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-1);}.mb4-u.x-row{margin-top:40px;margin-bottom:10px;padding-top:5px;padding-bottom:5px;}.mb4-v.x-row{margin-top:0px;margin-bottom:50px;}.mb4-w.x-row{border-bottom-width:1px;}.mb4-x.x-row{padding-right:0px;}.mb4-y.x-row{padding-left:80px;}.mb4-z.x-row{margin-top:25px;}.mb4-10.x-row{margin-top:15px;border-top-left-radius:10px;border-top-right-radius:10px;border-bottom-right-radius:10px;border-bottom-left-radius:10px;padding-top:20px;padding-right:20px;padding-bottom:20px;padding-left:20px;background-color:rgb(237,248,252);}.mb4-12.x-row{font-size:1rem;}.mb4-13 > .x-row-inner{margin-top:calc(((1em / 2) + 1px) * -1);margin-right:calc(((1em / 2) + 1px) * -1);margin-bottom:calc(((1em / 2) + 1px) * -1);margin-left:calc(((1em / 2) + 1px) * -1);}.mb4-13 > .x-row-inner > *{margin-top:calc(1em / 2);margin-bottom:calc(1em / 2);margin-right:calc(1em / 2);margin-left:calc(1em / 2);}.mb4-14 > .x-row-inner{justify-content:center;margin-top:calc(((3em / 2) + 1px) * -1);margin-right:calc(((3em / 2) + 1px) * -1);margin-bottom:calc(((3em / 2) + 1px) * -1);margin-left:calc(((3em / 2) + 1px) * -1);}.mb4-14 > .x-row-inner > *{flex-grow:1;margin-top:calc(3em / 2);margin-bottom:calc(3em / 2);margin-right:calc(3em / 2);margin-left:calc(3em / 2);}.mb4-15{--gap:20px;}.mb4-16 > .x-row-inner > *:nth-child(1n - 0) {flex-basis:calc(100% - clamp(0px,var(--gap),9999px));}.mb4-17 > .x-row-inner > *:nth-child(1n - 0) {flex-basis:calc(100% - clamp(0px,var(--gap),9999px));}.mb4-18 > .x-row-inner > *:nth-child(1n - 0) {flex-basis:calc(100% - clamp(0px,var(--gap),9999px));}.mb4-19 > .x-row-inner > *:nth-child(1n - 0) {flex-basis:calc(100% - clamp(0px,var(--gap),9999px));}.mb4-1a > .x-row-inner > *:nth-child(1n - 0) {flex-basis:calc(100% - clamp(0px,var(--gap),9999px));}.mb4-1b > .x-row-inner > *:nth-child(1n - 0) {flex-basis:calc(100% - clamp(0px,var(--gap),9999px));}.mb4-1c > .x-row-inner > *:nth-child(2n - 0) {flex-basis:calc(33.33% - clamp(0px,var(--gap),9999px));}.mb4-1c > .x-row-inner > *:nth-child(2n - 1) {flex-basis:calc(66.66% - clamp(0px,var(--gap),9999px));}.mb4-1d > .x-row-inner > *:nth-child(2n - 0) {flex-basis:calc(10% - clamp(0px,var(--gap),9999px));}.mb4-1d > .x-row-inner > *:nth-child(2n - 1) {flex-basis:calc(90% - clamp(0px,var(--gap),9999px));}.mb4-1e > .x-row-inner > *:nth-child(1n - 0) {flex-basis:calc(100% - clamp(0px,var(--gap),9999px));}.mb4-1f > .x-row-inner > *:nth-child(1n - 0) {flex-basis:calc(100% - clamp(0px,var(--gap),9999px));}.mb4-1g > .x-row-inner > *:nth-child(1n - 0) {flex-basis:calc(100% - clamp(0px,var(--gap),9999px));}.mb4-1h > .x-row-inner > *:nth-child(1n - 0) {flex-basis:calc(100% - clamp(0px,var(--gap),9999px));}.mb4-1i > .x-row-inner > *:nth-child(1n - 0) {flex-basis:calc(100% - clamp(0px,var(--gap),9999px));}.mb4-1j > .x-row-inner > *:nth-child(1n - 0) {flex-basis:calc(100% - clamp(0px,var(--gap),9999px));}.mb4-1k > .x-row-inner > *:nth-child(1n - 0) {flex-basis:calc(100% - clamp(0px,var(--gap),9999px));}.mb4-1l > .x-row-inner > *:nth-child(1n - 0) {flex-basis:calc(100% - clamp(0px,var(--gap),9999px));}.mb4-1m > .x-row-inner > *:nth-child(1n - 0) {flex-basis:calc(100% - clamp(0px,var(--gap),9999px));}.mb4-1n > .x-row-inner > *:nth-child(1n - 0) {flex-basis:calc(100% - clamp(0px,var(--gap),9999px));}.mb4-1o > .x-row-inner > *:nth-child(1n - 0) {flex-basis:calc(100% - clamp(0px,var(--gap),9999px));}.mb4-1p > .x-row-inner > *:nth-child(1n - 0) {flex-basis:calc(100% - clamp(0px,var(--gap),9999px));}.mb4-1q > .x-row-inner > *:nth-child(1n - 0) {flex-basis:calc(100% - clamp(0px,var(--gap),9999px));}.mb4-1r > .x-row-inner > *:nth-child(1n - 0) {flex-basis:calc(100% - clamp(0px,var(--gap),9999px));}.mb4-1s > .x-row-inner > *:nth-child(1n - 0) {flex-basis:calc(100% - clamp(0px,var(--gap),9999px));}.mb4-1t > .x-row-inner > *:nth-child(1n - 0) {flex-basis:calc(100% - clamp(0px,var(--gap),9999px));}.mb4-1u > .x-row-inner > *:nth-child(1n - 0) {flex-basis:calc(100% - clamp(0px,var(--gap),9999px));}.mb4-1v > .x-row-inner > *:nth-child(1n - 0) {flex-basis:calc(100% - clamp(0px,var(--gap),9999px));}.mb4-1w > .x-row-inner > *:nth-child(1n - 0) {flex-basis:calc(100% - clamp(0px,var(--gap),9999px));}.mb4-1x > .x-row-inner > *:nth-child(1n - 0) {flex-basis:calc(100% - clamp(0px,var(--gap),9999px));}.mb4-1y > .x-row-inner > *:nth-child(1n - 0) {flex-basis:calc(100% - clamp(0px,var(--gap),9999px));}.mb4-1z{--gap:1em;}.mb4-1z > .x-row-inner > *:nth-child(1n - 0) {flex-basis:calc(100% - clamp(0px,var(--gap),9999px));}.mb4-20 > .x-row-inner > *:nth-child(1n - 0) {flex-basis:calc(100% - clamp(0px,var(--gap),9999px));}.mb4-21 > .x-row-inner > *:nth-child(1n - 0) {flex-basis:calc(100% - clamp(0px,var(--gap),9999px));}.mb4-22{--gap:3em;}.mb4-22 > .x-row-inner > *:nth-child(2n - 0) {flex-basis:calc(20rem - clamp(0px,var(--gap),9999px));}.mb4-22 > .x-row-inner > *:nth-child(2n - 1) {flex-basis:calc(38rem - clamp(0px,var(--gap),9999px));}.mb4-23.x-col{z-index:1;border-top-width:0;border-right-width:0;border-bottom-width:0;border-left-width:0;font-size:1em;}.mb4-26.x-col{display:flex;}.mb4-27.x-col{flex-direction:row;align-items:flex-start;}.mb4-28.x-col{justify-content:flex-end;}.mb4-29.x-col{flex-wrap:wrap;align-content:flex-start;}.mb4-2a.x-col{justify-content:flex-start;}.mb4-2b.x-col{padding-top:10px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.mb4-2c.x-col{overflow-x:hidden;overflow-y:hidden;min-height:58vmin;border-top-left-radius:2px;border-top-right-radius:2px;border-bottom-right-radius:2px;border-bottom-left-radius:2px;box-shadow:none;}.mb4-2c.x-col:hover,.mb4-2c.x-col[class*="active"],[data-x-effect-provider*="colors"]:hover .mb4-2c.x-col{box-shadow:10px 10px 0px 0px 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status-publish hentry no-post-thumbnail"> <div class="entry-content content"> <div id="cs-content" class="cs-content"><div class="x-section e400-e1 mb4-0 mb4-1 mb4-2"><div class="x-row e400-e2 mb4-d mb4-e mb4-f mb4-g mb4-h mb4-i mb4-j mb4-k mb4-15 mb4-16"><div class="x-row-inner"><div class="x-col e400-e3 mb4-23 mb4-24 mb4-25"><div class="x-section e400-e4 mb4-0 mb4-1 mb4-2"><div class="x-row x-container max width e400-e5 mb4-d mb4-e mb4-f mb4-g mb4-h mb4-i mb4-j mb4-k mb4-15 mb4-17"><div class="x-row-inner"><div class="x-col e400-e6 mb4-23 mb4-24 mb4-25"><div class="x-section e400-e7 mb4-0 mb4-3"><div class="x-row x-container max width x-hide-sm x-hide-xs e400-e8 mb4-d mb4-e mb4-g mb4-h mb4-i mb4-j mb4-k mb4-l mb4-m mb4-15 mb4-18"><div class="x-row-inner"><div class="x-col e400-e9 mb4-23 mb4-24 mb4-25"><nav class="x-crumbs e400-e10 mb4-2e" role="navigation"><ol class="x-crumbs-list" itemscope="" itemtype="http://schema.org/BreadcrumbList" aria-label="Breadcrumb Navigation"><li class="x-crumbs-list-item" itemprop="itemListElement" itemscope itemtype="http://schema.org/ListItem"><a class="x-crumbs-link" itemtype="http://schema.org/Thing" itemprop="item" href="https://finanzas.abc.es/" classes=""><span itemprop="name">Finanzas</span></a><span class="x-crumbs-delimiter">→</span><meta itemprop="position" content="1"></li><li class="x-crumbs-list-item" itemprop="itemListElement" itemscope itemtype="http://schema.org/ListItem"><a class="x-crumbs-link" itemtype="http://schema.org/Thing" itemprop="item" href="https://finanzas.abc.es/prestamos-personales/" classes="x-crumbs-current" title="You Are Here"><span itemprop="name">Préstamos personales</span></a><meta itemprop="position" content="2"></li></ol></nav></div></div></div><div class="x-row x-container max width e400-e11 mb4-d mb4-f mb4-g mb4-i mb4-j mb4-n mb4-o mb4-p mb4-q mb4-r mb4-s mb4-t mb4-15 mb4-19"><div class="x-row-inner"><div class="x-col e400-e12 mb4-23 mb4-24 mb4-25"><div class="x-text x-text-headline e400-e13 mb4-2f mb4-2g mb4-2h mb4-2i mb4-2j mb4-2k mb4-2l mb4-2m mb4-2n"><div class="x-text-content"><div class="x-text-content-text"><h1 class="x-text-content-text-primary"><strong>Los mejores préstamos personales de hasta 60.000€ para cubrir todos tus gastos </strong></h1></div></div></div></div></div></div><div class="x-row x-container max width e400-e14 mb4-d mb4-f mb4-g mb4-i mb4-j mb4-q mb4-r mb4-s mb4-t mb4-u mb4-15 mb4-1a"><div class="x-row-inner"><div class="x-col e400-e15 mb4-23 mb4-24 mb4-25"><div class="x-text x-text-headline e400-e16 mb4-2f mb4-2g mb4-2i mb4-2j mb4-2l mb4-2m mb4-2n mb4-2o mb4-2p mb4-2q mb4-2r mb4-2s"><div class="x-text-content"><div class="x-text-content-text"><p class="x-text-content-text-primary">Los préstamos personales pueden ayudarte a hacer frente a gastos del día a día</p></div></div></div><div class="x-text x-text-headline e400-e17 mb4-2g mb4-2i mb4-2j mb4-2l mb4-2m mb4-2n mb4-2o mb4-2p mb4-2q mb4-2r mb4-2s mb4-2t mb4-2u mb4-2v"><div class="x-text-content"><div class="x-text-content-text"><p class="x-text-content-text-primary">Consulta diferentes entidades antes de decidir contratar un préstamo personal</p></div></div></div><div class="x-text x-text-headline e400-e18 mb4-2g mb4-2i mb4-2j mb4-2l mb4-2n mb4-2o mb4-2p mb4-2r mb4-2t mb4-2u mb4-2v mb4-2w"><div class="x-text-content"><div class="x-text-content-text"><p class="x-text-content-text-primary"><a href="https://finanzas.abc.es/prestamos-rapidos/"><span style="text-decoration: underline;"><span style="color: #c78d41; text-decoration: underline;">Los préstamos rápidos son créditos urgentes que se ingresan en la cuenta en tan solo 15 minutos</span></a></p></div></div></div></div></div></div><div class="x-row x-container max width e400-e19 mb4-d mb4-f mb4-g mb4-h mb4-i mb4-j mb4-k mb4-v mb4-15 mb4-1b"><div class="x-row-inner"><div class="x-col e400-e20 mb4-23 mb4-24 mb4-25"><span class="x-image e400-e21 mb4-42"><img fetchpriority="high" decoding="async" src="https://finanzas.abc.es/wp-content/uploads/2024/05/prestamos-eprsonales-pagina-abc.png" width="900" height="550" alt="Image" loading="lazy"></span><div class="x-text x-content e400-e22 mb4-45 mb4-46 mb4-47 mb4-48 mb4-49"><p style="text-align: right;">Imagen con tres pilas de monedas</p></div></div></div></div><div class="x-row x-container max width e400-e23 mb4-d mb4-e mb4-g mb4-i mb4-j mb4-l mb4-p mb4-r mb4-s mb4-t mb4-w mb4-x mb4-15 mb4-1c"><div class="x-row-inner"><div class="x-col e400-e24 mb4-23 mb4-24 mb4-25"><div class="x-text x-text-headline e400-e25 mb4-2g mb4-2j mb4-2l mb4-2m mb4-2n mb4-2u mb4-2x mb4-2y mb4-2z mb4-30 mb4-31 mb4-32 mb4-33 mb4-34 mb4-35"><div class="x-text-content"><div class="x-text-content-text"><p class="x-text-content-text-primary"><strong><span style="color: #c78d41">REDACIÓN FINANZAS ABC</strong></span></p><span class="x-text-content-text-subheadline">Sevilla</span></div></div></div></div><div class="x-col x-hide-sm x-hide-xs e400-e26 mb4-23 mb4-24 mb4-25 mb4-26 mb4-27 mb4-28 mb4-29"><a class="x-anchor x-anchor-button e400-e27 mb4-4i" tabindex="0" href="#"><div class="x-anchor-content"><div class="x-anchor-text"><span class="x-anchor-text-primary">SEGUIR AUTOR</span></div></div></a></div></div></div><div class="x-row x-container max width e400-e28 mb4-d mb4-f mb4-g mb4-i mb4-j mb4-n mb4-o mb4-p mb4-r mb4-s mb4-t mb4-x mb4-15 mb4-1d"><div class="x-row-inner"><div class="x-col e400-e29 mb4-23 mb4-24 mb4-25"><div class="x-text x-text-headline has-graphic e400-e30 mb4-2f mb4-2g mb4-2j mb4-2n mb4-2y mb4-2z mb4-33 mb4-34 mb4-35 mb4-36 mb4-37 mb4-38 mb4-39 mb4-3a mb4-3b mb4-3c mb4-3d"><div class="x-text-content"><span class="x-graphic" aria-hidden="true"><span class="x-image x-graphic-child x-graphic-image x-graphic-primary"><img decoding="async" src="https://finanzas.abc.es/wp-content/uploads/2024/05/share-1.png" width="24" height="24" alt="Image" loading="lazy"></span></span><div class="x-text-content-text"><span class="x-text-content-text-subheadline">04/2/2025</span><p class="x-text-content-text-primary">Actualizado a las <span style="color: #333333;">17:23</span></p></div></div></div></div><div class="x-col e400-e31 mb4-23 mb4-24 mb4-25 mb4-26 mb4-27 mb4-29 mb4-2a"><i class="x-icon e400-e32 mb4-4j mb4-4k" aria-hidden="true" data-x-icon-l=""></i><i class="x-icon e400-e33 mb4-4j mb4-4k" aria-hidden="true" data-x-icon-s=""></i></div></div></div></div></div></div></div></div></div></div></div></div><div class="x-section e400-e34 mb4-0 mb4-1 mb4-2"><div class="x-row x-container max width e400-e35 mb4-d mb4-e mb4-f mb4-g mb4-i mb4-j mb4-p mb4-s mb4-t mb4-x mb4-y mb4-15 mb4-1e"><div class="x-row-inner"><div class="x-col e400-e36 mb4-23 mb4-24 mb4-25"><div class="x-text x-content e400-e37 mb4-45 mb4-46 mb4-48 mb4-49 mb4-4a mb4-4b"><p>En la vida hay muchos planes, proyectos y necesidades que no pueden esperar. Queremos llevarlos a cabo cuanto antes ya sea porque nos apetece, porque vemos una buena oportunidad o porque nos es imposible retrasarlos. Sea cual sea el motivo, muchas de esas iniciativas se suelen encontrar un escollo importante: cuestan un dinero que no tenemos en este momento. Para estos casos, los préstamos personales se alzan como una gran solución para conseguir financiación y no posponer nada por falta de fondos.</p> <p>Los préstamos personales son productos de crédito que se pueden solicitar para los fines más diversos, desde hacer reformas en casa hasta abrir un negocio, pasando por la compra de un vehículo, la realización de un viaje o pagar una factura médica inesperada. Con ellos se pueden conseguir, en general, hasta 60.000 euros, con plazos de devolución de hasta 8 años.</p> <p>En el mercado financiero existe una amplia oferta de préstamos personales, tanto es así que el usuario puede llegar a sentirse abrumado por la cantidad de opciones disponibles, en especial porque cada una de ellas tiene sus particularidades y examinarlas todas y cotejarlas puede resultar bastante arduo. Para facilitar la búsqueda y ahorrar mucho tiempo a los interesados, ponemos a disposición de los lectores nuestro comparador de créditos gratuito, con el que podrán consultar un listado general de préstamos personales.</p> <p>En la parte más baja de la página podrás encontrar nuestro comparador, información sobre cómo utilizar esta herramienta y todo lo que necesitas saber sobre los préstamos personales para elegir con criterio el mejor producto para ti. Con este comparador podrás obtener una lista personalizada con tan solo rellenar un breve formulario.</p></div></div></div></div><div class="x-row x-container max width e400-e38 mb4-d mb4-f mb4-g mb4-h mb4-i mb4-j mb4-k mb4-o mb4-z mb4-15 mb4-1f"><div class="x-row-inner"><div class="x-col e400-e39 mb4-23 mb4-24 mb4-25"><div class="x-text x-text-headline e400-e40 mb4-2g mb4-2i mb4-2j mb4-2k mb4-2l mb4-2m mb4-2n mb4-2q mb4-2u mb4-2x mb4-3e mb4-3f"><div class="x-text-content"><div class="x-text-content-text"><h2 class="x-text-content-text-primary"><p><strong>Los mejores préstamos personales de febrero 2025</strong></p></h2></div></div></div><div class="x-text x-content e400-e41 mb4-45 mb4-46 mb4-48 mb4-49 mb4-4b mb4-4c mb4-4d"><p><div class="cs-content x-global-block x-global-block-547 e547-e0"><div class="x-section e547-e2 mf7-0"><div class="x-row e547-e3 mf7-2 mf7-3 mf7-5"><div class="x-row-inner"><div class="x-col e547-e4 mf7-9"><div class="x-grid e547-e5 mf7-b mf7-c"><div class="x-cell e547-e6 mf7-e mf7-f mf7-g"><a class="x-image e547-e7 mf7-j mf7-k" href="http://finanzas.abc.es/ir-fintonic" rel="nofollow"><img decoding="async" src="https://finanzas.abc.es/wp-content/uploads/2024/02/Fintonic.png" width="175" height="125" alt="Image" loading="lazy"></a><a class="x-anchor x-anchor-button e547-e8 mf7-m" tabindex="0" href="http://finanzas.abc.es/ir-fintonic" rel="nofollow"><div class="x-anchor-content"><div class="x-anchor-text"><span class="x-anchor-text-primary">Ir a la oferta</span></div></div></a> <span class="x-rating e547-e9 mf7-n"> <span class="x-rating-graphic" role="img" aria-label="4.5 / 5"> <i class="x-icon" aria-hidden="true" data-x-icon-s=""></i><i class="x-icon" aria-hidden="true" data-x-icon-s=""></i><i class="x-icon" aria-hidden="true" data-x-icon-s=""></i><i class="x-icon" aria-hidden="true" data-x-icon-s=""></i><i class="x-icon" aria-hidden="true" data-x-icon-s=""></i> </span> </span> <span class="x-image e547-e10 mf7-j mf7-l"><img decoding="async" src="https://finanzas.abc.es/wp-content/uploads/2024/04/ABC-finanzas-verificador.svg" width="150" height="60" alt="Image" loading="lazy"></span></div><div class="x-cell e547-e11 mf7-f mf7-h mf7-i"><a href="http://finanzas.abc.es/ir-fintonic" rel="nofollow" class="x-text x-text-headline e547-e12 mf7-o mf7-p"><div class="x-text-content"><div class="x-text-content-text"><h3 class="x-text-content-text-primary"><strong>Préstamo Fintonic</strong></h3></div></div></a><div class="x-grid e547-e13 mf7-b mf7-d"><div class="x-cell e547-e14 mf7-f mf7-g mf7-h"><div class="x-text x-text-headline e547-e15 mf7-p mf7-q"><div class="x-text-content"><div class="x-text-content-text"><p class="x-text-content-text-primary">Importe</p><span class="x-text-content-text-subheadline">2.000€ - 50.000€</span></div></div></div></div><div class="x-cell e547-e16 mf7-f mf7-g mf7-h"><div class="x-text x-text-headline e547-e17 mf7-p mf7-q"><div class="x-text-content"><div class="x-text-content-text"><p class="x-text-content-text-primary">Interés (desde)</p><span class="x-text-content-text-subheadline">3,99% TAE</span></div></div></div></div><div class="x-cell e547-e18 mf7-f mf7-g mf7-h"><div class="x-text x-text-headline e547-e19 mf7-p mf7-q"><div class="x-text-content"><div class="x-text-content-text"><p class="x-text-content-text-primary">Devolución</p><span class="x-text-content-text-subheadline">12 - 120 meses</span></div></div></div></div></div></div><div class="x-cell e547-e20 mf7-f mf7-g mf7-h"><div class="x-tabs e547-e21 mf7-r" data-x-element-tabs=""><div class="x-tabs-list"><ul role="tablist"><li role="presentation"><button id="tab-e547-e22" class="e547-e22 x-active" role="tab" aria-selected="true" aria-controls="panel-e547-e22" data-x-toggle="tab" data-x-toggleable="tab-item-e547-e22" data-x-toggle-group="tab-group-e547-e21"><span>Más información</span></button></li><li role="presentation"><button id="tab-e547-e49" class="e547-e49" role="tab" aria-selected="false" aria-controls="panel-e547-e49" data-x-toggle="tab" data-x-toggleable="tab-item-e547-e49" data-x-toggle-group="tab-group-e547-e21"><span>Requisitos</span></button></li><li role="presentation"><button id="tab-e547-e71" class="e547-e71" role="tab" aria-selected="false" aria-controls="panel-e547-e71" data-x-toggle="tab" data-x-toggleable="tab-item-e547-e71" data-x-toggle-group="tab-group-e547-e21"><span>¿Por qué la elegiríamos?</span></button></li></ul></div><div class="x-tabs-panels"><div id="panel-e547-e22" class="x-tabs-panel e547-e22 x-active" role="tabpanel" aria-labelledby="tab-e547-e22" aria-hidden="false" data-x-toggleable="tab-item-e547-e22"><ul class="x-row e547-e23 mf7-2 mf7-4 mf7-6 mf7-7"><div class="x-row-inner"><li class="x-col e547-e24 mf7-9 mf7-a"><figure class="x-div e547-e25 mf7-s mf7-t"><i class="x-icon e547-e26 mf7-v" aria-hidden="true" data-x-icon-o=""></i></figure><div class="x-div e547-e27 mf7-t mf7-u"><div class="x-text x-content e547-e28 mf7-w mf7-x">Ofertas personalizadas</div></div></li><li class="x-col e547-e29 mf7-9 mf7-a"><figure class="x-div e547-e30 mf7-s mf7-t"><i class="x-icon e547-e31 mf7-v" aria-hidden="true" data-x-icon-o=""></i></figure><div class="x-div e547-e32 mf7-t mf7-u"><div class="x-text x-content e547-e33 mf7-w mf7-x">Prestamistas de renombre</div></div></li><li class="x-col e547-e34 mf7-9 mf7-a"><figure class="x-div e547-e35 mf7-s mf7-t"><i class="x-icon e547-e36 mf7-v" aria-hidden="true" data-x-icon-o=""></i></figure><div class="x-div e547-e37 mf7-t mf7-u"><div class="x-text x-content e547-e38 mf7-w mf7-x">Importes flexibles</div></div></li><li class="x-col e547-e39 mf7-9 mf7-a"><figure class="x-div e547-e40 mf7-s mf7-t"><i class="x-icon e547-e41 mf7-v" aria-hidden="true" data-x-icon-o=""></i></figure><div class="x-div e547-e42 mf7-t mf7-u"><div class="x-text x-content e547-e43 mf7-w mf7-x">Pago anticipado</div></div></li><li class="x-col e547-e44 mf7-9 mf7-a"><figure class="x-div e547-e45 mf7-s mf7-t"><i class="x-icon e547-e46 mf7-v" aria-hidden="true" data-x-icon-o=""></i></figure><div class="x-div e547-e47 mf7-t mf7-u"><div class="x-text x-content e547-e48 mf7-w mf7-x">Sin papeleo</div></div></li></div></ul></div><div id="panel-e547-e49" class="x-tabs-panel e547-e49" role="tabpanel" aria-labelledby="tab-e547-e49" aria-hidden="true" data-x-toggleable="tab-item-e547-e49"><ul class="x-row e547-e50 mf7-2 mf7-4 mf7-6 mf7-8"><div class="x-row-inner"><li class="x-col e547-e51 mf7-9 mf7-a"><figure class="x-div e547-e52 mf7-s mf7-t"><i class="x-icon e547-e53 mf7-v" aria-hidden="true" data-x-icon-s=""></i></figure><div class="x-div e547-e54 mf7-t mf7-u mf7-1 x-effect-exit" data-x-effect="{"scroll":true,"offsetTop":"10%","offsetBottom":"15%","behaviorScroll":"fire-once"}"><div class="x-text x-content e547-e55 mf7-w mf7-x">Ser mayor de 18 años</div></div></li><li class="x-col e547-e56 mf7-9 mf7-a"><figure class="x-div e547-e57 mf7-s mf7-t"><i class="x-icon e547-e58 mf7-v" aria-hidden="true" data-x-icon-s=""></i></figure><div class="x-div e547-e59 mf7-t mf7-u mf7-1 x-effect-exit" data-x-effect="{"scroll":true,"offsetTop":"10%","offsetBottom":"15%","behaviorScroll":"fire-once"}"><div class="x-text x-content e547-e60 mf7-w mf7-x">DNI o NIE vigente</div></div></li><li class="x-col e547-e61 mf7-9 mf7-a"><figure class="x-div e547-e62 mf7-s mf7-t"><i class="x-icon e547-e63 mf7-v" aria-hidden="true" data-x-icon-s=""></i></figure><div class="x-div e547-e64 mf7-t mf7-u mf7-1 x-effect-exit" data-x-effect="{"scroll":true,"offsetTop":"10%","offsetBottom":"15%","behaviorScroll":"fire-once"}"><div class="x-text x-content e547-e65 mf7-w mf7-x">Tener cuenta bancaria</div></div></li><li class="x-col e547-e66 mf7-9 mf7-a"><figure class="x-div e547-e67 mf7-s mf7-t"><i class="x-icon e547-e68 mf7-v" aria-hidden="true" data-x-icon-s=""></i></figure><div class="x-div e547-e69 mf7-t mf7-u mf7-1 x-effect-exit" data-x-effect="{"scroll":true,"offsetTop":"10%","offsetBottom":"15%","behaviorScroll":"fire-once"}"><div class="x-text x-content e547-e70 mf7-w mf7-x">Ingresos demostrables</div></div></li></div></ul></div><div id="panel-e547-e71" class="x-tabs-panel e547-e71" role="tabpanel" aria-labelledby="tab-e547-e71" aria-hidden="true" data-x-toggleable="tab-item-e547-e71"><div class="x-text x-content e547-e72 mf7-w mf7-y">Fintonic es una entidad financiera online que funciona como un comparador de préstamos personalizados. Con más de 15 entidades prestamistas, Fintonic analiza el perfil del solicitante para encontrar ofertas que se ajusten a sus necesidades. En este comparador podrás solicitar microcréditos, préstamos rápidos y sin papeleo. El proceso de solicitud es muy siempre y no solicitan documentación. Además, los depósitos de los préstamos se realizan en menos de 24 horas.</div></div></div></div></div></div></div></div></div></div></div><style> .mf7-0.x-section{margin-top:15px;margin-right:0px;margin-bottom:0px;margin-left:0px;border-top-width:0;border-right-width:0;border-bottom-width:0;border-left-width:0;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;z-index:auto;}:where(body:not(.tco-disable-effects)) .mf7-1:is(.x-effect-exit,.x-effect-entering,.x-effect-exiting) {animation-delay:0ms;animation-duration:650ms;animation-timing-function:cubic-bezier(0.400,0.000,0.200,1.000);transition-delay:0ms;transition-duration:650ms;transition-timing-function:cubic-bezier(0.400,0.000,0.200,1.000);}.mf7-1:is(.x-effect-enter){opacity:1;transform:translate(0px,0px);}:where(body:not(.tco-disable-effects)) 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.x-tabs-panel{border-top-width:0;border-right-width:0;border-bottom-width:0;border-left-width:0;padding-top:1.5rem;padding-right:1.5rem;padding-bottom:1.5rem;padding-left:1.5rem;font-family:inherit;font-size:1em;font-style:normal;font-weight:inherit;line-height:1.4;color:rgba(0,0,0,1);background-color:rgba(255,255,255,1);}.mf7-s{flex-grow:0;flex-basis:auto;margin-top:0em;margin-right:0.8em;margin-bottom:0em;margin-left:0em;}.mf7-t{flex-shrink:1;border-top-width:0;border-right-width:0;border-bottom-width:0;border-left-width:0;font-size:1em;}.mf7-u{flex-grow:1;flex-basis:16em;}.mf7-v{width:1em;border-top-width:0;border-right-width:0;border-bottom-width:0;border-left-width:0;font-size:1em;color:#1b9d56;}.mf7-w.x-text{border-top-width:0;border-right-width:0;border-bottom-width:0;border-left-width:0;font-family:inherit;font-size:1em;font-style:normal;font-weight:inherit;letter-spacing:0em;text-transform:none;}.mf7-w.x-text > :first-child{margin-top:0;}.mf7-w.x-text > :last-child{margin-bottom:0;}.mf7-x.x-text{line-height:1.65;color:#000000;}.mf7-y.x-text{line-height:inherit;color:rgba(0,0,0,1);}@media screen and (max-width:978.98px){.mf7-d.x-grid{grid-template-columns:1fr;}.mf7-e.x-cell{grid-row-start:auto;grid-row-end:auto;}.mf7-i.x-cell{text-align:center;}}@media screen and (min-width:767px) and (max-width:978.98px){.mf7-c.x-grid{grid-template-columns:1fr 1fr;}.mf7-e.x-cell{grid-column-end:3;}}@media screen and (max-width:766.98px){.mf7-c.x-grid{grid-template-columns:1fr;}.mf7-e.x-cell{grid-column-start:auto;grid-column-end:auto;}}</style><style> </style><style></style></p> <p><div class="cs-content x-global-block x-global-block-477 e477-e0"><div class="x-section e477-e2 md9-0"><div class="x-row e477-e3 md9-2 md9-3 md9-5"><div class="x-row-inner"><div class="x-col e477-e4 md9-9"><div class="x-grid e477-e5 md9-b md9-c"><div class="x-cell e477-e6 md9-e md9-f md9-g"><a class="x-image e477-e7 md9-j md9-k" href="http://finanzas.abc.es/ir-prestalo" rel="nofollow"><img decoding="async" src="https://finanzas.abc.es/wp-content/uploads/2024/02/Prestalo.png" width="175" height="125" alt="Image" loading="lazy"></a><a class="x-anchor x-anchor-button e477-e8 md9-m" tabindex="0" href="http://finanzas.abc.es/ir-prestalo" rel="nofollow"><div class="x-anchor-content"><div class="x-anchor-text"><span class="x-anchor-text-primary">Ir a la oferta</span></div></div></a> <span class="x-rating e477-e9 md9-n"> <span class="x-rating-graphic" role="img" aria-label="4.5 / 5"> <i class="x-icon" aria-hidden="true" data-x-icon-s=""></i><i class="x-icon" aria-hidden="true" data-x-icon-s=""></i><i class="x-icon" aria-hidden="true" data-x-icon-s=""></i><i class="x-icon" aria-hidden="true" data-x-icon-s=""></i><i class="x-icon" aria-hidden="true" data-x-icon-s=""></i> </span> </span> <span class="x-image e477-e10 md9-j md9-l"><img decoding="async" src="https://finanzas.abc.es/wp-content/uploads/2024/04/ABC-finanzas-verificador.svg" width="150" height="60" alt="Image" loading="lazy"></span></div><div class="x-cell e477-e11 md9-f md9-h md9-i"><a href="http://finanzas.abc.es/ir-prestalo" rel="nofollow" class="x-text x-text-headline e477-e12 md9-o md9-p"><div class="x-text-content"><div class="x-text-content-text"><h3 class="x-text-content-text-primary"><strong>Préstamo Prestalo</strong></h3></div></div></a><div class="x-grid e477-e13 md9-b md9-d"><div class="x-cell e477-e14 md9-f md9-g md9-h"><div class="x-text x-text-headline e477-e15 md9-p md9-q"><div class="x-text-content"><div class="x-text-content-text"><p class="x-text-content-text-primary">Importe</p><span class="x-text-content-text-subheadline">100€ - 60.000€</span></div></div></div></div><div class="x-cell e477-e16 md9-f md9-g md9-h"><div class="x-text x-text-headline e477-e17 md9-p md9-q"><div class="x-text-content"><div class="x-text-content-text"><p class="x-text-content-text-primary">Interés (desde)</p><span class="x-text-content-text-subheadline">4,02% TAE</span></div></div></div></div><div class="x-cell e477-e18 md9-f md9-g md9-h"><div class="x-text x-text-headline e477-e19 md9-p md9-q"><div class="x-text-content"><div class="x-text-content-text"><p class="x-text-content-text-primary">Devolución</p><span class="x-text-content-text-subheadline">3 - 96 meses</span></div></div></div></div></div></div><div class="x-cell e477-e20 md9-f md9-g md9-h"><div class="x-tabs e477-e21 md9-r" data-x-element-tabs=""><div class="x-tabs-list"><ul role="tablist"><li role="presentation"><button id="tab-e477-e22" class="e477-e22 x-active" role="tab" aria-selected="true" aria-controls="panel-e477-e22" data-x-toggle="tab" data-x-toggleable="tab-item-e477-e22" data-x-toggle-group="tab-group-e477-e21"><span>Más información</span></button></li><li role="presentation"><button id="tab-e477-e49" class="e477-e49" role="tab" aria-selected="false" aria-controls="panel-e477-e49" data-x-toggle="tab" data-x-toggleable="tab-item-e477-e49" data-x-toggle-group="tab-group-e477-e21"><span>Requisitos</span></button></li><li role="presentation"><button id="tab-e477-e76" class="e477-e76" role="tab" aria-selected="false" aria-controls="panel-e477-e76" data-x-toggle="tab" data-x-toggleable="tab-item-e477-e76" data-x-toggle-group="tab-group-e477-e21"><span>¿Por qué la elegiríamos?</span></button></li></ul></div><div class="x-tabs-panels"><div id="panel-e477-e22" class="x-tabs-panel e477-e22 x-active" role="tabpanel" aria-labelledby="tab-e477-e22" aria-hidden="false" data-x-toggleable="tab-item-e477-e22"><ul class="x-row e477-e23 md9-2 md9-4 md9-6 md9-7"><div class="x-row-inner"><li class="x-col e477-e24 md9-9 md9-a"><figure class="x-div e477-e25 md9-s md9-t"><i class="x-icon e477-e26 md9-v" aria-hidden="true" data-x-icon-o=""></i></figure><div class="x-div e477-e27 md9-t md9-u"><div class="x-text x-content e477-e28 md9-w md9-x">Préstamos personalizados</div></div></li><li class="x-col e477-e29 md9-9 md9-a"><figure class="x-div e477-e30 md9-s md9-t"><i class="x-icon e477-e31 md9-v" aria-hidden="true" data-x-icon-o=""></i></figure><div class="x-div e477-e32 md9-t md9-u"><div class="x-text x-content e477-e33 md9-w md9-x">Bancos y entidades financieras</div></div></li><li class="x-col e477-e34 md9-9 md9-a"><figure class="x-div e477-e35 md9-s md9-t"><i class="x-icon e477-e36 md9-v" aria-hidden="true" data-x-icon-o=""></i></figure><div class="x-div e477-e37 md9-t md9-u"><div class="x-text x-content e477-e38 md9-w md9-x">En menos de 24 horas</div></div></li><li class="x-col e477-e39 md9-9 md9-a"><figure class="x-div e477-e40 md9-s md9-t"><i class="x-icon e477-e41 md9-v" aria-hidden="true" data-x-icon-o=""></i></figure><div class="x-div e477-e42 md9-t md9-u"><div class="x-text x-content e477-e43 md9-w md9-x">Acepta ASNEF</div></div></li><li class="x-col e477-e44 md9-9 md9-a"><figure class="x-div e477-e45 md9-s md9-t"><i class="x-icon e477-e46 md9-v" aria-hidden="true" data-x-icon-o=""></i></figure><div class="x-div e477-e47 md9-t md9-u"><div class="x-text x-content e477-e48 md9-w md9-x">Sin comisiones</div></div></li></div></ul></div><div id="panel-e477-e49" class="x-tabs-panel e477-e49" role="tabpanel" aria-labelledby="tab-e477-e49" aria-hidden="true" data-x-toggleable="tab-item-e477-e49"><ul class="x-row e477-e50 md9-2 md9-4 md9-6 md9-8"><div class="x-row-inner"><li class="x-col e477-e51 md9-9 md9-a"><figure class="x-div e477-e52 md9-s md9-t"><i class="x-icon e477-e53 md9-v" aria-hidden="true" data-x-icon-s=""></i></figure><div class="x-div e477-e54 md9-t md9-u md9-1 x-effect-exit" data-x-effect="{"scroll":true,"offsetTop":"10%","offsetBottom":"15%","behaviorScroll":"fire-once"}"><div class="x-text x-content e477-e55 md9-w md9-x">Ser mayor de 18 años</div></div></li><li class="x-col e477-e56 md9-9 md9-a"><figure class="x-div e477-e57 md9-s md9-t"><i class="x-icon e477-e58 md9-v" aria-hidden="true" data-x-icon-s=""></i></figure><div class="x-div e477-e59 md9-t md9-u md9-1 x-effect-exit" data-x-effect="{"scroll":true,"offsetTop":"10%","offsetBottom":"15%","behaviorScroll":"fire-once"}"><div class="x-text x-content e477-e60 md9-w md9-x">DNI o NIE vigente</div></div></li><li class="x-col e477-e61 md9-9 md9-a"><figure class="x-div e477-e62 md9-s md9-t"><i class="x-icon e477-e63 md9-v" aria-hidden="true" data-x-icon-s=""></i></figure><div class="x-div e477-e64 md9-t md9-u md9-1 x-effect-exit" data-x-effect="{"scroll":true,"offsetTop":"10%","offsetBottom":"15%","behaviorScroll":"fire-once"}"><div class="x-text x-content e477-e65 md9-w md9-x">Tener cuenta bancaria</div></div></li><li class="x-col e477-e66 md9-9 md9-a"><figure class="x-div e477-e67 md9-s md9-t"><i class="x-icon e477-e68 md9-v" aria-hidden="true" data-x-icon-s=""></i></figure><div class="x-div e477-e69 md9-t md9-u md9-1 x-effect-exit" data-x-effect="{"scroll":true,"offsetTop":"10%","offsetBottom":"15%","behaviorScroll":"fire-once"}"><div class="x-text x-content e477-e70 md9-w md9-x">Teléfono móvil</div></div></li><li class="x-col e477-e71 md9-9 md9-a"><figure class="x-div e477-e72 md9-s md9-t"><i class="x-icon e477-e73 md9-v" aria-hidden="true" data-x-icon-s=""></i></figure><div class="x-div e477-e74 md9-t md9-u md9-1 x-effect-exit" data-x-effect="{"scroll":true,"offsetTop":"10%","offsetBottom":"15%","behaviorScroll":"fire-once"}"><div class="x-text x-content e477-e75 md9-w md9-x">Email</div></div></li></div></ul></div><div id="panel-e477-e76" class="x-tabs-panel e477-e76" role="tabpanel" aria-labelledby="tab-e477-e76" aria-hidden="true" data-x-toggleable="tab-item-e477-e76"><div class="x-text x-content e477-e77 md9-w md9-y">Encuentra una oferta de crédito personalizado y en menos de 24 horas en la entidad Prestalo. Con más de 100.000 solicitudes mensuales, esta plataforma destaca por trabajar con diferentes prestamistas entre entidades financieras y bancos. Gracias a esto, en su plataforma podrás solicitar préstamos para proyectos o imprevistos, incluso financiación para personas en ASNEF. La solicitud en su plataforma es rápida y en menos de 24 horas te brindan una respuesta. Los clientes de la plataforma califican su servicio con 4.5/5 estrellas en más de 300 valoraciones.</div></div></div></div></div></div></div></div></div></div></div><style> .md9-0.x-section{margin-top:15px;margin-right:0px;margin-bottom:0px;margin-left:0px;border-top-width:0;border-right-width:0;border-bottom-width:0;border-left-width:0;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;z-index:auto;}:where(body:not(.tco-disable-effects)) .md9-1:is(.x-effect-exit,.x-effect-entering,.x-effect-exiting) {animation-delay:0ms;animation-duration:650ms;animation-timing-function:cubic-bezier(0.400,0.000,0.200,1.000);transition-delay:0ms;transition-duration:650ms;transition-timing-function:cubic-bezier(0.400,0.000,0.200,1.000);}.md9-1:is(.x-effect-enter){opacity:1;transform:translate(0px,0px);}:where(body:not(.tco-disable-effects)) 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.x-tabs-panel{border-top-width:0;border-right-width:0;border-bottom-width:0;border-left-width:0;padding-top:1.5rem;padding-right:1.5rem;padding-bottom:1.5rem;padding-left:1.5rem;font-family:inherit;font-size:1em;font-style:normal;font-weight:inherit;line-height:1.4;color:rgba(0,0,0,1);background-color:rgba(255,255,255,1);}.md9-s{flex-grow:0;flex-basis:auto;margin-top:0em;margin-right:0.8em;margin-bottom:0em;margin-left:0em;}.md9-t{flex-shrink:1;border-top-width:0;border-right-width:0;border-bottom-width:0;border-left-width:0;font-size:1em;}.md9-u{flex-grow:1;flex-basis:16em;}.md9-v{width:1em;border-top-width:0;border-right-width:0;border-bottom-width:0;border-left-width:0;font-size:1em;color:#1b9d56;}.md9-w.x-text{border-top-width:0;border-right-width:0;border-bottom-width:0;border-left-width:0;font-family:inherit;font-size:1em;font-style:normal;font-weight:inherit;letter-spacing:0em;text-transform:none;}.md9-w.x-text > :first-child{margin-top:0;}.md9-w.x-text > :last-child{margin-bottom:0;}.md9-x.x-text{line-height:1.65;color:#000000;}.md9-y.x-text{line-height:inherit;color:rgba(0,0,0,1);}@media screen and (max-width:978.98px){.md9-d.x-grid{grid-template-columns:1fr;}.md9-e.x-cell{grid-row-start:auto;grid-row-end:auto;}.md9-i.x-cell{text-align:center;}}@media screen and (min-width:767px) and (max-width:978.98px){.md9-c.x-grid{grid-template-columns:1fr 1fr;}.md9-e.x-cell{grid-column-end:3;}}@media screen and (max-width:766.98px){.md9-c.x-grid{grid-template-columns:1fr;}.md9-e.x-cell{grid-column-start:auto;grid-column-end:auto;}}</style><style> </style><style></style></p> <p><div class="cs-content x-global-block x-global-block-2409 e2409-e0"><div class="x-section e2409-e2 m1ux-0"><div class="x-row e2409-e3 m1ux-2 m1ux-3 m1ux-5"><div class="x-row-inner"><div class="x-col e2409-e4 m1ux-9"><div class="x-grid e2409-e5 m1ux-b m1ux-c"><div class="x-cell e2409-e6 m1ux-e m1ux-f m1ux-g"><a class="x-image e2409-e7 m1ux-j" href="https://finanzas.abc.es/ir-creditio" rel="nofollow"><img decoding="async" src="https://finanzas.abc.es/wp-content/uploads/2024/12/Creditio-logo.svg" width="131" height="93" alt="Image" loading="lazy"></a><a class="x-anchor x-anchor-button e2409-e8 m1ux-l" tabindex="0" href="https://finanzas.abc.es/ir-creditio" rel="nofollow"><div class="x-anchor-content"><div class="x-anchor-text"><span class="x-anchor-text-primary">Ir a la oferta</span></div></div></a> <span class="x-rating e2409-e9 m1ux-m"> <span class="x-rating-graphic" role="img" aria-label="4.5 / 5"> <i class="x-icon" aria-hidden="true" data-x-icon-s=""></i><i class="x-icon" aria-hidden="true" data-x-icon-s=""></i><i class="x-icon" aria-hidden="true" data-x-icon-s=""></i><i class="x-icon" aria-hidden="true" data-x-icon-s=""></i><i class="x-icon" aria-hidden="true" data-x-icon-s=""></i> </span> </span> <span class="x-image e2409-e10 m1ux-j m1ux-k"><img decoding="async" src="https://finanzas.abc.es/wp-content/uploads/2024/04/ABC-finanzas-verificador.svg" width="150" height="60" alt="Image" loading="lazy"></span></div><div class="x-cell e2409-e11 m1ux-f m1ux-h m1ux-i"><a href="https://finanzas.abc.es/ir-creditio" rel="nofollow" class="x-text x-text-headline e2409-e12 m1ux-n m1ux-o"><div class="x-text-content"><div class="x-text-content-text"><h3 class="x-text-content-text-primary"><strong>Préstamo Creditio</strong></h3></div></div></a><div class="x-grid e2409-e13 m1ux-b m1ux-d"><div class="x-cell e2409-e14 m1ux-f m1ux-g m1ux-h"><div class="x-text x-text-headline e2409-e15 m1ux-o m1ux-p"><div class="x-text-content"><div class="x-text-content-text"><p class="x-text-content-text-primary">Importe</p><span class="x-text-content-text-subheadline">200€ - 75.000€</span></div></div></div></div><div class="x-cell e2409-e16 m1ux-f m1ux-g m1ux-h"><div class="x-text x-text-headline e2409-e17 m1ux-o m1ux-p"><div class="x-text-content"><div class="x-text-content-text"><p class="x-text-content-text-primary">Interés (desde)</p><span class="x-text-content-text-subheadline">7% TAE</span></div></div></div></div><div class="x-cell e2409-e18 m1ux-f m1ux-g m1ux-h"><div class="x-text x-text-headline e2409-e19 m1ux-o m1ux-p"><div class="x-text-content"><div class="x-text-content-text"><p class="x-text-content-text-primary">Devolución</p><span class="x-text-content-text-subheadline">3 días - 6 años</span></div></div></div></div></div></div><div class="x-cell e2409-e20 m1ux-f m1ux-g m1ux-h"><div class="x-tabs e2409-e21 m1ux-q" data-x-element-tabs=""><div class="x-tabs-list"><ul role="tablist"><li role="presentation"><button id="tab-e2409-e22" class="e2409-e22 x-active" role="tab" aria-selected="true" aria-controls="panel-e2409-e22" data-x-toggle="tab" data-x-toggleable="tab-item-e2409-e22" data-x-toggle-group="tab-group-e2409-e21"><span>Más información</span></button></li><li role="presentation"><button id="tab-e2409-e49" class="e2409-e49" role="tab" aria-selected="false" aria-controls="panel-e2409-e49" data-x-toggle="tab" data-x-toggleable="tab-item-e2409-e49" data-x-toggle-group="tab-group-e2409-e21"><span>Requisitos</span></button></li><li role="presentation"><button id="tab-e2409-e71" class="e2409-e71" role="tab" aria-selected="false" aria-controls="panel-e2409-e71" data-x-toggle="tab" data-x-toggleable="tab-item-e2409-e71" data-x-toggle-group="tab-group-e2409-e21"><span>¿Por qué la elegiríamos?</span></button></li></ul></div><div class="x-tabs-panels"><div id="panel-e2409-e22" class="x-tabs-panel e2409-e22 x-active" role="tabpanel" aria-labelledby="tab-e2409-e22" aria-hidden="false" data-x-toggleable="tab-item-e2409-e22"><ul class="x-row e2409-e23 m1ux-2 m1ux-4 m1ux-6 m1ux-7"><div class="x-row-inner"><li class="x-col e2409-e24 m1ux-9 m1ux-a"><figure class="x-div e2409-e25 m1ux-r m1ux-s"><i class="x-icon e2409-e26 m1ux-u" aria-hidden="true" data-x-icon-o=""></i></figure><div class="x-div e2409-e27 m1ux-s m1ux-t"><div class="x-text x-content e2409-e28 m1ux-v m1ux-w">Préstamo personalizado</div></div></li><li class="x-col e2409-e29 m1ux-9 m1ux-a"><figure class="x-div e2409-e30 m1ux-r m1ux-s"><i class="x-icon e2409-e31 m1ux-u" aria-hidden="true" data-x-icon-o=""></i></figure><div class="x-div e2409-e32 m1ux-s m1ux-t"><div class="x-text x-content e2409-e33 m1ux-v m1ux-w">Respuesta inmediata</div></div></li><li class="x-col e2409-e34 m1ux-9 m1ux-a"><figure class="x-div e2409-e35 m1ux-r m1ux-s"><i class="x-icon e2409-e36 m1ux-u" aria-hidden="true" data-x-icon-o=""></i></figure><div class="x-div e2409-e37 m1ux-s m1ux-t"><div class="x-text x-content e2409-e38 m1ux-v m1ux-w">Reunificación de deudas</div></div></li><li class="x-col e2409-e39 m1ux-9 m1ux-a"><figure class="x-div e2409-e40 m1ux-r m1ux-s"><i class="x-icon e2409-e41 m1ux-u" aria-hidden="true" data-x-icon-o=""></i></figure><div class="x-div e2409-e42 m1ux-s m1ux-t"><div class="x-text x-content e2409-e43 m1ux-v m1ux-w">Acepta ASNEF</div></div></li><li class="x-col e2409-e44 m1ux-9 m1ux-a"><figure class="x-div e2409-e45 m1ux-r m1ux-s"><i class="x-icon e2409-e46 m1ux-u" aria-hidden="true" data-x-icon-o=""></i></figure><div class="x-div e2409-e47 m1ux-s m1ux-t"><div class="x-text x-content e2409-e48 m1ux-v m1ux-w">100% online</div></div></li></div></ul></div><div id="panel-e2409-e49" class="x-tabs-panel e2409-e49" role="tabpanel" aria-labelledby="tab-e2409-e49" aria-hidden="true" data-x-toggleable="tab-item-e2409-e49"><ul class="x-row e2409-e50 m1ux-2 m1ux-4 m1ux-6 m1ux-8"><div class="x-row-inner"><li class="x-col e2409-e51 m1ux-9 m1ux-a"><figure class="x-div e2409-e52 m1ux-r m1ux-s"><i class="x-icon e2409-e53 m1ux-u" aria-hidden="true" data-x-icon-s=""></i></figure><div class="x-div e2409-e54 m1ux-s m1ux-t m1ux-1 x-effect-exit" data-x-effect="{"scroll":true,"offsetTop":"10%","offsetBottom":"15%","behaviorScroll":"fire-once"}"><div class="x-text x-content e2409-e55 m1ux-v m1ux-w">Ser mayor de 18 años</div></div></li><li class="x-col e2409-e56 m1ux-9 m1ux-a"><figure class="x-div e2409-e57 m1ux-r m1ux-s"><i class="x-icon e2409-e58 m1ux-u" aria-hidden="true" data-x-icon-s=""></i></figure><div class="x-div e2409-e59 m1ux-s m1ux-t m1ux-1 x-effect-exit" data-x-effect="{"scroll":true,"offsetTop":"10%","offsetBottom":"15%","behaviorScroll":"fire-once"}"><div class="x-text x-content e2409-e60 m1ux-v m1ux-w">Ser español o residir en el país</div></div></li><li class="x-col e2409-e61 m1ux-9 m1ux-a"><figure class="x-div e2409-e62 m1ux-r m1ux-s"><i class="x-icon e2409-e63 m1ux-u" aria-hidden="true" data-x-icon-s=""></i></figure><div class="x-div e2409-e64 m1ux-s m1ux-t m1ux-1 x-effect-exit" data-x-effect="{"scroll":true,"offsetTop":"10%","offsetBottom":"15%","behaviorScroll":"fire-once"}"><div class="x-text x-content e2409-e65 m1ux-v m1ux-w">DNI o NIE vigente</div></div></li><li class="x-col e2409-e66 m1ux-9 m1ux-a"><figure class="x-div e2409-e67 m1ux-r m1ux-s"><i class="x-icon e2409-e68 m1ux-u" aria-hidden="true" data-x-icon-s=""></i></figure><div class="x-div e2409-e69 m1ux-s m1ux-t m1ux-1 x-effect-exit" data-x-effect="{"scroll":true,"offsetTop":"10%","offsetBottom":"15%","behaviorScroll":"fire-once"}"><div class="x-text x-content e2409-e70 m1ux-v m1ux-w">Cuenta bancaria activa</div></div></li></div></ul></div><div id="panel-e2409-e71" class="x-tabs-panel e2409-e71" role="tabpanel" aria-labelledby="tab-e2409-e71" aria-hidden="true" data-x-toggleable="tab-item-e2409-e71"><div class="x-text x-content e2409-e72 m1ux-v m1ux-x">Creditio es un comparador de préstamos online que permite conseguir financiación con importes altos de hasta 75.000<span>€ para imprevistos, viajes, reunificación y demás. Un aspecto destacado de la entidad es que analiza el perfil del solicitante de forma personalizada y le muestra opciones de financiamiento que se ajustan a sus necesidades perfil. 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.x-tabs-panel{border-top-width:0;border-right-width:0;border-bottom-width:0;border-left-width:0;padding-top:1.5rem;padding-right:1.5rem;padding-bottom:1.5rem;padding-left:1.5rem;font-family:inherit;font-size:1em;font-style:normal;font-weight:inherit;line-height:1.4;color:rgba(0,0,0,1);background-color:rgba(255,255,255,1);}.m1ux-r{flex-grow:0;flex-basis:auto;margin-top:0em;margin-right:0.8em;margin-bottom:0em;margin-left:0em;}.m1ux-s{flex-shrink:1;border-top-width:0;border-right-width:0;border-bottom-width:0;border-left-width:0;font-size:1em;}.m1ux-t{flex-grow:1;flex-basis:16em;}.m1ux-u{width:1em;border-top-width:0;border-right-width:0;border-bottom-width:0;border-left-width:0;font-size:1em;color:#1b9d56;}.m1ux-v.x-text{border-top-width:0;border-right-width:0;border-bottom-width:0;border-left-width:0;font-family:inherit;font-size:1em;font-style:normal;font-weight:inherit;letter-spacing:0em;text-transform:none;}.m1ux-v.x-text > :first-child{margin-top:0;}.m1ux-v.x-text > :last-child{margin-bottom:0;}.m1ux-w.x-text{line-height:1.65;color:#000000;}.m1ux-x.x-text{line-height:inherit;color:rgba(0,0,0,1);}@media screen and (max-width:978.98px){.m1ux-d.x-grid{grid-template-columns:1fr;}.m1ux-e.x-cell{grid-row-start:auto;grid-row-end:auto;}.m1ux-i.x-cell{text-align:center;}}@media screen and (min-width:767px) and (max-width:978.98px){.m1ux-c.x-grid{grid-template-columns:1fr 1fr;}.m1ux-e.x-cell{grid-column-end:3;}}@media screen and (max-width:766.98px){.m1ux-c.x-grid{grid-template-columns:1fr;}.m1ux-e.x-cell{grid-column-start:auto;grid-column-end:auto;}}</style><style> </style><style></style></p> <p><div class="cs-content x-global-block x-global-block-1968 e1968-e0"><div class="x-section e1968-e2 m1io-0"><div class="x-row e1968-e3 m1io-2 m1io-3 m1io-5"><div class="x-row-inner"><div class="x-col e1968-e4 m1io-9"><div class="x-grid e1968-e5 m1io-b m1io-c"><div class="x-cell e1968-e6 m1io-e m1io-f m1io-g"><a class="x-image e1968-e7 m1io-j m1io-k" href="https://finanzas.abc.es/ir-oney" rel="nofollow"><img decoding="async" src="https://finanzas.abc.es/wp-content/uploads/2024/09/Logo_Oney.png" width="175" height="125" alt="Image" loading="lazy"></a><a class="x-anchor x-anchor-button e1968-e8 m1io-m" tabindex="0" href="https://finanzas.abc.es/ir-oney" rel="nofollow"><div class="x-anchor-content"><div class="x-anchor-text"><span class="x-anchor-text-primary">Ir a la oferta</span></div></div></a> <span class="x-rating e1968-e9 m1io-n"> <span class="x-rating-graphic" role="img" aria-label="4 / 5"> <i class="x-icon" aria-hidden="true" data-x-icon-s=""></i><i class="x-icon" aria-hidden="true" data-x-icon-s=""></i><i class="x-icon" aria-hidden="true" data-x-icon-s=""></i><i class="x-icon" aria-hidden="true" data-x-icon-s=""></i><i class="x-icon" aria-hidden="true" data-x-icon-o=""></i> </span> </span> <span class="x-image e1968-e10 m1io-j m1io-l"><img decoding="async" src="https://finanzas.abc.es/wp-content/uploads/2024/04/ABC-finanzas-verificador.svg" width="150" height="60" alt="Image" loading="lazy"></span></div><div class="x-cell e1968-e11 m1io-f m1io-h m1io-i"><div class="x-text x-text-headline e1968-e12 m1io-o m1io-p"><div class="x-text-content"><div class="x-text-content-text"><h3 class="x-text-content-text-primary"><strong>Préstamo Oney</strong></h3></div></div></div><div class="x-grid e1968-e13 m1io-b m1io-d"><div class="x-cell e1968-e14 m1io-f m1io-g m1io-h"><div class="x-text x-text-headline e1968-e15 m1io-p m1io-q"><div class="x-text-content"><div class="x-text-content-text"><p class="x-text-content-text-primary">Importe</p><span class="x-text-content-text-subheadline">4.000€ - 45.000€</span></div></div></div></div><div class="x-cell e1968-e16 m1io-f m1io-g m1io-h"><div class="x-text x-text-headline e1968-e17 m1io-p m1io-q"><div class="x-text-content"><div class="x-text-content-text"><p class="x-text-content-text-primary">Interés (desde)</p><span class="x-text-content-text-subheadline">6,64% TAE</span></div></div></div></div><div class="x-cell e1968-e18 m1io-f m1io-g m1io-h"><div class="x-text x-text-headline e1968-e19 m1io-p m1io-q"><div class="x-text-content"><div class="x-text-content-text"><p class="x-text-content-text-primary">Devolución</p><span class="x-text-content-text-subheadline">12 - 96 meses</span></div></div></div></div></div></div><div class="x-cell e1968-e20 m1io-f m1io-g m1io-h"><div class="x-tabs e1968-e21 m1io-r" data-x-element-tabs=""><div class="x-tabs-list"><ul role="tablist"><li role="presentation"><button id="tab-e1968-e22" class="e1968-e22 x-active" role="tab" aria-selected="true" aria-controls="panel-e1968-e22" data-x-toggle="tab" data-x-toggleable="tab-item-e1968-e22" data-x-toggle-group="tab-group-e1968-e21"><span>Más información</span></button></li><li role="presentation"><button id="tab-e1968-e49" class="e1968-e49" role="tab" aria-selected="false" aria-controls="panel-e1968-e49" data-x-toggle="tab" data-x-toggleable="tab-item-e1968-e49" data-x-toggle-group="tab-group-e1968-e21"><span>Requisitos</span></button></li><li role="presentation"><button id="tab-e1968-e71" class="e1968-e71" role="tab" aria-selected="false" aria-controls="panel-e1968-e71" data-x-toggle="tab" data-x-toggleable="tab-item-e1968-e71" data-x-toggle-group="tab-group-e1968-e21"><span>¿Por qué la elegiríamos?</span></button></li></ul></div><div class="x-tabs-panels"><div id="panel-e1968-e22" class="x-tabs-panel e1968-e22 x-active" role="tabpanel" aria-labelledby="tab-e1968-e22" aria-hidden="false" data-x-toggleable="tab-item-e1968-e22"><ul class="x-row e1968-e23 m1io-2 m1io-4 m1io-6 m1io-7"><div class="x-row-inner"><li class="x-col e1968-e24 m1io-9 m1io-a"><figure class="x-div e1968-e25 m1io-s m1io-t"><i class="x-icon e1968-e26 m1io-v" aria-hidden="true" data-x-icon-o=""></i></figure><div class="x-div e1968-e27 m1io-t m1io-u"><div class="x-text x-content e1968-e28 m1io-w m1io-x">Sin cambiar de banco</div></div></li><li class="x-col e1968-e29 m1io-9 m1io-a"><figure class="x-div e1968-e30 m1io-s m1io-t"><i class="x-icon e1968-e31 m1io-v" aria-hidden="true" data-x-icon-o=""></i></figure><div class="x-div e1968-e32 m1io-t m1io-u"><div class="x-text x-content e1968-e33 m1io-w m1io-x">Sin comisiones</div></div></li><li class="x-col e1968-e34 m1io-9 m1io-a"><figure class="x-div e1968-e35 m1io-s m1io-t"><i class="x-icon e1968-e36 m1io-v" aria-hidden="true" data-x-icon-o=""></i></figure><div class="x-div e1968-e37 m1io-t m1io-u"><div class="x-text x-content e1968-e38 m1io-w m1io-x">Bajos requisitos</div></div></li><li class="x-col e1968-e39 m1io-9 m1io-a"><figure class="x-div e1968-e40 m1io-s m1io-t"><i class="x-icon e1968-e41 m1io-v" aria-hidden="true" data-x-icon-o=""></i></figure><div class="x-div e1968-e42 m1io-t m1io-u"><div class="x-text x-content e1968-e43 m1io-w m1io-x">Sin justificación</div></div></li><li class="x-col e1968-e44 m1io-9 m1io-a"><figure class="x-div e1968-e45 m1io-s m1io-t"><i class="x-icon e1968-e46 m1io-v" aria-hidden="true" data-x-icon-o=""></i></figure><div class="x-div e1968-e47 m1io-t m1io-u"><div class="x-text x-content e1968-e48 m1io-w m1io-x">Respuesta en menos de 24h</div></div></li></div></ul></div><div id="panel-e1968-e49" class="x-tabs-panel e1968-e49" role="tabpanel" aria-labelledby="tab-e1968-e49" aria-hidden="true" data-x-toggleable="tab-item-e1968-e49"><ul class="x-row e1968-e50 m1io-2 m1io-4 m1io-6 m1io-8"><div class="x-row-inner"><li class="x-col e1968-e51 m1io-9 m1io-a"><figure class="x-div e1968-e52 m1io-s m1io-t"><i class="x-icon e1968-e53 m1io-v" aria-hidden="true" data-x-icon-s=""></i></figure><div class="x-div e1968-e54 m1io-t m1io-u m1io-1 x-effect-exit" data-x-effect="{"scroll":true,"offsetTop":"10%","offsetBottom":"15%","behaviorScroll":"fire-once"}"><div class="x-text x-content e1968-e55 m1io-w m1io-x">Ser mayor de 18 años</div></div></li><li class="x-col e1968-e56 m1io-9 m1io-a"><figure class="x-div e1968-e57 m1io-s m1io-t"><i class="x-icon e1968-e58 m1io-v" aria-hidden="true" data-x-icon-s=""></i></figure><div class="x-div e1968-e59 m1io-t m1io-u m1io-1 x-effect-exit" data-x-effect="{"scroll":true,"offsetTop":"10%","offsetBottom":"15%","behaviorScroll":"fire-once"}"><div class="x-text x-content e1968-e60 m1io-w m1io-x">DNI o NIE vigente</div></div></li><li class="x-col e1968-e61 m1io-9 m1io-a"><figure class="x-div e1968-e62 m1io-s m1io-t"><i class="x-icon e1968-e63 m1io-v" aria-hidden="true" data-x-icon-s=""></i></figure><div class="x-div e1968-e64 m1io-t m1io-u m1io-1 x-effect-exit" data-x-effect="{"scroll":true,"offsetTop":"10%","offsetBottom":"15%","behaviorScroll":"fire-once"}"><div class="x-text x-content e1968-e65 m1io-w m1io-x">Tener banca online</div></div></li><li class="x-col e1968-e66 m1io-9 m1io-a"><figure class="x-div e1968-e67 m1io-s m1io-t"><i class="x-icon e1968-e68 m1io-v" aria-hidden="true" data-x-icon-s="X"></i></figure><div class="x-div e1968-e69 m1io-t m1io-u m1io-1 x-effect-exit" data-x-effect="{"scroll":true,"offsetTop":"10%","offsetBottom":"15%","behaviorScroll":"fire-once"}"><div class="x-text x-content e1968-e70 m1io-w m1io-x">No estar en ASNEF</div></div></li></div></ul></div><div id="panel-e1968-e71" class="x-tabs-panel e1968-e71" role="tabpanel" aria-labelledby="tab-e1968-e71" aria-hidden="true" data-x-toggleable="tab-item-e1968-e71"><div class="x-text x-content e1968-e72 m1io-w m1io-y">Oney es una entidad financiera que destaca por su flexibilidad en la oferta de préstamos personales, adaptados a las necesidades de sus clientes y sin necesidad de justificar el motivo del préstamo. Con Oney podrás solicitar importes de hasta 45.000€ con plazos flexibles de devolución de 12 hasta 96 meses y una TAE según las características del préstamo. Su proceso de solicitud es completamente online y con poca documentación. Cuando envíes la solicitud recibirás respuesta en menos de 24 horas y el depósito del dinero en tu cuenta bancaria en menos de 48 horas</div></div></div></div></div></div></div></div></div></div></div><style> .m1io-0.x-section{margin-top:15px;margin-right:0px;margin-bottom:0px;margin-left:0px;border-top-width:0;border-right-width:0;border-bottom-width:0;border-left-width:0;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;z-index:auto;}:where(body:not(.tco-disable-effects)) .m1io-1:is(.x-effect-exit,.x-effect-entering,.x-effect-exiting) {animation-delay:0ms;animation-duration:650ms;animation-timing-function:cubic-bezier(0.400,0.000,0.200,1.000);transition-delay:0ms;transition-duration:650ms;transition-timing-function:cubic-bezier(0.400,0.000,0.200,1.000);}.m1io-1:is(.x-effect-enter){opacity:1;transform:translate(0px,0px);}:where(body:not(.tco-disable-effects)) 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.x-tabs-panel{border-top-width:0;border-right-width:0;border-bottom-width:0;border-left-width:0;padding-top:1.5rem;padding-right:1.5rem;padding-bottom:1.5rem;padding-left:1.5rem;font-family:inherit;font-size:1em;font-style:normal;font-weight:inherit;line-height:1.4;color:rgba(0,0,0,1);background-color:rgba(255,255,255,1);}.m1io-s{flex-grow:0;flex-basis:auto;margin-top:0em;margin-right:0.8em;margin-bottom:0em;margin-left:0em;}.m1io-t{flex-shrink:1;border-top-width:0;border-right-width:0;border-bottom-width:0;border-left-width:0;font-size:1em;}.m1io-u{flex-grow:1;flex-basis:16em;}.m1io-v{width:1em;border-top-width:0;border-right-width:0;border-bottom-width:0;border-left-width:0;font-size:1em;color:#1b9d56;}.m1io-w.x-text{border-top-width:0;border-right-width:0;border-bottom-width:0;border-left-width:0;font-family:inherit;font-size:1em;font-style:normal;font-weight:inherit;letter-spacing:0em;text-transform:none;}.m1io-w.x-text > :first-child{margin-top:0;}.m1io-w.x-text > :last-child{margin-bottom:0;}.m1io-x.x-text{line-height:1.65;color:#000000;}.m1io-y.x-text{line-height:inherit;color:rgba(0,0,0,1);}@media screen and (max-width:978.98px){.m1io-d.x-grid{grid-template-columns:1fr;}.m1io-e.x-cell{grid-row-start:auto;grid-row-end:auto;}.m1io-i.x-cell{text-align:center;}}@media screen and (min-width:767px) and (max-width:978.98px){.m1io-c.x-grid{grid-template-columns:1fr 1fr;}.m1io-e.x-cell{grid-column-end:3;}}@media screen and (max-width:766.98px){.m1io-c.x-grid{grid-template-columns:1fr;}.m1io-e.x-cell{grid-column-start:auto;grid-column-end:auto;}}</style><style> </style><style></style></p> <p><div class="cs-content x-global-block x-global-block-545 e545-e0"><div class="x-section e545-e2 mf5-0"><div class="x-row e545-e3 mf5-2 mf5-3 mf5-5"><div class="x-row-inner"><div class="x-col e545-e4 mf5-9"><div class="x-grid e545-e5 mf5-b mf5-c"><div class="x-cell e545-e6 mf5-e mf5-f mf5-g"><a class="x-image e545-e7 mf5-j mf5-k" href="http://finanzas.abc.es/ir-cetelem" rel="nofollow"><img decoding="async" src="https://finanzas.abc.es/wp-content/uploads/2024/02/Logo-Cetelem.png" width="175" height="125" alt="Image" loading="lazy"></a><a class="x-anchor x-anchor-button e545-e8 mf5-m" tabindex="0" href="http://finanzas.abc.es/ir-cetelem" rel="nofollow"><div class="x-anchor-content"><div class="x-anchor-text"><span class="x-anchor-text-primary">Ir a la oferta</span></div></div></a> <span class="x-rating e545-e9 mf5-n"> <span class="x-rating-graphic" role="img" aria-label="4.5 / 5"> <i class="x-icon" aria-hidden="true" data-x-icon-s=""></i><i class="x-icon" aria-hidden="true" data-x-icon-s=""></i><i class="x-icon" aria-hidden="true" data-x-icon-s=""></i><i class="x-icon" aria-hidden="true" data-x-icon-s=""></i><i class="x-icon" aria-hidden="true" data-x-icon-s=""></i> </span> </span> <span class="x-image e545-e10 mf5-j mf5-l"><img decoding="async" src="https://finanzas.abc.es/wp-content/uploads/2024/04/ABC-finanzas-verificador.svg" width="150" height="60" alt="Image" loading="lazy"></span></div><div class="x-cell e545-e11 mf5-f mf5-h mf5-i"><a href="http://finanzas.abc.es/ir-cetelem" rel="nofollow" class="x-text x-text-headline e545-e12 mf5-o mf5-p"><div class="x-text-content"><div class="x-text-content-text"><h3 class="x-text-content-text-primary"><strong>Préstamo Cetelem</strong></h3></div></div></a><div class="x-grid e545-e13 mf5-b mf5-d"><div class="x-cell e545-e14 mf5-f mf5-g mf5-h"><div class="x-text x-text-headline e545-e15 mf5-p mf5-q"><div class="x-text-content"><div class="x-text-content-text"><p class="x-text-content-text-primary">Importe</p><span class="x-text-content-text-subheadline">6.000€ - 60.000€</span></div></div></div></div><div class="x-cell e545-e16 mf5-f mf5-g mf5-h"><div class="x-text x-text-headline e545-e17 mf5-p mf5-q"><div class="x-text-content"><div class="x-text-content-text"><p class="x-text-content-text-primary">Interés (desde)</p><span class="x-text-content-text-subheadline">9,05% TAE</span></div></div></div></div><div class="x-cell e545-e18 mf5-f mf5-g mf5-h"><div class="x-text x-text-headline e545-e19 mf5-p mf5-q"><div class="x-text-content"><div class="x-text-content-text"><p class="x-text-content-text-primary">Devolución</p><span class="x-text-content-text-subheadline">48 - 96 meses</span></div></div></div></div></div></div><div class="x-cell e545-e20 mf5-f mf5-g mf5-h"><div class="x-tabs e545-e21 mf5-r" data-x-element-tabs=""><div class="x-tabs-list"><ul role="tablist"><li role="presentation"><button id="tab-e545-e22" class="e545-e22 x-active" role="tab" aria-selected="true" aria-controls="panel-e545-e22" data-x-toggle="tab" data-x-toggleable="tab-item-e545-e22" data-x-toggle-group="tab-group-e545-e21"><span>Más información</span></button></li><li role="presentation"><button id="tab-e545-e49" class="e545-e49" role="tab" aria-selected="false" aria-controls="panel-e545-e49" data-x-toggle="tab" data-x-toggleable="tab-item-e545-e49" data-x-toggle-group="tab-group-e545-e21"><span>Requisitos</span></button></li><li role="presentation"><button id="tab-e545-e66" class="e545-e66" role="tab" aria-selected="false" aria-controls="panel-e545-e66" data-x-toggle="tab" data-x-toggleable="tab-item-e545-e66" data-x-toggle-group="tab-group-e545-e21"><span>¿Por qué la elegiríamos?</span></button></li></ul></div><div class="x-tabs-panels"><div id="panel-e545-e22" class="x-tabs-panel e545-e22 x-active" role="tabpanel" aria-labelledby="tab-e545-e22" aria-hidden="false" data-x-toggleable="tab-item-e545-e22"><ul class="x-row e545-e23 mf5-2 mf5-4 mf5-6 mf5-7"><div class="x-row-inner"><li class="x-col e545-e24 mf5-9 mf5-a"><figure class="x-div e545-e25 mf5-s mf5-t"><i class="x-icon e545-e26 mf5-v" aria-hidden="true" data-x-icon-o=""></i></figure><div class="x-div e545-e27 mf5-t mf5-u"><div class="x-text x-content e545-e28 mf5-w mf5-x">Depósito en menos de 48 horas</div></div></li><li class="x-col e545-e29 mf5-9 mf5-a"><figure class="x-div e545-e30 mf5-s mf5-t"><i class="x-icon e545-e31 mf5-v" aria-hidden="true" data-x-icon-o=""></i></figure><div class="x-div e545-e32 mf5-t mf5-u"><div class="x-text x-content e545-e33 mf5-w mf5-x">Reunificación de deudas</div></div></li><li class="x-col e545-e34 mf5-9 mf5-a"><figure class="x-div e545-e35 mf5-s mf5-t"><i class="x-icon e545-e36 mf5-v" aria-hidden="true" data-x-icon-o=""></i></figure><div class="x-div e545-e37 mf5-t mf5-u"><div class="x-text x-content e545-e38 mf5-w mf5-x">Gestión desde la app</div></div></li><li class="x-col e545-e39 mf5-9 mf5-a"><figure class="x-div e545-e40 mf5-s mf5-t"><i class="x-icon e545-e41 mf5-v" aria-hidden="true" data-x-icon-o=""></i></figure><div class="x-div e545-e42 mf5-t mf5-u"><div class="x-text x-content e545-e43 mf5-w mf5-x">Condiciones flexibles</div></div></li><li class="x-col e545-e44 mf5-9 mf5-a"><figure class="x-div e545-e45 mf5-s mf5-t"><i class="x-icon e545-e46 mf5-v" aria-hidden="true" data-x-icon-o=""></i></figure><div class="x-div e545-e47 mf5-t mf5-u"><div class="x-text x-content e545-e48 mf5-w mf5-x">100% online</div></div></li></div></ul></div><div id="panel-e545-e49" class="x-tabs-panel e545-e49" role="tabpanel" aria-labelledby="tab-e545-e49" aria-hidden="true" data-x-toggleable="tab-item-e545-e49"><ul class="x-row e545-e50 mf5-2 mf5-4 mf5-6 mf5-8"><div class="x-row-inner"><li class="x-col e545-e51 mf5-9 mf5-a"><figure class="x-div e545-e52 mf5-s mf5-t"><i class="x-icon e545-e53 mf5-v" aria-hidden="true" data-x-icon-s=""></i></figure><div class="x-div e545-e54 mf5-t mf5-u mf5-1 x-effect-exit" data-x-effect="{"scroll":true,"offsetTop":"10%","offsetBottom":"15%","behaviorScroll":"fire-once"}"><div class="x-text x-content e545-e55 mf5-w mf5-x">DNI o NIE vigente</div></div></li><li class="x-col e545-e56 mf5-9 mf5-a"><figure class="x-div e545-e57 mf5-s mf5-t"><i class="x-icon e545-e58 mf5-v" aria-hidden="true" data-x-icon-s=""></i></figure><div class="x-div e545-e59 mf5-t mf5-u mf5-1 x-effect-exit" data-x-effect="{"scroll":true,"offsetTop":"10%","offsetBottom":"15%","behaviorScroll":"fire-once"}"><div class="x-text x-content e545-e60 mf5-w mf5-x">Justificante de cuenta bancaria</div></div></li><li class="x-col e545-e61 mf5-9 mf5-a"><figure class="x-div e545-e62 mf5-s mf5-t"><i class="x-icon e545-e63 mf5-v" aria-hidden="true" data-x-icon-s=""></i></figure><div class="x-div e545-e64 mf5-t mf5-u mf5-1 x-effect-exit" data-x-effect="{"scroll":true,"offsetTop":"10%","offsetBottom":"15%","behaviorScroll":"fire-once"}"><div class="x-text x-content e545-e65 mf5-w mf5-x">Justificante de ingresos</div></div></li></div></ul></div><div id="panel-e545-e66" class="x-tabs-panel e545-e66" role="tabpanel" aria-labelledby="tab-e545-e66" aria-hidden="true" data-x-toggleable="tab-item-e545-e66"><div class="x-text x-content e545-e67 mf5-w mf5-y">El banco Cetelem ofrece diferentes tipos de préstamos como: préstamos personales, préstamos rápidos, reunificación de deudas y préstamos para proyectos. Sus productos de crédito tienen importes más altos que otros prestamistas, pues podrás solicitar hasta 60.000€ con plazo de hasta 96 meses. Para solicitar este producto no necesitas contratar productos adicionales del banco, aunque si piden diferentes justificantes. La solicitud online es simple y desde el inicio podrás conocer el coste aproximado del producto de crédito. La aplicación es sin compromiso.</div></div></div></div></div></div></div></div></div></div></div><style> .mf5-0.x-section{margin-top:15px;margin-right:0px;margin-bottom:0px;margin-left:0px;border-top-width:0;border-right-width:0;border-bottom-width:0;border-left-width:0;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;z-index:auto;}:where(body:not(.tco-disable-effects)) .mf5-1:is(.x-effect-exit,.x-effect-entering,.x-effect-exiting) {animation-delay:0ms;animation-duration:650ms;animation-timing-function:cubic-bezier(0.400,0.000,0.200,1.000);transition-delay:0ms;transition-duration:650ms;transition-timing-function:cubic-bezier(0.400,0.000,0.200,1.000);}.mf5-1:is(.x-effect-enter){opacity:1;transform:translate(0px,0px);}:where(body:not(.tco-disable-effects)) 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:last-child{margin-bottom:0;}.mf5-x.x-text{line-height:1.65;color:#000000;}.mf5-y.x-text{line-height:inherit;color:rgba(0,0,0,1);}@media screen and (max-width:978.98px){.mf5-d.x-grid{grid-template-columns:1fr;}.mf5-e.x-cell{grid-row-start:auto;grid-row-end:auto;}.mf5-i.x-cell{text-align:center;}}@media screen and (min-width:767px) and (max-width:978.98px){.mf5-c.x-grid{grid-template-columns:1fr 1fr;}.mf5-e.x-cell{grid-column-end:3;}}@media screen and (max-width:766.98px){.mf5-c.x-grid{grid-template-columns:1fr;}.mf5-e.x-cell{grid-column-start:auto;grid-column-end:auto;}}</style><style> </style><style></style></p> <p><div class="cs-content x-global-block x-global-block-546 e546-e0"><div class="x-section e546-e2 mf6-0"><div class="x-row e546-e3 mf6-2 mf6-3 mf6-5"><div class="x-row-inner"><div class="x-col e546-e4 mf6-9"><div class="x-grid e546-e5 mf6-b mf6-c"><div class="x-cell e546-e6 mf6-e mf6-f mf6-g"><a class="x-image e546-e7 mf6-j mf6-k" href="http://finanzas.abc.es/ir-lea-bank" rel="nofollow"><img decoding="async" src="https://finanzas.abc.es/wp-content/uploads/2024/02/LeaBank.png" width="175" height="125" alt="Image" loading="lazy"></a><a class="x-anchor x-anchor-button e546-e8 mf6-m" tabindex="0" href="http://finanzas.abc.es/ir-lea-bank" rel="nofollow"><div class="x-anchor-content"><div class="x-anchor-text"><span class="x-anchor-text-primary">Ir a la oferta</span></div></div></a> <span class="x-rating e546-e9 mf6-n"> <span class="x-rating-graphic" role="img" aria-label="4.5 / 5"> <i class="x-icon" aria-hidden="true" data-x-icon-s=""></i><i class="x-icon" aria-hidden="true" data-x-icon-s=""></i><i class="x-icon" aria-hidden="true" data-x-icon-s=""></i><i class="x-icon" aria-hidden="true" data-x-icon-s=""></i><i class="x-icon" aria-hidden="true" data-x-icon-s=""></i> </span> </span> <span class="x-image e546-e10 mf6-j mf6-l"><img decoding="async" src="https://finanzas.abc.es/wp-content/uploads/2024/04/ABC-finanzas-verificador.svg" width="150" height="60" alt="Image" loading="lazy"></span></div><div class="x-cell e546-e11 mf6-f mf6-h mf6-i"><a href="http://finanzas.abc.es/ir-lea-bank" rel="nofollow" class="x-text x-text-headline e546-e12 mf6-o mf6-p"><div class="x-text-content"><div class="x-text-content-text"><h3 class="x-text-content-text-primary"><strong>Préstamo Lea Bank</strong></h3></div></div></a><div class="x-grid e546-e13 mf6-b mf6-d"><div class="x-cell e546-e14 mf6-f mf6-g mf6-h"><div class="x-text x-text-headline e546-e15 mf6-p mf6-q"><div class="x-text-content"><div class="x-text-content-text"><p class="x-text-content-text-primary">Importe</p><span class="x-text-content-text-subheadline">5.000€ - 30.000€</span></div></div></div></div><div class="x-cell e546-e16 mf6-f mf6-g mf6-h"><div class="x-text x-text-headline e546-e17 mf6-p mf6-q"><div class="x-text-content"><div class="x-text-content-text"><p class="x-text-content-text-primary">Interés (desde)</p><span class="x-text-content-text-subheadline">7,55% TAE</span></div></div></div></div><div class="x-cell e546-e18 mf6-f mf6-g mf6-h"><div class="x-text x-text-headline e546-e19 mf6-p mf6-q"><div class="x-text-content"><div class="x-text-content-text"><p class="x-text-content-text-primary">Devolución</p><span class="x-text-content-text-subheadline">12 - 96 meses</span></div></div></div></div></div></div><div class="x-cell e546-e20 mf6-f mf6-g mf6-h"><div class="x-tabs e546-e21 mf6-r" data-x-element-tabs=""><div class="x-tabs-list"><ul role="tablist"><li role="presentation"><button id="tab-e546-e22" class="e546-e22 x-active" role="tab" aria-selected="true" aria-controls="panel-e546-e22" data-x-toggle="tab" data-x-toggleable="tab-item-e546-e22" data-x-toggle-group="tab-group-e546-e21"><span>Más información</span></button></li><li role="presentation"><button id="tab-e546-e49" class="e546-e49" role="tab" aria-selected="false" aria-controls="panel-e546-e49" data-x-toggle="tab" data-x-toggleable="tab-item-e546-e49" data-x-toggle-group="tab-group-e546-e21"><span>Requisitos</span></button></li><li role="presentation"><button id="tab-e546-e81" class="e546-e81" role="tab" aria-selected="false" aria-controls="panel-e546-e81" data-x-toggle="tab" data-x-toggleable="tab-item-e546-e81" data-x-toggle-group="tab-group-e546-e21"><span>¿Por qué la elegiríamos?</span></button></li></ul></div><div class="x-tabs-panels"><div id="panel-e546-e22" class="x-tabs-panel e546-e22 x-active" role="tabpanel" aria-labelledby="tab-e546-e22" aria-hidden="false" data-x-toggleable="tab-item-e546-e22"><ul class="x-row e546-e23 mf6-2 mf6-4 mf6-6 mf6-7"><div class="x-row-inner"><li class="x-col e546-e24 mf6-9 mf6-a"><figure class="x-div e546-e25 mf6-s mf6-t"><i class="x-icon e546-e26 mf6-v" aria-hidden="true" data-x-icon-o=""></i></figure><div class="x-div e546-e27 mf6-t mf6-u"><div class="x-text x-content e546-e28 mf6-w mf6-x">Respuesta inmediata</div></div></li><li class="x-col e546-e29 mf6-9 mf6-a"><figure class="x-div e546-e30 mf6-s mf6-t"><i class="x-icon e546-e31 mf6-v" aria-hidden="true" data-x-icon-o=""></i></figure><div class="x-div e546-e32 mf6-t mf6-u"><div class="x-text x-content e546-e33 mf6-w mf6-x">Pago a plazos hasta 96 meses</div></div></li><li class="x-col e546-e34 mf6-9 mf6-a"><figure class="x-div e546-e35 mf6-s mf6-t"><i class="x-icon e546-e36 mf6-v" aria-hidden="true" data-x-icon-o=""></i></figure><div class="x-div e546-e37 mf6-t mf6-u"><div class="x-text x-content e546-e38 mf6-w mf6-x">Tasas competitivas</div></div></li><li class="x-col e546-e39 mf6-9 mf6-a"><figure class="x-div e546-e40 mf6-s mf6-t"><i class="x-icon e546-e41 mf6-v" aria-hidden="true" data-x-icon-o=""></i></figure><div class="x-div e546-e42 mf6-t mf6-u"><div class="x-text x-content e546-e43 mf6-w mf6-x">Sin cambiar de banco</div></div></li><li class="x-col e546-e44 mf6-9 mf6-a"><figure class="x-div e546-e45 mf6-s mf6-t"><i class="x-icon e546-e46 mf6-v" aria-hidden="true" data-x-icon-o=""></i></figure><div class="x-div e546-e47 mf6-t mf6-u"><div class="x-text x-content e546-e48 mf6-w mf6-x">Poca documentación</div></div></li></div></ul></div><div id="panel-e546-e49" class="x-tabs-panel e546-e49" role="tabpanel" aria-labelledby="tab-e546-e49" aria-hidden="true" data-x-toggleable="tab-item-e546-e49"><ul class="x-row e546-e50 mf6-2 mf6-4 mf6-6 mf6-8"><div class="x-row-inner"><li class="x-col e546-e51 mf6-9 mf6-a"><figure class="x-div e546-e52 mf6-s mf6-t"><i class="x-icon e546-e53 mf6-v" aria-hidden="true" data-x-icon-s=""></i></figure><div class="x-div e546-e54 mf6-t mf6-u mf6-1 x-effect-exit" data-x-effect="{"scroll":true,"offsetTop":"10%","offsetBottom":"15%","behaviorScroll":"fire-once"}"><div class="x-text x-content e546-e55 mf6-w mf6-x">Ser mayor de 18 años</div></div></li><li class="x-col e546-e56 mf6-9 mf6-a"><figure class="x-div e546-e57 mf6-s mf6-t"><i class="x-icon e546-e58 mf6-v" aria-hidden="true" data-x-icon-s=""></i></figure><div class="x-div e546-e59 mf6-t mf6-u mf6-1 x-effect-exit" data-x-effect="{"scroll":true,"offsetTop":"10%","offsetBottom":"15%","behaviorScroll":"fire-once"}"><div class="x-text x-content e546-e60 mf6-w mf6-x">Ser español o residir en el país</div></div></li><li class="x-col e546-e61 mf6-9 mf6-a"><figure class="x-div e546-e62 mf6-s mf6-t"><i class="x-icon e546-e63 mf6-v" aria-hidden="true" data-x-icon-s=""></i></figure><div class="x-div e546-e64 mf6-t mf6-u mf6-1 x-effect-exit" data-x-effect="{"scroll":true,"offsetTop":"10%","offsetBottom":"15%","behaviorScroll":"fire-once"}"><div class="x-text x-content e546-e65 mf6-w mf6-x">DNI o NIE vigente</div></div></li><li class="x-col e546-e66 mf6-9 mf6-a"><figure class="x-div e546-e67 mf6-s mf6-t"><i class="x-icon e546-e68 mf6-v" aria-hidden="true" data-x-icon-s=""></i></figure><div class="x-div e546-e69 mf6-t mf6-u mf6-1 x-effect-exit" data-x-effect="{"scroll":true,"offsetTop":"10%","offsetBottom":"15%","behaviorScroll":"fire-once"}"><div class="x-text x-content e546-e70 mf6-w mf6-x">Tener banca online</div></div></li><li class="x-col e546-e71 mf6-9 mf6-a"><figure class="x-div e546-e72 mf6-s mf6-t"><i class="x-icon e546-e73 mf6-v" aria-hidden="true" data-x-icon-s=""></i></figure><div class="x-div e546-e74 mf6-t mf6-u mf6-1 x-effect-exit" data-x-effect="{"scroll":true,"offsetTop":"10%","offsetBottom":"15%","behaviorScroll":"fire-once"}"><div class="x-text x-content e546-e75 mf6-w mf6-x">Tener ingresos demostrables</div></div></li><li class="x-col e546-e76 mf6-9 mf6-a"><figure class="x-div e546-e77 mf6-s mf6-t"><i class="x-icon e546-e78 mf6-v" aria-hidden="true" data-x-icon-s="X"></i></figure><div class="x-div e546-e79 mf6-t mf6-u mf6-1 x-effect-exit" data-x-effect="{"scroll":true,"offsetTop":"10%","offsetBottom":"15%","behaviorScroll":"fire-once"}"><div class="x-text x-content e546-e80 mf6-w mf6-x">No estar en ASNEF</div></div></li></div></ul></div><div id="panel-e546-e81" class="x-tabs-panel e546-e81" role="tabpanel" aria-labelledby="tab-e546-e81" aria-hidden="true" data-x-toggleable="tab-item-e546-e81"><div class="x-text x-content e546-e82 mf6-w mf6-y">Lea Bank ofrece préstamos personales con importes y plazos flexibles de hasta 30.000€ sin justificar el motivo del préstamo. Esta entidad tiene tasas competitivas, un proceso de solicitud simple y sin papeleos. Tan pronto como realices la solicitud online obtendrás una respuesta de crédito y si este es aprobado recibirás el depósito en menos de 24 horas. Lea Bank. Los préstamos de esta entidad internacional se podrán pagar a cuotas hasta en 96 meses.</div></div></div></div></div></div></div></div></div></div></div><style> .mf6-0.x-section{margin-top:15px;margin-right:0px;margin-bottom:0px;margin-left:0px;border-top-width:0;border-right-width:0;border-bottom-width:0;border-left-width:0;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;z-index:auto;}:where(body:not(.tco-disable-effects)) .mf6-1:is(.x-effect-exit,.x-effect-entering,.x-effect-exiting) {animation-delay:0ms;animation-duration:650ms;animation-timing-function:cubic-bezier(0.400,0.000,0.200,1.000);transition-delay:0ms;transition-duration:650ms;transition-timing-function:cubic-bezier(0.400,0.000,0.200,1.000);}.mf6-1:is(.x-effect-enter){opacity:1;transform:translate(0px,0px);}:where(body:not(.tco-disable-effects)) 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.x-tabs-panel{border-top-width:0;border-right-width:0;border-bottom-width:0;border-left-width:0;padding-top:1.5rem;padding-right:1.5rem;padding-bottom:1.5rem;padding-left:1.5rem;font-family:inherit;font-size:1em;font-style:normal;font-weight:inherit;line-height:1.4;color:rgba(0,0,0,1);background-color:rgba(255,255,255,1);}.mf6-s{flex-grow:0;flex-basis:auto;margin-top:0em;margin-right:0.8em;margin-bottom:0em;margin-left:0em;}.mf6-t{flex-shrink:1;border-top-width:0;border-right-width:0;border-bottom-width:0;border-left-width:0;font-size:1em;}.mf6-u{flex-grow:1;flex-basis:16em;}.mf6-v{width:1em;border-top-width:0;border-right-width:0;border-bottom-width:0;border-left-width:0;font-size:1em;color:#1b9d56;}.mf6-w.x-text{border-top-width:0;border-right-width:0;border-bottom-width:0;border-left-width:0;font-family:inherit;font-size:1em;font-style:normal;font-weight:inherit;letter-spacing:0em;text-transform:none;}.mf6-w.x-text > :first-child{margin-top:0;}.mf6-w.x-text > :last-child{margin-bottom:0;}.mf6-x.x-text{line-height:1.65;color:#000000;}.mf6-y.x-text{line-height:inherit;color:rgba(0,0,0,1);}@media screen and (max-width:978.98px){.mf6-d.x-grid{grid-template-columns:1fr;}.mf6-e.x-cell{grid-row-start:auto;grid-row-end:auto;}.mf6-i.x-cell{text-align:center;}}@media screen and (min-width:767px) and (max-width:978.98px){.mf6-c.x-grid{grid-template-columns:1fr 1fr;}.mf6-e.x-cell{grid-column-end:3;}}@media screen and (max-width:766.98px){.mf6-c.x-grid{grid-template-columns:1fr;}.mf6-e.x-cell{grid-column-start:auto;grid-column-end:auto;}}</style><style> </style><style></style></p> <p><div class="cs-content x-global-block x-global-block-548 e548-e0"><div class="x-section e548-e2 mf8-0"><div class="x-row e548-e3 mf8-2 mf8-3 mf8-5"><div class="x-row-inner"><div class="x-col e548-e4 mf8-9"><div class="x-grid e548-e5 mf8-b mf8-c"><div class="x-cell e548-e6 mf8-e mf8-f mf8-g"><a class="x-image e548-e7 mf8-j mf8-k" href="http://finanzas.abc.es/ir-mrfinan" rel="nofollow"><img decoding="async" src="https://finanzas.abc.es/wp-content/uploads/2024/02/Mrfinan.png" width="175" height="125" alt="Image" loading="lazy"></a><a class="x-anchor x-anchor-button e548-e8 mf8-m" tabindex="0" href="http://finanzas.abc.es/ir-mrfinan" rel="nofollow"><div class="x-anchor-content"><div class="x-anchor-text"><span class="x-anchor-text-primary">Ir a la oferta</span></div></div></a> <span class="x-rating e548-e9 mf8-n"> <span class="x-rating-graphic" role="img" aria-label="4.5 / 5"> <i class="x-icon" aria-hidden="true" data-x-icon-s=""></i><i class="x-icon" aria-hidden="true" data-x-icon-s=""></i><i class="x-icon" aria-hidden="true" data-x-icon-s=""></i><i class="x-icon" aria-hidden="true" data-x-icon-s=""></i><i class="x-icon" aria-hidden="true" data-x-icon-s=""></i> </span> </span> <span class="x-image e548-e10 mf8-j mf8-l"><img decoding="async" src="https://finanzas.abc.es/wp-content/uploads/2024/04/ABC-finanzas-verificador.svg" width="150" height="60" alt="Image" loading="lazy"></span></div><div class="x-cell e548-e11 mf8-f mf8-h mf8-i"><a href="http://finanzas.abc.es/ir-mrfinan" rel="nofollow" class="x-text x-text-headline e548-e12 mf8-o mf8-p"><div class="x-text-content"><div class="x-text-content-text"><h3 class="x-text-content-text-primary"><strong>Préstamo MrFinan</strong></h3></div></div></a><div class="x-grid e548-e13 mf8-b mf8-d"><div class="x-cell e548-e14 mf8-f mf8-g mf8-h"><div class="x-text x-text-headline e548-e15 mf8-p mf8-q"><div class="x-text-content"><div class="x-text-content-text"><p class="x-text-content-text-primary">Importe</p><span class="x-text-content-text-subheadline">100€ - 50.000€</span></div></div></div></div><div class="x-cell e548-e16 mf8-f mf8-g mf8-h"><div class="x-text x-text-headline e548-e17 mf8-p mf8-q"><div class="x-text-content"><div class="x-text-content-text"><p class="x-text-content-text-primary">Interés (desde)</p><span class="x-text-content-text-subheadline">0% TAE</span></div></div></div></div><div class="x-cell e548-e18 mf8-f mf8-g mf8-h"><div class="x-text x-text-headline e548-e19 mf8-p mf8-q"><div class="x-text-content"><div class="x-text-content-text"><p class="x-text-content-text-primary">Devolución</p><span class="x-text-content-text-subheadline">2 - 84 meses</span></div></div></div></div></div></div><div class="x-cell e548-e20 mf8-f mf8-g mf8-h"><div class="x-tabs e548-e21 mf8-r" data-x-element-tabs=""><div class="x-tabs-list"><ul role="tablist"><li role="presentation"><button id="tab-e548-e22" class="e548-e22 x-active" role="tab" aria-selected="true" aria-controls="panel-e548-e22" data-x-toggle="tab" data-x-toggleable="tab-item-e548-e22" data-x-toggle-group="tab-group-e548-e21"><span>Más información</span></button></li><li role="presentation"><button id="tab-e548-e49" class="e548-e49" role="tab" aria-selected="false" aria-controls="panel-e548-e49" data-x-toggle="tab" data-x-toggleable="tab-item-e548-e49" data-x-toggle-group="tab-group-e548-e21"><span>Requisitos</span></button></li><li role="presentation"><button id="tab-e548-e81" class="e548-e81" role="tab" aria-selected="false" aria-controls="panel-e548-e81" data-x-toggle="tab" data-x-toggleable="tab-item-e548-e81" data-x-toggle-group="tab-group-e548-e21"><span>¿Por qué la elegiríamos?</span></button></li></ul></div><div class="x-tabs-panels"><div id="panel-e548-e22" class="x-tabs-panel e548-e22 x-active" role="tabpanel" aria-labelledby="tab-e548-e22" aria-hidden="false" data-x-toggleable="tab-item-e548-e22"><ul class="x-row e548-e23 mf8-2 mf8-4 mf8-6 mf8-7"><div class="x-row-inner"><li class="x-col e548-e24 mf8-9 mf8-a"><figure class="x-div e548-e25 mf8-s mf8-t"><i class="x-icon e548-e26 mf8-v" aria-hidden="true" data-x-icon-o=""></i></figure><div class="x-div e548-e27 mf8-t mf8-u"><div class="x-text x-content e548-e28 mf8-w mf8-x">Préstamos a la medida</div></div></li><li class="x-col e548-e29 mf8-9 mf8-a"><figure class="x-div e548-e30 mf8-s mf8-t"><i class="x-icon e548-e31 mf8-v" aria-hidden="true" data-x-icon-o=""></i></figure><div class="x-div e548-e32 mf8-t mf8-u"><div class="x-text x-content e548-e33 mf8-w mf8-x">Importes hasta 50.000€</div></div></li><li class="x-col e548-e34 mf8-9 mf8-a"><figure class="x-div e548-e35 mf8-s mf8-t"><i class="x-icon e548-e36 mf8-v" aria-hidden="true" data-x-icon-o=""></i></figure><div class="x-div e548-e37 mf8-t mf8-u"><div class="x-text x-content e548-e38 mf8-w mf8-x">Pagos flexibles</div></div></li><li class="x-col e548-e39 mf8-9 mf8-a"><figure class="x-div e548-e40 mf8-s mf8-t"><i class="x-icon e548-e41 mf8-v" aria-hidden="true" data-x-icon-o=""></i></figure><div class="x-div e548-e42 mf8-t mf8-u"><div class="x-text x-content e548-e43 mf8-w mf8-x">Reunificación de deudas</div></div></li><li class="x-col e548-e44 mf8-9 mf8-a"><figure class="x-div e548-e45 mf8-s mf8-t"><i class="x-icon e548-e46 mf8-v" aria-hidden="true" data-x-icon-o=""></i></figure><div class="x-div e548-e47 mf8-t mf8-u"><div class="x-text x-content e548-e48 mf8-w mf8-x">Acepta ASNEF</div></div></li></div></ul></div><div id="panel-e548-e49" class="x-tabs-panel e548-e49" role="tabpanel" aria-labelledby="tab-e548-e49" aria-hidden="true" data-x-toggleable="tab-item-e548-e49"><ul class="x-row e548-e50 mf8-2 mf8-4 mf8-6 mf8-8"><div class="x-row-inner"><li class="x-col e548-e51 mf8-9 mf8-a"><figure class="x-div e548-e52 mf8-s mf8-t"><i class="x-icon e548-e53 mf8-v" aria-hidden="true" data-x-icon-s=""></i></figure><div class="x-div e548-e54 mf8-t mf8-u mf8-1 x-effect-exit" data-x-effect="{"scroll":true,"offsetTop":"10%","offsetBottom":"15%","behaviorScroll":"fire-once"}"><div class="x-text x-content e548-e55 mf8-w mf8-x">DNI o NIE vigente</div></div></li><li class="x-col e548-e56 mf8-9 mf8-a"><figure class="x-div e548-e57 mf8-s mf8-t"><i class="x-icon e548-e58 mf8-v" aria-hidden="true" data-x-icon-s=""></i></figure><div class="x-div e548-e59 mf8-t mf8-u mf8-1 x-effect-exit" data-x-effect="{"scroll":true,"offsetTop":"10%","offsetBottom":"15%","behaviorScroll":"fire-once"}"><div class="x-text x-content e548-e60 mf8-w mf8-x">Ser mayor de 18 años</div></div></li><li class="x-col e548-e61 mf8-9 mf8-a"><figure class="x-div e548-e62 mf8-s mf8-t"><i class="x-icon e548-e63 mf8-v" aria-hidden="true" data-x-icon-s=""></i></figure><div class="x-div e548-e64 mf8-t mf8-u mf8-1 x-effect-exit" data-x-effect="{"scroll":true,"offsetTop":"10%","offsetBottom":"15%","behaviorScroll":"fire-once"}"><div class="x-text x-content e548-e65 mf8-w mf8-x">Ser español o residir en el país</div></div></li><li class="x-col e548-e66 mf8-9 mf8-a"><figure class="x-div e548-e67 mf8-s mf8-t"><i class="x-icon e548-e68 mf8-v" aria-hidden="true" data-x-icon-s=""></i></figure><div class="x-div e548-e69 mf8-t mf8-u mf8-1 x-effect-exit" data-x-effect="{"scroll":true,"offsetTop":"10%","offsetBottom":"15%","behaviorScroll":"fire-once"}"><div class="x-text x-content e548-e70 mf8-w mf8-x">Cuenta bancaria activa</div></div></li><li class="x-col e548-e71 mf8-9 mf8-a"><figure class="x-div e548-e72 mf8-s mf8-t"><i class="x-icon e548-e73 mf8-v" aria-hidden="true" data-x-icon-s=""></i></figure><div class="x-div e548-e74 mf8-t mf8-u mf8-1 x-effect-exit" data-x-effect="{"scroll":true,"offsetTop":"10%","offsetBottom":"15%","behaviorScroll":"fire-once"}"><div class="x-text x-content e548-e75 mf8-w mf8-x">Demostrar ingresos</div></div></li><li class="x-col e548-e76 mf8-9 mf8-a"><figure class="x-div e548-e77 mf8-s mf8-t"><i class="x-icon e548-e78 mf8-v" aria-hidden="true" data-x-icon-s=""></i></figure><div class="x-div e548-e79 mf8-t mf8-u mf8-1 x-effect-exit" data-x-effect="{"scroll":true,"offsetTop":"10%","offsetBottom":"15%","behaviorScroll":"fire-once"}"><div class="x-text x-content e548-e80 mf8-w mf8-x">Número de móvil</div></div></li></div></ul></div><div id="panel-e548-e81" class="x-tabs-panel e548-e81" role="tabpanel" aria-labelledby="tab-e548-e81" aria-hidden="true" data-x-toggleable="tab-item-e548-e81"><div class="x-text x-content e548-e82 mf8-w mf8-y">MrFinan es una entidad comparadora de préstamos online con alta tecnología y respuesta inmediata. En MrFinan encontrarás préstamos personales, préstamos de reunificación de deudas y préstamos con ASNEF. Todos los préstamos se ajustan al perfil del solicitante ofreciéndote las mejores condiciones y tasas bajas según tu necesidad. MrFinan trabaja con entidades prestamistas de renombre, especialmente entidades bancarias. 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:last-child{margin-bottom:0;}.mf8-x.x-text{line-height:1.65;color:#000000;}.mf8-y.x-text{line-height:inherit;color:rgba(0,0,0,1);}@media screen and (max-width:978.98px){.mf8-d.x-grid{grid-template-columns:1fr;}.mf8-e.x-cell{grid-row-start:auto;grid-row-end:auto;}.mf8-i.x-cell{text-align:center;}}@media screen and (min-width:767px) and (max-width:978.98px){.mf8-c.x-grid{grid-template-columns:1fr 1fr;}.mf8-e.x-cell{grid-column-end:3;}}@media screen and (max-width:766.98px){.mf8-c.x-grid{grid-template-columns:1fr;}.mf8-e.x-cell{grid-column-start:auto;grid-column-end:auto;}}</style><style> </style><style></style></p> <p><div class="cs-content x-global-block x-global-block-329 e329-e0"><div class="x-section e329-e2 m95-0"><div class="x-row e329-e3 m95-2 m95-3 m95-5"><div class="x-row-inner"><div class="x-col e329-e4 m95-9"><div class="x-grid e329-e5 m95-b m95-c"><div class="x-cell e329-e6 m95-e m95-f m95-g"><a class="x-image e329-e7 m95-j" href="http://finanzas.abc.es/ir-crezu" rel="nofollow"><img decoding="async" src="https://finanzas.abc.es/wp-content/uploads/2024/02/Crezu-logo.svg" width="131" height="93" alt="Image" loading="lazy"></a><a class="x-anchor x-anchor-button e329-e8 m95-l" tabindex="0" href="http://finanzas.abc.es/ir-crezu" rel="nofollow"><div class="x-anchor-content"><div class="x-anchor-text"><span class="x-anchor-text-primary">Ir a la oferta</span></div></div></a> <span class="x-rating e329-e9 m95-m"> <span class="x-rating-graphic" role="img" aria-label="5 / 5"> <i class="x-icon" aria-hidden="true" data-x-icon-s=""></i><i class="x-icon" aria-hidden="true" data-x-icon-s=""></i><i class="x-icon" aria-hidden="true" data-x-icon-s=""></i><i class="x-icon" aria-hidden="true" data-x-icon-s=""></i><i class="x-icon" aria-hidden="true" data-x-icon-s=""></i> </span> </span> <span class="x-image e329-e10 m95-j m95-k"><img decoding="async" src="https://finanzas.abc.es/wp-content/uploads/2024/04/ABC-finanzas-verificador.svg" width="150" height="60" alt="Image" loading="lazy"></span></div><div class="x-cell e329-e11 m95-f m95-h m95-i"><a href="http://finanzas.abc.es/ir-crezu" rel="nofollow" class="x-text x-text-headline e329-e12 m95-n m95-o"><div class="x-text-content"><div class="x-text-content-text"><h3 class="x-text-content-text-primary"><strong>Préstamo Crezu</strong></h3></div></div></a><div class="x-grid e329-e13 m95-b m95-d"><div class="x-cell e329-e14 m95-f m95-g m95-h"><div class="x-text x-text-headline e329-e15 m95-o m95-p"><div class="x-text-content"><div class="x-text-content-text"><p class="x-text-content-text-primary">Importe</p><span class="x-text-content-text-subheadline">100€ - 10.000€</span></div></div></div></div><div class="x-cell e329-e16 m95-f m95-g m95-h"><div class="x-text x-text-headline e329-e17 m95-o m95-p"><div class="x-text-content"><div class="x-text-content-text"><p class="x-text-content-text-primary">Interés (desde)</p><span class="x-text-content-text-subheadline">0% TAE</span></div></div></div></div><div class="x-cell e329-e18 m95-f m95-g m95-h"><div class="x-text x-text-headline e329-e19 m95-o m95-p"><div class="x-text-content"><div class="x-text-content-text"><p class="x-text-content-text-primary">Devolución</p><span class="x-text-content-text-subheadline">2 - 3 meses</span></div></div></div></div></div></div><div class="x-cell e329-e20 m95-f m95-g m95-h"><div class="x-tabs e329-e21 m95-q" data-x-element-tabs=""><div class="x-tabs-list"><ul role="tablist"><li role="presentation"><button id="tab-e329-e22" class="e329-e22 x-active" role="tab" aria-selected="true" aria-controls="panel-e329-e22" data-x-toggle="tab" data-x-toggleable="tab-item-e329-e22" data-x-toggle-group="tab-group-e329-e21"><span>Más información</span></button></li><li role="presentation"><button id="tab-e329-e49" class="e329-e49" role="tab" aria-selected="false" aria-controls="panel-e329-e49" data-x-toggle="tab" data-x-toggleable="tab-item-e329-e49" data-x-toggle-group="tab-group-e329-e21"><span>Requisitos</span></button></li><li role="presentation"><button id="tab-e329-e76" class="e329-e76" role="tab" aria-selected="false" aria-controls="panel-e329-e76" data-x-toggle="tab" data-x-toggleable="tab-item-e329-e76" data-x-toggle-group="tab-group-e329-e21"><span>¿Por qué la elegiríamos?</span></button></li></ul></div><div class="x-tabs-panels"><div id="panel-e329-e22" class="x-tabs-panel e329-e22 x-active" role="tabpanel" aria-labelledby="tab-e329-e22" aria-hidden="false" data-x-toggleable="tab-item-e329-e22"><ul class="x-row e329-e23 m95-2 m95-4 m95-6 m95-7"><div class="x-row-inner"><li class="x-col e329-e24 m95-9 m95-a"><figure class="x-div e329-e25 m95-r m95-s"><i class="x-icon e329-e26 m95-u" aria-hidden="true" data-x-icon-o=""></i></figure><div class="x-div e329-e27 m95-s m95-t"><div class="x-text x-content e329-e28 m95-v m95-w">Tu préstamo en 15 minutos tras la aprobación</div></div></li><li class="x-col e329-e29 m95-9 m95-a"><figure class="x-div e329-e30 m95-r m95-s"><i class="x-icon e329-e31 m95-u" aria-hidden="true" data-x-icon-o=""></i></figure><div class="x-div e329-e32 m95-s m95-t"><div class="x-text x-content e329-e33 m95-v m95-w">Acepta ASNEF</div></div></li><li class="x-col e329-e34 m95-9 m95-a"><figure class="x-div e329-e35 m95-r m95-s"><i class="x-icon e329-e36 m95-u" aria-hidden="true" data-x-icon-o=""></i></figure><div class="x-div e329-e37 m95-s m95-t"><div class="x-text x-content e329-e38 m95-v m95-w">Sin nómina</div></div></li><li class="x-col e329-e39 m95-9 m95-a"><figure class="x-div e329-e40 m95-r m95-s"><i class="x-icon e329-e41 m95-u" aria-hidden="true" data-x-icon-o=""></i></figure><div class="x-div e329-e42 m95-s m95-t"><div class="x-text x-content e329-e43 m95-v m95-w">Alta tasa de aprobación</div></div></li><li class="x-col e329-e44 m95-9 m95-a"><figure class="x-div e329-e45 m95-r m95-s"><i class="x-icon e329-e46 m95-u" aria-hidden="true" data-x-icon-o=""></i></figure><div class="x-div e329-e47 m95-s m95-t"><div class="x-text x-content e329-e48 m95-v m95-w">Sin intereses ni comisiones</div></div></li></div></ul></div><div id="panel-e329-e49" class="x-tabs-panel e329-e49" role="tabpanel" aria-labelledby="tab-e329-e49" aria-hidden="true" data-x-toggleable="tab-item-e329-e49"><ul class="x-row e329-e50 m95-2 m95-4 m95-6 m95-8"><div class="x-row-inner"><li class="x-col e329-e51 m95-9 m95-a"><figure class="x-div e329-e52 m95-r m95-s"><i class="x-icon e329-e53 m95-u" aria-hidden="true" data-x-icon-s=""></i></figure><div class="x-div e329-e54 m95-s m95-t m95-1 x-effect-exit" data-x-effect="{"scroll":true,"offsetTop":"10%","offsetBottom":"15%","behaviorScroll":"fire-once"}"><div class="x-text x-content e329-e55 m95-v m95-w">Ser mayor de 18 años</div></div></li><li class="x-col e329-e56 m95-9 m95-a"><figure class="x-div e329-e57 m95-r m95-s"><i class="x-icon e329-e58 m95-u" aria-hidden="true" data-x-icon-s=""></i></figure><div class="x-div e329-e59 m95-s m95-t m95-1 x-effect-exit" data-x-effect="{"scroll":true,"offsetTop":"10%","offsetBottom":"15%","behaviorScroll":"fire-once"}"><div class="x-text x-content e329-e60 m95-v m95-w">Ser español o residir en el país</div></div></li><li class="x-col e329-e61 m95-9 m95-a"><figure class="x-div e329-e62 m95-r m95-s"><i class="x-icon e329-e63 m95-u" aria-hidden="true" data-x-icon-s=""></i></figure><div class="x-div e329-e64 m95-s m95-t m95-1 x-effect-exit" data-x-effect="{"scroll":true,"offsetTop":"10%","offsetBottom":"15%","behaviorScroll":"fire-once"}"><div class="x-text x-content e329-e65 m95-v m95-w">DNI o NIE vigente</div></div></li><li class="x-col e329-e66 m95-9 m95-a"><figure class="x-div e329-e67 m95-r m95-s"><i class="x-icon e329-e68 m95-u" aria-hidden="true" data-x-icon-s=""></i></figure><div class="x-div e329-e69 m95-s m95-t m95-1 x-effect-exit" data-x-effect="{"scroll":true,"offsetTop":"10%","offsetBottom":"15%","behaviorScroll":"fire-once"}"><div class="x-text x-content e329-e70 m95-v m95-w">Cuenta bancaria activa</div></div></li><li class="x-col e329-e71 m95-9 m95-a"><figure class="x-div e329-e72 m95-r m95-s"><i class="x-icon e329-e73 m95-u" aria-hidden="true" data-x-icon-s=""></i></figure><div class="x-div e329-e74 m95-s m95-t m95-1 x-effect-exit" data-x-effect="{"scroll":true,"offsetTop":"10%","offsetBottom":"15%","behaviorScroll":"fire-once"}"><div class="x-text x-content e329-e75 m95-v m95-w">Demostrar ingresos estables</div></div></li></div></ul></div><div id="panel-e329-e76" class="x-tabs-panel e329-e76" role="tabpanel" aria-labelledby="tab-e329-e76" aria-hidden="true" data-x-toggleable="tab-item-e329-e76"><div class="x-text x-content e329-e77 m95-v m95-x">Crezu es una reconocida entidad que ofrece préstamos rápidos para reunificar deudas, cubrir gastos médicos, hacer reparaciones en el hogar o en el automóvil, etc. Su sistema de estudio y aprobación es rápido, lo que permite obtener una respuesta en las 24 horas siguientes a haber realizado la solicitud, ofreciendo una respuesta positiva en más del 90% de los casos. 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.x-tabs-panel{border-top-width:0;border-right-width:0;border-bottom-width:0;border-left-width:0;padding-top:1.5rem;padding-right:1.5rem;padding-bottom:1.5rem;padding-left:1.5rem;font-family:inherit;font-size:1em;font-style:normal;font-weight:inherit;line-height:1.4;color:rgba(0,0,0,1);background-color:rgba(255,255,255,1);}.m95-r{flex-grow:0;flex-basis:auto;margin-top:0em;margin-right:0.8em;margin-bottom:0em;margin-left:0em;}.m95-s{flex-shrink:1;border-top-width:0;border-right-width:0;border-bottom-width:0;border-left-width:0;font-size:1em;}.m95-t{flex-grow:1;flex-basis:16em;}.m95-u{width:1em;border-top-width:0;border-right-width:0;border-bottom-width:0;border-left-width:0;font-size:1em;color:#1b9d56;}.m95-v.x-text{border-top-width:0;border-right-width:0;border-bottom-width:0;border-left-width:0;font-family:inherit;font-size:1em;font-style:normal;font-weight:inherit;letter-spacing:0em;text-transform:none;}.m95-v.x-text > :first-child{margin-top:0;}.m95-v.x-text > :last-child{margin-bottom:0;}.m95-w.x-text{line-height:1.65;color:#000000;}.m95-x.x-text{line-height:inherit;color:rgba(0,0,0,1);}@media screen and (max-width:978.98px){.m95-d.x-grid{grid-template-columns:1fr;}.m95-e.x-cell{grid-row-start:auto;grid-row-end:auto;}.m95-i.x-cell{text-align:center;}}@media screen and (min-width:767px) and (max-width:978.98px){.m95-c.x-grid{grid-template-columns:1fr 1fr;}.m95-e.x-cell{grid-column-end:3;}}@media screen and (max-width:766.98px){.m95-c.x-grid{grid-template-columns:1fr;}.m95-e.x-cell{grid-column-start:auto;grid-column-end:auto;}}</style><style> </style><style></style></p> <p><div class="cs-content x-global-block x-global-block-338 e338-e0"><div class="x-section e338-e2 m9e-0"><div class="x-row e338-e3 m9e-2 m9e-3 m9e-5"><div class="x-row-inner"><div class="x-col e338-e4 m9e-9"><div class="x-grid e338-e5 m9e-b m9e-c"><div class="x-cell e338-e6 m9e-e m9e-f m9e-g"><a class="x-image e338-e7 m9e-j m9e-k" href="http://finanzas.abc.es/ir-vivus" rel="nofollow"><img decoding="async" src="https://finanzas.abc.es/wp-content/uploads/2024/02/vivus.png" width="175" height="125" alt="Image" loading="lazy"></a><a class="x-anchor x-anchor-button e338-e8 m9e-m" tabindex="0" href="http://finanzas.abc.es/ir-vivus"><div class="x-anchor-content"><div class="x-anchor-text"><span class="x-anchor-text-primary">Ir a la oferta</span></div></div></a> <span class="x-rating e338-e9 m9e-n"> <span class="x-rating-graphic" role="img" aria-label="5 / 5"> <i class="x-icon" aria-hidden="true" data-x-icon-s=""></i><i class="x-icon" aria-hidden="true" data-x-icon-s=""></i><i class="x-icon" aria-hidden="true" data-x-icon-s=""></i><i class="x-icon" aria-hidden="true" data-x-icon-s=""></i><i class="x-icon" aria-hidden="true" data-x-icon-s=""></i> </span> </span> <span class="x-image e338-e10 m9e-j m9e-l"><img decoding="async" src="https://finanzas.abc.es/wp-content/uploads/2024/04/ABC-finanzas-verificador.svg" width="150" height="60" alt="Image" loading="lazy"></span></div><div class="x-cell e338-e11 m9e-f m9e-h m9e-i"><a href="http://finanzas.abc.es/ir-vivus" rel="nofollow" class="x-text x-text-headline e338-e12 m9e-o m9e-p"><div class="x-text-content"><div class="x-text-content-text"><h3 class="x-text-content-text-primary"><strong>Préstamo Vivus </strong></h3></div></div></a><div class="x-grid e338-e13 m9e-b m9e-d"><div class="x-cell e338-e14 m9e-f m9e-g m9e-h"><div class="x-text x-text-headline e338-e15 m9e-p m9e-q"><div class="x-text-content"><div class="x-text-content-text"><p class="x-text-content-text-primary">Importe</p><span class="x-text-content-text-subheadline">50€ - 300€</span></div></div></div></div><div class="x-cell e338-e16 m9e-f m9e-g m9e-h"><div class="x-text x-text-headline e338-e17 m9e-p m9e-q"><div class="x-text-content"><div class="x-text-content-text"><p class="x-text-content-text-primary">Interés (desde)</p><span class="x-text-content-text-subheadline">362,5%</span></div></div></div></div><div class="x-cell e338-e18 m9e-f m9e-g m9e-h"><div class="x-text x-text-headline e338-e19 m9e-p m9e-q"><div class="x-text-content"><div class="x-text-content-text"><p class="x-text-content-text-primary">Devolución</p><span class="x-text-content-text-subheadline">61 días</span></div></div></div></div></div></div><div class="x-cell e338-e20 m9e-f m9e-g m9e-h"><div class="x-tabs e338-e21 m9e-r" data-x-element-tabs=""><div class="x-tabs-list"><ul role="tablist"><li role="presentation"><button id="tab-e338-e22" class="e338-e22 x-active" role="tab" aria-selected="true" aria-controls="panel-e338-e22" data-x-toggle="tab" data-x-toggleable="tab-item-e338-e22" data-x-toggle-group="tab-group-e338-e21"><span>Más información</span></button></li><li role="presentation"><button id="tab-e338-e49" class="e338-e49" role="tab" aria-selected="false" aria-controls="panel-e338-e49" data-x-toggle="tab" data-x-toggleable="tab-item-e338-e49" data-x-toggle-group="tab-group-e338-e21"><span>Requisitos</span></button></li><li role="presentation"><button id="tab-e338-e71" class="e338-e71" role="tab" aria-selected="false" aria-controls="panel-e338-e71" data-x-toggle="tab" data-x-toggleable="tab-item-e338-e71" data-x-toggle-group="tab-group-e338-e21"><span>¿Por qué la elegiríamos?</span></button></li></ul></div><div class="x-tabs-panels"><div id="panel-e338-e22" class="x-tabs-panel e338-e22 x-active" role="tabpanel" aria-labelledby="tab-e338-e22" aria-hidden="false" data-x-toggleable="tab-item-e338-e22"><ul class="x-row e338-e23 m9e-2 m9e-4 m9e-6 m9e-7"><div class="x-row-inner"><li class="x-col e338-e24 m9e-9 m9e-a"><figure class="x-div e338-e25 m9e-s m9e-t"><i class="x-icon e338-e26 m9e-v" aria-hidden="true" data-x-icon-o=""></i></figure><div class="x-div e338-e27 m9e-t m9e-u"><div class="x-text x-content e338-e28 m9e-w m9e-x">Plazo hasta 61 días</div></div></li><li class="x-col e338-e29 m9e-9 m9e-a"><figure class="x-div e338-e30 m9e-s m9e-t"><i class="x-icon e338-e31 m9e-v" aria-hidden="true" data-x-icon-o=""></i></figure><div class="x-div e338-e32 m9e-t m9e-u"><div class="x-text x-content e338-e33 m9e-w m9e-x">Depósito en 15 minutos</div></div></li><li class="x-col e338-e34 m9e-9 m9e-a"><figure class="x-div e338-e35 m9e-s m9e-t"><i class="x-icon e338-e36 m9e-v" aria-hidden="true" data-x-icon-o=""></i></figure><div class="x-div e338-e37 m9e-t m9e-u"><div class="x-text x-content e338-e38 m9e-w m9e-x">Sin papeleos</div></div></li><li class="x-col e338-e39 m9e-9 m9e-a"><figure class="x-div e338-e40 m9e-s m9e-t"><i class="x-icon e338-e41 m9e-v" aria-hidden="true" data-x-icon-o=""></i></figure><div class="x-div e338-e42 m9e-t m9e-u"><div class="x-text x-content e338-e43 m9e-w m9e-x">Alta seguridad</div></div></li><li class="x-col e338-e44 m9e-9 m9e-a"><figure class="x-div e338-e45 m9e-s m9e-t"><i class="x-icon e338-e46 m9e-v" aria-hidden="true" data-x-icon-o=""></i></figure><div class="x-div e338-e47 m9e-t m9e-u"><div class="x-text x-content e338-e48 m9e-w m9e-x">Gestión en la app</div></div></li></div></ul></div><div id="panel-e338-e49" class="x-tabs-panel e338-e49" role="tabpanel" aria-labelledby="tab-e338-e49" aria-hidden="true" data-x-toggleable="tab-item-e338-e49"><ul class="x-row e338-e50 m9e-2 m9e-4 m9e-6 m9e-8"><div class="x-row-inner"><li class="x-col e338-e51 m9e-9 m9e-a"><figure class="x-div e338-e52 m9e-s m9e-t"><i class="x-icon e338-e53 m9e-v" aria-hidden="true" data-x-icon-s=""></i></figure><div class="x-div e338-e54 m9e-t m9e-u m9e-1 x-effect-exit" data-x-effect="{"scroll":true,"offsetTop":"10%","offsetBottom":"15%","behaviorScroll":"fire-once"}"><div class="x-text x-content e338-e55 m9e-w m9e-x">DNI o NIE</div></div></li><li class="x-col e338-e56 m9e-9 m9e-a"><figure class="x-div e338-e57 m9e-s m9e-t"><i class="x-icon e338-e58 m9e-v" aria-hidden="true" data-x-icon-s=""></i></figure><div class="x-div e338-e59 m9e-t m9e-u m9e-1 x-effect-exit" data-x-effect="{"scroll":true,"offsetTop":"10%","offsetBottom":"15%","behaviorScroll":"fire-once"}"><div class="x-text x-content e338-e60 m9e-w m9e-x">Ser mayor de 18 años</div></div></li><li class="x-col e338-e61 m9e-9 m9e-a"><figure class="x-div e338-e62 m9e-s m9e-t"><i class="x-icon e338-e63 m9e-v" aria-hidden="true" data-x-icon-s=""></i></figure><div class="x-div e338-e64 m9e-t m9e-u m9e-1 x-effect-exit" data-x-effect="{"scroll":true,"offsetTop":"10%","offsetBottom":"15%","behaviorScroll":"fire-once"}"><div class="x-text x-content e338-e65 m9e-w m9e-x">Ser español o residir en el país</div></div></li><li class="x-col e338-e66 m9e-9 m9e-a"><figure class="x-div e338-e67 m9e-s m9e-t"><i class="x-icon e338-e68 m9e-v" aria-hidden="true" data-x-icon-s=""></i></figure><div class="x-div e338-e69 m9e-t m9e-u m9e-1 x-effect-exit" data-x-effect="{"scroll":true,"offsetTop":"10%","offsetBottom":"15%","behaviorScroll":"fire-once"}"><div class="x-text x-content e338-e70 m9e-w m9e-x">Tener una cuenta bancaria</div></div></li></div></ul></div><div id="panel-e338-e71" class="x-tabs-panel e338-e71" role="tabpanel" aria-labelledby="tab-e338-e71" aria-hidden="true" data-x-toggleable="tab-item-e338-e71"><div class="x-text x-content e338-e72 m9e-w m9e-y">Vivus es una de las entidades online de préstamos más destacadas en el país con más de 10 años de experiencia ofreciendo crédito. Esta entidad te presta dinero para urgencias o imprevistos con depósito en solo 15 minutos en tu cuenta bancaria. El primer préstamo tiene un importe de hasta 300€ que va aumentando según subes de nivel. Son 6 niveles con diferentes condiciones, importes y plazos. 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.x-tabs-panel{border-top-width:0;border-right-width:0;border-bottom-width:0;border-left-width:0;padding-top:1.5rem;padding-right:1.5rem;padding-bottom:1.5rem;padding-left:1.5rem;font-family:inherit;font-size:1em;font-style:normal;font-weight:inherit;line-height:1.4;color:rgba(0,0,0,1);background-color:rgba(255,255,255,1);}.m9e-s{flex-grow:0;flex-basis:auto;margin-top:0em;margin-right:0.8em;margin-bottom:0em;margin-left:0em;}.m9e-t{flex-shrink:1;border-top-width:0;border-right-width:0;border-bottom-width:0;border-left-width:0;font-size:1em;}.m9e-u{flex-grow:1;flex-basis:16em;}.m9e-v{width:1em;border-top-width:0;border-right-width:0;border-bottom-width:0;border-left-width:0;font-size:1em;color:#1b9d56;}.m9e-w.x-text{border-top-width:0;border-right-width:0;border-bottom-width:0;border-left-width:0;font-family:inherit;font-size:1em;font-style:normal;font-weight:inherit;letter-spacing:0em;text-transform:none;}.m9e-w.x-text > :first-child{margin-top:0;}.m9e-w.x-text > :last-child{margin-bottom:0;}.m9e-x.x-text{line-height:1.65;color:#000000;}.m9e-y.x-text{line-height:inherit;color:rgba(0,0,0,1);}@media screen and (max-width:978.98px){.m9e-d.x-grid{grid-template-columns:1fr;}.m9e-e.x-cell{grid-row-start:auto;grid-row-end:auto;}.m9e-i.x-cell{text-align:center;}}@media screen and (min-width:767px) and (max-width:978.98px){.m9e-c.x-grid{grid-template-columns:1fr 1fr;}.m9e-e.x-cell{grid-column-end:3;}}@media screen and (max-width:766.98px){.m9e-c.x-grid{grid-template-columns:1fr;}.m9e-e.x-cell{grid-column-start:auto;grid-column-end:auto;}}</style><style> </style><style></style></p> <p><div class="cs-content x-global-block x-global-block-347 e347-e0"><div class="x-section e347-e2 m9n-0"><div class="x-row e347-e3 m9n-2 m9n-3 m9n-5"><div class="x-row-inner"><div class="x-col e347-e4 m9n-9"><div class="x-grid e347-e5 m9n-b m9n-c"><div class="x-cell e347-e6 m9n-e m9n-f m9n-g"><a class="x-image e347-e7 m9n-j m9n-k" href="http://finanzas.abc.es/ir-plazo-credit" rel="nofollow"><img decoding="async" src="https://finanzas.abc.es/wp-content/uploads/2024/02/Plazo-Credit.png" width="128" height="25" alt="Image" loading="lazy"></a><a class="x-anchor x-anchor-button e347-e8 m9n-m" tabindex="0" href="http://finanzas.abc.es/ir-plazo-credit" rel="nofollow"><div class="x-anchor-content"><div class="x-anchor-text"><span class="x-anchor-text-primary">Ir a la oferta</span></div></div></a> <span class="x-rating e347-e9 m9n-n"> <span class="x-rating-graphic" role="img" aria-label="4.5 / 5"> <i class="x-icon" aria-hidden="true" data-x-icon-s=""></i><i class="x-icon" aria-hidden="true" data-x-icon-s=""></i><i class="x-icon" aria-hidden="true" data-x-icon-s=""></i><i class="x-icon" aria-hidden="true" data-x-icon-s=""></i><i class="x-icon" aria-hidden="true" data-x-icon-s=""></i> </span> </span> <span class="x-image e347-e10 m9n-j m9n-l"><img decoding="async" src="https://finanzas.abc.es/wp-content/uploads/2024/04/ABC-finanzas-verificador.svg" width="150" height="60" alt="Image" loading="lazy"></span></div><div class="x-cell e347-e11 m9n-f m9n-h m9n-i"><a href="http://finanzas.abc.es/ir-plazo-credit" rel="nofollow" class="x-text x-text-headline e347-e12 m9n-o m9n-p"><div class="x-text-content"><div class="x-text-content-text"><h3 class="x-text-content-text-primary"><strong>Préstamo Plazo</strong></h3></div></div></a><div class="x-grid e347-e13 m9n-b m9n-d"><div class="x-cell e347-e14 m9n-f m9n-g m9n-h"><div class="x-text x-text-headline e347-e15 m9n-p m9n-q"><div class="x-text-content"><div class="x-text-content-text"><p class="x-text-content-text-primary">Importe</p><span class="x-text-content-text-subheadline">700€ - 5.000€</span></div></div></div></div><div class="x-cell e347-e16 m9n-f m9n-g m9n-h"><div class="x-text x-text-headline e347-e17 m9n-p m9n-q"><div class="x-text-content"><div class="x-text-content-text"><p class="x-text-content-text-primary">Interés (desde)</p><span class="x-text-content-text-subheadline">23,99% TAE</span></div></div></div></div><div class="x-cell e347-e18 m9n-f m9n-g m9n-h"><div class="x-text x-text-headline e347-e19 m9n-p m9n-q"><div class="x-text-content"><div class="x-text-content-text"><p class="x-text-content-text-primary">Devolución</p><span class="x-text-content-text-subheadline">1 - 48 meses</span></div></div></div></div></div></div><div class="x-cell e347-e20 m9n-f m9n-g m9n-h"><div class="x-tabs e347-e21 m9n-r" data-x-element-tabs=""><div class="x-tabs-list"><ul role="tablist"><li role="presentation"><button id="tab-e347-e22" class="e347-e22 x-active" role="tab" aria-selected="true" aria-controls="panel-e347-e22" data-x-toggle="tab" data-x-toggleable="tab-item-e347-e22" data-x-toggle-group="tab-group-e347-e21"><span>Más información</span></button></li><li role="presentation"><button id="tab-e347-e49" class="e347-e49" role="tab" aria-selected="false" aria-controls="panel-e347-e49" data-x-toggle="tab" data-x-toggleable="tab-item-e347-e49" data-x-toggle-group="tab-group-e347-e21"><span>Requisitos</span></button></li><li role="presentation"><button id="tab-e347-e76" class="e347-e76" role="tab" aria-selected="false" aria-controls="panel-e347-e76" data-x-toggle="tab" data-x-toggleable="tab-item-e347-e76" data-x-toggle-group="tab-group-e347-e21"><span>¿Por qué la elegiríamos?</span></button></li></ul></div><div class="x-tabs-panels"><div id="panel-e347-e22" class="x-tabs-panel e347-e22 x-active" role="tabpanel" aria-labelledby="tab-e347-e22" aria-hidden="false" data-x-toggleable="tab-item-e347-e22"><ul class="x-row e347-e23 m9n-2 m9n-4 m9n-6 m9n-7"><div class="x-row-inner"><li class="x-col e347-e24 m9n-9 m9n-a"><figure class="x-div e347-e25 m9n-s m9n-t"><i class="x-icon e347-e26 m9n-v" aria-hidden="true" data-x-icon-o=""></i></figure><div class="x-div e347-e27 m9n-t m9n-u"><div class="x-text x-content e347-e28 m9n-w m9n-x">Línea de crédito en minutos</div></div></li><li class="x-col e347-e29 m9n-9 m9n-a"><figure class="x-div e347-e30 m9n-s m9n-t"><i class="x-icon e347-e31 m9n-v" aria-hidden="true" data-x-icon-o=""></i></figure><div class="x-div e347-e32 m9n-t m9n-u"><div class="x-text x-content e347-e33 m9n-w m9n-x">Recompensas por compras</div></div></li><li class="x-col e347-e34 m9n-9 m9n-a"><figure class="x-div e347-e35 m9n-s m9n-t"><i class="x-icon e347-e36 m9n-v" aria-hidden="true" data-x-icon-o=""></i></figure><div class="x-div e347-e37 m9n-t m9n-u"><div class="x-text x-content e347-e38 m9n-w m9n-x">Consíguelo en 24 horas</div></div></li><li class="x-col e347-e39 m9n-9 m9n-a"><figure class="x-div e347-e40 m9n-s m9n-t"><i class="x-icon e347-e41 m9n-v" aria-hidden="true" data-x-icon-o=""></i></figure><div class="x-div e347-e42 m9n-t m9n-u"><div class="x-text x-content e347-e43 m9n-w m9n-x">Gestión en la app Plazo</div></div></li><li class="x-col e347-e44 m9n-9 m9n-a"><figure class="x-div e347-e45 m9n-s m9n-t"><i class="x-icon e347-e46 m9n-v" aria-hidden="true" data-x-icon-o=""></i></figure><div class="x-div e347-e47 m9n-t m9n-u"><div class="x-text x-content e347-e48 m9n-w m9n-x">Pagos a cuotas</div></div></li></div></ul></div><div id="panel-e347-e49" class="x-tabs-panel e347-e49" role="tabpanel" aria-labelledby="tab-e347-e49" aria-hidden="true" data-x-toggleable="tab-item-e347-e49"><ul class="x-row e347-e50 m9n-2 m9n-4 m9n-6 m9n-8"><div class="x-row-inner"><li class="x-col e347-e51 m9n-9 m9n-a"><figure class="x-div e347-e52 m9n-s m9n-t"><i class="x-icon e347-e53 m9n-v" aria-hidden="true" data-x-icon-s=""></i></figure><div class="x-div e347-e54 m9n-t m9n-u m9n-1 x-effect-exit" data-x-effect="{"scroll":true,"offsetTop":"10%","offsetBottom":"15%","behaviorScroll":"fire-once"}"><div class="x-text x-content e347-e55 m9n-w m9n-x">DNI o NIE vigente</div></div></li><li class="x-col e347-e56 m9n-9 m9n-a"><figure class="x-div e347-e57 m9n-s m9n-t"><i class="x-icon e347-e58 m9n-v" aria-hidden="true" data-x-icon-s=""></i></figure><div class="x-div e347-e59 m9n-t m9n-u m9n-1 x-effect-exit" data-x-effect="{"scroll":true,"offsetTop":"10%","offsetBottom":"15%","behaviorScroll":"fire-once"}"><div class="x-text x-content e347-e60 m9n-w m9n-x">Ser mayor de 25 años</div></div></li><li class="x-col e347-e61 m9n-9 m9n-a"><figure class="x-div e347-e62 m9n-s m9n-t"><i class="x-icon e347-e63 m9n-v" aria-hidden="true" data-x-icon-s=""></i></figure><div class="x-div e347-e64 m9n-t m9n-u m9n-1 x-effect-exit" data-x-effect="{"scroll":true,"offsetTop":"10%","offsetBottom":"15%","behaviorScroll":"fire-once"}"><div class="x-text x-content e347-e65 m9n-w m9n-x">Residir en el país</div></div></li><li class="x-col e347-e66 m9n-9 m9n-a"><figure class="x-div e347-e67 m9n-s m9n-t"><i class="x-icon e347-e68 m9n-v" aria-hidden="true" data-x-icon-s=""></i></figure><div class="x-div e347-e69 m9n-t m9n-u m9n-1 x-effect-exit" data-x-effect="{"scroll":true,"offsetTop":"10%","offsetBottom":"15%","behaviorScroll":"fire-once"}"><div class="x-text x-content e347-e70 m9n-w m9n-x">Demostrar ingresos estables</div></div></li><li class="x-col e347-e71 m9n-9 m9n-a"><figure class="x-div e347-e72 m9n-s m9n-t"><i class="x-icon e347-e73 m9n-v" aria-hidden="true" data-x-icon-s="X"></i></figure><div class="x-div e347-e74 m9n-t m9n-u m9n-1 x-effect-exit" data-x-effect="{"scroll":true,"offsetTop":"10%","offsetBottom":"15%","behaviorScroll":"fire-once"}"><div class="x-text x-content e347-e75 m9n-w m9n-x">No estar en ASNEF</div></div></li></div></ul></div><div id="panel-e347-e76" class="x-tabs-panel e347-e76" role="tabpanel" aria-labelledby="tab-e347-e76" aria-hidden="true" data-x-toggleable="tab-item-e347-e76"><div class="x-text x-content e347-e77 m9n-w m9n-y">La línea de crédito de la entidad Plazo Credit es uno de los productos más destacados de la entidad, pues ofrece una tarjeta asociada. Con esta tarjeta podrás hacer compras y pago y recibir reembolsos de la entidad. Si necesitas efectivo podrás hacer retiradas en cajeros automáticos. Paga el importe de tu préstamo a plazos y gestiona todo desde la app. Ya son más de 100.000 clientes los que solicitan sus productos y el 98% de ellos están satisfechos con los resultados.</div></div></div></div></div></div></div></div></div></div></div><style> .m9n-0.x-section{margin-top:0px;margin-right:0px;margin-bottom:0px;margin-left:0px;border-top-width:0;border-right-width:0;border-bottom-width:0;border-left-width:0;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;z-index:auto;}:where(body:not(.tco-disable-effects)) .m9n-1:is(.x-effect-exit,.x-effect-entering,.x-effect-exiting) {animation-delay:0ms;animation-duration:650ms;animation-timing-function:cubic-bezier(0.400,0.000,0.200,1.000);transition-delay:0ms;transition-duration:650ms;transition-timing-function:cubic-bezier(0.400,0.000,0.200,1.000);}.m9n-1:is(.x-effect-enter){opacity:1;transform:translate(0px,0px);}:where(body:not(.tco-disable-effects)) 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.x-tabs-panel{border-top-width:0;border-right-width:0;border-bottom-width:0;border-left-width:0;padding-top:1.5rem;padding-right:1.5rem;padding-bottom:1.5rem;padding-left:1.5rem;font-family:inherit;font-size:1em;font-style:normal;font-weight:inherit;line-height:1.4;color:rgba(0,0,0,1);background-color:rgba(255,255,255,1);}.m9n-s{flex-grow:0;flex-basis:auto;margin-top:0em;margin-right:0.8em;margin-bottom:0em;margin-left:0em;}.m9n-t{flex-shrink:1;border-top-width:0;border-right-width:0;border-bottom-width:0;border-left-width:0;font-size:1em;}.m9n-u{flex-grow:1;flex-basis:16em;}.m9n-v{width:1em;border-top-width:0;border-right-width:0;border-bottom-width:0;border-left-width:0;font-size:1em;color:#1b9d56;}.m9n-w.x-text{border-top-width:0;border-right-width:0;border-bottom-width:0;border-left-width:0;font-family:inherit;font-size:1em;font-style:normal;font-weight:inherit;letter-spacing:0em;text-transform:none;}.m9n-w.x-text > :first-child{margin-top:0;}.m9n-w.x-text > :last-child{margin-bottom:0;}.m9n-x.x-text{line-height:1.65;color:#000000;}.m9n-y.x-text{line-height:inherit;color:rgba(0,0,0,1);}@media screen and (max-width:978.98px){.m9n-d.x-grid{grid-template-columns:1fr;}.m9n-e.x-cell{grid-row-start:auto;grid-row-end:auto;}.m9n-i.x-cell{text-align:center;}}@media screen and (min-width:767px) and (max-width:978.98px){.m9n-c.x-grid{grid-template-columns:1fr 1fr;}.m9n-e.x-cell{grid-column-end:3;}}@media screen and (max-width:766.98px){.m9n-c.x-grid{grid-template-columns:1fr;}.m9n-e.x-cell{grid-column-start:auto;grid-column-end:auto;}}</style><style> </style><style></style></p> <p><div class="cs-content x-global-block x-global-block-334 e334-e0"><div class="x-section e334-e2 m9a-0"><div class="x-row e334-e3 m9a-2 m9a-3 m9a-5"><div class="x-row-inner"><div class="x-col e334-e4 m9a-9"><div class="x-grid e334-e5 m9a-b m9a-c"><div class="x-cell e334-e6 m9a-e m9a-f m9a-g"><a class="x-image e334-e7 m9a-j m9a-k" href="http://finanzas.abc.es/ir-cashgo" rel="nofollow"><img decoding="async" src="https://finanzas.abc.es/wp-content/uploads/2024/02/CashGo-prestamos-online.png" width="175" height="125" alt="Image" loading="lazy"></a><a class="x-anchor x-anchor-button e334-e8 m9a-m" tabindex="0" href="http://finanzas.abc.es/ir-cashgo" rel="nofollow"><div class="x-anchor-content"><div class="x-anchor-text"><span class="x-anchor-text-primary">Ir a la oferta</span></div></div></a> <span class="x-rating e334-e9 m9a-n"> <span class="x-rating-graphic" role="img" aria-label="4.5 / 5"> <i class="x-icon" aria-hidden="true" data-x-icon-s=""></i><i class="x-icon" aria-hidden="true" data-x-icon-s=""></i><i class="x-icon" aria-hidden="true" data-x-icon-s=""></i><i class="x-icon" aria-hidden="true" data-x-icon-s=""></i><i class="x-icon" aria-hidden="true" data-x-icon-s=""></i> </span> </span> <span class="x-image e334-e10 m9a-j m9a-l"><img decoding="async" src="https://finanzas.abc.es/wp-content/uploads/2024/04/ABC-finanzas-verificador.svg" width="150" height="60" alt="Image" loading="lazy"></span></div><div class="x-cell e334-e11 m9a-f m9a-h m9a-i"><a href="http://finanzas.abc.es/ir-cashgo" rel="nofollow" class="x-text x-text-headline e334-e12 m9a-o m9a-p"><div class="x-text-content"><div class="x-text-content-text"><h3 class="x-text-content-text-primary"><strong>Préstamo CashGo</strong></h3></div></div></a><div class="x-grid e334-e13 m9a-b m9a-d"><div class="x-cell e334-e14 m9a-f m9a-g m9a-h"><div class="x-text x-text-headline e334-e15 m9a-p m9a-q"><div class="x-text-content"><div class="x-text-content-text"><p class="x-text-content-text-primary">Importe</p><span class="x-text-content-text-subheadline">100€ - 10.000€</span></div></div></div></div><div class="x-cell e334-e16 m9a-f m9a-g m9a-h"><div class="x-text x-text-headline e334-e17 m9a-p m9a-q"><div class="x-text-content"><div class="x-text-content-text"><p class="x-text-content-text-primary">Interés (desde)</p><span class="x-text-content-text-subheadline">0% TAE</span></div></div></div></div><div class="x-cell e334-e18 m9a-f m9a-g m9a-h"><div class="x-text x-text-headline e334-e19 m9a-p m9a-q"><div class="x-text-content"><div class="x-text-content-text"><p class="x-text-content-text-primary">Devolución</p><span class="x-text-content-text-subheadline">3 - 4 meses</span></div></div></div></div></div></div><div class="x-cell e334-e20 m9a-f m9a-g m9a-h"><div class="x-tabs e334-e21 m9a-r" data-x-element-tabs=""><div class="x-tabs-list"><ul role="tablist"><li role="presentation"><button id="tab-e334-e22" class="e334-e22 x-active" role="tab" aria-selected="true" aria-controls="panel-e334-e22" data-x-toggle="tab" data-x-toggleable="tab-item-e334-e22" data-x-toggle-group="tab-group-e334-e21"><span>Más información</span></button></li><li role="presentation"><button id="tab-e334-e49" class="e334-e49" role="tab" aria-selected="false" aria-controls="panel-e334-e49" data-x-toggle="tab" data-x-toggleable="tab-item-e334-e49" data-x-toggle-group="tab-group-e334-e21"><span>Requisitos</span></button></li><li role="presentation"><button id="tab-e334-e76" class="e334-e76" role="tab" aria-selected="false" aria-controls="panel-e334-e76" data-x-toggle="tab" data-x-toggleable="tab-item-e334-e76" data-x-toggle-group="tab-group-e334-e21"><span>¿Por qué la elegiríamos?</span></button></li></ul></div><div class="x-tabs-panels"><div id="panel-e334-e22" class="x-tabs-panel e334-e22 x-active" role="tabpanel" aria-labelledby="tab-e334-e22" aria-hidden="false" data-x-toggleable="tab-item-e334-e22"><ul class="x-row e334-e23 m9a-2 m9a-4 m9a-6 m9a-7"><div class="x-row-inner"><li class="x-col e334-e24 m9a-9 m9a-a"><figure class="x-div e334-e25 m9a-s m9a-t"><i class="x-icon e334-e26 m9a-v" aria-hidden="true" data-x-icon-o=""></i></figure><div class="x-div e334-e27 m9a-t m9a-u"><div class="x-text x-content e334-e28 m9a-w m9a-x">Ofertas personalizadas</div></div></li><li class="x-col e334-e29 m9a-9 m9a-a"><figure class="x-div e334-e30 m9a-s m9a-t"><i class="x-icon e334-e31 m9a-v" aria-hidden="true" data-x-icon-o=""></i></figure><div class="x-div e334-e32 m9a-t m9a-u"><div class="x-text x-content e334-e33 m9a-w m9a-x">Importes flexibles</div></div></li><li class="x-col e334-e34 m9a-9 m9a-a"><figure class="x-div e334-e35 m9a-s m9a-t"><i class="x-icon e334-e36 m9a-v" aria-hidden="true" data-x-icon-o=""></i></figure><div class="x-div e334-e37 m9a-t m9a-u"><div class="x-text x-content e334-e38 m9a-w m9a-x">Acepta ASNEF</div></div></li><li class="x-col e334-e39 m9a-9 m9a-a"><figure class="x-div e334-e40 m9a-s m9a-t"><i class="x-icon e334-e41 m9a-v" aria-hidden="true" data-x-icon-o=""></i></figure><div class="x-div e334-e42 m9a-t m9a-u"><div class="x-text x-content e334-e43 m9a-w m9a-x">Sin avales</div></div></li><li class="x-col e334-e44 m9a-9 m9a-a"><figure class="x-div e334-e45 m9a-s m9a-t"><i class="x-icon e334-e46 m9a-v" aria-hidden="true" data-x-icon-o=""></i></figure><div class="x-div e334-e47 m9a-t m9a-u"><div class="x-text x-content e334-e48 m9a-w m9a-x">Sin comisiones</div></div></li></div></ul></div><div id="panel-e334-e49" class="x-tabs-panel e334-e49" role="tabpanel" aria-labelledby="tab-e334-e49" aria-hidden="true" data-x-toggleable="tab-item-e334-e49"><ul class="x-row e334-e50 m9a-2 m9a-4 m9a-6 m9a-8"><div class="x-row-inner"><li class="x-col e334-e51 m9a-9 m9a-a"><figure class="x-div e334-e52 m9a-s m9a-t"><i class="x-icon e334-e53 m9a-v" aria-hidden="true" data-x-icon-s=""></i></figure><div class="x-div e334-e54 m9a-t m9a-u m9a-1 x-effect-exit" data-x-effect="{"scroll":true,"offsetTop":"10%","offsetBottom":"15%","behaviorScroll":"fire-once"}"><div class="x-text x-content e334-e55 m9a-w m9a-x">DNI, NIE o pasaporte</div></div></li><li class="x-col e334-e56 m9a-9 m9a-a"><figure class="x-div e334-e57 m9a-s m9a-t"><i class="x-icon e334-e58 m9a-v" aria-hidden="true" data-x-icon-s=""></i></figure><div class="x-div e334-e59 m9a-t m9a-u m9a-1 x-effect-exit" data-x-effect="{"scroll":true,"offsetTop":"10%","offsetBottom":"15%","behaviorScroll":"fire-once"}"><div class="x-text x-content e334-e60 m9a-w m9a-x">Ser mayor de 18 años</div></div></li><li class="x-col e334-e61 m9a-9 m9a-a"><figure class="x-div e334-e62 m9a-s m9a-t"><i class="x-icon e334-e63 m9a-v" aria-hidden="true" data-x-icon-s=""></i></figure><div class="x-div e334-e64 m9a-t m9a-u m9a-1 x-effect-exit" data-x-effect="{"scroll":true,"offsetTop":"10%","offsetBottom":"15%","behaviorScroll":"fire-once"}"><div class="x-text x-content e334-e65 m9a-w m9a-x">Tener cuenta bancaria</div></div></li><li class="x-col e334-e66 m9a-9 m9a-a"><figure class="x-div e334-e67 m9a-s m9a-t"><i class="x-icon e334-e68 m9a-v" aria-hidden="true" data-x-icon-s=""></i></figure><div class="x-div e334-e69 m9a-t m9a-u m9a-1 x-effect-exit" data-x-effect="{"scroll":true,"offsetTop":"10%","offsetBottom":"15%","behaviorScroll":"fire-once"}"><div class="x-text x-content e334-e70 m9a-w m9a-x">Tener tarjeta bancaria</div></div></li><li class="x-col e334-e71 m9a-9 m9a-a"><figure class="x-div e334-e72 m9a-s m9a-t"><i class="x-icon e334-e73 m9a-v" aria-hidden="true" data-x-icon-s=""></i></figure><div class="x-div e334-e74 m9a-t m9a-u m9a-1 x-effect-exit" data-x-effect="{"scroll":true,"offsetTop":"10%","offsetBottom":"15%","behaviorScroll":"fire-once"}"><div class="x-text x-content e334-e75 m9a-w m9a-x">Demostrar ingresos</div></div></li></div></ul></div><div id="panel-e334-e76" class="x-tabs-panel e334-e76" role="tabpanel" aria-labelledby="tab-e334-e76" aria-hidden="true" data-x-toggleable="tab-item-e334-e76"><div class="x-text x-content e334-e77 m9a-w m9a-y">En CashGo encuentras ofertas de crédito personalizadas en solo un par de minutos gracias a su alta tecnología. Este buscador de préstamos online ofrece importes flexibles de hasta 10.000€ con la posibilidad de conseguir un primer préstamo sin intereses. Sus requisitos son básicos, no solicitan documentación y avales, además aceptan solicitudes de personas en ASNEF. 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.x-tabs-panel{border-top-width:0;border-right-width:0;border-bottom-width:0;border-left-width:0;padding-top:1.5rem;padding-right:1.5rem;padding-bottom:1.5rem;padding-left:1.5rem;font-family:inherit;font-size:1em;font-style:normal;font-weight:inherit;line-height:1.4;color:rgba(0,0,0,1);background-color:rgba(255,255,255,1);}.m9a-s{flex-grow:0;flex-basis:auto;margin-top:0em;margin-right:0.8em;margin-bottom:0em;margin-left:0em;}.m9a-t{flex-shrink:1;border-top-width:0;border-right-width:0;border-bottom-width:0;border-left-width:0;font-size:1em;}.m9a-u{flex-grow:1;flex-basis:16em;}.m9a-v{width:1em;border-top-width:0;border-right-width:0;border-bottom-width:0;border-left-width:0;font-size:1em;color:#1b9d56;}.m9a-w.x-text{border-top-width:0;border-right-width:0;border-bottom-width:0;border-left-width:0;font-family:inherit;font-size:1em;font-style:normal;font-weight:inherit;letter-spacing:0em;text-transform:none;}.m9a-w.x-text > :first-child{margin-top:0;}.m9a-w.x-text > :last-child{margin-bottom:0;}.m9a-x.x-text{line-height:1.65;color:#000000;}.m9a-y.x-text{line-height:inherit;color:rgba(0,0,0,1);}@media screen and (max-width:978.98px){.m9a-d.x-grid{grid-template-columns:1fr;}.m9a-e.x-cell{grid-row-start:auto;grid-row-end:auto;}.m9a-i.x-cell{text-align:center;}}@media screen and (min-width:767px) and (max-width:978.98px){.m9a-c.x-grid{grid-template-columns:1fr 1fr;}.m9a-e.x-cell{grid-column-end:3;}}@media screen and (max-width:766.98px){.m9a-c.x-grid{grid-template-columns:1fr;}.m9a-e.x-cell{grid-column-start:auto;grid-column-end:auto;}}</style><style> </style><style></style></p> <p><div class="cs-content x-global-block x-global-block-342 e342-e0"><div class="x-section e342-e2 m9i-0"><div class="x-row e342-e3 m9i-2 m9i-3 m9i-5"><div class="x-row-inner"><div class="x-col e342-e4 m9i-9"><div class="x-grid e342-e5 m9i-b m9i-c"><div class="x-cell e342-e6 m9i-e m9i-f m9i-g"><a class="x-image e342-e7 m9i-j m9i-k" href="http://finanzas.abc.es/ir-fineria" rel="nofollow"><img decoding="async" src="https://finanzas.abc.es/wp-content/uploads/2024/02/Fineria-logo-png.png" width="175" height="125" alt="Image" loading="lazy"></a><a class="x-anchor x-anchor-button e342-e8 m9i-m" tabindex="0" href="http://finanzas.abc.es/ir-fineria" rel="nofollow"><div class="x-anchor-content"><div class="x-anchor-text"><span class="x-anchor-text-primary">Ir a la oferta</span></div></div></a> <span class="x-rating e342-e9 m9i-n"> <span class="x-rating-graphic" role="img" aria-label="4.5 / 5"> <i class="x-icon" aria-hidden="true" data-x-icon-s=""></i><i class="x-icon" aria-hidden="true" data-x-icon-s=""></i><i class="x-icon" aria-hidden="true" data-x-icon-s=""></i><i class="x-icon" aria-hidden="true" data-x-icon-s=""></i><i class="x-icon" aria-hidden="true" data-x-icon-s=""></i> </span> </span> <span class="x-image e342-e10 m9i-j m9i-l"><img decoding="async" src="https://finanzas.abc.es/wp-content/uploads/2024/04/ABC-finanzas-verificador.svg" width="150" height="60" alt="Image" loading="lazy"></span></div><div class="x-cell e342-e11 m9i-f m9i-h m9i-i"><a href="http://finanzas.abc.es/ir-fineria" rel="nofollow" class="x-text x-text-headline e342-e12 m9i-o m9i-p"><div class="x-text-content"><div class="x-text-content-text"><h3 class="x-text-content-text-primary"><strong>Préstamo Fineria</strong></h3></div></div></a><div class="x-grid e342-e13 m9i-b m9i-d"><div class="x-cell e342-e14 m9i-f m9i-g m9i-h"><div class="x-text x-text-headline e342-e15 m9i-p m9i-q"><div class="x-text-content"><div class="x-text-content-text"><p class="x-text-content-text-primary">Importe</p><span class="x-text-content-text-subheadline">100€ - 1.500€</span></div></div></div></div><div class="x-cell e342-e16 m9i-f m9i-g m9i-h"><div class="x-text x-text-headline e342-e17 m9i-p m9i-q"><div class="x-text-content"><div class="x-text-content-text"><p class="x-text-content-text-primary">Interés (desde)</p><span class="x-text-content-text-subheadline">0% TAE</span></div></div></div></div><div class="x-cell e342-e18 m9i-f m9i-g m9i-h"><div class="x-text x-text-headline e342-e19 m9i-p m9i-q"><div class="x-text-content"><div class="x-text-content-text"><p class="x-text-content-text-primary">Devolución</p><span class="x-text-content-text-subheadline">2 - 3 meses</span></div></div></div></div></div></div><div class="x-cell e342-e20 m9i-f m9i-g m9i-h"><div class="x-tabs e342-e21 m9i-r" data-x-element-tabs=""><div class="x-tabs-list"><ul role="tablist"><li role="presentation"><button id="tab-e342-e22" class="e342-e22 x-active" role="tab" aria-selected="true" aria-controls="panel-e342-e22" data-x-toggle="tab" data-x-toggleable="tab-item-e342-e22" data-x-toggle-group="tab-group-e342-e21"><span>Más información</span></button></li><li role="presentation"><button id="tab-e342-e49" class="e342-e49" role="tab" aria-selected="false" aria-controls="panel-e342-e49" data-x-toggle="tab" data-x-toggleable="tab-item-e342-e49" data-x-toggle-group="tab-group-e342-e21"><span>Requisitos</span></button></li><li role="presentation"><button id="tab-e342-e71" class="e342-e71" role="tab" aria-selected="false" aria-controls="panel-e342-e71" data-x-toggle="tab" data-x-toggleable="tab-item-e342-e71" data-x-toggle-group="tab-group-e342-e21"><span>¿Por qué la elegiríamos?</span></button></li></ul></div><div class="x-tabs-panels"><div id="panel-e342-e22" class="x-tabs-panel e342-e22 x-active" role="tabpanel" aria-labelledby="tab-e342-e22" aria-hidden="false" data-x-toggleable="tab-item-e342-e22"><ul class="x-row e342-e23 m9i-2 m9i-4 m9i-6 m9i-7"><div class="x-row-inner"><li class="x-col e342-e24 m9i-9 m9i-a"><figure class="x-div e342-e25 m9i-s m9i-t"><i class="x-icon e342-e26 m9i-v" aria-hidden="true" data-x-icon-o=""></i></figure><div class="x-div e342-e27 m9i-t m9i-u"><div class="x-text x-content e342-e28 m9i-w m9i-x">Comparador de microcréditos</div></div></li><li class="x-col e342-e29 m9i-9 m9i-a"><figure class="x-div e342-e30 m9i-s m9i-t"><i class="x-icon e342-e31 m9i-v" aria-hidden="true" data-x-icon-o=""></i></figure><div class="x-div e342-e32 m9i-t m9i-u"><div class="x-text x-content e342-e33 m9i-w m9i-x">Selección personalizada</div></div></li><li class="x-col e342-e34 m9i-9 m9i-a"><figure class="x-div e342-e35 m9i-s m9i-t"><i class="x-icon e342-e36 m9i-v" aria-hidden="true" data-x-icon-o=""></i></figure><div class="x-div e342-e37 m9i-t m9i-u"><div class="x-text x-content e342-e38 m9i-w m9i-x">Solicitud 100% online y rápida</div></div></li><li class="x-col e342-e39 m9i-9 m9i-a"><figure class="x-div e342-e40 m9i-s m9i-t"><i class="x-icon e342-e41 m9i-v" aria-hidden="true" data-x-icon-o=""></i></figure><div class="x-div e342-e42 m9i-t m9i-u"><div class="x-text x-content e342-e43 m9i-w m9i-x">Acepta ASNEF</div></div></li><li class="x-col e342-e44 m9i-9 m9i-a"><figure class="x-div e342-e45 m9i-s m9i-t"><i class="x-icon e342-e46 m9i-v" aria-hidden="true" data-x-icon-o=""></i></figure><div class="x-div e342-e47 m9i-t m9i-u"><div class="x-text x-content e342-e48 m9i-w m9i-x">Sin coste</div></div></li></div></ul></div><div id="panel-e342-e49" class="x-tabs-panel e342-e49" role="tabpanel" aria-labelledby="tab-e342-e49" aria-hidden="true" data-x-toggleable="tab-item-e342-e49"><ul class="x-row e342-e50 m9i-2 m9i-4 m9i-6 m9i-8"><div class="x-row-inner"><li class="x-col e342-e51 m9i-9 m9i-a"><figure class="x-div e342-e52 m9i-s m9i-t"><i class="x-icon e342-e53 m9i-v" aria-hidden="true" data-x-icon-s=""></i></figure><div class="x-div e342-e54 m9i-t m9i-u m9i-1 x-effect-exit" data-x-effect="{"scroll":true,"offsetTop":"10%","offsetBottom":"15%","behaviorScroll":"fire-once"}"><div class="x-text x-content e342-e55 m9i-w m9i-x">Tener entre 18 y 80 años</div></div></li><li class="x-col e342-e56 m9i-9 m9i-a"><figure class="x-div e342-e57 m9i-s m9i-t"><i class="x-icon e342-e58 m9i-v" aria-hidden="true" data-x-icon-s=""></i></figure><div class="x-div e342-e59 m9i-t m9i-u m9i-1 x-effect-exit" data-x-effect="{"scroll":true,"offsetTop":"10%","offsetBottom":"15%","behaviorScroll":"fire-once"}"><div class="x-text x-content e342-e60 m9i-w m9i-x">DNI o NIE vigente</div></div></li><li class="x-col e342-e61 m9i-9 m9i-a"><figure class="x-div e342-e62 m9i-s m9i-t"><i class="x-icon e342-e63 m9i-v" aria-hidden="true" data-x-icon-s=""></i></figure><div class="x-div e342-e64 m9i-t m9i-u m9i-1 x-effect-exit" data-x-effect="{"scroll":true,"offsetTop":"10%","offsetBottom":"15%","behaviorScroll":"fire-once"}"><div class="x-text x-content e342-e65 m9i-w m9i-x">Ser residente</div></div></li><li class="x-col e342-e66 m9i-9 m9i-a"><figure class="x-div e342-e67 m9i-s m9i-t"><i class="x-icon e342-e68 m9i-v" aria-hidden="true" data-x-icon-s=""></i></figure><div class="x-div e342-e69 m9i-t m9i-u m9i-1 x-effect-exit" data-x-effect="{"scroll":true,"offsetTop":"10%","offsetBottom":"15%","behaviorScroll":"fire-once"}"><div class="x-text x-content e342-e70 m9i-w m9i-x">Tener cuenta bancaria</div></div></li></div></ul></div><div id="panel-e342-e71" class="x-tabs-panel e342-e71" role="tabpanel" aria-labelledby="tab-e342-e71" aria-hidden="true" data-x-toggleable="tab-item-e342-e71"><div class="x-text x-content e342-e72 m9i-w m9i-y"><span>La entidad Fineria usa alta tecnología para encontrar las mejores ofertas de microcréditos online 24/7. Sus prestamistas son entidades financieras reconocidas que otorgan créditos de diferentes características y en pocos minutos. Su plataforma solo tarda 5 minutos en seleccionar las mejores opciones para que puedas recibir el depósito rápidamente. En promedio tardarás 14 minutos haciendo todo el proceso y tendrás una alta tasa de aprobación del 96,21%. El 99,09% de los clientes de Fineria solicitan un segundo préstamo.</span></div></div></div></div></div></div></div></div></div></div></div><style> .m9i-0.x-section{margin-top:0px;margin-right:0px;margin-bottom:0px;margin-left:0px;border-top-width:0;border-right-width:0;border-bottom-width:0;border-left-width:0;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;z-index:auto;}:where(body:not(.tco-disable-effects)) .m9i-1:is(.x-effect-exit,.x-effect-entering,.x-effect-exiting) {animation-delay:0ms;animation-duration:650ms;animation-timing-function:cubic-bezier(0.400,0.000,0.200,1.000);transition-delay:0ms;transition-duration:650ms;transition-timing-function:cubic-bezier(0.400,0.000,0.200,1.000);}.m9i-1:is(.x-effect-enter){opacity:1;transform:translate(0px,0px);}:where(body:not(.tco-disable-effects)) 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.x-tabs-panel{border-top-width:0;border-right-width:0;border-bottom-width:0;border-left-width:0;padding-top:1.5rem;padding-right:1.5rem;padding-bottom:1.5rem;padding-left:1.5rem;font-family:inherit;font-size:1em;font-style:normal;font-weight:inherit;line-height:1.4;color:rgba(0,0,0,1);background-color:rgba(255,255,255,1);}.m9i-s{flex-grow:0;flex-basis:auto;margin-top:0em;margin-right:0.8em;margin-bottom:0em;margin-left:0em;}.m9i-t{flex-shrink:1;border-top-width:0;border-right-width:0;border-bottom-width:0;border-left-width:0;font-size:1em;}.m9i-u{flex-grow:1;flex-basis:16em;}.m9i-v{width:1em;border-top-width:0;border-right-width:0;border-bottom-width:0;border-left-width:0;font-size:1em;color:#1b9d56;}.m9i-w.x-text{border-top-width:0;border-right-width:0;border-bottom-width:0;border-left-width:0;font-family:inherit;font-size:1em;font-style:normal;font-weight:inherit;letter-spacing:0em;text-transform:none;}.m9i-w.x-text > :first-child{margin-top:0;}.m9i-w.x-text > :last-child{margin-bottom:0;}.m9i-x.x-text{line-height:1.65;color:#000000;}.m9i-y.x-text{line-height:inherit;color:rgba(0,0,0,1);}@media screen and (max-width:978.98px){.m9i-d.x-grid{grid-template-columns:1fr;}.m9i-e.x-cell{grid-row-start:auto;grid-row-end:auto;}.m9i-i.x-cell{text-align:center;}}@media screen and (min-width:767px) and (max-width:978.98px){.m9i-c.x-grid{grid-template-columns:1fr 1fr;}.m9i-e.x-cell{grid-column-end:3;}}@media screen and (max-width:766.98px){.m9i-c.x-grid{grid-template-columns:1fr;}.m9i-e.x-cell{grid-column-start:auto;grid-column-end:auto;}}</style><style> </style><style></style></p> <p><div class="cs-content x-global-block x-global-block-341 e341-e0"><div class="x-section e341-e2 m9h-0"><div class="x-row e341-e3 m9h-2 m9h-3 m9h-5"><div class="x-row-inner"><div class="x-col e341-e4 m9h-9"><div class="x-grid e341-e5 m9h-b m9h-c"><div class="x-cell e341-e6 m9h-e m9h-f m9h-g"><a class="x-image e341-e7 m9h-j m9h-k" href="http://finanzas.abc.es/ir-loaney" rel="nofollow"><img decoding="async" src="https://finanzas.abc.es/wp-content/uploads/2024/02/Loaney-logo.png" width="175" height="125" alt="Image" loading="lazy"></a><a class="x-anchor x-anchor-button e341-e8 m9h-m" tabindex="0" href="http://finanzas.abc.es/ir-loaney" rel="nofollow"><div class="x-anchor-content"><div class="x-anchor-text"><span class="x-anchor-text-primary">Ir a la oferta</span></div></div></a> <span class="x-rating e341-e9 m9h-n"> <span class="x-rating-graphic" role="img" aria-label="4.5 / 5"> <i class="x-icon" aria-hidden="true" data-x-icon-s=""></i><i class="x-icon" aria-hidden="true" data-x-icon-s=""></i><i class="x-icon" aria-hidden="true" data-x-icon-s=""></i><i class="x-icon" aria-hidden="true" data-x-icon-s=""></i><i class="x-icon" aria-hidden="true" data-x-icon-s=""></i> </span> </span> <span class="x-image e341-e10 m9h-j m9h-l"><img decoding="async" src="https://finanzas.abc.es/wp-content/uploads/2024/04/ABC-finanzas-verificador.svg" width="150" height="60" alt="Image" loading="lazy"></span></div><div class="x-cell e341-e11 m9h-f m9h-h m9h-i"><a href="http://finanzas.abc.es/ir-loaney" rel="nofollow" class="x-text x-text-headline e341-e12 m9h-o m9h-p"><div class="x-text-content"><div class="x-text-content-text"><h3 class="x-text-content-text-primary"><strong>Préstamo Loaney</strong></h3></div></div></a><div class="x-grid e341-e13 m9h-b m9h-d"><div class="x-cell e341-e14 m9h-f m9h-g m9h-h"><div class="x-text x-text-headline e341-e15 m9h-p m9h-q"><div class="x-text-content"><div class="x-text-content-text"><p class="x-text-content-text-primary">Importe</p><span class="x-text-content-text-subheadline">30€ - 600€</span></div></div></div></div><div class="x-cell e341-e16 m9h-f m9h-g m9h-h"><div class="x-text x-text-headline e341-e17 m9h-p m9h-q"><div class="x-text-content"><div class="x-text-content-text"><p class="x-text-content-text-primary">Interés (desde)</p><span class="x-text-content-text-subheadline">0% TAE</span></div></div></div></div><div class="x-cell e341-e18 m9h-f m9h-g m9h-h"><div class="x-text x-text-headline e341-e19 m9h-p m9h-q"><div class="x-text-content"><div class="x-text-content-text"><p class="x-text-content-text-primary">Devolución</p><span class="x-text-content-text-subheadline">7 - 30 días</span></div></div></div></div></div></div><div class="x-cell e341-e20 m9h-f m9h-g m9h-h"><div class="x-tabs e341-e21 m9h-r" data-x-element-tabs=""><div class="x-tabs-list"><ul role="tablist"><li role="presentation"><button id="tab-e341-e22" class="e341-e22 x-active" role="tab" aria-selected="true" aria-controls="panel-e341-e22" data-x-toggle="tab" data-x-toggleable="tab-item-e341-e22" data-x-toggle-group="tab-group-e341-e21"><span>Más información</span></button></li><li role="presentation"><button id="tab-e341-e49" class="e341-e49" role="tab" aria-selected="false" aria-controls="panel-e341-e49" data-x-toggle="tab" data-x-toggleable="tab-item-e341-e49" data-x-toggle-group="tab-group-e341-e21"><span>Requisitos</span></button></li><li role="presentation"><button id="tab-e341-e71" class="e341-e71" role="tab" aria-selected="false" aria-controls="panel-e341-e71" data-x-toggle="tab" data-x-toggleable="tab-item-e341-e71" data-x-toggle-group="tab-group-e341-e21"><span>¿Por qué la elegiríamos?</span></button></li></ul></div><div class="x-tabs-panels"><div id="panel-e341-e22" class="x-tabs-panel e341-e22 x-active" role="tabpanel" aria-labelledby="tab-e341-e22" aria-hidden="false" data-x-toggleable="tab-item-e341-e22"><ul class="x-row e341-e23 m9h-2 m9h-4 m9h-6 m9h-7"><div class="x-row-inner"><li class="x-col e341-e24 m9h-9 m9h-a"><figure class="x-div e341-e25 m9h-s m9h-t"><i class="x-icon e341-e26 m9h-v" aria-hidden="true" data-x-icon-o=""></i></figure><div class="x-div e341-e27 m9h-t m9h-u"><div class="x-text x-content e341-e28 m9h-w m9h-x">Primera solicitud al 0% TAE</div></div></li><li class="x-col e341-e29 m9h-9 m9h-a"><figure class="x-div e341-e30 m9h-s m9h-t"><i class="x-icon e341-e31 m9h-v" aria-hidden="true" data-x-icon-o=""></i></figure><div class="x-div e341-e32 m9h-t m9h-u"><div class="x-text x-content e341-e33 m9h-w m9h-x">Aprobación instantánea</div></div></li><li class="x-col e341-e34 m9h-9 m9h-a"><figure class="x-div e341-e35 m9h-s m9h-t"><i class="x-icon e341-e36 m9h-v" aria-hidden="true" data-x-icon-o=""></i></figure><div class="x-div e341-e37 m9h-t m9h-u"><div class="x-text x-content e341-e38 m9h-w m9h-x">Reembolso anticipado</div></div></li><li class="x-col e341-e39 m9h-9 m9h-a"><figure class="x-div e341-e40 m9h-s m9h-t"><i class="x-icon e341-e41 m9h-v" aria-hidden="true" data-x-icon-o=""></i></figure><div class="x-div e341-e42 m9h-t m9h-u"><div class="x-text x-content e341-e43 m9h-w m9h-x">App móvil Loaney</div></div></li><li class="x-col e341-e44 m9h-9 m9h-a"><figure class="x-div e341-e45 m9h-s m9h-t"><i class="x-icon e341-e46 m9h-v" aria-hidden="true" data-x-icon-o=""></i></figure><div class="x-div e341-e47 m9h-t m9h-u"><div class="x-text x-content e341-e48 m9h-w m9h-x">Sin letra pequeña</div></div></li></div></ul></div><div id="panel-e341-e49" class="x-tabs-panel e341-e49" role="tabpanel" aria-labelledby="tab-e341-e49" aria-hidden="true" data-x-toggleable="tab-item-e341-e49"><ul class="x-row e341-e50 m9h-2 m9h-4 m9h-6 m9h-8"><div class="x-row-inner"><li class="x-col e341-e51 m9h-9 m9h-a"><figure class="x-div e341-e52 m9h-s m9h-t"><i class="x-icon e341-e53 m9h-v" aria-hidden="true" data-x-icon-s=""></i></figure><div class="x-div e341-e54 m9h-t m9h-u m9h-1 x-effect-exit" data-x-effect="{"scroll":true,"offsetTop":"10%","offsetBottom":"15%","behaviorScroll":"fire-once"}"><div class="x-text x-content e341-e55 m9h-w m9h-x">DNI o NIE vigente</div></div></li><li class="x-col e341-e56 m9h-9 m9h-a"><figure class="x-div e341-e57 m9h-s m9h-t"><i class="x-icon e341-e58 m9h-v" aria-hidden="true" data-x-icon-s=""></i></figure><div class="x-div e341-e59 m9h-t m9h-u m9h-1 x-effect-exit" data-x-effect="{"scroll":true,"offsetTop":"10%","offsetBottom":"15%","behaviorScroll":"fire-once"}"><div class="x-text x-content e341-e60 m9h-w m9h-x">Tener cuenta bancaria</div></div></li><li class="x-col e341-e61 m9h-9 m9h-a"><figure class="x-div e341-e62 m9h-s m9h-t"><i class="x-icon e341-e63 m9h-v" aria-hidden="true" data-x-icon-s=""></i></figure><div class="x-div e341-e64 m9h-t m9h-u m9h-1 x-effect-exit" data-x-effect="{"scroll":true,"offsetTop":"10%","offsetBottom":"15%","behaviorScroll":"fire-once"}"><div class="x-text x-content e341-e65 m9h-w m9h-x">Teléfono móvil</div></div></li><li class="x-col e341-e66 m9h-9 m9h-a"><figure class="x-div e341-e67 m9h-s m9h-t"><i class="x-icon e341-e68 m9h-v" aria-hidden="true" data-x-icon-s=""></i></figure><div class="x-div e341-e69 m9h-t m9h-u m9h-1 x-effect-exit" data-x-effect="{"scroll":true,"offsetTop":"10%","offsetBottom":"15%","behaviorScroll":"fire-once"}"><div class="x-text x-content e341-e70 m9h-w m9h-x">Tomar una selfie</div></div></li></div></ul></div><div id="panel-e341-e71" class="x-tabs-panel e341-e71" role="tabpanel" aria-labelledby="tab-e341-e71" aria-hidden="true" data-x-toggleable="tab-item-e341-e71"><div class="x-text x-content e341-e72 m9h-w m9h-y">Descarga la app móvil de Loaney para conseguir créditos en solo un par de minutos. En su app móvil o página web podrás solicitar un primer préstamo sin intereses con plazo de hasta 30 días. Además, podrás realizar una segunda solicitud en pocos clics desde su app. Sus requisitos son básicos: no necesitas nómina ni avales, y te permiten gestionar todo desde el móvil: hacer reembolsos anticipados o pedir un aplazamiento de pago. Su app móvil tiene una calificación de 4.5 en más de 600 reseñas.</div></div></div></div></div></div></div></div></div></div></div><style> .m9h-0.x-section{margin-top:0px;margin-right:0px;margin-bottom:0px;margin-left:0px;border-top-width:0;border-right-width:0;border-bottom-width:0;border-left-width:0;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;z-index:auto;}:where(body:not(.tco-disable-effects)) .m9h-1:is(.x-effect-exit,.x-effect-entering,.x-effect-exiting) {animation-delay:0ms;animation-duration:650ms;animation-timing-function:cubic-bezier(0.400,0.000,0.200,1.000);transition-delay:0ms;transition-duration:650ms;transition-timing-function:cubic-bezier(0.400,0.000,0.200,1.000);}.m9h-1:is(.x-effect-enter){opacity:1;transform:translate(0px,0px);}:where(body:not(.tco-disable-effects)) 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:last-child{margin-bottom:0;}.m9h-x.x-text{line-height:1.65;color:#000000;}.m9h-y.x-text{line-height:inherit;color:rgba(0,0,0,1);}@media screen and (max-width:978.98px){.m9h-d.x-grid{grid-template-columns:1fr;}.m9h-e.x-cell{grid-row-start:auto;grid-row-end:auto;}.m9h-i.x-cell{text-align:center;}}@media screen and (min-width:767px) and (max-width:978.98px){.m9h-c.x-grid{grid-template-columns:1fr 1fr;}.m9h-e.x-cell{grid-column-end:3;}}@media screen and (max-width:766.98px){.m9h-c.x-grid{grid-template-columns:1fr;}.m9h-e.x-cell{grid-column-start:auto;grid-column-end:auto;}}</style><style> </style><style></style></p> <p><div class="cs-content x-global-block x-global-block-349 e349-e0"><div class="x-section x-hide-lg x-hide-md x-hide-sm x-hide-xl x-hide-xs e349-e2 m9p-0"><div class="x-row e349-e3 m9p-2 m9p-3 m9p-5"><div class="x-row-inner"><div class="x-col e349-e4 m9p-9"><div class="x-grid e349-e5 m9p-b m9p-c"><div class="x-cell e349-e6 m9p-e m9p-f m9p-g"><a class="x-image e349-e7 m9p-j m9p-k" href="http://finanzas.abc.es/ir-quebueno" rel="nofollow"><img decoding="async" src="https://finanzas.abc.es/wp-content/uploads/2024/02/Quebueno-prestamos.png" width="175" height="125" alt="Image" loading="lazy"></a><a class="x-anchor x-anchor-button e349-e8 m9p-m" tabindex="0" href="http://finanzas.abc.es/ir-quebueno" rel="nofollow"><div class="x-anchor-content"><div class="x-anchor-text"><span class="x-anchor-text-primary">Ir a la oferta</span></div></div></a> <span class="x-rating e349-e9 m9p-n"> <span class="x-rating-graphic" role="img" aria-label="4 / 5"> <i class="x-icon" aria-hidden="true" data-x-icon-s=""></i><i class="x-icon" aria-hidden="true" data-x-icon-s=""></i><i class="x-icon" aria-hidden="true" data-x-icon-s=""></i><i class="x-icon" aria-hidden="true" data-x-icon-s=""></i><i class="x-icon" aria-hidden="true" data-x-icon-o=""></i> </span> </span> <span class="x-image e349-e10 m9p-j m9p-l"><img decoding="async" src="https://finanzas.abc.es/wp-content/uploads/2024/04/ABC-finanzas-verificador.svg" width="150" height="60" alt="Image" loading="lazy"></span></div><div class="x-cell e349-e11 m9p-f m9p-h m9p-i"><a href="http://finanzas.abc.es/ir-quebueno" rel="nofollow" class="x-text x-text-headline e349-e12 m9p-o m9p-p"><div class="x-text-content"><div class="x-text-content-text"><h3 class="x-text-content-text-primary"><strong>Préstamo rápido QueBueno</strong></h3></div></div></a><div class="x-grid e349-e13 m9p-b m9p-d"><div class="x-cell e349-e14 m9p-f m9p-g m9p-h"><div class="x-text x-text-headline e349-e15 m9p-p m9p-q"><div class="x-text-content"><div class="x-text-content-text"><p class="x-text-content-text-primary">Importe</p><span class="x-text-content-text-subheadline">50€ - 200€</span></div></div></div></div><div class="x-cell e349-e16 m9p-f m9p-g m9p-h"><div class="x-text x-text-headline e349-e17 m9p-p m9p-q"><div class="x-text-content"><div class="x-text-content-text"><p class="x-text-content-text-primary">Interés (desde)</p><span class="x-text-content-text-subheadline">0,99% TAE diario</span></div></div></div></div><div class="x-cell e349-e18 m9p-f m9p-g m9p-h"><div class="x-text x-text-headline e349-e19 m9p-p m9p-q"><div class="x-text-content"><div class="x-text-content-text"><p class="x-text-content-text-primary">Devolución</p><span class="x-text-content-text-subheadline">5 - 30 días</span></div></div></div></div></div></div><div class="x-cell e349-e20 m9p-f m9p-g m9p-h"><div class="x-tabs e349-e21 m9p-r" data-x-element-tabs=""><div class="x-tabs-list"><ul role="tablist"><li role="presentation"><button id="tab-e349-e22" class="e349-e22 x-active" role="tab" aria-selected="true" aria-controls="panel-e349-e22" data-x-toggle="tab" data-x-toggleable="tab-item-e349-e22" data-x-toggle-group="tab-group-e349-e21"><span>Más información</span></button></li><li role="presentation"><button id="tab-e349-e49" class="e349-e49" role="tab" aria-selected="false" aria-controls="panel-e349-e49" data-x-toggle="tab" data-x-toggleable="tab-item-e349-e49" data-x-toggle-group="tab-group-e349-e21"><span>Requisitos</span></button></li><li role="presentation"><button id="tab-e349-e66" class="e349-e66" role="tab" aria-selected="false" aria-controls="panel-e349-e66" data-x-toggle="tab" data-x-toggleable="tab-item-e349-e66" data-x-toggle-group="tab-group-e349-e21"><span>¿Por qué la elegiríamos?</span></button></li></ul></div><div class="x-tabs-panels"><div id="panel-e349-e22" class="x-tabs-panel e349-e22 x-active" role="tabpanel" aria-labelledby="tab-e349-e22" aria-hidden="false" data-x-toggleable="tab-item-e349-e22"><ul class="x-row e349-e23 m9p-2 m9p-4 m9p-6 m9p-7"><div class="x-row-inner"><li class="x-col e349-e24 m9p-9 m9p-a"><figure class="x-div e349-e25 m9p-s m9p-t"><i class="x-icon e349-e26 m9p-v" aria-hidden="true" data-x-icon-o=""></i></figure><div class="x-div e349-e27 m9p-t m9p-u"><div class="x-text x-content e349-e28 m9p-w m9p-x">Depósito en 10 minutos</div></div></li><li class="x-col e349-e29 m9p-9 m9p-a"><figure class="x-div e349-e30 m9p-s m9p-t"><i class="x-icon e349-e31 m9p-v" aria-hidden="true" data-x-icon-o=""></i></figure><div class="x-div e349-e32 m9p-t m9p-u"><div class="x-text x-content e349-e33 m9p-w m9p-x">Calcula tu crédito</div></div></li><li class="x-col e349-e34 m9p-9 m9p-a"><figure class="x-div e349-e35 m9p-s m9p-t"><i class="x-icon e349-e36 m9p-v" aria-hidden="true" data-x-icon-o=""></i></figure><div class="x-div e349-e37 m9p-t m9p-u"><div class="x-text x-content e349-e38 m9p-w m9p-x">Evaluación rápida</div></div></li><li class="x-col e349-e39 m9p-9 m9p-a"><figure class="x-div e349-e40 m9p-s m9p-t"><i class="x-icon e349-e41 m9p-v" aria-hidden="true" data-x-icon-o=""></i></figure><div class="x-div e349-e42 m9p-t m9p-u"><div class="x-text x-content e349-e43 m9p-w m9p-x">Sin papeleo</div></div></li><li class="x-col e349-e44 m9p-9 m9p-a"><figure class="x-div e349-e45 m9p-s m9p-t"><i class="x-icon e349-e46 m9p-v" aria-hidden="true" data-x-icon-o=""></i></figure><div class="x-div e349-e47 m9p-t m9p-u"><div class="x-text x-content e349-e48 m9p-w m9p-x">Acepta ASNEF</div></div></li></div></ul></div><div id="panel-e349-e49" class="x-tabs-panel e349-e49" role="tabpanel" aria-labelledby="tab-e349-e49" aria-hidden="true" data-x-toggleable="tab-item-e349-e49"><ul class="x-row e349-e50 m9p-2 m9p-4 m9p-6 m9p-8"><div class="x-row-inner"><li class="x-col e349-e51 m9p-9 m9p-a"><figure class="x-div e349-e52 m9p-s m9p-t"><i class="x-icon e349-e53 m9p-v" aria-hidden="true" data-x-icon-s=""></i></figure><div class="x-div e349-e54 m9p-t m9p-u m9p-1 x-effect-exit" data-x-effect="{"scroll":true,"offsetTop":"10%","offsetBottom":"15%","behaviorScroll":"fire-once"}"><div class="x-text x-content e349-e55 m9p-w m9p-x">DNI o NIE vigente</div></div></li><li class="x-col e349-e56 m9p-9 m9p-a"><figure class="x-div e349-e57 m9p-s m9p-t"><i class="x-icon e349-e58 m9p-v" aria-hidden="true" data-x-icon-s=""></i></figure><div class="x-div e349-e59 m9p-t m9p-u m9p-1 x-effect-exit" data-x-effect="{"scroll":true,"offsetTop":"10%","offsetBottom":"15%","behaviorScroll":"fire-once"}"><div class="x-text x-content e349-e60 m9p-w m9p-x">Ser mayor de 18 años</div></div></li><li class="x-col e349-e61 m9p-9 m9p-a"><figure class="x-div e349-e62 m9p-s m9p-t"><i class="x-icon e349-e63 m9p-v" aria-hidden="true" data-x-icon-s=""></i></figure><div class="x-div e349-e64 m9p-t m9p-u m9p-1 x-effect-exit" data-x-effect="{"scroll":true,"offsetTop":"10%","offsetBottom":"15%","behaviorScroll":"fire-once"}"><div class="x-text x-content e349-e65 m9p-w m9p-x">Residir en el país</div></div></li></div></ul></div><div id="panel-e349-e66" class="x-tabs-panel e349-e66" role="tabpanel" aria-labelledby="tab-e349-e66" aria-hidden="true" data-x-toggleable="tab-item-e349-e66"><div class="x-text x-content e349-e67 m9p-w m9p-y">Porque la elegimos Si necesitas financiación urgente en la entidad QueBueno puedes conseguirla en solo 10 minutos. Esta entidad online evalúa las solicitudes en solo 30 segundos y deposita el dinero en tu cuenta bancaria en solo 10 minutos. Sin avales, nómina ni papeleos, QueBueno ofrece créditos en plazos cortos para todas las necesidades. El primer importe es de hasta 200€, pero aumenta hasta 900€ desde la segunda solicitud. Su clasificación es de 9.4/10.</div></div></div></div></div></div></div></div></div></div></div><style> .m9p-0.x-section{margin-top:0px;margin-right:0px;margin-bottom:0px;margin-left:0px;border-top-width:0;border-right-width:0;border-bottom-width:0;border-left-width:0;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;z-index:auto;}:where(body:not(.tco-disable-effects)) .m9p-1:is(.x-effect-exit,.x-effect-entering,.x-effect-exiting) {animation-delay:0ms;animation-duration:650ms;animation-timing-function:cubic-bezier(0.400,0.000,0.200,1.000);transition-delay:0ms;transition-duration:650ms;transition-timing-function:cubic-bezier(0.400,0.000,0.200,1.000);}.m9p-1:is(.x-effect-enter){opacity:1;transform:translate(0px,0px);}:where(body:not(.tco-disable-effects)) 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:last-child{margin-bottom:0;}.m9p-x.x-text{line-height:1.65;color:#000000;}.m9p-y.x-text{line-height:inherit;color:rgba(0,0,0,1);}@media screen and (max-width:978.98px){.m9p-d.x-grid{grid-template-columns:1fr;}.m9p-e.x-cell{grid-row-start:auto;grid-row-end:auto;}.m9p-i.x-cell{text-align:center;}}@media screen and (min-width:767px) and (max-width:978.98px){.m9p-c.x-grid{grid-template-columns:1fr 1fr;}.m9p-e.x-cell{grid-column-end:3;}}@media screen and (max-width:766.98px){.m9p-c.x-grid{grid-template-columns:1fr;}.m9p-e.x-cell{grid-column-start:auto;grid-column-end:auto;}}</style><style> </style><style></style></p></div></div></div></div></div><div class="x-section e400-e42 mb4-0 mb4-2 mb4-4"><div class="x-row x-container max width e400-e43 mb4-d mb4-e mb4-f mb4-g mb4-i mb4-j mb4-p mb4-s mb4-t mb4-x mb4-y mb4-15 mb4-1g"><div class="x-row-inner"><div class="x-col e400-e44 mb4-23 mb4-24 mb4-25"><div class="x-text x-text-headline e400-e45 mb4-2f mb4-2g mb4-2i mb4-2j mb4-2k mb4-2l mb4-2m mb4-2n mb4-2q mb4-3e"><div class="x-text-content"><div class="x-text-content-text"><h2 class="x-text-content-text-primary"><strong>¿Qué es un préstamo personal?</strong></h2></div></div></div><div class="x-text x-content e400-e46 mb4-45 mb4-46 mb4-48 mb4-49 mb4-4a mb4-4b"><p><em>Un préstamo personal es un producto financiero por el que el solicitante obtiene dinero prestado de una entidad de crédito para los fines más diversos, desde reparaciones del hogar hasta iniciar un negocio, pasando por la compra de un vehículo, una factura médica inesperada, la realización de un viaje, el pago de estudios, reparaciones de cualquier tipo, etc.</em></p> <p>Los préstamos personales son bastante versátiles dado que ofrecen cifras muy diversas, desde 50 a 60.000 euros, un margen amplísimo con el que pueden satisfacer las necesidades de usuarios muy diferentes. Asimismo, sus plazos de devolución y sus intereses también varían considerablemente entre una opción y otra.</p> <p>En términos generales, en los préstamos personales cuanto más alto es el importe solicitado, mayor es el plazo de devolución que permiten elegir las entidades que los conceden, con un límite máximo que se suele establecer en torno a los 8 años, y más bajos son sus intereses.</p> <p>Las condiciones del préstamo personal se establecen en un contrato que deben firmar ambas partes. En dicho documento aparecen datos como la cantidad prestada, los intereses que se van a cobrar, el plazo de devolución, el monto de las cuotas mensuales, las posibles comisiones y otras clausulas como las penalizaciones por caer en impagos. Es importante que el solicitante lo revise bien antes de estampar su rúbrica para asegurarse de que todo aparece reflejado tal y como se había acordado con la financiera.</p></div></div></div></div><div class="x-row x-container max width e400-e47 mb4-d mb4-f mb4-g mb4-i mb4-j mb4-o mb4-p mb4-s mb4-t mb4-x mb4-y mb4-z mb4-15 mb4-1h"><div class="x-row-inner"><div class="x-col e400-e48 mb4-23 mb4-24 mb4-25"><div class="x-text x-text-headline e400-e49 mb4-2f mb4-2g mb4-2i mb4-2j mb4-2k mb4-2l mb4-2m mb4-2n mb4-2q mb4-3e"><div class="x-text-content"><div class="x-text-content-text"><h2 class="x-text-content-text-primary"><strong>Tipo de préstamos personales que puedes encontrar en el comparador</strong></h2></div></div></div><div class="x-text x-content e400-e50 mb4-45 mb4-46 mb4-48 mb4-49 mb4-4a mb4-4b">Los préstamos personales son productos bastante versátiles que se adaptan a multitud de situaciones para ofrecer financiación a los usuarios más diversos. Parte de esa adaptabilidad proviene de que estos créditos, a su vez, engloban varios tipos de instrumentos más especializados en casos concretos. A continuación te explicamos cuáles son.</div><div class="x-text x-text-headline has-graphic e400-e51 mb4-2g mb4-2i mb4-2j mb4-2k mb4-2l mb4-2m mb4-2n mb4-2u mb4-2v mb4-32 mb4-34 mb4-35 mb4-37 mb4-3a mb4-3b mb4-3c mb4-3g mb4-3h mb4-3i mb4-3j mb4-3k mb4-3l"><div class="x-text-content"><span class="x-graphic" aria-hidden="true"><i class="x-icon x-graphic-child x-graphic-icon x-graphic-primary" aria-hidden="true" data-x-icon-o=""></i></span><div class="x-text-content-text"><h3 class="x-text-content-text-primary"><strong>Préstamos personales convencionales</strong></h3><span class="x-text-content-text-subheadline"><p>Se trata de préstamos que se pueden solicitar para los fines más diversos, desde reformas del hogar hasta pago de estudios, y conceden cantidades que van de los 3.000 o 4.000 euros a los 60.000 euros con plazos de devolución que oscilan entre uno y ocho años. Sus principales ventajas son su versatilidad, las altas cifras de financiación que ofrecen y sus intereses, que suelen estar en la media de los productos de crédito tradicionales.</p> <p>Por contra, suelen tener requisitos más exigentes y mayor papeleo que otro tipo de préstamos personales, lo que hace que todo el proceso de estudio, resolución e ingreso se pueda llegar a demorar más de una semana.</p> <p>Este tipo de préstamo personal resultará interesante a los usuarios que necesiten cantidades importantes de dinero, no tengan excesiva urgencia por disponer de los fondos y busquen especialmente ahorrar todo lo posible con los intereses más bajos que puedan encontrar.</p></span></div></div></div><div class="x-text x-text-headline has-graphic e400-e52 mb4-2g mb4-2i mb4-2j mb4-2k mb4-2l mb4-2m mb4-2n mb4-2u mb4-2v mb4-32 mb4-34 mb4-35 mb4-37 mb4-3a mb4-3b mb4-3c mb4-3g mb4-3h mb4-3i mb4-3j mb4-3k mb4-3l"><div class="x-text-content"><span class="x-graphic" aria-hidden="true"><i class="x-icon x-graphic-child x-graphic-icon x-graphic-primary" aria-hidden="true" data-x-icon-o=""></i></span><div class="x-text-content-text"><h3 class="x-text-content-text-primary"><strong>Préstamos rápidos</strong></h3><span class="x-text-content-text-subheadline"><p>Los préstamos rápidos son un tipo de financiación mucho más especializada que los productos referidos en el apartado anterior. Se trata de créditos especialmente diseñados para personas que tengan una urgencia monetaria acuciante y necesiten disponer de fondos cuanto antes, en ocasiones para pocos días después de solicitarlos. De esta forma, su principal virtud es la velocidad a la que son concedidos. Suelen ofrecer cantidades que oscilan entre los 2.000 y los 10.000 euros, con plazos de devolución de entre tres meses y ocho años.</p> <p>Para satisfacer esa urgencia monetaria, las entidades que comercializan préstamos rápidos utilizan herramientas digitales para automatizar ciertos trámites y aligeran el papeleo habitual en los créditos convencionales. Esto quiere decir que solicitan menos documentos para comprobar la solvencia del solicitante, por lo que estos productos tienen menos requisitos de lo normal y, en consecuencia, son más sencillos de obtener para personas que habitualmente tienen problemas para lograr financiación.</p> <p>Al hacer menos comprobaciones, las entidades que comercializan préstamos rápidos asumen más riesgos de que el cliente no tenga la solvencia necesaria como para hacer frente al pago de sus cuotas, un peligro que trasladan al coste del crédito. Así, estos productos suelen tener intereses más altos que la media de los préstamos personales.</p> <p>De esta forma, los préstamos rápidos resultarán interesantes, especialmente, a personas que tengan una urgencia monetaria importante e inaplazable o para quienes encuentren habitualmente problemas para obtener financiación y que, a cambio de las facilidades que ofrecen en estos aspectos, estén dispuestas a pagar más de lo normal.</p></span></div></div></div><div class="x-text x-text-headline has-graphic e400-e53 mb4-2g mb4-2i mb4-2j mb4-2k mb4-2l mb4-2m mb4-2n mb4-2u mb4-2v mb4-32 mb4-34 mb4-35 mb4-37 mb4-3a mb4-3b mb4-3c mb4-3g mb4-3h mb4-3i mb4-3j mb4-3k mb4-3l"><div class="x-text-content"><span class="x-graphic" aria-hidden="true"><i class="x-icon x-graphic-child x-graphic-icon x-graphic-primary" aria-hidden="true" data-x-icon-o=""></i></span><div class="x-text-content-text"><h3 class="x-text-content-text-primary"><strong>Microcréditos</strong></h3><span class="x-text-content-text-subheadline"><p>Los microcréditos son un tipo de préstamo personal especializado en ofrecer cantidades muy pequeñas de dinero, entre 50 y 1.500 euros habitualmente. Estos productos cubren las necesidades de clientes que tradicionalmente no encuentran soluciones en las entidades tradicionales, las cuales suelen establecer importes mínimos de 2.000 o 3.000 euros para sus créditos.</p> <p>Los microcréditos están pensados para personas que tienen una necesidad urgente, pero pequeña, de dinero, y no quieran endeudarse por cantidades superiores a las que precisan ni alargar muchos meses los plazos de devolución de la financiación obtenida, que en estos préstamos suelen ir de los siete a los 120 días como máximo.</p> <p>Los microcréditos, además de sus importes reducidos para personas que necesitan menos de 2.000 euros, también tiene dos ventajas muy importantes: su rapidez y sus escasos requisitos. Las entidades que comercializan estos préstamos son conscientes de que muchas urgencias monetarias pequeñas suelen venir de imprevistos que los afectados tienen que resolver cuanto antes, motivo por el que aceleran todo el proceso de análisis del candidato para ofrecerle una respuesta veloz, en ocasiones en tan sólo 15 minutos después de que el interesado envíe la solicitud.</p> <p>Y, como ocurre con los préstamos rápidos, para que el proceso de estudio de los microcréditos sea tan acelerado es preciso automatizar parte del trámite y aligerar el papeleo, lo que lleva a la segunda ventaja anteriormente comentada: sus escasos requisitos, que los hacen más asequibles que otros tipos de financiación.</p> <p>A cambio de esas tres ventajas (importes reducidos, velocidad y pocos requisitos) los microcréditos tienen intereses bastante altos, de hecho, de los más elevados de todos los productos de crédito.</p> <p>De esta forma, los microcréditos son productos financieros que interesarán a personas que necesiten sumas pequeñas de dinero en poco tiempo y sin papeleos, siempre que estén dispuestas a pagar más a cambio de esas ventajas.</p></span></div></div></div><div class="x-text x-text-headline has-graphic e400-e54 mb4-2g mb4-2i mb4-2j mb4-2k mb4-2l mb4-2m mb4-2n mb4-2u mb4-2v mb4-32 mb4-34 mb4-35 mb4-37 mb4-3a mb4-3b mb4-3c mb4-3g mb4-3h mb4-3i mb4-3j mb4-3k mb4-3l"><div class="x-text-content"><span class="x-graphic" aria-hidden="true"><i class="x-icon x-graphic-child x-graphic-icon x-graphic-primary" aria-hidden="true" data-x-icon-o=""></i></span><div class="x-text-content-text"><h3 class="x-text-content-text-primary"><strong>Reunificación de deudas</strong></h3><span class="x-text-content-text-subheadline"><p>La reunificación de deudas es un tipo de préstamo personal muy singular, pues está específicamente pensado para pagar distintos adeudos que mantenga abiertos el usuario. Su principal objetivo es facilitar al interesado sus gestiones y simplificar su economía al aunar todo lo que debe en una sola cuota. Esto le puede servir, además, para ahorrar si los intereses de las financiaciones que se quieren unir son más altos que los del crédito de reunificación.</p> <p>La reunificación de deudas también puede ser particularmente útil a personas que se vean agobiadas con sus adeudos por atravesar problemas económicos y teman caer en impagos, con todos los problemas que eso conlleva. Al conseguir este tipo de préstamos personales, el afectado puede establecer condiciones de pago más asequibles a su nueva realidad que las de los anteriores créditos, como plazos de devolución más amplios a cambio de obtener cuotas mensuales más asequibles.</p> <p>En cuanto a los costes, las reunificaciones de deudas suelen tener intereses en la media o ligeramente más altos que los préstamos convencionales.</p> <p>Así pues, este tipo de préstamo personal interesará, especialmente, a personas que quieran simplificar sus finanzas al aunar todas sus deudas en una sola cuota o a quienes necesiten conseguir condiciones de devolución más asequibles, aún a costa de prolongar por más tiempo el plazo de restitución del crédito y, por lo tanto, pagar más intereses a la larga.</p></span></div></div></div></div></div></div><div class="x-row x-container max width e400-e55 mb4-d mb4-f mb4-g mb4-i mb4-j mb4-o mb4-p mb4-s mb4-t mb4-x mb4-y mb4-z mb4-15 mb4-1i"><div class="x-row-inner"><div class="x-col e400-e56 mb4-23 mb4-24 mb4-25"><div class="x-text x-text-headline e400-e57 mb4-2f mb4-2g mb4-2i mb4-2j mb4-2k mb4-2l mb4-2m mb4-2n mb4-2q mb4-3e"><div class="x-text-content"><div class="x-text-content-text"><h2 class="x-text-content-text-primary"><strong>¿Quién puede pedir préstamos personales online?</strong></h2></div></div></div><div class="x-text x-content e400-e58 mb4-45 mb4-46 mb4-48 mb4-49 mb4-4a mb4-4b"><p>Los préstamos personales son productos pensados para cubrir las necesidades de casi cualquier persona, por eso tienen requisitos bastante sencillos y están al alcance de muchos usuarios. La principal condición que deben cumplir quienes quieran hacerse con este tipo de crédito es <strong>poder demostrar algún tipo de ingreso</strong> recurrente, ya sean los provenientes de un sueldo de empleado, beneficios de una actividad como autónomo o de prestaciones públicas como una pensión o un subsidio de desempleo.</p> <p>En este sentido, las financieras suelen confiar más en aquellos usuarios que presentan una nómina, por lo que será más fácil que un trabajador por cuenta ajena pueda lograr hacerse con un préstamo personal. Esto se debe a que las entidades de crédito consideran que el sueldo de un empleado, por el que éste recibe todos los meses una cantidad estable de dinero, les ofrece muchas garantías de cobrar las cuotas sin problemas. Además, los profesionales con un contrato laboral tienen una serie de derechos que les protegen en caso de despido, como indemnizaciones por parte de la empresa y la posibilidad de pedir el subsidio de desempleo, por lo que es más probable que sigan afrontando sus mensualidades pese a todo.</p> <p>Esto no quita que otro tipo de usuarios puedan conseguir un préstamo personal, tan sólo que es posible que les soliciten más papeleo y la financiera se demore un poco más en el proceso de estudio de su solicitud. Quienes no tengan una nómina pueden utilizar los siguientes documentos para justificar sus ingresos: certificado de prestaciones públicas (en el caso, por ejemplo, de los pensionistas o de los desempleados), declaración de la renta de los últimos ejercicios fiscales o modelos trimestrales de IVA o IRPF (autónomos). Estos son los más comunes, pero en general también servirá cualquier documento con el que el interesado pueda demostrar que percibe ingresos de forma regular.</p> <p>No obstante, poder justificar ingresos, sea a través del documento que sea, no es suficiente, también es necesario que ese dinero que se percibe regularmente sea considerado suficiente por la entidad como para que el solicitante pueda afrontar las cuotas del préstamo personal sin problemas. En general, todas las financieras estiman que el monto de la mensualidad de este crédito, al que habría que sumar el de otras posibles deudas pendientes del usuario, como una hipoteca, no puede superar el 33% del dinero que gana todos los meses. De superar dicho porcentaje, consideran que el riesgo de impagos se dispara y se negarán a prestarle dinero.</p> <p>Tener ingresos suficientes como para que las cuotas del préstamo personal no superen el 33% del dinero que gana el solicitante, por lo tanto, es un requisito esencial, y aquí no importa que el usuario pueda aportar una nómina, el documento que mayor seguridad da a las entidades, ni que tenga un historial crediticio impecable. Siempre que se supere ese porcentaje, la financiera considerará que su nivel de endeudamiento es excesivo y en la inmensa mayoría de los casos lo rechazará por ese motivo.</p> <p>Otro de los requisitos que suelen pedir las entidades que comercializan préstamos personales a sus potenciales clientes es, precisamente, que tengan un<strong> buen historial crediticio</strong>. Es decir, que haya pagado a tiempo las cuotas de otras financiaciones o de sus tarjetas de crédito, o que, en caso de que se hayan producido retrasos, estos hayan sido mínimos. En definitiva, que sea un buen pagador.</p> <p>No obstante, hay entidades que se muestran más flexibles con esta última condición y están dispuestas a prestar su dinero a usuarios que no tengan un buen historial crediticio, incluso, en algunos casos, aceptan clientes que estén inscritos en el fichero público de morosos de la ASNEF, esto es, personas que mantienen deudas impagadas por un periodo superior a tres meses.</p> <p>En estos casos, claro está, obtener un préstamo personal resulta mucho más difícil, el papeleo será mayor y es posible que, dado que la entidad va a entender que el riesgo de impagos es superior con estos usuarios, el coste del crédito sea mayor de lo normal.</p> <p>Encontrar entidades que ofrezcan préstamos personales con ASNEF no es sencillo, puesto que son más las que rechazan a usuarios inscritos en el fichero de morosos que las que los aceptan. Por eso, en estos casos utilizar nuestro comparador puede resultar particularmente útil, porque en él puedes especificar que estás incluido en ese listado y la herramienta seleccionará sólo aquellas financieras que acepten a personas con esta particularidad.</p> <p>Además de todo lo comentado hasta ahora, los solicitantes de préstamos personales también tendrán que cumplir con los siguientes requisitos básicos: <strong>ser mayores de edad</strong> (algunas entidades también establecen límites máximos de edad), <strong>residir legalmente en España</strong>, d<strong>isponer de un documento de identidad válido y en vigor</strong>, poder <strong>facilitar un teléfono y un correo electrónico</strong> de contacto y <strong>ser titular de una cuenta bancaria</strong> española.</p></div></div></div></div><div class="x-row x-container max width e400-e59 mb4-d mb4-f mb4-g mb4-i mb4-j mb4-o mb4-p mb4-s mb4-t mb4-x mb4-y mb4-z mb4-15 mb4-1j"><div class="x-row-inner"><div class="x-col e400-e60 mb4-23 mb4-24 mb4-25"><div class="x-text x-text-headline e400-e61 mb4-2f mb4-2g mb4-2i mb4-2j mb4-2k mb4-2l mb4-2m mb4-2n mb4-2q mb4-3e"><div class="x-text-content"><div class="x-text-content-text"><h2 class="x-text-content-text-primary"><strong>Así funciona el comparador para encontrar los mejores préstamos personales online</strong></h2></div></div></div><div class="x-text x-content e400-e62 mb4-45 mb4-46 mb4-48 mb4-49 mb4-4a mb4-4b"><p>Nuestro comparador de préstamos es una herramienta muy sencilla de utilizar que te ahorrará mucho tiempo, pues al rellenar su formulario con los datos básicos de la financiación que buscas, algo que se completa en apenas un minuto, te ofrecerá una selección de créditos personalizada que se adapte a tu perfil financiero y a tus exigencias. A continuación te explicamos cómo utilizarla.</p> <p><strong>1.</strong> Lo primero que debes hacer es dirigirte al apartado del comparador de préstamos, que se encuentra al principio de esta página. Ahí tendrás que empezar por introducir la cantidad de dinero que necesitas. Si la cifra es superior a 1.000 euros, la herramienta te pedirá que indiques la finalidad de la financiación, si es inferior no. Este dato sólo lo utilizaremos para afinar la búsqueda y encontrar entidades que usualmente concedan créditos para ese propósito, como pueden ser: reunificación de deudas, compra o reparación de vehículos, reformas, viajes, negocios o estudios, entre otros.</p> <p>Si no encuentras la finalidad para la que estás buscando el préstamo personal, o no quieres compartirla con nosotros, tienes la opción de marcar la casilla “Otros”. Eso sí, ten en cuenta que cuantos más datos proporciones al comparador sobre la financiación que buscas, mejores resultados personalizados te ofrecerá.</p> <p><strong>2. </strong>A continuación tendrás que introducir el periodo en el que quieres devolver el préstamo personal, tu situación laboral, tus ingresos mensuales, tu edad, tu declaración de solvencia (si estás o no inscrito en el fichero de la ASNEF) y tus datos personales. Llegados a este punto, el comparador también te pedirá una dirección de correo electrónico, pero facilitarle este último dato es opcional. Si no lo especificas, se te redirigirá a una página en la que aparecerá la selección de créditos personalizados; en el caso de que sí facilites un email, además, ese listado se te enviará al correo para que lo tengas guardado por si quieres analizar las distintas opciones que te propone la herramienta más adelante.</p> <p><strong>3. </strong>Por último, antes de poder dar al botón de Enviar y tener acceso a la selección de préstamos personales, tendrás que marcar la casilla por la que aceptas los términos y condiciones de uso, la política de privacidad y el aviso legal.</p> <p>Cabe destacar que el envío del listado personalizado de préstamos personales por parte de nuestro comparador no garantiza en ningún caso la concesión final de la financiación. La herramienta está pensada para ahorrar tiempo y esfuerzos a las personas que estén buscando un crédito mediante una selección de productos que se adapten a su perfil y a sus exigencias, pero nada más. Luego, serán las entidades por las que opte el interesado las que evaluarán su caso, y cabe la posibilidad de que le rechacen.</p> <p>Otra consideración que debes tener en cuenta es que el comparador de préstamos personales utiliza los datos facilitados por el solicitante en el formulario para seleccionar los préstamos que más pueden interesarle y, al mismo tiempo, en los que más posibilidades tenga de ser aceptado como cliente. Por lo tanto, cuando más se acerque esa información a la realidad del usuario, mejores resultados ofrecerá la herramienta.</p></div></div></div></div><div class="x-row x-container max width e400-e63 mb4-d mb4-f mb4-g mb4-i mb4-j mb4-o mb4-p mb4-s mb4-t mb4-x mb4-y mb4-z mb4-15 mb4-1k"><div class="x-row-inner"><div class="x-col e400-e64 mb4-23 mb4-24 mb4-25"><div class="x-text x-text-headline e400-e65 mb4-2f mb4-2g mb4-2i mb4-2j mb4-2k mb4-2l mb4-2m mb4-2n mb4-2q mb4-3e"><div class="x-text-content"><div class="x-text-content-text"><h2 class="x-text-content-text-primary"><strong>¿Por qué comparar préstamos personales con nuestro buscador?</strong></h2></div></div></div><div class="x-text x-content e400-e66 mb4-45 mb4-46 mb4-48 mb4-49 mb4-4a mb4-4b"><p>Nuestro comparador de préstamos personales te ayudará, básicamente, a ahorrar mucho tiempo y esfuerzos en encontrar la mejor opción de financiación para ti. Esta herramienta, mediante los datos que le facilites, hará un primer cribado de todos los productos que existen en el mercado para seleccionar los que se adapten mejor a tu perfil financiero y a tus exigencias con el objetivo de ofrecerte unas pocas opciones, pero muy personalizadas, de entre todos los instrumentos que existen, que son numerosos.</p> <p>Uno de los aspectos más laboriosos de buscar un préstamo personal es rastrear el mercado financiero para buscar los productos que más se adapten a lo que están buscando. La tarea es ardua porque existen múltiples opciones, cada una de ellas con sus particularidades y sus condiciones propias. Con el comparador puedes evitar esa primera investigación y centrar tu atención y esfuerzos en cotejar instrumentos que de verdad te interesen. De esta forma, toda la búsqueda y toma de decisión será mucho más rápida.</p> <p>En el caso de que los préstamos personales proporcionados por nuestro comparador no te convenzan, o las opciones ofrecidas sean muy pocas, puedes optar por introducir ligeros cambios en el formulario, como la duración del plazo de devolución o el importe solicitado, para que la herramienta te dé otras opciones. En este caso quizás obtengas una financiación ligeramente diferente a lo que estabas buscando, pero con unas condiciones más ventajosas.</p></div><div class="x-row e400-e67 mb4-d mb4-f mb4-g mb4-h mb4-i mb4-j mb4-k mb4-o mb4-z mb4-15 mb4-1l"><div class="x-row-inner"><div class="x-col e400-e68 mb4-23 mb4-24 mb4-25"><div class="x-text x-text-headline e400-e69 mb4-2g mb4-2i mb4-2j mb4-2k mb4-2l mb4-2n mb4-2u mb4-2x mb4-3h mb4-3j mb4-3m"><div class="x-text-content"><div class="x-text-content-text"><h2 class="x-text-content-text-primary"><p style="text-align: center;"><strong><b>Comparamos en segundos más de 30 entidades diferentes</b></strong></p></h2></div></div></div></div></div></div><div class="x-row e400-e70 mb4-d mb4-e mb4-f mb4-g mb4-h mb4-i mb4-j mb4-k mb4-15 mb4-1m"><div class="x-row-inner"><div class="x-col e400-e71 mb4-23 mb4-24 mb4-25"><div class="x-div e400-e72 mb4-4o mb4-4p mb4-4q mb4-4r mb4-4s mb4-4t mb4-4u mb4-4v mb4-4w mb4-4x mb4-4y mb4-4z mb4-50"><div class="x-slide-container-viewport is-loading e400-e73 mb4-5k" data-x-slide-container="{"justify":"center","autoBasis":true,"snap":true,"scrollBySlide":true,"wrapAround":true,"startingSlide":1,"autoplay":"interval"}"><div class="x-slide-container-content"><div class="x-slide-container is-inline is-auto"><div class="x-slide e400-e74 mb4-5l mb4-7 x-effect-exit" data-x-slide="" data-x-effect="{"scroll":true,"offsetTop":"10%","offsetBottom":"10%","behaviorScroll":"fire-once"}"><figure class="x-div e400-e75 mb4-4t mb4-4u mb4-4v mb4-4w mb4-4x mb4-4y mb4-50 mb4-51" style="--tco-dcb4-2:;--tco-dcb4-5:;"><span class="x-image e400-e76 mb4-42"><img decoding="async" src="https://www.eleconomista.es/finanzas-personales/wp-content/uploads/2022/06/Santander-ES-1-1.png" alt="Image" loading="lazy"></span></figure></div><div class="x-slide e400-e74 mb4-5l mb4-7 x-effect-exit" data-x-slide="" data-x-effect="{"scroll":true,"offsetTop":"10%","offsetBottom":"10%","behaviorScroll":"fire-once"}"><figure class="x-div e400-e75 mb4-4t mb4-4u mb4-4v mb4-4w mb4-4x mb4-4y mb4-50 mb4-51" style="--tco-dcb4-2:;--tco-dcb4-5:;"><span class="x-image e400-e76 mb4-42"><img decoding="async" src="https://www.eleconomista.es/finanzas-personales/wp-content/uploads/2022/06/bankinter-logo-es-1-1.png" alt="Image" loading="lazy"></span></figure></div><div class="x-slide e400-e74 mb4-5l mb4-7 x-effect-exit" data-x-slide="" data-x-effect="{"scroll":true,"offsetTop":"10%","offsetBottom":"10%","behaviorScroll":"fire-once"}"><figure class="x-div e400-e75 mb4-4t mb4-4u mb4-4v mb4-4w mb4-4x mb4-4y mb4-50 mb4-51" style="--tco-dcb4-2:;--tco-dcb4-5:;"><span class="x-image e400-e76 mb4-42"><img decoding="async" src="https://www.eleconomista.es/finanzas-personales/wp-content/uploads/2022/06/Wizink-logo-es-1-1.png" alt="Image" loading="lazy"></span></figure></div><div class="x-slide e400-e74 mb4-5l mb4-7 x-effect-exit" data-x-slide="" data-x-effect="{"scroll":true,"offsetTop":"10%","offsetBottom":"10%","behaviorScroll":"fire-once"}"><figure class="x-div e400-e75 mb4-4t mb4-4u mb4-4v mb4-4w mb4-4x mb4-4y mb4-50 mb4-51" style="--tco-dcb4-2:;--tco-dcb4-5:;"><span class="x-image e400-e76 mb4-42"><img decoding="async" src="https://www.eleconomista.es/finanzas-personales/wp-content/uploads/2022/06/BBVA-ES-2-1-1.png" alt="Image" loading="lazy"></span></figure></div><div class="x-slide e400-e74 mb4-5l mb4-7 x-effect-exit" data-x-slide="" data-x-effect="{"scroll":true,"offsetTop":"10%","offsetBottom":"10%","behaviorScroll":"fire-once"}"><figure class="x-div e400-e75 mb4-4t mb4-4u mb4-4v mb4-4w mb4-4x mb4-4y mb4-50 mb4-51" style="--tco-dcb4-2:;--tco-dcb4-5:;"><span class="x-image e400-e76 mb4-42"><img decoding="async" src="https://www.eleconomista.es/finanzas-personales/wp-content/uploads/2022/06/Younited-es-1-1.png" alt="Image" loading="lazy"></span></figure></div><div class="x-slide e400-e74 mb4-5l mb4-7 x-effect-exit" data-x-slide="" data-x-effect="{"scroll":true,"offsetTop":"10%","offsetBottom":"10%","behaviorScroll":"fire-once"}"><figure class="x-div e400-e75 mb4-4t mb4-4u mb4-4v mb4-4w mb4-4x mb4-4y mb4-50 mb4-51" style="--tco-dcb4-2:;--tco-dcb4-5:;"><span class="x-image e400-e76 mb4-42"><img decoding="async" src="https://www.eleconomista.es/finanzas-personales/wp-content/uploads/2022/06/Fintonic-es-1-1.png" alt="Image" loading="lazy"></span></figure></div><div class="x-slide e400-e74 mb4-5l mb4-7 x-effect-exit" data-x-slide="" data-x-effect="{"scroll":true,"offsetTop":"10%","offsetBottom":"10%","behaviorScroll":"fire-once"}"><figure class="x-div e400-e75 mb4-4t mb4-4u mb4-4v mb4-4w mb4-4x mb4-4y mb4-50 mb4-51" style="--tco-dcb4-2:;--tco-dcb4-5:;"><span class="x-image e400-e76 mb4-42"><img decoding="async" src="https://www.eleconomista.es/finanzas-personales/wp-content/uploads/2022/06/Abanca-es-1-1.png" alt="Image" loading="lazy"></span></figure></div><div class="x-slide e400-e74 mb4-5l mb4-7 x-effect-exit" data-x-slide="" data-x-effect="{"scroll":true,"offsetTop":"10%","offsetBottom":"10%","behaviorScroll":"fire-once"}"><figure class="x-div e400-e75 mb4-4t mb4-4u mb4-4v mb4-4w mb4-4x mb4-4y mb4-50 mb4-51" style="--tco-dcb4-2:;--tco-dcb4-5:;"><span class="x-image e400-e76 mb4-42"><img decoding="async" src="https://www.eleconomista.es/finanzas-personales/wp-content/uploads/2022/06/Cofidis-es-1-1.png" alt="Image" loading="lazy"></span></figure></div></div></div></div></div></div></div></div></div></div></div><div class="x-row x-container max width e400-e77 mb4-d mb4-f mb4-g mb4-i mb4-j mb4-o mb4-p mb4-s mb4-t mb4-x mb4-y mb4-z mb4-15 mb4-1n"><div class="x-row-inner"><div class="x-col e400-e78 mb4-23 mb4-24 mb4-25"><div class="x-text x-text-headline e400-e79 mb4-2f mb4-2g mb4-2j mb4-2k mb4-2l mb4-2m mb4-2n mb4-2q mb4-3e mb4-3n"><div class="x-text-content"><div class="x-text-content-text"><h2 class="x-text-content-text-primary"><strong>¿Cómo puedo conseguir los mejores préstamos personales?</strong></h2></div></div></div><div class="x-text x-content e400-e80 mb4-45 mb4-46 mb4-48 mb4-49 mb4-4a mb4-4b">Para conseguir los mejores préstamos personales tendrás que atender tanto a las características fundamentales del producto como a tu propia situación personal, con el objetivo de encontrar el crédito que más ventajas ofrezca de entre los que mejor se adapten a tus necesidades. La decisión final es únicamente tuya, puesto que sólo tú sabes lo que precisas pero, para ayudarte a tomar esa determinación, a continuación te explicamos cuáles son los aspectos básicos que debes revisar como mínimo a la hora de elegir entre un préstamo u otro:</div><div class="x-text x-text-headline has-graphic e400-e81 mb4-2g mb4-2i mb4-2j mb4-2k mb4-2l mb4-2m mb4-2n mb4-2q mb4-2u mb4-2v mb4-32 mb4-34 mb4-35 mb4-37 mb4-3a mb4-3b mb4-3c mb4-3g mb4-3h mb4-3i mb4-3k mb4-3l"><div class="x-text-content"><span class="x-graphic" aria-hidden="true"><i class="x-icon x-graphic-child x-graphic-icon x-graphic-primary" aria-hidden="true" data-x-icon-l=""></i></span><div class="x-text-content-text"><p class="x-text-content-text-primary">Intereses</p><span class="x-text-content-text-subheadline">Se trata de un aspecto fundamental, puesto que de su cuantía dependerá el precio del préstamo personal. Cuánto más altos sean, mayor será el coste final del crédito. No obstante, no sólo hay que buscar el producto que tenga unos intereses más bajos, puesto que hay otros elementos que tener en cuenta a la hora de escoger, y en función de lo que necesites, es posible que te convenga pagar algo más si puedes obtener otras ventajas como plazos de devolución más adaptados a lo que buscas o mayor velocidad de ingreso del dinero en tu cuenta corriente.</span></div></div></div><div class="x-text x-text-headline has-graphic e400-e82 mb4-2g mb4-2i mb4-2j mb4-2k mb4-2l mb4-2m mb4-2n mb4-2q mb4-2u mb4-2v mb4-32 mb4-34 mb4-35 mb4-37 mb4-3a mb4-3b mb4-3c mb4-3g mb4-3h mb4-3i mb4-3k mb4-3l"><div class="x-text-content"><span class="x-graphic" aria-hidden="true"><i class="x-icon x-graphic-child x-graphic-icon x-graphic-primary" aria-hidden="true" data-x-icon-l=""></i></span><div class="x-text-content-text"><p class="x-text-content-text-primary">Importe</p><span class="x-text-content-text-subheadline">Como hemos comentado un poco más arriba, los préstamos personales ofrecen cuantías que van desde los 50 a los 60.000 euros, pero no todas las entidades tienen un margen tan amplio. Algunas sólo proporcionan financiación a partir de 5.000 euros, mientras que otras no prestan más de 1.000 euros. A la hora de escoger entre un producto y otro, debes asegurarte de que la financiera está abierta a conceder la cantidad que precisas.</span></div></div></div><div class="x-text x-text-headline has-graphic e400-e83 mb4-2g mb4-2i mb4-2j mb4-2k mb4-2l mb4-2m mb4-2n mb4-2q mb4-2u mb4-2v mb4-32 mb4-34 mb4-35 mb4-37 mb4-3a mb4-3b mb4-3c mb4-3g mb4-3h mb4-3i mb4-3k mb4-3l"><div class="x-text-content"><span class="x-graphic" aria-hidden="true"><i class="x-icon x-graphic-child x-graphic-icon x-graphic-primary" aria-hidden="true" data-x-icon-l=""></i></span><div class="x-text-content-text"><p class="x-text-content-text-primary">Plazo de devolución</p><span class="x-text-content-text-subheadline">Este es otro aspecto capital, puesto que del tiempo que establezcas para devolver el préstamo personal dependerá la cuantía de las cuotas que pagarás mes a mes y el coste total del producto. Si el plazo es demasiado corto, la mensualidad será alta y puede ocasionarte problemas a la hora de pagar. Y si es muy largo, aunque sea más cómodo, resultará más caro, porque se cobrarán intereses durante más tiempo.</span></div></div></div><div class="x-text x-text-headline has-graphic e400-e84 mb4-2g mb4-2i mb4-2j mb4-2k mb4-2l mb4-2m mb4-2n mb4-2q mb4-2u mb4-2v mb4-32 mb4-34 mb4-35 mb4-37 mb4-3a mb4-3b mb4-3c mb4-3g mb4-3h mb4-3i mb4-3k mb4-3l"><div class="x-text-content"><span class="x-graphic" aria-hidden="true"><i class="x-icon x-graphic-child x-graphic-icon x-graphic-primary" aria-hidden="true" data-x-icon-l=""></i></span><div class="x-text-content-text"><p class="x-text-content-text-primary">Comisiones</p><span class="x-text-content-text-subheadline">Los intereses no son los únicos costes que pueden tener los préstamos personales. Algunos de ellos también incluyen algún tipo de comisión obligatoria, como la de apertura, y todos tienen comisiones opcionales que se activan sólo en el caso de que se cumplan determinadas condiciones, en la mayoría de los casos por el impago de una de las cuotas. Desde ese momento, se activarán distintas comisiones por mora que suelen ser cuantiosas y, algunas de ellas, se cobran a diario, por lo que pueden encarecer el producto considerablemente en muy poco tiempo. Estas comisiones por impago deben venir reflejadas en el contrato del crédito, por lo que es importante echarles un vistazo antes de firmar para saber a qué atenerte en caso de que no puedas afrontar una de las mensualidades del préstamo personal.</span></div></div></div><div class="x-text x-text-headline has-graphic e400-e85 mb4-2g mb4-2i mb4-2j mb4-2k mb4-2l mb4-2m mb4-2n mb4-2q mb4-2u mb4-2v mb4-32 mb4-34 mb4-35 mb4-37 mb4-3a mb4-3b mb4-3c mb4-3g mb4-3h mb4-3i mb4-3k mb4-3l"><div class="x-text-content"><span class="x-graphic" aria-hidden="true"><i class="x-icon x-graphic-child x-graphic-icon x-graphic-primary" aria-hidden="true" data-x-icon-l=""></i></span><div class="x-text-content-text"><p class="x-text-content-text-primary">Velocidad</p><span class="x-text-content-text-subheadline">En los distintos tipos de préstamos personales que hemos visto un poco más arriba señalamos que hay algunos productos que pueden tardar más de una semana en enviar el dinero, mientras que otros pueden hacerlo incluso el mismo día en que se solicitó. En función de la urgencia con la que necesites los fondos, deberás tener mucho cuidado con este aspecto, porque si tu necesidad monetaria es inmediata, tendrás que optar por instrumentos como los préstamos rápidos o los microcréditos, que son los más veloces del mercado en estudiar las solicitudes y conceder la financiación.</span></div></div></div><div class="x-text x-text-headline has-graphic e400-e86 mb4-2g mb4-2i mb4-2j mb4-2k mb4-2l mb4-2m mb4-2n mb4-2q mb4-2u mb4-2v mb4-32 mb4-34 mb4-35 mb4-37 mb4-3a mb4-3b mb4-3c mb4-3g mb4-3h mb4-3i mb4-3k mb4-3l"><div class="x-text-content"><span class="x-graphic" aria-hidden="true"><i class="x-icon x-graphic-child x-graphic-icon x-graphic-primary" aria-hidden="true" data-x-icon-l=""></i></span><div class="x-text-content-text"><p class="x-text-content-text-primary">Papeleo</p><span class="x-text-content-text-subheadline">En función del tipo de préstamo personal que elijas, tendrás que hacer frente a más o menos papeleo. Los microcréditos y los préstamos rápidos apenas tienen trámites, mientras que los préstamos personales más convencionales sí exigirán presentar un mayor número de documentos relacionados con la solvencia del solicitante.</span></div></div></div><div class="x-text x-text-headline has-graphic e400-e87 mb4-2g mb4-2i mb4-2j mb4-2k mb4-2l mb4-2m mb4-2n mb4-2q mb4-2u mb4-2v mb4-32 mb4-34 mb4-35 mb4-37 mb4-3a mb4-3b mb4-3c mb4-3g mb4-3h mb4-3i mb4-3k mb4-3l"><div class="x-text-content"><span class="x-graphic" aria-hidden="true"><i class="x-icon x-graphic-child x-graphic-icon x-graphic-primary" aria-hidden="true" data-x-icon-l=""></i></span><div class="x-text-content-text"><p class="x-text-content-text-primary">Online</p><span class="x-text-content-text-subheadline">Muchos de los préstamos que existen actualmente en el mercado se pueden solicitar a través de internet, algo que ofrece muchas ventajas tanto en comodidad para el solicitante como en velocidad de tramitación, puesto que las entidades reciben toda la documentación de inmediato y puede automatizar determinados procesos para que toda la operación vaya más rápido.</span></div></div></div><div class="x-text x-text-headline has-graphic e400-e88 mb4-2g mb4-2i mb4-2j mb4-2k mb4-2l mb4-2m mb4-2n mb4-2q mb4-2u mb4-2v mb4-32 mb4-34 mb4-35 mb4-37 mb4-3a mb4-3b mb4-3c mb4-3g mb4-3h mb4-3i mb4-3k mb4-3l"><div class="x-text-content"><span class="x-graphic" aria-hidden="true"><i class="x-icon x-graphic-child x-graphic-icon x-graphic-primary" aria-hidden="true" data-x-icon-l=""></i></span><div class="x-text-content-text"><p class="x-text-content-text-primary">Promociones</p><span class="x-text-content-text-subheadline">Algunas entidades ofrecen ciertas ventajas promocionales en sus préstamos personales, como por ejemplo intereses más bajos, o ausencia total de ellos, para nuevos clientes en su primer crédito como promoción de bienvenida. Conviene revisar si alguna de las entidades facilitadas por el comparador tiene alguna oferta de este tipo, puesto que puede suponer un importante ahorro para tu bolsillo</span></div></div></div></div></div></div><div class="x-row x-container max width e400-e89 mb4-d mb4-f mb4-g mb4-i mb4-j mb4-o mb4-p mb4-s mb4-t mb4-x mb4-y mb4-z mb4-15 mb4-1o"><div class="x-row-inner"><div class="x-col e400-e90 mb4-23 mb4-24 mb4-25"><div class="x-text x-text-headline e400-e91 mb4-2f mb4-2g mb4-2i mb4-2j mb4-2k mb4-2l mb4-2m mb4-2n mb4-2q mb4-3e"><div class="x-text-content"><div class="x-text-content-text"><h2 class="x-text-content-text-primary"><strong>¿Es posible conseguir préstamos personales urgentes?</strong></h2></div></div></div><div class="x-text x-content e400-e92 mb4-45 mb4-46 mb4-48 mb4-49 mb4-4a mb4-4b"><p>Sí, los préstamos personales comprenden una amplia variedad de tipos de créditos entre los que se pueden encontrar productos que prestan dinero rápidamente a personas que necesitan financiación con urgencia. Principalmente, estos productos son los préstamos rápidos y los microcréditos, aunque también se pueden encontrar de otras clases.</p> <p>Tanto los microcréditos como los préstamos rápidos son productos pensados para solventar urgencias monetarias, por lo que la velocidad de concesión es una de sus principales características. Para conseguir esto, eliminan buena parte de los trámites que habitualmente se pide a los solicitantes de financiación, por lo que, además, tienen menos requisitos y papeleo. Eso sí, a cambio suelen tener intereses más altos.</p> <p>Así, es posible obtener microcréditos y préstamos rápidos el mismo día en que se solicitaron, mientras que en el resto de préstamos personales lo habitual es que el proceso se demore entre dos y siete días. Hay entidades que incluso ofrecen una respuesta apenas 15 minutos después de que el interesado haya enviado el formulario y, en el caso de que lo acepten como cliente, adjuntarán en el mismo correo en el que le informan de la aprobación el contrato para que el usuario lo pueda firmar cuanto antes. Una vez remitido dicho documento rubricado, la financiera enviará el dinero inmediatamente a la cuenta bancaria del solicitante. La transferencia, eso sí, puede demorarse entre uno y cinco días en función de lo que tarde en procesarla el banco de destino.</p></div></div></div></div><div class="x-row x-container max width e400-e93 mb4-d mb4-f mb4-g mb4-i mb4-j mb4-o mb4-p mb4-s mb4-t mb4-x mb4-y mb4-z mb4-15 mb4-1p"><div class="x-row-inner"><div class="x-col e400-e94 mb4-23 mb4-24 mb4-25"><div class="x-text x-text-headline e400-e95 mb4-2f mb4-2g mb4-2i mb4-2j mb4-2k mb4-2l mb4-2m mb4-2n mb4-2q mb4-3e"><div class="x-text-content"><div class="x-text-content-text"><h2 class="x-text-content-text-primary"><strong>Préstamos personales con ASNEF</strong></h2></div></div></div><div class="x-text x-content e400-e96 mb4-45 mb4-46 mb4-48 mb4-49 mb4-4a mb4-4b"><p>Como hemos comentado un poco más arriba, dentro de la categoría préstamos personales se engloban créditos de muy diversa índole, desde los más tradicionales a los más novedosos, y también desde los más estrictos a algunos más flexibles que aceptan a usuarios con un historial crediticio más complicado, incluso a personas que estén inscritas en el fichero público de morosos de la ASNEF (Asociación Nacional de Establecimientos Financieros de Crédito).</p> <p>Por lo tanto, es posible obtener préstamos personales con ASNEF, aunque no es una tarea sencilla dado que no abundan las entidades dispuestas a prestar su dinero a este tipo de usuarios. Por eso, si es tu caso, te recomendamos utilizar nuestro comparador, en el que puedes señalar que te encuentras inscrito en este fichero de morosos para que la herramienta filtre todas las opciones disponibles y te ofrezca un listado en el que sólo aparezcan financieras que acepten a clientes con ASNEF.</p> <p>De esta forma, nuestro comparador de préstamos personales te ofrecerá, en apenas un minuto, un listado con productos de entidades que aceptan a personas incluidas en ASNEF. Pero debes tener en cuenta que esto no significa que esas financieras vayan a aceptar a cualquier usuario, tan sólo que aceptan estudiar su caso a pesar de figurar en el fichero de morosos, algo que ya supone una diferencia importante con muchas otras empresas de crédito, que directamente rechazan a este tipo de solicitantes.</p> <p>Por lo tanto, las entidades que conceden préstamos personales con ASNEF pueden rechazar igualmente a las personas que le soliciten financiación si, tras estudiar su caso, consideran que el riesgo del usuario es demasiado alto.</p> <p>Para establecer ese nivel de riesgo, las entidades atienden, fundamentalmente, a tres de los datos que aparecen en la ficha del usuario en la ASNEF: la cantidad adeudada, el número de impagos y el sector de las empresas acreedoras. En primer lugar, el monto de la deuda es importante, pues cuanto más alto sea éste, menos confianza transmitirá el usuario a la financiera. En segundo lugar, si el usuario debe dinero a varias compañías será considerado mucho más peligroso que si sólo se lo debe a una.</p> <p>Por último, y quizás el dato más importante, está el sector al que pertenezcan las empresas a las que el usuario debe dinero. De la ASNEF forman parte compañías de ramos productivos muy diversos, desde aseguradoras a energéticas, no sólo financieras, y cualquiera de ellas puede inscribir en el fichero a clientes con impagos. En el caso de que el solicitante haya sido incluido en la ASNEF por deudas con otras entidades de crédito, será bastante complicado que le presten dinero, puesto que la financiera a la que ahora le solicita fondos considerará que si ya ha dejado de pagar las cuotas de un préstamo con otra organización similar, nada le impide hacer lo mismo con ella.</p> <p>Por lo tanto, aunque haya entidades que ofrezcan préstamos personales con ASNEF, es posible que rechacen a solicitantes que deban mucho dinero, a empresas diferentes y, en especial, si alguno de los impagos han sido contraídos con otras compañías del sector financiero.</p> <p>En el caso de que la entidad sí acepte concederte un préstamo personal con ASNEF, debes tener en cuenta que es bastante probable que cambie las condiciones que ofrece a usuarios con un buen historial crediticio. La financiera asumirá que corre más riesgos al prestar dinero a un cliente que está en un fichero público de morosos, por lo que es posible que, a cambio, cobre intereses más altos, le ofrezca cantidades más bajas o plazos de devolución más cortos.</p></div></div></div></div><div class="x-row x-container max width e400-e97 mb4-d mb4-f mb4-g mb4-i mb4-j mb4-o mb4-p mb4-s mb4-t mb4-x mb4-y mb4-z mb4-15 mb4-1q"><div class="x-row-inner"><div class="x-col e400-e98 mb4-23 mb4-24 mb4-25"><div class="x-text x-text-headline e400-e99 mb4-2f mb4-2g mb4-2i mb4-2j mb4-2k mb4-2l mb4-2m mb4-2n mb4-2q mb4-3e"><div class="x-text-content"><div class="x-text-content-text"><h2 class="x-text-content-text-primary"><strong>Costes e intereses de los préstamos personales</strong></h2></div></div></div><div class="x-text x-content e400-e100 mb4-45 mb4-46 mb4-48 mb4-49 mb4-4a mb4-4b"><p>Especificar los costes de los préstamos personales es complicado dado que engloban créditos de muy diversa índole, por lo que cada uno de ellos tendrá intereses y comisiones diferentes. Sin embargo, sí es posible conocer qué aspectos suelen encarecer este tipo de productos para averiguar si la financiación en la que el usuario está interesado será más o menos costosa.</p> <p>En términos generales, los préstamos personales con características convencionales suelen ser los más económicos. Con características convencionales nos referimos a financiaciones elevadas, con plazos de devolución extensos y para clientes con un buen historial crediticio. En estos casos, los productos suelen tener unos intereses acordes o ligeramente superiores a la media de nuestro país, que se sitúa en torno al 9% TAE según los últimos datos del Banco de España sobre los tipos de interés aplicados por las entidades españolas.</p> <p>A partir de ahí, hay distintas variables que aumentan el precio de los préstamos personales. El principal factor de encarecimiento reside en el menor número de requisitos que tenga el crédito: cuántas menos condiciones pida al solicitante, mayores serán sus intereses. Por ese motivo, los préstamos sin papeleos suelen tener costes más elevados. Esto se debe a que, al hacer menos comprobaciones sobre la solvencia del potencial cliente, la entidad asume mayores riesgos, algo que compensa con tarifas más altas.</p> <p>Esta es una de las razones por las que productos como los préstamos rápidos o los microcréditos, que se conceden a gran velocidad y, por lo tanto, tienen muy pocos requisitos y apenas papeleo, sean de los más caros de cuantos existen en el mercado financiero.</p> <p>Otra variable que encarece el coste de cualquier préstamo personal es el monto solicitado. Cuanto más reducida sea la cantidad, mayores serán los intereses. Asimismo, el plazo de devolución también influye, cuanto más corto sea, más coste tendrá. Estos dos factores, junto con el ya comentado con anterioridad de los requisitos, hacen que los microcréditos sean de los productos más caros del mercado financiero.</p> <p>Así, la TAE de muchos minicréditos supera el 1000% anual, una diferencia enorme con el 9% de media de los préstamos personales convencionales que hemos comentado un poco más arriba. Los préstamos rápidos, por su parte, suelen tener intereses que oscilan entre el 36% y el 1000%, en función del importe solicitado, el plazo de duración y el historial crediticio del usuario.</p> <p>Además de los intereses, en los costes de cualquier préstamo personal también hay que tener en cuenta las comisiones. En general, los créditos tienen muy pocas obligatorias, en algunos casos sólo la de apertura, y en muchos otros ni esa. Pero todos incluyen comisiones opcionales que se activan si se dan ciertas circunstancias, la mayoría de ellas relacionadas con impagos. De esta forma, si el usuario no afronta alguna de las cuotas, se empiezan a cargar comisiones por mora que encarecen considerablemente el producto.</p> <p>Aunque lo deseable es no llegar a esta situación, y nadie pide un préstamo personal pensando que no va a poder pagarlo, conviene informarse sobre estas comisiones opcionales antes de firmar el contrato del crédito para estar informados de todas las implicaciones del producto y prevenidos en el caso de que acontezcan dificultades económicas imprevistas.</p></div></div></div></div></div><div class="x-section e400-e101 mb4-0 mb4-2 mb4-4"><div class="x-row x-container max width e400-e102 mb4-d mb4-f mb4-i mb4-j mb4-o mb4-t mb4-10 mb4-15 mb4-1r"><div class="x-row-inner"><div class="x-col e400-e103 mb4-23 mb4-24 mb4-25"><div class="x-text x-text-headline e400-e104 mb4-2f mb4-2g mb4-2j mb4-2k mb4-2l mb4-2m mb4-2n mb4-2y mb4-34 mb4-35 mb4-3a mb4-3b mb4-3l mb4-3n mb4-3o mb4-3p mb4-3q"><div class="x-text-content"><div class="x-text-content-text"><h2 class="x-text-content-text-primary"><span style="color: #999999;"><strong>Comparador de </strong></span><span style="color: #999999;"><b>préstamos personales</b></span></h2><span class="x-text-content-text-subheadline"><strong>Encuentra un préstamo al que puedes optar</strong></span></div></div></div><div class="x-text x-content e400-e105 mb4-45 mb4-46 mb4-48 mb4-49 mb4-4b mb4-4c mb4-4d">Nuestro comparador está diseñado para mostrarte solo los préstamos para los que eres elegible, incrementando las posibilidades de aceptación.</div><div class="x-text x-content e400-e106 mb4-46 mb4-48 mb4-49 mb4-4b mb4-4c mb4-4d mb4-4e"> <div class='gf_browser_gecko gform_wrapper gform-theme gform-theme--foundation gform-theme--framework gform-theme--orbital tf_filter_form_wrapper' data-form-theme='orbital' data-form-index='0' id='gform_wrapper_6' style='display:none'><style>#gform_wrapper_6[data-form-index="0"].gform-theme,[data-parent-form="6_0"]{--gf-color-primary: 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#112337;--gf-ctrl-choice-size: var(--gf-ctrl-choice-size-md);--gf-ctrl-checkbox-check-size: var(--gf-ctrl-checkbox-check-size-md);--gf-ctrl-radio-check-size: var(--gf-ctrl-radio-check-size-md);--gf-ctrl-btn-font-size: var(--gf-ctrl-btn-font-size-md);--gf-ctrl-btn-padding-x: var(--gf-ctrl-btn-padding-x-md);--gf-ctrl-btn-size: var(--gf-ctrl-btn-size-md);--gf-ctrl-btn-border-color-secondary: #686e77;--gf-ctrl-file-btn-bg-color-hover: #EBEBEB;--gf-field-img-choice-size: var(--gf-field-img-choice-size-md);--gf-field-img-choice-card-space: var(--gf-field-img-choice-card-space-md);--gf-field-img-choice-check-ind-size: var(--gf-field-img-choice-check-ind-size-md);--gf-field-img-choice-check-ind-icon-size: var(--gf-field-img-choice-check-ind-icon-size-md);--gf-field-pg-steps-number-color: rgba(17, 35, 55, 0.8);}</style><div id='gf_6' class='gform_anchor' tabindex='-1'></div><form method='post' enctype='multipart/form-data' target='gform_ajax_frame_6' id='gform_6' class='tf_filter_form' action='/prestamos-personales/#gf_6' data-formid='6' novalidate> <div class='gform-body gform_body'><div id='gform_fields_6' class='gform_fields top_label form_sublabel_below description_below validation_below'><div id="field_6_1" class="gfield gfield--type-number gfield--input-type-number tablefilter-loan-amount tf_currency_sign gfield_contains_required field_sublabel_below gfield--no-description field_description_below field_validation_below gfield_visibility_visible" data-js-reload="field_6_1" ><label class='gfield_label gform-field-label' for='input_6_1'>¿Cuánto dinero necesitas?<span class="gfield_required"><span class="gfield_required gfield_required_text">(Obligatorio)</span></span></label><div class='ginput_container ginput_container_number'><input name='input_1' id='input_6_1' type='number' step='any' value='' class='medium' placeholder='Importe del préstamo' aria-required="true" aria-invalid="false" /></div></div><fieldset id="field_6_2" class="gfield gfield--type-radio gfield--type-choice gfield--input-type-radio gfield--width-full gf_list_2col_vertical tf_radio_button tablefilter-loan-purpose gfield_contains_required field_sublabel_below gfield--no-description field_description_above field_validation_below gfield_visibility_visible" data-js-reload="field_6_2" ><legend class='gfield_label gform-field-label' >Finalidad del préstamo<span class="gfield_required"><span class="gfield_required gfield_required_text">(Obligatorio)</span></span></legend><div class='ginput_container ginput_container_radio'><div class='gfield_radio' id='input_6_2'> <div class='gchoice gchoice_6_2_0'> <input class='gfield-choice-input' name='input_2' type='radio' value='debt-reunification' id='choice_6_2_0' onchange='gformToggleRadioOther( this )' /> <label for='choice_6_2_0' id='label_6_2_0' class='gform-field-label gform-field-label--type-inline'>Reunificación de deudas</label> </div> <div class='gchoice gchoice_6_2_1'> <input class='gfield-choice-input' name='input_2' type='radio' value='coche' id='choice_6_2_1' onchange='gformToggleRadioOther( this )' /> <label for='choice_6_2_1' id='label_6_2_1' class='gform-field-label gform-field-label--type-inline'>Vehículos</label> </div> <div class='gchoice gchoice_6_2_2'> <input class='gfield-choice-input' name='input_2' type='radio' value='home-renovation-filter' id='choice_6_2_2' onchange='gformToggleRadioOther( this )' /> <label for='choice_6_2_2' id='label_6_2_2' class='gform-field-label gform-field-label--type-inline'>Reformas</label> </div> <div class='gchoice gchoice_6_2_3'> <input class='gfield-choice-input' name='input_2' type='radio' value='travel-filter' id='choice_6_2_3' onchange='gformToggleRadioOther( this )' /> <label for='choice_6_2_3' id='label_6_2_3' class='gform-field-label gform-field-label--type-inline'>Viajes</label> </div> <div class='gchoice gchoice_6_2_4'> <input class='gfield-choice-input' name='input_2' type='radio' value='mortgage-filter' id='choice_6_2_4' onchange='gformToggleRadioOther( this )' /> <label for='choice_6_2_4' id='label_6_2_4' class='gform-field-label gform-field-label--type-inline'>Hipoteca</label> </div> <div class='gchoice gchoice_6_2_5'> <input class='gfield-choice-input' name='input_2' type='radio' value='business-filter' id='choice_6_2_5' onchange='gformToggleRadioOther( this )' /> <label for='choice_6_2_5' id='label_6_2_5' class='gform-field-label gform-field-label--type-inline'>Negocios</label> </div> <div class='gchoice gchoice_6_2_6'> <input class='gfield-choice-input' name='input_2' type='radio' value='study-filter' id='choice_6_2_6' onchange='gformToggleRadioOther( this )' /> <label for='choice_6_2_6' id='label_6_2_6' class='gform-field-label gform-field-label--type-inline'>Educación</label> </div> <div class='gchoice gchoice_6_2_7'> <input class='gfield-choice-input' name='input_2' type='radio' value='other-filter' id='choice_6_2_7' onchange='gformToggleRadioOther( this )' /> <label for='choice_6_2_7' id='label_6_2_7' class='gform-field-label gform-field-label--type-inline'>Otros</label> </div> <div class='gchoice gchoice_6_2_8'> <input class='gfield-choice-input' name='input_2' type='radio' value='small-loan-filter' id='choice_6_2_8' onchange='gformToggleRadioOther( this )' /> <label for='choice_6_2_8' id='label_6_2_8' class='gform-field-label gform-field-label--type-inline'>Pequeños importes</label> </div></div></div></fieldset><div id="field_6_16" class="gfield gfield--type-html gfield--input-type-html gfield--width-full loan-length-html gfield_html gfield_html_formatted gfield_no_follows_desc field_sublabel_below gfield--no-description field_description_below field_validation_below gfield_visibility_visible" data-js-reload="field_6_16" ><b>Duración del préstamo</b></div><div id="field_6_9" class="gfield gfield--type-select gfield--input-type-select gfield--width-full tablefilter-loan-period-years gfield_contains_required field_sublabel_below gfield--no-description field_description_below field_validation_below gfield_visibility_visible" data-js-reload="field_6_9" ><label class='gfield_label gform-field-label' for='input_6_9'>Años<span class="gfield_required"><span class="gfield_required gfield_required_text">(Obligatorio)</span></span></label><div class='ginput_container ginput_container_select'><select name='input_9' id='input_6_9' class='small gfield_select' aria-required="true" aria-invalid="false" ><option value='' selected='selected' class='gf_placeholder'>años (0-12)</option><option value='0' >Menos de 1 año</option><option value='1' >1</option><option value='2' >2</option><option value='3' >3</option><option value='4' >4</option><option value='5' >5</option><option value='6' >6</option><option value='7' >7</option><option value='8' >8</option><option value='9' >9</option><option value='10' >10</option><option value='11' >11</option><option value='12' >12</option></select></div></div><div id="field_6_46" class="gfield gfield--type-select gfield--input-type-select gfield--width-full tablefilter-loan-period-years gfield_contains_required field_sublabel_below gfield--no-description field_description_below field_validation_below gfield_visibility_visible" data-js-reload="field_6_46" ><label class='gfield_label gform-field-label' for='input_6_46'>Años<span class="gfield_required"><span class="gfield_required gfield_required_text">(Obligatorio)</span></span></label><div class='ginput_container ginput_container_select'><select name='input_46' id='input_6_46' class='small gfield_select' aria-required="true" aria-invalid="false" ><option value='' selected='selected' class='gf_placeholder'>años (10-30+)</option><option value='10' >10</option><option value='15' >15</option><option value='20' >20</option><option value='25' >25</option><option value='30' >30+</option></select></div></div><div id="field_6_10" class="gfield gfield--type-select gfield--input-type-select gfield--width-full tablefilter-loan-period-months gfield_contains_required field_sublabel_below gfield--no-description field_description_below field_validation_below gfield_visibility_visible" data-js-reload="field_6_10" ><label class='gfield_label gform-field-label' for='input_6_10'>Meses<span class="gfield_required"><span class="gfield_required gfield_required_text">(Obligatorio)</span></span></label><div class='ginput_container ginput_container_select'><select name='input_10' id='input_6_10' class='small gfield_select' aria-required="true" aria-invalid="false" ><option value='' selected='selected' class='gf_placeholder'>meses (0-11)</option><option value='0' >0</option><option value='1' >1</option><option value='2' >2</option><option value='3' >3</option><option value='4' >4</option><option value='5' >5</option><option value='6' >6</option><option value='7' >7</option><option value='8' >8</option><option value='9' >9</option><option value='10' >10</option><option value='11' >11</option></select></div></div><div id="field_6_4" class="gfield gfield--type-select gfield--input-type-select gfield--width-full tablefilter-loan-period-days field_sublabel_below gfield--no-description field_description_below field_validation_below gfield_visibility_visible" data-js-reload="field_6_4" ><label class='gfield_label gform-field-label' for='input_6_4'>Días</label><div class='ginput_container ginput_container_select'><select name='input_4' id='input_6_4' class='small gfield_select' aria-invalid="false" ><option value='0' >0</option><option value='1' >1</option><option value='2' >2</option><option value='3' >3</option><option value='4' >4</option><option value='5' >5</option><option value='6' >6</option><option value='7' >7</option><option value='8' >8</option><option value='9' >9</option><option value='10' >10</option><option value='11' >11</option><option value='12' >12</option><option value='13' >13</option><option value='14' >14</option><option value='15' >15</option><option value='16' >16</option><option value='17' >17</option><option value='18' >18</option><option value='19' >19</option><option value='20' >20</option><option value='21' >21</option><option value='22' >22</option><option value='23' >23</option><option value='24' >24</option><option value='25' >25</option><option value='26' >26</option><option value='27' >27</option><option value='28' >28</option><option value='29' >29</option><option value='30' >30</option></select></div></div><div id="field_6_53" class="gfield gfield--type-number gfield--input-type-number gfield--width-full gfield_calculation field_sublabel_below gfield--no-description field_description_below field_validation_below gfield_visibility_hidden" data-js-reload="field_6_53" ><div class="admin-hidden-markup"><i class="gform-icon gform-icon--hidden" aria-hidden="true" title="Este campo está oculto cuando se visualiza el formulario"></i><span>Este campo está oculto cuando se visualiza el formulario</span></div><label class='gfield_label gform-field-label' for='input_6_53'>Loan Period Calc</label><div class='ginput_container ginput_container_number'><input name='input_53' id='input_6_53' type='text' step='any' value='-10' class='large gform-text-input-reset' readonly="readonly" aria-invalid="false" /></div></div><div id="field_6_23" class="gfield gfield--type-section gfield--input-type-section gsection field_sublabel_below gfield--no-description field_description_below field_validation_below gfield_visibility_visible" data-js-reload="field_6_23" ><h3 class="gsection_title">Empleo</h3></div><fieldset id="field_6_13" class="gfield gfield--type-radio gfield--type-choice gfield--input-type-radio gfield--width-full gf_list_2col_vertical tf_radio_button gfield_contains_required field_sublabel_below gfield--no-description field_description_below field_validation_below gfield_visibility_visible" data-js-reload="field_6_13" ><legend class='gfield_label gform-field-label' >Situación laboral<span class="gfield_required"><span class="gfield_required gfield_required_text">(Obligatorio)</span></span></legend><div class='ginput_container ginput_container_radio'><div class='gfield_radio' id='input_6_13'> <div class='gchoice gchoice_6_13_0'> <input class='gfield-choice-input' name='input_13' type='radio' value='full' id='choice_6_13_0' onchange='gformToggleRadioOther( this )' /> <label for='choice_6_13_0' id='label_6_13_0' class='gform-field-label gform-field-label--type-inline'>Indefinido</label> </div> <div class='gchoice gchoice_6_13_1'> <input class='gfield-choice-input' name='input_13' type='radio' value='part' id='choice_6_13_1' onchange='gformToggleRadioOther( this )' /> <label for='choice_6_13_1' id='label_6_13_1' class='gform-field-label gform-field-label--type-inline'>Temporal</label> </div> <div class='gchoice gchoice_6_13_2'> <input class='gfield-choice-input' name='input_13' type='radio' value='self' id='choice_6_13_2' onchange='gformToggleRadioOther( this )' /> <label for='choice_6_13_2' id='label_6_13_2' class='gform-field-label gform-field-label--type-inline'>Autónomo</label> </div> <div class='gchoice gchoice_6_13_3'> <input class='gfield-choice-input' name='input_13' type='radio' value='retired' id='choice_6_13_3' onchange='gformToggleRadioOther( this )' /> <label for='choice_6_13_3' id='label_6_13_3' class='gform-field-label gform-field-label--type-inline'>Jubilado/Pensionista</label> </div> <div class='gchoice gchoice_6_13_4'> <input class='gfield-choice-input' name='input_13' type='radio' value='unemployed' id='choice_6_13_4' onchange='gformToggleRadioOther( this )' /> <label for='choice_6_13_4' id='label_6_13_4' class='gform-field-label gform-field-label--type-inline'>Desempleado</label> </div></div></div></fieldset><div id="field_6_50" class="gfield gfield--type-html gfield--input-type-html gfield--width-full employment-block gfield_html gfield_html_formatted gfield_no_follows_desc field_sublabel_below gfield--no-description field_description_below field_validation_below gfield_visibility_visible" data-js-reload="field_6_50" >¿Desde cuándo tienes este puesto?</div><div id="field_6_48" class="gfield gfield--type-select gfield--input-type-select gfield--width-half gfield_contains_required field_sublabel_below gfield--no-description field_description_below field_validation_below gfield_visibility_visible" data-js-reload="field_6_48" ><label class='gfield_label gform-field-label' for='input_6_48'>Mes<span class="gfield_required"><span class="gfield_required gfield_required_text">(Obligatorio)</span></span></label><div class='ginput_container ginput_container_select'><select name='input_48' id='input_6_48' class='large gfield_select' aria-required="true" aria-invalid="false" ><option value='' selected='selected' class='gf_placeholder'>Elige un mes</option><option value='1' >Enero</option><option value='2' >Febrero</option><option value='3' >Marzo</option><option value='4' >Abril</option><option value='5' >Mayo</option><option value='6' >Junio</option><option value='7' >Julio</option><option value='8' >Agosto</option><option value='9' >Septiembre</option><option value='10' >Octubre</option><option value='11' >Noviembre</option><option value='12' >Diciembre</option></select></div></div><div id="field_6_49" class="gfield gfield--type-select gfield--input-type-select gfield--width-half table-filter-years gfield_contains_required field_sublabel_below gfield--no-description field_description_below field_validation_below gfield_visibility_visible" data-js-reload="field_6_49" ><label class='gfield_label gform-field-label' for='input_6_49'>Año<span class="gfield_required"><span class="gfield_required gfield_required_text">(Obligatorio)</span></span></label><div class='ginput_container ginput_container_select'><select name='input_49' id='input_6_49' class='large gfield_select' aria-required="true" aria-invalid="false" ><option value='' selected='selected' class='gf_placeholder'>Elige un año</option><option value='2023' >2023</option><option value='2022' >2022</option><option value='2021' >2021</option><option value='2020' >2020</option><option value='2019' >2019</option><option value='2018' >2018</option><option value='2017' >2017</option><option value='2016' >2016</option><option value='2015' >2015</option><option value='2014' >2014</option><option value='2013' >2013</option><option value='2012' >2012</option><option value='2011' >2011</option><option value='2010' >2010</option><option value='2009' >2009</option><option value='2008' >2008</option><option value='2007' >2007</option><option value='2006' >2006</option><option value='2005' >2005</option><option value='2004' >2004</option><option value='2003' >2003</option><option value='2002' >2002</option><option value='2001' >2001</option><option value='2000' >2000</option><option value='1999' >1999</option><option value='1998' >1998</option><option value='1997' >1997</option><option value='1996' >1996</option><option value='1995' >1995</option><option value='1994' >1994</option><option value='1993' >1993</option><option value='1992' >1992</option><option value='1991' >1991</option><option value='1990' >1990</option><option value='1989' >1989</option><option value='1988' >1988</option><option value='1987' >1987</option><option value='1986' >1986</option><option value='1985' >1985</option><option value='1984' >1984</option><option value='1983' >1983</option><option value='1982' >1982</option><option value='1981' >1981</option><option value='1980' >1980</option><option value='1979' >1979</option><option value='1978' >1978</option><option value='1977' >1977</option><option value='1976' >1976</option><option value='1975' >1975</option><option value='1974' >1974</option><option value='1973' >1973</option><option value='1972' >1972</option><option value='1971' >1971</option><option value='1970' >1970</option><option value='1969' >1969</option><option value='1968' >1968</option><option value='1967' >1967</option><option value='1966' >1966</option><option value='1965' >1965</option><option value='1964' >1964</option><option value='1963' >1963</option><option value='1962' >1962</option><option value='1961' >1961</option><option value='1960' >1960</option><option value='1959' >1959</option><option value='1958' >1958</option><option value='1957' >1957</option><option value='1956' >1956</option><option value='1955' >1955</option><option value='1954' >1954</option><option value='1953' >1953</option><option value='1952' >1952</option><option value='1951' >1951</option><option value='1950' >1950</option><option value='1949' >1949</option></select></div></div><div id="field_6_51" class="gfield gfield--type-number gfield--input-type-number gfield--width-full gfield_calculation field_sublabel_below gfield--no-description field_description_below field_validation_below gfield_visibility_hidden" data-js-reload="field_6_51" ><div class="admin-hidden-markup"><i class="gform-icon gform-icon--hidden" aria-hidden="true" title="Este campo está oculto cuando se visualiza el formulario"></i><span>Este campo está oculto cuando se visualiza el formulario</span></div><label class='gfield_label gform-field-label' for='input_6_51'>Employment Period Calc</label><div class='ginput_container ginput_container_number'><input name='input_51' id='input_6_51' type='text' step='any' value='0' class='large gform-text-input-reset' readonly="readonly" aria-invalid="false" /></div></div><fieldset id="field_6_22" class="gfield gfield--type-radio gfield--type-choice gfield--input-type-radio gfield--width-full gf_list_2col_vertical tf_radio_button field_sublabel_below gfield--no-description field_description_below field_validation_below gfield_visibility_hidden" data-js-reload="field_6_22" ><div class="admin-hidden-markup"><i class="gform-icon gform-icon--hidden" aria-hidden="true" title="Este campo está oculto cuando se visualiza el formulario"></i><span>Este campo está oculto cuando se visualiza el formulario</span></div><legend class='gfield_label gform-field-label' >Employment period</legend><div class='ginput_container ginput_container_radio'><div class='gfield_radio' id='input_6_22'> <div class='gchoice gchoice_6_22_0'> <input class='gfield-choice-input' name='input_22' type='radio' value='0-3 months' id='choice_6_22_0' onchange='gformToggleRadioOther( this )' /> <label for='choice_6_22_0' id='label_6_22_0' class='gform-field-label gform-field-label--type-inline'>0-3 months</label> </div> <div class='gchoice gchoice_6_22_1'> <input class='gfield-choice-input' name='input_22' type='radio' value='3-6 months' id='choice_6_22_1' onchange='gformToggleRadioOther( this )' /> <label for='choice_6_22_1' id='label_6_22_1' class='gform-field-label gform-field-label--type-inline'>3-6 months</label> </div> <div class='gchoice gchoice_6_22_2'> <input class='gfield-choice-input' name='input_22' type='radio' value='7-12 months' id='choice_6_22_2' onchange='gformToggleRadioOther( this )' /> <label for='choice_6_22_2' id='label_6_22_2' class='gform-field-label gform-field-label--type-inline'>7-12 months</label> </div> <div class='gchoice gchoice_6_22_3'> <input class='gfield-choice-input' name='input_22' type='radio' value='1+ years' id='choice_6_22_3' onchange='gformToggleRadioOther( this )' /> <label for='choice_6_22_3' id='label_6_22_3' class='gform-field-label gform-field-label--type-inline'>1+ years</label> </div></div></div></fieldset><fieldset id="field_6_30" class="gfield gfield--type-radio gfield--type-choice gfield--input-type-radio gfield--width-full gf_list_2col_vertical tf_radio_button field_sublabel_below gfield--no-description field_description_below field_validation_below gfield_visibility_hidden" data-js-reload="field_6_30" ><div class="admin-hidden-markup"><i class="gform-icon gform-icon--hidden" aria-hidden="true" title="Este campo está oculto cuando se visualiza el formulario"></i><span>Este campo está oculto cuando se visualiza el formulario</span></div><legend class='gfield_label gform-field-label' >Unemployment period</legend><div class='ginput_container ginput_container_radio'><div class='gfield_radio' id='input_6_30'> <div class='gchoice gchoice_6_30_0'> <input class='gfield-choice-input' name='input_30' type='radio' value='0-3 months' id='choice_6_30_0' onchange='gformToggleRadioOther( this )' /> <label for='choice_6_30_0' id='label_6_30_0' class='gform-field-label gform-field-label--type-inline'>0-3 months</label> </div> <div class='gchoice gchoice_6_30_1'> <input class='gfield-choice-input' name='input_30' type='radio' value='3-6 months' id='choice_6_30_1' onchange='gformToggleRadioOther( this )' /> <label for='choice_6_30_1' id='label_6_30_1' class='gform-field-label gform-field-label--type-inline'>3-6 months</label> </div> <div class='gchoice gchoice_6_30_2'> <input class='gfield-choice-input' name='input_30' type='radio' value='7-12 months' id='choice_6_30_2' onchange='gformToggleRadioOther( this )' /> <label for='choice_6_30_2' id='label_6_30_2' class='gform-field-label gform-field-label--type-inline'>7-12 months</label> </div> <div class='gchoice gchoice_6_30_3'> <input class='gfield-choice-input' name='input_30' type='radio' value='1+ years' id='choice_6_30_3' onchange='gformToggleRadioOther( this )' /> <label for='choice_6_30_3' id='label_6_30_3' class='gform-field-label gform-field-label--type-inline'>1+ years</label> </div></div></div></fieldset><div id="field_6_34" class="gfield gfield--type-section gfield--input-type-section gsection field_sublabel_below gfield--no-description field_description_below field_validation_below gfield_visibility_visible" data-js-reload="field_6_34" ><h3 class="gsection_title">Gastos e ingresos</h3></div><div id="field_6_36" class="gfield gfield--type-number gfield--input-type-number gfield--width-full tf_currency_sign gfield_contains_required field_sublabel_below gfield--has-description field_description_below field_validation_below gfield_visibility_visible" data-js-reload="field_6_36" ><label class='gfield_label gform-field-label' for='input_6_36'>Ingresos mensuales<span class="gfield_required"><span class="gfield_required gfield_required_text">(Obligatorio)</span></span></label><div class='ginput_container ginput_container_number'><input name='input_36' id='input_6_36' type='number' step='any' min='0' value='' class='medium' aria-required="true" aria-invalid="false" aria-describedby="gfield_instruction_6_36 gfield_description_6_36" /><div class='gfield_description instruction ' id='gfield_instruction_6_36'>Por favor, escribe un número mayor o igual a <strong>0</strong>.</div></div><div class='gfield_description' id='gfield_description_6_36'>Indica el importe de dinero que puedas demostrar</div></div><div id="field_6_47" class="gfield gfield--type-number gfield--input-type-number gfield--width-full tf_currency_sign gfield_contains_required field_sublabel_below gfield--has-description field_description_below field_validation_below gfield_visibility_hidden" data-js-reload="field_6_47" ><div class="admin-hidden-markup"><i class="gform-icon gform-icon--hidden" aria-hidden="true" title="Este campo está oculto cuando se visualiza el formulario"></i><span>Este campo está oculto cuando se visualiza el formulario</span></div><label class='gfield_label gform-field-label' for='input_6_47'>Outstanding Debt<span class="gfield_required"><span class="gfield_required gfield_required_text">(Obligatorio)</span></span></label><div class='ginput_container ginput_container_number'><input name='input_47' id='input_6_47' type='number' step='any' min='0' value='-1' class='medium' aria-required="true" aria-invalid="false" aria-describedby="gfield_instruction_6_47 gfield_description_6_47" /><div class='gfield_description instruction ' id='gfield_instruction_6_47'>Por favor, escribe un número mayor o igual a <strong>0</strong>.</div></div><div class='gfield_description' id='gfield_description_6_47'>Indicate here the sum of all outstanding debt excluding mortgage</div></div><div id="field_6_52" class="gfield gfield--type-number gfield--input-type-number gfield--width-full gfield_calculation field_sublabel_below gfield--no-description field_description_below field_validation_below gfield_visibility_hidden" data-js-reload="field_6_52" ><div class="admin-hidden-markup"><i class="gform-icon gform-icon--hidden" aria-hidden="true" title="Este campo está oculto cuando se visualiza el formulario"></i><span>Este campo está oculto cuando se visualiza el formulario</span></div><label class='gfield_label gform-field-label' for='input_6_52'>Income Calc</label><div class='ginput_container ginput_container_number'><input name='input_52' id='input_6_52' type='text' step='any' value='' class='large gform-text-input-reset' readonly="readonly" aria-invalid="false" /></div></div><div id="field_6_40" class="gfield gfield--type-section gfield--input-type-section gsection field_sublabel_below gfield--no-description field_description_below field_validation_below gfield_visibility_visible" data-js-reload="field_6_40" ><h3 class="gsection_title">Datos personales</h3></div><div id="field_6_43" class="gfield gfield--type-number gfield--input-type-number gfield--width-full tf_age_field gfield_contains_required field_sublabel_below gfield--has-description field_description_below field_validation_below gfield_visibility_visible" data-js-reload="field_6_43" ><label class='gfield_label gform-field-label' for='input_6_43'>Edad<span class="gfield_required"><span class="gfield_required gfield_required_text">(Obligatorio)</span></span></label><div class='ginput_container ginput_container_number'><input name='input_43' id='input_6_43' type='number' step='any' value='' class='small' aria-required="true" aria-invalid="false" aria-describedby="gfield_description_6_43" /></div><div class='gfield_description' id='gfield_description_6_43'>Indica la edad en años</div></div><div id="field_6_38" class="gfield gfield--type-date gfield--input-type-date gfield--input-type-datepicker gfield--datepicker-default-icon gfield--width-full field_sublabel_below gfield--no-description field_description_below field_validation_below gfield_visibility_hidden" data-js-reload="field_6_38" ><div class="admin-hidden-markup"><i class="gform-icon gform-icon--hidden" aria-hidden="true" title="Este campo está oculto cuando se visualiza el formulario"></i><span>Este campo está oculto cuando se visualiza el formulario</span></div><label class='gfield_label gform-field-label' for='input_6_38'>Date of Birth</label><div class='ginput_container ginput_container_date'> <input name='input_38' id='input_6_38' type='text' value='' class='datepicker gform-datepicker dmy datepicker_with_icon gdatepicker_with_icon' placeholder='dd/mm/aaaa' aria-describedby="input_6_38_date_format" aria-invalid="false" /> <span id='input_6_38_date_format' class='screen-reader-text'>DD barra MM barra AAAA</span> </div> <input type='hidden' id='gforms_calendar_icon_input_6_38' class='gform_hidden' value='https://finanzas.abc.es/wp-content/plugins/gravityforms/images/datepicker/datepicker.svg'/></div><div id="field_6_41" class="gfield gfield--type-section gfield--input-type-section gsection field_sublabel_below gfield--no-description field_description_below field_validation_below gfield_visibility_visible" data-js-reload="field_6_41" ><h3 class="gsection_title">Declaración de solvencia</h3></div><fieldset id="field_6_42" class="gfield gfield--type-radio gfield--type-choice gfield--input-type-radio gfield--width-full gf_list_2col_vertical tf_radio_button gfield_contains_required field_sublabel_below gfield--no-description field_description_below field_validation_below gfield_visibility_visible" data-js-reload="field_6_42" ><legend class='gfield_label gform-field-label' >¿Estás en ASNEF o RAI?<span class="gfield_required"><span class="gfield_required gfield_required_text">(Obligatorio)</span></span></legend><div class='ginput_container ginput_container_radio'><div class='gfield_radio' id='input_6_42'> <div class='gchoice gchoice_6_42_0'> <input class='gfield-choice-input' name='input_42' type='radio' value='No' id='choice_6_42_0' onchange='gformToggleRadioOther( this )' /> <label for='choice_6_42_0' id='label_6_42_0' class='gform-field-label gform-field-label--type-inline'>No</label> </div> <div class='gchoice gchoice_6_42_1'> <input class='gfield-choice-input' name='input_42' type='radio' value='Sí' id='choice_6_42_1' onchange='gformToggleRadioOther( this )' /> <label for='choice_6_42_1' id='label_6_42_1' class='gform-field-label gform-field-label--type-inline'>Sí</label> </div></div></div></fieldset><div id="field_6_54" class="gfield gfield--type-section gfield--input-type-section gsection field_sublabel_below gfield--no-description field_description_below field_validation_below gfield_visibility_visible" data-js-reload="field_6_54" ><h3 class="gsection_title">Datos de contacto</h3></div><fieldset id="field_6_55" class="gfield gfield--type-name gfield--input-type-name gfield--width-full field_sublabel_below gfield--no-description field_description_below field_validation_below gfield_visibility_visible" data-js-reload="field_6_55" ><legend class='gfield_label gform-field-label gfield_label_before_complex' >Nombre completo</legend><div class='ginput_complex ginput_container ginput_container--name no_prefix has_first_name no_middle_name has_last_name no_suffix gf_name_has_2 ginput_container_name gform-grid-row' id='input_6_55'> <span id='input_6_55_3_container' class='name_first gform-grid-col gform-grid-col--size-auto' > <input type='text' name='input_55.3' id='input_6_55_3' value='' aria-required='false' /> <label for='input_6_55_3' class='gform-field-label gform-field-label--type-sub '>Nombre</label> </span> <span id='input_6_55_6_container' class='name_last gform-grid-col gform-grid-col--size-auto' > <input type='text' name='input_55.6' id='input_6_55_6' value='' aria-required='false' /> <label for='input_6_55_6' class='gform-field-label gform-field-label--type-sub '>Apellido</label> </span> </div></fieldset><div id="field_6_56" class="gfield gfield--type-email gfield--input-type-email gfield--width-full field_sublabel_below gfield--no-description field_description_below field_validation_below gfield_visibility_visible" data-js-reload="field_6_56" ><label class='gfield_label gform-field-label' for='input_6_56'>Email</label><div class='ginput_container ginput_container_email'> <input name='input_56' id='input_6_56' type='email' value='' class='large' aria-invalid="false" /> </div></div><fieldset id="field_6_57" class="gfield gfield--type-checkbox gfield--type-choice gfield--input-type-checkbox gfield--width-full gfield_contains_required field_sublabel_below gfield--no-description field_description_below field_validation_below gfield_visibility_visible" data-js-reload="field_6_57" ><legend class='gfield_label gform-field-label gfield_label_before_complex' >Consentimiento del tratado de datos<span class="gfield_required"><span class="gfield_required gfield_required_text">(Obligatorio)</span></span></legend><div class='ginput_container ginput_container_checkbox'><div class='gfield_checkbox ' id='input_6_57'><div class='gchoice gchoice_6_57_1'> <input class='gfield-choice-input' name='input_57.1' type='checkbox' value='yes' id='choice_6_57_1' /> <label for='choice_6_57_1' id='label_6_57_1' class='gform-field-label gform-field-label--type-inline'>Acepto los Términos y condiciones y he leído tanto la Política de privacidad como el Aviso legal</label> </div></div></div></fieldset><div id="field_6_45" class="gfield gfield--type-section gfield--input-type-section gsection field_sublabel_below gfield--no-description field_description_below field_validation_below 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x-container max width e400-e109 mb4-d mb4-e mb4-f mb4-g mb4-h mb4-i mb4-j mb4-k mb4-11 mb4-15 mb4-1t"><div class="x-row-inner"><div class="x-col e400-e110 mb4-23 mb4-24 mb4-25"><div class="x-text x-text-headline e400-e111 mb4-2g mb4-2i mb4-2j mb4-2k mb4-2l mb4-2m mb4-2n mb4-2q mb4-2u mb4-2x mb4-3e mb4-3f"><div class="x-text-content"><div class="x-text-content-text"><h2 class="x-text-content-text-primary"><p><strong>¿Por qué puedes confiar en el comparador de préstamos de ABC Finanzas?</strong></p></h2></div></div></div><div class="x-grid e400-e112 mb4-5m"><div class="x-cell e400-e113 mb4-5n"><i class="x-icon e400-e114 mb4-4k mb4-4l mb4-4m" aria-hidden="true" data-x-icon-l=""></i><div class="x-text x-text-headline e400-e115 mb4-2f mb4-2g mb4-2i mb4-2j mb4-2k mb4-2l mb4-2m mb4-2n mb4-2o mb4-2r mb4-3j"><div class="x-text-content"><div class="x-text-content-text"><p class="x-text-content-text-primary"><strong>Independencia</strong></p></div></div></div><div class="x-text x-content e400-e116 mb4-45 mb4-46 mb4-48 mb4-49 mb4-4a mb4-4b mb4-4f"><p style="text-align: left;"><span>Los productos financieros incluidos en nuestro buscador han sido seleccionados siguiendo una metodología clara y transparente, basada en criterios profesionales, con el fin de escoger aquellos que más beneficios y seguridad ofrezcan a los usuarios de todos los disponibles en el mercado.</span></p></div></div><div class="x-cell e400-e117 mb4-5n"><i class="x-icon e400-e118 mb4-4k mb4-4l mb4-4m" aria-hidden="true" data-x-icon-l=""></i><div class="x-text x-text-headline e400-e119 mb4-2f mb4-2g mb4-2i mb4-2j mb4-2k mb4-2l mb4-2m mb4-2n mb4-2o mb4-2r mb4-3j"><div class="x-text-content"><div class="x-text-content-text"><p class="x-text-content-text-primary"><strong>Empresas de contrastado prestigio</strong></p></div></div></div><div class="x-text x-content e400-e120 mb4-45 mb4-46 mb4-48 mb4-49 mb4-4a mb4-4b mb4-4f"><p style="text-align: justify;"><span>Sólo trabajamos con empresas de contrastado prestigio que ofrecen productos de calidad a sus clientes y operan con transparencia, rigor y estricta observancia a las leyes relativas a productos de financieros de España.</span></p></div></div><div class="x-cell e400-e121 mb4-5n"><i class="x-icon e400-e122 mb4-4k mb4-4l mb4-4m" aria-hidden="true" data-x-icon-l=""></i><div class="x-text x-text-headline e400-e123 mb4-2f mb4-2g mb4-2i mb4-2j mb4-2k mb4-2l mb4-2m mb4-2n mb4-2o mb4-2r mb4-3j"><div class="x-text-content"><div class="x-text-content-text"><p class="x-text-content-text-primary"><strong>Selección de expertos</strong></p></div></div></div><div class="x-text x-content e400-e124 mb4-45 mb4-46 mb4-48 mb4-49 mb4-4a mb4-4b mb4-4f"><p style="text-align: left;"><span>Los productos incluidos han sido cuidadosamente escogidos para ofrecer las mejores ofertas. Nuestro equipo ha prestado atención a criterios como los intereses, las comisiones, los plazos, la seguridad de las plataformas, la rapidez, la sencillez de uso o las promociones de los instrumentos listados.</span></p></div></div></div></div></div></div></div></div></div></div><div class="x-section e400-e125 mb4-0 mb4-2 mb4-4"><div class="x-row e400-e126 mb4-d mb4-e mb4-f mb4-g mb4-h mb4-i mb4-j mb4-k mb4-15 mb4-1u"><div class="x-row-inner"><div class="x-col e400-e127 mb4-23 mb4-24 mb4-25"><div class="x-section e400-e128 mb4-0 mb4-2 mb4-4"><div class="x-row x-container max width x-hide-sm x-hide-xs e400-e129 mb4-d mb4-e mb4-f mb4-g mb4-h mb4-i mb4-j mb4-k mb4-15 mb4-1v"><div class="x-row-inner"><div class="x-col e400-e130 mb4-23 mb4-24 mb4-25"><hr class="x-line e400-e131 mb4-5o mb4-5p"></hr><div class="x-text x-text-headline e400-e132 mb4-2g mb4-2j mb4-2k mb4-2l mb4-2m mb4-2n mb4-2t mb4-2u mb4-2v mb4-2z mb4-3h mb4-3r"><div class="x-text-content"><div class="x-text-content-text"><p class="x-text-content-text-primary"><strong><span style="color: #ae5100">MÁS INFORMACIÓN</strong></p></div></div></div></div><div class="x-col e400-e133 mb4-23 mb4-24 mb4-25"><div class="x-text x-text-headline has-graphic e400-e134 mb4-2f mb4-2g mb4-2i mb4-2j mb4-2k mb4-2l mb4-2m mb4-2n mb4-37 mb4-38 mb4-3c mb4-3i mb4-3s"><div class="x-text-content"><span class="x-graphic" aria-hidden="true"><i class="x-icon x-graphic-child x-graphic-icon x-graphic-primary" aria-hidden="true" data-x-icon-s=""></i></span><div class="x-text-content-text"><p class="x-text-content-text-primary"><a href="https://finanzas.abc.es/prestamos-rapidos/"><span style="text-decoration: underline;"><strong>Comparador de préstamos rápidos: online, sin papeleos y en poco tiempo</strong></span></a></p></div></div></div><div class="x-text x-text-headline has-graphic e400-e135 mb4-2g mb4-2i mb4-2j mb4-2k mb4-2l mb4-2m mb4-2n mb4-2u mb4-2v mb4-37 mb4-38 mb4-3c mb4-3i mb4-3s mb4-3t"><div class="x-text-content"><span class="x-graphic" aria-hidden="true"><i class="x-icon x-graphic-child x-graphic-icon x-graphic-primary" aria-hidden="true" data-x-icon-s=""></i></span><div class="x-text-content-text"><p class="x-text-content-text-primary"><a href="https://finanzas.abc.es/tarjetas-bancarias/tarjetas-prepago/"><span style="text-decoration: underline;"><strong>Tarjetas prepago o tarjetas monedero: descubre qué son y cómo conseguirlas</strong></span></a></p></div></div></div><div class="x-text x-text-headline has-graphic e400-e136 mb4-2g mb4-2i mb4-2j mb4-2k mb4-2l mb4-2m mb4-2n mb4-2u mb4-2v mb4-37 mb4-38 mb4-3c mb4-3i mb4-3s mb4-3t"><div class="x-text-content"><span class="x-graphic" aria-hidden="true"><i class="x-icon x-graphic-child x-graphic-icon x-graphic-primary" aria-hidden="true" data-x-icon-s=""></i></span><div class="x-text-content-text"><p class="x-text-content-text-primary"><span style="color: #000000;"><a href="https://finanzas.abc.es/cuentas-remuneradas/" style="color: #000000;"><span style="text-decoration: underline;"><strong>Las mejores cuentas remuneradas del mercado: hasta el 4% TAE, sin nómina ni condiciones</strong></span></a></span></p></div></div></div><div class="x-text x-text-headline has-graphic e400-e137 mb4-2g mb4-2i mb4-2j mb4-2k mb4-2l mb4-2m mb4-2n mb4-2u mb4-2v mb4-37 mb4-38 mb4-3c mb4-3i mb4-3s mb4-3t"><div class="x-text-content"><span class="x-graphic" aria-hidden="true"><i class="x-icon x-graphic-child x-graphic-icon x-graphic-primary" aria-hidden="true" data-x-icon-s=""></i></span><div class="x-text-content-text"><p class="x-text-content-text-primary"><a href="https://finanzas.abc.es/trading/"><span style="text-decoration: underline;"><strong>¿Qué es el trading y cómo invertir con él?</strong></span></a></p></div></div></div><div class="x-text x-text-headline has-graphic e400-e138 mb4-2g mb4-2i mb4-2j mb4-2k mb4-2l mb4-2m mb4-2n mb4-2u mb4-2v mb4-37 mb4-38 mb4-3c mb4-3i mb4-3s mb4-3t"><div class="x-text-content"><span class="x-graphic" aria-hidden="true"><i class="x-icon x-graphic-child x-graphic-icon x-graphic-primary" aria-hidden="true" data-x-icon-s=""></i></span><div class="x-text-content-text"><p class="x-text-content-text-primary"><a href="https://finanzas.abc.es/cuentas-sin-comisiones/"><span style="text-decoration: underline;"><strong>Las mejores cuentas sin comisiones: contrata la tuya online en solo unos minutos</strong></span></a></p></div></div></div><div class="x-text x-text-headline has-graphic e400-e139 mb4-2g mb4-2i mb4-2j mb4-2k mb4-2l mb4-2m mb4-2n mb4-2u mb4-2v mb4-37 mb4-38 mb4-3c mb4-3i mb4-3s mb4-3t"><div class="x-text-content"><span class="x-graphic" aria-hidden="true"><i class="x-icon x-graphic-child x-graphic-icon x-graphic-primary" aria-hidden="true" data-x-icon-s=""></i></span><div class="x-text-content-text"><p class="x-text-content-text-primary"><a href="https://finanzas.abc.es/reunificacion-de-deudas/"><span style="text-decoration: underline;"><strong>Reunificación de deudas: una sola cuota y mejores condiciones para todos tus pagos</strong></span></a></p></div></div></div></div></div></div><div class="x-row x-container max width x-hide-sm x-hide-xs e400-e140 mb4-d mb4-f mb4-g mb4-h mb4-i mb4-j mb4-k mb4-n mb4-o mb4-15 mb4-1w"><div class="x-row-inner"><div class="x-col e400-e141 mb4-23 mb4-24 mb4-25"><hr class="x-line e400-e142 mb4-5p mb4-5q"></hr></div></div></div><div class="x-row x-container max width e400-e143 mb4-d mb4-f mb4-g mb4-h mb4-i mb4-j mb4-k mb4-o mb4-z mb4-15 mb4-1x"><div class="x-row-inner"><div class="x-col e400-e144 mb4-23 mb4-24 mb4-25"><hr class="x-line e400-e145 mb4-5p mb4-5q"></hr><div class="x-text x-text-headline has-graphic e400-e146 mb4-2g mb4-2j mb4-2k mb4-2l mb4-2m mb4-2n mb4-2t mb4-2u mb4-2v mb4-2z mb4-30 mb4-37 mb4-38 mb4-3c mb4-3d mb4-3i mb4-3u"><div class="x-text-content"><span class="x-graphic" aria-hidden="true"><i class="x-icon x-graphic-child x-graphic-icon x-graphic-primary" aria-hidden="true" data-x-icon-o=""></i></span><div class="x-text-content-text"><p class="x-text-content-text-primary"><span style="color: #ae5100;">MÁS TEMAS: <a href="https://finanzas.abc.es/cuentas-sin-comisiones/"><span style="text-decoration: underline;"><span style="color: #555555; text-decoration: underline;">Cuentas sin comisiones</span></span></a> <a href="https://finanzas.abc.es/tarjetas-bancarias/"><span style="text-decoration: underline;"><span style="color: #555555; text-decoration: underline;">Tarjetas bancarias</span></span></a> <span style="text-decoration: underline; color: #555555;"><span><a href="https://finanzas.abc.es/comparador-de-prestamos/" style="color: #555555; text-decoration: underline;">Comparador de préstamos</a> </span></span></span></p></div></div></div></div></div></div></div></div></div></div></div><div class="x-section e400-e147 mb4-0 mb4-4 mb4-5"><div class="x-row x-container max width e400-e148 mb4-d mb4-e mb4-f mb4-g mb4-h mb4-i mb4-j mb4-k mb4-15 mb4-1y"><div class="x-row-inner"><div class="x-col e400-e149 mb4-23 mb4-24 mb4-25"><div class="x-tabs e400-e150 mb4-5r" data-x-element-tabs=""><div class="x-tabs-list"><ul role="tablist"><li role="presentation"><button id="tab-e400-e151" class="e400-e151 x-active" role="tab" aria-selected="true" aria-controls="panel-e400-e151" data-x-toggle="tab" data-x-toggleable="tab-item-e400-e151" data-x-toggle-group="tab-group-e400-e150"><span><strong>Preguntas frecuentes</strong></span></button></li><li role="presentation"><button id="tab-e400-e165" class="e400-e165" role="tab" aria-selected="false" aria-controls="panel-e400-e165" data-x-toggle="tab" data-x-toggleable="tab-item-e400-e165" data-x-toggle-group="tab-group-e400-e150"><span><strong>Últimos artículos</strong></span></button></li><li role="presentation"><button id="tab-e400-e173" class="e400-e173" role="tab" aria-selected="false" aria-controls="panel-e400-e173" data-x-toggle="tab" data-x-toggleable="tab-item-e400-e173" data-x-toggle-group="tab-group-e400-e150"><span><strong>Cómo trabajamos</strong></span></button></li></ul></div><div class="x-tabs-panels"><div id="panel-e400-e151" class="x-tabs-panel e400-e151 x-active" role="tabpanel" aria-labelledby="tab-e400-e151" aria-hidden="false" data-x-toggleable="tab-item-e400-e151"><div class="x-acc e400-e152 mb4-5s" id="x-acc-e400-e152"><div class="e400-e153 x-acc-item"><button id="tab-e400-e153" class="x-acc-header" role="button" type="button" aria-expanded="false" aria-controls="panel-e400-e153" data-x-toggle="collapse" data-x-toggleable="e400-e153"><span class="x-acc-header-content"><span class="x-acc-header-indicator"><i class="x-icon" aria-hidden="true" data-x-icon-s=""></i></span><span class="x-acc-header-text"><span style="color: #000000;"><strong>¿Hay bancos que conceden préstamos personales sin ser cliente?</strong></span></span></span></button><div id="panel-e400-e153" role="tabpanel" aria-hidden="true" aria-labelledby="tab-e400-e153" data-x-toggleable="e400-e153" data-x-toggle-collapse="1" class="x-collapsed"><div class="x-acc-content"><div class="x-text x-content e400-e154 mb4-45 mb4-46 mb4-48 mb4-49 mb4-4b mb4-4c mb4-4d"><p><strong>Respuesta corta:</strong> Sí.</p> <p><strong>Respuesta larga: </strong>Sí, varios de los préstamos personales que aparecerán en el listado que te enviará nuestro comparador pertenecen a entidades en las que no es necesario ser cliente de forma previa ni contratar productos adicionales para que te concedan financiación.</p> <p>En buena medida, esto se debe a que algunas de esas entidades son establecimientos financieros de crédito, unas empresas que, a efectos legales, no se consideran bancos como tal. Según informa el Banco de España, estas compañías están autorizadas para prestar dinero, actividad en la que se especializan, pero no para realizar otros servicios como guardar fondos de sus clientes en cuentas corrientes o emitir y gestionar tarjetas. Esto último sólo lo pueden hacer organizaciones que hayan obtenido una licencia bancaria completa, para lo que hay que cumplir con unos requisitos más exigentes que para constituir un establecimiento financiero de crédito.</p> <p>Por lo tanto, al no ofrecer más servicios que los préstamos personales, estas entidades no exigirán que el usuario ya sea cliente para ofrecerle financiación. Algunos de estos establecimientos, eso sí, están dispuestos a prestar más dinero o a cobrar menos intereses si el solicitante ya ha contratado otro crédito anteriormente con ellos y lo ha pagado sin problemas. Pero no se trata de un requisito, sino de una forma de premiar la fidelidad del cliente.</p></div></div></div></div><div class="e400-e155 x-acc-item"><button id="tab-e400-e155" class="x-acc-header" role="button" type="button" aria-expanded="false" aria-controls="panel-e400-e155" data-x-toggle="collapse" data-x-toggleable="e400-e155"><span class="x-acc-header-content"><span class="x-acc-header-indicator"><i class="x-icon" aria-hidden="true" data-x-icon-s=""></i></span><span class="x-acc-header-text"><strong>¿Puedo conseguir préstamos personales estando en ASNEF y sin aval?</strong></span></span></button><div id="panel-e400-e155" role="tabpanel" aria-hidden="true" aria-labelledby="tab-e400-e155" data-x-toggleable="e400-e155" data-x-toggle-collapse="1" class="x-collapsed"><div class="x-acc-content"><div class="x-text x-content e400-e156 mb4-45 mb4-46 mb4-48 mb4-49 mb4-4b mb4-4c mb4-4d"><p><strong>Respuesta corta:</strong>Sí, aunque depende mucho del caso.</p> <p><strong>Respuesta larga:</strong> Sí, es posible obtener préstamos personales estando en ASNEF y sin aval, pero dependerá mucho del caso. Aquí el factor clave es lo arriesgado que la entidad considere al usuario. Si estima que su peligro es bajo, a pesar de que esté inscrito en un fichero público de morosos, es posible que le conceda la financiación que necesita sin que requiera que otra persona le avale.</p></div></div></div></div><div class="e400-e157 x-acc-item"><button id="tab-e400-e157" class="x-acc-header" role="button" type="button" aria-expanded="false" aria-controls="panel-e400-e157" data-x-toggle="collapse" data-x-toggleable="e400-e157"><span class="x-acc-header-content"><span class="x-acc-header-indicator"><i class="x-icon" aria-hidden="true" data-x-icon-s=""></i></span><span class="x-acc-header-text"><strong>¿Cuánto dinero puedo conseguir con los préstamos personales?</strong></span></span></button><div id="panel-e400-e157" role="tabpanel" aria-hidden="true" aria-labelledby="tab-e400-e157" data-x-toggleable="e400-e157" data-x-toggle-collapse="1" class="x-collapsed"><div class="x-acc-content"><div class="x-text x-content e400-e158 mb4-45 mb4-46 mb4-48 mb4-49 mb4-4b mb4-4c mb4-4d"><p><strong>Respuesta corta: </strong>Entre 50 y 60.000 euros</p> <p><strong>Respuesta larga: </strong>Los préstamos personales ofrecen cantidades muy variadas que pueden partir desde sólo 50 euros hasta alcanzar los 60.000 euros. No obstante, que exista ese amplio margen no significa que todos los usuarios puedan acceder a dichas cantidades, pues dependerá tanto de la entidad elegida como del historial crediticio del solicitante.</p> <p>En primer lugar, hay financieras de préstamos personales que no ofrecen márgenes tan amplios. Así, algunas se especializan en microcréditos (entre 50 y 1.500 euros) o en préstamos rápidos (entre 2.000 y 10.000 euros), mientras que otras no aceptan conceder cantidades inferiores a 5.000 o 6.000 euros. En segundo lugar, si el historial crediticio del solicitante es malo, la entidad puede imponerle unos límites más ajustados de los que ofrece con carácter general al considerarlo un cliente de mayor riesgo.</p></div></div></div></div><div class="e400-e159 x-acc-item"><button id="tab-e400-e159" class="x-acc-header" role="button" type="button" aria-expanded="false" aria-controls="panel-e400-e159" data-x-toggle="collapse" data-x-toggleable="e400-e159"><span class="x-acc-header-content"><span class="x-acc-header-indicator"><i class="x-icon" aria-hidden="true" data-x-icon-s=""></i></span><span class="x-acc-header-text"><strong>¿Puedo conseguir préstamos personales sin nómina?</strong></span></span></button><div id="panel-e400-e159" role="tabpanel" aria-hidden="true" aria-labelledby="tab-e400-e159" data-x-toggleable="e400-e159" data-x-toggle-collapse="1" class="x-collapsed"><div class="x-acc-content"><div class="x-text x-content e400-e160 mb4-45 mb4-46 mb4-48 mb4-49 mb4-4b mb4-4c mb4-4d"><p><strong>Respuesta corta:</strong>Sí, siempre que puedas aportar cualquier otro justificante de ingresos.</p> <p><strong>Respuesta larga: </strong>Sí, muchos préstamos personales solicitan que el interesado presente un justificante de ingresos válido, que puede ser cualquier documento oficial en el que aparezca los beneficios que obtiene de forma recurrente por cualquier vía, ya sea por una actividad como autónomo, una pensión o una prestación pública por desempleo, entre otras.</p> <p>Sí es cierto que disponer de una nómina como justificante de ingresos es la mejor garantía para conseguir un préstamo personal, puesto que da mucha seguridad a las entidades al ser un ingreso constante y regular de dinero que el usuario percibe por contrato, de tal forma que es más difícil que deje de obtenerlo y, en caso de que sea despedido, el afectado tendrá derecho a una serie de garantías monetarias como el finiquito o la prestación pública por desempleo que le permitirán seguir afrontando los pagos de sus cuotas.</p> <p>Con otros tipos de ingresos la cosa se puede complicar un poco, puesto que en algunos casos no son constantes mes a mes (autónomos) y en otros suelen ser más reducidos que una nómina (pensiones o desempleo), por lo que las entidades tendrán que estudiar más exhaustivamente el caso para estar seguras de que el solicitante tiene la solvencia suficiente como para poder devolver el dinero prestado sin problemas.</p> <p>Algunas entidades sí pueden negarse a conceder sus préstamos personales a usuarios sin nómina, pero no son la mayoría y el mercado crediticio ofrece tantas alternativas que es relativamente sencillo encontrar financieras que estén dispuestas a aceptar otros tipos de justificantes de ingresos.</p> <p>Para facilitarte la tarea, además, nuestro comparador te ofrece la posibilidad de especificar el tipo de ingreso que percibes regularmente para filtrar las entidades que los aceptan como justificante y enviarte una lista en la que sólo aparezcan préstamos personales a los que puedas acceder con ese tipo de ganancias, de tal manera que ahorrarás mucho tiempo y esfuerzos.</p></div></div></div></div><div class="e400-e161 x-acc-item"><button id="tab-e400-e161" class="x-acc-header" role="button" type="button" aria-expanded="false" aria-controls="panel-e400-e161" data-x-toggle="collapse" data-x-toggleable="e400-e161"><span class="x-acc-header-content"><span class="x-acc-header-indicator"><i class="x-icon" aria-hidden="true" data-x-icon-s=""></i></span><span class="x-acc-header-text"><strong>¿Qué ocurre si no puedo pagar la cuota de mi préstamo personal?</strong></span></span></button><div id="panel-e400-e161" role="tabpanel" aria-hidden="true" aria-labelledby="tab-e400-e161" data-x-toggleable="e400-e161" data-x-toggle-collapse="1" class="x-collapsed"><div class="x-acc-content"><div class="x-text x-content e400-e162 mb4-45 mb4-46 mb4-48 mb4-49 mb4-4b mb4-4c mb4-4d"><p><strong>Respuesta corta: </strong>Se activarán comisiones e intereses por mora, por lo que el coste del producto se encarecerá rápidamente, y si transcurren tres meses desde el primer impago la entidad podrá inscribirte en el fichero público de morosos de la ASNEF.</p> <p><strong>Respuesta larga: </strong>Lo primero que ocurre cuando un usuario no puede pagar una cuota de su préstamo personal es que se activan diversas comisiones e intereses por mora, variables que encarecen rápidamente el coste del producto porque suelen ser elevadas y muchas de ellas se cargan a diario, de tal forma que la deuda crecerá exponencialmente hasta que se resuelva el impago.</p> <p>En el caso de no resolverlo, una vez hayan transcurrido tres meses desde que se dejó de pagar por primera vez, la entidad acreedora tendrá derecho a inscribir al cliente en el fichero público de morosos de la ASNEF. Esto no hará sino multiplicar los problemas del afectado, puesto que además de tener una deuda pendiente, muchas empresas podrán negarse a prestarle servicios por tener cuentas sin saldar con otras compañías, tales como eléctricas, aseguradoras o telefónicas. De esta forma, el usuario puede encontrar dificultades para conseguir aprovisionamientos básicos del hogar.</p> <p>Para evitar este tipo de situaciones, lo ideal es tomar medidas preventivas antes de que se produzca el impago. Si el usuario ya es consciente de que no va a poder afrontar el siguiente vencimiento de su préstamo personal, puede tratar de negociar con la entidad para conseguir facilidades de pago antes de que se ejecute la siguiente mensualidad.</p> <p>En este sentido, el cliente tiene dos alternativas. Por una parte, ofrecerle a la financiera renegociar las condiciones del producto con el objetivo de reducir el importe de las cuotas hasta una cantidad que le sea más fácil de pagar. Para conseguir esto, lo más habitual es prolongar el plazo de devolución. De esta forma, el coste será mayor a la larga, puesto que cuanto más se prolongue el reintegro del préstamo personal, más tiempo cobrará intereses la entidad, pero al menos evitará caer en impagos y sobreendeudarse como consecuencia de las comisiones por mora.</p> <p>Otra alternativa es pedirle a la entidad que le conceda un periodo de carencia, esto es, que por un tiempo determinado, en general varios meses, no le cobre los intereses o la amortización del capital, de tal manera que la cuota se reduzca, o ninguna de las dos, con lo que no pagaría nada por un tiempo. Esta solución suele tener menos acogida por parte de las financieras que la renegociación de las condiciones, pues con ella pueden dejar de percibir ingresos por un tiempo y no obtienen beneficio alguno, mientras que con la renegociación no sólo no dejan de recibir dinero en ningún momento sino que, además, la empresa crediticia ganará más a la larga al cobrar intereses por un periodo mayor al acordado inicialmente.</p> <p>En ambos casos, no obstante, hay que tener en cuenta que se trata de una propuesta que el cliente hace a la entidad para cambiar las condiciones de un contrato ya firmado por las partes, por lo que la financiera tiene todo el derecho a negarse y remitirse a lo pactado y rubricado en dicho documento.</p> <p>Si la entidad se niega a ofrecer estas facilidades, el afectado aún tiene una última posibilidad para no caer en impagos: recurrir a una reunificación de deudas. Este tipo de préstamo personal está pensado para que el usuario cancele todos los adeudos que tiene pendientes y los unifique en una sola cuota. Se trata, en definitiva, de pedir un crédito para pagar otro, algo que no suele ser muy recomendable pero que, en el caso que nos ocupa, puede ser una buena solución para evitar el impago.</p> <p>Lo más probable es que la reunificación de deudas resulte más cara a la larga que el préstamo personal que ha ayudado a liquidar, pero al menos permitirá al usuario obtener condiciones más ventajosas que le ayuden a evitar impagos. Además, aunque su coste sea algo superior, siempre será menor del que tendría el crédito anterior al activarse las comisiones por mora.</p></div></div></div></div><div class="e400-e163 x-acc-item"><button id="tab-e400-e163" class="x-acc-header" role="button" type="button" aria-expanded="false" aria-controls="panel-e400-e163" data-x-toggle="collapse" data-x-toggleable="e400-e163"><span class="x-acc-header-content"><span class="x-acc-header-indicator"><i class="x-icon" aria-hidden="true" data-x-icon-s=""></i></span><span class="x-acc-header-text"><strong>¿Tengo que justificar la finalidad de mi préstamo personal?</strong></span></span></button><div id="panel-e400-e163" role="tabpanel" aria-hidden="true" aria-labelledby="tab-e400-e163" data-x-toggleable="e400-e163" data-x-toggle-collapse="1" class="x-collapsed"><div class="x-acc-content"><div class="x-text x-content e400-e164 mb4-45 mb4-46 mb4-48 mb4-49 mb4-4b mb4-4c mb4-4d"><p><strong>Respuesta corta:</strong> Depende de la entidad.</p> <p><strong>Respuesta larga: </strong>Hay entidades que sí solicitarán al usuario que les informe de la finalidad para la que solicita el préstamo, mientras que otras no lo harán. En general, si el importe es alto, es decir, si supera los 3.000 o 4.000 euros, la financiera solicitará este dato, aunque no siempre.</p> <p>La finalidad del préstamo personal es un dato más que las entidades utilizan en su toma de decisión, pues en función del propósito las financieras estarán más o menos dispuestas a prestar su dinero al solicitante. Aportar el justificante del motivo por el que se solicita financiación, además, dará mayor seguridad a estas empresas, lo que hará que se fíen más del usuario y estén más dispuestas a aceptar su solicitud.</p> <p>Es preciso destacar que mentir en la finalidad del préstamo personal si la entidad precisa esta información puede tener consecuencias bastante negativas. Para empezar, el usuario perderá por completo la confianza de la financiera, por lo que ésta rechazará prestarle servicios en el futuro con casi total seguridad. Y, lo que es peor, si la empresa crediticia es capaz de demostrar que efectivamente ha faltado a la verdad, el cliente puede enfrentarse a cargos judiciales por ello.</p></div></div></div></div></div></div><div id="panel-e400-e165" class="x-tabs-panel e400-e165" role="tabpanel" aria-labelledby="tab-e400-e165" aria-hidden="true" data-x-toggleable="tab-item-e400-e165"><div class="x-row e400-e166 mb4-d mb4-e mb4-f mb4-g mb4-h mb4-j mb4-12 mb4-13 mb4-1z"><div class="x-row-inner"><a class="x-col e400-e167 mb4-23 mb4-24 mb4-26 mb4-27 mb4-2a mb4-2b" href="https://finanzas.abc.es/noticias-financieras/tipo-interes-neutro-bce-2025/" data-x-effect-provider="colors effects particles"><figure class="x-div e400-e168 mb4-4o mb4-4p mb4-4q mb4-4r mb4-4s mb4-4t mb4-4w mb4-4x mb4-50 mb4-52 mb4-53 mb4-54 mb4-55 mb4-56"><span class="x-image e400-e169 mb4-42 mb4-43 mb4-44"><img decoding="async" src="https://finanzas.abc.es/wp-content/uploads/2025/02/Tipo-de-interes-neutro-image-ABC.png" width="600" height="314" alt="Featured image for “El BCE sitúa el tipo de interés neutro entre el 1,75% y el 2,25% en 2025: qué es y cómo te afecta”" loading="lazy"></span></figure><article class="x-div e400-e170 mb4-4u mb4-4v mb4-4w mb4-4x mb4-4y mb4-50 mb4-57"><div class="x-text x-text-headline e400-e171 mb4-2f mb4-2g mb4-2i mb4-2j mb4-2l mb4-2o mb4-3o mb4-3v mb4-8"><div class="x-text-content"><div class="x-text-content-text"><p class="x-text-content-text-primary">El BCE sitúa el tipo de interés neutro entre el 1,75% y el 2,25% en 2025: qué es y cómo te afecta</p></div></div></div><div class="x-text x-content e400-e172 mb4-45 mb4-46 mb4-49 mb4-4b mb4-4c mb4-4d mb4-4g">El Banco Central Europeo (BCE) siguió en enero con su relajación de la política monetaria. La institución presidida por Christine Lagarde bajó los tipos de interés por cuarta vez consecutiva, con un recorte de 25…</div></article></a><a class="x-col e400-e167 mb4-23 mb4-24 mb4-26 mb4-27 mb4-2a mb4-2b" href="https://finanzas.abc.es/noticias-financieras/2025-pedir-hipotecas/" data-x-effect-provider="colors effects particles"><figure class="x-div e400-e168 mb4-4o mb4-4p mb4-4q mb4-4r mb4-4s mb4-4t mb4-4w mb4-4x mb4-50 mb4-52 mb4-53 mb4-54 mb4-55 mb4-56"><span class="x-image e400-e169 mb4-42 mb4-43 mb4-44"><img decoding="async" src="https://finanzas.abc.es/wp-content/uploads/2025/01/2025-buen-ano-hipoteca.png" width="600" height="314" alt="Featured image for “El 2025, un buen año para pedir hipotecas: los intereses bajarán mucho debido a las políticas del BCE”" loading="lazy"></span></figure><article class="x-div e400-e170 mb4-4u mb4-4v mb4-4w mb4-4x mb4-4y mb4-50 mb4-57"><div class="x-text x-text-headline e400-e171 mb4-2f mb4-2g mb4-2i mb4-2j mb4-2l mb4-2o mb4-3o mb4-3v mb4-8"><div class="x-text-content"><div class="x-text-content-text"><p class="x-text-content-text-primary">El 2025, un buen año para pedir hipotecas: los intereses bajarán mucho debido a las políticas del BCE</p></div></div></div><div class="x-text x-content e400-e172 mb4-45 mb4-46 mb4-49 mb4-4b mb4-4c mb4-4d mb4-4g">El año 2025 va a ser un buen ejercicio para los solicitantes de hipotecas, que van a ver cómo se reducen los intereses de estos productos considerablemente respecto a lo que ha venido siendo habitual…</div></article></a><a class="x-col e400-e167 mb4-23 mb4-24 mb4-26 mb4-27 mb4-2a mb4-2b" href="https://finanzas.abc.es/noticias-financieras/financiar-coche/" data-x-effect-provider="colors effects particles"><figure class="x-div e400-e168 mb4-4o mb4-4p mb4-4q mb4-4r mb4-4s mb4-4t mb4-4w mb4-4x mb4-50 mb4-52 mb4-53 mb4-54 mb4-55 mb4-56"><span class="x-image e400-e169 mb4-42 mb4-43 mb4-44"><img decoding="async" src="https://finanzas.abc.es/wp-content/uploads/2024/11/Financiar-coche-Finanzas-ABC.png" width="450" height="275" alt="Featured image for “Financiar el coche: entre el concesionario o un banco, ¿cuál es la mejor opción?”" loading="lazy"></span></figure><article class="x-div e400-e170 mb4-4u mb4-4v mb4-4w mb4-4x mb4-4y mb4-50 mb4-57"><div class="x-text x-text-headline e400-e171 mb4-2f mb4-2g mb4-2i mb4-2j mb4-2l mb4-2o mb4-3o mb4-3v mb4-8"><div class="x-text-content"><div class="x-text-content-text"><p class="x-text-content-text-primary">Financiar el coche: entre el concesionario o un banco, ¿cuál es la mejor opción?</p></div></div></div><div class="x-text x-content e400-e172 mb4-45 mb4-46 mb4-49 mb4-4b mb4-4c mb4-4d mb4-4g">La compra de un coche implica, en general, un importante desembolso para cualquier usuario, motivo por el que muchas personas necesitan pedir financiación para acometer la operación. Pero incluso aquellos que dispongan de la cantidad…</div></article></a><a class="x-col e400-e167 mb4-23 mb4-24 mb4-26 mb4-27 mb4-2a mb4-2b" href="https://finanzas.abc.es/noticias-financieras/prestamos-sin-verificar-banca-online/" data-x-effect-provider="colors effects particles"><figure class="x-div e400-e168 mb4-4o mb4-4p mb4-4q mb4-4r mb4-4s mb4-4t mb4-4w mb4-4x mb4-50 mb4-52 mb4-53 mb4-54 mb4-55 mb4-56"><span class="x-image e400-e169 mb4-42 mb4-43 mb4-44"><img decoding="async" src="https://finanzas.abc.es/wp-content/uploads/2024/06/Prestamos-sin-verificar-banca-online-ABC.jpg" width="627" height="418" alt="Featured image for “Préstamos sin verificar banca online: encuentra el tuyo en enero 2025”" loading="lazy"></span></figure><article class="x-div e400-e170 mb4-4u mb4-4v mb4-4w mb4-4x mb4-4y mb4-50 mb4-57"><div class="x-text x-text-headline e400-e171 mb4-2f mb4-2g mb4-2i mb4-2j mb4-2l mb4-2o mb4-3o mb4-3v mb4-8"><div class="x-text-content"><div class="x-text-content-text"><p class="x-text-content-text-primary">Préstamos sin verificar banca online: encuentra el tuyo en enero 2025</p></div></div></div><div class="x-text x-content e400-e172 mb4-45 mb4-46 mb4-49 mb4-4b mb4-4c mb4-4d mb4-4g">La mayoría de entidades financieras buscan facilitar y agilizar los procesos de solicitud para poder dar una respuesta en el menor tiempo posible. Por ese motivo surgieron los préstamos sin papeleos, cuya única diferencia es…</div></article></a><a class="x-col e400-e167 mb4-23 mb4-24 mb4-26 mb4-27 mb4-2a mb4-2b" href="https://finanzas.abc.es/noticias-financieras/prestamos-para-financiar-vacaciones/" data-x-effect-provider="colors effects particles"><figure class="x-div e400-e168 mb4-4o mb4-4p mb4-4q mb4-4r mb4-4s mb4-4t mb4-4w mb4-4x mb4-50 mb4-52 mb4-53 mb4-54 mb4-55 mb4-56"><span class="x-image e400-e169 mb4-42 mb4-43 mb4-44"><img decoding="async" src="https://finanzas.abc.es/wp-content/uploads/2024/06/Prestamos-para-vacaciones-ABC.png" width="450" height="275" alt="Featured image for “Los mejores préstamos para las vacaciones de verano 2024: fáciles, rápidos y sin intereses”" loading="lazy"></span></figure><article class="x-div e400-e170 mb4-4u mb4-4v mb4-4w mb4-4x mb4-4y mb4-50 mb4-57"><div class="x-text x-text-headline e400-e171 mb4-2f mb4-2g mb4-2i mb4-2j mb4-2l mb4-2o mb4-3o mb4-3v mb4-8"><div class="x-text-content"><div class="x-text-content-text"><p class="x-text-content-text-primary">Los mejores préstamos para las vacaciones de verano 2024: fáciles, rápidos y sin intereses</p></div></div></div><div class="x-text x-content e400-e172 mb4-45 mb4-46 mb4-49 mb4-4b mb4-4c mb4-4d mb4-4g">Las vacaciones de verano están a la vuelta de la esquina y son muchos los que están inmersos en su organización, desde la reserva de la estancia hasta la planificación del medio de transporte que…</div></article></a></div></div></div><div id="panel-e400-e173" class="x-tabs-panel e400-e173" role="tabpanel" aria-labelledby="tab-e400-e173" aria-hidden="true" data-x-toggleable="tab-item-e400-e173"><div class="x-text x-content e400-e174 mb4-45 mb4-46 mb4-48 mb4-49 mb4-4b mb4-4c mb4-4d"><h4><strong>Encuentra los mejores productos con ABC Finanzas</strong></h4> <p>Desde ABC Finanzas intentamos ofrecer una amplia variedad de productos de gran calidad que puedan satisfacer las necesidades de los lectores. En nuestras páginas encontrarás productos bancarios, como tarjetas, cuentas y depósitos a plazo fijo; préstamos, entre los que encontramos microcréditos, préstamos rápidos, préstamos personales, de reunificación de deudas o líneas de crédito; y productos de trading, donde encontrarás un listado de entidades con las que podrás participar en los mercados.</p> <p>Para determinar el producto adecuado medimos diferentes variables que creemos determinantes: las comisiones, los costes, el importe prestado en el caso de los préstamos, los productos en los que invertir con los brókeres de trading, la operativa con las cuentas y tarjetas bancarias, etc.</p> <p>En nuestras páginas tienes dos opciones para encontrar el producto que buscas:</p></div><div class="x-text x-text-headline has-graphic e400-e175 mb4-2g mb4-2j mb4-2k mb4-2l mb4-2m mb4-2n mb4-2u mb4-2v mb4-2y mb4-32 mb4-34 mb4-35 mb4-3a mb4-3b mb4-3c mb4-3g mb4-3i mb4-3l mb4-3n mb4-3q mb4-3w"><div class="x-text-content"><span class="x-graphic" aria-hidden="true"><i class="x-icon x-graphic-child x-graphic-icon x-graphic-primary" aria-hidden="true" data-x-icon-l=""></i></span><div class="x-text-content-text"><p class="x-text-content-text-primary">El ranking</p><span class="x-text-content-text-subheadline">Puedes ver un listado de las opciones disponibles para comparar sus características y decidir, en base a ellas, qué producto deseas contratar. El objetivo de esta lista es hacer más sencillo el proceso de comparación, ya que las características principales se recogen en un mismo lugar, evitando tener que visitar diferentes páginas para recopilar los datos.</span></div></div></div><div class="x-text x-text-headline has-graphic e400-e176 mb4-2g mb4-2j mb4-2k mb4-2l mb4-2m mb4-2n mb4-2u mb4-2v mb4-2y mb4-32 mb4-34 mb4-35 mb4-3a mb4-3b mb4-3c mb4-3g mb4-3i mb4-3l mb4-3n mb4-3q mb4-3w"><div class="x-text-content"><span class="x-graphic" aria-hidden="true"><i class="x-icon x-graphic-child x-graphic-icon x-graphic-primary" aria-hidden="true" data-x-icon-l=""></i></span><div class="x-text-content-text"><p class="x-text-content-text-primary">Comparador de préstamos</p><span class="x-text-content-text-subheadline">Esta herramienta solo está disponible en las páginas de préstamos. Tras completar un formulario, el lector recibirá una lista de opciones de préstamo a las que puede optar. 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Valenciana</a><br /> <a href="https://www.abc.es/espana/galicia/">Galicia</a><br /> <a href="https://www.abc.es/espana/navarra/">Navarra</a><br /> <a href="https://www.abc.es/espana/murcia/">Murcia</a><br /> <a href="https://www.abc.es/espana/pais-vasco/">País Vasco</a></p></div></div><div class="x-cell e2532-e34 m1yc-v m1yc-x"><hr class="x-line e2532-e35 m1yc-14 m1yc-15"></hr><a href="https://www.abc.es/internacional/" class="x-text x-text-headline e2532-e36 m1yc-17 m1yc-18 m1yc-19 m1yc-1a"><div class="x-text-content"><div class="x-text-content-text"><p class="x-text-content-text-primary"><strong>Internacional</strong></p></div></div></a><hr class="x-line e2532-e37 m1yc-14 m1yc-16"></hr><a href="https://www.abc.es/economia/" class="x-text x-text-headline e2532-e38 m1yc-17 m1yc-18 m1yc-19 m1yc-1b"><div class="x-text-content"><div class="x-text-content-text"><p class="x-text-content-text-primary"><strong>Economia</strong></p></div></div></a><div class="x-text x-content e2532-e39 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href="https://www.abc.es/play/television/">Televisión</a><br /> <a href="https://www.abc.es/play/television/eurovision/">Eurovisión 2024</a><br /> <a href="https://www.abc.es/play/series/">Series</a><br /> <a href="https://www.abc.es/play/cine/">Cine</a></p></div><hr class="x-line e2532-e58 m1yc-14 m1yc-16"></hr><a href="https://www.abc.es/historia/" class="x-text x-text-headline e2532-e59 m1yc-17 m1yc-18 m1yc-19 m1yc-1b"><div class="x-text-content"><div class="x-text-content-text"><p class="x-text-content-text-primary"><strong>Historia</strong></p></div></div></a><hr class="x-line e2532-e60 m1yc-14 m1yc-16"></hr><a href="https://www.abc.es/archivo/" class="x-text x-text-headline e2532-e61 m1yc-17 m1yc-18 m1yc-19 m1yc-1b"><div class="x-text-content"><div class="x-text-content-text"><p class="x-text-content-text-primary"><strong>Archivo ABC</strong></p></div></div></a></div><div class="x-cell e2532-e62 m1yc-v m1yc-x"><hr class="x-line e2532-e63 m1yc-14 m1yc-15"></hr><a 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