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<!DOCTYPE html><html lang="pl"><head><meta charSet="utf-8"/><meta name="viewport" content="initial-scale=1, width=device-width"/><meta id="redesign"/><meta name="p:domain_verify" content="486176bd1ea30b4b17305e2e042b878b"/><script type="text/javascript">try{const a=t=>{return a=window,e=document,n="script",a[o="uetq"]=a[o]||[],r=function(){var e={ti:""+t,enableAutoSpaTracking:!0};e.q=a[o],a[o]=new UET(e),a[o].push("pageLoad")},(c=e.createElement(n)).src="//bat.bing.com/bat.js",c.async=1,c.onload=c.onreadystatechange=function(){var e=this.readyState;e&&"loaded"!==e&&"complete"!==e||(r(),c.onload=c.onreadystatechange=null)},void(e=e.getElementsByTagName(n)[0]).parentNode.insertBefore(c,e);var a,e,n,o,r,c};Object.defineProperty(window,"uetLoader",{value:a})}catch(e){console.error(e)}</script><script id="uc-gtm">function gtag(){dataLayer.push(arguments)}window.dataLayer=window.dataLayer||[],window.addEventListener("ucEvent",function(e){if(e.detail&&"consent_status"==e.detail.event){var t="Microsoft Clarity";switch(e.detail.hasOwnProperty(t)&&gtag("consent","update",{clarity_storage:e.detail[t]?"granted":"denied"}),e.detail.action){case"onAcceptAllServices":document.cookie="3_RODO_FULL=true; path=/; secure=true; samesite=none; max-age=34560000;";break;case"onDenyAllServices":document.cookie="5_RODO_REJECTED=true; path=/; secure=true; samesite=none; max-age=34560000;";break;case"onUpdateServices":document.cookie="4_RODO_SETTINGS=true; path=/; secure=true; samesite=none; max-age=34560000;"}e.detail.ucCategory.essential&&(document.cookie="3_RODO_FULL=true; path=/; secure=true; samesite=none; max-age=34560000;")}}),gtag("consent","default",{ad_storage:"denied",analytics_storage:"denied",clarity_storage:"denied",ad_user_data:"denied",ad_personalization:"denied",wait_for_update:2e3}),gtag("set","ads_data_redaction",!0),function(e,t,a,n){e[n]=e[n]||[],e[n].push({"gtm.start":(new Date).getTime(),event:"gtm.js"});e=t.getElementsByTagName(a)[0],n=t.createElement(a);n.async=!0,n.src="https://www.googletagmanager.com/gtm.js?id=GTM-NZQMN2W",e.parentNode.insertBefore(n,e)}(window,document,"script","dataLayer"); </script><script type="text/javascript">window.clarityModule={appendClarityScript:t=>{const e='!function(c,l,a,r,i,t,y){a[c]("metadata",(function(e){function n(){var n=ga.getAll();for(var o in n){var s=n[o];if("UA-2629088-1"===s.get("trackingId")){s.set("dimension53",["https://clarity.microsoft.com/ga",e.projectId,e.userId,e.sessionId].join("/")),s.send("event",{eventCategory:"Clarity",nonInteraction:!0,eventAction:e.sessionId});break}}}try{ga&&ga(n)}catch(e){try{n()}catch(e){}}}));try{var d="dataLayer",g="gtag";a[d]=a[d]||[],a[g]=a[g]||function(){a[d].push(arguments)},a[g]("event","optimize.callback",{callback:function(e,g){a[c]("set","optimizeExp",g+":"+e)}})}catch(e){}if(a[c].v||a[c].t)return a[c]("event",c,"dup."+i.projectId);a[c].t=!0,(t=l.createElement(r)).async=!0,t.src="/static/front/clarity_scripts/js/clarity.js",(y=l.getElementsByTagName(r)[0]).parentNode.insertBefore(t,y),a[c]("start",i),a[c].q.unshift(a[c].q.pop())}("clarity",document,window,"script",{"projectId":"'+t+'","upload":"https://d.clarity.ms/collect","expire":365,"cookies":["_uetmsclkid","_uetvid"],"track":false,"lean":false,"content":true,"extract":[3,1,["4f509md79","zjy56jaz","4s4zm72hj"]]});',a=document.createElement("script");a.type="text/javascript",a.async=!0,a.append(e),document.getElementsByTagName("head")[0].appendChild(a)}};</script><title>Język migowy w PKO BP - skorzystaj z tłumacza online Migam - PKO Bank Polski</title><meta name="description" content="Jesteś osobą niedosłyszącą? W naszych placówkach skorzystasz z usługi MIGAM – tłumacz online. Przy stanowisku bankowym porozmawiasz z doradcą o swoich finansach używając języka migowego."/><meta name="article:modified_time" content="2024-01-15T16:00:08.266342+01:00"/><meta name="robots" content="index, follow"/><link rel="canonical" href="https://www.pkobp.pl/pomoc-kontakt/tlumacz-migam"/><script>window.pko = {"storage":{"dd_RRSO-KMSR":"9,14%","test":"testowa1","dd_RRSO-BK-PR":"<strong>Rzeczywista Roczna Stopa Oprocentowania (RRSO)</strong> dla wypłaconego jednorazowo Bezpiecznego kredytu 2% w PKO Banku Polskim zabezpieczonego hipoteką wynosi <strong>4,31%</strong> przy następujących założeniach: okres obowiązywania umowy: 25 lat; całkowita kwota kredytu (bez kredytowanych kosztów) 290 000 zł, LTV (kwota kredytu do wartości zabezpieczenia) 96,3%, oprocentowanie stałe przez pierwsze 5 lat: 7,02%/rok, na które składa się 5-letnia stała stopa bazowa 5,02%/rok, marża 2%, następnie na drugi 5 letni okres oprocentowanie stałe 7,67%, na które składa się 5-letnia stała stopa bazowa 5,67%/rok i marża 2%, a następnie oprocentowanie zmienne 7,67%/rok (od 11. roku do końca okresu oprocentowania), na które składa się wskaźnik referencyjny WIBOR 6M 5,67%/rok z dnia 09.11.2023 r. i marża 2%; całkowity koszt kredytu 184 704,44 zł, w tym prowizja za udzielenie kredytu 1,7%, tj. 4 930 zł, opłata prowizyjna dla BGK za udzielenie gwarancji 490,86 zł; odsetki 172 573,72 zł, ubezpieczenie nieruchomości 5 800 zł (za cały okres kredytowania, dla ubezpieczenia oferowanego za pośrednictwem PKO Banku Polskiego), ocena wartości nieruchomości mającej stanowić zabezpieczenie kredytu 400 zł, PCC 19 zł; całkowita kwota do zapłaty 474 704,44 zł, płatna w 300 ratach: malejących w okresie stosowania dopłat oraz ratach annuitetowych (równych) miesięcznych po tym okresie, przy czym pierwsza rata malejąca z dopłatą wyniesie 1 426,76 zł, od 11. roku raty annuitetowe (równe) wyniosą po 1 630,69 zł i ostatnia rata wyniesie 1 442,25 zł. Kalkulacja została dokonana na dzień 10.11.2023 r. na reprezentatywnym przykładzie.","dd_RRSO-EPG":"11,57%","[!RRSO-KKMP]":"20,71%","dd_RRSO-KH-PKO-S":"9,34%","dd_RRSO-KH-PKO-Z":"9,76%","dd_RRSO-KH-BH-Z":"9,78%","dd_RRSO-KH-BH-S":"9,35%","dd_RRSO-EP-PR":"<strong>Rzeczywista Roczna Stopa Oprocentowania (RRSO) wynosi 19,57%. Całkowita kwota kredytu (bez kredytowanych kosztów): 28 000,00 zł. Całkowita kwota do zapłaty: 42 129,58 zł. Oprocentowanie zmienne: 17,99%. Całkowity koszt kredytu: 14 129,58 zł (w tym prowizja 0,00 zł i odsetki 14 129,58 zł). 57 miesięcznych rat równych po 726,07 zł i ostatnia rata: 743,59 zł. Kalkulację przeprowadziliśmy 3.02.2025 r. na reprezentatywnym przykładzie.</strong>\n\nUdzielenie pożyczki jest uzależnione od pozytywnej oceny zdolności kredytowej. Umowa Ekopożyczki PKO nie stanowi umowy o kredyt wiązany w rozumieniu ustawy o kredycie konsumenckim.<br/><br/>\n\nPoniższy przykład obliczony jest dla oprocentowania przed dostarczeniem przez Ciebie faktury za zakup urządzenia ekologicznego. Wysokość raty po dostarczeniu faktury i obniżeniu oprocentowania Twojej Ekopożyczki PKO możesz obliczyć z wykorzystaniem kalkulatora na stronie. <br/><br/>","dd_RRSO-EPG-PR":"<strong>Rzeczywista Roczna Stopa Oprocentowania (RRSO) wynosi 11,57%. Całkowita kwota kredytu (bez kredytowanych kosztów): 13 400,00 zł. Całkowita kwota do zapłaty: 14 989,39 zł. Oprocentowanie stałe: 10,99%. Całkowity koszt kredytu: 1 589,39 zł (w tym prowizja 0,00 zł i odsetki 1 589,39 zł). 23 miesięczne raty równe po 624,48 zł i ostatnia rata: 626,35 zł. Kalkulację przeprowadziliśmy 3.02.2025 r. na reprezentatywnym przykładzie.</strong>","dd_RRSO-KH-PR-PKO-Z":"<strong>Rzeczywista Roczna Stopa Oprocentowania (RRSO)</strong> dla wypłaconego jednorazowo kredytu Własny Kąt hipoteczny w PKO Banku Polskim zabezpieczonego hipoteką wynosi <strong>9,76%</strong> przy następujących założeniach: okres obowiązywania umowy: 25 lat; całkowita kwota kredytu (bez kredytowanych kosztów) 340 000 zł, LTV (kwota kredytu do wartości zabezpieczenia) 59,9%, oprocentowanie zmienne 8,11%/rok, na które składa się wskaźnik referencyjny WIBOR 6M 5,8% wg stanu na dzień 2.01.2025 r. oraz marża 2,31%; całkowity koszt kredytu 491 159,63zł, w tym: prowizja 0,5%, tj. 1 700 zł, odsetki 453 956,03 zł, ubezpieczenie nieruchomości 6 800 zł (za cały okres kredytowania, dla ubezpieczenia oferowanego za pośrednictwem PKO Banku Polskiego); ocena wartości nieruchomości mającej stanowić zabezpieczenie kredytu 400 zł, PCC 19 zł; ROR (Konto za Zero) 0 zł (za cały okres kredytowania; w związku z deklaracją systematycznych wpływów minimum 3 000 zł na ROR); ubezpieczenie na życie 28 284,60 zł (za cały okres kredytowania), całkowita kwota do zapłaty 831 159,63 zł, płatna w 300 ratach annuitetowych (równych) miesięcznych przy czym pierwsze 299 rat wynosi 2 651,01 zł i ostatnia rata wynosi 1 304,04 zł. Kalkulacja została dokonana na dzień 2.01.2025 r. na reprezentatywnym przykładzie.","dd_RRSO-KH-PR-PKO-S":"<strong>Rzeczywista Roczna Stopa Oprocentowania (RRSO)</strong> dla wypłaconego jednorazowo kredytu Własny Kąt hipoteczny w PKO Banku Polskim zabezpieczonego hipoteką wynosi <strong>9,34%</strong> przy następujących założeniach: okres obowiązywania umowy: 25 lat; całkowita kwota kredytu (bez kredytowanych kosztów) 340 000 zł; LTV (kwota kredytu do wartości zabezpieczenia) 59,9%; oprocentowanie stałe: 7,35%/rok (do 5. roku z uwzględnieniem obniżenia o 0,4 p.p.), na które składa się 5-letnia stała stopa bazowa 5,44%/rok i marża 1,91%; a następnie oprocentowanie zmienne 8,11%/rok (od 6. roku do końca okresu oprocentowania), na które składa się wskaźnik referencyjny WIBOR 6M 5,8%/rok i marża 2,31%; całkowity koszt kredytu 475 729,93 zł, w tym prowizja 0,5%, tj. 1 700 zł, odsetki 438 526,33 zł, ubezpieczenie nieruchomości 6 800 zł (za cały okres kredytowania, dla ubezpieczenia oferowanego za pośrednictwem PKO Banku Polskiego), ocena wartości nieruchomości mającej stanowić zabezpieczenie kredytu 400 zł, PCC 19 zł, ROR (Konto za Zero) 0 zł (za cały okres kredytowania; w związku z deklaracją systematycznych wpływów minimum 3 000 zł na ROR), ubezpieczenie na życie 28 284,60 zł (za cały okres kredytowania); całkowita kwota do zapłaty 815 729,93 zł, płatna w 300 ratach annuitetowych (równych) miesięcznych, przy czym pierwsze 60 rat wynosi 2 481,26 zł, od 6. roku kolejne raty wynoszą 2 626,39 zł i ostatnia rata 1 943,52 zł. Kalkulacja została dokonana na dzień 2.01.2025 r. na reprezentatywnym przykładzie dla oferty specjalnej ważnej do 31.03.2025 r.","dd_RRSO-KH-PR-BH-Z":"<strong>Rzeczywista Roczna Stopa Oprocentowania (RRSO)</strong> dla wypłaconego jednorazowo kredytu Własny Kąt hipoteczny w PKO Banku Hipotecznym SA zabezpieczonego hipoteką wynosi <strong>9,78%</strong> przy następujących założeniach: okres obowiązywania umowy: 25 lat; całkowita kwota kredytu (bez kredytowanych kosztów) 320 000 zł, LTV (kwota kredytu do wartości zabezpieczenia) 61,70%, oprocentowanie zmienne 8,12%/rok, na które składa się wskaźnik referencyjny WIBOR 6M 5,80% wg stanu na dzień 02.01.2025 r. oraz marża 2,32 p.p.; całkowity koszt kredytu 462 927,36 zł, w tym: prowizja 0,5%, tj. 1 600 zł, odsetki 427 887,56 zł, ubezpieczenie nieruchomości 6 400 zł (za cały okres kredytowania dla ubezpieczenia oferowanego za pośrednictwem PKO Banku Polskiego), ocena wartości nieruchomości mającej stanowić zabezpieczenie kredytu 400 zł, PCC 19 zł, ROR (Konto za Zero) 0 zł (za cały okres kredytowania; w związku z deklaracją systematycznych wpływów minimum 3 000 zł na ROR); ubezpieczenie na życie 26 620,80 zł (za cały okres kredytowania dla ubezpieczenia oferowanego za pośrednictwem PKO Banku Polskiego); całkowita kwota do zapłaty 782 927,36 zł, płatna w 300 miesięcznych ratach annuitetowych (równych), po 2 497,20 zł, przy czym ostatnia rata wyniesie 1 224,76 zł. Kalkulacja została dokonana na dzień 02.01.2025 r. na reprezentatywnym przykładzie.","dd_RRSO-KHM":"9,84%","dd_RRSO-KHM-PR":"<strong>Rzeczywista Roczna Stopa Oprocentowania (RRSO)</strong> dla wypłaconego jednorazowo kredytu hipotecznego MIX\nw PKO Banku Polskim zabezpieczonego hipoteką wynosi <strong>9,84%</strong> przy następujących założeniach: okres obowiązywania umowy: 25 lat; całkowita kwota kredytu (bez kredytowanych kosztów) 326 868 zł, LTV (kwota kredytu do wartości zabezpieczenia) 52,4%, oprocentowanie zmienne 8,16%/rok, na które składa się wskaźnik referencyjny WIBOR 6M 5,8% wg stanu na dzień 2.01.2025 r. oraz marża 2,36%; całkowity koszt kredytu 475 752,25 zł, w tym: prowizja 0,5%, tj. 1 634,34 zł, odsetki 439 669,51 zł, ubezpieczenie nieruchomości 6 537,25 zł (za cały okres kredytowania, dla ubezpieczenia oferowanego za pośrednictwem PKO Banku Polskiego); ocena wartości nieruchomości mającej stanowić zabezpieczenie kredytu 700 zł, PCC 19 zł; ROR (Konto za Zero) 0 zł (za cały okres kredytowania; w związku z deklaracją systematycznych wpływów minimum 3 000 zł na ROR); ubezpieczenie na życie (za cały okres kredytowania) 27 192,15 zł, całkowita kwota do zapłaty 802 620,25 zł, płatna w 300 ratach annuitetowych (równych) miesięcznych przy czym pierwsze 299 wynosi 2 559,51 zł i ostatnia rata wynosi 1 244,02 zł. Kalkulacja została dokonana na dzień 2.01.2025 r. na reprezentatywnym przykładzie.","dd_RRSO-KKMP-PR":"Rzeczywista Roczna Stopa Oprocentowania (RRSO) wynosi 20,71%, całkowita kwota kredytu 40 000 zł, całkowita kwota do zapłaty 44 249,31 zł, oprocentowanie zmienne 17,75%/rok, całkowity koszt kredytu 4249,31 zł (w tym: opłata za obsługę karty kredytowej 300 zł, odsetki 3949,31 zł, obligatoryjne ubezpieczenie na życie 0 zł), 12 miesięcznych rat równych po 3687,44 zł. Kalkulacja została dokonana na dzień 03.12.2024 r. na reprezentatywnym przykładzie. Do obliczenia powyższych parametrów przyjęto, że limit w wysokości 40 000 zł został wykorzystany jednorazowo w całości poprzez dokonanie transakcji bezgotówkowej przy fizycznym użyciu karty (z wyłączeniem polecenia przelewu, polecenia przelewu wewnętrznego, Szybkiej gotówki – jednorazowej dyspozycji przekazania środków na dowolny rachunek bankowy i transakcji dokonanych w punktach oznaczonych jako kasyna gry, salony gier, zakłady bukmacherskie, loterie i totalizatory) w miesiącu, w którym klient ją otrzymał.","dd_RRSO-LO-BO-PR":"Rzeczywista Roczna Stopa Oprocentowania (RRSO) wynosi 23,94%, całkowita kwota kredytu 11 400 zł, całkowita kwota do zapłaty 12 753,55 zł, oprocentowanie zmienne 17,75%/rok, całkowity koszt kredytu 1 353,55 zł (w tym: prowizja 228 zł (2%), odsetki 1 125,55 zł), 12 miesięcznych rat równych po 1 043,80 zł. Kalkulacja została dokonana na dzień 05.10.2023 roku na reprezentatywnym przykładzie. Do obliczenia powyższych parametrów przyjęto, że limit w wysokości 11 400 zł został wykorzystany jednorazowo w całości, bez użycia karty płatniczej, w dniu postawienia go do dyspozycji Kredytobiorcy w Koncie Aurum, a opłata za prowadzenie Konta wynosi 0 zł miesięcznie w przypadku gdy wpływy na rachunek w ostatnim miesiącu wynoszą min. 9 000 zł lub średnie miesięczne saldo aktywów na produktach to min. 150 000 zł, w przeciwnym razie miesięczna opłata za prowadzenie konta wynosi 40 zł.","dd_RRSO-LO-KI-PR":"Rzeczywista Roczna Stopa Oprocentowania (RRSO) wynosi 25,16%, całkowita kwota kredytu 4 000 zł, całkowita kwota do zapłaty 4 494,93 zł, oprocentowanie zmienne 17,75%/rok, całkowity koszt kredytu 494,93 zł (w tym: prowizja 100 zł (2,5%), odsetki 394,93 zł), 12 miesięcznych rat równych po 366,24 zł. Kalkulacja została dokonana na dzień 05.10.2023 roku na reprezentatywnym przykładzie. Do obliczenia powyższych parametrów przyjęto, że limit w wysokości 4 000 zł został wykorzystany jednorazowo w całości, bez użycia karty płatniczej, w dniu postawienia go do dyspozycji Kredytobiorcy w PKO Koncie za Zero, a opłata za prowadzenie Konta wynosi 0 zł miesięcznie.","dd_RRSO-KKI-PR":"Rzeczywista Roczna Stopa Oprocentowania (RRSO) wynosi 21,19%, całkowita kwota kredytu 100 000 zł, całkowita kwota do zapłaty 110 873,27 zł, oprocentowanie zmienne 17,75%/rok, całkowity koszt kredytu 10 873,27 zł (w tym: opłata za obsługę karty kredytowej 1000 zł, odsetki 9873,27 zł, obligatoryjne ubezpieczenie na życie 0 zł), 12 miesięcznych rat równych po 9239,44 zł. Kalkulacja została dokonana na dzień 03.12.2024 r. na reprezentatywnym przykładzie. Do obliczenia powyższych parametrów przyjęto, że limit w wysokości 100 000 zł został wykorzystany jednorazowo w całości poprzez dokonanie transakcji bezgotówkowej przy fizycznym użyciu karty (z wyłączeniem polecenia przelewu, polecenia przelewu wewnętrznego, Szybkiej gotówki – jednorazowej dyspozycji przekazania środków na dowolny rachunek bankowy i transakcji dokonanych w punktach oznaczonych jako kasyna gry, salony gier, zakłady bukmacherskie, loterie i totalizatory) w miesiącu, w którym klient ją otrzymał.","dd_RRSO-KKP-PR":"Rzeczywista Roczna Stopa Oprocentowania (RRSO) wynosi 23,30% całkowita kwota kredytu 10 000 zł, całkowita kwota do zapłaty 11 187,33 zł oprocentowanie zmienne 17,75%/rok, całkowity koszt kredytu 1187,33 zł (w tym: opłata za obsługę karty kredytowej 80 zł, odsetki 987,33 zł, obligatoryjne ubezpieczenie na życie 120 zł), 12 miesięcznych rat równych po 932,28 zł. Kalkulacja została dokonana na dzień 03.12.2024 r. na reprezentatywnym przykładzie. Do obliczenia powyższych parametrów przyjęto, że limit w wysokości 10 000 zł został wykorzystany jednorazowo w całości poprzez dokonanie transakcji bezgotówkowej (z wyłączeniem polecenia przelewu, polecenia przelewu wewnętrznego, Szybkiej gotówki – jednorazowej dyspozycji przekazania środków na dowolny rachunek bankowy i transakcji dokonanych w punktach oznaczonych jako kasyna gry, salony gier, zakłady bukmacherskie, loterie i totalizatory) w miesiącu, w którym klient ją otrzymał.","[!RRSO-BK]":"4,31%","[!RRSO-KH-PKO]":"9,76%","[!RRSO-KHM]":"9,84%","[!RRSO-EPG]":"11,57%","[!RRSO-KH-BH-Z]":"8,81%","[!RRSO-PH]":"11,56%","[!RRSO-KMSR]":"9,14%","[!RRSO-PGPROMO]":"16,43%","[!RRSO-KH-PKO-Z]":"8,41%","[!RRSO-KH-BH]":"9,78%","[!RRSO-PG]":"11,57%","dd_RRSO-PG-PR":"<strong>Rzeczywista Roczna Stopa Oprocentowania (RRSO) wynosi 11,57%. Całkowita kwota kredytu (bez kredytowanych kosztów): 13 400,00 zł. Całkowita kwota do zapłaty: 14 989,39 zł. Oprocentowanie stałe: 10,99%. Całkowity koszt kredytu: 1 589,39 zł (w tym prowizja 0,00 zł i odsetki 1 589,39 zł). 23 miesięczne raty równe po 624,48 zł i ostatnia rata: 626,35 zł. Kalkulację przeprowadziliśmy 3.02.2025 r. na reprezentatywnym przykładzie.</strong>","dd_RRSO-PK-PR":"<strong>Rzeczywista Roczna Stopa Oprocentowania (RRSO) wynosi 12,57%. Całkowita kwota kredytu (bez kredytowanych kosztów): 30 800,00 zł. Całkowita kwota do zapłaty: 45 926,09 zł. Oprocentowanie zmienne: 11,89%. Całkowity koszt kredytu: 15 126,09 zł (w tym prowizja 0,00 zł i odsetki 15 126,09 zł). 85 miesięcznych rat równych po 533,81 zł i ostatnia rata: 552,24 zł. Kalkulację przeprowadziliśmy 3.02.2025 r. na reprezentatywnym przykładzie.</strong>","[!RRSO-PK]":"12,57%","[!RRSO-EP]":"19,57%","dd_RRSO-PH":"11,56%","dd_RRSO-KMSR-PR":"<strong>Rzeczywista Roczna Stopa Oprocentowania (RRSO)</strong> dla wypłaconego jednorazowo kredytu mieszkaniowego ze spłatą rodzinną w PKO Banku Polskim zabezpieczonego hipoteką wynosi <strong>9,14%</strong> przy następujących założeniach: okres obowiązywania umowy: 30 lat; całkowita kwota kredytu (bez kredytowanych kosztów) 339 000 zł; LTV (kwota kredytu do wartości zabezpieczenia) 92,6%; oprocentowanie stałe: 7,04%/rok (do 5. roku z uwzględnieniem obniżenia o 0,4 p.p.), na które składa się 5-letnia stała stopa bazowa 5,44%/rok z dnia 2.01.2025 r. i marża 1,6%, a następnie oprocentowanie zmienne 7,80%/rok (od 6. roku do końca okresu oprocentowania), na które składa się wskaźnik referencyjny WIBOR 6M 5,8%/rok i marża 2%; całkowity koszt kredytu 567 407,23 zł, w tym prowizja za udzielenie kredytu 0,5%, tj. 1 695 zł, prowizja dla BGK za udzielenie gwarancji 461,27 zł; odsetki zł, ubezpieczenie nieruchomości 8 136 zł (za cały okres kredytowania, dla ubezpieczenia oferowanego za pośrednictwem PKO Banku Polskiego), ocena wartości nieruchomości mającej stanowić zabezpieczenie kredytu 400 zł, PCC 19 zł, ubezpieczenie na życie (za cały okres kredytowania) 33 841,69 zł; całkowita kwota do zapłaty 906 407,23 zł, płatna w 360 ratach annuitetowych (równych) miesięcznych, przy czym w okresie pierwszych 5. lat raty wyniosą po 2 266,25 zł, od 6. roku po 2 423,01 zł i ostatnia rata wyniesie 1 399,28 zł. Kalkulacja została dokonana na dzień 2.01.2025 r. na reprezentatywnym przykładzie dla oferty specjalnej ważnej do 31.03.2025 r.","dd_RRSO-PH-PR":"<strong>Rzeczywista Roczna Stopa Oprocentowania (RRSO)</strong> dla wypłaconej jednorazowo pożyczki hipotecznej w PKO Banku Polskim zabezpieczonej hipoteką wynosi <strong>11,56%</strong> przy następujących założeniach: okres obowiązywania umowy: 20 lat; całkowita kwota pożyczki (bez kredytowanych kosztów) 305 711 zł, LTV (kwota kredytu do wartości zabezpieczenia) 34,3%, oprocentowanie zmienne 9,76%/rok, na które składa się wskaźnik referencyjny WIBOR 6M 5,8% wg stanu na dzień 2.01.2025 r. oraz marża 3,96%; całkowity koszt kredytu 417 195,12zł, w tym: prowizja 0,5%, tj. 1 528,56 zł, odsetki 390 010,48 zł, ubezpieczenie nieruchomości 4 891,40 zł (za cały okres kredytowania, dla ubezpieczenia oferowanego za pośrednictwem PKO BP), ocena wartości nieruchomości mającej stanowić zabezpieczenie pożyczki 400 zł, PCC 19 zł; ROR (Konto za Zero) 0 zł (za cały okres kredytowania; w związku z deklaracją systematycznych wpływów minimum 3 000 zł na ROR); ubezpieczenie na życie (za cały okres kredytowania) 20 345,68 zł; całkowita kwota do zapłaty 722 906,12 zł, płatna w 240 ratach annuitetowych (równych) miesięcznych przy czym pierwsze 239 rat wynosi 2 903,88 zł i ostatnia rata wynosi 1 694,16 zł. Kalkulacja została dokonana na dzień 2.01.2025 r. na reprezentatywnym przykładzie.","dd_RRSO-PH-PR-S":"<strong>Rzeczywista Roczna Stopa Oprocentowania (RRSO)</strong> dla wypłaconej jednorazowo pożyczki hipotecznej w PKO Banku Polskim zabezpieczonej hipoteką <strong>11,07%</strong> przy następujących założeniach: okres obowiązywania umowy: 20 lat; całkowita kwota pożyczki (bez kredytowanych kosztów) 305 711 zł, LTV (kwota kredytu do wartości zabezpieczenia) 34,3%, oprocentowanie stałe: 9,00%/rok (do 5. roku z uwzględnieniem obniżenia o 0,4 p.p.), na które składa się 5-letnia stała stopa bazowa 5,44%/rok oraz marża 3,56%, a następnie oprocentowanie zmienne 9,76%/rok (od 6. roku do końca okresu oprocentowania), na które składa się wskaźnik referencyjny WIBOR 6M 5,8% oraz marża 3,96%; całkowity koszt kredytu 403 620,67 zł, w tym: prowizja 0,5%, tj. 1 528,56 zł, odsetki 376 436,03 zł, ubezpieczenie nieruchomości 4 891,40 zł (za cały okres kredytowania, dla ubezpieczenia oferowanego za pośrednictwem PKO BP), ocena wartości nieruchomości mającej stanowić zabezpieczenie pożyczki 400 zł, PCC 19 zł; ROR (Konto za Zero) 0 zł (za cały okres kredytowania; w związku z deklaracją systematycznych wpływów minimum 3 000 zł na ROR); ubezpieczenie na życie (za cały okres kredytowania) 20 345,68 zł; całkowita kwota do zapłaty 709 331,67 zł, płatna w 240 ratach annuitetowych (równych) miesięcznych przy czym pierwsze 60 rat wynosi 2 752,50 zł, od 6. roku kolejne raty wynoszą 2 875,16 zł i ostatnia rata 2 343,39 zł. Kalkulacja została dokonana na dzień 2.01.2025 r. na reprezentatywnym przykładzie dla oferty specjalnej ważnej do 31.03.2025 r.","dd_RRSO-KHM-PR-S":"<strong>Rzeczywista Roczna Stopa Oprocentowania (RRSO)</strong> dla wypłaconego jednorazowo kredytu hipotecznego MIX\nw PKO Banku Polskim zabezpieczonego hipoteką wynosi <strong>9,41%</strong> przy następujących założeniach: okres obowiązywania umowy: 25 lat; całkowita kwota kredytu (bez kredytowanych kosztów) 326 868 zł, LTV (kwota kredytu do wartości zabezpieczenia) 52,4%, oprocentowanie stałe: 7,4%/rok (do 5. roku z uwzględnieniem obniżenia o 0,4 p.p.), na które składa się 5-letnia stała stopa bazowa 5,44%/rok oraz marża 1,96%, a następnie oprocentowanie zmienne 8,16%/rok (od 6. roku do końca okresu oprocentowania), na które składa się wskaźnik referencyjny WIBOR 6M 5,8% oraz marża 2,36%; całkowity koszt kredytu 460 916,31 zł, w tym: prowizja 0,5%, tj. 1 634,34 zł, odsetki 424 833,57 zł, ubezpieczenie nieruchomości 6 537,25 zł (za cały okres kredytowania, dla ubezpieczenia oferowanego za pośrednictwem PKO Banku Polskiego); ocena wartości nieruchomości mającej stanowić zabezpieczenie kredytu 700 zł, PCC 19 zł; ROR (Konto za Zero) 0 zł (za cały okres kredytowania; w związku z deklaracją systematycznych wpływów minimum 3 000 zł na ROR); ubezpieczenie na życie (za cały okres kredytowania) 27 192,15 zł, całkowita kwota do zapłaty 787 784,31 zł, płatna w 300 ratach annuitetowych (równych) miesięcznych, przy czym pierwsze 60 rat wynosi 2 396,02 zł, od 6. roku kolejne raty wynoszą 2 535,87 zł i ostatnia rata 1 867,44 zł. Kalkulacja została dokonana na dzień 2.01.2025 r. na reprezentatywnym przykładzie dla oferty specjalnej ważnej do 31.03.2025 r.","dd_RRSO-KH-PR-BH-S":"<strong>Rzeczywista Roczna Stopa Oprocentowania (RRSO)</strong> dla wypłaconego jednorazowo kredytu Własny Kąt hipoteczny w PKO Banku Hipotecznym SA zabezpieczonego hipoteką wynosi <strong>9,35%</strong> przy następujących założeniach: okres obowiązywania umowy: 25 lat; całkowita kwota kredytu (bez kredytowanych kosztów) 320 000 zł; LTV (kwota kredytu do wartości zabezpieczenia) 61,70%; oprocentowanie stałe 7,36%/rok (uwzględniające obniżenie o 0,4 p.p. przez pierwsze 5 lat), na które składa się 5-letnia stała stopa bazowa 5,44%/rok wg stanu na dzień 02.01.2025 r. i marża 1,92 p.p., a następnie oprocentowanie zmienne 8,12%/rok (od 6. roku do końca okresu oprocentowania), na które składa się wskaźnik referencyjny WIBOR 6M 5,80%/rok wg stanu na dzień 02.01.2025 r. i marża 2,32 p.p.; całkowity koszt kredytu 448 405,26zł, w tym: prowizja 0,5%, tj. 1 600 zł, odsetki 413 365,46 zł, ubezpieczenie nieruchomości 6 400 zł (za cały okres kredytowania, dla ubezpieczenia oferowanego za pośrednictwem PKO Banku Polskiego); ocena wartości nieruchomości mającej stanowić zabezpieczenie kredytu 400 zł, PCC 19 zł; ROR (Konto za Zero) 0 zł (za cały okres kredytowania; w związku z deklaracją systematycznych wpływów minimum 3 000 zł na ROR w PKO Banku Polskim); ubezpieczenie na życie 26 620,80 zł (za cały okres kredytowania dla ubezpieczenia oferowanego za pośrednictwem PKO Banku Polskiego); całkowita kwota do zapłaty 768 405,26 zł, płatna w 300 ratach annuitetowych (równych) miesięcznych, przy czym pierwsze 60 rat wynosi 2 337,38 zł, od 6. roku kolejne raty wynoszą 2 474,03 zł i ostatnia rata 1 829,49 zł. Kalkulacja została dokonana na dzień 02.01.2025 r. na reprezentatywnym przykładzie dla oferty specjalnej ważnej do 31.03.2025 r."}}</script><script type="application/ld+json">{"@context":"https://schema.org","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"PKO Bank Polski","item":"https://www.pkobp.pl"},{"@type":"ListItem","position":2,"name":"Kontakt i pomoc","item":"https://www.pkobp.pl/pomoc-kontakt"},{"@type":"ListItem","position":3,"name":"Obsługujemy w języku migowym"}]}</script><script type="application/ld+json">{"@context":"https://schema.org","@type":"VideoObject","name":"Język migowy dla Klientów PKO BP – jak działa tłumacz Migam online? | PKO Bank Polski","description":"SUBSKRYBUJ: https://goo.gl/is6bsw\nPosługujesz się językiem migowym i chciałbyś załatwić sprawę w PKO Banku Polskim? Dowiedz się jak skorzystać z usługi tłumacza online Migam i porozmawiaj z doradcą o swoich finansach bezpośrednio przy stanowisku bankowym.\nWięcej informacji: www.pkobp.pl/migam\n\n\n\nOdwiedź nas na: https://www.pkobp.pl\n\nObserwuj nas w mediach społecznościowych:\nFacebook: https://www.facebook.com/PKOBankPolski/\nTwitter: http://twitter.com/pkobp?lang=pl\nInstagram: https://www.instagram.com/pkobp/\nLinkedIn: https://www.linkedin.com/company/pko-bp\nGrupa na Facebooku Dzień Dobry Kariero: https://www.facebook.com/groups/dziendobrykariero/\nBankomania: http://www.bankomania.pkobp.pl","thumbnailUrl":["https://i.ytimg.com/vi/wIjCz9Yf5c4/default.jpg","https://i.ytimg.com/vi/wIjCz9Yf5c4/mqdefault.jpg","https://i.ytimg.com/vi/wIjCz9Yf5c4/hqdefault.jpg"],"uploadDate":"2019-03-29T08:15:19Z","contentUrl":"https://www.youtube.com/watch?v=wIjCz9Yf5c4","embedUrl":"https://www.youtube.com/embed/wIjCz9Yf5c4","duration":"PT1M45S","publisher":{"@type":"Organization","name":"PKO Bank Polski","sameAs":"https://www.pkobp.pl/"}}</script><script type="application/ld+json">{"@context":"https://schema.org","@type":"FAQPage","mainEntity":[{"@type":"Question","name":"Jakie wymagania musi spełnić mój telefon, aby skorzystać z usługi Migam?","acceptedAnswer":{"@type":"Answer","text":"<div class=\"snippet-wysiwyg js-snippet-wysiwyg wysiwyg text \" data-info=\"snippet-wysiwyg\">\n<div id=\"warunki\" class=\"js-short-title\" data-short-title=\"Warunki techniczne\">\n<p><strong>Minimalne warunki techniczne:</strong> każde urządzenie mobilne z dostępem do internetu oraz kamerą przednią i mikrofonem, aktualna przeglądarka Chrome, Firefox, Safari</p>\n</div>\n</div>\n<div class=\"snippet-wysiwyg js-snippet-wysiwyg wysiwyg text \" data-info=\"snippet-wysiwyg\">\n<p><strong>Rekomendowane warunki techniczne:</strong> każde urządzenie mobilne z dostępem do Internetu oraz kamerą przednią i mikrofonem, aktualna wersja przeglądarki Chrome</p>\n</div>"}},{"@type":"Question","name":"Co zrobić, jak usługa Migam nie działa?","acceptedAnswer":{"@type":"Answer","text":"<p>Jeżeli nie możesz połączyć się z Tłumaczem MIGAM wykonaj poniższe kroki:</p>\n<ul>\n<li>Sprawdź, czy masz zainstalowaną najnowszą wersję przeglądarki Chrome (wejdź do sklepu właściwego dla Twojego urządzenia, wpisz Chrome i wybierz <strong>Pobierz</strong> lub <strong>Aktualizuj</strong>)</li>\n<li>Sprawdź, czy przeglądarka ma dostęp do kamery i mikrofonu (Ustawienia/Aplikacje/Chrome/Uprawnienia aplikacji/włączone Aparat i Mikrofon)</li>\n<li>Sprawdź, czy Twój telefon ma dostęp do internetu. - minimalne wymaganie dla łącza internetowego 5 Mb/s</li>\n</ul>\n<p> </p>\n<div style=\"text-align: center;\"><iframe src=\"https://www.youtube.com/embed/4y_jnMg_Hh8\" width=\"560\" height=\"314\" allowfullscreen=\"allowfullscreen\"></iframe> </div>"}}]}</script><meta name="next-head-count" content="16"/><link rel="shortcut icon" href="/static/redesign/_front/_img/_layout/favicon_new.png"/><link 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padding-left: 16px; justify-content: space-between; } @media (max-width:1023.95px) { .jss46 { align-items: start; } } @media (max-width:639.95px) { .jss46 { padding-left: 16px; } } .jss47 { padding-left: 16px; padding-right: 16px; } @media (min-width:640px) { .jss47 { padding-left: 24px; padding-right: 24px; } } .jss48 { padding-top: 16px; } @media (min-width:640px) { .jss48 { padding-top: 24px; } } .jss49 { top: 6px; right: 3px; width: 40px; height: 40px; padding: 0; transform: scale(1.1); } @media (max-width:639.95px) { .jss49 { top: 5px; } } .jss50 { padding-left: 16px; padding-right: 16px; } @media (min-width:640px) { .jss50 { margin-right: 23px; padding-left: 24px; padding-right: calc(24px - 23px - 3px); scrollbar-gutter: stable; } @supports (-moz-appearance:none) { .jss50 { } .jss50 { scrollbar-color: #003574 #E5E5E5; scrollbar-width: thin; } } .jss50::-webkit-scrollbar { width: 3px; cursor: grab; height: 3px; scrollbar-color: auto; scrollbar-width: auto; } 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(max-width:639.95px) { .jss80 { top: 5px; } } .jss81 { padding-left: 16px; padding-right: 16px; } @media (min-width:640px) { .jss81 { margin-right: 23px; padding-left: 24px; padding-right: calc(24px - 23px - 3px); scrollbar-gutter: stable; } @supports (-moz-appearance:none) { .jss81 { } .jss81 { scrollbar-color: #003574 #E5E5E5; scrollbar-width: thin; } } .jss81::-webkit-scrollbar { width: 3px; cursor: grab; height: 3px; scrollbar-color: auto; scrollbar-width: auto; } .jss81::-webkit-scrollbar-track { border: 1px solid white; margin: 8px 0; background-color: #E5E5E5; } .jss81::-webkit-scrollbar-thumb { border-radius: 9px; background-color: #003574; } .jss81::-webkit-scrollbar-thumb:hover { cursor: grab; } .jss81::-webkit-scrollbar-thumb:active { cursor: grabbing; } } .jss186 { } @media (max-width:639.95px) { .jss186 { min-width: 300px; } } @media (min-width:640px) { .jss186 { width: auto; max-width: 1044px; } } .jss187 { align-items: center; padding-left: 16px; justify-content: space-between; } @media (max-width:1023.95px) { .jss187 { align-items: start; } } @media (max-width:639.95px) { .jss187 { padding-left: 16px; } } .jss188 { padding-left: 16px; padding-right: 16px; } @media (min-width:640px) { .jss188 { padding-left: 24px; padding-right: 24px; } } .jss189 { padding-top: 16px; } @media (min-width:640px) { .jss189 { padding-top: 24px; } } .jss190 { top: 6px; right: 3px; width: 40px; height: 40px; padding: 0; transform: scale(1.1); } @media (max-width:639.95px) { .jss190 { top: 5px; } } .jss191 { padding-left: 16px; padding-right: 16px; } @media (min-width:640px) { .jss191 { margin-right: 23px; padding-left: 24px; padding-right: calc(24px - 23px - 3px); scrollbar-gutter: stable; } @supports (-moz-appearance:none) { .jss191 { } .jss191 { scrollbar-color: #003574 #E5E5E5; scrollbar-width: thin; } } .jss191::-webkit-scrollbar { width: 3px; cursor: grab; height: 3px; scrollbar-color: auto; scrollbar-width: auto; } .jss191::-webkit-scrollbar-track { border: 1px solid white; margin: 8px 0; background-color: #E5E5E5; } .jss191::-webkit-scrollbar-thumb { border-radius: 9px; background-color: #003574; } .jss191::-webkit-scrollbar-thumb:hover { cursor: grab; } .jss191::-webkit-scrollbar-thumb:active { cursor: grabbing; } } .jss284 { } @media (max-width:639.95px) { .jss284 { min-width: 300px; } } @media (min-width:640px) { .jss284 { width: auto; max-width: 1044px; } } .jss285 { align-items: center; padding-left: 16px; justify-content: space-between; } @media (max-width:1023.95px) { .jss285 { align-items: start; } } @media (max-width:639.95px) { .jss285 { padding-left: 16px; } } .jss286 { padding-left: 16px; padding-right: 16px; } @media (min-width:640px) { .jss286 { padding-left: 24px; padding-right: 24px; } } .jss287 { padding-top: 16px; } @media (min-width:640px) { .jss287 { padding-top: 24px; } } .jss288 { top: 6px; right: 3px; width: 40px; height: 40px; padding: 0; transform: scale(1.1); } @media (max-width:639.95px) { .jss288 { top: 5px; } } .jss289 { padding-left: 16px; padding-right: 16px; } @media (min-width:640px) { .jss289 { margin-right: 23px; padding-left: 24px; padding-right: calc(24px - 23px - 3px); scrollbar-gutter: stable; } @supports (-moz-appearance:none) { .jss289 { } .jss289 { scrollbar-color: #003574 #E5E5E5; scrollbar-width: thin; } } .jss289::-webkit-scrollbar { width: 3px; cursor: grab; height: 3px; scrollbar-color: auto; scrollbar-width: auto; } .jss289::-webkit-scrollbar-track { border: 1px solid white; margin: 8px 0; background-color: #E5E5E5; } .jss289::-webkit-scrollbar-thumb { border-radius: 9px; background-color: #003574; } .jss289::-webkit-scrollbar-thumb:hover { cursor: grab; } .jss289::-webkit-scrollbar-thumb:active { cursor: grabbing; } } .jss173 { color: #000; border: 1px solid transparent; cursor: pointer; display: inline-flex; padding: 11px 16px; font-size: 16px; min-width: 180px; background: transparent; box-sizing: border-box; margin-top: 8px; min-height: 48px; transition: background 300ms cubic-bezier(0.4, 0, 0.2, 1) 0ms; align-items: center; font-family: pkobp,Helvetica,Arial,sans-serif; font-weight: 400; line-height: 1.25; border-radius: 0; margin-bottom: 8px; text-transform: none; justify-content: center; text-decoration: none; } .jss173::selection { background: transparent; } .jss173:disabled { color: #636363; pointer-events: none; } .jss174 { color: #ffffff; background: #003574; border-color: #003574; border-radius: 10px 0px; } .jss174:hover, .jss174:focus { background: #004C9A; border-color: #004C9A; } .jss175 { color: #000000; padding: 11px 13px; background: #ffffff; min-height: 40px; line-height: 1; border-color: #003574; border-radius: 10px 10px; } .jss175:hover, .jss175:focus { color: #ffffff; background: #004C9A; border-color: #004C9A; } .jss176 { color: #ffffff; background: #DB912C; border-color: #DB912C; border-radius: 10px 0px; } .jss176:hover, .jss176:focus { background: #CC7A09; border-color: #CC7A09; } .jss177 { color: #000000; background: #ffffff; border-color: #E5E5E5; border-radius: 10px 10px; } .jss177:hover, .jss177:focus { background: #F9F9F9; border-color: #E5E5E5; } .jss178 { color: #000000; padding: 11px 13px; background: #ffffff; min-height: 40px; line-height: 1; border-color: #DB912C; border-radius: 10px 10px; } .jss178:hover, .jss178:focus { color: #ffffff; background: #CC7A09; border-color: #CC7A09; } .jss179 { color: #ffffff; padding: 7px 16px; font-size: 14px; min-width: 135px; background: #DB912C; min-height: 32px; line-height: 1.1428571428571428; border-color: #DB912C; border-radius: 4px 4px; } .jss179:hover, .jss179:focus { background: #CC7A09; border-color: #CC7A09; } .jss180 { color: #000; border: 0; display: inline; padding: initial; font-size: 16px; min-width: auto; background: transparent; margin-top: 0; min-height: auto; font-family: pkobp,Helvetica,Arial,sans-serif; font-weight: 400; line-height: 1.25; border-color: transparent; border-radius: 0; margin-bottom: 0; text-transform: none; } .jss180:hover, .jss180:focus { color: #003574; } .jss180 .jss185 { transform: translateY(3px); } .jss181 { color: #003574; border: 0; display: inline; padding: initial; font-size: 16px; min-width: auto; background: transparent; margin-top: 0; min-height: auto; font-family: pkobp,Helvetica,Arial,sans-serif; font-weight: 400; line-height: 1.25; border-color: transparent; border-radius: 0; margin-bottom: 0; text-transform: none; } .jss181:hover, .jss181:focus { color: #004C9A; } .jss181 .jss185 { transform: translateY(3px); } .jss182 { color: #636363; border: 0; display: inline; padding: initial; font-size: 16px; min-width: auto; background: transparent; margin-top: 0; min-height: auto; font-family: pkobp,Helvetica,Arial,sans-serif; font-weight: 400; line-height: 1.25; border-color: transparent; border-radius: 0; margin-bottom: 0; text-transform: none; } .jss182:hover, .jss182:focus { color: #003574; } .jss182 .jss185 { transform: translateY(3px); } .jss183 { color: #000000; padding: 11px 13px; background: #F9F9F9; min-height: 40px; line-height: 1; border-color: #2E7D49; border-radius: 10px 10px; } .jss183:hover, .jss183:focus { color: #ffffff; background: #2E7D49; border-color: #2E7D49; } .jss184 { width: 100%; display: inline-flex; } .jss185 { height: 20px; display: inline-block; margin-left: 12px; } .jss261 .MuiPaper-root { max-width: 640px; min-width: 290px; min-height: 102px; word-break: break-word; } @media (max-width:639.95px) { .jss261 .MuiPaper-root { width: 100%; margin: 15px; max-width: calc(100% - 32px); min-width: unset; } } .jss262 { text-align: left; padding-top: 16px; padding-bottom: 2px; } @media (max-width:639.95px) { .jss262 { padding-left: 0; } } .jss263 { font-size: 16px; } .jss264 { padding: 16px 24px 16px 16px; } .jss265 { top: 0; right: 0; width: 40px; height: 40px; position: absolute; } .jss266 { color: #000; border: 1px solid #B7B7B7; padding: 15px; position: absolute; font-size: 14px; background: #fff; box-shadow: 0px 3px 6px #00000029; margin-top: 18px; font-weight: 300; border-radius: 10px; } .jss266::before, .jss266::after { left: calc(50% - 8px); width: 0; height: 0; content: " "; display: block; position: absolute; margin-top: -8px; border-style: solid; } .jss266::before { top: 0; border-color: transparent transparent #B7B7B7 transparent; border-width: 0 8px 8px 8px; } .jss266::after { top: 1px; border-color: transparent transparent #fff transparent; border-width: 0 8px 8px 8px; } .jss267 { margin: 0; font-size: 18px; font-family: pkobp,Helvetica,Arial,sans-serif; font-weight: 400; line-height: 1.3333333333333333; } @media (min-width:900px) { .jss267 { font-size: 16px; line-height: 1.5; } } @media (max-width:639.95px) { .jss267 { font-size: 16px; } } .jss267 h1 { font-size: 24px; font-family: pkobp,Helvetica,Arial,sans-serif; font-weight: 400; line-height: 1.3333333333333333; } .jss267 h2 { font-size: 24px; font-family: pkobp,Helvetica,Arial,sans-serif; font-weight: 400; line-height: 1.3333333333333333; } .jss267 h3 { font-size: 20px; font-family: pkobp,Helvetica,Arial,sans-serif; font-weight: 400; line-height: 1.2; } .jss267 h4 { font-size: 18px; font-family: pkobp,Helvetica,Arial,sans-serif; font-weight: 400; line-height: 1.3333333333333333; } .jss267 h5 { font-size: 18px; font-family: pkobp,Helvetica,Arial,sans-serif; font-weight: 700; line-height: 24px; } .jss267 h6 { font-size: 16px; font-family: pkobp,Helvetica,Arial,sans-serif; font-weight: 700; line-height: 20px; } @media (min-width:900px) { .jss267 h6 { font-size: 18px; line-height: 24px; } } .jss267 h6 a { color: inherit; text-decoration: none; } @media (min-width:900px) { .jss267 h5 { font-size: 20px; line-height: 24px; } } .jss267 h5 a { color: inherit; text-decoration: none; } @media (min-width:900px) { .jss267 h4 { font-size: 24px; line-height: 1.3333333333333333; } } .jss267 h4 a { color: inherit; text-decoration: none; } @media (min-width:900px) { .jss267 h3 { font-size: 32px; line-height: 1.25; } } .jss267 h3 a { color: inherit; text-decoration: none; } @media (min-width:900px) { .jss267 h2 { font-size: 40px; line-height: 1.2; } } .jss267 h2 a { color: inherit; text-decoration: none; } @media (min-width:900px) { .jss267 h1 { font-size: 48px; line-height: 1.1666666666666667; } } .jss267 h1 a { color: inherit; text-decoration: none; } .jss207 { clip: rect(0, 0, 0, 0) !important; width: 1px !important; border: 0 !important; height: 1px !important; margin: -1px !important; padding: 0 !important; overflow: hidden !important; position: absolute !important; clip-path: inset(50%) !important; white-space: nowrap !important; } .jss321 { border: none; background: transparent; box-shadow: none; } .jss322 { margin-top: 4px !important; } .jss322::before { display: none; } .jss322 .jss326 { margin-left: 0px !important; } .jss322 .jss323 { align-items: center; margin-bottom: 22px; justify-content: center; } .jss322 .jss329 { padding: 13px 0; line-height: 1; } .jss322 .jss327 { margin-bottom: 24px; } .jss322 .jss327 ul { margin-top: 0px; text-align: left; margin-left: 0px; } .jss322.jss322 .jss327 ul li { padding-left: 6px; margin-bottom: 4px; } .jss323 { padding: 0; min-height: 24px !important; justify-content: flex-start; } .jss324 { justify-content: space-between; } @media (max-width:639.95px) { .jss324 { gap: 15px; padding-right: 0; } } .jss325 { margin: 0 !important; flex-grow: initial !important; } .jss326 { margin-left: 8px; } .jss327 { padding: 0; } @media (max-width:639.95px) { .jss327 { font-size: 16px; font-weight: 300; } } .jss328 { margin-top: 29px; } .jss329 { margin: 0; } @media (max-width:1023.95px) { .jss329 { font-size: 14px; } } .jss330 { font-size: 16px; font-weight: 600; line-height: 24px; } .jss331 { width: 24px; border: none; cursor: pointer; height: 24px; margin: 0; padding: 0; background: transparent; } .jss1 { top: auto; left: -999px; width: 1px; height: 1px; position: absolute; } .jss1:focus { top: 0; left: 0; color: #fff; width: auto; height: auto; margin: auto; display: inline-block; outline: none; padding: 3px; z-index: 1040; position: absolute; font-size: 12px; background: #004C9A; border-bottom-right-radius: 4px; } .jss212 .MuiPaper-root { max-width: 810px; min-width: 600px; } .jss212 .MuiDialogContent-root { padding: 0 95px 0 105px; min-width: 390px; margin-bottom: 48px; } @media (max-width:1023.95px) { .jss212 .MuiDialogContent-root { padding: 0 30px 0 30px; min-width: unset; } } @media (max-width:639.95px) { .jss212 .MuiDialogContent-root { padding: 0 16px 0 16px; min-width: unset; } } @media (max-width:1023.95px) { .jss212 .MuiPaper-root { width: 100%; max-width: 100%; min-width: unset; } } .jss213 .MuiDialogContent-root { padding: 0 95px 0 105px; margin-bottom: 118px; } @media (max-width:1023.95px) { .jss213 .MuiDialogContent-root { padding: 0 30px 0 30px; } } @media (max-width:639.95px) { .jss213 .MuiDialogContent-root { padding: 0 16px 0 16px; } } .jss214 h2 { margin: -10px 0 0 0 !important; font-size: 24px; line-height: 32px; } @media (max-width:1023.95px) { .jss215 { margin-top: 16px; } } .jss215 h2, .jss215 h3, .jss215 h4, .jss215 h5, .jss215 h6 { margin: 0 0 16px 0; font-size: 20px; font-weight: 400; line-height: 24px; } .jss215 h1 { margin: 0 0 12px 0; font-size: 24px; margin-top: 16px !important; font-weight: 400; line-height: 32px; } .jss215 p { margin-top: 0px; font-weight: 300; line-height: 24px; margin-bottom: 8px; } .jss215 span { line-height: 1; } .jss215 ul { margin-bottom: 24px; } .jss215 a { font-weight: 400; } .jss215 ul[style="list-style-type: checks;"] { padding-left: 26px; } .jss215 ol { margin-top: 17px; padding-left: 2px; } .jss215 img { margin-top: 8px; } .jss215 li { font-weight: 300; } .jss215 ol li { line-height: 24px; padding-bottom: 8px; } @media (max-width:1023.95px) { .jss215 ol li { line-height: 20px; } } .jss215 ol li ol { padding-left: 1px; } .jss215 ol li li { padding-bottom: 8px; } .jss215 ul[style="list-style-type: checks;"] li { line-height: 20px; padding-top: 2px; margin-bottom: 21px; } .jss215 ul[style="list-style-type: checks;"] li strong { display: inline-block; margin-bottom: 6px; } @media (max-width:1023.95px) { .jss215 ul { margin-top: 13px; line-height: 20px; } } .jss215 ul li { padding-bottom: 6px; } .jss215 ul ul li { line-height: 23.8px; } @media (max-width:1023.95px) { .jss215 p { line-height: 20px; margin-bottom: 0px; } } .jss215 h2:not(:first-child), .jss215 h3:not(:first-child), .jss215 h4:not(:first-child), .jss215 h5:not(:first-child), .jss215 h6:not(:first-child) { margin-top: 40px !important; } @media (max-width:1023.95px) { .jss215 h2, .jss215 h3, .jss215 h4, .jss215 h5, .jss215 h6 { margin: 0 0 13px 0; font-size: 18px; line-height: 24px; } .jss215 h2:not(:first-child), .jss215 h3:not(:first-child), .jss215 h4:not(:first-child), .jss215 h5:not(:first-child), .jss215 h6:not(:first-child) { margin-top: 16px !important; } } .jss216 { gap: 30px; left: 0; width: 100%; bottom: 0; height: 96px; display: flex; opacity: 1; padding: 0 16px; position: absolute; background: #ffffff; border-top: solid 1px #E5E5E5; box-shadow: 0px -3px 6px #81818114; align-items: center; justify-content: center; } .jss216 button, .jss216 a { width: auto; height: 48px; display: block; padding: 14px 15px; overflow: hidden; min-width: 100px; text-align: center; line-height: 20px; white-space: nowrap; padding-left: 16px; text-overflow: ellipsis; } @media (max-width:1023.95px) { .jss216 { gap: 16px; height: 80px; } .jss216 button, .jss216 a { width: 100%; max-width: 288px; min-width: unset; } } @media (max-width:639.95px) { .jss216 button, .jss216 a { max-width: unset; } } @media (min-width:640px) { .jss373 { width: 100%; display: inline-block; min-height: 28px; } } @media (min-width:1280px) { .jss373 { padding: 2px 0; } } .jss374 { font-size: 14px; white-space: normal; } @media (max-width:1023.95px) { .jss374 { line-height: 12px; } } @media (min-width:1280px) { .jss374 { margin: 0; font-size: 16px; } } .jss392 { margin: 0 17px; display: inline-block; max-width: 128px; max-height: 56px; } @media (min-width:640px) { .jss392 { margin-top: -1px; margin-bottom: -1px; } } @media (min-width:1024px) { .jss392 { margin: 0; } } .jss392:first-of-type { margin-left: 0; } .jss392:last-of-type { margin-right: 0; } .jss392 img.no-next-image-classname { max-width: 128px; max-height: 56px; } .jss392 .next-image-classname img { min-width: unset !important; max-height: 56px !important; min-height: unset !important; } .jss388 { margin-top: 0; margin-bottom: 20px; } .jss388>p { font-size: 18px; text-align: center; line-height: 1.3333333333333333; } @media (min-width:1280px) { .jss388 { width: 261px; display: flex; margin-top: 0; align-items: center; margin-bottom: 0; } } .jss389 { margin: 0; font-size: 18px; line-height: 24px; } @media (max-width:639.95px) { .jss389 { text-align: center; } } .jss390 { color: inherit; text-decoration: none; } .jss391 { cursor: pointer; } @media (min-width:1280px) { .jss383 { display: flex; justify-content: flex-start; } } .jss384 { color: inherit; text-decoration: none; } .jss385 { cursor: pointer; } @media (min-width:1280px) { .jss386 { width: calc(100% - 261px); } } .jss387 { display: flex; flex-wrap: wrap; align-items: center; justify-content: space-between; } .jss350 { width: 100%; display: flex; align-items: center; } .jss351 { width: 0; height: 1px; display: block; flex-grow: 0; flex-shrink: 0; background-color: transparent; } @media (min-width:1024px) { .jss351 { left: 0; width: 100%; z-index: 0; position: absolute; flex-grow: 1; flex-shrink: 1; background-color: #E5E5E5; } } .jss352 { flex: 0 0 1230px; border: 1px solid #E5E5E5; margin: 0; display: flex; padding: 24px 20px 60px; z-index: 1; max-width: 100%; min-height: 104px; align-items: center; border-radius: 16px; flex-direction: column; background-size: auto 55px; background-color: #fff; background-repeat: no-repeat; background-position: 50% bottom; } @media (min-width:640px) { .jss352 { padding: 0 30px 16px 100px; flex-wrap: wrap; flex-direction: row; background-size: 88px auto; background-color: #fff; background-repeat: no-repeat; background-position: left 50%; } } @media (min-width:1024px) { .jss352 { padding: 0 60px 0 102px; flex-wrap: nowrap; background-size: 102px auto; background-color: #fff; background-repeat: no-repeat; background-position: left 50%; } } .jss353 { font-size: 14px; margin-top: 0; font-weight: 300; line-height: 20px; margin-bottom: 0; } .jss354 { color: #003574; border: 0; cursor: pointer; display: inline; padding: initial; font-size: 24px; min-width: auto; background: transparent; box-sizing: border-box; margin-top: 0; min-height: auto; transition: background 300ms cubic-bezier(0.4, 0, 0.2, 1) 0ms; align-items: center; font-family: pkobp,Helvetica,Arial,sans-serif; font-weight: 400; line-height: 32px; margin-left: -10px; border-color: transparent; border-radius: 0; margin-bottom: 0; text-transform: none; justify-content: center; text-decoration: none; } .jss354::selection { background: transparent; } .jss354:disabled { color: #636363; pointer-events: none; } .jss354:hover, .jss354:focus { color: #004C9A; } .jss354 eng { transform: translateY(3px); } @media (min-width:640px) { .jss354 { margin-left: 0; } } .jss355 { width: 100%; padding: 0 0 16px 0; text-align: center; border-bottom: 1px solid #E5E5E5; margin-bottom: 5px; } @media (min-width:640px) { .jss355 { margin: 0 30px 0 30px; padding: 20px 0 10px 0; text-align: left; border-bottom: 1px solid #E5E5E5; } } @media (min-width:1024px) { .jss355 { width: auto; margin: 0; padding: 5px 60px 2px 30px; border-right: 1px solid #E5E5E5; border-bottom: none; } } @media (min-width:1280px) { .jss355 { flex-shrink: 0; } } .jss356 { color: #000; width: calc(100% - 14px); margin: 12px 8px 0 25px; display: flex; align-items: center; text-decoration: none; } @media (min-width:640px) { .jss356 { width: calc(50% - 60px); margin: 16px 0 0px 30px;; } } @media (min-width:1024px) { .jss356 { width: auto; margin: 16px 0 16px 45px; } } @media (min-width:1280px) { .jss356 { margin-left: 60px; } .jss356:nth-of-type(2) { padding-left: 10px; } } .jss356:hover { color: #003574; } .jss357 { width: 32px; height: 32px; flex-grow: 0; flex-shrink: 0; } @media (min-width:1024px) { .jss357 { width: 40px; height: 40px; } } .jss357 > img { max-width: 100%; max-height: 100%; } .jss357 .next-image-classname span { width: 32px !important; height: 32px !important; } @media (min-width:1024px) { .jss357 .next-image-classname span { width: 40px !important; height: 40px !important; } } .jss358 { font-size: 14px; transition: color 0.3s ease-in-out; line-height: 20px; margin-left: 16px; } @media (min-width:640px) { .jss358 { margin-left: 8px; } } @media (min-width:640px) { .jss376 { display: flex; justify-content: flex-end; } } .jss377 { color: inherit; display: block; text-decoration: none; } @media (min-width:640px) { .jss377 { width: 100%; max-width: 246px; } } @media (min-width:1024px) { .jss377 { max-width: 290px; } } .jss377 a { text-decoration: none; } .jss378 { color: #636363; margin: 0; font-size: 14px; font-weight: 500; line-height: 24px; margin-bottom: 15px; } .jss378:last-child { margin-bottom: 0; } .jss379 { color: #636363; margin: 0; font-size: 16px; font-weight: 500; line-height: 20px; } .jss379:hover { color: #003574; } .jss380 { color: #000; font-size: 14px; font-weight: 300; } .jss381 { padding: 8px 36px 8px 30px; background: #F9F9F9; margin-top: 4px; border-radius: 8px; } @media (min-width:1024px) { .jss381 { padding-top: 11px; } } .jss382 { width: 100%; } .jss382 thead td { font-size: 12px !important; font-weight: 300; } .jss382 thead td, .jss382 tbody td { font-size: 14px; line-height: 20px; padding-left: 0; padding-right: 1px; } .jss382 thead td:first-of-type, .jss382 tbody td:first-of-type { width: 20%; font-weight: 300; } .jss382 thead td:not(:first-of-type), .jss382 tbody td:not(:first-of-type) { width: 39%; text-align: right; } .jss217 { gap: 8px; margin: 0 1px; display: flex; margin-top: 21px; align-items: center; } @media (min-width:1280px) { .jss217 { height: 24px; } } @media (max-width:1023.95px) { .jss217 { display: none; } } .jss218 { color: #000000; overflow: hidden; font-size: 12px; max-width: 20%; transition: color 0.3s ease-in-out; font-weight: 300; line-height: 14px; white-space: nowrap; text-overflow: ellipsis; text-decoration: none; } .jss218:hover { color: #003574; } .jss219 svg { width: 23px; height: 23px; } .jss219 svg:hover path { fill: #003574; } .jss219 svg path { fill: #818181; stroke: none; transition: fill 0.3s ease-in-out; } .jss220 { color: #636363; } .jss220:hover { color: #636363; } .jss332 { width: 870px; border: 1px solid; margin: 0 auto; display: flex; overflow: hidden; max-width: 100%; box-shadow: 0px 4px 12px #00000014; align-items: center; border-color: #E5E5E5; border-radius: 16px; } @media (max-width:639.95px) { .jss332 { width: 100%; flex-direction: column; } } .jss334 { margin: 0 auto; } .jss335 { color: inherit; transition: box-shadow 300ms cubic-bezier(0.4, 0, 0.2, 1) 0ms; text-decoration: none; } .jss335:hover { box-shadow: 0px 16px 32px #0000000F; } .jss336 { width: 100%; max-width: 1230px; } .jss337 { width: 100%; padding: 23px 104px 23px 47px; max-width: 1230px; box-shadow: 0px 16px 32px #0000000F; border-radius: 12px; } @media (max-width:1023.95px) { .jss337 { padding: 23px; flex-direction: column; } } @media (max-width:639.95px) { .jss337 { padding: 0; } } .jss337 .jss343 { margin-top: 9px; } .jss337 .jss344 { width: 100%; max-width: 292px; } @media (max-width:1023.95px) { .jss337 .jss344 { order: 1; padding: 36px 24px 0 24px; max-width: 100%; min-width: unset; } .jss337 .jss344 img { width: auto !important; max-width: 100% !important; max-height: 96px !important; } } @media (max-width:1023.95px) { .jss337 .jss340 { order: 2; } } @media (min-width:1024px) { .jss337 .jss340 { padding: 0 0 0 80px; max-width: calc(100% - 292px); } } .jss338 { gap: 16px; width: 100%; padding: 32px 32px 30px 32px; max-width: 1230px; box-shadow: 0px 16px 32px #0000000F; align-items: start; border-radius: 12px; } @media (max-width:1023.95px) { .jss338 { gap: 3px; width: 100%; padding: 17px 12px 15px 16px; align-items: center; flex-direction: row; } } .jss338 .jss346 { margin-bottom: 30px; } .jss338 .jss343 { margin-top: 0; } .jss338 .jss342 { margin-top: 25px; } .jss338 .jss347 { margin-top: 25px; } .jss338 .jss344 { max-width: unset; min-width: 276px; } @media (max-width:1279.95px) { .jss338 .jss344 { max-width: 166px; min-width: unset; } .jss338 .jss344 img { width: auto !important; max-width: 166px !important; } } @media (max-width:1023.95px) { .jss338 .jss344 { order: 2; max-width: 92px; min-width: unset; margin-left: auto; margin-right: auto; justify-content: center; } .jss338 .jss344 img { width: auto !important; max-width: 92px !important; } } @media (max-width:1023.95px) { .jss338 .jss347 { margin-top: 8px; } } @media (max-width:1023.95px) { .jss338 .jss342 { margin-top: 9px; font-weight: 300; } } @media (max-width:1023.95px) { .jss338 .jss343 { font-size: 16px; margin-top: 8px; font-weight: 600; line-height: 20px; margin-bottom: 0; } } @media (max-width:1023.95px) { .jss338 .jss346 { padding: 3px 6px 2px 6px; margin-bottom: 3px; } } @media (min-width:1024px) { .jss338 .jss340 { padding: 0; flex-grow: 1; max-width: unset; margin-top: -4px; } } @media (max-width:1023.95px) { .jss338 .jss340 { width: 100%; padding: 0; max-width: 100%; font-weight: 300; } } .jss339 { cursor: pointer; } .jss340 { padding: 40px 25px 40px 29px; max-width: 55%; } @media (max-width:1023.95px) { .jss340 { width: 100%; padding: 24px; max-width: 100%; } } .jss340 > :first-child { margin-top: 0; } .jss341 { letter-spacing: 1.65px; text-transform: none; } .jss342 { margin-top: 20px; font-weight: 300; line-height: 20px; } @media (max-width:639.95px) { .jss342 { margin-top: 4px; font-weight: 400; } } .jss342 ul[style="list-style-type: checks;"] { list-style: none; text-align: left; padding-left: 22px; } .jss342 ul[style="list-style-type: checks;"] li { position: relative; line-height: 24px; padding-left: 6px; margin-bottom: 20px; padding-bottom: 0px; list-style-type: none; } .jss342 ul[style="list-style-type: checks;"] li::before { top: 4px; left: -22px; width: 16px; height: 16px; content: " "; position: absolute; background: url(/_next/static/media/icon_green_check.56ec3590.svg); } .jss343 { font-size: 32px; margin-top: 11px; font-weight: normal; line-height: 1.25; margin-bottom: 0; } @media (max-width:1023.95px) { .jss343 { font-size: 24px; margin-top: 8px; line-height: 32px; margin-bottom: 0; } } .jss344 { width: 390px; display: flex; max-width: 45%; } @media (max-width:1023.95px) { .jss344 { max-width: 100%; } } @media (max-width:639.95px) { .jss344 { order: 2; margin-left: auto; margin-right: auto; justify-content: center; } } .jss344 img { width: auto; max-width: 100%; } .jss345 { order: 2; margin-left: auto; } .jss346 { display: inline-block; padding: 3px 6px; font-size: 14px; line-height: 1.1; border-radius: 4px; margin-bottom: 6px; text-transform: capitalize; } @media (max-width:639.95px) { .jss346 { margin-bottom: 3px; } } .jss347 { margin-top: 22px; } .jss347 ul[style="list-style-type: checks;"] { padding-left: 24px; } .jss347 ul[style="list-style-type: checks;"] li { padding-left: 8px; margin-bottom: 12px; } .jss347 p:last-child { margin-bottom: 0; } @media (max-width:1023.95px) { .jss347 p:first-child { margin-top: 0; } } .jss347 ul[style="list-style-type: checks;"] li:last-of-type { margin-bottom: 0px; } .jss348 { border-color: #3074D5; } .jss349 { background-color: #3074D5; color: #fff; } .jss313 { max-width: 915px; margin-left: auto; margin-right: auto; } .jss313>ul { padding: 0; list-style-type: none; } .jss313>ul ul { list-style-type: disc; } .jss313>ul ul ul { list-style: none; margin-top: 8px; padding-left: 20px; } .jss313>ul ul ul ul { list-style-type: square; } .jss313>ul ul ul ul li { list-style-type: square; } .jss313>ul ul ul ul li::before { content: none; } .jss313>ul ul ul li { position: relative; line-height: 24px; padding-left: 0px; padding-bottom: 0px; list-style-type: none; } .jss313>ul ul ul li::before { top: 9px; left: -20px; width: 6px; height: 6px; content: " "; position: absolute; background-size: cover; background-image: url(/_next/static/media/icon_circle.cb924b72.svg); background-repeat: no-repeat; } .jss314 { margin-bottom: 19px; } @media (min-width:640px) { .jss314 { margin-bottom: 40px; } } .jss315 { margin-top: 0; font-weight: 300; margin-bottom: 11px; } .jss316 { font-size: 24px; margin-top: 0; font-family: pkobp,Helvetica,Arial,sans-serif; font-weight: 400; line-height: 32px; margin-bottom: 0; } @media (min-width:900px) { .jss316 { font-size: 32px; line-height: 1.25; } } .jss316 a { color: inherit; text-decoration: none; } @media (min-width:1024px) { .jss316 { font-size: 32px; line-height: 40px; margin-bottom: 0; } } .jss317 { margin-top: 15px; font-weight: 300; margin-bottom: 0; } @media (min-width:1024px) { .jss317 { margin-top: 19px; } } @media (min-width:1280px) { .jss317 { margin-top: 23px; } } .jss318 { font-size: 16px; font-weight: bold; } .jss319 { color: rgba(0, 0, 0, 0.87); margin-top: 15px; } @media (min-width:1024px) { .jss319 { margin-top: 19px; } } @media (min-width:1280px) { .jss319 { margin-top: 23px; } } .jss320 { border-top: 1px solid #E5E5E5; padding-top: 28px; padding-bottom: 27px; } .jss320:last-of-type { border-bottom: 1px solid #E5E5E5; } @media (max-width:639.95px) { .jss320 { padding-top: 24px; padding-bottom: 23px; } } .jss254 { margin-top: 60px; margin-bottom: 68px; } @media (min-width:1024px) { .jss254 { margin-top: 112px; margin-bottom: 84px; } } .jss255 { text-align: center; } .jss256 { text-align: left; } .jss257 { text-align: right; } .jss258 { margin-bottom: 20px; text-transform: none; } .jss259 { font-size: 20px; margin-top: 0; font-family: pkobp,Helvetica,Arial,sans-serif; font-weight: 400; line-height: 1.2; margin-bottom: 15px; } @media (min-width:900px) { .jss259 { font-size: 32px; line-height: 1.25; } } .jss259 a { color: inherit; text-decoration: none; } .jss260 { margin-top: 0; font-weight: 300; line-height: 1.5; margin-bottom: 0; } .jss281 { top: 0; left: 0; right: 0; bottom: 0; display: flex; position: absolute; align-items: center; justify-content: center; } .jss282 { width: 86px; border: none; cursor: pointer; height: 86px; display: flex; position: relative; background: none; align-items: center; justify-content: center; } .jss282::before { top: 0; left: 0; right: 0; bottom: 0; content: ""; display: block; opacity: .5; z-index: 0; position: absolute; background: #014288; transition: opacity .3s ease-in-out; border-radius: 50%; } .jss282:hover::before { opacity: 1; } .jss282:focus-visible { border: 2px solid #000 !important; outline: none; } .jss283 { z-index: 1; transform: translate3d(0,0,0); margin-top: 1px; margin-left: 9px; } .jss280 { width: 942px; max-width: 100%; } @media (max-width:1279.95px) { .jss280 { width: 724px; } } @media (max-width:639.95px) { .jss280 { margin-top: 0; } } .jss268 { margin: auto; display: flex; flex-direction: column-reverse; } @media (min-width:640px) { .jss268 { word-break: break-word; align-items: center; flex-direction: row; justify-content: flex-start; } } .jss269 { max-width: 1020px; } @media (min-width:640px) { .jss270 { border: 1px solid #E5E5E5; padding: 32px; border-radius: 16px; } } @media (min-width:1024px) { .jss270 { padding: 48px; max-width: 870px; } } @media (min-width:1024px) { .jss271 { margin: 0; max-width: 100%; } } .jss272 { width: 100%; position: relative; box-shadow: 0px 16px 32px #0000000F; aspect-ratio: 16/9; border-radius: 10px; } @media (min-width:450px) { .jss272 { margin: auto; max-width: 70%; } } @media (min-width:640px) { .jss272 { width: 212px; height: 119px; margin: 0; min-width: 212px; margin-right: 31px; } } @media (min-width:1024px) { .jss272 { margin-right: 61px; } } .jss272 img { top: 0; left: 0; right: 0; width: 100%; bottom: 0; height: 100%; position: absolute !important; max-width: 100%; object-fit: cover; border-radius: 10px; } @media (min-width:1024px) { .jss273 { width: 495px; height: 278px; min-width: 495px; margin-right: 136px; border-radius: 20px; } .jss273 img { border-radius: 20px; } } @media (min-width:1024px) { .jss274 { width: 341px; height: 192px; min-width: 341px; } } @media (min-width:1024px) { .jss275 { width: 320px; height: 180px; min-width: 320px; margin-right: 39px; } } @media (min-width:640px) { .jss276 { display: flex; align-items: center; } } .jss277 { display: none; margin-top: 0; letter-spacing: 1.6px; } @media (min-width:640px) { .jss277 { display: block; margin-bottom: 11px; } } @media (min-width:1024px) { .jss277 { margin-bottom: 8px; } } .jss278 { font-size: 18px; margin-top: 0; text-align: center; line-height: 24px; margin-bottom: 16px; } @media (min-width:640px) { .jss278 { margin: 0; font-size: 24px; text-align: start; line-height: 32px; } } @media (min-width:1024px) { .jss278 { font-size: 32px; text-align: start; line-height: 48px; } } @media (min-width:1024px) { .jss279 { line-height: 40px; } } .jss306 { padding: 0; list-style-type: none; } @media (min-width:1024px) { .jss306 { display: flex; flex-wrap: nowrap; justify-content: center; } } .jss307 { width: 100%; position: relative; max-width: 320px; } @media (max-width:1023.95px) { .jss307 { display: flex; flex-wrap: nowrap; max-width: 100%; margin-bottom: 15px; padding-bottom: 20px; } } @media (max-width:639.95px) { .jss307 { min-height: 67px; margin-bottom: 13px; padding-bottom: 15px; } .jss307:last-of-type { margin-bottom: 0; padding-bottom: 0; } } @media (min-width:1024px) { .jss307 { margin: 0 15px; } .jss307:first-of-type { margin-left: 0; } .jss307:last-of-type { margin-right: 0; } } .jss307 .pkobp-button { display: inline-block; margin-top: 10px; margin-bottom: 0px; } .jss308 { content: ''; position: absolute; } @media (max-width:1023.95px) { .jss308 { top: 48px; left: calc(30px / 2); width: 1px; height: calc(100% - 48px); border-left: 1px dashed #B7B7B7; } } @media (min-width:1024px) { .jss308 { top: calc(72px / 2); left: 70px; width: calc(100% - 70px); height: 1px; border-bottom: 1px dashed #B7B7B7; } } .jss309 { color: #E5E5E5; line-height: 1; } @media (max-width:1023.95px) { .jss309 { font-size: 48px; min-width: 26px; } } @media (min-width:1024px) { .jss309 { font-size: 72px; } } @media (max-width:1023.95px) { .jss310 { margin-left: 12px; } } .jss311 { margin: 0; font-size: 16px; font-weight: bold; line-height: 1.5; } @media (max-width:1023.95px) { .jss311 { margin-top: 9px; } } @media (max-width:639.95px) { .jss311 { line-height: 1.5; } } @media (min-width:1024px) { .jss311 { margin-top: 20px; } } .jss312 { font-weight: 300; letter-spacing: 0; } @media (max-width:1023.95px) { .jss312 { margin-top: 16px; } .jss312>* { font-size: max(16px); } } @media (max-width:639.95px) { .jss312 { margin-top: 9px; line-height: 24px; } } @media (min-width:1024px) { .jss312 { margin-top: 17px; } } .jss312 *:last-child { margin-bottom: 0; } .jss312 span { display: block; } .jss312 p { margin-top: 0; margin-bottom: 16px; } .jss312 p:first-of-type { margin-top: 0; } .jss312 ul { margin-top: 16px; margin-left: 0; padding-left: 16px; } .jss312 ul li { padding-left: 3px; } .jss312 a { color: #003574; } @media (max-width:639.95px) { .jss312 ul li { padding-left: 0; } } .jss312 ul li:not(:last-of-type) { margin-bottom: 0; padding-bottom: 7px; } @media (max-width:639.95px) { .jss312 ul { margin: 8px 0; max-width: 100%; } } .jss312 p:last-of-type { margin-bottom: 8px; } .jss293 { margin-top: 25px; font-weight: 300; line-height: 20px; } @media (min-width:640px) { .jss293 { margin-top: 40px; line-height: 22px; margin-bottom: 13px; } } .jss294 { text-align: center; } .jss295 { width: fit-content; margin: 0 auto; display: flex; padding: 6px; background: #F2F2F2; align-items: center; border-radius: 10px; justify-content: center; } @media (max-width:639.95px) { .jss295 { width: 100%; padding: 4px; } } .jss296 { border: 1px solid transparent; margin: 0; display: flex; padding: 11px 33px; position: relative; font-size: 16px; text-align: center; line-height: 1; white-space: normal; border-radius: 10px; } @media (max-width:639.95px) { .jss296 { width: 50%; padding: 15px 10px 10px 10px; min-width: 33.33%; min-height: 64px; line-height: 1.2; } } .jss296::after { left: 50%; width: 0; bottom: 0; height: 0; content: ""; display: none; position: absolute; transform: translate(-50%, 8px); border-color: inherit; border-style: solid; border-width: 8px 7.5px 0 7.5px; border-top-color: #fff; border-left-color: transparent; border-right-color: transparent; border-bottom-color: transparent; } .jss297 { border: 1px solid #E5E5E5; background: #fff; box-shadow: 0px 12px 20px #00000014; } .jss297::after { display: block; } .jss298 { margin-top: 40px; } @media (max-width:639.95px) { .jss298 { margin-top: 18px; } } .jss299 { margin: 0 auto; max-width: 870px; } .jss300 { max-width: 100%; margin-top: 36px; } @media (max-width:639.95px) { .jss300 { margin-top: 32px; } } .jss300.tabsContainer--single { margin-top: 44px; } @media (max-width:639.95px) { .jss300.tabsContainer--single { margin-top: 22px; } } .jss302 { clip: rect(0, 0, 0, 0) !important; width: 1px !important; border: 0 !important; height: 1px !important; margin: -1px !important; padding: 0 !important; overflow: hidden !important; position: absolute !important; clip-path: inset(50%) !important; white-space: nowrap !important; } .jss303 { margin-top: 16px; align-items: center; } .jss304 { margin-top: 8px; font-weight: 300; margin-bottom: 16px; } .jss305 { min-width: 100%; } @media (min-width:640px) { .jss305 { min-width: 240px; } } .jss290 { font-size: 24px; margin-top: 0; font-family: pkobp,Helvetica,Arial,sans-serif; font-weight: 400; line-height: 32px; margin-bottom: 15px; } @media (min-width:900px) { .jss290 { font-size: 40px; line-height: 1.2; } } .jss290 a { color: inherit; text-decoration: none; } @media (min-width:640px) { .jss290 { margin-bottom: 20px; } } @media (min-width:1024px) { .jss290 { font-size: 32px; line-height: 40px; margin-bottom: 40px; } } .jss291 { margin: 0 auto; max-width: 870px; margin-top: 22px; letter-spacing: 0; } @media (max-width:639.95px) { .jss291 { font-size: 16px; margin-top: 23px; font-weight: 300; letter-spacing: 0px; } } .jss291 a { color: #003574; font-size: 16px; } .jss291 .pkobp-button { padding: 13px 32px; font-size: 16px; min-width: 240px; margin-top: 0; margin-bottom: 0; letter-spacing: 0; } @media (max-width:639.95px) { .jss291 .pkobp-button { width: 100%; } } .jss400 { display: flex; flex-wrap: wrap; align-items: center; } .jss401 { width: 40px; height: 40px; display: block; padding: calc((40px - 24px)/2); } .jss401 svg { fill: #B7B7B7; width: 24px; height: 24px; } .jss401:hover svg { fill: #939393; } .jss401:not(:last-of-type) { margin-right: 16px; } @media (min-width:1280px) { .jss401:not(:last-of-type) { margin-right: 8px; } } .jss193 { z-index: 3; position: relative; } .jss194 { max-width: 810px; } .jss195 { color: #636363; width: 285px; border: 1px solid #F2F2F2; height: 40px; outline: none; padding: 14px 72px 14px 14px; z-index: 4; position: relative; font-size: 16px; background: #F2F2F2; transition: border-color 300ms cubic-bezier(0.4, 0, 0.2, 1) 0ms,background 300ms cubic-bezier(0.4, 0, 0.2, 1) 0ms,color 300ms cubic-bezier(0.4, 0, 0.2, 1) 0ms; caret-color: #003574; font-family: pkobp,Helvetica,Arial,sans-serif; border-radius: 8px; } .jss195::placeholder { color: #636363; font-size: 14px; font-weight: 400; } .jss195:hover { color: #000000; border: 1px solid #003574; background: #fff; font-weight: 400; } @media (max-width:1023.95px) { .jss195 { width: 100%; height: 48px; padding: 17px 36px 14px 47px; } } .jss196 { color: #000000; border: 1px solid #003574; background: #fff; font-weight: 400; } .jss197 { width: 100%; height: 48px; padding: 17px 96px 14px 16px; } .jss197::placeholder { font-size: 16px; } .jss198 { width: 32px; border: none; cursor: pointer; height: 32px; display: inline-block; opacity: 1; padding: 0; z-index: 4; position: absolute; background: transparent; margin-top: calc((40px - 32px)/2); transition: opacity 300ms cubic-bezier(0.4, 0, 0.2, 1) 0ms; margin-bottom: calc((40px - 32px)/2); } .jss198>svg { width: 32px; height: 32px; } @media (max-width:1023.95px) { .jss198 { right: 0; margin-top: calc((48px - 32px)/2); margin-right: 12px; } } @media (min-width:1024px) { .jss198 { right: 0; margin-right: 48px; } } .jss199 { opacity: 0; } .jss200 { right: 0; margin-top: calc((48px - 32px)/2); margin-right: 72px; } .jss201 { top: 0; right: 47px; width: 24px; border: none; cursor: pointer; height: 24px; display: block; opacity: 1; padding: 0; z-index: 4; position: absolute; background: transparent; margin-top: calc((40px - 24px)/2); transition: opacity 300ms cubic-bezier(0.4, 0, 0.2, 1) 0ms; border-right: solid 1px #E5E5E5; margin-bottom: calc((40px - 32px)/2); padding-right: 35px; } .jss201>svg { fill: #B7B7B7; width: 24px; height: 24px; } @media (max-width:1023.95px) { .jss201 { right: 0; margin-top: calc((48px - 24px)/2); border-right: unset; margin-right: 8px; padding-right: 28px; } } .jss201:hover>svg { fill: #003574; } .jss202 { opacity: 0; } .jss203 { right: 0; margin-top: calc((48px - 24px)/2); border-right: none; margin-right: 61px; } .jss204 { top: 0; fill: #003574; width: 32px; border: none; cursor: pointer; height: 32px; display: inline-block; padding: 0; z-index: 4; position: absolute; background: transparent; margin-top: calc((40px - 32px)/2); transition: opacity 300ms cubic-bezier(0.4, 0, 0.2, 1) 0ms; margin-bottom: calc((40px - 32px)/2); } .jss204>svg { width: 32px; height: 32px; } @media (max-width:1023.95px) { .jss204 { left: 0; margin-top: calc((48px - 32px)/2); margin-left: 8px; } } @media (min-width:1024px) { .jss204 { right: 0; margin-top: 5px; margin-right: 8px; } } .jss205 { right: 0; margin-top: calc((48px - 32px)/2); margin-right: 12px; } .jss206 { right: 0; width: 1px; height: 24px; content: ''; z-index: 4; position: absolute; margin-top: calc((48px - 24px)/2); border-left: 1px solid #E5E5E5; margin-right: 56px; } @keyframes jss208 { 0% { opacity: 0; } 100% { opacity: 1; } } @media (max-width:1023.95px) { .jss209 { margin-top: 22px; } } @media (min-width:1024px) { .jss209 { top: -8px; left: -8px; height: 0; display: flex; z-index: 0; overflow: hidden; position: absolute; animation: jss208 .5s cubic-bezier(0.4, 0, 0.2, 1); } } @media (min-width:1024px) { .jss210 { width: calc(100% + 8px + 8px); border: 1px solid #E5E5E5; height: auto; padding: 18px 8px; z-index: 2; max-width: calc(810px + 8px + 8px); background: #fff; box-shadow: 0px 16px 32px #00000029; max-height: calc(100vh - 100px); min-height: 100px; padding-top: 65px; border-radius: 12px; } } .jss211 { width: 100%; overflow: auto; max-height: 100%; } .jss211::-webkit-scrollbar { width: 3px; cursor: grab; } .jss211::-webkit-scrollbar-track { border: 1px solid white; background-color: #E5E5E5; } .jss211::-webkit-scrollbar-thumb { border-radius: 9px; background-color: #003574; } .jss211::-webkit-scrollbar-thumb:hover { cursor: grab; } .jss211::-webkit-scrollbar-thumb:active { cursor: grabbing; } .jss24 { display: block; } .jss24 .logo__dontdisplay { display: none !important; } @media (max-width:1023.95px) { .jss24 { width: 100px; height: 48px; } .menu__forCompanies .jss24 { width: 88px; height: 38px; } } @media (min-width:1024px) { .jss24 { width: 64px; height: 79px; } .menu__forCompanies .jss24 { width: 124px; height: 54px; } } .jss24 img.no-next-image-classname { max-width: 100%; max-height: 100%; } @media (max-width:1023.95px) { .jss24 * { height: 100% !important; } } .menu__scrolled .jss25 { width: 120px; height: 48px; } .menu__scrolled .jss25 .next-image-classname { max-height: 100%; } .menu__scrolled .jss25 .next-image-classname>span { width: 120px !important; height: 48px !important; } .jss51 { color: #000000; cursor: pointer; display: flex; padding: 0 1px; align-items: center; line-height: 1; text-decoration: none; } @media (max-width:1023.95px) { .jss51 { height: 48px; } } @media (min-width:1024px) { .jss51 { height: 40px; margin-right: -10px; border-radius: 10px; padding-right: 10px; } .menu__forCompanies:not(.menu__scrolled) .jss51 { margin-left: 42px; } @media (min-width:1024px) and (max-width:1198.95px) { .menu__forCompanies:not(.menu__scrolled) .jss51 { margin-left: 16px; } } } .jss51:hover { color: #003574; } .jss51>svg { transition: transform 300ms cubic-bezier(0.4, 0, 0.2, 1) 0ms; } @media (max-width:1023.95px) { .jss51>svg { width: 48px; height: 48px; } } @media (min-width:1024px) { .jss51>svg { width: 32px; height: 32px; } } @media (max-width:1023.95px) { .jss52 { margin-left: 7px; } } @media (min-width:1024px) { .jss52 { margin-left: 20px; } } .jss53 { font-size: 14px; margin-top: 4px; line-height: 1; margin-left: 7px; } .menu__forCompanies:not(.menu__scrolled) .jss53 { margin-left: 6px; } @media (min-width:1024px) and (max-width:1198.95px) { .menu__forCompanies:not(.menu__scrolled) .jss53 { display: none; } } .jss112 { overflow: auto; } @media (max-width:1023.95px) { .jss112 { max-height: calc(100vh - 60px - 48px); } } @media (min-width:1024px) { .jss112 { left: 0; width: 100%; position: absolute; max-height: calc(100vh - 136px + 24px); } } @media (min-width:1024px) { .jss113 { max-height: calc(100vh - 64px + 15px); } } @media (max-width:1023.95px) { .jss114 { padding-bottom: 16px; } .jss114>div { padding: 0; } .jss114>div>div { padding: 0; } } @media (min-width:1024px) { .jss114 { background: #fff; border-bottom: 1px solid #E5E5E5; padding-bottom: 32px; } } @media (max-width:1023.95px) { .jss115 { max-width: 100%; } } .jss116 { padding-left: 0; } @media (max-width:1023.95px) { .jss116 { margin: 0; max-width: 100%; } } @media (min-width:1280px) { .jss116 { padding-top: 30px; } } .jss104>ul { margin: 0; padding: 0; } .jss105 { top: 4px; width: 24px; border: none; cursor: pointer; height: 16px; display: inline-flex; padding: 0; position: relative; background: transparent; align-items: center; margin-left: 4px; justify-content: center; } .jss105::after { display: none !important; } .jss106 { display: inline-block; } .jss106:not(:first-of-type) { margin-left: 40px; } .jss106>.menu-position-item { color: inherit; cursor: pointer; display: inline-block; z-index: 2; position: relative; font-size: 18px; line-height: 24px; text-decoration: none; } .jss106>.menu-position-item span { position: relative; } .jss106>.menu-position-item span::after { left: 51%; right: 51%; height: 4px; content: ""; display: block; opacity: 0; outline: none !important; position: absolute; transform: skew(0) translate3d(0, 0, 0); background: #003574; margin-top: calc((40px / 2) - (4px / 2) + 1px); border-radius: 20px 0; -moz-transform: skew(0) translate3d(0, 0, 0); transition-delay: 0.2s; -webkit-transform: skew(0) translate3d(0, 0, 0); transition-duration: 0.2s; transition-property: left, right, opacity, transform; -webkit-transition-delay: 0.2s; transition-timing-function: ease-out; -webkit-transition-duration: 0.2s; -webkit-transition-property: left, right, opacity, transform; -webkit-transition-timing-function: ease-out; } .jss106 .dropdownLayer { opacity: 0; z-index: -1; box-shadow: 0 16px 16px #00000014; visibility: hidden; padding-top: 24px; transition-delay: 0.2s; transition-duration: 0.2s; transition-property: opacity, visibility; -webkit-transition-delay: 0.2s; transition-timing-function: ease-in-out; -webkit-transition-duration: 0.2s; -webkit-transition-property: opacity, visibility; -webkit-transition-timing-function: ease-in-out; } .jss106:hover { color: #003574; } .jss106:hover>.menu-position-item span::after { left: 0; right: 0; opacity: 1; outline: none !important; transform: skew(-15deg) translate3d(0, 0, 0); -moz-transform: skew(-15deg) translate3d(0, 0, 0); -webkit-transform: skew(-15deg) translate3d(0, 0, 0); } .jss106:hover>.menu-position-item:focus span::after { outline: none !important; } .menu__forCompanies:not(.menu__scrolled) .jss106>.menu-position-item span::after { margin-top: 28px; } .jss106>.menu-position-item:focus-visible span { line-height: 1.25; } @media (min-width:1024px) and (max-width:1080.95px) { .jss106:not(:first-of-type) { margin-left: 24px; } } .jss107 { color: #003574; } .jss107>.menu-position-item span::after { left: 0; right: 0; opacity: 1; outline: none !important; transform: skew(-15deg) translate3d(0, 0, 0); -moz-transform: skew(-15deg) translate3d(0, 0, 0); -webkit-transform: skew(-15deg) translate3d(0, 0, 0); } .jss108 .dropdownLayer { opacity: 1; visibility: visible; } .jss108 .jss105 svg { transform: rotate(180deg); } .jss108>.menu-position-item::after { right: 27px; } .jss109:not(:first-of-type) { margin-left: 32px; } .jss109>.menu-position-item { font-size: 16px; } .jss109 .dropdownLayer { margin-top: 2px; padding-top: 15px; } .jss109 .jss105 { margin-left: 4px; } .jss109>.menu-position-item span::after { margin-top: 14px; } @media (min-width:1024px) and (max-width:1080.95px) { .jss109:not(:first-of-type) { margin-left: 16px; } } .jss110 .jss105 svg { transition-delay: 0.2s; transition-duration: 0.2s; transition-property: transform; -webkit-transition-delay: 0.2s; transition-timing-function: ease-out; -webkit-transition-duration: 0.2s; -webkit-transition-property: transform; -webkit-transition-timing-function: ease-out; } .jss111>.menu-position-item { color: #2E7D49; } .jss111:hover>.menu-position-item { color: #003574; } body { padding-bottom: 73px; } .jss82 { left: 0; width: 100%; bottom: 0; z-index: 1023; position: fixed; background: #fff; border-top: 1px solid #D5D5D5; box-shadow: 0px 0px 12px #00000029; } .workspaceMode .jss82 { bottom: initial; z-index: 0; position: relative; } .withPinnedPOI .jss82 { visibility: hidden; } .jss83 { margin: 0; padding: 0 5px; } .jss84 { display: flex; justify-content: space-around; } .jss85 { color: inherit; width: 70px; display: flex; padding: 1px; position: relative; font-size: 12px; text-align: center; align-items: center; line-height: 1; margin-bottom: 4px; flex-direction: column; text-decoration: none; } .jss85 span { word-break: break-word; } .jss85 svg { fill: #636363; } .jss85::after { left: 51%; right: 51%; width: 64%; height: 4px; content: ""; display: block; opacity: 0; position: absolute; transform: skew(-15deg); background: #003574; margin-top: -3px; border-radius: 20px 0; -moz-transform: skew(-15deg); -webkit-transform: skew(-15deg); transition-duration: 0.2s; transition-property: left, right, opacity; transition-timing-function: ease-out; -webkit-transition-duration: 0.2s; -webkit-transition-property: left, right, opacity; -webkit-transition-timing-function: ease-out; } .jss85:hover { color: #003574; } .jss85:hover svg { fill: #003574; } .jss85:hover::after { left: 17%; right: unset; opacity: 1; } .jss85 svg * { fill: inherit !important; stroke: inherit !important; } .jss86 { color: #003574 !important; } .jss86 svg { fill: #003574 !important; } .jss86::after { left: 17%; right: unset; opacity: 1; } .jss87 { color: #2E7D49; } .jss87 svg { fill: #2E7D49; } .jss88 { width: 32px; height: 32px; overflow: hidden; margin-top: 4px; margin-bottom: 6px; } .jss88 img { max-width: 100%; } .jss88 svg { width: 32px; height: 32px; max-width: 100%; } .jss230 { width: 100%; display: block; overflow: hidden; } @media (max-width:1023.95px) { .jss230 { margin-bottom: 20px; } } @media (min-width:1024px) { .jss230 { display: flex; padding: initial; } } .jss230.slide--fullWidth { background-size: cover; background-repeat: no-repeat; background-position: center center; } @media (min-width:1280px) { .jss230.slide--fullWidth { min-height: 580px; } } @media (max-width:1023.95px) { .jss231 { max-width: unset; } } @media (max-width:1023.95px) { .jss232 { display: flex; flex-direction: column; } } .jss232.jss232 .sectionheader__title { margin-top: 43px; } .jss232 .jss237 { max-width: 390px; flex-shrink: 0; padding-right: 60px; } .jss232 .jss239 ul[style="list-style-type: checks;"] { padding-left: 26px; } @media (max-width:1023.95px) { .jss232 .jss233 { order: 2; } } .jss232 .jss239 ul[style="list-style-type: checks;"] li { margin-bottom: 17px; } @media (max-width:1023.95px) { .jss232 .jss239 ul[style="list-style-type: checks;"] li { margin-bottom: 15px; } } @media (max-width:1279.95px) { .jss232 .jss237 { max-width: 320px; padding-right: 30px; } } @media (max-width:1023.95px) { .jss232 .jss237 { max-width: unset; padding-right: 0px; } } @media (max-width:1023.95px) { .jss232.jss232 .sectionheader__title { font-size: 24px; margin-top: 0px; line-height: 32px; margin-bottom: 15px; } } .jss233 { flex: 1; display: flex; position: relative; } @media (min-width:1024px) { .jss233 { padding-top: 40px; padding-bottom: 40px; } } @media (min-width:1280px) { .jss233 { padding-top: 40px; padding-bottom: 40px; } } @media (min-width:640px) { .jss234 { margin: 0 auto; max-width: 708px; } } @media (min-width:1024px) { .jss234 { margin: unset; max-width: 50%; padding-left: 15px; padding-right: 15px; } } @media (min-width:1280px) { .jss234 { padding-top: 44px; padding-left: 14px; padding-right: unset; } } @media (min-width:1024px) { .jss235 { padding-top: 128px; } } @media (min-width:1024px) { .jss236 { padding-bottom: 144px; } } .jss237 { width: 100%; margin-top: 13px; text-align: center; } @media (min-width:1024px) { .jss237 { align-self: center; margin-top: 0; text-align: start; padding-right: 20px; } } .jss237 li { text-align: start; } .jss237 .sectionheader__supertitle { margin-bottom: 0; } .jss237 .sectionheader__title { font-size: 24px; max-width: none; margin-top: 0; font-family: pkobp,Helvetica,Arial,sans-serif; font-weight: 400; line-height: 32px; margin-bottom: 14px; } .jss237 .sectionheader__subtitle { display: block; font-size: 11px; line-height: 1; margin-bottom: 4px; letter-spacing: 1.65px; } .jss237 button:focus-visible { border: 2px solid #000 !important; outline: none; } @media (min-width:1024px) { .jss237 .sectionheader__title, .jss237 .sectionheader__supertitle, .jss237 .sectionheader__subtitle { text-align: left; } } @media (min-width:1024px) { .jss237 .sectionheader__subtitle { margin-bottom: 18px; } } @media (min-width:900px) { .jss237 .sectionheader__title { font-size: 48px; line-height: 1.1666666666666667; } } .jss237 .sectionheader__title a { color: inherit; text-decoration: none; } @media (min-width:640px) { .jss237 .sectionheader__title { margin-bottom: 18px; } } @media (min-width:1024px) { .jss237 .sectionheader__title { font-size: 48px; line-height: 56px; margin-bottom: 26px; } } @media (min-width:1024px) { .jss237 .sectionheader__supertitle { margin-bottom: 14px; } } @media (max-width:639.95px) { .jss238 { margin-top: 20px; } } .jss238 .pkobp-wysiwyg ul[style="list-style-type: checks;"] { padding-left: 25px; } @media (max-width:639.95px) { .jss238 .pkobp-wysiwyg ul[style="list-style-type: checks;"] { padding-left: 26px; } .jss238 .pkobp-wysiwyg ul[style="list-style-type: checks;"] li { margin-bottom: 16px; } } @media (min-width:1024px) { .jss238 .pkobp-wysiwyg ul[style="list-style-type: checks;"] li { margin-bottom: 20px; } } .jss239 { font-size: 16px; margin-top: 0; font-weight: 300; line-height: 20px; } @media (min-width:1024px) { .jss239 { margin-top: 24px; line-height: 24px; } } .jss239>p { margin: 0; } .jss240 { order: 2; height: auto; padding: 13px 0px 0px 0px; align-self: center; text-align: center; align-items: center; justify-content: center; } .jss240.jss241 img, .jss240.jss242 img, .jss240.jss241 .next-image-classname, .jss240.jss242 .next-image-classname { width: auto !important; min-width: auto !important; object-fit: unset !important; } @media (min-width:640px) { .jss240 { padding: 8px 0px; } } @media (min-width:1024px) { .jss240 { padding: 0; text-align: right; justify-content: right; } .jss240 .next-image-classname { line-height: 0; } .jss240.jss228 { min-width: 509px; min-height: 448px; } .jss240.jss227 { min-width: 524px; min-height: 584px; } .jss240.jss227.jss241, .jss240.jss227.jss242 { min-width: 524px; min-height: 584px; } .jss240.jss227 img, .jss240.jss227 .next-image-classname img { max-width: 524px !important; max-height: 584px !important; line-height: 0; } .jss240.jss227.jss241 .next-image-classname, .jss240.jss227.jss242 .next-image-classname { margin: 56px 0; padding: 0; } .jss240.jss227.jss241 img, .jss240.jss227.jss242 img, .jss240.jss227.jss241 .next-image-classname img, .jss240.jss227.jss242 .next-image-classname img { margin: 56px 0; padding: 0; max-width: 524px !important; max-height: 472px !important; } .jss240.jss228 img, .jss240.jss228 .next-image-classname img { max-width: 509px !important; max-height: 448px !important; } .jss240.jss228.jss241 img, .jss240.jss228.jss242 img, .jss240.jss228.jss241 .next-image-classname, .jss240.jss228.jss242 .next-image-classname { margin: 36px 0; padding: 0; } } @media (min-width:1280px) { .jss240.jss228 { min-width: 600px; } .jss240.jss227 { min-width: 705px; } .jss240.jss227.jss241, .jss240.jss227.jss242 { min-width: 705px; } .jss240.jss227 img, .jss240.jss227 .next-image-classname img { max-width: 705px !important; } .jss240.jss227.jss241 img, .jss240.jss227.jss242 img, .jss240.jss227.jss241 .next-image-classname img, .jss240.jss227.jss242 .next-image-classname img { max-width: 600px !important; } .jss240.jss228 img, .jss240.jss228 .next-image-classname img { max-width: 600px !important; } } .jss240.jss229 { margin: 0 -16px; padding: 0; } .jss240 .no-next-image-classname { max-width: 100%; max-height: 140px; } .jss240 .next-image-classname img { height: 100% !important; max-width: 100% !important; max-height: 152px !important; } @media (min-width:640px) { .jss240 .next-image-classname img { max-width: 706px !important; max-height: 272px !important; } } @media (min-width:640px) { .jss240 .no-next-image-classname { max-width: 706px; max-height: 272px; } } @media (min-width:640px) { .jss240.jss229 { margin: 0 -30px; } } .jss240.jss229 img, .jss240.jss229 .next-image-classname img { width: 100vw !important; max-width: unset !important; max-height: unset !important; } .jss241 { padding: 0; margin-top: 20px; margin-bottom: 13px; } @media (min-width:1024px) { .jss241 { margin: 0; } } .jss241 img { border-radius: 20px; } @media (min-width:640px) { .jss241 img { border-radius: 50px; } } .jss242 img { border-radius: 25px 0 25px 0; } @media (min-width:640px) { .jss242 img { border-radius: 50px 0 50px 0; } } .jss243 img { border-radius: 0; } .jss244 { width: 100%; display: inline-flex; margin-top: 8px; align-items: center; flex-direction: column; } @media (min-width:640px) { .jss244 { width: auto; display: flex; margin-top: 24px; flex-direction: row-reverse; justify-content: center; } } @media (min-width:1024px) { .jss244 { margin-top: 38px; flex-direction: row; justify-content: flex-start; } } .jss244 a, .jss244 button { width: 100%; margin: 0; display: block; overflow: hidden; max-width: 100%; min-width: 136px; white-space: nowrap; text-overflow: ellipsis; } .jss244 a:focus-visible, .jss244 button:focus-visible { border: 2px solid #000; outline: none; } @media (max-width:639.95px) { .jss244 a:nth-of-type(2), .jss244 button:nth-of-type(2) { margin-top: 12px; } } @media (min-width:640px) { .jss244 a, .jss244 button { width: 232px; margin-right: 30px; } .jss244 a:nth-of-type(1), .jss244 button:nth-of-type(1) { margin-right: 0; } } @media (min-width:1024px) { .jss244 a, .jss244 button { width: 210px; } .jss244 a:nth-of-type(1), .jss244 button:nth-of-type(1) { margin-right: 30px; } .jss244 a:nth-of-type(2), .jss244 button:nth-of-type(2) { margin-right: 0; } } @media (max-width:639.95px) { .jss245 { margin-top: 6px; } } @media (min-width:1024px) { .jss245 { margin-top: 40px; } } .jss245 a, .jss245 button { width: 188px; } @media (min-width:640px) { .jss245 a, .jss245 button { width: 180px; } } .jss246 { display: flex; align-items: start; padding-top: 20px; justify-content: start; } @media (min-width:640px) { .jss246 { padding-top: 40px; } } .jss246 svg { width: 24px; height: 24px; margin-top: -1px; } .jss247 { color: #636363; width: calc(100% - 24px); font-size: 14px; text-align: left; line-height: 1.5; padding-top: 1px; padding-left: 8px; } .jss247 a { color: #003574; text-underline-offset: 2px; } .jss247 a:hover { color: #001E4B; } .jss248 { width: 330px; display: flex; align-items: center; justify-content: center; } @media (max-width:1279.95px) { .jss248 { width: 320px; } } @media (max-width:1023.95px) { .jss248 { order: 1; width: 100%; display: flex; align-items: center; justify-content: center; } } .jss248 .next-image-classname { display: flex; align-items: center; justify-content: center; } .jss248 img { width: 100%; } @media (max-width:1023.95px) { .jss248 img { width: auto; max-height: 112px; } } .jss249 { order: 3; width: 390px; border: solid 1px #E5E5E5; position: relative; max-height: 536px; flex-shrink: 0; margin-left: 60px; border-radius: 16px; } @media (max-width:1279.95px) { .jss249 { width: 320px; margin-left: 30px; } } @media (max-width:1023.95px) { .jss249 { width: 100%; border: unset; margin-top: 72px; max-height: unset; margin-left: 0px; } } .jss221 { position: relative; } @media (max-width:639.95px) { .jss221.multiple .slick-list { min-height: 375px; } } .jss222 { margin: 0 auto; max-width: 1507px; } .jss223 { user-select: text; } .jss223.draggable { user-select: none; } .jss223 .slick-dots { margin-top: 0; margin-bottom: 0; } .jss223 .slick-slide { visibility: hidden; } .jss223 .slick-slide.slick-active { visibility: visible; } .jss224 { position: relative; } .jss224::before { inset: 50% 0 0; width: 100vw; height: 1px; content: ""; position: absolute; transform: translateX(-50%); background: #E5E5E5; margin-left: 50%; } .jss224 .slick-dots li { display: flex; } .jss225 { display: flex; position: relative; background: #ffffff; align-items: center; } .jss226 { border: 0; padding: 5px; margin-top: 3px; background-color: transparent; } .jss226 svg { fill: #003574; } .jss192 { position: relative; } .jss26 { border: none; height: 48px; margin: 0; display: inline-block; padding: 0; background: none; } .jss26 svg { fill: #003574; } .jss27 { margin-top: -5px; } @media (max-width:1023.95px) { .jss28 .MuiPaper-root { width: 100%; } } .jss15 { color: #000000; padding: 0; font-size: 14px; font-family: pkobp,Helvetica,Arial,sans-serif; letter-spacing: 0; text-transform: none; } .jss15:focus-visible { outline: solid 2px #000000; } .jss15 svg { fill: #003574; margin-left: 2px; } @media (min-width:1280px) { .jss15:hover { color: #003574; background-color: transparent; } } @media (max-width:1279.95px) { .jss16 { border: none; background-color: #00000066; } } .jss17 { border: 1px solid #D5D5D5; padding: 16px 16px 8px 16px; box-shadow: 0px 10px 16px #00000029; border-radius: 10px; } @media (max-width:1279.95px) { .jss17 { top: initial !important; left: 0 !important; right: 0 !important; width: 100%; bottom: 0; padding: 16px; max-width: 100% !important; max-height: fit-content !important; border-bottom-left-radius: 0; border-bottom-right-radius: 0; } .jss17>ul { max-height: calc(48px * 6); } } @media (min-width:1280px) { .jss17 { transform: translate(-24px,-45px); } } .jss17>ul { padding: 0; } @media (min-width:1280px) { .jss18 { transform: translate(-22px, -6px); } } @media (max-width:1279.95px) { .jss19 { box-shadow: inset 0 -15px 15px -15px #D5D5D5; } } .jss20 .jss21 { padding: 13px 11px; } @media (min-width:1280px) { .jss20 .jss21 { padding: 5px 7px 6px 7px; } } .jss21 { color: #000000; padding: 13px 8px; font-size: 16px; font-family: pkobp,Helvetica,Arial,sans-serif; border-radius: 8px; } .jss21:hover { background-color: #F2F2F2; } @media (min-width:1280px) { .jss21 { margin: 1px 0; padding: 5px 7px 6px 7px; font-size: 14px; border-radius: 4px; } } .jss22 { font-weight: bold; background-color: #F2F2F2 !important; } .jss23 > nav > button > svg { margin-left: -2px; } .jss10 { line-height: 1; margin-left: 1px; } @media (max-width:1023.95px) { .jss10 { display: flex; justify-self: end; justify-content: flex-end; } } @media (max-width:1023.95px) { .jss11 { height: 40px; padding: 0 16px; align-items: center; } } .jss12 { color: inherit; padding: 1px; font-size: 14px; text-decoration: none; } @media (max-width:1023.95px) { .jss12 { width: 50%; display: inline-block; padding: 13px; text-align: center; border-top-left-radius: 8px; border-top-right-radius: 8px; } .jss12:hover { background: #fff; } } @media (min-width:1024px) { .jss12 { line-height: 24px; } .jss12:not(:first-of-type) { margin-left: 48px; } .jss12:hover { color: #636363; } } @media (max-width:1023.95px) { .jss13 { background: #fff; } } @media (min-width:1024px) { .jss13 { color: #636363; } } .jss14 { color: #000; width: auto; display: flex; align-items: center; line-height: 20px; justify-content: start; } @media (max-width:1023.95px) { .jss14 { padding: 9px 17px; } } .jss14 > svg { margin-left: 2px; } .jss14:hover { color: inherit; } .jss89 { background: #fff; transition: box-shadow .2s ease-in-out; border-bottom: 1px solid #E5E5E5; } .jss89.menu__scrolled { box-shadow: 0px 3px 40px #0000001F; border-bottom: 1px solid #D5D5D5; } .jss89.menu_withoutShadow { box-shadow: none; } @media (max-width:1023.95px) { .jss89 { display: none; } } .jss90 { margin: auto; display: flex; max-width: 1230px; padding-top: 20px; justify-content: space-between; } @media (max-width:1259.95px) { .jss90 { padding-left: 15px; padding-right: 15px; } } .menu__scrolled .jss90 { max-height: 64px; padding-top: 0; } .jss91 { display: flex; justify-content: space-between; } .jss92 { margin-top: 9px; margin-right: 72px; margin-bottom: 27px; } @media (min-width:1024px) and (max-width:1080.95px) { .jss92 { margin-right: 32px; } } .menu__forCompanies .jss92 { margin-top: 0px; margin-right: 56px; margin-bottom: 21px; } .menu__scrolled .jss92 { margin-top: 8px; margin-right: 64px; margin-bottom: 8px; } @media (max-width:1149.95px) { .menu__scrolled .jss92 { margin-right: 24px !important; } } @media (min-width:1024px) and (max-width:1080.95px) { .menu__scrolled .jss92 { margin-right: 16px !important; } } @media (min-width:1024px) and (max-width:1080.95px) { .menu__forCompanies .jss92 { margin-right: 32px; } } .jss94 { height: 24px; margin: 10px 0; } .jss95 { margin-top: 36px; } .menu__forCompanies .jss95 { margin-top: 22px; } .menu__scrolled .jss95 { margin-top: 24px; } .jss97 { display: flex; position: relative; align-items: center; margin-bottom: 20px; } .jss98 { width: 100%; justify-content: flex-end; } .jss99 { margin-right: 29px; } .jss100 { margin-top: 6px; min-height: 27px; margin-bottom: 7px; } .jss101 { height: 40px; margin: 0; padding: 14px 25px 12px 26px; font-size: 14px; min-width: unset; min-height: unset; margin-left: 45px; } .jss101:focus { background: #CC7A09; } .jss102 { margin: 12px 0; display: flex; justify-content: flex-end; } .menu__forCompanies:not(.menu__scrolled) .jss102 { margin-top: 11px; } .jss103 { display: flex; align-items: center; } @media (min-width:1024px) { .jss2 { display: none; } } .jss4 { background: #F2F2F2; padding-top: 1px; } .jss5 { display: flex; align-items: center; padding-right: 16px; justify-content: space-between; } .jss6 { background: #F2F2F2; border-bottom: 1px solid #E5E5E5; } .jss7 { display: flex; } .jss8 { display: flex; padding: 8px 7px 8px 16px; background: #fff; justify-content: space-between; } .jss9 { border-top-left-radius: 16px; border-top-right-radius: 16px; } @media (min-width:1280px) { .jss393 { display: flex; flex-wrap: nowrap; align-items: center; justify-content: flex-end; } } .jss394 { width: 100%; display: flex; margin-bottom: 28px; justify-content: center; } @media (min-width:640px) { .jss394 { margin-bottom: 22px; } } @media (min-width:1280px) { .jss394 { order: 2; width: auto; min-width: 330px; margin-bottom: 0; justify-content: end; } } .jss395 { width: 100%; display: flex; } @media (min-width:640px) { .jss395 { text-align: center; justify-content: center; } } @media (max-width:639.95px) { .jss395 { flex-direction: column-reverse; } } @media (min-width:1280px) { .jss395 { order: 1; margin-top: 0; text-align: left; justify-content: flex-start; } } .jss396 { color: #636363; margin: 0; display: inline; font-size: 14px; font-weight: 400; } @media (max-width:639.95px) { .jss396 { display: block; text-align: center; } .jss396:nth-of-type(1) { margin-top: 12px; } } @media (min-width:640px) { .jss396:nth-of-type(2) { margin-left: 48px; } } .jss396:nth-of-type(2) a { color: #636363; text-decoration: unset; } .jss396:nth-of-type(2):hover { color: #003574; } .jss396:nth-of-type(2) a:hover { color: #003574; } .jss397 { display: flex; margin-bottom: 32px; justify-content: center; } @media (min-width:1280px) { .jss397 { order: 3; margin-left: 48px; margin-bottom: 0; } } .jss398 { width: 100%; display: flex; margin-top: 30px; justify-content: center; } @media (min-width:640px) { .jss398 { margin-top: 26px; } } @media (min-width:1280px) { .jss398 { order: 3; width: auto; margin-top: 0; margin-left: 48px; margin-bottom: 0; } } .jss399 { width: fit-content; border: 1px solid #D5D5D5; height: 40px; margin: 0; display: flex; padding: 8px 20px 8px 12px; font-size: 14px; min-width: 118px; transition: background-color 300ms cubic-bezier(0.4, 0, 0.2, 1) 0ms; align-items: center; border-radius: 8px; } .jss399>svg { margin-top: -2px; margin-right: 8px; } .jss399:hover { color: #000; background: #F9F9F9; } .jss126 { color: inherit; border: 1px solid #E5E5E5; display: block; padding: 20px; box-shadow: 0px 3px 12px transparent; transition: box-shadow 300ms cubic-bezier(0.4, 0, 0.2, 1) 0ms; border-radius: 8px; text-decoration: none; } @media (min-width:1024px) { .jss126 { padding: 26px 20px; border-radius: 12px; } } @media (min-width:1024px) { .jss127:hover { box-shadow: 0px 3px 12px #00000029; border-color: #D5D5D5; } } .jss128:hover { box-shadow: none; } .jss128::before { border-color: transparent !important; } .jss129::before { border-color: transparent !important; } .jss130 { color: #fff; background: #003574; border-color: #003574; } .jss130:hover { box-shadow: none; } .jss131 { color: #fff; background: #3074D5; border-color: #3074D5; } .jss131:hover { box-shadow: none; } .jss132 { background: #F2F2F2; border-color: #F2F2F2; } .jss132:hover { box-shadow: none; } .jss133 { color: #fff; background: #DB912C; border-color: #DB912C; } .jss133:hover { box-shadow: none; } .jss134 { border-color: #003574; } .jss134:hover { border-color: #003574; } .jss135 { border-color: #CA171D; } .jss135:hover { border-color: #CA171D; } .jss136 { border-color: #DB912C; } .jss136:hover { border-color: #DB912C; } .jss137 { border-color: #2E7D49; } .jss137:hover { border-color: #2E7D49; } .jss138 { position: relative; } .jss138::before { width: 0; height: 0; content: ""; display: block; position: absolute; border-color: inherit; border-style: solid; } .jss139::before { top: 50%; left: 0; transform: translate(-8px, -50%); border-width: 7.5px 8px 7.5px 0; border-top-color: transparent; border-left-color: transparent; border-bottom-color: transparent; } .jss140::before { top: 50%; right: 0; transform: translate(8px, -50%); border-width: 7.5px 0 7.5px 8px; border-top-color: transparent; border-right-color: transparent; border-bottom-color: transparent; } .jss141::before { top: 0; left: 50%; transform: translate( -50%, -8px); border-width: 0 7.5px 8px 7.5px; border-top-color: transparent; border-left-color: transparent; border-right-color: transparent; } .jss142::before { left: 50%; bottom: 0; transform: translate(-50%, 8px); border-width: 8px 7.5px 0 7.5px; border-left-color: transparent; border-right-color: transparent; border-bottom-color: transparent; } .jss143 { width: 100%; cursor: pointer; background: none; text-align: left; } .jss54 .MuiPaper-root { max-width: 1020px; } .jss55 { margin-top: -10px; } .jss55>p { font-size: 18px; font-family: pkobp,Helvetica,Arial,sans-serif; font-weight: 400; line-height: 1.3333333333333333; } @media (min-width:900px) { .jss55>p { font-size: 24px; line-height: 1.3333333333333333; } } .jss55>p a { color: inherit; text-decoration: none; } @media (max-width:639.95px) { .jss56 { padding: 20px 16px; margin-right: 0; } } .jss57 { margin-top: 8px; } @media (min-width:640px) { .jss57 { margin-top: 0; } } @media (min-width:1024px) { .jss57 { width: 100%; padding: 0 85px 0 80px; margin-top: -10px; } } @media (min-width:1024px) { .jss58 { margin-top: -20px; } } @media (min-width:640px) { .jss58 .jss62 { padding-bottom: 5px; } } @media (min-width:640px) { .jss58 .jss70 { margin-top: 34px; margin-bottom: 40px; } } .jss59 { margin-bottom: 20px; } @media (min-width:1024px) { .jss59 { margin-bottom: 16px; } } .jss60 { padding: 19px; } @media (min-width:640px) { .jss60 { height: 100%; display: flex; padding: 24px 20px; } } @media (max-width:639.95px) { .jss61 { margin-top: 16px; } } .jss62 { display: flex; justify-content: space-between; } @media (max-width:639.95px) { .jss62 { align-items: center; } } @media (min-width:640px) { .jss62 { flex-direction: column; } } .jss63 { width: 120px; height: 24px; } @media (min-width:1024px) { .jss63 { width: 160px; height: 32px; } } .jss64 { background: url(/_next/static/media/ipko.afafa3ee.svg) no-repeat; background-size: 50%; background-position-y: 50%; } .jss65 { background: url(/_next/static/media/ipkobiznes.7256b9c3.svg) no-repeat; background-size: 95%; } .jss66 { margin-top: 19px; line-height: 18px; margin-bottom: 19px; } .jss67 { font-size: 14px; font-weight: 300; line-height: 20px; } .jss68 { color: #003574; text-decoration: none; } @media (min-width:640px) { .jss68 { margin-left: 5px; } } .jss69 { margin: 0; font-size: 16px; } .jss70 { margin-top: 36px; margin-bottom: 84px; } @media (min-width:640px) { .jss70 { margin-top: 42px; margin-bottom: 40px; } } .jss71 { gap: 16px; display: flex; flex-wrap: wrap; margin-top: 20px; align-items: center; } @media (min-width:640px) { .jss71 { gap: 20px; margin-top: 17px; } } .jss72 { width: calc(50% - 8px); height: 56px; } @media (min-width:640px) { .jss72 { width: calc(20% - 16px); height: 80px; } } .jss73 { height: 100%; display: flex; padding: 1px; align-items: center; padding-top: 4px; border-radius: 8px; justify-content: center; } .jss73 div { text-align: center !important; } .jss73 img { max-width: 100%; transform: scale(0.7); max-height: 100%; } .jss73 .next-image-classname span { width: 132px !important; height: 52px !important; } @media (min-width:640px) { .jss73 .next-image-classname span { width: 142px !important; height: 76px !important; } } .jss74 { transform: translateY(-40px); margin-top: 90px; transition: transform 300ms ease 0ms; } @media (min-width:640px) { .jss74 { margin-top: 84px; } } .jss75 { font-size: 16px; } @media (min-width:1024px) { .jss75 { font-size: 18px; } } .jss117 { list-style-type: none; } @media (max-width:1279.95px) { .jss118.jss118 { border: none; height: 100%; padding: 16px; min-height: 92px; border-bottom: 1px solid #E5E5E5; border-radius: 0; } } @media (min-width:1280px) { .jss118.jss118 { height: 132px; display: flex; padding: 32px 20px; align-items: center; justify-content: flex-start; } } @media (max-width:1023.95px) { .jss118.jss118 { padding: 12px 0 11px 0; min-height: unset; } } .jss119 { display: flex; align-items: center; justify-content: space-between; } @media (min-width:1280px) { .jss120 { padding-left: 26px; } } .jss121 { display: flex; align-items: center; } .jss122 { width: 48px; height: 48px; flex-shrink: 0; margin-right: 16px; } .jss122 .no-next-image-classname { width: 100%; height: 100%; } .jss123 { color: #000000; margin: 0; font-size: 18px; line-height: 1; } @media (max-width:1023.95px) { .jss123 { font-size: 16px; } } @media 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d="M23.333-399A3.42,3.42,0,0,0,20-395.667a3.428,3.428,0,0,0,2.5,3.2v.962a1.667,1.667,0,0,0,1.667,1.667v-2.629a3.428,3.428,0,0,0,2.5-3.2A3.42,3.42,0,0,0,23.333-399Zm0,5a1.757,1.757,0,0,1-1.667-1.667,1.757,1.757,0,0,1,1.667-1.667A1.757,1.757,0,0,1,25-395.667,1.757,1.757,0,0,1,23.333-394Z" transform="translate(-11.667 414.833)" fill="#003574"></path></g></g></svg> </a></div></div></div></div><nav class="jss82 MuiBox-root css-0" role="navigation" aria-label="Nawigacja w menu głównym, pozycje podrzędne"><ul class="jss83 MuiBox-root css-0"><li class="jss84 MuiBox-root css-0"><a class="jss85" data-cy="MenuNestedPositions--position-nested-mobile-start--link" id="nav-full-ba3ef72c27ba-men-33039-pos-lvl-2-0" href="https://www.pkobp.pl"><div class="jss88 MuiBox-root css-0"><svg aria-hidden="true" xmlns="http://www.w3.org/2000/svg" width="96" height="96" viewBox="0 0 96 96"><g transform="translate(-1774 -767)"><g transform="translate(1478 -421)"><path data-name="Path 1284" d="M376,1268H350v-24H338v24H312v-32h-8l40-28.5,40,28.5h-8Zm-22-4h18v-32l-28-19.5L316,1232v32h18v-24h20Z" fill="inherit"></path></g><rect width="96" height="96" transform="translate(1774 767)" fill="inherit" opacity="0"></rect></g></svg></div><span>Start</span></a><a class="jss85" data-cy="MenuNestedPositions--position-nested-mobile-0--link" id="nav-full-ba3ef72c27ba-men-33039-pos-lvl-2-df4e0f210f55" href="https://www.pkobp.pl/klient-indywidualny/oferta"><div class="jss88 MuiBox-root css-0"><svg aria-hidden="true" xmlns="http://www.w3.org/2000/svg" width="96" height="96" viewBox="0 0 96 96"><g transform="translate(-120 -765)"><g transform="translate(-96 1330)"><path data-name="Path 2144" d="M260-525h4a4,4,0,0,1,4-4,4,4,0,0,1,4,4h4a8,8,0,0,0-8-8A8,8,0,0,0,260-525Z" fill="inherit"></path><path data-name="Path 2145" d="M243.888-521A3.831,3.831,0,0,1,240-525a3.625,3.625,0,0,1,3.631-4c.085,0,.283-.006.369,0v-4a7.763,7.763,0,0,0-8,7.433c0,.151,0,.3,0,.454l0,30.233a10.077,10.077,0,0,0,10.116,9.844L296-485v-36ZM292-489H246.353A6.145,6.145,0,0,1,240-494.884v-23.14A7.266,7.266,0,0,0,243.888-517H292Z" fill="inherit"></path><path data-name="Path 2146" d="M280-505h-8v4h12S284-505,280-505Z" fill="inherit"></path><path data-name="Path 2147" d="M284-525v-20H266.828L252-530.172V-525h-4v-24h40v24Zm-32-20v9.172L261.172-545Z" fill="inherit"></path></g><rect width="96" height="96" transform="translate(120 765)" fill="inherit" opacity="0"></rect></g></svg></div><span>Oferta</span></a><a class="jss85" data-cy="MenuNestedPositions--position-nested-mobile-1--link" id="nav-full-ba3ef72c27ba-men-33039-pos-lvl-2-c48705207c33" href="/[...*]"><div class="jss88 MuiBox-root css-0"><svg aria-hidden="true" xmlns="http://www.w3.org/2000/svg" width="32" height="32" viewBox="0 0 32 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24"><defs><style>.a{fill:rgba(242,242,242,0);}.b{fill:#003574;stroke:#003574;stroke-width:0.5px;}</style></defs><g transform="translate(24) rotate(90)"><g transform="translate(4 32) rotate(-90)"><rect class="a" width="24" height="24" transform="translate(8 -4)"></rect><path class="b" d="M15.2,8.86l-3.924,3.963L7.263,8.86a1.323,1.323,0,0,0-1.871,0l4.949,4.9.935.935.936-.935,4.859-4.9A1.322,1.322,0,0,0,15.2,8.86Z" transform="translate(8.769 -3.583)"></path></g></g></svg></div></div></a></div></li><li class="MuiGrid-root MuiGrid-item MuiGrid-grid-xs-12 MuiGrid-grid-lg-4 jss117 css-tpn07s"><div class="MuiBox-root css-0" data-cy="MenuDropdownTile-3"><a class="jss126 jss127 jss118" data-cy="MenuDropdownTile-3--card--link" id="nav-full-ba3ef72c27ba-men-33039-pos-lvl-3-50f1d5e9662a" href="https://www.pkobp.pl/klient-indywidualny/ubezpieczenia"><div class="jss119 MuiBox-root css-0"><div class="jss121 MuiBox-root css-0"><div class="MuiBox-root css-0"><p class="jss145 jss123" 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data-cy="MenuDropdownTile-0--card--link" id="nav-full-ba3ef72c27ba-men-33039-pos-lvl-3-faacc8002b7e" href="https://www.pkobp.pl/klient-indywidualny/aplikacja-iko-ipko/aplikacja-mobilna-iko"><div class="jss119 MuiBox-root css-0"><div class="jss121 MuiBox-root css-0"><div class="MuiBox-root css-0"><p class="jss145 jss123" data-cy="Headline-MenuDropdownTile-0--label">Aplikacja mobilna IKO</p></div></div><div class="jss125 MuiBox-root css-0"><svg aria-hidden="true" xmlns="http://www.w3.org/2000/svg" width="24" height="24" viewBox="0 0 24 24"><defs><style>.a{fill:rgba(242,242,242,0);}.b{fill:#003574;stroke:#003574;stroke-width:0.5px;}</style></defs><g transform="translate(24) rotate(90)"><g transform="translate(4 32) rotate(-90)"><rect class="a" width="24" height="24" transform="translate(8 -4)"></rect><path class="b" d="M15.2,8.86l-3.924,3.963L7.263,8.86a1.323,1.323,0,0,0-1.871,0l4.949,4.9.935.935.936-.935,4.859-4.9A1.322,1.322,0,0,0,15.2,8.86Z" transform="translate(8.769 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width="24" height="24" transform="translate(8 -4)"></rect><path class="b" d="M15.2,8.86l-3.924,3.963L7.263,8.86a1.323,1.323,0,0,0-1.871,0l4.949,4.9.935.935.936-.935,4.859-4.9A1.322,1.322,0,0,0,15.2,8.86Z" transform="translate(8.769 -3.583)"></path></g></g></svg></div></div></a></div></li><li class="MuiGrid-root MuiGrid-item MuiGrid-grid-xs-12 MuiGrid-grid-lg-4 jss117 css-tpn07s"><div class="MuiBox-root css-0" data-cy="MenuDropdownTile-2"><a class="jss126 jss127 jss118" data-cy="MenuDropdownTile-2--card--link" id="nav-full-ba3ef72c27ba-men-33039-pos-lvl-3-fce6ad746ed4" href="https://www.pkobp.pl/klient-indywidualny/aplikacja-iko-ipko/aplikacja-pko-junior"><div class="jss119 MuiBox-root css-0"><div class="jss121 MuiBox-root css-0"><div class="MuiBox-root css-0"><p class="jss145 jss123" data-cy="Headline-MenuDropdownTile-2--label">Aplikacja PKO Junior</p></div></div><div class="jss125 MuiBox-root css-0"><svg aria-hidden="true" xmlns="http://www.w3.org/2000/svg" width="24" height="24" viewBox="0 0 24 24"><defs><style>.a{fill:rgba(242,242,242,0);}.b{fill:#003574;stroke:#003574;stroke-width:0.5px;}</style></defs><g transform="translate(24) rotate(90)"><g transform="translate(4 32) rotate(-90)"><rect class="a" width="24" height="24" transform="translate(8 -4)"></rect><path class="b" d="M15.2,8.86l-3.924,3.963L7.263,8.86a1.323,1.323,0,0,0-1.871,0l4.949,4.9.935.935.936-.935,4.859-4.9A1.322,1.322,0,0,0,15.2,8.86Z" transform="translate(8.769 -3.583)"></path></g></g></svg></div></div></a></div></li><li class="MuiGrid-root MuiGrid-item MuiGrid-grid-xs-12 MuiGrid-grid-lg-4 jss117 css-tpn07s"><div class="MuiBox-root css-0" data-cy="MenuDropdownTile-3"><a class="jss126 jss127 jss118" data-cy="MenuDropdownTile-3--card--link" id="nav-full-ba3ef72c27ba-men-33039-pos-lvl-3-4851c10b80db" href="https://www.pkobp.pl/klient-indywidualny/aplikacja-iko-ipko/wyprobuj"><div class="jss119 MuiBox-root css-0"><div class="jss121 MuiBox-root css-0"><div class="MuiBox-root css-0"><p class="jss145 jss123" data-cy="Headline-MenuDropdownTile-3--label">Na próbę</p></div></div><div class="jss125 MuiBox-root css-0"><svg aria-hidden="true" xmlns="http://www.w3.org/2000/svg" width="24" height="24" viewBox="0 0 24 24"><defs><style>.a{fill:rgba(242,242,242,0);}.b{fill:#003574;stroke:#003574;stroke-width:0.5px;}</style></defs><g transform="translate(24) rotate(90)"><g transform="translate(4 32) rotate(-90)"><rect class="a" width="24" height="24" transform="translate(8 -4)"></rect><path class="b" d="M15.2,8.86l-3.924,3.963L7.263,8.86a1.323,1.323,0,0,0-1.871,0l4.949,4.9.935.935.936-.935,4.859-4.9A1.322,1.322,0,0,0,15.2,8.86Z" transform="translate(8.769 -3.583)"></path></g></g></svg></div></div></a></div></li><li class="MuiGrid-root MuiGrid-item MuiGrid-grid-xs-12 MuiGrid-grid-lg-4 jss117 css-tpn07s"><div class="MuiBox-root css-0" data-cy="MenuDropdownTile-4"><a class="jss126 jss127 jss118" data-cy="MenuDropdownTile-4--card--link" id="nav-full-ba3ef72c27ba-men-33039-pos-lvl-3-2934005e8821" href="https://www.pkobp.pl/klient-indywidualny/aplikacja-iko-ipko/eurzad"><div class="jss119 MuiBox-root css-0"><div class="jss121 MuiBox-root css-0"><div class="MuiBox-root css-0"><p class="jss145 jss123" data-cy="Headline-MenuDropdownTile-4--label">e-Urząd</p></div></div><div class="jss125 MuiBox-root css-0"><svg aria-hidden="true" xmlns="http://www.w3.org/2000/svg" width="24" height="24" viewBox="0 0 24 24"><defs><style>.a{fill:rgba(242,242,242,0);}.b{fill:#003574;stroke:#003574;stroke-width:0.5px;}</style></defs><g transform="translate(24) rotate(90)"><g transform="translate(4 32) rotate(-90)"><rect class="a" width="24" height="24" transform="translate(8 -4)"></rect><path class="b" d="M15.2,8.86l-3.924,3.963L7.263,8.86a1.323,1.323,0,0,0-1.871,0l4.949,4.9.935.935.936-.935,4.859-4.9A1.322,1.322,0,0,0,15.2,8.86Z" transform="translate(8.769 -3.583)"></path></g></g></svg></div></div></a></div></li><li class="MuiGrid-root 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xmlns="http://www.w3.org/2000/svg" width="96" height="96" viewBox="0 0 96 96"><g transform="translate(-1774 -767)"><g transform="translate(1478 -421)"><path data-name="Path 1284" d="M376,1268H350v-24H338v24H312v-32h-8l40-28.5,40,28.5h-8Zm-22-4h18v-32l-28-19.5L316,1232v32h18v-24h20Z" fill="#003574"></path></g><rect width="96" height="96" transform="translate(1774 767)" fill="inherit" opacity="0"></rect></g></svg></a><svg aria-hidden="true" xmlns="http://www.w3.org/2000/svg" width="12" height="12" viewBox="0 0 24 24"><path fill="#818181" d="M8.59,16.58L13.17,12L8.59,7.41L10,6L16,12L10,18L8.59,16.58Z"></path></svg><a class="jss218" data-cy="Breadcrumbs--item" id="bd-col-ae220638f534-bc-31882-l-1" href="/[...*]">Kontakt i pomoc</a><svg aria-hidden="true" xmlns="http://www.w3.org/2000/svg" width="12" height="12" viewBox="0 0 24 24"><path fill="#818181" d="M8.59,16.58L13.17,12L8.59,7.41L10,6L16,12L10,18L8.59,16.58Z"></path></svg><span class="jss218 jss220" aria-current="location" title="Aktualna lokalizacja">Obsługujemy w języku migowym</span></nav></div></div></section><section class="MuiBox-root css-j1fy4m"><div class=" MuiBox-root css-qjhgjx"><div class="MuiBox-root css-0" style="padding-top:0px;padding-bottom:24px" data-snippet="snippet"><div class="jss221 single MuiBox-root css-0" id="bd-col-eb1039a07137-hb-31883"><div class="jss230 slide--short MuiBox-root css-0" id="bd-col-eb1039a07137-hb-31883-pos-6fa0ed114dcb"><div class="jss233 jss240 jss243 jss228 MuiBox-root css-0"><div class="next-image-classname jss250"><span style="box-sizing:border-box;display:inline-block;overflow:hidden;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;position:relative;max-width:100%"><span style="box-sizing:border-box;display:block;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;max-width:100%"><img style="display:block;max-width:100%;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0" alt="" aria-hidden="true" src="data:image/svg+xml,%3csvg%20xmlns=%27http://www.w3.org/2000/svg%27%20version=%271.1%27%20width=%27600%27%20height=%27448%27/%3e"/></span><img alt="Migam - obsługa w PKO Banku Polskim" title="Migam - obsługa w PKO Banku Polskim" _loading="eager" srcSet="/api/public/8aec13d7-42cf-45f2-8d8e-a6f5fa9dbfa0.png 1x, /api/public/8aec13d7-42cf-45f2-8d8e-a6f5fa9dbfa0.png 2x" src="/api/public/8aec13d7-42cf-45f2-8d8e-a6f5fa9dbfa0.png" decoding="async" data-nimg="intrinsic" class="jss252" style="position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;height:0;min-width:100%;max-width:100%;min-height:100%;max-height:100%"/></span></div></div><div class="jss233 MuiBox-root css-0"><div class="jss237 MuiBox-root css-0"><div class="MuiBox-root css-0"><h1 class="jss154 sectionheader__title jss259 jss255" data-cy="SectionHeader--subtitle" id="">Obsługujemy w języku migowym</h1></div><div class="pkobp-wysiwyg pkobp-wysiwyg__isNotWorkspace jss239" style="word-break:break-word">Zapraszamy do oddziałów i agencji banku, w których można skorzystać z usługi MIGAM – tłumacz online, dzięki któremu nasi niesłyszący i niedosłyszący klienci mogą bezpośrednio przy stanowisku bankowym porozmawiać z doradcą o swoich finansach używając języka migowego.</div><div class="jss244 MuiBox-root css-0"><button class="jss173 jss174 HeroCtaBtn" data-cy="Button-Połącz_z_tłumaczem" type="button" tabindex="0" id="bd-col-eb1039a07137-hb-31883-pos-6fa0ed114dcb-btn-31888"><span>Połącz z tłumaczem</span></button></div></div></div></div></div></div></div></section><section class="MuiBox-root css-j1fy4m"><div class=" MuiBox-root css-qjhgjx"><div class="MuiBox-root css-0" style="padding-top:56px;padding-bottom:56px" data-snippet="snippet"><div class="jss267"><div class="pkobp-wysiwyg pkobp-wysiwyg__isNotWorkspace" style="word-break:break-word" id="bd-col-4766bb8793f0-wswg-31893"><div style="text-align:center">W PKO Banku Polskim dbamy o swoich klientów. Szacuje się, że liczba osób z dysfunkcją słuchu w Polsce wynosi ok. 500 tys. Osoby te borykają się z poważną barierą komunikacyjną w miejscach użyteczności publicznej, ponieważ język migowy ma inną gramatykę i składnię, co sprawia, że tradycyjne informacje tekstowe mogą być dla części z nich niezrozumiałe.</div></div></div></div></div></section><section class="MuiBox-root css-j1fy4m"><div class=" MuiBox-root css-qjhgjx"><div class="MuiBox-root css-0" style="padding-top:56px;padding-bottom:56px" data-snippet="snippet"><div class="jss268 jss270 MuiBox-root css-0" id="bd-col-fe299f83bc49-vid-31894"><div class="jss272 jss274 MuiBox-root css-0"><div class="next-image-classname jss250 jss251"><span style="box-sizing:border-box;display:block;overflow:hidden;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;position:absolute;top:0;left:0;bottom:0;right:0"><img title="Migam" _loading="lazy" src="data:image/gif;base64,R0lGODlhAQABAIAAAAAAAP///yH5BAEAAAAALAAAAAABAAEAAAIBRAA7" decoding="async" data-nimg="fill" class="jss252 jss253" style="position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;height:0;min-width:100%;max-width:100%;min-height:100%;max-height:100%"/><noscript><img title="Migam" _loading="lazy" sizes="100vw" srcSet="/api/public/5e33b8eb-7e7d-475d-9e9a-89aff6e74411.png 640w, /api/public/5e33b8eb-7e7d-475d-9e9a-89aff6e74411.png 750w, /api/public/5e33b8eb-7e7d-475d-9e9a-89aff6e74411.png 828w, /api/public/5e33b8eb-7e7d-475d-9e9a-89aff6e74411.png 1080w, /api/public/5e33b8eb-7e7d-475d-9e9a-89aff6e74411.png 1200w, /api/public/5e33b8eb-7e7d-475d-9e9a-89aff6e74411.png 1920w, /api/public/5e33b8eb-7e7d-475d-9e9a-89aff6e74411.png 2048w, /api/public/5e33b8eb-7e7d-475d-9e9a-89aff6e74411.png 3840w" src="/api/public/5e33b8eb-7e7d-475d-9e9a-89aff6e74411.png" decoding="async" data-nimg="fill" style="position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;height:0;min-width:100%;max-width:100%;min-height:100%;max-height:100%" class="jss252 jss253" loading="lazy"/></noscript></span></div><div class="jss281 MuiBox-root css-0"><button class="jss282" id="bd-col-fe299f83bc49-vid-31894-btn"><svg xmlns="http://www.w3.org/2000/svg" width="25" height="35" viewBox="0 0 25 35" class="jss283"><path id="Polygon_1" data-name="Polygon 1" d="M15.862,2.341a2,2,0,0,1,3.277,0L32.8,21.853A2,2,0,0,1,31.159,25H3.841A2,2,0,0,1,2.2,21.853Z" transform="translate(25) rotate(90)" fill="#fff"></path></svg></button></div></div><div class="jss276 MuiBox-root css-0"><div class="MuiBox-root css-0"><h2 class="jss155 jss278" data-cy="Video--title">Jak działa tłumacz Migam online?</h2></div></div></div></div></div></section><section class="MuiBox-root css-j1fy4m"><div class=" MuiBox-root css-qjhgjx"><div class="MuiBox-root css-0" style="padding-top:56px;padding-bottom:56px" data-snippet="snippet"><div class="MuiBox-root css-0" id="bd-col-5d9e73b416ea-tab-31898"><h2 class="jss155 jss290" style="text-align:center" data-cy="Tabs-Taby--title"><span data-cy="Tabs-Taby--title" id="bd-col-5d9e73b416ea-tab-31898-title">Jak skorzystać z usługi tłumacz Migam?</span></h2><div class="jss292 MuiBox-root css-0"><div class="MuiBox-root css-0"><div class="jss299 jss298 jss300 tabsContainer--single MuiBox-root css-0"><div class="jss301 MuiBox-root css-0" id="bd-col-5d9e73b416ea-tab-31898-elem-9b0ec4dd03cf" data-cy="TabsItem--tab-content" role="tabpanel" aria-labeledby="bd-col-5d9e73b416ea-tab-31898-btn-9b0ec4dd03cf"><div class="jss207"><h3 class="jss156" data-cy="Headline-">Połączenie w placówce</h3></div><div class="MuiBox-root css-0" style="opacity:0;visibility:visible"><ul class="jss306 MuiBox-root css-0" data-cy="TabsStep--container"><li class="jss307 MuiBox-root css-0" data-cy="TabsStep--item-0"><div class="jss308 MuiBox-root css-0"></div><div class="jss309 MuiBox-root css-0" data-cy="TabsStep--order">1</div><div class="jss310 MuiBox-root css-0"><h4 class="jss157 jss311" data-cy="TabsStep--title">Odwiedź najbliższy oddział lub agencję PKO Banku Polskiego</h4></div></li><li class="jss307 MuiBox-root css-0" data-cy="TabsStep--item-1"><div class="jss308 MuiBox-root css-0"></div><div class="jss309 MuiBox-root css-0" data-cy="TabsStep--order">2</div><div class="jss310 MuiBox-root css-0"><h4 class="jss157 jss311" data-cy="TabsStep--title">Pokaż pracownikowi znak pomocy osobom z wadą słuchu</h4></div></li><li class="jss307 MuiBox-root css-0" data-cy="TabsStep--item-2"><div class="jss308 MuiBox-root css-0"></div><div class="jss309 MuiBox-root css-0" data-cy="TabsStep--order">3</div><div class="jss310 MuiBox-root css-0"><h4 class="jss157 jss311" data-cy="TabsStep--title">Na telefonie wpisz w przeglądarce www.pkobp.pl/migam</h4><div class="jss312 MuiBox-root css-0"><div class="pkobp-wysiwyg pkobp-wysiwyg__isNotWorkspace" style="word-break:break-word">Na stronie kliknij w przycisk „Połącz z tłumaczem”</div></div></div></li><li class="jss307 MuiBox-root css-0" data-cy="TabsStep--item-3"><div class="jss309 MuiBox-root css-0" data-cy="TabsStep--order">4</div><div class="jss310 MuiBox-root css-0"><h4 class="jss157 jss311" data-cy="TabsStep--title">Wyraź zgody na dostęp przeglądarki do kamery i mikrofonu urządzenia, a następnie poczekaj na połączenie video z tłumaczem języka migowego</h4></div></li></ul><div class="jss303 css-j7qwjs"></div></div></div></div></div></div></div></div></div></section><section class="MuiBox-root css-j1fy4m"><div class=" MuiBox-root css-qjhgjx"><div class="MuiBox-root css-0" style="padding-top:56px;padding-bottom:56px" data-snippet="snippet"><div class="jss313 MuiBox-root css-0" data-cy="SnippetAccordion--container" id="bd-col-09f8e3086a2f-an-31905"><div class="jss314 MuiBox-root css-0"><h2 class="jss155 jss316" style="text-align:center" data-cy="Headline-SnippetAccordion--title"><span>Wymagania techniczne</span></h2></div><ul class="MuiBox-root css-0"><li class="jss320 MuiBox-root css-0"><div class="MuiPaper-root MuiPaper-elevation MuiPaper-rounded MuiPaper-elevation1 MuiAccordion-root jss321 MuiAccordion-rounded MuiAccordion-gutters css-152tkn5" data-cy="SnippetAccordion--position-0--accordion"><div class="MuiButtonBase-root MuiAccordionSummary-root jss323 jss324 MuiAccordionSummary-gutters css-1iji0d4" tabindex="0" role="button" aria-expanded="false" id="bd-col-09f8e3086a2f-an-31905-pos-8daaf7204b61" aria-label="Zwiń lub rozwiń sekcję "><div class="MuiAccordionSummary-content jss325 MuiAccordionSummary-contentGutters css-17o5nyn"><h3 class="jss156 jss329 jss330" data-cy="Headline-SnippetAccordion--position-0--accordion-title" name="SnippetAccordion--position-0--accordion-title"><span>Jakie wymagania musi spełnić mój telefon, aby skorzystać z usługi Migam?</span></h3></div><div class="MuiAccordionSummary-expandIconWrapper jss326 css-1fx8m19"><div class="jss331"><svg aria-hidden="true" xmlns="http://www.w3.org/2000/svg" width="24" height="24" viewBox="0 0 24 24"><defs><style>.a{fill:rgba(242,242,242,0);}.b{fill:#003574;stroke:#003574;stroke-width:0.5px;}</style></defs><g transform="translate(24) rotate(90)"><g transform="translate(4 32) rotate(-90)"><rect class="a" width="24" height="24" transform="translate(8 -4)"></rect><path class="b" d="M15.2,8.86l-3.924,3.963L7.263,8.86a1.323,1.323,0,0,0-1.871,0l4.949,4.9.935.935.936-.935,4.859-4.9A1.322,1.322,0,0,0,15.2,8.86Z" transform="translate(8.769 -3.583)"></path></g></g></svg></div></div></div><div class="MuiCollapse-root MuiCollapse-vertical MuiCollapse-hidden css-a0y2e3" style="min-height:0px"><div class="MuiCollapse-wrapper MuiCollapse-vertical css-hboir5"><div class="MuiCollapse-wrapperInner MuiCollapse-vertical css-8atqhb"><div aria-labelledby="bd-col-09f8e3086a2f-an-31905-pos-8daaf7204b61" role="region" class="MuiAccordion-region"><div class="MuiAccordionDetails-root jss327 jss328 css-u7qq7e" role="section"><div class="pkobp-wysiwyg pkobp-wysiwyg__isNotWorkspace" style="word-break:break-word"><div class="snippet-wysiwyg js-snippet-wysiwyg wysiwyg text " data-info="snippet-wysiwyg"> <div id="warunki" class="js-short-title" data-short-title="Warunki techniczne"> <p><strong>Minimalne warunki techniczne:</strong> każde urządzenie mobilne z dostępem do internetu oraz kamerą przednią i mikrofonem, aktualna przeglądarka Chrome, Firefox, Safari</p> </div> </div> <div class="snippet-wysiwyg js-snippet-wysiwyg wysiwyg text " data-info="snippet-wysiwyg"> <p><strong>Rekomendowane warunki techniczne:</strong> każde urządzenie mobilne z dostępem do Internetu oraz kamerą przednią i mikrofonem, aktualna wersja przeglądarki Chrome</p> </div></div></div></div></div></div></div></div></li><li class="jss320 MuiBox-root css-0"><div class="MuiPaper-root MuiPaper-elevation MuiPaper-rounded MuiPaper-elevation1 MuiAccordion-root jss321 MuiAccordion-rounded MuiAccordion-gutters css-152tkn5" data-cy="SnippetAccordion--position-1--accordion"><div class="MuiButtonBase-root MuiAccordionSummary-root jss323 jss324 MuiAccordionSummary-gutters css-1iji0d4" tabindex="0" role="button" aria-expanded="false" id="bd-col-09f8e3086a2f-an-31905-pos-09f6773d6c62" aria-label="Zwiń lub rozwiń sekcję "><div class="MuiAccordionSummary-content jss325 MuiAccordionSummary-contentGutters css-17o5nyn"><h3 class="jss156 jss329 jss330" data-cy="Headline-SnippetAccordion--position-1--accordion-title" name="SnippetAccordion--position-1--accordion-title"><span>Co zrobić, jak usługa Migam nie działa?</span></h3></div><div class="MuiAccordionSummary-expandIconWrapper jss326 css-1fx8m19"><div class="jss331"><svg aria-hidden="true" xmlns="http://www.w3.org/2000/svg" width="24" height="24" viewBox="0 0 24 24"><defs><style>.a{fill:rgba(242,242,242,0);}.b{fill:#003574;stroke:#003574;stroke-width:0.5px;}</style></defs><g transform="translate(24) rotate(90)"><g transform="translate(4 32) rotate(-90)"><rect class="a" width="24" height="24" transform="translate(8 -4)"></rect><path class="b" d="M15.2,8.86l-3.924,3.963L7.263,8.86a1.323,1.323,0,0,0-1.871,0l4.949,4.9.935.935.936-.935,4.859-4.9A1.322,1.322,0,0,0,15.2,8.86Z" transform="translate(8.769 -3.583)"></path></g></g></svg></div></div></div><div class="MuiCollapse-root MuiCollapse-vertical MuiCollapse-hidden css-a0y2e3" style="min-height:0px"><div class="MuiCollapse-wrapper MuiCollapse-vertical css-hboir5"><div class="MuiCollapse-wrapperInner MuiCollapse-vertical css-8atqhb"><div aria-labelledby="bd-col-09f8e3086a2f-an-31905-pos-09f6773d6c62" role="region" class="MuiAccordion-region"><div class="MuiAccordionDetails-root jss327 jss328 css-u7qq7e" role="section"><div class="pkobp-wysiwyg pkobp-wysiwyg__isNotWorkspace" style="word-break:break-word"><p>Jeżeli nie możesz połączyć się z Tłumaczem MIGAM wykonaj poniższe kroki:</p> <ul> <li>Sprawdź, czy masz zainstalowaną najnowszą wersję przeglądarki Chrome (wejdź do sklepu właściwego dla Twojego urządzenia, wpisz Chrome i wybierz <strong>Pobierz</strong> lub <strong>Aktualizuj</strong>)</li> <li>Sprawdź, czy przeglądarka ma dostęp do kamery i mikrofonu (Ustawienia/Aplikacje/Chrome/Uprawnienia aplikacji/włączone Aparat i Mikrofon)</li> <li>Sprawdź, czy Twój telefon ma dostęp do internetu. - minimalne wymaganie dla łącza internetowego 5 Mb/s</li> </ul> <p> </p> <div style="text-align:center"><iframe src="https://www.youtube.com/embed/4y_jnMg_Hh8" width="560" height="314" allowfullscreen=""></iframe> </div></div></div></div></div></div></div></div></li></ul></div></div></div></section><section class="MuiBox-root css-j1fy4m"><div class=" MuiBox-root css-qjhgjx"><div class="MuiBox-root css-0" style="padding-top:56px;padding-bottom:56px" 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/api/public/ea2f8fe4-e84e-4461-b86a-f260ff95f808.png 1080w, /api/public/ea2f8fe4-e84e-4461-b86a-f260ff95f808.png 1200w, /api/public/ea2f8fe4-e84e-4461-b86a-f260ff95f808.png 1920w, /api/public/ea2f8fe4-e84e-4461-b86a-f260ff95f808.png 2048w, /api/public/ea2f8fe4-e84e-4461-b86a-f260ff95f808.png 3840w" src="/api/public/ea2f8fe4-e84e-4461-b86a-f260ff95f808.png" decoding="async" data-nimg="fill" style="position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;height:0;min-width:100%;max-width:100%;min-height:100%;max-height:100%" class="jss252 jss253" loading="lazy"/></noscript></span></div></div><div class="jss340 MuiBox-root css-0"><div class="jss152 jss341" data-cy="Banner--title">DOSTĘP ONLINE DO BANKU</div><p class="jss145 jss343" data-cy="Banner--subtitle">Sprawdź, jak wiele zrobisz samodzielnie w serwisie iPKO i aplikacji IKO</p></div></a></div></div></section><section class="MuiBox-root css-j1fy4m"><div class=" MuiBox-root css-qjhgjx"><div class="MuiBox-root css-0" style="padding-top:0px;padding-bottom:24px" data-snippet="snippet"><div class="jss267"><div class="pkobp-wysiwyg pkobp-wysiwyg__isNotWorkspace" style="word-break:break-word" id="bd-col-f1a264107539-wswg-31917"><p>Usługa tłumacza migowego online została wdrożona przez PKO Bank Polski we współpracy z MIGAM S.A.</p></div></div></div></div></section></main><footer role="footer" id="footer"><section class="MuiBox-root css-j1fy4m"><div class=" MuiBox-root css-qjhgjx"><div class="MuiBox-root css-0" style="padding-top:0px;padding-bottom:20px" data-snippet="snippet"><div class="jss350" data-cy="Infoline-Infolinia" id="ft-col-951acac73385-nfo-6946"><div class="jss351"></div><nav class="jss352 MuiBox-root css-0" role="navigation" style="background-image:url(/api/public/8c76593d-8281-44b5-b8ef-8d3250bc2cf9.png)" aria-label="Nawigacja w odnośnikach do kontaktu"><div class="jss355"><p class="jss145 jss353" 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style="position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;height:0;min-width:100%;max-width:100%;min-height:100%;max-height:100%"/><noscript><img _loading="lazy" sizes="100vw" srcSet="/api/public/e692441d-c437-45f3-9fee-c57fc5530730.svg 640w, /api/public/e692441d-c437-45f3-9fee-c57fc5530730.svg 750w, /api/public/e692441d-c437-45f3-9fee-c57fc5530730.svg 828w, /api/public/e692441d-c437-45f3-9fee-c57fc5530730.svg 1080w, /api/public/e692441d-c437-45f3-9fee-c57fc5530730.svg 1200w, /api/public/e692441d-c437-45f3-9fee-c57fc5530730.svg 1920w, /api/public/e692441d-c437-45f3-9fee-c57fc5530730.svg 2048w, /api/public/e692441d-c437-45f3-9fee-c57fc5530730.svg 3840w" src="/api/public/e692441d-c437-45f3-9fee-c57fc5530730.svg" decoding="async" data-nimg="fill" 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style="position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;height:0;min-width:100%;max-width:100%;min-height:100%;max-height:100%"/><noscript><img _loading="lazy" sizes="100vw" srcSet="/api/public/d59d4675-2d5f-403f-8e12-9d8d06928b92.svg 640w, /api/public/d59d4675-2d5f-403f-8e12-9d8d06928b92.svg 750w, /api/public/d59d4675-2d5f-403f-8e12-9d8d06928b92.svg 828w, /api/public/d59d4675-2d5f-403f-8e12-9d8d06928b92.svg 1080w, /api/public/d59d4675-2d5f-403f-8e12-9d8d06928b92.svg 1200w, /api/public/d59d4675-2d5f-403f-8e12-9d8d06928b92.svg 1920w, /api/public/d59d4675-2d5f-403f-8e12-9d8d06928b92.svg 2048w, /api/public/d59d4675-2d5f-403f-8e12-9d8d06928b92.svg 3840w" src="/api/public/d59d4675-2d5f-403f-8e12-9d8d06928b92.svg" decoding="async" data-nimg="fill" 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id="ft-colwn-a7055c0129a6-mn-6957-l-6959-l" href="https://www.pkobp.pl/o-banku"><span>O banku i grupie</span></a></div><div class="jss373 MuiBox-root css-0" role="listitem"><a class="jss173 jss182 jss374" data-cy="Button-Relacje_inwestorskie--link" target="_blank" tabindex="0" id="ft-colwn-a7055c0129a6-mn-6957-l-87566-l" href="https://www.pkobp.pl/relacje-inwestorskie"><span>Relacje inwestorskie</span></a></div><div class="jss373 MuiBox-root css-0" role="listitem"><a class="jss173 jss182 jss374" data-cy="Button-Biuro_prasowe--link" target="_blank" tabindex="0" id="ft-colwn-a7055c0129a6-mn-6957-l-6962-l" href="https://media.pkobp.pl/"><span>Biuro prasowe</span></a></div><div class="jss373 MuiBox-root css-0" role="listitem"><a class="jss173 jss182 jss374" data-cy="Button-Kariera--link" target="_blank" tabindex="0" id="ft-colwn-a7055c0129a6-mn-6957-l-6965-l" href="https://www.pkobp.pl/kariera/"><span>Kariera</span></a></div><div class="jss373 MuiBox-root css-0" role="listitem"><a 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id="ft-colwn-a7055c0129a6-mn-6957-l-12708-l" href="https://www.pkobp.pl/regulacje-prawne"><span>Regulacje prawne</span></a></div><div class="jss373 MuiBox-root css-0" role="listitem"><a class="jss173 jss182 jss374" data-cy="Button-Ochrona_danych_osobowych--link" tabindex="0" id="ft-colwn-a7055c0129a6-mn-6957-l-18986-l" href="https://www.pkobp.pl/regulacje-prawne/dane-osobowe"><span>Ochrona danych osobowych</span></a></div><div class="jss373 MuiBox-root css-0" role="listitem"><a class="jss173 jss182 jss374" data-cy="Button-Bezpieczeństwo--link" tabindex="0" id="ft-colwn-a7055c0129a6-mn-6957-l-12711-l" href="https://www.pkobp.pl/klient-indywidualny/aplikacja-iko-ipko/bezpieczenstwo"><span>Bezpieczeństwo</span></a></div><div class="jss373 MuiBox-root css-0" role="listitem"><a class="jss173 jss182 jss374" data-cy="Button-Regulamin_strony_internetowej--link" tabindex="0" id="ft-colwn-a7055c0129a6-mn-6957-l-12729-l" href="https://www.pkobp.pl/regulacje-prawne/regulamin-strony-internetowej"><span>Regulamin strony internetowej</span></a></div><div class="jss373 MuiBox-root css-0" role="listitem"><a class="jss173 jss182 jss374" data-cy="Button-Polityka_Prywatności--link" tabindex="0" id="ft-colwn-a7055c0129a6-mn-6957-l-12726-l" href="https://www.pkobp.pl/regulacje-prawne/polityka-prywatnosci"><span>Polityka Prywatności</span></a></div><div class="jss373 MuiBox-root css-0" role="listitem"><a class="jss173 jss182 jss374" data-cy="Button-eDokumenty--link" target="_blank" tabindex="0" id="ft-colwn-a7055c0129a6-mn-6957-l-36792-l" href="https://www.pkobp.pl/archiwalne-dokumenty/"><span>eDokumenty</span></a></div><div class="jss373 MuiBox-root css-0" role="listitem"><a class="jss173 jss182 jss374" data-cy="Button-Ukraina_/_Україна--link" target="_blank" tabindex="0" id="ft-colwn-a7055c0129a6-mn-6957-l-38432-l" href="https://www.pkobp.pl/dlia-ukrainy/"><span>Ukraina / Україна</span></a></div><div class="jss373 MuiBox-root css-0" role="listitem"><a class="jss173 jss182 jss374" data-cy="Button-Otwórz_Placówkę_PKO_Banku_Polskiego--link" target="_blank" tabindex="0" id="ft-colwn-a7055c0129a6-mn-6957-l-67946-l" href="https://www.pkobp.pl/kariera/otworz-placowke-pko-banku-polskiego"><span>Otwórz Placówkę PKO Banku Polskiego</span></a></div></nav></div></div><div class="jss372"><div class="MuiBox-root css-0" style="padding-top:8px;padding-bottom:20px" data-snippet="snippet"><div class="jss376 MuiBox-root css-0"><div class="jss377 MuiBox-root css-0" id="ft-colwn-a7055c0129a6-kw-6967" data-cy="Currencies-Kursy_walut"><div class="MuiBox-root css-69i1ev"><a href="" aria-label="Przejdź do tabeli kursów walut"><p class="jss145 jss379" data-cy="Currencies-Kursy_walut--title" id="currenciesTableTitle">Kursy walut</p></a><span class="jss144 jss380" data-cy="Currencies-Kursy_walut--date"></span></div><div class="jss381 MuiBox-root css-0"><table class="jss382" data-cy="Currencies-Kursy_walut--table" aria-describedby="currenciesTableTitle"><thead><tr><td> </td><td>Kupno</td><td>Sprzedaż</td></tr></thead><tbody><tr><td>CHF</td><td>4.2776</td><td>4.5421</td></tr><tr><td>USD</td><td>3.7948</td><td>4.1525</td></tr><tr><td>GBP</td><td>4.7877</td><td>5.2388</td></tr><tr><td>EUR</td><td>3.9728</td><td>4.3472</td></tr></tbody></table></div></div></div></div></div></div></div></section><section class="MuiBox-root css-j1fy4m"><div class=" MuiBox-root css-qjhgjx"><div class="MuiBox-root css-0" style="padding-top:0px;padding-bottom:0px" data-snippet="snippet"><div class="MuiBox-root css-6yavch" data-cy="Separator-Separator"><hr class="MuiDivider-root MuiDivider-fullWidth css-15vrnbb"/></div></div><div class="MuiBox-root css-0" style="padding-top:24px;padding-bottom:24px" data-snippet="snippet"><div class="jss383 MuiBox-root css-0" data-cy="Logotypes-Logotypy" id="g-ft-col-37de670174a2-logo-65446"><div class="jss388 MuiBox-root css-0"><p class="jss145 jss389" data-cy="Headline-"><a class="jss390" data-cy="Logotypes-Logotypy--title--link" target="_blank" href="https://www.pkobp.pl/o-banku/nagrody">Nagrody i wyróżnienia:</a></p></div><div class="jss386 MuiBox-root css-0"><a class="jss384" data-cy="Logotypes-Logotypy--link" target="_blank" id="g-ft-col-37de670174a2-logo-65446-l-65447" href="https://www.pkobp.pl/o-banku/nagrody"><div class="jss387 MuiBox-root css-0"><div class="jss392 MuiBox-root css-0" data-cy="Logotypes-item--0" data-id="dfc78c50-44d1-407a-a5fa-d643f90be37c"><div class="next-image-classname jss250"><span style="box-sizing:border-box;display:inline-block;overflow:hidden;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;position:relative;max-width:100%"><span style="box-sizing:border-box;display:block;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;max-width:100%"><img style="display:block;max-width:100%;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0" alt="" aria-hidden="true" src="data:image/svg+xml,%3csvg%20xmlns=%27http://www.w3.org/2000/svg%27%20version=%271.1%27%20width=%27112%27%20height=%27112%27/%3e"/></span><img title="logo-nagroda-finnscore-2024" _loading="lazy" src="data:image/gif;base64,R0lGODlhAQABAIAAAAAAAP///yH5BAEAAAAALAAAAAABAAEAAAIBRAA7" decoding="async" data-nimg="intrinsic" class="jss252" style="position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;height:0;min-width:100%;max-width:100%;min-height:100%;max-height:100%"/><noscript><img title="logo-nagroda-finnscore-2024" _loading="lazy" srcSet="/api/public/6afae28a-89f7-4ca7-8835-b90cc6225522.png 1x, /api/public/6afae28a-89f7-4ca7-8835-b90cc6225522.png 2x" src="/api/public/6afae28a-89f7-4ca7-8835-b90cc6225522.png" decoding="async" data-nimg="intrinsic" 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style="position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;height:0;min-width:100%;max-width:100%;min-height:100%;max-height:100%"/><noscript><img title="nagroda-pko-bank-polski-zloty-bankier-2024" _loading="lazy" sizes="100vw" srcSet="/api/public/914d46a9-e9de-4403-94c7-7953314486ad.png 640w, /api/public/914d46a9-e9de-4403-94c7-7953314486ad.png 750w, /api/public/914d46a9-e9de-4403-94c7-7953314486ad.png 828w, /api/public/914d46a9-e9de-4403-94c7-7953314486ad.png 1080w, /api/public/914d46a9-e9de-4403-94c7-7953314486ad.png 1200w, /api/public/914d46a9-e9de-4403-94c7-7953314486ad.png 1920w, /api/public/914d46a9-e9de-4403-94c7-7953314486ad.png 2048w, /api/public/914d46a9-e9de-4403-94c7-7953314486ad.png 3840w" src="/api/public/914d46a9-e9de-4403-94c7-7953314486ad.png" decoding="async" data-nimg="fill" style="position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;height:0;min-width:100%;max-width:100%;min-height:100%;max-height:100%" class="jss252 jss253" loading="lazy"/></noscript></span></div></div><div class="jss392 MuiBox-root css-0" data-cy="Logotypes-item--2" data-id="30b7498e-d57d-4d3e-822b-8957a3297ffd"><div class="next-image-classname jss250"><span style="box-sizing:border-box;display:inline-block;overflow:hidden;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;position:relative;max-width:100%"><span style="box-sizing:border-box;display:block;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;max-width:100%"><img style="display:block;max-width:100%;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0" alt="" aria-hidden="true" src="data:image/svg+xml,%3csvg%20xmlns=%27http://www.w3.org/2000/svg%27%20version=%271.1%27%20width=%27104%27%20height=%27112%27/%3e"/></span><img title="logo-nagroda-mta-2024" _loading="lazy" src="data:image/gif;base64,R0lGODlhAQABAIAAAAAAAP///yH5BAEAAAAALAAAAAABAAEAAAIBRAA7" decoding="async" data-nimg="intrinsic" class="jss252" style="position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;height:0;min-width:100%;max-width:100%;min-height:100%;max-height:100%"/><noscript><img title="logo-nagroda-mta-2024" _loading="lazy" srcSet="/api/public/5c2379ff-54e3-4b72-93f4-1df1a917e240.png 1x, /api/public/5c2379ff-54e3-4b72-93f4-1df1a917e240.png 2x" src="/api/public/5c2379ff-54e3-4b72-93f4-1df1a917e240.png" decoding="async" data-nimg="intrinsic" style="position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;height:0;min-width:100%;max-width:100%;min-height:100%;max-height:100%" class="jss252" loading="lazy"/></noscript></span></div></div><div class="jss392 MuiBox-root css-0" data-cy="Logotypes-item--3" data-id="693dc3c3-0c85-4254-820f-8e95859f5d57"><div class="next-image-classname jss250 jss251"><span style="box-sizing:border-box;display:block;overflow:hidden;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;position:absolute;top:0;left:0;bottom:0;right:0"><img title="nagroda-pko-bank-polski-celent-model-awards-bank-2024" _loading="lazy" src="data:image/gif;base64,R0lGODlhAQABAIAAAAAAAP///yH5BAEAAAAALAAAAAABAAEAAAIBRAA7" decoding="async" data-nimg="fill" class="jss252 jss253" style="position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;height:0;min-width:100%;max-width:100%;min-height:100%;max-height:100%"/><noscript><img title="nagroda-pko-bank-polski-celent-model-awards-bank-2024" _loading="lazy" sizes="100vw" srcSet="/api/public/1ce8f74a-b8e1-4ae2-bff5-ad6f07f8ec96.png 640w, /api/public/1ce8f74a-b8e1-4ae2-bff5-ad6f07f8ec96.png 750w, /api/public/1ce8f74a-b8e1-4ae2-bff5-ad6f07f8ec96.png 828w, /api/public/1ce8f74a-b8e1-4ae2-bff5-ad6f07f8ec96.png 1080w, /api/public/1ce8f74a-b8e1-4ae2-bff5-ad6f07f8ec96.png 1200w, /api/public/1ce8f74a-b8e1-4ae2-bff5-ad6f07f8ec96.png 1920w, /api/public/1ce8f74a-b8e1-4ae2-bff5-ad6f07f8ec96.png 2048w, /api/public/1ce8f74a-b8e1-4ae2-bff5-ad6f07f8ec96.png 3840w" src="/api/public/1ce8f74a-b8e1-4ae2-bff5-ad6f07f8ec96.png" decoding="async" data-nimg="fill" style="position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;height:0;min-width:100%;max-width:100%;min-height:100%;max-height:100%" class="jss252 jss253" loading="lazy"/></noscript></span></div></div><div class="jss392 MuiBox-root css-0" data-cy="Logotypes-item--4" data-id="c0a8d3db-12e7-4f81-b1ff-1bd253ddbabd"><div class="next-image-classname jss250"><span style="box-sizing:border-box;display:inline-block;overflow:hidden;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;position:relative;max-width:100%"><span style="box-sizing:border-box;display:block;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;max-width:100%"><img style="display:block;max-width:100%;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0" alt="" aria-hidden="true" src="data:image/svg+xml,%3csvg%20xmlns=%27http://www.w3.org/2000/svg%27%20version=%271.1%27%20width=%27800%27%20height=%27421%27/%3e"/></span><img title="logo-top-employer-2025" _loading="lazy" src="data:image/gif;base64,R0lGODlhAQABAIAAAAAAAP///yH5BAEAAAAALAAAAAABAAEAAAIBRAA7" decoding="async" data-nimg="intrinsic" class="jss252" style="position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;height:0;min-width:100%;max-width:100%;min-height:100%;max-height:100%"/><noscript><img title="logo-top-employer-2025" _loading="lazy" srcSet="/api/public/9bfa4e9b-afcb-4678-bcc2-a03de394b87a.png 1x, /api/public/9bfa4e9b-afcb-4678-bcc2-a03de394b87a.png 2x" src="/api/public/9bfa4e9b-afcb-4678-bcc2-a03de394b87a.png" decoding="async" data-nimg="intrinsic" style="position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;height:0;min-width:100%;max-width:100%;min-height:100%;max-height:100%" class="jss252" loading="lazy"/></noscript></span></div></div><div class="jss392 MuiBox-root css-0" data-cy="Logotypes-item--5" data-id="de9f08da-7722-4497-a38e-2659b40cd5d5"><div class="next-image-classname jss250"><span style="box-sizing:border-box;display:inline-block;overflow:hidden;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;position:relative;max-width:100%"><span style="box-sizing:border-box;display:block;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;max-width:100%"><img style="display:block;max-width:100%;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0" alt="" aria-hidden="true" src="data:image/svg+xml,%3csvg%20xmlns=%27http://www.w3.org/2000/svg%27%20version=%271.1%27%20width=%27121%27%20height=%27118%27/%3e"/></span><img title="stopka-nagroda-1" _loading="lazy" src="data:image/gif;base64,R0lGODlhAQABAIAAAAAAAP///yH5BAEAAAAALAAAAAABAAEAAAIBRAA7" decoding="async" data-nimg="intrinsic" class="jss252" style="position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;height:0;min-width:100%;max-width:100%;min-height:100%;max-height:100%"/><noscript><img title="stopka-nagroda-1" _loading="lazy" srcSet="/api/public/390c4b8d-5a61-4c5e-bd14-5c3cbfa4f47c.png 1x, /api/public/390c4b8d-5a61-4c5e-bd14-5c3cbfa4f47c.png 2x" src="/api/public/390c4b8d-5a61-4c5e-bd14-5c3cbfa4f47c.png" decoding="async" data-nimg="intrinsic" 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ubezpieczenie nieruchomości 5 800 zł (za cały okres kredytowania, dla ubezpieczenia oferowanego za pośrednictwem PKO Banku Polskiego), ocena wartości nieruchomości mającej stanowić zabezpieczenie kredytu 400 zł, PCC 19 zł; całkowita kwota do zapłaty 474 704,44 zł, płatna w 300 ratach: malejących w okresie stosowania dopłat oraz ratach annuitetowych (równych) miesięcznych po tym okresie, przy czym pierwsza rata malejąca z dopłatą wyniesie 1 426,76 zł, od 11. roku raty annuitetowe (równe) wyniosą po 1 630,69 zł i ostatnia rata wyniesie 1 442,25 zł. Kalkulacja została dokonana na dzień 10.11.2023 r. na reprezentatywnym przykładzie.","created":"2023-12-15T15:09:55.952864+01:00"},{"name":"dd_RRSO-EPG","value":"11,57%","created":"2024-02-27T09:54:24.614596+01:00"},{"name":"[!RRSO-KKMP]","value":"20,71%","created":"2024-12-03T08:34:40.436902+01:00"},{"name":"dd_RRSO-KH-PKO-S","value":"9,34%","created":"2025-01-07T14:09:00.795317+01:00"},{"name":"dd_RRSO-KH-PKO-Z","value":"9,76%","created":"2025-01-07T14:09:40.522518+01:00"},{"name":"dd_RRSO-KH-BH-Z","value":"9,78%","created":"2025-01-07T14:10:35.372979+01:00"},{"name":"dd_RRSO-KH-BH-S","value":"9,35%","created":"2025-02-03T11:36:27.166381+01:00"},{"name":"dd_RRSO-EP-PR","value":"\u003cstrong\u003eRzeczywista Roczna Stopa Oprocentowania (RRSO) wynosi 19,57%. Całkowita kwota kredytu (bez kredytowanych kosztów): 28 000,00 zł. Całkowita kwota do zapłaty: 42 129,58 zł. Oprocentowanie zmienne: 17,99%. Całkowity koszt kredytu: 14 129,58 zł (w tym prowizja 0,00 zł i odsetki 14 129,58 zł). 57 miesięcznych rat równych po 726,07 zł i ostatnia rata: 743,59 zł. Kalkulację przeprowadziliśmy 3.02.2025 r. na reprezentatywnym przykładzie.\u003c/strong\u003e\n\nUdzielenie pożyczki jest uzależnione od pozytywnej oceny zdolności kredytowej. Umowa Ekopożyczki PKO nie stanowi umowy o kredyt wiązany w rozumieniu ustawy o kredycie konsumenckim.\u003cbr/\u003e\u003cbr/\u003e\n\nPoniższy przykład obliczony jest dla oprocentowania przed dostarczeniem przez Ciebie faktury za zakup urządzenia ekologicznego. Wysokość raty po dostarczeniu faktury i obniżeniu oprocentowania Twojej Ekopożyczki PKO możesz obliczyć z wykorzystaniem kalkulatora na stronie. \u003cbr/\u003e\u003cbr/\u003e","created":"2025-02-03T12:17:50.102414+01:00"},{"name":"dd_RRSO-EPG-PR","value":"\u003cstrong\u003eRzeczywista Roczna Stopa Oprocentowania (RRSO) wynosi 11,57%. Całkowita kwota kredytu (bez kredytowanych kosztów): 13 400,00 zł. Całkowita kwota do zapłaty: 14 989,39 zł. Oprocentowanie stałe: 10,99%. Całkowity koszt kredytu: 1 589,39 zł (w tym prowizja 0,00 zł i odsetki 1 589,39 zł). 23 miesięczne raty równe po 624,48 zł i ostatnia rata: 626,35 zł. Kalkulację przeprowadziliśmy 3.02.2025 r. na reprezentatywnym przykładzie.\u003c/strong\u003e","created":"2025-02-03T12:22:10.725928+01:00"},{"name":"dd_RRSO-KH-PR-PKO-Z","value":"\u003cstrong\u003eRzeczywista Roczna Stopa Oprocentowania (RRSO)\u003c/strong\u003e dla wypłaconego jednorazowo kredytu Własny Kąt hipoteczny w PKO Banku Polskim zabezpieczonego hipoteką wynosi \u003cstrong\u003e9,76%\u003c/strong\u003e przy następujących założeniach: okres obowiązywania umowy: 25 lat; całkowita kwota kredytu (bez kredytowanych kosztów) 340 000 zł, LTV (kwota kredytu do wartości zabezpieczenia) 59,9%, oprocentowanie zmienne 8,11%/rok, na które składa się wskaźnik referencyjny WIBOR 6M 5,8% wg stanu na dzień 2.01.2025 r. oraz marża 2,31%; całkowity koszt kredytu 491 159,63zł, w tym: prowizja 0,5%, tj. 1 700 zł, odsetki 453 956,03 zł, ubezpieczenie nieruchomości 6 800 zł (za cały okres kredytowania, dla ubezpieczenia oferowanego za pośrednictwem PKO Banku Polskiego); ocena wartości nieruchomości mającej stanowić zabezpieczenie kredytu 400 zł, PCC 19 zł; ROR (Konto za Zero) 0 zł (za cały okres kredytowania; w związku z deklaracją systematycznych wpływów minimum 3 000 zł na ROR); ubezpieczenie na życie 28 284,60 zł (za cały okres kredytowania), całkowita kwota do zapłaty 831 159,63 zł, płatna w 300 ratach annuitetowych (równych) miesięcznych przy czym pierwsze 299 rat wynosi 2 651,01 zł i ostatnia rata wynosi 1 304,04 zł. Kalkulacja została dokonana na dzień 2.01.2025 r. na reprezentatywnym przykładzie.","created":"2025-01-07T14:14:26.347577+01:00"},{"name":"dd_RRSO-KH-PR-PKO-S","value":"\u003cstrong\u003eRzeczywista Roczna Stopa Oprocentowania (RRSO)\u003c/strong\u003e dla wypłaconego jednorazowo kredytu Własny Kąt hipoteczny w PKO Banku Polskim zabezpieczonego hipoteką wynosi \u003cstrong\u003e9,34%\u003c/strong\u003e przy następujących założeniach: okres obowiązywania umowy: 25 lat; całkowita kwota kredytu (bez kredytowanych kosztów) 340 000 zł; LTV (kwota kredytu do wartości zabezpieczenia) 59,9%; oprocentowanie stałe: 7,35%/rok (do 5. roku z uwzględnieniem obniżenia o 0,4 p.p.), na które składa się 5-letnia stała stopa bazowa 5,44%/rok i marża 1,91%; a następnie oprocentowanie zmienne 8,11%/rok (od 6. roku do końca okresu oprocentowania), na które składa się wskaźnik referencyjny WIBOR 6M 5,8%/rok i marża 2,31%; całkowity koszt kredytu 475 729,93 zł, w tym prowizja 0,5%, tj. 1 700 zł, odsetki 438 526,33 zł, ubezpieczenie nieruchomości 6 800 zł (za cały okres kredytowania, dla ubezpieczenia oferowanego za pośrednictwem PKO Banku Polskiego), ocena wartości nieruchomości mającej stanowić zabezpieczenie kredytu 400 zł, PCC 19 zł, ROR (Konto za Zero) 0 zł (za cały okres kredytowania; w związku z deklaracją systematycznych wpływów minimum 3 000 zł na ROR), ubezpieczenie na życie 28 284,60 zł (za cały okres kredytowania); całkowita kwota do zapłaty 815 729,93 zł, płatna w 300 ratach annuitetowych (równych) miesięcznych, przy czym pierwsze 60 rat wynosi 2 481,26 zł, od 6. roku kolejne raty wynoszą 2 626,39 zł i ostatnia rata 1 943,52 zł. Kalkulacja została dokonana na dzień 2.01.2025 r. na reprezentatywnym przykładzie dla oferty specjalnej ważnej do 31.03.2025 r.","created":"2025-01-07T14:13:33.051326+01:00"},{"name":"dd_RRSO-KH-PR-BH-Z","value":"\u003cstrong\u003eRzeczywista Roczna Stopa Oprocentowania (RRSO)\u003c/strong\u003e dla wypłaconego jednorazowo kredytu Własny Kąt hipoteczny w PKO Banku Hipotecznym SA zabezpieczonego hipoteką wynosi \u003cstrong\u003e9,78%\u003c/strong\u003e przy następujących założeniach: okres obowiązywania umowy: 25 lat; całkowita kwota kredytu (bez kredytowanych kosztów) 320 000 zł, LTV (kwota kredytu do wartości zabezpieczenia) 61,70%, oprocentowanie zmienne 8,12%/rok, na które składa się wskaźnik referencyjny WIBOR 6M 5,80% wg stanu na dzień 02.01.2025 r. oraz marża 2,32 p.p.; całkowity koszt kredytu 462 927,36 zł, w tym: prowizja 0,5%, tj. 1 600 zł, odsetki 427 887,56 zł, ubezpieczenie nieruchomości 6 400 zł (za cały okres kredytowania dla ubezpieczenia oferowanego za pośrednictwem PKO Banku Polskiego), ocena wartości nieruchomości mającej stanowić zabezpieczenie kredytu 400 zł, PCC 19 zł, ROR (Konto za Zero) 0 zł (za cały okres kredytowania; w związku z deklaracją systematycznych wpływów minimum 3 000 zł na ROR); ubezpieczenie na życie 26 620,80 zł (za cały okres kredytowania dla ubezpieczenia oferowanego za pośrednictwem PKO Banku Polskiego); całkowita kwota do zapłaty 782 927,36 zł, płatna w 300 miesięcznych ratach annuitetowych (równych), po 2 497,20 zł, przy czym ostatnia rata wyniesie 1 224,76 zł. Kalkulacja została dokonana na dzień 02.01.2025 r. na reprezentatywnym przykładzie.","created":"2025-01-07T14:12:05.413185+01:00"},{"name":"dd_RRSO-KHM","value":"9,84%","created":"2025-01-07T14:16:08.706123+01:00"},{"name":"dd_RRSO-KHM-PR","value":"\u003cstrong\u003eRzeczywista Roczna Stopa Oprocentowania (RRSO)\u003c/strong\u003e dla wypłaconego jednorazowo kredytu hipotecznego MIX\nw PKO Banku Polskim zabezpieczonego hipoteką wynosi \u003cstrong\u003e9,84%\u003c/strong\u003e przy następujących założeniach: okres obowiązywania umowy: 25 lat; całkowita kwota kredytu (bez kredytowanych kosztów) 326 868 zł, LTV (kwota kredytu do wartości zabezpieczenia) 52,4%, oprocentowanie zmienne 8,16%/rok, na które składa się wskaźnik referencyjny WIBOR 6M 5,8% wg stanu na dzień 2.01.2025 r. oraz marża 2,36%; całkowity koszt kredytu 475 752,25 zł, w tym: prowizja 0,5%, tj. 1 634,34 zł, odsetki 439 669,51 zł, ubezpieczenie nieruchomości 6 537,25 zł (za cały okres kredytowania, dla ubezpieczenia oferowanego za pośrednictwem PKO Banku Polskiego); ocena wartości nieruchomości mającej stanowić zabezpieczenie kredytu 700 zł, PCC 19 zł; ROR (Konto za Zero) 0 zł (za cały okres kredytowania; w związku z deklaracją systematycznych wpływów minimum 3 000 zł na ROR); ubezpieczenie na życie (za cały okres kredytowania) 27 192,15 zł, całkowita kwota do zapłaty 802 620,25 zł, płatna w 300 ratach annuitetowych (równych) miesięcznych przy czym pierwsze 299 wynosi 2 559,51 zł i ostatnia rata wynosi 1 244,02 zł. Kalkulacja została dokonana na dzień 2.01.2025 r. na reprezentatywnym przykładzie.","created":"2025-01-07T14:17:09.865603+01:00"},{"name":"dd_RRSO-KKMP-PR","value":"Rzeczywista Roczna Stopa Oprocentowania (RRSO) wynosi 20,71%, całkowita kwota kredytu 40 000 zł, całkowita kwota do zapłaty 44 249,31 zł, oprocentowanie zmienne 17,75%/rok, całkowity koszt kredytu 4249,31 zł (w tym: opłata za obsługę karty kredytowej 300 zł, odsetki 3949,31 zł, obligatoryjne ubezpieczenie na życie 0 zł), 12 miesięcznych rat równych po 3687,44 zł. Kalkulacja została dokonana na dzień 03.12.2024 r. na reprezentatywnym przykładzie. Do obliczenia powyższych parametrów przyjęto, że limit w wysokości 40 000 zł został wykorzystany jednorazowo w całości poprzez dokonanie transakcji bezgotówkowej przy fizycznym użyciu karty (z wyłączeniem polecenia przelewu, polecenia przelewu wewnętrznego, Szybkiej gotówki – jednorazowej dyspozycji przekazania środków na dowolny rachunek bankowy i transakcji dokonanych w punktach oznaczonych jako kasyna gry, salony gier, zakłady bukmacherskie, loterie i totalizatory) w miesiącu, w którym klient ją otrzymał.","created":"2024-12-03T08:33:12.197709+01:00"},{"name":"dd_RRSO-LO-BO-PR","value":"Rzeczywista Roczna Stopa Oprocentowania (RRSO) wynosi 23,94%, całkowita kwota kredytu 11 400 zł, całkowita kwota do zapłaty 12 753,55 zł, oprocentowanie zmienne 17,75%/rok, całkowity koszt kredytu 1 353,55 zł (w tym: prowizja 228 zł (2%), odsetki 1 125,55 zł), 12 miesięcznych rat równych po 1 043,80 zł. Kalkulacja została dokonana na dzień 05.10.2023 roku na reprezentatywnym przykładzie. Do obliczenia powyższych parametrów przyjęto, że limit w wysokości 11 400 zł został wykorzystany jednorazowo w całości, bez użycia karty płatniczej, w dniu postawienia go do dyspozycji Kredytobiorcy w Koncie Aurum, a opłata za prowadzenie Konta wynosi 0 zł miesięcznie w przypadku gdy wpływy na rachunek w ostatnim miesiącu wynoszą min. 9 000 zł lub średnie miesięczne saldo aktywów na produktach to min. 150 000 zł, w przeciwnym razie miesięczna opłata za prowadzenie konta wynosi 40 zł.","created":"2023-10-05T10:11:53.011659+02:00"},{"name":"dd_RRSO-LO-KI-PR","value":"Rzeczywista Roczna Stopa Oprocentowania (RRSO) wynosi 25,16%, całkowita kwota kredytu 4 000 zł, całkowita kwota do zapłaty 4 494,93 zł, oprocentowanie zmienne 17,75%/rok, całkowity koszt kredytu 494,93 zł (w tym: prowizja 100 zł (2,5%), odsetki 394,93 zł), 12 miesięcznych rat równych po 366,24 zł. Kalkulacja została dokonana na dzień 05.10.2023 roku na reprezentatywnym przykładzie. Do obliczenia powyższych parametrów przyjęto, że limit w wysokości 4 000 zł został wykorzystany jednorazowo w całości, bez użycia karty płatniczej, w dniu postawienia go do dyspozycji Kredytobiorcy w PKO Koncie za Zero, a opłata za prowadzenie Konta wynosi 0 zł miesięcznie.","created":"2023-10-05T10:07:29.549523+02:00"},{"name":"dd_RRSO-KKI-PR","value":"Rzeczywista Roczna Stopa Oprocentowania (RRSO) wynosi 21,19%, całkowita kwota kredytu 100 000 zł, całkowita kwota do zapłaty 110 873,27 zł, oprocentowanie zmienne 17,75%/rok, całkowity koszt kredytu 10 873,27 zł (w tym: opłata za obsługę karty kredytowej 1000 zł, odsetki 9873,27 zł, obligatoryjne ubezpieczenie na życie 0 zł), 12 miesięcznych rat równych po 9239,44 zł. Kalkulacja została dokonana na dzień 03.12.2024 r. na reprezentatywnym przykładzie. Do obliczenia powyższych parametrów przyjęto, że limit w wysokości 100 000 zł został wykorzystany jednorazowo w całości poprzez dokonanie transakcji bezgotówkowej przy fizycznym użyciu karty (z wyłączeniem polecenia przelewu, polecenia przelewu wewnętrznego, Szybkiej gotówki – jednorazowej dyspozycji przekazania środków na dowolny rachunek bankowy i transakcji dokonanych w punktach oznaczonych jako kasyna gry, salony gier, zakłady bukmacherskie, loterie i totalizatory) w miesiącu, w którym klient ją otrzymał.","created":"2024-12-03T08:32:20.505628+01:00"},{"name":"dd_RRSO-KKP-PR","value":"Rzeczywista Roczna Stopa Oprocentowania (RRSO) wynosi 23,30% całkowita kwota kredytu 10 000 zł, całkowita kwota do zapłaty 11 187,33 zł oprocentowanie zmienne 17,75%/rok, całkowity koszt kredytu 1187,33 zł (w tym: opłata za obsługę karty kredytowej 80 zł, odsetki 987,33 zł, obligatoryjne ubezpieczenie na życie 120 zł), 12 miesięcznych rat równych po 932,28 zł. Kalkulacja została dokonana na dzień 03.12.2024 r. na reprezentatywnym przykładzie. Do obliczenia powyższych parametrów przyjęto, że limit w wysokości 10 000 zł został wykorzystany jednorazowo w całości poprzez dokonanie transakcji bezgotówkowej (z wyłączeniem polecenia przelewu, polecenia przelewu wewnętrznego, Szybkiej gotówki – jednorazowej dyspozycji przekazania środków na dowolny rachunek bankowy i transakcji dokonanych w punktach oznaczonych jako kasyna gry, salony gier, zakłady bukmacherskie, loterie i totalizatory) w miesiącu, w którym klient ją otrzymał.","created":"2024-12-03T08:34:07.711740+01:00"},{"name":"[!RRSO-BK]","value":"4,31%","created":"2024-01-26T10:35:54.387093+01:00"},{"name":"[!RRSO-KH-PKO]","value":"9,76%","created":"2025-01-07T14:26:44.307296+01:00"},{"name":"[!RRSO-KHM]","value":"9,84%","created":"2025-01-07T14:28:07.620494+01:00"},{"name":"[!RRSO-EPG]","value":"11,57%","created":"2024-01-26T10:36:13.391600+01:00"},{"name":"[!RRSO-KH-BH-Z]","value":"8,81%","created":"2023-11-29T16:28:35.068841+01:00"},{"name":"[!RRSO-PH]","value":"11,56%","created":"2025-01-07T14:28:45.167367+01:00"},{"name":"[!RRSO-KMSR]","value":"9,14%","created":"2025-01-07T14:29:27.740519+01:00"},{"name":"[!RRSO-PGPROMO]","value":"16,43%","created":"2024-07-01T08:32:03.227153+02:00"},{"name":"[!RRSO-KH-PKO-Z]","value":"8,41%","created":"2023-11-28T10:34:37.016813+01:00"},{"name":"[!RRSO-KH-BH]","value":"9,78%","created":"2025-01-07T15:17:03.335865+01:00"},{"name":"[!RRSO-PG]","value":"11,57%","created":"2024-01-26T10:37:38.808037+01:00"},{"name":"dd_RRSO-PG-PR","value":"\u003cstrong\u003eRzeczywista Roczna Stopa Oprocentowania (RRSO) wynosi 11,57%. Całkowita kwota kredytu (bez kredytowanych kosztów): 13 400,00 zł. Całkowita kwota do zapłaty: 14 989,39 zł. Oprocentowanie stałe: 10,99%. Całkowity koszt kredytu: 1 589,39 zł (w tym prowizja 0,00 zł i odsetki 1 589,39 zł). 23 miesięczne raty równe po 624,48 zł i ostatnia rata: 626,35 zł. Kalkulację przeprowadziliśmy 3.02.2025 r. na reprezentatywnym przykładzie.\u003c/strong\u003e","created":"2025-02-03T12:11:25.151736+01:00"},{"name":"dd_RRSO-PK-PR","value":"\u003cstrong\u003eRzeczywista Roczna Stopa Oprocentowania (RRSO) wynosi 12,57%. Całkowita kwota kredytu (bez kredytowanych kosztów): 30 800,00 zł. Całkowita kwota do zapłaty: 45 926,09 zł. Oprocentowanie zmienne: 11,89%. Całkowity koszt kredytu: 15 126,09 zł (w tym prowizja 0,00 zł i odsetki 15 126,09 zł). 85 miesięcznych rat równych po 533,81 zł i ostatnia rata: 552,24 zł. Kalkulację przeprowadziliśmy 3.02.2025 r. na reprezentatywnym przykładzie.\u003c/strong\u003e","created":"2025-02-03T12:16:02.166635+01:00"},{"name":"[!RRSO-PK]","value":"12,57%","created":"2025-02-03T12:19:07.865530+01:00"},{"name":"[!RRSO-EP]","value":"19,57%","created":"2025-02-03T12:19:52.765791+01:00"},{"name":"dd_RRSO-PH","value":"11,56%","created":"2025-01-07T14:21:49.098125+01:00"},{"name":"dd_RRSO-KMSR-PR","value":"\u003cstrong\u003eRzeczywista Roczna Stopa Oprocentowania (RRSO)\u003c/strong\u003e dla wypłaconego jednorazowo kredytu mieszkaniowego ze spłatą rodzinną w PKO Banku Polskim zabezpieczonego hipoteką wynosi \u003cstrong\u003e9,14%\u003c/strong\u003e przy następujących założeniach: okres obowiązywania umowy: 30 lat; całkowita kwota kredytu (bez kredytowanych kosztów) 339 000 zł; LTV (kwota kredytu do wartości zabezpieczenia) 92,6%; oprocentowanie stałe: 7,04%/rok (do 5. roku z uwzględnieniem obniżenia o 0,4 p.p.), na które składa się 5-letnia stała stopa bazowa 5,44%/rok z dnia 2.01.2025 r. i marża 1,6%, a następnie oprocentowanie zmienne 7,80%/rok (od 6. roku do końca okresu oprocentowania), na które składa się wskaźnik referencyjny WIBOR 6M 5,8%/rok i marża 2%; całkowity koszt kredytu 567 407,23 zł, w tym prowizja za udzielenie kredytu 0,5%, tj. 1 695 zł, prowizja dla BGK za udzielenie gwarancji 461,27 zł; odsetki zł, ubezpieczenie nieruchomości 8 136 zł (za cały okres kredytowania, dla ubezpieczenia oferowanego za pośrednictwem PKO Banku Polskiego), ocena wartości nieruchomości mającej stanowić zabezpieczenie kredytu 400 zł, PCC 19 zł, ubezpieczenie na życie (za cały okres kredytowania) 33 841,69 zł; całkowita kwota do zapłaty 906 407,23 zł, płatna w 360 ratach annuitetowych (równych) miesięcznych, przy czym w okresie pierwszych 5. lat raty wyniosą po 2 266,25 zł, od 6. roku po 2 423,01 zł i ostatnia rata wyniesie 1 399,28 zł. Kalkulacja została dokonana na dzień 2.01.2025 r. na reprezentatywnym przykładzie dla oferty specjalnej ważnej do 31.03.2025 r.","created":"2025-01-07T14:20:40.440468+01:00"},{"name":"dd_RRSO-PH-PR","value":"\u003cstrong\u003eRzeczywista Roczna Stopa Oprocentowania (RRSO)\u003c/strong\u003e dla wypłaconej jednorazowo pożyczki hipotecznej w PKO Banku Polskim zabezpieczonej hipoteką wynosi \u003cstrong\u003e11,56%\u003c/strong\u003e przy następujących założeniach: okres obowiązywania umowy: 20 lat; całkowita kwota pożyczki (bez kredytowanych kosztów) 305 711 zł, LTV (kwota kredytu do wartości zabezpieczenia) 34,3%, oprocentowanie zmienne 9,76%/rok, na które składa się wskaźnik referencyjny WIBOR 6M 5,8% wg stanu na dzień 2.01.2025 r. oraz marża 3,96%; całkowity koszt kredytu 417 195,12zł, w tym: prowizja 0,5%, tj. 1 528,56 zł, odsetki 390 010,48 zł, ubezpieczenie nieruchomości 4 891,40 zł (za cały okres kredytowania, dla ubezpieczenia oferowanego za pośrednictwem PKO BP), ocena wartości nieruchomości mającej stanowić zabezpieczenie pożyczki 400 zł, PCC 19 zł; ROR (Konto za Zero) 0 zł (za cały okres kredytowania; w związku z deklaracją systematycznych wpływów minimum 3 000 zł na ROR); ubezpieczenie na życie (za cały okres kredytowania) 20 345,68 zł; całkowita kwota do zapłaty 722 906,12 zł, płatna w 240 ratach annuitetowych (równych) miesięcznych przy czym pierwsze 239 rat wynosi 2 903,88 zł i ostatnia rata wynosi 1 694,16 zł. Kalkulacja została dokonana na dzień 2.01.2025 r. na reprezentatywnym przykładzie.","created":"2025-01-07T14:22:46.916950+01:00"},{"name":"dd_RRSO-PH-PR-S","value":"\u003cstrong\u003eRzeczywista Roczna Stopa Oprocentowania (RRSO)\u003c/strong\u003e dla wypłaconej jednorazowo pożyczki hipotecznej w PKO Banku Polskim zabezpieczonej hipoteką \u003cstrong\u003e11,07%\u003c/strong\u003e przy następujących założeniach: okres obowiązywania umowy: 20 lat; całkowita kwota pożyczki (bez kredytowanych kosztów) 305 711 zł, LTV (kwota kredytu do wartości zabezpieczenia) 34,3%, oprocentowanie stałe: 9,00%/rok (do 5. roku z uwzględnieniem obniżenia o 0,4 p.p.), na które składa się 5-letnia stała stopa bazowa 5,44%/rok oraz marża 3,56%, a następnie oprocentowanie zmienne 9,76%/rok (od 6. roku do końca okresu oprocentowania), na które składa się wskaźnik referencyjny WIBOR 6M 5,8% oraz marża 3,96%; całkowity koszt kredytu 403 620,67 zł, w tym: prowizja 0,5%, tj. 1 528,56 zł, odsetki 376 436,03 zł, ubezpieczenie nieruchomości 4 891,40 zł (za cały okres kredytowania, dla ubezpieczenia oferowanego za pośrednictwem PKO BP), ocena wartości nieruchomości mającej stanowić zabezpieczenie pożyczki 400 zł, PCC 19 zł; ROR (Konto za Zero) 0 zł (za cały okres kredytowania; w związku z deklaracją systematycznych wpływów minimum 3 000 zł na ROR); ubezpieczenie na życie (za cały okres kredytowania) 20 345,68 zł; całkowita kwota do zapłaty 709 331,67 zł, płatna w 240 ratach annuitetowych (równych) miesięcznych przy czym pierwsze 60 rat wynosi 2 752,50 zł, od 6. roku kolejne raty wynoszą 2 875,16 zł i ostatnia rata 2 343,39 zł. Kalkulacja została dokonana na dzień 2.01.2025 r. na reprezentatywnym przykładzie dla oferty specjalnej ważnej do 31.03.2025 r.","created":"2025-01-07T14:24:39.442178+01:00"},{"name":"dd_RRSO-KHM-PR-S","value":"\u003cstrong\u003eRzeczywista Roczna Stopa Oprocentowania (RRSO)\u003c/strong\u003e dla wypłaconego jednorazowo kredytu hipotecznego MIX\nw PKO Banku Polskim zabezpieczonego hipoteką wynosi \u003cstrong\u003e9,41%\u003c/strong\u003e przy następujących założeniach: okres obowiązywania umowy: 25 lat; całkowita kwota kredytu (bez kredytowanych kosztów) 326 868 zł, LTV (kwota kredytu do wartości zabezpieczenia) 52,4%, oprocentowanie stałe: 7,4%/rok (do 5. roku z uwzględnieniem obniżenia o 0,4 p.p.), na które składa się 5-letnia stała stopa bazowa 5,44%/rok oraz marża 1,96%, a następnie oprocentowanie zmienne 8,16%/rok (od 6. roku do końca okresu oprocentowania), na które składa się wskaźnik referencyjny WIBOR 6M 5,8% oraz marża 2,36%; całkowity koszt kredytu 460 916,31 zł, w tym: prowizja 0,5%, tj. 1 634,34 zł, odsetki 424 833,57 zł, ubezpieczenie nieruchomości 6 537,25 zł (za cały okres kredytowania, dla ubezpieczenia oferowanego za pośrednictwem PKO Banku Polskiego); ocena wartości nieruchomości mającej stanowić zabezpieczenie kredytu 700 zł, PCC 19 zł; ROR (Konto za Zero) 0 zł (za cały okres kredytowania; w związku z deklaracją systematycznych wpływów minimum 3 000 zł na ROR); ubezpieczenie na życie (za cały okres kredytowania) 27 192,15 zł, całkowita kwota do zapłaty 787 784,31 zł, płatna w 300 ratach annuitetowych (równych) miesięcznych, przy czym pierwsze 60 rat wynosi 2 396,02 zł, od 6. roku kolejne raty wynoszą 2 535,87 zł i ostatnia rata 1 867,44 zł. Kalkulacja została dokonana na dzień 2.01.2025 r. na reprezentatywnym przykładzie dla oferty specjalnej ważnej do 31.03.2025 r.","created":"2025-01-07T14:21:15.482420+01:00"},{"name":"dd_RRSO-KH-PR-BH-S","value":"\u003cstrong\u003eRzeczywista Roczna Stopa Oprocentowania (RRSO)\u003c/strong\u003e dla wypłaconego jednorazowo kredytu Własny Kąt hipoteczny w PKO Banku Hipotecznym SA zabezpieczonego hipoteką wynosi \u003cstrong\u003e9,35%\u003c/strong\u003e przy następujących założeniach: okres obowiązywania umowy: 25 lat; całkowita kwota kredytu (bez kredytowanych kosztów) 320 000 zł; LTV (kwota kredytu do wartości zabezpieczenia) 61,70%; oprocentowanie stałe 7,36%/rok (uwzględniające obniżenie o 0,4 p.p. przez pierwsze 5 lat), na które składa się 5-letnia stała stopa bazowa 5,44%/rok wg stanu na dzień 02.01.2025 r. i marża 1,92 p.p., a następnie oprocentowanie zmienne 8,12%/rok (od 6. roku do końca okresu oprocentowania), na które składa się wskaźnik referencyjny WIBOR 6M 5,80%/rok wg stanu na dzień 02.01.2025 r. i marża 2,32 p.p.; całkowity koszt kredytu 448 405,26zł, w tym: prowizja 0,5%, tj. 1 600 zł, odsetki 413 365,46 zł, ubezpieczenie nieruchomości 6 400 zł (za cały okres kredytowania, dla ubezpieczenia oferowanego za pośrednictwem PKO Banku Polskiego); ocena wartości nieruchomości mającej stanowić zabezpieczenie kredytu 400 zł, PCC 19 zł; ROR (Konto za Zero) 0 zł (za cały okres kredytowania; w związku z deklaracją systematycznych wpływów minimum 3 000 zł na ROR w PKO Banku Polskim); ubezpieczenie na życie 26 620,80 zł (za cały okres kredytowania dla ubezpieczenia oferowanego za pośrednictwem PKO Banku Polskiego); całkowita kwota do zapłaty 768 405,26 zł, płatna w 300 ratach annuitetowych (równych) miesięcznych, przy czym pierwsze 60 rat wynosi 2 337,38 zł, od 6. roku kolejne raty wynoszą 2 474,03 zł i ostatnia rata 1 829,49 zł. 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