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PKO Bank Polski
<!DOCTYPE html><html lang="pl"><head><meta charSet="utf-8"/><meta name="viewport" content="initial-scale=1, width=device-width"/><meta id="redesign"/><meta name="p:domain_verify" content="486176bd1ea30b4b17305e2e042b878b"/><script type="text/javascript">try{const a=t=>{return a=window,e=document,n="script",a[o="uetq"]=a[o]||[],r=function(){var e={ti:""+t,enableAutoSpaTracking:!0};e.q=a[o],a[o]=new UET(e),a[o].push("pageLoad")},(c=e.createElement(n)).src="//bat.bing.com/bat.js",c.async=1,c.onload=c.onreadystatechange=function(){var e=this.readyState;e&&"loaded"!==e&&"complete"!==e||(r(),c.onload=c.onreadystatechange=null)},void(e=e.getElementsByTagName(n)[0]).parentNode.insertBefore(c,e);var a,e,n,o,r,c};Object.defineProperty(window,"uetLoader",{value:a})}catch(e){console.error(e)}</script><script type="text/javascript">window.clarityModule={appendClarityScript:t=>{const e='!function(c,l,a,r,i,t,y){a[c]("metadata",(function(e){function n(){var n=ga.getAll();for(var o in n){var s=n[o];if("UA-2629088-1"===s.get("trackingId")){s.set("dimension53",["https://clarity.microsoft.com/ga",e.projectId,e.userId,e.sessionId].join("/")),s.send("event",{eventCategory:"Clarity",nonInteraction:!0,eventAction:e.sessionId});break}}}try{ga&&ga(n)}catch(e){try{n()}catch(e){}}}));try{var d="dataLayer",g="gtag";a[d]=a[d]||[],a[g]=a[g]||function(){a[d].push(arguments)},a[g]("event","optimize.callback",{callback:function(e,g){a[c]("set","optimizeExp",g+":"+e)}})}catch(e){}if(a[c].v||a[c].t)return a[c]("event",c,"dup."+i.projectId);a[c].t=!0,(t=l.createElement(r)).async=!0,t.src="/static/front/clarity_scripts/js/clarity.js",(y=l.getElementsByTagName(r)[0]).parentNode.insertBefore(t,y),a[c]("start",i),a[c].q.unshift(a[c].q.pop())}("clarity",document,window,"script",{"projectId":"'+t+'","upload":"https://d.clarity.ms/collect","expire":365,"cookies":["_uetmsclkid","_uetvid"],"track":false,"lean":false,"content":true,"extract":[3,1,["4f509md79","zjy56jaz","4s4zm72hj"]]});',a=document.createElement("script");a.type="text/javascript",a.async=!0,a.append(e),document.getElementsByTagName("head")[0].appendChild(a)}};</script><script id="uc-gtm">function gtag(){dataLayer.push(arguments)}window.dataLayer=window.dataLayer||[],window.addEventListener("ucEvent",function(e){if(e.detail&&"consent_status"==e.detail.event){var t="Microsoft Clarity";switch(e.detail.hasOwnProperty(t)&>ag("consent","update",{clarity_storage:e.detail[t]?"granted":"denied"}),e.detail.action){case"onAcceptAllServices":document.cookie="3_RODO_FULL=true; path=/; secure=true; samesite=none; max-age=34560000;";break;case"onDenyAllServices":document.cookie="5_RODO_REJECTED=true; path=/; secure=true; samesite=none; max-age=34560000;";break;case"onUpdateServices":document.cookie="4_RODO_SETTINGS=true; path=/; secure=true; samesite=none; max-age=34560000;"}e.detail.ucCategory.essential&&(document.cookie="3_RODO_FULL=true; path=/; secure=true; samesite=none; max-age=34560000;")}}),gtag("consent","default",{ad_storage:"denied",analytics_storage:"denied",clarity_storage:"denied",ad_user_data:"denied",ad_personalization:"denied",wait_for_update:2e3}),gtag("set","ads_data_redaction",!0),function(e,t,a,n){e[n]=e[n]||[],e[n].push({"gtm.start":(new Date).getTime(),event:"gtm.js"});e=t.getElementsByTagName(a)[0],n=t.createElement(a);n.async=!0,n.src="https://www.googletagmanager.com/gtm.js?id=GTM-NZQMN2W",e.parentNode.insertBefore(n,e)}(window,document,"script","dataLayer"); </script><title>PKO Bank Polski</title><meta name="description" content="PKO Bank Polski - Twoje bezpieczne i wygodne rozwiązania finansowe. Oferujemy darmowe konto osobiste, kredyty, lokaty, ubezpieczenia oraz usługi dodatkowe"/><meta name="article:modified_time" content="2024-11-22T10:44:00.314214+01:00"/><meta name="robots" content="index, follow"/><link rel="canonical" href="https://www.pkobp.pl"/><script>window.pko = {"storage":{"dd_RRSO-KMSR":"8,90%","test":"testowa1","dd_RRSO-BK-PR":"<strong>Rzeczywista Roczna Stopa Oprocentowania (RRSO)</strong> dla wypłaconego jednorazowo Bezpiecznego kredytu 2% w PKO Banku Polskim zabezpieczonego hipoteką wynosi <strong>4,31%</strong> przy następujących założeniach: okres obowiązywania umowy: 25 lat; całkowita kwota kredytu (bez kredytowanych kosztów) 290 000 zł, LTV (kwota kredytu do wartości zabezpieczenia) 96,3%, oprocentowanie stałe przez pierwsze 5 lat: 7,02%/rok, na które składa się 5-letnia stała stopa bazowa 5,02%/rok, marża 2%, następnie na drugi 5 letni okres oprocentowanie stałe 7,67%, na które składa się 5-letnia stała stopa bazowa 5,67%/rok i marża 2%, a następnie oprocentowanie zmienne 7,67%/rok (od 11. roku do końca okresu oprocentowania), na które składa się wskaźnik referencyjny WIBOR 6M 5,67%/rok z dnia 09.11.2023 r. i marża 2%; całkowity koszt kredytu 184 704,44 zł, w tym prowizja za udzielenie kredytu 1,7%, tj. 4 930 zł, opłata prowizyjna dla BGK za udzielenie gwarancji 490,86 zł; odsetki 172 573,72 zł, ubezpieczenie nieruchomości 5 800 zł (za cały okres kredytowania, dla ubezpieczenia oferowanego za pośrednictwem PKO Banku Polskiego), ocena wartości nieruchomości mającej stanowić zabezpieczenie kredytu 400 zł, PCC 19 zł; całkowita kwota do zapłaty 474 704,44 zł, płatna w 300 ratach: malejących w okresie stosowania dopłat oraz ratach annuitetowych (równych) miesięcznych po tym okresie, przy czym pierwsza rata malejąca z dopłatą wyniesie 1 426,76 zł, od 11. roku raty annuitetowe (równe) wyniosą po 1 630,69 zł i ostatnia rata wyniesie 1 442,25 zł. Kalkulacja została dokonana na dzień 10.11.2023 r. na reprezentatywnym przykładzie.","dd_RRSO-EPG":"11,57%","dd_RRSO-KH-BH-S":"9,10%","dd_RRSO-KH-BH-Z":"9,84%","dd_RRSO-KH-PKO-Z":"9,83%","dd_RRSO-KH-PR-BH-Z":"<strong>Rzeczywista Roczna Stopa Oprocentowania (RRSO)</strong> dla wypłaconego jednorazowo kredytu Własny Kąt hipoteczny w PKO Banku Hipotecznym SA zabezpieczonego hipoteką wynosi <strong>9,84%</strong> przy następujących założeniach: okres obowiązywania umowy: 25 lat; całkowita kwota kredytu (bez kredytowanych kosztów) 320 000 zł, LTV (kwota kredytu do wartości zabezpieczenia) 61,70%, oprocentowanie zmienne 8,18%/rok, na które składa się wskaźnik referencyjny WIBOR 6M 5,86% wg stanu na dzień 09.02.2024 r. oraz marża 2,32 p.p.; całkowity koszt kredytu 466 858,85 zł, w tym: prowizja 0,5%, tj. 1 600 zł, odsetki 431 819,05 zł, ubezpieczenie nieruchomości 6 400 zł (za cały okres kredytowania dla ubezpieczenia oferowanego za pośrednictwem PKO Banku Polskiego), ocena wartości nieruchomości mającej stanowić zabezpieczenie kredytu 400 zł, PCC 19 zł, ROR (Konto za Zero) 0 zł (za cały okres kredytowania; w związku z deklaracją systematycznych wpływów minimum 3 000 zł na ROR); ubezpieczenie na życie 26 620,80 zł (za cały okres kredytowania dla ubezpieczenia oferowanego za pośrednictwem PKO Banku Polskiego); całkowita kwota do zapłaty 786 858,85 zł, płatna w 300 miesięcznych ratach annuitetowych (równych), po 2 510,00 zł, przy czym ostatnia rata wyniesie 1 329,05 zł. Kalkulacja została dokonana na dzień 09.02.2024 r. na reprezentatywnym przykładzie.","dd_RRSO-EPG-PR":"<strong>Rzeczywista Roczna Stopa Oprocentowania (RRSO) wynosi 11,57%, całkowita kwota kredytu (bez kredytowanych kosztów) 13 700,00 zł, całkowita kwota do zapłaty 15 024,97 zł, oprocentowanie stałe 10,99%, całkowity koszt kredytu 1 324,97 zł (w tym: prowizja 0,00 zł, odsetki 1 324,97 zł), 23 miesięczne raty równe po 638,54 zł i ostatnia rata: 638,55 zł. Kalkulacja została dokonana na dzień 14.10.2024 r. na reprezentatywnym przykładzie.</strong>","dd_RRSO-KH-PKO-S":"9,08%","[!RRSO-KKMP]":"20,74%","dd_RRSO-EP-PR":"<strong>Rzeczywista Roczna Stopa Oprocentowania (RRSO) wynosi 19,55%, całkowita kwota kredytu (bez kredytowanych kosztów) 29 900,00 zł, całkowita kwota do zapłaty 48 549,53 zł, oprocentowanie zmienne 17,99%, całkowity koszt kredytu 18 649,53 zł (w tym: prowizja 0,00 zł, odsetki 18 649,53 zł), 71 miesięczne raty równe po 681,78 zł i ostatnia rata: 143,15 zł. Kalkulacja została dokonana na dzień 14.10.2024 r. na reprezentatywnym przykładzie.</strong>\n\nUdzielenie pożyczki jest uzależnione od pozytywnej oceny zdolności kredytowej. Umowa Ekopożyczki PKO nie stanowi umowy o kredyt wiązany w rozumieniu ustawy o kredycie konsumenckim.<br/><br/>\n\nPoniższy przykład obliczony jest dla oprocentowania przed dostarczeniem przez Ciebie faktury za zakup urządzenia ekologicznego. Wysokość raty po dostarczeniu faktury i obniżeniu oprocentowania Twojej Ekopożyczki PKO możesz obliczyć z wykorzystaniem kalkulatora na stronie. <br/><br/>","dd_RRSO-KH-PR-PKO-S":"<strong>Rzeczywista Roczna Stopa Oprocentowania (RRSO)</strong> dla wypłaconego jednorazowo kredytu Własny Kąt hipoteczny w PKO Banku Polskim zabezpieczonego hipoteką wynosi <strong>9,08%</strong> przy następujących założeniach: okres obowiązywania umowy: 25 lat; całkowita kwota kredytu (bez kredytowanych kosztów) 340 000 zł; LTV (kwota kredytu do wartości zabezpieczenia) 59,9%; oprocentowanie stałe: 6,82%/rok (do 5. roku z uwzględnieniem obniżenia o 0,5 p.p.), na które składa się 5-letnia stała stopa bazowa 5,01%/rok i marża 1,81%; a następnie oprocentowanie zmienne 8,16%/rok (od 6. roku do końca okresu oprocentowania), na które składa się wskaźnik referencyjny WIBOR 6M 5,85%/rok i marża 2,31%; całkowity koszt kredytu 467 013,25 zł, w tym prowizja 0,5%, tj. 1 700 zł, odsetki 429 809,65 zł, ubezpieczenie nieruchomości 6 800 zł (za cały okres kredytowania, dla ubezpieczenia oferowanego za pośrednictwem PKO Banku Polskiego), ocena wartości nieruchomości mającej stanowić zabezpieczenie kredytu 400 zł, PCC 19 zł, ROR (Konto za Zero) 0 zł (za cały okres kredytowania; w związku z deklaracją systematycznych wpływów minimum 3 000 zł na ROR), ubezpieczenie na życie 28 284,60 zł (za cały okres kredytowania); całkowita kwota do zapłaty 807 013,25 zł, płatna w 300 ratach annuitetowych (równych) miesięcznych, przy czym pierwsze 60 rat wynosi 2 365,76 zł, od 6. roku kolejne raty wynoszą 2 618,59 zł i ostatnia rata 2 021,04 zł. Kalkulacja została dokonana na dzień 04.09.2024 r. na reprezentatywnym przykładzie dla oferty specjalnej ważnej do 31.12.2024 r.","dd_RRSO-KHM-PR":"<strong>Rzeczywista Roczna Stopa Oprocentowania (RRSO)</strong> dla wypłaconego jednorazowo kredytu hipotecznego MIX w PKO Banku Polskim zabezpieczonego hipoteką wynosi <strong>9,15%</strong> przy następujących założeniach: okres obowiązywania umowy: 25 lat; całkowita kwota kredytu (bez kredytowanych kosztów) 326 868 zł, LTV (kwota kredytu do wartości zabezpieczenia) 52,4%, oprocentowanie stałe: 6,87%/rok (do 5. roku z uwzględnieniem obniżenia o 0,5 p.p.), na które składa się 5-letnia stała stopa bazowa 5,01%/rok oraz marża 1,86%, a następnie oprocentowanie zmienne 8,21%/rok (od 6. roku do końca okresu oprocentowania), na które składa się wskaźnik referencyjny WIBOR 6M 5,85% oraz marża 2,36%; całkowity koszt kredytu 452 539,49 zł, w tym: prowizja 0,5%, tj. 1 634,34 zł, odsetki 416 456,75 zł, ubezpieczenie nieruchomości 6 537,25 zł (za cały okres kredytowania, dla ubezpieczenia oferowanego za pośrednictwem PKO Banku Polskiego); ocena wartości nieruchomości mającej stanowić zabezpieczenie kredytu 700 zł, PCC 19 zł; ROR (Konto za Zero) 0 zł (za cały okres kredytowania; w związku z deklaracją systematycznych wpływów minimum 3 000 zł na ROR); ubezpieczenie na życie (za cały okres kredytowania) 27 192,15 zł, całkowita kwota do zapłaty 779 407,49 zł, płatna w 300 ratach annuitetowych (równych) miesięcznych, przy czym pierwsze 60 rat wynosi 2 284,76 zł, od 6. roku kolejne raty wynoszą 2 528,41 zł i ostatnia rata 1949,16 zł. Kalkulacja została dokonana na dzień 04.09.2024 r. na reprezentatywnym przykładzie dla oferty specjalnej ważnej do 31.12.2024 r.","dd_RRSO-KH-PR-PKO-Z":"<strong>Rzeczywista Roczna Stopa Oprocentowania (RRSO)</strong> dla wypłaconego jednorazowo kredytu Własny Kąt hipoteczny w PKO Banku Polskim zabezpieczonego hipoteką wynosi <strong>9,83%</strong> przy następujących założeniach: okres obowiązywania umowy: 25 lat; całkowita kwota kredytu (bez kredytowanych kosztów) 340 000 zł, LTV (kwota kredytu do wartości zabezpieczenia) 59,9%, oprocentowanie zmienne 8,17%/rok, na które składa się wskaźnik referencyjny WIBOR 6M 5,86% wg stanu na dzień 09.02.2024 r. oraz marża 2,31%; całkowity koszt kredytu 495 331,86 zł, w tym: prowizja 0,5%, tj. 1 700 zł, odsetki 458 128,26 zł, ubezpieczenie nieruchomości 6 800 zł (za cały okres kredytowania, dla ubezpieczenia oferowanego za pośrednictwem PKO Banku Polskiego); ocena wartości nieruchomości mającej stanowić zabezpieczenie kredytu 400 zł, PCC 19 zł; ROR (Konto za Zero) 0 zł (za cały okres kredytowania; w związku z deklaracją systematycznych wpływów minimum 3 000 zł na ROR); ubezpieczenie na życie 28 284,60 zł (za cały okres kredytowania), całkowita kwota do zapłaty 835 331,86 zł, płatna w 300 ratach annuitetowych (równych) miesięcznych przy czym pierwsze 299 rat wynosi 2 664,61 zł i ostatnia rata wynosi 1 409,87 zł. Kalkulacja została dokonana na dzień 09.02.2024 r. na reprezentatywnym przykładzie.","dd_RRSO-KHM":"9,92%","dd_RRSO-KKI-PR":"Rzeczywista Roczna Stopa Oprocentowania (RRSO) wynosi 21,21%, całkowita kwota kredytu 100 000 zł, całkowita kwota do zapłaty 110 873,27 zł, oprocentowanie zmienne 17,75%/rok, całkowity koszt kredytu 10 873,27 zł (w tym: opłata za obsługę karty kredytowej 1 000 zł, odsetki 9 873,27 zł, obligatoryjne ubezpieczenie na życie 0 zł), 12 miesięcznych rat równych po 9239,44 zł. Kalkulacja została dokonana na dzień 16.09.2024 r. na reprezentatywnym przykładzie. Do obliczenia powyższych parametrów przyjęto, że limit w wysokości 100 000 zł został wykorzystany jednorazowo w całości poprzez dokonanie transakcji bezgotówkowej przy fizycznym użyciu karty (z wyłączeniem polecenia przelewu, polecenia przelewu wewnętrznego, Fast Cash – jednorazowej dyspozycji przekazania środków na dowolny rachunek bankowy i transakcji dokonanych w punktach oznaczonych jako kasyna gry, salony gier, zakłady bukmacherskie, loterie i totalizatory) w miesiącu, w którym Klient ją otrzymał.","dd_RRSO-KKMP-PR":"Rzeczywista Roczna Stopa Oprocentowania (RRSO) wynosi 20,74%, całkowita kwota kredytu 40 000 zł, całkowita kwota do zapłaty 44 249,31 zł, oprocentowanie zmienne 17,75%/rok, całkowity koszt kredytu 4 249,31 zł (w tym: opłata za obsługę karty kredytowej 300 zł, odsetki 3 949,31 zł, obligatoryjne ubezpieczenie na życie 0 zł), 12 miesięcznych rat równych po 3 687,44 zł. Kalkulacja została dokonana na dzień 16.09.2024 r. na reprezentatywnym przykładzie. Do obliczenia powyższych parametrów przyjęto, że limit w wysokości 40 000 zł został wykorzystany jednorazowo w całości poprzez dokonanie transakcji bezgotówkowej przy fizycznym użyciu karty (z wyłączeniem polecenia przelewu, polecenia przelewu wewnętrznego, Fast Cash – jednorazowej dyspozycji przekazania środków na dowolny rachunek bankowy i transakcji dokonanych w punktach oznaczonych jako kasyna gry, salony gier, zakłady bukmacherskie, loterie i totalizatory) w miesiącu, w którym Klient ją otrzymał.","dd_RRSO-KKP-PR":"Rzeczywista Roczna Stopa Oprocentowania (RRSO) wynosi 23,33% całkowita kwota kredytu 10 000 zł, całkowita kwota do zapłaty 11 187,33 zł oprocentowanie zmienne 17,75%/rok, całkowity koszt kredytu 1 187,33 zł (w tym: opłata za obsługę karty kredytowej 80 zł, odsetki 987,33 zł, obligatoryjne ubezpieczenie na życie 120 zł), 12 miesięcznych rat równych po 932,28 zł. Kalkulacja została dokonana na dzień 16.09.2024 r. na reprezentatywnym przykładzie. Do obliczenia powyższych parametrów przyjęto, że limit w wysokości 10 000 zł został wykorzystany jednorazowo w całości poprzez dokonanie transakcji bezgotówkowej (z wyłączeniem polecenia przelewu, polecenia przelewu wewnętrznego, Fast Cash – jednorazowej dyspozycji przekazania środków na dowolny rachunek bankowy i transakcji dokonanych w punktach oznaczonych jako kasyna gry, salony gier, zakłady bukmacherskie, loterie i totalizatory) w miesiącu, w którym Klient ją otrzymał.","dd_RRSO-LO-BO-PR":"Rzeczywista Roczna Stopa Oprocentowania (RRSO) wynosi 23,94%, całkowita kwota kredytu 11 400 zł, całkowita kwota do zapłaty 12 753,55 zł, oprocentowanie zmienne 17,75%/rok, całkowity koszt kredytu 1 353,55 zł (w tym: prowizja 228 zł (2%), odsetki 1 125,55 zł), 12 miesięcznych rat równych po 1 043,80 zł. Kalkulacja została dokonana na dzień 05.10.2023 roku na reprezentatywnym przykładzie. Do obliczenia powyższych parametrów przyjęto, że limit w wysokości 11 400 zł został wykorzystany jednorazowo w całości, bez użycia karty płatniczej, w dniu postawienia go do dyspozycji Kredytobiorcy w Koncie Aurum, a opłata za prowadzenie Konta wynosi 0 zł miesięcznie w przypadku gdy wpływy na rachunek w ostatnim miesiącu wynoszą min. 9 000 zł lub średnie miesięczne saldo aktywów na produktach to min. 150 000 zł, w przeciwnym razie miesięczna opłata za prowadzenie konta wynosi 40 zł.","dd_RRSO-LO-KI-PR":"Rzeczywista Roczna Stopa Oprocentowania (RRSO) wynosi 25,16%, całkowita kwota kredytu 4 000 zł, całkowita kwota do zapłaty 4 494,93 zł, oprocentowanie zmienne 17,75%/rok, całkowity koszt kredytu 494,93 zł (w tym: prowizja 100 zł (2,5%), odsetki 394,93 zł), 12 miesięcznych rat równych po 366,24 zł. Kalkulacja została dokonana na dzień 05.10.2023 roku na reprezentatywnym przykładzie. Do obliczenia powyższych parametrów przyjęto, że limit w wysokości 4 000 zł został wykorzystany jednorazowo w całości, bez użycia karty płatniczej, w dniu postawienia go do dyspozycji Kredytobiorcy w PKO Koncie za Zero, a opłata za prowadzenie Konta wynosi 0 zł miesięcznie.","[!RRSO-BK]":"4,31%","[!RRSO-EP]":"19,55%","[!RRSO-EPG]":"11,57%","[!RRSO-KMSR]":"9,24%","[!RRSO-KH-BH-Z]":"8,81%","dd_RRSO-PH":"11,62%","[!RRSO-PGPROMO]":"16,43%","dd_RRSO-PH-PR":"<strong>Rzeczywista Roczna Stopa Oprocentowania (RRSO)</strong> dla wypłaconej jednorazowo pożyczki hipotecznej w PKO Banku Polskim zabezpieczonej hipoteką wynosi <strong>11,62%</strong> przy następujących założeniach: okres obowiązywania umowy: 20 lat; całkowita kwota pożyczki (bez kredytowanych kosztów) 305 711 zł, LTV (kwota kredytu do wartości zabezpieczenia) 34,3%, oprocentowanie zmienne 9,81%/rok, na które składa się wskaźnik referencyjny WIBOR 6M 5,86% wg stanu na dzień 09.02.2024 r. oraz marża 3,95%; całkowity koszt kredytu 417 750,42 zł, w tym: prowizja 0,5%, tj. 1 528,56 zł, odsetki 390 565,78 zł, ubezpieczenie nieruchomości 4 891,40 zł (za cały okres kredytowania, dla ubezpieczenia oferowanego za pośrednictwem PKO BP), ocena wartości nieruchomości mającej stanowić zabezpieczenie pożyczki 400 zł, PCC 19 zł; ROR (Konto za Zero) 0 zł (za cały okres kredytowania; w związku z deklaracją systematycznych wpływów minimum 3 000 zł na ROR); ubezpieczenie na życie (za cały okres kredytowania) 20 345,68 zł; całkowita kwota do zapłaty 723 461,42 zł, płatna w 240 ratach annuitetowych (równych) miesięcznych przy czym pierwsze 239 rat wynosi 2 917,90 zł i ostatnia rata wynosi 1 816,58 zł. Kalkulacja została dokonana na dzień 09.02.2024 r. na reprezentatywnym przykładzie.","[!RRSO-KH-BH]":"9,84%","[!RRSO-KH-PKO-Z]":"8,41%","[!RRSO-KH-PKO]":"9,83%","[!RRSO-KHM]":"9,92%","[!RRSO-PG]":"11,57%","[!RRSO-PH]":"11,62%","dd_RRSO-PG-PR":"<strong>Rzeczywista Roczna Stopa Oprocentowania (RRSO) wynosi 11,57%, całkowita kwota kredytu (bez kredytowanych kosztów) 13 700,00 zł, całkowita kwota do zapłaty 15 324,97 zł, oprocentowanie stałe 10,99%, całkowity koszt kredytu 1 624,97 zł (w tym: prowizja 0,00 zł, odsetki 1 624,97 zł), 23 miesięczne raty równe po 638,54 zł i ostatnia rata: 638,55 zł. Kalkulacja została dokonana na dzień 14.10.2024 r. na reprezentatywnym przykładzie.</strong>","dd_RRSO-PK-PR":"<strong>Rzeczywista Roczna Stopa Oprocentowania (RRSO) wynosi 12,56%, całkowita kwota kredytu (bez kredytowanych kosztów) 26 700,00 zł, całkowita kwota do zapłaty 39 812,55 zł, oprocentowanie zmienne 11,89%, całkowity koszt kredytu 13 112,55 zł (w tym: prowizja 0,00 zł, odsetki 13 112,55 zł), 85 miesięcznych rat równych po 462,75 zł i ostatnia rata: 478,80 zł. Kalkulacja została dokonana na dzień 18.11.2024 r. na reprezentatywnym przykładzie.</strong>","[!RRSO-PK]":"12,56%","dd_RRSO-KMSR-PR":"<strong>Rzeczywista Roczna Stopa Oprocentowania (RRSO)</strong> dla wypłaconego jednorazowo kredytu mieszkaniowego ze spłatą rodzinną w PKO Banku Polskim zabezpieczonego hipoteką wynosi <strong>8,90%</strong> przy następujących założeniach: okres obowiązywania umowy: 30 lat; całkowita kwota kredytu (bez kredytowanych kosztów) 339 000 zł; LTV (kwota kredytu do wartości zabezpieczenia) 92,6%; oprocentowanie stałe: 6,51%/rok (do 5. roku z uwzględnieniem obniżenia o 0,5 p.p.), na które składa się 5-letnia stała stopa bazowa 5,01%/rok z dnia 04.09.2024 r. i marża 1,5%, a następnie oprocentowanie zmienne 7,85%/rok (od 6. roku do końca okresu oprocentowania), na które składa się wskaźnik referencyjny WIBOR 6M 5,85%/rok i marża 2%; całkowity koszt kredytu 559 275,53 zł, w tym prowizja za udzielenie kredytu 0,5%, tj. 1 695 zł, prowizja dla BGK za udzielenie gwarancji 461,27 zł; odsetki 514 722,57 zł, ubezpieczenie nieruchomości 8 136 zł (za cały okres kredytowania, dla ubezpieczenia oferowanego za pośrednictwem PKO Banku Polskiego), ocena wartości nieruchomości mającej stanowić zabezpieczenie kredytu 400 zł, PCC 19 zł, ubezpieczenie na życie (za cały okres kredytowania) 33 841,69 zł; całkowita kwota do zapłaty 898 275,53 zł, płatna w 360 ratach annuitetowych (równych) miesięcznych, przy czym w okresie pierwszych 5. lat raty wyniosą po 2 146,53 zł, od 6. roku po 2 419,45 zł i ostatnia rata wyniesie 1 515,22 zł. Kalkulacja została dokonana na dzień 04.09.2024 r. na reprezentatywnym przykładzie dla oferty specjalnej ważnej do 31.12.2024 r.","dd_RRSO-PH-PR-S":"<strong>Rzeczywista Roczna Stopa Oprocentowania (RRSO)</strong> dla wypłaconej jednorazowo pożyczki hipotecznej w PKO Banku Polskim zabezpieczonej hipoteką <strong>10,75%</strong> przy następujących założeniach: okres obowiązywania umowy: 20 lat; całkowita kwota pożyczki (bez kredytowanych kosztów) 305 711 zł, LTV (kwota kredytu do wartości zabezpieczenia) 34,3%, oprocentowanie stałe: 8,46%/rok (do 5. roku z uwzględnieniem obniżenia o 0,5 p.p.), na które składa się 5-letnia stała stopa bazowa 5,01%/rok oraz marża 3,45%, a następnie oprocentowanie zmienne 9,80%/rok (od 6. roku do końca okresu oprocentowania), na które składa się wskaźnik referencyjny WIBOR 6M 5,85% oraz marża 3,95%; całkowity koszt kredytu 394 941,81 zł, w tym: prowizja 0,5%, tj. 1 528,56 zł, odsetki 367 757,17 zł, ubezpieczenie nieruchomości 4 891,40 zł (za cały okres kredytowania, dla ubezpieczenia oferowanego za pośrednictwem PKO BP), ocena wartości nieruchomości mającej stanowić zabezpieczenie pożyczki 400 zł, PCC 19 zł; ROR (Konto za Zero) 0 zł (za cały okres kredytowania; w związku z deklaracją systematycznych wpływów minimum 3 000 zł na ROR); ubezpieczenie na życie (za cały okres kredytowania) 20 345,68 zł; całkowita kwota do zapłaty 700 652,81 zł, płatna w 240 ratach annuitetowych (równych) miesięcznych przy czym pierwsze 60 rat wynosi 2 647,09 zł, od 6. roku kolejne raty wynoszą 2 861,64 zł i ostatnia rata 2 409,21 zł. Kalkulacja została dokonana na dzień 04.09.2024 r. na reprezentatywnym przykładzie dla oferty specjalnej ważnej do 31.12.2024 r.","dd_RRSO-KH-PR-BH-S":"<strong> Rzeczywista Roczna Stopa Oprocentowania (RRSO)</strong> dla wypłaconego jednorazowo kredytu Własny Kąt hipoteczny w PKO Banku Hipotecznym SA zabezpieczonego hipoteką wynosi <strong>9,10%</strong> przy następujących założeniach: okres obowiązywania umowy: 20 lat; całkowita kwota pożyczki (bez kredytowanych kosztów) 305 711 zł, LTV (kwota kredytu do wartości zabezpieczenia) 34,3%, oprocentowanie stałe: 8,46%/rok (do 5. roku z uwzględnieniem obniżenia o 0,5 p.p.), na które składa się 5-letnia stała stopa bazowa 5,01%/rok oraz marża 3,45%, a następnie oprocentowanie zmienne 9,80%/rok (od 6. roku do końca okresu oprocentowania), na które składa się wskaźnik referencyjny WIBOR 6M 5,85% oraz marża 3,95%; całkowity koszt kredytu 394 941,81 zł, w tym: prowizja 0,5%, tj. 1 528,56 zł, odsetki 367 757,17 zł, ubezpieczenie nieruchomości 4 891,40 zł (za cały okres kredytowania, dla ubezpieczenia oferowanego za pośrednictwem PKO BP), ocena wartości nieruchomości mającej stanowić zabezpieczenie pożyczki 400 zł, PCC 19 zł; ROR (Konto za Zero) 0 zł (za cały okres kredytowania; w związku z deklaracją systematycznych wpływów minimum 3 000 zł na ROR); ubezpieczenie na życie (za cały okres kredytowania) 20 345,68 zł; całkowita kwota do zapłaty 700 652,81 zł, płatna w 240 ratach annuitetowych (równych) miesięcznych przy czym pierwsze 60 rat wynosi 2 647,09 zł, od 6. roku kolejne raty wynoszą 2 861,64 zł i ostatnia rata 2 409,21 zł. Kalkulacja została dokonana na dzień 04.09.2024 r. na reprezentatywnym przykładzie dla oferty specjalnej ważnej do 31.12.2024 r.","dd_RRSO-KHM-PR-S":"<strong>Rzeczywista Roczna Stopa Oprocentowania (RRSO)</strong> dla wypłaconego jednorazowo kredytu hipotecznego MIX\nw PKO Banku Polskim zabezpieczonego hipoteką wynosi <strong>9,15%</strong> przy następujących założeniach: okres obowiązywania umowy: 25 lat; całkowita kwota kredytu (bez kredytowanych kosztów) 326 868 zł, LTV (kwota kredytu do wartości zabezpieczenia) 52,4%, oprocentowanie stałe: 6,87%/rok (do 5. roku z uwzględnieniem obniżenia o 0,5 p.p.), na które składa się 5-letnia stała stopa bazowa 5,01%/rok oraz marża 1,86%, a następnie oprocentowanie zmienne 8,21%/rok (od 6. roku do końca okresu oprocentowania), na które składa się wskaźnik referencyjny WIBOR 6M 5,85% oraz marża 2,36%; całkowity koszt kredytu 452 539,49 zł, w tym: prowizja 0,5%, tj. 1 634,34 zł, odsetki 416 456,75 zł, ubezpieczenie nieruchomości 6 537,25 zł (za cały okres kredytowania, dla ubezpieczenia oferowanego za pośrednictwem PKO Banku Polskiego); ocena wartości nieruchomości mającej stanowić zabezpieczenie kredytu 700 zł, PCC 19 zł; ROR (Konto za Zero) 0 zł (za cały okres kredytowania; w związku z deklaracją systematycznych wpływów minimum 3 000 zł na ROR); ubezpieczenie na życie (za cały okres kredytowania) 27 192,15 zł, całkowita kwota do zapłaty 779 407,49 zł, płatna w 300 ratach annuitetowych (równych) miesięcznych, przy czym pierwsze 60 rat wynosi 2 284,76 zł, od 6. roku kolejne raty wynoszą 2 528,41 zł i ostatnia rata 1949,16 zł. Kalkulacja została dokonana na dzień 04.09.2024 r. na reprezentatywnym przykładzie dla oferty specjalnej ważnej do 31.12.2024 r."}}</script><meta name="next-head-count" content="13"/><link rel="shortcut icon" href="/static/redesign/_front/_img/_layout/favicon_new.png"/><link rel="apple-touch-icon" href="/static/redesign/_front/_img/_layout/favicon_new.png"/><meta name="msapplication-TileColor" content="#3074D5"/><meta name="theme-color" content="#003574"/><link rel="preload" href="/_next/static/css/db9be11e725027ca.css" as="style"/><link rel="stylesheet" href="/_next/static/css/db9be11e725027ca.css" data-n-g=""/><noscript data-n-css=""></noscript><script defer="" nomodule="" src="/_next/static/chunks/polyfills-c67a75d1b6f99dc8.js"></script><script defer="" src="/_next/static/chunks/9072.6d9178acf2c135e4.js"></script><script defer="" src="/_next/static/chunks/5190.1bb0aa861c305e60.js"></script><script defer="" src="/_next/static/chunks/6907.13824a3fbb1158d1.js"></script><script defer="" 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3px; cursor: grab; height: 3px; scrollbar-color: auto; scrollbar-width: auto; } .jss49::-webkit-scrollbar-track { border: 1px solid white; margin: 8px 0; background-color: #E5E5E5; } .jss49::-webkit-scrollbar-thumb { border-radius: 9px; background-color: #003574; } .jss49::-webkit-scrollbar-thumb:hover { cursor: grab; } .jss49::-webkit-scrollbar-thumb:active { cursor: grabbing; } .jss75 { } @media (max-width:639.95px) { .jss75 { min-width: 300px; } } @media (min-width:640px) { .jss75 { width: auto; max-width: 1044px; } } .jss76 { align-items: center; padding-left: 16px; justify-content: space-between; } @media (max-width:1023.95px) { .jss76 { align-items: start; } } @media (max-width:639.95px) { .jss76 { padding-left: 16px; } } .jss77 { padding-left: 16px; padding-right: 16px; } @media (min-width:640px) { .jss77 { padding-left: 24px; padding-right: 24px; } } .jss78 { padding-top: 16px; } @media (min-width:640px) { .jss78 { padding-top: 24px; } } .jss79 { top: 6px; right: 3px; width: 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scrollbar-width: auto; } .jss187::-webkit-scrollbar-track { border: 1px solid white; margin: 8px 0; background-color: #E5E5E5; } .jss187::-webkit-scrollbar-thumb { border-radius: 9px; background-color: #003574; } .jss187::-webkit-scrollbar-thumb:hover { cursor: grab; } .jss187::-webkit-scrollbar-thumb:active { cursor: grabbing; } .jss339 .MuiPaper-root { max-width: 640px; min-width: 290px; min-height: 102px; word-break: break-word; } @media (max-width:639.95px) { .jss339 .MuiPaper-root { width: 100%; margin: 15px; max-width: calc(100% - 32px); min-width: unset; } } .jss340 { text-align: left; padding-top: 16px; padding-bottom: 2px; } @media (max-width:639.95px) { .jss340 { padding-left: 0; } } .jss341 { font-size: 16px; } .jss342 { padding: 16px 24px 16px 16px; } .jss343 { top: 0; right: 0; width: 40px; height: 40px; position: absolute; } .jss344 { color: #000; border: 1px solid #B7B7B7; padding: 15px; position: absolute; font-size: 14px; background: #fff; box-shadow: 0px 3px 6px #00000029; margin-top: 18px; font-weight: 300; border-radius: 10px; } .jss344::before, .jss344::after { left: calc(50% - 8px); width: 0; height: 0; content: " "; display: block; position: absolute; margin-top: -8px; border-style: solid; } .jss344::before { top: 0; border-color: transparent transparent #B7B7B7 transparent; border-width: 0 8px 8px 8px; } .jss344::after { top: 1px; border-color: transparent transparent #fff transparent; border-width: 0 8px 8px 8px; } .jss203 { clip: rect(0, 0, 0, 0) !important; width: 1px !important; border: 0 !important; height: 1px !important; margin: -1px !important; padding: 0 !important; overflow: hidden !important; position: absolute !important; clip-path: inset(50%) !important; white-space: nowrap !important; } .jss353 { display: inline-block; } .jss353 img.no-next-image-classname { width: 100%; } .jss354 { border: none; cursor: pointer; margin: 0; display: block; padding: 0; background: none; } .jss355 { display: flex; align-items: center; } .jss356 { justify-content: flex-start; } .jss357 { justify-content: flex-end; } .jss358 { justify-content: center; } .jss268 { width: 100%; height: 100%; display: flex; position: absolute; align-items: center; justify-content: center; } .jss269 { z-index: 1020; } .jss270 { top: 0; width: 100%; height: 100%; content: ""; z-index: 1019; position: absolute; background: rgba(255,255,255,0.9); } .jss169 { color: #000; border: 1px solid transparent; cursor: pointer; display: inline-flex; padding: 11px 16px; font-size: 16px; min-width: 180px; background: transparent; box-sizing: border-box; margin-top: 8px; min-height: 48px; transition: background 300ms cubic-bezier(0.4, 0, 0.2, 1) 0ms; align-items: center; font-family: pkobp,Helvetica,Arial,sans-serif; font-weight: 400; line-height: 1.25; border-radius: 0; margin-bottom: 8px; text-transform: none; justify-content: center; text-decoration: none; } .jss169::selection { background: transparent; } .jss169:disabled { color: #636363; pointer-events: none; } .jss170 { color: #ffffff; background: #003574; border-color: #003574; border-radius: 10px 0px; } .jss170:hover, .jss170:focus { background: #004C9A; border-color: #004C9A; } .jss171 { color: #000000; padding: 11px 13px; background: #ffffff; min-height: 40px; line-height: 1; border-color: #003574; border-radius: 10px 10px; } .jss171:hover, .jss171:focus { color: #ffffff; background: #004C9A; border-color: #004C9A; } .jss172 { color: #ffffff; background: #DB912C; border-color: #DB912C; border-radius: 10px 0px; } .jss172:hover, .jss172:focus { background: #CC7A09; border-color: #CC7A09; } .jss173 { color: #000000; background: #ffffff; border-color: #E5E5E5; border-radius: 10px 10px; } .jss173:hover, .jss173:focus { background: #F9F9F9; border-color: #E5E5E5; } .jss174 { color: #000000; padding: 11px 13px; background: #ffffff; min-height: 40px; line-height: 1; border-color: #DB912C; border-radius: 10px 10px; } .jss174:hover, .jss174:focus { color: #ffffff; background: #CC7A09; border-color: #CC7A09; } .jss175 { color: #ffffff; padding: 7px 16px; font-size: 14px; min-width: 135px; background: #DB912C; min-height: 32px; line-height: 1.1428571428571428; border-color: #DB912C; border-radius: 4px 4px; } .jss175:hover, .jss175:focus { background: #CC7A09; border-color: #CC7A09; } .jss176 { color: #000; border: 0; display: inline; padding: initial; font-size: 16px; min-width: auto; background: transparent; margin-top: 0; min-height: auto; font-family: pkobp,Helvetica,Arial,sans-serif; font-weight: 400; line-height: 1.25; border-color: transparent; border-radius: 0; margin-bottom: 0; text-transform: none; } .jss176:hover, .jss176:focus { color: #003574; } .jss176 .jss181 { transform: translateY(3px); } .jss177 { color: #003574; border: 0; display: inline; padding: initial; font-size: 16px; min-width: auto; background: transparent; margin-top: 0; min-height: auto; font-family: pkobp,Helvetica,Arial,sans-serif; font-weight: 400; line-height: 1.25; border-color: transparent; border-radius: 0; margin-bottom: 0; text-transform: none; } .jss177:hover, .jss177:focus { color: #004C9A; } .jss177 .jss181 { transform: translateY(3px); } .jss178 { color: #636363; border: 0; display: inline; padding: initial; font-size: 16px; min-width: auto; background: transparent; margin-top: 0; min-height: auto; font-family: pkobp,Helvetica,Arial,sans-serif; font-weight: 400; line-height: 1.25; border-color: transparent; border-radius: 0; margin-bottom: 0; text-transform: none; } .jss178:hover, .jss178:focus { color: #003574; } .jss178 .jss181 { transform: translateY(3px); } .jss179 { color: #000000; padding: 11px 13px; background: #F9F9F9; min-height: 40px; line-height: 1; border-color: #2E7D49; border-radius: 10px 10px; } .jss179:hover, .jss179:focus { color: #ffffff; background: #2E7D49; border-color: #2E7D49; } .jss180 { width: 100%; display: inline-flex; } .jss181 { height: 20px; display: inline-block; margin-left: 12px; } .jss281 { margin-top: -3px; margin-left: -3px; } .jss282 { width: 100%; margin: 0; align-items: start; } .jss282 .MuiFormControlLabel-label { margin-top: 3px; } .jss283 .MuiFormControlLabel-label { margin-top: 0px; } .jss284 { padding: 0 9px 0 0; } .jss284 input:focus + span { border: solid 1px; border-color: #004C9A; } .jss284 input:focus + svg { fill: #004C9A; } .jss284 input:focus-visible + svg { outline: 1px solid black; border-radius: 4px; } .jss285 { width: 20px; border: solid 1px #B7B7B7; height: 20px; margin: 3px; display: inline-block; border-radius: 2px; } .jss286 { font-size: 16px; font-family: pkobp,Helvetica,Arial,sans-serif; } .jss287 { font-size: 14px; } .jss367 { color: inherit; border: 1px solid #E5E5E5; margin: 0; display: block; padding: 32px; box-shadow: 0px 16px 32px #0000000F; min-height: 284px; transition: box-shadow 300ms cubic-bezier(0.4, 0, 0.2, 1) 0ms; border-radius: 12px; margin-bottom: 28px; text-decoration: none; } @media (min-width:640px) { .jss367 { border-radius: 16px; margin-bottom: 22px; } } .jss367:hover { box-shadow: 0px 16px 32px #00000029; } .jss367.item__carousel { width: 100%; padding: 24px 19px 18px 19px; box-shadow: 0px 4px 12px #00000014; min-height: 156px; margin-bottom: 10px; } @media (min-width:640px) { .jss367.item__carousel { padding: 24px 20px; min-height: 196px; margin-bottom: 12px; } } @media (min-width:900px) { .jss367.item__carousel { min-height: 216px; } } @media (min-width:1024px) { .jss367.item__carousel { padding: 32px; min-height: 284px; } } .jss368 { font-size: 16px; margin-top: 8px; font-family: pkobp,Helvetica,Arial,sans-serif; font-weight: 400; line-height: 1.3333333333333333; margin-bottom: 28px; } @media (min-width:900px) { .jss368 { font-size: 24px; line-height: 1.3333333333333333; } } .jss368 a { color: inherit; text-decoration: none; } @media (max-width:639.95px) { .jss368 { font-size: 16px; } } @media (min-width:640px) { .jss368 { margin-top: 18px; margin-bottom: 22px; } } @media (min-width:1024px) { .jss368 { font-size: 24px; } } .item__carousel .jss368 { margin-top: 8px; margin-bottom: 0; } @media (min-width:640px) { .item__carousel .jss368 { margin-top: 14px; } } .jss369 { font-size: 16px; margin-top: 20px; font-weight: 300; } .jss369 p { margin: 0; } .jss370 { height: 20px; } .item__carousel .jss370 { color: #636363; } .jss371 { height: 20px; display: flex; padding: 1px 5px; overflow: hidden; background: #F2F2F2; align-items: center; font-weight: 300; margin-left: 6px; border-radius: 4px; } .jss372 { display: inline; overflow: hidden; line-height: normal; white-space: nowrap; text-overflow: ellipsis; } .jss373 { display: -webkit-box; overflow: hidden; text-overflow: ellipsis; -webkit-box-orient: vertical; -webkit-line-clamp: 4; } @media (min-width:640px) { .jss373 { -webkit-line-clamp: 2; } } .jss374 { -webkit-line-clamp: 3; } .jss364 .slick-dots { margin-bottom: 17px; } @media (max-width:639.95px) { .jss364 .slick-slide { width: 228px; margin: 0 8px; } } @media (min-width:640px) { .jss364 .slick-slide>div { padding: 0 8px; } } @media (max-width:639.95px) { .jss364 .slick-list { margin: 0 -16px; padding: 0 16px; } } @media (min-width:640px) and (max-width:1023.95px) { .jss364 .slick-list { margin: 0 -8px; } } @media (max-width:639.95px) { .jss364 .slick-list.isLast .slick-track { transform: translate3d(calc(-756px + 100vw), 0px, 0px) !important; } } .jss365 { font-size: 24px; margin-top: 0; font-family: pkobp,Helvetica,Arial,sans-serif; font-weight: 400; line-height: 1.3333333333333333; margin-bottom: 16px; } @media (min-width:900px) { .jss365 { font-size: 40px; line-height: 1.2; } } .jss365 a { color: inherit; text-decoration: none; } @media (min-width:1024px) { .jss365 { margin-bottom: 40px; } } .jss366 { margin: 0; display: inline-block; padding: 16px 44px; transition: color 0.3s ease-in-out; line-height: 1; } .jss1 { top: auto; left: -999px; width: 1px; height: 1px; position: absolute; } .jss1:focus { top: 0; left: 0; color: #fff; width: auto; height: auto; margin: auto; display: inline-block; outline: none; padding: 3px; z-index: 1040; position: absolute; font-size: 12px; background: #004C9A; border-bottom-right-radius: 4px; } .jss288 .MuiPaper-root { max-width: 640px; min-width: 290px; min-height: 102px; word-break: break-word; } @media (max-width:639.95px) { .jss288 .MuiPaper-root { width: 100%; margin: 15px; max-width: calc(100% - 32px); min-width: unset; } } .jss289 { text-align: left; padding-top: 16px; padding-bottom: 2px; } @media (max-width:639.95px) { .jss289 { padding-left: 0; } } .jss290 { font-size: 16px; } .jss291 { padding: 16px 24px 16px 16px; } .jss292 { top: 0; right: 0; width: 40px; height: 40px; position: absolute; } .jss293 { cursor: default; display: flex; position: relative; } .jss293>span { font-weight: bold; } .jss293 .pkobp-icon-tooltip { width: 24px; cursor: pointer; height: 24px; display: inline-block; } .jss293 .pkobp-icon-tooltip svg { width: 26px; height: 26px; } .jss294 { color: #000; border: 1px solid #B7B7B7; display: block; opacity: 0; padding: 15px; z-index: -100; position: fixed; font-size: 12px; max-width: 450px; min-width: 285px; transform: translateX(-50%); background: #fff; box-shadow: 0px 3px 6px #00000029; margin-top: 16px; transition: opacity ease 0.2s; border-radius: 8px; pointer-events: none; } .jss294::before, .jss294::after { left: -1px; width: 0; height: 0; content: ' '; display: block; position: absolute; margin-top: -8px; margin-left: calc(50% - 8px); border-style: solid; } .jss294::before { top: 0; border-color: transparent transparent #B7B7B7 transparent; border-width: 0 8px 8px 8px; } .jss294::after { top: 1px; border-color: transparent transparent #fff transparent; border-width: 0 8px 8px 8px; } .jss294.tooltipDropdownRight::after, .jss294.tooltipDropdownRight::before { margin-left: calc(100% - 24px); } .jss294.tooltipDropdownLeft::after, .jss294.tooltipDropdownLeft::before { margin-left: 24px; } .jss295 { opacity: 1; z-index: 1500; } .jss208 .MuiPaper-root { max-width: 810px; min-width: 600px; } .jss208 .MuiDialogContent-root { padding: 0 95px 48px 105px; min-width: 390px; } @media (max-width:1023.95px) { .jss208 .MuiDialogContent-root { padding: 0 30px 48px 30px; min-width: unset; } } @media (max-width:639.95px) { .jss208 .MuiDialogContent-root { padding: 0 16px 48px 16px; min-width: unset; } } @media (max-width:1023.95px) { .jss208 .MuiPaper-root { width: 100%; max-width: 100%; min-width: unset; } } .jss209 .MuiDialogContent-root { padding: 0 95px 118px 105px; } .jss209 .MuiDialogContent-root::-webkit-scrollbar-track { border: 1px solid white; margin: 8px 0 108px 0; background-color: #E5E5E5; } @media (max-width:1023.95px) { .jss209 .MuiDialogContent-root { padding: 0 30px 118px 30px; } } @media (max-width:639.95px) { .jss209 .MuiDialogContent-root { padding: 0 16px 118px 16px; } } .jss210 h2 { margin: -10px 0 0 0 !important; font-size: 24px; line-height: 32px; } @media (max-width:1023.95px) { .jss211 { margin-top: 16px; } } .jss211 h2, .jss211 h3, .jss211 h4, .jss211 h5, .jss211 h6 { margin: 0 0 16px 0; font-size: 20px; font-weight: 400; line-height: 24px; } .jss211 h1 { margin: 0 0 12px 0; font-size: 24px; margin-top: 16px !important; font-weight: 400; line-height: 32px; } .jss211 p { margin-top: 0px; font-weight: 300; line-height: 24px; margin-bottom: 8px; } .jss211 span { line-height: 1; } .jss211 ul { margin-bottom: 24px; } .jss211 a { font-weight: 400; } .jss211 ul[style="list-style-type: checks;"] { padding-left: 26px; } .jss211 ol { margin-top: 17px; padding-left: 2px; } .jss211 img { margin-top: 8px; } .jss211 li { font-weight: 300; } .jss211 ol li { line-height: 24px; padding-bottom: 8px; } @media (max-width:1023.95px) { .jss211 ol li { line-height: 20px; } } .jss211 ol li ol { padding-left: 1px; } .jss211 ol li li { padding-bottom: 8px; } .jss211 ul[style="list-style-type: checks;"] li { line-height: 20px; padding-top: 2px; margin-bottom: 21px; } .jss211 ul[style="list-style-type: checks;"] li strong { display: inline-block; margin-bottom: 6px; } @media (max-width:1023.95px) { .jss211 ul { margin-top: 13px; line-height: 20px; } } .jss211 ul li { padding-bottom: 6px; } .jss211 ul ul li { line-height: 23.8px; } @media (max-width:1023.95px) { .jss211 p { line-height: 20px; margin-bottom: 0px; } } .jss211 h2:not(:first-child), .jss211 h3:not(:first-child), .jss211 h4:not(:first-child), .jss211 h5:not(:first-child), .jss211 h6:not(:first-child) { margin-top: 40px !important; } @media (max-width:1023.95px) { .jss211 h2, .jss211 h3, .jss211 h4, .jss211 h5, .jss211 h6 { margin: 0 0 13px 0; font-size: 18px; line-height: 24px; } .jss211 h2:not(:first-child), .jss211 h3:not(:first-child), .jss211 h4:not(:first-child), .jss211 h5:not(:first-child), .jss211 h6:not(:first-child) { margin-top: 16px !important; } } .jss212 { gap: 30px; left: 0; width: 100%; bottom: 0; height: 96px; display: flex; opacity: 1; padding: 0 16px; position: absolute; background: #ffffff; border-top: solid 1px #E5E5E5; box-shadow: 0px -3px 6px #81818114; align-items: center; justify-content: center; } .jss212 button, .jss212 a { width: auto; height: 48px; display: block; padding: 14px 15px; overflow: hidden; min-width: 100px; text-align: center; line-height: 20px; white-space: nowrap; padding-left: 16px; text-overflow: ellipsis; } @media (max-width:1023.95px) { .jss212 { gap: 16px; height: 80px; } .jss212 button, .jss212 a { width: 100%; max-width: 288px; min-width: unset; } } @media (max-width:639.95px) { .jss212 button, .jss212 a { max-width: unset; } } @media (min-width:640px) { .jss384 { width: 100%; display: inline-block; min-height: 28px; } } @media (min-width:1280px) { .jss384 { padding: 2px 0; } } .jss385 { font-size: 14px; white-space: normal; } @media (max-width:1023.95px) { .jss385 { line-height: 12px; } } @media (min-width:1280px) { .jss385 { margin: 0; font-size: 16px; } } .jss362 { margin-top: 15px; } @media (max-width:639.95px) { .jss362 { height: 40px; text-align: center; } } @media (min-width:640px) { .jss362 { margin-top: 22px; margin-left: -6px; } } .jss363 { display: inline-block; } @media (min-width:640px) { .jss363 { margin-left: 0; } } .jss363 img { max-width: 144px; max-height: 40px; object-fit: unset; } @media (min-width:640px) { .jss363 img { margin: 3px 6px !important; max-width: 120px !important; min-width: unset !important; max-height: 36px !important; min-height: unset !important; } } .jss359 { max-width: 400px; } .jss360 { font-size: 24px; margin-top: 0; font-weight: 400; line-height: 1.3333333333333333; margin-bottom: 16px; letter-spacing: 0.2px; } @media (min-width:640px) { .jss360 { margin-top: 10px; margin-bottom: 20px; } } @media (min-width:1024px) { .jss360 { font-size: 40px; line-height: 1.2; } } .jss350 { width: 100%; display: flex; max-width: 574px; margin-bottom: 15px; justify-content: center; } @media (min-width:640px) { .jss350 { max-width: 50%; margin-bottom: 0; } } @media (min-width:1024px) { .jss350 { max-width: 574px; } } .jss350 * { width: 100% !important; display: block !important; max-width: 100%; } @media (max-width:639.95px) { .jss351 { display: flex; overflow: hidden; min-height: 168px; align-items: center; border-radius: 10px; justify-content: center; } } @media (min-width:1024px) { .jss351 { max-width: 495px; } } .jss351 .jss352 { overflow: hidden; border-radius: 40px; } @media (max-width:639.95px) { .jss351 .jss352 { border-radius: 10px; } } @media (min-width:1024px) { .jss351 .jss352 { max-width: 495px; } } .jss352 { width: 100%; } @media (min-width:640px) { .jss352 { width: 100%; max-width: 574px; max-height: 586px; } } .jss352>a { width: 100%; } @media (min-width:640px) { .jss352>a { max-width: 574px; } } .jss361 ul { line-height: 24px; padding-left: 18px; } .jss361 ul li::marker { color: #636363; font-size: 19px; } .jss361 ul li:not(:last-child) { padding-bottom: 0.5em; } @media (max-width:639.95px) { .jss361 { margin-top: 0; margin-bottom: 7px; letter-spacing: 0.2px; } } .jss345 { width: 100%; display: flex; flex-wrap: nowrap; column-gap: 30px; align-items: center; } @media (max-width:1279.95px) { .jss345 { max-width: 1020px; margin-left: auto; margin-right: auto; } } @media (min-width:1280px) { .jss345 { column-gap: 135px; margin-left: 26px; } } @media (min-width:1280px) { .jss346 { column-gap: 133px; padding-left: 79px; } } @media (min-width:900px) { .jss346 .jss347 { width: 100%; } } @media (min-width:1280px) { .jss346 .jss347 { width: 390px; } } .jss347 { width: 338px; max-width: 100%; } @media (min-width:900px) { .jss347 { width: 400px; } } @media (min-width:1280px) { .jss347 { margin-top: -27px; } } @media (max-width:639.95px) { .jss348 { width: 100%; } } .jss349 { margin: 0; display: inline-block; padding: 10px 0; } .jss403 { margin: 0 17px; display: inline-block; max-width: 128px; max-height: 56px; } @media (min-width:640px) { .jss403 { margin-top: -1px; margin-bottom: -1px; } } @media (min-width:1024px) { .jss403 { margin: 0; } } .jss403:first-of-type { margin-left: 0; } .jss403:last-of-type { margin-right: 0; } .jss403 img.no-next-image-classname { max-width: 128px; max-height: 56px; } .jss403 .next-image-classname img { min-width: unset !important; max-height: 56px !important; min-height: unset !important; } .jss399 { margin-top: 0; margin-bottom: 20px; } .jss399>p { font-size: 18px; text-align: center; line-height: 1.3333333333333333; } @media (min-width:1280px) { .jss399 { width: 261px; display: flex; margin-top: 0; align-items: center; margin-bottom: 0; } } .jss400 { margin: 0; font-size: 18px; line-height: 24px; } @media (max-width:639.95px) { .jss400 { text-align: center; } } .jss401 { color: inherit; text-decoration: none; } .jss402 { cursor: pointer; } @media (min-width:1280px) { .jss394 { display: flex; justify-content: flex-start; } } .jss395 { color: inherit; text-decoration: none; } .jss396 { cursor: pointer; } @media (min-width:1280px) { .jss397 { width: calc(100% - 261px); } } .jss398 { display: flex; flex-wrap: wrap; align-items: center; justify-content: space-between; } .jss375 { width: 100%; display: flex; align-items: center; } .jss376 { width: 0; height: 1px; display: block; flex-grow: 0; flex-shrink: 0; background-color: transparent; } @media (min-width:1024px) { .jss376 { left: 0; width: 100%; z-index: 0; position: absolute; flex-grow: 1; flex-shrink: 1; background-color: #E5E5E5; } } .jss377 { flex: 0 0 1230px; border: 1px solid #E5E5E5; margin: 0; display: flex; padding: 24px 20px 60px; z-index: 1; max-width: 100%; min-height: 104px; align-items: center; border-radius: 16px; flex-direction: column; background-size: auto 55px; background-color: #fff; background-repeat: no-repeat; background-position: 50% bottom; } @media (min-width:640px) { .jss377 { padding: 0 30px 16px 100px; flex-wrap: wrap; flex-direction: row; background-size: 88px auto; background-color: #fff; background-repeat: no-repeat; background-position: left 50%; } } @media (min-width:1024px) { .jss377 { padding: 0 60px 0 102px; flex-wrap: nowrap; background-size: 102px auto; background-color: #fff; background-repeat: no-repeat; background-position: left 50%; } } .jss378 { font-size: 14px; margin-top: 0; font-weight: 300; line-height: 20px; margin-bottom: 0; } .jss379 { color: #003574; border: 0; cursor: pointer; display: inline; padding: initial; font-size: 24px; min-width: auto; background: transparent; box-sizing: border-box; margin-top: 0; min-height: auto; transition: background 300ms cubic-bezier(0.4, 0, 0.2, 1) 0ms; align-items: center; font-family: pkobp,Helvetica,Arial,sans-serif; font-weight: 400; line-height: 32px; margin-left: -10px; border-color: transparent; border-radius: 0; margin-bottom: 0; text-transform: none; justify-content: center; text-decoration: none; } .jss379::selection { background: transparent; } .jss379:disabled { color: #636363; pointer-events: none; } .jss379:hover, .jss379:focus { color: #004C9A; } .jss379 eng { transform: translateY(3px); } @media (min-width:640px) { .jss379 { margin-left: 0; } } .jss380 { width: 100%; padding: 0 0 16px 0; text-align: center; border-bottom: 1px solid #E5E5E5; margin-bottom: 5px; } @media (min-width:640px) { .jss380 { margin: 0 30px 0 30px; padding: 20px 0 10px 0; text-align: left; border-bottom: 1px solid #E5E5E5; } } @media (min-width:1024px) { .jss380 { width: auto; margin: 0; padding: 5px 60px 2px 30px; border-right: 1px solid #E5E5E5; border-bottom: none; } } @media (min-width:1280px) { .jss380 { flex-shrink: 0; } } .jss381 { color: #000; width: calc(100% - 14px); margin: 12px 8px 0 25px; display: flex; align-items: center; text-decoration: none; } @media (min-width:640px) { .jss381 { width: calc(50% - 60px); margin: 16px 0 0px 30px;; } } @media (min-width:1024px) { .jss381 { width: auto; margin: 16px 0 16px 45px; } } @media (min-width:1280px) { .jss381 { margin-left: 60px; } .jss381:nth-of-type(2) { padding-left: 10px; } } .jss381:hover { color: #003574; } .jss382 { width: 32px; height: 32px; flex-grow: 0; flex-shrink: 0; } @media (min-width:1024px) { .jss382 { width: 40px; height: 40px; } } .jss382 > img { max-width: 100%; max-height: 100%; } .jss382 .next-image-classname span { width: 32px !important; height: 32px !important; } @media (min-width:1024px) { .jss382 .next-image-classname span { width: 40px !important; height: 40px !important; } } .jss383 { font-size: 14px; transition: color 0.3s ease-in-out; line-height: 20px; margin-left: 16px; } @media (min-width:640px) { .jss383 { margin-left: 8px; } } .jss330 { display: flex; align-items: center; } .jss330 p, .jss330 span { line-height: 20px; } .jss331 { padding: 24px; max-width: 870px; background: #F2F2F2; align-items: center; margin-left: auto; margin-right: auto; border-radius: 10px; } .jss331 p, .jss331 span { line-height: 24px; } .jss331 p sup, .jss331 { font-size: 0.83em; line-height: 0; vertical-align: super; } .jss331 .jss333 { align-self: flex-start; background: #ffffff; margin-top: 0; } .jss331 .jss334 { font-size: 16px; } @media (max-width:639.95px) { .jss331 p, .jss331 span { font-weight: 300; } } .jss332 { width: calc(100% - 52px - 16px); min-width: 70%; } .jss333 { width: 40px; height: 40px; display: flex; overflow: hidden; background: #F2F2F2; margin-top: -2px; align-items: center; flex-shrink: 0; margin-right: 16px; border-radius: 50%; justify-content: center; } .jss333 img { width: 100% !important; height: auto !important; max-width: 24px !important; min-width: unset !important; max-height: 24px !important; min-height: unset !important; } .jss334 { font-size: 14px; line-height: 24px; white-space: normal; } .jss335 ul { margin: 0; padding: 0; padding-left: 19px; } @media (min-width:640px) { .jss387 { display: flex; justify-content: flex-end; } } .jss388 { color: inherit; display: block; text-decoration: none; } @media (min-width:640px) { .jss388 { width: 100%; max-width: 246px; } } @media (min-width:1024px) { .jss388 { max-width: 290px; } } .jss388 a { text-decoration: none; } .jss389 { color: #636363; margin: 0; font-size: 14px; font-weight: 500; line-height: 24px; margin-bottom: 15px; } .jss389:last-child { margin-bottom: 0; } .jss390 { color: #636363; margin: 0; font-size: 16px; font-weight: 500; line-height: 20px; } .jss390:hover { color: #003574; } .jss391 { color: #000; font-size: 14px; font-weight: 300; } .jss392 { padding: 8px 36px 8px 30px; background: #F9F9F9; margin-top: 4px; border-radius: 8px; } @media (min-width:1024px) { .jss392 { padding-top: 11px; } } .jss393 { width: 100%; } .jss393 thead td { font-size: 12px !important; font-weight: 300; } .jss393 thead td, .jss393 tbody td { font-size: 14px; line-height: 20px; padding-left: 0; padding-right: 1px; } .jss393 thead td:first-of-type, .jss393 tbody td:first-of-type { width: 20%; font-weight: 300; } .jss393 thead td:not(:first-of-type), .jss393 tbody td:not(:first-of-type) { width: 39%; text-align: right; } .jss411 { display: flex; flex-wrap: wrap; align-items: center; } .jss412 { width: 40px; height: 40px; display: block; padding: calc((40px - 24px)/2); } .jss412 svg { fill: #B7B7B7; width: 24px; height: 24px; } .jss412:hover svg { fill: #939393; } .jss412:not(:last-of-type) { margin-right: 16px; } @media (min-width:1280px) { .jss412:not(:last-of-type) { margin-right: 8px; } } .jss189 { z-index: 3; position: relative; } .jss190 { max-width: 810px; } .jss191 { color: #636363; width: 285px; border: 1px solid #F2F2F2; height: 40px; outline: none; padding: 14px 72px 14px 14px; z-index: 4; position: relative; font-size: 16px; background: #F2F2F2; transition: border-color 300ms cubic-bezier(0.4, 0, 0.2, 1) 0ms,background 300ms cubic-bezier(0.4, 0, 0.2, 1) 0ms,color 300ms cubic-bezier(0.4, 0, 0.2, 1) 0ms; caret-color: #003574; font-family: pkobp,Helvetica,Arial,sans-serif; border-radius: 8px; } .jss191::placeholder { color: #636363; font-size: 14px; font-weight: 400; } .jss191:hover { color: #000000; border: 1px solid #003574; background: #fff; font-weight: 400; } @media (max-width:1023.95px) { .jss191 { width: 100%; height: 48px; padding: 17px 36px 14px 47px; } } .jss192 { color: #000000; border: 1px solid #003574; background: #fff; font-weight: 400; } .jss193 { width: 100%; height: 48px; padding: 17px 96px 14px 16px; } .jss193::placeholder { font-size: 16px; } .jss194 { width: 32px; border: none; cursor: pointer; height: 32px; display: inline-block; opacity: 1; padding: 0; z-index: 4; position: absolute; background: transparent; margin-top: calc((40px - 32px)/2); transition: opacity 300ms cubic-bezier(0.4, 0, 0.2, 1) 0ms; margin-bottom: calc((40px - 32px)/2); } .jss194>svg { width: 32px; height: 32px; } @media (max-width:1023.95px) { .jss194 { right: 0; margin-top: calc((48px - 32px)/2); margin-right: 12px; } } @media (min-width:1024px) { .jss194 { right: 0; margin-right: 48px; } } .jss195 { opacity: 0; } .jss196 { right: 0; margin-top: calc((48px - 32px)/2); margin-right: 72px; } .jss197 { top: 0; right: 47px; width: 24px; border: none; cursor: pointer; height: 24px; display: block; opacity: 1; padding: 0; z-index: 4; position: absolute; background: transparent; margin-top: calc((40px - 24px)/2); transition: opacity 300ms cubic-bezier(0.4, 0, 0.2, 1) 0ms; border-right: solid 1px #E5E5E5; margin-bottom: calc((40px - 32px)/2); padding-right: 35px; } .jss197>svg { fill: #B7B7B7; width: 24px; height: 24px; } @media (max-width:1023.95px) { .jss197 { right: 0; margin-top: calc((48px - 24px)/2); border-right: unset; margin-right: 8px; padding-right: 28px; } } .jss197:hover>svg { fill: #003574; } .jss198 { opacity: 0; } .jss199 { right: 0; margin-top: calc((48px - 24px)/2); border-right: none; margin-right: 61px; } .jss200 { top: 0; fill: #003574; width: 32px; border: none; cursor: pointer; height: 32px; display: inline-block; padding: 0; z-index: 4; position: absolute; background: transparent; margin-top: calc((40px - 32px)/2); transition: opacity 300ms cubic-bezier(0.4, 0, 0.2, 1) 0ms; margin-bottom: calc((40px - 32px)/2); } .jss200>svg { width: 32px; height: 32px; } @media (max-width:1023.95px) { .jss200 { left: 0; margin-top: calc((48px - 32px)/2); margin-left: 8px; } } @media (min-width:1024px) { .jss200 { right: 0; margin-top: 5px; margin-right: 8px; } } .jss201 { right: 0; margin-top: calc((48px - 32px)/2); margin-right: 12px; } .jss202 { right: 0; width: 1px; height: 24px; content: ''; z-index: 4; position: absolute; margin-top: calc((48px - 24px)/2); border-left: 1px solid #E5E5E5; margin-right: 56px; } @keyframes jss204 { 0% { opacity: 0; } 100% { opacity: 1; } } @media (max-width:1023.95px) { .jss205 { margin-top: 22px; } } @media (min-width:1024px) { .jss205 { top: -8px; left: -8px; height: 0; display: flex; z-index: 0; overflow: hidden; position: absolute; animation: jss204 .5s cubic-bezier(0.4, 0, 0.2, 1); } } @media (min-width:1024px) { .jss206 { width: calc(100% + 8px + 8px); border: 1px solid #E5E5E5; height: auto; padding: 18px 8px; z-index: 2; max-width: calc(810px + 8px + 8px); background: #fff; box-shadow: 0px 16px 32px #00000029; max-height: calc(100vh - 100px); min-height: 100px; padding-top: 65px; border-radius: 12px; } } .jss207 { width: 100%; overflow: auto; max-height: 100%; } .jss207::-webkit-scrollbar { width: 3px; cursor: grab; } .jss207::-webkit-scrollbar-track { border: 1px solid white; background-color: #E5E5E5; } .jss207::-webkit-scrollbar-thumb { border-radius: 9px; background-color: #003574; } .jss207::-webkit-scrollbar-thumb:hover { cursor: grab; } .jss207::-webkit-scrollbar-thumb:active { cursor: grabbing; } @media (max-width:639.95px) { .jss322 { min-width: 300px; } } @media (min-width:640px) { .jss322 { width: auto; max-width: 1044px; border-radius: 10px; } } .jss323 { border-radius: 0; } .jss324 { width: 100%; display: flex; position: relative; min-height: 48px; align-items: center; justify-content: center; } @media (max-width:639.95px) { .jss324 { box-shadow: 0px 3px 6px #81818114; min-height: unset; border-bottom: 1px solid #E5E5E5; } } .jss325 { margin: 0; padding: 0 48px; font-size: 18px; margin-top: 2px; font-family: pkobp,Helvetica,Arial,sans-serif; font-weight: 400; line-height: 1.3333333333333333; } @media (min-width:900px) { .jss325 { font-size: 24px; line-height: 1.3333333333333333; } } .jss325 a { color: inherit; text-decoration: none; } @media (max-width:639.95px) { .jss325 { display: block; padding: 13px 48px 10px 48px; font-size: 18px; text-align: center; line-height: 24px; } } .jss326 { top: 0; right: 0; width: 48px; height: 48px; padding: 0; position: absolute; } .jss326:hover { background: none; } .jss326 svg { fill: #003574; width: 100%; height: 100%; } .jss327 { scrollbar-gutter: stable; } @supports (-moz-appearance:none) { .jss327 { scrollbar-color: #003574 #E5E5E5; scrollbar-width: thin; } } .jss327::-webkit-scrollbar { width: 3px; cursor: grab; height: 3px; scrollbar-color: auto; scrollbar-width: auto; } .jss327::-webkit-scrollbar-track { border: 1px solid white; margin-top: 32px; margin-bottom: 9px; background-color: #E5E5E5; } .jss327::-webkit-scrollbar-thumb { border-radius: 9px; background-color: #003574; } .jss327::-webkit-scrollbar-thumb:hover { cursor: grab; } .jss327::-webkit-scrollbar-thumb:active { cursor: grabbing; } @media (max-width:639.95px) { .jss327 { padding: 16px; } } @media (min-width:640px) and (max-width:873.95px) { .jss327 { width: calc(100vw - 32px - 32px - 8px); margin-right: 8px; padding-left: 16px; padding-right: 5px; } } @media (min-width:875px) { .jss327 { min-width: 786px; padding-top: 0; margin-right: 24px; padding-left: 32px; padding-right: 5px; padding-bottom: 0; } } @media (min-width:875px) { .jss328 { width: 786px; } } @media (min-width:640px) and (max-width:1083.95px) { .jss329 { width: calc(100vw - 32px - 32px - 8px); margin-right: 8px; padding-left: 16px; padding-right: 5px; } } @media (min-width:1085px) { .jss329 { width: 996px; } } .jss24 { display: block; } .jss24 .logo__dontdisplay { display: none !important; } @media (max-width:1023.95px) { .jss24 { width: 100px; height: 48px; } .menu__forCompanies .jss24 { width: 88px; height: 38px; } } @media (min-width:1024px) { .jss24 { width: 64px; height: 79px; } .menu__forCompanies .jss24 { width: 124px; height: 54px; } } .jss24 img.no-next-image-classname { max-width: 100%; max-height: 100%; } @media (max-width:1023.95px) { .jss24 * { height: 100% !important; } } .menu__scrolled .jss25 { width: 120px; height: 48px; } .menu__scrolled .jss25 .next-image-classname { max-height: 100%; } .menu__scrolled .jss25 .next-image-classname>span { width: 120px !important; height: 48px !important; } .jss50 { color: #000000; cursor: pointer; display: flex; padding: 0 1px; align-items: center; line-height: 1; text-decoration: none; } @media (max-width:1023.95px) { .jss50 { height: 48px; } } @media (min-width:1024px) { .jss50 { height: 40px; margin-right: -10px; border-radius: 10px; padding-right: 10px; } .menu__forCompanies:not(.menu__scrolled) .jss50 { margin-left: 42px; } @media (min-width:1024px) and (max-width:1198.95px) { .menu__forCompanies:not(.menu__scrolled) .jss50 { margin-left: 16px; } } } .jss50:hover { color: #003574; } .jss50>svg { transition: transform 300ms cubic-bezier(0.4, 0, 0.2, 1) 0ms; } @media (max-width:1023.95px) { .jss50>svg { width: 48px; height: 48px; } } @media (min-width:1024px) { .jss50>svg { width: 32px; height: 32px; } } @media (max-width:1023.95px) { .jss51 { margin-left: 7px; } } @media (min-width:1024px) { .jss51 { margin-left: 20px; } } .jss52 { font-size: 14px; margin-top: 4px; line-height: 1; margin-left: 7px; } .menu__forCompanies:not(.menu__scrolled) .jss52 { margin-left: 6px; } @media (min-width:1024px) and (max-width:1198.95px) { .menu__forCompanies:not(.menu__scrolled) .jss52 { display: none; } } .jss110 { overflow: auto; } @media (max-width:1023.95px) { .jss110 { max-height: calc(100vh - 60px - 48px); } } @media (min-width:1024px) { .jss110 { left: 0; width: 100%; position: absolute; max-height: calc(100vh - 136px + 24px); } } @media (min-width:1024px) { .jss111 { max-height: calc(100vh - 64px + 15px); } } @media (max-width:1023.95px) { .jss112 { padding-bottom: 16px; } .jss112>div { padding: 0; } .jss112>div>div { padding: 0; } } @media (min-width:1024px) { .jss112 { background: #fff; border-bottom: 1px solid #E5E5E5; padding-bottom: 32px; } } @media (max-width:1023.95px) { .jss113 { max-width: 100%; } } .jss114 { padding-left: 0; } @media (max-width:1023.95px) { .jss114 { margin: 0; max-width: 100%; } } @media (min-width:1280px) { .jss114 { padding-top: 30px; } } .jss102>ul { margin: 0; padding: 0; } .jss103 { top: 4px; width: 24px; border: none; cursor: pointer; height: 16px; display: inline-flex; padding: 0; position: relative; background: transparent; align-items: center; margin-left: 4px; justify-content: center; } .jss103::after { display: none !important; } .jss104 { display: inline-block; } .jss104:not(:first-of-type) { margin-left: 40px; } .jss104>.menu-position-item { color: inherit; cursor: pointer; display: inline-block; z-index: 2; position: relative; font-size: 18px; line-height: 24px; text-decoration: none; } .jss104>.menu-position-item span { position: relative; } .jss104>.menu-position-item span::after { left: 51%; right: 51%; height: 4px; content: ""; display: block; opacity: 0; outline: none !important; position: absolute; transform: skew(0) translate3d(0, 0, 0); background: #003574; margin-top: calc((40px / 2) - (4px / 2) + 1px); border-radius: 20px 0; -moz-transform: skew(0) translate3d(0, 0, 0); transition-delay: 0.2s; -webkit-transform: skew(0) translate3d(0, 0, 0); transition-duration: 0.2s; transition-property: left, right, opacity, transform; -webkit-transition-delay: 0.2s; transition-timing-function: ease-out; -webkit-transition-duration: 0.2s; -webkit-transition-property: left, right, opacity, transform; -webkit-transition-timing-function: ease-out; } .jss104 .dropdownLayer { opacity: 0; z-index: -1; box-shadow: 0 16px 16px #00000014; visibility: hidden; padding-top: 24px; transition-delay: 0.2s; transition-duration: 0.2s; transition-property: opacity, visibility; -webkit-transition-delay: 0.2s; transition-timing-function: ease-in-out; -webkit-transition-duration: 0.2s; -webkit-transition-property: opacity, visibility; -webkit-transition-timing-function: ease-in-out; } .jss104:hover { color: #003574; } .jss104:hover>.menu-position-item span::after { left: 0; right: 0; opacity: 1; outline: none !important; transform: skew(-15deg) translate3d(0, 0, 0); -moz-transform: skew(-15deg) translate3d(0, 0, 0); -webkit-transform: skew(-15deg) translate3d(0, 0, 0); } .jss104:hover>.menu-position-item:focus span::after { outline: none !important; } .menu__forCompanies:not(.menu__scrolled) .jss104>.menu-position-item span::after { margin-top: 28px; } .jss104>.menu-position-item:focus-visible span { line-height: 1.25; } @media (min-width:1024px) and (max-width:1080.95px) { .jss104:not(:first-of-type) { margin-left: 24px; } } .jss105 { color: #003574; } .jss105>.menu-position-item span::after { left: 0; right: 0; opacity: 1; outline: none !important; transform: skew(-15deg) translate3d(0, 0, 0); -moz-transform: skew(-15deg) translate3d(0, 0, 0); -webkit-transform: skew(-15deg) translate3d(0, 0, 0); } .jss106 .dropdownLayer { opacity: 1; visibility: visible; } .jss106 .jss103 svg { transform: rotate(180deg); } .jss106>.menu-position-item::after { right: 27px; } .jss107:not(:first-of-type) { margin-left: 32px; } .jss107>.menu-position-item { font-size: 16px; } .jss107 .dropdownLayer { margin-top: 2px; padding-top: 15px; } .jss107 .jss103 { margin-left: 4px; } .jss107>.menu-position-item span::after { margin-top: 14px; } @media (min-width:1024px) and (max-width:1080.95px) { .jss107:not(:first-of-type) { margin-left: 16px; } } .jss108 .jss103 svg { transition-delay: 0.2s; transition-duration: 0.2s; transition-property: transform; -webkit-transition-delay: 0.2s; transition-timing-function: ease-out; -webkit-transition-duration: 0.2s; -webkit-transition-property: transform; -webkit-transition-timing-function: ease-out; } .jss109>.menu-position-item { color: #2E7D49; } .jss109:hover>.menu-position-item { color: #003574; } body { padding-bottom: 73px; } .jss81 { left: 0; width: 100%; bottom: 0; z-index: 1023; position: fixed; background: #fff; border-top: 1px solid #D5D5D5; box-shadow: 0px 0px 12px #00000029; } .workspaceMode .jss81 { bottom: initial; z-index: 0; position: relative; } .withPinnedPOI .jss81 { visibility: hidden; } .jss82 { margin: 0; padding: 0 5px; } .jss83 { display: flex; justify-content: space-around; } .jss84 { color: inherit; width: 70px; display: flex; padding: 1px; position: relative; font-size: 12px; text-align: center; align-items: center; line-height: 1; margin-bottom: 4px; flex-direction: column; text-decoration: none; } .jss84 span { word-break: break-word; } .jss84 svg { fill: #636363; } .jss84::after { left: 51%; right: 51%; width: 64%; height: 4px; content: ""; display: block; opacity: 0; position: absolute; transform: skew(-15deg); background: #003574; margin-top: -3px; border-radius: 20px 0; -moz-transform: skew(-15deg); -webkit-transform: skew(-15deg); transition-duration: 0.2s; transition-property: left, right, opacity; transition-timing-function: ease-out; -webkit-transition-duration: 0.2s; -webkit-transition-property: left, right, opacity; -webkit-transition-timing-function: ease-out; } .jss84:hover { color: #003574; } .jss84:hover svg { fill: #003574; } .jss84:hover::after { left: 17%; right: unset; opacity: 1; } .jss84 svg * { fill: inherit !important; stroke: inherit !important; } .jss85 { color: #003574 !important; } .jss85 svg { fill: #003574 !important; } .jss85::after { left: 17%; right: unset; opacity: 1; } .jss86 { color: #2E7D49; } .jss86 svg { fill: #2E7D49; } .jss87 { width: 32px; height: 32px; overflow: hidden; margin-top: 4px; margin-bottom: 6px; } .jss87 img { max-width: 100%; } .jss87 svg { width: 32px; height: 32px; max-width: 100%; } .jss221 { color: inherit; border: 1px solid #E5E5E5; margin: 0; display: block; box-shadow: 0px 3px 12px #00000014; transition: box-shadow 300ms cubic-bezier(0.4, 0, 0.2, 1) 0ms,border-color 300ms cubic-bezier(0.4, 0, 0.2, 1) 0ms; border-radius: 12px; text-decoration: none; } .jss221:hover { border-color: #D5D5D5; } @media (max-width:767.95px) { .jss221:not(:last-of-type) { margin-bottom: 16px; } } @media (min-width:768px) { .jss221 { width: 180px; height: fit-content; margin: 0 15px; box-shadow: 0px 16px 16px #0000000F; border-radius: 16px; } *:not(.slick-list) .jss221:not(:last-of-type) { margin-bottom: 16px; } .jss221:hover { box-shadow: 0px 16px 16px #00000029; } } .jss221 .container { width: 100%; margin: 0 auto; display: flex; align-items: center; } .jss221 .titleContainer { order: 2; display: flex; align-items: start; overflow-wrap: anywhere; justify-content: center; } .jss221 .carousel-picture { order: 1; display: flex; overflow: hidden; align-items: center; } .jss221 img { width: 100%; height: 100%; object-fit: contain; } .jss221 .next-image-classname { height: 100%; } .jss221 .next-image-classname>span { height: 100% !important; } .jss221 .next-image-classname img { width: 100% !important; max-width: unset !important; } @media (max-width:639.95px) { .jss221 .next-image-classname img { width: 100% !important; } } .jss221 .titleContainer p { font-size: 16px; font-family: pkobp,Helvetica,Arial,sans-serif; font-weight: 700; line-height: 20px; } .jss221 .titleContainer p br { display: none; } @media (min-width:768px) { .jss221 .titleContainer p { font-size: 16px; text-align: center; line-height: 20px; } .jss221 .titleContainer p br { display: inline; } } @media (min-width:900px) { .jss221 .titleContainer p { font-size: 16px; line-height: 20px; } } .jss221 .titleContainer p a { color: inherit; text-decoration: none; } @media (max-width:1023.95px) { .jss221 .container { height: 70px; } } @media (min-width:768px) { .jss221 .container { width: 180px; display: block; } } .jss222 { cursor: pointer; } .jss223 { height: 100% !important; } .jss223 .titleContainer { margin: auto 16px; } @media (max-width:767.95px) { .jss223 .carousel-picture { width: 88px; height: 70px; border-top-left-radius: 12px; border-bottom-left-radius: 12px; } } @media (min-width:768px) { .jss223 .carousel-picture { width: 178px; height: 184px; border-bottom-left-radius: 16px; border-bottom-right-radius: 16px; } } @media (max-width:639.95px) { .jss223 .titleContainer { max-width: calc(100% - 88px - 32px); } } @media (min-width:768px) { .jss223 .titleContainer { margin: 24px 24px 0 24px; min-height: 80px; padding-bottom: 16px; } } @media (min-width:768px) { .jss223 .container { min-height: 264px; } } .jss224 .container { display: flex; } .jss224 .titleContainer { order: 2; margin-right: 16px; } .jss224 .carousel-picture { order: 1; width: 64px; height: 64px; margin: 4px 12px; overflow: hidden; } @media (min-width:768px) { .jss224 .carousel-picture { width: 112px; height: 112px; margin: 24px 34px 14px; } } @media (max-width:767.95px) { .jss224 .titleContainer { max-width: calc(100% - 64px - 12px - 12px - 16px); } } @media (min-width:768px) { .jss224 .titleContainer { margin: 0 20px; } } @media (min-width:768px) { .jss224 .container { min-height: 212px; margin-bottom: 26px; flex-direction: column; } } .jss213 { padding-top: 15px; padding-bottom: 15px; } @media (min-width:768px) { .jss213 { display: flex; flex-wrap: wrap; flex-direction: row; justify-content: center; } } .jss214 { margin: 0 auto; padding: 0; max-width: 1188px; padding-bottom: 15px; } .jss214 .slick-list { margin: 0 40px; padding: 4px 0 15px 0; } .jss214 .slick-slide { padding: 15px 0; } @media (min-width:769px) { .jss214 .slick-list { padding: 15px 0; } } @media (min-width:1024px) { .jss214 .slick-list { margin: -15px calc(40px + 44px - 15px); } } .jss215 { margin-top: 0; text-transform: none; } @media (min-width:640px) { .jss215 { margin-bottom: 14px; } } .jss216 { font-size: 24px; margin-top: 0; font-family: pkobp,Helvetica,Arial,sans-serif; font-weight: 400; line-height: 1.3333333333333333; margin-bottom: 8px; } @media (min-width:900px) { .jss216 { font-size: 40px; line-height: 1.2; } } .jss216 a { color: inherit; text-decoration: none; } @media (min-width:640px) { .jss216 { margin-bottom: 4px; } } @media (min-width:1024px) { .jss216 { margin-bottom: 15px; } } .jss217 { margin-bottom: 14px; } @media (min-width:640px) { .jss217 { margin-bottom: 8px; } } @media (min-width:1024px) { .jss217 { margin-bottom: 25px; } } .jss218 { margin-top: 0; font-weight: 300; line-height: 24px; margin-bottom: 14px; } @media (min-width:640px) { .jss218 { margin-bottom: 8px; } } @media (min-width:1024px) { .jss218 { margin-bottom: 25px; } } @media (max-width:767.95px) { .jss220:not(:last-of-type) { margin-bottom: 16px; } } .jss271 { display: flex; position: relative; flex-wrap: nowrap; flex-direction: column; } @media (min-width:640px) { .jss272 .jss274 { height: 48px; padding: 16px 12px 12px; } .jss272 .jss279 { height: 48px; } .jss272 .jss276 { height: 48px; } .jss272 .jss280 { margin-top: 2px; } .jss272 .jss278[type=range]::-webkit-slider-thumb { width: 24px; border: 3px solid #003574; cursor: pointer; height: 24px; display: block; overflow: visible; position: relative; background: #fff; box-sizing: border-box; transition: transform 300ms cubic-bezier(0.4, 0, 0.2, 1) 0ms; visibility: visible !important; border-radius: 50%; -webkit-appearance: none; } .jss272 .jss278[type=range]::-moz-range-thumb { width: 24px; border: 3px solid #003574; cursor: pointer; height: 24px; display: block; overflow: visible; position: relative; background: #fff; box-sizing: border-box; transition: transform 300ms cubic-bezier(0.4, 0, 0.2, 1) 0ms; visibility: visible !important; border-radius: 50%; -webkit-appearance: none; } .jss272 .jss278[type=range]::-moz-range-thumb:hover { transform: scale(1.2); background: url(/_next/static/media/calcthumb.dc3e9263.png) #003574 center no-repeat; background-size: 80%; } .jss272 .jss278[type=range]::-webkit-slider-thumb:hover { transform: scale(1.2); background: url(/_next/static/media/calcthumb.dc3e9263.png) #003574 center no-repeat; background-size: 80%; } } .jss273 { display: flex; flex-wrap: nowrap; } .jss274 { color: #000; width: 100%; border: 1px solid #939393; height: 56px; padding: 12px; z-index: 3; flex-grow: 1; font-size: 24px; text-align: center; font-family: pkobp,Helvetica,Arial,sans-serif; font-weight: 700; line-height: 1; border-radius: 8px; -webkit-appearance: none; } .jss274:focus, .jss274:active, .jss274:focus-visible { outline: solid 1px #003574; outline-offset: -1px; } @media (min-width:640px) { .jss274 { font-size: 28px; } } .jss274:disabled { opacity: 1; background: #F9F9F9; } .jss275 { background: #F2F2F2; border-radius: 0; } .jss275:disabled { background: #F2F2F2; } .jss276 { color: #003574; width: 40px; border: 1px solid #939393; cursor: pointer; height: 56px; padding: 5px; z-index: 2; font-size: 32px; background: #fff; transition: background 300ms cubic-bezier(0.4, 0, 0.2, 1) 0ms; flex-shrink: 0; font-family: pkobp,Helvetica,Arial,sans-serif; font-weight: bold; -webkit-appearance: none; } .jss276>span { position: relative; } .jss276:nth-of-type(1) { font-size: 46px; border-right: none; border-top-left-radius: 8px; border-bottom-left-radius: 8px; } .jss276:nth-of-type(2) { border-left: none; border-top-right-radius: 8px; border-bottom-right-radius: 8px; } .jss276:disabled { color: #939393; cursor: default; background: #E5E5E5; } .jss276:not(:disabled):hover { background: #F9F9F9; } .jss276:nth-of-type(2)>span { bottom: -2px; } .jss276:nth-of-type(1)>span { left: -1px; bottom: 4px; } .jss277:nth-of-type(1)>span { bottom: 6px; } .jss278 { left: -2px; width: 100%; bottom: 6px; cursor: pointer; height: 10px; z-index: 3; position: relative; background: transparent; -webkit-appearance: none; } .jss278[type=range]::-webkit-slider-thumb { width: 29px; border: 3px solid #003574; cursor: pointer; height: 29px; display: block; overflow: visible; position: relative; background: #fff; box-sizing: border-box; transition: transform 300ms cubic-bezier(0.4, 0, 0.2, 1) 0ms; visibility: visible !important; border-radius: 50%; -webkit-appearance: none; } .jss278[type=range]::-moz-range-thumb { width: 29px; border: 3px solid #003574; cursor: pointer; height: 29px; display: block; overflow: visible; position: relative; background: #fff; box-sizing: border-box; transition: transform 300ms cubic-bezier(0.4, 0, 0.2, 1) 0ms; visibility: visible !important; border-radius: 50%; -webkit-appearance: none; } .jss278:disabled { opacity: 1; } .jss278[type=range]::-moz-range-thumb:hover { transform: scale(1.2); background: url(/_next/static/media/calcthumb.dc3e9263.png) #003574 center no-repeat; background-size: 80%; } .jss278[type=range]::-webkit-slider-thumb:hover { transform: scale(1.2); background: url(/_next/static/media/calcthumb.dc3e9263.png) #003574 center no-repeat; background-size: 80%; } .jss279 { left: 0; width: calc(100% - 1px); height: 56px; position: absolute; background: #003574; margin-top: 4px; border-radius: 8px; } .jss280 { display: flex; font-size: 12px; margin-top: 3px; justify-content: space-between; } @media (min-width:640px) { .jss280 { margin-top: 6px; } } .jss280>span { line-height: 16px; } .jss336 { margin: 0; font-size: 14px; font-weight: 500; line-height: 20px; margin-bottom: 5px; } .jss337 { margin: 0; font-size: 14px; margin-top: 22px; font-weight: 300; line-height: 20px; } @media (min-width:640px) { .jss337 { margin-top: 16px; } } @media (min-width:1280px) { .jss337 { margin-top: 14px; } } .jss338 { margin-top: 5px; } .jss248 { font-size: 24px; margin-top: 4px; font-family: pkobp,Helvetica,Arial,sans-serif; font-weight: 400; line-height: 1.3333333333333333; margin-bottom: 20px; } @media (min-width:900px) { .jss248 { font-size: 40px; line-height: 1.2; } } .jss248 a { color: inherit; text-decoration: none; } @media (min-width:640px) { .jss248 { margin-top: 10px; margin-bottom: 24px; } } @media (min-width:1280px) { .jss248 { margin-top: 12px; margin-bottom: 40px; } } .jss231 { display: flex; position: relative; justify-content: center; } @media (min-width:1024px) { .jss231 { margin-top: 40px; margin-bottom: 20px; } } .jss231 .pkobp-tooltip>div { font-size: 14px; font-weight: 300; line-height: 20px; } .jss232 { width: 100%; max-width: 1020px; } .jss233 { margin-bottom: 10px; } @media (min-width:1280px) { .jss233 { margin-bottom: 12px; } } .jss234 { font-size: 24px; margin-top: 10px; font-family: pkobp,Helvetica,Arial,sans-serif; font-weight: 400; line-height: 1.3333333333333333; margin-bottom: 24px; } @media (min-width:900px) { .jss234 { font-size: 40px; line-height: 1.2; } } .jss234 a { color: inherit; text-decoration: none; } @media (min-width:1280px) { .jss234 { margin-top: 12px; margin-bottom: 40px; } } .jss235 { position: relative; } @media (min-width:1299px) { .jss236 { margin-right: -29px; } } .jss238 { margin-top: 16px; } @media (min-width:1280px) { .jss238 { margin-top: 20px; } } .jss239 { margin-top: 28px; } .jss240 { display: flex; } @media (max-width:1298.95px) { .jss240 { margin-bottom: 24px; } } @media (min-width:1299px) { .jss241 { margin-left: -5px; } } @media (min-width:1299px) { .jss242 { padding-left: 74px; } } .jss243 { display: flex; margin-top: 20px; line-height: 20px; margin-left: -62px; justify-content: center; } @media (min-width:1299px) { .jss243 { margin-top: 26px !important; margin-left: -4px !important; } } .jss243 a, .jss243 p { font-size: 14px !important; } .jss244 { font-size: 16px; line-height: 20px; } .jss245 { margin-top: -4px; margin-left: 3px; } .jss246 { margin-top: -5px; margin-left: 4px; } @media (min-width:1299px) { .jss246 { margin-top: -3px; margin-left: 8px; } } .jss247 { width: 100%; margin: 0 auto; max-width: 1020px; margin-top: 3px; } @media (min-width:1299px) { .jss247 { margin-top: 32px; } } .jss188 { position: relative; } .jss26 { border: none; height: 48px; margin: 0; display: inline-block; padding: 0; background: none; } .jss26 svg { fill: #003574; } .jss27 { margin-top: -5px; } @media (max-width:1023.95px) { .jss28 .MuiPaper-root { width: 100%; } } .jss309 { margin: 0 auto; } @media (min-width:640px) { .jss309 { margin: 0 28px; } } @media (min-width:875px) { .jss310 { width: 600px; margin: 0 73px; } } .jss311 { padding-bottom: 16px; } @media (min-width:1085px) { .jss311 { width: 810px; margin: 0 73px; } } .jss312 { margin: 0 auto; margin-bottom: 16px; } .jss313 { margin: 0; font-size: 18px; text-align: center; font-family: pkobp,Helvetica,Arial,sans-serif; font-weight: 400; line-height: 24px; } @media (min-width:900px) { .jss313 { font-size: 24px; line-height: 1.3333333333333333; } } .jss313 a { color: inherit; text-decoration: none; } @media (min-width:640px) { .jss313 { font-size: 24px; } } .jss314 { margin: 0 auto; margin-top: 16px; margin-bottom: 7px; } @media (min-width:1024px) { .jss314 { margin-top: 0; margin-bottom: 24px; } } .jss315 { margin: 0; font-weight: 300; } .jss316 { padding: 16px; border-top: 1px solid #E5E5E5; } @media (min-width:640px) { .jss316 { padding: 24px 0; } } .jss317 { padding-bottom: 16px; } .jss318 { display: none; } .jss319 { display: initial; } .jss320 { display: flex; padding: 24px; align-items: center; justify-content: center; } .jss321 { display: flex; max-height: 246px; align-items: center; margin-bottom: 16px; justify-content: center; } @media (max-width:639.95px) { .jss321 { max-height: unset; } } .jss321 img { width: auto !important; height: 246px !important; } @media (max-width:639.95px) { .jss321 img { width: 100% !important; height: unset !important; } } .jss229 { margin-top: 28px; margin-left: 3px; } .jss229 a, .jss229 p { font-size: 14px !important; } .jss230 { margin-top: 20px; margin-bottom: 4px; } .jss15 { color: #000000; padding: 0; font-size: 14px; font-family: pkobp,Helvetica,Arial,sans-serif; letter-spacing: 0; text-transform: none; } .jss15:focus-visible { outline: solid 2px #000000; } .jss15 svg { fill: #003574; margin-left: 2px; } @media (min-width:1280px) { .jss15:hover { color: #003574; background-color: transparent; } } @media (max-width:1279.95px) { .jss16 { border: none; background-color: #00000066; } } .jss17 { border: 1px solid #D5D5D5; padding: 16px 16px 8px 16px; box-shadow: 0px 10px 16px #00000029; border-radius: 10px; } @media (max-width:1279.95px) { .jss17 { top: initial !important; left: 0 !important; right: 0 !important; width: 100%; bottom: 0; padding: 16px; max-width: 100% !important; max-height: fit-content !important; border-bottom-left-radius: 0; border-bottom-right-radius: 0; } .jss17>ul { max-height: calc(48px * 6); } } @media (min-width:1280px) { .jss17 { transform: translate(-24px,-45px); } } .jss17>ul { padding: 0; } @media (min-width:1280px) { .jss18 { transform: translate(-22px, -6px); } } @media (max-width:1279.95px) { .jss19 { box-shadow: inset 0 -15px 15px -15px #D5D5D5; } } .jss20 .jss21 { padding: 13px 11px; } @media (min-width:1280px) { .jss20 .jss21 { padding: 5px 7px 6px 7px; } } .jss21 { color: #000000; padding: 13px 8px; font-size: 16px; font-family: pkobp,Helvetica,Arial,sans-serif; border-radius: 8px; } .jss21:hover { background-color: #F2F2F2; } @media (min-width:1280px) { .jss21 { margin: 1px 0; padding: 5px 7px 6px 7px; font-size: 14px; border-radius: 4px; } } .jss22 { font-weight: bold; background-color: #F2F2F2 !important; } .jss23 > nav > button > svg { margin-left: -2px; } .jss10 { line-height: 1; margin-left: 1px; } @media (max-width:1023.95px) { .jss10 { display: flex; justify-self: end; justify-content: flex-end; } } @media (max-width:1023.95px) { .jss11 { height: 40px; padding: 0 16px; align-items: center; } } .jss12 { color: inherit; padding: 1px; font-size: 14px; text-decoration: none; } @media (max-width:1023.95px) { .jss12 { width: 50%; display: inline-block; padding: 13px; text-align: center; border-top-left-radius: 8px; border-top-right-radius: 8px; } .jss12:hover { background: #fff; } } @media (min-width:1024px) { .jss12 { line-height: 24px; } .jss12:not(:first-of-type) { margin-left: 48px; } .jss12:hover { color: #636363; } } @media (max-width:1023.95px) { .jss13 { background: #fff; } } @media (min-width:1024px) { .jss13 { color: #636363; } } .jss14 { color: #000; width: auto; display: flex; align-items: center; line-height: 20px; justify-content: start; } @media (max-width:1023.95px) { .jss14 { padding: 9px 17px; } } .jss14 > svg { margin-left: 2px; } .jss14:hover { color: inherit; } .jss88 { background: #fff; transition: box-shadow .2s ease-in-out; border-bottom: 1px solid #E5E5E5; } .jss88.menu__scrolled { box-shadow: 0px 3px 40px #0000001F; border-bottom: 1px solid #D5D5D5; } .jss88.menu_withoutShadow { box-shadow: none; } @media (max-width:1023.95px) { .jss88 { display: none; } } .jss89 { margin: auto; display: flex; max-width: 1230px; padding-top: 20px; justify-content: space-between; } @media (max-width:1259.95px) { .jss89 { padding-left: 15px; padding-right: 15px; } } .menu__scrolled .jss89 { max-height: 64px; padding-top: 0; } .jss90 { display: flex; justify-content: space-between; } .jss91 { margin-top: 9px; margin-right: 72px; margin-bottom: 27px; } @media (min-width:1024px) and (max-width:1080.95px) { .jss91 { margin-right: 32px; } } .menu__forCompanies .jss91 { margin-top: 0px; margin-right: 56px; margin-bottom: 21px; } .menu__scrolled .jss91 { margin-top: 8px; margin-right: 64px; margin-bottom: 8px; } @media (max-width:1149.95px) { .menu__scrolled .jss91 { margin-right: 24px !important; } } @media (min-width:1024px) and (max-width:1080.95px) { .menu__scrolled .jss91 { margin-right: 16px !important; } } @media (min-width:1024px) and (max-width:1080.95px) { .menu__forCompanies .jss91 { margin-right: 32px; } } .jss93 { height: 24px; margin: 10px 0; } .jss94 { margin-top: 36px; } .menu__forCompanies .jss94 { margin-top: 22px; } .menu__scrolled .jss94 { margin-top: 24px; } .jss96 { display: flex; position: relative; align-items: center; margin-bottom: 20px; } .jss97 { width: 100%; justify-content: flex-end; } .jss98 { right: 100%; position: absolute; margin-right: 29px; } .jss99 { height: 40px; margin: 0; padding: 14px 25px 12px 26px; font-size: 14px; min-width: unset; min-height: unset; margin-left: 45px; } .jss99:focus { background: #CC7A09; } .jss100 { margin: 12px 0; display: flex; justify-content: flex-end; } .menu__forCompanies:not(.menu__scrolled) .jss100 { margin-top: 11px; } .jss101 { display: flex; align-items: center; } @media (min-width:1024px) { .jss2 { display: none; } } .jss4 { background: #F2F2F2; padding-top: 1px; } .jss5 { display: flex; align-items: center; padding-right: 16px; justify-content: space-between; } .jss6 { background: #F2F2F2; border-bottom: 1px solid #E5E5E5; } .jss7 { display: flex; } .jss8 { display: flex; padding: 8px 7px 8px 16px; background: #fff; justify-content: space-between; } .jss9 { border-top-left-radius: 16px; 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d="M23.333-399A3.42,3.42,0,0,0,20-395.667a3.428,3.428,0,0,0,2.5,3.2v.962a1.667,1.667,0,0,0,1.667,1.667v-2.629a3.428,3.428,0,0,0,2.5-3.2A3.42,3.42,0,0,0,23.333-399Zm0,5a1.757,1.757,0,0,1-1.667-1.667,1.757,1.757,0,0,1,1.667-1.667A1.757,1.757,0,0,1,25-395.667,1.757,1.757,0,0,1,23.333-394Z" transform="translate(-11.667 414.833)" fill="#003574"></path></g></g></svg> </a></div></div></div></div><nav class="jss81 MuiBox-root css-0" role="navigation" aria-label="Nawigacja w menu głównym, pozycje podrzędne"><ul class="jss82 MuiBox-root css-0"><li class="jss83 MuiBox-root css-0"><a class="jss84" data-cy="MenuNestedPositions--position-nested-mobile-start--link" id="nav-full-ba3ef72c27ba-men-33039-pos-lvl-2-0" href="https://www.pkobp.pl"><div class="jss87 MuiBox-root css-0"><svg aria-hidden="true" xmlns="http://www.w3.org/2000/svg" width="96" height="96" viewBox="0 0 96 96"><g transform="translate(-1774 -767)"><g transform="translate(1478 -421)"><path data-name="Path 1284" d="M376,1268H350v-24H338v24H312v-32h-8l40-28.5,40,28.5h-8Zm-22-4h18v-32l-28-19.5L316,1232v32h18v-24h20Z" fill="inherit"></path></g><rect width="96" height="96" transform="translate(1774 767)" fill="inherit" opacity="0"></rect></g></svg></div><span>Start</span></a><a class="jss84" data-cy="MenuNestedPositions--position-nested-mobile-0--link" id="nav-full-ba3ef72c27ba-men-33039-pos-lvl-2-df4e0f210f55" href="https://www.pkobp.pl/klient-indywidualny/oferta"><div class="jss87 MuiBox-root css-0"><svg aria-hidden="true" xmlns="http://www.w3.org/2000/svg" width="96" height="96" viewBox="0 0 96 96"><g transform="translate(-120 -765)"><g transform="translate(-96 1330)"><path data-name="Path 2144" d="M260-525h4a4,4,0,0,1,4-4,4,4,0,0,1,4,4h4a8,8,0,0,0-8-8A8,8,0,0,0,260-525Z" fill="inherit"></path><path data-name="Path 2145" d="M243.888-521A3.831,3.831,0,0,1,240-525a3.625,3.625,0,0,1,3.631-4c.085,0,.283-.006.369,0v-4a7.763,7.763,0,0,0-8,7.433c0,.151,0,.3,0,.454l0,30.233a10.077,10.077,0,0,0,10.116,9.844L296-485v-36ZM292-489H246.353A6.145,6.145,0,0,1,240-494.884v-23.14A7.266,7.266,0,0,0,243.888-517H292Z" fill="inherit"></path><path data-name="Path 2146" d="M280-505h-8v4h12S284-505,280-505Z" fill="inherit"></path><path data-name="Path 2147" d="M284-525v-20H266.828L252-530.172V-525h-4v-24h40v24Zm-32-20v9.172L261.172-545Z" fill="inherit"></path></g><rect width="96" height="96" transform="translate(120 765)" fill="inherit" opacity="0"></rect></g></svg></div><span>Oferta</span></a><a class="jss84" data-cy="MenuNestedPositions--position-nested-mobile-1--link" id="nav-full-ba3ef72c27ba-men-33039-pos-lvl-2-c48705207c33" href="/[...*]"><div class="jss87 MuiBox-root css-0"><svg aria-hidden="true" xmlns="http://www.w3.org/2000/svg" width="32" height="32" viewBox="0 0 32 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d="M48-264a32,32,0,0,0-32,32,32,32,0,0,0,32,32,32,32,0,0,0,32-32A32,32,0,0,0,48-264Zm0,4a27.857,27.857,0,0,1,18.275,6.833l-5.718,5.718A19.81,19.81,0,0,0,48-252a19.811,19.811,0,0,0-12.518,4.518L29.764-253.2A27.851,27.851,0,0,1,48-260Zm9.834,40.526A15.844,15.844,0,0,1,48-216a15.836,15.836,0,0,1-9.793-3.442,16.015,16.015,0,0,1-2.824-2.834A15.85,15.85,0,0,1,32-232a15.836,15.836,0,0,1,3.475-9.833,16.01,16.01,0,0,1,2.841-2.816A15.841,15.841,0,0,1,48-248a15.843,15.843,0,0,1,9.725,3.384,16.105,16.105,0,0,1,2.834,2.822A15.842,15.842,0,0,1,64-232a15.842,15.842,0,0,1-3.352,9.685A16.066,16.066,0,0,1,57.834-219.474ZM20-232a27.85,27.85,0,0,1,6.928-18.379l5.713,5.712A19.816,19.816,0,0,0,28-232a19.816,19.816,0,0,0,4.551,12.557l-5.719,5.718A27.859,27.859,0,0,1,20-232Zm28,28a27.857,27.857,0,0,1-18.342-6.894l5.715-5.714A19.81,19.81,0,0,0,48-212a19.809,19.809,0,0,0,12.666-4.641l5.713,5.713A27.855,27.855,0,0,1,48-204Zm21.2-9.763-5.719-5.719A19.813,19.813,0,0,0,68-232a19.811,19.811,0,0,0-4.607-12.627l5.712-5.715A27.848,27.848,0,0,1,76-232,27.856,27.856,0,0,1,69.2-213.763Z" fill="inherit"></path></g><rect width="96" height="96" transform="translate(120 797)" fill="inherit" opacity="0"></rect></g></svg></div><span>Pomoc i kontakt</span></a><a class="jss84 jss86" data-cy="MenuNestedPositions--position-nested-mobile-3--link" id="nav-full-ba3ef72c27ba-men-33039-pos-lvl-2-1df48e40262a" href="https://www.pkobp.pl/klient-indywidualny/promocje"><div class="jss87 MuiBox-root css-0"><svg aria-hidden="true" xmlns="http://www.w3.org/2000/svg" width="96" height="96" viewBox="0 0 96 96"><g transform="translate(-285 -765)"><g transform="translate(285 765)"><rect data-name="Rectangle 2049" width="96" height="96" fill="inherit" opacity="0"></rect><g data-name="Group 2681"><path data-name="Path 2716" d="M80.828,23.963,55.166,27.185,36.128,10.159,31.464,35.268,9.182,48.4l22.646,11.9,5.4,25.534L55.755,67.7,81.51,70.741,70.182,47.225ZM74.741,65.915,54.324,63.5,39.637,77.888,35.354,57.642,17.4,48.2,35.064,37.79l3.7-19.911,15.1,13.5L74.2,28.827,65.762,47.268Z" fill="inherit"></path></g></g></g></svg></div><span>Promocje</span></a></li></ul></nav></div><div class="jss88 MuiBox-root css-0" data-cy="MenuDesktop" id="nav-full-ba3ef72c27ba-men-33039"><div class="jss89 MuiBox-root css-0" style="transition-duration:.2s"><div class="jss90 MuiBox-root css-0"><div class="jss91 MuiBox-root css-0"><a class="jss24" data-cy="MenuLogo-link--link" id="nav-full-ba3ef72c27ba-men-33039-l-33044" href="/[...*]"><img src="/api/public/3c663fc2-a8dc-4cb9-ab55-9a4ee64b7c35.svg" class="no-next-image-classname" alt="PKO Bank Polski logo" title="PKO Bank Polski" loading="eager"/><img src="/api/public/63086f97-c7b3-436b-a060-a2947f8713f4.svg" class="no-next-image-classname logo__dontdisplay" alt="PKO Bank Polski logo" title="PKO Bank Polski" loading="eager"/></a></div><div class="jss92 MuiBox-root css-0"><div class="jss93 MuiBox-root css-0"><div class="jss10 jss11 MuiBox-root css-0" data-cy="Menu-MainPositions--positions-select"><nav class="MuiBox-root css-0" role="navigation" aria-label="Menu główne, pozycje główne"><button class="MuiButtonBase-root MuiButton-root MuiButton-text MuiButton-textPrimary MuiButton-sizeMedium MuiButton-textSizeMedium MuiButton-root MuiButton-text MuiButton-textPrimary MuiButton-sizeMedium MuiButton-textSizeMedium jss15 css-gffgv3" tabindex="0" type="button" aria-controls="button-menu-38488e1f-8476-4085-9ade-d6861ff58748" aria-haspopup="true" aria-label="Klient indywidualny">Klient indywidualny<!-- --> <svg aria-hidden="true" xmlns="http://www.w3.org/2000/svg" width="24" height="24" viewBox="0 0 24 24"><defs><style>.a{fill:rgba(242,242,242,0);}.b{fill:#003574;stroke:#003574;stroke-width:0.5px;}</style></defs><g transform="translate(24) rotate(90)"><g transform="translate(4 32) rotate(-90)"><rect class="a" width="24" height="24" transform="translate(8 -4)"></rect><path class="b" d="M15.2,8.86l-3.924,3.963L7.263,8.86a1.323,1.323,0,0,0-1.871,0l4.949,4.9.935.935.936-.935,4.859-4.9A1.322,1.322,0,0,0,15.2,8.86Z" transform="translate(8.769 -3.583)"></path></g></g></svg></button></nav></div></div><div class="jss94 MuiBox-root css-0"><nav class="jss102 MuiBox-root css-0" role="navigation" aria-label="Pozycje drugiego rzędu w menu głównym" data-cy="MenuNestedPositions"><ul class="MuiBox-root css-0"><li class="jss104 jss108 MuiBox-root css-0" data-cy="MenuNestedPositions--position-0"><a href="#" class="menu-position-item" aria-expanded="false" data-cy="MenuNestedPositions--position-link" aria-label="Zwiń lub rozwiń podmenu dla Oferta"><span>Oferta</span><span class="jss103"><svg aria-hidden="true" xmlns="http://www.w3.org/2000/svg" width="18" height="18" viewBox="3 3 18 18"><defs><style>.a{fill:rgba(242,242,242,0);}.b{fill:#003574;stroke:#003574;stroke-width:0.5px;}</style></defs><g transform="translate(24) rotate(90)"><g transform="translate(4 32) rotate(-90)"><rect class="a" width="18" height="18" transform="translate(8 -4)"></rect><path class="b" d="M15.2,8.86l-3.924,3.963L7.263,8.86a1.323,1.323,0,0,0-1.871,0l4.949,4.9.935.935.936-.935,4.859-4.9A1.322,1.322,0,0,0,15.2,8.86Z" transform="translate(8.769 -3.583)"></path></g></g></svg></span></a><div class="dropdownLayer jss110 MuiBox-root css-0" data-cy="MenuDropdownLayer"><nav class="jss112 MuiBox-root css-0" role="navigation" aria-label="Warstwa kafli trzeciego rzędu w menu"><section class="MuiBox-root css-j1fy4m"><div class="jss113 MuiBox-root css-1ndk1zt"><ul class="MuiGrid-root MuiGrid-container jss114 css-10qumm3"><li class="MuiGrid-root MuiGrid-item MuiGrid-grid-xs-12 MuiGrid-grid-lg-4 jss115 css-tpn07s"><div class="MuiBox-root css-0" data-cy="MenuDropdownTile-0"><a class="jss124 jss125 jss116" data-cy="MenuDropdownTile-0--card--link" id="nav-full-ba3ef72c27ba-men-33039-pos-lvl-3-31d6d9fc78e3" href="https://www.pkobp.pl/klient-indywidualny/konta"><div class="jss117 MuiBox-root css-0"><div class="jss119 MuiBox-root css-0"><div class="MuiBox-root css-0"><p class="jss143 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href="https://www.pkobp.pl/klient-indywidualny/karty-platnosci"><div class="jss117 MuiBox-root css-0"><div class="jss119 MuiBox-root css-0"><div class="MuiBox-root css-0"><p class="jss143 jss121" data-cy="Headline-MenuDropdownTile-1--label">Karty i płatności</p></div></div><div class="jss123 MuiBox-root css-0"><svg aria-hidden="true" xmlns="http://www.w3.org/2000/svg" width="24" height="24" viewBox="0 0 24 24"><defs><style>.a{fill:rgba(242,242,242,0);}.b{fill:#003574;stroke:#003574;stroke-width:0.5px;}</style></defs><g transform="translate(24) rotate(90)"><g transform="translate(4 32) rotate(-90)"><rect class="a" width="24" height="24" transform="translate(8 -4)"></rect><path class="b" d="M15.2,8.86l-3.924,3.963L7.263,8.86a1.323,1.323,0,0,0-1.871,0l4.949,4.9.935.935.936-.935,4.859-4.9A1.322,1.322,0,0,0,15.2,8.86Z" transform="translate(8.769 -3.583)"></path></g></g></svg></div></div></a></div></li><li class="MuiGrid-root MuiGrid-item MuiGrid-grid-xs-12 MuiGrid-grid-lg-4 jss115 css-tpn07s"><div class="MuiBox-root css-0" data-cy="MenuDropdownTile-2"><a class="jss124 jss125 jss116" data-cy="MenuDropdownTile-2--card--link" id="nav-full-ba3ef72c27ba-men-33039-pos-lvl-3-9cec5d108078" href="https://www.pkobp.pl/klient-indywidualny/kredyty-pozyczki"><div class="jss117 MuiBox-root css-0"><div class="jss119 MuiBox-root css-0"><div class="MuiBox-root css-0"><p class="jss143 jss121" data-cy="Headline-MenuDropdownTile-2--label">Pożyczki i kredyty</p></div></div><div class="jss123 MuiBox-root css-0"><svg aria-hidden="true" xmlns="http://www.w3.org/2000/svg" width="24" height="24" viewBox="0 0 24 24"><defs><style>.a{fill:rgba(242,242,242,0);}.b{fill:#003574;stroke:#003574;stroke-width:0.5px;}</style></defs><g transform="translate(24) rotate(90)"><g transform="translate(4 32) rotate(-90)"><rect class="a" width="24" height="24" transform="translate(8 -4)"></rect><path class="b" d="M15.2,8.86l-3.924,3.963L7.263,8.86a1.323,1.323,0,0,0-1.871,0l4.949,4.9.935.935.936-.935,4.859-4.9A1.322,1.322,0,0,0,15.2,8.86Z" transform="translate(8.769 -3.583)"></path></g></g></svg></div></div></a></div></li><li class="MuiGrid-root MuiGrid-item MuiGrid-grid-xs-12 MuiGrid-grid-lg-4 jss115 css-tpn07s"><div class="MuiBox-root css-0" data-cy="MenuDropdownTile-3"><a class="jss124 jss125 jss116" data-cy="MenuDropdownTile-3--card--link" id="nav-full-ba3ef72c27ba-men-33039-pos-lvl-3-50f1d5e9662a" href="https://www.pkobp.pl/klient-indywidualny/ubezpieczenia"><div class="jss117 MuiBox-root css-0"><div class="jss119 MuiBox-root css-0"><div class="MuiBox-root css-0"><p class="jss143 jss121" data-cy="Headline-MenuDropdownTile-3--label">Ubezpieczenia</p></div></div><div class="jss123 MuiBox-root css-0"><svg aria-hidden="true" xmlns="http://www.w3.org/2000/svg" width="24" height="24" viewBox="0 0 24 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title="konta-dla-mlodych-promocja-jesien-2024-1410x1168" _loading="lazy" src="data:image/gif;base64,R0lGODlhAQABAIAAAAAAAP///yH5BAEAAAAALAAAAAABAAEAAAIBRAA7" decoding="async" data-nimg="fill" class="jss227 jss228" style="position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;height:0;min-width:100%;max-width:100%;min-height:100%;max-height:100%"/><noscript><img alt="Grafika w karuzeli Konta dla dzieci w&nbsp;promocji" title="konta-dla-mlodych-promocja-jesien-2024-1410x1168" _loading="lazy" sizes="100vw" srcSet="/api/public/d3eced1a-afa2-4734-b5d8-742bc5d55114.png 640w, /api/public/d3eced1a-afa2-4734-b5d8-742bc5d55114.png 750w, /api/public/d3eced1a-afa2-4734-b5d8-742bc5d55114.png 828w, /api/public/d3eced1a-afa2-4734-b5d8-742bc5d55114.png 1080w, /api/public/d3eced1a-afa2-4734-b5d8-742bc5d55114.png 1200w, /api/public/d3eced1a-afa2-4734-b5d8-742bc5d55114.png 1920w, /api/public/d3eced1a-afa2-4734-b5d8-742bc5d55114.png 2048w, /api/public/d3eced1a-afa2-4734-b5d8-742bc5d55114.png 3840w" src="/api/public/d3eced1a-afa2-4734-b5d8-742bc5d55114.png" decoding="async" data-nimg="fill" style="position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;height:0;min-width:100%;max-width:100%;min-height:100%;max-height:100%" class="jss227 jss228" loading="lazy"/></noscript></span></div></div></div></a></div><div class="jss219 jss220 MuiBox-root css-0" role="listitem"><a class="jss221 jss223" data-cy="Carousel-Karuzela_polecane--item--76010" data-id="76010" id="bd-col-855eb561d01f-car-51016-elem-8827986b76da" href="https://www.pkobp.pl/klient-indywidualny/promocje/pko-polecam?utm_source=internal_traffic&utm_medium=bd_col_car_elem&utm_content=mgm_ror"><div class="container MuiBox-root css-0"><div class="titleContainer MuiBox-root css-0"><p class="jss143" style="margin-top:0px;margin-bottom:0px" data-cy="Carousel-Karuzela_polecane--item-title">PKO Polecam</p></div><div class="carousel-picture MuiBox-root css-0"><div class="next-image-classname jss225 jss226"><span style="box-sizing:border-box;display:block;overflow:hidden;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;position:absolute;top:0;left:0;bottom:0;right:0"><img alt="Grafika w karuzeli PKO Polecam" title="program poleceń" _loading="lazy" src="data:image/gif;base64,R0lGODlhAQABAIAAAAAAAP///yH5BAEAAAAALAAAAAABAAEAAAIBRAA7" decoding="async" data-nimg="fill" class="jss227 jss228" style="position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;height:0;min-width:100%;max-width:100%;min-height:100%;max-height:100%"/><noscript><img alt="Grafika w karuzeli PKO Polecam" title="program poleceń" _loading="lazy" sizes="100vw" srcSet="/api/public/7d69d24f-5490-4bd0-94ce-c32f10da0350.png 640w, /api/public/7d69d24f-5490-4bd0-94ce-c32f10da0350.png 750w, /api/public/7d69d24f-5490-4bd0-94ce-c32f10da0350.png 828w, /api/public/7d69d24f-5490-4bd0-94ce-c32f10da0350.png 1080w, /api/public/7d69d24f-5490-4bd0-94ce-c32f10da0350.png 1200w, /api/public/7d69d24f-5490-4bd0-94ce-c32f10da0350.png 1920w, /api/public/7d69d24f-5490-4bd0-94ce-c32f10da0350.png 2048w, /api/public/7d69d24f-5490-4bd0-94ce-c32f10da0350.png 3840w" src="/api/public/7d69d24f-5490-4bd0-94ce-c32f10da0350.png" decoding="async" data-nimg="fill" style="position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;height:0;min-width:100%;max-width:100%;min-height:100%;max-height:100%" class="jss227 jss228" loading="lazy"/></noscript></span></div></div></div></a></div><div class="jss219 jss220 MuiBox-root css-0" role="listitem"><a class="jss221 jss223" data-cy="Carousel-Karuzela_polecane--item--76013" data-id="76013" id="bd-col-855eb561d01f-car-51016-elem-3642418a4982" href="https://www.pkobp.pl/klient-indywidualny/uslugi-zakupy?filter=2&utm_source=internal_traffic&utm_medium=bd_col_car_elem&utm_content=rozrywki"><div class="container MuiBox-root css-0"><div class="titleContainer MuiBox-root css-0"><p class="jss143" style="margin-top:0px;margin-bottom:0px" data-cy="Carousel-Karuzela_polecane--item-title">Rozrywka</p></div><div class="carousel-picture MuiBox-root css-0"><div class="next-image-classname jss225 jss226"><span style="box-sizing:border-box;display:block;overflow:hidden;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;position:absolute;top:0;left:0;bottom:0;right:0"><img alt="Grafika w karuzeli Rozrywka" _loading="lazy" src="data:image/gif;base64,R0lGODlhAQABAIAAAAAAAP///yH5BAEAAAAALAAAAAABAAEAAAIBRAA7" decoding="async" data-nimg="fill" class="jss227 jss228" style="position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;height:0;min-width:100%;max-width:100%;min-height:100%;max-height:100%"/><noscript><img alt="Grafika w karuzeli Rozrywka" _loading="lazy" sizes="100vw" srcSet="/api/public/429b6aaf-c7c9-4560-a7b5-4341feb0d3eb.png 640w, /api/public/429b6aaf-c7c9-4560-a7b5-4341feb0d3eb.png 750w, /api/public/429b6aaf-c7c9-4560-a7b5-4341feb0d3eb.png 828w, /api/public/429b6aaf-c7c9-4560-a7b5-4341feb0d3eb.png 1080w, /api/public/429b6aaf-c7c9-4560-a7b5-4341feb0d3eb.png 1200w, /api/public/429b6aaf-c7c9-4560-a7b5-4341feb0d3eb.png 1920w, /api/public/429b6aaf-c7c9-4560-a7b5-4341feb0d3eb.png 2048w, /api/public/429b6aaf-c7c9-4560-a7b5-4341feb0d3eb.png 3840w" src="/api/public/429b6aaf-c7c9-4560-a7b5-4341feb0d3eb.png" decoding="async" data-nimg="fill" style="position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;height:0;min-width:100%;max-width:100%;min-height:100%;max-height:100%" class="jss227 jss228" loading="lazy"/></noscript></span></div></div></div></a></div><div class="jss219 jss220 MuiBox-root css-0" role="listitem"><a class="jss221 jss223" data-cy="Carousel-Karuzela_polecane--item--51020" data-id="51020" id="bd-col-855eb561d01f-car-51016-elem-db1a925c6f9a" href="https://www.pkobp.pl/klient-indywidualny/karty-platnosci/pko-place-pozniej-platnosci-odroczone/?utm_source=internal_traffic&utm_medium=bd_col_car_elem&utm_content=pko_pp"><div class="container MuiBox-root css-0"><div class="titleContainer MuiBox-root css-0"><p class="jss143" style="margin-top:0px;margin-bottom:0px" data-cy="Carousel-Karuzela_polecane--item-title">PKO Płacę później</p></div><div class="carousel-picture MuiBox-root css-0"><div class="next-image-classname jss225 jss226"><span style="box-sizing:border-box;display:block;overflow:hidden;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;position:absolute;top:0;left:0;bottom:0;right:0"><img alt="Wyjątkowe zakupy na wyjątkowe okazje" _loading="lazy" src="data:image/gif;base64,R0lGODlhAQABAIAAAAAAAP///yH5BAEAAAAALAAAAAABAAEAAAIBRAA7" decoding="async" data-nimg="fill" class="jss227 jss228" style="position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;height:0;min-width:100%;max-width:100%;min-height:100%;max-height:100%"/><noscript><img alt="Wyjątkowe zakupy na wyjątkowe okazje" _loading="lazy" sizes="100vw" srcSet="/api/public/00a8c4ee-ac5e-4707-84f1-c4c7cef920b0.png 640w, /api/public/00a8c4ee-ac5e-4707-84f1-c4c7cef920b0.png 750w, /api/public/00a8c4ee-ac5e-4707-84f1-c4c7cef920b0.png 828w, /api/public/00a8c4ee-ac5e-4707-84f1-c4c7cef920b0.png 1080w, /api/public/00a8c4ee-ac5e-4707-84f1-c4c7cef920b0.png 1200w, /api/public/00a8c4ee-ac5e-4707-84f1-c4c7cef920b0.png 1920w, /api/public/00a8c4ee-ac5e-4707-84f1-c4c7cef920b0.png 2048w, /api/public/00a8c4ee-ac5e-4707-84f1-c4c7cef920b0.png 3840w" src="/api/public/00a8c4ee-ac5e-4707-84f1-c4c7cef920b0.png" decoding="async" data-nimg="fill" style="position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;height:0;min-width:100%;max-width:100%;min-height:100%;max-height:100%" class="jss227 jss228" loading="lazy"/></noscript></span></div></div></div></a></div><div class="jss219 jss220 MuiBox-root css-0" role="listitem"><a class="jss221 jss223" data-cy="Carousel-Karuzela_polecane--item--101455" data-id="101455" id="bd-col-855eb561d01f-car-51016-elem-7ca7dce774d5" href="/[...*]"><div class="container MuiBox-root css-0"><div class="titleContainer MuiBox-root css-0"><p class="jss143" style="margin-top:0px;margin-bottom:0px" data-cy="Carousel-Karuzela_polecane--item-title">Ubezpieczenie samochodu</p></div><div class="carousel-picture MuiBox-root css-0"><div class="next-image-classname jss225 jss226"><span style="box-sizing:border-box;display:block;overflow:hidden;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;position:absolute;top:0;left:0;bottom:0;right:0"><img alt="Grafika w karuzeli Ubezpieczenie samochodu" _loading="lazy" src="data:image/gif;base64,R0lGODlhAQABAIAAAAAAAP///yH5BAEAAAAALAAAAAABAAEAAAIBRAA7" decoding="async" data-nimg="fill" class="jss227 jss228" style="position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;height:0;min-width:100%;max-width:100%;min-height:100%;max-height:100%"/><noscript><img alt="Grafika w karuzeli Ubezpieczenie samochodu" _loading="lazy" sizes="100vw" srcSet="/api/public/88046f07-19bb-41d3-a20a-93867dd62645.png 640w, /api/public/88046f07-19bb-41d3-a20a-93867dd62645.png 750w, /api/public/88046f07-19bb-41d3-a20a-93867dd62645.png 828w, /api/public/88046f07-19bb-41d3-a20a-93867dd62645.png 1080w, /api/public/88046f07-19bb-41d3-a20a-93867dd62645.png 1200w, /api/public/88046f07-19bb-41d3-a20a-93867dd62645.png 1920w, /api/public/88046f07-19bb-41d3-a20a-93867dd62645.png 2048w, /api/public/88046f07-19bb-41d3-a20a-93867dd62645.png 3840w" src="/api/public/88046f07-19bb-41d3-a20a-93867dd62645.png" decoding="async" data-nimg="fill" style="position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;height:0;min-width:100%;max-width:100%;min-height:100%;max-height:100%" class="jss227 jss228" loading="lazy"/></noscript></span></div></div></div></a></div></div></div></div></div></section><section class="MuiBox-root css-j1fy4m"><div class=" MuiBox-root css-qjhgjx" elementId="bd-col-8d904a4fb758" elementIdPrefix="col"><div class="MuiBox-root css-0" style="padding-top:48px;padding-bottom:48px" data-snippet="snippet"><div id="g-bd-col-8d904a4fb758-kp-36375"><div class="jss231 MuiBox-root css-0" data-cy="CalcLoanLarge"><div class="jss232 MuiBox-root css-0"><div class="MuiBox-root css-0"><div class="jss150 jss233" style="text-align:center" data-cy="Headline-calc-subtitle"><span>Pożyczka gotówkowa</span></div><h2 class="jss153 jss248" style="text-align:center" data-cy="Headline-calc-title"><span>Gotówka online, nawet w jeden dzień</span></h2></div><div class="MuiBox-root css-0"><div class="jss249 jss235"><div class="jss256"><div class="jss236 MuiBox-root css-0"><div class="jss237 MuiBox-root css-0"><div class="MuiBox-root css-1n2mv2k"><span class="jss142 jss244" data-cy="Headline-amount-label"><label for="calc-field-loan-amount">Ile potrzebujesz?</label></span></div><div class="MuiBox-root css-1fhgjcy"><div class="jss271" data-cy="CalcLoanLarge-InputRange-Amount--container"><div class="jss273 MuiBox-root css-0"><input type="text" class="jss274" value="16 400" step="500" min="1" max="200000" data-cy="CalcLoanLarge-InputRange-Amount--input" autoComplete="16 400" id="calc-field-loan-amount" aria-controls="calc-card-calculations-of-calc-loan"/></div><div class="jss279 MuiBox-root css-0" style="background:white"></div><input type="range" class="jss278" value="16400" step="500" min="1" max="200000" data-cy="CalcLoanLarge-InputRange-Amount--range" id="calc-field-loan-amount-range" aria-controls="calc-card-calculations-of-calc-loan"/><div class="jss280 MuiBox-root css-0"><span data-cy="CalcLoanLarge-InputRange-Amount--value-min">1 zł</span><span data-cy="CalcLoanLarge-InputRange-Amount--value-max">200 000 zł</span></div></div></div></div><div class="jss238 MuiBox-root css-0"><div class="MuiBox-root css-1n2mv2k"><span class="jss142 jss244" data-cy="Headline-rates-label"><label for="calc-field-rates-quantity">Na jaki okres?</label></span></div><div class="MuiBox-root css-1fhgjcy"><div class="jss271" data-cy="CalcLoanLarge-InputRange-Rates--container"><div class="jss273 MuiBox-root css-0"><button class="jss276" data-cy="CalcLoanLarge-InputRange-Rates--button-decrease" aria-label="Zmniejsz wartość dla Pole ilość rat" aria-controls="calc-card-calculations-of-calc-loan"><span>-</span></button><input type="text" class="jss274 jss275" value="24" disabled="" step="1" min="1" max="24" data-cy="CalcLoanLarge-InputRange-Rates--input" autoComplete="24" id="calc-field-rates-quantity" aria-controls="calc-card-calculations-of-calc-loan"/><button class="jss276" disabled="" data-cy="CalcLoanLarge-InputRange-Rates--button-increase" aria-label="Zwiększ wartość dla Pole ilość rat" aria-controls="calc-card-calculations-of-calc-loan"><span>+</span></button></div><div class="jss279 MuiBox-root css-0" style="background:white"></div><input type="range" class="jss278" value="24" step="1" min="1" max="24" data-cy="CalcLoanLarge-InputRange-Rates--range" id="calc-field-rates-quantity-range" aria-controls="calc-card-calculations-of-calc-loan"/><div class="jss280 MuiBox-root css-0"><span data-cy="CalcLoanLarge-InputRange-Rates--value-min">1 rata (mies.)</span><span data-cy="CalcLoanLarge-InputRange-Rates--value-max">24 raty (mies.)</span></div></div></div></div><div class="jss239 MuiBox-root css-0"><div class="jss249"><div class="jss262"><div class="jss240 jss241 MuiBox-root css-0"><div class="MuiFormGroup-root jss281 CheckboxField css-1h7anqn"><label class="MuiFormControlLabel-root MuiFormControlLabel-labelPlacementEnd jss282 css-1jaw3da"><span class="MuiButtonBase-root MuiCheckbox-root MuiCheckbox-colorPrimary PrivateSwitchBase-root MuiCheckbox-root MuiCheckbox-colorPrimary Mui-checked MuiCheckbox-root MuiCheckbox-colorPrimary jss284 CheckboxField__input css-13d4j2q" data-cy="Checkbox-firstloan"><input type="checkbox" checked="" class="PrivateSwitchBase-input css-1m9pwf3" id="calc-field-check-firstloan" tabindex="0" data-indeterminate="false"/><svg class="MuiSvgIcon-root MuiSvgIcon-fontSizeMedium css-14yq2cq" focusable="false" aria-hidden="true" viewBox="0 0 24 24" data-testid="CheckBoxIcon"><path d="M19 3H5c-1.11 0-2 .9-2 2v14c0 1.1.89 2 2 2h14c1.11 0 2-.9 2-2V5c0-1.1-.89-2-2-2zm-9 14l-5-5 1.41-1.41L10 14.17l7.59-7.59L19 8l-9 9z"></path></svg></span><span class="MuiTypography-root MuiTypography-body1 MuiFormControlLabel-label css-zkei0d"><label for="calc-field-check-firstloan" class="jss286">Pierwsza pożyczka w banku</label></span></label></div><div class="jss246 MuiBox-root css-0"><span class="pkobp-tooltip jss293" data-cy="Tooltip-Pierwsza_pożyczka_w_banku--trigger" tabindex="0" aria-controls="calc-field-check-firstloan-tooltip" aria-describedby="calc-field-check-firstloan-tooltip"><span class="pkobp-icon-tooltip"><svg aria-hidden="true" xmlns="http://www.w3.org/2000/svg" width="96" height="96" viewBox="0 0 96 96"><g transform="translate(-120)"><rect width="96" height="96" transform="translate(120 0)" fill="none" opacity="0"></rect><g><g><g data-name="Path 2193" fill="#fff"><path d="M 168 78 C 151.4579467773438 78 138 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d="M168.295,37.361a2.81,2.81,0,0,0-2.414,1.341,4.268,4.268,0,0,1-2.414,1.877,3.756,3.756,0,0,1-2.415-.8,7.822,7.822,0,0,1,7.513-5.1,6.682,6.682,0,0,1,6.71,5.632h0a5.741,5.741,0,0,1-2.414,4.829,6.281,6.281,0,0,0-2.134,4.828v3.2h-4.309V50.752a5.572,5.572,0,0,1,2.414-5.1,5.271,5.271,0,0,0,2.414-4.562C170.98,38.7,169.906,37.361,168.295,37.361Z" fill="#003574"></path><circle data-name="Ellipse 143" cx="2.414" cy="2.414" r="2.414" transform="translate(166.162 57.436)" fill="#003574"></circle></g></g></g></g></svg></span></span></div></div></div></div></div></div></div><div class="jss256"><div class="jss242 MuiBox-root css-0"><a class="jss124 jss130 jss136 jss137 jss296" data-cy="CalcLoanLargeCard--card--link"><div class="MuiBox-root css-0"><div class="jss297 MuiBox-root css-0" id="calc-card-calculations-of-calc-loan" role="region" aria-live="polite"><div class="jss249"><div class="jss256"></div><div class="jss256"></div></div></div><div class="jss302 jss305 MuiBox-root css-0"><button class="jss169 jss172 jss306 jss180" data-cy="Button-CalcLoanLargeCard--btn--cta" type="button" tabindex="0" id="g-bd-col-8d904a4fb758-kp-36375-btn-36380">Zobacz propozycję</button></div></div></a><div class="jss243 MuiBox-root css-0"><div class="jss330 MuiBox-root css-0" data-cy="IconWithLink-calc-have-loan--container" id="g-bd-col-8d904a4fb758-kp-36375-ico-36377"><div class="jss333 MuiBox-root css-0"><div class="next-image-classname jss225 jss226"><span style="box-sizing:border-box;display:block;overflow:hidden;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;position:absolute;top:0;left:0;bottom:0;right:0"><img alt="Grafika do linku Przenieś je i połącz w jedną, niską ratę" _loading="lazy" src="data:image/gif;base64,R0lGODlhAQABAIAAAAAAAP///yH5BAEAAAAALAAAAAABAAEAAAIBRAA7" decoding="async" data-nimg="fill" class="jss227 jss228" style="position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;height:0;min-width:100%;max-width:100%;min-height:100%;max-height:100%"/><noscript><img alt="Grafika do linku Przenieś je i połącz w jedną, niską ratę" _loading="lazy" sizes="100vw" srcSet="/api/public/8241adb4-cf6e-4ed5-b80c-3ce84e0871a3.svg 640w, /api/public/8241adb4-cf6e-4ed5-b80c-3ce84e0871a3.svg 750w, /api/public/8241adb4-cf6e-4ed5-b80c-3ce84e0871a3.svg 828w, /api/public/8241adb4-cf6e-4ed5-b80c-3ce84e0871a3.svg 1080w, /api/public/8241adb4-cf6e-4ed5-b80c-3ce84e0871a3.svg 1200w, /api/public/8241adb4-cf6e-4ed5-b80c-3ce84e0871a3.svg 1920w, /api/public/8241adb4-cf6e-4ed5-b80c-3ce84e0871a3.svg 2048w, /api/public/8241adb4-cf6e-4ed5-b80c-3ce84e0871a3.svg 3840w" src="/api/public/8241adb4-cf6e-4ed5-b80c-3ce84e0871a3.svg" decoding="async" data-nimg="fill" style="position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;height:0;min-width:100%;max-width:100%;min-height:100%;max-height:100%" class="jss227 jss228" loading="lazy"/></noscript></span></div></div><div class="MuiBox-root css-0"><div class="jss335 MuiBox-root css-0"><p class="jss146" style="font-weight:500;margin-top:0px;margin-bottom:0px" data-cy="Headline-IconWithLink-calc-have-loan--text"><span>Masz pożyczki w innych bankach?</span></p></div><a class="jss169 jss177 jss334" data-cy="Button-Przenieś_je_i_połącz_w_jedną,_niską_ratę--link" tabindex="0" id="g-bd-col-8d904a4fb758-kp-36375-ico-36377-l-36378" href="https://www.pkobp.pl/klient-indywidualny/kredyty-pozyczki/pozyczka-konsolidacyjna">Przenieś je i połącz w jedną, niską ratę</a></div></div></div></div></div></div></div><div class="jss247 MuiBox-root css-0"></div><div data-cy="CalcLoanRrso"><hr class="MuiDivider-root MuiDivider-fullWidth css-15vrnbb"/><div class="jss337" data-cy="CalcLoanRrso--rrsoContent" role="region" aria-live="polite"><div class="pkobp-wysiwyg pkobp-wysiwyg__isNotWorkspace jss338" style="word-break:break-word">Wyliczenia dokonane za pomocą powyższego kalkulatora mają charakter orientacyjny i przykładowy, zależą od daty wypłaty kredytu oraz daty płatności pierwszej raty. Służą wyłącznie celom informacyjnym i nie powinny być traktowane jako oferta, rekomendacja, zaproszenie do zawarcia umowy kredytu ani usługa doradztwa. Informacje wyżej podane powinny być analizowane łącznie z formularzem informacyjnym udostępnianym przez Bank przed zawarciem umowy o kredyt konsumencki. Udzielenie pożyczki oraz jej wysokość zależą od oceny zdolności kredytowej.</div></div></div></div></div></div></div></div></section><section class="MuiBox-root css-j1fy4m"><div class=" MuiBox-root css-qjhgjx"><div class="MuiBox-root css-0" style="padding-top:48px;padding-bottom:48px" data-snippet="snippet"><div class="jss345 MuiBox-root css-0" id="g-bd-col-fc08bb6047d9-apk-20096"><div class="jss350 MuiBox-root css-0" data-cy="Meetapp-Poznaj_aplikację--image"><div class="jss352 MuiBox-root css-0"><a class="jss353" data-cy="Image---link" id="g-bd-col-fc08bb6047d9-apk-20096-pic-20098" href="https://www.pkobp.pl/klient-indywidualny/aplikacja-iko-ipko/aplikacja-mobilna-iko"><div class="next-image-classname jss225 jss226"><span style="box-sizing:border-box;display:block;overflow:hidden;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;position:absolute;top:0;left:0;bottom:0;right:0"><img alt="" _loading="lazy" src="data:image/gif;base64,R0lGODlhAQABAIAAAAAAAP///yH5BAEAAAAALAAAAAABAAEAAAIBRAA7" decoding="async" data-nimg="fill" class="jss227 jss228" style="position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;height:0;min-width:100%;max-width:100%;min-height:100%;max-height:100%"/><noscript><img alt="" _loading="lazy" sizes="100vw" srcSet="/api/public/6b2952bb-28f8-4ace-8248-a2180e9f9fdd.png 640w, /api/public/6b2952bb-28f8-4ace-8248-a2180e9f9fdd.png 750w, /api/public/6b2952bb-28f8-4ace-8248-a2180e9f9fdd.png 828w, /api/public/6b2952bb-28f8-4ace-8248-a2180e9f9fdd.png 1080w, /api/public/6b2952bb-28f8-4ace-8248-a2180e9f9fdd.png 1200w, /api/public/6b2952bb-28f8-4ace-8248-a2180e9f9fdd.png 1920w, /api/public/6b2952bb-28f8-4ace-8248-a2180e9f9fdd.png 2048w, /api/public/6b2952bb-28f8-4ace-8248-a2180e9f9fdd.png 3840w" src="/api/public/6b2952bb-28f8-4ace-8248-a2180e9f9fdd.png" decoding="async" data-nimg="fill" style="position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;height:0;min-width:100%;max-width:100%;min-height:100%;max-height:100%" class="jss227 jss228" loading="lazy"/></noscript></span></div></a></div></div><div class="jss347 MuiBox-root css-0"><div class="MuiBox-root css-9n3bbc"><div class="jss359 MuiBox-root css-0"><div class="jss150" style="text-align:left;word-break:break-word" data-cy="Meetapp-Poznaj_aplikację--over_header">APLIKACJA IKO</div></div></div><div class="jss359 MuiBox-root css-0"><h2 class="jss153 jss360" style="text-align:left;word-break:break-word" data-cy="Meetapp-Poznaj_aplikację--header">Rób to po mistrzowsku</h2></div><p class="jss144 jss361" style="font-weight:300;text-align:left;word-break:break-word" data-cy="Meetapp-Poznaj_aplikację--lead">Nasza aplikacja mobilna i bankowość online są doceniane przez klientów i ekspertów w Polsce i na świecie. 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elementIdPrefix="col"><div class="MuiBox-root css-0" style="padding-top:56px;padding-bottom:56px" data-snippet="snippet"><div class="MuiBox-root css-0" data-cy="RecentNews-Ostatnie_Aktualności" id="bd-col-6f88d1d37de2-rcntact-67012"><div class="MuiBox-root css-0"><h2 class="jss153 jss365" style="text-align:center" data-cy="RecentNews-Ostatnie_Aktualności--title">Aktualności</h2></div><div class="MuiBox-root css-0"><div class="jss249" role="list"><div class="jss262" role="listitem"><a class="jss367" href="/aktualnosci/bankowosc-elektroniczna/odnowiona-zakladka-oferta-w-aplikacji-iko" target="_self" style="border-color:#F2F2F2" data-cy="RecentNews-Ostatnie_Aktualności--item" draggable="false" aria-label="Odnowiona zakładka Oferta w&nbsp;aplikacji&nbsp;IKO." id="bd-col-6f88d1d37de2-rcntact-67012-pos-3329" data-id="3329"><div class="MuiBox-root css-1lekzkb"><p class="jss146 jss370" style="font-weight:300;margin-top:0px;margin-bottom:0px" data-cy="RecentNews-Ostatnie_Aktualności--item-date">02.12.2024</p></div><div class="MuiBox-root css-0"><p class="jss143 jss368 jss373" data-cy="RecentNews-Ostatnie_Aktualności--item-name">Odnowiona zakładka Oferta w aplikacji IKO</p></div><div class="jss369 jss373 jss374 MuiBox-root css-0"><div data-cy="RecentNews-Ostatnie_Aktualności--item-content">Teraz wszystko znajdziesz w jednym miejscu</div></div></a></div><div class="jss262" role="listitem"><a class="jss367" href="/aktualnosci/bezpieczenstwo/zastrzezenie-numeru-pesel-czeste-pytania" target="_self" style="border-color:#F2F2F2" data-cy="RecentNews-Ostatnie_Aktualności--item" draggable="false" aria-label="Zastrzeżenie numeru PESEL. Najczęściej zadawane pytania.." id="bd-col-6f88d1d37de2-rcntact-67012-pos-3282" data-id="3282"><div class="MuiBox-root css-1lekzkb"><p class="jss146 jss370" style="font-weight:300;margin-top:0px;margin-bottom:0px" data-cy="RecentNews-Ostatnie_Aktualności--item-date">26.11.2024</p></div><div class="MuiBox-root css-0"><p class="jss143 jss368 jss373" data-cy="RecentNews-Ostatnie_Aktualności--item-name">Zastrzeżenie numeru PESEL. Najczęściej zadawane pytania.</p></div><div class="jss369 jss373 jss374 MuiBox-root css-0"><div data-cy="RecentNews-Ostatnie_Aktualności--item-content">Od 1 czerwca 2024 r. sprawdzamy, czy numer PESEL nie jest zastrzeżony w rejestrze zastrzeżeń numerów PESEL. Obowiązkowa weryfikacja dotyczy wybranych produktów i usług bankowych.</div></div></a></div><div class="jss262" role="listitem"><a class="jss367" href="/aktualnosci/bezpieczenstwo/2024-11-18-falszywe-wiadomosci-podszywajace-sie-pod-bank" target="_self" style="border-color:#CA171D" data-cy="RecentNews-Ostatnie_Aktualności--item" draggable="false" aria-label="Uwaga na fałszywe wiadomości podszywające się pod bank." id="bd-col-6f88d1d37de2-rcntact-67012-pos-3176" data-id="3176"><div class="MuiBox-root css-1lekzkb"><p class="jss146 jss370" style="font-weight:300;margin-top:0px;margin-bottom:0px" data-cy="RecentNews-Ostatnie_Aktualności--item-date">18.11.2024</p><div class="jss371 MuiBox-root css-0" style="background:#CA171D;color:#fff"><p class="jss146 jss372" style="font-weight:500;margin-top:0px;margin-bottom:0px" data-cy="RecentNews-Ostatnie_Aktualności--item-badge">Ważne</p></div></div><div class="MuiBox-root css-0"><p class="jss143 jss368 jss373" 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class="jss227 jss228" style="position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;height:0;min-width:100%;max-width:100%;min-height:100%;max-height:100%"/><noscript><img alt="Grafika Doradca online" _loading="lazy" sizes="100vw" srcSet="/api/public/2e6ecd02-1c9f-41a2-9c0e-cae8f88df860.svg 640w, /api/public/2e6ecd02-1c9f-41a2-9c0e-cae8f88df860.svg 750w, /api/public/2e6ecd02-1c9f-41a2-9c0e-cae8f88df860.svg 828w, /api/public/2e6ecd02-1c9f-41a2-9c0e-cae8f88df860.svg 1080w, /api/public/2e6ecd02-1c9f-41a2-9c0e-cae8f88df860.svg 1200w, /api/public/2e6ecd02-1c9f-41a2-9c0e-cae8f88df860.svg 1920w, /api/public/2e6ecd02-1c9f-41a2-9c0e-cae8f88df860.svg 2048w, /api/public/2e6ecd02-1c9f-41a2-9c0e-cae8f88df860.svg 3840w" src="/api/public/2e6ecd02-1c9f-41a2-9c0e-cae8f88df860.svg" decoding="async" data-nimg="fill" 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style="position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;height:0;min-width:100%;max-width:100%;min-height:100%;max-height:100%"/><noscript><img alt="Grafika Placówki i&nbsp;bankomaty" _loading="lazy" sizes="100vw" srcSet="/api/public/e692441d-c437-45f3-9fee-c57fc5530730.svg 640w, /api/public/e692441d-c437-45f3-9fee-c57fc5530730.svg 750w, /api/public/e692441d-c437-45f3-9fee-c57fc5530730.svg 828w, /api/public/e692441d-c437-45f3-9fee-c57fc5530730.svg 1080w, /api/public/e692441d-c437-45f3-9fee-c57fc5530730.svg 1200w, /api/public/e692441d-c437-45f3-9fee-c57fc5530730.svg 1920w, /api/public/e692441d-c437-45f3-9fee-c57fc5530730.svg 2048w, /api/public/e692441d-c437-45f3-9fee-c57fc5530730.svg 3840w" src="/api/public/e692441d-c437-45f3-9fee-c57fc5530730.svg" decoding="async" data-nimg="fill" style="position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;height:0;min-width:100%;max-width:100%;min-height:100%;max-height:100%" class="jss227 jss228" loading="lazy"/></noscript></span></div></div><div class="jss383" data-cy="Infoline-Infolinia--item-label">Placówki i bankomaty</div></a><a class="jss381" data-cy="Infoline-Infolinia--link" target="_blank" id="ft-col-951acac73385-nfo-6946-nfobtn-55f819677b2f" href="https://www.pkobp.pl/napisz-do-nas/"><div class="jss382"><div class="next-image-classname jss225 jss226"><span style="box-sizing:border-box;display:block;overflow:hidden;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;position:absolute;top:0;left:0;bottom:0;right:0"><img alt="Grafika Napisz do nas" _loading="lazy" src="data:image/gif;base64,R0lGODlhAQABAIAAAAAAAP///yH5BAEAAAAALAAAAAABAAEAAAIBRAA7" decoding="async" data-nimg="fill" class="jss227 jss228" style="position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;height:0;min-width:100%;max-width:100%;min-height:100%;max-height:100%"/><noscript><img alt="Grafika Napisz do nas" _loading="lazy" sizes="100vw" srcSet="/api/public/d59d4675-2d5f-403f-8e12-9d8d06928b92.svg 640w, /api/public/d59d4675-2d5f-403f-8e12-9d8d06928b92.svg 750w, /api/public/d59d4675-2d5f-403f-8e12-9d8d06928b92.svg 828w, /api/public/d59d4675-2d5f-403f-8e12-9d8d06928b92.svg 1080w, /api/public/d59d4675-2d5f-403f-8e12-9d8d06928b92.svg 1200w, /api/public/d59d4675-2d5f-403f-8e12-9d8d06928b92.svg 1920w, /api/public/d59d4675-2d5f-403f-8e12-9d8d06928b92.svg 2048w, /api/public/d59d4675-2d5f-403f-8e12-9d8d06928b92.svg 3840w" src="/api/public/d59d4675-2d5f-403f-8e12-9d8d06928b92.svg" decoding="async" data-nimg="fill" style="position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;height:0;min-width:100%;max-width:100%;min-height:100%;max-height:100%" class="jss227 jss228" loading="lazy"/></noscript></span></div></div><div class="jss383" data-cy="Infoline-Infolinia--item-label">Napisz do nas</div></a><a class="jss381" data-cy="Infoline-Infolinia--link" id="ft-col-951acac73385-nfo-6946-nfobtn-3c6934720c41" href="https://www.pkobp.pl/pomoc-kontakt/tlumacz-migam/"><div class="jss382"><div class="next-image-classname jss225 jss226"><span style="box-sizing:border-box;display:block;overflow:hidden;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;position:absolute;top:0;left:0;bottom:0;right:0"><img alt="Grafika Obsługa w&nbsp;języku migowym" _loading="lazy" src="data:image/gif;base64,R0lGODlhAQABAIAAAAAAAP///yH5BAEAAAAALAAAAAABAAEAAAIBRAA7" decoding="async" data-nimg="fill" class="jss227 jss228" style="position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;height:0;min-width:100%;max-width:100%;min-height:100%;max-height:100%"/><noscript><img alt="Grafika Obsługa w&nbsp;języku migowym" _loading="lazy" sizes="100vw" srcSet="/api/public/576100fa-586d-4425-afab-ec176e828ba6.svg 640w, /api/public/576100fa-586d-4425-afab-ec176e828ba6.svg 750w, /api/public/576100fa-586d-4425-afab-ec176e828ba6.svg 828w, /api/public/576100fa-586d-4425-afab-ec176e828ba6.svg 1080w, /api/public/576100fa-586d-4425-afab-ec176e828ba6.svg 1200w, /api/public/576100fa-586d-4425-afab-ec176e828ba6.svg 1920w, /api/public/576100fa-586d-4425-afab-ec176e828ba6.svg 2048w, /api/public/576100fa-586d-4425-afab-ec176e828ba6.svg 3840w" src="/api/public/576100fa-586d-4425-afab-ec176e828ba6.svg" decoding="async" data-nimg="fill" style="position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;height:0;min-width:100%;max-width:100%;min-height:100%;max-height:100%" class="jss227 jss228" loading="lazy"/></noscript></span></div></div><div class="jss383" data-cy="Infoline-Infolinia--item-label">Obsługa w języku migowym</div></a></nav><div class="jss376"></div></div></div></div></section><section class="MuiBox-root css-j1fy4m"><div class=" MuiBox-root css-qjhgjx"><div class="jss249"><div class="jss262"><div class="MuiBox-root css-0" style="padding-top:0px;padding-bottom:4px" data-snippet="snippet"><nav class="jss1 jss41773 undefined MuiBox-root css-0" data-cy="Menulinks-Menu_z_linkami--box" id="ft-colwn-a7055c0129a6-mn-6957" aria-label="Nawigacja w menu z odnośnikami" role="list"><div class="jss384 MuiBox-root css-0" role="listitem"><a class="jss169 jss178 jss385" data-cy="Button-O_banku_i_grupie--link" target="_blank" tabindex="0" id="ft-colwn-a7055c0129a6-mn-6957-l-6959-l" href="https://www.pkobp.pl/o-banku">O banku i grupie</a></div><div class="jss384 MuiBox-root css-0" role="listitem"><a class="jss169 jss178 jss385" data-cy="Button-Relacje_inwestorskie--link" target="_blank" tabindex="0" id="ft-colwn-a7055c0129a6-mn-6957-l-87566-l" href="https://www.pkobp.pl/relacje-inwestorskie">Relacje inwestorskie</a></div><div class="jss384 MuiBox-root css-0" role="listitem"><a class="jss169 jss178 jss385" data-cy="Button-Biuro_prasowe--link" target="_blank" tabindex="0" id="ft-colwn-a7055c0129a6-mn-6957-l-6962-l" href="https://media.pkobp.pl/">Biuro prasowe</a></div><div class="jss384 MuiBox-root css-0" role="listitem"><a class="jss169 jss178 jss385" data-cy="Button-Kariera--link" target="_blank" tabindex="0" id="ft-colwn-a7055c0129a6-mn-6957-l-6965-l" href="https://www.pkobp.pl/kariera/">Kariera</a></div><div class="jss384 MuiBox-root css-0" role="listitem"><a class="jss169 jss178 jss385" data-cy="Button-Zapisz_się_na_newsletter--link" target="_blank" tabindex="0" id="ft-colwn-a7055c0129a6-mn-6957-l-12732-l" href="https://www.pkobp.pl/newsletter/?news=1">Zapisz się na newsletter</a></div><div class="jss384 MuiBox-root css-0" role="listitem"><a class="jss169 jss178 jss385" data-cy="Button-Dokończ_wniosek_o_pożyczkę--link" target="_blank" tabindex="0" id="ft-colwn-a7055c0129a6-mn-6957-l-40312-l" href="https://pkobp.pl/nowewnioski/ipko3/#/start?processId=epg">Dokończ wniosek o pożyczkę</a></div><div class="jss384 MuiBox-root css-0" role="listitem"><a class="jss169 jss178 jss385" data-cy="Button-Opłaty_i_oprocentowanie--link" tabindex="0" id="ft-colwn-a7055c0129a6-mn-6957-l-12705-l" href="https://www.pkobp.pl/oplaty-i-oprocentowanie">Opłaty i oprocentowanie</a></div><div class="jss384 MuiBox-root css-0" role="listitem"><a class="jss169 jss178 jss385" data-cy="Button-Regulacje_prawne--link" tabindex="0" id="ft-colwn-a7055c0129a6-mn-6957-l-12708-l" href="https://www.pkobp.pl/regulacje-prawne">Regulacje prawne</a></div><div class="jss384 MuiBox-root css-0" role="listitem"><a class="jss169 jss178 jss385" data-cy="Button-Ochrona_danych_osobowych--link" tabindex="0" id="ft-colwn-a7055c0129a6-mn-6957-l-18986-l" href="https://www.pkobp.pl/regulacje-prawne/dane-osobowe">Ochrona danych osobowych</a></div><div class="jss384 MuiBox-root css-0" role="listitem"><a class="jss169 jss178 jss385" data-cy="Button-Bezpieczeństwo--link" tabindex="0" id="ft-colwn-a7055c0129a6-mn-6957-l-12711-l" href="https://www.pkobp.pl/klient-indywidualny/aplikacja-iko-ipko/bezpieczenstwo">Bezpieczeństwo</a></div><div class="jss384 MuiBox-root css-0" role="listitem"><a class="jss169 jss178 jss385" data-cy="Button-Regulamin_strony_internetowej--link" tabindex="0" id="ft-colwn-a7055c0129a6-mn-6957-l-12729-l" href="https://www.pkobp.pl/regulacje-prawne/regulamin-strony-internetowej">Regulamin strony internetowej</a></div><div class="jss384 MuiBox-root css-0" role="listitem"><a class="jss169 jss178 jss385" data-cy="Button-Polityka_Prywatności--link" tabindex="0" id="ft-colwn-a7055c0129a6-mn-6957-l-12726-l" href="https://www.pkobp.pl/regulacje-prawne/polityka-prywatnosci">Polityka Prywatności</a></div><div class="jss384 MuiBox-root css-0" role="listitem"><a class="jss169 jss178 jss385" data-cy="Button-eDokumenty--link" target="_blank" tabindex="0" id="ft-colwn-a7055c0129a6-mn-6957-l-36792-l" href="https://www.pkobp.pl/archiwalne-dokumenty/">eDokumenty</a></div><div class="jss384 MuiBox-root css-0" role="listitem"><a class="jss169 jss178 jss385" data-cy="Button-Ukraina_/_Україна--link" target="_blank" tabindex="0" id="ft-colwn-a7055c0129a6-mn-6957-l-38432-l" href="https://www.pkobp.pl/dlia-ukrainy/">Ukraina / Україна</a></div><div class="jss384 MuiBox-root css-0" role="listitem"><a class="jss169 jss178 jss385" data-cy="Button-Otwórz_Placówkę_PKO_Banku_Polskiego--link" target="_blank" tabindex="0" id="ft-colwn-a7055c0129a6-mn-6957-l-67946-l" href="https://www.pkobp.pl/kariera/otworz-placowke-pko-banku-polskiego">Otwórz Placówkę PKO Banku Polskiego</a></div></nav></div></div><div class="jss262"><div class="MuiBox-root css-0" style="padding-top:8px;padding-bottom:20px" data-snippet="snippet"><div class="jss387 MuiBox-root css-0"><div class="jss388 MuiBox-root css-0" id="ft-colwn-a7055c0129a6-kw-6967" data-cy="Currencies-Kursy_walut"><div class="MuiBox-root css-69i1ev"><a href="" aria-label="Przejdź do tabeli kursów walut"><p class="jss143 jss390" data-cy="Currencies-Kursy_walut--title" id="currenciesTableTitle">Kursy walut</p></a><span class="jss142 jss391" data-cy="Currencies-Kursy_walut--date"></span></div><div class="jss392 MuiBox-root css-0"><table class="jss393" data-cy="Currencies-Kursy_walut--table" aria-describedby="currenciesTableTitle"><thead><tr><td> </td><td>Kupno</td><td>Sprzedaż</td></tr></thead><tbody><tr><td>CHF</td><td>4.4856</td><td>4.7631</td></tr><tr><td>USD</td><td>3.9055</td><td>4.2736</td></tr><tr><td>GBP</td><td>4.9540</td><td>5.4209</td></tr><tr><td>EUR</td><td>4.1032</td><td>4.4898</td></tr></tbody></table></div></div></div></div></div></div></div></section><section class="MuiBox-root css-j1fy4m"><div class=" MuiBox-root css-qjhgjx"><div class="MuiBox-root css-0" style="padding-top:0px;padding-bottom:0px" data-snippet="snippet"><div class="MuiBox-root css-6yavch" data-cy="Separator-Separator"><hr class="MuiDivider-root MuiDivider-fullWidth css-15vrnbb"/></div></div><div class="MuiBox-root css-0" style="padding-top:24px;padding-bottom:24px" data-snippet="snippet"><div class="jss394 MuiBox-root css-0" data-cy="Logotypes-Logotypy" id="g-ft-col-37de670174a2-logo-65446"><div class="jss399 MuiBox-root css-0"><p class="jss143 jss400" data-cy="Headline-"><a class="jss401" data-cy="Logotypes-Logotypy--title--link" target="_blank" href="https://www.pkobp.pl/o-banku/nagrody">Nagrody i wyróżnienia:</a></p></div><div class="jss397 MuiBox-root css-0"><a class="jss395" data-cy="Logotypes-Logotypy--link" target="_blank" id="g-ft-col-37de670174a2-logo-65446-l-65447" href="https://www.pkobp.pl/o-banku/nagrody"><div class="jss398 MuiBox-root css-0"><div class="jss403 MuiBox-root css-0" data-cy="Logotypes-item--0" data-id="dfc78c50-44d1-407a-a5fa-d643f90be37c"><div class="next-image-classname jss225"><span style="box-sizing:border-box;display:inline-block;overflow:hidden;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;position:relative;max-width:100%"><span style="box-sizing:border-box;display:block;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;max-width:100%"><img style="display:block;max-width:100%;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0" alt="" aria-hidden="true" src="data:image/svg+xml,%3csvg%20xmlns=%27http://www.w3.org/2000/svg%27%20version=%271.1%27%20width=%27112%27%20height=%27112%27/%3e"/></span><img alt="Finnoscore 2024: lider cyfrowej bankowości" title="Finnoscore 2024: lider cyfrowej bankowości" _loading="lazy" src="data:image/gif;base64,R0lGODlhAQABAIAAAAAAAP///yH5BAEAAAAALAAAAAABAAEAAAIBRAA7" decoding="async" data-nimg="intrinsic" class="jss227" style="position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;height:0;min-width:100%;max-width:100%;min-height:100%;max-height:100%"/><noscript><img alt="Finnoscore 2024: lider cyfrowej bankowości" title="Finnoscore 2024: lider cyfrowej bankowości" _loading="lazy" srcSet="/api/public/6afae28a-89f7-4ca7-8835-b90cc6225522.png 1x, /api/public/6afae28a-89f7-4ca7-8835-b90cc6225522.png 2x" src="/api/public/6afae28a-89f7-4ca7-8835-b90cc6225522.png" decoding="async" data-nimg="intrinsic" style="position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;height:0;min-width:100%;max-width:100%;min-height:100%;max-height:100%" class="jss227" loading="lazy"/></noscript></span></div></div><div class="jss403 MuiBox-root css-0" data-cy="Logotypes-item--1" data-id="1f3e9469-bb21-4d4f-985a-3de6ae5abda5"><div class="next-image-classname jss225 jss226"><span style="box-sizing:border-box;display:block;overflow:hidden;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;position:absolute;top:0;left:0;bottom:0;right:0"><img alt="PKO Bank Polski tryumfuje w rankingu Złoty Bankier" title="PKO Bank Polski tryumfuje w rankingu Złoty Bankier" _loading="lazy" src="data:image/gif;base64,R0lGODlhAQABAIAAAAAAAP///yH5BAEAAAAALAAAAAABAAEAAAIBRAA7" decoding="async" data-nimg="fill" class="jss227 jss228" style="position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;height:0;min-width:100%;max-width:100%;min-height:100%;max-height:100%"/><noscript><img alt="PKO Bank Polski tryumfuje w rankingu Złoty Bankier" title="PKO Bank Polski tryumfuje w rankingu Złoty Bankier" _loading="lazy" sizes="100vw" srcSet="/api/public/914d46a9-e9de-4403-94c7-7953314486ad.png 640w, /api/public/914d46a9-e9de-4403-94c7-7953314486ad.png 750w, /api/public/914d46a9-e9de-4403-94c7-7953314486ad.png 828w, /api/public/914d46a9-e9de-4403-94c7-7953314486ad.png 1080w, /api/public/914d46a9-e9de-4403-94c7-7953314486ad.png 1200w, /api/public/914d46a9-e9de-4403-94c7-7953314486ad.png 1920w, /api/public/914d46a9-e9de-4403-94c7-7953314486ad.png 2048w, /api/public/914d46a9-e9de-4403-94c7-7953314486ad.png 3840w" src="/api/public/914d46a9-e9de-4403-94c7-7953314486ad.png" decoding="async" data-nimg="fill" 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Kalkulacja została dokonana na dzień 10.11.2023 r. na reprezentatywnym przykładzie.","created":"2023-12-15T15:09:55.952864+01:00"},{"name":"dd_RRSO-EPG","value":"11,57%","created":"2024-02-27T09:54:24.614596+01:00"},{"name":"dd_RRSO-KH-BH-S","value":"9,10%","created":"2024-09-10T12:16:50.677010+02:00"},{"name":"dd_RRSO-KH-BH-Z","value":"9,84%","created":"2024-02-16T00:01:19.711531+01:00"},{"name":"dd_RRSO-KH-PKO-Z","value":"9,83%","created":"2024-02-16T00:01:19.796004+01:00"},{"name":"dd_RRSO-KH-PR-BH-Z","value":"\u003cstrong\u003eRzeczywista Roczna Stopa Oprocentowania (RRSO)\u003c/strong\u003e dla wypłaconego jednorazowo kredytu Własny Kąt hipoteczny w PKO Banku Hipotecznym SA zabezpieczonego hipoteką wynosi \u003cstrong\u003e9,84%\u003c/strong\u003e przy następujących założeniach: okres obowiązywania umowy: 25 lat; całkowita kwota kredytu (bez kredytowanych kosztów) 320 000 zł, LTV (kwota kredytu do wartości zabezpieczenia) 61,70%, oprocentowanie zmienne 8,18%/rok, na które składa się wskaźnik referencyjny WIBOR 6M 5,86% wg stanu na dzień 09.02.2024 r. oraz marża 2,32 p.p.; całkowity koszt kredytu 466 858,85 zł, w tym: prowizja 0,5%, tj. 1 600 zł, odsetki 431 819,05 zł, ubezpieczenie nieruchomości 6 400 zł (za cały okres kredytowania dla ubezpieczenia oferowanego za pośrednictwem PKO Banku Polskiego), ocena wartości nieruchomości mającej stanowić zabezpieczenie kredytu 400 zł, PCC 19 zł, ROR (Konto za Zero) 0 zł (za cały okres kredytowania; w związku z deklaracją systematycznych wpływów minimum 3 000 zł na ROR); ubezpieczenie na życie 26 620,80 zł (za cały okres kredytowania dla ubezpieczenia oferowanego za pośrednictwem PKO Banku Polskiego); całkowita kwota do zapłaty 786 858,85 zł, płatna w 300 miesięcznych ratach annuitetowych (równych), po 2 510,00 zł, przy czym ostatnia rata wyniesie 1 329,05 zł. Kalkulacja została dokonana na dzień 09.02.2024 r. na reprezentatywnym przykładzie.","created":"2024-02-16T00:01:19.801569+01:00"},{"name":"dd_RRSO-EPG-PR","value":"\u003cstrong\u003eRzeczywista Roczna Stopa Oprocentowania (RRSO) wynosi 11,57%, całkowita kwota kredytu (bez kredytowanych kosztów) 13 700,00 zł, całkowita kwota do zapłaty 15 024,97 zł, oprocentowanie stałe 10,99%, całkowity koszt kredytu 1 324,97 zł (w tym: prowizja 0,00 zł, odsetki 1 324,97 zł), 23 miesięczne raty równe po 638,54 zł i ostatnia rata: 638,55 zł. Kalkulacja została dokonana na dzień 14.10.2024 r. na reprezentatywnym przykładzie.\u003c/strong\u003e","created":"2024-10-17T09:15:52.430597+02:00"},{"name":"dd_RRSO-KH-PKO-S","value":"9,08%","created":"2024-09-10T12:17:45.951977+02:00"},{"name":"[!RRSO-KKMP]","value":"20,74%","created":"2024-09-17T13:51:31.214455+02:00"},{"name":"dd_RRSO-EP-PR","value":"\u003cstrong\u003eRzeczywista Roczna Stopa Oprocentowania (RRSO) wynosi 19,55%, całkowita kwota kredytu (bez kredytowanych kosztów) 29 900,00 zł, całkowita kwota do zapłaty 48 549,53 zł, oprocentowanie zmienne 17,99%, całkowity koszt kredytu 18 649,53 zł (w tym: prowizja 0,00 zł, odsetki 18 649,53 zł), 71 miesięczne raty równe po 681,78 zł i ostatnia rata: 143,15 zł. Kalkulacja została dokonana na dzień 14.10.2024 r. na reprezentatywnym przykładzie.\u003c/strong\u003e\n\nUdzielenie pożyczki jest uzależnione od pozytywnej oceny zdolności kredytowej. Umowa Ekopożyczki PKO nie stanowi umowy o kredyt wiązany w rozumieniu ustawy o kredycie konsumenckim.\u003cbr/\u003e\u003cbr/\u003e\n\nPoniższy przykład obliczony jest dla oprocentowania przed dostarczeniem przez Ciebie faktury za zakup urządzenia ekologicznego. Wysokość raty po dostarczeniu faktury i obniżeniu oprocentowania Twojej Ekopożyczki PKO możesz obliczyć z wykorzystaniem kalkulatora na stronie. \u003cbr/\u003e\u003cbr/\u003e","created":"2024-10-17T09:12:34.785606+02:00"},{"name":"dd_RRSO-KH-PR-PKO-S","value":"\u003cstrong\u003eRzeczywista Roczna Stopa Oprocentowania (RRSO)\u003c/strong\u003e dla wypłaconego jednorazowo kredytu Własny Kąt hipoteczny w PKO Banku Polskim zabezpieczonego hipoteką wynosi \u003cstrong\u003e9,08%\u003c/strong\u003e przy następujących założeniach: okres obowiązywania umowy: 25 lat; całkowita kwota kredytu (bez kredytowanych kosztów) 340 000 zł; LTV (kwota kredytu do wartości zabezpieczenia) 59,9%; oprocentowanie stałe: 6,82%/rok (do 5. roku z uwzględnieniem obniżenia o 0,5 p.p.), na które składa się 5-letnia stała stopa bazowa 5,01%/rok i marża 1,81%; a następnie oprocentowanie zmienne 8,16%/rok (od 6. roku do końca okresu oprocentowania), na które składa się wskaźnik referencyjny WIBOR 6M 5,85%/rok i marża 2,31%; całkowity koszt kredytu 467 013,25 zł, w tym prowizja 0,5%, tj. 1 700 zł, odsetki 429 809,65 zł, ubezpieczenie nieruchomości 6 800 zł (za cały okres kredytowania, dla ubezpieczenia oferowanego za pośrednictwem PKO Banku Polskiego), ocena wartości nieruchomości mającej stanowić zabezpieczenie kredytu 400 zł, PCC 19 zł, ROR (Konto za Zero) 0 zł (za cały okres kredytowania; w związku z deklaracją systematycznych wpływów minimum 3 000 zł na ROR), ubezpieczenie na życie 28 284,60 zł (za cały okres kredytowania); całkowita kwota do zapłaty 807 013,25 zł, płatna w 300 ratach annuitetowych (równych) miesięcznych, przy czym pierwsze 60 rat wynosi 2 365,76 zł, od 6. roku kolejne raty wynoszą 2 618,59 zł i ostatnia rata 2 021,04 zł. Kalkulacja została dokonana na dzień 04.09.2024 r. na reprezentatywnym przykładzie dla oferty specjalnej ważnej do 31.12.2024 r.","created":"2024-09-10T12:18:21.026076+02:00"},{"name":"dd_RRSO-KHM-PR","value":"\u003cstrong\u003eRzeczywista Roczna Stopa Oprocentowania (RRSO)\u003c/strong\u003e dla wypłaconego jednorazowo kredytu hipotecznego MIX w PKO Banku Polskim zabezpieczonego hipoteką wynosi \u003cstrong\u003e9,15%\u003c/strong\u003e przy następujących założeniach: okres obowiązywania umowy: 25 lat; całkowita kwota kredytu (bez kredytowanych kosztów) 326 868 zł, LTV (kwota kredytu do wartości zabezpieczenia) 52,4%, oprocentowanie stałe: 6,87%/rok (do 5. roku z uwzględnieniem obniżenia o 0,5 p.p.), na które składa się 5-letnia stała stopa bazowa 5,01%/rok oraz marża 1,86%, a następnie oprocentowanie zmienne 8,21%/rok (od 6. roku do końca okresu oprocentowania), na które składa się wskaźnik referencyjny WIBOR 6M 5,85% oraz marża 2,36%; całkowity koszt kredytu 452 539,49 zł, w tym: prowizja 0,5%, tj. 1 634,34 zł, odsetki 416 456,75 zł, ubezpieczenie nieruchomości 6 537,25 zł (za cały okres kredytowania, dla ubezpieczenia oferowanego za pośrednictwem PKO Banku Polskiego); ocena wartości nieruchomości mającej stanowić zabezpieczenie kredytu 700 zł, PCC 19 zł; ROR (Konto za Zero) 0 zł (za cały okres kredytowania; w związku z deklaracją systematycznych wpływów minimum 3 000 zł na ROR); ubezpieczenie na życie (za cały okres kredytowania) 27 192,15 zł, całkowita kwota do zapłaty 779 407,49 zł, płatna w 300 ratach annuitetowych (równych) miesięcznych, przy czym pierwsze 60 rat wynosi 2 284,76 zł, od 6. roku kolejne raty wynoszą 2 528,41 zł i ostatnia rata 1949,16 zł. Kalkulacja została dokonana na dzień 04.09.2024 r. na reprezentatywnym przykładzie dla oferty specjalnej ważnej do 31.12.2024 r.","created":"2024-09-10T12:10:20.066295+02:00"},{"name":"dd_RRSO-KH-PR-PKO-Z","value":"\u003cstrong\u003eRzeczywista Roczna Stopa Oprocentowania (RRSO)\u003c/strong\u003e dla wypłaconego jednorazowo kredytu Własny Kąt hipoteczny w PKO Banku Polskim zabezpieczonego hipoteką wynosi \u003cstrong\u003e9,83%\u003c/strong\u003e przy następujących założeniach: okres obowiązywania umowy: 25 lat; całkowita kwota kredytu (bez kredytowanych kosztów) 340 000 zł, LTV (kwota kredytu do wartości zabezpieczenia) 59,9%, oprocentowanie zmienne 8,17%/rok, na które składa się wskaźnik referencyjny WIBOR 6M 5,86% wg stanu na dzień 09.02.2024 r. oraz marża 2,31%; całkowity koszt kredytu 495 331,86 zł, w tym: prowizja 0,5%, tj. 1 700 zł, odsetki 458 128,26 zł, ubezpieczenie nieruchomości 6 800 zł (za cały okres kredytowania, dla ubezpieczenia oferowanego za pośrednictwem PKO Banku Polskiego); ocena wartości nieruchomości mającej stanowić zabezpieczenie kredytu 400 zł, PCC 19 zł; ROR (Konto za Zero) 0 zł (za cały okres kredytowania; w związku z deklaracją systematycznych wpływów minimum 3 000 zł na ROR); ubezpieczenie na życie 28 284,60 zł (za cały okres kredytowania), całkowita kwota do zapłaty 835 331,86 zł, płatna w 300 ratach annuitetowych (równych) miesięcznych przy czym pierwsze 299 rat wynosi 2 664,61 zł i ostatnia rata wynosi 1 409,87 zł. Kalkulacja została dokonana na dzień 09.02.2024 r. na reprezentatywnym przykładzie.","created":"2024-02-16T00:01:20.417320+01:00"},{"name":"dd_RRSO-KHM","value":"9,92%","created":"2024-02-16T00:01:20.420734+01:00"},{"name":"dd_RRSO-KKI-PR","value":"Rzeczywista Roczna Stopa Oprocentowania (RRSO) wynosi 21,21%, całkowita kwota kredytu 100 000 zł, całkowita kwota do zapłaty 110 873,27 zł, oprocentowanie zmienne 17,75%/rok, całkowity koszt kredytu 10 873,27 zł (w tym: opłata za obsługę karty kredytowej 1 000 zł, odsetki 9 873,27 zł, obligatoryjne ubezpieczenie na życie 0 zł), 12 miesięcznych rat równych po 9239,44 zł. Kalkulacja została dokonana na dzień 16.09.2024 r. na reprezentatywnym przykładzie. Do obliczenia powyższych parametrów przyjęto, że limit w wysokości 100 000 zł został wykorzystany jednorazowo w całości poprzez dokonanie transakcji bezgotówkowej przy fizycznym użyciu karty (z wyłączeniem polecenia przelewu, polecenia przelewu wewnętrznego, Fast Cash – jednorazowej dyspozycji przekazania środków na dowolny rachunek bankowy i transakcji dokonanych w punktach oznaczonych jako kasyna gry, salony gier, zakłady bukmacherskie, loterie i totalizatory) w miesiącu, w którym Klient ją otrzymał.","created":"2024-09-17T11:08:47.798006+02:00"},{"name":"dd_RRSO-KKMP-PR","value":"Rzeczywista Roczna Stopa Oprocentowania (RRSO) wynosi 20,74%, całkowita kwota kredytu 40 000 zł, całkowita kwota do zapłaty 44 249,31 zł, oprocentowanie zmienne 17,75%/rok, całkowity koszt kredytu 4 249,31 zł (w tym: opłata za obsługę karty kredytowej 300 zł, odsetki 3 949,31 zł, obligatoryjne ubezpieczenie na życie 0 zł), 12 miesięcznych rat równych po 3 687,44 zł. Kalkulacja została dokonana na dzień 16.09.2024 r. na reprezentatywnym przykładzie. Do obliczenia powyższych parametrów przyjęto, że limit w wysokości 40 000 zł został wykorzystany jednorazowo w całości poprzez dokonanie transakcji bezgotówkowej przy fizycznym użyciu karty (z wyłączeniem polecenia przelewu, polecenia przelewu wewnętrznego, Fast Cash – jednorazowej dyspozycji przekazania środków na dowolny rachunek bankowy i transakcji dokonanych w punktach oznaczonych jako kasyna gry, salony gier, zakłady bukmacherskie, loterie i totalizatory) w miesiącu, w którym Klient ją otrzymał.","created":"2024-09-17T11:09:03.144224+02:00"},{"name":"dd_RRSO-KKP-PR","value":"Rzeczywista Roczna Stopa Oprocentowania (RRSO) wynosi 23,33% całkowita kwota kredytu 10 000 zł, całkowita kwota do zapłaty 11 187,33 zł oprocentowanie zmienne 17,75%/rok, całkowity koszt kredytu 1 187,33 zł (w tym: opłata za obsługę karty kredytowej 80 zł, odsetki 987,33 zł, obligatoryjne ubezpieczenie na życie 120 zł), 12 miesięcznych rat równych po 932,28 zł. Kalkulacja została dokonana na dzień 16.09.2024 r. na reprezentatywnym przykładzie. Do obliczenia powyższych parametrów przyjęto, że limit w wysokości 10 000 zł został wykorzystany jednorazowo w całości poprzez dokonanie transakcji bezgotówkowej (z wyłączeniem polecenia przelewu, polecenia przelewu wewnętrznego, Fast Cash – jednorazowej dyspozycji przekazania środków na dowolny rachunek bankowy i transakcji dokonanych w punktach oznaczonych jako kasyna gry, salony gier, zakłady bukmacherskie, loterie i totalizatory) w miesiącu, w którym Klient ją otrzymał.","created":"2024-09-17T11:09:21.677647+02:00"},{"name":"dd_RRSO-LO-BO-PR","value":"Rzeczywista Roczna Stopa Oprocentowania (RRSO) wynosi 23,94%, całkowita kwota kredytu 11 400 zł, całkowita kwota do zapłaty 12 753,55 zł, oprocentowanie zmienne 17,75%/rok, całkowity koszt kredytu 1 353,55 zł (w tym: prowizja 228 zł (2%), odsetki 1 125,55 zł), 12 miesięcznych rat równych po 1 043,80 zł. Kalkulacja została dokonana na dzień 05.10.2023 roku na reprezentatywnym przykładzie. Do obliczenia powyższych parametrów przyjęto, że limit w wysokości 11 400 zł został wykorzystany jednorazowo w całości, bez użycia karty płatniczej, w dniu postawienia go do dyspozycji Kredytobiorcy w Koncie Aurum, a opłata za prowadzenie Konta wynosi 0 zł miesięcznie w przypadku gdy wpływy na rachunek w ostatnim miesiącu wynoszą min. 9 000 zł lub średnie miesięczne saldo aktywów na produktach to min. 150 000 zł, w przeciwnym razie miesięczna opłata za prowadzenie konta wynosi 40 zł.","created":"2023-10-05T10:11:53.011659+02:00"},{"name":"dd_RRSO-LO-KI-PR","value":"Rzeczywista Roczna Stopa Oprocentowania (RRSO) wynosi 25,16%, całkowita kwota kredytu 4 000 zł, całkowita kwota do zapłaty 4 494,93 zł, oprocentowanie zmienne 17,75%/rok, całkowity koszt kredytu 494,93 zł (w tym: prowizja 100 zł (2,5%), odsetki 394,93 zł), 12 miesięcznych rat równych po 366,24 zł. Kalkulacja została dokonana na dzień 05.10.2023 roku na reprezentatywnym przykładzie. Do obliczenia powyższych parametrów przyjęto, że limit w wysokości 4 000 zł został wykorzystany jednorazowo w całości, bez użycia karty płatniczej, w dniu postawienia go do dyspozycji Kredytobiorcy w PKO Koncie za Zero, a opłata za prowadzenie Konta wynosi 0 zł miesięcznie.","created":"2023-10-05T10:07:29.549523+02:00"},{"name":"[!RRSO-BK]","value":"4,31%","created":"2024-01-26T10:35:54.387093+01:00"},{"name":"[!RRSO-EP]","value":"19,55%","created":"2024-10-17T09:13:57.315741+02:00"},{"name":"[!RRSO-EPG]","value":"11,57%","created":"2024-01-26T10:36:13.391600+01:00"},{"name":"[!RRSO-KMSR]","value":"9,24%","created":"2024-06-07T15:55:58.263074+02:00"},{"name":"[!RRSO-KH-BH-Z]","value":"8,81%","created":"2023-11-29T16:28:35.068841+01:00"},{"name":"dd_RRSO-PH","value":"11,62%","created":"2024-02-16T00:01:20.911785+01:00"},{"name":"[!RRSO-PGPROMO]","value":"16,43%","created":"2024-07-01T08:32:03.227153+02:00"},{"name":"dd_RRSO-PH-PR","value":"\u003cstrong\u003eRzeczywista Roczna Stopa Oprocentowania (RRSO)\u003c/strong\u003e dla wypłaconej jednorazowo pożyczki hipotecznej w PKO Banku Polskim zabezpieczonej hipoteką wynosi \u003cstrong\u003e11,62%\u003c/strong\u003e przy następujących założeniach: okres obowiązywania umowy: 20 lat; całkowita kwota pożyczki (bez kredytowanych kosztów) 305 711 zł, LTV (kwota kredytu do wartości zabezpieczenia) 34,3%, oprocentowanie zmienne 9,81%/rok, na które składa się wskaźnik referencyjny WIBOR 6M 5,86% wg stanu na dzień 09.02.2024 r. oraz marża 3,95%; całkowity koszt kredytu 417 750,42 zł, w tym: prowizja 0,5%, tj. 1 528,56 zł, odsetki 390 565,78 zł, ubezpieczenie nieruchomości 4 891,40 zł (za cały okres kredytowania, dla ubezpieczenia oferowanego za pośrednictwem PKO BP), ocena wartości nieruchomości mającej stanowić zabezpieczenie pożyczki 400 zł, PCC 19 zł; ROR (Konto za Zero) 0 zł (za cały okres kredytowania; w związku z deklaracją systematycznych wpływów minimum 3 000 zł na ROR); ubezpieczenie na życie (za cały okres kredytowania) 20 345,68 zł; całkowita kwota do zapłaty 723 461,42 zł, płatna w 240 ratach annuitetowych (równych) miesięcznych przy czym pierwsze 239 rat wynosi 2 917,90 zł i ostatnia rata wynosi 1 816,58 zł. Kalkulacja została dokonana na dzień 09.02.2024 r. na reprezentatywnym przykładzie.","created":"2024-02-16T00:01:20.910606+01:00"},{"name":"[!RRSO-KH-BH]","value":"9,84%","created":"2024-02-16T00:01:20.946700+01:00"},{"name":"[!RRSO-KH-PKO-Z]","value":"8,41%","created":"2023-11-28T10:34:37.016813+01:00"},{"name":"[!RRSO-KH-PKO]","value":"9,83%","created":"2024-02-16T00:01:21.339212+01:00"},{"name":"[!RRSO-KHM]","value":"9,92%","created":"2024-02-16T00:01:21.031687+01:00"},{"name":"[!RRSO-PG]","value":"11,57%","created":"2024-01-26T10:37:38.808037+01:00"},{"name":"[!RRSO-PH]","value":"11,62%","created":"2024-02-16T00:01:21.413858+01:00"},{"name":"dd_RRSO-PG-PR","value":"\u003cstrong\u003eRzeczywista Roczna Stopa Oprocentowania (RRSO) wynosi 11,57%, całkowita kwota kredytu (bez kredytowanych kosztów) 13 700,00 zł, całkowita kwota do zapłaty 15 324,97 zł, oprocentowanie stałe 10,99%, całkowity koszt kredytu 1 624,97 zł (w tym: prowizja 0,00 zł, odsetki 1 624,97 zł), 23 miesięczne raty równe po 638,54 zł i ostatnia rata: 638,55 zł. Kalkulacja została dokonana na dzień 14.10.2024 r. na reprezentatywnym przykładzie.\u003c/strong\u003e","created":"2024-10-29T11:43:20.563101+01:00"},{"name":"dd_RRSO-PK-PR","value":"\u003cstrong\u003eRzeczywista Roczna Stopa Oprocentowania (RRSO) wynosi 12,56%, całkowita kwota kredytu (bez kredytowanych kosztów) 26 700,00 zł, całkowita kwota do zapłaty 39 812,55 zł, oprocentowanie zmienne 11,89%, całkowity koszt kredytu 13 112,55 zł (w tym: prowizja 0,00 zł, odsetki 13 112,55 zł), 85 miesięcznych rat równych po 462,75 zł i ostatnia rata: 478,80 zł. Kalkulacja została dokonana na dzień 18.11.2024 r. na reprezentatywnym przykładzie.\u003c/strong\u003e","created":"2024-11-29T08:31:02.434784+01:00"},{"name":"[!RRSO-PK]","value":"12,56%","created":"2024-11-29T08:39:17.873541+01:00"},{"name":"dd_RRSO-KMSR-PR","value":"\u003cstrong\u003eRzeczywista Roczna Stopa Oprocentowania (RRSO)\u003c/strong\u003e dla wypłaconego jednorazowo kredytu mieszkaniowego ze spłatą rodzinną w PKO Banku Polskim zabezpieczonego hipoteką wynosi \u003cstrong\u003e8,90%\u003c/strong\u003e przy następujących założeniach: okres obowiązywania umowy: 30 lat; całkowita kwota kredytu (bez kredytowanych kosztów) 339 000 zł; LTV (kwota kredytu do wartości zabezpieczenia) 92,6%; oprocentowanie stałe: 6,51%/rok (do 5. roku z uwzględnieniem obniżenia o 0,5 p.p.), na które składa się 5-letnia stała stopa bazowa 5,01%/rok z dnia 04.09.2024 r. i marża 1,5%, a następnie oprocentowanie zmienne 7,85%/rok (od 6. roku do końca okresu oprocentowania), na które składa się wskaźnik referencyjny WIBOR 6M 5,85%/rok i marża 2%; całkowity koszt kredytu 559 275,53 zł, w tym prowizja za udzielenie kredytu 0,5%, tj. 1 695 zł, prowizja dla BGK za udzielenie gwarancji 461,27 zł; odsetki 514 722,57 zł, ubezpieczenie nieruchomości 8 136 zł (za cały okres kredytowania, dla ubezpieczenia oferowanego za pośrednictwem PKO Banku Polskiego), ocena wartości nieruchomości mającej stanowić zabezpieczenie kredytu 400 zł, PCC 19 zł, ubezpieczenie na życie (za cały okres kredytowania) 33 841,69 zł; całkowita kwota do zapłaty 898 275,53 zł, płatna w 360 ratach annuitetowych (równych) miesięcznych, przy czym w okresie pierwszych 5. lat raty wyniosą po 2 146,53 zł, od 6. roku po 2 419,45 zł i ostatnia rata wyniesie 1 515,22 zł. Kalkulacja została dokonana na dzień 04.09.2024 r. na reprezentatywnym przykładzie dla oferty specjalnej ważnej do 31.12.2024 r.","created":"2024-09-10T12:11:31.364238+02:00"},{"name":"dd_RRSO-PH-PR-S","value":"\u003cstrong\u003eRzeczywista Roczna Stopa Oprocentowania (RRSO)\u003c/strong\u003e dla wypłaconej jednorazowo pożyczki hipotecznej w PKO Banku Polskim zabezpieczonej hipoteką \u003cstrong\u003e10,75%\u003c/strong\u003e przy następujących założeniach: okres obowiązywania umowy: 20 lat; całkowita kwota pożyczki (bez kredytowanych kosztów) 305 711 zł, LTV (kwota kredytu do wartości zabezpieczenia) 34,3%, oprocentowanie stałe: 8,46%/rok (do 5. roku z uwzględnieniem obniżenia o 0,5 p.p.), na które składa się 5-letnia stała stopa bazowa 5,01%/rok oraz marża 3,45%, a następnie oprocentowanie zmienne 9,80%/rok (od 6. roku do końca okresu oprocentowania), na które składa się wskaźnik referencyjny WIBOR 6M 5,85% oraz marża 3,95%; całkowity koszt kredytu 394 941,81 zł, w tym: prowizja 0,5%, tj. 1 528,56 zł, odsetki 367 757,17 zł, ubezpieczenie nieruchomości 4 891,40 zł (za cały okres kredytowania, dla ubezpieczenia oferowanego za pośrednictwem PKO BP), ocena wartości nieruchomości mającej stanowić zabezpieczenie pożyczki 400 zł, PCC 19 zł; ROR (Konto za Zero) 0 zł (za cały okres kredytowania; w związku z deklaracją systematycznych wpływów minimum 3 000 zł na ROR); ubezpieczenie na życie (za cały okres kredytowania) 20 345,68 zł; całkowita kwota do zapłaty 700 652,81 zł, płatna w 240 ratach annuitetowych (równych) miesięcznych przy czym pierwsze 60 rat wynosi 2 647,09 zł, od 6. roku kolejne raty wynoszą 2 861,64 zł i ostatnia rata 2 409,21 zł. Kalkulacja została dokonana na dzień 04.09.2024 r. na reprezentatywnym przykładzie dla oferty specjalnej ważnej do 31.12.2024 r.","created":"2024-09-10T12:14:01.793362+02:00"},{"name":"dd_RRSO-KH-PR-BH-S","value":"\u003cstrong\u003e Rzeczywista Roczna Stopa Oprocentowania (RRSO)\u003c/strong\u003e dla wypłaconego jednorazowo kredytu Własny Kąt hipoteczny w PKO Banku Hipotecznym SA zabezpieczonego hipoteką wynosi \u003cstrong\u003e9,10%\u003c/strong\u003e przy następujących założeniach: okres obowiązywania umowy: 20 lat; całkowita kwota pożyczki (bez kredytowanych kosztów) 305 711 zł, LTV (kwota kredytu do wartości zabezpieczenia) 34,3%, oprocentowanie stałe: 8,46%/rok (do 5. roku z uwzględnieniem obniżenia o 0,5 p.p.), na które składa się 5-letnia stała stopa bazowa 5,01%/rok oraz marża 3,45%, a następnie oprocentowanie zmienne 9,80%/rok (od 6. roku do końca okresu oprocentowania), na które składa się wskaźnik referencyjny WIBOR 6M 5,85% oraz marża 3,95%; całkowity koszt kredytu 394 941,81 zł, w tym: prowizja 0,5%, tj. 1 528,56 zł, odsetki 367 757,17 zł, ubezpieczenie nieruchomości 4 891,40 zł (za cały okres kredytowania, dla ubezpieczenia oferowanego za pośrednictwem PKO BP), ocena wartości nieruchomości mającej stanowić zabezpieczenie pożyczki 400 zł, PCC 19 zł; ROR (Konto za Zero) 0 zł (za cały okres kredytowania; w związku z deklaracją systematycznych wpływów minimum 3 000 zł na ROR); ubezpieczenie na życie (za cały okres kredytowania) 20 345,68 zł; całkowita kwota do zapłaty 700 652,81 zł, płatna w 240 ratach annuitetowych (równych) miesięcznych przy czym pierwsze 60 rat wynosi 2 647,09 zł, od 6. roku kolejne raty wynoszą 2 861,64 zł i ostatnia rata 2 409,21 zł. Kalkulacja została dokonana na dzień 04.09.2024 r. na reprezentatywnym przykładzie dla oferty specjalnej ważnej do 31.12.2024 r.","created":"2024-09-10T12:16:33.315164+02:00"},{"name":"dd_RRSO-KHM-PR-S","value":"\u003cstrong\u003eRzeczywista Roczna Stopa Oprocentowania (RRSO)\u003c/strong\u003e dla wypłaconego jednorazowo kredytu hipotecznego MIX\nw PKO Banku Polskim zabezpieczonego hipoteką wynosi \u003cstrong\u003e9,15%\u003c/strong\u003e przy następujących założeniach: okres obowiązywania umowy: 25 lat; całkowita kwota kredytu (bez kredytowanych kosztów) 326 868 zł, LTV (kwota kredytu do wartości zabezpieczenia) 52,4%, oprocentowanie stałe: 6,87%/rok (do 5. roku z uwzględnieniem obniżenia o 0,5 p.p.), na które składa się 5-letnia stała stopa bazowa 5,01%/rok oraz marża 1,86%, a następnie oprocentowanie zmienne 8,21%/rok (od 6. roku do końca okresu oprocentowania), na które składa się wskaźnik referencyjny WIBOR 6M 5,85% oraz marża 2,36%; całkowity koszt kredytu 452 539,49 zł, w tym: prowizja 0,5%, tj. 1 634,34 zł, odsetki 416 456,75 zł, ubezpieczenie nieruchomości 6 537,25 zł (za cały okres kredytowania, dla ubezpieczenia oferowanego za pośrednictwem PKO Banku Polskiego); ocena wartości nieruchomości mającej stanowić zabezpieczenie kredytu 700 zł, PCC 19 zł; ROR (Konto za Zero) 0 zł (za cały okres kredytowania; w związku z deklaracją systematycznych wpływów minimum 3 000 zł na ROR); ubezpieczenie na życie (za cały okres kredytowania) 27 192,15 zł, całkowita kwota do zapłaty 779 407,49 zł, płatna w 300 ratach annuitetowych (równych) miesięcznych, przy czym pierwsze 60 rat wynosi 2 284,76 zł, od 6. roku kolejne raty wynoszą 2 528,41 zł i ostatnia rata 1949,16 zł. 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