Home — TreasuryDirect

<!DOCTYPE html> <html lang="en"> <head> <meta charset="UTF-8"> <meta name="viewport" content="initial-scale=1"> <title>Home — TreasuryDirect</title> <link rel="stylesheet" type="text/css" href="/styles/style.css"> <link rel="icon" href="/images/favicon.svg" type="image/svg+xml"> <style> .scrollButton:hover{ background-color: #0379ca; opacity: 100% !important; } </style> </head> <body> <div class="container"> <a class="sr-only sr-only-focusable" href="#main">Skip Navigation</a> </div> <div class="text-white bg-usa-blue-dark" role="banner"> <div class="container-xxl"> <div class="row"> <div class="col-md py-1 media small"> <img class="align-self-center mr-2" src="/images/icons/us_flag_small.png" alt="U.S. flag"> <div class="media-body"> <span class="mr-2">An official website of the United States government</span> <a class="d-block d-md-inline-block text-td-blue-light arrow-collapse" role="button" href="#" data-toggle="collapse" data-target="#official-site-collapse" aria-expanded="false" aria-controls="official-site-collapse"> Here’s how you know <svg class="bi-chevron-down" width="1.1em" height="1.1em" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 320 512"><path fill="currentColor" d="M143 352.3L7 216.3c-9.4-9.4-9.4-24.6 0-33.9l22.6-22.6c9.4-9.4 24.6-9.4 33.9 0l96.4 96.4 96.4-96.4c9.4-9.4 24.6-9.4 33.9 0l22.6 22.6c9.4 9.4 9.4 24.6 0 33.9l-136 136c-9.2 9.4-24.4 9.4-33.8 0z"/></svg> </a> </div> </div> <div class="col-md py-1 border-top border-md-0 border-usa-gray-light small text-md-right"> <a class="text-white" href="https://www.treasury.gov" target="_blank" rel="nofollow noopener noreferrer">U.S. Department of the Treasury</a> </div> </div> </div> <div id="official-site-collapse" class="collapse container-xxl border-top border-md-0 border-usa-gray-light"> <div class="row"> <div class="p-3 col-md-6"> <div class="media"> <img class="w-2-5em h-2-5em mr-2" src="/images/icons/icon-dot-gov.svg" alt=""> <div class="media-body"> <strong>Official websites use .gov</strong><br> A <strong>.gov</strong> website belongs to an official government organization in the United States. </div> </div> </div> <div class="p-3 col-md-6"> <div class="media"> <img class="w-2-5em h-2-5em mr-2" src="/images/icons/icon-https.svg" alt=""> <div class="media-body"> <strong>Secure .gov websites use HTTPS</strong><br> A <strong>lock</strong> (<span class="icon-lock-white"></span>) or <strong>https://</strong> means you’ve safely connected to the .gov website. 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<main id="main"> <section class="stage-home" style="background-image: url(/images/homepage-stage-bg-1.jpg);"> <div class="container-xxl"> <div class="row pt-4 pb-5 justify-content-between"> <div class="col-12 col-md-6 col-lg-7"> <div class="overlay alt-1"> <h1 class="h2 mt-0">About TreasuryDirect</h1> <p>TreasuryDirect.gov is the one and only place to electronically buy and redeem U.S. Savings Bonds. We also offer electronic sales and auctions of other U.S.-backed investments to the general public, financial professionals, and state and local governments.</p> <div class="buttons-block"> <div class="wrapper"> <a class="btn btn-outline-td-blue" href="/about/" >More About TreasuryDirect</a> </div> </div> </div> </div>  <div class="col col-md-6 col-lg-4"> <div class="login-box"> <div class="heading"> <h1 class="mt-0 mb-3">Login</h1> <img src="/images/logo-treasurydirect-color.svg" alt="TreasuryDirect logo"> </div>  <div class="buttons-block"> <div class="wrapper"> <a class="btn btn-td-blue" href="/log-in/" >Log In</a> </div> </div>  <div class="help-links"> <a href="/log-in/">Login Help</a> <a href="/RS/UN-AccountCreate.do" target="_blank" rel="noreferrer noopener">Open a New Account</a> </div>  <div class="logo-wrapper"> <a class="logo no-icon" href="https://fedinvest.fiscal.treasury.gov/" target="_blank" rel="noreferrer noopener"> <img src="/images/logo-fedinvest.svg" alt="FedInvest logo"> </a> <a class="logo no-icon" target="_blank" rel="noreferrer noopener" href="https://slgsafe.fiscal.treasury.gov/"> <img src="/images/logo-slgsafe.svg" alt="SLGSafe logo"> </a> </div> </div> </div> </div>  </div> </section> <section> <div class="section-container container-xxl"> <div class="alert alert-system" role="alert"> <div class="row"> <div class="col-md-9"> <p>Direct File is a new IRS service that <strong>allows eligible people to prepare and file their tax return online, for free, directly</strong> with the IRS – saving them time and money. Learn more and file your taxes at: <a href="https://directfile.irs.gov?utm_source=treasury&utm_medium=blog&utm_campaign=directfile&utm_id=C%26L&utm_content=link" target="_blank" rel="noopener noreferrer">directfile.irs.gov</a></p> </div> <div class="col-md-3"> <a class="logo no-icon" href="https://directfile.irs.gov?utm_source=treasury&utm_medium=blog&utm_campaign=directfile&utm_id=C%26L&utm_content=link" target="_blank" rel="noopener noreferrer"><img style="width: 100%" src="/images/icons/IRS-DF-logo.png"></a> </div> </div> </div> <div class="body-copy"> <h2 class="h1">Savings Bonds</h2> </div> <div class="card-deck"> <div class="subpage-box card"> <a href="/savings-bonds/buy-a-bond/"> <div class="card-body"> <p class="card-text">Buy or Gift a Savings Bond</p> </div> </a> </div> <div class="subpage-box card"> <a href="/savings-bonds/cashing-a-bond/"> <div class="card-body"> <p class="card-text">Cash In a Savings Bond</p> </div> </a> </div> <div class="subpage-box card"> <a href="/savings-bonds/savings-bond-calculator/"> <div class="card-body"> <p class="card-text">Find the Value of My Bond</p> </div> </a> </div> <div class="subpage-box card"> <a href="/savings-bonds/treasury-hunt/"> <div class="card-body"> <p class="card-text">Search for Treasury Securities</p> </div> </a> </div> <div class="subpage-box card"> <a href="/savings-bonds/manage-bonds/"> <div class="card-body"> <p class="card-text">Manage Savings Bonds</p> </div> </a> </div> </div> </div> </section> <section> <div class="section-container container-xxl"> <div class="body-copy"> <h2 class="h1">Today’s Rates</h2> </div> <div class="card-deck rate-boxes-group"> <div class="rate-box card"> <div class="card-body"> <div class="negate"> <div class="consume"> <a class="security-link h2 mt-0" href="/savings-bonds/ee-bonds/">Series EE Savings Bonds</a> <div class="rate"></div> <div class="rate">2.60%</div> <p>For EE bonds issued November 1, 2024 to April 30, 2025.</p> </div> </div> </div> </div> <div class="rate-box card"> <div class="card-body"> <div class="negate"> <div class="consume"> <a class="security-link h2 mt-0" href="/savings-bonds/i-bonds/">Series I Savings Bonds</a> <div class="rate"></div> <div class="rate">3.11%</div> <p>This includes a fixed rate of 1.20%</p> <p>For I bonds issued November 1, 2024 to April 30, 2025.</p> </div> </div> </div> </div> </div> <div class="buttons-block"> <div class="wrapper"> <a class="btn btn-td-blue" href="/savings-bonds/" >More About Savings Bonds</a> </div> </div> <div class="card-deck rate-boxes-group"> <div class="rate-box card"> <div class="card-body"> <div class="negate"> <div class="consume"> <a class="security-link h2 mt-0" href="/marketable-securities/treasury-bonds/">30-Year Bonds</a> <div id="30-Year"></div> </div> </div> </div> </div> <script type="text/javascript"> document.addEventListener('DOMContentLoaded', function () { var hostLocation = 'https://www.treasurydirect.gov'; if (!window.location.origin) { window.location.origin = window.location.protocol + "//" + window.location.hostname + (window.location.port ? ':' + window.location.port: ''); } if (window.location.origin === 'https://acc.treasurydirect.gov'){ hostLocation = 'https://acc.treasurydirect.gov'; } function dateConverter(rawDate) { return rawDate.substr(5, 2) + '\/' + rawDate.substr(8, 2) + '\/' + rawDate.substr(0, 4); } function decimalConverter(rawNumber, decimalSpaces) { if (rawNumber === "") { return rawNumber; } else { return parseFloat(rawNumber).toFixed(decimalSpaces); } } let securityElm = document.getElementById('30-Year'); $.getJSON(`${hostLocation}/TA_WS/securities/auctioned?format=jsonp&limitByTerm=true&type=Bond&callback=?`, function (data) { let securityData = 'Bond' === 'FRN' ? data : data.filter(item => item.term.includes('30-Year')); let percentageType; if ('Bond' === 'Bill') { percentageType = decimalConverter(securityData[0].highInvestmentRate, 3) } else if ('Bond' === 'FRN') { percentageType = decimalConverter(securityData[0].spread, 3) } else if (decimalConverter(securityData[0].interestRate, 3) !== null) { percentageType = decimalConverter(securityData[0].interestRate, 3) } else { let securityType = 'Bond'; securityElm.innerHTML = ` <div class="rate">No scheduled ${securityType} offerings.</div> `; } if (percentageType !== null) { securityElm.innerHTML = ` <div class="rate">${percentageType}%</div> <p>Issued ${dateConverter(securityData[0].issueDate)}. Price per $100: ${securityData[0].pricePer100}. CUSIP ${securityData[0].cusip}.</p> `; } }); }); </script> <div class="rate-box card"> <div class="card-body"> <div class="negate"> <div class="consume"> <a class="security-link h2 mt-0" href="/marketable-securities/treasury-notes/">10-Year Notes</a> <div id="10-Year"></div> </div> </div> </div> </div> <script type="text/javascript"> document.addEventListener('DOMContentLoaded', function () { var hostLocation = 'https://www.treasurydirect.gov'; if (!window.location.origin) { window.location.origin = window.location.protocol + "//" + window.location.hostname + (window.location.port ? ':' + window.location.port: ''); } if (window.location.origin === 'https://acc.treasurydirect.gov'){ hostLocation = 'https://acc.treasurydirect.gov'; } function dateConverter(rawDate) { return rawDate.substr(5, 2) + '\/' + rawDate.substr(8, 2) + '\/' + rawDate.substr(0, 4); } function decimalConverter(rawNumber, decimalSpaces) { if (rawNumber === "") { return rawNumber; } else { return parseFloat(rawNumber).toFixed(decimalSpaces); } } let securityElm = document.getElementById('10-Year'); $.getJSON(`${hostLocation}/TA_WS/securities/auctioned?format=jsonp&limitByTerm=true&type=Note&callback=?`, function (data) { let securityData = 'Note' === 'FRN' ? data : data.filter(item => item.term.includes('10-Year')); let percentageType; if ('Note' === 'Bill') { percentageType = decimalConverter(securityData[0].highInvestmentRate, 3) } else if ('Note' === 'FRN') { percentageType = decimalConverter(securityData[0].spread, 3) } else if (decimalConverter(securityData[0].interestRate, 3) !== null) { percentageType = decimalConverter(securityData[0].interestRate, 3) } else { let securityType = 'Note'; securityElm.innerHTML = ` <div class="rate">No scheduled ${securityType} offerings.</div> `; } if (percentageType !== null) { securityElm.innerHTML = ` <div class="rate">${percentageType}%</div> <p>Issued ${dateConverter(securityData[0].issueDate)}. Price per $100: ${securityData[0].pricePer100}. CUSIP ${securityData[0].cusip}.</p> `; } }); }); </script> </div> <div class="buttons-block"> <div class="wrapper"> <a class="btn btn-td-blue" href="/auctions/results" >See All Auction Results</a> <a class="btn btn-td-blue" href="/marketable-securities/" >More About Treasury Marketable Securities</a> </div> </div> <div class="alert alert-system" role="alert"> <div> <h2>Processing Times</h2> <p class="icon-angle-right-solid-red">Heavy volume is slowing our response time to cases sent by mail.</p> <p class="icon-angle-right-solid-red">The following transactions require at least 2 weeks of processing time if bonds and/or TreasuryDirect accounts are in your name.</p> <ul> <li>Cashing paper savings bonds where you are named on the bonds, and you send in the bonds with your request</li> <li>Unlocking your TreasuryDirect account or updating your banking information within that account</li> <li>Converting your paper savings bonds into electronic format (in a TreasuryDirect account)</li> </ul> <p class="icon-angle-right-solid-red">Requests to search for lost, stolen or missing savings bonds require at least 4 months to process.</p> <p class="icon-angle-right-solid-red">Other paper savings bond transactions you are authorized to handle, but not in your name require at least 6 weeks to process.</p> <p class="icon-angle-right-solid-red">Other TreasuryDirect requests, including trusts, may require 6 months or more to process.</p> </div> </div> <div class="alert alert-system" role="alert"> <div> <h2>Special Announcements for TreasuryDirect account holders:</h2> <p class="icon-angle-right-solid-red">2024 1099 tax forms for TreasuryDirect will be available January 31, 2025. See our 1099 <a href="/1099/">information</a>.</p> <p class="icon-angle-right-solid-red">You can call us from 8 a.m. to 6 p.m. ET, Monday through Friday, at <a href="tel:+18442842676">844-284-2676</a>.</p> <p class="icon-angle-right-solid-red">The annual purchase limit for Series I savings bonds in TreasuryDirect is $10,000.</p> <p class="icon-angle-right-solid-red">Check out our new <a href="https://fiscaldata.treasury.gov/treasury-savings-bonds/" target="_blank" rel="nofollow noopener no referrer">savings bond explainer page</a></p> </div> </div> </div> </section> <section class="colored gray"> <div class="section-container container-xxl"> <div class="body-copy"> <h2 class="h1">Latest News</h2> <h3 class="h2">November 2024</h3> <ul> <li><a href="/news/2024/release-11-15-disaster/">Fiscal Service Aids Savings Bonds Owners of the Crow Tribe of Montana Affected by Severe Storm and Straight-line Winds; One-year minimum holding period waived</a></li> <li><a href="/news/2024/release-11-08-disaster/">Fiscal Service Aids Savings Bonds Owners of the Seminole Tribe in Florida Affected by Hurricane Milton; One-year minimum holding period waived</a></li> <li><a href="/news/2024/release-11-06-disasterb/">Fiscal Service Aids Savings Bonds Owners in New Mexico Affected by Severe Storm and Flooding; One-year minimum holding period waived </a></li> <li><a href="/news/2024/release-11-06-disaster/">Fiscal Service Aids Savings Bonds Owners in the Cheyenne River Sioux Tribe Affected by Severe Storm, Straight-line Winds, and Flooding; One-year minimum holding period waived </a></li> <li><a href="/news/2024/release-11-06-strips/">The Fiscal Service Announces Activity for Securities in the STRIPS Program for October 2024</a></li> <li><a href="/news/2024/release-11-01-rates/">Fiscal Service Announces New Savings Bonds Rates, Series I to Earn 3.11%, Series EE to Earn 2.60%</a></li> </ul> <h3 class="h2">October 2024</h3> <ul> <li><a href="/news/2024/release-10-30-disaster/">Fiscal Service Aids Savings Bonds Owners in Arizona Affected by Havasupai Tribe Flooding; One-year minimum holding period waived</a></li> <li><a href="/news/2024/release-10-18-disaster/">Fiscal Service Aids Savings Bonds Owners in Alaska Affected by Flooding; One-year minimum holding period waived</a></li> <li><a href="/news/2024/release-10-17-disaster/">Fiscal Service Aids Savings Bonds Owners in Florida Affected by Hurricane Milton; One-year minimum holding period waived</a></li> <li><a href="/news/2024/release-10-09-disaster/">Fiscal Service Aids Savings Bonds Owners in San Carlos Affected by San Carlos Apache Tribe Watch Fire; One-year minimum holding period waived</a></li> <li><a href="/news/2024/release-10-07a-disaster/">Fiscal Service Aids Savings Bonds Owners in Virginia Affected by Tropical Storm Helene; One-year minimum holding period waived</a></li> <li><a href="/news/2024/release-10-07b-disaster/">Fiscal Service Aids Savings Bonds Owners in Tennessee Affected by Tropical Storm Helene; One-year minimum holding period waived </a></li> <li><a href="/news/2024/release-10-04-strips/">Fiscal Service Announces Activity for Securities in the STRIPS Program for September 2024</a></li> <li><a href="/news/2024/release-10-03d-disaster/">Fiscal Service Aids Savings Bonds Owners in Georgia Affected by Hurricane Helene; One-year minimum holding period waived</a></li> <li><a href="/news/2024/release-10-03b-disaster/">Fiscal Service Aids Savings Bonds Owners in Florida Affected by Hurricane Helene; One-year minimum holding period waived</a></li> <li><a href="/news/2024/release-10-03c-disaster/">Fiscal Service Aids Savings Bonds Owners in South Carolina Affected by Hurricane Helene; One-year minimum holding period waived</a></li> <li><a href="/news/2024/release-10-03a-disaster/">Fiscal Service Aids Savings Bonds Owners in North Carolina Affected by Tropical Storm Helene; One-year minimum holding period waived</a></li> </ul> <h3 class="h2">September 2024</h3> <ul> <li><a href="/news/2024/release-09-27-disaster/">Fiscal Service Aids Savings Bonds Owners in Vermont Affected by Severe Storm, Flooding, Landslides and Mudslides; One-year minimum holding period waived</a></li> <li><a href="/news/2024/release-09-26-disaster/">Fiscal Service Aids Savings Bonds Owners in Yakama Reservation Affected by Confederated Tribes and Bands of the Yakama Nation Wildfires; One-year minimum holding period waived </a></li> <li><a href="/news/2024/release-09-28-disaster/">Fiscal Service Aids Savings Bonds Owners in Georgia Affected by Tropical Storm Debby; One-year minimum holding period waived</a></li> <li><a href="/news/2024/release-09-25-disasterb/">Fiscal Service Aids Savings Bonds Owners in Connecticut Affected by Severe Storm, Flooding, Landslides and Mudslides; One-year minimum holding period waived</a></li> <li><a href="/news/2024/release-09-25-disastera/">Fiscal Service Aids Savings Bonds Owners in Illinois Affected by Severe Storms, Tornadoes, Straight-line Winds, and Flooding; One-year minimum holding period waived</a></li> <li><a href="/news/2024/release-09-18-disaster/">Fiscal Service Aids Savings Bonds Owners in Louisiana Affected by Hurricane Francine; One-year minimum holding period waived</a></li> <li><a href="/news/2024/release-09-16-disaster/">Fiscal Service Aids Savings Bonds Owners in Pennsylvania Affected by Tropical Storm Debby; One-year minimum holding period waived </a></li> <li><a href="/news/2024/release-09-06-strips/">Fiscal Service Announces Activity for Securities in the STRIPS Program for August 2024</a></li> </ul> <h3 class="h2">August 2024</h3> <ul> <li><a href="/news/2024/release-08-23-disaster/">Fiscal Service Aids Savings Bonds Owners in Vermont Affected by Severe Storm, Flooding, Landslides and Mudslides; One-year minimum holding period waived</a></li> <li><a href="/news/2024/release-08-21-disaster/">Fiscal Service Aids Savings Bonds Owners in South Dakota Affected by Severe Storms, Straight-line Winds, and Flooding; One-year minimum holding period waived</a></li> <li><a href="/news/2024/release-08-15-disaster/">Fiscal Service Aids Savings Bonds Owners in Florida Affected by Hurricane Debby; One-year minimum holding period waived</a></li> <li><a href="/news/2024/release-08-05-strips/">Fiscal Service Announces Activity for Securities in the STRIPS Program for July 2024</a></li> <li><a href="/news/2024/release-08-02-disaster/">Fiscal Service Aids Savings Bonds Owners in Minnesota Affected by Severe Storms and Flooding; One-year minimum holding period waived</a></li> </ul> </div> <div class="buttons-block"> <div class="wrapper"> <a class="btn btn-td-blue" href="/news/" >See All News</a> </div> </div> </div> </section> <section> <div class="section-container container-xxl"> <div class="body-copy"> <h2 class="h1">Help Center Guides</h2> </div> <div class="grid-row-container row "> <div class="grid-column-container col-md"> <div class="negate"> <div class="consume"> <div class="quick-links"> <h3 class="h2">Savings Bonds Help</h3> <p> <a href="/savings-bonds/cashing-a-bond/" target="" rel="">Redeeming a Paper Savings Bond <span class="icon-angle-right-solid-blue"></span></a> </p> <p> <a href="/savings-bonds/manage-bonds/changing-information-ee-or-i-bonds/" target="" rel="">Change of Ownership <span class="icon-angle-right-solid-blue"></span></a> </p> <p> <a href="/savings-bonds/manage-bonds/lost-stolen-destroyed-ee-or-i-bonds/" target="" rel="">Lost, Stolen, or Destroyed Bonds <span class="icon-angle-right-solid-blue"></span></a> </p> <p> <a href="/savings-bonds/" target="" rel="">See More <span class="icon-angle-right-solid-blue"></span></a> </p> </div> </div> </div> </div> <div class="grid-column-container col-md"> <div class="negate"> <div class="consume"> <div class="quick-links"> <h3 class="h2">Securities & Auctions</h3> <p> <a href="/auctions/how-auctions-work/" target="" rel="">Participate in an Auction <span class="icon-angle-right-solid-blue"></span></a> </p> <p> <a href="/auctions/how-auctions-work/#bidTypes" target="" rel="">Types of Bids <span class="icon-angle-right-solid-blue"></span></a> </p> <p> <a href="/auctions/auction-query/" target="" rel="">Searching by CUSIP Number <span class="icon-angle-right-solid-blue"></span></a> </p> <p> <a href="/auctions/" target="" rel="">See More <span class="icon-angle-right-solid-blue"></span></a> </p> </div> </div> </div> </div> <div class="grid-column-container col-md"> <div class="negate"> <div class="consume"> <div class="quick-links"> <h3 class="h2">Logging In</h3> <p> <a href="/indiv/help/treasurydirect-help/user-guide/011-020/#011" target="" rel="">Forgot My Password <span class="icon-angle-right-solid-blue"></span></a> </p> <p> <a href="/indiv/help/treasurydirect-help/user-guide/001-010/#010" target="" rel="">Forgot My Account Number <span class="icon-angle-right-solid-blue"></span></a> </p> <p> <a href="/indiv/help/treasurydirect-help/user-guide/601-610/#602" target="" rel="">Help with One-time Passcodes <span class="icon-angle-right-solid-blue"></span></a> </p> <p> <a href="/indiv/help/treasurydirect-help/" target="" rel="">See More <span class="icon-angle-right-solid-blue"></span></a> </p> </div> </div> </div> </div> </div> </div> </section> <section class="callout-simple"> <div class="container-xxl px-3 pb-2 py-md-2"> <div class="row justify-content-center align-items-center"> <div class="col-md-auto text-center"> <img src="/images/content/circle-paperbond.png" alt=""> </div> <div class="col-md-auto text-center"> <a href="/savings-bonds/gift-a-bond/"> <h2 class="h1">Gift a Savings Bond <span class="icon-angle-right-solid-red"></span> </h2> </a> </div> </div> </div> </section> <section> <div class="section-container container-xxl"> <div class="body-copy"> <h4 class="h1">We're Here to Help</h4> </div> <div class="row"> <div class="col-md d-flex align-items-center"> <div class="contact-icon mr-3"> <span class="icon-email"></span> </div> <div class="contact-content"> <div class="contact-heading h2"><a href="/contact-us/"" class="no-icon" >Contact Us</a></div> <p class="contact-text"> </p> </div> </div> </div> </div> </section> <button type="button" class="btn btn-td-blue scrollButton d-print-none" onclick="topFunction()" id="myBtn" title="Back to Top" style="display: none; 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