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With a wide range of financial loans for your home, car, business and personal needs, Liberty can help customers get financial even when others say it's not possible. Our innovative and flexible approach has allowed us to help over 850,000 customers by advancing more than $30 billion in funds, over 25 years.\u003C/p>"}},{"@type":"Question","name":"What type of financial loans does Liberty offer?","acceptedAnswer":{"@type":"Answer","text":"\u003Cp>Whether in the market for a new home, car, personal or \u003Ca href=\"/business-loans/\" uuid=\"de30ecb9-5fc6-46bc-9754-bb64ab4acb28\" target=\"_self\" story=\"[object Object]\">business loan\u003C/a>, refinancing or \u003Ca href=\"/home-loans/debt-consolidation-home-loans\" uuid=\"690e034e-a1c5-4aea-ba09-830b86a129b6\" target=\"_self\" story=\"[object Object]\">debt consolidation\u003C/a>, Liberty is a lender that can work with you to find a product suitable for you. We have a variety of flexible and customisable products to help borrowers from all walks of life get financial. Whether you are self-employed, have a low deposit or less than perfect credit history, \u003Ca href=\"/about-us/find-an-adviser\" uuid=\"b5701f78-b8e3-452b-8071-ce020698bab0\" target=\"_self\" story=\"[object Object]\">speak to a Liberty Adviser\u003C/a> today about our financial loan options.\u003C/p>"}},{"@type":"Question","name":"What services does Liberty offer?","acceptedAnswer":{"@type":"Answer","text":"\u003Cp>As a flexible and free-thinking alternative to the banks, Liberty strives to help more customers get financial. Liberty is excited to partner with innovative fintechs such as Moula and MoneyPlace to offer even more flexibility and innovation to customers and small business owners. As a free-thinking lender, we offer a full spectrum of solutions for home, car, SMSF, personal and business purposes.\u003C/p>"}},{"@type":"Question","name":"How does Liberty differ from a bank?","acceptedAnswer":{"@type":"Answer","text":"\u003Cp>Liberty is a licenced credit provider that operates in each Australian state and territory but unlike a bank it is not an Authorised Deposit-Taking Institution (ADI). Non-bank lenders (or non-ADIs) like Liberty make up a significant part of the lending market in Australia, lending billions of dollars to help Australians access the funds they need to make big things happen. We are proud to be a lender that offers free-thinking financial loans and have done so for more than 25 years.\u003C/p>"}},{"@type":"Question","name":"How do I qualify for a financial loan?","acceptedAnswer":{"@type":"Answer","text":"\u003Cp>At Liberty, we take a practical approach to your financial loan application. In most cases, we will need to meet standard requirements such as bank statements and proof of income. In other cases, we can be more flexible with our free-thinking solutions to help those with unique circumstances. We don’t think your past should affect your future, which is why we look at an applicant’s whole story to find more ways to get to ‘yes’. To ensure each applicant is matched to a solution that suits them, Liberty offers a range of free-thinking financial loans. To see if you qualify for a loan with Liberty, speak with a \u003Ca href=\"/about-us/find-an-adviser\" uuid=\"b5701f78-b8e3-452b-8071-ce020698bab0\" target=\"_blank\" story=\"[object Object]\">Liberty Adviser\u003C/a> today.\u003C/p>"}},{"@type":"Question","name":"Does Liberty offer pre-approval?","acceptedAnswer":{"@type":"Answer","text":"\u003Cp>Yes, you can apply for \u003Ca href=\"/home-loans/indicative-pre-approval\" uuid=\"f3e2a1c4-6e61-482a-9321-62c002ab6522\" target=\"_self\" story=\"[object Object]\">indicative pre-approval\u003C/a> with Liberty. Keep in mind that having pre-approval from a lender does not guarantee you will get a loan, but it can be a good place to start. If you’re searching for a new home, you can use our \u003Ca href=\"/home-loans/indicative-pre-approval\" uuid=\"f3e2a1c4-6e61-482a-9321-62c002ab6522\" target=\"_self\" story=\"[object Object]\">indicative pre-approval \u003C/a>tool to get an estimate of what you may be able to borrow. Simply answer a few questions about yourself to get started.\u003C/p>"}},{"@type":"Question","name":"Where does Liberty operate?","acceptedAnswer":{"@type":"Answer","text":"\u003Cp>Liberty operates all around Australia. From Sydney to Melbourne, Hobart, Canberra, Brisbane, Perth, and regional areas – there’s a \u003Ca href=\"/about-us/find-an-adviser\" uuid=\"b5701f78-b8e3-452b-8071-ce020698bab0\" target=\"_self\" story=\"[object Object]\">Liberty Adviser\u003C/a> just around the corner. Liberty Advisers are more than just mortgage brokers. Whether you’re looking for a home, car, personal, business or \u003Ca href=\"/smsf-loans/\" uuid=\"beccf612-b9ba-4ec8-bb96-a86773bbb408\" target=\"_self\" story=\"[object Object]\">SMSF loan\u003C/a>, they can help you find a lender with solutions to help reach your goals. \u003Ca href=\"/about-us/find-an-adviser\" uuid=\"b5701f78-b8e3-452b-8071-ce020698bab0\" target=\"_self\" story=\"[object Object]\">Find a trusted local expert\u003C/a> and get started on your journey today.\u003C/p>"}},{"@type":"Question","name":"Can a Liberty Adviser help me with financial loans?","acceptedAnswer":{"@type":"Answer","text":"\u003Cp>When the time comes to apply for a financial loan, seeking the services of a finance broker or loan specialist is a good place to start. The role of a \u003Ca href=\"/about-us/find-an-adviser\" uuid=\"b5701f78-b8e3-452b-8071-ce020698bab0\" target=\"_self\" story=\"[object Object]\">Liberty Adviser\u003C/a> is to help clients identify and obtain the financial loans that best suit their needs. Liberty Advisers know the market well as they have access to a wide panel of lenders, and they are in contact with each of those lenders on a regular basis. When the time comes to apply for a loan, many borrowers are confused by the different options available and overwhelmed by the paperwork and requirements. Your Liberty Adviser will help you navigate this maze to find a lender with a solution that suits you.\u003C/p>"}},{"@type":"Question","name":"What do I do if I'm experiencing financial difficulty?","acceptedAnswer":{"@type":"Answer","text":"\u003Cp>We’re here to help. Find out more on our \u003Ca href=\"/about-us/financial-hardship\" uuid=\"61da34ca-8679-4a7f-b0cf-0c0a26815601\" target=\"_self\" story=\"[object Object]\">financial hardship\u003C/a> page. Alternatively, you can call us on \u003Ca href=\"tel:13 11 33\" target=\"_self\">13 11 33\u003C/a> between 8am and 6pm AEDT, or email \u003Ca href=\"mailto:help@liberty.com.au\">help@liberty.com.au\u003C/a>. At Liberty, we understand that everyone’s circumstances are different. So that we can find a suitable option to help you stay on track with your loan, we may need some further information about your current financial position. Typically, we may seek information about your income and expenses and request appropriate supporting documents. 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ease-in-out}.fade-enter-from[data-v-7544d8e3],.fade-leave-to[data-v-7544d8e3]{opacity:0} </style></head><body><div id="__nuxt"><div><div class="pt-header-mobile lg:pt-0"><header class="z-50 transition-all duration-200 ease-in-out lg:relative lg:top-auto lg:left-auto lg:right-auto fixed top-0 left-0 right-0"><div class="hidden lg:block gradient-secondary w-full text-white"><div class="max:container w-full mx-auto px-4 md:px-8 lg:px-10"><div class="flex items-center h-12"><div><span></span></div><div class="ml-auto"><ul class="list-none flex items-center gap-x-10"><li><a href="/about-us/contact-us" class="cursor-pointer hover:underline active:underline">Contact us</a></li><li> Call: <a href="tel:13 11 33" class="underline hover:no-underline active:no-underline">13 11 33</a></li><li><a href="/favourites" class="hover:no-underline active:no-underline" aria-label="Favourites"><svg xmlns="http://www.w3.org/2000/svg" fill="none" viewBox="0 0 30 28" class="w-[22px]" 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0-3.81-3.09-3.81-5.517 0-2.378 1.096-5.399 3.877-5.399 2.782 0 3.59 3.137 3.59 5.402 0 2.356-.811 5.514-3.657 5.514m1.322-14.322c-2.287 0-3.811.962-4.998 2.587h-.202V.138h-4.26v24.706h4.26v-2.06h.067c1.278 1.831 3.295 2.482 5.135 2.482 5.135 0 7.027-4.323 7.027-8.99-.013-4.7-1.897-8.888-7.03-8.888M53.343 24.615H57.6V7.685h-4.257zM41.913 1.738H37.43v23.106h13.224v-3.66h-8.74z"/><path fill="#05B3CB" d="M22.862 24.615V0L0 24.615z"/><path fill="#0A3370" d="M22.862 13.862h10l-10 10.775z"/></svg></a><div class="hidden lg:flex items-center ml-auto" data-v-c832a75a><ul class="list-none flex items-center gap-x-2 text-deep-sapphire text-button-md whitespace-nowrap" data-v-c832a75a><li data-v-c832a75a><span class="inline-flex items-center text-deep-sapphire hover:bg-grey-100 hover:cursor-pointer active:bg-grey-100 p-3 rounded-pill transition duration-200 ease-in-out" data-v-c832a75a>Loans <svg xmlns="http://www.w3.org/2000/svg" width="24" height="24" fill="none" class="fill-current w-6 h-6 pointer-events-none transition-transform will-change-tranform duration-200 ease-in-out" data-v-c832a75a=""><path d="M15.88 9.29 12 13.17 8.12 9.29a.996.996 0 1 0-1.41 1.41l4.59 4.59c.39.39 1.02.39 1.41 0l4.59-4.59a.996.996 0 0 0 0-1.41c-.39-.38-1.03-.39-1.42 0"/></svg></span></li><li data-v-c832a75a><span class="inline-flex items-center text-deep-sapphire hover:bg-grey-100 hover:cursor-pointer active:bg-grey-100 p-3 rounded-pill transition duration-200 ease-in-out" data-v-c832a75a>Calculators <svg xmlns="http://www.w3.org/2000/svg" width="24" height="24" fill="none" class="fill-current w-6 h-6 pointer-events-none transition-transform will-change-tranform duration-200 ease-in-out" data-v-c832a75a=""><path d="M15.88 9.29 12 13.17 8.12 9.29a.996.996 0 1 0-1.41 1.41l4.59 4.59c.39.39 1.02.39 1.41 0l4.59-4.59a.996.996 0 0 0 0-1.41c-.39-.38-1.03-.39-1.42 0"/></svg></span></li><li data-v-c832a75a><span class="inline-flex items-center text-deep-sapphire hover:bg-grey-100 hover:cursor-pointer active:bg-grey-100 p-3 rounded-pill transition duration-200 ease-in-out" data-v-c832a75a>Resources <svg xmlns="http://www.w3.org/2000/svg" width="24" height="24" fill="none" class="fill-current w-6 h-6 pointer-events-none transition-transform will-change-tranform duration-200 ease-in-out" data-v-c832a75a=""><path d="M15.88 9.29 12 13.17 8.12 9.29a.996.996 0 1 0-1.41 1.41l4.59 4.59c.39.39 1.02.39 1.41 0l4.59-4.59a.996.996 0 0 0 0-1.41c-.39-.38-1.03-.39-1.42 0"/></svg></span></li><li data-v-c832a75a><span class="inline-flex items-center text-deep-sapphire hover:bg-grey-100 hover:cursor-pointer active:bg-grey-100 p-3 rounded-pill transition duration-200 ease-in-out" data-v-c832a75a>About <svg xmlns="http://www.w3.org/2000/svg" width="24" height="24" fill="none" class="fill-current w-6 h-6 pointer-events-none transition-transform will-change-tranform duration-200 ease-in-out" data-v-c832a75a=""><path d="M15.88 9.29 12 13.17 8.12 9.29a.996.996 0 1 0-1.41 1.41l4.59 4.59c.39.39 1.02.39 1.41 0l4.59-4.59a.996.996 0 0 0 0-1.41c-.39-.38-1.03-.39-1.42 0"/></svg></span></li><li data-v-c832a75a><span class="inline-flex items-center justify-center text-deep-sapphire hover:bg-grey-100 hover:cursor-pointer active:bg-grey-100 p-3 rounded-pill transition duration-200 ease-in-out w-12 h-12"><svg xmlns="http://www.w3.org/2000/svg" width="24" height="24" fill="none" class="fill-current w-6 h-6"><path d="M15.5 14h-.79l-.28-.27a6.5 6.5 0 0 0 1.48-5.34c-.47-2.78-2.79-5-5.59-5.34a6.505 6.505 0 0 0-7.27 7.27c.34 2.8 2.56 5.12 5.34 5.59a6.5 6.5 0 0 0 5.34-1.48l.27.28v.79l4.25 4.25c.41.41 1.08.41 1.49 0s.41-1.08 0-1.49zm-6 0C7.01 14 5 11.99 5 9.5S7.01 5 9.5 5 14 7.01 14 9.5 11.99 14 9.5 14"/></svg></span><template></template></li><li data-v-c832a75a><span class="inline-flex items-center text-deep-sapphire hover:bg-grey-100 hover:cursor-pointer active:bg-grey-100 p-3 rounded-pill transition duration-200 ease-in-out" data-v-c832a75a>Log in <svg xmlns="http://www.w3.org/2000/svg" width="24" height="24" fill="none" class="fill-current w-6 h-6 pointer-events-none transition-transform will-change-tranform duration-200 ease-in-out" data-v-c832a75a=""><path d="M15.88 9.29 12 13.17 8.12 9.29a.996.996 0 1 0-1.41 1.41l4.59 4.59c.39.39 1.02.39 1.41 0l4.59-4.59a.996.996 0 0 0 0-1.41c-.39-.38-1.03-.39-1.42 0"/></svg></span></li><li data-v-c832a75a></li></ul></div><div style="display:none;" id="wrapper" class="absolute top-full left-0 w-full h-[1000px] will-change-opacity" data-v-c832a75a><div id="arrow" class="absolute z-2 left-1/2 m-0 -ml-1.5 w-3 h-3 bg-white origin-center transition-[top,left,opacity] will-change-[top,left,opacity] duration-200 ease-in-out -translate-x-1/2 rotate-45 opacity-0 top-[14px]" style="left:0px;" data-v-c832a75a></div><div id="menu" class="absolute z-1 top-0 left-1/2 pt-3 -translate-x-1/2 transition-[transform,width,height,left] will-change-[transform,width,height,left] duration-200 ease-in-out" style="height:12px;" data-v-c832a75a><div id="card" class="relative bg-white rounded-lg h-full will-change-[width] duration-200 ease-in-out shadow-menu" data-v-c832a75a><template></template></div></div></div><div class="flex items-center mobile+tablet:ml-auto"><button class="inline-flex items-center justify-center rounded-lg transition-colors duration-200 ease-in-out cursor-pointer text-button-md h-12 py-2.5 px-5 text-white hover:underline focus:underline active:underline bg-button hover:bg-button-hover focus:bg-button-hover active:bg-button-pressed print:hidden print:hidden" data-v-bb2882cf> Get started </button></div></div></div></div></header><div></div></div><div><div class="relative"><div><div class="max-w-[1440px] mx-auto lg:px-6 relative" data-v-5acd120b><div class="relative overflow-hidden" data-v-5acd120b><section class="hero-banner relative overflow-hidden border-transparent h-full rounded-xl" data-v-5acd120b><div class="hidden lg:block h-full lg:rounded-xl lg:min-h-[360px] max:min-h-[480px]" style="background-color:#82D3FF;width:760;height:630;" data-v-5acd120b><div class="kenburns-bottom" data-v-5acd120b><img onerror="this.setAttribute('data-error', 1)" width="1392" height="521" alt="Freethinking loans" loading="lazy" data-nuxt-img srcset="https://a.storyblok.com/f/148182/2784x1042/356c1de6e1/liberty_all-layered.png/m/1392x521/filters:format(webp):quality(80) 1x, https://a.storyblok.com/f/148182/2784x1042/356c1de6e1/liberty_all-layered.png/m/2784x1042/filters:format(webp):quality(80) 2x" class="w-full h-full object-cover object-left-bottom" src="https://a.storyblok.com/f/148182/2784x1042/356c1de6e1/liberty_all-layered.png/m/1392x521/filters:format(webp):quality(80)" data-v-5acd120b></div></div><div class="lg:hidden block flex flex-col justify-end w-full placeholder-bg-loan-home" data-v-5acd120b><img onerror="this.setAttribute('data-error', 1)" width="750" height="630" alt="Home Loans" loading="lazy" data-nuxt-img sizes="760px" srcset="https://a.storyblok.com/f/148182/750x630/23e7b92b4a/home-loans.webp?format=webp&quality=80&width=380 380w, https://a.storyblok.com/f/148182/750x630/23e7b92b4a/home-loans.webp?format=webp&quality=80&width=760 760w" src="https://a.storyblok.com/f/148182/750x630/23e7b92b4a/home-loans.webp/m/1520x1276/filters:format(webp):quality(80)" data-v-5acd120b></div><div class="gradient-loan-home w-full lg:absolute lg:w-1/2 lg:top-1/2 lg:-translate-y-1/2 lg:flex" data-v-5acd120b><div class="px-4 mobile+tablet:pt-5 mobile+tablet:pb-12 mobile+tablet:text-center lg:pl-10 max:pl-16 xl:pl-16 max:pr-44" data-v-5acd120b><h1 class="text-h1-sm font-heavy text-white xl:mb-4 py-4 lg:p-0 xl:text-h1 transition-all duration-300 min-h-[calc(2*1em)]" data-v-5acd120b>Loans for <br>free thinkers</h1><h2 class="text-h5-sm text-white mb-8 py-4 sm:text-h5 xl:text-h5 transition-all duration-300 min-h-[calc(2*1em)]" data-v-5acd120b>Whatever loan you need, don't worry <br class="hidden md:block">we've got you covered.</h2><div class="button-container min-h-12" data-v-5acd120b><a href="/find-my-loan" class="inline-flex items-center justify-center rounded-lg transition-colors duration-200 ease-in-out cursor-pointer text-button-md h-12 py-2.5 px-5 text-deep-sapphire hover:underline focus:underline active:underline bg-white hover:bg-grey-300 focus:bg-grey-300 active:bg-grey-400 print:hidden cursor-pointer" data-identifier="hpt-loans-for-free-thinkers" data-v-5acd120b data-v-bb2882cf>Find a loan for me</a></div></div></div></section></div><div class="mx-auto lg:absolute z-10 top-full left-1/2 md:w-[650px] lg:-translate-x-1/2 lg:-translate-y-1/2 lg:bg-white w-auto rounded-full lg:shadow-card" data-v-5acd120b><div class="flex items-center justify-center flex-wrap px-4 md:px-10 py-5" data-v-5acd120b><div class="flex items-center justify-center"><span class="font-bold text-lg mr-2 sm:mr-3 block">Excellent</span><img src="//images-static.trustpilot.com/api/stars/5/star.svg" alt loading="lazy" class="inline-block w-20 sm:w-32 mr-3" width="128" height="28"></div><div class="flex items-center justify-center sm:mt-0 sm:w-auto"><span class="md:hidden block text-xs sm:text-sm mr-2 sm:mr-3"><span class="font-bold">4.9</span> out of <span class="font-bold">5</span></span><span class="text-xs sm:text-sm mr-2 sm:mr-3"><span class="font-bold">6273</span> reviews on </span><img src="https://images-static.trustpilot.com/api/logos/light-bg/logo.svg" alt="Trustpilot Logo" format="webp" class="w-20 sm:w-24 inline-block" loading="lazy" width="96" height="24"></div></div></div></div></div><div id class="my-14 lg:my-20 print:hidden"><div class="max:container w-full mx-auto px-4 md:px-8 lg:px-10"><div class="grid grid-cols-4 md:grid-cols-12 gap-4 lg:gap-8 max:gap-10 mb-5 lg:mb-10"><div class="col-span-full lg:col-span-8 lg:col-start-3 text-center"><h3 class="text-deep-sapphire font-heavy text-h4 md:text-h3 mb-4 md:mb-5">Like you, we think differently</h3><p class="text-lg md:text-2xl">That's why we offer free-thinking loans to provide greater choice.</p></div></div><div class="grid grid-cols-4 md:grid-cols-12 gap-4 lg:gap-8 max:gap-10"><div class="col-span-full lg:col-span-10 lg:col-start-2"><div class="grid grid-cols-1 md:grid-cols-2 gap-5 md:gap-10" multirow><div class="col-span-1"><div class="shadow-card rounded-lg pl-12 pr-3 py-3 relative h-full lg:py-4"><svg xmlns="http://www.w3.org/2000/svg" fill="none" viewBox="0 0 24 24" class="fill-cerulean w-5 h-5 absolute left-3 top-4"><path d="M22.862 23.931V0L0 23.931z"/></svg><div><p>We’ve helped more than<b> 850,000</b> customers get financial.</p></div></div></div><div class="col-span-1"><div class="shadow-card rounded-lg pl-12 pr-3 py-3 relative h-full lg:py-4"><svg xmlns="http://www.w3.org/2000/svg" fill="none" viewBox="0 0 24 24" class="fill-cerulean w-5 h-5 absolute left-3 top-4"><path d="M22.862 23.931V0L0 23.931z"/></svg><div><p>Supporting free thinkers from diverse backgrounds for over <b>25 years</b>.</p></div></div></div><div class="col-span-1"><div class="shadow-card rounded-lg pl-12 pr-3 py-3 relative h-full lg:py-4"><svg xmlns="http://www.w3.org/2000/svg" fill="none" viewBox="0 0 24 24" class="fill-cerulean w-5 h-5 absolute left-3 top-4"><path d="M22.862 23.931V0L0 23.931z"/></svg><div><p>Proudly<b> B Corp certified </b>to make a difference beyond borrowing.</p></div></div></div><div class="col-span-1"><div class="shadow-card rounded-lg pl-12 pr-3 py-3 relative h-full lg:py-4"><svg xmlns="http://www.w3.org/2000/svg" fill="none" viewBox="0 0 24 24" class="fill-cerulean w-5 h-5 absolute left-3 top-4"><path d="M22.862 23.931V0L0 23.931z"/></svg><div><p>Championing <b>women in sport</b> to make a difference on and off the field.</p></div></div></div></div></div></div><div class="grid grid-cols-4 md:grid-cols-12 gap-4 lg:gap-8 max:gap-10 mt-10 lg:mt-12"><div class="col-span-full lg:col-span-6 lg:col-start-4 text-center"><div class="mb-6 md:mb-8 text-base md:text-body description"><div class="richtext wysiwyg"><div class="wysiwyg"><p>Whether it’s a <a href="/home-loans" class="text-persian-blue underline hover:no-underline">home</a>, <a href="/car-loans" class="text-persian-blue underline hover:no-underline">car</a>, <a href="/business-loans" class="text-persian-blue underline hover:no-underline">business</a>, <a href="/commercial-loans" class="text-persian-blue underline hover:no-underline">commercial</a> or <a href="/personal-loans" class="text-persian-blue underline hover:no-underline">personal loan</a> you’re after, we can help you find a solution that works for you.</p></div></div></div><a href="/about-us" class="inline-flex items-center justify-center rounded-lg transition-colors duration-200 ease-in-out cursor-pointer text-button-md h-12 py-2.5 px-5 text-white hover:underline focus:underline active:underline bg-button hover:bg-button-hover focus:bg-button-hover active:bg-button-pressed print:hidden cursor-pointer" data-identifier="hpt-like-you-we-think-differently" data-v-bb2882cf>Find out more</a></div></div></div></div><div class="overflow-hidden my-14 print:hidden"><div class="gradient-grey-top"><div class="max:container w-full mx-auto px-0 relative pt-10 lg:pt-20"><div class="grid grid-cols-4 md:grid-cols-12 gap-4 lg:gap-8 max:gap-10 px-4 md:px-8 lg:px-10"><div class="col-span-full lg:col-start-3 lg:col-end-11 mx-auto mb-12"><h3 class="font-heavy text-h3-sm md:text-h3 font-nexa text-center text-deep-sapphire">Our innovation and flexible solutions have helped over 850,000 free thinkers.</h3></div></div><span></span></div></div></div><div class="mt-10 lg:my-14"><div class="max:container w-full mx-auto px-0 md:px-8 lg:px-10"><h2 class="font-heavy text-h3-sm md:text-h3 font-nexa text-deep-sapphire text-center mb-8 lg:mb-12 justify-self-center px-4 md:px-0">Personalised solutions for free thinkers</h2><div class="flex flex-col lg:flex-row"><div class="basis-auto lg:basis-1/5 lg:pl-4"><div class="border-t lg:border-t-0 border-grey-400 relative h-full" data-v-74833c13><div class="flex lg:flex-col h-full" data-v-74833c13><img onerror="this.setAttribute('data-error', 1)" width="115" height="115" alt="Home" loading="lazy" data-nuxt-img srcset="https://a.storyblok.com/f/148182/112x112/c685ea160d/home.png/m/115x115/filters:format(webp):quality(80) 1x, https://a.storyblok.com/f/148182/112x112/c685ea160d/home.png/m/230x230/filters:format(webp):quality(80) 2x" class="hidden lg:block mb-6 ml-5" src="https://a.storyblok.com/f/148182/112x112/c685ea160d/home.png/m/115x115/filters:format(webp):quality(80)" data-v-74833c13><div class="border-l-0 lg:border-l-4 px-4 py-2 w-full h-full border-loan-home" data-v-74833c13><h3 class="flex items-center lg:block text-h5 font-heavy py-4 md:py-0 relative pr-6 md:pr-0 cursor-pointer md:cursor-default text-loan-home" data-v-74833c13><img onerror="this.setAttribute('data-error', 1)" width="48" height="48" alt="Home" loading="lazy" data-nuxt-img srcset="https://a.storyblok.com/f/148182/112x112/c685ea160d/home.png/m/48x48/filters:format(webp):quality(80) 1x, https://a.storyblok.com/f/148182/112x112/c685ea160d/home.png/m/96x96/filters:format(webp):quality(80) 2x" class="inline-block lg:hidden w-12 h-12 mr-4" src="https://a.storyblok.com/f/148182/112x112/c685ea160d/home.png/m/48x48/filters:format(webp):quality(80)" data-v-74833c13> Home Loans <div class="block lg:hidden" data-v-74833c13><span data-v-74833c13></span></div></h3><div class="flex flex-col overflow-hidden pl-16 lg:pl-0 pb-4 lg:pb-0" data-v-74833c13><a href="/home-loans?tag=buy-my-own-home" rel="noopener noreferrer" target="_blank" class="cursor-pointer flex items-center text-body-sm text-font-tundora my-1 underline hover:no-underline focus:outline-none focus-visible:no-underline" data-v-74833c13>Buy my own home</a><a href="/home-loans?tag=buy-an-investment-property" rel="noopener noreferrer" target="_blank" class="cursor-pointer flex items-center text-body-sm text-font-tundora my-1 underline hover:no-underline focus:outline-none focus-visible:no-underline" data-v-74833c13>Invest in property</a><a href="/home-loans?tag=refinance-my-home-loan" rel="noopener noreferrer" target="_blank" class="cursor-pointer flex items-center text-body-sm text-font-tundora my-1 underline hover:no-underline focus:outline-none focus-visible:no-underline" data-v-74833c13>Refinance home loan</a><a href="/home-loans?tag=refinance-my-investment-loan" rel="noopener noreferrer" target="_blank" class="cursor-pointer flex items-center text-body-sm text-font-tundora my-1 underline hover:no-underline focus:outline-none focus-visible:no-underline" data-v-74833c13>Refinance investment</a><a href="/home-loans?tag=consolidate-debt" rel="noopener noreferrer" target="_blank" class="cursor-pointer flex items-center text-body-sm text-font-tundora my-1 underline hover:no-underline focus:outline-none focus-visible:no-underline" data-v-74833c13>Consolidate debt</a><a href="/home-loans" rel="noopener noreferrer" target="_blank" class="cursor-pointer flex items-center text-body-sm text-font-tundora my-1 underline hover:no-underline focus:outline-none focus-visible:no-underline" data-v-74833c13>Compare all</a></div></div></div></div></div><div class="basis-auto lg:basis-1/5 lg:pl-4"><div class="border-t lg:border-t-0 border-grey-400 relative h-full" data-v-74833c13><div class="flex lg:flex-col h-full" data-v-74833c13><img onerror="this.setAttribute('data-error', 1)" width="115" height="115" alt="Car Loans" loading="lazy" data-nuxt-img srcset="https://a.storyblok.com/f/148182/125x125/c535ed3a12/liberty_icons_car.png/m/115x115/filters:format(webp):quality(80) 1x, https://a.storyblok.com/f/148182/125x125/c535ed3a12/liberty_icons_car.png/m/230x230/filters:format(webp):quality(80) 2x" class="hidden lg:block mb-6 ml-5" src="https://a.storyblok.com/f/148182/125x125/c535ed3a12/liberty_icons_car.png/m/115x115/filters:format(webp):quality(80)" data-v-74833c13><div class="border-l-0 lg:border-l-4 px-4 py-2 w-full h-full border-loan-car" data-v-74833c13><h3 class="flex items-center lg:block text-h5 font-heavy py-4 md:py-0 relative pr-6 md:pr-0 cursor-pointer md:cursor-default text-loan-car" data-v-74833c13><img onerror="this.setAttribute('data-error', 1)" width="48" height="48" alt="Car Loans" loading="lazy" data-nuxt-img srcset="https://a.storyblok.com/f/148182/125x125/c535ed3a12/liberty_icons_car.png/m/48x48/filters:format(webp):quality(80) 1x, https://a.storyblok.com/f/148182/125x125/c535ed3a12/liberty_icons_car.png/m/96x96/filters:format(webp):quality(80) 2x" class="inline-block lg:hidden w-12 h-12 mr-4" src="https://a.storyblok.com/f/148182/125x125/c535ed3a12/liberty_icons_car.png/m/48x48/filters:format(webp):quality(80)" data-v-74833c13> Car Loans <div class="block lg:hidden" data-v-74833c13><span data-v-74833c13></span></div></h3><div class="flex flex-col overflow-hidden pl-16 lg:pl-0 pb-4 lg:pb-0" data-v-74833c13><a href="/car-loans?tag=finance-a-car-for-business-use" rel="noopener noreferrer" target="_blank" class="cursor-pointer flex items-center text-body-sm text-font-tundora my-1 underline hover:no-underline focus:outline-none focus-visible:no-underline" data-v-74833c13>Car for business use</a><a href="/car-loans?tag=finance-a-car-for-personal-use" rel="noopener noreferrer" target="_blank" class="cursor-pointer flex items-center text-body-sm text-font-tundora my-1 underline hover:no-underline focus:outline-none focus-visible:no-underline" data-v-74833c13>Car for personal use</a><a href="/car-loans" class="cursor-pointer text-body-sm text-font-tundora my-1 underline hover:no-underline focus:outline-none focus-visible:no-underline" data-v-74833c13>Compare all</a><a href="/caravan-loans" class="cursor-pointer text-body-sm text-font-tundora my-1 underline hover:no-underline focus:outline-none focus-visible:no-underline" data-v-74833c13>Buy a caravan</a></div></div></div></div></div><div class="basis-auto lg:basis-1/5 lg:pl-4"><div class="border-t lg:border-t-0 border-grey-400 relative h-full" data-v-74833c13><div class="flex lg:flex-col h-full" data-v-74833c13><img onerror="this.setAttribute('data-error', 1)" width="115" height="115" alt="Personal Loans" loading="lazy" data-nuxt-img srcset="https://a.storyblok.com/f/148182/125x125/692ff2dba8/liberty_icons_personal.png/m/115x115/filters:format(webp):quality(80) 1x, https://a.storyblok.com/f/148182/125x125/692ff2dba8/liberty_icons_personal.png/m/230x230/filters:format(webp):quality(80) 2x" class="hidden lg:block mb-6 ml-5" src="https://a.storyblok.com/f/148182/125x125/692ff2dba8/liberty_icons_personal.png/m/115x115/filters:format(webp):quality(80)" data-v-74833c13><div class="border-l-0 lg:border-l-4 px-4 py-2 w-full h-full border-loan-personal" data-v-74833c13><h3 class="flex items-center lg:block text-h5 font-heavy py-4 md:py-0 relative pr-6 md:pr-0 cursor-pointer md:cursor-default text-loan-personal" data-v-74833c13><img onerror="this.setAttribute('data-error', 1)" width="48" height="48" alt="Personal Loans" loading="lazy" data-nuxt-img srcset="https://a.storyblok.com/f/148182/125x125/692ff2dba8/liberty_icons_personal.png/m/48x48/filters:format(webp):quality(80) 1x, https://a.storyblok.com/f/148182/125x125/692ff2dba8/liberty_icons_personal.png/m/96x96/filters:format(webp):quality(80) 2x" class="inline-block lg:hidden w-12 h-12 mr-4" src="https://a.storyblok.com/f/148182/125x125/692ff2dba8/liberty_icons_personal.png/m/48x48/filters:format(webp):quality(80)" data-v-74833c13> Personal Loans <div class="block lg:hidden" data-v-74833c13><span data-v-74833c13></span></div></h3><div class="flex flex-col overflow-hidden pl-16 lg:pl-0 pb-4 lg:pb-0" data-v-74833c13><a href="/personal-loans?tag=renovate" rel="noopener noreferrer" target="_blank" class="cursor-pointer flex items-center text-body-sm text-font-tundora my-1 underline hover:no-underline focus:outline-none focus-visible:no-underline" data-v-74833c13>Renovate</a><a href="/personal-loans?tag=consolidate-debt-personal" rel="noopener noreferrer" target="_blank" class="cursor-pointer flex items-center text-body-sm text-font-tundora my-1 underline hover:no-underline focus:outline-none focus-visible:no-underline" data-v-74833c13>Consolidate debt</a><a href="/personal-loans?tag=travel-and-live-life" rel="noopener noreferrer" target="_blank" class="cursor-pointer flex items-center text-body-sm text-font-tundora my-1 underline hover:no-underline focus:outline-none focus-visible:no-underline" data-v-74833c13>Travel and live life</a><a href="/personal-loans?tag=purchase-something-special" rel="noopener noreferrer" target="_blank" class="cursor-pointer flex items-center text-body-sm text-font-tundora my-1 underline hover:no-underline focus:outline-none focus-visible:no-underline" data-v-74833c13>Purchase something nice</a><a href="/personal-loans?tag=to-buy-a-car" rel="noopener noreferrer" target="_blank" class="cursor-pointer flex items-center text-body-sm text-font-tundora my-1 underline hover:no-underline focus:outline-none focus-visible:no-underline" data-v-74833c13>Buy a car</a><a href="/personal-loans" class="cursor-pointer text-body-sm text-font-tundora my-1 underline hover:no-underline focus:outline-none focus-visible:no-underline" data-v-74833c13>Compare all</a></div></div></div></div></div><div class="basis-auto lg:basis-1/5 lg:pl-4"><div class="border-t lg:border-t-0 border-grey-400 relative h-full" data-v-74833c13><div class="flex lg:flex-col h-full" data-v-74833c13><img onerror="this.setAttribute('data-error', 1)" width="115" height="115" alt="Business loans" loading="lazy" data-nuxt-img srcset="https://a.storyblok.com/f/148182/125x125/73a640c6ed/liberty_icons_business.png/m/115x115/filters:format(webp):quality(80) 1x, https://a.storyblok.com/f/148182/125x125/73a640c6ed/liberty_icons_business.png/m/230x230/filters:format(webp):quality(80) 2x" class="hidden lg:block mb-6 ml-5" src="https://a.storyblok.com/f/148182/125x125/73a640c6ed/liberty_icons_business.png/m/115x115/filters:format(webp):quality(80)" data-v-74833c13><div class="border-l-0 lg:border-l-4 px-4 py-2 w-full h-full border-loan-business" data-v-74833c13><h3 class="flex items-center lg:block text-h5 font-heavy py-4 md:py-0 relative pr-6 md:pr-0 cursor-pointer md:cursor-default text-loan-business" data-v-74833c13><img onerror="this.setAttribute('data-error', 1)" width="48" height="48" alt="Business loans" loading="lazy" data-nuxt-img srcset="https://a.storyblok.com/f/148182/125x125/73a640c6ed/liberty_icons_business.png/m/48x48/filters:format(webp):quality(80) 1x, https://a.storyblok.com/f/148182/125x125/73a640c6ed/liberty_icons_business.png/m/96x96/filters:format(webp):quality(80) 2x" class="inline-block lg:hidden w-12 h-12 mr-4" src="https://a.storyblok.com/f/148182/125x125/73a640c6ed/liberty_icons_business.png/m/48x48/filters:format(webp):quality(80)" data-v-74833c13> Business Loans <div class="block lg:hidden" data-v-74833c13><span data-v-74833c13></span></div></h3><div class="flex flex-col overflow-hidden pl-16 lg:pl-0 pb-4 lg:pb-0" data-v-74833c13><a href="/business-loans?tag=purchase-a-business" rel="noopener noreferrer" target="_blank" class="cursor-pointer flex items-center text-body-sm text-font-tundora my-1 underline hover:no-underline focus:outline-none focus-visible:no-underline" data-v-74833c13>Purchase a business</a><a href="/business-loans?tag=support-cash-flow" rel="noopener noreferrer" target="_blank" class="cursor-pointer flex items-center text-body-sm text-font-tundora my-1 underline hover:no-underline focus:outline-none focus-visible:no-underline" data-v-74833c13>Support cash-flow</a><a href="/business-loans?tag=support-operations" rel="noopener noreferrer" target="_blank" class="cursor-pointer flex items-center text-body-sm text-font-tundora my-1 underline hover:no-underline focus:outline-none focus-visible:no-underline" data-v-74833c13>Support operations</a><a href="/business-loans?tag=invest-in-property" rel="noopener noreferrer" target="_blank" class="cursor-pointer flex items-center text-body-sm text-font-tundora my-1 underline hover:no-underline focus:outline-none focus-visible:no-underline" data-v-74833c13>Invest in property</a><a href="/business-loans" class="cursor-pointer text-body-sm text-font-tundora my-1 underline hover:no-underline focus:outline-none focus-visible:no-underline" data-v-74833c13>Compare all</a></div></div></div></div></div><div class="basis-auto lg:basis-1/5 lg:pl-4"><div class="border-t lg:border-t-0 border-grey-400 relative h-full" data-v-74833c13><div class="flex lg:flex-col h-full" data-v-74833c13><img onerror="this.setAttribute('data-error', 1)" width="115" height="115" alt="SMSF Loan" loading="lazy" data-nuxt-img srcset="https://a.storyblok.com/f/148182/125x125/f256f77d09/liberty_icons_smsf.png/m/115x115/filters:format(webp):quality(80) 1x, https://a.storyblok.com/f/148182/125x125/f256f77d09/liberty_icons_smsf.png/m/230x230/filters:format(webp):quality(80) 2x" class="hidden lg:block mb-6 ml-5" src="https://a.storyblok.com/f/148182/125x125/f256f77d09/liberty_icons_smsf.png/m/115x115/filters:format(webp):quality(80)" data-v-74833c13><div class="border-l-0 lg:border-l-4 px-4 py-2 w-full h-full border-loan-smsf" data-v-74833c13><h3 class="flex items-center lg:block text-h5 font-heavy py-4 md:py-0 relative pr-6 md:pr-0 cursor-pointer md:cursor-default text-loan-smsf" data-v-74833c13><img onerror="this.setAttribute('data-error', 1)" width="48" height="48" alt="SMSF Loan" loading="lazy" data-nuxt-img srcset="https://a.storyblok.com/f/148182/125x125/f256f77d09/liberty_icons_smsf.png/m/48x48/filters:format(webp):quality(80) 1x, https://a.storyblok.com/f/148182/125x125/f256f77d09/liberty_icons_smsf.png/m/96x96/filters:format(webp):quality(80) 2x" class="inline-block lg:hidden w-12 h-12 mr-4" src="https://a.storyblok.com/f/148182/125x125/f256f77d09/liberty_icons_smsf.png/m/48x48/filters:format(webp):quality(80)" data-v-74833c13> SMSF Loans <div class="block lg:hidden" data-v-74833c13><span data-v-74833c13></span></div></h3><div class="flex flex-col overflow-hidden pl-16 lg:pl-0 pb-4 lg:pb-0" data-v-74833c13><a href="/smsf-loans?tag=invest-in-commercial-property" rel="noopener noreferrer" target="_blank" class="cursor-pointer flex items-center text-body-sm text-font-tundora my-1 underline hover:no-underline focus:outline-none focus-visible:no-underline" data-v-74833c13>Commercial property</a><a href="/smsf-loans?tag=invest-in-residential-property" rel="noopener noreferrer" target="_blank" class="cursor-pointer flex items-center text-body-sm text-font-tundora my-1 underline hover:no-underline focus:outline-none focus-visible:no-underline" data-v-74833c13>Residential property</a><a href="/smsf-loans" class="cursor-pointer text-body-sm text-font-tundora my-1 underline hover:no-underline focus:outline-none focus-visible:no-underline" data-v-74833c13>Compare all</a></div></div></div></div></div></div></div></div><div id class="gradient-grey-top pt-10 lg:pt-20 mb-10 lg:mb-20 print:hidden"><div class="max:container w-full mx-auto px-4 md:px-8 lg:px-10"><div class="grid grid-cols-4 md:grid-cols-12 gap-4 lg:gap-8 max:gap-10"><div class="col-end-13 col-start-1 lg:col-start-3 lg:col-end-11"><h3 class="font-heavy text-h3-sm md:text-h3 font-nexa mt-6 text-deep-sapphire mb-12">Frequently asked questions</h3><ul><li class="border-grey-400 border-t first:border-b-0 last:border-b" data-v-81d4659d><div data-v-81d4659d><h4 class="text-body md:text-h5 font-bold text-font-gray" data-v-81d4659d><button type="button" class="relative pr-8 py-3 px-0 sm:py-5 sm:pl-5 w-full text-gray-500 text-left font-medium" data-v-81d4659d>What does Liberty do? <svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512" class="w-5 fill-deep-sapphire absolute right-0 top-1/2 -translate-y-1/2" data-v-81d4659d=""><path d="M400 288H48c-17.69 0-32-14.32-32-32.01S30.31 224 48 224h352c17.69 0 32 14.3 32 31.99S417.7 288 400 288"/></svg></button></h4></div><div style class="description overflow-hidden" data-v-81d4659d><div class="sm:px-5 sm:pb-5" data-v-81d4659d><div class="richtext"><div class="richtext wysiwyg"><div class="wysiwyg"><p>Liberty is a leading lender that offers free-thinking solutions at competitive prices to support customers with greater choice. With a wide range of financial loans for your home, car, business and personal needs, Liberty can help customers get financial even when others say it's not possible. Our innovative and flexible approach has allowed us to help over 850,000 customers by advancing more than $30 billion in funds, over 25 years.</p></div></div></div></div></div></li><li class="border-grey-400 border-t first:border-b-0 last:border-b" data-v-81d4659d><div data-v-81d4659d><h4 class="text-body md:text-h5 font-bold text-font-gray" data-v-81d4659d><button type="button" class="relative pr-8 py-3 px-0 sm:py-5 sm:pl-5 w-full text-gray-500 text-left font-medium" data-v-81d4659d>What type of financial loans does Liberty offer? <svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512" class="w-5 fill-deep-sapphire absolute right-0 top-1/2 -translate-y-1/2" data-v-81d4659d=""><path d="M400 288H48c-17.69 0-32-14.32-32-32.01S30.31 224 48 224h352c17.69 0 32 14.3 32 31.99S417.7 288 400 288"/></svg></button></h4></div><div style class="description overflow-hidden" data-v-81d4659d><div class="sm:px-5 sm:pb-5" data-v-81d4659d><div class="richtext"><div class="richtext wysiwyg"><div class="wysiwyg"><p>Whether in the market for a new home, car, personal or <a href="/business-loans" class="text-persian-blue underline hover:no-underline">business loan</a>, refinancing or <a href="/home-loans/debt-consolidation-home-loans" class="text-persian-blue underline hover:no-underline">debt consolidation</a>, Liberty is a lender that can work with you to find a product suitable for you. We have a variety of flexible and customisable products to help borrowers from all walks of life get financial. Whether you are self-employed, have a low deposit or less than perfect credit history, <a href="/about-us/find-an-adviser" class="text-persian-blue underline hover:no-underline">speak to a Liberty Adviser</a> today about our financial loan options.</p></div></div></div></div></div></li><li class="border-grey-400 border-t first:border-b-0 last:border-b" data-v-81d4659d><div data-v-81d4659d><h4 class="text-body md:text-h5 font-bold text-font-gray" data-v-81d4659d><button type="button" class="relative pr-8 py-3 px-0 sm:py-5 sm:pl-5 w-full text-gray-500 text-left font-medium" data-v-81d4659d>What services does Liberty offer? <svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512" class="w-5 fill-deep-sapphire absolute right-0 top-1/2 -translate-y-1/2" data-v-81d4659d=""><path d="M400 288H48c-17.69 0-32-14.32-32-32.01S30.31 224 48 224h352c17.69 0 32 14.3 32 31.99S417.7 288 400 288"/></svg></button></h4></div><div style class="description overflow-hidden" data-v-81d4659d><div class="sm:px-5 sm:pb-5" data-v-81d4659d><div class="richtext"><div class="richtext wysiwyg"><div class="wysiwyg"><p>As a flexible and free-thinking alternative to the banks, Liberty strives to help more customers get financial. Liberty is excited to partner with innovative fintechs such as Moula and MoneyPlace to offer even more flexibility and innovation to customers and small business owners. As a free-thinking lender, we offer a full spectrum of solutions for home, car, SMSF, personal and business purposes.</p></div></div></div></div></div></li><li class="border-grey-400 border-t first:border-b-0 last:border-b" data-v-81d4659d><div data-v-81d4659d><h4 class="text-body md:text-h5 font-bold text-font-gray" data-v-81d4659d><button type="button" class="relative pr-8 py-3 px-0 sm:py-5 sm:pl-5 w-full text-gray-500 text-left font-medium" data-v-81d4659d>How does Liberty differ from a bank? <svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512" class="w-5 fill-deep-sapphire absolute right-0 top-1/2 -translate-y-1/2" data-v-81d4659d=""><path d="M400 288H48c-17.69 0-32-14.32-32-32.01S30.31 224 48 224h352c17.69 0 32 14.3 32 31.99S417.7 288 400 288"/></svg></button></h4></div><div style class="description overflow-hidden" data-v-81d4659d><div class="sm:px-5 sm:pb-5" data-v-81d4659d><div class="richtext"><div class="richtext wysiwyg"><div class="wysiwyg"><p>Liberty is a licenced credit provider that operates in each Australian state and territory but unlike a bank it is not an Authorised Deposit-Taking Institution (ADI). Non-bank lenders (or non-ADIs) like Liberty make up a significant part of the lending market in Australia, lending billions of dollars to help Australians access the funds they need to make big things happen. We are proud to be a lender that offers free-thinking financial loans and have done so for more than 25 years.</p></div></div></div></div></div></li><li class="border-grey-400 border-t first:border-b-0 last:border-b" data-v-81d4659d><div data-v-81d4659d><h4 class="text-body md:text-h5 font-bold text-font-gray" data-v-81d4659d><button type="button" class="relative pr-8 py-3 px-0 sm:py-5 sm:pl-5 w-full text-gray-500 text-left font-medium" data-v-81d4659d>How do I qualify for a financial loan? <svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512" class="w-5 fill-deep-sapphire absolute right-0 top-1/2 -translate-y-1/2" data-v-81d4659d=""><path d="M400 288H48c-17.69 0-32-14.32-32-32.01S30.31 224 48 224h352c17.69 0 32 14.3 32 31.99S417.7 288 400 288"/></svg></button></h4></div><div style class="description overflow-hidden" data-v-81d4659d><div class="sm:px-5 sm:pb-5" data-v-81d4659d><div class="richtext"><div class="richtext wysiwyg"><div class="wysiwyg"><p>At Liberty, we take a practical approach to your financial loan application. In most cases, we will need to meet standard requirements such as bank statements and proof of income. In other cases, we can be more flexible with our free-thinking solutions to help those with unique circumstances. We don’t think your past should affect your future, which is why we look at an applicant’s whole story to find more ways to get to ‘yes’. To ensure each applicant is matched to a solution that suits them, Liberty offers a range of free-thinking financial loans. To see if you qualify for a loan with Liberty, speak with a <a href="/about-us/find-an-adviser" class="text-persian-blue underline hover:no-underline">Liberty Adviser</a> today.</p></div></div></div></div></div></li><li class="border-grey-400 border-t first:border-b-0 last:border-b" data-v-81d4659d><div data-v-81d4659d><h4 class="text-body md:text-h5 font-bold text-font-gray" data-v-81d4659d><button type="button" class="relative pr-8 py-3 px-0 sm:py-5 sm:pl-5 w-full text-gray-500 text-left font-medium" data-v-81d4659d>Does Liberty offer pre-approval? <svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512" class="w-5 fill-deep-sapphire absolute right-0 top-1/2 -translate-y-1/2" data-v-81d4659d=""><path d="M400 288H48c-17.69 0-32-14.32-32-32.01S30.31 224 48 224h352c17.69 0 32 14.3 32 31.99S417.7 288 400 288"/></svg></button></h4></div><div style class="description overflow-hidden" data-v-81d4659d><div class="sm:px-5 sm:pb-5" data-v-81d4659d><div class="richtext"><div class="richtext wysiwyg"><div class="wysiwyg"><p>Yes, you can apply for <a href="/home-loans/indicative-pre-approval" class="text-persian-blue underline hover:no-underline">indicative pre-approval</a> with Liberty. Keep in mind that having pre-approval from a lender does not guarantee you will get a loan, but it can be a good place to start. If you’re searching for a new home, you can use our <a href="/home-loans/indicative-pre-approval" class="text-persian-blue underline hover:no-underline">indicative pre-approval </a>tool to get an estimate of what you may be able to borrow. Simply answer a few questions about yourself to get started.</p></div></div></div></div></div></li><li class="border-grey-400 border-t first:border-b-0 last:border-b" data-v-81d4659d><div data-v-81d4659d><h4 class="text-body md:text-h5 font-bold text-font-gray" data-v-81d4659d><button type="button" class="relative pr-8 py-3 px-0 sm:py-5 sm:pl-5 w-full text-gray-500 text-left font-medium" data-v-81d4659d>Where does Liberty operate? <svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512" class="w-5 fill-deep-sapphire absolute right-0 top-1/2 -translate-y-1/2" data-v-81d4659d=""><path d="M400 288H48c-17.69 0-32-14.32-32-32.01S30.31 224 48 224h352c17.69 0 32 14.3 32 31.99S417.7 288 400 288"/></svg></button></h4></div><div style class="description overflow-hidden" data-v-81d4659d><div class="sm:px-5 sm:pb-5" data-v-81d4659d><div class="richtext"><div class="richtext wysiwyg"><div class="wysiwyg"><p>Liberty operates all around Australia. From Sydney to Melbourne, Hobart, Canberra, Brisbane, Perth, and regional areas – there’s a <a href="/about-us/find-an-adviser" class="text-persian-blue underline hover:no-underline">Liberty Adviser</a> just around the corner. Liberty Advisers are more than just mortgage brokers. Whether you’re looking for a home, car, personal, business or <a href="/smsf-loans" class="text-persian-blue underline hover:no-underline">SMSF loan</a>, they can help you find a lender with solutions to help reach your goals. <a href="/about-us/find-an-adviser" class="text-persian-blue underline hover:no-underline">Find a trusted local expert</a> and get started on your journey today.</p></div></div></div></div></div></li><li class="border-grey-400 border-t first:border-b-0 last:border-b" data-v-81d4659d><div data-v-81d4659d><h4 class="text-body md:text-h5 font-bold text-font-gray" data-v-81d4659d><button type="button" class="relative pr-8 py-3 px-0 sm:py-5 sm:pl-5 w-full text-gray-500 text-left font-medium" data-v-81d4659d>Can a Liberty Adviser help me with financial loans? <svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512" class="w-5 fill-deep-sapphire absolute right-0 top-1/2 -translate-y-1/2" data-v-81d4659d=""><path d="M400 288H48c-17.69 0-32-14.32-32-32.01S30.31 224 48 224h352c17.69 0 32 14.3 32 31.99S417.7 288 400 288"/></svg></button></h4></div><div style class="description overflow-hidden" data-v-81d4659d><div class="sm:px-5 sm:pb-5" data-v-81d4659d><div class="richtext"><div class="richtext wysiwyg"><div class="wysiwyg"><p>When the time comes to apply for a financial loan, seeking the services of a finance broker or loan specialist is a good place to start. The role of a <a href="/about-us/find-an-adviser" class="text-persian-blue underline hover:no-underline">Liberty Adviser</a> is to help clients identify and obtain the financial loans that best suit their needs. Liberty Advisers know the market well as they have access to a wide panel of lenders, and they are in contact with each of those lenders on a regular basis. When the time comes to apply for a loan, many borrowers are confused by the different options available and overwhelmed by the paperwork and requirements. Your Liberty Adviser will help you navigate this maze to find a lender with a solution that suits you.</p></div></div></div></div></div></li><li class="border-grey-400 border-t first:border-b-0 last:border-b" data-v-81d4659d><div data-v-81d4659d><h4 class="text-body md:text-h5 font-bold text-font-gray" data-v-81d4659d><button type="button" class="relative pr-8 py-3 px-0 sm:py-5 sm:pl-5 w-full text-gray-500 text-left font-heavy" data-v-81d4659d>What do I do if I'm experiencing financial difficulty? <svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512" class="w-5 fill-deep-sapphire absolute right-0 top-1/2 -translate-y-1/2" data-v-81d4659d=""><path d="M400 288H48c-17.69 0-32-14.32-32-32.01S30.31 224 48 224h352c17.69 0 32 14.3 32 31.99S417.7 288 400 288"/></svg></button></h4></div><div style class="description overflow-hidden" data-v-81d4659d><div class="sm:px-5 sm:pb-5" data-v-81d4659d><div class="richtext"><div class="richtext wysiwyg"><div class="wysiwyg"><p>We’re here to help. Find out more on our <a href="/about-us/financial-hardship" class="text-persian-blue underline hover:no-underline">financial hardship</a> page. Alternatively, you can call us on <a href="tel:13 11 33" target="_self" class="text-persian-blue underline hover:no-underline">13 11 33</a> between 8am and 6pm AEDT, or email <a href="mailto:help@liberty.com.au" class="text-persian-blue underline hover:no-underline">help@liberty.com.au</a>. At Liberty, we understand that everyone’s circumstances are different. So that we can find a suitable option to help you stay on track with your loan, we may need some further information about your current financial position. Typically, we may seek information about your income and expenses and request appropriate supporting documents. With that information, we will work with you to determine a way forward that can help you with your financial difficulty.</p></div></div></div></div></div></li></ul><span></span></div></div></div></div><div id="Ready to get started" class="my-10 lg:my-20 print:hidden"><div class="max:container w-full mx-auto px-4 md:px-8 lg:px-10"></div></div><div id class="my-10 lg:my-20 print:bg-white print:pt-0 print:pb-3"><div class="max:container w-full mx-auto px-4 md:px-8 lg:px-10"><div class="grid grid-cols-4 md:grid-cols-12 gap-4 lg:gap-8 max:gap-10 items-center"><div class="col-span-full lg:col-span-5 order-1 lg:col-start-2"><img onerror="this.setAttribute('data-error', 1)" width="380" height="380" alt="House" loading="lazy" data-nuxt-img srcset="https://a.storyblok.com/f/148182/500x500/0be0e82887/media-block-house.png/m/380x380/filters:format(webp):quality(80) 1x, https://a.storyblok.com/f/148182/500x500/0be0e82887/media-block-house.png/m/760x760/filters:format(webp):quality(80) 2x" class="block mx-auto w-[200px] sm:w-[380px] print:hidden" src="https://a.storyblok.com/f/148182/500x500/0be0e82887/media-block-house.png/m/380x380/filters:format(webp):quality(80)"></div><div class="lg:text-left col-span-full lg:col-span-5 order-2"><div class="content richtext"><div class="wysiwyg"><div class="richtext wysiwyg"><div class="wysiwyg"><h2><strong>Find out how much you can borrow</strong></h2><p>Use this tool to get a better idea of what's possible.</p></div></div></div><div class="mt-7 lg:mt-10 flex flex-wrap gap-4 lg:gap-6 justify-center lg:justify-start"><a href="/home-loans/calculators/borrowing-power" class="inline-flex items-center justify-center rounded-lg transition-colors duration-200 ease-in-out cursor-pointer text-button-md h-12 py-2.5 px-5 text-white hover:underline focus:underline active:underline bg-button hover:bg-button-hover focus:bg-button-hover active:bg-button-pressed print:hidden cursor-pointer" data-identifier="hpt-calculate-borrowing-power" data-v-bb2882cf>Calculate borrowing power</a></div></div></div></div></div></div><div class="my-14 lg:my-28"><div class="max:container w-full mx-auto px-4 md:px-8 lg:px-10"><div class="grid grid-cols-4 md:grid-cols-12 gap-4 lg:gap-8 max:gap-10"><div class="text-center col-end-13 col-start-1 lg:col-start-2 lg:col-end-12 mx-auto pb-7"><h3 class="text-deep-sapphire font-heavy text-h4 md:text-h3 mb-4">Experts in finance for free thinkers</h3><p class="text-font-gray text-lg md:text-2xl mb-4 md:mb-3">Learn more about getting financial from our free-thinking experts.</p></div></div><div class="relative transition-[padding] will-change-[padding] duration-200 ease-in-out"><div class="flex flex-wrap items-center gap-2 lg:flex-wrap lg:overflow-hidden justify-center"><div class="items-center gap-2 flex-wrap hidden md:flex"><button class="relative inline-flex items-center border overflow-hidden hover:underline transition-colors will-change-colors duration-200 ease-in-out whitespace-nowrap shrink-0 py-2 px-4 h-[38px] rounded-3xl text-button-sm text-white border-transparent"><div class="absolute inset-0 gradient-secondary pointer-events-none transition-opacity will-change-opacity duration-200 ease-in-out overflow-hidden opacity-100 rounded-3xl"></div><span class="relative z-1">Popular</span></button><button class="relative inline-flex items-center border overflow-hidden hover:underline transition-colors will-change-colors duration-200 ease-in-out whitespace-nowrap shrink-0 py-2 px-4 h-[38px] rounded-3xl text-button-sm bg-white text-deep-sapphire border-cerulean"><div class="absolute inset-0 gradient-secondary pointer-events-none transition-opacity will-change-opacity duration-200 ease-in-out overflow-hidden opacity-0 rounded-3xl"></div><span class="relative z-1">Loan school</span></button><button class="relative inline-flex items-center border overflow-hidden hover:underline transition-colors will-change-colors duration-200 ease-in-out whitespace-nowrap shrink-0 py-2 px-4 h-[38px] rounded-3xl text-button-sm bg-white text-deep-sapphire border-cerulean"><div class="absolute inset-0 gradient-secondary pointer-events-none transition-opacity will-change-opacity duration-200 ease-in-out overflow-hidden opacity-0 rounded-3xl"></div><span class="relative z-1">Biz wiz</span></button><button class="relative inline-flex items-center border overflow-hidden hover:underline transition-colors will-change-colors duration-200 ease-in-out whitespace-nowrap shrink-0 py-2 px-4 h-[38px] rounded-3xl text-button-sm bg-white text-deep-sapphire border-cerulean"><div class="absolute inset-0 gradient-secondary pointer-events-none transition-opacity will-change-opacity duration-200 ease-in-out overflow-hidden opacity-0 rounded-3xl"></div><span class="relative z-1">Investor central</span></button><button class="relative inline-flex items-center border overflow-hidden hover:underline transition-colors will-change-colors duration-200 ease-in-out whitespace-nowrap shrink-0 py-2 px-4 h-[38px] rounded-3xl text-button-sm bg-white text-deep-sapphire border-cerulean"><div class="absolute inset-0 gradient-secondary pointer-events-none transition-opacity will-change-opacity duration-200 ease-in-out overflow-hidden opacity-0 rounded-3xl"></div><span class="relative z-1">Free thinking</span></button></div><label for="category-select" class="sr-only">Select Category</label><select id="category-select" class="block md:hidden text-font-tundora bg-white w-full h-12 rounded-lg overflow-hidden border border-grey-500 group-hover:border-deep-sapphire transition-colors duration-200 ease-in-out px-3"><option value selected>Popular</option><option value="loan-school">Loan school</option><option value="biz-wiz">Biz wiz</option><option value="investor-central">Investor central</option><option value="free-thinking">Free thinking</option></select></div></div><span></span><div class="grid grid-flow-row lg:grid-flow-col auto-cols-fr auto-rows-fr gap-4 mt-14"><div class="lg:row-span-2"><div class="flex h-full bg-white shadow-card hover:shadow-card-hover transition-shadow duration-200 ease-in-out rounded-2xl group flex-col"><div class="relative aspect-video w-full"><img onerror="this.setAttribute('data-error', 1)" alt="PLO Benefits blog" loading="lazy" data-nuxt-img srcset="https://a.storyblok.com/f/148182/1160x565/662b6f71b8/plo-benefits-blog.jpg/m/filters:format(webp):quality(80) 1x, https://a.storyblok.com/f/148182/1160x565/662b6f71b8/plo-benefits-blog.jpg/m/filters:format(webp):quality(80) 2x" class="absolute p-2 z-1 w-full h-full object-cover rounded-xl pb-0" src="https://a.storyblok.com/f/148182/1160x565/662b6f71b8/plo-benefits-blog.jpg/m/filters:format(webp):quality(80)"></div><div class="flex flex-col flex-1 px-5 pt-5 pb-8 lg:pt-6 lg:pb-8 lg:px-8"><a href="/blog/loan-school/how-easy-is-it-to-apply-for-a-personal-loan-" class><div class="font-heavy text-deep-sapphire text-h5-sm lg:text-h5 group-hover:underline">How easy is it to apply for a personal loan?</div></a><p class="text-font-gray text-body-sm mt-1 mb-auto">Get the details on what’s involved in the lending process.</p></div></div></div><div class><div class="flex h-full bg-white shadow-card hover:shadow-card-hover transition-shadow duration-200 ease-in-out rounded-2xl group flex-row"><div class="relative aspect-video w-5/12"><img onerror="this.setAttribute('data-error', 1)" alt="irregular income earner" loading="lazy" data-nuxt-img srcset="https://a.storyblok.com/f/148182/1160x565/e7103e2a80/240906-insights-blog-v1-3.jpg/m/filters:format(webp):quality(80) 1x, https://a.storyblok.com/f/148182/1160x565/e7103e2a80/240906-insights-blog-v1-3.jpg/m/filters:format(webp):quality(80) 2x" class="absolute p-2 z-1 w-full h-full object-cover rounded-xl" src="https://a.storyblok.com/f/148182/1160x565/e7103e2a80/240906-insights-blog-v1-3.jpg/m/filters:format(webp):quality(80)"></div><div class="flex flex-col flex-1 px-5 pt-5 pb-8 lg:pt-6 lg:pb-8 lg:px-8"><a href="/blog/loan-school/securing-a-loan-with-irregular-income" class><div class="font-heavy text-deep-sapphire text-h5-sm lg:text-h5 group-hover:underline">Securing a loan with irregular income</div></a><p class="text-font-gray text-body-sm mt-1 mb-auto">Explore the lending options available to non-traditional income earners.</p></div></div></div><div class><div class="flex h-full bg-white shadow-card hover:shadow-card-hover transition-shadow duration-200 ease-in-out rounded-2xl group flex-row"><div class="relative aspect-video w-5/12"><img onerror="this.setAttribute('data-error', 1)" alt="House for sale" loading="lazy" data-nuxt-img srcset="https://a.storyblok.com/f/148182/1160x565/1910c5cf8e/240906-insights-blog-vlibertyirregularincome-_blog.jpg/m/filters:format(webp):quality(80) 1x, https://a.storyblok.com/f/148182/1160x565/1910c5cf8e/240906-insights-blog-vlibertyirregularincome-_blog.jpg/m/filters:format(webp):quality(80) 2x" class="absolute p-2 z-1 w-full h-full object-cover 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loading="lazy" data-nuxt-img srcset="https://a.storyblok.com/f/148182/559x486/2e46ac826f/240103-website-awards-banner-homepage-v3-1-mobile.png/m/371x323/filters:format(webp):quality(80) 1x, https://a.storyblok.com/f/148182/559x486/2e46ac826f/240103-website-awards-banner-homepage-v3-1-mobile.png/m/742x646/filters:format(webp):quality(80) 2x" class="block md:hidden mx-auto w-full" src="https://a.storyblok.com/f/148182/559x486/2e46ac826f/240103-website-awards-banner-homepage-v3-1-mobile.png/m/371x323/filters:format(webp):quality(80)"></div></div><div><div class="richtext text-center font-heavy"><div class="richtext wysiwyg"><div class="wysiwyg"><h2>We’re highly <strong>awarded</strong>. But don’t just take our word for it...</h2></div></div></div><span></span><span></span></div></div></div><div class="max:container w-full mx-auto px-4 md:px-8 lg:px-10 mt-14 mb-8 lg:my-12"><span></span></div><div class="mb-8 md:mb-12"><div class="max:container w-full mx-auto px-4 md:px-8 lg:px-10" data-v-0d8a305c><div class="grid grid-cols-4 md:grid-cols-12 gap-4 lg:gap-8 max:gap-10" data-v-0d8a305c><div class="col-end-13 col-start-1 lg:col-start-3 lg:col-end-11" data-v-0d8a305c><div class="text-white lg:rounded-3xl" data-v-0d8a305c><div class="my-8" data-v-0d8a305c><div class="flex flex-col md:flex-row flex-nowrap justify-center items-center lg:px-20" data-v-0d8a305c><img onerror="this.setAttribute('data-error', 1)" alt="Liberty Home loans property report" loading="lazy" data-nuxt-img srcset="https://a.storyblok.com/f/148182/104x104/502fde318f/liberty_icons_home-loans-property-report.png/m/filters:format(webp):quality(80) 1x, https://a.storyblok.com/f/148182/104x104/502fde318f/liberty_icons_home-loans-property-report.png/m/filters:format(webp):quality(80) 2x" class="object-cover" src="https://a.storyblok.com/f/148182/104x104/502fde318f/liberty_icons_home-loans-property-report.png/m/filters:format(webp):quality(80)" data-v-0d8a305c><h3 class="font-heavy text-h4 ml-6 lg:text-h3 text-deep-sapphire text-center md:text-left" data-v-0d8a305c>Property price finder</h3></div><div class="relative flex justify-center w-full text-center md:text-left flex-wrap" data-v-0d8a305c><div class="w-full" data-v-0d8a305c><div data-v-0d8a305c><form data-identifier="property-report-steps" data-group="lead" data-v-0d8a305c class="formkit-form" id="input_0" name="form_1" data-auto-animate="true"><div class="formkit-outer" id="input_1" data-family="multi-step" data-type="multi-step"><div class="formkit-wrapper" data-tab-style="progress" data-hide-labels="false"><div class="formkit-tabs" role="tablist"><button class="formkit-tab" type="button" data-active="true" role="tab" id="input_1_tab_0" aria-selected="true" tabindex="0"><span class="formkit-tab-label">undefined</span></button></div><div class="formkit-steps"><div><div class="formkit-step" data-type="step" id="input_2" role="tabpanel" aria-labelledby="input_1_tab_0"><div class="formkit-step-inner"><h2 class="text-h5 text-font-gray mt-6 mb-6 text-center">Discover property prices in your area today.</h2><span class="block mb-2 font-bold text-lg leading-normal text-deep-sapphire"></span><div class="grid grid-cols-1 md:grid-cols-2 gap-4 mb-4"><div class="formkit-outer relative group col-span-2 md:col-span-1" data-type="autopricefinder" data-empty="true" data-auto-animate="true"><div class="formkit-wrapper"><div class="formkit-inner flex text-font-storm bg-white w-full rounded-lg border border-grey-500 group-hover:border-deep-sapphire items-center transition-colors duration-200 ease-in-out place-items-center"><input id="SuburbOrPostcode" placeholder="Suburb or postcode" class="formkit-input bg-white w-full h-12 py-3 rounded-lg p-4 text-lg leading-tighter text-font-gray placeholder:text-font-storm outline-none focus:shadow-outline transition-colors duration-200 ease-in-out placeholder:opacity-45" value data-v-33cae2d9></div></div></div><div class="formkit-outer relative col-span-2 md:col-span-1" data-type="select" data-empty="true" data-auto-animate="true"><div class="formkit-wrapper relative"><div class="formkit-inner flex text-font-storm bg-primary w-full rounded-lg border border-grey-500 group-hover:border-deep-sapphire transition-colors duration-200 ease-in-out relative"><select class="formkit-input appearance-none text-ellipsis overflow-hidden bg-transparent flex-1 w-full h-12 pl-4 py-1 pr-12 outline-none text-lg leading-tighter text-font-storm rounded-lg transition-colors duration-200 ease-in-out relative z-2" id="PropertyType" data-placeholder="true" name="PropertyType" data-has-label="true"><option hidden disabled data-is-placeholder="true" class="formkit-option p-2 hover:bg-grey-400" value selected>Type of property</option><option class="formkit-option p-2 hover:bg-grey-400" value="Any">Any</option><option class="formkit-option p-2 hover:bg-grey-400" value="house">House</option><option class="formkit-option p-2 hover:bg-grey-400" value="unit">Unit</option></select><label class="formkit-label-floating absolute z-2 top-1/2 left-4 right-12 -translate-y-1/2 whitespace-nowrap overflow-hidden text-ellipsis text-lg leading-tighter text-font-storm opacity-45 transition-all duration-200 ease-in-out pointer-events-none touch-none text-left" for="PropertyType" data-has-value="false">Type of property</label></div></div></div></div></div><div class="formkit-step-actions"><div class="flex justify-end"><div class="formkit-outer relative group" data-family="button" data-type="button" data-empty="true" data-auto-animate="true"><div class="formkit-wrapper"><button class="formkit-input bg-white w-full h-12 py-3 rounded-lg p-4 text-lg leading-tighter text-font-gray placeholder:text-font-storm outline-none focus:shadow-outline transition-colors duration-200 ease-in-out" type="button" name="button_3" id="input_3">Find my property value</button></div></div></div></div></div><div class="formkit-step" data-type="step" id="input_4" role="tabpanel" aria-labelledby="input_1_tab_1" hidden><div class="formkit-step-inner"><h2 class="text-h5 text-font-gray mt-6 mb-6 text-center">Last step, fill this out and your report will be emailed to you shortly. A Liberty Adviser will be in touch to answer any questions you may have.</h2><span class="block mb-2 font-bold text-lg leading-normal text-deep-sapphire"></span><div class="grid grid-cols-1 md:grid-cols-2 gap-4 mb-4"><div class="formkit-outer relative group col-span-2 md:col-span-1" data-family="text" data-type="text" data-empty="true" data-floating-label="true" data-auto-animate="true"><div class="formkit-wrapper"><div class="formkit-inner flex text-font-storm bg-white w-full rounded-lg border border-grey-500 group-hover:border-deep-sapphire items-center transition-colors duration-200 ease-in-out place-items-center"><input class="formkit-input bg-white w-full h-12 py-3 rounded-lg p-4 text-lg leading-tighter text-font-gray placeholder:text-font-storm outline-none focus:shadow-outline transition-colors duration-200 ease-in-out" type="text" name="FormFirstName" value id="FormFirstName"><label class="formkit-label whitespace-nowrap overflow-hidden text-ellipsis text-lg leading-tighter text-font-storm" for="FormFirstName" style="transition: none; background-color: undefined; left: undefined;">First Name</label></div></div></div><div class="formkit-outer relative group col-span-2 md:col-span-1" data-family="text" data-type="text" data-empty="true" data-floating-label="true" data-auto-animate="true"><div class="formkit-wrapper"><div class="formkit-inner flex text-font-storm bg-white w-full rounded-lg border border-grey-500 group-hover:border-deep-sapphire items-center transition-colors duration-200 ease-in-out place-items-center"><input class="formkit-input bg-white w-full h-12 py-3 rounded-lg p-4 text-lg leading-tighter text-font-gray placeholder:text-font-storm outline-none focus:shadow-outline transition-colors duration-200 ease-in-out" type="text" name="FormLastName" value id="FormLastName"><label class="formkit-label whitespace-nowrap overflow-hidden text-ellipsis text-lg leading-tighter text-font-storm" for="FormLastName" style="transition: none; background-color: undefined; left: undefined;">Last Name</label></div></div></div><div class="formkit-outer relative group col-span-2 md:col-span-1" data-family="text" data-type="text" data-empty="true" data-floating-label="true" data-auto-animate="true"><div class="formkit-wrapper"><div class="formkit-inner flex text-font-storm bg-white w-full rounded-lg border border-grey-500 group-hover:border-deep-sapphire items-center transition-colors duration-200 ease-in-out place-items-center"><input class="formkit-input bg-white w-full h-12 py-3 rounded-lg p-4 text-lg leading-tighter text-font-gray placeholder:text-font-storm outline-none focus:shadow-outline transition-colors duration-200 ease-in-out" type="text" name="FormEmail" value id="FormEmail"><label class="formkit-label whitespace-nowrap overflow-hidden text-ellipsis text-lg leading-tighter text-font-storm" for="FormEmail" style="transition: none; background-color: undefined; left: undefined;">Email</label></div></div></div><div class="formkit-outer relative group col-span-2 md:col-span-1" data-family="text" data-type="text" data-empty="true" data-floating-label="true" data-auto-animate="true"><div class="formkit-wrapper"><div class="formkit-inner flex text-font-storm bg-white w-full rounded-lg border border-grey-500 group-hover:border-deep-sapphire items-center transition-colors duration-200 ease-in-out place-items-center"><input class="formkit-input bg-white w-full h-12 py-3 rounded-lg p-4 text-lg leading-tighter text-font-gray placeholder:text-font-storm outline-none focus:shadow-outline transition-colors duration-200 ease-in-out" type="text" name="FormPhone" value id="FormPhone"><label class="formkit-label whitespace-nowrap overflow-hidden text-ellipsis text-lg leading-tighter text-font-storm" for="FormPhone" style="transition: none; background-color: undefined; left: undefined;">Phone</label></div></div></div><div class="col-span-2"><div class="text-font-gray text-[14px] my-4"><p> We take your privacy seriously. See our collection notice <span class="font-heavy underline cursor-pointer">here</span>. </p></div></div></div></div><div class="formkit-step-actions"><div class="formkit-step-previous"><div class="formkit-outer relative group" data-family="button" data-type="button" data-empty="true" data-auto-animate="true"><div class="formkit-wrapper"><button data-prev="true" class="formkit-input bg-white w-full h-12 py-3 rounded-lg p-4 text-lg leading-tighter text-font-gray placeholder:text-font-storm outline-none focus:shadow-outline transition-colors duration-200 ease-in-out" type="button" name="button_4" id="input_5">Previous</button></div></div></div><div class="formkit-outer relative group" data-family="button" data-type="submit" data-empty="true" data-auto-animate="true"><div class="formkit-wrapper"><button class="formkit-input bg-white w-full h-12 py-3 rounded-lg p-4 text-lg leading-tighter text-font-gray placeholder:text-font-storm outline-none focus:shadow-outline transition-colors 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href="https://www.lfgroup.com.au" rel="noopener noreferrer" target="_blank" class="cursor-pointer flex items-center text-deep-sapphire text-body-sm hover:underline">Shareholder centre</a></li><li><a href="/investments" class="cursor-pointer text-deep-sapphire text-body-sm hover:underline">Investments </a></li><li><a href="/about-us/feedback-and-complaints" class="cursor-pointer text-deep-sapphire text-body-sm hover:underline">Feedback and complaints </a></li><li><a href="/about-us/financial-hardship" class="cursor-pointer text-deep-sapphire text-body-sm hover:underline">Financial hardship</a></li></ul><div class="text-font-tundora text-body-sm richtext"><p><b>Our Acknowledgment</b></p><p>Liberty’s head office is located on the traditional lands of the Kulin Nation, with offices across the country. We respectfully acknowledge the Traditional Owners of the land, the Bunurong Boon Wurrung and Wurundjeri Woi Wurrung peoples of the Eastern Kulin Nation and their continuing connections to lands, waters, cultures and communities. We pay our respects to Elders past and present.</p><p>Approved applicants only. Lending criteria apply. Fees and charges are payable. Copyright © 2024 All rights reserved | Liberty Network Services Pty Ltd (ABN 65 151 158 628/Australian Credit Licence 408042) is a wholly-owned subsidiary of Liberty Financial Pty Ltd (ACN 077 248 983/Australian Credit Licence 286596). Liberty Network Services has access to products including those from Liberty Financial.</p></div><div class="text-font-tundora text-body-sm richtext"></div><div class="text-font-tundora text-body-sm richtext"></div></div></div></div></footer></div></div><div id="teleports"></div><script type="application/json" data-nuxt-data="nuxt-app" data-ssr="true" id="__NUXT_DATA__" data-src="/_payload.json?1b266d9d-3b77-4dbd-900d-af367a5858d9">[{"state":1,"once":321,"_errors":322,"serverRendered":318,"path":324,"pinia":325,"prerenderedAt":377},["Reactive",2],{"$sglobalData":3,"$ssite-config":316},{"trustpilotData":4,"productTags":164,"blogTags":226},["Ref",5],["Reactive",6],{"_uid":7,"reviews":8,"component":137,"star_image":15,"awards_main":138,"star_string":147,"trust_score":148,"awards_mobile":149,"awards_desktop":154,"trustpilot_url":158,"link_main_award":159,"number_of_reviews":163},"968a0e81-d4cc-4574-b869-f920239594a0",[9,20,29,38,48,57,67,76,85,91,97,107,113,122,128],{"_uid":10,"text":11,"title":11,"consumer":12,"component":13,"review_url":14,"star_image":15,"adviser_url":16,"review_date":17,"adviser_guid":18,"adviser_name":19},"7517ae76-b6f2-4830-9e4f-da8d45aabd61","Easy service with no hassles.","Lee","trustpilot-review-card","https://au.trustpilot.com/reviews/674d5cf10d50408c286ddb1b","//images-static.trustpilot.com/api/stars/5/star.svg","jennifer-cole","02 Dec 2024","6883D44F-3822-4E47-9296-5BE259414487","Jennifer Cole",{"_uid":21,"text":22,"title":23,"consumer":24,"component":13,"review_url":25,"star_image":15,"adviser_url":26,"review_date":17,"adviser_guid":27,"adviser_name":28},"c9b280f3-abad-4127-9ea9-7cbab5764634","Great service, always updated and would highly recommend.","Great service","Nick LLOYD","https://au.trustpilot.com/reviews/674d5842af3009f3e9f0cc4d","michelle-denver","4C8B32BD-2A6B-4323-ABAA-3C9347122339","Michelle Denver",{"_uid":30,"text":31,"title":32,"consumer":33,"component":13,"review_url":34,"star_image":15,"adviser_url":35,"review_date":17,"adviser_guid":36,"adviser_name":37},"12ef9482-ab51-4843-a4f7-e43219c64847","Melissa made the process smooth and stress-free. 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