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Indian banking sector and will trigger some of the important research questions. Not so long ago accessing our own money was about setting aside a couple of hours, getting to the bank before closing time, standing in one queue to get a token and then in another to collect the cash. These things were of those days, when the banking sector primarily consisted of traditional systems. Now, the nature of banking has changed beyond recognition with ATM cards, simple banking transactions like withdrawing and depositing money are easier than ever before. \n","publication_date":"2017,,","publication_name":"isara solutions"},"document_type":"paper","pre_hit_view_count_baseline":null,"quality":"high","language":"en","title":"E-Banking: An Innovative Model of Information Technology in Indian Banking Sector","broadcastable":true,"draft":false,"has_indexable_attachment":true,"indexable":true}}["work"]; window.loswp.workCoauthors = [8518670]; window.loswp.locale = "en"; window.loswp.countryCode = "SG"; window.loswp.cwvAbTestBucket = ""; window.loswp.designVariant = "ds_vanilla"; window.loswp.fullPageMobileSutdModalVariant = "full_page_mobile_sutd_modal"; window.loswp.useOptimizedScribd4genScript = false; window.loswp.appleClientId = 'edu.academia.applesignon';</script><script defer="" src="https://accounts.google.com/gsi/client"></script><div class="ds-loswp-container"><div class="ds-work-card--grid-container"><div class="ds-work-card--container js-loswp-work-card"><div class="ds-work-card--cover"><div class="ds-work-cover--wrapper"><div class="ds-work-cover--container"><button class="ds-work-cover--clickable js-swp-download-button" data-signup-modal="{"location":"swp-splash-paper-cover","attachmentId":64976469,"attachmentType":"pdf"}"><img alt="First page of “E-Banking: An Innovative Model of Information Technology in Indian Banking Sector”" class="ds-work-cover--cover-thumbnail" src="https://0.academia-photos.com/attachment_thumbnails/64976469/mini_magick20201119-13585-1407x8y.png?1605814443" /><img alt="PDF Icon" class="ds-work-cover--file-icon" src="//a.academia-assets.com/assets/single_work_splash/adobe.icon-574afd46eb6b03a77a153a647fb47e30546f9215c0ee6a25df597a779717f9ef.svg" /><div class="ds-work-cover--hover-container"><span class="material-symbols-outlined" style="font-size: 20px" translate="no">download</span><p>Download Free PDF</p></div><div class="ds-work-cover--ribbon-container">Download Free PDF</div><div class="ds-work-cover--ribbon-triangle"></div></button></div></div></div><div class="ds-work-card--work-information"><h1 class="ds-work-card--work-title">E-Banking: An Innovative Model of Information Technology in Indian Banking Sector</h1><div class="ds-work-card--work-authors ds-work-card--detail"><a class="ds-work-card--author js-wsj-grid-card-author ds2-5-body-md ds2-5-body-link" data-author-id="8518670" href="https://independent.academia.edu/IRJMSH"><img alt="Profile image of International Res Jour Managt Socio Human" class="ds-work-card--author-avatar" src="//a.academia-assets.com/images/s65_no_pic.png" />International Res Jour Managt Socio Human</a></div><div class="ds-work-card--detail"><p class="ds-work-card--detail ds2-5-body-sm">2017, isara solutions</p></div><p class="ds-work-card--work-abstract ds-work-card--detail ds2-5-body-md">This research paper highlights the role of Information technology in Indian banking sector and will trigger some of the important research questions. Not so long ago accessing our own money was about setting aside a couple of hours, getting to the bank before closing time, standing in one queue to get a token and then in another to collect the cash. These things were of those days, when the banking sector primarily consisted of traditional systems. Now, the nature of banking has changed beyond recognition with ATM cards, simple banking transactions like withdrawing and depositing money are easier than ever before. </p><div class="ds-work-card--button-container"><button class="ds2-5-button js-swp-download-button" data-signup-modal="{"location":"continue-reading-button--work-card","attachmentId":64976469,"attachmentType":"pdf","workUrl":"https://www.academia.edu/44531120/E_Banking_An_Innovative_Model_of_Information_Technology_in_Indian_Banking_Sector"}">See full PDF</button><button class="ds2-5-button ds2-5-button--secondary js-swp-download-button" data-signup-modal="{"location":"download-pdf-button--work-card","attachmentId":64976469,"attachmentType":"pdf","workUrl":"https://www.academia.edu/44531120/E_Banking_An_Innovative_Model_of_Information_Technology_in_Indian_Banking_Sector"}"><span class="material-symbols-outlined" style="font-size: 20px" translate="no">download</span>Download PDF</button></div></div></div></div><div data-auto_select="false" data-client_id="331998490334-rsn3chp12mbkiqhl6e7lu2q0mlbu0f1b" data-doc_id="64976469" data-landing_url="https://www.academia.edu/44531120/E_Banking_An_Innovative_Model_of_Information_Technology_in_Indian_Banking_Sector" data-login_uri="https://www.academia.edu/registrations/google_one_tap" data-moment_callback="onGoogleOneTapEvent" id="g_id_onload"></div><div class="ds-top-related-works--grid-container"><div class="ds-related-content--container ds-top-related-works--container"><h2 class="ds-related-content--heading">Related papers</h2><div class="ds-related-work--container js-wsj-grid-card" data-collection-position="0" data-entity-id="74400723" data-sort-order="default"><a class="ds-related-work--title js-wsj-grid-card-title ds2-5-body-md ds2-5-body-link" href="https://www.academia.edu/74400723/E_Banking_Advantages_Challenges_and_Opportunities_in_the_Indian_Context">E-Banking:Advantages, Challenges and Opportunities in the Indian Context</a><div class="ds-related-work--metadata"><a class="js-wsj-grid-card-author ds2-5-body-sm ds2-5-body-link" data-author-id="5158236" href="https://nmimns.academia.edu/DrBhagyashreeNarayan">Dr. Bhagyashree R Narayan</a></div><p class="ds-related-work--metadata ds2-5-body-xs">2017</p><p class="ds-related-work--abstract ds2-5-body-sm">There has been an extensive expansion of the Indian financial system, out of which the banking sector is considered as the most significant component. 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The present study is an attempt to study the status of e-banking in India, growth in e-banking transactions, ...</p><div class="ds-related-work--ctas"><button class="ds2-5-text-link ds2-5-text-link--inline js-swp-download-button" data-signup-modal="{"location":"wsj-grid-card-download-pdf-modal","work_title":"E-Banking:Advantages, Challenges and Opportunities in the Indian Context","attachmentId":82567042,"attachmentType":"pdf","work_url":"https://www.academia.edu/74400723/E_Banking_Advantages_Challenges_and_Opportunities_in_the_Indian_Context","alternativeTracking":true}"><span class="material-symbols-outlined" style="font-size: 18px" translate="no">download</span><span class="ds2-5-text-link__content">Download free PDF</span></button><a class="ds2-5-text-link ds2-5-text-link--inline js-wsj-grid-card-view-pdf" href="https://www.academia.edu/74400723/E_Banking_Advantages_Challenges_and_Opportunities_in_the_Indian_Context"><span class="ds2-5-text-link__content">View PDF</span><span class="material-symbols-outlined" style="font-size: 18px" translate="no">chevron_right</span></a></div></div><div class="ds-related-work--container js-wsj-grid-card" data-collection-position="1" data-entity-id="79409771" data-sort-order="default"><a class="ds-related-work--title js-wsj-grid-card-title ds2-5-body-md ds2-5-body-link" href="https://www.academia.edu/79409771/Challenges_and_Opportunities_of_E_Banking_in_India">Challenges and Opportunities of E- Banking in India</a><div class="ds-related-work--metadata"><a class="js-wsj-grid-card-author ds2-5-body-sm ds2-5-body-link" data-author-id="2758477" href="https://independent.academia.edu/GarimaTungal">Garima Tungal</a></div><p class="ds-related-work--metadata ds2-5-body-xs">2020</p><p class="ds-related-work--abstract ds2-5-body-sm">The financial sector performs a significant part in a country&#39;s economic growth. 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The Electronic Banking services are conducted on the client only, and these electronic banking services will be completely inc...</p><div class="ds-related-work--ctas"><button class="ds2-5-text-link ds2-5-text-link--inline js-swp-download-button" data-signup-modal="{"location":"wsj-grid-card-download-pdf-modal","work_title":"Challenges and Opportunities of E- Banking in India","attachmentId":86134621,"attachmentType":"pdf","work_url":"https://www.academia.edu/79409771/Challenges_and_Opportunities_of_E_Banking_in_India","alternativeTracking":true}"><span class="material-symbols-outlined" style="font-size: 18px" translate="no">download</span><span class="ds2-5-text-link__content">Download free PDF</span></button><a class="ds2-5-text-link ds2-5-text-link--inline js-wsj-grid-card-view-pdf" href="https://www.academia.edu/79409771/Challenges_and_Opportunities_of_E_Banking_in_India"><span class="ds2-5-text-link__content">View PDF</span><span class="material-symbols-outlined" style="font-size: 18px" translate="no">chevron_right</span></a></div></div><div class="ds-related-work--container js-wsj-grid-card" data-collection-position="2" data-entity-id="6916093" data-sort-order="default"><a class="ds-related-work--title js-wsj-grid-card-title ds2-5-body-md ds2-5-body-link" href="https://www.academia.edu/6916093/The_Challenges_of_E_Banking_in_India">The Challenges of E-Banking in India</a><div class="ds-related-work--metadata"><a class="js-wsj-grid-card-author ds2-5-body-sm ds2-5-body-link" data-author-id="3540032" href="https://kud-in.academia.edu/JagadishPatil">Jagadish Patil</a></div><div class="ds-related-work--ctas"><button class="ds2-5-text-link ds2-5-text-link--inline js-swp-download-button" data-signup-modal="{"location":"wsj-grid-card-download-pdf-modal","work_title":"The Challenges of E-Banking in India","attachmentId":33592954,"attachmentType":"pdf","work_url":"https://www.academia.edu/6916093/The_Challenges_of_E_Banking_in_India","alternativeTracking":true}"><span class="material-symbols-outlined" style="font-size: 18px" translate="no">download</span><span class="ds2-5-text-link__content">Download free PDF</span></button><a class="ds2-5-text-link ds2-5-text-link--inline js-wsj-grid-card-view-pdf" href="https://www.academia.edu/6916093/The_Challenges_of_E_Banking_in_India"><span class="ds2-5-text-link__content">View PDF</span><span class="material-symbols-outlined" style="font-size: 18px" translate="no">chevron_right</span></a></div></div><div class="ds-related-work--container js-wsj-grid-card" data-collection-position="3" data-entity-id="49971275" data-sort-order="default"><a class="ds-related-work--title js-wsj-grid-card-title ds2-5-body-md ds2-5-body-link" href="https://www.academia.edu/49971275/GROWTH_OF_E_BANKING_CHALLENGES_AND_OPPORTUNITIES_IN_INDIA">GROWTH OF E-BANKING: CHALLENGES AND OPPORTUNITIES IN INDIA</a><div class="ds-related-work--metadata"><a class="js-wsj-grid-card-author ds2-5-body-sm ds2-5-body-link" data-author-id="51073615" href="https://independent.academia.edu/PARAMASIVANCHELLIAH">PARAMASIVAN CHELLIAH</a></div><p class="ds-related-work--abstract ds2-5-body-sm">E-Banking plays on important role in the current banking functions in India. 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The significant idea is to provide a movement of organizations to the customer in the course of the web and cause the customer to feel versatile in getting out straightforward undertakings quicker rather than step over the bank unfailingly. Now, assured, for the most part, pleasing and less danger orchestrated looked by using banking parts the utilization of E-commerce. Electronic Banking is treated to significantly influence banks’ exhibition. An ever-increasing number of individuals are adjusting to this procedure, and the financial business will unquestionably expand. The development of E-Banking started with the usage of ATMs and has incorporated mobile banking, direct invoice section, E-store, and online banking. The present research shows that effective use based on Electronic Banking can empower their nearest banks to reduce working costs and give an unrivale...</p><div class="ds-related-work--ctas"><button class="ds2-5-text-link ds2-5-text-link--inline js-swp-download-button" data-signup-modal="{"location":"wsj-grid-card-download-pdf-modal","work_title":"Economic and Financial Implications of E-Banking in India","attachmentId":69810065,"attachmentType":"pdf","work_url":"https://www.academia.edu/52643017/Economic_and_Financial_Implications_of_E_Banking_in_India","alternativeTracking":true}"><span class="material-symbols-outlined" style="font-size: 18px" translate="no">download</span><span class="ds2-5-text-link__content">Download free PDF</span></button><a class="ds2-5-text-link ds2-5-text-link--inline js-wsj-grid-card-view-pdf" href="https://www.academia.edu/52643017/Economic_and_Financial_Implications_of_E_Banking_in_India"><span class="ds2-5-text-link__content">View PDF</span><span class="material-symbols-outlined" style="font-size: 18px" translate="no">chevron_right</span></a></div></div><div class="ds-related-work--container js-wsj-grid-card" data-collection-position="6" data-entity-id="39985138" data-sort-order="default"><a class="ds-related-work--title js-wsj-grid-card-title ds2-5-body-md ds2-5-body-link" href="https://www.academia.edu/39985138/E_BANKING_CHALLENGES_AND_ISSUES">E-BANKING: CHALLENGES AND ISSUES</a><div class="ds-related-work--metadata"><a class="js-wsj-grid-card-author ds2-5-body-sm ds2-5-body-link" data-author-id="50121223" href="https://hpgdcshimla.academia.edu/DrVirenderKaushal">Dr. Virender Kaushal</a></div><p class="ds-related-work--abstract ds2-5-body-sm">E-Banking i.e. electronic banking becomes very popular with the introduction of Information technology. The government of India has enacted the IT Act 2000 with effect from October17, 2000 which provided legal recognition to electronic transaction and other means of E-commerce the Reserve Bank of India is monitoring and reviewing the legal and other requirements of E-Banking on a continuous bases to ensure that E-banking would develop on sound lines and E-Banking related challenges would not pose a threat to financial stability. The present research is descriptive is nature and study the challenges and issues faced by the banking sector in India.</p><div class="ds-related-work--ctas"><button class="ds2-5-text-link ds2-5-text-link--inline js-swp-download-button" data-signup-modal="{"location":"wsj-grid-card-download-pdf-modal","work_title":"E-BANKING: CHALLENGES AND ISSUES","attachmentId":60177152,"attachmentType":"pdf","work_url":"https://www.academia.edu/39985138/E_BANKING_CHALLENGES_AND_ISSUES","alternativeTracking":true}"><span class="material-symbols-outlined" style="font-size: 18px" translate="no">download</span><span class="ds2-5-text-link__content">Download free PDF</span></button><a class="ds2-5-text-link ds2-5-text-link--inline js-wsj-grid-card-view-pdf" href="https://www.academia.edu/39985138/E_BANKING_CHALLENGES_AND_ISSUES"><span class="ds2-5-text-link__content">View PDF</span><span class="material-symbols-outlined" style="font-size: 18px" translate="no">chevron_right</span></a></div></div><div class="ds-related-work--container js-wsj-grid-card" data-collection-position="7" data-entity-id="1953152" data-sort-order="default"><a class="ds-related-work--title js-wsj-grid-card-title ds2-5-body-md ds2-5-body-link" href="https://www.academia.edu/1953152/ELECTRONIC_BANKING_CHALLENGES_IN_INDIA_AN_EMPIRICAL_INVESTIGATION">ELECTRONIC BANKING CHALLENGES IN INDIA: AN EMPIRICAL INVESTIGATION</a><div class="ds-related-work--metadata"><a class="js-wsj-grid-card-author ds2-5-body-sm ds2-5-body-link" data-author-id="2469861" href="https://independent.academia.edu/MajidKarimzadeh">Majid Karimzadeh</a></div><p class="ds-related-work--metadata ds2-5-body-xs">2012</p><div class="ds-related-work--ctas"><button class="ds2-5-text-link ds2-5-text-link--inline js-swp-download-button" data-signup-modal="{"location":"wsj-grid-card-download-pdf-modal","work_title":"ELECTRONIC BANKING CHALLENGES IN INDIA: AN EMPIRICAL INVESTIGATION","attachmentId":28230301,"attachmentType":"pdf","work_url":"https://www.academia.edu/1953152/ELECTRONIC_BANKING_CHALLENGES_IN_INDIA_AN_EMPIRICAL_INVESTIGATION","alternativeTracking":true}"><span class="material-symbols-outlined" style="font-size: 18px" translate="no">download</span><span class="ds2-5-text-link__content">Download free PDF</span></button><a class="ds2-5-text-link ds2-5-text-link--inline js-wsj-grid-card-view-pdf" href="https://www.academia.edu/1953152/ELECTRONIC_BANKING_CHALLENGES_IN_INDIA_AN_EMPIRICAL_INVESTIGATION"><span class="ds2-5-text-link__content">View PDF</span><span class="material-symbols-outlined" style="font-size: 18px" translate="no">chevron_right</span></a></div></div><div class="ds-related-work--container js-wsj-grid-card" data-collection-position="8" data-entity-id="39225467" data-sort-order="default"><a class="ds-related-work--title js-wsj-grid-card-title ds2-5-body-md ds2-5-body-link" href="https://www.academia.edu/39225467/Indian_Journal_of_Commerce_and_Management_Studies_Introduction_Concept_of_E_Banking">Indian Journal of Commerce & Management Studies Introduction: Concept of E-Banking</a><div class="ds-related-work--metadata"><a class="js-wsj-grid-card-author ds2-5-body-sm ds2-5-body-link" data-author-id="114344362" href="https://pokhara.academia.edu/BirendraBist">Birendra Bist</a></div><div class="ds-related-work--ctas"><button class="ds2-5-text-link ds2-5-text-link--inline js-swp-download-button" data-signup-modal="{"location":"wsj-grid-card-download-pdf-modal","work_title":"Indian Journal of Commerce \u0026 Management Studies Introduction: Concept of E-Banking","attachmentId":59355603,"attachmentType":"pdf","work_url":"https://www.academia.edu/39225467/Indian_Journal_of_Commerce_and_Management_Studies_Introduction_Concept_of_E_Banking","alternativeTracking":true}"><span class="material-symbols-outlined" style="font-size: 18px" translate="no">download</span><span class="ds2-5-text-link__content">Download free PDF</span></button><a class="ds2-5-text-link ds2-5-text-link--inline js-wsj-grid-card-view-pdf" href="https://www.academia.edu/39225467/Indian_Journal_of_Commerce_and_Management_Studies_Introduction_Concept_of_E_Banking"><span class="ds2-5-text-link__content">View PDF</span><span class="material-symbols-outlined" style="font-size: 18px" translate="no">chevron_right</span></a></div></div><div class="ds-related-work--container js-wsj-grid-card" data-collection-position="9" data-entity-id="41670338" data-sort-order="default"><a class="ds-related-work--title js-wsj-grid-card-title ds2-5-body-md ds2-5-body-link" href="https://www.academia.edu/41670338/A_COMPARATIVE_STUDY_OF_E_BANKING_IN_PUBLIC_AND_PRIVATE_SECTORS_BANKS_with_special_reference_to_SBI_and_HDFC_bank_in_Haridwar">A COMPARATIVE STUDY OF E-BANKING IN PUBLIC AND PRIVATE SECTORS BANKS (with special reference to SBI and HDFC bank in Haridwar</a><div class="ds-related-work--metadata"><a class="js-wsj-grid-card-author ds2-5-body-sm ds2-5-body-link" data-author-id="142525313" href="https://uasbangalore.academia.edu/chandanak">chandana k</a></div><p class="ds-related-work--abstract ds2-5-body-sm">In Today's scenario role of e-banking is very valuable. Without e-banking no banks can work. In this study we analyse, how much e-banking used in Public and Private sectors bank? (in reference to SBI and HDFC bank) Objective of the study is to find the consumer satisfaction in respect of e-banking and the perception of employees for using e-banking in Public and Private sectors banks. The method of the study is Primary and Secondary both. Study showed perception of customer regarding service quality and satisfaction of employee in internet banking services. As well as this study analyze the working style as a comparison between Public and Private sectors banks in respect of SBI and HDFC bank.</p><div class="ds-related-work--ctas"><button class="ds2-5-text-link ds2-5-text-link--inline js-swp-download-button" data-signup-modal="{"location":"wsj-grid-card-download-pdf-modal","work_title":"A COMPARATIVE STUDY OF E-BANKING IN PUBLIC AND PRIVATE SECTORS BANKS (with special reference to SBI and HDFC bank in Haridwar","attachmentId":61825824,"attachmentType":"pdf","work_url":"https://www.academia.edu/41670338/A_COMPARATIVE_STUDY_OF_E_BANKING_IN_PUBLIC_AND_PRIVATE_SECTORS_BANKS_with_special_reference_to_SBI_and_HDFC_bank_in_Haridwar","alternativeTracking":true}"><span class="material-symbols-outlined" style="font-size: 18px" translate="no">download</span><span class="ds2-5-text-link__content">Download free PDF</span></button><a class="ds2-5-text-link ds2-5-text-link--inline js-wsj-grid-card-view-pdf" href="https://www.academia.edu/41670338/A_COMPARATIVE_STUDY_OF_E_BANKING_IN_PUBLIC_AND_PRIVATE_SECTORS_BANKS_with_special_reference_to_SBI_and_HDFC_bank_in_Haridwar"><span class="ds2-5-text-link__content">View PDF</span><span class="material-symbols-outlined" style="font-size: 18px" translate="no">chevron_right</span></a></div></div></div></div><div class="ds-sticky-ctas--wrapper js-loswp-sticky-ctas hidden"><div class="ds-sticky-ctas--grid-container"><div class="ds-sticky-ctas--container"><button class="ds2-5-button js-swp-download-button" data-signup-modal="{"location":"continue-reading-button--sticky-ctas","attachmentId":64976469,"attachmentType":"pdf","workUrl":null}">See full PDF</button><button class="ds2-5-button ds2-5-button--secondary js-swp-download-button" data-signup-modal="{"location":"download-pdf-button--sticky-ctas","attachmentId":64976469,"attachmentType":"pdf","workUrl":null}"><span class="material-symbols-outlined" style="font-size: 20px" translate="no">download</span>Download PDF</button></div></div></div><div class="ds-below-fold--grid-container"><div class="ds-work--container js-loswp-embedded-document"><div class="attachment_preview" data-attachment="Attachment_64976469" style="display: none"><div class="js-scribd-document-container"><div class="scribd--document-loading js-scribd-document-loader" style="display: block;"><img alt="Loading..." src="//a.academia-assets.com/images/loaders/paper-load.gif" /><p>Loading Preview</p></div></div><div style="text-align: center;"><div class="scribd--no-preview-alert js-preview-unavailable"><p>Sorry, preview is currently unavailable. 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