Employer Insights & News

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However, while they can see the benefits for their employees, some employers are concerned about what it could mean for their business.</p>\r\n","mediaType":"image","iconUrl":null},{"layout":"vertical","metadata":{"date":"23 Nov 2023","readingTime":"2 min","tag":"Article"},"headingLink":"/content/cfs-winged/au/en/adviser/investments-adviser/news-updates/market-updates/november-investment-update.html","videoUrl":null,"heading":"CFS Market Insights: November 2023","imageUrl":"/content/dam/cfs-winged/images/adviser/articles/211123-cfs-market-insights-november-2023-adviser-headerbanner-1400x450.jpg","description":"<p>Jonathan Armitage, CFS Chief Investment Officer, explains what's been happening in the Australian economy and how the current global market settings are affecting the role of liquidity in portfolios.</p>\r\n","mediaType":"image","iconUrl":null},{"layout":"vertical","metadata":{"date":"03 Jul 2023","readingTime":"4 min read","tag":"Article"},"headingLink":"/content/cfs-winged/au/en/personal/news-and-updates/latest-from-cfs/super-changes-2023.html","videoUrl":null,"heading":"CFS Market Update: October 2023","imageUrl":"/content/dam/cfs-winged/images/member/market-updates,-news---insights/021123-markets-and-investments-roundup-october-2023-customers-mobile-900x450.jpg","description":"<p>Changes were made across certain types of contributions and other rules.</p>\r\n","mediaType":"image","iconUrl":null},{"layout":"vertical","metadata":{"date":"01 Sep 2023","readingTime":"3 min read","tag":"Article"},"headingLink":"/content/cfs-winged/au/en/employer/resources/employer-insights-news/cfs-passed-2023-super-performance-test.html","videoUrl":null,"heading":"CFS FirstChoice Employer Super passed the 2023 performance test","imageUrl":"/content/dam/cfs-winged/images/employer/employer-news/310823-cfs-performance-test-2023-employer-mobile-900x450.jpg","description":"<p>In 2023, the performance test included MySuper investment options plus some choice options, referred to as Trustee Directed Products (TDPs).</p>\r\n","mediaType":"image","iconUrl":null},{"layout":"vertical","metadata":{"date":"03 Jul 2023","readingTime":"4 min read","tag":"Article"},"headingLink":"/content/cfs-winged/au/en/personal/news-and-updates/latest-from-cfs/super-changes-2023.html","videoUrl":null,"heading":"Recap on 1 July super and pension changes","imageUrl":"/content/dam/colonial-first-state/images/personal/news/super-changes-article-tile.jpg","description":"<p>Changes were made across certain types of contributions and other rules.</p>\r\n","mediaType":"image","iconUrl":null},{"layout":"vertical","metadata":{"date":"01 Jul 2023","readingTime":"4 min read","tag":"Article"},"headingLink":"/content/cfs-winged/au/en/personal/overview/articles/super-fund-performance-unlisted-assets.html","videoUrl":null,"heading":"Super fund performance and unlisted assets","imageUrl":"/content/dam/colonial-first-state/images/personal/overview/articles/unlisted-listed-assets-article-header.jpg","description":"<p>See how valuation timing can impact super performance.  </p>\r\n","mediaType":"image","iconUrl":null},{"layout":"vertical","metadata":{"date":"","readingTime":null,"tag":"Calculator"},"headingLink":"/content/cfs-winged/au/en/retirement-calculator.html","videoUrl":null,"heading":"Retirement calculator","imageUrl":"/content/dam/colonial-first-state/images/retirement-calculator/27983-CFS-Hero-Overlay_crop.jpg","description":"<p>Employees can estimate how much super they may need in retirement.</p>\r\n","mediaType":"image","iconUrl":null}] </script> </div> </div> </div> </div> </div> </div> <div class="separator aem-GridColumn--default--none aem-GridColumn aem-GridColumn--default--8 aem-GridColumn--offset--default--2"> <div id="separator-73481fa294" class="cmp-separator"> <hr class="cmp-separator__horizontal-rule"/> </div></div> <div class="container responsivegrid aem-GridColumn--default--none aem-GridColumn aem-GridColumn--default--12 aem-GridColumn--offset--default--0"> <div data-cmp-is="container" id="container-5ad90d69cd" data-overlap-top="0" data-overlap-bottom="0" class=" container container--padding-top-lg container--padding-bottom-lg container--padding-right-none container--padding-left-none container--row-spacing-sm container--gridGutters-on container--mobile-order-0 background--white "> <div class="margin"> <div class="wrapper"> <div class="aem-Grid aem-Grid--12 aem-Grid--tablet--12 aem-Grid--default--12 aem-Grid--phone--12 "> <div class="title aem-GridColumn--tablet--12 aem-GridColumn--offset--tablet--0 aem-GridColumn--default--none aem-GridColumn--phone--none aem-GridColumn--phone--12 aem-GridColumn--tablet--none aem-GridColumn aem-GridColumn--default--12 aem-GridColumn--offset--phone--0 aem-GridColumn--offset--default--0"> <div id="title-ecb8d12df0" class="cmp-title"> <h2 class="cmp-title__text text--center colour-- h2">Other updates</h2> </div> </div> <div class="accordion panelcontainer aem-GridColumn aem-GridColumn--default--12"> <div data-cmp-is="cfsAccordion" data-deeplinking="true" data-placeholder-text="false" id="accordion-9164f6bff3" class=" Accordion Accordion--heading-alignment-center Accordion--theme-light Accordion--style-plus_right "> <div class="Accordion__ItemList"> <div class="Accordion__Item"> <button class="Accordion__ItemHeader" id="accordion-9164f6bff3-item-fd89a08b51-header" data-title="Major initiatives"> <div class="Accordion__ItemHeaderIcon"> <i class="iconfont-chevron-up" aria-hidden="true"></i> <i class="iconfont-chevron-down" aria-hidden="true"></i> </div> <div class="Accordion__ItemHeaderTitle p2">Major initiatives</div> </button> <div class="Accordion__ItemPanel" id="accordion-9164f6bff3-item-fd89a08b51-panel" role="region" aria-labelledby="accordion-9164f6bff3-item-fd89a08b51-header"> <div class="Accordion__ItemPanelWrapper"> <div class="Accordion__ItemPanelContent"> <div id="text-fd89a08b51" class="cmp-text"> <p>Major changes and activities happening at CFS.</p> <ul><li><a href="https://player.vimeo.com/video/776256652">Video: Watch our short Q&A interview with BlackRock and CFS</a></li></ul> </div> </div> </div> </div> </div> </div> </div> </div> </div> </div> </div> </div> </div> <div class="divider container responsivegrid aem-GridColumn--default--none aem-GridColumn--phone--none aem-GridColumn--phone--12 aem-GridColumn aem-GridColumn--default--12 aem-GridColumn--offset--phone--0 aem-GridColumn--offset--default--0"> <div data-cmp-is="container" id="divider-3707138eac" data-overlap-top="0" data-overlap-bottom="0" class=" container container--padding-top-none container--padding-bottom-none container--padding-right-none container--padding-left-none container--row-spacing-sm container--gridGutters-on container--mobile-order-0 background--blue-6 "> <div class="aem-Grid aem-Grid--12 aem-Grid--default--12 aem-Grid--phone--12 "> <div class="spacer aem-GridColumn--phone--12 aem-GridColumn aem-GridColumn--default--12"> <div data-cmp-is="spacer" style=" --custom-xs: px; --custom-sm: px; --custom-md: px; --custom-lg: px; --custom-xl: px; " class=" Spacer Spacer--type-manual Spacer--preset-md Spacer--direction-vertical Spacer--size-xs-inherit Spacer--size-sm-inherit Spacer--size-md-inherit Spacer--size-lg-inherit Spacer--size-xl-1 "> </div> </div> </div> </div> </div> <div class="container responsivegrid aem-GridColumn aem-GridColumn--default--12"> <div data-cmp-is="container" id="container-3d84c35b60" data-overlap-top="0" data-overlap-bottom="0" class=" container container--padding-top-lg container--padding-bottom-lg container--padding-right-none container--padding-left-none container--row-spacing-none container--gridGutters-on container--mobile-order-0 background--white "> <div class="margin"> <div class="wrapper"> <div class="aem-Grid aem-Grid--12 aem-Grid--tablet--12 aem-Grid--default--12 aem-Grid--phone--12 "> <div class="title aem-GridColumn--tablet--12 aem-GridColumn--offset--tablet--0 aem-GridColumn--default--none aem-GridColumn--phone--none aem-GridColumn--phone--12 aem-GridColumn--tablet--none aem-GridColumn aem-GridColumn--default--8 aem-GridColumn--offset--default--2 aem-GridColumn--offset--phone--0"> <div id="title-3e9fb657e7" class="cmp-title"> <h2 class="cmp-title__text text--center colour-- h2">We’re here to help</h2> </div> </div> <div class="three-column-container container responsivegrid aem-GridColumn--default--none aem-GridColumn aem-GridColumn--default--12 aem-GridColumn--offset--default--0"> <div data-cmp-is="container" id="three-column-container-9ac932037c" data-overlap-top="0" data-overlap-bottom="0" class=" container container--padding-top-lg container--padding-bottom-none container--padding-right-none container--padding-left-none container--row-spacing-sm container--gridGutters-on container--mobile-order-0 background-- "> <div class="margin"> <div class="wrapper"> <div class="aem-Grid aem-Grid--12 aem-Grid--default--12 "> <div class="responsivegrid aem-GridColumn--default--none aem-GridColumn aem-GridColumn--default--12 aem-GridColumn--offset--default--0"> <div class="aem-Grid aem-Grid--12 aem-Grid--tablet--12 aem-Grid--default--12 aem-Grid--phone--12 "> <div class="responsivegrid aem-GridColumn--tablet--12 aem-GridColumn--offset--tablet--0 aem-GridColumn--default--none aem-GridColumn--phone--none aem-GridColumn--phone--12 aem-GridColumn--tablet--none aem-GridColumn aem-GridColumn--offset--phone--0 aem-GridColumn--offset--default--0 aem-GridColumn--default--4"> <div class="aem-Grid aem-Grid--4 aem-Grid--tablet--12 aem-Grid--default--4 aem-Grid--phone--12 "> <div class="cardcentre card aem-GridColumn--tablet--12 aem-GridColumn--phone--12 aem-GridColumn aem-GridColumn--default--4"> <div data-cmp-is="cardPromo" class=" CardPromo CardPromo--layout-vertical "> <div class="CardPromo__Container verticalLine"> <div class="CardPromo__Image"> <img src="/content/dam/cfs-winged/images/pictograms/static-resized/portfolio-160x120.png" alt="Employer responsibilities checklist"/> </div> <div class="CardPromo__Content"> <h3 class="CardPromo__Heading"> <span x-cq-linkchecker="valid"> Employer responsibilities checklist </span> </h3> <div class="CardPromo__ContentCopy"><p>Ensure your employees don't miss any important information or insurance cover.<br> </p> </div> <div class="CardPromo__Buttons"> <div class="CardPromo__Button"> <a data-tracker-locationid="Learn More" href="https://www.cfs.com.au/content/dam/prospects/fs/7/5/fs7573.pdf" data-theme="black" class=" Button Button--theme-black Button--type-outlineNoBg "> <span class="Button__Label"> Learn More </span> </a> </div> </div> </div> </div> </div> </div> </div> </div> <div class="responsivegrid aem-GridColumn--tablet--12 aem-GridColumn--offset--tablet--0 aem-GridColumn--default--none aem-GridColumn--phone--none aem-GridColumn--phone--12 aem-GridColumn--tablet--none aem-GridColumn aem-GridColumn--offset--phone--0 aem-GridColumn--offset--default--0 aem-GridColumn--default--4"> <div class="aem-Grid aem-Grid--4 aem-Grid--tablet--12 aem-Grid--default--4 aem-Grid--phone--12 "> <div class="cardcentre card aem-GridColumn--tablet--12 aem-GridColumn--phone--12 aem-GridColumn aem-GridColumn--default--4"> <div data-cmp-is="cardPromo" class=" CardPromo CardPromo--layout-vertical "> <div class="CardPromo__Container verticalLine"> <div class="CardPromo__Image"> <img src="/content/dam/cfs-winged/images/pictograms/static-resized/search-160x120.png" alt="Find an <br>adviser"/> </div> <div class="CardPromo__Content"> <h3 class="CardPromo__Heading"> <span x-cq-linkchecker="valid"> Find an <br>adviser </span> </h3> <div class="CardPromo__ContentCopy"><p>Call us or talk to an adviser about your retirement needs today.</p> <p> </p> </div> <div class="CardPromo__Buttons"> <div class="CardPromo__Button"> <a data-tracker-locationid="Find a local adviser" href="https://cfs.findadviser.com.au/home.html" data-theme="black" class=" Button Button--theme-black Button--type-outlineNoBg "> <span class="Button__Label"> Find a local adviser </span> </a> </div> </div> </div> </div> </div> </div> </div> </div> <div class="responsivegrid aem-GridColumn--tablet--12 aem-GridColumn--offset--tablet--0 aem-GridColumn--default--none aem-GridColumn--phone--none aem-GridColumn--phone--12 aem-GridColumn--tablet--none aem-GridColumn aem-GridColumn--offset--phone--0 aem-GridColumn--offset--default--0 aem-GridColumn--default--4"> <div class="aem-Grid aem-Grid--4 aem-Grid--tablet--12 aem-Grid--default--4 aem-Grid--phone--12 "> <div class="cardcentre card aem-GridColumn--tablet--12 aem-GridColumn--phone--12 aem-GridColumn aem-GridColumn--default--4"> <div data-cmp-is="cardPromo" class=" CardPromo CardPromo--layout-vertical "> <div class="CardPromo__Container "> <div class="CardPromo__Image"> <img src="/content/dam/cfs-winged/images/pictograms/static-resized/pin-location-160x120.png" alt="Your quarterly SG contributions schedule"/> </div> <div class="CardPromo__Content"> <h3 class="CardPromo__Heading"> <span x-cq-linkchecker="valid"> Your quarterly SG contributions schedule </span> </h3> <div class="CardPromo__ContentCopy"><p>Here’s your quarterly SG contributions schedule for payments made through FirstNet Employer.<br> </p> </div> <div class="CardPromo__Buttons"> <div class="CardPromo__Button"> <a data-tracker-locationid="Learn More" href="https://www.cfs.com.au/content/dam/prospects/fs/5/7/fs5747.pdf?edm=Employer-0920-RM-newsletter-campaign-20200828-Sg-calendar-fy20-21" data-theme="black" class=" Button Button--theme-black Button--type-outlineNoBg "> <span class="Button__Label"> Learn More </span> </a> </div> </div> </div> </div> </div> </div> </div> </div> </div> </div> </div> </div> </div> </div> </div> </div> </div> </div> </div> </div> <div class="experiencefragment aem-GridColumn aem-GridColumn--default--12"> <div id="experiencefragment-66252b3f34" class="cmp-experiencefragment cmp-experiencefragment--employer"> <div id="container-3e88f30409" class="cmp-container"> <div class="aem-Grid aem-Grid--12 aem-Grid--default--12 "> <div class="responsivegrid aem-GridColumn aem-GridColumn--default--12"> <div class="aem-Grid aem-Grid--12 aem-Grid--default--12 "> <div class="container responsivegrid aem-GridColumn aem-GridColumn--default--12"> <div data-cmp-is="container" id="container-d76231b605" data-overlap-top="0" data-overlap-bottom="0" class=" container container--padding-top-lg container--padding-bottom-lg container--padding-right-none container--padding-left-none container--row-spacing-none container--gridGutters-on container--mobile-order-0 background--grey-4 "> <div class="margin"> <div class="wrapper"> <div class="aem-Grid aem-Grid--12 aem-Grid--default--12 "> <div class="title aem-GridColumn aem-GridColumn--default--12"> <div id="title-eb4f0367db" class="cmp-title"> <h2 class="cmp-title__text text--center colour-- h2">Unleash in ways you never thought possible</h2> </div> </div> <div class="three-column-container container responsivegrid aem-GridColumn--default--none aem-GridColumn aem-GridColumn--default--12 aem-GridColumn--offset--default--0"> <div data-cmp-is="container" id="three-column-container-2020b4a5b0" data-overlap-top="0" data-overlap-bottom="0" class=" container container--padding-top-none container--padding-bottom-none container--padding-right-none container--padding-left-none container--row-spacing-sm container--gridGutters-on container--mobile-order-0 background-- "> <div class="aem-Grid aem-Grid--12 aem-Grid--default--12 aem-Grid--phone--12 "> <div class="responsivegrid aem-GridColumn--default--none aem-GridColumn--phone--none aem-GridColumn--phone--12 aem-GridColumn aem-GridColumn--default--12 aem-GridColumn--offset--phone--0 aem-GridColumn--offset--default--0"> <div class="aem-Grid aem-Grid--12 aem-Grid--default--12 aem-Grid--phone--12 "> <div class="responsivegrid aem-GridColumn--default--none aem-GridColumn--phone--none aem-GridColumn--phone--12 aem-GridColumn aem-GridColumn--offset--phone--0 aem-GridColumn--offset--default--0 aem-GridColumn--default--4"> <div class="aem-Grid aem-Grid--4 aem-Grid--default--4 aem-Grid--phone--12 "> <div class="container responsivegrid aem-GridColumn--phone--12 aem-GridColumn aem-GridColumn--default--4"> <div data-cmp-is="container" id="container-e2fc78e960" data-overlap-top="0" data-overlap-bottom="0" class=" container container--padding-top-md container--padding-bottom-none container--padding-right-none container--padding-left-none container--row-spacing-none container--gridGutters-on container--mobile-order-0 background-- "> <div class="aem-Grid aem-Grid--4 aem-Grid--default--4 "> <div class="title aem-GridColumn aem-GridColumn--default--4"> <div id="title-de0b273d39" class="cmp-title"> <h5 class="cmp-title__text text--center colour-- h5">Get in touch</h5> </div> </div> <div class="text aem-GridColumn aem-GridColumn--default--4"> <div id="text-99b0eaffc0" class="cmp-text"> <p style=" text-align: center; ">For technical enquiries contact us</p> <p style=" text-align: center; ">8:30am - 6pm AEST Monday to Friday</p> </div> </div> <div class="spacer aem-GridColumn aem-GridColumn--default--4"> <div data-cmp-is="spacer" style=" --custom-xs: 0px; --custom-sm: 0px; --custom-md: 0px; --custom-lg: 0px; --custom-xl: 0px; " class=" Spacer Spacer--type-manual Spacer--preset-lg Spacer--direction-vertical Spacer--size-xs-inherit Spacer--size-sm-inherit Spacer--size-md-inherit Spacer--size-lg-inherit Spacer--size-xl-6 "> </div> </div> <div class="text aem-GridColumn aem-GridColumn--default--4"> <div id="text-29baf2007c" class="cmp-text"> <p style=" text-align: center; "><a href="https://www.cfs.com.au/about-us/contact-us/contact-details.html#employer-super">Contact us</a> <a href="tel:1300654666">Call 1300 654 666</a></p> </div> </div> </div> </div> </div> </div> </div> <div class="responsivegrid aem-GridColumn--default--none aem-GridColumn--phone--none aem-GridColumn--phone--12 aem-GridColumn aem-GridColumn--offset--phone--0 aem-GridColumn--offset--default--0 aem-GridColumn--default--4"> <div class="aem-Grid aem-Grid--4 aem-Grid--default--4 aem-Grid--phone--12 "> <div class="container responsivegrid aem-GridColumn--phone--12 aem-GridColumn aem-GridColumn--default--4"> <div data-cmp-is="container" id="container-d93eca82fd" data-overlap-top="0" data-overlap-bottom="0" class=" container container--padding-top-md container--padding-bottom-none container--padding-right-none container--padding-left-none container--row-spacing-none container--gridGutters-on container--mobile-order-0 background-- "> <div class="aem-Grid aem-Grid--4 aem-Grid--default--4 "> <div class="title aem-GridColumn aem-GridColumn--default--4"> <div id="title-0cfe7ad496" class="cmp-title"> <h5 class="cmp-title__text text--center colour-- h5">Contact a Relationship Manager</h5> </div> </div> <div class="text aem-GridColumn aem-GridColumn--default--4"> <div id="text-89fef72910" class="cmp-text"> <p style=" text-align: center; ">Need more information or support?</p> <p style=" text-align: center; "> </p> </div> </div> <div class="spacer aem-GridColumn aem-GridColumn--default--4"> <div data-cmp-is="spacer" style=" --custom-xs: 0px; --custom-sm: 0px; --custom-md: 0px; --custom-lg: 0px; --custom-xl: 0px; " class=" Spacer Spacer--type-manual Spacer--preset-lg Spacer--direction-vertical Spacer--size-xs-inherit Spacer--size-sm-inherit Spacer--size-md-inherit Spacer--size-lg-inherit Spacer--size-xl-6 "> </div> </div> <div class="text aem-GridColumn aem-GridColumn--default--4"> <div id="text-7d36e8d33b" class="cmp-text"> <p style=" text-align: center; "><a href="https://www.cfs.com.au/employer/first-choice-employer-super/corporate-super-specialists.html">View Team</a></p> </div> </div> </div> </div> </div> </div> </div> <div class="responsivegrid aem-GridColumn--default--none aem-GridColumn--phone--none aem-GridColumn--phone--12 aem-GridColumn aem-GridColumn--offset--phone--0 aem-GridColumn--offset--default--0 aem-GridColumn--default--4"> <div class="aem-Grid aem-Grid--4 aem-Grid--default--4 aem-Grid--phone--12 "> <div class="container responsivegrid aem-GridColumn--phone--12 aem-GridColumn aem-GridColumn--default--4"> <div data-cmp-is="container" id="container-25d55041da" data-overlap-top="0" data-overlap-bottom="0" class=" container container--padding-top-md container--padding-bottom-none container--padding-right-none container--padding-left-none container--row-spacing-none container--gridGutters-on container--mobile-order-0 background-- "> <div class="aem-Grid aem-Grid--4 aem-Grid--default--4 "> <div class="title aem-GridColumn aem-GridColumn--default--4"> <div id="title-8ff293236a" class="cmp-title"> <h5 class="cmp-title__text text--center colour-- h5">FirstNet Employer</h5> </div> </div> <div class="text aem-GridColumn aem-GridColumn--default--4"> <div id="text-bef022467f" class="cmp-text"> <p style=" text-align: center; ">Sign into our platforms.</p> <p style=" text-align: center; "> </p> </div> </div> <div class="spacer aem-GridColumn aem-GridColumn--default--4"> <div data-cmp-is="spacer" style=" --custom-xs: 0px; --custom-sm: 0px; --custom-md: 0px; --custom-lg: 0px; --custom-xl: 0px; " class=" Spacer Spacer--type-manual Spacer--preset-lg Spacer--direction-vertical Spacer--size-xs-inherit Spacer--size-sm-inherit Spacer--size-md-inherit Spacer--size-lg-inherit Spacer--size-xl-6 "> </div> </div> <div class="rawtext text aem-GridColumn aem-GridColumn--default--4"><div id="rawtext-3f616a8e54"><center><p><a href="https://www.colonialfirststate.com.au/firstnet/login.aspx?CompanyCode=001">Login</a></p></center></p> </div> </div> </div> </div> </div> </div> </div> </div> </div> </div> </div> </div> </div> </div> </div> </div> </div> </div> </div> </div> </div> </div> </div> <div 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left; ">Avanteos Investments Limited ABN 20 096 259 979, AFSL 245531 (AIL) is the issuer of FirstChoice Employer Super offered from the Colonial First State FirstChoice Superannuation Trust ABN 26 458 298 557. </p> <p style=" text-align: left; "> </p> <p style=" text-align: left; ">This webpage may include general advice but does not consider your individual objectives, financial situation, needs or tax circumstances. 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