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aria-label="Co-branded Credit Cards">Co-branded Credit Cards</a></li><li class="text-sm ml-6 pt-1 pb-1"><a class="inline-flex hover:underline no-underline text-bbBlue" href="/credit-card/rbl-bank-bankbazaar-savemax-credit-card.html" title="RBL SaveMax Credit Card" aria-label="RBL SaveMax Credit Card">RBL SaveMax Credit Card</a></li><li class="text-sm ml-6 pt-1 pb-1"><a class="inline-flex hover:underline no-underline text-bbBlue" href="/credit-card/finbooster-yes-bank-bankbazaar-co-branded-credit-card.html " title="Yes Bank FinBooster Credit Card" aria-label="Yes Bank FinBooster Credit Card">Yes Bank FinBooster Credit Card</a></li><li class="text-sm ml-6 pt-1 pb-1"><a class="inline-flex hover:underline no-underline text-bbBlue" href="/hdfc-credit-card.html" title="HDFC Credit Cards" aria-label="HDFC Credit Cards">HDFC Credit Cards</a></li><li class="text-sm ml-6 pt-1 pb-1"><a class="inline-flex hover:underline no-underline text-bbBlue" href="/sbi-credit-card.html" title="SBI Credit Cards" aria-label="SBI Credit Cards">SBI Credit Cards</a></li><li class="text-sm ml-6 pt-1 pb-1"><a class="inline-flex hover:underline no-underline text-bbBlue" href="/indusind-credit-card.html" title="Indusind Bank Credit cards" aria-label="Indusind Bank Credit cards">Indusind Bank Credit cards</a></li><li class="text-sm ml-6 pt-1 pb-1"><a class="inline-flex hover:underline no-underline text-bbBlue" href="/credit-card/top-10-credit-cards-in-india.html" title="Top 10 Credit Cards" aria-label="Top 10 Credit Cards">Top 10 Credit Cards</a></li></ul></div></details></div><div class="border bg-transparent hover:bg-transparent text-sm"><details name="accordion" class="px-4 py-4"><summary class="cursor-pointer block relative"><strong><svg xmlns="http://www.w3.org/2000/svg" width="24" height="24" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-school mr-2 h-full"><path d="M14 22v-4a2 2 0 1 0-4 0v4"></path><path d="m18 10 4 2v8a2 2 0 0 1-2 2H4a2 2 0 0 1-2-2v-8l4-2"></path><path d="M18 5v17"></path><path d="m4 6 8-4 8 4"></path><path d="M6 5v17"></path><circle cx="12" cy="9" r="2"></circle></svg>Home Loans <span class="accordion-arrow absolute right-2.5"><svg xmlns="http://www.w3.org/2000/svg" width="24" height="24" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-chevron-down"><path d="m6 9 6 6 6-6"></path></svg></span></strong></summary><div class="py-2.5"><ul class="list-none "><li class="text-sm ml-6 pt-1 pb-1"><a class="inline-flex hover:underline no-underline text-bbBlue" href="/home-loan.html" title="Compare Home Loans" aria-label="Compare Home Loans">Compare Home Loans</a></li><li class="text-sm ml-6 pt-1 pb-1"><a class="inline-flex hover:underline no-underline text-bbBlue" href="/home-loan/emi-calculator.html" title="Home Loan Calculator" aria-label="Home Loan Calculator">Home Loan Calculator</a></li><li class="text-sm ml-6 pt-1 pb-1"><a class="inline-flex hover:underline no-underline text-bbBlue" href="/home-loan-interest-rate.html" title="Home Loan Interest Rates" aria-label="Home Loan Interest Rates">Home Loan Interest Rates</a></li><li class="text-sm ml-6 pt-1 pb-1"><a class="inline-flex hover:underline no-underline text-bbBlue" href="/home-loan-eligibility.html" title="Home Loan Eligibility" aria-label="Home Loan Eligibility">Home Loan Eligibility</a></li><li class="text-sm ml-6 pt-1 pb-1"><a class="inline-flex hover:underline no-underline text-bbBlue" href="/home-loan-balance-transfer.html" title="Home Loan Transfer" aria-label="Home Loan Transfer">Home Loan Transfer</a></li><li class="text-sm ml-6 pt-1 pb-1"><a class="inline-flex hover:underline no-underline text-bbBlue" href="/home-loan/pradhan-mantri-awas-yojana.html" title="PMAY" aria-label="PMAY">PMAY</a></li><li class="text-sm ml-6 pt-1 pb-1"><a class="inline-flex hover:underline no-underline text-bbBlue" href="/sbi-home-loan.html" title="SBI Home Loan" aria-label="SBI Home Loan">SBI Home Loan</a></li><li class="text-sm ml-6 pt-1 pb-1"><a class="inline-flex hover:underline no-underline text-bbBlue" href="/hdfc-home-loan.html" title="HDFC Home Loan" aria-label="HDFC Home Loan">HDFC Home Loan</a></li></ul></div></details></div><div class="border bg-transparent hover:bg-transparent text-sm"><details name="accordion" class="px-4 py-4"><summary class="cursor-pointer block relative"><strong><svg xmlns="http://www.w3.org/2000/svg" width="24" height="24" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-indian-rupee mr-2 h-full"><path d="M6 3h12"></path><path d="M6 8h12"></path><path d="m6 13 8.5 8"></path><path d="M6 13h3"></path><path d="M9 13c6.667 0 6.667-10 0-10"></path></svg>Personal Loans <span class="accordion-arrow absolute right-2.5"><svg xmlns="http://www.w3.org/2000/svg" width="24" height="24" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-chevron-down"><path d="m6 9 6 6 6-6"></path></svg></span></strong></summary><div class="py-2.5"><ul class="list-none "><li class="text-sm ml-6 pt-1 pb-1"><a class="inline-flex hover:underline no-underline text-bbBlue" href="/personal-loan.html" title="Compare Personal Loans" aria-label="Compare Personal Loans">Compare Personal Loans</a></li><li class="text-sm ml-6 pt-1 pb-1"><a class="inline-flex hover:underline no-underline text-bbBlue" href="/personal-loan/emi-calculator.html" title="Personal Loan Calculator" aria-label="Personal Loan Calculator">Personal Loan Calculator</a></li><li class="text-sm ml-6 pt-1 pb-1"><a class="inline-flex hover:underline no-underline text-bbBlue" href="/personal-loan-interest-rate.html" title="Personal Loan Interest Rates" aria-label="Personal Loan Interest Rates">Personal Loan Interest Rates</a></li><li class="text-sm ml-6 pt-1 pb-1"><a class="inline-flex hover:underline no-underline text-bbBlue" href="/personal-loan-eligibility.html" title="Personal Loan Eligibility" aria-label="Personal Loan Eligibility">Personal Loan Eligibility</a></li><li class="text-sm ml-6 pt-1 pb-1"><a class="inline-flex hover:underline no-underline text-bbBlue" href="/sbi-personal-loan.html" title="SBI Personal Loan" aria-label="SBI Personal Loan">SBI Personal Loan</a></li><li class="text-sm ml-6 pt-1 pb-1"><a class="inline-flex hover:underline no-underline text-bbBlue" href="/hdfc-personal-loan.html" title="HDFC Personal Loan" aria-label="HDFC Personal Loan">HDFC Personal Loan</a></li></ul></div></details></div><div class="border bg-transparent hover:bg-transparent text-sm"><details name="accordion" class="px-4 py-4"><summary class="cursor-pointer block relative"><strong><svg xmlns="http://www.w3.org/2000/svg" width="24" height="24" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-indian-rupee mr-2 h-full"><path d="M6 3h12"></path><path d="M6 8h12"></path><path d="m6 13 8.5 8"></path><path d="M6 13h3"></path><path d="M9 13c6.667 0 6.667-10 0-10"></path></svg>Other Loans <span class="accordion-arrow absolute right-2.5"><svg xmlns="http://www.w3.org/2000/svg" width="24" height="24" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-chevron-down"><path d="m6 9 6 6 6-6"></path></svg></span></strong></summary><div class="py-2.5"><ul class="list-none "><li class="text-sm ml-6 pt-1 pb-1"><a class="inline-flex hover:underline no-underline text-bbBlue" href="/car-loan.html" title="Car Loan" aria-label="Car Loan">Car Loan</a></li><li class="text-sm ml-6 pt-1 pb-1"><a class="inline-flex hover:underline no-underline text-bbBlue" href="/two-wheeler-loan.html" title="Two Wheeler Loan" aria-label="Two Wheeler Loan">Two Wheeler Loan</a></li><li class="text-sm ml-6 pt-1 pb-1"><a class="inline-flex hover:underline no-underline text-bbBlue" href="/education-loan.html" title="Education Loan" aria-label="Education Loan">Education Loan</a></li><li class="text-sm ml-6 pt-1 pb-1"><a class="inline-flex hover:underline no-underline text-bbBlue" href="/gold-loan.html" title="Gold Loan" aria-label="Gold Loan">Gold Loan</a></li><li class="text-sm ml-6 pt-1 pb-1"><a class="inline-flex hover:underline no-underline text-bbBlue" href="/home-loan/loan-against-property.html" title="Loan Against Property" aria-label="Loan Against Property">Loan Against Property</a></li></ul></div></details></div><div class="border bg-transparent hover:bg-transparent text-sm"><details name="accordion" class="px-4 py-4"><summary class="cursor-pointer block relative"><strong><svg xmlns="http://www.w3.org/2000/svg" width="24" height="24" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-calculator mr-2 h-full"><rect width="16" height="20" x="4" y="2" rx="2"></rect><line x1="8" x2="16" y1="6" y2="6"></line><line x1="16" x2="16" y1="14" y2="18"></line><path d="M16 10h.01"></path><path d="M12 10h.01"></path><path d="M8 10h.01"></path><path d="M12 14h.01"></path><path d="M8 14h.01"></path><path d="M12 18h.01"></path><path d="M8 18h.01"></path></svg>Calculators <span class="accordion-arrow absolute right-2.5"><svg xmlns="http://www.w3.org/2000/svg" width="24" height="24" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-chevron-down"><path d="m6 9 6 6 6-6"></path></svg></span></strong></summary><div class="py-2.5"><ul class="list-none "><li class="text-sm ml-6 pt-1 pb-1"><a class="inline-flex hover:underline no-underline text-bbBlue" href="/finance-tools/emi-calculator.html" title="EMI Calculator" aria-label="EMI Calculator">EMI Calculator</a></li><li class="text-sm ml-6 pt-1 pb-1"><a class="inline-flex hover:underline no-underline text-bbBlue" href="/home-loan/emi-calculator.html" title="Home Loan EMI Calculator" aria-label="Home Loan EMI Calculator">Home Loan EMI Calculator</a></li><li class="text-sm ml-6 pt-1 pb-1"><a class="inline-flex hover:underline no-underline text-bbBlue" href="/personal-loan/emi-calculator.html" title="Personal Loan EMI Calculator" aria-label="Personal Loan EMI Calculator">Personal Loan EMI Calculator</a></li><li class="text-sm ml-6 pt-1 pb-1"><a class="inline-flex hover:underline no-underline text-bbBlue" href="/car-loan/emi-calculator.html" title="Car Loan EMI Calculator" aria-label="Car Loan EMI Calculator">Car Loan EMI Calculator</a></li><li class="text-sm ml-6 pt-1 pb-1"><a class="inline-flex hover:underline no-underline text-bbBlue" href="/tax/income-tax-calculator.html" title="Income Tax Calculator" aria-label="Income Tax Calculator">Income Tax Calculator</a></li><li class="text-sm ml-6 pt-1 pb-1"><a class="inline-flex hover:underline no-underline text-bbBlue" href="/fixed-deposit/fd-calculator.html" title="FD Calculator" aria-label="FD Calculator">FD Calculator</a></li><li class="text-sm ml-6 pt-1 pb-1"><a class="inline-flex hover:underline no-underline text-bbBlue" href="/recurring-deposit/rd-interest-calculator.html" title="RD Calculator" aria-label="RD Calculator">RD Calculator</a></li><li class="text-sm ml-6 pt-1 pb-1"><a class="inline-flex hover:underline no-underline text-bbBlue" href="/calculators.html" title="All Financial Calculators" aria-label="All Financial Calculators">All Financial Calculators</a></li></ul></div></details></div><div class="border bg-transparent hover:bg-transparent text-sm"><details name="accordion" class="px-4 py-4"><summary class="cursor-pointer block relative"><strong><svg xmlns="http://www.w3.org/2000/svg" width="24" height="24" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-indian-rupee mr-2 h-full"><path d="M6 3h12"></path><path d="M6 8h12"></path><path d="m6 13 8.5 8"></path><path d="M6 13h3"></path><path d="M9 13c6.667 0 6.667-10 0-10"></path></svg>Investments <span class="accordion-arrow absolute right-2.5"><svg xmlns="http://www.w3.org/2000/svg" width="24" height="24" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-chevron-down"><path d="m6 9 6 6 6-6"></path></svg></span></strong></summary><div class="py-2.5"><ul class="list-none "><li class="text-sm ml-6 pt-1 pb-1"><a class="inline-flex hover:underline no-underline text-bbBlue" href="/fixed-deposit-rate.html" title="Fixed Deposit" aria-label="Fixed Deposit">Fixed Deposit</a></li><li class="text-sm ml-6 pt-1 pb-1"><a class="inline-flex hover:underline no-underline text-bbBlue" href="/recurring-deposit-rates.html" title="Recurring Deposit" aria-label="Recurring Deposit">Recurring Deposit</a></li><li class="text-sm ml-6 pt-1 pb-1"><a class="inline-flex hover:underline no-underline text-bbBlue" href="/savings-account.html" title="Savings Account" aria-label="Savings Account">Savings Account</a></li><li class="text-sm ml-6 pt-1 pb-1"><a class="inline-flex hover:underline no-underline text-bbBlue" href="/saving-schemes.html" title="Saving Schemes" aria-label="Saving Schemes">Saving Schemes</a></li><li class="text-sm ml-6 pt-1 pb-1"><a class="inline-flex hover:underline no-underline text-bbBlue" href="/gold-rate-india.html" title="Gold Rate" aria-label="Gold Rate">Gold Rate</a></li><li class="text-sm ml-6 pt-1 pb-1"><a class="inline-flex hover:underline no-underline text-bbBlue" href="/silver-rate-india.html" title="Silver Rate" aria-label="Silver Rate">Silver Rate</a></li><li class="text-sm ml-6 pt-1 pb-1"><a class="inline-flex hover:underline no-underline text-bbBlue" href="/mutual-fund.html" title="Mutual Funds" aria-label="Mutual Funds">Mutual Funds</a></li></ul></div></details></div><span><a href="/credit-score.html" class="inline-flex items-center justify-center whitespace-nowrap rounded-md text-sm ring-offset-white transition-colors focus-visible:outline-none focus-visible:ring-slate-950 focus-visible:ring-offset-2 disabled:pointer-events-none disabled:opacity-50 dark:ring-offset-slate-950 dark:focus-visible:ring-slate-300 dark:bg-slate-50 dark:text-slate-900 dark:hover:bg-slate-50/90 px-4 minW-auto bg-inherit text-inherit hover:bg-inherit no-underline h-auto text-wrap font-medium focus-visible:ring-0 w-full py-4"><svg xmlns="http://www.w3.org/2000/svg" width="24" height="24" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-wallet-cards mr-2 h-full"><rect width="18" height="18" x="3" y="3" rx="2"></rect><path d="M3 9a2 2 0 0 1 2-2h14a2 2 0 0 1 2 2"></path><path d="M3 11h3c.8 0 1.6.3 2.1.9l1.1.9c1.6 1.6 4.1 1.6 5.7 0l1.1-.9c.5-.5 1.3-.9 2.1-.9H21"></path></svg><span class="flex-auto "><strong><p class="text-sm ">Credit Score</p></strong></span><img src="https://static.bankbazaar.com/images/common/bbicons-menu-free-badge.webp" alt="FREE" title="FREE" width="40" height="20" style="max-width:100%;display:inline"/></a></span><div class="border bg-transparent hover:bg-transparent text-sm"><details name="accordion" class="px-4 py-4"><summary class="cursor-pointer block relative"><strong><svg xmlns="http://www.w3.org/2000/svg" width="24" height="24" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-file-text mr-2 h-full"><path d="M15 2H6a2 2 0 0 0-2 2v16a2 2 0 0 0 2 2h12a2 2 0 0 0 2-2V7Z"></path><path d="M14 2v4a2 2 0 0 0 2 2h4"></path><path d="M10 9H8"></path><path d="M16 13H8"></path><path d="M16 17H8"></path></svg>Govt. Utility Documents <span class="accordion-arrow absolute right-2.5"><svg xmlns="http://www.w3.org/2000/svg" width="24" height="24" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-chevron-down"><path d="m6 9 6 6 6-6"></path></svg></span></strong></summary><div class="py-2.5"><ul class="list-none "><li class="text-sm ml-6 pt-1 pb-1"><a class="inline-flex hover:underline no-underline text-bbBlue" href="/pan-card.html" title="Pan Card" aria-label="Pan Card">Pan Card</a></li><li class="text-sm ml-6 pt-1 pb-1"><a class="inline-flex hover:underline no-underline text-bbBlue" href="/aadhar-card.html" title="Aadhaar Card" aria-label="Aadhaar Card">Aadhaar Card</a></li><li class="text-sm ml-6 pt-1 pb-1"><a class="inline-flex hover:underline no-underline text-bbBlue" href="/voter-id.html" title="Voter ID" aria-label="Voter ID">Voter ID</a></li><li class="text-sm ml-6 pt-1 pb-1"><a class="inline-flex hover:underline no-underline text-bbBlue" href="/electricity-bill.html" title="Electricity Bill" aria-label="Electricity Bill">Electricity Bill</a></li><li class="text-sm ml-6 pt-1 pb-1"><a class="inline-flex hover:underline no-underline text-bbBlue" href="/driving-licence.html" title="Driving Licence" aria-label="Driving Licence">Driving Licence</a></li><li class="text-sm ml-6 pt-1 pb-1"><a class="inline-flex hover:underline no-underline text-bbBlue" href="/passport.html" title="Passport" aria-label="Passport">Passport</a></li><li class="text-sm ml-6 pt-1 pb-1"><a class="inline-flex hover:underline no-underline text-bbBlue" href="/visa.html" title="Visa" aria-label="Visa">Visa</a></li><li class="text-sm ml-6 pt-1 pb-1"><a class="inline-flex hover:underline no-underline text-bbBlue" href="/gas-connection.html" title="Gas Connection" aria-label="Gas Connection">Gas Connection</a></li><li class="text-sm ml-6 pt-1 pb-1"><a class="inline-flex hover:underline no-underline text-bbBlue" href="/ration-card.html" title="Ration Card" aria-label="Ration Card">Ration Card</a></li></ul></div></details></div><span><a href="/getapp.html" class="inline-flex items-center justify-center whitespace-nowrap rounded-md text-sm ring-offset-white transition-colors focus-visible:outline-none focus-visible:ring-slate-950 focus-visible:ring-offset-2 disabled:pointer-events-none disabled:opacity-50 dark:ring-offset-slate-950 dark:focus-visible:ring-slate-300 dark:bg-slate-50 dark:text-slate-900 dark:hover:bg-slate-50/90 px-4 minW-auto bg-inherit text-inherit hover:bg-inherit no-underline h-auto text-wrap font-medium focus-visible:ring-0 w-full py-4"><span class="mr-2"><img src="https://static.bankbazaar.com/images/common/bbicons-menu-download-app.webp" alt="Download App" title="Download App" width="25" height="28" style="max-width:100%;display:inline"/></span><span class="flex-auto "><strong><p class="text-sm ">Download Mobile App</p></strong></span><img src="https://static.bankbazaar.com/images/common/bbicons-menu-android-star-badge.webp" alt="Badge" title="Badge" width="12" height="20" style="max-width:100%;display:inline"/></a></span><div class="border bg-transparent hover:bg-transparent text-sm"><details name="accordion" class="px-4 py-4"><summary class="cursor-pointer block relative"><strong><svg xmlns="http://www.w3.org/2000/svg" width="24" height="24" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-umbrella mr-2 h-full"><path d="M22 12a10.06 10.06 1 0 0-20 0Z"></path><path d="M12 12v8a2 2 0 0 0 4 0"></path><path d="M12 2v1"></path></svg>Insurance <span class="accordion-arrow absolute right-2.5"><svg xmlns="http://www.w3.org/2000/svg" width="24" height="24" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-chevron-down"><path d="m6 9 6 6 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class="inline-flex hover:underline no-underline text-bbBlue" href="/saving-schemes/nsc.html" title="National Savings Certificate" target="_blank" aria-label="National Savings Certificate">NSC</a></li></ul></div></div><div data-inline-ad-position="LEFT_NAV"></div></aside></div><div class=" lg:col-span-10 md:col-span-10 col-span-12"><div class="flex flex-col gap-2.5 px-1"><div class="items-center flex gap-2.5"><h1 class="text-xl font-bold ">NPS Calculator</h1></div><div><div class="mb-xl"><span style="background-color:#ffff009c" class="mb-xl"></span></div><div class="flex flex-col gap-1"><p class="text-base ">The National Pension Scheme calculator is a tool that enables an individual to compute the amount of money they will potentially receive as pension.</p><p class="text-base ">All calculators only show an estimate of the potential pension and not an exact figure.<br/></p><div class="text-center mt-4 mb-4"><a href="https://www.bankbazaar.com/credit-score.html?variant=slide&WT.mc_id=CROSS_SELL_IL_SS_BUTTON_17756&utm_source=bb&utm_medium=seo&utm_campaign=CROSS_SELL_IL_SS_BUTTON_17756" class="inline-flex items-center justify-center whitespace-nowrap rounded-md text-sm ring-offset-white transition-colors focus-visible:outline-none focus-visible:ring-slate-950 focus-visible:ring-offset-2 disabled:pointer-events-none disabled:opacity-50 dark:ring-offset-slate-950 dark:focus-visible:ring-slate-300 dark:bg-slate-50 dark:text-slate-900 dark:hover:bg-slate-50/90 px-4 py-2 minW-auto no-underline h-auto text-wrap font-medium focus-visible:ring-0 bg-destructive text-destructive-foreground hover:bg-destructive-300" title="Check Your Credit Score Now">Check Your Credit Score Now</a></div><div class="pb-2.5"><div class="rounded-lg border border-slate-200 bg-white text-slate-950 dark:border-slate-800 dark:bg-slate-950 dark:text-slate-50 relative shadow-lg"><div class="p-2.5"><div class="flex flex-col gap-4 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dark:text-slate-900 dark:hover:bg-slate-50/90 px-4 py-2 minW-auto no-underline h-auto text-wrap font-medium focus-visible:ring-0 bg-destructive text-destructive-foreground hover:bg-destructive-300" title="Check Your Credit Score Now">Check Your Credit Score Now</a></div></div><div><div class="flex flex-col gap-1"><h2 class="text-lg font-bold pt-5">Who can use the NPS Calculator?</h2><p class="text-base ">Individuals who are eligible to <a href="/saving-schemes/how-to-invest-in-national-pension-scheme.html" target="_blank">invest in NPS scheme</a> can use the <strong>NPS calculator</strong>. According to the NPS rules, Indian citizens between the ages of 18 years and 60 years are eligible to invest in the scheme.</p><p class="text-base ">However, individuals must submit the relevant Know Your Customer (KYC) documents in order to invest in the scheme.</p><h2 class="text-lg font-bold pt-5">Method to Use NPS Calculator</h2><p class="text-base ">Given below are the details the NPS calculator will require:</p><ol class="list-disc list-outside ml-4 mr-4 "><li class="pt-1 pb-1">Your current age and the age you want to retire must be entered.</li><li class="pt-1 pb-1">The amount that you have invested towards <a href="/saving-schemes/nps.html" target="_blank">NPS</a> every month.</li><li class="pt-1 pb-1">The returns that are expected by you from your investment.</li><li class="pt-1 pb-1">The total number of years over which you would like to receive a pension after your retirement.</li><li class="pt-1 pb-1">The percentage cannot be less than 40% if you wish to withdraw the money after you reach the age of 60 years and it cannot be less than 80% if you want to withdraw the money before you reach the age of 60 years.</li><li class="pt-1 pb-1">After your retirement, the expected interest rate of the annuity investment is the amount that you will earn from your pension.<br/></li></ol><div class="text-center mt-4 mb-4"><a href="https://www.bankbazaar.com/credit-score.html?variant=slide&WT.mc_id=CROSS_SELL_IL_SS_BUTTON_17756&utm_source=bb&utm_medium=seo&utm_campaign=CROSS_SELL_IL_SS_BUTTON_17756" class="inline-flex items-center justify-center whitespace-nowrap rounded-md text-sm ring-offset-white transition-colors focus-visible:outline-none focus-visible:ring-slate-950 focus-visible:ring-offset-2 disabled:pointer-events-none disabled:opacity-50 dark:ring-offset-slate-950 dark:focus-visible:ring-slate-300 dark:bg-slate-50 dark:text-slate-900 dark:hover:bg-slate-50/90 px-4 py-2 minW-auto no-underline h-auto text-wrap font-medium focus-visible:ring-0 bg-destructive text-destructive-foreground hover:bg-destructive-300" title="Check Your Credit Score Now">Check Your Credit Score Now</a></div><p class="text-base "><strong>For more information, Check out related articles:</strong> <a href="/saving-schemes/all-about-tier-1-national-pension-scheme-account.html" target="_blank">NPS Tier 1</a>, <a href="/saving-schemes/all-about-tier-2-national-pension-scheme-account.html" target="_blank">NPS Tier 2</a> & <a href="/saving-schemes/pension-fund-regulatory-and-development-authority.html" target="_blank">PFRDA</a></p><div class="mb-2.5"><img src="https://static.bankbazaar.com/images/india/infographic/nps-calculator.webp" alt="NPS Calculator" title="NPS Calculator" width="350" height="250" loading="lazy" style="max-width:100%;display:block;float:left;margin:0 auto"/></div><div data-inline-ad-position="HUNGRY_FOR_MORE"></div><h2 class="text-lg font-bold pt-5">How to use NPS calculator?</h2><p class="text-base ">Calculators are found widely across the internet and certain banks even offer calculators of their own. These calculators offer close estimates and are very easy to use. This online tool is quite simple to use and can be used any number of times for free.</p><p class="text-base "><strong>Here is a step-by-step guide on how to use the <strong>NPS calculator</strong>:</strong></p><ul class="list-decimal list-outside ml-4 mr-4 "><li class="pt-1 pb-1">First, enter your current age or the age at which you start making contributions towards NPS.</li><li class="pt-1 pb-1">Then, input your retirement age which is usually 60 years.</li><li class="pt-1 pb-1">Depending on the age at which you begin NPS contribution, the total investing period will be automatically tabulated by the tool. For example, if your current age is entered as 35 and the retirement age is 60, then the total investing period will be 25 years.</li><li class="pt-1 pb-1">Enter your monthly contribution towards NPS, it can be as low as Rs.1,000.</li><li class="pt-1 pb-1">The interest earned is on monthly compounding basis. Enter the expected rate of interest or return on your NPS investment.</li><li class="pt-1 pb-1">Finally, you will get a summary of your NPS investment with details such as:<br/>a) Principal amount<br/>b) Interest earned<br/>c) Pension wealth generated<br/>d) Total tax saved</li><li class="pt-1 pb-1">To find out how much returns you will get from investing in annuity, input the percentage (%) of pension wealth to be invested in annuity and the rate of interest on annuity in the tool.</li><li class="pt-1 pb-1">You will get a summary of the lump sum amount withdrawn, pension amount invested, and pension per month post retirement.</li></ul><div class="text-center mt-4 mb-4"><a href="https://www.bankbazaar.com/credit-score.html?variant=slide&WT.mc_id=CROSS_SELL_IL_SS_BUTTON_17756&utm_source=bb&utm_medium=seo&utm_campaign=CROSS_SELL_IL_SS_BUTTON_17756" class="inline-flex items-center justify-center whitespace-nowrap rounded-md text-sm ring-offset-white transition-colors focus-visible:outline-none focus-visible:ring-slate-950 focus-visible:ring-offset-2 disabled:pointer-events-none disabled:opacity-50 dark:ring-offset-slate-950 dark:focus-visible:ring-slate-300 dark:bg-slate-50 dark:text-slate-900 dark:hover:bg-slate-50/90 px-4 py-2 minW-auto no-underline h-auto text-wrap font-medium focus-visible:ring-0 bg-destructive text-destructive-foreground hover:bg-destructive-300" title="Check Your Credit Score Now">Check Your Credit Score Now</a></div><h2 class="text-lg font-bold pt-5">What are the Details Shown by the NPS Calculator?</h2><p class="text-base ">All your investment details are shown by the <strong>NPS calculator</strong>. The total amount earned at the time of maturity, the interest earned, and the total amount that has been invested by you are shown as well.</p><p class="text-base ">Details such as the amount invested by you to earn a monthly pension and the total amount that is withdrawn by you are also shown. According to the returns that you expect at annuity, the <strong>NPS calculator </strong>shows the monthly pension that you will receive.</p><h2 class="text-lg font-bold pt-5">Advantages of Using the NPS Calculator</h2><p class="text-base ">The main advantages of using the NPS calculator are mentioned below:</p><ol class="list-disc list-outside ml-4 mr-4 "><li class="pt-1 pb-1">Results are accurate when compared to manual calculations.</li><li class="pt-1 pb-1">Future planning is possible since you will know the pension amount.</li><li class="pt-1 pb-1">Saves time.</li><li class="pt-1 pb-1">One-stop website to calculate the NPS amount.</li></ol><div data-inline-ad-position="HUNGRY_FOR_MORE"></div><h3 class="text-md font-bold pt-5">Grievance Redressal as per Regulation 31 of PFRDA (Redressal of Subscriber Grievance) Regulations, 2015: </h3><p class="text-base ">The details of the Ombudsman appointed are available on the PFRDA website – <a href="https://www.pfrda.org.in/" target="_blank" rel="nofollow">www.pfrda.org.in</a>. </p><p class="text-base ">At present, Shri Narender Kumar Bhola has been appointed as the new Ombudsman in terms of the PFRDA (Redressal of Subscriber Grievance) Regulations, 2015. </p><p class="text-base "><strong>Details of the ombudsman are as given below: </strong></p><p class="text-base ">Shri Narender Kumar Bhola </p><p class="text-base ">Pension Fund Regulatory and Development Authority </p><p class="text-base ">B-14/A, Chatrapati Shivaji Bhawan, </p><p class="text-base ">Qutab Institutional Area, Katwaria Sarai, New Delhi- 110016 </p><p class="text-base ">Chhatrapati Shivaji Bhawan, </p><p class="text-base "><strong>Email ID:</strong> <a href="mailto:ombudsman@pfrda.org.in" target="_blank" rel="noreferrer noopener">ombudsman@pfrda.org.in</a> </p><p class="text-base "><strong>Landline No.:</strong> 011 -26517507 (Ext : 188) </p><div class="mb-2.5 py-1"><div class="grid grid-cols-12 gap-2.5"><div class=" lg:col-span-6 md:col-span-6 col-span-12"><div class="border bg-transparent hover:bg-transparent"><details name="accordion" class="px-2.5 py-2.5"><summary class="cursor-pointer block relative"><strong>NPS Top Pages <span class="accordion-arrow absolute right-2.5"><svg xmlns="http://www.w3.org/2000/svg" width="24" height="24" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-chevron-down"><path d="m6 9 6 6 6-6"></path></svg></span></strong></summary><div class="py-2.5"><ol class="list-disc list-outside ml-4 mr-4 columns-2"><li class=""><a href="/saving-schemes/nps.html" title="NPS" target="_black">NPS</a></li><li class=""><a href="/saving-schemes/things-you-need-to-know-about-nps-tax-benefits.html" title="NPS Tax Benefit" target="_black">NPS Tax Benefit</a></li><li class=""><a href="/saving-schemes/new-pension-scheme-interest-rate.html" title="NPS Interest rate" target="_black">NPS Interest rate</a></li><li class=""><a href="/saving-schemes/all-about-tier-1-national-pension-scheme-account.html" title="NPS Tier 1" target="_black">NPS Tier 1</a></li><li class=""><a href="/saving-schemes/all-about-tier-2-national-pension-scheme-account.html" title="NPS Tier 2" target="_black">NPS Tier 2</a></li><li class=""><a href="/saving-schemes/how-to-open-nps-account.html" title="How to Open NPS Account" target="_black">How to Open NPS Account</a></li><li class=""><a href="/saving-schemes/how-to-invest-in-national-pension-scheme.html" title="How to Invest in NPS" target="_black">How to Invest in NPS</a></li><li class=""><a href="/saving-schemes/national-pension-scheme-death-benefits.html" title="NPS Death Benefits" target="_black">NPS Death Benefits</a></li><li class=""><a href="/saving-schemes/how-to-apply-for-pran-card-online.html" title="Pran Card" target="_black">Pran Card</a></li><li class=""><a href="/saving-schemes/sbi-national-pension-scheme.html" title="National Pension Scheme SBI" target="_black">National Pension Scheme SBI</a></li><li class=""><a href="/saving-schemes/nps-vs-apy.html" title="APY vs NPS" target="_black">APY vs NPS</a></li><li class=""><a href="/saving-schemes/ppf-vs-nps.html" title="NPS vs PPF" target="_black">NPS vs PPF</a></li><li class=""><a href="/saving-schemes/national-pension-scheme-for-nri.html" title="NPS for NRI" target="_black">NPS for NRI</a></li></ol></div></details></div></div><div class=" lg:col-span-6 md:col-span-6 col-span-12"><div class="border bg-transparent hover:bg-transparent"><details name="accordion" class="px-2.5 py-2.5"><summary class="cursor-pointer block relative"><strong>Saving Schemes Popular Pages <span class="accordion-arrow absolute right-2.5"><svg xmlns="http://www.w3.org/2000/svg" width="24" height="24" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-chevron-down"><path d="m6 9 6 6 6-6"></path></svg></span></strong></summary><div class="py-2.5"><ol class="list-disc list-outside ml-4 mr-4 columns-2"><li class=""><a href="/saving-schemes/epf.html" title="EPF" target="_black">EPF</a></li><li class=""><a href="/saving-schemes/uan.html" title="UAN" target="_black">UAN</a></li><li class=""><a href="/saving-schemes/how-to-login-to-epfo-member-portal.html" title="EPFO Login" target="_black">EPFO Login</a></li><li class=""><a href="/saving-schemes/how-to-check-your-epf-balance-online.html" title="EPF Balance" target="_black">EPF Balance</a></li><li class=""><a href="/saving-schemes/how-to-access-uan-account-after-changing-mobile-number.html" title="UAN Login" target="_black">UAN Login</a></li><li class=""><a href="/saving-schemes/know-about-epfo-universal-account-number.html" title="UAN Registration" target="_black">UAN Registration</a></li><li class=""><a href="/saving-schemes/pf-withdrawal-rules.html" title="PF Withdrawal Rules" target="_black">PF Withdrawal Rules</a></li><li class=""><a href="/saving-schemes/epf-e-passbook.html" title="PF Passbook" target="_black">PF Passbook</a></li><li class=""><a href="/saving-schemes/how-to-check-pf-status-online.html" title="PF Status Online" target="_black">PF Status Online</a></li><li class=""><a href="/saving-schemes/all-about-the-employee-pf-account-number.html" title="PF Account Number" target="_black">PF Account Number</a></li><li class=""><a href="/saving-schemes/ppf.html" title="PPF" target="_black">PPF</a></li><li class=""><a href="/saving-schemes/sukanya-samriddhi-account-calculator.html" title="Sukanya Samriddhi Yojana Calculator" target="_black">Sukanya Samriddhi Yojana Calculator</a></li><li class=""><a href="/saving-schemes/nsc.html" title="NSC" target="_black">NSC</a></li><li class=""><a href="/saving-schemes/senior-citizen-saving-scheme.html" title="SCSS" target="_black">SCSS</a></li></ol></div></details></div></div></div></div><div class="text-center mt-4 mb-4"><a href="https://www.bankbazaar.com/credit-score.html?variant=slide&WT.mc_id=CROSS_SELL_IL_SSFAQ_BUTTON_17756&utm_source=bb&utm_medium=seo&utm_campaign=CROSS_SELL_IL_SSFAQ_BUTTON_17756" class="inline-flex items-center justify-center whitespace-nowrap rounded-md text-sm ring-offset-white transition-colors focus-visible:outline-none focus-visible:ring-slate-950 focus-visible:ring-offset-2 disabled:pointer-events-none disabled:opacity-50 dark:ring-offset-slate-950 dark:focus-visible:ring-slate-300 dark:bg-slate-50 dark:text-slate-900 dark:hover:bg-slate-50/90 px-4 py-2 minW-auto no-underline h-auto text-wrap font-medium focus-visible:ring-0 bg-destructive text-destructive-foreground hover:bg-destructive-300" title="Check Your Credit Score Now">Check Your Credit Score Now</a></div></div><h2 class="text-lg font-bold pt-4">FAQs on NPS Calculator</h2><ul class="list-decimal list-outside ml-4 mr-4 "><li class="pt-1 pb-1"><strong>How is Tier I different from Tier II?</strong><p class="text-base ">In case of Tier I, until the subscriber reaches the age of 60 years no withdrawal can be made, but for Tier II, withdrawal from his/her balance can be made anytime.</p></li><li class="pt-1 pb-1"><strong>For Tier I subscribers, what is the minimum contribution?</strong><p class="text-base ">The minimum contribution at one time is Rs.500 and Rs.1,000 per financial year.</p></li><li class="pt-1 pb-1"><strong>For Tier II subscribers what is the minimum contribution?</strong><p class="text-base ">The minimum contribution at one time is Rs.250. Minimum balance is not required.</p></li><li class="pt-1 pb-1"><strong>Is there any maximum contribution that must be made in a year?</strong><p class="text-base ">No, as of now there is no upper limit.</p></li><li class="pt-1 pb-1"><strong>Is there any transaction cost that is borne by the subscriber?</strong><p class="text-base ">Ad valorem of 0.25% of the total amount that is contributed. A maximum up to Rs.25,000 and a minimum of Rs.20 plus service tax.</p></li><li class="pt-1 pb-1"><strong>What happens to the accumulated corpus if the subscriber dies before the age of 60?</strong><p class="text-base ">The nominee or legal heir of the subscriber will get 100% of the accumulated corpus should the subscriber die before the age of 60, and there would not be any purchase of Monthly/Annuity Pension.</p></li><li class="pt-1 pb-1"><strong>Is there any limit to the number of nominations that can be made in an account?</strong><p class="text-base ">A total of 3 nominations can be made in an account.</p></li><li class="pt-1 pb-1"><strong>When the subscriber reaches the age of 60, can the entire amount be withdrawn?</strong><p class="text-base ">A maximum of 60% of the amount can be withdrawn when the subscriber reaches the age of 60. However, until the age of 70, the subscriber can remain invested. The remaining 40% will have to be annuitized at the end of the contribution year. There is also an option to annuitize 100% of the corpus.</p></li><li class="pt-1 pb-1"><strong>Is there any minimum number of contributions that should be made in a year?</strong><p class="text-base ">Yes, at least 1 contribution must be made in a year.</p></li></ul><script type="application/ld+json" data-testid="faq-json-ld">{"@context":"https://schema.org","@type":"FAQPage","mainEntity":[{"@type":"Question","name":"How is Tier I different from Tier II?","acceptedAnswer":{"@type":"Answer","text":"In case of Tier I, until the subscriber reaches the age of 60 years no withdrawal can be made, but for Tier II, withdrawal from his/her balance can be made anytime."}},{"@type":"Question","name":"For Tier I subscribers, what is the minimum contribution?","acceptedAnswer":{"@type":"Answer","text":"The minimum contribution at one time is Rs.500 and Rs.1,000 per financial year."}},{"@type":"Question","name":"For Tier II subscribers what is the minimum contribution?","acceptedAnswer":{"@type":"Answer","text":"The minimum contribution at one time is Rs.250. 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Display of such IP along with the related product information does not imply BankBazaar's partnership with the owner of the Intellectual Property or issuer/manufacturer of such products.</div></details></div></div></div><div class=""><div class="bg-slate text-slate-foreground px-2.5 py-1"><div class="container mx-auto px-4"><div class="items-center flex justify-center gap-4 p-2.5"><p class="text-sm text-white font-bold ">Explore More:</p><ul class="flex gap-2.5"><li class="text-sm inline-block w-auto pt-1 pb-1 m-1.5"><a class="inline-flex hover:underline no-underline text-white" href="/credit-card.html" title="Credit Cards" aria-label="Credit Cards">Credit Cards</a></li><li class="text-sm inline-block w-auto pt-1 pb-1 m-1.5"><a class="inline-flex hover:underline no-underline text-white" href="/insurance.html" title="Insurance" aria-label="Insurance">Insurance</a></li><li class="text-sm inline-block w-auto pt-1 pb-1 m-1.5"><a class="inline-flex hover:underline no-underline text-white" 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aria-label="Experian">Experian</a></li><li class="text-sm pt-1 pb-1"><a class="inline-flex hover:underline no-underline text-white" href="/cibil/cibil-credit-score.html" title="CIBIL Score" aria-label="CIBIL Score">CIBIL Score</a></li><li class="text-sm pt-1 pb-1"><a class="inline-flex hover:underline no-underline text-white" href="/cibil/cibil-credit-report.html" title="CIBIL Report" aria-label="CIBIL Report">CIBIL Report</a></li><li class="text-sm pt-1 pb-1"><a class="inline-flex hover:underline no-underline text-white" href="/cibil/cibil-score-calculation.html" title="CIBIL Score Calculation" aria-label="CIBIL Score Calculation">CIBIL Score Calculation</a></li><li class="text-sm pt-1 pb-1"><a class="inline-flex hover:underline no-underline text-white" href="/cibil/how-to-improve-cibil-credit-score.html" title="How to Improve Credit Score" aria-label="How to Improve Credit Score">How to Improve Credit Score</a></li><li class="text-sm pt-1 pb-1"><a class="inline-flex hover:underline 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{"basename":"/","future":{"v3_fetcherPersist":true,"v3_relativeSplatPath":true,"v3_throwAbortReason":true,"unstable_singleFetch":false,"unstable_lazyRouteDiscovery":false,"unstable_optimizeDeps":false},"isSpaMode":false,"state":{"loaderData":{"root":{"namespace":"saving-schemes/nps-calculator","gtmId":"GTM-TRB8XL","wenEngageId":"~13410604b","appshell":true},"routes/default/route":{"productType":"ALL","categoryType":"SAVING_SCHEME","bankId":1001,"pageData":{"id":17756,"metaKeyword":"NPS Calculator, National Pension Scheme Calculator, NPS Calculators ","metaTitle":"NPS Calculator - National Pension Scheme Calculator","h1Title":"NPS Calculator","metaDescription":"NPS Calculator - Check the amount of pension you'll get at retirement. It gives interest rate, monthly contribution, tax benefits.","hideEligForm":true,"hideUserReviews":true,"breadCrumb":{"otherLinks":[{"text":"NPS","link":"/saving-schemes/nps.html"}],"currentPageText":"NPS Calculator"},"hungryForMore":[{"type":"paragraph","data":{"text":"The National Pension Scheme calculator is a tool that enables an individual to compute the amount of money they will potentially receive as pension."}},{"type":"paragraph","data":{"text":" All calculators only show an estimate of the potential pension and not an exact figure.\u003cbr\u003e"}},{"type":"cta","data":{"link":"https://www.bankbazaar.com/credit-score.html?variant=slide\u0026WT.mc_id=CROSS_SELL_IL_SS_BUTTON_17756\u0026utm_source=bb\u0026utm_medium=seo\u0026utm_campaign=CROSS_SELL_IL_SS_BUTTON_17756","linkText":"Check Your Credit Score Now"}},{"type":"calculator","data":{"type":"NPS"}},{"type":"cta","data":{"link":"https://www.bankbazaar.com/credit-score.html?variant=slide\u0026WT.mc_id=CROSS_SELL_IL_SS_BUTTON_17756\u0026utm_source=bb\u0026utm_medium=seo\u0026utm_campaign=CROSS_SELL_IL_SS_BUTTON_17756","linkText":"Check Your Credit Score Now"}},{"type":"header","data":{"text":"Who can use the NPS Calculator?","level":2}},{"type":"paragraph","data":{"text":"Individuals who are eligible to \u003ca href=\"/saving-schemes/how-to-invest-in-national-pension-scheme.html\" target=\"_blank\"\u003einvest in NPS scheme\u003c/a\u003e can use the \u003cstrong\u003eNPS calculator\u003c/strong\u003e. According to the NPS rules, Indian citizens between the ages of 18 years and 60 years are eligible to invest in the scheme. "}},{"type":"paragraph","data":{"text":"However, individuals must submit the relevant Know Your Customer (KYC) documents in order to invest in the scheme."}},{"type":"header","data":{"text":"Method to Use NPS Calculator","level":2}},{"type":"paragraph","data":{"text":"Given below are the details the NPS calculator will require:"}},{"type":"list","data":{"style":"unordered","items":[{"content":"Your current age and the age you want to retire must be entered.","items":[]},{"content":"The amount that you have invested towards \u003ca href=\"/saving-schemes/nps.html\" target=\"_blank\"\u003eNPS\u003c/a\u003e every month.","items":[]},{"content":"The returns that are expected by you from your investment.","items":[]},{"content":"The total number of years over which you would like to receive a pension after your retirement.","items":[]},{"content":"The percentage cannot be less than 40% if you wish to withdraw the money after you reach the age of 60 years and it cannot be less than 80% if you want to withdraw the money before you reach the age of 60 years.","items":[]},{"content":"After your retirement, the expected interest rate of the annuity investment is the amount that you will earn from your pension.\u003cbr\u003e","items":[]}]}},{"type":"cta","data":{"link":"https://www.bankbazaar.com/credit-score.html?variant=slide\u0026WT.mc_id=CROSS_SELL_IL_SS_BUTTON_17756\u0026utm_source=bb\u0026utm_medium=seo\u0026utm_campaign=CROSS_SELL_IL_SS_BUTTON_17756","linkText":"Check Your Credit Score Now"}},{"type":"paragraph","data":{"text":"\u003cstrong\u003eFor more information, Check out related articles:\u003c/strong\u003e\u0026nbsp;\u003ca href=\"/saving-schemes/all-about-tier-1-national-pension-scheme-account.html\" target=\"_blank\"\u003eNPS Tier 1\u003c/a\u003e, \u003ca href=\"/saving-schemes/all-about-tier-2-national-pension-scheme-account.html\" target=\"_blank\"\u003eNPS Tier 2\u003c/a\u003e \u0026amp; \u003ca href=\"/saving-schemes/pension-fund-regulatory-and-development-authority.html\" target=\"_blank\"\u003ePFRDA\u003c/a\u003e"}},{"type":"image","data":{"height":250,"width":350,"lazy":true,"src":"https://static.bankbazaar.com/images/india/infographic/nps-calculator.webp","title":"NPS Calculator","alt":"NPS Calculator","float":"right"}},{"type":"header","data":{"text":"How to use NPS calculator?","level":2}},{"type":"paragraph","data":{"text":"Calculators are found widely across the internet and certain banks even offer calculators of their own. These calculators offer close estimates and are very easy to use. This online tool is quite simple to use and can be used any number of times for free. "}},{"type":"paragraph","data":{"text":"\u003cstrong\u003eHere is a step-by-step guide on how to use the \u003cstrong\u003eNPS calculator\u003c/strong\u003e:\u003c/strong\u003e"}},{"type":"list","data":{"style":"ordered","items":[{"content":"First, enter your current age or the age at which you start making contributions towards NPS.","items":[]},{"content":"Then, input your retirement age which is usually 60 years.","items":[]},{"content":"Depending on the age at which you begin NPS contribution, the total investing period will be automatically tabulated by the tool. For example, if your current age is entered as 35 and the retirement age is 60, then the total investing period will be 25 years.","items":[]},{"content":"Enter your monthly contribution towards NPS, it can be as low as Rs.1,000.","items":[]},{"content":"The interest earned is on monthly compounding basis. Enter the expected rate of interest or return on your NPS investment.","items":[]},{"content":"Finally, you will get a summary of your NPS investment with details such as:\u003cbr\u003ea) Principal amount\u003cbr\u003eb)\u0026nbsp;Interest earned\u003cbr\u003ec) Pension wealth generated\u003cbr\u003ed)\u0026nbsp;\u0026nbsp;Total tax saved","items":[]},{"content":"To find out how much returns you will get from investing in annuity, input the percentage (%) of pension wealth to be invested in annuity and the rate of interest on annuity in the tool.","items":[]},{"content":"You will get a summary of the lump sum amount withdrawn, pension amount invested, and pension per month post retirement.","items":[]}]}},{"type":"cta","data":{"link":"https://www.bankbazaar.com/credit-score.html?variant=slide\u0026WT.mc_id=CROSS_SELL_IL_SS_BUTTON_17756\u0026utm_source=bb\u0026utm_medium=seo\u0026utm_campaign=CROSS_SELL_IL_SS_BUTTON_17756","linkText":"Check Your Credit Score Now"}},{"type":"header","data":{"text":"What are the Details Shown by the NPS Calculator?","level":2}},{"type":"paragraph","data":{"text":"All your investment details are shown by the \u003cstrong\u003eNPS calculator\u003c/strong\u003e. The total amount earned at the time of maturity, the interest earned, and the total amount that has been invested by you are shown as well."}},{"type":"paragraph","data":{"text":"Details such as the amount invested by you to earn a monthly pension and the total amount that is withdrawn by you are also shown. According to the returns that you expect at annuity, the \u003cstrong\u003eNPS calculator \u003c/strong\u003eshows the monthly pension that you will receive."}},{"type":"header","data":{"text":"Advantages of Using the NPS Calculator","level":2}},{"type":"paragraph","data":{"text":"The main advantages of using the NPS calculator are mentioned below:"}},{"type":"list","data":{"style":"unordered","items":[{"content":"Results are accurate when compared to manual calculations.","items":[]},{"content":"Future planning is possible since you will know the pension amount.","items":[]},{"content":"Saves time.","items":[]},{"content":"One-stop website to calculate the NPS amount.","items":[]}]}},{"type":"header","data":{"text":"Grievance Redressal as per Regulation 31 of\u0026nbsp; PFRDA (Redressal of Subscriber Grievance) Regulations, 2015:\u0026nbsp;","level":3}},{"type":"paragraph","data":{"text":"The details of the Ombudsman appointed are available on the PFRDA website – \u003ca href=\"https://www.pfrda.org.in/\" target=\"_blank\" rel=\"nofollow\"\u003ewww.pfrda.org.in\u003c/a\u003e.\u0026nbsp;"}},{"type":"paragraph","data":{"text":"At present, Shri Narender Kumar Bhola has been appointed as the new Ombudsman in terms of the PFRDA (Redressal of Subscriber Grievance) Regulations, 2015.\u0026nbsp;"}},{"type":"paragraph","data":{"text":"\u003cstrong\u003eDetails of the ombudsman are as given below:\u0026nbsp;\u003c/strong\u003e"}},{"type":"paragraph","data":{"text":"Shri Narender Kumar Bhola\u0026nbsp;"}},{"type":"paragraph","data":{"text":"Pension Fund Regulatory and Development Authority\u0026nbsp;\u0026nbsp;"}},{"type":"paragraph","data":{"text":"B-14/A, Chatrapati Shivaji Bhawan,\u0026nbsp;\u0026nbsp;"}},{"type":"paragraph","data":{"text":"Qutab Institutional Area, Katwaria Sarai, New Delhi- 110016\u0026nbsp;\u0026nbsp;"}},{"type":"paragraph","data":{"text":"Chhatrapati Shivaji Bhawan,\u0026nbsp;\u0026nbsp;"}},{"type":"paragraph","data":{"text":"\u003cstrong\u003eEmail ID:\u003c/strong\u003e \u003ca href=\"mailto:ombudsman@pfrda.org.in\" target=\"_blank\" rel=\"noreferrer noopener\"\u003eombudsman@pfrda.org.in\u003c/a\u003e\u0026nbsp;\u0026nbsp;"}},{"type":"paragraph","data":{"text":"\u003cstrong\u003eLandline No.:\u003c/strong\u003e 011 -26517507 (Ext : 188)\u0026nbsp;"}},{"type":"references","data":{"items":[{"title":"NPS Top Pages","items":[{"link":"/saving-schemes/nps.html","text":"NPS"},{"link":"/saving-schemes/things-you-need-to-know-about-nps-tax-benefits.html","text":"NPS Tax Benefit"},{"link":"/saving-schemes/new-pension-scheme-interest-rate.html","text":"NPS Interest rate"},{"link":"/saving-schemes/all-about-tier-1-national-pension-scheme-account.html","text":"NPS Tier 1"},{"link":"/saving-schemes/all-about-tier-2-national-pension-scheme-account.html","text":"NPS Tier 2"},{"link":"/saving-schemes/how-to-open-nps-account.html","text":"How to Open NPS Account"},{"link":"/saving-schemes/how-to-invest-in-national-pension-scheme.html","text":"How to Invest in NPS"},{"link":"/saving-schemes/national-pension-scheme-death-benefits.html","text":"NPS Death Benefits"},{"link":"/saving-schemes/how-to-apply-for-pran-card-online.html","text":"Pran Card"},{"link":"/saving-schemes/sbi-national-pension-scheme.html","text":"National Pension Scheme SBI"},{"link":"/saving-schemes/nps-vs-apy.html","text":"APY vs NPS"},{"link":"/saving-schemes/ppf-vs-nps.html","text":"NPS vs PPF"},{"link":"/saving-schemes/national-pension-scheme-for-nri.html","text":"NPS for NRI"}]},{"title":"Saving Schemes Popular Pages","items":[{"link":"/saving-schemes/epf.html","text":"EPF"},{"link":"/saving-schemes/uan.html","text":"UAN"},{"link":"/saving-schemes/how-to-login-to-epfo-member-portal.html","text":"EPFO Login"},{"link":"/saving-schemes/how-to-check-your-epf-balance-online.html","text":"EPF Balance"},{"link":"/saving-schemes/how-to-access-uan-account-after-changing-mobile-number.html","text":"UAN Login"},{"link":"/saving-schemes/know-about-epfo-universal-account-number.html","text":"UAN Registration"},{"link":"/saving-schemes/pf-withdrawal-rules.html","text":"PF Withdrawal Rules"},{"link":"/saving-schemes/epf-e-passbook.html","text":"PF Passbook"},{"link":"/saving-schemes/how-to-check-pf-status-online.html","text":"PF Status Online"},{"link":"/saving-schemes/all-about-the-employee-pf-account-number.html","text":"PF Account Number"},{"link":"/saving-schemes/ppf.html","text":"PPF"},{"link":"/saving-schemes/sukanya-samriddhi-account-calculator.html","text":"Sukanya Samriddhi Yojana 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Minimum balance is not required."}}]},{"question":"Is there any maximum contribution that must be made in a year?","answer":[{"type":"paragraph","data":{"text":"No, as of now there is no upper limit."}}]},{"question":"Is there any transaction cost that is borne by the subscriber?","answer":[{"type":"paragraph","data":{"text":"Ad valorem of 0.25% of the total amount that is contributed. A maximum up to Rs.25,000 and a minimum of Rs.20 plus service tax."}}]},{"question":"What happens to the accumulated corpus if the subscriber dies before the age of 60?","answer":[{"type":"paragraph","data":{"text":"The nominee or legal heir of the subscriber will get 100% of the accumulated corpus should the subscriber die before the age of 60, and there would not be any purchase of Monthly/Annuity Pension."}}]},{"question":"Is there any limit to the number of nominations that can be made in an account?","answer":[{"type":"paragraph","data":{"text":"A total of 3 nominations can be made in an account."}}]},{"question":"When the subscriber reaches the age of 60, can the entire amount be withdrawn?","answer":[{"type":"paragraph","data":{"text":"A maximum of 60% of the amount can be withdrawn when the subscriber reaches the age of 60. However, until the age of 70, the subscriber can remain invested. The remaining 40% will have to be annuitized at the end of the contribution year. There is also an option to annuitize 100% of the corpus."}}]},{"question":"Is there any minimum number of contributions that should be made in a year?","answer":[{"type":"paragraph","data":{"text":"Yes, at least 1 contribution must be made in a year."}}]}]},"hideOfferTable":true,"showTOC":false,"showUpdatedOn":false,"interLinks":{"asLeftNav":true,"items":[{"title":"Important pages from Saving Schemes","items":[{"title":"Employee Provident Fund","link":"/saving-schemes/epf.html","text":"EPF"},{"title":"Employee Provident Fund Balance","link":"/saving-schemes/how-to-check-your-epf-balance-online.html","text":"EPF Balance"},{"title":"Provident Fund Withdrawal Rules","link":"/saving-schemes/pf-withdrawal-rules.html","text":"PF Withdrawal Rules"},{"title":"Employee Provident Fund Passbook","link":"/saving-schemes/epf-e-passbook.html","text":"EPF Passbook"},{"title":"Provident Fund Status","link":"/saving-schemes/how-to-check-pf-status-online.html","text":"PF Status"},{"title":"PF Claim Status","link":"/saving-schemes/all-about-epf-claim-status.html","text":"EPF Claim Status"},{"title":"Universal Account Number","link":"/saving-schemes/uan.html","text":"UAN"},{"title":"Universal Account Number Registration","link":"/saving-schemes/know-about-epfo-universal-account-number.html","text":"UAN Registration"},{"title":"Universal Account Number Login","link":"/saving-schemes/how-to-access-uan-account-after-changing-mobile-number.html","text":"UAN Login"},{"title":"Employee Provident Fund Organization Login","link":"/saving-schemes/how-to-login-to-epfo-member-portal.html","text":"EPFO Login"},{"title":"PF Balance Number","link":"/saving-schemes/how-to-check-epf-balance-sms.html","text":"PF Balance Number"},{"title":"Public Provident Fund","link":"/saving-schemes/ppf.html","text":"PPF"},{"title":"National Pension Scheme","link":"/saving-schemes/nps.html","text":"NPS"},{"title":"National Pension Scheme Calculator","link":"/saving-schemes/nps-calculator.html","text":"NPS Calculator"},{"title":"Sukanya Samriddhi Yojana Account","link":"/saving-schemes/sukanya-samriddhi-yojana-account.html","text":"Sukanya Samriddhi Yojana Account"},{"title":"Sukanya Samriddhi Calculator","link":"/saving-schemes/sukanya-samriddhi-account-calculator.html","text":"Sukanya Samriddhi Calculator"},{"title":"Atal Pension Yojana","link":"/saving-schemes/atal-pension-yojana.html","text":"Atal Pension Yojana"},{"title":"Pradhan Mantri Jan Dhan Yojana","link":"/saving-schemes/pradhan-mantri-jan-dhan-yojana.html","text":"PMJDY"},{"title":"Zero Balance Account through PM Jan Dhan Yojana","link":"/saving-schemes/zero-balance-account-through-pm-jan-dhan-yojana.html","text":"Zero Balance Account through PMJDY"},{"title":"Pradhan Mantri Vaya Vandana Yojana","link":"/saving-schemes/pradhan-mantri-vaya-vandana-yojana.html","text":"PMVVY"},{"title":"Voluntary Provident Fund","link":"/saving-schemes/vpf.html","text":"VPF"},{"title":"Kisan Vikas Patra","link":"/saving-schemes/kisan-vikas-patra.html","text":"Kisan Vikas Patra"},{"title":"Senior Citizen Savings Scheme","link":"/saving-schemes/senior-citizen-saving-scheme.html","text":"SCSS"},{"title":"National Savings Certificate","link":"/saving-schemes/nsc.html","text":"NSC"}]}]},"updatedOn":"24 Nov 2024","ogImage":{"src":"https://static.bankbazaar.com/images/social-share/bb-social-share-v1.jpg"}},"contextData":{"namespace":"saving-schemes/nps-calculator","productType":"ALL","categoryType":"SAVING_SCHEME","deviceType":"DESKTOP"}}},"actionData":null,"errors":null}};</script><script type="module" async="">import "/lp-assets/manifest-f1a2314f.js"; import * as route0 from "/lp-assets/root-DJnZuezO.js"; import * as route1 from "/lp-assets/route-BAfJONhu.js"; window.__remixRouteModules = {"root":route0,"routes/default/route":route1}; import("/lp-assets/entry.client-DcW77Zik.js");</script><script id="_webengage_script_tag" type="text/javascript"> function initializeWebEngage() { ! function(w, e, b, n, g) { function o(e, t) { e[t[t.length - 1]] = function() { r.__queue.push([t.join("."), arguments]) } } var i, s, r = w[b], z = " ", l = "init options track screen onReady".split(z), a = "feedback survey notification".split(z), c = "options render clear abort".split(z), p = "Open Close Submit Complete View Click".split(z), u = "identify login logout setAttribute".split(z); if (!r || !r.__v) { for (w[b] = r = { __queue: [], __v: "6.0", user: {} }, i = 0; i < l.length; i++) o(r, [l[i]]); for (i = 0; i < a.length; i++) { for (r[a[i]] = {}, s = 0; s < c.length; s++) o(r[a[i]], [a[i], c[s]]); for (s = 0; s < p.length; s++) o(r[a[i]], [a[i], "on" + p[s]]) } for (i = 0; i < u.length; i++) o(r.user, ["user", u[i]]); setTimeout(function() { var f = e.createElement("script"), d = e.getElementById("_webengage_script_tag"); f.type = "text/javascript", f.async = !0, f.src = ("https:" == e.location.protocol ? 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