CINXE.COM

<!doctype html> <html lang="en-US"> <head> <meta charset="UTF-8"> <meta name="viewport" content="width=device-width, initial-scale=1"> <link rel="profile" href="https://gmpg.org/xfn/11"> <title>Category: Mergers & Acquisitions - Business Insurance</title> <link rel='preload' href='https://www.businessinsurance.com/wp-content/uploads/2024/01/business-insurance-logo.svg' as='image' imagesrcset='' imagesizes='' /> <link rel='preload' href='https://www.businessinsurance.com/wp-content/uploads/2024/11/buy-acqusition-MA-300x180.jpg' as='image' imagesrcset='https://www.businessinsurance.com/wp-content/uploads/2024/11/buy-acqusition-MA-300x180.jpg 300w, https://www.businessinsurance.com/wp-content/uploads/2024/11/buy-acqusition-MA-768x460.jpg 768w, https://www.businessinsurance.com/wp-content/uploads/2024/11/buy-acqusition-MA.jpg 834w' imagesizes='(max-width: 300px) 100vw, 300px' /> <link rel='preload' href='https://use.typekit.net/utc3xtb.css' as='style' onload="this.rel='stylesheet';this.removeAttribute('onload');"><style id="perfmatters-used-css">body:has(.mepr-paywall-overlay){overflow:hidden;}@keyframes fade{0%{opacity:0;}100%{opacity:1;}}@keyframes ifMenuFadeIn{from{opacity:0;transform:translate3d(20%,0,0);}to{opacity:1;transform:translate3d(0,0,0);}}html{line-height:1.15;-webkit-text-size-adjust:100%;}*,:after,:before{box-sizing:border-box;}body{margin:0;font-family:-apple-system,BlinkMacSystemFont,Segoe UI,Roboto,Helvetica Neue,Arial,Noto Sans,sans-serif,Apple Color Emoji,Segoe UI Emoji,Segoe UI Symbol,Noto Color Emoji;font-size:1rem;font-weight:400;line-height:1.5;color:#333;background-color:#fff;-webkit-font-smoothing:antialiased;-moz-osx-font-smoothing:grayscale;}h1,h2,h3,h4,h5,h6{margin-block-start:.5rem;margin-block-end:1rem;font-family:inherit;font-weight:500;line-height:1.2;color:inherit;}h1{font-size:2.5rem;}h2{font-size:2rem;}h3{font-size:1.75rem;}p{margin-block-start:0;margin-block-end:.9rem;}a{background-color:transparent;text-decoration:none;color:#c36;}a:active,a:hover{color:#336;}a:not([href]):not([tabindex]),a:not([href]):not([tabindex]):focus,a:not([href]):not([tabindex]):hover{color:inherit;text-decoration:none;}a:not([href]):not([tabindex]):focus{outline:0;}img{border-style:none;height:auto;max-width:100%;}[hidden],template{display:none;}@media print{*,:after,:before{background:transparent !important;color:#000 !important;box-shadow:none !important;text-shadow:none !important;}a,a:visited{text-decoration:underline;}a[href]:after{content:" (" attr(href) ")";}a[href^="#"]:after,a[href^="javascript:"]:after{content:"";}img,tr{-moz-column-break-inside:avoid;break-inside:avoid;}h2,h3,p{orphans:3;widows:3;}h2,h3{-moz-column-break-after:avoid;break-after:avoid;}}label{display:inline-block;line-height:1;vertical-align:middle;}button,input,optgroup,select,textarea{font-family:inherit;font-size:1rem;line-height:1.5;margin:0;}input[type=date],input[type=email],input[type=number],input[type=password],input[type=search],input[type=tel],input[type=text],input[type=url],select,textarea{width:100%;border:1px solid #666;border-radius:3px;padding:.5rem 1rem;transition:all .3s;}input[type=date]:focus,input[type=email]:focus,input[type=number]:focus,input[type=password]:focus,input[type=search]:focus,input[type=tel]:focus,input[type=text]:focus,input[type=url]:focus,select:focus,textarea:focus{border-color:#333;}button,input{overflow:visible;}button,select{text-transform:none;}[type=button],[type=reset],[type=submit],button{width:auto;-webkit-appearance:button;}[type=button],[type=submit],button{display:inline-block;font-weight:400;color:#c36;text-align:center;white-space:nowrap;-webkit-user-select:none;-moz-user-select:none;user-select:none;background-color:transparent;border:1px solid #c36;padding:.5rem 1rem;font-size:1rem;border-radius:3px;transition:all .3s;}[type=button]:focus:not(:focus-visible),[type=submit]:focus:not(:focus-visible),button:focus:not(:focus-visible){outline:none;}[type=button]:focus,[type=button]:hover,[type=submit]:focus,[type=submit]:hover,button:focus,button:hover{color:#fff;background-color:#c36;text-decoration:none;}[type=button]:not(:disabled),[type=submit]:not(:disabled),button:not(:disabled){cursor:pointer;}[type=checkbox],[type=radio]{box-sizing:border-box;padding:0;}[type=number]::-webkit-inner-spin-button,[type=number]::-webkit-outer-spin-button{height:auto;}[type=search]{-webkit-appearance:textfield;outline-offset:-2px;}[type=search]::-webkit-search-decoration{-webkit-appearance:none;}::-webkit-file-upload-button{-webkit-appearance:button;font:inherit;}dd,dl,dt,li,ol,ul{margin-block-start:0;margin-block-end:0;border:0;outline:0;font-size:100%;vertical-align:baseline;background:transparent;}.screen-reader-text{clip:rect(1px,1px,1px,1px);height:1px;overflow:hidden;position:absolute !important;width:1px;word-wrap:normal !important;}.screen-reader-text:focus{background-color:#eee;clip:auto !important;clip-path:none;color:#333;display:block;font-size:1rem;height:auto;left:5px;line-height:normal;padding:12px 24px;text-decoration:none;top:5px;width:auto;z-index:100000;}.elementor-screen-only,.screen-reader-text,.screen-reader-text span,.ui-helper-hidden-accessible{position:absolute;top:-10000em;width:1px;height:1px;margin:-1px;padding:0;overflow:hidden;clip:rect(0,0,0,0);border:0;}.elementor *,.elementor :after,.elementor :before{box-sizing:border-box;}.elementor a{box-shadow:none;text-decoration:none;}.elementor img{height:auto;max-width:100%;border:none;border-radius:0;box-shadow:none;}.elementor-element{--flex-direction:initial;--flex-wrap:initial;--justify-content:initial;--align-items:initial;--align-content:initial;--gap:initial;--flex-basis:initial;--flex-grow:initial;--flex-shrink:initial;--order:initial;--align-self:initial;flex-basis:var(--flex-basis);flex-grow:var(--flex-grow);flex-shrink:var(--flex-shrink);order:var(--order);align-self:var(--align-self);}.elementor-element:where(.e-con-full,.elementor-widget){flex-direction:var(--flex-direction);flex-wrap:var(--flex-wrap);justify-content:var(--justify-content);align-items:var(--align-items);align-content:var(--align-content);gap:var(--gap);}.elementor-align-center{text-align:center;}.elementor-align-center .elementor-button{width:auto;}.elementor-align-left{text-align:left;}.elementor-align-left .elementor-button{width:auto;}@media (max-width:1024px){.elementor-tablet-align-left{text-align:left;}.elementor-tablet-align-left .elementor-button{width:auto;}}@media (max-width:767px){.elementor-mobile-align-center{text-align:center;}.elementor-mobile-align-center .elementor-button{width:auto;}}:root{--page-title-display:block;}.elementor-page-title,h1.entry-title{display:var(--page-title-display);}@keyframes eicon-spin{0%{transform:rotate(0deg);}to{transform:rotate(359deg);}}.elementor-widget{position:relative;}.elementor-widget:not(:last-child){margin-bottom:20px;}.elementor-widget:not(:last-child).elementor-absolute,.elementor-widget:not(:last-child).elementor-widget__width-auto,.elementor-widget:not(:last-child).elementor-widget__width-initial{margin-bottom:0;}ul.elementor-icon-list-items.elementor-inline-items{display:flex;flex-wrap:wrap;}ul.elementor-icon-list-items.elementor-inline-items .elementor-inline-item{word-break:break-word;}.elementor-grid{display:grid;grid-column-gap:var(--grid-column-gap);grid-row-gap:var(--grid-row-gap);}.elementor-grid .elementor-grid-item{min-width:0;}.elementor-grid-0 .elementor-grid{display:inline-block;width:100%;word-spacing:var(--grid-column-gap);margin-bottom:calc(-1 * var(--grid-row-gap));}.elementor-grid-0 .elementor-grid .elementor-grid-item{display:inline-block;margin-bottom:var(--grid-row-gap);word-break:break-word;}.elementor-grid-1 .elementor-grid{grid-template-columns:repeat(1,1fr);}@media (max-width:1024px){.elementor-grid-tablet-2 .elementor-grid{grid-template-columns:repeat(2,1fr);}}@media (max-width:767px){.elementor-grid-mobile-1 .elementor-grid{grid-template-columns:repeat(1,1fr);}}@media (min-width:1201px){#elementor-device-mode:after{content:"desktop";}}@media (min-width:-1){#elementor-device-mode:after{content:"widescreen";}}@media (max-width:-1){#elementor-device-mode:after{content:"laptop";}}@media (max-width:1200px){#elementor-device-mode:after{content:"tablet_extra";}}@media (max-width:1024px){#elementor-device-mode:after{content:"tablet";}}@media (max-width:-1){#elementor-device-mode:after{content:"mobile_extra";}}@media (max-width:767px){#elementor-device-mode:after{content:"mobile";}}.e-con{--border-radius:0;--border-top-width:0px;--border-right-width:0px;--border-bottom-width:0px;--border-left-width:0px;--border-style:initial;--border-color:initial;--container-widget-width:100%;--container-widget-height:initial;--container-widget-flex-grow:0;--container-widget-align-self:initial;--content-width:min(100%,var(--container-max-width,1140px));--width:100%;--min-height:initial;--height:auto;--text-align:initial;--margin-top:0px;--margin-right:0px;--margin-bottom:0px;--margin-left:0px;--padding-top:var(--container-default-padding-top,10px);--padding-right:var(--container-default-padding-right,10px);--padding-bottom:var(--container-default-padding-bottom,10px);--padding-left:var(--container-default-padding-left,10px);--position:relative;--z-index:revert;--overflow:visible;--gap:var(--widgets-spacing,20px);--overlay-mix-blend-mode:initial;--overlay-opacity:1;--overlay-transition:.3s;--e-con-grid-template-columns:repeat(3,1fr);--e-con-grid-template-rows:repeat(2,1fr);position:var(--position);width:var(--width);min-width:0;min-height:var(--min-height);height:var(--height);border-radius:var(--border-radius);z-index:var(--z-index);overflow:var(--overflow);transition:background var(--background-transition,.3s),border var(--border-transition,.3s),box-shadow var(--border-transition,.3s),transform var(--e-con-transform-transition-duration,.4s);--flex-wrap-mobile:wrap;margin-block-start:var(--margin-block-start);margin-inline-end:var(--margin-inline-end);margin-block-end:var(--margin-block-end);margin-inline-start:var(--margin-inline-start);padding-inline-start:var(--padding-inline-start);padding-inline-end:var(--padding-inline-end);--margin-block-start:var(--margin-top);--margin-block-end:var(--margin-bottom);--margin-inline-start:var(--margin-left);--margin-inline-end:var(--margin-right);--padding-inline-start:var(--padding-left);--padding-inline-end:var(--padding-right);--padding-block-start:var(--padding-top);--padding-block-end:var(--padding-bottom);--border-block-start-width:var(--border-top-width);--border-block-end-width:var(--border-bottom-width);--border-inline-start-width:var(--border-left-width);--border-inline-end-width:var(--border-right-width);}.e-con.e-flex{--flex-direction:column;--flex-basis:auto;--flex-grow:0;--flex-shrink:1;flex:var(--flex-grow) var(--flex-shrink) var(--flex-basis);}.e-con-full,.e-con>.e-con-inner{text-align:var(--text-align);padding-block-start:var(--padding-block-start);padding-block-end:var(--padding-block-end);}.e-con-full.e-flex,.e-con.e-flex>.e-con-inner{flex-direction:var(--flex-direction);}.e-con,.e-con>.e-con-inner{display:var(--display);}.e-con-boxed.e-flex{flex-direction:column;flex-wrap:nowrap;justify-content:normal;align-items:normal;align-content:normal;}.e-con-boxed{text-align:initial;gap:initial;}.e-con.e-flex>.e-con-inner{flex-wrap:var(--flex-wrap);justify-content:var(--justify-content);align-items:var(--align-items);align-content:var(--align-content);flex-basis:auto;flex-grow:1;flex-shrink:1;align-self:auto;}.e-con>.e-con-inner{gap:var(--gap);width:100%;max-width:var(--content-width);margin:0 auto;padding-inline-start:0;padding-inline-end:0;height:100%;}:is(.elementor-section-wrap,[data-elementor-id])>.e-con{--margin-left:auto;--margin-right:auto;max-width:min(100%,var(--width));}.e-con .elementor-widget.elementor-widget{margin-block-end:0;}.e-con:before,.e-con>.elementor-background-slideshow:before,.e-con>.elementor-motion-effects-container>.elementor-motion-effects-layer:before,:is(.e-con,.e-con>.e-con-inner)>.elementor-background-video-container:before{content:var(--background-overlay);display:block;position:absolute;mix-blend-mode:var(--overlay-mix-blend-mode);opacity:var(--overlay-opacity);transition:var(--overlay-transition,.3s);border-radius:var(--border-radius);border-style:var(--border-style);border-color:var(--border-color);border-block-start-width:var(--border-block-start-width);border-inline-end-width:var(--border-inline-end-width);border-block-end-width:var(--border-block-end-width);border-inline-start-width:var(--border-inline-start-width);top:calc(0px - var(--border-top-width));left:calc(0px - var(--border-left-width));width:max(100% + var(--border-left-width) + var(--border-right-width),100%);height:max(100% + var(--border-top-width) + var(--border-bottom-width),100%);}.e-con:before{transition:background var(--overlay-transition,.3s),border-radius var(--border-transition,.3s),opacity var(--overlay-transition,.3s);}.e-con>.elementor-background-slideshow,:is(.e-con,.e-con>.e-con-inner)>.elementor-background-video-container{border-radius:var(--border-radius);border-style:var(--border-style);border-color:var(--border-color);border-block-start-width:var(--border-block-start-width);border-inline-end-width:var(--border-inline-end-width);border-block-end-width:var(--border-block-end-width);border-inline-start-width:var(--border-inline-start-width);top:calc(0px - var(--border-top-width));left:calc(0px - var(--border-left-width));width:max(100% + var(--border-left-width) + var(--border-right-width),100%);height:max(100% + var(--border-top-width) + var(--border-bottom-width),100%);}@media (max-width:767px){:is(.e-con,.e-con>.e-con-inner)>.elementor-background-video-container.elementor-hidden-phone{display:none;}}:is(.e-con,.e-con>.e-con-inner)>.elementor-background-video-container:before{z-index:1;}:is(.e-con,.e-con>.e-con-inner)>.elementor-background-slideshow:before{z-index:2;}.e-con .elementor-widget{min-width:0;}.e-con>.e-con-inner>.elementor-widget>.elementor-widget-container,.e-con>.elementor-widget>.elementor-widget-container{height:100%;}.e-con.e-con>.e-con-inner>.elementor-widget,.elementor.elementor .e-con>.elementor-widget{max-width:100%;}@media (max-width:767px){.e-con.e-flex{--width:100%;--flex-wrap:var(--flex-wrap-mobile);}}.elementor-element .elementor-widget-container{transition:background .3s,border .3s,border-radius .3s,box-shadow .3s,transform var(--e-transform-transition-duration,.4s);}.elementor-heading-title{padding:0;margin:0;line-height:1;}.elementor-button{display:inline-block;line-height:1;background-color:#69727d;font-size:15px;padding:12px 24px;border-radius:3px;color:#fff;fill:#fff;text-align:center;transition:all .3s;}.elementor-button:focus,.elementor-button:hover,.elementor-button:visited{color:#fff;}.elementor-button-content-wrapper{display:flex;justify-content:center;flex-direction:row;gap:5px;}.elementor-button-icon svg{width:1em;height:auto;}.elementor-button-icon .e-font-icon-svg{height:1em;}.elementor-button-text{display:inline-block;}.elementor-button span{text-decoration:inherit;}.elementor-icon{display:inline-block;line-height:1;transition:all .3s;color:#69727d;font-size:50px;text-align:center;}.elementor-icon:hover{color:#69727d;}.elementor-icon i,.elementor-icon svg{width:1em;height:1em;position:relative;display:block;}.elementor-icon i:before,.elementor-icon svg:before{position:absolute;left:50%;transform:translateX(-50%);}.elementor-shape-rounded .elementor-icon{border-radius:10%;}#left-area ul.elementor-icon-list-items,.elementor-edit-area .elementor-element ul.elementor-icon-list-items,.elementor .elementor-element ul.elementor-icon-list-items{padding:0;}@media (max-width:767px){.elementor .elementor-hidden-mobile,.elementor .elementor-hidden-phone{display:none;}}@media (min-width:768px) and (max-width:1024px){.elementor .elementor-hidden-tablet{display:none;}}@media (min-width:1025px) and (max-width:1200px){.elementor .elementor-hidden-tablet_extra{display:none;}}@media (min-width:1201px) and (max-width:99999px){.elementor .elementor-hidden-desktop{display:none;}}.elementor-widget-image{text-align:center;}.elementor-widget-image a{display:inline-block;}.elementor-widget-image a img[src$=".svg"]{width:48px;}.elementor-widget-image img{vertical-align:middle;display:inline-block;}.elementor-search-form{display:block;transition:.2s;}.elementor-search-form .e-font-icon-svg-container{align-items:center;display:flex;height:100%;justify-content:center;width:100%;}.elementor-search-form button,.elementor-search-form input[type=search]{-webkit-appearance:none;-moz-appearance:none;background:none;border:0;display:inline-block;font-size:15px;line-height:1;margin:0;min-width:0;padding:0;vertical-align:middle;white-space:normal;}.elementor-search-form button:focus,.elementor-search-form input[type=search]:focus{color:inherit;outline:0;}.elementor-search-form button{background-color:#69727d;border-radius:0;color:#fff;font-size:var(--e-search-form-submit-icon-size,16px);}.elementor-search-form__container{border:0 solid transparent;display:flex;min-height:50px;overflow:hidden;transition:.2s;}.elementor-search-form__container:not(.elementor-search-form--full-screen){background:#f1f2f3;}.elementor-search-form__input{color:#3f444b;flex-basis:100%;transition:color .2s;}.elementor-search-form__input::-moz-placeholder{color:inherit;font-family:inherit;opacity:.6;}.elementor-search-form__input::placeholder{color:inherit;font-family:inherit;opacity:.6;}.elementor-search-form__submit{font-size:var(--e-search-form-submit-icon-size,16px);transition:color .2s,background .2s;}.elementor-search-form__submit svg{fill:var(--e-search-form-submit-text-color,#fff);height:var(--e-search-form-submit-icon-size,16px);width:var(--e-search-form-submit-icon-size,16px);}.elementor-search-form .elementor-search-form__submit,.elementor-search-form .elementor-search-form__submit:hover{border:none;border-radius:0;color:var(--e-search-form-submit-text-color,#fff);}.elementor-search-form--skin-full_screen .elementor-search-form input[type=search].elementor-search-form__input{border:solid #fff;border-width:0 0 1px;color:#fff;font-size:50px;line-height:1.5;text-align:center;}.elementor-search-form--skin-full_screen .elementor-search-form__toggle{color:var(--e-search-form-toggle-color,#33373d);cursor:pointer;display:inline-block;font-size:var(--e-search-form-toggle-size,33px);vertical-align:middle;}.elementor-search-form--skin-full_screen .elementor-search-form__toggle .e-font-icon-svg-container,.elementor-search-form--skin-full_screen .elementor-search-form__toggle i{background-color:var(--e-search-form-toggle-background-color,rgba(0,0,0,.05));border-color:var(--e-search-form-toggle-color,#33373d);border-radius:var(--e-search-form-toggle-border-radius,3px);border-style:solid;border-width:var(--e-search-form-toggle-border-width,0);display:block;height:var(--e-search-form-toggle-size,33px);position:relative;transition:.2s;width:var(--e-search-form-toggle-size,33px);}.elementor-search-form--skin-full_screen .elementor-search-form__toggle .e-font-icon-svg-container svg,.elementor-search-form--skin-full_screen .elementor-search-form__toggle .e-font-icon-svg-container:before,.elementor-search-form--skin-full_screen .elementor-search-form__toggle i svg,.elementor-search-form--skin-full_screen .elementor-search-form__toggle i:before{left:50%;position:absolute;top:50%;transform:translate(-50%,-50%);}.elementor-search-form--skin-full_screen .elementor-search-form__toggle .e-font-icon-svg-container:before,.elementor-search-form--skin-full_screen .elementor-search-form__toggle i:before{font-size:var(--e-search-form-toggle-icon-size,.55em);}.elementor-search-form--skin-full_screen .elementor-search-form__toggle .e-font-icon-svg-container svg,.elementor-search-form--skin-full_screen .elementor-search-form__toggle i svg{fill:var(--e-search-form-toggle-color,#33373d);height:var(--e-search-form-toggle-icon-size,.55em);width:var(--e-search-form-toggle-icon-size,.55em);}.elementor-search-form--skin-full_screen .elementor-search-form__container{align-items:center;background-color:rgba(0,0,0,.8);bottom:0;height:100vh;left:0;padding:0 15%;position:fixed;right:0;top:0;transition:.3s;z-index:9998;}.elementor-search-form--skin-full_screen .elementor-search-form__container:not(.elementor-search-form--full-screen){opacity:0;overflow:hidden;transform:scale(0);}.elementor-search-form--skin-full_screen .elementor-search-form__container:not(.elementor-search-form--full-screen) .dialog-lightbox-close-button{display:none;}.elementor-widget-post-info.elementor-align-center .elementor-icon-list-item:after{margin:initial;}.elementor-icon-list-items .elementor-icon-list-item .elementor-icon-list-text{display:inline-block;}.elementor-icon-list-items .elementor-icon-list-item .elementor-icon-list-text a,.elementor-icon-list-items .elementor-icon-list-item .elementor-icon-list-text span{display:inline;}.elementor-item:after,.elementor-item:before{display:block;position:absolute;transition:.3s;transition-timing-function:cubic-bezier(.58,.3,.005,1);}.elementor-item:not(:hover):not(:focus):not(.elementor-item-active):not(.highlighted):after,.elementor-item:not(:hover):not(:focus):not(.elementor-item-active):not(.highlighted):before{opacity:0;}.elementor-item-active:after,.elementor-item-active:before,.elementor-item.highlighted:after,.elementor-item.highlighted:before,.elementor-item:focus:after,.elementor-item:focus:before,.elementor-item:hover:after,.elementor-item:hover:before{transform:scale(1);}.e--pointer-background .elementor-item:after,.e--pointer-background .elementor-item:before{content:"";transition:.3s;}.e--pointer-background .elementor-item:before{background:#3f444b;bottom:0;left:0;right:0;top:0;z-index:-1;}.e--pointer-background .elementor-item-active,.e--pointer-background .elementor-item.highlighted,.e--pointer-background .elementor-item:focus,.e--pointer-background .elementor-item:hover{color:#fff;}.elementor-nav-menu--main .elementor-nav-menu a{transition:.4s;}.elementor-nav-menu--main .elementor-nav-menu a,.elementor-nav-menu--main .elementor-nav-menu a.highlighted,.elementor-nav-menu--main .elementor-nav-menu a:focus,.elementor-nav-menu--main .elementor-nav-menu a:hover{padding:13px 20px;}.elementor-nav-menu--main .elementor-nav-menu a.current{background:#1f2124;color:#fff;}.elementor-nav-menu--main .elementor-nav-menu ul{border-style:solid;border-width:0;padding:0;position:absolute;width:12em;}.elementor-nav-menu--layout-horizontal{display:flex;}.elementor-nav-menu--layout-horizontal .elementor-nav-menu{display:flex;flex-wrap:wrap;}.elementor-nav-menu--layout-horizontal .elementor-nav-menu a{flex-grow:1;white-space:nowrap;}.elementor-nav-menu--layout-horizontal .elementor-nav-menu>li{display:flex;}.elementor-nav-menu--layout-horizontal .elementor-nav-menu>li ul,.elementor-nav-menu--layout-horizontal .elementor-nav-menu>li>.scroll-down{top:100% !important;}.elementor-nav-menu--layout-horizontal .elementor-nav-menu>li:not(:first-child)>a{margin-inline-start:var(--e-nav-menu-horizontal-menu-item-margin);}.elementor-nav-menu--layout-horizontal .elementor-nav-menu>li:not(:first-child)>.scroll-down,.elementor-nav-menu--layout-horizontal .elementor-nav-menu>li:not(:first-child)>.scroll-up,.elementor-nav-menu--layout-horizontal .elementor-nav-menu>li:not(:first-child)>ul{left:var(--e-nav-menu-horizontal-menu-item-margin) !important;}.elementor-nav-menu--layout-horizontal .elementor-nav-menu>li:not(:last-child)>a{margin-inline-end:var(--e-nav-menu-horizontal-menu-item-margin);}.elementor-nav-menu--layout-horizontal .elementor-nav-menu>li:not(:last-child):after{align-self:center;border-color:var(--e-nav-menu-divider-color,#000);border-left-style:var(--e-nav-menu-divider-style,solid);border-left-width:var(--e-nav-menu-divider-width,2px);content:var(--e-nav-menu-divider-content,none);height:var(--e-nav-menu-divider-height,35%);}.elementor-nav-menu__align-end .elementor-nav-menu{justify-content:flex-end;margin-inline-start:auto;}.elementor-nav-menu__align-justify .elementor-nav-menu--layout-horizontal .elementor-nav-menu{width:100%;}.elementor-nav-menu__align-justify .elementor-nav-menu--layout-horizontal .elementor-nav-menu>li{flex-grow:1;}.elementor-nav-menu__align-justify .elementor-nav-menu--layout-horizontal .elementor-nav-menu>li>a{justify-content:center;}.elementor-widget-nav-menu:not(.elementor-nav-menu--toggle) .elementor-menu-toggle{display:none;}.elementor-widget-nav-menu .elementor-widget-container{display:flex;flex-direction:column;}.elementor-nav-menu{position:relative;z-index:2;}.elementor-nav-menu:after{clear:both;content:" ";display:block;font:0/0 serif;height:0;overflow:hidden;visibility:hidden;}.elementor-nav-menu,.elementor-nav-menu li,.elementor-nav-menu ul{display:block;line-height:normal;list-style:none;margin:0;padding:0;-webkit-tap-highlight-color:rgba(0,0,0,0);}.elementor-nav-menu ul{display:none;}.elementor-nav-menu ul ul a,.elementor-nav-menu ul ul a:active,.elementor-nav-menu ul ul a:focus,.elementor-nav-menu ul ul a:hover{border-left:16px solid transparent;}.elementor-nav-menu ul ul ul a,.elementor-nav-menu ul ul ul a:active,.elementor-nav-menu ul ul ul a:focus,.elementor-nav-menu ul ul ul a:hover{border-left:24px solid transparent;}.elementor-nav-menu ul ul ul ul a,.elementor-nav-menu ul ul ul ul a:active,.elementor-nav-menu ul ul ul ul a:focus,.elementor-nav-menu ul ul ul ul a:hover{border-left:32px solid transparent;}.elementor-nav-menu ul ul ul ul ul a,.elementor-nav-menu ul ul ul ul ul a:active,.elementor-nav-menu ul ul ul ul ul a:focus,.elementor-nav-menu ul ul ul ul ul a:hover{border-left:40px solid transparent;}.elementor-nav-menu a,.elementor-nav-menu li{position:relative;}.elementor-nav-menu li{border-width:0;}.elementor-nav-menu a{align-items:center;display:flex;}.elementor-nav-menu a,.elementor-nav-menu a:focus,.elementor-nav-menu a:hover{line-height:20px;padding:10px 20px;}.elementor-nav-menu a.current{background:#1f2124;color:#fff;}.elementor-nav-menu--dropdown .elementor-item.elementor-item-active,.elementor-nav-menu--dropdown .elementor-item.highlighted,.elementor-nav-menu--dropdown .elementor-item:focus,.elementor-nav-menu--dropdown .elementor-item:hover,.elementor-sub-item.elementor-item-active,.elementor-sub-item.highlighted,.elementor-sub-item:focus,.elementor-sub-item:hover{background-color:#3f444b;color:#fff;}.elementor-menu-toggle{align-items:center;background-color:rgba(0,0,0,.05);border:0 solid;border-radius:3px;color:#33373d;cursor:pointer;display:flex;font-size:var(--nav-menu-icon-size,22px);justify-content:center;padding:.25em;}.elementor-menu-toggle.elementor-active .elementor-menu-toggle__icon--open,.elementor-menu-toggle:not(.elementor-active) .elementor-menu-toggle__icon--close{display:none;}.elementor-menu-toggle .e-font-icon-svg{fill:#33373d;height:1em;width:1em;}.elementor-menu-toggle svg{height:auto;width:1em;fill:var(--nav-menu-icon-color,currentColor);}span.elementor-menu-toggle__icon--close,span.elementor-menu-toggle__icon--open{line-height:1;}.elementor-nav-menu--dropdown{background-color:#fff;font-size:13px;}.elementor-nav-menu--dropdown-none .elementor-menu-toggle,.elementor-nav-menu--dropdown-none .elementor-nav-menu--dropdown{display:none;}.elementor-nav-menu--dropdown.elementor-nav-menu__container{margin-top:10px;overflow-x:hidden;overflow-y:auto;transform-origin:top;transition:max-height .3s,transform .3s;}.elementor-nav-menu--dropdown.elementor-nav-menu__container .elementor-sub-item{font-size:.85em;}.elementor-nav-menu--dropdown a{color:#33373d;}.elementor-nav-menu--dropdown a.current{background:#1f2124;color:#fff;}ul.elementor-nav-menu--dropdown a,ul.elementor-nav-menu--dropdown a:focus,ul.elementor-nav-menu--dropdown a:hover{border-inline-start:8px solid transparent;text-shadow:none;}.elementor-nav-menu__text-align-center .elementor-nav-menu--dropdown .elementor-nav-menu a{justify-content:center;}.elementor-nav-menu--toggle{--menu-height:100vh;}.elementor-nav-menu--toggle .elementor-menu-toggle:not(.elementor-active)+.elementor-nav-menu__container{max-height:0;overflow:hidden;transform:scaleY(0);}.elementor-nav-menu--toggle .elementor-menu-toggle.elementor-active+.elementor-nav-menu__container{animation:hide-scroll .3s backwards;max-height:var(--menu-height);transform:scaleY(1);}.elementor-nav-menu--stretch .elementor-nav-menu__container.elementor-nav-menu--dropdown{position:absolute;z-index:9997;}@media (max-width:767px){.elementor-nav-menu--dropdown-mobile .elementor-nav-menu--main{display:none;}}@media (min-width:768px){.elementor-nav-menu--dropdown-mobile .elementor-menu-toggle,.elementor-nav-menu--dropdown-mobile .elementor-nav-menu--dropdown{display:none;}.elementor-nav-menu--dropdown-mobile nav.elementor-nav-menu--dropdown.elementor-nav-menu__container{overflow-y:hidden;}}@media (min-width:-1){.elementor-nav-menu--dropdown-mobile_extra .elementor-menu-toggle,.elementor-nav-menu--dropdown-mobile_extra .elementor-nav-menu--dropdown{display:none;}.elementor-nav-menu--dropdown-mobile_extra nav.elementor-nav-menu--dropdown.elementor-nav-menu__container{overflow-y:hidden;}}@media (min-width:1025px){.elementor-nav-menu--dropdown-tablet .elementor-menu-toggle,.elementor-nav-menu--dropdown-tablet .elementor-nav-menu--dropdown{display:none;}.elementor-nav-menu--dropdown-tablet nav.elementor-nav-menu--dropdown.elementor-nav-menu__container{overflow-y:hidden;}}@media (max-width:1200px){.elementor-nav-menu--dropdown-tablet_extra .elementor-nav-menu--main{display:none;}}@media (min-width:1201px){.elementor-nav-menu--dropdown-tablet_extra .elementor-menu-toggle,.elementor-nav-menu--dropdown-tablet_extra .elementor-nav-menu--dropdown{display:none;}.elementor-nav-menu--dropdown-tablet_extra nav.elementor-nav-menu--dropdown.elementor-nav-menu__container{overflow-y:hidden;}}@keyframes hide-scroll{0%,to{overflow:hidden;}}.elementor-widget-social-icons.elementor-grid-0 .elementor-widget-container,.elementor-widget-social-icons.elementor-grid-mobile-0 .elementor-widget-container,.elementor-widget-social-icons.elementor-grid-tablet-0 .elementor-widget-container{line-height:1;font-size:0;}.elementor-widget-social-icons:not(.elementor-grid-0):not(.elementor-grid-tablet-0):not(.elementor-grid-mobile-0) .elementor-grid{display:inline-grid;}.elementor-widget-social-icons .elementor-grid{grid-column-gap:var(--grid-column-gap,5px);grid-row-gap:var(--grid-row-gap,5px);grid-template-columns:var(--grid-template-columns);justify-content:var(--justify-content,center);justify-items:var(--justify-content,center);}.elementor-icon.elementor-social-icon{font-size:var(--icon-size,25px);line-height:var(--icon-size,25px);width:calc(var(--icon-size,25px) + 2 * var(--icon-padding,.5em));height:calc(var(--icon-size,25px) + 2 * var(--icon-padding,.5em));}.elementor-social-icon{--e-social-icon-icon-color:#fff;display:inline-flex;background-color:#69727d;align-items:center;justify-content:center;text-align:center;cursor:pointer;}.elementor-social-icon svg{fill:var(--e-social-icon-icon-color);}.elementor-social-icon:last-child{margin:0;}.elementor-social-icon:hover{opacity:.9;color:#fff;}.elementor-social-icon-facebook,.elementor-social-icon-facebook-f{background-color:#3b5998;}.elementor-social-icon-linkedin,.elementor-social-icon-linkedin-in{background-color:#0077b5;}.elementor-social-icon-x-twitter{background-color:#000;}.elementor-widget-heading .elementor-heading-title[class*=elementor-size-]>a{color:inherit;font-size:inherit;line-height:inherit;}.elementor-widget-divider{--divider-border-style:none;--divider-border-width:1px;--divider-color:#0c0d0e;--divider-icon-size:20px;--divider-element-spacing:10px;--divider-pattern-height:24px;--divider-pattern-size:20px;--divider-pattern-url:none;--divider-pattern-repeat:repeat-x;}.elementor-widget-divider .elementor-divider{display:flex;}.elementor-widget-divider .elementor-icon{font-size:var(--divider-icon-size);}.elementor-widget-divider .elementor-divider-separator{display:flex;margin:0;direction:ltr;}.elementor-widget-divider:not(.elementor-widget-divider--view-line_text):not(.elementor-widget-divider--view-line_icon) .elementor-divider-separator{border-block-start:var(--divider-border-width) var(--divider-border-style) var(--divider-color);}.e-con-inner>.elementor-widget-divider,.e-con>.elementor-widget-divider{width:var(--container-widget-width,100%);--flex-grow:var(--container-widget-flex-grow);}.elementor-widget .elementor-icon-list-items.elementor-inline-items{margin-right:-8px;margin-left:-8px;}.elementor-widget .elementor-icon-list-items.elementor-inline-items .elementor-icon-list-item{margin-right:8px;margin-left:8px;}.elementor-widget .elementor-icon-list-items.elementor-inline-items .elementor-icon-list-item:after{width:auto;left:auto;right:auto;right:-8px;position:relative;height:100%;border-top:0;border-bottom:0;border-right:0;border-left-width:1px;border-style:solid;}.elementor-widget .elementor-icon-list-items{list-style-type:none;margin:0;padding:0;}.elementor-widget .elementor-icon-list-item{margin:0;padding:0;position:relative;}.elementor-widget .elementor-icon-list-item:after{position:absolute;bottom:0;width:100%;}.elementor-widget .elementor-icon-list-item,.elementor-widget .elementor-icon-list-item a{display:flex;font-size:inherit;align-items:var(--icon-vertical-align,center);}.elementor-widget .elementor-icon-list-icon+.elementor-icon-list-text{align-self:center;padding-inline-start:5px;}.elementor-widget .elementor-icon-list-icon{display:flex;position:relative;top:var(--icon-vertical-offset,initial);}.elementor-widget .elementor-icon-list-icon svg{width:var(--e-icon-list-icon-size,1em);height:var(--e-icon-list-icon-size,1em);}.elementor-widget.elementor-widget-icon-list .elementor-icon-list-icon{text-align:var(--e-icon-list-icon-align);}.elementor-widget.elementor-widget-icon-list .elementor-icon-list-icon svg{margin:var(--e-icon-list-icon-margin,0 calc(var(--e-icon-list-icon-size,1em) * .25) 0 0);}.elementor-widget.elementor-list-item-link-full_width a{width:100%;}.elementor-widget.elementor-align-center .elementor-icon-list-item,.elementor-widget.elementor-align-center .elementor-icon-list-item a{justify-content:center;}.elementor-widget.elementor-align-center .elementor-icon-list-item:after{margin:auto;}.elementor-widget.elementor-align-center .elementor-inline-items{justify-content:center;}.elementor-widget.elementor-align-left .elementor-icon-list-item,.elementor-widget.elementor-align-left .elementor-icon-list-item a{justify-content:flex-start;text-align:left;}.elementor-widget.elementor-align-left .elementor-inline-items{justify-content:flex-start;}.elementor-widget:not(.elementor-align-right) .elementor-icon-list-item:after{left:0;}.elementor-widget:not(.elementor-align-left) .elementor-icon-list-item:after{right:0;}@media (min-width:-1){.elementor-widget:not(.elementor-widescreen-align-right) .elementor-icon-list-item:after{left:0;}.elementor-widget:not(.elementor-widescreen-align-left) .elementor-icon-list-item:after{right:0;}}@media (max-width:-1){.elementor-widget:not(.elementor-laptop-align-right) .elementor-icon-list-item:after{left:0;}.elementor-widget:not(.elementor-laptop-align-left) .elementor-icon-list-item:after{right:0;}}@media (max-width:1200px){.elementor-widget:not(.elementor-tablet_extra-align-right) .elementor-icon-list-item:after{left:0;}.elementor-widget:not(.elementor-tablet_extra-align-left) .elementor-icon-list-item:after{right:0;}}@media (max-width:1024px){.elementor-widget.elementor-tablet-align-left .elementor-icon-list-item,.elementor-widget.elementor-tablet-align-left .elementor-icon-list-item a{justify-content:flex-start;text-align:left;}.elementor-widget.elementor-tablet-align-left .elementor-inline-items{justify-content:flex-start;}.elementor-widget:not(.elementor-tablet-align-right) .elementor-icon-list-item:after{left:0;}.elementor-widget:not(.elementor-tablet-align-left) .elementor-icon-list-item:after{right:0;}}@media (max-width:-1){.elementor-widget:not(.elementor-mobile_extra-align-right) .elementor-icon-list-item:after{left:0;}.elementor-widget:not(.elementor-mobile_extra-align-left) .elementor-icon-list-item:after{right:0;}}@media (max-width:767px){.elementor-widget.elementor-mobile-align-center .elementor-icon-list-item,.elementor-widget.elementor-mobile-align-center .elementor-icon-list-item a{justify-content:center;}.elementor-widget.elementor-mobile-align-center .elementor-icon-list-item:after{margin:auto;}.elementor-widget.elementor-mobile-align-center .elementor-inline-items{justify-content:center;}.elementor-widget:not(.elementor-mobile-align-right) .elementor-icon-list-item:after{left:0;}.elementor-widget:not(.elementor-mobile-align-left) .elementor-icon-list-item:after{right:0;}}.elementor-widget-loop-grid{scroll-margin-top:var(--auto-scroll-offset,initial);}.elementor-widget-loop-grid .elementor-grid{grid-column-gap:var(--grid-column-gap,30px);grid-row-gap:var(--grid-row-gap,30px);}.elementor-widget-loop-grid>.elementor-widget-container>.elementor-button-wrapper{}.elementor-widget-loop-grid>.elementor-widget-container>.elementor-button-wrapper .elementor-button{cursor:pointer;position:relative;}.elementor-loop-container:not(.elementor-posts-masonry){align-items:stretch;}@keyframes loadingOpacityAnimation{0%,to{opacity:1;}50%{opacity:.6;}}.e-loop-item *{word-break:break-word;}[class*=elementor-widget-loop] .elementor-page-title,[class*=elementor-widget-loop] .product_title.entry-title{display:initial;}@keyframes swiper-preloader-spin{to{transform:rotate(1turn);}}.elementor-element,.elementor-lightbox{--swiper-theme-color:#000;--swiper-navigation-size:44px;--swiper-pagination-bullet-size:6px;--swiper-pagination-bullet-horizontal-gap:6px;}.elementor-location-footer:before,.elementor-location-header:before{clear:both;content:"";display:table;}.elementor-sticky--active{z-index:99;}.e-con.elementor-sticky--active{z-index:var(--z-index,99);}[data-elementor-type=popup] .elementor-section-wrap:not(:empty)+#elementor-add-new-section,[data-elementor-type=popup]:not(.elementor-edit-area){display:none;}.elementor-popup-modal{background-color:transparent;display:flex;pointer-events:none;-webkit-user-select:auto;-moz-user-select:auto;user-select:auto;}.elementor-popup-modal .dialog-buttons-wrapper,.elementor-popup-modal .dialog-header{display:none;}.elementor-popup-modal .dialog-close-button{display:none;margin-top:0;opacity:1;pointer-events:all;right:20px;top:20px;z-index:9999;}.elementor-popup-modal .dialog-close-button svg{fill:#1f2124;height:1em;width:1em;}.elementor-popup-modal .dialog-widget-content{background-color:#fff;border-radius:0;box-shadow:none;max-height:100%;max-width:100%;overflow:visible;pointer-events:all;width:auto;}.elementor-popup-modal .dialog-message{display:flex;max-height:100vh;max-width:100vw;overflow:auto;padding:0;width:640px;}.elementor-popup-modal .elementor{width:100%;}:root{--ep-range-slider-background-color:#fff;--ep-range-slider-track-color:#eee;}@media (min-width:768px){:root{--ep-range-slider-thumb-size:1.25em;--ep-range-slider-track-size:.5em;}}.mp_wrapper .mepr-unauthorized-message,.mp_wrapper .mp_login_form{background-color:#f9f9f9;border-top:2px dashed #bcbcbc;padding:1.875rem;}.mp_wrapper .mepr-unauthorized-message p:last-child{margin-bottom:0;}.mp_wrapper .mp_login_form{border-top:none;padding-top:0;}.mepr-unauthorized-message h3{margin:1rem auto 2rem;}.mp_wrapper .mepr-unauthorized-excerpt:after{background:linear-gradient(180deg,hsla(0,0%,100%,0),hsla(0,0%,100%,.9));bottom:0;content:"";height:100%;left:0;position:absolute;width:100%;}.mp_wrapper .mepr-unauthorized-excerpt{position:relative;}.elementor-menu-toggle{background:none !important;}.elementor-nav-menu--dropdown.elementor-nav-menu__container{background:#ededec;}.elementor-nav-menu--dropdown.elementor-nav-menu__container ul.sub-menu{background:rgba(0,0,0,.05);}.header_user_menus .elementor-nav-menu--dropdown.elementor-nav-menu__container > ul > li > a{line-height:1 !important;}.elementor-nav-menu--dropdown.elementor-nav-menu__container ul.sub-menu > li > a{padding-top:5px;padding-bottom:5px;}@media only screen and (max-width: 767px){#header_subscribe_btn{padding:10px 10px !important;white-space:nowrap;}}fieldset,img{border:0;}.ptb_col,.ptb_pagenav,.ptb_post,.ptb_post_nav,img{box-sizing:border-box;}</style> <link rel='preconnect' href='https://use.typekit.net' > <link rel='preconnect' href='https://tpc.googlesyndication.com' > <link rel='preconnect' href='https://pagead2.googlesyndication.com' > <link rel='preconnect' href='https://securepubads.g.doubleclick.net' > <link rel='dns-prefetch' href='//use.typekit.net'> <link rel='dns-prefetch' href='//typekit.net'> <link rel='dns-prefetch' href='//pagead2.googlesyndication.com'> <link rel='dns-prefetch' href='//tpc.googlesyndication.com'> <link rel='dns-prefetch' href='//securepubads.g.doubleclick.net'>  <meta name="robots" content="max-snippet:-1,max-image-preview:large,max-video-preview:-1" /> <link rel="canonical" href="https://www.businessinsurance.com/insurance-topics/risk-management/mergers-acquisitions/" /> <link rel="next" href="https://www.businessinsurance.com/insurance-topics/risk-management/mergers-acquisitions/page/2/" /> <meta property="og:type" content="website" /> <meta property="og:locale" content="en_US" /> <meta property="og:site_name" content="Business Insurance" /> <meta property="og:title" content="Category: Mergers & Acquisitions" /> <meta property="og:url" content="https://www.businessinsurance.com/insurance-topics/risk-management/mergers-acquisitions/" /> <meta property="og:image" content="https://www.businessinsurance.com/wp-content/uploads/2023/03/cropped-BI-square-blue.png" /> <meta property="og:image:width" content="512" /> <meta property="og:image:height" content="512" /> <meta name="twitter:card" content="summary_large_image" /> <meta name="twitter:title" content="Category: Mergers & Acquisitions" /> <meta name="twitter:image" content="https://www.businessinsurance.com/wp-content/uploads/2023/03/cropped-BI-square-blue.png" /> <script type="application/ld+json">{"@context":"https://schema.org","@graph":[{"@type":"WebSite","@id":"https://www.businessinsurance.com/#/schema/WebSite","url":"https://www.businessinsurance.com/","name":"Business Insurance","description":"Magazine","inLanguage":"en-US","potentialAction":{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https://www.businessinsurance.com/search/{search_term_string}/"},"query-input":"required name=search_term_string"},"publisher":{"@type":"Organization","@id":"https://www.businessinsurance.com/#/schema/Organization","name":"Business Insurance","url":"https://www.businessinsurance.com/","logo":{"@type":"ImageObject","url":"https://www.businessinsurance.com/wp-content/uploads/2023/03/cropped-BI-square-blue.png","contentUrl":"https://www.businessinsurance.com/wp-content/uploads/2023/03/cropped-BI-square-blue.png","width":512,"height":512,"contentSize":"31021"}}},{"@type":"CollectionPage","@id":"https://www.businessinsurance.com/insurance-topics/risk-management/mergers-acquisitions/","url":"https://www.businessinsurance.com/insurance-topics/risk-management/mergers-acquisitions/","name":"Category: Mergers & Acquisitions - Business Insurance","inLanguage":"en-US","isPartOf":{"@id":"https://www.businessinsurance.com/#/schema/WebSite"},"breadcrumb":{"@type":"BreadcrumbList","@id":"https://www.businessinsurance.com/#/schema/BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"item":"https://www.businessinsurance.com/","name":"Business Insurance"},{"@type":"ListItem","position":2,"item":"https://www.businessinsurance.com/insurance-topics/","name":"Category: Insurance Topics"},{"@type":"ListItem","position":3,"item":"https://www.businessinsurance.com/insurance-topics/risk-management/","name":"Category: Risk Management"},{"@type":"ListItem","position":4,"name":"Category: Mergers & Acquisitions"}]}}]}</script>  <link rel="preload" as="font" href="https://www.businessinsurance.com/wp-content/uploads/2024/07/Lusitana-Regular.woff2" data-wpacu-preload-font="1" crossorigin> <link rel="preload" as="font" href="https://www.businessinsurance.com/wp-content/uploads/2024/07/Lusitana-Bold.woff2" data-wpacu-preload-font="1" crossorigin> <link rel="stylesheet" type="text/css" data-pmdelayedstyle="https://use.typekit.net/utc3xtb.css"></link><link data-wpacu-style-handle="mp-theme" rel="stylesheet" id="mp-theme-css" media="all" data-pmdelayedstyle="https://www.businessinsurance.com/wp-content/cache/perfmatters/www.businessinsurance.com/minify/65e005609e00.theme.min.css?ver=1.11.35"></link> <style id='safe-svg-svg-icon-style-inline-css'>.safe-svg-cover{text-align:center}.safe-svg-cover .safe-svg-inside{display:inline-block;max-width:100%}.safe-svg-cover svg{height:100%;max-height:100%;max-width:100%;width:100%}</style> <style id='classic-theme-styles-inline-css'>/*! This file is auto-generated */ .wp-block-button__link{color:#fff;background-color:#32373c;border-radius:9999px;box-shadow:none;text-decoration:none;padding:calc(.667em + 2px) calc(1.333em + 2px);font-size:1.125em}.wp-block-file__button{background:#32373c;color:#fff;text-decoration:none}</style> <link data-wpacu-style-handle="jwppp-widget-style" rel="stylesheet" id="jwppp-widget-style-css" media="all" data-pmdelayedstyle="https://www.businessinsurance.com/wp-content/cache/perfmatters/www.businessinsurance.com/minify/8072415527bb.jw-widget-min.min.css?ver=6.6.2"></link> <link data-wpacu-style-handle="if-menu-site-css" rel="stylesheet" id="if-menu-site-css-css" media="all" data-pmdelayedstyle="https://www.businessinsurance.com/wp-content/plugins/if-menu/assets/if-menu-site.css?ver=6.6.2"></link> <link data-wpacu-style-handle="hello-elementor" rel="stylesheet" id="hello-elementor-css" media="all" data-pmdelayedstyle="https://www.businessinsurance.com/wp-content/themes/hello-elementor/style.min.css?ver=3.1.1"></link> <link data-wpacu-style-handle="hello-elementor-theme-style" rel="stylesheet" id="hello-elementor-theme-style-css" media="all" data-pmdelayedstyle="https://www.businessinsurance.com/wp-content/themes/hello-elementor/theme.min.css?ver=3.1.1"></link> <link data-wpacu-style-handle="hello-elementor-header-footer" rel="stylesheet" id="hello-elementor-header-footer-css" media="all" data-pmdelayedstyle="https://www.businessinsurance.com/wp-content/themes/hello-elementor/header-footer.min.css?ver=3.1.1"></link> <link data-wpacu-style-handle="elementor-frontend" rel="stylesheet" id="elementor-frontend-css" media="all" data-pmdelayedstyle="https://www.businessinsurance.com/wp-content/uploads/elementor/css/custom-frontend.min.css?ver=1732211098"></link> <style id='elementor-frontend-inline-css'>.elementor-kit-224796{--e-global-color-primary:#191919;--e-global-color-secondary:#939393;--e-global-color-text:#393939;--e-global-color-accent:#1D77A9;--e-global-color-164f071:#EFAD14;--e-global-color-090c572:#F47521;--e-global-color-a9608d1:#51C5D9;--e-global-color-a141cd2:#EDEDEC;--e-global-color-dfceda1:#D1D1D1;--e-global-color-058b082:#E6E6E6;--e-global-color-faeb185:#FFFFFF;--e-global-typography-primary-font-family:"liberation-sans";--e-global-typography-primary-font-weight:400;--e-global-typography-primary-text-transform:none;--e-global-typography-primary-font-style:normal;--e-global-typography-primary-text-decoration:none;--e-global-typography-primary-line-height:1.3em;--e-global-typography-primary-letter-spacing:0px;--e-global-typography-secondary-font-family:"Lusitana";--e-global-typography-secondary-font-size:15px;--e-global-typography-secondary-font-weight:400;--e-global-typography-secondary-text-transform:none;--e-global-typography-secondary-font-style:normal;--e-global-typography-secondary-text-decoration:none;--e-global-typography-secondary-line-height:1.3em;--e-global-typography-text-font-family:"liberation-sans";--e-global-typography-text-font-size:14px;--e-global-typography-text-font-weight:400;--e-global-typography-text-text-transform:none;--e-global-typography-text-font-style:normal;--e-global-typography-text-text-decoration:none;--e-global-typography-text-line-height:1.5em;--e-global-typography-accent-font-family:"Lusitana";--e-global-typography-accent-font-weight:500;--e-global-typography-accent-text-transform:none;--e-global-typography-accent-font-style:normal;--e-global-typography-accent-text-decoration:none;--e-global-typography-e767fbd-font-family:"Lusitana";--e-global-typography-e767fbd-font-size:44px;--e-global-typography-e767fbd-font-weight:700;--e-global-typography-e767fbd-text-transform:none;--e-global-typography-e767fbd-font-style:normal;--e-global-typography-e767fbd-text-decoration:none;--e-global-typography-e767fbd-line-height:1.3em;--e-global-typography-e767fbd-letter-spacing:0px;--e-global-typography-d9f459b-font-family:"Lusitana";--e-global-typography-d9f459b-font-size:26px;--e-global-typography-d9f459b-font-weight:500;--e-global-typography-d9f459b-text-transform:none;--e-global-typography-d9f459b-font-style:normal;--e-global-typography-d9f459b-text-decoration:none;--e-global-typography-d9f459b-line-height:1.3em;--e-global-typography-d9f459b-letter-spacing:0px;--e-global-typography-da21c65-font-family:"Lusitana";--e-global-typography-da21c65-font-size:20px;--e-global-typography-da21c65-font-weight:500;--e-global-typography-da21c65-text-transform:none;--e-global-typography-da21c65-font-style:normal;--e-global-typography-da21c65-text-decoration:none;--e-global-typography-da21c65-line-height:1.3em;--e-global-typography-da21c65-letter-spacing:0px;--e-global-typography-0d262bb-font-family:"Lusitana";--e-global-typography-0d262bb-font-size:17px;--e-global-typography-0d262bb-font-weight:500;--e-global-typography-0d262bb-text-transform:none;--e-global-typography-0d262bb-font-style:normal;--e-global-typography-0d262bb-text-decoration:none;--e-global-typography-0d262bb-line-height:1.2em;--e-global-typography-3f2ffb7-font-family:"Lusitana";--e-global-typography-3f2ffb7-font-size:15px;--e-global-typography-3f2ffb7-font-weight:400;--e-global-typography-3f2ffb7-text-transform:none;--e-global-typography-3f2ffb7-font-style:normal;--e-global-typography-3f2ffb7-text-decoration:none;--e-global-typography-3f2ffb7-line-height:1.2em;--e-global-typography-b11c54e-font-family:"Lusitana";--e-global-typography-b11c54e-font-size:13px;--e-global-typography-b11c54e-font-weight:400;--e-global-typography-b11c54e-text-transform:none;--e-global-typography-b11c54e-font-style:normal;--e-global-typography-b11c54e-text-decoration:none;--e-global-typography-b11c54e-line-height:1.2em;--e-global-typography-36c5ea9-font-family:"liberation-sans";--e-global-typography-36c5ea9-font-size:14px;--e-global-typography-36c5ea9-font-weight:400;--e-global-typography-36c5ea9-text-transform:none;--e-global-typography-36c5ea9-font-style:normal;--e-global-typography-36c5ea9-text-decoration:none;--e-global-typography-36c5ea9-line-height:1.4em;--e-global-typography-beabbcc-font-family:"Lusitana";--e-global-typography-beabbcc-font-size:17px;--e-global-typography-beabbcc-font-weight:500;--e-global-typography-beabbcc-text-transform:none;--e-global-typography-beabbcc-font-style:normal;--e-global-typography-beabbcc-text-decoration:none;--e-global-typography-beabbcc-line-height:1.3em;--e-global-typography-beabbcc-letter-spacing:-0.2px;--e-global-typography-6ab1e4b-font-family:"liberation-sans";--e-global-typography-6ab1e4b-font-size:17px;--e-global-typography-6ab1e4b-font-weight:400;--e-global-typography-6ab1e4b-text-transform:none;--e-global-typography-6ab1e4b-font-style:normal;--e-global-typography-6ab1e4b-text-decoration:none;--e-global-typography-6ab1e4b-line-height:1.5em;--e-global-typography-a906496-font-family:"Lusitana";--e-global-typography-a906496-font-size:16px;--e-global-typography-a906496-font-weight:500;--e-global-typography-a906496-text-transform:none;--e-global-typography-a906496-font-style:normal;--e-global-typography-a906496-text-decoration:none;--e-global-typography-a906496-line-height:1.3em;--e-global-typography-a906496-letter-spacing:0.3px;--e-global-typography-dec4296-font-family:"liberation-sans";--e-global-typography-dec4296-font-size:18px;--e-global-typography-dec4296-font-weight:400;--e-global-typography-dec4296-text-transform:none;--e-global-typography-dec4296-font-style:normal;--e-global-typography-dec4296-text-decoration:none;--e-global-typography-dec4296-line-height:1.3em;--e-global-typography-dec4296-letter-spacing:0px;--e-global-typography-a260c91-font-family:"liberation-sans";--e-global-typography-a260c91-font-size:16px;--e-global-typography-a260c91-font-weight:400;--e-global-typography-a260c91-text-transform:none;--e-global-typography-a260c91-font-style:normal;--e-global-typography-a260c91-text-decoration:none;--e-global-typography-a260c91-line-height:1.3em;--e-global-typography-1048b30-font-family:"liberation-sans";--e-global-typography-1048b30-font-size:15px;--e-global-typography-1048b30-font-weight:400;--e-global-typography-2a7fd94-font-family:"liberation-sans";--e-global-typography-2a7fd94-font-size:18px;--e-global-typography-2a7fd94-font-weight:400;--e-global-typography-2a7fd94-text-transform:none;--e-global-typography-2a7fd94-font-style:normal;--e-global-typography-2a7fd94-text-decoration:none;--e-global-typography-2a7fd94-line-height:1.3em;--e-global-typography-2a7fd94-letter-spacing:0.3px;--e-global-typography-e467bb4-font-family:"Lusitana";--e-global-typography-e467bb4-font-size:19px;--e-global-typography-e467bb4-font-weight:400;--e-global-typography-e467bb4-text-transform:none;--e-global-typography-e467bb4-font-style:normal;--e-global-typography-e467bb4-text-decoration:none;--e-global-typography-e467bb4-line-height:1.5em;--e-global-typography-e467bb4-letter-spacing:0px;--e-global-typography-a83c142-font-family:"liberation-sans";--e-global-typography-a83c142-font-size:72px;--e-global-typography-a83c142-font-weight:700;--e-global-typography-a83c142-line-height:1.3em;--e-global-typography-58a9f88-font-family:"liberation-sans";--e-global-typography-58a9f88-font-size:13px;--e-global-typography-58a9f88-font-weight:400;--e-global-typography-58a9f88-text-transform:uppercase;--e-global-typography-58a9f88-font-style:normal;--e-global-typography-58a9f88-text-decoration:none;--e-global-typography-58a9f88-line-height:1.5em;--e-global-typography-58a9f88-letter-spacing:1.3px;--e-global-typography-4db49e1-font-family:"Lusitana";--e-global-typography-4db49e1-font-size:18px;--e-global-typography-4db49e1-font-weight:400;--e-global-typography-4db49e1-text-transform:none;--e-global-typography-4db49e1-font-style:normal;--e-global-typography-4db49e1-text-decoration:none;--e-global-typography-4db49e1-line-height:1.4em;--e-global-typography-2f65961-font-family:"Lusitana";--e-global-typography-2f65961-font-size:100px;--e-global-typography-2f65961-font-weight:700;--e-global-typography-2f65961-line-height:1em;--e-global-typography-2f65961-letter-spacing:3px;--e-global-typography-d159138-font-family:"liberation-sans";--e-global-typography-d159138-font-size:16px;--e-global-typography-d159138-font-weight:400;--e-global-typography-d159138-text-transform:none;--e-global-typography-d159138-font-style:normal;--e-global-typography-d159138-text-decoration:none;--e-global-typography-d159138-line-height:1.4em;--e-global-typography-239133b-font-family:"liberation-sans";--e-global-typography-239133b-font-size:19px;--e-global-typography-239133b-font-weight:400;--e-global-typography-239133b-text-transform:none;--e-global-typography-239133b-font-style:normal;--e-global-typography-239133b-text-decoration:none;--e-global-typography-239133b-line-height:1.3em;--e-global-typography-239133b-letter-spacing:0px;color:var( --e-global-color-text );font-family:var( --e-global-typography-text-font-family ), Sans-serif;font-size:var( --e-global-typography-text-font-size );font-weight:var( --e-global-typography-text-font-weight );text-transform:var( --e-global-typography-text-text-transform );font-style:var( --e-global-typography-text-font-style );text-decoration:var( --e-global-typography-text-text-decoration );line-height:var( --e-global-typography-text-line-height );}.elementor-kit-224796 button,.elementor-kit-224796 input[type="button"],.elementor-kit-224796 input[type="submit"],.elementor-kit-224796 .elementor-button{background-color:var( --e-global-color-090c572 );font-family:var( --e-global-typography-a906496-font-family ), Sans-serif;font-size:var( --e-global-typography-a906496-font-size );font-weight:var( --e-global-typography-a906496-font-weight );text-transform:var( --e-global-typography-a906496-text-transform );font-style:var( --e-global-typography-a906496-font-style );text-decoration:var( --e-global-typography-a906496-text-decoration );line-height:var( --e-global-typography-a906496-line-height );letter-spacing:var( --e-global-typography-a906496-letter-spacing );color:var( --e-global-color-faeb185 );border-style:solid;border-width:1px 1px 1px 1px;border-color:var( --e-global-color-090c572 );border-radius:0px 0px 0px 0px;padding:8px 12px 8px 12px;}.elementor-kit-224796 button:hover,.elementor-kit-224796 button:focus,.elementor-kit-224796 input[type="button"]:hover,.elementor-kit-224796 input[type="button"]:focus,.elementor-kit-224796 input[type="submit"]:hover,.elementor-kit-224796 input[type="submit"]:focus,.elementor-kit-224796 .elementor-button:hover,.elementor-kit-224796 .elementor-button:focus{background-color:var( --e-global-color-faeb185 );color:var( --e-global-color-090c572 );border-style:solid;border-width:1px 1px 1px 1px;border-color:var( --e-global-color-090c572 );}.elementor-kit-224796 e-page-transition{background-color:#FFBC7D;}.elementor-kit-224796 p{margin-bottom:1.5em;}.elementor-kit-224796 a{color:var( --e-global-color-accent );}.elementor-kit-224796 a:hover{color:var( --e-global-color-primary );}.elementor-kit-224796 h1{color:var( --e-global-color-primary );font-family:var( --e-global-typography-e767fbd-font-family ), Sans-serif;font-size:var( --e-global-typography-e767fbd-font-size );font-weight:var( --e-global-typography-e767fbd-font-weight );text-transform:var( --e-global-typography-e767fbd-text-transform );font-style:var( --e-global-typography-e767fbd-font-style );text-decoration:var( --e-global-typography-e767fbd-text-decoration );line-height:var( --e-global-typography-e767fbd-line-height );letter-spacing:var( --e-global-typography-e767fbd-letter-spacing );}.elementor-kit-224796 h2{color:var( --e-global-color-primary );font-family:var( --e-global-typography-d9f459b-font-family ), Sans-serif;font-size:var( --e-global-typography-d9f459b-font-size );font-weight:var( --e-global-typography-d9f459b-font-weight );text-transform:var( --e-global-typography-d9f459b-text-transform );font-style:var( --e-global-typography-d9f459b-font-style );text-decoration:var( --e-global-typography-d9f459b-text-decoration );line-height:var( --e-global-typography-d9f459b-line-height );letter-spacing:var( --e-global-typography-d9f459b-letter-spacing );}.elementor-kit-224796 h3{color:var( --e-global-color-primary );font-family:var( --e-global-typography-da21c65-font-family ), Sans-serif;font-size:var( --e-global-typography-da21c65-font-size );font-weight:var( --e-global-typography-da21c65-font-weight );text-transform:var( --e-global-typography-da21c65-text-transform );font-style:var( --e-global-typography-da21c65-font-style );text-decoration:var( --e-global-typography-da21c65-text-decoration );line-height:var( --e-global-typography-da21c65-line-height );letter-spacing:var( --e-global-typography-da21c65-letter-spacing );}.elementor-kit-224796 h4{color:var( --e-global-color-primary );font-family:var( --e-global-typography-0d262bb-font-family ), Sans-serif;font-size:var( --e-global-typography-0d262bb-font-size );font-weight:var( --e-global-typography-0d262bb-font-weight );text-transform:var( --e-global-typography-0d262bb-text-transform );font-style:var( --e-global-typography-0d262bb-font-style );text-decoration:var( --e-global-typography-0d262bb-text-decoration );line-height:var( --e-global-typography-0d262bb-line-height );}.elementor-kit-224796 h5{color:var( --e-global-color-primary );font-family:var( --e-global-typography-3f2ffb7-font-family ), Sans-serif;font-size:var( --e-global-typography-3f2ffb7-font-size );font-weight:var( --e-global-typography-3f2ffb7-font-weight );text-transform:var( --e-global-typography-3f2ffb7-text-transform );font-style:var( --e-global-typography-3f2ffb7-font-style );text-decoration:var( --e-global-typography-3f2ffb7-text-decoration );line-height:var( --e-global-typography-3f2ffb7-line-height );}.elementor-kit-224796 h6{color:var( --e-global-color-primary );font-family:var( --e-global-typography-b11c54e-font-family ), Sans-serif;font-size:var( --e-global-typography-b11c54e-font-size );font-weight:var( --e-global-typography-b11c54e-font-weight );text-transform:var( --e-global-typography-b11c54e-text-transform );font-style:var( --e-global-typography-b11c54e-font-style );text-decoration:var( --e-global-typography-b11c54e-text-decoration );line-height:var( --e-global-typography-b11c54e-line-height );}.elementor-section.elementor-section-boxed > .elementor-container{max-width:1200px;}.e-con{--container-max-width:1200px;--container-default-padding-top:0px;--container-default-padding-right:0px;--container-default-padding-bottom:0px;--container-default-padding-left:0px;}.elementor-widget:not(:last-child){margin-block-end:0px;}.elementor-element{--widgets-spacing:0px 0px;}{}h1.entry-title{display:var(--page-title-display);}.site-header .site-branding{flex-direction:column;align-items:stretch;}.site-header{padding-inline-end:0px;padding-inline-start:0px;}.site-footer .site-branding{flex-direction:column;align-items:stretch;}@media(max-width:1024px){.elementor-kit-224796{font-size:var( --e-global-typography-text-font-size );line-height:var( --e-global-typography-text-line-height );}.elementor-kit-224796 h1{font-size:var( --e-global-typography-e767fbd-font-size );line-height:var( --e-global-typography-e767fbd-line-height );letter-spacing:var( --e-global-typography-e767fbd-letter-spacing );}.elementor-kit-224796 h2{font-size:var( --e-global-typography-d9f459b-font-size );line-height:var( --e-global-typography-d9f459b-line-height );letter-spacing:var( --e-global-typography-d9f459b-letter-spacing );}.elementor-kit-224796 h3{font-size:var( --e-global-typography-da21c65-font-size );line-height:var( --e-global-typography-da21c65-line-height );letter-spacing:var( --e-global-typography-da21c65-letter-spacing );}.elementor-kit-224796 h4{font-size:var( --e-global-typography-0d262bb-font-size );line-height:var( --e-global-typography-0d262bb-line-height );}.elementor-kit-224796 h5{font-size:var( --e-global-typography-3f2ffb7-font-size );line-height:var( --e-global-typography-3f2ffb7-line-height );}.elementor-kit-224796 h6{font-size:var( --e-global-typography-b11c54e-font-size );line-height:var( --e-global-typography-b11c54e-line-height );}.elementor-kit-224796 button,.elementor-kit-224796 input[type="button"],.elementor-kit-224796 input[type="submit"],.elementor-kit-224796 .elementor-button{font-size:var( --e-global-typography-a906496-font-size );line-height:var( --e-global-typography-a906496-line-height );letter-spacing:var( --e-global-typography-a906496-letter-spacing );}.elementor-section.elementor-section-boxed > .elementor-container{max-width:1024px;}.e-con{--container-max-width:1024px;}}@media(max-width:767px){.elementor-kit-224796{--e-global-typography-e767fbd-font-size:38px;font-size:var( --e-global-typography-text-font-size );line-height:var( --e-global-typography-text-line-height );}.elementor-kit-224796 h1{font-size:var( --e-global-typography-e767fbd-font-size );line-height:var( --e-global-typography-e767fbd-line-height );letter-spacing:var( --e-global-typography-e767fbd-letter-spacing );}.elementor-kit-224796 h2{font-size:var( --e-global-typography-d9f459b-font-size );line-height:var( --e-global-typography-d9f459b-line-height );letter-spacing:var( --e-global-typography-d9f459b-letter-spacing );}.elementor-kit-224796 h3{font-size:var( --e-global-typography-da21c65-font-size );line-height:var( --e-global-typography-da21c65-line-height );letter-spacing:var( --e-global-typography-da21c65-letter-spacing );}.elementor-kit-224796 h4{font-size:var( --e-global-typography-0d262bb-font-size );line-height:var( --e-global-typography-0d262bb-line-height );}.elementor-kit-224796 h5{font-size:var( --e-global-typography-3f2ffb7-font-size );line-height:var( --e-global-typography-3f2ffb7-line-height );}.elementor-kit-224796 h6{font-size:var( --e-global-typography-b11c54e-font-size );line-height:var( --e-global-typography-b11c54e-line-height );}.elementor-kit-224796 button,.elementor-kit-224796 input[type="button"],.elementor-kit-224796 input[type="submit"],.elementor-kit-224796 .elementor-button{font-size:var( --e-global-typography-a906496-font-size );line-height:var( --e-global-typography-a906496-line-height );letter-spacing:var( --e-global-typography-a906496-letter-spacing );}.elementor-section.elementor-section-boxed > .elementor-container{max-width:767px;}.e-con{--container-max-width:767px;}}/* Start Custom Fonts CSS */@font-face{font-display:swap;font-family:'Lusitana';font-style:normal;font-weight:normal;src:url('https://www.businessinsurance.com/wp-content/uploads/2024/07/Lusitana-Regular.woff2') format('woff2');} @font-face{font-display:swap;font-family:'Lusitana';font-style:normal;font-weight:bold;src:url('https://www.businessinsurance.com/wp-content/uploads/2024/07/Lusitana-Bold.woff2') format('woff2');} /* End Custom Fonts CSS */ .elementor-widget-nested-tabs.elementor-widget-n-tabs > .elementor-widget-container > .e-n-tabs[data-touch-mode="false"] > .e-n-tabs-heading > .e-n-tab-title[aria-selected="false"]:hover{background:var( --e-global-color-accent );}.elementor-widget-nested-tabs.elementor-widget-n-tabs > .elementor-widget-container > .e-n-tabs > .e-n-tabs-heading > .e-n-tab-title[aria-selected="true"], .elementor-widget-nested-tabs.elementor-widget-n-tabs > .elementor-widget-container > .e-n-tabs[data-touch-mode="true"] > .e-n-tabs-heading > .e-n-tab-title[aria-selected="false"]:hover{background:var( --e-global-color-accent );}.elementor-widget-nested-tabs.elementor-widget-n-tabs > .elementor-widget-container > .e-n-tabs > .e-n-tabs-heading > :is( .e-n-tab-title > .e-n-tab-title-text, .e-n-tab-title ){font-family:var( --e-global-typography-accent-font-family ), Sans-serif;font-weight:var( --e-global-typography-accent-font-weight );text-transform:var( --e-global-typography-accent-text-transform );font-style:var( --e-global-typography-accent-font-style );text-decoration:var( --e-global-typography-accent-text-decoration );}.elementor-widget-heading .elementor-heading-title{color:var( --e-global-color-primary );font-family:var( --e-global-typography-primary-font-family ), Sans-serif;font-weight:var( --e-global-typography-primary-font-weight );text-transform:var( --e-global-typography-primary-text-transform );font-style:var( --e-global-typography-primary-font-style );text-decoration:var( --e-global-typography-primary-text-decoration );line-height:var( --e-global-typography-primary-line-height );letter-spacing:var( --e-global-typography-primary-letter-spacing );}.elementor-widget-image .widget-image-caption{color:var( --e-global-color-text );font-family:var( --e-global-typography-text-font-family ), Sans-serif;font-size:var( --e-global-typography-text-font-size );font-weight:var( --e-global-typography-text-font-weight );text-transform:var( --e-global-typography-text-text-transform );font-style:var( --e-global-typography-text-font-style );text-decoration:var( --e-global-typography-text-text-decoration );line-height:var( --e-global-typography-text-line-height );}.elementor-widget-text-editor{color:var( --e-global-color-text );font-family:var( --e-global-typography-text-font-family ), Sans-serif;font-size:var( --e-global-typography-text-font-size );font-weight:var( --e-global-typography-text-font-weight );text-transform:var( --e-global-typography-text-text-transform );font-style:var( --e-global-typography-text-font-style );text-decoration:var( --e-global-typography-text-text-decoration );line-height:var( --e-global-typography-text-line-height );}.elementor-widget-text-editor.elementor-drop-cap-view-stacked .elementor-drop-cap{background-color:var( --e-global-color-primary );}.elementor-widget-text-editor.elementor-drop-cap-view-framed .elementor-drop-cap, .elementor-widget-text-editor.elementor-drop-cap-view-default .elementor-drop-cap{color:var( --e-global-color-primary );border-color:var( --e-global-color-primary );}.elementor-widget-button .elementor-button{background-color:var( --e-global-color-accent );font-family:var( --e-global-typography-accent-font-family ), Sans-serif;font-weight:var( --e-global-typography-accent-font-weight );text-transform:var( --e-global-typography-accent-text-transform );font-style:var( --e-global-typography-accent-font-style );text-decoration:var( --e-global-typography-accent-text-decoration );}.elementor-widget-divider{--divider-color:var( --e-global-color-secondary );}.elementor-widget-divider .elementor-divider__text{color:var( --e-global-color-secondary );font-family:var( --e-global-typography-secondary-font-family ), Sans-serif;font-size:var( --e-global-typography-secondary-font-size );font-weight:var( --e-global-typography-secondary-font-weight );text-transform:var( --e-global-typography-secondary-text-transform );font-style:var( --e-global-typography-secondary-font-style );text-decoration:var( --e-global-typography-secondary-text-decoration );line-height:var( --e-global-typography-secondary-line-height );}.elementor-widget-divider.elementor-view-stacked .elementor-icon{background-color:var( --e-global-color-secondary );}.elementor-widget-divider.elementor-view-framed .elementor-icon, .elementor-widget-divider.elementor-view-default .elementor-icon{color:var( --e-global-color-secondary );border-color:var( --e-global-color-secondary );}.elementor-widget-divider.elementor-view-framed .elementor-icon, .elementor-widget-divider.elementor-view-default .elementor-icon svg{fill:var( --e-global-color-secondary );}.elementor-widget-icon.elementor-view-stacked .elementor-icon{background-color:var( --e-global-color-primary );}.elementor-widget-icon.elementor-view-framed .elementor-icon, .elementor-widget-icon.elementor-view-default .elementor-icon{color:var( --e-global-color-primary );border-color:var( --e-global-color-primary );}.elementor-widget-icon.elementor-view-framed .elementor-icon, .elementor-widget-icon.elementor-view-default .elementor-icon svg{fill:var( --e-global-color-primary );}.elementor-widget-icon-box.elementor-view-stacked .elementor-icon{background-color:var( --e-global-color-primary );}.elementor-widget-icon-box.elementor-view-framed .elementor-icon, .elementor-widget-icon-box.elementor-view-default .elementor-icon{fill:var( --e-global-color-primary );color:var( --e-global-color-primary );border-color:var( --e-global-color-primary );}.elementor-widget-icon-box .elementor-icon-box-title{color:var( --e-global-color-primary );}.elementor-widget-icon-box .elementor-icon-box-title, .elementor-widget-icon-box .elementor-icon-box-title a{font-family:var( --e-global-typography-primary-font-family ), Sans-serif;font-weight:var( --e-global-typography-primary-font-weight );text-transform:var( --e-global-typography-primary-text-transform );font-style:var( --e-global-typography-primary-font-style );text-decoration:var( --e-global-typography-primary-text-decoration );line-height:var( --e-global-typography-primary-line-height );letter-spacing:var( --e-global-typography-primary-letter-spacing );}.elementor-widget-icon-box .elementor-icon-box-description{color:var( --e-global-color-text );font-family:var( --e-global-typography-text-font-family ), Sans-serif;font-size:var( --e-global-typography-text-font-size );font-weight:var( --e-global-typography-text-font-weight );text-transform:var( --e-global-typography-text-text-transform );font-style:var( --e-global-typography-text-font-style );text-decoration:var( --e-global-typography-text-text-decoration );line-height:var( --e-global-typography-text-line-height );}.elementor-widget-star-rating .elementor-star-rating__title{color:var( --e-global-color-text );font-family:var( --e-global-typography-text-font-family ), Sans-serif;font-size:var( --e-global-typography-text-font-size );font-weight:var( --e-global-typography-text-font-weight );text-transform:var( --e-global-typography-text-text-transform );font-style:var( --e-global-typography-text-font-style );text-decoration:var( --e-global-typography-text-text-decoration );line-height:var( --e-global-typography-text-line-height );}.elementor-widget-icon-list .elementor-icon-list-item:not(:last-child):after{border-color:var( --e-global-color-text );}.elementor-widget-icon-list .elementor-icon-list-icon i{color:var( --e-global-color-primary );}.elementor-widget-icon-list .elementor-icon-list-icon svg{fill:var( --e-global-color-primary );}.elementor-widget-icon-list .elementor-icon-list-item > .elementor-icon-list-text, .elementor-widget-icon-list .elementor-icon-list-item > a{font-family:var( --e-global-typography-text-font-family ), Sans-serif;font-size:var( --e-global-typography-text-font-size );font-weight:var( --e-global-typography-text-font-weight );text-transform:var( --e-global-typography-text-text-transform );font-style:var( --e-global-typography-text-font-style );text-decoration:var( --e-global-typography-text-text-decoration );line-height:var( --e-global-typography-text-line-height );}.elementor-widget-icon-list .elementor-icon-list-text{color:var( --e-global-color-secondary );}.elementor-widget-tabs .elementor-tab-title, .elementor-widget-tabs .elementor-tab-title a{color:var( --e-global-color-primary );}.elementor-widget-tabs .elementor-tab-title.elementor-active, .elementor-widget-tabs .elementor-tab-title.elementor-active a{color:var( --e-global-color-accent );}.elementor-widget-tabs .elementor-tab-title{font-family:var( --e-global-typography-primary-font-family ), Sans-serif;font-weight:var( --e-global-typography-primary-font-weight );text-transform:var( --e-global-typography-primary-text-transform );font-style:var( --e-global-typography-primary-font-style );text-decoration:var( --e-global-typography-primary-text-decoration );line-height:var( --e-global-typography-primary-line-height );letter-spacing:var( --e-global-typography-primary-letter-spacing );}.elementor-widget-tabs .elementor-tab-content{color:var( --e-global-color-text );font-family:var( --e-global-typography-text-font-family ), Sans-serif;font-size:var( --e-global-typography-text-font-size );font-weight:var( --e-global-typography-text-font-weight );text-transform:var( --e-global-typography-text-text-transform );font-style:var( --e-global-typography-text-font-style );text-decoration:var( --e-global-typography-text-text-decoration );line-height:var( --e-global-typography-text-line-height );}.elementor-widget-accordion .elementor-accordion-icon, .elementor-widget-accordion .elementor-accordion-title{color:var( --e-global-color-primary );}.elementor-widget-accordion .elementor-accordion-icon svg{fill:var( --e-global-color-primary );}.elementor-widget-accordion .elementor-active .elementor-accordion-icon, .elementor-widget-accordion .elementor-active .elementor-accordion-title{color:var( --e-global-color-accent );}.elementor-widget-accordion .elementor-active .elementor-accordion-icon svg{fill:var( --e-global-color-accent );}.elementor-widget-accordion .elementor-accordion-title{font-family:var( --e-global-typography-primary-font-family ), Sans-serif;font-weight:var( --e-global-typography-primary-font-weight );text-transform:var( --e-global-typography-primary-text-transform );font-style:var( --e-global-typography-primary-font-style );text-decoration:var( --e-global-typography-primary-text-decoration );line-height:var( --e-global-typography-primary-line-height );letter-spacing:var( --e-global-typography-primary-letter-spacing );}.elementor-widget-accordion .elementor-tab-content{color:var( --e-global-color-text );font-family:var( --e-global-typography-text-font-family ), Sans-serif;font-size:var( --e-global-typography-text-font-size );font-weight:var( --e-global-typography-text-font-weight );text-transform:var( --e-global-typography-text-text-transform );font-style:var( --e-global-typography-text-font-style );text-decoration:var( --e-global-typography-text-text-decoration );line-height:var( --e-global-typography-text-line-height );}.elementor-widget-toggle .elementor-toggle-title, .elementor-widget-toggle .elementor-toggle-icon{color:var( --e-global-color-primary );}.elementor-widget-toggle .elementor-toggle-icon svg{fill:var( --e-global-color-primary );}.elementor-widget-toggle .elementor-tab-title.elementor-active a, .elementor-widget-toggle .elementor-tab-title.elementor-active .elementor-toggle-icon{color:var( --e-global-color-accent );}.elementor-widget-toggle .elementor-toggle-title{font-family:var( --e-global-typography-primary-font-family ), Sans-serif;font-weight:var( --e-global-typography-primary-font-weight );text-transform:var( --e-global-typography-primary-text-transform );font-style:var( --e-global-typography-primary-font-style );text-decoration:var( --e-global-typography-primary-text-decoration );line-height:var( --e-global-typography-primary-line-height );letter-spacing:var( --e-global-typography-primary-letter-spacing );}.elementor-widget-toggle .elementor-tab-content{color:var( --e-global-color-text );font-family:var( --e-global-typography-text-font-family ), Sans-serif;font-size:var( --e-global-typography-text-font-size );font-weight:var( --e-global-typography-text-font-weight );text-transform:var( --e-global-typography-text-text-transform );font-style:var( --e-global-typography-text-font-style );text-decoration:var( --e-global-typography-text-text-decoration );line-height:var( --e-global-typography-text-line-height );}.elementor-widget-theme-site-logo .widget-image-caption{color:var( --e-global-color-text );font-family:var( --e-global-typography-text-font-family ), Sans-serif;font-size:var( --e-global-typography-text-font-size );font-weight:var( --e-global-typography-text-font-weight );text-transform:var( --e-global-typography-text-text-transform );font-style:var( --e-global-typography-text-font-style );text-decoration:var( --e-global-typography-text-text-decoration );line-height:var( --e-global-typography-text-line-height );}.elementor-widget-theme-page-title .elementor-heading-title{color:var( --e-global-color-primary );font-family:var( --e-global-typography-primary-font-family ), Sans-serif;font-weight:var( --e-global-typography-primary-font-weight );text-transform:var( --e-global-typography-primary-text-transform );font-style:var( --e-global-typography-primary-font-style );text-decoration:var( --e-global-typography-primary-text-decoration );line-height:var( --e-global-typography-primary-line-height );letter-spacing:var( --e-global-typography-primary-letter-spacing );}.elementor-widget-theme-post-title .elementor-heading-title{color:var( --e-global-color-primary );font-family:var( --e-global-typography-primary-font-family ), Sans-serif;font-weight:var( --e-global-typography-primary-font-weight );text-transform:var( --e-global-typography-primary-text-transform );font-style:var( --e-global-typography-primary-font-style );text-decoration:var( --e-global-typography-primary-text-decoration );line-height:var( --e-global-typography-primary-line-height );letter-spacing:var( --e-global-typography-primary-letter-spacing );}.elementor-widget-theme-post-excerpt .elementor-widget-container{color:var( --e-global-color-text );font-family:var( --e-global-typography-text-font-family ), Sans-serif;font-size:var( --e-global-typography-text-font-size );font-weight:var( --e-global-typography-text-font-weight );text-transform:var( --e-global-typography-text-text-transform );font-style:var( --e-global-typography-text-font-style );text-decoration:var( --e-global-typography-text-text-decoration );line-height:var( --e-global-typography-text-line-height );}.elementor-widget-theme-post-content{color:var( --e-global-color-text );font-family:var( --e-global-typography-text-font-family ), Sans-serif;font-size:var( --e-global-typography-text-font-size );font-weight:var( --e-global-typography-text-font-weight );text-transform:var( --e-global-typography-text-text-transform );font-style:var( --e-global-typography-text-font-style );text-decoration:var( --e-global-typography-text-text-decoration );line-height:var( --e-global-typography-text-line-height );}.elementor-widget-theme-post-featured-image .widget-image-caption{color:var( --e-global-color-text );font-family:var( --e-global-typography-text-font-family ), Sans-serif;font-size:var( --e-global-typography-text-font-size );font-weight:var( --e-global-typography-text-font-weight );text-transform:var( --e-global-typography-text-text-transform );font-style:var( --e-global-typography-text-font-style );text-decoration:var( --e-global-typography-text-text-decoration );line-height:var( --e-global-typography-text-line-height );}.elementor-widget-theme-archive-title .elementor-heading-title{color:var( --e-global-color-primary );font-family:var( --e-global-typography-primary-font-family ), Sans-serif;font-weight:var( --e-global-typography-primary-font-weight );text-transform:var( --e-global-typography-primary-text-transform );font-style:var( --e-global-typography-primary-font-style );text-decoration:var( --e-global-typography-primary-text-decoration );line-height:var( --e-global-typography-primary-line-height );letter-spacing:var( --e-global-typography-primary-letter-spacing );}.elementor-widget-loop-grid .elementor-button{background-color:var( --e-global-color-accent );font-family:var( --e-global-typography-accent-font-family ), Sans-serif;font-weight:var( --e-global-typography-accent-font-weight );text-transform:var( --e-global-typography-accent-text-transform );font-style:var( --e-global-typography-accent-font-style );text-decoration:var( --e-global-typography-accent-text-decoration );}.elementor-widget-loop-grid .elementor-pagination{font-family:var( --e-global-typography-secondary-font-family ), Sans-serif;font-size:var( --e-global-typography-secondary-font-size );font-weight:var( --e-global-typography-secondary-font-weight );text-transform:var( --e-global-typography-secondary-text-transform );font-style:var( --e-global-typography-secondary-font-style );text-decoration:var( --e-global-typography-secondary-text-decoration );line-height:var( --e-global-typography-secondary-line-height );}.elementor-widget-loop-grid .e-load-more-message{font-family:var( --e-global-typography-secondary-font-family ), Sans-serif;font-size:var( --e-global-typography-secondary-font-size );font-weight:var( --e-global-typography-secondary-font-weight );text-transform:var( --e-global-typography-secondary-text-transform );font-style:var( --e-global-typography-secondary-font-style );text-decoration:var( --e-global-typography-secondary-text-decoration );line-height:var( --e-global-typography-secondary-line-height );}.elementor-widget-posts .elementor-button{background-color:var( --e-global-color-accent );font-family:var( --e-global-typography-accent-font-family ), Sans-serif;font-weight:var( --e-global-typography-accent-font-weight );text-transform:var( --e-global-typography-accent-text-transform );font-style:var( --e-global-typography-accent-font-style );text-decoration:var( --e-global-typography-accent-text-decoration );}.elementor-widget-posts .elementor-post__title, .elementor-widget-posts .elementor-post__title a{color:var( --e-global-color-secondary );font-family:var( --e-global-typography-primary-font-family ), Sans-serif;font-weight:var( --e-global-typography-primary-font-weight );text-transform:var( --e-global-typography-primary-text-transform );font-style:var( --e-global-typography-primary-font-style );text-decoration:var( --e-global-typography-primary-text-decoration );line-height:var( --e-global-typography-primary-line-height );letter-spacing:var( --e-global-typography-primary-letter-spacing );}.elementor-widget-posts .elementor-post__meta-data{font-family:var( --e-global-typography-secondary-font-family ), Sans-serif;font-size:var( --e-global-typography-secondary-font-size );font-weight:var( --e-global-typography-secondary-font-weight );text-transform:var( --e-global-typography-secondary-text-transform );font-style:var( --e-global-typography-secondary-font-style );text-decoration:var( --e-global-typography-secondary-text-decoration );line-height:var( --e-global-typography-secondary-line-height );}.elementor-widget-posts .elementor-post__excerpt p{font-family:var( --e-global-typography-text-font-family ), Sans-serif;font-size:var( --e-global-typography-text-font-size );font-weight:var( --e-global-typography-text-font-weight );text-transform:var( --e-global-typography-text-text-transform );font-style:var( --e-global-typography-text-font-style );text-decoration:var( --e-global-typography-text-text-decoration );line-height:var( --e-global-typography-text-line-height );}.elementor-widget-posts .elementor-post__read-more{color:var( --e-global-color-accent );}.elementor-widget-posts a.elementor-post__read-more{font-family:var( --e-global-typography-accent-font-family ), Sans-serif;font-weight:var( --e-global-typography-accent-font-weight );text-transform:var( --e-global-typography-accent-text-transform );font-style:var( --e-global-typography-accent-font-style );text-decoration:var( --e-global-typography-accent-text-decoration );}.elementor-widget-posts .elementor-post__card .elementor-post__badge{background-color:var( --e-global-color-accent );font-family:var( --e-global-typography-accent-font-family ), Sans-serif;font-weight:var( --e-global-typography-accent-font-weight );text-transform:var( --e-global-typography-accent-text-transform );font-style:var( --e-global-typography-accent-font-style );text-decoration:var( --e-global-typography-accent-text-decoration );}.elementor-widget-posts .elementor-pagination{font-family:var( --e-global-typography-secondary-font-family ), Sans-serif;font-size:var( --e-global-typography-secondary-font-size );font-weight:var( --e-global-typography-secondary-font-weight );text-transform:var( --e-global-typography-secondary-text-transform );font-style:var( --e-global-typography-secondary-font-style );text-decoration:var( --e-global-typography-secondary-text-decoration );line-height:var( --e-global-typography-secondary-line-height );}.elementor-widget-posts .e-load-more-message{font-family:var( --e-global-typography-secondary-font-family ), Sans-serif;font-size:var( --e-global-typography-secondary-font-size );font-weight:var( --e-global-typography-secondary-font-weight );text-transform:var( --e-global-typography-secondary-text-transform );font-style:var( --e-global-typography-secondary-font-style );text-decoration:var( --e-global-typography-secondary-text-decoration );line-height:var( --e-global-typography-secondary-line-height );}.elementor-widget-gallery .elementor-gallery-item__title{font-family:var( --e-global-typography-primary-font-family ), Sans-serif;font-weight:var( --e-global-typography-primary-font-weight );text-transform:var( --e-global-typography-primary-text-transform );font-style:var( --e-global-typography-primary-font-style );text-decoration:var( --e-global-typography-primary-text-decoration );line-height:var( --e-global-typography-primary-line-height );letter-spacing:var( --e-global-typography-primary-letter-spacing );}.elementor-widget-gallery .elementor-gallery-item__description{font-family:var( --e-global-typography-text-font-family ), Sans-serif;font-size:var( --e-global-typography-text-font-size );font-weight:var( --e-global-typography-text-font-weight );text-transform:var( --e-global-typography-text-text-transform );font-style:var( --e-global-typography-text-font-style );text-decoration:var( --e-global-typography-text-text-decoration );line-height:var( --e-global-typography-text-line-height );}.elementor-widget-gallery{--galleries-title-color-normal:var( --e-global-color-primary );--galleries-title-color-hover:var( --e-global-color-secondary );--galleries-pointer-bg-color-hover:var( --e-global-color-accent );--gallery-title-color-active:var( --e-global-color-secondary );--galleries-pointer-bg-color-active:var( --e-global-color-accent );}.elementor-widget-gallery .elementor-gallery-title{font-family:var( --e-global-typography-primary-font-family ), Sans-serif;font-weight:var( --e-global-typography-primary-font-weight );text-transform:var( --e-global-typography-primary-text-transform );font-style:var( --e-global-typography-primary-font-style );text-decoration:var( --e-global-typography-primary-text-decoration );line-height:var( --e-global-typography-primary-line-height );letter-spacing:var( --e-global-typography-primary-letter-spacing );}.elementor-widget-form .elementor-field-group > label, .elementor-widget-form .elementor-field-subgroup label{color:var( --e-global-color-text );}.elementor-widget-form .elementor-field-group > label{font-family:var( --e-global-typography-text-font-family ), Sans-serif;font-size:var( --e-global-typography-text-font-size );font-weight:var( --e-global-typography-text-font-weight );text-transform:var( --e-global-typography-text-text-transform );font-style:var( --e-global-typography-text-font-style );text-decoration:var( --e-global-typography-text-text-decoration );line-height:var( --e-global-typography-text-line-height );}.elementor-widget-form .elementor-field-type-html{color:var( --e-global-color-text );font-family:var( --e-global-typography-text-font-family ), Sans-serif;font-size:var( --e-global-typography-text-font-size );font-weight:var( --e-global-typography-text-font-weight );text-transform:var( --e-global-typography-text-text-transform );font-style:var( --e-global-typography-text-font-style );text-decoration:var( --e-global-typography-text-text-decoration );line-height:var( --e-global-typography-text-line-height );}.elementor-widget-form .elementor-field-group .elementor-field{color:var( --e-global-color-text );}.elementor-widget-form .elementor-field-group .elementor-field, .elementor-widget-form .elementor-field-subgroup label{font-family:var( --e-global-typography-text-font-family ), Sans-serif;font-size:var( --e-global-typography-text-font-size );font-weight:var( --e-global-typography-text-font-weight );text-transform:var( --e-global-typography-text-text-transform );font-style:var( --e-global-typography-text-font-style );text-decoration:var( --e-global-typography-text-text-decoration );line-height:var( --e-global-typography-text-line-height );}.elementor-widget-form .elementor-button{font-family:var( --e-global-typography-accent-font-family ), Sans-serif;font-weight:var( --e-global-typography-accent-font-weight );text-transform:var( --e-global-typography-accent-text-transform );font-style:var( --e-global-typography-accent-font-style );text-decoration:var( --e-global-typography-accent-text-decoration );}.elementor-widget-form .e-form__buttons__wrapper__button-next{background-color:var( --e-global-color-accent );}.elementor-widget-form .elementor-button[type="submit"]{background-color:var( --e-global-color-accent );}.elementor-widget-form .e-form__buttons__wrapper__button-previous{background-color:var( --e-global-color-accent );}.elementor-widget-form .elementor-message{font-family:var( --e-global-typography-text-font-family ), Sans-serif;font-size:var( --e-global-typography-text-font-size );font-weight:var( --e-global-typography-text-font-weight );text-transform:var( --e-global-typography-text-text-transform );font-style:var( --e-global-typography-text-font-style );text-decoration:var( --e-global-typography-text-text-decoration );line-height:var( --e-global-typography-text-line-height );}.elementor-widget-form .e-form__indicators__indicator, .elementor-widget-form .e-form__indicators__indicator__label{font-family:var( --e-global-typography-accent-font-family ), Sans-serif;font-weight:var( --e-global-typography-accent-font-weight );text-transform:var( --e-global-typography-accent-text-transform );font-style:var( --e-global-typography-accent-font-style );text-decoration:var( --e-global-typography-accent-text-decoration );}.elementor-widget-form{--e-form-steps-indicator-inactive-primary-color:var( --e-global-color-text );--e-form-steps-indicator-active-primary-color:var( --e-global-color-accent );--e-form-steps-indicator-completed-primary-color:var( --e-global-color-accent );--e-form-steps-indicator-progress-color:var( --e-global-color-accent );--e-form-steps-indicator-progress-background-color:var( --e-global-color-text );--e-form-steps-indicator-progress-meter-color:var( --e-global-color-text );}.elementor-widget-form .e-form__indicators__indicator__progress__meter{font-family:var( --e-global-typography-accent-font-family ), Sans-serif;font-weight:var( --e-global-typography-accent-font-weight );text-transform:var( --e-global-typography-accent-text-transform );font-style:var( --e-global-typography-accent-font-style );text-decoration:var( --e-global-typography-accent-text-decoration );}.elementor-widget-nav-menu .elementor-nav-menu .elementor-item{font-family:var( --e-global-typography-primary-font-family ), Sans-serif;font-weight:var( --e-global-typography-primary-font-weight );text-transform:var( --e-global-typography-primary-text-transform );font-style:var( --e-global-typography-primary-font-style );text-decoration:var( --e-global-typography-primary-text-decoration );line-height:var( --e-global-typography-primary-line-height );letter-spacing:var( --e-global-typography-primary-letter-spacing );}.elementor-widget-nav-menu .elementor-nav-menu--main .elementor-item{color:var( --e-global-color-text );fill:var( --e-global-color-text );}.elementor-widget-nav-menu .elementor-nav-menu--main .elementor-item:hover, .elementor-widget-nav-menu .elementor-nav-menu--main .elementor-item.elementor-item-active, .elementor-widget-nav-menu .elementor-nav-menu--main .elementor-item.highlighted, .elementor-widget-nav-menu .elementor-nav-menu--main .elementor-item:focus{color:var( --e-global-color-accent );fill:var( --e-global-color-accent );}.elementor-widget-nav-menu .elementor-nav-menu--main:not(.e--pointer-framed) .elementor-item:before, .elementor-widget-nav-menu .elementor-nav-menu--main:not(.e--pointer-framed) .elementor-item:after{background-color:var( --e-global-color-accent );}.elementor-widget-nav-menu .e--pointer-framed .elementor-item:before, .elementor-widget-nav-menu .e--pointer-framed .elementor-item:after{border-color:var( --e-global-color-accent );}.elementor-widget-nav-menu{--e-nav-menu-divider-color:var( --e-global-color-text );}.elementor-widget-nav-menu .elementor-nav-menu--dropdown .elementor-item, .elementor-widget-nav-menu .elementor-nav-menu--dropdown .elementor-sub-item{font-family:var( --e-global-typography-accent-font-family ), Sans-serif;font-weight:var( --e-global-typography-accent-font-weight );text-transform:var( --e-global-typography-accent-text-transform );font-style:var( --e-global-typography-accent-font-style );text-decoration:var( --e-global-typography-accent-text-decoration );}.elementor-widget-search-form input[type="search"].elementor-search-form__input{font-family:var( --e-global-typography-text-font-family ), Sans-serif;font-size:var( --e-global-typography-text-font-size );font-weight:var( --e-global-typography-text-font-weight );text-transform:var( --e-global-typography-text-text-transform );font-style:var( --e-global-typography-text-font-style );text-decoration:var( --e-global-typography-text-text-decoration );line-height:var( --e-global-typography-text-line-height );}.elementor-widget-search-form .elementor-search-form__input, .elementor-widget-search-form .elementor-search-form__icon, .elementor-widget-search-form .elementor-lightbox .dialog-lightbox-close-button, .elementor-widget-search-form .elementor-lightbox .dialog-lightbox-close-button:hover, .elementor-widget-search-form.elementor-search-form--skin-full_screen input[type="search"].elementor-search-form__input{color:var( --e-global-color-text );fill:var( --e-global-color-text );}.elementor-widget-search-form .elementor-search-form__submit{font-family:var( --e-global-typography-text-font-family ), Sans-serif;font-size:var( --e-global-typography-text-font-size );font-weight:var( --e-global-typography-text-font-weight );text-transform:var( --e-global-typography-text-text-transform );font-style:var( --e-global-typography-text-font-style );text-decoration:var( --e-global-typography-text-text-decoration );line-height:var( --e-global-typography-text-line-height );background-color:var( --e-global-color-secondary );}.elementor-widget-author-box .elementor-author-box__name{color:var( --e-global-color-secondary );font-family:var( --e-global-typography-primary-font-family ), Sans-serif;font-weight:var( --e-global-typography-primary-font-weight );text-transform:var( --e-global-typography-primary-text-transform );font-style:var( --e-global-typography-primary-font-style );text-decoration:var( --e-global-typography-primary-text-decoration );line-height:var( --e-global-typography-primary-line-height );letter-spacing:var( --e-global-typography-primary-letter-spacing );}.elementor-widget-author-box .elementor-author-box__bio{color:var( --e-global-color-text );font-family:var( --e-global-typography-text-font-family ), Sans-serif;font-size:var( --e-global-typography-text-font-size );font-weight:var( --e-global-typography-text-font-weight );text-transform:var( --e-global-typography-text-text-transform );font-style:var( --e-global-typography-text-font-style );text-decoration:var( --e-global-typography-text-text-decoration );line-height:var( --e-global-typography-text-line-height );}.elementor-widget-author-box .elementor-author-box__button{color:var( --e-global-color-secondary );border-color:var( --e-global-color-secondary );font-family:var( --e-global-typography-accent-font-family ), Sans-serif;font-weight:var( --e-global-typography-accent-font-weight );text-transform:var( --e-global-typography-accent-text-transform );font-style:var( --e-global-typography-accent-font-style );text-decoration:var( --e-global-typography-accent-text-decoration );}.elementor-widget-author-box .elementor-author-box__button:hover{border-color:var( --e-global-color-secondary );color:var( --e-global-color-secondary );}.elementor-widget-post-info .elementor-icon-list-item:not(:last-child):after{border-color:var( --e-global-color-text );}.elementor-widget-post-info .elementor-icon-list-icon i{color:var( --e-global-color-primary );}.elementor-widget-post-info .elementor-icon-list-icon svg{fill:var( --e-global-color-primary );}.elementor-widget-post-info .elementor-icon-list-text, .elementor-widget-post-info .elementor-icon-list-text a{color:var( --e-global-color-secondary );}.elementor-widget-post-info .elementor-icon-list-item{font-family:var( --e-global-typography-text-font-family ), Sans-serif;font-size:var( --e-global-typography-text-font-size );font-weight:var( --e-global-typography-text-font-weight );text-transform:var( --e-global-typography-text-text-transform );font-style:var( --e-global-typography-text-font-style );text-decoration:var( --e-global-typography-text-text-decoration );line-height:var( --e-global-typography-text-line-height );}.elementor-widget-sitemap .elementor-sitemap-title{color:var( --e-global-color-primary );font-family:var( --e-global-typography-primary-font-family ), Sans-serif;font-weight:var( --e-global-typography-primary-font-weight );text-transform:var( --e-global-typography-primary-text-transform );font-style:var( --e-global-typography-primary-font-style );text-decoration:var( --e-global-typography-primary-text-decoration );line-height:var( --e-global-typography-primary-line-height );letter-spacing:var( --e-global-typography-primary-letter-spacing );}.elementor-widget-sitemap .elementor-sitemap-item, .elementor-widget-sitemap span.elementor-sitemap-list, .elementor-widget-sitemap .elementor-sitemap-item a{color:var( --e-global-color-text );font-family:var( --e-global-typography-text-font-family ), Sans-serif;font-size:var( --e-global-typography-text-font-size );font-weight:var( --e-global-typography-text-font-weight );text-transform:var( --e-global-typography-text-text-transform );font-style:var( --e-global-typography-text-font-style );text-decoration:var( --e-global-typography-text-text-decoration );line-height:var( --e-global-typography-text-line-height );}.elementor-widget-sitemap .elementor-sitemap-item{color:var( --e-global-color-text );}.elementor-widget-search{--e-search-input-color:var( --e-global-color-text );}.elementor-widget-search.e-focus{--e-search-input-color:var( --e-global-color-text );}@media(max-width:1024px){.elementor-widget-heading .elementor-heading-title{line-height:var( --e-global-typography-primary-line-height );letter-spacing:var( --e-global-typography-primary-letter-spacing );}.elementor-widget-image .widget-image-caption{font-size:var( --e-global-typography-text-font-size );line-height:var( --e-global-typography-text-line-height );}.elementor-widget-text-editor{font-size:var( --e-global-typography-text-font-size );line-height:var( --e-global-typography-text-line-height );}.elementor-widget-divider .elementor-divider__text{font-size:var( --e-global-typography-secondary-font-size );line-height:var( --e-global-typography-secondary-line-height );}.elementor-widget-icon-box .elementor-icon-box-title, .elementor-widget-icon-box .elementor-icon-box-title a{line-height:var( --e-global-typography-primary-line-height );letter-spacing:var( --e-global-typography-primary-letter-spacing );}.elementor-widget-icon-box .elementor-icon-box-description{font-size:var( --e-global-typography-text-font-size );line-height:var( --e-global-typography-text-line-height );}.elementor-widget-star-rating .elementor-star-rating__title{font-size:var( --e-global-typography-text-font-size );line-height:var( --e-global-typography-text-line-height );}.elementor-widget-icon-list .elementor-icon-list-item > .elementor-icon-list-text, .elementor-widget-icon-list .elementor-icon-list-item > a{font-size:var( --e-global-typography-text-font-size );line-height:var( --e-global-typography-text-line-height );}.elementor-widget-tabs .elementor-tab-title{line-height:var( --e-global-typography-primary-line-height );letter-spacing:var( --e-global-typography-primary-letter-spacing );}.elementor-widget-tabs .elementor-tab-content{font-size:var( --e-global-typography-text-font-size );line-height:var( --e-global-typography-text-line-height );}.elementor-widget-accordion .elementor-accordion-title{line-height:var( --e-global-typography-primary-line-height );letter-spacing:var( --e-global-typography-primary-letter-spacing );}.elementor-widget-accordion .elementor-tab-content{font-size:var( --e-global-typography-text-font-size );line-height:var( --e-global-typography-text-line-height );}.elementor-widget-toggle .elementor-toggle-title{line-height:var( --e-global-typography-primary-line-height );letter-spacing:var( --e-global-typography-primary-letter-spacing );}.elementor-widget-toggle .elementor-tab-content{font-size:var( --e-global-typography-text-font-size );line-height:var( --e-global-typography-text-line-height );}.elementor-widget-theme-site-logo .widget-image-caption{font-size:var( --e-global-typography-text-font-size );line-height:var( --e-global-typography-text-line-height );}.elementor-widget-theme-page-title .elementor-heading-title{line-height:var( --e-global-typography-primary-line-height );letter-spacing:var( --e-global-typography-primary-letter-spacing );}.elementor-widget-theme-post-title .elementor-heading-title{line-height:var( --e-global-typography-primary-line-height );letter-spacing:var( --e-global-typography-primary-letter-spacing );}.elementor-widget-theme-post-excerpt .elementor-widget-container{font-size:var( --e-global-typography-text-font-size );line-height:var( --e-global-typography-text-line-height );}.elementor-widget-theme-post-content{font-size:var( --e-global-typography-text-font-size );line-height:var( --e-global-typography-text-line-height );}.elementor-widget-theme-post-featured-image .widget-image-caption{font-size:var( --e-global-typography-text-font-size );line-height:var( --e-global-typography-text-line-height );}.elementor-widget-theme-archive-title .elementor-heading-title{line-height:var( --e-global-typography-primary-line-height );letter-spacing:var( --e-global-typography-primary-letter-spacing );}.elementor-widget-loop-grid .elementor-pagination{font-size:var( --e-global-typography-secondary-font-size );line-height:var( --e-global-typography-secondary-line-height );}.elementor-widget-loop-grid .e-load-more-message{font-size:var( --e-global-typography-secondary-font-size );line-height:var( --e-global-typography-secondary-line-height );}.elementor-widget-posts .elementor-post__title, .elementor-widget-posts .elementor-post__title a{line-height:var( --e-global-typography-primary-line-height );letter-spacing:var( --e-global-typography-primary-letter-spacing );}.elementor-widget-posts .elementor-post__meta-data{font-size:var( --e-global-typography-secondary-font-size );line-height:var( --e-global-typography-secondary-line-height );}.elementor-widget-posts .elementor-post__excerpt p{font-size:var( --e-global-typography-text-font-size );line-height:var( --e-global-typography-text-line-height );}.elementor-widget-posts .elementor-pagination{font-size:var( --e-global-typography-secondary-font-size );line-height:var( --e-global-typography-secondary-line-height );}.elementor-widget-posts .e-load-more-message{font-size:var( --e-global-typography-secondary-font-size );line-height:var( --e-global-typography-secondary-line-height );}.elementor-widget-gallery .elementor-gallery-item__title{line-height:var( --e-global-typography-primary-line-height );letter-spacing:var( --e-global-typography-primary-letter-spacing );}.elementor-widget-gallery .elementor-gallery-item__description{font-size:var( --e-global-typography-text-font-size );line-height:var( --e-global-typography-text-line-height );}.elementor-widget-gallery .elementor-gallery-title{line-height:var( --e-global-typography-primary-line-height );letter-spacing:var( --e-global-typography-primary-letter-spacing );}.elementor-widget-form .elementor-field-group > label{font-size:var( --e-global-typography-text-font-size );line-height:var( --e-global-typography-text-line-height );}.elementor-widget-form .elementor-field-type-html{font-size:var( --e-global-typography-text-font-size );line-height:var( --e-global-typography-text-line-height );}.elementor-widget-form .elementor-field-group .elementor-field, .elementor-widget-form .elementor-field-subgroup label{font-size:var( --e-global-typography-text-font-size );line-height:var( --e-global-typography-text-line-height );}.elementor-widget-form .elementor-message{font-size:var( --e-global-typography-text-font-size );line-height:var( --e-global-typography-text-line-height );}.elementor-widget-nav-menu .elementor-nav-menu .elementor-item{line-height:var( --e-global-typography-primary-line-height );letter-spacing:var( --e-global-typography-primary-letter-spacing );}.elementor-widget-search-form input[type="search"].elementor-search-form__input{font-size:var( --e-global-typography-text-font-size );line-height:var( --e-global-typography-text-line-height );}.elementor-widget-search-form .elementor-search-form__submit{font-size:var( --e-global-typography-text-font-size );line-height:var( --e-global-typography-text-line-height );}.elementor-widget-author-box .elementor-author-box__name{line-height:var( --e-global-typography-primary-line-height );letter-spacing:var( --e-global-typography-primary-letter-spacing );}.elementor-widget-author-box .elementor-author-box__bio{font-size:var( --e-global-typography-text-font-size );line-height:var( --e-global-typography-text-line-height );}.elementor-widget-post-info .elementor-icon-list-item{font-size:var( --e-global-typography-text-font-size );line-height:var( --e-global-typography-text-line-height );}.elementor-widget-sitemap .elementor-sitemap-title{line-height:var( --e-global-typography-primary-line-height );letter-spacing:var( --e-global-typography-primary-letter-spacing );}.elementor-widget-sitemap .elementor-sitemap-item, .elementor-widget-sitemap span.elementor-sitemap-list, .elementor-widget-sitemap .elementor-sitemap-item a{font-size:var( --e-global-typography-text-font-size );line-height:var( --e-global-typography-text-line-height );}}@media(max-width:767px){.elementor-widget-heading .elementor-heading-title{line-height:var( --e-global-typography-primary-line-height );letter-spacing:var( --e-global-typography-primary-letter-spacing );}.elementor-widget-image .widget-image-caption{font-size:var( --e-global-typography-text-font-size );line-height:var( --e-global-typography-text-line-height );}.elementor-widget-text-editor{font-size:var( --e-global-typography-text-font-size );line-height:var( --e-global-typography-text-line-height );}.elementor-widget-divider .elementor-divider__text{font-size:var( --e-global-typography-secondary-font-size );line-height:var( --e-global-typography-secondary-line-height );}.elementor-widget-icon-box .elementor-icon-box-title, .elementor-widget-icon-box .elementor-icon-box-title a{line-height:var( --e-global-typography-primary-line-height );letter-spacing:var( --e-global-typography-primary-letter-spacing );}.elementor-widget-icon-box .elementor-icon-box-description{font-size:var( --e-global-typography-text-font-size );line-height:var( --e-global-typography-text-line-height );}.elementor-widget-star-rating .elementor-star-rating__title{font-size:var( --e-global-typography-text-font-size );line-height:var( --e-global-typography-text-line-height );}.elementor-widget-icon-list .elementor-icon-list-item > .elementor-icon-list-text, .elementor-widget-icon-list .elementor-icon-list-item > a{font-size:var( --e-global-typography-text-font-size );line-height:var( --e-global-typography-text-line-height );}.elementor-widget-tabs .elementor-tab-title{line-height:var( --e-global-typography-primary-line-height );letter-spacing:var( --e-global-typography-primary-letter-spacing );}.elementor-widget-tabs .elementor-tab-content{font-size:var( --e-global-typography-text-font-size );line-height:var( --e-global-typography-text-line-height );}.elementor-widget-accordion .elementor-accordion-title{line-height:var( --e-global-typography-primary-line-height );letter-spacing:var( --e-global-typography-primary-letter-spacing );}.elementor-widget-accordion .elementor-tab-content{font-size:var( --e-global-typography-text-font-size );line-height:var( --e-global-typography-text-line-height );}.elementor-widget-toggle .elementor-toggle-title{line-height:var( --e-global-typography-primary-line-height );letter-spacing:var( --e-global-typography-primary-letter-spacing );}.elementor-widget-toggle .elementor-tab-content{font-size:var( --e-global-typography-text-font-size );line-height:var( --e-global-typography-text-line-height );}.elementor-widget-theme-site-logo .widget-image-caption{font-size:var( --e-global-typography-text-font-size );line-height:var( --e-global-typography-text-line-height );}.elementor-widget-theme-page-title .elementor-heading-title{line-height:var( --e-global-typography-primary-line-height );letter-spacing:var( --e-global-typography-primary-letter-spacing );}.elementor-widget-theme-post-title .elementor-heading-title{line-height:var( --e-global-typography-primary-line-height );letter-spacing:var( --e-global-typography-primary-letter-spacing );}.elementor-widget-theme-post-excerpt .elementor-widget-container{font-size:var( --e-global-typography-text-font-size );line-height:var( --e-global-typography-text-line-height );}.elementor-widget-theme-post-content{font-size:var( --e-global-typography-text-font-size );line-height:var( --e-global-typography-text-line-height );}.elementor-widget-theme-post-featured-image .widget-image-caption{font-size:var( --e-global-typography-text-font-size );line-height:var( --e-global-typography-text-line-height );}.elementor-widget-theme-archive-title .elementor-heading-title{line-height:var( --e-global-typography-primary-line-height );letter-spacing:var( --e-global-typography-primary-letter-spacing );}.elementor-widget-loop-grid .elementor-pagination{font-size:var( --e-global-typography-secondary-font-size );line-height:var( --e-global-typography-secondary-line-height );}.elementor-widget-loop-grid .e-load-more-message{font-size:var( --e-global-typography-secondary-font-size );line-height:var( --e-global-typography-secondary-line-height );}.elementor-widget-posts .elementor-post__title, .elementor-widget-posts .elementor-post__title a{line-height:var( --e-global-typography-primary-line-height );letter-spacing:var( --e-global-typography-primary-letter-spacing );}.elementor-widget-posts .elementor-post__meta-data{font-size:var( --e-global-typography-secondary-font-size );line-height:var( --e-global-typography-secondary-line-height );}.elementor-widget-posts .elementor-post__excerpt p{font-size:var( --e-global-typography-text-font-size );line-height:var( --e-global-typography-text-line-height );}.elementor-widget-posts .elementor-pagination{font-size:var( --e-global-typography-secondary-font-size );line-height:var( --e-global-typography-secondary-line-height );}.elementor-widget-posts .e-load-more-message{font-size:var( --e-global-typography-secondary-font-size );line-height:var( --e-global-typography-secondary-line-height );}.elementor-widget-gallery .elementor-gallery-item__title{line-height:var( --e-global-typography-primary-line-height );letter-spacing:var( --e-global-typography-primary-letter-spacing );}.elementor-widget-gallery .elementor-gallery-item__description{font-size:var( --e-global-typography-text-font-size );line-height:var( --e-global-typography-text-line-height );}.elementor-widget-gallery .elementor-gallery-title{line-height:var( --e-global-typography-primary-line-height );letter-spacing:var( --e-global-typography-primary-letter-spacing );}.elementor-widget-form .elementor-field-group > label{font-size:var( --e-global-typography-text-font-size );line-height:var( --e-global-typography-text-line-height );}.elementor-widget-form .elementor-field-type-html{font-size:var( --e-global-typography-text-font-size );line-height:var( --e-global-typography-text-line-height );}.elementor-widget-form .elementor-field-group .elementor-field, .elementor-widget-form .elementor-field-subgroup label{font-size:var( --e-global-typography-text-font-size );line-height:var( --e-global-typography-text-line-height );}.elementor-widget-form .elementor-message{font-size:var( --e-global-typography-text-font-size );line-height:var( --e-global-typography-text-line-height );}.elementor-widget-nav-menu .elementor-nav-menu .elementor-item{line-height:var( --e-global-typography-primary-line-height );letter-spacing:var( --e-global-typography-primary-letter-spacing );}.elementor-widget-search-form input[type="search"].elementor-search-form__input{font-size:var( --e-global-typography-text-font-size );line-height:var( --e-global-typography-text-line-height );}.elementor-widget-search-form .elementor-search-form__submit{font-size:var( --e-global-typography-text-font-size );line-height:var( --e-global-typography-text-line-height );}.elementor-widget-author-box .elementor-author-box__name{line-height:var( --e-global-typography-primary-line-height );letter-spacing:var( --e-global-typography-primary-letter-spacing );}.elementor-widget-author-box .elementor-author-box__bio{font-size:var( --e-global-typography-text-font-size );line-height:var( --e-global-typography-text-line-height );}.elementor-widget-post-info .elementor-icon-list-item{font-size:var( --e-global-typography-text-font-size );line-height:var( --e-global-typography-text-line-height );}.elementor-widget-sitemap .elementor-sitemap-title{line-height:var( --e-global-typography-primary-line-height );letter-spacing:var( --e-global-typography-primary-letter-spacing );}.elementor-widget-sitemap .elementor-sitemap-item, .elementor-widget-sitemap span.elementor-sitemap-list, .elementor-widget-sitemap .elementor-sitemap-item a{font-size:var( --e-global-typography-text-font-size );line-height:var( --e-global-typography-text-line-height );}} .elementor-224642 .elementor-element.elementor-element-e9feb1f{--display:flex;--min-height:90px;--align-items:center;--container-widget-width:calc( ( 1 - var( --container-widget-flex-grow ) ) * 100% );--background-transition:0.3s;--margin-top:10px;--margin-bottom:0px;--margin-left:0px;--margin-right:0px;--padding-top:0px;--padding-bottom:0px;--padding-left:0px;--padding-right:0px;}.elementor-224642 .elementor-element.elementor-element-a534322{width:100%;max-width:100%;}.elementor-224642 .elementor-element.elementor-element-a534322 > .elementor-widget-container{border-style:none;}.elementor-224642 .elementor-element.elementor-element-20f26d3{--display:flex;--align-items:center;--container-widget-width:calc( ( 1 - var( --container-widget-flex-grow ) ) * 100% );--background-transition:0.3s;--padding-top:10px;--padding-bottom:10px;--padding-left:0px;--padding-right:0px;}.elementor-224642 .elementor-element.elementor-element-c6ef629{text-align:center;}.elementor-224642 .elementor-element.elementor-element-c6ef629 img{width:600px;max-width:80%;transition-duration:0.5s;}.elementor-224642 .elementor-element.elementor-element-c6ef629:hover img{opacity:0.65;}.elementor-224642 .elementor-element.elementor-element-8ad4244{--display:flex;--flex-direction:row;--container-widget-width:calc( ( 1 - var( --container-widget-flex-grow ) ) * 100% );--container-widget-height:100%;--container-widget-flex-grow:1;--container-widget-align-self:stretch;--flex-wrap-mobile:wrap;--align-items:center;--gap:10px 10px;--background-transition:0.3s;border-style:double;--border-style:double;border-width:0px 0px 0px 0px;--border-top-width:0px;--border-right-width:0px;--border-bottom-width:0px;--border-left-width:0px;border-color:var( --e-global-color-058b082 );--border-color:var( --e-global-color-058b082 );--padding-top:20px;--padding-bottom:20px;--padding-left:20px;--padding-right:20px;}.elementor-224642 .elementor-element.elementor-element-8ad4244, .elementor-224642 .elementor-element.elementor-element-8ad4244::before{--border-transition:0.3s;}.elementor-224642 .elementor-element.elementor-element-8ad4244.e-con{--flex-grow:0;--flex-shrink:0;}.elementor-224642 .elementor-element.elementor-element-db86f9a{--display:flex;--background-transition:0.3s;}.elementor-224642 .elementor-element.elementor-element-26103ee .elementor-button{background-color:var( --e-global-color-a141cd2 );font-family:var( --e-global-typography-a906496-font-family ), Sans-serif;font-size:var( --e-global-typography-a906496-font-size );font-weight:var( --e-global-typography-a906496-font-weight );text-transform:var( --e-global-typography-a906496-text-transform );font-style:var( --e-global-typography-a906496-font-style );text-decoration:var( --e-global-typography-a906496-text-decoration );line-height:var( --e-global-typography-a906496-line-height );letter-spacing:var( --e-global-typography-a906496-letter-spacing );fill:var( --e-global-color-text );color:var( --e-global-color-text );border-style:solid;border-width:0px 0px 0px 0px;border-color:var( --e-global-color-primary );padding:10px 60px 10px 60px;}.elementor-224642 .elementor-element.elementor-element-26103ee .elementor-button:hover, .elementor-224642 .elementor-element.elementor-element-26103ee .elementor-button:focus{background-color:var( --e-global-color-090c572 );color:#FFFFFF;border-color:var( --e-global-color-090c572 );}.elementor-224642 .elementor-element.elementor-element-26103ee .elementor-button-content-wrapper{flex-direction:row;}.elementor-224642 .elementor-element.elementor-element-26103ee .elementor-button .elementor-button-content-wrapper{gap:8px;}.elementor-224642 .elementor-element.elementor-element-26103ee .elementor-button:hover svg, .elementor-224642 .elementor-element.elementor-element-26103ee .elementor-button:focus svg{fill:#FFFFFF;}.elementor-224642 .elementor-element.elementor-element-ebffaf4{--display:flex;--background-transition:0.3s;}.elementor-224642 .elementor-element.elementor-element-7f2aded{text-align:center;}.elementor-224642 .elementor-element.elementor-element-7f2aded img{width:800px;transition-duration:0.5s;}.elementor-224642 .elementor-element.elementor-element-7f2aded:hover img{opacity:0.65;}.elementor-224642 .elementor-element.elementor-element-4f766ea{--display:flex;--flex-direction:row;--container-widget-width:calc( ( 1 - var( --container-widget-flex-grow ) ) * 100% );--container-widget-height:100%;--container-widget-flex-grow:1;--container-widget-align-self:stretch;--flex-wrap-mobile:wrap;--justify-content:flex-end;--align-items:center;--gap:10px 10px;--background-transition:0.3s;border-style:none;--border-style:none;}.elementor-224642 .elementor-element.elementor-element-4f766ea, .elementor-224642 .elementor-element.elementor-element-4f766ea::before{--border-transition:0.3s;}.elementor-224642 .elementor-element.elementor-element-af1d24c > .elementor-widget-container{margin:0px 0px 0px 0px;}.elementor-224642 .elementor-element.elementor-element-af1d24c.elementor-element{--order:99999 /* order end hack */;--flex-grow:0;--flex-shrink:0;}.elementor-224642 .elementor-element.elementor-element-af1d24c .elementor-search-form{text-align:center;}.elementor-224642 .elementor-element.elementor-element-af1d24c .elementor-search-form__toggle{--e-search-form-toggle-size:32px;--e-search-form-toggle-background-color:var( --e-global-color-faeb185 );}.elementor-224642 .elementor-element.elementor-element-af1d24c input[type="search"].elementor-search-form__input{font-family:var( --e-global-typography-accent-font-family ), Sans-serif;font-weight:var( --e-global-typography-accent-font-weight );text-transform:var( --e-global-typography-accent-text-transform );font-style:var( --e-global-typography-accent-font-style );text-decoration:var( --e-global-typography-accent-text-decoration );}.elementor-224642 .elementor-element.elementor-element-af1d24c .elementor-search-form__input, .elementor-224642 .elementor-element.elementor-element-af1d24c .elementor-search-form__icon, .elementor-224642 .elementor-element.elementor-element-af1d24c .elementor-lightbox .dialog-lightbox-close-button, .elementor-224642 .elementor-element.elementor-element-af1d24c .elementor-lightbox .dialog-lightbox-close-button:hover, .elementor-224642 .elementor-element.elementor-element-af1d24c.elementor-search-form--skin-full_screen input[type="search"].elementor-search-form__input{color:var( --e-global-color-primary );fill:var( --e-global-color-primary );}.elementor-224642 .elementor-element.elementor-element-af1d24c:not(.elementor-search-form--skin-full_screen) .elementor-search-form__container{border-color:var( --e-global-color-secondary );border-width:1px 1px 1px 1px;border-radius:0px;}.elementor-224642 .elementor-element.elementor-element-af1d24c.elementor-search-form--skin-full_screen input[type="search"].elementor-search-form__input{border-color:var( --e-global-color-secondary );border-width:1px 1px 1px 1px;border-radius:0px;}.elementor-224642 .elementor-element.elementor-element-af1d24c:not(.elementor-search-form--skin-full_screen) .elementor-search-form--focus .elementor-search-form__input, .elementor-224642 .elementor-element.elementor-element-af1d24c .elementor-search-form--focus .elementor-search-form__icon, .elementor-224642 .elementor-element.elementor-element-af1d24c .elementor-lightbox .dialog-lightbox-close-button:hover, .elementor-224642 .elementor-element.elementor-element-af1d24c.elementor-search-form--skin-full_screen input[type="search"].elementor-search-form__input:focus{color:var( --e-global-color-primary );fill:var( --e-global-color-primary );}.elementor-224642 .elementor-element.elementor-element-13d448f{width:var( --container-widget-width, 220px );max-width:220px;--container-widget-width:220px;--container-widget-flex-grow:0;}.elementor-224642 .elementor-element.elementor-element-13d448f > .elementor-widget-container{margin:0px 0px 0px 0px;}.elementor-224642 .elementor-element.elementor-element-13d448f.elementor-element{--order:99999 /* order end hack */;--flex-grow:0;--flex-shrink:0;}.elementor-224642 .elementor-element.elementor-element-13d448f .elementor-search-form__container{min-height:26px;}.elementor-224642 .elementor-element.elementor-element-13d448f .elementor-search-form__submit{min-width:calc( 1.4 * 26px );--e-search-form-submit-text-color:#FFFFFF;background-color:#51C5D9;--e-search-form-submit-icon-size:14px;}body:not(.rtl) .elementor-224642 .elementor-element.elementor-element-13d448f .elementor-search-form__icon{padding-left:calc(26px / 3);}body.rtl .elementor-224642 .elementor-element.elementor-element-13d448f .elementor-search-form__icon{padding-right:calc(26px / 3);}.elementor-224642 .elementor-element.elementor-element-13d448f .elementor-search-form__input, .elementor-224642 .elementor-element.elementor-element-13d448f.elementor-search-form--button-type-text .elementor-search-form__submit{padding-left:calc(26px / 3);padding-right:calc(26px / 3);}.elementor-224642 .elementor-element.elementor-element-13d448f input[type="search"].elementor-search-form__input{font-family:var( --e-global-typography-accent-font-family ), Sans-serif;font-weight:var( --e-global-typography-accent-font-weight );text-transform:var( --e-global-typography-accent-text-transform );font-style:var( --e-global-typography-accent-font-style );text-decoration:var( --e-global-typography-accent-text-decoration );}.elementor-224642 .elementor-element.elementor-element-13d448f .elementor-search-form__input, .elementor-224642 .elementor-element.elementor-element-13d448f .elementor-search-form__icon, .elementor-224642 .elementor-element.elementor-element-13d448f .elementor-lightbox .dialog-lightbox-close-button, .elementor-224642 .elementor-element.elementor-element-13d448f .elementor-lightbox .dialog-lightbox-close-button:hover, .elementor-224642 .elementor-element.elementor-element-13d448f.elementor-search-form--skin-full_screen input[type="search"].elementor-search-form__input{color:var( --e-global-color-primary );fill:var( --e-global-color-primary );}.elementor-224642 .elementor-element.elementor-element-13d448f:not(.elementor-search-form--skin-full_screen) .elementor-search-form__container{background-color:var( --e-global-color-faeb185 );border-color:var( --e-global-color-secondary );border-width:1px 1px 1px 1px;border-radius:0px;}.elementor-224642 .elementor-element.elementor-element-13d448f.elementor-search-form--skin-full_screen input[type="search"].elementor-search-form__input{background-color:var( --e-global-color-faeb185 );border-color:var( --e-global-color-secondary );border-width:1px 1px 1px 1px;border-radius:0px;}.elementor-224642 .elementor-element.elementor-element-13d448f:not(.elementor-search-form--skin-full_screen) .elementor-search-form--focus .elementor-search-form__input, .elementor-224642 .elementor-element.elementor-element-13d448f .elementor-search-form--focus .elementor-search-form__icon, .elementor-224642 .elementor-element.elementor-element-13d448f .elementor-lightbox .dialog-lightbox-close-button:hover, .elementor-224642 .elementor-element.elementor-element-13d448f.elementor-search-form--skin-full_screen input[type="search"].elementor-search-form__input:focus{color:var( --e-global-color-primary );fill:var( --e-global-color-primary );}.elementor-224642 .elementor-element.elementor-element-13d448f:not(.elementor-search-form--skin-full_screen) .elementor-search-form--focus .elementor-search-form__container{background-color:#51C5D94A;}.elementor-224642 .elementor-element.elementor-element-13d448f.elementor-search-form--skin-full_screen input[type="search"].elementor-search-form__input:focus{background-color:#51C5D94A;}.elementor-224642 .elementor-element.elementor-element-13d448f .elementor-search-form__submit:hover{--e-search-form-submit-text-color:#FFFFFF;background-color:var( --e-global-color-164f071 );}.elementor-224642 .elementor-element.elementor-element-13d448f .elementor-search-form__submit:focus{--e-search-form-submit-text-color:#FFFFFF;background-color:var( --e-global-color-164f071 );}.elementor-224642 .elementor-element.elementor-element-51958ef > .elementor-widget-container{margin:0px 0px 0px 0px;padding:0px 0px 0px 0px;border-style:none;}.elementor-224642 .elementor-element.elementor-element-51958ef.elementor-element{--order:99999 /* order end hack */;}.elementor-224642 .elementor-element.elementor-element-51958ef .elementor-menu-toggle{margin-left:auto;}.elementor-224642 .elementor-element.elementor-element-51958ef .elementor-nav-menu--dropdown{background-color:var( --e-global-color-faeb185 );border-style:solid;border-width:2px 2px 2px 2px;border-color:var( --e-global-color-secondary );}.elementor-224642 .elementor-element.elementor-element-51958ef .elementor-nav-menu--dropdown a:hover, .elementor-224642 .elementor-element.elementor-element-51958ef .elementor-nav-menu--dropdown a.elementor-item-active, .elementor-224642 .elementor-element.elementor-element-51958ef .elementor-nav-menu--dropdown a.highlighted{background-color:var( --e-global-color-a9608d1 );}.elementor-224642 .elementor-element.elementor-element-51958ef .elementor-nav-menu--dropdown .elementor-item, .elementor-224642 .elementor-element.elementor-element-51958ef .elementor-nav-menu--dropdown .elementor-sub-item{font-family:var( --e-global-typography-secondary-font-family ), Sans-serif;font-size:var( --e-global-typography-secondary-font-size );font-weight:var( --e-global-typography-secondary-font-weight );text-transform:var( --e-global-typography-secondary-text-transform );font-style:var( --e-global-typography-secondary-font-style );text-decoration:var( --e-global-typography-secondary-text-decoration );}.elementor-224642 .elementor-element.elementor-element-51958ef .elementor-nav-menu--dropdown li:not(:last-child){border-style:none;border-bottom-width:1px;}.elementor-224642 .elementor-element.elementor-element-51958ef .elementor-nav-menu--main > .elementor-nav-menu > li > .elementor-nav-menu--dropdown, .elementor-224642 .elementor-element.elementor-element-51958ef .elementor-nav-menu__container.elementor-nav-menu--dropdown{margin-top:0px !important;}.elementor-224642 .elementor-element.elementor-element-5dcbfdb{width:var( --container-widget-width, 30px );max-width:30px;--container-widget-width:30px;--container-widget-flex-grow:0;}.elementor-224642 .elementor-element.elementor-element-5dcbfdb > .elementor-widget-container{margin:0px 0px 0px 0px;padding:0px 0px 0px 0px;border-style:none;}.elementor-224642 .elementor-element.elementor-element-5dcbfdb .elementor-menu-toggle{margin-left:auto;}.elementor-224642 .elementor-element.elementor-element-5dcbfdb .elementor-nav-menu .elementor-item{font-family:"liberation-sans", Sans-serif;font-size:12px;font-weight:500;text-transform:none;font-style:normal;text-decoration:none;line-height:0px;}.elementor-224642 .elementor-element.elementor-element-5dcbfdb .elementor-nav-menu--main .elementor-item{padding-left:8px;padding-right:8px;}.elementor-224642 .elementor-element.elementor-element-5dcbfdb .elementor-nav-menu--dropdown{background-color:var( --e-global-color-faeb185 );}.elementor-224642 .elementor-element.elementor-element-5dcbfdb .elementor-nav-menu--dropdown a:hover, .elementor-224642 .elementor-element.elementor-element-5dcbfdb .elementor-nav-menu--dropdown a.elementor-item-active, .elementor-224642 .elementor-element.elementor-element-5dcbfdb .elementor-nav-menu--dropdown a.highlighted{background-color:var( --e-global-color-a9608d1 );}.elementor-224642 .elementor-element.elementor-element-5dcbfdb .elementor-nav-menu--dropdown .elementor-item, .elementor-224642 .elementor-element.elementor-element-5dcbfdb .elementor-nav-menu--dropdown .elementor-sub-item{font-family:"liberation-sans", Sans-serif;font-weight:400;text-transform:none;font-style:normal;text-decoration:none;letter-spacing:0px;}.elementor-224642 .elementor-element.elementor-element-5dcbfdb .elementor-nav-menu--dropdown li:not(:last-child){border-style:none;border-bottom-width:1px;}.elementor-224642 .elementor-element.elementor-element-9061118{--display:flex;--flex-direction:row;--container-widget-width:calc( ( 1 - var( --container-widget-flex-grow ) ) * 100% );--container-widget-height:100%;--container-widget-flex-grow:1;--container-widget-align-self:stretch;--flex-wrap-mobile:wrap;--align-items:center;--gap:0px 0px;--background-transition:0.3s;border-style:solid;--border-style:solid;border-width:2px 0px 2px 0px;--border-top-width:2px;--border-right-width:0px;--border-bottom-width:2px;--border-left-width:0px;border-color:var( --e-global-color-secondary );--border-color:var( --e-global-color-secondary );}.elementor-224642 .elementor-element.elementor-element-9061118, .elementor-224642 .elementor-element.elementor-element-9061118::before{--border-transition:0.3s;}.elementor-224642 .elementor-element.elementor-element-8da3ccd{--display:flex;--flex-direction:column;--container-widget-width:100%;--container-widget-height:initial;--container-widget-flex-grow:0;--container-widget-align-self:initial;--flex-wrap-mobile:wrap;--background-transition:0.3s;}.elementor-224642 .elementor-element.elementor-element-cabd321 > .elementor-widget-container{border-style:none;}.elementor-224642 .elementor-element.elementor-element-cabd321 .elementor-menu-toggle{margin:0 auto;background-color:var( --e-global-color-accent );}.elementor-224642 .elementor-element.elementor-element-cabd321 .elementor-nav-menu .elementor-item{font-family:"liberation-sans", Sans-serif;font-size:16px;font-weight:400;font-style:normal;line-height:1.3em;}.elementor-224642 .elementor-element.elementor-element-cabd321 .elementor-nav-menu--main .elementor-item{color:var( --e-global-color-primary );fill:var( --e-global-color-primary );padding-left:20px;padding-right:20px;}.elementor-224642 .elementor-element.elementor-element-cabd321 .elementor-nav-menu--main .elementor-item:hover, .elementor-224642 .elementor-element.elementor-element-cabd321 .elementor-nav-menu--main .elementor-item.elementor-item-active, .elementor-224642 .elementor-element.elementor-element-cabd321 .elementor-nav-menu--main .elementor-item.highlighted, .elementor-224642 .elementor-element.elementor-element-cabd321 .elementor-nav-menu--main .elementor-item:focus{color:#fff;}.elementor-224642 .elementor-element.elementor-element-cabd321 .elementor-nav-menu--main:not(.e--pointer-framed) .elementor-item:before, .elementor-224642 .elementor-element.elementor-element-cabd321 .elementor-nav-menu--main:not(.e--pointer-framed) .elementor-item:after{background-color:#51C5D9;}.elementor-224642 .elementor-element.elementor-element-cabd321 .e--pointer-framed .elementor-item:before, .elementor-224642 .elementor-element.elementor-element-cabd321 .e--pointer-framed .elementor-item:after{border-color:#51C5D9;}.elementor-224642 .elementor-element.elementor-element-cabd321 .elementor-nav-menu--main .elementor-item.elementor-item-active{color:#FFFFFF;}.elementor-224642 .elementor-element.elementor-element-cabd321 .elementor-nav-menu--main:not(.e--pointer-framed) .elementor-item.elementor-item-active:before, .elementor-224642 .elementor-element.elementor-element-cabd321 .elementor-nav-menu--main:not(.e--pointer-framed) .elementor-item.elementor-item-active:after{background-color:var( --e-global-color-a9608d1 );}.elementor-224642 .elementor-element.elementor-element-cabd321 .e--pointer-framed .elementor-item.elementor-item-active:before, .elementor-224642 .elementor-element.elementor-element-cabd321 .e--pointer-framed .elementor-item.elementor-item-active:after{border-color:var( --e-global-color-a9608d1 );}.elementor-224642 .elementor-element.elementor-element-cabd321 .elementor-nav-menu--dropdown a, .elementor-224642 .elementor-element.elementor-element-cabd321 .elementor-menu-toggle{color:var( --e-global-color-text );}.elementor-224642 .elementor-element.elementor-element-cabd321 .elementor-nav-menu--dropdown{background-color:#FFFFFF;border-style:none;}.elementor-224642 .elementor-element.elementor-element-cabd321 .elementor-nav-menu--dropdown a:hover, .elementor-224642 .elementor-element.elementor-element-cabd321 .elementor-nav-menu--dropdown a.elementor-item-active, .elementor-224642 .elementor-element.elementor-element-cabd321 .elementor-nav-menu--dropdown a.highlighted, .elementor-224642 .elementor-element.elementor-element-cabd321 .elementor-menu-toggle:hover{color:var( --e-global-color-faeb185 );}.elementor-224642 .elementor-element.elementor-element-cabd321 .elementor-nav-menu--dropdown a:hover, .elementor-224642 .elementor-element.elementor-element-cabd321 .elementor-nav-menu--dropdown a.elementor-item-active, .elementor-224642 .elementor-element.elementor-element-cabd321 .elementor-nav-menu--dropdown a.highlighted{background-color:var( --e-global-color-a9608d1 );}.elementor-224642 .elementor-element.elementor-element-cabd321 .elementor-nav-menu--dropdown a.elementor-item-active{color:var( --e-global-color-faeb185 );background-color:var( --e-global-color-a9608d1 );}.elementor-224642 .elementor-element.elementor-element-cabd321 .elementor-nav-menu--dropdown .elementor-item, .elementor-224642 .elementor-element.elementor-element-cabd321 .elementor-nav-menu--dropdown .elementor-sub-item{font-family:var( --e-global-typography-1048b30-font-family ), Sans-serif;font-size:var( --e-global-typography-1048b30-font-size );font-weight:var( --e-global-typography-1048b30-font-weight );}.elementor-224642 .elementor-element.elementor-element-cabd321 .elementor-nav-menu--main .elementor-nav-menu--dropdown, .elementor-224642 .elementor-element.elementor-element-cabd321 .elementor-nav-menu__container.elementor-nav-menu--dropdown{box-shadow:0px 3px 8px 0px rgba(0, 0, 0, 0.07);}.elementor-224642 .elementor-element.elementor-element-cabd321 .elementor-nav-menu--dropdown a{padding-left:30px;padding-right:30px;padding-top:10px;padding-bottom:10px;}.elementor-224642 .elementor-element.elementor-element-cabd321 .elementor-nav-menu--main > .elementor-nav-menu > li > .elementor-nav-menu--dropdown, .elementor-224642 .elementor-element.elementor-element-cabd321 .elementor-nav-menu__container.elementor-nav-menu--dropdown{margin-top:4px !important;}.elementor-224642 .elementor-element.elementor-element-cabd321 div.elementor-menu-toggle{color:#FFFFFF;}.elementor-224642 .elementor-element.elementor-element-cabd321 div.elementor-menu-toggle svg{fill:#FFFFFF;}.elementor-224642 .elementor-element.elementor-element-cabd321 div.elementor-menu-toggle:hover{color:#FFFFFF;}.elementor-224642 .elementor-element.elementor-element-cabd321 div.elementor-menu-toggle:hover svg{fill:#FFFFFF;}.elementor-224642 .elementor-element.elementor-element-cabd321 .elementor-menu-toggle:hover{background-color:var( --e-global-color-primary );}@media(min-width:768px){.elementor-224642 .elementor-element.elementor-element-e9feb1f{--content-width:970px;}.elementor-224642 .elementor-element.elementor-element-db86f9a{--width:25%;}.elementor-224642 .elementor-element.elementor-element-ebffaf4{--width:50%;}.elementor-224642 .elementor-element.elementor-element-4f766ea{--width:25%;}.elementor-224642 .elementor-element.elementor-element-8da3ccd{--width:100%;}}@media(max-width:1024px) and (min-width:768px){.elementor-224642 .elementor-element.elementor-element-db86f9a{--width:50%;}.elementor-224642 .elementor-element.elementor-element-ebffaf4{--width:49%;}.elementor-224642 .elementor-element.elementor-element-4f766ea{--width:50%;}}@media(max-width:1200px){.elementor-224642 .elementor-element.elementor-element-8ad4244{--justify-content:space-between;}.elementor-224642 .elementor-element.elementor-element-51958ef.elementor-element{--order:99999 /* order end hack */;}.elementor-224642 .elementor-element.elementor-element-5dcbfdb.elementor-element{--order:99999 /* order end hack */;}}@media(max-width:1024px){.elementor-224642 .elementor-element.elementor-element-20f26d3{--align-items:center;--container-widget-width:calc( ( 1 - var( --container-widget-flex-grow ) ) * 100% );--padding-top:10px;--padding-bottom:10px;--padding-left:0px;--padding-right:0px;}.elementor-224642 .elementor-element.elementor-element-c6ef629{text-align:center;}.elementor-224642 .elementor-element.elementor-element-8ad4244{border-width:0px 0px 4px 0px;--border-top-width:0px;--border-right-width:0px;--border-bottom-width:4px;--border-left-width:0px;}.elementor-224642 .elementor-element.elementor-element-26103ee .elementor-button{font-size:var( --e-global-typography-a906496-font-size );line-height:var( --e-global-typography-a906496-line-height );letter-spacing:var( --e-global-typography-a906496-letter-spacing );padding:12px 30px 12px 30px;}.elementor-224642 .elementor-element.elementor-element-ebffaf4{--align-items:center;--container-widget-width:calc( ( 1 - var( --container-widget-flex-grow ) ) * 100% );}.elementor-224642 .elementor-element.elementor-element-7f2aded{text-align:left;}.elementor-224642 .elementor-element.elementor-element-7f2aded img{width:220px;}.elementor-224642 .elementor-element.elementor-element-af1d24c > .elementor-widget-container{margin:0px 0px 0px 0px;}.elementor-224642 .elementor-element.elementor-element-af1d24c.elementor-element{--order:-99999 /* order start hack */;}.elementor-224642 .elementor-element.elementor-element-13d448f > .elementor-widget-container{margin:0px 0px 0px 0px;}.elementor-224642 .elementor-element.elementor-element-13d448f.elementor-element{--order:-99999 /* order start hack */;}.elementor-224642 .elementor-element.elementor-element-51958ef .elementor-nav-menu--dropdown .elementor-item, .elementor-224642 .elementor-element.elementor-element-51958ef .elementor-nav-menu--dropdown .elementor-sub-item{font-size:var( --e-global-typography-secondary-font-size );}.elementor-224642 .elementor-element.elementor-element-cabd321 .elementor-nav-menu--dropdown .elementor-item, .elementor-224642 .elementor-element.elementor-element-cabd321 .elementor-nav-menu--dropdown .elementor-sub-item{font-size:var( --e-global-typography-1048b30-font-size );}.elementor-224642 .elementor-element.elementor-element-cabd321 .elementor-nav-menu--dropdown a{padding-left:200px;padding-right:200px;padding-top:12px;padding-bottom:12px;}.elementor-224642 .elementor-element.elementor-element-cabd321 .elementor-menu-toggle{border-width:0px;border-radius:0px;}}@media(max-width:767px){.elementor-224642 .elementor-element.elementor-element-e9feb1f{--min-height:50px;}.elementor-224642 .elementor-element.elementor-element-e9feb1f.e-con{--align-self:center;}.elementor-224642 .elementor-element.elementor-element-a534322.elementor-element{--align-self:center;}.elementor-224642 .elementor-element.elementor-element-c6ef629{text-align:center;}.elementor-224642 .elementor-element.elementor-element-8ad4244{--justify-content:flex-end;--align-items:center;--container-widget-width:calc( ( 1 - var( --container-widget-flex-grow ) ) * 100% );--flex-wrap:nowrap;--padding-top:15px;--padding-bottom:15px;--padding-left:0px;--padding-right:0px;}.elementor-224642 .elementor-element.elementor-element-db86f9a{--width:56%;--margin-top:0px;--margin-bottom:0px;--margin-left:15px;--margin-right:0px;}.elementor-224642 .elementor-element.elementor-element-26103ee > .elementor-widget-container{padding:0px 0px 0px 0px;}.elementor-224642 .elementor-element.elementor-element-26103ee .elementor-button{font-size:var( --e-global-typography-a906496-font-size );line-height:var( --e-global-typography-a906496-line-height );letter-spacing:var( --e-global-typography-a906496-letter-spacing );}.elementor-224642 .elementor-element.elementor-element-7f2aded{text-align:center;}.elementor-224642 .elementor-element.elementor-element-4f766ea{--width:500px;--justify-content:flex-end;--flex-wrap:nowrap;--padding-top:0px;--padding-bottom:0px;--padding-left:0px;--padding-right:15px;}.elementor-224642 .elementor-element.elementor-element-af1d24c > .elementor-widget-container{margin:0px 0px 0px 0px;}.elementor-224642 .elementor-element.elementor-element-13d448f > .elementor-widget-container{margin:0px 0px 0px 0px;}.elementor-224642 .elementor-element.elementor-element-51958ef > .elementor-widget-container{margin:0px 0px 0px 0px;}.elementor-224642 .elementor-element.elementor-element-51958ef .elementor-nav-menu--dropdown .elementor-item, .elementor-224642 .elementor-element.elementor-element-51958ef .elementor-nav-menu--dropdown .elementor-sub-item{font-size:var( --e-global-typography-secondary-font-size );}.elementor-224642 .elementor-element.elementor-element-51958ef .elementor-nav-menu--dropdown a{padding-top:15px;padding-bottom:15px;}.elementor-224642 .elementor-element.elementor-element-5dcbfdb > .elementor-widget-container{margin:0px 0px 0px 0px;}.elementor-224642 .elementor-element.elementor-element-5dcbfdb .elementor-nav-menu--dropdown .elementor-item, .elementor-224642 .elementor-element.elementor-element-5dcbfdb .elementor-nav-menu--dropdown .elementor-sub-item{font-size:16px;}.elementor-224642 .elementor-element.elementor-element-5dcbfdb .elementor-nav-menu--dropdown a{padding-top:15px;padding-bottom:15px;}.elementor-224642 .elementor-element.elementor-element-cabd321 .elementor-nav-menu--dropdown .elementor-item, .elementor-224642 .elementor-element.elementor-element-cabd321 .elementor-nav-menu--dropdown .elementor-sub-item{font-size:var( --e-global-typography-1048b30-font-size );}.elementor-224642 .elementor-element.elementor-element-cabd321 .elementor-nav-menu--dropdown a{padding-left:30px;padding-right:30px;padding-top:10px;padding-bottom:10px;}} .elementor-224644 .elementor-element.elementor-element-b5715f7{--display:flex;--background-transition:0.3s;border-style:solid;--border-style:solid;border-width:0px 0px 0px 0px;--border-top-width:0px;--border-right-width:0px;--border-bottom-width:0px;--border-left-width:0px;border-color:var( --e-global-color-accent );--border-color:var( --e-global-color-accent );--margin-top:50px;--margin-bottom:0px;--margin-left:0px;--margin-right:0px;--padding-top:50px;--padding-bottom:50px;--padding-left:20px;--padding-right:20px;}.elementor-224644 .elementor-element.elementor-element-b5715f7:not(.elementor-motion-effects-element-type-background), .elementor-224644 .elementor-element.elementor-element-b5715f7 > .elementor-motion-effects-container > .elementor-motion-effects-layer{background-color:var( --e-global-color-accent );}.elementor-224644 .elementor-element.elementor-element-b5715f7, .elementor-224644 .elementor-element.elementor-element-b5715f7::before{--border-transition:0.3s;}.elementor-224644 .elementor-element.elementor-element-d245f8d img{width:40%;}.elementor-224644 .elementor-element.elementor-element-02cca47 .elementor-repeater-item-0267196.elementor-social-icon{background-color:var( --e-global-color-accent );}.elementor-224644 .elementor-element.elementor-element-02cca47 .elementor-repeater-item-0267196.elementor-social-icon i{color:var( --e-global-color-faeb185 );}.elementor-224644 .elementor-element.elementor-element-02cca47 .elementor-repeater-item-0267196.elementor-social-icon svg{fill:var( --e-global-color-faeb185 );}.elementor-224644 .elementor-element.elementor-element-02cca47 .elementor-repeater-item-dc10550.elementor-social-icon{background-color:var( --e-global-color-accent );}.elementor-224644 .elementor-element.elementor-element-02cca47 .elementor-repeater-item-dc10550.elementor-social-icon i{color:var( --e-global-color-faeb185 );}.elementor-224644 .elementor-element.elementor-element-02cca47 .elementor-repeater-item-dc10550.elementor-social-icon svg{fill:var( --e-global-color-faeb185 );}.elementor-224644 .elementor-element.elementor-element-02cca47 .elementor-repeater-item-9bc67e2.elementor-social-icon{background-color:var( --e-global-color-accent );}.elementor-224644 .elementor-element.elementor-element-02cca47 .elementor-repeater-item-9bc67e2.elementor-social-icon i{color:var( --e-global-color-faeb185 );}.elementor-224644 .elementor-element.elementor-element-02cca47 .elementor-repeater-item-9bc67e2.elementor-social-icon svg{fill:var( --e-global-color-faeb185 );}.elementor-224644 .elementor-element.elementor-element-02cca47{--grid-template-columns:repeat(0, auto);--icon-size:15px;--grid-column-gap:25px;--grid-row-gap:0px;}.elementor-224644 .elementor-element.elementor-element-02cca47 .elementor-widget-container{text-align:center;}.elementor-224644 .elementor-element.elementor-element-02cca47 .elementor-social-icon i{color:var( --e-global-color-faeb185 );}.elementor-224644 .elementor-element.elementor-element-02cca47 .elementor-social-icon svg{fill:var( --e-global-color-faeb185 );}.elementor-224644 .elementor-element.elementor-element-02cca47 .elementor-social-icon{--icon-padding:0.3em;}.elementor-224644 .elementor-element.elementor-element-02cca47 .elementor-social-icon:hover i{color:#FFFFFF;}.elementor-224644 .elementor-element.elementor-element-02cca47 .elementor-social-icon:hover svg{fill:#FFFFFF;}.elementor-224644 .elementor-element.elementor-element-c99b632{--display:flex;--background-transition:0.3s;--margin-top:0px;--margin-bottom:0px;--margin-left:0px;--margin-right:0px;--padding-top:50px;--padding-bottom:50px;--padding-left:30px;--padding-right:30px;}.elementor-224644 .elementor-element.elementor-element-c99b632:not(.elementor-motion-effects-element-type-background), .elementor-224644 .elementor-element.elementor-element-c99b632 > .elementor-motion-effects-container > .elementor-motion-effects-layer{background-color:#FFFFFF;}.elementor-224644 .elementor-element.elementor-element-c99b632, .elementor-224644 .elementor-element.elementor-element-c99b632::before{--border-transition:0.3s;}.elementor-224644 .elementor-element.elementor-element-018d877{--display:flex;--flex-direction:row;--container-widget-width:calc( ( 1 - var( --container-widget-flex-grow ) ) * 100% );--container-widget-height:100%;--container-widget-flex-grow:1;--container-widget-align-self:stretch;--flex-wrap-mobile:wrap;--align-items:stretch;--gap:10px 10px;--background-transition:0.3s;--margin-top:0px;--margin-bottom:0px;--margin-left:0px;--margin-right:0px;--padding-top:0px;--padding-bottom:0px;--padding-left:0px;--padding-right:0px;}.elementor-224644 .elementor-element.elementor-element-669fa82{--display:flex;--background-transition:0.3s;--margin-top:0px;--margin-bottom:0px;--margin-left:0px;--margin-right:40px;}.elementor-224644 .elementor-element.elementor-element-385fa69{text-align:left;}.elementor-224644 .elementor-element.elementor-element-385fa69 img{width:100%;}.elementor-224644 .elementor-element.elementor-element-d37129a > .elementor-widget-container{margin:30px 0px 0px 0px;}.elementor-224644 .elementor-element.elementor-element-d37129a{color:var( --e-global-color-text );font-family:var( --e-global-typography-text-font-family ), Sans-serif;font-size:var( --e-global-typography-text-font-size );font-weight:var( --e-global-typography-text-font-weight );text-transform:var( --e-global-typography-text-text-transform );font-style:var( --e-global-typography-text-font-style );text-decoration:var( --e-global-typography-text-text-decoration );line-height:var( --e-global-typography-text-line-height );}.elementor-224644 .elementor-element.elementor-element-19a533e{--display:flex;--justify-content:center;--background-transition:0.3s;}.elementor-224644 .elementor-element.elementor-element-85c5fc9 > .elementor-widget-container{margin:0px 0px 20px 0px;}.elementor-224644 .elementor-element.elementor-element-85c5fc9{text-align:center;}.elementor-224644 .elementor-element.elementor-element-85c5fc9 .elementor-heading-title{color:var( --e-global-color-text );font-family:var( --e-global-typography-0d262bb-font-family ), Sans-serif;font-size:var( --e-global-typography-0d262bb-font-size );font-weight:var( --e-global-typography-0d262bb-font-weight );text-transform:var( --e-global-typography-0d262bb-text-transform );font-style:var( --e-global-typography-0d262bb-font-style );text-decoration:var( --e-global-typography-0d262bb-text-decoration );line-height:var( --e-global-typography-0d262bb-line-height );}.elementor-224644 .elementor-element.elementor-element-8ffebdf .elementor-button{background-color:var( --e-global-color-a141cd2 );font-family:var( --e-global-typography-a906496-font-family ), Sans-serif;font-size:var( --e-global-typography-a906496-font-size );font-weight:var( --e-global-typography-a906496-font-weight );text-transform:var( --e-global-typography-a906496-text-transform );font-style:var( --e-global-typography-a906496-font-style );text-decoration:var( --e-global-typography-a906496-text-decoration );line-height:var( --e-global-typography-a906496-line-height );letter-spacing:var( --e-global-typography-a906496-letter-spacing );fill:var( --e-global-color-text );color:var( --e-global-color-text );border-style:solid;border-width:0px 0px 0px 0px;border-color:var( --e-global-color-primary );padding:10px 60px 10px 60px;}.elementor-224644 .elementor-element.elementor-element-8ffebdf .elementor-button:hover, .elementor-224644 .elementor-element.elementor-element-8ffebdf .elementor-button:focus{background-color:var( --e-global-color-090c572 );color:#FFFFFF;border-color:var( --e-global-color-090c572 );}.elementor-224644 .elementor-element.elementor-element-8ffebdf .elementor-button-content-wrapper{flex-direction:row;}.elementor-224644 .elementor-element.elementor-element-8ffebdf .elementor-button .elementor-button-content-wrapper{gap:8px;}.elementor-224644 .elementor-element.elementor-element-8ffebdf .elementor-button:hover svg, .elementor-224644 .elementor-element.elementor-element-8ffebdf .elementor-button:focus svg{fill:#FFFFFF;}.elementor-224644 .elementor-element.elementor-element-c11deeb{--display:flex;--background-transition:0.3s;--margin-top:0px;--margin-bottom:0px;--margin-left:40px;--margin-right:0px;}.elementor-224644 .elementor-element.elementor-element-b293ffe .elementor-heading-title{color:var( --e-global-color-primary );font-family:var( --e-global-typography-da21c65-font-family ), Sans-serif;font-size:var( --e-global-typography-da21c65-font-size );font-weight:var( --e-global-typography-da21c65-font-weight );text-transform:var( --e-global-typography-da21c65-text-transform );font-style:var( --e-global-typography-da21c65-font-style );text-decoration:var( --e-global-typography-da21c65-text-decoration );line-height:var( --e-global-typography-da21c65-line-height );letter-spacing:var( --e-global-typography-da21c65-letter-spacing );}.elementor-224644 .elementor-element.elementor-element-4a62d87{--divider-border-style:solid;--divider-color:var( --e-global-color-dfceda1 );--divider-border-width:2px;}.elementor-224644 .elementor-element.elementor-element-4a62d87 .elementor-divider-separator{width:100%;}.elementor-224644 .elementor-element.elementor-element-4a62d87 .elementor-divider{padding-block-start:15px;padding-block-end:15px;}.elementor-224644 .elementor-element.elementor-element-871d82f .elementor-icon-list-items:not(.elementor-inline-items) .elementor-icon-list-item:not(:last-child){padding-bottom:calc(6px/2);}.elementor-224644 .elementor-element.elementor-element-871d82f .elementor-icon-list-items:not(.elementor-inline-items) .elementor-icon-list-item:not(:first-child){margin-top:calc(6px/2);}.elementor-224644 .elementor-element.elementor-element-871d82f .elementor-icon-list-items.elementor-inline-items .elementor-icon-list-item{margin-right:calc(6px/2);margin-left:calc(6px/2);}.elementor-224644 .elementor-element.elementor-element-871d82f .elementor-icon-list-items.elementor-inline-items{margin-right:calc(-6px/2);margin-left:calc(-6px/2);}body.rtl .elementor-224644 .elementor-element.elementor-element-871d82f .elementor-icon-list-items.elementor-inline-items .elementor-icon-list-item:after{left:calc(-6px/2);}body:not(.rtl) .elementor-224644 .elementor-element.elementor-element-871d82f .elementor-icon-list-items.elementor-inline-items .elementor-icon-list-item:after{right:calc(-6px/2);}.elementor-224644 .elementor-element.elementor-element-871d82f .elementor-icon-list-icon i{color:var( --e-global-color-164f071 );transition:color 0.3s;}.elementor-224644 .elementor-element.elementor-element-871d82f .elementor-icon-list-icon svg{fill:var( --e-global-color-164f071 );transition:fill 0.3s;}.elementor-224644 .elementor-element.elementor-element-871d82f .elementor-icon-list-item:hover .elementor-icon-list-icon i{color:var( --e-global-color-accent );}.elementor-224644 .elementor-element.elementor-element-871d82f .elementor-icon-list-item:hover .elementor-icon-list-icon svg{fill:var( --e-global-color-accent );}.elementor-224644 .elementor-element.elementor-element-871d82f{--e-icon-list-icon-size:11px;--e-icon-list-icon-align:left;--e-icon-list-icon-margin:0 calc(var(--e-icon-list-icon-size, 1em) * 0.25) 0 0;--icon-vertical-offset:0px;}.elementor-224644 .elementor-element.elementor-element-871d82f .elementor-icon-list-icon{padding-right:2px;}.elementor-224644 .elementor-element.elementor-element-871d82f .elementor-icon-list-item > .elementor-icon-list-text, .elementor-224644 .elementor-element.elementor-element-871d82f .elementor-icon-list-item > a{font-family:"liberation-sans", Sans-serif;font-weight:400;text-transform:none;font-style:normal;text-decoration:none;line-height:1.3em;letter-spacing:0px;}.elementor-224644 .elementor-element.elementor-element-871d82f .elementor-icon-list-text{color:var( --e-global-color-text );transition:color 0.3s;}.elementor-224644 .elementor-element.elementor-element-871d82f .elementor-icon-list-item:hover .elementor-icon-list-text{color:var( --e-global-color-accent );}.elementor-224644 .elementor-element.elementor-element-99667e6{--display:flex;--background-transition:0.3s;--margin-top:0px;--margin-bottom:0px;--margin-left:0px;--margin-right:0px;--padding-top:30px;--padding-bottom:30px;--padding-left:20px;--padding-right:20px;}.elementor-224644 .elementor-element.elementor-element-99667e6:not(.elementor-motion-effects-element-type-background), .elementor-224644 .elementor-element.elementor-element-99667e6 > .elementor-motion-effects-container > .elementor-motion-effects-layer{background-color:var( --e-global-color-a141cd2 );}.elementor-224644 .elementor-element.elementor-element-99667e6, .elementor-224644 .elementor-element.elementor-element-99667e6::before{--border-transition:0.3s;}.elementor-224644 .elementor-element.elementor-element-8d89b62 > .elementor-widget-container{margin:0px 0px -25px 0px;}.elementor-224644 .elementor-element.elementor-element-8d89b62{text-align:center;}.elementor-224644 .elementor-element.elementor-element-8d89b62 .elementor-heading-title{color:var( --e-global-color-text );font-family:var( --e-global-typography-text-font-family ), Sans-serif;font-size:var( --e-global-typography-text-font-size );font-weight:var( --e-global-typography-text-font-weight );text-transform:var( --e-global-typography-text-text-transform );font-style:var( --e-global-typography-text-font-style );text-decoration:var( --e-global-typography-text-text-decoration );line-height:var( --e-global-typography-text-line-height );}.elementor-224644 .elementor-element.elementor-element-bc050ca > .elementor-widget-container{margin:20px 0px 0px 0px;}.elementor-224644 .elementor-element.elementor-element-bc050ca img{width:25%;}.elementor-224644 .elementor-element.elementor-element-b80922c > .elementor-widget-container{margin:0px 0px 0px 0px;padding:0px 0px 0px 0px;}@media(max-width:1024px) and (min-width:768px){.elementor-224644 .elementor-element.elementor-element-669fa82{--width:100%;}.elementor-224644 .elementor-element.elementor-element-19a533e{--width:50%;}.elementor-224644 .elementor-element.elementor-element-c11deeb{--width:50%;}}@media(max-width:1024px){.elementor-224644 .elementor-element.elementor-element-02cca47 > .elementor-widget-container{padding:0px 0px 0px 0px;}.elementor-224644 .elementor-element.elementor-element-669fa82{--margin-top:0px;--margin-bottom:0px;--margin-left:0px;--margin-right:0px;}.elementor-224644 .elementor-element.elementor-element-385fa69{text-align:center;}.elementor-224644 .elementor-element.elementor-element-d37129a{text-align:center;font-size:var( --e-global-typography-text-font-size );line-height:var( --e-global-typography-text-line-height );}.elementor-224644 .elementor-element.elementor-element-85c5fc9 .elementor-heading-title{font-size:var( --e-global-typography-0d262bb-font-size );line-height:var( --e-global-typography-0d262bb-line-height );}.elementor-224644 .elementor-element.elementor-element-8ffebdf .elementor-button{font-size:var( --e-global-typography-a906496-font-size );line-height:var( --e-global-typography-a906496-line-height );letter-spacing:var( --e-global-typography-a906496-letter-spacing );padding:12px 30px 12px 30px;}.elementor-224644 .elementor-element.elementor-element-c11deeb{--margin-top:0px;--margin-bottom:0px;--margin-left:40px;--margin-right:0px;}.elementor-224644 .elementor-element.elementor-element-b293ffe .elementor-heading-title{font-size:var( --e-global-typography-da21c65-font-size );line-height:var( --e-global-typography-da21c65-line-height );letter-spacing:var( --e-global-typography-da21c65-letter-spacing );}.elementor-224644 .elementor-element.elementor-element-8d89b62 .elementor-heading-title{font-size:var( --e-global-typography-text-font-size );line-height:var( --e-global-typography-text-line-height );}}@media(max-width:767px){.elementor-224644 .elementor-element.elementor-element-02cca47 > .elementor-widget-container{padding:0px 0px 0px 0px;}.elementor-224644 .elementor-element.elementor-element-02cca47{--icon-size:16px;--grid-column-gap:10px;}.elementor-224644 .elementor-element.elementor-element-c99b632{--padding-top:50px;--padding-bottom:50px;--padding-left:10px;--padding-right:10px;}.elementor-224644 .elementor-element.elementor-element-669fa82{--margin-top:0px;--margin-bottom:0px;--margin-left:0px;--margin-right:0px;}.elementor-224644 .elementor-element.elementor-element-385fa69{text-align:center;}.elementor-224644 .elementor-element.elementor-element-d37129a{text-align:center;font-size:var( --e-global-typography-text-font-size );line-height:var( --e-global-typography-text-line-height );}.elementor-224644 .elementor-element.elementor-element-85c5fc9{text-align:center;}.elementor-224644 .elementor-element.elementor-element-85c5fc9 .elementor-heading-title{font-size:var( --e-global-typography-0d262bb-font-size );line-height:var( --e-global-typography-0d262bb-line-height );}.elementor-224644 .elementor-element.elementor-element-8ffebdf .elementor-button{font-size:var( --e-global-typography-a906496-font-size );line-height:var( --e-global-typography-a906496-line-height );letter-spacing:var( --e-global-typography-a906496-letter-spacing );}.elementor-224644 .elementor-element.elementor-element-c11deeb{--margin-top:20px;--margin-bottom:0px;--margin-left:0px;--margin-right:0px;}.elementor-224644 .elementor-element.elementor-element-b293ffe .elementor-heading-title{font-size:var( --e-global-typography-da21c65-font-size );line-height:var( --e-global-typography-da21c65-line-height );letter-spacing:var( --e-global-typography-da21c65-letter-spacing );}.elementor-224644 .elementor-element.elementor-element-8d89b62 .elementor-heading-title{font-size:var( --e-global-typography-text-font-size );line-height:var( --e-global-typography-text-line-height );}} .elementor-472838 .elementor-element.elementor-element-4701904e{--display:flex;--flex-direction:row;--container-widget-width:calc( ( 1 - var( --container-widget-flex-grow ) ) * 100% );--container-widget-height:100%;--container-widget-flex-grow:1;--container-widget-align-self:stretch;--flex-wrap-mobile:wrap;--align-items:stretch;--background-transition:0.3s;--margin-top:20px;--margin-bottom:50px;--margin-left:0px;--margin-right:0px;}.elementor-472838 .elementor-element.elementor-element-74e10afb{--display:flex;--background-transition:0.3s;--margin-top:0px;--margin-bottom:0px;--margin-left:0px;--margin-right:50px;}.elementor-472838 .elementor-element.elementor-element-533ea9a .elementor-heading-title{color:var( --e-global-color-secondary );font-family:"liberation-sans", Sans-serif;font-size:26px;font-weight:700;text-transform:none;font-style:normal;text-decoration:none;line-height:1.3em;letter-spacing:0px;}.elementor-472838 .elementor-element.elementor-element-6d71ed47{--divider-border-style:solid;--divider-color:#EAEAEA;--divider-border-width:3px;}.elementor-472838 .elementor-element.elementor-element-6d71ed47 > .elementor-widget-container{margin:0px 0px 0px 0px;}.elementor-472838 .elementor-element.elementor-element-6d71ed47 .elementor-divider-separator{width:100%;}.elementor-472838 .elementor-element.elementor-element-6d71ed47 .elementor-divider{padding-block-start:20px;padding-block-end:20px;}.elementor-472838 .elementor-element.elementor-element-7bd11ea{--grid-columns:1;}.elementor-472838 .elementor-element.elementor-element-e0a9fe0{--grid-columns:1;}.elementor-472838 .elementor-element.elementor-element-e0a9fe0 .elementor-pagination{text-align:center;font-family:"liberation-sans", Sans-serif;font-size:20px;font-weight:400;text-transform:none;font-style:normal;text-decoration:none;line-height:1.3em;letter-spacing:0px;margin-top:20px;}body:not(.rtl) .elementor-472838 .elementor-element.elementor-element-e0a9fe0 .elementor-pagination .page-numbers:not(:first-child){margin-left:calc( 25px/2 );}body:not(.rtl) .elementor-472838 .elementor-element.elementor-element-e0a9fe0 .elementor-pagination .page-numbers:not(:last-child){margin-right:calc( 25px/2 );}body.rtl .elementor-472838 .elementor-element.elementor-element-e0a9fe0 .elementor-pagination .page-numbers:not(:first-child){margin-right:calc( 25px/2 );}body.rtl .elementor-472838 .elementor-element.elementor-element-e0a9fe0 .elementor-pagination .page-numbers:not(:last-child){margin-left:calc( 25px/2 );}.elementor-472838 .elementor-element.elementor-global-780457{--grid-columns:1;--grid-row-gap:15px;}.elementor-472838 .elementor-element.elementor-global-780457 > .elementor-widget-container{margin:10px 0px 0px 0px;}.elementor-472838 .elementor-element.elementor-element-3f1625fa{--display:flex;--align-items:center;--container-widget-width:calc( ( 1 - var( --container-widget-flex-grow ) ) * 100% );--background-transition:0.3s;--margin-top:0px;--margin-bottom:0px;--margin-left:0px;--margin-right:0px;}@media(min-width:768px){.elementor-472838 .elementor-element.elementor-element-3f1625fa{--width:500px;}}@media(max-width:1024px){.elementor-472838 .elementor-element.elementor-element-4701904e{--padding-top:0px;--padding-bottom:0px;--padding-left:40px;--padding-right:40px;}.elementor-472838 .elementor-element.elementor-element-74e10afb{--margin-top:0px;--margin-bottom:0px;--margin-left:0px;--margin-right:0px;}.elementor-472838 .elementor-element.elementor-element-7bd11ea{--grid-columns:2;}.elementor-472838 .elementor-element.elementor-element-e0a9fe0{--grid-columns:2;}.elementor-472838 .elementor-element.elementor-global-780457{--grid-columns:2;}.elementor-472838 .elementor-element.elementor-element-3f1625fa{--margin-top:100px;--margin-bottom:0px;--margin-left:0px;--margin-right:0px;}}@media(max-width:767px){.elementor-472838 .elementor-element.elementor-element-4701904e{--padding-top:0px;--padding-bottom:0px;--padding-left:10px;--padding-right:10px;}.elementor-472838 .elementor-element.elementor-element-74e10afb{--margin-top:0px;--margin-bottom:0px;--margin-left:0px;--margin-right:0px;}.elementor-472838 .elementor-element.elementor-element-7bd11ea{--grid-columns:1;}.elementor-472838 .elementor-element.elementor-element-e0a9fe0{--grid-columns:1;}.elementor-472838 .elementor-element.elementor-global-780457{--grid-columns:1;}.elementor-472838 .elementor-element.elementor-element-3f1625fa{--margin-top:50px;--margin-bottom:0px;--margin-left:0px;--margin-right:0px;}}@media(max-width:1024px) and (min-width:768px){.elementor-472838 .elementor-element.elementor-element-74e10afb{--width:100%;}.elementor-472838 .elementor-element.elementor-element-3f1625fa{--width:100%;}} .elementor-785734 .elementor-element.elementor-element-6dbb92b3{--display:flex;--flex-direction:column;--container-widget-width:100%;--container-widget-height:initial;--container-widget-flex-grow:0;--container-widget-align-self:initial;--flex-wrap-mobile:wrap;--background-transition:0.3s;}.elementor-785734 .elementor-element.elementor-element-77552def > .elementor-widget-container{margin:20px 0px 0px 0px;padding:7% 7% 0% 7%;}.elementor-785734 .elementor-element.elementor-element-77552def{text-align:center;color:var( --e-global-color-faeb185 );font-family:"liberation-sans", Sans-serif;font-size:16px;font-weight:700;text-transform:none;font-style:normal;text-decoration:none;line-height:1.5em;}.elementor-785734 .elementor-element.elementor-element-32033a83 .elementor-button{background-color:var( --e-global-color-a141cd2 );font-family:"Lusitana", Sans-serif;font-size:16px;font-weight:500;text-transform:none;font-style:normal;text-decoration:none;line-height:1.3em;letter-spacing:0.3px;fill:#393939;color:#393939;border-style:solid;border-width:0px 0px 0px 0px;border-color:#191919;padding:10px 60px 10px 60px;}.elementor-785734 .elementor-element.elementor-element-32033a83 .elementor-button:hover, .elementor-785734 .elementor-element.elementor-element-32033a83 .elementor-button:focus{background-color:#EFAD14;color:#FFFFFF;border-color:#EFAD14;}.elementor-785734 .elementor-element.elementor-element-32033a83 > .elementor-widget-container{padding:0% 0% 7% 0%;}.elementor-785734 .elementor-element.elementor-element-32033a83 .elementor-button-content-wrapper{flex-direction:row;}.elementor-785734 .elementor-element.elementor-element-32033a83 .elementor-button .elementor-button-content-wrapper{gap:8px;}.elementor-785734 .elementor-element.elementor-element-32033a83 .elementor-button:hover svg, .elementor-785734 .elementor-element.elementor-element-32033a83 .elementor-button:focus svg{fill:#FFFFFF;}#elementor-popup-modal-785734 .dialog-widget-content{animation-duration:1.2s;background-color:#1F78A9;box-shadow:2px 8px 23px 3px rgba(0,0,0,0.2);}#elementor-popup-modal-785734 .dialog-message{width:350px;height:auto;}#elementor-popup-modal-785734{justify-content:flex-end;align-items:flex-end;}#elementor-popup-modal-785734 .dialog-close-button{display:flex;}#elementor-popup-modal-785734 .dialog-close-button i{color:var( --e-global-color-faeb185 );}#elementor-popup-modal-785734 .dialog-close-button svg{fill:var( --e-global-color-faeb185 );}@media(max-width:1024px){.elementor-785734 .elementor-element.elementor-element-32033a83 .elementor-button{padding:12px 30px 12px 30px;}}</style> <link data-wpacu-style-handle="widget-image" rel="stylesheet" id="widget-image-css" media="all" data-pmdelayedstyle="https://www.businessinsurance.com/wp-content/plugins/elementor/assets/css/widget-image.min.css?ver=3.24.5"></link> <link data-wpacu-style-handle="widget-theme-elements" rel="stylesheet" id="widget-theme-elements-css" media="all" data-pmdelayedstyle="https://www.businessinsurance.com/wp-content/plugins/elementor-pro/assets/css/widget-theme-elements.min.css?ver=3.24.3"></link> <link data-wpacu-style-handle="widget-nav-menu" rel="stylesheet" id="widget-nav-menu-css" media="all" data-pmdelayedstyle="https://www.businessinsurance.com/wp-content/uploads/elementor/css/custom-pro-widget-nav-menu.min.css?ver=1732211099"></link> <link data-wpacu-style-handle="widget-social-icons" rel="stylesheet" id="widget-social-icons-css" media="all" data-pmdelayedstyle="https://www.businessinsurance.com/wp-content/plugins/elementor/assets/css/widget-social-icons.min.css?ver=3.24.5"></link> <link data-wpacu-style-handle="e-apple-webkit" rel="stylesheet" id="e-apple-webkit-css" media="all" data-pmdelayedstyle="https://www.businessinsurance.com/wp-content/uploads/elementor/css/custom-apple-webkit.min.css?ver=1732211098"></link> <link data-wpacu-style-handle="widget-text-editor" rel="stylesheet" id="widget-text-editor-css" media="all" data-pmdelayedstyle="https://www.businessinsurance.com/wp-content/plugins/elementor/assets/css/widget-text-editor.min.css?ver=3.24.5"></link> <link data-wpacu-style-handle="widget-heading" rel="stylesheet" id="widget-heading-css" media="all" data-pmdelayedstyle="https://www.businessinsurance.com/wp-content/plugins/elementor/assets/css/widget-heading.min.css?ver=3.24.5"></link> <link data-wpacu-style-handle="widget-divider" rel="stylesheet" id="widget-divider-css" media="all" data-pmdelayedstyle="https://www.businessinsurance.com/wp-content/plugins/elementor/assets/css/widget-divider.min.css?ver=3.24.5"></link> <link data-wpacu-style-handle="widget-icon-list" rel="stylesheet" id="widget-icon-list-css" media="all" data-pmdelayedstyle="https://www.businessinsurance.com/wp-content/uploads/elementor/css/custom-widget-icon-list.min.css?ver=1732211099"></link> <link data-wpacu-style-handle="widget-loop-builder" rel="stylesheet" id="widget-loop-builder-css" media="all" data-pmdelayedstyle="https://www.businessinsurance.com/wp-content/plugins/elementor-pro/assets/css/widget-loop-builder.min.css?ver=3.24.3"></link> <link data-wpacu-style-handle="e-animation-slideInRight" rel="stylesheet" id="e-animation-slideInRight-css" media="all" data-pmdelayedstyle="https://www.businessinsurance.com/wp-content/plugins/elementor/assets/lib/animations/styles/slideInRight.min.css?ver=3.24.5"></link> <link data-wpacu-style-handle="swiper" rel="stylesheet" id="swiper-css" media="all" data-pmdelayedstyle="https://www.businessinsurance.com/wp-content/plugins/elementor/assets/lib/swiper/css/swiper.min.css?ver=5.3.6"></link> <link data-wpacu-style-handle="e-swiper" rel="stylesheet" id="e-swiper-css" media="all" data-pmdelayedstyle="https://www.businessinsurance.com/wp-content/plugins/elementor/assets/css/conditionals/e-swiper.min.css?ver=3.24.5"></link> <link data-wpacu-style-handle="elementor-pro" rel="stylesheet" id="elementor-pro-css" media="all" data-pmdelayedstyle="https://www.businessinsurance.com/wp-content/uploads/elementor/css/custom-pro-frontend.min.css?ver=1732211099"></link> <link data-wpacu-style-handle="elasticpress-facets" rel="stylesheet" id="elasticpress-facets-css" media="all" data-pmdelayedstyle="https://www.businessinsurance.com/wp-content/plugins/elasticpress/dist/css/facets-styles.css?ver=7d568203f3965dc85d8a"></link> <link data-wpacu-style-handle="hello-elementor-child-style" rel="stylesheet" id="hello-elementor-child-style-css" media="all" data-pmdelayedstyle="https://www.businessinsurance.com/wp-content/cache/perfmatters/www.businessinsurance.com/minify/b5c525c599b8.style.min.css?ver=1.0.0"></link> <link rel='stylesheet' id='stylesheet-css' href='https://www.businessinsurance.com/wp-content/themes/BI-child-theme-master/stylesheet.css?ver=1.1.1' media='all' /> <link data-wpacu-style-handle="ptb" rel="stylesheet" id="ptb-css" media="all" data-pmdelayedstyle="https://www.businessinsurance.com/wp-content/plugins/themify-ptb/public/css/ptb-public.css?ver=2.2.0"></link> <script data-wpacu-script-handle="jwppp-library" src="https://cdn.jwplayer.com/libraries/5bKBxdvT.js?ver=6.6.2" id="jwppp-library-js" type="pmdelayedscript" data-cfasync="false" data-no-optimize="1" data-no-defer="1" data-no-minify="1"></script> <script data-wpacu-script-handle="jwppp-widget" src="https://www.businessinsurance.com/wp-content/plugins/jw-player-7-for-wp-premium/jw-widget/js/jw-widget-min.js?ver=ab37b0f4d51c" id="jwppp-widget-js" type="pmdelayedscript" data-cfasync="false" data-no-optimize="1" data-no-defer="1" data-no-minify="1"></script> <script data-wpacu-jquery-core-handle="1" data-wpacu-script-handle="jquery-core" src="https://www.businessinsurance.com/wp-includes/js/jquery/jquery.min.js?ver=826eb77e86b0" id="jquery-core-js" defer></script> <script id="ptb-js-extra" defer src="data:text/javascript;base64,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"></script> <script data-wpacu-script-handle="ptb" defer src="https://www.businessinsurance.com/wp-content/plugins/themify-ptb/public/js/ptb-public.js?ver=1e937930d85b" id="ptb-js"></script> <link href="data:image/x-icon;base64,iVBORw0KGgoAAAANSUhEUgAAABAAAAAQEAYAAABPYyMiAAAABmJLR0T///////8JWPfcAAAACXBIWXMAAABIAAAASABGyWs+AAAAF0lEQVRIx2NgGAWjYBSMglEwCkbBSAcACBAAAeaR9cIAAAAASUVORK5CYII=" rel="icon" type="image/x-icon" />  <script async src="//p.adlooxtracking.com/gpt/a.js" type="pmdelayedscript" data-cfasync="false" data-no-optimize="1" data-no-defer="1" data-no-minify="1"></script> <script defer src="data:text/javascript;base64,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"></script>  <script async src="https://www.googletagmanager.com/gtag/js?id=G-VRG9KEVRXC"></script> <script defer src="data:text/javascript;base64,DQogIHdpbmRvdy5kYXRhTGF5ZXIgPSB3aW5kb3cuZGF0YUxheWVyIHx8IFtdOw0KICBmdW5jdGlvbiBndGFnKCl7ZGF0YUxheWVyLnB1c2goYXJndW1lbnRzKTt9DQogIGd0YWcoJ2pzJywgbmV3IERhdGUoKSk7DQoNCiAgZ3RhZygnY29uZmlnJywgJ0ctVlJHOUtFVlJYQycpOw0K"></script> <script async='async' src='https://securepubads.g.doubleclick.net/tag/js/gpt.js' type="text/javascript"></script> <script type="text/javascript" defer src="data:text/javascript;base64,DQogICAgICAgIHZhciBnb29nbGV0YWcgPSBnb29nbGV0YWcgfHwge307DQogICAgICAgIGdvb2dsZXRhZy5jbWQgPSBnb29nbGV0YWcuY21kIHx8IFtdOw0KICAgICAgICB2YXIgbWFwcGluZywgbWFwcGluZzEsIG1hcHBpbmcyLCBtYXBwaW5nMzsNCiAgICA="></script> <script type="text/javascript" defer src="data:text/javascript;base64,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"></script> <script type="pmdelayedscript" data-perfmatters-type="text/javascript" data-cfasync="false" data-no-optimize="1" data-no-defer="1" data-no-minify="1"> (function() { var didInit = false; function initMunchkin() { if(didInit === false) { didInit = true; Munchkin.init('432-FXE-547'); } } var s = document.createElement('script'); s.type = 'text/javascript'; s.async = true; s.src = '//munchkin.marketo.net/munchkin.js'; s.onreadystatechange = function() { if (this.readyState == 'complete' || this.readyState == 'loaded') { initMunchkin(); } }; s.onload = initMunchkin; document.getElementsByTagName('head')[0].appendChild(s); })(); </script> <script defer src="data:text/javascript;base64,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"></script> <style>.e-con.e-parent:nth-of-type(n+4):not(.e-lazyloaded):not(.e-no-lazyload), .e-con.e-parent:nth-of-type(n+4):not(.e-lazyloaded):not(.e-no-lazyload) * { background-image: none !important; } @media screen and (max-height: 1024px) { .e-con.e-parent:nth-of-type(n+3):not(.e-lazyloaded):not(.e-no-lazyload), .e-con.e-parent:nth-of-type(n+3):not(.e-lazyloaded):not(.e-no-lazyload) * { background-image: none !important; } } @media screen and (max-height: 640px) { .e-con.e-parent:nth-of-type(n+2):not(.e-lazyloaded):not(.e-no-lazyload), .e-con.e-parent:nth-of-type(n+2):not(.e-lazyloaded):not(.e-no-lazyload) * { background-image: none !important; } }</style> <link rel="icon" href="https://www.businessinsurance.com/wp-content/uploads/2023/03/cropped-BI-square-blue-32x32.png" sizes="32x32" /> <link rel="icon" href="https://www.businessinsurance.com/wp-content/uploads/2023/03/cropped-BI-square-blue-192x192.png" sizes="192x192" /> <link rel="apple-touch-icon" href="https://www.businessinsurance.com/wp-content/uploads/2023/03/cropped-BI-square-blue-180x180.png" /> <meta name="msapplication-TileImage" content="https://www.businessinsurance.com/wp-content/uploads/2023/03/cropped-BI-square-blue-270x270.png" /> <style id="wp-custom-css">html, body{ width:100%; overflow-x:hidden; }</style> <noscript><style>.perfmatters-lazy[data-src]{display:none !important;}</style></noscript><style>.perfmatters-lazy-youtube{position:relative;width:100%;max-width:100%;height:0;padding-bottom:56.23%;overflow:hidden}.perfmatters-lazy-youtube img{position:absolute;top:0;right:0;bottom:0;left:0;display:block;width:100%;max-width:100%;height:auto;margin:auto;border:none;cursor:pointer;transition:.5s all;-webkit-transition:.5s all;-moz-transition:.5s all}.perfmatters-lazy-youtube img:hover{-webkit-filter:brightness(75%)}.perfmatters-lazy-youtube .play{position:absolute;top:50%;left:50%;right:auto;width:68px;height:48px;margin-left:-34px;margin-top:-24px;background:url(https://www.businessinsurance.com/wp-content/plugins/perfmatters/img/youtube.svg) no-repeat;background-position:center;background-size:cover;pointer-events:none;filter:grayscale(1)}.perfmatters-lazy-youtube:hover .play{filter:grayscale(0)}.perfmatters-lazy-youtube iframe{position:absolute;top:0;left:0;width:100%;height:100%;z-index:99}body .perfmatters-lazy-css-bg:not([data-ll-status=entered]),body .perfmatters-lazy-css-bg:not([data-ll-status=entered]) *,body .perfmatters-lazy-css-bg:not([data-ll-status=entered])::before,body .perfmatters-lazy-css-bg:not([data-ll-status=entered])::after{background-image:none!important;will-change:transform;transition:opacity 0.025s ease-in,transform 0.025s ease-in!important;}</style> <script type="text/javascript" defer src="data:text/javascript;base64,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"></script></head> <body class="archive category category-mergers-acquisitions category-14 wp-custom-logo elementor-default elementor-template-full-width elementor-kit-224796 elementor-page-472838"> <a class="skip-link screen-reader-text" href="#content">Skip to content</a> <div data-elementor-type="header" data-elementor-id="224642" class="elementor elementor-224642 elementor-location-header" data-elementor-post-type="elementor_library"> <div class="elementor-element elementor-element-e9feb1f e-flex e-con-boxed e-con e-parent" data-id="e9feb1f" data-element_type="container"> <div class="e-con-inner"> <div class="elementor-element elementor-element-a534322 elementor-widget__width-inherit elementor-widget elementor-widget-html" data-id="a534322" data-element_type="widget" data-widget_type="html.default"> <div class="elementor-widget-container"> <div id='top-leaderboard' style="text-align: center;"> <script defer src="data:text/javascript;base64,DQogICAgICAgICAgICAgICAgZ29vZ2xldGFnLmNtZC5wdXNoKGZ1bmN0aW9uICgpIHsgZ29vZ2xldGFnLmRpc3BsYXkoJ3RvcC1sZWFkZXJib2FyZCcpOyB9KTsNCiAgICAgICAgICAgIA=="></script> </div> </div> </div> </div> </div> <div class="elementor-element elementor-element-20f26d3 e-con-full elementor-hidden-desktop e-flex e-con e-parent" data-id="20f26d3" data-element_type="container"> <div class="elementor-element elementor-element-c6ef629 elementor-widget elementor-widget-theme-site-logo elementor-widget-image" data-id="c6ef629" data-element_type="widget" data-widget_type="theme-site-logo.default"> <div class="elementor-widget-container"> <a href="https://www.businessinsurance.com"> <img width="720" height="51" src="https://www.businessinsurance.com/wp-content/uploads/2024/01/business-insurance-logo.svg" class="attachment-medium_large size-medium_large wp-image-651539" alt="" loading="eager" /> </a> </div> </div> </div> <div class="elementor-element elementor-element-8ad4244 e-con-full e-flex e-con e-parent" data-id="8ad4244" data-element_type="container"> <div class="elementor-element elementor-element-db86f9a e-con-full e-flex e-con e-child" data-id="db86f9a" data-element_type="container"> <div class="elementor-element elementor-element-26103ee elementor-align-left elementor-tablet-align-left elementor-widget elementor-widget-button" data-id="26103ee" data-element_type="widget" data-widget_type="button.default"> <div class="elementor-widget-container"> <div class="elementor-button-wrapper"> <a class="elementor-button elementor-button-link elementor-size-sm" href="https://www.businessinsurance.com/register/free-account/" id="header_subscribe_btn"> <span class="elementor-button-content-wrapper"> <span class="elementor-button-icon"> <svg aria-hidden="true" class="e-font-icon-svg e-far-envelope-open" viewBox="0 0 512 512" xmlns="http://www.w3.org/2000/svg"><path d="M494.586 164.516c-4.697-3.883-111.723-89.95-135.251-108.657C337.231 38.191 299.437 0 256 0c-43.205 0-80.636 37.717-103.335 55.859-24.463 19.45-131.07 105.195-135.15 108.549A48.004 48.004 0 0 0 0 201.485V464c0 26.51 21.49 48 48 48h416c26.51 0 48-21.49 48-48V201.509a48 48 0 0 0-17.414-36.993zM464 458a6 6 0 0 1-6 6H54a6 6 0 0 1-6-6V204.347c0-1.813.816-3.526 2.226-4.665 15.87-12.814 108.793-87.554 132.364-106.293C200.755 78.88 232.398 48 256 48c23.693 0 55.857 31.369 73.41 45.389 23.573 18.741 116.503 93.493 132.366 106.316a5.99 5.99 0 0 1 2.224 4.663V458zm-31.991-187.704c4.249 5.159 3.465 12.795-1.745 16.981-28.975 23.283-59.274 47.597-70.929 56.863C336.636 362.283 299.205 400 256 400c-43.452 0-81.287-38.237-103.335-55.86-11.279-8.967-41.744-33.413-70.927-56.865-5.21-4.187-5.993-11.822-1.745-16.981l15.258-18.528c4.178-5.073 11.657-5.843 16.779-1.726 28.618 23.001 58.566 47.035 70.56 56.571C200.143 320.631 232.307 352 256 352c23.602 0 55.246-30.88 73.41-45.389 11.994-9.535 41.944-33.57 70.563-56.568 5.122-4.116 12.601-3.346 16.778 1.727l15.258 18.526z"></path></svg> </span> <span class="elementor-button-text">Register for free</span> </span> </a> </div> </div> </div> </div> <div class="elementor-element elementor-element-ebffaf4 e-con-full elementor-hidden-tablet_extra elementor-hidden-tablet elementor-hidden-mobile e-flex e-con e-child" data-id="ebffaf4" data-element_type="container"> <div class="elementor-element elementor-element-7f2aded elementor-widget elementor-widget-theme-site-logo elementor-widget-image" data-id="7f2aded" data-element_type="widget" data-widget_type="theme-site-logo.default"> <div class="elementor-widget-container"> <a href="https://www.businessinsurance.com"> <img width="720" height="51" src="https://www.businessinsurance.com/wp-content/uploads/2024/01/business-insurance-logo.svg" class="attachment-medium_large size-medium_large wp-image-651539" alt="" loading="eager" /> </a> </div> </div> </div> <div class="elementor-element elementor-element-4f766ea e-con-full e-flex e-con e-child" data-id="4f766ea" data-element_type="container"> <div class="elementor-element elementor-element-af1d24c elementor-search-form--skin-full_screen elementor-hidden-desktop elementor-hidden-tablet_extra elementor-hidden-tablet elementor-widget elementor-widget-search-form" data-id="af1d24c" data-element_type="widget" data-settings="{"skin":"full_screen"}" data-widget_type="search-form.default"> <div class="elementor-widget-container"> <search role="search"> <form class="elementor-search-form" action="https://www.businessinsurance.com" method="get"> <div class="elementor-search-form__toggle" tabindex="0" role="button"> <div class="e-font-icon-svg-container"><svg aria-hidden="true" class="e-font-icon-svg e-fas-search" viewBox="0 0 512 512" xmlns="http://www.w3.org/2000/svg"><path d="M505 442.7L405.3 343c-4.5-4.5-10.6-7-17-7H372c27.6-35.3 44-79.7 44-128C416 93.1 322.9 0 208 0S0 93.1 0 208s93.1 208 208 208c48.3 0 92.7-16.4 128-44v16.3c0 6.4 2.5 12.5 7 17l99.7 99.7c9.4 9.4 24.6 9.4 33.9 0l28.3-28.3c9.4-9.4 9.4-24.6.1-34zM208 336c-70.7 0-128-57.2-128-128 0-70.7 57.2-128 128-128 70.7 0 128 57.2 128 128 0 70.7-57.2 128-128 128z"></path></svg></div> <span class="elementor-screen-only">Search</span> </div> <div class="elementor-search-form__container"> <label class="elementor-screen-only" for="elementor-search-form-af1d24c">Search</label> <input id="elementor-search-form-af1d24c" placeholder="Search..." class="elementor-search-form__input" type="search" name="s" value=""> <div class="dialog-lightbox-close-button dialog-close-button" role="button" tabindex="0"> <svg aria-hidden="true" class="e-font-icon-svg e-eicon-close" viewBox="0 0 1000 1000" xmlns="http://www.w3.org/2000/svg"><path d="M742 167L500 408 258 167C246 154 233 150 217 150 196 150 179 158 167 167 154 179 150 196 150 212 150 229 154 242 171 254L408 500 167 742C138 771 138 800 167 829 196 858 225 858 254 829L496 587 738 829C750 842 767 846 783 846 800 846 817 842 829 829 842 817 846 804 846 783 846 767 842 750 829 737L588 500 833 258C863 229 863 200 833 171 804 137 775 137 742 167Z"></path></svg> <span class="elementor-screen-only">Close this search box.</span> </div> </div> </form> </search> </div> </div> <div class="elementor-element elementor-element-13d448f elementor-widget__width-initial elementor-hidden-mobile elementor-search-form--skin-classic elementor-search-form--button-type-icon elementor-search-form--icon-search elementor-widget elementor-widget-search-form" data-id="13d448f" data-element_type="widget" data-settings="{"skin":"classic"}" data-widget_type="search-form.default"> <div class="elementor-widget-container"> <search role="search"> <form class="elementor-search-form" action="https://www.businessinsurance.com" method="get"> <div class="elementor-search-form__container"> <label class="elementor-screen-only" for="elementor-search-form-13d448f">Search</label> <input id="elementor-search-form-13d448f" placeholder="Search..." class="elementor-search-form__input" type="search" name="s" value=""> <button class="elementor-search-form__submit" type="submit" aria-label="Search"> <div class="e-font-icon-svg-container"><svg class="fa fa-search e-font-icon-svg e-fas-search" viewBox="0 0 512 512" xmlns="http://www.w3.org/2000/svg"><path d="M505 442.7L405.3 343c-4.5-4.5-10.6-7-17-7H372c27.6-35.3 44-79.7 44-128C416 93.1 322.9 0 208 0S0 93.1 0 208s93.1 208 208 208c48.3 0 92.7-16.4 128-44v16.3c0 6.4 2.5 12.5 7 17l99.7 99.7c9.4 9.4 24.6 9.4 33.9 0l28.3-28.3c9.4-9.4 9.4-24.6.1-34zM208 336c-70.7 0-128-57.2-128-128 0-70.7 57.2-128 128-128 70.7 0 128 57.2 128 128 0 70.7-57.2 128-128 128z"></path></svg></div> <span class="elementor-screen-only">Search</span> </button> </div> </form> </search> </div> </div> <div class="elementor-element elementor-element-51958ef elementor-nav-menu__text-align-center header_account_menu elementor-nav-menu--toggle elementor-nav-menu--burger elementor-widget elementor-widget-nav-menu" data-id="51958ef" data-element_type="widget" data-settings="{"layout":"dropdown","submenu_icon":{"value":"<svg class=\"e-font-icon-svg e-fas-caret-down\" viewBox=\"0 0 320 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M31.3 192h257.3c17.8 0 26.7 21.5 14.1 34.1L174.1 354.8c-7.8 7.8-20.5 7.8-28.3 0L17.2 226.1C4.6 213.5 13.5 192 31.3 192z\"><\/path><\/svg>","library":"fa-solid"},"toggle":"burger"}" data-widget_type="nav-menu.default"> <div class="elementor-widget-container"> <div class="elementor-menu-toggle" role="button" tabindex="0" aria-label="Menu Toggle" aria-expanded="false"> <svg aria-hidden="true" role="presentation" class="elementor-menu-toggle__icon--open e-font-icon-svg e-far-user" viewBox="0 0 448 512" xmlns="http://www.w3.org/2000/svg"><path d="M313.6 304c-28.7 0-42.5 16-89.6 16-47.1 0-60.8-16-89.6-16C60.2 304 0 364.2 0 438.4V464c0 26.5 21.5 48 48 48h352c26.5 0 48-21.5 48-48v-25.6c0-74.2-60.2-134.4-134.4-134.4zM400 464H48v-25.6c0-47.6 38.8-86.4 86.4-86.4 14.6 0 38.3 16 89.6 16 51.7 0 74.9-16 89.6-16 47.6 0 86.4 38.8 86.4 86.4V464zM224 288c79.5 0 144-64.5 144-144S303.5 0 224 0 80 64.5 80 144s64.5 144 144 144zm0-240c52.9 0 96 43.1 96 96s-43.1 96-96 96-96-43.1-96-96 43.1-96 96-96z"></path></svg><svg aria-hidden="true" role="presentation" class="elementor-menu-toggle__icon--close e-font-icon-svg e-far-user" viewBox="0 0 448 512" xmlns="http://www.w3.org/2000/svg"><path d="M313.6 304c-28.7 0-42.5 16-89.6 16-47.1 0-60.8-16-89.6-16C60.2 304 0 364.2 0 438.4V464c0 26.5 21.5 48 48 48h352c26.5 0 48-21.5 48-48v-25.6c0-74.2-60.2-134.4-134.4-134.4zM400 464H48v-25.6c0-47.6 38.8-86.4 86.4-86.4 14.6 0 38.3 16 89.6 16 51.7 0 74.9-16 89.6-16 47.6 0 86.4 38.8 86.4 86.4V464zM224 288c79.5 0 144-64.5 144-144S303.5 0 224 0 80 64.5 80 144s64.5 144 144 144zm0-240c52.9 0 96 43.1 96 96s-43.1 96-96 96-96-43.1-96-96 43.1-96 96-96z"></path></svg> <span class="elementor-screen-only">Menu</span> </div> <nav class="elementor-nav-menu--dropdown elementor-nav-menu__container" aria-hidden="true"> <ul id="menu-2-51958ef" class="elementor-nav-menu"><li class="menu-item menu-item-type-custom menu-item-object-custom menu-item-458534"><a href="/login" class="elementor-item" tabindex="-1">Log In</a></li> </ul> </nav> </div> </div> <div class="elementor-element elementor-element-5dcbfdb elementor-nav-menu__align-end elementor-nav-menu--dropdown-tablet_extra elementor-nav-menu--stretch elementor-nav-menu__text-align-center elementor-widget__width-initial elementor-hidden-desktop elementor-nav-menu--toggle elementor-nav-menu--burger elementor-widget elementor-widget-nav-menu" data-id="5dcbfdb" data-element_type="widget" data-settings="{"full_width":"stretch","layout":"horizontal","submenu_icon":{"value":"<svg class=\"e-font-icon-svg e-fas-caret-down\" viewBox=\"0 0 320 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M31.3 192h257.3c17.8 0 26.7 21.5 14.1 34.1L174.1 354.8c-7.8 7.8-20.5 7.8-28.3 0L17.2 226.1C4.6 213.5 13.5 192 31.3 192z\"><\/path><\/svg>","library":"fa-solid"},"toggle":"burger"}" data-widget_type="nav-menu.default"> <div class="elementor-widget-container"> <nav aria-label="Menu" class="elementor-nav-menu--main elementor-nav-menu__container elementor-nav-menu--layout-horizontal e--pointer-none"> <ul id="menu-1-5dcbfdb" class="elementor-nav-menu"><li class="menu-item menu-item-type-taxonomy menu-item-object-category current-category-ancestor current-menu-ancestor current-menu-parent current-category-parent menu-item-has-children menu-item-472942"><a href="https://www.businessinsurance.com/insurance-topics/risk-management/" class="elementor-item">Risk Management</a> <ul class="sub-menu elementor-nav-menu--dropdown"> <li class="menu-item menu-item-type-taxonomy menu-item-object-category menu-item-472941"><a href="https://www.businessinsurance.com/insurance-topics/risk-management/cyber-risks/" class="elementor-sub-item">Cyber Risks</a></li> <li class="menu-item menu-item-type-taxonomy menu-item-object-category menu-item-472943"><a href="https://www.businessinsurance.com/insurance-topics/risk-management/pricing-trends/" class="elementor-sub-item">Pricing Trends</a></li> <li class="menu-item menu-item-type-taxonomy menu-item-object-category current-menu-item menu-item-472944"><a href="https://www.businessinsurance.com/insurance-topics/risk-management/mergers-acquisitions/" aria-current="page" class="elementor-sub-item elementor-item-active">Mergers & Acquisitions</a></li> <li class="menu-item menu-item-type-taxonomy menu-item-object-category menu-item-472945"><a href="https://www.businessinsurance.com/insurance-topics/risk-management/insurtech/" class="elementor-sub-item">Technology</a></li> <li class="menu-item menu-item-type-custom menu-item-object-custom menu-item-779724"><a href="https://pubads.g.doubleclick.net/gampad/clk?id=6768121126&iu=/86975980/BI-click-tracking" class="elementor-sub-item">Sponsored Content</a></li> <li class="menu-item menu-item-type-taxonomy menu-item-object-category menu-item-782988"><a href="https://www.businessinsurance.com/wsia/" class="elementor-sub-item">WSIA</a></li> </ul> </li> <li class="menu-item menu-item-type-taxonomy menu-item-object-category menu-item-has-children menu-item-626594"><a href="https://www.businessinsurance.com/insurance-topics/workers-compensation/" class="elementor-item">Workers Comp & Safety</a> <ul class="sub-menu elementor-nav-menu--dropdown"> <li class="menu-item menu-item-type-taxonomy menu-item-object-category menu-item-472948"><a href="https://www.businessinsurance.com/insurance-topics/workers-compensation/cost-control/" class="elementor-sub-item">Workers Comp Cost Control</a></li> <li class="menu-item menu-item-type-taxonomy menu-item-object-category menu-item-472949"><a href="https://www.businessinsurance.com/insurance-topics/workers-compensation/pain-management/" class="elementor-sub-item">Pain Management</a></li> <li class="menu-item menu-item-type-taxonomy menu-item-object-category menu-item-472950"><a href="https://www.businessinsurance.com/insurance-topics/workers-compensation/workplace-safety/" class="elementor-sub-item">Workplace Safety</a></li> </ul> </li> <li class="menu-item menu-item-type-taxonomy menu-item-object-category menu-item-651434"><a href="https://www.businessinsurance.com/insurance-topics/employee-benefits/" class="elementor-item">Employee Benefits</a></li> <li class="menu-item menu-item-type-taxonomy menu-item-object-category menu-item-has-children menu-item-472952"><a href="https://www.businessinsurance.com/insurance-topics/international-stories/" class="elementor-item">International</a> <ul class="sub-menu elementor-nav-menu--dropdown"> <li class="menu-item menu-item-type-taxonomy menu-item-object-category menu-item-472953"><a href="https://www.businessinsurance.com/insurance-topics/international-stories/emea/" class="elementor-sub-item">EMEA</a></li> <li class="menu-item menu-item-type-taxonomy menu-item-object-category menu-item-472954"><a href="https://www.businessinsurance.com/insurance-topics/international-stories/asia-pacific/" class="elementor-sub-item">Asia-Pacific</a></li> <li class="menu-item menu-item-type-taxonomy menu-item-object-category menu-item-472955"><a href="https://www.businessinsurance.com/insurance-topics/international-stories/latin-america/" class="elementor-sub-item">Latin America</a></li> </ul> </li> <li class="menu-item menu-item-type-custom menu-item-object-custom menu-item-626756"><a href="/ppl" class="elementor-item">People</a></li> <li class="menu-item menu-item-type-custom menu-item-object-custom menu-item-626524"><a href="/bievent" class="elementor-item">Events</a></li> <li class="menu-item menu-item-type-post_type menu-item-object-page menu-item-has-children menu-item-343"><a href="https://www.businessinsurance.com/researchandreports/" class="elementor-item">BI Intelligence</a> <ul class="sub-menu elementor-nav-menu--dropdown"> <li class="menu-item menu-item-type-post_type menu-item-object-page menu-item-786119"><a href="https://www.businessinsurance.com/best-places-to-work-2024-rankings/" class="elementor-sub-item">Best Places to Work 2024</a></li> <li class="menu-item menu-item-type-post_type menu-item-object-page menu-item-783663"><a href="https://www.businessinsurance.com/lists/" class="elementor-sub-item">Lists</a></li> <li class="menu-item menu-item-type-post_type menu-item-object-page menu-item-655989"><a href="https://www.businessinsurance.com/researchandreports/directories/" class="elementor-sub-item">Directories</a></li> <li class="menu-item menu-item-type-custom menu-item-object-custom menu-item-655553"><a href="https://www.businessinsurance.com/biresources/quarterly-pricing-chart/" class="elementor-sub-item">Insurance Pricing</a></li> <li class="menu-item menu-item-type-custom menu-item-object-custom menu-item-674559"><a href="https://index.businessinsurance.com" class="elementor-sub-item">BI Stock Index</a></li> <li class="menu-item menu-item-type-taxonomy menu-item-object-category menu-item-768780"><a href="https://www.businessinsurance.com/resources/risk-perspectives/" class="elementor-sub-item">Risk Perspectives</a></li> <li class="menu-item menu-item-type-taxonomy menu-item-object-category menu-item-767085"><a href="https://www.businessinsurance.com/webinars/" class="elementor-sub-item">Webinars</a></li> <li class="menu-item menu-item-type-taxonomy menu-item-object-category menu-item-780106"><a href="https://www.businessinsurance.com/resources/white-papers/" class="elementor-sub-item">White Papers</a></li> </ul> </li> <li class="menu-item menu-item-type-custom menu-item-object-custom menu-item-has-children menu-item-776431"><a href="https://www.businessinsurance.com/issue/november-2024/" class="elementor-item">Magazine</a> <ul class="sub-menu elementor-nav-menu--dropdown"> <li class="menu-item menu-item-type-custom menu-item-object-custom menu-item-776429"><a href="https://www.businessinsurance.com/issue/november-2024/" class="elementor-sub-item">Current Issue</a></li> <li class="menu-item menu-item-type-custom menu-item-object-custom menu-item-651442"><a href="/bimagazine/" class="elementor-sub-item">Past Issues</a></li> </ul> </li> <li class="menu-item menu-item-type-post_type menu-item-object-page menu-item-655649"><a href="https://www.businessinsurance.com/deiinstitute/" class="elementor-item">DEI Institute</a></li> </ul> </nav> <div class="elementor-menu-toggle" role="button" tabindex="0" aria-label="Menu Toggle" aria-expanded="false"> <svg aria-hidden="true" role="presentation" class="elementor-menu-toggle__icon--open e-font-icon-svg e-fas-bars" viewBox="0 0 448 512" xmlns="http://www.w3.org/2000/svg"><path d="M16 132h416c8.837 0 16-7.163 16-16V76c0-8.837-7.163-16-16-16H16C7.163 60 0 67.163 0 76v40c0 8.837 7.163 16 16 16zm0 160h416c8.837 0 16-7.163 16-16v-40c0-8.837-7.163-16-16-16H16c-8.837 0-16 7.163-16 16v40c0 8.837 7.163 16 16 16zm0 160h416c8.837 0 16-7.163 16-16v-40c0-8.837-7.163-16-16-16H16c-8.837 0-16 7.163-16 16v40c0 8.837 7.163 16 16 16z"></path></svg><svg aria-hidden="true" role="presentation" class="elementor-menu-toggle__icon--close e-font-icon-svg e-eicon-close" viewBox="0 0 1000 1000" xmlns="http://www.w3.org/2000/svg"><path d="M742 167L500 408 258 167C246 154 233 150 217 150 196 150 179 158 167 167 154 179 150 196 150 212 150 229 154 242 171 254L408 500 167 742C138 771 138 800 167 829 196 858 225 858 254 829L496 587 738 829C750 842 767 846 783 846 800 846 817 842 829 829 842 817 846 804 846 783 846 767 842 750 829 737L588 500 833 258C863 229 863 200 833 171 804 137 775 137 742 167Z"></path></svg> <span class="elementor-screen-only">Menu</span> </div> <nav class="elementor-nav-menu--dropdown elementor-nav-menu__container" aria-hidden="true"> <ul id="menu-2-5dcbfdb" class="elementor-nav-menu"><li class="menu-item menu-item-type-taxonomy menu-item-object-category current-category-ancestor current-menu-ancestor current-menu-parent current-category-parent menu-item-has-children menu-item-472942"><a href="https://www.businessinsurance.com/insurance-topics/risk-management/" class="elementor-item" tabindex="-1">Risk Management</a> <ul class="sub-menu elementor-nav-menu--dropdown"> <li class="menu-item menu-item-type-taxonomy menu-item-object-category menu-item-472941"><a href="https://www.businessinsurance.com/insurance-topics/risk-management/cyber-risks/" class="elementor-sub-item" tabindex="-1">Cyber Risks</a></li> <li class="menu-item menu-item-type-taxonomy menu-item-object-category menu-item-472943"><a href="https://www.businessinsurance.com/insurance-topics/risk-management/pricing-trends/" class="elementor-sub-item" tabindex="-1">Pricing Trends</a></li> <li class="menu-item menu-item-type-taxonomy menu-item-object-category current-menu-item menu-item-472944"><a href="https://www.businessinsurance.com/insurance-topics/risk-management/mergers-acquisitions/" aria-current="page" class="elementor-sub-item elementor-item-active" tabindex="-1">Mergers & Acquisitions</a></li> <li class="menu-item menu-item-type-taxonomy menu-item-object-category menu-item-472945"><a href="https://www.businessinsurance.com/insurance-topics/risk-management/insurtech/" class="elementor-sub-item" tabindex="-1">Technology</a></li> <li class="menu-item menu-item-type-custom menu-item-object-custom menu-item-779724"><a href="https://pubads.g.doubleclick.net/gampad/clk?id=6768121126&iu=/86975980/BI-click-tracking" class="elementor-sub-item" tabindex="-1">Sponsored Content</a></li> <li class="menu-item menu-item-type-taxonomy menu-item-object-category menu-item-782988"><a href="https://www.businessinsurance.com/wsia/" class="elementor-sub-item" tabindex="-1">WSIA</a></li> </ul> </li> <li class="menu-item menu-item-type-taxonomy menu-item-object-category menu-item-has-children menu-item-626594"><a href="https://www.businessinsurance.com/insurance-topics/workers-compensation/" class="elementor-item" tabindex="-1">Workers Comp & Safety</a> <ul class="sub-menu elementor-nav-menu--dropdown"> <li class="menu-item menu-item-type-taxonomy menu-item-object-category menu-item-472948"><a href="https://www.businessinsurance.com/insurance-topics/workers-compensation/cost-control/" class="elementor-sub-item" tabindex="-1">Workers Comp Cost Control</a></li> <li class="menu-item menu-item-type-taxonomy menu-item-object-category menu-item-472949"><a href="https://www.businessinsurance.com/insurance-topics/workers-compensation/pain-management/" class="elementor-sub-item" tabindex="-1">Pain Management</a></li> <li class="menu-item menu-item-type-taxonomy menu-item-object-category menu-item-472950"><a href="https://www.businessinsurance.com/insurance-topics/workers-compensation/workplace-safety/" class="elementor-sub-item" tabindex="-1">Workplace Safety</a></li> </ul> </li> <li class="menu-item menu-item-type-taxonomy menu-item-object-category menu-item-651434"><a href="https://www.businessinsurance.com/insurance-topics/employee-benefits/" class="elementor-item" tabindex="-1">Employee Benefits</a></li> <li class="menu-item menu-item-type-taxonomy menu-item-object-category menu-item-has-children menu-item-472952"><a href="https://www.businessinsurance.com/insurance-topics/international-stories/" class="elementor-item" tabindex="-1">International</a> <ul class="sub-menu elementor-nav-menu--dropdown"> <li class="menu-item menu-item-type-taxonomy menu-item-object-category menu-item-472953"><a href="https://www.businessinsurance.com/insurance-topics/international-stories/emea/" class="elementor-sub-item" tabindex="-1">EMEA</a></li> <li class="menu-item menu-item-type-taxonomy menu-item-object-category menu-item-472954"><a href="https://www.businessinsurance.com/insurance-topics/international-stories/asia-pacific/" class="elementor-sub-item" tabindex="-1">Asia-Pacific</a></li> <li class="menu-item menu-item-type-taxonomy menu-item-object-category menu-item-472955"><a href="https://www.businessinsurance.com/insurance-topics/international-stories/latin-america/" class="elementor-sub-item" tabindex="-1">Latin America</a></li> </ul> </li> <li class="menu-item menu-item-type-custom menu-item-object-custom menu-item-626756"><a href="/ppl" class="elementor-item" tabindex="-1">People</a></li> <li class="menu-item menu-item-type-custom menu-item-object-custom menu-item-626524"><a href="/bievent" class="elementor-item" tabindex="-1">Events</a></li> <li class="menu-item menu-item-type-post_type menu-item-object-page menu-item-has-children menu-item-343"><a href="https://www.businessinsurance.com/researchandreports/" class="elementor-item" tabindex="-1">BI Intelligence</a> <ul class="sub-menu elementor-nav-menu--dropdown"> <li class="menu-item menu-item-type-post_type menu-item-object-page menu-item-786119"><a href="https://www.businessinsurance.com/best-places-to-work-2024-rankings/" class="elementor-sub-item" tabindex="-1">Best Places to Work 2024</a></li> <li class="menu-item menu-item-type-post_type menu-item-object-page menu-item-783663"><a href="https://www.businessinsurance.com/lists/" class="elementor-sub-item" tabindex="-1">Lists</a></li> <li class="menu-item menu-item-type-post_type menu-item-object-page menu-item-655989"><a href="https://www.businessinsurance.com/researchandreports/directories/" class="elementor-sub-item" tabindex="-1">Directories</a></li> <li class="menu-item menu-item-type-custom menu-item-object-custom menu-item-655553"><a href="https://www.businessinsurance.com/biresources/quarterly-pricing-chart/" class="elementor-sub-item" tabindex="-1">Insurance Pricing</a></li> <li class="menu-item menu-item-type-custom menu-item-object-custom menu-item-674559"><a href="https://index.businessinsurance.com" class="elementor-sub-item" tabindex="-1">BI Stock Index</a></li> <li class="menu-item menu-item-type-taxonomy menu-item-object-category menu-item-768780"><a href="https://www.businessinsurance.com/resources/risk-perspectives/" class="elementor-sub-item" tabindex="-1">Risk Perspectives</a></li> <li class="menu-item menu-item-type-taxonomy menu-item-object-category menu-item-767085"><a href="https://www.businessinsurance.com/webinars/" class="elementor-sub-item" tabindex="-1">Webinars</a></li> <li class="menu-item menu-item-type-taxonomy menu-item-object-category menu-item-780106"><a href="https://www.businessinsurance.com/resources/white-papers/" class="elementor-sub-item" tabindex="-1">White Papers</a></li> </ul> </li> <li class="menu-item menu-item-type-custom menu-item-object-custom menu-item-has-children menu-item-776431"><a href="https://www.businessinsurance.com/issue/november-2024/" class="elementor-item" tabindex="-1">Magazine</a> <ul class="sub-menu elementor-nav-menu--dropdown"> <li class="menu-item menu-item-type-custom menu-item-object-custom menu-item-776429"><a href="https://www.businessinsurance.com/issue/november-2024/" class="elementor-sub-item" tabindex="-1">Current Issue</a></li> <li class="menu-item menu-item-type-custom menu-item-object-custom menu-item-651442"><a href="/bimagazine/" class="elementor-sub-item" tabindex="-1">Past Issues</a></li> </ul> </li> <li class="menu-item menu-item-type-post_type menu-item-object-page menu-item-655649"><a href="https://www.businessinsurance.com/deiinstitute/" class="elementor-item" tabindex="-1">DEI Institute</a></li> </ul> </nav> </div> </div> </div> </div> <div class="elementor-element elementor-element-9061118 e-con-full elementor-hidden-tablet_extra elementor-hidden-tablet elementor-hidden-mobile e-flex e-con e-parent" data-id="9061118" data-element_type="container"> <div class="elementor-element elementor-element-8da3ccd e-con-full e-flex e-con e-child" data-id="8da3ccd" data-element_type="container"> <div class="elementor-element elementor-element-cabd321 elementor-nav-menu__align-justify elementor-nav-menu--stretch elementor-nav-menu--dropdown-mobile elementor-nav-menu__text-align-aside elementor-nav-menu--toggle elementor-nav-menu--burger elementor-widget elementor-widget-nav-menu" data-id="cabd321" data-element_type="widget" data-settings="{"full_width":"stretch","submenu_icon":{"value":"<i class=\"\"><\/i>","library":""},"layout":"horizontal","toggle":"burger"}" data-widget_type="nav-menu.default"> <div class="elementor-widget-container"> <nav aria-label="Menu" class="elementor-nav-menu--main elementor-nav-menu__container elementor-nav-menu--layout-horizontal e--pointer-background e--animation-fade"> <ul id="menu-1-cabd321" class="elementor-nav-menu"><li class="menu-item menu-item-type-taxonomy menu-item-object-category current-category-ancestor current-menu-ancestor current-menu-parent current-category-parent menu-item-has-children menu-item-472942"><a href="https://www.businessinsurance.com/insurance-topics/risk-management/" class="elementor-item">Risk Management</a> <ul class="sub-menu elementor-nav-menu--dropdown"> <li class="menu-item menu-item-type-taxonomy menu-item-object-category menu-item-472941"><a href="https://www.businessinsurance.com/insurance-topics/risk-management/cyber-risks/" class="elementor-sub-item">Cyber Risks</a></li> <li class="menu-item menu-item-type-taxonomy menu-item-object-category menu-item-472943"><a href="https://www.businessinsurance.com/insurance-topics/risk-management/pricing-trends/" class="elementor-sub-item">Pricing Trends</a></li> <li class="menu-item menu-item-type-taxonomy menu-item-object-category current-menu-item menu-item-472944"><a href="https://www.businessinsurance.com/insurance-topics/risk-management/mergers-acquisitions/" aria-current="page" class="elementor-sub-item elementor-item-active">Mergers & Acquisitions</a></li> <li class="menu-item menu-item-type-taxonomy menu-item-object-category menu-item-472945"><a href="https://www.businessinsurance.com/insurance-topics/risk-management/insurtech/" class="elementor-sub-item">Technology</a></li> <li class="menu-item menu-item-type-custom menu-item-object-custom menu-item-779724"><a href="https://pubads.g.doubleclick.net/gampad/clk?id=6768121126&iu=/86975980/BI-click-tracking" class="elementor-sub-item">Sponsored Content</a></li> <li class="menu-item menu-item-type-taxonomy menu-item-object-category menu-item-782988"><a href="https://www.businessinsurance.com/wsia/" class="elementor-sub-item">WSIA</a></li> </ul> </li> <li class="menu-item menu-item-type-taxonomy menu-item-object-category menu-item-has-children menu-item-626594"><a href="https://www.businessinsurance.com/insurance-topics/workers-compensation/" class="elementor-item">Workers Comp & Safety</a> <ul class="sub-menu elementor-nav-menu--dropdown"> <li class="menu-item menu-item-type-taxonomy menu-item-object-category menu-item-472948"><a href="https://www.businessinsurance.com/insurance-topics/workers-compensation/cost-control/" class="elementor-sub-item">Workers Comp Cost Control</a></li> <li class="menu-item menu-item-type-taxonomy menu-item-object-category menu-item-472949"><a href="https://www.businessinsurance.com/insurance-topics/workers-compensation/pain-management/" class="elementor-sub-item">Pain Management</a></li> <li class="menu-item menu-item-type-taxonomy menu-item-object-category menu-item-472950"><a href="https://www.businessinsurance.com/insurance-topics/workers-compensation/workplace-safety/" class="elementor-sub-item">Workplace Safety</a></li> </ul> </li> <li class="menu-item menu-item-type-taxonomy menu-item-object-category menu-item-651434"><a href="https://www.businessinsurance.com/insurance-topics/employee-benefits/" class="elementor-item">Employee Benefits</a></li> <li class="menu-item menu-item-type-taxonomy menu-item-object-category menu-item-has-children menu-item-472952"><a href="https://www.businessinsurance.com/insurance-topics/international-stories/" class="elementor-item">International</a> <ul class="sub-menu elementor-nav-menu--dropdown"> <li class="menu-item menu-item-type-taxonomy menu-item-object-category menu-item-472953"><a href="https://www.businessinsurance.com/insurance-topics/international-stories/emea/" class="elementor-sub-item">EMEA</a></li> <li class="menu-item menu-item-type-taxonomy menu-item-object-category menu-item-472954"><a href="https://www.businessinsurance.com/insurance-topics/international-stories/asia-pacific/" class="elementor-sub-item">Asia-Pacific</a></li> <li class="menu-item menu-item-type-taxonomy menu-item-object-category menu-item-472955"><a href="https://www.businessinsurance.com/insurance-topics/international-stories/latin-america/" class="elementor-sub-item">Latin America</a></li> </ul> </li> <li class="menu-item menu-item-type-custom menu-item-object-custom menu-item-626756"><a href="/ppl" class="elementor-item">People</a></li> <li class="menu-item menu-item-type-custom menu-item-object-custom menu-item-626524"><a href="/bievent" class="elementor-item">Events</a></li> <li class="menu-item menu-item-type-post_type menu-item-object-page menu-item-has-children menu-item-343"><a href="https://www.businessinsurance.com/researchandreports/" class="elementor-item">BI Intelligence</a> <ul class="sub-menu elementor-nav-menu--dropdown"> <li class="menu-item menu-item-type-post_type menu-item-object-page menu-item-786119"><a href="https://www.businessinsurance.com/best-places-to-work-2024-rankings/" class="elementor-sub-item">Best Places to Work 2024</a></li> <li class="menu-item menu-item-type-post_type menu-item-object-page menu-item-783663"><a href="https://www.businessinsurance.com/lists/" class="elementor-sub-item">Lists</a></li> <li class="menu-item menu-item-type-post_type menu-item-object-page menu-item-655989"><a href="https://www.businessinsurance.com/researchandreports/directories/" class="elementor-sub-item">Directories</a></li> <li class="menu-item menu-item-type-custom menu-item-object-custom menu-item-655553"><a href="https://www.businessinsurance.com/biresources/quarterly-pricing-chart/" class="elementor-sub-item">Insurance Pricing</a></li> <li class="menu-item menu-item-type-custom menu-item-object-custom menu-item-674559"><a href="https://index.businessinsurance.com" class="elementor-sub-item">BI Stock Index</a></li> <li class="menu-item menu-item-type-taxonomy menu-item-object-category menu-item-768780"><a href="https://www.businessinsurance.com/resources/risk-perspectives/" class="elementor-sub-item">Risk Perspectives</a></li> <li class="menu-item menu-item-type-taxonomy menu-item-object-category menu-item-767085"><a href="https://www.businessinsurance.com/webinars/" class="elementor-sub-item">Webinars</a></li> <li class="menu-item menu-item-type-taxonomy menu-item-object-category menu-item-780106"><a href="https://www.businessinsurance.com/resources/white-papers/" class="elementor-sub-item">White Papers</a></li> </ul> </li> <li class="menu-item menu-item-type-custom menu-item-object-custom menu-item-has-children menu-item-776431"><a href="https://www.businessinsurance.com/issue/november-2024/" class="elementor-item">Magazine</a> <ul class="sub-menu elementor-nav-menu--dropdown"> <li class="menu-item menu-item-type-custom menu-item-object-custom menu-item-776429"><a href="https://www.businessinsurance.com/issue/november-2024/" class="elementor-sub-item">Current Issue</a></li> <li class="menu-item menu-item-type-custom menu-item-object-custom menu-item-651442"><a href="/bimagazine/" class="elementor-sub-item">Past Issues</a></li> </ul> </li> <li class="menu-item menu-item-type-post_type menu-item-object-page menu-item-655649"><a href="https://www.businessinsurance.com/deiinstitute/" class="elementor-item">DEI Institute</a></li> </ul> </nav> <div class="elementor-menu-toggle" role="button" tabindex="0" aria-label="Menu Toggle" aria-expanded="false"> <svg aria-hidden="true" role="presentation" class="elementor-menu-toggle__icon--open e-font-icon-svg e-eicon-menu-bar" viewBox="0 0 1000 1000" xmlns="http://www.w3.org/2000/svg"><path d="M104 333H896C929 333 958 304 958 271S929 208 896 208H104C71 208 42 237 42 271S71 333 104 333ZM104 583H896C929 583 958 554 958 521S929 458 896 458H104C71 458 42 487 42 521S71 583 104 583ZM104 833H896C929 833 958 804 958 771S929 708 896 708H104C71 708 42 737 42 771S71 833 104 833Z"></path></svg><svg aria-hidden="true" role="presentation" class="elementor-menu-toggle__icon--close e-font-icon-svg e-eicon-close" viewBox="0 0 1000 1000" xmlns="http://www.w3.org/2000/svg"><path d="M742 167L500 408 258 167C246 154 233 150 217 150 196 150 179 158 167 167 154 179 150 196 150 212 150 229 154 242 171 254L408 500 167 742C138 771 138 800 167 829 196 858 225 858 254 829L496 587 738 829C750 842 767 846 783 846 800 846 817 842 829 829 842 817 846 804 846 783 846 767 842 750 829 737L588 500 833 258C863 229 863 200 833 171 804 137 775 137 742 167Z"></path></svg> <span class="elementor-screen-only">Menu</span> </div> <nav class="elementor-nav-menu--dropdown elementor-nav-menu__container" aria-hidden="true"> <ul id="menu-2-cabd321" class="elementor-nav-menu"><li class="menu-item menu-item-type-taxonomy menu-item-object-category current-category-ancestor current-menu-ancestor current-menu-parent current-category-parent menu-item-has-children menu-item-472942"><a href="https://www.businessinsurance.com/insurance-topics/risk-management/" class="elementor-item" tabindex="-1">Risk Management</a> <ul class="sub-menu elementor-nav-menu--dropdown"> <li class="menu-item menu-item-type-taxonomy menu-item-object-category menu-item-472941"><a href="https://www.businessinsurance.com/insurance-topics/risk-management/cyber-risks/" class="elementor-sub-item" tabindex="-1">Cyber Risks</a></li> <li class="menu-item menu-item-type-taxonomy menu-item-object-category menu-item-472943"><a href="https://www.businessinsurance.com/insurance-topics/risk-management/pricing-trends/" class="elementor-sub-item" tabindex="-1">Pricing Trends</a></li> <li class="menu-item menu-item-type-taxonomy menu-item-object-category current-menu-item menu-item-472944"><a href="https://www.businessinsurance.com/insurance-topics/risk-management/mergers-acquisitions/" aria-current="page" class="elementor-sub-item elementor-item-active" tabindex="-1">Mergers & Acquisitions</a></li> <li class="menu-item menu-item-type-taxonomy menu-item-object-category menu-item-472945"><a href="https://www.businessinsurance.com/insurance-topics/risk-management/insurtech/" class="elementor-sub-item" tabindex="-1">Technology</a></li> <li class="menu-item menu-item-type-custom menu-item-object-custom menu-item-779724"><a href="https://pubads.g.doubleclick.net/gampad/clk?id=6768121126&iu=/86975980/BI-click-tracking" class="elementor-sub-item" tabindex="-1">Sponsored Content</a></li> <li class="menu-item menu-item-type-taxonomy menu-item-object-category menu-item-782988"><a href="https://www.businessinsurance.com/wsia/" class="elementor-sub-item" tabindex="-1">WSIA</a></li> </ul> </li> <li class="menu-item menu-item-type-taxonomy menu-item-object-category menu-item-has-children menu-item-626594"><a href="https://www.businessinsurance.com/insurance-topics/workers-compensation/" class="elementor-item" tabindex="-1">Workers Comp & Safety</a> <ul class="sub-menu elementor-nav-menu--dropdown"> <li class="menu-item menu-item-type-taxonomy menu-item-object-category menu-item-472948"><a href="https://www.businessinsurance.com/insurance-topics/workers-compensation/cost-control/" class="elementor-sub-item" tabindex="-1">Workers Comp Cost Control</a></li> <li class="menu-item menu-item-type-taxonomy menu-item-object-category menu-item-472949"><a href="https://www.businessinsurance.com/insurance-topics/workers-compensation/pain-management/" class="elementor-sub-item" tabindex="-1">Pain Management</a></li> <li class="menu-item menu-item-type-taxonomy menu-item-object-category menu-item-472950"><a href="https://www.businessinsurance.com/insurance-topics/workers-compensation/workplace-safety/" class="elementor-sub-item" tabindex="-1">Workplace Safety</a></li> </ul> </li> <li class="menu-item menu-item-type-taxonomy menu-item-object-category menu-item-651434"><a href="https://www.businessinsurance.com/insurance-topics/employee-benefits/" class="elementor-item" tabindex="-1">Employee Benefits</a></li> <li class="menu-item menu-item-type-taxonomy menu-item-object-category menu-item-has-children menu-item-472952"><a href="https://www.businessinsurance.com/insurance-topics/international-stories/" class="elementor-item" tabindex="-1">International</a> <ul class="sub-menu elementor-nav-menu--dropdown"> <li class="menu-item menu-item-type-taxonomy menu-item-object-category menu-item-472953"><a href="https://www.businessinsurance.com/insurance-topics/international-stories/emea/" class="elementor-sub-item" tabindex="-1">EMEA</a></li> <li class="menu-item menu-item-type-taxonomy menu-item-object-category menu-item-472954"><a href="https://www.businessinsurance.com/insurance-topics/international-stories/asia-pacific/" class="elementor-sub-item" tabindex="-1">Asia-Pacific</a></li> <li class="menu-item menu-item-type-taxonomy menu-item-object-category menu-item-472955"><a href="https://www.businessinsurance.com/insurance-topics/international-stories/latin-america/" class="elementor-sub-item" tabindex="-1">Latin America</a></li> </ul> </li> <li class="menu-item menu-item-type-custom menu-item-object-custom menu-item-626756"><a href="/ppl" class="elementor-item" tabindex="-1">People</a></li> <li class="menu-item menu-item-type-custom menu-item-object-custom menu-item-626524"><a href="/bievent" class="elementor-item" tabindex="-1">Events</a></li> <li class="menu-item menu-item-type-post_type menu-item-object-page menu-item-has-children menu-item-343"><a href="https://www.businessinsurance.com/researchandreports/" class="elementor-item" tabindex="-1">BI Intelligence</a> <ul class="sub-menu elementor-nav-menu--dropdown"> <li class="menu-item menu-item-type-post_type menu-item-object-page menu-item-786119"><a href="https://www.businessinsurance.com/best-places-to-work-2024-rankings/" class="elementor-sub-item" tabindex="-1">Best Places to Work 2024</a></li> <li class="menu-item menu-item-type-post_type menu-item-object-page menu-item-783663"><a href="https://www.businessinsurance.com/lists/" class="elementor-sub-item" tabindex="-1">Lists</a></li> <li class="menu-item menu-item-type-post_type menu-item-object-page menu-item-655989"><a href="https://www.businessinsurance.com/researchandreports/directories/" class="elementor-sub-item" tabindex="-1">Directories</a></li> <li class="menu-item menu-item-type-custom menu-item-object-custom menu-item-655553"><a href="https://www.businessinsurance.com/biresources/quarterly-pricing-chart/" class="elementor-sub-item" tabindex="-1">Insurance Pricing</a></li> <li class="menu-item menu-item-type-custom menu-item-object-custom menu-item-674559"><a href="https://index.businessinsurance.com" class="elementor-sub-item" tabindex="-1">BI Stock Index</a></li> <li class="menu-item menu-item-type-taxonomy menu-item-object-category menu-item-768780"><a href="https://www.businessinsurance.com/resources/risk-perspectives/" class="elementor-sub-item" tabindex="-1">Risk Perspectives</a></li> <li class="menu-item menu-item-type-taxonomy menu-item-object-category menu-item-767085"><a href="https://www.businessinsurance.com/webinars/" class="elementor-sub-item" tabindex="-1">Webinars</a></li> <li class="menu-item menu-item-type-taxonomy menu-item-object-category menu-item-780106"><a href="https://www.businessinsurance.com/resources/white-papers/" class="elementor-sub-item" tabindex="-1">White Papers</a></li> </ul> </li> <li class="menu-item menu-item-type-custom menu-item-object-custom menu-item-has-children menu-item-776431"><a href="https://www.businessinsurance.com/issue/november-2024/" class="elementor-item" tabindex="-1">Magazine</a> <ul class="sub-menu elementor-nav-menu--dropdown"> <li class="menu-item menu-item-type-custom menu-item-object-custom menu-item-776429"><a href="https://www.businessinsurance.com/issue/november-2024/" class="elementor-sub-item" tabindex="-1">Current Issue</a></li> <li class="menu-item menu-item-type-custom menu-item-object-custom menu-item-651442"><a href="/bimagazine/" class="elementor-sub-item" tabindex="-1">Past Issues</a></li> </ul> </li> <li class="menu-item menu-item-type-post_type menu-item-object-page menu-item-655649"><a href="https://www.businessinsurance.com/deiinstitute/" class="elementor-item" tabindex="-1">DEI Institute</a></li> </ul> </nav> </div> </div> </div> </div> </div> <div data-elementor-type="archive" data-elementor-id="472838" class="elementor elementor-472838 elementor-location-archive" data-elementor-post-type="elementor_library"> <div class="elementor-element elementor-element-4701904e e-flex e-con-boxed e-con e-parent" data-id="4701904e" data-element_type="container"> <div class="e-con-inner"> <div class="elementor-element elementor-element-74e10afb e-con-full e-flex e-con e-child" data-id="74e10afb" data-element_type="container"> <div class="elementor-element elementor-element-533ea9a elementor-widget elementor-widget-theme-archive-title elementor-page-title elementor-widget-heading" data-id="533ea9a" data-element_type="widget" data-widget_type="theme-archive-title.default"> <div class="elementor-widget-container"> <h1 class="elementor-heading-title elementor-size-default">Mergers & Acquisitions</h1> </div> </div> <div class="elementor-element elementor-element-6d71ed47 elementor-widget-divider--view-line elementor-widget elementor-widget-divider" data-id="6d71ed47" data-element_type="widget" data-widget_type="divider.default"> <div class="elementor-widget-container"> <div class="elementor-divider"> <span class="elementor-divider-separator"> </span> </div> </div> </div> <div class="elementor-element elementor-element-7bd11ea elementor-grid-1 elementor-grid-tablet-2 elementor-grid-mobile-1 elementor-widget elementor-widget-loop-grid" data-id="7bd11ea" data-element_type="widget" data-settings="{"template_id":491154,"columns":1,"_skin":"post","columns_tablet":"2","columns_mobile":"1","edit_handle_selector":"[data-elementor-type=\"loop-item\"]","row_gap":{"unit":"px","size":"","sizes":[]},"row_gap_tablet_extra":{"unit":"px","size":"","sizes":[]},"row_gap_tablet":{"unit":"px","size":"","sizes":[]},"row_gap_mobile":{"unit":"px","size":"","sizes":[]}}" data-widget_type="loop-grid.post"> <div class="elementor-widget-container"> <div class="elementor-loop-container elementor-grid"> <style id="loop-491154">.elementor-491154 .elementor-element.elementor-element-f5e0e75{--display:flex;--flex-direction:row;--container-widget-width:calc( ( 1 - var( --container-widget-flex-grow ) ) * 100% );--container-widget-height:100%;--container-widget-flex-grow:1;--container-widget-align-self:stretch;--flex-wrap-mobile:wrap;--align-items:center;--gap:20px 20px;--background-transition:0.3s;}.elementor-491154 .elementor-element.elementor-element-425e806{--display:flex;--justify-content:flex-start;--align-items:flex-start;--container-widget-width:calc( ( 1 - var( --container-widget-flex-grow ) ) * 100% );--background-transition:0.3s;}.elementor-491154 .elementor-element.elementor-element-ddcd2d7 > .elementor-widget-container{margin:5px 0px 5px 0px;}.elementor-491154 .elementor-element.elementor-element-ddcd2d7 .elementor-icon-list-icon{width:14px;}.elementor-491154 .elementor-element.elementor-element-ddcd2d7 .elementor-icon-list-icon i{font-size:14px;}.elementor-491154 .elementor-element.elementor-element-ddcd2d7 .elementor-icon-list-icon svg{--e-icon-list-icon-size:14px;}.elementor-491154 .elementor-element.elementor-element-ddcd2d7 .elementor-icon-list-text, .elementor-491154 .elementor-element.elementor-element-ddcd2d7 .elementor-icon-list-text a{color:var( --e-global-color-a9608d1 );}.elementor-491154 .elementor-element.elementor-element-ddcd2d7 .elementor-icon-list-item{font-family:"liberation-sans", Sans-serif;font-size:11px;font-weight:400;text-transform:uppercase;font-style:normal;text-decoration:none;line-height:1.5em;}.elementor-491154 .elementor-element.elementor-element-53f8566 .elementor-heading-title{font-family:"Lusitana", Sans-serif;font-size:24px;font-weight:400;text-transform:none;font-style:normal;text-decoration:none;line-height:1.3em;letter-spacing:0px;}</style><style id="elementor-post-491154">.elementor-491154 .elementor-element.elementor-element-f5e0e75{--display:flex;--flex-direction:row;--container-widget-width:calc( ( 1 - var( --container-widget-flex-grow ) ) * 100% );--container-widget-height:100%;--container-widget-flex-grow:1;--container-widget-align-self:stretch;--flex-wrap-mobile:wrap;--align-items:center;--gap:20px 20px;--background-transition:0.3s;}.elementor-491154 .elementor-element.elementor-element-425e806{--display:flex;--justify-content:flex-start;--align-items:flex-start;--container-widget-width:calc( ( 1 - var( --container-widget-flex-grow ) ) * 100% );--background-transition:0.3s;}.elementor-491154 .elementor-element.elementor-element-ddcd2d7 > .elementor-widget-container{margin:5px 0px 5px 0px;}.elementor-491154 .elementor-element.elementor-element-ddcd2d7 .elementor-icon-list-icon{width:14px;}.elementor-491154 .elementor-element.elementor-element-ddcd2d7 .elementor-icon-list-icon i{font-size:14px;}.elementor-491154 .elementor-element.elementor-element-ddcd2d7 .elementor-icon-list-icon svg{--e-icon-list-icon-size:14px;}.elementor-491154 .elementor-element.elementor-element-ddcd2d7 .elementor-icon-list-text, .elementor-491154 .elementor-element.elementor-element-ddcd2d7 .elementor-icon-list-text a{color:var( --e-global-color-a9608d1 );}.elementor-491154 .elementor-element.elementor-element-ddcd2d7 .elementor-icon-list-item{font-family:"liberation-sans", Sans-serif;font-size:11px;font-weight:400;text-transform:uppercase;font-style:normal;text-decoration:none;line-height:1.5em;}.elementor-491154 .elementor-element.elementor-element-53f8566 .elementor-heading-title{font-family:"Lusitana", Sans-serif;font-size:24px;font-weight:400;text-transform:none;font-style:normal;text-decoration:none;line-height:1.3em;letter-spacing:0px;}</style> <div data-elementor-type="loop-item" data-elementor-id="491154" class="elementor elementor-491154 e-loop-item e-loop-item-787371 post-787371 post type-post status-publish format-standard has-post-thumbnail hentry category-insurance-topics category-mergers-acquisitions category-risk-management topic-agents-brokers topic-mergers-acquisitions newsletter-channel-alert-risk-management newsletter-daily-briefing newsletter-market-pulse" data-elementor-post-type="elementor_library" data-custom-edit-handle="1"> <div class="elementor-element elementor-element-f5e0e75 e-con-full e-flex e-con e-parent" data-id="f5e0e75" data-element_type="container"> <div class="elementor-element elementor-element-e3ad278 elementor-widget elementor-widget-theme-post-featured-image elementor-widget-image" data-id="e3ad278" data-element_type="widget" data-widget_type="theme-post-featured-image.default"> <div class="elementor-widget-container"> <a href="https://www.businessinsurance.com/world-insurance-buys-bank-owned-brokerage/"> <img width="300" height="180" src="https://www.businessinsurance.com/wp-content/uploads/2024/11/buy-acqusition-MA-300x180.jpg" class="attachment-medium size-medium wp-image-787372" alt="World Insurance buy" srcset="https://www.businessinsurance.com/wp-content/uploads/2024/11/buy-acqusition-MA-300x180.jpg 300w, https://www.businessinsurance.com/wp-content/uploads/2024/11/buy-acqusition-MA-768x460.jpg 768w, https://www.businessinsurance.com/wp-content/uploads/2024/11/buy-acqusition-MA.jpg 834w" sizes="(max-width: 300px) 100vw, 300px" loading="eager" /> </a> </div> </div> <div class="elementor-element elementor-element-425e806 e-flex e-con-boxed e-con e-child" data-id="425e806" data-element_type="container"> <div class="e-con-inner"> <div class="elementor-element elementor-element-ddcd2d7 elementor-widget elementor-widget-post-info" data-id="ddcd2d7" data-element_type="widget" data-widget_type="post-info.default"> <div class="elementor-widget-container"> <ul class="elementor-inline-items elementor-icon-list-items elementor-post-info"> <li class="elementor-icon-list-item elementor-repeater-item-38ed82f elementor-inline-item" itemprop="datePublished"> <span class="elementor-icon-list-text elementor-post-info__item elementor-post-info__item--type-date"> <time>November 22, 2024</time> </span> </li> </ul> </div> </div> <div class="elementor-element elementor-element-53f8566 elementor-widget elementor-widget-theme-post-title elementor-page-title elementor-widget-heading" data-id="53f8566" data-element_type="widget" data-widget_type="theme-post-title.default"> <div class="elementor-widget-container"> <h2 class="elementor-heading-title elementor-size-default"><a href="https://www.businessinsurance.com/world-insurance-buys-bank-owned-brokerage/">World Insurance buys bank-owned brokerage</a></h2> </div> </div> <div class="elementor-element elementor-element-2c52a7c elementor-widget elementor-widget-theme-post-excerpt" data-id="2c52a7c" data-element_type="widget" data-widget_type="theme-post-excerpt.default"> <div class="elementor-widget-container"> World Insurance Associates LLC said Thursday it has acquired First International Insurance, a division of Watford City, North Dakota-based First... </div> </div> </div> </div> </div> </div> <div data-elementor-type="loop-item" data-elementor-id="491154" class="elementor elementor-491154 e-loop-item e-loop-item-787365 post-787365 post type-post status-publish format-standard has-post-thumbnail hentry category-insurance-topics category-mergers-acquisitions category-risk-management tag-featured-top-story topic-agents-brokers topic-mergers-acquisitions newsletter-channel-alert-risk-management newsletter-daily-briefing newsletter-market-pulse" data-elementor-post-type="elementor_library" data-custom-edit-handle="1"> <div class="elementor-element elementor-element-f5e0e75 e-con-full e-flex e-con e-parent" data-id="f5e0e75" data-element_type="container"> <div class="elementor-element elementor-element-e3ad278 elementor-widget elementor-widget-theme-post-featured-image elementor-widget-image" data-id="e3ad278" data-element_type="widget" data-widget_type="theme-post-featured-image.default"> <div class="elementor-widget-container"> <a href="https://www.businessinsurance.com/higginbotham-buys-alabama-agency-2/"> <img width="300" height="180" src="data:image/svg+xml,%3Csvg%20xmlns='http://www.w3.org/2000/svg'%20width='300'%20height='180'%20viewBox='0%200%20300%20180'%3E%3C/svg%3E" class="attachment-medium size-medium wp-image-787366 perfmatters-lazy" alt="Fitts Agency" data-src="https://www.businessinsurance.com/wp-content/uploads/2024/11/Fitts-photo-300x180.jpg" data-srcset="https://www.businessinsurance.com/wp-content/uploads/2024/11/Fitts-photo-300x180.jpg 300w, https://www.businessinsurance.com/wp-content/uploads/2024/11/Fitts-photo-768x460.jpg 768w, https://www.businessinsurance.com/wp-content/uploads/2024/11/Fitts-photo.jpg 834w" data-sizes="(max-width: 300px) 100vw, 300px" /><noscript><img width="300" height="180" src="https://www.businessinsurance.com/wp-content/uploads/2024/11/Fitts-photo-300x180.jpg" class="attachment-medium size-medium wp-image-787366" alt="Fitts Agency" srcset="https://www.businessinsurance.com/wp-content/uploads/2024/11/Fitts-photo-300x180.jpg 300w, https://www.businessinsurance.com/wp-content/uploads/2024/11/Fitts-photo-768x460.jpg 768w, https://www.businessinsurance.com/wp-content/uploads/2024/11/Fitts-photo.jpg 834w" sizes="(max-width: 300px) 100vw, 300px" loading="eager" /></noscript> </a> </div> </div> <div class="elementor-element elementor-element-425e806 e-flex e-con-boxed e-con e-child" data-id="425e806" data-element_type="container"> <div class="e-con-inner"> <div class="elementor-element elementor-element-ddcd2d7 elementor-widget elementor-widget-post-info" data-id="ddcd2d7" data-element_type="widget" data-widget_type="post-info.default"> <div class="elementor-widget-container"> <ul class="elementor-inline-items elementor-icon-list-items elementor-post-info"> <li class="elementor-icon-list-item elementor-repeater-item-38ed82f elementor-inline-item" itemprop="datePublished"> <span class="elementor-icon-list-text elementor-post-info__item elementor-post-info__item--type-date"> <time>November 22, 2024</time> </span> </li> </ul> </div> </div> <div class="elementor-element elementor-element-53f8566 elementor-widget elementor-widget-theme-post-title elementor-page-title elementor-widget-heading" data-id="53f8566" data-element_type="widget" data-widget_type="theme-post-title.default"> <div class="elementor-widget-container"> <h2 class="elementor-heading-title elementor-size-default"><a href="https://www.businessinsurance.com/higginbotham-buys-alabama-agency-2/">Higginbotham buys Alabama agency</a></h2> </div> </div> <div class="elementor-element elementor-element-2c52a7c elementor-widget elementor-widget-theme-post-excerpt" data-id="2c52a7c" data-element_type="widget" data-widget_type="theme-post-excerpt.default"> <div class="elementor-widget-container"> Higginbotham said Thursday it has acquired Fitts Agency Inc., a Tuscaloosa, Alabama-based insurance agency.... </div> </div> </div> </div> </div> </div> <div data-elementor-type="loop-item" data-elementor-id="491154" class="elementor elementor-491154 e-loop-item e-loop-item-786874 post-786874 post type-post status-publish format-standard has-post-thumbnail hentry category-insurance-topics category-mergers-acquisitions category-risk-management topic-mergers-acquisitions topic-p-c-insurers topic-reinsurance newsletter-channel-alert-risk-management newsletter-market-pulse" data-elementor-post-type="elementor_library" data-custom-edit-handle="1"> <div class="elementor-element elementor-element-f5e0e75 e-con-full e-flex e-con e-parent" data-id="f5e0e75" data-element_type="container"> <div class="elementor-element elementor-element-e3ad278 elementor-widget elementor-widget-theme-post-featured-image elementor-widget-image" data-id="e3ad278" data-element_type="widget" data-widget_type="theme-post-featured-image.default"> <div class="elementor-widget-container"> <a href="https://www.businessinsurance.com/one80-buys-reinsurance-mgu-waypoint/"> <img width="300" height="180" src="data:image/svg+xml,%3Csvg%20xmlns='http://www.w3.org/2000/svg'%20width='300'%20height='180'%20viewBox='0%200%20300%20180'%3E%3C/svg%3E" class="attachment-medium size-medium wp-image-786033 perfmatters-lazy" alt="M&A Gallagher" data-src="https://www.businessinsurance.com/wp-content/uploads/2024/11/MA-again-here-300x180.jpg" data-srcset="https://www.businessinsurance.com/wp-content/uploads/2024/11/MA-again-here-300x180.jpg 300w, https://www.businessinsurance.com/wp-content/uploads/2024/11/MA-again-here-768x460.jpg 768w, https://www.businessinsurance.com/wp-content/uploads/2024/11/MA-again-here.jpg 834w" data-sizes="(max-width: 300px) 100vw, 300px" /><noscript><img width="300" height="180" src="https://www.businessinsurance.com/wp-content/uploads/2024/11/MA-again-here-300x180.jpg" class="attachment-medium size-medium wp-image-786033" alt="M&A Gallagher" srcset="https://www.businessinsurance.com/wp-content/uploads/2024/11/MA-again-here-300x180.jpg 300w, https://www.businessinsurance.com/wp-content/uploads/2024/11/MA-again-here-768x460.jpg 768w, https://www.businessinsurance.com/wp-content/uploads/2024/11/MA-again-here.jpg 834w" sizes="(max-width: 300px) 100vw, 300px" loading="eager" /></noscript> </a> </div> </div> <div class="elementor-element elementor-element-425e806 e-flex e-con-boxed e-con e-child" data-id="425e806" data-element_type="container"> <div class="e-con-inner"> <div class="elementor-element elementor-element-ddcd2d7 elementor-widget elementor-widget-post-info" data-id="ddcd2d7" data-element_type="widget" data-widget_type="post-info.default"> <div class="elementor-widget-container"> <ul class="elementor-inline-items elementor-icon-list-items elementor-post-info"> <li class="elementor-icon-list-item elementor-repeater-item-38ed82f elementor-inline-item" itemprop="datePublished"> <span class="elementor-icon-list-text elementor-post-info__item elementor-post-info__item--type-date"> <time>November 19, 2024</time> </span> </li> </ul> </div> </div> <div class="elementor-element elementor-element-53f8566 elementor-widget elementor-widget-theme-post-title elementor-page-title elementor-widget-heading" data-id="53f8566" data-element_type="widget" data-widget_type="theme-post-title.default"> <div class="elementor-widget-container"> <h2 class="elementor-heading-title elementor-size-default"><a href="https://www.businessinsurance.com/one80-buys-reinsurance-mgu-waypoint/">One80 buys reinsurance MGU Waypoint</a></h2> </div> </div> <div class="elementor-element elementor-element-2c52a7c elementor-widget elementor-widget-theme-post-excerpt" data-id="2c52a7c" data-element_type="widget" data-widget_type="theme-post-excerpt.default"> <div class="elementor-widget-container"> One80 Intermediaries Tuesday said it has acquired Waypoint Underwriting Management LLC, a Basking Ridge, New Jersey-based managing general underwriter specializing... </div> </div> </div> </div> </div> </div> <div data-elementor-type="loop-item" data-elementor-id="491154" class="elementor elementor-491154 e-loop-item e-loop-item-786840 post-786840 post type-post status-publish format-standard has-post-thumbnail hentry category-mergers-acquisitions category-risk-management topic-claims-management topic-mergers-acquisitions topic-tpa newsletter-channel-alert-risk-management newsletter-daily-briefing newsletter-market-pulse" data-elementor-post-type="elementor_library" data-custom-edit-handle="1"> <div class="elementor-element elementor-element-f5e0e75 e-con-full e-flex e-con e-parent" data-id="f5e0e75" data-element_type="container"> <div class="elementor-element elementor-element-e3ad278 elementor-widget elementor-widget-theme-post-featured-image elementor-widget-image" data-id="e3ad278" data-element_type="widget" data-widget_type="theme-post-featured-image.default"> <div class="elementor-widget-container"> <a href="https://www.businessinsurance.com/davies-group-buys-loss-adjusting-firm/"> <img width="300" height="180" src="data:image/svg+xml,%3Csvg%20xmlns='http://www.w3.org/2000/svg'%20width='300'%20height='180'%20viewBox='0%200%20300%20180'%3E%3C/svg%3E" class="attachment-medium size-medium wp-image-781289 perfmatters-lazy" alt data-src="https://www.businessinsurance.com/wp-content/uploads/2024/09/MA6-300x180.jpg" data-srcset="https://www.businessinsurance.com/wp-content/uploads/2024/09/MA6-300x180.jpg 300w, https://www.businessinsurance.com/wp-content/uploads/2024/09/MA6-768x460.jpg 768w, https://www.businessinsurance.com/wp-content/uploads/2024/09/MA6.jpg 834w" data-sizes="(max-width: 300px) 100vw, 300px" /><noscript><img width="300" height="180" src="https://www.businessinsurance.com/wp-content/uploads/2024/09/MA6-300x180.jpg" class="attachment-medium size-medium wp-image-781289" alt="" srcset="https://www.businessinsurance.com/wp-content/uploads/2024/09/MA6-300x180.jpg 300w, https://www.businessinsurance.com/wp-content/uploads/2024/09/MA6-768x460.jpg 768w, https://www.businessinsurance.com/wp-content/uploads/2024/09/MA6.jpg 834w" sizes="(max-width: 300px) 100vw, 300px" loading="eager" /></noscript> </a> </div> </div> <div class="elementor-element elementor-element-425e806 e-flex e-con-boxed e-con e-child" data-id="425e806" data-element_type="container"> <div class="e-con-inner"> <div class="elementor-element elementor-element-ddcd2d7 elementor-widget elementor-widget-post-info" data-id="ddcd2d7" data-element_type="widget" data-widget_type="post-info.default"> <div class="elementor-widget-container"> <ul class="elementor-inline-items elementor-icon-list-items elementor-post-info"> <li class="elementor-icon-list-item elementor-repeater-item-38ed82f elementor-inline-item" itemprop="datePublished"> <span class="elementor-icon-list-text elementor-post-info__item elementor-post-info__item--type-date"> <time>November 18, 2024</time> </span> </li> </ul> </div> </div> <div class="elementor-element elementor-element-53f8566 elementor-widget elementor-widget-theme-post-title elementor-page-title elementor-widget-heading" data-id="53f8566" data-element_type="widget" data-widget_type="theme-post-title.default"> <div class="elementor-widget-container"> <h2 class="elementor-heading-title elementor-size-default"><a href="https://www.businessinsurance.com/davies-group-buys-loss-adjusting-firm/">Davies Group buys loss adjusting firm</a></h2> </div> </div> <div class="elementor-element elementor-element-2c52a7c elementor-widget elementor-widget-theme-post-excerpt" data-id="2c52a7c" data-element_type="widget" data-widget_type="theme-post-excerpt.default"> <div class="elementor-widget-container"> Davies Group Ltd. said Monday it acquired Budget Claims Services Inc., which does business as Barker Claim Services, a Greensboro,... </div> </div> </div> </div> </div> </div> <div data-elementor-type="loop-item" data-elementor-id="491154" class="elementor elementor-491154 e-loop-item e-loop-item-786408 post-786408 post type-post status-publish format-standard has-post-thumbnail hentry category-insurance-topics category-mergers-acquisitions category-risk-management company-hub-international topic-agents-brokers topic-mergers-acquisitions newsletter-channel-alert-risk-management newsletter-daily-briefing newsletter-market-pulse" data-elementor-post-type="elementor_library" data-custom-edit-handle="1"> <div class="elementor-element elementor-element-f5e0e75 e-con-full e-flex e-con e-parent" data-id="f5e0e75" data-element_type="container"> <div class="elementor-element elementor-element-e3ad278 elementor-widget elementor-widget-theme-post-featured-image elementor-widget-image" data-id="e3ad278" data-element_type="widget" data-widget_type="theme-post-featured-image.default"> <div class="elementor-widget-container"> <a href="https://www.businessinsurance.com/hub-acquires-texas-brokerage-2/"> <img width="300" height="225" src="data:image/svg+xml,%3Csvg%20xmlns='http://www.w3.org/2000/svg'%20width='300'%20height='225'%20viewBox='0%200%20300%20225'%3E%3C/svg%3E" class="attachment-medium size-medium wp-image-786409 perfmatters-lazy" alt="Hub M&A" data-src="https://www.businessinsurance.com/wp-content/uploads/2024/11/Hub-here-1-300x225.jpg" data-srcset="https://www.businessinsurance.com/wp-content/uploads/2024/11/Hub-here-1-300x225.jpg 300w, https://www.businessinsurance.com/wp-content/uploads/2024/11/Hub-here-1-1024x768.jpg 1024w, https://www.businessinsurance.com/wp-content/uploads/2024/11/Hub-here-1-768x576.jpg 768w, https://www.businessinsurance.com/wp-content/uploads/2024/11/Hub-here-1-1536x1152.jpg 1536w, https://www.businessinsurance.com/wp-content/uploads/2024/11/Hub-here-1-2048x1536.jpg 2048w" data-sizes="(max-width: 300px) 100vw, 300px" /><noscript><img width="300" height="225" src="https://www.businessinsurance.com/wp-content/uploads/2024/11/Hub-here-1-300x225.jpg" class="attachment-medium size-medium wp-image-786409" alt="Hub M&A" srcset="https://www.businessinsurance.com/wp-content/uploads/2024/11/Hub-here-1-300x225.jpg 300w, https://www.businessinsurance.com/wp-content/uploads/2024/11/Hub-here-1-1024x768.jpg 1024w, https://www.businessinsurance.com/wp-content/uploads/2024/11/Hub-here-1-768x576.jpg 768w, https://www.businessinsurance.com/wp-content/uploads/2024/11/Hub-here-1-1536x1152.jpg 1536w, https://www.businessinsurance.com/wp-content/uploads/2024/11/Hub-here-1-2048x1536.jpg 2048w" sizes="(max-width: 300px) 100vw, 300px" loading="eager" /></noscript> </a> </div> </div> <div class="elementor-element elementor-element-425e806 e-flex e-con-boxed e-con e-child" data-id="425e806" data-element_type="container"> <div class="e-con-inner"> <div class="elementor-element elementor-element-ddcd2d7 elementor-widget elementor-widget-post-info" data-id="ddcd2d7" data-element_type="widget" data-widget_type="post-info.default"> <div class="elementor-widget-container"> <ul class="elementor-inline-items elementor-icon-list-items elementor-post-info"> <li class="elementor-icon-list-item elementor-repeater-item-38ed82f elementor-inline-item" itemprop="datePublished"> <span class="elementor-icon-list-text elementor-post-info__item elementor-post-info__item--type-date"> <time>November 11, 2024</time> </span> </li> </ul> </div> </div> <div class="elementor-element elementor-element-53f8566 elementor-widget elementor-widget-theme-post-title elementor-page-title elementor-widget-heading" data-id="53f8566" data-element_type="widget" data-widget_type="theme-post-title.default"> <div class="elementor-widget-container"> <h2 class="elementor-heading-title elementor-size-default"><a href="https://www.businessinsurance.com/hub-acquires-texas-brokerage-2/">Hub acquires Texas brokerage</a></h2> </div> </div> <div class="elementor-element elementor-element-2c52a7c elementor-widget elementor-widget-theme-post-excerpt" data-id="2c52a7c" data-element_type="widget" data-widget_type="theme-post-excerpt.default"> <div class="elementor-widget-container"> Hub International Inc. announced Monday it acquired Bryan, Texas-based brokerage Anco Insurance Managers Inc., which specializes in employee benefits, business... </div> </div> </div> </div> </div> </div> <div data-elementor-type="loop-item" data-elementor-id="491154" class="elementor elementor-491154 e-loop-item e-loop-item-786035 post-786035 post type-post status-publish format-standard has-post-thumbnail hentry category-insurance-topics category-mergers-acquisitions category-risk-management company-hub-international topic-agents-brokers topic-mergers-acquisitions newsletter-channel-alert-risk-management newsletter-market-pulse" data-elementor-post-type="elementor_library" data-custom-edit-handle="1"> <div class="elementor-element elementor-element-f5e0e75 e-con-full e-flex e-con e-parent" data-id="f5e0e75" data-element_type="container"> <div class="elementor-element elementor-element-e3ad278 elementor-widget elementor-widget-theme-post-featured-image elementor-widget-image" data-id="e3ad278" data-element_type="widget" data-widget_type="theme-post-featured-image.default"> <div class="elementor-widget-container"> <a href="https://www.businessinsurance.com/hub-makes-agribusiness-acquisition/"> <img width="300" height="225" src="data:image/svg+xml,%3Csvg%20xmlns='http://www.w3.org/2000/svg'%20width='300'%20height='225'%20viewBox='0%200%20300%20225'%3E%3C/svg%3E" class="attachment-medium size-medium wp-image-786036 perfmatters-lazy" alt="Hub M&A" data-src="https://www.businessinsurance.com/wp-content/uploads/2024/11/Hub-here-300x225.jpg" data-srcset="https://www.businessinsurance.com/wp-content/uploads/2024/11/Hub-here-300x225.jpg 300w, https://www.businessinsurance.com/wp-content/uploads/2024/11/Hub-here-1024x768.jpg 1024w, https://www.businessinsurance.com/wp-content/uploads/2024/11/Hub-here-768x576.jpg 768w, https://www.businessinsurance.com/wp-content/uploads/2024/11/Hub-here-1536x1152.jpg 1536w, https://www.businessinsurance.com/wp-content/uploads/2024/11/Hub-here-2048x1536.jpg 2048w" data-sizes="(max-width: 300px) 100vw, 300px" /><noscript><img width="300" height="225" src="https://www.businessinsurance.com/wp-content/uploads/2024/11/Hub-here-300x225.jpg" class="attachment-medium size-medium wp-image-786036" alt="Hub M&A" srcset="https://www.businessinsurance.com/wp-content/uploads/2024/11/Hub-here-300x225.jpg 300w, https://www.businessinsurance.com/wp-content/uploads/2024/11/Hub-here-1024x768.jpg 1024w, https://www.businessinsurance.com/wp-content/uploads/2024/11/Hub-here-768x576.jpg 768w, https://www.businessinsurance.com/wp-content/uploads/2024/11/Hub-here-1536x1152.jpg 1536w, https://www.businessinsurance.com/wp-content/uploads/2024/11/Hub-here-2048x1536.jpg 2048w" sizes="(max-width: 300px) 100vw, 300px" loading="eager" /></noscript> </a> </div> </div> <div class="elementor-element elementor-element-425e806 e-flex e-con-boxed e-con e-child" data-id="425e806" data-element_type="container"> <div class="e-con-inner"> <div class="elementor-element elementor-element-ddcd2d7 elementor-widget elementor-widget-post-info" data-id="ddcd2d7" data-element_type="widget" data-widget_type="post-info.default"> <div class="elementor-widget-container"> <ul class="elementor-inline-items elementor-icon-list-items elementor-post-info"> <li class="elementor-icon-list-item elementor-repeater-item-38ed82f elementor-inline-item" itemprop="datePublished"> <span class="elementor-icon-list-text elementor-post-info__item elementor-post-info__item--type-date"> <time>November 4, 2024</time> </span> </li> </ul> </div> </div> <div class="elementor-element elementor-element-53f8566 elementor-widget elementor-widget-theme-post-title elementor-page-title elementor-widget-heading" data-id="53f8566" data-element_type="widget" data-widget_type="theme-post-title.default"> <div class="elementor-widget-container"> <h2 class="elementor-heading-title elementor-size-default"><a href="https://www.businessinsurance.com/hub-makes-agribusiness-acquisition/">Hub makes agribusiness acquisition</a></h2> </div> </div> <div class="elementor-element elementor-element-2c52a7c elementor-widget elementor-widget-theme-post-excerpt" data-id="2c52a7c" data-element_type="widget" data-widget_type="theme-post-excerpt.default"> <div class="elementor-widget-container"> Hub International Ltd. and Western Growers Association Monday said that Hub has acquired the retail insurance brokerage business of Western... </div> </div> </div> </div> </div> </div> <div data-elementor-type="loop-item" data-elementor-id="491154" class="elementor elementor-491154 e-loop-item e-loop-item-786032 post-786032 post type-post status-publish format-standard has-post-thumbnail hentry category-insurance-topics category-mergers-acquisitions category-risk-management tag-featured-top-story company-arthur-j-gallagher-co topic-agents-brokers topic-construction topic-mergers-acquisitions newsletter-channel-alert-risk-management newsletter-market-pulse" data-elementor-post-type="elementor_library" data-custom-edit-handle="1"> <div class="elementor-element elementor-element-f5e0e75 e-con-full e-flex e-con e-parent" data-id="f5e0e75" data-element_type="container"> <div class="elementor-element elementor-element-e3ad278 elementor-widget elementor-widget-theme-post-featured-image elementor-widget-image" data-id="e3ad278" data-element_type="widget" data-widget_type="theme-post-featured-image.default"> <div class="elementor-widget-container"> <a href="https://www.businessinsurance.com/gallagher-acquires-california-construction-broker/"> <img width="300" height="180" src="data:image/svg+xml,%3Csvg%20xmlns='http://www.w3.org/2000/svg'%20width='300'%20height='180'%20viewBox='0%200%20300%20180'%3E%3C/svg%3E" class="attachment-medium size-medium wp-image-786033 perfmatters-lazy" alt="M&A Gallagher" data-src="https://www.businessinsurance.com/wp-content/uploads/2024/11/MA-again-here-300x180.jpg" data-srcset="https://www.businessinsurance.com/wp-content/uploads/2024/11/MA-again-here-300x180.jpg 300w, https://www.businessinsurance.com/wp-content/uploads/2024/11/MA-again-here-768x460.jpg 768w, https://www.businessinsurance.com/wp-content/uploads/2024/11/MA-again-here.jpg 834w" data-sizes="(max-width: 300px) 100vw, 300px" /><noscript><img width="300" height="180" src="https://www.businessinsurance.com/wp-content/uploads/2024/11/MA-again-here-300x180.jpg" class="attachment-medium size-medium wp-image-786033" alt="M&A Gallagher" srcset="https://www.businessinsurance.com/wp-content/uploads/2024/11/MA-again-here-300x180.jpg 300w, https://www.businessinsurance.com/wp-content/uploads/2024/11/MA-again-here-768x460.jpg 768w, https://www.businessinsurance.com/wp-content/uploads/2024/11/MA-again-here.jpg 834w" sizes="(max-width: 300px) 100vw, 300px" loading="eager" /></noscript> </a> </div> </div> <div class="elementor-element elementor-element-425e806 e-flex e-con-boxed e-con e-child" data-id="425e806" data-element_type="container"> <div class="e-con-inner"> <div class="elementor-element elementor-element-ddcd2d7 elementor-widget elementor-widget-post-info" data-id="ddcd2d7" data-element_type="widget" data-widget_type="post-info.default"> <div class="elementor-widget-container"> <ul class="elementor-inline-items elementor-icon-list-items elementor-post-info"> <li class="elementor-icon-list-item elementor-repeater-item-38ed82f elementor-inline-item" itemprop="datePublished"> <span class="elementor-icon-list-text elementor-post-info__item elementor-post-info__item--type-date"> <time>November 4, 2024</time> </span> </li> </ul> </div> </div> <div class="elementor-element elementor-element-53f8566 elementor-widget elementor-widget-theme-post-title elementor-page-title elementor-widget-heading" data-id="53f8566" data-element_type="widget" data-widget_type="theme-post-title.default"> <div class="elementor-widget-container"> <h2 class="elementor-heading-title elementor-size-default"><a href="https://www.businessinsurance.com/gallagher-acquires-california-construction-broker/">Gallagher acquires California construction broker</a></h2> </div> </div> <div class="elementor-element elementor-element-2c52a7c elementor-widget elementor-widget-theme-post-excerpt" data-id="2c52a7c" data-element_type="widget" data-widget_type="theme-post-excerpt.default"> <div class="elementor-widget-container"> Arthur J. Gallagher & Co. Monday said it has acquired American Matar International Inc., d/b/a Statewide Commercial Insurance Brokers.... </div> </div> </div> </div> </div> </div> <div data-elementor-type="loop-item" data-elementor-id="491154" class="elementor elementor-491154 e-loop-item e-loop-item-785951 post-785951 post type-post status-publish format-standard has-post-thumbnail hentry category-insurance-topics category-mergers-acquisitions category-risk-management tag-featured-top-story country-united-kingdom company-aon topic-agents-brokers topic-mergers-acquisitions newsletter-channel-alert-risk-management newsletter-daily-briefing newsletter-market-pulse" data-elementor-post-type="elementor_library" data-custom-edit-handle="1"> <div class="elementor-element elementor-element-f5e0e75 e-con-full e-flex e-con e-parent" data-id="f5e0e75" data-element_type="container"> <div class="elementor-element elementor-element-e3ad278 elementor-widget elementor-widget-theme-post-featured-image elementor-widget-image" data-id="e3ad278" data-element_type="widget" data-widget_type="theme-post-featured-image.default"> <div class="elementor-widget-container"> <a href="https://www.businessinsurance.com/aon-to-buy-uk-professional-liability-specialist/"> <img width="300" height="180" src="data:image/svg+xml,%3Csvg%20xmlns='http://www.w3.org/2000/svg'%20width='300'%20height='180'%20viewBox='0%200%20300%20180'%3E%3C/svg%3E" class="attachment-medium size-medium wp-image-785952 perfmatters-lazy" alt="Aon" data-src="https://www.businessinsurance.com/wp-content/uploads/2024/11/Aon-here-300x180.jpg" data-srcset="https://www.businessinsurance.com/wp-content/uploads/2024/11/Aon-here-300x180.jpg 300w, https://www.businessinsurance.com/wp-content/uploads/2024/11/Aon-here-768x460.jpg 768w, https://www.businessinsurance.com/wp-content/uploads/2024/11/Aon-here.jpg 834w" data-sizes="(max-width: 300px) 100vw, 300px" /><noscript><img width="300" height="180" src="https://www.businessinsurance.com/wp-content/uploads/2024/11/Aon-here-300x180.jpg" class="attachment-medium size-medium wp-image-785952" alt="Aon" srcset="https://www.businessinsurance.com/wp-content/uploads/2024/11/Aon-here-300x180.jpg 300w, https://www.businessinsurance.com/wp-content/uploads/2024/11/Aon-here-768x460.jpg 768w, https://www.businessinsurance.com/wp-content/uploads/2024/11/Aon-here.jpg 834w" sizes="(max-width: 300px) 100vw, 300px" loading="eager" /></noscript> </a> </div> </div> <div class="elementor-element elementor-element-425e806 e-flex e-con-boxed e-con e-child" data-id="425e806" data-element_type="container"> <div class="e-con-inner"> <div class="elementor-element elementor-element-ddcd2d7 elementor-widget elementor-widget-post-info" data-id="ddcd2d7" data-element_type="widget" data-widget_type="post-info.default"> <div class="elementor-widget-container"> <ul class="elementor-inline-items elementor-icon-list-items elementor-post-info"> <li class="elementor-icon-list-item elementor-repeater-item-38ed82f elementor-inline-item" itemprop="datePublished"> <span class="elementor-icon-list-text elementor-post-info__item elementor-post-info__item--type-date"> <time>November 1, 2024</time> </span> </li> </ul> </div> </div> <div class="elementor-element elementor-element-53f8566 elementor-widget elementor-widget-theme-post-title elementor-page-title elementor-widget-heading" data-id="53f8566" data-element_type="widget" data-widget_type="theme-post-title.default"> <div class="elementor-widget-container"> <h2 class="elementor-heading-title elementor-size-default"><a href="https://www.businessinsurance.com/aon-to-buy-uk-professional-liability-specialist/">Aon to buy UK professional liability specialist</a></h2> </div> </div> <div class="elementor-element elementor-element-2c52a7c elementor-widget elementor-widget-theme-post-excerpt" data-id="2c52a7c" data-element_type="widget" data-widget_type="theme-post-excerpt.default"> <div class="elementor-widget-container"> Aon PLC said Friday it has agreed to buy Liverpool, England-based brokerage Griffiths & Armour.... </div> </div> </div> </div> </div> </div> <div data-elementor-type="loop-item" data-elementor-id="491154" class="elementor elementor-491154 e-loop-item e-loop-item-784891 post-784891 post type-post status-publish format-standard has-post-thumbnail hentry category-insurance-topics category-mergers-acquisitions category-risk-management topic-agents-brokers topic-excess-surplus-lines topic-general-liability topic-mergers-acquisitions topic-property newsletter-channel-alert-risk-management newsletter-market-pulse" data-elementor-post-type="elementor_library" data-custom-edit-handle="1"> <div class="elementor-element elementor-element-f5e0e75 e-con-full e-flex e-con e-parent" data-id="f5e0e75" data-element_type="container"> <div class="elementor-element elementor-element-e3ad278 elementor-widget elementor-widget-theme-post-featured-image elementor-widget-image" data-id="e3ad278" data-element_type="widget" data-widget_type="theme-post-featured-image.default"> <div class="elementor-widget-container"> <a href="https://www.businessinsurance.com/broker-unison-buys-es-underwriting-manager/"> <img width="300" height="200" src="data:image/svg+xml,%3Csvg%20xmlns='http://www.w3.org/2000/svg'%20width='300'%20height='200'%20viewBox='0%200%20300%20200'%3E%3C/svg%3E" class="attachment-medium size-medium wp-image-784893 perfmatters-lazy" alt="M&A" data-src="https://www.businessinsurance.com/wp-content/uploads/2024/10/MA-new-this-300x200.jpg" data-srcset="https://www.businessinsurance.com/wp-content/uploads/2024/10/MA-new-this-300x200.jpg 300w, https://www.businessinsurance.com/wp-content/uploads/2024/10/MA-new-this-768x511.jpg 768w, https://www.businessinsurance.com/wp-content/uploads/2024/10/MA-new-this.jpg 1000w" data-sizes="(max-width: 300px) 100vw, 300px" /><noscript><img width="300" height="200" src="https://www.businessinsurance.com/wp-content/uploads/2024/10/MA-new-this-300x200.jpg" class="attachment-medium size-medium wp-image-784893" alt="M&A" srcset="https://www.businessinsurance.com/wp-content/uploads/2024/10/MA-new-this-300x200.jpg 300w, https://www.businessinsurance.com/wp-content/uploads/2024/10/MA-new-this-768x511.jpg 768w, https://www.businessinsurance.com/wp-content/uploads/2024/10/MA-new-this.jpg 1000w" sizes="(max-width: 300px) 100vw, 300px" loading="eager" /></noscript> </a> </div> </div> <div class="elementor-element elementor-element-425e806 e-flex e-con-boxed e-con e-child" data-id="425e806" data-element_type="container"> <div class="e-con-inner"> <div class="elementor-element elementor-element-ddcd2d7 elementor-widget elementor-widget-post-info" data-id="ddcd2d7" data-element_type="widget" data-widget_type="post-info.default"> <div class="elementor-widget-container"> <ul class="elementor-inline-items elementor-icon-list-items elementor-post-info"> <li class="elementor-icon-list-item elementor-repeater-item-38ed82f elementor-inline-item" itemprop="datePublished"> <span class="elementor-icon-list-text elementor-post-info__item elementor-post-info__item--type-date"> <time>October 22, 2024</time> </span> </li> </ul> </div> </div> <div class="elementor-element elementor-element-53f8566 elementor-widget elementor-widget-theme-post-title elementor-page-title elementor-widget-heading" data-id="53f8566" data-element_type="widget" data-widget_type="theme-post-title.default"> <div class="elementor-widget-container"> <h2 class="elementor-heading-title elementor-size-default"><a href="https://www.businessinsurance.com/broker-unison-buys-es-underwriting-manager/">Broker Unison buys E&S underwriting manager</a></h2> </div> </div> <div class="elementor-element elementor-element-2c52a7c elementor-widget elementor-widget-theme-post-excerpt" data-id="2c52a7c" data-element_type="widget" data-widget_type="theme-post-excerpt.default"> <div class="elementor-widget-container"> Unison Risk Advisors Tuesday said it has acquired Avondale Insurance Associates Inc., effective Oct. 17, 2024.... </div> </div> </div> </div> </div> </div> <div data-elementor-type="loop-item" data-elementor-id="491154" class="elementor elementor-491154 e-loop-item e-loop-item-784608 post-784608 post type-post status-publish format-standard has-post-thumbnail hentry category-insurance-topics category-mergers-acquisitions category-risk-management category-workers-compensation company-marsh-mclennan topic-agents-brokers topic-financial-results topic-p-c-insurers topic-p-c-pricing topic-reinsurance topic-workers-comp-pricing newsletter-channel-alert-risk-management newsletter-daily-briefing newsletter-market-pulse" data-elementor-post-type="elementor_library" data-custom-edit-handle="1"> <div class="elementor-element elementor-element-f5e0e75 e-con-full e-flex e-con e-parent" data-id="f5e0e75" data-element_type="container"> <div class="elementor-element elementor-element-e3ad278 elementor-widget elementor-widget-theme-post-featured-image elementor-widget-image" data-id="e3ad278" data-element_type="widget" data-widget_type="theme-post-featured-image.default"> <div class="elementor-widget-container"> <a href="https://www.businessinsurance.com/marsh-mclennans-ma-activity-surges-as-revenue-and-profit-climb/"> <img width="300" height="180" src="data:image/svg+xml,%3Csvg%20xmlns='http://www.w3.org/2000/svg'%20width='300'%20height='180'%20viewBox='0%200%20300%20180'%3E%3C/svg%3E" class="attachment-medium size-medium wp-image-784609 perfmatters-lazy" alt data-src="https://www.businessinsurance.com/wp-content/uploads/2024/10/John-Doyle-300x180.jpg" data-srcset="https://www.businessinsurance.com/wp-content/uploads/2024/10/John-Doyle-300x180.jpg 300w, https://www.businessinsurance.com/wp-content/uploads/2024/10/John-Doyle-768x460.jpg 768w, https://www.businessinsurance.com/wp-content/uploads/2024/10/John-Doyle.jpg 834w" data-sizes="(max-width: 300px) 100vw, 300px" /><noscript><img width="300" height="180" src="https://www.businessinsurance.com/wp-content/uploads/2024/10/John-Doyle-300x180.jpg" class="attachment-medium size-medium wp-image-784609" alt="" srcset="https://www.businessinsurance.com/wp-content/uploads/2024/10/John-Doyle-300x180.jpg 300w, https://www.businessinsurance.com/wp-content/uploads/2024/10/John-Doyle-768x460.jpg 768w, https://www.businessinsurance.com/wp-content/uploads/2024/10/John-Doyle.jpg 834w" sizes="(max-width: 300px) 100vw, 300px" loading="eager" /></noscript> </a> </div> </div> <div class="elementor-element elementor-element-425e806 e-flex e-con-boxed e-con e-child" data-id="425e806" data-element_type="container"> <div class="e-con-inner"> <div class="elementor-element elementor-element-ddcd2d7 elementor-widget elementor-widget-post-info" data-id="ddcd2d7" data-element_type="widget" data-widget_type="post-info.default"> <div class="elementor-widget-container"> <ul class="elementor-inline-items elementor-icon-list-items elementor-post-info"> <li class="elementor-icon-list-item elementor-repeater-item-38ed82f elementor-inline-item" itemprop="datePublished"> <span class="elementor-icon-list-text elementor-post-info__item elementor-post-info__item--type-date"> <time>October 17, 2024</time> </span> </li> </ul> </div> </div> <div class="elementor-element elementor-element-53f8566 elementor-widget elementor-widget-theme-post-title elementor-page-title elementor-widget-heading" data-id="53f8566" data-element_type="widget" data-widget_type="theme-post-title.default"> <div class="elementor-widget-container"> <h2 class="elementor-heading-title elementor-size-default"><a href="https://www.businessinsurance.com/marsh-mclennans-ma-activity-surges-as-revenue-and-profit-climb/">Marsh McLennan’s M&A activity surges, as revenue and profit climb</a></h2> </div> </div> <div class="elementor-element elementor-element-2c52a7c elementor-widget elementor-widget-theme-post-excerpt" data-id="2c52a7c" data-element_type="widget" data-widget_type="theme-post-excerpt.default"> <div class="elementor-widget-container"> Marsh McLennan’s M&A activity surges, as revenue and profit climb... </div> </div> </div> </div> </div> </div> <div data-elementor-type="loop-item" data-elementor-id="491154" class="elementor elementor-491154 e-loop-item e-loop-item-783874 post-783874 post type-post status-publish format-standard has-post-thumbnail hentry category-insurance-topics category-mergers-acquisitions category-risk-management company-hub-international topic-agents-brokers topic-mergers-acquisitions newsletter-channel-alert-risk-management newsletter-daily-briefing newsletter-market-pulse" data-elementor-post-type="elementor_library" data-custom-edit-handle="1"> <div class="elementor-element elementor-element-f5e0e75 e-con-full e-flex e-con e-parent" data-id="f5e0e75" data-element_type="container"> <div class="elementor-element elementor-element-e3ad278 elementor-widget elementor-widget-theme-post-featured-image elementor-widget-image" data-id="e3ad278" data-element_type="widget" data-widget_type="theme-post-featured-image.default"> <div class="elementor-widget-container"> <a href="https://www.businessinsurance.com/brokerage-mas-up-through-first-three-quarters/"> <img width="300" height="180" src="data:image/svg+xml,%3Csvg%20xmlns='http://www.w3.org/2000/svg'%20width='300'%20height='180'%20viewBox='0%200%20300%20180'%3E%3C/svg%3E" class="attachment-medium size-medium wp-image-781289 perfmatters-lazy" alt data-src="https://www.businessinsurance.com/wp-content/uploads/2024/09/MA6-300x180.jpg" data-srcset="https://www.businessinsurance.com/wp-content/uploads/2024/09/MA6-300x180.jpg 300w, https://www.businessinsurance.com/wp-content/uploads/2024/09/MA6-768x460.jpg 768w, https://www.businessinsurance.com/wp-content/uploads/2024/09/MA6.jpg 834w" data-sizes="(max-width: 300px) 100vw, 300px" /><noscript><img width="300" height="180" src="https://www.businessinsurance.com/wp-content/uploads/2024/09/MA6-300x180.jpg" class="attachment-medium size-medium wp-image-781289" alt="" srcset="https://www.businessinsurance.com/wp-content/uploads/2024/09/MA6-300x180.jpg 300w, https://www.businessinsurance.com/wp-content/uploads/2024/09/MA6-768x460.jpg 768w, https://www.businessinsurance.com/wp-content/uploads/2024/09/MA6.jpg 834w" sizes="(max-width: 300px) 100vw, 300px" loading="eager" /></noscript> </a> </div> </div> <div class="elementor-element elementor-element-425e806 e-flex e-con-boxed e-con e-child" data-id="425e806" data-element_type="container"> <div class="e-con-inner"> <div class="elementor-element elementor-element-ddcd2d7 elementor-widget elementor-widget-post-info" data-id="ddcd2d7" data-element_type="widget" data-widget_type="post-info.default"> <div class="elementor-widget-container"> <ul class="elementor-inline-items elementor-icon-list-items elementor-post-info"> <li class="elementor-icon-list-item elementor-repeater-item-38ed82f elementor-inline-item" itemprop="datePublished"> <span class="elementor-icon-list-text elementor-post-info__item elementor-post-info__item--type-date"> <time>October 4, 2024</time> </span> </li> </ul> </div> </div> <div class="elementor-element elementor-element-53f8566 elementor-widget elementor-widget-theme-post-title elementor-page-title elementor-widget-heading" data-id="53f8566" data-element_type="widget" data-widget_type="theme-post-title.default"> <div class="elementor-widget-container"> <h2 class="elementor-heading-title elementor-size-default"><a href="https://www.businessinsurance.com/brokerage-mas-up-through-first-three-quarters/">Brokerage M&As up through first three quarters</a></h2> </div> </div> <div class="elementor-element elementor-element-2c52a7c elementor-widget elementor-widget-theme-post-excerpt" data-id="2c52a7c" data-element_type="widget" data-widget_type="theme-post-excerpt.default"> <div class="elementor-widget-container"> There were 490 announced insurance brokerage mergers and acquisitions in the U.S. through the first three quarters of this year,... </div> </div> </div> </div> </div> </div> <div data-elementor-type="loop-item" data-elementor-id="491154" class="elementor elementor-491154 e-loop-item e-loop-item-783763 post-783763 post type-post status-publish format-standard has-post-thumbnail hentry category-insurance-topics category-mergers-acquisitions category-risk-management company-brown-brown topic-agents-brokers topic-mergers-acquisitions newsletter-channel-alert-risk-management newsletter-market-pulse" data-elementor-post-type="elementor_library" data-custom-edit-handle="1"> <div class="elementor-element elementor-element-f5e0e75 e-con-full e-flex e-con e-parent" data-id="f5e0e75" data-element_type="container"> <div class="elementor-element elementor-element-e3ad278 elementor-widget elementor-widget-theme-post-featured-image elementor-widget-image" data-id="e3ad278" data-element_type="widget" data-widget_type="theme-post-featured-image.default"> <div class="elementor-widget-container"> <a href="https://www.businessinsurance.com/brown-brown-buys-minnesota-agency/"> <img width="300" height="180" src="data:image/svg+xml,%3Csvg%20xmlns='http://www.w3.org/2000/svg'%20width='300'%20height='180'%20viewBox='0%200%20300%20180'%3E%3C/svg%3E" class="attachment-medium size-medium wp-image-781385 perfmatters-lazy" alt data-src="https://www.businessinsurance.com/wp-content/uploads/2024/09/MA4-300x180.jpg" data-srcset="https://www.businessinsurance.com/wp-content/uploads/2024/09/MA4-300x180.jpg 300w, https://www.businessinsurance.com/wp-content/uploads/2024/09/MA4-768x460.jpg 768w, https://www.businessinsurance.com/wp-content/uploads/2024/09/MA4.jpg 834w" data-sizes="(max-width: 300px) 100vw, 300px" /><noscript><img width="300" height="180" src="https://www.businessinsurance.com/wp-content/uploads/2024/09/MA4-300x180.jpg" class="attachment-medium size-medium wp-image-781385" alt="" srcset="https://www.businessinsurance.com/wp-content/uploads/2024/09/MA4-300x180.jpg 300w, https://www.businessinsurance.com/wp-content/uploads/2024/09/MA4-768x460.jpg 768w, https://www.businessinsurance.com/wp-content/uploads/2024/09/MA4.jpg 834w" sizes="(max-width: 300px) 100vw, 300px" loading="eager" /></noscript> </a> </div> </div> <div class="elementor-element elementor-element-425e806 e-flex e-con-boxed e-con e-child" data-id="425e806" data-element_type="container"> <div class="e-con-inner"> <div class="elementor-element elementor-element-ddcd2d7 elementor-widget elementor-widget-post-info" data-id="ddcd2d7" data-element_type="widget" data-widget_type="post-info.default"> <div class="elementor-widget-container"> <ul class="elementor-inline-items elementor-icon-list-items elementor-post-info"> <li class="elementor-icon-list-item elementor-repeater-item-38ed82f elementor-inline-item" itemprop="datePublished"> <span class="elementor-icon-list-text elementor-post-info__item elementor-post-info__item--type-date"> <time>October 3, 2024</time> </span> </li> </ul> </div> </div> <div class="elementor-element elementor-element-53f8566 elementor-widget elementor-widget-theme-post-title elementor-page-title elementor-widget-heading" data-id="53f8566" data-element_type="widget" data-widget_type="theme-post-title.default"> <div class="elementor-widget-container"> <h2 class="elementor-heading-title elementor-size-default"><a href="https://www.businessinsurance.com/brown-brown-buys-minnesota-agency/">Brown & Brown buys Minnesota agency</a></h2> </div> </div> <div class="elementor-element elementor-element-2c52a7c elementor-widget elementor-widget-theme-post-excerpt" data-id="2c52a7c" data-element_type="widget" data-widget_type="theme-post-excerpt.default"> <div class="elementor-widget-container"> Brown & Brown Inc. announced Thursday that it has acquired The Canopy Group, a Le Sueur, Minnesota-based agency.... </div> </div> </div> </div> </div> </div> <div data-elementor-type="loop-item" data-elementor-id="491154" class="elementor elementor-491154 e-loop-item e-loop-item-783722 post-783722 post type-post status-publish format-standard has-post-thumbnail hentry category-insurance-topics category-mergers-acquisitions category-risk-management company-assuredpartners topic-agents-brokers topic-mergers-acquisitions newsletter-business-insurance-international-emea newsletter-channel-alert-risk-management" data-elementor-post-type="elementor_library" data-custom-edit-handle="1"> <div class="elementor-element elementor-element-f5e0e75 e-con-full e-flex e-con e-parent" data-id="f5e0e75" data-element_type="container"> <div class="elementor-element elementor-element-e3ad278 elementor-widget elementor-widget-theme-post-featured-image elementor-widget-image" data-id="e3ad278" data-element_type="widget" data-widget_type="theme-post-featured-image.default"> <div class="elementor-widget-container"> <a href="https://www.businessinsurance.com/assuredpartners-buys-massachusetts-agency/"> <img width="300" height="180" src="data:image/svg+xml,%3Csvg%20xmlns='http://www.w3.org/2000/svg'%20width='300'%20height='180'%20viewBox='0%200%20300%20180'%3E%3C/svg%3E" class="attachment-medium size-medium wp-image-781289 perfmatters-lazy" alt data-src="https://www.businessinsurance.com/wp-content/uploads/2024/09/MA6-300x180.jpg" data-srcset="https://www.businessinsurance.com/wp-content/uploads/2024/09/MA6-300x180.jpg 300w, https://www.businessinsurance.com/wp-content/uploads/2024/09/MA6-768x460.jpg 768w, https://www.businessinsurance.com/wp-content/uploads/2024/09/MA6.jpg 834w" data-sizes="(max-width: 300px) 100vw, 300px" /><noscript><img width="300" height="180" src="https://www.businessinsurance.com/wp-content/uploads/2024/09/MA6-300x180.jpg" class="attachment-medium size-medium wp-image-781289" alt="" srcset="https://www.businessinsurance.com/wp-content/uploads/2024/09/MA6-300x180.jpg 300w, https://www.businessinsurance.com/wp-content/uploads/2024/09/MA6-768x460.jpg 768w, https://www.businessinsurance.com/wp-content/uploads/2024/09/MA6.jpg 834w" sizes="(max-width: 300px) 100vw, 300px" loading="eager" /></noscript> </a> </div> </div> <div class="elementor-element elementor-element-425e806 e-flex e-con-boxed e-con e-child" data-id="425e806" data-element_type="container"> <div class="e-con-inner"> <div class="elementor-element elementor-element-ddcd2d7 elementor-widget elementor-widget-post-info" data-id="ddcd2d7" data-element_type="widget" data-widget_type="post-info.default"> <div class="elementor-widget-container"> <ul class="elementor-inline-items elementor-icon-list-items elementor-post-info"> <li class="elementor-icon-list-item elementor-repeater-item-38ed82f elementor-inline-item" itemprop="datePublished"> <span class="elementor-icon-list-text elementor-post-info__item elementor-post-info__item--type-date"> <time>October 3, 2024</time> </span> </li> </ul> </div> </div> <div class="elementor-element elementor-element-53f8566 elementor-widget elementor-widget-theme-post-title elementor-page-title elementor-widget-heading" data-id="53f8566" data-element_type="widget" data-widget_type="theme-post-title.default"> <div class="elementor-widget-container"> <h2 class="elementor-heading-title elementor-size-default"><a href="https://www.businessinsurance.com/assuredpartners-buys-massachusetts-agency/">AssuredPartners buys Massachusetts agency</a></h2> </div> </div> <div class="elementor-element elementor-element-2c52a7c elementor-widget elementor-widget-theme-post-excerpt" data-id="2c52a7c" data-element_type="widget" data-widget_type="theme-post-excerpt.default"> <div class="elementor-widget-container"> AssuredPartners Inc. said Thursday it has acquired Halstead Insurance Agency of Fitchburg, Massachusetts.... </div> </div> </div> </div> </div> </div> <div data-elementor-type="loop-item" data-elementor-id="491154" class="elementor elementor-491154 e-loop-item e-loop-item-783698 post-783698 post type-post status-publish format-standard has-post-thumbnail hentry category-insurance-topics category-mergers-acquisitions category-risk-management company-arthur-j-gallagher-co topic-agents-brokers topic-mergers-acquisitions newsletter-channel-alert-risk-management newsletter-market-pulse" data-elementor-post-type="elementor_library" data-custom-edit-handle="1"> <div class="elementor-element elementor-element-f5e0e75 e-con-full e-flex e-con e-parent" data-id="f5e0e75" data-element_type="container"> <div class="elementor-element elementor-element-e3ad278 elementor-widget elementor-widget-theme-post-featured-image elementor-widget-image" data-id="e3ad278" data-element_type="widget" data-widget_type="theme-post-featured-image.default"> <div class="elementor-widget-container"> <a href="https://www.businessinsurance.com/gallagher-buys-risk-benefits-consultant/"> <img width="300" height="180" src="data:image/svg+xml,%3Csvg%20xmlns='http://www.w3.org/2000/svg'%20width='300'%20height='180'%20viewBox='0%200%20300%20180'%3E%3C/svg%3E" class="attachment-medium size-medium wp-image-781385 perfmatters-lazy" alt data-src="https://www.businessinsurance.com/wp-content/uploads/2024/09/MA4-300x180.jpg" data-srcset="https://www.businessinsurance.com/wp-content/uploads/2024/09/MA4-300x180.jpg 300w, https://www.businessinsurance.com/wp-content/uploads/2024/09/MA4-768x460.jpg 768w, https://www.businessinsurance.com/wp-content/uploads/2024/09/MA4.jpg 834w" data-sizes="(max-width: 300px) 100vw, 300px" /><noscript><img width="300" height="180" src="https://www.businessinsurance.com/wp-content/uploads/2024/09/MA4-300x180.jpg" class="attachment-medium size-medium wp-image-781385" alt="" srcset="https://www.businessinsurance.com/wp-content/uploads/2024/09/MA4-300x180.jpg 300w, https://www.businessinsurance.com/wp-content/uploads/2024/09/MA4-768x460.jpg 768w, https://www.businessinsurance.com/wp-content/uploads/2024/09/MA4.jpg 834w" sizes="(max-width: 300px) 100vw, 300px" loading="eager" /></noscript> </a> </div> </div> <div class="elementor-element elementor-element-425e806 e-flex e-con-boxed e-con e-child" data-id="425e806" data-element_type="container"> <div class="e-con-inner"> <div class="elementor-element elementor-element-ddcd2d7 elementor-widget elementor-widget-post-info" data-id="ddcd2d7" data-element_type="widget" data-widget_type="post-info.default"> <div class="elementor-widget-container"> <ul class="elementor-inline-items elementor-icon-list-items elementor-post-info"> <li class="elementor-icon-list-item elementor-repeater-item-38ed82f elementor-inline-item" itemprop="datePublished"> <span class="elementor-icon-list-text elementor-post-info__item elementor-post-info__item--type-date"> <time>October 2, 2024</time> </span> </li> </ul> </div> </div> <div class="elementor-element elementor-element-53f8566 elementor-widget elementor-widget-theme-post-title elementor-page-title elementor-widget-heading" data-id="53f8566" data-element_type="widget" data-widget_type="theme-post-title.default"> <div class="elementor-widget-container"> <h2 class="elementor-heading-title elementor-size-default"><a href="https://www.businessinsurance.com/gallagher-buys-risk-benefits-consultant/">Gallagher buys risk, benefits consultant</a></h2> </div> </div> <div class="elementor-element elementor-element-2c52a7c elementor-widget elementor-widget-theme-post-excerpt" data-id="2c52a7c" data-element_type="widget" data-widget_type="theme-post-excerpt.default"> <div class="elementor-widget-container"> Arthur J. Gallagher & Co. announced Wednesday that it has bought RIBV Holdings LLC, a risk and benefits management consultant... </div> </div> </div> </div> </div> </div> <div data-elementor-type="loop-item" data-elementor-id="491154" class="elementor elementor-491154 e-loop-item e-loop-item-783692 post-783692 post type-post status-publish format-standard has-post-thumbnail hentry category-insurance-topics category-mergers-acquisitions category-risk-management topic-agents-brokers topic-mergers-acquisitions" data-elementor-post-type="elementor_library" data-custom-edit-handle="1"> <div class="elementor-element elementor-element-f5e0e75 e-con-full e-flex e-con e-parent" data-id="f5e0e75" data-element_type="container"> <div class="elementor-element elementor-element-e3ad278 elementor-widget elementor-widget-theme-post-featured-image elementor-widget-image" data-id="e3ad278" data-element_type="widget" data-widget_type="theme-post-featured-image.default"> <div class="elementor-widget-container"> <a href="https://www.businessinsurance.com/ryan-specialty-acquires-assets-of-everest-mgu/"> <img width="300" height="180" src="data:image/svg+xml,%3Csvg%20xmlns='http://www.w3.org/2000/svg'%20width='300'%20height='180'%20viewBox='0%200%20300%20180'%3E%3C/svg%3E" class="attachment-medium size-medium wp-image-491290 perfmatters-lazy" alt="M&A" data-src="https://www.businessinsurance.com/wp-content/uploads/2023/04/MA-art-300x180.jpg" data-srcset="https://www.businessinsurance.com/wp-content/uploads/2023/04/MA-art-300x180.jpg 300w, https://www.businessinsurance.com/wp-content/uploads/2023/04/MA-art-768x460.jpg 768w, https://www.businessinsurance.com/wp-content/uploads/2023/04/MA-art.jpg 834w" data-sizes="(max-width: 300px) 100vw, 300px" /><noscript><img width="300" height="180" src="https://www.businessinsurance.com/wp-content/uploads/2023/04/MA-art-300x180.jpg" class="attachment-medium size-medium wp-image-491290" alt="M&A" srcset="https://www.businessinsurance.com/wp-content/uploads/2023/04/MA-art-300x180.jpg 300w, https://www.businessinsurance.com/wp-content/uploads/2023/04/MA-art-768x460.jpg 768w, https://www.businessinsurance.com/wp-content/uploads/2023/04/MA-art.jpg 834w" sizes="(max-width: 300px) 100vw, 300px" loading="eager" /></noscript> </a> </div> </div> <div class="elementor-element elementor-element-425e806 e-flex e-con-boxed e-con e-child" data-id="425e806" data-element_type="container"> <div class="e-con-inner"> <div class="elementor-element elementor-element-ddcd2d7 elementor-widget elementor-widget-post-info" data-id="ddcd2d7" data-element_type="widget" data-widget_type="post-info.default"> <div class="elementor-widget-container"> <ul class="elementor-inline-items elementor-icon-list-items elementor-post-info"> <li class="elementor-icon-list-item elementor-repeater-item-38ed82f elementor-inline-item" itemprop="datePublished"> <span class="elementor-icon-list-text elementor-post-info__item elementor-post-info__item--type-date"> <time>October 2, 2024</time> </span> </li> </ul> </div> </div> <div class="elementor-element elementor-element-53f8566 elementor-widget elementor-widget-theme-post-title elementor-page-title elementor-widget-heading" data-id="53f8566" data-element_type="widget" data-widget_type="theme-post-title.default"> <div class="elementor-widget-container"> <h2 class="elementor-heading-title elementor-size-default"><a href="https://www.businessinsurance.com/ryan-specialty-acquires-assets-of-everest-mgu/">Ryan Specialty acquires assets of Everest MGU</a></h2> </div> </div> <div class="elementor-element elementor-element-2c52a7c elementor-widget elementor-widget-theme-post-excerpt" data-id="2c52a7c" data-element_type="widget" data-widget_type="theme-post-excerpt.default"> <div class="elementor-widget-container"> Chicago-based specialty insurance brokerage Ryan Specialty Holdings Inc. announced Wednesday it acquired the assets of sports, leisure and entertainment managing... </div> </div> </div> </div> </div> </div> <div data-elementor-type="loop-item" data-elementor-id="491154" class="elementor elementor-491154 e-loop-item e-loop-item-783381 post-783381 post type-post status-publish format-standard has-post-thumbnail hentry category-insurance-topics category-mergers-acquisitions category-risk-management company-marsh-mclennan topic-agents-brokers topic-mergers-acquisitions" data-elementor-post-type="elementor_library" data-custom-edit-handle="1"> <div class="elementor-element elementor-element-f5e0e75 e-con-full e-flex e-con e-parent" data-id="f5e0e75" data-element_type="container"> <div class="elementor-element elementor-element-e3ad278 elementor-widget elementor-widget-theme-post-featured-image elementor-widget-image" data-id="e3ad278" data-element_type="widget" data-widget_type="theme-post-featured-image.default"> <div class="elementor-widget-container"> <a href="https://www.businessinsurance.com/marsh-mclennan-strikes-7-75-billion-deal-for-mcgriff-insurance-services/"> <img width="300" height="180" src="data:image/svg+xml,%3Csvg%20xmlns='http://www.w3.org/2000/svg'%20width='300'%20height='180'%20viewBox='0%200%20300%20180'%3E%3C/svg%3E" class="attachment-medium size-medium wp-image-783382 perfmatters-lazy" alt data-src="https://www.businessinsurance.com/wp-content/uploads/2024/09/MA-big-300x180.jpg" data-srcset="https://www.businessinsurance.com/wp-content/uploads/2024/09/MA-big-300x180.jpg 300w, https://www.businessinsurance.com/wp-content/uploads/2024/09/MA-big-768x460.jpg 768w, https://www.businessinsurance.com/wp-content/uploads/2024/09/MA-big.jpg 834w" data-sizes="(max-width: 300px) 100vw, 300px" /><noscript><img width="300" height="180" src="https://www.businessinsurance.com/wp-content/uploads/2024/09/MA-big-300x180.jpg" class="attachment-medium size-medium wp-image-783382" alt="" srcset="https://www.businessinsurance.com/wp-content/uploads/2024/09/MA-big-300x180.jpg 300w, https://www.businessinsurance.com/wp-content/uploads/2024/09/MA-big-768x460.jpg 768w, https://www.businessinsurance.com/wp-content/uploads/2024/09/MA-big.jpg 834w" sizes="(max-width: 300px) 100vw, 300px" loading="eager" /></noscript> </a> </div> </div> <div class="elementor-element elementor-element-425e806 e-flex e-con-boxed e-con e-child" data-id="425e806" data-element_type="container"> <div class="e-con-inner"> <div class="elementor-element elementor-element-ddcd2d7 elementor-widget elementor-widget-post-info" data-id="ddcd2d7" data-element_type="widget" data-widget_type="post-info.default"> <div class="elementor-widget-container"> <ul class="elementor-inline-items elementor-icon-list-items elementor-post-info"> <li class="elementor-icon-list-item elementor-repeater-item-38ed82f elementor-inline-item" itemprop="datePublished"> <span class="elementor-icon-list-text elementor-post-info__item elementor-post-info__item--type-date"> <time>September 30, 2024</time> </span> </li> </ul> </div> </div> <div class="elementor-element elementor-element-53f8566 elementor-widget elementor-widget-theme-post-title elementor-page-title elementor-widget-heading" data-id="53f8566" data-element_type="widget" data-widget_type="theme-post-title.default"> <div class="elementor-widget-container"> <h2 class="elementor-heading-title elementor-size-default"><a href="https://www.businessinsurance.com/marsh-mclennan-strikes-7-75-billion-deal-for-mcgriff-insurance-services/">Marsh McLennan strikes $7.75 billion deal for McGriff Insurance Services</a></h2> </div> </div> <div class="elementor-element elementor-element-2c52a7c elementor-widget elementor-widget-theme-post-excerpt" data-id="2c52a7c" data-element_type="widget" data-widget_type="theme-post-excerpt.default"> <div class="elementor-widget-container"> Marsh & McLennan Cos. Inc. said on Monday it has agreed to buy smaller rival McGriff Insurance Services for $7.75... </div> </div> </div> </div> </div> </div> <div data-elementor-type="loop-item" data-elementor-id="491154" class="elementor elementor-491154 e-loop-item e-loop-item-782342 post-782342 post type-post status-publish format-standard has-post-thumbnail hentry category-insurance-topics category-mergers-acquisitions category-risk-management topic-agents-brokers topic-mergers-acquisitions newsletter-channel-alert-risk-management newsletter-market-pulse" data-elementor-post-type="elementor_library" data-custom-edit-handle="1"> <div class="elementor-element elementor-element-f5e0e75 e-con-full e-flex e-con e-parent" data-id="f5e0e75" data-element_type="container"> <div class="elementor-element elementor-element-e3ad278 elementor-widget elementor-widget-theme-post-featured-image elementor-widget-image" data-id="e3ad278" data-element_type="widget" data-widget_type="theme-post-featured-image.default"> <div class="elementor-widget-container"> <a href="https://www.businessinsurance.com/recently-formed-agency-groups-to-merge/"> <img width="300" height="180" src="data:image/svg+xml,%3Csvg%20xmlns='http://www.w3.org/2000/svg'%20width='300'%20height='180'%20viewBox='0%200%20300%20180'%3E%3C/svg%3E" class="attachment-medium size-medium wp-image-781289 perfmatters-lazy" alt data-src="https://www.businessinsurance.com/wp-content/uploads/2024/09/MA6-300x180.jpg" data-srcset="https://www.businessinsurance.com/wp-content/uploads/2024/09/MA6-300x180.jpg 300w, https://www.businessinsurance.com/wp-content/uploads/2024/09/MA6-768x460.jpg 768w, https://www.businessinsurance.com/wp-content/uploads/2024/09/MA6.jpg 834w" data-sizes="(max-width: 300px) 100vw, 300px" /><noscript><img width="300" height="180" src="https://www.businessinsurance.com/wp-content/uploads/2024/09/MA6-300x180.jpg" class="attachment-medium size-medium wp-image-781289" alt="" srcset="https://www.businessinsurance.com/wp-content/uploads/2024/09/MA6-300x180.jpg 300w, https://www.businessinsurance.com/wp-content/uploads/2024/09/MA6-768x460.jpg 768w, https://www.businessinsurance.com/wp-content/uploads/2024/09/MA6.jpg 834w" sizes="(max-width: 300px) 100vw, 300px" loading="eager" /></noscript> </a> </div> </div> <div class="elementor-element elementor-element-425e806 e-flex e-con-boxed e-con e-child" data-id="425e806" data-element_type="container"> <div class="e-con-inner"> <div class="elementor-element elementor-element-ddcd2d7 elementor-widget elementor-widget-post-info" data-id="ddcd2d7" data-element_type="widget" data-widget_type="post-info.default"> <div class="elementor-widget-container"> <ul class="elementor-inline-items elementor-icon-list-items elementor-post-info"> <li class="elementor-icon-list-item elementor-repeater-item-38ed82f elementor-inline-item" itemprop="datePublished"> <span class="elementor-icon-list-text elementor-post-info__item elementor-post-info__item--type-date"> <time>September 17, 2024</time> </span> </li> </ul> </div> </div> <div class="elementor-element elementor-element-53f8566 elementor-widget elementor-widget-theme-post-title elementor-page-title elementor-widget-heading" data-id="53f8566" data-element_type="widget" data-widget_type="theme-post-title.default"> <div class="elementor-widget-container"> <h2 class="elementor-heading-title elementor-size-default"><a href="https://www.businessinsurance.com/recently-formed-agency-groups-to-merge/">Recently formed agency groups to merge</a></h2> </div> </div> <div class="elementor-element elementor-element-2c52a7c elementor-widget elementor-widget-theme-post-excerpt" data-id="2c52a7c" data-element_type="widget" data-widget_type="theme-post-excerpt.default"> <div class="elementor-widget-container"> Afore Insurance Services LLC said Culpeper Insurance Partners LLC had made a “significant” investment in the company and the two... </div> </div> </div> </div> </div> </div> <div data-elementor-type="loop-item" data-elementor-id="491154" class="elementor elementor-491154 e-loop-item e-loop-item-782107 post-782107 post type-post status-publish format-standard has-post-thumbnail hentry category-insurance-topics category-mergers-acquisitions category-risk-management topic-agents-brokers topic-construction topic-energy topic-mergers-acquisitions newsletter-channel-alert-risk-management newsletter-daily-briefing newsletter-market-pulse" data-elementor-post-type="elementor_library" data-custom-edit-handle="1"> <div class="elementor-element elementor-element-f5e0e75 e-con-full e-flex e-con e-parent" data-id="f5e0e75" data-element_type="container"> <div class="elementor-element elementor-element-e3ad278 elementor-widget elementor-widget-theme-post-featured-image elementor-widget-image" data-id="e3ad278" data-element_type="widget" data-widget_type="theme-post-featured-image.default"> <div class="elementor-widget-container"> <a href="https://www.businessinsurance.com/patriot-growth-buys-texas-agency/"> <img width="300" height="180" src="data:image/svg+xml,%3Csvg%20xmlns='http://www.w3.org/2000/svg'%20width='300'%20height='180'%20viewBox='0%200%20300%20180'%3E%3C/svg%3E" class="attachment-medium size-medium wp-image-781289 perfmatters-lazy" alt data-src="https://www.businessinsurance.com/wp-content/uploads/2024/09/MA6-300x180.jpg" data-srcset="https://www.businessinsurance.com/wp-content/uploads/2024/09/MA6-300x180.jpg 300w, https://www.businessinsurance.com/wp-content/uploads/2024/09/MA6-768x460.jpg 768w, https://www.businessinsurance.com/wp-content/uploads/2024/09/MA6.jpg 834w" data-sizes="(max-width: 300px) 100vw, 300px" /><noscript><img width="300" height="180" src="https://www.businessinsurance.com/wp-content/uploads/2024/09/MA6-300x180.jpg" class="attachment-medium size-medium wp-image-781289" alt="" srcset="https://www.businessinsurance.com/wp-content/uploads/2024/09/MA6-300x180.jpg 300w, https://www.businessinsurance.com/wp-content/uploads/2024/09/MA6-768x460.jpg 768w, https://www.businessinsurance.com/wp-content/uploads/2024/09/MA6.jpg 834w" sizes="(max-width: 300px) 100vw, 300px" loading="eager" /></noscript> </a> </div> </div> <div class="elementor-element elementor-element-425e806 e-flex e-con-boxed e-con e-child" data-id="425e806" data-element_type="container"> <div class="e-con-inner"> <div class="elementor-element elementor-element-ddcd2d7 elementor-widget elementor-widget-post-info" data-id="ddcd2d7" data-element_type="widget" data-widget_type="post-info.default"> <div class="elementor-widget-container"> <ul class="elementor-inline-items elementor-icon-list-items elementor-post-info"> <li class="elementor-icon-list-item elementor-repeater-item-38ed82f elementor-inline-item" itemprop="datePublished"> <span class="elementor-icon-list-text elementor-post-info__item elementor-post-info__item--type-date"> <time>September 12, 2024</time> </span> </li> </ul> </div> </div> <div class="elementor-element elementor-element-53f8566 elementor-widget elementor-widget-theme-post-title elementor-page-title elementor-widget-heading" data-id="53f8566" data-element_type="widget" data-widget_type="theme-post-title.default"> <div class="elementor-widget-container"> <h2 class="elementor-heading-title elementor-size-default"><a href="https://www.businessinsurance.com/patriot-growth-buys-texas-agency/">Patriot Growth buys Texas agency</a></h2> </div> </div> <div class="elementor-element elementor-element-2c52a7c elementor-widget elementor-widget-theme-post-excerpt" data-id="2c52a7c" data-element_type="widget" data-widget_type="theme-post-excerpt.default"> <div class="elementor-widget-container"> Patriot Growth Insurance Services LLC said Thursday it has acquired Prospera Risk Advisors, a newly formed Texas-based property/casualty agency with... </div> </div> </div> </div> </div> </div> <div data-elementor-type="loop-item" data-elementor-id="491154" class="elementor elementor-491154 e-loop-item e-loop-item-781372 post-781372 post type-post status-publish format-standard has-post-thumbnail hentry category-insurance-topics category-mergers-acquisitions category-risk-management topic-agents-brokers topic-mergers-acquisitions topic-p-c-insurers newsletter-channel-alert-risk-management newsletter-daily-briefing newsletter-market-pulse" data-elementor-post-type="elementor_library" data-custom-edit-handle="1"> <div class="elementor-element elementor-element-f5e0e75 e-con-full e-flex e-con e-parent" data-id="f5e0e75" data-element_type="container"> <div class="elementor-element elementor-element-e3ad278 elementor-widget elementor-widget-theme-post-featured-image elementor-widget-image" data-id="e3ad278" data-element_type="widget" data-widget_type="theme-post-featured-image.default"> <div class="elementor-widget-container"> <a href="https://www.businessinsurance.com/global-insurance-sector-mas-fall-sharply-in-h1-report/"> <img width="300" height="180" src="data:image/svg+xml,%3Csvg%20xmlns='http://www.w3.org/2000/svg'%20width='300'%20height='180'%20viewBox='0%200%20300%20180'%3E%3C/svg%3E" class="attachment-medium size-medium wp-image-781385 perfmatters-lazy" alt data-src="https://www.businessinsurance.com/wp-content/uploads/2024/09/MA4-300x180.jpg" data-srcset="https://www.businessinsurance.com/wp-content/uploads/2024/09/MA4-300x180.jpg 300w, https://www.businessinsurance.com/wp-content/uploads/2024/09/MA4-768x460.jpg 768w, https://www.businessinsurance.com/wp-content/uploads/2024/09/MA4.jpg 834w" data-sizes="(max-width: 300px) 100vw, 300px" /><noscript><img width="300" height="180" src="https://www.businessinsurance.com/wp-content/uploads/2024/09/MA4-300x180.jpg" class="attachment-medium size-medium wp-image-781385" alt="" srcset="https://www.businessinsurance.com/wp-content/uploads/2024/09/MA4-300x180.jpg 300w, https://www.businessinsurance.com/wp-content/uploads/2024/09/MA4-768x460.jpg 768w, https://www.businessinsurance.com/wp-content/uploads/2024/09/MA4.jpg 834w" sizes="(max-width: 300px) 100vw, 300px" loading="eager" /></noscript> </a> </div> </div> <div class="elementor-element elementor-element-425e806 e-flex e-con-boxed e-con e-child" data-id="425e806" data-element_type="container"> <div class="e-con-inner"> <div class="elementor-element elementor-element-ddcd2d7 elementor-widget elementor-widget-post-info" data-id="ddcd2d7" data-element_type="widget" data-widget_type="post-info.default"> <div class="elementor-widget-container"> <ul class="elementor-inline-items elementor-icon-list-items elementor-post-info"> <li class="elementor-icon-list-item elementor-repeater-item-38ed82f elementor-inline-item" itemprop="datePublished"> <span class="elementor-icon-list-text elementor-post-info__item elementor-post-info__item--type-date"> <time>September 5, 2024</time> </span> </li> </ul> </div> </div> <div class="elementor-element elementor-element-53f8566 elementor-widget elementor-widget-theme-post-title elementor-page-title elementor-widget-heading" data-id="53f8566" data-element_type="widget" data-widget_type="theme-post-title.default"> <div class="elementor-widget-container"> <h2 class="elementor-heading-title elementor-size-default"><a href="https://www.businessinsurance.com/global-insurance-sector-mas-fall-sharply-in-h1-report/">Global insurance sector M&As fall sharply in H1: Report</a></h2> </div> </div> <div class="elementor-element elementor-element-2c52a7c elementor-widget elementor-widget-theme-post-excerpt" data-id="2c52a7c" data-element_type="widget" data-widget_type="theme-post-excerpt.default"> <div class="elementor-widget-container"> Mergers and acquisitions in the global insurance sector continued to decline in the first half, with 103 deals, compared with... </div> </div> </div> </div> </div> </div> <div data-elementor-type="loop-item" data-elementor-id="491154" class="elementor elementor-491154 e-loop-item e-loop-item-781286 post-781286 post type-post status-publish format-standard has-post-thumbnail hentry category-insurance-topics category-mergers-acquisitions category-risk-management topic-agents-brokers topic-mergers-acquisitions newsletter-channel-alert-risk-management newsletter-daily-briefing newsletter-market-pulse" data-elementor-post-type="elementor_library" data-custom-edit-handle="1"> <div class="elementor-element elementor-element-f5e0e75 e-con-full e-flex e-con e-parent" data-id="f5e0e75" data-element_type="container"> <div class="elementor-element elementor-element-e3ad278 elementor-widget elementor-widget-theme-post-featured-image elementor-widget-image" data-id="e3ad278" data-element_type="widget" data-widget_type="theme-post-featured-image.default"> <div class="elementor-widget-container"> <a href="https://www.businessinsurance.com/bishop-street-underwriters-buys-michigan-based-mga/"> <img width="300" height="180" src="data:image/svg+xml,%3Csvg%20xmlns='http://www.w3.org/2000/svg'%20width='300'%20height='180'%20viewBox='0%200%20300%20180'%3E%3C/svg%3E" class="attachment-medium size-medium wp-image-781289 perfmatters-lazy" alt data-src="https://www.businessinsurance.com/wp-content/uploads/2024/09/MA6-300x180.jpg" data-srcset="https://www.businessinsurance.com/wp-content/uploads/2024/09/MA6-300x180.jpg 300w, https://www.businessinsurance.com/wp-content/uploads/2024/09/MA6-768x460.jpg 768w, https://www.businessinsurance.com/wp-content/uploads/2024/09/MA6.jpg 834w" data-sizes="(max-width: 300px) 100vw, 300px" /><noscript><img width="300" height="180" src="https://www.businessinsurance.com/wp-content/uploads/2024/09/MA6-300x180.jpg" class="attachment-medium size-medium wp-image-781289" alt="" srcset="https://www.businessinsurance.com/wp-content/uploads/2024/09/MA6-300x180.jpg 300w, https://www.businessinsurance.com/wp-content/uploads/2024/09/MA6-768x460.jpg 768w, https://www.businessinsurance.com/wp-content/uploads/2024/09/MA6.jpg 834w" sizes="(max-width: 300px) 100vw, 300px" loading="eager" /></noscript> </a> </div> </div> <div class="elementor-element elementor-element-425e806 e-flex e-con-boxed e-con e-child" data-id="425e806" data-element_type="container"> <div class="e-con-inner"> <div class="elementor-element elementor-element-ddcd2d7 elementor-widget elementor-widget-post-info" data-id="ddcd2d7" data-element_type="widget" data-widget_type="post-info.default"> <div class="elementor-widget-container"> <ul class="elementor-inline-items elementor-icon-list-items elementor-post-info"> <li class="elementor-icon-list-item elementor-repeater-item-38ed82f elementor-inline-item" itemprop="datePublished"> <span class="elementor-icon-list-text elementor-post-info__item elementor-post-info__item--type-date"> <time>September 5, 2024</time> </span> </li> </ul> </div> </div> <div class="elementor-element elementor-element-53f8566 elementor-widget elementor-widget-theme-post-title elementor-page-title elementor-widget-heading" data-id="53f8566" data-element_type="widget" data-widget_type="theme-post-title.default"> <div class="elementor-widget-container"> <h2 class="elementor-heading-title elementor-size-default"><a href="https://www.businessinsurance.com/bishop-street-underwriters-buys-michigan-based-mga/">Bishop Street Underwriters buys Michigan-based MGA</a></h2> </div> </div> <div class="elementor-element elementor-element-2c52a7c elementor-widget elementor-widget-theme-post-excerpt" data-id="2c52a7c" data-element_type="widget" data-widget_type="theme-post-excerpt.default"> <div class="elementor-widget-container"> Bishop Street Underwriters, a managing general agent platform backed by New York-based private-equity firm RedBird Capital Partners Management LLC, said... </div> </div> </div> </div> </div> </div> </div> </div> </div> <div class="elementor-element elementor-element-e0a9fe0 elementor-grid-1 elementor-grid-tablet-2 elementor-grid-mobile-1 elementor-widget elementor-widget-loop-grid" data-id="e0a9fe0" data-element_type="widget" data-settings="{"template_id":491154,"columns":1,"pagination_type":"numbers","_skin":"post","columns_tablet":"2","columns_mobile":"1","edit_handle_selector":"[data-elementor-type=\"loop-item\"]","pagination_load_type":"page_reload","row_gap":{"unit":"px","size":"","sizes":[]},"row_gap_tablet_extra":{"unit":"px","size":"","sizes":[]},"row_gap_tablet":{"unit":"px","size":"","sizes":[]},"row_gap_mobile":{"unit":"px","size":"","sizes":[]}}" data-widget_type="loop-grid.post"> <div class="elementor-widget-container"> <div class="elementor-loop-container elementor-grid"> <div data-elementor-type="loop-item" data-elementor-id="491154" class="elementor elementor-491154 e-loop-item e-loop-item-787371 post-787371 post type-post status-publish format-standard has-post-thumbnail hentry category-insurance-topics category-mergers-acquisitions category-risk-management topic-agents-brokers topic-mergers-acquisitions newsletter-channel-alert-risk-management newsletter-daily-briefing newsletter-market-pulse" data-elementor-post-type="elementor_library" data-custom-edit-handle="1"> <div class="elementor-element elementor-element-f5e0e75 e-con-full e-flex e-con e-parent" data-id="f5e0e75" data-element_type="container"> <div class="elementor-element elementor-element-e3ad278 elementor-widget elementor-widget-theme-post-featured-image elementor-widget-image" data-id="e3ad278" data-element_type="widget" data-widget_type="theme-post-featured-image.default"> <div class="elementor-widget-container"> <a href="https://www.businessinsurance.com/world-insurance-buys-bank-owned-brokerage/"> <img width="300" height="180" src="https://www.businessinsurance.com/wp-content/uploads/2024/11/buy-acqusition-MA-300x180.jpg" class="attachment-medium size-medium wp-image-787372" alt="World Insurance buy" srcset="https://www.businessinsurance.com/wp-content/uploads/2024/11/buy-acqusition-MA-300x180.jpg 300w, https://www.businessinsurance.com/wp-content/uploads/2024/11/buy-acqusition-MA-768x460.jpg 768w, https://www.businessinsurance.com/wp-content/uploads/2024/11/buy-acqusition-MA.jpg 834w" sizes="(max-width: 300px) 100vw, 300px" loading="eager" /> </a> </div> </div> <div class="elementor-element elementor-element-425e806 e-flex e-con-boxed e-con e-child" data-id="425e806" data-element_type="container"> <div class="e-con-inner"> <div class="elementor-element elementor-element-ddcd2d7 elementor-widget elementor-widget-post-info" data-id="ddcd2d7" data-element_type="widget" data-widget_type="post-info.default"> <div class="elementor-widget-container"> <ul class="elementor-inline-items elementor-icon-list-items elementor-post-info"> <li class="elementor-icon-list-item elementor-repeater-item-38ed82f elementor-inline-item" itemprop="datePublished"> <span class="elementor-icon-list-text elementor-post-info__item elementor-post-info__item--type-date"> <time>November 22, 2024</time> </span> </li> </ul> </div> </div> <div class="elementor-element elementor-element-53f8566 elementor-widget elementor-widget-theme-post-title elementor-page-title elementor-widget-heading" data-id="53f8566" data-element_type="widget" data-widget_type="theme-post-title.default"> <div class="elementor-widget-container"> <h2 class="elementor-heading-title elementor-size-default"><a href="https://www.businessinsurance.com/world-insurance-buys-bank-owned-brokerage/">World Insurance buys bank-owned brokerage</a></h2> </div> </div> <div class="elementor-element elementor-element-2c52a7c elementor-widget elementor-widget-theme-post-excerpt" data-id="2c52a7c" data-element_type="widget" data-widget_type="theme-post-excerpt.default"> <div class="elementor-widget-container"> World Insurance Associates LLC said Thursday it has acquired First International Insurance, a division of Watford City, North Dakota-based First... </div> </div> </div> </div> </div> </div> <div data-elementor-type="loop-item" data-elementor-id="491154" class="elementor elementor-491154 e-loop-item e-loop-item-787365 post-787365 post type-post status-publish format-standard has-post-thumbnail hentry category-insurance-topics category-mergers-acquisitions category-risk-management tag-featured-top-story topic-agents-brokers topic-mergers-acquisitions newsletter-channel-alert-risk-management newsletter-daily-briefing newsletter-market-pulse" data-elementor-post-type="elementor_library" data-custom-edit-handle="1"> <div class="elementor-element elementor-element-f5e0e75 e-con-full e-flex e-con e-parent" data-id="f5e0e75" data-element_type="container"> <div class="elementor-element elementor-element-e3ad278 elementor-widget elementor-widget-theme-post-featured-image elementor-widget-image" data-id="e3ad278" data-element_type="widget" data-widget_type="theme-post-featured-image.default"> <div class="elementor-widget-container"> <a href="https://www.businessinsurance.com/higginbotham-buys-alabama-agency-2/"> <img width="300" height="180" src="data:image/svg+xml,%3Csvg%20xmlns='http://www.w3.org/2000/svg'%20width='300'%20height='180'%20viewBox='0%200%20300%20180'%3E%3C/svg%3E" class="attachment-medium size-medium wp-image-787366 perfmatters-lazy" alt="Fitts Agency" data-src="https://www.businessinsurance.com/wp-content/uploads/2024/11/Fitts-photo-300x180.jpg" data-srcset="https://www.businessinsurance.com/wp-content/uploads/2024/11/Fitts-photo-300x180.jpg 300w, https://www.businessinsurance.com/wp-content/uploads/2024/11/Fitts-photo-768x460.jpg 768w, https://www.businessinsurance.com/wp-content/uploads/2024/11/Fitts-photo.jpg 834w" data-sizes="(max-width: 300px) 100vw, 300px" /><noscript><img width="300" height="180" src="https://www.businessinsurance.com/wp-content/uploads/2024/11/Fitts-photo-300x180.jpg" class="attachment-medium size-medium wp-image-787366" alt="Fitts Agency" srcset="https://www.businessinsurance.com/wp-content/uploads/2024/11/Fitts-photo-300x180.jpg 300w, https://www.businessinsurance.com/wp-content/uploads/2024/11/Fitts-photo-768x460.jpg 768w, https://www.businessinsurance.com/wp-content/uploads/2024/11/Fitts-photo.jpg 834w" sizes="(max-width: 300px) 100vw, 300px" loading="eager" /></noscript> </a> </div> </div> <div class="elementor-element elementor-element-425e806 e-flex e-con-boxed e-con e-child" data-id="425e806" data-element_type="container"> <div class="e-con-inner"> <div class="elementor-element elementor-element-ddcd2d7 elementor-widget elementor-widget-post-info" data-id="ddcd2d7" data-element_type="widget" data-widget_type="post-info.default"> <div class="elementor-widget-container"> <ul class="elementor-inline-items elementor-icon-list-items elementor-post-info"> <li class="elementor-icon-list-item elementor-repeater-item-38ed82f elementor-inline-item" itemprop="datePublished"> <span class="elementor-icon-list-text elementor-post-info__item elementor-post-info__item--type-date"> <time>November 22, 2024</time> </span> </li> </ul> </div> </div> <div class="elementor-element elementor-element-53f8566 elementor-widget elementor-widget-theme-post-title elementor-page-title elementor-widget-heading" data-id="53f8566" data-element_type="widget" data-widget_type="theme-post-title.default"> <div class="elementor-widget-container"> <h2 class="elementor-heading-title elementor-size-default"><a href="https://www.businessinsurance.com/higginbotham-buys-alabama-agency-2/">Higginbotham buys Alabama agency</a></h2> </div> </div> <div class="elementor-element elementor-element-2c52a7c elementor-widget elementor-widget-theme-post-excerpt" data-id="2c52a7c" data-element_type="widget" data-widget_type="theme-post-excerpt.default"> <div class="elementor-widget-container"> Higginbotham said Thursday it has acquired Fitts Agency Inc., a Tuscaloosa, Alabama-based insurance agency.... </div> </div> </div> </div> </div> </div> <div data-elementor-type="loop-item" data-elementor-id="491154" class="elementor elementor-491154 e-loop-item e-loop-item-786874 post-786874 post type-post status-publish format-standard has-post-thumbnail hentry category-insurance-topics category-mergers-acquisitions category-risk-management topic-mergers-acquisitions topic-p-c-insurers topic-reinsurance newsletter-channel-alert-risk-management newsletter-market-pulse" data-elementor-post-type="elementor_library" data-custom-edit-handle="1"> <div class="elementor-element elementor-element-f5e0e75 e-con-full e-flex e-con e-parent" data-id="f5e0e75" data-element_type="container"> <div class="elementor-element elementor-element-e3ad278 elementor-widget elementor-widget-theme-post-featured-image elementor-widget-image" data-id="e3ad278" data-element_type="widget" data-widget_type="theme-post-featured-image.default"> <div class="elementor-widget-container"> <a href="https://www.businessinsurance.com/one80-buys-reinsurance-mgu-waypoint/"> <img width="300" height="180" src="data:image/svg+xml,%3Csvg%20xmlns='http://www.w3.org/2000/svg'%20width='300'%20height='180'%20viewBox='0%200%20300%20180'%3E%3C/svg%3E" class="attachment-medium size-medium wp-image-786033 perfmatters-lazy" alt="M&A Gallagher" data-src="https://www.businessinsurance.com/wp-content/uploads/2024/11/MA-again-here-300x180.jpg" data-srcset="https://www.businessinsurance.com/wp-content/uploads/2024/11/MA-again-here-300x180.jpg 300w, https://www.businessinsurance.com/wp-content/uploads/2024/11/MA-again-here-768x460.jpg 768w, https://www.businessinsurance.com/wp-content/uploads/2024/11/MA-again-here.jpg 834w" data-sizes="(max-width: 300px) 100vw, 300px" /><noscript><img width="300" height="180" src="https://www.businessinsurance.com/wp-content/uploads/2024/11/MA-again-here-300x180.jpg" class="attachment-medium size-medium wp-image-786033" alt="M&A Gallagher" srcset="https://www.businessinsurance.com/wp-content/uploads/2024/11/MA-again-here-300x180.jpg 300w, https://www.businessinsurance.com/wp-content/uploads/2024/11/MA-again-here-768x460.jpg 768w, https://www.businessinsurance.com/wp-content/uploads/2024/11/MA-again-here.jpg 834w" sizes="(max-width: 300px) 100vw, 300px" loading="eager" /></noscript> </a> </div> </div> <div class="elementor-element elementor-element-425e806 e-flex e-con-boxed e-con e-child" data-id="425e806" data-element_type="container"> <div class="e-con-inner"> <div class="elementor-element elementor-element-ddcd2d7 elementor-widget elementor-widget-post-info" data-id="ddcd2d7" data-element_type="widget" data-widget_type="post-info.default"> <div class="elementor-widget-container"> <ul class="elementor-inline-items elementor-icon-list-items elementor-post-info"> <li class="elementor-icon-list-item elementor-repeater-item-38ed82f elementor-inline-item" itemprop="datePublished"> <span class="elementor-icon-list-text elementor-post-info__item elementor-post-info__item--type-date"> <time>November 19, 2024</time> </span> </li> </ul> </div> </div> <div class="elementor-element elementor-element-53f8566 elementor-widget elementor-widget-theme-post-title elementor-page-title elementor-widget-heading" data-id="53f8566" data-element_type="widget" data-widget_type="theme-post-title.default"> <div class="elementor-widget-container"> <h2 class="elementor-heading-title elementor-size-default"><a href="https://www.businessinsurance.com/one80-buys-reinsurance-mgu-waypoint/">One80 buys reinsurance MGU Waypoint</a></h2> </div> </div> <div class="elementor-element elementor-element-2c52a7c elementor-widget elementor-widget-theme-post-excerpt" data-id="2c52a7c" data-element_type="widget" data-widget_type="theme-post-excerpt.default"> <div class="elementor-widget-container"> One80 Intermediaries Tuesday said it has acquired Waypoint Underwriting Management LLC, a Basking Ridge, New Jersey-based managing general underwriter specializing... </div> </div> </div> </div> </div> </div> <div data-elementor-type="loop-item" data-elementor-id="491154" class="elementor elementor-491154 e-loop-item e-loop-item-786840 post-786840 post type-post status-publish format-standard has-post-thumbnail hentry category-mergers-acquisitions category-risk-management topic-claims-management topic-mergers-acquisitions topic-tpa newsletter-channel-alert-risk-management newsletter-daily-briefing newsletter-market-pulse" data-elementor-post-type="elementor_library" data-custom-edit-handle="1"> <div class="elementor-element elementor-element-f5e0e75 e-con-full e-flex e-con e-parent" data-id="f5e0e75" data-element_type="container"> <div class="elementor-element elementor-element-e3ad278 elementor-widget elementor-widget-theme-post-featured-image elementor-widget-image" data-id="e3ad278" data-element_type="widget" data-widget_type="theme-post-featured-image.default"> <div class="elementor-widget-container"> <a href="https://www.businessinsurance.com/davies-group-buys-loss-adjusting-firm/"> <img width="300" height="180" src="data:image/svg+xml,%3Csvg%20xmlns='http://www.w3.org/2000/svg'%20width='300'%20height='180'%20viewBox='0%200%20300%20180'%3E%3C/svg%3E" class="attachment-medium size-medium wp-image-781289 perfmatters-lazy" alt data-src="https://www.businessinsurance.com/wp-content/uploads/2024/09/MA6-300x180.jpg" data-srcset="https://www.businessinsurance.com/wp-content/uploads/2024/09/MA6-300x180.jpg 300w, https://www.businessinsurance.com/wp-content/uploads/2024/09/MA6-768x460.jpg 768w, https://www.businessinsurance.com/wp-content/uploads/2024/09/MA6.jpg 834w" data-sizes="(max-width: 300px) 100vw, 300px" /><noscript><img width="300" height="180" src="https://www.businessinsurance.com/wp-content/uploads/2024/09/MA6-300x180.jpg" class="attachment-medium size-medium wp-image-781289" alt="" srcset="https://www.businessinsurance.com/wp-content/uploads/2024/09/MA6-300x180.jpg 300w, https://www.businessinsurance.com/wp-content/uploads/2024/09/MA6-768x460.jpg 768w, https://www.businessinsurance.com/wp-content/uploads/2024/09/MA6.jpg 834w" sizes="(max-width: 300px) 100vw, 300px" loading="eager" /></noscript> </a> </div> </div> <div class="elementor-element elementor-element-425e806 e-flex e-con-boxed e-con e-child" data-id="425e806" data-element_type="container"> <div class="e-con-inner"> <div class="elementor-element elementor-element-ddcd2d7 elementor-widget elementor-widget-post-info" data-id="ddcd2d7" data-element_type="widget" data-widget_type="post-info.default"> <div class="elementor-widget-container"> <ul class="elementor-inline-items elementor-icon-list-items elementor-post-info"> <li class="elementor-icon-list-item elementor-repeater-item-38ed82f elementor-inline-item" itemprop="datePublished"> <span class="elementor-icon-list-text elementor-post-info__item elementor-post-info__item--type-date"> <time>November 18, 2024</time> </span> </li> </ul> </div> </div> <div class="elementor-element elementor-element-53f8566 elementor-widget elementor-widget-theme-post-title elementor-page-title elementor-widget-heading" data-id="53f8566" data-element_type="widget" data-widget_type="theme-post-title.default"> <div class="elementor-widget-container"> <h2 class="elementor-heading-title elementor-size-default"><a href="https://www.businessinsurance.com/davies-group-buys-loss-adjusting-firm/">Davies Group buys loss adjusting firm</a></h2> </div> </div> <div class="elementor-element elementor-element-2c52a7c elementor-widget elementor-widget-theme-post-excerpt" data-id="2c52a7c" data-element_type="widget" data-widget_type="theme-post-excerpt.default"> <div class="elementor-widget-container"> Davies Group Ltd. said Monday it acquired Budget Claims Services Inc., which does business as Barker Claim Services, a Greensboro,... </div> </div> </div> </div> </div> </div> <div data-elementor-type="loop-item" data-elementor-id="491154" class="elementor elementor-491154 e-loop-item e-loop-item-786408 post-786408 post type-post status-publish format-standard has-post-thumbnail hentry category-insurance-topics category-mergers-acquisitions category-risk-management company-hub-international topic-agents-brokers topic-mergers-acquisitions newsletter-channel-alert-risk-management newsletter-daily-briefing newsletter-market-pulse" data-elementor-post-type="elementor_library" data-custom-edit-handle="1"> <div class="elementor-element elementor-element-f5e0e75 e-con-full e-flex e-con e-parent" data-id="f5e0e75" data-element_type="container"> <div class="elementor-element elementor-element-e3ad278 elementor-widget elementor-widget-theme-post-featured-image elementor-widget-image" data-id="e3ad278" data-element_type="widget" data-widget_type="theme-post-featured-image.default"> <div class="elementor-widget-container"> <a href="https://www.businessinsurance.com/hub-acquires-texas-brokerage-2/"> <img width="300" height="225" src="data:image/svg+xml,%3Csvg%20xmlns='http://www.w3.org/2000/svg'%20width='300'%20height='225'%20viewBox='0%200%20300%20225'%3E%3C/svg%3E" class="attachment-medium size-medium wp-image-786409 perfmatters-lazy" alt="Hub M&A" data-src="https://www.businessinsurance.com/wp-content/uploads/2024/11/Hub-here-1-300x225.jpg" data-srcset="https://www.businessinsurance.com/wp-content/uploads/2024/11/Hub-here-1-300x225.jpg 300w, https://www.businessinsurance.com/wp-content/uploads/2024/11/Hub-here-1-1024x768.jpg 1024w, https://www.businessinsurance.com/wp-content/uploads/2024/11/Hub-here-1-768x576.jpg 768w, https://www.businessinsurance.com/wp-content/uploads/2024/11/Hub-here-1-1536x1152.jpg 1536w, https://www.businessinsurance.com/wp-content/uploads/2024/11/Hub-here-1-2048x1536.jpg 2048w" data-sizes="(max-width: 300px) 100vw, 300px" /><noscript><img width="300" height="225" src="https://www.businessinsurance.com/wp-content/uploads/2024/11/Hub-here-1-300x225.jpg" class="attachment-medium size-medium wp-image-786409" alt="Hub M&A" srcset="https://www.businessinsurance.com/wp-content/uploads/2024/11/Hub-here-1-300x225.jpg 300w, https://www.businessinsurance.com/wp-content/uploads/2024/11/Hub-here-1-1024x768.jpg 1024w, https://www.businessinsurance.com/wp-content/uploads/2024/11/Hub-here-1-768x576.jpg 768w, https://www.businessinsurance.com/wp-content/uploads/2024/11/Hub-here-1-1536x1152.jpg 1536w, https://www.businessinsurance.com/wp-content/uploads/2024/11/Hub-here-1-2048x1536.jpg 2048w" sizes="(max-width: 300px) 100vw, 300px" loading="eager" /></noscript> </a> </div> </div> <div class="elementor-element elementor-element-425e806 e-flex e-con-boxed e-con e-child" data-id="425e806" data-element_type="container"> <div class="e-con-inner"> <div class="elementor-element elementor-element-ddcd2d7 elementor-widget elementor-widget-post-info" data-id="ddcd2d7" data-element_type="widget" data-widget_type="post-info.default"> <div class="elementor-widget-container"> <ul class="elementor-inline-items elementor-icon-list-items elementor-post-info"> <li class="elementor-icon-list-item elementor-repeater-item-38ed82f elementor-inline-item" itemprop="datePublished"> <span class="elementor-icon-list-text elementor-post-info__item elementor-post-info__item--type-date"> <time>November 11, 2024</time> </span> </li> </ul> </div> </div> <div class="elementor-element elementor-element-53f8566 elementor-widget elementor-widget-theme-post-title elementor-page-title elementor-widget-heading" data-id="53f8566" data-element_type="widget" data-widget_type="theme-post-title.default"> <div class="elementor-widget-container"> <h2 class="elementor-heading-title elementor-size-default"><a href="https://www.businessinsurance.com/hub-acquires-texas-brokerage-2/">Hub acquires Texas brokerage</a></h2> </div> </div> <div class="elementor-element elementor-element-2c52a7c elementor-widget elementor-widget-theme-post-excerpt" data-id="2c52a7c" data-element_type="widget" data-widget_type="theme-post-excerpt.default"> <div class="elementor-widget-container"> Hub International Inc. announced Monday it acquired Bryan, Texas-based brokerage Anco Insurance Managers Inc., which specializes in employee benefits, business... </div> </div> </div> </div> </div> </div> <div data-elementor-type="loop-item" data-elementor-id="491154" class="elementor elementor-491154 e-loop-item e-loop-item-786035 post-786035 post type-post status-publish format-standard has-post-thumbnail hentry category-insurance-topics category-mergers-acquisitions category-risk-management company-hub-international topic-agents-brokers topic-mergers-acquisitions newsletter-channel-alert-risk-management newsletter-market-pulse" data-elementor-post-type="elementor_library" data-custom-edit-handle="1"> <div class="elementor-element elementor-element-f5e0e75 e-con-full e-flex e-con e-parent" data-id="f5e0e75" data-element_type="container"> <div class="elementor-element elementor-element-e3ad278 elementor-widget elementor-widget-theme-post-featured-image elementor-widget-image" data-id="e3ad278" data-element_type="widget" data-widget_type="theme-post-featured-image.default"> <div class="elementor-widget-container"> <a href="https://www.businessinsurance.com/hub-makes-agribusiness-acquisition/"> <img width="300" height="225" src="data:image/svg+xml,%3Csvg%20xmlns='http://www.w3.org/2000/svg'%20width='300'%20height='225'%20viewBox='0%200%20300%20225'%3E%3C/svg%3E" class="attachment-medium size-medium wp-image-786036 perfmatters-lazy" alt="Hub M&A" data-src="https://www.businessinsurance.com/wp-content/uploads/2024/11/Hub-here-300x225.jpg" data-srcset="https://www.businessinsurance.com/wp-content/uploads/2024/11/Hub-here-300x225.jpg 300w, https://www.businessinsurance.com/wp-content/uploads/2024/11/Hub-here-1024x768.jpg 1024w, https://www.businessinsurance.com/wp-content/uploads/2024/11/Hub-here-768x576.jpg 768w, https://www.businessinsurance.com/wp-content/uploads/2024/11/Hub-here-1536x1152.jpg 1536w, https://www.businessinsurance.com/wp-content/uploads/2024/11/Hub-here-2048x1536.jpg 2048w" data-sizes="(max-width: 300px) 100vw, 300px" /><noscript><img width="300" height="225" src="https://www.businessinsurance.com/wp-content/uploads/2024/11/Hub-here-300x225.jpg" class="attachment-medium size-medium wp-image-786036" alt="Hub M&A" srcset="https://www.businessinsurance.com/wp-content/uploads/2024/11/Hub-here-300x225.jpg 300w, https://www.businessinsurance.com/wp-content/uploads/2024/11/Hub-here-1024x768.jpg 1024w, https://www.businessinsurance.com/wp-content/uploads/2024/11/Hub-here-768x576.jpg 768w, https://www.businessinsurance.com/wp-content/uploads/2024/11/Hub-here-1536x1152.jpg 1536w, https://www.businessinsurance.com/wp-content/uploads/2024/11/Hub-here-2048x1536.jpg 2048w" sizes="(max-width: 300px) 100vw, 300px" loading="eager" /></noscript> </a> </div> </div> <div class="elementor-element elementor-element-425e806 e-flex e-con-boxed e-con e-child" data-id="425e806" data-element_type="container"> <div class="e-con-inner"> <div class="elementor-element elementor-element-ddcd2d7 elementor-widget elementor-widget-post-info" data-id="ddcd2d7" data-element_type="widget" data-widget_type="post-info.default"> <div class="elementor-widget-container"> <ul class="elementor-inline-items elementor-icon-list-items elementor-post-info"> <li class="elementor-icon-list-item elementor-repeater-item-38ed82f elementor-inline-item" itemprop="datePublished"> <span class="elementor-icon-list-text elementor-post-info__item elementor-post-info__item--type-date"> <time>November 4, 2024</time> </span> </li> </ul> </div> </div> <div class="elementor-element elementor-element-53f8566 elementor-widget elementor-widget-theme-post-title elementor-page-title elementor-widget-heading" data-id="53f8566" data-element_type="widget" data-widget_type="theme-post-title.default"> <div class="elementor-widget-container"> <h2 class="elementor-heading-title elementor-size-default"><a href="https://www.businessinsurance.com/hub-makes-agribusiness-acquisition/">Hub makes agribusiness acquisition</a></h2> </div> </div> <div class="elementor-element elementor-element-2c52a7c elementor-widget elementor-widget-theme-post-excerpt" data-id="2c52a7c" data-element_type="widget" data-widget_type="theme-post-excerpt.default"> <div class="elementor-widget-container"> Hub International Ltd. and Western Growers Association Monday said that Hub has acquired the retail insurance brokerage business of Western... </div> </div> </div> </div> </div> </div> <div data-elementor-type="loop-item" data-elementor-id="491154" class="elementor elementor-491154 e-loop-item e-loop-item-786032 post-786032 post type-post status-publish format-standard has-post-thumbnail hentry category-insurance-topics category-mergers-acquisitions category-risk-management tag-featured-top-story company-arthur-j-gallagher-co topic-agents-brokers topic-construction topic-mergers-acquisitions newsletter-channel-alert-risk-management newsletter-market-pulse" data-elementor-post-type="elementor_library" data-custom-edit-handle="1"> <div class="elementor-element elementor-element-f5e0e75 e-con-full e-flex e-con e-parent" data-id="f5e0e75" data-element_type="container"> <div class="elementor-element elementor-element-e3ad278 elementor-widget elementor-widget-theme-post-featured-image elementor-widget-image" data-id="e3ad278" data-element_type="widget" data-widget_type="theme-post-featured-image.default"> <div class="elementor-widget-container"> <a href="https://www.businessinsurance.com/gallagher-acquires-california-construction-broker/"> <img width="300" height="180" src="data:image/svg+xml,%3Csvg%20xmlns='http://www.w3.org/2000/svg'%20width='300'%20height='180'%20viewBox='0%200%20300%20180'%3E%3C/svg%3E" class="attachment-medium size-medium wp-image-786033 perfmatters-lazy" alt="M&A Gallagher" data-src="https://www.businessinsurance.com/wp-content/uploads/2024/11/MA-again-here-300x180.jpg" data-srcset="https://www.businessinsurance.com/wp-content/uploads/2024/11/MA-again-here-300x180.jpg 300w, https://www.businessinsurance.com/wp-content/uploads/2024/11/MA-again-here-768x460.jpg 768w, https://www.businessinsurance.com/wp-content/uploads/2024/11/MA-again-here.jpg 834w" data-sizes="(max-width: 300px) 100vw, 300px" /><noscript><img width="300" height="180" src="https://www.businessinsurance.com/wp-content/uploads/2024/11/MA-again-here-300x180.jpg" class="attachment-medium size-medium wp-image-786033" alt="M&A Gallagher" srcset="https://www.businessinsurance.com/wp-content/uploads/2024/11/MA-again-here-300x180.jpg 300w, https://www.businessinsurance.com/wp-content/uploads/2024/11/MA-again-here-768x460.jpg 768w, https://www.businessinsurance.com/wp-content/uploads/2024/11/MA-again-here.jpg 834w" sizes="(max-width: 300px) 100vw, 300px" loading="eager" /></noscript> </a> </div> </div> <div class="elementor-element elementor-element-425e806 e-flex e-con-boxed e-con e-child" data-id="425e806" data-element_type="container"> <div class="e-con-inner"> <div class="elementor-element elementor-element-ddcd2d7 elementor-widget elementor-widget-post-info" data-id="ddcd2d7" data-element_type="widget" data-widget_type="post-info.default"> <div class="elementor-widget-container"> <ul class="elementor-inline-items elementor-icon-list-items elementor-post-info"> <li class="elementor-icon-list-item elementor-repeater-item-38ed82f elementor-inline-item" itemprop="datePublished"> <span class="elementor-icon-list-text elementor-post-info__item elementor-post-info__item--type-date"> <time>November 4, 2024</time> </span> </li> </ul> </div> </div> <div class="elementor-element elementor-element-53f8566 elementor-widget elementor-widget-theme-post-title elementor-page-title elementor-widget-heading" data-id="53f8566" data-element_type="widget" data-widget_type="theme-post-title.default"> <div class="elementor-widget-container"> <h2 class="elementor-heading-title elementor-size-default"><a href="https://www.businessinsurance.com/gallagher-acquires-california-construction-broker/">Gallagher acquires California construction broker</a></h2> </div> </div> <div class="elementor-element elementor-element-2c52a7c elementor-widget elementor-widget-theme-post-excerpt" data-id="2c52a7c" data-element_type="widget" data-widget_type="theme-post-excerpt.default"> <div class="elementor-widget-container"> Arthur J. Gallagher & Co. Monday said it has acquired American Matar International Inc., d/b/a Statewide Commercial Insurance Brokers.... </div> </div> </div> </div> </div> </div> <div data-elementor-type="loop-item" data-elementor-id="491154" class="elementor elementor-491154 e-loop-item e-loop-item-785951 post-785951 post type-post status-publish format-standard has-post-thumbnail hentry category-insurance-topics category-mergers-acquisitions category-risk-management tag-featured-top-story country-united-kingdom company-aon topic-agents-brokers topic-mergers-acquisitions newsletter-channel-alert-risk-management newsletter-daily-briefing newsletter-market-pulse" data-elementor-post-type="elementor_library" data-custom-edit-handle="1"> <div class="elementor-element elementor-element-f5e0e75 e-con-full e-flex e-con e-parent" data-id="f5e0e75" data-element_type="container"> <div class="elementor-element elementor-element-e3ad278 elementor-widget elementor-widget-theme-post-featured-image elementor-widget-image" data-id="e3ad278" data-element_type="widget" data-widget_type="theme-post-featured-image.default"> <div class="elementor-widget-container"> <a href="https://www.businessinsurance.com/aon-to-buy-uk-professional-liability-specialist/"> <img width="300" height="180" src="data:image/svg+xml,%3Csvg%20xmlns='http://www.w3.org/2000/svg'%20width='300'%20height='180'%20viewBox='0%200%20300%20180'%3E%3C/svg%3E" class="attachment-medium size-medium wp-image-785952 perfmatters-lazy" alt="Aon" data-src="https://www.businessinsurance.com/wp-content/uploads/2024/11/Aon-here-300x180.jpg" data-srcset="https://www.businessinsurance.com/wp-content/uploads/2024/11/Aon-here-300x180.jpg 300w, https://www.businessinsurance.com/wp-content/uploads/2024/11/Aon-here-768x460.jpg 768w, https://www.businessinsurance.com/wp-content/uploads/2024/11/Aon-here.jpg 834w" data-sizes="(max-width: 300px) 100vw, 300px" /><noscript><img width="300" height="180" src="https://www.businessinsurance.com/wp-content/uploads/2024/11/Aon-here-300x180.jpg" class="attachment-medium size-medium wp-image-785952" alt="Aon" srcset="https://www.businessinsurance.com/wp-content/uploads/2024/11/Aon-here-300x180.jpg 300w, https://www.businessinsurance.com/wp-content/uploads/2024/11/Aon-here-768x460.jpg 768w, https://www.businessinsurance.com/wp-content/uploads/2024/11/Aon-here.jpg 834w" sizes="(max-width: 300px) 100vw, 300px" loading="eager" /></noscript> </a> </div> </div> <div class="elementor-element elementor-element-425e806 e-flex e-con-boxed e-con e-child" data-id="425e806" data-element_type="container"> <div class="e-con-inner"> <div class="elementor-element elementor-element-ddcd2d7 elementor-widget elementor-widget-post-info" data-id="ddcd2d7" data-element_type="widget" data-widget_type="post-info.default"> <div class="elementor-widget-container"> <ul class="elementor-inline-items elementor-icon-list-items elementor-post-info"> <li class="elementor-icon-list-item elementor-repeater-item-38ed82f elementor-inline-item" itemprop="datePublished"> <span class="elementor-icon-list-text elementor-post-info__item elementor-post-info__item--type-date"> <time>November 1, 2024</time> </span> </li> </ul> </div> </div> <div class="elementor-element elementor-element-53f8566 elementor-widget elementor-widget-theme-post-title elementor-page-title elementor-widget-heading" data-id="53f8566" data-element_type="widget" data-widget_type="theme-post-title.default"> <div class="elementor-widget-container"> <h2 class="elementor-heading-title elementor-size-default"><a href="https://www.businessinsurance.com/aon-to-buy-uk-professional-liability-specialist/">Aon to buy UK professional liability specialist</a></h2> </div> </div> <div class="elementor-element elementor-element-2c52a7c elementor-widget elementor-widget-theme-post-excerpt" data-id="2c52a7c" data-element_type="widget" data-widget_type="theme-post-excerpt.default"> <div class="elementor-widget-container"> Aon PLC said Friday it has agreed to buy Liverpool, England-based brokerage Griffiths & Armour.... </div> </div> </div> </div> </div> </div> <div data-elementor-type="loop-item" data-elementor-id="491154" class="elementor elementor-491154 e-loop-item e-loop-item-784891 post-784891 post type-post status-publish format-standard has-post-thumbnail hentry category-insurance-topics category-mergers-acquisitions category-risk-management topic-agents-brokers topic-excess-surplus-lines topic-general-liability topic-mergers-acquisitions topic-property newsletter-channel-alert-risk-management newsletter-market-pulse" data-elementor-post-type="elementor_library" data-custom-edit-handle="1"> <div class="elementor-element elementor-element-f5e0e75 e-con-full e-flex e-con e-parent" data-id="f5e0e75" data-element_type="container"> <div class="elementor-element elementor-element-e3ad278 elementor-widget elementor-widget-theme-post-featured-image elementor-widget-image" data-id="e3ad278" data-element_type="widget" data-widget_type="theme-post-featured-image.default"> <div class="elementor-widget-container"> <a href="https://www.businessinsurance.com/broker-unison-buys-es-underwriting-manager/"> <img width="300" height="200" src="data:image/svg+xml,%3Csvg%20xmlns='http://www.w3.org/2000/svg'%20width='300'%20height='200'%20viewBox='0%200%20300%20200'%3E%3C/svg%3E" class="attachment-medium size-medium wp-image-784893 perfmatters-lazy" alt="M&A" data-src="https://www.businessinsurance.com/wp-content/uploads/2024/10/MA-new-this-300x200.jpg" data-srcset="https://www.businessinsurance.com/wp-content/uploads/2024/10/MA-new-this-300x200.jpg 300w, https://www.businessinsurance.com/wp-content/uploads/2024/10/MA-new-this-768x511.jpg 768w, https://www.businessinsurance.com/wp-content/uploads/2024/10/MA-new-this.jpg 1000w" data-sizes="(max-width: 300px) 100vw, 300px" /><noscript><img width="300" height="200" src="https://www.businessinsurance.com/wp-content/uploads/2024/10/MA-new-this-300x200.jpg" class="attachment-medium size-medium wp-image-784893" alt="M&A" srcset="https://www.businessinsurance.com/wp-content/uploads/2024/10/MA-new-this-300x200.jpg 300w, https://www.businessinsurance.com/wp-content/uploads/2024/10/MA-new-this-768x511.jpg 768w, https://www.businessinsurance.com/wp-content/uploads/2024/10/MA-new-this.jpg 1000w" sizes="(max-width: 300px) 100vw, 300px" loading="eager" /></noscript> </a> </div> </div> <div class="elementor-element elementor-element-425e806 e-flex e-con-boxed e-con e-child" data-id="425e806" data-element_type="container"> <div class="e-con-inner"> <div class="elementor-element elementor-element-ddcd2d7 elementor-widget elementor-widget-post-info" data-id="ddcd2d7" data-element_type="widget" data-widget_type="post-info.default"> <div class="elementor-widget-container"> <ul class="elementor-inline-items elementor-icon-list-items elementor-post-info"> <li class="elementor-icon-list-item elementor-repeater-item-38ed82f elementor-inline-item" itemprop="datePublished"> <span class="elementor-icon-list-text elementor-post-info__item elementor-post-info__item--type-date"> <time>October 22, 2024</time> </span> </li> </ul> </div> </div> <div class="elementor-element elementor-element-53f8566 elementor-widget elementor-widget-theme-post-title elementor-page-title elementor-widget-heading" data-id="53f8566" data-element_type="widget" data-widget_type="theme-post-title.default"> <div class="elementor-widget-container"> <h2 class="elementor-heading-title elementor-size-default"><a href="https://www.businessinsurance.com/broker-unison-buys-es-underwriting-manager/">Broker Unison buys E&S underwriting manager</a></h2> </div> </div> <div class="elementor-element elementor-element-2c52a7c elementor-widget elementor-widget-theme-post-excerpt" data-id="2c52a7c" data-element_type="widget" data-widget_type="theme-post-excerpt.default"> <div class="elementor-widget-container"> Unison Risk Advisors Tuesday said it has acquired Avondale Insurance Associates Inc., effective Oct. 17, 2024.... </div> </div> </div> </div> </div> </div> <div data-elementor-type="loop-item" data-elementor-id="491154" class="elementor elementor-491154 e-loop-item e-loop-item-784608 post-784608 post type-post status-publish format-standard has-post-thumbnail hentry category-insurance-topics category-mergers-acquisitions category-risk-management category-workers-compensation company-marsh-mclennan topic-agents-brokers topic-financial-results topic-p-c-insurers topic-p-c-pricing topic-reinsurance topic-workers-comp-pricing newsletter-channel-alert-risk-management newsletter-daily-briefing newsletter-market-pulse" data-elementor-post-type="elementor_library" data-custom-edit-handle="1"> <div class="elementor-element elementor-element-f5e0e75 e-con-full e-flex e-con e-parent" data-id="f5e0e75" data-element_type="container"> <div class="elementor-element elementor-element-e3ad278 elementor-widget elementor-widget-theme-post-featured-image elementor-widget-image" data-id="e3ad278" data-element_type="widget" data-widget_type="theme-post-featured-image.default"> <div class="elementor-widget-container"> <a href="https://www.businessinsurance.com/marsh-mclennans-ma-activity-surges-as-revenue-and-profit-climb/"> <img width="300" height="180" src="data:image/svg+xml,%3Csvg%20xmlns='http://www.w3.org/2000/svg'%20width='300'%20height='180'%20viewBox='0%200%20300%20180'%3E%3C/svg%3E" class="attachment-medium size-medium wp-image-784609 perfmatters-lazy" alt data-src="https://www.businessinsurance.com/wp-content/uploads/2024/10/John-Doyle-300x180.jpg" data-srcset="https://www.businessinsurance.com/wp-content/uploads/2024/10/John-Doyle-300x180.jpg 300w, https://www.businessinsurance.com/wp-content/uploads/2024/10/John-Doyle-768x460.jpg 768w, https://www.businessinsurance.com/wp-content/uploads/2024/10/John-Doyle.jpg 834w" data-sizes="(max-width: 300px) 100vw, 300px" /><noscript><img width="300" height="180" src="https://www.businessinsurance.com/wp-content/uploads/2024/10/John-Doyle-300x180.jpg" class="attachment-medium size-medium wp-image-784609" alt="" srcset="https://www.businessinsurance.com/wp-content/uploads/2024/10/John-Doyle-300x180.jpg 300w, https://www.businessinsurance.com/wp-content/uploads/2024/10/John-Doyle-768x460.jpg 768w, https://www.businessinsurance.com/wp-content/uploads/2024/10/John-Doyle.jpg 834w" sizes="(max-width: 300px) 100vw, 300px" loading="eager" /></noscript> </a> </div> </div> <div class="elementor-element elementor-element-425e806 e-flex e-con-boxed e-con e-child" data-id="425e806" data-element_type="container"> <div class="e-con-inner"> <div class="elementor-element elementor-element-ddcd2d7 elementor-widget elementor-widget-post-info" data-id="ddcd2d7" data-element_type="widget" data-widget_type="post-info.default"> <div class="elementor-widget-container"> <ul class="elementor-inline-items elementor-icon-list-items elementor-post-info"> <li class="elementor-icon-list-item elementor-repeater-item-38ed82f elementor-inline-item" itemprop="datePublished"> <span class="elementor-icon-list-text elementor-post-info__item elementor-post-info__item--type-date"> <time>October 17, 2024</time> </span> </li> </ul> </div> </div> <div class="elementor-element elementor-element-53f8566 elementor-widget elementor-widget-theme-post-title elementor-page-title elementor-widget-heading" data-id="53f8566" data-element_type="widget" data-widget_type="theme-post-title.default"> <div class="elementor-widget-container"> <h2 class="elementor-heading-title elementor-size-default"><a href="https://www.businessinsurance.com/marsh-mclennans-ma-activity-surges-as-revenue-and-profit-climb/">Marsh McLennan’s M&A activity surges, as revenue and profit climb</a></h2> </div> </div> <div class="elementor-element elementor-element-2c52a7c elementor-widget elementor-widget-theme-post-excerpt" data-id="2c52a7c" data-element_type="widget" data-widget_type="theme-post-excerpt.default"> <div class="elementor-widget-container"> Marsh McLennan’s M&A activity surges, as revenue and profit climb... </div> </div> </div> </div> </div> </div> <div data-elementor-type="loop-item" data-elementor-id="491154" class="elementor elementor-491154 e-loop-item e-loop-item-783874 post-783874 post type-post status-publish format-standard has-post-thumbnail hentry category-insurance-topics category-mergers-acquisitions category-risk-management company-hub-international topic-agents-brokers topic-mergers-acquisitions newsletter-channel-alert-risk-management newsletter-daily-briefing newsletter-market-pulse" data-elementor-post-type="elementor_library" data-custom-edit-handle="1"> <div class="elementor-element elementor-element-f5e0e75 e-con-full e-flex e-con e-parent" data-id="f5e0e75" data-element_type="container"> <div class="elementor-element elementor-element-e3ad278 elementor-widget elementor-widget-theme-post-featured-image elementor-widget-image" data-id="e3ad278" data-element_type="widget" data-widget_type="theme-post-featured-image.default"> <div class="elementor-widget-container"> <a href="https://www.businessinsurance.com/brokerage-mas-up-through-first-three-quarters/"> <img width="300" height="180" src="data:image/svg+xml,%3Csvg%20xmlns='http://www.w3.org/2000/svg'%20width='300'%20height='180'%20viewBox='0%200%20300%20180'%3E%3C/svg%3E" class="attachment-medium size-medium wp-image-781289 perfmatters-lazy" alt data-src="https://www.businessinsurance.com/wp-content/uploads/2024/09/MA6-300x180.jpg" data-srcset="https://www.businessinsurance.com/wp-content/uploads/2024/09/MA6-300x180.jpg 300w, https://www.businessinsurance.com/wp-content/uploads/2024/09/MA6-768x460.jpg 768w, https://www.businessinsurance.com/wp-content/uploads/2024/09/MA6.jpg 834w" data-sizes="(max-width: 300px) 100vw, 300px" /><noscript><img width="300" height="180" src="https://www.businessinsurance.com/wp-content/uploads/2024/09/MA6-300x180.jpg" class="attachment-medium size-medium wp-image-781289" alt="" srcset="https://www.businessinsurance.com/wp-content/uploads/2024/09/MA6-300x180.jpg 300w, https://www.businessinsurance.com/wp-content/uploads/2024/09/MA6-768x460.jpg 768w, https://www.businessinsurance.com/wp-content/uploads/2024/09/MA6.jpg 834w" sizes="(max-width: 300px) 100vw, 300px" loading="eager" /></noscript> </a> </div> </div> <div class="elementor-element elementor-element-425e806 e-flex e-con-boxed e-con e-child" data-id="425e806" data-element_type="container"> <div class="e-con-inner"> <div class="elementor-element elementor-element-ddcd2d7 elementor-widget elementor-widget-post-info" data-id="ddcd2d7" data-element_type="widget" data-widget_type="post-info.default"> <div class="elementor-widget-container"> <ul class="elementor-inline-items elementor-icon-list-items elementor-post-info"> <li class="elementor-icon-list-item elementor-repeater-item-38ed82f elementor-inline-item" itemprop="datePublished"> <span class="elementor-icon-list-text elementor-post-info__item elementor-post-info__item--type-date"> <time>October 4, 2024</time> </span> </li> </ul> </div> </div> <div class="elementor-element elementor-element-53f8566 elementor-widget elementor-widget-theme-post-title elementor-page-title elementor-widget-heading" data-id="53f8566" data-element_type="widget" data-widget_type="theme-post-title.default"> <div class="elementor-widget-container"> <h2 class="elementor-heading-title elementor-size-default"><a href="https://www.businessinsurance.com/brokerage-mas-up-through-first-three-quarters/">Brokerage M&As up through first three quarters</a></h2> </div> </div> <div class="elementor-element elementor-element-2c52a7c elementor-widget elementor-widget-theme-post-excerpt" data-id="2c52a7c" data-element_type="widget" data-widget_type="theme-post-excerpt.default"> <div class="elementor-widget-container"> There were 490 announced insurance brokerage mergers and acquisitions in the U.S. through the first three quarters of this year,... </div> </div> </div> </div> </div> </div> <div data-elementor-type="loop-item" data-elementor-id="491154" class="elementor elementor-491154 e-loop-item e-loop-item-783763 post-783763 post type-post status-publish format-standard has-post-thumbnail hentry category-insurance-topics category-mergers-acquisitions category-risk-management company-brown-brown topic-agents-brokers topic-mergers-acquisitions newsletter-channel-alert-risk-management newsletter-market-pulse" data-elementor-post-type="elementor_library" data-custom-edit-handle="1"> <div class="elementor-element elementor-element-f5e0e75 e-con-full e-flex e-con e-parent" data-id="f5e0e75" data-element_type="container"> <div class="elementor-element elementor-element-e3ad278 elementor-widget elementor-widget-theme-post-featured-image elementor-widget-image" data-id="e3ad278" data-element_type="widget" data-widget_type="theme-post-featured-image.default"> <div class="elementor-widget-container"> <a href="https://www.businessinsurance.com/brown-brown-buys-minnesota-agency/"> <img width="300" height="180" src="data:image/svg+xml,%3Csvg%20xmlns='http://www.w3.org/2000/svg'%20width='300'%20height='180'%20viewBox='0%200%20300%20180'%3E%3C/svg%3E" class="attachment-medium size-medium wp-image-781385 perfmatters-lazy" alt data-src="https://www.businessinsurance.com/wp-content/uploads/2024/09/MA4-300x180.jpg" data-srcset="https://www.businessinsurance.com/wp-content/uploads/2024/09/MA4-300x180.jpg 300w, https://www.businessinsurance.com/wp-content/uploads/2024/09/MA4-768x460.jpg 768w, https://www.businessinsurance.com/wp-content/uploads/2024/09/MA4.jpg 834w" data-sizes="(max-width: 300px) 100vw, 300px" /><noscript><img width="300" height="180" src="https://www.businessinsurance.com/wp-content/uploads/2024/09/MA4-300x180.jpg" class="attachment-medium size-medium wp-image-781385" alt="" srcset="https://www.businessinsurance.com/wp-content/uploads/2024/09/MA4-300x180.jpg 300w, https://www.businessinsurance.com/wp-content/uploads/2024/09/MA4-768x460.jpg 768w, https://www.businessinsurance.com/wp-content/uploads/2024/09/MA4.jpg 834w" sizes="(max-width: 300px) 100vw, 300px" loading="eager" /></noscript> </a> </div> </div> <div class="elementor-element elementor-element-425e806 e-flex e-con-boxed e-con e-child" data-id="425e806" data-element_type="container"> <div class="e-con-inner"> <div class="elementor-element elementor-element-ddcd2d7 elementor-widget elementor-widget-post-info" data-id="ddcd2d7" data-element_type="widget" data-widget_type="post-info.default"> <div class="elementor-widget-container"> <ul class="elementor-inline-items elementor-icon-list-items elementor-post-info"> <li class="elementor-icon-list-item elementor-repeater-item-38ed82f elementor-inline-item" itemprop="datePublished"> <span class="elementor-icon-list-text elementor-post-info__item elementor-post-info__item--type-date"> <time>October 3, 2024</time> </span> </li> </ul> </div> </div> <div class="elementor-element elementor-element-53f8566 elementor-widget elementor-widget-theme-post-title elementor-page-title elementor-widget-heading" data-id="53f8566" data-element_type="widget" data-widget_type="theme-post-title.default"> <div class="elementor-widget-container"> <h2 class="elementor-heading-title elementor-size-default"><a href="https://www.businessinsurance.com/brown-brown-buys-minnesota-agency/">Brown & Brown buys Minnesota agency</a></h2> </div> </div> <div class="elementor-element elementor-element-2c52a7c elementor-widget elementor-widget-theme-post-excerpt" data-id="2c52a7c" data-element_type="widget" data-widget_type="theme-post-excerpt.default"> <div class="elementor-widget-container"> Brown & Brown Inc. announced Thursday that it has acquired The Canopy Group, a Le Sueur, Minnesota-based agency.... </div> </div> </div> </div> </div> </div> <div data-elementor-type="loop-item" data-elementor-id="491154" class="elementor elementor-491154 e-loop-item e-loop-item-783722 post-783722 post type-post status-publish format-standard has-post-thumbnail hentry category-insurance-topics category-mergers-acquisitions category-risk-management company-assuredpartners topic-agents-brokers topic-mergers-acquisitions newsletter-business-insurance-international-emea newsletter-channel-alert-risk-management" data-elementor-post-type="elementor_library" data-custom-edit-handle="1"> <div class="elementor-element elementor-element-f5e0e75 e-con-full e-flex e-con e-parent" data-id="f5e0e75" data-element_type="container"> <div class="elementor-element elementor-element-e3ad278 elementor-widget elementor-widget-theme-post-featured-image elementor-widget-image" data-id="e3ad278" data-element_type="widget" data-widget_type="theme-post-featured-image.default"> <div class="elementor-widget-container"> <a href="https://www.businessinsurance.com/assuredpartners-buys-massachusetts-agency/"> <img width="300" height="180" src="data:image/svg+xml,%3Csvg%20xmlns='http://www.w3.org/2000/svg'%20width='300'%20height='180'%20viewBox='0%200%20300%20180'%3E%3C/svg%3E" class="attachment-medium size-medium wp-image-781289 perfmatters-lazy" alt data-src="https://www.businessinsurance.com/wp-content/uploads/2024/09/MA6-300x180.jpg" data-srcset="https://www.businessinsurance.com/wp-content/uploads/2024/09/MA6-300x180.jpg 300w, https://www.businessinsurance.com/wp-content/uploads/2024/09/MA6-768x460.jpg 768w, https://www.businessinsurance.com/wp-content/uploads/2024/09/MA6.jpg 834w" data-sizes="(max-width: 300px) 100vw, 300px" /><noscript><img width="300" height="180" src="https://www.businessinsurance.com/wp-content/uploads/2024/09/MA6-300x180.jpg" class="attachment-medium size-medium wp-image-781289" alt="" srcset="https://www.businessinsurance.com/wp-content/uploads/2024/09/MA6-300x180.jpg 300w, https://www.businessinsurance.com/wp-content/uploads/2024/09/MA6-768x460.jpg 768w, https://www.businessinsurance.com/wp-content/uploads/2024/09/MA6.jpg 834w" sizes="(max-width: 300px) 100vw, 300px" loading="eager" /></noscript> </a> </div> </div> <div class="elementor-element elementor-element-425e806 e-flex e-con-boxed e-con e-child" data-id="425e806" data-element_type="container"> <div class="e-con-inner"> <div class="elementor-element elementor-element-ddcd2d7 elementor-widget elementor-widget-post-info" data-id="ddcd2d7" data-element_type="widget" data-widget_type="post-info.default"> <div class="elementor-widget-container"> <ul class="elementor-inline-items elementor-icon-list-items elementor-post-info"> <li class="elementor-icon-list-item elementor-repeater-item-38ed82f elementor-inline-item" itemprop="datePublished"> <span class="elementor-icon-list-text elementor-post-info__item elementor-post-info__item--type-date"> <time>October 3, 2024</time> </span> </li> </ul> </div> </div> <div class="elementor-element elementor-element-53f8566 elementor-widget elementor-widget-theme-post-title elementor-page-title elementor-widget-heading" data-id="53f8566" data-element_type="widget" data-widget_type="theme-post-title.default"> <div class="elementor-widget-container"> <h2 class="elementor-heading-title elementor-size-default"><a href="https://www.businessinsurance.com/assuredpartners-buys-massachusetts-agency/">AssuredPartners buys Massachusetts agency</a></h2> </div> </div> <div class="elementor-element elementor-element-2c52a7c elementor-widget elementor-widget-theme-post-excerpt" data-id="2c52a7c" data-element_type="widget" data-widget_type="theme-post-excerpt.default"> <div class="elementor-widget-container"> AssuredPartners Inc. said Thursday it has acquired Halstead Insurance Agency of Fitchburg, Massachusetts.... </div> </div> </div> </div> </div> </div> <div data-elementor-type="loop-item" data-elementor-id="491154" class="elementor elementor-491154 e-loop-item e-loop-item-783698 post-783698 post type-post status-publish format-standard has-post-thumbnail hentry category-insurance-topics category-mergers-acquisitions category-risk-management company-arthur-j-gallagher-co topic-agents-brokers topic-mergers-acquisitions newsletter-channel-alert-risk-management newsletter-market-pulse" data-elementor-post-type="elementor_library" data-custom-edit-handle="1"> <div class="elementor-element elementor-element-f5e0e75 e-con-full e-flex e-con e-parent" data-id="f5e0e75" data-element_type="container"> <div class="elementor-element elementor-element-e3ad278 elementor-widget elementor-widget-theme-post-featured-image elementor-widget-image" data-id="e3ad278" data-element_type="widget" data-widget_type="theme-post-featured-image.default"> <div class="elementor-widget-container"> <a href="https://www.businessinsurance.com/gallagher-buys-risk-benefits-consultant/"> <img width="300" height="180" src="data:image/svg+xml,%3Csvg%20xmlns='http://www.w3.org/2000/svg'%20width='300'%20height='180'%20viewBox='0%200%20300%20180'%3E%3C/svg%3E" class="attachment-medium size-medium wp-image-781385 perfmatters-lazy" alt data-src="https://www.businessinsurance.com/wp-content/uploads/2024/09/MA4-300x180.jpg" data-srcset="https://www.businessinsurance.com/wp-content/uploads/2024/09/MA4-300x180.jpg 300w, https://www.businessinsurance.com/wp-content/uploads/2024/09/MA4-768x460.jpg 768w, https://www.businessinsurance.com/wp-content/uploads/2024/09/MA4.jpg 834w" data-sizes="(max-width: 300px) 100vw, 300px" /><noscript><img width="300" height="180" src="https://www.businessinsurance.com/wp-content/uploads/2024/09/MA4-300x180.jpg" class="attachment-medium size-medium wp-image-781385" alt="" srcset="https://www.businessinsurance.com/wp-content/uploads/2024/09/MA4-300x180.jpg 300w, https://www.businessinsurance.com/wp-content/uploads/2024/09/MA4-768x460.jpg 768w, https://www.businessinsurance.com/wp-content/uploads/2024/09/MA4.jpg 834w" sizes="(max-width: 300px) 100vw, 300px" loading="eager" /></noscript> </a> </div> </div> <div class="elementor-element elementor-element-425e806 e-flex e-con-boxed e-con e-child" data-id="425e806" data-element_type="container"> <div class="e-con-inner"> <div class="elementor-element elementor-element-ddcd2d7 elementor-widget elementor-widget-post-info" data-id="ddcd2d7" data-element_type="widget" data-widget_type="post-info.default"> <div class="elementor-widget-container"> <ul class="elementor-inline-items elementor-icon-list-items elementor-post-info"> <li class="elementor-icon-list-item elementor-repeater-item-38ed82f elementor-inline-item" itemprop="datePublished"> <span class="elementor-icon-list-text elementor-post-info__item elementor-post-info__item--type-date"> <time>October 2, 2024</time> </span> </li> </ul> </div> </div> <div class="elementor-element elementor-element-53f8566 elementor-widget elementor-widget-theme-post-title elementor-page-title elementor-widget-heading" data-id="53f8566" data-element_type="widget" data-widget_type="theme-post-title.default"> <div class="elementor-widget-container"> <h2 class="elementor-heading-title elementor-size-default"><a href="https://www.businessinsurance.com/gallagher-buys-risk-benefits-consultant/">Gallagher buys risk, benefits consultant</a></h2> </div> </div> <div class="elementor-element elementor-element-2c52a7c elementor-widget elementor-widget-theme-post-excerpt" data-id="2c52a7c" data-element_type="widget" data-widget_type="theme-post-excerpt.default"> <div class="elementor-widget-container"> Arthur J. Gallagher & Co. announced Wednesday that it has bought RIBV Holdings LLC, a risk and benefits management consultant... </div> </div> </div> </div> </div> </div> <div data-elementor-type="loop-item" data-elementor-id="491154" class="elementor elementor-491154 e-loop-item e-loop-item-783692 post-783692 post type-post status-publish format-standard has-post-thumbnail hentry category-insurance-topics category-mergers-acquisitions category-risk-management topic-agents-brokers topic-mergers-acquisitions" data-elementor-post-type="elementor_library" data-custom-edit-handle="1"> <div class="elementor-element elementor-element-f5e0e75 e-con-full e-flex e-con e-parent" data-id="f5e0e75" data-element_type="container"> <div class="elementor-element elementor-element-e3ad278 elementor-widget elementor-widget-theme-post-featured-image elementor-widget-image" data-id="e3ad278" data-element_type="widget" data-widget_type="theme-post-featured-image.default"> <div class="elementor-widget-container"> <a href="https://www.businessinsurance.com/ryan-specialty-acquires-assets-of-everest-mgu/"> <img width="300" height="180" src="data:image/svg+xml,%3Csvg%20xmlns='http://www.w3.org/2000/svg'%20width='300'%20height='180'%20viewBox='0%200%20300%20180'%3E%3C/svg%3E" class="attachment-medium size-medium wp-image-491290 perfmatters-lazy" alt="M&A" data-src="https://www.businessinsurance.com/wp-content/uploads/2023/04/MA-art-300x180.jpg" data-srcset="https://www.businessinsurance.com/wp-content/uploads/2023/04/MA-art-300x180.jpg 300w, https://www.businessinsurance.com/wp-content/uploads/2023/04/MA-art-768x460.jpg 768w, https://www.businessinsurance.com/wp-content/uploads/2023/04/MA-art.jpg 834w" data-sizes="(max-width: 300px) 100vw, 300px" /><noscript><img width="300" height="180" src="https://www.businessinsurance.com/wp-content/uploads/2023/04/MA-art-300x180.jpg" class="attachment-medium size-medium wp-image-491290" alt="M&A" srcset="https://www.businessinsurance.com/wp-content/uploads/2023/04/MA-art-300x180.jpg 300w, https://www.businessinsurance.com/wp-content/uploads/2023/04/MA-art-768x460.jpg 768w, https://www.businessinsurance.com/wp-content/uploads/2023/04/MA-art.jpg 834w" sizes="(max-width: 300px) 100vw, 300px" loading="eager" /></noscript> </a> </div> </div> <div class="elementor-element elementor-element-425e806 e-flex e-con-boxed e-con e-child" data-id="425e806" data-element_type="container"> <div class="e-con-inner"> <div class="elementor-element elementor-element-ddcd2d7 elementor-widget elementor-widget-post-info" data-id="ddcd2d7" data-element_type="widget" data-widget_type="post-info.default"> <div class="elementor-widget-container"> <ul class="elementor-inline-items elementor-icon-list-items elementor-post-info"> <li class="elementor-icon-list-item elementor-repeater-item-38ed82f elementor-inline-item" itemprop="datePublished"> <span class="elementor-icon-list-text elementor-post-info__item elementor-post-info__item--type-date"> <time>October 2, 2024</time> </span> </li> </ul> </div> </div> <div class="elementor-element elementor-element-53f8566 elementor-widget elementor-widget-theme-post-title elementor-page-title elementor-widget-heading" data-id="53f8566" data-element_type="widget" data-widget_type="theme-post-title.default"> <div class="elementor-widget-container"> <h2 class="elementor-heading-title elementor-size-default"><a href="https://www.businessinsurance.com/ryan-specialty-acquires-assets-of-everest-mgu/">Ryan Specialty acquires assets of Everest MGU</a></h2> </div> </div> <div class="elementor-element elementor-element-2c52a7c elementor-widget elementor-widget-theme-post-excerpt" data-id="2c52a7c" data-element_type="widget" data-widget_type="theme-post-excerpt.default"> <div class="elementor-widget-container"> Chicago-based specialty insurance brokerage Ryan Specialty Holdings Inc. announced Wednesday it acquired the assets of sports, leisure and entertainment managing... </div> </div> </div> </div> </div> </div> <div data-elementor-type="loop-item" data-elementor-id="491154" class="elementor elementor-491154 e-loop-item e-loop-item-783381 post-783381 post type-post status-publish format-standard has-post-thumbnail hentry category-insurance-topics category-mergers-acquisitions category-risk-management company-marsh-mclennan topic-agents-brokers topic-mergers-acquisitions" data-elementor-post-type="elementor_library" data-custom-edit-handle="1"> <div class="elementor-element elementor-element-f5e0e75 e-con-full e-flex e-con e-parent" data-id="f5e0e75" data-element_type="container"> <div class="elementor-element elementor-element-e3ad278 elementor-widget elementor-widget-theme-post-featured-image elementor-widget-image" data-id="e3ad278" data-element_type="widget" data-widget_type="theme-post-featured-image.default"> <div class="elementor-widget-container"> <a href="https://www.businessinsurance.com/marsh-mclennan-strikes-7-75-billion-deal-for-mcgriff-insurance-services/"> <img width="300" height="180" src="data:image/svg+xml,%3Csvg%20xmlns='http://www.w3.org/2000/svg'%20width='300'%20height='180'%20viewBox='0%200%20300%20180'%3E%3C/svg%3E" class="attachment-medium size-medium wp-image-783382 perfmatters-lazy" alt data-src="https://www.businessinsurance.com/wp-content/uploads/2024/09/MA-big-300x180.jpg" data-srcset="https://www.businessinsurance.com/wp-content/uploads/2024/09/MA-big-300x180.jpg 300w, https://www.businessinsurance.com/wp-content/uploads/2024/09/MA-big-768x460.jpg 768w, https://www.businessinsurance.com/wp-content/uploads/2024/09/MA-big.jpg 834w" data-sizes="(max-width: 300px) 100vw, 300px" /><noscript><img width="300" height="180" src="https://www.businessinsurance.com/wp-content/uploads/2024/09/MA-big-300x180.jpg" class="attachment-medium size-medium wp-image-783382" alt="" srcset="https://www.businessinsurance.com/wp-content/uploads/2024/09/MA-big-300x180.jpg 300w, https://www.businessinsurance.com/wp-content/uploads/2024/09/MA-big-768x460.jpg 768w, https://www.businessinsurance.com/wp-content/uploads/2024/09/MA-big.jpg 834w" sizes="(max-width: 300px) 100vw, 300px" loading="eager" /></noscript> </a> </div> </div> <div class="elementor-element elementor-element-425e806 e-flex e-con-boxed e-con e-child" data-id="425e806" data-element_type="container"> <div class="e-con-inner"> <div class="elementor-element elementor-element-ddcd2d7 elementor-widget elementor-widget-post-info" data-id="ddcd2d7" data-element_type="widget" data-widget_type="post-info.default"> <div class="elementor-widget-container"> <ul class="elementor-inline-items elementor-icon-list-items elementor-post-info"> <li class="elementor-icon-list-item elementor-repeater-item-38ed82f elementor-inline-item" itemprop="datePublished"> <span class="elementor-icon-list-text elementor-post-info__item elementor-post-info__item--type-date"> <time>September 30, 2024</time> </span> </li> </ul> </div> </div> <div class="elementor-element elementor-element-53f8566 elementor-widget elementor-widget-theme-post-title elementor-page-title elementor-widget-heading" data-id="53f8566" data-element_type="widget" data-widget_type="theme-post-title.default"> <div class="elementor-widget-container"> <h2 class="elementor-heading-title elementor-size-default"><a href="https://www.businessinsurance.com/marsh-mclennan-strikes-7-75-billion-deal-for-mcgriff-insurance-services/">Marsh McLennan strikes $7.75 billion deal for McGriff Insurance Services</a></h2> </div> </div> <div class="elementor-element elementor-element-2c52a7c elementor-widget elementor-widget-theme-post-excerpt" data-id="2c52a7c" data-element_type="widget" data-widget_type="theme-post-excerpt.default"> <div class="elementor-widget-container"> Marsh & McLennan Cos. Inc. said on Monday it has agreed to buy smaller rival McGriff Insurance Services for $7.75... </div> </div> </div> </div> </div> </div> <div data-elementor-type="loop-item" data-elementor-id="491154" class="elementor elementor-491154 e-loop-item e-loop-item-782342 post-782342 post type-post status-publish format-standard has-post-thumbnail hentry category-insurance-topics category-mergers-acquisitions category-risk-management topic-agents-brokers topic-mergers-acquisitions newsletter-channel-alert-risk-management newsletter-market-pulse" data-elementor-post-type="elementor_library" data-custom-edit-handle="1"> <div class="elementor-element elementor-element-f5e0e75 e-con-full e-flex e-con e-parent" data-id="f5e0e75" data-element_type="container"> <div class="elementor-element elementor-element-e3ad278 elementor-widget elementor-widget-theme-post-featured-image elementor-widget-image" data-id="e3ad278" data-element_type="widget" data-widget_type="theme-post-featured-image.default"> <div class="elementor-widget-container"> <a href="https://www.businessinsurance.com/recently-formed-agency-groups-to-merge/"> <img width="300" height="180" src="data:image/svg+xml,%3Csvg%20xmlns='http://www.w3.org/2000/svg'%20width='300'%20height='180'%20viewBox='0%200%20300%20180'%3E%3C/svg%3E" class="attachment-medium size-medium wp-image-781289 perfmatters-lazy" alt data-src="https://www.businessinsurance.com/wp-content/uploads/2024/09/MA6-300x180.jpg" data-srcset="https://www.businessinsurance.com/wp-content/uploads/2024/09/MA6-300x180.jpg 300w, https://www.businessinsurance.com/wp-content/uploads/2024/09/MA6-768x460.jpg 768w, https://www.businessinsurance.com/wp-content/uploads/2024/09/MA6.jpg 834w" data-sizes="(max-width: 300px) 100vw, 300px" /><noscript><img width="300" height="180" src="https://www.businessinsurance.com/wp-content/uploads/2024/09/MA6-300x180.jpg" class="attachment-medium size-medium wp-image-781289" alt="" srcset="https://www.businessinsurance.com/wp-content/uploads/2024/09/MA6-300x180.jpg 300w, https://www.businessinsurance.com/wp-content/uploads/2024/09/MA6-768x460.jpg 768w, https://www.businessinsurance.com/wp-content/uploads/2024/09/MA6.jpg 834w" sizes="(max-width: 300px) 100vw, 300px" loading="eager" /></noscript> </a> </div> </div> <div class="elementor-element elementor-element-425e806 e-flex e-con-boxed e-con e-child" data-id="425e806" data-element_type="container"> <div class="e-con-inner"> <div class="elementor-element elementor-element-ddcd2d7 elementor-widget elementor-widget-post-info" data-id="ddcd2d7" data-element_type="widget" data-widget_type="post-info.default"> <div class="elementor-widget-container"> <ul class="elementor-inline-items elementor-icon-list-items elementor-post-info"> <li class="elementor-icon-list-item elementor-repeater-item-38ed82f elementor-inline-item" itemprop="datePublished"> <span class="elementor-icon-list-text elementor-post-info__item elementor-post-info__item--type-date"> <time>September 17, 2024</time> </span> </li> </ul> </div> </div> <div class="elementor-element elementor-element-53f8566 elementor-widget elementor-widget-theme-post-title elementor-page-title elementor-widget-heading" data-id="53f8566" data-element_type="widget" data-widget_type="theme-post-title.default"> <div class="elementor-widget-container"> <h2 class="elementor-heading-title elementor-size-default"><a href="https://www.businessinsurance.com/recently-formed-agency-groups-to-merge/">Recently formed agency groups to merge</a></h2> </div> </div> <div class="elementor-element elementor-element-2c52a7c elementor-widget elementor-widget-theme-post-excerpt" data-id="2c52a7c" data-element_type="widget" data-widget_type="theme-post-excerpt.default"> <div class="elementor-widget-container"> Afore Insurance Services LLC said Culpeper Insurance Partners LLC had made a “significant” investment in the company and the two... </div> </div> </div> </div> </div> </div> <div data-elementor-type="loop-item" data-elementor-id="491154" class="elementor elementor-491154 e-loop-item e-loop-item-782107 post-782107 post type-post status-publish format-standard has-post-thumbnail hentry category-insurance-topics category-mergers-acquisitions category-risk-management topic-agents-brokers topic-construction topic-energy topic-mergers-acquisitions newsletter-channel-alert-risk-management newsletter-daily-briefing newsletter-market-pulse" data-elementor-post-type="elementor_library" data-custom-edit-handle="1"> <div class="elementor-element elementor-element-f5e0e75 e-con-full e-flex e-con e-parent" data-id="f5e0e75" data-element_type="container"> <div class="elementor-element elementor-element-e3ad278 elementor-widget elementor-widget-theme-post-featured-image elementor-widget-image" data-id="e3ad278" data-element_type="widget" data-widget_type="theme-post-featured-image.default"> <div class="elementor-widget-container"> <a href="https://www.businessinsurance.com/patriot-growth-buys-texas-agency/"> <img width="300" height="180" src="data:image/svg+xml,%3Csvg%20xmlns='http://www.w3.org/2000/svg'%20width='300'%20height='180'%20viewBox='0%200%20300%20180'%3E%3C/svg%3E" class="attachment-medium size-medium wp-image-781289 perfmatters-lazy" alt data-src="https://www.businessinsurance.com/wp-content/uploads/2024/09/MA6-300x180.jpg" data-srcset="https://www.businessinsurance.com/wp-content/uploads/2024/09/MA6-300x180.jpg 300w, https://www.businessinsurance.com/wp-content/uploads/2024/09/MA6-768x460.jpg 768w, https://www.businessinsurance.com/wp-content/uploads/2024/09/MA6.jpg 834w" data-sizes="(max-width: 300px) 100vw, 300px" /><noscript><img width="300" height="180" src="https://www.businessinsurance.com/wp-content/uploads/2024/09/MA6-300x180.jpg" class="attachment-medium size-medium wp-image-781289" alt="" srcset="https://www.businessinsurance.com/wp-content/uploads/2024/09/MA6-300x180.jpg 300w, https://www.businessinsurance.com/wp-content/uploads/2024/09/MA6-768x460.jpg 768w, https://www.businessinsurance.com/wp-content/uploads/2024/09/MA6.jpg 834w" sizes="(max-width: 300px) 100vw, 300px" loading="eager" /></noscript> </a> </div> </div> <div class="elementor-element elementor-element-425e806 e-flex e-con-boxed e-con e-child" data-id="425e806" data-element_type="container"> <div class="e-con-inner"> <div class="elementor-element elementor-element-ddcd2d7 elementor-widget elementor-widget-post-info" data-id="ddcd2d7" data-element_type="widget" data-widget_type="post-info.default"> <div class="elementor-widget-container"> <ul class="elementor-inline-items elementor-icon-list-items elementor-post-info"> <li class="elementor-icon-list-item elementor-repeater-item-38ed82f elementor-inline-item" itemprop="datePublished"> <span class="elementor-icon-list-text elementor-post-info__item elementor-post-info__item--type-date"> <time>September 12, 2024</time> </span> </li> </ul> </div> </div> <div class="elementor-element elementor-element-53f8566 elementor-widget elementor-widget-theme-post-title elementor-page-title elementor-widget-heading" data-id="53f8566" data-element_type="widget" data-widget_type="theme-post-title.default"> <div class="elementor-widget-container"> <h2 class="elementor-heading-title elementor-size-default"><a href="https://www.businessinsurance.com/patriot-growth-buys-texas-agency/">Patriot Growth buys Texas agency</a></h2> </div> </div> <div class="elementor-element elementor-element-2c52a7c elementor-widget elementor-widget-theme-post-excerpt" data-id="2c52a7c" data-element_type="widget" data-widget_type="theme-post-excerpt.default"> <div class="elementor-widget-container"> Patriot Growth Insurance Services LLC said Thursday it has acquired Prospera Risk Advisors, a newly formed Texas-based property/casualty agency with... </div> </div> </div> </div> </div> </div> <div data-elementor-type="loop-item" data-elementor-id="491154" class="elementor elementor-491154 e-loop-item e-loop-item-781372 post-781372 post type-post status-publish format-standard has-post-thumbnail hentry category-insurance-topics category-mergers-acquisitions category-risk-management topic-agents-brokers topic-mergers-acquisitions topic-p-c-insurers newsletter-channel-alert-risk-management newsletter-daily-briefing newsletter-market-pulse" data-elementor-post-type="elementor_library" data-custom-edit-handle="1"> <div class="elementor-element elementor-element-f5e0e75 e-con-full e-flex e-con e-parent" data-id="f5e0e75" data-element_type="container"> <div class="elementor-element elementor-element-e3ad278 elementor-widget elementor-widget-theme-post-featured-image elementor-widget-image" data-id="e3ad278" data-element_type="widget" data-widget_type="theme-post-featured-image.default"> <div class="elementor-widget-container"> <a href="https://www.businessinsurance.com/global-insurance-sector-mas-fall-sharply-in-h1-report/"> <img width="300" height="180" src="data:image/svg+xml,%3Csvg%20xmlns='http://www.w3.org/2000/svg'%20width='300'%20height='180'%20viewBox='0%200%20300%20180'%3E%3C/svg%3E" class="attachment-medium size-medium wp-image-781385 perfmatters-lazy" alt data-src="https://www.businessinsurance.com/wp-content/uploads/2024/09/MA4-300x180.jpg" data-srcset="https://www.businessinsurance.com/wp-content/uploads/2024/09/MA4-300x180.jpg 300w, https://www.businessinsurance.com/wp-content/uploads/2024/09/MA4-768x460.jpg 768w, https://www.businessinsurance.com/wp-content/uploads/2024/09/MA4.jpg 834w" data-sizes="(max-width: 300px) 100vw, 300px" /><noscript><img width="300" height="180" src="https://www.businessinsurance.com/wp-content/uploads/2024/09/MA4-300x180.jpg" class="attachment-medium size-medium wp-image-781385" alt="" srcset="https://www.businessinsurance.com/wp-content/uploads/2024/09/MA4-300x180.jpg 300w, https://www.businessinsurance.com/wp-content/uploads/2024/09/MA4-768x460.jpg 768w, https://www.businessinsurance.com/wp-content/uploads/2024/09/MA4.jpg 834w" sizes="(max-width: 300px) 100vw, 300px" loading="eager" /></noscript> </a> </div> </div> <div class="elementor-element elementor-element-425e806 e-flex e-con-boxed e-con e-child" data-id="425e806" data-element_type="container"> <div class="e-con-inner"> <div class="elementor-element elementor-element-ddcd2d7 elementor-widget elementor-widget-post-info" data-id="ddcd2d7" data-element_type="widget" data-widget_type="post-info.default"> <div class="elementor-widget-container"> <ul class="elementor-inline-items elementor-icon-list-items elementor-post-info"> <li class="elementor-icon-list-item elementor-repeater-item-38ed82f elementor-inline-item" itemprop="datePublished"> <span class="elementor-icon-list-text elementor-post-info__item elementor-post-info__item--type-date"> <time>September 5, 2024</time> </span> </li> </ul> </div> </div> <div class="elementor-element elementor-element-53f8566 elementor-widget elementor-widget-theme-post-title elementor-page-title elementor-widget-heading" data-id="53f8566" data-element_type="widget" data-widget_type="theme-post-title.default"> <div class="elementor-widget-container"> <h2 class="elementor-heading-title elementor-size-default"><a href="https://www.businessinsurance.com/global-insurance-sector-mas-fall-sharply-in-h1-report/">Global insurance sector M&As fall sharply in H1: Report</a></h2> </div> </div> <div class="elementor-element elementor-element-2c52a7c elementor-widget elementor-widget-theme-post-excerpt" data-id="2c52a7c" data-element_type="widget" data-widget_type="theme-post-excerpt.default"> <div class="elementor-widget-container"> Mergers and acquisitions in the global insurance sector continued to decline in the first half, with 103 deals, compared with... </div> </div> </div> </div> </div> </div> <div data-elementor-type="loop-item" data-elementor-id="491154" class="elementor elementor-491154 e-loop-item e-loop-item-781286 post-781286 post type-post status-publish format-standard has-post-thumbnail hentry category-insurance-topics category-mergers-acquisitions category-risk-management topic-agents-brokers topic-mergers-acquisitions newsletter-channel-alert-risk-management newsletter-daily-briefing newsletter-market-pulse" data-elementor-post-type="elementor_library" data-custom-edit-handle="1"> <div class="elementor-element elementor-element-f5e0e75 e-con-full e-flex e-con e-parent" data-id="f5e0e75" data-element_type="container"> <div class="elementor-element elementor-element-e3ad278 elementor-widget elementor-widget-theme-post-featured-image elementor-widget-image" data-id="e3ad278" data-element_type="widget" data-widget_type="theme-post-featured-image.default"> <div class="elementor-widget-container"> <a href="https://www.businessinsurance.com/bishop-street-underwriters-buys-michigan-based-mga/"> <img width="300" height="180" src="data:image/svg+xml,%3Csvg%20xmlns='http://www.w3.org/2000/svg'%20width='300'%20height='180'%20viewBox='0%200%20300%20180'%3E%3C/svg%3E" class="attachment-medium size-medium wp-image-781289 perfmatters-lazy" alt data-src="https://www.businessinsurance.com/wp-content/uploads/2024/09/MA6-300x180.jpg" data-srcset="https://www.businessinsurance.com/wp-content/uploads/2024/09/MA6-300x180.jpg 300w, https://www.businessinsurance.com/wp-content/uploads/2024/09/MA6-768x460.jpg 768w, https://www.businessinsurance.com/wp-content/uploads/2024/09/MA6.jpg 834w" data-sizes="(max-width: 300px) 100vw, 300px" /><noscript><img width="300" height="180" src="https://www.businessinsurance.com/wp-content/uploads/2024/09/MA6-300x180.jpg" class="attachment-medium size-medium wp-image-781289" alt="" srcset="https://www.businessinsurance.com/wp-content/uploads/2024/09/MA6-300x180.jpg 300w, https://www.businessinsurance.com/wp-content/uploads/2024/09/MA6-768x460.jpg 768w, https://www.businessinsurance.com/wp-content/uploads/2024/09/MA6.jpg 834w" sizes="(max-width: 300px) 100vw, 300px" loading="eager" /></noscript> </a> </div> </div> <div class="elementor-element elementor-element-425e806 e-flex e-con-boxed e-con e-child" data-id="425e806" data-element_type="container"> <div class="e-con-inner"> <div class="elementor-element elementor-element-ddcd2d7 elementor-widget elementor-widget-post-info" data-id="ddcd2d7" data-element_type="widget" data-widget_type="post-info.default"> <div class="elementor-widget-container"> <ul class="elementor-inline-items elementor-icon-list-items elementor-post-info"> <li class="elementor-icon-list-item elementor-repeater-item-38ed82f elementor-inline-item" itemprop="datePublished"> <span class="elementor-icon-list-text elementor-post-info__item elementor-post-info__item--type-date"> <time>September 5, 2024</time> </span> </li> </ul> </div> </div> <div class="elementor-element elementor-element-53f8566 elementor-widget elementor-widget-theme-post-title elementor-page-title elementor-widget-heading" data-id="53f8566" data-element_type="widget" data-widget_type="theme-post-title.default"> <div class="elementor-widget-container"> <h2 class="elementor-heading-title elementor-size-default"><a href="https://www.businessinsurance.com/bishop-street-underwriters-buys-michigan-based-mga/">Bishop Street Underwriters buys Michigan-based MGA</a></h2> </div> </div> <div class="elementor-element elementor-element-2c52a7c elementor-widget elementor-widget-theme-post-excerpt" data-id="2c52a7c" data-element_type="widget" data-widget_type="theme-post-excerpt.default"> <div class="elementor-widget-container"> Bishop Street Underwriters, a managing general agent platform backed by New York-based private-equity firm RedBird Capital Partners Management LLC, said... </div> </div> </div> </div> </div> </div> </div> <div class="e-load-more-anchor" data-page="1" data-max-page="52" data-next-page="https://www.businessinsurance.com/insurance-topics/risk-management/mergers-acquisitions/page/2/"></div> <nav class="elementor-pagination" aria-label="Pagination"> <span aria-current="page" class="page-numbers current"><span class="elementor-screen-only">Page</span>1</span> <a class="page-numbers" href="https://www.businessinsurance.com/insurance-topics/risk-management/mergers-acquisitions/page/2/"><span class="elementor-screen-only">Page</span>2</a> <a class="page-numbers" href="https://www.businessinsurance.com/insurance-topics/risk-management/mergers-acquisitions/page/3/"><span class="elementor-screen-only">Page</span>3</a> <span class="page-numbers dots">…</span> <a class="page-numbers" href="https://www.businessinsurance.com/insurance-topics/risk-management/mergers-acquisitions/page/52/"><span class="elementor-screen-only">Page</span>52</a> </nav> </div> </div> <div class="elementor-element elementor-element-6020fd6 elementor-grid-1 elementor-grid-tablet-2 elementor-grid-mobile-1 elementor-widget elementor-widget-global elementor-global-780457 elementor-widget-loop-grid" data-id="6020fd6" data-element_type="widget" data-settings="{"template_id":"780445","columns":1,"row_gap":{"unit":"px","size":15,"sizes":[]},"_skin":"post","columns_tablet":"2","columns_mobile":"1","edit_handle_selector":"[data-elementor-type=\"loop-item\"]","row_gap_tablet_extra":{"unit":"px","size":"","sizes":[]},"row_gap_tablet":{"unit":"px","size":"","sizes":[]},"row_gap_mobile":{"unit":"px","size":"","sizes":[]}}" data-widget_type="loop-grid.post"> <div class="elementor-widget-container"> <div class="elementor-loop-container elementor-grid"> <style id="loop-780445">.elementor-780445 .elementor-element.elementor-element-4efe94dd{--display:flex;--flex-direction:row;--container-widget-width:calc( ( 1 - var( --container-widget-flex-grow ) ) * 100% );--container-widget-height:100%;--container-widget-flex-grow:1;--container-widget-align-self:stretch;--flex-wrap-mobile:wrap;--align-items:center;--gap:20px 20px;--background-transition:0.3s;box-shadow:0px 0px 10px 0px rgba(0,0,0,0.5);--padding-top:5px;--padding-bottom:5px;--padding-left:5px;--padding-right:5px;}.elementor-780445 .elementor-element.elementor-element-44805119{text-align:left;}.elementor-780445 .elementor-element.elementor-element-44805119 img{filter:brightness( 100% ) contrast( 100% ) saturate( 100% ) blur( 0px ) hue-rotate( 0deg );}.elementor-780445 .elementor-element.elementor-element-255407f7{--display:flex;--min-height:120px;--justify-content:space-evenly;--background-transition:0.3s;--margin-top:0px;--margin-bottom:0px;--margin-left:0px;--margin-right:0px;--padding-top:0px;--padding-bottom:0px;--padding-left:0px;--padding-right:5px;}.elementor-780445 .elementor-element.elementor-element-62732340 > .elementor-widget-container{padding:5px 0px 5px 0px;}.elementor-780445 .elementor-element.elementor-element-62732340 .elementor-heading-title{font-family:"Lusitana", Sans-serif;font-size:20px;font-weight:700;text-transform:none;font-style:normal;text-decoration:none;line-height:1.3em;}@media(max-width:767px){.elementor-780445 .elementor-element.elementor-element-4efe94dd{--gap:0px 0px;--padding-top:3%;--padding-bottom:3%;--padding-left:3%;--padding-right:3%;}}</style><style id="elementor-post-780445">.elementor-780445 .elementor-element.elementor-element-4efe94dd{--display:flex;--flex-direction:row;--container-widget-width:calc( ( 1 - var( --container-widget-flex-grow ) ) * 100% );--container-widget-height:100%;--container-widget-flex-grow:1;--container-widget-align-self:stretch;--flex-wrap-mobile:wrap;--align-items:center;--gap:20px 20px;--background-transition:0.3s;box-shadow:0px 0px 10px 0px rgba(0,0,0,0.5);--padding-top:5px;--padding-bottom:5px;--padding-left:5px;--padding-right:5px;}.elementor-780445 .elementor-element.elementor-element-44805119{text-align:left;}.elementor-780445 .elementor-element.elementor-element-44805119 img{filter:brightness( 100% ) contrast( 100% ) saturate( 100% ) blur( 0px ) hue-rotate( 0deg );}.elementor-780445 .elementor-element.elementor-element-255407f7{--display:flex;--min-height:120px;--justify-content:space-evenly;--background-transition:0.3s;--margin-top:0px;--margin-bottom:0px;--margin-left:0px;--margin-right:0px;--padding-top:0px;--padding-bottom:0px;--padding-left:0px;--padding-right:5px;}.elementor-780445 .elementor-element.elementor-element-62732340 > .elementor-widget-container{padding:5px 0px 5px 0px;}.elementor-780445 .elementor-element.elementor-element-62732340 .elementor-heading-title{font-family:"Lusitana", Sans-serif;font-size:20px;font-weight:700;text-transform:none;font-style:normal;text-decoration:none;line-height:1.3em;}@media(max-width:767px){.elementor-780445 .elementor-element.elementor-element-4efe94dd{--gap:0px 0px;--padding-top:3%;--padding-bottom:3%;--padding-left:3%;--padding-right:3%;}}</style> <div data-elementor-type="loop-item" data-elementor-id="780445" class="elementor elementor-780445 e-loop-item e-loop-item-786781 post-786781 customcontent type-customcontent status-publish has-post-thumbnail hentry category-risk-perspectives newsletter-active-sponsor-insight" data-elementor-post-type="elementor_library" data-custom-edit-handle="1"> <div class="elementor-element elementor-element-4efe94dd e-flex e-con-boxed e-con e-parent" data-id="4efe94dd" data-element_type="container"> <div class="e-con-inner"> <div class="elementor-element elementor-element-44805119 elementor-widget elementor-widget-theme-post-featured-image elementor-widget-image" data-id="44805119" data-element_type="widget" data-widget_type="theme-post-featured-image.default"> <div class="elementor-widget-container"> <a href="https://pubads.g.doubleclick.net/gampad/clk?id=6838954222&iu=/86975980/BI-click-tracking" target="_blank" rel="nofollow"> <img width="300" height="180" src="data:image/svg+xml,%3Csvg%20xmlns='http://www.w3.org/2000/svg'%20width='300'%20height='180'%20viewBox='0%200%20300%20180'%3E%3C/svg%3E" class="attachment-medium size-medium wp-image-786782 perfmatters-lazy" alt data-src="https://www.businessinsurance.com/wp-content/uploads/2024/11/Paradigm_P_834x500-300x180.jpg" data-srcset="https://www.businessinsurance.com/wp-content/uploads/2024/11/Paradigm_P_834x500-300x180.jpg 300w, https://www.businessinsurance.com/wp-content/uploads/2024/11/Paradigm_P_834x500-768x460.jpg 768w, https://www.businessinsurance.com/wp-content/uploads/2024/11/Paradigm_P_834x500.jpg 834w" data-sizes="(max-width: 300px) 100vw, 300px" /><noscript><img width="300" height="180" src="https://www.businessinsurance.com/wp-content/uploads/2024/11/Paradigm_P_834x500-300x180.jpg" class="attachment-medium size-medium wp-image-786782" alt="" srcset="https://www.businessinsurance.com/wp-content/uploads/2024/11/Paradigm_P_834x500-300x180.jpg 300w, https://www.businessinsurance.com/wp-content/uploads/2024/11/Paradigm_P_834x500-768x460.jpg 768w, https://www.businessinsurance.com/wp-content/uploads/2024/11/Paradigm_P_834x500.jpg 834w" sizes="(max-width: 300px) 100vw, 300px" loading="eager" /></noscript> </a> </div> </div> <div class="elementor-element elementor-element-255407f7 e-con-full e-flex e-con e-child" data-id="255407f7" data-element_type="container"> <div class="elementor-element elementor-element-62732340 elementor-widget elementor-widget-theme-post-title elementor-page-title elementor-widget-heading" data-id="62732340" data-element_type="widget" data-widget_type="theme-post-title.default"> <div class="elementor-widget-container"> <h2 class="elementor-heading-title elementor-size-default"><a href="https://pubads.g.doubleclick.net/gampad/clk?id=6838954222&iu=/86975980/BI-click-tracking" target="_blank" rel="nofollow">A collaborative and flexible approach to catastrophic care management</a></h2> </div> </div> <div class="elementor-element elementor-element-116f6e49 elementor-widget elementor-widget-theme-post-excerpt" data-id="116f6e49" data-element_type="widget" data-widget_type="theme-post-excerpt.default"> <div class="elementor-widget-container"> Learn how Paradigm provides certainty for complex workplace injuries by aligning clinical specialization, financial offerings, and proven guaranteed outcomes. </div> </div> </div> </div> </div> </div> <div data-elementor-type="loop-item" data-elementor-id="780445" class="elementor elementor-780445 e-loop-item e-loop-item-786514 post-786514 customcontent type-customcontent status-publish has-post-thumbnail hentry category-risk-perspectives newsletter-active-sponsor-insight" data-elementor-post-type="elementor_library" data-custom-edit-handle="1"> <div class="elementor-element elementor-element-4efe94dd e-flex e-con-boxed e-con e-parent" data-id="4efe94dd" data-element_type="container"> <div class="e-con-inner"> <div class="elementor-element elementor-element-44805119 elementor-widget elementor-widget-theme-post-featured-image elementor-widget-image" data-id="44805119" data-element_type="widget" data-widget_type="theme-post-featured-image.default"> <div class="elementor-widget-container"> <a href="https://pubads.g.doubleclick.net/gampad/clk?id=6836625554&iu=/86975980/BI-click-tracking" target="_blank" rel="nofollow"> <img width="300" height="180" src="data:image/svg+xml,%3Csvg%20xmlns='http://www.w3.org/2000/svg'%20width='300'%20height='180'%20viewBox='0%200%20300%20180'%3E%3C/svg%3E" class="attachment-medium size-medium wp-image-786515 perfmatters-lazy" alt data-src="https://www.businessinsurance.com/wp-content/uploads/2024/11/BI_BurnsWilcox_834x500-300x180.jpg" data-srcset="https://www.businessinsurance.com/wp-content/uploads/2024/11/BI_BurnsWilcox_834x500-300x180.jpg 300w, https://www.businessinsurance.com/wp-content/uploads/2024/11/BI_BurnsWilcox_834x500-768x460.jpg 768w, https://www.businessinsurance.com/wp-content/uploads/2024/11/BI_BurnsWilcox_834x500.jpg 834w" data-sizes="(max-width: 300px) 100vw, 300px" /><noscript><img width="300" height="180" src="https://www.businessinsurance.com/wp-content/uploads/2024/11/BI_BurnsWilcox_834x500-300x180.jpg" class="attachment-medium size-medium wp-image-786515" alt="" srcset="https://www.businessinsurance.com/wp-content/uploads/2024/11/BI_BurnsWilcox_834x500-300x180.jpg 300w, https://www.businessinsurance.com/wp-content/uploads/2024/11/BI_BurnsWilcox_834x500-768x460.jpg 768w, https://www.businessinsurance.com/wp-content/uploads/2024/11/BI_BurnsWilcox_834x500.jpg 834w" sizes="(max-width: 300px) 100vw, 300px" loading="eager" /></noscript> </a> </div> </div> <div class="elementor-element elementor-element-255407f7 e-con-full e-flex e-con e-child" data-id="255407f7" data-element_type="container"> <div class="elementor-element elementor-element-62732340 elementor-widget elementor-widget-theme-post-title elementor-page-title elementor-widget-heading" data-id="62732340" data-element_type="widget" data-widget_type="theme-post-title.default"> <div class="elementor-widget-container"> <h2 class="elementor-heading-title elementor-size-default"><a href="https://pubads.g.doubleclick.net/gampad/clk?id=6836625554&iu=/86975980/BI-click-tracking" target="_blank" rel="nofollow">Complex construction risks need specialists</a></h2> </div> </div> <div class="elementor-element elementor-element-116f6e49 elementor-widget elementor-widget-theme-post-excerpt" data-id="116f6e49" data-element_type="widget" data-widget_type="theme-post-excerpt.default"> <div class="elementor-widget-container"> Contractors’ liability exposures are increasing, and these businesses need help navigating a changing construction insurance marketplace. </div> </div> </div> </div> </div> </div> <div data-elementor-type="loop-item" data-elementor-id="780445" class="elementor elementor-780445 e-loop-item e-loop-item-786371 post-786371 customcontent type-customcontent status-publish has-post-thumbnail hentry category-risk-perspectives newsletter-active-sponsor-insight" data-elementor-post-type="elementor_library" data-custom-edit-handle="1"> <div class="elementor-element elementor-element-4efe94dd e-flex e-con-boxed e-con e-parent" data-id="4efe94dd" data-element_type="container"> <div class="e-con-inner"> <div class="elementor-element elementor-element-44805119 elementor-widget elementor-widget-theme-post-featured-image elementor-widget-image" data-id="44805119" data-element_type="widget" data-widget_type="theme-post-featured-image.default"> <div class="elementor-widget-container"> <a href="https://pubads.g.doubleclick.net/gampad/clk?id=6830153271&iu=/86975980/BI-click-tracking" target="_blank" rel="nofollow"> <img width="300" height="180" src="data:image/svg+xml,%3Csvg%20xmlns='http://www.w3.org/2000/svg'%20width='300'%20height='180'%20viewBox='0%200%20300%20180'%3E%3C/svg%3E" class="attachment-medium size-medium wp-image-786372 perfmatters-lazy" alt data-src="https://www.businessinsurance.com/wp-content/uploads/2024/11/BI_QBE_834x500-1-300x180.jpg" data-srcset="https://www.businessinsurance.com/wp-content/uploads/2024/11/BI_QBE_834x500-1-300x180.jpg 300w, https://www.businessinsurance.com/wp-content/uploads/2024/11/BI_QBE_834x500-1-768x460.jpg 768w, https://www.businessinsurance.com/wp-content/uploads/2024/11/BI_QBE_834x500-1.jpg 834w" data-sizes="(max-width: 300px) 100vw, 300px" /><noscript><img width="300" height="180" src="https://www.businessinsurance.com/wp-content/uploads/2024/11/BI_QBE_834x500-1-300x180.jpg" class="attachment-medium size-medium wp-image-786372" alt="" srcset="https://www.businessinsurance.com/wp-content/uploads/2024/11/BI_QBE_834x500-1-300x180.jpg 300w, https://www.businessinsurance.com/wp-content/uploads/2024/11/BI_QBE_834x500-1-768x460.jpg 768w, https://www.businessinsurance.com/wp-content/uploads/2024/11/BI_QBE_834x500-1.jpg 834w" sizes="(max-width: 300px) 100vw, 300px" loading="eager" /></noscript> </a> </div> </div> <div class="elementor-element elementor-element-255407f7 e-con-full e-flex e-con e-child" data-id="255407f7" data-element_type="container"> <div class="elementor-element elementor-element-62732340 elementor-widget elementor-widget-theme-post-title elementor-page-title elementor-widget-heading" data-id="62732340" data-element_type="widget" data-widget_type="theme-post-title.default"> <div class="elementor-widget-container"> <h2 class="elementor-heading-title elementor-size-default"><a href="https://pubads.g.doubleclick.net/gampad/clk?id=6830153271&iu=/86975980/BI-click-tracking" target="_blank" rel="nofollow">Cyber insurance used widely but not deeply</a></h2> </div> </div> <div class="elementor-element elementor-element-116f6e49 elementor-widget elementor-widget-theme-post-excerpt" data-id="116f6e49" data-element_type="widget" data-widget_type="theme-post-excerpt.default"> <div class="elementor-widget-container"> A QBE North America survey found many companies not taking full advantage of their investment in cyber insurance. </div> </div> </div> </div> </div> </div> <div data-elementor-type="loop-item" data-elementor-id="780445" class="elementor elementor-780445 e-loop-item e-loop-item-786116 post-786116 customcontent type-customcontent status-publish has-post-thumbnail hentry category-risk-perspectives newsletter-active-sponsor-insight" data-elementor-post-type="elementor_library" data-custom-edit-handle="1"> <div class="elementor-element elementor-element-4efe94dd e-flex e-con-boxed e-con e-parent" data-id="4efe94dd" data-element_type="container"> <div class="e-con-inner"> <div class="elementor-element elementor-element-44805119 elementor-widget elementor-widget-theme-post-featured-image elementor-widget-image" data-id="44805119" data-element_type="widget" data-widget_type="theme-post-featured-image.default"> <div class="elementor-widget-container"> <a href="https://pubads.g.doubleclick.net/gampad/clk?id=6825932151&iu=/86975980/BI-click-tracking" target="_blank" rel="nofollow"> <img width="300" height="180" src="data:image/svg+xml,%3Csvg%20xmlns='http://www.w3.org/2000/svg'%20width='300'%20height='180'%20viewBox='0%200%20300%20180'%3E%3C/svg%3E" class="attachment-medium size-medium wp-image-786117 perfmatters-lazy" alt data-src="https://www.businessinsurance.com/wp-content/uploads/2024/11/BI-MSIG_Ad_834-x-500-native-ad-300x180.png" data-srcset="https://www.businessinsurance.com/wp-content/uploads/2024/11/BI-MSIG_Ad_834-x-500-native-ad-300x180.png 300w, https://www.businessinsurance.com/wp-content/uploads/2024/11/BI-MSIG_Ad_834-x-500-native-ad-768x460.png 768w, https://www.businessinsurance.com/wp-content/uploads/2024/11/BI-MSIG_Ad_834-x-500-native-ad.png 834w" data-sizes="(max-width: 300px) 100vw, 300px" /><noscript><img width="300" height="180" src="https://www.businessinsurance.com/wp-content/uploads/2024/11/BI-MSIG_Ad_834-x-500-native-ad-300x180.png" class="attachment-medium size-medium wp-image-786117" alt="" srcset="https://www.businessinsurance.com/wp-content/uploads/2024/11/BI-MSIG_Ad_834-x-500-native-ad-300x180.png 300w, https://www.businessinsurance.com/wp-content/uploads/2024/11/BI-MSIG_Ad_834-x-500-native-ad-768x460.png 768w, https://www.businessinsurance.com/wp-content/uploads/2024/11/BI-MSIG_Ad_834-x-500-native-ad.png 834w" sizes="(max-width: 300px) 100vw, 300px" loading="eager" /></noscript> </a> </div> </div> <div class="elementor-element elementor-element-255407f7 e-con-full e-flex e-con e-child" data-id="255407f7" data-element_type="container"> <div class="elementor-element elementor-element-62732340 elementor-widget elementor-widget-theme-post-title elementor-page-title elementor-widget-heading" data-id="62732340" data-element_type="widget" data-widget_type="theme-post-title.default"> <div class="elementor-widget-container"> <h2 class="elementor-heading-title elementor-size-default"><a href="https://pubads.g.doubleclick.net/gampad/clk?id=6825932151&iu=/86975980/BI-click-tracking" target="_blank" rel="nofollow">Complex risk environment needs fresh thinking</a></h2> </div> </div> <div class="elementor-element elementor-element-116f6e49 elementor-widget elementor-widget-theme-post-excerpt" data-id="116f6e49" data-element_type="widget" data-widget_type="theme-post-excerpt.default"> <div class="elementor-widget-container"> The insurance industry has lagged behind the pace of change in casualty risks. Fast-evolving risks call for fresh thinking and adaptable solutions. </div> </div> </div> </div> </div> </div> <div data-elementor-type="loop-item" data-elementor-id="780445" class="elementor elementor-780445 e-loop-item e-loop-item-786113 post-786113 customcontent type-customcontent status-publish has-post-thumbnail hentry category-risk-perspectives newsletter-active-sponsor-insight" data-elementor-post-type="elementor_library" data-custom-edit-handle="1"> <div class="elementor-element elementor-element-4efe94dd e-flex e-con-boxed e-con e-parent" data-id="4efe94dd" data-element_type="container"> <div class="e-con-inner"> <div class="elementor-element elementor-element-44805119 elementor-widget elementor-widget-theme-post-featured-image elementor-widget-image" data-id="44805119" data-element_type="widget" data-widget_type="theme-post-featured-image.default"> <div class="elementor-widget-container"> <a href="https://pubads.g.doubleclick.net/gampad/clk?id=6825914763&iu=/86975980/BI-click-tracking" target="_blank" rel="nofollow"> <img width="300" height="180" src="data:image/svg+xml,%3Csvg%20xmlns='http://www.w3.org/2000/svg'%20width='300'%20height='180'%20viewBox='0%200%20300%20180'%3E%3C/svg%3E" class="attachment-medium size-medium wp-image-786114 perfmatters-lazy" alt data-src="https://www.businessinsurance.com/wp-content/uploads/2024/11/BI-Aon-RP-834x500-1-300x180.jpg" data-srcset="https://www.businessinsurance.com/wp-content/uploads/2024/11/BI-Aon-RP-834x500-1-300x180.jpg 300w, https://www.businessinsurance.com/wp-content/uploads/2024/11/BI-Aon-RP-834x500-1-768x460.jpg 768w, https://www.businessinsurance.com/wp-content/uploads/2024/11/BI-Aon-RP-834x500-1.jpg 834w" data-sizes="(max-width: 300px) 100vw, 300px" /><noscript><img width="300" height="180" src="https://www.businessinsurance.com/wp-content/uploads/2024/11/BI-Aon-RP-834x500-1-300x180.jpg" class="attachment-medium size-medium wp-image-786114" alt="" srcset="https://www.businessinsurance.com/wp-content/uploads/2024/11/BI-Aon-RP-834x500-1-300x180.jpg 300w, https://www.businessinsurance.com/wp-content/uploads/2024/11/BI-Aon-RP-834x500-1-768x460.jpg 768w, https://www.businessinsurance.com/wp-content/uploads/2024/11/BI-Aon-RP-834x500-1.jpg 834w" sizes="(max-width: 300px) 100vw, 300px" loading="eager" /></noscript> </a> </div> </div> <div class="elementor-element elementor-element-255407f7 e-con-full e-flex e-con e-child" data-id="255407f7" data-element_type="container"> <div class="elementor-element elementor-element-62732340 elementor-widget elementor-widget-theme-post-title elementor-page-title elementor-widget-heading" data-id="62732340" data-element_type="widget" data-widget_type="theme-post-title.default"> <div class="elementor-widget-container"> <h2 class="elementor-heading-title elementor-size-default"><a href="https://pubads.g.doubleclick.net/gampad/clk?id=6825914763&iu=/86975980/BI-click-tracking" target="_blank" rel="nofollow">Liability risks rising for directors and officers</a></h2> </div> </div> <div class="elementor-element elementor-element-116f6e49 elementor-widget elementor-widget-theme-post-excerpt" data-id="116f6e49" data-element_type="widget" data-widget_type="theme-post-excerpt.default"> <div class="elementor-widget-container"> Directors and officers of public as well as private/nonprofit organizations are exposed to significant liability risks. Learn how to mitigate them with insights from Aon. </div> </div> </div> </div> </div> </div> </div> </div> </div> </div> <div class="elementor-element elementor-element-3f1625fa e-con-full e-flex e-con e-child" data-id="3f1625fa" data-element_type="container"> <div class="elementor-element elementor-element-541d8c7 elementor-widget elementor-widget-sidebar" data-id="541d8c7" data-element_type="widget" data-settings="{"sticky":"top","sticky_on":["desktop"],"sticky_parent":"yes","sticky_offset":0,"sticky_effects_offset":0}" data-widget_type="sidebar.default"> <div class="elementor-widget-container"> <div class="widget_text widget-content"><div class="textwidget custom-html-widget"><div id="sticky-1" class="google-ad"> <script defer src="data:text/javascript;base64,CgkJCQkJZ29vZ2xldGFnLmNtZC5wdXNoKGZ1bmN0aW9uICgpIHsgZ29vZ2xldGFnLmRpc3BsYXkoInN0aWNreS0xIik7IH0pOwoJCQkJ"></script> </div></div></div><div class="widget_text widget-content"><div class="textwidget custom-html-widget"><div id="rectangle-1" class="google-ad"> <script defer src="data:text/javascript;base64,CgkJCQkJZ29vZ2xldGFnLmNtZC5wdXNoKGZ1bmN0aW9uICgpIHsgZ29vZ2xldGFnLmRpc3BsYXkoInJlY3RhbmdsZS0xIik7IH0pOwoJCQkJ"></script> </div></div></div> </div> </div> </div> </div> </div> </div> <div data-elementor-type="footer" data-elementor-id="224644" class="elementor elementor-224644 elementor-location-footer" data-elementor-post-type="elementor_library"> <div class="elementor-element elementor-element-b5715f7 e-con-full e-flex e-con e-parent" data-id="b5715f7" data-element_type="container" data-settings="{"background_background":"classic"}"> <div class="elementor-element elementor-element-d245f8d elementor-widget elementor-widget-image" data-id="d245f8d" data-element_type="widget" data-widget_type="image.default"> <div class="elementor-widget-container"> <a href="https://www.businessinsurance.com/"> <img width="468" height="468" src="data:image/svg+xml,%3Csvg%20xmlns='http://www.w3.org/2000/svg'%20width='468'%20height='468'%20viewBox='0%200%20468%20468'%3E%3C/svg%3E" class="attachment-full size-full wp-image-651538 perfmatters-lazy" alt data-src="https://www.businessinsurance.com/wp-content/uploads/2024/01/bi-square-logo.svg" /><noscript><img width="468" height="468" src="https://www.businessinsurance.com/wp-content/uploads/2024/01/bi-square-logo.svg" class="attachment-full size-full wp-image-651538" alt="" loading="eager" /></noscript> </a> </div> </div> <div class="elementor-element elementor-element-02cca47 elementor-shape-rounded elementor-grid-0 e-grid-align-center elementor-widget elementor-widget-social-icons" data-id="02cca47" data-element_type="widget" data-widget_type="social-icons.default"> <div class="elementor-widget-container"> <div class="elementor-social-icons-wrapper elementor-grid"> <span class="elementor-grid-item"> <a class="elementor-icon elementor-social-icon elementor-social-icon-facebook-f elementor-repeater-item-0267196" href="https://www.facebook.com/BusInsMagazine" target="_blank" rel="nofollow"> <span class="elementor-screen-only">Facebook-f</span> <svg class="e-font-icon-svg e-fab-facebook-f" viewBox="0 0 320 512" xmlns="http://www.w3.org/2000/svg"><path d="M279.14 288l14.22-92.66h-88.91v-60.13c0-25.35 12.42-50.06 52.24-50.06h40.42V6.26S260.43 0 225.36 0c-73.22 0-121.08 44.38-121.08 124.72v70.62H22.89V288h81.39v224h100.17V288z"></path></svg> </a> </span> <span class="elementor-grid-item"> <a class="elementor-icon elementor-social-icon elementor-social-icon-x-twitter elementor-repeater-item-dc10550" href="https://twitter.com/BusInsMagazine" target="_blank" rel="nofollow"> <span class="elementor-screen-only">X-twitter</span> <svg class="e-font-icon-svg e-fab-x-twitter" viewBox="0 0 512 512" xmlns="http://www.w3.org/2000/svg"><path d="M389.2 48h70.6L305.6 224.2 487 464H345L233.7 318.6 106.5 464H35.8L200.7 275.5 26.8 48H172.4L272.9 180.9 389.2 48zM364.4 421.8h39.1L151.1 88h-42L364.4 421.8z"></path></svg> </a> </span> <span class="elementor-grid-item"> <a class="elementor-icon elementor-social-icon elementor-social-icon-linkedin-in elementor-repeater-item-9bc67e2" href="https://www.linkedin.com/company/656162" target="_blank" rel="nofollow"> <span class="elementor-screen-only">Linkedin-in</span> <svg class="e-font-icon-svg e-fab-linkedin-in" viewBox="0 0 448 512" xmlns="http://www.w3.org/2000/svg"><path d="M100.28 448H7.4V148.9h92.88zM53.79 108.1C24.09 108.1 0 83.5 0 53.8a53.79 53.79 0 0 1 107.58 0c0 29.7-24.1 54.3-53.79 54.3zM447.9 448h-92.68V302.4c0-34.7-.7-79.2-48.29-79.2-48.29 0-55.69 37.7-55.69 76.7V448h-92.78V148.9h89.08v40.8h1.3c12.4-23.5 42.69-48.3 87.88-48.3 94 0 111.28 61.9 111.28 142.3V448z"></path></svg> </a> </span> </div> </div> </div> </div> <div class="elementor-element elementor-element-c99b632 e-con-full e-flex e-con e-parent" data-id="c99b632" data-element_type="container" data-settings="{"background_background":"classic"}"> <div class="elementor-element elementor-element-018d877 e-con-full e-flex e-con e-child" data-id="018d877" data-element_type="container"> <div class="elementor-element elementor-element-669fa82 e-con-full e-flex e-con e-child" data-id="669fa82" data-element_type="container"> <div class="elementor-element elementor-element-385fa69 elementor-widget elementor-widget-theme-site-logo elementor-widget-image" data-id="385fa69" data-element_type="widget" data-widget_type="theme-site-logo.default"> <div class="elementor-widget-container"> <a href="https://www.businessinsurance.com"> <img width="720" height="51" src="data:image/svg+xml,%3Csvg%20xmlns='http://www.w3.org/2000/svg'%20width='720'%20height='51'%20viewBox='0%200%20720%2051'%3E%3C/svg%3E" class="attachment-full size-full wp-image-651539 perfmatters-lazy" alt data-src="https://www.businessinsurance.com/wp-content/uploads/2024/01/business-insurance-logo.svg" /><noscript><img width="720" height="51" src="https://www.businessinsurance.com/wp-content/uploads/2024/01/business-insurance-logo.svg" class="attachment-full size-full wp-image-651539" alt="" loading="eager" /></noscript> </a> </div> </div> <div class="elementor-element elementor-element-d37129a elementor-widget elementor-widget-text-editor" data-id="d37129a" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> <p>Business Insurance is a singular, authoritative news and information source for executives focused upon risk management, risk transfer and risk financing.</p> </div> </div> </div> <div class="elementor-element elementor-element-19a533e e-con-full e-flex e-con e-child" data-id="19a533e" data-element_type="container"> <div class="elementor-element elementor-element-85c5fc9 elementor-widget elementor-widget-heading" data-id="85c5fc9" data-element_type="widget" data-widget_type="heading.default"> <div class="elementor-widget-container"> <p class="elementor-heading-title elementor-size-default">Never miss important news: Become a Business Insurance Online subscriber today</p> </div> </div> <div class="elementor-element elementor-element-8ffebdf elementor-align-center elementor-tablet-align-left elementor-mobile-align-center elementor-widget elementor-widget-button" data-id="8ffebdf" data-element_type="widget" data-widget_type="button.default"> <div class="elementor-widget-container"> <div class="elementor-button-wrapper"> <a class="elementor-button elementor-button-link elementor-size-sm" href="/register/free-account/"> <span class="elementor-button-content-wrapper"> <span class="elementor-button-icon"> <svg aria-hidden="true" class="e-font-icon-svg e-far-envelope-open" viewBox="0 0 512 512" xmlns="http://www.w3.org/2000/svg"><path d="M494.586 164.516c-4.697-3.883-111.723-89.95-135.251-108.657C337.231 38.191 299.437 0 256 0c-43.205 0-80.636 37.717-103.335 55.859-24.463 19.45-131.07 105.195-135.15 108.549A48.004 48.004 0 0 0 0 201.485V464c0 26.51 21.49 48 48 48h416c26.51 0 48-21.49 48-48V201.509a48 48 0 0 0-17.414-36.993zM464 458a6 6 0 0 1-6 6H54a6 6 0 0 1-6-6V204.347c0-1.813.816-3.526 2.226-4.665 15.87-12.814 108.793-87.554 132.364-106.293C200.755 78.88 232.398 48 256 48c23.693 0 55.857 31.369 73.41 45.389 23.573 18.741 116.503 93.493 132.366 106.316a5.99 5.99 0 0 1 2.224 4.663V458zm-31.991-187.704c4.249 5.159 3.465 12.795-1.745 16.981-28.975 23.283-59.274 47.597-70.929 56.863C336.636 362.283 299.205 400 256 400c-43.452 0-81.287-38.237-103.335-55.86-11.279-8.967-41.744-33.413-70.927-56.865-5.21-4.187-5.993-11.822-1.745-16.981l15.258-18.528c4.178-5.073 11.657-5.843 16.779-1.726 28.618 23.001 58.566 47.035 70.56 56.571C200.143 320.631 232.307 352 256 352c23.602 0 55.246-30.88 73.41-45.389 11.994-9.535 41.944-33.57 70.563-56.568 5.122-4.116 12.601-3.346 16.778 1.727l15.258 18.526z"></path></svg> </span> <span class="elementor-button-text">Subscribe Now</span> </span> </a> </div> </div> </div> </div> <div class="elementor-element elementor-element-c11deeb e-con-full e-flex e-con e-child" data-id="c11deeb" data-element_type="container"> <div class="elementor-element elementor-element-b293ffe elementor-widget elementor-widget-heading" data-id="b293ffe" data-element_type="widget" data-widget_type="heading.default"> <div class="elementor-widget-container"> <h3 class="elementor-heading-title elementor-size-default">Information</h3> </div> </div> <div class="elementor-element elementor-element-4a62d87 elementor-widget-divider--view-line elementor-widget elementor-widget-divider" data-id="4a62d87" data-element_type="widget" data-widget_type="divider.default"> <div class="elementor-widget-container"> <div class="elementor-divider"> <span class="elementor-divider-separator"> </span> </div> </div> </div> <div class="elementor-element elementor-element-871d82f elementor-icon-list--layout-traditional elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list" data-id="871d82f" data-element_type="widget" data-widget_type="icon-list.default"> <div class="elementor-widget-container"> <ul class="elementor-icon-list-items"> <li class="elementor-icon-list-item"> <a href="https://www.businessinsurance.com/about/"> <span class="elementor-icon-list-icon"> <svg aria-hidden="true" class="e-font-icon-svg e-fas-chevron-right" viewBox="0 0 320 512" xmlns="http://www.w3.org/2000/svg"><path d="M285.476 272.971L91.132 467.314c-9.373 9.373-24.569 9.373-33.941 0l-22.667-22.667c-9.357-9.357-9.375-24.522-.04-33.901L188.505 256 34.484 101.255c-9.335-9.379-9.317-24.544.04-33.901l22.667-22.667c9.373-9.373 24.569-9.373 33.941 0L285.475 239.03c9.373 9.372 9.373 24.568.001 33.941z"></path></svg> </span> <span class="elementor-icon-list-text">About Us</span> </a> </li> <li class="elementor-icon-list-item"> <a href="https://www.businessinsurance.com/contact-us/"> <span class="elementor-icon-list-icon"> <svg aria-hidden="true" class="e-font-icon-svg e-fas-chevron-right" viewBox="0 0 320 512" xmlns="http://www.w3.org/2000/svg"><path d="M285.476 272.971L91.132 467.314c-9.373 9.373-24.569 9.373-33.941 0l-22.667-22.667c-9.357-9.357-9.375-24.522-.04-33.901L188.505 256 34.484 101.255c-9.335-9.379-9.317-24.544.04-33.901l22.667-22.667c9.373-9.373 24.569-9.373 33.941 0L285.475 239.03c9.373 9.372 9.373 24.568.001 33.941z"></path></svg> </span> <span class="elementor-icon-list-text">Contact</span> </a> </li> <li class="elementor-icon-list-item"> <a href="https://bimediakit.com/" target="_blank"> <span class="elementor-icon-list-icon"> <svg aria-hidden="true" class="e-font-icon-svg e-fas-chevron-right" viewBox="0 0 320 512" xmlns="http://www.w3.org/2000/svg"><path d="M285.476 272.971L91.132 467.314c-9.373 9.373-24.569 9.373-33.941 0l-22.667-22.667c-9.357-9.357-9.375-24.522-.04-33.901L188.505 256 34.484 101.255c-9.335-9.379-9.317-24.544.04-33.901l22.667-22.667c9.373-9.373 24.569-9.373 33.941 0L285.475 239.03c9.373 9.372 9.373 24.568.001 33.941z"></path></svg> </span> <span class="elementor-icon-list-text">Advertise</span> </a> </li> <li class="elementor-icon-list-item"> <a href="https://www.businessinsurance.com/privacy-policy/"> <span class="elementor-icon-list-icon"> <svg aria-hidden="true" class="e-font-icon-svg e-fas-chevron-right" viewBox="0 0 320 512" xmlns="http://www.w3.org/2000/svg"><path d="M285.476 272.971L91.132 467.314c-9.373 9.373-24.569 9.373-33.941 0l-22.667-22.667c-9.357-9.357-9.375-24.522-.04-33.901L188.505 256 34.484 101.255c-9.335-9.379-9.317-24.544.04-33.901l22.667-22.667c9.373-9.373 24.569-9.373 33.941 0L285.475 239.03c9.373 9.372 9.373 24.568.001 33.941z"></path></svg> </span> <span class="elementor-icon-list-text">Privacy Policy</span> </a> </li> <li class="elementor-icon-list-item"> <a href="https://www.businessinsurance.com/terms-conditions/"> <span class="elementor-icon-list-icon"> <svg aria-hidden="true" class="e-font-icon-svg e-fas-chevron-right" viewBox="0 0 320 512" xmlns="http://www.w3.org/2000/svg"><path d="M285.476 272.971L91.132 467.314c-9.373 9.373-24.569 9.373-33.941 0l-22.667-22.667c-9.357-9.357-9.375-24.522-.04-33.901L188.505 256 34.484 101.255c-9.335-9.379-9.317-24.544.04-33.901l22.667-22.667c9.373-9.373 24.569-9.373 33.941 0L285.475 239.03c9.373 9.372 9.373 24.568.001 33.941z"></path></svg> </span> <span class="elementor-icon-list-text">Terms & Conditions</span> </a> </li> </ul> </div> </div> </div> </div> </div> <div class="elementor-element elementor-element-99667e6 e-con-full e-flex e-con e-parent" data-id="99667e6" data-element_type="container" data-settings="{"background_background":"classic"}"> <div class="elementor-element elementor-element-8d89b62 elementor-widget elementor-widget-heading" data-id="8d89b62" data-element_type="widget" data-widget_type="heading.default"> <div class="elementor-widget-container"> <p class="elementor-heading-title elementor-size-default">Copyright 2024. BUSINESS INSURANCE HOLDINGS</p> </div> </div> <div class="elementor-element elementor-element-bc050ca elementor-widget elementor-widget-image" data-id="bc050ca" data-element_type="widget" data-widget_type="image.default"> <div class="elementor-widget-container"> <a href="https://big.com" target="_blank"> <img src="data:image/svg+xml,%3Csvg%20xmlns='http://www.w3.org/2000/svg'%20width='0'%20height='0'%20viewBox='0%200%200%200'%3E%3C/svg%3E" title="beacon-logo" alt="beacon-logo" class="perfmatters-lazy" data-src="https://www.businessinsurance.com/wp-content/uploads/2024/01/beacon-logo.svg" /><noscript><img src="https://www.businessinsurance.com/wp-content/uploads/2024/01/beacon-logo.svg" title="beacon-logo" alt="beacon-logo" loading="lazy" /></noscript> </a> </div> </div> <div class="elementor-element elementor-element-b80922c elementor-widget elementor-widget-html" data-id="b80922c" data-element_type="widget" data-widget_type="html.default"> <div class="elementor-widget-container"> <div id='interstitial' style="z-index: 999999 !important"> <script defer src="data:text/javascript;base64,DQogICAgICAgICAgICAgICAgZ29vZ2xldGFnLmNtZC5wdXNoKGZ1bmN0aW9uICgpIHsgZ29vZ2xldGFnLmRpc3BsYXkoJ2ludGVyc3RpdGlhbCcpOyB9KTsNCiAgICAgICAgICAgIA=="></script> </div> </div> </div> </div> </div> <div data-elementor-type="popup" data-elementor-id="785734" class="elementor elementor-785734 elementor-location-popup" data-elementor-settings="{"entrance_animation":"slideInRight","entrance_animation_duration":{"unit":"px","size":1.2,"sizes":[]},"a11y_navigation":"yes","triggers":{"page_load_delay":5,"page_load":"yes"},"timing":{"times_times":1,"times_period":"week","times_count":"close","times":"yes","logged_in":"yes","devices_devices":["desktop","tablet","tablet_extra"],"devices":"yes","logged_in_users":"all"}}" data-elementor-post-type="elementor_library"> <div class="elementor-element elementor-element-6dbb92b3 e-flex e-con-boxed e-con e-parent" data-id="6dbb92b3" data-element_type="container"> <div class="e-con-inner"> <div class="elementor-element elementor-element-77552def elementor-widget elementor-widget-text-editor" data-id="77552def" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> <p>Create your free <em>Business Insurance</em> account now</p><p>Sign up for unlimited free newsletters from BI, and get introductory access to all content on the new Business Insurance online</p> </div> </div> <div class="elementor-element elementor-element-32033a83 elementor-align-center elementor-tablet-align-left elementor-widget elementor-widget-button" data-id="32033a83" data-element_type="widget" data-widget_type="button.default"> <div class="elementor-widget-container"> <div class="elementor-button-wrapper"> <a class="elementor-button elementor-button-link elementor-size-sm" href="https://www.businessinsurance.com/register/free-account/?utm_source=website&utm_medium=popup&utm_campaign=register"> <span class="elementor-button-content-wrapper"> <span class="elementor-button-icon"> <svg aria-hidden="true" class="e-font-icon-svg e-far-envelope-open" viewBox="0 0 512 512" xmlns="http://www.w3.org/2000/svg"><path d="M494.586 164.516c-4.697-3.883-111.723-89.95-135.251-108.657C337.231 38.191 299.437 0 256 0c-43.205 0-80.636 37.717-103.335 55.859-24.463 19.45-131.07 105.195-135.15 108.549A48.004 48.004 0 0 0 0 201.485V464c0 26.51 21.49 48 48 48h416c26.51 0 48-21.49 48-48V201.509a48 48 0 0 0-17.414-36.993zM464 458a6 6 0 0 1-6 6H54a6 6 0 0 1-6-6V204.347c0-1.813.816-3.526 2.226-4.665 15.87-12.814 108.793-87.554 132.364-106.293C200.755 78.88 232.398 48 256 48c23.693 0 55.857 31.369 73.41 45.389 23.573 18.741 116.503 93.493 132.366 106.316a5.99 5.99 0 0 1 2.224 4.663V458zm-31.991-187.704c4.249 5.159 3.465 12.795-1.745 16.981-28.975 23.283-59.274 47.597-70.929 56.863C336.636 362.283 299.205 400 256 400c-43.452 0-81.287-38.237-103.335-55.86-11.279-8.967-41.744-33.413-70.927-56.865-5.21-4.187-5.993-11.822-1.745-16.981l15.258-18.528c4.178-5.073 11.657-5.843 16.779-1.726 28.618 23.001 58.566 47.035 70.56 56.571C200.143 320.631 232.307 352 256 352c23.602 0 55.246-30.88 73.41-45.389 11.994-9.535 41.944-33.57 70.563-56.568 5.122-4.116 12.601-3.346 16.778 1.727l15.258 18.526z"></path></svg> </span> <span class="elementor-button-text">Register for free</span> </span> </a> </div> </div> </div> </div> </div> </div> <script type="text/javascript" defer src="data:text/javascript;base64,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"></script> <script data-wpacu-script-handle="hello-theme-frontend" src="https://www.businessinsurance.com/wp-content/themes/hello-elementor/assets/js/hello-frontend.min.js?ver=48a1ace9ad29" id="hello-theme-frontend-js" defer></script> <script data-wpacu-script-handle="smartmenus" src="https://www.businessinsurance.com/wp-content/plugins/elementor-pro/assets/lib/smartmenus/jquery.smartmenus.min.js?ver=9e7c898d1649" id="smartmenus-js" defer></script> <script data-wpacu-script-handle="imagesloaded" src="https://www.businessinsurance.com/wp-includes/js/imagesloaded.min.js?ver=6823120876c9" id="imagesloaded-js" defer></script> <script data-wpacu-script-handle="e-sticky" src="https://www.businessinsurance.com/wp-content/plugins/elementor-pro/assets/lib/sticky/jquery.sticky.min.js?ver=3e31a0ddb1f9" id="e-sticky-js" defer></script> <script id="perfmatters-lazy-load-js-before"> window.lazyLoadOptions={elements_selector:"img[data-src],.perfmatters-lazy,.perfmatters-lazy-css-bg",thresholds:"0px 0px",class_loading:"pmloading",class_loaded:"pmloaded",callback_loaded:function(element){if(element.tagName==="IFRAME"){if(element.classList.contains("pmloaded")){if(typeof window.jQuery!="undefined"){if(jQuery.fn.fitVids){jQuery(element).parent().fitVids()}}}}}};window.addEventListener("LazyLoad::Initialized",function(e){var lazyLoadInstance=e.detail.instance;var target=document.querySelector("body");var observer=new MutationObserver(function(mutations){lazyLoadInstance.update()});var config={childList:!0,subtree:!0};observer.observe(target,config);});function perfmattersLazyLoadYouTube(e){var t=document.createElement("iframe"),r="ID?";r+=0===e.dataset.query.length?"":e.dataset.query+"&",r+="autoplay=1",t.setAttribute("src",r.replace("ID",e.dataset.src)),t.setAttribute("frameborder","0"),t.setAttribute("allowfullscreen","1"),t.setAttribute("allow","accelerometer; autoplay; encrypted-media; gyroscope; picture-in-picture"),e.replaceChild(t,e.firstChild)} </script> <script async src="https://www.businessinsurance.com/wp-content/plugins/perfmatters/js/lazyload.min.js?ver=b4edcd1be13b" id="perfmatters-lazy-load-js"></script> <script data-wpacu-script-handle="custom-js" src="https://www.businessinsurance.com/wp-content/themes/BI-child-theme-master/js/custom.js?ver=4ac719bb9ed1" id="custom-js-js" defer></script> <script data-wpacu-script-handle="elementor-pro-webpack-runtime" src="https://www.businessinsurance.com/wp-content/plugins/elementor-pro/assets/js/webpack-pro.runtime.min.js?ver=af255334ec2b" id="elementor-pro-webpack-runtime-js" defer></script> <script data-wpacu-script-handle="elementor-webpack-runtime" src="https://www.businessinsurance.com/wp-content/plugins/elementor/assets/js/webpack.runtime.min.js?ver=f535582c6ed1" id="elementor-webpack-runtime-js" defer></script> <script data-wpacu-script-handle="elementor-frontend-modules" src="https://www.businessinsurance.com/wp-content/plugins/elementor/assets/js/frontend-modules.min.js?ver=57f902ef8212" id="elementor-frontend-modules-js" defer></script> <script data-wpacu-script-handle="wp-hooks" src="https://www.businessinsurance.com/wp-includes/js/dist/hooks.min.js?ver=072d3f6e5c44" id="wp-hooks-js" defer></script> <script data-wpacu-script-handle="wp-i18n" src="https://www.businessinsurance.com/wp-includes/js/dist/i18n.min.js?ver=a8127c1a87bb" id="wp-i18n-js" defer></script> <script data-wpacu-script-handle="wp-i18n" id="wp-i18n-js-after" defer src="data:text/javascript;base64,CndwLmkxOG4uc2V0TG9jYWxlRGF0YSggeyAndGV4dCBkaXJlY3Rpb25cdTAwMDRsdHInOiBbICdsdHInIF0gfSApOwo="></script> <script data-wpacu-script-handle="elementor-pro-frontend" id="elementor-pro-frontend-js-before" defer src="data:text/javascript;base64,CnZhciBFbGVtZW50b3JQcm9Gcm9udGVuZENvbmZpZyA9IHsiYWpheHVybCI6Imh0dHBzOlwvXC93d3cuYnVzaW5lc3NpbnN1cmFuY2UuY29tXC93cC1hZG1pblwvYWRtaW4tYWpheC5waHAiLCJub25jZSI6ImJmMDg4MGQ0MGEiLCJ1cmxzIjp7ImFzc2V0cyI6Imh0dHBzOlwvXC93d3cuYnVzaW5lc3NpbnN1cmFuY2UuY29tXC93cC1jb250ZW50XC9wbHVnaW5zXC9lbGVtZW50b3ItcHJvXC9hc3NldHNcLyIsInJlc3QiOiJodHRwczpcL1wvd3d3LmJ1c2luZXNzaW5zdXJhbmNlLmNvbVwvd3AtanNvblwvIn0sInNldHRpbmdzIjp7ImxhenlfbG9hZF9iYWNrZ3JvdW5kX2ltYWdlcyI6dHJ1ZX0sInNoYXJlQnV0dG9uc05ldHdvcmtzIjp7ImZhY2Vib29rIjp7InRpdGxlIjoiRmFjZWJvb2siLCJoYXNfY291bnRlciI6dHJ1ZX0sInR3aXR0ZXIiOnsidGl0bGUiOiJUd2l0dGVyIn0sImxpbmtlZGluIjp7InRpdGxlIjoiTGlua2VkSW4iLCJoYXNfY291bnRlciI6dHJ1ZX0sInBpbnRlcmVzdCI6eyJ0aXRsZSI6IlBpbnRlcmVzdCIsImhhc19jb3VudGVyIjp0cnVlfSwicmVkZGl0Ijp7InRpdGxlIjoiUmVkZGl0IiwiaGFzX2NvdW50ZXIiOnRydWV9LCJ2ayI6eyJ0aXRsZSI6IlZLIiwiaGFzX2NvdW50ZXIiOnRydWV9LCJvZG5va2xhc3NuaWtpIjp7InRpdGxlIjoiT0siLCJoYXNfY291bnRlciI6dHJ1ZX0sInR1bWJsciI6eyJ0aXRsZSI6IlR1bWJsciJ9LCJkaWdnIjp7InRpdGxlIjoiRGlnZyJ9LCJza3lwZSI6eyJ0aXRsZSI6IlNreXBlIn0sInN0dW1ibGV1cG9uIjp7InRpdGxlIjoiU3R1bWJsZVVwb24iLCJoYXNfY291bnRlciI6dHJ1ZX0sIm1peCI6eyJ0aXRsZSI6Ik1peCJ9LCJ0ZWxlZ3JhbSI6eyJ0aXRsZSI6IlRlbGVncmFtIn0sInBvY2tldCI6eyJ0aXRsZSI6IlBvY2tldCIsImhhc19jb3VudGVyIjp0cnVlfSwieGluZyI6eyJ0aXRsZSI6IlhJTkciLCJoYXNfY291bnRlciI6dHJ1ZX0sIndoYXRzYXBwIjp7InRpdGxlIjoiV2hhdHNBcHAifSwiZW1haWwiOnsidGl0bGUiOiJFbWFpbCJ9LCJwcmludCI6eyJ0aXRsZSI6IlByaW50In0sIngtdHdpdHRlciI6eyJ0aXRsZSI6IlgifSwidGhyZWFkcyI6eyJ0aXRsZSI6IlRocmVhZHMifX0sImZhY2Vib29rX3NkayI6eyJsYW5nIjoiZW5fVVMiLCJhcHBfaWQiOiIifSwibG90dGllIjp7ImRlZmF1bHRBbmltYXRpb25VcmwiOiJodHRwczpcL1wvd3d3LmJ1c2luZXNzaW5zdXJhbmNlLmNvbVwvd3AtY29udGVudFwvcGx1Z2luc1wvZWxlbWVudG9yLXByb1wvbW9kdWxlc1wvbG90dGllXC9hc3NldHNcL2FuaW1hdGlvbnNcL2RlZmF1bHQuanNvbiJ9fTsK"></script> <script data-wpacu-script-handle="elementor-pro-frontend" src="https://www.businessinsurance.com/wp-content/plugins/elementor-pro/assets/js/frontend.min.js?ver=5e0310234bb8" id="elementor-pro-frontend-js" defer></script> <script data-wpacu-script-handle="jquery-ui-core" src="https://www.businessinsurance.com/wp-includes/js/jquery/ui/core.min.js?ver=8fbc22c79d40" id="jquery-ui-core-js" defer></script> <script data-wpacu-script-handle="elementor-frontend" id="elementor-frontend-js-before" defer src="data:text/javascript;base64,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"></script> <script data-wpacu-script-handle="elementor-frontend" src="https://www.businessinsurance.com/wp-content/plugins/elementor/assets/js/frontend.min.js?ver=f8c901db36a7" id="elementor-frontend-js" defer></script> <script data-wpacu-script-handle="pro-elements-handlers" src="https://www.businessinsurance.com/wp-content/plugins/elementor-pro/assets/js/elements-handlers.min.js?ver=f6fe6be6976e" id="pro-elements-handlers-js" defer></script>  <script defer src="data:text/javascript;base64,DQogICAgICAgIGdvb2dsZXRhZy5jbWQucHVzaChmdW5jdGlvbigpIHsNCiAgICAgICAgICAgIHZhciBjYiA9IGFkbG9veF9wdWJpbnRfdGltZW91dChmdW5jdGlvbigpIHsNCiAgICAgICAgICAgICAgICBnb29nbGV0YWcucHViYWRzKCkucmVmcmVzaCgpOw0KICAgICAgICAgICAgfSwgNzAwKTsJLy8gNzAwIG1pbGxpc2Vjb25kcyBtYXhpbXVtIGRlbGF5DQogICAgICAgICAgICBhZGxvb3hfcHViaW50LmNtZC5wdXNoKGZ1bmN0aW9uKCkgew0KICAgICAgICAgICAgICAgIGFkbG9veF9wdWJpbnQuZ3B0KGdvb2dsZXRhZywgY2IpOw0KICAgICAgICAgICAgfSk7DQogICAgICAgIH0pOw0KICAgIA=="></script> <script defer src="data:text/javascript;base64,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"></script> <svg id="ptb_svg" style="display:none"><defs></defs></svg><style>.ptb_fa { display: inline-block; width: 1em; height: 1em; stroke-width: 0; stroke: currentColor; overflow: visible; fill: currentColor; pointer-events: none; vertical-align: middle; }</style> <script id="perfmatters-delayed-scripts-js">const pmDelayClick=false;const pmDelayTimer=setTimeout(pmTriggerDOMListener,10*1000);const pmUserInteractions=["keydown","mousedown","mousemove","wheel","touchmove","touchstart","touchend"],pmDelayedScripts={normal:[],defer:[],async:[]},jQueriesArray=[],pmInterceptedClicks=[];var pmDOMLoaded=!1,pmClickTarget="";function pmTriggerDOMListener(){"undefined"!=typeof pmDelayTimer&&clearTimeout(pmDelayTimer),pmUserInteractions.forEach(function(e){window.removeEventListener(e,pmTriggerDOMListener,{passive:!0})}),document.removeEventListener("visibilitychange",pmTriggerDOMListener),"loading"===document.readyState?document.addEventListener("DOMContentLoaded",pmTriggerDelayedScripts):pmTriggerDelayedScripts()}async function pmTriggerDelayedScripts(){pmDelayEventListeners(),pmDelayJQueryReady(),pmProcessDocumentWrite(),pmSortDelayedScripts(),pmPreloadDelayedScripts(),await pmLoadDelayedScripts(pmDelayedScripts.normal),await pmLoadDelayedScripts(pmDelayedScripts.defer),await pmLoadDelayedScripts(pmDelayedScripts.async),await pmTriggerEventListeners(),document.querySelectorAll("link[data-pmdelayedstyle]").forEach(function(e){e.setAttribute("href",e.getAttribute("data-pmdelayedstyle"))}),window.dispatchEvent(new Event("perfmatters-allScriptsLoaded")),pmWaitForPendingClicks().then(()=>{pmReplayClicks()})}function pmDelayEventListeners(){let e={};function t(t,n){function r(n){return e[t].delayedEvents.indexOf(n)>=0?"perfmatters-"+n:n}e[t]||(e[t]={originalFunctions:{add:t.addEventListener,remove:t.removeEventListener},delayedEvents:[]},t.addEventListener=function(){arguments[0]=r(arguments[0]),e[t].originalFunctions.add.apply(t,arguments)},t.removeEventListener=function(){arguments[0]=r(arguments[0]),e[t].originalFunctions.remove.apply(t,arguments)}),e[t].delayedEvents.push(n)}function n(e,t){let n=e[t];Object.defineProperty(e,t,{get:n||function(){},set:function(n){e["perfmatters"+t]=n}})}t(document,"DOMContentLoaded"),t(window,"DOMContentLoaded"),t(window,"load"),t(window,"pageshow"),t(document,"readystatechange"),n(document,"onreadystatechange"),n(window,"onload"),n(window,"onpageshow")}function pmDelayJQueryReady(){let e=window.jQuery;Object.defineProperty(window,"jQuery",{get:()=>e,set(t){if(t&&t.fn&&!jQueriesArray.includes(t)){t.fn.ready=t.fn.init.prototype.ready=function(e){pmDOMLoaded?e.bind(document)(t):document.addEventListener("perfmatters-DOMContentLoaded",function(){e.bind(document)(t)})};let n=t.fn.on;t.fn.on=t.fn.init.prototype.on=function(){if(this[0]===window){function e(e){return e=(e=(e=e.split(" ")).map(function(e){return"load"===e||0===e.indexOf("load.")?"perfmatters-jquery-load":e})).join(" ")}"string"==typeof arguments[0]||arguments[0]instanceof String?arguments[0]=e(arguments[0]):"object"==typeof arguments[0]&&Object.keys(arguments[0]).forEach(function(t){delete Object.assign(arguments[0],{[e(t)]:arguments[0][t]})[t]})}return n.apply(this,arguments),this},jQueriesArray.push(t)}e=t}})}function pmProcessDocumentWrite(){let e=new Map;document.write=document.writeln=function(t){var n=document.currentScript,r=document.createRange();let a=e.get(n);void 0===a&&(a=n.nextSibling,e.set(n,a));var i=document.createDocumentFragment();r.setStart(i,0),i.appendChild(r.createContextualFragment(t)),n.parentElement.insertBefore(i,a)}}function pmSortDelayedScripts(){document.querySelectorAll("script[type=pmdelayedscript]").forEach(function(e){e.hasAttribute("src")?e.hasAttribute("defer")&&!1!==e.defer?pmDelayedScripts.defer.push(e):e.hasAttribute("async")&&!1!==e.async?pmDelayedScripts.async.push(e):pmDelayedScripts.normal.push(e):pmDelayedScripts.normal.push(e)})}function pmPreloadDelayedScripts(){var e=document.createDocumentFragment();[...pmDelayedScripts.normal,...pmDelayedScripts.defer,...pmDelayedScripts.async].forEach(function(t){var n=t.getAttribute("src");if(n){var r=document.createElement("link");r.href=n,"module"==t.getAttribute("data-perfmatters-type")?r.rel="modulepreload":(r.rel="preload",r.as="script"),e.appendChild(r)}}),document.head.appendChild(e)}async function pmLoadDelayedScripts(e){var t=e.shift();return t?(await pmReplaceScript(t),pmLoadDelayedScripts(e)):Promise.resolve()}async function pmReplaceScript(e){return await pmNextFrame(),new Promise(function(t){let n=document.createElement("script");[...e.attributes].forEach(function(e){let t=e.nodeName;"type"!==t&&("data-perfmatters-type"===t&&(t="type"),n.setAttribute(t,e.nodeValue))}),e.hasAttribute("src")?(n.addEventListener("load",t),n.addEventListener("error",t)):(n.text=e.text,t()),e.parentNode.replaceChild(n,e)})}async function pmTriggerEventListeners(){pmDOMLoaded=!0,await pmNextFrame(),document.dispatchEvent(new Event("perfmatters-DOMContentLoaded")),await pmNextFrame(),window.dispatchEvent(new Event("perfmatters-DOMContentLoaded")),await pmNextFrame(),document.dispatchEvent(new Event("perfmatters-readystatechange")),await pmNextFrame(),document.perfmattersonreadystatechange&&document.perfmattersonreadystatechange(),await pmNextFrame(),window.dispatchEvent(new Event("perfmatters-load")),await pmNextFrame(),window.perfmattersonload&&window.perfmattersonload(),await pmNextFrame(),jQueriesArray.forEach(function(e){e(window).trigger("perfmatters-jquery-load")});let e=new Event("perfmatters-pageshow");e.persisted=window.pmPersisted,window.dispatchEvent(e),await pmNextFrame(),window.perfmattersonpageshow&&window.perfmattersonpageshow({persisted:window.pmPersisted})}async function pmNextFrame(){return new Promise(function(e){requestAnimationFrame(e)})}function pmReplayClicks(){window.removeEventListener("touchstart",pmTouchStartHandler,{passive:!0}),window.removeEventListener("mousedown",pmTouchStartHandler),pmInterceptedClicks.forEach(e=>{e.target.outerHTML===pmClickTarget&&e.target.dispatchEvent(new MouseEvent("click",{view:e.view,bubbles:!0,cancelable:!0}))})}function pmWaitForPendingClicks(){return new Promise(e=>{window.pmIsClickPending?pmPendingClickFinished=e:e()})}function pmPndingClickStarted(){window.pmIsClickPending=!0}function pmPendingClickFinished(){window.pmIsClickPending=!1}function pmClickHandler(e){e.target.removeEventListener("click",pmClickHandler),pmRenameDOMAttribute(e.target,"pm-onclick","onclick"),pmInterceptedClicks.push(e),e.preventDefault(),e.stopPropagation(),e.stopImmediatePropagation(),pmPendingClickFinished()}function pmTouchStartHandler(e){"HTML"!==e.target.tagName&&(pmClickTarget||(pmClickTarget=e.target.outerHTML),window.addEventListener("touchend",pmTouchEndHandler),window.addEventListener("mouseup",pmTouchEndHandler),window.addEventListener("touchmove",pmTouchMoveHandler,{passive:!0}),window.addEventListener("mousemove",pmTouchMoveHandler),e.target.addEventListener("click",pmClickHandler),pmRenameDOMAttribute(e.target,"onclick","pm-onclick"),pmPendingClickStarted())}function pmTouchMoveHandler(e){window.removeEventListener("touchend",pmTouchEndHandler),window.removeEventListener("mouseup",pmTouchEndHandler),window.removeEventListener("touchmove",pmTouchMoveHandler,{passive:!0}),window.removeEventListener("mousemove",pmTouchMoveHandler),e.target.removeEventListener("click",pmClickHandler),pmRenameDOMAttribute(e.target,"pm-onclick","onclick"),pmPendingClickFinished()}function pmTouchEndHandler(e){window.removeEventListener("touchend",pmTouchEndHandler),window.removeEventListener("mouseup",pmTouchEndHandler),window.removeEventListener("touchmove",pmTouchMoveHandler,{passive:!0}),window.removeEventListener("mousemove",pmTouchMoveHandler)}function pmRenameDOMAttribute(e,t,n){e.hasAttribute&&e.hasAttribute(t)&&(event.target.setAttribute(n,event.target.getAttribute(t)),event.target.removeAttribute(t))}window.pmIsClickPending=!1,window.addEventListener("pageshow",e=>{window.pmPersisted=e.persisted}),pmUserInteractions.forEach(function(e){window.addEventListener(e,pmTriggerDOMListener,{passive:!0})}),pmDelayClick&&(window.addEventListener("touchstart",pmTouchStartHandler,{passive:!0}),window.addEventListener("mousedown",pmTouchStartHandler)),document.addEventListener("visibilitychange",pmTriggerDOMListener);var pmeDeviceMode,pmeAnimationSettingsKeys,pmeCurrentAnimation;function pmeAnimation(){(pmeDeviceMode=document.createElement("span")).id="elementor-device-mode",pmeDeviceMode.setAttribute("class","elementor-screen-only"),document.body.appendChild(pmeDeviceMode),requestAnimationFrame(pmeDetectAnimations)}function pmeDetectAnimations(){pmeAnimationSettingsKeys=pmeListAnimationSettingsKeys(getComputedStyle(pmeDeviceMode,":after").content.replace(/"/g,"")),document.querySelectorAll(".elementor-invisible[data-settings]").forEach(a=>{let b=a.getBoundingClientRect();if(b.bottom>=0&&b.top<=window.innerHeight)try{pmeAnimateElement(a)}catch(c){}})}function pmeAnimateElement(a){let b=JSON.parse(a.dataset.settings),d=b._animation_delay||b.animation_delay||0,c=b[pmeAnimationSettingsKeys.find(a=>b[a])];if("none"===c)return void a.classList.remove("elementor-invisible");a.classList.remove(c),pmeCurrentAnimation&&a.classList.remove(pmeCurrentAnimation),pmeCurrentAnimation=c;let e=setTimeout(()=>{a.classList.remove("elementor-invisible"),a.classList.add("animated",c),pmeRemoveAnimationSettings(a,b)},d);window.addEventListener("perfmatters-startLoading",function(){clearTimeout(e)})}function pmeListAnimationSettingsKeys(b="mobile"){let a=[""];switch(b){case"mobile":a.unshift("_mobile");case"tablet":a.unshift("_tablet");case"desktop":a.unshift("_desktop")}let c=[];return["animation","_animation"].forEach(b=>{a.forEach(a=>{c.push(b+a)})}),c}function pmeRemoveAnimationSettings(a,b){pmeListAnimationSettingsKeys().forEach(a=>delete b[a]),a.dataset.settings=JSON.stringify(b)}document.addEventListener("DOMContentLoaded",pmeAnimation)</script> <script>!function(t){"function"==typeof define&&define.amd?define(t):t()}(function(){var t,e;!function(){var t=[],e=["click","mouseover","keydown","touchstart","touchmove","wheel"],n=document.querySelectorAll("script[data-src]"),r=document.querySelectorAll("link[data-href]");if(n.length||r.length){var i=function(e){return t.push(e)};document.addEventListener("click",i,{passive:!0});var a=setTimeout(c,10000);e.forEach(function(t){window.addEventListener(t,c,{passive:!0})})}function o(e){var r=n[e];r.onload=function(){if(e>=n.length-1)return window.dispatchEvent(new Event("DOMContentLoaded")),window.dispatchEvent(new Event("load")),document.removeEventListener("click",i),void t.forEach(function(t){var e=new MouseEvent("click",{view:t.view,bubbles:!0,cancelable:!0});t.target.dispatchEvent(e)});o(e+1)},r.src=r.getAttribute("data-src")}function c(){clearTimeout(a),e.forEach(function(t){window.removeEventListener(t,c,{passive:!0})}),n.forEach(function(t){var e=t.getAttribute("data-src");if(!e.startsWith("data:")){var n=document.createElement("link");n.rel="preload",n.as="script",n.href=e,document.head.appendChild(n)}}),n.length&&o(0),r.forEach(function(t){t.href=t.getAttribute("data-href")})}}(),t=window.devicePixelRatio>1?2:1,document.querySelectorAll("img[data-origin-src]").forEach(function(e){var n=100*Math.ceil(e.offsetWidth*t/100),r=e.getAttribute("data-origin-src");e.src=r+"?width="+n}),e=new IntersectionObserver(function(t){t.forEach(function(t){t.isIntersecting&&(e.unobserve(t.target),t.target.getAttribute("data-lazy-attributes").split(",").forEach(function(e){var n=t.target.getAttribute("data-lazy-".concat(e));t.target.setAttribute(e,n)}))})},{rootMargin:"300px"}),document.querySelectorAll("[data-lazy-method='viewport']").forEach(function(t){e.observe(t)})}); </script> </body> </html>