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);}.elementor-kit-224796 h4{font-size:var( --e-global-typography-0d262bb-font-size );line-height:var( --e-global-typography-0d262bb-line-height );}.elementor-kit-224796 h5{font-size:var( --e-global-typography-3f2ffb7-font-size );line-height:var( --e-global-typography-3f2ffb7-line-height );}.elementor-kit-224796 h6{font-size:var( --e-global-typography-b11c54e-font-size );line-height:var( --e-global-typography-b11c54e-line-height );}.elementor-kit-224796 button,.elementor-kit-224796 input[type="button"],.elementor-kit-224796 input[type="submit"],.elementor-kit-224796 .elementor-button{font-size:var( --e-global-typography-a906496-font-size );line-height:var( --e-global-typography-a906496-line-height );letter-spacing:var( --e-global-typography-a906496-letter-spacing );}.elementor-section.elementor-section-boxed > .elementor-container{max-width:1024px;}.e-con{--container-max-width:1024px;}}@media(max-width:767px){.elementor-kit-224796{--e-global-typography-e767fbd-font-size:38px;font-size:var( --e-global-typography-text-font-size );line-height:var( --e-global-typography-text-line-height );}.elementor-kit-224796 h1{font-size:var( --e-global-typography-e767fbd-font-size );line-height:var( --e-global-typography-e767fbd-line-height );letter-spacing:var( --e-global-typography-e767fbd-letter-spacing );}.elementor-kit-224796 h2{font-size:var( --e-global-typography-d9f459b-font-size );line-height:var( --e-global-typography-d9f459b-line-height );letter-spacing:var( --e-global-typography-d9f459b-letter-spacing );}.elementor-kit-224796 h3{font-size:var( --e-global-typography-da21c65-font-size );line-height:var( --e-global-typography-da21c65-line-height );letter-spacing:var( --e-global-typography-da21c65-letter-spacing );}.elementor-kit-224796 h4{font-size:var( --e-global-typography-0d262bb-font-size );line-height:var( --e-global-typography-0d262bb-line-height );}.elementor-kit-224796 h5{font-size:var( --e-global-typography-3f2ffb7-font-size );line-height:var( --e-global-typography-3f2ffb7-line-height );}.elementor-kit-224796 h6{font-size:var( --e-global-typography-b11c54e-font-size );line-height:var( --e-global-typography-b11c54e-line-height );}.elementor-kit-224796 button,.elementor-kit-224796 input[type="button"],.elementor-kit-224796 input[type="submit"],.elementor-kit-224796 .elementor-button{font-size:var( --e-global-typography-a906496-font-size );line-height:var( --e-global-typography-a906496-line-height );letter-spacing:var( --e-global-typography-a906496-letter-spacing );}.elementor-section.elementor-section-boxed > .elementor-container{max-width:767px;}.e-con{--container-max-width:767px;}}/* Start Custom Fonts CSS */@font-face{font-display:swap;font-family:'Lusitana';font-style:normal;font-weight:normal;src:url('https://www.businessinsurance.com/wp-content/uploads/2024/07/Lusitana-Regular.woff2') format('woff2');} @font-face{font-display:swap;font-family:'Lusitana';font-style:normal;font-weight:bold;src:url('https://www.businessinsurance.com/wp-content/uploads/2024/07/Lusitana-Bold.woff2') format('woff2');} /* End Custom Fonts CSS */ .elementor-224642 .elementor-element.elementor-element-e9feb1f{--display:flex;--min-height:90px;--align-items:center;--container-widget-width:calc( ( 1 - var( --container-widget-flex-grow ) ) * 100% );--margin-top:10px;--margin-bottom:0px;--margin-left:0px;--margin-right:0px;--padding-top:0px;--padding-bottom:0px;--padding-left:0px;--padding-right:0px;}.elementor-224642 .elementor-element.elementor-element-a534322{width:100%;max-width:100%;}.elementor-224642 .elementor-element.elementor-element-a534322 > .elementor-widget-container{border-style:none;}.elementor-224642 .elementor-element.elementor-element-20f26d3{--display:flex;--align-items:center;--container-widget-width:calc( ( 1 - var( --container-widget-flex-grow ) ) * 100% );--padding-top:10px;--padding-bottom:10px;--padding-left:0px;--padding-right:0px;}.elementor-widget-theme-site-logo .widget-image-caption{color:var( --e-global-color-text );font-family:var( --e-global-typography-text-font-family ), Sans-serif;font-size:var( --e-global-typography-text-font-size );font-weight:var( --e-global-typography-text-font-weight );text-transform:var( --e-global-typography-text-text-transform );font-style:var( --e-global-typography-text-font-style );text-decoration:var( --e-global-typography-text-text-decoration );line-height:var( --e-global-typography-text-line-height );}.elementor-224642 .elementor-element.elementor-element-c6ef629{text-align:center;}.elementor-224642 .elementor-element.elementor-element-c6ef629 img{width:600px;max-width:80%;transition-duration:0.5s;}.elementor-224642 .elementor-element.elementor-element-c6ef629:hover img{opacity:0.65;}.elementor-224642 .elementor-element.elementor-element-8ad4244{--display:flex;--flex-direction:row;--container-widget-width:calc( ( 1 - var( --container-widget-flex-grow ) ) * 100% );--container-widget-height:100%;--container-widget-flex-grow:1;--container-widget-align-self:stretch;--flex-wrap-mobile:wrap;--align-items:center;--gap:10px 10px;--row-gap:10px;--column-gap:10px;border-style:double;--border-style:double;border-width:0px 0px 0px 0px;--border-top-width:0px;--border-right-width:0px;--border-bottom-width:0px;--border-left-width:0px;border-color:var( --e-global-color-058b082 );--border-color:var( --e-global-color-058b082 );--padding-top:20px;--padding-bottom:20px;--padding-left:20px;--padding-right:20px;}.elementor-224642 .elementor-element.elementor-element-8ad4244.e-con{--flex-grow:0;--flex-shrink:0;}.elementor-224642 .elementor-element.elementor-element-db86f9a{--display:flex;}.elementor-widget-button .elementor-button{background-color:var( --e-global-color-accent );font-family:var( --e-global-typography-accent-font-family ), Sans-serif;font-weight:var( --e-global-typography-accent-font-weight );text-transform:var( --e-global-typography-accent-text-transform );font-style:var( --e-global-typography-accent-font-style );text-decoration:var( --e-global-typography-accent-text-decoration );}.elementor-224642 .elementor-element.elementor-element-26103ee .elementor-button{background-color:var( --e-global-color-a141cd2 );font-family:var( --e-global-typography-a906496-font-family ), Sans-serif;font-size:var( --e-global-typography-a906496-font-size );font-weight:var( --e-global-typography-a906496-font-weight );text-transform:var( --e-global-typography-a906496-text-transform );font-style:var( --e-global-typography-a906496-font-style );text-decoration:var( --e-global-typography-a906496-text-decoration );line-height:var( --e-global-typography-a906496-line-height );letter-spacing:var( --e-global-typography-a906496-letter-spacing );fill:var( --e-global-color-text );color:var( --e-global-color-text );border-style:solid;border-width:0px 0px 0px 0px;border-color:var( --e-global-color-primary );padding:10px 60px 10px 60px;}.elementor-224642 .elementor-element.elementor-element-26103ee .elementor-button:hover, .elementor-224642 .elementor-element.elementor-element-26103ee .elementor-button:focus{background-color:var( --e-global-color-090c572 );color:#FFFFFF;border-color:var( --e-global-color-090c572 );}.elementor-224642 .elementor-element.elementor-element-26103ee .elementor-button-content-wrapper{flex-direction:row;}.elementor-224642 .elementor-element.elementor-element-26103ee .elementor-button .elementor-button-content-wrapper{gap:8px;}.elementor-224642 .elementor-element.elementor-element-26103ee .elementor-button:hover svg, .elementor-224642 .elementor-element.elementor-element-26103ee .elementor-button:focus svg{fill:#FFFFFF;}.elementor-224642 .elementor-element.elementor-element-ebffaf4{--display:flex;}.elementor-224642 .elementor-element.elementor-element-7f2aded{text-align:center;}.elementor-224642 .elementor-element.elementor-element-7f2aded img{width:800px;transition-duration:0.5s;}.elementor-224642 .elementor-element.elementor-element-7f2aded:hover img{opacity:0.65;}.elementor-224642 .elementor-element.elementor-element-4f766ea{--display:flex;--flex-direction:row;--container-widget-width:calc( ( 1 - var( --container-widget-flex-grow ) ) * 100% );--container-widget-height:100%;--container-widget-flex-grow:1;--container-widget-align-self:stretch;--flex-wrap-mobile:wrap;--justify-content:flex-end;--align-items:center;--gap:10px 10px;--row-gap:10px;--column-gap:10px;border-style:none;--border-style:none;}.elementor-widget-search-form input[type="search"].elementor-search-form__input{font-family:var( --e-global-typography-text-font-family ), Sans-serif;font-size:var( --e-global-typography-text-font-size );font-weight:var( --e-global-typography-text-font-weight );text-transform:var( --e-global-typography-text-text-transform );font-style:var( --e-global-typography-text-font-style );text-decoration:var( --e-global-typography-text-text-decoration );line-height:var( --e-global-typography-text-line-height );}.elementor-widget-search-form .elementor-search-form__input, .elementor-widget-search-form .elementor-search-form__icon, .elementor-widget-search-form .elementor-lightbox .dialog-lightbox-close-button, .elementor-widget-search-form .elementor-lightbox .dialog-lightbox-close-button:hover, .elementor-widget-search-form.elementor-search-form--skin-full_screen input[type="search"].elementor-search-form__input{color:var( --e-global-color-text );fill:var( --e-global-color-text );}.elementor-widget-search-form .elementor-search-form__submit{font-family:var( --e-global-typography-text-font-family ), Sans-serif;font-size:var( --e-global-typography-text-font-size );font-weight:var( --e-global-typography-text-font-weight );text-transform:var( --e-global-typography-text-text-transform );font-style:var( --e-global-typography-text-font-style );text-decoration:var( --e-global-typography-text-text-decoration );line-height:var( --e-global-typography-text-line-height );background-color:var( --e-global-color-secondary );}.elementor-224642 .elementor-element.elementor-element-af1d24c > .elementor-widget-container{margin:0px 0px 0px 0px;}.elementor-224642 .elementor-element.elementor-element-af1d24c.elementor-element{--order:99999 /* order end hack */;--flex-grow:0;--flex-shrink:0;}.elementor-224642 .elementor-element.elementor-element-af1d24c .elementor-search-form{text-align:center;}.elementor-224642 .elementor-element.elementor-element-af1d24c .elementor-search-form__toggle{--e-search-form-toggle-size:32px;--e-search-form-toggle-background-color:var( --e-global-color-faeb185 );}.elementor-224642 .elementor-element.elementor-element-af1d24c input[type="search"].elementor-search-form__input{font-family:var( --e-global-typography-accent-font-family ), Sans-serif;font-weight:var( --e-global-typography-accent-font-weight );text-transform:var( --e-global-typography-accent-text-transform );font-style:var( --e-global-typography-accent-font-style );text-decoration:var( --e-global-typography-accent-text-decoration );}.elementor-224642 .elementor-element.elementor-element-af1d24c .elementor-search-form__input, .elementor-224642 .elementor-element.elementor-element-af1d24c .elementor-search-form__icon, .elementor-224642 .elementor-element.elementor-element-af1d24c .elementor-lightbox .dialog-lightbox-close-button, .elementor-224642 .elementor-element.elementor-element-af1d24c .elementor-lightbox .dialog-lightbox-close-button:hover, .elementor-224642 .elementor-element.elementor-element-af1d24c.elementor-search-form--skin-full_screen input[type="search"].elementor-search-form__input{color:var( --e-global-color-primary );fill:var( --e-global-color-primary );}.elementor-224642 .elementor-element.elementor-element-af1d24c:not(.elementor-search-form--skin-full_screen) .elementor-search-form__container{border-color:var( --e-global-color-secondary );border-width:1px 1px 1px 1px;border-radius:0px;}.elementor-224642 .elementor-element.elementor-element-af1d24c.elementor-search-form--skin-full_screen input[type="search"].elementor-search-form__input{border-color:var( --e-global-color-secondary );border-width:1px 1px 1px 1px;border-radius:0px;}.elementor-224642 .elementor-element.elementor-element-af1d24c:not(.elementor-search-form--skin-full_screen) .elementor-search-form--focus .elementor-search-form__input, .elementor-224642 .elementor-element.elementor-element-af1d24c .elementor-search-form--focus .elementor-search-form__icon, .elementor-224642 .elementor-element.elementor-element-af1d24c .elementor-lightbox .dialog-lightbox-close-button:hover, .elementor-224642 .elementor-element.elementor-element-af1d24c.elementor-search-form--skin-full_screen input[type="search"].elementor-search-form__input:focus{color:var( --e-global-color-primary );fill:var( --e-global-color-primary );}.elementor-224642 .elementor-element.elementor-element-13d448f{width:var( --container-widget-width, 220px );max-width:220px;--container-widget-width:220px;--container-widget-flex-grow:0;}.elementor-224642 .elementor-element.elementor-element-13d448f > .elementor-widget-container{margin:0px 0px 0px 0px;}.elementor-224642 .elementor-element.elementor-element-13d448f.elementor-element{--order:99999 /* order end hack */;--flex-grow:0;--flex-shrink:0;}.elementor-224642 .elementor-element.elementor-element-13d448f .elementor-search-form__container{min-height:26px;}.elementor-224642 .elementor-element.elementor-element-13d448f .elementor-search-form__submit{min-width:calc( 1.4 * 26px );--e-search-form-submit-text-color:#FFFFFF;background-color:#51C5D9;--e-search-form-submit-icon-size:14px;}body:not(.rtl) .elementor-224642 .elementor-element.elementor-element-13d448f .elementor-search-form__icon{padding-left:calc(26px / 3);}body.rtl .elementor-224642 .elementor-element.elementor-element-13d448f .elementor-search-form__icon{padding-right:calc(26px / 3);}.elementor-224642 .elementor-element.elementor-element-13d448f .elementor-search-form__input, .elementor-224642 .elementor-element.elementor-element-13d448f.elementor-search-form--button-type-text .elementor-search-form__submit{padding-left:calc(26px / 3);padding-right:calc(26px / 3);}.elementor-224642 .elementor-element.elementor-element-13d448f input[type="search"].elementor-search-form__input{font-family:var( --e-global-typography-accent-font-family ), Sans-serif;font-weight:var( --e-global-typography-accent-font-weight );text-transform:var( --e-global-typography-accent-text-transform );font-style:var( --e-global-typography-accent-font-style );text-decoration:var( --e-global-typography-accent-text-decoration );}.elementor-224642 .elementor-element.elementor-element-13d448f .elementor-search-form__input, .elementor-224642 .elementor-element.elementor-element-13d448f .elementor-search-form__icon, .elementor-224642 .elementor-element.elementor-element-13d448f .elementor-lightbox .dialog-lightbox-close-button, .elementor-224642 .elementor-element.elementor-element-13d448f .elementor-lightbox .dialog-lightbox-close-button:hover, .elementor-224642 .elementor-element.elementor-element-13d448f.elementor-search-form--skin-full_screen input[type="search"].elementor-search-form__input{color:var( --e-global-color-primary );fill:var( --e-global-color-primary );}.elementor-224642 .elementor-element.elementor-element-13d448f:not(.elementor-search-form--skin-full_screen) .elementor-search-form__container{background-color:var( --e-global-color-faeb185 );border-color:var( --e-global-color-secondary );border-width:1px 1px 1px 1px;border-radius:0px;}.elementor-224642 .elementor-element.elementor-element-13d448f.elementor-search-form--skin-full_screen input[type="search"].elementor-search-form__input{background-color:var( --e-global-color-faeb185 );border-color:var( --e-global-color-secondary );border-width:1px 1px 1px 1px;border-radius:0px;}.elementor-224642 .elementor-element.elementor-element-13d448f:not(.elementor-search-form--skin-full_screen) .elementor-search-form--focus .elementor-search-form__input, .elementor-224642 .elementor-element.elementor-element-13d448f .elementor-search-form--focus .elementor-search-form__icon, .elementor-224642 .elementor-element.elementor-element-13d448f .elementor-lightbox .dialog-lightbox-close-button:hover, .elementor-224642 .elementor-element.elementor-element-13d448f.elementor-search-form--skin-full_screen input[type="search"].elementor-search-form__input:focus{color:var( --e-global-color-primary );fill:var( --e-global-color-primary );}.elementor-224642 .elementor-element.elementor-element-13d448f:not(.elementor-search-form--skin-full_screen) .elementor-search-form--focus .elementor-search-form__container{background-color:#51C5D94A;}.elementor-224642 .elementor-element.elementor-element-13d448f.elementor-search-form--skin-full_screen input[type="search"].elementor-search-form__input:focus{background-color:#51C5D94A;}.elementor-224642 .elementor-element.elementor-element-13d448f .elementor-search-form__submit:hover{--e-search-form-submit-text-color:#FFFFFF;background-color:var( --e-global-color-164f071 );}.elementor-224642 .elementor-element.elementor-element-13d448f .elementor-search-form__submit:focus{--e-search-form-submit-text-color:#FFFFFF;background-color:var( --e-global-color-164f071 );}.elementor-widget-nav-menu .elementor-nav-menu .elementor-item{font-family:var( --e-global-typography-primary-font-family ), Sans-serif;font-weight:var( --e-global-typography-primary-font-weight );text-transform:var( --e-global-typography-primary-text-transform );font-style:var( --e-global-typography-primary-font-style );text-decoration:var( --e-global-typography-primary-text-decoration );line-height:var( --e-global-typography-primary-line-height );letter-spacing:var( --e-global-typography-primary-letter-spacing );}.elementor-widget-nav-menu .elementor-nav-menu--main .elementor-item{color:var( --e-global-color-text );fill:var( --e-global-color-text );}.elementor-widget-nav-menu .elementor-nav-menu--main .elementor-item:hover, .elementor-widget-nav-menu .elementor-nav-menu--main .elementor-item.elementor-item-active, .elementor-widget-nav-menu .elementor-nav-menu--main .elementor-item.highlighted, .elementor-widget-nav-menu .elementor-nav-menu--main .elementor-item:focus{color:var( --e-global-color-accent );fill:var( --e-global-color-accent );}.elementor-widget-nav-menu .elementor-nav-menu--main:not(.e--pointer-framed) .elementor-item:before, .elementor-widget-nav-menu .elementor-nav-menu--main:not(.e--pointer-framed) .elementor-item:after{background-color:var( --e-global-color-accent );}.elementor-widget-nav-menu .e--pointer-framed .elementor-item:before, .elementor-widget-nav-menu .e--pointer-framed .elementor-item:after{border-color:var( --e-global-color-accent );}.elementor-widget-nav-menu{--e-nav-menu-divider-color:var( --e-global-color-text );}.elementor-widget-nav-menu .elementor-nav-menu--dropdown .elementor-item, .elementor-widget-nav-menu .elementor-nav-menu--dropdown .elementor-sub-item{font-family:var( --e-global-typography-accent-font-family ), Sans-serif;font-weight:var( --e-global-typography-accent-font-weight );text-transform:var( --e-global-typography-accent-text-transform );font-style:var( --e-global-typography-accent-font-style );text-decoration:var( --e-global-typography-accent-text-decoration );}.elementor-224642 .elementor-element.elementor-element-51958ef > .elementor-widget-container{margin:0px 0px 0px 0px;padding:0px 0px 0px 0px;border-style:none;}.elementor-224642 .elementor-element.elementor-element-51958ef.elementor-element{--order:99999 /* order end hack */;}.elementor-224642 .elementor-element.elementor-element-51958ef .elementor-menu-toggle{margin-left:auto;}.elementor-224642 .elementor-element.elementor-element-51958ef .elementor-nav-menu--dropdown{background-color:var( --e-global-color-faeb185 );border-style:solid;border-width:2px 2px 2px 2px;border-color:var( --e-global-color-secondary );}.elementor-224642 .elementor-element.elementor-element-51958ef .elementor-nav-menu--dropdown a:hover, .elementor-224642 .elementor-element.elementor-element-51958ef .elementor-nav-menu--dropdown a.elementor-item-active, .elementor-224642 .elementor-element.elementor-element-51958ef .elementor-nav-menu--dropdown a.highlighted{background-color:var( --e-global-color-a9608d1 );}.elementor-224642 .elementor-element.elementor-element-51958ef .elementor-nav-menu--dropdown .elementor-item, .elementor-224642 .elementor-element.elementor-element-51958ef .elementor-nav-menu--dropdown .elementor-sub-item{font-family:var( --e-global-typography-secondary-font-family ), Sans-serif;font-size:var( --e-global-typography-secondary-font-size );font-weight:var( --e-global-typography-secondary-font-weight );text-transform:var( --e-global-typography-secondary-text-transform );font-style:var( --e-global-typography-secondary-font-style );text-decoration:var( --e-global-typography-secondary-text-decoration );}.elementor-224642 .elementor-element.elementor-element-51958ef .elementor-nav-menu--dropdown li:not(:last-child){border-style:none;border-bottom-width:1px;}.elementor-224642 .elementor-element.elementor-element-51958ef .elementor-nav-menu--main > .elementor-nav-menu > li > .elementor-nav-menu--dropdown, .elementor-224642 .elementor-element.elementor-element-51958ef .elementor-nav-menu__container.elementor-nav-menu--dropdown{margin-top:0px !important;}.elementor-224642 .elementor-element.elementor-element-5dcbfdb{width:var( --container-widget-width, 30px );max-width:30px;--container-widget-width:30px;--container-widget-flex-grow:0;}.elementor-224642 .elementor-element.elementor-element-5dcbfdb > .elementor-widget-container{margin:0px 0px 0px 0px;padding:0px 0px 0px 0px;border-style:none;}.elementor-224642 .elementor-element.elementor-element-5dcbfdb .elementor-menu-toggle{margin-left:auto;}.elementor-224642 .elementor-element.elementor-element-5dcbfdb .elementor-nav-menu .elementor-item{font-family:"liberation-sans", Sans-serif;font-size:12px;font-weight:500;text-transform:none;font-style:normal;text-decoration:none;line-height:0px;}.elementor-224642 .elementor-element.elementor-element-5dcbfdb .elementor-nav-menu--main .elementor-item{padding-left:8px;padding-right:8px;}.elementor-224642 .elementor-element.elementor-element-5dcbfdb .elementor-nav-menu--dropdown{background-color:var( --e-global-color-faeb185 );}.elementor-224642 .elementor-element.elementor-element-5dcbfdb .elementor-nav-menu--dropdown a:hover, .elementor-224642 .elementor-element.elementor-element-5dcbfdb .elementor-nav-menu--dropdown a.elementor-item-active, .elementor-224642 .elementor-element.elementor-element-5dcbfdb .elementor-nav-menu--dropdown a.highlighted{background-color:var( --e-global-color-a9608d1 );}.elementor-224642 .elementor-element.elementor-element-5dcbfdb .elementor-nav-menu--dropdown .elementor-item, .elementor-224642 .elementor-element.elementor-element-5dcbfdb .elementor-nav-menu--dropdown .elementor-sub-item{font-family:"liberation-sans", Sans-serif;font-weight:400;text-transform:none;font-style:normal;text-decoration:none;letter-spacing:0px;}.elementor-224642 .elementor-element.elementor-element-5dcbfdb .elementor-nav-menu--dropdown li:not(:last-child){border-style:none;border-bottom-width:1px;}.elementor-224642 .elementor-element.elementor-element-9061118{--display:flex;--flex-direction:row;--container-widget-width:calc( ( 1 - var( --container-widget-flex-grow ) ) * 100% );--container-widget-height:100%;--container-widget-flex-grow:1;--container-widget-align-self:stretch;--flex-wrap-mobile:wrap;--align-items:center;--gap:0px 0px;--row-gap:0px;--column-gap:0px;border-style:solid;--border-style:solid;border-width:2px 0px 2px 0px;--border-top-width:2px;--border-right-width:0px;--border-bottom-width:2px;--border-left-width:0px;border-color:var( --e-global-color-secondary );--border-color:var( --e-global-color-secondary );}.elementor-224642 .elementor-element.elementor-element-8da3ccd{--display:flex;--flex-direction:column;--container-widget-width:100%;--container-widget-height:initial;--container-widget-flex-grow:0;--container-widget-align-self:initial;--flex-wrap-mobile:wrap;}.elementor-224642 .elementor-element.elementor-element-cabd321 > .elementor-widget-container{border-style:none;}.elementor-224642 .elementor-element.elementor-element-cabd321 .elementor-menu-toggle{margin:0 auto;background-color:var( --e-global-color-accent );}.elementor-224642 .elementor-element.elementor-element-cabd321 .elementor-nav-menu .elementor-item{font-family:"liberation-sans", Sans-serif;font-size:16px;font-weight:400;font-style:normal;line-height:1.3em;}.elementor-224642 .elementor-element.elementor-element-cabd321 .elementor-nav-menu--main .elementor-item{color:var( --e-global-color-primary );fill:var( --e-global-color-primary );padding-left:20px;padding-right:20px;}.elementor-224642 .elementor-element.elementor-element-cabd321 .elementor-nav-menu--main .elementor-item:hover, .elementor-224642 .elementor-element.elementor-element-cabd321 .elementor-nav-menu--main .elementor-item.elementor-item-active, .elementor-224642 .elementor-element.elementor-element-cabd321 .elementor-nav-menu--main .elementor-item.highlighted, .elementor-224642 .elementor-element.elementor-element-cabd321 .elementor-nav-menu--main .elementor-item:focus{color:#fff;}.elementor-224642 .elementor-element.elementor-element-cabd321 .elementor-nav-menu--main:not(.e--pointer-framed) .elementor-item:before, .elementor-224642 .elementor-element.elementor-element-cabd321 .elementor-nav-menu--main:not(.e--pointer-framed) .elementor-item:after{background-color:#51C5D9;}.elementor-224642 .elementor-element.elementor-element-cabd321 .e--pointer-framed .elementor-item:before, .elementor-224642 .elementor-element.elementor-element-cabd321 .e--pointer-framed .elementor-item:after{border-color:#51C5D9;}.elementor-224642 .elementor-element.elementor-element-cabd321 .elementor-nav-menu--main .elementor-item.elementor-item-active{color:#FFFFFF;}.elementor-224642 .elementor-element.elementor-element-cabd321 .elementor-nav-menu--main:not(.e--pointer-framed) .elementor-item.elementor-item-active:before, .elementor-224642 .elementor-element.elementor-element-cabd321 .elementor-nav-menu--main:not(.e--pointer-framed) .elementor-item.elementor-item-active:after{background-color:var( --e-global-color-a9608d1 );}.elementor-224642 .elementor-element.elementor-element-cabd321 .e--pointer-framed .elementor-item.elementor-item-active:before, .elementor-224642 .elementor-element.elementor-element-cabd321 .e--pointer-framed .elementor-item.elementor-item-active:after{border-color:var( --e-global-color-a9608d1 );}.elementor-224642 .elementor-element.elementor-element-cabd321 .elementor-nav-menu--dropdown a, .elementor-224642 .elementor-element.elementor-element-cabd321 .elementor-menu-toggle{color:var( --e-global-color-text );}.elementor-224642 .elementor-element.elementor-element-cabd321 .elementor-nav-menu--dropdown{background-color:#FFFFFF;border-style:none;}.elementor-224642 .elementor-element.elementor-element-cabd321 .elementor-nav-menu--dropdown a:hover, .elementor-224642 .elementor-element.elementor-element-cabd321 .elementor-nav-menu--dropdown a.elementor-item-active, .elementor-224642 .elementor-element.elementor-element-cabd321 .elementor-nav-menu--dropdown a.highlighted, .elementor-224642 .elementor-element.elementor-element-cabd321 .elementor-menu-toggle:hover{color:var( --e-global-color-faeb185 );}.elementor-224642 .elementor-element.elementor-element-cabd321 .elementor-nav-menu--dropdown a:hover, .elementor-224642 .elementor-element.elementor-element-cabd321 .elementor-nav-menu--dropdown a.elementor-item-active, .elementor-224642 .elementor-element.elementor-element-cabd321 .elementor-nav-menu--dropdown a.highlighted{background-color:var( --e-global-color-a9608d1 );}.elementor-224642 .elementor-element.elementor-element-cabd321 .elementor-nav-menu--dropdown a.elementor-item-active{color:var( --e-global-color-faeb185 );background-color:var( --e-global-color-a9608d1 );}.elementor-224642 .elementor-element.elementor-element-cabd321 .elementor-nav-menu--dropdown .elementor-item, .elementor-224642 .elementor-element.elementor-element-cabd321 .elementor-nav-menu--dropdown .elementor-sub-item{font-family:var( --e-global-typography-1048b30-font-family ), Sans-serif;font-size:var( --e-global-typography-1048b30-font-size );font-weight:var( --e-global-typography-1048b30-font-weight );}.elementor-224642 .elementor-element.elementor-element-cabd321 .elementor-nav-menu--main .elementor-nav-menu--dropdown, .elementor-224642 .elementor-element.elementor-element-cabd321 .elementor-nav-menu__container.elementor-nav-menu--dropdown{box-shadow:0px 3px 8px 0px rgba(0, 0, 0, 0.07);}.elementor-224642 .elementor-element.elementor-element-cabd321 .elementor-nav-menu--dropdown a{padding-left:30px;padding-right:30px;padding-top:10px;padding-bottom:10px;}.elementor-224642 .elementor-element.elementor-element-cabd321 .elementor-nav-menu--main > .elementor-nav-menu > li > .elementor-nav-menu--dropdown, .elementor-224642 .elementor-element.elementor-element-cabd321 .elementor-nav-menu__container.elementor-nav-menu--dropdown{margin-top:4px !important;}.elementor-224642 .elementor-element.elementor-element-cabd321 div.elementor-menu-toggle{color:#FFFFFF;}.elementor-224642 .elementor-element.elementor-element-cabd321 div.elementor-menu-toggle svg{fill:#FFFFFF;}.elementor-224642 .elementor-element.elementor-element-cabd321 div.elementor-menu-toggle:hover{color:#FFFFFF;}.elementor-224642 .elementor-element.elementor-element-cabd321 div.elementor-menu-toggle:hover svg{fill:#FFFFFF;}.elementor-224642 .elementor-element.elementor-element-cabd321 .elementor-menu-toggle:hover{background-color:var( --e-global-color-primary );}.elementor-theme-builder-content-area{height:400px;}.elementor-location-header:before, .elementor-location-footer:before{content:"";display:table;clear:both;}@media(min-width:768px){.elementor-224642 .elementor-element.elementor-element-e9feb1f{--content-width:970px;}.elementor-224642 .elementor-element.elementor-element-db86f9a{--width:25%;}.elementor-224642 .elementor-element.elementor-element-ebffaf4{--width:50%;}.elementor-224642 .elementor-element.elementor-element-4f766ea{--width:25%;}.elementor-224642 .elementor-element.elementor-element-8da3ccd{--width:100%;}}@media(max-width:1024px) and (min-width:768px){.elementor-224642 .elementor-element.elementor-element-db86f9a{--width:50%;}.elementor-224642 .elementor-element.elementor-element-ebffaf4{--width:49%;}.elementor-224642 .elementor-element.elementor-element-4f766ea{--width:50%;}}@media(max-width:1200px){.elementor-224642 .elementor-element.elementor-element-8ad4244{--justify-content:space-between;}.elementor-224642 .elementor-element.elementor-element-51958ef.elementor-element{--order:99999 /* order end hack */;}.elementor-224642 .elementor-element.elementor-element-5dcbfdb.elementor-element{--order:99999 /* order end hack */;}}@media(max-width:1024px){.elementor-224642 .elementor-element.elementor-element-20f26d3{--align-items:center;--container-widget-width:calc( ( 1 - var( --container-widget-flex-grow ) ) * 100% );--padding-top:10px;--padding-bottom:10px;--padding-left:0px;--padding-right:0px;}.elementor-widget-theme-site-logo .widget-image-caption{font-size:var( --e-global-typography-text-font-size );line-height:var( --e-global-typography-text-line-height );}.elementor-224642 .elementor-element.elementor-element-c6ef629{text-align:center;}.elementor-224642 .elementor-element.elementor-element-8ad4244{border-width:0px 0px 4px 0px;--border-top-width:0px;--border-right-width:0px;--border-bottom-width:4px;--border-left-width:0px;}.elementor-224642 .elementor-element.elementor-element-26103ee .elementor-button{font-size:var( --e-global-typography-a906496-font-size );line-height:var( --e-global-typography-a906496-line-height );letter-spacing:var( --e-global-typography-a906496-letter-spacing );padding:12px 30px 12px 30px;}.elementor-224642 .elementor-element.elementor-element-ebffaf4{--align-items:center;--container-widget-width:calc( ( 1 - var( --container-widget-flex-grow ) ) * 100% );}.elementor-224642 .elementor-element.elementor-element-7f2aded{text-align:left;}.elementor-224642 .elementor-element.elementor-element-7f2aded img{width:220px;}.elementor-widget-search-form input[type="search"].elementor-search-form__input{font-size:var( --e-global-typography-text-font-size );line-height:var( --e-global-typography-text-line-height );}.elementor-widget-search-form .elementor-search-form__submit{font-size:var( --e-global-typography-text-font-size );line-height:var( --e-global-typography-text-line-height );}.elementor-224642 .elementor-element.elementor-element-af1d24c > .elementor-widget-container{margin:0px 0px 0px 0px;}.elementor-224642 .elementor-element.elementor-element-af1d24c.elementor-element{--order:-99999 /* order start hack */;}.elementor-224642 .elementor-element.elementor-element-13d448f > .elementor-widget-container{margin:0px 0px 0px 0px;}.elementor-224642 .elementor-element.elementor-element-13d448f.elementor-element{--order:-99999 /* order start hack */;}.elementor-widget-nav-menu .elementor-nav-menu .elementor-item{line-height:var( --e-global-typography-primary-line-height );letter-spacing:var( --e-global-typography-primary-letter-spacing );}.elementor-224642 .elementor-element.elementor-element-51958ef .elementor-nav-menu--dropdown .elementor-item, .elementor-224642 .elementor-element.elementor-element-51958ef .elementor-nav-menu--dropdown .elementor-sub-item{font-size:var( --e-global-typography-secondary-font-size );}.elementor-224642 .elementor-element.elementor-element-cabd321 .elementor-nav-menu--dropdown .elementor-item, .elementor-224642 .elementor-element.elementor-element-cabd321 .elementor-nav-menu--dropdown .elementor-sub-item{font-size:var( --e-global-typography-1048b30-font-size );}.elementor-224642 .elementor-element.elementor-element-cabd321 .elementor-nav-menu--dropdown a{padding-left:200px;padding-right:200px;padding-top:12px;padding-bottom:12px;}.elementor-224642 .elementor-element.elementor-element-cabd321 .elementor-menu-toggle{border-width:0px;border-radius:0px;}}@media(max-width:767px){.elementor-224642 .elementor-element.elementor-element-e9feb1f{--min-height:50px;}.elementor-224642 .elementor-element.elementor-element-e9feb1f.e-con{--align-self:center;}.elementor-224642 .elementor-element.elementor-element-a534322.elementor-element{--align-self:center;}.elementor-widget-theme-site-logo .widget-image-caption{font-size:var( --e-global-typography-text-font-size );line-height:var( --e-global-typography-text-line-height );}.elementor-224642 .elementor-element.elementor-element-c6ef629{text-align:center;}.elementor-224642 .elementor-element.elementor-element-8ad4244{--justify-content:flex-end;--align-items:center;--container-widget-width:calc( ( 1 - var( --container-widget-flex-grow ) ) * 100% );--flex-wrap:nowrap;--padding-top:15px;--padding-bottom:15px;--padding-left:0px;--padding-right:0px;}.elementor-224642 .elementor-element.elementor-element-db86f9a{--width:56%;--margin-top:0px;--margin-bottom:0px;--margin-left:15px;--margin-right:0px;}.elementor-224642 .elementor-element.elementor-element-26103ee > .elementor-widget-container{padding:0px 0px 0px 0px;}.elementor-224642 .elementor-element.elementor-element-26103ee .elementor-button{font-size:var( --e-global-typography-a906496-font-size );line-height:var( --e-global-typography-a906496-line-height );letter-spacing:var( --e-global-typography-a906496-letter-spacing );}.elementor-224642 .elementor-element.elementor-element-7f2aded{text-align:center;}.elementor-224642 .elementor-element.elementor-element-4f766ea{--width:500px;--justify-content:flex-end;--flex-wrap:nowrap;--padding-top:0px;--padding-bottom:0px;--padding-left:0px;--padding-right:15px;}.elementor-widget-search-form input[type="search"].elementor-search-form__input{font-size:var( --e-global-typography-text-font-size );line-height:var( --e-global-typography-text-line-height );}.elementor-widget-search-form .elementor-search-form__submit{font-size:var( --e-global-typography-text-font-size );line-height:var( --e-global-typography-text-line-height );}.elementor-224642 .elementor-element.elementor-element-af1d24c > .elementor-widget-container{margin:0px 0px 0px 0px;}.elementor-224642 .elementor-element.elementor-element-13d448f > .elementor-widget-container{margin:0px 0px 0px 0px;}.elementor-widget-nav-menu .elementor-nav-menu .elementor-item{line-height:var( --e-global-typography-primary-line-height );letter-spacing:var( --e-global-typography-primary-letter-spacing );}.elementor-224642 .elementor-element.elementor-element-51958ef > .elementor-widget-container{margin:0px 0px 0px 0px;}.elementor-224642 .elementor-element.elementor-element-51958ef .elementor-nav-menu--dropdown .elementor-item, .elementor-224642 .elementor-element.elementor-element-51958ef .elementor-nav-menu--dropdown .elementor-sub-item{font-size:var( --e-global-typography-secondary-font-size );}.elementor-224642 .elementor-element.elementor-element-51958ef .elementor-nav-menu--dropdown a{padding-top:15px;padding-bottom:15px;}.elementor-224642 .elementor-element.elementor-element-5dcbfdb > .elementor-widget-container{margin:0px 0px 0px 0px;}.elementor-224642 .elementor-element.elementor-element-5dcbfdb .elementor-nav-menu--dropdown .elementor-item, .elementor-224642 .elementor-element.elementor-element-5dcbfdb .elementor-nav-menu--dropdown .elementor-sub-item{font-size:16px;}.elementor-224642 .elementor-element.elementor-element-5dcbfdb .elementor-nav-menu--dropdown a{padding-top:15px;padding-bottom:15px;}.elementor-224642 .elementor-element.elementor-element-cabd321 .elementor-nav-menu--dropdown .elementor-item, .elementor-224642 .elementor-element.elementor-element-cabd321 .elementor-nav-menu--dropdown .elementor-sub-item{font-size:var( --e-global-typography-1048b30-font-size );}.elementor-224642 .elementor-element.elementor-element-cabd321 .elementor-nav-menu--dropdown a{padding-left:30px;padding-right:30px;padding-top:10px;padding-bottom:10px;}} .elementor-224644 .elementor-element.elementor-element-b5715f7{--display:flex;border-style:solid;--border-style:solid;border-width:0px 0px 0px 0px;--border-top-width:0px;--border-right-width:0px;--border-bottom-width:0px;--border-left-width:0px;border-color:var( --e-global-color-accent );--border-color:var( --e-global-color-accent );--margin-top:50px;--margin-bottom:0px;--margin-left:0px;--margin-right:0px;--padding-top:50px;--padding-bottom:50px;--padding-left:20px;--padding-right:20px;}.elementor-224644 .elementor-element.elementor-element-b5715f7:not(.elementor-motion-effects-element-type-background), .elementor-224644 .elementor-element.elementor-element-b5715f7 > .elementor-motion-effects-container > .elementor-motion-effects-layer{background-color:var( --e-global-color-accent );}.elementor-widget-image .widget-image-caption{color:var( --e-global-color-text );font-family:var( --e-global-typography-text-font-family ), Sans-serif;font-size:var( --e-global-typography-text-font-size );font-weight:var( --e-global-typography-text-font-weight );text-transform:var( --e-global-typography-text-text-transform );font-style:var( --e-global-typography-text-font-style );text-decoration:var( --e-global-typography-text-text-decoration );line-height:var( --e-global-typography-text-line-height );}.elementor-224644 .elementor-element.elementor-element-d245f8d img{width:40%;}.elementor-224644 .elementor-element.elementor-element-02cca47 .elementor-repeater-item-0267196.elementor-social-icon{background-color:var( --e-global-color-accent );}.elementor-224644 .elementor-element.elementor-element-02cca47 .elementor-repeater-item-0267196.elementor-social-icon i{color:var( --e-global-color-faeb185 );}.elementor-224644 .elementor-element.elementor-element-02cca47 .elementor-repeater-item-0267196.elementor-social-icon svg{fill:var( --e-global-color-faeb185 );}.elementor-224644 .elementor-element.elementor-element-02cca47 .elementor-repeater-item-dc10550.elementor-social-icon{background-color:var( --e-global-color-accent );}.elementor-224644 .elementor-element.elementor-element-02cca47 .elementor-repeater-item-dc10550.elementor-social-icon i{color:var( --e-global-color-faeb185 );}.elementor-224644 .elementor-element.elementor-element-02cca47 .elementor-repeater-item-dc10550.elementor-social-icon svg{fill:var( --e-global-color-faeb185 );}.elementor-224644 .elementor-element.elementor-element-02cca47 .elementor-repeater-item-9bc67e2.elementor-social-icon{background-color:var( --e-global-color-accent );}.elementor-224644 .elementor-element.elementor-element-02cca47 .elementor-repeater-item-9bc67e2.elementor-social-icon i{color:var( --e-global-color-faeb185 );}.elementor-224644 .elementor-element.elementor-element-02cca47 .elementor-repeater-item-9bc67e2.elementor-social-icon svg{fill:var( --e-global-color-faeb185 );}.elementor-224644 .elementor-element.elementor-element-02cca47{--grid-template-columns:repeat(0, auto);--icon-size:15px;--grid-column-gap:25px;--grid-row-gap:0px;}.elementor-224644 .elementor-element.elementor-element-02cca47 .elementor-widget-container{text-align:center;}.elementor-224644 .elementor-element.elementor-element-02cca47 .elementor-social-icon i{color:var( --e-global-color-faeb185 );}.elementor-224644 .elementor-element.elementor-element-02cca47 .elementor-social-icon svg{fill:var( --e-global-color-faeb185 );}.elementor-224644 .elementor-element.elementor-element-02cca47 .elementor-social-icon{--icon-padding:0.3em;}.elementor-224644 .elementor-element.elementor-element-02cca47 .elementor-social-icon:hover i{color:#FFFFFF;}.elementor-224644 .elementor-element.elementor-element-02cca47 .elementor-social-icon:hover svg{fill:#FFFFFF;}.elementor-224644 .elementor-element.elementor-element-c99b632{--display:flex;--margin-top:0px;--margin-bottom:0px;--margin-left:0px;--margin-right:0px;--padding-top:50px;--padding-bottom:50px;--padding-left:30px;--padding-right:30px;}.elementor-224644 .elementor-element.elementor-element-c99b632:not(.elementor-motion-effects-element-type-background), .elementor-224644 .elementor-element.elementor-element-c99b632 > .elementor-motion-effects-container > .elementor-motion-effects-layer{background-color:#FFFFFF;}.elementor-224644 .elementor-element.elementor-element-018d877{--display:flex;--flex-direction:row;--container-widget-width:calc( ( 1 - var( --container-widget-flex-grow ) ) * 100% );--container-widget-height:100%;--container-widget-flex-grow:1;--container-widget-align-self:stretch;--flex-wrap-mobile:wrap;--align-items:stretch;--gap:10px 10px;--row-gap:10px;--column-gap:10px;--margin-top:0px;--margin-bottom:0px;--margin-left:0px;--margin-right:0px;--padding-top:0px;--padding-bottom:0px;--padding-left:0px;--padding-right:0px;}.elementor-224644 .elementor-element.elementor-element-669fa82{--display:flex;--margin-top:0px;--margin-bottom:0px;--margin-left:0px;--margin-right:40px;}.elementor-widget-theme-site-logo .widget-image-caption{color:var( --e-global-color-text );font-family:var( --e-global-typography-text-font-family ), Sans-serif;font-size:var( --e-global-typography-text-font-size );font-weight:var( --e-global-typography-text-font-weight );text-transform:var( --e-global-typography-text-text-transform );font-style:var( --e-global-typography-text-font-style );text-decoration:var( --e-global-typography-text-text-decoration );line-height:var( --e-global-typography-text-line-height );}.elementor-224644 .elementor-element.elementor-element-385fa69{text-align:left;}.elementor-224644 .elementor-element.elementor-element-385fa69 img{width:100%;}.elementor-widget-text-editor{color:var( --e-global-color-text );font-family:var( --e-global-typography-text-font-family ), Sans-serif;font-size:var( --e-global-typography-text-font-size );font-weight:var( --e-global-typography-text-font-weight );text-transform:var( --e-global-typography-text-text-transform );font-style:var( --e-global-typography-text-font-style );text-decoration:var( --e-global-typography-text-text-decoration );line-height:var( --e-global-typography-text-line-height );}.elementor-widget-text-editor.elementor-drop-cap-view-stacked .elementor-drop-cap{background-color:var( --e-global-color-primary );}.elementor-widget-text-editor.elementor-drop-cap-view-framed .elementor-drop-cap, .elementor-widget-text-editor.elementor-drop-cap-view-default .elementor-drop-cap{color:var( --e-global-color-primary );border-color:var( --e-global-color-primary );}.elementor-224644 .elementor-element.elementor-element-d37129a > .elementor-widget-container{margin:30px 0px 0px 0px;}.elementor-224644 .elementor-element.elementor-element-d37129a{color:var( --e-global-color-text );font-family:var( --e-global-typography-text-font-family ), Sans-serif;font-size:var( --e-global-typography-text-font-size );font-weight:var( --e-global-typography-text-font-weight );text-transform:var( --e-global-typography-text-text-transform );font-style:var( --e-global-typography-text-font-style );text-decoration:var( --e-global-typography-text-text-decoration );line-height:var( --e-global-typography-text-line-height );}.elementor-224644 .elementor-element.elementor-element-19a533e{--display:flex;--justify-content:center;}.elementor-widget-heading .elementor-heading-title{font-family:var( --e-global-typography-primary-font-family ), Sans-serif;font-weight:var( --e-global-typography-primary-font-weight );text-transform:var( --e-global-typography-primary-text-transform );font-style:var( --e-global-typography-primary-font-style );text-decoration:var( --e-global-typography-primary-text-decoration );line-height:var( --e-global-typography-primary-line-height );letter-spacing:var( --e-global-typography-primary-letter-spacing );color:var( --e-global-color-primary );}.elementor-224644 .elementor-element.elementor-element-85c5fc9 > .elementor-widget-container{margin:0px 0px 20px 0px;}.elementor-224644 .elementor-element.elementor-element-85c5fc9{text-align:center;}.elementor-224644 .elementor-element.elementor-element-85c5fc9 .elementor-heading-title{font-family:var( --e-global-typography-0d262bb-font-family ), Sans-serif;font-size:var( --e-global-typography-0d262bb-font-size );font-weight:var( --e-global-typography-0d262bb-font-weight );text-transform:var( --e-global-typography-0d262bb-text-transform );font-style:var( --e-global-typography-0d262bb-font-style );text-decoration:var( --e-global-typography-0d262bb-text-decoration );line-height:var( --e-global-typography-0d262bb-line-height );color:var( --e-global-color-text );}.elementor-widget-button .elementor-button{background-color:var( --e-global-color-accent );font-family:var( --e-global-typography-accent-font-family ), Sans-serif;font-weight:var( --e-global-typography-accent-font-weight );text-transform:var( --e-global-typography-accent-text-transform );font-style:var( --e-global-typography-accent-font-style );text-decoration:var( --e-global-typography-accent-text-decoration );}.elementor-224644 .elementor-element.elementor-element-8ffebdf .elementor-button{background-color:var( --e-global-color-a141cd2 );font-family:var( --e-global-typography-a906496-font-family ), Sans-serif;font-size:var( --e-global-typography-a906496-font-size );font-weight:var( --e-global-typography-a906496-font-weight );text-transform:var( --e-global-typography-a906496-text-transform );font-style:var( --e-global-typography-a906496-font-style );text-decoration:var( --e-global-typography-a906496-text-decoration );line-height:var( --e-global-typography-a906496-line-height );letter-spacing:var( --e-global-typography-a906496-letter-spacing );fill:var( --e-global-color-text );color:var( --e-global-color-text );border-style:solid;border-width:0px 0px 0px 0px;border-color:var( --e-global-color-primary );padding:10px 60px 10px 60px;}.elementor-224644 .elementor-element.elementor-element-8ffebdf .elementor-button:hover, .elementor-224644 .elementor-element.elementor-element-8ffebdf .elementor-button:focus{background-color:var( --e-global-color-090c572 );color:#FFFFFF;border-color:var( --e-global-color-090c572 );}.elementor-224644 .elementor-element.elementor-element-8ffebdf .elementor-button-content-wrapper{flex-direction:row;}.elementor-224644 .elementor-element.elementor-element-8ffebdf .elementor-button .elementor-button-content-wrapper{gap:8px;}.elementor-224644 .elementor-element.elementor-element-8ffebdf .elementor-button:hover svg, .elementor-224644 .elementor-element.elementor-element-8ffebdf .elementor-button:focus svg{fill:#FFFFFF;}.elementor-224644 .elementor-element.elementor-element-c11deeb{--display:flex;--margin-top:0px;--margin-bottom:0px;--margin-left:40px;--margin-right:0px;}.elementor-224644 .elementor-element.elementor-element-b293ffe .elementor-heading-title{font-family:var( --e-global-typography-da21c65-font-family ), Sans-serif;font-size:var( --e-global-typography-da21c65-font-size );font-weight:var( --e-global-typography-da21c65-font-weight );text-transform:var( --e-global-typography-da21c65-text-transform );font-style:var( --e-global-typography-da21c65-font-style );text-decoration:var( --e-global-typography-da21c65-text-decoration );line-height:var( --e-global-typography-da21c65-line-height );letter-spacing:var( --e-global-typography-da21c65-letter-spacing );color:var( --e-global-color-primary );}.elementor-widget-divider{--divider-color:var( --e-global-color-secondary );}.elementor-widget-divider .elementor-divider__text{color:var( --e-global-color-secondary );font-family:var( --e-global-typography-secondary-font-family ), Sans-serif;font-size:var( --e-global-typography-secondary-font-size );font-weight:var( --e-global-typography-secondary-font-weight );text-transform:var( --e-global-typography-secondary-text-transform );font-style:var( --e-global-typography-secondary-font-style );text-decoration:var( --e-global-typography-secondary-text-decoration );line-height:var( --e-global-typography-secondary-line-height );}.elementor-widget-divider.elementor-view-stacked .elementor-icon{background-color:var( --e-global-color-secondary );}.elementor-widget-divider.elementor-view-framed .elementor-icon, .elementor-widget-divider.elementor-view-default .elementor-icon{color:var( --e-global-color-secondary );border-color:var( --e-global-color-secondary );}.elementor-widget-divider.elementor-view-framed .elementor-icon, .elementor-widget-divider.elementor-view-default .elementor-icon svg{fill:var( --e-global-color-secondary );}.elementor-224644 .elementor-element.elementor-element-4a62d87{--divider-border-style:solid;--divider-color:var( --e-global-color-dfceda1 );--divider-border-width:2px;}.elementor-224644 .elementor-element.elementor-element-4a62d87 .elementor-divider-separator{width:100%;}.elementor-224644 .elementor-element.elementor-element-4a62d87 .elementor-divider{padding-block-start:15px;padding-block-end:15px;}.elementor-widget-icon-list .elementor-icon-list-item:not(:last-child):after{border-color:var( --e-global-color-text );}.elementor-widget-icon-list .elementor-icon-list-icon i{color:var( --e-global-color-primary );}.elementor-widget-icon-list .elementor-icon-list-icon svg{fill:var( --e-global-color-primary );}.elementor-widget-icon-list .elementor-icon-list-item > .elementor-icon-list-text, .elementor-widget-icon-list .elementor-icon-list-item > a{font-family:var( --e-global-typography-text-font-family ), Sans-serif;font-size:var( --e-global-typography-text-font-size );font-weight:var( --e-global-typography-text-font-weight );text-transform:var( --e-global-typography-text-text-transform );font-style:var( --e-global-typography-text-font-style );text-decoration:var( --e-global-typography-text-text-decoration );line-height:var( --e-global-typography-text-line-height );}.elementor-widget-icon-list .elementor-icon-list-text{color:var( --e-global-color-secondary );}.elementor-224644 .elementor-element.elementor-element-871d82f .elementor-icon-list-items:not(.elementor-inline-items) .elementor-icon-list-item:not(:last-child){padding-bottom:calc(6px/2);}.elementor-224644 .elementor-element.elementor-element-871d82f .elementor-icon-list-items:not(.elementor-inline-items) .elementor-icon-list-item:not(:first-child){margin-top:calc(6px/2);}.elementor-224644 .elementor-element.elementor-element-871d82f .elementor-icon-list-items.elementor-inline-items .elementor-icon-list-item{margin-right:calc(6px/2);margin-left:calc(6px/2);}.elementor-224644 .elementor-element.elementor-element-871d82f .elementor-icon-list-items.elementor-inline-items{margin-right:calc(-6px/2);margin-left:calc(-6px/2);}body.rtl .elementor-224644 .elementor-element.elementor-element-871d82f .elementor-icon-list-items.elementor-inline-items .elementor-icon-list-item:after{left:calc(-6px/2);}body:not(.rtl) .elementor-224644 .elementor-element.elementor-element-871d82f .elementor-icon-list-items.elementor-inline-items .elementor-icon-list-item:after{right:calc(-6px/2);}.elementor-224644 .elementor-element.elementor-element-871d82f .elementor-icon-list-icon i{color:var( --e-global-color-164f071 );transition:color 0.3s;}.elementor-224644 .elementor-element.elementor-element-871d82f .elementor-icon-list-icon svg{fill:var( --e-global-color-164f071 );transition:fill 0.3s;}.elementor-224644 .elementor-element.elementor-element-871d82f .elementor-icon-list-item:hover .elementor-icon-list-icon i{color:var( --e-global-color-accent );}.elementor-224644 .elementor-element.elementor-element-871d82f .elementor-icon-list-item:hover .elementor-icon-list-icon svg{fill:var( --e-global-color-accent );}.elementor-224644 .elementor-element.elementor-element-871d82f{--e-icon-list-icon-size:11px;--e-icon-list-icon-align:left;--e-icon-list-icon-margin:0 calc(var(--e-icon-list-icon-size, 1em) * 0.25) 0 0;--icon-vertical-offset:0px;}.elementor-224644 .elementor-element.elementor-element-871d82f .elementor-icon-list-icon{padding-right:2px;}.elementor-224644 .elementor-element.elementor-element-871d82f .elementor-icon-list-item > .elementor-icon-list-text, .elementor-224644 .elementor-element.elementor-element-871d82f .elementor-icon-list-item > a{font-family:"liberation-sans", Sans-serif;font-weight:400;text-transform:none;font-style:normal;text-decoration:none;line-height:1.3em;letter-spacing:0px;}.elementor-224644 .elementor-element.elementor-element-871d82f .elementor-icon-list-text{color:var( --e-global-color-text );transition:color 0.3s;}.elementor-224644 .elementor-element.elementor-element-871d82f .elementor-icon-list-item:hover .elementor-icon-list-text{color:var( --e-global-color-accent );}.elementor-224644 .elementor-element.elementor-element-99667e6{--display:flex;--margin-top:0px;--margin-bottom:0px;--margin-left:0px;--margin-right:0px;--padding-top:30px;--padding-bottom:30px;--padding-left:20px;--padding-right:20px;}.elementor-224644 .elementor-element.elementor-element-99667e6:not(.elementor-motion-effects-element-type-background), .elementor-224644 .elementor-element.elementor-element-99667e6 > .elementor-motion-effects-container > .elementor-motion-effects-layer{background-color:var( --e-global-color-a141cd2 );}.elementor-224644 .elementor-element.elementor-element-8d89b62 > .elementor-widget-container{margin:0px 0px -25px 0px;}.elementor-224644 .elementor-element.elementor-element-8d89b62{text-align:center;}.elementor-224644 .elementor-element.elementor-element-8d89b62 .elementor-heading-title{font-family:var( --e-global-typography-text-font-family ), Sans-serif;font-size:var( --e-global-typography-text-font-size );font-weight:var( --e-global-typography-text-font-weight );text-transform:var( --e-global-typography-text-text-transform );font-style:var( --e-global-typography-text-font-style );text-decoration:var( --e-global-typography-text-text-decoration );line-height:var( --e-global-typography-text-line-height );color:var( --e-global-color-text );}.elementor-224644 .elementor-element.elementor-element-bc050ca > .elementor-widget-container{margin:20px 0px 0px 0px;}.elementor-224644 .elementor-element.elementor-element-bc050ca img{width:25%;}.elementor-224644 .elementor-element.elementor-element-b80922c > .elementor-widget-container{margin:0px 0px 0px 0px;padding:0px 0px 0px 0px;}.elementor-theme-builder-content-area{height:400px;}.elementor-location-header:before, .elementor-location-footer:before{content:"";display:table;clear:both;}@media(max-width:1024px) and (min-width:768px){.elementor-224644 .elementor-element.elementor-element-669fa82{--width:100%;}.elementor-224644 .elementor-element.elementor-element-19a533e{--width:50%;}.elementor-224644 .elementor-element.elementor-element-c11deeb{--width:50%;}}@media(max-width:1024px){.elementor-widget-image .widget-image-caption{font-size:var( --e-global-typography-text-font-size );line-height:var( --e-global-typography-text-line-height );}.elementor-224644 .elementor-element.elementor-element-02cca47 > .elementor-widget-container{padding:0px 0px 0px 0px;}.elementor-224644 .elementor-element.elementor-element-669fa82{--margin-top:0px;--margin-bottom:0px;--margin-left:0px;--margin-right:0px;}.elementor-widget-theme-site-logo .widget-image-caption{font-size:var( --e-global-typography-text-font-size );line-height:var( --e-global-typography-text-line-height );}.elementor-224644 .elementor-element.elementor-element-385fa69{text-align:center;}.elementor-widget-text-editor{font-size:var( --e-global-typography-text-font-size );line-height:var( --e-global-typography-text-line-height );}.elementor-224644 .elementor-element.elementor-element-d37129a{text-align:center;font-size:var( --e-global-typography-text-font-size );line-height:var( --e-global-typography-text-line-height );}.elementor-widget-heading .elementor-heading-title{line-height:var( --e-global-typography-primary-line-height );letter-spacing:var( --e-global-typography-primary-letter-spacing );}.elementor-224644 .elementor-element.elementor-element-85c5fc9 .elementor-heading-title{font-size:var( --e-global-typography-0d262bb-font-size );line-height:var( --e-global-typography-0d262bb-line-height );}.elementor-224644 .elementor-element.elementor-element-8ffebdf .elementor-button{font-size:var( --e-global-typography-a906496-font-size );line-height:var( --e-global-typography-a906496-line-height );letter-spacing:var( --e-global-typography-a906496-letter-spacing );padding:12px 30px 12px 30px;}.elementor-224644 .elementor-element.elementor-element-c11deeb{--margin-top:0px;--margin-bottom:0px;--margin-left:40px;--margin-right:0px;}.elementor-224644 .elementor-element.elementor-element-b293ffe .elementor-heading-title{font-size:var( --e-global-typography-da21c65-font-size );line-height:var( --e-global-typography-da21c65-line-height );letter-spacing:var( --e-global-typography-da21c65-letter-spacing );}.elementor-widget-divider .elementor-divider__text{font-size:var( --e-global-typography-secondary-font-size );line-height:var( --e-global-typography-secondary-line-height );}.elementor-widget-icon-list .elementor-icon-list-item > .elementor-icon-list-text, .elementor-widget-icon-list .elementor-icon-list-item > a{font-size:var( --e-global-typography-text-font-size );line-height:var( --e-global-typography-text-line-height );}.elementor-224644 .elementor-element.elementor-element-8d89b62 .elementor-heading-title{font-size:var( --e-global-typography-text-font-size );line-height:var( --e-global-typography-text-line-height );}}@media(max-width:767px){.elementor-widget-image .widget-image-caption{font-size:var( --e-global-typography-text-font-size );line-height:var( --e-global-typography-text-line-height );}.elementor-224644 .elementor-element.elementor-element-02cca47 > .elementor-widget-container{padding:0px 0px 0px 0px;}.elementor-224644 .elementor-element.elementor-element-02cca47{--icon-size:16px;--grid-column-gap:10px;}.elementor-224644 .elementor-element.elementor-element-c99b632{--padding-top:50px;--padding-bottom:50px;--padding-left:10px;--padding-right:10px;}.elementor-224644 .elementor-element.elementor-element-669fa82{--margin-top:0px;--margin-bottom:0px;--margin-left:0px;--margin-right:0px;}.elementor-widget-theme-site-logo .widget-image-caption{font-size:var( --e-global-typography-text-font-size );line-height:var( --e-global-typography-text-line-height );}.elementor-224644 .elementor-element.elementor-element-385fa69{text-align:center;}.elementor-widget-text-editor{font-size:var( --e-global-typography-text-font-size );line-height:var( --e-global-typography-text-line-height );}.elementor-224644 .elementor-element.elementor-element-d37129a{text-align:center;font-size:var( --e-global-typography-text-font-size );line-height:var( --e-global-typography-text-line-height );}.elementor-widget-heading .elementor-heading-title{line-height:var( --e-global-typography-primary-line-height );letter-spacing:var( --e-global-typography-primary-letter-spacing );}.elementor-224644 .elementor-element.elementor-element-85c5fc9{text-align:center;}.elementor-224644 .elementor-element.elementor-element-85c5fc9 .elementor-heading-title{font-size:var( --e-global-typography-0d262bb-font-size );line-height:var( --e-global-typography-0d262bb-line-height );}.elementor-224644 .elementor-element.elementor-element-8ffebdf 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font-size: 17px; font-weight: bold; text-align: center; } .view_pdf_btn{ text-align: center; padding: 10px; margin-top: 5px; font-size: 16px; color: #51C5D9; background: #f1f2f3; } .view_pdf_btn:hover{ color: #fff; background: #F47521; }</style> <main id="content" class="site-main"> <div class="page-content"> <div class="main_wrapper"> <div class="main_wrapper_inner"> <div class="main_content_wrap"> <div class="page_title">November 2024</div> <div class="posts_section_wrap"><div class="posts_section_inner_wrap"><div class="posts_section_inner_post_wrap featured_post"> <div class="posts_section_inner_post_wrap_img"> <a href="https://www.businessinsurance.com/risk-management-experts-identify-top-concerns-in-construction-sector/"><img src="https://www.businessinsurance.com/wp-content/uploads/2024/10/BI_1124_01.jpg" alt="" width="834" height="500" srcset="https://www.businessinsurance.com/wp-content/uploads/2024/10/BI_1124_01.jpg 834w, https://www.businessinsurance.com/wp-content/uploads/2024/10/BI_1124_01-300x180.jpg 300w, https://www.businessinsurance.com/wp-content/uploads/2024/10/BI_1124_01-768x460.jpg 768w" sizes="auto"></a> </div> <div class="posts_section_inner_post_wrap_content"><div class="inner_post_type">COVER STORY</div><div class="inner_post_title"><a href="https://www.businessinsurance.com/risk-management-experts-identify-top-concerns-in-construction-sector/">Risk management experts identify top concerns in construction sector</a></div> <div class="inner_post_content">The construction sector represents a significant portion of the U.S. economy, accounting for about 4.5% of GDP and employing more than 8 million workers, according to government data.</div> </div> </div></div> </div><div class="posts_section_wrap"><div class="posts_section_title">NEWS ANALYSIS</div><div class="posts_section_inner_wrap"><div class="posts_section_inner_post_wrap "> <div class="posts_section_inner_post_wrap_img"> <a href="https://www.businessinsurance.com/courts-grapple-with-comp-for-unexplained-falls/"><img src="data:image/svg+xml,%3Csvg%20xmlns='http://www.w3.org/2000/svg'%20width='0'%20height='0'%20viewBox='0%200%200%200'%3E%3C/svg%3E" alt class="perfmatters-lazy" data-src="https://www.businessinsurance.com/wp-content/uploads/2024/10/BI_1124_02.jpg" /><noscript><img src="https://www.businessinsurance.com/wp-content/uploads/2024/10/BI_1124_02.jpg" alt=""></noscript></a> </div> <div class="posts_section_inner_post_wrap_content"><div class="inner_post_title"><a href="https://www.businessinsurance.com/courts-grapple-with-comp-for-unexplained-falls/">Courts grapple with comp for unexplained falls</a></div> <div class="inner_post_content">Falls are among the most common workplace injuries, but they are not always compensable through workers compensation, a sticking point highlighted in recent state court decisions involving unexplained or “idiopathic” falls.</div> </div> </div><div class="posts_section_inner_post_wrap "> <div class="posts_section_inner_post_wrap_img"> <a href="https://www.businessinsurance.com/cyber-business-interruption-exposures-add-up/"><img src="data:image/svg+xml,%3Csvg%20xmlns='http://www.w3.org/2000/svg'%20width='0'%20height='0'%20viewBox='0%200%200%200'%3E%3C/svg%3E" alt class="perfmatters-lazy" data-src="https://www.businessinsurance.com/wp-content/uploads/2024/10/BI_1124_03.jpg" /><noscript><img src="https://www.businessinsurance.com/wp-content/uploads/2024/10/BI_1124_03.jpg" alt=""></noscript></a> </div> <div class="posts_section_inner_post_wrap_content"><div class="inner_post_title"><a href="https://www.businessinsurance.com/cyber-business-interruption-exposures-add-up/">Cyber business interruption exposures add up</a></div> <div class="inner_post_content">PHILADELPHIA — Business interruption claims can add substantial costs to cyber incidents and take time to reconcile, insurance and technology experts say.</div> </div> </div><div class="posts_section_inner_post_wrap "> <div class="posts_section_inner_post_wrap_img"> <a href="https://www.businessinsurance.com/insurtechs-seek-to-capitalize-on-ai-deployment-2/"><img src="data:image/svg+xml,%3Csvg%20xmlns='http://www.w3.org/2000/svg'%20width='0'%20height='0'%20viewBox='0%200%200%200'%3E%3C/svg%3E" alt class="perfmatters-lazy" data-src="https://www.businessinsurance.com/wp-content/uploads/2024/10/BI_1124_04.jpg" /><noscript><img src="https://www.businessinsurance.com/wp-content/uploads/2024/10/BI_1124_04.jpg" alt=""></noscript></a> </div> <div class="posts_section_inner_post_wrap_content"><div class="inner_post_title"><a href="https://www.businessinsurance.com/insurtechs-seek-to-capitalize-on-ai-deployment-2/">Insurtechs seek to capitalize on AI deployment</a></div> <div class="inner_post_content">LAS VEGAS — The insurance industry has been quietly deploying artificial intelligence, in some cases for years, and its use is increasing as the technology matures rapidly.</div> </div> </div><div class="posts_section_inner_post_wrap "> <div class="posts_section_inner_post_wrap_img"> <a href="https://www.businessinsurance.com/dei-initiatives-need-executive-buy-in-to-work/"><img src="data:image/svg+xml,%3Csvg%20xmlns='http://www.w3.org/2000/svg'%20width='0'%20height='0'%20viewBox='0%200%200%200'%3E%3C/svg%3E" alt class="perfmatters-lazy" data-src="https://www.businessinsurance.com/wp-content/uploads/2024/10/BI_1124_05.jpg" /><noscript><img src="https://www.businessinsurance.com/wp-content/uploads/2024/10/BI_1124_05.jpg" alt=""></noscript></a> </div> <div class="posts_section_inner_post_wrap_content"><div class="inner_post_title"><a href="https://www.businessinsurance.com/dei-initiatives-need-executive-buy-in-to-work/">DEI initiatives need executive buy-in to work</a></div> <div class="inner_post_content">NEW YORK — Organizations must commit to addressing inequities and secure the support of senior leaders to drive real progress on corporate diversity, equity and inclusion initiatives, a panel of industry leaders said. </div> </div> </div></div> </div><div class="posts_section_wrap"><div class="posts_section_title">SPECIAL REPORT</div><div class="posts_section_inner_wrap"><div class="posts_section_inner_post_wrap "> <div class="posts_section_inner_post_wrap_img"> <a href="https://www.businessinsurance.com/do-strategies-evolve-as-class-actions-rise/"><img src="data:image/svg+xml,%3Csvg%20xmlns='http://www.w3.org/2000/svg'%20width='0'%20height='0'%20viewBox='0%200%200%200'%3E%3C/svg%3E" alt class="perfmatters-lazy" data-src="https://www.businessinsurance.com/wp-content/uploads/2024/10/BI_1124_10.jpg" /><noscript><img src="https://www.businessinsurance.com/wp-content/uploads/2024/10/BI_1124_10.jpg" alt=""></noscript></a> </div> <div class="posts_section_inner_post_wrap_content"><div class="inner_post_title"><a href="https://www.businessinsurance.com/do-strategies-evolve-as-class-actions-rise/">D&O strategies evolve as class actions rise</a></div> <div class="inner_post_content">Public companies seeking to fortify their protection against the uptick in securities class actions and swelling settlement costs should look to build seamless towers of coverage and consider tapping other types of policies for coverage, experts say. </div> </div> </div><div class="posts_section_inner_post_wrap "> <div class="posts_section_inner_post_wrap_img"> <a href="https://www.businessinsurance.com/expanding-risks-drive-lawyers-liability-claims/"><img src="data:image/svg+xml,%3Csvg%20xmlns='http://www.w3.org/2000/svg'%20width='0'%20height='0'%20viewBox='0%200%200%200'%3E%3C/svg%3E" alt class="perfmatters-lazy" data-src="https://www.businessinsurance.com/wp-content/uploads/2024/10/BI_1124_11.jpg" /><noscript><img src="https://www.businessinsurance.com/wp-content/uploads/2024/10/BI_1124_11.jpg" alt=""></noscript></a> </div> <div class="posts_section_inner_post_wrap_content"><div class="inner_post_title"><a href="https://www.businessinsurance.com/expanding-risks-drive-lawyers-liability-claims/">Expanding risks drive lawyers liability claims </a></div> <div class="inner_post_content">The market for lawyers professional liability insurance remains stable, with rate increases mainly in the single digits and ample capacity available, but claims are rising, and law firms’ exposures are changing.</div> </div> </div></div> </div><div class="posts_section_wrap"><div class="posts_section_title">RESEARCH & RANKINGS</div><div class="posts_section_inner_wrap"><div class="posts_section_inner_post_wrap "> <div class="posts_section_inner_post_wrap_img"> <a href="https://www.businessinsurance.com/biresources/professional-liability/"><img src="data:image/svg+xml,%3Csvg%20xmlns='http://www.w3.org/2000/svg'%20width='0'%20height='0'%20viewBox='0%200%200%200'%3E%3C/svg%3E" alt class="perfmatters-lazy" data-src="https://www.businessinsurance.com/wp-content/uploads/2024/02/12_ProfLiability_thumb-1.png" /><noscript><img src="https://www.businessinsurance.com/wp-content/uploads/2024/02/12_ProfLiability_thumb-1.png" alt=""></noscript></a> </div> <div class="posts_section_inner_post_wrap_content"><div class="inner_post_title"><a href="https://www.businessinsurance.com/biresources/professional-liability/">Professional Liability</a></div> <div class="inner_post_content"></div> </div> </div><div class="posts_section_inner_post_wrap "> <div class="posts_section_inner_post_wrap_img"> <a href="https://www.businessinsurance.com/biresources/cyber-insurance/"><img src="data:image/svg+xml,%3Csvg%20xmlns='http://www.w3.org/2000/svg'%20width='0'%20height='0'%20viewBox='0%200%200%200'%3E%3C/svg%3E" alt class="perfmatters-lazy" data-src="https://www.businessinsurance.com/wp-content/uploads/2024/03/11_CyberRisk_thumb.png" /><noscript><img src="https://www.businessinsurance.com/wp-content/uploads/2024/03/11_CyberRisk_thumb.png" alt=""></noscript></a> </div> <div class="posts_section_inner_post_wrap_content"><div class="inner_post_title"><a href="https://www.businessinsurance.com/biresources/cyber-insurance/">Cyber Insurance</a></div> <div class="inner_post_content"></div> </div> </div></div> </div><div class="posts_section_wrap"><div class="posts_section_title">DEPARTMENTS</div><div class="posts_section_inner_wrap"><div class="posts_section_inner_post_wrap "> <div class="posts_section_inner_post_wrap_img"> <a href="https://www.businessinsurance.com/view-from-the-top-marcus-winter-munich-re/"><img src="data:image/svg+xml,%3Csvg%20xmlns='http://www.w3.org/2000/svg'%20width='0'%20height='0'%20viewBox='0%200%200%200'%3E%3C/svg%3E" alt class="perfmatters-lazy" data-src="https://www.businessinsurance.com/wp-content/uploads/2024/10/BI_1124_06.jpg" /><noscript><img src="https://www.businessinsurance.com/wp-content/uploads/2024/10/BI_1124_06.jpg" alt=""></noscript></a> </div> <div class="posts_section_inner_post_wrap_content"><div class="inner_post_title"><a href="https://www.businessinsurance.com/view-from-the-top-marcus-winter-munich-re/">View from the top: Marcus Winter, Munich Re</a></div> <div class="inner_post_content">Marcus Winter, president & CEO of Munich Re North America, P&C Re, held senior positions in Germany and Australia at Munich Reinsurance Co. before moving to its U.S. operations in Princeton, New Jersey, in 2021.</div> </div> </div><div class="posts_section_inner_post_wrap "> <div class="posts_section_inner_post_wrap_img"> <a href="https://www.businessinsurance.com/perspectives-destabilized-but-not-yet-deconstructed-osha-implications-of-the-recent-supreme-court-term/"><img src="data:image/svg+xml,%3Csvg%20xmlns='http://www.w3.org/2000/svg'%20width='0'%20height='0'%20viewBox='0%200%200%200'%3E%3C/svg%3E" alt class="perfmatters-lazy" data-src="https://www.businessinsurance.com/wp-content/uploads/2024/10/BI_1124_07.jpg" /><noscript><img src="https://www.businessinsurance.com/wp-content/uploads/2024/10/BI_1124_07.jpg" alt=""></noscript></a> </div> <div class="posts_section_inner_post_wrap_content"><div class="inner_post_title"><a href="https://www.businessinsurance.com/perspectives-destabilized-but-not-yet-deconstructed-osha-implications-of-the-recent-supreme-court-term/">Perspectives: Destabilized but not yet deconstructed: OSHA implications of the recent Supreme Court term</a></div> <div class="inner_post_content">The most recently completed term of the U.S. Supreme Court yielded three decisions with profound implications for the regulatory authority of federal agencies, including the U.S. Occupational Safety and Health Administration.</div> </div> </div><div class="posts_section_inner_post_wrap "> <div class="posts_section_inner_post_wrap_img"> <a href="https://www.businessinsurance.com/viewpoint-uncovered-risks-keep-rising/"><img src="data:image/svg+xml,%3Csvg%20xmlns='http://www.w3.org/2000/svg'%20width='0'%20height='0'%20viewBox='0%200%200%200'%3E%3C/svg%3E" alt class="perfmatters-lazy" data-src="https://www.businessinsurance.com/wp-content/uploads/2024/11/BI_1124_08-1.jpg" /><noscript><img src="https://www.businessinsurance.com/wp-content/uploads/2024/11/BI_1124_08-1.jpg" alt=""></noscript></a> </div> <div class="posts_section_inner_post_wrap_content"><div class="inner_post_title"><a href="https://www.businessinsurance.com/viewpoint-uncovered-risks-keep-rising/">Viewpoint: Uncovered risks keep rising</a></div> <div class="inner_post_content">Risk managers are concerned — and with good reason — about the potential rise in uninsurable risks.</div> </div> </div><div class="posts_section_inner_post_wrap "> <div class="posts_section_inner_post_wrap_img"> <a href="https://www.businessinsurance.com/editorial-flood-insurance-reforms-needed/"><img src="data:image/svg+xml,%3Csvg%20xmlns='http://www.w3.org/2000/svg'%20width='0'%20height='0'%20viewBox='0%200%200%200'%3E%3C/svg%3E" alt class="perfmatters-lazy" data-src="https://www.businessinsurance.com/wp-content/uploads/2024/08/Gavin.jpg" /><noscript><img src="https://www.businessinsurance.com/wp-content/uploads/2024/08/Gavin.jpg" alt=""></noscript></a> </div> <div class="posts_section_inner_post_wrap_content"><div class="inner_post_title"><a href="https://www.businessinsurance.com/editorial-flood-insurance-reforms-needed/">Editorial: Flood insurance reforms needed</a></div> <div class="inner_post_content">As we head into the final weeks of the 2024 hurricane season, businesses and homeowners across the Southeast will be anxious to see the back of it.</div> </div> </div><div class="posts_section_inner_post_wrap "> <div class="posts_section_inner_post_wrap_img"> <a href="https://www.businessinsurance.com/data-spotlight-flood-risks-in-the-u-s/"><img 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