <a href="https://www.hsbc.co.uk/credit-cards/products/" aria-label="See all credit cards" data-event-component="topnav" data-event-name="Borrowing: Credit cards: See all credit cards"> See all credit cards </a> </li> </ul> </div> </div> </div> <div class="doormat-main-column sm-12 lg-4"> <div class="doormat-column-content"> <div class="links-group"> <a href="https://www.hsbc.co.uk/loans/" data-event-component="topnav" data-event-name="Borrowing: Loans" class="doormat-heading-link"> <h2 class="doormat-heading">Loans</h2> </a> <ul class="doormat-links"> <li> <a href="https://www.hsbc.co.uk/loans/products/personal/" aria-label="Personal Loan" data-event-component="topnav" data-event-name="Borrowing: Loans: Personal Loan"> Personal Loan </a> </li> <li> <a href="https://www.hsbc.co.uk/loans/products/premier/" aria-label="Premier Loan" data-event-component="topnav" data-event-name="Borrowing: Loans: Premier Loan"> Premier Loan </a> </li> <li> <a href="https://www.hsbc.co.uk/loans/products/car-loan/" aria-label="Car Loan" data-event-component="topnav" data-event-name="Borrowing: Loans: Car Loan"> Car Loan </a> </li> <li> <a href="https://www.hsbc.co.uk/loans/products/home-improvements/" aria-label="Home Improvement Loan" data-event-component="topnav" data-event-name="Borrowing: Loans: Home Improvement Loan"> Home Improvement Loan </a> </li> <li> <a href="https://www.hsbc.co.uk/loans/products/top-up-loans/" aria-label="Top up your loan" data-event-component="topnav" data-event-name="Borrowing: Loans: Top up your loan"> Top up your loan </a> </li> <li> <a href="/loans/ways-to-borrow/" aria-label="Ways to borrow"> Ways to borrow </a> </li> <li> <a href="/loans/products/debt-consolidation/" aria-label="Debt Consolidation Loan"> Debt Consolidation Loan </a> </li> <li> <a href="/loans/flexipay/" aria-label="HSBC Flexipay"> HSBC Flexipay </a> </li> <li> <a href="https://www.hsbc.co.uk/loans/" aria-label="See all loans" data-event-component="topnav" data-event-name="Borrowing: Loans: See all loans"> See all loans </a> </li> </ul> </div> </div> </div> <div class="doormat-main-column sm-12 lg-4"> <div class="doormat-column-content"> <div class="links-group"> <a href="https://www.hsbc.co.uk/mortgages/" data-event-component="topnav" data-event-name="Borrowing: Mortgages" class="doormat-heading-link"> <h2 class="doormat-heading">Mortgages</h2> </a> <ul class="doormat-links"> <li> <a href="/mortgages/existing-customers/switch/" aria-label="Switch your mortgage rate"> Switch your mortgage rate </a> </li> <li> <a href="https://www.hsbc.co.uk/mortgages/move-your-mortgage/" aria-label="Remortgage to HSBC" data-event-component="topnav" data-event-name="Borrowing: Mortgages: Remortgage to HSBC"> Remortgage to HSBC </a> </li> <li> <a href="https://www.hsbc.co.uk/mortgages/first-time-buyers/" aria-label="First-time buyers" data-event-component="topnav" data-event-name="Borrowing: Mortgages: First-time Buyers"> First-time buyers </a> </li> <li> <a href="https://www.hsbc.co.uk/mortgages/how-to-apply/" aria-label="Get a decision in principle" data-event-component="topnav" data-event-name="Borrowing: Mortgages: Get a decision in principle"> Get a decision in principle </a> </li> <li> <a href="/mortgages/moving-home/" aria-label="Moving home" data-event-component="topnav" data-event-name="Borrowing: Mortgages: 95% mortgages"> Moving home </a> </li> <li> <a href="https://www.hsbc.co.uk/mortgages/our-rates/" aria-label="Mortgage rates" data-event-component="topnav" data-event-name="Borrowing: Mortgages: Mortgage rates"> Mortgage rates </a> </li> <li> <a href="https://www.hsbc.co.uk/mortgages/calculators/" aria-label="Mortgage calculators" data-event-component="topnav" data-event-name="Borrowing: Mortgages: Calculators"> Mortgage calculators </a> </li> <li> <a href="/mortgages/application-in-progress/" aria-label="Continue my application"> Continue my application </a> </li> </ul> </div> </div> </div> </div> </div> <div class="doormat-highlight sm-12 lg-3"> <div class="doormat-highlight-menu"> <div> <div class="links-group"> <h2 class="doormat-heading">Already borrowing with us?</h2> <ul class="doormat-links"> <li> <a href="/mortgages/cost-of-living-support/" aria-label="Mortgage charter" data-event-component="topnav" data-event-name="Borrowing: Already borrowing with us: Mortgage charter"> Mortgage charter </a> </li> <li> <a href="/mortgages/existing-customers/" aria-label="Manage your existing mortgage" data-event-component="topnav" data-event-name="Borrowing: Already borrowing with us: Manage your existing mortgage"> Manage your existing mortgage </a> </li> <li> <a href="https://www.hsbc.co.uk/help/money-worries/" aria-label="Money worries " data-event-component="topnav" data-event-name="Borrowing: Mortgage payment support"> Money worries </a> </li> <li> <a href="/help/money-worries/mortgage-payments/" aria-label="Mortgage payment support" data-event-component="topnav" data-event-name="Borrowing: Mortgage payment support"> Mortgage payment support </a> </li> <li> <a href="/credit-cards/existing-customers/" aria-label="Manage your credit card" data-event-component="topnav" data-event-name="Borrowing: Already borrowing with us: Manage your cards"> Manage your credit card </a> </li> <li> <a href="/credit-cards/fees/" aria-label="Credit card fees and rates"> Credit card fees and rates </a> </li> <li> <a href="/help/bank-of-england-base-rate/" aria-label="Base rate information" data-event-component="topnav" data-event-name="Borrowing: Already borrowing with us: Base rate information"> Base rate information </a> </li> <li> <a href="/credit-cards/credit-card-repayment-calculator/" aria-label="Credit card repayment calculator"> Credit card repayment calculator </a> </li> </ul> </div> </div> </div> </div> </div> </div> </li> <li class="header-main-navigation-item" tabindex="0"> <div data-target="header-doormat-2" class="header-mobile-doormat-2 header-doormat-mobile-title sidebar-submenu-trigger"> <span class="icon icon-investment hide-on-desktop" aria-hidden="true"></span> <span class="header-main-navigation-title">Investing</span> <span class="icon icon-chevron-right hide-on-desktop" aria-hidden="true"></span> <span class="header-main-navigation-subtitle">Products & planning</span> </div> <div aria-hidden="true" class="doormat-menu" data-source="header-doormat-2"> <div class="doormat-container row"> <div class="doormat-main sm-12 lg-9"> <div class="row"> <div class="doormat-main-column sm-12 lg-4"> <div class="doormat-column-content"> <div class="links-group"> <a href="https://www.hsbc.co.uk/investments/" data-event-component="topnav" data-event-name="Investing: Ways to invest" class="doormat-heading-link"> <h2 class="doormat-heading">Investing</h2> </a> <ul class="doormat-links"> <li> <a href="/investments/new-to-investing/" aria-label="New to investing?" data-event-component="topnav" data-event-name="investing: way to invest: new to investing"> New to investing? </a> </li> <li> <a href="https://www.hsbc.co.uk/investments/isas/" aria-label="Stocks & shares ISA" data-event-component="topnav" data-event-name="Investing: Ways to invest: Invest in an ISA"> Stocks & shares ISA </a> </li> <li> <a href="https://www.hsbc.co.uk/investments/funds/" aria-label="Invest in funds" data-event-component="topnav" data-event-name="Investing: Ways to invest: Invest in funds"> Invest in funds </a> </li> <li> <a href="https://www.hsbc.co.uk/investments/products/invest-direct/" aria-label="Invest in shares" data-event-component="topnav" data-event-name="Investing: Ways to invest: Invest in invest-direct"> Invest in shares </a> </li> <li> <a href="https://www.hsbc.co.uk/investments/products/" aria-label="See all investments" data-event-component="topnav" data-event-name="Investing: Ways to invest: Invest in products"> See all investments </a> </li> </ul> </div> </div> </div> <div class="doormat-main-column sm-12 lg-4"> <div class="doormat-column-content"> <div class="links-group"> <a href="https://www.hsbc.co.uk/investments/advice/" data-event-component="topnav" data-event-name="Investing: Your advice options" class="doormat-heading-link"> <h2 class="doormat-heading">Advice</h2> </a> <ul class="doormat-links"> <li> <a href="https://www.hsbc.co.uk/investments/advice/financial-advice/" aria-label="Financial advice" data-event-component="topnav" data-event-name="Investing: Your advice options: Financial advice"> Financial advice </a> </li> <li> <a href="/investments/advice/premier-investment-management-service/" aria-label="Premier investment management" data-event-component="topnav" data-event-name="Investing: Your advice options: Premier investment management"> Premier investment management </a> </li> <li> <a href="https://www.hsbc.co.uk/insurance/protection-advice/" aria-label="Protection advice" data-event-component="topnav" data-event-name="Investing: Your advice options: Protection advice"> Protection advice </a> </li> </ul> </div> <div class="links-group"> <a href="https://www.hsbc.co.uk/retirement/" data-event-component="topnav" data-event-name="Investing: Visualise your retirement" class="doormat-heading-link"> <h2 class="doormat-heading">Retirement</h2> </a> <ul class="doormat-links"> <li> <a href="https://retirementcalculator.hsbc.co.uk" aria-label="Retirement calculator" data-event-component="topnav" data-event-name="Investing: Visualise your retirement: Retirement calculator"> Retirement calculator </a> </li> <li> <a href="https://www.hsbc.co.uk/retirement/investing-for-retirement/" aria-label="Investing for retirement" data-event-component="topnav" data-event-name="Investing: Visualise your retirement: Investing for retirement"> Investing for retirement </a> </li> </ul> </div> </div> </div> <div class="doormat-main-column sm-12 lg-4"> <div class="doormat-column-content"> <div class="links-group"> <a href="https://www.hsbc.co.uk/wealth/planning/" data-event-component="topnav" data-event-name="Investing: Improve your knowledge " class="doormat-heading-link"> <h2 class="doormat-heading">Wealth planning </h2> </a> <ul class="doormat-links"> <li> <a href="/wealth/planning/future-planner/" aria-label="Future Planner " data-event-component="topnav" data-event-name="Future Planner "> Future Planner </a> </li> <li> <a href="/investments/goal-based-investing/" aria-label="Investment goals" data-event-component="topnav" data-event-name="Investing: Ways to invest: Investment goals"> Investment goals </a> </li> <li> <a href="https://www.hsbc.co.uk/investments/financial-action-plan" aria-label="Your financial action plan" data-event-component="topnav" data-event-name="Investing: Invest in yourself: Your financial action plan"> Your financial action plan </a> </li> <li> <a href="/wealth/investment-calculator/" aria-label="Investment calculator" data-event-component="topnav" data-event-name="Investing: Invest in yourself: Investment calculator"> Investment calculator </a> </li> <li> <a href="/wealth/education-calculator/" aria-label="Children’s education calculator" data-event-component="topnav" data-event-name="investing: improve your knowledge: children's education calculator"> Children’s education calculator </a> </li> <li> <a href="https://www.hsbc.co.uk/wealth/insights/" aria-label="Wealth Insights" data-event-component="topnav" data-event-name="Investing: Invest in yourself: HSBC Wealth insights"> Wealth Insights </a> </li> </ul> </div> <div class="links-group"> <ul class="doormat-links"> </ul> </div> </div> </div> </div> </div> <div class="doormat-highlight sm-12 lg-3"> <div class="doormat-highlight-menu"> <div> <div class="links-group"> <h2 class="doormat-heading">Already investing with us?</h2> <ul class="doormat-links"> <li> <a href="https://www.hsbc.co.uk/investments/existing-customers/" aria-label="Manage your investments" data-event-component="topnav" data-event-name="Investing: Already investing with us?: Manage your investments"> Manage your investments </a> </li> <li> <a href="/investments/existing-customers/goal-based-investing/" aria-label="How to use investment goals" data-event-component="topnav" data-event-name="Investing: Already investing with us?: How to use investment goals"> How to use investment goals </a> </li> <li> <a href="https://www.hsbc.co.uk/investments/existing-customers/global-investment-centre/" aria-label="How to use our Global Investment Centre" data-event-component="topnav" data-event-name="Investing: Already investing with us?: How to buy and sell funds"> How to use our Global Investment Centre </a> </li> <li> <a href="https://www.hsbc.co.uk/investments/existing-customers/invest-direct/" aria-label="How to use InvestDirect" data-event-component="topnav" data-event-name="Investing: Already investing with us?: How to buy and sell shares"> How to use InvestDirect </a> </li> <li> <a href="https://www.hsbc.co.uk/investments/products/onshore-investment-bond/" aria-label="Onshore Investment Bond" data-event-component="topnav" data-event-name="Investing: Already investing with us?: Onshore Investment Bond"> Onshore Investment Bond </a> </li> <li> <a href="https://www.hsbc.co.uk/investments/products/child-trust-fund/" aria-label="Child Trust Fund" data-event-component="topnav" data-event-name="Investing:Already investing with us?: Child Trust Fund"> Child Trust Fund </a> </li> <li> <a href="/investments/existing-customers/flexible-retirement-account/" aria-label="Manage your Flexible Retirement Account" data-event-component="topnav" data-event-name="Investing: Already investing with us?: Manage your Flexible Retirement Account"> Manage your Flexible Retirement Account </a> </li> </ul> </div> </div> </div> </div> </div> </div> </li> <li class="header-main-navigation-item" tabindex="0"> <div data-target="header-doormat-3" class="header-mobile-doormat-3 header-doormat-mobile-title sidebar-submenu-trigger"> <span class="icon icon-insurance hide-on-desktop" aria-hidden="true"></span> <span class="header-main-navigation-title">Insurance</span> <span class="icon icon-chevron-right hide-on-desktop" aria-hidden="true"></span> <span class="header-main-navigation-subtitle">Property & family</span> </div> <div aria-hidden="true" class="doormat-menu" data-source="header-doormat-3"> <div class="doormat-container row"> <div class="doormat-main sm-12 lg-9"> <div class="row"> <div class="doormat-main-column sm-12 lg-4"> <div class="doormat-column-content"> <div class="links-group"> <a href="/insurance/" data-event-component="topnav" data-event-name="Insurance: Insurance" class="doormat-heading-link"> <h2 class="doormat-heading">Insurance</h2> </a> <ul class="doormat-links"> <li> <a href="https://www.hsbc.co.uk/insurance/home/" aria-label="Home Insurance" data-event-component="topnav" data-event-name="Insurance: Insurance: Home Insurance"> Home Insurance </a> </li> <li> <a href="https://www.hsbc.co.uk/insurance/products/contents/" aria-label="Contents Insurance" data-event-component="topnav" data-event-name="Insurance: Insurance: Contents Insurance"> Contents Insurance </a> </li> <li> <a href="https://www.hsbc.co.uk/insurance/travel/" aria-label="Travel Insurance" data-event-component="topnav" data-event-name="Banking: Insurance: Travel Insurance"> Travel Insurance </a> </li> <li> <a href="https://www.business.hsbc.uk/en-gb/products-and-solutions/insurance" aria-label="Small Business Insurance" data-event-component="topnav" data-event-name="Banking: Insurance: Small Business Insurance"> Small Business Insurance </a> </li> <li> <a href="https://www.hsbc.co.uk/insurance/products/" aria-label="See all insurance" data-event-component="topnav" data-event-name="Insurance: Insurance: See all insurance"> See all insurance </a> </li> </ul> </div> </div> </div> <div class="doormat-main-column sm-12 lg-4"> <div class="doormat-column-content"> <div class="links-group"> <a href="https://www.hsbc.co.uk/insurance/life/" data-event-component="topnav" data-event-name="Insurance: Life:" class="doormat-heading-link"> <h2 class="doormat-heading">Life</h2> </a> <ul class="doormat-links"> <li> <a href="https://www.hsbc.co.uk/insurance/products/life-cover/" aria-label="Life Cover" data-event-component="topnav" data-event-name="Insurance: Life: Life Cover"> Life Cover </a> </li> <li> <a href="https://www.hsbc.co.uk/insurance/products/critical-illness-cover/" aria-label="Critical Illness Cover" data-event-component="topnav" data-event-name="Insurance: Life: Critical Illness Cover"> Critical Illness Cover </a> </li> <li> <a href="https://www.hsbc.co.uk/insurance/products/income-protection/" aria-label="Income Protection Insurance" data-event-component="topnav" data-event-name="Insurance: Life: Income Protection Insurance"> Income Protection Insurance </a> </li> <li> <a href="https://www.hsbc.co.uk/insurance/protection-advice/" aria-label="Protection advice" data-event-component="topnav" data-event-name="Insurance: Life: Protection advice"> Protection advice </a> </li> <li> <a href="https://www.hsbc.co.uk/insurance/life/" aria-label="See all life insurance" data-event-component="topnav" data-event-name="Insurance: Life: See all life insurance products"> See all life insurance </a> </li> </ul> </div> </div> </div> <div class="doormat-main-column sm-12 lg-4"> <div class="doormat-column-content"> <div class="links-group"> <h2 class="doormat-heading">Claims</h2> <ul class="doormat-links"> <li> <a href="https://www.hsbc.co.uk/insurance/products/select-and-cover/claims/" aria-label="Select and Cover claims"> Select and Cover claims </a> </li> <li> <a href="https://www.hsbc.co.uk/insurance/home/claims/" aria-label="Home Insurance claims"> Home Insurance claims </a> </li> <li> <a href="https://www.hsbc.co.uk/insurance/life/claims/" aria-label="Life Insurance claims" data-event-component="topnav" data-event-name="Insurance: Claims: Life Insurance claims"> Life Insurance claims </a> </li> <li> <a href="https://www.hsbc.co.uk/insurance/travel/claims/" aria-label="Travel Insurance claims" data-event-component="topnav" data-event-name="Insurance: Claims: Travel Insurance claims"> Travel Insurance claims </a> </li> <li> <a href="https://www.hsbc.co.uk/insurance/products/aspects/claims/" aria-label="Aspects Insurance claims" data-event-component="topnav" data-event-name="Insurance: Claims: Aspects Insurance claims"> Aspects Insurance claims </a> </li> <li> <a href="https://www.hsbc.co.uk/insurance/travel/claims/" aria-label="Premier Travel Insurance claims" data-event-component="topnav" data-event-name="Insurance: Claims: Premier Travel Insurance claims"> Premier Travel Insurance claims </a> </li> </ul> </div> </div> </div> </div> </div> <div class="doormat-highlight sm-12 lg-3"> <div class="doormat-highlight-menu"> <div> <div class="links-group"> <h2 class="doormat-heading">Already insured by us? </h2> <ul class="doormat-links"> <li> <a href="https://www.hsbc.co.uk/insurance/products/select-and-cover/claims/" aria-label="Select and Cover support" data-event-component="topnav" data-event-name="Insurance: Already insured by us?: Select and Cover support"> Select and Cover support </a> </li> <li> <a href="https://www.hsbc.co.uk/insurance/home/claims/" aria-label="Home Insurance support" data-event-component="topnav" data-event-name="Insurance: Already insured by us?: Home Insurance support"> Home Insurance support </a> </li> <li> <a href="https://www.hsbc.co.uk/insurance/life/claims/" aria-label="Life Insurance support" data-event-component="topnav" data-event-name="Insurance: Already insured by us?: Life Insurance support"> Life Insurance support </a> </li> <li> <a href="https://www.hsbc.co.uk/insurance/products/premier-travel/" aria-label="Premier Travel support" data-event-component="topnav" data-event-name="Insurance: Already insured by us?: Premier Travel support"> Premier Travel support </a> </li> <li> <a href="https://www.hsbc.co.uk/insurance/products/aspects/" aria-label="Aspects Insurance support" data-event-component="topnav" data-event-name="Insurance: Already insured by us?: Aspects Insurance support"> Aspects Insurance support </a> </li> </ul> </div> </div> </div> </div> </div> </div> </li> <li class="header-main-navigation-item" tabindex="0"> <div data-target="header-doormat-4" class="header-mobile-doormat-4 header-doormat-mobile-title sidebar-submenu-trigger"> <span class="icon icon-health hide-on-desktop" aria-hidden="true"></span> <span class="header-main-navigation-title">Wellbeing</span> <span class="icon icon-chevron-right hide-on-desktop" aria-hidden="true"></span> <span class="header-main-navigation-subtitle">Financial health & support</span> </div> <div aria-hidden="true" class="doormat-menu" data-source="header-doormat-4"> <div class="doormat-container 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class="item-title item-content-text"> </div> <div class="item-content-text"> </div> <div class="item-content-text"> <ul class="stackable-links "> <div class="link"> <div id="chp_main_link_2" class="link-container"> <a class="A-LNKC16R-RW-ALL A-TYPS5R-RW-DEV" href="#budget"> <span class="link text"> I want to know how to budget </span> <span class="icon icon-chevron-right-small" aria-hidden="true"></span> </a> </div> </div> </ul> </div> </div> </div> </div> <div class="M-CNT-ITEM-ART-DEV"> <div id="chp_main_container_item_2" class="item-layout__no-img"> <div id="chp_main_container_item_content_2" class="item-content"> <div class="item-title item-content-text"> </div> <div class="item-content-text"> </div> <div class="item-content-text"> <ul class="stackable-links "> <div class="link"> <div id="chp_main_link_3" class="link-container"> <a class="A-LNKC16R-RW-ALL A-TYPS5R-RW-DEV" href="#debt"> <span class="link text"> I want to manage my debt better </span> <span class="icon icon-chevron-right-small" aria-hidden="true"></span> </a> </div> </div> </ul> </div> </div> </div> </div> <div class="M-CNT-ITEM-ART-DEV"> <div id="chp_main_container_item_3" class="item-layout__no-img"> <div id="chp_main_container_item_content_3" class="item-content"> <div class="item-title item-content-text"> </div> <div class="item-content-text"> </div> <div class="item-content-text"> <ul class="stackable-links "> <div class="link"> <div id="chp_main_link_4" class="link-container"> <a class="A-LNKC16R-RW-ALL A-TYPS5R-RW-DEV" href="#money"> <span class="link text"> I want to grow my money </span> <span class="icon icon-chevron-right-small" aria-hidden="true"></span> </a> </div> </div> </ul> </div> </div> </div> </div> <div class="M-CNT-ITEM-ART-DEV"> <div id="chp_main_container_item_4" class="item-layout__no-img"> <div id="chp_main_container_item_content_4" class="item-content"> <div class="item-title item-content-text"> </div> <div class="item-content-text"> </div> <div class="item-content-text"> <ul class="stackable-links "> <div class="link"> <div id="chp_main_link_5" class="link-container"> <a class="A-LNKC16R-RW-ALL A-TYPS5R-RW-DEV" href="#future"> <span class="link text"> I want to plan for the future </span> <span class="icon icon-chevron-right-small" aria-hidden="true"></span> </a> </div> </div> </ul> </div> </div> </div> </div> </div> <div class="A-DIVHLFOO-RW-DEV"></div> </div> </div> <div class="M-CNT-ART-DEV"> <div id="chp_main_container_4" class="container-layout__100"> <div class="row container-title-wrapper"> <div class="title m-xsm-12 m-mdsm-10 m-md-8"> <div class="title-wrapper"> <div class="title-main"> <h2 class="A-TYPS3L-RW-DEV text-container text "> Find out your financial fitness score with our easy-to-use calculator </h2> </div> </div> </div> </div> <div class="A-DIVHL-RW-ALL "> </div> <div class="container-content"> <div class="M-CNT-ITEM-ART-DEV"> <div id="chp_main_container_item_5" class="item-layout__img-small"> <div id="chp_main_container_item_img_1" class="item-image"><div class="img-container"> <div class="M-IMG-RW-DEV"> <div id="chp_main_image_4" class="smart-image"> <figure class="smart-image-figure"> <picture id="chp_main_image_5"> <source srcset="/content/dam/hsbc/gb/images/articles/16-9/689-financial-fitness-score-mobile-800x450.jpg/jcr:content/renditions/cq5dam.web.590.1000.jpeg 1x" media="(min-width: 960px)"/> <source srcset="/content/dam/hsbc/gb/images/articles/16-9/689-financial-fitness-score-mobile-800x450.jpg/jcr:content/renditions/cq5dam.web.430.1000.jpeg 1x" media="(min-width: 480px)"/> <source srcset="/content/dam/hsbc/gb/images/articles/16-9/689-financial-fitness-score-mobile-800x450.jpg/jcr:content/renditions/cq5dam.web.230.1000.jpeg 1x, /content/dam/hsbc/gb/images/articles/16-9/689-financial-fitness-score-mobile-800x450.jpg/jcr:content/renditions/cq5dam.web.490.1000.jpeg 2x"/> <img id="chp_main_image_6" class="A-IMAGE-RW-ALL smart-image-img" role="img" src="/content/dam/hsbc/gb/images/articles/16-9/689-financial-fitness-score-mobile-800x450.jpg" alt/> </picture> </figure> </div> </div> </div></div> <div id="chp_main_container_item_content_5" class="item-content"> <div class="item-title item-content-text"> <div class="A-TYPS4L-RW-DEV text-container text "> <strong>How it works</strong> </div> </div> <div class="item-content-text"> <div class="A-TYPS5R-RW-DEV text-container text "> <ol> <li>Tell us a few details about your finances - including your spending, borrowing and saving.<br> <br> </li> <li>We'll calculate your financial fitness score.<br> <br> </li> <li>You'll also get tips to help you set achievable goals to improve your financial health.<br> <br> </li> <li>You can use the tool again in future to see if your score has improved.<br>  </li> </ol> </div> </div> <div class="primary-button"> <div> <a class="A-BTNP-RW-ALL" href="https://financialfitness.hsbc.co.uk" target="_blank" rel="noopener " id="chp_main_button_1" data-event-component="button" data-event-name="calculate my fitness score|component:how it works|position:1"> <span aria-hidden="true">Calculate my fitness score</span> <span class="visuallyhidden">Calculate my fitness score This link will open in a new window</span> </a> </div> </div> <div class="item-content-text"> <ul class="stackable-links stackable-links--with-primary-button"> </ul> </div> </div> </div> </div> <div class="M-CNT-EXPLIN-DEV"> <div class="row"> <ul id="chp_main_expander_link_1" class="m-xsm-12 m-mdsm-10 m-md-8 expander-content"> <li class="element A-PAR13-ART-DEV"> <div id="chp_main_expander_link_title_1"> <div class="expanderLink-title" role="button" tabindex="0"> <span class="icon icon-new-chevron_down" aria-hidden="true"></span> <h3 class="A-TYPS4L-RW-DEV text-container text "> How the score is calculated </h3> </div> <div class="expander-link__content"> <div class="content-description"> <div id="chp_main_expander_link_description_1"> <div class="A-TYPS5L-RW-DEV text-container text "> Your financial fitness score is based on the information you provide in the financial fitness questionnaire. We don't check this information with any third party sources. The score is out of 100 and considers spending, borrowing, and saving. We’ll then show you where you could make changes to help build your financial fitness. This is a guide only and is not financial advice. Your financial fitness score is separate from your credit score. It doesn’t guarantee that you’ll be successful when applying for new banking and lending products. </div> </div> </div> </div> </div> </li> </ul> </div> </div> </div> <div class="A-DIVHLFOO-RW-DEV"></div> </div> </div> <div class="M-CNT-ART-DEV"> <div id="chp_main_container_5" class="container-layout__33-33-33"> <div class="row container-title-wrapper"> <div class="title m-xsm-12 m-mdsm-10 m-md-8"> <div class="title-wrapper"> <div class="title-main"> <div class="anchor" id="tools-to-help-you"></div> <h2 class="A-TYPS3L-RW-DEV text-container text "> Tools to help you </h2> </div> </div> </div> </div> <div class="A-DIVHL-RW-ALL "> </div> <div class="container-content"> <div class="M-CNT-ITEM-ART-DEV"> <div id="chp_main_container_item_6" class="item-layout__img-small"> <div id="chp_main_container_item_img_2" class="item-image"><div class="img-container"> <div class="M-IMG-RW-DEV"> <div id="chp_main_image_7" class="smart-image"> <figure class="smart-image-figure"> <picture id="chp_main_image_8"> <source srcset="/content/dam/hsbc/en/images/pictograms/white-bg/16-9-tile/handy-calculator.jpg/jcr:content/renditions/cq5dam.web.590.1000.jpeg 1x" media="(min-width: 960px)"/> <source srcset="/content/dam/hsbc/en/images/pictograms/white-bg/16-9-tile/handy-calculator.jpg/jcr:content/renditions/cq5dam.web.430.1000.jpeg 1x" media="(min-width: 480px)"/> <source srcset="/content/dam/hsbc/en/images/pictograms/white-bg/16-9-tile/handy-calculator.jpg/jcr:content/renditions/cq5dam.web.230.1000.jpeg 1x, /content/dam/hsbc/en/images/pictograms/white-bg/16-9-tile/handy-calculator.jpg/jcr:content/renditions/cq5dam.web.490.1000.jpeg 2x"/> <img id="chp_main_image_9" class="A-IMAGE-RW-ALL smart-image-img" role="img" src="/content/dam/hsbc/en/images/pictograms/white-bg/16-9-tile/handy-calculator.jpg" alt/> </picture> </figure> </div> </div> </div></div> <div id="chp_main_container_item_content_6" class="item-content"> <div class="item-title item-content-text"> <h3 id="chp_main_link_6" class="link-container link-header"> <a class="A-LNKC16R-RW-ALL A-TYPS4L-RW-DEV" href="https://benefitshelp.entitledto.co.uk/home/start" data-event-component="text link" data-event-name="benefits calculator|component:tools to help you|position:1"> <span class="link text"> Benefits calculator </span> <span class="icon icon-chevron-right-small" aria-hidden="true"></span> </a> </h3> </div> <div class="item-content-text"> <div class="A-TYPS5R-RW-DEV text-container text "> Billions of pounds of government benefits and allowances are going unclaimed every year. Check what you’re entitled to with this benefits calculator. </div> </div> <div class="item-content-text"> <ul class="stackable-links "> </ul> </div> </div> </div> </div> <div class="M-CNT-ITEM-ART-DEV"> <div id="chp_main_container_item_7" class="item-layout__img-small"> <div id="chp_main_container_item_img_3" class="item-image"><div class="img-container"> <div class="M-IMG-RW-DEV"> <div id="chp_main_image_10" class="smart-image"> <figure class="smart-image-figure"> <picture id="chp_main_image_11"> <source srcset="/content/dam/hsbc/en/images/pictograms/white-bg/16-9-tile/health-check.jpg/jcr:content/renditions/cq5dam.web.590.1000.jpeg 1x" media="(min-width: 960px)"/> <source srcset="/content/dam/hsbc/en/images/pictograms/white-bg/16-9-tile/health-check.jpg/jcr:content/renditions/cq5dam.web.430.1000.jpeg 1x" media="(min-width: 480px)"/> <source srcset="/content/dam/hsbc/en/images/pictograms/white-bg/16-9-tile/health-check.jpg/jcr:content/renditions/cq5dam.web.230.1000.jpeg 1x, /content/dam/hsbc/en/images/pictograms/white-bg/16-9-tile/health-check.jpg/jcr:content/renditions/cq5dam.web.490.1000.jpeg 2x"/> <img id="chp_main_image_12" class="A-IMAGE-RW-ALL smart-image-img" role="img" src="/content/dam/hsbc/en/images/pictograms/white-bg/16-9-tile/health-check.jpg" alt/> </picture> </figure> </div> </div> </div></div> <div id="chp_main_container_item_content_7" class="item-content"> <div class="item-title item-content-text"> <h3 id="chp_main_link_7" class="link-container link-header"> <a class="A-LNKC16R-RW-ALL A-TYPS4L-RW-DEV" href="/financial-fitness/fitness-score/#health-check" data-event-component="text link" data-event-name="financial health check|component:tools to help you|position:2"> <span class="link text"> Financial health check </span> <span class="icon icon-chevron-right-small" aria-hidden="true"></span> </a> </h3> </div> <div class="item-content-text"> <div class="A-TYPS5R-RW-DEV text-container text "> Our financial fitness trainers are on hand to speak to you about your banking needs – and you don’t have to be an HSBC customer to benefit from this service. </div> </div> <div class="item-content-text"> <ul class="stackable-links "> </ul> </div> </div> </div> </div> <div class="M-CNT-ITEM-ART-DEV"> <div id="chp_main_container_item_8" class="item-layout__img-small"> <div id="chp_main_container_item_img_4" class="item-image"><div class="img-container"> <div class="M-IMG-RW-DEV"> <div id="chp_main_image_13" class="smart-image"> <figure class="smart-image-figure"> <picture id="chp_main_image_14"> <source srcset="/content/dam/hsbc/en/images/pictograms/white-bg/16-9-tile/video-conference-call.jpg/jcr:content/renditions/cq5dam.web.590.1000.jpeg 1x" media="(min-width: 960px)"/> <source srcset="/content/dam/hsbc/en/images/pictograms/white-bg/16-9-tile/video-conference-call.jpg/jcr:content/renditions/cq5dam.web.430.1000.jpeg 1x" media="(min-width: 480px)"/> <source srcset="/content/dam/hsbc/en/images/pictograms/white-bg/16-9-tile/video-conference-call.jpg/jcr:content/renditions/cq5dam.web.230.1000.jpeg 1x, /content/dam/hsbc/en/images/pictograms/white-bg/16-9-tile/video-conference-call.jpg/jcr:content/renditions/cq5dam.web.490.1000.jpeg 2x"/> <img id="chp_main_image_15" class="A-IMAGE-RW-ALL smart-image-img" role="img" src="/content/dam/hsbc/en/images/pictograms/white-bg/16-9-tile/video-conference-call.jpg" alt/> </picture> </figure> </div> </div> </div></div> <div id="chp_main_container_item_content_8" class="item-content"> <div class="item-title item-content-text"> <h3 id="chp_main_link_8" class="link-container link-header"> <a class="A-LNKC16R-RW-ALL A-TYPS4L-RW-DEV" href="/financial-fitness/fitness-score/#register" data-event-component="text link" data-event-name="online webinars|component:tools to help you|position:3"> <span class="link text"> Online webinars </span> <span class="icon icon-chevron-right-small" aria-hidden="true"></span> </a> </h3> </div> <div class="item-content-text"> <div class="A-TYPS5R-RW-DEV text-container text "> Register for one of our free webinars on everything from budgeting to making the most of your money or one of our specific cost of living webinars. </div> </div> <div class="item-content-text"> <ul class="stackable-links "> </ul> </div> </div> </div> </div> </div> <div class="A-DIVHLFOO-RW-DEV"></div> </div> </div> <div class="M-CNT-ART-DEV"> <div id="chp_main_container_6" class="container-layout__33-33-33"> <div class="anchor" id="budget"></div> <div class="row container-title-wrapper"> <div class="title m-xsm-12 m-mdsm-10 m-md-8"> <div class="title-wrapper"> <div class="title-main"> <h2 class="A-TYPS3L-RW-DEV text-container text "> How to budget </h2> </div> <div class="A-TYPS5R-RW-DEV description text-container text "> Managing your everyday spending can give you peace of mind. Here you can learn how to create a budget and take control of your spending with our planning tool. </div> </div> </div> </div> <div class="A-DIVHL-RW-ALL "> </div> <div class="container-content"> <div class="M-CNT-ITEM-ART-DEV"> <div id="chp_main_container_item_9" class="item-layout__top-img"> <div id="chp_main_container_item_img_5" class="item-image"><div class="img-container"> <div class="M-IMG-RW-DEV"> <div id="chp_main_image_16" class="smart-image"> <figure class="smart-image-figure"> <picture id="chp_main_image_17"> <source srcset="/content/dam/hsbc/gb/images/articles/16-9/how-to-create-budget.jpg/jcr:content/renditions/cq5dam.web.590.1000.jpeg 1x, /content/dam/hsbc/gb/images/articles/16-9/how-to-create-budget.jpg/jcr:content/renditions/cq5dam.web.1220.1000.jpeg 2x" media="(min-width: 960px)"/> <source srcset="/content/dam/hsbc/gb/images/articles/16-9/how-to-create-budget.jpg/jcr:content/renditions/cq5dam.web.430.1000.jpeg 1x, /content/dam/hsbc/gb/images/articles/16-9/how-to-create-budget.jpg/jcr:content/renditions/cq5dam.web.880.1000.jpeg 2x" media="(min-width: 480px)"/> <source srcset="/content/dam/hsbc/gb/images/articles/16-9/how-to-create-budget.jpg/jcr:content/renditions/cq5dam.web.230.1000.jpeg 1x, /content/dam/hsbc/gb/images/articles/16-9/how-to-create-budget.jpg/jcr:content/renditions/cq5dam.web.490.1000.jpeg 2x"/> <img id="chp_main_image_18" class="A-IMAGE-RW-ALL smart-image-img" role="img" src="/content/dam/hsbc/gb/images/articles/16-9/how-to-create-budget.jpg/_jcr_content/renditions/cq5dam.web.1280.1280.jpeg" alt/> </picture> </figure> </div> </div> </div></div> <div id="chp_main_container_item_content_9" class="item-content"> <div class="item-title item-content-text"> <h3 id="chp_main_link_9" class="link-container link-header"> <a class="A-LNKC16R-RW-ALL A-TYPS4L-RW-DEV" href="/financial-fitness/everyday-budgeting/how-to-create-a-budget/" data-event-component="text link" data-event-name="how to create a budget|component:how to budget|position:1"> <span class="link text"> How to create a budget </span> <span class="icon icon-chevron-right-small" aria-hidden="true"></span> </a> </h3> </div> <div class="item-content-text"> <div class="A-TYPS5R-RW-DEV text-container text "> Take a look at our article on how to set a plan to make managing money easier by breaking your spending down. </div> </div> <div class="item-content-text"> <ul class="stackable-links "> </ul> </div> </div> </div> </div> <div class="M-CNT-ITEM-ART-DEV"> <div id="chp_main_container_item_10" class="item-layout__top-img"> <div id="chp_main_container_item_img_6" class="item-image"><div class="img-container"> <div class="M-IMG-RW-DEV"> <div id="chp_main_image_19" class="smart-image"> <figure class="smart-image-figure"> <picture id="chp_main_image_20"> <source srcset="/content/dam/hsbc/gb/images/articles/16-9/managing-money-748328815.jpg/jcr:content/renditions/cq5dam.web.590.1000.jpeg 1x, /content/dam/hsbc/gb/images/articles/16-9/managing-money-748328815.jpg/jcr:content/renditions/cq5dam.web.1220.1000.jpeg 2x" media="(min-width: 960px)"/> <source srcset="/content/dam/hsbc/gb/images/articles/16-9/managing-money-748328815.jpg/jcr:content/renditions/cq5dam.web.430.1000.jpeg 1x, /content/dam/hsbc/gb/images/articles/16-9/managing-money-748328815.jpg/jcr:content/renditions/cq5dam.web.880.1000.jpeg 2x" media="(min-width: 480px)"/> <source srcset="/content/dam/hsbc/gb/images/articles/16-9/managing-money-748328815.jpg/jcr:content/renditions/cq5dam.web.230.1000.jpeg 1x, /content/dam/hsbc/gb/images/articles/16-9/managing-money-748328815.jpg/jcr:content/renditions/cq5dam.web.490.1000.jpeg 2x"/> <img id="chp_main_image_21" class="A-IMAGE-RW-ALL smart-image-img" role="img" src="/content/dam/hsbc/gb/images/articles/16-9/managing-money-748328815.jpg/_jcr_content/renditions/cq5dam.web.1280.1280.jpeg" alt/> </picture> </figure> </div> </div> </div></div> <div id="chp_main_container_item_content_10" class="item-content"> <div class="item-title item-content-text"> <h3 id="chp_main_link_10" class="link-container link-header"> <a class="A-LNKC16R-RW-ALL A-TYPS4L-RW-DEV" href="/financial-fitness/budget-planner/" data-event-component="text link" data-event-name="budget planner calculator|component:how to budget|position:2"> <span class="link text"> Budget planner calculator </span> <span class="icon icon-chevron-right-small" aria-hidden="true"></span> </a> </h3> </div> <div class="item-content-text"> <div class="A-TYPS5R-RW-DEV text-container text "> Take control of your spending with our budget planner calculator. It’ll help you work out where your money goes and see if you can start saving more. </div> </div> <div class="item-content-text"> <ul class="stackable-links "> </ul> </div> </div> </div> </div> <div class="M-CNT-ITEM-ART-DEV"> <div id="chp_main_container_item_11" class="item-layout__top-img"> <div id="chp_main_container_item_img_7" class="item-image"><div class="img-container"> <div class="M-IMG-RW-DEV"> <div id="chp_main_image_22" class="smart-image"> <figure class="smart-image-figure"> <picture id="chp_main_image_23"> <source srcset="/content/dam/hsbc/gb/images/articles/16-9/family-fishing-river-net-850x400.jpg/jcr:content/renditions/cq5dam.web.590.1000.jpeg 1x" media="(min-width: 960px)"/> <source srcset="/content/dam/hsbc/gb/images/articles/16-9/family-fishing-river-net-850x400.jpg/jcr:content/renditions/cq5dam.web.430.1000.jpeg 1x" media="(min-width: 480px)"/> <source srcset="/content/dam/hsbc/gb/images/articles/16-9/family-fishing-river-net-850x400.jpg/jcr:content/renditions/cq5dam.web.230.1000.jpeg 1x, /content/dam/hsbc/gb/images/articles/16-9/family-fishing-river-net-850x400.jpg/jcr:content/renditions/cq5dam.web.490.1000.jpeg 2x"/> <img id="chp_main_image_24" class="A-IMAGE-RW-ALL smart-image-img" role="img" src="/content/dam/hsbc/gb/images/articles/16-9/family-fishing-river-net-850x400.jpg" alt/> </picture> </figure> </div> </div> </div></div> <div id="chp_main_container_item_content_11" class="item-content"> <div class="item-title item-content-text"> <h3 id="chp_main_link_11" class="link-container link-header"> <a class="A-LNKC16R-RW-ALL A-TYPS4L-RW-DEV" href="/financial-fitness/everyday-budgeting/" data-event-component="text link" data-event-name="find out more about how to budget|component:how to budget|position:3"> <span class="link text"> Find out more about how to budget </span> <span class="icon icon-chevron-right-small" aria-hidden="true"></span> </a> </h3> </div> <div class="item-content-text"> <div class="A-TYPS5R-RW-DEV text-container text "> Take a look at our other budgeting guides, videos and tools to help your budgeting and spending. </div> </div> <div class="item-content-text"> <ul class="stackable-links "> </ul> </div> </div> </div> </div> </div> <div class="A-DIVHLFOO-RW-DEV"></div> </div> </div> <div class="M-CNT-ART-DEV"> <div id="chp_main_container_7" class="container-layout__33-33-33"> <div class="anchor" id="debt"></div> <div class="row container-title-wrapper"> <div class="title m-xsm-12 m-mdsm-10 m-md-8"> <div class="title-wrapper"> <div class="title-main"> <h2 class="A-TYPS3L-RW-DEV text-container text "> Managing debt </h2> </div> <div class="A-TYPS5R-RW-DEV description text-container text "> What's happening in your life and the world around you can affect your finances. We're here to help you to prioritise and manage your debts. </div> </div> </div> </div> <div class="A-DIVHL-RW-ALL "> </div> <div class="container-content"> <div class="M-CNT-ITEM-ART-DEV"> <div id="chp_main_container_item_12" class="item-layout__top-img"> <div id="chp_main_container_item_img_8" class="item-image"><div class="img-container"> <div class="M-IMG-RW-DEV"> <div id="chp_main_image_25" class="smart-image"> <figure class="smart-image-figure"> <picture id="chp_main_image_26"> <source srcset="/content/dam/hsbc/gb/images/articles/16-9/manage-debts-869758036.jpg/jcr:content/renditions/cq5dam.web.590.1000.jpeg 1x, /content/dam/hsbc/gb/images/articles/16-9/manage-debts-869758036.jpg 2x" media="(min-width: 960px)"/> <source srcset="/content/dam/hsbc/gb/images/articles/16-9/manage-debts-869758036.jpg/jcr:content/renditions/cq5dam.web.430.1000.jpeg 1x, /content/dam/hsbc/gb/images/articles/16-9/manage-debts-869758036.jpg 2x" media="(min-width: 480px)"/> <source srcset="/content/dam/hsbc/gb/images/articles/16-9/manage-debts-869758036.jpg/jcr:content/renditions/cq5dam.web.230.1000.jpeg 1x, /content/dam/hsbc/gb/images/articles/16-9/manage-debts-869758036.jpg/jcr:content/renditions/cq5dam.web.490.1000.jpeg 2x"/> <img id="chp_main_image_27" class="A-IMAGE-RW-ALL smart-image-img" role="img" src="/content/dam/hsbc/gb/images/articles/16-9/manage-debts-869758036.jpg" alt/> </picture> </figure> </div> </div> </div></div> <div id="chp_main_container_item_content_12" class="item-content"> <div class="item-title item-content-text"> <h3 id="chp_main_link_12" class="link-container link-header"> <a class="A-LNKC16R-RW-ALL A-TYPS4L-RW-DEV" href="/financial-fitness/managing-debt/how-to-repay-debts/" data-event-component="text link" data-event-name="how to create a budget|component:managing debt|position:1"> <span class="link text"> How to prioritise debts </span> <span class="icon icon-chevron-right-small" aria-hidden="true"></span> </a> </h3> </div> <div class="item-content-text"> <div class="A-TYPS5R-RW-DEV text-container text "> Take a look at our article on how prioritising your debts may help you feel more in control of your money. </div> </div> <div class="item-content-text"> <ul class="stackable-links "> </ul> </div> </div> </div> </div> <div class="M-CNT-ITEM-ART-DEV"> <div id="chp_main_container_item_13" class="item-layout__top-img"> <div id="chp_main_container_item_img_9" class="item-image"><div class="img-container"> <div class="M-IMG-RW-DEV"> <div id="chp_main_image_28" class="smart-image"> <figure class="smart-image-figure"> <picture id="chp_main_image_29"> <source srcset="/content/dam/hsbc/gb/images/help/16-9-tile/1696-couple-computer-smile-800x450.jpg/jcr:content/renditions/cq5dam.web.590.1000.jpeg 1x" media="(min-width: 960px)"/> <source srcset="/content/dam/hsbc/gb/images/help/16-9-tile/1696-couple-computer-smile-800x450.jpg/jcr:content/renditions/cq5dam.web.430.1000.jpeg 1x" media="(min-width: 480px)"/> <source srcset="/content/dam/hsbc/gb/images/help/16-9-tile/1696-couple-computer-smile-800x450.jpg/jcr:content/renditions/cq5dam.web.230.1000.jpeg 1x, /content/dam/hsbc/gb/images/help/16-9-tile/1696-couple-computer-smile-800x450.jpg/jcr:content/renditions/cq5dam.web.490.1000.jpeg 2x"/> <img id="chp_main_image_30" class="A-IMAGE-RW-ALL smart-image-img" role="img" src="/content/dam/hsbc/gb/images/help/16-9-tile/1696-couple-computer-smile-800x450.jpg" alt/> </picture> </figure> </div> </div> </div></div> <div id="chp_main_container_item_content_13" class="item-content"> <div class="item-title item-content-text"> <h3 id="chp_main_link_13" class="link-container link-header"> <a class="A-LNKC16R-RW-ALL A-TYPS4L-RW-DEV" href="/loans/ways-to-borrow/" data-event-component="text link" data-event-name="ways to borrow|component:managing debt|position:2"> <span class="link text"> Ways to borrow </span> <span class="icon icon-chevron-right-small" aria-hidden="true"></span> </a> </h3> </div> <div class="item-content-text"> <div class="A-TYPS5R-RW-DEV text-container text "> There are lots of reasons you may want to borrow money. Whether it's for home improvements, buying a new car or paying an unexpected bill, it’s important to understand how you can finance your needs. </div> </div> <div class="item-content-text"> <ul class="stackable-links "> </ul> </div> </div> </div> </div> <div class="M-CNT-ITEM-ART-DEV"> <div id="chp_main_container_item_14" class="item-layout__top-img"> <div id="chp_main_container_item_img_10" class="item-image"><div class="img-container"> <div class="M-IMG-RW-DEV"> <div id="chp_main_image_31" class="smart-image"> <figure class="smart-image-figure"> <picture id="chp_main_image_32"> <source srcset="/content/dam/hsbc/gb/images/articles/16-9/yoga-retreat-wellness-800x450.jpg/jcr:content/renditions/cq5dam.web.590.1000.jpeg 1x" media="(min-width: 960px)"/> <source srcset="/content/dam/hsbc/gb/images/articles/16-9/yoga-retreat-wellness-800x450.jpg/jcr:content/renditions/cq5dam.web.430.1000.jpeg 1x" media="(min-width: 480px)"/> <source srcset="/content/dam/hsbc/gb/images/articles/16-9/yoga-retreat-wellness-800x450.jpg/jcr:content/renditions/cq5dam.web.230.1000.jpeg 1x, /content/dam/hsbc/gb/images/articles/16-9/yoga-retreat-wellness-800x450.jpg/jcr:content/renditions/cq5dam.web.490.1000.jpeg 2x"/> <img id="chp_main_image_33" class="A-IMAGE-RW-ALL smart-image-img" role="img" src="/content/dam/hsbc/gb/images/articles/16-9/yoga-retreat-wellness-800x450.jpg" alt/> </picture> </figure> </div> </div> </div></div> <div id="chp_main_container_item_content_14" class="item-content"> <div class="item-title item-content-text"> <h3 id="chp_main_link_14" class="link-container link-header"> <a class="A-LNKC16R-RW-ALL A-TYPS4L-RW-DEV" href="/financial-fitness/managing-debt/" data-event-component="text link" data-event-name="how to manage your debt|component:managing debt|position:3"> <span class="link text"> How to manage your debt </span> <span class="icon icon-chevron-right-small" aria-hidden="true"></span> </a> </h3> </div> <div class="item-content-text"> <div class="A-TYPS5R-RW-DEV text-container text "> Take a look at our guides, videos and tools to help you manage your debt. </div> </div> <div class="item-content-text"> <ul class="stackable-links "> </ul> </div> </div> </div> </div> </div> <div class="A-DIVHLFOO-RW-DEV"></div> </div> </div> <div class="M-CNT-ART-DEV"> <div id="chp_main_container_8" class="container-layout__33-33-33"> <div class="anchor" id="money"></div> <div class="row container-title-wrapper"> <div class="title m-xsm-12 m-mdsm-10 m-md-8"> <div class="title-wrapper"> <div class="title-main"> <h2 class="A-TYPS3L-RW-DEV text-container text "> Growing your money </h2> </div> <div class="A-TYPS5R-RW-DEV description text-container text "> Building up your savings can help you achieve goals you’ve set for the future. We have tips on everything from a holiday pot to an emergency fund and even learning how to invest. </div> </div> </div> </div> <div class="A-DIVHL-RW-ALL "> </div> <div class="container-content"> <div class="M-CNT-ITEM-ART-DEV"> <div id="chp_main_container_item_15" class="item-layout__top-img"> <div id="chp_main_container_item_img_11" class="item-image"><div class="img-container"> <div class="M-IMG-RW-DEV"> <div id="chp_main_image_34" class="smart-image"> <figure class="smart-image-figure"> <picture id="chp_main_image_35"> <source srcset="/content/dam/hsbc/en/images/16-9/gardener.jpg/jcr:content/renditions/cq5dam.web.590.1000.jpeg 1x, /content/dam/hsbc/en/images/16-9/gardener.jpg/jcr:content/renditions/cq5dam.web.1220.1000.jpeg 2x" media="(min-width: 960px)"/> <source srcset="/content/dam/hsbc/en/images/16-9/gardener.jpg/jcr:content/renditions/cq5dam.web.430.1000.jpeg 1x, /content/dam/hsbc/en/images/16-9/gardener.jpg/jcr:content/renditions/cq5dam.web.880.1000.jpeg 2x" media="(min-width: 480px)"/> <source srcset="/content/dam/hsbc/en/images/16-9/gardener.jpg/jcr:content/renditions/cq5dam.web.230.1000.jpeg 1x, /content/dam/hsbc/en/images/16-9/gardener.jpg/jcr:content/renditions/cq5dam.web.490.1000.jpeg 2x"/> <img id="chp_main_image_36" class="A-IMAGE-RW-ALL smart-image-img" role="img" src="/content/dam/hsbc/en/images/16-9/gardener.jpg/_jcr_content/renditions/cq5dam.web.1280.1280.jpeg" alt/> </picture> </figure> </div> </div> </div></div> <div id="chp_main_container_item_content_15" class="item-content"> <div class="item-title item-content-text"> <h3 id="chp_main_link_15" class="link-container link-header"> <a class="A-LNKC16R-RW-ALL A-TYPS4L-RW-DEV" href="/investments/saving-vs-investing/" data-event-component="text link" data-event-name="saving vs investing|component:growing your money|position:1"> <span class="link text"> Saving vs investing </span> <span class="icon icon-chevron-right-small" aria-hidden="true"></span> </a> </h3> </div> <div class="item-content-text"> <div class="A-TYPS5R-RW-DEV text-container text "> Find out what the difference is between saving and investing, and which could be right for you. </div> </div> <div class="item-content-text"> <ul class="stackable-links "> </ul> </div> </div> </div> </div> <div class="M-CNT-ITEM-ART-DEV"> <div id="chp_main_container_item_16" class="item-layout__top-img"> <div id="chp_main_container_item_img_12" class="item-image"><div class="img-container"> <div class="M-IMG-RW-DEV"> <div id="chp_main_image_37" class="smart-image"> <figure class="smart-image-figure"> <picture id="chp_main_image_38"> <source srcset="/content/dam/hsbc/gb/images/articles/16-9/reasons-to-save-726783527.jpg/jcr:content/renditions/cq5dam.web.590.1000.jpeg 1x, /content/dam/hsbc/gb/images/articles/16-9/reasons-to-save-726783527.jpg/jcr:content/renditions/cq5dam.web.1220.1000.jpeg 2x" media="(min-width: 960px)"/> <source srcset="/content/dam/hsbc/gb/images/articles/16-9/reasons-to-save-726783527.jpg/jcr:content/renditions/cq5dam.web.430.1000.jpeg 1x, /content/dam/hsbc/gb/images/articles/16-9/reasons-to-save-726783527.jpg/jcr:content/renditions/cq5dam.web.880.1000.jpeg 2x" media="(min-width: 480px)"/> <source srcset="/content/dam/hsbc/gb/images/articles/16-9/reasons-to-save-726783527.jpg/jcr:content/renditions/cq5dam.web.230.1000.jpeg 1x, /content/dam/hsbc/gb/images/articles/16-9/reasons-to-save-726783527.jpg/jcr:content/renditions/cq5dam.web.490.1000.jpeg 2x"/> <img id="chp_main_image_39" class="A-IMAGE-RW-ALL smart-image-img" role="img" src="/content/dam/hsbc/gb/images/articles/16-9/reasons-to-save-726783527.jpg/_jcr_content/renditions/cq5dam.web.1280.1280.jpeg" alt/> </picture> </figure> </div> </div> </div></div> <div id="chp_main_container_item_content_16" class="item-content"> <div class="item-title item-content-text"> <h3 id="chp_main_link_16" class="link-container link-header"> <a class="A-LNKC16R-RW-ALL A-TYPS4L-RW-DEV" href="/savings/monthly-savings-calculator/" data-event-component="text link" data-event-name="savings goal calculator|component:growing your money|position:2"> <span class="link text"> Savings goal calculator </span> <span class="icon icon-chevron-right-small" aria-hidden="true"></span> </a> </h3> </div> <div class="item-content-text"> <div class="A-TYPS5R-RW-DEV text-container text "> Use our calculator to find out how long it will take you to save for that special purchase. </div> </div> <div class="item-content-text"> <ul class="stackable-links "> </ul> </div> </div> </div> </div> <div class="M-CNT-ITEM-ART-DEV"> <div id="chp_main_container_item_17" class="item-layout__top-img"> <div id="chp_main_container_item_img_13" class="item-image"><div class="img-container"> <div class="M-IMG-RW-DEV"> <div id="chp_main_image_40" class="smart-image"> <figure class="smart-image-figure"> <picture id="chp_main_image_41"> <source srcset="/content/dam/hsbc/gb/images/articles/16-9/405-woman-home-laptop.jpg/jcr:content/renditions/cq5dam.web.590.1000.jpeg 1x" media="(min-width: 960px)"/> <source srcset="/content/dam/hsbc/gb/images/articles/16-9/405-woman-home-laptop.jpg/jcr:content/renditions/cq5dam.web.430.1000.jpeg 1x" media="(min-width: 480px)"/> <source srcset="/content/dam/hsbc/gb/images/articles/16-9/405-woman-home-laptop.jpg/jcr:content/renditions/cq5dam.web.230.1000.jpeg 1x, /content/dam/hsbc/gb/images/articles/16-9/405-woman-home-laptop.jpg/jcr:content/renditions/cq5dam.web.490.1000.jpeg 2x"/> <img id="chp_main_image_42" class="A-IMAGE-RW-ALL smart-image-img" role="img" src="/content/dam/hsbc/gb/images/articles/16-9/405-woman-home-laptop.jpg" alt/> </picture> </figure> </div> </div> </div></div> <div id="chp_main_container_item_content_17" class="item-content"> <div class="item-title item-content-text"> <h3 id="chp_main_link_17" class="link-container link-header"> <a class="A-LNKC16R-RW-ALL A-TYPS4L-RW-DEV" href="/financial-fitness/growing-your-money/" data-event-component="text link" data-event-name="how to grow your money|component:growing your money|position:3"> <span class="link text"> How to grow your money </span> <span class="icon icon-chevron-right-small" aria-hidden="true"></span> </a> </h3> </div> <div class="item-content-text"> <div class="A-TYPS5R-RW-DEV text-container text "> Take a look at our guides, videos and tools to help you grow your money. </div> </div> <div class="item-content-text"> <ul class="stackable-links "> </ul> </div> </div> </div> </div> </div> <div class="A-DIVHLFOO-RW-DEV"></div> </div> </div> <div class="M-CNT-ART-DEV"> <div id="chp_main_container_9" class="container-layout__33-33-33"> <div class="anchor" id="future"></div> <div class="row container-title-wrapper"> <div class="title m-xsm-12 m-mdsm-10 m-md-8"> <div class="title-wrapper"> <div class="title-main"> <h2 class="A-TYPS3L-RW-DEV text-container text "> Planning for the future </h2> </div> <div class="A-TYPS5R-RW-DEV description text-container text "> We'll help you on the way to achieving your ideal retirement lifestyle. Try our retirement calculator and work out how much you'll need in later life. </div> </div> </div> </div> <div class="A-DIVHL-RW-ALL "> </div> <div class="container-content"> <div class="M-CNT-ITEM-ART-DEV"> <div id="chp_main_container_item_18" class="item-layout__top-img"> <div id="chp_main_container_item_img_14" class="item-image"><div class="img-container"> <div class="M-IMG-RW-DEV"> <div id="chp_main_image_43" class="smart-image"> <figure class="smart-image-figure"> <picture id="chp_main_image_44"> <source srcset="/content/dam/hsbc/hbam/images/16-9/birthday-celebration.jpg/jcr:content/renditions/cq5dam.web.590.1000.jpeg 1x, /content/dam/hsbc/hbam/images/16-9/birthday-celebration.jpg/jcr:content/renditions/cq5dam.web.1220.1000.jpeg 2x" media="(min-width: 960px)"/> <source srcset="/content/dam/hsbc/hbam/images/16-9/birthday-celebration.jpg/jcr:content/renditions/cq5dam.web.430.1000.jpeg 1x, /content/dam/hsbc/hbam/images/16-9/birthday-celebration.jpg/jcr:content/renditions/cq5dam.web.880.1000.jpeg 2x" media="(min-width: 480px)"/> <source srcset="/content/dam/hsbc/hbam/images/16-9/birthday-celebration.jpg/jcr:content/renditions/cq5dam.web.230.1000.jpeg 1x, /content/dam/hsbc/hbam/images/16-9/birthday-celebration.jpg/jcr:content/renditions/cq5dam.web.490.1000.jpeg 2x"/> <img id="chp_main_image_45" class="A-IMAGE-RW-ALL smart-image-img" role="img" src="/content/dam/hsbc/hbam/images/16-9/birthday-celebration.jpg/_jcr_content/renditions/cq5dam.web.1280.1280.jpeg" alt/> </picture> </figure> </div> </div> </div></div> <div id="chp_main_container_item_content_18" class="item-content"> <div class="item-title item-content-text"> <h3 id="chp_main_link_18" class="link-container link-header"> <a class="A-LNKC16R-RW-ALL A-TYPS4L-RW-DEV" href="/help/life-events/" data-event-component="text link" data-event-name="life events|component:planning for the futurey|position:1"> <span class="link text"> Life events </span> <span class="icon icon-chevron-right-small" aria-hidden="true"></span> </a> </h3> </div> <div class="item-content-text"> <div class="A-TYPS5R-RW-DEV text-container text "> Take a look at our article on where to start when you want to grow your money. </div> </div> <div class="item-content-text"> <ul class="stackable-links "> </ul> </div> </div> </div> </div> <div class="M-CNT-ITEM-ART-DEV"> <div id="chp_main_container_item_19" class="item-layout__top-img"> <div id="chp_main_container_item_img_15" class="item-image"><div class="img-container"> <div class="M-IMG-RW-DEV"> <div id="chp_main_image_46" class="smart-image"> <figure class="smart-image-figure"> <picture id="chp_main_image_47"> <source srcset="/content/dam/hsbc/gb/images/articles/16-9/3904-running-with-dog-800x450.jpg/jcr:content/renditions/cq5dam.web.590.1000.jpeg 1x" media="(min-width: 960px)"/> <source srcset="/content/dam/hsbc/gb/images/articles/16-9/3904-running-with-dog-800x450.jpg/jcr:content/renditions/cq5dam.web.430.1000.jpeg 1x" media="(min-width: 480px)"/> <source srcset="/content/dam/hsbc/gb/images/articles/16-9/3904-running-with-dog-800x450.jpg/jcr:content/renditions/cq5dam.web.230.1000.jpeg 1x, /content/dam/hsbc/gb/images/articles/16-9/3904-running-with-dog-800x450.jpg/jcr:content/renditions/cq5dam.web.490.1000.jpeg 2x"/> <img id="chp_main_image_48" class="A-IMAGE-RW-ALL smart-image-img" role="img" src="/content/dam/hsbc/gb/images/articles/16-9/3904-running-with-dog-800x450.jpg" alt/> </picture> </figure> </div> </div> </div></div> <div id="chp_main_container_item_content_19" class="item-content"> <div class="item-title item-content-text"> <h3 id="chp_main_link_19" class="link-container link-header"> <a class="A-LNKC16R-RW-ALL A-TYPS4L-RW-DEV" href="https://retirementcalculator.hsbc.co.uk/" data-event-component="text link" data-event-name="calculate your retirement lifestyle|component:planning for the future|position:2"> <span class="link text"> Calculate your retirement lifestyle </span> <span class="icon icon-chevron-right-small" aria-hidden="true"></span> </a> </h3> </div> <div class="item-content-text"> <div class="A-TYPS5R-RW-DEV text-container text "> Take our quiz to work out your ideal retirement lifestyle and how much you may need to achieve it. </div> </div> <div class="item-content-text"> <ul class="stackable-links "> </ul> </div> </div> </div> </div> <div class="M-CNT-ITEM-ART-DEV"> <div id="chp_main_container_item_20" class="item-layout__top-img"> <div id="chp_main_container_item_img_16" class="item-image"><div class="img-container"> <div class="M-IMG-RW-DEV"> <div id="chp_main_image_49" class="smart-image"> <figure class="smart-image-figure"> <picture id="chp_main_image_50"> <source srcset="/content/dam/hsbc/en/images/articles/16-9/wealth-investments/gardening-generations-home.jpg/jcr:content/renditions/cq5dam.web.590.1000.jpeg 1x, /content/dam/hsbc/en/images/articles/16-9/wealth-investments/gardening-generations-home.jpg/jcr:content/renditions/cq5dam.web.1220.1000.jpeg 2x" media="(min-width: 960px)"/> <source srcset="/content/dam/hsbc/en/images/articles/16-9/wealth-investments/gardening-generations-home.jpg/jcr:content/renditions/cq5dam.web.430.1000.jpeg 1x, /content/dam/hsbc/en/images/articles/16-9/wealth-investments/gardening-generations-home.jpg/jcr:content/renditions/cq5dam.web.880.1000.jpeg 2x" media="(min-width: 480px)"/> <source srcset="/content/dam/hsbc/en/images/articles/16-9/wealth-investments/gardening-generations-home.jpg/jcr:content/renditions/cq5dam.web.230.1000.jpeg 1x, /content/dam/hsbc/en/images/articles/16-9/wealth-investments/gardening-generations-home.jpg/jcr:content/renditions/cq5dam.web.490.1000.jpeg 2x"/> <img id="chp_main_image_51" class="A-IMAGE-RW-ALL smart-image-img" role="img" src="/content/dam/hsbc/en/images/articles/16-9/wealth-investments/gardening-generations-home.jpg/_jcr_content/renditions/cq5dam.web.1280.1280.jpeg" alt/> </picture> </figure> </div> </div> </div></div> <div id="chp_main_container_item_content_20" class="item-content"> <div class="item-title item-content-text"> <h3 id="chp_main_link_20" class="link-container link-header"> <a class="A-LNKC16R-RW-ALL A-TYPS4L-RW-DEV" href="/retirement/" data-event-component="text link" data-event-name="retirement|component:planning for the future|position:3"> <span class="link text"> Retirement </span> <span class="icon icon-chevron-right-small" aria-hidden="true"></span> </a> </h3> </div> <div class="item-content-text"> <div class="A-TYPS5R-RW-DEV text-container text "> Take a look at our other retirement guides, videos and tools to help you plan for later life. </div> </div> <div class="item-content-text"> <ul class="stackable-links "> </ul> </div> </div> </div> </div> </div> <div class="A-DIVHLFOO-RW-DEV"></div> </div> </div> <div class="M-CNT-ART-DEV"> <div id="chp_main_container_10" class="container-layout__25-25-25-25"> <div class="row container-title-wrapper"> <div class="title m-xsm-12 m-mdsm-10 m-md-8"> <div class="title-wrapper"> <div class="title-main"> <div class="anchor" id="our-money-guides"></div> <h2 class="A-TYPS3L-RW-DEV text-container text "> Our money guides </h2> </div> </div> </div> </div> <div class="A-DIVHL-RW-ALL "> </div> <div class="container-content"> <div class="M-CNT-ITEM-ART-DEV"> <div id="chp_main_container_item_21" class="item-layout__top-img"> <div id="chp_main_container_item_img_17" class="item-image"><div class="img-container"> <div class="M-IMG-RW-DEV"> <div id="chp_main_image_52" class="smart-image"> <figure class="smart-image-figure"> <picture id="chp_main_image_53"> <source srcset="/content/dam/hsbc/gb/images/wealth/16-9/1609-working-on-laptop-window-seat-800x450.jpg/jcr:content/renditions/cq5dam.web.590.1000.jpeg 1x" media="(min-width: 960px)"/> <source srcset="/content/dam/hsbc/gb/images/wealth/16-9/1609-working-on-laptop-window-seat-800x450.jpg/jcr:content/renditions/cq5dam.web.430.1000.jpeg 1x" media="(min-width: 480px)"/> <source srcset="/content/dam/hsbc/gb/images/wealth/16-9/1609-working-on-laptop-window-seat-800x450.jpg/jcr:content/renditions/cq5dam.web.230.1000.jpeg 1x, /content/dam/hsbc/gb/images/wealth/16-9/1609-working-on-laptop-window-seat-800x450.jpg/jcr:content/renditions/cq5dam.web.490.1000.jpeg 2x"/> <img id="chp_main_image_54" class="A-IMAGE-RW-ALL smart-image-img" role="img" src="/content/dam/hsbc/gb/images/wealth/16-9/1609-working-on-laptop-window-seat-800x450.jpg" alt/> </picture> </figure> </div> </div> </div></div> <div id="chp_main_container_item_content_21" class="item-content"> <div class="item-title item-content-text"> <h3 id="chp_main_link_21" class="link-container link-header"> <a class="A-LNKC16R-RW-ALL A-TYPS4L-RW-DEV" href="/financial-fitness/rising-cost-of-living/" data-event-component="text link" data-event-name="rising cost of living|component:growing your money|position:1"> <span class="link text"> Rising cost of living </span> <span class="icon icon-chevron-right-small" aria-hidden="true"></span> </a> </h3> </div> <div class="item-content-text"> <div class="A-TYPS5R-RW-DEV text-container text "> Energy, food and living costs have been going up. Here, you'll find ideas on how to cut back on spending and ways to reduce the stress. </div> </div> <div class="item-content-text"> <ul class="stackable-links "> </ul> </div> </div> </div> </div> <div class="M-CNT-ITEM-ART-DEV"> <div id="chp_main_container_item_22" class="item-layout__top-img"> <div id="chp_main_container_item_img_18" class="item-image"><div class="img-container"> <div class="M-IMG-RW-DEV"> <div id="chp_main_image_55" class="smart-image"> <figure class="smart-image-figure"> <picture id="chp_main_image_56"> <source srcset="/content/dam/hsbc/gb/images/articles/16-9/working-from-family-home-800x450.jpg/jcr:content/renditions/cq5dam.web.590.1000.jpeg 1x" media="(min-width: 960px)"/> <source srcset="/content/dam/hsbc/gb/images/articles/16-9/working-from-family-home-800x450.jpg/jcr:content/renditions/cq5dam.web.430.1000.jpeg 1x" media="(min-width: 480px)"/> <source srcset="/content/dam/hsbc/gb/images/articles/16-9/working-from-family-home-800x450.jpg/jcr:content/renditions/cq5dam.web.230.1000.jpeg 1x, /content/dam/hsbc/gb/images/articles/16-9/working-from-family-home-800x450.jpg/jcr:content/renditions/cq5dam.web.490.1000.jpeg 2x"/> <img id="chp_main_image_57" class="A-IMAGE-RW-ALL smart-image-img" role="img" src="/content/dam/hsbc/gb/images/articles/16-9/working-from-family-home-800x450.jpg" alt/> </picture> </figure> </div> </div> </div></div> <div id="chp_main_container_item_content_22" class="item-content"> <div class="item-title item-content-text"> <h3 id="chp_main_link_22" class="link-container link-header"> <a class="A-LNKC16R-RW-ALL A-TYPS4L-RW-DEV" href="/help/money-worries/" data-event-component="text link" data-event-name="money worries|component:our money guides|position:2"> <span class="link text"> Money worries </span> <span class="icon icon-chevron-right-small" aria-hidden="true"></span> </a> </h3> </div> <div class="item-content-text"> <div class="A-TYPS5R-RW-DEV text-container text "> If something is happening in your life that means you might need some financial support, we're here to offer support and help. </div> </div> <div class="item-content-text"> <ul class="stackable-links "> </ul> </div> </div> </div> </div> <div class="M-CNT-ITEM-ART-DEV"> <div id="chp_main_container_item_23" class="item-layout__top-img"> <div id="chp_main_container_item_img_19" class="item-image"><div class="img-container"> <div class="M-IMG-RW-DEV"> <div id="chp_main_image_58" class="smart-image"> <figure class="smart-image-figure"> <picture id="chp_main_image_59"> <source srcset="/content/dam/hsbc/ciiom/images/financial-education/16-9/767-using-laptop-kitchen.jpg/jcr:content/renditions/cq5dam.web.590.1000.jpeg 1x" media="(min-width: 960px)"/> <source srcset="/content/dam/hsbc/ciiom/images/financial-education/16-9/767-using-laptop-kitchen.jpg/jcr:content/renditions/cq5dam.web.430.1000.jpeg 1x" media="(min-width: 480px)"/> <source srcset="/content/dam/hsbc/ciiom/images/financial-education/16-9/767-using-laptop-kitchen.jpg/jcr:content/renditions/cq5dam.web.230.1000.jpeg 1x, /content/dam/hsbc/ciiom/images/financial-education/16-9/767-using-laptop-kitchen.jpg/jcr:content/renditions/cq5dam.web.490.1000.jpeg 2x"/> <img id="chp_main_image_60" class="A-IMAGE-RW-ALL smart-image-img" role="img" src="/content/dam/hsbc/ciiom/images/financial-education/16-9/767-using-laptop-kitchen.jpg" alt/> </picture> </figure> </div> </div> </div></div> <div id="chp_main_container_item_content_23" class="item-content"> <div class="item-title item-content-text"> <h3 id="chp_main_link_23" class="link-container link-header"> <a class="A-LNKC16R-RW-ALL A-TYPS4L-RW-DEV" href="/financial-education/" data-event-component="text link" data-event-name="financial education|component:growing your money|position:3"> <span class="link text"> Financial education </span> <span class="icon icon-chevron-right-small" aria-hidden="true"></span> </a> </h3> </div> <div class="item-content-text"> <div class="A-TYPS5R-RW-DEV text-container text "> Help is at hand for young people of all ages to learn about money. </div> </div> <div class="item-content-text"> <ul class="stackable-links "> </ul> </div> </div> </div> </div> <div class="M-CNT-ITEM-ART-DEV"> <div id="chp_main_container_item_24" class="item-layout__top-img"> <div id="chp_main_container_item_img_20" class="item-image"><div class="img-container"> <div class="M-IMG-RW-DEV"> <div id="chp_main_image_61" class="smart-image"> <figure class="smart-image-figure"> <picture id="chp_main_image_62"> <source srcset="/content/dam/hsbc/gb/images/help/16-9-tile/3814-father-daughter-browsing-phone-2000x1125.jpg/jcr:content/renditions/cq5dam.web.1280.1280.jpeg 1x, /content/dam/hsbc/gb/images/help/16-9-tile/3814-father-daughter-browsing-phone-2000x1125.jpg/jcr:content/renditions/cq5dam.web.1280.1280.jpeg 2x" media="(min-width: 960px)"/> <source srcset="/content/dam/hsbc/gb/images/help/16-9-tile/3814-father-daughter-browsing-phone-2000x1125.jpg/jcr:content/renditions/cq5dam.web.1280.1280.jpeg 1x, /content/dam/hsbc/gb/images/help/16-9-tile/3814-father-daughter-browsing-phone-2000x1125.jpg/jcr:content/renditions/cq5dam.web.1280.1280.jpeg 2x" media="(min-width: 480px)"/> <source srcset="/content/dam/hsbc/gb/images/help/16-9-tile/3814-father-daughter-browsing-phone-2000x1125.jpg/jcr:content/renditions/cq5dam.web.1280.1280.jpeg 1x, /content/dam/hsbc/gb/images/help/16-9-tile/3814-father-daughter-browsing-phone-2000x1125.jpg/jcr:content/renditions/cq5dam.web.1280.1280.jpeg 2x"/> <img id="chp_main_image_63" class="A-IMAGE-RW-ALL smart-image-img" role="img" src="/content/dam/hsbc/gb/images/help/16-9-tile/3814-father-daughter-browsing-phone-2000x1125.jpg/_jcr_content/renditions/cq5dam.web.1280.1280.jpeg" alt/> </picture> </figure> </div> </div> </div></div> <div id="chp_main_container_item_content_24" class="item-content"> <div class="item-title item-content-text"> <h3 id="chp_main_link_24" class="link-container link-header"> <a class="A-LNKC16R-RW-ALL A-TYPS4L-RW-DEV" href="/help/security-centre/" data-event-component="text link" data-event-name="fraud and security|component:growing your money|position:4"> <span class="link text"> Fraud and security </span> <span class="icon icon-chevron-right-small" aria-hidden="true"></span> </a> </h3> </div> <div class="item-content-text"> <div class="A-TYPS5R-RW-DEV text-container text "> Learn how to keep your money safe from frauds and scams. </div> </div> <div class="item-content-text"> <ul class="stackable-links "> </ul> </div> </div> </div> </div> </div> <div class="A-DIVHLFOO-RW-DEV"></div> </div> </div> <div class="M-CNT-ART-DEV"> <div> <div class="anchor" id="page-1"></div> </div> <div id="chp_main_container_11" class="container-layout__50-50"> <div class="row container-title-wrapper"> <div class="title m-xsm-12 m-mdsm-10 m-md-8"> <div class="title-wrapper"> <div class="title-main"> <div class="anchor" id="more-tips-on-how-to-get-financially-fit"></div> <h2 class="A-TYPS3L-RW-DEV text-container text "> More tips on how to get financially fit </h2> </div> <div class="A-TYPS5R-RW-DEV description text-container text "> Read our guides to the best ways to keep on top of your finances, whatever your circumstances. </div> </div> </div> </div> <div class="A-DIVHL-RW-ALL "> </div> <div class="container-content"> <div class="M-CNT-ITEM-ART-DEV"> <div id="chp_main_container_item_25" class="item-layout__oposite-img-small"> <div id="chp_main_container_item_img_21" class="item-image"><div class="img-container"> <div class="M-IMG-RW-DEV"> <div id="chp_main_image_64" class="smart-image"> <figure class="smart-image-figure"> <picture id="chp_main_image_65"> <source srcset="/content/dam/hsbc/gb/images/articles/16-9/parcel-delivery-woman-hallway.jpg/jcr:content/renditions/cq5dam.web.590.1000.jpeg 1x" media="(min-width: 960px)"/> <source srcset="/content/dam/hsbc/gb/images/articles/16-9/parcel-delivery-woman-hallway.jpg/jcr:content/renditions/cq5dam.web.430.1000.jpeg 1x" media="(min-width: 480px)"/> <source srcset="/content/dam/hsbc/gb/images/articles/16-9/parcel-delivery-woman-hallway.jpg/jcr:content/renditions/cq5dam.web.230.1000.jpeg 1x, /content/dam/hsbc/gb/images/articles/16-9/parcel-delivery-woman-hallway.jpg/jcr:content/renditions/cq5dam.web.490.1000.jpeg 2x"/> <img id="chp_main_image_66" class="A-IMAGE-RW-ALL smart-image-img" role="img" src="/content/dam/hsbc/gb/images/articles/16-9/parcel-delivery-woman-hallway.jpg" alt/> </picture> </figure> </div> </div> </div></div> <div id="chp_main_container_item_content_25" class="item-content"> <div class="item-title item-content-text"> <h3 id="chp_main_link_25" class="link-container link-header"> <a class="A-LNKC16R-RW-ALL A-TYPS4L-RW-DEV" href="/financial-fitness/how-to-get-ready-for-black-friday/" data-event-component="text link" data-event-name="How to get ready for Black Friday"> <span class="link text"> How to get ready for Black Friday </span> <span class="icon icon-chevron-right-small" aria-hidden="true"></span> </a> </h3> </div> <div class="item-content-text"> <div class="A-TYPS5R-RW-DEV text-container text "> Black Friday and Cyber Monday are big days in the retail calendar. Here are our top tips. </div> </div> <div class="item-content-text"> <ul class="stackable-links "> </ul> </div> </div> </div> </div> <div class="M-CNT-ITEM-ART-DEV"> <div id="chp_main_container_item_26" class="item-layout__oposite-img-small"> <div id="chp_main_container_item_img_22" class="item-image"><div class="img-container"> <div class="M-IMG-RW-DEV"> <div id="chp_main_image_67" class="smart-image"> <figure class="smart-image-figure"> <picture id="chp_main_image_68"> <source srcset="/content/dam/hsbc/gb/images/articles/16-9/4224-mother-baking-with-child-2000x1125.jpg/jcr:content/renditions/cq5dam.web.590.1000.jpeg 1x, /content/dam/hsbc/gb/images/articles/16-9/4224-mother-baking-with-child-2000x1125.jpg/jcr:content/renditions/cq5dam.web.1220.1000.jpeg 2x" media="(min-width: 960px)"/> <source srcset="/content/dam/hsbc/gb/images/articles/16-9/4224-mother-baking-with-child-2000x1125.jpg/jcr:content/renditions/cq5dam.web.430.1000.jpeg 1x, /content/dam/hsbc/gb/images/articles/16-9/4224-mother-baking-with-child-2000x1125.jpg/jcr:content/renditions/cq5dam.web.880.1000.jpeg 2x" media="(min-width: 480px)"/> <source srcset="/content/dam/hsbc/gb/images/articles/16-9/4224-mother-baking-with-child-2000x1125.jpg/jcr:content/renditions/cq5dam.web.230.1000.jpeg 1x, /content/dam/hsbc/gb/images/articles/16-9/4224-mother-baking-with-child-2000x1125.jpg/jcr:content/renditions/cq5dam.web.490.1000.jpeg 2x"/> <img id="chp_main_image_69" class="A-IMAGE-RW-ALL smart-image-img" role="img" src="/content/dam/hsbc/gb/images/articles/16-9/4224-mother-baking-with-child-2000x1125.jpg/_jcr_content/renditions/cq5dam.web.1280.1280.jpeg" alt/> </picture> </figure> </div> </div> </div></div> <div id="chp_main_container_item_content_26" class="item-content"> <div class="item-title item-content-text"> <h3 id="chp_main_link_26" class="link-container link-header"> <a class="A-LNKC16R-RW-ALL A-TYPS4L-RW-DEV" 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class="A-TYPS5R-RW-DEV text-container text "> Check out these ideas to help you stay on top of your money by keeping your bills under control. </div> </div> <div class="item-content-text"> <ul class="stackable-links "> </ul> </div> </div> </div> </div> <div class="M-CNT-ITEM-ART-DEV"> <div id="chp_main_container_item_30" class="item-layout__oposite-img-small"> <div id="chp_main_container_item_img_26" class="item-image"><div class="img-container"> <div class="M-IMG-RW-DEV"> <div id="chp_main_image_79" class="smart-image"> <figure class="smart-image-figure"> <picture id="chp_main_image_80"> <source srcset="/content/dam/hsbc/ae/images/articles/16-9/4648-child-laptop-wind-turbine-model-2000x1125.jpg/jcr:content/renditions/cq5dam.web.590.1000.jpeg 1x, /content/dam/hsbc/ae/images/articles/16-9/4648-child-laptop-wind-turbine-model-2000x1125.jpg/jcr:content/renditions/cq5dam.web.1220.1000.jpeg 2x" media="(min-width: 960px)"/> <source 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