CINXE.COM

<!DOCTYPE html>    <html lang="en">  <head> <meta charset="UTF-8"> <meta name="viewport" content="width=device-width"> <title>estimates | Hot Topics</title> <link rel="profile" href="https://gmpg.org/xfn/11"> <link rel="pingback" href="https://wypfpensionmattersfire.wordpress.com/xmlrpc.php">  <script type="text/javascript"> WebFontConfig = {"google":{"families":["Josefin+Sans:r:latin,latin-ext","Nunito:r,i,b,bi:latin,latin-ext"]},"api_url":"https:\/\/fonts-api.wp.com\/css"}; (function() { var wf = document.createElement('script'); wf.src = 'https://s0.wp.com/wp-content/plugins/custom-fonts/js/webfont.js'; wf.type = 'text/javascript'; wf.async = 'true'; var s = document.getElementsByTagName('script')[0]; s.parentNode.insertBefore(wf, s); })(); </script><style id="jetpack-custom-fonts-css">.wf-active .site-title{font-family:"Josefin Sans",sans-serif;font-weight:400;font-style:normal}.wf-active .navbar-fixed .site-title{font-weight:400;font-style:normal}.wf-active body, .wf-active select, .wf-active .menu-toggle{font-family:"Nunito",sans-serif}.wf-active .site-description{font-family:"Nunito",sans-serif}.wf-active .format-link .entry-title{font-family:"Nunito",sans-serif}.wf-active .attachment .entry-title{font-family:"Nunito",sans-serif}.wf-active .author-description h2{font-family:"Nunito",sans-serif}.wf-active .archive-meta, .wf-active .archive-title{font-family:"Nunito",sans-serif}.wf-active .page-title{font-family:"Nunito",sans-serif}.wf-active .comments-title{font-family:"Nunito",sans-serif}.wf-active #reply-title{font-family:"Nunito",sans-serif}.wf-active .widget .widget-title{font-family:"Nunito",sans-serif}.wf-active h1, .wf-active h2, .wf-active h3, .wf-active h4, .wf-active h5, .wf-active h6{font-family:"Josefin Sans",sans-serif;font-style:normal;font-weight:400}.wf-active h1{font-style:normal;font-weight:400}.wf-active h2{font-style:normal;font-weight:400}.wf-active h3{font-style:normal;font-weight:400}.wf-active h4{font-style:normal;font-weight:400}.wf-active h5{font-style:normal;font-weight:400}.wf-active h6{font-style:normal;font-weight:400}.wf-active .entry-title{font-weight:400;font-style:normal}.wf-active .format-audio .entry-title{font-weight:400;font-style:normal}.wf-active .format-chat .entry-title{font-weight:400;font-style:normal}.wf-active .format-gallery .entry-title{font-weight:400;font-style:normal}.wf-active .format-image .entry-title{font-weight:400;font-style:normal}.wf-active .format-video .entry-title{font-weight:400;font-style:normal}</style> <meta name='robots' content='noindex, nofollow' /> <link rel='dns-prefetch' href='//s2.wp.com' /> <link rel='dns-prefetch' href='//s1.wp.com' /> <link rel='dns-prefetch' href='//s0.wp.com' /> <link rel="alternate" type="application/rss+xml" title="Hot Topics » Feed" href="https://wypfpensionmattersfire.wordpress.com/feed/" /> <link rel="alternate" type="application/rss+xml" title="Hot Topics » Comments Feed" href="https://wypfpensionmattersfire.wordpress.com/comments/feed/" /> <link rel="alternate" type="application/rss+xml" title="Hot Topics » estimates Category Feed" href="https://wypfpensionmattersfire.wordpress.com/category/estimates/feed/" /> <script type="text/javascript"> /* <![CDATA[ */ function addLoadEvent(func) { var oldonload = window.onload; if (typeof window.onload != 'function') { window.onload = func; } else { window.onload = function () { oldonload(); func(); } } } /* ]]> */ </script> <script> window._wpemojiSettings = {"baseUrl":"https:\/\/s0.wp.com\/wp-content\/mu-plugins\/wpcom-smileys\/twemoji\/2\/72x72\/","ext":".png","svgUrl":"https:\/\/s0.wp.com\/wp-content\/mu-plugins\/wpcom-smileys\/twemoji\/2\/svg\/","svgExt":".svg","source":{"concatemoji":"https:\/\/s2.wp.com\/wp-includes\/js\/wp-emoji-release.min.js?m=1719498190i&ver=6.8-alpha-59438"}}; /*! This file is auto-generated */ !function(i,n){var o,s,e;function c(e){try{var t={supportTests:e,timestamp:(new Date).valueOf()};sessionStorage.setItem(o,JSON.stringify(t))}catch(e){}}function p(e,t,n){e.clearRect(0,0,e.canvas.width,e.canvas.height),e.fillText(t,0,0);var t=new Uint32Array(e.getImageData(0,0,e.canvas.width,e.canvas.height).data),r=(e.clearRect(0,0,e.canvas.width,e.canvas.height),e.fillText(n,0,0),new Uint32Array(e.getImageData(0,0,e.canvas.width,e.canvas.height).data));return t.every(function(e,t){return e===r[t]})}function u(e,t,n){switch(t){case"flag":return n(e,"\ud83c\udff3\ufe0f\u200d\u26a7\ufe0f","\ud83c\udff3\ufe0f\u200b\u26a7\ufe0f")?!1:!n(e,"\ud83c\uddfa\ud83c\uddf3","\ud83c\uddfa\u200b\ud83c\uddf3")&&!n(e,"\ud83c\udff4\udb40\udc67\udb40\udc62\udb40\udc65\udb40\udc6e\udb40\udc67\udb40\udc7f","\ud83c\udff4\u200b\udb40\udc67\u200b\udb40\udc62\u200b\udb40\udc65\u200b\udb40\udc6e\u200b\udb40\udc67\u200b\udb40\udc7f");case"emoji":return!n(e,"\ud83d\udc26\u200d\u2b1b","\ud83d\udc26\u200b\u2b1b")}return!1}function f(e,t,n){var r="undefined"!=typeof WorkerGlobalScope&&self instanceof WorkerGlobalScope?new OffscreenCanvas(300,150):i.createElement("canvas"),a=r.getContext("2d",{willReadFrequently:!0}),o=(a.textBaseline="top",a.font="600 32px Arial",{});return e.forEach(function(e){o[e]=t(a,e,n)}),o}function t(e){var t=i.createElement("script");t.src=e,t.defer=!0,i.head.appendChild(t)}"undefined"!=typeof Promise&&(o="wpEmojiSettingsSupports",s=["flag","emoji"],n.supports={everything:!0,everythingExceptFlag:!0},e=new Promise(function(e){i.addEventListener("DOMContentLoaded",e,{once:!0})}),new Promise(function(t){var n=function(){try{var e=JSON.parse(sessionStorage.getItem(o));if("object"==typeof e&&"number"==typeof e.timestamp&&(new Date).valueOf()<e.timestamp+604800&&"object"==typeof e.supportTests)return e.supportTests}catch(e){}return null}();if(!n){if("undefined"!=typeof Worker&&"undefined"!=typeof OffscreenCanvas&&"undefined"!=typeof URL&&URL.createObjectURL&&"undefined"!=typeof Blob)try{var e="postMessage("+f.toString()+"("+[JSON.stringify(s),u.toString(),p.toString()].join(",")+"));",r=new Blob([e],{type:"text/javascript"}),a=new Worker(URL.createObjectURL(r),{name:"wpTestEmojiSupports"});return void(a.onmessage=function(e){c(n=e.data),a.terminate(),t(n)})}catch(e){}c(n=f(s,u,p))}t(n)}).then(function(e){for(var t in e)n.supports[t]=e[t],n.supports.everything=n.supports.everything&&n.supports[t],"flag"!==t&&(n.supports.everythingExceptFlag=n.supports.everythingExceptFlag&&n.supports[t]);n.supports.everythingExceptFlag=n.supports.everythingExceptFlag&&!n.supports.flag,n.DOMReady=!1,n.readyCallback=function(){n.DOMReady=!0}}).then(function(){return e}).then(function(){var e;n.supports.everything||(n.readyCallback(),(e=n.source||{}).concatemoji?t(e.concatemoji):e.wpemoji&&e.twemoji&&(t(e.twemoji),t(e.wpemoji)))}))}((window,document),window._wpemojiSettings); </script> <style id='wp-emoji-styles-inline-css'> img.wp-smiley, img.emoji { display: inline !important; border: none !important; box-shadow: none !important; height: 1em !important; width: 1em !important; margin: 0 0.07em !important; vertical-align: -0.1em !important; background: none !important; padding: 0 !important; } </style> <link crossorigin='anonymous' rel='stylesheet' id='all-css-2-1' href='https://s0.wp.com/_static/??-eJyljkEKwjAQRS9kMgRbSxfiWZJ0iKlpUmYmldze6kZwVXD5ebzHh+eqfMmCWWBNNcTMEOo+HVLYCSFsZtQX3YGrMU3gUvEPlaIjSw1YWkLtmU/wX0juuBwJfSyGGWW1b922UkUFitPhLz8JshJz4K9+W65mOJux7wbTzy+NKWps&cssminify=yes' type='text/css' media='all' /> <style id='wp-block-library-inline-css'> .has-text-align-justify { text-align:justify; } .has-text-align-justify{text-align:justify;} </style> <link crossorigin='anonymous' rel='stylesheet' id='all-css-4-1' href='https://s2.wp.com/_static/??-eJzTLy/QzcxLzilNSS3WzyrWz01NyUxMzUnNTc0rQeEU5CRWphbp5qSmJyZX6uVm5uklFxfr6OPTDpRD5sM02efaGpoZmFkYGRuZGmQBAHPvL0Y=&cssminify=yes' type='text/css' media='all' /> <style id='jetpack-sharing-buttons-style-inline-css'> .jetpack-sharing-buttons__services-list{display:flex;flex-direction:row;flex-wrap:wrap;gap:0;list-style-type:none;margin:5px;padding:0}.jetpack-sharing-buttons__services-list.has-small-icon-size{font-size:12px}.jetpack-sharing-buttons__services-list.has-normal-icon-size{font-size:16px}.jetpack-sharing-buttons__services-list.has-large-icon-size{font-size:24px}.jetpack-sharing-buttons__services-list.has-huge-icon-size{font-size:36px}@media print{.jetpack-sharing-buttons__services-list{display:none!important}}.editor-styles-wrapper .wp-block-jetpack-sharing-buttons{gap:0;padding-inline-start:0}ul.jetpack-sharing-buttons__services-list.has-background{padding:1.25em 2.375em} </style> <link crossorigin='anonymous' rel='stylesheet' id='all-css-6-1' href='https://s2.wp.com/wp-content/plugins/coblocks/2.18.1-simple-rev.4/dist/coblocks-style.css?m=1681832297i&cssminify=yes' type='text/css' media='all' /> <style id='classic-theme-styles-inline-css'> /*! This file is auto-generated */ .wp-block-button__link{color:#fff;background-color:#32373c;border-radius:9999px;box-shadow:none;text-decoration:none;padding:calc(.667em + 2px) calc(1.333em + 2px);font-size:1.125em}.wp-block-file__button{background:#32373c;color:#fff;text-decoration:none} </style> <link crossorigin='anonymous' rel='stylesheet' id='all-css-8-1' href='https://s1.wp.com/_static/??/wp-content/mu-plugins/core-compat/wp-mediaelement.css,/wp-content/mu-plugins/wpcom-bbpress-premium-themes.css?m=1432920480j&cssminify=yes' type='text/css' media='all' /> <style id='global-styles-inline-css'> :root{--wp--preset--aspect-ratio--square: 1;--wp--preset--aspect-ratio--4-3: 4/3;--wp--preset--aspect-ratio--3-4: 3/4;--wp--preset--aspect-ratio--3-2: 3/2;--wp--preset--aspect-ratio--2-3: 2/3;--wp--preset--aspect-ratio--16-9: 16/9;--wp--preset--aspect-ratio--9-16: 9/16;--wp--preset--color--black: #000000;--wp--preset--color--cyan-bluish-gray: #abb8c3;--wp--preset--color--white: #fff;--wp--preset--color--pale-pink: #f78da7;--wp--preset--color--vivid-red: #cf2e2e;--wp--preset--color--luminous-vivid-orange: #ff6900;--wp--preset--color--luminous-vivid-amber: #fcb900;--wp--preset--color--light-green-cyan: #7bdcb5;--wp--preset--color--vivid-green-cyan: #00d084;--wp--preset--color--pale-cyan-blue: #8ed1fc;--wp--preset--color--vivid-cyan-blue: #0693e3;--wp--preset--color--vivid-purple: #9b51e0;--wp--preset--color--dark-gray: #141412;--wp--preset--color--red: #bc360a;--wp--preset--color--medium-orange: #db572f;--wp--preset--color--light-orange: #ea9629;--wp--preset--color--yellow: #fbca3c;--wp--preset--color--dark-brown: #220e10;--wp--preset--color--medium-brown: #722d19;--wp--preset--color--light-brown: #eadaa6;--wp--preset--color--beige: #e8e5ce;--wp--preset--color--off-white: #f7f5e7;--wp--preset--gradient--vivid-cyan-blue-to-vivid-purple: linear-gradient(135deg,rgba(6,147,227,1) 0%,rgb(155,81,224) 100%);--wp--preset--gradient--light-green-cyan-to-vivid-green-cyan: linear-gradient(135deg,rgb(122,220,180) 0%,rgb(0,208,130) 100%);--wp--preset--gradient--luminous-vivid-amber-to-luminous-vivid-orange: linear-gradient(135deg,rgba(252,185,0,1) 0%,rgba(255,105,0,1) 100%);--wp--preset--gradient--luminous-vivid-orange-to-vivid-red: linear-gradient(135deg,rgba(255,105,0,1) 0%,rgb(207,46,46) 100%);--wp--preset--gradient--very-light-gray-to-cyan-bluish-gray: linear-gradient(135deg,rgb(238,238,238) 0%,rgb(169,184,195) 100%);--wp--preset--gradient--cool-to-warm-spectrum: linear-gradient(135deg,rgb(74,234,220) 0%,rgb(151,120,209) 20%,rgb(207,42,186) 40%,rgb(238,44,130) 60%,rgb(251,105,98) 80%,rgb(254,248,76) 100%);--wp--preset--gradient--blush-light-purple: linear-gradient(135deg,rgb(255,206,236) 0%,rgb(152,150,240) 100%);--wp--preset--gradient--blush-bordeaux: linear-gradient(135deg,rgb(254,205,165) 0%,rgb(254,45,45) 50%,rgb(107,0,62) 100%);--wp--preset--gradient--luminous-dusk: linear-gradient(135deg,rgb(255,203,112) 0%,rgb(199,81,192) 50%,rgb(65,88,208) 100%);--wp--preset--gradient--pale-ocean: linear-gradient(135deg,rgb(255,245,203) 0%,rgb(182,227,212) 50%,rgb(51,167,181) 100%);--wp--preset--gradient--electric-grass: linear-gradient(135deg,rgb(202,248,128) 0%,rgb(113,206,126) 100%);--wp--preset--gradient--midnight: linear-gradient(135deg,rgb(2,3,129) 0%,rgb(40,116,252) 100%);--wp--preset--gradient--autumn-brown: linear-gradient(135deg, rgba(226,45,15,1) 0%, rgba(158,25,13,1) 100%);--wp--preset--gradient--sunset-yellow: linear-gradient(135deg, rgba(233,139,41,1) 0%, rgba(238,179,95,1) 100%);--wp--preset--gradient--light-sky: linear-gradient(135deg,rgba(228,228,228,1.0) 0%,rgba(208,225,252,1.0) 100%);--wp--preset--gradient--dark-sky: linear-gradient(135deg,rgba(0,0,0,1.0) 0%,rgba(56,61,69,1.0) 100%);--wp--preset--font-size--small: 13px;--wp--preset--font-size--medium: 20px;--wp--preset--font-size--large: 36px;--wp--preset--font-size--x-large: 42px;--wp--preset--font-family--albert-sans: 'Albert Sans', sans-serif;--wp--preset--font-family--alegreya: Alegreya, serif;--wp--preset--font-family--arvo: Arvo, serif;--wp--preset--font-family--bodoni-moda: 'Bodoni Moda', serif;--wp--preset--font-family--bricolage-grotesque: 'Bricolage Grotesque', sans-serif;--wp--preset--font-family--cabin: Cabin, sans-serif;--wp--preset--font-family--chivo: Chivo, sans-serif;--wp--preset--font-family--commissioner: Commissioner, sans-serif;--wp--preset--font-family--cormorant: Cormorant, serif;--wp--preset--font-family--courier-prime: 'Courier Prime', monospace;--wp--preset--font-family--crimson-pro: 'Crimson Pro', serif;--wp--preset--font-family--dm-mono: 'DM Mono', monospace;--wp--preset--font-family--dm-sans: 'DM Sans', sans-serif;--wp--preset--font-family--dm-serif-display: 'DM Serif Display', serif;--wp--preset--font-family--domine: Domine, serif;--wp--preset--font-family--eb-garamond: 'EB Garamond', serif;--wp--preset--font-family--epilogue: Epilogue, sans-serif;--wp--preset--font-family--fahkwang: Fahkwang, sans-serif;--wp--preset--font-family--figtree: Figtree, sans-serif;--wp--preset--font-family--fira-sans: 'Fira Sans', sans-serif;--wp--preset--font-family--fjalla-one: 'Fjalla One', sans-serif;--wp--preset--font-family--fraunces: Fraunces, serif;--wp--preset--font-family--gabarito: Gabarito, system-ui;--wp--preset--font-family--ibm-plex-mono: 'IBM Plex Mono', monospace;--wp--preset--font-family--ibm-plex-sans: 'IBM Plex Sans', sans-serif;--wp--preset--font-family--ibarra-real-nova: 'Ibarra Real Nova', serif;--wp--preset--font-family--instrument-serif: 'Instrument Serif', serif;--wp--preset--font-family--inter: Inter, sans-serif;--wp--preset--font-family--josefin-sans: 'Josefin Sans', sans-serif;--wp--preset--font-family--jost: Jost, sans-serif;--wp--preset--font-family--libre-baskerville: 'Libre Baskerville', serif;--wp--preset--font-family--libre-franklin: 'Libre Franklin', sans-serif;--wp--preset--font-family--literata: Literata, serif;--wp--preset--font-family--lora: Lora, serif;--wp--preset--font-family--merriweather: Merriweather, serif;--wp--preset--font-family--montserrat: Montserrat, sans-serif;--wp--preset--font-family--newsreader: Newsreader, serif;--wp--preset--font-family--noto-sans-mono: 'Noto Sans Mono', sans-serif;--wp--preset--font-family--nunito: Nunito, sans-serif;--wp--preset--font-family--open-sans: 'Open Sans', sans-serif;--wp--preset--font-family--overpass: Overpass, sans-serif;--wp--preset--font-family--pt-serif: 'PT Serif', serif;--wp--preset--font-family--petrona: Petrona, serif;--wp--preset--font-family--piazzolla: Piazzolla, serif;--wp--preset--font-family--playfair-display: 'Playfair Display', serif;--wp--preset--font-family--plus-jakarta-sans: 'Plus Jakarta Sans', sans-serif;--wp--preset--font-family--poppins: Poppins, sans-serif;--wp--preset--font-family--raleway: Raleway, sans-serif;--wp--preset--font-family--roboto: Roboto, sans-serif;--wp--preset--font-family--roboto-slab: 'Roboto Slab', serif;--wp--preset--font-family--rubik: Rubik, sans-serif;--wp--preset--font-family--rufina: Rufina, serif;--wp--preset--font-family--sora: Sora, sans-serif;--wp--preset--font-family--source-sans-3: 'Source Sans 3', sans-serif;--wp--preset--font-family--source-serif-4: 'Source Serif 4', serif;--wp--preset--font-family--space-mono: 'Space Mono', monospace;--wp--preset--font-family--syne: Syne, sans-serif;--wp--preset--font-family--texturina: Texturina, serif;--wp--preset--font-family--urbanist: Urbanist, sans-serif;--wp--preset--font-family--work-sans: 'Work Sans', sans-serif;--wp--preset--spacing--20: 0.44rem;--wp--preset--spacing--30: 0.67rem;--wp--preset--spacing--40: 1rem;--wp--preset--spacing--50: 1.5rem;--wp--preset--spacing--60: 2.25rem;--wp--preset--spacing--70: 3.38rem;--wp--preset--spacing--80: 5.06rem;--wp--preset--shadow--natural: 6px 6px 9px rgba(0, 0, 0, 0.2);--wp--preset--shadow--deep: 12px 12px 50px rgba(0, 0, 0, 0.4);--wp--preset--shadow--sharp: 6px 6px 0px rgba(0, 0, 0, 0.2);--wp--preset--shadow--outlined: 6px 6px 0px -3px rgba(255, 255, 255, 1), 6px 6px rgba(0, 0, 0, 1);--wp--preset--shadow--crisp: 6px 6px 0px rgba(0, 0, 0, 1);}:where(.is-layout-flex){gap: 0.5em;}:where(.is-layout-grid){gap: 0.5em;}body .is-layout-flex{display: flex;}.is-layout-flex{flex-wrap: wrap;align-items: center;}.is-layout-flex > :is(*, div){margin: 0;}body .is-layout-grid{display: grid;}.is-layout-grid > :is(*, div){margin: 0;}:where(.wp-block-columns.is-layout-flex){gap: 2em;}:where(.wp-block-columns.is-layout-grid){gap: 2em;}:where(.wp-block-post-template.is-layout-flex){gap: 1.25em;}:where(.wp-block-post-template.is-layout-grid){gap: 1.25em;}.has-black-color{color: var(--wp--preset--color--black) !important;}.has-cyan-bluish-gray-color{color: var(--wp--preset--color--cyan-bluish-gray) !important;}.has-white-color{color: var(--wp--preset--color--white) !important;}.has-pale-pink-color{color: var(--wp--preset--color--pale-pink) !important;}.has-vivid-red-color{color: var(--wp--preset--color--vivid-red) !important;}.has-luminous-vivid-orange-color{color: var(--wp--preset--color--luminous-vivid-orange) !important;}.has-luminous-vivid-amber-color{color: var(--wp--preset--color--luminous-vivid-amber) !important;}.has-light-green-cyan-color{color: var(--wp--preset--color--light-green-cyan) !important;}.has-vivid-green-cyan-color{color: var(--wp--preset--color--vivid-green-cyan) !important;}.has-pale-cyan-blue-color{color: var(--wp--preset--color--pale-cyan-blue) !important;}.has-vivid-cyan-blue-color{color: var(--wp--preset--color--vivid-cyan-blue) !important;}.has-vivid-purple-color{color: var(--wp--preset--color--vivid-purple) !important;}.has-black-background-color{background-color: var(--wp--preset--color--black) !important;}.has-cyan-bluish-gray-background-color{background-color: var(--wp--preset--color--cyan-bluish-gray) !important;}.has-white-background-color{background-color: var(--wp--preset--color--white) !important;}.has-pale-pink-background-color{background-color: var(--wp--preset--color--pale-pink) !important;}.has-vivid-red-background-color{background-color: var(--wp--preset--color--vivid-red) !important;}.has-luminous-vivid-orange-background-color{background-color: var(--wp--preset--color--luminous-vivid-orange) !important;}.has-luminous-vivid-amber-background-color{background-color: var(--wp--preset--color--luminous-vivid-amber) !important;}.has-light-green-cyan-background-color{background-color: var(--wp--preset--color--light-green-cyan) !important;}.has-vivid-green-cyan-background-color{background-color: var(--wp--preset--color--vivid-green-cyan) !important;}.has-pale-cyan-blue-background-color{background-color: var(--wp--preset--color--pale-cyan-blue) !important;}.has-vivid-cyan-blue-background-color{background-color: var(--wp--preset--color--vivid-cyan-blue) !important;}.has-vivid-purple-background-color{background-color: var(--wp--preset--color--vivid-purple) !important;}.has-black-border-color{border-color: var(--wp--preset--color--black) !important;}.has-cyan-bluish-gray-border-color{border-color: var(--wp--preset--color--cyan-bluish-gray) !important;}.has-white-border-color{border-color: var(--wp--preset--color--white) !important;}.has-pale-pink-border-color{border-color: var(--wp--preset--color--pale-pink) !important;}.has-vivid-red-border-color{border-color: var(--wp--preset--color--vivid-red) !important;}.has-luminous-vivid-orange-border-color{border-color: var(--wp--preset--color--luminous-vivid-orange) !important;}.has-luminous-vivid-amber-border-color{border-color: var(--wp--preset--color--luminous-vivid-amber) !important;}.has-light-green-cyan-border-color{border-color: var(--wp--preset--color--light-green-cyan) !important;}.has-vivid-green-cyan-border-color{border-color: var(--wp--preset--color--vivid-green-cyan) !important;}.has-pale-cyan-blue-border-color{border-color: var(--wp--preset--color--pale-cyan-blue) !important;}.has-vivid-cyan-blue-border-color{border-color: var(--wp--preset--color--vivid-cyan-blue) !important;}.has-vivid-purple-border-color{border-color: var(--wp--preset--color--vivid-purple) !important;}.has-vivid-cyan-blue-to-vivid-purple-gradient-background{background: var(--wp--preset--gradient--vivid-cyan-blue-to-vivid-purple) !important;}.has-light-green-cyan-to-vivid-green-cyan-gradient-background{background: var(--wp--preset--gradient--light-green-cyan-to-vivid-green-cyan) !important;}.has-luminous-vivid-amber-to-luminous-vivid-orange-gradient-background{background: var(--wp--preset--gradient--luminous-vivid-amber-to-luminous-vivid-orange) !important;}.has-luminous-vivid-orange-to-vivid-red-gradient-background{background: var(--wp--preset--gradient--luminous-vivid-orange-to-vivid-red) !important;}.has-very-light-gray-to-cyan-bluish-gray-gradient-background{background: var(--wp--preset--gradient--very-light-gray-to-cyan-bluish-gray) !important;}.has-cool-to-warm-spectrum-gradient-background{background: var(--wp--preset--gradient--cool-to-warm-spectrum) !important;}.has-blush-light-purple-gradient-background{background: var(--wp--preset--gradient--blush-light-purple) !important;}.has-blush-bordeaux-gradient-background{background: var(--wp--preset--gradient--blush-bordeaux) !important;}.has-luminous-dusk-gradient-background{background: var(--wp--preset--gradient--luminous-dusk) !important;}.has-pale-ocean-gradient-background{background: var(--wp--preset--gradient--pale-ocean) !important;}.has-electric-grass-gradient-background{background: var(--wp--preset--gradient--electric-grass) !important;}.has-midnight-gradient-background{background: var(--wp--preset--gradient--midnight) !important;}.has-small-font-size{font-size: var(--wp--preset--font-size--small) !important;}.has-medium-font-size{font-size: var(--wp--preset--font-size--medium) !important;}.has-large-font-size{font-size: var(--wp--preset--font-size--large) !important;}.has-x-large-font-size{font-size: var(--wp--preset--font-size--x-large) !important;}.has-albert-sans-font-family{font-family: var(--wp--preset--font-family--albert-sans) !important;}.has-alegreya-font-family{font-family: var(--wp--preset--font-family--alegreya) !important;}.has-arvo-font-family{font-family: var(--wp--preset--font-family--arvo) !important;}.has-bodoni-moda-font-family{font-family: var(--wp--preset--font-family--bodoni-moda) !important;}.has-bricolage-grotesque-font-family{font-family: var(--wp--preset--font-family--bricolage-grotesque) !important;}.has-cabin-font-family{font-family: var(--wp--preset--font-family--cabin) !important;}.has-chivo-font-family{font-family: var(--wp--preset--font-family--chivo) !important;}.has-commissioner-font-family{font-family: var(--wp--preset--font-family--commissioner) !important;}.has-cormorant-font-family{font-family: var(--wp--preset--font-family--cormorant) !important;}.has-courier-prime-font-family{font-family: var(--wp--preset--font-family--courier-prime) !important;}.has-crimson-pro-font-family{font-family: var(--wp--preset--font-family--crimson-pro) !important;}.has-dm-mono-font-family{font-family: var(--wp--preset--font-family--dm-mono) !important;}.has-dm-sans-font-family{font-family: var(--wp--preset--font-family--dm-sans) !important;}.has-dm-serif-display-font-family{font-family: var(--wp--preset--font-family--dm-serif-display) !important;}.has-domine-font-family{font-family: var(--wp--preset--font-family--domine) !important;}.has-eb-garamond-font-family{font-family: var(--wp--preset--font-family--eb-garamond) !important;}.has-epilogue-font-family{font-family: var(--wp--preset--font-family--epilogue) !important;}.has-fahkwang-font-family{font-family: var(--wp--preset--font-family--fahkwang) !important;}.has-figtree-font-family{font-family: var(--wp--preset--font-family--figtree) !important;}.has-fira-sans-font-family{font-family: var(--wp--preset--font-family--fira-sans) !important;}.has-fjalla-one-font-family{font-family: var(--wp--preset--font-family--fjalla-one) !important;}.has-fraunces-font-family{font-family: var(--wp--preset--font-family--fraunces) !important;}.has-gabarito-font-family{font-family: var(--wp--preset--font-family--gabarito) !important;}.has-ibm-plex-mono-font-family{font-family: var(--wp--preset--font-family--ibm-plex-mono) !important;}.has-ibm-plex-sans-font-family{font-family: var(--wp--preset--font-family--ibm-plex-sans) !important;}.has-ibarra-real-nova-font-family{font-family: var(--wp--preset--font-family--ibarra-real-nova) !important;}.has-instrument-serif-font-family{font-family: var(--wp--preset--font-family--instrument-serif) !important;}.has-inter-font-family{font-family: var(--wp--preset--font-family--inter) !important;}.has-josefin-sans-font-family{font-family: var(--wp--preset--font-family--josefin-sans) !important;}.has-jost-font-family{font-family: var(--wp--preset--font-family--jost) !important;}.has-libre-baskerville-font-family{font-family: var(--wp--preset--font-family--libre-baskerville) !important;}.has-libre-franklin-font-family{font-family: var(--wp--preset--font-family--libre-franklin) !important;}.has-literata-font-family{font-family: var(--wp--preset--font-family--literata) !important;}.has-lora-font-family{font-family: var(--wp--preset--font-family--lora) !important;}.has-merriweather-font-family{font-family: var(--wp--preset--font-family--merriweather) !important;}.has-montserrat-font-family{font-family: var(--wp--preset--font-family--montserrat) !important;}.has-newsreader-font-family{font-family: var(--wp--preset--font-family--newsreader) !important;}.has-noto-sans-mono-font-family{font-family: var(--wp--preset--font-family--noto-sans-mono) !important;}.has-nunito-font-family{font-family: var(--wp--preset--font-family--nunito) !important;}.has-open-sans-font-family{font-family: var(--wp--preset--font-family--open-sans) !important;}.has-overpass-font-family{font-family: var(--wp--preset--font-family--overpass) !important;}.has-pt-serif-font-family{font-family: var(--wp--preset--font-family--pt-serif) !important;}.has-petrona-font-family{font-family: var(--wp--preset--font-family--petrona) !important;}.has-piazzolla-font-family{font-family: var(--wp--preset--font-family--piazzolla) !important;}.has-playfair-display-font-family{font-family: var(--wp--preset--font-family--playfair-display) !important;}.has-plus-jakarta-sans-font-family{font-family: var(--wp--preset--font-family--plus-jakarta-sans) !important;}.has-poppins-font-family{font-family: var(--wp--preset--font-family--poppins) !important;}.has-raleway-font-family{font-family: var(--wp--preset--font-family--raleway) !important;}.has-roboto-font-family{font-family: var(--wp--preset--font-family--roboto) !important;}.has-roboto-slab-font-family{font-family: var(--wp--preset--font-family--roboto-slab) !important;}.has-rubik-font-family{font-family: var(--wp--preset--font-family--rubik) !important;}.has-rufina-font-family{font-family: var(--wp--preset--font-family--rufina) !important;}.has-sora-font-family{font-family: var(--wp--preset--font-family--sora) !important;}.has-source-sans-3-font-family{font-family: var(--wp--preset--font-family--source-sans-3) !important;}.has-source-serif-4-font-family{font-family: var(--wp--preset--font-family--source-serif-4) !important;}.has-space-mono-font-family{font-family: var(--wp--preset--font-family--space-mono) !important;}.has-syne-font-family{font-family: var(--wp--preset--font-family--syne) !important;}.has-texturina-font-family{font-family: var(--wp--preset--font-family--texturina) !important;}.has-urbanist-font-family{font-family: var(--wp--preset--font-family--urbanist) !important;}.has-work-sans-font-family{font-family: var(--wp--preset--font-family--work-sans) !important;} :where(.wp-block-columns.is-layout-flex){gap: 2em;}:where(.wp-block-columns.is-layout-grid){gap: 2em;} :root :where(.wp-block-pullquote){font-size: 1.5em;line-height: 1.6;} :where(.wp-block-post-template.is-layout-flex){gap: 1.25em;}:where(.wp-block-post-template.is-layout-grid){gap: 1.25em;} </style> <link crossorigin='anonymous' rel='stylesheet' id='all-css-10-1' href='https://s2.wp.com/_static/??-eJyVjUsKwzAQQy/UVDilv0XoUUoyDIkTe2IyY4JvX1O66KKb7iTxJGFPDa1iLIaYmxTy6EUxs6Welo+HZsHTC2Fk4c3Xgv6WR1I94GvTJo6sSHmA7TUoNvnNmOumlcB/8JXEEFZa3ieP2LnL7exce7pf5xed4EqZ&cssminify=yes' type='text/css' media='all' />  <link crossorigin='anonymous' rel='stylesheet' id='all-css-12-1' href='https://s2.wp.com/_static/??-eJx9y0EOwjAMRNELYQyCUrFAnKWNTBrk2FHiKOrtG9gAG3bzR3rYEjgVIzG0hSIVTHVGa/1YbQnZiARdKVhsZYKWnMZ97x1+yVghcfVBCmaaWX2f/q0++Q95UmB1kwWVn4AHTyG/6D3ejsPhehnG03l8bjedRB4=&cssminify=yes' type='text/css' media='all' /> <style id='jetpack-global-styles-frontend-style-inline-css'> :root { --font-headings: unset; --font-base: unset; --font-headings-default: -apple-system,BlinkMacSystemFont,"Segoe UI",Roboto,Oxygen-Sans,Ubuntu,Cantarell,"Helvetica Neue",sans-serif; --font-base-default: -apple-system,BlinkMacSystemFont,"Segoe UI",Roboto,Oxygen-Sans,Ubuntu,Cantarell,"Helvetica Neue",sans-serif;} </style> <link crossorigin='anonymous' rel='stylesheet' id='all-css-14-1' href='https://s2.wp.com/wp-content/themes/h4/global.css?m=1420737423i&cssminify=yes' type='text/css' media='all' /> <script id="wpcom-actionbar-placeholder-js-extra"> var actionbardata = {"siteID":"136619537","postID":"0","siteURL":"http:\/\/wypfpensionmattersfire.wordpress.com","xhrURL":"https:\/\/wypfpensionmattersfire.wordpress.com\/wp-admin\/admin-ajax.php","nonce":"fe839908c7","isLoggedIn":"","statusMessage":"","subsEmailDefault":"instantly","proxyScriptUrl":"https:\/\/s0.wp.com\/wp-content\/js\/wpcom-proxy-request.js?ver=20211021","i18n":{"followedText":"New posts from this site will now appear in your <a href=\"https:\/\/wordpress.com\/read\">Reader<\/a>","foldBar":"Collapse this bar","unfoldBar":"Expand this bar"}}; </script> <script id="jetpack-mu-wpcom-settings-js-before"> var JETPACK_MU_WPCOM_SETTINGS = {"assetsUrl":"https:\/\/s1.wp.com\/wp-content\/mu-plugins\/jetpack-mu-wpcom-plugin\/sun\/vendor\/automattic\/jetpack-mu-wpcom\/src\/build\/"}; </script> <script crossorigin='anonymous' type='text/javascript' src='https://s1.wp.com/_static/??-eJzTLy/QTc7PK0nNK9HPKtYvyinRLSjKr6jUyyrW0QfKZeYl55SmpBaDJLMKS1OLKqGUXm5mHkFFurmZ6UWJJalQxfa5tobmRgamxgZmFpZZACbyLJI='></script> <script id="rlt-proxy-js-after"> rltInitialize( {"token":null,"iframeOrigins":["https:\/\/widgets.wp.com"]} ); </script> <link rel="EditURI" type="application/rsd+xml" title="RSD" href="https://wypfpensionmattersfire.wordpress.com/xmlrpc.php?rsd" /> <meta name="generator" content="WordPress.com" />  <meta property="og:type" content="website" /> <meta property="og:title" content="estimates – Hot Topics" /> <meta property="og:url" content="https://wypfpensionmattersfire.wordpress.com/category/estimates/" /> <meta property="og:site_name" content="Hot Topics" /> <meta property="og:image" content="https://wypfpensionmattersfire.wordpress.com/wp-content/uploads/2022/09/cropped-wypf-shared-services-roundel-yellow.png?w=200" /> <meta property="og:image:width" content="200" /> <meta property="og:image:height" content="200" /> <meta property="og:image:alt" content="" /> <meta property="og:locale" content="en_US" /> <meta property="fb:app_id" content="249643311490" />  <link rel="search" type="application/opensearchdescription+xml" href="https://wypfpensionmattersfire.wordpress.com/osd.xml" title="Hot Topics" /> <link rel="search" type="application/opensearchdescription+xml" href="https://s1.wp.com/opensearch.xml" title="WordPress.com" /> <style type="text/css"> .upcoming-events li { margin-bottom: 10px; } .upcoming-events li span { display: block; } </style> <meta name="application-name" content="Hot Topics" /><meta name="msapplication-window" content="width=device-width;height=device-height" /><meta name="msapplication-tooltip" content="WYPF's Fire client news site" /><meta name="description" content="Posts about estimates written by wypfsdunc" /> <style type="text/css" id="twentythirteen-header-css"> .site-header { background: url(https://wypfpensionmattersfire.wordpress.com/wp-content/uploads/2024/11/cropped-fire-banner-4.png) no-repeat scroll top; background-size: 1600px auto; } @media (max-width: 767px) { .site-header { background-size: 768px auto; } } @media (max-width: 359px) { .site-header { background-size: 360px auto; } } </style> <style type="text/css" id="custom-colors-css"> .navbar-fixed .navbar { box-shadow: 0 2px 2px rgba(0,0,0, 0.1); } .blog .format-link:first-of-type, .single .format-link:first-of-type { box-shadow: inset 0px 2px 2px rgba(0,0,0, 0.1); } .nav-menu li a, .menu-toggle { color: #141414;} .navbar-fixed #masthead .site-title, .nav-menu li a, .menu-toggle, .site-header .searchform div:before { color: #141414;} .nav-menu .current_page_item > a, .nav-menu .current_page_ancestor > a, .nav-menu .current-menu-item > a, .nav-menu .current-menu-ancestor > a { color: #141414;} .menu-toggle:hover, .menu-toggle:focus { color: #141414;} .format-gallery .entry-title, .format-gallery .entry-title a, .format-gallery a { color: #000000;} .format-chat .entry-title, .format-chat .entry-title a, .format-chat a { color: #141414;} .format-link .entry-content, .format-aside .entry-content { color: #141414;} .format-chat .entry-content { color: #141414;} .format-status .entry-content { color: #000000;} .paging-navigation .meta-nav { color: #494949;} .nav-menu .children .current_page_item > a, .nav-menu .sub-menu .current-menu-item > a,.nav-menu .sub-menu .current_page_item > a, .nav-menu .children .current-menu-item > a { color: #FFFFFF;} .format-link, .format-aside, .paging-navigation { background-color: #f4f6f8;} .format-link .entry-title, .format-link .entry-title a, .format-link .entry-content a, .format-link .entry-meta a { color: #5D6692;} .format-link .entry-title a:hover, .format-link .entry-content a:hover, .format-link .entry-meta a:hover { color: #95A8BB;} .format-chat { background-color: #C3CED9;} .format-chat .entry-meta a, .format-chat .entry-content a { color: #858CB1;} .format-chat .entry-content a:hover, .format-chat .entry-meta a:hover { color: #A7AEC7;} .site-header a { color: #171825;} .site-footer { background-color: #D3DBE3;} .site-footer { color: #A7AEC7;} .site-footer .widget, .site-footer .widget-title, .site-footer .widget-title a, .site-footer .wp-caption-text { color: #A7AEC7;} .site-footer a { color: #535B82;} .navbar { background-color: #f4f6f8;} .nav-menu li a:hover, ul.nav-menu ul a:hover, .nav-menu ul ul a:hover { background-color: #5B758F;} .archive-header, .page-header, .error404 .page-wrapper, .highlander-enabled #respond, .no-comments, .infinite-loader, #infinite-handle { background-color: #D3DBE3;} .archive-header, .page-header, .error404 .page-wrapper, .highlander-enabled #respond, .no-comments, .infinite-loader { color: #535B82;} .navigation a:hover { color: #5D6692;} .paging-navigation a:hover .meta-nav { background-color: #5D6692;} .paging-navigation .meta-nav { color: #f4f6f8;} .format-gallery { background-color: #a6c7d8;} .format-gallery .entry-meta a, .format-gallery .entry-content a, .format-gallery span.tags-links { color: #325A70;} .format-gallery .entry-content a:hover, .format-gallery .entry-meta a:hover { color: #3D7089;} .format-quote, .site-footer .sidebar-container { background-color: #021b2b;} .format-quote a, .format-quote .entry-meta a { color: #006AAD;} .format-quote .entry-content { color: #EEF6FB;} .format-quote .entry-content a:hover, .format-quote .entry-meta a:hover { color: #014E7E;} #secondary { color: #0090EA;} .format-video, .format-audio { background-color: #407ca0;} .format-video .entry-content a, .format-video .entry-meta a, .format-audio .entry-content a, .format-audio .entry-meta a { color: #000000;} .format-video .entry-content a:hover, .format-video .entry-meta a:hover, .format-audio .entry-content a:hover, .format-audio .entry-meta a:hover { color: #000000;} .entry-content a, .comment-content a, #secondary a, .entry-meta a, .format-standard .entry-title a:hover, .format-image .entry-title a:hover, .attachment .entry-meta a, .attachment .entry-meta .edit-link:before, .attachment .full-size-link:before, .error404 .page-title:before, .archive-title a, .comment-author .fn, .comment-reply-link, comment-reply-login, .comment-author .url, .pingback .url, .trackback .url, .ping-meta a, .widget a { color: #3B7395;} .entry-content .page-links a { background-color: #3B7395;} .entry-content .page-links a { border-color: #407ca0;} .entry-content .page-links a { color: #000000;} .entry-content .page-links a:hover { background-color: #000000;} .entry-content a:hover, .comment-content a:hover, .entry-meta a:hover, .archive-title a:hover, .comment-reply-link:hover, comment-reply-login:hover, .comment-author .url:hover, .comment-meta a:hover, .ping-meta a:hover, .pingback .url:hover, .trackback .url:hover,.widget a:hover { color: #315F7B;} .format-status { background-color: #d0523e;} .format-status .entry-content a { color: #000000;} .format-status .entry-meta a { color: #000000;} .navigation a { color: #B83F2C;} .paging-navigation .meta-nav { background-color: #B83F2C;} </style> <link rel="icon" href="https://wypfpensionmattersfire.wordpress.com/wp-content/uploads/2022/09/cropped-wypf-shared-services-roundel-yellow.png?w=32" sizes="32x32" /> <link rel="icon" href="https://wypfpensionmattersfire.wordpress.com/wp-content/uploads/2022/09/cropped-wypf-shared-services-roundel-yellow.png?w=192" sizes="192x192" /> <link rel="apple-touch-icon" href="https://wypfpensionmattersfire.wordpress.com/wp-content/uploads/2022/09/cropped-wypf-shared-services-roundel-yellow.png?w=180" /> <meta name="msapplication-TileImage" content="https://wypfpensionmattersfire.wordpress.com/wp-content/uploads/2022/09/cropped-wypf-shared-services-roundel-yellow.png?w=270" /> <link rel="stylesheet" id="custom-css-css" type="text/css" href="https://s1.wp.com/?custom-css=1&csblog=9feYV&cscache=6&csrev=4" /> </head> <body class="archive category category-estimates category-333944 wp-embed-responsive customizer-styles-applied sidebar jetpack-reblog-enabled custom-colors"> <div id="page" class="hfeed site"> <header id="masthead" class="site-header"> <a class="home-link" href="https://wypfpensionmattersfire.wordpress.com/" title="Hot Topics" rel="home"> <h1 class="site-title">Hot Topics</h1> <h2 class="site-description">WYPF's Fire client news site</h2> </a> <div id="navbar" class="navbar"> <nav id="site-navigation" class="navigation main-navigation"> <button class="menu-toggle">Menu</button> <a class="screen-reader-text skip-link" href="#content" title="Skip to content">Skip to content</a> <div class="menu-top-navigation-menu-container"><ul id="primary-menu" class="nav-menu"><li id="menu-item-1809" class="menu-item menu-item-type-custom menu-item-object-custom menu-item-1809"><a target="_blank" rel="noopener" href="https://www.wypf.org.uk/">WYPF website</a></li> <li id="menu-item-1818" class="menu-item menu-item-type-custom menu-item-object-custom menu-item-1818"><a target="_blank" rel="noopener" href="https://www.wypf.org.uk/fra-zone/">FRA zone</a></li> <li id="menu-item-1820" class="menu-item menu-item-type-custom menu-item-object-custom menu-item-1820"><a target="_blank" rel="noopener" href="https://www.wypf.org.uk/fra-zone/fra-training-and-events/">Training and events</a></li> <li id="menu-item-1810" class="menu-item menu-item-type-custom menu-item-object-custom menu-item-1810"><a target="_blank" rel="noopener" href="https://www.wypf.org.uk/fra-zone/fra-forms-guides-and-factsheets/">Form, guides, and factsheets</a></li> <li id="menu-item-1808" class="menu-item menu-item-type-custom menu-item-object-custom menu-item-1808"><a target="_blank" rel="noopener" href="https://www.wypf.org.uk/fra-zone/fra-portal-and-monthly-data-exchange/#">Online portals</a></li> </ul></div> <form role="search" method="get" class="search-form" action="https://wypfpensionmattersfire.wordpress.com/"> <label> <span class="screen-reader-text">Search for:</span> <input type="search" class="search-field" placeholder="Search …" value="" name="s" /> </label> <input type="submit" class="search-submit" value="Search" /> </form> </nav> </div> </header> <div id="main" class="site-main"> <div id="primary" class="content-area"> <div id="content" class="site-content" role="main"> <header class="archive-header"> <h1 class="archive-title"> Category Archives: estimates </h1> </header> <article id="post-1250" class="post-1250 post type-post status-publish format-standard hentry category-administration category-estimates tag-estimates tag-remedy tag-sargeant"> <header class="entry-header"> <h1 class="entry-title"> <a href="https://wypfpensionmattersfire.wordpress.com/2023/06/26/important-information-about-post-september-retirements/" rel="bookmark">Important information about post-September retirements</a> </h1> <div class="entry-meta"> <span class="date"><a href="https://wypfpensionmattersfire.wordpress.com/2023/06/26/important-information-about-post-september-retirements/" title="Permalink to Important information about post-September retirements" rel="bookmark"><time class="entry-date" datetime="2023-06-26T11:15:39+01:00">June 26, 2023</time></a></span><span class="categories-links"><a href="https://wypfpensionmattersfire.wordpress.com/category/administration/" rel="category tag">Administration</a>, <a href="https://wypfpensionmattersfire.wordpress.com/category/estimates/" rel="category tag">estimates</a></span><span class="tags-links"><a href="https://wypfpensionmattersfire.wordpress.com/tag/estimates/" rel="tag">estimates</a>, <a href="https://wypfpensionmattersfire.wordpress.com/tag/remedy/" rel="tag">remedy</a>, <a href="https://wypfpensionmattersfire.wordpress.com/tag/sargeant/" rel="tag">Sargeant</a></span><span class="author vcard"><a class="url fn n" href="https://wypfpensionmattersfire.wordpress.com/author/wypfsdunc/" title="View all posts by wypfsdunc" rel="author">wypfsdunc</a></span> </div> </header> <div class="entry-content"> <p>WYPF are currently not able to process any Retirement Notifications or issue any Retirement Packs for members <strong>retiring after 30 September 2023 who are subject to Remedy</strong>.</p> <p>This is because these figures have to be provided on a document called an Immediate Choice Remediable Service Statement (IC RSS). The IC RSS will be made available via the LGA who are currently procuring a provider to produce these statements. As well as statements for the Immediate Choice retirements, different versions will be made available for other categories of members. You may remember hearing discussions about these documents if you have been joining the LGA Coffee Mornings.</p> <p>The reason for having and using these documents is to provide consistency of information provided to members across all FRA’s and administrators.</p> <p>Although WYPF aren’t able to provide full Retirement Packs at the moment we will continue to provide legacy estimate figures to members who are looking to retire after 30 September 2023.</p> </div> <footer class="entry-meta"> <div class="comments-link"> <a href="https://wypfpensionmattersfire.wordpress.com/2023/06/26/important-information-about-post-september-retirements/#respond"><span class="leave-reply">Leave a comment</span></a> </div> </footer> </article> <article id="post-809" class="post-809 post type-post status-publish format-standard hentry category-administration category-estimates tag-administration tag-estimates"> <header class="entry-header"> <h1 class="entry-title"> <a href="https://wypfpensionmattersfire.wordpress.com/2022/02/02/changes-to-our-estimate-process/" rel="bookmark">Changes to our estimate process</a> </h1> <div class="entry-meta"> <span class="date"><a href="https://wypfpensionmattersfire.wordpress.com/2022/02/02/changes-to-our-estimate-process/" title="Permalink to Changes to our estimate process" rel="bookmark"><time class="entry-date" datetime="2022-02-02T09:35:00+00:00">February 2, 2022</time></a></span><span class="categories-links"><a href="https://wypfpensionmattersfire.wordpress.com/category/administration/" rel="category tag">Administration</a>, <a href="https://wypfpensionmattersfire.wordpress.com/category/estimates/" rel="category tag">estimates</a></span><span class="tags-links"><a href="https://wypfpensionmattersfire.wordpress.com/tag/administration/" rel="tag">Administration</a>, <a href="https://wypfpensionmattersfire.wordpress.com/tag/estimates/" rel="tag">estimates</a></span><span class="author vcard"><a class="url fn n" href="https://wypfpensionmattersfire.wordpress.com/author/wypfsdunc/" title="View all posts by wypfsdunc" rel="author">wypfsdunc</a></span> </div> </header> <div class="entry-content"> <p>You may remember, back in November, that we told you we had developed our estimate process by calculating benefits on a legacy basis up to 31 March 2022, with FPS 2015 benefits calculated for all service thereafter.</p> <p>Based on the feedback from scheme members, we have amended our process so that, from now on, we will produce the following:</p> <ul class="wp-block-list"><li>Estimated benefits based on current regulations where the request has come direct from the scheme member with a note to say that anything further (i.e. benefits calculated on immediate detriment terms) must be discussed directly between them and their fire authority</li><li>Estimated benefits on both current regulations and immediate detriment, for all of our clients, where the request comes via the fire authority. Whilst many of our clients don’t currently offer immediate detriment, their position could well change in the future, and so WYPF will leave it to the client as to which estimate it passes to the scheme member</li></ul> <p>If you have any questions please contact us. </p> </div> <footer class="entry-meta"> <div class="comments-link"> <a href="https://wypfpensionmattersfire.wordpress.com/2022/02/02/changes-to-our-estimate-process/#respond"><span class="leave-reply">Leave a comment</span></a> </div> </footer> </article> </div> </div> <div id="tertiary" class="sidebar-container" role="complementary"> <div class="sidebar-inner"> <div class="widget-area"> <aside id="blog_subscription-2" class="widget widget_blog_subscription jetpack_subscription_widget"><h3 class="widget-title"><label for="subscribe-field">Follow Blog via email</label></h3> <div class="wp-block-jetpack-subscriptions__container"> <form action="https://subscribe.wordpress.com" method="post" accept-charset="utf-8" data-blog="136619537" data-post_access_level="everybody" id="subscribe-blog" > <p>Enter your email address to follow this blog and receive notifications of new posts by email.</p> <p id="subscribe-email"> <label id="subscribe-field-label" for="subscribe-field" class="screen-reader-text" > Email Address: </label> <input type="email" name="email" style="width: 95%; padding: 1px 10px" placeholder="Email Address" value="" id="subscribe-field" required /> </p> <p id="subscribe-submit" > <input type="hidden" name="action" value="subscribe"/> <input type="hidden" name="blog_id" value="136619537"/> <input type="hidden" name="source" value="https://wypfpensionmattersfire.wordpress.com/category/estimates/"/> <input type="hidden" name="sub-type" value="widget"/> <input type="hidden" name="redirect_fragment" value="subscribe-blog"/> <input type="hidden" id="_wpnonce" name="_wpnonce" value="6aebd76a0c" /> <button type="submit" class="wp-block-button__link" > Follow </button> </p> </form> </div> </aside><aside id="upcoming_events_widget-4" class="widget widget_upcoming_events_widget"><h3 class="widget-title">Upcoming Webinars/Events</h3> <ul class="upcoming-events"> <li> <strong class="event-summary"> WYPF/FRA client meeting </strong> <span class="event-when">January 15, 2025 at 10:00 am – 12:00 pm</span> </li> <li> <strong class="event-summary"> WYPF/FRA client meeting </strong> <span class="event-when">April 16, 2025 at 10:00 am – 12:00 pm</span> </li> <li> <strong class="event-summary"> WYPF/FRA client meeting </strong> <span class="event-when">July 16, 2025 at 10:00 am – 12:00 pm</span> </li> <li> <strong class="event-summary"> WYPF/FRA client meeting </strong> <span class="event-when">October 15, 2025 at 10:00 am – 12:00 pm</span> </li> </ul> </aside><aside id="block-2" class="widget widget_block widget_search"><form role="search" method="get" action="https://wypfpensionmattersfire.wordpress.com/" class="wp-block-search__button-outside wp-block-search__text-button wp-block-search" ><label class="wp-block-search__label" for="wp-block-search__input-1" >Search</label><div class="wp-block-search__inside-wrapper " ><input class="wp-block-search__input" id="wp-block-search__input-1" placeholder="" value="" type="search" name="s" required /><button aria-label="Search" class="wp-block-search__button wp-element-button" type="submit" >Search</button></div></form></aside> <aside id="recent-posts-1" class="widget widget_recent_entries"> <h3 class="widget-title">Recent posts</h3><nav aria-label="Recent posts"> <ul> <li> <a href="https://wypfpensionmattersfire.wordpress.com/2024/11/13/pre-retirement-course-new-date-added/">Pre Retirement course – new date added</a> <span class="post-date">November 13, 2024</span> </li> <li> <a href="https://wypfpensionmattersfire.wordpress.com/2024/11/01/fps-bulletin-86-october-2024/">FPS Bulletin 86 – October 2024</a> <span class="post-date">November 1, 2024</span> </li> <li> <a href="https://wypfpensionmattersfire.wordpress.com/2024/10/25/update-to-online-forms/">Update to online forms</a> <span class="post-date">October 25, 2024</span> </li> <li> <a href="https://wypfpensionmattersfire.wordpress.com/2024/10/21/tprs-pensions-dashboards-webinar-26-nov-2024/">TPR’s pensions dashboards webinar – 26 Nov 2024</a> <span class="post-date">October 21, 2024</span> </li> <li> <a href="https://wypfpensionmattersfire.wordpress.com/2024/10/01/fps-bulletin-85-september-2024/">FPS Bulletin 85 – September 2024</a> <span class="post-date">October 1, 2024</span> </li> </ul> </nav></aside><aside id="block-6" class="widget widget_block widget_categories"><div class="wp-block-categories-dropdown wp-block-categories"><label class="wp-block-categories__label" for="wp-block-categories-1">Categories</label><select name='category_name' id='wp-block-categories-1' class='postform'> <option value='-1'>Select Category</option> <option class="level-0" value="abs">ABS</option> <option class="level-0" value="administration">Administration</option> <option class="level-0" value="affinity-connect">Affinity Connect</option> <option class="level-0" value="employer-contacts">employer contacts</option> <option class="level-0" value="employer-portal-downtime">Employer portal downtime</option> <option class="level-0" value="estimates">estimates</option> <option class="level-0" value="exit-cap">Exit Cap</option> <option class="level-0" value="forms-update">Forms update</option> <option class="level-0" value="fps-bulletin">FPS bulletin</option> <option class="level-0" value="framework">Framework</option> <option class="level-0" value="gdpr">GDPR</option> <option class="level-0" value="id">ID</option> <option class="level-0" value="immediate-detriment">Immediate detriment</option> <option class="level-0" value="it-issues">IT issues</option> <option class="level-0" value="leavers">Leavers</option> <option class="level-0" value="matthews">Matthews</option> <option class="level-0" value="mc3">MC3</option> <option class="level-0" value="mccloud">McCloud</option> <option class="level-0" value="member-contact">Member Contact</option> <option class="level-0" value="monthly-return">Monthly return</option> <option class="level-0" value="mypension">MyPension</option> <option class="level-0" value="newsletter">newsletter</option> <option class="level-0" value="pension-dashboards">Pension Dashboards</option> <option class="level-0" value="portal">Portal</option> <option class="level-0" value="pre-retirement">pre-retirement</option> <option class="level-0" value="sab">SAB</option> <option class="level-0" value="sargeant">Sargeant</option> <option class="level-0" value="training">Training</option> <option class="level-0" value="uncategorized">Uncategorized</option> <option class="level-0" value="webform">webform</option> <option class="level-0" value="website">Website</option> <option class="level-0" value="welcome">Welcome</option> </select><script> ( function() { var dropdown = document.getElementById( 'wp-block-categories-1' ); function gutenberg_onCatChange() { if ( dropdown.options[ dropdown.selectedIndex ].value !== -1 ) { location.href = "https://wypfpensionmattersfire.wordpress.com/?" + dropdown.name + '=' + dropdown.options[ dropdown.selectedIndex ].value; } } dropdown.onchange = gutenberg_onCatChange; })(); </script> </div></aside><aside id="tag_cloud-2" class="widget widget_tag_cloud"><h3 class="widget-title">Category Cloud</h3><div style="overflow: hidden;"><a href="https://wypfpensionmattersfire.wordpress.com/category/abs/" style="font-size: 104.44162436548%; padding: 1px; margin: 1px;" title="ABS (6)">ABS</a> <a href="https://wypfpensionmattersfire.wordpress.com/category/administration/" style="font-size: 275%; padding: 1px; margin: 1px;" title="Administration (198)">Administration</a> <a href="https://wypfpensionmattersfire.wordpress.com/category/employer-contacts/" style="font-size: 100.8883248731%; padding: 1px; margin: 1px;" title="employer contacts (2)">employer contacts</a> <a href="https://wypfpensionmattersfire.wordpress.com/category/employer-portal-downtime/" style="font-size: 126.64974619289%; padding: 1px; margin: 1px;" title="Employer portal downtime (31)">Employer portal downtime</a> <a href="https://wypfpensionmattersfire.wordpress.com/category/estimates/" style="font-size: 100.8883248731%; padding: 1px; margin: 1px;" title="estimates (2)">estimates</a> <a href="https://wypfpensionmattersfire.wordpress.com/category/exit-cap/" style="font-size: 100%; padding: 1px; margin: 1px;" title="Exit Cap (1)">Exit Cap</a> <a href="https://wypfpensionmattersfire.wordpress.com/category/fps-bulletin/" style="font-size: 155.96446700508%; padding: 1px; margin: 1px;" title="FPS bulletin (64)">FPS bulletin</a> <a href="https://wypfpensionmattersfire.wordpress.com/category/framework/" style="font-size: 105.32994923858%; padding: 1px; margin: 1px;" title="Framework (7)">Framework</a> <a href="https://wypfpensionmattersfire.wordpress.com/category/gdpr/" style="font-size: 100%; padding: 1px; margin: 1px;" title="GDPR (1)">GDPR</a> <a href="https://wypfpensionmattersfire.wordpress.com/category/id/" style="font-size: 101.77664974619%; padding: 1px; margin: 1px;" title="ID (3)">ID</a> <a href="https://wypfpensionmattersfire.wordpress.com/category/immediate-detriment/" style="font-size: 103.55329949239%; padding: 1px; margin: 1px;" title="Immediate detriment (5)">Immediate detriment</a> <a href="https://wypfpensionmattersfire.wordpress.com/category/it-issues/" style="font-size: 100%; padding: 1px; margin: 1px;" title="IT issues (1)">IT issues</a> <a href="https://wypfpensionmattersfire.wordpress.com/category/leavers/" style="font-size: 100.8883248731%; padding: 1px; margin: 1px;" title="Leavers (2)">Leavers</a> <a href="https://wypfpensionmattersfire.wordpress.com/category/matthews/" style="font-size: 100%; padding: 1px; margin: 1px;" title="Matthews (1)">Matthews</a> <a href="https://wypfpensionmattersfire.wordpress.com/category/mc3/" style="font-size: 100%; padding: 1px; margin: 1px;" title="MC3 (1)">MC3</a> <a href="https://wypfpensionmattersfire.wordpress.com/category/mccloud/" style="font-size: 104.44162436548%; padding: 1px; margin: 1px;" title="McCloud (6)">McCloud</a> <a href="https://wypfpensionmattersfire.wordpress.com/category/member-contact/" style="font-size: 100%; padding: 1px; margin: 1px;" title="Member Contact (1)">Member Contact</a> <a href="https://wypfpensionmattersfire.wordpress.com/category/monthly-return/" style="font-size: 119.54314720812%; padding: 1px; margin: 1px;" title="Monthly return (23)">Monthly return</a> <a href="https://wypfpensionmattersfire.wordpress.com/category/mypension/" style="font-size: 112.43654822335%; padding: 1px; margin: 1px;" title="MyPension (15)">MyPension</a> <a href="https://wypfpensionmattersfire.wordpress.com/category/newsletter/" style="font-size: 100.8883248731%; padding: 1px; margin: 1px;" title="newsletter (2)">newsletter</a> <a href="https://wypfpensionmattersfire.wordpress.com/category/pension-dashboards/" style="font-size: 100.8883248731%; padding: 1px; margin: 1px;" title="Pension Dashboards (2)">Pension Dashboards</a> <a href="https://wypfpensionmattersfire.wordpress.com/category/portal/" style="font-size: 108.88324873096%; padding: 1px; margin: 1px;" title="Portal (11)">Portal</a> <a href="https://wypfpensionmattersfire.wordpress.com/category/pre-retirement/" style="font-size: 104.44162436548%; padding: 1px; margin: 1px;" title="pre-retirement (6)">pre-retirement</a> <a href="https://wypfpensionmattersfire.wordpress.com/category/sab/" style="font-size: 100%; padding: 1px; margin: 1px;" title="SAB (1)">SAB</a> <a href="https://wypfpensionmattersfire.wordpress.com/category/sargeant/" style="font-size: 126.64974619289%; padding: 1px; margin: 1px;" title="Sargeant (31)">Sargeant</a> <a href="https://wypfpensionmattersfire.wordpress.com/category/training/" style="font-size: 110.65989847716%; padding: 1px; margin: 1px;" title="Training (13)">Training</a> <a href="https://wypfpensionmattersfire.wordpress.com/category/uncategorized/" style="font-size: 112.43654822335%; padding: 1px; margin: 1px;" title="Uncategorized (15)">Uncategorized</a> <a href="https://wypfpensionmattersfire.wordpress.com/category/webform/" style="font-size: 108.88324873096%; padding: 1px; margin: 1px;" title="webform (11)">webform</a> <a href="https://wypfpensionmattersfire.wordpress.com/category/website/" style="font-size: 114.21319796954%; padding: 1px; margin: 1px;" title="Website (17)">Website</a> <a href="https://wypfpensionmattersfire.wordpress.com/category/welcome/" style="font-size: 100%; padding: 1px; margin: 1px;" title="Welcome (1)">Welcome</a> </div></aside><aside id="block-3" class="widget widget_block widget_archive"><div class="wp-block-archives-dropdown wp-block-archives"><label for="wp-block-archives-2" class="wp-block-archives__label">Archives</label> <select id="wp-block-archives-2" name="archive-dropdown" onchange="document.location.href=this.options[this.selectedIndex].value;"> <option value="">Select Month</option> <option value='https://wypfpensionmattersfire.wordpress.com/2024/11/'> November 2024  (2)</option> <option value='https://wypfpensionmattersfire.wordpress.com/2024/10/'> October 2024  (3)</option> <option value='https://wypfpensionmattersfire.wordpress.com/2024/09/'> September 2024  (7)</option> <option value='https://wypfpensionmattersfire.wordpress.com/2024/08/'> August 2024  (4)</option> <option value='https://wypfpensionmattersfire.wordpress.com/2024/07/'> July 2024  (3)</option> <option value='https://wypfpensionmattersfire.wordpress.com/2024/06/'> June 2024  (5)</option> <option value='https://wypfpensionmattersfire.wordpress.com/2024/05/'> May 2024  (5)</option> <option value='https://wypfpensionmattersfire.wordpress.com/2024/04/'> April 2024  (5)</option> <option value='https://wypfpensionmattersfire.wordpress.com/2024/03/'> March 2024  (2)</option> <option value='https://wypfpensionmattersfire.wordpress.com/2024/02/'> February 2024  (3)</option> <option value='https://wypfpensionmattersfire.wordpress.com/2024/01/'> January 2024  (7)</option> <option value='https://wypfpensionmattersfire.wordpress.com/2023/12/'> December 2023  (2)</option> <option value='https://wypfpensionmattersfire.wordpress.com/2023/11/'> November 2023  (2)</option> <option value='https://wypfpensionmattersfire.wordpress.com/2023/10/'> October 2023  (3)</option> <option value='https://wypfpensionmattersfire.wordpress.com/2023/09/'> September 2023  (3)</option> <option value='https://wypfpensionmattersfire.wordpress.com/2023/08/'> August 2023  (4)</option> <option value='https://wypfpensionmattersfire.wordpress.com/2023/07/'> July 2023  (4)</option> <option value='https://wypfpensionmattersfire.wordpress.com/2023/06/'> June 2023  (7)</option> <option value='https://wypfpensionmattersfire.wordpress.com/2023/05/'> May 2023  (9)</option> <option value='https://wypfpensionmattersfire.wordpress.com/2023/04/'> April 2023  (4)</option> <option value='https://wypfpensionmattersfire.wordpress.com/2023/03/'> March 2023  (7)</option> <option value='https://wypfpensionmattersfire.wordpress.com/2023/02/'> February 2023  (1)</option> <option value='https://wypfpensionmattersfire.wordpress.com/2023/01/'> January 2023  (4)</option> <option value='https://wypfpensionmattersfire.wordpress.com/2022/12/'> December 2022  (3)</option> <option value='https://wypfpensionmattersfire.wordpress.com/2022/11/'> November 2022  (2)</option> <option value='https://wypfpensionmattersfire.wordpress.com/2022/10/'> October 2022  (4)</option> <option value='https://wypfpensionmattersfire.wordpress.com/2022/09/'> September 2022  (1)</option> <option value='https://wypfpensionmattersfire.wordpress.com/2022/08/'> August 2022  (1)</option> <option value='https://wypfpensionmattersfire.wordpress.com/2022/07/'> July 2022  (5)</option> <option value='https://wypfpensionmattersfire.wordpress.com/2022/06/'> June 2022  (4)</option> <option value='https://wypfpensionmattersfire.wordpress.com/2022/05/'> May 2022  (2)</option> <option value='https://wypfpensionmattersfire.wordpress.com/2022/04/'> April 2022  (6)</option> <option value='https://wypfpensionmattersfire.wordpress.com/2022/03/'> March 2022  (5)</option> <option value='https://wypfpensionmattersfire.wordpress.com/2022/02/'> February 2022  (3)</option> <option value='https://wypfpensionmattersfire.wordpress.com/2022/01/'> January 2022  (1)</option> <option value='https://wypfpensionmattersfire.wordpress.com/2021/12/'> December 2021  (7)</option> <option value='https://wypfpensionmattersfire.wordpress.com/2021/11/'> November 2021  (7)</option> <option value='https://wypfpensionmattersfire.wordpress.com/2021/10/'> October 2021  (1)</option> <option value='https://wypfpensionmattersfire.wordpress.com/2021/09/'> September 2021  (1)</option> <option value='https://wypfpensionmattersfire.wordpress.com/2021/08/'> August 2021  (5)</option> <option value='https://wypfpensionmattersfire.wordpress.com/2021/07/'> July 2021  (2)</option> <option value='https://wypfpensionmattersfire.wordpress.com/2021/06/'> June 2021  (9)</option> <option value='https://wypfpensionmattersfire.wordpress.com/2021/05/'> May 2021  (1)</option> <option value='https://wypfpensionmattersfire.wordpress.com/2021/04/'> April 2021  (10)</option> <option value='https://wypfpensionmattersfire.wordpress.com/2021/03/'> March 2021  (8)</option> <option value='https://wypfpensionmattersfire.wordpress.com/2021/02/'> February 2021  (5)</option> <option value='https://wypfpensionmattersfire.wordpress.com/2021/01/'> January 2021  (6)</option> <option value='https://wypfpensionmattersfire.wordpress.com/2020/12/'> December 2020  (9)</option> <option value='https://wypfpensionmattersfire.wordpress.com/2020/11/'> November 2020  (6)</option> <option value='https://wypfpensionmattersfire.wordpress.com/2020/10/'> October 2020  (4)</option> <option value='https://wypfpensionmattersfire.wordpress.com/2020/09/'> September 2020  (5)</option> <option value='https://wypfpensionmattersfire.wordpress.com/2020/08/'> August 2020  (6)</option> <option value='https://wypfpensionmattersfire.wordpress.com/2020/07/'> July 2020  (5)</option> <option value='https://wypfpensionmattersfire.wordpress.com/2020/06/'> June 2020  (5)</option> <option value='https://wypfpensionmattersfire.wordpress.com/2020/05/'> May 2020  (7)</option> <option value='https://wypfpensionmattersfire.wordpress.com/2020/04/'> April 2020  (10)</option> <option value='https://wypfpensionmattersfire.wordpress.com/2020/03/'> March 2020  (13)</option> <option value='https://wypfpensionmattersfire.wordpress.com/2020/02/'> February 2020  (8)</option> <option value='https://wypfpensionmattersfire.wordpress.com/2020/01/'> January 2020  (3)</option> <option value='https://wypfpensionmattersfire.wordpress.com/2019/12/'> December 2019  (6)</option> <option value='https://wypfpensionmattersfire.wordpress.com/2019/11/'> November 2019  (3)</option> </select></div></aside><aside id="block-4" class="widget widget_block widget_calendar"><div class="wp-block-calendar"><table id="wp-calendar" class="wp-calendar-table"> <caption>November 2024</caption> <thead> <tr> <th scope="col" title="Monday">M</th> <th scope="col" title="Tuesday">T</th> <th scope="col" title="Wednesday">W</th> <th scope="col" title="Thursday">T</th> <th scope="col" title="Friday">F</th> <th scope="col" title="Saturday">S</th> <th scope="col" title="Sunday">S</th> </tr> </thead> <tbody> <tr> <td colspan="4" class="pad"> </td><td><a href="https://wypfpensionmattersfire.wordpress.com/2024/11/01/" aria-label="Posts published on November 1, 2024">1</a></td><td>2</td><td>3</td> </tr> <tr> <td>4</td><td>5</td><td>6</td><td>7</td><td>8</td><td>9</td><td>10</td> </tr> <tr> <td>11</td><td>12</td><td><a href="https://wypfpensionmattersfire.wordpress.com/2024/11/13/" aria-label="Posts published on November 13, 2024">13</a></td><td>14</td><td>15</td><td>16</td><td>17</td> </tr> <tr> <td>18</td><td>19</td><td>20</td><td>21</td><td>22</td><td>23</td><td>24</td> </tr> <tr> <td>25</td><td>26</td><td id="today">27</td><td>28</td><td>29</td><td>30</td> <td class="pad" colspan="1"> </td> </tr> </tbody> </table><nav aria-label="Previous and next months" class="wp-calendar-nav"> <span class="wp-calendar-nav-prev"><a href="https://wypfpensionmattersfire.wordpress.com/2024/10/">« Oct</a></span> <span class="pad"> </span> <span class="wp-calendar-nav-next"> </span> </nav></div></aside> </div> </div> </div> </div> <footer id="colophon" class="site-footer"> <div id="secondary" class="sidebar-container" role="complementary"> <div class="widget-area"> <aside id="follow_button_widget-2" class="widget widget_follow_button_widget"> <a class="wordpress-follow-button" href="https://wypfpensionmattersfire.wordpress.com" data-blog="136619537" data-lang="en" >Follow Hot Topics on WordPress.com</a> <script type="text/javascript">(function(d){ window.wpcomPlatform = {"titles":{"timelines":"Embeddable Timelines","followButton":"Follow Button","wpEmbeds":"WordPress Embeds"}}; var f = d.getElementsByTagName('SCRIPT')[0], p = d.createElement('SCRIPT');p.type = 'text/javascript';p.async = true;p.src = '//widgets.wp.com/platform.js';f.parentNode.insertBefore(p,f);}(document));</script> </aside> </div> </div> <div class="site-info"> <a href="https://wordpress.com/?ref=footer_custom_powered" rel="nofollow">Website Powered by WordPress.com</a>. </div> </footer> </div>  <script src="//0.gravatar.com/js/hovercards/hovercards.min.js?ver=202448bd3d6792c97e42a81a9d5a5ba6e667b110f2a7530429ac15d169784a739a4e3d" id="grofiles-cards-js"></script> <script id="wpgroho-js-extra"> var WPGroHo = {"my_hash":""}; </script> <script crossorigin='anonymous' type='text/javascript' src='https://s2.wp.com/wp-content/mu-plugins/gravatar-hovercards/wpgroho.js?m=1610363240i'></script> <script> // Initialize and attach hovercards to all gravatars ( function() { function init() { if ( typeof Gravatar === 'undefined' ) { return; } if ( typeof Gravatar.init !== 'function' ) { return; } Gravatar.profile_cb = function ( hash, id ) { WPGroHo.syncProfileData( hash, id ); }; Gravatar.my_hash = WPGroHo.my_hash; Gravatar.init( 'body', '#wp-admin-bar-my-account', { i18n: { 'Edit your profile': 'Edit your profile', 'View profile': 'View profile', 'Sorry, we are unable to load this Gravatar profile.': 'Sorry, we are unable to load this Gravatar profile.', 'Profile not found.': 'Profile not found.', 'Too Many Requests.': 'Too Many Requests.', 'Internal Server Error.': 'Internal Server Error.', }, } ); } if ( document.readyState !== 'loading' ) { init(); } else { document.addEventListener( 'DOMContentLoaded', init ); } } )(); </script> <div style="display:none"> </div> <div id="actionbar" style="display: none;" class="actnbr-pub-twentythirteen actnbr-has-follow"> <ul> <li class="actnbr-btn actnbr-hidden"> <a class="actnbr-action actnbr-actn-follow " href=""> <svg class="gridicon" height="20" width="20" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 20 20"><path clip-rule="evenodd" d="m4 4.5h12v6.5h1.5v-6.5-1.5h-1.5-12-1.5v1.5 10.5c0 1.1046.89543 2 2 2h7v-1.5h-7c-.27614 0-.5-.2239-.5-.5zm10.5 2h-9v1.5h9zm-5 3h-4v1.5h4zm3.5 1.5h-1v1h1zm-1-1.5h-1.5v1.5 1 1.5h1.5 1 1.5v-1.5-1-1.5h-1.5zm-2.5 2.5h-4v1.5h4zm6.5 1.25h1.5v2.25h2.25v1.5h-2.25v2.25h-1.5v-2.25h-2.25v-1.5h2.25z" fill-rule="evenodd"></path></svg> <span>Subscribe</span> </a> <a class="actnbr-action actnbr-actn-following no-display" href=""> <svg class="gridicon" height="20" width="20" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 20 20"><path fill-rule="evenodd" clip-rule="evenodd" d="M16 4.5H4V15C4 15.2761 4.22386 15.5 4.5 15.5H11.5V17H4.5C3.39543 17 2.5 16.1046 2.5 15V4.5V3H4H16H17.5V4.5V12.5H16V4.5ZM5.5 6.5H14.5V8H5.5V6.5ZM5.5 9.5H9.5V11H5.5V9.5ZM12 11H13V12H12V11ZM10.5 9.5H12H13H14.5V11V12V13.5H13H12H10.5V12V11V9.5ZM5.5 12H9.5V13.5H5.5V12Z" fill="#008A20"></path><path class="following-icon-tick" d="M13.5 16L15.5 18L19 14.5" stroke="#008A20" stroke-width="1.5"></path></svg> <span>Subscribed</span> </a> <div class="actnbr-popover tip tip-top-left actnbr-notice" id="follow-bubble"> <div class="tip-arrow"></div> <div class="tip-inner actnbr-follow-bubble"> <ul> <li class="actnbr-sitename"> <a href="https://wypfpensionmattersfire.wordpress.com"> <img loading='lazy' alt='' src='https://wypfpensionmattersfire.wordpress.com/wp-content/uploads/2022/09/cropped-wypf-shared-services-roundel-yellow.png?w=50' srcset='https://wypfpensionmattersfire.wordpress.com/wp-content/uploads/2022/09/cropped-wypf-shared-services-roundel-yellow.png?w=50 1x, https://wypfpensionmattersfire.wordpress.com/wp-content/uploads/2022/09/cropped-wypf-shared-services-roundel-yellow.png?w=75 1.5x, https://wypfpensionmattersfire.wordpress.com/wp-content/uploads/2022/09/cropped-wypf-shared-services-roundel-yellow.png?w=100 2x, https://wypfpensionmattersfire.wordpress.com/wp-content/uploads/2022/09/cropped-wypf-shared-services-roundel-yellow.png?w=150 3x, https://wypfpensionmattersfire.wordpress.com/wp-content/uploads/2022/09/cropped-wypf-shared-services-roundel-yellow.png?w=200 4x' class='avatar avatar-50' height='50' width='50' /> Hot Topics </a> </li> <div class="actnbr-message no-display"></div> <form method="post" action="https://subscribe.wordpress.com" accept-charset="utf-8" style="display: none;"> <div class="actnbr-follow-count">Join 195 other subscribers</div> <div> <input type="email" name="email" placeholder="Enter your email address" class="actnbr-email-field" aria-label="Enter your email address" /> </div> <input type="hidden" name="action" value="subscribe" /> <input type="hidden" name="blog_id" value="136619537" /> <input type="hidden" name="source" value="https://wypfpensionmattersfire.wordpress.com/category/estimates/" /> <input type="hidden" name="sub-type" value="actionbar-follow" /> <input type="hidden" id="_wpnonce" name="_wpnonce" value="6aebd76a0c" /> <div class="actnbr-button-wrap"> <button type="submit" value="Sign me up"> Sign me up </button> </div> </form> <li class="actnbr-login-nudge"> <div> Already have a WordPress.com account? <a href="https://wordpress.com/log-in?redirect_to=https%3A%2F%2Fwypfpensionmattersfire.wordpress.com%2F2023%2F06%2F26%2Fimportant-information-about-post-september-retirements%2F&signup_flow=account">Log in now.</a> </div> </li> </ul> </div> </div> </li> <li class="actnbr-ellipsis actnbr-hidden"> <svg class="gridicon gridicons-ellipsis" height="24" width="24" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 24 24"><g><path d="M7 12c0 1.104-.896 2-2 2s-2-.896-2-2 .896-2 2-2 2 .896 2 2zm12-2c-1.104 0-2 .896-2 2s.896 2 2 2 2-.896 2-2-.896-2-2-2zm-7 0c-1.104 0-2 .896-2 2s.896 2 2 2 2-.896 2-2-.896-2-2-2z"/></g></svg> <div class="actnbr-popover tip tip-top-left actnbr-more"> <div class="tip-arrow"></div> <div class="tip-inner"> <ul> <li class="actnbr-sitename"> <a href="https://wypfpensionmattersfire.wordpress.com"> <img loading='lazy' alt='' src='https://wypfpensionmattersfire.wordpress.com/wp-content/uploads/2022/09/cropped-wypf-shared-services-roundel-yellow.png?w=50' srcset='https://wypfpensionmattersfire.wordpress.com/wp-content/uploads/2022/09/cropped-wypf-shared-services-roundel-yellow.png?w=50 1x, https://wypfpensionmattersfire.wordpress.com/wp-content/uploads/2022/09/cropped-wypf-shared-services-roundel-yellow.png?w=75 1.5x, https://wypfpensionmattersfire.wordpress.com/wp-content/uploads/2022/09/cropped-wypf-shared-services-roundel-yellow.png?w=100 2x, https://wypfpensionmattersfire.wordpress.com/wp-content/uploads/2022/09/cropped-wypf-shared-services-roundel-yellow.png?w=150 3x, https://wypfpensionmattersfire.wordpress.com/wp-content/uploads/2022/09/cropped-wypf-shared-services-roundel-yellow.png?w=200 4x' class='avatar avatar-50' height='50' width='50' /> Hot Topics </a> </li> <li class="actnbr-folded-customize"> <a href="https://wypfpensionmattersfire.wordpress.com/wp-admin/customize.php?url=https%3A%2F%2Fwypfpensionmattersfire.wordpress.com%2Fcategory%2Festimates%2F"> <svg class="gridicon gridicons-customize" height="20" width="20" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 24 24"><g><path d="M2 6c0-1.505.78-3.08 2-4 0 .845.69 2 2 2 1.657 0 3 1.343 3 3 0 .386-.08.752-.212 1.09.74.594 1.476 1.19 2.19 1.81L8.9 11.98c-.62-.716-1.214-1.454-1.807-2.192C6.753 9.92 6.387 10 6 10c-2.21 0-4-1.79-4-4zm12.152 6.848l1.34-1.34c.607.304 1.283.492 2.008.492 2.485 0 4.5-2.015 4.5-4.5 0-.725-.188-1.4-.493-2.007L18 9l-2-2 3.507-3.507C18.9 3.188 18.225 3 17.5 3 15.015 3 13 5.015 13 7.5c0 .725.188 1.4.493 2.007L3 20l2 2 6.848-6.848c1.885 1.928 3.874 3.753 5.977 5.45l1.425 1.148 1.5-1.5-1.15-1.425c-1.695-2.103-3.52-4.092-5.448-5.977z"/></g></svg> <span>Customize</span> </a> </li> <li class="actnbr-folded-follow"> <a class="actnbr-action actnbr-actn-follow " href=""> <svg class="gridicon" height="20" width="20" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 20 20"><path clip-rule="evenodd" d="m4 4.5h12v6.5h1.5v-6.5-1.5h-1.5-12-1.5v1.5 10.5c0 1.1046.89543 2 2 2h7v-1.5h-7c-.27614 0-.5-.2239-.5-.5zm10.5 2h-9v1.5h9zm-5 3h-4v1.5h4zm3.5 1.5h-1v1h1zm-1-1.5h-1.5v1.5 1 1.5h1.5 1 1.5v-1.5-1-1.5h-1.5zm-2.5 2.5h-4v1.5h4zm6.5 1.25h1.5v2.25h2.25v1.5h-2.25v2.25h-1.5v-2.25h-2.25v-1.5h2.25z" fill-rule="evenodd"></path></svg> <span>Subscribe</span> </a> <a class="actnbr-action actnbr-actn-following no-display" href=""> <svg class="gridicon" height="20" width="20" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 20 20"><path fill-rule="evenodd" clip-rule="evenodd" d="M16 4.5H4V15C4 15.2761 4.22386 15.5 4.5 15.5H11.5V17H4.5C3.39543 17 2.5 16.1046 2.5 15V4.5V3H4H16H17.5V4.5V12.5H16V4.5ZM5.5 6.5H14.5V8H5.5V6.5ZM5.5 9.5H9.5V11H5.5V9.5ZM12 11H13V12H12V11ZM10.5 9.5H12H13H14.5V11V12V13.5H13H12H10.5V12V11V9.5ZM5.5 12H9.5V13.5H5.5V12Z" fill="#008A20"></path><path class="following-icon-tick" d="M13.5 16L15.5 18L19 14.5" stroke="#008A20" stroke-width="1.5"></path></svg> <span>Subscribed</span> </a> </li> <li class="actnbr-signup"><a href="https://wordpress.com/start/">Sign up</a></li> <li class="actnbr-login"><a href="https://wordpress.com/log-in?redirect_to=https%3A%2F%2Fwypfpensionmattersfire.wordpress.com%2F2023%2F06%2F26%2Fimportant-information-about-post-september-retirements%2F&signup_flow=account">Log in</a></li> <li class="flb-report"> <a href="https://wordpress.com/abuse/?report_url=https://wypfpensionmattersfire.wordpress.com" target="_blank" rel="noopener noreferrer"> Report this content </a> </li> <li class="actnbr-reader"> <a href="https://wordpress.com/read/feeds/73417399"> View site in Reader </a> </li> <li class="actnbr-subs"> <a href="https://subscribe.wordpress.com/">Manage subscriptions</a> </li> <li class="actnbr-fold"><a href="">Collapse this bar</a></li> </ul> </div> </div> </li> </ul> </div> <script> window.addEventListener( "load", function( event ) { var link = document.createElement( "link" ); link.href = "https://s0.wp.com/wp-content/mu-plugins/actionbar/actionbar.css?v=20241015"; link.type = "text/css"; link.rel = "stylesheet"; document.head.appendChild( link ); var script = document.createElement( "script" ); script.src = "https://s0.wp.com/wp-content/mu-plugins/actionbar/actionbar.js?v=20231122"; script.defer = true; document.body.appendChild( script ); } ); </script> <script crossorigin='anonymous' type='text/javascript' src='https://s1.wp.com/_static/??-eJx1jsEOwiAQRH9IQFvT6MH4LbRs7RJYKruk4e+lid7qaZKZN5Mx26qmRAIkxrOJacQAqjBk+2qeQpqT9nwyjUOaQnHAO4ix5RySdeB0RDpiouVEuf6L/btArl/RB/DvlywQW2Uto5GtGVUWzAJA+8pcaBJMxK31jI/LcB+uXX/rzv4DU/BRJg=='></script> <script type="text/javascript"> (function () { var wpcom_reblog = { source: 'toolbar', toggle_reblog_box_flair: function (obj_id, post_id) { // Go to site selector. This will redirect to their blog if they only have one. const postEndpoint = `https://wordpress.com/post`; // Ideally we would use the permalink here, but fortunately this will be replaced with the // post permalink in the editor. const originalURL = `${ document.location.href }?page_id=${ post_id }`; const url = postEndpoint + '?url=' + encodeURIComponent( originalURL ) + '&is_post_share=true' + '&v=5'; const redirect = function () { if ( ! window.open( url, '_blank' ) ) { location.href = url; } }; if ( /Firefox/.test( navigator.userAgent ) ) { setTimeout( redirect, 0 ); } else { redirect(); } }, }; window.wpcom_reblog = wpcom_reblog; })(); </script> <script type="text/javascript"> // <![CDATA[ (function() { try{ if ( window.external &&'msIsSiteMode' in window.external) { if (window.external.msIsSiteMode()) { var jl = document.createElement('script'); jl.type='text/javascript'; jl.async=true; jl.src='/wp-content/plugins/ie-sitemode/custom-jumplist.php'; var s = document.getElementsByTagName('script')[0]; s.parentNode.insertBefore(jl, s); } } }catch(e){} })(); // ]]> </script><script src="//stats.wp.com/w.js?67" defer></script> <script type="text/javascript"> _tkq = window._tkq || []; _stq = window._stq || []; _tkq.push(['storeContext', {'blog_id':'136619537','blog_tz':'0','user_lang':'en','blog_lang':'en','user_id':'0'}]); _stq.push(['view', {'blog':'136619537','v':'wpcom','tz':'0','user_id':'0','subd':'wypfpensionmattersfire'}]); _stq.push(['extra', {'crypt':'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'}]); _stq.push([ 'clickTrackerInit', '136619537', '0' ]); </script> <noscript><img src="https://pixel.wp.com/b.gif?v=noscript" style="height:1px;width:1px;overflow:hidden;position:absolute;bottom:1px;" alt="" /></noscript> <script defer id="bilmur" data-customproperties="{"enq_jquery":"1","logged_in":"0","wptheme":"pub\/twentythirteen","wptheme_is_block":"0"}" data-provider="wordpress.com" data-service="simple" src="/wp-content/js/bilmur.min.js?i=12&m=202448"></script><script defer id="bilmur" data-customproperties="{"enq_jquery":"1","logged_in":"0","wptheme":"pub\/twentythirteen","wptheme_is_block":"0"}" data-provider="wordpress.com" data-service="simple" src="/wp-content/js/bilmur-4.min.js?i=12&m=202448"></script><script> ( function() { function getMobileUserAgentInfo() { if ( typeof wpcom_mobile_user_agent_info === 'object' ) { wpcom_mobile_user_agent_info.init(); var mobileStatsQueryString = ''; if ( wpcom_mobile_user_agent_info.matchedPlatformName !== false ) { mobileStatsQueryString += '&x_' + 'mobile_platforms' + '=' + wpcom_mobile_user_agent_info.matchedPlatformName; } if ( wpcom_mobile_user_agent_info.matchedUserAgentName !== false ) { mobileStatsQueryString += '&x_' + 'mobile_devices' + '=' + wpcom_mobile_user_agent_info.matchedUserAgentName; } if ( wpcom_mobile_user_agent_info.isIPad() ) { mobileStatsQueryString += '&x_' + 'ipad_views' + '=' + 'views'; } if ( mobileStatsQueryString != '' ) { new Image().src = document.location.protocol + '//pixel.wp.com/g.gif?v=wpcom-no-pv' + mobileStatsQueryString + '&baba=' + Math.random(); } } } document.addEventListener( 'DOMContentLoaded', getMobileUserAgentInfo ); } )(); </script></body> </html>