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Post the increase, the MCLR will range from 9.15% to 9.50%. Under the special home loan scheme, the banks offer interest rates ranging between 8.75% p.a. and 9.65% p.a. for salaried employees and self-employed individuals. Under the standard home loan scheme, the banks offer interest rates ranging between 9.40% p.a. and 9.95% p.a. for salaried employees and self-employed individuals."}}],"updatedOn":"2024-11-11"}],"title":"News about HDFC Home Loan"},"metaDescription":"HDFC Home Loan - Apply HDFC Home Loan starting from 8.75% p.a Interest Rates. Check eligibility, documentation, processing fees, loan tenure, and EMIs.","hungryForMore":[{"type":"cta","data":{"link":"https:\/\/www.bankbazaar.com\/credit-score.html?variant=slide&WT.mc_id=CROSS_SELL_IL_HLBUTTON_163445&utm_source=bb&utm_medium=seo&utm_campaign=CROSS_SELL_IL_HLBUTTON_163445","linkText":"Check FREE Credit Score"}},{"type":"header","data":{"text":"HDFC Home Loans Interest Rates 2024","level":2}},{"type":"paragraph","data":{"text":"HDFC Home Loans interest rates start at 8.75% p.a. There are a number of home loan offers provided by the institution which can be listed as follows:"}},{"type":"table","data":{"rows":[{"cols":[{"content":[{"type":"paragraph","data":{"text":"<strong>Special Home Loan Interest Rates for Salaried and Self-Employed Individuals<\/strong>"}}],"colspan":1,"rowspan":1,"highlight":true}]},{"cols":[{"content":[{"type":"paragraph","data":{"text":"Loan Slab"}}],"colspan":1,"rowspan":1},{"content":[{"type":"paragraph","data":{"text":"Interest Rates"}}],"colspan":1,"rowspan":1}]},{"cols":[{"content":[{"type":"paragraph","data":{"text":"All loans"}}],"colspan":1,"rowspan":1},{"content":[{"data":{"text":"8.75% p.a. to 9.65% p.a. "},"type":"paragraph"}],"colspan":1,"rowspan":1}]}]}},{"type":"cta","data":{"link":"https:\/\/www.bankbazaar.com\/credit-score.html?variant=slide&WT.mc_id=CROSS_SELL_IL_HLBUTTON_163445&utm_source=bb&utm_medium=seo&utm_campaign=CROSS_SELL_IL_HLBUTTON_163445","linkText":"Check FREE Credit Score"}},{"type":"table","data":{"rows":[{"cols":[{"content":[{"type":"paragraph","data":{"text":"<strong>Standard Home Loan Interest Rates for Salaried and Self-Employed Individuals<\/strong>"}}],"colspan":1,"rowspan":1,"highlight":true}]},{"cols":[{"content":[{"type":"paragraph","data":{"text":"Loan Slab"}}],"colspan":1,"rowspan":1},{"content":[{"type":"paragraph","data":{"text":"Interest Rates"}}],"colspan":1,"rowspan":1}]},{"cols":[{"content":[{"type":"paragraph","data":{"text":"All loans"}}],"colspan":1,"rowspan":1},{"content":[{"data":{"text":"9.40% p.a. to 9.95% p.a. "},"type":"paragraph"}],"colspan":1,"rowspan":1}]}]}},{"type":"paragraph","data":{"text":"For detailed information on fees and charges such as regulatory\/statutory charges, document charges, and specific fees applicable on home loans to salaried, self-employed non-professional, and self-employed professionals, check out <a href=\"\/home-loan\/home-loan-processing-fee.html\" target=\"_blank\">Home Loan Processing Fees and Charges<\/a>."}},{"type":"header","data":{"text":"HDFC Home Loans EMI Calculator","level":2}},{"type":"paragraph","data":{"text":"This easy-to-use online calculator lets you calculate your EMI in no time. All you need to do is enter the relevant details related to your loan, including the loan amount, interest rate, loan tenure, and processing fee. Hit the button \"<strong>calculate<\/strong>\" to check your EMI amount. This will be followed by an amortisation table giving you a comprehensive breakdown of your payment schedule."}},{"type":"paragraph","data":{"text":"<strong>HDFC Home Loans Interest Calculation<\/strong>"}},{"type":"cta","data":{"link":"https:\/\/www.bankbazaar.com\/credit-score.html?variant=slide&WT.mc_id=CROSS_SELL_IL_HLBUTTON_163445&utm_source=bb&utm_medium=seo&utm_campaign=CROSS_SELL_IL_HLBUTTON_163445","linkText":"Check FREE Credit Score"}},{"type":"table","data":{"rows":[{"cols":[{"content":[{"type":"paragraph","data":{"text":"Amount"}}],"colspan":1,"rowspan":1,"highlight":true},{"content":[{"type":"paragraph","data":{"text":"10 years"}}],"colspan":1,"rowspan":1,"highlight":true},{"content":[{"type":"paragraph","data":{"text":"20 years"}}],"colspan":1,"rowspan":1,"highlight":true},{"content":[{"type":"paragraph","data":{"text":"30 years"}}],"colspan":1,"rowspan":1,"highlight":true}]},{"cols":[{"content":[{"type":"paragraph","data":{"text":"Rs.10 Lakh"}}],"colspan":1,"rowspan":1},{"content":[{"type":"paragraph","data":{"text":"Rs.12,506"}}],"colspan":1,"rowspan":1},{"content":[{"type":"paragraph","data":{"text":"Rs.8,805"}}],"colspan":1,"rowspan":1},{"content":[{"type":"paragraph","data":{"text":"Rs.7,831"}}],"colspan":1,"rowspan":1}]},{"cols":[{"content":[{"type":"paragraph","data":{"text":"Rs.20 Lakh"}}],"colspan":1,"rowspan":1},{"content":[{"type":"paragraph","data":{"text":"Rs.25,012"}}],"colspan":1,"rowspan":1},{"content":[{"type":"paragraph","data":{"text":"Rs.17,610"}}],"colspan":1,"rowspan":1},{"content":[{"type":"paragraph","data":{"text":"Rs.15,663"}}],"colspan":1,"rowspan":1}]},{"cols":[{"content":[{"type":"paragraph","data":{"text":"Rs.40 Lakh"}}],"colspan":1,"rowspan":1},{"content":[{"type":"paragraph","data":{"text":"Rs.50,023"}}],"colspan":1,"rowspan":1},{"content":[{"type":"paragraph","data":{"text":"Rs.35,221"}}],"colspan":1,"rowspan":1},{"content":[{"type":"paragraph","data":{"text":"Rs.31,157"}}],"colspan":1,"rowspan":1}]},{"cols":[{"content":[{"type":"paragraph","data":{"text":"Rs.50 Lakh"}}],"colspan":1,"rowspan":1},{"content":[{"type":"paragraph","data":{"text":"Rs.62,529"}}],"colspan":1,"rowspan":1},{"content":[{"type":"paragraph","data":{"text":"Rs.44,026"}}],"colspan":1,"rowspan":1},{"content":[{"type":"paragraph","data":{"text":"Rs.39,157"}}],"colspan":1,"rowspan":1}]}]}},{"type":"paragraph","data":{"text":"<strong>Note: <\/strong>Interest rate considered as 8.75% p.a."}},{"type":"paragraph","data":{"text":"It's always advised to calculate your EMI (equated monthly instalment) beforehand so that you can manage your finances properly after you take a loan. In order to do so, you can use the <a href=\"\/home-loan\/emi-calculator.html\">home loan EMI calculator<\/a>."}},{"type":"calculator","data":{"type":"HL_EMI"}},{"type":"cta","data":{"link":"https:\/\/www.bankbazaar.com\/credit-score.html?variant=slide&WT.mc_id=CROSS_SELL_IL_HLBUTTON_163445&utm_source=bb&utm_medium=seo&utm_campaign=CROSS_SELL_IL_HLBUTTON_163445","linkText":"Check Your Credit Score Now"}},{"type":"jumbotron","data":{"elements":[{"data":{"text":"<a href=\"https:\/\/www.bankbazaar.com\/sbi-home-loan.html\" target=\"_blank\" rel=\"noreferrer noopener\">SBI Home Loan<\/a> "},"type":"paragraph"},{"data":{"text":"<a href=\"https:\/\/bankbazaar.com\/lic-home-loan.html\" target=\"_blank\" rel=\"noreferrer noopener\">LIC Home Loan<\/a> "},"type":"paragraph"},{"data":{"text":"<a href=\"https:\/\/bankbazaar.com\/canara-bank-home-loan.html\" target=\"_blank\" rel=\"noreferrer noopener\">Canara Home Loan<\/a> "},"type":"paragraph"},{"data":{"text":"<a href=\"https:\/\/bankbazaar.com\/bank-of-india-home-loan.html\" target=\"_blank\" rel=\"noreferrer noopener\">BOI Home Loan<\/a> "},"type":"paragraph"},{"data":{"text":"<a href=\"https:\/\/bankbazaar.com\/bank-of-baroda-home-loan.html\" target=\"_blank\" rel=\"noreferrer noopener\">BOB Home Loan<\/a> "},"type":"paragraph"}],"title":"Major Banks Offering Home loan In India "}},{"type":"header","data":{"text":"HDFC Home Loans Eligibility Criteria","level":2}},{"type":"paragraph","data":{"text":"The eligibility of a customer for the HDFC Home Loans is primarily ascertained on the basis of their income and loan repayment capacity. HDFC Home Loans takes a number of other factors under consideration as well such as the ages of the applicant, <a href=\"\/credit-score.html\" target=\"_blank\">Credit Score<\/a>, credit history, etc. The basic eligibility criteria can be summed up as follows:"}},{"type":"table","data":{"rows":[{"cols":[{"content":[{"type":"paragraph","data":{"text":"Particulars"}}],"colspan":1,"rowspan":1,"highlight":true},{"content":[{"type":"paragraph","data":{"text":"Salaried Individuals"}}],"colspan":1,"rowspan":1,"highlight":true},{"content":[{"type":"paragraph","data":{"text":"Self-Employed Individuals"}}],"colspan":1,"rowspan":1,"highlight":true}]},{"cols":[{"content":[{"type":"paragraph","data":{"text":"Age"}}],"colspan":1,"rowspan":1},{"content":[{"type":"paragraph","data":{"text":"21 years to 65 years"}}],"colspan":1,"rowspan":1},{"content":[{"type":"paragraph","data":{"text":"21 years to 65 years"}}],"colspan":1,"rowspan":1}]},{"cols":[{"content":[{"type":"paragraph","data":{"text":"Minimum Income"}}],"colspan":1,"rowspan":1},{"content":[{"type":"paragraph","data":{"text":"Rs.10,000 p.m."}}],"colspan":1,"rowspan":1},{"content":[{"type":"paragraph","data":{"text":"Rs.2 lakh p.a."}}],"colspan":1,"rowspan":1}]},{"cols":[{"content":[{"type":"paragraph","data":{"text":"Nationality"}}],"colspan":1,"rowspan":1},{"content":[{"type":"paragraph","data":{"text":"Resident Indian"}}],"colspan":1,"rowspan":1},{"content":[{"type":"paragraph","data":{"text":"Resident Indian"}}],"colspan":1,"rowspan":1}]}]}},{"type":"paragraph","data":{"text":"Learn Further: <a href=\"\/home-loan\/hdfc-home-loan-eligibility.html\" target=\"_blank\">Check HDFC Home Loan Eligibility<\/a>"}},{"type":"header","data":{"text":"HDFC Home Loans Schemes","level":2}},{"type":"paragraph","data":{"text":"HDFC Home Loans offers a plethora of home loan plans for salaried and self-employed individuals. Given below are the list of all the schemes which can be availed by the customers"}},{"type":"list","data":{"style":"unordered","items":[{"content":"<strong>HDFC Home Loan<\/strong>","items":[{"content":"For purchasing flat, bungalow, row house, or properties from Development Authorities","items":[]},{"content":"Interest concession for women applicants","items":[]},{"content":"Loans for resident Indians only","items":[]},{"content":"Financing of up to 90% of the total property cost","items":[]}]},{"content":"<a href=\"\/home-loan\/hdfc-plot-loan.html\" target=\"_blank\"><strong>HDFC Plot Loan<\/strong><\/a>","items":[{"content":"Loans for purchase of a plot through direct allotment No hidden charges","items":[]},{"content":"Customised repayment options","items":[]},{"content":"Expert legal and technical counselling","items":[]},{"content":"Loans also available for purchasing a resale plot","items":[]}]},{"content":"<a href=\"\/hdfc-rural-home-loan.html\" target=\"_blank\"><strong>HDFC Rural Housing Loan<\/strong><\/a>","items":[{"content":"Tailored for agriculturists, planters, horticulturists, dairy Farmers for purchasing a residential property in rural and urban areas","items":[]},{"content":"Agriculturists applying for loan are not required to provide IT Returns","items":[]},{"content":"Longer repayment tenure of up to 20 years for agriculturists","items":[]}]},{"content":"<a href=\"\/hdfc-reach-home-loan.html\" target=\"_blank\"><strong>HDFC Reach Home Loan<\/strong><\/a>","items":[{"content":"Loans for purchasing a new or existing home","items":[]},{"content":"Loans for salaried individuals with a minimum monthly income of Rs.10,000 and for self-employed individuals with an income of Rs.2 lakh p.a.","items":[]},{"content":"Loan can be used to purchase a plot","items":[]},{"content":"Use this loan to construct your home on a free-hold land or on a plot","items":[]}]},{"content":"<a href=\"\/home-loan\/hdfc-home-improvement-loan.html\" target=\"_blank\"><strong>HDFC Home Improvement Loan<\/strong><\/a>","items":[{"content":"Loan specifically meant for renovating your home","items":[]},{"content":"Loans available for both new and existing customers","items":[]},{"content":"Simple and hassle-free documentation process","items":[]},{"content":"Interest rates similar to normal home loan rates","items":[]}]},{"content":"<a href=\"\/home-loan\/hdfc-home-extension-loan.html\" target=\"_blank\"><strong>HDFC Home Extension Loan<\/strong><\/a>","items":[{"content":"Loans to add or extend space to your home","items":[]},{"content":"Maximum tenure of 20 years","items":[]},{"content":"Interest rate concession for women applicants","items":[]}]},{"content":"<strong>HDFC Top Up Loans<\/strong>","items":[{"content":"Loans for both professional and personal needs","items":[]},{"content":"Maximum loan of R.50 lakh","items":[]},{"content":"You can apply only after 12 months of the final disbursement of your existing home loan and upon possession or completion of the existing financed property","items":[]}]},{"content":"<a href=\"\/hdfc-home-loan-balance-transfer.html\" target=\"_blank\"><strong>HDFC Balane Transfer Loans<\/strong><\/a>","items":[{"content":"Transfer your existing loan to HDFC conveniently","items":[]},{"content":"Additional top up loan of up to Rs.50 lakh","items":[]},{"content":"Special arrangement with AGIF for Home Loans for those employed in the Indian Army","items":[]},{"content":"Customised repayment options","items":[]}]},{"content":"<a href=\"\/hdfc-nri-home-loan.html\" target=\"_blank\"><strong>HDFC NRI Home Loans<\/strong><\/a>","items":[{"content":"Home loans designed for NRIs for purchase of a flat, row house, bungalow from private developers in approved projects in India","items":[]},{"content":"Loans available for purchase of a property located anywhere in India","items":[]},{"content":"Get home loan advisory services in the country you currently reside","items":[]},{"content":"Loans for purchasing properties from Development Authorities of India","items":[]}]},{"content":"<a href=\"\/home-loan\/hdfc-pmay.html\" target=\"_blank\"><strong>HDFC PMAY<\/strong><\/a>","items":[{"content":"Interest subsidy of up to 9% p.a.","items":[]},{"content":"Save up to Rs.2.67 lakh under PMAY CLSS","items":[]},{"content":"Affordable housing for Economical Weaker Section (EWS), Lower Income Group (LIG), and Middle Income Group (MIG)","items":[]},{"content":"Interest subsidy will be available for a maximum loan tenure of 20 years","items":[]}]}]}},{"type":"paragraph","data":{"text":"<strong>Disclaimer<\/strong>"}},{"type":"list","data":{"style":"unordered","items":[{"content":"*All loans at the sole discretion of HDFC Home Loans.","items":[]},{"content":"The differential rates of interest are made available based on the different risk assessments. Select rates of interest are made available as per the credit risk profile at certain price points, details of which may be obtained from the nearest branch of HDFC.","items":[]},{"content":"The rates of interest are applicable to Home Loans, including Home Improvement, Home Extension, Plot and Plot plus Construction loan.","items":[]},{"content":"The above interest rates \/ EMI are applicable for loans under the Adjustable Rate Home Loan Scheme of HDFC Home Loans. and subject to change at the time of disbursement. The Home Loan interest rates above are variable in nature and subject to change as per the movement in HDFC's Benchmark Rate.","items":[]},{"content":"HDFC Home Loans reserves the right to withdraw the offer on interest rates at any point in time without any further intimation or notice, and no claims shall be entertained by HDFC Home Loans in this regard.","items":[]}]}},{"type":"cta","data":{"link":"https:\/\/www.bankbazaar.com\/credit-score.html?variant=slide&WT.mc_id=CROSS_SELL_IL_HLBUTTON_163445&utm_source=bb&utm_medium=seo&utm_campaign=CROSS_SELL_IL_HLBUTTON_163445","linkText":"Check FREE Credit Score"}},{"type":"header","data":{"text":"Documents Required HDFC Home Loans","level":3}},{"type":"paragraph","data":{"text":"The documents required for the HDFC Home Loans can be summed up as follows:"}},{"type":"header","data":{"text":"For Salaried Individuals:","level":3}},{"type":"list","data":{"style":"unordered","items":[{"content":"<strong>Income proof<\/strong>","items":[{"content":"Latest 3 months' salary slips","items":[]},{"content":"Last 6 months' bank statements","items":[]},{"content":"Latest Form 16 and IT returns","items":[]}]},{"content":"<strong>Other documents<\/strong>","items":[{"content":"Employment details","items":[]},{"content":"Proof of own contribution","items":[]},{"content":"Last 6 month's bank statement to show if there are any other loans","items":[]},{"content":"Your and co-applicant's passport-size photo with signature","items":[]},{"content":"A cheque for processing fee to be paid towards HDFC Home Loans","items":[]}]}]}},{"type":"cta","data":{"link":"https:\/\/www.bankbazaar.com\/credit-score.html?variant=slide&WT.mc_id=CROSS_SELL_IL_HLBUTTON_163445&utm_source=bb&utm_medium=seo&utm_campaign=CROSS_SELL_IL_HLBUTTON_163445","linkText":"Check FREE Credit Score"}},{"type":"header","data":{"text":"For Self-Employed Individuals:","level":3}},{"type":"list","data":{"style":"unordered","items":[{"content":"<strong>Income proof<\/strong>","items":[{"content":"Income Tax Returns along with details of your businesses and your income for the last 3 years (attested by a chartered accountant)","items":[]},{"content":"Balance sheet and profit and loss account statements for the last 3 years","items":[]},{"content":"Last 6 years' current account statements of your business and your savings account statements","items":[]}]},{"content":"<strong>Other documents<\/strong>","items":[{"content":"Business profile","items":[]},{"content":"Form 26 AS (latest)","items":[]},{"content":"Proof of own contribution","items":[]},{"content":"Partnership deed (if applicable)","items":[]},{"content":"Details of your and your businesses' ongoing loans (if any)","items":[]},{"content":"Your and co-applicant's passport-size photo with signature","items":[]},{"content":"List of Directors and Shareholders of the company with shareholding details","items":[]},{"content":"A cheque for processing fee to be paid towards HDFC Home Loans.","items":[]}]}]}},{"type":"header","data":{"text":"Common Documents for Salaried and Self-Employed","level":3}},{"type":"table","data":{"rows":[{"cols":[{"content":[{"type":"paragraph","data":{"text":"Document Type"}}],"colspan":1,"rowspan":1,"highlight":true},{"content":[{"type":"paragraph","data":{"text":"Document Required"}}],"colspan":1,"rowspan":1,"highlight":true}]},{"cols":[{"content":[{"type":"paragraph","data":{"text":"Proof of identity and address"}}],"colspan":1,"rowspan":1},{"content":[{"type":"paragraph","data":{"text":"<a href=\"\/aadhar-card.html\" target=\"_blank\">Aadhar card<\/a>, <a href=\"\/voter-id.html\" target=\"_blank\">voter ID<\/a>, <a href=\"\/passport.html\" target=\"_blank\">passport<\/a>, or <a href=\"\/driving-licence.html\" target=\"_blank\">driving license<\/a>"}}],"colspan":1,"rowspan":1}]},{"cols":[{"content":[{"type":"paragraph","data":{"text":"Property-related documents"}}],"colspan":1,"rowspan":1},{"content":[{"type":"list","data":{"style":"ordered","items":[{"content":"Copy of the buyer agreement and receipt of the payment made to the builder (for new homes)","items":[]},{"content":"Title deeds, receipt of the payment made to the builder, and copy of the agreement to sell (for resale homes)","items":[]},{"content":"Title deeds of the plot, proof of no encumbrances on the property, and construction estimate as given by the architect (for home construction)","items":[]}]}}],"colspan":1,"rowspan":1}]}]}},{"type":"paragraph","data":{"text":"Further Reading: <a href=\"\/home-loan\/documents-required-for-home-loan.html\" target=\"_blank\">Home Loan Documents Required<\/a>"}},{"type":"cta","data":{"link":"https:\/\/www.bankbazaar.com\/credit-score.html?variant=slide&WT.mc_id=CROSS_SELL_IL_HLBUTTON_163445&utm_source=bb&utm_medium=seo&utm_campaign=CROSS_SELL_IL_HLBUTTON_163445","linkText":"Check FREE Credit Score"}},{"type":"header","data":{"text":"How to Apply for HDFC Home Loans?","level":3}},{"type":"paragraph","data":{"text":"You can apply for a home loan through HDFC Home Loans by using any one of the following 3 methods:"}},{"type":"list","data":{"style":"ordered","items":[{"content":"<strong>Application through BankBazaar: <\/strong>You can visit the official website of BankBazaar at www.bankbazaar.com and navigate to the '<a href=\"\/home-loan.html\" target=\"_blank\">Home Loan<\/a>' section under the 'Loans' menu. You will be able to see the list of loan providers. Click on the 'Apply Now' button next to the HDFC Home Loans section and follow the on-screen instructions to easily apply for a loan.You can also easily check the Home Loan status through BankBazaar.","items":[]},{"content":"<strong>Online application through the HDFC Home Loans Portal: <\/strong>You can visit the official <a href=\"https:\/\/portal.hdfc.com\/campaign\/new\" rel=\"nofollow\" target=\"_blank\">HDFC portal<\/a> and fill up the form by following the on-screen instructions. You can track the <a href=\"\/home-loan\/hdfc-home-loan-application-status.html\" target=\"_blank\">status of your HDFC home loan application<\/a> as well through this portal.","items":[]},{"content":"<strong>Offline application through a branch office: <\/strong>You can also use the offline mode to apply for a home loan through HDFC Home Loans You can visit one of the nearest branches and get in touch with an executive from the home loan department to guide you through the process. Alternatively, you can also get in touch with the <a href=\"\/hdfc-home-loan-customer-care.html\" target=\"_blank\">HDFC Home Loan Customer Care<\/a> service for the same.","items":[]}]}},{"type":"header","data":{"text":"HDFC Home Loans Customer Care","level":3}},{"type":"paragraph","data":{"text":"You can get in touch with HDFC Home Loans Customer Care for any questions, queries, and doubts."}},{"type":"table","data":{"rows":[{"cols":[{"content":[{"type":"paragraph","data":{"text":"Toll Free Number"}}],"colspan":1,"rowspan":1},{"content":[{"type":"paragraph","data":{"text":"1800 258 38 38 and 1800 22 40 60"}}],"colspan":1,"rowspan":1}]},{"cols":[{"content":[{"type":"paragraph","data":{"text":"HDFC Corporate Office Address"}}],"colspan":1,"rowspan":1},{"content":[{"type":"paragraph","data":{"text":"HDFC House, H T Parekh Marg, 165-166, Backbay Reclamation, Church gate, Mumbai Pin-400 020 "}},{"type":"paragraph","data":{"text":"Contact Number: +91 (22) 6663 6000  "}}],"colspan":1,"rowspan":1}]}]}}],"topContent":[{"data":{"text":"HDFC Home Loans offers affordable home loans to eligible borrowers with Interest rates starting at 8.75% p.a. for loans up to 30 years."},"type":"paragraph"},{"data":{"text":"The processing fee is calculated at up to 0.50% of the loan amount or a minimum of Rs. 3000\/-, whichever is higher. Additionally, applicable taxes and statutory levies are to be considered."},"type":"paragraph"},{"data":{"text":"<strong>HDFC's Home Loan Interest Rates<\/strong>"},"type":"paragraph"},{"data":{"rows":[{"cols":[{"content":[{"data":{"text":"<strong>Interest Rate<\/strong>"},"type":"paragraph"}],"colspan":1,"rowspan":1},{"content":[{"data":{"text":"8.75% p.a. onwards"},"type":"paragraph"}],"colspan":1,"rowspan":1}]},{"cols":[{"content":[{"data":{"text":"<strong>Repo Rate<\/strong>"},"type":"paragraph"}],"colspan":1,"rowspan":1},{"content":[{"type":"paragraph","data":{"text":"6.50%"}}],"colspan":1,"rowspan":1}]},{"cols":[{"content":[{"type":"paragraph","data":{"text":"Loan Amount"}}],"colspan":1,"rowspan":1},{"content":[{"type":"paragraph","data":{"text":"Based on customer profile"}}],"colspan":1,"rowspan":1}]},{"cols":[{"content":[{"type":"paragraph","data":{"text":"Processing Fees"}}],"colspan":1,"rowspan":1},{"content":[{"type":"paragraph","data":{"text":"Up to 0.50%"}}],"colspan":1,"rowspan":1}]},{"cols":[{"content":[{"type":"paragraph","data":{"text":"Penal Interest Rate"}}],"colspan":1,"rowspan":1},{"content":[{"type":"paragraph","data":{"text":"Up to 18% p.a."}}],"colspan":1,"rowspan":1}]},{"cols":[{"content":[{"type":"paragraph","data":{"text":"Prepayment\/Foreclosure Charges"}}],"colspan":1,"rowspan":1},{"content":[{"type":"paragraph","data":{"text":"0% - 2%"}}],"colspan":1,"rowspan":1}]},{"cols":[{"content":[{"type":"paragraph","data":{"text":"Max Tenure"}}],"colspan":1,"rowspan":1},{"content":[{"type":"paragraph","data":{"text":"30 Years"}}],"colspan":1,"rowspan":1}]},{"cols":[{"content":[{"type":"paragraph","data":{"text":"Rate Packages"}}],"colspan":1,"rowspan":1},{"content":[{"type":"paragraph","data":{"text":"Fixed\/Floating"}}],"colspan":1,"rowspan":1}]}]},"type":"table"},{"data":{"text":"*All loans are at the sole discretion of HDFC Home Loans.Terms and conditions apply."},"type":"paragraph"}],"metaTitle":"HDFC Home Loan 2024 - Interest Rate @8.75% p.a. 27 Nov 2024","offer":{"ids":[21260]},"hideUserReviews":true,"userReviewKeywords":"TRUE","interLinks":{"asLeftNav":false,"items":[{"title":"Home Loans by Banks","items":[{"title":"SBI Home Loan","link":"\/sbi-home-loan.html","text":"SBI Home Loan"},{"title":"Axis Home Loan","link":"\/axis-home-loan.html","text":"Axis Home Loan"},{"title":"HDFC Home Loan","link":"\/hdfc-home-loan.html","text":"HDFC Home Loan"},{"title":"Canara Home Loan","link":"\/canara-bank-home-loan.html","text":"Canara Home Loan"},{"title":"PNB Home Loan","link":"\/punjab-national-bank-home-loan.html","text":"PNB Home Loan"},{"title":"IDBI Home Loan","link":"\/idbi-home-loan.html","text":"IDBI Home Loan"},{"title":"Kotak Home Loan","link":"\/kotak-home-loan.html","text":"Kotak Home Loan"},{"title":"IOB Home Loan","link":"\/iob-home-loan.html","text":"IOB Home Loan"},{"title":"YES Bank Home Loan","link":"\/yes-bank-home-loan.html","text":"YES Bank Home Loan"}]},{"title":"Home Loans by NBFC","items":[{"title":"LIC Home Loan","link":"\/lic-home-loan.html","text":"LIC Home Loan"},{"title":"Piramal Home Loan","link":"\/home-loan\/piramal-home-loan.html","text":"Piramal Home Loan"},{"title":"Indiabulls Home Loan","link":"\/indiabulls-home-loan.html","text":"Indiabulls Home Loan"},{"title":"TataCap Home Loan","link":"\/tatacap-home-loan.html","text":"TataCap Home Loan"},{"title":"PNB Housing Finance Home Loan","link":"\/pnb-housing-finance-home-loan.html","text":"PNB Housing Finance Home Loan"},{"title":"Shriram Housing Finance Home Loan","link":"\/shriram-housing-finance-home-loan.html","text":"Shriram Housing Finance Home Loan"},{"title":"Aadhar Housing Finance Home Loan","link":"\/aadhar-housing-finance-home-loan.html","text":"Aadhar Housing Finance Home Loan"},{"title":"Bandhan Bank Home Loan","link":"\/bandhan-bank-home-loan.html","text":"Bandhan Bank Home Loan"}]},{"title":"Calculator","expand":true,"items":[{"link":"\/home-loan\/emi-calculator.html","title":"Home 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Articles","items":[{"title":"Top Housing Finance Companies In India","link":"\/home-loan\/top-housing-finance-companies-in-india.html","text":"Top Housing Finance Companies In India"},{"title":"Types Of Bank Loans In India","link":"\/home-loan\/different-types-of-bank-loans-in-india.html","text":"Types of Bank Loans In India"},{"title":"What is Home Loan Process","link":"\/home-loan-procedure.html","text":"What is Home Loan Process"},{"title":"What is Home Loan Provisional Certificate","link":"\/home-loan\/home-loan-provisional-certificate.html","text":"What is Home Loan Provisional Certificate"},{"title":"What is Benami Property","link":"\/home-loan\/benami-property-act.html","text":"What is Benami Property"},{"title":"What is Commercial Property Loan","link":"\/home-loan\/commercial-property-loan.html","text":"What is Commercial Property Loan"},{"title":"Partition Deed of Ancestral 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