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Get 2022 health coverage. Health Insurance Marketplace® | HealthCare.gov

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check coverage status</a> </li></ul> </div> </li><li class="faq-question"> <div> <a id="question-5" class="question serif collapsed" data-toggle="collapse" data-target="#answer-5" aria-expanded="false" tabindex="0" role="tab" aria-selected="false"> <span class="glyphicon glyphicon-chevron-down pull-right" aria-hidden="true"></span> <span class="h4">More details if you...</span> </a> </div> <div class="answer collapse" id="answer-5" aria-describedby="question-5" aria-hidden="true" style="height: 0px;"> <ul class="link-list"><li><a href="/web/20221005031112/https://www.healthcare.gov/coverage-outside-open-enrollment/special-enrollment-period/#household">Just had a baby or adopted</a> </li><li><a href="/web/20221005031112/https://www.healthcare.gov/young-adults/">Are under 30</a> </li><li><a href="/web/20221005031112/https://www.healthcare.gov/have-job-based-coverage/">Have/offered job-based insurance</a> </li><li><a href="/web/20221005031112/https://www.healthcare.gov/self-employed/">Are self-employed</a> </li><li><a href="/web/20221005031112/https://www.healthcare.gov/unemployed/">Are unemployed</a> </li><li><a href="/web/20221005031112/https://www.healthcare.gov/medicare/">Qualify for Medicare</a> </li></ul> </div> </li><li class="faq-question"> <div> <a id="question-6" class="question serif collapsed" data-toggle="collapse" data-target="#answer-6" aria-expanded="false" tabindex="0" role="tab" aria-selected="false"> <span class="glyphicon glyphicon-chevron-down pull-right" aria-hidden="true"></span> <span class="h4">Taxes</span> </a> </div> <div class="answer collapse" id="answer-6" aria-describedby="question-6" aria-hidden="true" style="height: 0px;"> <ul class="link-list"><li><a href="/web/20221005031112/https://www.healthcare.gov/taxes/">Health care &amp; taxes</a> </li><li><a href="/web/20221005031112/https://www.healthcare.gov/tax-form-1095">Form 1095-A</a> </li><li><a href="/web/20221005031112/https://www.healthcare.gov/taxes-reconciling">'Reconcile' tax credit</a> </li></ul> </div> </li><li class="all-topics-link"><a href="/web/20221005031112/https://www.healthcare.gov/topics">Browse all topics &gt;</a></li> </ul> </div> </div><div class="utility-section marketplace-links"> <a href="#" class="back-button"><span class="glyphicon glyphicon-chevron-left" aria-hidden="true"></span>Back</a> <div id="marketplace-accordion" class="panel-group more-info hidden-lg"> <ul class="faq col-sm-6 left"><li class="faq-question"> <div> <a id="question-7" class="question serif collapsed" data-toggle="collapse" data-target="#answer-7" aria-expanded="false" tabindex="0" role="tab" aria-selected="false"> <span class="glyphicon glyphicon-chevron-down pull-right" aria-hidden="true"></span> <span class="h4">SHOP coverage</span> </a> </div> <div class="answer collapse" id="answer-7" aria-describedby="question-7" aria-hidden="true" style="height: 0px;"> <ul class="link-list"><li><a href="/web/20221005031112/https://www.healthcare.gov/small-businesses/choose-and-enroll/shop-marketplace-overview/">Why use the SHOP Marketplace?</a> </li><li><a href="https://web.archive.org/web/20221005031112/https://surveys.cms.gov/jfe/form/SV_23t9zWPVfCvwSA6">Verify your eligibility for SHOP</a> </li><li><a href="/web/20221005031112/https://www.healthcare.gov/small-businesses/provide-shop-coverage/small-business-tax-credits/">Small Business Health Insurance Tax Credit</a> </li><li><a href="/web/20221005031112/https://www.healthcare.gov/small-businesses/choose-and-enroll/using-insurance-agents-and-brokers/">How to work with an agent or broker</a> </li><li><a href="/web/20221005031112/https://www.healthcare.gov/small-businesses/provide-shop-coverage/business-in-more-than-one-state/">Insurance for multiple locations &amp; businesses</a> </li><li><a href="/web/20221005031112/https://www.healthcare.gov/small-businesses/shop-calculators-mpr/">Minimum participation rates</a> </li><li><a href="/web/20221005031112/https://www.healthcare.gov/small-businesses/choose-and-enroll/appeal-a-shop-decision/">Appeal a SHOP Marketplace decision</a> </li><li><a href="/web/20221005031112/https://www.healthcare.gov/small-businesses/choose-and-enroll/resources/">Additional resources for employers</a> </li></ul> </div> </li><li class="faq-question"> <div> <a id="question-8" class="question serif collapsed" data-toggle="collapse" data-target="#answer-8" aria-expanded="false" tabindex="0" role="tab" aria-selected="false"> <span class="glyphicon glyphicon-chevron-down pull-right" aria-hidden="true"></span> <span class="h4">SHOP Resources &amp; Tools</span> </a> </div> <div class="answer collapse" id="answer-8" aria-describedby="question-8" aria-hidden="true" style="height: 0px;"> <ul class="link-list"><li><a href="/web/20221005031112/https://www.healthcare.gov/small-businesses/choose-and-enroll/tools-and-calculators/">Tools &amp; calculators</a> </li><li><a href="/web/20221005031112/https://www.healthcare.gov/see-plans/#/small-business">See SHOP plans &amp; prices</a> </li><li><a href="/web/20221005031112/https://www.healthcare.gov/shop-calculators-taxcredit/">Tax credit estimator</a> </li><li><a href="/web/20221005031112/https://www.healthcare.gov/shop-calculators-fte/">FTE employee calculator</a> </li><li><a href="https://web.archive.org/web/20221005031112/https://localhelp.healthcare.gov/#/">Find Local Help tool</a> </li></ul> </div> </li><li class="faq-question"> <div> <a id="question-9" class="question serif collapsed" data-toggle="collapse" data-target="#answer-9" aria-expanded="false" tabindex="0" role="tab" aria-selected="false"> <span class="glyphicon glyphicon-chevron-down pull-right" aria-hidden="true"></span> <span class="h4">SHOP for Agents &amp; Brokers</span> </a> </div> <div class="answer collapse" id="answer-9" aria-describedby="question-9" aria-hidden="true" style="height: 0px;"> <ul class="link-list"><li><a href="/web/20221005031112/https://www.healthcare.gov/small-businesses/agents-and-brokers/register-for-the-shop-marketplace/">How to register with SHOP</a> </li><li><a href="/web/20221005031112/https://www.healthcare.gov/small-businesses/agents-and-brokers/sell-health-insurance-through-shop/">How to sell SHOP coverage</a> </li><li><a href="/web/20221005031112/https://www.healthcare.gov/small-businesses/agents-and-brokers/guides-tools-resources-for-agents-and-brokers/">Additional resources for agents &amp; brokers</a> </li></ul> </div> </li><li class="faq-question"> <div> <a id="question-10" class="question serif collapsed" data-toggle="collapse" data-target="#answer-10" aria-expanded="false" tabindex="0" role="tab" aria-selected="false"> <span class="glyphicon glyphicon-chevron-down pull-right" aria-hidden="true"></span> <span class="h4">Other Information for Businesses</span> </a> </div> <div class="answer collapse" id="answer-10" aria-describedby="question-10" aria-hidden="true" style="height: 0px;"> <ul class="link-list"><li><a href="/web/20221005031112/https://www.healthcare.gov/small-businesses/learn-more/explore-coverage/">Exploring coverage options for businesses</a> </li><li><a href="/web/20221005031112/https://www.healthcare.gov/small-businesses/learn-more/individual-coverage-hra/">Learn more about individual coverage HRAs</a> </li><li><a href="/web/20221005031112/https://www.healthcare.gov/small-businesses/learn-more/qsehra/">Learn more about QSEHRAs</a> </li><li><a href="/web/20221005031112/https://www.healthcare.gov/small-businesses/learn-more/self-employed/">How to get covered if you're a sole proprietor</a> </li><li><a href="/web/20221005031112/https://www.healthcare.gov/small-businesses/learn-more/how-aca-affects-businesses/">How the ACA affects small businesses</a> </li></ul> </div> </li><li class="all-topics-link"><a href="/web/20221005031112/https://www.healthcare.gov/small-businesses/topics/">Browse All Topics &gt;</a></li> </ul> </div> </div></div> </div> </div> <div class="utility-section hidden-xs"> <div class="container"> <div class="nav pull-left" role="navigation" aria-label="secondary"><a class="nav-btn" href="/web/20221005031112/https://www.healthcare.gov/get-coverage"> Get Coverage </a><a class="nav-btn" href="/web/20221005031112/https://www.healthcare.gov/have-coverage"> Keep or Update Your Plan </a><div class="dropdown delay"><button class="nav-btn dropdown-toggle" aria-expanded="false">See Topics<b aria-hidden="true" class="caret"></b><span class="sr-only">Has subitems</span></button> <div class="dropdown-menu row-fluid"> <div class="table-row"><div class="table-cell"> <div class="pull-left"> <div class="mm-content"><p class="topic" id="mm-topic-1-1" tabindex="-1">Enroll in health insurance</p> <ul class="mm-ul" aria-labelledby="mm-topic-1-1"><li><a href="/web/20221005031112/https://www.healthcare.gov/apply-and-enroll/get-ready-to-apply/">Get ready to apply for 2023</a> </li><li><a href="/web/20221005031112/https://www.healthcare.gov/quick-guide/dates-and-deadlines/">2023 dates &amp; 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check coverage status</a> </li></ul></div> </div> </div><div class="table-cell"> <div class="pull-left"> <div class="mm-content"><p class="topic" id="mm-topic-3-1" tabindex="-1">More details if you...</p> <ul class="mm-ul" aria-labelledby="mm-topic-3-1"><li><a href="/web/20221005031112/https://www.healthcare.gov/coverage-outside-open-enrollment/special-enrollment-period/#household">Just had a baby or adopted</a> </li><li><a href="/web/20221005031112/https://www.healthcare.gov/young-adults/">Are under 30</a> </li><li><a href="/web/20221005031112/https://www.healthcare.gov/have-job-based-coverage/">Have/offered job-based insurance</a> </li><li><a href="/web/20221005031112/https://www.healthcare.gov/self-employed/">Are self-employed</a> </li><li><a href="/web/20221005031112/https://www.healthcare.gov/unemployed/">Are unemployed</a> </li><li><a href="/web/20221005031112/https://www.healthcare.gov/medicare/">Qualify for Medicare</a> </li></ul><p class="topic" id="mm-topic-3-2" tabindex="-1">Taxes</p> <ul class="" aria-labelledby="mm-topic-3-2"><li><a href="/web/20221005031112/https://www.healthcare.gov/taxes/">Health care &amp; taxes</a> </li><li><a href="/web/20221005031112/https://www.healthcare.gov/tax-form-1095">Form 1095-A</a> </li><li><a href="/web/20221005031112/https://www.healthcare.gov/taxes-reconciling">'Reconcile' tax credit</a> </li></ul><div class="all-topics-link"><a href="/web/20221005031112/https://www.healthcare.gov/topics">Browse all topics &gt;</a></div></div> </div> </div><div class="table-cell last"> <div class="pull-left"> <div class="mm-content mm-featured"><p class="topic featured-topic" id="mm-topic-featured">Featured</p> <div class="featured-topic-container"> <a href="/web/20221005031112/https://www.healthcare.gov/apply-and-enroll/get-ready-to-apply/"> <p> <img src="/web/20221005031112im_/https://www.healthcare.gov/assets/oe10_starts_soon.jpg" alt="group of 4 people standing together" class="img-responsive"> </p> <p class="featured-link" aria-hidden="true"><strong>Get ready for 2023 Open Enrollment</strong></p> <p class="mm-featured-text">Open Enrollment for 2023 runs November 1, 2022–January 15, 2023. Get ready now.</p> </a> </div></div> </div> </div> <div class="clearfix"> </div> </div> </div> </div> </div><a class="nav-btn" href="/web/20221005031112/https://www.healthcare.gov/get-answers"> Get Answers </a><div class="main-nav-search pull-right"> <form role="search" class="gsearch" name="gsearch" method="get" action="/web/20221005031112/https://www.healthcare.gov/search"> <div class="input-group"> <input aria-label="Site Search" autocomplete="off" type="text" id="input-main-nav-search" class="form-control" title="Enter text to search" name="q" type="search"> <span class="input-group-btn"> <button class="btn btn-default submit" type="submit"> <span class="visible-lg" style="text-transform: capitalize;">Search</span><span class="glyphicons search hidden-lg" aria-label="search button"></span></button> </span> </div> </form> </div> </div> </div> </div><!--googleon: all--> <div id="main-body-content" class="main-body-content" role="main" tabindex="-1"> <div class="lite-card"><div id="qualtrics-top-alert-container" class="hidden" aria-hidden="true"></div><!-- General Page Layouts --><div class="hero clearfix" style="background-image: url(/web/20221005031112im_/https://www.healthcare.gov/images/hero/oe10_gr_homepage.jpg); background-size: cover;background-position-x:right;"> <div class="container"> <div class="hero-inner row"> <div id="hero-content-wrapper" class="col-xs-10"> <div class="hero-content"> <h1>Open Enrollment runs from </br>Nov 1 – Jan 15. Are you ready?</h1> <p></br></p> <div class="col-md-4 col-xs-12" style="margin-bottom: 20px"> <p class="sub-heading" style="margin-bottom: 0px">First time applying here?</p> <a href="/web/20221005031112/https://www.healthcare.gov/apply-and-enroll/get-ready-to-apply/" class="btn btn-large btn-success hero-btn ds-c-button ds-c-button--primary ds-u-border--none ds-u-margin-clear">Get ready to apply</a> </div> <div class="col-md-6 col-xs-12" style="margin-bottom: 20px"> <p class="sub-heading" style="margin-bottom: 0px">Already have a Marketplace plan?</p> <a href="/web/20221005031112/https://www.healthcare.gov/keep-or-change-plan/choices/" class="btn btn-large btn-success hero-btn ds-c-button ds-c-button--primary ds-u-border--none ds-u-margin-clear">Get ready to keep/change</a> </div> <p></br></p> <div class="col-xs-12" style="margin-bottom: 20px;margin-top: 20px;"> <span id="more-coverage"><small><b>Looking for coverage for a small business? <a href="/web/20221005031112/https://www.healthcare.gov/small-businesses" aria-describedby="more-coverage">Learn more</a></b></small></span> </div> </div> </div> </div><!-- /hero-inner --> </div><!-- /container --> </div><!-- /hero --><div id="secondary-alert-container" class="hidden" aria-hidden="true"> </div> <div id="secondary-cta" class="redesign"> <div class="container"> <div class="row"> <div class="col-xs-12"><div class="cta-content"> <div class="cta-message"> <p class="cta-title up-case no-case title-only" style="display: inline-block;" id="cta-title"> Marketplace coverage &amp; 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