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.bg-color-violet .wp-block-quote::before{color:#ac00e7;}.css-1vhugkq .bg-color-gold img{background-color:#ed9100;}.css-1vhugkq .bg-color-gold .wp-block-quote::before{color:#ed9100;}.css-1vhugkq .bg-color-jade img{background-color:#009e73;}.css-1vhugkq .bg-color-jade .wp-block-quote::before{color:#009e73;}.css-1vhugkq .bg-color-peach img{background-color:#ffd2b9;}.css-1vhugkq .bg-color-peach .wp-block-quote::before{color:#ffd2b9;}.css-1vhugkq .bg-color-lavender img{background-color:#dccbff;}.css-1vhugkq .bg-color-lavender .wp-block-quote::before{color:#dccbff;}</style><div class="css-1vhugkq eta8xj40"><p>NEXT Insurance is a one-stop shop to help you get the roofing contractors insurance you need to protect your business from accidents, damaged vehicles, injuries and legal fees. Our insurance packages typically include:</p> <ul> <li aria-level="1">General liability</li> <li aria-level="1">Contractors’ E&O</li> <li aria-level="1">Commercial auto</li> <li>Tools and equipment</li> <li aria-level="1">Commercial property</li> </ul> </div></div><div><a target="_self" href="https://track.nextinsurance.com/links?serial=90044"><style data-emotion="css 17uiwer">.css-17uiwer{cursor:pointer;white-space:nowrap;font-family:Graphik Web,sans-serif;-webkit-font-smoothing:antialiased;-moz-osx-font-smoothing:grayscale;transition-property:color,background-color,border-color,text-decoration-color,fill,stroke,opacity,box-shadow,transform,filter,backdrop-filter;transition-timing-function:linear;transition-duration:150ms;--tw-bg-opacity:1;background-color:rgb(0 117 255 / var(--tw-bg-opacity));--tw-text-opacity:1;color:rgb(255 255 255 / var(--tw-text-opacity));font-size:1rem;line-height:1rem;letter-spacing:0;height:46px;padding-left:35px;padding-right:35px;border-radius:9999px;border-width:1px;--tw-border-opacity:1;border-color:rgb(0 117 255 / var(--tw-border-opacity));}.css-17uiwer:focus{outline:2px solid transparent;outline-offset:2px;}.css-17uiwer:hover{--tw-bg-opacity:1;background-color:rgb(0 215 255 / var(--tw-bg-opacity));}.css-17uiwer:hover{--tw-text-opacity:1;color:rgb(0 0 0 / var(--tw-text-opacity));}@media (min-width: 640px){.css-17uiwer{line-height:1rem;}}@media (min-width: 1024px){.css-17uiwer{font-size:1.25rem;line-height:1rem;}}@media (min-width: 640px){.css-17uiwer{height:40px;padding-left:30px;padding-right:30px;}}@media (min-width: 1024px){.css-17uiwer{height:52px;padding-left:36px;padding-right:36px;}}.css-17uiwer:hover{--tw-border-opacity:1;border-color:rgb(0 215 255 / var(--tw-border-opacity));}</style><button class="group css-17uiwer eb5jaud17"><span>Get Instant Quote</span></button></a></div></div></div></div></div></div><div ni-selector="4-dynamic_lob_coverage_module" style="content-visibility:auto;contain-intrinsic-size:300px" id="dynamic-lob_coverage"><style data-emotion="css epqq3a">.css-epqq3a{padding:4.3vw;-webkit-font-smoothing:antialiased;-moz-osx-font-smoothing:grayscale;}@media (min-width: 640px){.css-epqq3a{padding-bottom:0px;}}</style><div class="css-epqq3a eu1lgzv3"><style data-emotion="css vlowki">.css-vlowki{margin-left:auto;margin-right:auto;margin-top:3.5vw;margin-bottom:3.5vw;height:auto;width:84.4vw;text-align:center;font-family:GT Alpina,sans-serif;font-size:7.467vw;line-height:115%;letter-spacing:-.03em;--tw-text-opacity:1;color:rgb(35 31 32 / var(--tw-text-opacity));}@media (min-width: 640px){.css-vlowki{width:70vw;font-size:3.646vw;}}@media (min-width: 1024px){.css-vlowki{margin-top:2vw;margin-bottom:2vw;width:50vw;font-size:2.778vw;}}@media (min-width: 1920px){.css-vlowki{font-size:40px;}}@media (min-width: 2500px){.css-vlowki{width:1050px;}}</style><div role="title" class="css-vlowki eu1lgzv2">We’ll help you get the business insurance coverage you need</div><style data-emotion="css 1yvssy7">.css-1yvssy7{margin-left:auto;margin-right:auto;height:auto;width:80%;text-align:center;font-family:Graphik Web,sans-serif;font-size:4.267vw;line-height:140%;letter-spacing:0;--tw-text-opacity:1;color:rgb(35 31 32 / var(--tw-text-opacity));}@media (min-width: 640px){.css-1yvssy7{margin-bottom:0px;width:70vw;font-size:2.083vw;}}@media (min-width: 1024px){.css-1yvssy7{width:60vw;font-size:1.389vw;}}@media (min-width: 1920px){.css-1yvssy7{font-size:20px;}}@media (min-width: 2500px){.css-1yvssy7{width:841px;}}</style><div role="subtitle" class="css-1yvssy7 eu1lgzv1">It’s all about managing your risk. See the different policies available for affordable roofer liability insurance and save up to 10% when you bundle two or more of our policies.</div></div><style data-emotion="css 1014xnn">.css-1014xnn{-webkit-column-gap:0;column-gap:0;--tw-bg-opacity:1;background-color:rgb(255 255 255 / var(--tw-bg-opacity));padding:4.267vw;}@media (min-width: 640px){.css-1014xnn{display:-webkit-box;display:-webkit-flex;display:-ms-flexbox;display:flex;-webkit-align-items:flex-start;-webkit-box-align:flex-start;-ms-flex-align:flex-start;align-items:flex-start;-webkit-column-gap:5.208vw;column-gap:5.208vw;padding:7vw;}}@media (min-width: 1024px){.css-1014xnn{-webkit-column-gap:7.500vw;column-gap:7.500vw;padding:5.556vw;}}@media (min-width: 1920px){.css-1014xnn{-webkit-column-gap:108px;column-gap:108px;}}@media (min-width: 2500px){.css-1014xnn{margin-left:auto;margin-right:auto;width:1700px;}}@media (min-width: 640px){.css-1014xnn{-webkit-flex-direction:row;-ms-flex-direction:row;flex-direction:row;}}</style><div class="css-1014xnn eu1lgzv13"><style data-emotion="css 1d08jvm">.css-1d08jvm{width:100%;}@media (min-width: 640px){.css-1d08jvm{width:48%;}}@media (min-width: 1024px){.css-1d08jvm{width:50%;}}</style><div class="css-1d08jvm eu1lgzv0"><picture><source srcSet="https://www.nextinsurance.com/wp-content/uploads/2021/08/dynamic-card-gl-1.jpg.webp" type="image/webp"/><img src="https://www.nextinsurance.com/wp-content/uploads/2021/08/dynamic-card-gl-1.jpg" alt="General Liability" loading="lazy" fetchpriority="auto"/></picture></div><style data-emotion="css 1c11r5v">.css-1c11r5v{margin-top:6.4vw;width:100%;}@media (min-width: 640px){.css-1c11r5v{margin-left:0;margin-right:0;margin-top:0px;width:52%;}}@media (min-width: 1024px){.css-1c11r5v{margin-left:0;margin-right:0;width:50%;}}@media (min-width: 2500px){.css-1c11r5v{margin-right:0px;}}</style><div class="css-1c11r5v eu1lgzv12"><style data-emotion="css q2ex1v">.css-q2ex1v{margin-bottom:5.33vw;}@media (min-width: 640px){.css-q2ex1v{margin-bottom:0;}}@media (min-width: 1024px){.css-q2ex1v{margin-bottom:0.417vw;}}@media (min-width: 1920px){.css-q2ex1v{margin-bottom:6px;}}</style><div class="css-q2ex1v eu1lgzv10"><style data-emotion="css 1y1nl5g">.css-1y1nl5g{font-family:GT Alpina,sans-serif;font-size:7.467vw;line-height:115%;letter-spacing:-0.03em;-webkit-font-smoothing:antialiased;-moz-osx-font-smoothing:grayscale;}@media (min-width: 640px){.css-1y1nl5g{font-size:3.646vw;}}@media (min-width: 1024px){.css-1y1nl5g{font-size:2.778vw;}}@media (min-width: 1920px){.css-1y1nl5g{font-size:40px;}}</style><h3 type="h3-titles-alpina-reg" role="section-title-3" class="css-1y1nl5g e3r5m8y2">General Liability</h3></div><style data-emotion="css 7m52p3">.css-7m52p3{margin-bottom:6.4vw;font-family:Graphik Web,sans-serif;font-size:4.267vw;font-weight:400;line-height:140%;letter-spacing:0;--tw-text-opacity:1;color:rgb(109 110 113 / var(--tw-text-opacity));-webkit-font-smoothing:antialiased;-moz-osx-font-smoothing:grayscale;}@media (min-width: 640px){.css-7m52p3{margin-bottom:1.563vw;font-size:2.083vw;}}@media (min-width: 1024px){.css-7m52p3{margin-bottom:1.250vw;font-size:1.389vw;}}@media (min-width: 1920px){.css-7m52p3{margin-bottom:12px;font-size:20px;}}</style><div role="section-subtitle-3" class="css-7m52p3 eu1lgzv11">Protection for the injuries, accidents and damage you cause</div><style data-emotion="css 1cpd6n0">.css-1cpd6n0{margin-bottom:6.4vw;font-family:Graphik Web,sans-serif;font-size:4.267vw;font-weight:400;line-height:140%;letter-spacing:0;--tw-text-opacity:1;color:rgb(35 31 32 / var(--tw-text-opacity));-webkit-font-smoothing:antialiased;-moz-osx-font-smoothing:grayscale;}@media (min-width: 640px){.css-1cpd6n0{margin-bottom:3vw;font-size:2.083vw;}}@media (min-width: 1024px){.css-1cpd6n0{margin-bottom:2.18vw;font-size:1.389vw;}}@media (min-width: 1920px){.css-1cpd6n0{font-size:20px;}}@media (min-width: 2500px){.css-1cpd6n0{margin-bottom:36px;width:519px;}}</style><div role="section-description-3" class="css-1cpd6n0 eu1lgzv9">General liability insurance covers a wide range of accidents and basic risks. With roofing general liability insurance, you’ll have financial protection if someone other than an employee gets hurt or you are held responsible for damaging property that doesn’t belong to you. General liability might be required for a roofer license in your state, and it’s common for clients to ask for proof of coverage. General liability includes contractors’ E&O, or professional liability coverage, which can help cover costs in a business disagreement. </div><style data-emotion="css 1qly7jl">.css-1qly7jl{margin-bottom:2.78vw;font-family:Graphik Web,sans-serif;font-size:4.267vw;font-weight:600;line-height:140%;letter-spacing:0;--tw-text-opacity:1;color:rgb(35 31 32 / var(--tw-text-opacity));-webkit-font-smoothing:antialiased;-moz-osx-font-smoothing:grayscale;}@media (min-width: 640px){.css-1qly7jl{font-size:2.083vw;}}@media (min-width: 1024px){.css-1qly7jl{font-size:1.389vw;}}@media (min-width: 1920px){.css-1qly7jl{font-size:20px;}}</style><p class="css-1qly7jl eu1lgzv5"><style data-emotion="css kff9ir">.css-kff9ir{text-transform:capitalize;}</style><span class="css-kff9ir eu1lgzv4">general liability</span> can help you pay for:</p><style data-emotion="css 19gudl5">.css-19gudl5{margin-bottom:7vw;margin-top:4vw;}@media (min-width: 640px){.css-19gudl5{margin-bottom:4vw;margin-top:2vw;}}@media (min-width: 1024px){.css-19gudl5{margin-bottom:2.8vw;margin-top:1.3vw;}}@media (min-width: 2500px){.css-19gudl5{margin-bottom:26px;margin-top:0px;}}</style><div class="css-19gudl5 eu1lgzv7"><style data-emotion="css j2oeno">.css-j2oeno{margin-bottom:3px;display:-webkit-box;display:-webkit-flex;display:-ms-flexbox;display:flex;}@media (min-width: 2500px){.css-j2oeno{margin-bottom:0.5rem;}}</style><div class="css-j2oeno eu1lgzv8"><style data-emotion="css 1lw3f4f">.css-1lw3f4f{height:10.667vw;width:10.667vw;}@media (min-width: 640px){.css-1lw3f4f{height:5.208vw;width:5.208vw;}}@media (min-width: 1024px){.css-1lw3f4f{height:2.6vw;width:2.6vw;}}@media (min-width: 2500px){.css-1lw3f4f{height:30px;width:30px;}}</style><svg width="49" height="48" viewBox="0 0 49 48" fill="none" xmlns="http://www.w3.org/2000/svg" class="css-1lw3f4f e10b8g5f0"><circle cx="24.5" cy="24" r="19.5" stroke="#231F20"></circle><path d="M13.8936 24.5356L20.9646 31.6067L35.1068 17.4646" stroke="#231F20" stroke-linecap="round"></path></svg><style data-emotion="css al3wpe">.css-al3wpe{margin-left:1.250vw;margin-top:10px;width:80%;font-family:Graphik Web,sans-serif;font-size:4.267vw;font-weight:400;line-height:140%;letter-spacing:0;--tw-text-opacity:1;color:rgb(35 31 32 / var(--tw-text-opacity));-webkit-font-smoothing:antialiased;-moz-osx-font-smoothing:grayscale;}@media (min-width: 640px){.css-al3wpe{margin-top:0.278vw;font-size:2.083vw;}}@media (min-width: 1024px){.css-al3wpe{font-size:1.389vw;}}@media (min-width: 1920px){.css-al3wpe{font-size:20px;}}@media (min-width: 2500px){.css-al3wpe{margin-top:0px;}}</style><div role="line-3-0" class="css-al3wpe eu1lgzv6"><div class="css-1vhugkq eta8xj40">Medical payments</div></div></div><div class="css-j2oeno eu1lgzv8"><svg width="49" height="48" viewBox="0 0 49 48" fill="none" xmlns="http://www.w3.org/2000/svg" class="css-1lw3f4f e10b8g5f0"><circle cx="24.5" cy="24" r="19.5" stroke="#231F20"></circle><path d="M13.8936 24.5356L20.9646 31.6067L35.1068 17.4646" stroke="#231F20" stroke-linecap="round"></path></svg><div role="line-3-1" class="css-al3wpe eu1lgzv6"><div class="css-1vhugkq eta8xj40">Property damage</div></div></div><div class="css-j2oeno eu1lgzv8"><svg width="49" height="48" viewBox="0 0 49 48" fill="none" xmlns="http://www.w3.org/2000/svg" class="css-1lw3f4f e10b8g5f0"><circle cx="24.5" cy="24" r="19.5" stroke="#231F20"></circle><path d="M13.8936 24.5356L20.9646 31.6067L35.1068 17.4646" stroke="#231F20" stroke-linecap="round"></path></svg><div role="line-3-2" class="css-al3wpe eu1lgzv6"><div class="css-1vhugkq eta8xj40">Legal fees and judgments</div></div></div></div><div><a target="_self" role="btn-3" href="/general-liability-insurance/"><style data-emotion="css uiex7">.css-uiex7{cursor:pointer;white-space:nowrap;font-family:Graphik Web,sans-serif;-webkit-font-smoothing:antialiased;-moz-osx-font-smoothing:grayscale;transition-property:color,background-color,border-color,text-decoration-color,fill,stroke,opacity,box-shadow,transform,filter,backdrop-filter;transition-timing-function:linear;transition-duration:150ms;--tw-text-opacity:1;color:rgb(0 0 0 / var(--tw-text-opacity));font-size:1rem;line-height:1rem;letter-spacing:0;height:46px;padding-left:35px;padding-right:35px;border-radius:9999px;border-width:1px;--tw-border-opacity:1;border-color:rgb(0 0 0 / var(--tw-border-opacity));}.css-uiex7:focus{outline:2px solid transparent;outline-offset:2px;}.css-uiex7:hover{--tw-bg-opacity:1;background-color:rgb(0 0 0 / var(--tw-bg-opacity));}.css-uiex7:hover{--tw-text-opacity:1;color:rgb(255 255 255 / var(--tw-text-opacity));}@media (min-width: 640px){.css-uiex7{line-height:1rem;}}@media (min-width: 1024px){.css-uiex7{font-size:1.25rem;line-height:1rem;}}@media (min-width: 640px){.css-uiex7{height:40px;padding-left:30px;padding-right:30px;}}@media (min-width: 1024px){.css-uiex7{height:52px;padding-left:36px;padding-right:36px;}}</style><button class="group css-uiex7 eb5jaud17"><style data-emotion="css xn95gk">.css-xn95gk{display:-webkit-inline-box;display:-webkit-inline-flex;display:-ms-inline-flexbox;display:inline-flex;-webkit-align-items:center;-webkit-box-align:center;-ms-flex-align:center;align-items:center;}@media (max-width: 639px){.css-xn95gk{padding-left:0.5rem;}}</style><span class="css-xn95gk eb5jaud2"><span>Learn more</span><style data-emotion="css fmzxpn">.css-fmzxpn{margin-left:1.75rem;-webkit-align-self:center;-ms-flex-item-align:center;align-self:center;}@media (min-width: 1024px){.css-fmzxpn{margin-left:2.75rem;padding-top:0.125rem;}}</style><svg width="27" height="17" viewBox="0 0 27 17" xmlns="http://www.w3.org/2000/svg" class="css-fmzxpn eb5jaud1"><style data-emotion="css 1912bx2">.group:hover .css-1912bx2{fill:#ffffff;}</style><path d="M19.21 0L18.5651 0.741256L25.0921 7.76524L0.625 7.76524L0.625 8.79708L25.0049 8.79708L18.5672 15.5678L19.2057 16.3176L26.875 8.25164L19.21 0Z" class="css-1912bx2 e1xe0thd0"></path></svg></span></button></a></div></div></div><style data-emotion="css 11ople">.css-11ople{-webkit-column-gap:0;column-gap:0;--tw-bg-opacity:1;background-color:rgb(255 255 255 / var(--tw-bg-opacity));padding:4.267vw;}@media (min-width: 640px){.css-11ople{display:-webkit-box;display:-webkit-flex;display:-ms-flexbox;display:flex;-webkit-align-items:flex-start;-webkit-box-align:flex-start;-ms-flex-align:flex-start;align-items:flex-start;-webkit-column-gap:5.208vw;column-gap:5.208vw;padding:7vw;}}@media (min-width: 1024px){.css-11ople{-webkit-column-gap:7.500vw;column-gap:7.500vw;padding:5.556vw;}}@media (min-width: 1920px){.css-11ople{-webkit-column-gap:108px;column-gap:108px;}}@media (min-width: 2500px){.css-11ople{margin-left:auto;margin-right:auto;width:1700px;}}@media (min-width: 640px){.css-11ople{-webkit-flex-direction:row-reverse;-ms-flex-direction:row-reverse;flex-direction:row-reverse;}}</style><div class="css-11ople eu1lgzv13"><div class="css-1d08jvm eu1lgzv0"><picture><source srcSet="https://www.nextinsurance.com/wp-content/uploads/2021/08/dynamic-card-eo.jpg.webp" type="image/webp"/><img src="https://www.nextinsurance.com/wp-content/uploads/2021/08/dynamic-card-eo.jpg" alt="Contractors’ E&O" loading="lazy" fetchpriority="auto"/></picture></div><div class="css-1c11r5v eu1lgzv12"><div class="css-q2ex1v eu1lgzv10"><h3 type="h3-titles-alpina-reg" role="section-title-4" class="css-1y1nl5g e3r5m8y2">Contractors’ E&O</h3></div><div role="section-subtitle-4" class="css-7m52p3 eu1lgzv11">Coverage against business mistakes and claims of negligence</div><div role="section-description-4" class="css-1cpd6n0 eu1lgzv9">Errors and omissions insurance (also known as professional liability) helps you defend yourself if you’re accused of making a mistake that causes someone to lose money. For example, if you are accused of reusing old flashing and a leak damages the property, your policy could help cover related expenses. </div><p class="css-1qly7jl eu1lgzv5"><span class="css-kff9ir eu1lgzv4">professional liability</span> can help you pay for:</p><div class="css-19gudl5 eu1lgzv7"><div class="css-j2oeno eu1lgzv8"><svg width="49" height="48" viewBox="0 0 49 48" fill="none" xmlns="http://www.w3.org/2000/svg" class="css-1lw3f4f e10b8g5f0"><circle cx="24.5" cy="24" r="19.5" stroke="#231F20"></circle><path d="M13.8936 24.5356L20.9646 31.6067L35.1068 17.4646" stroke="#231F20" stroke-linecap="round"></path></svg><div role="line-4-0" class="css-al3wpe eu1lgzv6"><div class="css-1vhugkq eta8xj40">Professional negligence (actual or alleged)</div></div></div><div class="css-j2oeno eu1lgzv8"><svg width="49" height="48" viewBox="0 0 49 48" fill="none" xmlns="http://www.w3.org/2000/svg" class="css-1lw3f4f e10b8g5f0"><circle cx="24.5" cy="24" r="19.5" stroke="#231F20"></circle><path d="M13.8936 24.5356L20.9646 31.6067L35.1068 17.4646" stroke="#231F20" stroke-linecap="round"></path></svg><div role="line-4-1" class="css-al3wpe eu1lgzv6"><div class="css-1vhugkq eta8xj40">Legal defense costs</div></div></div><div class="css-j2oeno eu1lgzv8"><svg width="49" height="48" viewBox="0 0 49 48" fill="none" xmlns="http://www.w3.org/2000/svg" class="css-1lw3f4f e10b8g5f0"><circle cx="24.5" cy="24" r="19.5" stroke="#231F20"></circle><path d="M13.8936 24.5356L20.9646 31.6067L35.1068 17.4646" stroke="#231F20" stroke-linecap="round"></path></svg><div role="line-4-2" class="css-al3wpe eu1lgzv6"><div class="css-1vhugkq eta8xj40">Legal judgments</div></div></div></div><div><a target="_self" role="btn-4" href="/errors-and-omissions-insurance/"><button class="group css-uiex7 eb5jaud17"><span class="css-xn95gk eb5jaud2"><span>Learn more</span><svg width="27" height="17" viewBox="0 0 27 17" xmlns="http://www.w3.org/2000/svg" class="css-fmzxpn eb5jaud1"><path d="M19.21 0L18.5651 0.741256L25.0921 7.76524L0.625 7.76524L0.625 8.79708L25.0049 8.79708L18.5672 15.5678L19.2057 16.3176L26.875 8.25164L19.21 0Z" class="css-1912bx2 e1xe0thd0"></path></svg></span></button></a></div></div></div><div class="css-1014xnn eu1lgzv13"><div class="css-1d08jvm eu1lgzv0"><picture><source srcSet="https://www.nextinsurance.com/wp-content/uploads/2021/08/dynamic-card-ca.jpg.webp" type="image/webp"/><img src="https://www.nextinsurance.com/wp-content/uploads/2021/08/dynamic-card-ca.jpg" alt="Commercial Auto" loading="lazy" fetchpriority="auto"/></picture></div><div class="css-1c11r5v eu1lgzv12"><div class="css-q2ex1v eu1lgzv10"><h3 type="h3-titles-alpina-reg" role="section-title-5" class="css-1y1nl5g e3r5m8y2">Commercial Auto</h3></div><div role="section-subtitle-5" class="css-7m52p3 eu1lgzv11">For business owners who own or drive vehicles</div><div role="section-description-5" class="css-1cpd6n0 eu1lgzv9">Most states require commercial auto insurance for business-owned vehicles to help pay for medical expenses and property damage. Personal auto insurance usually won’t provide coverage for roofing business activities, such as bringing a load of shingles to a job site. </div><p class="css-1qly7jl eu1lgzv5"><span class="css-kff9ir eu1lgzv4">commercial auto</span> can help you pay for:</p><div class="css-19gudl5 eu1lgzv7"><div class="css-j2oeno eu1lgzv8"><svg width="49" height="48" viewBox="0 0 49 48" fill="none" xmlns="http://www.w3.org/2000/svg" class="css-1lw3f4f e10b8g5f0"><circle cx="24.5" cy="24" r="19.5" stroke="#231F20"></circle><path d="M13.8936 24.5356L20.9646 31.6067L35.1068 17.4646" stroke="#231F20" stroke-linecap="round"></path></svg><div role="line-5-0" class="css-al3wpe eu1lgzv6"><div class="css-1vhugkq eta8xj40">Medical expenses</div></div></div><div class="css-j2oeno eu1lgzv8"><svg width="49" height="48" viewBox="0 0 49 48" fill="none" xmlns="http://www.w3.org/2000/svg" class="css-1lw3f4f e10b8g5f0"><circle cx="24.5" cy="24" r="19.5" stroke="#231F20"></circle><path d="M13.8936 24.5356L20.9646 31.6067L35.1068 17.4646" stroke="#231F20" stroke-linecap="round"></path></svg><div role="line-5-1" class="css-al3wpe eu1lgzv6"><div class="css-1vhugkq eta8xj40">Collision repairs</div></div></div><div class="css-j2oeno eu1lgzv8"><svg width="49" height="48" viewBox="0 0 49 48" fill="none" xmlns="http://www.w3.org/2000/svg" class="css-1lw3f4f e10b8g5f0"><circle cx="24.5" cy="24" r="19.5" stroke="#231F20"></circle><path d="M13.8936 24.5356L20.9646 31.6067L35.1068 17.4646" stroke="#231F20" stroke-linecap="round"></path></svg><div role="line-5-2" class="css-al3wpe eu1lgzv6"><div class="css-1vhugkq eta8xj40">Rental reimbursement</div></div></div></div><div><a target="_self" role="btn-5" href="/commercial-auto-insurance/"><button class="group css-uiex7 eb5jaud17"><span class="css-xn95gk eb5jaud2"><span>Learn more</span><svg width="27" height="17" viewBox="0 0 27 17" xmlns="http://www.w3.org/2000/svg" class="css-fmzxpn eb5jaud1"><path d="M19.21 0L18.5651 0.741256L25.0921 7.76524L0.625 7.76524L0.625 8.79708L25.0049 8.79708L18.5672 15.5678L19.2057 16.3176L26.875 8.25164L19.21 0Z" class="css-1912bx2 e1xe0thd0"></path></svg></span></button></a></div></div></div><div class="css-11ople eu1lgzv13"><div class="css-1d08jvm eu1lgzv0"><picture><source srcSet="https://www.nextinsurance.com/wp-content/uploads/2021/08/dynamic-card-te.jpg.webp" type="image/webp"/><img src="https://www.nextinsurance.com/wp-content/uploads/2021/08/dynamic-card-te.jpg" alt="Tools & Equipment" loading="lazy" fetchpriority="auto"/></picture></div><div class="css-1c11r5v eu1lgzv12"><div class="css-q2ex1v eu1lgzv10"><h3 type="h3-titles-alpina-reg" role="section-title-6" class="css-1y1nl5g e3r5m8y2">Tools & Equipment</h3></div><div role="section-subtitle-6" class="css-7m52p3 eu1lgzv11">Protection for your gear and equipment</div><div role="section-description-6" class="css-1cpd6n0 eu1lgzv9">Tools and equipment coverage makes sure your gear is protected wherever you keep it — in your vehicle, in a trailer or at a job site. If you don’t own or lease property and regularly take expensive gear to a job site, tools & equipment insurance offers protection against damage or theft. This coverage is available as an add-on to our general liability insurance. </div><p class="css-1qly7jl eu1lgzv5"><span class="css-kff9ir eu1lgzv4">inland marine</span> can help you pay for:</p><div class="css-19gudl5 eu1lgzv7"><div class="css-j2oeno eu1lgzv8"><svg width="49" height="48" viewBox="0 0 49 48" fill="none" xmlns="http://www.w3.org/2000/svg" class="css-1lw3f4f e10b8g5f0"><circle cx="24.5" cy="24" r="19.5" stroke="#231F20"></circle><path d="M13.8936 24.5356L20.9646 31.6067L35.1068 17.4646" stroke="#231F20" stroke-linecap="round"></path></svg><div role="line-6-0" class="css-al3wpe eu1lgzv6"><div class="css-1vhugkq eta8xj40">Equipment owned by you</div></div></div><div class="css-j2oeno eu1lgzv8"><svg width="49" height="48" viewBox="0 0 49 48" fill="none" xmlns="http://www.w3.org/2000/svg" class="css-1lw3f4f e10b8g5f0"><circle cx="24.5" cy="24" r="19.5" stroke="#231F20"></circle><path d="M13.8936 24.5356L20.9646 31.6067L35.1068 17.4646" stroke="#231F20" stroke-linecap="round"></path></svg><div role="line-6-1" class="css-al3wpe eu1lgzv6"><div class="css-1vhugkq eta8xj40">Employee tools and clothing</div></div></div><div class="css-j2oeno eu1lgzv8"><svg width="49" height="48" viewBox="0 0 49 48" fill="none" xmlns="http://www.w3.org/2000/svg" class="css-1lw3f4f e10b8g5f0"><circle cx="24.5" cy="24" r="19.5" stroke="#231F20"></circle><path d="M13.8936 24.5356L20.9646 31.6067L35.1068 17.4646" stroke="#231F20" stroke-linecap="round"></path></svg><div role="line-6-2" class="css-al3wpe eu1lgzv6"><div class="css-1vhugkq eta8xj40">Borrowed equipment</div></div></div></div><div><a target="_self" role="btn-6" href="/tools-and-equipment-insurance/"><button class="group css-uiex7 eb5jaud17"><span class="css-xn95gk eb5jaud2"><span>Learn more</span><svg width="27" height="17" viewBox="0 0 27 17" xmlns="http://www.w3.org/2000/svg" class="css-fmzxpn eb5jaud1"><path d="M19.21 0L18.5651 0.741256L25.0921 7.76524L0.625 7.76524L0.625 8.79708L25.0049 8.79708L18.5672 15.5678L19.2057 16.3176L26.875 8.25164L19.21 0Z" class="css-1912bx2 e1xe0thd0"></path></svg></span></button></a></div></div></div><div class="css-1014xnn eu1lgzv13"><div class="css-1d08jvm eu1lgzv0"><picture><source srcSet="https://www.nextinsurance.com/wp-content/uploads/2021/08/dynamic-card-property.jpg.webp" type="image/webp"/><img src="https://www.nextinsurance.com/wp-content/uploads/2021/08/dynamic-card-property.jpg" alt="Commercial Property" loading="lazy" fetchpriority="auto"/></picture></div><div class="css-1c11r5v eu1lgzv12"><div class="css-q2ex1v eu1lgzv10"><h3 type="h3-titles-alpina-reg" role="section-title-7" class="css-1y1nl5g e3r5m8y2">Commercial Property</h3></div><div role="section-subtitle-7" class="css-7m52p3 eu1lgzv11">For business owners who own or rent physical spaces</div><div role="section-description-7" class="css-1cpd6n0 eu1lgzv9">Commercial property insurance can help protect your business equipment, inventory and your building if you own it. If you own real estate where you store equipment, commercial property insurance provides coverage for your equipment while it’s on the premises, as well as for the building itself. </div><p class="css-1qly7jl eu1lgzv5"><span class="css-kff9ir eu1lgzv4">commercial property</span> can help you pay for:</p><div class="css-19gudl5 eu1lgzv7"><div class="css-j2oeno eu1lgzv8"><svg width="49" height="48" viewBox="0 0 49 48" fill="none" xmlns="http://www.w3.org/2000/svg" class="css-1lw3f4f e10b8g5f0"><circle cx="24.5" cy="24" r="19.5" stroke="#231F20"></circle><path d="M13.8936 24.5356L20.9646 31.6067L35.1068 17.4646" stroke="#231F20" stroke-linecap="round"></path></svg><div role="line-7-0" class="css-al3wpe eu1lgzv6"><div class="css-1vhugkq eta8xj40">Damaged equipment and inventory</div></div></div><div class="css-j2oeno eu1lgzv8"><svg width="49" height="48" viewBox="0 0 49 48" fill="none" xmlns="http://www.w3.org/2000/svg" class="css-1lw3f4f e10b8g5f0"><circle cx="24.5" cy="24" r="19.5" 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4.07626 34.1784 4.07626V0.252808Z" fill="#FF4100" class="css-0 e15588ht0"></path></svg><style data-emotion="css n4hn2i">.css-n4hn2i{margin-bottom:5.3vw;margin-top:2vw;font-size:4.267vw;font-weight:600;letter-spacing:0;-webkit-font-smoothing:antialiased;-moz-osx-font-smoothing:grayscale;}@media (min-width: 640px){.css-n4hn2i{margin-bottom:.8vw;font-size:2.083vw;}}@media (min-width: 1024px){.css-n4hn2i{font-size:1.389vw;}}@media (min-width: 1920px){.css-n4hn2i{margin-bottom:12px;margin-top:24px;font-size:20px;}}</style><p role="review-0-title" class="css-n4hn2i epeutwc5">NEXT is the BEST</p><div class="css-0 epeutwc0"><style data-emotion="css 10x4rw1">.css-10x4rw1{width:100%;overflow:hidden;padding-bottom:1.25rem;font-size:4.267vw;line-height:140%;letter-spacing:0;-webkit-font-smoothing:antialiased;-moz-osx-font-smoothing:grayscale;}@media (min-width: 640px){.css-10x4rw1{font-size:2.083vw;}}@media (min-width: 1024px){.css-10x4rw1{font-size:1.389vw;}}@media (min-width: 1920px){.css-10x4rw1{font-size:20px;}}</style><p role="review-0-content" class="css-10x4rw1 epeutwc4">In need to commercial insurance, NEXT is your one stop shop!</p></div></div><div class="css-0 epeutwc1"><style data-emotion="css kz0a78">.css-kz0a78{margin-bottom:2.8vw;font-size:4.267vw;text-transform:capitalize;letter-spacing:0;-webkit-font-smoothing:antialiased;-moz-osx-font-smoothing:grayscale;}@media (min-width: 640px){.css-kz0a78{margin-bottom:.5vw;font-size:2.083vw;}}@media (min-width: 1024px){.css-kz0a78{font-size:1.389vw;}}@media (min-width: 1920px){.css-kz0a78{font-size:20px;}}</style><p role="review-0-reviewer-name" class="css-kz0a78 epeutwc3">gilbert f.</p><div data-testid="reviewStars" class="inline-block content-center"><svg width="26" height="23" viewBox="0 0 26 23" fill="none" class="inline-flex" xmlns="http://www.w3.org/2000/svg" data-testid="star"><defs><linearGradient id="grad-wholegold" x1="0%" y1="0%" x2="100%" y2="0%"><stop offset="0%" stop-color="#ed9100" 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role="review-1-title" class="css-n4hn2i epeutwc5">Chris Reinitz Construction</p><div class="css-0 epeutwc0"><p role="review-1-content" class="css-10x4rw1 epeutwc4">Best insurance should be your next insurance for your small business</p></div></div><div class="css-0 epeutwc1"><p role="review-1-reviewer-name" class="css-kz0a78 epeutwc3">Chris R.</p><div data-testid="reviewStars" class="inline-block content-center"><svg width="26" height="23" viewBox="0 0 26 23" fill="none" class="inline-flex" xmlns="http://www.w3.org/2000/svg" data-testid="star"><defs><linearGradient id="grad-wholegold" x1="0%" y1="0%" x2="100%" y2="0%"><stop offset="0%" stop-color="#ed9100" stop-opacity="1"></stop><stop offset="25%" stop-color="#ed9100" stop-opacity="1"></stop><stop offset="25%" stop-color="#ed9100" stop-opacity="1"></stop><stop offset="50%" stop-color="#ed9100" stop-opacity="1"></stop><stop offset="50%" stop-color="#ed9100" stop-opacity="1"></stop><stop offset="75%" stop-color="#ed9100" 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1920px){.css-1tpx111{height:587px;width:380px;padding:24px;}}</style><div role="review-2" data-cy="review-card" data-cy-eyes="ignore" class="css-1tpx111 epeutwc6"><div class="css-25dc9j epeutwc2"><svg width="50" height="26" viewBox="0 0 35 26" fill="none" xmlns="http://www.w3.org/2000/svg" class="mobile:mx-auto css-0 e15588ht1"><path d="M15.1904 0.252808C5.47301 0.252808 0 6.21289 0 15.0968C0 21.7316 3.01574 25.6675 8.26536 25.6675C12.1747 25.6675 14.967 22.9686 14.967 19.2576C14.967 15.5466 12.5097 13.1851 9.15892 13.1851C7.5952 13.1851 6.25487 13.5224 4.91454 14.1972C4.69115 8.46198 8.26537 4.07626 15.1904 4.07626V0.252808ZM34.1784 0.252808C24.461 0.252808 18.988 6.21289 18.988 15.0968C18.988 21.7316 22.0037 25.6675 27.2534 25.6675C31.1627 25.6675 33.955 22.9686 33.955 19.2576C33.955 15.5466 31.4977 13.1851 28.1469 13.1851C26.5832 13.1851 25.2429 13.5224 23.9025 14.1972C23.6792 8.46198 27.2534 4.07626 34.1784 4.07626V0.252808Z" fill="#AC00E7" class="css-0 e15588ht0"></path></svg><p role="review-2-title" class="css-n4hn2i epeutwc5">Awesome</p><div class="css-0 epeutwc0"><p role="review-2-content" class="css-10x4rw1 epeutwc4">The best insurance company I've delt with by far.</p></div></div><div class="css-0 epeutwc1"><p role="review-2-reviewer-name" class="css-kz0a78 epeutwc3">Jared B.</p><div data-testid="reviewStars" class="inline-block content-center"><svg width="26" height="23" viewBox="0 0 26 23" fill="none" class="inline-flex" xmlns="http://www.w3.org/2000/svg" data-testid="star"><defs><linearGradient id="grad-wholegold" x1="0%" y1="0%" x2="100%" y2="0%"><stop offset="0%" stop-color="#ed9100" stop-opacity="1"></stop><stop offset="25%" stop-color="#ed9100" stop-opacity="1"></stop><stop offset="25%" stop-color="#ed9100" stop-opacity="1"></stop><stop offset="50%" stop-color="#ed9100" stop-opacity="1"></stop><stop offset="50%" stop-color="#ed9100" stop-opacity="1"></stop><stop offset="75%" stop-color="#ed9100" stop-opacity="1"></stop><stop offset="75%" 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role="review-3-title" class="css-n4hn2i epeutwc5">Great service</p><div class="css-0 epeutwc0"><p role="review-3-content" class="css-10x4rw1 epeutwc4">Very easy to use site</p></div></div><div class="css-0 epeutwc1"><p role="review-3-reviewer-name" class="css-kz0a78 epeutwc3">Theodore S.</p><div data-testid="reviewStars" class="inline-block content-center"><svg width="26" height="23" viewBox="0 0 26 23" fill="none" class="inline-flex" xmlns="http://www.w3.org/2000/svg" data-testid="star"><defs><linearGradient id="grad-wholegold" x1="0%" y1="0%" x2="100%" y2="0%"><stop offset="0%" stop-color="#ed9100" stop-opacity="1"></stop><stop offset="25%" stop-color="#ed9100" stop-opacity="1"></stop><stop offset="25%" stop-color="#ed9100" stop-opacity="1"></stop><stop offset="50%" stop-color="#ed9100" stop-opacity="1"></stop><stop offset="50%" stop-color="#ed9100" stop-opacity="1"></stop><stop offset="75%" stop-color="#ed9100" stop-opacity="1"></stop><stop offset="75%" stop-color="#ed9100" 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1920px){.css-zdufep{height:587px;width:380px;padding:24px;}}</style><div role="review-4" data-cy="review-card" data-cy-eyes="ignore" class="css-zdufep epeutwc6"><div class="css-25dc9j epeutwc2"><svg width="50" height="26" viewBox="0 0 35 26" fill="none" xmlns="http://www.w3.org/2000/svg" class="mobile:mx-auto css-0 e15588ht1"><path d="M15.1904 0.252808C5.47301 0.252808 0 6.21289 0 15.0968C0 21.7316 3.01574 25.6675 8.26536 25.6675C12.1747 25.6675 14.967 22.9686 14.967 19.2576C14.967 15.5466 12.5097 13.1851 9.15892 13.1851C7.5952 13.1851 6.25487 13.5224 4.91454 14.1972C4.69115 8.46198 8.26537 4.07626 15.1904 4.07626V0.252808ZM34.1784 0.252808C24.461 0.252808 18.988 6.21289 18.988 15.0968C18.988 21.7316 22.0037 25.6675 27.2534 25.6675C31.1627 25.6675 33.955 22.9686 33.955 19.2576C33.955 15.5466 31.4977 13.1851 28.1469 13.1851C26.5832 13.1851 25.2429 13.5224 23.9025 14.1972C23.6792 8.46198 27.2534 4.07626 34.1784 4.07626V0.252808Z" fill="#FF32A0" class="css-0 e15588ht0"></path></svg><p role="review-4-title" class="css-n4hn2i epeutwc5">Quick service.</p><div class="css-0 epeutwc0"><p role="review-4-content" class="css-10x4rw1 epeutwc4">They were just there for me instantaneously.</p></div></div><div class="css-0 epeutwc1"><p role="review-4-reviewer-name" class="css-kz0a78 epeutwc3">MattHew H.</p><div data-testid="reviewStars" class="inline-block content-center"><svg width="26" height="23" viewBox="0 0 26 23" fill="none" class="inline-flex" xmlns="http://www.w3.org/2000/svg" data-testid="star"><defs><linearGradient id="grad-wholegold" x1="0%" y1="0%" x2="100%" y2="0%"><stop offset="0%" stop-color="#ed9100" stop-opacity="1"></stop><stop offset="25%" stop-color="#ed9100" stop-opacity="1"></stop><stop offset="25%" stop-color="#ed9100" stop-opacity="1"></stop><stop offset="50%" stop-color="#ed9100" stop-opacity="1"></stop><stop offset="50%" stop-color="#ed9100" stop-opacity="1"></stop><stop offset="75%" stop-color="#ed9100" stop-opacity="1"></stop><stop offset="75%" 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12.5097 13.1851 9.15892 13.1851C7.5952 13.1851 6.25487 13.5224 4.91454 14.1972C4.69115 8.46198 8.26537 4.07626 15.1904 4.07626V0.252808ZM34.1784 0.252808C24.461 0.252808 18.988 6.21289 18.988 15.0968C18.988 21.7316 22.0037 25.6675 27.2534 25.6675C31.1627 25.6675 33.955 22.9686 33.955 19.2576C33.955 15.5466 31.4977 13.1851 28.1469 13.1851C26.5832 13.1851 25.2429 13.5224 23.9025 14.1972C23.6792 8.46198 27.2534 4.07626 34.1784 4.07626V0.252808Z" fill="#FF4100" class="css-0 e15588ht0"></path></svg><p role="review-5-title" class="css-n4hn2i epeutwc5">New to NEXT Insurance</p><div class="css-0 epeutwc0"><p role="review-5-content" class="css-10x4rw1 epeutwc4">I am a new business owner whom just started, I am excited to work with Next, so far their website is so easy to move around and easy to understand.</p></div></div><div class="css-0 epeutwc1"><p role="review-5-reviewer-name" class="css-kz0a78 epeutwc3">Ofelia U.</p><div data-testid="reviewStars" class="inline-block content-center"><svg 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14.1972C23.6792 8.46198 27.2534 4.07626 34.1784 4.07626V0.252808Z" fill="#009E73" class="css-0 e15588ht0"></path></svg><p role="review-6-title" class="css-n4hn2i epeutwc5">Pleased</p><div class="css-0 epeutwc0"><p role="review-6-content" class="css-10x4rw1 epeutwc4">I heard about NEXT via a instagram post and it piqued my interest. I was pleasantly surprised at ease of website and the value Would highly recommend</p></div></div><div class="css-0 epeutwc1"><p role="review-6-reviewer-name" class="css-kz0a78 epeutwc3">Jesus C.</p><div data-testid="reviewStars" class="inline-block content-center"><svg width="26" height="23" viewBox="0 0 26 23" fill="none" class="inline-flex" xmlns="http://www.w3.org/2000/svg" data-testid="star"><defs><linearGradient id="grad-wholegold" x1="0%" y1="0%" x2="100%" y2="0%"><stop offset="0%" stop-color="#ed9100" stop-opacity="1"></stop><stop offset="25%" stop-color="#ed9100" stop-opacity="1"></stop><stop offset="25%" stop-color="#ed9100" stop-opacity="1"></stop><stop offset="50%" stop-color="#ed9100" stop-opacity="1"></stop><stop offset="50%" stop-color="#ed9100" stop-opacity="1"></stop><stop offset="75%" stop-color="#ed9100" stop-opacity="1"></stop><stop offset="75%" stop-color="#ed9100" stop-opacity="1"></stop><stop offset="100%" stop-color="#ed9100" 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8.26537 4.07626 15.1904 4.07626V0.252808ZM34.1784 0.252808C24.461 0.252808 18.988 6.21289 18.988 15.0968C18.988 21.7316 22.0037 25.6675 27.2534 25.6675C31.1627 25.6675 33.955 22.9686 33.955 19.2576C33.955 15.5466 31.4977 13.1851 28.1469 13.1851C26.5832 13.1851 25.2429 13.5224 23.9025 14.1972C23.6792 8.46198 27.2534 4.07626 34.1784 4.07626V0.252808Z" fill="#AC00E7" class="css-0 e15588ht0"></path></svg><p role="review-7-title" class="css-n4hn2i epeutwc5">Next is the BEST</p><div class="css-0 epeutwc0"><p role="review-7-content" class="css-10x4rw1 epeutwc4">Best customer service ever! Everyone was quick to respond with everything I needed</p></div></div><div class="css-0 epeutwc1"><p role="review-7-reviewer-name" class="css-kz0a78 epeutwc3">christopher h.</p><div data-testid="reviewStars" class="inline-block content-center"><svg width="26" height="23" viewBox="0 0 26 23" fill="none" class="inline-flex" xmlns="http://www.w3.org/2000/svg" data-testid="star"><defs><linearGradient id="grad-wholegold" x1="0%" y1="0%" x2="100%" y2="0%"><stop offset="0%" stop-color="#ed9100" stop-opacity="1"></stop><stop offset="25%" stop-color="#ed9100" stop-opacity="1"></stop><stop offset="25%" stop-color="#ed9100" stop-opacity="1"></stop><stop offset="50%" stop-color="#ed9100" stop-opacity="1"></stop><stop offset="50%" stop-color="#ed9100" stop-opacity="1"></stop><stop offset="75%" stop-color="#ed9100" stop-opacity="1"></stop><stop offset="75%" stop-color="#ed9100" stop-opacity="1"></stop><stop offset="100%" stop-color="#ed9100" stop-opacity="1"></stop></linearGradient></defs><path 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4.07626V0.252808ZM34.1784 0.252808C24.461 0.252808 18.988 6.21289 18.988 15.0968C18.988 21.7316 22.0037 25.6675 27.2534 25.6675C31.1627 25.6675 33.955 22.9686 33.955 19.2576C33.955 15.5466 31.4977 13.1851 28.1469 13.1851C26.5832 13.1851 25.2429 13.5224 23.9025 14.1972C23.6792 8.46198 27.2534 4.07626 34.1784 4.07626V0.252808Z" fill="#00d7ff" class="css-0 e15588ht0"></path></svg><p role="review-8-title" class="css-n4hn2i epeutwc5">consolidating insurance</p><div class="css-0 epeutwc0"><p role="review-8-content" class="css-10x4rw1 epeutwc4">My sales provider help me thru the process. It was so easy.</p></div></div><div class="css-0 epeutwc1"><p role="review-8-reviewer-name" class="css-kz0a78 epeutwc3">kelly J.</p><div data-testid="reviewStars" class="inline-block content-center"><svg width="26" height="23" viewBox="0 0 26 23" fill="none" class="inline-flex" xmlns="http://www.w3.org/2000/svg" data-testid="star"><defs><linearGradient id="grad-wholegold" x1="0%" y1="0%" x2="100%" y2="0%"><stop offset="0%" stop-color="#ed9100" stop-opacity="1"></stop><stop offset="25%" stop-color="#ed9100" stop-opacity="1"></stop><stop offset="25%" stop-color="#ed9100" stop-opacity="1"></stop><stop offset="50%" stop-color="#ed9100" stop-opacity="1"></stop><stop offset="50%" stop-color="#ed9100" stop-opacity="1"></stop><stop offset="75%" stop-color="#ed9100" stop-opacity="1"></stop><stop offset="75%" stop-color="#ed9100" stop-opacity="1"></stop><stop offset="100%" stop-color="#ed9100" stop-opacity="1"></stop></linearGradient></defs><path stroke="#ed9100" stroke-width="1.09809" 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0.252808 18.988 6.21289 18.988 15.0968C18.988 21.7316 22.0037 25.6675 27.2534 25.6675C31.1627 25.6675 33.955 22.9686 33.955 19.2576C33.955 15.5466 31.4977 13.1851 28.1469 13.1851C26.5832 13.1851 25.2429 13.5224 23.9025 14.1972C23.6792 8.46198 27.2534 4.07626 34.1784 4.07626V0.252808Z" fill="#FF32A0" class="css-0 e15588ht0"></path></svg><p role="review-9-title" class="css-n4hn2i epeutwc5">General Liability</p><div class="css-0 epeutwc0"><p role="review-9-content" class="css-10x4rw1 epeutwc4">Super simple process</p></div></div><div class="css-0 epeutwc1"><p role="review-9-reviewer-name" class="css-kz0a78 epeutwc3">Jordan S.</p><div data-testid="reviewStars" class="inline-block content-center"><svg width="26" height="23" viewBox="0 0 26 23" fill="none" class="inline-flex" xmlns="http://www.w3.org/2000/svg" data-testid="star"><defs><linearGradient id="grad-wholegold" x1="0%" y1="0%" x2="100%" y2="0%"><stop offset="0%" stop-color="#ed9100" stop-opacity="1"></stop><stop offset="25%" 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krgjj0">.css-krgjj0{margin-right:16px;display:-webkit-box;display:-webkit-flex;display:-ms-flexbox;display:flex;height:2.5rem;width:2.5rem;-webkit-flex-shrink:0;-ms-flex-negative:0;flex-shrink:0;place-items:center;-webkit-box-pack:center;-ms-flex-pack:center;-webkit-justify-content:center;justify-content:center;border-radius:1.5rem;border-width:1px;}</style><div class="border-black css-krgjj0 e1c8hukq10"><svg data-testid="CheckMarkShapeTestId" width="23" height="17" viewBox="0 0 23 17" fill="none" xmlns="http://www.w3.org/2000/svg"><path d="M0.892578 8.53564L7.96365 15.6067L22.1058 1.46458" stroke="#000000" stroke-linecap="round"></path></svg></div><style data-emotion="css 559c5c">.css-559c5c{display:-webkit-box;display:-webkit-flex;display:-ms-flexbox;display:flex;-webkit-align-items:center;-webkit-box-align:center;-ms-flex-align:center;align-items:center;text-align:left;font-size:4.800vw;font-weight:700;}@media (min-width: 640px){.css-559c5c{font-size:2.344vw;}}@media (min-width: 1024px){.css-559c5c{font-size:1.389vw;}}@media (min-width: 1920px){.css-559c5c{font-size:20px;}}</style><div class="css-559c5c e1c8hukq5">Commercial Auto</div></div><style data-emotion="css 1rbj7m8">.css-1rbj7m8{position:relative;top:-0.25rem;margin-bottom:auto;margin-top:0px;display:-webkit-box;display:-webkit-flex;display:-ms-flexbox;display:flex;width:100%;-webkit-box-pack:justify;-webkit-justify-content:space-between;justify-content:space-between;padding-left:56px;vertical-align:top;}</style><div class="css-1rbj7m8 e1c8hukq8"><style data-emotion="css 1ozn3wq">.css-1ozn3wq{display:-webkit-box;display:-webkit-flex;display:-ms-flexbox;display:flex;font-size:4.267vw;}@media (min-width: 768px){.css-1ozn3wq{font-size:1.823vw;}}@media (min-width: 1024px){.css-1ozn3wq{font-size:1.250vw;}}@media (min-width: 1920px){.css-1ozn3wq{font-size:18px;}}</style><div class="css-1ozn3wq e1c8hukq4">Combined single limit</div><style data-emotion="css 1q5idos">.css-1q5idos{display:-webkit-box;display:-webkit-flex;display:-ms-flexbox;display:flex;place-items:end;-webkit-align-self:flex-end;-ms-flex-item-align:flex-end;align-self:flex-end;font-size:4.267vw;}@media (min-width: 768px){.css-1q5idos{font-size:1.823vw;}}@media (min-width: 1024px){.css-1q5idos{font-size:20px;}}@media (min-width: 1920px){.css-1q5idos{font-size:18px;}}</style><div class="css-1q5idos e1c8hukq3">$85,000</div></div></div><div data-testid="CoveragePlanLimit" class="css-qta81m e1c8hukq7"><div class="css-1awnxvj e1c8hukq9"><div class="border-black css-krgjj0 e1c8hukq10"><svg data-testid="CheckMarkShapeTestId" width="23" height="17" viewBox="0 0 23 17" fill="none" xmlns="http://www.w3.org/2000/svg"><path d="M0.892578 8.53564L7.96365 15.6067L22.1058 1.46458" stroke="#000000" stroke-linecap="round"></path></svg></div><div class="css-559c5c e1c8hukq5">General Liability</div></div><div class="css-1rbj7m8 e1c8hukq8"><div class="css-1ozn3wq e1c8hukq4">Per occurrence</div><div class="css-1q5idos e1c8hukq3">$300,000</div></div></div><div data-testid="CoveragePlanLimit" class="css-qta81m e1c8hukq7"><div class="css-1awnxvj e1c8hukq9"><div class="border-black css-krgjj0 e1c8hukq10"><svg data-testid="CheckMarkShapeTestId" width="23" height="17" viewBox="0 0 23 17" fill="none" xmlns="http://www.w3.org/2000/svg"><path d="M0.892578 8.53564L7.96365 15.6067L22.1058 1.46458" stroke="#000000" stroke-linecap="round"></path></svg></div><div class="css-559c5c e1c8hukq5">Tools & Equipment</div></div><div class="css-1rbj7m8 e1c8hukq8"><div class="css-1ozn3wq e1c8hukq4">Per occurrence</div><div class="css-1q5idos e1c8hukq3">$3,000</div></div></div><div data-testid="CoveragePlanLimit" class="css-qta81m e1c8hukq7"><div class="css-1awnxvj e1c8hukq9"><div class="border-black css-krgjj0 e1c8hukq10"><svg data-testid="CheckMarkShapeTestId" width="23" height="17" viewBox="0 0 23 17" fill="none" xmlns="http://www.w3.org/2000/svg"><path d="M0.892578 8.53564L7.96365 15.6067L22.1058 1.46458" stroke="#000000" stroke-linecap="round"></path></svg></div><div class="css-559c5c e1c8hukq5">Commercial Property</div></div><div class="css-1rbj7m8 e1c8hukq8"><div class="css-1ozn3wq e1c8hukq4">Per occurrence</div><div class="css-1q5idos e1c8hukq3">$25,000</div></div></div></div></div><div data-testid="CoveragePlanContainerId" class="css-1wfn5kr e1c8hukq6"><div class="css-19ffdwy e1c8hukq1">Pro</div><div class="css-g23cra e1c8hukq0">Most Popular</div><div class="css-t0w3g6 e1c8hukq2"><div data-testid="CoveragePlanLimit" class="css-qta81m e1c8hukq7"><div class="css-1awnxvj e1c8hukq9"><div class="border-black css-krgjj0 e1c8hukq10"><svg data-testid="CheckMarkShapeTestId" width="23" height="17" viewBox="0 0 23 17" fill="none" xmlns="http://www.w3.org/2000/svg"><path d="M0.892578 8.53564L7.96365 15.6067L22.1058 1.46458" stroke="#000000" stroke-linecap="round"></path></svg></div><div class="css-559c5c e1c8hukq5">Commercial Auto</div></div><div class="css-1rbj7m8 e1c8hukq8"><div class="css-1ozn3wq e1c8hukq4">Combined single limit</div><div class="css-1q5idos e1c8hukq3">$100,000</div></div></div><div data-testid="CoveragePlanLimit" class="css-qta81m e1c8hukq7"><div class="css-1awnxvj e1c8hukq9"><div class="border-black css-krgjj0 e1c8hukq10"><svg data-testid="CheckMarkShapeTestId" width="23" height="17" viewBox="0 0 23 17" fill="none" xmlns="http://www.w3.org/2000/svg"><path d="M0.892578 8.53564L7.96365 15.6067L22.1058 1.46458" stroke="#000000" stroke-linecap="round"></path></svg></div><div class="css-559c5c e1c8hukq5">General Liability</div></div><div class="css-1rbj7m8 e1c8hukq8"><div class="css-1ozn3wq e1c8hukq4">Per occurrence</div><div class="css-1q5idos e1c8hukq3">$1 million</div></div></div><div data-testid="CoveragePlanLimit" class="css-qta81m e1c8hukq7"><div class="css-1awnxvj e1c8hukq9"><div class="border-black css-krgjj0 e1c8hukq10"><svg data-testid="CheckMarkShapeTestId" width="23" height="17" viewBox="0 0 23 17" fill="none" xmlns="http://www.w3.org/2000/svg"><path d="M0.892578 8.53564L7.96365 15.6067L22.1058 1.46458" stroke="#000000" stroke-linecap="round"></path></svg></div><div class="css-559c5c e1c8hukq5">Tools & Equipment</div></div><div class="css-1rbj7m8 e1c8hukq8"><div class="css-1ozn3wq e1c8hukq4">Per occurrence</div><div class="css-1q5idos e1c8hukq3">$5,000</div></div></div><div data-testid="CoveragePlanLimit" class="css-qta81m e1c8hukq7"><div class="css-1awnxvj e1c8hukq9"><div class="border-black css-krgjj0 e1c8hukq10"><svg data-testid="CheckMarkShapeTestId" width="23" height="17" viewBox="0 0 23 17" fill="none" xmlns="http://www.w3.org/2000/svg"><path d="M0.892578 8.53564L7.96365 15.6067L22.1058 1.46458" stroke="#000000" stroke-linecap="round"></path></svg></div><div class="css-559c5c e1c8hukq5">Commercial Property</div></div><div class="css-1rbj7m8 e1c8hukq8"><div class="css-1ozn3wq e1c8hukq4">Per occurrence</div><div class="css-1q5idos e1c8hukq3">$25,000</div></div></div></div></div><div data-testid="CoveragePlanContainerId" class="css-1wfn5kr e1c8hukq6"><div class="css-19ffdwy e1c8hukq1">Pro Plus</div><div class="css-g23cra e1c8hukq0">Best Coverage</div><div class="css-t0w3g6 e1c8hukq2"><div data-testid="CoveragePlanLimit" class="css-qta81m e1c8hukq7"><div class="css-1awnxvj e1c8hukq9"><div class="border-black css-krgjj0 e1c8hukq10"><svg data-testid="CheckMarkShapeTestId" width="23" height="17" viewBox="0 0 23 17" fill="none" xmlns="http://www.w3.org/2000/svg"><path d="M0.892578 8.53564L7.96365 15.6067L22.1058 1.46458" stroke="#000000" stroke-linecap="round"></path></svg></div><div class="css-559c5c e1c8hukq5">Commercial Auto</div></div><div class="css-1rbj7m8 e1c8hukq8"><div class="css-1ozn3wq e1c8hukq4">Combined single limit</div><div class="css-1q5idos e1c8hukq3">$1 million</div></div></div><div data-testid="CoveragePlanLimit" class="css-qta81m e1c8hukq7"><div class="css-1awnxvj e1c8hukq9"><div class="border-black css-krgjj0 e1c8hukq10"><svg data-testid="CheckMarkShapeTestId" width="23" height="17" viewBox="0 0 23 17" fill="none" xmlns="http://www.w3.org/2000/svg"><path d="M0.892578 8.53564L7.96365 15.6067L22.1058 1.46458" stroke="#000000" stroke-linecap="round"></path></svg></div><div class="css-559c5c e1c8hukq5">General Liability</div></div><div class="css-1rbj7m8 e1c8hukq8"><div class="css-1ozn3wq e1c8hukq4">Per occurrence</div><div class="css-1q5idos e1c8hukq3">$1 million</div></div></div><div data-testid="CoveragePlanLimit" class="css-qta81m e1c8hukq7"><div class="css-1awnxvj e1c8hukq9"><div class="border-black css-krgjj0 e1c8hukq10"><svg data-testid="CheckMarkShapeTestId" width="23" height="17" viewBox="0 0 23 17" fill="none" xmlns="http://www.w3.org/2000/svg"><path d="M0.892578 8.53564L7.96365 15.6067L22.1058 1.46458" stroke="#000000" stroke-linecap="round"></path></svg></div><div class="css-559c5c e1c8hukq5">Tools & Equipment</div></div><div class="css-1rbj7m8 e1c8hukq8"><div class="css-1ozn3wq e1c8hukq4">Per occurrence</div><div class="css-1q5idos e1c8hukq3">$10,000</div></div></div><div data-testid="CoveragePlanLimit" class="css-qta81m e1c8hukq7"><div class="css-1awnxvj e1c8hukq9"><div class="border-black css-krgjj0 e1c8hukq10"><svg data-testid="CheckMarkShapeTestId" width="23" height="17" viewBox="0 0 23 17" fill="none" xmlns="http://www.w3.org/2000/svg"><path d="M0.892578 8.53564L7.96365 15.6067L22.1058 1.46458" stroke="#000000" stroke-linecap="round"></path></svg></div><div class="css-559c5c e1c8hukq5">Commercial Property</div></div><div class="css-1rbj7m8 e1c8hukq8"><div class="css-1ozn3wq e1c8hukq4">Per occurrence</div><div class="css-1q5idos e1c8hukq3">$25,000</div></div></div></div></div></div><style data-emotion="css 187sdm7">.css-187sdm7 >div{margin-bottom:0;}.css-187sdm7 >div>a>button>span{font-size:20px;}@media (min-width: 768px){.css-187sdm7 >div>a>button>span{font-size:14px;}}@media (min-width: 1024px){.css-187sdm7 >div>a>button>span{font-size:20px;}}.css-187sdm7 >div>a>button{padding-left:36px;padding-right:36px;}@media (min-width: 768px){.css-187sdm7 >div>a>button{padding-left:30px;padding-right:30px;}}@media (min-width: 1024px){.css-187sdm7 >div>a>button{padding-left:36px;padding-right:36px;}}.css-187sdm7 >div>a>button{padding-top:14.5px;padding-bottom:14.5px;}@media (min-width: 768px){.css-187sdm7 >div>a>button{padding-top:12px;padding-bottom:12px;}}@media (min-width: 1024px){.css-187sdm7 >div>a>button{padding-top:14.5px;padding-bottom:14.5px;}}</style><div class="css-187sdm7 e1g6j5e3"><div data-cy="plansMainCTAButton"><a target="_self" href="https://track.nextinsurance.com/links?serial=90044"><button class="group css-17uiwer eb5jaud17"><span>Check Our Prices</span></button></a></div></div></div></div><div ni-selector="7-mosaic_module" style="content-visibility:auto;contain-intrinsic-size:300px" id="7-mosaic"><style data-emotion="css 767h84">.css-767h84{--tw-bg-opacity:1;background-color:rgb(229 254 255 / var(--tw-bg-opacity));}</style><div data-cy="MosaicModuleContainer" class="css-767h84 e1ormahl5"><style data-emotion="css 14l247s">.css-14l247s{display:-webkit-box;display:-webkit-flex;display:-ms-flexbox;display:flex;width:100%;-webkit-flex-direction:column;-ms-flex-direction:column;flex-direction:column;padding:4.267vw;display:-webkit-box;display:-webkit-flex;display:-ms-flexbox;display:flex;-webkit-align-items:center;-webkit-box-align:center;-ms-flex-align:center;align-items:center;-webkit-column-gap:0;column-gap:0;}@media (min-width: 640px){.css-14l247s{-webkit-align-items:flex-start;-webkit-box-align:flex-start;-ms-flex-align:flex-start;align-items:flex-start;padding:7.8vw;}}@media (min-width: 1024px){.css-14l247s{padding:5.5vw;}}@media (min-width: 1920px){.css-14l247s{margin-left:auto;margin-right:auto;width:1700px;padding-top:6rem;padding-bottom:6rem;}}@media (min-width: 640px){.css-14l247s{-webkit-column-gap:7.447vw;column-gap:7.447vw;}}@media (min-width: 1024px){.css-14l247s{-webkit-column-gap:7.889vw;column-gap:7.889vw;}}@media (min-width: 1920px){.css-14l247s{-webkit-column-gap:5%;column-gap:5%;}}@media (min-width: 640px){.css-14l247s{-webkit-flex-direction:row;-ms-flex-direction:row;flex-direction:row;}}</style><div class="css-14l247s e1ormahl4"><style data-emotion="css p0m1bl">.css-p0m1bl{height:auto;width:100%;}@media (min-width: 1920px){.css-p0m1bl{width:auto;}}@media (min-width: 640px){.css-p0m1bl{width:31.510vw;}}@media (min-width: 1024px){.css-p0m1bl{width:33.125vw;}}@media (min-width: 1920px){.css-p0m1bl{width:40%;}}</style><div class="css-p0m1bl e1ormahl2"><picture><source srcSet="https://www.nextinsurance.com/wp-content/uploads/2021/06/affordable.png.webp" type="image/webp"/><img src="https://www.nextinsurance.com/wp-content/uploads/2021/06/affordable.png" alt="How much does roofing insurance cost" loading="lazy" fetchpriority="auto"/></picture></div><style data-emotion="css 1gxcrnk">.css-1gxcrnk{display:-webkit-box;display:-webkit-flex;display:-ms-flexbox;display:flex;width:100%;-webkit-flex-direction:column;-ms-flex-direction:column;flex-direction:column;padding-top:5vw;text-align:left;--tw-text-opacity:1;color:rgb(35 31 32 / var(--tw-text-opacity));-webkit-font-smoothing:antialiased;-moz-osx-font-smoothing:grayscale;}@media (min-width: 640px){.css-1gxcrnk{width:45.443vw;padding-top:0px;padding-bottom:0px;text-align:left;}}@media (min-width: 1024px){.css-1gxcrnk{width:47.986vw;}}@media (min-width: 1920px){.css-1gxcrnk{width:55%;}}</style><div class="css-1gxcrnk e1ormahl3"><style data-emotion="css yaqsty">.css-yaqsty{margin:0px;font-family:GT Alpina,sans-serif;font-size:7.467vw;font-weight:400;line-height:115%;letter-spacing:-0.03em;--tw-text-opacity:1;color:rgb(35 31 32 / var(--tw-text-opacity));-webkit-font-smoothing:antialiased;-moz-osx-font-smoothing:grayscale;}@media (min-width: 640px){.css-yaqsty{width:100%;font-size:3.646vw;}}@media (min-width: 1024px){.css-yaqsty{font-size:2.778vw;}}@media (min-width: 1920px){.css-yaqsty{font-size:40px;}}</style><h2 role="title" data-cy="MosaicTitle" class="css-yaqsty e1ormahl1">How much does roofing insurance cost?</h2><style data-emotion="css 14z516">.css-14z516{margin-top:1em;margin-bottom:1em;font-family:Graphik Web,sans-serif;font-size:4.267vw;font-weight:400;line-height:140%;letter-spacing:0;--tw-text-opacity:1;color:rgb(35 31 32 / var(--tw-text-opacity));-webkit-font-smoothing:antialiased;-moz-osx-font-smoothing:grayscale;}@media (min-width: 640px){.css-14z516{width:100%;font-size:2.083vw;}}@media (min-width: 1024px){.css-14z516{font-size:1.389vw;}}@media (min-width: 1920px){.css-14z516{font-size:20px;}}</style><div role="subtitle" data-cy="MosaicSubtitle" class="css-14z516 e1ormahl0"><div class="css-1vhugkq eta8xj40"><p>Roofer insurance costs vary based on the risks that your business faces, such as:</p> <ul> <li aria-level="1">The types of projects you work on</li> <li aria-level="1">Where your projects are located</li> <li aria-level="1">The types of vehicles you use at work</li> </ul> <p>Roofers typically pay more for basic coverage than other types of professions due to the risks involved.</p> <p>Learn more about <a href="/business/roofing-insurance/cost/">roofing insurance costs and coverage</a>.</p> </div></div><div data-cy="MosaicModuleCTAButton"><a target="_self" href="https://track.nextinsurance.com/links?serial=90044"><button class="group css-17uiwer eb5jaud17"><span>Get Instant Quote</span></button></a></div></div></div></div></div><div ni-selector="8-mosaic_module" style="content-visibility:auto;contain-intrinsic-size:300px" id="8-mosaic"><div data-cy="MosaicModuleContainer" class="css-767h84 e1ormahl5"><style data-emotion="css 7n0avb">.css-7n0avb{display:-webkit-box;display:-webkit-flex;display:-ms-flexbox;display:flex;width:100%;-webkit-flex-direction:column;-ms-flex-direction:column;flex-direction:column;padding:4.267vw;display:-webkit-box;display:-webkit-flex;display:-ms-flexbox;display:flex;-webkit-align-items:center;-webkit-box-align:center;-ms-flex-align:center;align-items:center;-webkit-column-gap:0;column-gap:0;}@media (min-width: 640px){.css-7n0avb{-webkit-align-items:flex-start;-webkit-box-align:flex-start;-ms-flex-align:flex-start;align-items:flex-start;padding:7.8vw;}}@media (min-width: 1024px){.css-7n0avb{padding:5.5vw;}}@media (min-width: 1920px){.css-7n0avb{margin-left:auto;margin-right:auto;width:1700px;padding-top:6rem;padding-bottom:6rem;}}@media (min-width: 640px){.css-7n0avb{-webkit-column-gap:7.447vw;column-gap:7.447vw;}}@media (min-width: 1024px){.css-7n0avb{-webkit-column-gap:7.889vw;column-gap:7.889vw;}}@media (min-width: 1920px){.css-7n0avb{-webkit-column-gap:5%;column-gap:5%;}}@media (min-width: 640px){.css-7n0avb{-webkit-flex-direction:row-reverse;-ms-flex-direction:row-reverse;flex-direction:row-reverse;}}</style><div class="css-7n0avb e1ormahl4"><div class="css-p0m1bl e1ormahl2"><picture><source srcSet="https://www.nextinsurance.com/wp-content/uploads/2021/08/questions-signup-yellow-orange-1.png.webp" type="image/webp"/><img src="https://www.nextinsurance.com/wp-content/uploads/2021/08/questions-signup-yellow-orange-1.png" alt="Roofer insurance requirements" loading="lazy" fetchpriority="auto"/></picture></div><div class="css-1gxcrnk e1ormahl3"><h2 role="title" data-cy="MosaicTitle" class="css-yaqsty e1ormahl1">Roofer insurance requirements</h2><div role="subtitle" data-cy="MosaicSubtitle" class="css-14z516 e1ormahl0"><div class="css-1vhugkq eta8xj40"><p>Roofers are often required to have insurance due to the risk of injury and property damage when working on private or commercial roofs. You might need insurance to:</p> <ul> <li aria-level="1">Get a <a href="https://www.nextinsurance.com/blog/roofing-license-requirements/">roofing license</a> in your state.</li> <li aria-level="1">Start work on a project. Clients might ask you to have active insurance — usually general liability — before you can work at their property.</li> <li aria-level="1">Drive for business purposes. Business-owned vehicles typically need commercial auto insurance and personal auto policies might not cover business driving.</li> <li aria-level="1">Repair or replace property you own or rent. Protect your inventory, equipment and even the building that you lease or own.</li> </ul> </div></div><div data-cy="MosaicModuleCTAButton"><a target="_self" href="https://track.nextinsurance.com/links?serial=90044"><button class="group css-17uiwer eb5jaud17"><span>Get Instant Quote</span></button></a></div></div></div></div></div><div ni-selector="9-faq_module" style="content-visibility:auto;contain-intrinsic-size:300px" id="faq"><div data-cy="FAQModuleContainer" class="css-767h84 e1n7sr5610"><style data-emotion="css 1bn6ei5">.css-1bn6ei5{padding-left:5.556vw;padding-right:5.556vw;padding-top:5.556vw;padding-bottom:5.556vw;}@media (max-width: 639px){.css-1bn6ei5{padding-left:4.267vw;padding-right:4.267vw;padding-top:8.533vw;padding-bottom:8.533vw;}}@media (min-width: 640px) and (max-width: 1023px){.css-1bn6ei5{padding-left:7vw;padding-right:7vw;padding-top:7.813vw;padding-bottom:7.813vw;}}@media (min-width: 1920px){.css-1bn6ei5{margin-left:auto;margin-right:auto;width:1700px;}}@media (min-width: 2500px){.css-1bn6ei5{padding-left:0px;padding-right:0px;padding-top:5rem;}}</style><div class="css-1bn6ei5 e1n7sr569"><style data-emotion="css 1x2rlal">.css-1x2rlal{display:-webkit-box;display:-webkit-flex;display:-ms-flexbox;display:flex;-webkit-flex-direction:column;-ms-flex-direction:column;flex-direction:column;-webkit-align-items:center;-webkit-box-align:center;-ms-flex-align:center;align-items:center;text-align:center;font-family:GT Alpina,sans-serif;font-size:7.467vw;font-weight:400;line-height:115%;letter-spacing:-0.03em;--tw-text-opacity:1;color:rgb(35 31 32 / var(--tw-text-opacity));-webkit-font-smoothing:antialiased;-moz-osx-font-smoothing:grayscale;-webkit-flex-direction:column;-ms-flex-direction:column;flex-direction:column;}@media (min-width: 640px){.css-1x2rlal{-webkit-flex-direction:row;-ms-flex-direction:row;flex-direction:row;font-size:3.646vw;}}@media (min-width: 1024px){.css-1x2rlal{font-size:2.778vw;}}@media (min-width: 1920px){.css-1x2rlal{font-size:40px;}}@media (min-width: 640px){.css-1x2rlal{-webkit-flex-direction:column;-ms-flex-direction:column;flex-direction:column;}}</style><div class="css-1x2rlal e1n7sr568"><h2 type="h2-titles-alpina-reg" class="w-full antialiased sm:w-faqTitleWidth text-center mb-12 mx-auto 4xl:mx-0 css-83gwoi e3r5m8y3" role="title">Frequently asked questions about business insurance</h2><style data-emotion="css 5ry25q">.css-5ry25q{margin-left:auto;margin-right:auto;margin-bottom:2.778vw;width:100%;text-align:center;font-family:Graphik Web,sans-serif;font-size:4.267vw;font-weight:400;line-height:140%;letter-spacing:0;--tw-text-opacity:1;color:rgb(35 31 32 / var(--tw-text-opacity));-webkit-font-smoothing:antialiased;-moz-osx-font-smoothing:grayscale;}@media (min-width: 640px){.css-5ry25q{width:58.75vw;font-size:2.083vw;}}@media (min-width: 1024px){.css-5ry25q{font-size:1.389vw;}}@media (max-width: 639px){.css-5ry25q{margin-bottom:6.400vw;}}@media (min-width: 640px) and (max-width: 1023px){.css-5ry25q{margin-bottom:3.646vw;}}@media (min-width: 1920px){.css-5ry25q{font-size:20px;}}</style><p role="description" class="css-5ry25q e1n7sr566">Here are some of the most common questions we get about insurance for roofing companies. If you don’t find the answers you need here, our licensed, U.S.-based insurance advisors are standing by to help via online chat or phone.</p></div><style data-emotion="css iculqz">.css-iculqz{-webkit-font-smoothing:antialiased;-moz-osx-font-smoothing:grayscale;}</style><div class="css-iculqz e1n7sr564"><style data-emotion="css tj8q2e">.css-tj8q2e{margin-bottom:1.944vw;border-radius:38px;border-width:1px;--tw-border-opacity:1;border-color:rgb(35 31 32 / var(--tw-border-opacity));--tw-bg-opacity:1;background-color:rgb(255 255 255 / var(--tw-bg-opacity));padding:6.400vw 6.400vw 6.400vw 8.533vw;font-family:Graphik Web,sans-serif;font-size:4.267vw;font-weight:400;line-height:140%;letter-spacing:0;--tw-text-opacity:1;color:rgb(35 31 32 / var(--tw-text-opacity));-webkit-font-smoothing:antialiased;-moz-osx-font-smoothing:grayscale;transition-property:background-color;transition-timing-function:cubic-bezier(0.4, 0, 0.2, 1);transition-duration:200ms;}.css-tj8q2e:hover{--tw-bg-opacity:1;background-color:rgb(0 230 80 / var(--tw-bg-opacity));}@media (min-width: 640px){.css-tj8q2e{padding:3.125vw 3.125vw 3.125vw 4.167vw;font-size:2.083vw;}}@media (min-width: 1024px){.css-tj8q2e{border-radius:36px;padding:2.778vw;font-size:1.389vw;}}@media (min-width: 1920px){.css-tj8q2e{font-size:20px;}}</style><div role="question-0" data-cy="FAQQuestion-0" class="css-tj8q2e e1n7sr561"><style data-emotion="css fuh4mq">.css-fuh4mq{display:-webkit-box;display:-webkit-flex;display:-ms-flexbox;display:flex;-webkit-box-pack:justify;-webkit-justify-content:space-between;justify-content:space-between;}@media (min-width: 640px){.css-fuh4mq{margin-right:0.5rem;}}</style><div class="css-fuh4mq e1n7sr563"><style data-emotion="css 1vmveuw">.css-1vmveuw{font-family:GT Alpina,sans-serif;font-size:7.467vw;line-height:115%;letter-spacing:-0.03em;-webkit-font-smoothing:antialiased;-moz-osx-font-smoothing:grayscale;}@media (min-width: 640px){.css-1vmveuw{font-size:3.646vw;}}@media (min-width: 1024px){.css-1vmveuw{font-size:1.944vw;}}@media (min-width: 1920px){.css-1vmveuw{font-size:28px;}}</style><h2 type="h2-titles-alpina-sm" class="w-11/12 css-1vmveuw e3r5m8y3" role="t-0">How does business insurance protect roofers?</h2><style data-emotion="css 40h1vz">.css-40h1vz{height:3vw;width:3vw;--tw-rotate:45deg;-webkit-transform:translate(var(--tw-translate-x), var(--tw-translate-y)) rotate(var(--tw-rotate)) skewX(var(--tw-skew-x)) skewY(var(--tw-skew-y)) scaleX(var(--tw-scale-x)) scaleY(var(--tw-scale-y));-moz-transform:translate(var(--tw-translate-x), var(--tw-translate-y)) rotate(var(--tw-rotate)) skewX(var(--tw-skew-x)) skewY(var(--tw-skew-y)) scaleX(var(--tw-scale-x)) scaleY(var(--tw-scale-y));-ms-transform:translate(var(--tw-translate-x), var(--tw-translate-y)) rotate(var(--tw-rotate)) skewX(var(--tw-skew-x)) skewY(var(--tw-skew-y)) scaleX(var(--tw-scale-x)) scaleY(var(--tw-scale-y));transform:translate(var(--tw-translate-x), var(--tw-translate-y)) rotate(var(--tw-rotate)) skewX(var(--tw-skew-x)) skewY(var(--tw-skew-y)) scaleX(var(--tw-scale-x)) scaleY(var(--tw-scale-y));-webkit-align-self:center;-ms-flex-item-align:center;align-self:center;border-width:1px;border-left-width:0px;border-top-width:0px;--tw-border-opacity:1;border-color:rgb(35 31 32 / var(--tw-border-opacity));transition-duration:300ms;--tw-content:'';content:var(--tw-content);}@media (min-width: 640px){.css-40h1vz{height:2vw;width:2vw;}}@media (min-width: 1024px){.css-40h1vz{height:1.389vw;width:1.389vw;}}</style><button aria-expanded="false" aria-label="How does business insurance protect roofers?" class="css-40h1vz e1e1z7qj0"></button></div><style data-emotion="css 8ihxmv">.css-8ihxmv{max-height:0px;overflow:hidden;font-family:Graphik Web,sans-serif;font-size:4.267vw;font-weight:400;line-height:140%;letter-spacing:0;--tw-text-opacity:1;color:rgb(35 31 32 / var(--tw-text-opacity));-webkit-font-smoothing:antialiased;-moz-osx-font-smoothing:grayscale;transition-property:max-height,margin-top;transition-timing-function:cubic-bezier(0, 0, 0.2, 1);transition-duration:500ms;}@media (min-width: 640px){.css-8ihxmv{font-size:2.083vw;}}@media (min-width: 1024px){.css-8ihxmv{font-size:1.389vw;}}@media (min-width: 1920px){.css-8ihxmv{font-size:20px;}}</style><div role="c-0" data-cy="questionContent-0" class="css-8ihxmv e1n7sr560"><div class="css-1vhugkq eta8xj40">Our roofer business insurance packages are designed to protect you from a variety of risks and help you save money to grow your business. You can be protected from financial losses related to: <h3>Damage to someone’s property</h3> If you accidentally break an eavestrough while repairing an older roof, the general liability coverage in your insurance package could help pay for a replacement.** <h3>Accidents that hurt someone</h3> The homeowner trips over a pile of shingles in their driveway. Your <a href="https://www.nextinsurance.com/general-liability-insurance/">general liability coverage</a> could also come into play here by helping to pay for medical costs and legal fees. <h3>Professional mistakes</h3> A homeowner accuses you of installing the wrong kind of shingles. <a href="https://www.nextinsurance.com/errors-and-omissions-insurance/">E&O coverage</a> helps you defend yourself if you’re accused of making a mistake that causes someone to lose money. <h3>Injuries and damage involving your business vehicles</h3> You rear end someone in your work truck on the way to a job. <a href="https://www.nextinsurance.com/commercial-auto-insurance/">Commercial auto coverage</a> can help pay for the repairs. This coverage is also usually required by law for business-owned vehicles. <h3>Theft or damage to your tools</h3> You leave your extension ladder at a site and it gets run over by the garbage truck. You can choose to add <a href="https://www.nextinsurance.com/tools-and-equipment-insurance/">tools and equipment insurance</a> to your general liability coverage to help pay for replacement and repair costs. <h3>Damage to your own property</h3> A frozen water pipe bursts in your office and causes significant flooding. <a href="https://www.nextinsurance.com/commercial-property-insurance/">Commercial property insurance </a>can help with replacement or repair costs if your owned or leased property is damaged due to a covered event, such as a burst water pipe, fire, tornado or vandalism.</div></div></div><div role="question-1" data-cy="FAQQuestion-1" class="css-tj8q2e e1n7sr561"><div class="css-fuh4mq e1n7sr563"><h2 type="h2-titles-alpina-sm" class="w-11/12 css-1vmveuw e3r5m8y3" role="t-1">What do I need to get an insurance quote online?</h2><button aria-expanded="false" aria-label="What do I need to get an insurance quote online?" class="css-40h1vz e1e1z7qj0"></button></div><div role="c-1" data-cy="questionContent-1" class="css-8ihxmv e1n7sr560"><div class="css-1vhugkq eta8xj40">It takes about 10 minutes to get a business insurance quote online with NEXT. We’ll ask a few questions about your business — like what you do, your location, how many people you employ and the vehicles you use for work. You’ll choose your options and see prices. If you like what you see, you can buy online and get a <a href="https://www.nextinsurance.com/certificate-of-insurance/">certificate of insurance</a> (proof of insurance) on the spot.</div></div></div><div role="question-2" data-cy="FAQQuestion-2" class="css-tj8q2e e1n7sr561"><div class="css-fuh4mq e1n7sr563"><h2 type="h2-titles-alpina-sm" class="w-11/12 css-1vmveuw e3r5m8y3" role="t-2">How can I get a certificate of insurance (COI)?</h2><button aria-expanded="false" aria-label="How can I get a certificate of insurance (COI)?" class="css-40h1vz e1e1z7qj0"></button></div><div role="c-2" data-cy="questionContent-2" class="css-8ihxmv e1n7sr560"><div class="css-1vhugkq eta8xj40">Once you have a NEXT policy, you’ll have 24/7 access to proof of your insurance (also called a <a href="https://www.nextinsurance.com/certificate-of-insurance/" data-testid="link-with-safety" data-renderer-mark="true">certificate of insurance</a>, or COI) via web or app. Log in to your account, download your COI instantly or deliver it via email or text at no additional cost. Get unlimited certificates and add an <a href="https://www.nextinsurance.com/glossary/additional-insured/">additional insured</a> as you need them.</div></div></div><div role="question-3" data-cy="FAQQuestion-3" class="css-tj8q2e e1n7sr561"><div class="css-fuh4mq e1n7sr563"><h2 type="h2-titles-alpina-sm" class="w-11/12 css-1vmveuw e3r5m8y3" role="t-3">How do you file an insurance claim with NEXT?</h2><button aria-expanded="false" aria-label="How do you file an insurance claim with NEXT?" class="css-40h1vz e1e1z7qj0"></button></div><div role="c-3" data-cy="questionContent-3" class="css-8ihxmv e1n7sr560"><div class="css-1vhugkq eta8xj40">If you’re a policyholder, simply <a href="https://track.nextinsurance.com/links?serial=65654">log in to your account</a> and <a href="https://www.nextinsurance.com/claim-page/">file a claim</a>. We’ll contact you shortly to go over the details. Our support team is standing by to help.</div></div></div></div></div></div></div><div ni-selector="10-coi_module" style="content-visibility:auto;contain-intrinsic-size:300px" id="coi"><style data-emotion="css 13y681u">.css-13y681u{--smImageSize:max(30vw, 310px);--smImageAboveInnerContainer:calc(0.12 * var(--smImageSize));--smImageBelowInnerContainer:calc(0.15 * var(--smImageSize));--smDistanceFromTopImageToCOIContainer:calc(0.05 * var(--smImageSize));--smDistanceFromBottomImageToCOIContainer:calc(0 * var(--smImageSize));--smInnerContainerHeight:calc(var(--smImageSize) - var(--smImageAboveInnerContainer) - var(--smImageBelowInnerContainer));--smPaddingTop:calc(var(--smImageAboveInnerContainer) + var(--smDistanceFromTopImageToCOIContainer));--smPaddingBottom:calc(var(--smImageBelowInnerContainer) + var(--smDistanceFromBottomImageToCOIContainer));--smTotalHeight:calc(var(--smInnerContainerHeight) + var(--smPaddingTop) + 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e1edndzz5"><picture><source srcSet="https://www.nextinsurance.com/wp-content/uploads/2023/10/phone3.png.webp" type="image/webp"/><img src="https://www.nextinsurance.com/wp-content/uploads/2023/10/phone3.png" role="coiImage" alt="Next Insurance, small business insurance" loading="lazy" fetchpriority="auto"/></picture></div><style data-emotion="css r1fjic">.css-r1fjic{padding-bottom:1rem;}@media (min-width: 640px){.css-r1fjic{height:var(--smInnerContainerHeight);padding-bottom:0px;padding-left:var(--smLeftDistanceFromContent);}}@media (min-width: 768px){.css-r1fjic{height:var(--mdInnerContainerHeight);padding-bottom:0px;padding-left:var(--mdLeftDistanceFromContent);}}@media (min-width: 1280px){.css-r1fjic{height:var(--xlInnerContainerHeight);padding-bottom:0px;padding-left:var(--xlLeftDistanceFromContent);}}@media (min-width: 1920px){.css-r1fjic{margin-left:3vw;height:var(--3xlInnerContainerHeight);padding-bottom:0px;padding-left:var(--3xlLeftDistanceFromContent);}}</style><div class="css-r1fjic e1edndzz4"><style data-emotion="css mla2hv">.css-mla2hv{font-family:GT Alpina,sans-serif;--tw-text-opacity:1;color:rgb(35 31 32 / var(--tw-text-opacity));padding-left:0.5rem;padding-right:0.5rem;text-align:center;font-size:10vw;line-height:11vw;}@media (min-width: 640px){.css-mla2hv{padding-left:0px;padding-right:3vw;padding-top:2vw;text-align:left;font-size:4.5vw;line-height:1;}}@media (min-width: 768px){.css-mla2hv{padding-right:10vw;padding-top:2.5vw;font-size:4.7vw;}}@media (min-width: 1024px){.css-mla2hv{font-size:4.5vw;}}@media (min-width: 1280px){.css-mla2hv{padding-top:3vw;font-size:4.5vw;}}@media (min-width: 1536px){.css-mla2hv{padding-right:15vw;padding-top:3vw;font-size:4.1vw;}}@media (min-width: 1920px){.css-mla2hv{padding-right:70px;padding-top:50px;font-size:80px;}}</style><div role="coiTitle" class="css-mla2hv e1edndzz3">Coverage on-the-go for policyholders</div><style data-emotion="css nu3i23">.css-nu3i23{font-family:Graphik Web,sans-serif;--tw-text-opacity:1;color:rgb(35 31 32 / var(--tw-text-opacity));margin-top:1.5rem;display:-webkit-box;display:-webkit-flex;display:-ms-flexbox;display:flex;-webkit-box-pack:center;-ms-flex-pack:center;-webkit-justify-content:center;justify-content:center;text-align:center;font-size:4vw;line-height:5vw;}@media (min-width: 640px){.css-nu3i23{margin-top:3vw;-webkit-flex:none;-ms-flex:none;flex:none;padding-right:13vw;text-align:left;font-size:1.9vw;line-height:1;}}@media (min-width: 768px){.css-nu3i23{margin-top:2vw;font-size:1.8vw;}}@media (min-width: 1280px){.css-nu3i23{margin-top:2vw;padding-right:15vw;font-size:2vw;}}@media (min-width: 1536px){.css-nu3i23{margin-top:2vw;padding-right:20vw;font-size:1.7vw;}}@media (min-width: 1920px){.css-nu3i23{margin-top:30px;padding-right:90px;font-size:35px;}}</style><div class="css-nu3i23 e1edndzz2"><style data-emotion="css 1mi85kb">.css-1mi85kb{width:75%;}@media (min-width: 640px){.css-1mi85kb{width:100%;}}</style><div role="coiSubtitle" class="css-1mi85kb e1edndzz1">Manage your policies, send and create certificates of insurance, or file a claim with our app.</div></div><style data-emotion="css 5ivtmu">.css-5ivtmu{display:-webkit-box;display:-webkit-flex;display:-ms-flexbox;display:flex;-webkit-box-pack:center;-ms-flex-pack:center;-webkit-justify-content:center;justify-content:center;padding-left:0.5rem;padding-right:0.5rem;padding-top:1.25rem;}@media (min-width: 640px){.css-5ivtmu{margin-right:1vw;margin-top:2.5vw;width:35vw;-webkit-box-pack:start;-ms-flex-pack:start;-webkit-justify-content:flex-start;justify-content:flex-start;padding-left:0px;padding-right:0px;padding-top:0px;}}@media (min-width: 768px){.css-5ivtmu{margin-top:2.3vw;width:30vw;}}@media (min-width: 1024px){.css-5ivtmu{margin-top:3vw;}}@media (min-width: 1280px){.css-5ivtmu{margin-top:3vw;width:30vw;}}@media (min-width: 1536px){.css-5ivtmu{margin-top:3vw;width:25vw;}}@media (min-width: 1920px){.css-5ivtmu{margin-top:60px;width:500px;}}</style><div class="css-5ivtmu e1edndzz0"><style data-emotion="css gqfhor">.css-gqfhor{-webkit-flex-direction:row;-ms-flex-direction:row;flex-direction:row;-webkit-column-gap:1rem;column-gap:1rem;display:-webkit-box;display:-webkit-flex;display:-ms-flexbox;display:flex;-webkit-align-items:center;-webkit-box-align:center;-ms-flex-align:center;align-items:center;}@media (min-width: 640px){.css-gqfhor{-webkit-flex-direction:row;-ms-flex-direction:row;flex-direction:row;-webkit-column-gap:1rem;column-gap:1rem;row-gap:0px;}}</style><div class="css-gqfhor efb2vk0"><a data-cy="appleStoreLink" href="https://apps.apple.com/us/app/next-insurance/id1580721755"><picture><img src="https://www.nextinsurance.com/wp-content/uploads/2023/11/AppStore.svg" alt="Download from app store" class="tablet:h-12" loading="lazy" fetchpriority="auto"/></picture></a><a data-cy="googlePlayLink" href="https://play.google.com/store/apps/details?id=com.nextinsurance"><picture><img src="https://www.nextinsurance.com/wp-content/uploads/2023/11/GooglePlay.svg" alt="Download from google play" class="tablet:h-12" loading="lazy" fetchpriority="auto"/></picture></a></div></div></div></div></div></div></div></div></div><div ni-selector="11-cob_word_cloud" style="content-visibility:auto;contain-intrinsic-size:300px" id="cob-word_cloud"><div class="words-container" data-cy-eyes="ignore"><style data-emotion="css ggnqi8">.css-ggnqi8{margin-top:0px;margin-bottom:0px;padding:5.5vw;text-align:center;font-family:GT Alpina,sans-serif;font-size:2.778vw;line-height:115%;letter-spacing:-0.03em;--tw-text-opacity:1;color:rgb(109 110 113 / var(--tw-text-opacity));-webkit-font-smoothing:antialiased;-moz-osx-font-smoothing:grayscale;}@media (max-width: 639px){.css-ggnqi8{width:100%;padding-left:4.267vw;padding-right:4.267vw;padding-bottom:13.333vw;padding-top:21.333vw;font-size:7.467vw;}}@media (min-width: 640px) and (max-width: 1023px){.css-ggnqi8{padding:7.8125vw;font-size:3.646vw;}}@media (min-width: 1920px){.css-ggnqi8{margin-left:auto;margin-right:auto;width:1258px;padding-left:0px;padding-right:0px;font-size:40px;}}</style><div class="css-ggnqi8 e140d9tl3"><style data-emotion="css dli8pr">.css-dli8pr{margin-bottom:2vw;text-align:center;font-family:Graphik Web,sans-serif;font-size:1.389vw;font-weight:600;line-height:140%;letter-spacing:0;--tw-text-opacity:1;color:rgb(35 31 32 / var(--tw-text-opacity));-webkit-font-smoothing:antialiased;-moz-osx-font-smoothing:grayscale;}@media (max-width: 639px){.css-dli8pr{margin-bottom:20px;width:100%;font-size:4.267vw;}}@media (min-width: 640px) and (max-width: 1023px){.css-dli8pr{margin-bottom:30px;font-size:2.083vw;}}@media (min-width: 1920px){.css-dli8pr{font-size:20px;}}</style><h3 class="css-dli8pr e140d9tl2">More professions that are covered by NEXT</h3><div><span class="eyes-storybook-ignore"><style data-emotion="css 172z8np">.css-172z8np{cursor:pointer;white-space:nowrap;word-break:break-all;--tw-text-opacity:1;color:rgb(109 110 113 / var(--tw-text-opacity));transition-property:color,background-color,border-color,text-decoration-color,fill,stroke,opacity,box-shadow,transform,filter,backdrop-filter;transition-timing-function:cubic-bezier(0.4, 0, 1, 1);transition-duration:300ms;}.css-172z8np:hover{transition-timing-function:cubic-bezier(0.4, 0, 1, 1);}@media (min-width: 1024px){.css-172z8np{line-height:102%;}}@media (max-width: 639px){.css-172z8np{white-space:normal;overflow-wrap:normal;word-break:normal;}}@media (min-width: 640px) and (max-width: 1023px){.css-172z8np{line-height:130%;}}.css-172z8np:hover{--tw-text-opacity:1;color:rgb(0 215 255 / var(--tw-text-opacity));}</style><a href="https://www.nextinsurance.com/business/appliance-technician-insurance/" color="primaryBlueHover" role="cob" class="css-172z8np e1bcrqdm0">Appliance Technician</a><span>, </span></span><span class="eyes-storybook-ignore"><style data-emotion="css 1ajn548">.css-1ajn548{cursor:pointer;white-space:nowrap;word-break:break-all;--tw-text-opacity:1;color:rgb(109 110 113 / var(--tw-text-opacity));transition-property:color,background-color,border-color,text-decoration-color,fill,stroke,opacity,box-shadow,transform,filter,backdrop-filter;transition-timing-function:cubic-bezier(0.4, 0, 1, 1);transition-duration:300ms;}.css-1ajn548:hover{transition-timing-function:cubic-bezier(0.4, 0, 1, 1);}@media (min-width: 1024px){.css-1ajn548{line-height:102%;}}@media (max-width: 639px){.css-1ajn548{white-space:normal;overflow-wrap:normal;word-break:normal;}}@media (min-width: 640px) and (max-width: 1023px){.css-1ajn548{line-height:130%;}}.css-1ajn548:hover{--tw-text-opacity:1;color:rgb(255 50 160 / var(--tw-text-opacity));}</style><a href="https://www.nextinsurance.com/business/building-sign-installation-insurance/" color="nextPink" role="cob" class="css-1ajn548 e1bcrqdm0">Building Sign Installation</a><span>, </span></span><span class="eyes-storybook-ignore"><style data-emotion="css yrc0i1">.css-yrc0i1{cursor:pointer;white-space:nowrap;word-break:break-all;--tw-text-opacity:1;color:rgb(109 110 113 / var(--tw-text-opacity));transition-property:color,background-color,border-color,text-decoration-color,fill,stroke,opacity,box-shadow,transform,filter,backdrop-filter;transition-timing-function:cubic-bezier(0.4, 0, 1, 1);transition-duration:300ms;}.css-yrc0i1:hover{transition-timing-function:cubic-bezier(0.4, 0, 1, 1);}@media (min-width: 1024px){.css-yrc0i1{line-height:102%;}}@media (max-width: 639px){.css-yrc0i1{white-space:normal;overflow-wrap:normal;word-break:normal;}}@media (min-width: 640px) and (max-width: 1023px){.css-yrc0i1{line-height:130%;}}.css-yrc0i1:hover{--tw-text-opacity:1;color:rgb(255 65 0 / var(--tw-text-opacity));}</style><a href="https://www.nextinsurance.com/business/carpenter-insurance/" color="orangeRed" role="cob" class="css-yrc0i1 e1bcrqdm0">Carpenter</a><span>, </span></span><span class="eyes-storybook-ignore"><style data-emotion="css jtxjzd">.css-jtxjzd{cursor:pointer;white-space:nowrap;word-break:break-all;--tw-text-opacity:1;color:rgb(109 110 113 / var(--tw-text-opacity));transition-property:color,background-color,border-color,text-decoration-color,fill,stroke,opacity,box-shadow,transform,filter,backdrop-filter;transition-timing-function:cubic-bezier(0.4, 0, 1, 1);transition-duration:300ms;}.css-jtxjzd:hover{transition-timing-function:cubic-bezier(0.4, 0, 1, 1);}@media (min-width: 1024px){.css-jtxjzd{line-height:102%;}}@media (max-width: 639px){.css-jtxjzd{white-space:normal;overflow-wrap:normal;word-break:normal;}}@media (min-width: 640px) and (max-width: 1023px){.css-jtxjzd{line-height:130%;}}.css-jtxjzd:hover{--tw-text-opacity:1;color:rgb(220 240 0 / var(--tw-text-opacity));}</style><a href="https://www.nextinsurance.com/business/concrete-construction-worker-insurance/" color="nextYellow" role="cob" class="css-jtxjzd e1bcrqdm0">Concrete Contractor</a><span>, </span></span><span class="eyes-storybook-ignore"><style data-emotion="css w8mc1">.css-w8mc1{cursor:pointer;white-space:nowrap;word-break:break-all;--tw-text-opacity:1;color:rgb(109 110 113 / var(--tw-text-opacity));transition-property:color,background-color,border-color,text-decoration-color,fill,stroke,opacity,box-shadow,transform,filter,backdrop-filter;transition-timing-function:cubic-bezier(0.4, 0, 1, 1);transition-duration:300ms;}.css-w8mc1:hover{transition-timing-function:cubic-bezier(0.4, 0, 1, 1);}@media (min-width: 1024px){.css-w8mc1{line-height:102%;}}@media (max-width: 639px){.css-w8mc1{white-space:normal;overflow-wrap:normal;word-break:normal;}}@media (min-width: 640px) and (max-width: 1023px){.css-w8mc1{line-height:130%;}}.css-w8mc1:hover{--tw-text-opacity:1;color:rgb(0 230 80 / var(--tw-text-opacity));}</style><a href="https://www.nextinsurance.com/business/debris-removal-insurance/" color="primaryGreenHover" role="cob" class="css-w8mc1 e1bcrqdm0">Debris Removal</a><span>, </span></span><span class="eyes-storybook-ignore"><style data-emotion="css 6bgm4k">.css-6bgm4k{cursor:pointer;white-space:nowrap;word-break:break-all;--tw-text-opacity:1;color:rgb(109 110 113 / var(--tw-text-opacity));transition-property:color,background-color,border-color,text-decoration-color,fill,stroke,opacity,box-shadow,transform,filter,backdrop-filter;transition-timing-function:cubic-bezier(0.4, 0, 1, 1);transition-duration:300ms;}.css-6bgm4k:hover{transition-timing-function:cubic-bezier(0.4, 0, 1, 1);}@media (min-width: 1024px){.css-6bgm4k{line-height:102%;}}@media (max-width: 639px){.css-6bgm4k{white-space:normal;overflow-wrap:normal;word-break:normal;}}@media (min-width: 640px) and (max-width: 1023px){.css-6bgm4k{line-height:130%;}}.css-6bgm4k:hover{--tw-text-opacity:1;color:rgb(0 117 255 / var(--tw-text-opacity));}</style><a href="https://www.nextinsurance.com/business/drywall-contractor-insurance/" color="primaryBlue" role="cob" class="css-6bgm4k e1bcrqdm0">Drywall Contractor</a><span>, </span></span><span class="eyes-storybook-ignore"><style data-emotion="css 12s9q9x">.css-12s9q9x{cursor:pointer;white-space:nowrap;word-break:break-all;--tw-text-opacity:1;color:rgb(109 110 113 / var(--tw-text-opacity));transition-property:color,background-color,border-color,text-decoration-color,fill,stroke,opacity,box-shadow,transform,filter,backdrop-filter;transition-timing-function:cubic-bezier(0.4, 0, 1, 1);transition-duration:300ms;}.css-12s9q9x:hover{transition-timing-function:cubic-bezier(0.4, 0, 1, 1);}@media (min-width: 1024px){.css-12s9q9x{line-height:102%;}}@media (max-width: 639px){.css-12s9q9x{white-space:normal;overflow-wrap:normal;word-break:normal;}}@media (min-width: 640px) and (max-width: 1023px){.css-12s9q9x{line-height:130%;}}.css-12s9q9x:hover{--tw-text-opacity:1;color:rgb(172 0 231 / var(--tw-text-opacity));}</style><a href="https://www.nextinsurance.com/business/electrician-insurance/" color="violet" role="cob" class="css-12s9q9x e1bcrqdm0">Electrician</a><span>, </span></span><span class="eyes-storybook-ignore"><style data-emotion="css 1ad9x0z">.css-1ad9x0z{cursor:pointer;white-space:nowrap;word-break:break-all;--tw-text-opacity:1;color:rgb(109 110 113 / var(--tw-text-opacity));transition-property:color,background-color,border-color,text-decoration-color,fill,stroke,opacity,box-shadow,transform,filter,backdrop-filter;transition-timing-function:cubic-bezier(0.4, 0, 1, 1);transition-duration:300ms;}.css-1ad9x0z:hover{transition-timing-function:cubic-bezier(0.4, 0, 1, 1);}@media (min-width: 1024px){.css-1ad9x0z{line-height:102%;}}@media (max-width: 639px){.css-1ad9x0z{white-space:normal;overflow-wrap:normal;word-break:normal;}}@media (min-width: 640px) and (max-width: 1023px){.css-1ad9x0z{line-height:130%;}}.css-1ad9x0z:hover{--tw-text-opacity:1;color:rgb(255 0 71 / var(--tw-text-opacity));}</style><a href="https://www.nextinsurance.com/business/excavation-grading-insurance/" color="nextRose" role="cob" class="css-1ad9x0z e1bcrqdm0">Excavation Contractor</a><span>, </span></span><span class="eyes-storybook-ignore"><style data-emotion="css tde266">.css-tde266{cursor:pointer;white-space:nowrap;word-break:break-all;--tw-text-opacity:1;color:rgb(109 110 113 / var(--tw-text-opacity));transition-property:color,background-color,border-color,text-decoration-color,fill,stroke,opacity,box-shadow,transform,filter,backdrop-filter;transition-timing-function:cubic-bezier(0.4, 0, 1, 1);transition-duration:300ms;}.css-tde266:hover{transition-timing-function:cubic-bezier(0.4, 0, 1, 1);}@media (min-width: 1024px){.css-tde266{line-height:102%;}}@media (max-width: 639px){.css-tde266{white-space:normal;overflow-wrap:normal;word-break:normal;}}@media (min-width: 640px) and (max-width: 1023px){.css-tde266{line-height:130%;}}.css-tde266:hover{--tw-text-opacity:1;color:rgb(237 145 0 / var(--tw-text-opacity));}</style><a href="https://www.nextinsurance.com/business/general-contractor-insurance/" color="primaryTextOrange" role="cob" class="css-tde266 e1bcrqdm0">General Contractor</a><span>, </span></span><span class="eyes-storybook-ignore"><style data-emotion="css 7g2nze">.css-7g2nze{cursor:pointer;white-space:nowrap;word-break:break-all;--tw-text-opacity:1;color:rgb(109 110 113 / var(--tw-text-opacity));transition-property:color,background-color,border-color,text-decoration-color,fill,stroke,opacity,box-shadow,transform,filter,backdrop-filter;transition-timing-function:cubic-bezier(0.4, 0, 1, 1);transition-duration:300ms;}.css-7g2nze:hover{transition-timing-function:cubic-bezier(0.4, 0, 1, 1);}@media (min-width: 1024px){.css-7g2nze{line-height:102%;}}@media (max-width: 639px){.css-7g2nze{white-space:normal;overflow-wrap:normal;word-break:normal;}}@media (min-width: 640px) and (max-width: 1023px){.css-7g2nze{line-height:130%;}}.css-7g2nze:hover{--tw-text-opacity:1;color:rgb(0 158 115 / var(--tw-text-opacity));}</style><a href="https://www.nextinsurance.com/business/glazier-insurance/" color="primaryTextGreen" role="cob" class="css-7g2nze e1bcrqdm0">Glazier</a><span>, </span></span><span class="eyes-storybook-ignore"><a href="https://www.nextinsurance.com/business/handyman-insurance/" color="primaryBlueHover" role="cob" class="css-172z8np e1bcrqdm0">Handyman</a><span>, </span></span><span class="eyes-storybook-ignore"><a href="https://www.nextinsurance.com/business/hvac-insurance/" color="nextPink" role="cob" class="css-1ajn548 e1bcrqdm0">HVAC Contractor</a><span>, </span></span><span class="eyes-storybook-ignore"><a href="https://www.nextinsurance.com/business/home-renovation-contractor-insurance/" color="orangeRed" role="cob" class="css-yrc0i1 e1bcrqdm0">Home Renovation Contractor</a><span>, </span></span><span class="eyes-storybook-ignore"><a href="https://www.nextinsurance.com/business/mason-insurance/" color="nextYellow" role="cob" class="css-jtxjzd e1bcrqdm0">Mason</a><span>, </span></span><span class="eyes-storybook-ignore"><a href="https://www.nextinsurance.com/business/insulation-contractor-insurance/" color="primaryGreenHover" role="cob" class="css-w8mc1 e1bcrqdm0">Insulation Contractor</a><span>, </span></span><span class="eyes-storybook-ignore"><a href="https://www.nextinsurance.com/business/painter-insurance/" color="primaryBlue" role="cob" class="css-6bgm4k e1bcrqdm0">Painters</a><span>, </span></span><span class="eyes-storybook-ignore"><a href="https://www.nextinsurance.com/business/paving-asphalt-contractor-insurance/" color="violet" role="cob" class="css-12s9q9x e1bcrqdm0">Paving and Asphalt Contractor</a><span>, </span></span><span class="eyes-storybook-ignore"><a href="https://www.nextinsurance.com/business/plastering-stucco-work-insurance/" color="nextRose" role="cob" class="css-1ad9x0z 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This coverage is available as an add-on to our general liability insurance.\r\n","im_what_is_covered":"Equipment owned by you,Employee tools and clothing,Borrowed equipment","show_post_cta_button":true,"im_post_url":"/tools-and-equipment-insurance/"},"commercial_property":{"cp_image":{"ID":110227427,"id":110227427,"title":"dynamic-card-property","filename":"dynamic-card-property.jpg","filesize":118516,"url":"https://www.nextinsurance.com/wp-content/uploads/2021/08/dynamic-card-property.jpg","alt":"Commercial Property Insurance","author":"128","description":"","caption":"","name":"dynamic-card-property","status":"inherit","uploaded_to":111014075,"date":"2021-08-27 14:23:36","modified":"2022-10-19 17:36:19","menu_order":0,"mime_type":"image/jpeg","type":"image","subtype":"jpeg","icon":"https://www.nextinsurance.com/wp-includes/images/media/default.png","width":1557,"height":1920,"sizes":{"thumbnail":"https://www.nextinsurance.com/wp-content/uploads/2021/08/dynamic-card-property-150x150.jpg","thumbnail-width":150,"thumbnail-height":150,"medium":"https://www.nextinsurance.com/wp-content/uploads/2021/08/dynamic-card-property-243x300.jpg","medium-width":243,"medium-height":300,"medium_large":"https://www.nextinsurance.com/wp-content/uploads/2021/08/dynamic-card-property-768x947.jpg","medium_large-width":768,"medium_large-height":947,"large":"https://www.nextinsurance.com/wp-content/uploads/2021/08/dynamic-card-property-830x1024.jpg","large-width":830,"large-height":1024,"1536x1536":"https://www.nextinsurance.com/wp-content/uploads/2021/08/dynamic-card-property-1246x1536.jpg","1536x1536-width":1246,"1536x1536-height":1536,"2048x2048":"https://www.nextinsurance.com/wp-content/uploads/2021/08/dynamic-card-property.jpg","2048x2048-width":1557,"2048x2048-height":1920,"popularposts":"https://www.nextinsurance.com/wp-content/uploads/2021/08/dynamic-card-property-380x240.jpg","popularposts-width":380,"popularposts-height":240,"blogpostemail":"https://www.nextinsurance.com/wp-content/uploads/2021/08/dynamic-card-property-300x300.jpg","blogpostemail-width":300,"blogpostemail-height":300,"blogrollbig":"https://www.nextinsurance.com/wp-content/uploads/2021/08/dynamic-card-property-588x380.jpg","blogrollbig-width":588,"blogrollbig-height":380,"FacebookBig":"https://www.nextinsurance.com/wp-content/uploads/2021/08/dynamic-card-property-1200x630.jpg","FacebookBig-width":1200,"FacebookBig-height":630,"FacebookSmall":"https://www.nextinsurance.com/wp-content/uploads/2021/08/dynamic-card-property-484x252.jpg","FacebookSmall-width":484,"FacebookSmall-height":252,"spotlight":"https://www.nextinsurance.com/wp-content/uploads/2021/08/dynamic-card-property-640x455.jpg","spotlight-width":640,"spotlight-height":455,"archiveBlogroll":"https://www.nextinsurance.com/wp-content/uploads/2021/08/dynamic-card-property-645x360.jpg","archiveBlogroll-width":645,"archiveBlogroll-height":360,"archiveBlogrollMobile":"https://www.nextinsurance.com/wp-content/uploads/2021/08/dynamic-card-property-315x176.jpg","archiveBlogrollMobile-width":315,"archiveBlogrollMobile-height":176,"singleBlogImage":"https://www.nextinsurance.com/wp-content/uploads/2021/08/dynamic-card-property-802x454.jpg","singleBlogImage-width":802,"singleBlogImage-height":454,"blogCategoryHeroDesktop":"https://www.nextinsurance.com/wp-content/uploads/2021/08/dynamic-card-property-1557x335.jpg","blogCategoryHeroDesktop-width":1557,"blogCategoryHeroDesktop-height":335,"blogCategoryHeroTablet":"https://www.nextinsurance.com/wp-content/uploads/2021/08/dynamic-card-property-768x134.jpg","blogCategoryHeroTablet-width":768,"blogCategoryHeroTablet-height":134,"blogCategoryHeroMobile":"https://www.nextinsurance.com/wp-content/uploads/2021/08/dynamic-card-property-360x120.jpg","blogCategoryHeroMobile-width":360,"blogCategoryHeroMobile-height":120}},"cp_title":"Commercial Property","cp_subtitle":"For business owners who own or rent physical spaces","cp_description":"Commercial property insurance can help protect your business equipment, inventory and your building if you own it. If you own real estate where you store equipment, commercial property insurance provides coverage for your equipment while it’s on the premises, as well as for the building itself.\r\n","cp_what_is_covered":"Damaged equipment and inventory,Lost income,Operating expenses","show_post_cta_button":true,"cp_post_url":"/commercial-property-insurance/"},"faulty_work":{"fw_image":false,"fw_title":"","fw_subtitle":"","fw_description":"","fw_what_is_covered":"","show_post_cta_button":true,"fw_post_url":""},"garagekeeper_liability":{"gkl_image":false,"gkl_title":"","gkl_subtitle":"","gkl_description":"","gkl_what_is_covered":"","show_post_cta_button":true,"gkl_post_url":""},"product_liability":{"prl_image":false,"prl_title":"","prl_subtitle":"","prl_description":"","prl_what_is_covered":"","show_post_cta_button":true,"prl_post_url":""},"employment_practices_liability_insurance":{"epli_image":false,"epli_title":"","epli_subtitle":"","epli_description":"","epli_what_is_covered":"","show_post_cta_button":true,"epli_post_url":""},"business_owners_policy":{"bop_image":false,"bop_title":"","bop_subtitle":"","bop_description":"","bop_what_is_covered":"","show_post_cta_button":true,"bop_post_url":""},"liquor_liability":{"lql_image":false,"lql_title":"","lql_subtitle":"","lql_description":"","lql_what_is_covered":"","show_post_cta_button":true,"lql_post_url":""},"commercial_umbrella":{"cu_image":false,"cu_title":"","gl_subtitle":"","cu_description":"","cu_what_is_covered":"","show_post_cta_button":true,"cu_post_url":""},"cyber_liability":{"cyl_image":false,"cl_title":"","cl_subtitle":"","cl_description":"","cl_what_is_covered":"","show_post_cta_button":true,"cl_post_url":""},"ABTestOptions":{"allowComponentABTest":false,"variantNames":false,"isControl":false}},{"acf_fc_layout":"automatic_reviews_module","displayModule":true,"title":"What customers say about us","isAutomatic":true,"chooseProductType":"productID","productID":"roofing","productGroupID":"","chooseButtonType":"false","ctaButton":{"ctaButton":{"title":"","url":"","buttonBgColor":"Transparent","enable_arrow":false,"isScroll":false,"NISelectorScrollTo":""}},"reviews":[{"title":"NEXT is the BEST","content":"In need to commercial insurance, NEXT is your one stop shop!","reviewerName":"gilbert f.","createdAt":"2023/06/12","score":5},{"title":"Chris Reinitz Construction","content":"Best insurance should be your next insurance for your small business","reviewerName":"Chris R.","createdAt":"2023/06/05","score":5},{"title":"Awesome","content":"The best insurance company I've delt with by far.","reviewerName":"Jared B.","createdAt":"2023/04/21","score":5},{"title":"Great service","content":"Very easy to use site","reviewerName":"Theodore S.","createdAt":"2023/04/20","score":5},{"title":"Quick service.","content":"They were just there for me instantaneously.","reviewerName":"MattHew H.","createdAt":"2023/04/20","score":5},{"title":"New to NEXT Insurance","content":"I am a new business owner whom just started, I am excited to work with Next, so far their website is so easy to move around and easy to understand.","reviewerName":"Ofelia U.","createdAt":"2023/04/19","score":5},{"title":"Pleased","content":"I heard about NEXT via a instagram post and it piqued my interest.\n\nI was pleasantly surprised at ease of website and the value \n\nWould highly recommend","reviewerName":"Jesus C.","createdAt":"2023/04/18","score":5},{"title":"Next is the BEST","content":"Best customer service ever!\nEveryone was quick to respond with everything I needed","reviewerName":"christopher h.","createdAt":"2023/04/18","score":5},{"title":"consolidating insurance","content":"My sales provider help me thru the process. It was so easy.","reviewerName":"kelly J.","createdAt":"2023/04/17","score":5},{"title":"General Liability","content":"Super simple process","reviewerName":"Jordan S.","createdAt":"2023/04/16","score":5},{"title":"Lawn service","content":"Very quick in everything they do, the next morning after i signed up everything went through normally 24 hrs or less so far so good.","reviewerName":"Louis T.","createdAt":"2023/04/16","score":5},{"title":"Insurance","content":"Really responsible priced and easy to get it set up","reviewerName":"Curry L.","createdAt":"2023/04/16","score":5},{"title":"It’s fantastic super easy","content":"It’s fantastic super easy","reviewerName":"Miles J.","createdAt":"2023/04/15","score":5},{"title":"Quick \u0026 Easy","content":"Emailed Next in the morning, was covered by that afternoon…just can’t beat their service.","reviewerName":"Victor G.","createdAt":"2023/04/13","score":5},{"title":"Anne Fischer is great!","content":"My agent, Ann Fischer, was very helpful and knowledgeable in answering all my questions about the insurance I needed. She save me a lot of time and research.","reviewerName":"Donald M.","createdAt":"2023/04/12","score":5},{"title":"Business insurance","content":"Super easy and not dredful to use. Took me about 3 minutes to complete","reviewerName":"Jonathan O.","createdAt":"2023/04/11","score":5},{"title":"Great","content":"Outstanding","reviewerName":"LenPatrick A.","createdAt":"2023/04/11","score":5},{"title":"Great and fast","content":"Love the way was treated and courteous\nThank you and recommended","reviewerName":"Reinaldo R.","createdAt":"2023/04/11","score":5},{"title":"Ease of service is great","content":"Ease of service is great","reviewerName":"michael v.","createdAt":"2023/04/11","score":5},{"title":"NEXT is Great","content":"Highly recommend for its ease of use and straightforward nonsense approach to getting insuarnce","reviewerName":"PHILLIP B.","createdAt":"2023/04/10","score":5}],"isDisplayCOB":false,"ABTestOptions":{"allowComponentABTest":false,"variantNames":false,"isControl":false},"reviewsAmountForProductID":2188,"averageScoreForProductID":4.739945,"reviewsLastUpdate":"UTC - 2025-02-05 17:42:48"},{"acf_fc_layout":"coverage_plans_boxes_module","displayModule":true,"bgColor":"sky_25","coverage_plans_title":"Roofer insurance that covers all your needs","coverage_plans_description":"You can pay for your insurance monthly or annually and you can cancel instantly at any time.","coverage_plans_grey_description":"","lower_price":{"gl_limit":"300000","pl_limit":"","ca_limit":"85000","wc_limit":"","im_limit":"3000","cp_limit":"25000","gkl_limit":"","fw_limit":""},"most_popular":{"gl_limit":"1000000","pl_limit":"","ca_limit":"100000","wc_limit":"","im_limit":"5000","cp_limit":"25000","gkl_limit":"","fw_limit":""},"best_coverage":{"gl_limit":"1000000","pl_limit":"","ca_limit":"1000000","wc_limit":"","im_limit":"10000","cp_limit":"25000","gkl_limit":"","fw_limit":""},"ctaButton":{"title":"Check Our Prices","url":"https://track.nextinsurance.com/links?serial=90044","buttonBgColor":"Blue","enable_arrow":false,"isScroll":false,"NISelectorScrollTo":""},"ABTestOptions":{"allowComponentABTest":false,"variantNames":false,"isControl":false}},{"acf_fc_layout":"mosaic_module","displayModule":true,"mosaic_image":"https://www.nextinsurance.com/wp-content/uploads/2021/06/affordable.png","mosaic_image_alt":"How much does roofing insurance cost","mosaic_image_position":"left","mosaic_title":"How much does roofing insurance cost?","mosaic_subtitle":"\u003cp\u003eRoofer insurance costs vary based on the risks that your business faces, such as:\u003c/p\u003e\n\u003cul\u003e\n\u003cli aria-level=\"1\"\u003eThe types of projects you work on\u003c/li\u003e\n\u003cli aria-level=\"1\"\u003eWhere your projects are located\u003c/li\u003e\n\u003cli aria-level=\"1\"\u003eThe types of vehicles you use at work\u003c/li\u003e\n\u003c/ul\u003e\n\u003cp\u003eRoofers typically pay more for basic coverage than other types of professions due to the risks involved.\u003c/p\u003e\n\u003cp\u003eLearn more about \u003ca href=\"/business/roofing-insurance/cost/\"\u003eroofing insurance costs and coverage\u003c/a\u003e.\u003c/p\u003e\n","bgColor":"sky_25","display_cta_button":true,"ctaButton":{"ctaButton":{"title":"Get Instant Quote","url":"https://track.nextinsurance.com/links?serial=90044","buttonBgColor":"Blue","enable_arrow":false,"isScroll":false,"NISelectorScrollTo":""}},"image_content_ratio":"one_to_one","title_size":"normal","ABTestOptions":{"allowComponentABTest":false,"variantNames":false,"isControl":false}},{"acf_fc_layout":"mosaic_module","displayModule":true,"mosaic_image":"https://www.nextinsurance.com/wp-content/uploads/2021/08/questions-signup-yellow-orange-1.png","mosaic_image_alt":"Roofer insurance requirements","mosaic_image_position":"right","mosaic_title":"Roofer insurance requirements","mosaic_subtitle":"\u003cp\u003eRoofers are often required to have insurance due to the risk of injury and property damage when working on private or commercial roofs. You might need insurance to:\u003c/p\u003e\n\u003cul\u003e\n\u003cli aria-level=\"1\"\u003eGet a \u003ca href=\"https://www.nextinsurance.com/blog/roofing-license-requirements/\"\u003eroofing license\u003c/a\u003e in your state.\u003c/li\u003e\n\u003cli aria-level=\"1\"\u003eStart work on a project. Clients might ask you to have active insurance — usually general liability — before you can work at their property.\u003c/li\u003e\n\u003cli aria-level=\"1\"\u003eDrive for business purposes. Business-owned vehicles typically need commercial auto insurance and personal auto policies might not cover business driving.\u003c/li\u003e\n\u003cli aria-level=\"1\"\u003eRepair or replace property you own or rent. Protect your inventory, equipment and even the building that you lease or own.\u003c/li\u003e\n\u003c/ul\u003e\n","bgColor":"sky_25","display_cta_button":true,"ctaButton":{"ctaButton":{"title":"Get Instant Quote","url":"https://track.nextinsurance.com/links?serial=90044","buttonBgColor":"Blue","enable_arrow":false,"isScroll":false,"NISelectorScrollTo":""}},"image_content_ratio":"one_to_one","title_size":"normal","ABTestOptions":{"allowComponentABTest":false,"variantNames":false,"isControl":false}},{"acf_fc_layout":"faq_module","displayModule":true,"faq_choose_header":"title_description","faq_title":"Frequently asked questions about business insurance","faq_image":false,"faq_image_alt":"","faq_description":"Here are some of the most common questions we get about insurance for roofing companies. If you don’t find the answers you need here, our licensed, U.S.-based insurance advisors are standing by to help via online chat or phone.","faq_short_description":"","faq_open_questions":"0","bgColor":"sky_25","faq_manually_questions":false,"faq_selected_questions":[{"ID":11152231,"post_author":"91","post_date":"2021-05-25 00:22:36","post_date_gmt":"2021-05-25 00:22:36","post_content":"Our roofer business insurance packages are designed to protect you from a variety of risks and help you save money to grow your business. You can be protected from financial losses related to:\r\n\u003ch3\u003eDamage to someone’s property\u003c/h3\u003e\r\nIf you accidentally break an eavestrough while repairing an older roof, the general liability coverage in your insurance package could help pay for a replacement.**\r\n\u003ch3\u003eAccidents that hurt someone\u003c/h3\u003e\r\nThe homeowner trips over a pile of shingles in their driveway. Your \u003ca href=\"https://www.nextinsurance.com/general-liability-insurance/\"\u003egeneral liability coverage\u003c/a\u003e could also come into play here by helping to pay for medical costs and legal fees.\r\n\u003ch3\u003eProfessional mistakes\u003c/h3\u003e\r\nA homeowner accuses you of installing the wrong kind of shingles. \u003ca href=\"https://www.nextinsurance.com/errors-and-omissions-insurance/\"\u003eE\u0026amp;O coverage\u003c/a\u003e helps you defend yourself if you’re accused of making a mistake that causes someone to lose money.\r\n\u003ch3\u003eInjuries and damage involving your business vehicles\u003c/h3\u003e\r\nYou rear end someone in your work truck on the way to a job. \u003ca href=\"https://www.nextinsurance.com/commercial-auto-insurance/\"\u003eCommercial auto coverage\u003c/a\u003e can help pay for the repairs. This coverage is also usually required by law for business-owned vehicles.\r\n\u003ch3\u003eTheft or damage to your tools\u003c/h3\u003e\r\nYou leave your extension ladder at a site and it gets run over by the garbage truck. You can choose to add \u003ca href=\"https://www.nextinsurance.com/tools-and-equipment-insurance/\"\u003etools and equipment insurance\u003c/a\u003e to your general liability coverage to help pay for replacement and repair costs.\r\n\u003ch3\u003eDamage to your own property\u003c/h3\u003e\r\nA frozen water pipe bursts in your office and causes significant flooding. \u003ca href=\"https://www.nextinsurance.com/commercial-property-insurance/\"\u003eCommercial property insurance \u003c/a\u003ecan help with replacement or repair costs if your owned or leased property is damaged due to a covered event, such as a burst water pipe, fire, tornado or vandalism.","post_title":"How does business insurance protect roofers?","post_excerpt":"","post_status":"publish","comment_status":"closed","ping_status":"closed","post_password":"","post_name":"how-does-business-insurance-protect-roofers","to_ping":"","pinged":"","post_modified":"2024-10-24 22:15:44","post_modified_gmt":"2024-10-24 22:15:44","post_content_filtered":"","post_parent":0,"guid":"https://www.nextinsurance.com/?post_type=qa\u0026#038;p=11152231","menu_order":0,"post_type":"qa","post_mime_type":"","comment_count":"0","filter":"raw"},{"ID":11148694,"post_author":"128","post_date":"2021-02-15 09:45:12","post_date_gmt":"2021-02-15 09:45:12","post_content":"It takes about 10 minutes to get a business insurance quote online with NEXT. We’ll ask a few questions about your business — like what you do, your location, how many people you employ and the vehicles you use for work.\r\n\r\nYou’ll choose your options and see prices. If you like what you see, you can buy online and get a \u003ca href=\"https://www.nextinsurance.com/certificate-of-insurance/\"\u003ecertificate of insurance\u003c/a\u003e (proof of insurance) on the spot.","post_title":"What do I need to get an insurance quote online?","post_excerpt":"","post_status":"publish","comment_status":"closed","ping_status":"closed","post_password":"","post_name":"what-do-i-need-to-get-an-insurance-quote-online-2","to_ping":"","pinged":"","post_modified":"2024-10-28 17:37:17","post_modified_gmt":"2024-10-28 17:37:17","post_content_filtered":"","post_parent":0,"guid":"https://www.nextinsurance.com/?post_type=qa\u0026#038;p=11148694","menu_order":0,"post_type":"qa","post_mime_type":"","comment_count":"0","filter":"raw"},{"ID":2472,"post_author":"2","post_date":"2017-11-09 16:03:57","post_date_gmt":"2017-11-09 16:03:57","post_content":"Once you have a NEXT policy, you’ll have 24/7 access to proof of your insurance (also called a \u003ca href=\"https://www.nextinsurance.com/certificate-of-insurance/\" data-testid=\"link-with-safety\" data-renderer-mark=\"true\"\u003ecertificate of insurance\u003c/a\u003e, or COI) via web or app. Log in to your account, download your COI instantly or deliver it via email or text at no additional cost. Get unlimited certificates and add an \u003ca href=\"https://www.nextinsurance.com/glossary/additional-insured/\"\u003eadditional insured\u003c/a\u003e as you need them.","post_title":"How can I get a certificate of insurance (COI)?","post_excerpt":"","post_status":"publish","comment_status":"closed","ping_status":"closed","post_password":"","post_name":"can-get-certificate-insurance","to_ping":"","pinged":"","post_modified":"2024-08-15 21:24:55","post_modified_gmt":"2024-08-15 21:24:55","post_content_filtered":"","post_parent":0,"guid":"https://www.nextinsurance.com/?post_type=qa\u0026#038;p=2472","menu_order":0,"post_type":"qa","post_mime_type":"","comment_count":"0","filter":"raw"},{"ID":11148700,"post_author":"128","post_date":"2021-02-15 09:47:13","post_date_gmt":"2021-02-15 09:47:13","post_content":"If you’re a policyholder, simply \u003ca href=\"https://track.nextinsurance.com/links?serial=65654\"\u003elog in to your account\u003c/a\u003e and \u003ca href=\"https://www.nextinsurance.com/claim-page/\"\u003efile a claim\u003c/a\u003e. We’ll contact you shortly to go over the details. Our support team is standing by to help.","post_title":"How do you file an insurance claim with NEXT?","post_excerpt":"","post_status":"publish","comment_status":"closed","ping_status":"closed","post_password":"","post_name":"how-does-the-claims-process-work-with-next-insurance","to_ping":"","pinged":"","post_modified":"2024-08-15 21:26:44","post_modified_gmt":"2024-08-15 21:26:44","post_content_filtered":"","post_parent":0,"guid":"https://www.nextinsurance.com/?post_type=qa\u0026#038;p=11148700","menu_order":0,"post_type":"qa","post_mime_type":"","comment_count":"0","filter":"raw"}],"ABTestOptions":{"allowComponentABTest":false,"variantNames":false,"isControl":false}},{"acf_fc_layout":"coi_module","displayModule":true,"bgColor":"springGreen","displayPaddingFrame":true,"title":"NEED A FAST CERTIFICATE OF INSURANCE?","subtitle":"Download the NEXT mobile app and get your COI in 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professions that are covered by NEXT","subtitle":"","how_to_choose_cobs":"category","related_cobs":[{"ID":11152124,"post_title":"Appliance Technician Insurance","post_name":"appliance-technician-insurance","url":"/business/appliance-technician-insurance/"},{"ID":11164199,"post_title":"Building Sign Installation Insurance","post_name":"building-sign-installation-insurance","url":"/business/building-sign-installation-insurance/"},{"ID":500599,"post_title":"Carpenter Insurance","post_name":"carpenter-insurance","url":"/business/carpenter-insurance/"},{"ID":501199,"post_title":"Concrete Contractor Insurance","post_name":"concrete-construction-worker-insurance","url":"/business/concrete-construction-worker-insurance/"},{"ID":10000899,"post_title":"Debris Removal Insurance","post_name":"debris-removal-insurance","url":"/business/debris-removal-insurance/"},{"ID":501299,"post_title":"Drywall Contractor 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Get Free Quote!","aggregateRating":{"@type":"aggregateRating","ratingValue":4.739945,"reviewCount":2188},"review":[{"@type":"Review","reviewRating":{"@type":"Rating","ratingValue":5},"author":{"@type":"Person","name":"gilbert f."}},{"@type":"Review","reviewRating":{"@type":"Rating","ratingValue":5},"author":{"@type":"Person","name":"Chris R."}},{"@type":"Review","reviewRating":{"@type":"Rating","ratingValue":5},"author":{"@type":"Person","name":"Jared B."}},{"@type":"Review","reviewRating":{"@type":"Rating","ratingValue":5},"author":{"@type":"Person","name":"Theodore S."}},{"@type":"Review","reviewRating":{"@type":"Rating","ratingValue":5},"author":{"@type":"Person","name":"MattHew H."}},{"@type":"Review","reviewRating":{"@type":"Rating","ratingValue":5},"author":{"@type":"Person","name":"Ofelia U."}},{"@type":"Review","reviewRating":{"@type":"Rating","ratingValue":5},"author":{"@type":"Person","name":"Jesus C."}},{"@type":"Review","reviewRating":{"@type":"Rating","ratingValue":5},"author":{"@type":"Person","name":"christopher h."}},{"@type":"Review","reviewRating":{"@type":"Rating","ratingValue":5},"author":{"@type":"Person","name":"kelly J."}},{"@type":"Review","reviewRating":{"@type":"Rating","ratingValue":5},"author":{"@type":"Person","name":"Jordan S."}},{"@type":"Review","reviewRating":{"@type":"Rating","ratingValue":5},"author":{"@type":"Person","name":"Louis T."}},{"@type":"Review","reviewRating":{"@type":"Rating","ratingValue":5},"author":{"@type":"Person","name":"Curry L."}},{"@type":"Review","reviewRating":{"@type":"Rating","ratingValue":5},"author":{"@type":"Person","name":"Miles J."}},{"@type":"Review","reviewRating":{"@type":"Rating","ratingValue":5},"author":{"@type":"Person","name":"Victor G."}},{"@type":"Review","reviewRating":{"@type":"Rating","ratingValue":5},"author":{"@type":"Person","name":"Donald M."}},{"@type":"Review","reviewRating":{"@type":"Rating","ratingValue":5},"author":{"@type":"Person","name":"Jonathan O."}},{"@type":"Review","reviewRating":{"@type":"Rating","ratingValue":5},"author":{"@type":"Person","name":"LenPatrick A."}},{"@type":"Review","reviewRating":{"@type":"Rating","ratingValue":5},"author":{"@type":"Person","name":"Reinaldo R."}},{"@type":"Review","reviewRating":{"@type":"Rating","ratingValue":5},"author":{"@type":"Person","name":"michael v."}},{"@type":"Review","reviewRating":{"@type":"Rating","ratingValue":5},"author":{"@type":"Person","name":"PHILLIP B."}}],"image":"https://www.nextinsurance.com/wp-content/uploads/2023/02/handyman-insurance_970x970.png"},{"@context":"https://schema.org","@type":"FAQPage","mainEntity":[{"@type":"Question","name":"How does business insurance protect roofers?","acceptedAnswer":{"@type":"Answer","text":"Our roofer business insurance packages are designed to protect you from a variety of risks and help you save money to grow your business. You can be protected from financial losses related to:\r\n\u003ch3\u003eDamage to someone’s property\u003c/h3\u003e\r\nIf you accidentally break an eavestrough while repairing an older roof, the general liability coverage in your insurance package could help pay for a replacement.**\r\n\u003ch3\u003eAccidents that hurt someone\u003c/h3\u003e\r\nThe homeowner trips over a pile of shingles in their driveway. Your \u003ca href=\"https://www.nextinsurance.com/general-liability-insurance/\"\u003egeneral liability coverage\u003c/a\u003e could also come into play here by helping to pay for medical costs and legal fees.\r\n\u003ch3\u003eProfessional mistakes\u003c/h3\u003e\r\nA homeowner accuses you of installing the wrong kind of shingles. \u003ca href=\"https://www.nextinsurance.com/errors-and-omissions-insurance/\"\u003eE\u0026amp;O coverage\u003c/a\u003e helps you defend yourself if you’re accused of making a mistake that causes someone to lose money.\r\n\u003ch3\u003eInjuries and damage involving your business vehicles\u003c/h3\u003e\r\nYou rear end someone in your work truck on the way to a job. \u003ca href=\"https://www.nextinsurance.com/commercial-auto-insurance/\"\u003eCommercial auto coverage\u003c/a\u003e can help pay for the repairs. This coverage is also usually required by law for business-owned vehicles.\r\n\u003ch3\u003eTheft or damage to your tools\u003c/h3\u003e\r\nYou leave your extension ladder at a site and it gets run over by the garbage truck. You can choose to add \u003ca href=\"https://www.nextinsurance.com/tools-and-equipment-insurance/\"\u003etools and equipment insurance\u003c/a\u003e to your general liability coverage to help pay for replacement and repair costs.\r\n\u003ch3\u003eDamage to your own property\u003c/h3\u003e\r\nA frozen water pipe bursts in your office and causes significant flooding. \u003ca href=\"https://www.nextinsurance.com/commercial-property-insurance/\"\u003eCommercial property insurance \u003c/a\u003ecan help with replacement or repair costs if your owned or leased property is damaged due to a covered event, such as a burst water pipe, fire, tornado or vandalism."}},{"@type":"Question","name":"What do I need to get an insurance quote online?","acceptedAnswer":{"@type":"Answer","text":"It takes about 10 minutes to get a business insurance quote online with NEXT. We’ll ask a few questions about your business — like what you do, your location, how many people you employ and the vehicles you use for work.\r\n\r\nYou’ll choose your options and see prices. If you like what you see, you can buy online and get a \u003ca href=\"https://www.nextinsurance.com/certificate-of-insurance/\"\u003ecertificate of insurance\u003c/a\u003e (proof of insurance) on the spot."}},{"@type":"Question","name":"How can I get a certificate of insurance (COI)?","acceptedAnswer":{"@type":"Answer","text":"Once you have a NEXT policy, you’ll have 24/7 access to proof of your insurance (also called a \u003ca href=\"https://www.nextinsurance.com/certificate-of-insurance/\" data-testid=\"link-with-safety\" data-renderer-mark=\"true\"\u003ecertificate of insurance\u003c/a\u003e, or COI) via web or app. Log in to your account, download your COI instantly or deliver it via email or text at no additional cost. Get unlimited certificates and add an \u003ca href=\"https://www.nextinsurance.com/glossary/additional-insured/\"\u003eadditional insured\u003c/a\u003e as you need them."}},{"@type":"Question","name":"How do you file an insurance claim with NEXT?","acceptedAnswer":{"@type":"Answer","text":"If you’re a policyholder, simply \u003ca href=\"https://track.nextinsurance.com/links?serial=65654\"\u003elog in to your account\u003c/a\u003e and \u003ca href=\"https://www.nextinsurance.com/claim-page/\"\u003efile a claim\u003c/a\u003e. We’ll contact you shortly to go over the details. 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