CINXE.COM
New to Credit Card Advice & Guides - Bankrate.com
<!doctype html> <html class="no-js" lang="en"> <head> <meta charset="utf-8"> <meta http-equiv="X-UA-Compatible" content="IE=edge,chrome=1"> <meta name="viewport" content="width=device-width,initial-scale=1"> <script type="text/javascript"> ;window.NREUM||(NREUM={});NREUM.init={distributed_tracing:{enabled:true},privacy:{cookies_enabled:true},ajax:{deny_list:["bam.nr-data.net"]}}; ;NREUM.loader_config={accountID:"1725332",trustKey:"78034",agentID:"1815985012",licenseKey:"NRBR-b3e38650ca84c1eb454",applicationID:"1790023492"}; ;NREUM.info={beacon:"bam.nr-data.net",errorBeacon:"bam.nr-data.net",licenseKey:"NRBR-b3e38650ca84c1eb454",applicationID:"1790023492",sa:1}; ;/*! For license information please see nr-loader-spa-1.260.0.min.js.LICENSE.txt */ (()=>{var e,t,r={234:(e,t,r)=>{"use strict";r.d(t,{P_:()=>m,Mt:()=>b,C5:()=>s,DL:()=>w,OP:()=>O,lF:()=>D,Yu:()=>_,Dg:()=>v,CX:()=>c,GE:()=>E,sU:()=>I});var n=r(8632),i=r(9567);const o={beacon:n.ce.beacon,errorBeacon:n.ce.errorBeacon,licenseKey:void 0,applicationID:void 0,sa:void 0,queueTime:void 0,applicationTime:void 0,ttGuid:void 0,user:void 0,account:void 0,product:void 0,extra:void 0,jsAttributes:{},userAttributes:void 0,atts:void 0,transactionName:void 0,tNamePlain:void 0},a={};function s(e){if(!e)throw new Error("All info objects require an agent identifier!");if(!a[e])throw new Error("Info for ".concat(e," was never set"));return a[e]}function c(e,t){if(!e)throw new Error("All info objects require an agent identifier!");a[e]=(0,i.D)(t,o);const r=(0,n.ek)(e);r&&(r.info=a[e])}const u=e=>{if(!e||"string"!=typeof e)return!1;try{document.createDocumentFragment().querySelector(e)}catch{return!1}return!0};var d=r(7056),l=r(50);const f="[data-nr-mask]",h=()=>{const e={mask_selector:"*",block_selector:"[data-nr-block]",mask_input_options:{color:!1,date:!1,"datetime-local":!1,email:!1,month:!1,number:!1,range:!1,search:!1,tel:!1,text:!1,time:!1,url:!1,week:!1,textarea:!1,select:!1,password:!0}};return{feature_flags:[],proxy:{assets:void 0,beacon:void 0},privacy:{cookies_enabled:!0},ajax:{deny_list:void 0,block_internal:!0,enabled:!0,harvestTimeSeconds:10,autoStart:!0},distributed_tracing:{enabled:void 0,exclude_newrelic_header:void 0,cors_use_newrelic_header:void 0,cors_use_tracecontext_headers:void 0,allowed_origins:void 0},session:{expiresMs:d.oD,inactiveMs:d.Hb},ssl:void 0,obfuscate:void 0,jserrors:{enabled:!0,harvestTimeSeconds:10,autoStart:!0},metrics:{enabled:!0,autoStart:!0},page_action:{enabled:!0,harvestTimeSeconds:30,autoStart:!0},page_view_event:{enabled:!0,autoStart:!0},page_view_timing:{enabled:!0,harvestTimeSeconds:30,long_task:!1,autoStart:!0},session_trace:{enabled:!0,harvestTimeSeconds:10,autoStart:!0},harvest:{tooManyRequestsDelay:60},session_replay:{autoStart:!0,enabled:!1,harvestTimeSeconds:60,preload:!1,sampling_rate:10,error_sampling_rate:100,collect_fonts:!1,inline_images:!1,inline_stylesheet:!0,mask_all_inputs:!0,get mask_text_selector(){return e.mask_selector},set mask_text_selector(t){u(t)?e.mask_selector="".concat(t,",").concat(f):""===t||null===t?e.mask_selector=f:(0,l.Z)("An invalid session_replay.mask_selector was provided. '*' will be used.",t)},get block_class(){return"nr-block"},get ignore_class(){return"nr-ignore"},get mask_text_class(){return"nr-mask"},get block_selector(){return e.block_selector},set block_selector(t){u(t)?e.block_selector+=",".concat(t):""!==t&&(0,l.Z)("An invalid session_replay.block_selector was provided and will not be used",t)},get mask_input_options(){return e.mask_input_options},set mask_input_options(t){t&&"object"==typeof t?e.mask_input_options={...t,password:!0}:(0,l.Z)("An invalid session_replay.mask_input_option was provided and will not be used",t)}},spa:{enabled:!0,harvestTimeSeconds:10,autoStart:!0},soft_navigations:{enabled:!0,harvestTimeSeconds:10,autoStart:!0}}},p={},g="All configuration objects require an agent identifier!";function m(e){if(!e)throw new Error(g);if(!p[e])throw new Error("Configuration for ".concat(e," was never set"));return p[e]}function v(e,t){if(!e)throw new Error(g);p[e]=(0,i.D)(t,h());const r=(0,n.ek)(e);r&&(r.init=p[e])}function b(e,t){if(!e)throw new Error(g);var r=m(e);if(r){for(var n=t.split("."),i=0;i<n.length-1;i++)if("object"!=typeof(r=r[n[i]]))return;r=r[n[n.length-1]]}return r}const y={accountID:void 0,trustKey:void 0,agentID:void 0,licenseKey:void 0,applicationID:void 0,xpid:void 0},A={};function w(e){if(!e)throw new Error("All loader-config objects require an agent identifier!");if(!A[e])throw new Error("LoaderConfig for ".concat(e," was never set"));return A[e]}function E(e,t){if(!e)throw new Error("All loader-config objects require an agent identifier!");A[e]=(0,i.D)(t,y);const r=(0,n.ek)(e);r&&(r.loader_config=A[e])}const _=(0,n.mF)().o;var x=r(385),R=r(6818);const S={buildEnv:R.Re,distMethod:R.gF,version:R.q4,originTime:x.sK},T={customTransaction:void 0,disabled:!1,isolatedBacklog:!1,loaderType:void 0,maxBytes:3e4,onerror:void 0,origin:""+x._A.location,ptid:void 0,releaseIds:{},appMetadata:{},session:void 0,denyList:void 0,harvestCount:0,timeKeeper:void 0},N={};function O(e){if(!e)throw new Error("All runtime objects require an agent identifier!");if(!N[e])throw new Error("Runtime for ".concat(e," was never set"));return N[e]}function I(e,t){if(!e)throw new Error("All runtime objects require an agent identifier!");N[e]={...(0,i.D)(t,T),...S};const r=(0,n.ek)(e);r&&(r.runtime=N[e])}function D(e){return function(e){try{const t=s(e);return!!t.licenseKey&&!!t.errorBeacon&&!!t.applicationID}catch(e){return!1}}(e)}},9567:(e,t,r)=>{"use strict";r.d(t,{D:()=>i});var n=r(50);function i(e,t){try{if(!e||"object"!=typeof e)return(0,n.Z)("Setting a Configurable requires an object as input");if(!t||"object"!=typeof t)return(0,n.Z)("Setting a Configurable requires a model to set its initial properties");const r=Object.create(Object.getPrototypeOf(t),Object.getOwnPropertyDescriptors(t)),o=0===Object.keys(r).length?e:r;for(let a in o)if(void 0!==e[a])try{if(null===e[a]){r[a]=null;continue}Array.isArray(e[a])&&Array.isArray(t[a])?r[a]=Array.from(new Set([...e[a],...t[a]])):"object"==typeof e[a]&&"object"==typeof t[a]?r[a]=i(e[a],t[a]):r[a]=e[a]}catch(e){(0,n.Z)("An error occurred while setting a property of a Configurable",e)}return r}catch(e){(0,n.Z)("An error occured while setting a Configurable",e)}}},6818:(e,t,r)=>{"use strict";r.d(t,{Re:()=>i,gF:()=>o,lF:()=>a,q4:()=>n});const n="1.260.0",i="PROD",o="CDN",a="2.0.0-alpha.12"},385:(e,t,r)=>{"use strict";r.d(t,{FN:()=>c,IF:()=>l,LW:()=>a,Nk:()=>h,Tt:()=>u,_A:()=>o,iS:()=>s,il:()=>n,sK:()=>p,ux:()=>d,v6:()=>i,w1:()=>f});const n="undefined"!=typeof window&&!!window.document,i="undefined"!=typeof WorkerGlobalScope&&("undefined"!=typeof self&&self instanceof WorkerGlobalScope&&self.navigator instanceof WorkerNavigator||"undefined"!=typeof globalThis&&globalThis instanceof WorkerGlobalScope&&globalThis.navigator instanceof WorkerNavigator),o=n?window:"undefined"!=typeof WorkerGlobalScope&&("undefined"!=typeof self&&self instanceof WorkerGlobalScope&&self||"undefined"!=typeof globalThis&&globalThis instanceof WorkerGlobalScope&&globalThis),a="complete"===o?.document?.readyState,s=Boolean("hidden"===o?.document?.visibilityState),c=""+o?.location,u=/iPad|iPhone|iPod/.test(o.navigator?.userAgent),d=u&&"undefined"==typeof SharedWorker,l=(()=>{const e=o.navigator?.userAgent?.match(/Firefox[/\s](\d+\.\d+)/);return Array.isArray(e)&&e.length>=2?+e[1]:0})(),f=Boolean(n&&window.document.documentMode),h=!!o.navigator?.sendBeacon,p=Math.floor(Date.now()-performance.now())},1117:(e,t,r)=>{"use strict";r.d(t,{w:()=>o});var n=r(50);const i={agentIdentifier:"",ee:void 0};class o{constructor(e){try{if("object"!=typeof e)return(0,n.Z)("shared context requires an object as input");this.sharedContext={},Object.assign(this.sharedContext,i),Object.entries(e).forEach((e=>{let[t,r]=e;Object.keys(i).includes(t)&&(this.sharedContext[t]=r)}))}catch(e){(0,n.Z)("An error occurred while setting SharedContext",e)}}}},1199:(e,t,r)=>{"use strict";r.d(t,{R2:()=>a,zR:()=>i,zh:()=>o});var n=[];function i(e){if(o(e))return!1;if(0===n.length)return!0;for(var t=0;t<n.length;t++){var r=n[t];if("*"===r.hostname)return!1;if(s(r.hostname,e.hostname)&&c(r.pathname,e.pathname))return!1}return!0}function o(e){return void 0===e.hostname}function a(e){if(n=[],e&&e.length)for(var t=0;t<e.length;t++){let r=e[t];if(!r)continue;0===r.indexOf("http://")?r=r.substring(7):0===r.indexOf("https://")&&(r=r.substring(8));const i=r.indexOf("/");let o,a;i>0?(o=r.substring(0,i),a=r.substring(i)):(o=r,a="");let[s]=o.split(":");n.push({hostname:s,pathname:a})}}function s(e,t){return!(e.length>t.length)&&t.indexOf(e)===t.length-e.length}function c(e,t){return 0===e.indexOf("/")&&(e=e.substring(1)),0===t.indexOf("/")&&(t=t.substring(1)),""===e||e===t}},8e3:(e,t,r)=>{"use strict";r.d(t,{LP:()=>l,RP:()=>c,o5:()=>u});var n=r(8325),i=r(1284),o=r(4322),a=r(3325);const s={};function c(e,t){const r={staged:!1,priority:a.p[t]||0};d(e),s[e].get(t)||s[e].set(t,r)}function u(e,t){d(e),s[e].get(t)&&s[e].delete(t),s[e].size&&f(e)}function d(e){if(!e)throw new Error("agentIdentifier required");s[e]||(s[e]=new Map)}function l(){let e=arguments.length>0&&void 0!==arguments[0]?arguments[0]:"",t=arguments.length>1&&void 0!==arguments[1]?arguments[1]:"feature",r=arguments.length>2&&void 0!==arguments[2]&&arguments[2];if(d(e),!e||!s[e].get(t)||r)return h(e,t);s[e].get(t).staged=!0,f(e)}function f(e){const t=Array.from(s[e]);t.every((e=>{let[t,r]=e;return r.staged}))&&(t.sort(((e,t)=>e[1].priority-t[1].priority)),t.forEach((t=>{let[r]=t;s[e].delete(r),h(e,r)})))}function h(e,t){const r=e?n.ee.get(e):n.ee,a=o.X.handlers;if(r.backlog&&a){var s=r.backlog[t],c=a[t];if(c){for(var u=0;s&&u<s.length;++u)p(s[u],c);(0,i.D)(c,(function(e,t){(0,i.D)(t,(function(t,r){r[0].on(e,r[1])}))}))}r.isolatedBacklog||delete a[t],r.backlog[t]=null,r.emit("drain-"+t,[])}}function p(e,t){var r=e[1];(0,i.D)(t[r],(function(t,r){var n=e[0];if(r[0]===n){var i=r[1],o=e[3],a=e[2];i.apply(o,a)}}))}},8325:(e,t,r)=>{"use strict";r.d(t,{A:()=>c,ee:()=>u});var n=r(8632),i=r(2210),o=r(234);class a{constructor(e){this.contextId=e}}var s=r(3117);const c="nr@context:".concat(s.a),u=function e(t,r){var n={},s={},d={},l=!1;try{l=16===r.length&&(0,o.OP)(r).isolatedBacklog}catch(e){}var f={on:p,addEventListener:p,removeEventListener:function(e,t){var r=n[e];if(!r)return;for(var i=0;i<r.length;i++)r[i]===t&&r.splice(i,1)},emit:function(e,r,n,i,o){!1!==o&&(o=!0);if(u.aborted&&!i)return;t&&o&&t.emit(e,r,n);for(var a=h(n),c=g(e),d=c.length,l=0;l<d;l++)c[l].apply(a,r);var p=v()[s[e]];p&&p.push([f,e,r,a]);return a},get:m,listeners:g,context:h,buffer:function(e,t){const r=v();if(t=t||"feature",f.aborted)return;Object.entries(e||{}).forEach((e=>{let[n,i]=e;s[i]=t,t in r||(r[t]=[])}))},abort:function(){f._aborted=!0,Object.keys(f.backlog).forEach((e=>{delete f.backlog[e]}))},isBuffering:function(e){return!!v()[s[e]]},debugId:r,backlog:l?{}:t&&"object"==typeof t.backlog?t.backlog:{},isolatedBacklog:l};return Object.defineProperty(f,"aborted",{get:()=>{let e=f._aborted||!1;return e||(t&&(e=t.aborted),e)}}),f;function h(e){return e&&e instanceof a?e:e?(0,i.X)(e,c,(()=>new a(c))):new a(c)}function p(e,t){n[e]=g(e).concat(t)}function g(e){return n[e]||[]}function m(t){return d[t]=d[t]||e(f,t)}function v(){return f.backlog}}(void 0,"globalEE"),d=(0,n.fP)();d.ee||(d.ee=u)},5546:(e,t,r)=>{"use strict";r.d(t,{E:()=>n,p:()=>i});var n=r(8325).ee.get("handle");function i(e,t,r,i,o){o?(o.buffer([e],i),o.emit(e,t,r)):(n.buffer([e],i),n.emit(e,t,r))}},4322:(e,t,r)=>{"use strict";r.d(t,{X:()=>o});var n=r(5546);o.on=a;var i=o.handlers={};function o(e,t,r,o){a(o||n.E,i,e,t,r)}function a(e,t,r,i,o){o||(o="feature"),e||(e=n.E);var a=t[o]=t[o]||{};(a[r]=a[r]||[]).push([e,i])}},3239:(e,t,r)=>{"use strict";r.d(t,{bP:()=>s,iz:()=>c,m$:()=>a});var n=r(385);let i=!1,o=!1;try{const e={get passive(){return i=!0,!1},get signal(){return o=!0,!1}};n._A.addEventListener("test",null,e),n._A.removeEventListener("test",null,e)}catch(e){}function a(e,t){return i||o?{capture:!!e,passive:i,signal:t}:!!e}function s(e,t){let r=arguments.length>2&&void 0!==arguments[2]&&arguments[2],n=arguments.length>3?arguments[3]:void 0;window.addEventListener(e,t,a(r,n))}function c(e,t){let r=arguments.length>2&&void 0!==arguments[2]&&arguments[2],n=arguments.length>3?arguments[3]:void 0;document.addEventListener(e,t,a(r,n))}},3117:(e,t,r)=>{"use strict";r.d(t,{a:()=>n});const n=(0,r(4402).Rl)()},4402:(e,t,r)=>{"use strict";r.d(t,{Ht:()=>u,M:()=>c,Rl:()=>a,ky:()=>s});var n=r(385);const i="xxxxxxxx-xxxx-4xxx-yxxx-xxxxxxxxxxxx";function o(e,t){return e?15&e[t]:16*Math.random()|0}function a(){const e=n._A?.crypto||n._A?.msCrypto;let t,r=0;return e&&e.getRandomValues&&(t=e.getRandomValues(new Uint8Array(30))),i.split("").map((e=>"x"===e?o(t,r++).toString(16):"y"===e?(3&o()|8).toString(16):e)).join("")}function s(e){const t=n._A?.crypto||n._A?.msCrypto;let r,i=0;t&&t.getRandomValues&&(r=t.getRandomValues(new Uint8Array(e)));const a=[];for(var s=0;s<e;s++)a.push(o(r,i++).toString(16));return a.join("")}function c(){return s(16)}function u(){return s(32)}},7056:(e,t,r)=>{"use strict";r.d(t,{Bq:()=>n,Hb:()=>a,IK:()=>u,K4:()=>i,oD:()=>o,uT:()=>c,wO:()=>s});const n="NRBA",i="SESSION",o=144e5,a=18e5,s={STARTED:"session-started",PAUSE:"session-pause",RESET:"session-reset",RESUME:"session-resume",UPDATE:"session-update"},c={SAME_TAB:"same-tab",CROSS_TAB:"cross-tab"},u={OFF:0,FULL:1,ERROR:2}},7894:(e,t,r)=>{"use strict";function n(){return Math.floor(performance.now())}r.d(t,{z:()=>n})},7243:(e,t,r)=>{"use strict";r.d(t,{e:()=>i});var n=r(385);function i(e){if(0===(e||"").indexOf("data:"))return{protocol:"data"};try{const t=new URL(e,location.href),r={port:t.port,hostname:t.hostname,pathname:t.pathname,search:t.search,protocol:t.protocol.slice(0,t.protocol.indexOf(":")),sameOrigin:t.protocol===n._A?.location?.protocol&&t.host===n._A?.location?.host};return r.port&&""!==r.port||("http:"===t.protocol&&(r.port="80"),"https:"===t.protocol&&(r.port="443")),r.pathname&&""!==r.pathname?r.pathname.startsWith("/")||(r.pathname="/".concat(r.pathname)):r.pathname="/",r}catch(e){return{}}}},50:(e,t,r)=>{"use strict";function n(e,t){"function"==typeof console.warn&&(console.warn("New Relic: ".concat(e)),t&&console.warn(t))}r.d(t,{Z:()=>n})},2825:(e,t,r)=>{"use strict";r.d(t,{N:()=>c,T:()=>s});var n=r(8325),i=r(385);const o="newrelic";const a=new Set,s={};function c(e,t){const r=n.ee.get(t);s[t]??={},e&&"object"==typeof e&&(a.has(t)||(r.emit("rumresp",[e]),s[t]=e,a.add(t),function(){let e=arguments.length>0&&void 0!==arguments[0]?arguments[0]:{};try{i._A.dispatchEvent(new CustomEvent(o,{detail:e}))}catch(e){}}({loaded:!0})))}},2210:(e,t,r)=>{"use strict";r.d(t,{X:()=>i});var n=Object.prototype.hasOwnProperty;function i(e,t,r){if(n.call(e,t))return e[t];var i=r();if(Object.defineProperty&&Object.keys)try{return Object.defineProperty(e,t,{value:i,writable:!0,enumerable:!1}),i}catch(e){}return e[t]=i,i}},7872:(e,t,r)=>{"use strict";function n(e){var t=this;let r=arguments.length>1&&void 0!==arguments[1]?arguments[1]:500,n=arguments.length>2&&void 0!==arguments[2]?arguments[2]:{};const i=n?.leading||!1;let o;return function(){for(var n=arguments.length,a=new Array(n),s=0;s<n;s++)a[s]=arguments[s];i&&void 0===o&&(e.apply(t,a),o=setTimeout((()=>{o=clearTimeout(o)}),r)),i||(clearTimeout(o),o=setTimeout((()=>{e.apply(t,a)}),r))}}function i(e){var t=this;let r=!1;return function(){if(!r){r=!0;for(var n=arguments.length,i=new Array(n),o=0;o<n;o++)i[o]=arguments[o];e.apply(t,i)}}}r.d(t,{D:()=>n,Z:()=>i})},1284:(e,t,r)=>{"use strict";r.d(t,{D:()=>n});const n=(e,t)=>Object.entries(e||{}).map((e=>{let[r,n]=e;return t(r,n)}))},4351:(e,t,r)=>{"use strict";r.d(t,{P:()=>o});var n=r(8325);const i=()=>{const e=new WeakSet;return(t,r)=>{if("object"==typeof r&&null!==r){if(e.has(r))return;e.add(r)}return r}};function o(e){try{return JSON.stringify(e,i())}catch(e){try{n.ee.emit("internal-error",[e])}catch(e){}}}},3960:(e,t,r)=>{"use strict";r.d(t,{KB:()=>a,b2:()=>o});var n=r(3239);function i(){return"undefined"==typeof document||"complete"===document.readyState}function o(e,t){if(i())return e();(0,n.bP)("load",e,t)}function a(e){if(i())return e();(0,n.iz)("DOMContentLoaded",e)}},8632:(e,t,r)=>{"use strict";r.d(t,{EZ:()=>d,ce:()=>o,ek:()=>u,fP:()=>a,gG:()=>l,h5:()=>c,mF:()=>s});var n=r(385),i=r(7894);const o={beacon:"bam.nr-data.net",errorBeacon:"bam.nr-data.net"};function a(){return n._A.NREUM||(n._A.NREUM={}),void 0===n._A.newrelic&&(n._A.newrelic=n._A.NREUM),n._A.NREUM}function s(){let e=a();return e.o||(e.o={ST:n._A.setTimeout,SI:n._A.setImmediate,CT:n._A.clearTimeout,XHR:n._A.XMLHttpRequest,REQ:n._A.Request,EV:n._A.Event,PR:n._A.Promise,MO:n._A.MutationObserver,FETCH:n._A.fetch}),e}function c(e,t){let r=a();r.initializedAgents??={},t.initializedAt={ms:(0,i.z)(),date:new Date},r.initializedAgents[e]=t}function u(e){let t=a();return t.initializedAgents?.[e]}function d(e,t){a()[e]=t}function l(){return function(){let e=a();const t=e.info||{};e.info={beacon:o.beacon,errorBeacon:o.errorBeacon,...t}}(),function(){let e=a();const t=e.init||{};e.init={...t}}(),s(),function(){let e=a();const t=e.loader_config||{};e.loader_config={...t}}(),a()}},7956:(e,t,r)=>{"use strict";r.d(t,{N:()=>i});var n=r(3239);function i(e){let t=arguments.length>1&&void 0!==arguments[1]&&arguments[1],r=arguments.length>2?arguments[2]:void 0,i=arguments.length>3?arguments[3]:void 0;(0,n.iz)("visibilitychange",(function(){if(t)return void("hidden"===document.visibilityState&&e());e(document.visibilityState)}),r,i)}},7806:(e,t,r)=>{"use strict";r.d(t,{em:()=>b,u5:()=>T,QU:()=>I,_L:()=>j,Gm:()=>L,Lg:()=>M,BV:()=>V,Kf:()=>Y});var n=r(8325),i=r(3117);const o="nr@original:".concat(i.a);var a=Object.prototype.hasOwnProperty,s=!1;function c(e,t){return e||(e=n.ee),r.inPlace=function(e,t,n,i,o){n||(n="");const a="-"===n.charAt(0);for(let s=0;s<t.length;s++){const c=t[s],u=e[c];d(u)||(e[c]=r(u,a?c+n:n,i,c,o))}},r.flag=o,r;function r(t,r,n,s,c){return d(t)?t:(r||(r=""),nrWrapper[o]=t,function(e,t,r){if(Object.defineProperty&&Object.keys)try{return Object.keys(e).forEach((function(r){Object.defineProperty(t,r,{get:function(){return e[r]},set:function(t){return e[r]=t,t}})})),t}catch(e){u([e],r)}for(var n in e)a.call(e,n)&&(t[n]=e[n])}(t,nrWrapper,e),nrWrapper);function nrWrapper(){var o,a,d,l;try{a=this,o=[...arguments],d="function"==typeof n?n(o,a):n||{}}catch(t){u([t,"",[o,a,s],d],e)}i(r+"start",[o,a,s],d,c);try{return l=t.apply(a,o)}catch(e){throw i(r+"err",[o,a,e],d,c),e}finally{i(r+"end",[o,a,l],d,c)}}}function i(r,n,i,o){if(!s||t){var a=s;s=!0;try{e.emit(r,n,i,t,o)}catch(t){u([t,r,n,i],e)}s=a}}}function u(e,t){t||(t=n.ee);try{t.emit("internal-error",e)}catch(e){}}function d(e){return!(e&&"function"==typeof e&&e.apply&&!e[o])}var l=r(2210),f=r(385);const h={},p=f._A.XMLHttpRequest,g="addEventListener",m="removeEventListener",v="nr@wrapped:".concat(n.A);function b(e){var t=function(e){return(e||n.ee).get("events")}(e);if(h[t.debugId]++)return t;h[t.debugId]=1;var r=c(t,!0);function i(e){r.inPlace(e,[g,m],"-",o)}function o(e,t){return e[1]}return"getPrototypeOf"in Object&&(f.il&&y(document,i),y(f._A,i),y(p.prototype,i)),t.on(g+"-start",(function(e,t){var n=e[1];if(null!==n&&("function"==typeof n||"object"==typeof n)){var i=(0,l.X)(n,v,(function(){var e={object:function(){if("function"!=typeof n.handleEvent)return;return n.handleEvent.apply(n,arguments)},function:n}[typeof n];return e?r(e,"fn-",null,e.name||"anonymous"):n}));this.wrapped=e[1]=i}})),t.on(m+"-start",(function(e){e[1]=this.wrapped||e[1]})),t}function y(e,t){let r=e;for(;"object"==typeof r&&!Object.prototype.hasOwnProperty.call(r,g);)r=Object.getPrototypeOf(r);for(var n=arguments.length,i=new Array(n>2?n-2:0),o=2;o<n;o++)i[o-2]=arguments[o];r&&t(r,...i)}var A="fetch-",w=A+"body-",E=["arrayBuffer","blob","json","text","formData"],_=f._A.Request,x=f._A.Response,R="prototype";const S={};function T(e){const t=function(e){return(e||n.ee).get("fetch")}(e);if(!(_&&x&&f._A.fetch))return t;if(S[t.debugId]++)return t;function r(e,r,i){var o=e[r];"function"==typeof o&&(e[r]=function(){var e,r=[...arguments],a={};t.emit(i+"before-start",[r],a),a[n.A]&&a[n.A].dt&&(e=a[n.A].dt);var s=o.apply(this,r);return t.emit(i+"start",[r,e],s),s.then((function(e){return t.emit(i+"end",[null,e],s),e}),(function(e){throw t.emit(i+"end",[e],s),e}))})}return S[t.debugId]=1,E.forEach((e=>{r(_[R],e,w),r(x[R],e,w)})),r(f._A,"fetch",A),t.on(A+"end",(function(e,r){var n=this;if(r){var i=r.headers.get("content-length");null!==i&&(n.rxSize=i),t.emit(A+"done",[null,r],n)}else t.emit(A+"done",[e],n)})),t}const N={},O=["pushState","replaceState"];function I(e){const t=function(e){return(e||n.ee).get("history")}(e);return!f.il||N[t.debugId]++||(N[t.debugId]=1,c(t).inPlace(window.history,O,"-")),t}var D=r(3239);const P={},C=["appendChild","insertBefore","replaceChild"];function j(e){const t=function(e){return(e||n.ee).get("jsonp")}(e);if(!f.il||P[t.debugId])return t;P[t.debugId]=!0;var r=c(t),i=/[?&](?:callback|cb)=([^&#]+)/,o=/(.*)\.([^.]+)/,a=/^(\w+)(\.|$)(.*)$/;function s(e,t){if(!e)return t;const r=e.match(a),n=r[1];return s(r[3],t[n])}return r.inPlace(Node.prototype,C,"dom-"),t.on("dom-start",(function(e){!function(e){if(!e||"string"!=typeof e.nodeName||"script"!==e.nodeName.toLowerCase())return;if("function"!=typeof e.addEventListener)return;var n=(a=e.src,c=a.match(i),c?c[1]:null);var a,c;if(!n)return;var u=function(e){var t=e.match(o);if(t&&t.length>=3)return{key:t[2],parent:s(t[1],window)};return{key:e,parent:window}}(n);if("function"!=typeof u.parent[u.key])return;var d={};function l(){t.emit("jsonp-end",[],d),e.removeEventListener("load",l,(0,D.m$)(!1)),e.removeEventListener("error",f,(0,D.m$)(!1))}function f(){t.emit("jsonp-error",[],d),t.emit("jsonp-end",[],d),e.removeEventListener("load",l,(0,D.m$)(!1)),e.removeEventListener("error",f,(0,D.m$)(!1))}r.inPlace(u.parent,[u.key],"cb-",d),e.addEventListener("load",l,(0,D.m$)(!1)),e.addEventListener("error",f,(0,D.m$)(!1)),t.emit("new-jsonp",[e.src],d)}(e[0])})),t}const k={};function L(e){const t=function(e){return(e||n.ee).get("mutation")}(e);if(!f.il||k[t.debugId])return t;k[t.debugId]=!0;var r=c(t),i=f._A.MutationObserver;return i&&(window.MutationObserver=function(e){return this instanceof i?new i(r(e,"fn-")):i.apply(this,arguments)},MutationObserver.prototype=i.prototype),t}const H={};function M(e){const t=function(e){return(e||n.ee).get("promise")}(e);if(H[t.debugId])return t;H[t.debugId]=!0;var r=t.context,i=c(t),a=f._A.Promise;return a&&function(){function e(r){var n=t.context(),o=i(r,"executor-",n,null,!1);const s=Reflect.construct(a,[o],e);return t.context(s).getCtx=function(){return n},s}f._A.Promise=e,Object.defineProperty(e,"name",{value:"Promise"}),e.toString=function(){return a.toString()},Object.setPrototypeOf(e,a),["all","race"].forEach((function(r){const n=a[r];e[r]=function(e){let i=!1;[...e||[]].forEach((e=>{this.resolve(e).then(a("all"===r),a(!1))}));const o=n.apply(this,arguments);return o;function a(e){return function(){t.emit("propagate",[null,!i],o,!1,!1),i=i||!e}}}})),["resolve","reject"].forEach((function(r){const n=a[r];e[r]=function(e){const r=n.apply(this,arguments);return e!==r&&t.emit("propagate",[e,!0],r,!1,!1),r}})),e.prototype=a.prototype;const n=a.prototype.then;a.prototype.then=function(){var e=this,o=r(e);o.promise=e;for(var a=arguments.length,s=new Array(a),c=0;c<a;c++)s[c]=arguments[c];s[0]=i(s[0],"cb-",o,null,!1),s[1]=i(s[1],"cb-",o,null,!1);const u=n.apply(this,s);return o.nextPromise=u,t.emit("propagate",[e,!0],u,!1,!1),u},a.prototype.then[o]=n,t.on("executor-start",(function(e){e[0]=i(e[0],"resolve-",this,null,!1),e[1]=i(e[1],"resolve-",this,null,!1)})),t.on("executor-err",(function(e,t,r){e[1](r)})),t.on("cb-end",(function(e,r,n){t.emit("propagate",[n,!0],this.nextPromise,!1,!1)})),t.on("propagate",(function(e,r,n){this.getCtx&&!r||(this.getCtx=function(){if(e instanceof Promise)var r=t.context(e);return r&&r.getCtx?r.getCtx():this})}))}(),t}const U={},z="setTimeout",F="setInterval",B="clearTimeout",G="-start",q="-",K=[z,"setImmediate",F,B,"clearImmediate"];function V(e){const t=function(e){return(e||n.ee).get("timer")}(e);if(U[t.debugId]++)return t;U[t.debugId]=1;var r=c(t);return r.inPlace(f._A,K.slice(0,2),z+q),r.inPlace(f._A,K.slice(2,3),F+q),r.inPlace(f._A,K.slice(3),B+q),t.on(F+G,(function(e,t,n){e[0]=r(e[0],"fn-",null,n)})),t.on(z+G,(function(e,t,n){this.method=n,this.timerDuration=isNaN(e[1])?0:+e[1],e[0]=r(e[0],"fn-",this,n)})),t}var Z=r(50);const W={},X=["open","send"];function Y(e){var t=e||n.ee;const r=function(e){return(e||n.ee).get("xhr")}(t);if(W[r.debugId]++)return r;W[r.debugId]=1,b(t);var i=c(r),o=f._A.XMLHttpRequest,a=f._A.MutationObserver,s=f._A.Promise,u=f._A.setInterval,d="readystatechange",l=["onload","onerror","onabort","onloadstart","onloadend","onprogress","ontimeout"],h=[],p=f._A.XMLHttpRequest=function(e){const t=new o(e),n=r.context(t);try{r.emit("new-xhr",[t],n),t.addEventListener(d,(a=n,function(){var e=this;e.readyState>3&&!a.resolved&&(a.resolved=!0,r.emit("xhr-resolved",[],e)),i.inPlace(e,l,"fn-",w)}),(0,D.m$)(!1))}catch(e){(0,Z.Z)("An error occurred while intercepting XHR",e);try{r.emit("internal-error",[e])}catch(e){}}var a;return t};function g(e,t){i.inPlace(t,["onreadystatechange"],"fn-",w)}if(function(e,t){for(var r in e)t[r]=e[r]}(o,p),p.prototype=o.prototype,i.inPlace(p.prototype,X,"-xhr-",w),r.on("send-xhr-start",(function(e,t){g(e,t),function(e){h.push(e),a&&(m?m.then(A):u?u(A):(v=-v,y.data=v))}(t)})),r.on("open-xhr-start",g),a){var m=s&&s.resolve();if(!u&&!s){var v=1,y=document.createTextNode(v);new a(A).observe(y,{characterData:!0})}}else t.on("fn-end",(function(e){e[0]&&e[0].type===d||A()}));function A(){for(var e=0;e<h.length;e++)g(0,h[e]);h.length&&(h=[])}function w(e,t){return t}return r}},7825:(e,t,r)=>{"use strict";r.d(t,{t:()=>n});const n=r(3325).D.ajax},6660:(e,t,r)=>{"use strict";r.d(t,{t:()=>n});const n=r(3325).D.jserrors},3081:(e,t,r)=>{"use strict";r.d(t,{gF:()=>o,mY:()=>i,t9:()=>n,vz:()=>s,xS:()=>a});const n=r(3325).D.metrics,i="sm",o="cm",a="storeSupportabilityMetrics",s="storeEventMetrics"},4649:(e,t,r)=>{"use strict";r.d(t,{t:()=>n});const n=r(3325).D.pageAction},7633:(e,t,r)=>{"use strict";r.d(t,{t:()=>n});const n=r(3325).D.pageViewEvent},9251:(e,t,r)=>{"use strict";r.d(t,{t:()=>n});const n=r(3325).D.pageViewTiming},7144:(e,t,r)=>{"use strict";r.d(t,{Ef:()=>o,J0:()=>f,Mi:()=>l,Vb:()=>a,Ye:()=>c,fm:()=>u,i9:()=>s,pB:()=>h,t9:()=>i,u0:()=>d});var n=r(7056);const i=r(3325).D.sessionReplay,o={RECORD:"recordReplay",PAUSE:"pauseReplay",REPLAY_RUNNING:"replayRunning",ERROR_DURING_REPLAY:"errorDuringReplay"},a=.12,s={DomContentLoaded:0,Load:1,FullSnapshot:2,IncrementalSnapshot:3,Meta:4,Custom:5},c=1e6,u=64e3,d={[n.IK.ERROR]:15e3,[n.IK.FULL]:3e5,[n.IK.OFF]:0},l={RESET:{message:"Session was reset",sm:"Reset"},IMPORT:{message:"Recorder failed to import",sm:"Import"},TOO_MANY:{message:"429: Too Many Requests",sm:"Too-Many"},TOO_BIG:{message:"Payload was too large",sm:"Too-Big"},CROSS_TAB:{message:"Session Entity was set to OFF on another tab",sm:"Cross-Tab"},ENTITLEMENTS:{message:"Session Replay is not allowed and will not be started",sm:"Entitlement"}},f=5e3,h={API:"api"}},3112:(e,t,r)=>{"use strict";r.d(t,{HM:()=>c,Rc:()=>a,rU:()=>s,wi:()=>u});var n=r(234),i=r(8488),o=r(385);function a(e){return!!n.Yu.MO&&(0,i.H)(e)&&!0===(0,n.Mt)(e,"session_trace.enabled")}function s(e){return!0===(0,n.Mt)(e,"session_replay.preload")&&a(e)}function c(e,t){return!!a(e)&&(!!t?.isNew||!!t?.state.sessionReplayMode)}function u(e,t){const r=t.correctAbsoluteTimestamp(e);return{originalTimestamp:e,correctedTimestamp:r,timestampDiff:e-r,originTime:o.sK,correctedOriginTime:t.correctedOriginTime,originTimeDiff:Math.floor(o.sK-t.correctedOriginTime)}}},3614:(e,t,r)=>{"use strict";r.d(t,{BST_RESOURCE:()=>i,END:()=>s,FEATURE_NAME:()=>n,FN_END:()=>u,FN_START:()=>c,PUSH_STATE:()=>d,RESOURCE:()=>o,START:()=>a,c:()=>l});const n=r(3325).D.sessionTrace,i="bstResource",o="resource",a="-start",s="-end",c="fn"+a,u="fn"+s,d="pushState",l=1e3},6216:(e,t,r)=>{"use strict";r.d(t,{K8:()=>s,QZ:()=>c,cS:()=>o,sE:()=>i,t9:()=>a,vh:()=>u});var n=r(3325);const i=["click","keydown","submit"],o="api",a=n.D.softNav,s={INITIAL_PAGE_LOAD:"",ROUTE_CHANGE:1,UNSPECIFIED:2},c={INTERACTION:1,AJAX:2,CUSTOM_END:3,CUSTOM_TRACER:4},u={IP:"in progress",FIN:"finished",CAN:"cancelled"}},7836:(e,t,r)=>{"use strict";r.d(t,{BODY:()=>E,CB_END:()=>_,CB_START:()=>u,END:()=>w,FEATURE_NAME:()=>i,FETCH:()=>R,FETCH_BODY:()=>v,FETCH_DONE:()=>m,FETCH_START:()=>g,FN_END:()=>c,FN_START:()=>s,INTERACTION:()=>f,INTERACTION_API:()=>d,INTERACTION_EVENTS:()=>o,JSONP_END:()=>b,JSONP_NODE:()=>p,JS_TIME:()=>x,MAX_TIMER_BUDGET:()=>a,REMAINING:()=>l,SPA_NODE:()=>h,START:()=>A,originalSetTimeout:()=>y});var n=r(234);const i=r(3325).D.spa,o=["click","submit","keypress","keydown","keyup","change"],a=999,s="fn-start",c="fn-end",u="cb-start",d="api-ixn-",l="remaining",f="interaction",h="spaNode",p="jsonpNode",g="fetch-start",m="fetch-done",v="fetch-body-",b="jsonp-end",y=n.Yu.ST,A="-start",w="-end",E="-body",_="cb"+w,x="jsTime",R="fetch"},5938:(e,t,r)=>{"use strict";r.d(t,{W:()=>i});var n=r(8325);class i{constructor(e,t,r){this.agentIdentifier=e,this.aggregator=t,this.ee=n.ee.get(e),this.featureName=r,this.blocked=!1}}},8488:(e,t,r)=>{"use strict";r.d(t,{H:()=>o});var n=r(234),i=r(385);const o=e=>i.il&&!0===(0,n.Mt)(e,"privacy.cookies_enabled")},2758:(e,t,r)=>{"use strict";r.d(t,{j:()=>_});var n=r(3325),i=r(234),o=r(5546),a=r(8325),s=r(8e3),c=r(3960),u=r(385),d=r(50),l=r(3081),f=r(8632),h=r(7144);const p=["setErrorHandler","finished","addToTrace","addRelease","addPageAction","setCurrentRouteName","setPageViewName","setCustomAttribute","interaction","noticeError","setUserId","setApplicationVersion","start",h.Ef.RECORD,h.Ef.PAUSE],g=["setErrorHandler","finished","addToTrace","addRelease"];var m=r(7894),v=r(7056);function b(){const e=(0,f.gG)();p.forEach((t=>{e[t]=function(){for(var r=arguments.length,n=new Array(r),i=0;i<r;i++)n[i]=arguments[i];return function(t){for(var r=arguments.length,n=new Array(r>1?r-1:0),i=1;i<r;i++)n[i-1]=arguments[i];let o=[];return Object.values(e.initializedAgents).forEach((e=>{e.exposed&&e.api[t]&&o.push(e.api[t](...n))})),o.length>1?o:o[0]}(t,...n)}}))}const y={};var A=r(2825);const w=e=>{const t=e.startsWith("http");e+="/",r.p=t?e:"https://"+e};let E=!1;function _(e){let t=arguments.length>1&&void 0!==arguments[1]?arguments[1]:{},p=arguments.length>2?arguments[2]:void 0,_=arguments.length>3?arguments[3]:void 0,{init:x,info:R,loader_config:S,runtime:T={loaderType:p},exposed:N=!0}=t;const O=(0,f.gG)();R||(x=O.init,R=O.info,S=O.loader_config),(0,i.Dg)(e.agentIdentifier,x||{}),(0,i.GE)(e.agentIdentifier,S||{}),R.jsAttributes??={},u.v6&&(R.jsAttributes.isWorker=!0),(0,i.CX)(e.agentIdentifier,R);const I=(0,i.P_)(e.agentIdentifier),D=[R.beacon,R.errorBeacon];E||(I.proxy.assets&&(w(I.proxy.assets),D.push(I.proxy.assets)),I.proxy.beacon&&D.push(I.proxy.beacon),b(),(0,f.EZ)("activatedFeatures",A.T),e.runSoftNavOverSpa&&=!0===I.soft_navigations.enabled&&I.feature_flags.includes("soft_nav")),T.denyList=[...I.ajax.deny_list||[],...I.ajax.block_internal?D:[]],T.ptid=e.agentIdentifier,(0,i.sU)(e.agentIdentifier,T),void 0===e.api&&(e.api=function(e,t){let f=arguments.length>2&&void 0!==arguments[2]&&arguments[2];t||(0,s.RP)(e,"api");const p={};var b=a.ee.get(e),A=b.get("tracer");y[e]=v.IK.OFF,b.on(h.Ef.REPLAY_RUNNING,(t=>{y[e]=t}));var w="api-",E=w+"ixn-";function _(t,r,n,o){const a=(0,i.C5)(e);return null===r?delete a.jsAttributes[t]:(0,i.CX)(e,{...a,jsAttributes:{...a.jsAttributes,[t]:r}}),S(w,n,!0,o||null===r?"session":void 0)(t,r)}function x(){}g.forEach((e=>{p[e]=S(w,e,!0,"api")})),p.addPageAction=S(w,"addPageAction",!0,n.D.pageAction),p.setPageViewName=function(t,r){if("string"==typeof t)return"/"!==t.charAt(0)&&(t="/"+t),(0,i.OP)(e).customTransaction=(r||"http://custom.transaction")+t,S(w,"setPageViewName",!0)()},p.setCustomAttribute=function(e,t){let r=arguments.length>2&&void 0!==arguments[2]&&arguments[2];if("string"==typeof e){if(["string","number","boolean"].includes(typeof t)||null===t)return _(e,t,"setCustomAttribute",r);(0,d.Z)("Failed to execute setCustomAttribute.\nNon-null value must be a string, number or boolean type, but a type of <".concat(typeof t,"> was provided."))}else(0,d.Z)("Failed to execute setCustomAttribute.\nName must be a string type, but a type of <".concat(typeof e,"> was provided."))},p.setUserId=function(e){if("string"==typeof e||null===e)return _("enduser.id",e,"setUserId",!0);(0,d.Z)("Failed to execute setUserId.\nNon-null value must be a string type, but a type of <".concat(typeof e,"> was provided."))},p.setApplicationVersion=function(e){if("string"==typeof e||null===e)return _("application.version",e,"setApplicationVersion",!1);(0,d.Z)("Failed to execute setApplicationVersion. Expected <String | null>, but got <".concat(typeof e,">."))},p.start=()=>{try{(0,o.p)(l.xS,["API/start/called"],void 0,n.D.metrics,b),b.emit("manual-start-all")}catch(e){(0,d.Z)("An unexpected issue occurred",e)}},p[h.Ef.RECORD]=function(){(0,o.p)(l.xS,["API/recordReplay/called"],void 0,n.D.metrics,b),(0,o.p)(h.Ef.RECORD,[],void 0,n.D.sessionReplay,b)},p[h.Ef.PAUSE]=function(){(0,o.p)(l.xS,["API/pauseReplay/called"],void 0,n.D.metrics,b),(0,o.p)(h.Ef.PAUSE,[],void 0,n.D.sessionReplay,b)},p.interaction=function(e){return(new x).get("object"==typeof e?e:{})};const R=x.prototype={createTracer:function(e,t){var r={},i=this,a="function"==typeof t;return(0,o.p)(l.xS,["API/createTracer/called"],void 0,n.D.metrics,b),f||(0,o.p)(E+"tracer",[(0,m.z)(),e,r],i,n.D.spa,b),function(){if(A.emit((a?"":"no-")+"fn-start",[(0,m.z)(),i,a],r),a)try{return t.apply(this,arguments)}catch(e){const t="string"==typeof e?new Error(e):e;throw A.emit("fn-err",[arguments,this,t],r),t}finally{A.emit("fn-end",[(0,m.z)()],r)}}}};function S(e,t,r,i){return function(){return(0,o.p)(l.xS,["API/"+t+"/called"],void 0,n.D.metrics,b),i&&(0,o.p)(e+t,[(0,m.z)(),...arguments],r?null:this,i,b),r?void 0:this}}function T(){r.e(111).then(r.bind(r,7438)).then((t=>{let{setAPI:r}=t;r(e),(0,s.LP)(e,"api")})).catch((e=>{(0,d.Z)("Downloading runtime APIs failed...",e),b.abort()}))}return["actionText","setName","setAttribute","save","ignore","onEnd","getContext","end","get"].forEach((e=>{R[e]=S(E,e,void 0,f?n.D.softNav:n.D.spa)})),p.setCurrentRouteName=f?S(E,"routeName",void 0,n.D.softNav):S(w,"routeName",!0,n.D.spa),p.noticeError=function(t,r){"string"==typeof t&&(t=new Error(t)),(0,o.p)(l.xS,["API/noticeError/called"],void 0,n.D.metrics,b),(0,o.p)("err",[t,(0,m.z)(),!1,r,!!y[e]],void 0,n.D.jserrors,b)},u.il?(0,c.b2)((()=>T()),!0):T(),p}(e.agentIdentifier,_,e.runSoftNavOverSpa)),void 0===e.exposed&&(e.exposed=N),E=!0}},8993:(e,t,r)=>{r.nc=(()=>{try{return document?.currentScript?.nonce}catch(e){}return""})()},3325:(e,t,r)=>{"use strict";r.d(t,{D:()=>n,p:()=>i});const n={ajax:"ajax",jserrors:"jserrors",metrics:"metrics",pageAction:"page_action",pageViewEvent:"page_view_event",pageViewTiming:"page_view_timing",sessionReplay:"session_replay",sessionTrace:"session_trace",softNav:"soft_navigations",spa:"spa"},i={[n.pageViewEvent]:1,[n.pageViewTiming]:2,[n.metrics]:3,[n.jserrors]:4,[n.ajax]:5,[n.sessionTrace]:6,[n.pageAction]:7,[n.spa]:8,[n.softNav]:9,[n.sessionReplay]:10}}},n={};function i(e){var t=n[e];if(void 0!==t)return t.exports;var o=n[e]={exports:{}};return r[e](o,o.exports,i),o.exports}i.m=r,i.d=(e,t)=>{for(var r in t)i.o(t,r)&&!i.o(e,r)&&Object.defineProperty(e,r,{enumerable:!0,get:t[r]})},i.f={},i.e=e=>Promise.all(Object.keys(i.f).reduce(((t,r)=>(i.f[r](e,t),t)),[])),i.u=e=>({111:"nr-spa",164:"nr-spa-compressor",433:"nr-spa-recorder"}[e]+"-1.260.0.min.js"),i.o=(e,t)=>Object.prototype.hasOwnProperty.call(e,t),e={},t="NRBA-1.260.0.PROD:",i.l=(r,n,o,a)=>{if(e[r])e[r].push(n);else{var s,c;if(void 0!==o)for(var u=document.getElementsByTagName("script"),d=0;d<u.length;d++){var l=u[d];if(l.getAttribute("src")==r||l.getAttribute("data-webpack")==t+o){s=l;break}}if(!s){c=!0;var f={111:"sha512-yg/3G4Xi/nUUSGUZ5sZ5laGfxYiBl4A4z1KiCDtOZnnyZ1yRz/gldBGvnLQkCt9iHEG+xaLgGYJXknmRQ1RRBg==",433:"sha512-+r3Wkk8iuDgwHGMXW/4TexrEk4BUtJDwoydKiVtCg/OhRaVQjDykRQ5pq++NLNYgn6VmvYTyFNtJOzAGjbQYxQ==",164:"sha512-B0foyUJVqgCiRQ77L/MyMwRicWPhe+NqE2lxw/3pl055wE8eTQpuvUp+2B2d8y2J7zEgKz6qDFwcVFoxG46BKw=="};(s=document.createElement("script")).charset="utf-8",s.timeout=120,i.nc&&s.setAttribute("nonce",i.nc),s.setAttribute("data-webpack",t+o),s.src=r,0!==s.src.indexOf(window.location.origin+"/")&&(s.crossOrigin="anonymous"),f[a]&&(s.integrity=f[a])}e[r]=[n];var h=(t,n)=>{s.onerror=s.onload=null,clearTimeout(p);var i=e[r];if(delete e[r],s.parentNode&&s.parentNode.removeChild(s),i&&i.forEach((e=>e(n))),t)return t(n)},p=setTimeout(h.bind(null,void 0,{type:"timeout",target:s}),12e4);s.onerror=h.bind(null,s.onerror),s.onload=h.bind(null,s.onload),c&&document.head.appendChild(s)}},i.r=e=>{"undefined"!=typeof Symbol&&Symbol.toStringTag&&Object.defineProperty(e,Symbol.toStringTag,{value:"Module"}),Object.defineProperty(e,"__esModule",{value:!0})},i.p="https://js-agent.newrelic.com/",(()=>{var e={801:0,92:0};i.f.j=(t,r)=>{var n=i.o(e,t)?e[t]:void 0;if(0!==n)if(n)r.push(n[2]);else{var o=new Promise(((r,i)=>n=e[t]=[r,i]));r.push(n[2]=o);var a=i.p+i.u(t),s=new Error;i.l(a,(r=>{if(i.o(e,t)&&(0!==(n=e[t])&&(e[t]=void 0),n)){var o=r&&("load"===r.type?"missing":r.type),a=r&&r.target&&r.target.src;s.message="Loading chunk "+t+" failed.\n("+o+": "+a+")",s.name="ChunkLoadError",s.type=o,s.request=a,n[1](s)}}),"chunk-"+t,t)}};var t=(t,r)=>{var n,o,[a,s,c]=r,u=0;if(a.some((t=>0!==e[t]))){for(n in s)i.o(s,n)&&(i.m[n]=s[n]);if(c)c(i)}for(t&&t(r);u<a.length;u++)o=a[u],i.o(e,o)&&e[o]&&e[o][0](),e[o]=0},r=self["webpackChunk:NRBA-1.260.0.PROD"]=self["webpackChunk:NRBA-1.260.0.PROD"]||[];r.forEach(t.bind(null,0)),r.push=t.bind(null,r.push.bind(r))})(),(()=>{"use strict";i(8993);var e=i(50),t=i(7144),r=i(4402),n=i(8325);class o{agentIdentifier;constructor(){let e=arguments.length>0&&void 0!==arguments[0]?arguments[0]:(0,r.ky)(16);this.agentIdentifier=e,this.ee=n.ee.get(e)}#e(t){for(var r=arguments.length,n=new Array(r>1?r-1:0),i=1;i<r;i++)n[i-1]=arguments[i];if("function"==typeof this.api?.[t])return this.api[t](...n);(0,e.Z)("Call to agent api ".concat(t," failed. The API is not currently initialized."))}addPageAction(e,t){return this.#e("addPageAction",e,t)}setPageViewName(e,t){return this.#e("setPageViewName",e,t)}setCustomAttribute(e,t,r){return this.#e("setCustomAttribute",e,t,r)}noticeError(e,t){return this.#e("noticeError",e,t)}setUserId(e){return this.#e("setUserId",e)}setApplicationVersion(e){return this.#e("setApplicationVersion",e)}setErrorHandler(e){return this.#e("setErrorHandler",e)}finished(e){return this.#e("finished",e)}addRelease(e,t){return this.#e("addRelease",e,t)}start(e){return this.#e("start",e)}recordReplay(){return this.#e(t.Ef.RECORD)}pauseReplay(){return this.#e(t.Ef.PAUSE)}addToTrace(e){return this.#e("addToTrace",e)}setCurrentRouteName(e){return this.#e("setCurrentRouteName",e)}interaction(){return this.#e("interaction")}}var a=i(3325),s=i(234);const c=Object.values(a.D);function u(e){const t={};return c.forEach((r=>{t[r]=function(e,t){return!0===(0,s.Mt)(t,"".concat(e,".enabled"))}(r,e)})),t}var d=i(2758);var l=i(8e3),f=i(5938),h=i(3960),p=i(385),g=i(3112),m=i(8488),v=i(7872);class b extends f.W{constructor(e,t,r){let n=!(arguments.length>3&&void 0!==arguments[3])||arguments[3];super(e,t,r),this.auto=n,this.abortHandler=void 0,this.featAggregate=void 0,this.onAggregateImported=void 0,!1===(0,s.Mt)(this.agentIdentifier,"".concat(this.featureName,".autoStart"))&&(this.auto=!1),this.auto?(0,l.RP)(e,r):this.ee.on("manual-start-all",(0,v.Z)((()=>{(0,l.RP)(this.agentIdentifier,this.featureName),this.auto=!0,this.importAggregator()})))}importAggregator(){let t,r=arguments.length>0&&void 0!==arguments[0]?arguments[0]:{};if(this.featAggregate||!this.auto)return;this.onAggregateImported=new Promise((e=>{t=e}));const n=async()=>{let n;try{if((0,m.H)(this.agentIdentifier)){const{setupAgentSession:e}=await i.e(111).then(i.bind(i,9446));n=e(this.agentIdentifier)}}catch(t){(0,e.Z)("A problem occurred when starting up session manager. This page will not start or extend any session.",t),this.featureName===a.D.sessionReplay&&this.abortHandler?.()}try{if(!this.#t(this.featureName,n))return(0,l.LP)(this.agentIdentifier,this.featureName),void t(!1);const{lazyFeatureLoader:e}=await i.e(111).then(i.bind(i,8582)),{Aggregate:o}=await e(this.featureName,"aggregate");this.featAggregate=new o(this.agentIdentifier,this.aggregator,r),t(!0)}catch(r){(0,e.Z)("Downloading and initializing ".concat(this.featureName," failed..."),r),this.abortHandler?.(),(0,l.LP)(this.agentIdentifier,this.featureName,!0),t(!1),this.ee&&this.ee.abort()}};p.il?(0,h.b2)((()=>n()),!0):n()}#t(e,t){return e!==a.D.sessionReplay||(0,g.HM)(this.agentIdentifier,t)}}var y=i(7633);class A extends b{static featureName=y.t;constructor(e,t){let r=!(arguments.length>2&&void 0!==arguments[2])||arguments[2];super(e,t,y.t,r),this.importAggregator()}}var w=i(1117),E=i(1284);class _ extends w.w{constructor(e){super(e),this.aggregatedData={}}store(e,t,r,n,i){var o=this.getBucket(e,t,r,i);return o.metrics=function(e,t){t||(t={count:0});return t.count+=1,(0,E.D)(e,(function(e,r){t[e]=x(r,t[e])})),t}(n,o.metrics),o}merge(e,t,r,n,i){var o=this.getBucket(e,t,n,i);if(o.metrics){var a=o.metrics;a.count+=r.count,(0,E.D)(r,(function(e,t){if("count"!==e){var n=a[e],i=r[e];i&&!i.c?a[e]=x(i.t,n):a[e]=function(e,t){if(!t)return e;t.c||(t=R(t.t));return t.min=Math.min(e.min,t.min),t.max=Math.max(e.max,t.max),t.t+=e.t,t.sos+=e.sos,t.c+=e.c,t}(i,a[e])}}))}else o.metrics=r}storeMetric(e,t,r,n){var i=this.getBucket(e,t,r);return i.stats=x(n,i.stats),i}getBucket(e,t,r,n){this.aggregatedData[e]||(this.aggregatedData[e]={});var i=this.aggregatedData[e][t];return i||(i=this.aggregatedData[e][t]={params:r||{}},n&&(i.custom=n)),i}get(e,t){return t?this.aggregatedData[e]&&this.aggregatedData[e][t]:this.aggregatedData[e]}take(e){for(var t={},r="",n=!1,i=0;i<e.length;i++)t[r=e[i]]=Object.values(this.aggregatedData[r]||{}),t[r].length&&(n=!0),delete this.aggregatedData[r];return n?t:null}}function x(e,t){return null==e?function(e){e?e.c++:e={c:1};return e}(t):t?(t.c||(t=R(t.t)),t.c+=1,t.t+=e,t.sos+=e*e,e>t.max&&(t.max=e),e<t.min&&(t.min=e),t):{t:e}}function R(e){return{t:e,min:e,max:e,sos:e*e,c:1}}var S=i(8632),T=i(4351);var N=i(5546),O=i(7956),I=i(3239),D=i(9251),P=i(7894);class C extends b{static featureName=D.t;constructor(e,t){let r=!(arguments.length>2&&void 0!==arguments[2])||arguments[2];super(e,t,D.t,r),p.il&&((0,O.N)((()=>(0,N.p)("docHidden",[(0,P.z)()],void 0,D.t,this.ee)),!0),(0,I.bP)("pagehide",(()=>(0,N.p)("winPagehide",[(0,P.z)()],void 0,D.t,this.ee))),this.importAggregator())}}var j=i(3081);class k extends b{static featureName=j.t9;constructor(e,t){let r=!(arguments.length>2&&void 0!==arguments[2])||arguments[2];super(e,t,j.t9,r),this.importAggregator()}}var L=i(6660);class H{constructor(e,t,r,n,i){this.name="UncaughtError",this.message="string"==typeof e?e:(0,T.P)(e),this.sourceURL=t,this.line=r,this.column=n,this.__newrelic=i}}function M(e){return F(e)?e:new H(void 0!==e?.message?e.message:e,e?.filename||e?.sourceURL,e?.lineno||e?.line,e?.colno||e?.col,e?.__newrelic)}function U(e){let t="Unhandled Promise Rejection";if(F(e?.reason))try{return e.reason.message=t+": "+e.reason.message,M(e.reason)}catch(t){return M(e.reason)}if(void 0===e.reason)return M(t);const r=M(e.reason);return r.message=t+": "+r?.message,r}function z(e){if(e.error instanceof SyntaxError&&!/:\d+$/.test(e.error.stack?.trim())){const t=new H(e.message,e.filename,e.lineno,e.colno,e.error.__newrelic);return t.name=SyntaxError.name,t}return F(e.error)?e.error:M(e)}function F(e){return e instanceof Error&&!!e.stack}class B extends b{static featureName=L.t;#r=!1;constructor(e,r){let n=!(arguments.length>2&&void 0!==arguments[2])||arguments[2];super(e,r,L.t,n);try{this.removeOnAbort=new AbortController}catch(e){}this.ee.on("internal-error",(e=>{this.abortHandler&&(0,N.p)("ierr",[M(e),(0,P.z)(),!0,{},this.#r],void 0,this.featureName,this.ee)})),this.ee.on(t.Ef.REPLAY_RUNNING,(e=>{this.#r=e})),p._A.addEventListener("unhandledrejection",(e=>{this.abortHandler&&(0,N.p)("err",[U(e),(0,P.z)(),!1,{unhandledPromiseRejection:1},this.#r],void 0,this.featureName,this.ee)}),(0,I.m$)(!1,this.removeOnAbort?.signal)),p._A.addEventListener("error",(e=>{this.abortHandler&&(0,N.p)("err",[z(e),(0,P.z)(),!1,{},this.#r],void 0,this.featureName,this.ee)}),(0,I.m$)(!1,this.removeOnAbort?.signal)),this.abortHandler=this.#n,this.importAggregator()}#n(){this.removeOnAbort?.abort(),this.abortHandler=void 0}}var G=i(2210);let q=1;const K="nr@id";function V(e){const t=typeof e;return!e||"object"!==t&&"function"!==t?-1:e===p._A?0:(0,G.X)(e,K,(function(){return q++}))}function Z(e){if("string"==typeof e&&e.length)return e.length;if("object"==typeof e){if("undefined"!=typeof ArrayBuffer&&e instanceof ArrayBuffer&&e.byteLength)return e.byteLength;if("undefined"!=typeof Blob&&e instanceof Blob&&e.size)return e.size;if(!("undefined"!=typeof FormData&&e instanceof FormData))try{return(0,T.P)(e).length}catch(e){return}}}var W=i(7806),X=i(7243);class Y{constructor(e){this.agentIdentifier=e}generateTracePayload(e){if(!this.shouldGenerateTrace(e))return null;var t=(0,s.DL)(this.agentIdentifier);if(!t)return null;var n=(t.accountID||"").toString()||null,i=(t.agentID||"").toString()||null,o=(t.trustKey||"").toString()||null;if(!n||!i)return null;var a=(0,r.M)(),c=(0,r.Ht)(),u=Date.now(),d={spanId:a,traceId:c,timestamp:u};return(e.sameOrigin||this.isAllowedOrigin(e)&&this.useTraceContextHeadersForCors())&&(d.traceContextParentHeader=this.generateTraceContextParentHeader(a,c),d.traceContextStateHeader=this.generateTraceContextStateHeader(a,u,n,i,o)),(e.sameOrigin&&!this.excludeNewrelicHeader()||!e.sameOrigin&&this.isAllowedOrigin(e)&&this.useNewrelicHeaderForCors())&&(d.newrelicHeader=this.generateTraceHeader(a,c,u,n,i,o)),d}generateTraceContextParentHeader(e,t){return"00-"+t+"-"+e+"-01"}generateTraceContextStateHeader(e,t,r,n,i){return i+"@nr=0-1-"+r+"-"+n+"-"+e+"----"+t}generateTraceHeader(e,t,r,n,i,o){if(!("function"==typeof p._A?.btoa))return null;var a={v:[0,1],d:{ty:"Browser",ac:n,ap:i,id:e,tr:t,ti:r}};return o&&n!==o&&(a.d.tk=o),btoa((0,T.P)(a))}shouldGenerateTrace(e){return this.isDtEnabled()&&this.isAllowedOrigin(e)}isAllowedOrigin(e){var t=!1,r={};if((0,s.Mt)(this.agentIdentifier,"distributed_tracing")&&(r=(0,s.P_)(this.agentIdentifier).distributed_tracing),e.sameOrigin)t=!0;else if(r.allowed_origins instanceof Array)for(var n=0;n<r.allowed_origins.length;n++){var i=(0,X.e)(r.allowed_origins[n]);if(e.hostname===i.hostname&&e.protocol===i.protocol&&e.port===i.port){t=!0;break}}return t}isDtEnabled(){var e=(0,s.Mt)(this.agentIdentifier,"distributed_tracing");return!!e&&!!e.enabled}excludeNewrelicHeader(){var e=(0,s.Mt)(this.agentIdentifier,"distributed_tracing");return!!e&&!!e.exclude_newrelic_header}useNewrelicHeaderForCors(){var e=(0,s.Mt)(this.agentIdentifier,"distributed_tracing");return!!e&&!1!==e.cors_use_newrelic_header}useTraceContextHeadersForCors(){var e=(0,s.Mt)(this.agentIdentifier,"distributed_tracing");return!!e&&!!e.cors_use_tracecontext_headers}}var J=i(7825),Q=i(1199),ee=["load","error","abort","timeout"],te=ee.length,re=s.Yu.REQ,ne=s.Yu.XHR;class ie extends b{static featureName=J.t;constructor(e,t){let r=!(arguments.length>2&&void 0!==arguments[2])||arguments[2];super(e,t,J.t,r),this.dt=new Y(e),this.handler=(e,t,r,n)=>(0,N.p)(e,t,r,n,this.ee);try{const e={xmlhttprequest:"xhr",fetch:"fetch",beacon:"beacon"};p._A?.performance?.getEntriesByType("resource").forEach((t=>{if(t.initiatorType in e&&0!==t.responseStatus){const r={status:t.responseStatus},n={rxSize:t.transferSize,duration:Math.floor(t.duration),cbTime:0};oe(r,t.name),this.handler("xhr",[r,n,t.startTime,t.responseEnd,e[t.initiatorType]],void 0,a.D.ajax)}}))}catch(e){}(0,W.u5)(this.ee),(0,W.Kf)(this.ee),function(e,t,r,n){function i(e){var t=this;t.totalCbs=0,t.called=0,t.cbTime=0,t.end=E,t.ended=!1,t.xhrGuids={},t.lastSize=null,t.loadCaptureCalled=!1,t.params=this.params||{},t.metrics=this.metrics||{},e.addEventListener("load",(function(r){_(t,e)}),(0,I.m$)(!1)),p.IF||e.addEventListener("progress",(function(e){t.lastSize=e.loaded}),(0,I.m$)(!1))}function o(e){this.params={method:e[0]},oe(this,e[1]),this.metrics={}}function c(t,r){var i=(0,s.DL)(e);i.xpid&&this.sameOrigin&&r.setRequestHeader("X-NewRelic-ID",i.xpid);var o=n.generateTracePayload(this.parsedOrigin);if(o){var a=!1;o.newrelicHeader&&(r.setRequestHeader("newrelic",o.newrelicHeader),a=!0),o.traceContextParentHeader&&(r.setRequestHeader("traceparent",o.traceContextParentHeader),o.traceContextStateHeader&&r.setRequestHeader("tracestate",o.traceContextStateHeader),a=!0),a&&(this.dt=o)}}function u(e,r){var n=this.metrics,i=e[0],o=this;if(n&&i){var a=Z(i);a&&(n.txSize=a)}this.startTime=(0,P.z)(),this.body=i,this.listener=function(e){try{"abort"!==e.type||o.loadCaptureCalled||(o.params.aborted=!0),("load"!==e.type||o.called===o.totalCbs&&(o.onloadCalled||"function"!=typeof r.onload)&&"function"==typeof o.end)&&o.end(r)}catch(e){try{t.emit("internal-error",[e])}catch(e){}}};for(var s=0;s<te;s++)r.addEventListener(ee[s],this.listener,(0,I.m$)(!1))}function d(e,t,r){this.cbTime+=e,t?this.onloadCalled=!0:this.called+=1,this.called!==this.totalCbs||!this.onloadCalled&&"function"==typeof r.onload||"function"!=typeof this.end||this.end(r)}function l(e,t){var r=""+V(e)+!!t;this.xhrGuids&&!this.xhrGuids[r]&&(this.xhrGuids[r]=!0,this.totalCbs+=1)}function f(e,t){var r=""+V(e)+!!t;this.xhrGuids&&this.xhrGuids[r]&&(delete this.xhrGuids[r],this.totalCbs-=1)}function h(){this.endTime=(0,P.z)()}function g(e,r){r instanceof ne&&"load"===e[0]&&t.emit("xhr-load-added",[e[1],e[2]],r)}function m(e,r){r instanceof ne&&"load"===e[0]&&t.emit("xhr-load-removed",[e[1],e[2]],r)}function v(e,t,r){t instanceof ne&&("onload"===r&&(this.onload=!0),("load"===(e[0]&&e[0].type)||this.onload)&&(this.xhrCbStart=(0,P.z)()))}function b(e,r){this.xhrCbStart&&t.emit("xhr-cb-time",[(0,P.z)()-this.xhrCbStart,this.onload,r],r)}function y(e){var t,r=e[1]||{};if("string"==typeof e[0]?0===(t=e[0]).length&&p.il&&(t=""+p._A.location.href):e[0]&&e[0].url?t=e[0].url:p._A?.URL&&e[0]&&e[0]instanceof URL?t=e[0].href:"function"==typeof e[0].toString&&(t=e[0].toString()),"string"==typeof t&&0!==t.length){t&&(this.parsedOrigin=(0,X.e)(t),this.sameOrigin=this.parsedOrigin.sameOrigin);var i=n.generateTracePayload(this.parsedOrigin);if(i&&(i.newrelicHeader||i.traceContextParentHeader))if(e[0]&&e[0].headers)s(e[0].headers,i)&&(this.dt=i);else{var o={};for(var a in r)o[a]=r[a];o.headers=new Headers(r.headers||{}),s(o.headers,i)&&(this.dt=i),e.length>1?e[1]=o:e.push(o)}}function s(e,t){var r=!1;return t.newrelicHeader&&(e.set("newrelic",t.newrelicHeader),r=!0),t.traceContextParentHeader&&(e.set("traceparent",t.traceContextParentHeader),t.traceContextStateHeader&&e.set("tracestate",t.traceContextStateHeader),r=!0),r}}function A(e,t){this.params={},this.metrics={},this.startTime=(0,P.z)(),this.dt=t,e.length>=1&&(this.target=e[0]),e.length>=2&&(this.opts=e[1]);var r,n=this.opts||{},i=this.target;"string"==typeof i?r=i:"object"==typeof i&&i instanceof re?r=i.url:p._A?.URL&&"object"==typeof i&&i instanceof URL&&(r=i.href),oe(this,r);var o=(""+(i&&i instanceof re&&i.method||n.method||"GET")).toUpperCase();this.params.method=o,this.body=n.body,this.txSize=Z(n.body)||0}function w(e,t){if(this.endTime=(0,P.z)(),this.params||(this.params={}),(0,Q.zh)(this.params))return;let n;this.params.status=t?t.status:0,"string"==typeof this.rxSize&&this.rxSize.length>0&&(n=+this.rxSize);const i={txSize:this.txSize,rxSize:n,duration:(0,P.z)()-this.startTime};r("xhr",[this.params,i,this.startTime,this.endTime,"fetch"],this,a.D.ajax)}function E(e){const t=this.params,n=this.metrics;if(!this.ended){this.ended=!0;for(let t=0;t<te;t++)e.removeEventListener(ee[t],this.listener,!1);t.aborted||(0,Q.zh)(t)||(n.duration=(0,P.z)()-this.startTime,this.loadCaptureCalled||4!==e.readyState?null==t.status&&(t.status=0):_(this,e),n.cbTime=this.cbTime,r("xhr",[t,n,this.startTime,this.endTime,"xhr"],this,a.D.ajax))}}function _(e,r){e.params.status=r.status;var n=function(e,t){var r=e.responseType;return"json"===r&&null!==t?t:"arraybuffer"===r||"blob"===r||"json"===r?Z(e.response):"text"===r||""===r||void 0===r?Z(e.responseText):void 0}(r,e.lastSize);if(n&&(e.metrics.rxSize=n),e.sameOrigin){var i=r.getResponseHeader("X-NewRelic-App-Data");i&&((0,N.p)(j.mY,["Ajax/CrossApplicationTracing/Header/Seen"],void 0,a.D.metrics,t),e.params.cat=i.split(", ").pop())}e.loadCaptureCalled=!0}t.on("new-xhr",i),t.on("open-xhr-start",o),t.on("open-xhr-end",c),t.on("send-xhr-start",u),t.on("xhr-cb-time",d),t.on("xhr-load-added",l),t.on("xhr-load-removed",f),t.on("xhr-resolved",h),t.on("addEventListener-end",g),t.on("removeEventListener-end",m),t.on("fn-end",b),t.on("fetch-before-start",y),t.on("fetch-start",A),t.on("fn-start",v),t.on("fetch-done",w)}(e,this.ee,this.handler,this.dt),this.importAggregator()}}function oe(e,t){var r=(0,X.e)(t),n=e.params||e;n.hostname=r.hostname,n.port=r.port,n.protocol=r.protocol,n.host=r.hostname+":"+r.port,n.pathname=r.pathname,e.parsedOrigin=r,e.sameOrigin=r.sameOrigin}var ae=i(3614);const{BST_RESOURCE:se,RESOURCE:ce,START:ue,END:de,FEATURE_NAME:le,FN_END:fe,FN_START:he,PUSH_STATE:pe}=ae;var ge=i(7056);class me extends b{static featureName=t.t9;#i;constructor(e,r){let n,i=!(arguments.length>2&&void 0!==arguments[2])||arguments[2];super(e,r,t.t9,i),this.replayRunning=!1;try{n=JSON.parse(localStorage.getItem("".concat(ge.Bq,"_").concat(ge.K4)))}catch(e){}(0,g.Rc)(e)&&this.ee.on("recordReplay",(()=>this.#o())),this.#a(n)?(this.#i=n?.sessionReplayMode,this.#s()):this.importAggregator(),this.ee.on("err",(e=>{this.replayRunning&&(this.errorNoticed=!0,(0,N.p)(t.Ef.ERROR_DURING_REPLAY,[e],void 0,this.featureName,this.ee))})),this.ee.on(t.Ef.REPLAY_RUNNING,(e=>{this.replayRunning=e}))}#a(e){return e&&(e.sessionReplayMode===ge.IK.FULL||e.sessionReplayMode===ge.IK.ERROR)||(0,g.rU)(this.agentIdentifier)}#c=!1;async#s(e){if(!this.#c){this.#c=!0;try{const{Recorder:t}=await Promise.all([i.e(111),i.e(433)]).then(i.bind(i,4345));this.recorder??=new t({mode:this.#i,agentIdentifier:this.agentIdentifier,trigger:e,ee:this.ee}),this.recorder.startRecording(),this.abortHandler=this.recorder.stopRecording}catch(e){}this.importAggregator({recorder:this.recorder,errorNoticed:this.errorNoticed})}}#o(){this.featAggregate?this.featAggregate.mode!==ge.IK.FULL&&this.featAggregate.initializeRecording(ge.IK.FULL,!0):(this.#i=ge.IK.FULL,this.#s(t.pB.API),this.recorder&&this.recorder.parent.mode!==ge.IK.FULL&&(this.recorder.parent.mode=ge.IK.FULL,this.recorder.stopRecording(),this.recorder.startRecording(),this.abortHandler=this.recorder.stopRecording))}}var ve=i(6216);class be extends b{static featureName=ve.t9;constructor(e,t){let r=!(arguments.length>2&&void 0!==arguments[2])||arguments[2];if(super(e,t,ve.t9,r),!p.il||!s.Yu.MO)return;const n=(0,W.QU)(this.ee),i=(0,W.em)(this.ee),o=()=>(0,N.p)("newURL",[(0,P.z)(),""+window.location],void 0,this.featureName,this.ee);n.on("pushState-end",o),n.on("replaceState-end",o);try{this.removeOnAbort=new AbortController}catch(e){}(0,I.bP)("popstate",(e=>(0,N.p)("newURL",[e.timeStamp,""+window.location],void 0,this.featureName,this.ee)),!0,this.removeOnAbort?.signal);let a=!1;const c=new s.Yu.MO(((e,t)=>{a||(a=!0,requestAnimationFrame((()=>{(0,N.p)("newDom",[(0,P.z)()],void 0,this.featureName,this.ee),a=!1})))})),u=(0,v.D)((e=>{(0,N.p)("newUIEvent",[e],void 0,this.featureName,this.ee),c.observe(document.body,{attributes:!0,childList:!0,subtree:!0,characterData:!0})}),100,{leading:!0});i.on("fn-start",(e=>{let[t]=e;ve.sE.includes(t?.type)&&u(t)}));for(let e of ve.sE)document.addEventListener(e,(()=>{}));this.abortHandler=function(){this.removeOnAbort?.abort(),c.disconnect(),this.abortHandler=void 0},this.importAggregator({domObserver:c})}}var ye=i(7836);const{FEATURE_NAME:Ae,START:we,END:Ee,BODY:_e,CB_END:xe,JS_TIME:Re,FETCH:Se,FN_START:Te,CB_START:Ne,FN_END:Oe}=ye;var Ie=i(4649);class De extends b{static featureName=Ie.t;constructor(e,t){let r=!(arguments.length>2&&void 0!==arguments[2])||arguments[2];super(e,t,Ie.t,r),this.importAggregator()}}new class extends o{constructor(t,r){super(r),p._A?(this.sharedAggregator=new _({agentIdentifier:this.agentIdentifier}),this.features={},(0,S.h5)(this.agentIdentifier,this),this.desiredFeatures=new Set(t.features||[]),this.desiredFeatures.add(A),this.runSoftNavOverSpa=[...this.desiredFeatures].some((e=>e.featureName===a.D.softNav)),(0,d.j)(this,t,t.loaderType||"agent"),this.run()):(0,e.Z)("Failed to initialize the agent. Could not determine the runtime environment.")}get config(){return{info:this.info,init:this.init,loader_config:this.loader_config,runtime:this.runtime}}run(){try{const t=u(this.agentIdentifier),r=[...this.desiredFeatures];r.sort(((e,t)=>a.p[e.featureName]-a.p[t.featureName])),r.forEach((r=>{if(!t[r.featureName]&&r.featureName!==a.D.pageViewEvent)return;if(this.runSoftNavOverSpa&&r.featureName===a.D.spa)return;if(!this.runSoftNavOverSpa&&r.featureName===a.D.softNav)return;const n=function(e){switch(e){case a.D.ajax:return[a.D.jserrors];case a.D.sessionTrace:return[a.D.ajax,a.D.pageViewEvent];case a.D.sessionReplay:return[a.D.sessionTrace];case a.D.pageViewTiming:return[a.D.pageViewEvent];default:return[]}}(r.featureName);n.every((e=>e in this.features))||(0,e.Z)("".concat(r.featureName," is enabled but one or more dependent features has not been initialized (").concat((0,T.P)(n),"). This may cause unintended consequences or missing data...")),this.features[r.featureName]=new r(this.agentIdentifier,this.sharedAggregator)}))}catch(t){(0,e.Z)("Failed to initialize all enabled instrument classes (agent aborted) -",t);for(const e in this.features)this.features[e].abortHandler?.();const r=(0,S.fP)();delete r.initializedAgents[this.agentIdentifier]?.api,delete r.initializedAgents[this.agentIdentifier]?.features,delete this.sharedAggregator;return r.ee.get(this.agentIdentifier).abort(),!1}}}({features:[ie,A,C,class extends b{static featureName=le;constructor(e,t){super(e,t,le,!(arguments.length>2&&void 0!==arguments[2])||arguments[2]);if(!(0,m.H)(this.agentIdentifier))return void(0,l.o5)(this.agentIdentifier,this.featureName);const r=this.ee;let n;(0,W.QU)(r),this.eventsEE=(0,W.em)(r),this.eventsEE.on(he,(function(e,t){this.bstStart=(0,P.z)()})),this.eventsEE.on(fe,(function(e,t){(0,N.p)("bst",[e[0],t,this.bstStart,(0,P.z)()],void 0,a.D.sessionTrace,r)})),r.on(pe+ue,(function(e){this.time=(0,P.z)(),this.startPath=location.pathname+location.hash})),r.on(pe+de,(function(e){(0,N.p)("bstHist",[location.pathname+location.hash,this.startPath,this.time],void 0,a.D.sessionTrace,r)}));try{n=new PerformanceObserver((e=>{const t=e.getEntries();(0,N.p)(se,[t],void 0,a.D.sessionTrace,r)})),n.observe({type:ce,buffered:!0})}catch(e){}this.importAggregator({resourceObserver:n})}},me,k,De,B,be,class extends b{static featureName=Ae;constructor(e,t){var r;if(super(e,t,Ae,!(arguments.length>2&&void 0!==arguments[2])||arguments[2]),r=this,!p.il)return;try{this.removeOnAbort=new AbortController}catch(e){}let n,i=0;const o=this.ee.get("tracer"),a=(0,W._L)(this.ee),s=(0,W.Lg)(this.ee),c=(0,W.BV)(this.ee),u=(0,W.Kf)(this.ee),d=this.ee.get("events"),l=(0,W.u5)(this.ee),f=(0,W.QU)(this.ee),h=(0,W.Gm)(this.ee);function g(e,t){f.emit("newURL",[""+window.location,t])}function m(){i++,n=window.location.hash,this[Te]=(0,P.z)()}function v(){i--,window.location.hash!==n&&g(0,!0);var e=(0,P.z)();this[Re]=~~this[Re]+e-this[Te],this[Oe]=e}function b(e,t){e.on(t,(function(){this[t]=(0,P.z)()}))}this.ee.on(Te,m),s.on(Ne,m),a.on(Ne,m),this.ee.on(Oe,v),s.on(xe,v),a.on(xe,v),this.ee.on("fn-err",(function(){for(var t=arguments.length,n=new Array(t),i=0;i<t;i++)n[i]=arguments[i];n[2]?.__newrelic?.[e]||(0,N.p)("function-err",[...n],void 0,r.featureName,r.ee)})),this.ee.buffer([Te,Oe,"xhr-resolved"],this.featureName),d.buffer([Te],this.featureName),c.buffer(["setTimeout"+Ee,"clearTimeout"+we,Te],this.featureName),u.buffer([Te,"new-xhr","send-xhr"+we],this.featureName),l.buffer([Se+we,Se+"-done",Se+_e+we,Se+_e+Ee],this.featureName),f.buffer(["newURL"],this.featureName),h.buffer([Te],this.featureName),s.buffer(["propagate",Ne,xe,"executor-err","resolve"+we],this.featureName),o.buffer([Te,"no-"+Te],this.featureName),a.buffer(["new-jsonp","cb-start","jsonp-error","jsonp-end"],this.featureName),b(l,Se+we),b(l,Se+"-done"),b(a,"new-jsonp"),b(a,"jsonp-end"),b(a,"cb-start"),f.on("pushState-end",g),f.on("replaceState-end",g),window.addEventListener("hashchange",g,(0,I.m$)(!0,this.removeOnAbort?.signal)),window.addEventListener("load",g,(0,I.m$)(!0,this.removeOnAbort?.signal)),window.addEventListener("popstate",(function(){g(0,i>1)}),(0,I.m$)(!0,this.removeOnAbort?.signal)),this.abortHandler=this.#n,this.importAggregator()}#n(){this.removeOnAbort?.abort(),this.abortHandler=void 0}}],loaderType:"spa"})})()})(); </script> <title>New to Credit Card Advice & Guides - Bankrate.com</title><meta name="description" content="Check out the latest credit card news and advice from our team at Bankrate. We can help you find the right starter credit card for your spending habits and share tips on how to use it responsibly. "><meta name="Category" content="advice"><meta name="SubCategories" content="credit cards"><meta name="pageuuid" content="a0a813ae-ac1d-417d-af45-4a9e508472d8"><meta name="ContentSrc" content="sb:484491880"><meta name="PageType" content="index"><link rel="canonical" href="https://www.bankrate.com/credit-cards/advice/"><meta name="robots" content="index, follow"><meta property="og:title" content="New to Credit Card Advice & Guides - Bankrate.com"><meta property="og:description" content="Check out the latest credit card news and advice from our team at Bankrate. We can help you find the right starter credit card for your spending habits and share tips on how to use it responsibly. "><meta property="og:url" content="https://www.bankrate.com/credit-cards/advice/"><meta property="og:site_name" content="Bankrate"><meta name="twitter:card" content="summary"><meta name="twitter:site" content="@bankrate"><meta name="twitter:title" content="bankrate"><meta name="twitter:description" content="Check out the latest credit card news and advice from our team at Bankrate. We can help you find the right starter credit card for your spending habits and share tips on how to use it responsibly. "><script type="application/ld+json">{"@context":"https://schema.org","@type":"WebPage"}</script><script type="application/ld+json">{"@context":"https://schema.org","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","name":"Credit Cards","item":{"@type":"Thing","url":"https://www.bankrate.com/credit-cards/","@id":"https://www.bankrate.com/credit-cards/"},"position":1},{"@type":"ListItem","name":"Advice","item":{"@type":"Thing","url":"https://www.bankrate.com/credit-cards/advice/","@id":"https://www.bankrate.com/credit-cards/advice/"},"position":2}]}</script><script type="application/ld+json">{"@context":"https://schema.org","@type":"Organization","url":"https://www.bankrate.com/","email":"webmaster@bankrate.com","ethicsPolicy":"https://www.bankrate.com/privacy/","foundingDate":"1976","legalName":"Bank Rate LLC","name":"Bank Rate","address":{"@type":"PostalAddress","addressLocality":"New York, NY","postalCode":"10017","streetAddress":"750 3rd Ave, 28th Floor"},"foundingLocation":{"@type":"Place","name":"New York City, New York, U.S."},"logo":{"@type":"ImageObject","url":"https://www.bankrate.com/v2.828.1/img/logo/bankrate-logo-268x60.jpg"}}</script><meta class="swiftype" name="title" data-type="string" content="New to Credit Card Advice & Guides - Bankrate.com" /><meta class="swiftype" name="description" data-type="text" content="Check out the latest credit card news and advice from our team at Bankrate. We can help you find the right starter credit card for your spending habits and share tips on how to use it responsibly." /><meta class="swiftype" name="url" data-type="enum" content="https://www.bankrate.com/credit-cards/advice/" /><meta class="swiftype" name="type" data-type="enum" content="index" /><meta class="swiftype" name="category" data-type="string" content="advice" /><meta class="swiftype" name="category" data-type="string" content="credit cards" /><meta http-equiv="content-language" content="en-US"> <link rel="icon" href="/favicon.ico"> <link rel="preload" href="https://www.bankrate.com/static/fonts/CircularStd-Book.woff2" as="font" crossorigin> <link rel="preload" href="https://www.bankrate.com/static/fonts/CircularStd-Bold.woff2" as="font" crossorigin> <link rel="preconnect" href="https://fonts.gstatic.com" crossorigin> <link rel="preload" as="style" href="/ext/fonts.googleapis.com/css2?family=Roboto:wght@400;700&display=swap"> <link rel="stylesheet" href="/ext/fonts.googleapis.com/css2?family=Roboto:wght@400;700&display=swap" media="print" onload="this.media='all'"> <noscript> <link rel="stylesheet" href="/ext/fonts.googleapis.com/css2?family=Roboto:wght@400;700&display=swap"> </noscript> <script type="module">document.documentElement.classList.remove('no-js');</script> <style type="text/css"> .preampjs [data-preamp], .fusejs [data-fuse] { opacity: 0 !important } </style> <script> !function(co,h,e,s,i,o,n){var d='documentElement';var a='className';h[d][a]+=' preampjs fusejs';n.k=e;co._Cohesion=n;co._Preamp={k:s,start:new Date};co._Fuse={k:i};co._Tagular={k:o};[e,s,i,o].map(function(x){co[x]=co[x]||function(){(co[x].q=co[x].q||[]).push([].slice.call(arguments))}});var b=function(){var u=h[d][a];h[d][a]=u.replace(/ ?preampjs| ?fusejs/g,'')};h.addEventListener('DOMContentLoaded',function(){co.setTimeout(b,3e3);co._Preamp.docReady=co._Fuse.docReady=!0});var z=h.createElement('script');z.async=1;z.src='https://cohesion.bankrate.com/cohesion/cohesion-latest.min.js?cDomain=.bankrate.com';z.onerror=function(){var ce='error',f='function';for(var o of co[e].q||[])o[0]===ce&&typeof o[1]==f&&o[1]();co[e]=function(n,cb){n===ce&&typeof cb==f&&cb()};b()};h.head.appendChild(z);}(window,document,'cohesion','preamp','fuse','tagular',{tagular:{reinforce:'https://navi.bankrate.com',display:['gpt'],apiKey:'89144c93-5662-4fb8-b8eb-0a2140dc52f0',writeKey:'wk_2HY72DnK7gi69dEoWAHQTskzorW',sourceKey:'src_1NT28tRM614f69qC61p7Wxy1iJa',apiHost: 'https://beam.bankrate.com/v2/t',experimentalFeatures:{naviEndpoint:'https://navi.bankrate.com',identify:true,flocEnabled:true},taggy: {enabled: true},multiparty: true,useBeacon: true,beamHook:function(event){window.dataLayer=window.dataLayer||[];window.dataLayer.push({"event":event["@type"],"tagularPayload":event})},cookieDomain:'bankrate.com',domainWhitelist:["banking.qa.bankrate.com","banking.bankrate.com","compare.qa.bankrate.com","compare.bankrate.com","home-equity.bankrate.com","home-equity.qa.bankrate.com","deposits.bankrate.com","deposits.staging.bankrate.com","mortgage.staging.bankrate.com","mortgage.bankrate.com","www.bankrate.com","qa.bankrate.com","ep.bankrate.com","finance.bankrate.com","homes.bankrate.com","homeloans.bankrate.com","homeloans.qa.bankrate.com","rates.bankrate.com","rates.qa.bankrate.com","cards.bankrate.com","offers.bankrate.com","offers.qa.bankrate.com","loans-offers-widget.bankrate.com","loans-offers-widget.qa.bankrate.com"]},monarch:{endpoint: 'https://monarch.bankrate.com', simulatedEvents: {enabled: true}, sourceId:'18b02819-56c9-4af5-8780-faf726c1ba86',token:'3cad2546-0519-448d-bfa9-7ac038eb9e46',autoRequest:{enabled:true}}}) </script> <link rel="modulepreload" href="https://www.bankrate.com/v5.1514.2/next/build/assets/index-Cl020ULl.js" /><link rel="modulepreload" href="https://www.bankrate.com/v5.1514.2/next/build/assets/pid-Cquk49fA.js" /><link rel="modulepreload" href="https://www.bankrate.com/v5.1514.2/next/build/assets/cookie-Cteq0QiY.js" /><link rel="modulepreload" href="https://www.bankrate.com/v5.1514.2/next/build/assets/queryParams-LTW4Z-tQ.js" /><script type="module" src="https://www.bankrate.com/v5.1514.2/next/build/assets/index-Cl020ULl.js"></script><script> (function (w, d, s, l, i) { w[l] = w[l] || []; w[l].push({ 'gtm.start': new Date().getTime(), event: 'gtm.js' }); var f = d.getElementsByTagName(s)[0], j = d.createElement(s), dl = l != 'dataLayer' ? '&l=' + l : ''; j.async = true; j.src = 'https://www.googletagmanager.com/gtm.js?id=' + i + dl; f.parentNode.insertBefore(j, f); })(window, document, 'script', 'dataLayer', 'GTM-N74D8C'); </script> <link rel="preload" as="style" href="https://www.bankrate.com/v5.1514.2/next/build/assets/app-DYoOUq2O.css" /><link rel="stylesheet" href="https://www.bankrate.com/v5.1514.2/next/build/assets/app-DYoOUq2O.css" /><style> .hub-toolbar__card { overflow: visible; } .hub-toolbar__card-badge { top: -10px; left: 0; right: 0; width: 6.25rem; } </style> <link rel="preload" as="style" href="https://www.bankrate.com/v5.1514.2/next/build/assets/swiper-bundle-B8m4e1Tp.css" /><link rel="stylesheet" href="https://www.bankrate.com/v5.1514.2/next/build/assets/swiper-bundle-B8m4e1Tp.css" /><link rel="preload" as="style" href="https://www.bankrate.com/v5.1514.2/next/build/assets/swiper-vEOpHmJg.css" /><link rel="stylesheet" href="https://www.bankrate.com/v5.1514.2/next/build/assets/swiper-vEOpHmJg.css" /><style> #GridLayout--b786a7a2-aaab-422b-a030-5d8689efac0f { align-items: stretch}</style> <style> #GridLayout-item--e36e9370-bc82-430a-83e2-3393cb1a7d97 { grid-column: 1 / span 12; text-align: ; }@media (min-width: 37.4375em) { #GridLayout-item--e36e9370-bc82-430a-83e2-3393cb1a7d97 { grid-column: 1 / span 6; }} @media (min-width: 62.4375em) { #GridLayout-item--e36e9370-bc82-430a-83e2-3393cb1a7d97 { grid-column: 1 / span 4; }} </style> <style> #GridLayout-item--8ef00228-ddec-4ef2-b1c2-74d0013f4ec3 { grid-column: 1 / span 12; text-align: ; }@media (min-width: 37.4375em) { #GridLayout-item--8ef00228-ddec-4ef2-b1c2-74d0013f4ec3 { grid-column: 7 / span 6; }} @media (min-width: 62.4375em) { #GridLayout-item--8ef00228-ddec-4ef2-b1c2-74d0013f4ec3 { grid-column: 5 / span 4; }} </style> <style> #GridLayout-item--b4a4e0f2-7bd3-43f0-838b-72fe6038dbfb { grid-column: 1 / span 12; text-align: ; }@media (min-width: 62.4375em) { #GridLayout-item--b4a4e0f2-7bd3-43f0-838b-72fe6038dbfb { grid-column: 9 / span 4; }} </style> </head> <body class="" > <noscript><iframe src="//www.googletagmanager.com/ns.html?id=GTM-N74D8C" height="0" width="0" style="display:none;visibility:hidden"></iframe></noscript> <a class="visually-hidden" href="#main-content">Skip to Main Content</a> <header class="SiteNav" data-cy="siteNavHeader" role="banner" aria-label="Use tab key to navigate through the options." x-data="siteNav()" x-ref="siteHeader" x-init="init()" x-on:resize.window="windowResized()" data-js-selector="nav" data-swiftype-index="false"> <div class="SiteNav-bar"> <div class="SiteNav-wrapper"> <a class="SiteNav-logo"href="https://www.bankrate.com/" aria-label="Home" tabindex="0" @keydown.tab="keyDownSiteNavLogo()" x-ref="siteNavLogo" data-beam-element-clicked data-type="link" data-location="site-nav" data-name="top-level" data-position="0" data-text="Bankrate" data-outcome="send to homepage" > <svg width="100" height="20" viewBox="0 0 400 80" xmlns="http://www.w3.org/2000/svg" focusable="false"> <title>Bankrate</title> <g fill="#151515"> <path d="m100.16 78.16v-8.16h-.16c-3.75 6.26-10.42 9.5-18 9.5-15.45 0-28-11.63-28-26.88 0-16.87 12.12-28.7 27.65-28.7 7.72 0 14.21 2.86 18.31 8.87h.19v-7.44h9.91v52.81zm.19-26.31c0-10.29-7.44-18.85-18.41-18.85-9.91 0-18 8.49-18 18.87 0 9.92 8.11 18.6 18 18.6a18.58 18.58 0 0 0 18.41-18.62z"/> <path d="m155.19 78.16v-28.78c0-11.16-4.38-16.4-13.16-16.4s-13.92 6.39-13.92 16.31v28.89h-9.92v-52.83h9.25v5.65h.19c3.9-5 9.35-7 15.45-7 12.68 0 22 8 22 22.6v31.58h-9.9z"/> <path d="m300.12 78.16v-8.16h-.18c-3.72 6.29-10.4 9.53-17.93 9.53-15.45 0-28-11.63-28-26.88 0-16.87 12.1-28.7 27.65-28.7 7.72 0 14.21 2.86 18.31 8.87h.18v-7.47h9.85v52.81zm.19-26.31c0-10.29-7.44-18.87-18.4-18.87-9.92 0-18 8.49-18 18.87 0 9.92 8.11 18.6 18 18.6a18.57 18.57 0 0 0 18.4-18.6z"/> <path d="m325.11 78.16v-43.75h-7.11v-9.06h7.15v-17.73h9.85v17.73h8.68v9.06h-8.68v43.75z"/> <path d="m356 56.05c2.29 8.76 9.25 14.4 17.36 14.4a17 17 0 0 0 15.06-8.87h9.91a27.08 27.08 0 0 1 -25.41 17.92c-14.87 0-26.92-13.16-26.92-27.27 0-16.68 12.58-28.32 26.6-28.32a26.9 26.9 0 0 1 27.4 27.17 29.4 29.4 0 0 1 -.29 5h-43.71zm34.13-7.62c-.75-9-8.67-15.45-17.16-15.45-8.11 0-16.21 6.39-17 15.45z"/> <path d="m42 39.88a22.68 22.68 0 0 0 -4.89-3.79 18.39 18.39 0 0 0 1.73-2 21 21 0 0 0 4-14 21.57 21.57 0 0 0 -6.2-13.85 22 22 0 0 0 -15.96-6.24h-20.68v79.5h24.34c9.13 0 14.75-4 17.87-7.39a23.6 23.6 0 0 0 6.18-16.11 22.89 22.89 0 0 0 -6.39-16.12zm-21.32-30.61c8.37 0 12.5 5.75 12.88 11.43a11.49 11.49 0 0 1 -9.71 11.93h-14.58v-23.36zm3.65 61h-15.06v-28.37h13.73c11.89 0 16.1 7.6 16.1 14.11-.01 6.84-4.62 14.22-14.77 14.22z"/> <path d="m245.87 25.39c-9.38-.7-13 4-13 4v-4h-9.87v52.77h9.91v-29.64a20.28 20.28 0 0 1 1-6.37c2.14-6.48 9.16-8.56 16-6l4.09-8.7a22.74 22.74 0 0 0 -8.13-2.06z"/> <path d="m173.07 7.62h9.92v70.55h-9.92z"/> <path d="m205.26 78.16-21.88-26.43 19.62-26.38h11.21l-19.31 26.38 22.05 26.43z"/> </g> </svg></a> <nav class="SiteNavCategories" x-ref="siteNavCategories" data-cy="siteNav" role="navigation" aria-label="main" @keydown.esc="() => {closeNav(); $refs.siteNavMenuButton.focus();}"> <ul class="SiteNavCategories-list" :aria-label="isMobile ? 'Use the up and down arrows to navigate through the top-level links. Alternatively, you can press the escape key to close the menu.' : 'Use the right and left arrows to navigate through the top-level links and the up and down arrows to navigate through the submenu tabs. Alternatively, you can press the end key to jump to the search toggle, and the escape key to close the menu.'"> <li x-cloak class="SiteNavCategory" id="category-1" @mouseenter="focusCategory($el)" @mouseleave="blurCategory" x-data> <a class="SiteNavCategory-link" href="/banking/" data-js-selector="siteNavCategorylink1" data-preamp="nav-category-item" @focus="focusCategory($el.parentElement)" @click="handleCategoryClick" @keydown.tab.prevent="keydownCategory('tab', 1, 7);" @keydown.right.prevent="keydownCategory('right', 1, 7);" @keydown.left.prevent="keydownCategory('left', 1, 7);" @keydown.down.prevent="keydownCategory('down', 1, 7);" @keydown.up.prevent="keydownCategory('up', 1, 7);" @keydown.home.prevent="keydownCategory('home', 1, 7);" @keydown.end.prevent="keydownCategory('end', 1, 7);" @keydown.space.prevent="keydownCategory('space', 1, 7);" @keydown.enter.prevent="keydownCategory('enter', 1, 7);" :tabindex="isMobile && !isNavOpen ? -1 : 0" data-beam-element-clicked data-type="link" data-location="site-nav" data-name="top-level" data-position="1" data-text="Banking" data-outcome="send to banking hub" > <span class="SiteNavCategory-label"> Banking</span> <svg class="SiteNavCategory-icon SiteNavCategory-arrow" aria-hidden="true" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false"><title>Caret Right Icon</title><path d="M8.168 21a1.39 1.39 0 0 1-.938-.379c-.51-.51-.51-1.35 0-1.86l6.744-6.75L7.23 5.242c-.51-.51-.51-1.35 0-1.86a1.32 1.32 0 0 1 1.859 0l7.681 7.689c.51.51.51 1.35 0 1.86l-7.681 7.69A1.29 1.29 0 0 1 8.15 21h.017Z" class="icon-base"/></svg></a> <div x-ref="flyout" class="SiteNavCategory-flyout" id="siteNavCategory-flyout-banking" data-beam-element-viewed data-type="drawer" data-location="site-nav" data-name="top-level-hover" data-position="1" data-text="Banking" data-outcome="open default banking container" > <div class="SiteNavCategory-panel" x-ref="siteNavCategoryPanel"> <div class="SiteNavMobile-sticky"> <button class="SiteNavMobile-back" @click="deactivateCategory" x-ref="backToCategoriesButton" @keydown.prevent="keyDownBackToCategoriesButton" aria-label="Back to all categories"> <svg class="Icon Icon--xs" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false"><title>Caret Left Icon</title><path d="M15.85 21a1.36 1.36 0 0 1-.938-.379L7.23 12.932c-.51-.51-.51-1.35 0-1.86l7.681-7.69a1.32 1.32 0 0 1 1.86 0c.51.511.51 1.35 0 1.861l-6.745 6.75 6.744 6.751c.51.51.51 1.35 0 1.86a1.29 1.29 0 0 1-.937.38l.016.016Z" class="icon-base"/></svg>All </button> </div> <div class="SiteNavSubcategory" x-id="['subcategory']"> <div class="SiteNavSubcategory-tabsContainer"> <div id="banking-tablist" class="SiteNavSubcategory-categoryTitle"> Banking</div> <div class="SiteNavSubcategory-tabs" x-ref="siteNavTablist" @keydown.prevent="keydownSubcategoryTabs" role="tablist" aria-labelledby="banking-tablist"> <button class="SiteNavSubcategory-tab" :class="isActiveSubcategory($el.id) ? 'is-active' : ''" type="button" role="tab" @mouseover="handleSubcategoryMouseOver" @click="handleSubcategoryClick" @mousedown.prevent @focus="activateSubcategory($el.id)" :id="$id('subcategory', whichChild($el, $el.parentElement))" :tabindex="isActiveSubcategory($el.id) ? 0 : -1" :aria-selected="isActiveSubcategory($el.id)" data-subcategory-name="Checking & savings" data-position="1"> Checking & savings<svg class="Icon Icon--xs" aria-hidden="true" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false"><title>Caret Right Icon</title><path d="M8.168 21a1.39 1.39 0 0 1-.938-.379c-.51-.51-.51-1.35 0-1.86l6.744-6.75L7.23 5.242c-.51-.51-.51-1.35 0-1.86a1.32 1.32 0 0 1 1.859 0l7.681 7.689c.51.51.51 1.35 0 1.86l-7.681 7.69A1.29 1.29 0 0 1 8.15 21h.017Z" class="icon-base"/></svg></button> <button class="SiteNavSubcategory-tab" :class="isActiveSubcategory($el.id) ? 'is-active' : ''" type="button" role="tab" @mouseover="handleSubcategoryMouseOver" @click="handleSubcategoryClick" @mousedown.prevent @focus="activateSubcategory($el.id)" :id="$id('subcategory', whichChild($el, $el.parentElement))" :tabindex="isActiveSubcategory($el.id) ? 0 : -1" :aria-selected="isActiveSubcategory($el.id)" data-subcategory-name="CDs" data-position="2"> CDs<svg class="Icon Icon--xs" aria-hidden="true" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false"><title>Caret Right Icon</title><path d="M8.168 21a1.39 1.39 0 0 1-.938-.379c-.51-.51-.51-1.35 0-1.86l6.744-6.75L7.23 5.242c-.51-.51-.51-1.35 0-1.86a1.32 1.32 0 0 1 1.859 0l7.681 7.689c.51.51.51 1.35 0 1.86l-7.681 7.69A1.29 1.29 0 0 1 8.15 21h.017Z" class="icon-base"/></svg></button> <button class="SiteNavSubcategory-tab" :class="isActiveSubcategory($el.id) ? 'is-active' : ''" type="button" role="tab" @mouseover="handleSubcategoryMouseOver" @click="handleSubcategoryClick" @mousedown.prevent @focus="activateSubcategory($el.id)" :id="$id('subcategory', whichChild($el, $el.parentElement))" :tabindex="isActiveSubcategory($el.id) ? 0 : -1" :aria-selected="isActiveSubcategory($el.id)" data-subcategory-name="Money market" data-position="3"> Money market<svg class="Icon Icon--xs" aria-hidden="true" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false"><title>Caret Right Icon</title><path d="M8.168 21a1.39 1.39 0 0 1-.938-.379c-.51-.51-.51-1.35 0-1.86l6.744-6.75L7.23 5.242c-.51-.51-.51-1.35 0-1.86a1.32 1.32 0 0 1 1.859 0l7.681 7.689c.51.51.51 1.35 0 1.86l-7.681 7.69A1.29 1.29 0 0 1 8.15 21h.017Z" class="icon-base"/></svg></button> <button class="SiteNavSubcategory-tab" :class="isActiveSubcategory($el.id) ? 'is-active' : ''" type="button" role="tab" @mouseover="handleSubcategoryMouseOver" @click="handleSubcategoryClick" @mousedown.prevent @focus="activateSubcategory($el.id)" :id="$id('subcategory', whichChild($el, $el.parentElement))" :tabindex="isActiveSubcategory($el.id) ? 0 : -1" :aria-selected="isActiveSubcategory($el.id)" data-subcategory-name="Banks" data-position="4"> Banks<svg class="Icon Icon--xs" aria-hidden="true" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false"><title>Caret Right Icon</title><path d="M8.168 21a1.39 1.39 0 0 1-.938-.379c-.51-.51-.51-1.35 0-1.86l6.744-6.75L7.23 5.242c-.51-.51-.51-1.35 0-1.86a1.32 1.32 0 0 1 1.859 0l7.681 7.689c.51.51.51 1.35 0 1.86l-7.681 7.69A1.29 1.29 0 0 1 8.15 21h.017Z" class="icon-base"/></svg></button> </div> <div class="SiteNavSubcategory-categoryLinkContainer" @keydown.left.prevent="keydownSubcategoryTabs" @keydown.up.prevent="keydownSubcategoryTabs" @keydown.right.prevent="keydownSubcategoryTabs" @keydown.down.prevent="keydownSubcategoryTabs" @keydown.tab.prevent="keydownSubcategoryTabs"> <a href="/banking/" class="SiteNavSubcategory-categoryLink" x-ref="siteNavCategoryLinkMobile" @keydown.space.prevent="$el.click()" @keydown.enter.prevent="$el.click()" data-beam-element-clicked data-type="LINK" data-location="site-nav" data-name="Banking hub link - mobile nav" data-position="bottom" data-text="Explore all Banking resources" data-outcome="send to link" > Explore all banking resources <svg class="Icon Icon--sm text-blue" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false"><title>Arrow Right Icon</title><path fill-rule="evenodd" clip-rule="evenodd" d="M12.29 18.69c.2.19.45.29.71.29V19c.25 0 .5-.09.7-.29l6.01-6c.18-.19.29-.44.29-.71 0-.27-.1-.52-.29-.71l-6.01-6a.996.996 0 1 0-1.41 1.41l4.3 4.3H4c-.55 0-1 .45-1 1s.45 1 1 1h12.58l-4.29 4.28a.996.996 0 0 0 0 1.41Z" class="icon-base"/></svg></a> </div> </div> <div class="SiteNavSubcategory-content" :class="{'is-active': showSubcategoryView}" @keydown.up.prevent="keydownSubcategoryLinks($el.querySelector('.is-active'), $event)"> <div class="SiteNavSubcategory-panelsContainer" x-ref="siteNavSubcategoryPanelsContainer"> <div class="SiteNavMobile-sticky"> <button class="SiteNavMobile-back" @click="deactivateSubcategory" x-ref="backToSubcategoriesButton" @keydown.prevent="keyDownBackToSubcategoriesButton" aria-label="Back to Banking category"> <svg class="Icon Icon--xs" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false"><title>Caret Left Icon</title><path d="M15.85 21a1.36 1.36 0 0 1-.938-.379L7.23 12.932c-.51-.51-.51-1.35 0-1.86l7.681-7.69a1.32 1.32 0 0 1 1.86 0c.51.511.51 1.35 0 1.861l-6.745 6.75 6.744 6.751c.51.51.51 1.35 0 1.86a1.29 1.29 0 0 1-.937.38l.016.016Z" class="icon-base"/></svg> Banking</button> </div> <div class="SiteNavSubcategory-categoryTitle" x-text="activeSubcategoryName"></div> <div class="SiteNavSubcategory-panels" tabindex="-1"> <div class="SiteNavSubcategory-panel" :class="{'is-active' : isActiveSubcategory($id('subcategory', whichChild($el, $el.parentElement)))}" :aria-labelledby="$id('subcategory', whichChild($el, $el.parentElement))" role="tabpanel" @keydown="keydownSubcategoryLinks($el, $event)" tabindex="-1"> <div class="SiteNavSubcategory-firstColumn"> <div class="SiteNavPrimaryLinkList"> <p class="SiteNavPrimaryLinkList-eyebrow">Compare accounts</p> <ul class="SiteNavPrimaryLinkList-list"> <li class="SiteNavPrimaryLinkList-item"> <a href="/banking/savings/rates/" class="SiteNavPrimaryLink" target="" data-beam-element-clicked data-type="anchor link" data-location="site-nav" data-name="Banking anchor link" data-position="1" data-text="Best savings accounts" data-outcome="send to Best savings accounts" > Best savings accounts</a> </li> <li class="SiteNavPrimaryLinkList-item"> <a href="/banking/savings/best-high-yield-interests-savings-accounts/" class="SiteNavPrimaryLink" target="" data-beam-element-clicked data-type="anchor link" data-location="site-nav" data-name="Banking anchor link" data-position="2" data-text="Best high-yield savings accounts" data-outcome="send to Best high-yield savings accounts" > Best high-yield savings accounts</a> </li> <li class="SiteNavPrimaryLinkList-item"> <a href="/banking/checking/best-business-checking-accounts/" class="SiteNavPrimaryLink" target="" data-beam-element-clicked data-type="anchor link" data-location="site-nav" data-name="Banking anchor link" data-position="3" data-text="Best business checking accounts" data-outcome="send to Best business checking accounts" > Best business checking accounts</a> </li> <li class="SiteNavPrimaryLinkList-item"> <a href="/banking/checking/best-checking-accounts/" class="SiteNavPrimaryLink" target="" data-beam-element-clicked data-type="anchor link" data-location="site-nav" data-name="Banking anchor link" data-position="4" data-text="Best checking accounts" data-outcome="send to Best checking accounts" > Best checking accounts</a> </li> </ul> </div> </div> <div class="SiteNavSubcategory-secondColumn"> <div class="SiteNavSecondaryLinkListWrapper"> <p class="SiteNavSecondaryLinkListWrapper-eyebrow" role="heading">Get guidance</p> <div class="SiteNavSecondaryLinkLists"> <ul class="SiteNavSecondaryLinkList"> <li> <a class="SiteNavSecondaryLink" href="/banking/savings/simple-savings-calculator/" data-beam-element-clicked data-type="secondary link" data-location="site-nav" data-name="Banking nav - Checking & savings subcategory featured link" data-position="1" data-text="Savings calculator" data-outcome="send to link" > Savings calculator</a> </li> <li> <a class="SiteNavSecondaryLink" href="/savings/calculators/" data-beam-element-clicked data-type="secondary link" data-location="site-nav" data-name="Banking nav - Checking & savings subcategory featured link" data-position="2" data-text="All savings calculators" data-outcome="send to link" > All savings calculators</a> </li> <li> <a class="SiteNavSecondaryLink" href="/banking/savings/average-savings-interest-rates/" data-beam-element-clicked data-type="secondary link" data-location="site-nav" data-name="Banking nav - Checking & savings subcategory featured link" data-position="3" data-text="Savings rate trends" data-outcome="send to link" > Savings rate trends</a> </li> <li> <a class="SiteNavSecondaryLink" href="/banking/savings/" data-beam-element-clicked data-type="secondary link" data-location="site-nav" data-name="Banking nav - Checking & savings subcategory featured link" data-position="4" data-text="Savings resources" data-outcome="send to link" > Savings resources</a> </li> </ul> <ul class="SiteNavFeaturedLinkList"> <li> <a class="SiteNavFeaturedLink" href="/banking/savings/how-to-open-a-savings-account/" data-beam-element-clicked data-type="featured link" data-location="site-nav" data-name="Banking nav - Checking & savings subcategory link" data-position="1" data-text="Savings basics" data-outcome="send to link" > <div class="SiteNavFeaturedLink-image"> <img loading="lazy" srcset="https://www.bankrate.com/f/102997/1440x1440/6efbd0a01f/savings-basics.png/m/50x50/filters:quality(90):format(webp), https://www.bankrate.com/f/102997/1440x1440/6efbd0a01f/savings-basics.png/m/100x100/filters:quality(90):format(webp) 2x" src="https://www.bankrate.com/f/102997/1440x1440/6efbd0a01f/savings-basics.png/m/50x50/filters:quality(90):format(webp)" alt=""> </div> <div class="SiteNavFeaturedLink-content"> <span class="SiteNavFeaturedLink-mainText">Savings basics</span> <span class="SiteNavFeaturedLink-supportText">5 min read</span> </div> </a> </li> <li> <a class="SiteNavFeaturedLink" href="/banking/savings/start-saving-from-scratch/" data-beam-element-clicked data-type="featured link" data-location="site-nav" data-name="Banking nav - Checking & savings subcategory link" data-position="2" data-text="How to start saving" data-outcome="send to link" > <div class="SiteNavFeaturedLink-image"> <img loading="lazy" srcset="https://www.bankrate.com/f/102997/1440x1440/4c26764452/how-to-start-saving.png/m/50x50/filters:quality(90):format(webp), https://www.bankrate.com/f/102997/1440x1440/4c26764452/how-to-start-saving.png/m/100x100/filters:quality(90):format(webp) 2x" src="https://www.bankrate.com/f/102997/1440x1440/4c26764452/how-to-start-saving.png/m/50x50/filters:quality(90):format(webp)" alt=""> </div> <div class="SiteNavFeaturedLink-content"> <span class="SiteNavFeaturedLink-mainText">How to start saving</span> <span class="SiteNavFeaturedLink-supportText">4 min read</span> </div> </a> </li> </ul> </div> </div> </div> </div> <div class="SiteNavSubcategory-panel" :class="{'is-active' : isActiveSubcategory($id('subcategory', whichChild($el, $el.parentElement)))}" :aria-labelledby="$id('subcategory', whichChild($el, $el.parentElement))" role="tabpanel" @keydown="keydownSubcategoryLinks($el, $event)" tabindex="-1"> <div class="SiteNavSubcategory-firstColumn"> <div class="SiteNavPrimaryLinkList"> <p class="SiteNavPrimaryLinkList-eyebrow">Compare accounts</p> <ul class="SiteNavPrimaryLinkList-list"> <li class="SiteNavPrimaryLinkList-item"> <a href="/banking/cds/cd-rates/" class="SiteNavPrimaryLink" target="" data-beam-element-clicked data-type="anchor link" data-location="site-nav" data-name="Banking anchor link" data-position="1" data-text="Best CD rates" data-outcome="send to Best CD rates" > Best CD rates</a> </li> <li class="SiteNavPrimaryLinkList-item"> <a href="/banking/cds/best-6-month-cd-rates/" class="SiteNavPrimaryLink" target="" data-beam-element-clicked data-type="anchor link" data-location="site-nav" data-name="Banking anchor link" data-position="2" data-text="Best 6-month CD rates" data-outcome="send to Best 6-month CD rates" > Best 6-month CD rates</a> </li> <li class="SiteNavPrimaryLinkList-item"> <a href="/banking/cds/best-1-year-cd-rates/" class="SiteNavPrimaryLink" target="" data-beam-element-clicked data-type="anchor link" data-location="site-nav" data-name="Banking anchor link" data-position="3" data-text="Best 1-year CD rates" data-outcome="send to Best 1-year CD rates" > Best 1-year CD rates</a> </li> <li class="SiteNavPrimaryLinkList-item"> <a href="/banking/cds/best-5-year-cd-rates/" class="SiteNavPrimaryLink" target="" data-beam-element-clicked data-type="anchor link" data-location="site-nav" data-name="Banking anchor link" data-position="4" data-text="Best 5-year CD rates" data-outcome="send to Best 5-year CD rates" > Best 5-year CD rates</a> </li> </ul> </div> </div> <div class="SiteNavSubcategory-secondColumn"> <div class="SiteNavSecondaryLinkListWrapper"> <p class="SiteNavSecondaryLinkListWrapper-eyebrow" role="heading">Get guidance</p> <div class="SiteNavSecondaryLinkLists"> <ul class="SiteNavSecondaryLinkList"> <li> <a class="SiteNavSecondaryLink" href="/banking/cds/cd-calculator/" data-beam-element-clicked data-type="secondary link" data-location="site-nav" data-name="Banking nav - CDs subcategory featured link" data-position="1" data-text="CD calculator" data-outcome="send to link" > CD calculator</a> </li> <li> <a class="SiteNavSecondaryLink" href="/banking/cds/cd-ladder-calculator/" data-beam-element-clicked data-type="secondary link" data-location="site-nav" data-name="Banking nav - CDs subcategory featured link" data-position="2" data-text="CD ladder calculator" data-outcome="send to link" > CD ladder calculator</a> </li> <li> <a class="SiteNavSecondaryLink" href="/banking/cds/todays-cd-rates/" data-beam-element-clicked data-type="secondary link" data-location="site-nav" data-name="Banking nav - CDs subcategory featured link" data-position="3" data-text="CD rate trends" data-outcome="send to link" > CD rate trends</a> </li> <li> <a class="SiteNavSecondaryLink" href="/banking/cds/" data-beam-element-clicked data-type="secondary link" data-location="site-nav" data-name="Banking nav - CDs subcategory featured link" data-position="4" data-text="CD resources" data-outcome="send to link" > CD resources</a> </li> </ul> <ul class="SiteNavFeaturedLinkList"> <li> <a class="SiteNavFeaturedLink" href="/banking/cds/what-is-a-cd/" data-beam-element-clicked data-type="featured link" data-location="site-nav" data-name="Banking nav - CDs subcategory link" data-position="1" data-text="CD basics" data-outcome="send to link" > <div class="SiteNavFeaturedLink-image"> <img loading="lazy" srcset="https://www.bankrate.com/f/102997/1440x1440/a7b9c5207a/cd-basics.png/m/50x50/filters:quality(90):format(webp), https://www.bankrate.com/f/102997/1440x1440/a7b9c5207a/cd-basics.png/m/100x100/filters:quality(90):format(webp) 2x" src="https://www.bankrate.com/f/102997/1440x1440/a7b9c5207a/cd-basics.png/m/50x50/filters:quality(90):format(webp)" alt=""> </div> <div class="SiteNavFeaturedLink-content"> <span class="SiteNavFeaturedLink-mainText">CD basics</span> <span class="SiteNavFeaturedLink-supportText">7 min read</span> </div> </a> </li> <li> <a class="SiteNavFeaturedLink" href="/banking/cds/how-to-invest-in-cds/" data-beam-element-clicked data-type="featured link" data-location="site-nav" data-name="Banking nav - CDs subcategory link" data-position="2" data-text="How to invest with CDs" data-outcome="send to link" > <div class="SiteNavFeaturedLink-image"> <img loading="lazy" srcset="https://www.bankrate.com/f/102997/1440x1440/4b0ced533f/how-to-invest-with-cds.png/m/50x50/filters:quality(90):format(webp), https://www.bankrate.com/f/102997/1440x1440/4b0ced533f/how-to-invest-with-cds.png/m/100x100/filters:quality(90):format(webp) 2x" src="https://www.bankrate.com/f/102997/1440x1440/4b0ced533f/how-to-invest-with-cds.png/m/50x50/filters:quality(90):format(webp)" alt=""> </div> <div class="SiteNavFeaturedLink-content"> <span class="SiteNavFeaturedLink-mainText">How to invest with CDs</span> <span class="SiteNavFeaturedLink-supportText">6 min read</span> </div> </a> </li> </ul> </div> </div> </div> </div> <div class="SiteNavSubcategory-panel" :class="{'is-active' : isActiveSubcategory($id('subcategory', whichChild($el, $el.parentElement)))}" :aria-labelledby="$id('subcategory', whichChild($el, $el.parentElement))" role="tabpanel" @keydown="keydownSubcategoryLinks($el, $event)" tabindex="-1"> <div class="SiteNavSubcategory-firstColumn"> <div class="SiteNavTopicOverview"> <p class="SiteNavTopicOverview-heading" role="heading">Money market accounts</p> <p class="SiteNavTopicOverview-copy">Money market accounts are similar to savings accounts, but offer some checking features as well.</p> <a href="/banking/money-market/rates/" class="Button Button--primary"data-beam-element-clicked data-type="button" data-location="site-nav" data-name="Banking nav - Money market subcategory CTA" data-position="1" data-text="View MMA rates" data-outcome="send to link" data-category="Banking"> View MMA rates</a> </div> </div> <div class="SiteNavSubcategory-secondColumn"> <div class="SiteNavSecondaryLinkListWrapper"> <p class="SiteNavSecondaryLinkListWrapper-eyebrow" role="heading">Get guidance</p> <div class="SiteNavSecondaryLinkLists"> <ul class="SiteNavSecondaryLinkList"> <li> <a class="SiteNavSecondaryLink" href="/banking/mma/what-is-a-money-market-account/" data-beam-element-clicked data-type="secondary link" data-location="site-nav" data-name="Banking nav - Money market subcategory featured link" data-position="1" data-text="Money market basics" data-outcome="send to link" > Money market basics</a> </li> <li> <a class="SiteNavSecondaryLink" href="/banking/money-market-account-vs-savings-account/" data-beam-element-clicked data-type="secondary link" data-location="site-nav" data-name="Banking nav - Money market subcategory featured link" data-position="2" data-text="Money market vs savings accounts" data-outcome="send to link" > Money market vs savings accounts</a> </li> <li> <a class="SiteNavSecondaryLink" href="/banking/mma/how-does-a-money-market-account-work/" data-beam-element-clicked data-type="secondary link" data-location="site-nav" data-name="Banking nav - Money market subcategory featured link" data-position="3" data-text="How does an MMA work?" data-outcome="send to link" > How does an MMA work?</a> </li> <li> <a class="SiteNavSecondaryLink" href="/banking/mma/" data-beam-element-clicked data-type="secondary link" data-location="site-nav" data-name="Banking nav - Money market subcategory featured link" data-position="4" data-text="MMA resources" data-outcome="send to link" > MMA resources</a> </li> </ul> </div> </div> </div> </div> <div class="SiteNavSubcategory-panel" :class="{'is-active' : isActiveSubcategory($id('subcategory', whichChild($el, $el.parentElement)))}" :aria-labelledby="$id('subcategory', whichChild($el, $el.parentElement))" role="tabpanel" @keydown="keydownSubcategoryLinks($el, $event)" tabindex="-1"> <div class="SiteNavSubcategory-firstColumn"> <div class="SiteNavTopicOverview"> <p class="SiteNavTopicOverview-heading" role="heading">Banking</p> <p class="SiteNavTopicOverview-copy">Unlock financial rewards by signing up for a savings or checking account with a bonus offer.</p> <a href="/banking/best-bank-account-bonuses/" class="Button Button--primary"data-beam-element-clicked data-type="button" data-location="site-nav" data-name="Banking nav - Banks subcategory CTA" data-position="1" data-text="Best bank bonuses" data-outcome="send to link" data-category="Banking"> Best bank bonuses</a> </div> </div> <div class="SiteNavSubcategory-secondColumn"> <div class="SiteNavSecondaryLinkListWrapper"> <p class="SiteNavSecondaryLinkListWrapper-eyebrow" role="heading">Get guidance</p> <div class="SiteNavSecondaryLinkLists"> <ul class="SiteNavSecondaryLinkList"> <li> <a class="SiteNavSecondaryLink" href="/awards/2024/best-banks/" data-beam-element-clicked data-type="secondary link" data-location="site-nav" data-name="Banking nav - Banks subcategory featured link" data-position="1" data-text="Best banks of 2024" data-outcome="send to link" > Best banks of 2024</a> </li> <li> <a class="SiteNavSecondaryLink" href="/banking/best-online-banks/" data-beam-element-clicked data-type="secondary link" data-location="site-nav" data-name="Banking nav - Banks subcategory featured link" data-position="2" data-text="Best online banks" data-outcome="send to link" > Best online banks</a> </li> <li> <a class="SiteNavSecondaryLink" href="/banking/reviews/" data-beam-element-clicked data-type="secondary link" data-location="site-nav" data-name="Banking nav - Banks subcategory featured link" data-position="3" data-text="Bank reviews" data-outcome="send to link" > Bank reviews</a> </li> <li> <a class="SiteNavSecondaryLink" href="/banking/federal-reserve/" data-beam-element-clicked data-type="secondary link" data-location="site-nav" data-name="Banking nav - Banks subcategory featured link" data-position="4" data-text="Federal Reserve news " data-outcome="send to link" > Federal Reserve news </a> </li> </ul> <ul class="SiteNavFeaturedLinkList"> <li> <a class="SiteNavFeaturedLink" href="/banking/reviews/capital-one/" data-beam-element-clicked data-type="featured link" data-location="site-nav" data-name="Banking nav - Banks subcategory link" data-position="1" data-text="Capital One review" data-outcome="send to link" > <div class="SiteNavFeaturedLink-image"> <img loading="lazy" srcset="https://www.bankrate.com/f/102997/1440x1440/d50369eb56/capital-one-review.png/m/50x50/filters:quality(90):format(webp), https://www.bankrate.com/f/102997/1440x1440/d50369eb56/capital-one-review.png/m/100x100/filters:quality(90):format(webp) 2x" src="https://www.bankrate.com/f/102997/1440x1440/d50369eb56/capital-one-review.png/m/50x50/filters:quality(90):format(webp)" alt=""> </div> <div class="SiteNavFeaturedLink-content"> <span class="SiteNavFeaturedLink-mainText">Capital One review</span> <span class="SiteNavFeaturedLink-supportText">Our take on Capital One Bank</span> </div> </a> </li> <li> <a class="SiteNavFeaturedLink" href="/banking/reviews/marcus/" data-beam-element-clicked data-type="featured link" data-location="site-nav" data-name="Banking nav - Banks subcategory link" data-position="2" data-text="Marcus review" data-outcome="send to link" > <div class="SiteNavFeaturedLink-image"> <img loading="lazy" srcset="https://www.bankrate.com/f/102997/1440x1440/d121fa8bad/marcus-review.png/m/50x50/filters:quality(90):format(webp), https://www.bankrate.com/f/102997/1440x1440/d121fa8bad/marcus-review.png/m/100x100/filters:quality(90):format(webp) 2x" src="https://www.bankrate.com/f/102997/1440x1440/d121fa8bad/marcus-review.png/m/50x50/filters:quality(90):format(webp)" alt=""> </div> <div class="SiteNavFeaturedLink-content"> <span class="SiteNavFeaturedLink-mainText">Marcus review</span> <span class="SiteNavFeaturedLink-supportText">Our take on Marcus by Goldman Sachs</span> </div> </a> </li> </ul> </div> </div> </div> </div> </div> </div> <div class="SiteNavSubcategory-categoryLinkContainer"> <a href="/banking/" class="SiteNavSubcategory-categoryLink" @keydown.tab="focusNextSubcategoryTab" @keydown.down="$event.preventDefault()" data-beam-element-clicked data-type="LINK" data-location="site-nav" data-name="Banking hub link - desktop nav" data-position="bottom" data-text="Explore all Banking resources" data-outcome="send to link" > Explore all banking resources <svg class="Icon Icon--sm text-blue" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false"><title>Arrow Right Icon</title><path fill-rule="evenodd" clip-rule="evenodd" d="M12.29 18.69c.2.19.45.29.71.29V19c.25 0 .5-.09.7-.29l6.01-6c.18-.19.29-.44.29-.71 0-.27-.1-.52-.29-.71l-6.01-6a.996.996 0 1 0-1.41 1.41l4.3 4.3H4c-.55 0-1 .45-1 1s.45 1 1 1h12.58l-4.29 4.28a.996.996 0 0 0 0 1.41Z" class="icon-base"/></svg></a> </div> </div> </div> </div> </div> </li> <li x-cloak class="SiteNavCategory" id="category-2" @mouseenter="focusCategory($el)" @mouseleave="blurCategory" x-data> <a class="SiteNavCategory-link" href="/mortgages/" data-js-selector="siteNavCategorylink2" data-preamp="nav-category-item" @focus="focusCategory($el.parentElement)" @click="handleCategoryClick" @keydown.tab.prevent="keydownCategory('tab', 2, 7);" @keydown.right.prevent="keydownCategory('right', 2, 7);" @keydown.left.prevent="keydownCategory('left', 2, 7);" @keydown.down.prevent="keydownCategory('down', 2, 7);" @keydown.up.prevent="keydownCategory('up', 2, 7);" @keydown.home.prevent="keydownCategory('home', 2, 7);" @keydown.end.prevent="keydownCategory('end', 2, 7);" @keydown.space.prevent="keydownCategory('space', 2, 7);" @keydown.enter.prevent="keydownCategory('enter', 2, 7);" :tabindex="isMobile && !isNavOpen ? -1 : 0" data-beam-element-clicked data-type="link" data-location="site-nav" data-name="top-level" data-position="2" data-text="Mortgages" data-outcome="send to mortgages hub" > <span class="SiteNavCategory-label"> Mortgages</span> <svg class="SiteNavCategory-icon SiteNavCategory-arrow" aria-hidden="true" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false"><title>Caret Right Icon</title><path d="M8.168 21a1.39 1.39 0 0 1-.938-.379c-.51-.51-.51-1.35 0-1.86l6.744-6.75L7.23 5.242c-.51-.51-.51-1.35 0-1.86a1.32 1.32 0 0 1 1.859 0l7.681 7.689c.51.51.51 1.35 0 1.86l-7.681 7.69A1.29 1.29 0 0 1 8.15 21h.017Z" class="icon-base"/></svg></a> <div x-ref="flyout" class="SiteNavCategory-flyout" id="siteNavCategory-flyout-mortgages" data-beam-element-viewed data-type="drawer" data-location="site-nav" data-name="top-level-hover" data-position="2" data-text="Mortgages" data-outcome="open default mortgages container" > <div class="SiteNavCategory-panel" x-ref="siteNavCategoryPanel"> <div class="SiteNavMobile-sticky"> <button class="SiteNavMobile-back" @click="deactivateCategory" x-ref="backToCategoriesButton" @keydown.prevent="keyDownBackToCategoriesButton" aria-label="Back to all categories"> <svg class="Icon Icon--xs" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false"><title>Caret Left Icon</title><path d="M15.85 21a1.36 1.36 0 0 1-.938-.379L7.23 12.932c-.51-.51-.51-1.35 0-1.86l7.681-7.69a1.32 1.32 0 0 1 1.86 0c.51.511.51 1.35 0 1.861l-6.745 6.75 6.744 6.751c.51.51.51 1.35 0 1.86a1.29 1.29 0 0 1-.937.38l.016.016Z" class="icon-base"/></svg>All </button> </div> <div class="SiteNavSubcategory" x-id="['subcategory']"> <div class="SiteNavSubcategory-tabsContainer"> <div id="mortgages-tablist" class="SiteNavSubcategory-categoryTitle"> Mortgages</div> <div class="SiteNavSubcategory-tabs" x-ref="siteNavTablist" @keydown.prevent="keydownSubcategoryTabs" role="tablist" aria-labelledby="mortgages-tablist"> <button class="SiteNavSubcategory-tab" :class="isActiveSubcategory($el.id) ? 'is-active' : ''" type="button" role="tab" @mouseover="handleSubcategoryMouseOver" @click="handleSubcategoryClick" @mousedown.prevent @focus="activateSubcategory($el.id)" :id="$id('subcategory', whichChild($el, $el.parentElement))" :tabindex="isActiveSubcategory($el.id) ? 0 : -1" :aria-selected="isActiveSubcategory($el.id)" data-subcategory-name="Purchase" data-position="1"> Purchase<svg class="Icon Icon--xs" aria-hidden="true" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false"><title>Caret Right Icon</title><path d="M8.168 21a1.39 1.39 0 0 1-.938-.379c-.51-.51-.51-1.35 0-1.86l6.744-6.75L7.23 5.242c-.51-.51-.51-1.35 0-1.86a1.32 1.32 0 0 1 1.859 0l7.681 7.689c.51.51.51 1.35 0 1.86l-7.681 7.69A1.29 1.29 0 0 1 8.15 21h.017Z" class="icon-base"/></svg></button> <button class="SiteNavSubcategory-tab" :class="isActiveSubcategory($el.id) ? 'is-active' : ''" type="button" role="tab" @mouseover="handleSubcategoryMouseOver" @click="handleSubcategoryClick" @mousedown.prevent @focus="activateSubcategory($el.id)" :id="$id('subcategory', whichChild($el, $el.parentElement))" :tabindex="isActiveSubcategory($el.id) ? 0 : -1" :aria-selected="isActiveSubcategory($el.id)" data-subcategory-name="Refinance" data-position="2"> Refinance<svg class="Icon Icon--xs" aria-hidden="true" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false"><title>Caret Right Icon</title><path d="M8.168 21a1.39 1.39 0 0 1-.938-.379c-.51-.51-.51-1.35 0-1.86l6.744-6.75L7.23 5.242c-.51-.51-.51-1.35 0-1.86a1.32 1.32 0 0 1 1.859 0l7.681 7.689c.51.51.51 1.35 0 1.86l-7.681 7.69A1.29 1.29 0 0 1 8.15 21h.017Z" class="icon-base"/></svg></button> <button class="SiteNavSubcategory-tab" :class="isActiveSubcategory($el.id) ? 'is-active' : ''" type="button" role="tab" @mouseover="handleSubcategoryMouseOver" @click="handleSubcategoryClick" @mousedown.prevent @focus="activateSubcategory($el.id)" :id="$id('subcategory', whichChild($el, $el.parentElement))" :tabindex="isActiveSubcategory($el.id) ? 0 : -1" :aria-selected="isActiveSubcategory($el.id)" data-subcategory-name="Real estate" data-position="3"> Real estate<svg class="Icon Icon--xs" aria-hidden="true" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false"><title>Caret Right Icon</title><path d="M8.168 21a1.39 1.39 0 0 1-.938-.379c-.51-.51-.51-1.35 0-1.86l6.744-6.75L7.23 5.242c-.51-.51-.51-1.35 0-1.86a1.32 1.32 0 0 1 1.859 0l7.681 7.689c.51.51.51 1.35 0 1.86l-7.681 7.69A1.29 1.29 0 0 1 8.15 21h.017Z" class="icon-base"/></svg></button> </div> <div class="SiteNavSubcategory-categoryLinkContainer" @keydown.left.prevent="keydownSubcategoryTabs" @keydown.up.prevent="keydownSubcategoryTabs" @keydown.right.prevent="keydownSubcategoryTabs" @keydown.down.prevent="keydownSubcategoryTabs" @keydown.tab.prevent="keydownSubcategoryTabs"> <a href="/mortgages/" class="SiteNavSubcategory-categoryLink" x-ref="siteNavCategoryLinkMobile" @keydown.space.prevent="$el.click()" @keydown.enter.prevent="$el.click()" data-beam-element-clicked data-type="LINK" data-location="site-nav" data-name="Mortgages hub link - mobile nav" data-position="bottom" data-text="Explore all Mortgages resources" data-outcome="send to link" > Explore all mortgages resources <svg class="Icon Icon--sm text-blue" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false"><title>Arrow Right Icon</title><path fill-rule="evenodd" clip-rule="evenodd" d="M12.29 18.69c.2.19.45.29.71.29V19c.25 0 .5-.09.7-.29l6.01-6c.18-.19.29-.44.29-.71 0-.27-.1-.52-.29-.71l-6.01-6a.996.996 0 1 0-1.41 1.41l4.3 4.3H4c-.55 0-1 .45-1 1s.45 1 1 1h12.58l-4.29 4.28a.996.996 0 0 0 0 1.41Z" class="icon-base"/></svg></a> </div> </div> <div class="SiteNavSubcategory-content" :class="{'is-active': showSubcategoryView}" @keydown.up.prevent="keydownSubcategoryLinks($el.querySelector('.is-active'), $event)"> <div class="SiteNavSubcategory-panelsContainer" x-ref="siteNavSubcategoryPanelsContainer"> <div class="SiteNavMobile-sticky"> <button class="SiteNavMobile-back" @click="deactivateSubcategory" x-ref="backToSubcategoriesButton" @keydown.prevent="keyDownBackToSubcategoriesButton" aria-label="Back to Mortgages category"> <svg class="Icon Icon--xs" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false"><title>Caret Left Icon</title><path d="M15.85 21a1.36 1.36 0 0 1-.938-.379L7.23 12.932c-.51-.51-.51-1.35 0-1.86l7.681-7.69a1.32 1.32 0 0 1 1.86 0c.51.511.51 1.35 0 1.861l-6.745 6.75 6.744 6.751c.51.51.51 1.35 0 1.86a1.29 1.29 0 0 1-.937.38l.016.016Z" class="icon-base"/></svg> Mortgages</button> </div> <div class="SiteNavSubcategory-categoryTitle" x-text="activeSubcategoryName"></div> <div class="SiteNavSubcategory-panels" tabindex="-1"> <div class="SiteNavSubcategory-panel" :class="{'is-active' : isActiveSubcategory($id('subcategory', whichChild($el, $el.parentElement)))}" :aria-labelledby="$id('subcategory', whichChild($el, $el.parentElement))" role="tabpanel" @keydown="keydownSubcategoryLinks($el, $event)" tabindex="-1"> <div class="SiteNavSubcategory-firstColumn"> <div class="SiteNavPrimaryLinkList"> <p class="SiteNavPrimaryLinkList-eyebrow">Compare rates</p> <ul class="SiteNavPrimaryLinkList-list"> <li class="SiteNavPrimaryLinkList-item"> <a href="/mortgages/mortgage-rates/" class="SiteNavPrimaryLink" target="" data-beam-element-clicked data-type="anchor link" data-location="site-nav" data-name="Homes anchor link" data-position="1" data-text="Mortgage rates" data-outcome="send to Mortgage rates" > Mortgage rates</a> </li> <li class="SiteNavPrimaryLinkList-item"> <a href="/mortgages/30-year-mortgage-rates/?disablePre=1" class="SiteNavPrimaryLink" target="" data-beam-element-clicked data-type="anchor link" data-location="site-nav" data-name="Homes anchor link" data-position="2" data-text="30-year mortgage rates" data-outcome="send to 30-year mortgage rates" > 30-year mortgage rates</a> </li> <li class="SiteNavPrimaryLinkList-item"> <a href="/mortgages/15-year-mortgage-rates/?disablePre=1" class="SiteNavPrimaryLink" target="" data-beam-element-clicked data-type="anchor link" data-location="site-nav" data-name="Homes anchor link" data-position="3" data-text="15-year mortgage rates" data-outcome="send to 15-year mortgage rates" > 15-year mortgage rates</a> </li> <li class="SiteNavPrimaryLinkList-item"> <a href="/mortgages/va-loan-rates/" class="SiteNavPrimaryLink" target="" data-beam-element-clicked data-type="anchor link" data-location="site-nav" data-name="Homes anchor link" data-position="4" data-text="VA loan rates" data-outcome="send to VA loan rates" > VA loan rates</a> </li> </ul> </div> </div> <div class="SiteNavSubcategory-secondColumn"> <div class="SiteNavSecondaryLinkListWrapper"> <p class="SiteNavSecondaryLinkListWrapper-eyebrow" role="heading">Get guidance</p> <div class="SiteNavSecondaryLinkLists"> <ul class="SiteNavSecondaryLinkList"> <li> <a class="SiteNavSecondaryLink" href="/mortgages/mortgage-calculator/" data-beam-element-clicked data-type="secondary link" data-location="site-nav" data-name="Mortgages nav - Purchase subcategory featured link" data-position="1" data-text="Mortgage calculator" data-outcome="send to link" > Mortgage calculator</a> </li> <li> <a class="SiteNavSecondaryLink" href="/mortgages/amortization-calculator/" data-beam-element-clicked data-type="secondary link" data-location="site-nav" data-name="Mortgages nav - Purchase subcategory featured link" data-position="2" data-text="Amortization calculator" data-outcome="send to link" > Amortization calculator</a> </li> <li> <a class="SiteNavSecondaryLink" href="/mortgages/todays-rates/" data-beam-element-clicked data-type="secondary link" data-location="site-nav" data-name="Mortgages nav - Purchase subcategory featured link" data-position="3" data-text="Mortgage rate news" data-outcome="send to link" > Mortgage rate news</a> </li> <li> <a class="SiteNavSecondaryLink" href="/mortgages/best-lenders/best-mortgage-lenders/" data-beam-element-clicked data-type="secondary link" data-location="site-nav" data-name="Mortgages nav - Purchase subcategory featured link" data-position="4" data-text="Best mortgage lenders" data-outcome="send to link" > Best mortgage lenders</a> </li> <li> <a class="SiteNavSecondaryLink" href="/mortgages/reviews/" data-beam-element-clicked data-type="secondary link" data-location="site-nav" data-name="Mortgages nav - Purchase subcategory featured link" data-position="5" data-text="Read lender reviews" data-outcome="send to link" > Read lender reviews</a> </li> </ul> <ul class="SiteNavFeaturedLinkList"> <li> <a class="SiteNavFeaturedLink" href="/mortgages/how-to-get-a-mortgage/" data-beam-element-clicked data-type="featured link" data-location="site-nav" data-name="Mortgages nav - Purchase subcategory link" data-position="1" data-text="How to get a mortgage" data-outcome="send to link" > <div class="SiteNavFeaturedLink-image"> <img loading="lazy" srcset="https://www.bankrate.com/f/102997/1440x1440/4037e1299d/how-to-get-a-mortgage.png/m/50x50/filters:quality(90):format(webp), https://www.bankrate.com/f/102997/1440x1440/4037e1299d/how-to-get-a-mortgage.png/m/100x100/filters:quality(90):format(webp) 2x" src="https://www.bankrate.com/f/102997/1440x1440/4037e1299d/how-to-get-a-mortgage.png/m/50x50/filters:quality(90):format(webp)" alt=""> </div> <div class="SiteNavFeaturedLink-content"> <span class="SiteNavFeaturedLink-mainText">How to get a mortgage</span> <span class="SiteNavFeaturedLink-supportText">11 min read</span> </div> </a> </li> <li> <a class="SiteNavFeaturedLink" href="/mortgages/first-time-homebuyer-loans-and-programs/" data-beam-element-clicked data-type="featured link" data-location="site-nav" data-name="Mortgages nav - Purchase subcategory link" data-position="2" data-text="First-time homebuyer programs" data-outcome="send to link" > <div class="SiteNavFeaturedLink-image"> <img loading="lazy" srcset="https://www.bankrate.com/f/102997/1440x1440/8889d553d1/best-mortgage-lenders-nav-imagery.png/m/50x50/filters:quality(90):format(webp), https://www.bankrate.com/f/102997/1440x1440/8889d553d1/best-mortgage-lenders-nav-imagery.png/m/100x100/filters:quality(90):format(webp) 2x" src="https://www.bankrate.com/f/102997/1440x1440/8889d553d1/best-mortgage-lenders-nav-imagery.png/m/50x50/filters:quality(90):format(webp)" alt=""> </div> <div class="SiteNavFeaturedLink-content"> <span class="SiteNavFeaturedLink-mainText">First-time homebuyer programs</span> <span class="SiteNavFeaturedLink-supportText">11 min read</span> </div> </a> </li> </ul> </div> </div> </div> </div> <div class="SiteNavSubcategory-panel" :class="{'is-active' : isActiveSubcategory($id('subcategory', whichChild($el, $el.parentElement)))}" :aria-labelledby="$id('subcategory', whichChild($el, $el.parentElement))" role="tabpanel" @keydown="keydownSubcategoryLinks($el, $event)" tabindex="-1"> <div class="SiteNavSubcategory-firstColumn"> <div class="SiteNavPrimaryLinkList"> <p class="SiteNavPrimaryLinkList-eyebrow">Compare rates</p> <ul class="SiteNavPrimaryLinkList-list"> <li class="SiteNavPrimaryLinkList-item"> <a href="/mortgages/refinance-rates/" class="SiteNavPrimaryLink" target="" > Refinance rates</a> </li> <li class="SiteNavPrimaryLinkList-item"> <a href="/mortgages/cash-out-refinance-rates/" class="SiteNavPrimaryLink" target="" > Cash-out refinance rates</a> </li> <li class="SiteNavPrimaryLinkList-item"> <a href="/mortgages/30-year-refinance-rates/?disablePre=1" class="SiteNavPrimaryLink" target="" > 30-year refinance rates</a> </li> <li class="SiteNavPrimaryLinkList-item"> <a href="/mortgages/15-year-refinance-rates/?disablePre=1" class="SiteNavPrimaryLink" target="" > 15-year refinance rates</a> </li> </ul> </div> </div> <div class="SiteNavSubcategory-secondColumn"> <div class="SiteNavSecondaryLinkListWrapper"> <p class="SiteNavSecondaryLinkListWrapper-eyebrow" role="heading">Get guidance</p> <div class="SiteNavSecondaryLinkLists"> <ul class="SiteNavSecondaryLinkList"> <li> <a class="SiteNavSecondaryLink" href="/mortgages/refinance-calculator/" data-beam-element-clicked data-type="secondary link" data-location="site-nav" data-name="Mortgages nav - Refinance subcategory featured link" data-position="1" data-text="Mortgage refinance calculator" data-outcome="send to link" > Mortgage refinance calculator</a> </li> <li> <a class="SiteNavSecondaryLink" href="/mortgages/best-lenders/refinance-mortgage-lenders/" data-beam-element-clicked data-type="secondary link" data-location="site-nav" data-name="Mortgages nav - Refinance subcategory featured link" data-position="2" data-text="Best refinance lenders" data-outcome="send to link" > Best refinance lenders</a> </li> <li> <a class="SiteNavSecondaryLink" href="/mortgages/best-lenders/cash-out-refinance-lenders/" data-beam-element-clicked data-type="secondary link" data-location="site-nav" data-name="Mortgages nav - Refinance subcategory featured link" data-position="3" data-text="Best cash-out refinance lenders" data-outcome="send to link" > Best cash-out refinance lenders</a> </li> <li> <a class="SiteNavSecondaryLink" href="/mortgages/refinancing/" data-beam-element-clicked data-type="secondary link" data-location="site-nav" data-name="Mortgages nav - Refinance subcategory featured link" data-position="4" data-text="Mortgage refinance resources" data-outcome="send to link" > Mortgage refinance resources</a> </li> </ul> <ul class="SiteNavFeaturedLinkList"> <li> <a class="SiteNavFeaturedLink" href="/mortgages/how-does-refinancing-a-mortgage-work/" data-beam-element-clicked data-type="featured link" data-location="site-nav" data-name="Mortgages nav - Refinance subcategory link" data-position="1" data-text="How to refinance your mortgage" data-outcome="send to link" > <div class="SiteNavFeaturedLink-image"> <img loading="lazy" srcset="https://www.bankrate.com/f/102997/1442x1440/d475e14a0e/home-equity-lender-reviews-nav-imagery.png/m/50x50/filters:quality(90):format(webp), https://www.bankrate.com/f/102997/1442x1440/d475e14a0e/home-equity-lender-reviews-nav-imagery.png/m/100x100/filters:quality(90):format(webp) 2x" src="https://www.bankrate.com/f/102997/1442x1440/d475e14a0e/home-equity-lender-reviews-nav-imagery.png/m/50x50/filters:quality(90):format(webp)" alt=""> </div> <div class="SiteNavFeaturedLink-content"> <span class="SiteNavFeaturedLink-mainText">How to refinance your mortgage</span> <span class="SiteNavFeaturedLink-supportText">12 min read</span> </div> </a> </li> <li> <a class="SiteNavFeaturedLink" href="/mortgages/cash-out-refinancing/" data-beam-element-clicked data-type="featured link" data-location="site-nav" data-name="Mortgages nav - Refinance subcategory link" data-position="2" data-text="Cash-out refinancing guide" data-outcome="send to link" > <div class="SiteNavFeaturedLink-image"> <img loading="lazy" srcset="https://www.bankrate.com/f/102997/1440x1440/e9e92b7729/home-equity-heloc-guide-nav-imagery.png/m/50x50/filters:quality(90):format(webp), https://www.bankrate.com/f/102997/1440x1440/e9e92b7729/home-equity-heloc-guide-nav-imagery.png/m/100x100/filters:quality(90):format(webp) 2x" src="https://www.bankrate.com/f/102997/1440x1440/e9e92b7729/home-equity-heloc-guide-nav-imagery.png/m/50x50/filters:quality(90):format(webp)" alt=""> </div> <div class="SiteNavFeaturedLink-content"> <span class="SiteNavFeaturedLink-mainText">Cash-out refinancing guide</span> <span class="SiteNavFeaturedLink-supportText">9 min read</span> </div> </a> </li> </ul> </div> </div> </div> </div> <div class="SiteNavSubcategory-panel" :class="{'is-active' : isActiveSubcategory($id('subcategory', whichChild($el, $el.parentElement)))}" :aria-labelledby="$id('subcategory', whichChild($el, $el.parentElement))" role="tabpanel" @keydown="keydownSubcategoryLinks($el, $event)" tabindex="-1"> <div class="SiteNavSubcategory-firstColumn"> <div class="SiteNavTopicOverview"> <p class="SiteNavTopicOverview-heading" role="heading">Buying & selling</p> <p class="SiteNavTopicOverview-copy">Find an expert who knows the market. Compare trusted real estate agents all in one place.</p> <a href="/real-estate/agents/" class="Button Button--primary"data-beam-element-clicked data-type="button" data-location="site-nav" data-name="Mortgages nav - Real estate subcategory CTA" data-position="1" data-text="Find an agent" data-outcome="send to link" data-category="Mortgages"> Find an agent</a> </div> </div> <div class="SiteNavSubcategory-secondColumn"> <div class="SiteNavSecondaryLinkListWrapper"> <p class="SiteNavSecondaryLinkListWrapper-eyebrow" role="heading">Get guidance</p> <div class="SiteNavSecondaryLinkLists"> <ul class="SiteNavSecondaryLinkList"> <li> <a class="SiteNavSecondaryLink" href="/real-estate/new-house-calculator/" data-beam-element-clicked data-type="secondary link" data-location="site-nav" data-name="Mortgages nav - Real estate subcategory featured link" data-position="1" data-text="Home affordability calculator" data-outcome="send to link" > Home affordability calculator</a> </li> <li> <a class="SiteNavSecondaryLink" href="/real-estate/cost-of-living-calculator/" data-beam-element-clicked data-type="secondary link" data-location="site-nav" data-name="Mortgages nav - Real estate subcategory featured link" data-position="2" data-text="Cost of living calculator" data-outcome="send to link" > Cost of living calculator</a> </li> <li> <a class="SiteNavSecondaryLink" href="/real-estate/how-much-is-my-house-worth/" data-beam-element-clicked data-type="secondary link" data-location="site-nav" data-name="Mortgages nav - Real estate subcategory featured link" data-position="3" data-text="How much is my house worth?" data-outcome="send to link" > How much is my house worth?</a> </li> <li> <a class="SiteNavSecondaryLink" href="/real-estate/" data-beam-element-clicked data-type="secondary link" data-location="site-nav" data-name="Mortgages nav - Real estate subcategory featured link" data-position="4" data-text="Real estate resources" data-outcome="send to link" > Real estate resources</a> </li> </ul> <ul class="SiteNavFeaturedLinkList"> <li> <a class="SiteNavFeaturedLink" href="/real-estate/how-to-buy-a-house/" data-beam-element-clicked data-type="featured link" data-location="site-nav" data-name="Mortgages nav - Real estate subcategory link" data-position="1" data-text="Buying a home" data-outcome="send to link" > <div class="SiteNavFeaturedLink-image"> <img loading="lazy" srcset="https://www.bankrate.com/f/102997/1440x1440/08fb8be334/buying-a-home.png/m/50x50/filters:quality(90):format(webp), https://www.bankrate.com/f/102997/1440x1440/08fb8be334/buying-a-home.png/m/100x100/filters:quality(90):format(webp) 2x" src="https://www.bankrate.com/f/102997/1440x1440/08fb8be334/buying-a-home.png/m/50x50/filters:quality(90):format(webp)" alt=""> </div> <div class="SiteNavFeaturedLink-content"> <span class="SiteNavFeaturedLink-mainText">Buying a home</span> <span class="SiteNavFeaturedLink-supportText">12 min read</span> </div> </a> </li> <li> <a class="SiteNavFeaturedLink" href="/real-estate/how-to-sell-your-house/" data-beam-element-clicked data-type="featured link" data-location="site-nav" data-name="Mortgages nav - Real estate subcategory link" data-position="2" data-text="Selling a home" data-outcome="send to link" > <div class="SiteNavFeaturedLink-image"> <img loading="lazy" srcset="https://www.bankrate.com/f/102997/1440x1440/3b255b330e/selling-a-home-nav-imagery.png/m/50x50/filters:quality(90):format(webp), https://www.bankrate.com/f/102997/1440x1440/3b255b330e/selling-a-home-nav-imagery.png/m/100x100/filters:quality(90):format(webp) 2x" src="https://www.bankrate.com/f/102997/1440x1440/3b255b330e/selling-a-home-nav-imagery.png/m/50x50/filters:quality(90):format(webp)" alt=""> </div> <div class="SiteNavFeaturedLink-content"> <span class="SiteNavFeaturedLink-mainText">Selling a home</span> <span class="SiteNavFeaturedLink-supportText">10 min read</span> </div> </a> </li> </ul> </div> </div> </div> </div> </div> </div> <div class="SiteNavSubcategory-categoryLinkContainer"> <a href="/mortgages/" class="SiteNavSubcategory-categoryLink" @keydown.tab="focusNextSubcategoryTab" @keydown.down="$event.preventDefault()" data-beam-element-clicked data-type="LINK" data-location="site-nav" data-name="Mortgages hub link - desktop nav" data-position="bottom" data-text="Explore all Mortgages resources" data-outcome="send to link" > Explore all mortgages resources <svg class="Icon Icon--sm text-blue" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false"><title>Arrow Right Icon</title><path fill-rule="evenodd" clip-rule="evenodd" d="M12.29 18.69c.2.19.45.29.71.29V19c.25 0 .5-.09.7-.29l6.01-6c.18-.19.29-.44.29-.71 0-.27-.1-.52-.29-.71l-6.01-6a.996.996 0 1 0-1.41 1.41l4.3 4.3H4c-.55 0-1 .45-1 1s.45 1 1 1h12.58l-4.29 4.28a.996.996 0 0 0 0 1.41Z" class="icon-base"/></svg></a> </div> </div> </div> </div> </div> </li> <li x-cloak class="SiteNavCategory" id="category-3" @mouseenter="focusCategory($el)" @mouseleave="blurCategory" x-data> <a class="SiteNavCategory-link" href="/investing/" data-js-selector="siteNavCategorylink3" data-preamp="nav-category-item" @focus="focusCategory($el.parentElement)" @click="handleCategoryClick" @keydown.tab.prevent="keydownCategory('tab', 3, 7);" @keydown.right.prevent="keydownCategory('right', 3, 7);" @keydown.left.prevent="keydownCategory('left', 3, 7);" @keydown.down.prevent="keydownCategory('down', 3, 7);" @keydown.up.prevent="keydownCategory('up', 3, 7);" @keydown.home.prevent="keydownCategory('home', 3, 7);" @keydown.end.prevent="keydownCategory('end', 3, 7);" @keydown.space.prevent="keydownCategory('space', 3, 7);" @keydown.enter.prevent="keydownCategory('enter', 3, 7);" :tabindex="isMobile && !isNavOpen ? -1 : 0" data-beam-element-clicked data-type="link" data-location="site-nav" data-name="top-level" data-position="3" data-text="Investing" data-outcome="send to investing hub" > <span class="SiteNavCategory-label"> Investing</span> <svg class="SiteNavCategory-icon SiteNavCategory-arrow" aria-hidden="true" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false"><title>Caret Right Icon</title><path d="M8.168 21a1.39 1.39 0 0 1-.938-.379c-.51-.51-.51-1.35 0-1.86l6.744-6.75L7.23 5.242c-.51-.51-.51-1.35 0-1.86a1.32 1.32 0 0 1 1.859 0l7.681 7.689c.51.51.51 1.35 0 1.86l-7.681 7.69A1.29 1.29 0 0 1 8.15 21h.017Z" class="icon-base"/></svg></a> <div x-ref="flyout" class="SiteNavCategory-flyout" id="siteNavCategory-flyout-investing" data-beam-element-viewed data-type="drawer" data-location="site-nav" data-name="top-level-hover" data-position="3" data-text="Investing" data-outcome="open default investing container" > <div class="SiteNavCategory-panel" x-ref="siteNavCategoryPanel"> <div class="SiteNavMobile-sticky"> <button class="SiteNavMobile-back" @click="deactivateCategory" x-ref="backToCategoriesButton" @keydown.prevent="keyDownBackToCategoriesButton" aria-label="Back to all categories"> <svg class="Icon Icon--xs" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false"><title>Caret Left Icon</title><path d="M15.85 21a1.36 1.36 0 0 1-.938-.379L7.23 12.932c-.51-.51-.51-1.35 0-1.86l7.681-7.69a1.32 1.32 0 0 1 1.86 0c.51.511.51 1.35 0 1.861l-6.745 6.75 6.744 6.751c.51.51.51 1.35 0 1.86a1.29 1.29 0 0 1-.937.38l.016.016Z" class="icon-base"/></svg>All </button> </div> <div class="SiteNavSubcategory" x-id="['subcategory']"> <div class="SiteNavSubcategory-tabsContainer"> <div id="investing-tablist" class="SiteNavSubcategory-categoryTitle"> Investing</div> <div class="SiteNavSubcategory-tabs" x-ref="siteNavTablist" @keydown.prevent="keydownSubcategoryTabs" role="tablist" aria-labelledby="investing-tablist"> <button class="SiteNavSubcategory-tab" :class="isActiveSubcategory($el.id) ? 'is-active' : ''" type="button" role="tab" @mouseover="handleSubcategoryMouseOver" @click="handleSubcategoryClick" @mousedown.prevent @focus="activateSubcategory($el.id)" :id="$id('subcategory', whichChild($el, $el.parentElement))" :tabindex="isActiveSubcategory($el.id) ? 0 : -1" :aria-selected="isActiveSubcategory($el.id)" data-subcategory-name="Investing" data-position="1"> Investing<svg class="Icon Icon--xs" aria-hidden="true" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false"><title>Caret Right Icon</title><path d="M8.168 21a1.39 1.39 0 0 1-.938-.379c-.51-.51-.51-1.35 0-1.86l6.744-6.75L7.23 5.242c-.51-.51-.51-1.35 0-1.86a1.32 1.32 0 0 1 1.859 0l7.681 7.689c.51.51.51 1.35 0 1.86l-7.681 7.69A1.29 1.29 0 0 1 8.15 21h.017Z" class="icon-base"/></svg></button> <button class="SiteNavSubcategory-tab" :class="isActiveSubcategory($el.id) ? 'is-active' : ''" type="button" role="tab" @mouseover="handleSubcategoryMouseOver" @click="handleSubcategoryClick" @mousedown.prevent @focus="activateSubcategory($el.id)" :id="$id('subcategory', whichChild($el, $el.parentElement))" :tabindex="isActiveSubcategory($el.id) ? 0 : -1" :aria-selected="isActiveSubcategory($el.id)" data-subcategory-name="Retirement" data-position="2"> Retirement<svg class="Icon Icon--xs" aria-hidden="true" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false"><title>Caret Right Icon</title><path d="M8.168 21a1.39 1.39 0 0 1-.938-.379c-.51-.51-.51-1.35 0-1.86l6.744-6.75L7.23 5.242c-.51-.51-.51-1.35 0-1.86a1.32 1.32 0 0 1 1.859 0l7.681 7.689c.51.51.51 1.35 0 1.86l-7.681 7.69A1.29 1.29 0 0 1 8.15 21h.017Z" class="icon-base"/></svg></button> <button class="SiteNavSubcategory-tab" :class="isActiveSubcategory($el.id) ? 'is-active' : ''" type="button" role="tab" @mouseover="handleSubcategoryMouseOver" @click="handleSubcategoryClick" @mousedown.prevent @focus="activateSubcategory($el.id)" :id="$id('subcategory', whichChild($el, $el.parentElement))" :tabindex="isActiveSubcategory($el.id) ? 0 : -1" :aria-selected="isActiveSubcategory($el.id)" data-subcategory-name="Financial advising" data-position="3"> Financial advising<svg class="Icon Icon--xs" aria-hidden="true" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false"><title>Caret Right Icon</title><path d="M8.168 21a1.39 1.39 0 0 1-.938-.379c-.51-.51-.51-1.35 0-1.86l6.744-6.75L7.23 5.242c-.51-.51-.51-1.35 0-1.86a1.32 1.32 0 0 1 1.859 0l7.681 7.689c.51.51.51 1.35 0 1.86l-7.681 7.69A1.29 1.29 0 0 1 8.15 21h.017Z" class="icon-base"/></svg></button> </div> <div class="SiteNavSubcategory-categoryLinkContainer" @keydown.left.prevent="keydownSubcategoryTabs" @keydown.up.prevent="keydownSubcategoryTabs" @keydown.right.prevent="keydownSubcategoryTabs" @keydown.down.prevent="keydownSubcategoryTabs" @keydown.tab.prevent="keydownSubcategoryTabs"> <a href="/investing/" class="SiteNavSubcategory-categoryLink" x-ref="siteNavCategoryLinkMobile" @keydown.space.prevent="$el.click()" @keydown.enter.prevent="$el.click()" data-beam-element-clicked data-type="LINK" data-location="site-nav" data-name="Investing hub link - mobile nav" data-position="bottom" data-text="Explore all Investing resources" data-outcome="send to link" > Explore all investing resources <svg class="Icon Icon--sm text-blue" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false"><title>Arrow Right Icon</title><path fill-rule="evenodd" clip-rule="evenodd" d="M12.29 18.69c.2.19.45.29.71.29V19c.25 0 .5-.09.7-.29l6.01-6c.18-.19.29-.44.29-.71 0-.27-.1-.52-.29-.71l-6.01-6a.996.996 0 1 0-1.41 1.41l4.3 4.3H4c-.55 0-1 .45-1 1s.45 1 1 1h12.58l-4.29 4.28a.996.996 0 0 0 0 1.41Z" class="icon-base"/></svg></a> </div> </div> <div class="SiteNavSubcategory-content" :class="{'is-active': showSubcategoryView}" @keydown.up.prevent="keydownSubcategoryLinks($el.querySelector('.is-active'), $event)"> <div class="SiteNavSubcategory-panelsContainer" x-ref="siteNavSubcategoryPanelsContainer"> <div class="SiteNavMobile-sticky"> <button class="SiteNavMobile-back" @click="deactivateSubcategory" x-ref="backToSubcategoriesButton" @keydown.prevent="keyDownBackToSubcategoriesButton" aria-label="Back to Investing category"> <svg class="Icon Icon--xs" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false"><title>Caret Left Icon</title><path d="M15.85 21a1.36 1.36 0 0 1-.938-.379L7.23 12.932c-.51-.51-.51-1.35 0-1.86l7.681-7.69a1.32 1.32 0 0 1 1.86 0c.51.511.51 1.35 0 1.861l-6.745 6.75 6.744 6.751c.51.51.51 1.35 0 1.86a1.29 1.29 0 0 1-.937.38l.016.016Z" class="icon-base"/></svg> Investing</button> </div> <div class="SiteNavSubcategory-categoryTitle" x-text="activeSubcategoryName"></div> <div class="SiteNavSubcategory-panels" tabindex="-1"> <div class="SiteNavSubcategory-panel" :class="{'is-active' : isActiveSubcategory($id('subcategory', whichChild($el, $el.parentElement)))}" :aria-labelledby="$id('subcategory', whichChild($el, $el.parentElement))" role="tabpanel" @keydown="keydownSubcategoryLinks($el, $event)" tabindex="-1"> <div class="SiteNavSubcategory-firstColumn"> <div class="SiteNavPrimaryLinkList"> <p class="SiteNavPrimaryLinkList-eyebrow">Compare investments</p> <ul class="SiteNavPrimaryLinkList-list"> <li class="SiteNavPrimaryLinkList-item"> <a href="/investing/best-investments/" class="SiteNavPrimaryLink" target="" data-beam-element-clicked data-type="anchor link" data-location="site-nav" data-name="Investing anchor link" data-position="1" data-text="Best investments" data-outcome="send to Best investments" > Best investments</a> </li> <li class="SiteNavPrimaryLinkList-item"> <a href="/investing/best-index-funds/" class="SiteNavPrimaryLink" target="" data-beam-element-clicked data-type="anchor link" data-location="site-nav" data-name="Investing anchor link" data-position="2" data-text="Best index funds" data-outcome="send to Best index funds" > Best index funds</a> </li> <li class="SiteNavPrimaryLinkList-item"> <a href="/investing/best-long-term-investments/" class="SiteNavPrimaryLink" target="" data-beam-element-clicked data-type="anchor link" data-location="site-nav" data-name="Investing anchor link" data-position="3" data-text="Best long-term investments" data-outcome="send to Best long-term investments" > Best long-term investments</a> </li> <li class="SiteNavPrimaryLinkList-item"> <a href="/investing/best-short-term-investments/" class="SiteNavPrimaryLink" target="" data-beam-element-clicked data-type="anchor link" data-location="site-nav" data-name="Investing anchor link" data-position="4" data-text="Best short-term investments" data-outcome="send to Best short-term investments" > Best short-term investments</a> </li> </ul> </div> </div> <div class="SiteNavSubcategory-secondColumn"> <div class="SiteNavSecondaryLinkListWrapper"> <p class="SiteNavSecondaryLinkListWrapper-eyebrow" role="heading">Get guidance</p> <div class="SiteNavSecondaryLinkLists"> <ul class="SiteNavSecondaryLinkList"> <li> <a class="SiteNavSecondaryLink" href="/investing/calculators/" data-beam-element-clicked data-type="secondary link" data-location="site-nav" data-name="Investing nav - Investing subcategory featured link" data-position="1" data-text="All investing calculators" data-outcome="send to link" > All investing calculators</a> </li> <li> <a class="SiteNavSecondaryLink" href="/investing/brokerage-reviews/" data-beam-element-clicked data-type="secondary link" data-location="site-nav" data-name="Investing nav - Investing subcategory featured link" data-position="2" data-text="Brokerage reviews" data-outcome="send to link" > Brokerage reviews</a> </li> <li> <a class="SiteNavSecondaryLink" href="/investing/roboadvisor-reviews/" data-beam-element-clicked data-type="secondary link" data-location="site-nav" data-name="Investing nav - Investing subcategory featured link" data-position="3" data-text="Robo-advisor reviews" data-outcome="send to link" > Robo-advisor reviews</a> </li> <li> <a class="SiteNavSecondaryLink" href="/investing/low-risk-investments/" data-beam-element-clicked data-type="secondary link" data-location="site-nav" data-name="Investing nav - Investing subcategory featured link" data-position="4" data-text="Low risk investments" data-outcome="send to link" > Low risk investments</a> </li> <li> <a class="SiteNavSecondaryLink" href="/taxes/" data-beam-element-clicked data-type="secondary link" data-location="site-nav" data-name="Investing nav - Investing subcategory featured link" data-position="5" data-text="Tax resources" data-outcome="send to link" > Tax resources</a> </li> </ul> <ul class="SiteNavFeaturedLinkList"> <li> <a class="SiteNavFeaturedLink" href="/investing/passive-income-ideas/" data-beam-element-clicked data-type="featured link" data-location="site-nav" data-name="Investing nav - Investing subcategory link" data-position="1" data-text="Passive income ideas" data-outcome="send to link" > <div class="SiteNavFeaturedLink-image"> <img loading="lazy" srcset="https://www.bankrate.com/f/102997/1440x1440/3cfd293f15/passive-income-ideas-nav-imagery.png/m/50x50/filters:quality(90):format(webp), https://www.bankrate.com/f/102997/1440x1440/3cfd293f15/passive-income-ideas-nav-imagery.png/m/100x100/filters:quality(90):format(webp) 2x" src="https://www.bankrate.com/f/102997/1440x1440/3cfd293f15/passive-income-ideas-nav-imagery.png/m/50x50/filters:quality(90):format(webp)" alt=""> </div> <div class="SiteNavFeaturedLink-content"> <span class="SiteNavFeaturedLink-mainText">Passive income ideas</span> <span class="SiteNavFeaturedLink-supportText">26 min read</span> </div> </a> </li> <li> <a class="SiteNavFeaturedLink" href="/investing/how-to-start-investing/" data-beam-element-clicked data-type="featured link" data-location="site-nav" data-name="Investing nav - Investing subcategory link" data-position="2" data-text="How to start investing" data-outcome="send to link" > <div class="SiteNavFeaturedLink-image"> <img loading="lazy" srcset="https://www.bankrate.com/f/102997/1440x1440/3d6f458d84/how-to-start-investing-nav-imagery.png/m/50x50/filters:quality(90):format(webp), https://www.bankrate.com/f/102997/1440x1440/3d6f458d84/how-to-start-investing-nav-imagery.png/m/100x100/filters:quality(90):format(webp) 2x" src="https://www.bankrate.com/f/102997/1440x1440/3d6f458d84/how-to-start-investing-nav-imagery.png/m/50x50/filters:quality(90):format(webp)" alt=""> </div> <div class="SiteNavFeaturedLink-content"> <span class="SiteNavFeaturedLink-mainText">How to start investing</span> <span class="SiteNavFeaturedLink-supportText">7 min read</span> </div> </a> </li> </ul> </div> </div> </div> </div> <div class="SiteNavSubcategory-panel" :class="{'is-active' : isActiveSubcategory($id('subcategory', whichChild($el, $el.parentElement)))}" :aria-labelledby="$id('subcategory', whichChild($el, $el.parentElement))" role="tabpanel" @keydown="keydownSubcategoryLinks($el, $event)" tabindex="-1"> <div class="SiteNavSubcategory-firstColumn"> <div class="SiteNavPrimaryLinkList"> <p class="SiteNavPrimaryLinkList-eyebrow">Compare plans</p> <ul class="SiteNavPrimaryLinkList-list"> <li class="SiteNavPrimaryLinkList-item"> <a href="/retirement/best-retirement-plans/" class="SiteNavPrimaryLink" target="" data-beam-element-clicked data-type="anchor link" data-location="site-nav" data-name="Investing anchor link" data-position="1" data-text="Best retirement plans" data-outcome="send to Best retirement plans" > Best retirement plans</a> </li> <li class="SiteNavPrimaryLinkList-item"> <a href="/retirement/best-ira-accounts/" class="SiteNavPrimaryLink" target="" data-beam-element-clicked data-type="anchor link" data-location="site-nav" data-name="Investing anchor link" data-position="2" data-text="Best IRA accounts" data-outcome="send to Best IRA accounts" > Best IRA accounts</a> </li> <li class="SiteNavPrimaryLinkList-item"> <a href="/investing/best-roth-ira/" class="SiteNavPrimaryLink" target="" data-beam-element-clicked data-type="anchor link" data-location="site-nav" data-name="Investing anchor link" data-position="3" data-text="Best Roth IRA accounts" data-outcome="send to Best Roth IRA accounts" > Best Roth IRA accounts</a> </li> <li class="SiteNavPrimaryLinkList-item"> <a href="/retirement/best-places-to-rollover-401k/" class="SiteNavPrimaryLink" target="" data-beam-element-clicked data-type="anchor link" data-location="site-nav" data-name="Investing anchor link" data-position="4" data-text="Best 401(k) rollover options" data-outcome="send to Best 401(k) rollover options" > Best 401(k) rollover options</a> </li> </ul> </div> </div> <div class="SiteNavSubcategory-secondColumn"> <div class="SiteNavSecondaryLinkListWrapper"> <p class="SiteNavSecondaryLinkListWrapper-eyebrow" role="heading">Get guidance</p> <div class="SiteNavSecondaryLinkLists"> <ul class="SiteNavSecondaryLinkList"> <li> <a class="SiteNavSecondaryLink" href="/retirement/401-k-calculator/" data-beam-element-clicked data-type="secondary link" data-location="site-nav" data-name="Investing nav - Retirement subcategory featured link" data-position="1" data-text="401(k) calculator" data-outcome="send to link" > 401(k) calculator</a> </li> <li> <a class="SiteNavSecondaryLink" href="/retirement/retirement-plan-calculator/" data-beam-element-clicked data-type="secondary link" data-location="site-nav" data-name="Investing nav - Retirement subcategory featured link" data-position="2" data-text="Retirement plan calculator" data-outcome="send to link" > Retirement plan calculator</a> </li> <li> <a class="SiteNavSecondaryLink" href="/retirement/roth-ira-plan-calculator/" data-beam-element-clicked data-type="secondary link" data-location="site-nav" data-name="Investing nav - Retirement subcategory featured link" data-position="3" data-text="Roth IRA calculator" data-outcome="send to link" > Roth IRA calculator</a> </li> <li> <a class="SiteNavSecondaryLink" href="/retirement/calculators/" data-beam-element-clicked data-type="secondary link" data-location="site-nav" data-name="Investing nav - Retirement subcategory featured link" data-position="4" data-text="All retirement calculators" data-outcome="send to link" > All retirement calculators</a> </li> <li> <a class="SiteNavSecondaryLink" href="/retirement/" data-beam-element-clicked data-type="secondary link" data-location="site-nav" data-name="Investing nav - Retirement subcategory featured link" data-position="5" data-text="Retirement resources" data-outcome="send to link" > Retirement resources</a> </li> </ul> <ul class="SiteNavFeaturedLinkList"> <li> <a class="SiteNavFeaturedLink" href="/retirement/best-and-worst-states-for-retirement/" data-beam-element-clicked data-type="featured link" data-location="site-nav" data-name="Investing nav - Retirement subcategory link" data-position="1" data-text="Best & worst states for retirement" data-outcome="send to link" > <div class="SiteNavFeaturedLink-image"> <img loading="lazy" srcset="https://www.bankrate.com/f/102997/1440x1440/59a3f533a8/best-worst-states-for-retirement-nav-imagery.png/m/50x50/filters:quality(90):format(webp), https://www.bankrate.com/f/102997/1440x1440/59a3f533a8/best-worst-states-for-retirement-nav-imagery.png/m/100x100/filters:quality(90):format(webp) 2x" src="https://www.bankrate.com/f/102997/1440x1440/59a3f533a8/best-worst-states-for-retirement-nav-imagery.png/m/50x50/filters:quality(90):format(webp)" alt=""> </div> <div class="SiteNavFeaturedLink-content"> <span class="SiteNavFeaturedLink-mainText">Best & worst states for retirement</span> <span class="SiteNavFeaturedLink-supportText">6 min read</span> </div> </a> </li> <li> <a class="SiteNavFeaturedLink" href="/retirement/how-to-save-for-retirement/" data-beam-element-clicked data-type="featured link" data-location="site-nav" data-name="Investing nav - Retirement subcategory link" data-position="2" data-text="How to save for retirement" data-outcome="send to link" > <div class="SiteNavFeaturedLink-image"> <img loading="lazy" srcset="https://www.bankrate.com/f/102997/1440x1440/a6b1dc15ca/how-to-save-for-retirement-nav-imagery.png/m/50x50/filters:quality(90):format(webp), https://www.bankrate.com/f/102997/1440x1440/a6b1dc15ca/how-to-save-for-retirement-nav-imagery.png/m/100x100/filters:quality(90):format(webp) 2x" src="https://www.bankrate.com/f/102997/1440x1440/a6b1dc15ca/how-to-save-for-retirement-nav-imagery.png/m/50x50/filters:quality(90):format(webp)" alt=""> </div> <div class="SiteNavFeaturedLink-content"> <span class="SiteNavFeaturedLink-mainText">How to save for retirement</span> <span class="SiteNavFeaturedLink-supportText">15 min read</span> </div> </a> </li> </ul> </div> </div> </div> </div> <div class="SiteNavSubcategory-panel" :class="{'is-active' : isActiveSubcategory($id('subcategory', whichChild($el, $el.parentElement)))}" :aria-labelledby="$id('subcategory', whichChild($el, $el.parentElement))" role="tabpanel" @keydown="keydownSubcategoryLinks($el, $event)" tabindex="-1"> <div class="SiteNavSubcategory-firstColumn"> <div class="SiteNavPrimaryLinkList"> <p class="SiteNavPrimaryLinkList-eyebrow">Finding an advisor</p> <ul class="SiteNavPrimaryLinkList-list"> <li class="SiteNavPrimaryLinkList-item"> <a href="/investing/financial-advisors/financial-advisor-matching/" class="SiteNavPrimaryLink" target="" data-beam-element-clicked data-type="anchor link" data-location="site-nav" data-name="Financial advising anchor link" data-position="1" data-text="Find a financial advisor" data-outcome="send to Find a financial advisor" > Find a financial advisor</a> </li> <li class="SiteNavPrimaryLinkList-item"> <a href="/investing/financial-advisors/best-financial-advisors/" class="SiteNavPrimaryLink" target="" data-beam-element-clicked data-type="anchor link" data-location="site-nav" data-name="Financial advising anchor link" data-position="2" data-text="Best financial advisors" data-outcome="send to Best financial advisors" > Best financial advisors</a> </li> <li class="SiteNavPrimaryLinkList-item"> <a href="/investing/financial-advisors/how-to-choose-a-financial-advisor/" class="SiteNavPrimaryLink" target="" data-beam-element-clicked data-type="anchor link" data-location="site-nav" data-name="Financial advising anchor link" data-position="3" data-text="How to choose a financial advisor" data-outcome="send to How to choose a financial advisor" > How to choose a financial advisor</a> </li> <li class="SiteNavPrimaryLinkList-item"> <a href="/investing/financial-advisors/financial-advisor-vs-financial-planner/" class="SiteNavPrimaryLink" target="" data-beam-element-clicked data-type="anchor link" data-location="site-nav" data-name="Financial advising anchor link" data-position="4" data-text="Financial planner vs advisor" data-outcome="send to Financial planner vs advisor" > Financial planner vs advisor</a> </li> </ul> </div> </div> <div class="SiteNavSubcategory-secondColumn"> <div class="SiteNavSecondaryLinkListWrapper"> <p class="SiteNavSecondaryLinkListWrapper-eyebrow" role="heading">Get guidance</p> <div class="SiteNavSecondaryLinkLists"> <ul class="SiteNavSecondaryLinkList"> <li> <a class="SiteNavSecondaryLink" href="/investing/financial-advisors/what-is-financial-planning/" data-beam-element-clicked data-type="secondary link" data-location="site-nav" data-name="Investing nav - Financial advising subcategory featured link" data-position="1" data-text="What is financial planning?" data-outcome="send to link" > What is financial planning?</a> </li> <li> <a class="SiteNavSecondaryLink" href="/investing/financial-advisors/what-is-a-fiduciary/" data-beam-element-clicked data-type="secondary link" data-location="site-nav" data-name="Investing nav - Financial advising subcategory featured link" data-position="2" data-text="What is a fiduciary?" data-outcome="send to link" > What is a fiduciary?</a> </li> <li> <a class="SiteNavSecondaryLink" href="/investing/financial-advisors/what-is-a-certified-financial-planner/" data-beam-element-clicked data-type="secondary link" data-location="site-nav" data-name="Investing nav - Financial advising subcategory featured link" data-position="3" data-text="What is a CFP?" data-outcome="send to link" > What is a CFP?</a> </li> <li> <a class="SiteNavSecondaryLink" href="/investing/financial-advisors/what-is-wealth-management/" data-beam-element-clicked data-type="secondary link" data-location="site-nav" data-name="Investing nav - Financial advising subcategory featured link" data-position="4" data-text="What is wealth management?" data-outcome="send to link" > What is wealth management?</a> </li> <li> <a class="SiteNavSecondaryLink" href="/investing/financial-advisors/" data-beam-element-clicked data-type="secondary link" data-location="site-nav" data-name="Investing nav - Financial advising subcategory featured link" data-position="5" data-text="Financial advisor resources" data-outcome="send to link" > Financial advisor resources</a> </li> </ul> <ul class="SiteNavFeaturedLinkList"> <li> <a class="SiteNavFeaturedLink" href="/investing/financial-advisors/when-to-get-a-financial-advisor/" data-beam-element-clicked data-type="featured link" data-location="site-nav" data-name="Investing nav - Financial advising subcategory link" data-position="1" data-text="When to get an advisor" data-outcome="send to link" > <div class="SiteNavFeaturedLink-image"> <img loading="lazy" srcset="https://www.bankrate.com/f/102997/1440x1440/1cdbf65950/what-is-wealth-management-s.png/m/50x50/filters:quality(90):format(webp), https://www.bankrate.com/f/102997/1440x1440/1cdbf65950/what-is-wealth-management-s.png/m/100x100/filters:quality(90):format(webp) 2x" src="https://www.bankrate.com/f/102997/1440x1440/1cdbf65950/what-is-wealth-management-s.png/m/50x50/filters:quality(90):format(webp)" alt=""> </div> <div class="SiteNavFeaturedLink-content"> <span class="SiteNavFeaturedLink-mainText">When to get an advisor</span> <span class="SiteNavFeaturedLink-supportText">4 min read</span> </div> </a> </li> <li> <a class="SiteNavFeaturedLink" href="/investing/financial-advisors/pros-cons-financial-advisor/" data-beam-element-clicked data-type="featured link" data-location="site-nav" data-name="Investing nav - Financial advising subcategory link" data-position="2" data-text="Pros & cons of financial advising" data-outcome="send to link" > <div class="SiteNavFeaturedLink-image"> <img loading="lazy" srcset="https://www.bankrate.com/f/102997/1440x1440/38750a2d5a/what-is-a-certified-financial-planner-s.png/m/50x50/filters:quality(90):format(webp), https://www.bankrate.com/f/102997/1440x1440/38750a2d5a/what-is-a-certified-financial-planner-s.png/m/100x100/filters:quality(90):format(webp) 2x" src="https://www.bankrate.com/f/102997/1440x1440/38750a2d5a/what-is-a-certified-financial-planner-s.png/m/50x50/filters:quality(90):format(webp)" alt=""> </div> <div class="SiteNavFeaturedLink-content"> <span class="SiteNavFeaturedLink-mainText">Pros & cons of financial advising</span> <span class="SiteNavFeaturedLink-supportText">7 min read</span> </div> </a> </li> </ul> </div> </div> </div> </div> </div> </div> <div class="SiteNavSubcategory-categoryLinkContainer"> <a href="/investing/" class="SiteNavSubcategory-categoryLink" @keydown.tab="focusNextSubcategoryTab" @keydown.down="$event.preventDefault()" data-beam-element-clicked data-type="LINK" data-location="site-nav" data-name="Investing hub link - desktop nav" data-position="bottom" data-text="Explore all Investing resources" data-outcome="send to link" > Explore all investing resources <svg class="Icon Icon--sm text-blue" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false"><title>Arrow Right Icon</title><path fill-rule="evenodd" clip-rule="evenodd" d="M12.29 18.69c.2.19.45.29.71.29V19c.25 0 .5-.09.7-.29l6.01-6c.18-.19.29-.44.29-.71 0-.27-.1-.52-.29-.71l-6.01-6a.996.996 0 1 0-1.41 1.41l4.3 4.3H4c-.55 0-1 .45-1 1s.45 1 1 1h12.58l-4.29 4.28a.996.996 0 0 0 0 1.41Z" class="icon-base"/></svg></a> </div> </div> </div> </div> </div> </li> <li x-cloak class="SiteNavCategory" id="category-4" @mouseenter="focusCategory($el)" @mouseleave="blurCategory" x-data> <a class="SiteNavCategory-link" href="/credit-cards/" data-js-selector="siteNavCategorylink4" data-preamp="nav-category-item" @focus="focusCategory($el.parentElement)" @click="handleCategoryClick" @keydown.tab.prevent="keydownCategory('tab', 4, 7);" @keydown.right.prevent="keydownCategory('right', 4, 7);" @keydown.left.prevent="keydownCategory('left', 4, 7);" @keydown.down.prevent="keydownCategory('down', 4, 7);" @keydown.up.prevent="keydownCategory('up', 4, 7);" @keydown.home.prevent="keydownCategory('home', 4, 7);" @keydown.end.prevent="keydownCategory('end', 4, 7);" @keydown.space.prevent="keydownCategory('space', 4, 7);" @keydown.enter.prevent="keydownCategory('enter', 4, 7);" :tabindex="isMobile && !isNavOpen ? -1 : 0" data-beam-element-clicked data-type="link" data-location="site-nav" data-name="top-level" data-position="4" data-text="Credit cards" data-outcome="send to credit cards hub" > <span class="SiteNavCategory-label"> Credit cards</span> <svg class="SiteNavCategory-icon SiteNavCategory-arrow" aria-hidden="true" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false"><title>Caret Right Icon</title><path d="M8.168 21a1.39 1.39 0 0 1-.938-.379c-.51-.51-.51-1.35 0-1.86l6.744-6.75L7.23 5.242c-.51-.51-.51-1.35 0-1.86a1.32 1.32 0 0 1 1.859 0l7.681 7.689c.51.51.51 1.35 0 1.86l-7.681 7.69A1.29 1.29 0 0 1 8.15 21h.017Z" class="icon-base"/></svg></a> <div x-ref="flyout" class="SiteNavCategory-flyout" id="siteNavCategory-flyout-credit-cards" data-beam-element-viewed data-type="drawer" data-location="site-nav" data-name="top-level-hover" data-position="4" data-text="Credit cards" data-outcome="open default credit cards container" > <div class="SiteNavCategory-panel" x-ref="siteNavCategoryPanel"> <div class="SiteNavMobile-sticky"> <button class="SiteNavMobile-back" @click="deactivateCategory" x-ref="backToCategoriesButton" @keydown.prevent="keyDownBackToCategoriesButton" aria-label="Back to all categories"> <svg class="Icon Icon--xs" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false"><title>Caret Left Icon</title><path d="M15.85 21a1.36 1.36 0 0 1-.938-.379L7.23 12.932c-.51-.51-.51-1.35 0-1.86l7.681-7.69a1.32 1.32 0 0 1 1.86 0c.51.511.51 1.35 0 1.861l-6.745 6.75 6.744 6.751c.51.51.51 1.35 0 1.86a1.29 1.29 0 0 1-.937.38l.016.016Z" class="icon-base"/></svg>All </button> </div> <div class="SiteNavSubcategory" x-id="['subcategory']"> <div class="SiteNavSubcategory-tabsContainer"> <div id="credit-cards-tablist" class="SiteNavSubcategory-categoryTitle"> Credit cards</div> <div class="SiteNavSubcategory-tabs" x-ref="siteNavTablist" @keydown.prevent="keydownSubcategoryTabs" role="tablist" aria-labelledby="credit-cards-tablist"> <button class="SiteNavSubcategory-tab" :class="isActiveSubcategory($el.id) ? 'is-active' : ''" type="button" role="tab" @mouseover="handleSubcategoryMouseOver" @click="handleSubcategoryClick" @mousedown.prevent @focus="activateSubcategory($el.id)" :id="$id('subcategory', whichChild($el, $el.parentElement))" :tabindex="isActiveSubcategory($el.id) ? 0 : -1" :aria-selected="isActiveSubcategory($el.id)" data-subcategory-name="Cards by category" data-position="1"> Cards by category<svg class="Icon Icon--xs" aria-hidden="true" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false"><title>Caret Right Icon</title><path d="M8.168 21a1.39 1.39 0 0 1-.938-.379c-.51-.51-.51-1.35 0-1.86l6.744-6.75L7.23 5.242c-.51-.51-.51-1.35 0-1.86a1.32 1.32 0 0 1 1.859 0l7.681 7.689c.51.51.51 1.35 0 1.86l-7.681 7.69A1.29 1.29 0 0 1 8.15 21h.017Z" class="icon-base"/></svg></button> <button class="SiteNavSubcategory-tab" :class="isActiveSubcategory($el.id) ? 'is-active' : ''" type="button" role="tab" @mouseover="handleSubcategoryMouseOver" @click="handleSubcategoryClick" @mousedown.prevent @focus="activateSubcategory($el.id)" :id="$id('subcategory', whichChild($el, $el.parentElement))" :tabindex="isActiveSubcategory($el.id) ? 0 : -1" :aria-selected="isActiveSubcategory($el.id)" data-subcategory-name="Cards by credit" data-position="2"> Cards by credit<svg class="Icon Icon--xs" aria-hidden="true" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false"><title>Caret Right Icon</title><path d="M8.168 21a1.39 1.39 0 0 1-.938-.379c-.51-.51-.51-1.35 0-1.86l6.744-6.75L7.23 5.242c-.51-.51-.51-1.35 0-1.86a1.32 1.32 0 0 1 1.859 0l7.681 7.689c.51.51.51 1.35 0 1.86l-7.681 7.69A1.29 1.29 0 0 1 8.15 21h.017Z" class="icon-base"/></svg></button> <button class="SiteNavSubcategory-tab" :class="isActiveSubcategory($el.id) ? 'is-active' : ''" type="button" role="tab" @mouseover="handleSubcategoryMouseOver" @click="handleSubcategoryClick" @mousedown.prevent @focus="activateSubcategory($el.id)" :id="$id('subcategory', whichChild($el, $el.parentElement))" :tabindex="isActiveSubcategory($el.id) ? 0 : -1" :aria-selected="isActiveSubcategory($el.id)" data-subcategory-name="Tools & reviews" data-position="3"> Tools & reviews<svg class="Icon Icon--xs" aria-hidden="true" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false"><title>Caret Right Icon</title><path d="M8.168 21a1.39 1.39 0 0 1-.938-.379c-.51-.51-.51-1.35 0-1.86l6.744-6.75L7.23 5.242c-.51-.51-.51-1.35 0-1.86a1.32 1.32 0 0 1 1.859 0l7.681 7.689c.51.51.51 1.35 0 1.86l-7.681 7.69A1.29 1.29 0 0 1 8.15 21h.017Z" class="icon-base"/></svg></button> <button class="SiteNavSubcategory-tab" :class="isActiveSubcategory($el.id) ? 'is-active' : ''" type="button" role="tab" @mouseover="handleSubcategoryMouseOver" @click="handleSubcategoryClick" @mousedown.prevent @focus="activateSubcategory($el.id)" :id="$id('subcategory', whichChild($el, $el.parentElement))" :tabindex="isActiveSubcategory($el.id) ? 0 : -1" :aria-selected="isActiveSubcategory($el.id)" data-subcategory-name="Guides & resources" data-position="4"> Guides & resources<svg class="Icon Icon--xs" aria-hidden="true" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false"><title>Caret Right Icon</title><path d="M8.168 21a1.39 1.39 0 0 1-.938-.379c-.51-.51-.51-1.35 0-1.86l6.744-6.75L7.23 5.242c-.51-.51-.51-1.35 0-1.86a1.32 1.32 0 0 1 1.859 0l7.681 7.689c.51.51.51 1.35 0 1.86l-7.681 7.69A1.29 1.29 0 0 1 8.15 21h.017Z" class="icon-base"/></svg></button> </div> <div class="SiteNavSubcategory-categoryLinkContainer" @keydown.left.prevent="keydownSubcategoryTabs" @keydown.up.prevent="keydownSubcategoryTabs" @keydown.right.prevent="keydownSubcategoryTabs" @keydown.down.prevent="keydownSubcategoryTabs" @keydown.tab.prevent="keydownSubcategoryTabs"> <a href="/credit-cards/" class="SiteNavSubcategory-categoryLink" x-ref="siteNavCategoryLinkMobile" @keydown.space.prevent="$el.click()" @keydown.enter.prevent="$el.click()" data-beam-element-clicked data-type="LINK" data-location="site-nav" data-name="Credit cards hub link - mobile nav" data-position="bottom" data-text="Explore all Credit cards resources" data-outcome="send to link" > Explore all credit cards resources <svg class="Icon Icon--sm text-blue" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false"><title>Arrow Right Icon</title><path fill-rule="evenodd" clip-rule="evenodd" d="M12.29 18.69c.2.19.45.29.71.29V19c.25 0 .5-.09.7-.29l6.01-6c.18-.19.29-.44.29-.71 0-.27-.1-.52-.29-.71l-6.01-6a.996.996 0 1 0-1.41 1.41l4.3 4.3H4c-.55 0-1 .45-1 1s.45 1 1 1h12.58l-4.29 4.28a.996.996 0 0 0 0 1.41Z" class="icon-base"/></svg></a> </div> </div> <div class="SiteNavSubcategory-content" :class="{'is-active': showSubcategoryView}" @keydown.up.prevent="keydownSubcategoryLinks($el.querySelector('.is-active'), $event)"> <div class="SiteNavSubcategory-panelsContainer" x-ref="siteNavSubcategoryPanelsContainer"> <div class="SiteNavMobile-sticky"> <button class="SiteNavMobile-back" @click="deactivateSubcategory" x-ref="backToSubcategoriesButton" @keydown.prevent="keyDownBackToSubcategoriesButton" aria-label="Back to Credit cards category"> <svg class="Icon Icon--xs" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false"><title>Caret Left Icon</title><path d="M15.85 21a1.36 1.36 0 0 1-.938-.379L7.23 12.932c-.51-.51-.51-1.35 0-1.86l7.681-7.69a1.32 1.32 0 0 1 1.86 0c.51.511.51 1.35 0 1.861l-6.745 6.75 6.744 6.751c.51.51.51 1.35 0 1.86a1.29 1.29 0 0 1-.937.38l.016.016Z" class="icon-base"/></svg> Credit cards</button> </div> <div class="SiteNavSubcategory-categoryTitle" x-text="activeSubcategoryName"></div> <div class="SiteNavSubcategory-panels" tabindex="-1"> <div class="SiteNavSubcategory-panel" :class="{'is-active' : isActiveSubcategory($id('subcategory', whichChild($el, $el.parentElement)))}" :aria-labelledby="$id('subcategory', whichChild($el, $el.parentElement))" role="tabpanel" @keydown="keydownSubcategoryLinks($el, $event)" tabindex="-1"> <div class="SiteNavSubcategory-firstColumn"> <div class="SiteNavPrimaryLinkList"> <p class="SiteNavPrimaryLinkList-eyebrow">Compare cards</p> <ul class="SiteNavPrimaryLinkList-list SiteNavPrimaryLinkList-list--twoColumns"> <li class="SiteNavPrimaryLinkList-item"> <a href="/credit-cards/best-credit-cards/" class="SiteNavPrimaryLink" target="" data-beam-element-clicked data-type="anchor link" data-location="site-nav" data-name="Credit cards anchor link" data-position="1" data-text="Best cards of 2024" data-outcome="send to Best cards of 2024" > Best cards of 2024</a> </li> <li class="SiteNavPrimaryLinkList-item"> <a href="/credit-cards/cash-back/best-cash-back-cards/" class="SiteNavPrimaryLink" target="" data-beam-element-clicked data-type="anchor link" data-location="site-nav" data-name="Credit cards anchor link" data-position="2" data-text="Best cash back cards" data-outcome="send to Best cash back cards" > Best cash back cards</a> </li> <li class="SiteNavPrimaryLinkList-item"> <a href="/credit-cards/balance-transfer/best-balance-transfer-cards/" class="SiteNavPrimaryLink" target="" data-beam-element-clicked data-type="anchor link" data-location="site-nav" data-name="Credit cards anchor link" data-position="3" data-text="Best balance transfer cards" data-outcome="send to Best balance transfer cards" > Best balance transfer cards</a> </li> <li class="SiteNavPrimaryLinkList-item"> <a href="/credit-cards/zero-interest/best-zero-interest-cards/" class="SiteNavPrimaryLink" target="" data-beam-element-clicked data-type="anchor link" data-location="site-nav" data-name="Credit cards anchor link" data-position="4" data-text="Best 0% APR cards" data-outcome="send to Best 0% APR cards" > Best 0% APR cards</a> </li> <li class="SiteNavPrimaryLinkList-item"> <a href="/credit-cards/travel/best-travel-cards/" class="SiteNavPrimaryLink" target="" data-beam-element-clicked data-type="anchor link" data-location="site-nav" data-name="Credit cards anchor link" data-position="5" data-text="Best travel cards" data-outcome="send to Best travel cards" > Best travel cards</a> </li> <li class="SiteNavPrimaryLinkList-item"> <a href="/credit-cards/rewards/best-rewards-cards/" class="SiteNavPrimaryLink" target="" data-beam-element-clicked data-type="anchor link" data-location="site-nav" data-name="Credit cards anchor link" data-position="6" data-text="Best rewards cards" data-outcome="send to Best rewards cards" > Best rewards cards</a> </li> <li class="SiteNavPrimaryLinkList-item"> <a href="/credit-cards/business/best-business-cards/" class="SiteNavPrimaryLink" target="" data-beam-element-clicked data-type="anchor link" data-location="site-nav" data-name="Credit cards anchor link" data-position="7" data-text="Best business cards" data-outcome="send to Best business cards" > Best business cards</a> </li> <li class="SiteNavPrimaryLinkList-item"> <a href="/credit-cards/building-credit/best-student-cards/" class="SiteNavPrimaryLink" target="" data-beam-element-clicked data-type="anchor link" data-location="site-nav" data-name="Credit cards anchor link" data-position="8" data-text="Best student cards" data-outcome="send to Best student cards" > Best student cards</a> </li> </ul> </div> </div> <div class="SiteNavSubcategory-secondColumn"> <div class="SiteNavSecondaryLinkListWrapper"> <p class="SiteNavSecondaryLinkListWrapper-eyebrow" role="heading">Find my matches</p> <div class="SiteNavSecondaryLinkLists"> <ul class="SiteNavFeaturedLinkList"> <li> <a class="SiteNavFeaturedLink" href="/credit-cards/tools/cardmatch/" data-beam-element-clicked data-type="featured link" data-location="site-nav" data-name="Credit cards nav - Cards by category subcategory link" data-position="1" data-text="CardMatch™" data-outcome="send to link" > <div class="SiteNavFeaturedLink-image"> <img loading="lazy" srcset="https://www.bankrate.com/f/102997/1440x1440/4f02ac6944/cardmatch-nav-imagery.png/m/50x50/filters:quality(90):format(webp), https://www.bankrate.com/f/102997/1440x1440/4f02ac6944/cardmatch-nav-imagery.png/m/100x100/filters:quality(90):format(webp) 2x" src="https://www.bankrate.com/f/102997/1440x1440/4f02ac6944/cardmatch-nav-imagery.png/m/50x50/filters:quality(90):format(webp)" alt=""> </div> <div class="SiteNavFeaturedLink-content"> <span class="SiteNavFeaturedLink-mainText">CardMatch™</span> <span class="SiteNavFeaturedLink-supportText">Get personalized card recommendations</span> </div> </a> </li> <li> <a class="SiteNavFeaturedLink" href="/credit-cards/tools/compare/" data-beam-element-clicked data-type="featured link" data-location="site-nav" data-name="Credit cards nav - Cards by category subcategory link" data-position="2" data-text="Card comparison tool" data-outcome="send to link" > <div class="SiteNavFeaturedLink-image"> <img loading="lazy" srcset="https://www.bankrate.com/f/102997/1440x1440/10ad7295ae/card-comparison-tool-nav-imagery.png/m/50x50/filters:quality(90):format(webp), https://www.bankrate.com/f/102997/1440x1440/10ad7295ae/card-comparison-tool-nav-imagery.png/m/100x100/filters:quality(90):format(webp) 2x" src="https://www.bankrate.com/f/102997/1440x1440/10ad7295ae/card-comparison-tool-nav-imagery.png/m/50x50/filters:quality(90):format(webp)" alt=""> </div> <div class="SiteNavFeaturedLink-content"> <span class="SiteNavFeaturedLink-mainText">Card comparison tool</span> <span class="SiteNavFeaturedLink-supportText">Compare credit cards side-by-side</span> </div> </a> </li> </ul> </div> </div> </div> </div> <div class="SiteNavSubcategory-panel" :class="{'is-active' : isActiveSubcategory($id('subcategory', whichChild($el, $el.parentElement)))}" :aria-labelledby="$id('subcategory', whichChild($el, $el.parentElement))" role="tabpanel" @keydown="keydownSubcategoryLinks($el, $event)" tabindex="-1"> <div class="SiteNavSubcategory-firstColumn"> <div class="SiteNavTopicOverview"> <p class="SiteNavTopicOverview-heading" role="heading">See your card matches</p> <p class="SiteNavTopicOverview-copy">Answer a few quick questions and we’ll show you your top credit card options. </p> <a href="/credit-cards/tools/cardmatch/" class="Button Button--primary"data-beam-element-clicked data-type="button" data-location="site-nav" data-name="Credit cards nav - Cards by credit subcategory CTA" data-position="1" data-text="Find my matches" data-outcome="send to link" data-category="Credit cards"> Find my matches</a> </div> </div> <div class="SiteNavSubcategory-secondColumn"> <div class="SiteNavSecondaryLinkListWrapper"> <p class="SiteNavSecondaryLinkListWrapper-eyebrow" role="heading">Compare cards</p> <div class="SiteNavSecondaryLinkLists"> <ul class="SiteNavSecondaryLinkList"> <li> <a class="SiteNavSecondaryLink" href="/credit-cards/rewards/best-for-excellent-credit/" data-beam-element-clicked data-type="secondary link" data-location="site-nav" data-name="Credit cards nav - Cards by credit subcategory featured link" data-position="1" data-text="Excellent credit" data-outcome="send to link" > Excellent credit</a> </li> <li> <a class="SiteNavSecondaryLink" href="/credit-cards/building-credit/best-for-good-credit/" data-beam-element-clicked data-type="secondary link" data-location="site-nav" data-name="Credit cards nav - Cards by credit subcategory featured link" data-position="2" data-text="Good credit" data-outcome="send to link" > Good credit</a> </li> <li> <a class="SiteNavSecondaryLink" href="/credit-cards/building-credit/best-for-fair-credit/" data-beam-element-clicked data-type="secondary link" data-location="site-nav" data-name="Credit cards nav - Cards by credit subcategory featured link" data-position="3" data-text="Fair credit" data-outcome="send to link" > Fair credit</a> </li> <li> <a class="SiteNavSecondaryLink" href="/credit-cards/bad-credit/best-for-bad-credit/" data-beam-element-clicked data-type="secondary link" data-location="site-nav" data-name="Credit cards nav - Cards by credit subcategory featured link" data-position="4" data-text="Bad credit" data-outcome="send to link" > Bad credit</a> </li> </ul> <ul class="SiteNavFeaturedLinkList"> <li> <a class="SiteNavFeaturedLink" href="/credit-cards/bad-credit/how-to-build-credit-fast/" data-beam-element-clicked data-type="featured link" data-location="site-nav" data-name="Credit cards nav - Cards by credit subcategory link" data-position="1" data-text="How to build credit" data-outcome="send to link" > <div class="SiteNavFeaturedLink-image"> <img loading="lazy" srcset="https://www.bankrate.com/f/102997/1440x1440/2e8651b174/how-to-build-credit-nav-imagery.png/m/50x50/filters:quality(90):format(webp), https://www.bankrate.com/f/102997/1440x1440/2e8651b174/how-to-build-credit-nav-imagery.png/m/100x100/filters:quality(90):format(webp) 2x" src="https://www.bankrate.com/f/102997/1440x1440/2e8651b174/how-to-build-credit-nav-imagery.png/m/50x50/filters:quality(90):format(webp)" alt=""> </div> <div class="SiteNavFeaturedLink-content"> <span class="SiteNavFeaturedLink-mainText">How to build credit</span> <span class="SiteNavFeaturedLink-supportText">7 min read</span> </div> </a> </li> <li> <a class="SiteNavFeaturedLink" href="/credit-cards/building-credit/best-for-no-credit-history/" data-beam-element-clicked data-type="featured link" data-location="site-nav" data-name="Credit cards nav - Cards by credit subcategory link" data-position="2" data-text="Best cards for building credit" data-outcome="send to link" > <div class="SiteNavFeaturedLink-image"> <img loading="lazy" srcset="https://www.bankrate.com/f/102997/1440x1440/5a53191033/best-cards-for-building-credit-nav-imagery.png/m/50x50/filters:quality(90):format(webp), https://www.bankrate.com/f/102997/1440x1440/5a53191033/best-cards-for-building-credit-nav-imagery.png/m/100x100/filters:quality(90):format(webp) 2x" src="https://www.bankrate.com/f/102997/1440x1440/5a53191033/best-cards-for-building-credit-nav-imagery.png/m/50x50/filters:quality(90):format(webp)" alt=""> </div> <div class="SiteNavFeaturedLink-content"> <span class="SiteNavFeaturedLink-mainText">Best cards for building credit</span> <span class="SiteNavFeaturedLink-supportText">Find out which credit cards could help</span> </div> </a> </li> </ul> </div> </div> </div> </div> <div class="SiteNavSubcategory-panel" :class="{'is-active' : isActiveSubcategory($id('subcategory', whichChild($el, $el.parentElement)))}" :aria-labelledby="$id('subcategory', whichChild($el, $el.parentElement))" role="tabpanel" @keydown="keydownSubcategoryLinks($el, $event)" tabindex="-1"> <div class="SiteNavSubcategory-firstColumn"> <div class="SiteNavTopicOverview"> <p class="SiteNavTopicOverview-heading" role="heading">See what the experts say</p> <p class="SiteNavTopicOverview-copy">Read in-depth credit card reviews to find out which cards have the best perks and more. </p> <a href="/credit-cards/reviews/" class="Button Button--primary"data-beam-element-clicked data-type="button" data-location="site-nav" data-name="Credit cards nav - Tools & reviews subcategory CTA" data-position="1" data-text="Read card reviews" data-outcome="send to link" data-category="Credit cards"> Read card reviews</a> </div> </div> <div class="SiteNavSubcategory-secondColumn"> <div class="SiteNavSecondaryLinkListWrapper"> <p class="SiteNavSecondaryLinkListWrapper-eyebrow" role="heading">Get guidance</p> <div class="SiteNavSecondaryLinkLists"> <ul class="SiteNavSecondaryLinkList"> <li> <a class="SiteNavSecondaryLink" href="/credit-cards/tools/credit-card-payoff-calculator/" data-beam-element-clicked data-type="secondary link" data-location="site-nav" data-name="Credit cards nav - Tools & reviews subcategory featured link" data-position="1" data-text="Credit card payoff calculator" data-outcome="send to link" > Credit card payoff calculator</a> </li> <li> <a class="SiteNavSecondaryLink" href="/credit-cards/tools/credit-card-balance-transfer-calculator/" data-beam-element-clicked data-type="secondary link" data-location="site-nav" data-name="Credit cards nav - Tools & reviews subcategory featured link" data-position="2" data-text="Balance transfer calculator" data-outcome="send to link" > Balance transfer calculator</a> </li> <li> <a class="SiteNavSecondaryLink" href="/credit-cards/tools/credit-utilization-calculator/" data-beam-element-clicked data-type="secondary link" data-location="site-nav" data-name="Credit cards nav - Tools & reviews subcategory featured link" data-position="3" data-text="Credit utilization calculator" data-outcome="send to link" > Credit utilization calculator</a> </li> <li> <a class="SiteNavSecondaryLink" href="/credit-cards/tools/" data-beam-element-clicked data-type="secondary link" data-location="site-nav" data-name="Credit cards nav - Tools & reviews subcategory featured link" data-position="4" data-text="All credit card calculators" data-outcome="send to link" > All credit card calculators</a> </li> </ul> <ul class="SiteNavFeaturedLinkList"> <li> <a class="SiteNavFeaturedLink" href="/credit-cards/tools/spender-type-tool/" data-beam-element-clicked data-type="featured link" data-location="site-nav" data-name="Credit cards nav - Tools & reviews subcategory link" data-position="1" data-text="Spender type tool" data-outcome="send to link" > <div class="SiteNavFeaturedLink-image"> <img loading="lazy" srcset="https://www.bankrate.com/f/102997/1440x1440/43548bf9cd/spender-type-tool-nav-imagery.png/m/50x50/filters:quality(90):format(webp), https://www.bankrate.com/f/102997/1440x1440/43548bf9cd/spender-type-tool-nav-imagery.png/m/100x100/filters:quality(90):format(webp) 2x" src="https://www.bankrate.com/f/102997/1440x1440/43548bf9cd/spender-type-tool-nav-imagery.png/m/50x50/filters:quality(90):format(webp)" alt=""> </div> <div class="SiteNavFeaturedLink-content"> <span class="SiteNavFeaturedLink-mainText">Spender type tool</span> <span class="SiteNavFeaturedLink-supportText">Find cards that fit your needs</span> </div> </a> </li> </ul> </div> </div> </div> </div> <div class="SiteNavSubcategory-panel" :class="{'is-active' : isActiveSubcategory($id('subcategory', whichChild($el, $el.parentElement)))}" :aria-labelledby="$id('subcategory', whichChild($el, $el.parentElement))" role="tabpanel" @keydown="keydownSubcategoryLinks($el, $event)" tabindex="-1"> <div class="SiteNavSubcategory-firstColumn"> <div class="SiteNavPrimaryLinkList"> <p class="SiteNavPrimaryLinkList-eyebrow">Get advice</p> <ul class="SiteNavPrimaryLinkList-list SiteNavPrimaryLinkList-list--twoColumns"> <li class="SiteNavPrimaryLinkList-item"> <a href="/credit-cards/advice/" class="SiteNavPrimaryLink" target="" data-beam-element-clicked data-type="anchor link" data-location="site-nav" data-name="Credit cards anchor link" data-position="1" data-text="Credit cards 101" data-outcome="send to Credit cards 101" > Credit cards 101</a> </li> <li class="SiteNavPrimaryLinkList-item"> <a href="/credit-cards/balance-transfer/" class="SiteNavPrimaryLink" target="" data-beam-element-clicked data-type="anchor link" data-location="site-nav" data-name="Credit cards anchor link" data-position="2" data-text="Balance transfer advice" data-outcome="send to Balance transfer advice" > Balance transfer advice</a> </li> <li class="SiteNavPrimaryLinkList-item"> <a href="/credit-cards/zero-interest/" class="SiteNavPrimaryLink" target="" data-beam-element-clicked data-type="anchor link" data-location="site-nav" data-name="Credit cards anchor link" data-position="3" data-text="Zero interest credit cards" data-outcome="send to Zero interest credit cards" > Zero interest credit cards</a> </li> <li class="SiteNavPrimaryLinkList-item"> <a href="/credit-cards/rewards/" class="SiteNavPrimaryLink" target="" data-beam-element-clicked data-type="anchor link" data-location="site-nav" data-name="Credit cards anchor link" data-position="4" data-text="Rewards credit card advice" data-outcome="send to Rewards credit card advice" > Rewards credit card advice</a> </li> <li class="SiteNavPrimaryLinkList-item"> <a href="/credit-cards/cash-back/" class="SiteNavPrimaryLink" target="" data-beam-element-clicked data-type="anchor link" data-location="site-nav" data-name="Credit cards anchor link" data-position="5" data-text="Cash back credit card advice" data-outcome="send to Cash back credit card advice" > Cash back credit card advice</a> </li> <li class="SiteNavPrimaryLinkList-item"> <a href="/credit-cards/travel/" class="SiteNavPrimaryLink" target="" data-beam-element-clicked data-type="anchor link" data-location="site-nav" data-name="Credit cards anchor link" data-position="6" data-text="Travel credit card advice" data-outcome="send to Travel credit card advice" > Travel credit card advice</a> </li> <li class="SiteNavPrimaryLinkList-item"> <a href="/credit-cards/business/" class="SiteNavPrimaryLink" target="" data-beam-element-clicked data-type="anchor link" data-location="site-nav" data-name="Credit cards anchor link" data-position="7" data-text="Business credit card advice" data-outcome="send to Business credit card advice" > Business credit card advice</a> </li> </ul> </div> </div> <div class="SiteNavSubcategory-secondColumn"> <div class="SiteNavSecondaryLinkListWrapper"> <p class="SiteNavSecondaryLinkListWrapper-eyebrow" role="heading">Build credit</p> <div class="SiteNavSecondaryLinkLists"> <ul class="SiteNavSecondaryLinkList"> <li> <a class="SiteNavSecondaryLink" href="/credit-cards/bad-credit/" data-beam-element-clicked data-type="secondary link" data-location="site-nav" data-name="Credit cards nav - Guides & resources subcategory featured link" data-position="1" data-text="Advice for bad credit" data-outcome="send to link" > Advice for bad credit</a> </li> <li> <a class="SiteNavSecondaryLink" href="/credit-cards/building-credit/" data-beam-element-clicked data-type="secondary link" data-location="site-nav" data-name="Credit cards nav - Guides & resources subcategory featured link" data-position="2" data-text="Rebuilding credit score" data-outcome="send to link" > Rebuilding credit score</a> </li> </ul> </div> </div> </div> </div> </div> </div> <div class="SiteNavSubcategory-categoryLinkContainer"> <a href="/credit-cards/" class="SiteNavSubcategory-categoryLink" @keydown.tab="focusNextSubcategoryTab" @keydown.down="$event.preventDefault()" data-beam-element-clicked data-type="LINK" data-location="site-nav" data-name="Credit cards hub link - desktop nav" data-position="bottom" data-text="Explore all Credit cards resources" data-outcome="send to link" > Explore all credit cards resources <svg class="Icon Icon--sm text-blue" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false"><title>Arrow Right Icon</title><path fill-rule="evenodd" clip-rule="evenodd" d="M12.29 18.69c.2.19.45.29.71.29V19c.25 0 .5-.09.7-.29l6.01-6c.18-.19.29-.44.29-.71 0-.27-.1-.52-.29-.71l-6.01-6a.996.996 0 1 0-1.41 1.41l4.3 4.3H4c-.55 0-1 .45-1 1s.45 1 1 1h12.58l-4.29 4.28a.996.996 0 0 0 0 1.41Z" class="icon-base"/></svg></a> </div> </div> </div> </div> </div> </li> <li x-cloak class="SiteNavCategory" id="category-5" @mouseenter="focusCategory($el)" @mouseleave="blurCategory" x-data> <a class="SiteNavCategory-link" href="/loans/" data-js-selector="siteNavCategorylink5" data-preamp="nav-category-item" @focus="focusCategory($el.parentElement)" @click="handleCategoryClick" @keydown.tab.prevent="keydownCategory('tab', 5, 7);" @keydown.right.prevent="keydownCategory('right', 5, 7);" @keydown.left.prevent="keydownCategory('left', 5, 7);" @keydown.down.prevent="keydownCategory('down', 5, 7);" @keydown.up.prevent="keydownCategory('up', 5, 7);" @keydown.home.prevent="keydownCategory('home', 5, 7);" @keydown.end.prevent="keydownCategory('end', 5, 7);" @keydown.space.prevent="keydownCategory('space', 5, 7);" @keydown.enter.prevent="keydownCategory('enter', 5, 7);" :tabindex="isMobile && !isNavOpen ? -1 : 0" data-beam-element-clicked data-type="link" data-location="site-nav" data-name="top-level" data-position="5" data-text="Loans" data-outcome="send to loans hub" > <span class="SiteNavCategory-label"> Loans</span> <svg class="SiteNavCategory-icon SiteNavCategory-arrow" aria-hidden="true" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false"><title>Caret Right Icon</title><path d="M8.168 21a1.39 1.39 0 0 1-.938-.379c-.51-.51-.51-1.35 0-1.86l6.744-6.75L7.23 5.242c-.51-.51-.51-1.35 0-1.86a1.32 1.32 0 0 1 1.859 0l7.681 7.689c.51.51.51 1.35 0 1.86l-7.681 7.69A1.29 1.29 0 0 1 8.15 21h.017Z" class="icon-base"/></svg></a> <div x-ref="flyout" class="SiteNavCategory-flyout" id="siteNavCategory-flyout-loans" data-beam-element-viewed data-type="drawer" data-location="site-nav" data-name="top-level-hover" data-position="5" data-text="Loans" data-outcome="open default loans container" > <div class="SiteNavCategory-panel" x-ref="siteNavCategoryPanel"> <div class="SiteNavMobile-sticky"> <button class="SiteNavMobile-back" @click="deactivateCategory" x-ref="backToCategoriesButton" @keydown.prevent="keyDownBackToCategoriesButton" aria-label="Back to all categories"> <svg class="Icon Icon--xs" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false"><title>Caret Left Icon</title><path d="M15.85 21a1.36 1.36 0 0 1-.938-.379L7.23 12.932c-.51-.51-.51-1.35 0-1.86l7.681-7.69a1.32 1.32 0 0 1 1.86 0c.51.511.51 1.35 0 1.861l-6.745 6.75 6.744 6.751c.51.51.51 1.35 0 1.86a1.29 1.29 0 0 1-.937.38l.016.016Z" class="icon-base"/></svg>All </button> </div> <div class="SiteNavSubcategory" x-id="['subcategory']"> <div class="SiteNavSubcategory-tabsContainer"> <div id="loans-tablist" class="SiteNavSubcategory-categoryTitle"> Loans</div> <div class="SiteNavSubcategory-tabs" x-ref="siteNavTablist" @keydown.prevent="keydownSubcategoryTabs" role="tablist" aria-labelledby="loans-tablist"> <button class="SiteNavSubcategory-tab" :class="isActiveSubcategory($el.id) ? 'is-active' : ''" type="button" role="tab" @mouseover="handleSubcategoryMouseOver" @click="handleSubcategoryClick" @mousedown.prevent @focus="activateSubcategory($el.id)" :id="$id('subcategory', whichChild($el, $el.parentElement))" :tabindex="isActiveSubcategory($el.id) ? 0 : -1" :aria-selected="isActiveSubcategory($el.id)" data-subcategory-name="Personal loans" data-position="1"> Personal loans<svg class="Icon Icon--xs" aria-hidden="true" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false"><title>Caret Right Icon</title><path d="M8.168 21a1.39 1.39 0 0 1-.938-.379c-.51-.51-.51-1.35 0-1.86l6.744-6.75L7.23 5.242c-.51-.51-.51-1.35 0-1.86a1.32 1.32 0 0 1 1.859 0l7.681 7.689c.51.51.51 1.35 0 1.86l-7.681 7.69A1.29 1.29 0 0 1 8.15 21h.017Z" class="icon-base"/></svg></button> <button class="SiteNavSubcategory-tab" :class="isActiveSubcategory($el.id) ? 'is-active' : ''" type="button" role="tab" @mouseover="handleSubcategoryMouseOver" @click="handleSubcategoryClick" @mousedown.prevent @focus="activateSubcategory($el.id)" :id="$id('subcategory', whichChild($el, $el.parentElement))" :tabindex="isActiveSubcategory($el.id) ? 0 : -1" :aria-selected="isActiveSubcategory($el.id)" data-subcategory-name="Auto loans" data-position="2"> Auto loans<svg class="Icon Icon--xs" aria-hidden="true" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false"><title>Caret Right Icon</title><path d="M8.168 21a1.39 1.39 0 0 1-.938-.379c-.51-.51-.51-1.35 0-1.86l6.744-6.75L7.23 5.242c-.51-.51-.51-1.35 0-1.86a1.32 1.32 0 0 1 1.859 0l7.681 7.689c.51.51.51 1.35 0 1.86l-7.681 7.69A1.29 1.29 0 0 1 8.15 21h.017Z" class="icon-base"/></svg></button> <button class="SiteNavSubcategory-tab" :class="isActiveSubcategory($el.id) ? 'is-active' : ''" type="button" role="tab" @mouseover="handleSubcategoryMouseOver" @click="handleSubcategoryClick" @mousedown.prevent @focus="activateSubcategory($el.id)" :id="$id('subcategory', whichChild($el, $el.parentElement))" :tabindex="isActiveSubcategory($el.id) ? 0 : -1" :aria-selected="isActiveSubcategory($el.id)" data-subcategory-name="Student loans" data-position="3"> Student loans<svg class="Icon Icon--xs" aria-hidden="true" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false"><title>Caret Right Icon</title><path d="M8.168 21a1.39 1.39 0 0 1-.938-.379c-.51-.51-.51-1.35 0-1.86l6.744-6.75L7.23 5.242c-.51-.51-.51-1.35 0-1.86a1.32 1.32 0 0 1 1.859 0l7.681 7.689c.51.51.51 1.35 0 1.86l-7.681 7.69A1.29 1.29 0 0 1 8.15 21h.017Z" class="icon-base"/></svg></button> <button class="SiteNavSubcategory-tab" :class="isActiveSubcategory($el.id) ? 'is-active' : ''" type="button" role="tab" @mouseover="handleSubcategoryMouseOver" @click="handleSubcategoryClick" @mousedown.prevent @focus="activateSubcategory($el.id)" :id="$id('subcategory', whichChild($el, $el.parentElement))" :tabindex="isActiveSubcategory($el.id) ? 0 : -1" :aria-selected="isActiveSubcategory($el.id)" data-subcategory-name="Small business loans" data-position="4"> Small business loans<svg class="Icon Icon--xs" aria-hidden="true" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false"><title>Caret Right Icon</title><path d="M8.168 21a1.39 1.39 0 0 1-.938-.379c-.51-.51-.51-1.35 0-1.86l6.744-6.75L7.23 5.242c-.51-.51-.51-1.35 0-1.86a1.32 1.32 0 0 1 1.859 0l7.681 7.689c.51.51.51 1.35 0 1.86l-7.681 7.69A1.29 1.29 0 0 1 8.15 21h.017Z" class="icon-base"/></svg></button> </div> <div class="SiteNavSubcategory-categoryLinkContainer" @keydown.left.prevent="keydownSubcategoryTabs" @keydown.up.prevent="keydownSubcategoryTabs" @keydown.right.prevent="keydownSubcategoryTabs" @keydown.down.prevent="keydownSubcategoryTabs" @keydown.tab.prevent="keydownSubcategoryTabs"> <a href="/loans/" class="SiteNavSubcategory-categoryLink" x-ref="siteNavCategoryLinkMobile" @keydown.space.prevent="$el.click()" @keydown.enter.prevent="$el.click()" data-beam-element-clicked data-type="LINK" data-location="site-nav" data-name="Loans hub link - mobile nav" data-position="bottom" data-text="Explore all Loans resources" data-outcome="send to link" > Explore all loans resources <svg class="Icon Icon--sm text-blue" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false"><title>Arrow Right Icon</title><path fill-rule="evenodd" clip-rule="evenodd" d="M12.29 18.69c.2.19.45.29.71.29V19c.25 0 .5-.09.7-.29l6.01-6c.18-.19.29-.44.29-.71 0-.27-.1-.52-.29-.71l-6.01-6a.996.996 0 1 0-1.41 1.41l4.3 4.3H4c-.55 0-1 .45-1 1s.45 1 1 1h12.58l-4.29 4.28a.996.996 0 0 0 0 1.41Z" class="icon-base"/></svg></a> </div> </div> <div class="SiteNavSubcategory-content" :class="{'is-active': showSubcategoryView}" @keydown.up.prevent="keydownSubcategoryLinks($el.querySelector('.is-active'), $event)"> <div class="SiteNavSubcategory-panelsContainer" x-ref="siteNavSubcategoryPanelsContainer"> <div class="SiteNavMobile-sticky"> <button class="SiteNavMobile-back" @click="deactivateSubcategory" x-ref="backToSubcategoriesButton" @keydown.prevent="keyDownBackToSubcategoriesButton" aria-label="Back to Loans category"> <svg class="Icon Icon--xs" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false"><title>Caret Left Icon</title><path d="M15.85 21a1.36 1.36 0 0 1-.938-.379L7.23 12.932c-.51-.51-.51-1.35 0-1.86l7.681-7.69a1.32 1.32 0 0 1 1.86 0c.51.511.51 1.35 0 1.861l-6.745 6.75 6.744 6.751c.51.51.51 1.35 0 1.86a1.29 1.29 0 0 1-.937.38l.016.016Z" class="icon-base"/></svg> Loans</button> </div> <div class="SiteNavSubcategory-categoryTitle" x-text="activeSubcategoryName"></div> <div class="SiteNavSubcategory-panels" tabindex="-1"> <div class="SiteNavSubcategory-panel" :class="{'is-active' : isActiveSubcategory($id('subcategory', whichChild($el, $el.parentElement)))}" :aria-labelledby="$id('subcategory', whichChild($el, $el.parentElement))" role="tabpanel" @keydown="keydownSubcategoryLinks($el, $event)" tabindex="-1"> <div class="SiteNavSubcategory-firstColumn"> <div class="SiteNavPrimaryLinkList"> <p class="SiteNavPrimaryLinkList-eyebrow">Compare lenders</p> <ul class="SiteNavPrimaryLinkList-list"> <li class="SiteNavPrimaryLinkList-item"> <a href="/loans/personal-loans/rates/" class="SiteNavPrimaryLink" target="" data-beam-element-clicked data-type="anchor link" data-location="site-nav" data-name="Personal loans anchor link" data-position="1" data-text="Best personal loans" data-outcome="send to Best personal loans" > Best personal loans</a> </li> <li class="SiteNavPrimaryLinkList-item"> <a href="/loans/personal-loans/bad-credit-loans/" class="SiteNavPrimaryLink" target="" data-beam-element-clicked data-type="anchor link" data-location="site-nav" data-name="Personal loans anchor link" data-position="2" data-text="Best personal loans for bad credit" data-outcome="send to Best personal loans for bad credit" > Best personal loans for bad credit</a> </li> <li class="SiteNavPrimaryLinkList-item"> <a href="/loans/personal-loans/debt-consolidation-loans/" class="SiteNavPrimaryLink" target="" data-beam-element-clicked data-type="anchor link" data-location="site-nav" data-name="Personal loans anchor link" data-position="3" data-text="Best debt consolidation loans" data-outcome="send to Best debt consolidation loans" > Best debt consolidation loans</a> </li> <li class="SiteNavPrimaryLinkList-item"> <a href="/loans/home-improvement/rates/" class="SiteNavPrimaryLink" target="" data-beam-element-clicked data-type="anchor link" data-location="site-nav" data-name="Personal loans anchor link" data-position="4" data-text="Best home improvement loans" data-outcome="send to Best home improvement loans" > Best home improvement loans</a> </li> </ul> </div> </div> <div class="SiteNavSubcategory-secondColumn"> <div class="SiteNavSecondaryLinkListWrapper"> <p class="SiteNavSecondaryLinkListWrapper-eyebrow" role="heading">Get guidance</p> <div class="SiteNavSecondaryLinkLists"> <ul class="SiteNavSecondaryLinkList"> <li> <a class="SiteNavSecondaryLink" href="/loans/personal-loans/" data-beam-element-clicked data-type="secondary link" data-location="site-nav" data-name="Loans nav - Personal loans subcategory featured link" data-position="1" data-text="Personal loan resources" data-outcome="send to link" > Personal loan resources</a> </li> <li> <a class="SiteNavSecondaryLink" href="/loans/personal-loans/reviews/" data-beam-element-clicked data-type="secondary link" data-location="site-nav" data-name="Loans nav - Personal loans subcategory featured link" data-position="2" data-text="Personal loan lender reviews" data-outcome="send to link" > Personal loan lender reviews</a> </li> <li> <a class="SiteNavSecondaryLink" href="/loans/personal-loans/personal-loan-calculator/" data-beam-element-clicked data-type="secondary link" data-location="site-nav" data-name="Loans nav - Personal loans subcategory featured link" data-position="3" data-text="Personal loans calculator" data-outcome="send to link" > Personal loans calculator</a> </li> <li> <a class="SiteNavSecondaryLink" href="/loans/personal-loans/average-personal-loan-rates/" data-beam-element-clicked data-type="secondary link" data-location="site-nav" data-name="Loans nav - Personal loans subcategory featured link" data-position="4" data-text="Average personal loan interest rates" data-outcome="send to link" > Average personal loan interest rates</a> </li> </ul> <ul class="SiteNavFeaturedLinkList"> <li> <a class="SiteNavFeaturedLink" href="/loans/personal-loans/what-is-a-personal-loan/" data-beam-element-clicked data-type="featured link" data-location="site-nav" data-name="Loans nav - Personal loans subcategory link" data-position="1" data-text="Personal loan basics" data-outcome="send to link" > <div class="SiteNavFeaturedLink-image"> <img loading="lazy" srcset="https://www.bankrate.com/f/102997/1440x1440/38750a2d5a/what-is-a-certified-financial-planner-s.png/m/50x50/filters:quality(90):format(webp), https://www.bankrate.com/f/102997/1440x1440/38750a2d5a/what-is-a-certified-financial-planner-s.png/m/100x100/filters:quality(90):format(webp) 2x" src="https://www.bankrate.com/f/102997/1440x1440/38750a2d5a/what-is-a-certified-financial-planner-s.png/m/50x50/filters:quality(90):format(webp)" alt=""> </div> <div class="SiteNavFeaturedLink-content"> <span class="SiteNavFeaturedLink-mainText">Personal loan basics</span> <span class="SiteNavFeaturedLink-supportText">9 min read</span> </div> </a> </li> <li> <a class="SiteNavFeaturedLink" href="/loans/personal-loans/how-to-get-personal-loan/" data-beam-element-clicked data-type="featured link" data-location="site-nav" data-name="Loans nav - Personal loans subcategory link" data-position="2" data-text="How to get a personal loan" data-outcome="send to link" > <div class="SiteNavFeaturedLink-image"> <img loading="lazy" srcset="https://www.bankrate.com/f/102997/1440x1440/4c26764452/how-to-start-saving.png/m/50x50/filters:quality(90):format(webp), https://www.bankrate.com/f/102997/1440x1440/4c26764452/how-to-start-saving.png/m/100x100/filters:quality(90):format(webp) 2x" src="https://www.bankrate.com/f/102997/1440x1440/4c26764452/how-to-start-saving.png/m/50x50/filters:quality(90):format(webp)" alt=""> </div> <div class="SiteNavFeaturedLink-content"> <span class="SiteNavFeaturedLink-mainText">How to get a personal loan</span> <span class="SiteNavFeaturedLink-supportText">11 min read</span> </div> </a> </li> </ul> </div> </div> </div> </div> <div class="SiteNavSubcategory-panel" :class="{'is-active' : isActiveSubcategory($id('subcategory', whichChild($el, $el.parentElement)))}" :aria-labelledby="$id('subcategory', whichChild($el, $el.parentElement))" role="tabpanel" @keydown="keydownSubcategoryLinks($el, $event)" tabindex="-1"> <div class="SiteNavSubcategory-firstColumn"> <div class="SiteNavPrimaryLinkList"> <p class="SiteNavPrimaryLinkList-eyebrow">Compare lenders</p> <ul class="SiteNavPrimaryLinkList-list"> <li class="SiteNavPrimaryLinkList-item"> <a href="/loans/auto-loans/rates/" class="SiteNavPrimaryLink" target="" > Best auto loans</a> </li> <li class="SiteNavPrimaryLinkList-item"> <a href="/loans/auto-loans/refinance-rates/" class="SiteNavPrimaryLink" target="" > Best auto loan refinance rates</a> </li> <li class="SiteNavPrimaryLinkList-item"> <a href="/loans/auto-loans/bad-credit-loans/" class="SiteNavPrimaryLink" target="" > Best car loans for bad credit</a> </li> </ul> </div> </div> <div class="SiteNavSubcategory-secondColumn"> <div class="SiteNavSecondaryLinkListWrapper"> <p class="SiteNavSecondaryLinkListWrapper-eyebrow" role="heading">Get guidance</p> <div class="SiteNavSecondaryLinkLists"> <ul class="SiteNavSecondaryLinkList"> <li> <a class="SiteNavSecondaryLink" href="/loans/auto-loans/" data-beam-element-clicked data-type="secondary link" data-location="site-nav" data-name="Loans nav - Auto loans subcategory featured link" data-position="1" data-text="Auto loan resources" data-outcome="send to link" > Auto loan resources</a> </li> <li> <a class="SiteNavSecondaryLink" href="/loans/auto-loans/reviews/" data-beam-element-clicked data-type="secondary link" data-location="site-nav" data-name="Loans nav - Auto loans subcategory featured link" data-position="2" data-text="Auto loan lender reviews" data-outcome="send to link" > Auto loan lender reviews</a> </li> <li> <a class="SiteNavSecondaryLink" href="/loans/auto-loans/auto-loan-calculator/" data-beam-element-clicked data-type="secondary link" data-location="site-nav" data-name="Loans nav - Auto loans subcategory featured link" data-position="3" data-text="Auto loan calculator" data-outcome="send to link" > Auto loan calculator</a> </li> <li> <a class="SiteNavSecondaryLink" href="/loans/auto-loans/auto-loan-refinancing-guide/" data-beam-element-clicked data-type="secondary link" data-location="site-nav" data-name="Loans nav - Auto loans subcategory featured link" data-position="4" data-text="Auto loan refinancing guide" data-outcome="send to link" > Auto loan refinancing guide</a> </li> </ul> <ul class="SiteNavFeaturedLinkList"> <li> <a class="SiteNavFeaturedLink" href="/loans/auto-loans/how-to-get-the-best-auto-loan-rate/" data-beam-element-clicked data-type="featured link" data-location="site-nav" data-name="Loans nav - Auto loans subcategory link" data-position="1" data-text="How to get the best auto loan rate" data-outcome="send to link" > <div class="SiteNavFeaturedLink-image"> <img loading="lazy" srcset="https://www.bankrate.com/f/102997/1440x1440/d1a328a134/auto-loan-refinancing-guide-nav.png/m/50x50/filters:quality(90):format(webp), https://www.bankrate.com/f/102997/1440x1440/d1a328a134/auto-loan-refinancing-guide-nav.png/m/100x100/filters:quality(90):format(webp) 2x" src="https://www.bankrate.com/f/102997/1440x1440/d1a328a134/auto-loan-refinancing-guide-nav.png/m/50x50/filters:quality(90):format(webp)" alt=""> </div> <div class="SiteNavFeaturedLink-content"> <span class="SiteNavFeaturedLink-mainText">How to get the best auto loan rate</span> <span class="SiteNavFeaturedLink-supportText">10 min read</span> </div> </a> </li> <li> <a class="SiteNavFeaturedLink" href="/loans/auto-loans/what-is-an-auto-loan/" data-beam-element-clicked data-type="featured link" data-location="site-nav" data-name="Loans nav - Auto loans subcategory link" data-position="2" data-text="Auto loan basics" data-outcome="send to link" > <div class="SiteNavFeaturedLink-image"> <img loading="lazy" srcset="https://www.bankrate.com/f/102997/720x720/c481afa0d2/auto-loan-refinancing-guide-s.jpg/m/50x50/filters:quality(90):format(webp), https://www.bankrate.com/f/102997/720x720/c481afa0d2/auto-loan-refinancing-guide-s.jpg/m/100x100/filters:quality(90):format(webp) 2x" src="https://www.bankrate.com/f/102997/720x720/c481afa0d2/auto-loan-refinancing-guide-s.jpg/m/50x50/filters:quality(90):format(webp)" alt=""> </div> <div class="SiteNavFeaturedLink-content"> <span class="SiteNavFeaturedLink-mainText">Auto loan basics</span> <span class="SiteNavFeaturedLink-supportText">5 min read</span> </div> </a> </li> </ul> </div> </div> </div> </div> <div class="SiteNavSubcategory-panel" :class="{'is-active' : isActiveSubcategory($id('subcategory', whichChild($el, $el.parentElement)))}" :aria-labelledby="$id('subcategory', whichChild($el, $el.parentElement))" role="tabpanel" @keydown="keydownSubcategoryLinks($el, $event)" tabindex="-1"> <div class="SiteNavSubcategory-firstColumn"> <div class="SiteNavPrimaryLinkList"> <p class="SiteNavPrimaryLinkList-eyebrow">Compare lenders</p> <ul class="SiteNavPrimaryLinkList-list"> <li class="SiteNavPrimaryLinkList-item"> <a href="/loans/student-loans/rates/" class="SiteNavPrimaryLink" target="" data-beam-element-clicked data-type="anchor link" data-location="site-nav" data-name="Personal loans anchor link" data-position="1" data-text="Student loan rates" data-outcome="send to Student loan rates" > Student loan rates</a> </li> <li class="SiteNavPrimaryLinkList-item"> <a href="/loans/student-loans/refinance-rates/" class="SiteNavPrimaryLink" target="" data-beam-element-clicked data-type="anchor link" data-location="site-nav" data-name="Personal loans anchor link" data-position="2" data-text="Student loan refinancing rates" data-outcome="send to Student loan refinancing rates" > Student loan refinancing rates</a> </li> <li class="SiteNavPrimaryLinkList-item"> <a href="/loans/student-loans/private-student-loans/" class="SiteNavPrimaryLink" target="" data-beam-element-clicked data-type="anchor link" data-location="site-nav" data-name="Personal loans anchor link" data-position="3" data-text="Best private student loans" data-outcome="send to Best private student loans" > Best private student loans</a> </li> <li class="SiteNavPrimaryLinkList-item"> <a href="/loans/student-loans/bad-credit-loans/" class="SiteNavPrimaryLink" target="" data-beam-element-clicked data-type="anchor link" data-location="site-nav" data-name="Personal loans anchor link" data-position="4" data-text="Best bad credit student loans" data-outcome="send to Best bad credit student loans" > Best bad credit student loans</a> </li> </ul> </div> </div> <div class="SiteNavSubcategory-secondColumn"> <div class="SiteNavSecondaryLinkListWrapper"> <p class="SiteNavSecondaryLinkListWrapper-eyebrow" role="heading">Get guidance</p> <div class="SiteNavSecondaryLinkLists"> <ul class="SiteNavSecondaryLinkList"> <li> <a class="SiteNavSecondaryLink" href="/loans/student-loans/" data-beam-element-clicked data-type="secondary link" data-location="site-nav" data-name="Loans nav - Student loans subcategory featured link" data-position="1" data-text="Student loan resources" data-outcome="send to link" > Student loan resources</a> </li> <li> <a class="SiteNavSecondaryLink" href="/loans/student-loans/reviews/" data-beam-element-clicked data-type="secondary link" data-location="site-nav" data-name="Loans nav - Student loans subcategory featured link" data-position="2" data-text="Student loan lender reviews" data-outcome="send to link" > Student loan lender reviews</a> </li> <li> <a class="SiteNavSecondaryLink" href="/loans/student-loans/student-loan-calculator/" data-beam-element-clicked data-type="secondary link" data-location="site-nav" data-name="Loans nav - Student loans subcategory featured link" data-position="3" data-text="Student loan calculator" data-outcome="send to link" > Student loan calculator</a> </li> <li> <a class="SiteNavSecondaryLink" href="/loans/student-loans/student-loan-refinance-calculator/" data-beam-element-clicked data-type="secondary link" data-location="site-nav" data-name="Loans nav - Student loans subcategory featured link" data-position="4" data-text="Student loan refinance calculator" data-outcome="send to link" > Student loan refinance calculator</a> </li> </ul> <ul class="SiteNavFeaturedLinkList"> <li> <a class="SiteNavFeaturedLink" href="/loans/student-loans/private-student-loans-guide/" data-beam-element-clicked data-type="featured link" data-location="site-nav" data-name="Loans nav - Student loans subcategory link" data-position="1" data-text="Private student loan basics" data-outcome="send to link" > <div class="SiteNavFeaturedLink-image"> <img loading="lazy" srcset="https://www.bankrate.com/f/102997/1440x1440/3d6f458d84/how-to-start-investing-nav-imagery.png/m/50x50/filters:quality(90):format(webp), https://www.bankrate.com/f/102997/1440x1440/3d6f458d84/how-to-start-investing-nav-imagery.png/m/100x100/filters:quality(90):format(webp) 2x" src="https://www.bankrate.com/f/102997/1440x1440/3d6f458d84/how-to-start-investing-nav-imagery.png/m/50x50/filters:quality(90):format(webp)" alt=""> </div> <div class="SiteNavFeaturedLink-content"> <span class="SiteNavFeaturedLink-mainText">Private student loan basics</span> <span class="SiteNavFeaturedLink-supportText">10 min read</span> </div> </a> </li> <li> <a class="SiteNavFeaturedLink" href="/loans/student-loans/how-to-get-student-loan/" data-beam-element-clicked data-type="featured link" data-location="site-nav" data-name="Loans nav - Student loans subcategory link" data-position="2" data-text="How to get a student loan" data-outcome="send to link" > <div class="SiteNavFeaturedLink-image"> <img loading="lazy" srcset="https://www.bankrate.com/f/102997/1440x1440/4c26764452/how-to-start-saving.png/m/50x50/filters:quality(90):format(webp), https://www.bankrate.com/f/102997/1440x1440/4c26764452/how-to-start-saving.png/m/100x100/filters:quality(90):format(webp) 2x" src="https://www.bankrate.com/f/102997/1440x1440/4c26764452/how-to-start-saving.png/m/50x50/filters:quality(90):format(webp)" alt=""> </div> <div class="SiteNavFeaturedLink-content"> <span class="SiteNavFeaturedLink-mainText">How to get a student loan</span> <span class="SiteNavFeaturedLink-supportText">11 min read</span> </div> </a> </li> </ul> </div> </div> </div> </div> <div class="SiteNavSubcategory-panel" :class="{'is-active' : isActiveSubcategory($id('subcategory', whichChild($el, $el.parentElement)))}" :aria-labelledby="$id('subcategory', whichChild($el, $el.parentElement))" role="tabpanel" @keydown="keydownSubcategoryLinks($el, $event)" tabindex="-1"> <div class="SiteNavSubcategory-firstColumn"> <div class="SiteNavPrimaryLinkList"> <p class="SiteNavPrimaryLinkList-eyebrow">Compare lenders</p> <ul class="SiteNavPrimaryLinkList-list"> <li class="SiteNavPrimaryLinkList-item"> <a href="/loans/small-business/best-small-business-loans/" class="SiteNavPrimaryLink" target="" > Best small business loans</a> </li> <li class="SiteNavPrimaryLinkList-item"> <a href="/loans/small-business/bad-credit-business-loans/" class="SiteNavPrimaryLink" target="" > Bad credit small business loans</a> </li> <li class="SiteNavPrimaryLinkList-item"> <a href="/loans/small-business/business-line-of-credit/" class="SiteNavPrimaryLink" target="" > Business lines of credit</a> </li> <li class="SiteNavPrimaryLinkList-item"> <a href="/loans/small-business/best-banks-for-small-business-loans/" class="SiteNavPrimaryLink" target="" > Small business loan banks</a> </li> </ul> </div> </div> <div class="SiteNavSubcategory-secondColumn"> <div class="SiteNavSecondaryLinkListWrapper"> <p class="SiteNavSecondaryLinkListWrapper-eyebrow" role="heading">Get guidance</p> <div class="SiteNavSecondaryLinkLists"> <ul class="SiteNavSecondaryLinkList"> <li> <a class="SiteNavSecondaryLink" href="/loans/small-business/" data-beam-element-clicked data-type="secondary link" data-location="site-nav" data-name="Loans nav - Small business loans subcategory featured link" data-position="1" data-text="Small business loans resources" data-outcome="send to link" > Small business loans resources</a> </li> <li> <a class="SiteNavSecondaryLink" href="/loans/small-business/reviews/" data-beam-element-clicked data-type="secondary link" data-location="site-nav" data-name="Loans nav - Small business loans subcategory featured link" data-position="2" data-text="Small business loan reviews" data-outcome="send to link" > Small business loan reviews</a> </li> <li> <a class="SiteNavSecondaryLink" href="/loans/small-business/business-loan-calculator/" data-beam-element-clicked data-type="secondary link" data-location="site-nav" data-name="Loans nav - Small business loans subcategory featured link" data-position="3" data-text="Small business loan calculator" data-outcome="send to link" > Small business loan calculator</a> </li> </ul> <ul class="SiteNavFeaturedLinkList"> <li> <a class="SiteNavFeaturedLink" href="/loans/small-business/how-do-small-business-loans-work/" data-beam-element-clicked data-type="featured link" data-location="site-nav" data-name="Loans nav - Small business loans subcategory link" data-position="1" data-text="How small business loans work" data-outcome="send to link" > <div class="SiteNavFeaturedLink-image"> <img loading="lazy" srcset="https://www.bankrate.com/f/102997/1440x1440/4c26764452/how-to-start-saving.png/m/50x50/filters:quality(90):format(webp), https://www.bankrate.com/f/102997/1440x1440/4c26764452/how-to-start-saving.png/m/100x100/filters:quality(90):format(webp) 2x" src="https://www.bankrate.com/f/102997/1440x1440/4c26764452/how-to-start-saving.png/m/50x50/filters:quality(90):format(webp)" alt=""> </div> <div class="SiteNavFeaturedLink-content"> <span class="SiteNavFeaturedLink-mainText">How small business loans work</span> <span class="SiteNavFeaturedLink-supportText">9 min read</span> </div> </a> </li> <li> <a class="SiteNavFeaturedLink" href="/loans/small-business/how-to-get-a-business-loan/" data-beam-element-clicked data-type="featured link" data-location="site-nav" data-name="Loans nav - Small business loans subcategory link" data-position="2" data-text="How to get a business loan" data-outcome="send to link" > <div class="SiteNavFeaturedLink-image"> <img loading="lazy" srcset="https://www.bankrate.com/f/102997/1440x1440/38750a2d5a/what-is-a-certified-financial-planner-s.png/m/50x50/filters:quality(90):format(webp), https://www.bankrate.com/f/102997/1440x1440/38750a2d5a/what-is-a-certified-financial-planner-s.png/m/100x100/filters:quality(90):format(webp) 2x" src="https://www.bankrate.com/f/102997/1440x1440/38750a2d5a/what-is-a-certified-financial-planner-s.png/m/50x50/filters:quality(90):format(webp)" alt=""> </div> <div class="SiteNavFeaturedLink-content"> <span class="SiteNavFeaturedLink-mainText">How to get a business loan</span> <span class="SiteNavFeaturedLink-supportText">9 min read</span> </div> </a> </li> </ul> </div> </div> </div> </div> </div> </div> <div class="SiteNavSubcategory-categoryLinkContainer"> <a href="/loans/" class="SiteNavSubcategory-categoryLink" @keydown.tab="focusNextSubcategoryTab" @keydown.down="$event.preventDefault()" data-beam-element-clicked data-type="LINK" data-location="site-nav" data-name="Loans hub link - desktop nav" data-position="bottom" data-text="Explore all Loans resources" data-outcome="send to link" > Explore all loans resources <svg class="Icon Icon--sm text-blue" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false"><title>Arrow Right Icon</title><path fill-rule="evenodd" clip-rule="evenodd" d="M12.29 18.69c.2.19.45.29.71.29V19c.25 0 .5-.09.7-.29l6.01-6c.18-.19.29-.44.29-.71 0-.27-.1-.52-.29-.71l-6.01-6a.996.996 0 1 0-1.41 1.41l4.3 4.3H4c-.55 0-1 .45-1 1s.45 1 1 1h12.58l-4.29 4.28a.996.996 0 0 0 0 1.41Z" class="icon-base"/></svg></a> </div> </div> </div> </div> </div> </li> <li x-cloak class="SiteNavCategory" id="category-6" @mouseenter="focusCategory($el)" @mouseleave="blurCategory" x-data> <a class="SiteNavCategory-link" href="/home-equity/" data-js-selector="siteNavCategorylink6" data-preamp="nav-category-item" @focus="focusCategory($el.parentElement)" @click="handleCategoryClick" @keydown.tab.prevent="keydownCategory('tab', 6, 7);" @keydown.right.prevent="keydownCategory('right', 6, 7);" @keydown.left.prevent="keydownCategory('left', 6, 7);" @keydown.down.prevent="keydownCategory('down', 6, 7);" @keydown.up.prevent="keydownCategory('up', 6, 7);" @keydown.home.prevent="keydownCategory('home', 6, 7);" @keydown.end.prevent="keydownCategory('end', 6, 7);" @keydown.space.prevent="keydownCategory('space', 6, 7);" @keydown.enter.prevent="keydownCategory('enter', 6, 7);" :tabindex="isMobile && !isNavOpen ? -1 : 0" data-beam-element-clicked data-type="link" data-location="site-nav" data-name="top-level" data-position="6" data-text="Home equity" data-outcome="send to home equity hub" > <span class="SiteNavCategory-label"> Home equity</span> <svg class="SiteNavCategory-icon SiteNavCategory-arrow" aria-hidden="true" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false"><title>Caret Right Icon</title><path d="M8.168 21a1.39 1.39 0 0 1-.938-.379c-.51-.51-.51-1.35 0-1.86l6.744-6.75L7.23 5.242c-.51-.51-.51-1.35 0-1.86a1.32 1.32 0 0 1 1.859 0l7.681 7.689c.51.51.51 1.35 0 1.86l-7.681 7.69A1.29 1.29 0 0 1 8.15 21h.017Z" class="icon-base"/></svg></a> <div x-ref="flyout" class="SiteNavCategory-flyout" id="siteNavCategory-flyout-home-equity" data-beam-element-viewed data-type="drawer" data-location="site-nav" data-name="top-level-hover" data-position="6" data-text="Home equity" data-outcome="open default home equity container" > <div class="SiteNavCategory-panel" x-ref="siteNavCategoryPanel"> <div class="SiteNavMobile-sticky"> <button class="SiteNavMobile-back" @click="deactivateCategory" x-ref="backToCategoriesButton" @keydown.prevent="keyDownBackToCategoriesButton" aria-label="Back to all categories"> <svg class="Icon Icon--xs" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false"><title>Caret Left Icon</title><path d="M15.85 21a1.36 1.36 0 0 1-.938-.379L7.23 12.932c-.51-.51-.51-1.35 0-1.86l7.681-7.69a1.32 1.32 0 0 1 1.86 0c.51.511.51 1.35 0 1.861l-6.745 6.75 6.744 6.751c.51.51.51 1.35 0 1.86a1.29 1.29 0 0 1-.937.38l.016.016Z" class="icon-base"/></svg>All </button> </div> <div class="SiteNavSubcategory" x-id="['subcategory']"> <div class="SiteNavSubcategory-tabsContainer"> <div id="home-equity-tablist" class="SiteNavSubcategory-categoryTitle"> Home equity</div> <div class="SiteNavSubcategory-tabs" x-ref="siteNavTablist" @keydown.prevent="keydownSubcategoryTabs" role="tablist" aria-labelledby="home-equity-tablist"> <button class="SiteNavSubcategory-tab" :class="isActiveSubcategory($el.id) ? 'is-active' : ''" type="button" role="tab" @mouseover="handleSubcategoryMouseOver" @click="handleSubcategoryClick" @mousedown.prevent @focus="activateSubcategory($el.id)" :id="$id('subcategory', whichChild($el, $el.parentElement))" :tabindex="isActiveSubcategory($el.id) ? 0 : -1" :aria-selected="isActiveSubcategory($el.id)" data-subcategory-name="HELOC" data-position="1"> HELOC<svg class="Icon Icon--xs" aria-hidden="true" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false"><title>Caret Right Icon</title><path d="M8.168 21a1.39 1.39 0 0 1-.938-.379c-.51-.51-.51-1.35 0-1.86l6.744-6.75L7.23 5.242c-.51-.51-.51-1.35 0-1.86a1.32 1.32 0 0 1 1.859 0l7.681 7.689c.51.51.51 1.35 0 1.86l-7.681 7.69A1.29 1.29 0 0 1 8.15 21h.017Z" class="icon-base"/></svg></button> <button class="SiteNavSubcategory-tab" :class="isActiveSubcategory($el.id) ? 'is-active' : ''" type="button" role="tab" @mouseover="handleSubcategoryMouseOver" @click="handleSubcategoryClick" @mousedown.prevent @focus="activateSubcategory($el.id)" :id="$id('subcategory', whichChild($el, $el.parentElement))" :tabindex="isActiveSubcategory($el.id) ? 0 : -1" :aria-selected="isActiveSubcategory($el.id)" data-subcategory-name="Home equity loans" data-position="2"> Home equity loans<svg class="Icon Icon--xs" aria-hidden="true" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false"><title>Caret Right Icon</title><path d="M8.168 21a1.39 1.39 0 0 1-.938-.379c-.51-.51-.51-1.35 0-1.86l6.744-6.75L7.23 5.242c-.51-.51-.51-1.35 0-1.86a1.32 1.32 0 0 1 1.859 0l7.681 7.689c.51.51.51 1.35 0 1.86l-7.681 7.69A1.29 1.29 0 0 1 8.15 21h.017Z" class="icon-base"/></svg></button> </div> <div class="SiteNavSubcategory-categoryLinkContainer" @keydown.left.prevent="keydownSubcategoryTabs" @keydown.up.prevent="keydownSubcategoryTabs" @keydown.right.prevent="keydownSubcategoryTabs" @keydown.down.prevent="keydownSubcategoryTabs" @keydown.tab.prevent="keydownSubcategoryTabs"> <a href="/home-equity/" class="SiteNavSubcategory-categoryLink" x-ref="siteNavCategoryLinkMobile" @keydown.space.prevent="$el.click()" @keydown.enter.prevent="$el.click()" data-beam-element-clicked data-type="LINK" data-location="site-nav" data-name="Home equity hub link - mobile nav" data-position="bottom" data-text="Explore all Home equity resources" data-outcome="send to link" > Explore all home equity resources <svg class="Icon Icon--sm text-blue" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false"><title>Arrow Right Icon</title><path fill-rule="evenodd" clip-rule="evenodd" d="M12.29 18.69c.2.19.45.29.71.29V19c.25 0 .5-.09.7-.29l6.01-6c.18-.19.29-.44.29-.71 0-.27-.1-.52-.29-.71l-6.01-6a.996.996 0 1 0-1.41 1.41l4.3 4.3H4c-.55 0-1 .45-1 1s.45 1 1 1h12.58l-4.29 4.28a.996.996 0 0 0 0 1.41Z" class="icon-base"/></svg></a> </div> </div> <div class="SiteNavSubcategory-content" :class="{'is-active': showSubcategoryView}" @keydown.up.prevent="keydownSubcategoryLinks($el.querySelector('.is-active'), $event)"> <div class="SiteNavSubcategory-panelsContainer" x-ref="siteNavSubcategoryPanelsContainer"> <div class="SiteNavMobile-sticky"> <button class="SiteNavMobile-back" @click="deactivateSubcategory" x-ref="backToSubcategoriesButton" @keydown.prevent="keyDownBackToSubcategoriesButton" aria-label="Back to Home equity category"> <svg class="Icon Icon--xs" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false"><title>Caret Left Icon</title><path d="M15.85 21a1.36 1.36 0 0 1-.938-.379L7.23 12.932c-.51-.51-.51-1.35 0-1.86l7.681-7.69a1.32 1.32 0 0 1 1.86 0c.51.511.51 1.35 0 1.861l-6.745 6.75 6.744 6.751c.51.51.51 1.35 0 1.86a1.29 1.29 0 0 1-.937.38l.016.016Z" class="icon-base"/></svg> Home equity</button> </div> <div class="SiteNavSubcategory-categoryTitle" x-text="activeSubcategoryName"></div> <div class="SiteNavSubcategory-panels" tabindex="-1"> <div class="SiteNavSubcategory-panel" :class="{'is-active' : isActiveSubcategory($id('subcategory', whichChild($el, $el.parentElement)))}" :aria-labelledby="$id('subcategory', whichChild($el, $el.parentElement))" role="tabpanel" @keydown="keydownSubcategoryLinks($el, $event)" tabindex="-1"> <div class="SiteNavSubcategory-firstColumn"> <div class="SiteNavTopicOverview"> <p class="SiteNavTopicOverview-heading" role="heading">HELOC </p> <p class="SiteNavTopicOverview-copy">A HELOC is a variable-rate line of credit that lets you borrow funds for a set period and repay them later.</p> <a href="/home-equity/heloc-rates/" class="Button Button--primary"data-beam-element-clicked data-type="button" data-location="site-nav" data-name="Home equity nav - HELOC subcategory CTA" data-position="1" data-text="HELOC Rates" data-outcome="send to link" data-category="Home equity"> HELOC Rates</a> </div> </div> <div class="SiteNavSubcategory-secondColumn"> <div class="SiteNavSecondaryLinkListWrapper"> <p class="SiteNavSecondaryLinkListWrapper-eyebrow" role="heading">Home equity basics </p> <div class="SiteNavSecondaryLinkLists"> <ul class="SiteNavSecondaryLinkList"> <li> <a class="SiteNavSecondaryLink" href="/home-equity/heloc-lenders/" data-beam-element-clicked data-type="secondary link" data-location="site-nav" data-name="Home equity nav - HELOC subcategory featured link" data-position="1" data-text="Best HELOC lenders" data-outcome="send to link" > Best HELOC lenders</a> </li> <li> <a class="SiteNavSecondaryLink" href="/home-equity/heloc-calculator/" data-beam-element-clicked data-type="secondary link" data-location="site-nav" data-name="Home equity nav - HELOC subcategory featured link" data-position="2" data-text="HELOC calculator" data-outcome="send to link" > HELOC calculator</a> </li> <li> <a class="SiteNavSecondaryLink" href="/home-equity/what-is-heloc/" data-beam-element-clicked data-type="secondary link" data-location="site-nav" data-name="Home equity nav - HELOC subcategory featured link" data-position="3" data-text="What is a HELOC?" data-outcome="send to link" > What is a HELOC?</a> </li> <li> <a class="SiteNavSecondaryLink" href="/home-equity/pros-cons-of-home-equity-lines/" data-beam-element-clicked data-type="secondary link" data-location="site-nav" data-name="Home equity nav - HELOC subcategory featured link" data-position="4" data-text="Pros and cons of HELOCs" data-outcome="send to link" > Pros and cons of HELOCs</a> </li> <li> <a class="SiteNavSecondaryLink" href="/home-equity/reviews/" data-beam-element-clicked data-type="secondary link" data-location="site-nav" data-name="Home equity nav - HELOC subcategory featured link" data-position="5" data-text="Home equity lender reviews" data-outcome="send to link" > Home equity lender reviews</a> </li> </ul> <ul class="SiteNavFeaturedLinkList"> <li> <a class="SiteNavFeaturedLink" href="/home-equity/what-is-home-equity/" data-beam-element-clicked data-type="featured link" data-location="site-nav" data-name="Home equity nav - HELOC subcategory link" data-position="1" data-text="What is home equity?" data-outcome="send to link" > <div class="SiteNavFeaturedLink-image"> <img loading="lazy" srcset="https://www.bankrate.com/f/102997/1440x1440/e9e92b7729/home-equity-heloc-guide-nav-imagery.png/m/50x50/filters:quality(90):format(webp), https://www.bankrate.com/f/102997/1440x1440/e9e92b7729/home-equity-heloc-guide-nav-imagery.png/m/100x100/filters:quality(90):format(webp) 2x" src="https://www.bankrate.com/f/102997/1440x1440/e9e92b7729/home-equity-heloc-guide-nav-imagery.png/m/50x50/filters:quality(90):format(webp)" alt=""> </div> <div class="SiteNavFeaturedLink-content"> <span class="SiteNavFeaturedLink-mainText">What is home equity?</span> <span class="SiteNavFeaturedLink-supportText">8 min read</span> </div> </a> </li> <li> <a class="SiteNavFeaturedLink" href="/home-equity/how-to-calculate-equity-in-your-home/" data-beam-element-clicked data-type="featured link" data-location="site-nav" data-name="Home equity nav - HELOC subcategory link" data-position="2" data-text="How to calculate home equity" data-outcome="send to link" > <div class="SiteNavFeaturedLink-image"> <img loading="lazy" srcset="https://www.bankrate.com/f/102997/1280x720/98576f9f53/home-purchase.jpeg/m/50x50/filters:quality(90):format(webp), https://www.bankrate.com/f/102997/1280x720/98576f9f53/home-purchase.jpeg/m/100x100/filters:quality(90):format(webp) 2x" src="https://www.bankrate.com/f/102997/1280x720/98576f9f53/home-purchase.jpeg/m/50x50/filters:quality(90):format(webp)" alt="Home purchase"> </div> <div class="SiteNavFeaturedLink-content"> <span class="SiteNavFeaturedLink-mainText">How to calculate home equity</span> <span class="SiteNavFeaturedLink-supportText">6 min read</span> </div> </a> </li> </ul> </div> </div> </div> </div> <div class="SiteNavSubcategory-panel" :class="{'is-active' : isActiveSubcategory($id('subcategory', whichChild($el, $el.parentElement)))}" :aria-labelledby="$id('subcategory', whichChild($el, $el.parentElement))" role="tabpanel" @keydown="keydownSubcategoryLinks($el, $event)" tabindex="-1"> <div class="SiteNavSubcategory-firstColumn"> <div class="SiteNavTopicOverview"> <p class="SiteNavTopicOverview-heading" role="heading">Home equity loans </p> <p class="SiteNavTopicOverview-copy">Home equity loans let you borrow a lump sum at a fixed rate, based on how much of the home you own outright.</p> <a href="/home-equity/home-equity-loan-rates/" class="Button Button--primary"data-beam-element-clicked data-type="button" data-location="site-nav" data-name="Home equity nav - Home equity loans subcategory CTA" data-position="1" data-text="Home equity loan rates" data-outcome="send to link" data-category="Home equity"> Home equity loan rates</a> </div> </div> <div class="SiteNavSubcategory-secondColumn"> <div class="SiteNavSecondaryLinkListWrapper"> <p class="SiteNavSecondaryLinkListWrapper-eyebrow" role="heading">Get guidance </p> <div class="SiteNavSecondaryLinkLists"> <ul class="SiteNavSecondaryLinkList"> <li> <a class="SiteNavSecondaryLink" href="/home-equity/what-is-home-equity-loan/" data-beam-element-clicked data-type="secondary link" data-location="site-nav" data-name="Home equity nav - Home equity loans subcategory featured link" data-position="1" data-text="What is a home equity loan?" data-outcome="send to link" > What is a home equity loan?</a> </li> <li> <a class="SiteNavSecondaryLink" href="/home-equity/pros-cons-home-equity-loan/" data-beam-element-clicked data-type="secondary link" data-location="site-nav" data-name="Home equity nav - Home equity loans subcategory featured link" data-position="2" data-text="Home equity loan pros and cons" data-outcome="send to link" > Home equity loan pros and cons</a> </li> <li> <a class="SiteNavSecondaryLink" href="/home-equity/requirements-to-borrow-from-home-equity/" data-beam-element-clicked data-type="secondary link" data-location="site-nav" data-name="Home equity nav - Home equity loans subcategory featured link" data-position="3" data-text="Home equity loan requirements" data-outcome="send to link" > Home equity loan requirements</a> </li> <li> <a class="SiteNavSecondaryLink" href="/home-equity/home-equity-loan-vs-line-of-credit/" data-beam-element-clicked data-type="secondary link" data-location="site-nav" data-name="Home equity nav - Home equity loans subcategory featured link" data-position="4" data-text="HELOC vs home equity loan" data-outcome="send to link" > HELOC vs home equity loan</a> </li> <li> <a class="SiteNavSecondaryLink" href="/home-equity/how-to-build-equity-in-your-home/" data-beam-element-clicked data-type="secondary link" data-location="site-nav" data-name="Home equity nav - Home equity loans subcategory featured link" data-position="5" data-text="How to build home equity" data-outcome="send to link" > How to build home equity</a> </li> </ul> <ul class="SiteNavFeaturedLinkList"> <li> <a class="SiteNavFeaturedLink" href="/home-equity/home-equity-loan-lenders/" data-beam-element-clicked data-type="featured link" data-location="site-nav" data-name="Home equity nav - Home equity loans subcategory link" data-position="1" data-text="Best home equity loan lenders" data-outcome="send to link" > <div class="SiteNavFeaturedLink-image"> <img loading="lazy" srcset="https://www.bankrate.com/f/102997/721x720/bad3fd8f56/heloc-lender-reviews-s.jpg/m/50x50/filters:quality(90):format(webp), https://www.bankrate.com/f/102997/721x720/bad3fd8f56/heloc-lender-reviews-s.jpg/m/100x100/filters:quality(90):format(webp) 2x" src="https://www.bankrate.com/f/102997/721x720/bad3fd8f56/heloc-lender-reviews-s.jpg/m/50x50/filters:quality(90):format(webp)" alt=""> </div> <div class="SiteNavFeaturedLink-content"> <span class="SiteNavFeaturedLink-mainText">Best home equity loan lenders</span> <span class="SiteNavFeaturedLink-supportText">Compare top home equity lenders</span> </div> </a> </li> <li> <a class="SiteNavFeaturedLink" href="/home-equity/home-equity-calculator/" data-beam-element-clicked data-type="featured link" data-location="site-nav" data-name="Home equity nav - Home equity loans subcategory link" data-position="2" data-text="Home equity calculator" data-outcome="send to link" > <div class="SiteNavFeaturedLink-image"> <img loading="lazy" srcset="https://www.bankrate.com/f/102997/1920x1080/2654611691/cd-rates.jpeg/m/50x50/filters:quality(90):format(webp), https://www.bankrate.com/f/102997/1920x1080/2654611691/cd-rates.jpeg/m/100x100/filters:quality(90):format(webp) 2x" src="https://www.bankrate.com/f/102997/1920x1080/2654611691/cd-rates.jpeg/m/50x50/filters:quality(90):format(webp)" alt="CD Rates"> </div> <div class="SiteNavFeaturedLink-content"> <span class="SiteNavFeaturedLink-mainText">Home equity calculator</span> <span class="SiteNavFeaturedLink-supportText">Calculate how much you can borrow</span> </div> </a> </li> </ul> </div> </div> </div> </div> </div> </div> <div class="SiteNavSubcategory-categoryLinkContainer"> <a href="/home-equity/" class="SiteNavSubcategory-categoryLink" @keydown.tab="focusNextSubcategoryTab" @keydown.down="$event.preventDefault()" data-beam-element-clicked data-type="LINK" data-location="site-nav" data-name="Home equity hub link - desktop nav" data-position="bottom" data-text="Explore all Home equity resources" data-outcome="send to link" > Explore all home equity resources <svg class="Icon Icon--sm text-blue" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false"><title>Arrow Right Icon</title><path fill-rule="evenodd" clip-rule="evenodd" d="M12.29 18.69c.2.19.45.29.71.29V19c.25 0 .5-.09.7-.29l6.01-6c.18-.19.29-.44.29-.71 0-.27-.1-.52-.29-.71l-6.01-6a.996.996 0 1 0-1.41 1.41l4.3 4.3H4c-.55 0-1 .45-1 1s.45 1 1 1h12.58l-4.29 4.28a.996.996 0 0 0 0 1.41Z" class="icon-base"/></svg></a> </div> </div> </div> </div> </div> </li> <li x-cloak class="SiteNavCategory" id="category-7" @mouseenter="focusCategory($el)" @mouseleave="blurCategory" x-data> <a class="SiteNavCategory-link" href="/insurance/" data-js-selector="siteNavCategorylink7" data-preamp="nav-category-item" @focus="focusCategory($el.parentElement)" @click="handleCategoryClick" @keydown.tab.prevent="keydownCategory('tab', 7, 7);" @keydown.right.prevent="keydownCategory('right', 7, 7);" @keydown.left.prevent="keydownCategory('left', 7, 7);" @keydown.down.prevent="keydownCategory('down', 7, 7);" @keydown.up.prevent="keydownCategory('up', 7, 7);" @keydown.home.prevent="keydownCategory('home', 7, 7);" @keydown.end.prevent="keydownCategory('end', 7, 7);" @keydown.space.prevent="keydownCategory('space', 7, 7);" @keydown.enter.prevent="keydownCategory('enter', 7, 7);" :tabindex="isMobile && !isNavOpen ? -1 : 0" data-beam-element-clicked data-type="link" data-location="site-nav" data-name="top-level" data-position="7" data-text="Insurance" data-outcome="send to insurance hub" > <span class="SiteNavCategory-label"> Insurance</span> <svg class="SiteNavCategory-icon SiteNavCategory-arrow" aria-hidden="true" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false"><title>Caret Right Icon</title><path d="M8.168 21a1.39 1.39 0 0 1-.938-.379c-.51-.51-.51-1.35 0-1.86l6.744-6.75L7.23 5.242c-.51-.51-.51-1.35 0-1.86a1.32 1.32 0 0 1 1.859 0l7.681 7.689c.51.51.51 1.35 0 1.86l-7.681 7.69A1.29 1.29 0 0 1 8.15 21h.017Z" class="icon-base"/></svg></a> <div x-ref="flyout" class="SiteNavCategory-flyout" id="siteNavCategory-flyout-insurance" data-beam-element-viewed data-type="drawer" data-location="site-nav" data-name="top-level-hover" data-position="7" data-text="Insurance" data-outcome="open default insurance container" > <div class="SiteNavCategory-panel" x-ref="siteNavCategoryPanel"> <div class="SiteNavMobile-sticky"> <button class="SiteNavMobile-back" @click="deactivateCategory" x-ref="backToCategoriesButton" @keydown.prevent="keyDownBackToCategoriesButton" aria-label="Back to all categories"> <svg class="Icon Icon--xs" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false"><title>Caret Left Icon</title><path d="M15.85 21a1.36 1.36 0 0 1-.938-.379L7.23 12.932c-.51-.51-.51-1.35 0-1.86l7.681-7.69a1.32 1.32 0 0 1 1.86 0c.51.511.51 1.35 0 1.861l-6.745 6.75 6.744 6.751c.51.51.51 1.35 0 1.86a1.29 1.29 0 0 1-.937.38l.016.016Z" class="icon-base"/></svg>All </button> </div> <div class="SiteNavSubcategory" x-id="['subcategory']"> <div class="SiteNavSubcategory-tabsContainer"> <div id="insurance-tablist" class="SiteNavSubcategory-categoryTitle"> Insurance</div> <div class="SiteNavSubcategory-tabs" x-ref="siteNavTablist" @keydown.prevent="keydownSubcategoryTabs" role="tablist" aria-labelledby="insurance-tablist"> <button class="SiteNavSubcategory-tab" :class="isActiveSubcategory($el.id) ? 'is-active' : ''" type="button" role="tab" @mouseover="handleSubcategoryMouseOver" @click="handleSubcategoryClick" @mousedown.prevent @focus="activateSubcategory($el.id)" :id="$id('subcategory', whichChild($el, $el.parentElement))" :tabindex="isActiveSubcategory($el.id) ? 0 : -1" :aria-selected="isActiveSubcategory($el.id)" data-subcategory-name="Auto insurance" data-position="1"> Auto insurance<svg class="Icon Icon--xs" aria-hidden="true" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false"><title>Caret Right Icon</title><path d="M8.168 21a1.39 1.39 0 0 1-.938-.379c-.51-.51-.51-1.35 0-1.86l6.744-6.75L7.23 5.242c-.51-.51-.51-1.35 0-1.86a1.32 1.32 0 0 1 1.859 0l7.681 7.689c.51.51.51 1.35 0 1.86l-7.681 7.69A1.29 1.29 0 0 1 8.15 21h.017Z" class="icon-base"/></svg></button> <button class="SiteNavSubcategory-tab" :class="isActiveSubcategory($el.id) ? 'is-active' : ''" type="button" role="tab" @mouseover="handleSubcategoryMouseOver" @click="handleSubcategoryClick" @mousedown.prevent @focus="activateSubcategory($el.id)" :id="$id('subcategory', whichChild($el, $el.parentElement))" :tabindex="isActiveSubcategory($el.id) ? 0 : -1" :aria-selected="isActiveSubcategory($el.id)" data-subcategory-name="Home insurance" data-position="2"> Home insurance<svg class="Icon Icon--xs" aria-hidden="true" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false"><title>Caret Right Icon</title><path d="M8.168 21a1.39 1.39 0 0 1-.938-.379c-.51-.51-.51-1.35 0-1.86l6.744-6.75L7.23 5.242c-.51-.51-.51-1.35 0-1.86a1.32 1.32 0 0 1 1.859 0l7.681 7.689c.51.51.51 1.35 0 1.86l-7.681 7.69A1.29 1.29 0 0 1 8.15 21h.017Z" class="icon-base"/></svg></button> <button class="SiteNavSubcategory-tab" :class="isActiveSubcategory($el.id) ? 'is-active' : ''" type="button" role="tab" @mouseover="handleSubcategoryMouseOver" @click="handleSubcategoryClick" @mousedown.prevent @focus="activateSubcategory($el.id)" :id="$id('subcategory', whichChild($el, $el.parentElement))" :tabindex="isActiveSubcategory($el.id) ? 0 : -1" :aria-selected="isActiveSubcategory($el.id)" data-subcategory-name="Life insurance" data-position="3"> Life insurance<svg class="Icon Icon--xs" aria-hidden="true" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false"><title>Caret Right Icon</title><path d="M8.168 21a1.39 1.39 0 0 1-.938-.379c-.51-.51-.51-1.35 0-1.86l6.744-6.75L7.23 5.242c-.51-.51-.51-1.35 0-1.86a1.32 1.32 0 0 1 1.859 0l7.681 7.689c.51.51.51 1.35 0 1.86l-7.681 7.69A1.29 1.29 0 0 1 8.15 21h.017Z" class="icon-base"/></svg></button> </div> <div class="SiteNavSubcategory-categoryLinkContainer" @keydown.left.prevent="keydownSubcategoryTabs" @keydown.up.prevent="keydownSubcategoryTabs" @keydown.right.prevent="keydownSubcategoryTabs" @keydown.down.prevent="keydownSubcategoryTabs" @keydown.tab.prevent="keydownSubcategoryTabs"> <a href="/insurance/" class="SiteNavSubcategory-categoryLink" x-ref="siteNavCategoryLinkMobile" @keydown.space.prevent="$el.click()" @keydown.enter.prevent="$el.click()" data-beam-element-clicked data-type="LINK" data-location="site-nav" data-name="Insurance hub link - mobile nav" data-position="bottom" data-text="Explore all Insurance resources" data-outcome="send to link" > Explore all insurance resources <svg class="Icon Icon--sm text-blue" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false"><title>Arrow Right Icon</title><path fill-rule="evenodd" clip-rule="evenodd" d="M12.29 18.69c.2.19.45.29.71.29V19c.25 0 .5-.09.7-.29l6.01-6c.18-.19.29-.44.29-.71 0-.27-.1-.52-.29-.71l-6.01-6a.996.996 0 1 0-1.41 1.41l4.3 4.3H4c-.55 0-1 .45-1 1s.45 1 1 1h12.58l-4.29 4.28a.996.996 0 0 0 0 1.41Z" class="icon-base"/></svg></a> </div> </div> <div class="SiteNavSubcategory-content" :class="{'is-active': showSubcategoryView}" @keydown.up.prevent="keydownSubcategoryLinks($el.querySelector('.is-active'), $event)"> <div class="SiteNavSubcategory-panelsContainer" x-ref="siteNavSubcategoryPanelsContainer"> <div class="SiteNavMobile-sticky"> <button class="SiteNavMobile-back" @click="deactivateSubcategory" x-ref="backToSubcategoriesButton" @keydown.prevent="keyDownBackToSubcategoriesButton" aria-label="Back to Insurance category"> <svg class="Icon Icon--xs" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false"><title>Caret Left Icon</title><path d="M15.85 21a1.36 1.36 0 0 1-.938-.379L7.23 12.932c-.51-.51-.51-1.35 0-1.86l7.681-7.69a1.32 1.32 0 0 1 1.86 0c.51.511.51 1.35 0 1.861l-6.745 6.75 6.744 6.751c.51.51.51 1.35 0 1.86a1.29 1.29 0 0 1-.937.38l.016.016Z" class="icon-base"/></svg> Insurance</button> </div> <div class="SiteNavSubcategory-categoryTitle" x-text="activeSubcategoryName"></div> <div class="SiteNavSubcategory-panels" tabindex="-1"> <div class="SiteNavSubcategory-panel" :class="{'is-active' : isActiveSubcategory($id('subcategory', whichChild($el, $el.parentElement)))}" :aria-labelledby="$id('subcategory', whichChild($el, $el.parentElement))" role="tabpanel" @keydown="keydownSubcategoryLinks($el, $event)" tabindex="-1"> <div class="SiteNavSubcategory-firstColumn"> <div class="SiteNavPrimaryLinkList"> <p class="SiteNavPrimaryLinkList-eyebrow">Compare rates</p> <ul class="SiteNavPrimaryLinkList-list"> <li class="SiteNavPrimaryLinkList-item"> <a href="/insurance/car/best-car-insurance-companies/" class="SiteNavPrimaryLink" target="" > Best car insurance companies</a> </li> <li class="SiteNavPrimaryLinkList-item"> <a href="/insurance/car/cheap-car-insurance-companies/" class="SiteNavPrimaryLink" target="" > Cheapest car insurance companies</a> </li> <li class="SiteNavPrimaryLinkList-item"> <a href="/insurance/car/rates/" class="SiteNavPrimaryLink" target="" > Compare car insurance rates</a> </li> <li class="SiteNavPrimaryLinkList-item"> <a href="/insurance/car/average-cost-of-car-insurance/" class="SiteNavPrimaryLink" target="" > How much is car insurance?</a> </li> </ul> </div> </div> <div class="SiteNavSubcategory-secondColumn"> <div class="SiteNavSecondaryLinkListWrapper"> <p class="SiteNavSecondaryLinkListWrapper-eyebrow" role="heading">Get guidance</p> <div class="SiteNavSecondaryLinkLists"> <ul class="SiteNavSecondaryLinkList"> <li> <a class="SiteNavSecondaryLink" href="/insurance/reviews/allstate/" data-beam-element-clicked data-type="secondary link" data-location="site-nav" data-name="Insurance nav - Auto insurance subcategory featured link" data-position="1" data-text="Allstate insurance review" data-outcome="send to link" > Allstate insurance review</a> </li> <li> <a class="SiteNavSecondaryLink" href="/insurance/reviews/erie/" data-beam-element-clicked data-type="secondary link" data-location="site-nav" data-name="Insurance nav - Auto insurance subcategory featured link" data-position="2" data-text="Erie insurance review" data-outcome="send to link" > Erie insurance review</a> </li> <li> <a class="SiteNavSecondaryLink" href="/insurance/reviews/progressive/" data-beam-element-clicked data-type="secondary link" data-location="site-nav" data-name="Insurance nav - Auto insurance subcategory featured link" data-position="3" data-text="Progressive insurance review" data-outcome="send to link" > Progressive insurance review</a> </li> <li> <a class="SiteNavSecondaryLink" href="/insurance/reviews/state-farm/" data-beam-element-clicked data-type="secondary link" data-location="site-nav" data-name="Insurance nav - Auto insurance subcategory featured link" data-position="4" data-text="State Farm insurance review" data-outcome="send to link" > State Farm insurance review</a> </li> <li> <a class="SiteNavSecondaryLink" href="/insurance/reviews/" data-beam-element-clicked data-type="secondary link" data-location="site-nav" data-name="Insurance nav - Auto insurance subcategory featured link" data-position="5" data-text="All insurance company reviews" data-outcome="send to link" > All insurance company reviews</a> </li> </ul> <ul class="SiteNavFeaturedLinkList"> <li> <a class="SiteNavFeaturedLink" href="/insurance/car/states/" data-beam-element-clicked data-type="featured link" data-location="site-nav" data-name="Insurance nav - Auto insurance subcategory link" data-position="1" data-text="Auto insurance by state" data-outcome="send to link" > <div class="SiteNavFeaturedLink-image"> <img loading="lazy" srcset="https://www.bankrate.com/f/102997/1440x1440/5bfb00cc0b/auto-insurance-by-state.png/m/50x50/filters:quality(90):format(webp), https://www.bankrate.com/f/102997/1440x1440/5bfb00cc0b/auto-insurance-by-state.png/m/100x100/filters:quality(90):format(webp) 2x" src="https://www.bankrate.com/f/102997/1440x1440/5bfb00cc0b/auto-insurance-by-state.png/m/50x50/filters:quality(90):format(webp)" alt=""> </div> <div class="SiteNavFeaturedLink-content"> <span class="SiteNavFeaturedLink-mainText">Auto insurance by state</span> <span class="SiteNavFeaturedLink-supportText">Compare rates in your state</span> </div> </a> </li> <li> <a class="SiteNavFeaturedLink" href="/insurance/car/" data-beam-element-clicked data-type="featured link" data-location="site-nav" data-name="Insurance nav - Auto insurance subcategory link" data-position="2" data-text="Car insurance resources" data-outcome="send to link" > <div class="SiteNavFeaturedLink-image"> <img loading="lazy" srcset="https://www.bankrate.com/f/102997/1440x1440/20e5cbc3e7/how-much-is-car-insurance-nav.png/m/50x50/filters:quality(90):format(webp), https://www.bankrate.com/f/102997/1440x1440/20e5cbc3e7/how-much-is-car-insurance-nav.png/m/100x100/filters:quality(90):format(webp) 2x" src="https://www.bankrate.com/f/102997/1440x1440/20e5cbc3e7/how-much-is-car-insurance-nav.png/m/50x50/filters:quality(90):format(webp)" alt=""> </div> <div class="SiteNavFeaturedLink-content"> <span class="SiteNavFeaturedLink-mainText">Car insurance resources</span> <span class="SiteNavFeaturedLink-supportText">Learn more about auto insurance</span> </div> </a> </li> </ul> </div> </div> </div> </div> <div class="SiteNavSubcategory-panel" :class="{'is-active' : isActiveSubcategory($id('subcategory', whichChild($el, $el.parentElement)))}" :aria-labelledby="$id('subcategory', whichChild($el, $el.parentElement))" role="tabpanel" @keydown="keydownSubcategoryLinks($el, $event)" tabindex="-1"> <div class="SiteNavSubcategory-firstColumn"> <div class="SiteNavPrimaryLinkList"> <p class="SiteNavPrimaryLinkList-eyebrow">Compare rates</p> <ul class="SiteNavPrimaryLinkList-list"> <li class="SiteNavPrimaryLinkList-item"> <a href="/insurance/homeowners-insurance/best-home-insurance-companies/" class="SiteNavPrimaryLink" target="" > Best home insurance companies</a> </li> <li class="SiteNavPrimaryLinkList-item"> <a href="/insurance/homeowners-insurance/cheap-homeowners-insurance/" class="SiteNavPrimaryLink" target="" > Cheapest home insurance companies</a> </li> <li class="SiteNavPrimaryLinkList-item"> <a href="/insurance/homeowners-insurance/home-insurance-quotes/" class="SiteNavPrimaryLink" target="" > Home insurance quotes</a> </li> <li class="SiteNavPrimaryLinkList-item"> <a href="/insurance/homeowners-insurance/homeowners-insurance-cost/" class="SiteNavPrimaryLink" target="" > How much is homeowners insurance?</a> </li> </ul> </div> </div> <div class="SiteNavSubcategory-secondColumn"> <div class="SiteNavSecondaryLinkListWrapper"> <p class="SiteNavSecondaryLinkListWrapper-eyebrow" role="heading">Get guidance </p> <div class="SiteNavSecondaryLinkLists"> <ul class="SiteNavSecondaryLinkList"> <li> <a class="SiteNavSecondaryLink" href="/insurance/reviews/kin/" data-beam-element-clicked data-type="secondary link" data-location="site-nav" data-name="Insurance nav - Home insurance subcategory featured link" data-position="1" data-text="Kin insurance review" data-outcome="send to link" > Kin insurance review</a> </li> <li> <a class="SiteNavSecondaryLink" href="/insurance/reviews/hippo-insurance/" data-beam-element-clicked data-type="secondary link" data-location="site-nav" data-name="Insurance nav - Home insurance subcategory featured link" data-position="2" data-text="Hippo insurance review" data-outcome="send to link" > Hippo insurance review</a> </li> <li> <a class="SiteNavSecondaryLink" href="/insurance/reviews/lemonade/" data-beam-element-clicked data-type="secondary link" data-location="site-nav" data-name="Insurance nav - Home insurance subcategory featured link" data-position="3" data-text="Lemonade insurance review" data-outcome="send to link" > Lemonade insurance review</a> </li> <li> <a class="SiteNavSecondaryLink" href="/insurance/reviews/citizens-insurance/" data-beam-element-clicked data-type="secondary link" data-location="site-nav" data-name="Insurance nav - Home insurance subcategory featured link" data-position="4" data-text="Citizens insurance review" data-outcome="send to link" > Citizens insurance review</a> </li> </ul> <ul class="SiteNavFeaturedLinkList"> <li> <a class="SiteNavFeaturedLink" href="/insurance/homeowners-insurance/states/" data-beam-element-clicked data-type="featured link" data-location="site-nav" data-name="Insurance nav - Home insurance subcategory link" data-position="1" data-text="Home insurance by state" data-outcome="send to link" > <div class="SiteNavFeaturedLink-image"> <img loading="lazy" srcset="https://www.bankrate.com/f/102997/1440x1440/8af9dfc8a2/home-insurance-by-state-nav-imagery.png/m/50x50/filters:quality(90):format(webp), https://www.bankrate.com/f/102997/1440x1440/8af9dfc8a2/home-insurance-by-state-nav-imagery.png/m/100x100/filters:quality(90):format(webp) 2x" src="https://www.bankrate.com/f/102997/1440x1440/8af9dfc8a2/home-insurance-by-state-nav-imagery.png/m/50x50/filters:quality(90):format(webp)" alt=""> </div> <div class="SiteNavFeaturedLink-content"> <span class="SiteNavFeaturedLink-mainText">Home insurance by state</span> <span class="SiteNavFeaturedLink-supportText">Compare rates in your state</span> </div> </a> </li> <li> <a class="SiteNavFeaturedLink" href="/insurance/homeowners-insurance/" data-beam-element-clicked data-type="featured link" data-location="site-nav" data-name="Insurance nav - Home insurance subcategory link" data-position="2" data-text="Home insurance resources" data-outcome="send to link" > <div class="SiteNavFeaturedLink-image"> <img loading="lazy" srcset="https://www.bankrate.com/f/102997/1440x1440/e85a91b40b/how-much-is-home-insurance-nav-imagery.png/m/50x50/filters:quality(90):format(webp), https://www.bankrate.com/f/102997/1440x1440/e85a91b40b/how-much-is-home-insurance-nav-imagery.png/m/100x100/filters:quality(90):format(webp) 2x" src="https://www.bankrate.com/f/102997/1440x1440/e85a91b40b/how-much-is-home-insurance-nav-imagery.png/m/50x50/filters:quality(90):format(webp)" alt=""> </div> <div class="SiteNavFeaturedLink-content"> <span class="SiteNavFeaturedLink-mainText">Home insurance resources</span> <span class="SiteNavFeaturedLink-supportText">Learn more about home insurance</span> </div> </a> </li> </ul> </div> </div> </div> </div> <div class="SiteNavSubcategory-panel" :class="{'is-active' : isActiveSubcategory($id('subcategory', whichChild($el, $el.parentElement)))}" :aria-labelledby="$id('subcategory', whichChild($el, $el.parentElement))" role="tabpanel" @keydown="keydownSubcategoryLinks($el, $event)" tabindex="-1"> <div class="SiteNavSubcategory-firstColumn"> <div class="SiteNavPrimaryLinkList"> <p class="SiteNavPrimaryLinkList-eyebrow">Compare companies </p> <ul class="SiteNavPrimaryLinkList-list"> <li class="SiteNavPrimaryLinkList-item"> <a href="/insurance/life-insurance/life-insurance-cost/" class="SiteNavPrimaryLink" target="" > How much does life insurance cost?</a> </li> <li class="SiteNavPrimaryLinkList-item"> <a href="/insurance/life-insurance/best-life-insurance-companies/" class="SiteNavPrimaryLink" target="" > Best life insurance companies</a> </li> <li class="SiteNavPrimaryLinkList-item"> <a href="/insurance/life-insurance/life-insurance-quotes/" class="SiteNavPrimaryLink" target="" > Life insurance quotes</a> </li> <li class="SiteNavPrimaryLinkList-item"> <a href="/insurance/life-insurance/cheap-life-insurance/" class="SiteNavPrimaryLink" target="" > Cheapest life insurance companies</a> </li> </ul> </div> </div> <div class="SiteNavSubcategory-secondColumn"> <div class="SiteNavSecondaryLinkListWrapper"> <p class="SiteNavSecondaryLinkListWrapper-eyebrow" role="heading">Get guidance</p> <div class="SiteNavSecondaryLinkLists"> <ul class="SiteNavSecondaryLinkList"> <li> <a class="SiteNavSecondaryLink" href="/insurance/reviews/globe-life/" data-beam-element-clicked data-type="secondary link" data-location="site-nav" data-name="Insurance nav - Life insurance subcategory featured link" data-position="1" data-text="Globe Life insurance review" data-outcome="send to link" > Globe Life insurance review</a> </li> <li> <a class="SiteNavSecondaryLink" href="/insurance/reviews/colonial-penn/" data-beam-element-clicked data-type="secondary link" data-location="site-nav" data-name="Insurance nav - Life insurance subcategory featured link" data-position="2" data-text="Colonial Penn insurance review" data-outcome="send to link" > Colonial Penn insurance review</a> </li> <li> <a class="SiteNavSecondaryLink" href="/insurance/reviews/ladder-life-insurance/" data-beam-element-clicked data-type="secondary link" data-location="site-nav" data-name="Insurance nav - Life insurance subcategory featured link" data-position="3" data-text="Ladder life insurance review" data-outcome="send to link" > Ladder life insurance review</a> </li> <li> <a class="SiteNavSecondaryLink" href="/insurance/reviews/ethos/" data-beam-element-clicked data-type="secondary link" data-location="site-nav" data-name="Insurance nav - Life insurance subcategory featured link" data-position="4" data-text="Ethos life insurance review" data-outcome="send to link" > Ethos life insurance review</a> </li> </ul> <ul class="SiteNavFeaturedLinkList"> <li> <a class="SiteNavFeaturedLink" href="/insurance/life-insurance/life-insurance-calculator/" data-beam-element-clicked data-type="featured link" data-location="site-nav" data-name="Insurance nav - Life insurance subcategory link" data-position="1" data-text="Life insurance calculator" data-outcome="send to link" > <div class="SiteNavFeaturedLink-image"> <img loading="lazy" srcset="https://www.bankrate.com/f/102997/1440x1440/8b7ce45a3a/whole-life-insurance-nav.png/m/50x50/filters:quality(90):format(webp), https://www.bankrate.com/f/102997/1440x1440/8b7ce45a3a/whole-life-insurance-nav.png/m/100x100/filters:quality(90):format(webp) 2x" src="https://www.bankrate.com/f/102997/1440x1440/8b7ce45a3a/whole-life-insurance-nav.png/m/50x50/filters:quality(90):format(webp)" alt=""> </div> <div class="SiteNavFeaturedLink-content"> <span class="SiteNavFeaturedLink-mainText">Life insurance calculator</span> <span class="SiteNavFeaturedLink-supportText">How much do you need?</span> </div> </a> </li> <li> <a class="SiteNavFeaturedLink" href="/insurance/life-insurance/" data-beam-element-clicked data-type="featured link" data-location="site-nav" data-name="Insurance nav - Life insurance subcategory link" data-position="2" data-text="Life insurance resources" data-outcome="send to link" > <div class="SiteNavFeaturedLink-image"> <img loading="lazy" srcset="https://www.bankrate.com/f/102997/1440x1440/f61af7d73a/term-life-insurance-nav.png/m/50x50/filters:quality(90):format(webp), https://www.bankrate.com/f/102997/1440x1440/f61af7d73a/term-life-insurance-nav.png/m/100x100/filters:quality(90):format(webp) 2x" src="https://www.bankrate.com/f/102997/1440x1440/f61af7d73a/term-life-insurance-nav.png/m/50x50/filters:quality(90):format(webp)" alt=""> </div> <div class="SiteNavFeaturedLink-content"> <span class="SiteNavFeaturedLink-mainText">Life insurance resources</span> <span class="SiteNavFeaturedLink-supportText">Learn more about life insurance</span> </div> </a> </li> </ul> </div> </div> </div> </div> </div> </div> <div class="SiteNavSubcategory-categoryLinkContainer"> <a href="/insurance/" class="SiteNavSubcategory-categoryLink" @keydown.tab="focusNextSubcategoryTab" @keydown.down="$event.preventDefault()" data-beam-element-clicked data-type="LINK" data-location="site-nav" data-name="Insurance hub link - desktop nav" data-position="bottom" data-text="Explore all Insurance resources" data-outcome="send to link" > Explore all insurance resources <svg class="Icon Icon--sm text-blue" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false"><title>Arrow Right Icon</title><path fill-rule="evenodd" clip-rule="evenodd" d="M12.29 18.69c.2.19.45.29.71.29V19c.25 0 .5-.09.7-.29l6.01-6c.18-.19.29-.44.29-.71 0-.27-.1-.52-.29-.71l-6.01-6a.996.996 0 1 0-1.41 1.41l4.3 4.3H4c-.55 0-1 .45-1 1s.45 1 1 1h12.58l-4.29 4.28a.996.996 0 0 0 0 1.41Z" class="icon-base"/></svg></a> </div> </div> </div> </div> </div> </li> </ul> <svg class="SiteNav-logo--mobile" width="100" height="20" viewBox="0 0 400 80" xmlns="http://www.w3.org/2000/svg" focusable="false"> <title>Bankrate</title> <g fill="#151515"> <path d="m100.16 78.16v-8.16h-.16c-3.75 6.26-10.42 9.5-18 9.5-15.45 0-28-11.63-28-26.88 0-16.87 12.12-28.7 27.65-28.7 7.72 0 14.21 2.86 18.31 8.87h.19v-7.44h9.91v52.81zm.19-26.31c0-10.29-7.44-18.85-18.41-18.85-9.91 0-18 8.49-18 18.87 0 9.92 8.11 18.6 18 18.6a18.58 18.58 0 0 0 18.41-18.62z"/> <path d="m155.19 78.16v-28.78c0-11.16-4.38-16.4-13.16-16.4s-13.92 6.39-13.92 16.31v28.89h-9.92v-52.83h9.25v5.65h.19c3.9-5 9.35-7 15.45-7 12.68 0 22 8 22 22.6v31.58h-9.9z"/> <path d="m300.12 78.16v-8.16h-.18c-3.72 6.29-10.4 9.53-17.93 9.53-15.45 0-28-11.63-28-26.88 0-16.87 12.1-28.7 27.65-28.7 7.72 0 14.21 2.86 18.31 8.87h.18v-7.47h9.85v52.81zm.19-26.31c0-10.29-7.44-18.87-18.4-18.87-9.92 0-18 8.49-18 18.87 0 9.92 8.11 18.6 18 18.6a18.57 18.57 0 0 0 18.4-18.6z"/> <path d="m325.11 78.16v-43.75h-7.11v-9.06h7.15v-17.73h9.85v17.73h8.68v9.06h-8.68v43.75z"/> <path d="m356 56.05c2.29 8.76 9.25 14.4 17.36 14.4a17 17 0 0 0 15.06-8.87h9.91a27.08 27.08 0 0 1 -25.41 17.92c-14.87 0-26.92-13.16-26.92-27.27 0-16.68 12.58-28.32 26.6-28.32a26.9 26.9 0 0 1 27.4 27.17 29.4 29.4 0 0 1 -.29 5h-43.71zm34.13-7.62c-.75-9-8.67-15.45-17.16-15.45-8.11 0-16.21 6.39-17 15.45z"/> <path d="m42 39.88a22.68 22.68 0 0 0 -4.89-3.79 18.39 18.39 0 0 0 1.73-2 21 21 0 0 0 4-14 21.57 21.57 0 0 0 -6.2-13.85 22 22 0 0 0 -15.96-6.24h-20.68v79.5h24.34c9.13 0 14.75-4 17.87-7.39a23.6 23.6 0 0 0 6.18-16.11 22.89 22.89 0 0 0 -6.39-16.12zm-21.32-30.61c8.37 0 12.5 5.75 12.88 11.43a11.49 11.49 0 0 1 -9.71 11.93h-14.58v-23.36zm3.65 61h-15.06v-28.37h13.73c11.89 0 16.1 7.6 16.1 14.11-.01 6.84-4.62 14.22-14.77 14.22z"/> <path d="m245.87 25.39c-9.38-.7-13 4-13 4v-4h-9.87v52.77h9.91v-29.64a20.28 20.28 0 0 1 1-6.37c2.14-6.48 9.16-8.56 16-6l4.09-8.7a22.74 22.74 0 0 0 -8.13-2.06z"/> <path d="m173.07 7.62h9.92v70.55h-9.92z"/> <path d="m205.26 78.16-21.88-26.43 19.62-26.38h11.21l-19.31 26.38 22.05 26.43z"/> </g> </svg></nav> <div class="SiteNav-rightLinks"> <button @click="toggleSearch" x-ref="siteNavSearchButton" class="SiteNavSearch" :class="{'is-active': isSearchOpen}" :aria-label="(isSearchOpen ? 'Close search modal' : 'Open search modal') + (!isMobile ? ' or press the home key to return to the main menu' : '')" data-beam-element-clicked data-type="button" data-location="site-nav" data-name="search" data-position="top" data-text="open search" data-outcome="link to search" tabindex="0" @keydown.shift.tab="isMobile && ($event.preventDefault() || $refs.siteNavLogo.focus())" @keydown.home.prevent="!isMobile && document.body.querySelector('[data-js-selector=siteNavCategorylink1]').focus()"> <svg class="Icon Icon--sm SiteNavSearch-magnifyingGlass" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false"><title>Search Icon</title><path fill-rule="evenodd" clip-rule="evenodd" d="M10.312 1.5C5.702 1.5 2 5.28 2 10c0 4.72 3.703 8.5 8.312 8.5a8.18 8.18 0 0 0 4.648-1.44l4.947 5.11c.428.44 1.125.44 1.553 0l.219-.22c.428-.38.428-1.1 0-1.54l-4.917-5.03A8.611 8.611 0 0 0 18.623 10c0-4.72-3.753-8.5-8.311-8.5Zm0 2.19c3.374 0 6.161 2.85 6.161 6.31 0 3.46-2.787 6.31-6.161 6.31-3.375 0-6.162-2.85-6.162-6.31 0-3.46 2.737-6.31 6.162-6.31Z" class="icon-base"/></svg><svg class="Icon Icon--xs SiteNavSearch-xButton" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false"><title>Close X Icon</title><path d="M18.88 3.28a1.3 1.3 0 1 1 1.839 1.84L13.839 12l6.88 6.881a1.3 1.3 0 1 1-1.838 1.838L12 13.84l-6.881 6.88a1.3 1.3 0 1 1-1.839-1.838L10.161 12l-6.88-6.88a1.3 1.3 0 0 1 1.838-1.84L12 10.162l6.882-6.88Z" class="icon-base"/></svg></button> <button id="SiteNavMenuButton" x-ref="siteNavMenuButton" @click="toggleNav" class="SiteNav-hamburger" tabindex="0" :aria-label="isNavOpen ? 'Close menu' : 'Open menu'" @keydown.shift.tab.prevent="$refs.siteNavSearchButton.focus()" @keydown.tab="keydownMenuButton" @keydown.right="keydownMenuButton" @keydown.down="keydownMenuButton" @keydown.esc="isNavOpen && closeNav()" data-beam-element-clicked data-type="button" data-location="site-nav" data-name="hamburger menu" data-position="top" data-text="toggle hamburger menu" data-outcome="toggle hamburger menu" > <div class="SiteNav-hamburgerBars"></div> </button> </div> </div> <div class="SiteNav-overlay" x-ref="siteNavOverlayHeader" @click="closeNav" :class="{ 'is-active': isNavOpen }"></div> </div> <div class="SiteNav-overlay" x-ref="siteNavOverlay" @click="closeNav" :class="{ 'is-active': isNavOpen }"></div> <div class="SiteNavSearch-container" :class="{ 'is-active': isSearchOpen }" data-js-selector="global-search-filter" data-beam-element-viewed data-type="drawer" data-location="site-nav" data-name="search flyout" data-position="top" data-text="open search flyout" data-outcome="open search flyout container" > <form class="SiteNavSearch-form" name="search bar" type="search" action="https://www.bankrate.com/search/"> <div> <div> <input type="text" id="siteSearchInput" x-ref="siteSearchInput" x-trap="(isSearchOpen && $refs.siteSearchInput.focus() === false)" @keydown.shift.tab="toggleSearch()" @keydown.esc="toggleSearch()" class="FormInput SiteNavSearch-input" name="q" placeholder="What can we help you find?" value="" autocomplete="off" aria-label="Search Bankrate" data-beam-field-inputted-no-pii data-label="Search Bankrate" :tabindex="isSearchOpen ? 0 : -1"> </div> <div> <button type="submit" class="SiteNavSearch-submit" data-js-selector="nav-search-submit-btn" :tabindex="isSearchOpen ? 0 : -1"> <span class="visually-hidden">Submit</span> <svg class="Icon Icon--sm" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false"><title>Search Icon</title><path fill-rule="evenodd" clip-rule="evenodd" d="M10.312 1.5C5.702 1.5 2 5.28 2 10c0 4.72 3.703 8.5 8.312 8.5a8.18 8.18 0 0 0 4.648-1.44l4.947 5.11c.428.44 1.125.44 1.553 0l.219-.22c.428-.38.428-1.1 0-1.54l-4.917-5.03A8.611 8.611 0 0 0 18.623 10c0-4.72-3.753-8.5-8.311-8.5Zm0 2.19c3.374 0 6.161 2.85 6.161 6.31 0 3.46-2.787 6.31-6.161 6.31-3.375 0-6.162-2.85-6.162-6.31 0-3.46 2.737-6.31 6.162-6.31Z" class="icon-base"/></svg></button> </div> </div> </form> </div> </header> <div id="preamp-after-nav-placement"></div> <div data-monarch-slot="afterNavigationSlot" data-content-strategy="append"></div> <link rel="modulepreload" href="https://www.bankrate.com/v5.1514.2/next/build/assets/siteNav-1CzMPlbm.js" /><script type="module" src="https://www.bankrate.com/v5.1514.2/next/build/assets/siteNav-1CzMPlbm.js"></script><link rel="modulepreload" href="https://www.bankrate.com/v5.1514.2/next/build/assets/legacyNavBinding-CTP0_v7I.js" /><link rel="modulepreload" href="https://www.bankrate.com/v5.1514.2/next/build/assets/bindings-ayichnEY.js" /><script type="module" src="https://www.bankrate.com/v5.1514.2/next/build/assets/legacyNavBinding-CTP0_v7I.js"></script><link rel="modulepreload" href="https://www.bankrate.com/v5.1514.2/next/build/assets/web-vitals-CNPlK9eZ.js" /><script type="module" src="https://www.bankrate.com/v5.1514.2/next/build/assets/web-vitals-CNPlK9eZ.js"></script><div id="main-content"> <main> <div class="hub-hero"> <section class="hub-hero bg-black bg-no-repeat bg-right w-full pos-relative overflow-hidden" style="background-image: url(https://www.bankrate.com/f/102997/5821x3881/ec33f9f171/rewards-credit-card-advice.jpg?auto=webp&fit=crop&width=1328&height=500&enable=upscale);"> <div class="hub-hero__gradient display-flex flex-direction-column justify-content-flex-start align-items-flex-end md:align-items-normal"> <div class="hub-hero__content gutter md:px-0 wrapper py-16 display-flex flex-grow mx-auto w-full pos-relative align-items-flex-end md:align-items-center"> <header class="wrapper w-full"> <h1 class="mb-2 md:mb-8 type-heading-one text-white">Credit Card Advice</h1> <div class="md:w-5/12 text-lg text-white leading-relaxed"> <p>Check out the latest rewards credit card news and advice from our team at Bankrate. We can help you find the right credit card to earn cash back and maximize your points and miles.</p></div> </header> </div> </div> </section> </div> <section class="hub-toolbar frame-b gutter"> <div class="wrapper"> <ul class="List display-flex -m-3 flex-wrap justify-content-center"> <li class="display-flex p-3 w-full sm:w-1/2 md:w-1/5" data-tracking-selector="hub-toolbar__item"> <article class="Card Card--accentedBottom hub-toolbar__card bg-white" data-card-component="" style="cursor: pointer;" > <div class="Card-body align-items-center justify-content-start md:justify-content-center flex-direction-row md:flex-direction-column" data-card-link-container=""> <span class="Card-icon Icon flex-shrink-0 Icon--md md:mb-4 "> <svg class="Icon-glyph" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false"><title>Credit Card Icon</title><path d="M4.3 10.2A2.7 2.7 0 0 1 7 7.5h14.1a2.7 2.7 0 0 1 2.7 2.7v8.61a2.7 2.7 0 0 1-2.7 2.7H7a2.7 2.7 0 0 1-2.7-2.7V10.2Z" fill="transparent" class="icon-offset"/><path fill-rule="evenodd" clip-rule="evenodd" d="M19.646 20.014h-15.3c-1.567 0-2.846-1.148-2.846-2.558V7.058C1.5 5.648 2.771 4.5 4.345 4.5h15.31c1.566 0 2.845 1.148 2.845 2.558v10.398c0 1.41-1.271 2.558-2.845 2.558h-.009ZM2.812 7.05v2.452h18.376V7.05c0-.689-.689-1.246-1.533-1.246H4.345c-.844 0-1.533.557-1.533 1.246Zm18.376 3.764H2.812v6.634c0 .689.689 1.246 1.533 1.246h15.31c.844 0 1.533-.557 1.533-1.246v-6.634ZM6.723 15.832h3.248c.36 0 .655-.295.655-.655a.658.658 0 0 0-.655-.656H6.723a.658.658 0 0 0-.656.655c0 .361.296.656.656.656Z" class="icon-base"/></svg></span> <a href="https://www.bankrate.com/credit-cards/advice/what-is-a-credit-card/" class="Card-link type-heading-four my-0 md:text-center ml-4 md:ml-0" data-linktype="recirculation" data-navheading=""> What is a credit card? </a> </div> </article> </li> <li class="display-flex p-3 w-full sm:w-1/2 md:w-1/5" data-tracking-selector="hub-toolbar__item"> <article class="Card Card--accentedBottom hub-toolbar__card bg-white" data-card-component="" style="cursor: pointer;" > <div class="Card-body align-items-center justify-content-start md:justify-content-center flex-direction-row md:flex-direction-column" data-card-link-container=""> <span class="Card-icon Icon flex-shrink-0 Icon--md md:mb-4 "> <svg class="Icon-glyph" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false"><title>Credit Card Reviews Icon</title><path d="M6.04 6.53c-.959 0-1.74.797-1.74 1.775v11.39c0 .978.781 1.775 1.74 1.775h16.12c.958 0 1.74-.797 1.74-1.775V8.305c0-.978-.782-1.775-1.74-1.775H6.04Z" fill="transparent" class="icon-offset"/><path fill-rule="evenodd" clip-rule="evenodd" d="M11.586 19.306h-7.24c-1.567 0-2.846-1.148-2.846-2.558V6.35c0-1.41 1.271-2.558 2.845-2.558h15.31c1.566 0 2.845 1.148 2.845 2.558v4.248c0 .36-.295.656-.656.656a.658.658 0 0 1-.656-.656V9.196H2.812v7.552c0 .689.689 1.246 1.533 1.246h7.24c.362 0 .657.295.657.656 0 .361-.295.656-.656.656ZM2.812 7.884h18.376V6.35c0-.688-.689-1.246-1.533-1.246H4.345c-.844 0-1.533.558-1.533 1.246v1.534Zm17.285 12.291c-.155 0-.32-.04-.467-.115l-1.656-.869-1.69.878a.977.977 0 0 1-1.295-.386.95.95 0 0 1-.107-.631l.328-1.845-1.36-1.304a.978.978 0 0 1-.017-1.37 1 1 0 0 1 .557-.278l1.878-.27.836-1.682a.966.966 0 0 1 1.304-.435.955.955 0 0 1 .37.32.309.309 0 0 1 .073.123l.836 1.69 1.87.27a.983.983 0 0 1 .64.377.967.967 0 0 1-.099 1.28l-1.353 1.303.328 1.853a.995.995 0 0 1-.188.755.926.926 0 0 1-.695.364c-.025.003-.05.005-.076.005l-.017-.033Zm-4.838-4.74.976.943a.96.96 0 0 1 .287.853l-.238 1.353 1.23-.648a.974.974 0 0 1 .902 0l1.214.632-.23-1.329a.95.95 0 0 1 .287-.877l.968-.935-1.353-.197a.944.944 0 0 1-.738-.54l-.607-1.223-.607 1.23a.991.991 0 0 1-.73.534l-1.36.196v.008Z" class="icon-base"/></svg></span> <a href="https://www.bankrate.com/credit-cards/pros-cons-being-an-authorized-user/" class="Card-link type-heading-four my-0 md:text-center ml-4 md:ml-0" data-linktype="recirculation" data-navheading=""> Pros and cons of being an authorized user on a credit card </a> </div> </article> </li> <li class="display-flex p-3 w-full sm:w-1/2 md:w-1/5" data-tracking-selector="hub-toolbar__item"> <article class="Card Card--accentedBottom hub-toolbar__card bg-white" data-card-component="" style="cursor: pointer;" > <div class="Card-body align-items-center justify-content-start md:justify-content-center flex-direction-row md:flex-direction-column" data-card-link-container=""> <span class="Card-icon Icon flex-shrink-0 Icon--md md:mb-4 "> <svg class="Icon-glyph" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false"><title>Add Card Icon</title><path d="M5.775 6.53C4.797 6.53 4 7.327 4 8.305v11.39c0 .978.797 1.775 1.775 1.775h16.45c.978 0 1.775-.797 1.775-1.775V8.305c0-.978-.797-1.775-1.775-1.775H5.775Z" fill="transparent" class="icon-offset"/><path fill-rule="evenodd" clip-rule="evenodd" d="M11.586 19.683h-7.24c-1.567 0-2.846-1.148-2.846-2.558V6.727c0-1.41 1.271-2.558 2.845-2.558h15.31c1.566 0 2.845 1.148 2.845 2.558v5.068c0 .36-.295.656-.656.656a.658.658 0 0 1-.656-.656V9.573H2.812v7.552c0 .689.689 1.246 1.533 1.246h7.24c.362 0 .657.295.657.656 0 .361-.295.656-.656.656ZM2.812 8.261h18.376V6.727c0-.688-.689-1.246-1.533-1.246H4.345c-.844 0-1.533.558-1.533 1.246v1.534Zm14.642 11.025c0 .3.245.545.545.545.3 0 .545-.245.545-.545v-2.18h2.18c.3 0 .546-.246.546-.546 0-.3-.245-.545-.545-.545h-2.18v-2.182a.547.547 0 0 0-1.09 0v2.182H15.27c-.3 0-.545.245-.545.545 0 .3.245.545.545.545h2.182v2.181Z" class="icon-base"/></svg></span> <a href="https://www.bankrate.com/credit-cards/building-credit/first-credit-card/" class="Card-link type-heading-four my-0 md:text-center ml-4 md:ml-0" data-linktype="recirculation" data-navheading=""> How to get a credit card for the first time </a> </div> </article> </li> <li class="display-flex p-3 w-full sm:w-1/2 md:w-1/5" data-tracking-selector="hub-toolbar__item"> <article class="Card Card--accentedBottom hub-toolbar__card bg-white" data-card-component="" style="cursor: pointer;" > <div class="Card-body align-items-center justify-content-start md:justify-content-center flex-direction-row md:flex-direction-column" data-card-link-container=""> <span class="Card-icon Icon flex-shrink-0 Icon--md md:mb-4 "> <svg class="Icon-glyph" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false"><title>Badge Icon</title><path d="M13.007 23.965c-.883 0-1.71-.335-2.336-.95l-.033-.033-.794-.793a1.549 1.549 0 0 0-1.095-.458H7.63a3.362 3.362 0 0 1-3.353-3.35v-1.128c0-.413-.156-.804-.458-1.095l-.782-.781a3.359 3.359 0 0 1-.023-4.736l.023-.022.782-.782c.29-.29.458-.681.458-1.094V7.548a3.36 3.36 0 0 1 3.353-3.273H8.75c.413 0 .805-.167 1.106-.458l.783-.781c1.307-1.307 3.431-1.318 4.739-.011l.793.792c.29.29.693.458 1.095.458h1.118a3.362 3.362 0 0 1 3.353 3.35v1.118c0 .413.157.804.458 1.105l.783.782a3.348 3.348 0 0 1 .011 4.735l-.794.793c-.29.29-.447.682-.447 1.095v1.117c0 .893-.346 1.73-.983 2.367a3.37 3.37 0 0 1-2.37.983h-1.128c-.414 0-.805.168-1.096.458l-.782.782a3.28 3.28 0 0 1-2.358.983h-.012l-.01.022Z" fill="transparent" class="icon-offset"/><path fill-rule="evenodd" clip-rule="evenodd" d="M9.665 22.008c.626.614 1.453.95 2.336.95l.011-.023h.011a3.28 3.28 0 0 0 2.359-.983l.782-.782c.29-.29.682-.457 1.095-.457h1.129a3.37 3.37 0 0 0 2.37-.983 3.319 3.319 0 0 0 .983-2.368v-1.117c0-.413.157-.804.447-1.094l.794-.793a3.348 3.348 0 0 0-.012-4.735l-.782-.782a1.545 1.545 0 0 1-.458-1.106V6.618a3.362 3.362 0 0 0-3.353-3.35h-1.118c-.402 0-.805-.168-1.095-.458l-.794-.793a3.354 3.354 0 0 0-4.739.011l-.782.782c-.302.29-.693.458-1.106.458H6.625A3.36 3.36 0 0 0 3.272 6.54v1.195c0 .413-.168.804-.458 1.095l-.783.781-.022.023a3.358 3.358 0 0 0 .022 4.735l.783.782c.301.29.458.681.458 1.094v1.128a3.362 3.362 0 0 0 3.353 3.35h1.118c.413 0 .804.168 1.095.459l.793.793.034.033Zm1.23-1.295-.023-.023h.011l-.771-.77a3.315 3.315 0 0 0-2.358-.972H6.636c-.86 0-1.565-.704-1.565-1.564v-1.128c0-.882-.346-1.72-.972-2.356l-.782-.782a1.563 1.563 0 0 1-.023-2.2l.794-.793A3.31 3.31 0 0 0 5.06 7.77V6.652c0-.86.704-1.564 1.565-1.564h1.118a3.36 3.36 0 0 0 2.369-.971l.782-.782a1.573 1.573 0 0 1 2.224 0l.783.782a3.314 3.314 0 0 0 2.358.971h1.118c.86 0 1.565.704 1.565 1.564v1.117c0 .893.346 1.73.972 2.367l.782.782a1.577 1.577 0 0 1 0 2.211l-.793.793a3.31 3.31 0 0 0-.973 2.357v1.117c0 .424-.167.815-.458 1.105a1.548 1.548 0 0 1-1.106.458h-1.13c-.871 0-1.732.346-2.357.972l-.783.782c-.302.29-.693.457-1.106.457-.414 0-.805-.167-1.096-.457Zm-.04-5.462h.006-.011.005Zm-.631-.257a.905.905 0 0 0 1.263 0l4.549-4.556a.896.896 0 0 0 0-1.262.898.898 0 0 0-1.263 0l-3.923 3.92-1.576-1.575a.898.898 0 0 0-1.263 0 .896.896 0 0 0 0 1.262l2.213 2.211Z" class="icon-base"/></svg></span> <a href="https://www.bankrate.com/credit-cards/building-credit/how-to-use-first-credit-card/" class="Card-link type-heading-four my-0 md:text-center ml-4 md:ml-0" data-linktype="recirculation" data-navheading=""> How to use your first credit card </a> </div> </article> </li> <li class="display-flex p-3 w-full sm:w-1/2 md:w-1/5" data-tracking-selector="hub-toolbar__item"> <article class="Card Card--accentedBottom hub-toolbar__card bg-white" data-card-component="" style="cursor: pointer;" > <div class="Card-body align-items-center justify-content-start md:justify-content-center flex-direction-row md:flex-direction-column" data-card-link-container=""> <span class="Card-icon Icon flex-shrink-0 Icon--md md:mb-4 "> <svg class="Icon-glyph" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false"><title>Credit Card Best Icon</title><path d="M6.04 6.53c-.959 0-1.74.797-1.74 1.775v11.39c0 .978.781 1.775 1.74 1.775h16.12c.958 0 1.74-.797 1.74-1.775V8.305c0-.978-.782-1.775-1.74-1.775H6.04Z" fill="transparent" class="icon-offset"/><path fill-rule="evenodd" clip-rule="evenodd" d="M11.586 19.376h-7.24c-1.567 0-2.846-1.148-2.846-2.559V6.42c0-1.41 1.271-2.557 2.845-2.557h15.31c1.566 0 2.845 1.147 2.845 2.558v5.067c0 .361-.295.656-.656.656a.658.658 0 0 1-.656-.656V9.265H2.812v7.552c0 .69.689 1.247 1.533 1.247h7.24c.362 0 .657.295.657.656 0 .36-.295.656-.656.656ZM2.812 7.953h18.376V6.42c0-.689-.689-1.247-1.533-1.247H4.345c-.844 0-1.533.558-1.533 1.247v1.533Zm13.866 12.185h-.009a.649.649 0 0 0 .46-.188l5.002-5.002a.658.658 0 0 0 0-.927.658.658 0 0 0-.927 0l-4.535 4.535-1.96-1.968a.658.658 0 0 0-.926 0 .658.658 0 0 0 0 .927l2.427 2.435c.121.12.29.186.46.188h-.009.017Z" class="icon-base"/></svg></span> <a href="https://www.bankrate.com/credit-cards/building-credit/best-for-no-credit-history/" class="Card-link type-heading-four my-0 md:text-center ml-4 md:ml-0" data-linktype="recirculation" data-navheading=""> See the best credit cards for no credit history</a> </div> </article> </li> </ul> </div> </section> <section id="Banner Card" class="section-wrapper bg-transparent py-0 gutter rounded-lg"> <div class="wrapper-narrow"> <div class="BannerCard Card Card--flat box-shadow-1 rounded-md pos-relative Card--imageLeft"> <div class="Card-imageContainer"> <img loading="lazy" class="Card-image" src="https://www.bankrate.com/f/102997/912x513/b431125f07/8-balance-transfer-credit-card-mistakes-to-avoid.webp?auto=webp&optimize=high" srcset="https://www.bankrate.com/f/102997/912x513/b431125f07/8-balance-transfer-credit-card-mistakes-to-avoid.webp?auto=webp&fit=crop&width=475&height=270 475w, https://www.bankrate.com/f/102997/912x513/b431125f07/8-balance-transfer-credit-card-mistakes-to-avoid.webp?auto=webp&fit=crop&width=400&height=220 400w, https://www.bankrate.com/f/102997/912x513/b431125f07/8-balance-transfer-credit-card-mistakes-to-avoid.webp?auto=webp&fit=crop&width=310&height=180 310w, https://www.bankrate.com/f/102997/912x513/b431125f07/8-balance-transfer-credit-card-mistakes-to-avoid.webp?auto=webp&fit=crop&width=230&height=150 230w, https://www.bankrate.com/f/102997/912x513/b431125f07/8-balance-transfer-credit-card-mistakes-to-avoid.webp?auto=webp&fit=crop&width=80&height=70 80w" alt="Bankrate's image file"> </div> <div class="Card-body flex-direction-column sm:flex-direction-row align-items-center justify-content-space-between p-8"> <a href="https://www.bankrate.com/credit-cards/building-credit/best-starter-credit-cards/" class="text-black pos-absolute w-full h-full" aria-label="Best starter credit cards" style="left:0" > </a> <div class="w-full mb-8 sm:mb-0"> <h3 class="BannerCard-title type-heading-four mt-0 mb-4"> Best starter credit cards </h3> <div class="BannerCard-copy type-body-one text-slate"> <p>If you’re looking for the best starter card to begin your credit journey, our experts break down which cards are best for you. </p></div> </div> <div class="display-flex align-items-center flex-direction-row-reverse w-full sm:w-auto sm:flex-direction-row m-0"> <div class="flex-1"> <div class="Card-arrow"> <span class="Icon Icon--xs fill-blue"> <svg class="Icon-glyph" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false"><title>Arrow Right Icon</title><path fill-rule="evenodd" clip-rule="evenodd" d="M12.29 18.69c.2.19.45.29.71.29V19c.25 0 .5-.09.7-.29l6.01-6c.18-.19.29-.44.29-.71 0-.27-.1-.52-.29-.71l-6.01-6a.996.996 0 1 0-1.41 1.41l4.3 4.3H4c-.55 0-1 .45-1 1s.45 1 1 1h12.58l-4.29 4.28a.996.996 0 0 0 0 1.41Z" class="icon-base"/></svg></span> </div> </div> </div> </div> </div></div> </section> <section id="Are you ready for your first credit card?" class="section-wrapper frame bg-transparent py-0 gutter"> <div class="wrapper"> <div class="section-title border-gray mb-6"> <h2 level="2" class="type-heading-two mb-4"> Are you ready for your first credit card? </h2> </div> <div id="carousel-fa759399-9faf-46c9-bd63-734b5ea7d1c2" class="ArticlesCardCarousel swiper "> <div class="ArticlesCardCarousel__cards display-flex swiper-wrapper"> <div class="swiper-slide mr-4 md:mr-6"> <div x-data="{ showSubcopy: 0, init(){ if (this.showSubcopy && this.$refs.subcopy != null) { const { height } = this.$refs.subcopy.getBoundingClientRect(); this.$refs.headline.style.setProperty('--translate-y', `${height}px`); } } }" class="ImageArticleCard pos-relative rounded-xl" > <a href="https://www.bankrate.com/credit-cards/building-credit/know-this-before-getting-your-first-card/" aria-label="Read more about what to know before getting your first credit card " class="pos-absolute w-full h-full z-layer-two" > </a> <img src="https://www.bankrate.com/f/102997/912x513/d1c9038608/what-to-know-before-getting-first-credit-card-1.webp?auto=webp&optimize=high" alt="young woman using a cell phone" class="w-full h-full rounded-xl" style="object-fit: cover;" loading="lazy"> <div class="ImageArticleCard__overlay pos-absolute z-layer-one w-full rounded-xl px-4 pt-6 display-flex flex-direction-column justify-content-flex-end align-items-flex-start"> <div class="Headline w-full text-white" x-ref="headline"> <span class="type-heading-five uppercase mb-2"> </span> <h4 class="type-heading-four text-crop-none ImageArticleCard__heading mb-5"> What to know before getting your first credit card </h4> </div> </div> </div> </div> <div class="swiper-slide mr-4 md:mr-6"> <div x-data="{ showSubcopy: 0, init(){ if (this.showSubcopy && this.$refs.subcopy != null) { const { height } = this.$refs.subcopy.getBoundingClientRect(); this.$refs.headline.style.setProperty('--translate-y', `${height}px`); } } }" class="ImageArticleCard pos-relative rounded-xl" > <a href="https://www.bankrate.com/credit-cards/building-credit/ready-for-first-credit-card/" aria-label="Read more about are you ready for a credit card? " class="pos-absolute w-full h-full z-layer-two" > </a> <img src="https://www.bankrate.com/f/102997/912x513/fc11a0b9ba/are-you-ready-for-your-first-credit-card.webp?auto=webp&optimize=high" alt="a person inserting a credit card into a hand held card reader" class="w-full h-full rounded-xl" style="object-fit: cover;" loading="lazy"> <div class="ImageArticleCard__overlay pos-absolute z-layer-one w-full rounded-xl px-4 pt-6 display-flex flex-direction-column justify-content-flex-end align-items-flex-start"> <div class="Headline w-full text-white" x-ref="headline"> <span class="type-heading-five uppercase mb-2"> </span> <h4 class="type-heading-four text-crop-none ImageArticleCard__heading mb-5"> Are you ready for a credit card? </h4> </div> </div> </div> </div> <div class="swiper-slide mr-4 md:mr-6"> <div x-data="{ showSubcopy: 0, init(){ if (this.showSubcopy && this.$refs.subcopy != null) { const { height } = this.$refs.subcopy.getBoundingClientRect(); this.$refs.headline.style.setProperty('--translate-y', `${height}px`); } } }" class="ImageArticleCard pos-relative rounded-xl" > <a href="https://www.bankrate.com/credit-cards/building-credit/opening-credit-card-at-age-eighteen/" aria-label="Read more about why should open a credit card at 18 " class="pos-absolute w-full h-full z-layer-two" > </a> <img src="https://www.bankrate.com/f/102997/912x513/1292e81aa7/reasons-why-you-should-open-a-credit-card-at-age-18.webp?auto=webp&optimize=high" alt="young women on her phone and holding a credit card" class="w-full h-full rounded-xl" style="object-fit: cover;" loading="lazy"> <div class="ImageArticleCard__overlay pos-absolute z-layer-one w-full rounded-xl px-4 pt-6 display-flex flex-direction-column justify-content-flex-end align-items-flex-start"> <div class="Headline w-full text-white" x-ref="headline"> <span class="type-heading-five uppercase mb-2"> </span> <h4 class="type-heading-four text-crop-none ImageArticleCard__heading mb-5"> Why should open a credit card at 18 </h4> </div> </div> </div> </div> <div class="swiper-slide mr-4 md:mr-6"> <div x-data="{ showSubcopy: 0, init(){ if (this.showSubcopy && this.$refs.subcopy != null) { const { height } = this.$refs.subcopy.getBoundingClientRect(); this.$refs.headline.style.setProperty('--translate-y', `${height}px`); } } }" class="ImageArticleCard pos-relative rounded-xl" > <a href="https://www.bankrate.com/credit-cards/building-credit/first-credit-card-average-credit-limit/" aria-label="Read more about average credit limit on a first credit card " class="pos-absolute w-full h-full z-layer-two" > </a> <img src="https://www.bankrate.com/f/102997/912x513/19158d296b/average-credit-limit-on-a-first-credit-card.webp?auto=webp&optimize=high" alt="man looking at credit card and digital tablet" class="w-full h-full rounded-xl" style="object-fit: cover;" loading="lazy"> <div class="ImageArticleCard__overlay pos-absolute z-layer-one w-full rounded-xl px-4 pt-6 display-flex flex-direction-column justify-content-flex-end align-items-flex-start"> <div class="Headline w-full text-white" x-ref="headline"> <span class="type-heading-five uppercase mb-2"> </span> <h4 class="type-heading-four text-crop-none ImageArticleCard__heading mb-5"> Average credit limit on a first credit card </h4> </div> </div> </div> </div> <div class="swiper-slide mr-4 md:mr-6"> <div x-data="{ showSubcopy: 0, init(){ if (this.showSubcopy && this.$refs.subcopy != null) { const { height } = this.$refs.subcopy.getBoundingClientRect(); this.$refs.headline.style.setProperty('--translate-y', `${height}px`); } } }" class="ImageArticleCard pos-relative rounded-xl" > <a href="https://www.bankrate.com/credit-cards/building-credit/how-to-apply-and-qualify-for-first-card/" aria-label="Read more about how to qualify and apply for your first credit card " class="pos-absolute w-full h-full z-layer-two" > </a> <img src="https://www.bankrate.com/f/102997/912x513/e1e5a9321a/how-to-apply-for-first-credit-card.webp?auto=webp&optimize=high" alt="Teenage boy doing homework using laptop" class="w-full h-full rounded-xl" style="object-fit: cover;" loading="lazy"> <div class="ImageArticleCard__overlay pos-absolute z-layer-one w-full rounded-xl px-4 pt-6 display-flex flex-direction-column justify-content-flex-end align-items-flex-start"> <div class="Headline w-full text-white" x-ref="headline"> <span class="type-heading-five uppercase mb-2"> </span> <h4 class="type-heading-four text-crop-none ImageArticleCard__heading mb-5"> How to qualify and apply for your first credit card </h4> </div> </div> </div> </div> <div class="swiper-slide mr-4 md:mr-6"> <div x-data="{ showSubcopy: 0, init(){ if (this.showSubcopy && this.$refs.subcopy != null) { const { height } = this.$refs.subcopy.getBoundingClientRect(); this.$refs.headline.style.setProperty('--translate-y', `${height}px`); } } }" class="ImageArticleCard pos-relative rounded-xl" > <a href="https://www.bankrate.com/credit-cards/building-credit/should-i-apply-for-credit-cards-if-i-do-not-need-one/" aria-label="Read more about should i apply for a credit card even if i don't need one now?" class="pos-absolute w-full h-full z-layer-two" > </a> <img src="https://www.bankrate.com/f/102997/912x513/0ce248ae04/should-i-apply-for-credit-card-if-i-dont-need-one.webp?auto=webp&optimize=high" alt="Person in blue sweater using a blue laptop" class="w-full h-full rounded-xl" style="object-fit: cover;" loading="lazy"> <div class="ImageArticleCard__overlay pos-absolute z-layer-one w-full rounded-xl px-4 pt-6 display-flex flex-direction-column justify-content-flex-end align-items-flex-start"> <div class="Headline w-full text-white" x-ref="headline"> <span class="type-heading-five uppercase mb-2"> </span> <h4 class="type-heading-four text-crop-none ImageArticleCard__heading mb-5"> Should I apply for a credit card even if i don't need one now? </h4> </div> </div> </div> </div></div> <div class="swiper-controller min-w-max mt-6"> <button class="trsy-rounded Button Button--utility swipe-left" disabled="true" > <svg class="Icon w-4 h-4" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false"><title>Caret Left Icon</title><path d="M15.85 21a1.36 1.36 0 0 1-.938-.379L7.23 12.932c-.51-.51-.51-1.35 0-1.86l7.681-7.69a1.32 1.32 0 0 1 1.86 0c.51.511.51 1.35 0 1.861l-6.745 6.75 6.744 6.751c.51.51.51 1.35 0 1.86a1.29 1.29 0 0 1-.937.38l.016.016Z" class="icon-base"/></svg></button> <button class="Button Button--utility swipe-right" > <svg class="Icon w-4 h-4" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false"><title>Caret Right Icon</title><path d="M8.168 21a1.39 1.39 0 0 1-.938-.379c-.51-.51-.51-1.35 0-1.86l6.744-6.75L7.23 5.242c-.51-.51-.51-1.35 0-1.86a1.32 1.32 0 0 1 1.859 0l7.681 7.689c.51.51.51 1.35 0 1.86l-7.681 7.69A1.29 1.29 0 0 1 8.15 21h.017Z" class="icon-base"/></svg></button> </div> </div></div> </section> <section id="Tips on choosing a card for no credit history" class="section-wrapper frame bg-transparent py-0 gutter"> <div class="wrapper"> <div class="section-title border-gray mb-6"> <h2 level="2" class="type-heading-two mb-4"> Tips on choosing a card for no credit history </h2> </div> <ul id="link-list-8f330181-fe13-4083-bc47-3b7ae1a89f3b" class="List icon-list-wrapper mb-0 w-full display-grid gap-x-6 gap-y-4"> <li class=""> <div class="Card group h-full Card--accentedLeft Card--flat rounded box-shadow-1"> <div class="Card-body flex-direction-row align-items-center"> <span class="m-0 "> <a class="Card-link display-inline-flex m-0" href="https://www.bankrate.com/credit-cards/building-credit/apply-for-credit-card-with-no-credit/" > <span class="text-lg mt-1">How to get a credit card with no credit history </span> </a> </span> <svg class="Icon Icon--sm text-blue ml-auto mt-0" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false"><title>Caret Right Icon</title><path d="M8.168 21a1.39 1.39 0 0 1-.938-.379c-.51-.51-.51-1.35 0-1.86l6.744-6.75L7.23 5.242c-.51-.51-.51-1.35 0-1.86a1.32 1.32 0 0 1 1.859 0l7.681 7.689c.51.51.51 1.35 0 1.86l-7.681 7.69A1.29 1.29 0 0 1 8.15 21h.017Z" class="icon-base"/></svg></div> </div> </li> <li class=""> <div class="Card group h-full Card--accentedLeft Card--flat rounded box-shadow-1"> <div class="Card-body flex-direction-row align-items-center"> <span class="m-0 "> <a class="Card-link display-inline-flex m-0" href="https://www.bankrate.com/personal-finance/credit/5-ways-to-deal-with-limited-or-no-credit/" > <span class="text-lg mt-1">How to build credit when you have none </span> </a> </span> <svg class="Icon Icon--sm text-blue ml-auto mt-0" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false"><title>Caret Right Icon</title><path d="M8.168 21a1.39 1.39 0 0 1-.938-.379c-.51-.51-.51-1.35 0-1.86l6.744-6.75L7.23 5.242c-.51-.51-.51-1.35 0-1.86a1.32 1.32 0 0 1 1.859 0l7.681 7.689c.51.51.51 1.35 0 1.86l-7.681 7.69A1.29 1.29 0 0 1 8.15 21h.017Z" class="icon-base"/></svg></div> </div> </li> <li class=""> <div class="Card group h-full Card--accentedLeft Card--flat rounded box-shadow-1"> <div class="Card-body flex-direction-row align-items-center"> <span class="m-0 "> <a class="Card-link display-inline-flex m-0" href="https://www.bankrate.com/credit-cards/building-credit/how-to-choose-a-card-for-no-credit-history/" > <span class="text-lg mt-1">How to choose a credit card for no credit history </span> </a> </span> <svg class="Icon Icon--sm text-blue ml-auto mt-0" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false"><title>Caret Right Icon</title><path d="M8.168 21a1.39 1.39 0 0 1-.938-.379c-.51-.51-.51-1.35 0-1.86l6.744-6.75L7.23 5.242c-.51-.51-.51-1.35 0-1.86a1.32 1.32 0 0 1 1.859 0l7.681 7.689c.51.51.51 1.35 0 1.86l-7.681 7.69A1.29 1.29 0 0 1 8.15 21h.017Z" class="icon-base"/></svg></div> </div> </li> </ul></div> </section> <section id="Banner Card" class="section-wrapper bg-transparent py-0 gutter rounded-lg"> <div class="wrapper-narrow"> <div class="BannerCard Card Card--flat box-shadow-1 rounded-md pos-relative Card--imageLeft"> <div class="Card-imageContainer"> <img loading="lazy" class="Card-image" src="https://www.bankrate.com/f/102997/912x513/e28c5309d3/credit-card-tips-for-new-users.webp?auto=webp&optimize=high" srcset="https://www.bankrate.com/f/102997/912x513/e28c5309d3/credit-card-tips-for-new-users.webp?auto=webp&fit=crop&width=475&height=270 475w, https://www.bankrate.com/f/102997/912x513/e28c5309d3/credit-card-tips-for-new-users.webp?auto=webp&fit=crop&width=400&height=220 400w, https://www.bankrate.com/f/102997/912x513/e28c5309d3/credit-card-tips-for-new-users.webp?auto=webp&fit=crop&width=310&height=180 310w, https://www.bankrate.com/f/102997/912x513/e28c5309d3/credit-card-tips-for-new-users.webp?auto=webp&fit=crop&width=230&height=150 230w, https://www.bankrate.com/f/102997/912x513/e28c5309d3/credit-card-tips-for-new-users.webp?auto=webp&fit=crop&width=80&height=70 80w" alt="Bankrate's image file"> </div> <div class="Card-body flex-direction-column sm:flex-direction-row align-items-center justify-content-space-between p-8"> <a href="https://www.bankrate.com/credit-cards/building-credit/credit-card-tips-for-new-users/" class="text-black pos-absolute w-full h-full" aria-label="7 credit card tips for beginners " style="left:0" > </a> <div class="w-full mb-8 sm:mb-0"> <h3 class="BannerCard-title type-heading-four mt-0 mb-4"> 7 credit card tips for beginners </h3> <div class="BannerCard-copy type-body-one text-slate"> <p>Read these helpful tips from our team of credit card experts.</p></div> </div> <div class="display-flex align-items-center flex-direction-row-reverse w-full sm:w-auto sm:flex-direction-row m-0"> <div class="flex-1"> <div class="Card-arrow"> <span class="Icon Icon--xs fill-blue"> <svg class="Icon-glyph" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false"><title>Arrow Right Icon</title><path fill-rule="evenodd" clip-rule="evenodd" d="M12.29 18.69c.2.19.45.29.71.29V19c.25 0 .5-.09.7-.29l6.01-6c.18-.19.29-.44.29-.71 0-.27-.1-.52-.29-.71l-6.01-6a.996.996 0 1 0-1.41 1.41l4.3 4.3H4c-.55 0-1 .45-1 1s.45 1 1 1h12.58l-4.29 4.28a.996.996 0 0 0 0 1.41Z" class="icon-base"/></svg></span> </div> </div> </div> </div> </div></div> </section> <section id="Tips on choosing a card for no credit history" class="section-wrapper frame bg-transparent py-0 gutter"> <div class="wrapper"> <div class="section-title border-gray mb-6"> <h2 level="2" class="type-heading-two mb-4"> Bankrate's expert advice </h2> </div> <ul id="link-list-33300b9e-b838-4189-af0f-63af59ee303c" class="List icon-list-wrapper mb-0 w-full display-grid gap-x-6 gap-y-4"> <li class=""> <div class="Card group h-full Card--accentedLeft Card--flat rounded box-shadow-1"> <div class="Card-body flex-direction-row align-items-center"> <span class="m-0 "> <a class="Card-link display-inline-flex m-0" href="https://www.bankrate.com/credit-cards/building-credit/when-should-you-upgrade-starter-card-to-travel-card/" > <span class="text-lg mt-1">Gen zers: should you upgrade your starter card to a travel card? </span> </a> </span> <svg class="Icon Icon--sm text-blue ml-auto mt-0" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false"><title>Caret Right Icon</title><path d="M8.168 21a1.39 1.39 0 0 1-.938-.379c-.51-.51-.51-1.35 0-1.86l6.744-6.75L7.23 5.242c-.51-.51-.51-1.35 0-1.86a1.32 1.32 0 0 1 1.859 0l7.681 7.689c.51.51.51 1.35 0 1.86l-7.681 7.69A1.29 1.29 0 0 1 8.15 21h.017Z" class="icon-base"/></svg></div> </div> </li> <li class=""> <div class="Card group h-full Card--accentedLeft Card--flat rounded box-shadow-1"> <div class="Card-body flex-direction-row align-items-center"> <span class="m-0 "> <a class="Card-link display-inline-flex m-0" href="https://www.bankrate.com/credit-cards/building-credit/new-to-credit-cards-dont-buy-into-these-myths/" > <span class="text-lg mt-1">New to credit cards? Don’t buy into these myths </span> </a> </span> <svg class="Icon Icon--sm text-blue ml-auto mt-0" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false"><title>Caret Right Icon</title><path d="M8.168 21a1.39 1.39 0 0 1-.938-.379c-.51-.51-.51-1.35 0-1.86l6.744-6.75L7.23 5.242c-.51-.51-.51-1.35 0-1.86a1.32 1.32 0 0 1 1.859 0l7.681 7.689c.51.51.51 1.35 0 1.86l-7.681 7.69A1.29 1.29 0 0 1 8.15 21h.017Z" class="icon-base"/></svg></div> </div> </li> <li class=""> <div class="Card group h-full Card--accentedLeft Card--flat rounded box-shadow-1"> <div class="Card-body flex-direction-row align-items-center"> <span class="m-0 "> <a class="Card-link display-inline-flex m-0" href="https://www.bankrate.com/credit-cards/building-credit/tips-for-first-generation-credit-card-users/" > <span class="text-lg mt-1">Rethinking credit: tips for first-generation credit users </span> </a> </span> <svg class="Icon Icon--sm text-blue ml-auto mt-0" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false"><title>Caret Right Icon</title><path d="M8.168 21a1.39 1.39 0 0 1-.938-.379c-.51-.51-.51-1.35 0-1.86l6.744-6.75L7.23 5.242c-.51-.51-.51-1.35 0-1.86a1.32 1.32 0 0 1 1.859 0l7.681 7.689c.51.51.51 1.35 0 1.86l-7.681 7.69A1.29 1.29 0 0 1 8.15 21h.017Z" class="icon-base"/></svg></div> </div> </li> <li class=""> <div class="Card group h-full Card--accentedLeft Card--flat rounded box-shadow-1"> <div class="Card-body flex-direction-row align-items-center"> <span class="m-0 "> <a class="Card-link display-inline-flex m-0" href="https://www.bankrate.com/credit-cards/building-credit/credit-card-red-flags-for-first-card/" > <span class="text-lg mt-1">6 red flags when looking for first card </span> </a> </span> <svg class="Icon Icon--sm text-blue ml-auto mt-0" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false"><title>Caret Right Icon</title><path d="M8.168 21a1.39 1.39 0 0 1-.938-.379c-.51-.51-.51-1.35 0-1.86l6.744-6.75L7.23 5.242c-.51-.51-.51-1.35 0-1.86a1.32 1.32 0 0 1 1.859 0l7.681 7.689c.51.51.51 1.35 0 1.86l-7.681 7.69A1.29 1.29 0 0 1 8.15 21h.017Z" class="icon-base"/></svg></div> </div> </li> </ul></div> </section> <section id="Credit Card 101" class="section-wrapper frame bg-transparent py-0 gutter"> <div class="wrapper"> <div class="section-title border-gray mb-6"> <h2 level="2" class="type-heading-two mb-4"> Credit Card 101 </h2> </div> <div id="carousel-927340ad-e256-4058-92b3-8f7f7add279c" class="ArticlesCardCarousel swiper "> <div class="ArticlesCardCarousel__cards display-flex swiper-wrapper"> <div class="swiper-slide mr-4 md:mr-6"> <div x-data="{ showSubcopy: 0, init(){ if (this.showSubcopy && this.$refs.subcopy != null) { const { height } = this.$refs.subcopy.getBoundingClientRect(); this.$refs.headline.style.setProperty('--translate-y', `${height}px`); } } }" class="ImageArticleCard pos-relative rounded-xl" > <a href="https://www.bankrate.com/credit-cards/advice/list-of-credit-card-companies/" aria-label="Read more about list of credit card companies " class="pos-absolute w-full h-full z-layer-two" > </a> <img src="https://www.bankrate.com/f/102997/912x513/24dbf6fdf5/cards_list_of_credit_card_companies.webp?auto=webp&optimize=high" alt="design element of multiple golden credit cards" class="w-full h-full rounded-xl" style="object-fit: cover;" loading="lazy"> <div class="ImageArticleCard__overlay pos-absolute z-layer-one w-full rounded-xl px-4 pt-6 display-flex flex-direction-column justify-content-flex-end align-items-flex-start"> <div class="Headline w-full text-white" x-ref="headline"> <span class="type-heading-five uppercase mb-2"> </span> <h4 class="type-heading-four text-crop-none ImageArticleCard__heading mb-5"> List of credit card companies </h4> </div> </div> </div> </div> <div class="swiper-slide mr-4 md:mr-6"> <div x-data="{ showSubcopy: 0, init(){ if (this.showSubcopy && this.$refs.subcopy != null) { const { height } = this.$refs.subcopy.getBoundingClientRect(); this.$refs.headline.style.setProperty('--translate-y', `${height}px`); } } }" class="ImageArticleCard pos-relative rounded-xl" > <a href="https://www.bankrate.com/credit-cards/advice/different-types-of-credit-cards/" aria-label="Read more about 8 different types of credit cards " class="pos-absolute w-full h-full z-layer-two" > </a> <img src="https://www.bankrate.com/f/102997/912x513/ce31f084f2/10-different-types-of-credit-cards.webp?auto=webp&optimize=high" alt="women wearing hijab hands over her credit card to pay at a restaurant" class="w-full h-full rounded-xl" style="object-fit: cover;" loading="lazy"> <div class="ImageArticleCard__overlay pos-absolute z-layer-one w-full rounded-xl px-4 pt-6 display-flex flex-direction-column justify-content-flex-end align-items-flex-start"> <div class="Headline w-full text-white" x-ref="headline"> <span class="type-heading-five uppercase mb-2"> </span> <h4 class="type-heading-four text-crop-none ImageArticleCard__heading mb-5"> 8 different types of credit cards </h4> </div> </div> </div> </div> <div class="swiper-slide mr-4 md:mr-6"> <div x-data="{ showSubcopy: 0, init(){ if (this.showSubcopy && this.$refs.subcopy != null) { const { height } = this.$refs.subcopy.getBoundingClientRect(); this.$refs.headline.style.setProperty('--translate-y', `${height}px`); } } }" class="ImageArticleCard pos-relative rounded-xl" > <a href="https://www.bankrate.com/credit-cards/advice/how-to-choose-your-next-credit-card/" aria-label="Read more about how to choose the right credit card" class="pos-absolute w-full h-full z-layer-two" > </a> <img src="https://www.bankrate.com/f/102997/912x513/299defdbaa/how-to-pick-the-right-card.webp?auto=webp&optimize=high" alt="person holding up a phone and card in another hand" class="w-full h-full rounded-xl" style="object-fit: cover;" loading="lazy"> <div class="ImageArticleCard__overlay pos-absolute z-layer-one w-full rounded-xl px-4 pt-6 display-flex flex-direction-column justify-content-flex-end align-items-flex-start"> <div class="Headline w-full text-white" x-ref="headline"> <span class="type-heading-five uppercase mb-2"> </span> <h4 class="type-heading-four text-crop-none ImageArticleCard__heading mb-5"> How to choose the right credit card </h4> </div> </div> </div> </div> <div class="swiper-slide mr-4 md:mr-6"> <div x-data="{ showSubcopy: 0, init(){ if (this.showSubcopy && this.$refs.subcopy != null) { const { height } = this.$refs.subcopy.getBoundingClientRect(); this.$refs.headline.style.setProperty('--translate-y', `${height}px`); } } }" class="ImageArticleCard pos-relative rounded-xl" > <a href="https://www.bankrate.com/credit-cards/advice/how-long-to-wait-between-applications/" aria-label="Read more about how long should i wait between credit card applications? " class="pos-absolute w-full h-full z-layer-two" > </a> <img src="https://www.bankrate.com/f/102997/912x513/596c2843d3/how-long-should-you-wait-to-apply-for-another-credit-card.webp?auto=webp&optimize=high" alt="father checking phone and computer at breakfast table" class="w-full h-full rounded-xl" style="object-fit: cover;" loading="lazy"> <div class="ImageArticleCard__overlay pos-absolute z-layer-one w-full rounded-xl px-4 pt-6 display-flex flex-direction-column justify-content-flex-end align-items-flex-start"> <div class="Headline w-full text-white" x-ref="headline"> <span class="type-heading-five uppercase mb-2"> </span> <h4 class="type-heading-four text-crop-none ImageArticleCard__heading mb-5"> How long should I wait between credit card applications? </h4> </div> </div> </div> </div> <div class="swiper-slide mr-4 md:mr-6"> <div x-data="{ showSubcopy: 0, init(){ if (this.showSubcopy && this.$refs.subcopy != null) { const { height } = this.$refs.subcopy.getBoundingClientRect(); this.$refs.headline.style.setProperty('--translate-y', `${height}px`); } } }" class="ImageArticleCard pos-relative rounded-xl" > <a href="https://www.bankrate.com/credit-cards/advice/how-long-does-it-take-to-get-credit-card/" aria-label="Read more about how long does it take to get a credit card? " class="pos-absolute w-full h-full z-layer-two" > </a> <img src="https://www.bankrate.com/f/102997/800x450/e47ec439a6/how-long-does-it-take-to-get-a-credit-card.webp?auto=webp&optimize=high" alt="Young couple look at good news on smartphone" class="w-full h-full rounded-xl" style="object-fit: cover;" loading="lazy"> <div class="ImageArticleCard__overlay pos-absolute z-layer-one w-full rounded-xl px-4 pt-6 display-flex flex-direction-column justify-content-flex-end align-items-flex-start"> <div class="Headline w-full text-white" x-ref="headline"> <span class="type-heading-five uppercase mb-2"> </span> <h4 class="type-heading-four text-crop-none ImageArticleCard__heading mb-5"> How long does it take to get a credit card? </h4> </div> </div> </div> </div></div> <div class="swiper-controller min-w-max mt-6"> <button class="trsy-rounded Button Button--utility swipe-left" disabled="true" > <svg class="Icon w-4 h-4" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false"><title>Caret Left Icon</title><path d="M15.85 21a1.36 1.36 0 0 1-.938-.379L7.23 12.932c-.51-.51-.51-1.35 0-1.86l7.681-7.69a1.32 1.32 0 0 1 1.86 0c.51.511.51 1.35 0 1.861l-6.745 6.75 6.744 6.751c.51.51.51 1.35 0 1.86a1.29 1.29 0 0 1-.937.38l.016.016Z" class="icon-base"/></svg></button> <button class="Button Button--utility swipe-right" > <svg class="Icon w-4 h-4" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false"><title>Caret Right Icon</title><path d="M8.168 21a1.39 1.39 0 0 1-.938-.379c-.51-.51-.51-1.35 0-1.86l6.744-6.75L7.23 5.242c-.51-.51-.51-1.35 0-1.86a1.32 1.32 0 0 1 1.859 0l7.681 7.689c.51.51.51 1.35 0 1.86l-7.681 7.69A1.29 1.29 0 0 1 8.15 21h.017Z" class="icon-base"/></svg></button> </div> </div></div> </section> <section id="Banner Card" class="section-wrapper bg-transparent py-0 gutter rounded-lg"> <div class="wrapper-narrow"> <div class="BannerCard Card Card--flat box-shadow-1 rounded-md pos-relative Card--imageLeft"> <div class="Card-imageContainer"> <img loading="lazy" class="Card-image" src="https://www.bankrate.com/f/102997/2400x600/8b10ff6753/card_advice_hero.jpg?auto=webp&optimize=high" srcset="https://www.bankrate.com/f/102997/2400x600/8b10ff6753/card_advice_hero.jpg?auto=webp&fit=crop&width=475&height=270 475w, https://www.bankrate.com/f/102997/2400x600/8b10ff6753/card_advice_hero.jpg?auto=webp&fit=crop&width=400&height=220 400w, https://www.bankrate.com/f/102997/2400x600/8b10ff6753/card_advice_hero.jpg?auto=webp&fit=crop&width=310&height=180 310w, https://www.bankrate.com/f/102997/2400x600/8b10ff6753/card_advice_hero.jpg?auto=webp&fit=crop&width=230&height=150 230w, https://www.bankrate.com/f/102997/2400x600/8b10ff6753/card_advice_hero.jpg?auto=webp&fit=crop&width=80&height=70 80w" alt="Bankrate's image file"> </div> <div class="Card-body flex-direction-column sm:flex-direction-row align-items-center justify-content-space-between p-8"> <a href="https://www.bankrate.com/credit-cards/advice/credit-card-basics/" class="text-black pos-absolute w-full h-full" aria-label="Read more about credit card basics" style="left:0" > </a> <div class="w-full mb-8 sm:mb-0"> <h3 class="BannerCard-title type-heading-four mt-0 mb-4"> Read more about credit card basics </h3> <div class="BannerCard-copy type-body-one text-slate"> <p>Explore these helpful credit card 101 tips from our team of credit card experts. </p></div> </div> <div class="display-flex align-items-center flex-direction-row-reverse w-full sm:w-auto sm:flex-direction-row m-0"> <div class="flex-1"> <div class="Card-arrow"> <span class="Icon Icon--xs fill-blue"> <svg class="Icon-glyph" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false"><title>Arrow Right Icon</title><path fill-rule="evenodd" clip-rule="evenodd" d="M12.29 18.69c.2.19.45.29.71.29V19c.25 0 .5-.09.7-.29l6.01-6c.18-.19.29-.44.29-.71 0-.27-.1-.52-.29-.71l-6.01-6a.996.996 0 1 0-1.41 1.41l4.3 4.3H4c-.55 0-1 .45-1 1s.45 1 1 1h12.58l-4.29 4.28a.996.996 0 0 0 0 1.41Z" class="icon-base"/></svg></span> </div> </div> </div> </div> </div></div> </section> <section id="comparison" class="section-wrapper frame bg-transparent py-0 gutter"> <div class="wrapper"> <div class="section-title border-gray mb-6"> <h2 level="2" class="type-heading-two mb-4"> Credit cards compared </h2> </div> <div id="GridLayout--b786a7a2-aaab-422b-a030-5d8689efac0f" class="GridLayout display-grid grid-cols-12 gap-x-8 w-full GridLayout-row-gap"> <div id="GridLayout-item--e36e9370-bc82-430a-83e2-3393cb1a7d97" class="GridLayout-item"> <div x-data="{ showSubcopy: 0, init(){ if (this.showSubcopy && this.$refs.subcopy != null) { const { height } = this.$refs.subcopy.getBoundingClientRect(); this.$refs.headline.style.setProperty('--translate-y', `${height}px`); } } }" class="ImageArticleCard pos-relative rounded-xl" > <a href="https://www.bankrate.com/credit-cards/reviews/capital-one-platinum-secured-vs-discover-it-secured/" aria-label="Read more about capital one platinum secured vs. discover it secured " class="pos-absolute w-full h-full z-layer-two" > </a> <img src="https://www.bankrate.com/f/102997/912x513/75be5bde65/capital-one-platinum-secured-discover-secured.webp?auto=webp&optimize=high" alt="Woman paying with card for the public tarnsport" class="w-full h-full rounded-xl" style="object-fit: cover;" loading="lazy"> <div class="ImageArticleCard__overlay pos-absolute z-layer-one w-full rounded-xl px-4 pt-6 display-flex flex-direction-column justify-content-flex-end align-items-flex-start"> <div class="Headline w-full text-white" x-ref="headline"> <span class="type-heading-five uppercase mb-2"> 10 MIN READ</span> <h3 class="type-heading-four text-crop-none ImageArticleCard__heading mb-5"> Capital One Platinum Secured vs. Discover it Secured </h3> </div> </div> </div> </div> <div id="GridLayout-item--8ef00228-ddec-4ef2-b1c2-74d0013f4ec3" class="GridLayout-item"> <div x-data="{ showSubcopy: 0, init(){ if (this.showSubcopy && this.$refs.subcopy != null) { const { height } = this.$refs.subcopy.getBoundingClientRect(); this.$refs.headline.style.setProperty('--translate-y', `${height}px`); } } }" class="ImageArticleCard pos-relative rounded-xl" > <a href="https://www.bankrate.com/credit-cards/reviews/chase-freedom-student-vs-discover-it-student-chrome/" aria-label="Read more about chase freedom student vs. discover it student chrome " class="pos-absolute w-full h-full z-layer-two" > </a> <img src="https://www.bankrate.com/f/102997/912x513/60a5589716/discover-it-student-cash-back-vs-discover-it-student-chrome.webp?auto=webp&optimize=high" alt="college student who uses a wheelchair in the library" class="w-full h-full rounded-xl" style="object-fit: cover;" loading="lazy"> <div class="ImageArticleCard__overlay pos-absolute z-layer-one w-full rounded-xl px-4 pt-6 display-flex flex-direction-column justify-content-flex-end align-items-flex-start"> <div class="Headline w-full text-white" x-ref="headline"> <span class="type-heading-five uppercase mb-2"> 5 MIN READ</span> <h3 class="type-heading-four text-crop-none ImageArticleCard__heading mb-5"> Chase Freedom Student vs. Discover it Student Chrome </h3> </div> </div> </div> </div> <div id="GridLayout-item--b4a4e0f2-7bd3-43f0-838b-72fe6038dbfb" class="GridLayout-item"> <div class="SimpleCard bg-white p-8 h-full display-flex flex-direction-column Card Card--accentedBottom no-underline box-shadow-1 rounded-md " > <h3 class="SimpleCard-title type-heading-four mt-0 mb-4"> Credit card compare tool </h3> <div class="SimpleCard-copy type-body-one text-slate"><p>Compare up to 3 credit cards from our partners using the side-by-side card comparison tool below.</p></div> <div class="SimpleCard-footer w-full mb-0 mt-auto"> <a href="https://www.bankrate.com/credit-cards/tools/compare/" class="Button Button--secondary Button--normal w-full sm:w-auto"> <span class="display-flex align-items-center justify-content-center gap-x-2"> Compare Cards</span></a> </div> </div> </div> </div></div> </section> <section id="latest-articles-section" class="section-wrapper bg-transparent py-12 gutter"> <div class="wrapper"> <div class="hub-latest-articles" id="latest_articles"> <h2 class="type-heading-seven pb-4 border-gray border-solid border-b"> Latest New to Credit Card Advice</h2> <ul class="List mb-16 article-list"> <li class="mb-4 md:mb-8"> <article class="Card Card--imageLeft Card--flat Card--accentedBottom"> <div class="Card-imageContainer"> <img src="https://www.bankrate.com/2021/01/21165442/how_to_apply_cc_shutterstock_cropped.jpeg?auto=webp&fit=crop&width=230&height=150" alt="Man with glasses sitting at desk using laptop" class="Card-image" loading="lazy" width="230" height="150"> </div> <div class="Card-body"> <h2 class="type-heading-four mb-8"> <a class="Card-link" href="/credit-cards/news/how-to-apply-for-a-credit-card/" data-linktype="recirculation" data-navheading="Latest New to Credit Card Advice"> How to apply for a credit card and get approved</a> </h2> <p class="type-body-one text-black mb-8 text-slate"> Learn everything you need to do to apply for a credit card and increase your chances of approval.</p> <div class="Card-additional"> <span class="type-heading-six text-black uppercase"> 9 min read </span> <span class="type-body-two text-slate align-self-flex-end"> Nov 23, 2024</span> </div> </div> </article> </li> <li class="mb-4 md:mb-8"> <article class="Card Card--imageLeft Card--flat Card--accentedBottom"> <div class="Card-imageContainer"> <img src="https://www.bankrate.com/2020/10/29201200/Untitled-2020-10-29T170352.748.jpeg?auto=webp&fit=crop&width=230&height=150" alt="Person at computer with credit card" class="Card-image" loading="lazy" width="230" height="150"> </div> <div class="Card-body"> <h2 class="type-heading-four mb-8"> <a class="Card-link" href="/credit-cards/issuers/bank-of-america-purchase-protection-guide/" data-linktype="recirculation" data-navheading="Latest New to Credit Card Advice"> Bank of America Purchase Protection Guide</a> </h2> <p class="type-body-one text-black mb-8 text-slate"> Learn about bank of America purchase protection, how it works and how you can file a claim.</p> <div class="Card-additional"> <span class="type-heading-six text-black uppercase"> 4 min read </span> <span class="type-body-two text-slate align-self-flex-end"> Nov 22, 2024</span> </div> </div> </article> </li> <li class="mb-4 md:mb-8"> <article class="Card Card--imageLeft Card--flat Card--accentedBottom"> <div class="Card-imageContainer"> <img src="https://www.bankrate.com/2022/01/01162320/Which-rewards-credit-card-is-right-for-you.jpg?auto=webp&fit=crop&width=230&height=150" alt="Young woman relaxing in luxury hotel in the Maldives" class="Card-image" loading="lazy" width="230" height="150"> </div> <div class="Card-body"> <h2 class="type-heading-four mb-8"> <a class="Card-link" href="/credit-cards/rewards/choose-rewards-credit-card/" data-linktype="recirculation" data-navheading="Latest New to Credit Card Advice"> How to decide which rewards credit card is best for you</a> </h2> <p class="type-body-one text-black mb-8 text-slate"> Find a credit card that aligns with your spending pattern to reap the rewards.</p> <div class="Card-additional"> <span class="type-heading-six text-black uppercase"> 5 min read </span> <span class="type-body-two text-slate align-self-flex-end"> Nov 22, 2024</span> </div> </div> </article> </li> <li class="mb-4 md:mb-8"> <article class="Card Card--imageLeft Card--flat Card--accentedBottom"> <div class="Card-imageContainer"> <img src="https://www.bankrate.com/2020/09/22144753/Cards-How-to-add-and-remove-authorized-users-on-a-Chase-card.jpg?auto=webp&fit=crop&width=230&height=150" alt="A couple happily looking at a phone screen, both smiling" class="Card-image" loading="lazy" width="230" height="150"> </div> <div class="Card-body"> <h2 class="type-heading-four mb-8"> <a class="Card-link" href="/credit-cards/issuers/add-remove-authorized-user-chase/" data-linktype="recirculation" data-navheading="Latest New to Credit Card Advice"> How to add and remove authorized users on a Chase card</a> </h2> <p class="type-body-one text-black mb-8 text-slate"> A step-by-step guide to adding and removing authorized users on a Chase credit card</p> <div class="Card-additional"> <span class="type-heading-six text-black uppercase"> 4 min read </span> <span class="type-body-two text-slate align-self-flex-end"> Nov 21, 2024</span> </div> </div> </article> </li> <li class="mb-4 md:mb-8"> <article class="Card Card--imageLeft Card--flat Card--accentedBottom"> <div class="Card-imageContainer"> <img src="https://www.bankrate.com/2023/10/18133956/NEW_-Credit-cards_-Whats-the-difference-between-a-co-signer-and-an-authorized-user_.png?auto=webp&fit=crop&width=230&height=150" alt="Couple shopping online with credit card" class="Card-image" loading="lazy" width="230" height="150"> </div> <div class="Card-body"> <h2 class="type-heading-four mb-8"> <a class="Card-link" href="/credit-cards/advice/authorized-user-vs-cosigner-credit-card/" data-linktype="recirculation" data-navheading="Latest New to Credit Card Advice"> What’s the difference between a co-signer and an authorized user?</a> </h2> <p class="type-body-one text-black mb-8 text-slate"> What’s the difference between an authorized user and a credit card co-signer?</p> <div class="Card-additional"> <span class="type-heading-six text-black uppercase"> 5 min read </span> <span class="type-body-two text-slate align-self-flex-end"> Nov 21, 2024</span> </div> </div> </article> </li> <li class="mb-4 md:mb-8"> <article class="Card Card--imageLeft Card--flat Card--accentedBottom"> <div class="Card-imageContainer"> <img src="https://www.bankrate.com/brp/2023/03/30151740/Cards-5-tips-for-first-time-flyers.jpg?auto=webp&fit=crop&width=230&height=150" alt="Young woman with headphones looks at smartphone with airplane beneath her." class="Card-image" loading="lazy" width="230" height="150"> </div> <div class="Card-body"> <h2 class="type-heading-four mb-8"> <a class="Card-link" href="/credit-cards/travel/tips-for-first-time-flyers/" data-linktype="recirculation" data-navheading="Latest New to Credit Card Advice"> 5 tips for first-time flyers</a> </h2> <p class="type-body-one text-black mb-8 text-slate"> If you’re flying for the first time, these tips can help make your experience more smooth.</p> <div class="Card-additional"> <span class="type-heading-six text-black uppercase"> 5 min read </span> <span class="type-body-two text-slate align-self-flex-end"> Nov 20, 2024</span> </div> </div> </article> </li> <li class="mb-4 md:mb-8"> <article class="Card Card--imageLeft Card--flat Card--accentedBottom"> <div class="Card-imageContainer"> <img src="https://www.bankrate.com/brp/2024/11/04174308/Cards-6-Tips-On-How-To-Apply-For-A-Credit-Card-With-Bad-Credit.jpg?auto=webp&fit=crop&width=230&height=150" alt="Design element of a credit card with a pad lock" class="Card-image" loading="lazy" width="230" height="150"> </div> <div class="Card-body"> <h2 class="type-heading-four mb-8"> <a class="Card-link" href="/credit-cards/bad-credit/how-to-get-a-credit-card-with-bad-credit/" data-linktype="recirculation" data-navheading="Latest New to Credit Card Advice"> How to get a credit card with bad credit</a> </h2> <p class="type-body-one text-black mb-8 text-slate"> Learn how to get a credit card with bad credit and start rebuilding your credit.</p> <div class="Card-additional"> <span class="type-heading-six text-black uppercase"> 8 min read </span> <span class="type-body-two text-slate align-self-flex-end"> Nov 19, 2024</span> </div> </div> </article> </li> <li class="mb-4 md:mb-8"> <article class="Card Card--imageLeft Card--flat Card--accentedBottom"> <div class="Card-imageContainer"> <img src="https://www.bankrate.com/2022/12/05145544/GettyImages-1032614258.jpg?auto=webp&fit=crop&width=230&height=150" alt="Serious mid adult Asian woman listening on phone, sitting in office chair in dark room, holding paperwork, checking accounts, financial planning, money concerns, difficulty, debt" class="Card-image" loading="lazy" width="230" height="150"> </div> <div class="Card-body"> <h2 class="type-heading-four mb-8"> <a class="Card-link" href="/credit-cards/advice/what-happens-if-card-payment-is-returned/" data-linktype="recirculation" data-navheading="Latest New to Credit Card Advice"> What happens if my card payment is returned?</a> </h2> <p class="type-body-one text-black mb-8 text-slate"> Returned card payments can bring on a variety of fees and may harm your credit.</p> <div class="Card-additional"> <span class="type-heading-six text-black uppercase"> 3 min read </span> <span class="type-body-two text-slate align-self-flex-end"> Nov 19, 2024</span> </div> </div> </article> </li> <li class="mb-4 md:mb-8"> <article class="Card Card--imageLeft Card--flat Card--accentedBottom"> <div class="Card-imageContainer"> <img src="https://www.bankrate.com/2021/02/04161932/What-are-corporate-credit-cards-and-how-do-they-work.jpg?auto=webp&fit=crop&width=230&height=150" alt="business woman talking to colleagues in a meeting" class="Card-image" loading="lazy" width="230" height="150"> </div> <div class="Card-body"> <h2 class="type-heading-four mb-8"> <a class="Card-link" href="/credit-cards/business/what-is-corporate-card/" data-linktype="recirculation" data-navheading="Latest New to Credit Card Advice"> Guide to corporate credit cards</a> </h2> <p class="type-body-one text-black mb-8 text-slate"> What should you consider before getting a corporate credit card?</p> <div class="Card-additional"> <span class="type-heading-six text-black uppercase"> 6 min read </span> <span class="type-body-two text-slate align-self-flex-end"> Nov 19, 2024</span> </div> </div> </article> </li> <li class="mb-4 md:mb-8"> <article class="Card Card--imageLeft Card--flat Card--accentedBottom"> <div class="Card-imageContainer"> <img src="https://www.bankrate.com/2021/04/16152005/Untitled-4.jpeg?auto=webp&fit=crop&width=230&height=150" alt="Businesswoman standing at desk" class="Card-image" loading="lazy" width="230" height="150"> </div> <div class="Card-body"> <h2 class="type-heading-four mb-8"> <a class="Card-link" href="/credit-cards/issuers/close-discover-account/" data-linktype="recirculation" data-navheading="Latest New to Credit Card Advice"> How to close a Discover account</a> </h2> <p class="type-body-one text-black mb-8 text-slate"> Learn the steps needed to close a Discover account, as well as alternative options.</p> <div class="Card-additional"> <span class="type-heading-six text-black uppercase"> 6 min read </span> <span class="type-body-two text-slate align-self-flex-end"> Nov 19, 2024</span> </div> </div> </article> </li> <li class="mb-4 md:mb-8"> <article class="Card Card--imageLeft Card--flat Card--accentedBottom"> <div class="Card-imageContainer"> <img src="https://www.bankrate.com/2021/12/01163757/How-to-get-the-most-out-of-Capital-One-Experiences.jpeg?auto=webp&fit=crop&width=230&height=150" alt="Smiling mature woman sharing a meal with family in restaurant" class="Card-image" loading="lazy" width="230" height="150"> </div> <div class="Card-body"> <h2 class="type-heading-four mb-8"> <a class="Card-link" href="/credit-cards/issuers/maximizing-the-capital-one-entertainment-portal/" data-linktype="recirculation" data-navheading="Latest New to Credit Card Advice"> How to get the most out of Capital One Entertainment</a> </h2> <p class="type-body-one text-black mb-8 text-slate"> The Capital One Entertainment portal helps you to score access to exclusive experiences.</p> <div class="Card-additional"> <span class="type-heading-six text-black uppercase"> 4 min read </span> <span class="type-body-two text-slate align-self-flex-end"> Nov 19, 2024</span> </div> </div> </article> </li> <li class="mb-4 md:mb-8"> <article class="Card Card--imageLeft Card--flat Card--accentedBottom"> <div class="Card-imageContainer"> <img src="https://www.bankrate.com/2022/02/11133156/How-long-should-you-keep-a-secured-card.jpg?auto=webp&fit=crop&width=230&height=150" alt="Woman using credit card for contactless payment at checkout" class="Card-image" loading="lazy" width="230" height="150"> </div> <div class="Card-body"> <h2 class="type-heading-four mb-8"> <a class="Card-link" href="/credit-cards/building-credit/how-long-to-keep-secured-card/" data-linktype="recirculation" data-navheading="Latest New to Credit Card Advice"> How long should you keep a secured card?</a> </h2> <p class="type-body-one text-black mb-8 text-slate"> A secured credit card can help start off your credit journey and build credit history.</p> <div class="Card-additional"> <span class="type-heading-six text-black uppercase"> 3 min read </span> <span class="type-body-two text-slate align-self-flex-end"> Nov 19, 2024</span> </div> </div> </article> </li> <li class="mb-4 md:mb-8"> <article class="Card Card--imageLeft Card--flat Card--accentedBottom"> <div class="Card-imageContainer"> <img src="https://www.bankrate.com/2022/01/25161208/how-to-redeem-rewards.jpg?auto=webp&fit=crop&width=230&height=150" alt="family snorkeling in the ocean" class="Card-image" loading="lazy" width="230" height="150"> </div> <div class="Card-body"> <h2 class="type-heading-four mb-8"> <a class="Card-link" href="/credit-cards/rewards/how-to-redeem-credit-card-rewards/" data-linktype="recirculation" data-navheading="Latest New to Credit Card Advice"> How to redeem credit card rewards</a> </h2> <p class="type-body-one text-black mb-8 text-slate"> You can redeem card rewards for cash back, points or miles and gift cards.</p> <div class="Card-additional"> <span class="type-heading-six text-black uppercase"> 7 min read </span> <span class="type-body-two text-slate align-self-flex-end"> Nov 19, 2024</span> </div> </div> </article> </li> <li class="mb-4 md:mb-8"> <article class="Card Card--imageLeft Card--flat Card--accentedBottom"> <div class="Card-imageContainer"> <img src="https://www.bankrate.com/2021/05/05151952/Amex-business-gold-worth-it.jpg?auto=webp&fit=crop&width=230&height=150" alt="manager working on a laptop in a warehouse" class="Card-image" loading="lazy" width="230" height="150"> </div> <div class="Card-body"> <h2 class="type-heading-four mb-8"> <a class="Card-link" href="/credit-cards/reviews/is-amex-gold-business-worth-it/" data-linktype="recirculation" data-navheading="Latest New to Credit Card Advice"> Is the Amex Business Gold worth it?</a> </h2> <p class="type-body-one text-black mb-8 text-slate"> The Amex Business Gold card has a lucrative rewards scheme and a generous welcome bonus, but is it worth it?</p> <div class="Card-additional"> <span class="type-heading-six text-black uppercase"> 5 min read </span> <span class="type-body-two text-slate align-self-flex-end"> Nov 19, 2024</span> </div> </div> </article> </li> <li class="mb-4 md:mb-8"> <article class="Card Card--imageLeft Card--flat Card--accentedBottom"> <div class="Card-imageContainer"> <img src="https://www.bankrate.com/brp/2024/11/18142615/Cards-How-I-use-my-Prime-card-year-round-to-pay-for-holiday-spending.jpg?auto=webp&fit=crop&width=230&height=150" alt="Illustration showing a Prime Visa card" class="Card-image" loading="lazy" width="230" height="150"> </div> <div class="Card-body"> <h2 class="type-heading-four mb-8"> <a class="Card-link" href="/credit-cards/advice/prime-visa-holiday-gift-giving/" data-linktype="recirculation" data-navheading="Latest New to Credit Card Advice"> How my Amazon Prime Visa card helps pay for my holiday gift giving</a> </h2> <p class="type-body-one text-black mb-8 text-slate"> Here’s how I use my Prime Visa card to get ahead with holiday gift giving.</p> <div class="Card-additional"> <span class="type-heading-six text-black uppercase"> 3 min read </span> <span class="type-body-two text-slate align-self-flex-end"> Nov 18, 2024</span> </div> </div> </article> </li> <li class="mb-4 md:mb-8"> <article class="Card Card--imageLeft Card--flat Card--accentedBottom"> <div class="Card-imageContainer"> <img src="https://www.bankrate.com/2005/04/23121953/Untitled-15.png?auto=webp&fit=crop&width=230&height=150" alt="Man looking over his bills in the kitchen" class="Card-image" loading="lazy" width="230" height="150"> </div> <div class="Card-body"> <h2 class="type-heading-four mb-8"> <a class="Card-link" href="/credit-cards/advice/the-high-cost-of-ignoring-your-bills/" data-linktype="recirculation" data-navheading="Latest New to Credit Card Advice"> What happens if you miss a credit card payment?</a> </h2> <p class="type-body-one text-black mb-8 text-slate"> Here’s how to minimize (and prevent) the damage of missing a payment.</p> <div class="Card-additional"> <span class="type-heading-six text-black uppercase"> 5 min read </span> <span class="type-body-two text-slate align-self-flex-end"> Nov 15, 2024</span> </div> </div> </article> </li> <li class="mb-4 md:mb-8"> <article class="Card Card--imageLeft Card--flat Card--accentedBottom"> <div class="Card-imageContainer"> <img src="https://www.bankrate.com/2020/10/05105209/GettyImages-1210335030.jpg?auto=webp&fit=crop&width=230&height=150" alt="Businesswoman in wheelchair" class="Card-image" loading="lazy" width="230" height="150"> </div> <div class="Card-body"> <h2 class="type-heading-four mb-8"> <a class="Card-link" href="/credit-cards/advice/why-is-good-credit-so-important/" data-linktype="recirculation" data-navheading="Latest New to Credit Card Advice"> Why is good credit so important?</a> </h2> <p class="type-body-one text-black mb-8 text-slate"> Here’s what you need to do to get your score within a good credit range.</p> <div class="Card-additional"> <span class="type-heading-six text-black uppercase"> 7 min read </span> <span class="type-body-two text-slate align-self-flex-end"> Nov 10, 2024</span> </div> </div> </article> </li> <li class="mb-4 md:mb-8"> <article class="Card Card--imageLeft Card--flat Card--accentedBottom"> <div class="Card-imageContainer"> <img src="https://www.bankrate.com/2024/01/18105748/How-To-Choose-A-Cash-Back-Credit-Card-_-Bankrate.png?auto=webp&fit=crop&width=230&height=150" alt="man paying with credit card" class="Card-image" loading="lazy" width="230" height="150"> </div> <div class="Card-body"> <h2 class="type-heading-four mb-8"> <a class="Card-link" href="/credit-cards/cash-back/how-to-choose-a-cash-back-credit-card/" data-linktype="recirculation" data-navheading="Latest New to Credit Card Advice"> How to choose a cash back credit card</a> </h2> <p class="type-body-one text-black mb-8 text-slate"> Discover tips and resources for comparing cash back cards and maximizing rewards.</p> <div class="Card-additional"> <span class="type-heading-six text-black uppercase"> 8 min read </span> <span class="type-body-two text-slate align-self-flex-end"> Nov 08, 2024</span> </div> </div> </article> </li> <li class="mb-4 md:mb-8"> <article class="Card Card--imageLeft Card--flat Card--accentedBottom"> <div class="Card-imageContainer"> <img src="https://www.bankrate.com/brp/2023/01/15122409/Cards-How-To-Upgrade-Or-Downgrade-Your-Capital-One-Credit-Card.jpg?auto=webp&fit=crop&width=230&height=150" alt="Design element including person holding credit card in front of a laptop" class="Card-image" loading="lazy" width="230" height="150"> </div> <div class="Card-body"> <h2 class="type-heading-four mb-8"> <a class="Card-link" href="/credit-cards/issuers/how-to-upgrade-or-downgrade-capital-one-card/" data-linktype="recirculation" data-navheading="Latest New to Credit Card Advice"> How to upgrade or downgrade your Capital One credit card</a> </h2> <p class="type-body-one text-black mb-8 text-slate"> Upgrading or downgrading your Capital One card can be a smart financial move.</p> <div class="Card-additional"> <span class="type-heading-six text-black uppercase"> 6 min read </span> <span class="type-body-two text-slate align-self-flex-end"> Nov 08, 2024</span> </div> </div> </article> </li> <li class="mb-4 md:mb-8"> <article class="Card Card--imageLeft Card--flat Card--accentedBottom"> <div class="Card-imageContainer"> <img src="https://www.bankrate.com/2021/04/01131810/bank-of-america-vs-chase1.jpg?auto=webp&fit=crop&width=230&height=150" alt="Selective focus of young woman holding credit card and using laptop near tabby cat on bed" class="Card-image" loading="lazy" width="230" height="150"> </div> <div class="Card-body"> <h2 class="type-heading-four mb-8"> <a class="Card-link" href="/credit-cards/issuers/bank-of-america-vs-chase/" data-linktype="recirculation" data-navheading="Latest New to Credit Card Advice"> Issuer comparison: Bank of America vs. Chase</a> </h2> <p class="type-body-one text-black mb-8 text-slate"> Bank of America and Chase offer some of the best rewards credit cards on the market.</p> <div class="Card-additional"> <span class="type-heading-six text-black uppercase"> 8 min read </span> <span class="type-body-two text-slate align-self-flex-end"> Nov 07, 2024</span> </div> </div> </article> </li> </ul> <div class="hub-pagination text-center"> <nav role="navigation" arial-label="Pagination"> <ul class="Pagination" data-testcafe="pagination-list"> <li class="Pagination-item" data-testcafe="pagination-previous-disabled"> <span class="Pagination-link backward nav" data-pagination="previous"> <span class="visually-hidden">Previous Page</span> <span class="Icon Icon--xs fill-blue"> <svg class="Icon-glyph" xmlns="http://www.w3.org/2000/svg" width="6" height="10" viewBox="0 0 6 10"> <path fill-rule="evenodd" d="M4.8 0L0 5l1.2 1.25L4.8 10 6 8.75 2.401 5 6 1.25 4.8 0z"/> </svg> </span> </span> </li> <li class="Pagination-item" data-testcafe="pagination-current-page"> <span class="Pagination-link is-active">1</span> </li> <li class="Pagination-item " data-testcafe="pagination-page-number-2" data-tagular-enabled data-tagular-element-type="LINK" data-tagular-location="SECTION" data-tagular-position="LATEST ARTICLES" data-tagular-text="2" data-tagular-action-outcome="INTERNALLINK"> <a class="Pagination-link" href="https://www.bankrate.com/credit-cards/advice/?page=2" aria-label="Goto Page 2">2</a> </li> <li class="Pagination-item " data-testcafe="pagination-page-number-3" data-tagular-enabled data-tagular-element-type="LINK" data-tagular-location="SECTION" data-tagular-position="LATEST ARTICLES" data-tagular-text="3" data-tagular-action-outcome="INTERNALLINK"> <a class="Pagination-link" href="https://www.bankrate.com/credit-cards/advice/?page=3" aria-label="Goto Page 3">3</a> </li> <li class="Pagination-item display-none sm:display-inline-block" data-testcafe="pagination-page-number-4" data-tagular-enabled data-tagular-element-type="LINK" data-tagular-location="SECTION" data-tagular-position="LATEST ARTICLES" data-tagular-text="4" data-tagular-action-outcome="INTERNALLINK"> <a class="Pagination-link" href="https://www.bankrate.com/credit-cards/advice/?page=4" aria-label="Goto Page 4">4</a> </li> <li class="Pagination-item display-none sm:display-inline-block" data-testcafe="pagination-page-number-5" data-tagular-enabled data-tagular-element-type="LINK" data-tagular-location="SECTION" data-tagular-position="LATEST ARTICLES" data-tagular-text="5" data-tagular-action-outcome="INTERNALLINK"> <a class="Pagination-link" href="https://www.bankrate.com/credit-cards/advice/?page=5" aria-label="Goto Page 5">5</a> </li> <li class="Pagination-item display-none sm:display-inline-block" data-testcafe="pagination-page-number-6" data-tagular-enabled data-tagular-element-type="LINK" data-tagular-location="SECTION" data-tagular-position="LATEST ARTICLES" data-tagular-text="6" data-tagular-action-outcome="INTERNALLINK"> <a class="Pagination-link" href="https://www.bankrate.com/credit-cards/advice/?page=6" aria-label="Goto Page 6">6</a> </li> <li class="Pagination-item display-none sm:display-inline-block" data-testcafe="pagination-page-number-7" data-tagular-enabled data-tagular-element-type="LINK" data-tagular-location="SECTION" data-tagular-position="LATEST ARTICLES" data-tagular-text="7" data-tagular-action-outcome="INTERNALLINK"> <a class="Pagination-link" href="https://www.bankrate.com/credit-cards/advice/?page=7" aria-label="Goto Page 7">7</a> </li> <li class="Pagination-item display-none sm:display-inline-block" data-testcafe="pagination-page-number-8" data-tagular-enabled data-tagular-element-type="LINK" data-tagular-location="SECTION" data-tagular-position="LATEST ARTICLES" data-tagular-text="8" data-tagular-action-outcome="INTERNALLINK"> <a class="Pagination-link" href="https://www.bankrate.com/credit-cards/advice/?page=8" aria-label="Goto Page 8">8</a> </li> <li class="Pagination-item display-none sm:display-inline-block" data-testcafe="pagination-page-number-9" data-tagular-enabled data-tagular-element-type="LINK" data-tagular-location="SECTION" data-tagular-position="LATEST ARTICLES" data-tagular-text="9" data-tagular-action-outcome="INTERNALLINK"> <a class="Pagination-link" href="https://www.bankrate.com/credit-cards/advice/?page=9" aria-label="Goto Page 9">9</a> </li> <li class="Pagination-item display-none sm:display-inline-block" data-testcafe="pagination-page-number-10" data-tagular-enabled data-tagular-element-type="LINK" data-tagular-location="SECTION" data-tagular-position="LATEST ARTICLES" data-tagular-text="10" data-tagular-action-outcome="INTERNALLINK"> <a class="Pagination-link" href="https://www.bankrate.com/credit-cards/advice/?page=10" aria-label="Goto Page 10">10</a> </li> <li class="Pagination-item display-none sm:display-inline-block"> <span class="mr-2" data-pagination="item">...</span> </li> <li class="Pagination-item display-none sm:display-inline-block" data-testcafe="pagination-page-number-19" data-tagular-enabled data-tagular-element-type="LINK" data-tagular-location="SECTION" data-tagular-position="LATEST ARTICLES" data-tagular-text="19" data-tagular-action-outcome="INTERNALLINK"> <a class="Pagination-link" href="https://www.bankrate.com/credit-cards/advice/?page=19" aria-label="Goto Page 19">19</a> </li> <li class="Pagination-item display-none sm:display-inline-block" data-testcafe="pagination-page-number-20" data-tagular-enabled data-tagular-element-type="LINK" data-tagular-location="SECTION" data-tagular-position="LATEST ARTICLES" data-tagular-text="20" data-tagular-action-outcome="INTERNALLINK"> <a class="Pagination-link" href="https://www.bankrate.com/credit-cards/advice/?page=20" aria-label="Goto Page 20">20</a> </li> <li class="Pagination-item" data-testcafe="pagination-next" data-tagular-enabled data-tagular-element-type="LINK" data-tagular-location="SECTION" data-tagular-position="LATEST ARTICLES" data-tagular-text="NEXT PAGE" data-tagular-action-outcome="INTERNALLINK"> <a class="Pagination-link forward nav" href="https://www.bankrate.com/credit-cards/advice/?page=2" rel="next" aria-label="Next Page" data-pagination="next"> <span class="visually-hidden">Next Page</span> <span class="Icon Icon--xs fill-blue"> <svg class="Icon-glyph" xmlns="http://www.w3.org/2000/svg" width="6" height="10" viewBox="0 0 6 10"> <path fill-rule="evenodd" d="M4.8 6.25L1.2 10 0 8.75 3.6 5 0 1.25 1.2 0 6 5 4.8 6.25z"/> </svg> </span> </a> </li> </ul> </nav> </div> </div></div> </section> <section id="partner-logos" class="section-wrapper bg-gray-light py-16"> <div class="wrapper"> <div class="w-full"> <div class="text-center mb-8 type-heading-six uppercase"> The trusted provider of accurate rates and financial information </div> <div class="display-flex flex-wrap justify-content-space-around align-items-center align-content-center -m-3"> <div class="display-flex justify-content-center w-1/2 sm:w-1/3 md:w-auto p-3"> <svg width="52" height="28" class="w-auto h-auto" viewBox="0 0 52 28" xmlns="http://www.w3.org/2000/svg" focusable="false" fill="currentColor"> <title>Wall Street Journal</title> <path d="M9.02641 0.866112V1.40466L9.52637 1.51961C10.2948 1.71172 10.4106 2.1731 10.7176 3.63363L11.5176 7.73962L9.2878 19.7332L6.25102 4.66347C5.90459 3.01005 5.78964 1.78022 7.02026 1.51095L7.59659 1.39599V0.866112H0.416016V1.40466L1.14667 1.59755C1.87733 1.78967 2.18439 2.13531 2.68435 4.40365L7.56588 27.5067H8.82563L12.0931 10.0544L15.7149 27.5067H16.7148L21.405 5.11777C21.9436 2.54315 22.1743 1.81092 23.0978 1.57472L23.8277 1.38182V0.866112H18.5525V1.40466L19.3595 1.55819C20.513 1.78888 20.7815 2.51875 20.2429 5.47916L17.3675 19.7332L14.4544 4.66347C14.1394 3.16437 13.9544 1.78022 15.2236 1.54953L16.0692 1.39599V0.857451L9.02641 0.866112ZM43.2318 0.938548V1.47709L44.1923 1.70778C45.0371 1.89989 45.3836 2.20775 45.3836 3.28404V21.9283C45.3836 24.0038 45.3836 26.7335 43.2302 26.7335C42.0004 26.7335 41.0414 25.6572 41.117 24.9265C41.1933 23.7353 43.2696 23.8117 43.3845 21.8898C43.5003 20.5513 42.6539 19.9214 41.8083 19.8135C40.617 19.66 39.1565 20.6591 39.1171 22.6582C39.0793 25.2328 40.7705 27.5775 43.6522 27.5775C46.841 27.5775 48.9274 25.4265 48.9274 21.3126L48.9282 3.32184C48.9282 2.24554 49.1975 1.89911 49.9659 1.70778L50.806 1.46843V0.929887L43.2318 0.938548ZM30.28 0.77478C27.0125 0.77478 25.1677 3.5045 25.1677 7.07904C25.1677 13.7297 33.7403 16.3051 33.7403 22.3023C33.7403 25.147 32.5483 26.7225 30.8272 26.7225C28.2526 26.7225 26.4062 23.6101 25.9456 18.6506H25.3693V27.4153H25.8307C26.2149 26.1556 26.7149 26.032 27.1377 26.032C27.8683 26.032 28.636 27.5673 30.8657 27.5673C34.2868 27.5673 36.5157 24.6085 36.5173 20.5316C36.5173 12.5361 27.9447 10.5756 27.9447 4.84771C27.9447 3.54072 28.3289 1.6196 30.2516 1.6196C33.0199 1.6196 34.212 5.2713 34.6726 9.69224H35.2489V0.9291H34.7875C34.5954 1.77471 34.2497 2.15893 33.7498 2.15893C32.8656 2.15893 32.4113 0.775568 30.2902 0.775568L30.28 0.77478ZM36.4685 8.3136V8.40808L36.4866 8.39706L36.4771 8.31832L36.4685 8.3136Z" class="icon-base"></path> </svg></div> <div class="display-flex justify-content-center w-1/2 sm:w-1/3 md:w-auto p-3"> <svg width="108" height="20" class="w-auto h-auto" viewBox="0 0 108 20" xmlns="http://www.w3.org/2000/svg" focusable="false" fill="currentColor"> <title>Usa Today</title> <g fill="#151515"> <circle cx="10.335" cy="10" r="9.641"></circle> <g transform="translate(23.972 4.222)"> <path d="M.2687256 7.2555912L.2687256.4030884 3.3254793.4030884 3.3254793 6.3486423C3.3254793 7.5243168 3.4598421 8.6664006 5.0050143 8.6664006 6.5501865 8.6664006 6.6845493 7.5243168 6.6845493 6.3486423L6.6845493.4030884 9.741303.4030884 9.741303 7.2220005C9.741303 9.8756658 8.061768 11.3200659 5.0050143 11.3200659 1.8810792 11.3536566.2687256 9.8756658.2687256 7.2555912zM10.5474798 9.7748937L12.0254706 7.725861C12.5629218 8.397675 13.5034614 8.9687169 14.5447731 8.9687169 15.3509499 8.9687169 15.8212197 8.6328099 15.8212197 7.9945866 15.8212197 7.2555912 15.1494057 7.0204563 13.9737312 6.6845493 12.428559 6.2142795 11.0513403 5.4081027 11.0513403 3.5606142 11.0513403 1.5451722 12.7308753.1679535 15.0822243.1679535 16.7281686.1679535 17.9374338.671814 18.7436106 1.4108094L17.3663919 3.4598421C16.9297128 2.9559816 16.1907174 2.5193025 15.2501778 2.5193025 14.444001 2.5193025 14.108094 2.8552095 14.108094 3.2582979 14.108094 3.9301119 14.9142708 4.0980654 15.787629 4.4003817 17.5343454 4.9378329 18.8779734 5.7440097 18.8779734 7.725861 18.8779734 9.7748937 17.3999826 11.3200659 14.7127266 11.3200659 12.7308753 11.3536566 11.2192938 10.5138891 10.5474798 9.7748937zM22.9760388.4030884L26.3351088.4030884 30.3324021 11.1185217 27.1412856 11.1185217 26.6374251 9.5733495 22.6065411 9.5733495 22.1026806 11.1185217 18.9787455 11.1185217C19.0123362 11.1185217 22.9760388.4030884 22.9760388.4030884zM25.864839 7.1548191L25.0250715 4.5683352C24.857118 4.0644747 24.7227552 3.4262514 24.6555738 2.9559816L24.5548017 2.9559816C24.4876203 3.4262514 24.3532575 4.0644747 24.185304 4.5683352L23.3455365 7.1548191 25.864839 7.1548191zM34.7663745 2.8888002L32.1127092 2.8888002 32.1127092.4030884 40.4767935.4030884 40.4767935 2.8888002 37.8231282 2.8888002 37.8231282 11.1185217 34.7663745 11.1185217 34.7663745 2.8888002zM40.6783377 5.7776004C40.6783377 3.1239351 42.5594169.2015442 46.5567102.2015442 50.5540035.2015442 52.4350827 3.1575258 52.4350827 5.7776004 52.4350827 8.397675 50.5540035 11.3200659 46.5567102 11.3200659 42.5594169 11.3536566 40.6783377 8.4312657 40.6783377 5.7776004zM49.3111476 5.7776004C49.3111476 3.8629305 48.0682917 2.8552095 46.5567102 2.8552095 45.0787194 2.8552095 43.8358635 3.8629305 43.8358635 5.7776004 43.8358635 7.6922703 45.0787194 8.6664006 46.5567102 8.6664006 48.034701 8.6664006 49.3111476 7.6922703 49.3111476 5.7776004zM53.5435758.4030884L57.5072784.4030884C61.3030275.4030884 63.4528323 2.4185304 63.4528323 5.7776004 63.4528323 9.069489 61.2358461 11.1521124 57.5072784 11.1521124L53.5435758 11.1521124 53.5435758.4030884zM56.6339202 8.6664006L57.3057342 8.6664006C59.2875855 8.6664006 60.3288972 7.725861 60.3288972 5.7776004 60.3288972 3.8293398 59.2875855 2.8888002 57.3057342 2.8888002L56.6339202 2.8888002 56.6339202 8.6664006z" class="icon-base"></path> <path d="M4.1652468,0.0671814 L7.5243168,0.0671814 L11.5216101,10.7826147 L8.3304936,10.7826147 L7.8266331,9.2374425 L3.7957491,9.2374425 L3.2918886,10.7826147 L0.1679535,10.7826147 C0.2015442,10.7826147 4.1652468,0.0671814 4.1652468,0.0671814 Z M7.054047,6.8189121 L6.2142795,4.2324282 C6.046326,3.7285677 5.9119632,3.0903444 5.8447818,2.6200746 L5.7440097,2.6200746 C5.6768283,3.0903444 5.5424655,3.7285677 5.374512,4.2324282 L4.5347445,6.8189121 L7.054047,6.8189121 Z" transform="translate(62.848 .336)" class="icon-base"></path> <path d="M75.8478006,7.3227726 L71.8505073,0.4366791 L75.2095773,0.4366791 L76.6539774,3.0903444 C76.9562937,3.6613863 77.3929728,4.5011538 77.4937449,5.0721957 L77.5609263,5.0721957 C77.6616984,4.5011538 78.0647868,3.6613863 78.4006938,3.0903444 L79.8450939,0.4366791 L83.1033918,0.4366791 L79.1060985,7.3227726 L79.1060985,11.1521124 L75.8813913,11.1521124 L75.8813913,7.3227726 L75.8478006,7.3227726 Z" class="icon-base"></path> </g> </g> </svg></div> <div class="display-flex justify-content-center w-1/2 sm:w-1/3 md:w-auto p-3"> <svg width="200" height="29" class="w-auto h-auto" viewBox="0 0 200 29" xmlns="http://www.w3.org/2000/svg" xmlns:xlink="http://www.w3.org/1999/xlink" focusable="false" fill="currentColor"> <title>New York Times</title> <g stroke="none" stroke-width="1" fill="none" fill-rule="evenodd"> <g fill="#000000"> <path d="M12.2095676,0.809958807 C12.7624184,0.85860382 13.6299273,1.13020515 14.2836041,1.70212187 C14.9778819,2.37538237 15.1362259,3.39726546 14.892958,4.32591228 C14.6767575,5.15287751 14.4341663,5.58291295 13.5886496,6.15482967 C12.7339977,6.73046233 11.7007013,6.68181731 11.7007013,6.68181731 L11.7007013,10.2666846 L13.4472227,11.6777278 L11.7003629,13.0847172 L11.7007013,17.9677983 C11.7007013,17.9677983 13.4506061,16.9661839 14.5360072,14.7237839 C14.5360072,14.7237839 14.5806684,14.6014958 14.6828476,14.3707698 C14.7792751,14.9710627 14.7241254,16.1875259 14.0433813,17.7488957 C13.5304548,18.9244835 12.5976459,20.0561557 11.4276593,20.7007021 C9.35429949,21.8485893 7.799618,21.9583784 6.13260697,21.613134 C4.18105032,21.2121504 2.40813825,20.1166242 1.19822726,18.2066318 C0.347973813,16.8645023 -0.0326609366,15.2997544 0.00218828929,13.6160964 C0.0705333731,10.310938 2.53298644,7.46047534 5.37539758,6.39805473 C5.72152144,6.2683347 5.85922664,6.18320592 6.35016088,6.13827685 C6.12381008,6.29265721 5.86227172,6.49129101 5.5415235,6.70208607 C4.62597005,7.30237905 3.8416933,8.49857344 3.50707306,9.41911276 L9.0240777,6.96152614 L9.0240777,14.6629777 L4.57488041,16.8891626 C5.08205507,17.5904616 6.62218785,18.65322 7.93969159,18.8032088 C10.1812073,19.0504876 11.4963427,18.0735336 11.4963427,18.0735336 L11.4960043,13.0847172 L9.75895652,11.6777278 L11.4970194,10.2707383 L11.4970194,6.68181731 C10.5496618,6.57236603 9.39862229,6.2602272 8.72566006,6.0940234 C7.73634805,5.85046052 4.43717522,4.92586745 3.91849693,4.84884618 C3.40049533,4.77182491 2.76102895,4.79614741 2.37430405,5.14105407 C1.9872408,5.48967667 1.74769466,6.1021309 1.91246722,6.65344106 C2.00551127,6.96557989 2.22069678,7.14833651 2.38343928,7.32670156 C2.38343928,7.32670156 2.19329108,7.31048655 1.8478439,7.10340743 C1.22495627,6.73046233 0.751277476,6.00044931 0.694097678,5.10051656 C0.621015806,3.92053717 1.1075516,2.85777875 2.0823149,2.14431855 C2.92918492,1.60077809 3.88703112,1.25215549 5.00085299,1.41025179 C6.62557127,1.6413156 8.81024556,2.55780117 10.7560504,3.02398255 C11.5098764,3.20673916 12.0935163,3.26754543 12.6233599,2.95912253 C12.8703495,2.78075748 13.3044423,2.3226836 12.9495216,1.71428312 C12.535391,1.00048511 11.7413023,1.01670011 11.0686784,0.891033829 C11.6475816,0.769421296 11.7744598,0.769421296 12.2095676,0.809958807 M5.6494546,16.1223281 L5.6494546,8.685046 L3.40929222,9.68260658 C3.40861554,9.68260658 2.83817093,10.959876 2.93798182,12.8131159 C3.0168155,14.2609807 3.82748293,15.9929458 4.45037055,16.7189051 L5.6494546,16.1223281" class="icon-base"></path> <path d="M33.7489206,7.78571429 C33.7489206,7.78571429 31.9952613,8.87019356 30.8158588,9.58899717 C29.6368072,10.3031402 28.0547931,11.0907769 28.0547931,11.0907769 L28.0547931,18.6222614 L27,19.4876937 L27.139703,19.6551158 L28.1688722,18.8079672 L31.3943276,21.7857143 L37,17.2499021 L36.8673172,17.0860651 L33.7692794,19.5690745 L31.2230335,17.1337463 L31.2233845,16.2256518 L36.3379901,12.3817554 L33.7489206,7.78571429 Z M33.8233353,14.0043515 L31.2230335,15.9503195 L31.2230335,9.47714344 L33.8233353,14.0043515 L33.8233353,14.0043515 Z" class="icon-base"></path> <path d="M19.5876231,23.6600535 C20.3274144,23.838209 21.6323681,23.9379899 23.2057916,23.166328 C24.9478465,22.3128388 25.823813,20.501591 25.8121711,18.6451139 L25.8859033,16.013177 L25.8862561,10.264209 L27,9.4314356 L26.8701749,9.26950743 L25.7740703,10.0777672 L23.244598,7.32567887 L19.9996766,10.0529083 L19.9996766,0.785714286 L15.9447597,3.85268215 C16.1253859,3.96454724 16.6997207,4.06812603 16.7166544,4.85981322 L16.7166544,17.8409973 L15,19.0887764 L15.1174776,19.2627888 L15.9465236,18.6571981 L18.2555049,20.7584664 L21.8902543,17.9280035 L21.7583125,17.7664205 L20.9038659,18.4293248 L19.9996766,17.5506314 L20.0081435,10.31807 L21.0672056,9.43523349 L22.6466265,11.3542031 C22.6466265,11.3542031 22.6434514,16.0380359 22.6476848,17.5924082 C22.6360429,19.250014 22.6303984,21.3181371 21.7403204,22.3166366 C20.8505953,23.3203151 20.4939291,23.399035 19.5876231,23.6600535" class="icon-base"></path> <path d="M43.9202456,23.721405 C42.5012309,23.5558642 41.9051482,22.6748626 41.9213517,21.9798738 C41.9316944,21.5347844 42.3264397,20.661901 43.1893634,20.5433046 C44.0515976,20.4204727 44.9331381,20.83556 45.6774658,21.7296213 L48.9550588,18.0224259 L48.7971607,17.878063 L47.9166544,18.8868381 C47.022358,17.8445313 45.7529673,17.1873098 44.4890926,16.9970614 L44.4890926,5.70075726 L53.0024915,21.5774932 C53.0024915,21.5774932 53.0841986,21.7592704 53.4341257,21.7592704 C53.7354422,21.7592704 53.6630435,21.5090179 53.6630435,21.5090179 L53.6616645,5.53098091 C54.3532446,5.50133182 55.4095762,5.11165804 55.9222281,4.57373879 C57.5615417,2.84914992 56.8916813,0.967844424 56.7120635,0.785714286 C56.6117396,1.60777067 55.994282,2.43406263 54.963807,2.43829822 C53.6116749,2.44218083 52.7873639,1.42140494 52.7873639,1.42140494 L49.5121841,5.24296116 L49.6683585,5.387324 L50.6067837,4.28995462 C51.7527518,5.3700287 52.5894741,5.47168273 53.454811,5.53098091 L53.4541215,14.8019697 L47.1388854,3.05669357 C46.5679699,2.08674469 45.6967721,1.23468625 44.3322288,1.2219795 C42.76359,1.21350833 41.6407205,2.62889952 41.5066105,3.84910086 C41.354918,5.22601882 41.522814,5.54368767 41.522814,5.54368767 C41.522814,5.54368767 41.7538004,4.01005307 42.6808487,4.02275983 C43.5134338,4.03546658 43.9467918,4.8194027 44.2805154,5.40850192 L44.2805154,8.81073526 C43.4220735,8.87003345 41.1863324,8.97168748 41.0498091,11.352792 C41.0398112,12.2383821 41.5769407,13.1663281 42.0475323,13.4797614 C42.6525787,13.8867305 43.1242046,13.8782593 43.1242046,13.8782593 C43.1242046,13.8782593 42.399528,13.4843499 42.6167241,12.7046494 C42.8108216,12.005425 44.2305258,11.8910642 44.2818944,12.1833195 L44.2815497,16.9840017 C43.5985885,16.9758835 41.4111132,17.052124 40.4244222,18.9715498 C39.8297185,20.1324529 39.8645388,21.4292478 40.5002684,22.344134 C41.0184364,23.0899499 42.0847659,24.0433094 43.9202456,23.721405" class="icon-base"></path> <path d="M61.7492716,7.78571429 C61.7492716,7.78571429 59.9949103,8.87019356 58.8158588,9.58899717 C57.6364562,10.3031402 56.0551441,11.0907769 56.0551441,11.0907769 L56.0551441,18.6222614 L55,19.4876937 L55.139703,19.6551158 L56.1688722,18.8079672 L59.3943276,21.7857143 L65,17.2499021 L64.8673172,17.0860651 L61.7696304,19.5690745 L59.2226824,17.1337463 L59.2233845,16.2256518 L64.3379901,12.3817554 L61.7492716,7.78571429 Z M61.8236863,14.0043515 L59.2226824,15.9503195 L59.2226824,9.47714344 L61.8236863,14.0043515 L61.8236863,14.0043515 Z" class="icon-base"></path> <path d="M70.0457371,21.7696476 L67.3426403,19.544928 L66.1550728,20.3988539 L66.03459,20.2306667 L67.2421804,19.3565721 L67.2421804,13.1391167 C67.3005231,10.5787065 64.8739499,11.2148778 65.0051347,8.498245 C65.0631322,7.30418453 66.2306767,6.40103316 66.8196273,6.10191982 C67.4503499,5.78571429 68.132856,5.78571429 68.132856,5.78571429 C68.132856,5.78571429 67.0264159,6.47111115 67.2949995,7.45562135 C67.708922,8.9740916 70.3305462,9.10946175 70.3799131,11.1324935 L70.3799131,18.1871244 L72.3159242,19.7220031 L72.8247831,19.3278572 L72.8247831,11.6907244 L71.7808284,10.6648511 L74.4683903,8.30954721 L76.9232717,10.463847 L75.9866814,11.4692096 L75.9866814,18.2363499 L78.2858673,20.1158072 L78.6946114,19.8566896 L78.6946114,11.7112351 L77.6489307,10.7427915 L80.3416708,8.30544508 L82.8590377,10.3653959 L83.8643273,9.48309704 L84,9.63897783 L81.7370626,11.6086819 L81.7370626,18.2483144 L75.9459451,21.7857143 L72.9839309,19.4628855 L70.0457371,21.7696476" class="icon-base"></path> <path d="M186.749149,7.78571429 C186.749149,7.78571429 184.994911,8.87019356 183.816644,9.58899717 C182.636622,10.3031402 181.05507,11.0907769 181.05507,11.0907769 L181.05507,18.6222614 L180,19.4876937 L180.140746,19.6551158 L181.169843,18.8079672 L184.395072,21.7857143 L190,17.2499021 L189.867678,17.0860651 L186.769857,19.5690745 L184.223088,17.1337463 L184.223088,16.2256518 L189.338388,12.3817554 L186.749149,7.78571429 Z M186.823909,14.0043515 L184.223088,15.9503195 L184.223088,9.47714344 L186.823909,14.0043515 L186.823909,14.0043515 Z" class="icon-base"></path> <path d="M152.20926,0.809958807 C152.762461,0.85860382 153.629987,1.13020515 154.283677,1.70212187 C154.978308,2.37538237 155.135978,3.39726546 154.893044,4.32591228 C154.676162,5.15287751 154.434243,5.58291295 153.587694,6.15482967 C152.734039,6.73046233 151.700384,6.68181731 151.700384,6.68181731 L151.700384,10.2666846 L153.447617,11.6777278 L151.700384,13.0847172 L151.700384,17.9677983 C151.700384,17.9677983 153.450324,16.9661839 154.536086,14.7237839 C154.536086,14.7237839 154.581086,14.6014958 154.682252,14.3707698 C154.778682,14.9710627 154.724546,16.1875259 154.043111,17.7488957 C153.530174,18.9244835 152.597008,20.0561557 151.427336,20.7007021 C149.354272,21.8485893 147.799559,21.9583784 146.132852,21.613134 C144.180579,21.2121504 142.408307,20.1166242 141.198372,18.2066318 C140.347763,16.8645023 139.966443,15.2997544 140.002308,13.6160964 C140.070316,10.310938 142.532481,7.46047534 145.375627,6.39805473 C145.721082,6.2683347 145.858451,6.18320592 146.350411,6.13827685 C146.123717,6.29265721 145.861835,6.49129101 145.541418,6.70208607 C144.626185,7.30237905 143.841892,8.49857344 143.506588,9.41911276 L149.023367,6.96152614 L149.023367,14.6629777 L144.574756,16.8891626 C145.082279,17.5904616 146.621766,18.65322 147.940312,18.8032088 C150.181197,19.0504876 151.496359,18.0735336 151.496359,18.0735336 L151.496359,13.0847172 L149.759614,11.6777278 L151.496359,10.2707383 L151.496359,6.68181731 C150.549321,6.57236603 149.398596,6.2602272 148.725958,6.0940234 C147.735949,5.85046052 144.436371,4.92586745 143.918359,4.84884618 C143.400346,4.77182491 142.760529,4.79614741 142.374134,5.14105407 C141.986725,5.48967667 141.747512,6.1021309 141.91195,6.65344106 C142.005334,6.96557989 142.220185,7.14833651 142.38327,7.32670156 C142.38327,7.32670156 142.192441,7.31048655 141.847325,7.10340743 C141.224086,6.73046233 140.750398,6.00044931 140.693555,5.10051656 C140.62081,3.92053717 141.107018,2.85777875 142.081801,2.14431855 C142.929026,1.60077809 143.886554,1.25215549 145.000737,1.41025179 C146.62515,1.6413156 148.809869,2.55780117 150.756052,3.02398255 C151.510231,3.20673916 152.093545,3.26754543 152.623061,2.95912253 C152.870056,2.78075748 153.304157,2.3226836 152.949568,1.71428312 C152.53509,1.00048511 151.741324,1.01670011 151.068686,0.891033829 C151.647601,0.769421296 151.774482,0.769421296 152.20926,0.809958807 M145.64969,16.1223281 L145.64969,8.685046 L143.409482,9.68260658 C143.409482,9.68260658 142.838011,10.959876 142.937823,12.8131159 C143.01632,14.2609807 143.827343,15.9929458 144.450243,16.7189051 L145.64969,16.1223281" class="icon-base"></path> <path d="M193.380777,22.7692291 C193.018983,22.8754347 191.447793,22.4943242 191.070625,20.8670918 C190.703707,19.280156 191.805487,18.20649 193.470286,16.5174467 L191.505188,14.7218564 L191.505188,11.2945942 C191.505188,11.2945942 192.948947,10.5730114 194.080792,9.86782045 C195.212294,9.15887303 196.370103,8.39221265 196.370103,8.39221265 C196.370103,8.39221265 197.214289,9.45802426 198.168482,9.37196706 C199.662462,9.24083227 199.59311,8.0640342 199.549722,7.78571429 C199.804583,8.24058806 200.487175,9.593257 197.862034,12.6185774 L200,14.3445024 L200,18.7965965 C200,18.7965965 197.516297,20.087796 195.16754,21.8014271 C195.16754,21.8014271 193.856677,20.1619009 192.718342,20.9449531 C191.949658,21.4732487 192.301203,22.3669459 193.380777,22.7692291 M191.533202,19.3375275 C191.533202,19.3375275 192.66163,17.4726133 194.599739,17.8742136 C196.459612,18.2597635 197.104624,20.2233703 197.104624,20.2233703 L197.104624,15.7019523 L195.807768,14.5739882 C194.383141,16.0052015 191.847508,18.0750137 191.533202,19.3375275 M194.410472,9.89240822 L194.410472,13.4549031 L195.596636,14.487931 C195.596636,14.487931 198.173607,12.4259732 199.109351,10.5156399 C199.109351,10.5156399 197.951543,12.0855009 196.391968,11.6060393 C195.086914,11.208537 194.410472,9.89240822 194.410472,9.89240822" class="icon-base"></path> <path d="M112.878708,10.9367307 L113.859099,10.0119333 L114,10.1745664 L113.045354,11.0822446 L113.045354,18.4763445 C113.045354,18.4763445 111.231735,19.4614161 109.965716,20.1936218 C108.701088,20.9254707 107.349484,21.7857143 107.349484,21.7857143 L104.022139,18.9132427 L103.142292,19.6968061 L103,19.5338164 L103.925074,18.7078114 L103.925074,10.7569784 L103.937251,10.7569784 C103.937251,10.7569784 105.50699,10.0290525 106.830413,9.26296501 C108.015023,8.57783738 109.339838,7.78571429 109.339838,7.78571429 L112.878708,10.9367307 Z M107.081947,17.4531112 L109.8937,20.0605907 L109.8937,12.079799 L107.081947,9.41275866 L107.081947,17.4531112 L107.081947,17.4531112 Z" class="icon-base"></path> <path d="M119.251969,10.1355408 L121.353726,7.90230598 C121.353726,7.90230598 121.643003,8.16571686 121.913248,8.30389961 C122.067576,8.38162741 122.70357,8.72312593 123.287314,8.39026383 C123.603581,8.20889897 123.64891,8.16139865 123.995627,7.81990012 C124.066563,9.55690051 123.265168,10.7793141 122.26481,11.2845448 C121.855116,11.4918189 120.659599,11.8894542 119.408719,10.303951 L119.408719,18.3300659 L120.739531,19.5528393 L121.849926,18.597795 L121.978301,18.7665651 L118.499711,21.7857143 L115.853311,19.2811519 L114.901049,20.2135256 L114.744992,20.0407972 L116.195183,18.6802009 L116.207294,11.7509116 L115.094823,10.2175868 L114.138756,11.0945435 L114,10.9347697 L117.369939,7.78571429 L119.251969,10.1355408" class="icon-base"></path> <path d="M128,13.6077288 L132.027731,7.79887018 C132.027731,7.79887018 132.558809,8.42181933 133.483983,8.66538107 C134.741932,8.98965597 135.839947,7.78571429 135.839947,7.78571429 C135.629811,9.33953153 134.835525,11.1024207 133.195314,11.3712276 C131.750538,11.610167 130.406526,10.4961831 130.406526,10.4961831 L130.145111,10.89726 L135.737031,19.2718727 L136.855486,18.299048 L137,18.4608298 L133.162324,21.7857143 L128,13.6077288" class="icon-base"></path> <path d="M124.66331,5.81691244 C124.66331,4.56240115 124.148866,3.78992934 123.47635,3.84538521 L127.838267,0.785714286 L127.838267,18.1032313 L127.838979,18.1032313 L128.990337,19.3147287 L129.862934,18.5593203 L130,18.7217775 L126.485047,21.7857143 L124.104364,19.5536156 L123.150951,20.3904304 L123,20.2279731 L124.66331,18.7814992 L124.66331,5.81691244" class="icon-base"></path> <path d="M90.0333011,5.57751737 C90.0329558,4.42830614 89.5715123,3.7867884 88.8240845,3.76966728 C87.7485344,3.74450973 87.4932899,5.2798196 87.4932899,5.2798196 C87.4932899,5.2798196 87.2977981,4.09706495 88.2762931,3.02297698 C88.8265022,2.42338851 89.8530066,1.58026089 91.4580423,1.97055246 C93.1155775,2.37726632 93.5863466,3.6774229 93.5863466,4.82663414 L93.5863466,20.6605218 C93.5863466,20.6605218 94.2125419,20.7363439 94.6422093,20.8331306 C95.1406097,20.9376043 95.6127602,21.0721274 95.6127602,21.0721274 L95.6127602,1.97893831 L95.8186137,1.97893831 L95.8186137,4.55409393 L99.217269,1.78571429 L101.706853,4.0257852 L102.86806,3.01074761 L103,3.17007881 L101.786639,4.22704567 L101.786639,18.9498078 C101.72654,19.909988 101.573532,20.8869398 100.676895,21.4494908 C98.6770763,22.6490171 96.2645146,21.265002 94.1154868,20.9505325 C92.5204675,20.7111863 90.0163769,20.4054521 89.3877639,21.8855551 C89.1826011,22.3719346 89.1967622,23.1228178 89.920358,23.6133902 C91.3723851,24.5955832 97.838465,21.9652207 100.056226,23.0096088 C102.078149,23.9614031 102.070551,25.4677119 101.758316,26.5037141 C101.23263,28.4457378 98.8090159,28.7857143 98.8090159,28.7857143 C98.8090159,28.7857143 99.9944006,28.0889897 99.6566074,26.9355855 C99.4852931,26.3527688 99.0939642,26.1888952 97.8249947,26.3314547 C95.0535709,26.6504665 91.7405728,28.0089747 89.5148681,27.0659156 C88.3674765,26.5833797 87.5561512,25.1319284 87.6349005,23.7063334 C87.6918901,21.6549442 90.0333011,20.84536 90.0333011,20.84536 L90.0326104,13.2572114 C89.9656044,12.9553207 88.7163222,13.0349863 88.4431173,13.592995 C88.0279564,14.436472 88.959478,14.8222212 88.959478,14.8222212 C88.959478,14.8222212 88.187182,14.9396232 87.5399178,14.184547 C87.2249204,13.8152201 86.5662583,12.5234493 87.4224845,11.3281159 C88.1260476,10.3424288 88.9694944,10.1705188 90.0333011,10.0531169 L90.0333011,5.57751737 Z M95.8186137,21.1308284 C95.8186137,21.1308284 96.8050527,21.3949827 97.5238131,20.7988884 C98.3227043,20.1322131 98.2384287,19.1971905 98.2384287,19.1971905 L98.2384287,13.2994901 C98.2384287,13.2994901 97.7756037,12.6953593 97.0395738,12.6953593 C96.3038892,12.6953593 95.8186137,13.3204548 95.8186137,13.3204548 L95.8186137,21.1308284 Z M98.2384287,5.64879712 L96.6064524,4.19769518 L95.8186137,4.82663414 L95.8186137,10.2921137 C95.8186137,10.2921137 96.3038892,10.9126668 97.0395738,10.9126668 C97.7756037,10.9126668 98.2384287,10.3172712 98.2384287,10.3172712 L98.2384287,5.64879712 Z M98.2384287,10.6443195 C98.2384287,10.6443195 97.771459,11.1813635 97.0357744,11.1813635 C96.3000899,11.1813635 95.8186137,10.6401266 95.8186137,10.6401266 L95.8186137,12.9724419 C95.8186137,12.9724419 96.3000899,12.4312049 97.0357744,12.4312049 C97.771459,12.4312049 98.2384287,12.942742 98.2384287,12.942742 L98.2384287,10.6443195 L98.2384287,10.6443195 Z" class="icon-base"></path> <polygon points="162 10.930822 162.135272 11.095159 163.175586 10.1606725 164.720315 11.9820744 164.720315 18.2380529 163.970265 18.9516216 166.377137 21.7857143 168.846975 19.250023 167.831916 18.1555241 167.831916 10.589174 168.446348 10.0785039 170.153681 12.1550607 170.153681 18.3937406 169.511918 19.0600984 171.778328 21.7165198 174.202152 19.1898382 173.311295 18.2160693 173.288461 10.6194466 173.943025 10.06553 175.723702 12.1074895 175.723702 18.3119325 175.137985 18.921349 177.640343 21.7637306 181 18.5321297 180.857463 18.3724777 180.04168 19.1552409 178.790328 17.7100842 178.790328 10.6280959 179.998434 9.67198607 179.872849 9.49863935 178.663359 10.4551096 176.377574 7.78571429 173.10856 10.4767329 170.819316 7.88085677 167.662394 10.4551096 165.352046 7.89383074"></polygon> <polygon points="155 10.6928042 155.136027 10.8581158 156.015532 10.0616478 157.391035 11.7676916 157.391035 18.9612801 156.420845 19.8491044 156.556181 20.0147785 157.574828 19.1052026 159.793839 21.7857143 163 18.787993 162.865011 18.622319 161.920434 19.4923796 160.594774 17.890743 160.594774 10.8581158 161.713105 9.84413264 161.57777 9.67882113 160.515857 10.6362503 158.180548 7.78571429"></polygon> <polygon points="156 5.30942595 158.206231 2.78571429 160 5.27148729 157.78428 7.78571429"></polygon> </g> </g> </svg></div> <div class="display-flex justify-content-center w-1/2 sm:w-1/3 md:w-auto p-3"> <svg width="62" height="29" class="w-auto h-auto" viewBox="0 0 89 41" xmlns="http://www.w3.org/2000/svg" xmlns:xlink="http://www.w3.org/1999/xlink" focusable="false" fill="currentColor"> <title>Cnn</title> <g stroke="none" stroke-width="1" fill="none" fill-rule="evenodd"> <g fill="#000000"> <path d="M27.9211449,0.0175725269 C27.9211449,0 20.3345065,0.0175725269 20.3345065,0.0175725269 C9.10371173,0.0175725269 0,9.0002717 0,20.0803775 C0,31.1604832 9.10371173,40.14381 20.3345065,40.14381 L34.5994477,40.1312582 C38.1831755,40.1312582 41.0881959,37.2870192 41.0881959,33.7518034 L41.0958289,21.5144212 L50.9552149,36.8583751 C52.2890944,38.8497189 54.5783802,40.1632653 57.1780776,40.1632653 C61.2942123,40.1632653 64.6305013,36.8715545 64.6305013,32.810418 L64.628593,21.5144212 L74.4879789,36.8583751 C75.8218584,38.8497189 78.1105082,40.1632653 80.7108417,40.1632653 C84.8269763,40.1632653 88.1632653,36.8715545 88.1632653,32.810418 L88.161357,0 L83.0879079,0 L83.0879079,32.810418 C83.0879079,34.1051367 82.0237303,35.1550952 80.7108417,35.1550952 C79.8902864,35.1550952 79.1664166,34.7452787 78.7396006,34.121454 L61.1905297,6.84763716 C61.0276908,6.61542877 60.7567167,6.46355193 60.4494855,6.46355193 C59.9520636,6.46355193 59.549419,6.86081656 59.549419,7.35096454 L59.5551438,32.810418 C59.5551438,34.1051367 58.4909662,35.1550952 57.1780776,35.1550952 C56.3575223,35.1550952 55.6336525,34.7452787 55.2068365,34.121454 L37.6577656,6.84763716 C37.4955628,6.61542877 37.2239527,6.46355193 36.9160854,6.46355193 C36.4192995,6.46355193 36.017291,6.86081656 36.017291,7.35096454 L36.0128384,33.7518034 C36.0128384,34.5218566 35.3799294,35.1463089 34.5994477,35.1463089 L20.3345065,35.1356399 C11.9069578,35.1356399 5.07535745,28.3953206 5.07535745,20.0803775 C5.07535745,11.7660619 11.9069578,5.02511509 20.3345065,5.02511509 L27.9211449,5.02009437 L27.9211449,0.0175725269 Z" class="icon-base"></path> <path d="M29.0511892,28.487686 C29.4526862,28.487686 29.7786223,28.1706856 29.7786223,27.7801959 L29.7805433,7.29723705 C29.7805433,3.2671593 33.1397985,0 37.2828372,0 C39.9101768,0 42.2211856,1.31284251 43.5620701,3.30078999 L53.4528546,18.392251 L53.4707843,7.29723705 C53.4707843,3.2671593 56.8300394,0 60.9737184,0 C63.6004178,0 65.9114265,1.31284251 67.2523111,3.30078999 L77.1437358,18.392251 L77.1437358,0.00249116226 L82.2857143,0.00249116226 L82.2767494,32.5619819 C82.2767494,33.0483813 81.8707701,33.4426078 81.3706598,33.4426078 C81.07482,33.4426078 80.8116378,33.3037255 80.6464285,33.0901083 L62.9575104,5.99560477 C62.5278382,5.37655095 61.7997648,4.96924592 60.9737184,4.96924592 C59.6520443,4.96924592 58.5807454,6.01179732 58.5807454,7.29723705 L58.5865085,32.5619819 C58.5865085,33.0483813 58.1805292,33.4426078 57.6804189,33.4426078 C57.3845791,33.4426078 57.1213969,33.3037255 56.9561876,33.0901083 L39.2679098,5.99560477 C38.8375973,5.37655095 38.1095239,4.96924592 37.2828372,4.96924592 C35.9618034,4.96924592 34.8905045,6.01179732 34.8905045,7.29723705 L34.90075,32.7618977 C34.90075,33.1523874 34.5748139,33.4693878 34.173317,33.4693878 L20.5902974,33.4668966 C12.9285574,33.4668966 6.71720117,27.38161 6.71720117,19.9292981 C6.71720117,12.477609 12.9285574,6.39169957 20.5902974,6.39169957 C20.5902974,6.39169957 28.2277043,6.3630512 28.2277043,6.39169957 L28.2277043,11.4113915 L20.5902974,11.4057864 C15.7505623,11.4057864 11.826522,15.222247 11.826522,19.9292981 C11.826522,24.6363492 15.7505623,28.4976507 20.5902974,28.4976507 L29.0511892,28.487686 Z" class="icon-base"></path> </g> </g> </svg></div> <div class="display-flex justify-content-center w-1/2 sm:w-1/3 md:w-auto p-3"> <svg width="101" height="20" class="w-auto h-auto" viewBox="0 0 101 20" xmlns="http://www.w3.org/2000/svg" focusable="false" fill="currentColor"> <title>Bloomberg</title> <path d="M93.519,4.935 C94.939,4.935 95.824,5.517 96.384,6.421 L96.449,6.421 L96.449,5.258 L100,5.258 L100,14.476 C100,16.176 99.397,17.513 98.514,18.288 C97.588,19.128 96.254,19.451 94.744,19.451 C91.944,19.451 89.964,18.288 89.618,15.897 L93.217,15.897 C93.347,16.349 93.82,16.802 94.725,16.802 C95.931,16.802 96.34,16.048 96.34,14.95 L96.34,14.175 L96.254,14.175 C95.651,14.875 94.876,15.381 93.691,15.381 C91.386,15.381 89.405,13.681 89.405,10.363 C89.405,7.305 91.042,4.935 93.519,4.935 Z M62.6,0.95 L62.6,6.334 L62.665,6.334 C63.365,5.408 64.323,4.914 65.702,4.914 C68.372,4.914 69.922,7.326 69.922,10.534 C69.922,14.152 68.242,16.242 65.464,16.242 C64.279,16.242 63.094,15.682 62.449,14.497 L62.46,14.496 L62.417,14.496 L62.417,15.874 L58.863,15.874 L58.863,0.95 L62.6,0.95 Z M23.368,4.934 C26.728,4.934 28.86,7.217 28.86,10.577 C28.86,13.957 26.728,16.22 23.368,16.22 C20.008,16.22 17.833,13.96 17.833,10.577 C17.833,7.217 20.008,4.934 23.368,4.934 Z M34.869,4.934 C38.229,4.934 40.361,7.217 40.361,10.577 C40.361,13.957 38.229,16.22 34.869,16.22 C31.509,16.22 29.334,13.96 29.334,10.577 C29.334,7.217 31.509,4.934 34.869,4.934 Z M75.726,4.891 C77.32,4.891 78.526,5.386 79.474,6.269 C80.702,7.454 81.262,9.327 81.219,11.503 L74.069,11.503 C74.219,12.838 74.866,13.506 75.986,13.506 C76.632,13.506 77.214,13.204 77.451,12.494 L81.048,12.494 C80.423,14.928 78.528,16.154 75.848,16.154 C72.553,16.176 70.334,13.957 70.334,10.534 L70.342,10.534 C70.342,7.217 72.539,4.891 75.726,4.891 Z M54.19,4.913 C56.667,4.913 57.722,6.743 57.722,9.177 L57.722,15.897 L53.974,15.897 L53.974,9.867 C53.974,8.769 53.629,8.067 52.682,8.067 C51.756,8.067 51.282,8.929 51.282,10.092 L51.282,15.907 L47.577,15.907 L47.577,9.877 C47.577,8.779 47.232,8.077 46.285,8.077 C45.359,8.077 44.885,8.939 44.885,10.102 L44.885,15.917 L41.137,15.917 L41.137,5.236 L44.7,5.236 L44.7,6.83 L44.765,6.83 C45.465,5.58 46.445,4.913 47.965,4.913 C49.3,4.913 50.313,5.581 50.83,6.743 L50.895,6.743 C51.757,5.343 52.898,4.913 54.19,4.913 Z M17.068,0.979 L17.068,15.905 L13.234,15.905 L13.234,0.979 L17.068,0.979 Z M88.585,5.02 C88.887,5.02 89.08,5.063 89.188,5.128 L89.188,8.402 L89.102,8.402 C86.905,8.014 85.602,9.048 85.602,11.46 L85.602,15.897 L81.854,15.897 L81.854,5.257 L85.408,5.257 L85.408,7.057 L85.462,7.066 L85.527,7.066 C86.302,5.58 87.315,5.02 88.585,5.02 Z M7.323,0.97 C8.701,0.97 9.778,1.315 10.523,1.918 C11.363,2.618 11.837,3.641 11.837,4.868 C11.837,6.288 11.255,7.194 10.071,7.733 L10.071,7.798 C11.621,8.315 12.505,9.693 12.505,11.373 C12.505,12.967 11.902,14.216 10.89,14.97 C10.05,15.573 8.93,15.875 7.465,15.875 L0.013,15.875 L0.013,0.97 L7.323,0.97 Z M23.325,7.54 C22.183,7.54 21.625,8.703 21.625,10.577 C21.625,12.451 22.185,13.614 23.325,13.614 C24.467,13.636 25.07,12.472 25.07,10.577 C25.07,8.725 24.467,7.54 23.325,7.54 Z M34.826,7.54 C33.684,7.54 33.126,8.703 33.126,10.577 C33.126,12.451 33.686,13.614 34.826,13.614 C35.968,13.636 36.571,12.472 36.571,10.577 C36.571,8.725 35.968,7.54 34.826,7.54 Z M64.334,7.692 C63.193,7.692 62.46,8.79 62.46,10.512 C62.46,12.212 63.192,13.332 64.334,13.332 C65.476,13.332 66.1,12.234 66.1,10.512 C66.1,8.789 65.475,7.692 64.334,7.692 Z M94.767,7.767 C93.712,7.767 93.044,8.715 93.044,10.167 C93.044,11.587 93.712,12.622 94.767,12.622 C95.865,12.622 96.49,11.567 96.49,10.167 C96.49,8.832 95.865,7.767 94.767,7.767 Z M6.944,9.519 L4.058,9.519 L4.058,12.577 L6.966,12.579 C7.849,12.579 8.516,12.041 8.516,11.049 C8.516,10.015 7.816,9.519 6.944,9.519 Z M75.813,7.476 C74.779,7.476 74.219,8.208 74.068,9.436 L77.471,9.436 C77.406,8.144 76.696,7.476 75.813,7.476 Z M6.579,4.223 L4.059,4.223 L4.059,6.786 L6.599,6.786 L6.6,6.807 C7.397,6.807 7.957,6.377 7.957,5.493 C7.957,4.653 7.354,4.223 6.579,4.223 Z" class="icon-base"></path> </svg></div> <div class="display-flex justify-content-center w-1/2 sm:w-1/3 md:w-auto p-3"> <svg width="40" height="40" class="w-auto h-auto" viewBox="0 0 40 40" xmlns="http://www.w3.org/2000/svg" focusable="false" fill="currentColor"> <title>Abc</title> <path d="M20,0 C8.954305,0 0,8.954305 0,20 C0,31.045695 8.954305,40 20,40 C31.045695,40 40,31.045695 40,20 C40,8.954305 31.045695,0 20,0 Z M13.7999972,10.8 L16.6,10.8 L16.6,14.82125 C18.9744503,13.2641128 22.1032294,13.5190035 24.1943338,15.4399337 C26.2854383,17.3608639 26.8043569,20.4568211 25.4538799,22.9546006 C24.103403,25.4523802 21.2287283,26.7135199 18.4763214,26.0157039 C15.7239146,25.317888 13.7973234,22.8394865 13.7999972,20 L13.7999972,10.8 Z M7,13.8 C8.64434224,13.8 10.2213365,14.4532124 11.384062,15.615938 C12.5467876,16.7786635 13.2,18.3556578 13.2,20 L13.2,26.2 L10.4,26.2 L10.4,25.17875 C9.39043671,25.8432939 8.20864951,26.1982646 7,26.2 C3.57583455,26.2 0.8,23.4241654 0.8,20 C0.8,16.5758346 3.57583455,13.8 7,13.8 L7,13.8 Z M33,13.8 C35.8818244,13.8037156 38.3811423,15.7926039 39.031875,18.6 L36.094375,18.6 C35.4351262,17.1401262 33.8463294,16.3384029 32.2803573,16.6754072 C30.7143853,17.0124115 29.5960336,18.3967254 29.595676,19.9985495 C29.5953185,21.6003735 30.7130521,22.9851866 32.2788735,23.3228899 C33.8446949,23.6605933 35.4338496,22.8595793 36.09375,21.4 L39.033125,21.4 C38.3095348,24.456043 35.415159,26.4883759 32.2949871,26.1312929 C29.1748151,25.7742099 26.8144364,23.1405052 26.8,20 C26.8,16.5758346 29.5758346,13.8 33,13.8 L33,13.8 Z M7,16.6 C5.12223185,16.6 3.6,18.1222319 3.6,20 C3.6,21.8777681 5.12223185,23.4 7,23.4 C8.87776815,23.4 10.4,21.8777681 10.4,20 C10.4,18.1222319 8.87776815,16.6 7,16.6 L7,16.6 Z M20,16.6 C18.1222319,16.6 16.6,18.1222319 16.6,20 C16.6,21.8777681 18.1222319,23.4 20,23.4 C21.8777681,23.4 23.4,21.8777681 23.4,20 C23.4,18.1222319 21.8777681,16.6 20,16.6 L20,16.6 Z" class="icon-base"></path> </svg></div> </div> </div></div> </section> </main> </div> <footer data-swiftype-index="false"class="global-footer"> <div class="global-footer__container"> <h2 class="global-footer__logo-container"> <a href="https://www.bankrate.com/"> <span class="global-footer__logo-text">Bankrate logo</span> <svg width="120" height="24" width="100" height="20" viewBox="0 0 400 80" xmlns="http://www.w3.org/2000/svg" focusable="false"> <title>Bankrate</title> <g fill="#151515"> <path d="m100.16 78.16v-8.16h-.16c-3.75 6.26-10.42 9.5-18 9.5-15.45 0-28-11.63-28-26.88 0-16.87 12.12-28.7 27.65-28.7 7.72 0 14.21 2.86 18.31 8.87h.19v-7.44h9.91v52.81zm.19-26.31c0-10.29-7.44-18.85-18.41-18.85-9.91 0-18 8.49-18 18.87 0 9.92 8.11 18.6 18 18.6a18.58 18.58 0 0 0 18.41-18.62z"/> <path d="m155.19 78.16v-28.78c0-11.16-4.38-16.4-13.16-16.4s-13.92 6.39-13.92 16.31v28.89h-9.92v-52.83h9.25v5.65h.19c3.9-5 9.35-7 15.45-7 12.68 0 22 8 22 22.6v31.58h-9.9z"/> <path d="m300.12 78.16v-8.16h-.18c-3.72 6.29-10.4 9.53-17.93 9.53-15.45 0-28-11.63-28-26.88 0-16.87 12.1-28.7 27.65-28.7 7.72 0 14.21 2.86 18.31 8.87h.18v-7.47h9.85v52.81zm.19-26.31c0-10.29-7.44-18.87-18.4-18.87-9.92 0-18 8.49-18 18.87 0 9.92 8.11 18.6 18 18.6a18.57 18.57 0 0 0 18.4-18.6z"/> <path d="m325.11 78.16v-43.75h-7.11v-9.06h7.15v-17.73h9.85v17.73h8.68v9.06h-8.68v43.75z"/> <path d="m356 56.05c2.29 8.76 9.25 14.4 17.36 14.4a17 17 0 0 0 15.06-8.87h9.91a27.08 27.08 0 0 1 -25.41 17.92c-14.87 0-26.92-13.16-26.92-27.27 0-16.68 12.58-28.32 26.6-28.32a26.9 26.9 0 0 1 27.4 27.17 29.4 29.4 0 0 1 -.29 5h-43.71zm34.13-7.62c-.75-9-8.67-15.45-17.16-15.45-8.11 0-16.21 6.39-17 15.45z"/> <path d="m42 39.88a22.68 22.68 0 0 0 -4.89-3.79 18.39 18.39 0 0 0 1.73-2 21 21 0 0 0 4-14 21.57 21.57 0 0 0 -6.2-13.85 22 22 0 0 0 -15.96-6.24h-20.68v79.5h24.34c9.13 0 14.75-4 17.87-7.39a23.6 23.6 0 0 0 6.18-16.11 22.89 22.89 0 0 0 -6.39-16.12zm-21.32-30.61c8.37 0 12.5 5.75 12.88 11.43a11.49 11.49 0 0 1 -9.71 11.93h-14.58v-23.36zm3.65 61h-15.06v-28.37h13.73c11.89 0 16.1 7.6 16.1 14.11-.01 6.84-4.62 14.22-14.77 14.22z"/> <path d="m245.87 25.39c-9.38-.7-13 4-13 4v-4h-9.87v52.77h9.91v-29.64a20.28 20.28 0 0 1 1-6.37c2.14-6.48 9.16-8.56 16-6l4.09-8.7a22.74 22.74 0 0 0 -8.13-2.06z"/> <path d="m173.07 7.62h9.92v70.55h-9.92z"/> <path d="m205.26 78.16-21.88-26.43 19.62-26.38h11.21l-19.31 26.38 22.05 26.43z"/> </g> </svg></a> </h2> <nav class="global-footer__nav"> <div class="global-footer__nav-item"> <h3 class="type-body-one">About</h3> <ul class="List" data-js-selector="global-footer-category"> <li> <a data-beam-element-clicked data-type="LINK" data-location="footer" data-name="footer links" data-text="About us" class="global-footer__link type-body-two" href="https://www.bankrate.com/about/"> About us </a> </li> <li> <a data-beam-element-clicked data-type="LINK" data-location="footer" data-name="footer links" data-text="Press room" class="global-footer__link type-body-two" href="https://www.bankrate.com/press-releases/" rel="nofollow"> Press room </a> </li> <li> <a data-beam-element-clicked data-type="LINK" data-location="footer" data-name="footer links" data-text="Careers" class="global-footer__link type-body-two" href="https://www.bankrate.com/careers/"> Careers </a> </li> <li> <a data-beam-element-clicked data-type="LINK" data-location="footer" data-name="footer links" data-text="Advertise with us" class="global-footer__link type-body-two" href="https://www.bankrate.com/media-kit/"> Advertise with us </a> </li> <li> <a data-beam-element-clicked data-type="LINK" data-location="footer" data-name="footer links" data-text="Site map" class="global-footer__link type-body-two" href="https://www.bankrate.com/corporate/site-map/"> Site map </a> </li> </ul> </div> <div class="global-footer__nav-item"> <h3 class="type-body-one">Help</h3> <ul class="List" data-js-selector="global-footer-category"> <li> <a data-beam-element-clicked data-type="LINK" data-location="footer" data-name="footer links" data-text="Contact us" class="global-footer__link type-body-two" href="https://www.bankrate.com/contact/" rel="nofollow"> Contact us </a> </li> <li> <a data-beam-element-clicked data-type="LINK" data-location="footer" data-name="footer links" data-text="Compare rates" class="global-footer__link type-body-two" href="https://www.bankrate.com/compare-rates/"> Compare rates </a> </li> <li> <a data-beam-element-clicked data-type="LINK" data-location="footer" data-name="footer links" data-text="Latest news" class="global-footer__link type-body-two" href="https://www.bankrate.com/news/"> Latest news </a> </li> <li> <a data-beam-element-clicked data-type="LINK" data-location="footer" data-name="footer links" data-text="Popular topics" class="global-footer__link type-body-two" href="https://www.bankrate.com/popular-finance-topics/"> Popular topics </a> </li> </ul> </div> <div class="global-footer__nav-item"> <h3 class="type-body-one">Legal</h3> <ul class="List" data-js-selector="global-footer-category"> <li> <a data-beam-element-clicked data-type="LINK" data-location="footer" data-name="footer links" data-text="Privacy policy" class="global-footer__link type-body-two" href="https://www.bankrate.com/privacy/"> Privacy policy </a> </li> <li> <button data-beam-element-clicked-no-delay data-type="BUTTON" data-location="footer" data-name="footer links" data-text="Cookie settings" class="global-footer__link type-body-two ot-sdk-show-settings" type="button"> Cookie settings </button> </li> <li> <a data-beam-element-clicked-no-delay data-type="LINK" data-location="footer" data-name="footer links" data-text="Do Not Sell or Share My Personal Information" class="global-footer__link type-body-two" href="https://www.bankrate.com/do-not-sell-or-share-my-personal-information/" rel="nofollow"> Do Not Sell or Share My Personal Information </a> </li> <li> <a data-beam-element-clicked-no-delay data-type="LINK" data-location="footer" data-name="footer links" data-text="Consumer Health Information Privacy Policy" class="global-footer__link type-body-two" href="https://www.bankrate.com/consumer-health-information-privacy-policy/" rel="nofollow"> Consumer Health Information Privacy Policy </a> </li> <li> <a data-beam-element-clicked data-type="LINK" data-location="footer" data-name="footer links" data-text="Understanding Bankrate’s averages" class="global-footer__link type-body-two" href="https://www.bankrate.com/understanding-bankrates-rate-averages/" rel="nofollow"> Understanding Bankrate’s averages </a> </li> <li> <a data-beam-element-clicked data-type="LINK" data-location="footer" data-name="footer links" data-text="Terms of use" class="global-footer__link type-body-two" href="https://www.bankrate.com/terms/"> Terms of use </a> </li> <li> <a data-beam-element-clicked data-type="LINK" data-location="footer" data-name="footer links" data-text="GLBA annual notice" class="global-footer__link type-body-two" href="https://www.bankrate.com/glba-notice/"> GLBA annual notice </a> </li> <li> <a data-beam-element-clicked data-type="LINK" data-location="footer" data-name="footer links" data-text="California Consumer Financial Privacy Notice" class="global-footer__link type-body-two" href="https://www.bankrate.com/2022/02/15094901/california-notice.pdf"> California Consumer Financial Privacy Notice </a> </li> <li> <a data-beam-element-clicked data-type="LINK" data-location="footer" data-name="footer links" data-text="Licenses" class="global-footer__link type-body-two" href="https://www.bankrate.com/licenses/" rel="nofollow"> Licenses </a> </li> </ul> </div> <div class="global-footer__nav-item"> <h3 class="type-body-one">How we make money</h3> <p class="global-footer__paragraph type-body-two"> Bankrate.com is an independent, advertising-supported publisher and comparison service. We are compensated in exchange for placement of sponsored products and services, or by you clicking on certain links posted on our site. Therefore, this compensation may impact how, where and in what order products appear within listing categories, except where prohibited by law for our mortgage, home equity and other home lending products. Other factors, such as our own proprietary website rules and whether a product is offered in your area or at your self-selected credit score range, can also impact how and where products appear on this site. While we strive to provide a wide range of offers, Bankrate does not include information about every financial or credit product or service. </p> <p class="global-footer__paragraph type-body-two"> Bankrate, LLC NMLS ID# 1427381 <span>|</span> <a href="http://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/1427381" rel="noopener" target="_blank">NMLS Consumer Access</a><br> BR Tech Services, Inc. NMLS ID #1743443 <span>|</span> <a href="http://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/1743443" rel="noopener" target="_blank">NMLS Consumer Access</a> </p> </div> </nav> <div class="global-footer__social-bar-container"> <div class="global-footer__social-bar"> <span> <a data-beam-element-clicked-no-delay data-type="LINK" data-location="Footer" data-position="footer" data-text="facebook" aria-label="Facebook" class="global-footer__icon" href="https://www.facebook.com/Bankrate/" rel="noopener" target="_blank" title="Facebook logo"> <svg class="Icon-glyph" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false"><title>Facebook Icon</title><path d="M13.447 22.5H9.588a.86.86 0 0 1-.857-.857v-6.857H6.697a.86.86 0 0 1-.858-.857V10.07a.86.86 0 0 1 .857-.857h2.036V7.18a5.64 5.64 0 0 1 1.66-4.018A5.722 5.722 0 0 1 14.412 1.5h2.893a.86.86 0 0 1 .857.857v3.857a.86.86 0 0 1-.857.857H14.41l-.107.108v2.035h3a.86.86 0 0 1 .857.857v3.858a.86.86 0 0 1-.857.857h-3v6.857a.86.86 0 0 1-.857.857Zm-3-1.714h2.142v-6.857a.86.86 0 0 1 .857-.858h3V10.93h-3a.86.86 0 0 1-.857-.858V7.18c0-.483.193-.943.525-1.286a1.9 1.9 0 0 1 1.297-.536h2.036V3.214H14.41c-1.04 0-2.068.418-2.807 1.157a3.938 3.938 0 0 0-1.157 2.808v2.892a.86.86 0 0 1-.858.858H7.554v2.142h2.035a.86.86 0 0 1 .857.858v6.857Z" class="icon-base"/></svg></a> </span> <span> <a data-beam-element-clicked-no-delay data-type="LINK" data-location="Footer" data-position="footer" data-text="twitter" aria-label="Twitter" class="global-footer__icon" href="https://twitter.com/bankrate" rel="noopener" target="_blank" title="Twitter logo"> <svg class="Icon-glyph" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false"><title>Twitter Icon</title><path d="m14.001 10.394 7.82-8.906h-1.853l-6.794 7.72-5.423-7.72H1.5l8.202 11.686L1.5 22.512h1.853l7.165-8.165 5.731 8.165H22.5l-8.499-12.118Zm-2.544 2.879-.828-1.162L4.02 2.86h2.841l5.337 7.473.827 1.162 6.93 9.71h-2.84l-5.658-7.931Z" class="icon-base"/></svg></a> </span> <span> <a data-beam-element-clicked-no-delay data-type="LINK" data-location="Footer" data-position="footer" data-text="instagram" aria-label="Instagram" class="global-footer__icon" href="https://www.instagram.com/bankrate/?hl=en" rel="noopener" target="_blank" title="Instagram logo"> <svg class="Icon-glyph" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false"><title>Instagram Icon</title><path fill-rule="evenodd" clip-rule="evenodd" d="M16.518 22.5H7.482c-3.58 0-5.982-2.506-5.982-6.243V7.743C1.5 4.017 3.901 1.5 7.482 1.5h9.036c3.58 0 5.982 2.506 5.982 6.243v8.514c0 3.737-2.401 6.243-5.982 6.243ZM7.482 3.224c-2.595 0-4.267 1.778-4.267 4.53v8.513c0 2.753 1.672 4.53 4.267 4.53h9.036c2.595 0 4.267-1.777 4.267-4.53V7.754c0-2.752-1.672-4.53-4.267-4.53H7.482Zm4.352 13.74a4.614 4.614 0 0 1-4.61-4.605 4.614 4.614 0 0 1 4.61-4.605c2.54 0 4.61 2.067 4.61 4.605a4.614 4.614 0 0 1-4.61 4.605Zm0-7.497A2.894 2.894 0 0 0 8.94 12.36a2.894 2.894 0 0 0 5.788 0 2.894 2.894 0 0 0-2.894-2.892Zm4.224-2.41a1.16 1.16 0 0 0 1.158 1.157c.632 0 1.157-.524 1.157-1.156 0-.632-.525-1.157-1.157-1.157-.633 0-1.158.525-1.158 1.157Z" class="icon-base"/></svg></a> </span> <span> <a data-beam-element-clicked-no-delay data-type="LINK" data-location="Footer" data-position="footer" data-text="linkedin" aria-label="LinkedIn" class="global-footer__icon" href="https://www.linkedin.com/company/bankrate/" rel="noopener" target="_blank" title="LinkedIn logo"> <svg class="Icon-glyph" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false"><title>LinkedIn Icon</title><path fill-rule="evenodd" clip-rule="evenodd" d="M7.482 22.48h9.036c3.58 0 5.982-2.506 5.982-6.244V7.723c0-3.738-2.401-6.244-5.982-6.244H7.482C3.902 1.48 1.5 3.996 1.5 7.723v8.513c0 3.738 2.401 6.244 5.982 6.244ZM3.215 7.733c0-2.752 1.672-4.53 4.267-4.53h9.036c2.595 0 4.267 1.778 4.267 4.53v8.514c0 2.752-1.672 4.53-4.267 4.53H7.482c-2.595 0-4.267-1.778-4.267-4.53V7.733Zm3.398 7.775a.86.86 0 0 0 .858.857.86.86 0 0 0 .857-.857V11.47a.86.86 0 0 0-.857-.857.86.86 0 0 0-.858.857v4.037Zm9.927.857a.86.86 0 0 1-.858-.857v-3.652a1.9 1.9 0 0 0-1.897-1.895c-1.05 0-1.887.846-1.887 1.895v3.652a.86.86 0 0 1-.858.857.86.86 0 0 1-.857-.857v-3.652a3.6 3.6 0 0 1 3.602-3.598c1.983 0 3.612 1.617 3.612 3.598v3.652a.86.86 0 0 1-.857.857ZM8.37 8.462a.9.9 0 1 1-1.8-.001.9.9 0 0 1 1.8 0Z" class="icon-base"/></svg></a> </span> <span> <a data-beam-element-clicked-no-delay data-type="LINK" data-location="Footer" data-position="footer" data-text="youtube" aria-label="Youtube" class="global-footer__icon" href="https://www.youtube.com/user/bankrate" rel="noopener" target="_blank" title="YouTube logo"> <svg class="Icon-glyph" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false"><title>YouTube Icon</title><path fill-rule="evenodd" clip-rule="evenodd" d="M4.414 20.127c.943.343 4.318.514 7.662.514l-.011.011c3.3 0 6.59-.16 7.458-.493 1.233-.364 2.187-1.371 2.476-2.561.664-1.907.664-9.248.021-11.156a3.626 3.626 0 0 0-2.475-2.636c-1.94-.632-13.342-.6-15.078.032A3.595 3.595 0 0 0 1.992 6.4c-.654 1.94-.654 9.302-.011 11.21.332 1.232 1.297 2.196 2.433 2.518Zm.589-14.65c.75-.278 4.03-.417 7.244-.417v.01c3.044 0 6.023.118 6.773.376.01.01.021.01.032.01.643.193 1.147.73 1.329 1.469.536 1.586.536 8.583-.022 10.19a1.949 1.949 0 0 1-1.371 1.415c-1.48.558-12.463.558-14.05-.021-.62-.172-1.125-.686-1.317-1.383-.536-1.575-.536-8.594.02-10.234.162-.675.665-1.21 1.362-1.414Zm4.823 9.956c.214.118.45.182.686.182v.011c.235 0 .46-.064.675-.182l3.933-2.24a1.364 1.364 0 0 0 0-2.368l-3.933-2.24a1.345 1.345 0 0 0-1.361 0 1.359 1.359 0 0 0-.675 1.179v4.48c0 .492.246.932.675 1.178Zm3.911-3.418-2.872 1.628v-3.257l2.872 1.629Z" class="icon-base"/></svg></a> </span> <span> <a data-beam-element-clicked-no-delay data-type="LINK" data-location="Footer" data-position="footer" data-text="tiktok" aria-label="TikTok" class="global-footer__icon" href="https://www.tiktok.com/@bankrate/" rel="noopener" target="_blank" title="TikTok logo"> <svg class="Icon-glyph" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false"><title>Tiktok Icon</title><path d="M9.852 22.5a7.106 7.106 0 0 1-7.104-7.104 7.106 7.106 0 0 1 7.104-7.103c.225 0 .45.096.61.257.161.16.247.386.247.61 0 0-.032 2.326-.032 3.269 0 .439-.332.803-.772.857a2.025 2.025 0 0 0-1.821 2.025 2.035 2.035 0 1 0 4.071 0V2.357a.86.86 0 0 1 .857-.857h2.904c.364 0 .696.236.814.59.225.664 1.147 2.85 3.75 3.096.44.043.772.407.772.857v3.471a.849.849 0 0 1-.633.825c-1.35.354-2.7-.01-3.664-.439v5.496A7.106 7.106 0 0 1 9.852 22.5Zm-.868-12.418c-2.561.418-4.522 2.647-4.522 5.314a5.4 5.4 0 0 0 5.39 5.39 5.4 5.4 0 0 0 5.389-5.39V8.454c0-.322.182-.622.471-.761a.857.857 0 0 1 .89.064c.01.01 1.489 1.05 2.946 1.007V6.761c-2.143-.482-3.536-2.025-4.21-3.557H13.87V15.3a3.754 3.754 0 0 1-3.75 3.75 3.754 3.754 0 0 1-3.75-3.75 3.727 3.727 0 0 1 2.603-3.568c0-.525 0-1.157.01-1.66v.01Z" class="icon-base"/></svg></a> </span> </div> </div> <div class="global-footer__copyright-container"> <p class="type-body-three"> © 2024 Bankrate, LLC. A Red Ventures company. All Rights Reserved. </p> </div> </div> <div class="preamp-footer-placement"></div><div class="preamp-footer-placement"></div></footer> <div id="modalStack" class="pos-relative" style="z-index: 999;"></div> <link rel="modulepreload" href="https://www.bankrate.com/v5.1514.2/next/build/assets/classy-NVLrLVRY.js" /><script type="module" src="https://www.bankrate.com/v5.1514.2/next/build/assets/classy-NVLrLVRY.js"></script><link rel="modulepreload" href="https://www.bankrate.com/v5.1514.2/next/build/assets/alpine-D-xUEzKl.js" /><link rel="modulepreload" href="https://www.bankrate.com/v5.1514.2/next/build/assets/module.esm-BVmYX9MG.js" /><script type="module" src="https://www.bankrate.com/v5.1514.2/next/build/assets/alpine-D-xUEzKl.js"></script><link rel="modulepreload" href="https://www.bankrate.com/v5.1514.2/next/build/assets/articles-card-carousel-C5ZnFD5C.js" /><link rel="modulepreload" href="https://www.bankrate.com/v5.1514.2/next/build/assets/core-BQ0W-InE.js" /><script type="module" src="https://www.bankrate.com/v5.1514.2/next/build/assets/articles-card-carousel-C5ZnFD5C.js"></script><script> document.addEventListener("DOMContentLoaded", () => { window.articlesCardCarousel.init({ id: 'carousel-fa759399-9faf-46c9-bd63-734b5ea7d1c2', options: [], }); }); </script> <script> document.addEventListener("DOMContentLoaded", () => { window.articlesCardCarousel.init({ id: 'carousel-927340ad-e256-4058-92b3-8f7f7add279c', options: [], }); }); </script> <link rel="modulepreload" href="https://www.bankrate.com/v5.1514.2/next/build/assets/monarch-Ynma6bbP.js" /><script type="module" src="https://www.bankrate.com/v5.1514.2/next/build/assets/monarch-Ynma6bbP.js"></script><link rel="preload" as="style" href="https://www.bankrate.com/v5.1514.2/next/build/assets/alpine-tooltip-C-gN9zoC.css" /><link rel="modulepreload" href="https://www.bankrate.com/v5.1514.2/next/build/assets/alpine-tooltip-BqQqc9mh.js" /><link rel="stylesheet" href="https://www.bankrate.com/v5.1514.2/next/build/assets/alpine-tooltip-C-gN9zoC.css" /><script type="module" src="https://www.bankrate.com/v5.1514.2/next/build/assets/alpine-tooltip-BqQqc9mh.js"></script><link rel="modulepreload" href="https://www.bankrate.com/v5.1514.2/next/build/assets/alpine-focus-C76grI_8.js" /><script type="module" src="https://www.bankrate.com/v5.1514.2/next/build/assets/alpine-focus-C76grI_8.js"></script><script async> function callMonarch(appId, ruleSetId, containerClass) { cohesion('monarch:ready', async () => { function getMonarchRuleSet(ruleSetCustomId) { return new Promise((res, rej) => { monarch( 'ruleset', ruleSetCustomId, {}, { sourceId: appId, makeIdentifier: `${window._Tagular.webContext.anonymousId}`, }, (err, result) => { if (err) { console.error('Monarch Error', err); res([]); } else { // loop through the keys of the result object for (const key in result) { result[key].ruleName = key; result[key].ruleSetId = ruleSetCustomId; } res(Object.values(result)); } } ); }); } const assets = await getMonarchRuleSet(ruleSetId); /** * Helper that transforms Monarch assets into a dictionary * to be used by the Wealth Rate Table application. */ const formatDictionary = (assets) => { return assets.reduce((acc, curr) => { // handles wealth assets if (curr.metadata) { const parsedMetadata = JSON.parse(curr.metadata); acc[parsedMetadata._featureName] = parsedMetadata; } // handles JO assets if (curr.assetPlacements?.length) { curr.assetPlacements.forEach((assetPlacement) => { if (assetPlacement.asset.metadata) { const parsedMetadata = JSON.parse(assetPlacement.asset .metadata); acc[parsedMetadata._featureName] = parsedMetadata; } }); } return acc; }, {}); } const formatWealthAssets = (assets) => { // Containing object to deliver processed assets to rate table let assetDictionary = {}; // Handles assets if they are deployed via multiple rules const multipleRules = Object.values(assets); // If multiple rules are detected if (multipleRules.length) { const formattedAssets = formatDictionary(multipleRules); assetDictionary = { ...assetDictionary, ...formattedAssets }; } // If single rule with one or many assets if (assets.length) { const formattedAssets = formatDictionary(assets); assetDictionary = { ...assetDictionary, ...formattedAssets }; } return assetDictionary; }; if (assets.length === 0) { return; } // Checks if we're on a page that contains the Wealth Rate Table if (typeof window.setMonarchAssets === 'function') { // Invokes method that will trigger a Wealth Rate Table state update window.setMonarchAssets(formatWealthAssets(assets)); } if (!window.jo) { // Initialize jo object on the window window.jo = {}; // Store Monarch assets within jo object window.jo.monarchAssets = []; // Create a method to push Monarch assets to monarchAssets array window.jo.storeMonarchMetadata = function storeMonarchMetadata(asset) { window.jo.monarchAssets.push(asset); } /** * Retrieve the JSON metadata for a Monarch-served preamp asset on the current page via ID. * * @NOTE "ID" refers to a nonstandard field that may be included in a JSON asset, NOT a preamp asset ID. */ window.jo.getMonarchMetadataById = function getMonarchMetadataById(id) { const matchedAsset = window.jo.monarchAssets.find(asset => { if (!asset.metadata) { return false; } try { const metadataJSON = JSON.parse(asset.metadata); const isAssetMatch = metadataJSON?.__id === id || metadataJSON?.__featureName === id; return isAssetMatch; } catch (error) { console.log(error); } }); if (!matchedAsset) { return {}; }; let metadata; try { metadata = JSON.parse(matchedAsset?.metadata); } catch { metadata = {}; } return metadata; } // Function to retrieve the JSON metadata for a Monarch-served preamp asset by feature name window.jo.getMetadataByFeatureName = function getMetadataByFeatureName(featureName) { const matchedAsset = window.jo.monarchAssets.find(asset => { if (!asset.metadata) { return false; } const metadataJSON = JSON.parse(asset.metadata); return metadataJSON._featureName === featureName; }); if (!matchedAsset) { return {}; } let metadata; try { metadata = JSON.parse(matchedAsset.metadata); } catch { metadata = {}; } return metadata; } } assets.flatMap((a, assetIndex, assets) => { const experienceId = a?.experienceId; const assetPlacements = a?.assetPlacements; const isLast = assetIndex === assets.length - 1; const brDataStoredEvent = new CustomEvent('jo:br-data:stored'); const ruleLoadedEvent = new CustomEvent('monarch:rule:loaded', { detail: { ruleSetId: a.ruleSetId, ruleName: a.ruleName, data: a, }, }); window.dispatchEvent(ruleLoadedEvent); if (containerClass) { if (experienceId) { const targetEl = document.getElementsByClassName(containerClass)[0]; const elements = assetPlacements.flatMap((a) => { window.jo.storeMonarchMetadata(a.asset); return renderPreampResponse(a.asset); }); targetEl.append(...elements); } if (assets && !experienceId) { const targetEl = document.getElementsByClassName(containerClass)[0]; window.jo.storeMonarchMetadata(a); const elements = renderPreampResponse(a); elements.forEach(element => targetEl.append(element)); } } function renderPreampResponse(assetType) { const container = document.createElement('div'); const script = document.createElement('script'); script.innerHTML = assetType.js; container.innerHTML = ` <div> <style>${assetType.css ? assetType.css : ''}</style> <div>${assetType.html ? assetType.html : ''}</div> </div> `; return [container, script]; } if (isLast) { window.dispatchEvent(brDataStoredEvent); } }); }); } </script> <script async> setTimeout( () => callMonarch('18b02819-56c9-4af5-8780-faf726c1ba86', '6a07f528-a8bd-46d0-964e-ae1d6f1949b7', 'preamp-footer-placement'), +0) </script> <script async> setTimeout( () => callMonarch('18b02819-56c9-4af5-8780-faf726c1ba86', 'b0efcaed-9cbc-44d7-86f3-3d37d27484b1', 'preamp-footer-placement'), +0) </script> <script src="/ext/cdn.cookielaw.org/scripttemplates/otSDKStub.js" type="text/javascript" charset="UTF-8" data-domain-script="09034832-9ea3-4f44-82ce-803550818ae2" defer="defer"></script> <script type="text/javascript"> function OptanonWrapper() { } </script> </body> </html>