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whitespace-nowrap shrink-0 py-1 px-3 h-[28px] rounded-full text-sm leading-tighter border-transparent bg-grey-100 text-deep-sapphire hover:border-cerulean"><div class="absolute inset-0 gradient-secondary pointer-events-none transition-opacity will-change-opacity duration-200 ease-in-out overflow-hidden opacity-0 rounded-8"></div><span class="relative z-1"><!--[-->Business loans<!--]--></span></button><button class="relative inline-flex items-center border overflow-hidden hover:underline transition-colors will-change-colors duration-200 ease-in-out whitespace-nowrap shrink-0 py-1 px-3 h-[28px] rounded-full text-sm leading-tighter border-transparent bg-grey-100 text-deep-sapphire hover:border-cerulean"><div class="absolute inset-0 gradient-secondary pointer-events-none transition-opacity will-change-opacity duration-200 ease-in-out overflow-hidden opacity-0 rounded-8"></div><span class="relative z-1"><!--[-->SMSF lending<!--]--></span></button><button class="relative inline-flex items-center border overflow-hidden hover:underline transition-colors will-change-colors duration-200 ease-in-out whitespace-nowrap shrink-0 py-1 px-3 h-[28px] rounded-full text-sm leading-tighter border-transparent bg-grey-100 text-deep-sapphire hover:border-cerulean"><div class="absolute inset-0 gradient-secondary pointer-events-none transition-opacity will-change-opacity duration-200 ease-in-out overflow-hidden opacity-0 rounded-8"></div><span class="relative z-1"><!--[-->Self-employed<!--]--></span></button><button class="relative inline-flex items-center border overflow-hidden hover:underline transition-colors will-change-colors duration-200 ease-in-out whitespace-nowrap shrink-0 py-1 px-3 h-[28px] rounded-full text-sm leading-tighter border-transparent bg-grey-100 text-deep-sapphire hover:border-cerulean"><div class="absolute inset-0 gradient-secondary pointer-events-none transition-opacity will-change-opacity duration-200 ease-in-out overflow-hidden opacity-0 rounded-8"></div><span class="relative z-1"><!--[-->Low-doc loans<!--]--></span></button><button class="relative inline-flex items-center border overflow-hidden hover:underline transition-colors will-change-colors duration-200 ease-in-out whitespace-nowrap shrink-0 py-1 px-3 h-[28px] rounded-full text-sm leading-tighter border-transparent bg-grey-100 text-deep-sapphire hover:border-cerulean"><div class="absolute inset-0 gradient-secondary pointer-events-none transition-opacity will-change-opacity duration-200 ease-in-out overflow-hidden opacity-0 rounded-8"></div><span class="relative z-1"><!--[-->Low-deposit loans<!--]--></span></button><button class="relative inline-flex items-center border overflow-hidden hover:underline transition-colors will-change-colors duration-200 ease-in-out whitespace-nowrap shrink-0 py-1 px-3 h-[28px] rounded-full text-sm leading-tighter border-transparent bg-grey-100 text-deep-sapphire hover:border-cerulean"><div class="absolute inset-0 gradient-secondary pointer-events-none transition-opacity will-change-opacity duration-200 ease-in-out overflow-hidden opacity-0 rounded-8"></div><span class="relative z-1"><!--[-->First homebuyer<!--]--></span></button><button class="relative inline-flex items-center border overflow-hidden hover:underline transition-colors will-change-colors duration-200 ease-in-out whitespace-nowrap shrink-0 py-1 px-3 h-[28px] rounded-full text-sm leading-tighter border-transparent bg-grey-100 text-deep-sapphire hover:border-cerulean"><div class="absolute inset-0 gradient-secondary pointer-events-none transition-opacity will-change-opacity duration-200 ease-in-out overflow-hidden opacity-0 rounded-8"></div><span class="relative z-1"><!--[-->Investment loans<!--]--></span></button><button class="relative inline-flex items-center border overflow-hidden hover:underline transition-colors will-change-colors duration-200 ease-in-out whitespace-nowrap shrink-0 py-1 px-3 h-[28px] rounded-full text-sm leading-tighter border-transparent bg-grey-100 text-deep-sapphire hover:border-cerulean"><div class="absolute inset-0 gradient-secondary pointer-events-none transition-opacity will-change-opacity duration-200 ease-in-out overflow-hidden opacity-0 rounded-8"></div><span class="relative z-1"><!--[-->Refinancing<!--]--></span></button><button class="relative inline-flex items-center border overflow-hidden hover:underline transition-colors will-change-colors duration-200 ease-in-out whitespace-nowrap shrink-0 py-1 px-3 h-[28px] rounded-full text-sm leading-tighter border-transparent bg-grey-100 text-deep-sapphire hover:border-cerulean"><div class="absolute inset-0 gradient-secondary pointer-events-none transition-opacity will-change-opacity duration-200 ease-in-out overflow-hidden opacity-0 rounded-8"></div><span class="relative z-1"><!--[-->Debt consolidation<!--]--></span></button><button class="relative inline-flex items-center border overflow-hidden hover:underline transition-colors will-change-colors duration-200 ease-in-out whitespace-nowrap shrink-0 py-1 px-3 h-[28px] rounded-full text-sm leading-tighter border-transparent bg-grey-100 text-deep-sapphire hover:border-cerulean"><div class="absolute inset-0 gradient-secondary pointer-events-none transition-opacity will-change-opacity duration-200 ease-in-out overflow-hidden opacity-0 rounded-8"></div><span class="relative z-1"><!--[-->Personal loans<!--]--></span></button><button class="relative inline-flex items-center border overflow-hidden hover:underline transition-colors will-change-colors duration-200 ease-in-out whitespace-nowrap shrink-0 py-1 px-3 h-[28px] rounded-full text-sm leading-tighter border-transparent bg-grey-100 text-deep-sapphire hover:border-cerulean"><div class="absolute inset-0 gradient-secondary pointer-events-none transition-opacity will-change-opacity duration-200 ease-in-out overflow-hidden opacity-0 rounded-8"></div><span class="relative z-1"><!--[-->Free thinking<!--]--></span></button><button class="relative inline-flex items-center border overflow-hidden hover:underline transition-colors will-change-colors duration-200 ease-in-out whitespace-nowrap shrink-0 py-1 px-3 h-[28px] rounded-full text-sm leading-tighter border-transparent bg-grey-100 text-deep-sapphire hover:border-cerulean"><div class="absolute inset-0 gradient-secondary pointer-events-none transition-opacity will-change-opacity duration-200 ease-in-out overflow-hidden opacity-0 rounded-8"></div><span class="relative z-1"><!--[-->SMSF Loans<!--]--></span></button><!--]--></div></div><!--]--></div><div class="max:container w-full mx-auto lg:px-10"><!--[--><div class="grid grid-cols-1 md:grid-cols-2 lg:grid-cols-3 gap-8 lg:gap-x-10 lg:gap-y-12"><!--[--><!--[--><div class="col-span-1 px-4 md:even:pr-8 md:even:pl-0 md:odd:pl-8 md:odd:pr-0 lg:even:px-0 lg:odd:px-0"><div class="flex h-full bg-white shadow-card hover:shadow-card-hover transition-shadow duration-200 ease-in-out rounded-2xl flex-col"><div class="relative 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md:odd:pr-0 lg:even:px-0 lg:odd:px-0"><div class="flex h-full bg-white shadow-card hover:shadow-card-hover transition-shadow duration-200 ease-in-out rounded-2xl flex-col"><div class="relative aspect-video w-full"><img onerror="this.setAttribute('data-error', 1)" alt="Tips to help you achieve your new year goals" loading="lazy" data-nuxt-img srcset="https://a.storyblok.com/f/148182/1160x565/41a0a361b4/tips-to-help-you-achieve-your-new-year-goals.jpg/m/filters:format(webp):quality(80) 1x, https://a.storyblok.com/f/148182/1160x565/41a0a361b4/tips-to-help-you-achieve-your-new-year-goals.jpg/m/filters:format(webp):quality(80) 2x" class="absolute p-2 z-1 w-full h-full object-cover rounded-xl pb-0" src="https://a.storyblok.com/f/148182/1160x565/41a0a361b4/tips-to-help-you-achieve-your-new-year-goals.jpg/m/filters:format(webp):quality(80)"></div><div class="flex flex-col flex-1 py-4 px-3 lg:px-4 lg:pt-4 lg:pb-6"><a href="/blog/free-thinking/steps-to-help-you-achieve-your-new-year-goals" class><div class="font-heavy text-deep-sapphire text-h4-sm lg:text-h4 hover:underline">Steps to help you achieve your new year goals</div></a><p class="text-font-gray text-body-sm mt-1 mb-auto">Four helpful actions to set you up for success this year.</p><div class="flex items-center mt-4 lg:mt-8"><div class="bg-grey-100 relative w-10 aspect-square rounded overflow-hidden mr-4"><img onerror="this.setAttribute('data-error', 1)" width="40" alt="Jess Dickers" loading="lazy" data-nuxt-img srcset="https://a.storyblok.com/f/148182/100x100/95b3bded3e/staff-jessdickers.jpg/m/40x0/filters:format(webp):quality(80) 1x, https://a.storyblok.com/f/148182/100x100/95b3bded3e/staff-jessdickers.jpg/m/80x0/filters:format(webp):quality(80) 2x" class="absolute z-1 w-full h-full object-cover" src="https://a.storyblok.com/f/148182/100x100/95b3bded3e/staff-jessdickers.jpg/m/40x0/filters:format(webp):quality(80)"></div><div class="flex flex-col"><span class="text-font-tundora text-[15px] leading-normal">Jess 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23.584l6.396 4.647c1.176.854 2.758-.295 2.308-1.677l-2.443-7.52 6.397-4.647c1.175-.854.571-2.713-.882-2.713z"/></svg><div class="absolute z-1 -inset-1 bg-grey-100 rounded-md opacity-0 group-hover:opacity-100 group-focus-visible:opacity-100 group-active:bg-grey-400 transition-[backgroundColor,opacity] duration-200 ease-in-out"></div></div><!--[--><!--]--></button></div></div></div></div><div class="col-span-1 px-4 md:even:pr-8 md:even:pl-0 md:odd:pl-8 md:odd:pr-0 lg:even:px-0 lg:odd:px-0"><div class="flex h-full bg-white shadow-card hover:shadow-card-hover transition-shadow duration-200 ease-in-out rounded-2xl flex-col"><div class="relative aspect-video w-full"><img onerror="this.setAttribute('data-error', 1)" alt="Vibrant orange background with coins, a plane, phone and credit card in the centre of the image." loading="lazy" data-nuxt-img srcset="https://a.storyblok.com/f/148182/870x424/7ba4ae769c/getting-your-finances-vacation-ready.jpg/m/filters:format(webp):quality(80) 1x, 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holding a mobile phone with cards and coins surrounding it." loading="lazy" data-nuxt-img srcset="https://a.storyblok.com/f/148182/1160x565/f0cbe4157c/230124-lib-blog-image-feb-healthierhippocket.jpg/m/filters:format(webp):quality(80) 1x, https://a.storyblok.com/f/148182/1160x565/f0cbe4157c/230124-lib-blog-image-feb-healthierhippocket.jpg/m/filters:format(webp):quality(80) 2x" class="absolute p-2 z-1 w-full h-full object-cover rounded-xl pb-0" src="https://a.storyblok.com/f/148182/1160x565/f0cbe4157c/230124-lib-blog-image-feb-healthierhippocket.jpg/m/filters:format(webp):quality(80)"></div><div class="flex flex-col flex-1 py-4 px-3 lg:px-4 lg:pt-4 lg:pb-6"><a href="/blog/free-thinking/five-simple-ways-to-a-healthier-hip-pocket" class><div class="font-heavy text-deep-sapphire text-h4-sm lg:text-h4 hover:underline">Five simple ways to a healthier hip pocket</div></a><p class="text-font-gray text-body-sm mt-1 mb-auto">If you want to boost your financial health this year, these tips can help get you in shape.</p><div class="flex items-center mt-4 lg:mt-8"><div class="bg-grey-100 relative w-10 aspect-square rounded overflow-hidden mr-4"><img onerror="this.setAttribute('data-error', 1)" width="40" alt="April Kenneally" loading="lazy" data-nuxt-img srcset="https://a.storyblok.com/f/148182/100x100/f1af9f7383/staff-aprilkennealy.jpg/m/40x0/filters:format(webp):quality(80) 1x, https://a.storyblok.com/f/148182/100x100/f1af9f7383/staff-aprilkennealy.jpg/m/80x0/filters:format(webp):quality(80) 2x" class="absolute z-1 w-full h-full object-cover" src="https://a.storyblok.com/f/148182/100x100/f1af9f7383/staff-aprilkennealy.jpg/m/40x0/filters:format(webp):quality(80)"></div><div class="flex flex-col"><span class="text-font-tundora text-[15px] leading-normal">April Kenneally</span><span class="text-font-storm text-sm leading-normal">08 Feb 2023 ・ 2 min read</span></div><button type="button" class="group inline-flex items-center md:gap-2.5 gap-1 justify-center border 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lg:even:px-0 lg:odd:px-0"><div class="flex h-full bg-white shadow-card hover:shadow-card-hover transition-shadow duration-200 ease-in-out rounded-2xl flex-col"><div class="relative aspect-video w-full"><img onerror="this.setAttribute('data-error', 1)" alt="Getting on top of your credit card debt can help keep your costs down as rates rise." loading="lazy" data-nuxt-img srcset="https://a.storyblok.com/f/148182/1160x565/74284f789d/220926-lib-blog-image-oct-creditdebt.jpg/m/filters:format(webp):quality(80) 1x, https://a.storyblok.com/f/148182/1160x565/74284f789d/220926-lib-blog-image-oct-creditdebt.jpg/m/filters:format(webp):quality(80) 2x" class="absolute p-2 z-1 w-full h-full object-cover rounded-xl pb-0" src="https://a.storyblok.com/f/148182/1160x565/74284f789d/220926-lib-blog-image-oct-creditdebt.jpg/m/filters:format(webp):quality(80)"></div><div class="flex flex-col flex-1 py-4 px-3 lg:px-4 lg:pt-4 lg:pb-6"><a href="/blog/free-thinking/how-to-manage-credit-card-debt-with-rate-rises" class><div class="font-heavy text-deep-sapphire text-h4-sm lg:text-h4 hover:underline">How to manage credit card debt with rate rises</div></a><p class="text-font-gray text-body-sm mt-1 mb-auto">Getting on top of your credit card debt can help keep your costs down as rates rise.</p><div class="flex items-center mt-4 lg:mt-8"><div class="bg-grey-100 relative w-10 aspect-square rounded overflow-hidden mr-4"><img onerror="this.setAttribute('data-error', 1)" width="40" alt="Shelby Waugh" loading="lazy" data-nuxt-img srcset="https://a.storyblok.com/f/148182/100x100/396ac1644e/staff-shelbywaugh.jpg/m/40x0/filters:format(webp):quality(80) 1x, https://a.storyblok.com/f/148182/100x100/396ac1644e/staff-shelbywaugh.jpg/m/80x0/filters:format(webp):quality(80) 2x" class="absolute z-1 w-full h-full object-cover" src="https://a.storyblok.com/f/148182/100x100/396ac1644e/staff-shelbywaugh.jpg/m/40x0/filters:format(webp):quality(80)"></div><div class="flex flex-col"><span class="text-font-tundora text-[15px] leading-normal">Shelby Waugh</span><span class="text-font-storm text-sm leading-normal">30 Sep 2022 ・ 2 min read</span></div><button type="button" class="group inline-flex items-center md:gap-2.5 gap-1 justify-center border border-transparent h-8 outline-none font-bold text-button-sm text-deep-sapphire hover:underline focus:underline active:underline ml-auto ml-auto"><div class="relative"><svg xmlns="http://www.w3.org/2000/svg" width="32" height="32" fill="none" class="relative z-2 w-8 h-8 stroke-cerulean transition-colors duration-200 ease-in-out fill-transparent"><path d="m19.87 11.674-2.443-7.52c-.45-1.381-2.405-1.381-2.854 0l-2.443 7.52H4.224c-1.453 0-2.057 1.86-.882 2.713l6.397 4.647-2.444 7.52c-.449 1.382 1.133 2.53 2.309 1.677L16 23.584l6.396 4.647c1.176.854 2.758-.295 2.308-1.677l-2.443-7.52 6.397-4.647c1.175-.854.571-2.713-.882-2.713z"/></svg><div class="absolute z-1 -inset-1 bg-grey-100 rounded-md opacity-0 group-hover:opacity-100 group-focus-visible:opacity-100 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src="https://a.storyblok.com/f/148182/770x375/871ace8ffe/finding-and-buying-a-car-in-todays-market.webp/m/filters:format(webp):quality(80)"></div><div class="flex flex-col flex-1 py-4 px-3 lg:px-4 lg:pt-4 lg:pb-6"><a href="/blog/free-thinking/finding-and-buying-a-car-in-today-s-market" class><div class="font-heavy text-deep-sapphire text-h4-sm lg:text-h4 hover:underline">Finding and buying a car in today’s market</div></a><p class="text-font-gray text-body-sm mt-1 mb-auto">Despite supply issues, there are still ways to drive away.</p><div class="flex items-center mt-4 lg:mt-8"><div class="bg-grey-100 relative w-10 aspect-square rounded overflow-hidden mr-4"><img onerror="this.setAttribute('data-error', 1)" width="40" alt="Laura Orchard" loading="lazy" data-nuxt-img srcset="https://a.storyblok.com/f/148182/100x100/93d8653c10/staff-lauraorchard2.jpg/m/40x0/filters:format(webp):quality(80) 1x, 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11.674-2.443-7.52c-.45-1.381-2.405-1.381-2.854 0l-2.443 7.52H4.224c-1.453 0-2.057 1.86-.882 2.713l6.397 4.647-2.444 7.52c-.449 1.382 1.133 2.53 2.309 1.677L16 23.584l6.396 4.647c1.176.854 2.758-.295 2.308-1.677l-2.443-7.52 6.397-4.647c1.175-.854.571-2.713-.882-2.713z"/></svg><div class="absolute z-1 -inset-1 bg-grey-100 rounded-md opacity-0 group-hover:opacity-100 group-focus-visible:opacity-100 group-active:bg-grey-400 transition-[backgroundColor,opacity] duration-200 ease-in-out"></div></div><!--[--><!--]--></button></div></div></div></div><div class="col-span-1 px-4 md:even:pl-8 md:even:pr-0 md:odd:pr-8 md:odd:pl-0 lg:even:px-0 lg:odd:px-0"><div class="flex h-full bg-white shadow-card hover:shadow-card-hover transition-shadow duration-200 ease-in-out rounded-2xl flex-col"><div class="relative aspect-video w-full"><img onerror="this.setAttribute('data-error', 1)" alt="Are you prepared for tax time?" loading="lazy" data-nuxt-img 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onerror="this.setAttribute('data-error', 1)" width="40" alt="Laura Orchard" loading="lazy" data-nuxt-img srcset="https://a.storyblok.com/f/148182/100x100/93d8653c10/staff-lauraorchard2.jpg/m/40x0/filters:format(webp):quality(80) 1x, https://a.storyblok.com/f/148182/100x100/93d8653c10/staff-lauraorchard2.jpg/m/80x0/filters:format(webp):quality(80) 2x" class="absolute z-1 w-full h-full object-cover" src="https://a.storyblok.com/f/148182/100x100/93d8653c10/staff-lauraorchard2.jpg/m/40x0/filters:format(webp):quality(80)"></div><div class="flex flex-col"><span class="text-font-tundora text-[15px] leading-normal">Laura Orchard</span><span class="text-font-storm text-sm leading-normal">06 Jun 2022 ・ 2 min read</span></div><button type="button" class="group inline-flex items-center md:gap-2.5 gap-1 justify-center border border-transparent h-8 outline-none font-bold text-button-sm text-deep-sapphire hover:underline focus:underline active:underline ml-auto ml-auto"><div class="relative"><svg 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href="/about-us/contact-us" class="cursor-pointer text-deep-sapphire text-base leading-tighter hover:underline my-3 lg:my-2"><!--[-->Contact us<!--]--></a></li><!--]--></ul><ul class="inline-block w-full mb-8"><li class="mb-2.5"><span class="font-extrabold text-deep-sapphire text-base leading-tighter">Career Centre</span></li><!--[--><li class="mb-2"><a href="/about-us/current-opportunities/join-the-team" class="cursor-pointer text-deep-sapphire text-base leading-tighter hover:underline my-3 lg:my-2"><!--[-->Join the team<!--]--></a></li><li class="mb-2"><a href="/about-us/employee-benefits" class="cursor-pointer text-deep-sapphire text-base leading-tighter hover:underline my-3 lg:my-2"><!--[-->Employee benefits<!--]--></a></li><li class><a href="/about-us/recruitment-process" class="cursor-pointer text-deep-sapphire text-base leading-tighter hover:underline my-3 lg:my-2"><!--[-->Recruitment process<!--]--></a></li><!--]--></ul><!--]--></div><!--]--></div><div class="be-ix-link-block"></div></div><div class="bg-grey-footer order-4 pt-12 pb-24"><div class="max:container w-full mx-auto px-4 md:px-8 lg:px-10"><!--[--><ul class="mobile:grid mobile:grid-cols-1 lg:flex lg:flex-wrap gap-4 mb-10 lg:mb-8"><!--[--><li><a href="/disclosures/privacy-policy" class="cursor-pointer text-deep-sapphire text-body-sm hover:underline"><!--[-->Privacy disclosure<!--]--></a></li><li><a href="/disclosures/responsible-lending" class="cursor-pointer text-deep-sapphire text-body-sm hover:underline"><!--[-->Responsible lending<!--]--></a></li><li><a href="/disclosures/terms-of-use" class="cursor-pointer text-deep-sapphire text-body-sm hover:underline"><!--[-->Terms of use<!--]--></a></li><li><a href="/disclosures/application-assessment" class="cursor-pointer text-deep-sapphire text-body-sm hover:underline"><!--[-->Application assessment<!--]--></a></li><li><a href="/disclosures/reference-check-requests" class="cursor-pointer text-deep-sapphire text-body-sm hover:underline"><!--[-->Reference checks<!--]--></a></li><li><a href="/disclosures/target-market-determinations" class="cursor-pointer text-deep-sapphire text-body-sm hover:underline"><!--[-->Target market determinations<!--]--></a></li><li><a href="https://www.lfgroup.com.au/assets/pdf/Liberty-Financial-Group-Limited-Whistleblower-Policy.pdf" rel="noopener noreferrer" target="_blank" class="cursor-pointer flex items-center text-deep-sapphire text-body-sm hover:underline"><!--[-->Whistleblower policy<!--]--></a></li><li><a href="/about-us/family-violence-policy" class="cursor-pointer text-deep-sapphire text-body-sm hover:underline"><!--[-->Family violence policy<!--]--></a></li><li><a href="/disclosures/cdr-policy" class="cursor-pointer text-deep-sapphire text-body-sm hover:underline"><!--[-->CDR policy<!--]--></a></li><li><a href="/media-releases" class="cursor-pointer text-deep-sapphire text-body-sm hover:underline"><!--[-->Media releases<!--]--></a></li><li><a href="https://www.lfgroup.com.au" rel="noopener noreferrer" target="_blank" class="cursor-pointer flex items-center text-deep-sapphire text-body-sm hover:underline"><!--[-->Shareholder centre<!--]--></a></li><li><a href="/investments" class="cursor-pointer text-deep-sapphire text-body-sm hover:underline"><!--[-->Investments <!--]--></a></li><li><a href="/about-us/feedback-and-complaints" class="cursor-pointer text-deep-sapphire text-body-sm hover:underline"><!--[-->Feedback and complaints <!--]--></a></li><li><a href="/about-us/financial-hardship" class="cursor-pointer text-deep-sapphire text-body-sm hover:underline"><!--[-->Financial hardship<!--]--></a></li><!--]--></ul><div class="text-font-tundora text-body-sm richtext"><p><b>Our Acknowledgment</b></p><p>Liberty’s head office is located on the traditional lands of the Kulin Nation, with offices across the country. We respectfully acknowledge the Traditional Owners of the land, the Bunurong Boon Wurrung and Wurundjeri Woi Wurrung peoples of the Eastern Kulin Nation and their continuing connections to lands, waters, cultures and communities. We pay our respects to Elders past and present.</p><p>Approved applicants only. Lending criteria apply. Fees and charges are payable. Copyright © 2024 All rights reserved | Liberty Network Services Pty Ltd (ABN 65 151 158 628/Australian Credit Licence 408042) is a wholly-owned subsidiary of Liberty Financial Pty Ltd (ACN 077 248 983/Australian Credit Licence 286596). 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