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0;max-width:460px}.ds-c-choice+.ds-c-label,.ds-c-choice+label{cursor:pointer;flex-basis:min-content;flex-grow:1;font-weight:400;margin-top:0;max-width:-webkit-max-content;max-width:max-content;-webkit-transform:translateY(.25em);transform:translateY(.25em)}.ds-c-choice--small+.ds-c-label,.ds-c-choice--small+label{-webkit-transform:translateY(-.125em);transform:translateY(-.125em)}.ds-c-choice:disabled+.ds-c-label,.ds-c-choice:disabled+label{color:#5a5a5a}.ds-c-choice.ds-c-choice--inverse:disabled+.ds-c-label,.ds-c-choice.ds-c-choice--inverse:disabled+label{color:#e9ecf1}.ds-c-choice.ds-c-choice--inverse:disabled+.ds-c-label,.ds-c-choice.ds-c-choice--inverse:disabled+label,.ds-c-choice:disabled+.ds-c-label,.ds-c-choice:disabled+label{cursor:not-allowed}@media(-ms-high-contrast:active),(forced-colors:active){.ds-c-choice.ds-c-choice--inverse:disabled+.ds-c-label,.ds-c-choice.ds-c-choice--inverse:disabled+label,.ds-c-choice:disabled+.ds-c-label,.ds-c-choice:disabled+label{color:GrayText}}.ds-c-choice{align-items:center;-webkit-appearance:none;appearance:none;background-color:#fff;border:2px solid #262626;border-radius:0;cursor:pointer;display:grid;flex-shrink:0;height:32px;justify-items:center;margin:0;place-content:center;position:relative;width:32px}.ds-c-choice:before{box-shadow:inset 0 0 4em 1em #046791;content:"";grid-area:1/-1;height:32px;opacity:0;width:32px}.ds-c-choice.ds-c-choice--error{border-color:#e31c3d}.ds-c-choice:checked:before{opacity:1}.ds-c-choice:checked:focus{border-color:#034866}.ds-c-choice:disabled{color:#5a5a5a;cursor:not-allowed}.ds-c-choice:disabled,.ds-c-choice:disabled:before{background-color:#d9d9d9;border-color:#a6a6a6}@media(-ms-high-contrast:active),(forced-colors:active){.ds-c-choice:disabled{border-color:GrayText}}.ds-c-choice:focus{box-shadow:0 0 0 3px #fff,0 0 4px 6px #dd3603;outline:3px solid transparent;outline-offset:3px}.ds-c-choice[type=checkbox]:after{background-color:transparent;border:solid;border-color:transparent #fff #fff;border-width:0 0 4px 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unemployed</a></li><li class="megaMenu-module--topic-link-container--2QU7z"><a href="/web/20221004035322/https://www.healthcare.gov/medicare/" class="megaMenu-module--topic-link--3kO6N">Qualify for Medicare</a></li></ul></div><div class="megaMenu-module--topic--1jnVW"><h2 class="ds-text-heading--md megaMenu-module--topic-group-heading--1_Bjk">Taxes</h2><ul class="ds-c-list--bare"><li class="megaMenu-module--topic-link-container--2QU7z"><a href="/web/20221004035322/https://www.healthcare.gov/taxes/" class="megaMenu-module--topic-link--3kO6N">Health care &amp; taxes</a></li><li class="megaMenu-module--topic-link-container--2QU7z"><a href="/web/20221004035322/https://www.healthcare.gov/tax-form-1095" class="megaMenu-module--topic-link--3kO6N">Form 1095-A</a></li><li class="megaMenu-module--topic-link-container--2QU7z"><a href="/web/20221004035322/https://www.healthcare.gov/taxes-reconciling" class="megaMenu-module--topic-link--3kO6N">&#x27;Reconcile&#x27; tax credit</a></li></ul></div><a href="/web/20221004035322/https://www.healthcare.gov/topics" class="megaMenu-module--browse-all-topics--1q9Sa">Browse all topics</a></div><div class="megaMenu-module--topic-group--xCp_6 ds-l-col"><label class="ds-text-heading--md megaMenu-module--featured-label--nqj9H" id="mm-topic-featured">Featured</label><div aria-labelledby="mm-topic-featured"><p class="megaMenu-module--featured-image--1FRk4"> <img src="/web/20221004035322im_/https://www.healthcare.gov/assets/oe10_starts_soon.jpg" alt="group of 4 people standing together" class="img-responsive"/> </p><p class="megaMenu-module--featured-heading--3z7eF"><strong>Get ready for 2023 Open Enrollment</strong></p><a href="/web/20221004035322/https://www.healthcare.gov/apply-and-enroll/get-ready-to-apply/" class="megaMenu-module--topic-link--3kO6N">Open Enrollment for 2023 runs November 1, 2022–January 15, 2023. Get ready now.</a></div></div></div></div></div><a href="/web/20221004035322/https://www.healthcare.gov/get-answers" class="index-module--nav-link--tdqMS"> Get Answers </a><form role="search" method="get" action="/web/20221004035322/https://www.healthcare.gov/search" class="index-module--search-form--a87RZ"><input title="Enter text to search" name="q" class="index-module--search-form-input--2rNbv ds-c-field" aria-label="Site Search"/><button class="ds-c-button ds-c-button--solid index-module--search-form-submit--2iUhG" type="submit">Search</button></form></nav></div></header><main id="main" tabindex="-1" class="ds-l-container"><div class="DynamicLayout-module--container--2RCqT ds-l-row l-dynamic-layout-container"><div class="DynamicLayout-module--content--1ZvUC ds-l-md-col--8 l-dynamic-content"><h1 class="index-module--heading--2ol0E ds-text-heading--3xl">HealthCare.gov blog</h1><article class="index-module--article--nzvUL"><p id="lrn-date--0" class="index-module--publish-date--oaen9 ds-text-heading--md"><span class="ds-u-visibility--screen-reader">Published on</span>September 30, 2022</p><h2 aria-describedby="lrn-date--0" class="index-module--article-heading--2oRP3" id="lrn-title--0"><a class="index-module--article-link--1nd31" href="/web/20221004035322/https://www.healthcare.gov/blog/3-ways-to-get-ready-for-2023-open-enrollment/">3 ways to get ready for 2023 Open Enrollment</a></h2><p>Open Enrollment for 2023 coverage starts November 1! Find out what you can do today to make applying easier.</p> </article><article class="index-module--article--nzvUL"><p id="lrn-date--1" class="index-module--publish-date--oaen9 ds-text-heading--md"><span class="ds-u-visibility--screen-reader">Published on</span>September 22, 2022</p><h2 aria-describedby="lrn-date--1" class="index-module--article-heading--2oRP3" id="lrn-title--1"><a class="index-module--article-link--1nd31" href="/web/20221004035322/https://www.healthcare.gov/blog/get-your-flu-shot-this-fall/">Get your flu shot this fall</a></h2><p>The Centers for Disease Control and Prevention (CDC) recommends everyone 6 months and older get a flu shot every year by the end of October. Getting a flu shot is the best way to protect yourself and your loved ones from the flu and its potentially serious complications. With Marketplace insurance, immunizations are a covered <a href="/web/20221004035322/https://www.healthcare.gov/coverage/preventive-care-benefits">preventive care benefit</a>. This means your flu shot is free from a provider in your plan&#x27;s network.</p> </article><article class="index-module--article--nzvUL"><p id="lrn-date--2" class="index-module--publish-date--oaen9 ds-text-heading--md"><span class="ds-u-visibility--screen-reader">Published on</span>September 15, 2022</p><h2 aria-describedby="lrn-date--2" class="index-module--article-heading--2oRP3" id="lrn-title--2"><a class="index-module--article-link--1nd31" href="/web/20221004035322/https://www.healthcare.gov/blog/3-ways-to-connect-with-the-marketplace/">3 ways to connect with the Marketplace</a></h2><p>Open Enrollment for 2023 coverage is around the corner and starts November 1. Here’s how you can connect with the Marketplace so you don’t miss deadlines, useful tips, and more.</p> </article><article class="index-module--article--nzvUL"><p id="lrn-date--3" class="index-module--publish-date--oaen9 ds-text-heading--md"><span class="ds-u-visibility--screen-reader">Published on</span>August 25, 2022</p><h2 aria-describedby="lrn-date--3" class="index-module--article-heading--2oRP3" id="lrn-title--3"><a class="index-module--article-link--1nd31" href="/web/20221004035322/https://www.healthcare.gov/blog/when-can-i-enroll-2023-marketplace-insurance/">When can I enroll in 2023 Marketplace insurance?</a></h2><p>If you need 2023 health coverage, here are some important dates to mark on your calendar:</p> </article><article class="index-module--article--nzvUL"><p id="lrn-date--4" class="index-module--publish-date--oaen9 ds-text-heading--md"><span class="ds-u-visibility--screen-reader">Published on</span>August 11, 2022</p><h2 aria-describedby="lrn-date--4" class="index-module--article-heading--2oRP3" id="lrn-title--4"><a class="index-module--article-link--1nd31" href="/web/20221004035322/https://www.healthcare.gov/blog/how-why-report-application-changes-asap/">How &amp; why to report application changes ASAP</a></h2><p>Did you recently get a new job or have a baby? Changes to your expected income for 2022 or your household size may impact your health coverage options or amount of savings you qualify for. It’s important to let the Marketplace know immediately after you experience a change so you don’t miss out on new, better options or owe money when you file next year’s taxes.</p> </article><article class="index-module--article--nzvUL"><p id="lrn-date--5" class="index-module--publish-date--oaen9 ds-text-heading--md"><span class="ds-u-visibility--screen-reader">Published on</span>July 28, 2022</p><h2 aria-describedby="lrn-date--5" class="index-module--article-heading--2oRP3" id="lrn-title--5"><a class="index-module--article-link--1nd31" href="/web/20221004035322/https://www.healthcare.gov/blog/marketplace-coverage-essential-health-benefits/">Marketplace coverage &amp; essential health benefits</a></h2><p>There are 10 categories of services <span><span><span>— </span></span></span>called </p><div class="ds-c-tooltip__container"><a aria-describedby="trigger_26612" class="ds-base ds-c-tooltip__trigger glossaryTooltip-module--glossary-tooltip--2vPri ds-c-tooltip__trigger-link" href="/web/20221004035322/https://www.healthcare.gov/glossary/essential-health-benefits/" tabindex="0">essential health benefits</a><div id="trigger_26612" class="ds-c-tooltip" style="max-width:300px;z-index:1000001" data-placement="top" aria-hidden="true" role="tooltip"><span class="ds-c-tooltip__arrow" data-popper-arrow="true"></span><div class="ds-c-tooltip__content ds-base"><p class="glossaryTooltip-module--tooltip-title--3dZX- ds-text-body--sm">A set of 10 categories of services health insurance plans must cover under the Affordable Care Act. These include doctors’ services, inpatient and outpatient hospital care, prescription drug coverage, pregnancy and childbirth, mental health services, and more. Some plans cover more services.</p></div><span class="ds-c-tooltip__interactive-border" style="left:-15px;top:-15px;border:15px solid transparent;z-index:-999"></span></div></div> <span><span><span>—</span></span></span> that all private health insurance plans offered in the Health Insurance Marketplace<sup class="superscript">®</sup> must cover.<p></p> </article><article class="index-module--article--nzvUL"><p id="lrn-date--6" class="index-module--publish-date--oaen9 ds-text-heading--md"><span class="ds-u-visibility--screen-reader">Published on</span>July 14, 2022</p><h2 aria-describedby="lrn-date--6" class="index-module--article-heading--2oRP3" id="lrn-title--6"><a class="index-module--article-link--1nd31" href="/web/20221004035322/https://www.healthcare.gov/blog/new-baby-you-may-have-new-coverage-options/">New baby? You may have new coverage options</a></h2><p>Congratulations on your new baby! How you’ll get coverage for your baby depends on your current insurance status.</p> </article><article class="index-module--article--nzvUL"><p id="lrn-date--7" class="index-module--publish-date--oaen9 ds-text-heading--md"><span class="ds-u-visibility--screen-reader">Published on</span>June 30, 2022</p><h2 aria-describedby="lrn-date--7" class="index-module--article-heading--2oRP3" id="lrn-title--7"><a class="index-module--article-link--1nd31" href="/web/20221004035322/https://www.healthcare.gov/blog/your-coverage-options-may-change-if-you-move/">Your coverage options may change if you move </a></h2><p>Moving can be an exciting time. As you get ready for your move, it’s important to remember moving may impact your health insurance coverage options and savings. Don’t forget to update your application to get the best plan and right amount of savings available to you and your household in your new area.</p> </article><article class="index-module--article--nzvUL"><p id="lrn-date--8" class="index-module--publish-date--oaen9 ds-text-heading--md"><span class="ds-u-visibility--screen-reader">Published on</span>June 16, 2022</p><h2 aria-describedby="lrn-date--8" class="index-module--article-heading--2oRP3" id="lrn-title--8"><a class="index-module--article-link--1nd31" href="/web/20221004035322/https://www.healthcare.gov/blog/learn-importance-preventive-health/">Learn the importance of preventive health</a></h2><p></p><div class="ds-c-tooltip__container"><a aria-describedby="trigger_26613" class="ds-base ds-c-tooltip__trigger glossaryTooltip-module--glossary-tooltip--2vPri ds-c-tooltip__trigger-link" href="/web/20221004035322/https://www.healthcare.gov/glossary/preventive-services/" tabindex="0">Preventive services</a><div id="trigger_26613" class="ds-c-tooltip" style="max-width:300px;z-index:1000001" data-placement="top" aria-hidden="true" role="tooltip"><span class="ds-c-tooltip__arrow" data-popper-arrow="true"></span><div class="ds-c-tooltip__content ds-base"><p class="glossaryTooltip-module--tooltip-title--3dZX- ds-text-body--sm">Routine health care that includes screenings, check-ups, and patient counseling to prevent illnesses, disease, or other health problems.</p></div><span class="ds-c-tooltip__interactive-border" style="left:-15px;top:-15px;border:15px solid transparent;z-index:-999"></span></div></div> may help prevent illnesses, disease, and other health problems, or detect illness at an early stage when treatment is likely to work best. They’re free when you get care from an in-network provider. Here are some common benefits for all adults and children. Always ask your doctor what’s right for you.<p></p> </article><article class="index-module--article--nzvUL"><p id="lrn-date--9" class="index-module--publish-date--oaen9 ds-text-heading--md"><span class="ds-u-visibility--screen-reader">Published on</span>June 2, 2022</p><h2 aria-describedby="lrn-date--9" class="index-module--article-heading--2oRP3" id="lrn-title--9"><a class="index-module--article-link--1nd31" href="/web/20221004035322/https://www.healthcare.gov/blog/have-healthy-summer-these-3-tips/">Have a healthy summer with these 3 tips</a></h2><p>Now that you have Marketplace health coverage, learn what you can do to stay healthy and get the care you need this summer.</p> </article><div class="index-module--pagination-container--2YAWA"><nav class="ds-c-pagination" aria-label="Pagination"><span class="ds-c-pagination__nav ds-c-pagination__nav--disabled" style="visibility:visible" aria-hidden="false"><span class="ds-c-pagination__nav--img-container 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