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8.72391L46.3721 11.0625V21.5956H49.0733L49.0731 11.0625L52.5682 8.72424L56.053 11.0625V21.5956H58.754V9.61483L52.5683 5.47559Z"></path><path d="M27.1587 5.74414C22.5163 5.74414 19.0153 9.24243 19.0153 13.8814C19.0153 18.5204 22.5163 22.0002 27.1587 22.0002C31.8012 22.0002 35.3021 18.5204 35.3021 13.8814C35.3021 9.24243 31.8012 5.74414 27.1587 5.74414ZM27.1587 19.2775C26.0817 19.2775 25.0289 18.9605 24.1334 18.3665C23.2379 17.7726 22.5399 16.9284 22.1278 15.9406C21.7156 14.9529 21.6078 13.8661 21.8179 12.8175C22.0281 11.769 22.5467 10.8058 23.3083 10.0498C24.0699 9.29389 25.0402 8.77909 26.0965 8.57054C27.1528 8.36198 28.2477 8.46905 29.2427 8.8782C30.2378 9.28735 31.0882 9.9802 31.6865 10.8691C32.2849 11.7581 32.6042 12.8032 32.6042 13.8723C32.6041 15.3058 32.0303 16.6806 31.0091 17.6942C29.9879 18.7078 28.6029 19.2772 27.1587 19.2772V19.2775Z"></path><path d="M88.5214 5.75098C86.6204 5.75098 84.87 6.58969 84.0711 7.72799V6.14872H81.3701V21.5973H84.0711V11.8525C84.0711 10.8633 84.4669 9.91475 85.1715 9.21534C85.8761 8.51593 86.8317 8.12301 87.8281 8.12301C90.2208 8.12301 91.585 10.0838 91.585 11.8525V21.5973H94.2858V11.8242C94.2857 8.25907 92.143 5.75098 88.5214 5.75098Z"></path></g><defs><clipPath id="clip0"><rect width="95" height="23" fill="white"></rect></clipPath></defs></svg></a><p data-testid="domain-property-tagline" class="sc-b6af7d59-4 cAxLmW"><span>Australia’s home of property news, advice and insights</span></p></div></header><div class="sc-5253e565-8 sc-8e1a3f91-0 iAbjVj cKdvzb"><header data-testid="tag-header" class="sc-1a41baba-0 cxNglM"><h1 class="sc-1a41baba-1 bSMiBu">Financing</h1></header><div data-testid="ad-sticky-container" class="sc-8e0bad8e-0 fggAGB"><div class="container"><div class="sc-54c4a04e-0 fpcqoR adWrapper noPrint sc-1c01c11e-0 jIDFSg" data-testid="ad"><div class="sc-54c4a04e-1 epCboS"></div><small class="sc-54c4a04e-2 hVAhMy">Advertisement</small></div></div></div><div class="sc-679b6ed4-0 llBnMt sc-5d1aa62f-0 cdKpCV" data-an-position="1" data-testid="story-tile"><figure class="sc-8825a2fb-0 UykoG"><a class="sc-cba76dee-0 oQxeF" href="/property/news/alex-s-home-loan-went-through-the-roof-a-rate-cut-is-such-a-bonus-20250217-p5lcrk.html" tabindex="-1"><div class="sc-7e695d1d-0 dtxwlC"><picture><source media="(min-width: 1000px)" srcSet="https://static.ffx.io/images/$zoom_0.19438325991189428%2C$multiply_0.611%2C$ratio_1.777778%2C$width_1059%2C$x_0%2C$y_55/t_crop_custom/q_86%2Cf_auto/a00fceb9d045a5634b95b62a5b88d42ffdd9bfb8, https://static.ffx.io/images/$zoom_0.19438325991189428%2C$multiply_1.2219%2C$ratio_1.777778%2C$width_1059%2C$x_0%2C$y_55/t_crop_custom/q_62%2Cf_auto/a00fceb9d045a5634b95b62a5b88d42ffdd9bfb8 2x"/><source media="(min-width: 750px)" srcSet="https://static.ffx.io/images/$zoom_0.19438325991189428%2C$multiply_0.4325%2C$ratio_1.777778%2C$width_1059%2C$x_0%2C$y_55/t_crop_custom/q_86%2Cf_auto/a00fceb9d045a5634b95b62a5b88d42ffdd9bfb8, https://static.ffx.io/images/$zoom_0.19438325991189428%2C$multiply_0.865%2C$ratio_1.777778%2C$width_1059%2C$x_0%2C$y_55/t_crop_custom/q_62%2Cf_auto/a00fceb9d045a5634b95b62a5b88d42ffdd9bfb8 2x"/><img alt="Alex Armstrong has been hoping for a rate cut." loading="eager" src="https://static.ffx.io/images/$zoom_0.19438325991189428%2C$multiply_0.5855%2C$ratio_1.777778%2C$width_1059%2C$x_0%2C$y_55/t_crop_custom/q_86%2Cf_auto/a00fceb9d045a5634b95b62a5b88d42ffdd9bfb8" srcSet="https://static.ffx.io/images/$zoom_0.19438325991189428%2C$multiply_0.5855%2C$ratio_1.777778%2C$width_1059%2C$x_0%2C$y_55/t_crop_custom/q_86%2Cf_auto/a00fceb9d045a5634b95b62a5b88d42ffdd9bfb8, https://static.ffx.io/images/$zoom_0.19438325991189428%2C$multiply_1.1709%2C$ratio_1.777778%2C$width_1059%2C$x_0%2C$y_55/t_crop_custom/q_62%2Cf_auto/a00fceb9d045a5634b95b62a5b88d42ffdd9bfb8 2x" class="sc-7e695d1d-1 jTcowZ"/></picture></div></a></figure><div class="sc-679b6ed4-1 fszuda"><ul class="sc-7bc57f94-0 kFNNi"><li data-pb-type="tg" class="sc-7bc57f94-1 efkbvd"><a href="/topic/nsw-residential-property-hvx" class="sc-5253e565-11 sc-7bc57f94-3 iczfBg ksaujS">NSW residential property</a></li></ul><h3 class="sc-679b6ed4-2 eVBpTp"><a class="sc-cba76dee-0 oQxeF" href="/property/news/alex-s-home-loan-went-through-the-roof-a-rate-cut-is-such-a-bonus-20250217-p5lcrk.html">Alex’s home loan went through the roof. A rate cut is such a bonus</a></h3><p class="sc-679b6ed4-3 fPOWVa">The Sydney home owner and all his peers have been waiting and hoping for rates to fall, and on Tuesday they got their wish.</p><ul class="sc-7c54e368-0 ivhppT"><li class="sc-7c54e368-2 sc-7c54e368-3 lnqnFb cOAIwH"><time data-testid="storytile-timestamp" dateTime="2025-02-18T16:10:23+11:00">2 days ago</time></li><li class="sc-7c54e368-2 lnqnFb">Elizabeth Redman and Alexandra Middleton</li></ul></div></div><section class="sc-8e1a3f91-2 jHgMyg" data-testid="storyset-assetlist"><header class="sc-d45f2b3c-0 iXGGuw sc-8e1a3f91-1 kYdpCf"><h2 data-pb-type="hi" class="sc-d45f2b3c-1 dHJIbC"><span>Latest</span></h2></header><div class="sc-371e0ea3-1 cQKGgT"><div class="sc-679b6ed4-0 cXxWOT sc-371e0ea3-0 axGVz" data-an-position="1" data-testid="story-tile"><figure class="sc-8825a2fb-0 bMQKtX"><a class="sc-cba76dee-0 oQxeF" href="/property/news/what-falling-interest-rates-will-mean-for-the-property-market-20250213-p5lbum.html" tabindex="-1"><div class="sc-7e695d1d-0 dtxwlC"><picture><source media="(min-width: 1000px)" srcSet="https://static.ffx.io/images/$zoom_0.13793103448275862%2C$multiply_0.3122%2C$ratio_1.5%2C$width_756%2C$x_0%2C$y_0/t_crop_custom/q_86%2Cf_auto/6ccb2589331e27c001c6b65bd49db8c23b332064, https://static.ffx.io/images/$zoom_0.13793103448275862%2C$multiply_0.6243%2C$ratio_1.5%2C$width_756%2C$x_0%2C$y_0/t_crop_custom/q_62%2Cf_auto/6ccb2589331e27c001c6b65bd49db8c23b332064 2x"/><source media="(min-width: 750px)" srcSet="https://static.ffx.io/images/$zoom_0.13793103448275862%2C$multiply_0.2857%2C$ratio_1.5%2C$width_756%2C$x_0%2C$y_0/t_crop_custom/q_86%2Cf_auto/6ccb2589331e27c001c6b65bd49db8c23b332064, https://static.ffx.io/images/$zoom_0.13793103448275862%2C$multiply_0.5714%2C$ratio_1.5%2C$width_756%2C$x_0%2C$y_0/t_crop_custom/q_62%2Cf_auto/6ccb2589331e27c001c6b65bd49db8c23b332064 2x"/><img alt="A rare window of opportunity could open for home buyers thanks to new government incentives and a cooling market." loading="lazy" src="https://static.ffx.io/images/$zoom_0.1034%2C$multiply_0.254%2C$ratio_1%2C$width_378%2C$x_89%2C$y_0/t_crop_custom/q_86%2Cf_auto/6ccb2589331e27c001c6b65bd49db8c23b332064" srcSet="https://static.ffx.io/images/$zoom_0.1034%2C$multiply_0.254%2C$ratio_1%2C$width_378%2C$x_89%2C$y_0/t_crop_custom/q_86%2Cf_auto/6ccb2589331e27c001c6b65bd49db8c23b332064, https://static.ffx.io/images/$zoom_0.1034%2C$multiply_0.5079%2C$ratio_1%2C$width_378%2C$x_89%2C$y_0/t_crop_custom/q_62%2Cf_auto/6ccb2589331e27c001c6b65bd49db8c23b332064 2x" class="sc-7e695d1d-1 eOOgRW"/></picture></div></a></figure><div class="sc-679b6ed4-1 fszuda"><ul class="sc-7bc57f94-0 kFNNi"><li data-pb-type="tg" class="sc-7bc57f94-1 efkbvd"><a href="/topic/interest-rates-5yo" class="sc-5253e565-11 sc-7bc57f94-3 iczfBg ksaujS">Interest rates</a></li></ul><h3 class="sc-679b6ed4-2 eglJCU"><a class="sc-cba76dee-0 oQxeF" href="/property/news/what-falling-interest-rates-will-mean-for-the-property-market-20250213-p5lbum.html">What falling interest rates will mean for the property market</a></h3><p class="sc-679b6ed4-3 fPOWVa">Even if the cash rate doesn’t fall on Tuesday, cuts are widely tipped this year – and some punters are already trying to get ahead of the curve.</p><ul class="sc-7c54e368-0 ivhppT"><li class="sc-7c54e368-2 sc-7c54e368-3 lnqnFb cOAIwH"><time data-testid="storytile-timestamp" dateTime="2025-02-14T05:00:00+11:00">February 14, 2025</time></li><li class="sc-7c54e368-2 lnqnFb">Jim Malo</li></ul></div></div><div class="sc-679b6ed4-0 cXxWOT sc-371e0ea3-0 axGVz" data-an-position="2" data-testid="story-tile"><figure class="sc-8825a2fb-0 bMQKtX"><a class="sc-cba76dee-0 oQxeF" href="/property/news/house-prices-sank-under-high-interest-rates-except-where-they-boomed-20250211-p5lb8m.html" tabindex="-1"><div class="sc-7e695d1d-0 dtxwlC"><picture><source media="(min-width: 1000px)" srcSet="https://static.ffx.io/images/$zoom_0.1443%2C$multiply_0.3122%2C$ratio_1.5%2C$width_756%2C$x_0%2C$y_0/t_crop_custom/q_86%2Cf_auto/9cf94637e0ba1b36774ceab9bdbc4d352a125293, https://static.ffx.io/images/$zoom_0.1443%2C$multiply_0.6243%2C$ratio_1.5%2C$width_756%2C$x_0%2C$y_0/t_crop_custom/q_62%2Cf_auto/9cf94637e0ba1b36774ceab9bdbc4d352a125293 2x"/><source media="(min-width: 750px)" srcSet="https://static.ffx.io/images/$zoom_0.1443%2C$multiply_0.2857%2C$ratio_1.5%2C$width_756%2C$x_0%2C$y_0/t_crop_custom/q_86%2Cf_auto/9cf94637e0ba1b36774ceab9bdbc4d352a125293, https://static.ffx.io/images/$zoom_0.1443%2C$multiply_0.5714%2C$ratio_1.5%2C$width_756%2C$x_0%2C$y_0/t_crop_custom/q_62%2Cf_auto/9cf94637e0ba1b36774ceab9bdbc4d352a125293 2x"/><img alt="Regional property markets are outperforming capital cities." loading="lazy" src="https://static.ffx.io/images/$zoom_0.1082%2C$multiply_0.254%2C$ratio_1%2C$width_378%2C$x_185%2C$y_0/t_crop_custom/q_86%2Cf_auto/9cf94637e0ba1b36774ceab9bdbc4d352a125293" srcSet="https://static.ffx.io/images/$zoom_0.1082%2C$multiply_0.254%2C$ratio_1%2C$width_378%2C$x_185%2C$y_0/t_crop_custom/q_86%2Cf_auto/9cf94637e0ba1b36774ceab9bdbc4d352a125293, https://static.ffx.io/images/$zoom_0.1082%2C$multiply_0.5079%2C$ratio_1%2C$width_378%2C$x_185%2C$y_0/t_crop_custom/q_62%2Cf_auto/9cf94637e0ba1b36774ceab9bdbc4d352a125293 2x" class="sc-7e695d1d-1 eOOgRW"/></picture></div></a></figure><div class="sc-679b6ed4-1 fszuda"><ul class="sc-7bc57f94-0 kFNNi"><li data-pb-type="tg" class="sc-7bc57f94-1 efkbvd"><a href="/topic/property-prices-60x" class="sc-5253e565-11 sc-7bc57f94-3 iczfBg ksaujS">Property prices</a></li></ul><h3 class="sc-679b6ed4-2 eglJCU"><a class="sc-cba76dee-0 oQxeF" href="/property/news/house-prices-sank-under-high-interest-rates-except-where-they-boomed-20250211-p5lb8m.html">House prices sank under high interest rates – except where they boomed</a></h3><p class="sc-679b6ed4-3 fPOWVa">Potential home buyers can’t borrow as much money, but that didn’t push house prices down everywhere. It has sometimes proved the opposite.</p><ul class="sc-7c54e368-0 ivhppT"><li class="sc-7c54e368-2 sc-7c54e368-3 lnqnFb cOAIwH"><time data-testid="storytile-timestamp" dateTime="2025-02-12T05:00:00+11:00">February 12, 2025</time></li><li class="sc-7c54e368-2 lnqnFb">Elizabeth Redman</li></ul></div></div><div class="sc-679b6ed4-0 cXxWOT sc-371e0ea3-0 axGVz" data-an-position="3" data-testid="story-tile"><figure class="sc-8825a2fb-0 bMQKtX"><a class="sc-cba76dee-0 oQxeF" href="/property/news/where-house-prices-will-rise-fastest-during-2025-20250128-p5l7q6.html" tabindex="-1"><div class="sc-7e695d1d-0 dtxwlC"><picture><source media="(min-width: 1000px)" srcSet="https://static.ffx.io/images/$zoom_0.2669%2C$multiply_0.3122%2C$ratio_1.5%2C$width_756%2C$x_0%2C$y_0/t_crop_custom/q_86%2Cf_auto/45dd714ba7801326115e27812f1b4f58d7d20985, https://static.ffx.io/images/$zoom_0.2669%2C$multiply_0.6243%2C$ratio_1.5%2C$width_756%2C$x_0%2C$y_0/t_crop_custom/q_62%2Cf_auto/45dd714ba7801326115e27812f1b4f58d7d20985 2x"/><source media="(min-width: 750px)" srcSet="https://static.ffx.io/images/$zoom_0.2669%2C$multiply_0.2857%2C$ratio_1.5%2C$width_756%2C$x_0%2C$y_0/t_crop_custom/q_86%2Cf_auto/45dd714ba7801326115e27812f1b4f58d7d20985, https://static.ffx.io/images/$zoom_0.2669%2C$multiply_0.5714%2C$ratio_1.5%2C$width_756%2C$x_0%2C$y_0/t_crop_custom/q_62%2Cf_auto/45dd714ba7801326115e27812f1b4f58d7d20985 2x"/><img alt="Sydney and Melbourne property markets slowed late last year, which prompted some economists to rethink their predictions of growth." loading="lazy" src="https://static.ffx.io/images/$zoom_0.2247379797088664%2C$multiply_0.254%2C$ratio_1%2C$width_378%2C$x_227%2C$y_14/t_crop_custom/q_86%2Cf_auto/45dd714ba7801326115e27812f1b4f58d7d20985" srcSet="https://static.ffx.io/images/$zoom_0.2247379797088664%2C$multiply_0.254%2C$ratio_1%2C$width_378%2C$x_227%2C$y_14/t_crop_custom/q_86%2Cf_auto/45dd714ba7801326115e27812f1b4f58d7d20985, https://static.ffx.io/images/$zoom_0.2247379797088664%2C$multiply_0.5079%2C$ratio_1%2C$width_378%2C$x_227%2C$y_14/t_crop_custom/q_62%2Cf_auto/45dd714ba7801326115e27812f1b4f58d7d20985 2x" class="sc-7e695d1d-1 eOOgRW"/></picture></div></a></figure><div class="sc-679b6ed4-1 fszuda"><ul class="sc-7bc57f94-0 kFNNi"><li data-pb-type="tg" class="sc-7bc57f94-1 efkbvd"><a href="/topic/property-prices-60x" class="sc-5253e565-11 sc-7bc57f94-3 iczfBg ksaujS">Property prices</a></li></ul><h3 class="sc-679b6ed4-2 eglJCU"><a class="sc-cba76dee-0 oQxeF" href="/property/news/where-house-prices-will-rise-fastest-during-2025-20250128-p5l7q6.html">Where house prices will rise fastest during 2025</a></h3><p class="sc-679b6ed4-3 fPOWVa">Despite the effect of higher-for-longer interest rates and already high property prices, a new forecast picks the top performers.</p><ul class="sc-7c54e368-0 ivhppT"><li class="sc-7c54e368-2 sc-7c54e368-3 lnqnFb cOAIwH"><time data-testid="storytile-timestamp" dateTime="2025-01-29T05:00:00+11:00">January 29, 2025</time></li><li class="sc-7c54e368-2 lnqnFb">Jim Malo</li></ul></div></div><div class="sc-679b6ed4-0 cXxWOT sc-371e0ea3-0 axGVz" data-an-position="4" data-testid="story-tile"><figure class="sc-8825a2fb-0 bMQKtX"><a class="sc-cba76dee-0 oQxeF" href="/property/news/how-high-income-earners-are-coping-with-higher-interest-rates-20241218-p5kzc5.html" tabindex="-1"><div class="sc-7e695d1d-0 dtxwlC"><picture><source media="(min-width: 1000px)" srcSet="https://static.ffx.io/images/$zoom_0.13880473698705592%2C$multiply_0.3122%2C$ratio_1.5%2C$width_756%2C$x_1%2C$y_0/t_crop_custom/q_86%2Cf_auto/fde17c0bcf750361a252c63168d11012aa101c38, https://static.ffx.io/images/$zoom_0.13880473698705592%2C$multiply_0.6243%2C$ratio_1.5%2C$width_756%2C$x_1%2C$y_0/t_crop_custom/q_62%2Cf_auto/fde17c0bcf750361a252c63168d11012aa101c38 2x"/><source media="(min-width: 750px)" srcSet="https://static.ffx.io/images/$zoom_0.13880473698705592%2C$multiply_0.2857%2C$ratio_1.5%2C$width_756%2C$x_1%2C$y_0/t_crop_custom/q_86%2Cf_auto/fde17c0bcf750361a252c63168d11012aa101c38, https://static.ffx.io/images/$zoom_0.13880473698705592%2C$multiply_0.5714%2C$ratio_1.5%2C$width_756%2C$x_1%2C$y_0/t_crop_custom/q_62%2Cf_auto/fde17c0bcf750361a252c63168d11012aa101c38 2x"/><img alt="First home owners have been hit with higher mortgage repayments." loading="lazy" src="https://static.ffx.io/images/$zoom_0.10410355274029193%2C$multiply_0.254%2C$ratio_1%2C$width_378%2C$x_95%2C$y_0/t_crop_custom/q_86%2Cf_auto/fde17c0bcf750361a252c63168d11012aa101c38" srcSet="https://static.ffx.io/images/$zoom_0.10410355274029193%2C$multiply_0.254%2C$ratio_1%2C$width_378%2C$x_95%2C$y_0/t_crop_custom/q_86%2Cf_auto/fde17c0bcf750361a252c63168d11012aa101c38, https://static.ffx.io/images/$zoom_0.10410355274029193%2C$multiply_0.5079%2C$ratio_1%2C$width_378%2C$x_95%2C$y_0/t_crop_custom/q_62%2Cf_auto/fde17c0bcf750361a252c63168d11012aa101c38 2x" class="sc-7e695d1d-1 eOOgRW"/></picture></div></a></figure><div class="sc-679b6ed4-1 fszuda"><ul class="sc-7bc57f94-0 kFNNi"><li data-pb-type="tg" class="sc-7bc57f94-1 efkbvd"><a href="/topic/property-market-60w" class="sc-5253e565-11 sc-7bc57f94-3 iczfBg ksaujS">Property market</a></li></ul><h3 class="sc-679b6ed4-2 eglJCU"><a class="sc-cba76dee-0 oQxeF" href="/property/news/how-high-income-earners-are-coping-with-higher-interest-rates-20241218-p5kzc5.html">How high-income earners are coping with higher interest rates</a></h3><p class="sc-679b6ed4-3 fPOWVa">Tree-changing, downsizing, moving back in with parents – even households on solid professional incomes can no longer keep up with mortgages.</p><ul class="sc-7c54e368-0 ivhppT"><li class="sc-7c54e368-2 sc-7c54e368-3 lnqnFb cOAIwH"><time data-testid="storytile-timestamp" dateTime="2024-12-19T05:00:00+11:00">December 19, 2024</time></li><li class="sc-7c54e368-2 lnqnFb">Elizabeth Redman</li></ul></div></div><div class="sc-679b6ed4-0 cXxWOT sc-371e0ea3-0 axGVz" data-an-position="5" data-testid="story-tile"><figure class="sc-8825a2fb-0 bMQKtX"><a class="sc-cba76dee-0 oQxeF" href="/property/news/like-going-to-a-casino-more-home-buyers-turn-to-risky-strategy-20241112-p5kpup.html" tabindex="-1"><div class="sc-7e695d1d-0 dtxwlC"><picture><source media="(min-width: 1000px)" srcSet="https://static.ffx.io/images/$zoom_0.1291%2C$multiply_0.3122%2C$ratio_1.5%2C$width_756%2C$x_0%2C$y_0/t_crop_custom/q_86%2Cf_auto/cb900795dcee6fa193350e8ddfc71f60a118acf4, https://static.ffx.io/images/$zoom_0.1291%2C$multiply_0.6243%2C$ratio_1.5%2C$width_756%2C$x_0%2C$y_0/t_crop_custom/q_62%2Cf_auto/cb900795dcee6fa193350e8ddfc71f60a118acf4 2x"/><source media="(min-width: 750px)" srcSet="https://static.ffx.io/images/$zoom_0.1291%2C$multiply_0.2857%2C$ratio_1.5%2C$width_756%2C$x_0%2C$y_0/t_crop_custom/q_86%2Cf_auto/cb900795dcee6fa193350e8ddfc71f60a118acf4, https://static.ffx.io/images/$zoom_0.1291%2C$multiply_0.5714%2C$ratio_1.5%2C$width_756%2C$x_0%2C$y_0/t_crop_custom/q_62%2Cf_auto/cb900795dcee6fa193350e8ddfc71f60a118acf4 2x"/><img alt="More home buyers have small deposits. " loading="lazy" src="https://static.ffx.io/images/$zoom_0.0968%2C$multiply_0.254%2C$ratio_1%2C$width_378%2C$x_102%2C$y_0/t_crop_custom/q_86%2Cf_auto/cb900795dcee6fa193350e8ddfc71f60a118acf4" srcSet="https://static.ffx.io/images/$zoom_0.0968%2C$multiply_0.254%2C$ratio_1%2C$width_378%2C$x_102%2C$y_0/t_crop_custom/q_86%2Cf_auto/cb900795dcee6fa193350e8ddfc71f60a118acf4, https://static.ffx.io/images/$zoom_0.0968%2C$multiply_0.5079%2C$ratio_1%2C$width_378%2C$x_102%2C$y_0/t_crop_custom/q_62%2Cf_auto/cb900795dcee6fa193350e8ddfc71f60a118acf4 2x" class="sc-7e695d1d-1 eOOgRW"/></picture></div></a></figure><div class="sc-679b6ed4-1 fszuda"><ul class="sc-7bc57f94-0 kFNNi"><li data-pb-type="tg" class="sc-7bc57f94-1 efkbvd"><a href="/topic/home-loans-5yb" class="sc-5253e565-11 sc-7bc57f94-3 iczfBg ksaujS">Home loans</a></li></ul><h3 class="sc-679b6ed4-2 eglJCU"><a class="sc-cba76dee-0 oQxeF" href="/property/news/like-going-to-a-casino-more-home-buyers-turn-to-risky-strategy-20241112-p5kpup.html">‘Like going to a casino’: More home buyers turn to risky strategy</a></h3><p class="sc-679b6ed4-3 fPOWVa">Home buyers are showing fresh signs of eagerness to purchase, especially if they think any interest rate cut will push up prices.</p><ul class="sc-7c54e368-0 ivhppT"><li class="sc-7c54e368-2 sc-7c54e368-3 lnqnFb cOAIwH"><time data-testid="storytile-timestamp" dateTime="2024-11-13T05:00:00+11:00">November 13, 2024</time></li><li class="sc-7c54e368-2 lnqnFb">Sue Williams</li></ul></div></div></div><div class="container"><div class="sc-54c4a04e-0 edUjwE adWrapper noPrint sc-1eabb863-0 dlCdtD" data-testid="ad"><div class="sc-54c4a04e-1 epCboS"></div><small class="sc-54c4a04e-2 hVAhMy">Advertisement</small></div></div><div class="sc-371e0ea3-1 cQKGgT"><div class="sc-679b6ed4-0 cXxWOT sc-371e0ea3-0 axGVz" data-an-position="1" data-testid="story-tile"><figure class="sc-8825a2fb-0 bMQKtX"><a class="sc-cba76dee-0 oQxeF" href="/property/news/how-and-why-it-just-got-even-harder-to-buy-a-home-in-australia-20241105-p5ko0r.html" tabindex="-1"><div class="sc-7e695d1d-0 dtxwlC"><picture><source media="(min-width: 1000px)" srcSet="https://static.ffx.io/images/$zoom_0.32006773920406434%2C$multiply_0.3122%2C$ratio_1.5%2C$width_756%2C$x_0%2C$y_0/t_crop_custom/q_86%2Cf_auto/7fc809c8907b6ebb657369565baa1ec576f94d9c, https://static.ffx.io/images/$zoom_0.32006773920406434%2C$multiply_0.6243%2C$ratio_1.5%2C$width_756%2C$x_0%2C$y_0/t_crop_custom/q_62%2Cf_auto/7fc809c8907b6ebb657369565baa1ec576f94d9c 2x"/><source media="(min-width: 750px)" srcSet="https://static.ffx.io/images/$zoom_0.32006773920406434%2C$multiply_0.2857%2C$ratio_1.5%2C$width_756%2C$x_0%2C$y_0/t_crop_custom/q_86%2Cf_auto/7fc809c8907b6ebb657369565baa1ec576f94d9c, https://static.ffx.io/images/$zoom_0.32006773920406434%2C$multiply_0.5714%2C$ratio_1.5%2C$width_756%2C$x_0%2C$y_0/t_crop_custom/q_62%2Cf_auto/7fc809c8907b6ebb657369565baa1ec576f94d9c 2x"/><img alt="Home values have not matched the falls in borrowing capacity." loading="lazy" src="https://static.ffx.io/images/$zoom_0.24%2C$multiply_0.254%2C$ratio_1%2C$width_378%2C$x_94%2C$y_0/t_crop_custom/q_86%2Cf_auto/7fc809c8907b6ebb657369565baa1ec576f94d9c" srcSet="https://static.ffx.io/images/$zoom_0.24%2C$multiply_0.254%2C$ratio_1%2C$width_378%2C$x_94%2C$y_0/t_crop_custom/q_86%2Cf_auto/7fc809c8907b6ebb657369565baa1ec576f94d9c, https://static.ffx.io/images/$zoom_0.24%2C$multiply_0.5079%2C$ratio_1%2C$width_378%2C$x_94%2C$y_0/t_crop_custom/q_62%2Cf_auto/7fc809c8907b6ebb657369565baa1ec576f94d9c 2x" class="sc-7e695d1d-1 eOOgRW"/></picture></div></a></figure><div class="sc-679b6ed4-1 fszuda"><ul class="sc-7bc57f94-0 kFNNi"><li data-pb-type="tg" class="sc-7bc57f94-1 efkbvd"><a href="/topic/interest-rates-5yo" class="sc-5253e565-11 sc-7bc57f94-3 iczfBg ksaujS">Interest rates</a></li></ul><h3 class="sc-679b6ed4-2 eglJCU"><a class="sc-cba76dee-0 oQxeF" href="/property/news/how-and-why-it-just-got-even-harder-to-buy-a-home-in-australia-20241105-p5ko0r.html">How - and why - it just got even harder to buy a home in Australia</a></h3><p class="sc-679b6ed4-3 fPOWVa">Would-be home buyers have been hit by a lose-lose situation since interest rates began to rise and future cuts may not act as previously expected.</p><ul class="sc-7c54e368-0 ivhppT"><li class="sc-7c54e368-2 sc-7c54e368-3 lnqnFb cOAIwH"><time data-testid="storytile-timestamp" dateTime="2024-11-06T05:00:00+11:00">November 6, 2024</time></li><li class="sc-7c54e368-2 lnqnFb">Jim Malo and Tawar Razaghi</li></ul></div></div><div class="sc-679b6ed4-0 cXxWOT sc-371e0ea3-0 axGVz" data-an-position="2" data-testid="story-tile"><figure class="sc-8825a2fb-0 bMQKtX"><a class="sc-cba76dee-0 oQxeF" href="/property/news/why-now-could-be-a-better-time-to-buy-a-house-20241009-p5kgw0.html" tabindex="-1"><div class="sc-7e695d1d-0 dtxwlC"><picture><source media="(min-width: 1000px)" srcSet="https://static.ffx.io/images/$zoom_0.2578%2C$multiply_0.3122%2C$ratio_1.5%2C$width_756%2C$x_0%2C$y_0/t_crop_custom/q_86%2Cf_auto/bbb9262f7bd3f486513dd6a1baba464fe903ba5a, https://static.ffx.io/images/$zoom_0.2578%2C$multiply_0.6243%2C$ratio_1.5%2C$width_756%2C$x_0%2C$y_0/t_crop_custom/q_62%2Cf_auto/bbb9262f7bd3f486513dd6a1baba464fe903ba5a 2x"/><source media="(min-width: 750px)" srcSet="https://static.ffx.io/images/$zoom_0.2578%2C$multiply_0.2857%2C$ratio_1.5%2C$width_756%2C$x_0%2C$y_0/t_crop_custom/q_86%2Cf_auto/bbb9262f7bd3f486513dd6a1baba464fe903ba5a, https://static.ffx.io/images/$zoom_0.2578%2C$multiply_0.5714%2C$ratio_1.5%2C$width_756%2C$x_0%2C$y_0/t_crop_custom/q_62%2Cf_auto/bbb9262f7bd3f486513dd6a1baba464fe903ba5a 2x"/><img alt="Consumers expect interest rates are unlikely to rise from here." loading="lazy" src="https://static.ffx.io/images/$zoom_0.189%2C$multiply_0.254%2C$ratio_1%2C$width_378%2C$x_85%2C$y_0/t_crop_custom/q_86%2Cf_auto/bbb9262f7bd3f486513dd6a1baba464fe903ba5a" srcSet="https://static.ffx.io/images/$zoom_0.189%2C$multiply_0.254%2C$ratio_1%2C$width_378%2C$x_85%2C$y_0/t_crop_custom/q_86%2Cf_auto/bbb9262f7bd3f486513dd6a1baba464fe903ba5a, https://static.ffx.io/images/$zoom_0.189%2C$multiply_0.5079%2C$ratio_1%2C$width_378%2C$x_85%2C$y_0/t_crop_custom/q_62%2Cf_auto/bbb9262f7bd3f486513dd6a1baba464fe903ba5a 2x" class="sc-7e695d1d-1 eOOgRW"/></picture></div></a></figure><div class="sc-679b6ed4-1 fszuda"><ul class="sc-7bc57f94-0 kFNNi"><li data-pb-type="tg" class="sc-7bc57f94-1 efkbvd"><a href="/topic/property-market-60w" class="sc-5253e565-11 sc-7bc57f94-3 iczfBg ksaujS">Property market</a></li></ul><h3 class="sc-679b6ed4-2 eglJCU"><a class="sc-cba76dee-0 oQxeF" href="/property/news/why-now-could-be-a-better-time-to-buy-a-house-20241009-p5kgw0.html">Why now could be a better time to buy a house</a></h3><p class="sc-679b6ed4-3 fPOWVa">Prospective home buyers’ pessimism about whether the current moment is a good time to buy has dropped to its lowest level since the start of 2023. But are they right?</p><ul class="sc-7c54e368-0 ivhppT"><li class="sc-7c54e368-2 sc-7c54e368-3 lnqnFb cOAIwH"><time data-testid="storytile-timestamp" dateTime="2024-10-10T05:00:00+11:00">October 10, 2024</time></li><li class="sc-7c54e368-2 lnqnFb">Elizabeth Redman</li></ul></div></div><div class="sc-679b6ed4-0 cXxWOT sc-371e0ea3-0 axGVz" data-an-position="3" data-testid="story-tile"><figure class="sc-8825a2fb-0 bMQKtX"><a class="sc-cba76dee-0 oQxeF" href="/property/news/suburbs-where-apartment-values-are-cheaper-than-their-peak-20241007-p5kgey.html" tabindex="-1"><div class="sc-7e695d1d-0 dtxwlC"><picture><source media="(min-width: 1000px)" srcSet="https://static.ffx.io/images/$zoom_0.1512%2C$multiply_0.3122%2C$ratio_1.5%2C$width_756%2C$x_0%2C$y_0/t_crop_custom/q_86%2Cf_auto/82723c62e75f7925a3f1e1d0ca34ce3b12fbb9f1, https://static.ffx.io/images/$zoom_0.1512%2C$multiply_0.6243%2C$ratio_1.5%2C$width_756%2C$x_0%2C$y_0/t_crop_custom/q_62%2Cf_auto/82723c62e75f7925a3f1e1d0ca34ce3b12fbb9f1 2x"/><source media="(min-width: 750px)" srcSet="https://static.ffx.io/images/$zoom_0.1512%2C$multiply_0.2857%2C$ratio_1.5%2C$width_756%2C$x_0%2C$y_0/t_crop_custom/q_86%2Cf_auto/82723c62e75f7925a3f1e1d0ca34ce3b12fbb9f1, https://static.ffx.io/images/$zoom_0.1512%2C$multiply_0.5714%2C$ratio_1.5%2C$width_756%2C$x_0%2C$y_0/t_crop_custom/q_62%2Cf_auto/82723c62e75f7925a3f1e1d0ca34ce3b12fbb9f1 2x"/><img alt="Unit values are below their peak in several suburbs." loading="lazy" src="https://static.ffx.io/images/$zoom_0.1134%2C$multiply_0.254%2C$ratio_1%2C$width_378%2C$x_0%2C$y_0/t_crop_custom/q_86%2Cf_auto/82723c62e75f7925a3f1e1d0ca34ce3b12fbb9f1" srcSet="https://static.ffx.io/images/$zoom_0.1134%2C$multiply_0.254%2C$ratio_1%2C$width_378%2C$x_0%2C$y_0/t_crop_custom/q_86%2Cf_auto/82723c62e75f7925a3f1e1d0ca34ce3b12fbb9f1, https://static.ffx.io/images/$zoom_0.1134%2C$multiply_0.5079%2C$ratio_1%2C$width_378%2C$x_0%2C$y_0/t_crop_custom/q_62%2Cf_auto/82723c62e75f7925a3f1e1d0ca34ce3b12fbb9f1 2x" class="sc-7e695d1d-1 eOOgRW"/></picture></div></a></figure><div class="sc-679b6ed4-1 fszuda"><ul class="sc-7bc57f94-0 kFNNi"><li data-pb-type="tg" class="sc-7bc57f94-1 efkbvd"><a href="/topic/property-prices-60x" class="sc-5253e565-11 sc-7bc57f94-3 iczfBg ksaujS">Property prices</a></li></ul><h3 class="sc-679b6ed4-2 eglJCU"><a class="sc-cba76dee-0 oQxeF" href="/property/news/suburbs-where-apartment-values-are-cheaper-than-their-peak-20241007-p5kgey.html">Suburbs where apartment values are cheaper than their peak</a></h3><p class="sc-679b6ed4-3 fPOWVa">There are 65 unit markets where values are below their record highs, and in some, buyers are purchasing from vendors selling at a loss.</p><ul class="sc-7c54e368-0 ivhppT"><li class="sc-7c54e368-2 sc-7c54e368-3 lnqnFb cOAIwH"><time data-testid="storytile-timestamp" dateTime="2024-10-07T18:16:13+11:00">October 7, 2024</time></li><li class="sc-7c54e368-2 lnqnFb">Elizabeth Redman</li></ul></div></div><div class="sc-679b6ed4-0 cXxWOT sc-371e0ea3-0 axGVz" data-an-position="4" data-testid="story-tile"><figure class="sc-8825a2fb-0 bMQKtX"><a class="sc-cba76dee-0 oQxeF" href="/property/news/the-type-of-homeowner-most-likely-to-fall-behind-on-their-mortgage-20240920-p5kcao.html" tabindex="-1"><div class="sc-7e695d1d-0 dtxwlC"><picture><source media="(min-width: 1000px)" srcSet="https://static.ffx.io/images/$zoom_0.13992226540810662%2C$multiply_0.3122%2C$ratio_1.5%2C$width_756%2C$x_0%2C$y_0/t_crop_custom/q_86%2Cf_auto/8fb765f856fcdb3794484156865ffe89bc856771, https://static.ffx.io/images/$zoom_0.13992226540810662%2C$multiply_0.6243%2C$ratio_1.5%2C$width_756%2C$x_0%2C$y_0/t_crop_custom/q_62%2Cf_auto/8fb765f856fcdb3794484156865ffe89bc856771 2x"/><source media="(min-width: 750px)" srcSet="https://static.ffx.io/images/$zoom_0.13992226540810662%2C$multiply_0.2857%2C$ratio_1.5%2C$width_756%2C$x_0%2C$y_0/t_crop_custom/q_86%2Cf_auto/8fb765f856fcdb3794484156865ffe89bc856771, https://static.ffx.io/images/$zoom_0.13992226540810662%2C$multiply_0.5714%2C$ratio_1.5%2C$width_756%2C$x_0%2C$y_0/t_crop_custom/q_62%2Cf_auto/8fb765f856fcdb3794484156865ffe89bc856771 2x"/><img alt="High interest rates are putting pressure on home borrowers." loading="lazy" src="https://static.ffx.io/images/$zoom_0.2593%2C$multiply_0.254%2C$ratio_1%2C$width_378%2C$x_681%2C$y_189/t_crop_custom/q_86%2Cf_auto/8fb765f856fcdb3794484156865ffe89bc856771" srcSet="https://static.ffx.io/images/$zoom_0.2593%2C$multiply_0.254%2C$ratio_1%2C$width_378%2C$x_681%2C$y_189/t_crop_custom/q_86%2Cf_auto/8fb765f856fcdb3794484156865ffe89bc856771, https://static.ffx.io/images/$zoom_0.2593%2C$multiply_0.5079%2C$ratio_1%2C$width_378%2C$x_681%2C$y_189/t_crop_custom/q_62%2Cf_auto/8fb765f856fcdb3794484156865ffe89bc856771 2x" class="sc-7e695d1d-1 eOOgRW"/></picture></div></a></figure><div class="sc-679b6ed4-1 fszuda"><ul class="sc-7bc57f94-0 kFNNi"><li data-pb-type="tg" class="sc-7bc57f94-1 efkbvd"><a href="/topic/home-loans-5yb" class="sc-5253e565-11 sc-7bc57f94-3 iczfBg ksaujS">Home loans</a></li></ul><h3 class="sc-679b6ed4-2 eglJCU"><a class="sc-cba76dee-0 oQxeF" href="/property/news/the-type-of-homeowner-most-likely-to-fall-behind-on-their-mortgage-20240920-p5kcao.html">The type of homeowner most likely to fall behind on their mortgage</a></h3><p class="sc-679b6ed4-3 fPOWVa">Interest rates are putting pressure on home borrowers, but some are feeling the pinch more deeply and have fewer options to manage.</p><ul class="sc-7c54e368-0 ivhppT"><li class="sc-7c54e368-2 sc-7c54e368-3 lnqnFb cOAIwH"><time data-testid="storytile-timestamp" dateTime="2024-09-25T05:00:00+10:00">September 25, 2024</time></li><li class="sc-7c54e368-2 lnqnFb">Shona Hendley</li></ul></div></div></div><div class="sc-3384e10d-0 galjxc"><button class="sc-5253e565-0 sc-5253e565-7 sc-3384e10d-1 clhnVQ bJHlMv iBnwQg" type="button">Show more</button></div></section></div></main><div class="sc-c96cc30f-0 eSGWhI 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