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<!DOCTYPE html><html lang="pl"><head><meta charSet="utf-8"/><meta name="viewport" content="initial-scale=1, width=device-width"/><meta id="redesign"/><meta name="p:domain_verify" content="486176bd1ea30b4b17305e2e042b878b"/><script type="text/javascript">try{const a=t=>{return a=window,e=document,n="script",a[o="uetq"]=a[o]||[],r=function(){var e={ti:""+t,enableAutoSpaTracking:!0};e.q=a[o],a[o]=new UET(e),a[o].push("pageLoad")},(c=e.createElement(n)).src="//bat.bing.com/bat.js",c.async=1,c.onload=c.onreadystatechange=function(){var e=this.readyState;e&&"loaded"!==e&&"complete"!==e||(r(),c.onload=c.onreadystatechange=null)},void(e=e.getElementsByTagName(n)[0]).parentNode.insertBefore(c,e);var a,e,n,o,r,c};Object.defineProperty(window,"uetLoader",{value:a})}catch(e){console.error(e)}</script><script type="text/javascript">window.clarityModule={appendClarityScript:t=>{const e='!function(c,l,a,r,i,t,y){a[c]("metadata",(function(e){function n(){var n=ga.getAll();for(var o in n){var s=n[o];if("UA-2629088-1"===s.get("trackingId")){s.set("dimension53",["https://clarity.microsoft.com/ga",e.projectId,e.userId,e.sessionId].join("/")),s.send("event",{eventCategory:"Clarity",nonInteraction:!0,eventAction:e.sessionId});break}}}try{ga&&ga(n)}catch(e){try{n()}catch(e){}}}));try{var d="dataLayer",g="gtag";a[d]=a[d]||[],a[g]=a[g]||function(){a[d].push(arguments)},a[g]("event","optimize.callback",{callback:function(e,g){a[c]("set","optimizeExp",g+":"+e)}})}catch(e){}if(a[c].v||a[c].t)return a[c]("event",c,"dup."+i.projectId);a[c].t=!0,(t=l.createElement(r)).async=!0,t.src="/static/front/clarity_scripts/js/clarity.js",(y=l.getElementsByTagName(r)[0]).parentNode.insertBefore(t,y),a[c]("start",i),a[c].q.unshift(a[c].q.pop())}("clarity",document,window,"script",{"projectId":"'+t+'","upload":"https://d.clarity.ms/collect","expire":365,"cookies":["_uetmsclkid","_uetvid"],"track":false,"lean":false,"content":true,"extract":[3,1,["4f509md79","zjy56jaz","4s4zm72hj"]]});',a=document.createElement("script");a.type="text/javascript",a.async=!0,a.append(e),document.getElementsByTagName("head")[0].appendChild(a)}};</script><script id="uc-gtm">function gtag(){dataLayer.push(arguments)}window.dataLayer=window.dataLayer||[],window.addEventListener("ucEvent",function(e){if(e.detail&&"consent_status"==e.detail.event){var t="Microsoft Clarity";switch(e.detail.hasOwnProperty(t)&&gtag("consent","update",{clarity_storage:e.detail[t]?"granted":"denied"}),e.detail.action){case"onAcceptAllServices":document.cookie="3_RODO_FULL=true; path=/; secure=true; samesite=none; max-age=34560000;";break;case"onDenyAllServices":document.cookie="5_RODO_REJECTED=true; path=/; secure=true; samesite=none; max-age=34560000;";break;case"onUpdateServices":document.cookie="4_RODO_SETTINGS=true; path=/; secure=true; samesite=none; max-age=34560000;"}e.detail.ucCategory.essential&&(document.cookie="3_RODO_FULL=true; path=/; secure=true; samesite=none; max-age=34560000;")}}),gtag("consent","default",{ad_storage:"denied",analytics_storage:"denied",clarity_storage:"denied",ad_user_data:"denied",ad_personalization:"denied",wait_for_update:2e3}),gtag("set","ads_data_redaction",!0),function(e,t,a,n){e[n]=e[n]||[],e[n].push({"gtm.start":(new Date).getTime(),event:"gtm.js"});e=t.getElementsByTagName(a)[0],n=t.createElement(a);n.async=!0,n.src="https://www.googletagmanager.com/gtm.js?id=GTM-NZQMN2W",e.parentNode.insertBefore(n,e)}(window,document,"script","dataLayer"); </script><title>Relacje Inwestorskie</title><meta name="description" content="Zapoznaj się z informacjami o PKO Banku Polskim S.A. dla inwestorów. Przeglądaj raporty finansowe, notowania akcji, ratingi czy akcjonariat."/><meta name="article:modified_time" content="2024-11-12T13:16:31.099915+01:00"/><meta name="robots" content="index, follow"/><link rel="canonical" href="https://www.pkobp.pl/relacje-inwestorskie"/><script>window.pko = {"storage":{"dd_RRSO-KMSR":"8,90%","test":"testowa1","dd_RRSO-BK-PR":"<strong>Rzeczywista Roczna Stopa Oprocentowania (RRSO)</strong> dla wypłaconego jednorazowo Bezpiecznego kredytu 2% w PKO Banku Polskim zabezpieczonego hipoteką wynosi <strong>4,31%</strong> przy następujących założeniach: okres obowiązywania umowy: 25 lat; całkowita kwota kredytu (bez kredytowanych kosztów) 290 000 zł, LTV (kwota kredytu do wartości zabezpieczenia) 96,3%, oprocentowanie stałe przez pierwsze 5 lat: 7,02%/rok, na które składa się 5-letnia stała stopa bazowa 5,02%/rok, marża 2%, następnie na drugi 5 letni okres oprocentowanie stałe 7,67%, na które składa się 5-letnia stała stopa bazowa 5,67%/rok i marża 2%, a następnie oprocentowanie zmienne 7,67%/rok (od 11. roku do końca okresu oprocentowania), na które składa się wskaźnik referencyjny WIBOR 6M 5,67%/rok z dnia 09.11.2023 r. i marża 2%; całkowity koszt kredytu 184 704,44 zł, w tym prowizja za udzielenie kredytu 1,7%, tj. 4 930 zł, opłata prowizyjna dla BGK za udzielenie gwarancji 490,86 zł; odsetki 172 573,72 zł, ubezpieczenie nieruchomości 5 800 zł (za cały okres kredytowania, dla ubezpieczenia oferowanego za pośrednictwem PKO Banku Polskiego), ocena wartości nieruchomości mającej stanowić zabezpieczenie kredytu 400 zł, PCC 19 zł; całkowita kwota do zapłaty 474 704,44 zł, płatna w 300 ratach: malejących w okresie stosowania dopłat oraz ratach annuitetowych (równych) miesięcznych po tym okresie, przy czym pierwsza rata malejąca z dopłatą wyniesie 1 426,76 zł, od 11. roku raty annuitetowe (równe) wyniosą po 1 630,69 zł i ostatnia rata wyniesie 1 442,25 zł. Kalkulacja została dokonana na dzień 10.11.2023 r. na reprezentatywnym przykładzie.","dd_RRSO-EPG":"11,57%","dd_RRSO-KH-BH-S":"9,10%","dd_RRSO-KH-BH-Z":"9,84%","dd_RRSO-KH-PKO-Z":"9,83%","dd_RRSO-KH-PR-BH-Z":"<strong>Rzeczywista Roczna Stopa Oprocentowania (RRSO)</strong> dla wypłaconego jednorazowo kredytu Własny Kąt hipoteczny w PKO Banku Hipotecznym SA zabezpieczonego hipoteką wynosi <strong>9,84%</strong> przy następujących założeniach: okres obowiązywania umowy: 25 lat; całkowita kwota kredytu (bez kredytowanych kosztów) 320 000 zł, LTV (kwota kredytu do wartości zabezpieczenia) 61,70%, oprocentowanie zmienne 8,18%/rok, na które składa się wskaźnik referencyjny WIBOR 6M 5,86% wg stanu na dzień 09.02.2024 r. oraz marża 2,32 p.p.; całkowity koszt kredytu 466 858,85 zł, w tym: prowizja 0,5%, tj. 1 600 zł, odsetki 431 819,05 zł, ubezpieczenie nieruchomości 6 400 zł (za cały okres kredytowania dla ubezpieczenia oferowanego za pośrednictwem PKO Banku Polskiego), ocena wartości nieruchomości mającej stanowić zabezpieczenie kredytu 400 zł, PCC 19 zł, ROR (Konto za Zero) 0 zł (za cały okres kredytowania; w związku z deklaracją systematycznych wpływów minimum 3 000 zł na ROR); ubezpieczenie na życie 26 620,80 zł (za cały okres kredytowania dla ubezpieczenia oferowanego za pośrednictwem PKO Banku Polskiego); całkowita kwota do zapłaty 786 858,85 zł, płatna w 300 miesięcznych ratach annuitetowych (równych), po 2 510,00 zł, przy czym ostatnia rata wyniesie 1 329,05 zł. Kalkulacja została dokonana na dzień 09.02.2024 r. na reprezentatywnym przykładzie.","dd_RRSO-EPG-PR":"<strong>Rzeczywista Roczna Stopa Oprocentowania (RRSO) wynosi 11,57%, całkowita kwota kredytu (bez kredytowanych kosztów) 13 700,00 zł, całkowita kwota do zapłaty 15 024,97 zł, oprocentowanie stałe 10,99%, całkowity koszt kredytu 1 324,97 zł (w tym: prowizja 0,00 zł, odsetki 1 324,97 zł), 23 miesięczne raty równe po 638,54 zł i ostatnia rata: 638,55 zł. Kalkulacja została dokonana na dzień 14.10.2024 r. na reprezentatywnym przykładzie.</strong>","dd_RRSO-KH-PKO-S":"9,08%","[!RRSO-KKMP]":"20,74%","dd_RRSO-EP-PR":"<strong>Rzeczywista Roczna Stopa Oprocentowania (RRSO) wynosi 19,55%, całkowita kwota kredytu (bez kredytowanych kosztów) 29 900,00 zł, całkowita kwota do zapłaty 48 549,53 zł, oprocentowanie zmienne 17,99%, całkowity koszt kredytu 18 649,53 zł (w tym: prowizja 0,00 zł, odsetki 18 649,53 zł), 71 miesięczne raty równe po 681,78 zł i ostatnia rata: 143,15 zł. Kalkulacja została dokonana na dzień 14.10.2024 r. na reprezentatywnym przykładzie.</strong>\n\nUdzielenie pożyczki jest uzależnione od pozytywnej oceny zdolności kredytowej. Umowa Ekopożyczki PKO nie stanowi umowy o kredyt wiązany w rozumieniu ustawy o kredycie konsumenckim.<br/><br/>\n\nPoniższy przykład obliczony jest dla oprocentowania przed dostarczeniem przez Ciebie faktury za zakup urządzenia ekologicznego. Wysokość raty po dostarczeniu faktury i obniżeniu oprocentowania Twojej Ekopożyczki PKO możesz obliczyć z wykorzystaniem kalkulatora na stronie. <br/><br/>","dd_RRSO-KH-PR-PKO-S":"<strong>Rzeczywista Roczna Stopa Oprocentowania (RRSO)</strong> dla wypłaconego jednorazowo kredytu Własny Kąt hipoteczny w PKO Banku Polskim zabezpieczonego hipoteką wynosi <strong>9,08%</strong> przy następujących założeniach: okres obowiązywania umowy: 25 lat; całkowita kwota kredytu (bez kredytowanych kosztów) 340 000 zł; LTV (kwota kredytu do wartości zabezpieczenia) 59,9%; oprocentowanie stałe: 6,82%/rok (do 5. roku z uwzględnieniem obniżenia o 0,5 p.p.), na które składa się 5-letnia stała stopa bazowa 5,01%/rok i marża 1,81%; a następnie oprocentowanie zmienne 8,16%/rok (od 6. roku do końca okresu oprocentowania), na które składa się wskaźnik referencyjny WIBOR 6M 5,85%/rok i marża 2,31%; całkowity koszt kredytu 467 013,25 zł, w tym prowizja 0,5%, tj. 1 700 zł, odsetki 429 809,65 zł, ubezpieczenie nieruchomości 6 800 zł (za cały okres kredytowania, dla ubezpieczenia oferowanego za pośrednictwem PKO Banku Polskiego), ocena wartości nieruchomości mającej stanowić zabezpieczenie kredytu 400 zł, PCC 19 zł, ROR (Konto za Zero) 0 zł (za cały okres kredytowania; w związku z deklaracją systematycznych wpływów minimum 3 000 zł na ROR), ubezpieczenie na życie 28 284,60 zł (za cały okres kredytowania); całkowita kwota do zapłaty 807 013,25 zł, płatna w 300 ratach annuitetowych (równych) miesięcznych, przy czym pierwsze 60 rat wynosi 2 365,76 zł, od 6. roku kolejne raty wynoszą 2 618,59 zł i ostatnia rata 2 021,04 zł. Kalkulacja została dokonana na dzień 04.09.2024 r. na reprezentatywnym przykładzie dla oferty specjalnej ważnej do 31.12.2024 r.","dd_RRSO-KHM-PR":"<strong>Rzeczywista Roczna Stopa Oprocentowania (RRSO)</strong> dla wypłaconego jednorazowo kredytu hipotecznego MIX w PKO Banku Polskim zabezpieczonego hipoteką wynosi <strong>9,15%</strong> przy następujących założeniach: okres obowiązywania umowy: 25 lat; całkowita kwota kredytu (bez kredytowanych kosztów) 326 868 zł, LTV (kwota kredytu do wartości zabezpieczenia) 52,4%, oprocentowanie stałe: 6,87%/rok (do 5. roku z uwzględnieniem obniżenia o 0,5 p.p.), na które składa się 5-letnia stała stopa bazowa 5,01%/rok oraz marża 1,86%, a następnie oprocentowanie zmienne 8,21%/rok (od 6. roku do końca okresu oprocentowania), na które składa się wskaźnik referencyjny WIBOR 6M 5,85% oraz marża 2,36%; całkowity koszt kredytu 452 539,49 zł, w tym: prowizja 0,5%, tj. 1 634,34 zł, odsetki 416 456,75 zł, ubezpieczenie nieruchomości 6 537,25 zł (za cały okres kredytowania, dla ubezpieczenia oferowanego za pośrednictwem PKO Banku Polskiego); ocena wartości nieruchomości mającej stanowić zabezpieczenie kredytu 700 zł, PCC 19 zł; ROR (Konto za Zero) 0 zł (za cały okres kredytowania; w związku z deklaracją systematycznych wpływów minimum 3 000 zł na ROR); ubezpieczenie na życie (za cały okres kredytowania) 27 192,15 zł, całkowita kwota do zapłaty 779 407,49 zł, płatna w 300 ratach annuitetowych (równych) miesięcznych, przy czym pierwsze 60 rat wynosi 2 284,76 zł, od 6. roku kolejne raty wynoszą 2 528,41 zł i ostatnia rata 1949,16 zł. Kalkulacja została dokonana na dzień 04.09.2024 r. na reprezentatywnym przykładzie dla oferty specjalnej ważnej do 31.12.2024 r.","dd_RRSO-KH-PR-PKO-Z":"<strong>Rzeczywista Roczna Stopa Oprocentowania (RRSO)</strong> dla wypłaconego jednorazowo kredytu Własny Kąt hipoteczny w PKO Banku Polskim zabezpieczonego hipoteką wynosi <strong>9,83%</strong> przy następujących założeniach: okres obowiązywania umowy: 25 lat; całkowita kwota kredytu (bez kredytowanych kosztów) 340 000 zł, LTV (kwota kredytu do wartości zabezpieczenia) 59,9%, oprocentowanie zmienne 8,17%/rok, na które składa się wskaźnik referencyjny WIBOR 6M 5,86% wg stanu na dzień 09.02.2024 r. oraz marża 2,31%; całkowity koszt kredytu 495 331,86 zł, w tym: prowizja 0,5%, tj. 1 700 zł, odsetki 458 128,26 zł, ubezpieczenie nieruchomości 6 800 zł (za cały okres kredytowania, dla ubezpieczenia oferowanego za pośrednictwem PKO Banku Polskiego); ocena wartości nieruchomości mającej stanowić zabezpieczenie kredytu 400 zł, PCC 19 zł; ROR (Konto za Zero) 0 zł (za cały okres kredytowania; w związku z deklaracją systematycznych wpływów minimum 3 000 zł na ROR); ubezpieczenie na życie 28 284,60 zł (za cały okres kredytowania), całkowita kwota do zapłaty 835 331,86 zł, płatna w 300 ratach annuitetowych (równych) miesięcznych przy czym pierwsze 299 rat wynosi 2 664,61 zł i ostatnia rata wynosi 1 409,87 zł. Kalkulacja została dokonana na dzień 09.02.2024 r. na reprezentatywnym przykładzie.","dd_RRSO-KHM":"9,92%","dd_RRSO-KKI-PR":"Rzeczywista Roczna Stopa Oprocentowania (RRSO) wynosi 21,21%, całkowita kwota kredytu 100 000 zł, całkowita kwota do zapłaty 110 873,27 zł, oprocentowanie zmienne 17,75%/rok, całkowity koszt kredytu 10 873,27 zł (w tym: opłata za obsługę karty kredytowej 1 000 zł, odsetki 9 873,27 zł, obligatoryjne ubezpieczenie na życie 0 zł), 12 miesięcznych rat równych po 9239,44 zł. Kalkulacja została dokonana na dzień 16.09.2024 r. na reprezentatywnym przykładzie. Do obliczenia powyższych parametrów przyjęto, że limit w wysokości 100 000 zł został wykorzystany jednorazowo w całości poprzez dokonanie transakcji bezgotówkowej przy fizycznym użyciu karty (z wyłączeniem polecenia przelewu, polecenia przelewu wewnętrznego, Fast Cash – jednorazowej dyspozycji przekazania środków na dowolny rachunek bankowy i transakcji dokonanych w punktach oznaczonych jako kasyna gry, salony gier, zakłady bukmacherskie, loterie i totalizatory) w miesiącu, w którym Klient ją otrzymał.","dd_RRSO-KKMP-PR":"Rzeczywista Roczna Stopa Oprocentowania (RRSO) wynosi 20,74%, całkowita kwota kredytu 40 000 zł, całkowita kwota do zapłaty 44 249,31 zł, oprocentowanie zmienne 17,75%/rok, całkowity koszt kredytu 4 249,31 zł (w tym: opłata za obsługę karty kredytowej 300 zł, odsetki 3 949,31 zł, obligatoryjne ubezpieczenie na życie 0 zł), 12 miesięcznych rat równych po 3 687,44 zł. Kalkulacja została dokonana na dzień 16.09.2024 r. na reprezentatywnym przykładzie. Do obliczenia powyższych parametrów przyjęto, że limit w wysokości 40 000 zł został wykorzystany jednorazowo w całości poprzez dokonanie transakcji bezgotówkowej przy fizycznym użyciu karty (z wyłączeniem polecenia przelewu, polecenia przelewu wewnętrznego, Fast Cash – jednorazowej dyspozycji przekazania środków na dowolny rachunek bankowy i transakcji dokonanych w punktach oznaczonych jako kasyna gry, salony gier, zakłady bukmacherskie, loterie i totalizatory) w miesiącu, w którym Klient ją otrzymał.","dd_RRSO-KKP-PR":"Rzeczywista Roczna Stopa Oprocentowania (RRSO) wynosi 23,33% całkowita kwota kredytu 10 000 zł, całkowita kwota do zapłaty 11 187,33 zł oprocentowanie zmienne 17,75%/rok, całkowity koszt kredytu 1 187,33 zł (w tym: opłata za obsługę karty kredytowej 80 zł, odsetki 987,33 zł, obligatoryjne ubezpieczenie na życie 120 zł), 12 miesięcznych rat równych po 932,28 zł. Kalkulacja została dokonana na dzień 16.09.2024 r. na reprezentatywnym przykładzie. Do obliczenia powyższych parametrów przyjęto, że limit w wysokości 10 000 zł został wykorzystany jednorazowo w całości poprzez dokonanie transakcji bezgotówkowej (z wyłączeniem polecenia przelewu, polecenia przelewu wewnętrznego, Fast Cash – jednorazowej dyspozycji przekazania środków na dowolny rachunek bankowy i transakcji dokonanych w punktach oznaczonych jako kasyna gry, salony gier, zakłady bukmacherskie, loterie i totalizatory) w miesiącu, w którym Klient ją otrzymał.","dd_RRSO-LO-BO-PR":"Rzeczywista Roczna Stopa Oprocentowania (RRSO) wynosi 23,94%, całkowita kwota kredytu 11 400 zł, całkowita kwota do zapłaty 12 753,55 zł, oprocentowanie zmienne 17,75%/rok, całkowity koszt kredytu 1 353,55 zł (w tym: prowizja 228 zł (2%), odsetki 1 125,55 zł), 12 miesięcznych rat równych po 1 043,80 zł. Kalkulacja została dokonana na dzień 05.10.2023 roku na reprezentatywnym przykładzie. Do obliczenia powyższych parametrów przyjęto, że limit w wysokości 11 400 zł został wykorzystany jednorazowo w całości, bez użycia karty płatniczej, w dniu postawienia go do dyspozycji Kredytobiorcy w Koncie Aurum, a opłata za prowadzenie Konta wynosi 0 zł miesięcznie w przypadku gdy wpływy na rachunek w ostatnim miesiącu wynoszą min. 9 000 zł lub średnie miesięczne saldo aktywów na produktach to min. 150 000 zł, w przeciwnym razie miesięczna opłata za prowadzenie konta wynosi 40 zł.","dd_RRSO-LO-KI-PR":"Rzeczywista Roczna Stopa Oprocentowania (RRSO) wynosi 25,16%, całkowita kwota kredytu 4 000 zł, całkowita kwota do zapłaty 4 494,93 zł, oprocentowanie zmienne 17,75%/rok, całkowity koszt kredytu 494,93 zł (w tym: prowizja 100 zł (2,5%), odsetki 394,93 zł), 12 miesięcznych rat równych po 366,24 zł. Kalkulacja została dokonana na dzień 05.10.2023 roku na reprezentatywnym przykładzie. Do obliczenia powyższych parametrów przyjęto, że limit w wysokości 4 000 zł został wykorzystany jednorazowo w całości, bez użycia karty płatniczej, w dniu postawienia go do dyspozycji Kredytobiorcy w PKO Koncie za Zero, a opłata za prowadzenie Konta wynosi 0 zł miesięcznie.","[!RRSO-BK]":"4,31%","[!RRSO-EP]":"19,55%","[!RRSO-EPG]":"11,57%","[!RRSO-KMSR]":"9,24%","[!RRSO-KH-BH-Z]":"8,81%","dd_RRSO-PH":"11,62%","[!RRSO-PGPROMO]":"16,43%","dd_RRSO-PH-PR":"<strong>Rzeczywista Roczna Stopa Oprocentowania (RRSO)</strong> dla wypłaconej jednorazowo pożyczki hipotecznej w PKO Banku Polskim zabezpieczonej hipoteką wynosi <strong>11,62%</strong> przy następujących założeniach: okres obowiązywania umowy: 20 lat; całkowita kwota pożyczki (bez kredytowanych kosztów) 305 711 zł, LTV (kwota kredytu do wartości zabezpieczenia) 34,3%, oprocentowanie zmienne 9,81%/rok, na które składa się wskaźnik referencyjny WIBOR 6M 5,86% wg stanu na dzień 09.02.2024 r. oraz marża 3,95%; całkowity koszt kredytu 417 750,42 zł, w tym: prowizja 0,5%, tj. 1 528,56 zł, odsetki 390 565,78 zł, ubezpieczenie nieruchomości 4 891,40 zł (za cały okres kredytowania, dla ubezpieczenia oferowanego za pośrednictwem PKO BP), ocena wartości nieruchomości mającej stanowić zabezpieczenie pożyczki 400 zł, PCC 19 zł; ROR (Konto za Zero) 0 zł (za cały okres kredytowania; w związku z deklaracją systematycznych wpływów minimum 3 000 zł na ROR); ubezpieczenie na życie (za cały okres kredytowania) 20 345,68 zł; całkowita kwota do zapłaty 723 461,42 zł, płatna w 240 ratach annuitetowych (równych) miesięcznych przy czym pierwsze 239 rat wynosi 2 917,90 zł i ostatnia rata wynosi 1 816,58 zł. Kalkulacja została dokonana na dzień 09.02.2024 r. na reprezentatywnym przykładzie.","[!RRSO-KH-BH]":"9,84%","[!RRSO-KH-PKO-Z]":"8,41%","[!RRSO-KH-PKO]":"9,83%","[!RRSO-KHM]":"9,92%","[!RRSO-PG]":"11,57%","[!RRSO-PH]":"11,62%","dd_RRSO-PG-PR":"<strong>Rzeczywista Roczna Stopa Oprocentowania (RRSO) wynosi 11,57%, całkowita kwota kredytu (bez kredytowanych kosztów) 13 700,00 zł, całkowita kwota do zapłaty 15 324,97 zł, oprocentowanie stałe 10,99%, całkowity koszt kredytu 1 624,97 zł (w tym: prowizja 0,00 zł, odsetki 1 624,97 zł), 23 miesięczne raty równe po 638,54 zł i ostatnia rata: 638,55 zł. Kalkulacja została dokonana na dzień 14.10.2024 r. na reprezentatywnym przykładzie.</strong>","dd_RRSO-PK-PR":"<strong>Rzeczywista Roczna Stopa Oprocentowania (RRSO) wynosi 12,56%, całkowita kwota kredytu (bez kredytowanych kosztów) 26 700,00 zł, całkowita kwota do zapłaty 39 812,55 zł, oprocentowanie zmienne 11,89%, całkowity koszt kredytu 13 112,55 zł (w tym: prowizja 0,00 zł, odsetki 13 112,55 zł), 85 miesięcznych rat równych po 462,75 zł i ostatnia rata: 478,80 zł. Kalkulacja została dokonana na dzień 18.11.2024 r. na reprezentatywnym przykładzie.</strong>","[!RRSO-PK]":"12,56%","dd_RRSO-KMSR-PR":"<strong>Rzeczywista Roczna Stopa Oprocentowania (RRSO)</strong> dla wypłaconego jednorazowo kredytu mieszkaniowego ze spłatą rodzinną w PKO Banku Polskim zabezpieczonego hipoteką wynosi <strong>8,90%</strong> przy następujących założeniach: okres obowiązywania umowy: 30 lat; całkowita kwota kredytu (bez kredytowanych kosztów) 339 000 zł; LTV (kwota kredytu do wartości zabezpieczenia) 92,6%; oprocentowanie stałe: 6,51%/rok (do 5. roku z uwzględnieniem obniżenia o 0,5 p.p.), na które składa się 5-letnia stała stopa bazowa 5,01%/rok z dnia 04.09.2024 r. i marża 1,5%, a następnie oprocentowanie zmienne 7,85%/rok (od 6. roku do końca okresu oprocentowania), na które składa się wskaźnik referencyjny WIBOR 6M 5,85%/rok i marża 2%; całkowity koszt kredytu 559 275,53 zł, w tym prowizja za udzielenie kredytu 0,5%, tj. 1 695 zł, prowizja dla BGK za udzielenie gwarancji 461,27 zł; odsetki 514 722,57 zł, ubezpieczenie nieruchomości 8 136 zł (za cały okres kredytowania, dla ubezpieczenia oferowanego za pośrednictwem PKO Banku Polskiego), ocena wartości nieruchomości mającej stanowić zabezpieczenie kredytu 400 zł, PCC 19 zł, ubezpieczenie na życie (za cały okres kredytowania) 33 841,69 zł; całkowita kwota do zapłaty 898 275,53 zł, płatna w 360 ratach annuitetowych (równych) miesięcznych, przy czym w okresie pierwszych 5. lat raty wyniosą po 2 146,53 zł, od 6. roku po 2 419,45 zł i ostatnia rata wyniesie 1 515,22 zł. Kalkulacja została dokonana na dzień 04.09.2024 r. na reprezentatywnym przykładzie dla oferty specjalnej ważnej do 31.12.2024 r.","dd_RRSO-PH-PR-S":"<strong>Rzeczywista Roczna Stopa Oprocentowania (RRSO)</strong> dla wypłaconej jednorazowo pożyczki hipotecznej w PKO Banku Polskim zabezpieczonej hipoteką <strong>10,75%</strong> przy następujących założeniach: okres obowiązywania umowy: 20 lat; całkowita kwota pożyczki (bez kredytowanych kosztów) 305 711 zł, LTV (kwota kredytu do wartości zabezpieczenia) 34,3%, oprocentowanie stałe: 8,46%/rok (do 5. roku z uwzględnieniem obniżenia o 0,5 p.p.), na które składa się 5-letnia stała stopa bazowa 5,01%/rok oraz marża 3,45%, a następnie oprocentowanie zmienne 9,80%/rok (od 6. roku do końca okresu oprocentowania), na które składa się wskaźnik referencyjny WIBOR 6M 5,85% oraz marża 3,95%; całkowity koszt kredytu 394 941,81 zł, w tym: prowizja 0,5%, tj. 1 528,56 zł, odsetki 367 757,17 zł, ubezpieczenie nieruchomości 4 891,40 zł (za cały okres kredytowania, dla ubezpieczenia oferowanego za pośrednictwem PKO BP), ocena wartości nieruchomości mającej stanowić zabezpieczenie pożyczki 400 zł, PCC 19 zł; ROR (Konto za Zero) 0 zł (za cały okres kredytowania; w związku z deklaracją systematycznych wpływów minimum 3 000 zł na ROR); ubezpieczenie na życie (za cały okres kredytowania) 20 345,68 zł; całkowita kwota do zapłaty 700 652,81 zł, płatna w 240 ratach annuitetowych (równych) miesięcznych przy czym pierwsze 60 rat wynosi 2 647,09 zł, od 6. roku kolejne raty wynoszą 2 861,64 zł i ostatnia rata 2 409,21 zł. Kalkulacja została dokonana na dzień 04.09.2024 r. na reprezentatywnym przykładzie dla oferty specjalnej ważnej do 31.12.2024 r.","dd_RRSO-KH-PR-BH-S":"<strong> Rzeczywista Roczna Stopa Oprocentowania (RRSO)</strong> dla wypłaconego jednorazowo kredytu Własny Kąt hipoteczny w PKO Banku Hipotecznym SA zabezpieczonego hipoteką wynosi <strong>9,10%</strong> przy następujących założeniach: okres obowiązywania umowy: 20 lat; całkowita kwota pożyczki (bez kredytowanych kosztów) 305 711 zł, LTV (kwota kredytu do wartości zabezpieczenia) 34,3%, oprocentowanie stałe: 8,46%/rok (do 5. roku z uwzględnieniem obniżenia o 0,5 p.p.), na które składa się 5-letnia stała stopa bazowa 5,01%/rok oraz marża 3,45%, a następnie oprocentowanie zmienne 9,80%/rok (od 6. roku do końca okresu oprocentowania), na które składa się wskaźnik referencyjny WIBOR 6M 5,85% oraz marża 3,95%; całkowity koszt kredytu 394 941,81 zł, w tym: prowizja 0,5%, tj. 1 528,56 zł, odsetki 367 757,17 zł, ubezpieczenie nieruchomości 4 891,40 zł (za cały okres kredytowania, dla ubezpieczenia oferowanego za pośrednictwem PKO BP), ocena wartości nieruchomości mającej stanowić zabezpieczenie pożyczki 400 zł, PCC 19 zł; ROR (Konto za Zero) 0 zł (za cały okres kredytowania; w związku z deklaracją systematycznych wpływów minimum 3 000 zł na ROR); ubezpieczenie na życie (za cały okres kredytowania) 20 345,68 zł; całkowita kwota do zapłaty 700 652,81 zł, płatna w 240 ratach annuitetowych (równych) miesięcznych przy czym pierwsze 60 rat wynosi 2 647,09 zł, od 6. roku kolejne raty wynoszą 2 861,64 zł i ostatnia rata 2 409,21 zł. Kalkulacja została dokonana na dzień 04.09.2024 r. na reprezentatywnym przykładzie dla oferty specjalnej ważnej do 31.12.2024 r.","dd_RRSO-KHM-PR-S":"<strong>Rzeczywista Roczna Stopa Oprocentowania (RRSO)</strong> dla wypłaconego jednorazowo kredytu hipotecznego MIX\nw PKO Banku Polskim zabezpieczonego hipoteką wynosi <strong>9,15%</strong> przy następujących założeniach: okres obowiązywania umowy: 25 lat; całkowita kwota kredytu (bez kredytowanych kosztów) 326 868 zł, LTV (kwota kredytu do wartości zabezpieczenia) 52,4%, oprocentowanie stałe: 6,87%/rok (do 5. roku z uwzględnieniem obniżenia o 0,5 p.p.), na które składa się 5-letnia stała stopa bazowa 5,01%/rok oraz marża 1,86%, a następnie oprocentowanie zmienne 8,21%/rok (od 6. roku do końca okresu oprocentowania), na które składa się wskaźnik referencyjny WIBOR 6M 5,85% oraz marża 2,36%; całkowity koszt kredytu 452 539,49 zł, w tym: prowizja 0,5%, tj. 1 634,34 zł, odsetki 416 456,75 zł, ubezpieczenie nieruchomości 6 537,25 zł (za cały okres kredytowania, dla ubezpieczenia oferowanego za pośrednictwem PKO Banku Polskiego); ocena wartości nieruchomości mającej stanowić zabezpieczenie kredytu 700 zł, PCC 19 zł; ROR (Konto za Zero) 0 zł (za cały okres kredytowania; w związku z deklaracją systematycznych wpływów minimum 3 000 zł na ROR); ubezpieczenie na życie (za cały okres kredytowania) 27 192,15 zł, całkowita kwota do zapłaty 779 407,49 zł, płatna w 300 ratach annuitetowych (równych) miesięcznych, przy czym pierwsze 60 rat wynosi 2 284,76 zł, od 6. roku kolejne raty wynoszą 2 528,41 zł i ostatnia rata 1949,16 zł. Kalkulacja została dokonana na dzień 04.09.2024 r. na reprezentatywnym przykładzie dla oferty specjalnej ważnej do 31.12.2024 r."}}</script><meta name="next-head-count" content="13"/><link rel="shortcut icon" href="/static/redesign/_front/_img/_layout/favicon_new.png"/><link rel="apple-touch-icon" href="/static/redesign/_front/_img/_layout/favicon_new.png"/><meta name="msapplication-TileColor" content="#3074D5"/><meta name="theme-color" content="#003574"/><link rel="preload" href="/_next/static/css/db9be11e725027ca.css" as="style"/><link rel="stylesheet" href="/_next/static/css/db9be11e725027ca.css" data-n-g=""/><noscript data-n-css=""></noscript><script defer="" nomodule="" src="/_next/static/chunks/polyfills-c67a75d1b6f99dc8.js"></script><script defer="" src="/_next/static/chunks/9072.6d9178acf2c135e4.js"></script><script defer="" src="/_next/static/chunks/5190.1bb0aa861c305e60.js"></script><script defer="" src="/_next/static/chunks/6907.13824a3fbb1158d1.js"></script><script defer="" 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text-transform: none; } .jss170:hover, .jss170:focus { color: #003574; } .jss170 .jss173 { transform: translateY(3px); } .jss171 { color: #000000; padding: 11px 13px; background: #F9F9F9; min-height: 40px; line-height: 1; border-color: #2E7D49; border-radius: 10px 10px; } .jss171:hover, .jss171:focus { color: #ffffff; background: #2E7D49; border-color: #2E7D49; } .jss172 { width: 100%; display: inline-flex; } .jss173 { height: 20px; display: inline-block; margin-left: 12px; } .jss273 { border: none; background: transparent; box-shadow: none; } .jss274 { margin-top: 4px !important; } .jss274::before { display: none; } .jss274 .jss278 { margin-left: 0px !important; } .jss274 .jss275 { align-items: center; margin-bottom: 22px; justify-content: center; } .jss274 .jss281 { padding: 13px 0; line-height: 1; } .jss274 .jss279 { margin-bottom: 24px; } .jss274 .jss279 ul { margin-top: 0px; text-align: left; margin-left: 0px; } .jss274.jss274 .jss279 ul li { padding-left: 6px; margin-bottom: 4px; } .jss275 { padding: 0; min-height: 24px !important; justify-content: flex-start; } .jss276 { justify-content: space-between; } @media (max-width:639.95px) { .jss276 { gap: 15px; padding-right: 0; } } .jss277 { margin: 0 !important; flex-grow: initial !important; } .jss278 { margin-left: 8px; } .jss279 { padding: 0; } @media (max-width:639.95px) { .jss279 { font-size: 16px; font-weight: 300; } } .jss280 { margin-top: 29px; } .jss281 { margin: 0; } @media (max-width:1023.95px) { .jss281 { font-size: 14px; } } .jss282 { font-size: 16px; font-weight: 600; line-height: 24px; } .jss283 { width: 24px; border: none; cursor: pointer; height: 24px; margin: 0; padding: 0; background: transparent; } .jss197 { color: inherit; border: 1px solid #E5E5E5; margin: 0; display: block; padding: 32px; box-shadow: 0px 16px 32px #0000000F; min-height: 284px; transition: box-shadow 300ms cubic-bezier(0.4, 0, 0.2, 1) 0ms; border-radius: 12px; margin-bottom: 28px; text-decoration: none; } @media (min-width:640px) { .jss197 { border-radius: 16px; margin-bottom: 22px; } } .jss197:hover { box-shadow: 0px 16px 32px #00000029; } .jss197.item__carousel { width: 100%; padding: 24px 19px 18px 19px; box-shadow: 0px 4px 12px #00000014; min-height: 156px; margin-bottom: 10px; } @media (min-width:640px) { .jss197.item__carousel { padding: 24px 20px; min-height: 196px; margin-bottom: 12px; } } @media (min-width:900px) { .jss197.item__carousel { min-height: 216px; } } @media (min-width:1024px) { .jss197.item__carousel { padding: 32px; min-height: 284px; } } .jss198 { font-size: 16px; margin-top: 8px; font-family: pkobp,Helvetica,Arial,sans-serif; font-weight: 400; line-height: 1.3333333333333333; margin-bottom: 28px; } @media (min-width:900px) { .jss198 { font-size: 24px; line-height: 1.3333333333333333; } } .jss198 a { color: inherit; text-decoration: none; } @media (max-width:639.95px) { .jss198 { font-size: 16px; } } @media (min-width:640px) { .jss198 { margin-top: 18px; margin-bottom: 22px; } } @media (min-width:1024px) { .jss198 { font-size: 24px; } } .item__carousel .jss198 { margin-top: 8px; margin-bottom: 0; } @media (min-width:640px) { .item__carousel .jss198 { margin-top: 14px; } } .jss199 { font-size: 16px; margin-top: 20px; font-weight: 300; } .jss199 p { margin: 0; } .jss200 { height: 20px; } .item__carousel .jss200 { color: #636363; } .jss201 { height: 20px; display: flex; padding: 1px 5px; overflow: hidden; background: #F2F2F2; align-items: center; font-weight: 300; margin-left: 6px; border-radius: 4px; } .jss202 { display: inline; overflow: hidden; line-height: normal; white-space: nowrap; text-overflow: ellipsis; } .jss203 { display: -webkit-box; overflow: hidden; text-overflow: ellipsis; -webkit-box-orient: vertical; -webkit-line-clamp: 4; } @media (min-width:640px) { .jss203 { -webkit-line-clamp: 2; } } .jss204 { -webkit-line-clamp: 3; } .jss180 .slick-dots { margin-bottom: 17px; } @media (max-width:639.95px) { .jss180 .slick-slide { width: 228px; margin: 0 8px; } } @media (min-width:640px) { .jss180 .slick-slide>div { padding: 0 8px; } } @media (max-width:639.95px) { .jss180 .slick-list { margin: 0 -16px; padding: 0 16px; } } @media (min-width:640px) and (max-width:1023.95px) { .jss180 .slick-list { margin: 0 -8px; } } @media (max-width:639.95px) { .jss180 .slick-list.isLast .slick-track { transform: translate3d(calc(-756px + 100vw), 0px, 0px) !important; } } .jss181 { font-size: 24px; margin-top: 0; font-family: pkobp,Helvetica,Arial,sans-serif; font-weight: 400; line-height: 1.3333333333333333; margin-bottom: 16px; } @media (min-width:900px) { .jss181 { font-size: 40px; line-height: 1.2; } } .jss181 a { color: inherit; text-decoration: none; } @media (min-width:1024px) { .jss181 { margin-bottom: 40px; } } .jss182 { margin: 0; display: inline-block; padding: 16px 44px; transition: color 0.3s ease-in-out; line-height: 1; } .jss1 { top: auto; left: -999px; width: 1px; height: 1px; position: absolute; } .jss1:focus { top: 0; left: 0; color: #fff; width: auto; height: auto; margin: auto; display: inline-block; outline: none; padding: 3px; z-index: 1040; position: absolute; font-size: 12px; background: #004C9A; border-bottom-right-radius: 4px; } .jss114 .MuiPaper-root { max-width: 810px; min-width: 600px; } .jss114 .MuiDialogContent-root { padding: 0 95px 48px 105px; min-width: 390px; } @media (max-width:1023.95px) { .jss114 .MuiDialogContent-root { padding: 0 30px 48px 30px; min-width: unset; } } @media (max-width:639.95px) { .jss114 .MuiDialogContent-root { padding: 0 16px 48px 16px; min-width: unset; } } @media (max-width:1023.95px) { .jss114 .MuiPaper-root { width: 100%; max-width: 100%; min-width: unset; } } .jss115 .MuiDialogContent-root { padding: 0 95px 118px 105px; } .jss115 .MuiDialogContent-root::-webkit-scrollbar-track { border: 1px solid white; margin: 8px 0 108px 0; background-color: #E5E5E5; } @media (max-width:1023.95px) { .jss115 .MuiDialogContent-root { padding: 0 30px 118px 30px; } } @media (max-width:639.95px) { .jss115 .MuiDialogContent-root { padding: 0 16px 118px 16px; } } .jss116 h2 { margin: -10px 0 0 0 !important; font-size: 24px; line-height: 32px; } @media (max-width:1023.95px) { .jss117 { margin-top: 16px; } } .jss117 h2, .jss117 h3, .jss117 h4, .jss117 h5, .jss117 h6 { margin: 0 0 16px 0; font-size: 20px; font-weight: 400; line-height: 24px; } .jss117 h1 { margin: 0 0 12px 0; font-size: 24px; margin-top: 16px !important; font-weight: 400; line-height: 32px; } .jss117 p { margin-top: 0px; font-weight: 300; line-height: 24px; margin-bottom: 8px; } .jss117 span { line-height: 1; } .jss117 ul { margin-bottom: 24px; } .jss117 a { font-weight: 400; } .jss117 ul[style="list-style-type: checks;"] { padding-left: 26px; } .jss117 ol { margin-top: 17px; padding-left: 2px; } .jss117 img { margin-top: 8px; } .jss117 li { font-weight: 300; } .jss117 ol li { line-height: 24px; padding-bottom: 8px; } @media (max-width:1023.95px) { .jss117 ol li { line-height: 20px; } } .jss117 ol li ol { padding-left: 1px; } .jss117 ol li li { padding-bottom: 8px; } .jss117 ul[style="list-style-type: checks;"] li { line-height: 20px; padding-top: 2px; margin-bottom: 21px; } .jss117 ul[style="list-style-type: checks;"] li strong { display: inline-block; margin-bottom: 6px; } @media (max-width:1023.95px) { .jss117 ul { margin-top: 13px; line-height: 20px; } } .jss117 ul li { padding-bottom: 6px; } .jss117 ul ul li { line-height: 23.8px; } @media (max-width:1023.95px) { .jss117 p { line-height: 20px; margin-bottom: 0px; } } .jss117 h2:not(:first-child), .jss117 h3:not(:first-child), .jss117 h4:not(:first-child), .jss117 h5:not(:first-child), .jss117 h6:not(:first-child) { margin-top: 40px !important; } @media (max-width:1023.95px) { .jss117 h2, .jss117 h3, .jss117 h4, .jss117 h5, .jss117 h6 { margin: 0 0 13px 0; font-size: 18px; line-height: 24px; } .jss117 h2:not(:first-child), .jss117 h3:not(:first-child), .jss117 h4:not(:first-child), .jss117 h5:not(:first-child), .jss117 h6:not(:first-child) { margin-top: 16px !important; } } .jss118 { gap: 30px; left: 0; width: 100%; bottom: 0; height: 96px; display: flex; opacity: 1; padding: 0 16px; position: absolute; background: #ffffff; border-top: solid 1px #E5E5E5; box-shadow: 0px -3px 6px #81818114; align-items: center; justify-content: center; } .jss118 button, .jss118 a { width: auto; height: 48px; display: block; padding: 14px 15px; overflow: hidden; min-width: 100px; text-align: center; line-height: 20px; white-space: nowrap; padding-left: 16px; text-overflow: ellipsis; } @media (max-width:1023.95px) { .jss118 { gap: 16px; height: 80px; } .jss118 button, .jss118 a { width: 100%; max-width: 288px; min-width: unset; } } @media (max-width:639.95px) { .jss118 button, .jss118 a { max-width: unset; } } @media (min-width:640px) { .jss288 { width: 100%; display: inline-block; min-height: 28px; } } @media (min-width:1280px) { .jss288 { padding: 2px 0; } } .jss289 { font-size: 14px; white-space: normal; } @media (max-width:1023.95px) { .jss289 { line-height: 12px; } } @media (min-width:1280px) { .jss289 { margin: 0; font-size: 16px; } } .jss228 { max-width: 400px; } .jss229 { font-size: 24px; margin-top: 0; font-weight: 400; line-height: 1.3333333333333333; margin-bottom: 16px; letter-spacing: 0.2px; } @media (min-width:640px) { .jss229 { margin-top: 10px; margin-bottom: 20px; } } @media (min-width:1024px) { .jss229 { font-size: 40px; line-height: 1.2; } } .jss230 { width: 100%; display: flex; max-width: 574px; margin-bottom: 15px; justify-content: center; } @media (min-width:640px) { .jss230 { max-width: 50%; margin-bottom: 0; } } @media (min-width:1024px) { .jss230 { max-width: 574px; } } .jss230 * { width: 100% !important; display: block !important; max-width: 100%; } @media (max-width:639.95px) { .jss231 { display: flex; overflow: hidden; min-height: 168px; align-items: center; border-radius: 10px; justify-content: center; } } @media (min-width:1024px) { .jss231 { max-width: 495px; } } .jss231 .jss232 { overflow: hidden; border-radius: 40px; } @media (max-width:639.95px) { .jss231 .jss232 { border-radius: 10px; } } @media (min-width:1024px) { .jss231 .jss232 { max-width: 495px; } } .jss232 { width: 100%; } @media (min-width:640px) { .jss232 { width: 100%; max-width: 574px; max-height: 586px; } } .jss232>a { width: 100%; } @media (min-width:640px) { .jss232>a { max-width: 574px; } } .jss223 { width: 100%; display: flex; flex-wrap: nowrap; column-gap: 30px; align-items: center; } @media (max-width:1279.95px) { .jss223 { max-width: 1020px; margin-left: auto; margin-right: auto; } } @media (min-width:1280px) { .jss223 { column-gap: 135px; margin-left: 26px; } } @media (min-width:1280px) { .jss224 { column-gap: 133px; padding-left: 79px; } } @media (min-width:900px) { .jss224 .jss225 { width: 100%; } } @media (min-width:1280px) { .jss224 .jss225 { width: 390px; } } .jss225 { width: 338px; max-width: 100%; } @media (min-width:900px) { .jss225 { width: 400px; } } @media (min-width:1280px) { .jss225 { margin-top: -27px; } } @media (max-width:639.95px) { .jss226 { width: 100%; } } .jss227 { margin: 0; display: inline-block; padding: 10px 0; } .jss300 { margin: 0 17px; display: inline-block; max-width: 128px; max-height: 56px; } @media (min-width:640px) { .jss300 { margin-top: -1px; margin-bottom: -1px; } } @media (min-width:1024px) { .jss300 { margin: 0; } } .jss300:first-of-type { margin-left: 0; } .jss300:last-of-type { margin-right: 0; } .jss300 img.no-next-image-classname { max-width: 128px; max-height: 56px; } .jss300 .next-image-classname img { min-width: unset !important; max-height: 56px !important; min-height: unset !important; } .jss296 { margin-top: 0; margin-bottom: 20px; } .jss296>p { font-size: 18px; text-align: center; line-height: 1.3333333333333333; } @media (min-width:1280px) { .jss296 { width: 261px; display: flex; margin-top: 0; align-items: center; margin-bottom: 0; } } .jss297 { margin: 0; font-size: 18px; line-height: 24px; } @media (max-width:639.95px) { .jss297 { text-align: center; } } .jss298 { color: inherit; text-decoration: none; } .jss299 { cursor: pointer; } @media (min-width:1280px) { .jss291 { display: flex; justify-content: flex-start; } } .jss292 { color: inherit; text-decoration: none; } .jss293 { cursor: pointer; } @media (min-width:1280px) { .jss294 { width: calc(100% - 261px); } } .jss295 { display: flex; flex-wrap: wrap; align-items: center; justify-content: space-between; } .jss205 { width: 870px; border: 1px solid; margin: 0 auto; display: flex; overflow: hidden; max-width: 100%; box-shadow: 0px 4px 12px #00000014; align-items: center; border-color: #E5E5E5; border-radius: 16px; } @media (max-width:639.95px) { .jss205 { width: 100%; flex-direction: column; } } .jss207 { margin: 0 auto; } .jss208 { color: inherit; transition: box-shadow 300ms cubic-bezier(0.4, 0, 0.2, 1) 0ms; text-decoration: none; } .jss208:hover { box-shadow: 0px 16px 32px #0000000F; } .jss209 { width: 100%; max-width: 1230px; } .jss210 { width: 100%; padding: 23px 104px 23px 47px; max-width: 1230px; box-shadow: 0px 16px 32px #0000000F; border-radius: 12px; } @media (max-width:1023.95px) { .jss210 { padding: 23px; flex-direction: column; } } @media (max-width:639.95px) { .jss210 { padding: 0; } } .jss210 .jss216 { margin-top: 9px; } .jss210 .jss217 { width: 100%; max-width: 292px; } @media (max-width:1023.95px) { .jss210 .jss217 { order: 1; padding: 36px 24px 0 24px; max-width: 100%; min-width: unset; } .jss210 .jss217 img { width: auto !important; max-width: 100% !important; max-height: 96px !important; } } @media (max-width:1023.95px) { .jss210 .jss213 { order: 2; } } @media (min-width:1024px) { .jss210 .jss213 { padding: 0 0 0 80px; max-width: calc(100% - 292px); } } .jss211 { gap: 16px; width: 100%; padding: 32px 32px 30px 32px; max-width: 1230px; box-shadow: 0px 16px 32px #0000000F; align-items: start; border-radius: 12px; } @media (max-width:1023.95px) { .jss211 { gap: 3px; width: 100%; padding: 17px 12px 15px 16px; align-items: center; flex-direction: row; } } .jss211 .jss219 { margin-bottom: 30px; } .jss211 .jss216 { margin-top: 0; } .jss211 .jss215 { margin-top: 25px; } .jss211 .jss220 { margin-top: 25px; } .jss211 .jss217 { max-width: unset; min-width: 276px; } @media (max-width:1279.95px) { .jss211 .jss217 { max-width: 166px; min-width: unset; } .jss211 .jss217 img { width: auto !important; max-width: 166px !important; } } @media (max-width:1023.95px) { .jss211 .jss217 { order: 2; max-width: 92px; min-width: unset; margin-left: auto; margin-right: auto; justify-content: center; } .jss211 .jss217 img { width: auto !important; max-width: 92px !important; } } @media (max-width:1023.95px) { .jss211 .jss220 { margin-top: 8px; } } @media (max-width:1023.95px) { .jss211 .jss215 { margin-top: 9px; font-weight: 300; } } @media (max-width:1023.95px) { .jss211 .jss216 { font-size: 16px; margin-top: 8px; font-weight: 600; line-height: 20px; margin-bottom: 0; } } @media (max-width:1023.95px) { .jss211 .jss219 { padding: 3px 6px 2px 6px; margin-bottom: 3px; } } @media (min-width:1024px) { .jss211 .jss213 { padding: 0; flex-grow: 1; max-width: unset; margin-top: -4px; } } @media (max-width:1023.95px) { .jss211 .jss213 { width: 100%; padding: 0; max-width: 100%; font-weight: 300; } } .jss212 { cursor: pointer; } .jss213 { padding: 40px 25px 40px 29px; max-width: 55%; } @media (max-width:1023.95px) { .jss213 { width: 100%; padding: 24px; max-width: 100%; } } .jss213 > :first-child { margin-top: 0; } .jss214 { letter-spacing: 1.65px; text-transform: none; } .jss215 { margin-top: 20px; font-weight: 300; line-height: 20px; } @media (max-width:639.95px) { .jss215 { margin-top: 4px; font-weight: 400; } } .jss215 ul[style="list-style-type: checks;"] { list-style: none; text-align: left; padding-left: 22px; } .jss215 ul[style="list-style-type: checks;"] li { position: relative; line-height: 24px; padding-left: 6px; margin-bottom: 20px; padding-bottom: 0px; list-style-type: none; } .jss215 ul[style="list-style-type: checks;"] li::before { top: 4px; left: -22px; width: 16px; height: 16px; content: " "; position: absolute; background: url(/_next/static/media/icon_green_check.56ec3590.svg); } .jss216 { font-size: 32px; margin-top: 11px; font-weight: normal; line-height: 1.25; margin-bottom: 0; } @media (max-width:1023.95px) { .jss216 { font-size: 24px; margin-top: 8px; line-height: 32px; margin-bottom: 0; } } .jss217 { width: 390px; display: flex; max-width: 45%; } @media (max-width:1023.95px) { .jss217 { max-width: 100%; } } @media (max-width:639.95px) { .jss217 { order: 2; margin-left: auto; margin-right: auto; justify-content: center; } } .jss217 img { width: auto; max-width: 100%; } .jss218 { order: 2; margin-left: auto; } .jss219 { display: inline-block; padding: 3px 6px; font-size: 14px; line-height: 1.1; border-radius: 4px; margin-bottom: 6px; text-transform: capitalize; } @media (max-width:639.95px) { .jss219 { margin-bottom: 3px; } } .jss220 { margin-top: 22px; } .jss220 ul[style="list-style-type: checks;"] { padding-left: 24px; } .jss220 ul[style="list-style-type: checks;"] li { padding-left: 8px; margin-bottom: 12px; } .jss220 p:last-child { margin-bottom: 0; } @media (max-width:1023.95px) { .jss220 p:first-child { margin-top: 0; } } .jss220 ul[style="list-style-type: checks;"] li:last-of-type { margin-bottom: 0px; } .jss221 { border-color: #3074D5; } .jss222 { background-color: #3074D5; color: #fff; } .jss239 { border-color: #3074D5; } .jss240 { background-color: #3074D5; color: #fff; } .jss265 { max-width: 915px; margin-left: auto; margin-right: auto; } .jss265>ul { padding: 0; list-style-type: none; } .jss265>ul ul { list-style-type: disc; } .jss265>ul ul ul { list-style: none; margin-top: 8px; padding-left: 20px; } .jss265>ul ul ul ul { list-style-type: square; } .jss265>ul ul ul ul li { list-style-type: square; } .jss265>ul ul ul ul li::before { content: none; } .jss265>ul ul ul li { position: relative; line-height: 24px; padding-left: 0px; padding-bottom: 0px; list-style-type: none; } .jss265>ul ul ul li::before { top: 9px; left: -20px; width: 6px; height: 6px; content: " "; position: absolute; background-size: cover; background-image: url(/_next/static/media/icon_circle.cb924b72.svg); background-repeat: no-repeat; } .jss266 { margin-bottom: 19px; } @media (min-width:640px) { .jss266 { margin-bottom: 40px; } } .jss267 { margin-top: 0; font-weight: 300; margin-bottom: 11px; } .jss268 { font-size: 24px; margin-top: 0; font-family: pkobp,Helvetica,Arial,sans-serif; font-weight: 400; line-height: 32px; margin-bottom: 0; } @media (min-width:900px) { .jss268 { font-size: 32px; line-height: 1.25; } } .jss268 a { color: inherit; text-decoration: none; } @media (min-width:1024px) { .jss268 { font-size: 32px; line-height: 40px; margin-bottom: 0; } } .jss269 { margin-top: 15px; font-weight: 300; margin-bottom: 0; } @media (min-width:1024px) { .jss269 { margin-top: 19px; } } @media (min-width:1280px) { .jss269 { margin-top: 23px; } } .jss270 { font-size: 16px; font-weight: bold; } .jss271 { color: rgba(0, 0, 0, 0.87); margin-top: 15px; } @media (min-width:1024px) { .jss271 { margin-top: 19px; } } @media (min-width:1280px) { .jss271 { margin-top: 23px; } } .jss272 { border-top: 1px solid #E5E5E5; padding-top: 28px; padding-bottom: 27px; } .jss272:last-of-type { border-bottom: 1px solid #E5E5E5; } @media (max-width:639.95px) { .jss272 { padding-top: 24px; padding-bottom: 23px; } } .jss258 { padding: 0; list-style-type: none; } @media (min-width:1024px) { .jss258 { display: flex; flex-wrap: nowrap; justify-content: center; } } .jss259 { width: 100%; position: relative; max-width: 320px; } @media (max-width:1023.95px) { .jss259 { display: flex; flex-wrap: nowrap; max-width: 100%; margin-bottom: 15px; padding-bottom: 20px; } } @media (max-width:639.95px) { .jss259 { min-height: 67px; margin-bottom: 13px; padding-bottom: 15px; } .jss259:last-of-type { margin-bottom: 0; padding-bottom: 0; } } @media (min-width:1024px) { .jss259 { margin: 0 15px; } .jss259:first-of-type { margin-left: 0; } .jss259:last-of-type { margin-right: 0; } } .jss259 .pkobp-button { display: inline-block; margin-top: 10px; margin-bottom: 0px; } .jss260 { content: ''; position: absolute; } @media (max-width:1023.95px) { .jss260 { top: 48px; left: calc(30px / 2); width: 1px; height: calc(100% - 48px); border-left: 1px dashed #B7B7B7; } } @media (min-width:1024px) { .jss260 { top: calc(72px / 2); left: 70px; width: calc(100% - 70px); height: 1px; border-bottom: 1px dashed #B7B7B7; } } .jss261 { color: #E5E5E5; line-height: 1; } @media (max-width:1023.95px) { .jss261 { font-size: 48px; min-width: 26px; } } @media (min-width:1024px) { .jss261 { font-size: 72px; } } @media (max-width:1023.95px) { .jss262 { margin-left: 12px; } } .jss263 { margin: 0; font-size: 16px; font-weight: bold; line-height: 1.5; } @media (max-width:1023.95px) { .jss263 { margin-top: 9px; } } @media (max-width:639.95px) { .jss263 { line-height: 1.5; } } @media (min-width:1024px) { .jss263 { margin-top: 20px; } } .jss264 { font-weight: 300; letter-spacing: 0; } @media (max-width:1023.95px) { .jss264 { margin-top: 16px; } .jss264>* { font-size: max(16px); } } @media (max-width:639.95px) { .jss264 { margin-top: 9px; line-height: 24px; } } @media (min-width:1024px) { .jss264 { margin-top: 17px; } } .jss264 *:last-child { margin-bottom: 0; } .jss264 span { display: block; } .jss264 p { margin-top: 0; margin-bottom: 16px; } .jss264 p:first-of-type { margin-top: 0; } .jss264 ul { margin-top: 16px; margin-left: 0; padding-left: 16px; } .jss264 ul li { padding-left: 3px; } .jss264 a { color: #003574; } @media (max-width:639.95px) { .jss264 ul li { padding-left: 0; } } .jss264 ul li:not(:last-of-type) { margin-bottom: 0; padding-bottom: 7px; } @media (max-width:639.95px) { .jss264 ul { margin: 8px 0; max-width: 100%; } } .jss264 p:last-of-type { margin-bottom: 8px; } .jss244 { margin-top: 25px; font-weight: 300; line-height: 20px; } @media (min-width:640px) { .jss244 { margin-top: 40px; line-height: 22px; margin-bottom: 13px; } } .jss245 { text-align: center; } .jss246 { width: fit-content; margin: 0 auto; display: flex; padding: 6px; background: #F2F2F2; align-items: center; border-radius: 10px; justify-content: center; } @media (max-width:639.95px) { .jss246 { width: 100%; padding: 4px; } } .jss247 { border: 1px solid transparent; margin: 0; display: flex; padding: 11px 33px; position: relative; font-size: 16px; text-align: center; line-height: 1; white-space: normal; border-radius: 10px; } @media (max-width:639.95px) { .jss247 { width: 50%; padding: 15px 10px 10px 10px; min-width: 33.33%; min-height: 64px; line-height: 1.2; } } .jss247::after { left: 50%; width: 0; bottom: 0; height: 0; content: ""; display: none; position: absolute; transform: translate(-50%, 8px); border-color: inherit; border-style: solid; border-width: 8px 7.5px 0 7.5px; border-top-color: #fff; border-left-color: transparent; border-right-color: transparent; border-bottom-color: transparent; } .jss248 { border: 1px solid #E5E5E5; background: #fff; box-shadow: 0px 12px 20px #00000014; } .jss248::after { display: block; } .jss249 { margin-top: 40px; } @media (max-width:639.95px) { .jss249 { margin-top: 18px; } } .jss250 { margin: 0 auto; max-width: 870px; } .jss251 { max-width: 100%; margin-top: 36px; } @media (max-width:639.95px) { .jss251 { margin-top: 32px; } } .jss251.tabsContainer--single { margin-top: 44px; } @media (max-width:639.95px) { .jss251.tabsContainer--single { margin-top: 22px; } } .jss253 { clip: rect(0, 0, 0, 0) !important; width: 1px !important; border: 0 !important; height: 1px !important; margin: -1px !important; padding: 0 !important; overflow: hidden !important; position: absolute !important; clip-path: inset(50%) !important; white-space: nowrap !important; } .jss254 { margin-top: 16px; align-items: center; } .jss255 { margin-top: 8px; font-weight: 300; margin-bottom: 16px; } .jss256 { min-width: 100%; } @media (min-width:640px) { .jss256 { min-width: 240px; } } .jss241 { font-size: 24px; margin-top: 0; font-family: pkobp,Helvetica,Arial,sans-serif; font-weight: 400; line-height: 32px; margin-bottom: 15px; } @media (min-width:900px) { .jss241 { font-size: 40px; line-height: 1.2; } } .jss241 a { color: inherit; text-decoration: none; } @media (min-width:640px) { .jss241 { margin-bottom: 20px; } } @media (min-width:1024px) { .jss241 { font-size: 32px; line-height: 40px; margin-bottom: 40px; } } .jss242 { margin: 0 auto; max-width: 870px; margin-top: 22px; letter-spacing: 0; } @media (max-width:639.95px) { .jss242 { font-size: 16px; margin-top: 23px; font-weight: 300; letter-spacing: 0px; } } .jss242 a { color: #003574; font-size: 16px; } .jss242 .pkobp-button { padding: 13px 32px; font-size: 16px; min-width: 240px; margin-top: 0; margin-bottom: 0; letter-spacing: 0; } @media (max-width:639.95px) { .jss242 .pkobp-button { width: 100%; } } .jss308 { display: flex; flex-wrap: wrap; align-items: center; } .jss309 { width: 40px; height: 40px; display: block; padding: calc((40px - 24px)/2); } .jss309 svg { fill: #B7B7B7; width: 24px; height: 24px; } .jss309:hover svg { fill: #939393; } .jss309:not(:last-of-type) { margin-right: 16px; } @media (min-width:1280px) { .jss309:not(:last-of-type) { margin-right: 8px; } } .jss24 { width: 50px; display: flex; align-items: center; justify-content: center; } .jss25 { min-width: 18px; text-align: left; line-height: 1; margin-left: 8px; text-transform: uppercase; vertical-align: middle; } .jss26 { display: flex; align-items: center; justify-content: center; } .jss26 svg { width: 24px; height: 20px; margin: 0; transform: translateY(-1px); line-height: 1; } .jss27 { display: block; } .jss27 .logo__dontdisplay { display: none !important; } @media (max-width:1023.95px) { .jss27 { width: 100px; height: 48px; } .menu__forCompanies .jss27 { width: 88px; height: 38px; } } @media (min-width:1024px) { .jss27 { width: 64px; height: 79px; } .menu__forCompanies .jss27 { width: 124px; height: 54px; } } .jss27 img.no-next-image-classname { max-width: 100%; max-height: 100%; } @media (max-width:1023.95px) { .jss27 * { height: 100% !important; } } .menu__scrolled .jss28 { width: 120px; height: 48px; } .menu__scrolled .jss28 .next-image-classname { max-height: 100%; } .menu__scrolled .jss28 .next-image-classname>span { width: 120px !important; height: 48px !important; } .jss62 { overflow: auto; } @media (max-width:1023.95px) { .jss62 { max-height: calc(100vh - 60px - 48px); } } @media (min-width:1024px) { .jss62 { left: 0; width: 100%; position: absolute; max-height: calc(100vh - 136px + 24px); } } @media (min-width:1024px) { .jss63 { max-height: calc(100vh - 64px + 15px); } } @media (max-width:1023.95px) { .jss64 { padding-bottom: 16px; } .jss64>div { padding: 0; } .jss64>div>div { padding: 0; } } @media (min-width:1024px) { .jss64 { background: #fff; border-bottom: 1px solid #E5E5E5; padding-bottom: 32px; } } @media (max-width:1023.95px) { .jss65 { max-width: 100%; } } .jss66 { padding-left: 0; } @media (max-width:1023.95px) { .jss66 { margin: 0; max-width: 100%; } } @media (min-width:1280px) { .jss66 { padding-top: 30px; } } .jss54>ul { margin: 0; padding: 0; } .jss55 { top: 4px; width: 24px; border: none; cursor: pointer; height: 16px; display: inline-flex; padding: 0; position: relative; background: transparent; align-items: center; margin-left: 4px; justify-content: center; } .jss55::after { display: none !important; } .jss56 { display: inline-block; } .jss56:not(:first-of-type) { margin-left: 40px; } .jss56>.menu-position-item { color: inherit; cursor: pointer; display: inline-block; z-index: 2; position: relative; font-size: 18px; line-height: 24px; text-decoration: none; } .jss56>.menu-position-item span { position: relative; } .jss56>.menu-position-item span::after { left: 51%; right: 51%; height: 4px; content: ""; display: block; opacity: 0; outline: none !important; position: absolute; transform: skew(0) translate3d(0, 0, 0); background: #003574; margin-top: calc((40px / 2) - (4px / 2) + 1px); border-radius: 20px 0; -moz-transform: skew(0) translate3d(0, 0, 0); transition-delay: 0.2s; -webkit-transform: skew(0) translate3d(0, 0, 0); transition-duration: 0.2s; transition-property: left, right, opacity, transform; -webkit-transition-delay: 0.2s; transition-timing-function: ease-out; -webkit-transition-duration: 0.2s; -webkit-transition-property: left, right, opacity, transform; -webkit-transition-timing-function: ease-out; } .jss56 .dropdownLayer { opacity: 0; z-index: -1; box-shadow: 0 16px 16px #00000014; visibility: hidden; padding-top: 24px; transition-delay: 0.2s; transition-duration: 0.2s; transition-property: opacity, visibility; -webkit-transition-delay: 0.2s; transition-timing-function: ease-in-out; -webkit-transition-duration: 0.2s; -webkit-transition-property: opacity, visibility; -webkit-transition-timing-function: ease-in-out; } .jss56:hover { color: #003574; } .jss56:hover>.menu-position-item span::after { left: 0; right: 0; opacity: 1; outline: none !important; transform: skew(-15deg) translate3d(0, 0, 0); -moz-transform: skew(-15deg) translate3d(0, 0, 0); -webkit-transform: skew(-15deg) translate3d(0, 0, 0); } .jss56:hover>.menu-position-item:focus span::after { outline: none !important; } .menu__forCompanies:not(.menu__scrolled) .jss56>.menu-position-item span::after { margin-top: 28px; } .jss56>.menu-position-item:focus-visible span { line-height: 1.25; } @media (min-width:1024px) and (max-width:1080.95px) { .jss56:not(:first-of-type) { margin-left: 24px; } } .jss57 { color: #003574; } .jss57>.menu-position-item span::after { left: 0; right: 0; opacity: 1; outline: none !important; transform: skew(-15deg) translate3d(0, 0, 0); -moz-transform: skew(-15deg) translate3d(0, 0, 0); -webkit-transform: skew(-15deg) translate3d(0, 0, 0); } .jss58 .dropdownLayer { opacity: 1; visibility: visible; } .jss58 .jss55 svg { transform: rotate(180deg); } .jss58>.menu-position-item::after { right: 27px; } .jss59:not(:first-of-type) { margin-left: 32px; } .jss59>.menu-position-item { font-size: 16px; } .jss59 .dropdownLayer { margin-top: 2px; padding-top: 15px; } .jss59 .jss55 { margin-left: 4px; } .jss59>.menu-position-item span::after { margin-top: 14px; } @media (min-width:1024px) and (max-width:1080.95px) { .jss59:not(:first-of-type) { margin-left: 16px; } } .jss60 .jss55 svg { transition-delay: 0.2s; transition-duration: 0.2s; transition-property: transform; -webkit-transition-delay: 0.2s; transition-timing-function: ease-out; -webkit-transition-duration: 0.2s; -webkit-transition-property: transform; -webkit-transition-timing-function: ease-out; } .jss61>.menu-position-item { color: #2E7D49; } .jss61:hover>.menu-position-item { color: #003574; } body { padding-bottom: 73px; } .jss33 { left: 0; width: 100%; bottom: 0; z-index: 1023; position: fixed; background: #fff; border-top: 1px solid #D5D5D5; box-shadow: 0px 0px 12px #00000029; } .workspaceMode .jss33 { bottom: initial; z-index: 0; position: relative; } .withPinnedPOI .jss33 { visibility: hidden; } .jss34 { margin: 0; padding: 0 5px; } .jss35 { display: flex; justify-content: space-around; } .jss36 { color: inherit; width: 70px; display: flex; padding: 1px; position: relative; font-size: 12px; text-align: center; align-items: center; line-height: 1; margin-bottom: 4px; flex-direction: column; text-decoration: none; } .jss36 span { word-break: break-word; } .jss36 svg { fill: #636363; } .jss36::after { left: 51%; right: 51%; width: 64%; height: 4px; content: ""; display: block; opacity: 0; position: absolute; transform: skew(-15deg); background: #003574; margin-top: -3px; border-radius: 20px 0; -moz-transform: skew(-15deg); -webkit-transform: skew(-15deg); transition-duration: 0.2s; transition-property: left, right, opacity; transition-timing-function: ease-out; -webkit-transition-duration: 0.2s; -webkit-transition-property: left, right, opacity; -webkit-transition-timing-function: ease-out; } .jss36:hover { color: #003574; } .jss36:hover svg { fill: #003574; } .jss36:hover::after { left: 17%; right: unset; opacity: 1; } .jss36 svg * { fill: inherit !important; stroke: inherit !important; } .jss37 { color: #003574 !important; } .jss37 svg { fill: #003574 !important; } .jss37::after { left: 17%; right: unset; opacity: 1; } .jss38 { color: #2E7D49; } .jss38 svg { fill: #2E7D49; } .jss39 { width: 32px; height: 32px; overflow: hidden; margin-top: 4px; margin-bottom: 6px; } .jss39 img { max-width: 100%; } .jss39 svg { width: 32px; height: 32px; max-width: 100%; } .jss148 { margin-top: 60px; margin-bottom: 68px; } @media (min-width:1024px) { .jss148 { margin-top: 112px; margin-bottom: 84px; } } .jss149 { text-align: center; } .jss150 { text-align: left; } .jss151 { text-align: right; } .jss152 { margin-bottom: 20px; text-transform: none; } .jss153 { font-size: 20px; margin-top: 0; font-family: pkobp,Helvetica,Arial,sans-serif; font-weight: 400; line-height: 1.2; margin-bottom: 15px; } @media (min-width:900px) { .jss153 { font-size: 32px; line-height: 1.25; } } .jss153 a { color: inherit; text-decoration: none; } .jss154 { margin-top: 0; font-weight: 300; line-height: 1.5; margin-bottom: 0; } .jss174 { gap: 2px; bottom: 76px; height: 28px; display: inline-flex; padding: 2px; z-index: 1; position: absolute; border-radius: 10px; background-color: #F2F2F2; } @media (max-width:1023.95px) { .jss174 { display: none; } } .jss175 { top: 58px; bottom: unset; margin-bottom: 0; } .jss176 { margin-top: 84px; } @media (min-width:1024px) { .jss176 { margin: 0; } } .jss177 { color: #636363; border: 0; cursor: pointer; padding: 7px 16px 6px 16px; font-size: 12px; font-family: pkobp,Helvetica,Arial,sans-serif; line-height: 1; border-radius: 7px; background-color: transparent; } .jss177:hover { color: #003574; } .jss178 { color: #000!important; cursor: auto; box-shadow: 0px 1px 2px #00000029; background-color: #fff; } .jss179 { width: 100%; height: 30px; } @media (max-width:1023.95px) { .jss179 { display: none; } } .jss128 { width: 100%; display: block; overflow: hidden; } @media (max-width:1023.95px) { .jss128 { margin-bottom: 20px; } } @media (min-width:1024px) { .jss128 { display: flex; padding: initial; } } .jss128.slide--fullWidth { background-size: cover; background-repeat: no-repeat; background-position: center center; } @media (min-width:1280px) { .jss128.slide--fullWidth { min-height: 580px; } } @media (max-width:1023.95px) { .jss129 { max-width: unset; } } @media (max-width:1023.95px) { .jss130 { display: flex; flex-direction: column; } } .jss130.jss130 .sectionheader__title { margin-top: 43px; } .jss130 .jss135 { max-width: 390px; flex-shrink: 0; padding-right: 60px; } .jss130 .jss137 ul[style="list-style-type: checks;"] { padding-left: 26px; } @media (max-width:1023.95px) { .jss130 .jss131 { order: 2; } } .jss130 .jss137 ul[style="list-style-type: checks;"] li { margin-bottom: 17px; } @media (max-width:1023.95px) { .jss130 .jss137 ul[style="list-style-type: checks;"] li { margin-bottom: 15px; } } @media (max-width:1279.95px) { .jss130 .jss135 { max-width: 320px; padding-right: 30px; } } @media (max-width:1023.95px) { .jss130 .jss135 { max-width: unset; padding-right: 0px; } } @media (max-width:1023.95px) { .jss130.jss130 .sectionheader__title { font-size: 24px; margin-top: 0px; line-height: 32px; margin-bottom: 15px; } } .jss131 { flex: 1; display: flex; position: relative; } @media (min-width:1024px) { .jss131 { padding-top: 40px; padding-bottom: 40px; } } @media (min-width:1280px) { .jss131 { padding-top: 40px; padding-bottom: 40px; } } @media (min-width:640px) { .jss132 { margin: 0 auto; max-width: 708px; } } @media (min-width:1024px) { .jss132 { margin: unset; max-width: 50%; padding-left: 15px; padding-right: 15px; } } @media (min-width:1280px) { .jss132 { padding-top: 44px; padding-left: 14px; padding-right: unset; } } @media (min-width:1024px) { .jss133 { padding-top: 128px; } } @media (min-width:1024px) { .jss134 { padding-bottom: 144px; } } .jss135 { width: 100%; margin-top: 13px; text-align: center; } @media (min-width:1024px) { .jss135 { align-self: center; margin-top: 0; text-align: start; padding-right: 20px; } } .jss135 li { text-align: start; } .jss135 .sectionheader__supertitle { margin-bottom: 0; } .jss135 .sectionheader__title { font-size: 24px; max-width: none; margin-top: 0; font-family: pkobp,Helvetica,Arial,sans-serif; font-weight: 400; line-height: 32px; margin-bottom: 14px; } .jss135 .sectionheader__subtitle { display: block; font-size: 11px; line-height: 1; margin-bottom: 4px; letter-spacing: 1.65px; } .jss135 button:focus-visible { border: 2px solid #000 !important; outline: none; } @media (min-width:1024px) { .jss135 .sectionheader__title, .jss135 .sectionheader__supertitle, .jss135 .sectionheader__subtitle { text-align: left; } } @media (min-width:1024px) { .jss135 .sectionheader__subtitle { margin-bottom: 18px; } } @media (min-width:900px) { .jss135 .sectionheader__title { font-size: 48px; line-height: 1.1666666666666667; } } .jss135 .sectionheader__title a { color: inherit; text-decoration: none; } @media (min-width:640px) { .jss135 .sectionheader__title { margin-bottom: 18px; } } @media (min-width:1024px) { .jss135 .sectionheader__title { font-size: 48px; line-height: 56px; margin-bottom: 26px; } } @media (min-width:1024px) { .jss135 .sectionheader__supertitle { margin-bottom: 14px; } } @media (max-width:639.95px) { .jss136 { margin-top: 20px; } } .jss136 .pkobp-wysiwyg ul[style="list-style-type: checks;"] { padding-left: 25px; } @media (max-width:639.95px) { .jss136 .pkobp-wysiwyg ul[style="list-style-type: checks;"] { padding-left: 26px; } .jss136 .pkobp-wysiwyg ul[style="list-style-type: checks;"] li { margin-bottom: 16px; } } @media (min-width:1024px) { .jss136 .pkobp-wysiwyg ul[style="list-style-type: checks;"] li { margin-bottom: 20px; } } .jss137 { font-size: 16px; margin-top: 0; font-weight: 300; line-height: 20px; } @media (min-width:1024px) { .jss137 { margin-top: 24px; line-height: 24px; } } .jss137>p { margin: 0; } .jss138 { order: 2; height: auto; padding: 13px 0px 0px 0px; align-self: center; text-align: center; align-items: center; justify-content: center; } .jss138.jss139 img, .jss138.jss140 img, .jss138.jss139 .next-image-classname, .jss138.jss140 .next-image-classname { width: auto !important; min-width: auto !important; object-fit: unset !important; } @media (min-width:640px) { .jss138 { padding: 8px 0px; } } @media (min-width:1024px) { .jss138 { padding: 0; text-align: right; justify-content: right; } .jss138 .next-image-classname { line-height: 0; } .jss138.jss126 { min-width: 509px; min-height: 448px; } .jss138.jss125 { min-width: 524px; min-height: 584px; } .jss138.jss125.jss139, .jss138.jss125.jss140 { min-width: 524px; min-height: 584px; } .jss138.jss125 img, .jss138.jss125 .next-image-classname img { max-width: 524px !important; max-height: 584px !important; line-height: 0; } .jss138.jss125.jss139 .next-image-classname, .jss138.jss125.jss140 .next-image-classname { margin: 56px 0; padding: 0; } .jss138.jss125.jss139 img, .jss138.jss125.jss140 img, .jss138.jss125.jss139 .next-image-classname img, .jss138.jss125.jss140 .next-image-classname img { margin: 56px 0; padding: 0; max-width: 524px !important; max-height: 472px !important; } .jss138.jss126 img, .jss138.jss126 .next-image-classname img { max-width: 509px !important; max-height: 448px !important; } .jss138.jss126.jss139 img, .jss138.jss126.jss140 img, .jss138.jss126.jss139 .next-image-classname, .jss138.jss126.jss140 .next-image-classname { margin: 36px 0; padding: 0; } } @media (min-width:1280px) { .jss138.jss126 { min-width: 600px; } .jss138.jss125 { min-width: 705px; } .jss138.jss125.jss139, .jss138.jss125.jss140 { min-width: 705px; } .jss138.jss125 img, .jss138.jss125 .next-image-classname img { max-width: 705px !important; } .jss138.jss125.jss139 img, .jss138.jss125.jss140 img, .jss138.jss125.jss139 .next-image-classname img, .jss138.jss125.jss140 .next-image-classname img { max-width: 600px !important; } .jss138.jss126 img, .jss138.jss126 .next-image-classname img { max-width: 600px !important; } } .jss138.jss127 { margin: 0 -16px; padding: 0; } .jss138 .no-next-image-classname { max-width: 100%; max-height: 140px; } .jss138 .next-image-classname img { height: 100% !important; max-width: 100% !important; max-height: 152px !important; } @media (min-width:640px) { .jss138 .next-image-classname img { max-width: 706px !important; max-height: 272px !important; } } @media (min-width:640px) { .jss138 .no-next-image-classname { max-width: 706px; max-height: 272px; } } @media (min-width:640px) { .jss138.jss127 { margin: 0 -30px; } } .jss138.jss127 img, .jss138.jss127 .next-image-classname img { width: 100vw !important; max-width: unset !important; max-height: unset !important; } .jss139 { padding: 0; margin-top: 20px; margin-bottom: 13px; } @media (min-width:1024px) { .jss139 { margin: 0; } } .jss139 img { border-radius: 20px; } @media (min-width:640px) { .jss139 img { border-radius: 50px; } } .jss140 img { border-radius: 25px 0 25px 0; } @media (min-width:640px) { .jss140 img { border-radius: 50px 0 50px 0; } } .jss141 img { border-radius: 0; } .jss142 { width: 100%; display: inline-flex; margin-top: 8px; align-items: center; flex-direction: column; } @media (min-width:640px) { .jss142 { width: auto; display: flex; margin-top: 24px; flex-direction: row-reverse; justify-content: center; } } @media (min-width:1024px) { .jss142 { margin-top: 38px; flex-direction: row; justify-content: flex-start; } } .jss142 a, .jss142 button { width: 100%; margin: 0; display: block; overflow: hidden; max-width: 100%; min-width: 136px; white-space: nowrap; text-overflow: ellipsis; } .jss142 a:focus-visible, .jss142 button:focus-visible { border: 2px solid #000; outline: none; } @media (max-width:639.95px) { .jss142 a:nth-of-type(2), .jss142 button:nth-of-type(2) { margin-top: 12px; } } @media (min-width:640px) { .jss142 a, .jss142 button { width: 232px; margin-right: 30px; } .jss142 a:nth-of-type(1), .jss142 button:nth-of-type(1) { margin-right: 0; } } @media (min-width:1024px) { .jss142 a, .jss142 button { width: 210px; } .jss142 a:nth-of-type(1), .jss142 button:nth-of-type(1) { margin-right: 30px; } .jss142 a:nth-of-type(2), .jss142 button:nth-of-type(2) { margin-right: 0; } } @media (max-width:639.95px) { .jss143 { margin-top: 6px; } } @media (min-width:1024px) { .jss143 { margin-top: 40px; } } .jss143 a, .jss143 button { width: 188px; } @media (min-width:640px) { .jss143 a, .jss143 button { width: 180px; } } .jss144 { display: flex; align-items: start; padding-top: 20px; justify-content: start; } @media (min-width:640px) { .jss144 { padding-top: 40px; } } .jss144 svg { width: 24px; height: 24px; margin-top: -1px; } .jss145 { color: #636363; width: calc(100% - 24px); font-size: 14px; text-align: left; line-height: 1.5; padding-top: 1px; padding-left: 8px; } .jss145 a { color: #003574; text-underline-offset: 2px; } .jss145 a:hover { color: #001E4B; } .jss146 { width: 330px; display: flex; align-items: center; justify-content: center; } @media (max-width:1279.95px) { .jss146 { width: 320px; } } @media (max-width:1023.95px) { .jss146 { order: 1; width: 100%; display: flex; align-items: center; justify-content: center; } } .jss146 .next-image-classname { display: flex; align-items: center; justify-content: center; } .jss146 img { width: 100%; } @media (max-width:1023.95px) { .jss146 img { width: auto; max-height: 112px; } } .jss147 { order: 3; width: 390px; border: solid 1px #E5E5E5; position: relative; max-height: 536px; flex-shrink: 0; margin-left: 60px; border-radius: 16px; } @media (max-width:1279.95px) { .jss147 { width: 320px; margin-left: 30px; } } @media (max-width:1023.95px) { .jss147 { width: 100%; border: unset; margin-top: 72px; max-height: unset; margin-left: 0px; } } .jss119 { position: relative; } @media (max-width:639.95px) { .jss119.multiple .slick-list { min-height: 375px; } } .jss120 { margin: 0 auto; max-width: 1507px; } .jss121 { user-select: text; } .jss121.draggable { user-select: none; } .jss121 .slick-dots { margin-top: 0; margin-bottom: 0; } .jss121 .slick-slide { visibility: hidden; } .jss121 .slick-slide.slick-active { visibility: visible; } .jss122 { position: relative; } .jss122::before { inset: 50% 0 0; width: 100vw; height: 1px; content: ""; position: absolute; transform: translateX(-50%); background: #E5E5E5; margin-left: 50%; } .jss122 .slick-dots li { display: flex; } .jss123 { display: flex; position: relative; background: #ffffff; align-items: center; } .jss124 { border: 0; padding: 5px; margin-top: 3px; background-color: transparent; } .jss124 svg { fill: #003574; } .jss15 { color: #000000; padding: 0; font-size: 14px; font-family: pkobp,Helvetica,Arial,sans-serif; letter-spacing: 0; text-transform: none; } .jss15:focus-visible { outline: solid 2px #000000; } .jss15 svg { fill: #003574; margin-left: 2px; } @media (min-width:1280px) { .jss15:hover { color: #003574; background-color: transparent; } } @media (max-width:1279.95px) { .jss16 { border: none; background-color: #00000066; } } .jss17 { border: 1px solid #D5D5D5; padding: 16px 16px 8px 16px; box-shadow: 0px 10px 16px #00000029; border-radius: 10px; } @media (max-width:1279.95px) { .jss17 { top: initial !important; left: 0 !important; right: 0 !important; width: 100%; bottom: 0; padding: 16px; max-width: 100% !important; max-height: fit-content !important; border-bottom-left-radius: 0; border-bottom-right-radius: 0; } .jss17>ul { max-height: calc(48px * 6); } } @media (min-width:1280px) { .jss17 { transform: translate(-24px,-45px); } } .jss17>ul { padding: 0; } @media (min-width:1280px) { .jss18 { transform: translate(-22px, -6px); } } @media (max-width:1279.95px) { .jss19 { box-shadow: inset 0 -15px 15px -15px #D5D5D5; } } .jss20 .jss21 { padding: 13px 11px; } @media (min-width:1280px) { .jss20 .jss21 { padding: 5px 7px 6px 7px; } } .jss21 { color: #000000; padding: 13px 8px; font-size: 16px; font-family: pkobp,Helvetica,Arial,sans-serif; border-radius: 8px; } .jss21:hover { background-color: #F2F2F2; } @media (min-width:1280px) { .jss21 { margin: 1px 0; padding: 5px 7px 6px 7px; font-size: 14px; border-radius: 4px; } } .jss22 { font-weight: bold; background-color: #F2F2F2 !important; } .jss23 > nav > button > svg { margin-left: -2px; } .jss10 { line-height: 1; margin-left: 1px; } @media (max-width:1023.95px) { .jss10 { display: flex; justify-self: end; justify-content: flex-end; } } @media (max-width:1023.95px) { .jss11 { height: 40px; padding: 0 16px; align-items: center; } } .jss12 { color: inherit; padding: 1px; font-size: 14px; text-decoration: none; } @media (max-width:1023.95px) { .jss12 { width: 50%; display: inline-block; padding: 13px; text-align: center; border-top-left-radius: 8px; border-top-right-radius: 8px; } .jss12:hover { background: #fff; } } @media (min-width:1024px) { .jss12 { line-height: 24px; } .jss12:not(:first-of-type) { margin-left: 48px; } .jss12:hover { color: #636363; } } @media (max-width:1023.95px) { .jss13 { background: #fff; } } @media (min-width:1024px) { .jss13 { color: #636363; } } .jss14 { color: #000; width: auto; display: flex; align-items: center; line-height: 20px; justify-content: start; } @media (max-width:1023.95px) { .jss14 { padding: 9px 17px; } } .jss14 > svg { margin-left: 2px; } .jss14:hover { color: inherit; } .jss40 { background: #fff; transition: box-shadow .2s ease-in-out; border-bottom: 1px solid #E5E5E5; } .jss40.menu__scrolled { box-shadow: 0px 3px 40px #0000001F; border-bottom: 1px solid #D5D5D5; } .jss40.menu_withoutShadow { box-shadow: none; } @media (max-width:1023.95px) { .jss40 { display: none; } } .jss41 { margin: auto; display: flex; max-width: 1230px; padding-top: 20px; justify-content: space-between; } @media (max-width:1259.95px) { .jss41 { padding-left: 15px; padding-right: 15px; } } .menu__scrolled .jss41 { max-height: 64px; padding-top: 0; } .jss42 { display: flex; justify-content: space-between; } .jss43 { margin-top: 9px; margin-right: 72px; margin-bottom: 27px; } @media (min-width:1024px) and (max-width:1080.95px) { .jss43 { margin-right: 32px; } } .menu__forCompanies .jss43 { margin-top: 0px; margin-right: 56px; margin-bottom: 21px; } .menu__scrolled .jss43 { margin-top: 8px; margin-right: 64px; margin-bottom: 8px; } @media (max-width:1149.95px) { .menu__scrolled .jss43 { margin-right: 24px !important; } } @media (min-width:1024px) and (max-width:1080.95px) { .menu__scrolled .jss43 { margin-right: 16px !important; } } @media (min-width:1024px) and (max-width:1080.95px) { .menu__forCompanies .jss43 { margin-right: 32px; } } .jss45 { height: 24px; margin: 10px 0; } .jss46 { margin-top: 36px; } .menu__forCompanies .jss46 { margin-top: 22px; } .menu__scrolled .jss46 { margin-top: 24px; } .jss48 { display: flex; position: relative; align-items: center; margin-bottom: 20px; } .jss49 { width: 100%; justify-content: flex-end; } .jss50 { right: 100%; position: absolute; margin-right: 29px; } .jss51 { height: 40px; margin: 0; padding: 14px 25px 12px 26px; font-size: 14px; min-width: unset; min-height: unset; margin-left: 45px; } .jss51:focus { background: #CC7A09; } .jss52 { margin: 12px 0; display: flex; justify-content: flex-end; } .menu__forCompanies:not(.menu__scrolled) .jss52 { margin-top: 11px; } .jss53 { display: flex; align-items: center; } @media (min-width:1024px) { .jss2 { display: none; } } .jss4 { background: #F2F2F2; padding-top: 1px; } .jss5 { display: flex; align-items: center; padding-right: 16px; justify-content: space-between; } .jss6 { background: #F2F2F2; border-bottom: 1px solid #E5E5E5; } .jss7 { display: flex; } .jss8 { display: flex; padding: 8px 7px 8px 16px; background: #fff; justify-content: space-between; } .jss9 { border-top-left-radius: 16px; border-top-right-radius: 16px; } @media (min-width:1280px) { .jss301 { display: flex; flex-wrap: nowrap; align-items: center; justify-content: flex-end; } } .jss302 { width: 100%; display: flex; margin-bottom: 28px; justify-content: center; } @media (min-width:640px) { .jss302 { margin-bottom: 22px; } } @media (min-width:1280px) { .jss302 { order: 2; width: auto; min-width: 330px; margin-bottom: 0; justify-content: end; } } .jss303 { width: 100%; display: flex; } @media (min-width:640px) { .jss303 { text-align: center; justify-content: center; } } @media (max-width:639.95px) { .jss303 { flex-direction: column-reverse; } } @media (min-width:1280px) { .jss303 { order: 1; margin-top: 0; text-align: left; justify-content: flex-start; } } .jss304 { color: #636363; margin: 0; display: inline; font-size: 14px; font-weight: 400; } @media (max-width:639.95px) { .jss304 { display: block; text-align: center; } .jss304:nth-of-type(1) { margin-top: 12px; } } @media (min-width:640px) { .jss304:nth-of-type(2) { margin-left: 48px; } } .jss304:nth-of-type(2) a { color: #636363; text-decoration: unset; } .jss304:nth-of-type(2):hover { color: #003574; } .jss304:nth-of-type(2) a:hover { color: #003574; } .jss305 { display: flex; margin-bottom: 32px; justify-content: center; } @media (min-width:1280px) { .jss305 { order: 3; margin-left: 48px; margin-bottom: 0; } } .jss306 { width: 100%; display: flex; margin-top: 30px; justify-content: center; } @media (min-width:640px) { .jss306 { margin-top: 26px; } } @media (min-width:1280px) { .jss306 { order: 3; width: auto; margin-top: 0; margin-left: 48px; margin-bottom: 0; } } .jss307 { width: fit-content; border: 1px solid #D5D5D5; height: 40px; margin: 0; display: flex; padding: 8px 20px 8px 12px; font-size: 14px; min-width: 118px; transition: background-color 300ms cubic-bezier(0.4, 0, 0.2, 1) 0ms; align-items: center; border-radius: 8px; } .jss307>svg { margin-top: -2px; margin-right: 8px; } .jss307:hover { color: #000; background: #F9F9F9; } .jss76 { color: inherit; border: 1px solid #E5E5E5; display: block; padding: 20px; box-shadow: 0px 3px 12px transparent; transition: box-shadow 300ms cubic-bezier(0.4, 0, 0.2, 1) 0ms; border-radius: 8px; text-decoration: none; } @media (min-width:1024px) { .jss76 { padding: 26px 20px; border-radius: 12px; } } @media (min-width:1024px) { .jss77:hover { box-shadow: 0px 3px 12px #00000029; border-color: #D5D5D5; } } .jss78:hover { box-shadow: none; } .jss78::before { border-color: transparent !important; } .jss79::before { border-color: transparent !important; } .jss80 { color: #fff; background: #003574; border-color: #003574; } .jss80:hover { box-shadow: none; } .jss81 { color: #fff; background: #3074D5; border-color: #3074D5; } .jss81:hover { box-shadow: none; } .jss82 { background: #F2F2F2; border-color: #F2F2F2; } .jss82:hover { box-shadow: none; } .jss83 { color: #fff; background: #DB912C; border-color: #DB912C; } .jss83:hover { box-shadow: none; } .jss84 { border-color: #003574; } .jss84:hover { border-color: #003574; } .jss85 { border-color: #CA171D; } .jss85:hover { border-color: #CA171D; } .jss86 { border-color: #DB912C; } .jss86:hover { border-color: #DB912C; } .jss87 { border-color: #2E7D49; } .jss87:hover { border-color: #2E7D49; } .jss88 { position: relative; } .jss88::before { width: 0; height: 0; content: ""; display: block; position: absolute; border-color: inherit; border-style: solid; } .jss89::before { top: 50%; left: 0; transform: translate(-8px, -50%); border-width: 7.5px 8px 7.5px 0; border-top-color: transparent; border-left-color: transparent; border-bottom-color: transparent; } .jss90::before { top: 50%; right: 0; transform: translate(8px, -50%); border-width: 7.5px 0 7.5px 8px; border-top-color: transparent; border-right-color: transparent; border-bottom-color: transparent; } .jss91::before { top: 0; left: 50%; transform: translate( -50%, -8px); border-width: 0 7.5px 8px 7.5px; border-top-color: transparent; border-left-color: transparent; border-right-color: transparent; } .jss92::before { left: 50%; bottom: 0; transform: translate(-50%, 8px); border-width: 8px 7.5px 0 7.5px; border-left-color: transparent; border-right-color: transparent; border-bottom-color: transparent; } .jss93 { width: 100%; cursor: pointer; background: none; text-align: left; } .jss67 { list-style-type: none; } @media (max-width:1279.95px) { .jss68.jss68 { border: none; height: 100%; padding: 16px; min-height: 92px; border-bottom: 1px solid #E5E5E5; border-radius: 0; } } @media (min-width:1280px) { .jss68.jss68 { height: 132px; display: flex; padding: 32px 20px; align-items: center; justify-content: flex-start; } } @media (max-width:1023.95px) { .jss68.jss68 { padding: 12px 0 11px 0; min-height: unset; } } .jss69 { display: flex; align-items: center; justify-content: space-between; } @media (min-width:1280px) { .jss70 { padding-left: 26px; } } .jss71 { display: flex; align-items: center; } .jss72 { width: 48px; height: 48px; flex-shrink: 0; margin-right: 16px; } .jss72 .no-next-image-classname { width: 100%; height: 100%; } .jss73 { color: #000000; margin: 0; font-size: 18px; line-height: 1; } @media (max-width:1023.95px) { .jss73 { font-size: 16px; } } @media (min-width:1280px) { .jss73 { display: flex; align-items: center; line-height: 1.33; justify-content: flex-start; } .jss73 svg { margin-left: 8px; } } .jss74 { color: #000000; line-height: 20px; margin-bottom: 0; } @media (max-width:1279.95px) { .jss74 { margin-top: 6px; } } @media (min-width:1280px) { .jss74 { margin-top: 4px; } } .jss75 { max-height: 24px; margin-left: 6px; margin-right: -3px; } @media (max-width:1279.95px) { .jss75 svg { fill: #003574; transform: rotate(-90deg); } } @media (min-width:1280px) { .jss75 { display: none; } }</style></head><body style="overflow-x:hidden"><div id="__next" data-reactroot=""><div 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fill="inherit"></path><path data-name="Line 24" d="M17,172.5H13v-18h4Z" transform="translate(25.8 -131.9)" fill="inherit"></path><path data-name="Line 25" d="M19,180H15V152h4Z" transform="translate(31.8 -139.4)" fill="inherit"></path><path data-name="Path 16231" d="M60.9,186.65a4.748,4.748,0,0,0,.4,6l.6.8H14.1v-37l.8.6c2.2,1.6,3.8,1.8,6,.2l-8.8-8.4-8.8,8.6a4.748,4.748,0,0,0,6-.4l.8-.6v41H61.9l-.6.8c-1.6,2.2-1.8,3.8-.2,6l8.4-8.8Z" transform="translate(-3.3 -148.85)" fill="inherit"></path></g></g></svg></div><span>Raporty</span></a><a class="jss36" data-cy="MenuNestedPositions--position-nested-mobile-1--link" target="_blank" id="nav-full-a4e8ff840e20-men-46541-pos-lvl-2-01c6075320b2" href="https://www.pkobp.pl/relacje-inwestorskie/lad-korporacyjny/"><div class="jss39 MuiBox-root css-0"><svg xmlns="http://www.w3.org/2000/svg" width="32" height="32" viewBox="0 0 32 32"><g><rect width="32" height="32" opacity="0"></rect><g transform="translate(10.667 4)"><path d="M-235-139.667A2.669,2.669,0,0,1-232.333-137,2.669,2.669,0,0,1-235-134.333,2.669,2.669,0,0,1-237.667-137,2.669,2.669,0,0,1-235-139.667m0-1.333a4,4,0,0,0-4,4,4,4,0,0,0,4,4,4,4,0,0,0,4-4,4,4,0,0,0-4-4Z" transform="translate(240.333 141)"></path><path d="M-232.667-132.667v9.333h-4v-9.333h4m1.333-1.333H-238v12h6.667v-12Z" transform="translate(240.667 143.333)"></path><path d="M-236-134h-4v1.333h4V-134Z" transform="translate(240 143.333)"></path><path d="M-228-126h-12v1.333h12V-126Z" transform="translate(240 146)"></path></g></g></svg></div><span>Ład korporacyjny</span></a><a class="jss36" data-cy="MenuNestedPositions--position-nested-mobile-2--link" target="_blank" id="nav-full-a4e8ff840e20-men-46541-pos-lvl-2-4856bd6edeb9" href="https://www.pkobp.pl/relacje-inwestorskie/emisje"><div class="jss39 MuiBox-root css-0"><svg xmlns="http://www.w3.org/2000/svg" width="32" height="32" viewBox="0 0 32 32"><g data-name="pko_icon_alert-out_24"><path d="M32,0V32H0Z" opacity="0"></path><g transform="translate(4 4)"><path data-name="Path 16520" d="M25.3,3.92a2.088,2.088,0,1,0-1.572,3.535c.035,0,.071,0,.105,0A2.072,2.072,0,0,0,25.3,3.92m-.977,1.953h0a.691.691,0,1,1,0-.976.691.691,0,0,1,0,.976M7.5,16.875l1,1a2.749,2.749,0,0,0,3.768,3.768l1,1a4.133,4.133,0,0,1-5.76-5.76M16.239,5.607a8.233,8.233,0,0,0-5.857,2.428L8.561,9.854,3.656,11.079l15.4,15.4,1.225-4.9L22.1,19.756A8.289,8.289,0,0,0,16.233,5.607Zm4.884,13.172-2.089,2.088-.727,2.909L6.356,11.83,9.265,11.1l2.089-2.091a6.907,6.907,0,0,1,9.825,9.709l-.057.057" transform="translate(-2.781 -2.896)"></path><path data-name="Path 16521" d="M13.077,3H4.334A1.32,1.32,0,0,0,3,4.307v.027H16.334A1.3,1.3,0,0,0,17.668,3.06V3Z" transform="translate(-3 -3)"></path><path data-name="Path 16522" d="M4.333,5A1.306,1.306,0,0,0,3,6.28v.053H8.333a1.306,1.306,0,0,0,1.333-1.28V5Z" transform="translate(-3 -2.333)"></path></g></g></svg></div><span>Inwestorzy dłużni</span></a><a class="jss36" data-cy="MenuNestedPositions--position-nested-mobile-3--link" target="_blank" id="nav-full-a4e8ff840e20-men-46541-pos-lvl-2-47ef27976421" href="https://www.pkobp.pl/relacje-inwestorskie/akcje-i-dywidendy/"><div class="jss39 MuiBox-root css-0"><svg xmlns="http://www.w3.org/2000/svg" width="32" height="32" viewBox="0 0 32 32"><g data-name="pko_icon_alert-out_24"><path d="M32,0V32H0Z" opacity="0"></path><g transform="translate(4 4)"><path data-name="Path 16520" d="M25.3,3.92a2.088,2.088,0,1,0-1.572,3.535c.035,0,.071,0,.105,0A2.072,2.072,0,0,0,25.3,3.92m-.977,1.953h0a.691.691,0,1,1,0-.976.691.691,0,0,1,0,.976M7.5,16.875l1,1a2.749,2.749,0,0,0,3.768,3.768l1,1a4.133,4.133,0,0,1-5.76-5.76M16.239,5.607a8.233,8.233,0,0,0-5.857,2.428L8.561,9.854,3.656,11.079l15.4,15.4,1.225-4.9L22.1,19.756A8.289,8.289,0,0,0,16.233,5.607Zm4.884,13.172-2.089,2.088-.727,2.909L6.356,11.83,9.265,11.1l2.089-2.091a6.907,6.907,0,0,1,9.825,9.709l-.057.057" transform="translate(-2.781 -2.896)"></path><path data-name="Path 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24"><defs><style>.a{fill:rgba(242,242,242,0);}.b{fill:#003574;stroke:#003574;stroke-width:0.5px;}</style></defs><g transform="translate(24) rotate(90)"><g transform="translate(4 32) rotate(-90)"><rect class="a" width="24" height="24" transform="translate(8 -4)"></rect><path class="b" d="M15.2,8.86l-3.924,3.963L7.263,8.86a1.323,1.323,0,0,0-1.871,0l4.949,4.9.935.935.936-.935,4.859-4.9A1.322,1.322,0,0,0,15.2,8.86Z" transform="translate(8.769 -3.583)"></path></g></g></svg></button></nav></div></div><div class="jss46 MuiBox-root css-0"><nav class="jss54 MuiBox-root css-0" role="navigation" aria-label="Pozycje drugiego rzędu w menu głównym" data-cy="MenuNestedPositions"><ul class="MuiBox-root css-0"><li class="jss56 jss60 MuiBox-root css-0" data-cy="MenuNestedPositions--position-0"><a href="#" class="menu-position-item" aria-expanded="false" data-cy="MenuNestedPositions--position-link" aria-label="Zwiń lub rozwiń podmenu dla Raporty"><span>Raporty</span><span class="jss55"><svg 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data-cy="Button-TabsItem--tab-cta" type="button" tabindex="0" id="bd-col-16bd8a7f843a-tab-46646-l-66278-btn">Więcej wydarzeń</button></div></div></div></div></div></div></div></div></div></section><section class="MuiBox-root css-j1fy4m"><div class=" MuiBox-root css-qjhgjx"><div class="MuiBox-root css-0" style="padding-top:48px;padding-bottom:48px" data-snippet="snippet"></div></div></section><section class="MuiBox-root css-j1fy4m"><div class=" MuiBox-root css-qjhgjx"><div class="MuiBox-root css-0" style="padding-top:0px;padding-bottom:48px" data-snippet="snippet"></div></div></section><section class="MuiBox-root css-j1fy4m"><div class=" MuiBox-root css-qjhgjx"><div class="MuiBox-root css-0" style="padding-top:48px;padding-bottom:0px" data-snippet="snippet"><div class="jss265 MuiBox-root css-0" data-cy="SnippetAccordion--container" id="bd-col-ec683f082b5a-an-66540"><div class="jss266 MuiBox-root css-0"><h2 class="jss105 jss268" style="text-align:center" data-cy="Headline-SnippetAccordion--title"><span>Najpopularniejsze pytania</span></h2></div><ul class="MuiBox-root css-0"><li class="jss272 MuiBox-root css-0"><div class="MuiPaper-root MuiPaper-elevation MuiPaper-rounded MuiPaper-elevation1 MuiAccordion-root jss273 MuiAccordion-rounded MuiAccordion-gutters css-152tkn5" data-cy="SnippetAccordion--position-0--accordion"><div class="MuiButtonBase-root MuiAccordionSummary-root jss275 jss276 MuiAccordionSummary-gutters css-1iji0d4" tabindex="0" role="button" aria-expanded="false" id="bd-col-ec683f082b5a-an-66540-pos-d36b77f08a52" aria-label="Zwiń lub rozwiń sekcję "><div class="MuiAccordionSummary-content jss277 MuiAccordionSummary-contentGutters css-17o5nyn"><h3 class="jss106 jss281 jss282" data-cy="Headline-SnippetAccordion--position-0--accordion-title" name="SnippetAccordion--position-0--accordion-title"><span>Gdzie mogę znaleźć ostatni raport roczny Grupy PKO Banku Polskiego S.A.?</span></h3></div><div class="MuiAccordionSummary-expandIconWrapper jss278 css-1fx8m19"><div class="jss283"><svg aria-hidden="true" xmlns="http://www.w3.org/2000/svg" width="24" height="24" viewBox="0 0 24 24"><defs><style>.a{fill:rgba(242,242,242,0);}.b{fill:#003574;stroke:#003574;stroke-width:0.5px;}</style></defs><g transform="translate(24) rotate(90)"><g transform="translate(4 32) rotate(-90)"><rect class="a" width="24" height="24" transform="translate(8 -4)"></rect><path class="b" d="M15.2,8.86l-3.924,3.963L7.263,8.86a1.323,1.323,0,0,0-1.871,0l4.949,4.9.935.935.936-.935,4.859-4.9A1.322,1.322,0,0,0,15.2,8.86Z" transform="translate(8.769 -3.583)"></path></g></g></svg></div></div></div><div class="MuiCollapse-root MuiCollapse-vertical MuiCollapse-hidden css-a0y2e3" style="min-height:0px"><div class="MuiCollapse-wrapper MuiCollapse-vertical css-hboir5"><div class="MuiCollapse-wrapperInner MuiCollapse-vertical css-8atqhb"><div aria-labelledby="bd-col-ec683f082b5a-an-66540-pos-d36b77f08a52" role="region" class="MuiAccordion-region"><div class="MuiAccordionDetails-root jss279 jss280 css-u7qq7e" role="section"><div class="pkobp-wysiwyg pkobp-wysiwyg__isNotWorkspace" style="word-break:break-word"><main class="site-content__main site-content__main--full-width"> <div class="site-content__module "> <section class="site-tabs-content "> <article id="" class="site-tab"> <div class="accordion js-accordion" data-uid="lwanoqlx"> <div class="accordion__elem"><a href="https://www.pkobp.pl/relacje-inwestorskie/wyniki-finansowe-i-prezentacje/#category=154443">Najnowszy raport roczny Grupy PKO Banku Polskiego S.A.</a></div> </div> </article> </section> </div> </main></div></div></div></div></div></div></div></li><li class="jss272 MuiBox-root css-0"><div class="MuiPaper-root MuiPaper-elevation MuiPaper-rounded MuiPaper-elevation1 MuiAccordion-root jss273 MuiAccordion-rounded MuiAccordion-gutters css-152tkn5" data-cy="SnippetAccordion--position-1--accordion"><div class="MuiButtonBase-root MuiAccordionSummary-root jss275 jss276 MuiAccordionSummary-gutters css-1iji0d4" tabindex="0" role="button" aria-expanded="false" id="bd-col-ec683f082b5a-an-66540-pos-9f71fef2667d" aria-label="Zwiń lub rozwiń sekcję "><div class="MuiAccordionSummary-content jss277 MuiAccordionSummary-contentGutters css-17o5nyn"><h3 class="jss106 jss281 jss282" data-cy="Headline-SnippetAccordion--position-1--accordion-title" name="SnippetAccordion--position-1--accordion-title"><span>Gdzie mogę znaleźć informacje odnośnie historycznych wyników finansowych Grupy PKO Banku Polskiego S.A.?</span></h3></div><div class="MuiAccordionSummary-expandIconWrapper jss278 css-1fx8m19"><div class="jss283"><svg aria-hidden="true" xmlns="http://www.w3.org/2000/svg" width="24" height="24" viewBox="0 0 24 24"><defs><style>.a{fill:rgba(242,242,242,0);}.b{fill:#003574;stroke:#003574;stroke-width:0.5px;}</style></defs><g transform="translate(24) rotate(90)"><g transform="translate(4 32) rotate(-90)"><rect class="a" width="24" height="24" transform="translate(8 -4)"></rect><path class="b" d="M15.2,8.86l-3.924,3.963L7.263,8.86a1.323,1.323,0,0,0-1.871,0l4.949,4.9.935.935.936-.935,4.859-4.9A1.322,1.322,0,0,0,15.2,8.86Z" transform="translate(8.769 -3.583)"></path></g></g></svg></div></div></div><div class="MuiCollapse-root MuiCollapse-vertical MuiCollapse-hidden css-a0y2e3" style="min-height:0px"><div class="MuiCollapse-wrapper MuiCollapse-vertical css-hboir5"><div class="MuiCollapse-wrapperInner MuiCollapse-vertical css-8atqhb"><div aria-labelledby="bd-col-ec683f082b5a-an-66540-pos-9f71fef2667d" role="region" class="MuiAccordion-region"><div class="MuiAccordionDetails-root jss279 jss280 css-u7qq7e" role="section"><div class="pkobp-wysiwyg pkobp-wysiwyg__isNotWorkspace" style="word-break:break-word"><div class="accordion__elem"> <div class="accordion__body js-accordion-body text"> <p>Historyczne wyniki finansowe Grupy PKO Banku Polskiego S.A. są dostępne na stronie internetowej Banku pod adresem <a href="https://www.pkobp.pl/relacje-inwestorskie/wyniki-finansowe-i-prezentacje/#category=154443">Wyniki finansowe i prezentacje (pkobp.pl)</a> Dane te są również zebrane w pliku Excel znajdującym się pod tym samym adresem.</p> </div> </div></div></div></div></div></div></div></div></li><li class="jss272 MuiBox-root css-0"><div class="MuiPaper-root MuiPaper-elevation MuiPaper-rounded MuiPaper-elevation1 MuiAccordion-root jss273 MuiAccordion-rounded MuiAccordion-gutters css-152tkn5" data-cy="SnippetAccordion--position-2--accordion"><div class="MuiButtonBase-root MuiAccordionSummary-root jss275 jss276 MuiAccordionSummary-gutters css-1iji0d4" tabindex="0" role="button" aria-expanded="false" id="bd-col-ec683f082b5a-an-66540-pos-9cfc7043b1c3" aria-label="Zwiń lub rozwiń sekcję "><div class="MuiAccordionSummary-content jss277 MuiAccordionSummary-contentGutters css-17o5nyn"><h3 class="jss106 jss281 jss282" data-cy="Headline-SnippetAccordion--position-2--accordion-title" name="SnippetAccordion--position-2--accordion-title"><span>Kiedy nastąpi kolejna publikacja wyników finansowych Grupy PKO Banku Polskiego S.A.?</span></h3></div><div class="MuiAccordionSummary-expandIconWrapper jss278 css-1fx8m19"><div class="jss283"><svg aria-hidden="true" xmlns="http://www.w3.org/2000/svg" width="24" height="24" viewBox="0 0 24 24"><defs><style>.a{fill:rgba(242,242,242,0);}.b{fill:#003574;stroke:#003574;stroke-width:0.5px;}</style></defs><g transform="translate(24) rotate(90)"><g transform="translate(4 32) rotate(-90)"><rect class="a" width="24" height="24" transform="translate(8 -4)"></rect><path class="b" d="M15.2,8.86l-3.924,3.963L7.263,8.86a1.323,1.323,0,0,0-1.871,0l4.949,4.9.935.935.936-.935,4.859-4.9A1.322,1.322,0,0,0,15.2,8.86Z" transform="translate(8.769 -3.583)"></path></g></g></svg></div></div></div><div class="MuiCollapse-root MuiCollapse-vertical MuiCollapse-hidden css-a0y2e3" style="min-height:0px"><div class="MuiCollapse-wrapper MuiCollapse-vertical css-hboir5"><div class="MuiCollapse-wrapperInner MuiCollapse-vertical css-8atqhb"><div aria-labelledby="bd-col-ec683f082b5a-an-66540-pos-9cfc7043b1c3" role="region" class="MuiAccordion-region"><div class="MuiAccordionDetails-root jss279 jss280 css-u7qq7e" role="section"><div class="pkobp-wysiwyg pkobp-wysiwyg__isNotWorkspace" style="word-break:break-word"><div class="accordion__elem">Daty publikacji wyników kwartalnych, półrocznych i rocznych Grupy PKO Banku Polskiego S.A. są dostępne na stronie internetowej pod adresem <a href="https://www.pkobp.pl/relacje-inwestorskie/raporty-biezace/raport-nr-1-2024-daty-przekazywania-przez-pko-bank-polski-s-a-raportow-okresowych-w-2024-r/">Raport nr 1/2024 – Daty przekazywania przez PKO Bank Polski S.A. raportów okresowych w 2024 r. (pkobp.pl)</a></div></div></div></div></div></div></div></div></li><li class="jss272 MuiBox-root css-0"><div class="MuiPaper-root MuiPaper-elevation MuiPaper-rounded MuiPaper-elevation1 MuiAccordion-root jss273 MuiAccordion-rounded MuiAccordion-gutters css-152tkn5" data-cy="SnippetAccordion--position-3--accordion"><div class="MuiButtonBase-root MuiAccordionSummary-root jss275 jss276 MuiAccordionSummary-gutters css-1iji0d4" tabindex="0" role="button" aria-expanded="false" id="bd-col-ec683f082b5a-an-66540-pos-7b955799e241" aria-label="Zwiń lub rozwiń sekcję "><div class="MuiAccordionSummary-content jss277 MuiAccordionSummary-contentGutters css-17o5nyn"><h3 class="jss106 jss281 jss282" data-cy="Headline-SnippetAccordion--position-3--accordion-title" name="SnippetAccordion--position-3--accordion-title"><span>Jaki jest obecny konsensus dla wyników finansowych Grupy PKO Banku Polskiego S.A. na najbliższe lata?</span></h3></div><div class="MuiAccordionSummary-expandIconWrapper jss278 css-1fx8m19"><div class="jss283"><svg aria-hidden="true" xmlns="http://www.w3.org/2000/svg" width="24" height="24" viewBox="0 0 24 24"><defs><style>.a{fill:rgba(242,242,242,0);}.b{fill:#003574;stroke:#003574;stroke-width:0.5px;}</style></defs><g transform="translate(24) rotate(90)"><g transform="translate(4 32) rotate(-90)"><rect class="a" width="24" height="24" transform="translate(8 -4)"></rect><path class="b" d="M15.2,8.86l-3.924,3.963L7.263,8.86a1.323,1.323,0,0,0-1.871,0l4.949,4.9.935.935.936-.935,4.859-4.9A1.322,1.322,0,0,0,15.2,8.86Z" transform="translate(8.769 -3.583)"></path></g></g></svg></div></div></div><div class="MuiCollapse-root MuiCollapse-vertical MuiCollapse-hidden css-a0y2e3" style="min-height:0px"><div class="MuiCollapse-wrapper MuiCollapse-vertical css-hboir5"><div class="MuiCollapse-wrapperInner MuiCollapse-vertical css-8atqhb"><div aria-labelledby="bd-col-ec683f082b5a-an-66540-pos-7b955799e241" role="region" class="MuiAccordion-region"><div class="MuiAccordionDetails-root jss279 jss280 css-u7qq7e" role="section"><div class="pkobp-wysiwyg pkobp-wysiwyg__isNotWorkspace" style="word-break:break-word"><div class="accordion__elem">Aktualny konsensus rynkowy dotyczący przewidywanych wyników Grupy PKO Banku Polskiego S.A. na rok bieżący i kolejny jest dostępny na stronie internetowej Banku pod adresem <a href="https://www.pkobp.pl/relacje-inwestorskie/konsensus-i-prognozy/">Konsensus i prognozy - PKO Bank Polski (pkobp.pl)</a></div></div></div></div></div></div></div></div></li><li class="jss272 MuiBox-root css-0"><div class="MuiPaper-root MuiPaper-elevation MuiPaper-rounded MuiPaper-elevation1 MuiAccordion-root jss273 MuiAccordion-rounded MuiAccordion-gutters css-152tkn5" data-cy="SnippetAccordion--position-4--accordion"><div class="MuiButtonBase-root MuiAccordionSummary-root jss275 jss276 MuiAccordionSummary-gutters css-1iji0d4" tabindex="0" role="button" aria-expanded="false" id="bd-col-ec683f082b5a-an-66540-pos-ee0212332d51" aria-label="Zwiń lub rozwiń sekcję "><div class="MuiAccordionSummary-content jss277 MuiAccordionSummary-contentGutters css-17o5nyn"><h3 class="jss106 jss281 jss282" data-cy="Headline-SnippetAccordion--position-4--accordion-title" name="SnippetAccordion--position-4--accordion-title"><span>Które biura maklerskie wydają rekomendacje dla akcji PKO Banku Polskiego S.A.?</span></h3></div><div class="MuiAccordionSummary-expandIconWrapper jss278 css-1fx8m19"><div class="jss283"><svg aria-hidden="true" xmlns="http://www.w3.org/2000/svg" width="24" height="24" viewBox="0 0 24 24"><defs><style>.a{fill:rgba(242,242,242,0);}.b{fill:#003574;stroke:#003574;stroke-width:0.5px;}</style></defs><g transform="translate(24) rotate(90)"><g transform="translate(4 32) rotate(-90)"><rect class="a" width="24" height="24" transform="translate(8 -4)"></rect><path class="b" d="M15.2,8.86l-3.924,3.963L7.263,8.86a1.323,1.323,0,0,0-1.871,0l4.949,4.9.935.935.936-.935,4.859-4.9A1.322,1.322,0,0,0,15.2,8.86Z" transform="translate(8.769 -3.583)"></path></g></g></svg></div></div></div><div class="MuiCollapse-root MuiCollapse-vertical MuiCollapse-hidden css-a0y2e3" style="min-height:0px"><div class="MuiCollapse-wrapper MuiCollapse-vertical css-hboir5"><div class="MuiCollapse-wrapperInner MuiCollapse-vertical css-8atqhb"><div aria-labelledby="bd-col-ec683f082b5a-an-66540-pos-ee0212332d51" role="region" class="MuiAccordion-region"><div class="MuiAccordionDetails-root jss279 jss280 css-u7qq7e" role="section"><div class="pkobp-wysiwyg pkobp-wysiwyg__isNotWorkspace" style="word-break:break-word"><div class="accordion__elem"> <div class="accordion__body js-accordion-body text"> </div> </div> <div class="accordion__elem">Lista instytucji i analityków, którzy sporządzają opracowania i wydają rekomendacje dla akcji PKO Banku Polskiego S.A. jest dostępna na stronie internetowej Banku pod adresem <a href="https://www.pkobp.pl/relacje-inwestorskie/konsensus-i-prognozy/">Konsensus i prognozy - PKO Bank Polski (pkobp.pl)</a></div></div></div></div></div></div></div></div></li></ul></div></div><div class="MuiBox-root css-0" style="padding-top:0px;padding-bottom:46px" data-snippet="snippet"><div class="jss284 jss287"><button class="jss161 jss165" data-cy="Button-Więcej" type="button" tabindex="0" id="bd-col-ec683f082b5a-btn-66548">Więcej</button></div></div></div></section></main><footer role="footer" id="footer"><section class="MuiBox-root css-j1fy4m"><div class="fullWidth MuiBox-root css-1ndk1zt"><div class="MuiBox-root css-0" style="padding-top:48px;padding-bottom:0px" data-snippet="snippet"><div class="MuiBox-root css-6yavch" data-cy="Separator-Separator"><hr class="MuiDivider-root MuiDivider-fullWidth css-15vrnbb"/></div></div></div></section><section class="MuiBox-root css-j1fy4m"><div class=" MuiBox-root css-qjhgjx"><div class="MuiBox-root css-0" style="padding-top:32px;padding-bottom:24px" data-snippet="snippet"><nav class="jss1 jss42342 MuiBox-root css-0" 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Kalkulacja została dokonana na dzień 09.02.2024 r. na reprezentatywnym przykładzie.","created":"2024-02-16T00:01:19.801569+01:00"},{"name":"dd_RRSO-EPG-PR","value":"\u003cstrong\u003eRzeczywista Roczna Stopa Oprocentowania (RRSO) wynosi 11,57%, całkowita kwota kredytu (bez kredytowanych kosztów) 13 700,00 zł, całkowita kwota do zapłaty 15 024,97 zł, oprocentowanie stałe 10,99%, całkowity koszt kredytu 1 324,97 zł (w tym: prowizja 0,00 zł, odsetki 1 324,97 zł), 23 miesięczne raty równe po 638,54 zł i ostatnia rata: 638,55 zł. Kalkulacja została dokonana na dzień 14.10.2024 r. na reprezentatywnym przykładzie.\u003c/strong\u003e","created":"2024-10-17T09:15:52.430597+02:00"},{"name":"dd_RRSO-KH-PKO-S","value":"9,08%","created":"2024-09-10T12:17:45.951977+02:00"},{"name":"[!RRSO-KKMP]","value":"20,74%","created":"2024-09-17T13:51:31.214455+02:00"},{"name":"dd_RRSO-EP-PR","value":"\u003cstrong\u003eRzeczywista Roczna Stopa Oprocentowania (RRSO) wynosi 19,55%, całkowita kwota kredytu (bez kredytowanych kosztów) 29 900,00 zł, całkowita kwota do zapłaty 48 549,53 zł, oprocentowanie zmienne 17,99%, całkowity koszt kredytu 18 649,53 zł (w tym: prowizja 0,00 zł, odsetki 18 649,53 zł), 71 miesięczne raty równe po 681,78 zł i ostatnia rata: 143,15 zł. Kalkulacja została dokonana na dzień 14.10.2024 r. na reprezentatywnym przykładzie.\u003c/strong\u003e\n\nUdzielenie pożyczki jest uzależnione od pozytywnej oceny zdolności kredytowej. Umowa Ekopożyczki PKO nie stanowi umowy o kredyt wiązany w rozumieniu ustawy o kredycie konsumenckim.\u003cbr/\u003e\u003cbr/\u003e\n\nPoniższy przykład obliczony jest dla oprocentowania przed dostarczeniem przez Ciebie faktury za zakup urządzenia ekologicznego. Wysokość raty po dostarczeniu faktury i obniżeniu oprocentowania Twojej Ekopożyczki PKO możesz obliczyć z wykorzystaniem kalkulatora na stronie. \u003cbr/\u003e\u003cbr/\u003e","created":"2024-10-17T09:12:34.785606+02:00"},{"name":"dd_RRSO-KH-PR-PKO-S","value":"\u003cstrong\u003eRzeczywista Roczna Stopa Oprocentowania (RRSO)\u003c/strong\u003e dla wypłaconego jednorazowo kredytu Własny Kąt hipoteczny w PKO Banku Polskim zabezpieczonego hipoteką wynosi \u003cstrong\u003e9,08%\u003c/strong\u003e przy następujących założeniach: okres obowiązywania umowy: 25 lat; całkowita kwota kredytu (bez kredytowanych kosztów) 340 000 zł; LTV (kwota kredytu do wartości zabezpieczenia) 59,9%; oprocentowanie stałe: 6,82%/rok (do 5. roku z uwzględnieniem obniżenia o 0,5 p.p.), na które składa się 5-letnia stała stopa bazowa 5,01%/rok i marża 1,81%; a następnie oprocentowanie zmienne 8,16%/rok (od 6. roku do końca okresu oprocentowania), na które składa się wskaźnik referencyjny WIBOR 6M 5,85%/rok i marża 2,31%; całkowity koszt kredytu 467 013,25 zł, w tym prowizja 0,5%, tj. 1 700 zł, odsetki 429 809,65 zł, ubezpieczenie nieruchomości 6 800 zł (za cały okres kredytowania, dla ubezpieczenia oferowanego za pośrednictwem PKO Banku Polskiego), ocena wartości nieruchomości mającej stanowić zabezpieczenie kredytu 400 zł, PCC 19 zł, ROR (Konto za Zero) 0 zł (za cały okres kredytowania; w związku z deklaracją systematycznych wpływów minimum 3 000 zł na ROR), ubezpieczenie na życie 28 284,60 zł (za cały okres kredytowania); całkowita kwota do zapłaty 807 013,25 zł, płatna w 300 ratach annuitetowych (równych) miesięcznych, przy czym pierwsze 60 rat wynosi 2 365,76 zł, od 6. roku kolejne raty wynoszą 2 618,59 zł i ostatnia rata 2 021,04 zł. Kalkulacja została dokonana na dzień 04.09.2024 r. na reprezentatywnym przykładzie dla oferty specjalnej ważnej do 31.12.2024 r.","created":"2024-09-10T12:18:21.026076+02:00"},{"name":"dd_RRSO-KHM-PR","value":"\u003cstrong\u003eRzeczywista Roczna Stopa Oprocentowania (RRSO)\u003c/strong\u003e dla wypłaconego jednorazowo kredytu hipotecznego MIX w PKO Banku Polskim zabezpieczonego hipoteką wynosi \u003cstrong\u003e9,15%\u003c/strong\u003e przy następujących założeniach: okres obowiązywania umowy: 25 lat; całkowita kwota kredytu (bez kredytowanych kosztów) 326 868 zł, LTV (kwota kredytu do wartości zabezpieczenia) 52,4%, oprocentowanie stałe: 6,87%/rok (do 5. roku z uwzględnieniem obniżenia o 0,5 p.p.), na które składa się 5-letnia stała stopa bazowa 5,01%/rok oraz marża 1,86%, a następnie oprocentowanie zmienne 8,21%/rok (od 6. roku do końca okresu oprocentowania), na które składa się wskaźnik referencyjny WIBOR 6M 5,85% oraz marża 2,36%; całkowity koszt kredytu 452 539,49 zł, w tym: prowizja 0,5%, tj. 1 634,34 zł, odsetki 416 456,75 zł, ubezpieczenie nieruchomości 6 537,25 zł (za cały okres kredytowania, dla ubezpieczenia oferowanego za pośrednictwem PKO Banku Polskiego); ocena wartości nieruchomości mającej stanowić zabezpieczenie kredytu 700 zł, PCC 19 zł; ROR (Konto za Zero) 0 zł (za cały okres kredytowania; w związku z deklaracją systematycznych wpływów minimum 3 000 zł na ROR); ubezpieczenie na życie (za cały okres kredytowania) 27 192,15 zł, całkowita kwota do zapłaty 779 407,49 zł, płatna w 300 ratach annuitetowych (równych) miesięcznych, przy czym pierwsze 60 rat wynosi 2 284,76 zł, od 6. roku kolejne raty wynoszą 2 528,41 zł i ostatnia rata 1949,16 zł. Kalkulacja została dokonana na dzień 04.09.2024 r. na reprezentatywnym przykładzie dla oferty specjalnej ważnej do 31.12.2024 r.","created":"2024-09-10T12:10:20.066295+02:00"},{"name":"dd_RRSO-KH-PR-PKO-Z","value":"\u003cstrong\u003eRzeczywista Roczna Stopa Oprocentowania (RRSO)\u003c/strong\u003e dla wypłaconego jednorazowo kredytu Własny Kąt hipoteczny w PKO Banku Polskim zabezpieczonego hipoteką wynosi \u003cstrong\u003e9,83%\u003c/strong\u003e przy następujących założeniach: okres obowiązywania umowy: 25 lat; całkowita kwota kredytu (bez kredytowanych kosztów) 340 000 zł, LTV (kwota kredytu do wartości zabezpieczenia) 59,9%, oprocentowanie zmienne 8,17%/rok, na które składa się wskaźnik referencyjny WIBOR 6M 5,86% wg stanu na dzień 09.02.2024 r. oraz marża 2,31%; całkowity koszt kredytu 495 331,86 zł, w tym: prowizja 0,5%, tj. 1 700 zł, odsetki 458 128,26 zł, ubezpieczenie nieruchomości 6 800 zł (za cały okres kredytowania, dla ubezpieczenia oferowanego za pośrednictwem PKO Banku Polskiego); ocena wartości nieruchomości mającej stanowić zabezpieczenie kredytu 400 zł, PCC 19 zł; ROR (Konto za Zero) 0 zł (za cały okres kredytowania; w związku z deklaracją systematycznych wpływów minimum 3 000 zł na ROR); ubezpieczenie na życie 28 284,60 zł (za cały okres kredytowania), całkowita kwota do zapłaty 835 331,86 zł, płatna w 300 ratach annuitetowych (równych) miesięcznych przy czym pierwsze 299 rat wynosi 2 664,61 zł i ostatnia rata wynosi 1 409,87 zł. Kalkulacja została dokonana na dzień 09.02.2024 r. na reprezentatywnym przykładzie.","created":"2024-02-16T00:01:20.417320+01:00"},{"name":"dd_RRSO-KHM","value":"9,92%","created":"2024-02-16T00:01:20.420734+01:00"},{"name":"dd_RRSO-KKI-PR","value":"Rzeczywista Roczna Stopa Oprocentowania (RRSO) wynosi 21,21%, całkowita kwota kredytu 100 000 zł, całkowita kwota do zapłaty 110 873,27 zł, oprocentowanie zmienne 17,75%/rok, całkowity koszt kredytu 10 873,27 zł (w tym: opłata za obsługę karty kredytowej 1 000 zł, odsetki 9 873,27 zł, obligatoryjne ubezpieczenie na życie 0 zł), 12 miesięcznych rat równych po 9239,44 zł. Kalkulacja została dokonana na dzień 16.09.2024 r. na reprezentatywnym przykładzie. Do obliczenia powyższych parametrów przyjęto, że limit w wysokości 100 000 zł został wykorzystany jednorazowo w całości poprzez dokonanie transakcji bezgotówkowej przy fizycznym użyciu karty (z wyłączeniem polecenia przelewu, polecenia przelewu wewnętrznego, Fast Cash – jednorazowej dyspozycji przekazania środków na dowolny rachunek bankowy i transakcji dokonanych w punktach oznaczonych jako kasyna gry, salony gier, zakłady bukmacherskie, loterie i totalizatory) w miesiącu, w którym Klient ją otrzymał.","created":"2024-09-17T11:08:47.798006+02:00"},{"name":"dd_RRSO-KKMP-PR","value":"Rzeczywista Roczna Stopa Oprocentowania (RRSO) wynosi 20,74%, całkowita kwota kredytu 40 000 zł, całkowita kwota do zapłaty 44 249,31 zł, oprocentowanie zmienne 17,75%/rok, całkowity koszt kredytu 4 249,31 zł (w tym: opłata za obsługę karty kredytowej 300 zł, odsetki 3 949,31 zł, obligatoryjne ubezpieczenie na życie 0 zł), 12 miesięcznych rat równych po 3 687,44 zł. Kalkulacja została dokonana na dzień 16.09.2024 r. na reprezentatywnym przykładzie. Do obliczenia powyższych parametrów przyjęto, że limit w wysokości 40 000 zł został wykorzystany jednorazowo w całości poprzez dokonanie transakcji bezgotówkowej przy fizycznym użyciu karty (z wyłączeniem polecenia przelewu, polecenia przelewu wewnętrznego, Fast Cash – jednorazowej dyspozycji przekazania środków na dowolny rachunek bankowy i transakcji dokonanych w punktach oznaczonych jako kasyna gry, salony gier, zakłady bukmacherskie, loterie i totalizatory) w miesiącu, w którym Klient ją otrzymał.","created":"2024-09-17T11:09:03.144224+02:00"},{"name":"dd_RRSO-KKP-PR","value":"Rzeczywista Roczna Stopa Oprocentowania (RRSO) wynosi 23,33% całkowita kwota kredytu 10 000 zł, całkowita kwota do zapłaty 11 187,33 zł oprocentowanie zmienne 17,75%/rok, całkowity koszt kredytu 1 187,33 zł (w tym: opłata za obsługę karty kredytowej 80 zł, odsetki 987,33 zł, obligatoryjne ubezpieczenie na życie 120 zł), 12 miesięcznych rat równych po 932,28 zł. Kalkulacja została dokonana na dzień 16.09.2024 r. na reprezentatywnym przykładzie. Do obliczenia powyższych parametrów przyjęto, że limit w wysokości 10 000 zł został wykorzystany jednorazowo w całości poprzez dokonanie transakcji bezgotówkowej (z wyłączeniem polecenia przelewu, polecenia przelewu wewnętrznego, Fast Cash – jednorazowej dyspozycji przekazania środków na dowolny rachunek bankowy i transakcji dokonanych w punktach oznaczonych jako kasyna gry, salony gier, zakłady bukmacherskie, loterie i totalizatory) w miesiącu, w którym Klient ją otrzymał.","created":"2024-09-17T11:09:21.677647+02:00"},{"name":"dd_RRSO-LO-BO-PR","value":"Rzeczywista Roczna Stopa Oprocentowania (RRSO) wynosi 23,94%, całkowita kwota kredytu 11 400 zł, całkowita kwota do zapłaty 12 753,55 zł, oprocentowanie zmienne 17,75%/rok, całkowity koszt kredytu 1 353,55 zł (w tym: prowizja 228 zł (2%), odsetki 1 125,55 zł), 12 miesięcznych rat równych po 1 043,80 zł. Kalkulacja została dokonana na dzień 05.10.2023 roku na reprezentatywnym przykładzie. Do obliczenia powyższych parametrów przyjęto, że limit w wysokości 11 400 zł został wykorzystany jednorazowo w całości, bez użycia karty płatniczej, w dniu postawienia go do dyspozycji Kredytobiorcy w Koncie Aurum, a opłata za prowadzenie Konta wynosi 0 zł miesięcznie w przypadku gdy wpływy na rachunek w ostatnim miesiącu wynoszą min. 9 000 zł lub średnie miesięczne saldo aktywów na produktach to min. 150 000 zł, w przeciwnym razie miesięczna opłata za prowadzenie konta wynosi 40 zł.","created":"2023-10-05T10:11:53.011659+02:00"},{"name":"dd_RRSO-LO-KI-PR","value":"Rzeczywista Roczna Stopa Oprocentowania (RRSO) wynosi 25,16%, całkowita kwota kredytu 4 000 zł, całkowita kwota do zapłaty 4 494,93 zł, oprocentowanie zmienne 17,75%/rok, całkowity koszt kredytu 494,93 zł (w tym: prowizja 100 zł (2,5%), odsetki 394,93 zł), 12 miesięcznych rat równych po 366,24 zł. Kalkulacja została dokonana na dzień 05.10.2023 roku na reprezentatywnym przykładzie. Do obliczenia powyższych parametrów przyjęto, że limit w wysokości 4 000 zł został wykorzystany jednorazowo w całości, bez użycia karty płatniczej, w dniu postawienia go do dyspozycji Kredytobiorcy w PKO Koncie za Zero, a opłata za prowadzenie Konta wynosi 0 zł miesięcznie.","created":"2023-10-05T10:07:29.549523+02:00"},{"name":"[!RRSO-BK]","value":"4,31%","created":"2024-01-26T10:35:54.387093+01:00"},{"name":"[!RRSO-EP]","value":"19,55%","created":"2024-10-17T09:13:57.315741+02:00"},{"name":"[!RRSO-EPG]","value":"11,57%","created":"2024-01-26T10:36:13.391600+01:00"},{"name":"[!RRSO-KMSR]","value":"9,24%","created":"2024-06-07T15:55:58.263074+02:00"},{"name":"[!RRSO-KH-BH-Z]","value":"8,81%","created":"2023-11-29T16:28:35.068841+01:00"},{"name":"dd_RRSO-PH","value":"11,62%","created":"2024-02-16T00:01:20.911785+01:00"},{"name":"[!RRSO-PGPROMO]","value":"16,43%","created":"2024-07-01T08:32:03.227153+02:00"},{"name":"dd_RRSO-PH-PR","value":"\u003cstrong\u003eRzeczywista Roczna Stopa Oprocentowania (RRSO)\u003c/strong\u003e dla wypłaconej jednorazowo pożyczki hipotecznej w PKO Banku Polskim zabezpieczonej hipoteką wynosi \u003cstrong\u003e11,62%\u003c/strong\u003e przy następujących założeniach: okres obowiązywania umowy: 20 lat; całkowita kwota pożyczki (bez kredytowanych kosztów) 305 711 zł, LTV (kwota kredytu do wartości zabezpieczenia) 34,3%, oprocentowanie zmienne 9,81%/rok, na które składa się wskaźnik referencyjny WIBOR 6M 5,86% wg stanu na dzień 09.02.2024 r. oraz marża 3,95%; całkowity koszt kredytu 417 750,42 zł, w tym: prowizja 0,5%, tj. 1 528,56 zł, odsetki 390 565,78 zł, ubezpieczenie nieruchomości 4 891,40 zł (za cały okres kredytowania, dla ubezpieczenia oferowanego za pośrednictwem PKO BP), ocena wartości nieruchomości mającej stanowić zabezpieczenie pożyczki 400 zł, PCC 19 zł; ROR (Konto za Zero) 0 zł (za cały okres kredytowania; w związku z deklaracją systematycznych wpływów minimum 3 000 zł na ROR); ubezpieczenie na życie (za cały okres kredytowania) 20 345,68 zł; całkowita kwota do zapłaty 723 461,42 zł, płatna w 240 ratach annuitetowych (równych) miesięcznych przy czym pierwsze 239 rat wynosi 2 917,90 zł i ostatnia rata wynosi 1 816,58 zł. Kalkulacja została dokonana na dzień 09.02.2024 r. na reprezentatywnym przykładzie.","created":"2024-02-16T00:01:20.910606+01:00"},{"name":"[!RRSO-KH-BH]","value":"9,84%","created":"2024-02-16T00:01:20.946700+01:00"},{"name":"[!RRSO-KH-PKO-Z]","value":"8,41%","created":"2023-11-28T10:34:37.016813+01:00"},{"name":"[!RRSO-KH-PKO]","value":"9,83%","created":"2024-02-16T00:01:21.339212+01:00"},{"name":"[!RRSO-KHM]","value":"9,92%","created":"2024-02-16T00:01:21.031687+01:00"},{"name":"[!RRSO-PG]","value":"11,57%","created":"2024-01-26T10:37:38.808037+01:00"},{"name":"[!RRSO-PH]","value":"11,62%","created":"2024-02-16T00:01:21.413858+01:00"},{"name":"dd_RRSO-PG-PR","value":"\u003cstrong\u003eRzeczywista Roczna Stopa Oprocentowania (RRSO) wynosi 11,57%, całkowita kwota kredytu (bez kredytowanych kosztów) 13 700,00 zł, całkowita kwota do zapłaty 15 324,97 zł, oprocentowanie stałe 10,99%, całkowity koszt kredytu 1 624,97 zł (w tym: prowizja 0,00 zł, odsetki 1 624,97 zł), 23 miesięczne raty równe po 638,54 zł i ostatnia rata: 638,55 zł. Kalkulacja została dokonana na dzień 14.10.2024 r. na reprezentatywnym przykładzie.\u003c/strong\u003e","created":"2024-10-29T11:43:20.563101+01:00"},{"name":"dd_RRSO-PK-PR","value":"\u003cstrong\u003eRzeczywista Roczna Stopa Oprocentowania (RRSO) wynosi 12,56%, całkowita kwota kredytu (bez kredytowanych kosztów) 26 700,00 zł, całkowita kwota do zapłaty 39 812,55 zł, oprocentowanie zmienne 11,89%, całkowity koszt kredytu 13 112,55 zł (w tym: prowizja 0,00 zł, odsetki 13 112,55 zł), 85 miesięcznych rat równych po 462,75 zł i ostatnia rata: 478,80 zł. Kalkulacja została dokonana na dzień 18.11.2024 r. na reprezentatywnym przykładzie.\u003c/strong\u003e","created":"2024-11-29T08:31:02.434784+01:00"},{"name":"[!RRSO-PK]","value":"12,56%","created":"2024-11-29T08:39:17.873541+01:00"},{"name":"dd_RRSO-KMSR-PR","value":"\u003cstrong\u003eRzeczywista Roczna Stopa Oprocentowania (RRSO)\u003c/strong\u003e dla wypłaconego jednorazowo kredytu mieszkaniowego ze spłatą rodzinną w PKO Banku Polskim zabezpieczonego hipoteką wynosi \u003cstrong\u003e8,90%\u003c/strong\u003e przy następujących założeniach: okres obowiązywania umowy: 30 lat; całkowita kwota kredytu (bez kredytowanych kosztów) 339 000 zł; LTV (kwota kredytu do wartości zabezpieczenia) 92,6%; oprocentowanie stałe: 6,51%/rok (do 5. roku z uwzględnieniem obniżenia o 0,5 p.p.), na które składa się 5-letnia stała stopa bazowa 5,01%/rok z dnia 04.09.2024 r. i marża 1,5%, a następnie oprocentowanie zmienne 7,85%/rok (od 6. roku do końca okresu oprocentowania), na które składa się wskaźnik referencyjny WIBOR 6M 5,85%/rok i marża 2%; całkowity koszt kredytu 559 275,53 zł, w tym prowizja za udzielenie kredytu 0,5%, tj. 1 695 zł, prowizja dla BGK za udzielenie gwarancji 461,27 zł; odsetki 514 722,57 zł, ubezpieczenie nieruchomości 8 136 zł (za cały okres kredytowania, dla ubezpieczenia oferowanego za pośrednictwem PKO Banku Polskiego), ocena wartości nieruchomości mającej stanowić zabezpieczenie kredytu 400 zł, PCC 19 zł, ubezpieczenie na życie (za cały okres kredytowania) 33 841,69 zł; całkowita kwota do zapłaty 898 275,53 zł, płatna w 360 ratach annuitetowych (równych) miesięcznych, przy czym w okresie pierwszych 5. lat raty wyniosą po 2 146,53 zł, od 6. roku po 2 419,45 zł i ostatnia rata wyniesie 1 515,22 zł. Kalkulacja została dokonana na dzień 04.09.2024 r. na reprezentatywnym przykładzie dla oferty specjalnej ważnej do 31.12.2024 r.","created":"2024-09-10T12:11:31.364238+02:00"},{"name":"dd_RRSO-PH-PR-S","value":"\u003cstrong\u003eRzeczywista Roczna Stopa Oprocentowania (RRSO)\u003c/strong\u003e dla wypłaconej jednorazowo pożyczki hipotecznej w PKO Banku Polskim zabezpieczonej hipoteką \u003cstrong\u003e10,75%\u003c/strong\u003e przy następujących założeniach: okres obowiązywania umowy: 20 lat; całkowita kwota pożyczki (bez kredytowanych kosztów) 305 711 zł, LTV (kwota kredytu do wartości zabezpieczenia) 34,3%, oprocentowanie stałe: 8,46%/rok (do 5. roku z uwzględnieniem obniżenia o 0,5 p.p.), na które składa się 5-letnia stała stopa bazowa 5,01%/rok oraz marża 3,45%, a następnie oprocentowanie zmienne 9,80%/rok (od 6. roku do końca okresu oprocentowania), na które składa się wskaźnik referencyjny WIBOR 6M 5,85% oraz marża 3,95%; całkowity koszt kredytu 394 941,81 zł, w tym: prowizja 0,5%, tj. 1 528,56 zł, odsetki 367 757,17 zł, ubezpieczenie nieruchomości 4 891,40 zł (za cały okres kredytowania, dla ubezpieczenia oferowanego za pośrednictwem PKO BP), ocena wartości nieruchomości mającej stanowić zabezpieczenie pożyczki 400 zł, PCC 19 zł; ROR (Konto za Zero) 0 zł (za cały okres kredytowania; w związku z deklaracją systematycznych wpływów minimum 3 000 zł na ROR); ubezpieczenie na życie (za cały okres kredytowania) 20 345,68 zł; całkowita kwota do zapłaty 700 652,81 zł, płatna w 240 ratach annuitetowych (równych) miesięcznych przy czym pierwsze 60 rat wynosi 2 647,09 zł, od 6. roku kolejne raty wynoszą 2 861,64 zł i ostatnia rata 2 409,21 zł. Kalkulacja została dokonana na dzień 04.09.2024 r. na reprezentatywnym przykładzie dla oferty specjalnej ważnej do 31.12.2024 r.","created":"2024-09-10T12:14:01.793362+02:00"},{"name":"dd_RRSO-KH-PR-BH-S","value":"\u003cstrong\u003e Rzeczywista Roczna Stopa Oprocentowania (RRSO)\u003c/strong\u003e dla wypłaconego jednorazowo kredytu Własny Kąt hipoteczny w PKO Banku Hipotecznym SA zabezpieczonego hipoteką wynosi \u003cstrong\u003e9,10%\u003c/strong\u003e przy następujących założeniach: okres obowiązywania umowy: 20 lat; całkowita kwota pożyczki (bez kredytowanych kosztów) 305 711 zł, LTV (kwota kredytu do wartości zabezpieczenia) 34,3%, oprocentowanie stałe: 8,46%/rok (do 5. roku z uwzględnieniem obniżenia o 0,5 p.p.), na które składa się 5-letnia stała stopa bazowa 5,01%/rok oraz marża 3,45%, a następnie oprocentowanie zmienne 9,80%/rok (od 6. roku do końca okresu oprocentowania), na które składa się wskaźnik referencyjny WIBOR 6M 5,85% oraz marża 3,95%; całkowity koszt kredytu 394 941,81 zł, w tym: prowizja 0,5%, tj. 1 528,56 zł, odsetki 367 757,17 zł, ubezpieczenie nieruchomości 4 891,40 zł (za cały okres kredytowania, dla ubezpieczenia oferowanego za pośrednictwem PKO BP), ocena wartości nieruchomości mającej stanowić zabezpieczenie pożyczki 400 zł, PCC 19 zł; ROR (Konto za Zero) 0 zł (za cały okres kredytowania; w związku z deklaracją systematycznych wpływów minimum 3 000 zł na ROR); ubezpieczenie na życie (za cały okres kredytowania) 20 345,68 zł; całkowita kwota do zapłaty 700 652,81 zł, płatna w 240 ratach annuitetowych (równych) miesięcznych przy czym pierwsze 60 rat wynosi 2 647,09 zł, od 6. roku kolejne raty wynoszą 2 861,64 zł i ostatnia rata 2 409,21 zł. Kalkulacja została dokonana na dzień 04.09.2024 r. na reprezentatywnym przykładzie dla oferty specjalnej ważnej do 31.12.2024 r.","created":"2024-09-10T12:16:33.315164+02:00"},{"name":"dd_RRSO-KHM-PR-S","value":"\u003cstrong\u003eRzeczywista Roczna Stopa Oprocentowania (RRSO)\u003c/strong\u003e dla wypłaconego jednorazowo kredytu hipotecznego MIX\nw PKO Banku Polskim zabezpieczonego hipoteką wynosi \u003cstrong\u003e9,15%\u003c/strong\u003e przy następujących założeniach: okres obowiązywania umowy: 25 lat; całkowita kwota kredytu (bez kredytowanych kosztów) 326 868 zł, LTV (kwota kredytu do wartości zabezpieczenia) 52,4%, oprocentowanie stałe: 6,87%/rok (do 5. roku z uwzględnieniem obniżenia o 0,5 p.p.), na które składa się 5-letnia stała stopa bazowa 5,01%/rok oraz marża 1,86%, a następnie oprocentowanie zmienne 8,21%/rok (od 6. roku do końca okresu oprocentowania), na które składa się wskaźnik referencyjny WIBOR 6M 5,85% oraz marża 2,36%; całkowity koszt kredytu 452 539,49 zł, w tym: prowizja 0,5%, tj. 1 634,34 zł, odsetki 416 456,75 zł, ubezpieczenie nieruchomości 6 537,25 zł (za cały okres kredytowania, dla ubezpieczenia oferowanego za pośrednictwem PKO Banku Polskiego); ocena wartości nieruchomości mającej stanowić zabezpieczenie kredytu 700 zł, PCC 19 zł; ROR (Konto za Zero) 0 zł (za cały okres kredytowania; w związku z deklaracją systematycznych wpływów minimum 3 000 zł na ROR); ubezpieczenie na życie (za cały okres kredytowania) 27 192,15 zł, całkowita kwota do zapłaty 779 407,49 zł, płatna w 300 ratach annuitetowych (równych) miesięcznych, przy czym pierwsze 60 rat wynosi 2 284,76 zł, od 6. roku kolejne raty wynoszą 2 528,41 zł i ostatnia rata 1949,16 zł. 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