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role="tab" aria-selected="false"> <span class="glyphicon glyphicon-chevron-down pull-right" aria-hidden="true"></span> <span class="h4">Saving money</span> </a> </div> <div class="answer collapse" id="answer-3" aria-describedby="question-3" aria-hidden="true" style="height: 0px;"> <ul class="link-list"><li><a href="/web/20221002224527/https://www.healthcare.gov/more-savings/">New, lower costs available</a> </li><li><a href="/web/20221002224527/https://www.healthcare.gov/lower-costs/">Find out if you'll save</a> </li><li><a href="/web/20221002224527/https://www.healthcare.gov/lower-costs/save-on-monthly-premiums/">Save on your premiums</a> </li><li><a href="/web/20221002224527/https://www.healthcare.gov/lower-costs/save-on-out-of-pocket-costs/">Cost-sharing reductions</a> </li><li><a href="/web/20221002224527/https://www.healthcare.gov/high-deductible-health-plan/">High Deductible Health Plans</a> </li></ul> </div> </li><li class="faq-question"> <div> <a id="question-4" class="question serif collapsed" data-toggle="collapse" data-target="#answer-4" aria-expanded="false" tabindex="0" role="tab" aria-selected="false"> <span class="glyphicon glyphicon-chevron-down pull-right" aria-hidden="true"></span> <span class="h4">How to...</span> </a> </div> <div class="answer collapse" id="answer-4" aria-describedby="question-4" aria-hidden="true" style="height: 0px;"> <ul class="link-list"><li><a href="/web/20221002224527/https://www.healthcare.gov/using-marketplace-coverage/">Use your coverage</a> </li><li><a href="/web/20221002224527/https://www.healthcare.gov/income-and-household-information/">Estimate income</a> </li><li><a href="/web/20221002224527/https://www.healthcare.gov/find-assistance/">Find local help</a> </li><li><a href="/web/20221002224527/https://www.healthcare.gov/tips-and-troubleshooting/logging-in/">Get login help</a> </li><li><a href="/web/20221002224527/https://www.healthcare.gov/tips-and-troubleshooting/uploading-documents/">Submit requested documents</a> </li><li><a href="/web/20221002224527/https://www.healthcare.gov/marketplace-appeals/">Appeal a Marketplace decision</a> </li><li><a href="/web/20221002224527/https://www.healthcare.gov/coverage-outside-open-enrollment/confirm-special-enrollment-period/">Confirm your Special Enrollment Period</a> </li><li><a href="/web/20221002224527/https://www.healthcare.gov/apply-and-enroll/complete-your-enrollment/">Pay premium & check coverage status</a> </li></ul> </div> </li><li class="faq-question"> <div> <a id="question-5" class="question serif collapsed" data-toggle="collapse" data-target="#answer-5" aria-expanded="false" tabindex="0" role="tab" aria-selected="false"> <span class="glyphicon glyphicon-chevron-down pull-right" aria-hidden="true"></span> <span class="h4">More details if you...</span> </a> </div> <div class="answer collapse" id="answer-5" aria-describedby="question-5" aria-hidden="true" style="height: 0px;"> <ul class="link-list"><li><a href="/web/20221002224527/https://www.healthcare.gov/coverage-outside-open-enrollment/special-enrollment-period/#household">Just had a baby or adopted</a> </li><li><a href="/web/20221002224527/https://www.healthcare.gov/young-adults/">Are under 30</a> </li><li><a href="/web/20221002224527/https://www.healthcare.gov/have-job-based-coverage/">Have/offered job-based insurance</a> </li><li><a href="/web/20221002224527/https://www.healthcare.gov/self-employed/">Are self-employed</a> </li><li><a href="/web/20221002224527/https://www.healthcare.gov/unemployed/">Are unemployed</a> </li><li><a href="/web/20221002224527/https://www.healthcare.gov/medicare/">Qualify for Medicare</a> </li></ul> </div> </li><li class="faq-question"> <div> <a id="question-6" class="question serif collapsed" data-toggle="collapse" data-target="#answer-6" aria-expanded="false" tabindex="0" role="tab" aria-selected="false"> <span class="glyphicon glyphicon-chevron-down pull-right" aria-hidden="true"></span> <span class="h4">Taxes</span> </a> </div> <div class="answer collapse" id="answer-6" aria-describedby="question-6" aria-hidden="true" style="height: 0px;"> <ul class="link-list"><li><a href="/web/20221002224527/https://www.healthcare.gov/taxes/">Health care & taxes</a> </li><li><a href="/web/20221002224527/https://www.healthcare.gov/tax-form-1095">Form 1095-A</a> </li><li><a href="/web/20221002224527/https://www.healthcare.gov/taxes-reconciling">'Reconcile' tax credit</a> </li></ul> </div> </li><li class="all-topics-link"><a href="/web/20221002224527/https://www.healthcare.gov/topics">Browse all topics ></a></li> </ul> </div> </div><div class="utility-section marketplace-links"> <a href="#" class="back-button"><span class="glyphicon glyphicon-chevron-left" aria-hidden="true"></span>Back</a> <div id="marketplace-accordion" class="panel-group more-info hidden-lg"> <ul class="faq col-sm-6 left"><li class="faq-question"> <div> <a id="question-7" class="question serif collapsed" data-toggle="collapse" data-target="#answer-7" aria-expanded="false" tabindex="0" role="tab" aria-selected="false"> <span class="glyphicon glyphicon-chevron-down pull-right" aria-hidden="true"></span> <span class="h4">SHOP coverage</span> </a> </div> <div class="answer collapse" id="answer-7" aria-describedby="question-7" aria-hidden="true" style="height: 0px;"> <ul class="link-list"><li><a href="/web/20221002224527/https://www.healthcare.gov/small-businesses/choose-and-enroll/shop-marketplace-overview/">Why use the SHOP Marketplace?</a> </li><li><a href="https://web.archive.org/web/20221002224527/https://surveys.cms.gov/jfe/form/SV_23t9zWPVfCvwSA6">Verify your eligibility for SHOP</a> </li><li><a href="/web/20221002224527/https://www.healthcare.gov/small-businesses/provide-shop-coverage/small-business-tax-credits/">Small Business Health Insurance Tax Credit</a> </li><li><a href="/web/20221002224527/https://www.healthcare.gov/small-businesses/choose-and-enroll/using-insurance-agents-and-brokers/">How to work with an agent or broker</a> </li><li><a href="/web/20221002224527/https://www.healthcare.gov/small-businesses/provide-shop-coverage/business-in-more-than-one-state/">Insurance for multiple locations & businesses</a> </li><li><a href="/web/20221002224527/https://www.healthcare.gov/small-businesses/shop-calculators-mpr/">Minimum participation rates</a> </li><li><a href="/web/20221002224527/https://www.healthcare.gov/small-businesses/choose-and-enroll/appeal-a-shop-decision/">Appeal a SHOP Marketplace decision</a> </li><li><a href="/web/20221002224527/https://www.healthcare.gov/small-businesses/choose-and-enroll/resources/">Additional resources for employers</a> </li></ul> </div> </li><li class="faq-question"> <div> <a id="question-8" class="question serif collapsed" data-toggle="collapse" data-target="#answer-8" aria-expanded="false" tabindex="0" role="tab" aria-selected="false"> <span class="glyphicon glyphicon-chevron-down pull-right" aria-hidden="true"></span> <span class="h4">SHOP Resources & Tools</span> </a> </div> <div class="answer collapse" id="answer-8" aria-describedby="question-8" aria-hidden="true" style="height: 0px;"> <ul class="link-list"><li><a href="/web/20221002224527/https://www.healthcare.gov/small-businesses/choose-and-enroll/tools-and-calculators/">Tools & calculators</a> </li><li><a href="/web/20221002224527/https://www.healthcare.gov/see-plans/#/small-business">See SHOP plans & prices</a> </li><li><a href="/web/20221002224527/https://www.healthcare.gov/shop-calculators-taxcredit/">Tax credit estimator</a> </li><li><a href="/web/20221002224527/https://www.healthcare.gov/shop-calculators-fte/">FTE employee calculator</a> </li><li><a href="https://web.archive.org/web/20221002224527/https://localhelp.healthcare.gov/#/">Find Local Help tool</a> </li></ul> </div> </li><li class="faq-question"> <div> <a id="question-9" class="question serif collapsed" data-toggle="collapse" data-target="#answer-9" aria-expanded="false" tabindex="0" role="tab" aria-selected="false"> <span class="glyphicon glyphicon-chevron-down pull-right" aria-hidden="true"></span> <span class="h4">SHOP for Agents & Brokers</span> </a> </div> <div class="answer collapse" id="answer-9" aria-describedby="question-9" aria-hidden="true" style="height: 0px;"> <ul class="link-list"><li><a href="/web/20221002224527/https://www.healthcare.gov/small-businesses/agents-and-brokers/register-for-the-shop-marketplace/">How to register with SHOP</a> </li><li><a href="/web/20221002224527/https://www.healthcare.gov/small-businesses/agents-and-brokers/sell-health-insurance-through-shop/">How to sell SHOP coverage</a> </li><li><a href="/web/20221002224527/https://www.healthcare.gov/small-businesses/agents-and-brokers/guides-tools-resources-for-agents-and-brokers/">Additional resources for agents & brokers</a> </li></ul> </div> </li><li class="faq-question"> <div> <a id="question-10" class="question serif collapsed" data-toggle="collapse" data-target="#answer-10" aria-expanded="false" tabindex="0" role="tab" aria-selected="false"> <span class="glyphicon glyphicon-chevron-down pull-right" aria-hidden="true"></span> <span class="h4">Other Information for Businesses</span> </a> </div> <div class="answer collapse" id="answer-10" aria-describedby="question-10" aria-hidden="true" style="height: 0px;"> <ul class="link-list"><li><a href="/web/20221002224527/https://www.healthcare.gov/small-businesses/learn-more/explore-coverage/">Exploring coverage options for businesses</a> </li><li><a href="/web/20221002224527/https://www.healthcare.gov/small-businesses/learn-more/individual-coverage-hra/">Learn more about individual coverage HRAs</a> </li><li><a href="/web/20221002224527/https://www.healthcare.gov/small-businesses/learn-more/qsehra/">Learn more about QSEHRAs</a> </li><li><a href="/web/20221002224527/https://www.healthcare.gov/small-businesses/learn-more/self-employed/">How to get covered if you're a sole proprietor</a> </li><li><a href="/web/20221002224527/https://www.healthcare.gov/small-businesses/learn-more/how-aca-affects-businesses/">How the ACA affects small businesses</a> </li></ul> </div> </li><li class="all-topics-link"><a href="/web/20221002224527/https://www.healthcare.gov/small-businesses/topics/">Browse All Topics ></a></li> </ul> </div> </div></div> </div> </div> <div class="utility-section hidden-xs"> <div class="container"> <div class="nav pull-left" role="navigation" aria-label="secondary"><a class="nav-btn" href="/web/20221002224527/https://www.healthcare.gov/get-coverage"> Get Coverage </a><a class="nav-btn" href="/web/20221002224527/https://www.healthcare.gov/have-coverage"> Keep or Update Your Plan </a><div class="dropdown delay"><button class="nav-btn dropdown-toggle" aria-expanded="false">See Topics<b aria-hidden="true" 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class="table-cell last"> <div class="pull-left"> <div class="mm-content mm-featured"><p class="topic featured-topic" id="mm-topic-featured">Featured</p> <div class="featured-topic-container"> <a href="/web/20221002224527/https://www.healthcare.gov/apply-and-enroll/get-ready-to-apply/"> <p> <img src="/web/20221002224527im_/https://www.healthcare.gov/assets/oe10_starts_soon.jpg" alt="group of 4 people standing together" class="img-responsive"> </p> <p class="featured-link" aria-hidden="true"><strong>Get ready for 2023 Open Enrollment</strong></p> <p class="mm-featured-text">Open Enrollment for 2023 runs November 1, 2022–January 15, 2023. Get ready now.</p> </a> </div></div> </div> </div> <div class="clearfix"> </div> </div> </div> </div> </div><a class="nav-btn" href="/web/20221002224527/https://www.healthcare.gov/get-answers"> Get Answers </a><div class="main-nav-search pull-right"> <form role="search" class="gsearch" name="gsearch" method="get" action="/web/20221002224527/https://www.healthcare.gov/search"> <div class="input-group"> <input aria-label="Site Search" autocomplete="off" type="text" id="input-main-nav-search" class="form-control" title="Enter text to search" name="q" type="search"> <span class="input-group-btn"> <button class="btn btn-default submit" type="submit"> <span class="visible-lg" style="text-transform: capitalize;">Search</span><span class="glyphicons search hidden-lg" aria-label="search button"></span></button> </span> </div> </form> </div> </div> </div> </div> <div id="main-body-content" class="main-body-content" role="main" tabindex="-1"> <div class="lite-card"><div id="qualtrics-top-alert-container" class="hidden" aria-hidden="true"></div> <div id="sitemap" class="lite-card-inner"><div class="row header-two-column-rule"> <div class="col-sm-6"><h1>All Topics</h1></div> <div class="col-sm-6 text-right other-topic-container"><a class="other-topic" href="/web/20221002224527/https://www.healthcare.gov/small-businesses/topics/">Topics for Employers</a></div> </div> <div class="row" role="complementary" aria-label="Featured"><div class="col-sm-4 all-topics-featured top20"> <div class="bottom20"> <div class="all-topics-featured"> <a href="/web/20221002224527/https://www.healthcare.gov/apply-and-enroll/get-ready-to-apply/"> <img src="/web/20221002224527im_/https://www.healthcare.gov/assets/oe10_starts_soon.jpg" alt="group of 4 people standing together" class="img-responsive spacer-bottom5"> <span aria-hidden="true" class="featured-heading">Get ready for 2023 Open Enrollment</span> </a> <br/> <a href="/web/20221002224527/https://www.healthcare.gov/apply-and-enroll/get-ready-to-apply/">Open Enrollment for 2023 runs November 1, 2022–January 15, 2023. Get ready now.</a> </div> </div> </div><div class="col-sm-4 all-topics-featured top20"> <div class="bottom20"> <div class="all-topics-featured"> <a href="/web/20221002224527/https://www.healthcare.gov/screener"> <img src="/web/20221002224527im_/https://www.healthcare.gov/assets/oe10_sep.jpg" alt="man and woman watch baby crawl on floor" class="img-responsive spacer-bottom5"> <span aria-hidden="true" class="featured-heading">Need coverage for the rest of 2022?</span> </a> <br/> <a href="/web/20221002224527/https://www.healthcare.gov/screener">If you lost health coverage, had a baby, got married, or had certain other life events you may qualify to enroll. Check if you qualify.</a> </div> </div> </div><div class="col-sm-4 all-topics-featured top20"> <div class="bottom20"> <div class="all-topics-featured"> <a href="/web/20221002224527/https://www.healthcare.gov/verify-information/"> <img src="/web/20221002224527im_/https://www.healthcare.gov/assets/send-documents.png" alt="Send documents" class="img-responsive spacer-bottom5"> <span aria-hidden="true" class="featured-heading">Need to send documents?</span> </a> <br/> <a href="/web/20221002224527/https://www.healthcare.gov/verify-information/">Learn how to send documents when we ask for more info.</a> </div> </div> </div></div>  <div class="row topics-list"><div class="col-sm-4 gutter-sm-right"><ul class="list-unstyled default bottom30"> <li class="topic"><h2>Enroll in health insurance</h2></li><li><a href="/web/20221002224527/https://www.healthcare.gov/apply-and-enroll/get-ready-to-apply/">Get ready to apply for 2023</a> </li><li><a 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include</a> </li></ul><ul class="list-unstyled default bottom30"> <li class="topic"><h2>Choosing a Plan</h2></li><li><a href="/web/20221002224527/https://www.healthcare.gov/choose-a-plan/">How to pick a plan</a> </li><li><a href="/web/20221002224527/https://www.healthcare.gov/choose-a-plan/plans-categories/">Metal categories</a> </li><li><a href="/web/20221002224527/https://www.healthcare.gov/choose-a-plan/your-total-costs/">Total yearly health care costs</a> </li><li><a href="/web/20221002224527/https://www.healthcare.gov/choose-a-plan/plan-types/">Plan & network types</a> </li><li><a href="/web/20221002224527/https://www.healthcare.gov/quality-ratings/">Health plan quality ratings</a> </li></ul><ul class="list-unstyled default bottom30"> <li class="topic"><h2>Taxes</h2></li><li><a href="/web/20221002224527/https://www.healthcare.gov/taxes/">2021 taxes & health insurance</a> </li><li><a href="/web/20221002224527/https://www.healthcare.gov/health-coverage-exemptions/">Exemptions in 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