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data-component="mdc-c-heading" class="mdc-c-heading___0fM1W_2734c4f mdc-u-ts-2"><span>Jason Ralph</span></h1><div data-component="mdc-c-description" class="mdc-c-description___SrnQP_2734c4f mdc-u-ts-8">Partner<a data-component="mdc-c-link" href="/us/minneapolis" class="mdc-c-link___lBbY1_2734c4f"><span class="mdc-c-link__label___Pfqtd_2734c4f">Minneapolis</span></a></div><div data-component="mdc-c-description" class="mdc-c-description___SrnQP_2734c4f mdc-u-ts-8 mdc-u-mt-3"><p>Serves financial services institutions on strategy and growth programs, as well as performance transformations and new business building</p></div><div data-component="mdc-c-link-container" class="mdc-c-link-container___xefGu_2734c4f mdc-c-link-container--display-column___X0HDD_2734c4f mdc-u-mb-2 mdc-u-mt-3 mdc-u-grid-gutter-md"><a data-component="mdc-c-link" href="#" class="mdc-c-link-icon___SEKyg_2734c4f" aria-haspopup="dialog" title="Email" aria-label="Email" data-sid="D384837B-7CAB-4EF1-BA1F-6A1AEC14BEB9" 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class="mdc-c-link__label___Pfqtd_2734c4f">LinkedIn</span></a></div></div></div></div></div><div class="mck-o-container"><div class="mck-o-container--wrapped mck-o-container--mobile-spacing"><div class="mdc-o-container__body Profile_mck-c-profile__wrapper__BqMov"><div class="Profile_mck-c-profile__container-main__rUO05"><h2 data-component="mdc-c-heading" class="mdc-c-heading___0fM1W_2734c4f mdc-c-heading--title___5qyOB_2734c4f mdc-c-heading--border___K8dj3_2734c4f"></h2><div class="mdc-o-content-body Profile_mck-c-profile__content-body__r8B5S"><p>Jason is a partner in our Minneapolis office, where he serves financial services institutions on strategy and growth programs, as well as performance transformations and co-leads McKinsey鈥檚 new business building practice in insurance. </p> <p>Examples of his recent client work include the following:</p> <ul> <li>leading a multiyear strategic transformation to drive growth and transform the customer experience at a diversified financial services company</li> <li>delivering a step-change in earnings improvement for a life insurer through a large-scale transformation across several functions</li> <li>conducting several end-to-end salesforce effectiveness transformations for leading insurers and asset managers</li> <li>building new innovation capabilities, including launching a direct-to-consumer digital business for a US life insurer and transforming the product development function</li> </ul> <p>In addition to his client work, Jason is frequently quoted in the media and authors articles on growth and innovation in insurance.</p> <p>Jason is fluent in German and is conversational in French and Spanish.</p></div><div class="Profile_mck-c-profile__area-a__YIGXu container-placeholder mdc-u-grid mdc-u-grid-gutter-lg"></div></div><div class="Profile_mck-c-profile__sidebar-wrapper__E52KM"><div class="container-sidebar mdc-u-grid mdc-u-grid-gutter-xxl"><button data-component="mdc-c-button" aria-label="" type="button" id="button_id" 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mdc-c-icon--size-xs___g8-q5_2734c4f mck-arrow-right-icon"></span><span class="mdc-c-link__label___Pfqtd_2734c4f">Strategy & Corporate Finance</span></a></li><li><a data-component="mdc-c-link" href="/capabilities/growth-marketing-and-sales/how-we-help-clients" class="mdc-c-link___lBbY1_2734c4f"><span data-component="mdc-c-icon" class="mdc-c-icon___oi7ef_2734c4f mdc-c-icon--size-xs___g8-q5_2734c4f mck-arrow-right-icon"></span><span class="mdc-c-link__label___Pfqtd_2734c4f">Growth, Marketing & Sales</span></a></li><li><a data-component="mdc-c-link" href="/capabilities/strategy-and-corporate-finance/how-we-help-clients/ceo-excellence" class="mdc-c-link___lBbY1_2734c4f"><span data-component="mdc-c-icon" class="mdc-c-icon___oi7ef_2734c4f mdc-c-icon--size-xs___g8-q5_2734c4f mck-arrow-right-icon"></span><span class="mdc-c-link__label___Pfqtd_2734c4f">CEO Excellence</span></a></li></ul></div></div></div></div></div><div class="mdc-o-content-body Profile_mck-c-profile__content-body__r8B5S Profile_mck-c-profile__additional-body__hv_Ft"><h3>Published work</h3> <p>“<a href="/industries/financial-services/our-insights/global-insurance-report">Global Insurance Report 2025: The pursuit of growth</a>,” McKinsey & Company, November 2024</p> <p>“<a href="/industries/financial-services/our-insights/insurance/building-new-businesses-how-insurers-can-leap-ahead">Building new businesses: How insurers can leap ahead</a>,” McKinsey & Company, July 2023</p> <p>"<a href="https://www.mckinsey.com/industries/financial-services/our-insights/insurance-blog/opportunities-for-insurers-in-a-rapidly-shifting-insurtech-market">Opportunities for insurers in a rapidly shifting insurtech market</a>," McKinsey & Company, December 2022</p> <p>“<a href="/industries/financial-services/our-insights/five-steps-to-improve-innovation-in-the-insurance-industry">Five steps to improve innovation in the insurance industry</a>,” McKinsey & Company, February 2022</p> <p>“<a href="/industries/financial-services/our-insights/product-innovation-the-new-imperative-for-insurers-in-asia">Product innovation: The new imperative for insurers in Asia</a>,” McKinsey & Company, March 2021</p> <p>“<a href="/industries/financial-services/our-insights/the-growth-chessboard-how-leaders-fuel-profitable-growth-in-insurance">The growth chessboard: How leaders fuel profitable growth in insurance</a>,” McKinsey & Company, December 2020</p> <p>“<a href="/industries/financial-services/our-insights/life-insurance-product-innovation-what-insurers-can-learn-from-leading-tech-and-consumer-companies">Life insurance product innovation: What insurers can learn from leading tech and consumer companies</a>,” McKinsey & Company, January 2019</p> <h3>Education</h3> <p><strong>Northwestern University</strong><br /> PhD and MA, history</p> <p><strong>The University of Chicago</strong><br /> BA, religious studies</p></div></div><div class="mdc-u-grid mdc-u-grid-gutter-xl mdc-u-mt-5"></div></div></div></main></div><script id="__NEXT_DATA__" type="application/json">{"props":{"pageProps":{"locale":"en","dictionary":{},"sitecoreContext":{"route":{"name":"Jason Ralph","displayName":"Jason Ralph","fields":null,"databaseName":"web","deviceId":"fe5d7fdf-89c0-4d99-9aa3-b5fbd009c9f3","itemId":"d384837b-7cab-4ef1-ba1f-6a1aec14beb9","itemLanguage":"en","itemVersion":1,"layoutId":"ae753eb4-a035-40b4-83bf-4b4438df6742","templateId":"882cb5bd-9600-43d9-9d6b-de8134d4a7eb","templateName":"Profile","placeholders":{"jss-main":[{"uid":"8babdffb-0cfb-45a5-8364-eb32fa63d241","componentName":"Profile","dataSource":"","fields":{"data":{"profile":{"id":"D384837B7CAB4EF1BA1F6A1AEC14BEB9","name":"Jason Ralph","engTitle":"Jason Ralph","displayName":"Jason Ralph","url":"/sitecore/content/McKinsey/Home/Our People/Jason Ralph","template":{"name":"Profile"},"title":{"jsonValue":{"value":"Jason Ralph"}},"background":{"jsonValue":{"value":"\u003ch3\u003ePublished work\u003c/h3\u003e\n\u003cp\u003e\u0026ldquo;\u003ca href=\"/industries/financial-services/our-insights/global-insurance-report\"\u003eGlobal Insurance Report 2025: The pursuit of growth\u003c/a\u003e,\u0026rdquo; McKinsey \u0026amp; Company, November 2024\u003c/p\u003e\n\u003cp\u003e\u0026ldquo;\u003ca href=\"/industries/financial-services/our-insights/insurance/building-new-businesses-how-insurers-can-leap-ahead\"\u003eBuilding new businesses: How insurers can leap ahead\u003c/a\u003e,\u0026rdquo; McKinsey \u0026amp; Company, July 2023\u003c/p\u003e\n\u003cp\u003e\"\u003ca href=\"https://www.mckinsey.com/industries/financial-services/our-insights/insurance-blog/opportunities-for-insurers-in-a-rapidly-shifting-insurtech-market\"\u003eOpportunities for insurers in a rapidly shifting insurtech market\u003c/a\u003e,\"\u0026nbsp;McKinsey \u0026amp; Company, December 2022\u003c/p\u003e\n\u003cp\u003e\u0026ldquo;\u003ca href=\"/industries/financial-services/our-insights/five-steps-to-improve-innovation-in-the-insurance-industry\"\u003eFive steps to improve innovation in the insurance industry\u003c/a\u003e,\u0026rdquo; McKinsey \u0026amp; Company, February 2022\u003c/p\u003e\n\u003cp\u003e\u0026ldquo;\u003ca href=\"/industries/financial-services/our-insights/product-innovation-the-new-imperative-for-insurers-in-asia\"\u003eProduct innovation: The new imperative for insurers in Asia\u003c/a\u003e,\u0026rdquo; McKinsey \u0026amp; Company, March 2021\u003c/p\u003e\n\u003cp\u003e\u0026ldquo;\u003ca href=\"/industries/financial-services/our-insights/the-growth-chessboard-how-leaders-fuel-profitable-growth-in-insurance\"\u003eThe growth chessboard: How leaders fuel profitable growth in insurance\u003c/a\u003e,\u0026rdquo; McKinsey \u0026amp; Company, December 2020\u003c/p\u003e\n\u003cp\u003e\u0026ldquo;\u003ca href=\"/industries/financial-services/our-insights/life-insurance-product-innovation-what-insurers-can-learn-from-leading-tech-and-consumer-companies\"\u003eLife insurance product innovation: What insurers can learn from leading tech and consumer companies\u003c/a\u003e,\u0026rdquo; McKinsey \u0026amp; Company, January 2019\u003c/p\u003e\n\u003ch3\u003eEducation\u003c/h3\u003e\n\u003cp\u003e\u003cstrong\u003eNorthwestern University\u003c/strong\u003e\u003cbr /\u003e\nPhD and MA, history\u003c/p\u003e\n\u003cp\u003e\u003cstrong\u003eThe University of Chicago\u003c/strong\u003e\u003cbr /\u003e\nBA, religious studies\u003c/p\u003e"}},"about":{"jsonValue":{"value":"\u003cp\u003eJason is a partner in our Minneapolis office, where he serves financial services institutions on strategy and growth programs, as well as performance transformations and co-leads McKinsey\u0026rsquo;s new business building practice in insurance. \u003c/p\u003e\n\u003cp\u003eExamples of his recent client work include the following:\u003c/p\u003e\n\u003cul\u003e\n \u003cli\u003eleading a multiyear strategic transformation to drive growth and transform the customer experience at a diversified financial services company\u003c/li\u003e\n \u003cli\u003edelivering a step-change in earnings improvement for a life insurer through a large-scale transformation across several functions\u003c/li\u003e\n \u003cli\u003econducting several end-to-end salesforce effectiveness transformations for leading insurers and asset managers\u003c/li\u003e\n \u003cli\u003ebuilding new innovation capabilities, including launching a direct-to-consumer digital business for a US life insurer and transforming the product development function\u003c/li\u003e\n\u003c/ul\u003e\n\u003cp\u003eIn addition to his client work, Jason is frequently quoted in the media and authors articles on growth and innovation in insurance.\u003c/p\u003e\n\u003cp\u003eJason is fluent in German and is conversational in French and Spanish.\u003c/p\u003e"}},"additionalExpertise":{"jsonValue":{"value":""}},"expertisePosition":{"jsonValue":null},"autoFetchPublishedWork":{"boolValue":false},"externalPublishedWork":{"jsonValue":{"value":""}},"aboutName":{"jsonValue":{"value":"Jason"}},"expertise":{"jsonValue":[{"id":"d58777a8-64a3-439a-8425-42764fc12e8f","url":"","name":"Insurance","displayName":"Insurance","fields":{"Related Link":{"value":{"href":""}},"Title":{"value":"Insurance"},"Description":{"value":"We work with insurance industry clients on critical issues ranging from growth and distribution strategy to claims and core operating capabilities."},"Working With Us Link":{"value":{"href":"/industries/financial-services/how-we-help-clients/insurance","id":"{B83EF742-FC5A-4ED9-9BAE-9C3FA33EC639}","querystring":"","text":"","title":"","class":"","url":"/McKinsey/Home/Industries/Financial Services/How We Help Clients/Insurance","linktype":"internal","name":"Insurance"}},"Content":{"value":"\u003cp\u003eWe work with 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