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<!DOCTYPE HTML> <html lang="en"> <head> <meta charset="UTF-8"/> <title>Overview</title> <meta name="template" content="adviser-page"/> <meta name="viewport" content="width=device-width, initial-scale=1.0"/> <meta name="pageName" content="cfs:adviser:investments-adviser:overview"/> <meta property="date-published" content="Fri Nov 17 07:42:22 UTC 2023"/> <meta property="date-modified" content="Wed Dec 04 03:27:50 UTC 2024"/> <script defer="defer" type="text/javascript" src="/.rum/@adobe/helix-rum-js@%5E2/dist/rum-standalone.js"></script> <link rel="stylesheet" href="/etc.clientlibs/cfs-winged/clientlibs/clientlib-dependencies.lc-d41d8cd98f00b204e9800998ecf8427e-lc.min.css" type="text/css"> <link rel="stylesheet" href="/etc.clientlibs/cfs-winged/clientlibs/clientlib-site.lc-3e581f61a1d3193f43dd06d61b5b5cfa-lc.min.css" type="text/css"> <link rel="stylesheet" href="/etc.clientlibs/core/wcm/components/accordion/v1/accordion/clientlibs/site.lc-44a1783be8e88dc73188908af6c38c01-lc.min.css" 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class="wrapper"> <div class="Header__Top"> <div class="Header__MenuSelect"> <button title="Adviser" class="Header__MenuSelectButton" data-cmp-hook-header="selectOpen"> <span>Adviser</span> <i class="iconfont-chevron-down" aria-hidden="true"></i> </button> </div> <nav class="Header__SecondaryMenu" aria-label="Secondary"> <ul class="Header__SecondaryMenuList"> <li class="Header__SecondaryMenuItem"> <a class="Header__SecondaryMenuLink" href="/content/cfs-winged/au/en/about-us.html">About us</a> </li> <li class="Header__SecondaryMenuItem"> <a class="Header__SecondaryMenuLink" href="/content/cfs-winged/au/en/about-us/contact-us/contact-details.html">Contact us</a> </li> </ul> </nav> </div> </div> </div> <div class="Header__MenuSelectList_Container"> <div class="wrapper"> <div class="Header__MenuSelectList"> <button class="Header__MenuSelectListClear"> <span class="visually-hidden">Close search</span> <svg width="24" height="25" viewBox="0 0 24 25" fill="none"> <path d="M6 18.7031L18 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href="/content/cfs-winged/au/en/adviser/platform-adviser/products/managed-accounts/managed-account-solutions/cfs-edge-managed-accounts.html">Managed Accounts​</a> </li> <li class="Header__DrawerMenuItem"> <a class="Header__DrawerMenuLink" href="/content/dam/prospects/fs/7/8/fs7860.pdf">Super and Pension</a> </li> <li class="Header__DrawerMenuItem"> <a class="Header__DrawerMenuLink" href="/content/dam/prospects/fs/7/8/fs7859.pdf">Investments</a> </li> </ul> </nav> <nav class="Header__DrawerMenu" aria-label="FirstChoice "> <a class="Header__DrawerMenuHeading" href="/content/cfs-winged/au/en/adviser/products-platforms/platforms/firstchoice.html">FirstChoice </a> <ul class="Header__DrawerMenuList"> <li class="Header__DrawerMenuItem"> <a class="Header__DrawerMenuLink" href="/content/cfs-winged/au/en/adviser/products-platforms/platforms/firstchoice/firstchoice-managed-accounts.html">Managed Accounts</a> </li> <li class="Header__DrawerMenuItem"> <a class="Header__DrawerMenuLink" href="/content/cfs-winged/au/en/adviser/products-platforms/products/firstchoice-wholesale-personal-super.html">Wholesale Personal Super</a> </li> <li class="Header__DrawerMenuItem"> <a class="Header__DrawerMenuLink" href="/content/cfs-winged/au/en/adviser/products-platforms/products/firstchoice-wholesale-pension.html">Wholesale Pension</a> </li> <li class="Header__DrawerMenuItem"> <a class="Header__DrawerMenuLink" href="/content/cfs-winged/au/en/adviser/products-platforms/products/firstchoice-wholesale-investments.html">Wholesale Investments</a> </li> <li class="Header__DrawerMenuItem"> <a class="Header__DrawerMenuLink" href="/content/cfs-winged/au/en/adviser/products-platforms/products/firstchoice-employer-super.html">Employer Super</a> </li> <li class="Header__DrawerMenuItem"> <a class="Header__DrawerMenuLink" href="/content/cfs-winged/au/en/adviser/products-platforms/products/annuities-firstchoice.html">Annuities</a> </li> </ul> </nav> <nav class="Header__DrawerMenu" aria-label="FirstWrap "> <a class="Header__DrawerMenuHeading" href="/content/cfs-winged/au/en/adviser/products-platforms/platforms/firstwrap.html">FirstWrap </a> <ul class="Header__DrawerMenuList"> <li class="Header__DrawerMenuItem"> <a class="Header__DrawerMenuLink" href="https://www.cfs.com.au/content/dam/prospects/fs/4/1/fs4106.pdf">Plus Super and Pension </a> </li> <li class="Header__DrawerMenuItem"> <a class="Header__DrawerMenuLink" href="https://www.cfs.com.au/content/dam/prospects/fs/4/1/fs4102.pdf">Plus Investments</a> </li> </ul> </nav> </div> <div class="aem-Grid aem-Grid--xs--12"> </div> </div> </div> </div> <button class="Header__DrawerClose" data-cmp-hook-header="megamenuClose"> <span>Close menu</span> <i class="iconfont-close" aria-hidden="true"></i> </button> </div> </div> <div class="Header__SubMenus"> <!-- START second level --> <div class="Header__SubMenu" data-id="Platforms" data-level="1" data-active="false"> <div class="Header__SubMenuBack"> <button data-cmp-hook-header="mobileMenuBack"> <i class="iconfont-chevron-down" aria-hidden="true"></i> <span>Back</span> </button> </div> <ul class="Header__SubMenuList"> <li class="Header__SubMenuItem" data-level="1" data-has-children="true"> <a data-cmp-hook-header="mobileMenuItem" data-target-id="-Platform solutions" href="/content/cfs-winged/au/en/adviser/platforms.html" class="Header__SubMenuHeading"> <span>Platform solutions</span> <!-- <i class="iconfont-chevron-down" aria-hidden="true" data-sly-test="true"></i> --> </a> </li> <!-- Second Leavel Expanding the thirdlevel items in the second level --> <li class="Header__SubMenuItem"> <a class="Header__SubMenuLink" href="/content/cfs-winged/au/en/adviser/platform-adviser/products/managed-accounts.html"> <span>Managed accounts</span> </a> </li> <li class="Header__SubMenuItem" data-level="1" data-has-children="true"> <a data-cmp-hook-header="mobileMenuItem" data-target-id="-CFS Edge " href="/content/cfs-winged/au/en/cfsedge.html" class="Header__SubMenuHeading"> <span>CFS Edge </span> <!-- <i class="iconfont-chevron-down" aria-hidden="true" data-sly-test="true"></i> --> </a> </li> <!-- Second Leavel Expanding the thirdlevel items in the second level --> <li class="Header__SubMenuItem"> <a class="Header__SubMenuLink" href="/content/cfs-winged/au/en/adviser/platform-adviser/products/managed-accounts/managed-account-solutions/cfs-edge-managed-accounts.html"> <span>Managed Accounts​</span> </a> </li> <li class="Header__SubMenuItem"> <a class="Header__SubMenuLink" href="/content/dam/prospects/fs/7/8/fs7860.pdf"> <span>Super and Pension</span> </a> </li> <li class="Header__SubMenuItem"> <a class="Header__SubMenuLink" href="/content/dam/prospects/fs/7/8/fs7859.pdf"> <span>Investments</span> </a> </li> <li class="Header__SubMenuItem" data-level="1" data-has-children="true"> <a data-cmp-hook-header="mobileMenuItem" data-target-id="-FirstChoice " href="/content/cfs-winged/au/en/adviser/products-platforms/platforms/firstchoice.html" class="Header__SubMenuHeading"> <span>FirstChoice </span> <!-- <i class="iconfont-chevron-down" aria-hidden="true" data-sly-test="true"></i> --> </a> </li> <!-- Second Leavel Expanding the thirdlevel items in the second level --> <li class="Header__SubMenuItem"> <a class="Header__SubMenuLink" href="/content/cfs-winged/au/en/adviser/products-platforms/platforms/firstchoice/firstchoice-managed-accounts.html"> <span>Managed Accounts</span> </a> </li> <li class="Header__SubMenuItem"> <a class="Header__SubMenuLink" href="/content/cfs-winged/au/en/adviser/products-platforms/products/firstchoice-wholesale-personal-super.html"> <span>Wholesale Personal Super</span> </a> </li> <li class="Header__SubMenuItem"> <a class="Header__SubMenuLink" href="/content/cfs-winged/au/en/adviser/products-platforms/products/firstchoice-wholesale-pension.html"> <span>Wholesale Pension</span> </a> </li> <li class="Header__SubMenuItem"> <a class="Header__SubMenuLink" href="/content/cfs-winged/au/en/adviser/products-platforms/products/firstchoice-wholesale-investments.html"> <span>Wholesale Investments</span> </a> </li> <li class="Header__SubMenuItem"> <a class="Header__SubMenuLink" href="/content/cfs-winged/au/en/adviser/products-platforms/products/firstchoice-employer-super.html"> <span>Employer Super</span> </a> </li> <li class="Header__SubMenuItem"> <a class="Header__SubMenuLink" href="/content/cfs-winged/au/en/adviser/products-platforms/products/annuities-firstchoice.html"> <span>Annuities</span> </a> </li> <li class="Header__SubMenuItem" data-level="1" data-has-children="true"> <a data-cmp-hook-header="mobileMenuItem" data-target-id="-FirstWrap " href="/content/cfs-winged/au/en/adviser/products-platforms/platforms/firstwrap.html" class="Header__SubMenuHeading"> <span>FirstWrap </span> <!-- <i class="iconfont-chevron-down" aria-hidden="true" data-sly-test="true"></i> --> </a> </li> 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</ul> </div> <!-- END second level --> <!-- START third level --> <!-- <sly data-sly-list="au.com.cfs.winged.core.models.pojo.Drawer@59264f36"> <sly data-sly-list.subMenu=""> <div class="Header__SubMenu" data-id="-" data-level="2" data-active="false"> <div class="Header__SubMenuBack"> <button data-cmp-hook-header="mobileMenuBack"> <i class="iconfont-chevron-down" aria-hidden="true"></i> <span>Back</span> </button> </div> <ul class="Header__SubMenuList" data-sly-list.subMenuItem=""> <li class="Header__SubMenuItem"> <a x-cq-linkchecker="valid" class="Header__SubMenuLink" href=""> <span></span> </a> </li> </ul> </div> </sly> </sly>--> <!-- END third level --> </div> </li> <li class="Header__PrimaryMenuItem" data-cmp-hook-header="megamenuItem" data-active="false" data-has-children="true"> <div class="Header__PrimaryMenuButton"> <button x-cq-linkchecker="valid" data-cmp-hook-header="megamenuOpen" data-target-id="Investments"> <span>Investments</span> <i class="iconfont-chevron-down" aria-hidden="true"></i> </button> </div> <div class="Header__Drawer"> <div class="Header__DrawerContainer"> <div class="aem-Grid aem-Grid--xs--12"> <div class="aem-GridColumn aem-GridColumn--offset--xs--0 aem-GridColumn--xs--12"> <div class="Header__DrawerWrapper"> <div class="aem-Grid aem-Grid--xs--12"> </div> <div class="Header__DrawerMenuContainer Header__DrawerMenuContainer--row"> <nav class="Header__DrawerMenu" aria-label="Investment solutions"> <a class="Header__DrawerMenuHeading" href="/content/cfs-winged/au/en/adviser/investments/overview.html">Investment solutions</a> <ul class="Header__DrawerMenuList"> <li class="Header__DrawerMenuItem"> <a class="Header__DrawerMenuLink" href="/content/cfs-winged/au/en/adviser/investments-adviser/investment-solutions/australian-equities.html">Asset classes</a> </li> <li class="Header__DrawerMenuItem"> <a class="Header__DrawerMenuLink" href="/content/cfs-winged/au/en/adviser/investments-adviser/investment-solutions/strategies/index-strategies.html">Strategies</a> </li> <li class="Header__DrawerMenuItem"> <a class="Header__DrawerMenuLink" href="/content/cfs-winged/au/en/adviser/investments-adviser/managed-accounts.html">Managed accounts</a> </li> <li class="Header__DrawerMenuItem"> <a class="Header__DrawerMenuLink" href="/content/cfs-winged/au/en/adviser/investments-adviser/investment-managers/colonial-first-state-investments.html">CFS Investment team</a> </li> </ul> </nav> <nav class="Header__DrawerMenu" aria-label="Alliance partners"> <a class="Header__DrawerMenuHeading" href="/content/cfs-winged/au/en/adviser/investments-adviser/alliance-partners/overview.html">Alliance partners</a> <ul class="Header__DrawerMenuList"> <li class="Header__DrawerMenuItem"> <a class="Header__DrawerMenuLink" href="/content/cfs-winged/au/en/adviser/investments/investment-managers/aspect-capital.html"> Aspect Capital </a> </li> <li class="Header__DrawerMenuItem"> <a class="Header__DrawerMenuLink" href="/content/cfs-winged/au/en/adviser/investments/investment-managers/baillie-gifford.html">Baillie Gifford </a> </li> <li class="Header__DrawerMenuItem"> <a class="Header__DrawerMenuLink" href="/content/cfs-winged/au/en/adviser/investments-adviser/investment-managers/cohen-steers.html">Cohen &amp; Steers</a> </li> <li class="Header__DrawerMenuItem"> <a class="Header__DrawerMenuLink" href="/content/cfs-winged/au/en/adviser/investments-adviser/investment-partners/fortlake-manager-overview.html">Fortlake Asset Management</a> </li> <li class="Header__DrawerMenuItem"> <a class="Header__DrawerMenuLink" href="/content/cfs-winged/au/en/adviser/investments/investment-managers/generation-investment-management.html">Generation Investment Management</a> </li> </ul> </nav> <nav class="Header__DrawerMenu" aria-label="Resources"> <a class="Header__DrawerMenuHeading" href="/content/cfs-winged/au/en/adviser/tools-resources.html">Resources</a> <ul class="Header__DrawerMenuList"> <li class="Header__DrawerMenuItem"> <a class="Header__DrawerMenuLink" href="/content/cfs-winged/au/en/adviser/resources/prices-performance/performance-reports.html">Performance reports </a> </li> <li class="Header__DrawerMenuItem"> <a class="Header__DrawerMenuLink" href="/content/cfs-winged/au/en/adviser/investments-adviser/resources/platform-availability.html">Ratings and platform availability </a> </li> <li class="Header__DrawerMenuItem"> <a class="Header__DrawerMenuLink" href="/content/cfs-winged/au/en/adviser/investments-adviser/investment-solutions/colonial-first-state/portfolio-changes.html">Portfolio changes </a> </li> <li class="Header__DrawerMenuItem"> <a class="Header__DrawerMenuLink" href="/content/cfs-winged/au/en/personal/tools-resources/tools-calculators/product-disclosure-statements.html">Product Disclosure Statements</a> </li> <li 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href="/content/cfs-winged/au/en/adviser/investments/overview.html" class="Header__SubMenuHeading"> <span>Investment solutions</span> <!-- <i class="iconfont-chevron-down" aria-hidden="true" data-sly-test="true"></i> --> </a> </li> <!-- Second Leavel Expanding the thirdlevel items in the second level --> <li class="Header__SubMenuItem"> <a class="Header__SubMenuLink" href="/content/cfs-winged/au/en/adviser/investments-adviser/investment-solutions/australian-equities.html"> <span>Asset classes</span> </a> </li> <li class="Header__SubMenuItem"> <a class="Header__SubMenuLink" href="/content/cfs-winged/au/en/adviser/investments-adviser/investment-solutions/strategies/index-strategies.html"> <span>Strategies</span> </a> </li> <li class="Header__SubMenuItem"> <a class="Header__SubMenuLink" href="/content/cfs-winged/au/en/adviser/investments-adviser/managed-accounts.html"> <span>Managed accounts</span> </a> </li> <li class="Header__SubMenuItem"> <a class="Header__SubMenuLink" href="/content/cfs-winged/au/en/adviser/investments-adviser/investment-managers/colonial-first-state-investments.html"> <span>CFS Investment team</span> </a> </li> <li class="Header__SubMenuItem" data-level="1" data-has-children="true"> <a data-cmp-hook-header="mobileMenuItem" data-target-id="-Alliance partners" href="/content/cfs-winged/au/en/adviser/investments-adviser/alliance-partners/overview.html" class="Header__SubMenuHeading"> <span>Alliance partners</span> <!-- <i class="iconfont-chevron-down" aria-hidden="true" data-sly-test="true"></i> --> </a> </li> <!-- Second Leavel Expanding the thirdlevel items in the second level --> <li class="Header__SubMenuItem"> <a class="Header__SubMenuLink" href="/content/cfs-winged/au/en/adviser/investments/investment-managers/aspect-capital.html"> <span> Aspect Capital </span> </a> </li> <li class="Header__SubMenuItem"> <a class="Header__SubMenuLink" href="/content/cfs-winged/au/en/adviser/investments/investment-managers/baillie-gifford.html"> 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aem-GridColumn--offset--phone--0 aem-GridColumn--offset--default--1"> <div id="title-e2b780989e" class="cmp-title"> <h2 class="cmp-title__text text--center colour-- h2">Expertise you can rely on </h2> </div> </div> <div class="text aem-GridColumn--default--none aem-GridColumn aem-GridColumn--default--10 aem-GridColumn--offset--default--1"> <div id="text-deed7e2891" class="cmp-text"> <p style=" text-align: center; "><span class="colour--grey-1"><span class="p2">Tap into the brain power of Australia’s leading investment minds. </span></span></p> </div> </div> <div class="imageandtext teaser aem-GridColumn--default--none aem-GridColumn aem-GridColumn--default--10 aem-GridColumn--offset--default--1"><div class="ImageAndText ImageAndText--position-image_left" id="imageandtext-250f76ed63"> <div class="ImageAndText__Container wrapper"> <figure class="ImageAndText__Image"> <img src="/content/dam/cfs-winged/images/Jonathan_043.jpg"/> </figure> <div class="ImageAndText__Content"> <div class="ImageAndText__ContentInner rte"> <h4 class="h4"></h4> <h2 class="h2"></h2> <div class="p2"><h3>Meet our CIO Jonathan Armitage and his expert team </h3> <p> </p> <p>“How we make money in the next decade will be different to how we made money in the last 20 years.”<br /> </p> </div> <div><div class="textandbuttons section"> <div class=" TextAndButtons TextAndButtons--alignment-left"> <div class="container"> <div class="wrapper"> <div class="TextAndButtons__Buttons"> <div class="TextAndButtons__Button"> <a data-tracker-locationid="Meet the team" href="/content/cfs-winged/au/en/adviser/investments-adviser/investment-managers/colonial-first-state-investments.html" data-theme="black" class=" Button Button--theme-black Button--type-solid "> <span class="Button__Label"> Meet the team </span> </a> </div> <div class="TextAndButtons__Button"> <a data-tracker-locationid="Market updates" href="/content/cfs-winged/au/en/adviser/resources/adviser-market-updates-insights-news.html" 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container--gridGutters-on container--mobile-order-0 background--grey-4 "> <div class="margin"> <div class="wrapper"> <div class="aem-Grid aem-Grid--12 aem-Grid--tablet--12 aem-Grid--default--12 aem-Grid--phone--12 "> <div class="title aem-GridColumn--tablet--12 aem-GridColumn--offset--tablet--0 aem-GridColumn--default--none aem-GridColumn--phone--none aem-GridColumn--phone--12 aem-GridColumn--tablet--none aem-GridColumn aem-GridColumn--default--8 aem-GridColumn--offset--default--2 aem-GridColumn--offset--phone--0"> <div id="title-35f5ad9712" class="cmp-title"> <h2 class="cmp-title__text text--center colour-- h2">Everything you need to succeed </h2> </div> </div> <div class="three-column-container container responsivegrid aem-GridColumn--default--none aem-GridColumn aem-GridColumn--default--12 aem-GridColumn--offset--default--0"> <div data-cmp-is="container" id="three-column-container-e188e7781a" data-overlap-top="0" data-overlap-bottom="0" class=" container container--padding-top-md 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rte"><p><sup>1</sup>The rating issued 10/2023 FSF1086AU, are published by <a href="https://www.lonsec.com.au/">Lonsec Research Pty Ltd</a> ABN 11 151 658 561 AFSL 421 445 (Lonsec). Ratings are general advice only, and have been prepared without taking account of your objectives, financial situation or needs. Consider your personal circumstances, read the product disclosure statement and seek independent financial advice before investing. The rating is not a recommendation to purchase, sell or hold any product. Past performance information is not indicative of future performance. Ratings are subject to change without notice and Lonsec assumes no obligation to update. Lonsec uses objective criteria and receives a fee from the Fund Manager. Visit lonsec.com.au for ratings information and to access the full report. © 2023 Lonsec. All rights reserved.</p> <p> </p> <p><sup>2</sup>RIAA’s RI Certification Symbol signifies that a product or service offers an investment style that takes into account environmental, social, governance or ethical considerations. The Symbol also signifies that CFS Thrive&#43; Sustainable Growth adheres to the operational and disclosure practices required under the Responsible Investment Certification Program for the category of Product. The Certification Symbol is a Trademark of the Responsible Investment Association Australasia (RIAA). Detailed information about RIAA, the Symbol and CFS Thrive&#43; Sustainable Growth’s methodology, performance and stock holdings can be found at <a data-tracker-locationid="cfs | disclaimer1-wwwresponsiblereturnscomau" href="https://www.responsiblereturns.com.au/" target="_blank" rel="noopener noreferrer">www.responsiblereturns.com.au</a>, together with details about other responsible investment products certified by RIAA. <br /> </p> <p> </p> <p> </p> <p>Adviser use only. Information on this webpage is provided by Avanteos Investments Limited ABN 20 096 259 979, AFSL 245531 and Colonial First State Investments Limited ABN 98 002 348 352, AFSL 232468. It may include general advice but does not consider anyone’s individual objectives, financial situation, needs or tax circumstances. You should read the relevant Product Disclosure Statements (PDSs), Investor Directed Portfolio Service Guides (IDPS Guides) and Financial Services Guides (FSGs) before making any recommendations to a client. 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