Insight & Comment

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style="padding-bottom:56.2375%;"><img class="o-teaser__image o-lazy-load" data-src="https://www.ft.com/__origami/service/image/v2/images/raw/https%3A%2F%2Fd1e00ek4ebabms.cloudfront.net%2Fproduction%2F45d49270-9478-4cd0-afab-624f30b85070.jpg?source=next&fit=scale-down&dpr=2&width=240" alt=""/></div></a></div></div> </div> </div> </li> <li class="o-teaser-collection__item o-grid-row"> <div data-o-grid-colspan="12 L3"> <div class="stream-card__date"> <time data-o-component="o-date" class="o-date" data-o-date-format="date-only" datetime="2025-04-04T04:00:32.686Z">Friday, 4 April, 2025</time> </div> </div> <div data-o-grid-colspan="12 L9"> <div class="stream-item" data-id="8c455079-84bf-4d42-a43f-56f3ec715cd4" data-stream-item> <div class="o-teaser o-teaser--article o-teaser--small o-teaser--has-image o-teaser--opinion js-teaser" data-id="8c455079-84bf-4d42-a43f-56f3ec715cd4"><div class="o-teaser__content"><div class="o-teaser__meta"><span class="o-teaser__tag-prefix">Serious Money</span><a class="o-teaser__tag" data-trackable="teaser-tag" href="/claer-barrett" aria-label="Category: Claer Barrett">Claer Barrett</a></div><div class="o-teaser__heading"><a href="/content/8c455079-84bf-4d42-a43f-56f3ec715cd4" data-trackable="heading-link" class="js-teaser-heading-link">Should young people raid their pensions to buy a property?</a></div><p class="o-teaser__standfirst"><a href="/content/8c455079-84bf-4d42-a43f-56f3ec715cd4" data-trackable="standfirst-link" tabindex="-1" class="js-teaser-standfirst-link">Allowing Gen Z early access to retirement savings is not going to build more houses</a></p><div class="o-teaser__action"><span> <form class="n-myft-ui n-myft-ui--save" method="GET" data-content-id="8c455079-84bf-4d42-a43f-56f3ec715cd4" data-myft-ui="saved" action="/myft/save/8c455079-84bf-4d42-a43f-56f3ec715cd4" data-js-action="/__myft/api/core/saved/content/8c455079-84bf-4d42-a43f-56f3ec715cd4?method=put" data-myft-ui-save-config=""> <input data-myft-csrf-token value="" 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data-trackable="image-link" tabindex="-1" aria-hidden="true"><div class="o-teaser__image-placeholder" style="padding-bottom:56.2500%;"><img class="o-teaser__image o-lazy-load" data-src="https://www.ft.com/__origami/service/image/v2/images/raw/https%3A%2F%2Fd1e00ek4ebabms.cloudfront.net%2Fproduction%2F7fcbef9a-cba9-4a2c-9d10-0cd066ed05c9.jpg?source=next&fit=scale-down&dpr=2&width=240" alt="Illustration of a hand smashing a piggy bank with a hammer with a house"/></div></a></div></div> </div> </div> </li> <li class="o-teaser-collection__item o-grid-row"> <div data-o-grid-colspan="12 L3"> <div class="stream-card__date"> <time data-o-component="o-date" class="o-date" data-o-date-format="date-only" datetime="2025-04-03T19:03:08.949Z">Thursday, 3 April, 2025</time> </div> </div> <div data-o-grid-colspan="12 L9"> <div class="stream-item" data-id="c3459e20-93d4-4e7b-b005-b9d2595100b6" data-stream-item> <div class="o-teaser o-teaser--article o-teaser--small o-teaser--has-image js-teaser" data-id="c3459e20-93d4-4e7b-b005-b9d2595100b6"><div class="o-teaser__content"><div class="o-teaser__meta"><a class="o-teaser__tag" data-trackable="teaser-tag" href="/retail-consumer" aria-label="Category: Retail & Consumer industry">Retail & Consumer industry</a></div><div class="o-teaser__heading"><a href="/content/c3459e20-93d4-4e7b-b005-b9d2595100b6" data-trackable="heading-link" class="js-teaser-heading-link">The American consumer’s identity crisis</a></div><p class="o-teaser__standfirst"><a href="/content/c3459e20-93d4-4e7b-b005-b9d2595100b6" data-trackable="standfirst-link" tabindex="-1" class="js-teaser-standfirst-link">A vibe shift, heralded by a sea of red</a></p><div class="o-teaser__action"><span> <form class="n-myft-ui n-myft-ui--save" method="GET" data-content-id="c3459e20-93d4-4e7b-b005-b9d2595100b6" data-myft-ui="saved" action="/myft/save/c3459e20-93d4-4e7b-b005-b9d2595100b6" data-js-action="/__myft/api/core/saved/content/c3459e20-93d4-4e7b-b005-b9d2595100b6?method=put" data-myft-ui-save-config=""> <input data-myft-csrf-token value="" type="hidden" name="token"> <div class="n-myft-ui__announcement o-normalise-visually-hidden" aria-live="assertive" data-pressed-text="Article saved in My FT." data-unpressed-text="Removed article from My FT." ></div> <button type="submit" class="n-myft-ui__save-button-with-icon" data-trackable="save-for-later" title="Save The American consumer’s identity crisis to myFT for later" aria-label="Save The American consumer’s identity crisis to myFT for later" data-alternate-label="The American consumer’s identity crisis is Saved to myFT" aria-pressed="false" data-text-variant="save-button-with-icon-copy" data-alternate-text="Saved " data-content-id="c3459e20-93d4-4e7b-b005-b9d2595100b6" > <span class="save-button-with-icon-copy" data-variant-label>Save</span> </button> </form> </span></div></div><div class="o-teaser__image-container js-teaser-image-container"><a href="/content/c3459e20-93d4-4e7b-b005-b9d2595100b6" data-trackable="image-link" tabindex="-1" aria-hidden="true"><div class="o-teaser__image-placeholder" style="padding-bottom:56.2445%;"><img class="o-teaser__image o-lazy-load" data-src="https://www.ft.com/__origami/service/image/v2/images/raw/https%3A%2F%2Fd1e00ek4ebabms.cloudfront.net%2Fproduction%2Fb474271a-a7b9-4914-acf7-f73c29bfedcd.jpg?source=next&fit=scale-down&dpr=2&width=240" alt=""/></div></a></div></div> </div> </div> </li> <li class="o-teaser-collection__item o-grid-row"> <div data-o-grid-colspan="12 L3"> <div class="stream-card__date"> <time data-o-component="o-date" class="o-date" data-o-date-format="date-only" datetime="2025-04-02T04:00:30.698Z">Wednesday, 2 April, 2025</time> </div> </div> <div data-o-grid-colspan="12 L9"> <div class="stream-item" data-id="6a433018-50b3-49cc-9439-ed921d0dfa98" data-stream-item> <div class="o-teaser o-teaser--article o-teaser--small o-teaser--has-image o-teaser--opinion js-teaser" data-id="6a433018-50b3-49cc-9439-ed921d0dfa98"><div class="o-teaser__content"><div class="o-teaser__meta"><span class="o-teaser__tag-prefix">Your Questions</span><a class="o-teaser__tag" data-trackable="teaser-tag" href="/lucy-warwick-ching" aria-label="Category: Lucy Warwick-Ching">Lucy Warwick-Ching</a></div><div class="o-teaser__heading"><a href="/content/6a433018-50b3-49cc-9439-ed921d0dfa98" data-trackable="heading-link" class="js-teaser-heading-link">How can I ensure our business continues after I die? </a></div><p class="o-teaser__standfirst"><a href="/content/6a433018-50b3-49cc-9439-ed921d0dfa98" data-trackable="standfirst-link" tabindex="-1" class="js-teaser-standfirst-link">I’m worried my siblings will have to sell up to fund the inheritance tax</a></p><div class="o-teaser__action"><span> <form class="n-myft-ui n-myft-ui--save" method="GET" data-content-id="6a433018-50b3-49cc-9439-ed921d0dfa98" data-myft-ui="saved" action="/myft/save/6a433018-50b3-49cc-9439-ed921d0dfa98" 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</span></div></div><div class="o-teaser__image-container js-teaser-image-container"><a href="/content/6a433018-50b3-49cc-9439-ed921d0dfa98" data-trackable="image-link" tabindex="-1" aria-hidden="true"><div class="o-teaser__image-placeholder" style="padding-bottom:56.2375%;"><img class="o-teaser__image o-lazy-load" data-src="https://www.ft.com/__origami/service/image/v2/images/raw/https%3A%2F%2Fd1e00ek4ebabms.cloudfront.net%2Fproduction%2F1e92a191-ae98-4500-943a-057d3d73b973.jpg?source=next&fit=scale-down&dpr=2&width=240" alt=""/></div></a></div></div> </div> </div> </li> <li class="o-teaser-collection__item o-grid-row"> <div data-o-grid-colspan="12 L3"> <div class="stream-card__date"> <time data-o-component="o-date" class="o-date" data-o-date-format="date-only" datetime="2025-03-29T05:00:55.760Z">Saturday, 29 March, 2025</time> </div> </div> <div data-o-grid-colspan="12 L9"> <div class="stream-item" data-id="11e85457-de5c-4836-87b3-44a07353bb26" data-stream-item> <div class="o-teaser o-teaser--article o-teaser--small o-teaser--has-image o-teaser--opinion js-teaser" data-id="11e85457-de5c-4836-87b3-44a07353bb26"><div class="o-teaser__content"><div class="o-teaser__meta"><span class="o-teaser__tag-prefix">Rich People’s Problems</span><a class="o-teaser__tag" data-trackable="teaser-tag" href="/james-max" aria-label="Category: James Max">James Max</a></div><div class="o-teaser__heading"><a href="/content/11e85457-de5c-4836-87b3-44a07353bb26" data-trackable="heading-link" class="js-teaser-heading-link">You can’t grow an economy by crushing aspiration</a></div><p class="o-teaser__standfirst"><a href="/content/11e85457-de5c-4836-87b3-44a07353bb26" data-trackable="standfirst-link" tabindex="-1" class="js-teaser-standfirst-link">Few will weep for second-home owners paying extra council tax — but the successful know when they’re not wanted</a></p><div class="o-teaser__action"><span> <form class="n-myft-ui n-myft-ui--save" method="GET" 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data-o-ads-label="false" data-o-ads-formats-small="MediumRectangle,Responsive,OneByOne" data-o-ads-formats-medium="MediumRectangle,Responsive,OneByOne" data-o-ads-formats-large="false" data-o-ads-formats-extra="false" aria-hidden="true"> </div> </div> </div> </li> <li class="o-teaser-collection__item o-grid-row"> <div data-o-grid-colspan="12 L3"> <div class="stream-card__date"> <time data-o-component="o-date" class="o-date" data-o-date-format="date-only" datetime="2025-03-28T13:10:14.566Z">Friday, 28 March, 2025</time> </div> </div> <div data-o-grid-colspan="12 L9"> <div class="stream-item" data-id="c23a68f5-e1b0-4a3d-8dc3-ac61a9c58ce2" data-stream-item> <div class="o-teaser o-teaser--article o-teaser--small o-teaser--has-image o-teaser--opinion js-teaser" data-id="c23a68f5-e1b0-4a3d-8dc3-ac61a9c58ce2"><div class="o-teaser__content"><div class="o-teaser__meta"><a class="o-teaser__tag" data-trackable="teaser-tag" href="/claer-barrett" aria-label="Category: Claer Barrett">Claer Barrett</a></div><div class="o-teaser__heading"><a href="/content/c23a68f5-e1b0-4a3d-8dc3-ac61a9c58ce2" data-trackable="heading-link" class="js-teaser-heading-link">Rachel Reeves’ Isa reforms must be designed with Gen Z in mind </a></div><p class="o-teaser__standfirst"><a href="/content/c23a68f5-e1b0-4a3d-8dc3-ac61a9c58ce2" data-trackable="standfirst-link" tabindex="-1" class="js-teaser-standfirst-link">The chancellor’s plan to revolutionise retail investment needs young investors</a></p><div class="o-teaser__action"><span> <form class="n-myft-ui n-myft-ui--save" method="GET" data-content-id="c23a68f5-e1b0-4a3d-8dc3-ac61a9c58ce2" data-myft-ui="saved" action="/myft/save/c23a68f5-e1b0-4a3d-8dc3-ac61a9c58ce2" data-js-action="/__myft/api/core/saved/content/c23a68f5-e1b0-4a3d-8dc3-ac61a9c58ce2?method=put" data-myft-ui-save-config=""> <input data-myft-csrf-token value="" type="hidden" name="token"> <div class="n-myft-ui__announcement o-normalise-visually-hidden" aria-live="assertive" data-pressed-text="Article saved in My FT." data-unpressed-text="Removed article from My FT." ></div> <button type="submit" class="n-myft-ui__save-button-with-icon" data-trackable="save-for-later" title="Save Rachel Reeves’ Isa reforms must be designed with Gen Z in mind to myFT for later" aria-label="Save Rachel Reeves’ Isa reforms must be designed with Gen Z in mind to myFT for later" data-alternate-label="Rachel Reeves’ Isa reforms must be designed with Gen Z in mind is Saved to myFT" aria-pressed="false" data-text-variant="save-button-with-icon-copy" data-alternate-text="Saved " data-content-id="c23a68f5-e1b0-4a3d-8dc3-ac61a9c58ce2" > <span class="save-button-with-icon-copy" data-variant-label>Save</span> </button> </form> </span></div></div><div class="o-teaser__image-container js-teaser-image-container"><a href="/content/c23a68f5-e1b0-4a3d-8dc3-ac61a9c58ce2" data-trackable="image-link" tabindex="-1" aria-hidden="true"><div class="o-teaser__image-placeholder" style="padding-bottom:56.2254%;"><img class="o-teaser__image o-lazy-load" data-src="https://www.ft.com/__origami/service/image/v2/images/raw/https%3A%2F%2Fd1e00ek4ebabms.cloudfront.net%2Fproduction%2F318aeb7c-4d97-4156-ab78-2c85f1b9d266.jpg?source=next&fit=scale-down&dpr=2&width=240" alt="Parents with a young baby pore over papers next to an open laptop on a table"/></div></a></div></div> </div> </div> </li> <li class="o-teaser-collection__item o-grid-row"> <div data-o-grid-colspan="12 L3"> <div class="stream-card__date"> <time data-o-component="o-date" class="o-date" data-o-date-format="date-only" datetime="2025-03-28T05:00:38.303Z">Friday, 28 March, 2025</time> </div> </div> <div data-o-grid-colspan="12 L9"> <div class="stream-item" data-id="796233e3-7811-48ea-ba40-79ff4707c400" data-stream-item> <div class="o-teaser o-teaser--article o-teaser--small o-teaser--has-image o-teaser--opinion js-teaser" data-id="796233e3-7811-48ea-ba40-79ff4707c400"><div class="o-teaser__content"><div class="o-teaser__meta"><span class="o-teaser__tag-prefix">Skin in the Game</span><a class="o-teaser__tag" data-trackable="teaser-tag" href="/stuart-kirk" aria-label="Category: Stuart Kirk">Stuart Kirk</a></div><div class="o-teaser__heading"><a href="/content/796233e3-7811-48ea-ba40-79ff4707c400" data-trackable="heading-link" class="js-teaser-heading-link">Why I want US shares to leap like Nureyev once more</a></div><p class="o-teaser__standfirst"><a href="/content/796233e3-7811-48ea-ba40-79ff4707c400" data-trackable="standfirst-link" tabindex="-1" class="js-teaser-standfirst-link">Other stock markets are outperforming, but I’m eyeing a chance to sell</a></p><div class="o-teaser__action"><span> <form class="n-myft-ui n-myft-ui--save" method="GET" data-content-id="796233e3-7811-48ea-ba40-79ff4707c400" data-myft-ui="saved" action="/myft/save/796233e3-7811-48ea-ba40-79ff4707c400" data-js-action="/__myft/api/core/saved/content/796233e3-7811-48ea-ba40-79ff4707c400?method=put" data-myft-ui-save-config=""> <input data-myft-csrf-token value="" type="hidden" name="token"> <div class="n-myft-ui__announcement o-normalise-visually-hidden" aria-live="assertive" data-pressed-text="Article saved in My FT." data-unpressed-text="Removed article from My FT." ></div> <button type="submit" class="n-myft-ui__save-button-with-icon" data-trackable="save-for-later" title="Save Why I want US shares to leap like Nureyev once more to myFT for later" aria-label="Save Why I want US shares to leap like Nureyev once more to myFT for later" data-alternate-label="Why I want US shares to leap like Nureyev once more is Saved to myFT" aria-pressed="false" data-text-variant="save-button-with-icon-copy" data-alternate-text="Saved " data-content-id="796233e3-7811-48ea-ba40-79ff4707c400" > <span class="save-button-with-icon-copy" data-variant-label>Save</span> </button> </form> </span></div></div><div class="o-teaser__image-container js-teaser-image-container"><a 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data-id="77c7cf19-3abc-4dac-9d66-df71509837b9"><div class="o-teaser__content"><div class="o-teaser__meta"><span class="o-teaser__tag-prefix">Your Questions</span><a class="o-teaser__tag" data-trackable="teaser-tag" href="/lucy-warwick-ching" aria-label="Category: Lucy Warwick-Ching">Lucy Warwick-Ching</a></div><div class="o-teaser__heading"><a href="/content/77c7cf19-3abc-4dac-9d66-df71509837b9" data-trackable="heading-link" class="js-teaser-heading-link">Should I help my daughter pay for her son’s school fees?</a></div><p class="o-teaser__standfirst"><a href="/content/77c7cf19-3abc-4dac-9d66-df71509837b9" data-trackable="standfirst-link" tabindex="-1" class="js-teaser-standfirst-link">I’m worried about how to structure payments fairly as I also have other children. </a></p><div class="o-teaser__action"><span> <form class="n-myft-ui n-myft-ui--save" method="GET" data-content-id="77c7cf19-3abc-4dac-9d66-df71509837b9" data-myft-ui="saved" 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data-id="1d936b41-008d-47b6-b3fc-7828f3ac2f7f" data-stream-item> <div class="o-teaser o-teaser--article o-teaser--small o-teaser--has-image o-teaser--opinion js-teaser" data-id="1d936b41-008d-47b6-b3fc-7828f3ac2f7f"><div class="o-teaser__content"><div class="o-teaser__meta"><span class="o-teaser__tag-prefix">Financial Thinking</span><a class="o-teaser__tag" data-trackable="teaser-tag" href="/jonathan-guthrie" aria-label="Category: Jonathan Guthrie">Jonathan Guthrie</a></div><div class="o-teaser__heading"><a href="/content/1d936b41-008d-47b6-b3fc-7828f3ac2f7f" data-trackable="heading-link" class="js-teaser-heading-link">Gold is the real ‘Trump put’</a></div><p class="o-teaser__standfirst"><a href="/content/1d936b41-008d-47b6-b3fc-7828f3ac2f7f" data-trackable="standfirst-link" tabindex="-1" class="js-teaser-standfirst-link">But the craziness from the White House has not turned me into a gold bug yet </a></p><div class="o-teaser__action"><span> <form class="n-myft-ui n-myft-ui--save" 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data-trackable="heading-link" class="js-teaser-heading-link">How to spot a dodgy tax scheme like the one that tripped Dettori</a></div><p class="o-teaser__standfirst"><a href="/content/d9e031f3-be09-4175-9815-71a1697dd28a" data-trackable="standfirst-link" tabindex="-1" class="js-teaser-standfirst-link">HMRC’s pursuit of racing star is an indication of its renewed attention on avoidance </a></p><div class="o-teaser__action"><span> <form class="n-myft-ui n-myft-ui--save" method="GET" data-content-id="d9e031f3-be09-4175-9815-71a1697dd28a" data-myft-ui="saved" action="/myft/save/d9e031f3-be09-4175-9815-71a1697dd28a" data-js-action="/__myft/api/core/saved/content/d9e031f3-be09-4175-9815-71a1697dd28a?method=put" data-myft-ui-save-config=""> <input data-myft-csrf-token value="" type="hidden" name="token"> <div class="n-myft-ui__announcement o-normalise-visually-hidden" aria-live="assertive" data-pressed-text="Article saved in My FT." data-unpressed-text="Removed article from My FT." ></div> <button type="submit" class="n-myft-ui__save-button-with-icon" data-trackable="save-for-later" title="Save How to spot a dodgy tax scheme like the one that tripped Dettori to myFT for later" aria-label="Save How to spot a dodgy tax scheme like the one that tripped Dettori to myFT for later" data-alternate-label="How to spot a dodgy tax scheme like the one that tripped Dettori is Saved to myFT" aria-pressed="false" data-text-variant="save-button-with-icon-copy" data-alternate-text="Saved " data-content-id="d9e031f3-be09-4175-9815-71a1697dd28a" > <span class="save-button-with-icon-copy" data-variant-label>Save</span> </button> </form> </span></div></div><div class="o-teaser__image-container js-teaser-image-container"><a href="/content/d9e031f3-be09-4175-9815-71a1697dd28a" data-trackable="image-link" tabindex="-1" aria-hidden="true"><div class="o-teaser__image-placeholder" style="padding-bottom:56.2500%;"><img class="o-teaser__image o-lazy-load" data-src="https://www.ft.com/__origami/service/image/v2/images/raw/https%3A%2F%2Fd1e00ek4ebabms.cloudfront.net%2Fproduction%2F486f221c-6c3b-4f77-8349-cf5f5c2301d6.jpg?source=next&fit=scale-down&dpr=2&width=240" alt="Montage of Frankie Dettori on a racing horse, HMRC logo and a tax form"/></div></a></div></div> </div> </div> </li> <li class="o-teaser-collection__item o-grid-row"> <div data-o-grid-colspan="12 L3"> <div class="stream-card__date"> <time data-o-component="o-date" class="o-date" data-o-date-format="date-only" datetime="2025-03-22T05:00:51.312Z">Saturday, 22 March, 2025</time> </div> </div> <div data-o-grid-colspan="12 L9"> <div class="stream-item" data-id="080371b9-e094-41bc-a919-4fa8d7bf3500" data-stream-item> <div class="o-teaser o-teaser--article o-teaser--small o-teaser--has-image js-teaser" data-id="080371b9-e094-41bc-a919-4fa8d7bf3500"><div class="o-teaser__content"><div class="o-teaser__meta"><a class="o-teaser__tag" data-trackable="teaser-tag" href="/inheritance" aria-label="Category: Inheritance">Inheritance</a></div><div class="o-teaser__heading"><a href="/content/080371b9-e094-41bc-a919-4fa8d7bf3500" data-trackable="heading-link" class="js-teaser-heading-link">How to gift your way to a lower inheritance tax bill</a></div><p class="o-teaser__standfirst"><a href="/content/080371b9-e094-41bc-a919-4fa8d7bf3500" data-trackable="standfirst-link" tabindex="-1" class="js-teaser-standfirst-link">As IHT bills hit a record high, financial planners recommend consumers plan before the rules change from 2027 </a></p><div class="o-teaser__action"><span> <form class="n-myft-ui n-myft-ui--save" method="GET" data-content-id="080371b9-e094-41bc-a919-4fa8d7bf3500" data-myft-ui="saved" action="/myft/save/080371b9-e094-41bc-a919-4fa8d7bf3500" data-js-action="/__myft/api/core/saved/content/080371b9-e094-41bc-a919-4fa8d7bf3500?method=put" data-myft-ui-save-config=""> <input data-myft-csrf-token value="" type="hidden" name="token"> <div 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data-o-grid-colspan="12 L3"> <div class="stream-card__date"> <time data-o-component="o-date" class="o-date" data-o-date-format="date-only" datetime="2025-03-21T05:00:25.245Z">Friday, 21 March, 2025</time> </div> </div> <div data-o-grid-colspan="12 L9"> <div class="stream-item" data-id="74fb6fdb-f94e-488e-897c-0e5b34f038a4" data-stream-item> <div class="o-teaser o-teaser--article o-teaser--small o-teaser--has-image o-teaser--opinion js-teaser" data-id="74fb6fdb-f94e-488e-897c-0e5b34f038a4"><div class="o-teaser__content"><div class="o-teaser__meta"><a class="o-teaser__tag" data-trackable="teaser-tag" href="/simon-edelsten" aria-label="Category: Simon Edelsten">Simon Edelsten</a></div><div class="o-teaser__heading"><a href="/content/74fb6fdb-f94e-488e-897c-0e5b34f038a4" data-trackable="heading-link" class="js-teaser-heading-link">Tin hats on, investors — and consider the cockroach stocks</a></div><p class="o-teaser__standfirst"><a href="/content/74fb6fdb-f94e-488e-897c-0e5b34f038a4" 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arrows"/></div></a></div></div> </div> </div> </li> <li class="o-teaser-collection__item o-grid-row"> <div data-o-grid-colspan="12 L3"> <div class="stream-card__date"> <time data-o-component="o-date" class="o-date" data-o-date-format="date-only" datetime="2025-03-19T05:00:37.936Z">Wednesday, 19 March, 2025</time> </div> </div> <div data-o-grid-colspan="12 L9"> <div class="stream-item" data-id="77e58522-6225-4bf2-83eb-525a83fed0f3" data-stream-item> <div class="o-teaser o-teaser--article o-teaser--small o-teaser--has-image o-teaser--opinion js-teaser" data-id="77e58522-6225-4bf2-83eb-525a83fed0f3"><div class="o-teaser__content"><div class="o-teaser__meta"><span class="o-teaser__tag-prefix">Your Questions</span><a class="o-teaser__tag" data-trackable="teaser-tag" href="/lucy-warwick-ching" aria-label="Category: Lucy Warwick-Ching">Lucy Warwick-Ching</a></div><div class="o-teaser__heading"><a href="/content/77e58522-6225-4bf2-83eb-525a83fed0f3" data-trackable="heading-link" class="js-teaser-heading-link">How should I start investing?</a></div><p class="o-teaser__standfirst"><a href="/content/77e58522-6225-4bf2-83eb-525a83fed0f3" data-trackable="standfirst-link" tabindex="-1" class="js-teaser-standfirst-link">I’m 25 years old and want to know what sectors to invest my money in and how much to contribute each month</a></p><div class="o-teaser__action"><span> <form class="n-myft-ui n-myft-ui--save" method="GET" data-content-id="77e58522-6225-4bf2-83eb-525a83fed0f3" data-myft-ui="saved" action="/myft/save/77e58522-6225-4bf2-83eb-525a83fed0f3" data-js-action="/__myft/api/core/saved/content/77e58522-6225-4bf2-83eb-525a83fed0f3?method=put" data-myft-ui-save-config=""> <input data-myft-csrf-token value="" type="hidden" name="token"> <div class="n-myft-ui__announcement o-normalise-visually-hidden" aria-live="assertive" data-pressed-text="Article saved in My FT." data-unpressed-text="Removed article from My FT." ></div> <button type="submit" 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data-src="https://www.ft.com/__origami/service/image/v2/images/raw/https%3A%2F%2Fd1e00ek4ebabms.cloudfront.net%2Fproduction%2F4e462e9c-dcf1-46a8-a148-657311052558.jpg?source=next&fit=scale-down&dpr=2&width=240" alt=""/></div></a></div></div> </div> </div> </li> <li class="o-teaser-collection__item o-grid-row"> <div data-o-grid-colspan="12 L3"> <div class="stream-card__date"> <time data-o-component="o-date" class="o-date" data-o-date-format="date-only" datetime="2025-03-19T05:00:37.703Z">Wednesday, 19 March, 2025</time> </div> </div> <div data-o-grid-colspan="12 L9"> <div class="stream-item" data-id="304c1d36-b211-4039-96e6-0720332015f0" data-stream-item> <div class="o-teaser o-teaser--article o-teaser--small o-teaser--has-image o-teaser--opinion js-teaser" data-id="304c1d36-b211-4039-96e6-0720332015f0"><div class="o-teaser__content"><div class="o-teaser__meta"><span class="o-teaser__tag-prefix">Financial Thinking</span><a class="o-teaser__tag" data-trackable="teaser-tag" href="/jonathan-guthrie" aria-label="Category: Jonathan Guthrie">Jonathan Guthrie</a></div><div class="o-teaser__heading"><a href="/content/304c1d36-b211-4039-96e6-0720332015f0" data-trackable="heading-link" class="js-teaser-heading-link">How to de-fang a fraudster</a></div><p class="o-teaser__standfirst"><a href="/content/304c1d36-b211-4039-96e6-0720332015f0" data-trackable="standfirst-link" tabindex="-1" class="js-teaser-standfirst-link">Criminals don’t need to break into our homes, if they’re already in our heads </a></p><div class="o-teaser__action"><span> <form class="n-myft-ui n-myft-ui--save" method="GET" data-content-id="304c1d36-b211-4039-96e6-0720332015f0" data-myft-ui="saved" action="/myft/save/304c1d36-b211-4039-96e6-0720332015f0" data-js-action="/__myft/api/core/saved/content/304c1d36-b211-4039-96e6-0720332015f0?method=put" data-myft-ui-save-config=""> <input data-myft-csrf-token value="" type="hidden" name="token"> <div class="n-myft-ui__announcement 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data-src="https://www.ft.com/__origami/service/image/v2/images/raw/https%3A%2F%2Fd1e00ek4ebabms.cloudfront.net%2Fproduction%2Fbe8b416f-e26c-493d-aff2-359335a380f8.jpg?source=next&fit=scale-down&dpr=2&width=240" alt="The illustration is split into two contrasting halves: the left side shows a stormy night where a wolf, disguised in a headscarf, raincoat, and handbag, approaches a house. The right side depicts the warm interior of a home, where a man, looking slightly puzzled, gestures for the visitor to enter"/></div></a></div></div> </div> </div> </li> <li class="o-teaser-collection__item o-grid-row"> <div data-o-grid-colspan="12 L3"> <div class="stream-card__date"> <time data-o-component="o-date" class="o-date" data-o-date-format="date-only" datetime="2025-03-15T05:00:28.634Z">Saturday, 15 March, 2025</time> </div> </div> <div data-o-grid-colspan="12 L9"> <div class="stream-item" data-id="67799694-ec68-4a35-8cda-c0d3a203cc32" data-stream-item> <div class="o-teaser o-teaser--article o-teaser--small o-teaser--has-image o-teaser--opinion js-teaser" data-id="67799694-ec68-4a35-8cda-c0d3a203cc32"><div class="o-teaser__content"><div class="o-teaser__meta"><a class="o-teaser__tag" data-trackable="teaser-tag" href="/stream/708ff201-8716-4e37-993b-2c853b3cdea8" aria-label="Category: Nathan Valbonesi">Nathan Valbonesi</a></div><div class="o-teaser__heading"><a href="/content/67799694-ec68-4a35-8cda-c0d3a203cc32" data-trackable="heading-link" class="js-teaser-heading-link">Who inherits? A fraught question for those with no children</a></div><p class="o-teaser__standfirst"><a href="/content/67799694-ec68-4a35-8cda-c0d3a203cc32" data-trackable="standfirst-link" tabindex="-1" class="js-teaser-standfirst-link">It’s an existential debate and it can lead to a dark place </a></p><div class="o-teaser__action"><span> <form class="n-myft-ui n-myft-ui--save" method="GET" data-content-id="67799694-ec68-4a35-8cda-c0d3a203cc32" data-myft-ui="saved" action="/myft/save/67799694-ec68-4a35-8cda-c0d3a203cc32" data-js-action="/__myft/api/core/saved/content/67799694-ec68-4a35-8cda-c0d3a203cc32?method=put" data-myft-ui-save-config=""> <input data-myft-csrf-token value="" type="hidden" name="token"> <div class="n-myft-ui__announcement o-normalise-visually-hidden" aria-live="assertive" data-pressed-text="Article saved in My FT." data-unpressed-text="Removed article from My FT." ></div> <button type="submit" class="n-myft-ui__save-button-with-icon" data-trackable="save-for-later" title="Save Who inherits? 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A fraught question for those with no children is Saved to myFT" aria-pressed="false" data-text-variant="save-button-with-icon-copy" data-alternate-text="Saved " data-content-id="67799694-ec68-4a35-8cda-c0d3a203cc32" > <span class="save-button-with-icon-copy" data-variant-label>Save</span> </button> </form> </span></div></div><div class="o-teaser__image-container js-teaser-image-container"><a href="/content/67799694-ec68-4a35-8cda-c0d3a203cc32" data-trackable="image-link" tabindex="-1" aria-hidden="true"><div class="o-teaser__image-placeholder" style="padding-bottom:56.2500%;"><img class="o-teaser__image o-lazy-load" data-src="https://www.ft.com/__origami/service/image/v2/images/raw/https%3A%2F%2Fd1e00ek4ebabms.cloudfront.net%2Fproduction%2F2e6a60fd-f197-4a10-857c-f0ccad78c35e.jpg?source=next&fit=scale-down&dpr=2&width=240" alt="Illustration of a large banknote with a question mark in the centre and small figures sat on it talking"/></div></a></div></div> </div> </div> </li> <li class="o-teaser-collection__item o-grid-row"> <div data-o-grid-colspan="12 L3"> <div class="stream-card__date"> <time data-o-component="o-date" class="o-date" data-o-date-format="date-only" datetime="2025-03-14T12:00:04.139Z">Friday, 14 March, 2025</time> </div> </div> <div data-o-grid-colspan="12 L9"> <div class="stream-item" data-id="7e66952e-b50b-414f-b5a0-cff63e4dbd46" data-stream-item> <div class="o-teaser o-teaser--article o-teaser--small o-teaser--has-image o-teaser--opinion js-teaser" data-id="7e66952e-b50b-414f-b5a0-cff63e4dbd46"><div class="o-teaser__content"><div class="o-teaser__meta"><span class="o-teaser__tag-prefix">Skin in the Game</span><a class="o-teaser__tag" data-trackable="teaser-tag" href="/stuart-kirk" aria-label="Category: Stuart Kirk">Stuart Kirk</a></div><div class="o-teaser__heading"><a href="/content/7e66952e-b50b-414f-b5a0-cff63e4dbd46" data-trackable="heading-link" class="js-teaser-heading-link">What we need to see to go all in on European stocks</a></div><p class="o-teaser__standfirst"><a href="/content/7e66952e-b50b-414f-b5a0-cff63e4dbd46" data-trackable="standfirst-link" tabindex="-1" class="js-teaser-standfirst-link">It’s been a valuation game so far. Time for companies to invest big</a></p><div class="o-teaser__action"><span> <form class="n-myft-ui n-myft-ui--save" method="GET" data-content-id="7e66952e-b50b-414f-b5a0-cff63e4dbd46" data-myft-ui="saved" action="/myft/save/7e66952e-b50b-414f-b5a0-cff63e4dbd46" data-js-action="/__myft/api/core/saved/content/7e66952e-b50b-414f-b5a0-cff63e4dbd46?method=put" data-myft-ui-save-config=""> <input data-myft-csrf-token value="" type="hidden" name="token"> <div class="n-myft-ui__announcement o-normalise-visually-hidden" aria-live="assertive" data-pressed-text="Article saved in My FT." data-unpressed-text="Removed article from My FT." ></div> <button type="submit" class="n-myft-ui__save-button-with-icon" data-trackable="save-for-later" title="Save What we need to see to go all in on European stocks to myFT for later" aria-label="Save What we need to see to go all in on European stocks to myFT for later" data-alternate-label="What we need to see to go all in on European stocks is Saved to myFT" 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class="o-ads o-ads advert advert--instream" data-o-ads-targeting="pos=mid1;" data-o-ads-center="true" data-o-ads-label="false" data-o-ads-formats-small="MediumRectangle,Responsive,OneByOne" data-o-ads-formats-medium="MediumRectangle,Responsive,OneByOne" data-o-ads-formats-large="false" data-o-ads-formats-extra="false" aria-hidden="true"> </div> </div> </div> </li> <li class="o-teaser-collection__item o-grid-row"> <div data-o-grid-colspan="12 L3"> <div class="stream-card__date"> <time data-o-component="o-date" class="o-date" data-o-date-format="date-only" datetime="2025-03-14T05:00:15.898Z">Friday, 14 March, 2025</time> </div> </div> <div data-o-grid-colspan="12 L9"> <div class="stream-item" data-id="157aecb6-de30-4b87-b7a6-a36f839216ae" data-stream-item> <div class="o-teaser o-teaser--article o-teaser--small o-teaser--has-image o-teaser--opinion js-teaser" data-id="157aecb6-de30-4b87-b7a6-a36f839216ae"><div class="o-teaser__content"><div class="o-teaser__meta"><a class="o-teaser__tag" data-trackable="teaser-tag" href="/moira-oneill" aria-label="Category: Moira O'Neill">Moira O'Neill</a></div><div class="o-teaser__heading"><a href="/content/157aecb6-de30-4b87-b7a6-a36f839216ae" data-trackable="heading-link" class="js-teaser-heading-link">Even A-list actors couldn’t convince us to green our pensions</a></div><p class="o-teaser__standfirst"><a href="/content/157aecb6-de30-4b87-b7a6-a36f839216ae" data-trackable="standfirst-link" tabindex="-1" class="js-teaser-standfirst-link">Filmmaker Richard Curtis’s campaign has bitten the dust — an unfortunately predictable ending </a></p><div class="o-teaser__action"><span> <form class="n-myft-ui n-myft-ui--save" method="GET" data-content-id="157aecb6-de30-4b87-b7a6-a36f839216ae" data-myft-ui="saved" action="/myft/save/157aecb6-de30-4b87-b7a6-a36f839216ae" data-js-action="/__myft/api/core/saved/content/157aecb6-de30-4b87-b7a6-a36f839216ae?method=put" data-myft-ui-save-config=""> <input data-myft-csrf-token value="" type="hidden" 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data-trackable="image-link" tabindex="-1" aria-hidden="true"><div class="o-teaser__image-placeholder" style="padding-bottom:56.2500%;"><img class="o-teaser__image o-lazy-load" data-src="https://www.ft.com/__origami/service/image/v2/images/raw/https%3A%2F%2Fd1e00ek4ebabms.cloudfront.net%2Fproduction%2F5b8b564f-d080-4226-b40d-469a1469fc76.jpg?source=next&fit=scale-down&dpr=2&width=240" alt="Illustration of a wind turbine, Richard Curtis, money, a pie chart, a dying plant and a ladder"/></div></a></div></div> </div> </div> </li> <li class="o-teaser-collection__item o-grid-row"> <div data-o-grid-colspan="12 L3"> <div class="stream-card__date"> <time data-o-component="o-date" class="o-date" data-o-date-format="date-only" datetime="2025-03-12T11:44:56.063Z">Wednesday, 12 March, 2025</time> </div> </div> <div data-o-grid-colspan="12 L9"> <div class="stream-item" data-id="67f90fd0-5260-4153-8b75-60ae9f5dc585" data-stream-item> <div class="o-teaser o-teaser--article o-teaser--small o-teaser--has-image o-teaser--opinion js-teaser" data-id="67f90fd0-5260-4153-8b75-60ae9f5dc585"><div class="o-teaser__content"><div class="o-teaser__meta"><span class="o-teaser__tag-prefix">Financial Thinking</span><a class="o-teaser__tag" data-trackable="teaser-tag" href="/jonathan-guthrie" aria-label="Category: Jonathan Guthrie">Jonathan Guthrie</a></div><div class="o-teaser__heading"><a href="/content/67f90fd0-5260-4153-8b75-60ae9f5dc585" data-trackable="heading-link" class="js-teaser-heading-link">When is it ethical to invest in weapons? </a></div><p class="o-teaser__standfirst"><a href="/content/67f90fd0-5260-4153-8b75-60ae9f5dc585" data-trackable="standfirst-link" tabindex="-1" class="js-teaser-standfirst-link">I’m comfortable holding defence stocks — but I’d feel happier if UK politicians were offering reform in return for their ESG reclassification</a></p><div class="o-teaser__action"><span> <form class="n-myft-ui n-myft-ui--save" method="GET" data-content-id="67f90fd0-5260-4153-8b75-60ae9f5dc585" data-myft-ui="saved" action="/myft/save/67f90fd0-5260-4153-8b75-60ae9f5dc585" data-js-action="/__myft/api/core/saved/content/67f90fd0-5260-4153-8b75-60ae9f5dc585?method=put" data-myft-ui-save-config=""> <input data-myft-csrf-token value="" type="hidden" name="token"> <div class="n-myft-ui__announcement o-normalise-visually-hidden" aria-live="assertive" data-pressed-text="Article saved in My FT." data-unpressed-text="Removed article from My FT." ></div> <button type="submit" class="n-myft-ui__save-button-with-icon" data-trackable="save-for-later" title="Save When is it ethical to invest in weapons? to myFT for later" aria-label="Save When is it ethical to invest in weapons? to myFT for later" data-alternate-label="When is it ethical to invest in weapons? is Saved to myFT" aria-pressed="false" data-text-variant="save-button-with-icon-copy" data-alternate-text="Saved " data-content-id="67f90fd0-5260-4153-8b75-60ae9f5dc585" > <span class="save-button-with-icon-copy" data-variant-label>Save</span> </button> </form> </span></div></div><div class="o-teaser__image-container js-teaser-image-container"><a href="/content/67f90fd0-5260-4153-8b75-60ae9f5dc585" data-trackable="image-link" tabindex="-1" aria-hidden="true"><div class="o-teaser__image-placeholder" style="padding-bottom:56.2500%;"><img class="o-teaser__image o-lazy-load" data-src="https://www.ft.com/__origami/service/image/v2/images/raw/https%3A%2F%2Fd1e00ek4ebabms.cloudfront.net%2Fproduction%2F3e06cd6f-538c-4b5e-9f2b-1e95defb49e8.jpg?source=next&fit=scale-down&dpr=2&width=240" alt=""/></div></a></div></div> </div> </div> </li> <li class="o-teaser-collection__item o-grid-row"> <div data-o-grid-colspan="12 L3"> <div class="stream-card__date"> <time data-o-component="o-date" class="o-date" data-o-date-format="date-only" datetime="2025-03-12T05:00:01.240Z">Wednesday, 12 March, 2025</time> </div> </div> <div data-o-grid-colspan="12 L9"> <div class="stream-item" data-id="c4c3eb94-494b-4009-87b0-5a75c1d642e5" data-stream-item> <div class="o-teaser o-teaser--article o-teaser--small o-teaser--has-image o-teaser--opinion js-teaser" data-id="c4c3eb94-494b-4009-87b0-5a75c1d642e5"><div class="o-teaser__content"><div class="o-teaser__meta"><span class="o-teaser__tag-prefix">Markets Insight</span><a class="o-teaser__tag" data-trackable="teaser-tag" href="/stream/bbdf2460-ad9a-4931-9a9d-80171ee9dd9d" aria-label="Category: Richard Bernstein">Richard Bernstein</a></div><div class="o-teaser__heading"><a href="/content/c4c3eb94-494b-4009-87b0-5a75c1d642e5" data-trackable="heading-link" class="js-teaser-heading-link">Certainty is now a scarcity in markets</a></div><p class="o-teaser__standfirst"><a href="/content/c4c3eb94-494b-4009-87b0-5a75c1d642e5" data-trackable="standfirst-link" tabindex="-1" class="js-teaser-standfirst-link">Capricious policies from Washington have created a very unpredictable economic environment</a></p><div class="o-teaser__action"><span> <form class="n-myft-ui n-myft-ui--save" method="GET" data-content-id="c4c3eb94-494b-4009-87b0-5a75c1d642e5" data-myft-ui="saved" action="/myft/save/c4c3eb94-494b-4009-87b0-5a75c1d642e5" data-js-action="/__myft/api/core/saved/content/c4c3eb94-494b-4009-87b0-5a75c1d642e5?method=put" data-myft-ui-save-config=""> <input data-myft-csrf-token value="" type="hidden" name="token"> <div class="n-myft-ui__announcement o-normalise-visually-hidden" aria-live="assertive" data-pressed-text="Article saved in My FT." data-unpressed-text="Removed article from My FT." ></div> <button type="submit" class="n-myft-ui__save-button-with-icon" data-trackable="save-for-later" title="Save Certainty is now a scarcity in markets to myFT for later" aria-label="Save Certainty is now a scarcity in markets to myFT for later" data-alternate-label="Certainty is now a scarcity in markets is Saved to myFT" aria-pressed="false" data-text-variant="save-button-with-icon-copy" data-alternate-text="Saved " data-content-id="c4c3eb94-494b-4009-87b0-5a75c1d642e5" > <span class="save-button-with-icon-copy" data-variant-label>Save</span> </button> </form> </span></div></div><div class="o-teaser__image-container js-teaser-image-container"><a href="/content/c4c3eb94-494b-4009-87b0-5a75c1d642e5" data-trackable="image-link" tabindex="-1" aria-hidden="true"><div class="o-teaser__image-placeholder" style="padding-bottom:56.2445%;"><img class="o-teaser__image o-lazy-load" data-src="https://www.ft.com/__origami/service/image/v2/images/raw/https%3A%2F%2Fd1e00ek4ebabms.cloudfront.net%2Fproduction%2Fa6e2253e-b7e4-46e3-a97f-9714da0249bd.jpg?source=next&fit=scale-down&dpr=2&width=240" alt="A trader works on the floor of the New York Stock Exchange"/></div></a></div></div> </div> </div> </li> <li class="o-teaser-collection__item o-grid-row"> <div data-o-grid-colspan="12 L3"> <div class="stream-card__date"> <time data-o-component="o-date" class="o-date" data-o-date-format="date-only" datetime="2025-03-11T05:00:27.312Z">Tuesday, 11 March, 2025</time> </div> </div> <div data-o-grid-colspan="12 L9"> <div class="stream-item" data-id="3bd725a4-1eb7-4087-aaf8-656a615de911" data-stream-item> <div class="o-teaser o-teaser--article o-teaser--small o-teaser--has-image o-teaser--opinion js-teaser" data-id="3bd725a4-1eb7-4087-aaf8-656a615de911"><div class="o-teaser__content"><div class="o-teaser__meta"><span class="o-teaser__tag-prefix">Your Questions</span><a class="o-teaser__tag" data-trackable="teaser-tag" href="/lucy-warwick-ching" aria-label="Category: Lucy Warwick-Ching">Lucy Warwick-Ching</a></div><div class="o-teaser__heading"><a href="/content/3bd725a4-1eb7-4087-aaf8-656a615de911" data-trackable="heading-link" class="js-teaser-heading-link">Will new bill make it harder to evict our lodger?</a></div><p class="o-teaser__standfirst"><a href="/content/3bd725a4-1eb7-4087-aaf8-656a615de911" data-trackable="standfirst-link" tabindex="-1" class="js-teaser-standfirst-link">We’re worried that the renters’ rights bill will affect lodger licences as well as tenancies</a></p><div class="o-teaser__action"><span> <form class="n-myft-ui n-myft-ui--save" method="GET" data-content-id="3bd725a4-1eb7-4087-aaf8-656a615de911" data-myft-ui="saved" action="/myft/save/3bd725a4-1eb7-4087-aaf8-656a615de911" data-js-action="/__myft/api/core/saved/content/3bd725a4-1eb7-4087-aaf8-656a615de911?method=put" data-myft-ui-save-config=""> <input data-myft-csrf-token value="" type="hidden" name="token"> <div class="n-myft-ui__announcement o-normalise-visually-hidden" aria-live="assertive" data-pressed-text="Article saved in My FT." data-unpressed-text="Removed article from My FT." ></div> <button type="submit" class="n-myft-ui__save-button-with-icon" data-trackable="save-for-later" title="Save Will new bill make it harder to evict our lodger? to myFT for later" aria-label="Save Will new bill make it harder to evict our lodger? to myFT for later" data-alternate-label="Will new bill make it harder to evict our lodger? is Saved to myFT" aria-pressed="false" data-text-variant="save-button-with-icon-copy" data-alternate-text="Saved " data-content-id="3bd725a4-1eb7-4087-aaf8-656a615de911" > <span class="save-button-with-icon-copy" data-variant-label>Save</span> </button> </form> </span></div></div><div class="o-teaser__image-container js-teaser-image-container"><a href="/content/3bd725a4-1eb7-4087-aaf8-656a615de911" data-trackable="image-link" tabindex="-1" aria-hidden="true"><div class="o-teaser__image-placeholder" style="padding-bottom:56.2445%;"><img class="o-teaser__image o-lazy-load" data-src="https://www.ft.com/__origami/service/image/v2/images/raw/https%3A%2F%2Fd1e00ek4ebabms.cloudfront.net%2Fproduction%2Ff74ab3f9-9198-4609-ad9d-ee74ad160fa8.jpg?source=next&fit=scale-down&dpr=2&width=240" alt=""/></div></a></div></div> </div> </div> </li> <li class="o-teaser-collection__item o-grid-row"> <div data-o-grid-colspan="12 L3"> <div class="stream-card__date"> <time data-o-component="o-date" class="o-date" data-o-date-format="date-only" datetime="2025-03-08T05:00:48.199Z">Saturday, 8 March, 2025</time> </div> </div> <div data-o-grid-colspan="12 L9"> <div class="stream-item" data-id="54d1caf2-2ab7-4792-bd16-fdbdb47c76c0" data-stream-item> <div class="o-teaser o-teaser--article o-teaser--small o-teaser--has-image o-teaser--opinion js-teaser" data-id="54d1caf2-2ab7-4792-bd16-fdbdb47c76c0"><div class="o-teaser__content"><div class="o-teaser__meta"><a class="o-teaser__tag" data-trackable="teaser-tag" href="/stream/a504b865-f50a-4594-a04c-a0f7b764aa6f" aria-label="Category: David Firn">David Firn</a></div><div class="o-teaser__heading"><a href="/content/54d1caf2-2ab7-4792-bd16-fdbdb47c76c0" data-trackable="heading-link" class="js-teaser-heading-link">Want to boost UK’s investment culture? Exempt stocks-and-shares Isas from IHT </a></div><p class="o-teaser__standfirst"><a href="/content/54d1caf2-2ab7-4792-bd16-fdbdb47c76c0" data-trackable="standfirst-link" tabindex="-1" class="js-teaser-standfirst-link">I doubt the government will go for my idea, but it could increase investment in UK plc — and make people richer </a></p><div class="o-teaser__action"><span> <form class="n-myft-ui n-myft-ui--save" method="GET" data-content-id="54d1caf2-2ab7-4792-bd16-fdbdb47c76c0" data-myft-ui="saved" action="/myft/save/54d1caf2-2ab7-4792-bd16-fdbdb47c76c0" data-js-action="/__myft/api/core/saved/content/54d1caf2-2ab7-4792-bd16-fdbdb47c76c0?method=put" data-myft-ui-save-config=""> <input data-myft-csrf-token value="" type="hidden" name="token"> <div class="n-myft-ui__announcement o-normalise-visually-hidden" aria-live="assertive" data-pressed-text="Article saved in My FT." data-unpressed-text="Removed article from My FT." ></div> <button type="submit" class="n-myft-ui__save-button-with-icon" data-trackable="save-for-later" title="Save Want to boost UK’s investment culture? Exempt stocks-and-shares Isas from IHT to myFT for later" aria-label="Save Want to boost UK’s investment culture? Exempt stocks-and-shares Isas from IHT to myFT for later" data-alternate-label="Want to boost UK’s investment culture? Exempt stocks-and-shares Isas from IHT is Saved to myFT" aria-pressed="false" data-text-variant="save-button-with-icon-copy" data-alternate-text="Saved " data-content-id="54d1caf2-2ab7-4792-bd16-fdbdb47c76c0" > <span class="save-button-with-icon-copy" data-variant-label>Save</span> </button> </form> </span></div></div><div class="o-teaser__image-container js-teaser-image-container"><a href="/content/54d1caf2-2ab7-4792-bd16-fdbdb47c76c0" data-trackable="image-link" tabindex="-1" aria-hidden="true"><div class="o-teaser__image-placeholder" style="padding-bottom:56.2651%;"><img class="o-teaser__image o-lazy-load" data-src="https://www.ft.com/__origami/service/image/v2/images/raw/https%3A%2F%2Fd1e00ek4ebabms.cloudfront.net%2Fproduction%2Fcc38ec75-1b61-46b9-961a-ff35400f5abf.jpg?source=next&fit=scale-down&dpr=2&width=240" alt="View of the City of London"/></div></a></div></div> </div> </div> </li> <li class="o-teaser-collection__item o-grid-row"> <div data-o-grid-colspan="12 L3"> <div class="stream-card__date"> <time data-o-component="o-date" class="o-date" data-o-date-format="date-only" datetime="2025-03-07T05:00:17.221Z">Friday, 7 March, 2025</time> </div> </div> <div data-o-grid-colspan="12 L9"> <div class="stream-item" data-id="73409e91-0e56-4d49-8da3-90cfb5841d6d" data-stream-item> <div class="o-teaser o-teaser--article o-teaser--small o-teaser--has-image o-teaser--opinion js-teaser" data-id="73409e91-0e56-4d49-8da3-90cfb5841d6d"><div class="o-teaser__content"><div class="o-teaser__meta"><span class="o-teaser__tag-prefix">Serious Money</span><a class="o-teaser__tag" data-trackable="teaser-tag" href="/claer-barrett" aria-label="Category: Claer Barrett">Claer Barrett</a></div><div class="o-teaser__heading"><a href="/content/73409e91-0e56-4d49-8da3-90cfb5841d6d" data-trackable="heading-link" class="js-teaser-heading-link">The ‘Reeves effect’ turbo charges Isa season</a></div><p class="o-teaser__standfirst"><a href="/content/73409e91-0e56-4d49-8da3-90cfb5841d6d" data-trackable="standfirst-link" tabindex="-1" class="js-teaser-standfirst-link">Palpable fear of future restrictions shows the chancellor should meddle with Isas at her peril </a></p><div class="o-teaser__action"><span> <form class="n-myft-ui n-myft-ui--save" method="GET" data-content-id="73409e91-0e56-4d49-8da3-90cfb5841d6d" data-myft-ui="saved" action="/myft/save/73409e91-0e56-4d49-8da3-90cfb5841d6d" data-js-action="/__myft/api/core/saved/content/73409e91-0e56-4d49-8da3-90cfb5841d6d?method=put" data-myft-ui-save-config=""> <input data-myft-csrf-token value="" type="hidden" name="token"> <div class="n-myft-ui__announcement o-normalise-visually-hidden" aria-live="assertive" data-pressed-text="Article saved in My FT." data-unpressed-text="Removed article from My FT." ></div> <button type="submit" class="n-myft-ui__save-button-with-icon" data-trackable="save-for-later" title="Save The ‘Reeves effect’ turbo charges Isa season to myFT for later" aria-label="Save The ‘Reeves effect’ turbo 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</li> <li class="o-teaser-collection__item o-grid-row"> <div data-o-grid-colspan="12 L3"> <div class="stream-card__date"> <time data-o-component="o-date" class="o-date" data-o-date-format="date-only" datetime="2025-03-07T05:00:17.212Z">Friday, 7 March, 2025</time> </div> </div> <div data-o-grid-colspan="12 L9"> <div class="stream-item" data-id="2909686c-fd33-4235-bdc6-b43e5626a11f" data-stream-item> <div class="o-teaser o-teaser--article o-teaser--small o-teaser--has-image o-teaser--opinion js-teaser" data-id="2909686c-fd33-4235-bdc6-b43e5626a11f"><div class="o-teaser__content"><div class="o-teaser__meta"><span class="o-teaser__tag-prefix">Skin in the Game</span><a class="o-teaser__tag" data-trackable="teaser-tag" href="/stuart-kirk" aria-label="Category: Stuart Kirk">Stuart Kirk</a></div><div class="o-teaser__heading"><a href="/content/2909686c-fd33-4235-bdc6-b43e5626a11f" data-trackable="heading-link" class="js-teaser-heading-link">I told you last summer European stocks were a good idea</a></div><p class="o-teaser__standfirst"><a href="/content/2909686c-fd33-4235-bdc6-b43e5626a11f" data-trackable="standfirst-link" tabindex="-1" class="js-teaser-standfirst-link">Let’s hope you purchased loads of them — I didn’t and here’s why</a></p><div class="o-teaser__action"><span> <form class="n-myft-ui n-myft-ui--save" method="GET" data-content-id="2909686c-fd33-4235-bdc6-b43e5626a11f" data-myft-ui="saved" action="/myft/save/2909686c-fd33-4235-bdc6-b43e5626a11f" data-js-action="/__myft/api/core/saved/content/2909686c-fd33-4235-bdc6-b43e5626a11f?method=put" data-myft-ui-save-config=""> <input data-myft-csrf-token value="" type="hidden" name="token"> <div class="n-myft-ui__announcement o-normalise-visually-hidden" aria-live="assertive" data-pressed-text="Article saved in My FT." data-unpressed-text="Removed article from My FT." ></div> <button type="submit" class="n-myft-ui__save-button-with-icon" data-trackable="save-for-later" title="Save I told you last summer European stocks were a good idea to myFT for later" aria-label="Save I told you last summer European stocks were a good idea to myFT for later" data-alternate-label="I told you last summer European stocks were a good idea is Saved to myFT" aria-pressed="false" data-text-variant="save-button-with-icon-copy" data-alternate-text="Saved " data-content-id="2909686c-fd33-4235-bdc6-b43e5626a11f" > <span class="save-button-with-icon-copy" data-variant-label>Save</span> </button> </form> </span></div></div><div class="o-teaser__image-container js-teaser-image-container"><a href="/content/2909686c-fd33-4235-bdc6-b43e5626a11f" data-trackable="image-link" tabindex="-1" aria-hidden="true"><div class="o-teaser__image-placeholder" style="padding-bottom:56.2375%;"><img class="o-teaser__image o-lazy-load" data-src="https://www.ft.com/__origami/service/image/v2/images/raw/https%3A%2F%2Fd1e00ek4ebabms.cloudfront.net%2Fproduction%2F014380f0-3bbd-4268-844b-22add0001f1b.jpg?source=next&fit=scale-down&dpr=2&width=240" alt=""/></div></a></div></div> </div> </div> </li> <li class="o-teaser-collection__item o-grid-row"> <div data-o-grid-colspan="12 L3"> <div class="stream-card__date"> <time data-o-component="o-date" class="o-date" data-o-date-format="date-only" datetime="2025-03-07T05:00:17.183Z">Friday, 7 March, 2025</time> </div> </div> <div data-o-grid-colspan="12 L9"> <div class="stream-item" data-id="1a65ef38-606b-4e31-8b84-173774c9f179" data-stream-item> <div class="o-teaser o-teaser--article o-teaser--small o-teaser--has-image o-teaser--opinion js-teaser" data-id="1a65ef38-606b-4e31-8b84-173774c9f179"><div class="o-teaser__content"><div class="o-teaser__meta"><span class="o-teaser__tag-prefix">Adventurous Investor</span><a class="o-teaser__tag" data-trackable="teaser-tag" href="/david-stevenson" aria-label="Category: David Stevenson">David Stevenson</a></div><div class="o-teaser__heading"><a href="/content/1a65ef38-606b-4e31-8b84-173774c9f179" data-trackable="heading-link" class="js-teaser-heading-link">Aim Isas’ fading appeal may actually help UK private businesses</a></div><p class="o-teaser__standfirst"><a href="/content/1a65ef38-606b-4e31-8b84-173774c9f179" data-trackable="standfirst-link" tabindex="-1" class="js-teaser-standfirst-link">Ways to invest while taking advantage of business relief</a></p><div class="o-teaser__action"><span> <form class="n-myft-ui n-myft-ui--save" method="GET" data-content-id="1a65ef38-606b-4e31-8b84-173774c9f179" data-myft-ui="saved" action="/myft/save/1a65ef38-606b-4e31-8b84-173774c9f179" data-js-action="/__myft/api/core/saved/content/1a65ef38-606b-4e31-8b84-173774c9f179?method=put" data-myft-ui-save-config=""> <input data-myft-csrf-token value="" type="hidden" name="token"> <div class="n-myft-ui__announcement 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o-header__drawer-menu-link--unselected o-header__drawer-menu-link--child" href="/europe" data-trackable="Europe">Europe</a></li><li class="o-header__drawer-menu-item"><a class="o-header__drawer-menu-link o-header__drawer-menu-link--unselected o-header__drawer-menu-link--child" href="/war-in-ukraine" data-trackable="War in Ukraine">War in Ukraine</a></li><li class="o-header__drawer-menu-item"><a class="o-header__drawer-menu-link o-header__drawer-menu-link--unselected o-header__drawer-menu-link--child" href="/americas" data-trackable="Americas">Americas</a></li><li class="o-header__drawer-menu-item"><a class="o-header__drawer-menu-link o-header__drawer-menu-link--unselected o-header__drawer-menu-link--child" href="/middle-east-north-africa" data-trackable="Middle East & North Africa">Middle East & North Africa</a></li></ul></li><li class="o-header__drawer-menu-item"><div class="o-header__drawer-menu-toggle-wrapper"><a class="o-header__drawer-menu-link o-header__drawer-menu-link--unselected o-header__drawer-menu-link--parent" href="/us" data-trackable="US">US</a><button class="o-header__drawer-menu-toggle o-header__drawer-menu-toggle--unselected" aria-controls="o-header-drawer-child-2" data-trackable="sub-level-toggle | US">Show more US</button></div><ul class="o-header__drawer-menu-list o-header__drawer-menu-list--child" id="o-header-drawer-child-2" data-trackable="sub-level"><li class="o-header__drawer-menu-item"><a class="o-header__drawer-menu-link o-header__drawer-menu-link--unselected o-header__drawer-menu-link--child" href="/us-economy" data-trackable="US Economy">US Economy</a></li><li class="o-header__drawer-menu-item"><a class="o-header__drawer-menu-link o-header__drawer-menu-link--unselected o-header__drawer-menu-link--child" href="/us-companies" data-trackable="US Companies">US Companies</a></li><li class="o-header__drawer-menu-item"><a class="o-header__drawer-menu-link o-header__drawer-menu-link--unselected o-header__drawer-menu-link--child" href="/us-politics-policy" data-trackable="US Politics & Policy">US Politics & Policy</a></li></ul></li><li class="o-header__drawer-menu-item"><div class="o-header__drawer-menu-toggle-wrapper"><a class="o-header__drawer-menu-link o-header__drawer-menu-link--unselected o-header__drawer-menu-link--parent" href="/companies" data-trackable="Companies">Companies</a><button class="o-header__drawer-menu-toggle o-header__drawer-menu-toggle--unselected" aria-controls="o-header-drawer-child-3" data-trackable="sub-level-toggle | Companies">Show more Companies</button></div><ul class="o-header__drawer-menu-list o-header__drawer-menu-list--child" id="o-header-drawer-child-3" data-trackable="sub-level"><li class="o-header__drawer-menu-item"><a class="o-header__drawer-menu-link o-header__drawer-menu-link--unselected o-header__drawer-menu-link--child" href="/energy" data-trackable="Energy">Energy</a></li><li class="o-header__drawer-menu-item"><a class="o-header__drawer-menu-link o-header__drawer-menu-link--unselected o-header__drawer-menu-link--child" href="/financials" data-trackable="Financials">Financials</a></li><li class="o-header__drawer-menu-item"><a class="o-header__drawer-menu-link o-header__drawer-menu-link--unselected o-header__drawer-menu-link--child" href="/health" data-trackable="Health">Health</a></li><li class="o-header__drawer-menu-item"><a class="o-header__drawer-menu-link o-header__drawer-menu-link--unselected o-header__drawer-menu-link--child" href="/industrials" data-trackable="Industrials">Industrials</a></li><li class="o-header__drawer-menu-item"><a class="o-header__drawer-menu-link o-header__drawer-menu-link--unselected o-header__drawer-menu-link--child" href="/media" data-trackable="Media">Media</a></li><li class="o-header__drawer-menu-item"><a class="o-header__drawer-menu-link o-header__drawer-menu-link--unselected o-header__drawer-menu-link--child" href="/professional-services" data-trackable="Professional Services">Professional Services</a></li><li class="o-header__drawer-menu-item"><a class="o-header__drawer-menu-link o-header__drawer-menu-link--unselected o-header__drawer-menu-link--child" href="/retail-consumer" data-trackable="Retail & Consumer">Retail & Consumer</a></li><li class="o-header__drawer-menu-item"><a class="o-header__drawer-menu-link o-header__drawer-menu-link--unselected o-header__drawer-menu-link--child" href="/technology-sector" data-trackable="Tech Sector">Tech Sector</a></li><li class="o-header__drawer-menu-item"><a class="o-header__drawer-menu-link o-header__drawer-menu-link--unselected o-header__drawer-menu-link--child" href="/telecoms" data-trackable="Telecoms">Telecoms</a></li><li class="o-header__drawer-menu-item"><a class="o-header__drawer-menu-link o-header__drawer-menu-link--unselected o-header__drawer-menu-link--child" href="/transport" data-trackable="Transport">Transport</a></li></ul></li><li class="o-header__drawer-menu-item"><div class="o-header__drawer-menu-toggle-wrapper"><a class="o-header__drawer-menu-link o-header__drawer-menu-link--unselected o-header__drawer-menu-link--parent" href="/technology" data-trackable="Tech">Tech</a><button class="o-header__drawer-menu-toggle o-header__drawer-menu-toggle--unselected" aria-controls="o-header-drawer-child-4" data-trackable="sub-level-toggle | Tech">Show more Tech</button></div><ul class="o-header__drawer-menu-list o-header__drawer-menu-list--child" id="o-header-drawer-child-4" data-trackable="sub-level"><li class="o-header__drawer-menu-item"><a class="o-header__drawer-menu-link o-header__drawer-menu-link--unselected o-header__drawer-menu-link--child" href="/artificial-intelligence" data-trackable="Artificial intelligence">Artificial intelligence</a></li><li class="o-header__drawer-menu-item"><a class="o-header__drawer-menu-link o-header__drawer-menu-link--unselected o-header__drawer-menu-link--child" href="/semiconductors" data-trackable="Semiconductors">Semiconductors</a></li><li class="o-header__drawer-menu-item"><a class="o-header__drawer-menu-link o-header__drawer-menu-link--unselected o-header__drawer-menu-link--child" href="/cyber-security" data-trackable="Cyber Security">Cyber Security</a></li><li class="o-header__drawer-menu-item"><a class="o-header__drawer-menu-link o-header__drawer-menu-link--unselected o-header__drawer-menu-link--child" href="/social-media" data-trackable="Social Media">Social Media</a></li></ul></li><li class="o-header__drawer-menu-item"><div class="o-header__drawer-menu-toggle-wrapper"><a class="o-header__drawer-menu-link o-header__drawer-menu-link--unselected o-header__drawer-menu-link--parent" href="/markets" data-trackable="Markets">Markets</a><button class="o-header__drawer-menu-toggle o-header__drawer-menu-toggle--unselected" aria-controls="o-header-drawer-child-5" data-trackable="sub-level-toggle | Markets">Show more Markets</button></div><ul class="o-header__drawer-menu-list o-header__drawer-menu-list--child" id="o-header-drawer-child-5" data-trackable="sub-level"><li class="o-header__drawer-menu-item"><a class="o-header__drawer-menu-link o-header__drawer-menu-link--unselected o-header__drawer-menu-link--child" href="/alphaville" data-trackable="Alphaville">Alphaville</a></li><li class="o-header__drawer-menu-item"><a class="o-header__drawer-menu-link o-header__drawer-menu-link--unselected o-header__drawer-menu-link--child" href="https://markets.ft.com/data" data-trackable="Markets Data">Markets Data</a></li><li class="o-header__drawer-menu-item"><a class="o-header__drawer-menu-link o-header__drawer-menu-link--unselected o-header__drawer-menu-link--child" href="/crypto" data-trackable="Crypto">Crypto</a></li><li class="o-header__drawer-menu-item"><a class="o-header__drawer-menu-link o-header__drawer-menu-link--unselected o-header__drawer-menu-link--child" href="/capital-markets" data-trackable="Capital Markets">Capital Markets</a></li><li class="o-header__drawer-menu-item"><a class="o-header__drawer-menu-link o-header__drawer-menu-link--unselected o-header__drawer-menu-link--child" href="/commodities" data-trackable="Commodities">Commodities</a></li><li class="o-header__drawer-menu-item"><a class="o-header__drawer-menu-link o-header__drawer-menu-link--unselected o-header__drawer-menu-link--child" href="/currencies" data-trackable="Currencies">Currencies</a></li><li class="o-header__drawer-menu-item"><a class="o-header__drawer-menu-link o-header__drawer-menu-link--unselected o-header__drawer-menu-link--child" href="/equities" data-trackable="Equities">Equities</a></li><li class="o-header__drawer-menu-item"><a class="o-header__drawer-menu-link o-header__drawer-menu-link--unselected o-header__drawer-menu-link--child" href="https://professional-monetary-policy-radar.ft.com/" data-trackable="Monetary Policy Radar">Monetary Policy Radar</a></li><li class="o-header__drawer-menu-item"><a class="o-header__drawer-menu-link o-header__drawer-menu-link--unselected o-header__drawer-menu-link--child" href="/ft-wealth-management" data-trackable="Wealth Management">Wealth Management</a></li><li class="o-header__drawer-menu-item"><a class="o-header__drawer-menu-link o-header__drawer-menu-link--unselected o-header__drawer-menu-link--child" href="/moral-money" data-trackable="Moral Money">Moral Money</a></li><li class="o-header__drawer-menu-item"><a class="o-header__drawer-menu-link o-header__drawer-menu-link--unselected o-header__drawer-menu-link--child" href="/etf-hub" data-trackable="ETF Hub">ETF Hub</a></li><li class="o-header__drawer-menu-item"><a class="o-header__drawer-menu-link o-header__drawer-menu-link--unselected o-header__drawer-menu-link--child" href="/fund-management" data-trackable="Fund Management">Fund Management</a></li><li class="o-header__drawer-menu-item"><a class="o-header__drawer-menu-link o-header__drawer-menu-link--unselected o-header__drawer-menu-link--child" href="/ft-trading-room" data-trackable="Trading">Trading</a></li></ul></li><li class="o-header__drawer-menu-item"><a class="o-header__drawer-menu-link o-header__drawer-menu-link--unselected" href="/climate-capital" data-trackable="Climate">Climate</a></li><li class="o-header__drawer-menu-item"><div class="o-header__drawer-menu-toggle-wrapper"><a class="o-header__drawer-menu-link o-header__drawer-menu-link--unselected o-header__drawer-menu-link--parent" href="/opinion" data-trackable="Opinion">Opinion</a><button class="o-header__drawer-menu-toggle o-header__drawer-menu-toggle--unselected" aria-controls="o-header-drawer-child-7" data-trackable="sub-level-toggle | Opinion">Show more Opinion</button></div><ul class="o-header__drawer-menu-list o-header__drawer-menu-list--child" id="o-header-drawer-child-7" data-trackable="sub-level"><li class="o-header__drawer-menu-item"><a class="o-header__drawer-menu-link o-header__drawer-menu-link--unselected o-header__drawer-menu-link--child" href="/columnists" data-trackable="Columnists">Columnists</a></li><li class="o-header__drawer-menu-item"><a class="o-header__drawer-menu-link o-header__drawer-menu-link--unselected o-header__drawer-menu-link--child" href="/ft-view" data-trackable="The FT View">The FT View</a></li><li class="o-header__drawer-menu-item"><a class="o-header__drawer-menu-link o-header__drawer-menu-link--unselected o-header__drawer-menu-link--child" href="/the-big-read" data-trackable="The Big Read">The Big Read</a></li><li class="o-header__drawer-menu-item"><a class="o-header__drawer-menu-link o-header__drawer-menu-link--unselected o-header__drawer-menu-link--child" href="/lex" data-trackable="Lex">Lex</a></li><li class="o-header__drawer-menu-item"><a class="o-header__drawer-menu-link o-header__drawer-menu-link--unselected o-header__drawer-menu-link--child" href="/obituaries" data-trackable="Obituaries">Obituaries</a></li><li class="o-header__drawer-menu-item"><a class="o-header__drawer-menu-link o-header__drawer-menu-link--unselected o-header__drawer-menu-link--child" href="/letters" data-trackable="Letters">Letters</a></li></ul></li><li class="o-header__drawer-menu-item"><a class="o-header__drawer-menu-link o-header__drawer-menu-link--unselected" href="/lex" data-trackable="Lex">Lex</a></li><li class="o-header__drawer-menu-item"><div class="o-header__drawer-menu-toggle-wrapper"><a class="o-header__drawer-menu-link o-header__drawer-menu-link--unselected o-header__drawer-menu-link--parent" href="/work-careers" data-trackable="Work & Careers">Work & Careers</a><button class="o-header__drawer-menu-toggle o-header__drawer-menu-toggle--unselected" aria-controls="o-header-drawer-child-9" data-trackable="sub-level-toggle | Work & Careers">Show more Work & Careers</button></div><ul class="o-header__drawer-menu-list o-header__drawer-menu-list--child" id="o-header-drawer-child-9" data-trackable="sub-level"><li class="o-header__drawer-menu-item"><a class="o-header__drawer-menu-link o-header__drawer-menu-link--unselected o-header__drawer-menu-link--child" href="https://rankings.ft.com/business-education" data-trackable="Business School Rankings">Business School Rankings</a></li><li class="o-header__drawer-menu-item"><a class="o-header__drawer-menu-link o-header__drawer-menu-link--unselected o-header__drawer-menu-link--child" href="/business-education" data-trackable="Business Education">Business Education</a></li><li class="o-header__drawer-menu-item"><a class="o-header__drawer-menu-link o-header__drawer-menu-link--unselected o-header__drawer-menu-link--child" href="https://rankings.ft.com/incubator-accelerator-programmes-europe" data-trackable="Europe's Start-Up Hubs">Europe's Start-Up Hubs</a></li><li class="o-header__drawer-menu-item"><a class="o-header__drawer-menu-link o-header__drawer-menu-link--unselected o-header__drawer-menu-link--child" href="/entrepreneurship" data-trackable="Entrepreneurship">Entrepreneurship</a></li><li class="o-header__drawer-menu-item"><a class="o-header__drawer-menu-link o-header__drawer-menu-link--unselected o-header__drawer-menu-link--child" href="/recruitment" data-trackable="Recruitment">Recruitment</a></li><li class="o-header__drawer-menu-item"><a class="o-header__drawer-menu-link o-header__drawer-menu-link--unselected o-header__drawer-menu-link--child" href="/business-books" data-trackable="Business Books">Business Books</a></li><li class="o-header__drawer-menu-item"><a class="o-header__drawer-menu-link o-header__drawer-menu-link--unselected o-header__drawer-menu-link--child" href="/business-travel" data-trackable="Business Travel">Business Travel</a></li><li class="o-header__drawer-menu-item"><a class="o-header__drawer-menu-link o-header__drawer-menu-link--unselected o-header__drawer-menu-link--child" href="/working-it" data-trackable="Working It">Working It</a></li></ul></li><li class="o-header__drawer-menu-item"><div class="o-header__drawer-menu-toggle-wrapper"><a class="o-header__drawer-menu-link o-header__drawer-menu-link--unselected o-header__drawer-menu-link--parent" href="/life-arts" data-trackable="Life & Arts">Life & Arts</a><button class="o-header__drawer-menu-toggle o-header__drawer-menu-toggle--unselected" aria-controls="o-header-drawer-child-10" data-trackable="sub-level-toggle | Life & Arts">Show more Life & Arts</button></div><ul class="o-header__drawer-menu-list o-header__drawer-menu-list--child" id="o-header-drawer-child-10" data-trackable="sub-level"><li class="o-header__drawer-menu-item"><a class="o-header__drawer-menu-link o-header__drawer-menu-link--unselected o-header__drawer-menu-link--child" href="/arts" data-trackable="Arts">Arts</a></li><li class="o-header__drawer-menu-item"><a class="o-header__drawer-menu-link o-header__drawer-menu-link--unselected o-header__drawer-menu-link--child" href="/books" data-trackable="Books">Books</a></li><li class="o-header__drawer-menu-item"><a class="o-header__drawer-menu-link o-header__drawer-menu-link--unselected o-header__drawer-menu-link--child" href="/food-drink" data-trackable="Food & Drink">Food & Drink</a></li><li class="o-header__drawer-menu-item"><a class="o-header__drawer-menu-link o-header__drawer-menu-link--unselected o-header__drawer-menu-link--child" href="/magazine" data-trackable="FT Magazine">FT Magazine</a></li><li class="o-header__drawer-menu-item"><a class="o-header__drawer-menu-link o-header__drawer-menu-link--unselected o-header__drawer-menu-link--child" href="/house-home" data-trackable="House & Home">House & Home</a></li><li class="o-header__drawer-menu-item"><a class="o-header__drawer-menu-link o-header__drawer-menu-link--unselected o-header__drawer-menu-link--child" href="/style" data-trackable="Style">Style</a></li><li class="o-header__drawer-menu-item"><a class="o-header__drawer-menu-link o-header__drawer-menu-link--unselected o-header__drawer-menu-link--child" href="/puzzles-games" data-trackable="Puzzles">Puzzles</a></li><li class="o-header__drawer-menu-item"><a class="o-header__drawer-menu-link o-header__drawer-menu-link--unselected o-header__drawer-menu-link--child" href="/travel" data-trackable="Travel">Travel</a></li><li class="o-header__drawer-menu-item"><a class="o-header__drawer-menu-link o-header__drawer-menu-link--unselected o-header__drawer-menu-link--child" href="/globetrotter" data-trackable="FT Globetrotter">FT Globetrotter</a></li></ul></li><li class="o-header__drawer-menu-item"><div class="o-header__drawer-menu-toggle-wrapper"><a class="o-header__drawer-menu-link o-header__drawer-menu-link--unselected o-header__drawer-menu-link--parent" href="/personal-finance" data-trackable="Personal Finance">Personal Finance</a><button class="o-header__drawer-menu-toggle o-header__drawer-menu-toggle--unselected" aria-controls="o-header-drawer-child-11" data-trackable="sub-level-toggle | Personal Finance">Show more Personal Finance</button></div><ul class="o-header__drawer-menu-list o-header__drawer-menu-list--child" id="o-header-drawer-child-11" data-trackable="sub-level"><li class="o-header__drawer-menu-item"><a class="o-header__drawer-menu-link o-header__drawer-menu-link--unselected o-header__drawer-menu-link--child" href="/mortgages" data-trackable="Property & Mortgages">Property & Mortgages</a></li><li class="o-header__drawer-menu-item"><a class="o-header__drawer-menu-link o-header__drawer-menu-link--unselected o-header__drawer-menu-link--child" href="/investments" data-trackable="Investments">Investments</a></li><li class="o-header__drawer-menu-item"><a class="o-header__drawer-menu-link o-header__drawer-menu-link--unselected o-header__drawer-menu-link--child" href="/pensions" data-trackable="Pensions">Pensions</a></li><li class="o-header__drawer-menu-item"><a class="o-header__drawer-menu-link o-header__drawer-menu-link--unselected o-header__drawer-menu-link--child" href="/tax" data-trackable="Tax">Tax</a></li><li class="o-header__drawer-menu-item"><a class="o-header__drawer-menu-link o-header__drawer-menu-link--unselected o-header__drawer-menu-link--child" href="/banking-savings" data-trackable="Banking & Savings">Banking & Savings</a></li><li class="o-header__drawer-menu-item"><a class="o-header__drawer-menu-link o-header__drawer-menu-link--unselected o-header__drawer-menu-link--child" href="/advice-comment" data-trackable="Advice & Comment">Advice & Comment</a></li></ul></li><li class="o-header__drawer-menu-item"><a class="o-header__drawer-menu-link o-header__drawer-menu-link--unselected" href="/htsi" data-trackable="HTSI">HTSI</a></li><li class="o-header__drawer-menu-item"><a class="o-header__drawer-menu-link o-header__drawer-menu-link--unselected" href="/special-reports" data-trackable="Special Reports">Special Reports</a></li></ul><h2 id="ft-recommends" class="o-header__drawer-menu-item o-header__drawer-menu-item--heading">FT recommends</h2><ul aria-labelledby="ft-recommends" class="o-header__drawer-menu-list"><li class="o-header__drawer-menu-item"><a class="o-header__drawer-menu-link o-header__drawer-menu-link--unselected" href="/alphaville" data-trackable="Alphaville">Alphaville</a></li><li class="o-header__drawer-menu-item"><a class="o-header__drawer-menu-link o-header__drawer-menu-link--unselected" href="/ft-edit" data-trackable="FT Edit">FT Edit</a></li><li class="o-header__drawer-menu-item"><a class="o-header__drawer-menu-link o-header__drawer-menu-link--unselected" href="/lunch-with-the-ft" data-trackable="Lunch with the FT">Lunch with the FT</a></li><li class="o-header__drawer-menu-item"><a class="o-header__drawer-menu-link o-header__drawer-menu-link--unselected" href="/globetrotter" data-trackable="FT Globetrotter">FT Globetrotter</a></li><li class="o-header__drawer-menu-item"><a class="o-header__drawer-menu-link o-header__drawer-menu-link--unselected" href="https://www.ft.com/tech-asia" data-trackable="#techAsia">#techAsia</a></li><li class="o-header__drawer-menu-item"><a class="o-header__drawer-menu-link o-header__drawer-menu-link--unselected" href="/moral-money" data-trackable="Moral Money">Moral Money</a></li><li class="o-header__drawer-menu-item"><a class="o-header__drawer-menu-link o-header__drawer-menu-link--unselected" href="/visual-and-data-journalism" data-trackable="Visual and data journalism">Visual and data journalism</a></li><li class="o-header__drawer-menu-item"><a class="o-header__drawer-menu-link o-header__drawer-menu-link--unselected" href="/newsletters" data-trackable="Newsletters">Newsletters</a></li><li class="o-header__drawer-menu-item"><a class="o-header__drawer-menu-link o-header__drawer-menu-link--unselected" href="/video" data-trackable="Video">Video</a></li><li class="o-header__drawer-menu-item"><a class="o-header__drawer-menu-link 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