CINXE.COM

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Read our in-depth analysis of the top choices available from our partners."><meta name="Category" content="credit-card-category"><meta name="SubCategories" content="credit-cards"><meta name="pageuuid" content="413efbe2-bfa1-4c5a-b9bb-bb91316a0bf3"><meta name="ContentSrc" content="sb:231490652"><meta name="PageType" content="index"><link rel="canonical" href="https://www.bankrate.com/credit-cards/rewards/best-rewards-cards/"><meta name="robots" content="index, follow"><meta property="og:title" content="Best Rewards Credit Cards of December 2024 - Bankrate"><meta property="og:description" content="The best rewards credit cards make it easy to earn points, miles and cash back without overspending. Read our in-depth analysis of the top choices available from our partners."><meta property="og:url" content="https://www.bankrate.com/credit-cards/rewards/best-rewards-cards/"><meta property="og:site_name" content="Bankrate"><meta name="twitter:card" content="summary"><meta name="twitter:site" content="@bankrate"><meta name="twitter:title" content="Best Rewards Credit Cards of December 2024 - Bankrate"><meta name="twitter:description" content="The best rewards credit cards make it easy to earn points, miles and cash back without overspending. Read our in-depth analysis of the top choices available from our partners."><script type="application/ld+json">{"@context":"https://schema.org","@type":"WebPage"}</script><script type="application/ld+json">{"@context":"https://schema.org","@type":"FAQPage","mainEntity":[{"@type":"Question","name":"Do credit card rewards expire?","acceptedAnswer":{"@type":"Answer","text":"Typically, credit card rewards don’t expire for the life of your account. 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Alternatively, you can press the end key to jump to the search toggle, and the escape key to close the menu.'"> <li x-cloak class="SiteNavCategory" id="category-1" @mouseenter="focusCategory($el)" @mouseleave="blurCategory" x-data> <a class="SiteNavCategory-link" href="/banking/" data-js-selector="siteNavCategorylink1" data-preamp="nav-category-item" @focus="focusCategory($el.parentElement)" @click="handleCategoryClick" @keydown.tab.prevent="keydownCategory('tab', 1, 7);" @keydown.right.prevent="keydownCategory('right', 1, 7);" @keydown.left.prevent="keydownCategory('left', 1, 7);" @keydown.down.prevent="keydownCategory('down', 1, 7);" @keydown.up.prevent="keydownCategory('up', 1, 7);" @keydown.home.prevent="keydownCategory('home', 1, 7);" @keydown.end.prevent="keydownCategory('end', 1, 7);" @keydown.space.prevent="keydownCategory('space', 1, 7);" @keydown.enter.prevent="keydownCategory('enter', 1, 7);" :tabindex="isMobile && !isNavOpen ? -1 : 0" data-beam-element-clicked data-type="link" data-location="site-nav" data-name="top-level" data-position="1" data-text="Banking" data-outcome="send to banking hub" > <span class="SiteNavCategory-label"> Banking</span> <svg class="SiteNavCategory-icon SiteNavCategory-arrow" aria-hidden="true" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false"><title>Caret Right Icon</title><path d="M8.168 21a1.39 1.39 0 0 1-.938-.379c-.51-.51-.51-1.35 0-1.86l6.744-6.75L7.23 5.242c-.51-.51-.51-1.35 0-1.86a1.32 1.32 0 0 1 1.859 0l7.681 7.689c.51.51.51 1.35 0 1.86l-7.681 7.69A1.29 1.29 0 0 1 8.15 21h.017Z" class="icon-base"/></svg></a> <div x-ref="flyout" class="SiteNavCategory-flyout" id="siteNavCategory-flyout-banking" data-beam-element-viewed data-type="drawer" data-location="site-nav" data-name="top-level-hover" data-position="1" data-text="Banking" data-outcome="open default banking container" > <div class="SiteNavCategory-panel" x-ref="siteNavCategoryPanel"> <div class="SiteNavMobile-sticky"> <button class="SiteNavMobile-back" @click="deactivateCategory" x-ref="backToCategoriesButton" @keydown.prevent="keyDownBackToCategoriesButton" aria-label="Back to all categories"> <svg class="Icon Icon--xs" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false"><title>Caret Left Icon</title><path d="M15.85 21a1.36 1.36 0 0 1-.938-.379L7.23 12.932c-.51-.51-.51-1.35 0-1.86l7.681-7.69a1.32 1.32 0 0 1 1.86 0c.51.511.51 1.35 0 1.861l-6.745 6.75 6.744 6.751c.51.51.51 1.35 0 1.86a1.29 1.29 0 0 1-.937.38l.016.016Z" class="icon-base"/></svg>All </button> </div> <div class="SiteNavSubcategory" x-id="['subcategory']"> <div class="SiteNavSubcategory-tabsContainer"> <div id="banking-tablist" class="SiteNavSubcategory-categoryTitle"> Banking</div> <div class="SiteNavSubcategory-tabs" x-ref="siteNavTablist" @keydown.prevent="keydownSubcategoryTabs" role="tablist" aria-labelledby="banking-tablist"> <button class="SiteNavSubcategory-tab" :class="isActiveSubcategory($el.id) ? 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'is-active' : ''" type="button" role="tab" @mouseover="handleSubcategoryMouseOver" @click="handleSubcategoryClick" @mousedown.prevent @focus="activateSubcategory($el.id)" :id="$id('subcategory', whichChild($el, $el.parentElement))" :tabindex="isActiveSubcategory($el.id) ? 0 : -1" :aria-selected="isActiveSubcategory($el.id)" data-subcategory-name="CDs" data-position="2"> CDs<svg class="Icon Icon--xs" aria-hidden="true" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false"><title>Caret Right Icon</title><path d="M8.168 21a1.39 1.39 0 0 1-.938-.379c-.51-.51-.51-1.35 0-1.86l6.744-6.75L7.23 5.242c-.51-.51-.51-1.35 0-1.86a1.32 1.32 0 0 1 1.859 0l7.681 7.689c.51.51.51 1.35 0 1.86l-7.681 7.69A1.29 1.29 0 0 1 8.15 21h.017Z" class="icon-base"/></svg></button> <button class="SiteNavSubcategory-tab" :class="isActiveSubcategory($el.id) ? 'is-active' : ''" type="button" role="tab" @mouseover="handleSubcategoryMouseOver" @click="handleSubcategoryClick" @mousedown.prevent @focus="activateSubcategory($el.id)" :id="$id('subcategory', whichChild($el, $el.parentElement))" :tabindex="isActiveSubcategory($el.id) ? 0 : -1" :aria-selected="isActiveSubcategory($el.id)" data-subcategory-name="Money market" data-position="3"> Money market<svg class="Icon Icon--xs" aria-hidden="true" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false"><title>Caret Right Icon</title><path d="M8.168 21a1.39 1.39 0 0 1-.938-.379c-.51-.51-.51-1.35 0-1.86l6.744-6.75L7.23 5.242c-.51-.51-.51-1.35 0-1.86a1.32 1.32 0 0 1 1.859 0l7.681 7.689c.51.51.51 1.35 0 1.86l-7.681 7.69A1.29 1.29 0 0 1 8.15 21h.017Z" class="icon-base"/></svg></button> <button class="SiteNavSubcategory-tab" :class="isActiveSubcategory($el.id) ? 'is-active' : ''" type="button" role="tab" @mouseover="handleSubcategoryMouseOver" @click="handleSubcategoryClick" @mousedown.prevent @focus="activateSubcategory($el.id)" :id="$id('subcategory', whichChild($el, $el.parentElement))" :tabindex="isActiveSubcategory($el.id) ? 0 : -1" :aria-selected="isActiveSubcategory($el.id)" data-subcategory-name="Banks" data-position="4"> Banks<svg class="Icon Icon--xs" aria-hidden="true" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false"><title>Caret Right Icon</title><path d="M8.168 21a1.39 1.39 0 0 1-.938-.379c-.51-.51-.51-1.35 0-1.86l6.744-6.75L7.23 5.242c-.51-.51-.51-1.35 0-1.86a1.32 1.32 0 0 1 1.859 0l7.681 7.689c.51.51.51 1.35 0 1.86l-7.681 7.69A1.29 1.29 0 0 1 8.15 21h.017Z" class="icon-base"/></svg></button> </div> <div class="SiteNavSubcategory-categoryLinkContainer" @keydown.left.prevent="keydownSubcategoryTabs" @keydown.up.prevent="keydownSubcategoryTabs" @keydown.right.prevent="keydownSubcategoryTabs" @keydown.down.prevent="keydownSubcategoryTabs" @keydown.tab.prevent="keydownSubcategoryTabs"> <a href="/banking/" class="SiteNavSubcategory-categoryLink" x-ref="siteNavCategoryLinkMobile" @keydown.space.prevent="$el.click()" @keydown.enter.prevent="$el.click()" data-beam-element-clicked data-type="LINK" data-location="site-nav" data-name="Banking hub link - mobile nav" data-position="bottom" data-text="Explore all Banking resources" data-outcome="send to link" > Explore all banking resources <svg class="Icon Icon--sm text-blue" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false"><title>Arrow Right Icon</title><path fill-rule="evenodd" clip-rule="evenodd" d="M12.29 18.69c.2.19.45.29.71.29V19c.25 0 .5-.09.7-.29l6.01-6c.18-.19.29-.44.29-.71 0-.27-.1-.52-.29-.71l-6.01-6a.996.996 0 1 0-1.41 1.41l4.3 4.3H4c-.55 0-1 .45-1 1s.45 1 1 1h12.58l-4.29 4.28a.996.996 0 0 0 0 1.41Z" class="icon-base"/></svg></a> </div> </div> <div class="SiteNavSubcategory-content" :class="{'is-active': showSubcategoryView}" @keydown.up.prevent="keydownSubcategoryLinks($el.querySelector('.is-active'), $event)"> <div class="SiteNavSubcategory-panelsContainer" x-ref="siteNavSubcategoryPanelsContainer"> <div class="SiteNavMobile-sticky"> <button class="SiteNavMobile-back" @click="deactivateSubcategory" x-ref="backToSubcategoriesButton" @keydown.prevent="keyDownBackToSubcategoriesButton" aria-label="Back to Banking category"> <svg class="Icon Icon--xs" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false"><title>Caret Left Icon</title><path d="M15.85 21a1.36 1.36 0 0 1-.938-.379L7.23 12.932c-.51-.51-.51-1.35 0-1.86l7.681-7.69a1.32 1.32 0 0 1 1.86 0c.51.511.51 1.35 0 1.861l-6.745 6.75 6.744 6.751c.51.51.51 1.35 0 1.86a1.29 1.29 0 0 1-.937.38l.016.016Z" class="icon-base"/></svg> Banking</button> </div> <div class="SiteNavSubcategory-categoryTitle" x-text="activeSubcategoryName"></div> <div class="SiteNavSubcategory-panels" tabindex="-1"> <div class="SiteNavSubcategory-panel" :class="{'is-active' : isActiveSubcategory($id('subcategory', whichChild($el, $el.parentElement)))}" :aria-labelledby="$id('subcategory', whichChild($el, $el.parentElement))" role="tabpanel" @keydown="keydownSubcategoryLinks($el, $event)" tabindex="-1"> <div class="SiteNavSubcategory-firstColumn"> <div class="SiteNavPrimaryLinkList"> <p class="SiteNavPrimaryLinkList-eyebrow">Compare accounts</p> <ul class="SiteNavPrimaryLinkList-list"> <li class="SiteNavPrimaryLinkList-item"> <a href="/banking/savings/rates/" class="SiteNavPrimaryLink" target="" data-beam-element-clicked data-type="anchor link" data-location="site-nav" data-name="Banking anchor link" data-position="1" data-text="Best savings accounts" data-outcome="send to Best savings accounts" > Best savings accounts</a> </li> <li class="SiteNavPrimaryLinkList-item"> <a href="/banking/savings/best-high-yield-interests-savings-accounts/" class="SiteNavPrimaryLink" target="" data-beam-element-clicked data-type="anchor link" data-location="site-nav" data-name="Banking anchor link" data-position="2" data-text="Best high-yield savings accounts" data-outcome="send to Best high-yield savings accounts" > Best high-yield savings accounts</a> </li> <li class="SiteNavPrimaryLinkList-item"> <a href="/banking/checking/best-business-checking-accounts/" class="SiteNavPrimaryLink" target="" data-beam-element-clicked data-type="anchor link" data-location="site-nav" data-name="Banking anchor link" data-position="3" data-text="Best business checking accounts" data-outcome="send to Best business checking accounts" > Best business checking accounts</a> </li> <li class="SiteNavPrimaryLinkList-item"> <a href="/banking/checking/best-checking-accounts/" class="SiteNavPrimaryLink" target="" data-beam-element-clicked data-type="anchor link" data-location="site-nav" data-name="Banking anchor link" data-position="4" data-text="Best checking accounts" data-outcome="send to Best checking accounts" > Best checking accounts</a> </li> </ul> </div> </div> <div class="SiteNavSubcategory-secondColumn"> <div class="SiteNavSecondaryLinkListWrapper"> <p class="SiteNavSecondaryLinkListWrapper-eyebrow" role="heading">Get guidance</p> <div class="SiteNavSecondaryLinkLists"> <ul class="SiteNavSecondaryLinkList"> <li> <a class="SiteNavSecondaryLink" href="/banking/savings/simple-savings-calculator/" data-beam-element-clicked data-type="secondary link" data-location="site-nav" data-name="Banking nav - Checking & savings subcategory featured link" data-position="1" data-text="Savings calculator" data-outcome="send to link" > Savings calculator</a> </li> <li> <a class="SiteNavSecondaryLink" href="/savings/calculators/" data-beam-element-clicked data-type="secondary link" data-location="site-nav" data-name="Banking nav - Checking & savings subcategory featured link" data-position="2" data-text="All savings calculators" data-outcome="send to link" > All savings calculators</a> </li> <li> <a class="SiteNavSecondaryLink" href="/banking/savings/average-savings-interest-rates/" data-beam-element-clicked data-type="secondary link" data-location="site-nav" data-name="Banking nav - Checking & savings subcategory featured link" data-position="3" data-text="Savings rate trends" data-outcome="send to link" > Savings rate trends</a> </li> <li> <a class="SiteNavSecondaryLink" href="/banking/savings/" data-beam-element-clicked data-type="secondary link" data-location="site-nav" data-name="Banking nav - Checking & savings subcategory featured link" data-position="4" data-text="Savings resources" data-outcome="send to link" > Savings resources</a> </li> </ul> <ul class="SiteNavFeaturedLinkList"> <li> <a class="SiteNavFeaturedLink" href="/banking/savings/how-to-open-a-savings-account/" data-beam-element-clicked data-type="featured link" data-location="site-nav" data-name="Banking nav - Checking & savings subcategory link" data-position="1" data-text="Savings basics" data-outcome="send to link" > <div class="SiteNavFeaturedLink-image"> <img loading="lazy" srcset="https://www.bankrate.com/f/102997/1440x1440/6efbd0a01f/savings-basics.png/m/50x50/filters:quality(90):format(webp), https://www.bankrate.com/f/102997/1440x1440/6efbd0a01f/savings-basics.png/m/100x100/filters:quality(90):format(webp) 2x" src="https://www.bankrate.com/f/102997/1440x1440/6efbd0a01f/savings-basics.png/m/50x50/filters:quality(90):format(webp)" alt=""> </div> <div class="SiteNavFeaturedLink-content"> <span class="SiteNavFeaturedLink-mainText">Savings basics</span> <span class="SiteNavFeaturedLink-supportText">5 min read</span> </div> </a> </li> <li> <a class="SiteNavFeaturedLink" href="/banking/savings/start-saving-from-scratch/" data-beam-element-clicked data-type="featured link" data-location="site-nav" data-name="Banking nav - Checking & savings subcategory link" data-position="2" data-text="How to start saving" data-outcome="send to link" > <div class="SiteNavFeaturedLink-image"> <img loading="lazy" srcset="https://www.bankrate.com/f/102997/1440x1440/4c26764452/how-to-start-saving.png/m/50x50/filters:quality(90):format(webp), https://www.bankrate.com/f/102997/1440x1440/4c26764452/how-to-start-saving.png/m/100x100/filters:quality(90):format(webp) 2x" src="https://www.bankrate.com/f/102997/1440x1440/4c26764452/how-to-start-saving.png/m/50x50/filters:quality(90):format(webp)" alt=""> </div> <div class="SiteNavFeaturedLink-content"> <span class="SiteNavFeaturedLink-mainText">How to start saving</span> <span class="SiteNavFeaturedLink-supportText">4 min read</span> </div> </a> </li> </ul> </div> </div> </div> </div> <div class="SiteNavSubcategory-panel" :class="{'is-active' : isActiveSubcategory($id('subcategory', whichChild($el, $el.parentElement)))}" :aria-labelledby="$id('subcategory', whichChild($el, $el.parentElement))" role="tabpanel" @keydown="keydownSubcategoryLinks($el, $event)" tabindex="-1"> <div class="SiteNavSubcategory-firstColumn"> <div class="SiteNavPrimaryLinkList"> <p class="SiteNavPrimaryLinkList-eyebrow">Compare accounts</p> <ul class="SiteNavPrimaryLinkList-list"> <li class="SiteNavPrimaryLinkList-item"> <a href="/banking/cds/cd-rates/" class="SiteNavPrimaryLink" target="" data-beam-element-clicked data-type="anchor link" data-location="site-nav" data-name="Banking anchor link" data-position="1" data-text="Best CD rates" data-outcome="send to Best CD rates" > Best CD rates</a> </li> <li class="SiteNavPrimaryLinkList-item"> <a href="/banking/cds/best-6-month-cd-rates/" class="SiteNavPrimaryLink" target="" data-beam-element-clicked data-type="anchor link" data-location="site-nav" data-name="Banking anchor link" data-position="2" data-text="Best 6-month CD rates" data-outcome="send to Best 6-month CD rates" > Best 6-month CD rates</a> </li> <li class="SiteNavPrimaryLinkList-item"> <a href="/banking/cds/best-1-year-cd-rates/" class="SiteNavPrimaryLink" target="" data-beam-element-clicked data-type="anchor link" data-location="site-nav" data-name="Banking anchor link" data-position="3" data-text="Best 1-year CD rates" data-outcome="send to Best 1-year CD rates" > Best 1-year CD rates</a> </li> <li class="SiteNavPrimaryLinkList-item"> <a href="/banking/cds/best-5-year-cd-rates/" class="SiteNavPrimaryLink" target="" data-beam-element-clicked data-type="anchor link" data-location="site-nav" data-name="Banking anchor link" data-position="4" data-text="Best 5-year CD rates" data-outcome="send to Best 5-year CD rates" > Best 5-year CD rates</a> </li> </ul> </div> </div> <div class="SiteNavSubcategory-secondColumn"> <div class="SiteNavSecondaryLinkListWrapper"> <p class="SiteNavSecondaryLinkListWrapper-eyebrow" role="heading">Get guidance</p> <div class="SiteNavSecondaryLinkLists"> <ul class="SiteNavSecondaryLinkList"> <li> <a class="SiteNavSecondaryLink" href="/banking/cds/cd-calculator/" data-beam-element-clicked data-type="secondary link" data-location="site-nav" data-name="Banking nav - CDs subcategory featured link" data-position="1" data-text="CD calculator" data-outcome="send to link" > CD calculator</a> </li> <li> <a class="SiteNavSecondaryLink" href="/banking/cds/cd-ladder-calculator/" data-beam-element-clicked data-type="secondary link" data-location="site-nav" data-name="Banking nav - CDs subcategory featured link" data-position="2" data-text="CD ladder calculator" data-outcome="send to link" > CD ladder calculator</a> </li> <li> <a class="SiteNavSecondaryLink" href="/banking/cds/todays-cd-rates/" data-beam-element-clicked data-type="secondary link" data-location="site-nav" data-name="Banking nav - CDs subcategory featured link" data-position="3" data-text="CD rate trends" data-outcome="send to link" > CD rate trends</a> </li> <li> <a class="SiteNavSecondaryLink" href="/banking/cds/" data-beam-element-clicked data-type="secondary link" data-location="site-nav" data-name="Banking nav - CDs subcategory featured link" data-position="4" data-text="CD resources" data-outcome="send to link" > CD resources</a> </li> </ul> <ul class="SiteNavFeaturedLinkList"> <li> <a class="SiteNavFeaturedLink" href="/banking/cds/what-is-a-cd/" data-beam-element-clicked data-type="featured link" data-location="site-nav" data-name="Banking nav - CDs subcategory link" data-position="1" data-text="CD basics" data-outcome="send to link" > <div class="SiteNavFeaturedLink-image"> <img loading="lazy" srcset="https://www.bankrate.com/f/102997/1440x1440/a7b9c5207a/cd-basics.png/m/50x50/filters:quality(90):format(webp), https://www.bankrate.com/f/102997/1440x1440/a7b9c5207a/cd-basics.png/m/100x100/filters:quality(90):format(webp) 2x" src="https://www.bankrate.com/f/102997/1440x1440/a7b9c5207a/cd-basics.png/m/50x50/filters:quality(90):format(webp)" alt=""> </div> <div class="SiteNavFeaturedLink-content"> <span class="SiteNavFeaturedLink-mainText">CD basics</span> <span class="SiteNavFeaturedLink-supportText">7 min read</span> </div> </a> </li> <li> <a class="SiteNavFeaturedLink" href="/banking/cds/how-to-invest-in-cds/" data-beam-element-clicked data-type="featured link" data-location="site-nav" data-name="Banking nav - CDs subcategory link" data-position="2" data-text="How to invest with CDs" data-outcome="send to link" > <div class="SiteNavFeaturedLink-image"> <img loading="lazy" srcset="https://www.bankrate.com/f/102997/1440x1440/4b0ced533f/how-to-invest-with-cds.png/m/50x50/filters:quality(90):format(webp), https://www.bankrate.com/f/102997/1440x1440/4b0ced533f/how-to-invest-with-cds.png/m/100x100/filters:quality(90):format(webp) 2x" src="https://www.bankrate.com/f/102997/1440x1440/4b0ced533f/how-to-invest-with-cds.png/m/50x50/filters:quality(90):format(webp)" alt=""> </div> <div class="SiteNavFeaturedLink-content"> <span class="SiteNavFeaturedLink-mainText">How to invest with CDs</span> <span class="SiteNavFeaturedLink-supportText">6 min read</span> </div> </a> </li> </ul> </div> </div> </div> </div> <div class="SiteNavSubcategory-panel" :class="{'is-active' : isActiveSubcategory($id('subcategory', whichChild($el, $el.parentElement)))}" :aria-labelledby="$id('subcategory', whichChild($el, $el.parentElement))" role="tabpanel" @keydown="keydownSubcategoryLinks($el, $event)" tabindex="-1"> <div class="SiteNavSubcategory-firstColumn"> <div class="SiteNavTopicOverview"> <p class="SiteNavTopicOverview-heading" role="heading">Money market accounts</p> <p class="SiteNavTopicOverview-copy">Money market accounts are similar to savings accounts, but offer some checking features as well.</p> <a href="/banking/money-market/rates/" class="Button Button--primary"data-beam-element-clicked data-type="button" data-location="site-nav" data-name="Banking nav - Money market subcategory CTA" data-position="1" data-text="View MMA rates" data-outcome="send to link" data-category="Banking"> View MMA rates</a> </div> </div> <div class="SiteNavSubcategory-secondColumn"> <div class="SiteNavSecondaryLinkListWrapper"> <p class="SiteNavSecondaryLinkListWrapper-eyebrow" role="heading">Get guidance</p> <div class="SiteNavSecondaryLinkLists"> <ul class="SiteNavSecondaryLinkList"> <li> <a class="SiteNavSecondaryLink" href="/banking/mma/what-is-a-money-market-account/" data-beam-element-clicked data-type="secondary link" data-location="site-nav" data-name="Banking nav - Money market subcategory featured link" data-position="1" data-text="Money market basics" data-outcome="send to link" > Money market basics</a> </li> <li> <a class="SiteNavSecondaryLink" href="/banking/money-market-account-vs-savings-account/" data-beam-element-clicked data-type="secondary link" data-location="site-nav" data-name="Banking nav - Money market subcategory featured link" data-position="2" data-text="Money market vs savings accounts" data-outcome="send to link" > Money market vs savings accounts</a> </li> <li> <a class="SiteNavSecondaryLink" href="/banking/mma/how-does-a-money-market-account-work/" data-beam-element-clicked data-type="secondary link" data-location="site-nav" data-name="Banking nav - Money market subcategory featured link" data-position="3" data-text="How does an MMA work?" data-outcome="send to link" > How does an MMA work?</a> </li> <li> <a class="SiteNavSecondaryLink" href="/banking/mma/" data-beam-element-clicked data-type="secondary link" data-location="site-nav" data-name="Banking nav - Money market subcategory featured link" data-position="4" data-text="MMA resources" data-outcome="send to link" > MMA resources</a> </li> </ul> </div> </div> </div> </div> <div class="SiteNavSubcategory-panel" :class="{'is-active' : isActiveSubcategory($id('subcategory', whichChild($el, $el.parentElement)))}" :aria-labelledby="$id('subcategory', whichChild($el, $el.parentElement))" role="tabpanel" @keydown="keydownSubcategoryLinks($el, $event)" tabindex="-1"> <div class="SiteNavSubcategory-firstColumn"> <div class="SiteNavTopicOverview"> <p class="SiteNavTopicOverview-heading" role="heading">Banking</p> <p class="SiteNavTopicOverview-copy">Unlock financial rewards by signing up for a savings or checking account with a bonus offer.</p> <a href="/banking/best-bank-account-bonuses/" class="Button Button--primary"data-beam-element-clicked data-type="button" data-location="site-nav" data-name="Banking nav - Banks subcategory CTA" data-position="1" data-text="Best bank bonuses" data-outcome="send to link" data-category="Banking"> Best bank bonuses</a> </div> </div> <div class="SiteNavSubcategory-secondColumn"> <div class="SiteNavSecondaryLinkListWrapper"> <p class="SiteNavSecondaryLinkListWrapper-eyebrow" role="heading">Get guidance</p> <div class="SiteNavSecondaryLinkLists"> <ul class="SiteNavSecondaryLinkList"> <li> <a class="SiteNavSecondaryLink" href="/awards/2024/best-banks/" data-beam-element-clicked data-type="secondary link" data-location="site-nav" data-name="Banking nav - Banks subcategory featured link" data-position="1" data-text="Best banks of 2024" data-outcome="send to link" > Best banks of 2024</a> </li> <li> <a class="SiteNavSecondaryLink" href="/banking/best-online-banks/" data-beam-element-clicked data-type="secondary link" data-location="site-nav" data-name="Banking nav - Banks subcategory featured link" data-position="2" data-text="Best online banks" data-outcome="send to link" > Best online banks</a> </li> <li> <a class="SiteNavSecondaryLink" href="/banking/reviews/" data-beam-element-clicked data-type="secondary link" data-location="site-nav" data-name="Banking nav - 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Banks subcategory link" data-position="2" data-text="Marcus review" data-outcome="send to link" > <div class="SiteNavFeaturedLink-image"> <img loading="lazy" srcset="https://www.bankrate.com/f/102997/1440x1440/d121fa8bad/marcus-review.png/m/50x50/filters:quality(90):format(webp), https://www.bankrate.com/f/102997/1440x1440/d121fa8bad/marcus-review.png/m/100x100/filters:quality(90):format(webp) 2x" src="https://www.bankrate.com/f/102997/1440x1440/d121fa8bad/marcus-review.png/m/50x50/filters:quality(90):format(webp)" alt=""> </div> <div class="SiteNavFeaturedLink-content"> <span class="SiteNavFeaturedLink-mainText">Marcus review</span> <span class="SiteNavFeaturedLink-supportText">Our take on Marcus by Goldman Sachs</span> </div> </a> </li> </ul> </div> </div> </div> </div> </div> </div> <div class="SiteNavSubcategory-categoryLinkContainer"> <a href="/banking/" class="SiteNavSubcategory-categoryLink" @keydown.tab="focusNextSubcategoryTab" @keydown.down="$event.preventDefault()" data-beam-element-clicked data-type="LINK" data-location="site-nav" data-name="Banking hub link - desktop nav" data-position="bottom" data-text="Explore all Banking resources" data-outcome="send to link" > Explore all banking resources <svg class="Icon Icon--sm text-blue" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false"><title>Arrow Right Icon</title><path fill-rule="evenodd" clip-rule="evenodd" d="M12.29 18.69c.2.19.45.29.71.29V19c.25 0 .5-.09.7-.29l6.01-6c.18-.19.29-.44.29-.71 0-.27-.1-.52-.29-.71l-6.01-6a.996.996 0 1 0-1.41 1.41l4.3 4.3H4c-.55 0-1 .45-1 1s.45 1 1 1h12.58l-4.29 4.28a.996.996 0 0 0 0 1.41Z" class="icon-base"/></svg></a> </div> </div> </div> </div> </div> </li> <li x-cloak class="SiteNavCategory" id="category-2" @mouseenter="focusCategory($el)" @mouseleave="blurCategory" x-data> <a class="SiteNavCategory-link" href="/mortgages/" data-js-selector="siteNavCategorylink2" data-preamp="nav-category-item" @focus="focusCategory($el.parentElement)" @click="handleCategoryClick" @keydown.tab.prevent="keydownCategory('tab', 2, 7);" @keydown.right.prevent="keydownCategory('right', 2, 7);" @keydown.left.prevent="keydownCategory('left', 2, 7);" @keydown.down.prevent="keydownCategory('down', 2, 7);" @keydown.up.prevent="keydownCategory('up', 2, 7);" @keydown.home.prevent="keydownCategory('home', 2, 7);" @keydown.end.prevent="keydownCategory('end', 2, 7);" @keydown.space.prevent="keydownCategory('space', 2, 7);" @keydown.enter.prevent="keydownCategory('enter', 2, 7);" :tabindex="isMobile && !isNavOpen ? -1 : 0" data-beam-element-clicked data-type="link" data-location="site-nav" data-name="top-level" data-position="2" data-text="Mortgages" data-outcome="send to mortgages hub" > <span class="SiteNavCategory-label"> Mortgages</span> <svg class="SiteNavCategory-icon SiteNavCategory-arrow" aria-hidden="true" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false"><title>Caret Right Icon</title><path d="M8.168 21a1.39 1.39 0 0 1-.938-.379c-.51-.51-.51-1.35 0-1.86l6.744-6.75L7.23 5.242c-.51-.51-.51-1.35 0-1.86a1.32 1.32 0 0 1 1.859 0l7.681 7.689c.51.51.51 1.35 0 1.86l-7.681 7.69A1.29 1.29 0 0 1 8.15 21h.017Z" class="icon-base"/></svg></a> <div x-ref="flyout" class="SiteNavCategory-flyout" id="siteNavCategory-flyout-mortgages" data-beam-element-viewed data-type="drawer" data-location="site-nav" data-name="top-level-hover" data-position="2" data-text="Mortgages" data-outcome="open default mortgages container" > <div class="SiteNavCategory-panel" x-ref="siteNavCategoryPanel"> <div class="SiteNavMobile-sticky"> <button class="SiteNavMobile-back" @click="deactivateCategory" x-ref="backToCategoriesButton" @keydown.prevent="keyDownBackToCategoriesButton" aria-label="Back to all categories"> <svg class="Icon Icon--xs" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false"><title>Caret Left Icon</title><path d="M15.85 21a1.36 1.36 0 0 1-.938-.379L7.23 12.932c-.51-.51-.51-1.35 0-1.86l7.681-7.69a1.32 1.32 0 0 1 1.86 0c.51.511.51 1.35 0 1.861l-6.745 6.75 6.744 6.751c.51.51.51 1.35 0 1.86a1.29 1.29 0 0 1-.937.38l.016.016Z" class="icon-base"/></svg>All </button> </div> <div class="SiteNavSubcategory" x-id="['subcategory']"> <div class="SiteNavSubcategory-tabsContainer"> <div id="mortgages-tablist" class="SiteNavSubcategory-categoryTitle"> Mortgages</div> <div class="SiteNavSubcategory-tabs" x-ref="siteNavTablist" @keydown.prevent="keydownSubcategoryTabs" role="tablist" aria-labelledby="mortgages-tablist"> <button class="SiteNavSubcategory-tab" :class="isActiveSubcategory($el.id) ? 'is-active' : ''" type="button" role="tab" @mouseover="handleSubcategoryMouseOver" @click="handleSubcategoryClick" @mousedown.prevent @focus="activateSubcategory($el.id)" :id="$id('subcategory', whichChild($el, $el.parentElement))" :tabindex="isActiveSubcategory($el.id) ? 0 : -1" :aria-selected="isActiveSubcategory($el.id)" data-subcategory-name="Purchase" data-position="1"> Purchase<svg class="Icon Icon--xs" aria-hidden="true" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false"><title>Caret Right Icon</title><path d="M8.168 21a1.39 1.39 0 0 1-.938-.379c-.51-.51-.51-1.35 0-1.86l6.744-6.75L7.23 5.242c-.51-.51-.51-1.35 0-1.86a1.32 1.32 0 0 1 1.859 0l7.681 7.689c.51.51.51 1.35 0 1.86l-7.681 7.69A1.29 1.29 0 0 1 8.15 21h.017Z" class="icon-base"/></svg></button> <button class="SiteNavSubcategory-tab" :class="isActiveSubcategory($el.id) ? 'is-active' : ''" type="button" role="tab" @mouseover="handleSubcategoryMouseOver" @click="handleSubcategoryClick" @mousedown.prevent @focus="activateSubcategory($el.id)" :id="$id('subcategory', whichChild($el, $el.parentElement))" :tabindex="isActiveSubcategory($el.id) ? 0 : -1" :aria-selected="isActiveSubcategory($el.id)" data-subcategory-name="Refinance" data-position="2"> Refinance<svg class="Icon Icon--xs" aria-hidden="true" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false"><title>Caret Right Icon</title><path d="M8.168 21a1.39 1.39 0 0 1-.938-.379c-.51-.51-.51-1.35 0-1.86l6.744-6.75L7.23 5.242c-.51-.51-.51-1.35 0-1.86a1.32 1.32 0 0 1 1.859 0l7.681 7.689c.51.51.51 1.35 0 1.86l-7.681 7.69A1.29 1.29 0 0 1 8.15 21h.017Z" class="icon-base"/></svg></button> <button class="SiteNavSubcategory-tab" :class="isActiveSubcategory($el.id) ? 'is-active' : ''" type="button" role="tab" @mouseover="handleSubcategoryMouseOver" @click="handleSubcategoryClick" @mousedown.prevent @focus="activateSubcategory($el.id)" :id="$id('subcategory', whichChild($el, $el.parentElement))" :tabindex="isActiveSubcategory($el.id) ? 0 : -1" :aria-selected="isActiveSubcategory($el.id)" data-subcategory-name="Real estate" data-position="3"> Real estate<svg class="Icon Icon--xs" aria-hidden="true" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false"><title>Caret Right Icon</title><path d="M8.168 21a1.39 1.39 0 0 1-.938-.379c-.51-.51-.51-1.35 0-1.86l6.744-6.75L7.23 5.242c-.51-.51-.51-1.35 0-1.86a1.32 1.32 0 0 1 1.859 0l7.681 7.689c.51.51.51 1.35 0 1.86l-7.681 7.69A1.29 1.29 0 0 1 8.15 21h.017Z" class="icon-base"/></svg></button> </div> <div class="SiteNavSubcategory-categoryLinkContainer" @keydown.left.prevent="keydownSubcategoryTabs" @keydown.up.prevent="keydownSubcategoryTabs" @keydown.right.prevent="keydownSubcategoryTabs" @keydown.down.prevent="keydownSubcategoryTabs" @keydown.tab.prevent="keydownSubcategoryTabs"> <a href="/mortgages/" class="SiteNavSubcategory-categoryLink" x-ref="siteNavCategoryLinkMobile" @keydown.space.prevent="$el.click()" @keydown.enter.prevent="$el.click()" data-beam-element-clicked data-type="LINK" data-location="site-nav" data-name="Mortgages hub link - mobile nav" data-position="bottom" data-text="Explore all Mortgages resources" data-outcome="send to link" > Explore all mortgages resources <svg class="Icon Icon--sm text-blue" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false"><title>Arrow Right Icon</title><path fill-rule="evenodd" clip-rule="evenodd" d="M12.29 18.69c.2.19.45.29.71.29V19c.25 0 .5-.09.7-.29l6.01-6c.18-.19.29-.44.29-.71 0-.27-.1-.52-.29-.71l-6.01-6a.996.996 0 1 0-1.41 1.41l4.3 4.3H4c-.55 0-1 .45-1 1s.45 1 1 1h12.58l-4.29 4.28a.996.996 0 0 0 0 1.41Z" class="icon-base"/></svg></a> </div> </div> <div class="SiteNavSubcategory-content" :class="{'is-active': showSubcategoryView}" @keydown.up.prevent="keydownSubcategoryLinks($el.querySelector('.is-active'), $event)"> <div class="SiteNavSubcategory-panelsContainer" x-ref="siteNavSubcategoryPanelsContainer"> <div class="SiteNavMobile-sticky"> <button class="SiteNavMobile-back" @click="deactivateSubcategory" x-ref="backToSubcategoriesButton" @keydown.prevent="keyDownBackToSubcategoriesButton" aria-label="Back to Mortgages category"> <svg class="Icon Icon--xs" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false"><title>Caret Left Icon</title><path d="M15.85 21a1.36 1.36 0 0 1-.938-.379L7.23 12.932c-.51-.51-.51-1.35 0-1.86l7.681-7.69a1.32 1.32 0 0 1 1.86 0c.51.511.51 1.35 0 1.861l-6.745 6.75 6.744 6.751c.51.51.51 1.35 0 1.86a1.29 1.29 0 0 1-.937.38l.016.016Z" class="icon-base"/></svg> Mortgages</button> </div> <div class="SiteNavSubcategory-categoryTitle" x-text="activeSubcategoryName"></div> <div class="SiteNavSubcategory-panels" tabindex="-1"> <div class="SiteNavSubcategory-panel" :class="{'is-active' : isActiveSubcategory($id('subcategory', whichChild($el, $el.parentElement)))}" :aria-labelledby="$id('subcategory', whichChild($el, $el.parentElement))" role="tabpanel" @keydown="keydownSubcategoryLinks($el, $event)" tabindex="-1"> <div class="SiteNavSubcategory-firstColumn"> <div class="SiteNavPrimaryLinkList"> <p class="SiteNavPrimaryLinkList-eyebrow">Compare rates</p> <ul class="SiteNavPrimaryLinkList-list"> <li class="SiteNavPrimaryLinkList-item"> <a href="/mortgages/mortgage-rates/" class="SiteNavPrimaryLink" target="" data-beam-element-clicked data-type="anchor link" data-location="site-nav" data-name="Homes anchor link" data-position="1" data-text="Mortgage rates" data-outcome="send to Mortgage rates" > Mortgage rates</a> </li> <li class="SiteNavPrimaryLinkList-item"> <a href="/mortgages/30-year-mortgage-rates/?disablePre=1" class="SiteNavPrimaryLink" target="" data-beam-element-clicked data-type="anchor link" data-location="site-nav" data-name="Homes anchor link" data-position="2" data-text="30-year mortgage rates" data-outcome="send to 30-year mortgage rates" > 30-year mortgage rates</a> </li> <li class="SiteNavPrimaryLinkList-item"> <a href="/mortgages/15-year-mortgage-rates/?disablePre=1" class="SiteNavPrimaryLink" target="" data-beam-element-clicked data-type="anchor link" data-location="site-nav" data-name="Homes anchor link" data-position="3" data-text="15-year mortgage rates" data-outcome="send to 15-year mortgage rates" > 15-year mortgage rates</a> </li> <li class="SiteNavPrimaryLinkList-item"> <a href="/mortgages/va-loan-rates/" class="SiteNavPrimaryLink" target="" data-beam-element-clicked data-type="anchor link" data-location="site-nav" data-name="Homes anchor link" data-position="4" data-text="VA loan rates" data-outcome="send to VA loan rates" > VA loan rates</a> </li> </ul> </div> </div> <div class="SiteNavSubcategory-secondColumn"> <div class="SiteNavSecondaryLinkListWrapper"> <p class="SiteNavSecondaryLinkListWrapper-eyebrow" role="heading">Get guidance</p> <div class="SiteNavSecondaryLinkLists"> <ul class="SiteNavSecondaryLinkList"> <li> <a class="SiteNavSecondaryLink" href="/mortgages/mortgage-calculator/" data-beam-element-clicked data-type="secondary link" data-location="site-nav" data-name="Mortgages nav - Purchase subcategory featured link" data-position="1" data-text="Mortgage calculator" data-outcome="send to link" > Mortgage calculator</a> </li> <li> <a class="SiteNavSecondaryLink" href="/mortgages/amortization-calculator/" data-beam-element-clicked data-type="secondary link" data-location="site-nav" data-name="Mortgages nav - Purchase subcategory featured link" data-position="2" data-text="Amortization calculator" data-outcome="send to link" > Amortization calculator</a> </li> <li> <a class="SiteNavSecondaryLink" href="/mortgages/todays-rates/" data-beam-element-clicked data-type="secondary link" data-location="site-nav" data-name="Mortgages nav - Purchase subcategory featured link" data-position="3" data-text="Mortgage rate news" data-outcome="send to link" > Mortgage rate news</a> </li> <li> <a class="SiteNavSecondaryLink" href="/mortgages/best-lenders/best-mortgage-lenders/" data-beam-element-clicked data-type="secondary link" data-location="site-nav" data-name="Mortgages nav - Purchase subcategory featured link" data-position="4" data-text="Best mortgage lenders" data-outcome="send to link" > Best mortgage lenders</a> </li> <li> <a class="SiteNavSecondaryLink" href="/mortgages/reviews/" data-beam-element-clicked data-type="secondary link" data-location="site-nav" data-name="Mortgages nav - Purchase subcategory featured link" data-position="5" data-text="Read lender reviews" data-outcome="send to link" > Read lender reviews</a> </li> </ul> <ul class="SiteNavFeaturedLinkList"> <li> <a class="SiteNavFeaturedLink" href="/mortgages/how-to-get-a-mortgage/" data-beam-element-clicked data-type="featured link" data-location="site-nav" data-name="Mortgages nav - Purchase subcategory link" data-position="1" data-text="How to get a mortgage" data-outcome="send to link" > <div class="SiteNavFeaturedLink-image"> <img loading="lazy" srcset="https://www.bankrate.com/f/102997/1440x1440/4037e1299d/how-to-get-a-mortgage.png/m/50x50/filters:quality(90):format(webp), https://www.bankrate.com/f/102997/1440x1440/4037e1299d/how-to-get-a-mortgage.png/m/100x100/filters:quality(90):format(webp) 2x" src="https://www.bankrate.com/f/102997/1440x1440/4037e1299d/how-to-get-a-mortgage.png/m/50x50/filters:quality(90):format(webp)" alt=""> </div> <div class="SiteNavFeaturedLink-content"> <span class="SiteNavFeaturedLink-mainText">How to get a mortgage</span> <span class="SiteNavFeaturedLink-supportText">11 min read</span> </div> </a> </li> <li> <a class="SiteNavFeaturedLink" href="/mortgages/first-time-homebuyer-loans-and-programs/" data-beam-element-clicked data-type="featured link" data-location="site-nav" data-name="Mortgages nav - Purchase subcategory link" data-position="2" data-text="First-time homebuyer programs" data-outcome="send to link" > <div class="SiteNavFeaturedLink-image"> <img loading="lazy" srcset="https://www.bankrate.com/f/102997/1440x1440/8889d553d1/best-mortgage-lenders-nav-imagery.png/m/50x50/filters:quality(90):format(webp), https://www.bankrate.com/f/102997/1440x1440/8889d553d1/best-mortgage-lenders-nav-imagery.png/m/100x100/filters:quality(90):format(webp) 2x" src="https://www.bankrate.com/f/102997/1440x1440/8889d553d1/best-mortgage-lenders-nav-imagery.png/m/50x50/filters:quality(90):format(webp)" alt=""> </div> <div class="SiteNavFeaturedLink-content"> <span class="SiteNavFeaturedLink-mainText">First-time homebuyer programs</span> <span class="SiteNavFeaturedLink-supportText">11 min read</span> </div> </a> </li> </ul> </div> </div> </div> </div> <div class="SiteNavSubcategory-panel" :class="{'is-active' : isActiveSubcategory($id('subcategory', whichChild($el, $el.parentElement)))}" :aria-labelledby="$id('subcategory', whichChild($el, $el.parentElement))" role="tabpanel" @keydown="keydownSubcategoryLinks($el, $event)" tabindex="-1"> <div class="SiteNavSubcategory-firstColumn"> <div class="SiteNavPrimaryLinkList"> <p class="SiteNavPrimaryLinkList-eyebrow">Compare rates</p> <ul class="SiteNavPrimaryLinkList-list"> <li class="SiteNavPrimaryLinkList-item"> <a href="/mortgages/refinance-rates/" class="SiteNavPrimaryLink" target="" > Refinance rates</a> </li> <li class="SiteNavPrimaryLinkList-item"> <a href="/mortgages/cash-out-refinance-rates/" class="SiteNavPrimaryLink" target="" > Cash-out refinance rates</a> </li> <li class="SiteNavPrimaryLinkList-item"> <a href="/mortgages/30-year-refinance-rates/?disablePre=1" class="SiteNavPrimaryLink" target="" > 30-year refinance rates</a> </li> <li class="SiteNavPrimaryLinkList-item"> <a href="/mortgages/15-year-refinance-rates/?disablePre=1" class="SiteNavPrimaryLink" target="" > 15-year refinance rates</a> </li> </ul> </div> </div> <div class="SiteNavSubcategory-secondColumn"> <div class="SiteNavSecondaryLinkListWrapper"> <p class="SiteNavSecondaryLinkListWrapper-eyebrow" role="heading">Get guidance</p> <div class="SiteNavSecondaryLinkLists"> <ul class="SiteNavSecondaryLinkList"> <li> <a class="SiteNavSecondaryLink" href="/mortgages/refinance-calculator/" data-beam-element-clicked data-type="secondary link" data-location="site-nav" data-name="Mortgages nav - Refinance subcategory featured link" data-position="1" data-text="Mortgage refinance calculator" data-outcome="send to link" > Mortgage refinance calculator</a> </li> <li> <a class="SiteNavSecondaryLink" href="/mortgages/best-lenders/refinance-mortgage-lenders/" data-beam-element-clicked data-type="secondary link" data-location="site-nav" data-name="Mortgages nav - Refinance subcategory featured link" data-position="2" data-text="Best refinance lenders" data-outcome="send to link" > Best refinance lenders</a> </li> <li> <a class="SiteNavSecondaryLink" href="/mortgages/best-lenders/cash-out-refinance-lenders/" data-beam-element-clicked data-type="secondary link" data-location="site-nav" data-name="Mortgages nav - Refinance subcategory featured link" data-position="3" data-text="Best cash-out refinance lenders" data-outcome="send to link" > Best cash-out refinance lenders</a> </li> <li> <a class="SiteNavSecondaryLink" href="/mortgages/refinancing/" data-beam-element-clicked data-type="secondary link" data-location="site-nav" data-name="Mortgages nav - Refinance subcategory featured link" data-position="4" data-text="Mortgage refinance resources" data-outcome="send to link" > Mortgage refinance resources</a> </li> </ul> <ul class="SiteNavFeaturedLinkList"> <li> <a class="SiteNavFeaturedLink" href="/mortgages/how-does-refinancing-a-mortgage-work/" data-beam-element-clicked data-type="featured link" data-location="site-nav" data-name="Mortgages nav - Refinance subcategory link" data-position="1" data-text="How to refinance your mortgage" data-outcome="send to link" > <div class="SiteNavFeaturedLink-image"> <img loading="lazy" srcset="https://www.bankrate.com/f/102997/1442x1440/d475e14a0e/home-equity-lender-reviews-nav-imagery.png/m/50x50/filters:quality(90):format(webp), https://www.bankrate.com/f/102997/1442x1440/d475e14a0e/home-equity-lender-reviews-nav-imagery.png/m/100x100/filters:quality(90):format(webp) 2x" src="https://www.bankrate.com/f/102997/1442x1440/d475e14a0e/home-equity-lender-reviews-nav-imagery.png/m/50x50/filters:quality(90):format(webp)" alt=""> </div> <div class="SiteNavFeaturedLink-content"> <span class="SiteNavFeaturedLink-mainText">How to refinance your mortgage</span> <span class="SiteNavFeaturedLink-supportText">12 min read</span> </div> </a> </li> <li> <a class="SiteNavFeaturedLink" href="/mortgages/cash-out-refinancing/" data-beam-element-clicked data-type="featured link" data-location="site-nav" data-name="Mortgages nav - 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@keydown.right.prevent="keydownSubcategoryTabs" @keydown.down.prevent="keydownSubcategoryTabs" @keydown.tab.prevent="keydownSubcategoryTabs"> <a href="/credit-cards/" class="SiteNavSubcategory-categoryLink" x-ref="siteNavCategoryLinkMobile" @keydown.space.prevent="$el.click()" @keydown.enter.prevent="$el.click()" data-beam-element-clicked data-type="LINK" data-location="site-nav" data-name="Credit cards hub link - mobile nav" data-position="bottom" data-text="Explore all Credit cards resources" data-outcome="send to link" > Explore all credit cards resources <svg class="Icon Icon--sm text-blue" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false"><title>Arrow Right Icon</title><path fill-rule="evenodd" clip-rule="evenodd" d="M12.29 18.69c.2.19.45.29.71.29V19c.25 0 .5-.09.7-.29l6.01-6c.18-.19.29-.44.29-.71 0-.27-.1-.52-.29-.71l-6.01-6a.996.996 0 1 0-1.41 1.41l4.3 4.3H4c-.55 0-1 .45-1 1s.45 1 1 1h12.58l-4.29 4.28a.996.996 0 0 0 0 1.41Z" class="icon-base"/></svg></a> </div> </div> <div class="SiteNavSubcategory-content" :class="{'is-active': showSubcategoryView}" @keydown.up.prevent="keydownSubcategoryLinks($el.querySelector('.is-active'), $event)"> <div class="SiteNavSubcategory-panelsContainer" x-ref="siteNavSubcategoryPanelsContainer"> <div class="SiteNavMobile-sticky"> <button class="SiteNavMobile-back" @click="deactivateSubcategory" x-ref="backToSubcategoriesButton" @keydown.prevent="keyDownBackToSubcategoriesButton" aria-label="Back to Credit cards category"> <svg class="Icon Icon--xs" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false"><title>Caret Left Icon</title><path d="M15.85 21a1.36 1.36 0 0 1-.938-.379L7.23 12.932c-.51-.51-.51-1.35 0-1.86l7.681-7.69a1.32 1.32 0 0 1 1.86 0c.51.511.51 1.35 0 1.861l-6.745 6.75 6.744 6.751c.51.51.51 1.35 0 1.86a1.29 1.29 0 0 1-.937.38l.016.016Z" class="icon-base"/></svg> Credit cards</button> </div> <div class="SiteNavSubcategory-categoryTitle" x-text="activeSubcategoryName"></div> <div class="SiteNavSubcategory-panels" tabindex="-1"> <div class="SiteNavSubcategory-panel" :class="{'is-active' : isActiveSubcategory($id('subcategory', whichChild($el, $el.parentElement)))}" :aria-labelledby="$id('subcategory', whichChild($el, $el.parentElement))" role="tabpanel" @keydown="keydownSubcategoryLinks($el, $event)" tabindex="-1"> <div class="SiteNavSubcategory-firstColumn"> <div class="SiteNavPrimaryLinkList"> <p class="SiteNavPrimaryLinkList-eyebrow">Compare cards</p> <ul class="SiteNavPrimaryLinkList-list SiteNavPrimaryLinkList-list--twoColumns"> <li class="SiteNavPrimaryLinkList-item"> <a href="/credit-cards/best-credit-cards/" class="SiteNavPrimaryLink" target="" data-beam-element-clicked data-type="anchor link" data-location="site-nav" data-name="Credit cards anchor link" data-position="1" data-text="Best cards of 2024" data-outcome="send to Best cards of 2024" > Best cards of 2024</a> </li> <li class="SiteNavPrimaryLinkList-item"> <a href="/credit-cards/cash-back/best-cash-back-cards/" class="SiteNavPrimaryLink" target="" data-beam-element-clicked data-type="anchor link" data-location="site-nav" data-name="Credit cards anchor link" data-position="2" data-text="Best cash back cards" data-outcome="send to Best cash back cards" > Best cash back cards</a> </li> <li class="SiteNavPrimaryLinkList-item"> <a href="/credit-cards/balance-transfer/best-balance-transfer-cards/" class="SiteNavPrimaryLink" target="" data-beam-element-clicked data-type="anchor link" data-location="site-nav" data-name="Credit cards anchor link" data-position="3" data-text="Best balance transfer cards" data-outcome="send to Best balance transfer cards" > Best balance transfer cards</a> </li> <li class="SiteNavPrimaryLinkList-item"> <a href="/credit-cards/zero-interest/best-zero-interest-cards/" class="SiteNavPrimaryLink" target="" data-beam-element-clicked data-type="anchor link" data-location="site-nav" data-name="Credit cards anchor link" data-position="4" data-text="Best 0% APR cards" data-outcome="send to Best 0% APR cards" > Best 0% APR cards</a> </li> <li class="SiteNavPrimaryLinkList-item"> <a href="/credit-cards/travel/best-travel-cards/" class="SiteNavPrimaryLink" target="" data-beam-element-clicked data-type="anchor link" data-location="site-nav" data-name="Credit cards anchor link" data-position="5" data-text="Best travel cards" data-outcome="send to Best travel cards" > Best travel cards</a> </li> <li class="SiteNavPrimaryLinkList-item"> <a href="/credit-cards/rewards/best-rewards-cards/" class="SiteNavPrimaryLink" target="" data-beam-element-clicked data-type="anchor link" data-location="site-nav" data-name="Credit cards anchor link" data-position="6" data-text="Best rewards cards" data-outcome="send to Best rewards cards" > Best rewards cards</a> </li> <li class="SiteNavPrimaryLinkList-item"> <a href="/credit-cards/business/best-business-cards/" class="SiteNavPrimaryLink" target="" data-beam-element-clicked data-type="anchor link" data-location="site-nav" data-name="Credit cards anchor link" data-position="7" data-text="Best business cards" data-outcome="send to Best business cards" > Best business cards</a> </li> <li class="SiteNavPrimaryLinkList-item"> <a href="/credit-cards/building-credit/best-student-cards/" class="SiteNavPrimaryLink" target="" data-beam-element-clicked data-type="anchor link" data-location="site-nav" data-name="Credit cards anchor link" data-position="8" data-text="Best student cards" data-outcome="send to Best student cards" > Best student cards</a> </li> </ul> </div> </div> <div class="SiteNavSubcategory-secondColumn"> <div class="SiteNavSecondaryLinkListWrapper"> <p class="SiteNavSecondaryLinkListWrapper-eyebrow" role="heading">Find my matches</p> <div class="SiteNavSecondaryLinkLists"> <ul class="SiteNavFeaturedLinkList"> <li> <a class="SiteNavFeaturedLink" href="/credit-cards/tools/cardmatch/" data-beam-element-clicked data-type="featured link" data-location="site-nav" data-name="Credit cards nav - Cards by category subcategory link" data-position="1" data-text="CardMatch™" data-outcome="send to link" > <div class="SiteNavFeaturedLink-image"> <img loading="lazy" srcset="https://www.bankrate.com/f/102997/1440x1440/4f02ac6944/cardmatch-nav-imagery.png/m/50x50/filters:quality(90):format(webp), https://www.bankrate.com/f/102997/1440x1440/4f02ac6944/cardmatch-nav-imagery.png/m/100x100/filters:quality(90):format(webp) 2x" src="https://www.bankrate.com/f/102997/1440x1440/4f02ac6944/cardmatch-nav-imagery.png/m/50x50/filters:quality(90):format(webp)" alt=""> </div> <div class="SiteNavFeaturedLink-content"> <span class="SiteNavFeaturedLink-mainText">CardMatch™</span> <span class="SiteNavFeaturedLink-supportText">Get personalized card recommendations</span> </div> </a> </li> <li> <a class="SiteNavFeaturedLink" href="/credit-cards/tools/compare/" data-beam-element-clicked data-type="featured link" data-location="site-nav" data-name="Credit cards nav - Cards by category subcategory link" data-position="2" data-text="Card comparison tool" data-outcome="send to link" > <div class="SiteNavFeaturedLink-image"> <img loading="lazy" srcset="https://www.bankrate.com/f/102997/1440x1440/10ad7295ae/card-comparison-tool-nav-imagery.png/m/50x50/filters:quality(90):format(webp), https://www.bankrate.com/f/102997/1440x1440/10ad7295ae/card-comparison-tool-nav-imagery.png/m/100x100/filters:quality(90):format(webp) 2x" src="https://www.bankrate.com/f/102997/1440x1440/10ad7295ae/card-comparison-tool-nav-imagery.png/m/50x50/filters:quality(90):format(webp)" alt=""> </div> <div class="SiteNavFeaturedLink-content"> <span class="SiteNavFeaturedLink-mainText">Card comparison tool</span> <span class="SiteNavFeaturedLink-supportText">Compare credit cards side-by-side</span> </div> </a> </li> </ul> </div> </div> </div> </div> <div class="SiteNavSubcategory-panel" :class="{'is-active' : isActiveSubcategory($id('subcategory', whichChild($el, $el.parentElement)))}" :aria-labelledby="$id('subcategory', whichChild($el, $el.parentElement))" role="tabpanel" @keydown="keydownSubcategoryLinks($el, $event)" tabindex="-1"> <div class="SiteNavSubcategory-firstColumn"> <div class="SiteNavTopicOverview"> <p class="SiteNavTopicOverview-heading" role="heading">See your card matches</p> <p class="SiteNavTopicOverview-copy">Answer a few quick questions and we’ll show you your top credit card options. </p> <a href="/credit-cards/tools/cardmatch/" class="Button Button--primary"data-beam-element-clicked data-type="button" data-location="site-nav" data-name="Credit cards nav - Cards by credit subcategory CTA" data-position="1" data-text="Find my matches" data-outcome="send to link" data-category="Credit cards"> Find my matches</a> </div> </div> <div class="SiteNavSubcategory-secondColumn"> <div class="SiteNavSecondaryLinkListWrapper"> <p class="SiteNavSecondaryLinkListWrapper-eyebrow" role="heading">Compare cards</p> <div class="SiteNavSecondaryLinkLists"> <ul class="SiteNavSecondaryLinkList"> <li> <a class="SiteNavSecondaryLink" href="/credit-cards/rewards/best-for-excellent-credit/" data-beam-element-clicked data-type="secondary link" data-location="site-nav" data-name="Credit cards nav - Cards by credit subcategory featured link" data-position="1" data-text="Excellent credit" data-outcome="send to link" > Excellent credit</a> </li> <li> <a class="SiteNavSecondaryLink" href="/credit-cards/building-credit/best-for-good-credit/" data-beam-element-clicked data-type="secondary link" data-location="site-nav" data-name="Credit cards nav - Cards by credit subcategory featured link" data-position="2" data-text="Good credit" data-outcome="send to link" > Good credit</a> </li> <li> <a class="SiteNavSecondaryLink" href="/credit-cards/building-credit/best-for-fair-credit/" data-beam-element-clicked data-type="secondary link" data-location="site-nav" data-name="Credit cards nav - Cards by credit subcategory featured link" data-position="3" data-text="Fair credit" data-outcome="send to link" > Fair credit</a> </li> <li> <a class="SiteNavSecondaryLink" href="/credit-cards/bad-credit/best-for-bad-credit/" data-beam-element-clicked data-type="secondary link" data-location="site-nav" data-name="Credit cards nav - Cards by credit subcategory featured link" data-position="4" data-text="Bad credit" data-outcome="send to link" > Bad credit</a> </li> </ul> <ul class="SiteNavFeaturedLinkList"> <li> <a class="SiteNavFeaturedLink" href="/credit-cards/bad-credit/how-to-build-credit-fast/" data-beam-element-clicked data-type="featured link" data-location="site-nav" data-name="Credit cards nav - Cards by credit subcategory link" data-position="1" data-text="How to build credit" data-outcome="send to link" > <div class="SiteNavFeaturedLink-image"> <img loading="lazy" srcset="https://www.bankrate.com/f/102997/1440x1440/2e8651b174/how-to-build-credit-nav-imagery.png/m/50x50/filters:quality(90):format(webp), https://www.bankrate.com/f/102997/1440x1440/2e8651b174/how-to-build-credit-nav-imagery.png/m/100x100/filters:quality(90):format(webp) 2x" src="https://www.bankrate.com/f/102997/1440x1440/2e8651b174/how-to-build-credit-nav-imagery.png/m/50x50/filters:quality(90):format(webp)" alt=""> </div> <div class="SiteNavFeaturedLink-content"> <span class="SiteNavFeaturedLink-mainText">How to build credit</span> <span class="SiteNavFeaturedLink-supportText">7 min read</span> </div> </a> </li> <li> <a class="SiteNavFeaturedLink" href="/credit-cards/building-credit/best-for-no-credit-history/" data-beam-element-clicked data-type="featured link" data-location="site-nav" data-name="Credit cards nav - Cards by credit subcategory link" data-position="2" data-text="Best cards for building credit" data-outcome="send to link" > <div class="SiteNavFeaturedLink-image"> <img loading="lazy" srcset="https://www.bankrate.com/f/102997/1440x1440/5a53191033/best-cards-for-building-credit-nav-imagery.png/m/50x50/filters:quality(90):format(webp), https://www.bankrate.com/f/102997/1440x1440/5a53191033/best-cards-for-building-credit-nav-imagery.png/m/100x100/filters:quality(90):format(webp) 2x" src="https://www.bankrate.com/f/102997/1440x1440/5a53191033/best-cards-for-building-credit-nav-imagery.png/m/50x50/filters:quality(90):format(webp)" alt=""> </div> <div class="SiteNavFeaturedLink-content"> <span class="SiteNavFeaturedLink-mainText">Best cards for building credit</span> <span class="SiteNavFeaturedLink-supportText">Find out which credit cards could help</span> </div> </a> </li> </ul> </div> </div> </div> </div> <div class="SiteNavSubcategory-panel" :class="{'is-active' : isActiveSubcategory($id('subcategory', whichChild($el, $el.parentElement)))}" :aria-labelledby="$id('subcategory', whichChild($el, $el.parentElement))" role="tabpanel" @keydown="keydownSubcategoryLinks($el, $event)" tabindex="-1"> <div class="SiteNavSubcategory-firstColumn"> <div class="SiteNavTopicOverview"> <p class="SiteNavTopicOverview-heading" role="heading">See what the experts say</p> <p class="SiteNavTopicOverview-copy">Read in-depth credit card reviews to find out which cards have the best perks and more. </p> <a href="/credit-cards/reviews/" class="Button Button--primary"data-beam-element-clicked data-type="button" data-location="site-nav" data-name="Credit cards nav - Tools & reviews subcategory CTA" data-position="1" data-text="Read card reviews" data-outcome="send to link" data-category="Credit cards"> Read card reviews</a> </div> </div> <div class="SiteNavSubcategory-secondColumn"> <div class="SiteNavSecondaryLinkListWrapper"> <p class="SiteNavSecondaryLinkListWrapper-eyebrow" role="heading">Get guidance</p> <div class="SiteNavSecondaryLinkLists"> <ul class="SiteNavSecondaryLinkList"> <li> <a class="SiteNavSecondaryLink" href="/credit-cards/tools/credit-card-payoff-calculator/" data-beam-element-clicked data-type="secondary link" data-location="site-nav" data-name="Credit cards nav - Tools & reviews subcategory featured link" data-position="1" data-text="Credit card payoff calculator" data-outcome="send to link" > Credit card payoff calculator</a> </li> <li> <a class="SiteNavSecondaryLink" href="/credit-cards/tools/credit-card-balance-transfer-calculator/" data-beam-element-clicked data-type="secondary link" data-location="site-nav" data-name="Credit cards nav - Tools & reviews subcategory featured link" data-position="2" data-text="Balance transfer calculator" data-outcome="send to link" > Balance transfer calculator</a> </li> <li> <a class="SiteNavSecondaryLink" href="/credit-cards/tools/credit-utilization-calculator/" data-beam-element-clicked data-type="secondary link" data-location="site-nav" data-name="Credit cards nav - Tools & reviews subcategory featured link" data-position="3" data-text="Credit utilization calculator" data-outcome="send to link" > Credit utilization calculator</a> </li> <li> <a class="SiteNavSecondaryLink" href="/credit-cards/tools/" data-beam-element-clicked data-type="secondary link" data-location="site-nav" data-name="Credit cards nav - Tools & reviews subcategory featured link" data-position="4" data-text="All credit card calculators" data-outcome="send to link" > All credit card calculators</a> </li> </ul> <ul class="SiteNavFeaturedLinkList"> <li> <a class="SiteNavFeaturedLink" href="/credit-cards/tools/spender-type-tool/" data-beam-element-clicked data-type="featured link" data-location="site-nav" data-name="Credit cards nav - Tools & reviews subcategory link" data-position="1" data-text="Spender type tool" data-outcome="send to link" > <div class="SiteNavFeaturedLink-image"> <img loading="lazy" srcset="https://www.bankrate.com/f/102997/1440x1440/43548bf9cd/spender-type-tool-nav-imagery.png/m/50x50/filters:quality(90):format(webp), https://www.bankrate.com/f/102997/1440x1440/43548bf9cd/spender-type-tool-nav-imagery.png/m/100x100/filters:quality(90):format(webp) 2x" src="https://www.bankrate.com/f/102997/1440x1440/43548bf9cd/spender-type-tool-nav-imagery.png/m/50x50/filters:quality(90):format(webp)" alt=""> </div> <div class="SiteNavFeaturedLink-content"> <span class="SiteNavFeaturedLink-mainText">Spender type tool</span> <span class="SiteNavFeaturedLink-supportText">Find cards that fit your needs</span> </div> </a> </li> </ul> </div> </div> </div> </div> <div class="SiteNavSubcategory-panel" :class="{'is-active' : isActiveSubcategory($id('subcategory', whichChild($el, $el.parentElement)))}" :aria-labelledby="$id('subcategory', whichChild($el, $el.parentElement))" role="tabpanel" @keydown="keydownSubcategoryLinks($el, $event)" tabindex="-1"> <div class="SiteNavSubcategory-firstColumn"> <div class="SiteNavPrimaryLinkList"> <p class="SiteNavPrimaryLinkList-eyebrow">Get advice</p> <ul class="SiteNavPrimaryLinkList-list SiteNavPrimaryLinkList-list--twoColumns"> <li class="SiteNavPrimaryLinkList-item"> <a href="/credit-cards/advice/" class="SiteNavPrimaryLink" target="" data-beam-element-clicked data-type="anchor link" data-location="site-nav" data-name="Credit cards anchor link" data-position="1" data-text="Credit cards 101" data-outcome="send to Credit cards 101" > Credit cards 101</a> </li> <li class="SiteNavPrimaryLinkList-item"> <a href="/credit-cards/balance-transfer/" class="SiteNavPrimaryLink" target="" data-beam-element-clicked data-type="anchor link" data-location="site-nav" data-name="Credit cards anchor link" data-position="2" data-text="Balance transfer advice" data-outcome="send to Balance transfer advice" > Balance transfer advice</a> </li> <li class="SiteNavPrimaryLinkList-item"> <a href="/credit-cards/zero-interest/" class="SiteNavPrimaryLink" target="" data-beam-element-clicked data-type="anchor link" data-location="site-nav" data-name="Credit cards anchor link" data-position="3" data-text="Zero interest credit cards" data-outcome="send to Zero interest credit cards" > Zero interest credit cards</a> </li> <li class="SiteNavPrimaryLinkList-item"> <a href="/credit-cards/rewards/" class="SiteNavPrimaryLink" target="" data-beam-element-clicked data-type="anchor link" data-location="site-nav" data-name="Credit cards anchor link" data-position="4" data-text="Rewards credit card advice" data-outcome="send to Rewards credit card advice" > Rewards credit card advice</a> </li> <li class="SiteNavPrimaryLinkList-item"> <a href="/credit-cards/cash-back/" class="SiteNavPrimaryLink" target="" data-beam-element-clicked data-type="anchor link" data-location="site-nav" data-name="Credit cards anchor link" data-position="5" data-text="Cash back credit card advice" data-outcome="send to Cash back credit card advice" > Cash back credit card advice</a> </li> <li class="SiteNavPrimaryLinkList-item"> <a href="/credit-cards/travel/" class="SiteNavPrimaryLink" target="" data-beam-element-clicked data-type="anchor link" data-location="site-nav" data-name="Credit cards anchor link" data-position="6" data-text="Travel credit card advice" data-outcome="send to Travel credit card advice" > Travel credit card advice</a> </li> <li class="SiteNavPrimaryLinkList-item"> <a href="/credit-cards/business/" class="SiteNavPrimaryLink" target="" data-beam-element-clicked data-type="anchor link" data-location="site-nav" data-name="Credit cards anchor link" data-position="7" data-text="Business credit card advice" data-outcome="send to Business credit card advice" > Business credit card advice</a> </li> </ul> </div> </div> <div class="SiteNavSubcategory-secondColumn"> <div class="SiteNavSecondaryLinkListWrapper"> <p class="SiteNavSecondaryLinkListWrapper-eyebrow" role="heading">Build credit</p> <div class="SiteNavSecondaryLinkLists"> <ul class="SiteNavSecondaryLinkList"> <li> <a class="SiteNavSecondaryLink" href="/credit-cards/bad-credit/" data-beam-element-clicked data-type="secondary link" data-location="site-nav" data-name="Credit cards nav - Guides & resources subcategory featured link" data-position="1" data-text="Advice for bad credit" data-outcome="send to link" > Advice for bad credit</a> </li> <li> <a class="SiteNavSecondaryLink" href="/credit-cards/building-credit/" data-beam-element-clicked data-type="secondary link" data-location="site-nav" data-name="Credit cards nav - Guides & resources subcategory featured link" data-position="2" data-text="Rebuilding credit score" data-outcome="send to link" > Rebuilding credit score</a> </li> </ul> </div> </div> </div> </div> </div> </div> <div class="SiteNavSubcategory-categoryLinkContainer"> <a href="/credit-cards/" class="SiteNavSubcategory-categoryLink" @keydown.tab="focusNextSubcategoryTab" @keydown.down="$event.preventDefault()" data-beam-element-clicked data-type="LINK" data-location="site-nav" data-name="Credit cards hub link - desktop nav" data-position="bottom" data-text="Explore all Credit cards resources" data-outcome="send to link" > Explore all credit cards resources <svg class="Icon Icon--sm text-blue" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false"><title>Arrow Right Icon</title><path fill-rule="evenodd" clip-rule="evenodd" d="M12.29 18.69c.2.19.45.29.71.29V19c.25 0 .5-.09.7-.29l6.01-6c.18-.19.29-.44.29-.71 0-.27-.1-.52-.29-.71l-6.01-6a.996.996 0 1 0-1.41 1.41l4.3 4.3H4c-.55 0-1 .45-1 1s.45 1 1 1h12.58l-4.29 4.28a.996.996 0 0 0 0 1.41Z" class="icon-base"/></svg></a> </div> </div> </div> </div> </div> </li> <li x-cloak class="SiteNavCategory" id="category-5" @mouseenter="focusCategory($el)" @mouseleave="blurCategory" x-data> <a class="SiteNavCategory-link" href="/loans/" data-js-selector="siteNavCategorylink5" data-preamp="nav-category-item" @focus="focusCategory($el.parentElement)" @click="handleCategoryClick" @keydown.tab.prevent="keydownCategory('tab', 5, 7);" @keydown.right.prevent="keydownCategory('right', 5, 7);" @keydown.left.prevent="keydownCategory('left', 5, 7);" @keydown.down.prevent="keydownCategory('down', 5, 7);" @keydown.up.prevent="keydownCategory('up', 5, 7);" @keydown.home.prevent="keydownCategory('home', 5, 7);" @keydown.end.prevent="keydownCategory('end', 5, 7);" @keydown.space.prevent="keydownCategory('space', 5, 7);" @keydown.enter.prevent="keydownCategory('enter', 5, 7);" :tabindex="isMobile && !isNavOpen ? -1 : 0" data-beam-element-clicked data-type="link" data-location="site-nav" data-name="top-level" data-position="5" data-text="Loans" data-outcome="send to loans hub" > <span class="SiteNavCategory-label"> Loans</span> <svg class="SiteNavCategory-icon SiteNavCategory-arrow" aria-hidden="true" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false"><title>Caret Right Icon</title><path d="M8.168 21a1.39 1.39 0 0 1-.938-.379c-.51-.51-.51-1.35 0-1.86l6.744-6.75L7.23 5.242c-.51-.51-.51-1.35 0-1.86a1.32 1.32 0 0 1 1.859 0l7.681 7.689c.51.51.51 1.35 0 1.86l-7.681 7.69A1.29 1.29 0 0 1 8.15 21h.017Z" class="icon-base"/></svg></a> <div x-ref="flyout" class="SiteNavCategory-flyout" id="siteNavCategory-flyout-loans" data-beam-element-viewed data-type="drawer" data-location="site-nav" data-name="top-level-hover" data-position="5" data-text="Loans" data-outcome="open default loans container" > <div class="SiteNavCategory-panel" x-ref="siteNavCategoryPanel"> <div class="SiteNavMobile-sticky"> <button class="SiteNavMobile-back" @click="deactivateCategory" x-ref="backToCategoriesButton" @keydown.prevent="keyDownBackToCategoriesButton" aria-label="Back to all categories"> <svg class="Icon Icon--xs" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false"><title>Caret Left Icon</title><path d="M15.85 21a1.36 1.36 0 0 1-.938-.379L7.23 12.932c-.51-.51-.51-1.35 0-1.86l7.681-7.69a1.32 1.32 0 0 1 1.86 0c.51.511.51 1.35 0 1.861l-6.745 6.75 6.744 6.751c.51.51.51 1.35 0 1.86a1.29 1.29 0 0 1-.937.38l.016.016Z" class="icon-base"/></svg>All </button> </div> <div class="SiteNavSubcategory" x-id="['subcategory']"> <div class="SiteNavSubcategory-tabsContainer"> <div id="loans-tablist" class="SiteNavSubcategory-categoryTitle"> Loans</div> <div class="SiteNavSubcategory-tabs" x-ref="siteNavTablist" @keydown.prevent="keydownSubcategoryTabs" role="tablist" aria-labelledby="loans-tablist"> <button class="SiteNavSubcategory-tab" :class="isActiveSubcategory($el.id) ? 'is-active' : ''" type="button" role="tab" @mouseover="handleSubcategoryMouseOver" @click="handleSubcategoryClick" @mousedown.prevent @focus="activateSubcategory($el.id)" :id="$id('subcategory', whichChild($el, $el.parentElement))" :tabindex="isActiveSubcategory($el.id) ? 0 : -1" :aria-selected="isActiveSubcategory($el.id)" data-subcategory-name="Personal loans" data-position="1"> Personal loans<svg class="Icon Icon--xs" aria-hidden="true" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false"><title>Caret Right Icon</title><path d="M8.168 21a1.39 1.39 0 0 1-.938-.379c-.51-.51-.51-1.35 0-1.86l6.744-6.75L7.23 5.242c-.51-.51-.51-1.35 0-1.86a1.32 1.32 0 0 1 1.859 0l7.681 7.689c.51.51.51 1.35 0 1.86l-7.681 7.69A1.29 1.29 0 0 1 8.15 21h.017Z" class="icon-base"/></svg></button> <button class="SiteNavSubcategory-tab" :class="isActiveSubcategory($el.id) ? 'is-active' : ''" type="button" role="tab" @mouseover="handleSubcategoryMouseOver" @click="handleSubcategoryClick" @mousedown.prevent @focus="activateSubcategory($el.id)" :id="$id('subcategory', whichChild($el, $el.parentElement))" :tabindex="isActiveSubcategory($el.id) ? 0 : -1" :aria-selected="isActiveSubcategory($el.id)" data-subcategory-name="Auto loans" data-position="2"> Auto loans<svg class="Icon Icon--xs" aria-hidden="true" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false"><title>Caret Right Icon</title><path d="M8.168 21a1.39 1.39 0 0 1-.938-.379c-.51-.51-.51-1.35 0-1.86l6.744-6.75L7.23 5.242c-.51-.51-.51-1.35 0-1.86a1.32 1.32 0 0 1 1.859 0l7.681 7.689c.51.51.51 1.35 0 1.86l-7.681 7.69A1.29 1.29 0 0 1 8.15 21h.017Z" class="icon-base"/></svg></button> <button class="SiteNavSubcategory-tab" :class="isActiveSubcategory($el.id) ? 'is-active' : ''" type="button" role="tab" @mouseover="handleSubcategoryMouseOver" @click="handleSubcategoryClick" @mousedown.prevent @focus="activateSubcategory($el.id)" :id="$id('subcategory', whichChild($el, $el.parentElement))" :tabindex="isActiveSubcategory($el.id) ? 0 : -1" :aria-selected="isActiveSubcategory($el.id)" data-subcategory-name="Student loans" data-position="3"> Student loans<svg class="Icon Icon--xs" aria-hidden="true" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false"><title>Caret Right Icon</title><path d="M8.168 21a1.39 1.39 0 0 1-.938-.379c-.51-.51-.51-1.35 0-1.86l6.744-6.75L7.23 5.242c-.51-.51-.51-1.35 0-1.86a1.32 1.32 0 0 1 1.859 0l7.681 7.689c.51.51.51 1.35 0 1.86l-7.681 7.69A1.29 1.29 0 0 1 8.15 21h.017Z" class="icon-base"/></svg></button> <button class="SiteNavSubcategory-tab" :class="isActiveSubcategory($el.id) ? 'is-active' : ''" type="button" role="tab" @mouseover="handleSubcategoryMouseOver" @click="handleSubcategoryClick" @mousedown.prevent @focus="activateSubcategory($el.id)" :id="$id('subcategory', whichChild($el, $el.parentElement))" :tabindex="isActiveSubcategory($el.id) ? 0 : -1" :aria-selected="isActiveSubcategory($el.id)" data-subcategory-name="Small business loans" data-position="4"> Small business loans<svg class="Icon Icon--xs" aria-hidden="true" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false"><title>Caret Right Icon</title><path d="M8.168 21a1.39 1.39 0 0 1-.938-.379c-.51-.51-.51-1.35 0-1.86l6.744-6.75L7.23 5.242c-.51-.51-.51-1.35 0-1.86a1.32 1.32 0 0 1 1.859 0l7.681 7.689c.51.51.51 1.35 0 1.86l-7.681 7.69A1.29 1.29 0 0 1 8.15 21h.017Z" class="icon-base"/></svg></button> </div> <div class="SiteNavSubcategory-categoryLinkContainer" @keydown.left.prevent="keydownSubcategoryTabs" @keydown.up.prevent="keydownSubcategoryTabs" @keydown.right.prevent="keydownSubcategoryTabs" @keydown.down.prevent="keydownSubcategoryTabs" @keydown.tab.prevent="keydownSubcategoryTabs"> <a href="/loans/" class="SiteNavSubcategory-categoryLink" x-ref="siteNavCategoryLinkMobile" @keydown.space.prevent="$el.click()" @keydown.enter.prevent="$el.click()" data-beam-element-clicked data-type="LINK" data-location="site-nav" data-name="Loans hub link - mobile nav" data-position="bottom" data-text="Explore all Loans resources" data-outcome="send to link" > Explore all loans resources <svg class="Icon Icon--sm text-blue" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false"><title>Arrow Right Icon</title><path fill-rule="evenodd" clip-rule="evenodd" d="M12.29 18.69c.2.19.45.29.71.29V19c.25 0 .5-.09.7-.29l6.01-6c.18-.19.29-.44.29-.71 0-.27-.1-.52-.29-.71l-6.01-6a.996.996 0 1 0-1.41 1.41l4.3 4.3H4c-.55 0-1 .45-1 1s.45 1 1 1h12.58l-4.29 4.28a.996.996 0 0 0 0 1.41Z" class="icon-base"/></svg></a> </div> </div> <div class="SiteNavSubcategory-content" :class="{'is-active': showSubcategoryView}" @keydown.up.prevent="keydownSubcategoryLinks($el.querySelector('.is-active'), $event)"> <div class="SiteNavSubcategory-panelsContainer" x-ref="siteNavSubcategoryPanelsContainer"> <div class="SiteNavMobile-sticky"> <button class="SiteNavMobile-back" @click="deactivateSubcategory" x-ref="backToSubcategoriesButton" @keydown.prevent="keyDownBackToSubcategoriesButton" aria-label="Back to Loans category"> <svg class="Icon Icon--xs" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false"><title>Caret Left Icon</title><path d="M15.85 21a1.36 1.36 0 0 1-.938-.379L7.23 12.932c-.51-.51-.51-1.35 0-1.86l7.681-7.69a1.32 1.32 0 0 1 1.86 0c.51.511.51 1.35 0 1.861l-6.745 6.75 6.744 6.751c.51.51.51 1.35 0 1.86a1.29 1.29 0 0 1-.937.38l.016.016Z" class="icon-base"/></svg> Loans</button> </div> <div class="SiteNavSubcategory-categoryTitle" x-text="activeSubcategoryName"></div> <div class="SiteNavSubcategory-panels" tabindex="-1"> <div class="SiteNavSubcategory-panel" :class="{'is-active' : isActiveSubcategory($id('subcategory', whichChild($el, $el.parentElement)))}" :aria-labelledby="$id('subcategory', whichChild($el, $el.parentElement))" role="tabpanel" @keydown="keydownSubcategoryLinks($el, $event)" tabindex="-1"> <div class="SiteNavSubcategory-firstColumn"> <div class="SiteNavPrimaryLinkList"> <p class="SiteNavPrimaryLinkList-eyebrow">Compare lenders</p> <ul class="SiteNavPrimaryLinkList-list"> <li class="SiteNavPrimaryLinkList-item"> <a href="/loans/personal-loans/rates/" class="SiteNavPrimaryLink" target="" data-beam-element-clicked data-type="anchor link" data-location="site-nav" data-name="Personal loans anchor link" data-position="1" data-text="Best personal loans" data-outcome="send to Best personal loans" > Best personal loans</a> </li> <li class="SiteNavPrimaryLinkList-item"> <a href="/loans/personal-loans/bad-credit-loans/" class="SiteNavPrimaryLink" target="" data-beam-element-clicked data-type="anchor link" data-location="site-nav" data-name="Personal loans anchor link" data-position="2" data-text="Best personal loans for bad credit" data-outcome="send to Best personal loans for bad credit" > Best personal loans for bad credit</a> </li> <li class="SiteNavPrimaryLinkList-item"> <a href="/loans/personal-loans/debt-consolidation-loans/" class="SiteNavPrimaryLink" target="" data-beam-element-clicked data-type="anchor link" data-location="site-nav" data-name="Personal loans anchor link" data-position="3" data-text="Best debt consolidation loans" data-outcome="send to Best debt consolidation loans" > Best debt consolidation loans</a> </li> <li class="SiteNavPrimaryLinkList-item"> <a href="/loans/home-improvement/rates/" class="SiteNavPrimaryLink" target="" data-beam-element-clicked data-type="anchor link" data-location="site-nav" data-name="Personal loans anchor link" data-position="4" data-text="Best home improvement loans" data-outcome="send to Best home improvement loans" > Best home improvement loans</a> </li> </ul> </div> </div> <div class="SiteNavSubcategory-secondColumn"> <div class="SiteNavSecondaryLinkListWrapper"> <p class="SiteNavSecondaryLinkListWrapper-eyebrow" role="heading">Get guidance</p> <div class="SiteNavSecondaryLinkLists"> <ul class="SiteNavSecondaryLinkList"> <li> <a class="SiteNavSecondaryLink" href="/loans/personal-loans/" data-beam-element-clicked data-type="secondary link" data-location="site-nav" data-name="Loans nav - Personal loans subcategory featured link" data-position="1" data-text="Personal loan resources" data-outcome="send to link" > Personal loan resources</a> </li> <li> <a class="SiteNavSecondaryLink" href="/loans/personal-loans/reviews/" data-beam-element-clicked data-type="secondary link" data-location="site-nav" data-name="Loans nav - Personal loans subcategory featured link" data-position="2" data-text="Personal loan lender reviews" data-outcome="send to link" > Personal loan lender reviews</a> </li> <li> <a class="SiteNavSecondaryLink" href="/loans/personal-loans/personal-loan-calculator/" data-beam-element-clicked data-type="secondary link" data-location="site-nav" data-name="Loans nav - Personal loans subcategory featured link" data-position="3" data-text="Personal loans calculator" data-outcome="send to link" > Personal loans calculator</a> </li> <li> <a class="SiteNavSecondaryLink" href="/loans/personal-loans/average-personal-loan-rates/" data-beam-element-clicked data-type="secondary link" data-location="site-nav" data-name="Loans nav - Personal loans subcategory featured link" data-position="4" data-text="Average personal loan interest rates" data-outcome="send to link" > Average personal loan interest rates</a> </li> </ul> <ul class="SiteNavFeaturedLinkList"> <li> <a class="SiteNavFeaturedLink" href="/loans/personal-loans/what-is-a-personal-loan/" data-beam-element-clicked data-type="featured link" data-location="site-nav" data-name="Loans nav - Personal loans subcategory link" data-position="1" data-text="Personal loan basics" data-outcome="send to link" > <div class="SiteNavFeaturedLink-image"> <img loading="lazy" srcset="https://www.bankrate.com/f/102997/1440x1440/38750a2d5a/what-is-a-certified-financial-planner-s.png/m/50x50/filters:quality(90):format(webp), https://www.bankrate.com/f/102997/1440x1440/38750a2d5a/what-is-a-certified-financial-planner-s.png/m/100x100/filters:quality(90):format(webp) 2x" src="https://www.bankrate.com/f/102997/1440x1440/38750a2d5a/what-is-a-certified-financial-planner-s.png/m/50x50/filters:quality(90):format(webp)" alt=""> </div> <div class="SiteNavFeaturedLink-content"> <span class="SiteNavFeaturedLink-mainText">Personal loan basics</span> <span class="SiteNavFeaturedLink-supportText">9 min read</span> </div> </a> </li> <li> <a class="SiteNavFeaturedLink" href="/loans/personal-loans/how-to-get-personal-loan/" data-beam-element-clicked data-type="featured link" data-location="site-nav" data-name="Loans nav - Personal loans subcategory link" data-position="2" data-text="How to get a personal loan" data-outcome="send to link" > <div class="SiteNavFeaturedLink-image"> <img loading="lazy" srcset="https://www.bankrate.com/f/102997/1440x1440/4c26764452/how-to-start-saving.png/m/50x50/filters:quality(90):format(webp), https://www.bankrate.com/f/102997/1440x1440/4c26764452/how-to-start-saving.png/m/100x100/filters:quality(90):format(webp) 2x" src="https://www.bankrate.com/f/102997/1440x1440/4c26764452/how-to-start-saving.png/m/50x50/filters:quality(90):format(webp)" alt=""> </div> <div class="SiteNavFeaturedLink-content"> <span class="SiteNavFeaturedLink-mainText">How to get a personal loan</span> <span class="SiteNavFeaturedLink-supportText">11 min read</span> </div> </a> </li> </ul> </div> </div> </div> </div> <div class="SiteNavSubcategory-panel" :class="{'is-active' : isActiveSubcategory($id('subcategory', whichChild($el, $el.parentElement)))}" :aria-labelledby="$id('subcategory', whichChild($el, $el.parentElement))" role="tabpanel" @keydown="keydownSubcategoryLinks($el, $event)" tabindex="-1"> <div class="SiteNavSubcategory-firstColumn"> <div class="SiteNavPrimaryLinkList"> <p class="SiteNavPrimaryLinkList-eyebrow">Compare lenders</p> <ul class="SiteNavPrimaryLinkList-list"> <li class="SiteNavPrimaryLinkList-item"> <a href="/loans/auto-loans/rates/" class="SiteNavPrimaryLink" target="" > Best auto loans</a> </li> <li class="SiteNavPrimaryLinkList-item"> <a href="/loans/auto-loans/refinance-rates/" class="SiteNavPrimaryLink" target="" > Best auto loan refinance rates</a> </li> <li class="SiteNavPrimaryLinkList-item"> <a href="/loans/auto-loans/bad-credit-loans/" class="SiteNavPrimaryLink" target="" > Best car loans for bad credit</a> </li> </ul> </div> </div> <div class="SiteNavSubcategory-secondColumn"> <div class="SiteNavSecondaryLinkListWrapper"> <p class="SiteNavSecondaryLinkListWrapper-eyebrow" role="heading">Get guidance</p> <div class="SiteNavSecondaryLinkLists"> <ul class="SiteNavSecondaryLinkList"> <li> <a class="SiteNavSecondaryLink" href="/loans/auto-loans/" data-beam-element-clicked data-type="secondary link" data-location="site-nav" data-name="Loans nav - Auto loans subcategory featured link" data-position="1" data-text="Auto loan resources" data-outcome="send to link" > Auto loan resources</a> </li> <li> <a class="SiteNavSecondaryLink" href="/loans/auto-loans/reviews/" data-beam-element-clicked data-type="secondary link" data-location="site-nav" data-name="Loans nav - Auto loans subcategory featured link" data-position="2" data-text="Auto loan lender reviews" data-outcome="send to link" > Auto loan lender reviews</a> </li> <li> <a class="SiteNavSecondaryLink" href="/loans/auto-loans/auto-loan-calculator/" data-beam-element-clicked data-type="secondary link" data-location="site-nav" data-name="Loans nav - Auto loans subcategory featured link" data-position="3" data-text="Auto loan calculator" data-outcome="send to link" > Auto loan calculator</a> </li> <li> <a class="SiteNavSecondaryLink" href="/loans/auto-loans/auto-loan-refinancing-guide/" data-beam-element-clicked data-type="secondary link" data-location="site-nav" data-name="Loans nav - Auto loans subcategory featured link" data-position="4" data-text="Auto loan refinancing guide" data-outcome="send to link" > Auto loan refinancing guide</a> </li> </ul> <ul class="SiteNavFeaturedLinkList"> <li> <a class="SiteNavFeaturedLink" href="/loans/auto-loans/how-to-get-the-best-auto-loan-rate/" data-beam-element-clicked data-type="featured link" data-location="site-nav" data-name="Loans nav - Auto loans subcategory link" data-position="1" data-text="How to get the best auto loan rate" data-outcome="send to link" > <div class="SiteNavFeaturedLink-image"> <img loading="lazy" srcset="https://www.bankrate.com/f/102997/1440x1440/d1a328a134/auto-loan-refinancing-guide-nav.png/m/50x50/filters:quality(90):format(webp), https://www.bankrate.com/f/102997/1440x1440/d1a328a134/auto-loan-refinancing-guide-nav.png/m/100x100/filters:quality(90):format(webp) 2x" src="https://www.bankrate.com/f/102997/1440x1440/d1a328a134/auto-loan-refinancing-guide-nav.png/m/50x50/filters:quality(90):format(webp)" alt=""> </div> <div class="SiteNavFeaturedLink-content"> <span class="SiteNavFeaturedLink-mainText">How to get the best auto loan rate</span> <span class="SiteNavFeaturedLink-supportText">10 min read</span> </div> </a> </li> <li> <a class="SiteNavFeaturedLink" href="/loans/auto-loans/what-is-an-auto-loan/" data-beam-element-clicked data-type="featured link" data-location="site-nav" data-name="Loans nav - Auto loans subcategory link" data-position="2" data-text="Auto loan basics" data-outcome="send to link" > <div class="SiteNavFeaturedLink-image"> <img loading="lazy" srcset="https://www.bankrate.com/f/102997/720x720/c481afa0d2/auto-loan-refinancing-guide-s.jpg/m/50x50/filters:quality(90):format(webp), https://www.bankrate.com/f/102997/720x720/c481afa0d2/auto-loan-refinancing-guide-s.jpg/m/100x100/filters:quality(90):format(webp) 2x" src="https://www.bankrate.com/f/102997/720x720/c481afa0d2/auto-loan-refinancing-guide-s.jpg/m/50x50/filters:quality(90):format(webp)" alt=""> </div> <div class="SiteNavFeaturedLink-content"> <span class="SiteNavFeaturedLink-mainText">Auto loan basics</span> <span class="SiteNavFeaturedLink-supportText">5 min read</span> </div> </a> </li> </ul> </div> </div> </div> </div> <div class="SiteNavSubcategory-panel" :class="{'is-active' : isActiveSubcategory($id('subcategory', whichChild($el, $el.parentElement)))}" :aria-labelledby="$id('subcategory', whichChild($el, $el.parentElement))" role="tabpanel" @keydown="keydownSubcategoryLinks($el, $event)" tabindex="-1"> <div class="SiteNavSubcategory-firstColumn"> <div class="SiteNavPrimaryLinkList"> <p class="SiteNavPrimaryLinkList-eyebrow">Compare lenders</p> <ul class="SiteNavPrimaryLinkList-list"> <li class="SiteNavPrimaryLinkList-item"> <a href="/loans/student-loans/rates/" class="SiteNavPrimaryLink" target="" data-beam-element-clicked data-type="anchor link" data-location="site-nav" data-name="Personal loans anchor link" data-position="1" data-text="Student loan rates" data-outcome="send to Student loan rates" > Student loan rates</a> </li> <li class="SiteNavPrimaryLinkList-item"> <a href="/loans/student-loans/refinance-rates/" class="SiteNavPrimaryLink" target="" data-beam-element-clicked data-type="anchor link" data-location="site-nav" data-name="Personal loans anchor link" data-position="2" data-text="Student loan refinancing rates" data-outcome="send to Student loan refinancing rates" > Student loan refinancing rates</a> </li> <li class="SiteNavPrimaryLinkList-item"> <a href="/loans/student-loans/private-student-loans/" class="SiteNavPrimaryLink" target="" data-beam-element-clicked data-type="anchor link" data-location="site-nav" data-name="Personal loans anchor link" data-position="3" data-text="Best private student loans" data-outcome="send to Best private student loans" > Best private student loans</a> </li> <li class="SiteNavPrimaryLinkList-item"> <a href="/loans/student-loans/bad-credit-loans/" class="SiteNavPrimaryLink" target="" data-beam-element-clicked data-type="anchor link" data-location="site-nav" data-name="Personal loans anchor link" data-position="4" data-text="Best bad credit student loans" data-outcome="send to Best bad credit student loans" > Best bad credit student loans</a> </li> </ul> </div> </div> <div class="SiteNavSubcategory-secondColumn"> <div class="SiteNavSecondaryLinkListWrapper"> <p class="SiteNavSecondaryLinkListWrapper-eyebrow" role="heading">Get guidance</p> <div class="SiteNavSecondaryLinkLists"> <ul class="SiteNavSecondaryLinkList"> <li> <a class="SiteNavSecondaryLink" href="/loans/student-loans/" data-beam-element-clicked data-type="secondary link" data-location="site-nav" data-name="Loans nav - Student loans subcategory featured link" data-position="1" data-text="Student loan resources" data-outcome="send to link" > Student loan resources</a> </li> <li> <a class="SiteNavSecondaryLink" href="/loans/student-loans/reviews/" data-beam-element-clicked data-type="secondary link" data-location="site-nav" data-name="Loans nav - Student loans subcategory featured link" data-position="2" data-text="Student loan lender reviews" data-outcome="send to link" > Student loan lender reviews</a> </li> <li> <a class="SiteNavSecondaryLink" href="/loans/student-loans/student-loan-calculator/" data-beam-element-clicked data-type="secondary link" data-location="site-nav" data-name="Loans nav - Student loans subcategory featured link" data-position="3" data-text="Student loan calculator" data-outcome="send to link" > Student loan calculator</a> </li> <li> <a class="SiteNavSecondaryLink" href="/loans/student-loans/student-loan-refinance-calculator/" data-beam-element-clicked data-type="secondary link" data-location="site-nav" data-name="Loans nav - Student loans subcategory featured link" data-position="4" data-text="Student loan refinance calculator" data-outcome="send to link" > Student loan refinance calculator</a> </li> </ul> <ul class="SiteNavFeaturedLinkList"> <li> <a class="SiteNavFeaturedLink" href="/loans/student-loans/private-student-loans-guide/" data-beam-element-clicked data-type="featured link" data-location="site-nav" data-name="Loans nav - Student loans subcategory link" data-position="1" data-text="Private student loan basics" data-outcome="send to link" > <div class="SiteNavFeaturedLink-image"> <img loading="lazy" srcset="https://www.bankrate.com/f/102997/1440x1440/3d6f458d84/how-to-start-investing-nav-imagery.png/m/50x50/filters:quality(90):format(webp), https://www.bankrate.com/f/102997/1440x1440/3d6f458d84/how-to-start-investing-nav-imagery.png/m/100x100/filters:quality(90):format(webp) 2x" src="https://www.bankrate.com/f/102997/1440x1440/3d6f458d84/how-to-start-investing-nav-imagery.png/m/50x50/filters:quality(90):format(webp)" alt=""> </div> <div class="SiteNavFeaturedLink-content"> <span class="SiteNavFeaturedLink-mainText">Private student loan basics</span> <span class="SiteNavFeaturedLink-supportText">10 min read</span> </div> </a> </li> <li> <a class="SiteNavFeaturedLink" href="/loans/student-loans/how-to-get-student-loan/" data-beam-element-clicked data-type="featured link" data-location="site-nav" data-name="Loans nav - Student loans subcategory link" data-position="2" data-text="How to get a student loan" data-outcome="send to link" > <div class="SiteNavFeaturedLink-image"> <img loading="lazy" srcset="https://www.bankrate.com/f/102997/1440x1440/4c26764452/how-to-start-saving.png/m/50x50/filters:quality(90):format(webp), https://www.bankrate.com/f/102997/1440x1440/4c26764452/how-to-start-saving.png/m/100x100/filters:quality(90):format(webp) 2x" src="https://www.bankrate.com/f/102997/1440x1440/4c26764452/how-to-start-saving.png/m/50x50/filters:quality(90):format(webp)" alt=""> </div> <div class="SiteNavFeaturedLink-content"> <span class="SiteNavFeaturedLink-mainText">How to get a student loan</span> <span class="SiteNavFeaturedLink-supportText">11 min read</span> </div> </a> </li> </ul> </div> </div> </div> </div> <div class="SiteNavSubcategory-panel" :class="{'is-active' : isActiveSubcategory($id('subcategory', whichChild($el, $el.parentElement)))}" :aria-labelledby="$id('subcategory', whichChild($el, $el.parentElement))" role="tabpanel" @keydown="keydownSubcategoryLinks($el, $event)" tabindex="-1"> <div class="SiteNavSubcategory-firstColumn"> <div class="SiteNavPrimaryLinkList"> <p class="SiteNavPrimaryLinkList-eyebrow">Compare lenders</p> <ul class="SiteNavPrimaryLinkList-list"> <li class="SiteNavPrimaryLinkList-item"> <a href="/loans/small-business/best-small-business-loans/" class="SiteNavPrimaryLink" target="" > Best small business loans</a> </li> <li class="SiteNavPrimaryLinkList-item"> <a href="/loans/small-business/bad-credit-business-loans/" class="SiteNavPrimaryLink" target="" > Bad credit small business loans</a> </li> <li class="SiteNavPrimaryLinkList-item"> <a href="/loans/small-business/business-line-of-credit/" class="SiteNavPrimaryLink" target="" > Business lines of credit</a> </li> <li class="SiteNavPrimaryLinkList-item"> <a href="/loans/small-business/best-banks-for-small-business-loans/" class="SiteNavPrimaryLink" target="" > Small business loan banks</a> </li> </ul> </div> </div> <div class="SiteNavSubcategory-secondColumn"> <div class="SiteNavSecondaryLinkListWrapper"> <p class="SiteNavSecondaryLinkListWrapper-eyebrow" role="heading">Get guidance</p> <div class="SiteNavSecondaryLinkLists"> <ul class="SiteNavSecondaryLinkList"> <li> <a class="SiteNavSecondaryLink" href="/loans/small-business/" data-beam-element-clicked data-type="secondary link" data-location="site-nav" data-name="Loans nav - Small business loans subcategory featured link" data-position="1" data-text="Small business loans resources" data-outcome="send to link" > Small business loans resources</a> </li> <li> <a class="SiteNavSecondaryLink" href="/loans/small-business/reviews/" data-beam-element-clicked data-type="secondary link" data-location="site-nav" data-name="Loans nav - Small business loans subcategory featured link" data-position="2" data-text="Small business loan reviews" data-outcome="send to link" > Small business loan reviews</a> </li> <li> <a class="SiteNavSecondaryLink" href="/loans/small-business/business-loan-calculator/" data-beam-element-clicked data-type="secondary link" data-location="site-nav" data-name="Loans nav - Small business loans subcategory featured link" data-position="3" data-text="Small business loan calculator" data-outcome="send to link" > Small business loan calculator</a> </li> </ul> <ul class="SiteNavFeaturedLinkList"> <li> <a class="SiteNavFeaturedLink" href="/loans/small-business/how-do-small-business-loans-work/" data-beam-element-clicked data-type="featured link" data-location="site-nav" data-name="Loans nav - Small business loans subcategory link" data-position="1" data-text="How small business loans work" data-outcome="send to link" > <div class="SiteNavFeaturedLink-image"> <img loading="lazy" srcset="https://www.bankrate.com/f/102997/1440x1440/4c26764452/how-to-start-saving.png/m/50x50/filters:quality(90):format(webp), https://www.bankrate.com/f/102997/1440x1440/4c26764452/how-to-start-saving.png/m/100x100/filters:quality(90):format(webp) 2x" src="https://www.bankrate.com/f/102997/1440x1440/4c26764452/how-to-start-saving.png/m/50x50/filters:quality(90):format(webp)" alt=""> </div> <div class="SiteNavFeaturedLink-content"> <span class="SiteNavFeaturedLink-mainText">How small business loans work</span> <span class="SiteNavFeaturedLink-supportText">9 min read</span> </div> </a> </li> <li> <a class="SiteNavFeaturedLink" href="/loans/small-business/how-to-get-a-business-loan/" data-beam-element-clicked data-type="featured link" data-location="site-nav" data-name="Loans nav - Small business loans subcategory link" data-position="2" data-text="How to get a business loan" data-outcome="send to link" > <div class="SiteNavFeaturedLink-image"> <img loading="lazy" srcset="https://www.bankrate.com/f/102997/1440x1440/38750a2d5a/what-is-a-certified-financial-planner-s.png/m/50x50/filters:quality(90):format(webp), https://www.bankrate.com/f/102997/1440x1440/38750a2d5a/what-is-a-certified-financial-planner-s.png/m/100x100/filters:quality(90):format(webp) 2x" src="https://www.bankrate.com/f/102997/1440x1440/38750a2d5a/what-is-a-certified-financial-planner-s.png/m/50x50/filters:quality(90):format(webp)" alt=""> </div> <div class="SiteNavFeaturedLink-content"> <span class="SiteNavFeaturedLink-mainText">How to get a business loan</span> <span class="SiteNavFeaturedLink-supportText">9 min read</span> </div> </a> </li> </ul> </div> </div> </div> </div> </div> </div> <div class="SiteNavSubcategory-categoryLinkContainer"> <a href="/loans/" class="SiteNavSubcategory-categoryLink" @keydown.tab="focusNextSubcategoryTab" @keydown.down="$event.preventDefault()" data-beam-element-clicked data-type="LINK" data-location="site-nav" data-name="Loans hub link - desktop nav" data-position="bottom" data-text="Explore all Loans resources" data-outcome="send to link" > Explore all loans resources <svg class="Icon Icon--sm text-blue" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false"><title>Arrow Right Icon</title><path fill-rule="evenodd" clip-rule="evenodd" d="M12.29 18.69c.2.19.45.29.71.29V19c.25 0 .5-.09.7-.29l6.01-6c.18-.19.29-.44.29-.71 0-.27-.1-.52-.29-.71l-6.01-6a.996.996 0 1 0-1.41 1.41l4.3 4.3H4c-.55 0-1 .45-1 1s.45 1 1 1h12.58l-4.29 4.28a.996.996 0 0 0 0 1.41Z" class="icon-base"/></svg></a> </div> </div> </div> </div> </div> </li> <li x-cloak class="SiteNavCategory" id="category-6" @mouseenter="focusCategory($el)" @mouseleave="blurCategory" x-data> <a class="SiteNavCategory-link" href="/home-equity/" data-js-selector="siteNavCategorylink6" data-preamp="nav-category-item" @focus="focusCategory($el.parentElement)" @click="handleCategoryClick" @keydown.tab.prevent="keydownCategory('tab', 6, 7);" @keydown.right.prevent="keydownCategory('right', 6, 7);" @keydown.left.prevent="keydownCategory('left', 6, 7);" @keydown.down.prevent="keydownCategory('down', 6, 7);" @keydown.up.prevent="keydownCategory('up', 6, 7);" @keydown.home.prevent="keydownCategory('home', 6, 7);" @keydown.end.prevent="keydownCategory('end', 6, 7);" @keydown.space.prevent="keydownCategory('space', 6, 7);" @keydown.enter.prevent="keydownCategory('enter', 6, 7);" :tabindex="isMobile && !isNavOpen ? -1 : 0" data-beam-element-clicked data-type="link" data-location="site-nav" data-name="top-level" data-position="6" data-text="Home equity" data-outcome="send to home equity hub" > <span class="SiteNavCategory-label"> Home equity</span> <svg class="SiteNavCategory-icon SiteNavCategory-arrow" aria-hidden="true" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false"><title>Caret Right Icon</title><path d="M8.168 21a1.39 1.39 0 0 1-.938-.379c-.51-.51-.51-1.35 0-1.86l6.744-6.75L7.23 5.242c-.51-.51-.51-1.35 0-1.86a1.32 1.32 0 0 1 1.859 0l7.681 7.689c.51.51.51 1.35 0 1.86l-7.681 7.69A1.29 1.29 0 0 1 8.15 21h.017Z" class="icon-base"/></svg></a> <div x-ref="flyout" class="SiteNavCategory-flyout" id="siteNavCategory-flyout-home-equity" data-beam-element-viewed data-type="drawer" data-location="site-nav" data-name="top-level-hover" data-position="6" data-text="Home equity" data-outcome="open default home equity container" > <div class="SiteNavCategory-panel" x-ref="siteNavCategoryPanel"> <div class="SiteNavMobile-sticky"> <button class="SiteNavMobile-back" @click="deactivateCategory" x-ref="backToCategoriesButton" @keydown.prevent="keyDownBackToCategoriesButton" aria-label="Back to all categories"> <svg class="Icon Icon--xs" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false"><title>Caret Left Icon</title><path d="M15.85 21a1.36 1.36 0 0 1-.938-.379L7.23 12.932c-.51-.51-.51-1.35 0-1.86l7.681-7.69a1.32 1.32 0 0 1 1.86 0c.51.511.51 1.35 0 1.861l-6.745 6.75 6.744 6.751c.51.51.51 1.35 0 1.86a1.29 1.29 0 0 1-.937.38l.016.016Z" class="icon-base"/></svg>All </button> </div> <div class="SiteNavSubcategory" x-id="['subcategory']"> <div class="SiteNavSubcategory-tabsContainer"> <div id="home-equity-tablist" class="SiteNavSubcategory-categoryTitle"> Home equity</div> <div class="SiteNavSubcategory-tabs" x-ref="siteNavTablist" @keydown.prevent="keydownSubcategoryTabs" role="tablist" aria-labelledby="home-equity-tablist"> <button class="SiteNavSubcategory-tab" :class="isActiveSubcategory($el.id) ? 'is-active' : ''" type="button" role="tab" @mouseover="handleSubcategoryMouseOver" @click="handleSubcategoryClick" @mousedown.prevent @focus="activateSubcategory($el.id)" :id="$id('subcategory', whichChild($el, $el.parentElement))" :tabindex="isActiveSubcategory($el.id) ? 0 : -1" :aria-selected="isActiveSubcategory($el.id)" data-subcategory-name="HELOC" data-position="1"> HELOC<svg class="Icon Icon--xs" aria-hidden="true" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false"><title>Caret Right Icon</title><path d="M8.168 21a1.39 1.39 0 0 1-.938-.379c-.51-.51-.51-1.35 0-1.86l6.744-6.75L7.23 5.242c-.51-.51-.51-1.35 0-1.86a1.32 1.32 0 0 1 1.859 0l7.681 7.689c.51.51.51 1.35 0 1.86l-7.681 7.69A1.29 1.29 0 0 1 8.15 21h.017Z" class="icon-base"/></svg></button> <button class="SiteNavSubcategory-tab" :class="isActiveSubcategory($el.id) ? 'is-active' : ''" type="button" role="tab" @mouseover="handleSubcategoryMouseOver" @click="handleSubcategoryClick" @mousedown.prevent @focus="activateSubcategory($el.id)" :id="$id('subcategory', whichChild($el, $el.parentElement))" :tabindex="isActiveSubcategory($el.id) ? 0 : -1" :aria-selected="isActiveSubcategory($el.id)" data-subcategory-name="Home equity loans" data-position="2"> Home equity loans<svg class="Icon Icon--xs" aria-hidden="true" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false"><title>Caret Right Icon</title><path d="M8.168 21a1.39 1.39 0 0 1-.938-.379c-.51-.51-.51-1.35 0-1.86l6.744-6.75L7.23 5.242c-.51-.51-.51-1.35 0-1.86a1.32 1.32 0 0 1 1.859 0l7.681 7.689c.51.51.51 1.35 0 1.86l-7.681 7.69A1.29 1.29 0 0 1 8.15 21h.017Z" class="icon-base"/></svg></button> </div> <div class="SiteNavSubcategory-categoryLinkContainer" @keydown.left.prevent="keydownSubcategoryTabs" @keydown.up.prevent="keydownSubcategoryTabs" @keydown.right.prevent="keydownSubcategoryTabs" @keydown.down.prevent="keydownSubcategoryTabs" @keydown.tab.prevent="keydownSubcategoryTabs"> <a href="/home-equity/" class="SiteNavSubcategory-categoryLink" x-ref="siteNavCategoryLinkMobile" @keydown.space.prevent="$el.click()" @keydown.enter.prevent="$el.click()" data-beam-element-clicked data-type="LINK" data-location="site-nav" data-name="Home equity hub link - mobile nav" data-position="bottom" data-text="Explore all Home equity resources" data-outcome="send to link" > Explore all home equity resources <svg class="Icon Icon--sm text-blue" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false"><title>Arrow Right Icon</title><path fill-rule="evenodd" clip-rule="evenodd" d="M12.29 18.69c.2.19.45.29.71.29V19c.25 0 .5-.09.7-.29l6.01-6c.18-.19.29-.44.29-.71 0-.27-.1-.52-.29-.71l-6.01-6a.996.996 0 1 0-1.41 1.41l4.3 4.3H4c-.55 0-1 .45-1 1s.45 1 1 1h12.58l-4.29 4.28a.996.996 0 0 0 0 1.41Z" class="icon-base"/></svg></a> </div> </div> <div class="SiteNavSubcategory-content" :class="{'is-active': showSubcategoryView}" @keydown.up.prevent="keydownSubcategoryLinks($el.querySelector('.is-active'), $event)"> <div class="SiteNavSubcategory-panelsContainer" x-ref="siteNavSubcategoryPanelsContainer"> <div class="SiteNavMobile-sticky"> <button class="SiteNavMobile-back" @click="deactivateSubcategory" x-ref="backToSubcategoriesButton" @keydown.prevent="keyDownBackToSubcategoriesButton" aria-label="Back to Home equity category"> <svg class="Icon Icon--xs" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false"><title>Caret Left Icon</title><path d="M15.85 21a1.36 1.36 0 0 1-.938-.379L7.23 12.932c-.51-.51-.51-1.35 0-1.86l7.681-7.69a1.32 1.32 0 0 1 1.86 0c.51.511.51 1.35 0 1.861l-6.745 6.75 6.744 6.751c.51.51.51 1.35 0 1.86a1.29 1.29 0 0 1-.937.38l.016.016Z" class="icon-base"/></svg> Home equity</button> </div> <div class="SiteNavSubcategory-categoryTitle" x-text="activeSubcategoryName"></div> <div class="SiteNavSubcategory-panels" tabindex="-1"> <div class="SiteNavSubcategory-panel" :class="{'is-active' : isActiveSubcategory($id('subcategory', whichChild($el, $el.parentElement)))}" :aria-labelledby="$id('subcategory', whichChild($el, $el.parentElement))" role="tabpanel" @keydown="keydownSubcategoryLinks($el, $event)" tabindex="-1"> <div class="SiteNavSubcategory-firstColumn"> <div class="SiteNavTopicOverview"> <p class="SiteNavTopicOverview-heading" role="heading">HELOC </p> <p class="SiteNavTopicOverview-copy">A HELOC is a variable-rate line of credit that lets you borrow funds for a set period and repay them later.</p> <a href="/home-equity/heloc-rates/" class="Button Button--primary"data-beam-element-clicked data-type="button" data-location="site-nav" data-name="Home equity nav - HELOC subcategory CTA" data-position="1" data-text="HELOC Rates" data-outcome="send to link" data-category="Home equity"> HELOC Rates</a> </div> </div> <div class="SiteNavSubcategory-secondColumn"> <div class="SiteNavSecondaryLinkListWrapper"> <p class="SiteNavSecondaryLinkListWrapper-eyebrow" role="heading">Home equity basics </p> <div class="SiteNavSecondaryLinkLists"> <ul class="SiteNavSecondaryLinkList"> <li> <a class="SiteNavSecondaryLink" href="/home-equity/heloc-lenders/" data-beam-element-clicked data-type="secondary link" data-location="site-nav" data-name="Home equity nav - HELOC subcategory featured link" data-position="1" data-text="Best HELOC lenders" data-outcome="send to link" > Best HELOC lenders</a> </li> <li> <a class="SiteNavSecondaryLink" href="/home-equity/heloc-calculator/" data-beam-element-clicked data-type="secondary link" data-location="site-nav" data-name="Home equity nav - HELOC subcategory featured link" data-position="2" data-text="HELOC calculator" data-outcome="send to link" > HELOC calculator</a> </li> <li> <a class="SiteNavSecondaryLink" href="/home-equity/what-is-heloc/" data-beam-element-clicked data-type="secondary link" data-location="site-nav" data-name="Home equity nav - HELOC subcategory featured link" data-position="3" data-text="What is a HELOC?" data-outcome="send to link" > What is a HELOC?</a> </li> <li> <a class="SiteNavSecondaryLink" href="/home-equity/pros-cons-of-home-equity-lines/" data-beam-element-clicked data-type="secondary link" data-location="site-nav" data-name="Home equity nav - HELOC subcategory featured link" data-position="4" data-text="Pros and cons of HELOCs" data-outcome="send to link" > Pros and cons of HELOCs</a> </li> <li> <a class="SiteNavSecondaryLink" href="/home-equity/reviews/" data-beam-element-clicked data-type="secondary link" data-location="site-nav" data-name="Home equity nav - HELOC subcategory featured link" data-position="5" data-text="Home equity lender reviews" data-outcome="send to link" > Home equity lender reviews</a> </li> </ul> <ul class="SiteNavFeaturedLinkList"> <li> <a class="SiteNavFeaturedLink" href="/home-equity/what-is-home-equity/" data-beam-element-clicked data-type="featured link" data-location="site-nav" data-name="Home equity nav - HELOC subcategory link" data-position="1" data-text="What is home equity?" data-outcome="send to link" > <div class="SiteNavFeaturedLink-image"> <img loading="lazy" srcset="https://www.bankrate.com/f/102997/1440x1440/e9e92b7729/home-equity-heloc-guide-nav-imagery.png/m/50x50/filters:quality(90):format(webp), https://www.bankrate.com/f/102997/1440x1440/e9e92b7729/home-equity-heloc-guide-nav-imagery.png/m/100x100/filters:quality(90):format(webp) 2x" src="https://www.bankrate.com/f/102997/1440x1440/e9e92b7729/home-equity-heloc-guide-nav-imagery.png/m/50x50/filters:quality(90):format(webp)" alt=""> </div> <div class="SiteNavFeaturedLink-content"> <span class="SiteNavFeaturedLink-mainText">What is home equity?</span> <span class="SiteNavFeaturedLink-supportText">8 min read</span> </div> </a> </li> <li> <a class="SiteNavFeaturedLink" href="/home-equity/how-to-calculate-equity-in-your-home/" data-beam-element-clicked data-type="featured link" data-location="site-nav" data-name="Home equity nav - HELOC subcategory link" data-position="2" data-text="How to calculate home equity" data-outcome="send to link" > <div class="SiteNavFeaturedLink-image"> <img loading="lazy" srcset="https://www.bankrate.com/f/102997/1280x720/98576f9f53/home-purchase.jpeg/m/50x50/filters:quality(90):format(webp), https://www.bankrate.com/f/102997/1280x720/98576f9f53/home-purchase.jpeg/m/100x100/filters:quality(90):format(webp) 2x" src="https://www.bankrate.com/f/102997/1280x720/98576f9f53/home-purchase.jpeg/m/50x50/filters:quality(90):format(webp)" alt="Home purchase"> </div> <div class="SiteNavFeaturedLink-content"> <span class="SiteNavFeaturedLink-mainText">How to calculate home equity</span> <span class="SiteNavFeaturedLink-supportText">6 min read</span> </div> </a> </li> </ul> </div> </div> </div> </div> <div class="SiteNavSubcategory-panel" :class="{'is-active' : isActiveSubcategory($id('subcategory', whichChild($el, $el.parentElement)))}" :aria-labelledby="$id('subcategory', whichChild($el, $el.parentElement))" role="tabpanel" @keydown="keydownSubcategoryLinks($el, $event)" tabindex="-1"> <div class="SiteNavSubcategory-firstColumn"> <div class="SiteNavTopicOverview"> <p class="SiteNavTopicOverview-heading" role="heading">Home equity loans </p> <p class="SiteNavTopicOverview-copy">Home equity loans let you borrow a lump sum at a fixed rate, based on how much of the home you own outright.</p> <a href="/home-equity/home-equity-loan-rates/" class="Button Button--primary"data-beam-element-clicked data-type="button" data-location="site-nav" data-name="Home equity nav - 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Home equity loans subcategory link" data-position="1" data-text="Best home equity loan lenders" data-outcome="send to link" > <div class="SiteNavFeaturedLink-image"> <img loading="lazy" srcset="https://www.bankrate.com/f/102997/721x720/bad3fd8f56/heloc-lender-reviews-s.jpg/m/50x50/filters:quality(90):format(webp), https://www.bankrate.com/f/102997/721x720/bad3fd8f56/heloc-lender-reviews-s.jpg/m/100x100/filters:quality(90):format(webp) 2x" src="https://www.bankrate.com/f/102997/721x720/bad3fd8f56/heloc-lender-reviews-s.jpg/m/50x50/filters:quality(90):format(webp)" alt=""> </div> <div class="SiteNavFeaturedLink-content"> <span class="SiteNavFeaturedLink-mainText">Best home equity loan lenders</span> <span class="SiteNavFeaturedLink-supportText">Compare top home equity lenders</span> </div> </a> </li> <li> <a class="SiteNavFeaturedLink" href="/home-equity/home-equity-calculator/" data-beam-element-clicked data-type="featured link" data-location="site-nav" data-name="Home equity nav - Home equity loans subcategory link" data-position="2" data-text="Home equity calculator" data-outcome="send to link" > <div class="SiteNavFeaturedLink-image"> <img loading="lazy" srcset="https://www.bankrate.com/f/102997/1920x1080/2654611691/cd-rates.jpeg/m/50x50/filters:quality(90):format(webp), https://www.bankrate.com/f/102997/1920x1080/2654611691/cd-rates.jpeg/m/100x100/filters:quality(90):format(webp) 2x" src="https://www.bankrate.com/f/102997/1920x1080/2654611691/cd-rates.jpeg/m/50x50/filters:quality(90):format(webp)" alt="CD Rates"> </div> <div class="SiteNavFeaturedLink-content"> <span class="SiteNavFeaturedLink-mainText">Home equity calculator</span> <span class="SiteNavFeaturedLink-supportText">Calculate how much you can borrow</span> </div> </a> </li> </ul> </div> </div> </div> </div> </div> </div> <div class="SiteNavSubcategory-categoryLinkContainer"> <a href="/home-equity/" class="SiteNavSubcategory-categoryLink" @keydown.tab="focusNextSubcategoryTab" @keydown.down="$event.preventDefault()" data-beam-element-clicked data-type="LINK" data-location="site-nav" data-name="Home equity hub link - 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text-slate" aria-current="page"> Best Rewards Cards</span> </li> </ol> </nav> </div> <div data-cy="" class="Headline w-full"> <h1 class="type-heading-one mb-6 md:mb-8"> Best rewards credit cards of December 2024 </h1> </div> <span class="sm:display-flex"> <div data-cy="byline" x-data="{expanded: false}" class="Byline display-flex flex-wrap gap-y-4 mb-4 justify-content-center Byline--noPipelines flex-direction-column sm:flex-direction-row sm:align-items-center"> <div class="Byline-user display-flex align-items-center"> <img srcset="https://www.bankrate.com/2023/04/03122209/Garrett-Yarbrough-Headshot-2-scaled.jpg?auto=webp&quality=85&width=24&height=24&fit=cover&enable=upscale&crop=1:1,smart&dpr=1.5 1.5x, https://www.bankrate.com/2023/04/03122209/Garrett-Yarbrough-Headshot-2-scaled.jpg?auto=webp&quality=85&width=24&height=24&fit=cover&enable=upscale&crop=1:1,smart&dpr=2 2x, https://www.bankrate.com/2023/04/03122209/Garrett-Yarbrough-Headshot-2-scaled.jpg?auto=webp&quality=85&width=24&height=24&fit=cover&enable=upscale&crop=1:1,smart&dpr=3 3x" src="https://www.bankrate.com/2023/04/03122209/Garrett-Yarbrough-Headshot-2-scaled.jpg?auto=webp&quality=85&width=24&height=24&fit=cover&enable=upscale&crop=1:1,smart" loading="lazy" class="AuthorAvatar AuthorAvatar--xs Byline-userAvatar mr-2 pos-relative z-layer-one flex-shrink-0" alt=""> <span> <span class="text-slate font-circular-book" data-preamp="mortgage-dark-mode">Written by</span> <div class="Tooltip display-none sm:display-inline-block" x-data="interactiveTooltip('sLQ2Ck')" x-bind="container"> <button class="Tooltip-trigger text-link text-black plain font-circular-bold" data-preamp="mortgage-dark-mode"type="button" id="tooltip-trigger-sLQ2Ck" aria-controls="tooltip-content-sLQ2Ck" x-bind="trigger"> Garrett Yarbrough</button><div class="Tooltip-content Tooltip-content--belowTrigger Tooltip-content--anchorCenter author-preview"style="display: none;" id="tooltip-content-sLQ2Ck" aria-hidden="true" aria-labelledby="tooltip-trigger-sLQ2Ck" role="dialog" x-bind="content"> <div class="Tooltip-body"> <div class="Tooltip-arrow"></div> <div class="AuthorPreview AuthorPreview--author AuthorPreview--tooltip"> <div class="AuthorPreview-top border-b border-gray-light pb-4"> <img srcset="https://www.bankrate.com/2023/04/03122209/Garrett-Yarbrough-Headshot-2-scaled.jpg?auto=webp&quality=85&width=64&height=64&fit=cover&enable=upscale&crop=1:1,smart&dpr=1.5 1.5x, https://www.bankrate.com/2023/04/03122209/Garrett-Yarbrough-Headshot-2-scaled.jpg?auto=webp&quality=85&width=64&height=64&fit=cover&enable=upscale&crop=1:1,smart&dpr=2 2x, https://www.bankrate.com/2023/04/03122209/Garrett-Yarbrough-Headshot-2-scaled.jpg?auto=webp&quality=85&width=64&height=64&fit=cover&enable=upscale&crop=1:1,smart&dpr=3 3x" src="https://www.bankrate.com/2023/04/03122209/Garrett-Yarbrough-Headshot-2-scaled.jpg?auto=webp&quality=85&width=64&height=64&fit=cover&enable=upscale&crop=1:1,smart" loading="lazy" class="AuthorAvatar AuthorAvatar--lg AuthorPreview-avatar flex-shrink-0" alt=""> <div class="AuthorPreview-attribution"> <div class="AuthorPreview-name"> <a href="https://www.bankrate.com/authors/garrett-yarbrough/" class="Link Link--standalone text-black"> Garrett Yarbrough</a> </div> <span class="AuthorPreview-title type-body-two text-slate text-crop-none">Writer, Credit cards</span> </div> </div> <div class="AuthorPreview-expertise my-4"> <div class="w-full"> <div class="display-flex align-items-center"> <svg class="Icon Icon--sm text-black mr-2" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false"><title>Ribbon Icon</title><path fill-rule="evenodd" clip-rule="evenodd" d="M17.856 16.638a2.291 2.291 0 0 0 1.514-2.15v-.764c0-.283.115-.551.314-.75l.535-.543a2.25 2.25 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1.666-2.363v-.841c0-.311.126-.606.345-.824l.588-.597c.488-.48.749-1.11.749-1.784a2.52 2.52 0 0 0-.74-1.791l-.59-.589a1.157 1.157 0 0 1-.336-.824v-.841a2.533 2.533 0 0 0-2.523-2.532h-.85c-.319 0-.613-.126-.824-.336l-.597-.606a2.523 2.523 0 0 0-3.566 0l-.589.589a1.143 1.143 0 0 1-.824.336h-.85a2.525 2.525 0 0 0-2.514 2.414c-.017.042-.017.093-.017.135v.832c0 .312-.126.606-.345.825l-.522.53a.54.54 0 0 1-.037.033 2.508 2.508 0 0 0-.77 1.808c0 .674.27 1.313.749 1.792l.588.589c.219.219.337.513.337.824v.841c0 1.103.717 2.046 1.707 2.388v4.812A1.506 1.506 0 0 0 8.648 22.5h.009a1.5 1.5 0 0 0 .681-.16l2.725-1.362a.16.16 0 0 1 .151 0l2.465 1.303a1.495 1.495 0 0 0 1.489-.042c.454-.277.731-.757.731-1.295v-4.777Zm-4.887-2.397a4.002 4.002 0 0 1-2.85-1.185 4.036 4.036 0 0 1 0-5.703 4.002 4.002 0 0 1 2.85-1.186c1.077 0 2.086.42 2.852 1.186a4.002 4.002 0 0 1 1.186 2.851c0 1.077-.42 2.086-1.186 2.852a4.002 4.002 0 0 1-2.852 1.185Zm0-6.728c-.715 0-1.387.277-1.9.79a2.685 2.685 0 0 0 0 3.802c1.017 1.018 2.784 1.018 3.801 0 .513-.513.79-1.186.79-1.9 0-.716-.277-1.389-.79-1.902a2.666 2.666 0 0 0-1.9-.79Z" class="icon-base"/></svg><span class="type-body-two text-black font-circular-bold"> Expertise </span> </div> <ul class="List ml-2 mt-3 mb-3"> <li class="display-flex align-items-center gap-2 mt-2 text-black"> <span class="text-blue-mid text-base"> • </span> Credit card strategy</li> <li class="display-flex align-items-center gap-2 mt-2 text-black"> <span class="text-blue-mid text-base"> • </span> Credit card comparisons</li> </ul> </div> <div class="display-flex align-items-center text-black"> <svg class="Icon Icon--sm mr-2 align-self-flex-start" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false"><title>Calendar Icon</title><path fill-rule="evenodd" clip-rule="evenodd" d="M14.945 6H6.846c-.78 0-1.433.94-1.433 2.05v13.4c0 1.11.654 2.05 1.433 2.05h14.268c.779 0 1.433-.94 1.433-2.05V8.05c0-1.11-.654-2.05-1.434-2.05h-6.168Z" fill="transparent" class="icon-offset"/><path fill-rule="evenodd" clip-rule="evenodd" d="M15.752 6.413a.647.647 0 0 1-.644-.644v-.887H8.892v.887c0 .354-.29.644-.644.644a.647.647 0 0 1-.645-.644v-.887H5.57c-.7 0-1.29.846-1.29 1.846v2.216h15.421V6.728c0-1-.588-1.846-1.29-1.846h-2.015v.887c0 .354-.29.644-.645.644Zm-8.15-2.82H5.58C4.161 3.592 3 5.002 3 6.727v12.067c0 1.734 1.16 3.136 2.58 3.136h12.84c1.427 0 2.58-1.41 2.58-3.136V6.729c0-1.733-1.16-3.136-2.58-3.136h-2.023v-.879a.647.647 0 0 0-.645-.645.647.647 0 0 0-.644.645v.88H8.892v-.88a.647.647 0 0 0-.644-.645.647.647 0 0 0-.645.645v.88Zm-3.32 6.64h15.42v8.563c0 1-.588 1.846-1.29 1.846H5.572c-.702 0-1.29-.847-1.29-1.846v-8.562Zm3.683 4.128a.808.808 0 0 0 .806-.806.808.808 0 0 0-.806-.806.808.808 0 0 0-.806.806c0 .444.363.806.806.806Zm.806 2.781a.808.808 0 0 1-.806.806.808.808 0 0 1-.806-.806c0-.443.363-.806.806-.806.444 0 .806.363.806.806Zm3.346-2.78a.808.808 0 0 0 .806-.807.808.808 0 0 0-.806-.806.808.808 0 0 0-.806.806c0 .444.362.806.806.806Zm.806 2.78a.808.808 0 0 1-.806.806.808.808 0 0 1-.806-.806c0-.443.362-.806.806-.806.443 0 .806.363.806.806Zm3.329-2.797a.808.808 0 0 0 .806-.806.808.808 0 0 0-.806-.806.808.808 0 0 0-.806.806c0 .443.363.806.806.806Zm.806 2.773a.808.808 0 0 1-.806.806.808.808 0 0 1-.806-.806c0-.444.363-.806.806-.806.443 0 .806.362.806.806Z" class="icon-base"/></svg><div class="type-body-two font-circular-bold leading-normal lowercase display-flex"> 4 Years of experience</div> </div> </div> <div class="AuthorPreview-bottom text-slate"> <div class="AuthorPreview-bio text-crop-none AuthorPreview-bio--truncated"> Bankrate expert Garrett Yarbrough strives to make navigating credit cards and credit building smooth sailing for his readers. After regularly featuring his credit card, credit monitoring and identity theft analysis on NextAdvisor.com, he joined the CreditCards.com and Bankrate teams as a staff writer to develop product reviews and comprehensive credit card guides focused on cash back, credit scores and card offers.</div> <div class="display-flex align-items-center justify-content-space-between w-full"> <a href="https://www.bankrate.com/authors/garrett-yarbrough/" class="Link Link--standalone font-bold"> Read more </a> <ul class="AuthorSocialConnect List display-flex align-items-center mb-0 "> <li class="AuthorSocialConnect-item display-block"> <a class="AuthorSocialConnect-link display-flex align-items-center text-slate p-3 hover:text-blue-600" href="https://www.linkedin.com/in/garrett-yarbrough-b94187127/" target="_blank" rel="nofollow" aria-label="Connect with Garrett Yarbrough on LinkedIn" data-beam-element-clicked id="author_bio_garrett_yarbrough_linkedin_icon" data-type="icon" data-location="author_bio_garrett_yarbrough" data-position="top" data-text="linkedin" data-outcome="open_linkedin" > <svg class="Icon Icon--xs" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false"><title>LinkedIn Icon</title><path fill-rule="evenodd" clip-rule="evenodd" d="M7.482 22.48h9.036c3.58 0 5.982-2.506 5.982-6.244V7.723c0-3.738-2.401-6.244-5.982-6.244H7.482C3.902 1.48 1.5 3.996 1.5 7.723v8.513c0 3.738 2.401 6.244 5.982 6.244ZM3.215 7.733c0-2.752 1.672-4.53 4.267-4.53h9.036c2.595 0 4.267 1.778 4.267 4.53v8.514c0 2.752-1.672 4.53-4.267 4.53H7.482c-2.595 0-4.267-1.778-4.267-4.53V7.733Zm3.398 7.775a.86.86 0 0 0 .858.857.86.86 0 0 0 .857-.857V11.47a.86.86 0 0 0-.857-.857.86.86 0 0 0-.858.857v4.037Zm9.927.857a.86.86 0 0 1-.858-.857v-3.652a1.9 1.9 0 0 0-1.897-1.895c-1.05 0-1.887.846-1.887 1.895v3.652a.86.86 0 0 1-.858.857.86.86 0 0 1-.857-.857v-3.652a3.6 3.6 0 0 1 3.602-3.598c1.983 0 3.612 1.617 3.612 3.598v3.652a.86.86 0 0 1-.857.857ZM8.37 8.462a.9.9 0 1 1-1.8-.001.9.9 0 0 1 1.8 0Z" class="icon-base"/></svg></a> </li> <li class="AuthorSocialConnect-item display-block"> <a class="AuthorSocialConnect-link display-flex align-items-center text-slate p-3 hover:text-blue-600" href="mailto:gyarbrough@redventures.com" target="_blank" rel="nofollow" aria-label="Get in contact with Garrett Yarbrough via Email" data-beam-element-clicked id="author_bio_garrett_yarbrough_email_icon" data-type="icon" data-location="author_bio_garrett_yarbrough" data-position="top" data-text="email" data-outcome="open_email" > <svg class="Icon Icon--xs" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false"><title>Email Envelope Icon</title><path d="M7.463 22.403h12.6c1.244 0 2.097-.244 2.602-.748.574-.566.835-1.584.835-3.203V8.96C23.5 5.966 22.656 5 20.037 5H7.463C4.844 5 4 5.966 4 8.96v9.492c0 1.619.27 2.637.835 3.203.505.504 1.358.748 2.602.748h.026Z" fill="transparent" class="icon-offset"/><path fill-rule="evenodd" clip-rule="evenodd" d="M17.949 21.512H6.051c-1.558 0-2.632-.345-3.378-1.09-.812-.813-1.173-2.026-1.173-3.945V7.531c0-3.534 1.37-5.043 4.576-5.043h11.848c4.027 0 4.576 2.55 4.576 5.043v8.946c0 1.919-.36 3.14-1.173 3.944-.746.747-1.82 1.09-3.378 1.09ZM6.076 20.2h11.873c1.173 0 1.976-.23 2.452-.705.541-.533.787-1.493.787-3.018V7.531c0-2.82-.795-3.73-3.264-3.73H6.076c-2.469 0-3.264.91-3.264 3.73v8.946c0 1.525.254 2.485.787 3.018.476.475 1.28.705 2.452.705h.025Zm5.944-6.872c-.64 0-1.28-.213-1.812-.64l-.361-.29L6.69 15.82a.66.66 0 0 1-.927.041.66.66 0 0 1-.041-.926l3.1-3.364L5.797 9.13a.653.653 0 1 1 .82-1.017l3.49 2.815a.64.64 0 0 1 .157.127l.765.617c.582.467 1.41.467 1.992 0l.794-.646a.67.67 0 0 1 .082-.066l3.487-2.839a.655.655 0 0 1 .927.099.655.655 0 0 1-.099.926l-2.986 2.431 3.06 3.359a.655.655 0 1 1-.968.886l-3.11-3.415-.367.298c-.54.427-1.18.64-1.82.64v-.017Z" class="icon-base"/></svg></a> </li> </ul> </div> </div> </div><button type="button" class="visually-hidden focusable text-link text-black plain font-circular-bold" @click="close()">Close</button> </div> </div> </div> <div class="display-inline-block sm:display-none"> <a data-preamp="mortgage-dark-mode-mobile" href="https://www.bankrate.com/authors/garrett-yarbrough/" class="text-link text-black plain font-circular-bold ">Garrett Yarbrough</a> </div> </span> <div class="display-block ml-2 sm:display-none"> <button @click="expanded = !expanded" aria-expanded="false" data-preamp="mortgage-dark-mode" class="Button Button--bare font-circular-bold display-inline-flex align-items-center Byline-text text-black text-base"> + 2 others<span :style="expanded ? 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'display-flex' : 'display-none'" class="flex-direction-column -mt-1 gap-1 mb-2 sm:display-none"> <div class="Byline-usermd:border-l md:border-gray-300 md:pl-3 md:py-1"> <img srcset="https://www.bankrate.com/2021/03/09122243/Untitled-23.jpeg?auto=webp&quality=85&width=24&height=24&fit=cover&enable=upscale&crop=1:1,smart&dpr=1.5 1.5x, https://www.bankrate.com/2021/03/09122243/Untitled-23.jpeg?auto=webp&quality=85&width=24&height=24&fit=cover&enable=upscale&crop=1:1,smart&dpr=2 2x, https://www.bankrate.com/2021/03/09122243/Untitled-23.jpeg?auto=webp&quality=85&width=24&height=24&fit=cover&enable=upscale&crop=1:1,smart&dpr=3 3x" src="https://www.bankrate.com/2021/03/09122243/Untitled-23.jpeg?auto=webp&quality=85&width=24&height=24&fit=cover&enable=upscale&crop=1:1,smart" loading="lazy" class="AuthorAvatar AuthorAvatar--xs Byline-userAvatar mr-2 flex-shrink-0" alt=""> <span> <span data-preamp="mortgage-dark-mode" class="text-slate font-circular-book">Edited by</span> <div class="Tooltip display-none sm:display-inline-block" x-data="interactiveTooltip('abdJNG')" x-bind="container"> <button class="Tooltip-trigger text-link text-black plain font-circular-bold" data-preamp="mortgage-dark-mode"type="button" id="tooltip-trigger-abdJNG" aria-controls="tooltip-content-abdJNG" x-bind="trigger"> Nouri Zarrugh</button><div class="Tooltip-content Tooltip-content--belowTrigger Tooltip-content--anchorCenter author-preview"style="display: none;" id="tooltip-content-abdJNG" aria-hidden="true" aria-labelledby="tooltip-trigger-abdJNG" role="dialog" x-bind="content"> <div class="Tooltip-body"> <div class="Tooltip-arrow"></div> <div class="AuthorPreview AuthorPreview--editor AuthorPreview--tooltip"> <div class="AuthorPreview-top border-b border-gray-light pb-4"> <img srcset="https://www.bankrate.com/2021/03/09122243/Untitled-23.jpeg?auto=webp&quality=85&width=64&height=64&fit=cover&enable=upscale&crop=1:1,smart&dpr=1.5 1.5x, https://www.bankrate.com/2021/03/09122243/Untitled-23.jpeg?auto=webp&quality=85&width=64&height=64&fit=cover&enable=upscale&crop=1:1,smart&dpr=2 2x, https://www.bankrate.com/2021/03/09122243/Untitled-23.jpeg?auto=webp&quality=85&width=64&height=64&fit=cover&enable=upscale&crop=1:1,smart&dpr=3 3x" src="https://www.bankrate.com/2021/03/09122243/Untitled-23.jpeg?auto=webp&quality=85&width=64&height=64&fit=cover&enable=upscale&crop=1:1,smart" loading="lazy" class="AuthorAvatar AuthorAvatar--lg AuthorPreview-avatar flex-shrink-0" alt=""> <div class="AuthorPreview-attribution"> <div class="AuthorPreview-name"> <a href="https://www.bankrate.com/authors/nouri-zarrugh/" class="Link Link--standalone text-black"> Nouri Zarrugh</a> </div> <span class="AuthorPreview-title type-body-two text-slate text-crop-none">Senior Editor, Credit Cards</span> </div> </div> <div class="AuthorPreview-expertise my-4"> <div class="w-full"> <div class="display-flex align-items-center"> <svg class="Icon Icon--sm 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0a2.425 2.425 0 0 0 .719-1.729c0-.65-.252-1.262-.719-1.728a2.425 2.425 0 0 0-1.729-.72Z" fill="transparent" class="icon-offset"/><path fill-rule="evenodd" clip-rule="evenodd" d="M11.996 17.975c-.64 0-1.287-.244-1.775-.732l-.597-.605a1.157 1.157 0 0 0-.824-.328h-.32v4.676c0 .076.042.118.084.143.034.025.093.042.16 0l2.725-1.363c.438-.218.959-.21 1.388.017l2.464 1.304a.194.194 0 0 0 .168 0c.034-.025.085-.067.085-.143v-4.626h-.37c-.32 0-.606.118-.825.336l-.589.59a2.521 2.521 0 0 1-1.791.74l.017-.009Zm4.048-3.011h-.835c-.673 0-1.304.26-1.775.732l-.589.588a1.17 1.17 0 0 1-1.657.017l-.597-.605a2.493 2.493 0 0 0-1.775-.732h-.86a.672.672 0 0 0-.182-.016 1.192 1.192 0 0 1-.985-1.17v-.841c0-.673-.26-1.304-.731-1.775l-.59-.589a1.177 1.177 0 0 1-.067-1.606c.026-.017.068-.06.068-.06l.589-.596a2.493 2.493 0 0 0 .731-1.775v-.732c.009-.033.009-.075.009-.117 0-.657.53-1.186 1.177-1.186h.85c.673 0 1.303-.261 1.775-.732l.588-.589a1.178 1.178 0 0 1 1.657 0l.597.606a2.493 2.493 0 0 0 1.775.731h.85c.647 0 1.177.539 1.177 1.186v.841c0 .673.26 1.304.732 1.775l.589.589c.227.219.353.513.353.833 0 .32-.126.614-.353.84l-.59.598a2.494 2.494 0 0 0-.73 1.775v.84c0 .57-.41 1.041-.954 1.147a.68.68 0 0 0-.247.023Zm.855 1.202a2.52 2.52 0 0 0 1.666-2.363v-.841c0-.311.126-.606.345-.824l.588-.597c.488-.48.749-1.11.749-1.784a2.52 2.52 0 0 0-.74-1.791l-.59-.589a1.157 1.157 0 0 1-.336-.824v-.841a2.533 2.533 0 0 0-2.523-2.532h-.85c-.319 0-.613-.126-.824-.336l-.597-.606a2.523 2.523 0 0 0-3.566 0l-.589.589a1.143 1.143 0 0 1-.824.336h-.85a2.525 2.525 0 0 0-2.514 2.414c-.017.042-.017.093-.017.135v.832c0 .312-.126.606-.345.825l-.522.53a.54.54 0 0 1-.037.033 2.508 2.508 0 0 0-.77 1.808c0 .674.27 1.313.749 1.792l.588.589c.219.219.337.513.337.824v.841c0 1.103.717 2.046 1.707 2.388v4.812A1.506 1.506 0 0 0 8.648 22.5h.009a1.5 1.5 0 0 0 .681-.16l2.725-1.362a.16.16 0 0 1 .151 0l2.465 1.303a1.495 1.495 0 0 0 1.489-.042c.454-.277.731-.757.731-1.295v-4.777Zm-4.887-2.397a4.002 4.002 0 0 1-2.85-1.185 4.036 4.036 0 0 1 0-5.703 4.002 4.002 0 0 1 2.85-1.186c1.077 0 2.086.42 2.852 1.186a4.002 4.002 0 0 1 1.186 2.851c0 1.077-.42 2.086-1.186 2.852a4.002 4.002 0 0 1-2.852 1.185Zm0-6.728c-.715 0-1.387.277-1.9.79a2.685 2.685 0 0 0 0 3.802c1.017 1.018 2.784 1.018 3.801 0 .513-.513.79-1.186.79-1.9 0-.716-.277-1.389-.79-1.902a2.666 2.666 0 0 0-1.9-.79Z" class="icon-base"/></svg><span class="type-body-two text-black font-circular-bold"> Expertise </span> </div> <ul class="List ml-2 mt-3 mb-3"> <li class="display-flex align-items-center gap-2 mt-2 text-black"> <span class="text-blue-mid text-base"> • </span> Rewards credit cards </li> <li class="display-flex align-items-center gap-2 mt-2 text-black"> <span class="text-blue-mid text-base"> • </span> Travel credit cards </li> </ul> </div> </div> <div class="AuthorPreview-bottom text-slate"> <div class="AuthorPreview-bio text-crop-none AuthorPreview-bio--truncated"> Nouri Zarrugh is a writer and editor for CreditCards.com and Bankrate, focusing on product news, guides and reviews. His areas of expertise include credit card strategy, rewards programs, point valuation and credit scores, and his stories on building credit have been cited by Mic.com, LifeHacker, People.com and more. Through his thorough card reviews and product comparisons, Nouri strives to demystify personal finance topics and credit card terms and conditions to help readers save money and protect their credit score.</div> <div class="display-flex align-items-center justify-content-space-between w-full"> <a href="https://www.bankrate.com/authors/nouri-zarrugh/" class="Link Link--standalone font-bold"> Read more </a> <ul class="AuthorSocialConnect List display-flex align-items-center mb-0 "> <li class="AuthorSocialConnect-item display-block"> <a class="AuthorSocialConnect-link display-flex align-items-center text-slate p-3 hover:text-blue-600" href="https://twitter.com/nourizarrugh" target="_blank" rel="nofollow" aria-label="Connect with Nouri Zarrugh on Twitter" data-beam-element-clicked id="author_bio_nouri_zarrugh_twitter_icon" data-type="icon" data-location="author_bio_nouri_zarrugh" data-position="top" data-text="twitter" data-outcome="open_twitter" > <svg class="Icon Icon--xs" viewBox="0 0 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@click="close()">Close</button> </div> </div> </div> <div class="display-inline-block sm:display-none"> <a data-preamp="mortgage-dark-mode-mobile" href="https://www.bankrate.com/authors/nouri-zarrugh/" class="text-link text-black plain font-circular-bold ">Nouri Zarrugh</a> </div> </span> </div> <div class="Byline-usermd:border-l md:border-gray-300 md:pl-3 md:py-1 md:ml-3"> <img srcset="https://www.bankrate.com/2021/03/12163115/jason-steele-150-1.png?auto=webp&quality=85&width=24&height=24&fit=cover&enable=upscale&crop=1:1,smart&dpr=1.5 1.5x, https://www.bankrate.com/2021/03/12163115/jason-steele-150-1.png?auto=webp&quality=85&width=24&height=24&fit=cover&enable=upscale&crop=1:1,smart&dpr=2 2x, https://www.bankrate.com/2021/03/12163115/jason-steele-150-1.png?auto=webp&quality=85&width=24&height=24&fit=cover&enable=upscale&crop=1:1,smart&dpr=3 3x" src="https://www.bankrate.com/2021/03/12163115/jason-steele-150-1.png?auto=webp&quality=85&width=24&height=24&fit=cover&enable=upscale&crop=1:1,smart" loading="lazy" class="AuthorAvatar AuthorAvatar--xs Byline-userAvatar mr-2 flex-shrink-0" alt=""> <span> <span data-preamp="mortgage-dark-mode" class="text-slate font-circular-book">Reviewed by</span> <div class="Tooltip display-none sm:display-inline-block" x-data="interactiveTooltip('sXLcDL')" x-bind="container"> <button class="Tooltip-trigger text-link text-black plain font-circular-bold" data-preamp="mortgage-dark-mode"type="button" id="tooltip-trigger-sXLcDL" aria-controls="tooltip-content-sXLcDL" x-bind="trigger"> Jason Steele</button><div class="Tooltip-content Tooltip-content--belowTrigger Tooltip-content--anchorCenter author-preview"style="display: none;" id="tooltip-content-sXLcDL" aria-hidden="true" aria-labelledby="tooltip-trigger-sXLcDL" role="dialog" x-bind="content"> <div class="Tooltip-body"> <div class="Tooltip-arrow"></div> <div class="AuthorPreview AuthorPreview--reviewer AuthorPreview--tooltip"> <div class="AuthorPreview-top border-b border-gray-light pb-4"> <img srcset="https://www.bankrate.com/2021/03/12163115/jason-steele-150-1.png?auto=webp&quality=85&width=64&height=64&fit=cover&enable=upscale&crop=1:1,smart&dpr=1.5 1.5x, https://www.bankrate.com/2021/03/12163115/jason-steele-150-1.png?auto=webp&quality=85&width=64&height=64&fit=cover&enable=upscale&crop=1:1,smart&dpr=2 2x, https://www.bankrate.com/2021/03/12163115/jason-steele-150-1.png?auto=webp&quality=85&width=64&height=64&fit=cover&enable=upscale&crop=1:1,smart&dpr=3 3x" src="https://www.bankrate.com/2021/03/12163115/jason-steele-150-1.png?auto=webp&quality=85&width=64&height=64&fit=cover&enable=upscale&crop=1:1,smart" loading="lazy" class="AuthorAvatar AuthorAvatar--lg AuthorPreview-avatar flex-shrink-0" alt=""> <div class="AuthorPreview-attribution"> <div class="AuthorPreview-name"> <a href="https://www.bankrate.com/authors/jason-steele/" class="Link Link--standalone text-black"> Jason Steele</a> </div> <span class="AuthorPreview-title type-body-two text-slate text-crop-none">Former contributor, Credit Cards</span> </div> </div> <div class="AuthorPreview-expertise my-4"> <div class="w-full"> <div class="display-flex align-items-center"> <svg class="Icon Icon--sm text-black mr-2" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false"><title>Ribbon Icon</title><path fill-rule="evenodd" clip-rule="evenodd" d="M17.856 16.638a2.291 2.291 0 0 0 1.514-2.15v-.764c0-.283.115-.551.314-.75l.535-.543a2.25 2.25 0 0 0 .68-1.622c0-.612-.236-1.193-.672-1.629l-.536-.535a1.053 1.053 0 0 1-.306-.75V7.13a2.303 2.303 0 0 0-2.294-2.302h-.773c-.29 0-.558-.115-.75-.306l-.543-.551a2.294 2.294 0 0 0-3.243 0l-.535.535a1.04 1.04 0 0 1-.75.306h-.773a2.296 2.296 0 0 0-2.287 2.196c-.015.038-.015.084-.015.122v.757c0 .283-.115.551-.314.75l-.474.482-.034.03-.035.031a2.28 2.28 0 0 0-.665 1.614c0 .612.245 1.193.68 1.63l.536.535c.199.199.306.466.306.75v.764c0 1.003.652 1.861 1.553 2.171v4.377a1.37 1.37 0 0 0 1.377 1.377h.008c.214 0 .42-.046.62-.146l2.477-1.239a.147.147 0 0 1 .138 0l2.241 1.186c.429.23.934.214 1.354-.038a1.37 1.37 0 0 0 .666-1.178v-4.345Zm-4.445-8.3c-.65 0-1.262.253-1.728.72a2.442 2.442 0 0 0 0 3.457c.925.925 2.531.925 3.457 0a2.425 2.425 0 0 0 .719-1.729c0-.65-.252-1.262-.719-1.728a2.425 2.425 0 0 0-1.729-.72Z" fill="transparent" class="icon-offset"/><path fill-rule="evenodd" clip-rule="evenodd" d="M11.996 17.975c-.64 0-1.287-.244-1.775-.732l-.597-.605a1.157 1.157 0 0 0-.824-.328h-.32v4.676c0 .076.042.118.084.143.034.025.093.042.16 0l2.725-1.363c.438-.218.959-.21 1.388.017l2.464 1.304a.194.194 0 0 0 .168 0c.034-.025.085-.067.085-.143v-4.626h-.37c-.32 0-.606.118-.825.336l-.589.59a2.521 2.521 0 0 1-1.791.74l.017-.009Zm4.048-3.011h-.835c-.673 0-1.304.26-1.775.732l-.589.588a1.17 1.17 0 0 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2.414c-.017.042-.017.093-.017.135v.832c0 .312-.126.606-.345.825l-.522.53a.54.54 0 0 1-.037.033 2.508 2.508 0 0 0-.77 1.808c0 .674.27 1.313.749 1.792l.588.589c.219.219.337.513.337.824v.841c0 1.103.717 2.046 1.707 2.388v4.812A1.506 1.506 0 0 0 8.648 22.5h.009a1.5 1.5 0 0 0 .681-.16l2.725-1.362a.16.16 0 0 1 .151 0l2.465 1.303a1.495 1.495 0 0 0 1.489-.042c.454-.277.731-.757.731-1.295v-4.777Zm-4.887-2.397a4.002 4.002 0 0 1-2.85-1.185 4.036 4.036 0 0 1 0-5.703 4.002 4.002 0 0 1 2.85-1.186c1.077 0 2.086.42 2.852 1.186a4.002 4.002 0 0 1 1.186 2.851c0 1.077-.42 2.086-1.186 2.852a4.002 4.002 0 0 1-2.852 1.185Zm0-6.728c-.715 0-1.387.277-1.9.79a2.685 2.685 0 0 0 0 3.802c1.017 1.018 2.784 1.018 3.801 0 .513-.513.79-1.186.79-1.9 0-.716-.277-1.389-.79-1.902a2.666 2.666 0 0 0-1.9-.79Z" class="icon-base"/></svg><span class="type-body-two text-black font-circular-bold"> Expertise </span> </div> <ul class="List ml-2 mt-3 mb-3"> <li class="display-flex align-items-center gap-2 mt-2 text-black"> <span class="text-blue-mid text-base"> • </span> Credit cards</li> <li class="display-flex align-items-center gap-2 mt-2 text-black"> <span class="text-blue-mid text-base"> • </span> Rewards credit cards</li> </ul> </div> </div> <div class="AuthorPreview-bottom text-slate"> <div class="AuthorPreview-bio text-crop-none AuthorPreview-bio--truncated"> <span data-sheets-value="{"1":2,"2":"Jason Steele is a professional journalist and credit card expert who has been contributing to online publications since 2008. He was one of the original contributors to The Points Guy, and his work has been appearing there since 2011. He has also contributed to over 100 of the leading personal finance and travel outlets."}" data-sheets-userformat="{"2":15107,"3":{"1":0},"4":{"1":2,"2":16777215},"11":3,"12":0,"14":{"1":2,"2":3355443},"15":"\"Open Sans\", sans-serif","16":11}">Jason Steele is a professional journalist and credit card expert who has been contributing to online publications since 2008. He was one of the original contributors to The Points Guy, and his work has been appearing there since 2011. He has also contributed to over 100 of the leading personal finance and travel outlets.</span></div> <div class="display-flex align-items-center justify-content-space-between w-full"> <a href="https://www.bankrate.com/authors/jason-steele/" class="Link Link--standalone font-bold"> Read more </a> <ul class="AuthorSocialConnect List display-flex align-items-center mb-0 "> <li class="AuthorSocialConnect-item display-block"> <a class="AuthorSocialConnect-link display-flex align-items-center text-slate p-3 hover:text-blue-600" href="https://twitter.com/RealJasonSteele" target="_blank" rel="nofollow" aria-label="Connect with Jason Steele on Twitter" data-beam-element-clicked id="author_bio_jason_steele_twitter_icon" data-type="icon" data-location="author_bio_jason_steele" data-position="top" data-text="twitter" data-outcome="open_twitter" > <svg class="Icon Icon--xs" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false"><title>Twitter Icon</title><path 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5.982-6.244V7.723c0-3.738-2.401-6.244-5.982-6.244H7.482C3.902 1.48 1.5 3.996 1.5 7.723v8.513c0 3.738 2.401 6.244 5.982 6.244ZM3.215 7.733c0-2.752 1.672-4.53 4.267-4.53h9.036c2.595 0 4.267 1.778 4.267 4.53v8.514c0 2.752-1.672 4.53-4.267 4.53H7.482c-2.595 0-4.267-1.778-4.267-4.53V7.733Zm3.398 7.775a.86.86 0 0 0 .858.857.86.86 0 0 0 .857-.857V11.47a.86.86 0 0 0-.857-.857.86.86 0 0 0-.858.857v4.037Zm9.927.857a.86.86 0 0 1-.858-.857v-3.652a1.9 1.9 0 0 0-1.897-1.895c-1.05 0-1.887.846-1.887 1.895v3.652a.86.86 0 0 1-.858.857.86.86 0 0 1-.857-.857v-3.652a3.6 3.6 0 0 1 3.602-3.598c1.983 0 3.612 1.617 3.612 3.598v3.652a.86.86 0 0 1-.857.857ZM8.37 8.462a.9.9 0 1 1-1.8-.001.9.9 0 0 1 1.8 0Z" class="icon-base"/></svg></a> </li> </ul> </div> <a class="text-blue text-crop-none" href="/financial-review-board/">About our review board</a> </div> </div><button type="button" class="visually-hidden focusable text-link text-black plain font-circular-bold" @click="close()">Close</button> </div> </div> </div> <div class="display-inline-block sm:display-none"> <a data-preamp="mortgage-dark-mode-mobile" href="https://www.bankrate.com/authors/jason-steele/" class="text-link text-black plain font-circular-bold ">Jason Steele</a> </div> </span> </div> </div> <div class="Byline-user md:border-l md:border-gray-300 md:pl-3 md:py-1 Byline-accordion-on-mobile"> <img srcset="https://www.bankrate.com/2021/03/09122243/Untitled-23.jpeg?auto=webp&quality=85&width=24&height=24&fit=cover&enable=upscale&crop=1:1,smart&dpr=1.5 1.5x, https://www.bankrate.com/2021/03/09122243/Untitled-23.jpeg?auto=webp&quality=85&width=24&height=24&fit=cover&enable=upscale&crop=1:1,smart&dpr=2 2x, https://www.bankrate.com/2021/03/09122243/Untitled-23.jpeg?auto=webp&quality=85&width=24&height=24&fit=cover&enable=upscale&crop=1:1,smart&dpr=3 3x" src="https://www.bankrate.com/2021/03/09122243/Untitled-23.jpeg?auto=webp&quality=85&width=24&height=24&fit=cover&enable=upscale&crop=1:1,smart" loading="lazy" class="AuthorAvatar AuthorAvatar--xs Byline-userAvatar mr-2 flex-shrink-0" alt=""> <span> <span data-preamp="mortgage-dark-mode" class="text-slate font-circular-book">Edited by</span> <div class="Tooltip display-none sm:display-inline-block" x-data="interactiveTooltip('Wtpeyy')" x-bind="container"> <button class="Tooltip-trigger text-link text-black plain font-circular-bold" data-preamp="mortgage-dark-mode"type="button" id="tooltip-trigger-Wtpeyy" aria-controls="tooltip-content-Wtpeyy" x-bind="trigger"> Nouri Zarrugh</button><div class="Tooltip-content Tooltip-content--belowTrigger Tooltip-content--anchorCenter author-preview"style="display: none;" id="tooltip-content-Wtpeyy" aria-hidden="true" aria-labelledby="tooltip-trigger-Wtpeyy" role="dialog" x-bind="content"> <div class="Tooltip-body"> <div class="Tooltip-arrow"></div> <div class="AuthorPreview AuthorPreview--editor AuthorPreview--tooltip"> <div class="AuthorPreview-top border-b border-gray-light pb-4"> <img srcset="https://www.bankrate.com/2021/03/09122243/Untitled-23.jpeg?auto=webp&quality=85&width=64&height=64&fit=cover&enable=upscale&crop=1:1,smart&dpr=1.5 1.5x, https://www.bankrate.com/2021/03/09122243/Untitled-23.jpeg?auto=webp&quality=85&width=64&height=64&fit=cover&enable=upscale&crop=1:1,smart&dpr=2 2x, https://www.bankrate.com/2021/03/09122243/Untitled-23.jpeg?auto=webp&quality=85&width=64&height=64&fit=cover&enable=upscale&crop=1:1,smart&dpr=3 3x" src="https://www.bankrate.com/2021/03/09122243/Untitled-23.jpeg?auto=webp&quality=85&width=64&height=64&fit=cover&enable=upscale&crop=1:1,smart" loading="lazy" class="AuthorAvatar AuthorAvatar--lg AuthorPreview-avatar flex-shrink-0" alt=""> <div class="AuthorPreview-attribution"> <div class="AuthorPreview-name"> <a href="https://www.bankrate.com/authors/nouri-zarrugh/" class="Link Link--standalone text-black"> Nouri Zarrugh</a> </div> <span class="AuthorPreview-title type-body-two text-slate text-crop-none">Senior Editor, Credit Cards</span> </div> </div> <div class="AuthorPreview-expertise my-4"> <div class="w-full"> <div class="display-flex align-items-center"> <svg class="Icon Icon--sm text-black mr-2" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false"><title>Ribbon Icon</title><path fill-rule="evenodd" clip-rule="evenodd" d="M17.856 16.638a2.291 2.291 0 0 0 1.514-2.15v-.764c0-.283.115-.551.314-.75l.535-.543a2.25 2.25 0 0 0 .68-1.622c0-.612-.236-1.193-.672-1.629l-.536-.535a1.053 1.053 0 0 1-.306-.75V7.13a2.303 2.303 0 0 0-2.294-2.302h-.773c-.29 0-.558-.115-.75-.306l-.543-.551a2.294 2.294 0 0 0-3.243 0l-.535.535a1.04 1.04 0 0 1-.75.306h-.773a2.296 2.296 0 0 0-2.287 2.196c-.015.038-.015.084-.015.122v.757c0 .283-.115.551-.314.75l-.474.482-.034.03-.035.031a2.28 2.28 0 0 0-.665 1.614c0 .612.245 1.193.68 1.63l.536.535c.199.199.306.466.306.75v.764c0 1.003.652 1.861 1.553 2.171v4.377a1.37 1.37 0 0 0 1.377 1.377h.008c.214 0 .42-.046.62-.146l2.477-1.239a.147.147 0 0 1 .138 0l2.241 1.186c.429.23.934.214 1.354-.038a1.37 1.37 0 0 0 .666-1.178v-4.345Zm-4.445-8.3c-.65 0-1.262.253-1.728.72a2.442 2.442 0 0 0 0 3.457c.925.925 2.531.925 3.457 0a2.425 2.425 0 0 0 .719-1.729c0-.65-.252-1.262-.719-1.728a2.425 2.425 0 0 0-1.729-.72Z" fill="transparent" class="icon-offset"/><path fill-rule="evenodd" clip-rule="evenodd" d="M11.996 17.975c-.64 0-1.287-.244-1.775-.732l-.597-.605a1.157 1.157 0 0 0-.824-.328h-.32v4.676c0 .076.042.118.084.143.034.025.093.042.16 0l2.725-1.363c.438-.218.959-.21 1.388.017l2.464 1.304a.194.194 0 0 0 .168 0c.034-.025.085-.067.085-.143v-4.626h-.37c-.32 0-.606.118-.825.336l-.589.59a2.521 2.521 0 0 1-1.791.74l.017-.009Zm4.048-3.011h-.835c-.673 0-1.304.26-1.775.732l-.589.588a1.17 1.17 0 0 1-1.657.017l-.597-.605a2.493 2.493 0 0 0-1.775-.732h-.86a.672.672 0 0 0-.182-.016 1.192 1.192 0 0 1-.985-1.17v-.841c0-.673-.26-1.304-.731-1.775l-.59-.589a1.177 1.177 0 0 1-.067-1.606c.026-.017.068-.06.068-.06l.589-.596a2.493 2.493 0 0 0 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0 0 0 .681-.16l2.725-1.362a.16.16 0 0 1 .151 0l2.465 1.303a1.495 1.495 0 0 0 1.489-.042c.454-.277.731-.757.731-1.295v-4.777Zm-4.887-2.397a4.002 4.002 0 0 1-2.85-1.185 4.036 4.036 0 0 1 0-5.703 4.002 4.002 0 0 1 2.85-1.186c1.077 0 2.086.42 2.852 1.186a4.002 4.002 0 0 1 1.186 2.851c0 1.077-.42 2.086-1.186 2.852a4.002 4.002 0 0 1-2.852 1.185Zm0-6.728c-.715 0-1.387.277-1.9.79a2.685 2.685 0 0 0 0 3.802c1.017 1.018 2.784 1.018 3.801 0 .513-.513.79-1.186.79-1.9 0-.716-.277-1.389-.79-1.902a2.666 2.666 0 0 0-1.9-.79Z" class="icon-base"/></svg><span class="type-body-two text-black font-circular-bold"> Expertise </span> </div> <ul class="List ml-2 mt-3 mb-3"> <li class="display-flex align-items-center gap-2 mt-2 text-black"> <span class="text-blue-mid text-base"> • </span> Rewards credit cards </li> <li class="display-flex align-items-center gap-2 mt-2 text-black"> <span class="text-blue-mid text-base"> • </span> Travel credit cards </li> </ul> </div> </div> <div class="AuthorPreview-bottom text-slate"> <div class="AuthorPreview-bio text-crop-none AuthorPreview-bio--truncated"> Nouri Zarrugh is a writer and editor for CreditCards.com and Bankrate, focusing on product news, guides and reviews. His areas of expertise include credit card strategy, rewards programs, point valuation and credit scores, and his stories on building credit have been cited by Mic.com, LifeHacker, People.com and more. Through his thorough card reviews and product comparisons, Nouri strives to demystify personal finance topics and credit card terms and conditions to help readers save money and protect their credit score.</div> <div class="display-flex align-items-center justify-content-space-between w-full"> <a href="https://www.bankrate.com/authors/nouri-zarrugh/" class="Link Link--standalone font-bold"> Read more </a> <ul class="AuthorSocialConnect List display-flex align-items-center mb-0 "> <li class="AuthorSocialConnect-item display-block"> <a class="AuthorSocialConnect-link display-flex align-items-center text-slate p-3 hover:text-blue-600" href="https://twitter.com/nourizarrugh" target="_blank" rel="nofollow" aria-label="Connect with Nouri Zarrugh on Twitter" data-beam-element-clicked id="author_bio_nouri_zarrugh_twitter_icon" data-type="icon" data-location="author_bio_nouri_zarrugh" data-position="top" data-text="twitter" data-outcome="open_twitter" > <svg class="Icon Icon--xs" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false"><title>Twitter Icon</title><path d="m14.001 10.394 7.82-8.906h-1.853l-6.794 7.72-5.423-7.72H1.5l8.202 11.686L1.5 22.512h1.853l7.165-8.165 5.731 8.165H22.5l-8.499-12.118Zm-2.544 2.879-.828-1.162L4.02 2.86h2.841l5.337 7.473.827 1.162 6.93 9.71h-2.84l-5.658-7.931Z" class="icon-base"/></svg></a> </li> <li class="AuthorSocialConnect-item display-block"> <a class="AuthorSocialConnect-link display-flex align-items-center text-slate p-3 hover:text-blue-600" href="https://www.linkedin.com/in/nouri-zarrugh/" target="_blank" rel="nofollow" aria-label="Connect with Nouri Zarrugh on LinkedIn" data-beam-element-clicked id="author_bio_nouri_zarrugh_linkedin_icon" data-type="icon" data-location="author_bio_nouri_zarrugh" data-position="top" data-text="linkedin" data-outcome="open_linkedin" > <svg class="Icon Icon--xs" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false"><title>LinkedIn Icon</title><path fill-rule="evenodd" clip-rule="evenodd" d="M7.482 22.48h9.036c3.58 0 5.982-2.506 5.982-6.244V7.723c0-3.738-2.401-6.244-5.982-6.244H7.482C3.902 1.48 1.5 3.996 1.5 7.723v8.513c0 3.738 2.401 6.244 5.982 6.244ZM3.215 7.733c0-2.752 1.672-4.53 4.267-4.53h9.036c2.595 0 4.267 1.778 4.267 4.53v8.514c0 2.752-1.672 4.53-4.267 4.53H7.482c-2.595 0-4.267-1.778-4.267-4.53V7.733Zm3.398 7.775a.86.86 0 0 0 .858.857.86.86 0 0 0 .857-.857V11.47a.86.86 0 0 0-.857-.857.86.86 0 0 0-.858.857v4.037Zm9.927.857a.86.86 0 0 1-.858-.857v-3.652a1.9 1.9 0 0 0-1.897-1.895c-1.05 0-1.887.846-1.887 1.895v3.652a.86.86 0 0 1-.858.857.86.86 0 0 1-.857-.857v-3.652a3.6 3.6 0 0 1 3.602-3.598c1.983 0 3.612 1.617 3.612 3.598v3.652a.86.86 0 0 1-.857.857ZM8.37 8.462a.9.9 0 1 1-1.8-.001.9.9 0 0 1 1.8 0Z" class="icon-base"/></svg></a> </li> </ul> </div> </div> </div><button type="button" class="visually-hidden focusable text-link text-black plain font-circular-bold" @click="close()">Close</button> </div> </div> </div> <div class="display-inline-block sm:display-none"> <a data-preamp="mortgage-dark-mode-mobile" href="https://www.bankrate.com/authors/nouri-zarrugh/" class="text-link text-black plain font-circular-bold ">Nouri Zarrugh</a> </div> </span> </div> <div class="Byline-user md:border-l md:border-gray-300 md:pl-3 md:py-1 Byline-accordion-on-mobile"> <img srcset="https://www.bankrate.com/2021/03/12163115/jason-steele-150-1.png?auto=webp&quality=85&width=24&height=24&fit=cover&enable=upscale&crop=1:1,smart&dpr=1.5 1.5x, https://www.bankrate.com/2021/03/12163115/jason-steele-150-1.png?auto=webp&quality=85&width=24&height=24&fit=cover&enable=upscale&crop=1:1,smart&dpr=2 2x, https://www.bankrate.com/2021/03/12163115/jason-steele-150-1.png?auto=webp&quality=85&width=24&height=24&fit=cover&enable=upscale&crop=1:1,smart&dpr=3 3x" src="https://www.bankrate.com/2021/03/12163115/jason-steele-150-1.png?auto=webp&quality=85&width=24&height=24&fit=cover&enable=upscale&crop=1:1,smart" loading="lazy" class="AuthorAvatar AuthorAvatar--xs Byline-userAvatar mr-2 flex-shrink-0" alt=""> <span> <span data-preamp="mortgage-dark-mode" class="text-slate font-circular-book">Reviewed by</span> <div class="Tooltip display-none sm:display-inline-block" x-data="interactiveTooltip('6QAyts')" x-bind="container"> <button class="Tooltip-trigger text-link text-black plain font-circular-bold" data-preamp="mortgage-dark-mode"type="button" id="tooltip-trigger-6QAyts" aria-controls="tooltip-content-6QAyts" x-bind="trigger"> Jason Steele</button><div class="Tooltip-content Tooltip-content--belowTrigger Tooltip-content--anchorCenter author-preview"style="display: none;" id="tooltip-content-6QAyts" aria-hidden="true" aria-labelledby="tooltip-trigger-6QAyts" role="dialog" x-bind="content"> <div class="Tooltip-body"> <div class="Tooltip-arrow"></div> <div class="AuthorPreview AuthorPreview--reviewer AuthorPreview--tooltip"> <div class="AuthorPreview-top border-b border-gray-light pb-4"> <img srcset="https://www.bankrate.com/2021/03/12163115/jason-steele-150-1.png?auto=webp&quality=85&width=64&height=64&fit=cover&enable=upscale&crop=1:1,smart&dpr=1.5 1.5x, https://www.bankrate.com/2021/03/12163115/jason-steele-150-1.png?auto=webp&quality=85&width=64&height=64&fit=cover&enable=upscale&crop=1:1,smart&dpr=2 2x, https://www.bankrate.com/2021/03/12163115/jason-steele-150-1.png?auto=webp&quality=85&width=64&height=64&fit=cover&enable=upscale&crop=1:1,smart&dpr=3 3x" src="https://www.bankrate.com/2021/03/12163115/jason-steele-150-1.png?auto=webp&quality=85&width=64&height=64&fit=cover&enable=upscale&crop=1:1,smart" loading="lazy" class="AuthorAvatar AuthorAvatar--lg AuthorPreview-avatar flex-shrink-0" alt=""> <div class="AuthorPreview-attribution"> <div class="AuthorPreview-name"> <a href="https://www.bankrate.com/authors/jason-steele/" class="Link Link--standalone text-black"> Jason Steele</a> </div> <span class="AuthorPreview-title type-body-two text-slate text-crop-none">Former contributor, Credit Cards</span> </div> </div> <div class="AuthorPreview-expertise my-4"> <div class="w-full"> <div class="display-flex align-items-center"> <svg class="Icon Icon--sm text-black mr-2" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false"><title>Ribbon Icon</title><path fill-rule="evenodd" clip-rule="evenodd" d="M17.856 16.638a2.291 2.291 0 0 0 1.514-2.15v-.764c0-.283.115-.551.314-.75l.535-.543a2.25 2.25 0 0 0 .68-1.622c0-.612-.236-1.193-.672-1.629l-.536-.535a1.053 1.053 0 0 1-.306-.75V7.13a2.303 2.303 0 0 0-2.294-2.302h-.773c-.29 0-.558-.115-.75-.306l-.543-.551a2.294 2.294 0 0 0-3.243 0l-.535.535a1.04 1.04 0 0 1-.75.306h-.773a2.296 2.296 0 0 0-2.287 2.196c-.015.038-.015.084-.015.122v.757c0 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2.414c-.017.042-.017.093-.017.135v.832c0 .312-.126.606-.345.825l-.522.53a.54.54 0 0 1-.037.033 2.508 2.508 0 0 0-.77 1.808c0 .674.27 1.313.749 1.792l.588.589c.219.219.337.513.337.824v.841c0 1.103.717 2.046 1.707 2.388v4.812A1.506 1.506 0 0 0 8.648 22.5h.009a1.5 1.5 0 0 0 .681-.16l2.725-1.362a.16.16 0 0 1 .151 0l2.465 1.303a1.495 1.495 0 0 0 1.489-.042c.454-.277.731-.757.731-1.295v-4.777Zm-4.887-2.397a4.002 4.002 0 0 1-2.85-1.185 4.036 4.036 0 0 1 0-5.703 4.002 4.002 0 0 1 2.85-1.186c1.077 0 2.086.42 2.852 1.186a4.002 4.002 0 0 1 1.186 2.851c0 1.077-.42 2.086-1.186 2.852a4.002 4.002 0 0 1-2.852 1.185Zm0-6.728c-.715 0-1.387.277-1.9.79a2.685 2.685 0 0 0 0 3.802c1.017 1.018 2.784 1.018 3.801 0 .513-.513.79-1.186.79-1.9 0-.716-.277-1.389-.79-1.902a2.666 2.666 0 0 0-1.9-.79Z" class="icon-base"/></svg><span class="type-body-two text-black font-circular-bold"> Expertise </span> </div> <ul class="List ml-2 mt-3 mb-3"> <li class="display-flex align-items-center gap-2 mt-2 text-black"> <span class="text-blue-mid text-base"> • </span> Credit cards</li> <li class="display-flex align-items-center gap-2 mt-2 text-black"> <span class="text-blue-mid text-base"> • </span> Rewards credit cards</li> </ul> </div> </div> <div class="AuthorPreview-bottom text-slate"> <div class="AuthorPreview-bio text-crop-none AuthorPreview-bio--truncated"> <span data-sheets-value="{"1":2,"2":"Jason Steele is a professional journalist and credit card expert who has been contributing to online publications since 2008. He was one of the original contributors to The Points Guy, and his work has been appearing there since 2011. He has also contributed to over 100 of the leading personal finance and travel outlets."}" data-sheets-userformat="{"2":15107,"3":{"1":0},"4":{"1":2,"2":16777215},"11":3,"12":0,"14":{"1":2,"2":3355443},"15":"\"Open Sans\", sans-serif","16":11}">Jason Steele is a professional journalist and credit card expert who has been contributing to online publications since 2008. He was one of the original contributors to The Points Guy, and his work has been appearing there since 2011. He has also contributed to over 100 of the leading personal finance and travel outlets.</span></div> <div class="display-flex align-items-center justify-content-space-between w-full"> <a href="https://www.bankrate.com/authors/jason-steele/" class="Link Link--standalone font-bold"> Read more </a> <ul class="AuthorSocialConnect List display-flex align-items-center mb-0 "> <li class="AuthorSocialConnect-item display-block"> <a class="AuthorSocialConnect-link display-flex align-items-center text-slate p-3 hover:text-blue-600" href="https://twitter.com/RealJasonSteele" target="_blank" rel="nofollow" aria-label="Connect with Jason Steele on Twitter" data-beam-element-clicked id="author_bio_jason_steele_twitter_icon" data-type="icon" data-location="author_bio_jason_steele" data-position="top" data-text="twitter" data-outcome="open_twitter" > <svg class="Icon Icon--xs" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false"><title>Twitter Icon</title><path d="m14.001 10.394 7.82-8.906h-1.853l-6.794 7.72-5.423-7.72H1.5l8.202 11.686L1.5 22.512h1.853l7.165-8.165 5.731 8.165H22.5l-8.499-12.118Zm-2.544 2.879-.828-1.162L4.02 2.86h2.841l5.337 7.473.827 1.162 6.93 9.71h-2.84l-5.658-7.931Z" class="icon-base"/></svg></a> </li> <li class="AuthorSocialConnect-item display-block"> <a class="AuthorSocialConnect-link display-flex align-items-center text-slate p-3 hover:text-blue-600" href="https://www.linkedin.com/in/jason-steele/" target="_blank" rel="nofollow" aria-label="Connect with Jason Steele on LinkedIn" data-beam-element-clicked id="author_bio_jason_steele_linkedin_icon" data-type="icon" data-location="author_bio_jason_steele" data-position="top" data-text="linkedin" data-outcome="open_linkedin" > <svg class="Icon Icon--xs" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false"><title>LinkedIn Icon</title><path fill-rule="evenodd" clip-rule="evenodd" d="M7.482 22.48h9.036c3.58 0 5.982-2.506 5.982-6.244V7.723c0-3.738-2.401-6.244-5.982-6.244H7.482C3.902 1.48 1.5 3.996 1.5 7.723v8.513c0 3.738 2.401 6.244 5.982 6.244ZM3.215 7.733c0-2.752 1.672-4.53 4.267-4.53h9.036c2.595 0 4.267 1.778 4.267 4.53v8.514c0 2.752-1.672 4.53-4.267 4.53H7.482c-2.595 0-4.267-1.778-4.267-4.53V7.733Zm3.398 7.775a.86.86 0 0 0 .858.857.86.86 0 0 0 .857-.857V11.47a.86.86 0 0 0-.857-.857.86.86 0 0 0-.858.857v4.037Zm9.927.857a.86.86 0 0 1-.858-.857v-3.652a1.9 1.9 0 0 0-1.897-1.895c-1.05 0-1.887.846-1.887 1.895v3.652a.86.86 0 0 1-.858.857.86.86 0 0 1-.857-.857v-3.652a3.6 3.6 0 0 1 3.602-3.598c1.983 0 3.612 1.617 3.612 3.598v3.652a.86.86 0 0 1-.857.857ZM8.37 8.462a.9.9 0 1 1-1.8-.001.9.9 0 0 1 1.8 0Z" class="icon-base"/></svg></a> </li> </ul> </div> <a class="text-blue text-crop-none" href="/financial-review-board/">About our review board</a> </div> </div><button type="button" class="visually-hidden focusable text-link text-black plain font-circular-bold" @click="close()">Close</button> </div> </div> </div> <div class="display-inline-block sm:display-none"> <a data-preamp="mortgage-dark-mode-mobile" href="https://www.bankrate.com/authors/jason-steele/" class="text-link text-black plain font-circular-bold ">Jason Steele</a> </div> </span> </div> </div> <div class="type-body-two mb-4 md:pl-2 md:ml-4 md:py-2 md:border-l md:border-gray-300"> Updated November 24, 2024</div> </span> <div class="pos-relative mb-2"> <p class="text-slate text-xs mb-0">Advertiser Disclosure: The listings that appear on the website are from credit card companies from which Bankrate receives compensation. 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class="Button rounded border-2 p-4 text-black font-bold hover:text-black hover:border-blue-600 hover:bg-blue-100 text-sm whitespace-nowrap max-w-none filter-button bg-white border-gray-400 Button--secondary">Limited time offer</button><button class="Button rounded border-2 p-4 text-black font-bold hover:text-black hover:border-blue-600 hover:bg-blue-100 text-sm whitespace-nowrap max-w-none filter-button bg-white border-gray-400 Button--secondary">No annual fee</button><button class="Button rounded border-2 p-4 text-black font-bold hover:text-black hover:border-blue-600 hover:bg-blue-100 text-sm whitespace-nowrap max-w-none filter-button bg-white border-gray-400 Button--secondary">Travel</button><button class="Button rounded border-2 p-4 text-black font-bold hover:text-black hover:border-blue-600 hover:bg-blue-100 text-sm whitespace-nowrap max-w-none filter-button bg-white border-gray-400 Button--secondary">Welcome offer</button><button class="Button rounded border-2 p-4 text-black font-bold hover:text-black hover:border-blue-600 hover:bg-blue-100 text-sm whitespace-nowrap max-w-none filter-button bg-white border-gray-400 Button--secondary">0% intro APR</button><button class="Button rounded border-2 p-4 text-black font-bold hover:text-black hover:border-blue-600 hover:bg-blue-100 text-sm whitespace-nowrap max-w-none filter-button bg-white border-gray-400 Button--secondary">Dining</button></div></div></div></div><div class="lg:hidden col-span-1 flex justify-end z-5"><div><button class="Button flex justify-center items-end h-full border-2 border-gray-400 rounded px-0 py-2 sm:p-2 bg-white text-black gap-2 hover:bg-gray-100 hover:border-blue-600 hover:text-black Button--primary" data-target="modal-filter"><span class="inline-block align-middle relative fill-gray-700 text-gray-700"><svg class="" width="16" height="12" viewBox="0 0 16 12" xmlns="http://www.w3.org/2000/svg"><title>Filters icon</title><path d="M0 2H16V0H0V2Z"></path><path d="M4 7H12V5H4V7Z"></path><path d="M9 12H7V10H9V12Z"></path></svg></span>Filters</button></div></div><div class="hidden col-span-2 lg:flex justify-end gap-2 md:col-span-1"><div class="flex"><div class="FormControl min-w-48"><label class="mb-2 font-bold inline-block" for="issuers">Issuers</label><select class="FormSelect w-full normal-case" id="issuers"><option value="all" selected="">All card issuers</option><option value="American Express">American Express</option><option value="Capital One">Capital One</option><option value="Chase">Chase</option><option value="Citi">Citi</option><option value="Discover">Discover</option><option value="Wells Fargo">Wells Fargo</option></select><span class="FormSelect-arrow Icon Icon--xs"><span class="inline-block align-middle relative top-[-6px] right-[-10px]"><svg xmlns="http://www.w3.org/2000/svg" class="Icon-glyph fill-blue-600" viewBox="0 0 11 8" focusable="false"><path fill="" fill-rule="evenodd" d="M3.875 5.875l-3.75-3.75 1.25-1.25 3.75 3.75 3.75-3.75 1.25 1.25-5 5-1.25-1.25z"></path></svg></span></span></div></div><div class="flex"><div class="FormControl min-w-fit"><label class="mb-2 font-bold inline-block" for="credit-range">Credit range</label><div class="Tooltip ml-2" data-testid="undefined"><button class="Tooltip-trigger" aria-controls="tooltip-credit" aria-expanded="false" role="button" tabindex="0"><span class="Icon Icon--xs fill-blue-600"><span class="inline-block align-middle relative icon-base-blue-600 top-[-5px]"><svg viewBox="0 0 16 16" width="16" height="16" xmlns="http://www.w3.org/2000/svg" focusable="false" class=""><path fill-rule="evenodd" clip-rule="evenodd" d="M8 16C12.4183 16 16 12.4183 16 8C16 3.58172 12.4183 0 8 0C3.58172 0 0 3.58172 0 8C0 12.4183 3.58172 16 8 16ZM8 15C4.13401 15 1 11.866 1 8C1 4.13401 4.13401 1 8 1C11.866 1 15 4.13401 15 8C15 11.866 11.866 15 8 15ZM7 5.0122C7 4.45122 7.45122 4 8 4C8.56098 4 9 4.45122 9 5.0122C9 5.54878 8.56098 6 8 6C7.45122 6 7 5.54878 7 5.0122ZM7 12V7H9V12H7Z" class="icon-base" fill="currentColor"></path><title>Info</title></svg></span></span><span class="sr-only">Hover to learn more</span></button><div class="Tooltip-content z-20 max-w-48 md:max-w-max Tooltip-content--anchorCenter Tooltip-content--belowTrigger hidden" id="tooltip-credit" role="tooltip" aria-hidden="true"><div class="Tooltip-body text-gray-700"><div class="Tooltip-arrow"></div><p class="text-gray-700 text-sm mb-0">A FICO score/credit score is used to represent the creditworthiness of a person and may be one indicator to the credit type you are eligible for. However, credit score alone does not guarantee or imply approval for any financial product.</p></div></div></div><select class="FormSelect w-full normal-case" id="credit-range"><option value="all" selected="">All credit levels</option><option value="3">Good to excellent (670 - 850)</option><option value="2">Fair to good (580 - 740)</option><option value="1">Bad (420 - 580)</option><option value="-1">No credit history</option></select><span class="FormSelect-arrow Icon Icon--xs"><span class="inline-block align-middle relative top-[-6px] right-[-10px]"><svg xmlns="http://www.w3.org/2000/svg" class="Icon-glyph fill-blue-600" viewBox="0 0 11 8" focusable="false"><path fill="" fill-rule="evenodd" d="M3.875 5.875l-3.75-3.75 1.25-1.25 3.75 3.75 3.75-3.75 1.25 1.25-5 5-1.25-1.25z"></path></svg></span></span></div></div><div class="flex"><div class="FormControl min-w-fit"><label class="mb-2 font-bold inline-block" for="sort-by-filter">Sort by</label><select class="FormSelect w-full normal-case" id="sort-by-filter"><option value="featured" selected="">Featured</option><option value="ratingDesc">Highest rating</option><option value="aprAsc">Lowest APR</option><option value="annualFeeAsc">Lowest annual fee</option></select><span class="FormSelect-arrow Icon Icon--xs"><span class="inline-block align-middle relative top-[-6px] right-[-10px]"><svg xmlns="http://www.w3.org/2000/svg" class="Icon-glyph fill-blue-600" viewBox="0 0 11 8" focusable="false"><path fill="" fill-rule="evenodd" d="M3.875 5.875l-3.75-3.75 1.25-1.25 3.75 3.75 3.75-3.75 1.25 1.25-5 5-1.25-1.25z"></path></svg></span></span></div></div></div></div><div id="back-to-top-trigger"><p class="font-bold fon-sans h-16 mb-0 filterMatchedProductTiles">Showing 15 results</p><div id="card1" class="rounded-lg border mb-8" data-pid="221012282" data-testid="221012282-category-product-box"><div class="grid gap-6 grid-cols-1 md:grid-cols-12 p-2 md:p-6 border-b"><div class="md:col-span-8"><div class="mb-1 md:hidden flex flex-row justify-end"><div class="CompareSelector w-fit"><label class="FormCheckbox hover:before:bg-white hover:before:shadow-none undefined"><span class="text-black font-circular-bold text-sm mr-3 inline-block">Add to compare</span><input class="FormCheckbox-input form-checkbox__input" type="checkbox" data-testid="compare-mobile"/><span class="FormCheckbox-fauxInput Icon Icon--sm mr-0"><svg class="Icon-glyph" viewBox="0 0 12 9" fill-rule="evenodd"><path d="M4.1 6.1L1.4 3.4 0 4.9 4.1 9l7.6-7.6L10.3 0z"></path></svg></span></label></div></div><p data-testid="221012282-superlative" class="text-blue-600 font-sans font-bold mb-3 text-sm mt-3 md:mt-0">Best for entertainment</p><div class="grid gap-4 grid-cols-12"><div class="col-span-4 row-span-2 md:col-span-3 lg:col-span-2 flex items-center"><a data-testid="221012282-card-art-link" href="" class="no-underline" target="_blank"><figure class="mb-0"><img data-testid="221012282-card-art" src="https://cdn.prodstatic.com/shared/images/cards/219x139/80d15850-9088-11ef-9b25-ab59e8af7111.png?auto=webp" alt="Capital One Savor Cash Rewards Credit Card" loading="lazy"/></figure></a></div><div class="col-span-8 row-span-2 flex items-center md:row-span-1 md:col-span-9 lg:col-span-10 md:items-end"><a data-testid="221012282-card-name-link" href="" class="no-underline" target="_blank"><h2 data-testid="221012282-card-name" class="text-lg md:text-2xl leading-6 md:leading-7 text-black m-0 hover:text-blue-600 hover:underline">Capital One Savor Cash Rewards Credit Card</h2></a></div><div class="col-span-12 flex items-start md:col-span-8"><div class="basis-full md:inline-flex md:items-center"><p class="font-bold text-sm mb-0 md:inline mr-2">Bankrate score</p><div class="inline-block align-middle"><div class="RatingStars mr-2 mt-1" aria-label="5.0 star rating"><div class="RatingStars-iconMask" style="width:100%"><span class="RatingStars-iconContainer"><span class="RatingStars-icon Icon Icon--xs"><svg class="Icon-glyph" width="16" height="16" viewBox="0 0 16 16" xmlns="http://www.w3.org/2000/svg"><title>star icon</title><g fill="none" fill-rule="evenodd"><path d="M0 0h16v16H0z"></path><path fill="#0157ff" d="M8.108.7l2.352 4.764 5.257.764-3.804 3.708.898 5.236L8.108 12.7l-4.702 2.472.898-5.236L.5 6.228l5.257-.764L8.108.7zm1.688 5.678L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661-3.772-.548z"></path><path fill="#0157ff" d="M9.796 6.378L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661z"></path></g></svg></span><span class="RatingStars-icon Icon Icon--xs"><svg class="Icon-glyph" width="16" height="16" viewBox="0 0 16 16" xmlns="http://www.w3.org/2000/svg"><title>star icon</title><g fill="none" fill-rule="evenodd"><path d="M0 0h16v16H0z"></path><path fill="#0157ff" d="M8.108.7l2.352 4.764 5.257.764-3.804 3.708.898 5.236L8.108 12.7l-4.702 2.472.898-5.236L.5 6.228l5.257-.764L8.108.7zm1.688 5.678L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661-3.772-.548z"></path><path fill="#0157ff" d="M9.796 6.378L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661z"></path></g></svg></span><span class="RatingStars-icon Icon Icon--xs"><svg class="Icon-glyph" width="16" height="16" viewBox="0 0 16 16" xmlns="http://www.w3.org/2000/svg"><title>star icon</title><g fill="none" fill-rule="evenodd"><path d="M0 0h16v16H0z"></path><path fill="#0157ff" d="M8.108.7l2.352 4.764 5.257.764-3.804 3.708.898 5.236L8.108 12.7l-4.702 2.472.898-5.236L.5 6.228l5.257-.764L8.108.7zm1.688 5.678L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661-3.772-.548z"></path><path fill="#0157ff" d="M9.796 6.378L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661z"></path></g></svg></span><span class="RatingStars-icon Icon Icon--xs"><svg class="Icon-glyph" width="16" height="16" viewBox="0 0 16 16" xmlns="http://www.w3.org/2000/svg"><title>star icon</title><g fill="none" fill-rule="evenodd"><path d="M0 0h16v16H0z"></path><path fill="#0157ff" d="M8.108.7l2.352 4.764 5.257.764-3.804 3.708.898 5.236L8.108 12.7l-4.702 2.472.898-5.236L.5 6.228l5.257-.764L8.108.7zm1.688 5.678L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661-3.772-.548z"></path><path fill="#0157ff" d="M9.796 6.378L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661z"></path></g></svg></span><span class="RatingStars-icon Icon Icon--xs"><svg class="Icon-glyph" width="16" height="16" viewBox="0 0 16 16" xmlns="http://www.w3.org/2000/svg"><title>star icon</title><g fill="none" fill-rule="evenodd"><path d="M0 0h16v16H0z"></path><path fill="#0157ff" d="M8.108.7l2.352 4.764 5.257.764-3.804 3.708.898 5.236L8.108 12.7l-4.702 2.472.898-5.236L.5 6.228l5.257-.764L8.108.7zm1.688 5.678L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661-3.772-.548z"></path><path fill="#0157ff" d="M9.796 6.378L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661z"></path></g></svg></span></span></div><span class="RatingStars-iconContainer"><span class="RatingStars-icon Icon Icon--xs"><svg class="Icon-glyph" width="16" height="16" viewBox="0 0 16 16" xmlns="http://www.w3.org/2000/svg"><title>star icon</title><g fill="none" fill-rule="evenodd"><path d="M0 0h16v16H0z"></path><path fill="#0157ff" d="M8.108.7l2.352 4.764 5.257.764-3.804 3.708.898 5.236L8.108 12.7l-4.702 2.472.898-5.236L.5 6.228l5.257-.764L8.108.7zm1.688 5.678L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661-3.772-.548z"></path><path fill="#FFFFFF" d="M9.796 6.378L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661z"></path></g></svg></span><span class="RatingStars-icon Icon Icon--xs"><svg class="Icon-glyph" width="16" height="16" viewBox="0 0 16 16" xmlns="http://www.w3.org/2000/svg"><title>star icon</title><g fill="none" fill-rule="evenodd"><path d="M0 0h16v16H0z"></path><path fill="#0157ff" d="M8.108.7l2.352 4.764 5.257.764-3.804 3.708.898 5.236L8.108 12.7l-4.702 2.472.898-5.236L.5 6.228l5.257-.764L8.108.7zm1.688 5.678L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661-3.772-.548z"></path><path fill="#FFFFFF" d="M9.796 6.378L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661z"></path></g></svg></span><span class="RatingStars-icon Icon Icon--xs"><svg class="Icon-glyph" width="16" height="16" viewBox="0 0 16 16" xmlns="http://www.w3.org/2000/svg"><title>star icon</title><g fill="none" fill-rule="evenodd"><path d="M0 0h16v16H0z"></path><path fill="#0157ff" d="M8.108.7l2.352 4.764 5.257.764-3.804 3.708.898 5.236L8.108 12.7l-4.702 2.472.898-5.236L.5 6.228l5.257-.764L8.108.7zm1.688 5.678L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661-3.772-.548z"></path><path fill="#FFFFFF" d="M9.796 6.378L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661z"></path></g></svg></span><span class="RatingStars-icon Icon Icon--xs"><svg class="Icon-glyph" width="16" height="16" viewBox="0 0 16 16" xmlns="http://www.w3.org/2000/svg"><title>star icon</title><g fill="none" fill-rule="evenodd"><path d="M0 0h16v16H0z"></path><path fill="#0157ff" d="M8.108.7l2.352 4.764 5.257.764-3.804 3.708.898 5.236L8.108 12.7l-4.702 2.472.898-5.236L.5 6.228l5.257-.764L8.108.7zm1.688 5.678L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661-3.772-.548z"></path><path fill="#FFFFFF" d="M9.796 6.378L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661z"></path></g></svg></span><span class="RatingStars-icon Icon Icon--xs"><svg class="Icon-glyph" width="16" height="16" viewBox="0 0 16 16" xmlns="http://www.w3.org/2000/svg"><title>star icon</title><g fill="none" fill-rule="evenodd"><path d="M0 0h16v16H0z"></path><path fill="#0157ff" d="M8.108.7l2.352 4.764 5.257.764-3.804 3.708.898 5.236L8.108 12.7l-4.702 2.472.898-5.236L.5 6.228l5.257-.764L8.108.7zm1.688 5.678L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661-3.772-.548z"></path><path fill="#FFFFFF" d="M9.796 6.378L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661z"></path></g></svg></span></span></div><span data-testid="221012282-bankrate-score" class="font-sans text-sm relative top-[-2px] undefined font-bold">5.0</span></div><div class="Tooltip ml-2 mr-1 align-middle top-[1px]" data-testid="221012282-bankrate-score-tooltip"><button class="Tooltip-trigger relative top-[-8px]" aria-controls="tooltip-score" aria-expanded="false" role="button" tabindex="0"><span class="Icon Icon--xs fill-blue-600"><span class="inline-block align-middle relative icon-base-blue-600"><svg viewBox="0 0 16 16" width="16" height="16" xmlns="http://www.w3.org/2000/svg" focusable="false" class=""><path fill-rule="evenodd" clip-rule="evenodd" d="M8 16C12.4183 16 16 12.4183 16 8C16 3.58172 12.4183 0 8 0C3.58172 0 0 3.58172 0 8C0 12.4183 3.58172 16 8 16ZM8 15C4.13401 15 1 11.866 1 8C1 4.13401 4.13401 1 8 1C11.866 1 15 4.13401 15 8C15 11.866 11.866 15 8 15ZM7 5.0122C7 4.45122 7.45122 4 8 4C8.56098 4 9 4.45122 9 5.0122C9 5.54878 8.56098 6 8 6C7.45122 6 7 5.54878 7 5.0122ZM7 12V7H9V12H7Z" class="icon-base" fill="currentColor"></path><title>Info</title></svg></span></span><span class="sr-only">Hover to learn more</span></button><div class="Tooltip-content z-20 max-w-48 md:max-w-max Tooltip-content--anchorCenter Tooltip-content--belowTrigger hidden" id="tooltip-score" role="tooltip" aria-hidden="true"><div class="Tooltip-body text-gray-700"><div class="Tooltip-arrow"></div><p class="text-gray-700 text-sm m-0" data-testid="221012282-bankrate-score-tooltip-text">Our writers, editors and industry experts score credit cards based on a variety of factors including card features, bonus offers and independent research. Credit card issuers have no say or influence on how we rate cards.</p></div></div></div><a href="/credit-cards/reviews/capital-one-savorone-rewards-card/" class="text-xs Link Link--standalone inline-flex align-middle" data-testid="221012282-bankrate-score-link">Bankrate review</a></div></div></div><div class="mt-4 hidden md:block"><div class="CompareSelector w-fit"><label class="FormCheckbox hover:before:bg-white hover:before:shadow-none undefined"><span class="text-black font-circular-bold text-sm mr-3 inline-block">Add to compare</span><input class="FormCheckbox-input form-checkbox__input" type="checkbox" data-testid="compare-desktop"/><span class="FormCheckbox-fauxInput Icon Icon--sm mr-0"><svg class="Icon-glyph" viewBox="0 0 12 9" fill-rule="evenodd"><path d="M4.1 6.1L1.4 3.4 0 4.9 4.1 9l7.6-7.6L10.3 0z"></path></svg></span></label></div></div></div><div class="md:col-span-4 text-center"><div class="mb-2 w-full text-black bg-blue-600/5 border border-blue-600/50 rounded text-sm md:text-xs lg:text-sm max-w-sm mx-auto h-9 flex items-center justify-center"><span class="font-thin mr-1 ml-0.5">Recommended credit score:</span><span class="font-bold" data-testid="221012282-recommended-credit">(670 - 850)</span><div class="Tooltip ml-1 top-[1px]" data-testid="221012282-recommended-credit-tooltip"><button class="Tooltip-trigger" aria-controls="tooltip-credit" aria-expanded="false" role="button" tabindex="0"><span class="Icon Icon--xs fill-blue-600"><span class="inline-block align-middle relative icon-base-blue-600 top-[-3px]"><svg viewBox="0 0 16 16" width="16" height="16" xmlns="http://www.w3.org/2000/svg" focusable="false" class=""><path fill-rule="evenodd" clip-rule="evenodd" d="M8 16C12.4183 16 16 12.4183 16 8C16 3.58172 12.4183 0 8 0C3.58172 0 0 3.58172 0 8C0 12.4183 3.58172 16 8 16ZM8 15C4.13401 15 1 11.866 1 8C1 4.13401 4.13401 1 8 1C11.866 1 15 4.13401 15 8C15 11.866 11.866 15 8 15ZM7 5.0122C7 4.45122 7.45122 4 8 4C8.56098 4 9 4.45122 9 5.0122C9 5.54878 8.56098 6 8 6C7.45122 6 7 5.54878 7 5.0122ZM7 12V7H9V12H7Z" class="icon-base" fill="currentColor"></path><title>Info</title></svg></span></span><span class="sr-only">Hover to learn more</span></button><div class="Tooltip-content z-20 max-w-48 md:max-w-max Tooltip-content--anchorRight Tooltip-content--belowTrigger hidden" id="tooltip-credit" role="tooltip" aria-hidden="true"><div class="Tooltip-body text-gray-700"><div class="Tooltip-arrow"></div><p class="text-gray-700 text-sm mb-0" data-testid="221012282-recommended-credit-tooltip-text">A FICO score/credit score is used to represent the creditworthiness of a person and may be one indicator to the credit type you are eligible for. However, credit score alone does not guarantee or imply approval for any financial product.</p></div></div></div></div><a href="" class="Button w-full no-underline block mx-auto Button--primary" target="_blank" rel="sponsored" data-testid="221012282-apply-now-btn">Apply now<span class="inline-block align-middle relative -mt-1 ml-2 Icon Icon--xs"><svg class="Icon-glyph " viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false"><path fill-rule="evenodd" clip-rule="evenodd" d="M16.1489 7.0377V8.47406H7.8423V6.97713C7.8423 4.71879 9.70262 2.88443 11.9956 2.88443C14.2885 2.88443 16.1489 4.74475 16.1489 7.0377ZM6.45787 6.97713V8.47406H6.23319C4.57188 8.47406 3.23071 9.82387 3.23071 11.4765V19.4975C3.23071 21.1589 4.58053 22.5 6.23319 22.5H17.7672V22.4914C19.4285 22.4914 20.7697 21.1242 20.7697 19.437V11.4765C20.7697 9.81522 19.4198 8.47406 17.7672 8.47406H17.5333V7.0377C17.5333 3.98331 15.05 1.5 11.9956 1.5C8.94119 1.5 6.45787 3.95735 6.45787 6.97713ZM6.22453 9.86714C5.33331 9.86714 4.60649 10.594 4.60649 11.4852V19.5062C4.60649 20.3974 5.33331 21.1242 6.22453 21.1242H17.7585C18.6671 21.1242 19.3766 20.3888 19.3766 19.4543V11.4938C19.3766 10.6026 18.6498 9.87579 17.7585 9.87579H6.22453V9.86714ZM11.3036 16.6681C11.3036 17.0488 11.6151 17.3603 11.9958 17.3603C12.3765 17.3603 12.688 17.0488 12.688 16.6681V14.306C12.688 13.9252 12.3765 13.6137 11.9958 13.6137C11.6151 13.6137 11.3036 13.9252 11.3036 14.306V16.6681Z" class="icon-base"></path><title>Lock</title></svg></span></a><p class="text-xs mt-2 sm:mt-3 text-gray-700 mb-0" data-testid="221012282-secure-site">on Capital One's secure site</p><a href="https://d25970n8puso9u.cloudfront.net/disclosure.30978.en-US.pdf" target="_blank" class="Link text-xs" rel="sponsored noopener noreferrer" data-testid="221012282-rates-and-fees">See Rates & Fees</a></div></div><div class="grid grid-cols-2 md:grid-cols-4 gap-4 p-4 md:p-6 justify-start align-items-center"><div data-offer="introOffer"><div class="flex"><p class="mb-0 text-gray-700 text-sm font-bold">Intro offer</p><div class="Tooltip ml-1 h-4" data-testid="undefined"><button class="Tooltip-trigger relative top-[-8px]" aria-controls="tooltip-0" aria-expanded="false" role="button" tabindex="0"><span class="Icon Icon--xs fill-blue-600"><span class="inline-block align-middle relative icon-base-blue-600"><svg viewBox="0 0 16 16" width="16" height="16" xmlns="http://www.w3.org/2000/svg" focusable="false" class=""><path fill-rule="evenodd" clip-rule="evenodd" d="M8 16C12.4183 16 16 12.4183 16 8C16 3.58172 12.4183 0 8 0C3.58172 0 0 3.58172 0 8C0 12.4183 3.58172 16 8 16ZM8 15C4.13401 15 1 11.866 1 8C1 4.13401 4.13401 1 8 1C11.866 1 15 4.13401 15 8C15 11.866 11.866 15 8 15ZM7 5.0122C7 4.45122 7.45122 4 8 4C8.56098 4 9 4.45122 9 5.0122C9 5.54878 8.56098 6 8 6C7.45122 6 7 5.54878 7 5.0122ZM7 12V7H9V12H7Z" class="icon-base" fill="currentColor"></path><title>Info</title></svg></span></span><span class="sr-only">Hover to learn more</span></button><div class="Tooltip-content z-20 max-w-48 md:max-w-max Tooltip-content--anchorLeft hidden" id="tooltip-0" role="tooltip" aria-hidden="true"><div class="Tooltip-body text-gray-700"><div class="Tooltip-arrow"></div><p class="text-gray-700 text-sm mb-0">$250 Cash Back after you spend $500 on purchases within 3 months from account opening</p></div></div></div></div><p class="mb-0 text-black font-sans font-bold text-md md:text-lg leading-[100%]">$250 Cash Back</p></div><div data-offer="rewardsRate"><div class="flex"><p class="mb-0 text-gray-700 text-sm font-bold">Rewards rate</p><div class="Tooltip ml-1 h-4" data-testid="undefined"><button class="Tooltip-trigger relative top-[-8px]" aria-controls="tooltip-1" aria-expanded="false" role="button" tabindex="0"><span class="Icon Icon--xs fill-blue-600"><span class="inline-block align-middle relative icon-base-blue-600"><svg viewBox="0 0 16 16" width="16" height="16" xmlns="http://www.w3.org/2000/svg" focusable="false" class=""><path fill-rule="evenodd" clip-rule="evenodd" d="M8 16C12.4183 16 16 12.4183 16 8C16 3.58172 12.4183 0 8 0C3.58172 0 0 3.58172 0 8C0 12.4183 3.58172 16 8 16ZM8 15C4.13401 15 1 11.866 1 8C1 4.13401 4.13401 1 8 1C11.866 1 15 4.13401 15 8C15 11.866 11.866 15 8 15ZM7 5.0122C7 4.45122 7.45122 4 8 4C8.56098 4 9 4.45122 9 5.0122C9 5.54878 8.56098 6 8 6C7.45122 6 7 5.54878 7 5.0122ZM7 12V7H9V12H7Z" class="icon-base" fill="currentColor"></path><title>Info</title></svg></span></span><span class="sr-only">Hover to learn more</span></button><div class="Tooltip-content z-20 max-w-48 md:max-w-max Tooltip-content--anchorRight hidden" id="tooltip-1" role="tooltip" aria-hidden="true"><div class="Tooltip-body text-gray-700"><div class="Tooltip-arrow"></div><p class="text-gray-700 text-sm mb-0">8% Cash Back on Capital One Entertainment purchases, 5% Cash Back on hotels and rental cars booked through Capital One Travel (terms apply), 3% Cash Back at grocery stores (excluding superstores like Walmart® and Target®), on dining, entertainment and popular streaming services, 1% Cash Back on all other purchases</p></div></div></div></div><p class="mb-0 text-black font-sans font-bold text-md md:text-lg leading-[100%]">1% - 8%</p></div><div data-offer="annualFee"><div class="flex"><p class="mb-0 text-gray-700 text-sm font-bold">Annual fee</p></div><p class="mb-0 text-black font-sans font-bold text-md md:text-lg leading-[100%]">$0</p></div><div data-offer="regularAPR"><div class="flex"><p class="mb-0 text-gray-700 text-sm font-bold">Regular APR</p></div><p class="mb-0 text-black font-sans font-bold text-md md:text-lg leading-[100%]">19.74% - 29.74% (Variable)</p></div></div><div class="px-6 pb-6 pt-2 md:py-6"><p class="bg-blue-600/5 mb-0 p-4 rounded-lg text-sm" data-testid="221012282-why-like-this"><span class="font-bold block md:inline">Why you'll like this:</span> Its boosted cash back rate in popular spending categories makes it a great standalone option.</p></div><div class="Accordion border-t-0 border-b border-gray-200" data-testid="221012282-reward-details"><div class="Accordion-item border-b-0 py-2"><button class="flex w-full items-center px-4 md:px-6" aria-controls="reward-details" aria-expanded="false" type="button"><div class="Accordion-title mb-0 font-bold text-lg">Reward Details</div><span class="Icon Icon--xs flex items-center"><span class="inline-block align-middle relative duration-500"><svg xmlns="http://www.w3.org/2000/svg" class="Icon-glyph fill-blue-600" viewBox="0 0 11 8" focusable="false"><path fill="" fill-rule="evenodd" d="M3.875 5.875l-3.75-3.75 1.25-1.25 3.75 3.75 3.75-3.75 1.25 1.25-5 5-1.25-1.25z"></path></svg></span></span></button></div></div><div class="Accordion border-t-0 border-gray-200" data-testid="221012282-pros-cons"><div class="Accordion-item border-gray-200 py-2"><button class="flex w-full items-center px-4 md:px-6 hover:bg-white" aria-controls="pros-cons" aria-expanded="false" type="button"><div class="Accordion-title mb-0 font-bold text-lg">Editor's take</div><span class="Icon Icon--xs flex items-center"><span class="inline-block align-middle relative duration-500"><svg xmlns="http://www.w3.org/2000/svg" class="Icon-glyph fill-blue-600" viewBox="0 0 11 8" focusable="false"><path fill="" fill-rule="evenodd" d="M3.875 5.875l-3.75-3.75 1.25-1.25 3.75 3.75 3.75-3.75 1.25 1.25-5 5-1.25-1.25z"></path></svg></span></span></button></div></div><div class="Accordion border-t-0" data-testid="221012282-card-details"><div class="Accordion-item border-b-0 py-2"><button class="flex w-full items-center px-4 md:px-6" aria-controls="details-bullets" aria-expanded="false" type="button"><div class="Accordion-title mb-0 font-bold text-lg">Card Details</div><span class="Icon Icon--xs flex items-center"><span class="inline-block align-middle relative duration-500"><svg xmlns="http://www.w3.org/2000/svg" class="Icon-glyph fill-blue-600" viewBox="0 0 11 8" focusable="false"><path fill="" fill-rule="evenodd" d="M3.875 5.875l-3.75-3.75 1.25-1.25 3.75 3.75 3.75-3.75 1.25 1.25-5 5-1.25-1.25z"></path></svg></span></span></button></div></div></div><div id="card2" class="rounded-lg border mb-8" data-pid="221210070" data-testid="221210070-category-product-box"><div class="grid gap-6 grid-cols-1 md:grid-cols-12 p-2 md:p-6 border-b"><div class="md:col-span-8"><div class="mb-1 md:hidden flex flex-row justify-end"><div class="CompareSelector w-fit"><label class="FormCheckbox hover:before:bg-white hover:before:shadow-none undefined"><span class="text-black font-circular-bold text-sm mr-3 inline-block">Add to compare</span><input class="FormCheckbox-input form-checkbox__input" type="checkbox" data-testid="compare-mobile"/><span class="FormCheckbox-fauxInput Icon Icon--sm mr-0"><svg class="Icon-glyph" viewBox="0 0 12 9" fill-rule="evenodd"><path d="M4.1 6.1L1.4 3.4 0 4.9 4.1 9l7.6-7.6L10.3 0z"></path></svg></span></label></div></div><p data-testid="221210070-superlative" class="text-blue-600 font-sans font-bold mb-3 text-sm mt-3 md:mt-0">Best starter travel card</p><div class="grid gap-4 grid-cols-12"><div class="col-span-4 row-span-2 md:col-span-3 lg:col-span-2 flex items-center"><a data-testid="221210070-card-art-link" href="" class="no-underline" target="_blank"><figure class="mb-0"><img data-testid="221210070-card-art" src="https://cdn.prodstatic.com/shared/images/cards/219x139/ae837480-ed19-11ee-b6aa-83dad90afdcd.png?auto=webp" alt="Chase Sapphire Preferred® Card" loading="lazy"/></figure></a></div><div class="col-span-8 row-span-2 flex items-center md:row-span-1 md:col-span-9 lg:col-span-10 md:items-end"><a data-testid="221210070-card-name-link" href="" class="no-underline" target="_blank"><h2 data-testid="221210070-card-name" class="text-lg md:text-2xl leading-6 md:leading-7 text-black m-0 hover:text-blue-600 hover:underline">Chase Sapphire Preferred® Card</h2></a></div><div class="col-span-12 flex items-start md:col-span-8"><div class="basis-full md:inline-flex md:items-center"><p class="font-bold text-sm mb-0 md:inline mr-2">Bankrate score</p><div class="inline-block align-middle"><div class="RatingStars mr-2 mt-1" aria-label="4.8 star rating"><div class="RatingStars-iconMask" style="width:96%"><span class="RatingStars-iconContainer"><span class="RatingStars-icon Icon Icon--xs"><svg class="Icon-glyph" width="16" height="16" viewBox="0 0 16 16" xmlns="http://www.w3.org/2000/svg"><title>star icon</title><g fill="none" fill-rule="evenodd"><path d="M0 0h16v16H0z"></path><path fill="#0157ff" d="M8.108.7l2.352 4.764 5.257.764-3.804 3.708.898 5.236L8.108 12.7l-4.702 2.472.898-5.236L.5 6.228l5.257-.764L8.108.7zm1.688 5.678L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661-3.772-.548z"></path><path fill="#0157ff" d="M9.796 6.378L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661z"></path></g></svg></span><span class="RatingStars-icon Icon Icon--xs"><svg class="Icon-glyph" width="16" height="16" viewBox="0 0 16 16" xmlns="http://www.w3.org/2000/svg"><title>star icon</title><g fill="none" fill-rule="evenodd"><path d="M0 0h16v16H0z"></path><path fill="#0157ff" d="M8.108.7l2.352 4.764 5.257.764-3.804 3.708.898 5.236L8.108 12.7l-4.702 2.472.898-5.236L.5 6.228l5.257-.764L8.108.7zm1.688 5.678L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661-3.772-.548z"></path><path fill="#0157ff" d="M9.796 6.378L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661z"></path></g></svg></span><span class="RatingStars-icon Icon Icon--xs"><svg class="Icon-glyph" width="16" height="16" viewBox="0 0 16 16" xmlns="http://www.w3.org/2000/svg"><title>star icon</title><g fill="none" fill-rule="evenodd"><path d="M0 0h16v16H0z"></path><path fill="#0157ff" d="M8.108.7l2.352 4.764 5.257.764-3.804 3.708.898 5.236L8.108 12.7l-4.702 2.472.898-5.236L.5 6.228l5.257-.764L8.108.7zm1.688 5.678L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661-3.772-.548z"></path><path fill="#0157ff" d="M9.796 6.378L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661z"></path></g></svg></span><span class="RatingStars-icon Icon Icon--xs"><svg class="Icon-glyph" width="16" height="16" viewBox="0 0 16 16" xmlns="http://www.w3.org/2000/svg"><title>star icon</title><g fill="none" fill-rule="evenodd"><path d="M0 0h16v16H0z"></path><path fill="#0157ff" d="M8.108.7l2.352 4.764 5.257.764-3.804 3.708.898 5.236L8.108 12.7l-4.702 2.472.898-5.236L.5 6.228l5.257-.764L8.108.7zm1.688 5.678L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661-3.772-.548z"></path><path fill="#0157ff" d="M9.796 6.378L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661z"></path></g></svg></span><span class="RatingStars-icon Icon Icon--xs"><svg class="Icon-glyph" width="16" height="16" viewBox="0 0 16 16" xmlns="http://www.w3.org/2000/svg"><title>star icon</title><g fill="none" fill-rule="evenodd"><path d="M0 0h16v16H0z"></path><path fill="#0157ff" d="M8.108.7l2.352 4.764 5.257.764-3.804 3.708.898 5.236L8.108 12.7l-4.702 2.472.898-5.236L.5 6.228l5.257-.764L8.108.7zm1.688 5.678L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661-3.772-.548z"></path><path fill="#0157ff" d="M9.796 6.378L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661z"></path></g></svg></span></span></div><span class="RatingStars-iconContainer"><span class="RatingStars-icon Icon Icon--xs"><svg class="Icon-glyph" width="16" height="16" viewBox="0 0 16 16" xmlns="http://www.w3.org/2000/svg"><title>star icon</title><g fill="none" fill-rule="evenodd"><path d="M0 0h16v16H0z"></path><path fill="#0157ff" d="M8.108.7l2.352 4.764 5.257.764-3.804 3.708.898 5.236L8.108 12.7l-4.702 2.472.898-5.236L.5 6.228l5.257-.764L8.108.7zm1.688 5.678L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661-3.772-.548z"></path><path fill="#FFFFFF" d="M9.796 6.378L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661z"></path></g></svg></span><span class="RatingStars-icon Icon Icon--xs"><svg class="Icon-glyph" width="16" height="16" viewBox="0 0 16 16" xmlns="http://www.w3.org/2000/svg"><title>star icon</title><g fill="none" fill-rule="evenodd"><path d="M0 0h16v16H0z"></path><path fill="#0157ff" d="M8.108.7l2.352 4.764 5.257.764-3.804 3.708.898 5.236L8.108 12.7l-4.702 2.472.898-5.236L.5 6.228l5.257-.764L8.108.7zm1.688 5.678L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 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xmlns="http://www.w3.org/2000/svg"><title>star icon</title><g fill="none" fill-rule="evenodd"><path d="M0 0h16v16H0z"></path><path fill="#0157ff" d="M8.108.7l2.352 4.764 5.257.764-3.804 3.708.898 5.236L8.108 12.7l-4.702 2.472.898-5.236L.5 6.228l5.257-.764L8.108.7zm1.688 5.678L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661-3.772-.548z"></path><path fill="#FFFFFF" d="M9.796 6.378L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661z"></path></g></svg></span><span class="RatingStars-icon Icon Icon--xs"><svg class="Icon-glyph" width="16" height="16" viewBox="0 0 16 16" xmlns="http://www.w3.org/2000/svg"><title>star icon</title><g fill="none" fill-rule="evenodd"><path d="M0 0h16v16H0z"></path><path fill="#0157ff" d="M8.108.7l2.352 4.764 5.257.764-3.804 3.708.898 5.236L8.108 12.7l-4.702 2.472.898-5.236L.5 6.228l5.257-.764L8.108.7zm1.688 5.678L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661-3.772-.548z"></path><path fill="#FFFFFF" d="M9.796 6.378L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661z"></path></g></svg></span></span></div><span data-testid="221210070-bankrate-score" class="font-sans text-sm relative top-[-2px] undefined font-bold">4.8</span></div><div class="Tooltip ml-2 mr-1 align-middle top-[1px]" data-testid="221210070-bankrate-score-tooltip"><button class="Tooltip-trigger relative top-[-8px]" aria-controls="tooltip-score" aria-expanded="false" role="button" tabindex="0"><span class="Icon Icon--xs fill-blue-600"><span class="inline-block align-middle relative icon-base-blue-600"><svg viewBox="0 0 16 16" width="16" height="16" xmlns="http://www.w3.org/2000/svg" focusable="false" class=""><path fill-rule="evenodd" clip-rule="evenodd" d="M8 16C12.4183 16 16 12.4183 16 8C16 3.58172 12.4183 0 8 0C3.58172 0 0 3.58172 0 8C0 12.4183 3.58172 16 8 16ZM8 15C4.13401 15 1 11.866 1 8C1 4.13401 4.13401 1 8 1C11.866 1 15 4.13401 15 8C15 11.866 11.866 15 8 15ZM7 5.0122C7 4.45122 7.45122 4 8 4C8.56098 4 9 4.45122 9 5.0122C9 5.54878 8.56098 6 8 6C7.45122 6 7 5.54878 7 5.0122ZM7 12V7H9V12H7Z" class="icon-base" fill="currentColor"></path><title>Info</title></svg></span></span><span class="sr-only">Hover to learn more</span></button><div class="Tooltip-content z-20 max-w-48 md:max-w-max Tooltip-content--anchorCenter Tooltip-content--belowTrigger hidden" id="tooltip-score" role="tooltip" aria-hidden="true"><div class="Tooltip-body text-gray-700"><div class="Tooltip-arrow"></div><p class="text-gray-700 text-sm m-0" data-testid="221210070-bankrate-score-tooltip-text">Our writers, editors and industry experts score credit cards based on a variety of factors including card features, bonus offers and independent research. Credit card issuers have no say or influence on how we rate cards.</p></div></div></div><a href="/credit-cards/reviews/chase-sapphire-preferred-card/" class="text-xs Link Link--standalone inline-flex align-middle" data-testid="221210070-bankrate-score-link">Bankrate review</a></div></div></div><div class="mt-4 hidden md:block"><div class="CompareSelector w-fit"><label class="FormCheckbox hover:before:bg-white hover:before:shadow-none undefined"><span class="text-black font-circular-bold text-sm mr-3 inline-block">Add to compare</span><input class="FormCheckbox-input form-checkbox__input" type="checkbox" data-testid="compare-desktop"/><span class="FormCheckbox-fauxInput Icon Icon--sm mr-0"><svg class="Icon-glyph" viewBox="0 0 12 9" fill-rule="evenodd"><path d="M4.1 6.1L1.4 3.4 0 4.9 4.1 9l7.6-7.6L10.3 0z"></path></svg></span></label></div></div></div><div class="md:col-span-4 text-center"><div class="mb-2 w-full text-black bg-blue-600/5 border border-blue-600/50 rounded text-sm md:text-xs lg:text-sm max-w-sm mx-auto h-9 flex items-center justify-center"><span class="font-thin mr-1 ml-0.5">Recommended credit score:</span><span class="font-bold" data-testid="221210070-recommended-credit">(670 - 850)</span><div class="Tooltip ml-1 top-[1px]" data-testid="221210070-recommended-credit-tooltip"><button class="Tooltip-trigger" aria-controls="tooltip-credit" aria-expanded="false" role="button" tabindex="0"><span class="Icon Icon--xs fill-blue-600"><span class="inline-block align-middle relative icon-base-blue-600 top-[-3px]"><svg viewBox="0 0 16 16" width="16" height="16" xmlns="http://www.w3.org/2000/svg" focusable="false" class=""><path fill-rule="evenodd" clip-rule="evenodd" d="M8 16C12.4183 16 16 12.4183 16 8C16 3.58172 12.4183 0 8 0C3.58172 0 0 3.58172 0 8C0 12.4183 3.58172 16 8 16ZM8 15C4.13401 15 1 11.866 1 8C1 4.13401 4.13401 1 8 1C11.866 1 15 4.13401 15 8C15 11.866 11.866 15 8 15ZM7 5.0122C7 4.45122 7.45122 4 8 4C8.56098 4 9 4.45122 9 5.0122C9 5.54878 8.56098 6 8 6C7.45122 6 7 5.54878 7 5.0122ZM7 12V7H9V12H7Z" class="icon-base" fill="currentColor"></path><title>Info</title></svg></span></span><span class="sr-only">Hover to learn more</span></button><div class="Tooltip-content z-20 max-w-48 md:max-w-max Tooltip-content--anchorRight Tooltip-content--belowTrigger hidden" id="tooltip-credit" role="tooltip" aria-hidden="true"><div class="Tooltip-body text-gray-700"><div class="Tooltip-arrow"></div><p class="text-gray-700 text-sm mb-0" data-testid="221210070-recommended-credit-tooltip-text">A FICO score/credit score is used to represent the creditworthiness of a person and may be one indicator to the credit type you are eligible for. However, credit score alone does not guarantee or imply approval for any financial product.</p></div></div></div></div><a href="" class="Button w-full no-underline block mx-auto Button--primary" target="_blank" rel="sponsored" data-testid="221210070-apply-now-btn">Apply now<span class="inline-block align-middle relative -mt-1 ml-2 Icon Icon--xs"><svg class="Icon-glyph " viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false"><path fill-rule="evenodd" clip-rule="evenodd" d="M16.1489 7.0377V8.47406H7.8423V6.97713C7.8423 4.71879 9.70262 2.88443 11.9956 2.88443C14.2885 2.88443 16.1489 4.74475 16.1489 7.0377ZM6.45787 6.97713V8.47406H6.23319C4.57188 8.47406 3.23071 9.82387 3.23071 11.4765V19.4975C3.23071 21.1589 4.58053 22.5 6.23319 22.5H17.7672V22.4914C19.4285 22.4914 20.7697 21.1242 20.7697 19.437V11.4765C20.7697 9.81522 19.4198 8.47406 17.7672 8.47406H17.5333V7.0377C17.5333 3.98331 15.05 1.5 11.9956 1.5C8.94119 1.5 6.45787 3.95735 6.45787 6.97713ZM6.22453 9.86714C5.33331 9.86714 4.60649 10.594 4.60649 11.4852V19.5062C4.60649 20.3974 5.33331 21.1242 6.22453 21.1242H17.7585C18.6671 21.1242 19.3766 20.3888 19.3766 19.4543V11.4938C19.3766 10.6026 18.6498 9.87579 17.7585 9.87579H6.22453V9.86714ZM11.3036 16.6681C11.3036 17.0488 11.6151 17.3603 11.9958 17.3603C12.3765 17.3603 12.688 17.0488 12.688 16.6681V14.306C12.688 13.9252 12.3765 13.6137 11.9958 13.6137C11.6151 13.6137 11.3036 13.9252 11.3036 14.306V16.6681Z" class="icon-base"></path><title>Lock</title></svg></span></a><p class="text-xs mt-2 sm:mt-3 text-gray-700 mb-0" data-testid="221210070-secure-site">on Chase's secure site</p></div></div><div class="grid grid-cols-2 md:grid-cols-4 gap-4 p-4 md:p-6 justify-start align-items-center"><div data-offer="introOffer"><div class="flex"><p class="mb-0 text-gray-700 text-sm font-bold">Intro offer</p><div class="Tooltip ml-1 h-4" data-testid="undefined"><button class="Tooltip-trigger relative top-[-8px]" aria-controls="tooltip-0" aria-expanded="false" role="button" tabindex="0"><span class="Icon Icon--xs fill-blue-600"><span class="inline-block align-middle relative icon-base-blue-600"><svg viewBox="0 0 16 16" width="16" height="16" xmlns="http://www.w3.org/2000/svg" focusable="false" class=""><path fill-rule="evenodd" clip-rule="evenodd" d="M8 16C12.4183 16 16 12.4183 16 8C16 3.58172 12.4183 0 8 0C3.58172 0 0 3.58172 0 8C0 12.4183 3.58172 16 8 16ZM8 15C4.13401 15 1 11.866 1 8C1 4.13401 4.13401 1 8 1C11.866 1 15 4.13401 15 8C15 11.866 11.866 15 8 15ZM7 5.0122C7 4.45122 7.45122 4 8 4C8.56098 4 9 4.45122 9 5.0122C9 5.54878 8.56098 6 8 6C7.45122 6 7 5.54878 7 5.0122ZM7 12V7H9V12H7Z" class="icon-base" fill="currentColor"></path><title>Info</title></svg></span></span><span class="sr-only">Hover to learn more</span></button><div class="Tooltip-content z-20 max-w-48 md:max-w-max Tooltip-content--anchorLeft hidden" id="tooltip-0" role="tooltip" aria-hidden="true"><div class="Tooltip-body text-gray-700"><div class="Tooltip-arrow"></div><p class="text-gray-700 text-sm mb-0">Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening.</p></div></div></div></div><p class="mb-0 text-black font-sans font-bold text-md md:text-lg leading-[100%]">60,000 bonus points</p></div><div data-offer="rewardsRate"><div class="flex"><p class="mb-0 text-gray-700 text-sm font-bold">Rewards rate</p><div class="Tooltip ml-1 h-4" data-testid="undefined"><button class="Tooltip-trigger relative top-[-8px]" aria-controls="tooltip-1" aria-expanded="false" role="button" tabindex="0"><span class="Icon Icon--xs fill-blue-600"><span class="inline-block align-middle relative icon-base-blue-600"><svg viewBox="0 0 16 16" width="16" height="16" xmlns="http://www.w3.org/2000/svg" focusable="false" class=""><path fill-rule="evenodd" clip-rule="evenodd" d="M8 16C12.4183 16 16 12.4183 16 8C16 3.58172 12.4183 0 8 0C3.58172 0 0 3.58172 0 8C0 12.4183 3.58172 16 8 16ZM8 15C4.13401 15 1 11.866 1 8C1 4.13401 4.13401 1 8 1C11.866 1 15 4.13401 15 8C15 11.866 11.866 15 8 15ZM7 5.0122C7 4.45122 7.45122 4 8 4C8.56098 4 9 4.45122 9 5.0122C9 5.54878 8.56098 6 8 6C7.45122 6 7 5.54878 7 5.0122ZM7 12V7H9V12H7Z" class="icon-base" fill="currentColor"></path><title>Info</title></svg></span></span><span class="sr-only">Hover to learn more</span></button><div class="Tooltip-content z-20 max-w-48 md:max-w-max Tooltip-content--anchorRight hidden" id="tooltip-1" role="tooltip" aria-hidden="true"><div class="Tooltip-body text-gray-700"><div class="Tooltip-arrow"></div><p class="text-gray-700 text-sm mb-0">5x on travel purchased through Chase Travel℠. 3x on dining, select streaming services and online groceries. 2x on all other travel purchases. 1x on all other purchases.</p></div></div></div></div><p class="mb-0 text-black font-sans font-bold text-md md:text-lg leading-[100%]">1x - 5x</p></div><div data-offer="annualFee"><div class="flex"><p class="mb-0 text-gray-700 text-sm font-bold">Annual fee</p></div><p class="mb-0 text-black font-sans font-bold text-md md:text-lg leading-[100%]">$95</p></div><div data-offer="regularAPR"><div class="flex"><p class="mb-0 text-gray-700 text-sm font-bold">Regular APR</p></div><p class="mb-0 text-black font-sans font-bold text-md md:text-lg leading-[100%]">20.99% - 27.99% Variable</p></div></div><div class="px-6 pb-6 pt-2 md:py-6"><p class="bg-blue-600/5 mb-0 p-4 rounded-lg text-sm" data-testid="221210070-why-like-this"><span class="font-bold block md:inline">Why you'll like this:</span> It boasts terrific rewards value with its annual bonus points, practical bonus categories, high-value points and redemption flexibility.</p></div><div class="Accordion border-t-0 border-b border-gray-200" data-testid="221210070-reward-details"><div class="Accordion-item border-b-0 py-2"><button class="flex w-full items-center px-4 md:px-6" aria-controls="reward-details" aria-expanded="false" type="button"><div class="Accordion-title mb-0 font-bold text-lg">Reward Details</div><span class="Icon Icon--xs flex items-center"><span class="inline-block align-middle relative duration-500"><svg xmlns="http://www.w3.org/2000/svg" class="Icon-glyph fill-blue-600" viewBox="0 0 11 8" focusable="false"><path fill="" fill-rule="evenodd" d="M3.875 5.875l-3.75-3.75 1.25-1.25 3.75 3.75 3.75-3.75 1.25 1.25-5 5-1.25-1.25z"></path></svg></span></span></button></div></div><div class="Accordion border-t-0 border-gray-200" data-testid="221210070-pros-cons"><div class="Accordion-item border-gray-200 py-2"><button class="flex w-full items-center px-4 md:px-6 hover:bg-white" aria-controls="pros-cons" aria-expanded="false" type="button"><div class="Accordion-title mb-0 font-bold text-lg">What you should know</div><span class="Icon Icon--xs flex items-center"><span class="inline-block align-middle relative duration-500"><svg xmlns="http://www.w3.org/2000/svg" class="Icon-glyph fill-blue-600" viewBox="0 0 11 8" focusable="false"><path fill="" fill-rule="evenodd" d="M3.875 5.875l-3.75-3.75 1.25-1.25 3.75 3.75 3.75-3.75 1.25 1.25-5 5-1.25-1.25z"></path></svg></span></span></button></div></div><div class="Accordion border-t-0" data-testid="221210070-card-details"><div class="Accordion-item border-b-0 py-2"><button class="flex w-full items-center px-4 md:px-6" aria-controls="details-bullets" aria-expanded="false" type="button"><div class="Accordion-title mb-0 font-bold text-lg">Card Details</div><span class="Icon Icon--xs flex items-center"><span class="inline-block align-middle relative duration-500"><svg xmlns="http://www.w3.org/2000/svg" class="Icon-glyph fill-blue-600" viewBox="0 0 11 8" focusable="false"><path fill="" fill-rule="evenodd" d="M3.875 5.875l-3.75-3.75 1.25-1.25 3.75 3.75 3.75-3.75 1.25 1.25-5 5-1.25-1.25z"></path></svg></span></span></button></div></div></div><div id="card3" class="rounded-lg border mb-8" data-pid="7870" data-testid="7870-category-product-box"><div class="grid gap-6 grid-cols-1 md:grid-cols-12 p-2 md:p-6 border-b"><div class="md:col-span-8"><div class="mb-1 md:hidden flex flex-row justify-end"><div class="CompareSelector w-fit"><label class="FormCheckbox hover:before:bg-white hover:before:shadow-none undefined"><span class="text-black font-circular-bold text-sm mr-3 inline-block">Add to compare</span><input class="FormCheckbox-input form-checkbox__input" type="checkbox" data-testid="compare-mobile"/><span class="FormCheckbox-fauxInput Icon Icon--sm mr-0"><svg class="Icon-glyph" viewBox="0 0 12 9" fill-rule="evenodd"><path d="M4.1 6.1L1.4 3.4 0 4.9 4.1 9l7.6-7.6L10.3 0z"></path></svg></span></label></div></div><p data-testid="7870-superlative" class="text-blue-600 font-sans font-bold mb-3 text-sm mt-3 md:mt-0">Best for flat-rate cash rewards</p><div class="grid gap-4 grid-cols-12"><div class="col-span-4 row-span-2 md:col-span-3 lg:col-span-2 flex items-center"><a data-testid="7870-card-art-link" href="" class="no-underline" target="_blank"><figure class="mb-0"><img data-testid="7870-card-art" src="https://cdn.prodstatic.com/shared/images/cards/219x139/99e9a180-5a55-11ef-a7c5-db9b566f392d.png?auto=webp" alt="Wells Fargo Active Cash&#174; Card" loading="lazy"/></figure></a></div><div class="col-span-8 row-span-2 flex items-center md:row-span-1 md:col-span-9 lg:col-span-10 md:items-end"><a data-testid="7870-card-name-link" href="" class="no-underline" target="_blank"><h2 data-testid="7870-card-name" class="text-lg md:text-2xl leading-6 md:leading-7 text-black m-0 hover:text-blue-600 hover:underline">Wells Fargo Active Cash® Card</h2></a></div><div class="col-span-12 flex items-start md:col-span-8"><div class="basis-full md:inline-flex md:items-center"><p class="font-bold text-sm mb-0 md:inline mr-2">Bankrate score</p><div class="inline-block align-middle"><div class="RatingStars mr-2 mt-1" aria-label="4.3 star rating"><div class="RatingStars-iconMask" style="width:86%"><span class="RatingStars-iconContainer"><span class="RatingStars-icon Icon Icon--xs"><svg class="Icon-glyph" width="16" height="16" viewBox="0 0 16 16" xmlns="http://www.w3.org/2000/svg"><title>star icon</title><g fill="none" fill-rule="evenodd"><path d="M0 0h16v16H0z"></path><path fill="#0157ff" d="M8.108.7l2.352 4.764 5.257.764-3.804 3.708.898 5.236L8.108 12.7l-4.702 2.472.898-5.236L.5 6.228l5.257-.764L8.108.7zm1.688 5.678L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661-3.772-.548z"></path><path fill="#0157ff" d="M9.796 6.378L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661z"></path></g></svg></span><span class="RatingStars-icon Icon Icon--xs"><svg class="Icon-glyph" width="16" height="16" viewBox="0 0 16 16" xmlns="http://www.w3.org/2000/svg"><title>star icon</title><g fill="none" fill-rule="evenodd"><path d="M0 0h16v16H0z"></path><path fill="#0157ff" d="M8.108.7l2.352 4.764 5.257.764-3.804 3.708.898 5.236L8.108 12.7l-4.702 2.472.898-5.236L.5 6.228l5.257-.764L8.108.7zm1.688 5.678L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661-3.772-.548z"></path><path fill="#0157ff" d="M9.796 6.378L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661z"></path></g></svg></span><span class="RatingStars-icon Icon Icon--xs"><svg class="Icon-glyph" width="16" height="16" viewBox="0 0 16 16" xmlns="http://www.w3.org/2000/svg"><title>star icon</title><g fill="none" fill-rule="evenodd"><path d="M0 0h16v16H0z"></path><path fill="#0157ff" d="M8.108.7l2.352 4.764 5.257.764-3.804 3.708.898 5.236L8.108 12.7l-4.702 2.472.898-5.236L.5 6.228l5.257-.764L8.108.7zm1.688 5.678L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661-3.772-.548z"></path><path fill="#0157ff" d="M9.796 6.378L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 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5.257.764-3.804 3.708.898 5.236L8.108 12.7l-4.702 2.472.898-5.236L.5 6.228l5.257-.764L8.108.7zm1.688 5.678L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661-3.772-.548z"></path><path fill="#0157ff" d="M9.796 6.378L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661z"></path></g></svg></span></span></div><span class="RatingStars-iconContainer"><span class="RatingStars-icon Icon Icon--xs"><svg class="Icon-glyph" width="16" height="16" viewBox="0 0 16 16" xmlns="http://www.w3.org/2000/svg"><title>star icon</title><g fill="none" fill-rule="evenodd"><path d="M0 0h16v16H0z"></path><path fill="#0157ff" d="M8.108.7l2.352 4.764 5.257.764-3.804 3.708.898 5.236L8.108 12.7l-4.702 2.472.898-5.236L.5 6.228l5.257-.764L8.108.7zm1.688 5.678L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661-3.772-.548z"></path><path fill="#FFFFFF" d="M9.796 6.378L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661z"></path></g></svg></span><span class="RatingStars-icon Icon Icon--xs"><svg class="Icon-glyph" width="16" height="16" viewBox="0 0 16 16" xmlns="http://www.w3.org/2000/svg"><title>star icon</title><g fill="none" fill-rule="evenodd"><path d="M0 0h16v16H0z"></path><path fill="#0157ff" d="M8.108.7l2.352 4.764 5.257.764-3.804 3.708.898 5.236L8.108 12.7l-4.702 2.472.898-5.236L.5 6.228l5.257-.764L8.108.7zm1.688 5.678L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661-3.772-.548z"></path><path fill="#FFFFFF" d="M9.796 6.378L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661z"></path></g></svg></span><span class="RatingStars-icon Icon Icon--xs"><svg class="Icon-glyph" width="16" height="16" viewBox="0 0 16 16" xmlns="http://www.w3.org/2000/svg"><title>star icon</title><g fill="none" fill-rule="evenodd"><path d="M0 0h16v16H0z"></path><path fill="#0157ff" d="M8.108.7l2.352 4.764 5.257.764-3.804 3.708.898 5.236L8.108 12.7l-4.702 2.472.898-5.236L.5 6.228l5.257-.764L8.108.7zm1.688 5.678L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661-3.772-.548z"></path><path fill="#FFFFFF" d="M9.796 6.378L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661z"></path></g></svg></span><span class="RatingStars-icon Icon Icon--xs"><svg class="Icon-glyph" width="16" height="16" viewBox="0 0 16 16" xmlns="http://www.w3.org/2000/svg"><title>star icon</title><g fill="none" fill-rule="evenodd"><path d="M0 0h16v16H0z"></path><path fill="#0157ff" d="M8.108.7l2.352 4.764 5.257.764-3.804 3.708.898 5.236L8.108 12.7l-4.702 2.472.898-5.236L.5 6.228l5.257-.764L8.108.7zm1.688 5.678L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661-3.772-.548z"></path><path fill="#FFFFFF" d="M9.796 6.378L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661z"></path></g></svg></span><span class="RatingStars-icon Icon Icon--xs"><svg class="Icon-glyph" width="16" height="16" viewBox="0 0 16 16" xmlns="http://www.w3.org/2000/svg"><title>star icon</title><g fill="none" fill-rule="evenodd"><path d="M0 0h16v16H0z"></path><path fill="#0157ff" d="M8.108.7l2.352 4.764 5.257.764-3.804 3.708.898 5.236L8.108 12.7l-4.702 2.472.898-5.236L.5 6.228l5.257-.764L8.108.7zm1.688 5.678L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661-3.772-.548z"></path><path fill="#FFFFFF" d="M9.796 6.378L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661z"></path></g></svg></span></span></div><span data-testid="7870-bankrate-score" class="font-sans text-sm relative top-[-2px] undefined font-bold">4.3</span></div><div class="Tooltip ml-2 mr-1 align-middle top-[1px]" data-testid="7870-bankrate-score-tooltip"><button class="Tooltip-trigger relative top-[-8px]" aria-controls="tooltip-score" aria-expanded="false" role="button" tabindex="0"><span class="Icon Icon--xs fill-blue-600"><span class="inline-block align-middle relative icon-base-blue-600"><svg viewBox="0 0 16 16" width="16" height="16" xmlns="http://www.w3.org/2000/svg" focusable="false" class=""><path fill-rule="evenodd" clip-rule="evenodd" d="M8 16C12.4183 16 16 12.4183 16 8C16 3.58172 12.4183 0 8 0C3.58172 0 0 3.58172 0 8C0 12.4183 3.58172 16 8 16ZM8 15C4.13401 15 1 11.866 1 8C1 4.13401 4.13401 1 8 1C11.866 1 15 4.13401 15 8C15 11.866 11.866 15 8 15ZM7 5.0122C7 4.45122 7.45122 4 8 4C8.56098 4 9 4.45122 9 5.0122C9 5.54878 8.56098 6 8 6C7.45122 6 7 5.54878 7 5.0122ZM7 12V7H9V12H7Z" class="icon-base" fill="currentColor"></path><title>Info</title></svg></span></span><span class="sr-only">Hover to learn more</span></button><div class="Tooltip-content z-20 max-w-48 md:max-w-max Tooltip-content--anchorCenter Tooltip-content--belowTrigger hidden" id="tooltip-score" role="tooltip" aria-hidden="true"><div class="Tooltip-body text-gray-700"><div class="Tooltip-arrow"></div><p class="text-gray-700 text-sm m-0" data-testid="7870-bankrate-score-tooltip-text">Our writers, editors and industry experts score credit cards based on a variety of factors including card features, bonus offers and independent research. Credit card issuers have no say or influence on how we rate cards.</p></div></div></div><a href="/credit-cards/reviews/wells-fargo-active-cash-card/" class="text-xs Link Link--standalone inline-flex align-middle" data-testid="7870-bankrate-score-link">Bankrate review</a></div></div></div><div class="mt-4 hidden md:block"><div class="CompareSelector w-fit"><label class="FormCheckbox hover:before:bg-white hover:before:shadow-none undefined"><span class="text-black font-circular-bold text-sm mr-3 inline-block">Add to compare</span><input class="FormCheckbox-input form-checkbox__input" type="checkbox" data-testid="compare-desktop"/><span class="FormCheckbox-fauxInput Icon Icon--sm mr-0"><svg class="Icon-glyph" viewBox="0 0 12 9" fill-rule="evenodd"><path d="M4.1 6.1L1.4 3.4 0 4.9 4.1 9l7.6-7.6L10.3 0z"></path></svg></span></label></div></div></div><div class="md:col-span-4 text-center"><div class="mb-2 w-full text-black bg-blue-600/5 border border-blue-600/50 rounded text-sm md:text-xs lg:text-sm max-w-sm mx-auto h-9 flex items-center justify-center"><span class="font-thin mr-1 ml-0.5">Recommended credit score:</span><span class="font-bold" data-testid="7870-recommended-credit">(670 - 850)</span><div class="Tooltip ml-1 top-[1px]" data-testid="7870-recommended-credit-tooltip"><button class="Tooltip-trigger" aria-controls="tooltip-credit" aria-expanded="false" role="button" tabindex="0"><span class="Icon Icon--xs fill-blue-600"><span class="inline-block align-middle relative icon-base-blue-600 top-[-3px]"><svg viewBox="0 0 16 16" width="16" height="16" xmlns="http://www.w3.org/2000/svg" focusable="false" class=""><path fill-rule="evenodd" clip-rule="evenodd" d="M8 16C12.4183 16 16 12.4183 16 8C16 3.58172 12.4183 0 8 0C3.58172 0 0 3.58172 0 8C0 12.4183 3.58172 16 8 16ZM8 15C4.13401 15 1 11.866 1 8C1 4.13401 4.13401 1 8 1C11.866 1 15 4.13401 15 8C15 11.866 11.866 15 8 15ZM7 5.0122C7 4.45122 7.45122 4 8 4C8.56098 4 9 4.45122 9 5.0122C9 5.54878 8.56098 6 8 6C7.45122 6 7 5.54878 7 5.0122ZM7 12V7H9V12H7Z" class="icon-base" fill="currentColor"></path><title>Info</title></svg></span></span><span class="sr-only">Hover to learn more</span></button><div class="Tooltip-content z-20 max-w-48 md:max-w-max Tooltip-content--anchorRight Tooltip-content--belowTrigger hidden" id="tooltip-credit" role="tooltip" aria-hidden="true"><div class="Tooltip-body text-gray-700"><div class="Tooltip-arrow"></div><p class="text-gray-700 text-sm mb-0" data-testid="7870-recommended-credit-tooltip-text">A FICO score/credit score is used to represent the creditworthiness of a person and may be one indicator to the credit type you are eligible for. However, credit score alone does not guarantee or imply approval for any financial product.</p></div></div></div></div><a href="" class="Button w-full no-underline block mx-auto Button--primary" target="_blank" rel="sponsored" data-testid="7870-apply-now-btn">Apply now<span class="inline-block align-middle relative -mt-1 ml-2 Icon Icon--xs"><svg class="Icon-glyph " viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false"><path fill-rule="evenodd" clip-rule="evenodd" d="M16.1489 7.0377V8.47406H7.8423V6.97713C7.8423 4.71879 9.70262 2.88443 11.9956 2.88443C14.2885 2.88443 16.1489 4.74475 16.1489 7.0377ZM6.45787 6.97713V8.47406H6.23319C4.57188 8.47406 3.23071 9.82387 3.23071 11.4765V19.4975C3.23071 21.1589 4.58053 22.5 6.23319 22.5H17.7672V22.4914C19.4285 22.4914 20.7697 21.1242 20.7697 19.437V11.4765C20.7697 9.81522 19.4198 8.47406 17.7672 8.47406H17.5333V7.0377C17.5333 3.98331 15.05 1.5 11.9956 1.5C8.94119 1.5 6.45787 3.95735 6.45787 6.97713ZM6.22453 9.86714C5.33331 9.86714 4.60649 10.594 4.60649 11.4852V19.5062C4.60649 20.3974 5.33331 21.1242 6.22453 21.1242H17.7585C18.6671 21.1242 19.3766 20.3888 19.3766 19.4543V11.4938C19.3766 10.6026 18.6498 9.87579 17.7585 9.87579H6.22453V9.86714ZM11.3036 16.6681C11.3036 17.0488 11.6151 17.3603 11.9958 17.3603C12.3765 17.3603 12.688 17.0488 12.688 16.6681V14.306C12.688 13.9252 12.3765 13.6137 11.9958 13.6137C11.6151 13.6137 11.3036 13.9252 11.3036 14.306V16.6681Z" class="icon-base"></path><title>Lock</title></svg></span></a><p class="text-xs mt-2 sm:mt-3 text-gray-700 mb-0" data-testid="7870-secure-site">on Wells Fargo's secure site</p><a href="https://click.linksynergy.com/fs-bin/click?id=27pXCeFyR/A&offerid=1618308.918&type=3&subid=0&u1=[TRANS_ID]" target="_blank" class="Link text-xs" rel="sponsored noopener noreferrer" data-testid="7870-rates-and-fees">See Rates & Fees</a></div></div><div class="grid grid-cols-2 md:grid-cols-4 gap-4 p-4 md:p-6 justify-start align-items-center"><div data-offer="introOffer"><div class="flex"><p class="mb-0 text-gray-700 text-sm font-bold">Intro offer</p><div class="Tooltip ml-1 h-4" data-testid="undefined"><button class="Tooltip-trigger relative top-[-8px]" aria-controls="tooltip-0" aria-expanded="false" role="button" tabindex="0"><span class="Icon Icon--xs fill-blue-600"><span class="inline-block align-middle relative icon-base-blue-600"><svg viewBox="0 0 16 16" width="16" height="16" xmlns="http://www.w3.org/2000/svg" focusable="false" class=""><path fill-rule="evenodd" clip-rule="evenodd" d="M8 16C12.4183 16 16 12.4183 16 8C16 3.58172 12.4183 0 8 0C3.58172 0 0 3.58172 0 8C0 12.4183 3.58172 16 8 16ZM8 15C4.13401 15 1 11.866 1 8C1 4.13401 4.13401 1 8 1C11.866 1 15 4.13401 15 8C15 11.866 11.866 15 8 15ZM7 5.0122C7 4.45122 7.45122 4 8 4C8.56098 4 9 4.45122 9 5.0122C9 5.54878 8.56098 6 8 6C7.45122 6 7 5.54878 7 5.0122ZM7 12V7H9V12H7Z" class="icon-base" fill="currentColor"></path><title>Info</title></svg></span></span><span class="sr-only">Hover to learn more</span></button><div class="Tooltip-content z-20 max-w-48 md:max-w-max Tooltip-content--anchorLeft hidden" id="tooltip-0" role="tooltip" aria-hidden="true"><div class="Tooltip-body text-gray-700"><div class="Tooltip-arrow"></div><p class="text-gray-700 text-sm mb-0">Earn a $200 cash rewards bonus after spending $500 in purchases in the first 3 months</p></div></div></div></div><p class="mb-0 text-black font-sans font-bold text-md md:text-lg leading-[100%]">$200 cash rewards</p></div><div data-offer="rewardsRate"><div class="flex"><p class="mb-0 text-gray-700 text-sm font-bold">Rewards rate</p><div class="Tooltip ml-1 h-4" data-testid="undefined"><button class="Tooltip-trigger relative top-[-8px]" aria-controls="tooltip-1" aria-expanded="false" role="button" tabindex="0"><span class="Icon Icon--xs fill-blue-600"><span class="inline-block align-middle relative icon-base-blue-600"><svg viewBox="0 0 16 16" width="16" height="16" xmlns="http://www.w3.org/2000/svg" focusable="false" class=""><path fill-rule="evenodd" clip-rule="evenodd" d="M8 16C12.4183 16 16 12.4183 16 8C16 3.58172 12.4183 0 8 0C3.58172 0 0 3.58172 0 8C0 12.4183 3.58172 16 8 16ZM8 15C4.13401 15 1 11.866 1 8C1 4.13401 4.13401 1 8 1C11.866 1 15 4.13401 15 8C15 11.866 11.866 15 8 15ZM7 5.0122C7 4.45122 7.45122 4 8 4C8.56098 4 9 4.45122 9 5.0122C9 5.54878 8.56098 6 8 6C7.45122 6 7 5.54878 7 5.0122ZM7 12V7H9V12H7Z" class="icon-base" fill="currentColor"></path><title>Info</title></svg></span></span><span class="sr-only">Hover to learn more</span></button><div class="Tooltip-content z-20 max-w-48 md:max-w-max Tooltip-content--anchorRight hidden" id="tooltip-1" role="tooltip" aria-hidden="true"><div class="Tooltip-body text-gray-700"><div class="Tooltip-arrow"></div><p class="text-gray-700 text-sm mb-0">Earn unlimited 2% cash rewards on purchases</p></div></div></div></div><p class="mb-0 text-black font-sans font-bold text-md md:text-lg leading-[100%]">2%</p></div><div data-offer="annualFee"><div class="flex"><p class="mb-0 text-gray-700 text-sm font-bold">Annual fee</p></div><p class="mb-0 text-black font-sans font-bold text-md md:text-lg leading-[100%]">$0</p></div><div data-offer="regularAPR"><div class="flex"><p class="mb-0 text-gray-700 text-sm font-bold">Regular APR</p></div><p class="mb-0 text-black font-sans font-bold text-md md:text-lg leading-[100%]">19.49%, 24.49%, or 29.49% Variable APR</p></div></div><div class="Accordion border-t-0 border-b border-gray-200" data-testid="7870-reward-details"><div class="Accordion-item border-b-0 py-2"><button class="flex w-full items-center px-4 md:px-6" aria-controls="reward-details" aria-expanded="false" type="button"><div class="Accordion-title mb-0 font-bold text-lg">Reward Details</div><span class="Icon Icon--xs flex items-center"><span class="inline-block align-middle relative duration-500"><svg xmlns="http://www.w3.org/2000/svg" class="Icon-glyph fill-blue-600" viewBox="0 0 11 8" focusable="false"><path fill="" fill-rule="evenodd" d="M3.875 5.875l-3.75-3.75 1.25-1.25 3.75 3.75 3.75-3.75 1.25 1.25-5 5-1.25-1.25z"></path></svg></span></span></button></div></div><div class="Accordion border-t-0 border-gray-200" data-testid="7870-pros-cons"><div class="Accordion-item border-gray-200 py-2"><button class="flex w-full items-center px-4 md:px-6 hover:bg-white" aria-controls="pros-cons" aria-expanded="false" type="button"><div class="Accordion-title mb-0 font-bold text-lg">Editor's take</div><span class="Icon Icon--xs flex items-center"><span class="inline-block align-middle relative duration-500"><svg xmlns="http://www.w3.org/2000/svg" class="Icon-glyph fill-blue-600" viewBox="0 0 11 8" focusable="false"><path fill="" fill-rule="evenodd" d="M3.875 5.875l-3.75-3.75 1.25-1.25 3.75 3.75 3.75-3.75 1.25 1.25-5 5-1.25-1.25z"></path></svg></span></span></button></div></div><div class="Accordion border-t-0" data-testid="7870-card-details"><div class="Accordion-item border-b-0 py-2"><button class="flex w-full items-center px-4 md:px-6" aria-controls="details-bullets" aria-expanded="false" type="button"><div class="Accordion-title mb-0 font-bold text-lg">Card Details</div><span class="Icon Icon--xs flex items-center"><span class="inline-block align-middle relative duration-500"><svg xmlns="http://www.w3.org/2000/svg" class="Icon-glyph fill-blue-600" viewBox="0 0 11 8" focusable="false"><path fill="" fill-rule="evenodd" d="M3.875 5.875l-3.75-3.75 1.25-1.25 3.75 3.75 3.75-3.75 1.25 1.25-5 5-1.25-1.25z"></path></svg></span></span></button></div></div></div><div id="card4" class="rounded-lg border mb-8" data-pid="220310583" data-testid="220310583-category-product-box"><div class="grid gap-6 grid-cols-1 md:grid-cols-12 p-2 md:p-6 border-b"><div class="md:col-span-8"><div class="mb-1 md:hidden flex flex-row justify-end"><div class="CompareSelector w-fit"><label class="FormCheckbox hover:before:bg-white hover:before:shadow-none undefined"><span class="text-black font-circular-bold text-sm mr-3 inline-block">Add to compare</span><input class="FormCheckbox-input form-checkbox__input" type="checkbox" data-testid="compare-mobile"/><span class="FormCheckbox-fauxInput Icon Icon--sm mr-0"><svg class="Icon-glyph" viewBox="0 0 12 9" fill-rule="evenodd"><path d="M4.1 6.1L1.4 3.4 0 4.9 4.1 9l7.6-7.6L10.3 0z"></path></svg></span></label></div></div><p data-testid="220310583-superlative" class="text-blue-600 font-sans font-bold mb-3 text-sm mt-3 md:mt-0">Best for groceries</p><div class="grid gap-4 grid-cols-12"><div class="col-span-4 row-span-2 md:col-span-3 lg:col-span-2 flex items-center"><a data-testid="220310583-card-art-link" href="" class="no-underline" target="_blank"><figure class="mb-0"><img data-testid="220310583-card-art" src="https://cdn.prodstatic.com/shared/images/cards/219x139/4f675c90-7268-11e9-8bc5-4d4394516d65.png?auto=webp" alt="Blue Cash Preferred&#174; Card from American Express" loading="lazy"/></figure></a></div><div class="col-span-8 row-span-2 flex items-center md:row-span-1 md:col-span-9 lg:col-span-10 md:items-end"><a data-testid="220310583-card-name-link" href="" class="no-underline" target="_blank"><h2 data-testid="220310583-card-name" class="text-lg md:text-2xl leading-6 md:leading-7 text-black m-0 hover:text-blue-600 hover:underline">Blue Cash Preferred® Card from American Express</h2></a></div><div class="col-span-12 flex items-start md:col-span-8"><div class="basis-full md:inline-flex md:items-center"><p class="font-bold text-sm mb-0 md:inline mr-2">Bankrate score</p><div class="inline-block align-middle"><div class="RatingStars mr-2 mt-1" aria-label="4.4 star rating"><div class="RatingStars-iconMask" style="width:88.00000000000001%"><span class="RatingStars-iconContainer"><span class="RatingStars-icon Icon Icon--xs"><svg class="Icon-glyph" width="16" height="16" viewBox="0 0 16 16" xmlns="http://www.w3.org/2000/svg"><title>star icon</title><g fill="none" fill-rule="evenodd"><path d="M0 0h16v16H0z"></path><path fill="#0157ff" d="M8.108.7l2.352 4.764 5.257.764-3.804 3.708.898 5.236L8.108 12.7l-4.702 2.472.898-5.236L.5 6.228l5.257-.764L8.108.7zm1.688 5.678L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661-3.772-.548z"></path><path fill="#0157ff" d="M9.796 6.378L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661z"></path></g></svg></span><span class="RatingStars-icon Icon Icon--xs"><svg class="Icon-glyph" width="16" height="16" viewBox="0 0 16 16" xmlns="http://www.w3.org/2000/svg"><title>star icon</title><g fill="none" fill-rule="evenodd"><path d="M0 0h16v16H0z"></path><path fill="#0157ff" d="M8.108.7l2.352 4.764 5.257.764-3.804 3.708.898 5.236L8.108 12.7l-4.702 2.472.898-5.236L.5 6.228l5.257-.764L8.108.7zm1.688 5.678L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661-3.772-.548z"></path><path fill="#0157ff" d="M9.796 6.378L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661z"></path></g></svg></span><span class="RatingStars-icon Icon Icon--xs"><svg class="Icon-glyph" width="16" height="16" viewBox="0 0 16 16" xmlns="http://www.w3.org/2000/svg"><title>star icon</title><g fill="none" fill-rule="evenodd"><path d="M0 0h16v16H0z"></path><path fill="#0157ff" d="M8.108.7l2.352 4.764 5.257.764-3.804 3.708.898 5.236L8.108 12.7l-4.702 2.472.898-5.236L.5 6.228l5.257-.764L8.108.7zm1.688 5.678L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661-3.772-.548z"></path><path fill="#0157ff" d="M9.796 6.378L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661z"></path></g></svg></span><span class="RatingStars-icon Icon Icon--xs"><svg class="Icon-glyph" width="16" height="16" viewBox="0 0 16 16" xmlns="http://www.w3.org/2000/svg"><title>star icon</title><g fill="none" fill-rule="evenodd"><path d="M0 0h16v16H0z"></path><path fill="#0157ff" d="M8.108.7l2.352 4.764 5.257.764-3.804 3.708.898 5.236L8.108 12.7l-4.702 2.472.898-5.236L.5 6.228l5.257-.764L8.108.7zm1.688 5.678L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661-3.772-.548z"></path><path fill="#0157ff" d="M9.796 6.378L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661z"></path></g></svg></span><span class="RatingStars-icon Icon Icon--xs"><svg class="Icon-glyph" width="16" height="16" viewBox="0 0 16 16" xmlns="http://www.w3.org/2000/svg"><title>star icon</title><g fill="none" fill-rule="evenodd"><path d="M0 0h16v16H0z"></path><path fill="#0157ff" d="M8.108.7l2.352 4.764 5.257.764-3.804 3.708.898 5.236L8.108 12.7l-4.702 2.472.898-5.236L.5 6.228l5.257-.764L8.108.7zm1.688 5.678L8.108 2.959 6.421 6.378l-3.773.548 2.73 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class="RatingStars-icon Icon Icon--xs"><svg class="Icon-glyph" width="16" height="16" viewBox="0 0 16 16" xmlns="http://www.w3.org/2000/svg"><title>star icon</title><g fill="none" fill-rule="evenodd"><path d="M0 0h16v16H0z"></path><path fill="#0157ff" d="M8.108.7l2.352 4.764 5.257.764-3.804 3.708.898 5.236L8.108 12.7l-4.702 2.472.898-5.236L.5 6.228l5.257-.764L8.108.7zm1.688 5.678L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661-3.772-.548z"></path><path fill="#FFFFFF" d="M9.796 6.378L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661z"></path></g></svg></span><span class="RatingStars-icon Icon Icon--xs"><svg class="Icon-glyph" width="16" height="16" viewBox="0 0 16 16" xmlns="http://www.w3.org/2000/svg"><title>star icon</title><g fill="none" fill-rule="evenodd"><path d="M0 0h16v16H0z"></path><path fill="#0157ff" d="M8.108.7l2.352 4.764 5.257.764-3.804 3.708.898 5.236L8.108 12.7l-4.702 2.472.898-5.236L.5 6.228l5.257-.764L8.108.7zm1.688 5.678L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661-3.772-.548z"></path><path fill="#FFFFFF" d="M9.796 6.378L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661z"></path></g></svg></span><span class="RatingStars-icon Icon Icon--xs"><svg class="Icon-glyph" width="16" height="16" viewBox="0 0 16 16" xmlns="http://www.w3.org/2000/svg"><title>star icon</title><g fill="none" fill-rule="evenodd"><path d="M0 0h16v16H0z"></path><path fill="#0157ff" d="M8.108.7l2.352 4.764 5.257.764-3.804 3.708.898 5.236L8.108 12.7l-4.702 2.472.898-5.236L.5 6.228l5.257-.764L8.108.7zm1.688 5.678L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661-3.772-.548z"></path><path fill="#FFFFFF" d="M9.796 6.378L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661z"></path></g></svg></span><span class="RatingStars-icon Icon Icon--xs"><svg class="Icon-glyph" width="16" height="16" viewBox="0 0 16 16" xmlns="http://www.w3.org/2000/svg"><title>star icon</title><g fill="none" fill-rule="evenodd"><path d="M0 0h16v16H0z"></path><path fill="#0157ff" d="M8.108.7l2.352 4.764 5.257.764-3.804 3.708.898 5.236L8.108 12.7l-4.702 2.472.898-5.236L.5 6.228l5.257-.764L8.108.7zm1.688 5.678L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661-3.772-.548z"></path><path fill="#FFFFFF" d="M9.796 6.378L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661z"></path></g></svg></span></span></div><span data-testid="220310583-bankrate-score" class="font-sans text-sm relative top-[-2px] undefined font-bold">4.4</span></div><div class="Tooltip ml-2 mr-1 align-middle top-[1px]" data-testid="220310583-bankrate-score-tooltip"><button class="Tooltip-trigger relative top-[-8px]" aria-controls="tooltip-score" aria-expanded="false" role="button" tabindex="0"><span class="Icon Icon--xs fill-blue-600"><span class="inline-block align-middle relative icon-base-blue-600"><svg viewBox="0 0 16 16" width="16" height="16" xmlns="http://www.w3.org/2000/svg" focusable="false" class=""><path fill-rule="evenodd" clip-rule="evenodd" d="M8 16C12.4183 16 16 12.4183 16 8C16 3.58172 12.4183 0 8 0C3.58172 0 0 3.58172 0 8C0 12.4183 3.58172 16 8 16ZM8 15C4.13401 15 1 11.866 1 8C1 4.13401 4.13401 1 8 1C11.866 1 15 4.13401 15 8C15 11.866 11.866 15 8 15ZM7 5.0122C7 4.45122 7.45122 4 8 4C8.56098 4 9 4.45122 9 5.0122C9 5.54878 8.56098 6 8 6C7.45122 6 7 5.54878 7 5.0122ZM7 12V7H9V12H7Z" class="icon-base" fill="currentColor"></path><title>Info</title></svg></span></span><span class="sr-only">Hover to learn more</span></button><div class="Tooltip-content z-20 max-w-48 md:max-w-max Tooltip-content--anchorCenter Tooltip-content--belowTrigger hidden" id="tooltip-score" role="tooltip" aria-hidden="true"><div class="Tooltip-body text-gray-700"><div class="Tooltip-arrow"></div><p class="text-gray-700 text-sm m-0" data-testid="220310583-bankrate-score-tooltip-text">Our writers, editors and industry experts score credit cards based on a variety of factors including card features, bonus offers and independent research. Credit card issuers have no say or influence on how we rate cards.</p></div></div></div><a href="/credit-cards/reviews/blue-cash-preferred-card-from-american-express/" class="text-xs Link Link--standalone inline-flex align-middle" data-testid="220310583-bankrate-score-link">Bankrate review</a></div></div></div><div class="mt-4 hidden md:block"><div class="CompareSelector w-fit"><label class="FormCheckbox hover:before:bg-white hover:before:shadow-none undefined"><span class="text-black font-circular-bold text-sm mr-3 inline-block">Add to compare</span><input class="FormCheckbox-input form-checkbox__input" type="checkbox" data-testid="compare-desktop"/><span class="FormCheckbox-fauxInput Icon Icon--sm mr-0"><svg class="Icon-glyph" viewBox="0 0 12 9" fill-rule="evenodd"><path d="M4.1 6.1L1.4 3.4 0 4.9 4.1 9l7.6-7.6L10.3 0z"></path></svg></span></label></div></div></div><div class="md:col-span-4 text-center"><div class="mb-2 w-full text-black bg-blue-600/5 border border-blue-600/50 rounded text-sm md:text-xs lg:text-sm max-w-sm mx-auto h-9 flex items-center justify-center"><span class="font-thin mr-1 ml-0.5">Recommended credit score:</span><span class="font-bold" data-testid="220310583-recommended-credit">(670 - 850)</span><div class="Tooltip ml-1 top-[1px]" data-testid="220310583-recommended-credit-tooltip"><button class="Tooltip-trigger" aria-controls="tooltip-credit" aria-expanded="false" role="button" tabindex="0"><span class="Icon Icon--xs fill-blue-600"><span class="inline-block align-middle relative icon-base-blue-600 top-[-3px]"><svg viewBox="0 0 16 16" width="16" height="16" xmlns="http://www.w3.org/2000/svg" focusable="false" class=""><path fill-rule="evenodd" clip-rule="evenodd" d="M8 16C12.4183 16 16 12.4183 16 8C16 3.58172 12.4183 0 8 0C3.58172 0 0 3.58172 0 8C0 12.4183 3.58172 16 8 16ZM8 15C4.13401 15 1 11.866 1 8C1 4.13401 4.13401 1 8 1C11.866 1 15 4.13401 15 8C15 11.866 11.866 15 8 15ZM7 5.0122C7 4.45122 7.45122 4 8 4C8.56098 4 9 4.45122 9 5.0122C9 5.54878 8.56098 6 8 6C7.45122 6 7 5.54878 7 5.0122ZM7 12V7H9V12H7Z" class="icon-base" fill="currentColor"></path><title>Info</title></svg></span></span><span class="sr-only">Hover to learn more</span></button><div class="Tooltip-content z-20 max-w-48 md:max-w-max Tooltip-content--anchorRight Tooltip-content--belowTrigger hidden" id="tooltip-credit" role="tooltip" aria-hidden="true"><div class="Tooltip-body text-gray-700"><div class="Tooltip-arrow"></div><p class="text-gray-700 text-sm mb-0" data-testid="220310583-recommended-credit-tooltip-text">A FICO score/credit score is used to represent the creditworthiness of a person and may be one indicator to the credit type you are eligible for. However, credit score alone does not guarantee or imply approval for any financial product.</p></div></div></div></div><a href="" class="Button w-full no-underline block mx-auto Button--primary" target="_blank" rel="sponsored" data-testid="220310583-apply-now-btn">Apply now<span class="inline-block align-middle relative -mt-1 ml-2 Icon Icon--xs"><svg class="Icon-glyph " viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false"><path fill-rule="evenodd" clip-rule="evenodd" d="M16.1489 7.0377V8.47406H7.8423V6.97713C7.8423 4.71879 9.70262 2.88443 11.9956 2.88443C14.2885 2.88443 16.1489 4.74475 16.1489 7.0377ZM6.45787 6.97713V8.47406H6.23319C4.57188 8.47406 3.23071 9.82387 3.23071 11.4765V19.4975C3.23071 21.1589 4.58053 22.5 6.23319 22.5H17.7672V22.4914C19.4285 22.4914 20.7697 21.1242 20.7697 19.437V11.4765C20.7697 9.81522 19.4198 8.47406 17.7672 8.47406H17.5333V7.0377C17.5333 3.98331 15.05 1.5 11.9956 1.5C8.94119 1.5 6.45787 3.95735 6.45787 6.97713ZM6.22453 9.86714C5.33331 9.86714 4.60649 10.594 4.60649 11.4852V19.5062C4.60649 20.3974 5.33331 21.1242 6.22453 21.1242H17.7585C18.6671 21.1242 19.3766 20.3888 19.3766 19.4543V11.4938C19.3766 10.6026 18.6498 9.87579 17.7585 9.87579H6.22453V9.86714ZM11.3036 16.6681C11.3036 17.0488 11.6151 17.3603 11.9958 17.3603C12.3765 17.3603 12.688 17.0488 12.688 16.6681V14.306C12.688 13.9252 12.3765 13.6137 11.9958 13.6137C11.6151 13.6137 11.3036 13.9252 11.3036 14.306V16.6681Z" class="icon-base"></path><title>Lock</title></svg></span></a><p class="text-xs mt-2 sm:mt-3 text-gray-700 mb-0" data-testid="220310583-secure-site">on American Express's secure site</p><a href="https://www.americanexpress.com/us/credit-cards/card-application/apply/prospect/terms/blue-cash-preferred-credit-card/26129-10-0/" target="_blank" class="Link text-xs" rel="sponsored noopener noreferrer" data-testid="220310583-rates-and-fees">See Rates & Fees</a><span class="text-gray-700 text-xs mr-5" data-testid="220310583-terms-apply">, Terms Apply</span></div></div><div class="grid grid-cols-2 md:grid-cols-4 gap-4 p-4 md:p-6 justify-start align-items-center"><div data-offer="introOffer"><div class="flex"><p class="mb-0 text-gray-700 text-sm font-bold">Intro offer</p><div class="Tooltip ml-1 h-4" data-testid="undefined"><button class="Tooltip-trigger relative top-[-8px]" aria-controls="tooltip-0" aria-expanded="false" role="button" tabindex="0"><span class="Icon Icon--xs fill-blue-600"><span class="inline-block align-middle relative icon-base-blue-600"><svg viewBox="0 0 16 16" width="16" height="16" xmlns="http://www.w3.org/2000/svg" focusable="false" class=""><path fill-rule="evenodd" clip-rule="evenodd" d="M8 16C12.4183 16 16 12.4183 16 8C16 3.58172 12.4183 0 8 0C3.58172 0 0 3.58172 0 8C0 12.4183 3.58172 16 8 16ZM8 15C4.13401 15 1 11.866 1 8C1 4.13401 4.13401 1 8 1C11.866 1 15 4.13401 15 8C15 11.866 11.866 15 8 15ZM7 5.0122C7 4.45122 7.45122 4 8 4C8.56098 4 9 4.45122 9 5.0122C9 5.54878 8.56098 6 8 6C7.45122 6 7 5.54878 7 5.0122ZM7 12V7H9V12H7Z" class="icon-base" fill="currentColor"></path><title>Info</title></svg></span></span><span class="sr-only">Hover to learn more</span></button><div class="Tooltip-content z-20 max-w-48 md:max-w-max Tooltip-content--anchorLeft hidden" id="tooltip-0" role="tooltip" aria-hidden="true"><div class="Tooltip-body text-gray-700"><div class="Tooltip-arrow"></div><p class="text-gray-700 text-sm mb-0">Earn a $250 statement credit after you spend $3,000 in eligible purchases on your new Card within the first 6 months.</p></div></div></div></div><p class="mb-0 text-black font-sans font-bold text-md md:text-lg leading-[100%]">Earn $250</p></div><div data-offer="rewardsRate"><div class="flex"><p class="mb-0 text-gray-700 text-sm font-bold">Rewards rate</p><div class="Tooltip ml-1 h-4" data-testid="undefined"><button class="Tooltip-trigger relative top-[-8px]" aria-controls="tooltip-1" aria-expanded="false" role="button" tabindex="0"><span class="Icon Icon--xs fill-blue-600"><span class="inline-block align-middle relative icon-base-blue-600"><svg viewBox="0 0 16 16" width="16" height="16" xmlns="http://www.w3.org/2000/svg" focusable="false" class=""><path fill-rule="evenodd" clip-rule="evenodd" d="M8 16C12.4183 16 16 12.4183 16 8C16 3.58172 12.4183 0 8 0C3.58172 0 0 3.58172 0 8C0 12.4183 3.58172 16 8 16ZM8 15C4.13401 15 1 11.866 1 8C1 4.13401 4.13401 1 8 1C11.866 1 15 4.13401 15 8C15 11.866 11.866 15 8 15ZM7 5.0122C7 4.45122 7.45122 4 8 4C8.56098 4 9 4.45122 9 5.0122C9 5.54878 8.56098 6 8 6C7.45122 6 7 5.54878 7 5.0122ZM7 12V7H9V12H7Z" class="icon-base" fill="currentColor"></path><title>Info</title></svg></span></span><span class="sr-only">Hover to learn more</span></button><div class="Tooltip-content z-20 max-w-48 md:max-w-max Tooltip-content--anchorRight hidden" id="tooltip-1" role="tooltip" aria-hidden="true"><div class="Tooltip-body text-gray-700"><div class="Tooltip-arrow"></div><p class="text-gray-700 text-sm mb-0">6% Cash Back at U.S. supermarkets on up to $6,000 per year in purchases (then 1%). 6% Cash Back on select U.S. streaming subscriptions. 3% Cash Back on transit including taxis/rideshare, parking, tolls, trains, buses and more. 3% Cash Back at U.S. gas stations, 1% Cash Back on other purchases</p></div></div></div></div><p class="mb-0 text-black font-sans font-bold text-md md:text-lg leading-[100%]">1% - 6%</p></div><div data-offer="annualFee"><div class="flex"><p class="mb-0 text-gray-700 text-sm font-bold">Annual fee</p></div><p class="mb-0 text-black font-sans font-bold text-md md:text-lg leading-[100%]">$0 intro annual fee for the first year, then $95.</p></div><div data-offer="regularAPR"><div class="flex"><p class="mb-0 text-gray-700 text-sm font-bold">APR</p></div><p class="mb-0 text-black font-sans font-bold text-md md:text-lg leading-[100%]">18.49%-29.49% Variable</p></div></div><div class="px-6 pb-6 pt-2 md:py-6"><p class="bg-blue-600/5 mb-0 p-4 rounded-lg text-sm" data-testid="220310583-why-like-this"><span class="font-bold block md:inline">Why you'll like this:</span> It boasts the highest cash back rate available at U.S. supermarkets.</p></div><div class="Accordion border-t-0 border-b border-gray-200" data-testid="220310583-reward-details"><div class="Accordion-item border-b-0 py-2"><button class="flex w-full items-center px-4 md:px-6" aria-controls="reward-details" aria-expanded="false" type="button"><div class="Accordion-title mb-0 font-bold text-lg">Reward Details</div><span class="Icon Icon--xs flex items-center"><span class="inline-block align-middle relative duration-500"><svg xmlns="http://www.w3.org/2000/svg" class="Icon-glyph fill-blue-600" viewBox="0 0 11 8" focusable="false"><path fill="" fill-rule="evenodd" d="M3.875 5.875l-3.75-3.75 1.25-1.25 3.75 3.75 3.75-3.75 1.25 1.25-5 5-1.25-1.25z"></path></svg></span></span></button></div></div><div class="Accordion border-t-0 border-gray-200" data-testid="220310583-pros-cons"><div class="Accordion-item border-gray-200 py-2"><button class="flex w-full items-center px-4 md:px-6 hover:bg-white" aria-controls="pros-cons" aria-expanded="false" type="button"><div class="Accordion-title mb-0 font-bold text-lg">Editor's take</div><span class="Icon Icon--xs flex items-center"><span class="inline-block align-middle relative duration-500"><svg xmlns="http://www.w3.org/2000/svg" class="Icon-glyph fill-blue-600" viewBox="0 0 11 8" focusable="false"><path fill="" fill-rule="evenodd" d="M3.875 5.875l-3.75-3.75 1.25-1.25 3.75 3.75 3.75-3.75 1.25 1.25-5 5-1.25-1.25z"></path></svg></span></span></button></div></div><div class="Accordion border-t-0" data-testid="220310583-card-details"><div class="Accordion-item border-b-0 py-2"><button class="flex w-full items-center px-4 md:px-6" aria-controls="details-bullets" aria-expanded="false" type="button"><div class="Accordion-title mb-0 font-bold text-lg">Card Details</div><span class="Icon Icon--xs flex items-center"><span class="inline-block align-middle relative duration-500"><svg xmlns="http://www.w3.org/2000/svg" class="Icon-glyph fill-blue-600" viewBox="0 0 11 8" focusable="false"><path fill="" fill-rule="evenodd" d="M3.875 5.875l-3.75-3.75 1.25-1.25 3.75 3.75 3.75-3.75 1.25 1.25-5 5-1.25-1.25z"></path></svg></span></span></button></div></div></div><div id="card5" class="rounded-lg border mb-8 border-yellow-200 border-2" data-pid="10042" data-testid="10042-category-product-box"><p class="font-bold uppercase bg-yellow-200 mb-0 px-3 py-5 md:px-6" data-testid="limited-offer">LIMITED TIME OFFER</p><div class="grid gap-6 grid-cols-1 md:grid-cols-12 p-2 md:p-6 border-b bg-white"><div class="md:col-span-8"><div class="mb-1 md:hidden flex flex-row justify-end"><div class="CompareSelector w-fit"><label class="FormCheckbox hover:before:bg-white hover:before:shadow-none undefined"><span class="text-black font-circular-bold text-sm mr-3 inline-block">Add to compare</span><input class="FormCheckbox-input form-checkbox__input" type="checkbox" data-testid="compare-mobile"/><span class="FormCheckbox-fauxInput Icon Icon--sm mr-0"><svg class="Icon-glyph" viewBox="0 0 12 9" fill-rule="evenodd"><path d="M4.1 6.1L1.4 3.4 0 4.9 4.1 9l7.6-7.6L10.3 0z"></path></svg></span></label></div></div><p data-testid="10042-superlative" class="text-blue-600 font-sans font-bold mb-3 text-sm mt-3 md:mt-0">Best for online shopping</p><div class="grid gap-4 grid-cols-12"><div class="col-span-4 row-span-2 md:col-span-3 lg:col-span-2 flex items-center"><a data-testid="10042-card-art-link" href="" class="no-underline" target="_blank"><figure class="mb-0"><img data-testid="10042-card-art" src="https://cdn.prodstatic.com/shared/images/cards/219x139/237fd0b0-1ced-11ee-9d05-8969f2172cdd.jpg?auto=webp" alt="Prime Visa" loading="lazy"/></figure></a></div><div class="col-span-8 row-span-2 flex items-center md:row-span-1 md:col-span-9 lg:col-span-10 md:items-end"><a data-testid="10042-card-name-link" href="" class="no-underline" target="_blank"><h2 data-testid="10042-card-name" class="text-lg md:text-2xl leading-6 md:leading-7 text-black m-0 hover:text-blue-600 hover:underline">Prime Visa</h2></a></div><div class="col-span-12 flex items-start md:col-span-8"><div class="basis-full md:inline-flex md:items-center"><p class="font-bold text-sm mb-0 md:inline mr-2">Bankrate score</p><div class="inline-block align-middle"><div class="RatingStars mr-2 mt-1" aria-label="4.2 star rating"><div class="RatingStars-iconMask" style="width:84.00000000000001%"><span class="RatingStars-iconContainer"><span class="RatingStars-icon Icon Icon--xs"><svg class="Icon-glyph" width="16" height="16" viewBox="0 0 16 16" xmlns="http://www.w3.org/2000/svg"><title>star icon</title><g fill="none" fill-rule="evenodd"><path d="M0 0h16v16H0z"></path><path fill="#0157ff" d="M8.108.7l2.352 4.764 5.257.764-3.804 3.708.898 5.236L8.108 12.7l-4.702 2.472.898-5.236L.5 6.228l5.257-.764L8.108.7zm1.688 5.678L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661-3.772-.548z"></path><path fill="#0157ff" d="M9.796 6.378L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661z"></path></g></svg></span><span class="RatingStars-icon Icon Icon--xs"><svg class="Icon-glyph" width="16" height="16" viewBox="0 0 16 16" xmlns="http://www.w3.org/2000/svg"><title>star icon</title><g fill="none" fill-rule="evenodd"><path d="M0 0h16v16H0z"></path><path fill="#0157ff" d="M8.108.7l2.352 4.764 5.257.764-3.804 3.708.898 5.236L8.108 12.7l-4.702 2.472.898-5.236L.5 6.228l5.257-.764L8.108.7zm1.688 5.678L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661-3.772-.548z"></path><path fill="#0157ff" d="M9.796 6.378L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661z"></path></g></svg></span><span class="RatingStars-icon Icon Icon--xs"><svg class="Icon-glyph" width="16" height="16" viewBox="0 0 16 16" xmlns="http://www.w3.org/2000/svg"><title>star icon</title><g fill="none" fill-rule="evenodd"><path d="M0 0h16v16H0z"></path><path fill="#0157ff" d="M8.108.7l2.352 4.764 5.257.764-3.804 3.708.898 5.236L8.108 12.7l-4.702 2.472.898-5.236L.5 6.228l5.257-.764L8.108.7zm1.688 5.678L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661-3.772-.548z"></path><path fill="#0157ff" d="M9.796 6.378L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661z"></path></g></svg></span><span class="RatingStars-icon Icon Icon--xs"><svg class="Icon-glyph" width="16" height="16" viewBox="0 0 16 16" xmlns="http://www.w3.org/2000/svg"><title>star icon</title><g fill="none" fill-rule="evenodd"><path d="M0 0h16v16H0z"></path><path fill="#0157ff" d="M8.108.7l2.352 4.764 5.257.764-3.804 3.708.898 5.236L8.108 12.7l-4.702 2.472.898-5.236L.5 6.228l5.257-.764L8.108.7zm1.688 5.678L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661-3.772-.548z"></path><path fill="#0157ff" d="M9.796 6.378L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661z"></path></g></svg></span><span class="RatingStars-icon Icon Icon--xs"><svg class="Icon-glyph" width="16" height="16" viewBox="0 0 16 16" xmlns="http://www.w3.org/2000/svg"><title>star icon</title><g fill="none" fill-rule="evenodd"><path d="M0 0h16v16H0z"></path><path fill="#0157ff" d="M8.108.7l2.352 4.764 5.257.764-3.804 3.708.898 5.236L8.108 12.7l-4.702 2.472.898-5.236L.5 6.228l5.257-.764L8.108.7zm1.688 5.678L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661-3.772-.548z"></path><path fill="#0157ff" d="M9.796 6.378L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661z"></path></g></svg></span></span></div><span class="RatingStars-iconContainer"><span class="RatingStars-icon Icon Icon--xs"><svg class="Icon-glyph" width="16" height="16" viewBox="0 0 16 16" xmlns="http://www.w3.org/2000/svg"><title>star icon</title><g fill="none" fill-rule="evenodd"><path d="M0 0h16v16H0z"></path><path fill="#0157ff" d="M8.108.7l2.352 4.764 5.257.764-3.804 3.708.898 5.236L8.108 12.7l-4.702 2.472.898-5.236L.5 6.228l5.257-.764L8.108.7zm1.688 5.678L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661-3.772-.548z"></path><path fill="#FFFFFF" d="M9.796 6.378L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661z"></path></g></svg></span><span class="RatingStars-icon Icon Icon--xs"><svg class="Icon-glyph" width="16" height="16" viewBox="0 0 16 16" xmlns="http://www.w3.org/2000/svg"><title>star icon</title><g fill="none" fill-rule="evenodd"><path d="M0 0h16v16H0z"></path><path fill="#0157ff" d="M8.108.7l2.352 4.764 5.257.764-3.804 3.708.898 5.236L8.108 12.7l-4.702 2.472.898-5.236L.5 6.228l5.257-.764L8.108.7zm1.688 5.678L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661-3.772-.548z"></path><path fill="#FFFFFF" d="M9.796 6.378L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661z"></path></g></svg></span><span class="RatingStars-icon Icon Icon--xs"><svg class="Icon-glyph" width="16" height="16" viewBox="0 0 16 16" xmlns="http://www.w3.org/2000/svg"><title>star icon</title><g fill="none" fill-rule="evenodd"><path d="M0 0h16v16H0z"></path><path fill="#0157ff" d="M8.108.7l2.352 4.764 5.257.764-3.804 3.708.898 5.236L8.108 12.7l-4.702 2.472.898-5.236L.5 6.228l5.257-.764L8.108.7zm1.688 5.678L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661-3.772-.548z"></path><path fill="#FFFFFF" d="M9.796 6.378L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661z"></path></g></svg></span><span class="RatingStars-icon Icon Icon--xs"><svg class="Icon-glyph" width="16" height="16" viewBox="0 0 16 16" xmlns="http://www.w3.org/2000/svg"><title>star icon</title><g fill="none" fill-rule="evenodd"><path d="M0 0h16v16H0z"></path><path fill="#0157ff" d="M8.108.7l2.352 4.764 5.257.764-3.804 3.708.898 5.236L8.108 12.7l-4.702 2.472.898-5.236L.5 6.228l5.257-.764L8.108.7zm1.688 5.678L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661-3.772-.548z"></path><path fill="#FFFFFF" d="M9.796 6.378L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661z"></path></g></svg></span><span class="RatingStars-icon Icon Icon--xs"><svg class="Icon-glyph" width="16" height="16" viewBox="0 0 16 16" xmlns="http://www.w3.org/2000/svg"><title>star icon</title><g fill="none" fill-rule="evenodd"><path d="M0 0h16v16H0z"></path><path fill="#0157ff" d="M8.108.7l2.352 4.764 5.257.764-3.804 3.708.898 5.236L8.108 12.7l-4.702 2.472.898-5.236L.5 6.228l5.257-.764L8.108.7zm1.688 5.678L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661-3.772-.548z"></path><path fill="#FFFFFF" d="M9.796 6.378L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661z"></path></g></svg></span></span></div><span data-testid="10042-bankrate-score" class="font-sans text-sm relative top-[-2px] undefined font-bold">4.2</span></div><div class="Tooltip ml-2 mr-1 align-middle top-[1px]" data-testid="10042-bankrate-score-tooltip"><button class="Tooltip-trigger relative top-[-8px]" aria-controls="tooltip-score" aria-expanded="false" role="button" tabindex="0"><span class="Icon Icon--xs fill-blue-600"><span class="inline-block align-middle relative icon-base-blue-600"><svg viewBox="0 0 16 16" width="16" height="16" xmlns="http://www.w3.org/2000/svg" focusable="false" class=""><path fill-rule="evenodd" clip-rule="evenodd" d="M8 16C12.4183 16 16 12.4183 16 8C16 3.58172 12.4183 0 8 0C3.58172 0 0 3.58172 0 8C0 12.4183 3.58172 16 8 16ZM8 15C4.13401 15 1 11.866 1 8C1 4.13401 4.13401 1 8 1C11.866 1 15 4.13401 15 8C15 11.866 11.866 15 8 15ZM7 5.0122C7 4.45122 7.45122 4 8 4C8.56098 4 9 4.45122 9 5.0122C9 5.54878 8.56098 6 8 6C7.45122 6 7 5.54878 7 5.0122ZM7 12V7H9V12H7Z" class="icon-base" fill="currentColor"></path><title>Info</title></svg></span></span><span class="sr-only">Hover to learn more</span></button><div class="Tooltip-content z-20 max-w-48 md:max-w-max Tooltip-content--anchorCenter Tooltip-content--belowTrigger hidden" id="tooltip-score" role="tooltip" aria-hidden="true"><div class="Tooltip-body text-gray-700"><div class="Tooltip-arrow"></div><p class="text-gray-700 text-sm m-0" data-testid="10042-bankrate-score-tooltip-text">Our writers, editors and industry experts score credit cards based on a variety of factors including card features, bonus offers and independent research. Credit card issuers have no say or influence on how we rate cards.</p></div></div></div><a href="/credit-cards/reviews/amazon-prime-rewards-visa-signature-card-review/" class="text-xs Link Link--standalone inline-flex align-middle" data-testid="10042-bankrate-score-link">Bankrate review</a></div></div></div><div class="mt-4 hidden md:block"><div class="CompareSelector w-fit"><label class="FormCheckbox hover:before:bg-white hover:before:shadow-none undefined"><span class="text-black font-circular-bold text-sm mr-3 inline-block">Add to compare</span><input class="FormCheckbox-input form-checkbox__input" type="checkbox" data-testid="compare-desktop"/><span class="FormCheckbox-fauxInput Icon Icon--sm mr-0"><svg class="Icon-glyph" viewBox="0 0 12 9" fill-rule="evenodd"><path d="M4.1 6.1L1.4 3.4 0 4.9 4.1 9l7.6-7.6L10.3 0z"></path></svg></span></label></div></div></div><div class="md:col-span-4 text-center"><div class="mb-2 w-full text-black bg-blue-600/5 border border-blue-600/50 rounded text-sm md:text-xs lg:text-sm max-w-sm mx-auto h-9 flex items-center justify-center"><span class="font-thin mr-1 ml-0.5">Recommended credit score:</span><span class="font-bold" data-testid="10042-recommended-credit">(670 - 850)</span><div class="Tooltip ml-1 top-[1px]" data-testid="10042-recommended-credit-tooltip"><button class="Tooltip-trigger" aria-controls="tooltip-credit" aria-expanded="false" role="button" tabindex="0"><span class="Icon Icon--xs fill-blue-600"><span class="inline-block align-middle relative icon-base-blue-600 top-[-3px]"><svg viewBox="0 0 16 16" width="16" height="16" xmlns="http://www.w3.org/2000/svg" focusable="false" class=""><path fill-rule="evenodd" clip-rule="evenodd" d="M8 16C12.4183 16 16 12.4183 16 8C16 3.58172 12.4183 0 8 0C3.58172 0 0 3.58172 0 8C0 12.4183 3.58172 16 8 16ZM8 15C4.13401 15 1 11.866 1 8C1 4.13401 4.13401 1 8 1C11.866 1 15 4.13401 15 8C15 11.866 11.866 15 8 15ZM7 5.0122C7 4.45122 7.45122 4 8 4C8.56098 4 9 4.45122 9 5.0122C9 5.54878 8.56098 6 8 6C7.45122 6 7 5.54878 7 5.0122ZM7 12V7H9V12H7Z" class="icon-base" fill="currentColor"></path><title>Info</title></svg></span></span><span class="sr-only">Hover to learn more</span></button><div class="Tooltip-content z-20 max-w-48 md:max-w-max Tooltip-content--anchorRight Tooltip-content--belowTrigger hidden" id="tooltip-credit" role="tooltip" aria-hidden="true"><div class="Tooltip-body text-gray-700"><div class="Tooltip-arrow"></div><p class="text-gray-700 text-sm mb-0" data-testid="10042-recommended-credit-tooltip-text">A FICO score/credit score is used to represent the creditworthiness of a person and may be one indicator to the credit type you are eligible for. However, credit score alone does not guarantee or imply approval for any financial product.</p></div></div></div></div><a href="" class="Button w-full no-underline block mx-auto Button--primary" target="_blank" rel="sponsored" data-testid="10042-apply-now-btn">Apply now<span class="inline-block align-middle relative -mt-1 ml-2 Icon Icon--xs"><svg class="Icon-glyph " viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false"><path fill-rule="evenodd" clip-rule="evenodd" d="M16.1489 7.0377V8.47406H7.8423V6.97713C7.8423 4.71879 9.70262 2.88443 11.9956 2.88443C14.2885 2.88443 16.1489 4.74475 16.1489 7.0377ZM6.45787 6.97713V8.47406H6.23319C4.57188 8.47406 3.23071 9.82387 3.23071 11.4765V19.4975C3.23071 21.1589 4.58053 22.5 6.23319 22.5H17.7672V22.4914C19.4285 22.4914 20.7697 21.1242 20.7697 19.437V11.4765C20.7697 9.81522 19.4198 8.47406 17.7672 8.47406H17.5333V7.0377C17.5333 3.98331 15.05 1.5 11.9956 1.5C8.94119 1.5 6.45787 3.95735 6.45787 6.97713ZM6.22453 9.86714C5.33331 9.86714 4.60649 10.594 4.60649 11.4852V19.5062C4.60649 20.3974 5.33331 21.1242 6.22453 21.1242H17.7585C18.6671 21.1242 19.3766 20.3888 19.3766 19.4543V11.4938C19.3766 10.6026 18.6498 9.87579 17.7585 9.87579H6.22453V9.86714ZM11.3036 16.6681C11.3036 17.0488 11.6151 17.3603 11.9958 17.3603C12.3765 17.3603 12.688 17.0488 12.688 16.6681V14.306C12.688 13.9252 12.3765 13.6137 11.9958 13.6137C11.6151 13.6137 11.3036 13.9252 11.3036 14.306V16.6681Z" class="icon-base"></path><title>Lock</title></svg></span></a><p class="text-xs mt-2 sm:mt-3 text-gray-700 mb-0" data-testid="10042-secure-site">on Amazon's secure site</p></div></div><div class="grid grid-cols-2 md:grid-cols-4 gap-4 p-4 md:p-6 justify-start align-items-center bg-white"><div data-offer="introOffer"><div class="flex"><p class="mb-0 text-gray-700 text-sm font-bold">Intro offer</p><div class="Tooltip ml-1 h-4" data-testid="undefined"><button class="Tooltip-trigger relative top-[-8px]" aria-controls="tooltip-0" aria-expanded="false" role="button" tabindex="0"><span class="Icon Icon--xs fill-blue-600"><span class="inline-block align-middle relative icon-base-blue-600"><svg viewBox="0 0 16 16" width="16" height="16" xmlns="http://www.w3.org/2000/svg" focusable="false" class=""><path fill-rule="evenodd" clip-rule="evenodd" d="M8 16C12.4183 16 16 12.4183 16 8C16 3.58172 12.4183 0 8 0C3.58172 0 0 3.58172 0 8C0 12.4183 3.58172 16 8 16ZM8 15C4.13401 15 1 11.866 1 8C1 4.13401 4.13401 1 8 1C11.866 1 15 4.13401 15 8C15 11.866 11.866 15 8 15ZM7 5.0122C7 4.45122 7.45122 4 8 4C8.56098 4 9 4.45122 9 5.0122C9 5.54878 8.56098 6 8 6C7.45122 6 7 5.54878 7 5.0122ZM7 12V7H9V12H7Z" class="icon-base" fill="currentColor"></path><title>Info</title></svg></span></span><span class="sr-only">Hover to learn more</span></button><div class="Tooltip-content z-20 max-w-48 md:max-w-max Tooltip-content--anchorLeft hidden" id="tooltip-0" role="tooltip" aria-hidden="true"><div class="Tooltip-body text-gray-700"><div class="Tooltip-arrow"></div><p class="text-gray-700 text-sm mb-0">Get a $200 Amazon Gift Card instantly upon approval exclusively for Prime members</p></div></div></div></div><p class="mb-0 text-black font-sans font-bold text-md md:text-lg leading-[100%]">Get a $200 Amazon Gift Card</p></div><div data-offer="rewardsRate"><div class="flex"><p class="mb-0 text-gray-700 text-sm font-bold">Rewards rate</p><div class="Tooltip ml-1 h-4" data-testid="undefined"><button class="Tooltip-trigger relative top-[-8px]" aria-controls="tooltip-1" aria-expanded="false" role="button" tabindex="0"><span class="Icon Icon--xs fill-blue-600"><span class="inline-block align-middle relative icon-base-blue-600"><svg viewBox="0 0 16 16" width="16" height="16" xmlns="http://www.w3.org/2000/svg" focusable="false" class=""><path fill-rule="evenodd" clip-rule="evenodd" d="M8 16C12.4183 16 16 12.4183 16 8C16 3.58172 12.4183 0 8 0C3.58172 0 0 3.58172 0 8C0 12.4183 3.58172 16 8 16ZM8 15C4.13401 15 1 11.866 1 8C1 4.13401 4.13401 1 8 1C11.866 1 15 4.13401 15 8C15 11.866 11.866 15 8 15ZM7 5.0122C7 4.45122 7.45122 4 8 4C8.56098 4 9 4.45122 9 5.0122C9 5.54878 8.56098 6 8 6C7.45122 6 7 5.54878 7 5.0122ZM7 12V7H9V12H7Z" class="icon-base" fill="currentColor"></path><title>Info</title></svg></span></span><span class="sr-only">Hover to learn more</span></button><div class="Tooltip-content z-20 max-w-48 md:max-w-max Tooltip-content--anchorRight hidden" id="tooltip-1" role="tooltip" aria-hidden="true"><div class="Tooltip-body text-gray-700"><div class="Tooltip-arrow"></div><p class="text-gray-700 text-sm mb-0">Prime Card Bonus: Earn 10% back or more on a rotating selection of items and categories on Amazon.com with an eligible Prime membership, Earn unlimited 5% back at Amazon.com, Amazon Fresh, Whole Foods Market, and on Chase Travel purchases with an eligible Prime membership, Earn unlimited 2% back at gas stations, restaurants, and on local transit and commuting (including rideshare), Earn unlimited 1% back on all other purchases</p></div></div></div></div><p class="mb-0 text-black font-sans font-bold text-md md:text-lg leading-[100%]">1% - 10%</p></div><div data-offer="annualFee"><div class="flex"><p class="mb-0 text-gray-700 text-sm font-bold">Annual fee</p></div><p class="mb-0 text-black font-sans font-bold text-md md:text-lg leading-[100%]">$0</p></div><div data-offer="regularAPR"><div class="flex"><p class="mb-0 text-gray-700 text-sm font-bold">Regular APR</p></div><p class="mb-0 text-black font-sans font-bold text-md md:text-lg leading-[100%]">19.99% - 28.74% Variable</p></div></div><div class="px-6 pb-6 pt-2 md:py-6"><p class="bg-blue-600/5 mb-0 p-4 rounded-lg text-sm" data-testid="10042-why-like-this"><span class="font-bold block md:inline">Why you'll like this:</span> It boasts a terrific rewards rate on Amazon purchases, which can cover a slew of household items, entertainment, gifts, food and more.</p></div><div class="Accordion border-t-0 border-b border-gray-200" data-testid="10042-reward-details"><div class="Accordion-item border-b-0 py-2"><button class="flex w-full items-center px-4 md:px-6" aria-controls="reward-details" aria-expanded="false" type="button"><div class="Accordion-title mb-0 font-bold text-lg">Reward Details</div><span class="Icon Icon--xs flex items-center"><span class="inline-block align-middle relative duration-500"><svg xmlns="http://www.w3.org/2000/svg" class="Icon-glyph fill-blue-600" viewBox="0 0 11 8" focusable="false"><path fill="" fill-rule="evenodd" d="M3.875 5.875l-3.75-3.75 1.25-1.25 3.75 3.75 3.75-3.75 1.25 1.25-5 5-1.25-1.25z"></path></svg></span></span></button></div></div><div class="Accordion border-t-0 border-gray-200" data-testid="10042-pros-cons"><div class="Accordion-item border-gray-200 py-2"><button class="flex w-full items-center px-4 md:px-6 hover:bg-white" aria-controls="pros-cons" aria-expanded="false" type="button"><div class="Accordion-title mb-0 font-bold text-lg">Editor's take</div><span class="Icon Icon--xs flex items-center"><span class="inline-block align-middle relative duration-500"><svg xmlns="http://www.w3.org/2000/svg" class="Icon-glyph fill-blue-600" viewBox="0 0 11 8" focusable="false"><path fill="" fill-rule="evenodd" d="M3.875 5.875l-3.75-3.75 1.25-1.25 3.75 3.75 3.75-3.75 1.25 1.25-5 5-1.25-1.25z"></path></svg></span></span></button></div></div><div class="Accordion border-t-0" data-testid="10042-card-details"><div class="Accordion-item border-b-0 py-2"><button class="flex w-full items-center px-4 md:px-6" aria-controls="details-bullets" aria-expanded="false" type="button"><div class="Accordion-title mb-0 font-bold text-lg">Card Details</div><span class="Icon Icon--xs flex items-center"><span class="inline-block align-middle relative duration-500"><svg xmlns="http://www.w3.org/2000/svg" class="Icon-glyph fill-blue-600" viewBox="0 0 11 8" focusable="false"><path fill="" fill-rule="evenodd" d="M3.875 5.875l-3.75-3.75 1.25-1.25 3.75 3.75 3.75-3.75 1.25 1.25-5 5-1.25-1.25z"></path></svg></span></span></button></div></div></div><div id="card6" class="rounded-lg border mb-8" data-pid="10652" data-testid="10652-category-product-box"><div class="grid gap-6 grid-cols-1 md:grid-cols-12 p-2 md:p-6 border-b"><div class="md:col-span-8"><div class="mb-1 md:hidden flex flex-row justify-end"><div class="CompareSelector w-fit"><label class="FormCheckbox hover:before:bg-white hover:before:shadow-none undefined"><span class="text-black font-circular-bold text-sm mr-3 inline-block">Add to compare</span><input class="FormCheckbox-input form-checkbox__input" type="checkbox" data-testid="compare-mobile"/><span class="FormCheckbox-fauxInput Icon Icon--sm mr-0"><svg class="Icon-glyph" viewBox="0 0 12 9" fill-rule="evenodd"><path d="M4.1 6.1L1.4 3.4 0 4.9 4.1 9l7.6-7.6L10.3 0z"></path></svg></span></label></div></div><p data-testid="10652-superlative" class="text-blue-600 font-sans font-bold mb-3 text-sm mt-3 md:mt-0">Best for hotel bookings</p><div class="grid gap-4 grid-cols-12"><div class="col-span-4 row-span-2 md:col-span-3 lg:col-span-2 flex items-center"><a data-testid="10652-card-art-link" href="" class="no-underline" target="_blank"><figure class="mb-0"><img data-testid="10652-card-art" src="https://cdn.prodstatic.com/shared/images/cards/219x139/cc4c54f0-0d3f-11ef-8061-419b99b523ee.png?auto=webp" alt="Citi Strata Premier&#8480; Card" loading="lazy"/></figure></a></div><div class="col-span-8 row-span-2 flex items-center md:row-span-1 md:col-span-9 lg:col-span-10 md:items-end"><a data-testid="10652-card-name-link" href="" class="no-underline" target="_blank"><h2 data-testid="10652-card-name" class="text-lg md:text-2xl leading-6 md:leading-7 text-black m-0 hover:text-blue-600 hover:underline">Citi Strata Premier℠ Card</h2></a></div><div class="col-span-12 flex items-start md:col-span-8"><div class="basis-full md:inline-flex md:items-center"><p class="font-bold text-sm mb-0 md:inline mr-2">Bankrate score</p><div class="inline-block align-middle"><div class="RatingStars mr-2 mt-1" aria-label="4.6 star rating"><div class="RatingStars-iconMask" style="width:92%"><span class="RatingStars-iconContainer"><span class="RatingStars-icon Icon Icon--xs"><svg class="Icon-glyph" width="16" height="16" viewBox="0 0 16 16" xmlns="http://www.w3.org/2000/svg"><title>star icon</title><g fill="none" fill-rule="evenodd"><path d="M0 0h16v16H0z"></path><path fill="#0157ff" d="M8.108.7l2.352 4.764 5.257.764-3.804 3.708.898 5.236L8.108 12.7l-4.702 2.472.898-5.236L.5 6.228l5.257-.764L8.108.7zm1.688 5.678L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661-3.772-.548z"></path><path fill="#0157ff" d="M9.796 6.378L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661z"></path></g></svg></span><span class="RatingStars-icon Icon Icon--xs"><svg class="Icon-glyph" width="16" height="16" viewBox="0 0 16 16" xmlns="http://www.w3.org/2000/svg"><title>star icon</title><g fill="none" fill-rule="evenodd"><path d="M0 0h16v16H0z"></path><path fill="#0157ff" d="M8.108.7l2.352 4.764 5.257.764-3.804 3.708.898 5.236L8.108 12.7l-4.702 2.472.898-5.236L.5 6.228l5.257-.764L8.108.7zm1.688 5.678L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661-3.772-.548z"></path><path fill="#0157ff" d="M9.796 6.378L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661z"></path></g></svg></span><span class="RatingStars-icon Icon Icon--xs"><svg class="Icon-glyph" width="16" height="16" viewBox="0 0 16 16" xmlns="http://www.w3.org/2000/svg"><title>star icon</title><g fill="none" fill-rule="evenodd"><path d="M0 0h16v16H0z"></path><path fill="#0157ff" d="M8.108.7l2.352 4.764 5.257.764-3.804 3.708.898 5.236L8.108 12.7l-4.702 2.472.898-5.236L.5 6.228l5.257-.764L8.108.7zm1.688 5.678L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661-3.772-.548z"></path><path fill="#0157ff" d="M9.796 6.378L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661z"></path></g></svg></span><span class="RatingStars-icon Icon Icon--xs"><svg class="Icon-glyph" width="16" height="16" viewBox="0 0 16 16" xmlns="http://www.w3.org/2000/svg"><title>star icon</title><g fill="none" fill-rule="evenodd"><path d="M0 0h16v16H0z"></path><path fill="#0157ff" d="M8.108.7l2.352 4.764 5.257.764-3.804 3.708.898 5.236L8.108 12.7l-4.702 2.472.898-5.236L.5 6.228l5.257-.764L8.108.7zm1.688 5.678L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661-3.772-.548z"></path><path fill="#0157ff" d="M9.796 6.378L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661z"></path></g></svg></span><span class="RatingStars-icon Icon Icon--xs"><svg class="Icon-glyph" width="16" height="16" viewBox="0 0 16 16" xmlns="http://www.w3.org/2000/svg"><title>star icon</title><g fill="none" fill-rule="evenodd"><path d="M0 0h16v16H0z"></path><path fill="#0157ff" d="M8.108.7l2.352 4.764 5.257.764-3.804 3.708.898 5.236L8.108 12.7l-4.702 2.472.898-5.236L.5 6.228l5.257-.764L8.108.7zm1.688 5.678L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661-3.772-.548z"></path><path fill="#0157ff" d="M9.796 6.378L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661z"></path></g></svg></span></span></div><span class="RatingStars-iconContainer"><span class="RatingStars-icon Icon Icon--xs"><svg class="Icon-glyph" width="16" height="16" viewBox="0 0 16 16" xmlns="http://www.w3.org/2000/svg"><title>star icon</title><g fill="none" fill-rule="evenodd"><path d="M0 0h16v16H0z"></path><path fill="#0157ff" d="M8.108.7l2.352 4.764 5.257.764-3.804 3.708.898 5.236L8.108 12.7l-4.702 2.472.898-5.236L.5 6.228l5.257-.764L8.108.7zm1.688 5.678L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661-3.772-.548z"></path><path fill="#FFFFFF" d="M9.796 6.378L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661z"></path></g></svg></span><span class="RatingStars-icon Icon Icon--xs"><svg class="Icon-glyph" width="16" height="16" viewBox="0 0 16 16" xmlns="http://www.w3.org/2000/svg"><title>star icon</title><g fill="none" fill-rule="evenodd"><path d="M0 0h16v16H0z"></path><path fill="#0157ff" d="M8.108.7l2.352 4.764 5.257.764-3.804 3.708.898 5.236L8.108 12.7l-4.702 2.472.898-5.236L.5 6.228l5.257-.764L8.108.7zm1.688 5.678L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661-3.772-.548z"></path><path fill="#FFFFFF" d="M9.796 6.378L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661z"></path></g></svg></span><span class="RatingStars-icon Icon Icon--xs"><svg class="Icon-glyph" width="16" height="16" viewBox="0 0 16 16" xmlns="http://www.w3.org/2000/svg"><title>star icon</title><g fill="none" fill-rule="evenodd"><path d="M0 0h16v16H0z"></path><path fill="#0157ff" d="M8.108.7l2.352 4.764 5.257.764-3.804 3.708.898 5.236L8.108 12.7l-4.702 2.472.898-5.236L.5 6.228l5.257-.764L8.108.7zm1.688 5.678L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661-3.772-.548z"></path><path fill="#FFFFFF" d="M9.796 6.378L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661z"></path></g></svg></span><span class="RatingStars-icon Icon Icon--xs"><svg class="Icon-glyph" width="16" height="16" viewBox="0 0 16 16" xmlns="http://www.w3.org/2000/svg"><title>star icon</title><g fill="none" fill-rule="evenodd"><path d="M0 0h16v16H0z"></path><path fill="#0157ff" d="M8.108.7l2.352 4.764 5.257.764-3.804 3.708.898 5.236L8.108 12.7l-4.702 2.472.898-5.236L.5 6.228l5.257-.764L8.108.7zm1.688 5.678L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661-3.772-.548z"></path><path fill="#FFFFFF" d="M9.796 6.378L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661z"></path></g></svg></span><span class="RatingStars-icon Icon Icon--xs"><svg class="Icon-glyph" width="16" height="16" viewBox="0 0 16 16" xmlns="http://www.w3.org/2000/svg"><title>star icon</title><g fill="none" fill-rule="evenodd"><path d="M0 0h16v16H0z"></path><path fill="#0157ff" d="M8.108.7l2.352 4.764 5.257.764-3.804 3.708.898 5.236L8.108 12.7l-4.702 2.472.898-5.236L.5 6.228l5.257-.764L8.108.7zm1.688 5.678L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661-3.772-.548z"></path><path fill="#FFFFFF" d="M9.796 6.378L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661z"></path></g></svg></span></span></div><span data-testid="10652-bankrate-score" class="font-sans text-sm relative top-[-2px] undefined font-bold">4.6</span></div><div class="Tooltip ml-2 mr-1 align-middle top-[1px]" data-testid="10652-bankrate-score-tooltip"><button class="Tooltip-trigger relative top-[-8px]" aria-controls="tooltip-score" aria-expanded="false" role="button" tabindex="0"><span class="Icon Icon--xs fill-blue-600"><span class="inline-block align-middle relative icon-base-blue-600"><svg viewBox="0 0 16 16" width="16" height="16" xmlns="http://www.w3.org/2000/svg" focusable="false" class=""><path fill-rule="evenodd" clip-rule="evenodd" d="M8 16C12.4183 16 16 12.4183 16 8C16 3.58172 12.4183 0 8 0C3.58172 0 0 3.58172 0 8C0 12.4183 3.58172 16 8 16ZM8 15C4.13401 15 1 11.866 1 8C1 4.13401 4.13401 1 8 1C11.866 1 15 4.13401 15 8C15 11.866 11.866 15 8 15ZM7 5.0122C7 4.45122 7.45122 4 8 4C8.56098 4 9 4.45122 9 5.0122C9 5.54878 8.56098 6 8 6C7.45122 6 7 5.54878 7 5.0122ZM7 12V7H9V12H7Z" class="icon-base" fill="currentColor"></path><title>Info</title></svg></span></span><span class="sr-only">Hover to learn more</span></button><div class="Tooltip-content z-20 max-w-48 md:max-w-max Tooltip-content--anchorCenter Tooltip-content--belowTrigger hidden" id="tooltip-score" role="tooltip" aria-hidden="true"><div class="Tooltip-body text-gray-700"><div class="Tooltip-arrow"></div><p class="text-gray-700 text-sm m-0" data-testid="10652-bankrate-score-tooltip-text">Our writers, editors and industry experts score credit cards based on a variety of factors including card features, bonus offers and independent research. Credit card issuers have no say or influence on how we rate cards.</p></div></div></div><a href="/credit-cards/reviews/citi-strata-premier-card/" class="text-xs Link Link--standalone inline-flex align-middle" data-testid="10652-bankrate-score-link">Bankrate review</a></div></div></div><div class="mt-4 hidden md:block"><div class="CompareSelector w-fit"><label class="FormCheckbox hover:before:bg-white hover:before:shadow-none undefined"><span class="text-black font-circular-bold text-sm mr-3 inline-block">Add to compare</span><input class="FormCheckbox-input form-checkbox__input" type="checkbox" data-testid="compare-desktop"/><span class="FormCheckbox-fauxInput Icon Icon--sm mr-0"><svg class="Icon-glyph" viewBox="0 0 12 9" fill-rule="evenodd"><path d="M4.1 6.1L1.4 3.4 0 4.9 4.1 9l7.6-7.6L10.3 0z"></path></svg></span></label></div></div></div><div class="md:col-span-4 text-center"><div class="mb-2 w-full text-black bg-blue-600/5 border border-blue-600/50 rounded text-sm md:text-xs lg:text-sm max-w-sm mx-auto h-9 flex items-center justify-center"><span class="font-thin mr-1 ml-0.5">Recommended credit score:</span><span class="font-bold" data-testid="10652-recommended-credit">(670 - 850)</span><div class="Tooltip ml-1 top-[1px]" data-testid="10652-recommended-credit-tooltip"><button class="Tooltip-trigger" aria-controls="tooltip-credit" aria-expanded="false" role="button" tabindex="0"><span class="Icon Icon--xs fill-blue-600"><span class="inline-block align-middle relative icon-base-blue-600 top-[-3px]"><svg viewBox="0 0 16 16" width="16" height="16" xmlns="http://www.w3.org/2000/svg" focusable="false" class=""><path fill-rule="evenodd" clip-rule="evenodd" d="M8 16C12.4183 16 16 12.4183 16 8C16 3.58172 12.4183 0 8 0C3.58172 0 0 3.58172 0 8C0 12.4183 3.58172 16 8 16ZM8 15C4.13401 15 1 11.866 1 8C1 4.13401 4.13401 1 8 1C11.866 1 15 4.13401 15 8C15 11.866 11.866 15 8 15ZM7 5.0122C7 4.45122 7.45122 4 8 4C8.56098 4 9 4.45122 9 5.0122C9 5.54878 8.56098 6 8 6C7.45122 6 7 5.54878 7 5.0122ZM7 12V7H9V12H7Z" class="icon-base" fill="currentColor"></path><title>Info</title></svg></span></span><span class="sr-only">Hover to learn more</span></button><div class="Tooltip-content z-20 max-w-48 md:max-w-max Tooltip-content--anchorRight Tooltip-content--belowTrigger hidden" id="tooltip-credit" role="tooltip" aria-hidden="true"><div class="Tooltip-body text-gray-700"><div class="Tooltip-arrow"></div><p class="text-gray-700 text-sm mb-0" data-testid="10652-recommended-credit-tooltip-text">A FICO score/credit score is used to represent the creditworthiness of a person and may be one indicator to the credit type you are eligible for. However, credit score alone does not guarantee or imply approval for any financial product.</p></div></div></div></div><a href="" class="Button w-full no-underline block mx-auto Button--primary" target="_blank" rel="sponsored" data-testid="10652-apply-now-btn">Apply now<span class="inline-block align-middle relative -mt-1 ml-2 Icon Icon--xs"><svg class="Icon-glyph " viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false"><path fill-rule="evenodd" clip-rule="evenodd" d="M16.1489 7.0377V8.47406H7.8423V6.97713C7.8423 4.71879 9.70262 2.88443 11.9956 2.88443C14.2885 2.88443 16.1489 4.74475 16.1489 7.0377ZM6.45787 6.97713V8.47406H6.23319C4.57188 8.47406 3.23071 9.82387 3.23071 11.4765V19.4975C3.23071 21.1589 4.58053 22.5 6.23319 22.5H17.7672V22.4914C19.4285 22.4914 20.7697 21.1242 20.7697 19.437V11.4765C20.7697 9.81522 19.4198 8.47406 17.7672 8.47406H17.5333V7.0377C17.5333 3.98331 15.05 1.5 11.9956 1.5C8.94119 1.5 6.45787 3.95735 6.45787 6.97713ZM6.22453 9.86714C5.33331 9.86714 4.60649 10.594 4.60649 11.4852V19.5062C4.60649 20.3974 5.33331 21.1242 6.22453 21.1242H17.7585C18.6671 21.1242 19.3766 20.3888 19.3766 19.4543V11.4938C19.3766 10.6026 18.6498 9.87579 17.7585 9.87579H6.22453V9.86714ZM11.3036 16.6681C11.3036 17.0488 11.6151 17.3603 11.9958 17.3603C12.3765 17.3603 12.688 17.0488 12.688 16.6681V14.306C12.688 13.9252 12.3765 13.6137 11.9958 13.6137C11.6151 13.6137 11.3036 13.9252 11.3036 14.306V16.6681Z" class="icon-base"></path><title>Lock</title></svg></span></a><p class="text-xs mt-2 sm:mt-3 text-gray-700 mb-0" data-testid="10652-secure-site">on Citi's secure site</p><a href="https://click.linksynergy.com/fs-bin/click?id=EhraRx8K/BE&offerid=1707731.3684&type=3&subid=0" target="_blank" class="Link text-xs" rel="sponsored noopener noreferrer" data-testid="10652-rates-and-fees">See Rates & Fees</a></div></div><div class="grid grid-cols-2 md:grid-cols-4 gap-4 p-4 md:p-6 justify-start align-items-center"><div data-offer="introOffer"><div class="flex"><p class="mb-0 text-gray-700 text-sm font-bold">Intro offer</p><div class="Tooltip ml-1 h-4" data-testid="undefined"><button class="Tooltip-trigger relative top-[-8px]" aria-controls="tooltip-0" aria-expanded="false" role="button" tabindex="0"><span class="Icon Icon--xs fill-blue-600"><span class="inline-block align-middle relative icon-base-blue-600"><svg viewBox="0 0 16 16" width="16" height="16" xmlns="http://www.w3.org/2000/svg" focusable="false" class=""><path fill-rule="evenodd" clip-rule="evenodd" d="M8 16C12.4183 16 16 12.4183 16 8C16 3.58172 12.4183 0 8 0C3.58172 0 0 3.58172 0 8C0 12.4183 3.58172 16 8 16ZM8 15C4.13401 15 1 11.866 1 8C1 4.13401 4.13401 1 8 1C11.866 1 15 4.13401 15 8C15 11.866 11.866 15 8 15ZM7 5.0122C7 4.45122 7.45122 4 8 4C8.56098 4 9 4.45122 9 5.0122C9 5.54878 8.56098 6 8 6C7.45122 6 7 5.54878 7 5.0122ZM7 12V7H9V12H7Z" class="icon-base" fill="currentColor"></path><title>Info</title></svg></span></span><span class="sr-only">Hover to learn more</span></button><div class="Tooltip-content z-20 max-w-48 md:max-w-max Tooltip-content--anchorLeft hidden" id="tooltip-0" role="tooltip" aria-hidden="true"><div class="Tooltip-body text-gray-700"><div class="Tooltip-arrow"></div><p class="text-gray-700 text-sm mb-0">For a limited time, earn 75,000 bonus ThankYou® Points after spending $4,000 in the first 3 months of account opening, redeemable for $750 in gift cards or travel rewards at thankyou.com.</p></div></div></div></div><p class="mb-0 text-black font-sans font-bold text-md md:text-lg leading-[100%]">75,000 bonus points</p></div><div data-offer="rewardsRate"><div class="flex"><p class="mb-0 text-gray-700 text-sm font-bold">Rewards rate</p><div class="Tooltip ml-1 h-4" data-testid="undefined"><button class="Tooltip-trigger relative top-[-8px]" aria-controls="tooltip-1" aria-expanded="false" role="button" tabindex="0"><span class="Icon Icon--xs fill-blue-600"><span class="inline-block align-middle relative icon-base-blue-600"><svg viewBox="0 0 16 16" width="16" height="16" xmlns="http://www.w3.org/2000/svg" focusable="false" class=""><path fill-rule="evenodd" clip-rule="evenodd" d="M8 16C12.4183 16 16 12.4183 16 8C16 3.58172 12.4183 0 8 0C3.58172 0 0 3.58172 0 8C0 12.4183 3.58172 16 8 16ZM8 15C4.13401 15 1 11.866 1 8C1 4.13401 4.13401 1 8 1C11.866 1 15 4.13401 15 8C15 11.866 11.866 15 8 15ZM7 5.0122C7 4.45122 7.45122 4 8 4C8.56098 4 9 4.45122 9 5.0122C9 5.54878 8.56098 6 8 6C7.45122 6 7 5.54878 7 5.0122ZM7 12V7H9V12H7Z" class="icon-base" fill="currentColor"></path><title>Info</title></svg></span></span><span class="sr-only">Hover to learn more</span></button><div class="Tooltip-content z-20 max-w-48 md:max-w-max Tooltip-content--anchorRight hidden" id="tooltip-1" role="tooltip" aria-hidden="true"><div class="Tooltip-body text-gray-700"><div class="Tooltip-arrow"></div><p class="text-gray-700 text-sm mb-0">Earn 10 points per $1 spent on Hotels, Car Rentals, and Attractions booked on CitiTravel.com. Earn 3 points per $1 on Air Travel and Other Hotel Purchases, at Restaurants, Supermarkets, Gas and EV Charging Stations. Earn 1 Point per $1 spent on all other purchases</p></div></div></div></div><p class="mb-0 text-black font-sans font-bold text-md md:text-lg leading-[100%]">1X - 10X</p></div><div data-offer="annualFee"><div class="flex"><p class="mb-0 text-gray-700 text-sm font-bold">Annual fee</p></div><p class="mb-0 text-black font-sans font-bold text-md md:text-lg leading-[100%]">$95</p></div><div data-offer="regularAPR"><div class="flex"><p class="mb-0 text-gray-700 text-sm font-bold">Regular APR</p></div><p class="mb-0 text-black font-sans font-bold text-md md:text-lg leading-[100%]">20.49% - 28.49% (Variable)</p></div></div><div class="px-6 pb-6 pt-2 md:py-6"><p class="bg-blue-600/5 mb-0 p-4 rounded-lg text-sm" data-testid="10652-why-like-this"><span class="font-bold block md:inline">Why you'll like this:</span> It has a valuable welcome offer and an annual hotel credit that can easily offset its annual fee.</p></div><div class="Accordion border-t-0 border-b border-gray-200" data-testid="10652-reward-details"><div class="Accordion-item border-b-0 py-2"><button class="flex w-full items-center px-4 md:px-6" aria-controls="reward-details" aria-expanded="false" type="button"><div class="Accordion-title mb-0 font-bold text-lg">Reward Details</div><span class="Icon Icon--xs flex items-center"><span class="inline-block align-middle relative duration-500"><svg xmlns="http://www.w3.org/2000/svg" class="Icon-glyph fill-blue-600" viewBox="0 0 11 8" focusable="false"><path fill="" fill-rule="evenodd" d="M3.875 5.875l-3.75-3.75 1.25-1.25 3.75 3.75 3.75-3.75 1.25 1.25-5 5-1.25-1.25z"></path></svg></span></span></button></div></div><div class="Accordion border-t-0 border-gray-200" data-testid="10652-pros-cons"><div class="Accordion-item border-gray-200 py-2"><button class="flex w-full items-center px-4 md:px-6 hover:bg-white" aria-controls="pros-cons" aria-expanded="false" type="button"><div class="Accordion-title mb-0 font-bold text-lg">Editor's take</div><span class="Icon Icon--xs flex items-center"><span class="inline-block align-middle relative duration-500"><svg xmlns="http://www.w3.org/2000/svg" class="Icon-glyph fill-blue-600" viewBox="0 0 11 8" focusable="false"><path fill="" fill-rule="evenodd" d="M3.875 5.875l-3.75-3.75 1.25-1.25 3.75 3.75 3.75-3.75 1.25 1.25-5 5-1.25-1.25z"></path></svg></span></span></button></div></div><div class="Accordion border-t-0" data-testid="10652-card-details"><div class="Accordion-item border-b-0 py-2"><button class="flex w-full items-center px-4 md:px-6" aria-controls="details-bullets" aria-expanded="false" type="button"><div class="Accordion-title mb-0 font-bold text-lg">Card Details</div><span class="Icon Icon--xs flex items-center"><span class="inline-block align-middle relative duration-500"><svg xmlns="http://www.w3.org/2000/svg" class="Icon-glyph fill-blue-600" viewBox="0 0 11 8" focusable="false"><path fill="" fill-rule="evenodd" d="M3.875 5.875l-3.75-3.75 1.25-1.25 3.75 3.75 3.75-3.75 1.25 1.25-5 5-1.25-1.25z"></path></svg></span></span></button></div></div></div><div id="card7" class="rounded-lg border mb-8" data-pid="22146013" data-testid="22146013-category-product-box"><div class="grid gap-6 grid-cols-1 md:grid-cols-12 p-2 md:p-6 border-b"><div class="md:col-span-8"><div class="mb-1 md:hidden flex flex-row justify-end"><div class="CompareSelector w-fit"><label class="FormCheckbox hover:before:bg-white hover:before:shadow-none undefined"><span class="text-black font-circular-bold text-sm mr-3 inline-block">Add to compare</span><input class="FormCheckbox-input form-checkbox__input" type="checkbox" data-testid="compare-mobile"/><span class="FormCheckbox-fauxInput Icon Icon--sm mr-0"><svg class="Icon-glyph" viewBox="0 0 12 9" fill-rule="evenodd"><path d="M4.1 6.1L1.4 3.4 0 4.9 4.1 9l7.6-7.6L10.3 0z"></path></svg></span></label></div></div><p data-testid="22146013-superlative" class="text-blue-600 font-sans font-bold mb-3 text-sm mt-3 md:mt-0">Best for luxury travel</p><div class="grid gap-4 grid-cols-12"><div class="col-span-4 row-span-2 md:col-span-3 lg:col-span-2 flex items-center"><a data-testid="22146013-card-art-link" href="" class="no-underline" target="_blank"><figure class="mb-0"><img data-testid="22146013-card-art" src="https://cdn.prodstatic.com/shared/images/cards/219x139/b00a5840-5b1a-11ef-a7c5-db9b566f392d.png?auto=webp" alt="The Platinum Card&#174; from American Express" loading="lazy"/></figure></a></div><div class="col-span-8 row-span-2 flex items-center md:row-span-1 md:col-span-9 lg:col-span-10 md:items-end"><a data-testid="22146013-card-name-link" href="" class="no-underline" target="_blank"><h2 data-testid="22146013-card-name" class="text-lg md:text-2xl leading-6 md:leading-7 text-black m-0 hover:text-blue-600 hover:underline">The Platinum Card® from American Express</h2></a></div><div class="col-span-12 flex items-start md:col-span-8"><div class="basis-full md:inline-flex md:items-center"><p class="font-bold text-sm mb-0 md:inline mr-2">Bankrate score</p><div class="inline-block align-middle"><div class="RatingStars mr-2 mt-1" aria-label="4.8 star rating"><div class="RatingStars-iconMask" style="width:96%"><span class="RatingStars-iconContainer"><span class="RatingStars-icon Icon Icon--xs"><svg class="Icon-glyph" width="16" height="16" viewBox="0 0 16 16" xmlns="http://www.w3.org/2000/svg"><title>star icon</title><g fill="none" fill-rule="evenodd"><path d="M0 0h16v16H0z"></path><path fill="#0157ff" d="M8.108.7l2.352 4.764 5.257.764-3.804 3.708.898 5.236L8.108 12.7l-4.702 2.472.898-5.236L.5 6.228l5.257-.764L8.108.7zm1.688 5.678L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661-3.772-.548z"></path><path fill="#0157ff" d="M9.796 6.378L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661z"></path></g></svg></span><span class="RatingStars-icon Icon Icon--xs"><svg class="Icon-glyph" width="16" height="16" viewBox="0 0 16 16" xmlns="http://www.w3.org/2000/svg"><title>star icon</title><g fill="none" fill-rule="evenodd"><path d="M0 0h16v16H0z"></path><path fill="#0157ff" d="M8.108.7l2.352 4.764 5.257.764-3.804 3.708.898 5.236L8.108 12.7l-4.702 2.472.898-5.236L.5 6.228l5.257-.764L8.108.7zm1.688 5.678L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661-3.772-.548z"></path><path fill="#0157ff" d="M9.796 6.378L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661z"></path></g></svg></span><span class="RatingStars-icon Icon Icon--xs"><svg class="Icon-glyph" width="16" height="16" viewBox="0 0 16 16" xmlns="http://www.w3.org/2000/svg"><title>star icon</title><g fill="none" fill-rule="evenodd"><path d="M0 0h16v16H0z"></path><path fill="#0157ff" d="M8.108.7l2.352 4.764 5.257.764-3.804 3.708.898 5.236L8.108 12.7l-4.702 2.472.898-5.236L.5 6.228l5.257-.764L8.108.7zm1.688 5.678L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661-3.772-.548z"></path><path fill="#0157ff" d="M9.796 6.378L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661z"></path></g></svg></span><span class="RatingStars-icon Icon Icon--xs"><svg class="Icon-glyph" width="16" height="16" viewBox="0 0 16 16" xmlns="http://www.w3.org/2000/svg"><title>star icon</title><g fill="none" fill-rule="evenodd"><path d="M0 0h16v16H0z"></path><path fill="#0157ff" d="M8.108.7l2.352 4.764 5.257.764-3.804 3.708.898 5.236L8.108 12.7l-4.702 2.472.898-5.236L.5 6.228l5.257-.764L8.108.7zm1.688 5.678L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661-3.772-.548z"></path><path fill="#0157ff" d="M9.796 6.378L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661z"></path></g></svg></span><span class="RatingStars-icon Icon Icon--xs"><svg class="Icon-glyph" width="16" height="16" viewBox="0 0 16 16" xmlns="http://www.w3.org/2000/svg"><title>star icon</title><g fill="none" fill-rule="evenodd"><path d="M0 0h16v16H0z"></path><path fill="#0157ff" d="M8.108.7l2.352 4.764 5.257.764-3.804 3.708.898 5.236L8.108 12.7l-4.702 2.472.898-5.236L.5 6.228l5.257-.764L8.108.7zm1.688 5.678L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661-3.772-.548z"></path><path fill="#0157ff" d="M9.796 6.378L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661z"></path></g></svg></span></span></div><span class="RatingStars-iconContainer"><span class="RatingStars-icon Icon Icon--xs"><svg class="Icon-glyph" width="16" height="16" viewBox="0 0 16 16" xmlns="http://www.w3.org/2000/svg"><title>star icon</title><g fill="none" fill-rule="evenodd"><path d="M0 0h16v16H0z"></path><path fill="#0157ff" d="M8.108.7l2.352 4.764 5.257.764-3.804 3.708.898 5.236L8.108 12.7l-4.702 2.472.898-5.236L.5 6.228l5.257-.764L8.108.7zm1.688 5.678L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661-3.772-.548z"></path><path fill="#FFFFFF" d="M9.796 6.378L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661z"></path></g></svg></span><span class="RatingStars-icon Icon Icon--xs"><svg class="Icon-glyph" width="16" height="16" viewBox="0 0 16 16" xmlns="http://www.w3.org/2000/svg"><title>star icon</title><g fill="none" fill-rule="evenodd"><path d="M0 0h16v16H0z"></path><path fill="#0157ff" d="M8.108.7l2.352 4.764 5.257.764-3.804 3.708.898 5.236L8.108 12.7l-4.702 2.472.898-5.236L.5 6.228l5.257-.764L8.108.7zm1.688 5.678L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661-3.772-.548z"></path><path fill="#FFFFFF" d="M9.796 6.378L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661z"></path></g></svg></span><span class="RatingStars-icon Icon Icon--xs"><svg class="Icon-glyph" width="16" height="16" viewBox="0 0 16 16" xmlns="http://www.w3.org/2000/svg"><title>star icon</title><g fill="none" fill-rule="evenodd"><path d="M0 0h16v16H0z"></path><path fill="#0157ff" d="M8.108.7l2.352 4.764 5.257.764-3.804 3.708.898 5.236L8.108 12.7l-4.702 2.472.898-5.236L.5 6.228l5.257-.764L8.108.7zm1.688 5.678L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661-3.772-.548z"></path><path fill="#FFFFFF" d="M9.796 6.378L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661z"></path></g></svg></span><span class="RatingStars-icon Icon Icon--xs"><svg class="Icon-glyph" width="16" height="16" viewBox="0 0 16 16" xmlns="http://www.w3.org/2000/svg"><title>star icon</title><g fill="none" fill-rule="evenodd"><path d="M0 0h16v16H0z"></path><path fill="#0157ff" d="M8.108.7l2.352 4.764 5.257.764-3.804 3.708.898 5.236L8.108 12.7l-4.702 2.472.898-5.236L.5 6.228l5.257-.764L8.108.7zm1.688 5.678L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661-3.772-.548z"></path><path fill="#FFFFFF" d="M9.796 6.378L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661z"></path></g></svg></span><span class="RatingStars-icon Icon Icon--xs"><svg class="Icon-glyph" width="16" height="16" viewBox="0 0 16 16" xmlns="http://www.w3.org/2000/svg"><title>star icon</title><g fill="none" fill-rule="evenodd"><path d="M0 0h16v16H0z"></path><path fill="#0157ff" d="M8.108.7l2.352 4.764 5.257.764-3.804 3.708.898 5.236L8.108 12.7l-4.702 2.472.898-5.236L.5 6.228l5.257-.764L8.108.7zm1.688 5.678L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661-3.772-.548z"></path><path fill="#FFFFFF" d="M9.796 6.378L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661z"></path></g></svg></span></span></div><span data-testid="22146013-bankrate-score" class="font-sans text-sm relative top-[-2px] undefined font-bold">4.8</span></div><div class="Tooltip ml-2 mr-1 align-middle top-[1px]" data-testid="22146013-bankrate-score-tooltip"><button class="Tooltip-trigger relative top-[-8px]" aria-controls="tooltip-score" aria-expanded="false" role="button" tabindex="0"><span class="Icon Icon--xs fill-blue-600"><span class="inline-block align-middle relative icon-base-blue-600"><svg viewBox="0 0 16 16" width="16" height="16" xmlns="http://www.w3.org/2000/svg" focusable="false" class=""><path fill-rule="evenodd" clip-rule="evenodd" d="M8 16C12.4183 16 16 12.4183 16 8C16 3.58172 12.4183 0 8 0C3.58172 0 0 3.58172 0 8C0 12.4183 3.58172 16 8 16ZM8 15C4.13401 15 1 11.866 1 8C1 4.13401 4.13401 1 8 1C11.866 1 15 4.13401 15 8C15 11.866 11.866 15 8 15ZM7 5.0122C7 4.45122 7.45122 4 8 4C8.56098 4 9 4.45122 9 5.0122C9 5.54878 8.56098 6 8 6C7.45122 6 7 5.54878 7 5.0122ZM7 12V7H9V12H7Z" class="icon-base" fill="currentColor"></path><title>Info</title></svg></span></span><span class="sr-only">Hover to learn more</span></button><div class="Tooltip-content z-20 max-w-48 md:max-w-max Tooltip-content--anchorCenter Tooltip-content--belowTrigger hidden" id="tooltip-score" role="tooltip" aria-hidden="true"><div class="Tooltip-body text-gray-700"><div class="Tooltip-arrow"></div><p class="text-gray-700 text-sm m-0" data-testid="22146013-bankrate-score-tooltip-text">Our writers, editors and industry experts score credit cards based on a variety of factors including card features, bonus offers and independent research. Credit card issuers have no say or influence on how we rate cards.</p></div></div></div><a href="/credit-cards/reviews/the-platinum-card-from-american-express/" class="text-xs Link Link--standalone inline-flex align-middle" data-testid="22146013-bankrate-score-link">Bankrate review</a></div></div></div><div class="mt-4 hidden md:block"><div class="CompareSelector w-fit"><label class="FormCheckbox hover:before:bg-white hover:before:shadow-none undefined"><span class="text-black font-circular-bold text-sm mr-3 inline-block">Add to compare</span><input class="FormCheckbox-input form-checkbox__input" type="checkbox" data-testid="compare-desktop"/><span class="FormCheckbox-fauxInput Icon Icon--sm mr-0"><svg class="Icon-glyph" viewBox="0 0 12 9" fill-rule="evenodd"><path d="M4.1 6.1L1.4 3.4 0 4.9 4.1 9l7.6-7.6L10.3 0z"></path></svg></span></label></div></div></div><div class="md:col-span-4 text-center"><div class="mb-2 w-full text-black bg-blue-600/5 border border-blue-600/50 rounded text-sm md:text-xs lg:text-sm max-w-sm mx-auto h-9 flex items-center justify-center"><span class="font-thin mr-1 ml-0.5">Recommended credit score:</span><span class="font-bold" data-testid="22146013-recommended-credit">(670 - 850)</span><div class="Tooltip ml-1 top-[1px]" data-testid="22146013-recommended-credit-tooltip"><button class="Tooltip-trigger" aria-controls="tooltip-credit" aria-expanded="false" role="button" tabindex="0"><span class="Icon Icon--xs fill-blue-600"><span class="inline-block align-middle relative icon-base-blue-600 top-[-3px]"><svg viewBox="0 0 16 16" width="16" height="16" xmlns="http://www.w3.org/2000/svg" focusable="false" class=""><path fill-rule="evenodd" clip-rule="evenodd" d="M8 16C12.4183 16 16 12.4183 16 8C16 3.58172 12.4183 0 8 0C3.58172 0 0 3.58172 0 8C0 12.4183 3.58172 16 8 16ZM8 15C4.13401 15 1 11.866 1 8C1 4.13401 4.13401 1 8 1C11.866 1 15 4.13401 15 8C15 11.866 11.866 15 8 15ZM7 5.0122C7 4.45122 7.45122 4 8 4C8.56098 4 9 4.45122 9 5.0122C9 5.54878 8.56098 6 8 6C7.45122 6 7 5.54878 7 5.0122ZM7 12V7H9V12H7Z" class="icon-base" fill="currentColor"></path><title>Info</title></svg></span></span><span class="sr-only">Hover to learn more</span></button><div class="Tooltip-content z-20 max-w-48 md:max-w-max Tooltip-content--anchorRight Tooltip-content--belowTrigger hidden" id="tooltip-credit" role="tooltip" aria-hidden="true"><div class="Tooltip-body text-gray-700"><div class="Tooltip-arrow"></div><p class="text-gray-700 text-sm mb-0" data-testid="22146013-recommended-credit-tooltip-text">A FICO score/credit score is used to represent the creditworthiness of a person and may be one indicator to the credit type you are eligible for. However, credit score alone does not guarantee or imply approval for any financial product.</p></div></div></div></div><a href="" class="Button w-full no-underline block mx-auto Button--primary" target="_blank" rel="sponsored" data-testid="22146013-apply-now-btn">Apply now<span class="inline-block align-middle relative -mt-1 ml-2 Icon Icon--xs"><svg class="Icon-glyph " viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false"><path fill-rule="evenodd" clip-rule="evenodd" d="M16.1489 7.0377V8.47406H7.8423V6.97713C7.8423 4.71879 9.70262 2.88443 11.9956 2.88443C14.2885 2.88443 16.1489 4.74475 16.1489 7.0377ZM6.45787 6.97713V8.47406H6.23319C4.57188 8.47406 3.23071 9.82387 3.23071 11.4765V19.4975C3.23071 21.1589 4.58053 22.5 6.23319 22.5H17.7672V22.4914C19.4285 22.4914 20.7697 21.1242 20.7697 19.437V11.4765C20.7697 9.81522 19.4198 8.47406 17.7672 8.47406H17.5333V7.0377C17.5333 3.98331 15.05 1.5 11.9956 1.5C8.94119 1.5 6.45787 3.95735 6.45787 6.97713ZM6.22453 9.86714C5.33331 9.86714 4.60649 10.594 4.60649 11.4852V19.5062C4.60649 20.3974 5.33331 21.1242 6.22453 21.1242H17.7585C18.6671 21.1242 19.3766 20.3888 19.3766 19.4543V11.4938C19.3766 10.6026 18.6498 9.87579 17.7585 9.87579H6.22453V9.86714ZM11.3036 16.6681C11.3036 17.0488 11.6151 17.3603 11.9958 17.3603C12.3765 17.3603 12.688 17.0488 12.688 16.6681V14.306C12.688 13.9252 12.3765 13.6137 11.9958 13.6137C11.6151 13.6137 11.3036 13.9252 11.3036 14.306V16.6681Z" class="icon-base"></path><title>Lock</title></svg></span></a><p class="text-xs mt-2 sm:mt-3 text-gray-700 mb-0" data-testid="22146013-secure-site">on American Express's secure site</p><a href="https://www.americanexpress.com/us/credit-cards/card-application/apply/prospect/terms/platinum-card/26129-10-0#offer-terms" target="_blank" class="Link text-xs" rel="sponsored noopener noreferrer" data-testid="22146013-rates-and-fees">See Rates & Fees</a><span class="text-gray-700 text-xs mr-5" data-testid="22146013-terms-apply">, Terms Apply</span></div></div><div class="grid grid-cols-2 md:grid-cols-4 gap-4 p-4 md:p-6 justify-start align-items-center"><div data-offer="introOffer"><div class="flex"><p class="mb-0 text-gray-700 text-sm font-bold">Intro offer</p><div class="Tooltip ml-1 h-4" data-testid="undefined"><button class="Tooltip-trigger relative top-[-8px]" aria-controls="tooltip-0" aria-expanded="false" role="button" tabindex="0"><span class="Icon Icon--xs fill-blue-600"><span class="inline-block align-middle relative icon-base-blue-600"><svg viewBox="0 0 16 16" width="16" height="16" xmlns="http://www.w3.org/2000/svg" focusable="false" class=""><path fill-rule="evenodd" clip-rule="evenodd" d="M8 16C12.4183 16 16 12.4183 16 8C16 3.58172 12.4183 0 8 0C3.58172 0 0 3.58172 0 8C0 12.4183 3.58172 16 8 16ZM8 15C4.13401 15 1 11.866 1 8C1 4.13401 4.13401 1 8 1C11.866 1 15 4.13401 15 8C15 11.866 11.866 15 8 15ZM7 5.0122C7 4.45122 7.45122 4 8 4C8.56098 4 9 4.45122 9 5.0122C9 5.54878 8.56098 6 8 6C7.45122 6 7 5.54878 7 5.0122ZM7 12V7H9V12H7Z" class="icon-base" fill="currentColor"></path><title>Info</title></svg></span></span><span class="sr-only">Hover to learn more</span></button><div class="Tooltip-content z-20 max-w-48 md:max-w-max Tooltip-content--anchorLeft hidden" id="tooltip-0" role="tooltip" aria-hidden="true"><div class="Tooltip-body text-gray-700"><div class="Tooltip-arrow"></div><p class="text-gray-700 text-sm mb-0">Earn 80,000 Membership Rewards® Points after you spend $8,000 on eligible purchases on your new Card in your first 6 months of Card Membership.</p></div></div></div></div><p class="mb-0 text-black font-sans font-bold text-md md:text-lg leading-[100%]">Earn 80,000 points</p></div><div data-offer="rewardsRate"><div class="flex"><p class="mb-0 text-gray-700 text-sm font-bold">Rewards rate</p><div class="Tooltip ml-1 h-4" data-testid="undefined"><button class="Tooltip-trigger relative top-[-8px]" aria-controls="tooltip-1" aria-expanded="false" role="button" tabindex="0"><span class="Icon Icon--xs fill-blue-600"><span class="inline-block align-middle relative icon-base-blue-600"><svg viewBox="0 0 16 16" width="16" height="16" xmlns="http://www.w3.org/2000/svg" focusable="false" class=""><path fill-rule="evenodd" clip-rule="evenodd" d="M8 16C12.4183 16 16 12.4183 16 8C16 3.58172 12.4183 0 8 0C3.58172 0 0 3.58172 0 8C0 12.4183 3.58172 16 8 16ZM8 15C4.13401 15 1 11.866 1 8C1 4.13401 4.13401 1 8 1C11.866 1 15 4.13401 15 8C15 11.866 11.866 15 8 15ZM7 5.0122C7 4.45122 7.45122 4 8 4C8.56098 4 9 4.45122 9 5.0122C9 5.54878 8.56098 6 8 6C7.45122 6 7 5.54878 7 5.0122ZM7 12V7H9V12H7Z" class="icon-base" fill="currentColor"></path><title>Info</title></svg></span></span><span class="sr-only">Hover to learn more</span></button><div class="Tooltip-content z-20 max-w-48 md:max-w-max Tooltip-content--anchorRight hidden" id="tooltip-1" role="tooltip" aria-hidden="true"><div class="Tooltip-body text-gray-700"><div class="Tooltip-arrow"></div><p class="text-gray-700 text-sm mb-0">Earn 5X Membership Rewards® Points for flights booked directly with airlines or with American Express Travel up to $500,000 on these purchases per calendar year. Earn 5X Membership Rewards® Points on prepaid hotels booked with American Express Travel.</p></div></div></div></div><p class="mb-0 text-black font-sans font-bold text-md md:text-lg leading-[100%]">5X - 5X</p></div><div data-offer="annualFee"><div class="flex"><p class="mb-0 text-gray-700 text-sm font-bold">Annual fee</p></div><p class="mb-0 text-black font-sans font-bold text-md md:text-lg leading-[100%]">$695</p></div><div data-offer="regularAPR"><div class="flex"><p class="mb-0 text-gray-700 text-sm font-bold">APR</p></div><p class="mb-0 text-black font-sans font-bold text-md md:text-lg leading-[100%]">See Pay Over Time APR</p></div></div><div class="px-6 pb-6 pt-2 md:py-6"><p class="bg-blue-600/5 mb-0 p-4 rounded-lg text-sm" data-testid="22146013-why-like-this"><span class="font-bold block md:inline">Why you'll like this:</span> It’s perfect for luxury-minded travelers who spare no expense when booking airfare or hotels and want the most with every experience.</p></div><div class="Accordion border-t-0 border-b border-gray-200" data-testid="22146013-reward-details"><div class="Accordion-item border-b-0 py-2"><button class="flex w-full items-center px-4 md:px-6" aria-controls="reward-details" aria-expanded="false" type="button"><div class="Accordion-title mb-0 font-bold text-lg">Reward Details</div><span class="Icon Icon--xs flex items-center"><span class="inline-block align-middle relative duration-500"><svg xmlns="http://www.w3.org/2000/svg" class="Icon-glyph fill-blue-600" viewBox="0 0 11 8" focusable="false"><path fill="" fill-rule="evenodd" d="M3.875 5.875l-3.75-3.75 1.25-1.25 3.75 3.75 3.75-3.75 1.25 1.25-5 5-1.25-1.25z"></path></svg></span></span></button></div></div><div class="Accordion border-t-0 border-gray-200" data-testid="22146013-pros-cons"><div class="Accordion-item border-gray-200 py-2"><button class="flex w-full items-center px-4 md:px-6 hover:bg-white" aria-controls="pros-cons" aria-expanded="false" type="button"><div class="Accordion-title mb-0 font-bold text-lg">Editor's take</div><span class="Icon Icon--xs flex items-center"><span class="inline-block align-middle relative duration-500"><svg xmlns="http://www.w3.org/2000/svg" class="Icon-glyph fill-blue-600" viewBox="0 0 11 8" focusable="false"><path fill="" fill-rule="evenodd" d="M3.875 5.875l-3.75-3.75 1.25-1.25 3.75 3.75 3.75-3.75 1.25 1.25-5 5-1.25-1.25z"></path></svg></span></span></button></div></div><div class="Accordion border-t-0" data-testid="22146013-card-details"><div class="Accordion-item border-b-0 py-2"><button class="flex w-full items-center px-4 md:px-6" aria-controls="details-bullets" aria-expanded="false" type="button"><div class="Accordion-title mb-0 font-bold text-lg">Card Details</div><span class="Icon Icon--xs flex items-center"><span class="inline-block align-middle relative duration-500"><svg xmlns="http://www.w3.org/2000/svg" class="Icon-glyph fill-blue-600" viewBox="0 0 11 8" focusable="false"><path fill="" fill-rule="evenodd" d="M3.875 5.875l-3.75-3.75 1.25-1.25 3.75 3.75 3.75-3.75 1.25 1.25-5 5-1.25-1.25z"></path></svg></span></span></button></div></div></div><div id="card8" class="rounded-lg border mb-8" data-pid="7905" data-testid="7905-category-product-box"><div class="grid gap-6 grid-cols-1 md:grid-cols-12 p-2 md:p-6 border-b"><div class="md:col-span-8"><div class="mb-1 md:hidden flex flex-row justify-end"><div class="CompareSelector w-fit"><label class="FormCheckbox hover:before:bg-white hover:before:shadow-none undefined"><span class="text-black font-circular-bold text-sm mr-3 inline-block">Add to compare</span><input class="FormCheckbox-input form-checkbox__input" type="checkbox" data-testid="compare-mobile"/><span class="FormCheckbox-fauxInput Icon Icon--sm mr-0"><svg class="Icon-glyph" viewBox="0 0 12 9" fill-rule="evenodd"><path d="M4.1 6.1L1.4 3.4 0 4.9 4.1 9l7.6-7.6L10.3 0z"></path></svg></span></label></div></div><p data-testid="7905-superlative" class="text-blue-600 font-sans font-bold mb-3 text-sm mt-3 md:mt-0">Best for gas</p><div class="grid gap-4 grid-cols-12"><div class="col-span-4 row-span-2 md:col-span-3 lg:col-span-2 flex items-center"><a data-testid="7905-card-art-link" href="" class="no-underline" target="_blank"><figure class="mb-0"><img data-testid="7905-card-art" src="https://cdn.prodstatic.com/shared/images/cards/219x139/9aedd300-bfe7-11eb-a48f-65ac0bb53c5b.png?auto=webp" alt="Citi Custom Cash&reg; Card" loading="lazy"/></figure></a></div><div class="col-span-8 row-span-2 flex items-center md:row-span-1 md:col-span-9 lg:col-span-10 md:items-end"><a data-testid="7905-card-name-link" href="" class="no-underline" target="_blank"><h2 data-testid="7905-card-name" class="text-lg md:text-2xl leading-6 md:leading-7 text-black m-0 hover:text-blue-600 hover:underline">Citi Custom Cash® Card</h2></a></div><div class="col-span-12 flex items-start md:col-span-8"><div class="basis-full md:inline-flex md:items-center"><p class="font-bold text-sm mb-0 md:inline mr-2">Bankrate score</p><div class="inline-block align-middle"><div class="RatingStars mr-2 mt-1" aria-label="4.4 star rating"><div class="RatingStars-iconMask" style="width:88.00000000000001%"><span class="RatingStars-iconContainer"><span class="RatingStars-icon Icon Icon--xs"><svg class="Icon-glyph" width="16" height="16" viewBox="0 0 16 16" xmlns="http://www.w3.org/2000/svg"><title>star icon</title><g fill="none" fill-rule="evenodd"><path d="M0 0h16v16H0z"></path><path fill="#0157ff" d="M8.108.7l2.352 4.764 5.257.764-3.804 3.708.898 5.236L8.108 12.7l-4.702 2.472.898-5.236L.5 6.228l5.257-.764L8.108.7zm1.688 5.678L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661-3.772-.548z"></path><path fill="#0157ff" d="M9.796 6.378L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661z"></path></g></svg></span><span class="RatingStars-icon Icon Icon--xs"><svg class="Icon-glyph" width="16" height="16" viewBox="0 0 16 16" xmlns="http://www.w3.org/2000/svg"><title>star icon</title><g fill="none" fill-rule="evenodd"><path d="M0 0h16v16H0z"></path><path fill="#0157ff" d="M8.108.7l2.352 4.764 5.257.764-3.804 3.708.898 5.236L8.108 12.7l-4.702 2.472.898-5.236L.5 6.228l5.257-.764L8.108.7zm1.688 5.678L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661-3.772-.548z"></path><path fill="#0157ff" d="M9.796 6.378L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661z"></path></g></svg></span><span class="RatingStars-icon Icon Icon--xs"><svg class="Icon-glyph" width="16" height="16" viewBox="0 0 16 16" xmlns="http://www.w3.org/2000/svg"><title>star icon</title><g fill="none" fill-rule="evenodd"><path d="M0 0h16v16H0z"></path><path fill="#0157ff" d="M8.108.7l2.352 4.764 5.257.764-3.804 3.708.898 5.236L8.108 12.7l-4.702 2.472.898-5.236L.5 6.228l5.257-.764L8.108.7zm1.688 5.678L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661-3.772-.548z"></path><path fill="#0157ff" d="M9.796 6.378L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661z"></path></g></svg></span><span class="RatingStars-icon Icon Icon--xs"><svg class="Icon-glyph" width="16" height="16" viewBox="0 0 16 16" xmlns="http://www.w3.org/2000/svg"><title>star icon</title><g fill="none" fill-rule="evenodd"><path d="M0 0h16v16H0z"></path><path fill="#0157ff" d="M8.108.7l2.352 4.764 5.257.764-3.804 3.708.898 5.236L8.108 12.7l-4.702 2.472.898-5.236L.5 6.228l5.257-.764L8.108.7zm1.688 5.678L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661-3.772-.548z"></path><path fill="#0157ff" d="M9.796 6.378L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661z"></path></g></svg></span><span class="RatingStars-icon Icon Icon--xs"><svg class="Icon-glyph" width="16" height="16" viewBox="0 0 16 16" xmlns="http://www.w3.org/2000/svg"><title>star icon</title><g fill="none" fill-rule="evenodd"><path d="M0 0h16v16H0z"></path><path fill="#0157ff" d="M8.108.7l2.352 4.764 5.257.764-3.804 3.708.898 5.236L8.108 12.7l-4.702 2.472.898-5.236L.5 6.228l5.257-.764L8.108.7zm1.688 5.678L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661-3.772-.548z"></path><path fill="#0157ff" d="M9.796 6.378L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661z"></path></g></svg></span></span></div><span class="RatingStars-iconContainer"><span class="RatingStars-icon Icon Icon--xs"><svg class="Icon-glyph" width="16" height="16" viewBox="0 0 16 16" xmlns="http://www.w3.org/2000/svg"><title>star icon</title><g fill="none" fill-rule="evenodd"><path d="M0 0h16v16H0z"></path><path fill="#0157ff" d="M8.108.7l2.352 4.764 5.257.764-3.804 3.708.898 5.236L8.108 12.7l-4.702 2.472.898-5.236L.5 6.228l5.257-.764L8.108.7zm1.688 5.678L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661-3.772-.548z"></path><path fill="#FFFFFF" d="M9.796 6.378L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661z"></path></g></svg></span><span class="RatingStars-icon Icon Icon--xs"><svg class="Icon-glyph" width="16" height="16" viewBox="0 0 16 16" xmlns="http://www.w3.org/2000/svg"><title>star icon</title><g fill="none" fill-rule="evenodd"><path d="M0 0h16v16H0z"></path><path fill="#0157ff" d="M8.108.7l2.352 4.764 5.257.764-3.804 3.708.898 5.236L8.108 12.7l-4.702 2.472.898-5.236L.5 6.228l5.257-.764L8.108.7zm1.688 5.678L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661-3.772-.548z"></path><path fill="#FFFFFF" d="M9.796 6.378L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661z"></path></g></svg></span><span class="RatingStars-icon Icon Icon--xs"><svg class="Icon-glyph" width="16" height="16" viewBox="0 0 16 16" xmlns="http://www.w3.org/2000/svg"><title>star icon</title><g fill="none" fill-rule="evenodd"><path d="M0 0h16v16H0z"></path><path fill="#0157ff" d="M8.108.7l2.352 4.764 5.257.764-3.804 3.708.898 5.236L8.108 12.7l-4.702 2.472.898-5.236L.5 6.228l5.257-.764L8.108.7zm1.688 5.678L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661-3.772-.548z"></path><path fill="#FFFFFF" d="M9.796 6.378L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661z"></path></g></svg></span><span class="RatingStars-icon Icon Icon--xs"><svg class="Icon-glyph" width="16" height="16" viewBox="0 0 16 16" xmlns="http://www.w3.org/2000/svg"><title>star icon</title><g fill="none" fill-rule="evenodd"><path d="M0 0h16v16H0z"></path><path fill="#0157ff" d="M8.108.7l2.352 4.764 5.257.764-3.804 3.708.898 5.236L8.108 12.7l-4.702 2.472.898-5.236L.5 6.228l5.257-.764L8.108.7zm1.688 5.678L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661-3.772-.548z"></path><path fill="#FFFFFF" d="M9.796 6.378L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661z"></path></g></svg></span><span class="RatingStars-icon Icon Icon--xs"><svg class="Icon-glyph" width="16" height="16" viewBox="0 0 16 16" xmlns="http://www.w3.org/2000/svg"><title>star icon</title><g fill="none" fill-rule="evenodd"><path d="M0 0h16v16H0z"></path><path fill="#0157ff" d="M8.108.7l2.352 4.764 5.257.764-3.804 3.708.898 5.236L8.108 12.7l-4.702 2.472.898-5.236L.5 6.228l5.257-.764L8.108.7zm1.688 5.678L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661-3.772-.548z"></path><path fill="#FFFFFF" d="M9.796 6.378L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661z"></path></g></svg></span></span></div><span data-testid="7905-bankrate-score" class="font-sans text-sm relative top-[-2px] undefined font-bold">4.4</span></div><div class="Tooltip ml-2 mr-1 align-middle top-[1px]" data-testid="7905-bankrate-score-tooltip"><button class="Tooltip-trigger relative top-[-8px]" aria-controls="tooltip-score" aria-expanded="false" role="button" tabindex="0"><span class="Icon Icon--xs fill-blue-600"><span class="inline-block align-middle relative icon-base-blue-600"><svg viewBox="0 0 16 16" width="16" height="16" xmlns="http://www.w3.org/2000/svg" focusable="false" class=""><path fill-rule="evenodd" clip-rule="evenodd" d="M8 16C12.4183 16 16 12.4183 16 8C16 3.58172 12.4183 0 8 0C3.58172 0 0 3.58172 0 8C0 12.4183 3.58172 16 8 16ZM8 15C4.13401 15 1 11.866 1 8C1 4.13401 4.13401 1 8 1C11.866 1 15 4.13401 15 8C15 11.866 11.866 15 8 15ZM7 5.0122C7 4.45122 7.45122 4 8 4C8.56098 4 9 4.45122 9 5.0122C9 5.54878 8.56098 6 8 6C7.45122 6 7 5.54878 7 5.0122ZM7 12V7H9V12H7Z" class="icon-base" fill="currentColor"></path><title>Info</title></svg></span></span><span class="sr-only">Hover to learn more</span></button><div class="Tooltip-content z-20 max-w-48 md:max-w-max Tooltip-content--anchorCenter Tooltip-content--belowTrigger hidden" id="tooltip-score" role="tooltip" aria-hidden="true"><div class="Tooltip-body text-gray-700"><div class="Tooltip-arrow"></div><p class="text-gray-700 text-sm m-0" data-testid="7905-bankrate-score-tooltip-text">Our writers, editors and industry experts score credit cards based on a variety of factors including card features, bonus offers and independent research. Credit card issuers have no say or influence on how we rate cards.</p></div></div></div><a href="/credit-cards/reviews/citi-custom-cash-card/" class="text-xs Link Link--standalone inline-flex align-middle" data-testid="7905-bankrate-score-link">Bankrate review</a></div></div></div><div class="mt-4 hidden md:block"><div class="CompareSelector w-fit"><label class="FormCheckbox hover:before:bg-white hover:before:shadow-none undefined"><span class="text-black font-circular-bold text-sm mr-3 inline-block">Add to compare</span><input class="FormCheckbox-input form-checkbox__input" type="checkbox" data-testid="compare-desktop"/><span class="FormCheckbox-fauxInput Icon Icon--sm mr-0"><svg class="Icon-glyph" viewBox="0 0 12 9" fill-rule="evenodd"><path d="M4.1 6.1L1.4 3.4 0 4.9 4.1 9l7.6-7.6L10.3 0z"></path></svg></span></label></div></div></div><div class="md:col-span-4 text-center"><div class="mb-2 w-full text-black bg-blue-600/5 border border-blue-600/50 rounded text-sm md:text-xs lg:text-sm max-w-sm mx-auto h-9 flex items-center justify-center"><span class="font-thin mr-1 ml-0.5">Recommended credit score:</span><span class="font-bold" data-testid="7905-recommended-credit">(670 - 850)</span><div class="Tooltip ml-1 top-[1px]" data-testid="7905-recommended-credit-tooltip"><button class="Tooltip-trigger" aria-controls="tooltip-credit" aria-expanded="false" role="button" tabindex="0"><span class="Icon Icon--xs fill-blue-600"><span class="inline-block align-middle relative icon-base-blue-600 top-[-3px]"><svg viewBox="0 0 16 16" width="16" height="16" xmlns="http://www.w3.org/2000/svg" focusable="false" class=""><path fill-rule="evenodd" clip-rule="evenodd" d="M8 16C12.4183 16 16 12.4183 16 8C16 3.58172 12.4183 0 8 0C3.58172 0 0 3.58172 0 8C0 12.4183 3.58172 16 8 16ZM8 15C4.13401 15 1 11.866 1 8C1 4.13401 4.13401 1 8 1C11.866 1 15 4.13401 15 8C15 11.866 11.866 15 8 15ZM7 5.0122C7 4.45122 7.45122 4 8 4C8.56098 4 9 4.45122 9 5.0122C9 5.54878 8.56098 6 8 6C7.45122 6 7 5.54878 7 5.0122ZM7 12V7H9V12H7Z" class="icon-base" fill="currentColor"></path><title>Info</title></svg></span></span><span class="sr-only">Hover to learn more</span></button><div class="Tooltip-content z-20 max-w-48 md:max-w-max Tooltip-content--anchorRight Tooltip-content--belowTrigger hidden" id="tooltip-credit" role="tooltip" aria-hidden="true"><div class="Tooltip-body text-gray-700"><div class="Tooltip-arrow"></div><p class="text-gray-700 text-sm mb-0" data-testid="7905-recommended-credit-tooltip-text">A FICO score/credit score is used to represent the creditworthiness of a person and may be one indicator to the credit type you are eligible for. However, credit score alone does not guarantee or imply approval for any financial product.</p></div></div></div></div><a href="" class="Button w-full no-underline block mx-auto Button--primary" target="_blank" rel="sponsored" data-testid="7905-apply-now-btn">Apply now<span class="inline-block align-middle relative -mt-1 ml-2 Icon Icon--xs"><svg class="Icon-glyph " viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false"><path fill-rule="evenodd" clip-rule="evenodd" d="M16.1489 7.0377V8.47406H7.8423V6.97713C7.8423 4.71879 9.70262 2.88443 11.9956 2.88443C14.2885 2.88443 16.1489 4.74475 16.1489 7.0377ZM6.45787 6.97713V8.47406H6.23319C4.57188 8.47406 3.23071 9.82387 3.23071 11.4765V19.4975C3.23071 21.1589 4.58053 22.5 6.23319 22.5H17.7672V22.4914C19.4285 22.4914 20.7697 21.1242 20.7697 19.437V11.4765C20.7697 9.81522 19.4198 8.47406 17.7672 8.47406H17.5333V7.0377C17.5333 3.98331 15.05 1.5 11.9956 1.5C8.94119 1.5 6.45787 3.95735 6.45787 6.97713ZM6.22453 9.86714C5.33331 9.86714 4.60649 10.594 4.60649 11.4852V19.5062C4.60649 20.3974 5.33331 21.1242 6.22453 21.1242H17.7585C18.6671 21.1242 19.3766 20.3888 19.3766 19.4543V11.4938C19.3766 10.6026 18.6498 9.87579 17.7585 9.87579H6.22453V9.86714ZM11.3036 16.6681C11.3036 17.0488 11.6151 17.3603 11.9958 17.3603C12.3765 17.3603 12.688 17.0488 12.688 16.6681V14.306C12.688 13.9252 12.3765 13.6137 11.9958 13.6137C11.6151 13.6137 11.3036 13.9252 11.3036 14.306V16.6681Z" class="icon-base"></path><title>Lock</title></svg></span></a><p class="text-xs mt-2 sm:mt-3 text-gray-700 mb-0" data-testid="7905-secure-site">on Citi's secure site</p><a href="https://click.linksynergy.com/fs-bin/click?id=EhraRx8K/BE&offerid=1638459.3529&type=3&subid=0" target="_blank" class="Link text-xs" rel="sponsored noopener noreferrer" data-testid="7905-rates-and-fees">See Rates & Fees</a></div></div><div class="grid grid-cols-2 md:grid-cols-4 gap-4 p-4 md:p-6 justify-start align-items-center"><div data-offer="introOffer"><div class="flex"><p class="mb-0 text-gray-700 text-sm font-bold">Intro offer</p><div class="Tooltip ml-1 h-4" data-testid="undefined"><button class="Tooltip-trigger relative top-[-8px]" aria-controls="tooltip-0" aria-expanded="false" role="button" tabindex="0"><span class="Icon Icon--xs fill-blue-600"><span class="inline-block align-middle relative icon-base-blue-600"><svg viewBox="0 0 16 16" width="16" height="16" xmlns="http://www.w3.org/2000/svg" focusable="false" class=""><path fill-rule="evenodd" clip-rule="evenodd" d="M8 16C12.4183 16 16 12.4183 16 8C16 3.58172 12.4183 0 8 0C3.58172 0 0 3.58172 0 8C0 12.4183 3.58172 16 8 16ZM8 15C4.13401 15 1 11.866 1 8C1 4.13401 4.13401 1 8 1C11.866 1 15 4.13401 15 8C15 11.866 11.866 15 8 15ZM7 5.0122C7 4.45122 7.45122 4 8 4C8.56098 4 9 4.45122 9 5.0122C9 5.54878 8.56098 6 8 6C7.45122 6 7 5.54878 7 5.0122ZM7 12V7H9V12H7Z" class="icon-base" fill="currentColor"></path><title>Info</title></svg></span></span><span class="sr-only">Hover to learn more</span></button><div class="Tooltip-content z-20 max-w-48 md:max-w-max Tooltip-content--anchorLeft hidden" id="tooltip-0" role="tooltip" aria-hidden="true"><div class="Tooltip-body text-gray-700"><div class="Tooltip-arrow"></div><p class="text-gray-700 text-sm mb-0">Earn $200 in cash back after you spend $1500 on purchases in the first 6 months of account opening. This bonus offer will be fulfilled as 20,000 ThankYou® Points, which can be redeemed for $200 cash back.</p></div></div></div></div><p class="mb-0 text-black font-sans font-bold text-md md:text-lg leading-[100%]">$200</p></div><div data-offer="rewardsRate"><div class="flex"><p class="mb-0 text-gray-700 text-sm font-bold">Rewards rate</p><div class="Tooltip ml-1 h-4" data-testid="undefined"><button class="Tooltip-trigger relative top-[-8px]" aria-controls="tooltip-1" aria-expanded="false" role="button" tabindex="0"><span class="Icon Icon--xs fill-blue-600"><span class="inline-block align-middle relative icon-base-blue-600"><svg viewBox="0 0 16 16" width="16" height="16" xmlns="http://www.w3.org/2000/svg" focusable="false" class=""><path fill-rule="evenodd" clip-rule="evenodd" d="M8 16C12.4183 16 16 12.4183 16 8C16 3.58172 12.4183 0 8 0C3.58172 0 0 3.58172 0 8C0 12.4183 3.58172 16 8 16ZM8 15C4.13401 15 1 11.866 1 8C1 4.13401 4.13401 1 8 1C11.866 1 15 4.13401 15 8C15 11.866 11.866 15 8 15ZM7 5.0122C7 4.45122 7.45122 4 8 4C8.56098 4 9 4.45122 9 5.0122C9 5.54878 8.56098 6 8 6C7.45122 6 7 5.54878 7 5.0122ZM7 12V7H9V12H7Z" class="icon-base" fill="currentColor"></path><title>Info</title></svg></span></span><span class="sr-only">Hover to learn more</span></button><div class="Tooltip-content z-20 max-w-48 md:max-w-max Tooltip-content--anchorRight hidden" id="tooltip-1" role="tooltip" aria-hidden="true"><div class="Tooltip-body text-gray-700"><div class="Tooltip-arrow"></div><p class="text-gray-700 text-sm mb-0">Earn 5% cash back on purchases in your top eligible spend category each billing cycle, up to the first $500 spent, 1% cash back thereafter. Special Travel Offer: Earn an additional 4% cash back on hotels, car rentals, and attractions booked on Citi Travel℠ portal through 6/30/2026. Earn unlimited 1% cash back on all other purchases.</p></div></div></div></div><p class="mb-0 text-black font-sans font-bold text-md md:text-lg leading-[100%]">1% - 5%</p></div><div data-offer="annualFee"><div class="flex"><p class="mb-0 text-gray-700 text-sm font-bold">Annual fee</p></div><p class="mb-0 text-black font-sans font-bold text-md md:text-lg leading-[100%]">$0</p></div><div data-offer="regularAPR"><div class="flex"><p class="mb-0 text-gray-700 text-sm font-bold">Regular APR</p></div><p class="mb-0 text-black font-sans font-bold text-md md:text-lg leading-[100%]">18.49% - 28.49% (Variable)</p></div></div><div class="px-6 pb-6 pt-2 md:py-6"><p class="bg-blue-600/5 mb-0 p-4 rounded-lg text-sm" data-testid="7905-why-like-this"><span class="font-bold block md:inline">Why you'll like this:</span> It offers a top cash back rate in several everyday categories and is flexible enough to fit with nearly any rewards strategy.</p></div><div class="Accordion border-t-0 border-b border-gray-200" data-testid="7905-reward-details"><div class="Accordion-item border-b-0 py-2"><button class="flex w-full items-center px-4 md:px-6" aria-controls="reward-details" aria-expanded="false" type="button"><div class="Accordion-title mb-0 font-bold text-lg">Reward Details</div><span class="Icon Icon--xs flex items-center"><span class="inline-block align-middle relative duration-500"><svg xmlns="http://www.w3.org/2000/svg" class="Icon-glyph fill-blue-600" viewBox="0 0 11 8" focusable="false"><path fill="" fill-rule="evenodd" d="M3.875 5.875l-3.75-3.75 1.25-1.25 3.75 3.75 3.75-3.75 1.25 1.25-5 5-1.25-1.25z"></path></svg></span></span></button></div></div><div class="Accordion border-t-0 border-gray-200" data-testid="7905-pros-cons"><div class="Accordion-item border-gray-200 py-2"><button class="flex w-full items-center px-4 md:px-6 hover:bg-white" aria-controls="pros-cons" aria-expanded="false" type="button"><div class="Accordion-title mb-0 font-bold text-lg">Editor's take</div><span class="Icon Icon--xs flex items-center"><span class="inline-block align-middle relative duration-500"><svg xmlns="http://www.w3.org/2000/svg" class="Icon-glyph fill-blue-600" viewBox="0 0 11 8" focusable="false"><path fill="" fill-rule="evenodd" d="M3.875 5.875l-3.75-3.75 1.25-1.25 3.75 3.75 3.75-3.75 1.25 1.25-5 5-1.25-1.25z"></path></svg></span></span></button></div></div><div class="Accordion border-t-0" data-testid="7905-card-details"><div class="Accordion-item border-b-0 py-2"><button class="flex w-full items-center px-4 md:px-6" aria-controls="details-bullets" aria-expanded="false" type="button"><div class="Accordion-title mb-0 font-bold text-lg">Card Details</div><span class="Icon Icon--xs flex items-center"><span class="inline-block align-middle relative duration-500"><svg xmlns="http://www.w3.org/2000/svg" class="Icon-glyph fill-blue-600" viewBox="0 0 11 8" focusable="false"><path fill="" fill-rule="evenodd" d="M3.875 5.875l-3.75-3.75 1.25-1.25 3.75 3.75 3.75-3.75 1.25 1.25-5 5-1.25-1.25z"></path></svg></span></span></button></div></div></div><div id="card9" class="rounded-lg border mb-8" data-pid="22105772" data-testid="22105772-category-product-box"><div class="grid gap-6 grid-cols-1 md:grid-cols-12 p-2 md:p-6 border-b"><div class="md:col-span-8"><div class="mb-1 md:hidden flex flex-row justify-end"><div class="CompareSelector w-fit"><label class="FormCheckbox hover:before:bg-white hover:before:shadow-none undefined"><span class="text-black font-circular-bold text-sm mr-3 inline-block">Add to compare</span><input class="FormCheckbox-input form-checkbox__input" type="checkbox" data-testid="compare-mobile"/><span class="FormCheckbox-fauxInput Icon Icon--sm mr-0"><svg class="Icon-glyph" viewBox="0 0 12 9" fill-rule="evenodd"><path d="M4.1 6.1L1.4 3.4 0 4.9 4.1 9l7.6-7.6L10.3 0z"></path></svg></span></label></div></div><p data-testid="22105772-superlative" class="text-blue-600 font-sans font-bold mb-3 text-sm mt-3 md:mt-0">Best for travel bonus</p><div class="grid gap-4 grid-cols-12"><div class="col-span-4 row-span-2 md:col-span-3 lg:col-span-2 flex items-center"><a data-testid="22105772-card-art-link" href="" class="no-underline" target="_blank"><figure class="mb-0"><img data-testid="22105772-card-art" src="https://cdn.prodstatic.com/shared/images/cards/219x139/03141a30-6f84-11ef-88db-67757e6c8737.png?auto=webp" alt="Capital One Venture Rewards Credit Card" loading="lazy"/></figure></a></div><div class="col-span-8 row-span-2 flex items-center md:row-span-1 md:col-span-9 lg:col-span-10 md:items-end"><a data-testid="22105772-card-name-link" href="" class="no-underline" target="_blank"><h2 data-testid="22105772-card-name" class="text-lg md:text-2xl leading-6 md:leading-7 text-black m-0 hover:text-blue-600 hover:underline">Capital One Venture Rewards Credit Card</h2></a></div><div class="col-span-12 flex items-start md:col-span-8"><div class="basis-full md:inline-flex md:items-center"><p class="font-bold text-sm mb-0 md:inline mr-2">Bankrate score</p><div class="inline-block align-middle"><div class="RatingStars mr-2 mt-1" aria-label="4.9 star rating"><div class="RatingStars-iconMask" style="width:98.00000000000001%"><span class="RatingStars-iconContainer"><span class="RatingStars-icon Icon Icon--xs"><svg class="Icon-glyph" width="16" height="16" viewBox="0 0 16 16" xmlns="http://www.w3.org/2000/svg"><title>star icon</title><g fill="none" fill-rule="evenodd"><path d="M0 0h16v16H0z"></path><path fill="#0157ff" d="M8.108.7l2.352 4.764 5.257.764-3.804 3.708.898 5.236L8.108 12.7l-4.702 2.472.898-5.236L.5 6.228l5.257-.764L8.108.7zm1.688 5.678L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661-3.772-.548z"></path><path fill="#0157ff" d="M9.796 6.378L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661z"></path></g></svg></span><span class="RatingStars-icon Icon Icon--xs"><svg class="Icon-glyph" width="16" height="16" viewBox="0 0 16 16" xmlns="http://www.w3.org/2000/svg"><title>star icon</title><g fill="none" fill-rule="evenodd"><path d="M0 0h16v16H0z"></path><path fill="#0157ff" d="M8.108.7l2.352 4.764 5.257.764-3.804 3.708.898 5.236L8.108 12.7l-4.702 2.472.898-5.236L.5 6.228l5.257-.764L8.108.7zm1.688 5.678L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661-3.772-.548z"></path><path fill="#0157ff" d="M9.796 6.378L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661z"></path></g></svg></span><span class="RatingStars-icon Icon Icon--xs"><svg class="Icon-glyph" width="16" height="16" viewBox="0 0 16 16" xmlns="http://www.w3.org/2000/svg"><title>star icon</title><g fill="none" fill-rule="evenodd"><path d="M0 0h16v16H0z"></path><path fill="#0157ff" d="M8.108.7l2.352 4.764 5.257.764-3.804 3.708.898 5.236L8.108 12.7l-4.702 2.472.898-5.236L.5 6.228l5.257-.764L8.108.7zm1.688 5.678L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661-3.772-.548z"></path><path fill="#0157ff" d="M9.796 6.378L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661z"></path></g></svg></span><span class="RatingStars-icon Icon Icon--xs"><svg class="Icon-glyph" width="16" height="16" viewBox="0 0 16 16" xmlns="http://www.w3.org/2000/svg"><title>star icon</title><g fill="none" fill-rule="evenodd"><path d="M0 0h16v16H0z"></path><path fill="#0157ff" d="M8.108.7l2.352 4.764 5.257.764-3.804 3.708.898 5.236L8.108 12.7l-4.702 2.472.898-5.236L.5 6.228l5.257-.764L8.108.7zm1.688 5.678L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661-3.772-.548z"></path><path fill="#0157ff" d="M9.796 6.378L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661z"></path></g></svg></span><span class="RatingStars-icon Icon Icon--xs"><svg class="Icon-glyph" width="16" height="16" viewBox="0 0 16 16" xmlns="http://www.w3.org/2000/svg"><title>star icon</title><g fill="none" fill-rule="evenodd"><path d="M0 0h16v16H0z"></path><path fill="#0157ff" d="M8.108.7l2.352 4.764 5.257.764-3.804 3.708.898 5.236L8.108 12.7l-4.702 2.472.898-5.236L.5 6.228l5.257-.764L8.108.7zm1.688 5.678L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661-3.772-.548z"></path><path fill="#0157ff" d="M9.796 6.378L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661z"></path></g></svg></span></span></div><span class="RatingStars-iconContainer"><span class="RatingStars-icon Icon Icon--xs"><svg class="Icon-glyph" width="16" height="16" viewBox="0 0 16 16" xmlns="http://www.w3.org/2000/svg"><title>star icon</title><g fill="none" fill-rule="evenodd"><path d="M0 0h16v16H0z"></path><path fill="#0157ff" d="M8.108.7l2.352 4.764 5.257.764-3.804 3.708.898 5.236L8.108 12.7l-4.702 2.472.898-5.236L.5 6.228l5.257-.764L8.108.7zm1.688 5.678L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661-3.772-.548z"></path><path fill="#FFFFFF" d="M9.796 6.378L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661z"></path></g></svg></span><span class="RatingStars-icon Icon Icon--xs"><svg class="Icon-glyph" width="16" height="16" viewBox="0 0 16 16" xmlns="http://www.w3.org/2000/svg"><title>star icon</title><g fill="none" fill-rule="evenodd"><path d="M0 0h16v16H0z"></path><path fill="#0157ff" d="M8.108.7l2.352 4.764 5.257.764-3.804 3.708.898 5.236L8.108 12.7l-4.702 2.472.898-5.236L.5 6.228l5.257-.764L8.108.7zm1.688 5.678L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661-3.772-.548z"></path><path fill="#FFFFFF" d="M9.796 6.378L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661z"></path></g></svg></span><span class="RatingStars-icon Icon Icon--xs"><svg class="Icon-glyph" width="16" height="16" viewBox="0 0 16 16" xmlns="http://www.w3.org/2000/svg"><title>star icon</title><g fill="none" fill-rule="evenodd"><path d="M0 0h16v16H0z"></path><path fill="#0157ff" d="M8.108.7l2.352 4.764 5.257.764-3.804 3.708.898 5.236L8.108 12.7l-4.702 2.472.898-5.236L.5 6.228l5.257-.764L8.108.7zm1.688 5.678L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661-3.772-.548z"></path><path fill="#FFFFFF" d="M9.796 6.378L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661z"></path></g></svg></span><span class="RatingStars-icon Icon Icon--xs"><svg class="Icon-glyph" width="16" height="16" viewBox="0 0 16 16" xmlns="http://www.w3.org/2000/svg"><title>star icon</title><g fill="none" fill-rule="evenodd"><path d="M0 0h16v16H0z"></path><path fill="#0157ff" d="M8.108.7l2.352 4.764 5.257.764-3.804 3.708.898 5.236L8.108 12.7l-4.702 2.472.898-5.236L.5 6.228l5.257-.764L8.108.7zm1.688 5.678L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661-3.772-.548z"></path><path fill="#FFFFFF" d="M9.796 6.378L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661z"></path></g></svg></span><span class="RatingStars-icon Icon Icon--xs"><svg class="Icon-glyph" width="16" height="16" viewBox="0 0 16 16" xmlns="http://www.w3.org/2000/svg"><title>star icon</title><g fill="none" fill-rule="evenodd"><path d="M0 0h16v16H0z"></path><path fill="#0157ff" d="M8.108.7l2.352 4.764 5.257.764-3.804 3.708.898 5.236L8.108 12.7l-4.702 2.472.898-5.236L.5 6.228l5.257-.764L8.108.7zm1.688 5.678L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661-3.772-.548z"></path><path fill="#FFFFFF" d="M9.796 6.378L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661z"></path></g></svg></span></span></div><span data-testid="22105772-bankrate-score" class="font-sans text-sm relative top-[-2px] undefined font-bold">4.9</span></div><div class="Tooltip ml-2 mr-1 align-middle top-[1px]" data-testid="22105772-bankrate-score-tooltip"><button class="Tooltip-trigger relative top-[-8px]" aria-controls="tooltip-score" aria-expanded="false" role="button" tabindex="0"><span class="Icon Icon--xs fill-blue-600"><span class="inline-block align-middle relative icon-base-blue-600"><svg viewBox="0 0 16 16" width="16" height="16" xmlns="http://www.w3.org/2000/svg" focusable="false" class=""><path fill-rule="evenodd" clip-rule="evenodd" d="M8 16C12.4183 16 16 12.4183 16 8C16 3.58172 12.4183 0 8 0C3.58172 0 0 3.58172 0 8C0 12.4183 3.58172 16 8 16ZM8 15C4.13401 15 1 11.866 1 8C1 4.13401 4.13401 1 8 1C11.866 1 15 4.13401 15 8C15 11.866 11.866 15 8 15ZM7 5.0122C7 4.45122 7.45122 4 8 4C8.56098 4 9 4.45122 9 5.0122C9 5.54878 8.56098 6 8 6C7.45122 6 7 5.54878 7 5.0122ZM7 12V7H9V12H7Z" class="icon-base" fill="currentColor"></path><title>Info</title></svg></span></span><span class="sr-only">Hover to learn more</span></button><div class="Tooltip-content z-20 max-w-48 md:max-w-max Tooltip-content--anchorCenter Tooltip-content--belowTrigger hidden" id="tooltip-score" role="tooltip" aria-hidden="true"><div class="Tooltip-body text-gray-700"><div class="Tooltip-arrow"></div><p class="text-gray-700 text-sm m-0" data-testid="22105772-bankrate-score-tooltip-text">Our writers, editors and industry experts score credit cards based on a variety of factors including card features, bonus offers and independent research. Credit card issuers have no say or influence on how we rate cards.</p></div></div></div><a href="/credit-cards/reviews/capital-one-venture-rewards-credit-card/" class="text-xs Link Link--standalone inline-flex align-middle" data-testid="22105772-bankrate-score-link">Bankrate review</a></div></div></div><div class="mt-4 hidden md:block"><div class="CompareSelector w-fit"><label class="FormCheckbox hover:before:bg-white hover:before:shadow-none undefined"><span class="text-black font-circular-bold text-sm mr-3 inline-block">Add to compare</span><input class="FormCheckbox-input form-checkbox__input" type="checkbox" data-testid="compare-desktop"/><span class="FormCheckbox-fauxInput Icon Icon--sm mr-0"><svg class="Icon-glyph" viewBox="0 0 12 9" fill-rule="evenodd"><path d="M4.1 6.1L1.4 3.4 0 4.9 4.1 9l7.6-7.6L10.3 0z"></path></svg></span></label></div></div></div><div class="md:col-span-4 text-center"><div class="mb-2 w-full text-black bg-blue-600/5 border border-blue-600/50 rounded text-sm md:text-xs lg:text-sm max-w-sm mx-auto h-9 flex items-center justify-center"><span class="font-thin mr-1 ml-0.5">Recommended credit score:</span><span class="font-bold" data-testid="22105772-recommended-credit">(670 - 850)</span><div class="Tooltip ml-1 top-[1px]" data-testid="22105772-recommended-credit-tooltip"><button class="Tooltip-trigger" aria-controls="tooltip-credit" aria-expanded="false" role="button" tabindex="0"><span class="Icon Icon--xs fill-blue-600"><span class="inline-block align-middle relative icon-base-blue-600 top-[-3px]"><svg viewBox="0 0 16 16" width="16" height="16" xmlns="http://www.w3.org/2000/svg" focusable="false" class=""><path fill-rule="evenodd" clip-rule="evenodd" d="M8 16C12.4183 16 16 12.4183 16 8C16 3.58172 12.4183 0 8 0C3.58172 0 0 3.58172 0 8C0 12.4183 3.58172 16 8 16ZM8 15C4.13401 15 1 11.866 1 8C1 4.13401 4.13401 1 8 1C11.866 1 15 4.13401 15 8C15 11.866 11.866 15 8 15ZM7 5.0122C7 4.45122 7.45122 4 8 4C8.56098 4 9 4.45122 9 5.0122C9 5.54878 8.56098 6 8 6C7.45122 6 7 5.54878 7 5.0122ZM7 12V7H9V12H7Z" class="icon-base" fill="currentColor"></path><title>Info</title></svg></span></span><span class="sr-only">Hover to learn more</span></button><div class="Tooltip-content z-20 max-w-48 md:max-w-max Tooltip-content--anchorRight Tooltip-content--belowTrigger hidden" id="tooltip-credit" role="tooltip" aria-hidden="true"><div class="Tooltip-body text-gray-700"><div class="Tooltip-arrow"></div><p class="text-gray-700 text-sm mb-0" data-testid="22105772-recommended-credit-tooltip-text">A FICO score/credit score is used to represent the creditworthiness of a person and may be one indicator to the credit type you are eligible for. However, credit score alone does not guarantee or imply approval for any financial product.</p></div></div></div></div><a href="" class="Button w-full no-underline block mx-auto Button--primary" target="_blank" rel="sponsored" data-testid="22105772-apply-now-btn">Apply now<span class="inline-block align-middle relative -mt-1 ml-2 Icon Icon--xs"><svg class="Icon-glyph " viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false"><path fill-rule="evenodd" clip-rule="evenodd" d="M16.1489 7.0377V8.47406H7.8423V6.97713C7.8423 4.71879 9.70262 2.88443 11.9956 2.88443C14.2885 2.88443 16.1489 4.74475 16.1489 7.0377ZM6.45787 6.97713V8.47406H6.23319C4.57188 8.47406 3.23071 9.82387 3.23071 11.4765V19.4975C3.23071 21.1589 4.58053 22.5 6.23319 22.5H17.7672V22.4914C19.4285 22.4914 20.7697 21.1242 20.7697 19.437V11.4765C20.7697 9.81522 19.4198 8.47406 17.7672 8.47406H17.5333V7.0377C17.5333 3.98331 15.05 1.5 11.9956 1.5C8.94119 1.5 6.45787 3.95735 6.45787 6.97713ZM6.22453 9.86714C5.33331 9.86714 4.60649 10.594 4.60649 11.4852V19.5062C4.60649 20.3974 5.33331 21.1242 6.22453 21.1242H17.7585C18.6671 21.1242 19.3766 20.3888 19.3766 19.4543V11.4938C19.3766 10.6026 18.6498 9.87579 17.7585 9.87579H6.22453V9.86714ZM11.3036 16.6681C11.3036 17.0488 11.6151 17.3603 11.9958 17.3603C12.3765 17.3603 12.688 17.0488 12.688 16.6681V14.306C12.688 13.9252 12.3765 13.6137 11.9958 13.6137C11.6151 13.6137 11.3036 13.9252 11.3036 14.306V16.6681Z" class="icon-base"></path><title>Lock</title></svg></span></a><p class="text-xs mt-2 sm:mt-3 text-gray-700 mb-0" data-testid="22105772-secure-site">on Capital One's secure site</p><a href="https://d25970n8puso9u.cloudfront.net/disclosure.30761.en-US.pdf" target="_blank" class="Link text-xs" rel="sponsored noopener noreferrer" data-testid="22105772-rates-and-fees">See Rates & Fees</a></div></div><div class="grid grid-cols-2 md:grid-cols-4 gap-4 p-4 md:p-6 justify-start align-items-center"><div data-offer="introOffer"><div class="flex"><p class="mb-0 text-gray-700 text-sm font-bold">Intro offer</p><div class="Tooltip ml-1 h-4" data-testid="undefined"><button class="Tooltip-trigger relative top-[-8px]" aria-controls="tooltip-0" aria-expanded="false" role="button" tabindex="0"><span class="Icon Icon--xs fill-blue-600"><span class="inline-block align-middle relative icon-base-blue-600"><svg viewBox="0 0 16 16" width="16" height="16" xmlns="http://www.w3.org/2000/svg" focusable="false" class=""><path fill-rule="evenodd" clip-rule="evenodd" d="M8 16C12.4183 16 16 12.4183 16 8C16 3.58172 12.4183 0 8 0C3.58172 0 0 3.58172 0 8C0 12.4183 3.58172 16 8 16ZM8 15C4.13401 15 1 11.866 1 8C1 4.13401 4.13401 1 8 1C11.866 1 15 4.13401 15 8C15 11.866 11.866 15 8 15ZM7 5.0122C7 4.45122 7.45122 4 8 4C8.56098 4 9 4.45122 9 5.0122C9 5.54878 8.56098 6 8 6C7.45122 6 7 5.54878 7 5.0122ZM7 12V7H9V12H7Z" class="icon-base" fill="currentColor"></path><title>Info</title></svg></span></span><span class="sr-only">Hover to learn more</span></button><div class="Tooltip-content z-20 max-w-48 md:max-w-max Tooltip-content--anchorLeft hidden" id="tooltip-0" role="tooltip" aria-hidden="true"><div class="Tooltip-body text-gray-700"><div class="Tooltip-arrow"></div><p class="text-gray-700 text-sm mb-0">75,000 miles once you spend $4,000 on purchases within 3 months from account opening</p></div></div></div></div><p class="mb-0 text-black font-sans font-bold text-md md:text-lg leading-[100%]">75,000 miles</p></div><div data-offer="rewardsRate"><div class="flex"><p class="mb-0 text-gray-700 text-sm font-bold">Rewards rate</p><div class="Tooltip ml-1 h-4" data-testid="undefined"><button class="Tooltip-trigger relative top-[-8px]" aria-controls="tooltip-1" aria-expanded="false" role="button" tabindex="0"><span class="Icon Icon--xs fill-blue-600"><span class="inline-block align-middle relative icon-base-blue-600"><svg viewBox="0 0 16 16" width="16" height="16" xmlns="http://www.w3.org/2000/svg" focusable="false" class=""><path fill-rule="evenodd" clip-rule="evenodd" d="M8 16C12.4183 16 16 12.4183 16 8C16 3.58172 12.4183 0 8 0C3.58172 0 0 3.58172 0 8C0 12.4183 3.58172 16 8 16ZM8 15C4.13401 15 1 11.866 1 8C1 4.13401 4.13401 1 8 1C11.866 1 15 4.13401 15 8C15 11.866 11.866 15 8 15ZM7 5.0122C7 4.45122 7.45122 4 8 4C8.56098 4 9 4.45122 9 5.0122C9 5.54878 8.56098 6 8 6C7.45122 6 7 5.54878 7 5.0122ZM7 12V7H9V12H7Z" class="icon-base" fill="currentColor"></path><title>Info</title></svg></span></span><span class="sr-only">Hover to learn more</span></button><div class="Tooltip-content z-20 max-w-48 md:max-w-max Tooltip-content--anchorRight hidden" id="tooltip-1" role="tooltip" aria-hidden="true"><div class="Tooltip-body text-gray-700"><div class="Tooltip-arrow"></div><p class="text-gray-700 text-sm mb-0">5 Miles per dollar on hotels, vacation rentals and rental cars booked through Capital One Travel, 2 Miles per dollar on every purchase, every day</p></div></div></div></div><p class="mb-0 text-black font-sans font-bold text-md md:text-lg leading-[100%]">2 Miles - 5 Miles</p></div><div data-offer="annualFee"><div class="flex"><p class="mb-0 text-gray-700 text-sm font-bold">Annual fee</p></div><p class="mb-0 text-black font-sans font-bold text-md md:text-lg leading-[100%]">$95</p></div><div data-offer="regularAPR"><div class="flex"><p class="mb-0 text-gray-700 text-sm font-bold">Regular APR</p></div><p class="mb-0 text-black font-sans font-bold text-md md:text-lg leading-[100%]">19.99% - 29.74% (Variable)</p></div></div><div class="px-6 pb-6 pt-2 md:py-6"><p class="bg-blue-600/5 mb-0 p-4 rounded-lg text-sm" data-testid="22105772-why-like-this"><span class="font-bold block md:inline">Why you'll like this:</span> It boasts solid short- and long-term value with its flat rewards rate and new welcome offer, which offers a terrific return on spend.</p></div><div class="Accordion border-t-0 border-b border-gray-200" data-testid="22105772-reward-details"><div class="Accordion-item border-b-0 py-2"><button class="flex w-full items-center px-4 md:px-6" aria-controls="reward-details" aria-expanded="false" type="button"><div class="Accordion-title mb-0 font-bold text-lg">Reward Details</div><span class="Icon Icon--xs flex items-center"><span class="inline-block align-middle relative duration-500"><svg xmlns="http://www.w3.org/2000/svg" class="Icon-glyph fill-blue-600" viewBox="0 0 11 8" focusable="false"><path fill="" fill-rule="evenodd" d="M3.875 5.875l-3.75-3.75 1.25-1.25 3.75 3.75 3.75-3.75 1.25 1.25-5 5-1.25-1.25z"></path></svg></span></span></button></div></div><div class="Accordion border-t-0 border-gray-200" data-testid="22105772-pros-cons"><div class="Accordion-item border-gray-200 py-2"><button class="flex w-full items-center px-4 md:px-6 hover:bg-white" aria-controls="pros-cons" aria-expanded="false" type="button"><div class="Accordion-title mb-0 font-bold text-lg">Editor's take</div><span class="Icon Icon--xs flex items-center"><span class="inline-block align-middle relative duration-500"><svg xmlns="http://www.w3.org/2000/svg" class="Icon-glyph fill-blue-600" viewBox="0 0 11 8" focusable="false"><path fill="" fill-rule="evenodd" d="M3.875 5.875l-3.75-3.75 1.25-1.25 3.75 3.75 3.75-3.75 1.25 1.25-5 5-1.25-1.25z"></path></svg></span></span></button></div></div><div class="Accordion border-t-0" data-testid="22105772-card-details"><div class="Accordion-item border-b-0 py-2"><button class="flex w-full items-center px-4 md:px-6" aria-controls="details-bullets" aria-expanded="false" type="button"><div class="Accordion-title mb-0 font-bold text-lg">Card Details</div><span class="Icon Icon--xs flex items-center"><span class="inline-block align-middle relative duration-500"><svg xmlns="http://www.w3.org/2000/svg" class="Icon-glyph fill-blue-600" viewBox="0 0 11 8" focusable="false"><path fill="" fill-rule="evenodd" d="M3.875 5.875l-3.75-3.75 1.25-1.25 3.75 3.75 3.75-3.75 1.25 1.25-5 5-1.25-1.25z"></path></svg></span></span></button></div></div></div><div id="card10" class="rounded-lg border mb-8" data-pid="22105773" data-testid="22105773-category-product-box"><div class="grid gap-6 grid-cols-1 md:grid-cols-12 p-2 md:p-6 border-b"><div class="md:col-span-8"><div class="mb-1 md:hidden flex flex-row justify-end"><div class="CompareSelector w-fit"><label class="FormCheckbox hover:before:bg-white hover:before:shadow-none undefined"><span class="text-black font-circular-bold text-sm mr-3 inline-block">Add to compare</span><input class="FormCheckbox-input form-checkbox__input" type="checkbox" data-testid="compare-mobile"/><span class="FormCheckbox-fauxInput Icon Icon--sm mr-0"><svg class="Icon-glyph" viewBox="0 0 12 9" fill-rule="evenodd"><path d="M4.1 6.1L1.4 3.4 0 4.9 4.1 9l7.6-7.6L10.3 0z"></path></svg></span></label></div></div><p data-testid="22105773-superlative" class="text-blue-600 font-sans font-bold mb-3 text-sm mt-3 md:mt-0">Best no-annual-fee travel card</p><div class="grid gap-4 grid-cols-12"><div class="col-span-4 row-span-2 md:col-span-3 lg:col-span-2 flex items-center"><a data-testid="22105773-card-art-link" href="" class="no-underline" target="_blank"><figure class="mb-0"><img data-testid="22105773-card-art" src="https://cdn.prodstatic.com/shared/images/cards/219x139/596ce980-6f88-11ef-88db-67757e6c8737.png?auto=webp" alt="Capital One VentureOne Rewards Credit Card" loading="lazy"/></figure></a></div><div class="col-span-8 row-span-2 flex items-center md:row-span-1 md:col-span-9 lg:col-span-10 md:items-end"><a data-testid="22105773-card-name-link" href="" class="no-underline" target="_blank"><h2 data-testid="22105773-card-name" class="text-lg md:text-2xl leading-6 md:leading-7 text-black m-0 hover:text-blue-600 hover:underline">Capital One VentureOne Rewards Credit Card</h2></a></div><div class="col-span-12 flex items-start md:col-span-8"><div class="basis-full md:inline-flex md:items-center"><p class="font-bold text-sm mb-0 md:inline mr-2">Bankrate score</p><div class="inline-block align-middle"><div class="RatingStars mr-2 mt-1" aria-label="4.1 star rating"><div class="RatingStars-iconMask" style="width:82%"><span class="RatingStars-iconContainer"><span class="RatingStars-icon Icon Icon--xs"><svg class="Icon-glyph" width="16" height="16" viewBox="0 0 16 16" xmlns="http://www.w3.org/2000/svg"><title>star icon</title><g fill="none" fill-rule="evenodd"><path d="M0 0h16v16H0z"></path><path fill="#0157ff" d="M8.108.7l2.352 4.764 5.257.764-3.804 3.708.898 5.236L8.108 12.7l-4.702 2.472.898-5.236L.5 6.228l5.257-.764L8.108.7zm1.688 5.678L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661-3.772-.548z"></path><path fill="#0157ff" d="M9.796 6.378L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661z"></path></g></svg></span><span class="RatingStars-icon Icon Icon--xs"><svg class="Icon-glyph" width="16" height="16" viewBox="0 0 16 16" xmlns="http://www.w3.org/2000/svg"><title>star icon</title><g fill="none" fill-rule="evenodd"><path d="M0 0h16v16H0z"></path><path fill="#0157ff" d="M8.108.7l2.352 4.764 5.257.764-3.804 3.708.898 5.236L8.108 12.7l-4.702 2.472.898-5.236L.5 6.228l5.257-.764L8.108.7zm1.688 5.678L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661-3.772-.548z"></path><path fill="#0157ff" d="M9.796 6.378L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661z"></path></g></svg></span><span class="RatingStars-icon Icon Icon--xs"><svg class="Icon-glyph" width="16" height="16" viewBox="0 0 16 16" xmlns="http://www.w3.org/2000/svg"><title>star icon</title><g fill="none" fill-rule="evenodd"><path d="M0 0h16v16H0z"></path><path fill="#0157ff" d="M8.108.7l2.352 4.764 5.257.764-3.804 3.708.898 5.236L8.108 12.7l-4.702 2.472.898-5.236L.5 6.228l5.257-.764L8.108.7zm1.688 5.678L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661-3.772-.548z"></path><path fill="#0157ff" d="M9.796 6.378L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661z"></path></g></svg></span><span class="RatingStars-icon Icon Icon--xs"><svg class="Icon-glyph" width="16" height="16" viewBox="0 0 16 16" xmlns="http://www.w3.org/2000/svg"><title>star icon</title><g fill="none" fill-rule="evenodd"><path d="M0 0h16v16H0z"></path><path fill="#0157ff" d="M8.108.7l2.352 4.764 5.257.764-3.804 3.708.898 5.236L8.108 12.7l-4.702 2.472.898-5.236L.5 6.228l5.257-.764L8.108.7zm1.688 5.678L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661-3.772-.548z"></path><path fill="#0157ff" d="M9.796 6.378L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661z"></path></g></svg></span><span class="RatingStars-icon Icon Icon--xs"><svg class="Icon-glyph" width="16" height="16" viewBox="0 0 16 16" xmlns="http://www.w3.org/2000/svg"><title>star icon</title><g fill="none" fill-rule="evenodd"><path d="M0 0h16v16H0z"></path><path fill="#0157ff" d="M8.108.7l2.352 4.764 5.257.764-3.804 3.708.898 5.236L8.108 12.7l-4.702 2.472.898-5.236L.5 6.228l5.257-.764L8.108.7zm1.688 5.678L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661-3.772-.548z"></path><path fill="#0157ff" d="M9.796 6.378L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661z"></path></g></svg></span></span></div><span class="RatingStars-iconContainer"><span class="RatingStars-icon Icon Icon--xs"><svg class="Icon-glyph" width="16" height="16" viewBox="0 0 16 16" xmlns="http://www.w3.org/2000/svg"><title>star icon</title><g fill="none" fill-rule="evenodd"><path d="M0 0h16v16H0z"></path><path fill="#0157ff" d="M8.108.7l2.352 4.764 5.257.764-3.804 3.708.898 5.236L8.108 12.7l-4.702 2.472.898-5.236L.5 6.228l5.257-.764L8.108.7zm1.688 5.678L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661-3.772-.548z"></path><path fill="#FFFFFF" d="M9.796 6.378L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661z"></path></g></svg></span><span class="RatingStars-icon Icon Icon--xs"><svg class="Icon-glyph" width="16" height="16" viewBox="0 0 16 16" xmlns="http://www.w3.org/2000/svg"><title>star icon</title><g fill="none" fill-rule="evenodd"><path d="M0 0h16v16H0z"></path><path fill="#0157ff" d="M8.108.7l2.352 4.764 5.257.764-3.804 3.708.898 5.236L8.108 12.7l-4.702 2.472.898-5.236L.5 6.228l5.257-.764L8.108.7zm1.688 5.678L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661-3.772-.548z"></path><path fill="#FFFFFF" d="M9.796 6.378L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661z"></path></g></svg></span><span class="RatingStars-icon Icon Icon--xs"><svg class="Icon-glyph" width="16" height="16" viewBox="0 0 16 16" xmlns="http://www.w3.org/2000/svg"><title>star icon</title><g fill="none" fill-rule="evenodd"><path d="M0 0h16v16H0z"></path><path fill="#0157ff" d="M8.108.7l2.352 4.764 5.257.764-3.804 3.708.898 5.236L8.108 12.7l-4.702 2.472.898-5.236L.5 6.228l5.257-.764L8.108.7zm1.688 5.678L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661-3.772-.548z"></path><path fill="#FFFFFF" d="M9.796 6.378L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661z"></path></g></svg></span><span class="RatingStars-icon Icon Icon--xs"><svg class="Icon-glyph" width="16" height="16" viewBox="0 0 16 16" xmlns="http://www.w3.org/2000/svg"><title>star icon</title><g fill="none" fill-rule="evenodd"><path d="M0 0h16v16H0z"></path><path fill="#0157ff" d="M8.108.7l2.352 4.764 5.257.764-3.804 3.708.898 5.236L8.108 12.7l-4.702 2.472.898-5.236L.5 6.228l5.257-.764L8.108.7zm1.688 5.678L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661-3.772-.548z"></path><path fill="#FFFFFF" d="M9.796 6.378L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661z"></path></g></svg></span><span class="RatingStars-icon Icon Icon--xs"><svg class="Icon-glyph" width="16" height="16" viewBox="0 0 16 16" xmlns="http://www.w3.org/2000/svg"><title>star icon</title><g fill="none" fill-rule="evenodd"><path d="M0 0h16v16H0z"></path><path fill="#0157ff" d="M8.108.7l2.352 4.764 5.257.764-3.804 3.708.898 5.236L8.108 12.7l-4.702 2.472.898-5.236L.5 6.228l5.257-.764L8.108.7zm1.688 5.678L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661-3.772-.548z"></path><path fill="#FFFFFF" d="M9.796 6.378L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661z"></path></g></svg></span></span></div><span data-testid="22105773-bankrate-score" class="font-sans text-sm relative top-[-2px] undefined font-bold">4.1</span></div><div class="Tooltip ml-2 mr-1 align-middle top-[1px]" data-testid="22105773-bankrate-score-tooltip"><button class="Tooltip-trigger relative top-[-8px]" aria-controls="tooltip-score" aria-expanded="false" role="button" tabindex="0"><span class="Icon Icon--xs fill-blue-600"><span class="inline-block align-middle relative icon-base-blue-600"><svg viewBox="0 0 16 16" width="16" height="16" xmlns="http://www.w3.org/2000/svg" focusable="false" class=""><path fill-rule="evenodd" clip-rule="evenodd" d="M8 16C12.4183 16 16 12.4183 16 8C16 3.58172 12.4183 0 8 0C3.58172 0 0 3.58172 0 8C0 12.4183 3.58172 16 8 16ZM8 15C4.13401 15 1 11.866 1 8C1 4.13401 4.13401 1 8 1C11.866 1 15 4.13401 15 8C15 11.866 11.866 15 8 15ZM7 5.0122C7 4.45122 7.45122 4 8 4C8.56098 4 9 4.45122 9 5.0122C9 5.54878 8.56098 6 8 6C7.45122 6 7 5.54878 7 5.0122ZM7 12V7H9V12H7Z" class="icon-base" fill="currentColor"></path><title>Info</title></svg></span></span><span class="sr-only">Hover to learn more</span></button><div class="Tooltip-content z-20 max-w-48 md:max-w-max Tooltip-content--anchorCenter Tooltip-content--belowTrigger hidden" id="tooltip-score" role="tooltip" aria-hidden="true"><div class="Tooltip-body text-gray-700"><div class="Tooltip-arrow"></div><p class="text-gray-700 text-sm m-0" data-testid="22105773-bankrate-score-tooltip-text">Our writers, editors and industry experts score credit cards based on a variety of factors including card features, bonus offers and independent research. Credit card issuers have no say or influence on how we rate cards.</p></div></div></div><a href="/credit-cards/reviews/capital-one-ventureone-rewards-credit-card/" class="text-xs Link Link--standalone inline-flex align-middle" data-testid="22105773-bankrate-score-link">Bankrate review</a></div></div></div><div class="mt-4 hidden md:block"><div class="CompareSelector w-fit"><label class="FormCheckbox hover:before:bg-white hover:before:shadow-none undefined"><span class="text-black font-circular-bold text-sm mr-3 inline-block">Add to compare</span><input class="FormCheckbox-input form-checkbox__input" type="checkbox" data-testid="compare-desktop"/><span class="FormCheckbox-fauxInput Icon Icon--sm mr-0"><svg class="Icon-glyph" viewBox="0 0 12 9" fill-rule="evenodd"><path d="M4.1 6.1L1.4 3.4 0 4.9 4.1 9l7.6-7.6L10.3 0z"></path></svg></span></label></div></div></div><div class="md:col-span-4 text-center"><div class="mb-2 w-full text-black bg-blue-600/5 border border-blue-600/50 rounded text-sm md:text-xs lg:text-sm max-w-sm mx-auto h-9 flex items-center justify-center"><span class="font-thin mr-1 ml-0.5">Recommended credit score:</span><span class="font-bold" data-testid="22105773-recommended-credit">(670 - 850)</span><div class="Tooltip ml-1 top-[1px]" data-testid="22105773-recommended-credit-tooltip"><button class="Tooltip-trigger" aria-controls="tooltip-credit" aria-expanded="false" role="button" tabindex="0"><span class="Icon Icon--xs fill-blue-600"><span class="inline-block align-middle relative icon-base-blue-600 top-[-3px]"><svg viewBox="0 0 16 16" width="16" height="16" xmlns="http://www.w3.org/2000/svg" focusable="false" class=""><path fill-rule="evenodd" clip-rule="evenodd" d="M8 16C12.4183 16 16 12.4183 16 8C16 3.58172 12.4183 0 8 0C3.58172 0 0 3.58172 0 8C0 12.4183 3.58172 16 8 16ZM8 15C4.13401 15 1 11.866 1 8C1 4.13401 4.13401 1 8 1C11.866 1 15 4.13401 15 8C15 11.866 11.866 15 8 15ZM7 5.0122C7 4.45122 7.45122 4 8 4C8.56098 4 9 4.45122 9 5.0122C9 5.54878 8.56098 6 8 6C7.45122 6 7 5.54878 7 5.0122ZM7 12V7H9V12H7Z" class="icon-base" fill="currentColor"></path><title>Info</title></svg></span></span><span class="sr-only">Hover to learn more</span></button><div class="Tooltip-content z-20 max-w-48 md:max-w-max Tooltip-content--anchorRight Tooltip-content--belowTrigger hidden" id="tooltip-credit" role="tooltip" aria-hidden="true"><div class="Tooltip-body text-gray-700"><div class="Tooltip-arrow"></div><p class="text-gray-700 text-sm mb-0" data-testid="22105773-recommended-credit-tooltip-text">A FICO score/credit score is used to represent the creditworthiness of a person and may be one indicator to the credit type you are eligible for. However, credit score alone does not guarantee or imply approval for any financial product.</p></div></div></div></div><a href="" class="Button w-full no-underline block mx-auto Button--primary" target="_blank" rel="sponsored" data-testid="22105773-apply-now-btn">Apply now<span class="inline-block align-middle relative -mt-1 ml-2 Icon Icon--xs"><svg class="Icon-glyph " viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false"><path fill-rule="evenodd" clip-rule="evenodd" d="M16.1489 7.0377V8.47406H7.8423V6.97713C7.8423 4.71879 9.70262 2.88443 11.9956 2.88443C14.2885 2.88443 16.1489 4.74475 16.1489 7.0377ZM6.45787 6.97713V8.47406H6.23319C4.57188 8.47406 3.23071 9.82387 3.23071 11.4765V19.4975C3.23071 21.1589 4.58053 22.5 6.23319 22.5H17.7672V22.4914C19.4285 22.4914 20.7697 21.1242 20.7697 19.437V11.4765C20.7697 9.81522 19.4198 8.47406 17.7672 8.47406H17.5333V7.0377C17.5333 3.98331 15.05 1.5 11.9956 1.5C8.94119 1.5 6.45787 3.95735 6.45787 6.97713ZM6.22453 9.86714C5.33331 9.86714 4.60649 10.594 4.60649 11.4852V19.5062C4.60649 20.3974 5.33331 21.1242 6.22453 21.1242H17.7585C18.6671 21.1242 19.3766 20.3888 19.3766 19.4543V11.4938C19.3766 10.6026 18.6498 9.87579 17.7585 9.87579H6.22453V9.86714ZM11.3036 16.6681C11.3036 17.0488 11.6151 17.3603 11.9958 17.3603C12.3765 17.3603 12.688 17.0488 12.688 16.6681V14.306C12.688 13.9252 12.3765 13.6137 11.9958 13.6137C11.6151 13.6137 11.3036 13.9252 11.3036 14.306V16.6681Z" class="icon-base"></path><title>Lock</title></svg></span></a><p class="text-xs mt-2 sm:mt-3 text-gray-700 mb-0" data-testid="22105773-secure-site">on Capital One's secure site</p><a href="https://d25970n8puso9u.cloudfront.net/disclosure.30769.en-US.pdf" target="_blank" class="Link text-xs" rel="sponsored noopener noreferrer" data-testid="22105773-rates-and-fees">See Rates & Fees</a></div></div><div class="grid grid-cols-2 md:grid-cols-4 gap-4 p-4 md:p-6 justify-start align-items-center"><div data-offer="introOffer"><div class="flex"><p class="mb-0 text-gray-700 text-sm font-bold">Intro offer</p><div class="Tooltip ml-1 h-4" data-testid="undefined"><button class="Tooltip-trigger relative top-[-8px]" aria-controls="tooltip-0" aria-expanded="false" role="button" tabindex="0"><span class="Icon Icon--xs fill-blue-600"><span class="inline-block align-middle relative icon-base-blue-600"><svg viewBox="0 0 16 16" width="16" height="16" xmlns="http://www.w3.org/2000/svg" focusable="false" class=""><path fill-rule="evenodd" clip-rule="evenodd" d="M8 16C12.4183 16 16 12.4183 16 8C16 3.58172 12.4183 0 8 0C3.58172 0 0 3.58172 0 8C0 12.4183 3.58172 16 8 16ZM8 15C4.13401 15 1 11.866 1 8C1 4.13401 4.13401 1 8 1C11.866 1 15 4.13401 15 8C15 11.866 11.866 15 8 15ZM7 5.0122C7 4.45122 7.45122 4 8 4C8.56098 4 9 4.45122 9 5.0122C9 5.54878 8.56098 6 8 6C7.45122 6 7 5.54878 7 5.0122ZM7 12V7H9V12H7Z" class="icon-base" fill="currentColor"></path><title>Info</title></svg></span></span><span class="sr-only">Hover to learn more</span></button><div class="Tooltip-content z-20 max-w-48 md:max-w-max Tooltip-content--anchorLeft hidden" id="tooltip-0" role="tooltip" aria-hidden="true"><div class="Tooltip-body text-gray-700"><div class="Tooltip-arrow"></div><p class="text-gray-700 text-sm mb-0">Earn a bonus of 20,000 miles once you spend $500 on purchases within 3 months from account opening, equal to $200 in travel</p></div></div></div></div><p class="mb-0 text-black font-sans font-bold text-md md:text-lg leading-[100%]">20,000 miles</p></div><div data-offer="rewardsRate"><div class="flex"><p class="mb-0 text-gray-700 text-sm font-bold">Rewards rate</p><div class="Tooltip ml-1 h-4" data-testid="undefined"><button class="Tooltip-trigger relative top-[-8px]" aria-controls="tooltip-1" aria-expanded="false" role="button" tabindex="0"><span class="Icon Icon--xs fill-blue-600"><span class="inline-block align-middle relative icon-base-blue-600"><svg viewBox="0 0 16 16" width="16" height="16" xmlns="http://www.w3.org/2000/svg" focusable="false" class=""><path fill-rule="evenodd" clip-rule="evenodd" d="M8 16C12.4183 16 16 12.4183 16 8C16 3.58172 12.4183 0 8 0C3.58172 0 0 3.58172 0 8C0 12.4183 3.58172 16 8 16ZM8 15C4.13401 15 1 11.866 1 8C1 4.13401 4.13401 1 8 1C11.866 1 15 4.13401 15 8C15 11.866 11.866 15 8 15ZM7 5.0122C7 4.45122 7.45122 4 8 4C8.56098 4 9 4.45122 9 5.0122C9 5.54878 8.56098 6 8 6C7.45122 6 7 5.54878 7 5.0122ZM7 12V7H9V12H7Z" class="icon-base" fill="currentColor"></path><title>Info</title></svg></span></span><span class="sr-only">Hover to learn more</span></button><div class="Tooltip-content z-20 max-w-48 md:max-w-max Tooltip-content--anchorRight hidden" id="tooltip-1" role="tooltip" aria-hidden="true"><div class="Tooltip-body text-gray-700"><div class="Tooltip-arrow"></div><p class="text-gray-700 text-sm mb-0">5 Miles per dollar on hotels and rental cars booked through Capital One Travel, 1.25 Miles per dollar on every purchase, every day</p></div></div></div></div><p class="mb-0 text-black font-sans font-bold text-md md:text-lg leading-[100%]">1.25 Miles - 5 Miles</p></div><div data-offer="annualFee"><div class="flex"><p class="mb-0 text-gray-700 text-sm font-bold">Annual fee</p></div><p class="mb-0 text-black font-sans font-bold text-md md:text-lg leading-[100%]">$0</p></div><div data-offer="regularAPR"><div class="flex"><p class="mb-0 text-gray-700 text-sm font-bold">Regular APR</p></div><p class="mb-0 text-black font-sans font-bold text-md md:text-lg leading-[100%]">19.74% - 29.74% (Variable)</p></div></div><div class="px-6 pb-6 pt-2 md:py-6"><p class="bg-blue-600/5 mb-0 p-4 rounded-lg text-sm" data-testid="22105773-why-like-this"><span class="font-bold block md:inline">Why you'll like this:</span> Earning travel rewards is simple and low risk thanks to its solid flat rewards rate and $0 annual fee.</p></div><div class="Accordion border-t-0 border-b border-gray-200" data-testid="22105773-reward-details"><div class="Accordion-item border-b-0 py-2"><button class="flex w-full items-center px-4 md:px-6" aria-controls="reward-details" aria-expanded="false" type="button"><div class="Accordion-title mb-0 font-bold text-lg">Reward Details</div><span class="Icon Icon--xs flex items-center"><span class="inline-block align-middle relative duration-500"><svg xmlns="http://www.w3.org/2000/svg" class="Icon-glyph fill-blue-600" viewBox="0 0 11 8" focusable="false"><path fill="" fill-rule="evenodd" d="M3.875 5.875l-3.75-3.75 1.25-1.25 3.75 3.75 3.75-3.75 1.25 1.25-5 5-1.25-1.25z"></path></svg></span></span></button></div></div><div class="Accordion border-t-0 border-gray-200" data-testid="22105773-pros-cons"><div class="Accordion-item border-gray-200 py-2"><button class="flex w-full items-center px-4 md:px-6 hover:bg-white" aria-controls="pros-cons" aria-expanded="false" type="button"><div class="Accordion-title mb-0 font-bold text-lg">Editor's take</div><span class="Icon Icon--xs flex items-center"><span class="inline-block align-middle relative duration-500"><svg xmlns="http://www.w3.org/2000/svg" class="Icon-glyph fill-blue-600" viewBox="0 0 11 8" focusable="false"><path fill="" fill-rule="evenodd" d="M3.875 5.875l-3.75-3.75 1.25-1.25 3.75 3.75 3.75-3.75 1.25 1.25-5 5-1.25-1.25z"></path></svg></span></span></button></div></div><div class="Accordion border-t-0" data-testid="22105773-card-details"><div class="Accordion-item border-b-0 py-2"><button class="flex w-full items-center px-4 md:px-6" aria-controls="details-bullets" aria-expanded="false" type="button"><div class="Accordion-title mb-0 font-bold text-lg">Card Details</div><span class="Icon Icon--xs flex items-center"><span class="inline-block align-middle relative duration-500"><svg xmlns="http://www.w3.org/2000/svg" class="Icon-glyph fill-blue-600" viewBox="0 0 11 8" focusable="false"><path fill="" fill-rule="evenodd" d="M3.875 5.875l-3.75-3.75 1.25-1.25 3.75 3.75 3.75-3.75 1.25 1.25-5 5-1.25-1.25z"></path></svg></span></span></button></div></div></div><div id="card11" class="rounded-lg border mb-8" data-pid="6344" data-testid="6344-category-product-box"><div class="grid gap-6 grid-cols-1 md:grid-cols-12 p-2 md:p-6 border-b"><div class="md:col-span-8"><div class="mb-1 md:hidden flex flex-row justify-end"><div class="CompareSelector w-fit"><label class="FormCheckbox hover:before:bg-white hover:before:shadow-none undefined"><span class="text-black font-circular-bold text-sm mr-3 inline-block">Add to compare</span><input class="FormCheckbox-input form-checkbox__input" type="checkbox" data-testid="compare-mobile"/><span class="FormCheckbox-fauxInput Icon Icon--sm mr-0"><svg class="Icon-glyph" viewBox="0 0 12 9" fill-rule="evenodd"><path d="M4.1 6.1L1.4 3.4 0 4.9 4.1 9l7.6-7.6L10.3 0z"></path></svg></span></label></div></div><p data-testid="6344-superlative" class="text-blue-600 font-sans font-bold mb-3 text-sm mt-3 md:mt-0">Best for food and travel</p><div class="grid gap-4 grid-cols-12"><div class="col-span-4 row-span-2 md:col-span-3 lg:col-span-2 flex items-center"><a data-testid="6344-card-art-link" href="" class="no-underline" target="_blank"><figure class="mb-0"><img data-testid="6344-card-art" src="https://cdn.prodstatic.com/shared/images/cards/219x139/87ce2390-9d21-11ef-9a6e-b1df6310cacd.png?auto=webp" alt="American Express&reg; Gold Card" loading="lazy"/></figure></a></div><div class="col-span-8 row-span-2 flex items-center md:row-span-1 md:col-span-9 lg:col-span-10 md:items-end"><a data-testid="6344-card-name-link" href="" class="no-underline" target="_blank"><h2 data-testid="6344-card-name" class="text-lg md:text-2xl leading-6 md:leading-7 text-black m-0 hover:text-blue-600 hover:underline">American Express® Gold Card</h2></a></div><div class="col-span-12 flex items-start md:col-span-8"><div class="basis-full md:inline-flex md:items-center"><p class="font-bold text-sm mb-0 md:inline mr-2">Bankrate score</p><div class="inline-block align-middle"><div class="RatingStars mr-2 mt-1" aria-label="4.9 star rating"><div class="RatingStars-iconMask" style="width:98.00000000000001%"><span class="RatingStars-iconContainer"><span class="RatingStars-icon Icon Icon--xs"><svg class="Icon-glyph" width="16" height="16" viewBox="0 0 16 16" xmlns="http://www.w3.org/2000/svg"><title>star icon</title><g fill="none" fill-rule="evenodd"><path d="M0 0h16v16H0z"></path><path fill="#0157ff" d="M8.108.7l2.352 4.764 5.257.764-3.804 3.708.898 5.236L8.108 12.7l-4.702 2.472.898-5.236L.5 6.228l5.257-.764L8.108.7zm1.688 5.678L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661-3.772-.548z"></path><path fill="#0157ff" d="M9.796 6.378L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661z"></path></g></svg></span><span class="RatingStars-icon Icon Icon--xs"><svg class="Icon-glyph" width="16" height="16" viewBox="0 0 16 16" xmlns="http://www.w3.org/2000/svg"><title>star icon</title><g fill="none" fill-rule="evenodd"><path d="M0 0h16v16H0z"></path><path fill="#0157ff" d="M8.108.7l2.352 4.764 5.257.764-3.804 3.708.898 5.236L8.108 12.7l-4.702 2.472.898-5.236L.5 6.228l5.257-.764L8.108.7zm1.688 5.678L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661-3.772-.548z"></path><path fill="#0157ff" d="M9.796 6.378L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661z"></path></g></svg></span><span class="RatingStars-icon Icon Icon--xs"><svg class="Icon-glyph" width="16" height="16" viewBox="0 0 16 16" xmlns="http://www.w3.org/2000/svg"><title>star icon</title><g fill="none" fill-rule="evenodd"><path d="M0 0h16v16H0z"></path><path fill="#0157ff" d="M8.108.7l2.352 4.764 5.257.764-3.804 3.708.898 5.236L8.108 12.7l-4.702 2.472.898-5.236L.5 6.228l5.257-.764L8.108.7zm1.688 5.678L8.108 2.959 6.421 6.378l-3.773.548 2.73 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width="16" height="16" viewBox="0 0 16 16" xmlns="http://www.w3.org/2000/svg"><title>star icon</title><g fill="none" fill-rule="evenodd"><path d="M0 0h16v16H0z"></path><path fill="#0157ff" d="M8.108.7l2.352 4.764 5.257.764-3.804 3.708.898 5.236L8.108 12.7l-4.702 2.472.898-5.236L.5 6.228l5.257-.764L8.108.7zm1.688 5.678L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661-3.772-.548z"></path><path fill="#0157ff" d="M9.796 6.378L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661z"></path></g></svg></span></span></div><span class="RatingStars-iconContainer"><span class="RatingStars-icon Icon Icon--xs"><svg class="Icon-glyph" width="16" height="16" viewBox="0 0 16 16" xmlns="http://www.w3.org/2000/svg"><title>star icon</title><g fill="none" fill-rule="evenodd"><path d="M0 0h16v16H0z"></path><path fill="#0157ff" d="M8.108.7l2.352 4.764 5.257.764-3.804 3.708.898 5.236L8.108 12.7l-4.702 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2.73-2.661z"></path></g></svg></span><span class="RatingStars-icon Icon Icon--xs"><svg class="Icon-glyph" width="16" height="16" viewBox="0 0 16 16" xmlns="http://www.w3.org/2000/svg"><title>star icon</title><g fill="none" fill-rule="evenodd"><path d="M0 0h16v16H0z"></path><path fill="#0157ff" d="M8.108.7l2.352 4.764 5.257.764-3.804 3.708.898 5.236L8.108 12.7l-4.702 2.472.898-5.236L.5 6.228l5.257-.764L8.108.7zm1.688 5.678L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661-3.772-.548z"></path><path fill="#FFFFFF" d="M9.796 6.378L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661z"></path></g></svg></span><span class="RatingStars-icon Icon Icon--xs"><svg class="Icon-glyph" width="16" height="16" viewBox="0 0 16 16" xmlns="http://www.w3.org/2000/svg"><title>star icon</title><g fill="none" fill-rule="evenodd"><path d="M0 0h16v16H0z"></path><path fill="#0157ff" d="M8.108.7l2.352 4.764 5.257.764-3.804 3.708.898 5.236L8.108 12.7l-4.702 2.472.898-5.236L.5 6.228l5.257-.764L8.108.7zm1.688 5.678L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661-3.772-.548z"></path><path fill="#FFFFFF" d="M9.796 6.378L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661z"></path></g></svg></span><span class="RatingStars-icon Icon Icon--xs"><svg class="Icon-glyph" width="16" height="16" viewBox="0 0 16 16" xmlns="http://www.w3.org/2000/svg"><title>star icon</title><g fill="none" fill-rule="evenodd"><path d="M0 0h16v16H0z"></path><path fill="#0157ff" d="M8.108.7l2.352 4.764 5.257.764-3.804 3.708.898 5.236L8.108 12.7l-4.702 2.472.898-5.236L.5 6.228l5.257-.764L8.108.7zm1.688 5.678L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661-3.772-.548z"></path><path fill="#FFFFFF" d="M9.796 6.378L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661z"></path></g></svg></span></span></div><span data-testid="6344-bankrate-score" class="font-sans text-sm relative top-[-2px] undefined font-bold">4.9</span></div><div class="Tooltip ml-2 mr-1 align-middle top-[1px]" data-testid="6344-bankrate-score-tooltip"><button class="Tooltip-trigger relative top-[-8px]" aria-controls="tooltip-score" aria-expanded="false" role="button" tabindex="0"><span class="Icon Icon--xs fill-blue-600"><span class="inline-block align-middle relative icon-base-blue-600"><svg viewBox="0 0 16 16" width="16" height="16" xmlns="http://www.w3.org/2000/svg" focusable="false" class=""><path fill-rule="evenodd" clip-rule="evenodd" d="M8 16C12.4183 16 16 12.4183 16 8C16 3.58172 12.4183 0 8 0C3.58172 0 0 3.58172 0 8C0 12.4183 3.58172 16 8 16ZM8 15C4.13401 15 1 11.866 1 8C1 4.13401 4.13401 1 8 1C11.866 1 15 4.13401 15 8C15 11.866 11.866 15 8 15ZM7 5.0122C7 4.45122 7.45122 4 8 4C8.56098 4 9 4.45122 9 5.0122C9 5.54878 8.56098 6 8 6C7.45122 6 7 5.54878 7 5.0122ZM7 12V7H9V12H7Z" class="icon-base" fill="currentColor"></path><title>Info</title></svg></span></span><span class="sr-only">Hover to learn more</span></button><div class="Tooltip-content z-20 max-w-48 md:max-w-max Tooltip-content--anchorCenter Tooltip-content--belowTrigger hidden" id="tooltip-score" role="tooltip" aria-hidden="true"><div class="Tooltip-body text-gray-700"><div class="Tooltip-arrow"></div><p class="text-gray-700 text-sm m-0" data-testid="6344-bankrate-score-tooltip-text">Our writers, editors and industry experts score credit cards based on a variety of factors including card features, bonus offers and independent research. Credit card issuers have no say or influence on how we rate cards.</p></div></div></div><a href="/credit-cards/reviews/american-express-gold-card/" class="text-xs Link Link--standalone inline-flex align-middle" data-testid="6344-bankrate-score-link">Bankrate review</a></div></div></div><div class="mt-4 hidden md:block"><div class="CompareSelector w-fit"><label class="FormCheckbox hover:before:bg-white hover:before:shadow-none undefined"><span class="text-black font-circular-bold text-sm mr-3 inline-block">Add to compare</span><input class="FormCheckbox-input form-checkbox__input" type="checkbox" data-testid="compare-desktop"/><span class="FormCheckbox-fauxInput Icon Icon--sm mr-0"><svg class="Icon-glyph" viewBox="0 0 12 9" fill-rule="evenodd"><path d="M4.1 6.1L1.4 3.4 0 4.9 4.1 9l7.6-7.6L10.3 0z"></path></svg></span></label></div></div></div><div class="md:col-span-4 text-center"><div class="mb-2 w-full text-black bg-blue-600/5 border border-blue-600/50 rounded text-sm md:text-xs lg:text-sm max-w-sm mx-auto h-9 flex items-center justify-center"><span class="font-thin mr-1 ml-0.5">Recommended credit score:</span><span class="font-bold" data-testid="6344-recommended-credit">(670 - 850)</span><div class="Tooltip ml-1 top-[1px]" data-testid="6344-recommended-credit-tooltip"><button class="Tooltip-trigger" aria-controls="tooltip-credit" aria-expanded="false" role="button" tabindex="0"><span class="Icon Icon--xs fill-blue-600"><span class="inline-block align-middle relative icon-base-blue-600 top-[-3px]"><svg viewBox="0 0 16 16" width="16" height="16" xmlns="http://www.w3.org/2000/svg" focusable="false" class=""><path fill-rule="evenodd" clip-rule="evenodd" d="M8 16C12.4183 16 16 12.4183 16 8C16 3.58172 12.4183 0 8 0C3.58172 0 0 3.58172 0 8C0 12.4183 3.58172 16 8 16ZM8 15C4.13401 15 1 11.866 1 8C1 4.13401 4.13401 1 8 1C11.866 1 15 4.13401 15 8C15 11.866 11.866 15 8 15ZM7 5.0122C7 4.45122 7.45122 4 8 4C8.56098 4 9 4.45122 9 5.0122C9 5.54878 8.56098 6 8 6C7.45122 6 7 5.54878 7 5.0122ZM7 12V7H9V12H7Z" class="icon-base" fill="currentColor"></path><title>Info</title></svg></span></span><span class="sr-only">Hover to learn more</span></button><div class="Tooltip-content z-20 max-w-48 md:max-w-max Tooltip-content--anchorRight Tooltip-content--belowTrigger hidden" id="tooltip-credit" role="tooltip" aria-hidden="true"><div class="Tooltip-body text-gray-700"><div class="Tooltip-arrow"></div><p class="text-gray-700 text-sm mb-0" data-testid="6344-recommended-credit-tooltip-text">A FICO score/credit score is used to represent the creditworthiness of a person and may be one indicator to the credit type you are eligible for. However, credit score alone does not guarantee or imply approval for any financial product.</p></div></div></div></div><a href="" class="Button w-full no-underline block mx-auto Button--primary" target="_blank" rel="sponsored" data-testid="6344-apply-now-btn">Apply now<span class="inline-block align-middle relative -mt-1 ml-2 Icon Icon--xs"><svg class="Icon-glyph " viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false"><path fill-rule="evenodd" clip-rule="evenodd" d="M16.1489 7.0377V8.47406H7.8423V6.97713C7.8423 4.71879 9.70262 2.88443 11.9956 2.88443C14.2885 2.88443 16.1489 4.74475 16.1489 7.0377ZM6.45787 6.97713V8.47406H6.23319C4.57188 8.47406 3.23071 9.82387 3.23071 11.4765V19.4975C3.23071 21.1589 4.58053 22.5 6.23319 22.5H17.7672V22.4914C19.4285 22.4914 20.7697 21.1242 20.7697 19.437V11.4765C20.7697 9.81522 19.4198 8.47406 17.7672 8.47406H17.5333V7.0377C17.5333 3.98331 15.05 1.5 11.9956 1.5C8.94119 1.5 6.45787 3.95735 6.45787 6.97713ZM6.22453 9.86714C5.33331 9.86714 4.60649 10.594 4.60649 11.4852V19.5062C4.60649 20.3974 5.33331 21.1242 6.22453 21.1242H17.7585C18.6671 21.1242 19.3766 20.3888 19.3766 19.4543V11.4938C19.3766 10.6026 18.6498 9.87579 17.7585 9.87579H6.22453V9.86714ZM11.3036 16.6681C11.3036 17.0488 11.6151 17.3603 11.9958 17.3603C12.3765 17.3603 12.688 17.0488 12.688 16.6681V14.306C12.688 13.9252 12.3765 13.6137 11.9958 13.6137C11.6151 13.6137 11.3036 13.9252 11.3036 14.306V16.6681Z" class="icon-base"></path><title>Lock</title></svg></span></a><p class="text-xs mt-2 sm:mt-3 text-gray-700 mb-0" data-testid="6344-secure-site">on American Express's secure site</p><a href="https://www.americanexpress.com/us/credit-cards/card-application/apply/prospect/terms/gold-card/26129-10-0/?print#terms-details" target="_blank" class="Link text-xs" rel="sponsored noopener noreferrer" data-testid="6344-rates-and-fees">See Rates & Fees</a><span class="text-gray-700 text-xs mr-5" data-testid="6344-terms-apply">, Terms Apply</span></div></div><div class="grid grid-cols-2 md:grid-cols-4 gap-4 p-4 md:p-6 justify-start align-items-center"><div data-offer="introOffer"><div class="flex"><p class="mb-0 text-gray-700 text-sm font-bold">Intro offer</p><div class="Tooltip ml-1 h-4" data-testid="undefined"><button class="Tooltip-trigger relative top-[-8px]" aria-controls="tooltip-0" aria-expanded="false" role="button" tabindex="0"><span class="Icon Icon--xs fill-blue-600"><span class="inline-block align-middle relative icon-base-blue-600"><svg viewBox="0 0 16 16" width="16" height="16" xmlns="http://www.w3.org/2000/svg" focusable="false" class=""><path fill-rule="evenodd" clip-rule="evenodd" d="M8 16C12.4183 16 16 12.4183 16 8C16 3.58172 12.4183 0 8 0C3.58172 0 0 3.58172 0 8C0 12.4183 3.58172 16 8 16ZM8 15C4.13401 15 1 11.866 1 8C1 4.13401 4.13401 1 8 1C11.866 1 15 4.13401 15 8C15 11.866 11.866 15 8 15ZM7 5.0122C7 4.45122 7.45122 4 8 4C8.56098 4 9 4.45122 9 5.0122C9 5.54878 8.56098 6 8 6C7.45122 6 7 5.54878 7 5.0122ZM7 12V7H9V12H7Z" class="icon-base" fill="currentColor"></path><title>Info</title></svg></span></span><span class="sr-only">Hover to learn more</span></button><div class="Tooltip-content z-20 max-w-48 md:max-w-max Tooltip-content--anchorLeft hidden" id="tooltip-0" role="tooltip" aria-hidden="true"><div class="Tooltip-body text-gray-700"><div class="Tooltip-arrow"></div><p class="text-gray-700 text-sm mb-0">Earn 60,000 Membership Rewards® points after you spend $6,000 on eligible purchases on your new Card in your first 6 months of Card Membership.</p></div></div></div></div><p class="mb-0 text-black font-sans font-bold text-md md:text-lg leading-[100%]">60,000 points</p></div><div data-offer="rewardsRate"><div class="flex"><p class="mb-0 text-gray-700 text-sm font-bold">Rewards rate</p><div class="Tooltip ml-1 h-4" data-testid="undefined"><button class="Tooltip-trigger relative top-[-8px]" aria-controls="tooltip-1" aria-expanded="false" role="button" tabindex="0"><span class="Icon Icon--xs fill-blue-600"><span class="inline-block align-middle relative icon-base-blue-600"><svg viewBox="0 0 16 16" width="16" height="16" xmlns="http://www.w3.org/2000/svg" focusable="false" class=""><path fill-rule="evenodd" clip-rule="evenodd" d="M8 16C12.4183 16 16 12.4183 16 8C16 3.58172 12.4183 0 8 0C3.58172 0 0 3.58172 0 8C0 12.4183 3.58172 16 8 16ZM8 15C4.13401 15 1 11.866 1 8C1 4.13401 4.13401 1 8 1C11.866 1 15 4.13401 15 8C15 11.866 11.866 15 8 15ZM7 5.0122C7 4.45122 7.45122 4 8 4C8.56098 4 9 4.45122 9 5.0122C9 5.54878 8.56098 6 8 6C7.45122 6 7 5.54878 7 5.0122ZM7 12V7H9V12H7Z" class="icon-base" fill="currentColor"></path><title>Info</title></svg></span></span><span class="sr-only">Hover to learn more</span></button><div class="Tooltip-content z-20 max-w-48 md:max-w-max Tooltip-content--anchorRight hidden" id="tooltip-1" role="tooltip" aria-hidden="true"><div class="Tooltip-body text-gray-700"><div class="Tooltip-arrow"></div><p class="text-gray-700 text-sm mb-0">Earn 4X Membership Rewards® points per dollar spent on purchases at restaurants worldwide, on up to $50,000 in purchases per calendar year, then 1X points for the rest of the year. Earn 4X Membership Rewards® points per dollar spent at US supermarkets, on up to $25,000 in purchases per calendar year, then 1X points for the rest of the year. Earn 3X Membership Rewards® points per dollar spent on flights booked directly with airlines or on AmexTravel.com. Earn 2X Membership Rewards® points per dollar spent on prepaid hotels and other eligible purchases booked on AmexTravel.com. Earn 1X Membership Rewards® point per dollar spent on all other eligible purchases.</p></div></div></div></div><p class="mb-0 text-black font-sans font-bold text-md md:text-lg leading-[100%]">1X - 4X</p></div><div data-offer="annualFee"><div class="flex"><p class="mb-0 text-gray-700 text-sm font-bold">Annual fee</p></div><p class="mb-0 text-black font-sans font-bold text-md md:text-lg leading-[100%]">$325</p></div><div data-offer="regularAPR"><div class="flex"><p class="mb-0 text-gray-700 text-sm font-bold">APR</p></div><p class="mb-0 text-black font-sans font-bold text-md md:text-lg leading-[100%]">See Pay Over Time APR</p></div></div><div class="px-6 pb-6 pt-2 md:py-6"><p class="bg-blue-600/5 mb-0 p-4 rounded-lg text-sm" data-testid="6344-why-like-this"><span class="font-bold block md:inline">Why you'll like this:</span> Along with its terrific perks for foodies, it offers valuable rewards on everyday spending.</p></div><div class="Accordion border-t-0 border-b border-gray-200" data-testid="6344-reward-details"><div class="Accordion-item border-b-0 py-2"><button class="flex w-full items-center px-4 md:px-6" aria-controls="reward-details" aria-expanded="false" type="button"><div class="Accordion-title mb-0 font-bold text-lg">Reward Details</div><span class="Icon Icon--xs flex items-center"><span class="inline-block align-middle relative duration-500"><svg xmlns="http://www.w3.org/2000/svg" class="Icon-glyph fill-blue-600" viewBox="0 0 11 8" focusable="false"><path fill="" fill-rule="evenodd" d="M3.875 5.875l-3.75-3.75 1.25-1.25 3.75 3.75 3.75-3.75 1.25 1.25-5 5-1.25-1.25z"></path></svg></span></span></button></div></div><div class="Accordion border-t-0 border-gray-200" data-testid="6344-pros-cons"><div class="Accordion-item border-gray-200 py-2"><button class="flex w-full items-center px-4 md:px-6 hover:bg-white" aria-controls="pros-cons" aria-expanded="false" type="button"><div class="Accordion-title mb-0 font-bold text-lg">Editor's take</div><span class="Icon Icon--xs flex items-center"><span class="inline-block align-middle relative duration-500"><svg xmlns="http://www.w3.org/2000/svg" class="Icon-glyph fill-blue-600" viewBox="0 0 11 8" focusable="false"><path fill="" fill-rule="evenodd" d="M3.875 5.875l-3.75-3.75 1.25-1.25 3.75 3.75 3.75-3.75 1.25 1.25-5 5-1.25-1.25z"></path></svg></span></span></button></div></div><div class="Accordion border-t-0" data-testid="6344-card-details"><div class="Accordion-item border-b-0 py-2"><button class="flex w-full items-center px-4 md:px-6" aria-controls="details-bullets" aria-expanded="false" type="button"><div class="Accordion-title mb-0 font-bold text-lg">Card Details</div><span class="Icon Icon--xs flex items-center"><span class="inline-block align-middle relative duration-500"><svg xmlns="http://www.w3.org/2000/svg" class="Icon-glyph fill-blue-600" viewBox="0 0 11 8" focusable="false"><path fill="" fill-rule="evenodd" d="M3.875 5.875l-3.75-3.75 1.25-1.25 3.75 3.75 3.75-3.75 1.25 1.25-5 5-1.25-1.25z"></path></svg></span></span></button></div></div></div><div id="card12" class="rounded-lg border mb-8" data-pid="8463" data-testid="8463-category-product-box"><div class="grid gap-6 grid-cols-1 md:grid-cols-12 p-2 md:p-6 border-b"><div class="md:col-span-8"><div class="mb-1 md:hidden flex flex-row justify-end"><div class="CompareSelector w-fit"><label class="FormCheckbox hover:before:bg-white hover:before:shadow-none undefined"><span class="text-black font-circular-bold text-sm mr-3 inline-block">Add to compare</span><input class="FormCheckbox-input form-checkbox__input" type="checkbox" data-testid="compare-mobile"/><span class="FormCheckbox-fauxInput Icon Icon--sm mr-0"><svg class="Icon-glyph" viewBox="0 0 12 9" fill-rule="evenodd"><path d="M4.1 6.1L1.4 3.4 0 4.9 4.1 9l7.6-7.6L10.3 0z"></path></svg></span></label></div></div><p data-testid="8463-superlative" class="text-blue-600 font-sans font-bold mb-3 text-sm mt-3 md:mt-0">Best for paying rent</p><div class="grid gap-4 grid-cols-12"><div class="col-span-4 row-span-2 md:col-span-3 lg:col-span-2 flex items-center"><a data-testid="8463-card-art-link" href="" class="no-underline" target="_blank"><figure class="mb-0"><img data-testid="8463-card-art" src="https://cdn.prodstatic.com/shared/images/cards/219x139/0e2afbd0-3923-11ed-b73c-91712e8727dd.png?auto=webp" alt="Bilt Mastercard&#174;" loading="lazy"/></figure></a></div><div class="col-span-8 row-span-2 flex items-center md:row-span-1 md:col-span-9 lg:col-span-10 md:items-end"><a data-testid="8463-card-name-link" href="" class="no-underline" target="_blank"><h2 data-testid="8463-card-name" class="text-lg md:text-2xl leading-6 md:leading-7 text-black m-0 hover:text-blue-600 hover:underline">Bilt Mastercard®</h2></a></div><div class="col-span-12 flex items-start md:col-span-8"><div class="basis-full md:inline-flex md:items-center"><p class="font-bold text-sm mb-0 md:inline mr-2">Bankrate score</p><div class="inline-block align-middle"><div class="RatingStars mr-2 mt-1" aria-label="4.0 star rating"><div class="RatingStars-iconMask" style="width:80%"><span class="RatingStars-iconContainer"><span class="RatingStars-icon Icon Icon--xs"><svg class="Icon-glyph" width="16" height="16" viewBox="0 0 16 16" xmlns="http://www.w3.org/2000/svg"><title>star icon</title><g fill="none" fill-rule="evenodd"><path d="M0 0h16v16H0z"></path><path fill="#0157ff" d="M8.108.7l2.352 4.764 5.257.764-3.804 3.708.898 5.236L8.108 12.7l-4.702 2.472.898-5.236L.5 6.228l5.257-.764L8.108.7zm1.688 5.678L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661-3.772-.548z"></path><path fill="#0157ff" d="M9.796 6.378L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661z"></path></g></svg></span><span class="RatingStars-icon Icon Icon--xs"><svg class="Icon-glyph" width="16" height="16" viewBox="0 0 16 16" xmlns="http://www.w3.org/2000/svg"><title>star icon</title><g fill="none" fill-rule="evenodd"><path d="M0 0h16v16H0z"></path><path fill="#0157ff" d="M8.108.7l2.352 4.764 5.257.764-3.804 3.708.898 5.236L8.108 12.7l-4.702 2.472.898-5.236L.5 6.228l5.257-.764L8.108.7zm1.688 5.678L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661-3.772-.548z"></path><path fill="#0157ff" d="M9.796 6.378L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661z"></path></g></svg></span><span class="RatingStars-icon Icon Icon--xs"><svg class="Icon-glyph" width="16" height="16" viewBox="0 0 16 16" xmlns="http://www.w3.org/2000/svg"><title>star icon</title><g fill="none" fill-rule="evenodd"><path d="M0 0h16v16H0z"></path><path fill="#0157ff" d="M8.108.7l2.352 4.764 5.257.764-3.804 3.708.898 5.236L8.108 12.7l-4.702 2.472.898-5.236L.5 6.228l5.257-.764L8.108.7zm1.688 5.678L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661-3.772-.548z"></path><path fill="#0157ff" d="M9.796 6.378L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661z"></path></g></svg></span><span class="RatingStars-icon Icon Icon--xs"><svg class="Icon-glyph" width="16" height="16" viewBox="0 0 16 16" xmlns="http://www.w3.org/2000/svg"><title>star icon</title><g fill="none" fill-rule="evenodd"><path d="M0 0h16v16H0z"></path><path fill="#0157ff" d="M8.108.7l2.352 4.764 5.257.764-3.804 3.708.898 5.236L8.108 12.7l-4.702 2.472.898-5.236L.5 6.228l5.257-.764L8.108.7zm1.688 5.678L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661-3.772-.548z"></path><path fill="#0157ff" d="M9.796 6.378L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661z"></path></g></svg></span><span class="RatingStars-icon Icon Icon--xs"><svg class="Icon-glyph" width="16" height="16" viewBox="0 0 16 16" xmlns="http://www.w3.org/2000/svg"><title>star icon</title><g fill="none" fill-rule="evenodd"><path d="M0 0h16v16H0z"></path><path fill="#0157ff" d="M8.108.7l2.352 4.764 5.257.764-3.804 3.708.898 5.236L8.108 12.7l-4.702 2.472.898-5.236L.5 6.228l5.257-.764L8.108.7zm1.688 5.678L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661-3.772-.548z"></path><path fill="#0157ff" d="M9.796 6.378L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661z"></path></g></svg></span></span></div><span class="RatingStars-iconContainer"><span class="RatingStars-icon Icon Icon--xs"><svg class="Icon-glyph" width="16" height="16" viewBox="0 0 16 16" xmlns="http://www.w3.org/2000/svg"><title>star icon</title><g fill="none" fill-rule="evenodd"><path d="M0 0h16v16H0z"></path><path fill="#0157ff" d="M8.108.7l2.352 4.764 5.257.764-3.804 3.708.898 5.236L8.108 12.7l-4.702 2.472.898-5.236L.5 6.228l5.257-.764L8.108.7zm1.688 5.678L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661-3.772-.548z"></path><path fill="#FFFFFF" d="M9.796 6.378L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661z"></path></g></svg></span><span class="RatingStars-icon Icon Icon--xs"><svg class="Icon-glyph" width="16" height="16" viewBox="0 0 16 16" xmlns="http://www.w3.org/2000/svg"><title>star icon</title><g fill="none" fill-rule="evenodd"><path d="M0 0h16v16H0z"></path><path fill="#0157ff" d="M8.108.7l2.352 4.764 5.257.764-3.804 3.708.898 5.236L8.108 12.7l-4.702 2.472.898-5.236L.5 6.228l5.257-.764L8.108.7zm1.688 5.678L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661-3.772-.548z"></path><path fill="#FFFFFF" d="M9.796 6.378L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661z"></path></g></svg></span><span class="RatingStars-icon Icon Icon--xs"><svg class="Icon-glyph" width="16" height="16" viewBox="0 0 16 16" xmlns="http://www.w3.org/2000/svg"><title>star icon</title><g fill="none" fill-rule="evenodd"><path d="M0 0h16v16H0z"></path><path fill="#0157ff" d="M8.108.7l2.352 4.764 5.257.764-3.804 3.708.898 5.236L8.108 12.7l-4.702 2.472.898-5.236L.5 6.228l5.257-.764L8.108.7zm1.688 5.678L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661-3.772-.548z"></path><path fill="#FFFFFF" d="M9.796 6.378L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661z"></path></g></svg></span><span class="RatingStars-icon Icon Icon--xs"><svg class="Icon-glyph" width="16" height="16" viewBox="0 0 16 16" xmlns="http://www.w3.org/2000/svg"><title>star icon</title><g fill="none" fill-rule="evenodd"><path d="M0 0h16v16H0z"></path><path fill="#0157ff" d="M8.108.7l2.352 4.764 5.257.764-3.804 3.708.898 5.236L8.108 12.7l-4.702 2.472.898-5.236L.5 6.228l5.257-.764L8.108.7zm1.688 5.678L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661-3.772-.548z"></path><path fill="#FFFFFF" d="M9.796 6.378L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661z"></path></g></svg></span><span class="RatingStars-icon Icon Icon--xs"><svg class="Icon-glyph" width="16" height="16" viewBox="0 0 16 16" xmlns="http://www.w3.org/2000/svg"><title>star icon</title><g fill="none" fill-rule="evenodd"><path d="M0 0h16v16H0z"></path><path fill="#0157ff" d="M8.108.7l2.352 4.764 5.257.764-3.804 3.708.898 5.236L8.108 12.7l-4.702 2.472.898-5.236L.5 6.228l5.257-.764L8.108.7zm1.688 5.678L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661-3.772-.548z"></path><path fill="#FFFFFF" d="M9.796 6.378L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661z"></path></g></svg></span></span></div><span data-testid="8463-bankrate-score" class="font-sans text-sm relative top-[-2px] undefined font-bold">4.0</span></div><div class="Tooltip ml-2 mr-1 align-middle top-[1px]" data-testid="8463-bankrate-score-tooltip"><button class="Tooltip-trigger relative top-[-8px]" aria-controls="tooltip-score" aria-expanded="false" role="button" tabindex="0"><span class="Icon Icon--xs fill-blue-600"><span class="inline-block align-middle relative icon-base-blue-600"><svg viewBox="0 0 16 16" width="16" height="16" xmlns="http://www.w3.org/2000/svg" focusable="false" class=""><path fill-rule="evenodd" clip-rule="evenodd" d="M8 16C12.4183 16 16 12.4183 16 8C16 3.58172 12.4183 0 8 0C3.58172 0 0 3.58172 0 8C0 12.4183 3.58172 16 8 16ZM8 15C4.13401 15 1 11.866 1 8C1 4.13401 4.13401 1 8 1C11.866 1 15 4.13401 15 8C15 11.866 11.866 15 8 15ZM7 5.0122C7 4.45122 7.45122 4 8 4C8.56098 4 9 4.45122 9 5.0122C9 5.54878 8.56098 6 8 6C7.45122 6 7 5.54878 7 5.0122ZM7 12V7H9V12H7Z" class="icon-base" fill="currentColor"></path><title>Info</title></svg></span></span><span class="sr-only">Hover to learn more</span></button><div class="Tooltip-content z-20 max-w-48 md:max-w-max Tooltip-content--anchorCenter Tooltip-content--belowTrigger hidden" id="tooltip-score" role="tooltip" aria-hidden="true"><div class="Tooltip-body text-gray-700"><div class="Tooltip-arrow"></div><p class="text-gray-700 text-sm m-0" data-testid="8463-bankrate-score-tooltip-text">Our writers, editors and industry experts score credit cards based on a variety of factors including card features, bonus offers and independent research. Credit card issuers have no say or influence on how we rate cards.</p></div></div></div><a href="/credit-cards/reviews/bilt-mastercard-review/" class="text-xs Link Link--standalone inline-flex align-middle" data-testid="8463-bankrate-score-link">Bankrate review</a></div></div></div><div class="mt-4 hidden md:block"><div class="CompareSelector w-fit"><label class="FormCheckbox hover:before:bg-white hover:before:shadow-none undefined"><span class="text-black font-circular-bold text-sm mr-3 inline-block">Add to compare</span><input class="FormCheckbox-input form-checkbox__input" type="checkbox" data-testid="compare-desktop"/><span class="FormCheckbox-fauxInput Icon Icon--sm mr-0"><svg class="Icon-glyph" viewBox="0 0 12 9" fill-rule="evenodd"><path d="M4.1 6.1L1.4 3.4 0 4.9 4.1 9l7.6-7.6L10.3 0z"></path></svg></span></label></div></div></div><div class="md:col-span-4 text-center"><div class="mb-2 w-full text-black bg-blue-600/5 border border-blue-600/50 rounded text-sm md:text-xs lg:text-sm max-w-sm mx-auto h-9 flex items-center justify-center"><span class="font-thin mr-1 ml-0.5">Recommended credit score:</span><span class="font-bold" data-testid="8463-recommended-credit">(670 - 850)</span><div class="Tooltip ml-1 top-[1px]" data-testid="8463-recommended-credit-tooltip"><button class="Tooltip-trigger" aria-controls="tooltip-credit" aria-expanded="false" role="button" tabindex="0"><span class="Icon Icon--xs fill-blue-600"><span class="inline-block align-middle relative icon-base-blue-600 top-[-3px]"><svg viewBox="0 0 16 16" width="16" height="16" xmlns="http://www.w3.org/2000/svg" focusable="false" class=""><path fill-rule="evenodd" clip-rule="evenodd" d="M8 16C12.4183 16 16 12.4183 16 8C16 3.58172 12.4183 0 8 0C3.58172 0 0 3.58172 0 8C0 12.4183 3.58172 16 8 16ZM8 15C4.13401 15 1 11.866 1 8C1 4.13401 4.13401 1 8 1C11.866 1 15 4.13401 15 8C15 11.866 11.866 15 8 15ZM7 5.0122C7 4.45122 7.45122 4 8 4C8.56098 4 9 4.45122 9 5.0122C9 5.54878 8.56098 6 8 6C7.45122 6 7 5.54878 7 5.0122ZM7 12V7H9V12H7Z" class="icon-base" fill="currentColor"></path><title>Info</title></svg></span></span><span class="sr-only">Hover to learn more</span></button><div class="Tooltip-content z-20 max-w-48 md:max-w-max Tooltip-content--anchorRight Tooltip-content--belowTrigger hidden" id="tooltip-credit" role="tooltip" aria-hidden="true"><div class="Tooltip-body text-gray-700"><div class="Tooltip-arrow"></div><p class="text-gray-700 text-sm mb-0" data-testid="8463-recommended-credit-tooltip-text">A FICO score/credit score is used to represent the creditworthiness of a person and may be one indicator to the credit type you are eligible for. However, credit score alone does not guarantee or imply approval for any financial product.</p></div></div></div></div><a href="" class="Button w-full no-underline block mx-auto Button--primary" target="_blank" rel="sponsored" data-testid="8463-apply-now-btn">Apply now<span class="inline-block align-middle relative -mt-1 ml-2 Icon Icon--xs"><svg class="Icon-glyph " viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false"><path fill-rule="evenodd" clip-rule="evenodd" d="M16.1489 7.0377V8.47406H7.8423V6.97713C7.8423 4.71879 9.70262 2.88443 11.9956 2.88443C14.2885 2.88443 16.1489 4.74475 16.1489 7.0377ZM6.45787 6.97713V8.47406H6.23319C4.57188 8.47406 3.23071 9.82387 3.23071 11.4765V19.4975C3.23071 21.1589 4.58053 22.5 6.23319 22.5H17.7672V22.4914C19.4285 22.4914 20.7697 21.1242 20.7697 19.437V11.4765C20.7697 9.81522 19.4198 8.47406 17.7672 8.47406H17.5333V7.0377C17.5333 3.98331 15.05 1.5 11.9956 1.5C8.94119 1.5 6.45787 3.95735 6.45787 6.97713ZM6.22453 9.86714C5.33331 9.86714 4.60649 10.594 4.60649 11.4852V19.5062C4.60649 20.3974 5.33331 21.1242 6.22453 21.1242H17.7585C18.6671 21.1242 19.3766 20.3888 19.3766 19.4543V11.4938C19.3766 10.6026 18.6498 9.87579 17.7585 9.87579H6.22453V9.86714ZM11.3036 16.6681C11.3036 17.0488 11.6151 17.3603 11.9958 17.3603C12.3765 17.3603 12.688 17.0488 12.688 16.6681V14.306C12.688 13.9252 12.3765 13.6137 11.9958 13.6137C11.6151 13.6137 11.3036 13.9252 11.3036 14.306V16.6681Z" class="icon-base"></path><title>Lock</title></svg></span></a><p class="text-xs mt-2 sm:mt-3 text-gray-700 mb-0" data-testid="8463-secure-site">on Bilt's secure site</p><a href="https://www.wellsfargo.com/credit-cards/bilt/terms/" target="_blank" class="Link text-xs" rel="sponsored noopener noreferrer" data-testid="8463-rates-and-fees">See Rates & Fees</a></div></div><div class="grid grid-cols-2 md:grid-cols-4 gap-4 p-4 md:p-6 justify-start align-items-center"><div data-offer="introOffer"><div class="flex"><p class="mb-0 text-gray-700 text-sm font-bold">Intro offer</p><div class="Tooltip ml-1 h-4" data-testid="undefined"><button class="Tooltip-trigger relative top-[-8px]" aria-controls="tooltip-0" aria-expanded="false" role="button" tabindex="0"><span class="Icon Icon--xs fill-blue-600"><span class="inline-block align-middle relative icon-base-blue-600"><svg viewBox="0 0 16 16" width="16" height="16" xmlns="http://www.w3.org/2000/svg" focusable="false" class=""><path fill-rule="evenodd" clip-rule="evenodd" d="M8 16C12.4183 16 16 12.4183 16 8C16 3.58172 12.4183 0 8 0C3.58172 0 0 3.58172 0 8C0 12.4183 3.58172 16 8 16ZM8 15C4.13401 15 1 11.866 1 8C1 4.13401 4.13401 1 8 1C11.866 1 15 4.13401 15 8C15 11.866 11.866 15 8 15ZM7 5.0122C7 4.45122 7.45122 4 8 4C8.56098 4 9 4.45122 9 5.0122C9 5.54878 8.56098 6 8 6C7.45122 6 7 5.54878 7 5.0122ZM7 12V7H9V12H7Z" class="icon-base" fill="currentColor"></path><title>Info</title></svg></span></span><span class="sr-only">Hover to learn more</span></button><div class="Tooltip-content z-20 max-w-48 md:max-w-max Tooltip-content--anchorLeft hidden" id="tooltip-0" role="tooltip" aria-hidden="true"><div class="Tooltip-body text-gray-700"><div class="Tooltip-arrow"></div><p class="text-gray-700 text-sm mb-0">Intro offer is not available for this Bilt credit card.</p></div></div></div></div><p class="mb-0 text-black font-sans font-bold text-md md:text-lg leading-[100%]">N/A</p></div><div data-offer="rewardsRate"><div class="flex"><p class="mb-0 text-gray-700 text-sm font-bold">Rewards rate</p><div class="Tooltip ml-1 h-4" data-testid="undefined"><button class="Tooltip-trigger relative top-[-8px]" aria-controls="tooltip-1" aria-expanded="false" role="button" tabindex="0"><span class="Icon Icon--xs fill-blue-600"><span class="inline-block align-middle relative icon-base-blue-600"><svg viewBox="0 0 16 16" width="16" height="16" xmlns="http://www.w3.org/2000/svg" focusable="false" class=""><path fill-rule="evenodd" clip-rule="evenodd" d="M8 16C12.4183 16 16 12.4183 16 8C16 3.58172 12.4183 0 8 0C3.58172 0 0 3.58172 0 8C0 12.4183 3.58172 16 8 16ZM8 15C4.13401 15 1 11.866 1 8C1 4.13401 4.13401 1 8 1C11.866 1 15 4.13401 15 8C15 11.866 11.866 15 8 15ZM7 5.0122C7 4.45122 7.45122 4 8 4C8.56098 4 9 4.45122 9 5.0122C9 5.54878 8.56098 6 8 6C7.45122 6 7 5.54878 7 5.0122ZM7 12V7H9V12H7Z" class="icon-base" fill="currentColor"></path><title>Info</title></svg></span></span><span class="sr-only">Hover to learn more</span></button><div class="Tooltip-content z-20 max-w-48 md:max-w-max Tooltip-content--anchorRight hidden" id="tooltip-1" role="tooltip" aria-hidden="true"><div class="Tooltip-body text-gray-700"><div class="Tooltip-arrow"></div><p class="text-gray-700 text-sm mb-0">3x points on dining, 2x points on travel, 1x points on other purchases, Earn 1x points on rent without the transaction fee, up to 100,000 points in a calendar year. When you use the card 5 times each statement period using your Bilt Mastercard, you'll earn points on rent and qualifying net purchases.</p></div></div></div></div><p class="mb-0 text-black font-sans font-bold text-md md:text-lg leading-[100%]">1X Points - 3X Points</p></div><div data-offer="annualFee"><div class="flex"><p class="mb-0 text-gray-700 text-sm font-bold">Annual fee</p></div><p class="mb-0 text-black font-sans font-bold text-md md:text-lg leading-[100%]">$0</p></div><div data-offer="regularAPR"><div class="flex"><p class="mb-0 text-gray-700 text-sm font-bold">Regular APR</p></div><p class="mb-0 text-black font-sans font-bold text-md md:text-lg leading-[100%]">See Terms</p></div></div><div class="Accordion border-t-0 border-b border-gray-200" data-testid="8463-reward-details"><div class="Accordion-item border-b-0 py-2"><button class="flex w-full items-center px-4 md:px-6" aria-controls="reward-details" aria-expanded="false" type="button"><div class="Accordion-title mb-0 font-bold text-lg">Reward Details</div><span class="Icon Icon--xs flex items-center"><span class="inline-block align-middle relative duration-500"><svg xmlns="http://www.w3.org/2000/svg" class="Icon-glyph fill-blue-600" viewBox="0 0 11 8" focusable="false"><path fill="" fill-rule="evenodd" d="M3.875 5.875l-3.75-3.75 1.25-1.25 3.75 3.75 3.75-3.75 1.25 1.25-5 5-1.25-1.25z"></path></svg></span></span></button></div></div><div class="Accordion border-t-0 border-gray-200" data-testid="8463-pros-cons"><div class="Accordion-item border-gray-200 py-2"><button class="flex w-full items-center px-4 md:px-6 hover:bg-white" aria-controls="pros-cons" aria-expanded="false" type="button"><div class="Accordion-title mb-0 font-bold text-lg">Editor's take</div><span class="Icon Icon--xs flex items-center"><span class="inline-block align-middle relative duration-500"><svg xmlns="http://www.w3.org/2000/svg" class="Icon-glyph fill-blue-600" viewBox="0 0 11 8" focusable="false"><path fill="" fill-rule="evenodd" d="M3.875 5.875l-3.75-3.75 1.25-1.25 3.75 3.75 3.75-3.75 1.25 1.25-5 5-1.25-1.25z"></path></svg></span></span></button></div></div><div class="Accordion border-t-0" data-testid="8463-card-details"><div class="Accordion-item border-b-0 py-2"><button class="flex w-full items-center px-4 md:px-6" aria-controls="details-bullets" aria-expanded="false" type="button"><div class="Accordion-title mb-0 font-bold text-lg">Card Details</div><span class="Icon Icon--xs flex items-center"><span class="inline-block align-middle relative duration-500"><svg xmlns="http://www.w3.org/2000/svg" class="Icon-glyph fill-blue-600" viewBox="0 0 11 8" focusable="false"><path fill="" fill-rule="evenodd" d="M3.875 5.875l-3.75-3.75 1.25-1.25 3.75 3.75 3.75-3.75 1.25 1.25-5 5-1.25-1.25z"></path></svg></span></span></button></div></div></div><div id="card13" class="rounded-lg border mb-8" data-pid="6746" data-testid="6746-category-product-box"><div class="grid gap-6 grid-cols-1 md:grid-cols-12 p-2 md:p-6 border-b"><div class="md:col-span-8"><div class="mb-1 md:hidden flex flex-row justify-end"><div class="CompareSelector w-fit"><label class="FormCheckbox hover:before:bg-white hover:before:shadow-none undefined"><span class="text-black font-circular-bold text-sm mr-3 inline-block">Add to compare</span><input class="FormCheckbox-input form-checkbox__input" type="checkbox" data-testid="compare-mobile"/><span class="FormCheckbox-fauxInput Icon Icon--sm mr-0"><svg class="Icon-glyph" viewBox="0 0 12 9" fill-rule="evenodd"><path d="M4.1 6.1L1.4 3.4 0 4.9 4.1 9l7.6-7.6L10.3 0z"></path></svg></span></label></div></div><p data-testid="6746-superlative" class="text-blue-600 font-sans font-bold mb-3 text-sm mt-3 md:mt-0">Best for category variety</p><div class="grid gap-4 grid-cols-12"><div class="col-span-4 row-span-2 md:col-span-3 lg:col-span-2 flex items-center"><a data-testid="6746-card-art-link" href="" class="no-underline" target="_blank"><figure class="mb-0"><img data-testid="6746-card-art" src="https://cdn.prodstatic.com/shared/images/cards/219x139/discover-it-cashback-match-012518.png?auto=webp" alt="Discover it&#174; Cash Back" loading="lazy"/></figure></a></div><div class="col-span-8 row-span-2 flex items-center md:row-span-1 md:col-span-9 lg:col-span-10 md:items-end"><a data-testid="6746-card-name-link" href="" class="no-underline" target="_blank"><h2 data-testid="6746-card-name" class="text-lg md:text-2xl leading-6 md:leading-7 text-black m-0 hover:text-blue-600 hover:underline">Discover it® Cash Back</h2></a></div><div class="col-span-12 flex items-start md:col-span-8"><div class="basis-full md:inline-flex md:items-center"><p class="font-bold text-sm mb-0 md:inline mr-2">Bankrate score</p><div class="inline-block align-middle"><div class="RatingStars mr-2 mt-1" aria-label="4.4 star rating"><div class="RatingStars-iconMask" style="width:88.00000000000001%"><span class="RatingStars-iconContainer"><span class="RatingStars-icon Icon Icon--xs"><svg class="Icon-glyph" width="16" height="16" viewBox="0 0 16 16" xmlns="http://www.w3.org/2000/svg"><title>star icon</title><g fill="none" fill-rule="evenodd"><path d="M0 0h16v16H0z"></path><path fill="#0157ff" d="M8.108.7l2.352 4.764 5.257.764-3.804 3.708.898 5.236L8.108 12.7l-4.702 2.472.898-5.236L.5 6.228l5.257-.764L8.108.7zm1.688 5.678L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661-3.772-.548z"></path><path fill="#0157ff" d="M9.796 6.378L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661z"></path></g></svg></span><span class="RatingStars-icon Icon Icon--xs"><svg class="Icon-glyph" width="16" height="16" viewBox="0 0 16 16" xmlns="http://www.w3.org/2000/svg"><title>star icon</title><g fill="none" fill-rule="evenodd"><path d="M0 0h16v16H0z"></path><path fill="#0157ff" d="M8.108.7l2.352 4.764 5.257.764-3.804 3.708.898 5.236L8.108 12.7l-4.702 2.472.898-5.236L.5 6.228l5.257-.764L8.108.7zm1.688 5.678L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661-3.772-.548z"></path><path fill="#0157ff" d="M9.796 6.378L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661z"></path></g></svg></span><span class="RatingStars-icon Icon Icon--xs"><svg class="Icon-glyph" width="16" height="16" viewBox="0 0 16 16" xmlns="http://www.w3.org/2000/svg"><title>star icon</title><g fill="none" fill-rule="evenodd"><path d="M0 0h16v16H0z"></path><path fill="#0157ff" d="M8.108.7l2.352 4.764 5.257.764-3.804 3.708.898 5.236L8.108 12.7l-4.702 2.472.898-5.236L.5 6.228l5.257-.764L8.108.7zm1.688 5.678L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661-3.772-.548z"></path><path fill="#0157ff" d="M9.796 6.378L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661z"></path></g></svg></span><span class="RatingStars-icon Icon Icon--xs"><svg class="Icon-glyph" width="16" height="16" viewBox="0 0 16 16" xmlns="http://www.w3.org/2000/svg"><title>star icon</title><g fill="none" fill-rule="evenodd"><path d="M0 0h16v16H0z"></path><path fill="#0157ff" d="M8.108.7l2.352 4.764 5.257.764-3.804 3.708.898 5.236L8.108 12.7l-4.702 2.472.898-5.236L.5 6.228l5.257-.764L8.108.7zm1.688 5.678L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661-3.772-.548z"></path><path fill="#0157ff" d="M9.796 6.378L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661z"></path></g></svg></span><span class="RatingStars-icon Icon Icon--xs"><svg class="Icon-glyph" width="16" height="16" viewBox="0 0 16 16" xmlns="http://www.w3.org/2000/svg"><title>star icon</title><g fill="none" fill-rule="evenodd"><path d="M0 0h16v16H0z"></path><path fill="#0157ff" d="M8.108.7l2.352 4.764 5.257.764-3.804 3.708.898 5.236L8.108 12.7l-4.702 2.472.898-5.236L.5 6.228l5.257-.764L8.108.7zm1.688 5.678L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661-3.772-.548z"></path><path fill="#0157ff" d="M9.796 6.378L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661z"></path></g></svg></span></span></div><span class="RatingStars-iconContainer"><span class="RatingStars-icon Icon Icon--xs"><svg class="Icon-glyph" width="16" height="16" viewBox="0 0 16 16" xmlns="http://www.w3.org/2000/svg"><title>star icon</title><g fill="none" fill-rule="evenodd"><path d="M0 0h16v16H0z"></path><path fill="#0157ff" d="M8.108.7l2.352 4.764 5.257.764-3.804 3.708.898 5.236L8.108 12.7l-4.702 2.472.898-5.236L.5 6.228l5.257-.764L8.108.7zm1.688 5.678L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661-3.772-.548z"></path><path fill="#FFFFFF" d="M9.796 6.378L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661z"></path></g></svg></span><span class="RatingStars-icon Icon Icon--xs"><svg class="Icon-glyph" width="16" height="16" viewBox="0 0 16 16" xmlns="http://www.w3.org/2000/svg"><title>star icon</title><g fill="none" fill-rule="evenodd"><path d="M0 0h16v16H0z"></path><path fill="#0157ff" d="M8.108.7l2.352 4.764 5.257.764-3.804 3.708.898 5.236L8.108 12.7l-4.702 2.472.898-5.236L.5 6.228l5.257-.764L8.108.7zm1.688 5.678L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661-3.772-.548z"></path><path fill="#FFFFFF" d="M9.796 6.378L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661z"></path></g></svg></span><span class="RatingStars-icon Icon Icon--xs"><svg class="Icon-glyph" width="16" height="16" viewBox="0 0 16 16" xmlns="http://www.w3.org/2000/svg"><title>star icon</title><g fill="none" fill-rule="evenodd"><path d="M0 0h16v16H0z"></path><path fill="#0157ff" d="M8.108.7l2.352 4.764 5.257.764-3.804 3.708.898 5.236L8.108 12.7l-4.702 2.472.898-5.236L.5 6.228l5.257-.764L8.108.7zm1.688 5.678L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661-3.772-.548z"></path><path fill="#FFFFFF" d="M9.796 6.378L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661z"></path></g></svg></span><span class="RatingStars-icon Icon Icon--xs"><svg class="Icon-glyph" width="16" height="16" viewBox="0 0 16 16" xmlns="http://www.w3.org/2000/svg"><title>star icon</title><g fill="none" fill-rule="evenodd"><path d="M0 0h16v16H0z"></path><path fill="#0157ff" d="M8.108.7l2.352 4.764 5.257.764-3.804 3.708.898 5.236L8.108 12.7l-4.702 2.472.898-5.236L.5 6.228l5.257-.764L8.108.7zm1.688 5.678L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661-3.772-.548z"></path><path fill="#FFFFFF" d="M9.796 6.378L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661z"></path></g></svg></span><span class="RatingStars-icon Icon Icon--xs"><svg class="Icon-glyph" width="16" height="16" viewBox="0 0 16 16" xmlns="http://www.w3.org/2000/svg"><title>star icon</title><g fill="none" fill-rule="evenodd"><path d="M0 0h16v16H0z"></path><path fill="#0157ff" d="M8.108.7l2.352 4.764 5.257.764-3.804 3.708.898 5.236L8.108 12.7l-4.702 2.472.898-5.236L.5 6.228l5.257-.764L8.108.7zm1.688 5.678L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661-3.772-.548z"></path><path fill="#FFFFFF" d="M9.796 6.378L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661z"></path></g></svg></span></span></div><span data-testid="6746-bankrate-score" class="font-sans text-sm relative top-[-2px] undefined font-bold">4.4</span></div><div class="Tooltip ml-2 mr-1 align-middle top-[1px]" data-testid="6746-bankrate-score-tooltip"><button class="Tooltip-trigger relative top-[-8px]" aria-controls="tooltip-score" aria-expanded="false" role="button" tabindex="0"><span class="Icon Icon--xs fill-blue-600"><span class="inline-block align-middle relative icon-base-blue-600"><svg viewBox="0 0 16 16" width="16" height="16" xmlns="http://www.w3.org/2000/svg" focusable="false" class=""><path fill-rule="evenodd" clip-rule="evenodd" d="M8 16C12.4183 16 16 12.4183 16 8C16 3.58172 12.4183 0 8 0C3.58172 0 0 3.58172 0 8C0 12.4183 3.58172 16 8 16ZM8 15C4.13401 15 1 11.866 1 8C1 4.13401 4.13401 1 8 1C11.866 1 15 4.13401 15 8C15 11.866 11.866 15 8 15ZM7 5.0122C7 4.45122 7.45122 4 8 4C8.56098 4 9 4.45122 9 5.0122C9 5.54878 8.56098 6 8 6C7.45122 6 7 5.54878 7 5.0122ZM7 12V7H9V12H7Z" class="icon-base" fill="currentColor"></path><title>Info</title></svg></span></span><span class="sr-only">Hover to learn more</span></button><div class="Tooltip-content z-20 max-w-48 md:max-w-max Tooltip-content--anchorCenter Tooltip-content--belowTrigger hidden" id="tooltip-score" role="tooltip" aria-hidden="true"><div class="Tooltip-body text-gray-700"><div class="Tooltip-arrow"></div><p class="text-gray-700 text-sm m-0" data-testid="6746-bankrate-score-tooltip-text">Our writers, editors and industry experts score credit cards based on a variety of factors including card features, bonus offers and independent research. Credit card issuers have no say or influence on how we rate cards.</p></div></div></div><a href="/credit-cards/reviews/discover-it/" class="text-xs Link Link--standalone inline-flex align-middle" data-testid="6746-bankrate-score-link">Bankrate review</a></div></div></div><div class="mt-4 hidden md:block"><div class="CompareSelector w-fit"><label class="FormCheckbox hover:before:bg-white hover:before:shadow-none undefined"><span class="text-black font-circular-bold text-sm mr-3 inline-block">Add to compare</span><input class="FormCheckbox-input form-checkbox__input" type="checkbox" data-testid="compare-desktop"/><span class="FormCheckbox-fauxInput Icon Icon--sm mr-0"><svg class="Icon-glyph" viewBox="0 0 12 9" fill-rule="evenodd"><path d="M4.1 6.1L1.4 3.4 0 4.9 4.1 9l7.6-7.6L10.3 0z"></path></svg></span></label></div></div></div><div class="md:col-span-4 text-center"><div class="mb-2 w-full text-black bg-blue-600/5 border border-blue-600/50 rounded text-sm md:text-xs lg:text-sm max-w-sm mx-auto h-9 flex items-center justify-center"><span class="font-thin mr-1 ml-0.5">Recommended credit score:</span><span class="font-bold" data-testid="6746-recommended-credit">(670 - 850)</span><div class="Tooltip ml-1 top-[1px]" data-testid="6746-recommended-credit-tooltip"><button class="Tooltip-trigger" aria-controls="tooltip-credit" aria-expanded="false" role="button" tabindex="0"><span class="Icon Icon--xs fill-blue-600"><span class="inline-block align-middle relative icon-base-blue-600 top-[-3px]"><svg viewBox="0 0 16 16" width="16" height="16" xmlns="http://www.w3.org/2000/svg" focusable="false" class=""><path fill-rule="evenodd" clip-rule="evenodd" d="M8 16C12.4183 16 16 12.4183 16 8C16 3.58172 12.4183 0 8 0C3.58172 0 0 3.58172 0 8C0 12.4183 3.58172 16 8 16ZM8 15C4.13401 15 1 11.866 1 8C1 4.13401 4.13401 1 8 1C11.866 1 15 4.13401 15 8C15 11.866 11.866 15 8 15ZM7 5.0122C7 4.45122 7.45122 4 8 4C8.56098 4 9 4.45122 9 5.0122C9 5.54878 8.56098 6 8 6C7.45122 6 7 5.54878 7 5.0122ZM7 12V7H9V12H7Z" class="icon-base" fill="currentColor"></path><title>Info</title></svg></span></span><span class="sr-only">Hover to learn more</span></button><div class="Tooltip-content z-20 max-w-48 md:max-w-max Tooltip-content--anchorRight Tooltip-content--belowTrigger hidden" id="tooltip-credit" role="tooltip" aria-hidden="true"><div class="Tooltip-body text-gray-700"><div class="Tooltip-arrow"></div><p class="text-gray-700 text-sm mb-0" data-testid="6746-recommended-credit-tooltip-text">A FICO score/credit score is used to represent the creditworthiness of a person and may be one indicator to the credit type you are eligible for. However, credit score alone does not guarantee or imply approval for any financial product.</p></div></div></div></div><a href="" class="Button w-full no-underline block mx-auto Button--primary" target="_blank" rel="sponsored" data-testid="6746-apply-now-btn">Apply now<span class="inline-block align-middle relative -mt-1 ml-2 Icon Icon--xs"><svg class="Icon-glyph " viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false"><path fill-rule="evenodd" clip-rule="evenodd" d="M16.1489 7.0377V8.47406H7.8423V6.97713C7.8423 4.71879 9.70262 2.88443 11.9956 2.88443C14.2885 2.88443 16.1489 4.74475 16.1489 7.0377ZM6.45787 6.97713V8.47406H6.23319C4.57188 8.47406 3.23071 9.82387 3.23071 11.4765V19.4975C3.23071 21.1589 4.58053 22.5 6.23319 22.5H17.7672V22.4914C19.4285 22.4914 20.7697 21.1242 20.7697 19.437V11.4765C20.7697 9.81522 19.4198 8.47406 17.7672 8.47406H17.5333V7.0377C17.5333 3.98331 15.05 1.5 11.9956 1.5C8.94119 1.5 6.45787 3.95735 6.45787 6.97713ZM6.22453 9.86714C5.33331 9.86714 4.60649 10.594 4.60649 11.4852V19.5062C4.60649 20.3974 5.33331 21.1242 6.22453 21.1242H17.7585C18.6671 21.1242 19.3766 20.3888 19.3766 19.4543V11.4938C19.3766 10.6026 18.6498 9.87579 17.7585 9.87579H6.22453V9.86714ZM11.3036 16.6681C11.3036 17.0488 11.6151 17.3603 11.9958 17.3603C12.3765 17.3603 12.688 17.0488 12.688 16.6681V14.306C12.688 13.9252 12.3765 13.6137 11.9958 13.6137C11.6151 13.6137 11.3036 13.9252 11.3036 14.306V16.6681Z" class="icon-base"></path><title>Lock</title></svg></span></a><p class="text-xs mt-2 sm:mt-3 text-gray-700 mb-0" data-testid="6746-secure-site">on Discover's secure site</p><a href="https://goto.discover.com/c/1243448/568217/9099?subId1=[TRANS_ID]&sharedid=4117253&prodsku=100&u=https%3A%2F%2Fwww.discovercard.com%2Fapplication%2Fwebsite%2Fratesrewards%3FsrcCde%3DGJVM%261&intsrc=CATF_4272" target="_blank" class="Link text-xs" rel="sponsored noopener noreferrer" data-testid="6746-rates-and-fees">See Rates & Fees</a></div></div><div class="grid grid-cols-2 md:grid-cols-4 gap-4 p-4 md:p-6 justify-start align-items-center"><div data-offer="introOffer"><div class="flex"><p class="mb-0 text-gray-700 text-sm font-bold">Intro offer</p><div class="Tooltip ml-1 h-4" data-testid="undefined"><button class="Tooltip-trigger relative top-[-8px]" aria-controls="tooltip-0" aria-expanded="false" role="button" tabindex="0"><span class="Icon Icon--xs fill-blue-600"><span class="inline-block align-middle relative icon-base-blue-600"><svg viewBox="0 0 16 16" width="16" height="16" xmlns="http://www.w3.org/2000/svg" focusable="false" class=""><path fill-rule="evenodd" clip-rule="evenodd" d="M8 16C12.4183 16 16 12.4183 16 8C16 3.58172 12.4183 0 8 0C3.58172 0 0 3.58172 0 8C0 12.4183 3.58172 16 8 16ZM8 15C4.13401 15 1 11.866 1 8C1 4.13401 4.13401 1 8 1C11.866 1 15 4.13401 15 8C15 11.866 11.866 15 8 15ZM7 5.0122C7 4.45122 7.45122 4 8 4C8.56098 4 9 4.45122 9 5.0122C9 5.54878 8.56098 6 8 6C7.45122 6 7 5.54878 7 5.0122ZM7 12V7H9V12H7Z" class="icon-base" fill="currentColor"></path><title>Info</title></svg></span></span><span class="sr-only">Hover to learn more</span></button><div class="Tooltip-content z-20 max-w-48 md:max-w-max Tooltip-content--anchorLeft hidden" id="tooltip-0" role="tooltip" aria-hidden="true"><div class="Tooltip-body text-gray-700"><div class="Tooltip-arrow"></div><p class="text-gray-700 text-sm mb-0">Intro Offer: Unlimited Cashback Match for all new cardmembers – only from Discover. Discover will automatically match all the cash back you’ve earned at the end of your first year! There’s no minimum spending or maximum rewards. You could turn $150 cash back into $300.</p></div></div></div></div><p class="mb-0 text-black font-sans font-bold text-md md:text-lg leading-[100%]">Cashback Match</p></div><div data-offer="rewardsRate"><div class="flex"><p class="mb-0 text-gray-700 text-sm font-bold">Rewards rate</p><div class="Tooltip ml-1 h-4" data-testid="undefined"><button class="Tooltip-trigger relative top-[-8px]" aria-controls="tooltip-1" aria-expanded="false" role="button" tabindex="0"><span class="Icon Icon--xs fill-blue-600"><span class="inline-block align-middle relative icon-base-blue-600"><svg viewBox="0 0 16 16" width="16" height="16" xmlns="http://www.w3.org/2000/svg" focusable="false" class=""><path fill-rule="evenodd" clip-rule="evenodd" d="M8 16C12.4183 16 16 12.4183 16 8C16 3.58172 12.4183 0 8 0C3.58172 0 0 3.58172 0 8C0 12.4183 3.58172 16 8 16ZM8 15C4.13401 15 1 11.866 1 8C1 4.13401 4.13401 1 8 1C11.866 1 15 4.13401 15 8C15 11.866 11.866 15 8 15ZM7 5.0122C7 4.45122 7.45122 4 8 4C8.56098 4 9 4.45122 9 5.0122C9 5.54878 8.56098 6 8 6C7.45122 6 7 5.54878 7 5.0122ZM7 12V7H9V12H7Z" class="icon-base" fill="currentColor"></path><title>Info</title></svg></span></span><span class="sr-only">Hover to learn more</span></button><div class="Tooltip-content z-20 max-w-48 md:max-w-max Tooltip-content--anchorRight hidden" id="tooltip-1" role="tooltip" aria-hidden="true"><div class="Tooltip-body text-gray-700"><div class="Tooltip-arrow"></div><p class="text-gray-700 text-sm mb-0">Earn 5% cash back on everyday purchases at different places you shop each quarter like grocery stores, restaurants, gas stations, and more, up to the quarterly maximum when you activate. Plus, earn unlimited 1% cash back on all other purchases.</p></div></div></div></div><p class="mb-0 text-black font-sans font-bold text-md md:text-lg leading-[100%]">1% - 5%</p></div><div data-offer="annualFee"><div class="flex"><p class="mb-0 text-gray-700 text-sm font-bold">Annual fee</p></div><p class="mb-0 text-black font-sans font-bold text-md md:text-lg leading-[100%]">$0</p></div><div data-offer="regularAPR"><div class="flex"><p class="mb-0 text-gray-700 text-sm font-bold">Regular APR</p></div><p class="mb-0 text-black font-sans font-bold text-md md:text-lg leading-[100%]">18.74% - 27.74% Variable APR</p></div></div><div class="px-6 pb-6 pt-2 md:py-6"><p class="bg-blue-600/5 mb-0 p-4 rounded-lg text-sm" data-testid="6746-why-like-this"><span class="font-bold block md:inline">Why you'll like this:</span> It offers the best rewards rate you can get in several popular categories over the course of the year.</p></div><div class="Accordion border-t-0 border-b border-gray-200" data-testid="6746-reward-details"><div class="Accordion-item border-b-0 py-2"><button class="flex w-full items-center px-4 md:px-6" aria-controls="reward-details" aria-expanded="false" type="button"><div class="Accordion-title mb-0 font-bold text-lg">Reward Details</div><span class="Icon Icon--xs flex items-center"><span class="inline-block align-middle relative duration-500"><svg xmlns="http://www.w3.org/2000/svg" class="Icon-glyph fill-blue-600" viewBox="0 0 11 8" focusable="false"><path fill="" fill-rule="evenodd" d="M3.875 5.875l-3.75-3.75 1.25-1.25 3.75 3.75 3.75-3.75 1.25 1.25-5 5-1.25-1.25z"></path></svg></span></span></button></div></div><div class="Accordion border-t-0 border-gray-200" data-testid="6746-pros-cons"><div class="Accordion-item border-gray-200 py-2"><button class="flex w-full items-center px-4 md:px-6 hover:bg-white" aria-controls="pros-cons" aria-expanded="false" type="button"><div class="Accordion-title mb-0 font-bold text-lg">Editor's take</div><span class="Icon Icon--xs flex items-center"><span class="inline-block align-middle relative duration-500"><svg xmlns="http://www.w3.org/2000/svg" class="Icon-glyph fill-blue-600" viewBox="0 0 11 8" focusable="false"><path fill="" fill-rule="evenodd" d="M3.875 5.875l-3.75-3.75 1.25-1.25 3.75 3.75 3.75-3.75 1.25 1.25-5 5-1.25-1.25z"></path></svg></span></span></button></div></div><div class="Accordion border-t-0" data-testid="6746-card-details"><div class="Accordion-item border-b-0 py-2"><button class="flex w-full items-center px-4 md:px-6" aria-controls="details-bullets" aria-expanded="false" type="button"><div class="Accordion-title mb-0 font-bold text-lg">Card Details</div><span class="Icon Icon--xs flex items-center"><span class="inline-block align-middle relative duration-500"><svg xmlns="http://www.w3.org/2000/svg" class="Icon-glyph fill-blue-600" viewBox="0 0 11 8" focusable="false"><path fill="" fill-rule="evenodd" d="M3.875 5.875l-3.75-3.75 1.25-1.25 3.75 3.75 3.75-3.75 1.25 1.25-5 5-1.25-1.25z"></path></svg></span></span></button></div></div></div><div id="card14" class="rounded-lg border mb-8" data-pid="8046" data-testid="8046-category-product-box"><div class="grid gap-6 grid-cols-1 md:grid-cols-12 p-2 md:p-6 border-b"><div class="md:col-span-8"><div class="mb-1 md:hidden flex flex-row justify-end"><div class="CompareSelector w-fit"><label class="FormCheckbox hover:before:bg-white hover:before:shadow-none undefined"><span class="text-black font-circular-bold text-sm mr-3 inline-block">Add to compare</span><input class="FormCheckbox-input form-checkbox__input" type="checkbox" data-testid="compare-mobile"/><span class="FormCheckbox-fauxInput Icon Icon--sm mr-0"><svg class="Icon-glyph" viewBox="0 0 12 9" fill-rule="evenodd"><path d="M4.1 6.1L1.4 3.4 0 4.9 4.1 9l7.6-7.6L10.3 0z"></path></svg></span></label></div></div><p data-testid="8046-superlative" class="text-blue-600 font-sans font-bold mb-3 text-sm mt-3 md:mt-0">Best for affordable travel perks</p><div class="grid gap-4 grid-cols-12"><div class="col-span-4 row-span-2 md:col-span-3 lg:col-span-2 flex items-center"><a data-testid="8046-card-art-link" href="" class="no-underline" target="_blank"><figure class="mb-0"><img data-testid="8046-card-art" src="https://cdn.prodstatic.com/shared/images/cards/219x139/401d0150-336c-11ec-b6bf-8d6df3a2e669.png?auto=webp" alt="Capital One Venture X Rewards Credit Card" loading="lazy"/></figure></a></div><div class="col-span-8 row-span-2 flex items-center md:row-span-1 md:col-span-9 lg:col-span-10 md:items-end"><a data-testid="8046-card-name-link" href="" class="no-underline" target="_blank"><h2 data-testid="8046-card-name" class="text-lg md:text-2xl leading-6 md:leading-7 text-black m-0 hover:text-blue-600 hover:underline">Capital One Venture X Rewards Credit Card</h2></a></div><div class="col-span-12 flex items-start md:col-span-8"><div class="basis-full md:inline-flex md:items-center"><p class="font-bold text-sm mb-0 md:inline mr-2">Bankrate score</p><div class="inline-block align-middle"><div class="RatingStars mr-2 mt-1" aria-label="5.0 star rating"><div class="RatingStars-iconMask" style="width:100%"><span class="RatingStars-iconContainer"><span class="RatingStars-icon Icon Icon--xs"><svg class="Icon-glyph" width="16" height="16" viewBox="0 0 16 16" xmlns="http://www.w3.org/2000/svg"><title>star icon</title><g fill="none" fill-rule="evenodd"><path d="M0 0h16v16H0z"></path><path fill="#0157ff" d="M8.108.7l2.352 4.764 5.257.764-3.804 3.708.898 5.236L8.108 12.7l-4.702 2.472.898-5.236L.5 6.228l5.257-.764L8.108.7zm1.688 5.678L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661-3.772-.548z"></path><path fill="#0157ff" d="M9.796 6.378L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661z"></path></g></svg></span><span class="RatingStars-icon Icon Icon--xs"><svg class="Icon-glyph" width="16" height="16" viewBox="0 0 16 16" xmlns="http://www.w3.org/2000/svg"><title>star icon</title><g fill="none" fill-rule="evenodd"><path d="M0 0h16v16H0z"></path><path fill="#0157ff" d="M8.108.7l2.352 4.764 5.257.764-3.804 3.708.898 5.236L8.108 12.7l-4.702 2.472.898-5.236L.5 6.228l5.257-.764L8.108.7zm1.688 5.678L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661-3.772-.548z"></path><path fill="#0157ff" d="M9.796 6.378L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661z"></path></g></svg></span><span class="RatingStars-icon Icon Icon--xs"><svg class="Icon-glyph" width="16" height="16" viewBox="0 0 16 16" xmlns="http://www.w3.org/2000/svg"><title>star icon</title><g fill="none" fill-rule="evenodd"><path d="M0 0h16v16H0z"></path><path fill="#0157ff" d="M8.108.7l2.352 4.764 5.257.764-3.804 3.708.898 5.236L8.108 12.7l-4.702 2.472.898-5.236L.5 6.228l5.257-.764L8.108.7zm1.688 5.678L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661-3.772-.548z"></path><path fill="#0157ff" d="M9.796 6.378L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661z"></path></g></svg></span><span class="RatingStars-icon Icon Icon--xs"><svg class="Icon-glyph" width="16" height="16" viewBox="0 0 16 16" xmlns="http://www.w3.org/2000/svg"><title>star icon</title><g fill="none" fill-rule="evenodd"><path d="M0 0h16v16H0z"></path><path fill="#0157ff" d="M8.108.7l2.352 4.764 5.257.764-3.804 3.708.898 5.236L8.108 12.7l-4.702 2.472.898-5.236L.5 6.228l5.257-.764L8.108.7zm1.688 5.678L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661-3.772-.548z"></path><path fill="#0157ff" d="M9.796 6.378L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661z"></path></g></svg></span><span class="RatingStars-icon Icon Icon--xs"><svg class="Icon-glyph" width="16" height="16" viewBox="0 0 16 16" xmlns="http://www.w3.org/2000/svg"><title>star icon</title><g fill="none" fill-rule="evenodd"><path d="M0 0h16v16H0z"></path><path fill="#0157ff" d="M8.108.7l2.352 4.764 5.257.764-3.804 3.708.898 5.236L8.108 12.7l-4.702 2.472.898-5.236L.5 6.228l5.257-.764L8.108.7zm1.688 5.678L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661-3.772-.548z"></path><path fill="#0157ff" d="M9.796 6.378L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661z"></path></g></svg></span></span></div><span class="RatingStars-iconContainer"><span class="RatingStars-icon Icon Icon--xs"><svg class="Icon-glyph" width="16" height="16" viewBox="0 0 16 16" xmlns="http://www.w3.org/2000/svg"><title>star icon</title><g fill="none" fill-rule="evenodd"><path d="M0 0h16v16H0z"></path><path fill="#0157ff" d="M8.108.7l2.352 4.764 5.257.764-3.804 3.708.898 5.236L8.108 12.7l-4.702 2.472.898-5.236L.5 6.228l5.257-.764L8.108.7zm1.688 5.678L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661-3.772-.548z"></path><path fill="#FFFFFF" d="M9.796 6.378L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661z"></path></g></svg></span><span class="RatingStars-icon Icon Icon--xs"><svg class="Icon-glyph" width="16" height="16" viewBox="0 0 16 16" xmlns="http://www.w3.org/2000/svg"><title>star icon</title><g fill="none" fill-rule="evenodd"><path d="M0 0h16v16H0z"></path><path fill="#0157ff" d="M8.108.7l2.352 4.764 5.257.764-3.804 3.708.898 5.236L8.108 12.7l-4.702 2.472.898-5.236L.5 6.228l5.257-.764L8.108.7zm1.688 5.678L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661-3.772-.548z"></path><path fill="#FFFFFF" d="M9.796 6.378L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661z"></path></g></svg></span><span class="RatingStars-icon Icon Icon--xs"><svg class="Icon-glyph" width="16" height="16" viewBox="0 0 16 16" xmlns="http://www.w3.org/2000/svg"><title>star icon</title><g fill="none" fill-rule="evenodd"><path d="M0 0h16v16H0z"></path><path fill="#0157ff" d="M8.108.7l2.352 4.764 5.257.764-3.804 3.708.898 5.236L8.108 12.7l-4.702 2.472.898-5.236L.5 6.228l5.257-.764L8.108.7zm1.688 5.678L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661-3.772-.548z"></path><path fill="#FFFFFF" d="M9.796 6.378L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661z"></path></g></svg></span><span class="RatingStars-icon Icon Icon--xs"><svg class="Icon-glyph" width="16" height="16" viewBox="0 0 16 16" xmlns="http://www.w3.org/2000/svg"><title>star icon</title><g fill="none" fill-rule="evenodd"><path d="M0 0h16v16H0z"></path><path fill="#0157ff" d="M8.108.7l2.352 4.764 5.257.764-3.804 3.708.898 5.236L8.108 12.7l-4.702 2.472.898-5.236L.5 6.228l5.257-.764L8.108.7zm1.688 5.678L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661-3.772-.548z"></path><path fill="#FFFFFF" d="M9.796 6.378L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661z"></path></g></svg></span><span class="RatingStars-icon Icon Icon--xs"><svg class="Icon-glyph" width="16" height="16" viewBox="0 0 16 16" xmlns="http://www.w3.org/2000/svg"><title>star icon</title><g fill="none" fill-rule="evenodd"><path d="M0 0h16v16H0z"></path><path fill="#0157ff" d="M8.108.7l2.352 4.764 5.257.764-3.804 3.708.898 5.236L8.108 12.7l-4.702 2.472.898-5.236L.5 6.228l5.257-.764L8.108.7zm1.688 5.678L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661-3.772-.548z"></path><path fill="#FFFFFF" d="M9.796 6.378L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661z"></path></g></svg></span></span></div><span data-testid="8046-bankrate-score" class="font-sans text-sm relative top-[-2px] undefined font-bold">5.0</span></div><div class="Tooltip ml-2 mr-1 align-middle top-[1px]" data-testid="8046-bankrate-score-tooltip"><button class="Tooltip-trigger relative top-[-8px]" aria-controls="tooltip-score" aria-expanded="false" role="button" tabindex="0"><span class="Icon Icon--xs fill-blue-600"><span class="inline-block align-middle relative icon-base-blue-600"><svg viewBox="0 0 16 16" width="16" height="16" xmlns="http://www.w3.org/2000/svg" focusable="false" class=""><path fill-rule="evenodd" clip-rule="evenodd" d="M8 16C12.4183 16 16 12.4183 16 8C16 3.58172 12.4183 0 8 0C3.58172 0 0 3.58172 0 8C0 12.4183 3.58172 16 8 16ZM8 15C4.13401 15 1 11.866 1 8C1 4.13401 4.13401 1 8 1C11.866 1 15 4.13401 15 8C15 11.866 11.866 15 8 15ZM7 5.0122C7 4.45122 7.45122 4 8 4C8.56098 4 9 4.45122 9 5.0122C9 5.54878 8.56098 6 8 6C7.45122 6 7 5.54878 7 5.0122ZM7 12V7H9V12H7Z" class="icon-base" fill="currentColor"></path><title>Info</title></svg></span></span><span class="sr-only">Hover to learn more</span></button><div class="Tooltip-content z-20 max-w-48 md:max-w-max Tooltip-content--anchorCenter Tooltip-content--belowTrigger hidden" id="tooltip-score" role="tooltip" aria-hidden="true"><div class="Tooltip-body text-gray-700"><div class="Tooltip-arrow"></div><p class="text-gray-700 text-sm m-0" data-testid="8046-bankrate-score-tooltip-text">Our writers, editors and industry experts score credit cards based on a variety of factors including card features, bonus offers and independent research. Credit card issuers have no say or influence on how we rate cards.</p></div></div></div><a href="/credit-cards/reviews/capital-one-venture-x/" class="text-xs Link Link--standalone inline-flex align-middle" data-testid="8046-bankrate-score-link">Bankrate review</a></div></div></div><div class="mt-4 hidden md:block"><div class="CompareSelector w-fit"><label class="FormCheckbox hover:before:bg-white hover:before:shadow-none undefined"><span class="text-black font-circular-bold text-sm mr-3 inline-block">Add to compare</span><input class="FormCheckbox-input form-checkbox__input" type="checkbox" data-testid="compare-desktop"/><span class="FormCheckbox-fauxInput Icon Icon--sm mr-0"><svg class="Icon-glyph" viewBox="0 0 12 9" fill-rule="evenodd"><path d="M4.1 6.1L1.4 3.4 0 4.9 4.1 9l7.6-7.6L10.3 0z"></path></svg></span></label></div></div></div><div class="md:col-span-4 text-center"><div class="mb-2 w-full text-black bg-blue-600/5 border border-blue-600/50 rounded text-sm md:text-xs lg:text-sm max-w-sm mx-auto h-9 flex items-center justify-center"><span class="font-thin mr-1 ml-0.5">Recommended credit score:</span><span class="font-bold" data-testid="8046-recommended-credit">(740 - 850)</span><div class="Tooltip ml-1 top-[1px]" data-testid="8046-recommended-credit-tooltip"><button class="Tooltip-trigger" aria-controls="tooltip-credit" aria-expanded="false" role="button" tabindex="0"><span class="Icon Icon--xs fill-blue-600"><span class="inline-block align-middle relative icon-base-blue-600 top-[-3px]"><svg viewBox="0 0 16 16" width="16" height="16" xmlns="http://www.w3.org/2000/svg" focusable="false" class=""><path fill-rule="evenodd" clip-rule="evenodd" d="M8 16C12.4183 16 16 12.4183 16 8C16 3.58172 12.4183 0 8 0C3.58172 0 0 3.58172 0 8C0 12.4183 3.58172 16 8 16ZM8 15C4.13401 15 1 11.866 1 8C1 4.13401 4.13401 1 8 1C11.866 1 15 4.13401 15 8C15 11.866 11.866 15 8 15ZM7 5.0122C7 4.45122 7.45122 4 8 4C8.56098 4 9 4.45122 9 5.0122C9 5.54878 8.56098 6 8 6C7.45122 6 7 5.54878 7 5.0122ZM7 12V7H9V12H7Z" class="icon-base" fill="currentColor"></path><title>Info</title></svg></span></span><span class="sr-only">Hover to learn more</span></button><div class="Tooltip-content z-20 max-w-48 md:max-w-max Tooltip-content--anchorRight Tooltip-content--belowTrigger hidden" id="tooltip-credit" role="tooltip" aria-hidden="true"><div class="Tooltip-body text-gray-700"><div class="Tooltip-arrow"></div><p class="text-gray-700 text-sm mb-0" data-testid="8046-recommended-credit-tooltip-text">A FICO score/credit score is used to represent the creditworthiness of a person and may be one indicator to the credit type you are eligible for. However, credit score alone does not guarantee or imply approval for any financial product.</p></div></div></div></div><a href="" class="Button w-full no-underline block mx-auto Button--primary" target="_blank" rel="sponsored" data-testid="8046-apply-now-btn">Apply now<span class="inline-block align-middle relative -mt-1 ml-2 Icon Icon--xs"><svg class="Icon-glyph " viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false"><path fill-rule="evenodd" clip-rule="evenodd" d="M16.1489 7.0377V8.47406H7.8423V6.97713C7.8423 4.71879 9.70262 2.88443 11.9956 2.88443C14.2885 2.88443 16.1489 4.74475 16.1489 7.0377ZM6.45787 6.97713V8.47406H6.23319C4.57188 8.47406 3.23071 9.82387 3.23071 11.4765V19.4975C3.23071 21.1589 4.58053 22.5 6.23319 22.5H17.7672V22.4914C19.4285 22.4914 20.7697 21.1242 20.7697 19.437V11.4765C20.7697 9.81522 19.4198 8.47406 17.7672 8.47406H17.5333V7.0377C17.5333 3.98331 15.05 1.5 11.9956 1.5C8.94119 1.5 6.45787 3.95735 6.45787 6.97713ZM6.22453 9.86714C5.33331 9.86714 4.60649 10.594 4.60649 11.4852V19.5062C4.60649 20.3974 5.33331 21.1242 6.22453 21.1242H17.7585C18.6671 21.1242 19.3766 20.3888 19.3766 19.4543V11.4938C19.3766 10.6026 18.6498 9.87579 17.7585 9.87579H6.22453V9.86714ZM11.3036 16.6681C11.3036 17.0488 11.6151 17.3603 11.9958 17.3603C12.3765 17.3603 12.688 17.0488 12.688 16.6681V14.306C12.688 13.9252 12.3765 13.6137 11.9958 13.6137C11.6151 13.6137 11.3036 13.9252 11.3036 14.306V16.6681Z" class="icon-base"></path><title>Lock</title></svg></span></a><p class="text-xs mt-2 sm:mt-3 text-gray-700 mb-0" data-testid="8046-secure-site">on Capital One's secure site</p><a href="https://d25970n8puso9u.cloudfront.net/disclosure.30733.en-US.pdf" target="_blank" class="Link text-xs" rel="sponsored noopener noreferrer" data-testid="8046-rates-and-fees">See Rates & Fees</a></div></div><div class="grid grid-cols-2 md:grid-cols-4 gap-4 p-4 md:p-6 justify-start align-items-center"><div data-offer="introOffer"><div class="flex"><p class="mb-0 text-gray-700 text-sm font-bold">Intro offer</p><div class="Tooltip ml-1 h-4" data-testid="undefined"><button class="Tooltip-trigger relative top-[-8px]" aria-controls="tooltip-0" aria-expanded="false" role="button" tabindex="0"><span class="Icon Icon--xs fill-blue-600"><span class="inline-block align-middle relative icon-base-blue-600"><svg viewBox="0 0 16 16" width="16" height="16" xmlns="http://www.w3.org/2000/svg" focusable="false" class=""><path fill-rule="evenodd" clip-rule="evenodd" d="M8 16C12.4183 16 16 12.4183 16 8C16 3.58172 12.4183 0 8 0C3.58172 0 0 3.58172 0 8C0 12.4183 3.58172 16 8 16ZM8 15C4.13401 15 1 11.866 1 8C1 4.13401 4.13401 1 8 1C11.866 1 15 4.13401 15 8C15 11.866 11.866 15 8 15ZM7 5.0122C7 4.45122 7.45122 4 8 4C8.56098 4 9 4.45122 9 5.0122C9 5.54878 8.56098 6 8 6C7.45122 6 7 5.54878 7 5.0122ZM7 12V7H9V12H7Z" class="icon-base" fill="currentColor"></path><title>Info</title></svg></span></span><span class="sr-only">Hover to learn more</span></button><div class="Tooltip-content z-20 max-w-48 md:max-w-max Tooltip-content--anchorLeft hidden" id="tooltip-0" role="tooltip" aria-hidden="true"><div class="Tooltip-body text-gray-700"><div class="Tooltip-arrow"></div><p class="text-gray-700 text-sm mb-0">Earn 75,000 bonus miles when you spend $4,000 on purchases in the first 3 months from account opening, equal to $750 in travel</p></div></div></div></div><p class="mb-0 text-black font-sans font-bold text-md md:text-lg leading-[100%]">75,000 miles</p></div><div data-offer="rewardsRate"><div class="flex"><p class="mb-0 text-gray-700 text-sm font-bold">Rewards rate</p><div class="Tooltip ml-1 h-4" data-testid="undefined"><button class="Tooltip-trigger relative top-[-8px]" aria-controls="tooltip-1" aria-expanded="false" role="button" tabindex="0"><span class="Icon Icon--xs fill-blue-600"><span class="inline-block align-middle relative icon-base-blue-600"><svg viewBox="0 0 16 16" width="16" height="16" xmlns="http://www.w3.org/2000/svg" focusable="false" class=""><path fill-rule="evenodd" clip-rule="evenodd" d="M8 16C12.4183 16 16 12.4183 16 8C16 3.58172 12.4183 0 8 0C3.58172 0 0 3.58172 0 8C0 12.4183 3.58172 16 8 16ZM8 15C4.13401 15 1 11.866 1 8C1 4.13401 4.13401 1 8 1C11.866 1 15 4.13401 15 8C15 11.866 11.866 15 8 15ZM7 5.0122C7 4.45122 7.45122 4 8 4C8.56098 4 9 4.45122 9 5.0122C9 5.54878 8.56098 6 8 6C7.45122 6 7 5.54878 7 5.0122ZM7 12V7H9V12H7Z" class="icon-base" fill="currentColor"></path><title>Info</title></svg></span></span><span class="sr-only">Hover to learn more</span></button><div class="Tooltip-content z-20 max-w-48 md:max-w-max Tooltip-content--anchorRight hidden" id="tooltip-1" role="tooltip" aria-hidden="true"><div class="Tooltip-body text-gray-700"><div class="Tooltip-arrow"></div><p class="text-gray-700 text-sm mb-0">10 Miles per dollar on hotels and rental cars booked through Capital One Travel, 5 Miles per dollar on flights and vacation rentals booked through Capital One Travel, 2 Miles per dollar on every purchase, every day</p></div></div></div></div><p class="mb-0 text-black font-sans font-bold text-md md:text-lg leading-[100%]">2 Miles - 10 Miles</p></div><div data-offer="annualFee"><div class="flex"><p class="mb-0 text-gray-700 text-sm font-bold">Annual fee</p></div><p class="mb-0 text-black font-sans font-bold text-md md:text-lg leading-[100%]">$395</p></div><div data-offer="regularAPR"><div class="flex"><p class="mb-0 text-gray-700 text-sm font-bold">Regular APR</p></div><p class="mb-0 text-black font-sans font-bold text-md md:text-lg leading-[100%]">19.99% - 29.74% (Variable)</p></div></div><div class="px-6 pb-6 pt-2 md:py-6"><p class="bg-blue-600/5 mb-0 p-4 rounded-lg text-sm" data-testid="8046-why-like-this"><span class="font-bold block md:inline">Why you'll like this:</span> You’ll get access to a handful of the most useful and valuable travel perks out there without breaking the bank.</p></div><div class="Accordion border-t-0 border-b border-gray-200" data-testid="8046-reward-details"><div class="Accordion-item border-b-0 py-2"><button class="flex w-full items-center px-4 md:px-6" aria-controls="reward-details" aria-expanded="false" type="button"><div class="Accordion-title mb-0 font-bold text-lg">Reward Details</div><span class="Icon Icon--xs flex items-center"><span class="inline-block align-middle relative duration-500"><svg xmlns="http://www.w3.org/2000/svg" class="Icon-glyph fill-blue-600" viewBox="0 0 11 8" focusable="false"><path fill="" fill-rule="evenodd" d="M3.875 5.875l-3.75-3.75 1.25-1.25 3.75 3.75 3.75-3.75 1.25 1.25-5 5-1.25-1.25z"></path></svg></span></span></button></div></div><div class="Accordion border-t-0 border-gray-200" data-testid="8046-pros-cons"><div class="Accordion-item border-gray-200 py-2"><button class="flex w-full items-center px-4 md:px-6 hover:bg-white" aria-controls="pros-cons" aria-expanded="false" type="button"><div class="Accordion-title mb-0 font-bold text-lg">Editor's take</div><span class="Icon Icon--xs flex items-center"><span class="inline-block align-middle relative duration-500"><svg xmlns="http://www.w3.org/2000/svg" class="Icon-glyph fill-blue-600" viewBox="0 0 11 8" focusable="false"><path fill="" fill-rule="evenodd" d="M3.875 5.875l-3.75-3.75 1.25-1.25 3.75 3.75 3.75-3.75 1.25 1.25-5 5-1.25-1.25z"></path></svg></span></span></button></div></div><div class="Accordion border-t-0" data-testid="8046-card-details"><div class="Accordion-item border-b-0 py-2"><button class="flex w-full items-center px-4 md:px-6" aria-controls="details-bullets" aria-expanded="false" type="button"><div class="Accordion-title mb-0 font-bold text-lg">Card Details</div><span class="Icon Icon--xs flex items-center"><span class="inline-block align-middle relative duration-500"><svg xmlns="http://www.w3.org/2000/svg" class="Icon-glyph fill-blue-600" viewBox="0 0 11 8" focusable="false"><path fill="" fill-rule="evenodd" d="M3.875 5.875l-3.75-3.75 1.25-1.25 3.75 3.75 3.75-3.75 1.25 1.25-5 5-1.25-1.25z"></path></svg></span></span></button></div></div></div><div id="card15" class="rounded-lg border mb-8" data-pid="8371" data-testid="8371-category-product-box"><div class="grid gap-6 grid-cols-1 md:grid-cols-12 p-2 md:p-6 border-b"><div class="md:col-span-8"><div class="mb-1 md:hidden flex flex-row justify-end"><div class="CompareSelector w-fit"><label class="FormCheckbox hover:before:bg-white hover:before:shadow-none undefined"><span class="text-black font-circular-bold text-sm mr-3 inline-block">Add to compare</span><input class="FormCheckbox-input form-checkbox__input" type="checkbox" data-testid="compare-mobile"/><span class="FormCheckbox-fauxInput Icon Icon--sm mr-0"><svg class="Icon-glyph" viewBox="0 0 12 9" fill-rule="evenodd"><path d="M4.1 6.1L1.4 3.4 0 4.9 4.1 9l7.6-7.6L10.3 0z"></path></svg></span></label></div></div><p data-testid="8371-superlative" class="text-blue-600 font-sans font-bold mb-3 text-sm mt-3 md:mt-0">Best for everyday travel</p><div class="grid gap-4 grid-cols-12"><div class="col-span-4 row-span-2 md:col-span-3 lg:col-span-2 flex items-center"><a data-testid="8371-card-art-link" href="" class="no-underline" target="_blank"><figure class="mb-0"><img data-testid="8371-card-art" src="https://cdn.prodstatic.com/shared/images/cards/219x139/721aaa30-91bd-11ed-9b68-abcc51f2cdde.jpg?auto=webp" alt="Wells Fargo Autograph&#8480; Card" loading="lazy"/></figure></a></div><div class="col-span-8 row-span-2 flex items-center md:row-span-1 md:col-span-9 lg:col-span-10 md:items-end"><a data-testid="8371-card-name-link" href="" class="no-underline" target="_blank"><h2 data-testid="8371-card-name" class="text-lg md:text-2xl leading-6 md:leading-7 text-black m-0 hover:text-blue-600 hover:underline">Wells Fargo Autograph℠ Card</h2></a></div><div class="col-span-12 flex items-start md:col-span-8"><div class="basis-full md:inline-flex md:items-center"><p class="font-bold text-sm mb-0 md:inline mr-2">Bankrate score</p><div class="inline-block align-middle"><div class="RatingStars mr-2 mt-1" aria-label="4.0 star rating"><div class="RatingStars-iconMask" style="width:80%"><span class="RatingStars-iconContainer"><span class="RatingStars-icon Icon Icon--xs"><svg class="Icon-glyph" width="16" height="16" viewBox="0 0 16 16" xmlns="http://www.w3.org/2000/svg"><title>star icon</title><g fill="none" fill-rule="evenodd"><path d="M0 0h16v16H0z"></path><path fill="#0157ff" d="M8.108.7l2.352 4.764 5.257.764-3.804 3.708.898 5.236L8.108 12.7l-4.702 2.472.898-5.236L.5 6.228l5.257-.764L8.108.7zm1.688 5.678L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661-3.772-.548z"></path><path fill="#0157ff" d="M9.796 6.378L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661z"></path></g></svg></span><span class="RatingStars-icon Icon Icon--xs"><svg class="Icon-glyph" width="16" height="16" viewBox="0 0 16 16" 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5.257.764-3.804 3.708.898 5.236L8.108 12.7l-4.702 2.472.898-5.236L.5 6.228l5.257-.764L8.108.7zm1.688 5.678L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661-3.772-.548z"></path><path fill="#FFFFFF" d="M9.796 6.378L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661z"></path></g></svg></span><span class="RatingStars-icon Icon Icon--xs"><svg class="Icon-glyph" width="16" height="16" viewBox="0 0 16 16" xmlns="http://www.w3.org/2000/svg"><title>star icon</title><g fill="none" fill-rule="evenodd"><path d="M0 0h16v16H0z"></path><path fill="#0157ff" d="M8.108.7l2.352 4.764 5.257.764-3.804 3.708.898 5.236L8.108 12.7l-4.702 2.472.898-5.236L.5 6.228l5.257-.764L8.108.7zm1.688 5.678L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661-3.772-.548z"></path><path fill="#FFFFFF" d="M9.796 6.378L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661z"></path></g></svg></span></span></div><span data-testid="8371-bankrate-score" class="font-sans text-sm relative top-[-2px] undefined font-bold">4.0</span></div><div class="Tooltip ml-2 mr-1 align-middle top-[1px]" data-testid="8371-bankrate-score-tooltip"><button class="Tooltip-trigger relative top-[-8px]" aria-controls="tooltip-score" aria-expanded="false" role="button" tabindex="0"><span class="Icon Icon--xs fill-blue-600"><span class="inline-block align-middle relative icon-base-blue-600"><svg viewBox="0 0 16 16" width="16" height="16" xmlns="http://www.w3.org/2000/svg" focusable="false" class=""><path fill-rule="evenodd" clip-rule="evenodd" d="M8 16C12.4183 16 16 12.4183 16 8C16 3.58172 12.4183 0 8 0C3.58172 0 0 3.58172 0 8C0 12.4183 3.58172 16 8 16ZM8 15C4.13401 15 1 11.866 1 8C1 4.13401 4.13401 1 8 1C11.866 1 15 4.13401 15 8C15 11.866 11.866 15 8 15ZM7 5.0122C7 4.45122 7.45122 4 8 4C8.56098 4 9 4.45122 9 5.0122C9 5.54878 8.56098 6 8 6C7.45122 6 7 5.54878 7 5.0122ZM7 12V7H9V12H7Z" class="icon-base" fill="currentColor"></path><title>Info</title></svg></span></span><span class="sr-only">Hover to learn more</span></button><div class="Tooltip-content z-20 max-w-48 md:max-w-max Tooltip-content--anchorCenter Tooltip-content--belowTrigger hidden" id="tooltip-score" role="tooltip" aria-hidden="true"><div class="Tooltip-body text-gray-700"><div class="Tooltip-arrow"></div><p class="text-gray-700 text-sm m-0" data-testid="8371-bankrate-score-tooltip-text">Our writers, editors and industry experts score credit cards based on a variety of factors including card features, bonus offers and independent research. Credit card issuers have no say or influence on how we rate cards.</p></div></div></div><a href="/credit-cards/reviews/wells-fargo-autograph-card/" class="text-xs Link Link--standalone inline-flex align-middle" data-testid="8371-bankrate-score-link">Bankrate review</a></div></div></div><div class="mt-4 hidden md:block"><div class="CompareSelector w-fit"><label class="FormCheckbox hover:before:bg-white hover:before:shadow-none undefined"><span class="text-black font-circular-bold text-sm mr-3 inline-block">Add to compare</span><input class="FormCheckbox-input form-checkbox__input" type="checkbox" data-testid="compare-desktop"/><span class="FormCheckbox-fauxInput Icon Icon--sm mr-0"><svg class="Icon-glyph" viewBox="0 0 12 9" fill-rule="evenodd"><path d="M4.1 6.1L1.4 3.4 0 4.9 4.1 9l7.6-7.6L10.3 0z"></path></svg></span></label></div></div></div><div class="md:col-span-4 text-center"><div class="mb-2 w-full text-black bg-blue-600/5 border border-blue-600/50 rounded text-sm md:text-xs lg:text-sm max-w-sm mx-auto h-9 flex items-center justify-center"><span class="font-thin mr-1 ml-0.5">Recommended credit score:</span><span class="font-bold" data-testid="8371-recommended-credit">(670 - 850)</span><div class="Tooltip ml-1 top-[1px]" data-testid="8371-recommended-credit-tooltip"><button class="Tooltip-trigger" aria-controls="tooltip-credit" aria-expanded="false" role="button" tabindex="0"><span class="Icon Icon--xs fill-blue-600"><span class="inline-block align-middle relative icon-base-blue-600 top-[-3px]"><svg viewBox="0 0 16 16" width="16" height="16" xmlns="http://www.w3.org/2000/svg" focusable="false" class=""><path fill-rule="evenodd" clip-rule="evenodd" d="M8 16C12.4183 16 16 12.4183 16 8C16 3.58172 12.4183 0 8 0C3.58172 0 0 3.58172 0 8C0 12.4183 3.58172 16 8 16ZM8 15C4.13401 15 1 11.866 1 8C1 4.13401 4.13401 1 8 1C11.866 1 15 4.13401 15 8C15 11.866 11.866 15 8 15ZM7 5.0122C7 4.45122 7.45122 4 8 4C8.56098 4 9 4.45122 9 5.0122C9 5.54878 8.56098 6 8 6C7.45122 6 7 5.54878 7 5.0122ZM7 12V7H9V12H7Z" class="icon-base" fill="currentColor"></path><title>Info</title></svg></span></span><span class="sr-only">Hover to learn more</span></button><div class="Tooltip-content z-20 max-w-48 md:max-w-max Tooltip-content--anchorRight Tooltip-content--belowTrigger hidden" id="tooltip-credit" role="tooltip" aria-hidden="true"><div class="Tooltip-body text-gray-700"><div class="Tooltip-arrow"></div><p class="text-gray-700 text-sm mb-0" data-testid="8371-recommended-credit-tooltip-text">A FICO score/credit score is used to represent the creditworthiness of a person and may be one indicator to the credit type you are eligible for. However, credit score alone does not guarantee or imply approval for any financial product.</p></div></div></div></div><a href="" class="Button w-full no-underline block mx-auto Button--primary" target="_blank" rel="sponsored" data-testid="8371-apply-now-btn">Apply now<span class="inline-block align-middle relative -mt-1 ml-2 Icon Icon--xs"><svg class="Icon-glyph " viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false"><path fill-rule="evenodd" clip-rule="evenodd" d="M16.1489 7.0377V8.47406H7.8423V6.97713C7.8423 4.71879 9.70262 2.88443 11.9956 2.88443C14.2885 2.88443 16.1489 4.74475 16.1489 7.0377ZM6.45787 6.97713V8.47406H6.23319C4.57188 8.47406 3.23071 9.82387 3.23071 11.4765V19.4975C3.23071 21.1589 4.58053 22.5 6.23319 22.5H17.7672V22.4914C19.4285 22.4914 20.7697 21.1242 20.7697 19.437V11.4765C20.7697 9.81522 19.4198 8.47406 17.7672 8.47406H17.5333V7.0377C17.5333 3.98331 15.05 1.5 11.9956 1.5C8.94119 1.5 6.45787 3.95735 6.45787 6.97713ZM6.22453 9.86714C5.33331 9.86714 4.60649 10.594 4.60649 11.4852V19.5062C4.60649 20.3974 5.33331 21.1242 6.22453 21.1242H17.7585C18.6671 21.1242 19.3766 20.3888 19.3766 19.4543V11.4938C19.3766 10.6026 18.6498 9.87579 17.7585 9.87579H6.22453V9.86714ZM11.3036 16.6681C11.3036 17.0488 11.6151 17.3603 11.9958 17.3603C12.3765 17.3603 12.688 17.0488 12.688 16.6681V14.306C12.688 13.9252 12.3765 13.6137 11.9958 13.6137C11.6151 13.6137 11.3036 13.9252 11.3036 14.306V16.6681Z" class="icon-base"></path><title>Lock</title></svg></span></a><p class="text-xs mt-2 sm:mt-3 text-gray-700 mb-0" data-testid="8371-secure-site">on Wells Fargo's secure site</p><a href="https://click.linksynergy.com/fs-bin/click?id=27pXCeFyR/A&offerid=1501100.807&type=3&subid=0&u1=[TRANS_ID]" target="_blank" class="Link text-xs" rel="sponsored noopener noreferrer" data-testid="8371-rates-and-fees">See Rates & Fees</a></div></div><div class="grid grid-cols-2 md:grid-cols-4 gap-4 p-4 md:p-6 justify-start align-items-center"><div data-offer="introOffer"><div class="flex"><p class="mb-0 text-gray-700 text-sm font-bold">Intro offer</p><div class="Tooltip ml-1 h-4" data-testid="undefined"><button class="Tooltip-trigger relative top-[-8px]" aria-controls="tooltip-0" aria-expanded="false" role="button" tabindex="0"><span class="Icon Icon--xs fill-blue-600"><span class="inline-block align-middle relative icon-base-blue-600"><svg viewBox="0 0 16 16" width="16" height="16" xmlns="http://www.w3.org/2000/svg" focusable="false" class=""><path fill-rule="evenodd" clip-rule="evenodd" d="M8 16C12.4183 16 16 12.4183 16 8C16 3.58172 12.4183 0 8 0C3.58172 0 0 3.58172 0 8C0 12.4183 3.58172 16 8 16ZM8 15C4.13401 15 1 11.866 1 8C1 4.13401 4.13401 1 8 1C11.866 1 15 4.13401 15 8C15 11.866 11.866 15 8 15ZM7 5.0122C7 4.45122 7.45122 4 8 4C8.56098 4 9 4.45122 9 5.0122C9 5.54878 8.56098 6 8 6C7.45122 6 7 5.54878 7 5.0122ZM7 12V7H9V12H7Z" class="icon-base" fill="currentColor"></path><title>Info</title></svg></span></span><span class="sr-only">Hover to learn more</span></button><div class="Tooltip-content z-20 max-w-48 md:max-w-max Tooltip-content--anchorLeft hidden" id="tooltip-0" role="tooltip" aria-hidden="true"><div class="Tooltip-body text-gray-700"><div class="Tooltip-arrow"></div><p class="text-gray-700 text-sm mb-0">Earn 20,000 bonus points when you spend $1,000 in purchases in the first 3 months - that's a $200 cash redemption value.</p></div></div></div></div><p class="mb-0 text-black font-sans font-bold text-md md:text-lg leading-[100%]">20,000 bonus points</p></div><div data-offer="rewardsRate"><div class="flex"><p class="mb-0 text-gray-700 text-sm font-bold">Rewards rate</p><div class="Tooltip ml-1 h-4" data-testid="undefined"><button class="Tooltip-trigger relative top-[-8px]" aria-controls="tooltip-1" aria-expanded="false" role="button" tabindex="0"><span class="Icon Icon--xs fill-blue-600"><span class="inline-block align-middle relative icon-base-blue-600"><svg viewBox="0 0 16 16" width="16" height="16" xmlns="http://www.w3.org/2000/svg" focusable="false" class=""><path fill-rule="evenodd" clip-rule="evenodd" d="M8 16C12.4183 16 16 12.4183 16 8C16 3.58172 12.4183 0 8 0C3.58172 0 0 3.58172 0 8C0 12.4183 3.58172 16 8 16ZM8 15C4.13401 15 1 11.866 1 8C1 4.13401 4.13401 1 8 1C11.866 1 15 4.13401 15 8C15 11.866 11.866 15 8 15ZM7 5.0122C7 4.45122 7.45122 4 8 4C8.56098 4 9 4.45122 9 5.0122C9 5.54878 8.56098 6 8 6C7.45122 6 7 5.54878 7 5.0122ZM7 12V7H9V12H7Z" class="icon-base" fill="currentColor"></path><title>Info</title></svg></span></span><span class="sr-only">Hover to learn more</span></button><div class="Tooltip-content z-20 max-w-48 md:max-w-max Tooltip-content--anchorRight hidden" id="tooltip-1" role="tooltip" aria-hidden="true"><div class="Tooltip-body text-gray-700"><div class="Tooltip-arrow"></div><p class="text-gray-700 text-sm mb-0">Earn unlimited 3X points on restaurants, travel, gas stations, transit, popular streaming services and phone plans. Earn 1X points on other purchases</p></div></div></div></div><p class="mb-0 text-black font-sans font-bold text-md md:text-lg leading-[100%]">1X - 3X</p></div><div data-offer="annualFee"><div class="flex"><p class="mb-0 text-gray-700 text-sm font-bold">Annual fee</p></div><p class="mb-0 text-black font-sans font-bold text-md md:text-lg leading-[100%]">$0</p></div><div data-offer="regularAPR"><div class="flex"><p class="mb-0 text-gray-700 text-sm font-bold">Regular APR</p></div><p class="mb-0 text-black font-sans font-bold text-md md:text-lg leading-[100%]">19.49%, 24.49%, or 29.49% Variable APR</p></div></div><div class="Accordion border-t-0 border-b border-gray-200" data-testid="8371-reward-details"><div class="Accordion-item border-b-0 py-2"><button class="flex w-full items-center px-4 md:px-6" aria-controls="reward-details" aria-expanded="false" type="button"><div class="Accordion-title mb-0 font-bold text-lg">Reward Details</div><span class="Icon Icon--xs flex items-center"><span class="inline-block align-middle relative duration-500"><svg xmlns="http://www.w3.org/2000/svg" class="Icon-glyph fill-blue-600" viewBox="0 0 11 8" focusable="false"><path fill="" fill-rule="evenodd" d="M3.875 5.875l-3.75-3.75 1.25-1.25 3.75 3.75 3.75-3.75 1.25 1.25-5 5-1.25-1.25z"></path></svg></span></span></button></div></div><div class="Accordion border-t-0 border-gray-200" data-testid="8371-pros-cons"><div class="Accordion-item border-gray-200 py-2"><button class="flex w-full items-center px-4 md:px-6 hover:bg-white" aria-controls="pros-cons" aria-expanded="false" type="button"><div class="Accordion-title mb-0 font-bold text-lg">Editor's take</div><span class="Icon Icon--xs flex items-center"><span class="inline-block align-middle relative duration-500"><svg xmlns="http://www.w3.org/2000/svg" class="Icon-glyph fill-blue-600" viewBox="0 0 11 8" focusable="false"><path fill="" fill-rule="evenodd" d="M3.875 5.875l-3.75-3.75 1.25-1.25 3.75 3.75 3.75-3.75 1.25 1.25-5 5-1.25-1.25z"></path></svg></span></span></button></div></div><div class="Accordion border-t-0" data-testid="8371-card-details"><div class="Accordion-item border-b-0 py-2"><button class="flex w-full items-center px-4 md:px-6" aria-controls="details-bullets" aria-expanded="false" type="button"><div class="Accordion-title mb-0 font-bold text-lg">Card Details</div><span class="Icon Icon--xs flex items-center"><span class="inline-block align-middle relative duration-500"><svg xmlns="http://www.w3.org/2000/svg" class="Icon-glyph fill-blue-600" viewBox="0 0 11 8" focusable="false"><path fill="" fill-rule="evenodd" d="M3.875 5.875l-3.75-3.75 1.25-1.25 3.75 3.75 3.75-3.75 1.25 1.25-5 5-1.25-1.25z"></path></svg></span></span></button></div></div></div></div><div class=" bg-white border-b border-gray-200 p-4 fixed bottom-0 left-0 w-full z-25 shadow-xl transition-all duration-500 transform translate-y-full opacity-0" data-testid="compare-bar"><div class="flex flex-row gap-4 justify-between 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10.8769734,16.94537 10.8769734,16.3930853 C10.8769734,15.8408005 11.3246886,15.3930853 11.8769734,15.3930853 C12.4292581,15.3930853 12.8769734,15.8408005 12.8769734,16.3930853 C12.8769734,16.94537 12.4292581,17.3930853 11.8769734,17.3930853 Z M11.874352,9.39308529 C12.4149364,9.39308529 12.8531666,9.83131554 12.8531666,10.3718999 C12.8531666,10.4060439 12.8513801,10.4401645 12.8478143,10.4741218 L12.4975223,13.8099632 C12.4627165,14.1414205 12.183241,14.3930853 11.8499612,14.3930853 C11.5175168,14.3930853 11.2395589,14.1403454 11.2080355,13.8093989 L10.8904425,10.4751678 C10.8386826,9.93176964 11.2372342,9.44929864 11.7806324,9.39753869 C11.8117842,9.39457144 11.8430593,9.39308529 11.874352,9.39308529 Z" id="Combined-Shape"></path></g></g></g></svg></div><div class="alert__text"><p class="text-sm mb-0 text-slate">Remove a card to add another to compare</p></div></div></div></div></div></div><script id="__NEXT_DATA__" type="application/json">{"props":{"pageProps":{"collection":{"id":21,"cards":[{"pid":"221012282","name":"Capital One Savor Cash Rewards Credit Card","capiId":"221012282","issuerName":"Capital One","issuerId":"a87ff679a2f3e71d9181a67b7542122c","network":"Mastercard","lastUpdated":"2024-11-12T16:11:34+00:00","monetized":true,"inFeed":true,"link":"https://oc.brcclx.com/t?lid=26635932","type":"creditcard","id":"986","attributes":{"baseProductId":null,"legacyId":null,"name":"Capital One Savor Cash Rewards Credit Card","link":"https://oc.brcclx.com/t?lid=26635932","image":{"url":"80d15850-9088-11ef-9b25-ab59e8af7111.png","fullUrl":"https://cdn.prodstatic.com/shared/images/cards/80d15850-9088-11ef-9b25-ab59e8af7111.png","isVertical":false},"sku":"df2b970c14c1778770ec252a04ea7226","network":"Mastercard","additionalData":null,"bullets":["For a limited time, earn a $250 cash bonus once you spend $500 on purchases within the first 3 months from account opening","Earn unlimited 3% cash back at grocery stores (excluding superstores like Walmart® and Target®), on dining, entertainment and popular streaming services, plus 1% on all other purchases","Earn 8% cash back on Capital One Entertainment purchases","Earn unlimited 5% cash back on hotels and rental cars booked through Capital One Travel, where you'll get Capital One's best prices on thousands of trip options. Terms apply","No rotating categories or sign-ups needed to earn cash rewards; plus cash back won't expire for the life of the account and there's no limit to how much you can earn","0% intro APR on purchases and balance transfers for 15 months; 19.74% - 29.74% variable APR after that; balance transfer fee applies","No foreign transaction fee","No annual fee"],"aprs":[{"name":"Introductory Purchases APR","displayText":"0% intro on purchases for 15 months","aprTypeId":1,"periodTypeId":1,"rateType":"intro on purchases","minValue":0,"maxValue":0,"periodUnit":"months","periodValue":15},{"name":"Ongoing Purchases APR","displayText":"19.74% - 29.74% (Variable)","aprTypeId":1,"periodTypeId":2,"rateType":"variable","minValue":19.74,"maxValue":29.74,"periodUnit":null,"periodValue":null},{"name":"Introductory Balance Transfer APR","displayText":"0% intro on balance transfers for 15 months","aprTypeId":2,"periodTypeId":1,"rateType":"intro on balance transfers","minValue":0,"maxValue":0,"periodUnit":"months","periodValue":15},{"name":"Ongoing Balance Transfer APR","displayText":"19.74% - 29.74% (Variable)","aprTypeId":2,"periodTypeId":2,"rateType":"variable","minValue":19.74,"maxValue":29.74,"periodUnit":null,"periodValue":null},{"name":"Ongoing Cash Advance APR","displayText":"29.74% (Variable)","aprTypeId":3,"periodTypeId":2,"rateType":"variable","minValue":29.74,"maxValue":29.74,"periodUnit":null,"periodValue":null},{"name":"Ongoing Penalty APR","displayText":"None","aprTypeId":4,"periodTypeId":2,"rateType":"fixed","minValue":0,"maxValue":0,"periodUnit":null,"periodValue":null}],"fees":[{"typeId":2,"name":"Ongoing Annual Fee","displayText":"$0","value":0,"unit":"$","minimum":null,"feeType":{"id":2,"name":"Ongoing Annual Fee"}},{"typeId":11,"name":"Ongoing Balance Transfer Fee","displayText":"Balance transfer fee applies","value":3,"unit":"% for the first 15 months; 4% at a promotional APR that Capital One may offer you at any other time","minimum":null,"feeType":{"id":11,"name":"Ongoing Balance Transfer Fee"}},{"typeId":4,"name":"Cash Advance Fee","displayText":"5% of the amount of the cash advance, but not less than $5","value":5,"unit":"%","minimum":5,"feeType":{"id":4,"name":"Cash Advance Fee"}},{"typeId":5,"name":"Foreign Exchange Fee","displayText":"None","value":0,"unit":"%","minimum":null,"feeType":{"id":5,"name":"Foreign Exchange Fee"}},{"typeId":8,"name":"Late Payment Fee","displayText":"Up to $40","value":40,"unit":"$","minimum":null,"feeType":{"id":8,"name":"Late Payment Fee"}}],"creditNeededDisplayText":"Excellent, Good","introBonuses":[{"value":250,"unit":"$","displayText":"$250 Cash Back","description":"$250 Cash Back after you spend $500 on purchases within 3 months from account opening","rank":1,"spendPeriodUnit":"months","baseValue":null,"unitValuation":null,"baseUnitValuation":null,"spendAmount":500,"spendPeriodValue":3}],"termsAndConditionsUrl":"https://d25970n8puso9u.cloudfront.net/disclosure.30978.en-US.pdf","rewardRates":[{"note":null,"rank":1,"unit":"%","value":8,"displayText":"8%","explanation":"8% Cash Back on Capital One Entertainment purchases"},{"note":null,"rank":2,"unit":"%","value":5,"displayText":"5%","explanation":"5% Cash Back on hotels and rental cars booked through Capital One Travel (terms apply)"},{"note":"","rank":3,"unit":"%","value":3,"displayText":"3%","explanation":"3% Cash Back at grocery stores (excluding superstores like Walmart® and Target®), on dining, entertainment and popular streaming services"},{"note":"","rank":4,"unit":"%","value":1,"displayText":"1%","explanation":"1% Cash Back on all other purchases"}],"review":{"link":null,"count":null,"rating":null},"customData":[],"collationId":"b6e9b6ed-5003-4916-aba4-21e7618485fb","cardBenefits":[],"productTypeId":9,"rewardRules":[{"name":"","rank":0,"unit":"%","value":1,"endDate":null,"startDate":null,"spendLimit":null,"periodLimit":null,"earningLimit":null,"isHighestCategory":false,"rewardRuleCategoryIds":[],"eligibleCategoriesCount":null},{"name":"","rank":1,"unit":"%","value":3,"endDate":null,"startDate":null,"spendLimit":null,"periodLimit":null,"earningLimit":null,"isHighestCategory":false,"rewardRuleCategoryIds":[25,1,4,11],"eligibleCategoriesCount":null}],"benefitTermsUrl":null,"annualRewardValue":null,"applyByPhoneNumber":"","annualRewardDisplayText":null,"badges":[],"disclosure":null,"creditLimit":null},"relationships":{"tags":[{"name":"0% Introductory APR","image":"c12c6fbd562a494517625a65bbb1e71e.png"},{"name":"Capital One","image":null},{"name":"Cash Back","image":"0fcfc350-bd23-11e9-a841-3728becc33ed.svg"},{"name":"EMV","image":"ff2a1eb82a6a9498d1f0f73bc974e2a3.png"},{"name":"Excellent Credit","image":"a1203ba0-bd23-11e9-8c33-b96e508849bb.svg"},{"name":"Good Credit","image":"88dfa120-bd19-11e9-a841-3728becc33ed.svg"},{"name":"Grocery","image":null},{"name":"Low Interest","image":"85a8ad80-bd23-11e9-8c33-b96e508849bb.svg"},{"name":"No Annual Fee","image":"4226595fe40f1186714c2263039b7df0.png"},{"name":"No Foreign Transaction Fees","image":"eaaf459ad1ed2e1825d59f0c908ffa44.png"},{"name":"Rewards","image":"b47fb820-bd3b-11e9-8c33-b96e508849bb.svg"}],"issuer":{"id":"a87ff679a2f3e71d9181a67b7542122c","name":"Capital One","type":"issuer"},"creditNeeded":[{"name":"Good","value":3,"displayName":"Excellent, Good"},{"name":"Excellent","value":4,"displayName":"Excellent, Good"}],"loyaltyPrograms":[],"additionalBonuses":[]},"approvalOdds":null,"meta":{"monetized":true,"lastUpdated":"2024-11-12T16:11:34+00:00","commission":null},"variations":[{"name":"2482 | Best rewards category page","credit_card_pid":"221012282","superlative":"Best for entertainment","bankrates_view":"\u003cdiv\u003e\u003cstrong\u003eWhat we love: \u003c/strong\u003eThis card’s terrific mix of everyday bonus categories makes it a top pick if you want a single card that earns rewards on food and fun. You’ll earn an excellent unlimited cash back rate at restaurants, grocery stores (excluding superstores like Walmart® and Target®) and even on many \u003ca href=\"https://www.bankrate.com/credit-cards/reviews/capital-one-savor-cards-entertainment-category/\"\u003eentertainment purchases\u003c/a\u003e that don’t typically earn credit card rewards — like tickets to movies, sporting events and more.\u003cbr\u003e\u003cbr\u003e\u003cstrong\u003eLearn more: \u003c/strong\u003e\u003ca href=\"https://www.bankrate.com/credit-cards/reviews/is-capital-one-savorone-worth-it/\"\u003eIs the Capital One Savor worth it?\u003c/a\u003e\u003cbr\u003e\u003cbr\u003e\u003cstrong\u003eAlternative: \u003c/strong\u003eIf you don’t spend much at the grocery store or on entertainment, then the \u003ca href=\"https://www.bankrate.com/credit-cards/reviews/capital-one-savorone-cash-rewards-vs-chase-freedom-unlimited/\"\u003eChase Freedom Unlimited® may be a better option\u003c/a\u003e. You'll have plenty of chances to earn cash back in multiple bonus categories (including dining) and a fair flat rate for all other eligible purchases.\u0026nbsp;\u003c/div\u003e","pros_and_cons_header":"Editor's take","pros":[{"text":"It’s easily one of the most well-rounded rewards cards available thanks to its generous cash back rates and variety, accessible welcome offer and long intro APR periods."},{"text":"It offers automatic cash back redemption — a relatively rare option that can make the rewards experience even easier."}],"cons":[{"text":"Superstores and wholesale clubs like Walmart, Target, BJ’s and Sam’s Club do not count for elevated rewards rates, which may limit your potential earnings."},{"text":"You can redeem cash rewards on Amazon.com, but there is a list of \u003ca href=\"https://www.amazon.com/gp/help/customer/display.html?nodeId=G4MVF6PVLLARQACD\" target=\"_blank\" rel=\"noopener\" \u003erestricted items\u003c/a\u003e."}],"exclusive_offer_text":null,"is_new_card":false,"limited_time_offer_text":null,"limited_time_offer_tooltip":null,"cardfit_tag":null,"is_default":false,"review_category_id":null,"whyLikeThis":"Its boosted cash back rate in popular spending categories makes it a great standalone option.","callouts":"marketplace_cashBack","our_picks_for":"Entertainment + Best overall","credit_building_features":[],"cashback_highlights":null}],"cardfitTags":[],"aoEligible":true,"bankrateScore":5,"cardholderRating":null,"cardholderRatingTooltipText":null,"program":{"id":52,"name":"Cash Intro Offers","active_rate":{"id":53,"label":"1:1_Ratio","active":1,"unit_value":"1.00000"}},"reviewSlug":"capital-one-savorone-rewards-card","subRatings":[{"subRatingType":"rewards_value","subRatingValue":"4.3"},{"subRatingType":"apr","subRatingValue":"1"},{"subRatingType":"rewards_flexibility","subRatingValue":"4.8"},{"subRatingType":"features","subRatingValue":"3"}],"enabled":true,"showApplyLink":true,"filterExclusions":null},{"pid":"221210070","name":"Chase Sapphire Preferred® Card","capiId":"221210070","issuerName":"Chase","issuerId":"e4da3b7fbbce2345d7772b0674a318d5","network":"Visa","lastUpdated":"2024-11-14T14:33:24+00:00","monetized":true,"inFeed":true,"link":"https://oc.brcclx.com/t?lid=26597444","type":"creditcard","id":"730","attributes":{"baseProductId":null,"legacyId":null,"name":"Chase Sapphire Preferred® Card","link":"https://oc.brcclx.com/t?lid=26597444","image":{"url":"ae837480-ed19-11ee-b6aa-83dad90afdcd.png","fullUrl":"https://cdn.prodstatic.com/shared/images/cards/ae837480-ed19-11ee-b6aa-83dad90afdcd.png","isVertical":false},"sku":"","network":"Visa","additionalData":null,"bullets":["Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening.","Enjoy beneﬁts such as 5x on travel purchased through Chase Travel℠, 3x on dining, select streaming services and online groceries, 2x on all other travel purchases, 1x on all other purchases, $50 Annual Chase Travel Hotel Credit, plus more.","Get 25% more value when you redeem for airfare, hotels, car rentals and cruises through Chase Travel℠. 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For example, 60,000 points are worth $750 toward travel."},{"name":"Chase - Sapphire Preferred - 1:1 Point Transfer","rank":1,"image":"","description":"","cardBenefitId":285,"longDescription":" With Chase Sapphire Preferred®, you can transfer your points to leading frequent travel programs at 1 to 1 value."},{"name":"Chase - Sapphire Preferred - 24/7 Customer Service Specialist","rank":2,"image":"","description":"","cardBenefitId":293,"longDescription":"Enjoy 24/7 access to a customer service specialist from virtually anywhere in the world."},{"name":"Chase - Sapphire Preferred - Baggage Delay Insurance","rank":3,"image":"","description":"","cardBenefitId":288,"longDescription":"Reimburses you for essential purchases like toiletries and clothing for baggage delays over 6 hours by passenger carrier up to $100 a day for 5 days."},{"name":"Chase - Sapphire Preferred - Auto Rental Collision Damage Waiver","rank":4,"image":"","description":"","cardBenefitId":287,"longDescription":"Decline the rental company's collision insurance and charge the entire rental cost to your card. 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Take classes using a phone, tablet, or TV. No fitness equipment is required."},{"name":"Chase - Sapphire Preferred - Purchase Protection","rank":9,"image":"","description":"","cardBenefitId":291,"longDescription":"Covers your new purchases for 120 days against damage or theft up to $500 per claim and $50,000 per account."},{"name":"Chase - Sapphire Preferred - Travel and Emergency Assistance Services","rank":10,"image":"","description":"","cardBenefitId":290,"longDescription":"If you run into a problem away from home, call the Benefit Administrator for legal and medical referrals or other travel and emergency assistance. (You will be responsible for the cost of any goods or services obtained.)"},{"name":"Chase - Sapphire Preferred - Trip Cancellation Insurance","rank":11,"image":"","description":"","cardBenefitId":286,"longDescription":"If your trip is canceled or cut short by sickness, severe weather and other covered situations, you can be reimbursed up to $10,000 per person and $20,000 per trip for your pre-paid, non-refundable travel expenses, including passenger fares, tours, and hotels."},{"name":"Chase - Sapphire Preferred - Trip Delay Reimbursement","rank":12,"image":"","description":"","cardBenefitId":289,"longDescription":"If your common carrier travel is delayed more than 12 hours or requires an overnight stay, you and your family are covered for unreimbursed expenses, such as meals and lodging, up to $500 per ticket."}],"productTypeId":9,"rewardRules":[{"name":"","rank":0,"unit":"X","value":2,"endDate":null,"startDate":null,"spendLimit":null,"periodLimit":null,"earningLimit":null,"isHighestCategory":false,"rewardRuleCategoryIds":[8],"eligibleCategoriesCount":null},{"name":"","rank":1,"unit":"X","value":3,"endDate":null,"startDate":null,"spendLimit":null,"periodLimit":null,"earningLimit":null,"isHighestCategory":false,"rewardRuleCategoryIds":[145,1,11],"eligibleCategoriesCount":null},{"name":"","rank":2,"unit":"X","value":5,"endDate":null,"startDate":null,"spendLimit":null,"periodLimit":null,"earningLimit":null,"isHighestCategory":false,"rewardRuleCategoryIds":[116],"eligibleCategoriesCount":null},{"name":"","rank":3,"unit":"X","value":1,"endDate":null,"startDate":null,"spendLimit":null,"periodLimit":null,"earningLimit":null,"isHighestCategory":false,"rewardRuleCategoryIds":[],"eligibleCategoriesCount":null}],"benefitTermsUrl":"","annualRewardValue":null,"applyByPhoneNumber":"","annualRewardDisplayText":null,"badges":[],"disclosure":null,"creditLimit":null},"relationships":{"tags":[{"name":"Airline","image":"c4f0c810-bd23-11e9-8c33-b96e508849bb.svg"},{"name":"Auto Rental Insurance","image":"d6ec79897b86788fd06161de100bae33.png"},{"name":"Concierge Service","image":"9a88b402c09f511d28190e3d832d539f.png"},{"name":"Dining","image":"a5b97e80-e7dc-11ea-b568-e36303e248dc.svg"},{"name":"EMV","image":"ff2a1eb82a6a9498d1f0f73bc974e2a3.png"},{"name":"Excellent Credit","image":"a1203ba0-bd23-11e9-8c33-b96e508849bb.svg"},{"name":"Extended Warranty Program","image":"9cebe165fee20278a857330672d7df78.png"},{"name":"Hotel","image":"bd6727b0-bd23-11e9-a841-3728becc33ed.svg"},{"name":"Lost Luggage Reimbursement","image":"231ad48ab7e885376229897f37b65348.png"},{"name":"Mobile Pay Ready","image":"c9a039a1830fa29723ae3591721396ec.png"},{"name":"No Foreign Transaction Fees","image":"eaaf459ad1ed2e1825d59f0c908ffa44.png"},{"name":"Points","image":"9a953c00-bd22-11e9-8c33-b96e508849bb.svg"},{"name":"Popular","image":"4b16a0f0-bd23-11e9-a841-3728becc33ed.svg"},{"name":"Primary Auto Rental Insurance","image":"9fb1075bfc14ead7984202901ff13e5d.png"},{"name":"Purchase Protection","image":"9524b9f2b1d3c84068061b9c0f720bcd.png"},{"name":"Rewards","image":"b47fb820-bd3b-11e9-8c33-b96e508849bb.svg"},{"name":"Roadside Assistance","image":"aa9e23720be9c22177565be427797d94.png"},{"name":"Travel","image":"b3d5f780-bd23-11e9-8c33-b96e508849bb.svg"},{"name":"Travel Accident Insurance","image":"9148b97046b15a99a3744622d7b3b285.png"},{"name":"Travel Assistance","image":"26421ca115c6cf8f5b77f401ccc2b7e3.png"},{"name":"Trip Cancellation Insurance","image":"a1b8370a910a1d34fa62103b4eb338fe.png"},{"name":"Unsecured credit card","image":"1c40e1f0-bd23-11e9-8c33-b96e508849bb.svg"},{"name":"Visa","image":"aef17b2f1dfc88c2fe6534963ae586cd.png"},{"name":"Zero Fraud Liability","image":"7f303633e8c906a4a36c040425d50a31.png"}],"issuer":{"id":"e4da3b7fbbce2345d7772b0674a318d5","name":"Chase","type":"issuer"},"creditNeeded":[{"name":"Good","value":3,"displayName":"Excellent/Good"},{"name":"Excellent","value":4,"displayName":"Excellent/Good"}],"loyaltyPrograms":[{"image":"386a95c0-62ea-11ea-a32c-0da266241880.png","description":"UR","displayText":"Chase Ultimate Rewards\u0026reg;","loyaltyType":"issuer","loyaltyUnit":null,"loyaltyProgramId":"a9173bbb-4d1b-490b-94e0-4e3e333e645d"}],"additionalBonuses":[]},"approvalOdds":null,"meta":{"monetized":true,"lastUpdated":"2024-11-14T14:33:24+00:00","commission":null},"variations":[{"name":"2597 | Best rewards category page","credit_card_pid":"221210070","superlative":"Best starter travel card","bankrates_view":"\u003cdiv\u003e\u003cstrong\u003eWhat we love: \u003c/strong\u003eOccasional travelers who value flexibility can enjoy this card’s excellent rewards on both travel and everyday spending, stellar travel protections and other \u003ca href=\"https://www.bankrate.com/credit-cards/reviews/chase-sapphire-preferred-card-benefits-perks-guide/\"\u003elucrative benefits\u003c/a\u003e. It already delivers top-notch long-term value with its remarkable redemption options, Chase card pairing options and transfer partners.\u0026nbsp; Plus, the hefty welcome offer makes the short-term rewards value exceptional as well.\u003cbr\u003e\u003cbr\u003e \u003cstrong\u003eLearn more:\u003c/strong\u003e\u0026nbsp; \u003ca href=\"https://www.bankrate.com/credit-cards/reviews/is-chase-sapphire-preferred-worth-it/\"\u003eIs the Chase Sapphire Preferred worth it?\u003c/a\u003e\u0026nbsp; \u003cbr\u003e\u003cbr\u003e\u003cstrong\u003eAlternatives:\u003c/strong\u003e\u0026nbsp; The \u003ca href=\"https://www.bankrate.com/credit-cards/reviews/citi-strata-premier-card/\"\u003eCiti Strata Premier℠ Card\u003c/a\u003e could be more rewarding if you’d benefit from a larger pool of everyday reward categories and stronger benefits and rewards rates for hotel stays. However, the \u003ca href=\"https://www.bankrate.com/credit-cards/reviews/capital-one-venture-rewards-credit-card/\"\u003eCapital One Venture Rewards Credit Card\u003c/a\u003e is worth considering if you just want straightforward, flat-rate rewards without sacrificing valuable transfer partners.\u0026nbsp;\u003c/div\u003e","pros_and_cons_header":"What you should know","pros":[{"text":"Its annual hotel statement credits and anniversary points bonus can carry enough value to easily justify the annual fee."},{"text":"Thanks to the 25 percent redemption value boost via Chase Travel, Ultimate Rewards points are some of the most valuable rewards available through both transfer partners and the issuer portal."}],"cons":[{"text":"It doesn’t have flight-focused travel perks like airport lounge access or free checked bags."},{"text":"The card's grocery rewards rate only applies to eligible online grocery purchases, which could limit its appeal as a standalone option for everyday rewards."}],"exclusive_offer_text":null,"is_new_card":false,"limited_time_offer_text":null,"limited_time_offer_tooltip":"\u003cdiv\u003eGet up to $1,050 in Chase Travel℠ value. Earn 60,000 bonus points after $4,000 in purchases in your first 3 months from account opening. That’s worth $750 when redeemed through Chase Travel. Plus, get up to $300 in statement credits on Chase Travel purchases within your first year.\u0026nbsp;\u003c/div\u003e","cardfit_tag":null,"is_default":false,"review_category_id":null,"whyLikeThis":"It boasts terrific rewards value with its annual bonus points, practical bonus categories, high-value points and redemption flexibility.","callouts":"marketplace_travel","our_picks_for":"Rewards value","credit_building_features":[],"cashback_highlights":null}],"cardfitTags":[],"aoEligible":true,"bankrateScore":4.8,"cardholderRating":null,"cardholderRatingTooltipText":null,"program":{"id":43,"name":"Chase Ultimate Rewards (Sapphire Preferred and Ink Business Preferred cards)","active_rate":{"id":44,"label":"2023","active":1,"unit_value":"0.02000"}},"reviewSlug":"chase-sapphire-preferred-card","subRatings":[{"subRatingType":"rewards_value","subRatingValue":4.8},{"subRatingType":"apr","subRatingValue":1},{"subRatingType":"rewards_flexibility","subRatingValue":5},{"subRatingType":"features","subRatingValue":3}],"enabled":true,"showApplyLink":true,"filterExclusions":null},{"pid":"7870","name":"Wells Fargo Active Cash\u0026#174; Card","capiId":"7870","issuerName":"Wells Fargo","issuerId":"5f93f983524def3dca464469d2cf9f3e","network":"Visa","lastUpdated":"2024-11-14T17:34:13+00:00","monetized":true,"inFeed":true,"link":"https://oc.brcclx.com/t?lid=26680300","type":"creditcard","id":"819","attributes":{"baseProductId":null,"legacyId":null,"name":"Wells Fargo Active Cash\u0026#174; Card","link":"https://oc.brcclx.com/t?lid=26680300","image":{"url":"99e9a180-5a55-11ef-a7c5-db9b566f392d.png","fullUrl":"https://cdn.prodstatic.com/shared/images/cards/99e9a180-5a55-11ef-a7c5-db9b566f392d.png","isVertical":false},"sku":null,"network":"Visa","additionalData":null,"bullets":["Select “Apply Now” to take advantage of this specific offer and learn more about product features, terms and conditions.","Earn a $200 cash rewards bonus after spending $500 in purchases in the first 3 months.","Earn unlimited 2% cash rewards on purchases.","0% intro APR for 12 months from account opening on purchases and qualifying balance transfers. 19.49%, 24.49%, or 29.49% Variable APR thereafter; balance transfers made within 120 days qualify for the intro rate and fee of 3% then a BT fee of up to 5%, min: $5.","$0 annual fee.","No categories to track or remember and cash rewards don't expire as long as your account remains open.","Find tickets to top sports and entertainment events, book travel, make dinner reservations and more with your complimentary 24/7 Visa Signature® Concierge.","Up to $600 of cell phone protection against damage or theft. Subject to a $25 deductible."],"aprs":[{"name":"Introductory Purchases APR","displayText":"0% intro APR for 12 months from account opening","aprTypeId":1,"periodTypeId":1,"rateType":"variable","minValue":0,"maxValue":0,"periodUnit":"months","periodValue":12},{"name":"Ongoing Purchases APR","displayText":"19.49%, 24.49%, or 29.49% Variable APR","aprTypeId":1,"periodTypeId":2,"rateType":"variable","minValue":19.49,"maxValue":29.49,"periodUnit":null,"periodValue":null},{"name":"Introductory Balance Transfer APR","displayText":"0% intro APR for 12 months from account opening on qualifying balance transfers","aprTypeId":2,"periodTypeId":1,"rateType":"variable","minValue":0,"maxValue":0,"periodUnit":"months","periodValue":12},{"name":"Ongoing Balance Transfer APR","displayText":"19.49%, 24.49%, or 29.49% Variable APR","aprTypeId":2,"periodTypeId":2,"rateType":"variable","minValue":19.49,"maxValue":29.49,"periodUnit":null,"periodValue":null},{"name":"Ongoing Cash Advance APR","displayText":"Refer to Important Credit Terms","aprTypeId":3,"periodTypeId":2,"rateType":"variable","minValue":999,"maxValue":999,"periodUnit":null,"periodValue":null},{"name":"Ongoing Penalty APR","displayText":"None","aprTypeId":4,"periodTypeId":2,"rateType":"variable","minValue":0,"maxValue":0,"periodUnit":null,"periodValue":null}],"fees":[{"typeId":2,"name":"Ongoing Annual Fee","displayText":"$0","value":0,"unit":"$","minimum":null,"feeType":{"id":2,"name":"Ongoing Annual Fee"}},{"typeId":3,"name":"Introductory Balance Transfer Fee","displayText":"3% for 120 days from account opening, then up to 5%, min: $5","value":3,"unit":"%","minimum":null,"feeType":{"id":3,"name":"Introductory Balance Transfer Fee"}},{"typeId":11,"name":"Ongoing Balance Transfer Fee","displayText":"up to 5%, min: $5","value":5,"unit":"%","minimum":5,"feeType":{"id":11,"name":"Ongoing Balance Transfer Fee"}},{"typeId":4,"name":"Cash Advance Fee","displayText":"Refer to Important Credit Terms\n","value":999,"unit":"%","minimum":null,"feeType":{"id":4,"name":"Cash Advance Fee"}},{"typeId":5,"name":"Foreign Exchange Fee","displayText":"3%","value":3,"unit":"%","minimum":null,"feeType":{"id":5,"name":"Foreign Exchange Fee"}}],"creditNeededDisplayText":"Excellent, Good","introBonuses":[{"value":200,"unit":"$","displayText":"$200 cash rewards","description":"Earn a $200 cash rewards bonus after spending $500 in purchases in the first 3 months","rank":1,"spendPeriodUnit":"months","baseValue":null,"unitValuation":null,"baseUnitValuation":null,"spendAmount":500,"spendPeriodValue":3}],"termsAndConditionsUrl":"https://click.linksynergy.com/fs-bin/click?id=27pXCeFyR/A\u0026offerid=1618308.918\u0026type=3\u0026subid=0\u0026u1=[TRANS_ID]","rewardRates":[{"note":"","rank":1,"unit":"%","value":2,"displayText":"2%","explanation":"Earn unlimited 2% cash rewards on purchases"}],"review":{"link":null,"count":null,"rating":null},"customData":{"cashAdvanceFeeAlternateDisplayText":"Refer to Important Credit Terms","introPurchasesAprAlternateDisplayText":"0% intro APR for 12 months from account opening","ongoingPenaltyAprAlternateDisplayText":"None","ongoingPurchasesAprAlternateDisplayText":"19.49%, 24.49%, or 29.49% Variable APR","ongoingCashAdvanceAprAlternateDisplayText":"Refer to Important Credit Terms","introBalanceTransferAprAlternateDisplayText":"0% intro APR for 12 months from account opening on qualifying balance transfers","ongoingBalanceTransferAprAlternateDisplayText":"19.49%, 24.49%, or 29.49% Variable APR"},"collationId":"7ccdd82f-3a31-41f1-a661-7432064488f8","cardBenefits":[],"productTypeId":9,"rewardRules":[{"name":"","rank":0,"unit":"%","value":2,"endDate":null,"startDate":null,"spendLimit":null,"periodLimit":null,"earningLimit":null,"isHighestCategory":false,"rewardRuleCategoryIds":[],"eligibleCategoriesCount":null}],"benefitTermsUrl":null,"annualRewardValue":null,"applyByPhoneNumber":null,"annualRewardDisplayText":null,"badges":[],"disclosure":null,"creditLimit":null},"relationships":{"tags":[],"issuer":{"id":"5f93f983524def3dca464469d2cf9f3e","name":"Wells Fargo","type":"issuer"},"creditNeeded":[{"name":"Good","value":3,"displayName":"Excellent, Good"},{"name":"Excellent","value":4,"displayName":"Excellent, Good"}],"loyaltyPrograms":[],"additionalBonuses":[]},"approvalOdds":null,"meta":{"monetized":true,"lastUpdated":"2024-11-14T17:34:13+00:00","commission":null},"variations":[{"name":"2297 | Best rewards category page","credit_card_pid":"7870","superlative":"Best for flat-rate cash rewards","bankrates_view":"\u003cdiv\u003e\u003cstrong\u003eWhat we love: \u003c/strong\u003eThis well-rounded card carries one of the highest flat cash rewards rates available. Since there’s no need to track categories or jump through additional hoops, it’s an especially good fit if you prefer a simple cash rewards structure.\u003cbr\u003e\u003cbr\u003e\u003cstrong\u003eLearn more: \u003c/strong\u003e\u003ca href=\"https://www.bankrate.com/credit-cards/reviews/is-wells-fargo-active-cash-worth-it/\"\u003eExpert Aja McClanahan discusses if the Wells Fargo Active Cash is worth it\u003c/a\u003e\u003cbr\u003e\u003cbr\u003e\u003cstrong\u003eAlternative: \u003c/strong\u003eThe \u003ca href=\"https://www.bankrate.com/credit-cards/reviews/citi-double-cash-card/\"\u003eCiti Double Cash® Card\u003c/a\u003e may be a better option if you’re looking for a long intro APR balance transfer offer. The \u003ca href=\"https://www.bankrate.com/credit-cards/reviews/chase-freedom-unlimited/\"\u003eChase Freedom Unlimited®\u003c/a\u003e could also be more valuable thanks to its additional 3 percent cash back categories.\u0026nbsp;\u003c/div\u003e","pros_and_cons_header":"Editor's take","pros":[{"text":"Paying your monthly cellphone bill with your card earns you cellphone protection, a relatively valuable perk."},{"text":"You can redeem your rewards as physical cash in $20 increments when you use a Wells Fargo ATM — a convenient option missing from many rewards cards."}],"cons":[{"text":"Though it comes with Visa Signature® features, the Active Cash card's extra perks are otherwise limited."},{"text":"You cannot transfer rewards to airline or hotel loyalty programs and can only redeem through Wells Fargo."}],"exclusive_offer_text":null,"is_new_card":false,"limited_time_offer_text":null,"limited_time_offer_tooltip":null,"cardfit_tag":null,"is_default":false,"review_category_id":null,"whyLikeThis":null,"callouts":"marketplace_cashBack","our_picks_for":"Flat-rate cash rewards","credit_building_features":[],"cashback_highlights":null}],"cardfitTags":[],"aoEligible":true,"bankrateScore":4.3,"cardholderRating":null,"cardholderRatingTooltipText":null,"program":{"id":52,"name":"Cash Intro Offers","active_rate":{"id":53,"label":"1:1_Ratio","active":1,"unit_value":"1.00000"}},"reviewSlug":"wells-fargo-active-cash-card","subRatings":[{"subRatingType":"rewards_value","subRatingValue":4},{"subRatingType":"apr","subRatingValue":1},{"subRatingType":"rewards_flexibility","subRatingValue":4.7},{"subRatingType":"features","subRatingValue":3}],"enabled":true,"showApplyLink":true,"filterExclusions":null},{"pid":"220310583","name":"Blue Cash Preferred\u0026#174; Card from American Express","capiId":"220310583","issuerName":"American Express","issuerId":"c81e728d9d4c2f636f067f89cc14862c","network":"American Express","lastUpdated":"2024-11-11T15:56:56+00:00","monetized":true,"inFeed":true,"link":"https://oc.brcclx.com/t?lid=26272457","type":"creditcard","id":"724","attributes":{"baseProductId":null,"legacyId":null,"name":"Blue Cash Preferred\u0026#174; Card from American Express","link":"https://oc.brcclx.com/t?lid=26272457","image":{"url":"4f675c90-7268-11e9-8bc5-4d4394516d65.png","fullUrl":"https://cdn.prodstatic.com/shared/images/cards/4f675c90-7268-11e9-8bc5-4d4394516d65.png","isVertical":false},"sku":"BCP - CCCOM","network":"American Express","additionalData":null,"bullets":["Earn a $250 statement credit after you spend $3,000 in eligible purchases on your new Card within the first 6 months.","$0 intro annual fee for the first year, then $95.","Buy Now, Pay Later: Enjoy $0 intro plan fees when you use Plan It® to split up large purchases into monthly installments. Pay $0 intro plan fees on plans created during the first 12 months from the date of account opening. Plans created after that will have a monthly plan fee up to 1.33% of each eligible purchase amount moved into a plan based on the plan duration, the APR that would otherwise apply to the purchase, and other factors.","Low Intro APR: 0% on purchases and balance transfers for 12 months from the date of account opening. After that, your APR will be a variable APR of 18.49% - 29.49%.","6% Cash Back at U.S. supermarkets on up to $6,000 per year in purchases (then 1%).","6% Cash Back on select U.S. streaming subscriptions.","3% Cash Back at U.S. gas stations.","3% Cash Back on transit (including taxis/rideshare, parking, tolls, trains, buses and more).","1% Cash Back on other purchases.","Cash Back is received in the form of Reward Dollars that can be redeemed as a statement credit or at Amazon.com checkout.","$84 Disney Bundle Credit: With your enrolled Blue Cash Preferred Card, spend $9.99 or more each month on an auto-renewing Disney Bundle subscription, to receive a monthly statement credit of $7. Valid only at Disney Plus.com, Hulu.com or Plus.espn.com in the U.S.","Terms Apply."],"aprs":[{"name":"Introductory Purchases APR","displayText":"0% on purchases for 12 months","aprTypeId":1,"periodTypeId":1,"rateType":"variable","minValue":0,"maxValue":0,"periodUnit":"months","periodValue":12},{"name":"Ongoing Purchases APR","displayText":"18.49%-29.49% Variable","aprTypeId":1,"periodTypeId":2,"rateType":"variable","minValue":18.49,"maxValue":29.49,"periodUnit":"","periodValue":0},{"name":"Introductory Balance Transfer APR","displayText":"0% on balance transfers for 12 months","aprTypeId":2,"periodTypeId":1,"rateType":"variable","minValue":0,"maxValue":0,"periodUnit":"months","periodValue":12},{"name":"Ongoing Balance Transfer APR","displayText":"18.49%-29.49% Variable","aprTypeId":2,"periodTypeId":2,"rateType":"variable","minValue":18.49,"maxValue":29.49,"periodUnit":null,"periodValue":0},{"name":"Ongoing Cash Advance APR","displayText":"29.74% Variable","aprTypeId":3,"periodTypeId":2,"rateType":"variable","minValue":29.74,"maxValue":29.74,"periodUnit":null,"periodValue":0},{"name":"Ongoing Penalty APR","displayText":"29.99% Variable","aprTypeId":4,"periodTypeId":2,"rateType":"variable","minValue":29.99,"maxValue":29.99,"periodUnit":null,"periodValue":0}],"fees":[{"typeId":1,"name":"Introductory Annual Fee","displayText":"$0","value":0,"unit":"$","minimum":null,"feeType":{"id":1,"name":"Introductory Annual Fee"}},{"typeId":2,"name":"Ongoing Annual Fee","displayText":"$0 intro annual fee for the first year, then $95.","value":95,"unit":"$","minimum":null,"feeType":{"id":2,"name":"Ongoing Annual Fee"}},{"typeId":11,"name":"Ongoing Balance Transfer Fee","displayText":"Either $5 or 3% of the amount of each transfer, whichever is greater.","value":3,"unit":"%","minimum":5,"feeType":{"id":11,"name":"Ongoing Balance Transfer Fee"}},{"typeId":4,"name":"Cash Advance Fee","displayText":"Either $10 or 5% of the amount of each cash advance, whichever is greater.","value":3,"unit":"%","minimum":null,"feeType":{"id":4,"name":"Cash Advance Fee"}},{"typeId":5,"name":"Foreign Exchange Fee","displayText":"2.7% of each transaction after conversion to US dollars.","value":2.7,"unit":"%","minimum":null,"feeType":{"id":5,"name":"Foreign Exchange Fee"}},{"typeId":8,"name":"Late Payment Fee","displayText":"Up to $40","value":40,"unit":"$","minimum":null,"feeType":{"id":8,"name":"Late Payment Fee"}}],"creditNeededDisplayText":"Excellent,Good","introBonuses":[{"value":250,"unit":"$","displayText":"Earn $250","description":"Earn a $250 statement credit after you spend $3,000 in eligible purchases on your new Card within the first 6 months.","rank":1,"spendPeriodUnit":"months","baseValue":null,"unitValuation":null,"baseUnitValuation":null,"spendAmount":3000,"spendPeriodValue":6}],"termsAndConditionsUrl":"https://www.americanexpress.com/us/credit-cards/card-application/apply/prospect/terms/blue-cash-preferred-credit-card/26129-10-0/","rewardRates":[{"note":null,"rank":1,"unit":"%","value":6,"displayText":"6%","explanation":"6% Cash Back at U.S. supermarkets on up to $6,000 per year in purchases (then 1%)."},{"note":null,"rank":2,"unit":"%","value":6,"displayText":"6%","explanation":"6% Cash Back on select U.S. streaming subscriptions."},{"note":null,"rank":3,"unit":"%","value":3,"displayText":"3%","explanation":"3% Cash Back on transit including taxis/rideshare, parking, tolls, trains, buses and more."},{"note":"","rank":4,"unit":"%","value":3,"displayText":"3%","explanation":"3% Cash Back at U.S. gas stations"},{"note":"","rank":5,"unit":"%","value":1,"displayText":"1%","explanation":"1% Cash Back on other purchases"}],"review":{"link":null,"count":null,"rating":null},"customData":{"ongoingAnnualFeeAlternateDisplayText":"$0 intro annual fee for the first year, then $95."},"collationId":"95089db9-38e0-4e78-83b3-bb7a2e2f4e03","cardBenefits":[{"name":"American Express - Global Assist® Hotline","rank":0,"image":"","description":"","cardBenefitId":398,"longDescription":"Whenever you travel more than 100 miles from home, Global Assist Hotline is available for 24/7 medical, legal, financial and other select emergency assistance and coordination services, such as medical and legal referrals, emergency cash wires, and missing luggage assistance. Card Members are responsible for the costs charged by third–party service providers. Other terms and conditions apply."},{"name":"American Express - Consumer - Car Rental Loss and Damage Insurance","rank":1,"image":"","description":"","cardBenefitId":397,"longDescription":"Getting into your Rental Vehicle can be the start of a great vacation. When you use your Eligible Card to reserve and pay for the Entire Rental and decline the collision damage waiver at the rental Company counter, you can be covered for Damage to or Theft of a Rental Vehicle in a Covered Territory. Please read important exclusions and restrictions. Not all vehicle types or rentals are covered. Coverage is not available for vehicles rented in Australia, Italy, and New Zealand. This product provides secondary coverage and does not include liability coverage."},{"name":"American Express - Blue Cash Preferred - Return Protection","rank":2,"image":"","description":"","cardBenefitId":399,"longDescription":"With Return Protection‡, you may return eligible purchases to American Express if the seller won't take them back up to 90 days from the date of purchase. American Express may refund the full purchase price excluding shipping and handling, up to $300 per item, up to a maximum of $1,000 per calendar year per Card account, if you purchased it entirely with your eligible American Express® Card. Purchases must be made in the U.S. or its territories."}],"productTypeId":9,"rewardRules":[{"name":"","rank":0,"unit":"%","value":1,"endDate":null,"startDate":null,"spendLimit":null,"periodLimit":null,"earningLimit":null,"isHighestCategory":false,"rewardRuleCategoryIds":[],"eligibleCategoriesCount":null},{"name":"","rank":1,"unit":"%","value":6,"endDate":null,"startDate":null,"spendLimit":{"unit":"$","value":6000},"periodLimit":{"unit":"months","value":12},"earningLimit":null,"isHighestCategory":false,"rewardRuleCategoryIds":[4],"eligibleCategoriesCount":null},{"name":"","rank":2,"unit":"%","value":6,"endDate":null,"startDate":null,"spendLimit":null,"periodLimit":null,"earningLimit":null,"isHighestCategory":false,"rewardRuleCategoryIds":[11],"eligibleCategoriesCount":null},{"name":"","rank":3,"unit":"%","value":3,"endDate":null,"startDate":null,"spendLimit":null,"periodLimit":null,"earningLimit":null,"isHighestCategory":false,"rewardRuleCategoryIds":[9,12],"eligibleCategoriesCount":null}],"benefitTermsUrl":null,"annualRewardValue":null,"applyByPhoneNumber":"877-915-6641","annualRewardDisplayText":null,"badges":[],"disclosure":null,"creditLimit":null},"relationships":{"tags":[{"name":"American Express","image":null},{"name":"Balance Transfer","image":"04593be0-bd24-11e9-8c33-b96e508849bb.svg"},{"name":"Cash Back","image":"0fcfc350-bd23-11e9-a841-3728becc33ed.svg"},{"name":"Excellent Credit","image":"a1203ba0-bd23-11e9-8c33-b96e508849bb.svg"},{"name":"Gas","image":"884742a0-bd22-11e9-a841-3728becc33ed.svg"},{"name":"Good Credit","image":"88dfa120-bd19-11e9-a841-3728becc33ed.svg"},{"name":"Rewards","image":"b47fb820-bd3b-11e9-8c33-b96e508849bb.svg"}],"issuer":{"id":"c81e728d9d4c2f636f067f89cc14862c","name":"American Express","type":"issuer"},"creditNeeded":[{"name":"Good","value":3,"displayName":"Excellent,Good"},{"name":"Excellent","value":4,"displayName":"Excellent,Good"}],"loyaltyPrograms":[],"additionalBonuses":[]},"approvalOdds":null,"meta":{"monetized":true,"lastUpdated":"2024-11-11T15:56:56+00:00","commission":null},"variations":[{"name":"2618 | Best rewards category page","credit_card_pid":"220310583","superlative":"Best for groceries","bankrates_view":"\u003cdiv\u003e\u003cstrong\u003eWhat we love: \u003c/strong\u003e\u003ca href=\"https://www.bankrate.com/credit-cards/reviews/how-to-maximize-amex-blue-cash-preferred/\"\u003eMaximizing the Blue Cash Preferred\u003c/a\u003e could make it perhaps the most rewarding card for groceries year-round — especially if you’re a commuter or part of a family or household that spends a lot at U.S. supermarkets and U.S. gas stations. What’s more, the \u003ca href=\"https://www.bankrate.com/credit-cards/reviews/blue-cash-preferred-american-express-benefits/\"\u003eannual credits\u003c/a\u003e and elevated rates for other everyday expenses like transit, select U.S. streaming services and U.S. gas station purchases make it a more well-rounded card.\u003cbr\u003e\u003cbr\u003e\u003cstrong\u003eLearn more: \u003c/strong\u003e\u003ca href=\"https://www.bankrate.com/credit-cards/reviews/why-i-love-amex-blue-cash-preferred/\"\u003eWhy expert Ted Rossman loves the Blue Cash Preferred\u003c/a\u003e\u003cbr\u003e\u003cbr\u003e\u003cstrong\u003eAlternative: \u003c/strong\u003eA flat-rate card like the Wells Fargo Active Cash Card could provide better value at superstores (like Target and Walmart) or wholesale clubs (like Costco or Sam’s Club). And if the annual fee is a deal-breaker, the \u003ca href=\"https://www.bankrate.com/credit-cards/reviews/blue-cash-everyday-card-from-american-express/\"\u003eBlue Cash Everyday® Card from American Express\u003c/a\u003e or the \u003ca href=\"https://www.bankrate.com/credit-cards/reviews/bank-of-america-cash-rewards-credit-card/\"\u003eBank of America® Customized Cash Rewards credit card\u003c/a\u003e may work for smaller budgets.\u003c/div\u003e","pros_and_cons_header":"Editor's take","pros":[{"text":"The card also offers unlimited 6 percent back on select U.S. streaming subscriptions — one of the best rates available in that category."},{"text":"Few premium cards offer intro APR periods, but this card provides an intro APR on purchases and balance transfers — handy for chipping away at the cost of large expenses over time."}],"cons":[{"text":"Your only redemption options are statement credits, gift cards or merchandise."},{"text":"Purchases at wholesale clubs, superstores (like Walmart), and specialty stores (bakeries, farmers markets, etc.) are excluded from the card’s U.S. supermarket bonus category and only earn 1 percent back."}],"exclusive_offer_text":null,"is_new_card":false,"limited_time_offer_text":null,"limited_time_offer_tooltip":null,"cardfit_tag":null,"is_default":false,"review_category_id":null,"whyLikeThis":"It boasts the highest cash back rate available at U.S. supermarkets.","callouts":"marketplace_cashBack","our_picks_for":"Groceries","credit_building_features":[],"cashback_highlights":null}],"cardfitTags":[],"aoEligible":true,"bankrateScore":4.4,"cardholderRating":null,"cardholderRatingTooltipText":null,"program":{"id":52,"name":"Cash Intro Offers","active_rate":{"id":53,"label":"1:1_Ratio","active":1,"unit_value":"1.00000"}},"reviewSlug":"blue-cash-preferred-card-from-american-express","subRatings":[{"subRatingType":"rewards_value","subRatingValue":"5"},{"subRatingType":"apr","subRatingValue":"1"},{"subRatingType":"rewards_flexibility","subRatingValue":"3"},{"subRatingType":"features","subRatingValue":"3"}],"enabled":true,"showApplyLink":true,"filterExclusions":null},{"pid":"10042","name":"Prime Visa","capiId":"10042","issuerName":"Amazon","issuerId":"4cfcb92b-0221-41be-b4cb-01b6e1ab41f5","network":"Visa","lastUpdated":"2024-11-07T14:58:05+00:00","monetized":true,"inFeed":true,"link":"https://oc.brcclx.com/t?lid=26716145","type":"creditcard","id":"1094","attributes":{"baseProductId":null,"legacyId":null,"name":"Prime Visa","link":"https://oc.brcclx.com/t?lid=26716145","image":{"url":"237fd0b0-1ced-11ee-9d05-8969f2172cdd.jpg","fullUrl":"https://cdn.prodstatic.com/shared/images/cards/237fd0b0-1ced-11ee-9d05-8969f2172cdd.jpg","isVertical":false},"sku":null,"network":"Visa","additionalData":null,"bullets":["Get a $200 Amazon Gift Card instantly upon approval exclusively for Prime members","Earn unlimited 5% back at Amazon.com, Amazon Fresh, Whole Foods Market and on Chase Travel purchases with an eligible Prime membership","Prime Card Bonus: Earn 10% back or more on a rotating selection of items and categories on Amazon.com with an eligible Prime membership","Earn unlimited 2% back at gas stations, restaurants, and on local transit and commuting (including rideshare)","Earn unlimited 1% back on all other purchases","No annual credit card fee","No more waiting. Redeem daily rewards at Amazon.com as soon as the next day","Member FDIC"],"aprs":[{"name":"Ongoing Purchases APR","displayText":"19.99% - 28.74% Variable","aprTypeId":1,"periodTypeId":2,"rateType":"variable","minValue":19.99,"maxValue":28.74,"periodUnit":null,"periodValue":null},{"name":"Ongoing Balance Transfer APR","displayText":"19.99% - 28.74% Variable","aprTypeId":2,"periodTypeId":2,"rateType":"variable","minValue":19.99,"maxValue":28.74,"periodUnit":null,"periodValue":null},{"name":"Ongoing Cash Advance APR","displayText":"29.74% Variable","aprTypeId":3,"periodTypeId":2,"rateType":"variable","minValue":29.74,"maxValue":29.74,"periodUnit":null,"periodValue":null}],"fees":[{"typeId":2,"name":"Ongoing Annual Fee","displayText":"$0","value":0,"unit":"$","minimum":null,"feeType":{"id":2,"name":"Ongoing Annual Fee"}},{"typeId":11,"name":"Ongoing Balance Transfer Fee","displayText":"Either $5 or 4% of the amount of each transfer, whichever is greater.","value":4,"unit":"%","minimum":5,"feeType":{"id":11,"name":"Ongoing Balance Transfer Fee"}},{"typeId":4,"name":"Cash Advance Fee","displayText":"Either $5 or 4% of the amount of each transfer, whichever is greater.","value":4,"unit":"%","minimum":5,"feeType":{"id":4,"name":"Cash Advance Fee"}},{"typeId":5,"name":"Foreign Exchange Fee","displayText":"$0","value":0,"unit":"$","minimum":null,"feeType":{"id":5,"name":"Foreign Exchange Fee"}}],"creditNeededDisplayText":"Excellent/Good","introBonuses":[{"value":200,"unit":"$","displayText":"Get a $200 Amazon Gift Card","description":"Get a $200 Amazon Gift Card instantly upon approval exclusively for Prime members","rank":1,"spendPeriodUnit":"","baseValue":null,"unitValuation":null,"baseUnitValuation":null,"spendAmount":null,"spendPeriodValue":null}],"termsAndConditionsUrl":"","rewardRates":[{"note":"","rank":1,"unit":"%","value":10,"displayText":"10%","explanation":"Prime Card Bonus: Earn 10% back or more on a rotating selection of items and categories on Amazon.com with an eligible Prime membership"},{"note":"","rank":2,"unit":"%","value":5,"displayText":"5%","explanation":"Earn unlimited 5% back at Amazon.com, Amazon Fresh, Whole Foods Market, and on Chase Travel purchases with an eligible Prime membership"},{"note":"","rank":3,"unit":"%","value":2,"displayText":"2%","explanation":"Earn unlimited 2% back at gas stations, restaurants, and on local transit and commuting (including rideshare)"},{"note":"","rank":4,"unit":"%","value":1,"displayText":"1%","explanation":"Earn unlimited 1% back on all other purchases"}],"review":{"link":null,"count":null,"rating":null},"customData":[],"collationId":"8a6f3a26-3dda-423b-b24d-f7c028d9c5f7","cardBenefits":[],"productTypeId":9,"rewardRules":[{"name":"","rank":0,"unit":"%","value":1,"endDate":null,"startDate":null,"spendLimit":null,"periodLimit":null,"earningLimit":null,"isHighestCategory":false,"rewardRuleCategoryIds":[],"eligibleCategoriesCount":null},{"name":"","rank":1,"unit":"%","value":2,"endDate":null,"startDate":null,"spendLimit":null,"periodLimit":null,"earningLimit":null,"isHighestCategory":false,"rewardRuleCategoryIds":[52,9,1],"eligibleCategoriesCount":null},{"name":"","rank":2,"unit":"%","value":5,"endDate":null,"startDate":null,"spendLimit":null,"periodLimit":null,"earningLimit":null,"isHighestCategory":false,"rewardRuleCategoryIds":[47,80],"eligibleCategoriesCount":null}],"benefitTermsUrl":null,"annualRewardValue":null,"applyByPhoneNumber":null,"annualRewardDisplayText":null,"badges":[],"disclosure":null,"creditLimit":null},"relationships":{"tags":[],"issuer":{"id":"4cfcb92b-0221-41be-b4cb-01b6e1ab41f5","name":"Amazon","type":"issuer"},"creditNeeded":[{"name":"Good","value":3,"displayName":"Excellent/Good"},{"name":"Excellent","value":4,"displayName":"Excellent/Good"}],"loyaltyPrograms":[{"image":"d38fcef0-8a52-11ea-8fa0-5f0e68c4aac6.png","description":"","displayText":"Amazon Rewards","loyaltyType":"other","loyaltyUnit":null,"loyaltyProgramId":"0d75564e-1ffa-44a5-a90e-bb8e5f48fd5d"}],"additionalBonuses":[]},"approvalOdds":null,"meta":{"monetized":true,"lastUpdated":"2024-11-07T14:58:05+00:00","commission":null},"variations":[{"name":"4498 | Best rewards category page","credit_card_pid":"10042","superlative":"Best for online shopping","bankrates_view":"\u003cdiv\u003e\u003cstrong\u003eWhat we love:\u003c/strong\u003e Few cards offer such a high rewards rate on Amazon purchases, and perhaps no other card offers this year-round online shopping rate with no spending cap. The card is also surprisingly versatile for Amazon Prime members offline, raking in rewards on Chase Travel bookings and local commuting, as well as purchases at Whole Foods Market, restaurants and gas stations.\u003cbr\u003e\u003cbr\u003e\u003cstrong\u003eLearn more: \u003c/strong\u003e\u003ca href=\"https://www.bankrate.com/credit-cards/reviews/why-i-love-amazon-rewards-visa-signature-card/\"\u003eWhat card expert Holly Johnson loves about the Prime Visa\u003c/a\u003e\u003cbr\u003e\u003cbr\u003e\u003cstrong\u003eAlternative: \u003c/strong\u003eIf you want to earn rewards on groceries and online shopping without being stuck buying from Amazon.com or Whole Foods, consider the Blue Cash Everyday card. It offers a solid rewards rate on both U.S. online retail purchases and at U.S. supermarkets, making it a more flexible but still lucrative option.\u0026nbsp;\u003c/div\u003e","pros_and_cons_header":"Editor's take","pros":[{"text":"The sign-up bonus is lower than other no-annual-fee rewards card bonuses, but you’ll earn it instantly on approval, with no spending requirement to worry about."},{"text":"Unlocks exclusive pay-over-time financing on eligible Amazon purchases, giving you a chance to chip away at large expenses without stressing over interest charges (terms apply)."},{"text":"For a no-annual-fee general rewards card, Prime Visa offers \u003ca href=\"https://www.bankrate.com/credit-cards/reviews/amazon-prime-rewards-visa-signature-benefits-guide/\"\u003esignificant travel benefits\u003c/a\u003e like no foreign transaction fees, lost luggage reimbursement and travel accident insurance."}],"cons":[{"text":"It doesn’t carry a traditional intro APR, so you can’t finance non-Amazon purchases with a 0 percent APR."},{"text":"An Amazon Prime membership runs $139 per year, so the bonus rates might be only worth it if you already are or plan to become a member."}],"exclusive_offer_text":null,"is_new_card":false,"limited_time_offer_text":"LIMITED TIME OFFER","limited_time_offer_tooltip":null,"cardfit_tag":null,"is_default":false,"review_category_id":null,"whyLikeThis":"It boasts a terrific rewards rate on Amazon purchases, which can cover a slew of household items, entertainment, gifts, food and more.","callouts":"marketplace_cashBack","our_picks_for":"Online shopping","credit_building_features":[],"cashback_highlights":null}],"cardfitTags":[],"aoEligible":false,"bankrateScore":4.2,"cardholderRating":null,"cardholderRatingTooltipText":null,"program":null,"reviewSlug":"amazon-prime-rewards-visa-signature-card-review","subRatings":[{"subRatingType":"rewards_value","subRatingValue":4},{"subRatingType":"apr","subRatingValue":4},{"subRatingType":"rewards_flexibility","subRatingValue":2.3},{"subRatingType":"features","subRatingValue":3}],"enabled":true,"showApplyLink":true,"filterExclusions":null},{"pid":"10652","name":"Citi Strata Premier\u0026#8480; Card","capiId":"10652","issuerName":"Citi","issuerId":"1679091c5a880faf6fb5e6087eb1b2dc","network":"Mastercard","lastUpdated":"2024-11-19T14:06:15+00:00","monetized":true,"inFeed":true,"link":"https://oc.brcclx.com/t?lid=26738954","type":"creditcard","id":"1210","attributes":{"baseProductId":null,"legacyId":null,"name":"Citi Strata Premier\u0026#8480; Card","link":"https://oc.brcclx.com/t?lid=26738954","image":{"url":"cc4c54f0-0d3f-11ef-8061-419b99b523ee.png","fullUrl":"https://cdn.prodstatic.com/shared/images/cards/cc4c54f0-0d3f-11ef-8061-419b99b523ee.png","isVertical":false},"sku":"","network":"Mastercard","additionalData":null,"bullets":["For a limited time, earn 75,000 bonus ThankYou® Points after spending $4,000 in the first 3 months of account opening, redeemable for $750 in gift cards or travel rewards at thankyou.com.","Earn 10 points per $1 spent on Hotels, Car Rentals, and Attractions booked on CitiTravel.com.","Earn 3 points per $1 on Air Travel and Other Hotel Purchases, at Restaurants, Supermarkets, Gas and EV Charging Stations.","Earn 1 Point per $1 spent on all other purchases","$100 Annual Hotel Benefit: Once per calendar year, enjoy $100 off a single hotel stay of $500 or more (excluding taxes and fees) when booked through CitiTravel.com. Benefit applied instantly at time of booking.","No expiration and no limit to the amount of points you can earn with this card","No Foreign Transaction Fees on purchases"],"aprs":[{"name":"Ongoing Purchases APR","displayText":"20.49% - 28.49% (Variable)","aprTypeId":1,"periodTypeId":2,"rateType":"variable","minValue":20.49,"maxValue":28.49,"periodUnit":null,"periodValue":0},{"name":"Ongoing Balance Transfer APR","displayText":"20.49% - 28.49% (Variable)","aprTypeId":2,"periodTypeId":2,"rateType":"variable","minValue":20.49,"maxValue":28.49,"periodUnit":null,"periodValue":0},{"name":"Ongoing Cash Advance APR","displayText":"29.74% (Variable)","aprTypeId":3,"periodTypeId":2,"rateType":"variable","minValue":29.74,"maxValue":29.74,"periodUnit":null,"periodValue":0},{"name":"Ongoing Penalty APR","displayText":"Up to 29.99% (Variable)","aprTypeId":4,"periodTypeId":2,"rateType":"variable","minValue":29.99,"maxValue":29.99,"periodUnit":null,"periodValue":null}],"fees":[{"typeId":2,"name":"Ongoing Annual Fee","displayText":"$95","value":95,"unit":"$","minimum":null,"feeType":{"id":2,"name":"Ongoing Annual Fee"}},{"typeId":11,"name":"Ongoing Balance Transfer Fee","displayText":"Balance transfer fee applies with this offer 5% of each balance transfer; $5 minimum.","value":5,"unit":"%","minimum":null,"feeType":{"id":11,"name":"Ongoing Balance Transfer Fee"}},{"typeId":4,"name":"Cash Advance Fee","displayText":"5% of each cash advance; $10 minimum\nPenalty APR\n","value":5,"unit":"%","minimum":null,"feeType":{"id":4,"name":"Cash Advance Fee"}},{"typeId":5,"name":"Foreign Exchange Fee","displayText":"0%","value":0,"unit":"%","minimum":null,"feeType":{"id":5,"name":"Foreign Exchange Fee"}},{"typeId":8,"name":"Late Payment Fee","displayText":"See Terms","value":999,"unit":"%","minimum":null,"feeType":{"id":8,"name":"Late Payment Fee"}}],"creditNeededDisplayText":"Excellent, Good","introBonuses":[{"value":75000,"unit":"points","displayText":"75,000 bonus points","description":"For a limited time, earn 75,000 bonus ThankYou® Points after spending $4,000 in the first 3 months of account opening, redeemable for $750 in gift cards or travel rewards at thankyou.com.","rank":1,"spendPeriodUnit":"months","baseValue":null,"unitValuation":null,"baseUnitValuation":null,"spendAmount":4000,"spendPeriodValue":3}],"termsAndConditionsUrl":"https://click.linksynergy.com/fs-bin/click?id=EhraRx8K/BE\u0026offerid=1707731.3684\u0026type=3\u0026subid=0","rewardRates":[{"note":"","rank":1,"unit":"X","value":10,"displayText":"10X","explanation":"Earn 10 points per $1 spent on Hotels, Car Rentals, and Attractions booked on CitiTravel.com."},{"note":"","rank":2,"unit":"X","value":3,"displayText":"3X","explanation":"Earn 3 points per $1 on Air Travel and Other Hotel Purchases, at Restaurants, Supermarkets, Gas and EV Charging Stations."},{"note":"","rank":3,"unit":"X","value":1,"displayText":"1X","explanation":"Earn 1 Point per $1 spent on all other purchases"}],"review":{"link":null,"count":null,"rating":null},"customData":{"latePaymentFeeAlternateDisplayText":"See Terms"},"collationId":"74cb5c76-ea70-483a-b808-c5bb8753d7d3","cardBenefits":[],"productTypeId":9,"rewardRules":[{"name":"","rank":0,"unit":"X","value":10,"endDate":null,"startDate":null,"spendLimit":null,"periodLimit":null,"earningLimit":null,"isHighestCategory":false,"rewardRuleCategoryIds":[108,7,32],"eligibleCategoriesCount":null},{"name":"","rank":1,"unit":"X","value":3,"endDate":null,"startDate":null,"spendLimit":null,"periodLimit":null,"earningLimit":null,"isHighestCategory":false,"rewardRuleCategoryIds":[160,161,130,146,1],"eligibleCategoriesCount":null},{"name":"","rank":2,"unit":"X","value":1,"endDate":null,"startDate":null,"spendLimit":null,"periodLimit":null,"earningLimit":null,"isHighestCategory":false,"rewardRuleCategoryIds":[],"eligibleCategoriesCount":null}],"benefitTermsUrl":null,"annualRewardValue":null,"applyByPhoneNumber":null,"annualRewardDisplayText":null,"badges":[],"disclosure":null,"creditLimit":null},"relationships":{"tags":[{"name":"Dining","image":"a5b97e80-e7dc-11ea-b568-e36303e248dc.svg"},{"name":"Excellent Credit","image":"a1203ba0-bd23-11e9-8c33-b96e508849bb.svg"},{"name":"Gas","image":"884742a0-bd22-11e9-a841-3728becc33ed.svg"},{"name":"Good Credit","image":"88dfa120-bd19-11e9-a841-3728becc33ed.svg"},{"name":"Grocery","image":null},{"name":"Hotel","image":"bd6727b0-bd23-11e9-a841-3728becc33ed.svg"},{"name":"No Foreign Transaction Fees","image":"eaaf459ad1ed2e1825d59f0c908ffa44.png"},{"name":"Points","image":"9a953c00-bd22-11e9-8c33-b96e508849bb.svg"},{"name":"Rewards","image":"b47fb820-bd3b-11e9-8c33-b96e508849bb.svg"},{"name":"Travel","image":"b3d5f780-bd23-11e9-8c33-b96e508849bb.svg"}],"issuer":{"id":"1679091c5a880faf6fb5e6087eb1b2dc","name":"Citi","type":"issuer"},"creditNeeded":[{"name":"Good","value":3,"displayName":"Excellent, Good"},{"name":"Excellent","value":4,"displayName":"Excellent, Good"}],"loyaltyPrograms":[{"image":"4a5eaf50-62ea-11ea-a32c-0da266241880.png","description":"TYP","displayText":"Citi ThankYou\u0026reg; Rewards","loyaltyType":"issuer","loyaltyUnit":null,"loyaltyProgramId":"82afa856-5f82-4047-b862-b6fecb798eca"}],"additionalBonuses":[]},"approvalOdds":null,"meta":{"monetized":true,"lastUpdated":"2024-11-19T14:06:15+00:00","commission":null},"variations":[{"name":"5241 | Best rewards category page","credit_card_pid":"10652","superlative":"Best for hotel bookings","bankrates_view":"\u003cdiv\u003e\u003cstrong\u003eWhat we love: \u003c/strong\u003eIts annual hotel benefit could offer terrific value even if you only make a few trips per year. Spend $500 on a single hotel booking through CitiTravel.com each calendar year and you’ll instantly get a $100 benefit— enough to offset the annual fee all on its own.\u003cbr\u003e\u003cbr\u003e\u003cstrong\u003eAlternatives:\u003c/strong\u003e\u0026nbsp; The \u003ca href=\"https://www.bankrate.com/credit-cards/reviews/chase-sapphire-preferred-card/\"\u003eChase Sapphire Preferred® Card\u003c/a\u003e may offer more value for both frequent travelers and everyday spenders, thanks mostly to its high point redemption value. And while its hotel perk is only worth up to $50 in annual statement credits toward hotel stays through Chase Travel, you’ll only need to spend $50 to earn it (versus $500 with the Strata Premier).\u003c/div\u003e","pros_and_cons_header":"Editor's take","pros":[{"text":"It earns rewards in several key everyday spending categories, so it should be easy to earn travel points even if you don’t actually spend a ton on travel."},{"text":"It stacks exceptionally well with no-annual-fee Citi rewards cards, giving you a chance to maximize your rewards in nearly every major spending category."}],"cons":[{"text":"You’ll only earn the annual hotel benefit if you book a single hotel stay of $500 or more (excluding taxes and fees) through CitiTravel.com. That’s pretty inflexible."},{"text":"Bankrate estimates that Citi rewards carry a lower average redemption value (around 1.6 cents per point) than several competing programs (some of which offer 2 cents per point or more in value)."}],"exclusive_offer_text":null,"is_new_card":false,"limited_time_offer_text":null,"limited_time_offer_tooltip":null,"cardfit_tag":null,"is_default":false,"review_category_id":null,"whyLikeThis":"It has a valuable welcome offer and an annual hotel credit that can easily offset its annual fee.","callouts":"marketplace_travel","our_picks_for":"Hotel bookings","credit_building_features":[],"cashback_highlights":null}],"cardfitTags":[],"aoEligible":false,"bankrateScore":4.6,"cardholderRating":null,"cardholderRatingTooltipText":null,"program":{"id":46,"name":"Citi ThankYou Points (Premier card)","active_rate":{"id":47,"label":"2023","active":1,"unit_value":"0.01600"}},"reviewSlug":"citi-strata-premier-card","subRatings":[],"enabled":true,"showApplyLink":true,"filterExclusions":null},{"pid":"22146013","name":"The Platinum Card\u0026#174; from American Express","capiId":"22146013","issuerName":"American Express","issuerId":"c81e728d9d4c2f636f067f89cc14862c","network":"American Express","lastUpdated":"2024-11-11T16:03:25+00:00","monetized":true,"inFeed":true,"link":"https://oc.brcclx.com/t?lid=25026697","type":"creditcard","id":"701","attributes":{"baseProductId":null,"legacyId":null,"name":"The Platinum Card\u0026#174; from American Express","link":"https://oc.brcclx.com/t?lid=25026697","image":{"url":"b00a5840-5b1a-11ef-a7c5-db9b566f392d.png","fullUrl":"https://cdn.prodstatic.com/shared/images/cards/b00a5840-5b1a-11ef-a7c5-db9b566f392d.png","isVertical":false},"sku":"22146013 CG","network":"American Express","additionalData":null,"bullets":["Earn 80,000 Membership Rewards® Points after you spend $8,000 on eligible purchases on your new Card in your first 6 months of Card Membership.","Earn 5X Membership Rewards® Points for flights booked directly with airlines or with American Express Travel up to $500,000 on these purchases per calendar year and earn 5X Membership Rewards® Points on prepaid hotels booked with American Express Travel.","$200 Hotel Credit: Get up to $200 back in statement credits each year on prepaid Fine Hotels + Resorts® or The Hotel Collection bookings through American Express Travel using your Platinum Card®. The Hotel Collection requires a minimum two-night stay.","$240 Digital Entertainment Credit: Get up to $20 back in statement credits each month on eligible purchases made with your Platinum Card® on one or more of the following: Disney+, a Disney Bundle, ESPN+, Hulu, The New York Times, Peacock, and The Wall Street Journal. Enrollment required.","The American Express Global Lounge Collection® can provide an escape at the airport. With complimentary access to more than 1,400 airport lounges across 140 countries and counting, you have more airport lounge options than any other credit card issuer on the market. As of 03/2023.","$155 Walmart+ Credit: Save on eligible delivery fees, shipping, and more with a Walmart+ membership. Use your Platinum Card® to pay for a monthly Walmart+ membership and get up to $12.95 plus applicable taxes back on one membership (excluding Plus Ups) each month.","$200 Airline Fee Credit: Select one qualifying airline and then receive up to $200 in statement credits per calendar year when incidental fees are charged by the airline to your Platinum Card®.","$200 Uber Cash: Platinum Card® Members can get out and about and explore their local area with $15 in Uber Cash for US rides each month, plus a bonus $20 in December. That can be up to $200 in annual Uber savings. Simply download the Uber app and add your Platinum Card® to your Uber account to get started. Available to Basic Card Member only. Effective 11/8/2024, an Amex Card must be selected as the payment method for your Uber or Uber Eats transaction to redeem the Amex Uber Cash benefit.","$199 CLEAR® Plus Credit: CLEAR® Plus helps to get you to your gate faster at 50+ airports nationwide and get up to $199 back per calendar year on your Membership (subject to auto-renewal) when you use your Card. CLEARLanes are available at 100+ airports, stadiums, and entertainment venues.","Receive either a $120 statement credit every 4 years for a Global Entry application fee or a statement credit up to $85 every 4.5 years for a TSA PreCheck® (through a TSA official enrollment provider) application fee, when charged to your Platinum Card®. Card Members approved for Global Entry will also receive access to TSA PreCheck at no additional cost.","Shop Saks with Platinum: Get up to $100 in statement credits annually for purchases in Saks Fifth Avenue stores or at saks.com on your Platinum Card®. That's up to $50 in statement credits semi-annually. 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With more than 1,300 airport lounges across 140 countries and counting, you have more lounge options than any other credit card on the market."},{"name":"American Express - Platinum - Uber VIP Status","rank":1,"image":"","description":"","cardBenefitId":3,"longDescription":"With your Platinum Card®, you'll receive $15 in Uber Cash for U.S. rides every month plus a bonus $20 in December[1], delivered through an exclusive Uber app experience. That's up to $200 for Uber rides annually. You'll also become an Uber VIP, where available, without meeting minimum ride requirements and be matched with top-rated drivers, so that even a 5-minute trip can be a 5-star experience.‡ [1] Uber Cash and Uber VIP status available to Basic Card Member only"},{"name":"No Foreign Transaction Fees","rank":2,"image":"","description":"","cardBenefitId":346,"longDescription":"Enjoy worldwide acceptance with no foreign transaction fees."},{"name":"American Express - Platinum - $200 Hotel Credit","rank":3,"image":"","description":"","cardBenefitId":8,"longDescription":"Get $200 back in statement credits each year on select prepaid hotel bookings with American Express Travel using the Platinum Card®"},{"name":"American Express - Platinum - International Airline Program","rank":4,"image":"","description":"","cardBenefitId":32,"longDescription":"Lower fares on the best international seats in the house, up to 8 tickets per booking. 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Basic Card Member must be traveling on the itinerary and travel must originate in, and return to, the U.S."},{"name":"American Express - Platinum - Marriott Bonvoy(TM) Gold Elite","rank":5,"image":"","description":"","cardBenefitId":33,"longDescription":"With Marriott Bonvoy Gold Elite status, you can receive upgrades to enhanced rooms upon check-in when available."},{"name":"American Express - Platinum - Hilton Honors Gold Status","rank":6,"image":"","description":"","cardBenefitId":34,"longDescription":"As a Platinum Card Member, enroll to receive complimentary Hilton Honors Gold Status."},{"name":"American Express - Consumer - Car Rental Loss and Damage Insurance","rank":7,"image":"","description":"","cardBenefitId":397,"longDescription":"Getting into your Rental Vehicle can be the start of a great vacation. When you use your Eligible Card to reserve and pay for the Entire Rental and decline the collision damage waiver at the rental Company counter, you can be covered for Damage to or Theft of a Rental Vehicle in a Covered Territory. Please read important exclusions and restrictions. Not all vehicle types or rentals are covered. Coverage is not available for vehicles rented in Australia, Italy, and New Zealand. This product provides secondary coverage and does not include liability coverage."},{"name":"American Express - Platinum - Premium Global Assist Hotline","rank":8,"image":"","description":"","cardBenefitId":37,"longDescription":"When you travel more than 100 miles from home, you may be eligible for 24/7 emergency assistance and coordination services , including medical, legal, and passport referrals, emergency cash wires, and missing luggage assistance."},{"name":"American Express - Platinum - Shop Saks with Platinum","rank":9,"image":"","description":"","cardBenefitId":38,"longDescription":"Get up to $100 in statement credits annually for purchases at Saks Fifth Avenue or saks.com on your Platinum Card. That's up to $50 in statement credits from January through June and up to $50 in statement credits from July through December."},{"name":"American Express - Platinum - Platinum Card® Concierge","rank":10,"image":"","description":"","cardBenefitId":39,"longDescription":"Whether you need assistance making arrangements for a special dinner, tickets to a sought-after event, or finding just the right gift, rely on Platinum Card Concierge anytime, day or night whether home or abroad. Simply call the number on the back of your Card and say \"Concierge\" when prompted or send your Concierge request to PlatinumRequests@concierge.americanexpress.com from the e-mail associated with your American Express account."},{"name":"American Express - Platinum - Return Protection","rank":11,"image":"","description":"","cardBenefitId":40,"longDescription":"If you try to return an eligible item within 90 days from the date of purchase and the merchant won't take it back, American Express may refund the full purchase price excluding shipping and handling, up to $300 per item, up to a maximum of $1,000 per calendar year per Card account, if you purchased it entirely with your eligible American Express® Card."},{"name":"American Express - Platinum - $300 with Equinox","rank":12,"image":"","description":"","cardBenefitId":447,"longDescription":"Get a $25 statement credit each month at Equinox. Simply use your Platinum Card to pay for monthly Equinox All Access, Destination, or E by Equinox membership fees, or for Equinox+. Enrollment required."},{"name":"American Express - Platinum - $240 Digital Entertainment Credit","rank":13,"image":"","description":"","cardBenefitId":448,"longDescription":"Get up to $20 back each month when you pay for one or more of Peacock, The New York Times, Audible, or SiriusXM with your Platinum Card®. Enrollment required.‡ $240 Digital Entertainment Credit Experience the latest shows, audiobooks, music, news and recipes. Get up to $20 in statement credits each month when you use your Platinum Card® for eligible purchases at your choice of one or more of the following: Peacock, Audible, SiriusXM, and The New York Times. Enrollment required."},{"name":"American Express - Platinum - $179 with CLEAR","rank":14,"image":"","description":"","cardBenefitId":449,"longDescription":"Breeze through security with CLEAR® where available and get up to $179 back per year on your membership when you use your Card.‡ $179 with CLEAR® CLEAR® uses biometrics to assign you a touchless ID, allowing you to move faster through security at select airports and stadiums across the U.S. You can cover the cost of a CLEAR membership with up to $179 in statement credits per year after you pay for CLEAR with your Platinum Card."},{"name":"American Express - Platinum - Global Dining Access with Resy","rank":15,"image":"","description":"","cardBenefitId":450,"longDescription":"Unlock access to exclusive tables and events when you add your Card to your Resy profile."}],"productTypeId":9,"rewardRules":[{"name":"","rank":0,"unit":"X","value":1,"endDate":null,"startDate":null,"spendLimit":null,"periodLimit":null,"earningLimit":null,"isHighestCategory":false,"rewardRuleCategoryIds":[],"eligibleCategoriesCount":null},{"name":"","rank":1,"unit":"X","value":5,"endDate":null,"startDate":null,"spendLimit":{"unit":"$","value":500000},"periodLimit":null,"earningLimit":null,"isHighestCategory":false,"rewardRuleCategoryIds":[6,13],"eligibleCategoriesCount":null}],"benefitTermsUrl":null,"annualRewardValue":null,"applyByPhoneNumber":"","annualRewardDisplayText":null,"badges":[],"disclosure":null,"creditLimit":null},"relationships":{"tags":[{"name":"Airport Lounge Access","image":"0a7bb0c9d2441e79b34993203e8d1f86.png"},{"name":"Annual Uber Credit","image":"57d3b70966ec41ae81d620b6c000eb39.png"},{"name":"Concierge Service","image":"9a88b402c09f511d28190e3d832d539f.png"},{"name":"EMV","image":"ff2a1eb82a6a9498d1f0f73bc974e2a3.png"},{"name":"Elite Status","image":"9fa189a52338b4574699750e7a6e121d.png"},{"name":"Excellent Credit","image":"a1203ba0-bd23-11e9-8c33-b96e508849bb.svg"},{"name":"Free Credit Score","image":"c921b548023dc6f855952e83fcfca848.png"},{"name":"Free Wi-Fi Access","image":"b67ead4ff3cb0e57462c3dce8e876546.png"},{"name":"Mobile Pay Ready","image":"c9a039a1830fa29723ae3591721396ec.png"},{"name":"No Foreign Transaction Fees","image":"eaaf459ad1ed2e1825d59f0c908ffa44.png"},{"name":"Points","image":"9a953c00-bd22-11e9-8c33-b96e508849bb.svg"},{"name":"Popular","image":"4b16a0f0-bd23-11e9-a841-3728becc33ed.svg"},{"name":"Presale Tickets","image":"bb284692903330764acc7c1350a85a42.png"},{"name":"Private Jet Access","image":"2566a3a19d7cf57528d908d8d8163ce5.png"},{"name":"Rewards","image":"b47fb820-bd3b-11e9-8c33-b96e508849bb.svg"},{"name":"TSA/Customs Reimbursement","image":"2c364fe0-bd24-11e9-a841-3728becc33ed.svg"},{"name":"Travel","image":"b3d5f780-bd23-11e9-8c33-b96e508849bb.svg"},{"name":"Ultra-Premium Card","image":null},{"name":"Zero Fraud Liability","image":"7f303633e8c906a4a36c040425d50a31.png"}],"issuer":{"id":"c81e728d9d4c2f636f067f89cc14862c","name":"American Express","type":"issuer"},"creditNeeded":[{"name":"Good","value":3,"displayName":"Excellent/Good"},{"name":"Excellent","value":4,"displayName":"Excellent/Good"}],"loyaltyPrograms":[{"image":"e93f6750-62e9-11ea-a32c-0da266241880.png","description":"MR","displayText":"American Express Membership Rewards","loyaltyType":"issuer","loyaltyUnit":null,"loyaltyProgramId":"ccb5b8ab-e313-4ff4-ba20-3d4faeca245b"}],"additionalBonuses":[]},"approvalOdds":null,"meta":{"monetized":true,"lastUpdated":"2024-11-11T16:03:25+00:00","commission":null},"variations":[{"name":"2673 | Best rewards category page","credit_card_pid":"22146013","superlative":"Best for luxury travel","bankrates_view":"\u003cdiv\u003e\u003cstrong\u003eWhat we love: \u003c/strong\u003eThis card’s perks, protections and credits eclipse those of competing travel cards, offering thousands in value and making it easy to justify its expensive annual fee. If you take advantage of its luxury travel and shopping benefits, this can be one of the best travel cards available.\u003cbr\u003e\u003cbr\u003e\u003cstrong\u003eLearn more:\u003c/strong\u003e \u003ca href=\"https://www.bankrate.com/credit-cards/reviews/is-amex-platinum-card-worth-it-annual-fee/\"\u003eIs the Amex Platinum worth the yearly fee?\u003c/a\u003e\u003cbr\u003e\u003cbr\u003e\u003cstrong\u003eAlternative: \u003c/strong\u003eThe Amex Platinum's perks may not be a great fit for some cardholders. The Chase Sapphire Reserve or Capital One Venture X may offer more practical perks at a lower cost.\u0026nbsp;\u003c/div\u003e","pros_and_cons_header":"Editor's take","pros":[{"text":"You could earn perhaps the \u003ca href=\"https://www.bankrate.com/credit-cards/news/amex-platinum-welcome-offer/\"\u003emost valuable welcome offer\u003c/a\u003e currently available when applying for the Amex Platinum through \u003ca href=\"https://www.bankrate.com/credit-cards/tools/cardmatch/\"\u003eCardMatch\u003c/a\u003e: 150,000 points after spending $8,000 on purchases within the first six months."},{"text":"Carries perhaps the most comprehensive lounge access, hotel privileges and travel benefits of any mainstream personal card."}],"cons":[{"text":"Several annual credits and perks aren’t practical for many cardholders (like the Equinox and private jet program offers), which may make the $695 annual fee tough to offset."},{"text":"The bonus category coverage is quite narrow, so you’ll have to lean on the extra perks for the bulk of your value."}],"exclusive_offer_text":null,"is_new_card":false,"limited_time_offer_text":null,"limited_time_offer_tooltip":null,"cardfit_tag":null,"is_default":false,"review_category_id":null,"whyLikeThis":"It’s perfect for luxury-minded travelers who spare no expense when booking airfare or hotels and want the most with every experience.","callouts":"marketplace_travel","our_picks_for":"Luxury travel","credit_building_features":[],"cashback_highlights":null}],"cardfitTags":[],"aoEligible":true,"bankrateScore":4.8,"cardholderRating":null,"cardholderRatingTooltipText":null,"program":{"id":39,"name":"American Express Membership Rewards","active_rate":{"id":40,"label":"2023","active":1,"unit_value":"0.02000"}},"reviewSlug":"the-platinum-card-from-american-express","subRatings":[{"subRatingType":"rewards_value","subRatingValue":"5"},{"subRatingType":"apr","subRatingValue":"4"},{"subRatingType":"rewards_flexibility","subRatingValue":"4"},{"subRatingType":"features","subRatingValue":"5"}],"enabled":true,"showApplyLink":true,"filterExclusions":null},{"pid":"7905","name":"Citi Custom Cash\u0026reg; Card","capiId":"7905","issuerName":"Citi","issuerId":"1679091c5a880faf6fb5e6087eb1b2dc","network":"Mastercard","lastUpdated":"2024-11-14T14:06:45+00:00","monetized":true,"inFeed":true,"link":"https://oc.brcclx.com/t?lid=26706465","type":"creditcard","id":"1081","attributes":{"baseProductId":null,"legacyId":null,"name":"Citi Custom Cash\u0026reg; Card","link":"https://oc.brcclx.com/t?lid=26706465","image":{"url":"9aedd300-bfe7-11eb-a48f-65ac0bb53c5b.png","fullUrl":"https://cdn.prodstatic.com/shared/images/cards/9aedd300-bfe7-11eb-a48f-65ac0bb53c5b.png","isVertical":false},"sku":null,"network":"Mastercard","additionalData":null,"bullets":["Earn $200 cash back after you spend $1,500 on purchases in the first 6 months of account opening. This bonus offer will be fulfilled as 20,000 ThankYou® Points, which can be redeemed for $200 cash back.","0% Intro APR on balance transfers and purchases for 15 months. After that, the variable APR will be 18.49% - 28.49%, based on your creditworthiness.","Earn 5% cash back on purchases in your top eligible spend category each billing cycle, up to the first $500 spent, 1% cash back thereafter. Also, earn unlimited 1% cash back on all other purchases. 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The rewards rate is one of the highest available year-round on gas purchases without requiring an annual fee, making it a \u003ca href=\"https://www.bankrate.com/credit-cards/reviews/citi-custom-cash-groceries/\"\u003eremarkable partner card\u003c/a\u003e for frequent drivers aiming to maximize everyday rewards on fluctuating gas prices.\u003cbr\u003e\u003cbr\u003e\u003cstrong\u003eLearn more: \u003c/strong\u003e\u003ca href=\"https://www.bankrate.com/credit-cards/reviews/is-citi-custom-cash-worth-it/\"\u003eIs the Citi Custom Cash worth it?\u003c/a\u003e\u003cbr\u003e\u003cbr\u003e\u003cstrong\u003eAlternative: \u003c/strong\u003eFor more choice and flexibility, you may \u003ca href=\"https://www.bankrate.com/credit-cards/reviews/citi-custom-cash-vs-bank-of-america-customized-cash-rewards/\"\u003eprefer the Bank of America Customized Cash\u003c/a\u003e card or the \u003ca href=\"https://www.bankrate.com/credit-cards/reviews/u-s-bank-cash-visa-signature-card/\"\u003eU.S. Bank Cash+® Visa Signature® Card\u003c/a\u003e. These cards not only let you choose from a wide selection of bonus categories, but you also earn bonus rewards in more than one category.\u0026nbsp;\u003c/div\u003e","pros_and_cons_header":"Editor's take","pros":[{"text":"Since you aren't locked into year-round or quarterly bonus categories, you can enjoy more flexibility in how you earn top rewards."},{"text":"For a no-annual fee card, it offers attractive additional perks if you receive it with World Elite Mastercard status, such as partner offers with Lyft and DoorDash."}],"cons":[{"text":"It may not work well as a standalone card since you’ll only earn 1 percent back on other everyday purchases outside your top eligible spending category."},{"text":"You’ll only earn 5 percent back on your first $500 in an eligible category each billing cycle (1 percent after that). This could hold you back if you spend heavily in one category or share the account among multiple households."}],"exclusive_offer_text":null,"is_new_card":false,"limited_time_offer_text":null,"limited_time_offer_tooltip":null,"cardfit_tag":null,"is_default":false,"review_category_id":null,"whyLikeThis":"It offers a top cash back rate in several everyday categories and is flexible enough to fit with nearly any rewards strategy.","callouts":"marketplace_cashBack","our_picks_for":"Gas","credit_building_features":[],"cashback_highlights":null}],"cardfitTags":[],"aoEligible":true,"bankrateScore":4.4,"cardholderRating":null,"cardholderRatingTooltipText":null,"program":{"id":52,"name":"Cash Intro Offers","active_rate":{"id":53,"label":"1:1_Ratio","active":1,"unit_value":"1.00000"}},"reviewSlug":"citi-custom-cash-card","subRatings":[{"subRatingType":"rewards_value","subRatingValue":3.7},{"subRatingType":"apr","subRatingValue":3},{"subRatingType":"rewards_flexibility","subRatingValue":3},{"subRatingType":"features","subRatingValue":3}],"enabled":true,"showApplyLink":true,"filterExclusions":null},{"pid":"22105772","name":"Capital One Venture Rewards Credit Card","capiId":"22105772","issuerName":"Capital One","issuerId":"a87ff679a2f3e71d9181a67b7542122c","network":"Mastercard","lastUpdated":"2024-11-21T15:36:25+00:00","monetized":true,"inFeed":true,"link":"https://oc.brcclx.com/t?lid=25026577","type":"creditcard","id":"599","attributes":{"baseProductId":null,"legacyId":null,"name":"Capital One Venture Rewards Credit Card","link":"https://oc.brcclx.com/t?lid=25026577","image":{"url":"03141a30-6f84-11ef-88db-67757e6c8737.png","fullUrl":"https://cdn.prodstatic.com/shared/images/cards/03141a30-6f84-11ef-88db-67757e6c8737.png","isVertical":false},"sku":"ce293c61587c41c29a64c5685cb78e40","network":"Mastercard","additionalData":null,"bullets":["Enjoy a one-time bonus of 75,000 miles once you spend $4,000 on purchases within 3 months from account opening, equal to $750 in travel","Earn unlimited 2X miles on every purchase, every day","Earn 5X miles on hotels, vacation rentals and rental cars booked through Capital One Travel, where you'll get Capital One's best prices on thousands of trip options","Miles won't expire for the life of the account and there's no limit to how many you can earn","Receive up to a $120 credit for Global Entry or TSA PreCheck®","Use your miles to get reimbursed for any travel purchase—or redeem by booking a trip through Capital One Travel","Enjoy a $50 experience credit and other premium benefits with every hotel and vacation rental booked from the Lifestyle Collection","Transfer your miles to your choice of 15+ travel loyalty programs"],"aprs":[{"name":"Introductory Balance Transfer APR","displayText":"N/A","aprTypeId":2,"periodTypeId":1,"rateType":"fixed","minValue":0,"maxValue":0,"periodUnit":"months","periodValue":0},{"name":"Introductory Purchases APR","displayText":"N/A","aprTypeId":1,"periodTypeId":1,"rateType":"fixed","minValue":0,"maxValue":0,"periodUnit":"months","periodValue":0},{"name":"Ongoing Balance Transfer APR","displayText":"19.99% - 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Combine this with its flexible miles and flat rewards rate and it’s a terrific \u003ca href=\"https://www.bankrate.com/credit-cards/travel/best-beginner-travel-cards/\"\u003estarter card\u003c/a\u003e for all types of travelers.\u003cbr\u003e\u003cbr\u003e\u003cstrong\u003eLearn more: \u003c/strong\u003e\u003ca href=\"https://www.bankrate.com/credit-cards/reviews/why-i-love-capital-one-venture-rewards/\"\u003eWhy expert Jacqueline DeMarco loves the Capital One Venture\u003c/a\u003e\u003cbr\u003e\u003cbr\u003e\u003cstrong\u003eAlternative: \u003c/strong\u003e\u0026nbsp;Frequent travelers may find the Capital One Venture X Rewards Credit Card more lucrative overall thanks to its higher-value — but still practical — perks and annual credits.\u0026nbsp;\u003c/div\u003e","pros_and_cons_header":"Editor's take","pros":[{"text":"Its welcome offer includes a generous amount of miles for your first cardholder year. That’s tremendous value for a mid-tier travel card."},{"text":"Its statement credits for perks like expedited security screening and its high-value, transferable miles make the already-low annual fee easy to offset."}],"cons":[{"text":"The welcome offer has a high spend requirement, so it may not be easy to attain."},{"text":"Some competitors provide more eye-catching perks like annual hotel credits, account anniversary bonus points and ridesharing perks."},{"text":"Unless you take advantage of Capital One’s transfer partners, your miles will only be worth 1 cent (or less, for non-travel redemptions). Other travel cards offer a higher point value if you redeem through the issuer’s portal."}],"exclusive_offer_text":null,"is_new_card":false,"limited_time_offer_text":null,"limited_time_offer_tooltip":null,"cardfit_tag":null,"is_default":false,"review_category_id":null,"whyLikeThis":"It boasts solid short- and long-term value with its flat rewards rate and new welcome offer, which offers a terrific return on spend.","callouts":"marketplace_travel","our_picks_for":"Travel bonus","credit_building_features":[],"cashback_highlights":null}],"cardfitTags":[],"aoEligible":false,"bankrateScore":4.9,"cardholderRating":null,"cardholderRatingTooltipText":null,"program":{"id":42,"name":"Capital One 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APR on purchases and balance transfers for 15 months; 19.74% - 29.74% variable APR after that; balance transfer fee applies"],"aprs":[{"name":"Introductory Purchases APR","displayText":"0% intro on purchases for 15 months","aprTypeId":1,"periodTypeId":1,"rateType":"intro on purchases","minValue":0,"maxValue":0,"periodUnit":"months","periodValue":15},{"name":"Ongoing Purchases APR","displayText":"19.74% - 29.74% (Variable)","aprTypeId":1,"periodTypeId":2,"rateType":"variable","minValue":19.74,"maxValue":29.74,"periodUnit":null,"periodValue":null},{"name":"Introductory Balance Transfer APR","displayText":"0% intro on balance transfers for 15 months","aprTypeId":2,"periodTypeId":1,"rateType":"intro on balance transfers","minValue":0,"maxValue":0,"periodUnit":"months","periodValue":15},{"name":"Ongoing Balance Transfer APR","displayText":"19.74% - 29.74% 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amount of the cash advance, but not less than $5","value":5,"unit":"%","minimum":5,"feeType":{"id":4,"name":"Cash Advance Fee"}},{"typeId":5,"name":"Foreign Exchange Fee","displayText":"None","value":0,"unit":"%","minimum":null,"feeType":{"id":5,"name":"Foreign Exchange Fee"}},{"typeId":8,"name":"Late Payment Fee","displayText":"Up to $40","value":40,"unit":"$","minimum":null,"feeType":{"id":8,"name":"Late Payment Fee"}}],"creditNeededDisplayText":"Excellent, Good","introBonuses":[{"value":20000,"unit":"miles","displayText":"20,000 miles","description":"Earn a bonus of 20,000 miles once you spend $500 on purchases within 3 months from account opening, equal to $200 in travel","rank":1,"spendPeriodUnit":"months","baseValue":null,"unitValuation":null,"baseUnitValuation":null,"spendAmount":500,"spendPeriodValue":3}],"termsAndConditionsUrl":"https://d25970n8puso9u.cloudfront.net/disclosure.30769.en-US.pdf","rewardRates":[{"note":null,"rank":1,"unit":"miles","value":5,"displayText":"5 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Good"}],"loyaltyPrograms":[{"image":"1eff2b50-62ea-11ea-a32c-0da266241880.png","description":"CO","displayText":"Capital One Miles","loyaltyType":"issuer","loyaltyUnit":null,"loyaltyProgramId":"cc2c99ae-a821-4699-beed-c59924cb307e"}],"additionalBonuses":[]},"approvalOdds":null,"meta":{"monetized":true,"lastUpdated":"2024-11-21T16:14:43+00:00","commission":null},"variations":[{"name":"2537 | Best rewards category page","credit_card_pid":"22105773","superlative":"Best no-annual-fee travel card","bankrates_view":"\u003cdiv\u003e\u003cstrong\u003eWhat we love:\u003c/strong\u003e Although you only earn 1.25X miles on purchases other than Capital One Travel hotel and rental car bookings, its intro APR offer and \u003ca href=\"https://www.bankrate.com/credit-cards/travel/capital-one-adds-jetblue-transfer-partner/\"\u003etransfer partners\u003c/a\u003e make it a great option for savings-minded travelers and rewards beginners alike.\u003cbr\u003e\u003cbr\u003e\u003cstrong\u003eLearn more: \u003c/strong\u003e\u003ca href=\"https://www.bankrate.com/credit-cards/reviews/reasons-to-get-ventureone-rewards-card/\"\u003e7 reasons to get the Capital One VentureOne Rewards Card\u003c/a\u003e\u003cbr\u003e\u003cbr\u003e\u003cstrong\u003eAlternative: \u003c/strong\u003eIf you prioritize a card’s rewards rate over basic travel perks and transfer partners, consider the no-annual-fee \u003ca href=\"https://www.bankrate.com/credit-cards/reviews/discover-it-miles/\"\u003eDiscover it® Miles\u003c/a\u003e card or the \u003ca href=\"https://www.bankrate.com/credit-cards/reviews/bank-of-america-travel-rewards-credit-card/\"\u003eBank of America® Travel Rewards credit card\u003c/a\u003e for a 1.5X reward rate on all purchases that can be redeemed for versatile travel purchase statement credits.\u0026nbsp;\u003c/div\u003e","pros_and_cons_header":"Editor's take","pros":[{"text":"You can transfer miles to airline and hotel partners — a rare perk for a no-annual-fee travel card."},{"text":"There’s a relatively lengthy intro APR period for purchase and balance transfer— uncommon for a travel mile card."}],"cons":[{"text":"If you don’t plan on transferring rewards to Capital One’s travel partners, another travel rewards card may offer better point redemption value."},{"text":"If you usually fly within the U.S., keep in mind that Capital One’s transfer partners don’t include any major domestic airlines or hotels outside the Wyndham brand."}],"exclusive_offer_text":null,"is_new_card":false,"limited_time_offer_text":null,"limited_time_offer_tooltip":null,"cardfit_tag":null,"is_default":false,"review_category_id":null,"whyLikeThis":"Earning travel rewards is simple and low risk thanks to its solid flat rewards rate and $0 annual fee.","callouts":"marketplace_travel","our_picks_for":"No-annual-fee travel 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year, then 1X points for the rest of the year.","Earn 3X Membership Rewards® points per dollar spent on flights booked directly with airlines or on AmexTravel.com.","Earn 2X Membership Rewards® points per dollar spent on prepaid hotels and other eligible purchases booked on AmexTravel.com.","Earn 1X Membership Rewards® point per dollar spent on all other eligible purchases.","$120 Uber Cash on Gold: Add your Gold Card to your Uber account and each month automatically get $10 in Uber Cash for Uber Eats orders or Uber rides in the U.S., totaling up to $120 per year. Effective 11/8/2024, an Amex Card must be selected as the payment method for your Uber or Uber Eats transaction to redeem the Amex Uber Cash benefit.","$84 Dunkin' Credit: With the $84 Dunkin' Credit, you can earn up to $7 in monthly statement credits after you enroll and pay with the American Express® Gold Card at U.S. Dunkin' locations.","$100 Resy Credit: Get up to $100 in statement credits each calendar year after you pay with the American Express® Gold Card to dine at U.S. Resy restaurants or make other eligible Resy purchases. That's up to $50 in statement credits semi-annually. Enrollment required.","$120 Dining Credit: Satisfy your cravings, sweet or savory, with the $120 Dining Credit. Earn up to $10 in statement credits monthly when you pay with the American Express® Gold Card at Grubhub, The Cheesecake Factory, Goldbelly, Wine.com, and Five Guys. Enrollment required.","Explore over 1,000 upscale hotels worldwide with The Hotel Collection and receive a $100 credit towards eligible charges with every booking of two nights or more through AmexTravel.com. Eligible charges vary by property.","No Foreign Transaction Fees.","Annual Fee is $325.","Apply with confidence. Know if you're approved for a Card with no impact to your credit score. If you're approved and you choose to accept this Card, your credit score may be impacted.","Terms Apply."],"aprs":[{"name":"Ongoing Purchases APR","displayText":"See Pay Over Time APR","aprTypeId":1,"periodTypeId":2,"rateType":"variable","minValue":999,"maxValue":999,"periodUnit":null,"periodValue":0},{"name":"Ongoing Cash Advance APR","displayText":"29.74% Variable","aprTypeId":3,"periodTypeId":2,"rateType":"variable","minValue":29.74,"maxValue":29.74,"periodUnit":null,"periodValue":0},{"name":"Ongoing Penalty APR","displayText":"See Rates \u0026 Fees","aprTypeId":4,"periodTypeId":2,"rateType":"variable","minValue":999,"maxValue":999,"periodUnit":null,"periodValue":0}],"fees":[{"typeId":2,"name":"Ongoing Annual Fee","displayText":"$325","value":325,"unit":"$","minimum":null,"feeType":{"id":2,"name":"Ongoing Annual Fee"}},{"typeId":4,"name":"Cash Advance Fee","displayText":"Either $10 or 5% of the amount of each cash advance, whichever is greater.","value":5,"unit":"%","minimum":10,"feeType":{"id":4,"name":"Cash Advance Fee"}},{"typeId":5,"name":"Foreign Exchange Fee","displayText":"None","value":0,"unit":"%","minimum":null,"feeType":{"id":5,"name":"Foreign Exchange Fee"}},{"typeId":8,"name":"Late Payment Fee","displayText":"Up to $40","value":40,"unit":"$","minimum":null,"feeType":{"id":8,"name":"Late Payment Fee"}}],"creditNeededDisplayText":"Excellent/Good","introBonuses":[{"value":60000,"unit":"points","displayText":"60,000 points","description":"Earn 60,000 Membership Rewards® points after you spend $6,000 on eligible purchases on your new Card in your first 6 months of Card Membership.","rank":1,"spendPeriodUnit":"months","baseValue":null,"unitValuation":null,"baseUnitValuation":null,"spendAmount":6000,"spendPeriodValue":6}],"termsAndConditionsUrl":"https://www.americanexpress.com/us/credit-cards/card-application/apply/prospect/terms/gold-card/26129-10-0/?print#terms-details","rewardRates":[{"note":"","rank":1,"unit":"X","value":4,"displayText":"4X","explanation":"Earn 4X Membership Rewards® points per dollar spent on purchases at restaurants worldwide, on up to $50,000 in purchases per calendar year, then 1X points for the rest of the year."},{"note":"","rank":2,"unit":"X","value":4,"displayText":"4X","explanation":"Earn 4X Membership Rewards® points per dollar spent at US supermarkets, on up to $25,000 in purchases per calendar year, then 1X points for the rest of the year."},{"note":"","rank":3,"unit":"X","value":3,"displayText":"3X","explanation":"Earn 3X Membership Rewards® points per dollar spent on flights booked directly with airlines or on AmexTravel.com."},{"note":"","rank":4,"unit":"X","value":2,"displayText":"2X","explanation":"Earn 2X Membership Rewards® points per dollar spent on prepaid hotels and other eligible purchases booked on AmexTravel.com."},{"note":"","rank":5,"unit":"X","value":1,"displayText":"1X","explanation":"Earn 1X Membership Rewards® point per dollar spent on all other eligible purchases."}],"review":{"link":null,"count":null,"rating":null},"customData":{"ongoingPenaltyAprAlternateDisplayText":"See Rates \u0026 Fees","ongoingPurchasesAprAlternateDisplayText":"See Pay Over Time APR"},"collationId":"8b7a1b58-055e-4627-96ae-4bab78ae0441","cardBenefits":[{"name":"American Express - Gold - $120 Dining Credit","rank":0,"image":"","description":"","cardBenefitId":19,"longDescription":"Earn up to a total of $10 in statement credits monthly when you pay with the Gold Card at Grubhub, Seamless, The Cheesecake Factory, Ruth's Chris Steak House, Boxed, and participating Shake Shack locations. This can be an annual savings of up to $120."},{"name":"No Foreign Transaction Fees","rank":1,"image":"","description":"","cardBenefitId":346,"longDescription":"Enjoy worldwide acceptance with no foreign transaction fees."},{"name":"American Express - Gold - Baggage Insurance","rank":2,"image":"","description":"","cardBenefitId":314,"longDescription":"Travel more comfortably knowing you can be covered for lost, damaged, or stolen Baggage when you purchase the Entire Fare for a Common Carrier Vehicle ticket (e.g. plane, train, ship, or bus) on an Eligible Card. Coverage can be provided for up to $1,250 for carry-on Baggage and up to $500 for checked Baggage. For New York State residents, there is a $10,000 aggregate maximum limit for all Covered Persons per Covered Trip."},{"name":"American Express - Consumer - Car Rental Loss and Damage Insurance","rank":3,"image":"","description":"","cardBenefitId":397,"longDescription":"Getting into your Rental Vehicle can be the start of a great vacation. When you use your Eligible Card to reserve and pay for the Entire Rental and decline the collision damage waiver at the rental Company counter, you can be covered for Damage to or Theft of a Rental Vehicle in a Covered Territory. Please read important exclusions and restrictions. Not all vehicle types or rentals are covered. Coverage is not available for vehicles rented in Australia, Italy, and New Zealand. This product provides secondary coverage and does not include liability coverage."}],"productTypeId":9,"rewardRules":[{"name":"","rank":0,"unit":"X","value":1,"endDate":null,"startDate":null,"spendLimit":null,"periodLimit":null,"earningLimit":null,"isHighestCategory":false,"rewardRuleCategoryIds":[],"eligibleCategoriesCount":null},{"name":"","rank":1,"unit":"X","value":4,"endDate":null,"startDate":null,"spendLimit":null,"periodLimit":null,"earningLimit":null,"isHighestCategory":false,"rewardRuleCategoryIds":[1],"eligibleCategoriesCount":null},{"name":"","rank":2,"unit":"X","value":4,"endDate":null,"startDate":null,"spendLimit":{"unit":"$","value":25000},"periodLimit":{"unit":"months","value":12},"earningLimit":null,"isHighestCategory":false,"rewardRuleCategoryIds":[4],"eligibleCategoriesCount":null},{"name":"","rank":3,"unit":"X","value":3,"endDate":null,"startDate":null,"spendLimit":null,"periodLimit":null,"earningLimit":null,"isHighestCategory":false,"rewardRuleCategoryIds":[6,13],"eligibleCategoriesCount":null},{"name":"","rank":4,"unit":"X","value":2,"endDate":null,"startDate":null,"spendLimit":null,"periodLimit":null,"earningLimit":null,"isHighestCategory":false,"rewardRuleCategoryIds":[13],"eligibleCategoriesCount":null}],"benefitTermsUrl":null,"annualRewardValue":null,"applyByPhoneNumber":"","annualRewardDisplayText":null,"badges":[],"disclosure":null,"creditLimit":null},"relationships":{"tags":[{"name":"Airline","image":"c4f0c810-bd23-11e9-8c33-b96e508849bb.svg"},{"name":"Dining","image":"a5b97e80-e7dc-11ea-b568-e36303e248dc.svg"},{"name":"EMV","image":"ff2a1eb82a6a9498d1f0f73bc974e2a3.png"},{"name":"Editor's Pick","image":"7a8ac2d0-bd23-11e9-a841-3728becc33ed.svg"},{"name":"Excellent Credit","image":"a1203ba0-bd23-11e9-8c33-b96e508849bb.svg"},{"name":"Free Credit Score","image":"c921b548023dc6f855952e83fcfca848.png"},{"name":"Good Credit","image":"88dfa120-bd19-11e9-a841-3728becc33ed.svg"},{"name":"Mobile Pay Ready","image":"c9a039a1830fa29723ae3591721396ec.png"},{"name":"No Foreign Transaction Fees","image":"eaaf459ad1ed2e1825d59f0c908ffa44.png"},{"name":"Points","image":"9a953c00-bd22-11e9-8c33-b96e508849bb.svg"},{"name":"Popular","image":"4b16a0f0-bd23-11e9-a841-3728becc33ed.svg"},{"name":"Presale Tickets","image":"bb284692903330764acc7c1350a85a42.png"},{"name":"Rewards","image":"b47fb820-bd3b-11e9-8c33-b96e508849bb.svg"},{"name":"Travel","image":"b3d5f780-bd23-11e9-8c33-b96e508849bb.svg"},{"name":"Zero Fraud Liability","image":"7f303633e8c906a4a36c040425d50a31.png"}],"issuer":{"id":"c81e728d9d4c2f636f067f89cc14862c","name":"American Express","type":"issuer"},"creditNeeded":[{"name":"Good","value":3,"displayName":"Excellent/Good"},{"name":"Excellent","value":4,"displayName":"Excellent/Good"}],"loyaltyPrograms":[{"image":"e93f6750-62e9-11ea-a32c-0da266241880.png","description":"MR","displayText":"American Express Membership Rewards","loyaltyType":"issuer","loyaltyUnit":null,"loyaltyProgramId":"ccb5b8ab-e313-4ff4-ba20-3d4faeca245b"}],"additionalBonuses":[]},"approvalOdds":null,"meta":{"monetized":true,"lastUpdated":"2024-11-11T16:06:20+00:00","commission":null},"variations":[{"name":"2698 | Best rewards category page","credit_card_pid":"6344","superlative":"Best for food and travel","bankrates_view":"\u003cdiv\u003e\u003cstrong\u003eWhat we love:\u003c/strong\u003e This premium card offers one of the best rewards rates you can get with a single card on both dining and U.S. supermarket purchases, plus stellar travel rewards value via its list of Amex transfer partners. It has a pricey annual fee, but \u003ca href=\"https://www.bankrate.com/credit-cards/reviews/amex-gold-great-for-traveling-foodies/\"\u003etraveling foodies\u003c/a\u003e might find the additional yearly credits on eligible dining, Uber and hotel purchases (through American Express Travel) valuable enough to nearly \u003ca href=\"https://www.bankrate.com/credit-cards/reviews/amex-gold-worth-the-annual-fee/\"\u003eoffset the $325 annual fee\u003c/a\u003e.\u003cbr\u003e\u003cbr\u003e\u003cstrong\u003eLearn more:\u003c/strong\u003e \u003ca href=\"https://www.bankrate.com/credit-cards/reviews/why-i-love-amex-gold/\"\u003eWhy expert Matt Bundrick loves the Amex Gold\u003c/a\u003e\u003cbr\u003e\u003cbr\u003e\u003cstrong\u003eAlternative: \u003c/strong\u003eFor a higher annual fee, the Amex Platinum and the Chase Sapphire Reserve are smart picks if you’re itching for more than dining rewards since both offer \u003ca href=\"https://www.bankrate.com/credit-cards/reviews/american-express-gold-card-vs-the-platinum-card-from-american-express/\"\u003ebetter travel perks\u003c/a\u003e, rewards and protections. But the Capital One Savor or \u003ca href=\"https://www.bankrate.com/credit-cards/reviews/amex-gold-vs-chase-sapphire-preferred/\"\u003eChase Sapphire Preferred could be a better fit\u003c/a\u003e if you want excellent dining and grocery rewards for a more modest annual fee.\u003c/div\u003e","pros_and_cons_header":"Editor's take","pros":[{"text":"Transferring points to partner airline or hotel loyalty programs, which include popular brands like Delta and Hilton, can get you more value."},{"text":"You can earn additional rewards by enrolling in Amex Offers."}],"cons":[{"text":"You'll need to use the annual credits or transfer points for travel frequently to offset the annual fee."},{"text":"Your points are worth much less if you redeem them to cover dining purchases or any travel purchases other than airfare (they’re often worth half as much or 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Mastercard\u0026#174;","link":"https://oc.brcclx.com/t?lid=26686313","image":{"url":"0e2afbd0-3923-11ed-b73c-91712e8727dd.png","fullUrl":"https://cdn.prodstatic.com/shared/images/cards/0e2afbd0-3923-11ed-b73c-91712e8727dd.png","isVertical":false},"sku":null,"network":"Mastercard","additionalData":null,"bullets":["$0 Annual Fee","Earn 1x points on rent payments without the transaction fee, up to 100,000 points each calendar year","Earns 3x points on dining","Earn 2x points on travel","Earn 1x points on other purchases","Earn double points on the first of each month (excluding rent, up to 1,000 bonus points)","Use the card 5 times each statement period to earn points","Earn up to 5x Bilt points on Lyft rides when you link your Bilt account and pay with your Bilt card","Point redemptions include airlines, hotels, future rent payments, credit card statement credits, toward a down payment on a home, etc.","Select \"Apply Now\" to learn more about the product features, terms, and conditions"],"aprs":[{"name":"Ongoing Purchases APR","displayText":"See Terms","aprTypeId":1,"periodTypeId":2,"rateType":"variable","minValue":999,"maxValue":999,"periodUnit":null,"periodValue":0},{"name":"Ongoing Balance Transfer APR","displayText":"See Terms","aprTypeId":2,"periodTypeId":2,"rateType":"variable","minValue":999,"maxValue":999,"periodUnit":null,"periodValue":0},{"name":"Ongoing Cash Advance APR","displayText":"See Terms","aprTypeId":3,"periodTypeId":2,"rateType":"variable","minValue":999,"maxValue":999,"periodUnit":null,"periodValue":0},{"name":"Ongoing Penalty APR","displayText":"See Terms","aprTypeId":4,"periodTypeId":2,"rateType":"variable","minValue":0,"maxValue":0,"periodUnit":null,"periodValue":0}],"fees":[{"typeId":2,"name":"Ongoing Annual Fee","displayText":"$0","value":0,"unit":"$","minimum":null,"feeType":{"id":2,"name":"Ongoing Annual Fee"}},{"typeId":11,"name":"Ongoing Balance Transfer Fee","displayText":"Up to 5% for each balance transfer, with a minimum of 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travel"},{"note":"","rank":3,"unit":"X","value":1,"displayText":"1X Points","explanation":"1x points on other purchases"},{"note":"","rank":4,"unit":"X","value":1,"displayText":"1X Points","explanation":"Earn 1x points on rent without the transaction fee, up to 100,000 points in a calendar year. When you use the card 5 times each statement period using your Bilt Mastercard, you'll earn points on rent and qualifying net purchases."}],"review":{"link":null,"count":null,"rating":null},"customData":{"ongoingPurchasesAprAlternateDisplayText":"See Terms","ongoingBalanceTransferAprAlternateDisplayText":"See Terms"},"collationId":"6500083c-5c27-4d48-8e89-f9631f368675","cardBenefits":[],"productTypeId":9,"rewardRules":[{"name":"","rank":0,"unit":"X","value":1,"endDate":null,"startDate":null,"spendLimit":null,"periodLimit":null,"earningLimit":{"unit":"points","value":100000},"isHighestCategory":false,"rewardRuleCategoryIds":[147],"eligibleCategoriesCount":null},{"name":"","rank":1,"unit":"X","value":2,"endDate":null,"startDate":null,"spendLimit":null,"periodLimit":null,"earningLimit":null,"isHighestCategory":false,"rewardRuleCategoryIds":[8],"eligibleCategoriesCount":null},{"name":"","rank":2,"unit":"X","value":3,"endDate":null,"startDate":null,"spendLimit":null,"periodLimit":null,"earningLimit":null,"isHighestCategory":false,"rewardRuleCategoryIds":[129],"eligibleCategoriesCount":null},{"name":"","rank":3,"unit":"X","value":1,"endDate":null,"startDate":null,"spendLimit":null,"periodLimit":null,"earningLimit":null,"isHighestCategory":false,"rewardRuleCategoryIds":[],"eligibleCategoriesCount":null}],"benefitTermsUrl":"https://www.biltrewards.com/terms/rewards-and-benefits","annualRewardValue":null,"applyByPhoneNumber":"","annualRewardDisplayText":null,"badges":[],"disclosure":null,"creditLimit":null},"relationships":{"tags":[{"name":"Balance Transfer","image":"04593be0-bd24-11e9-8c33-b96e508849bb.svg"},{"name":"Business","image":"ebd17ab0-bd23-11e9-8c33-b96e508849bb.svg"},{"name":"Good Credit","image":"88dfa120-bd19-11e9-a841-3728becc33ed.svg"},{"name":"Low Interest","image":"85a8ad80-bd23-11e9-8c33-b96e508849bb.svg"},{"name":"Rewards","image":"b47fb820-bd3b-11e9-8c33-b96e508849bb.svg"},{"name":"Travel","image":"b3d5f780-bd23-11e9-8c33-b96e508849bb.svg"}],"issuer":{"id":"cb262e88-8f62-4416-b462-7dc70c78bd06","name":"Bilt","type":"issuer"},"creditNeeded":[{"name":"Good","value":3,"displayName":"Excellent, Good"},{"name":"Excellent","value":4,"displayName":"Excellent, Good"}],"loyaltyPrograms":[{"image":"847c3650-d3ce-11ed-bd21-bb6922fc5953.png","description":"Bilt Rewards Program","displayText":"Bilt Rewards","loyaltyType":"issuer","loyaltyUnit":null,"loyaltyProgramId":"bd673162-7989-4ea0-8097-7d4a84187ad6"}],"additionalBonuses":[]},"approvalOdds":null,"meta":{"monetized":true,"lastUpdated":"2024-11-21T22:32:49+00:00","commission":null},"variations":[{"name":"2228 | Best rewards category page","credit_card_pid":"8463","superlative":"Best for paying rent","bankrates_view":"\u003cdiv\u003e\u003cstrong\u003eWhat we love: \u003c/strong\u003eThere’s simply no card like it — it’s the only card that lets you earn rewards and avoid transaction fees when you pay rent. Plus, the card offers a long list of high-value travel partners, giving renters and aspiring homeowners tremendous rewards redemption potential toward select travel, future rent payments or toward a home down payment.\u003cbr\u003e\u003cbr\u003e\u003cstrong\u003eAlternative: \u003c/strong\u003eA no-annual-fee cash back card with everyday categories and additional redemption options, like the Capital One Savor Cash Rewards Credit Card, could be better for everyday savings. You may also earn more rewards on your utilities and other household expenses with a flat-rate card like the Wells Fargo Active Cash® Card.\u003c/div\u003e","pros_and_cons_header":"Editor's take","pros":[{"text":"Bilt points currently rank as some the most valuable rewards on the market based on \u003ca href=\"https://www.bankrate.com/credit-cards/travel/points-and-miles-valuations/#airline\"\u003eBankrate’s latest points and miles valuations\u003c/a\u003e."},{"text":"It carries a solid set of perks for a no-annual-fee card, including travel and purchase protections and ongoing credits for Lyft."},{"text":"If you are looking to build credit, this is one of the few cards that lets you earn rewards and build credit too."}],"cons":[{"text":"Redemption options are limited, and you can’t opt for regular cash back. Your main options are redeeming to cover future rent payments, a home down payment or select travel."},{"text":"You have to make at least five transactions each statement period with the card before rewards rates apply."}],"exclusive_offer_text":null,"is_new_card":false,"limited_time_offer_text":null,"limited_time_offer_tooltip":null,"cardfit_tag":null,"is_default":false,"review_category_id":null,"whyLikeThis":null,"callouts":"marketplace_travel","our_picks_for":"Paying rent","credit_building_features":[],"cashback_highlights":null}],"cardfitTags":[],"aoEligible":false,"bankrateScore":4,"cardholderRating":null,"cardholderRatingTooltipText":null,"program":{"id":41,"name":"Bilt","active_rate":{"id":42,"label":"2023","active":1,"unit_value":"0.02100"}},"reviewSlug":"bilt-mastercard-review","subRatings":[{"subRatingType":"rewards_value","subRatingValue":5},{"subRatingType":"apr","subRatingValue":1},{"subRatingType":"rewards_flexibility","subRatingValue":4},{"subRatingType":"features","subRatingValue":4}],"enabled":true,"showApplyLink":true,"filterExclusions":null},{"pid":"6746","name":"Discover it\u0026#174; Cash Back","capiId":"6746","issuerName":"Discover","issuerId":"8f14e45fceea167a5a36dedd4bea2543","network":"Discover","lastUpdated":"2024-11-22T20:33:59+00:00","monetized":true,"inFeed":true,"link":"https://oc.brcclx.com/t?lid=26662736","type":"creditcard","id":"749","attributes":{"baseProductId":null,"legacyId":null,"name":"Discover it\u0026#174; Cash Back","link":"https://oc.brcclx.com/t?lid=26662736","image":{"url":"discover-it-cashback-match-012518.png","fullUrl":"https://cdn.prodstatic.com/shared/images/cards/discover-it-cashback-match-012518.png","isVertical":false},"sku":"","network":"Discover","additionalData":null,"bullets":["Intro Offer: Unlimited Cashback Match for all new cardmembers–only from Discover. 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Then 18.74% to 27.74% Standard Variable Purchase APR applies, based on credit worthiness.","Terms and conditions apply."],"aprs":[{"name":"Ongoing Cash Advance APR","displayText":"29.74% Variable APR","aprTypeId":3,"periodTypeId":2,"rateType":"variable","minValue":29.74,"maxValue":29.74,"periodUnit":null,"periodValue":0},{"name":"Ongoing Balance Transfer APR","displayText":"18.74% - 27.74% Variable APR","aprTypeId":2,"periodTypeId":2,"rateType":"variable","minValue":18.74,"maxValue":27.74,"periodUnit":null,"periodValue":0},{"name":"Introductory Balance Transfer APR","displayText":"0% for 15 months","aprTypeId":2,"periodTypeId":1,"rateType":"variable","minValue":0,"maxValue":0,"periodUnit":"months","periodValue":15},{"name":"Ongoing Purchases APR","displayText":"18.74% - 27.74% Variable APR","aprTypeId":1,"periodTypeId":2,"rateType":"variable","minValue":18.74,"maxValue":27.74,"periodUnit":"","periodValue":0},{"name":"Introductory Purchases APR","displayText":"0% for 15 months","aprTypeId":1,"periodTypeId":1,"rateType":"variable","minValue":0,"maxValue":0,"periodUnit":"months","periodValue":15}],"fees":[{"typeId":8,"name":"Late Payment Fee","displayText":"None the first time you pay late. 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credits for Capital One travel bookings can make \u003ca href=\"https://www.bankrate.com/credit-cards/reviews/capital-one-venture-x-worth-it/\"\u003ethe Venture X worth it\u003c/a\u003e for both occasional and frequent travelers who want top-tier perks at a lower cost than competing luxury cards.\u003cbr\u003e\u003cbr\u003e\u003cstrong\u003eLearn more: \u003c/strong\u003e\u003ca href=\"https://www.bankrate.com/credit-cards/reviews/capital-one-venture-x-vacation-rentals/\"\u003eWhy the Capital One Venture X is great for saving on your next trip\u003c/a\u003e\u003cbr\u003e\u003cbr\u003e\u003cstrong\u003eAlternative: \u003c/strong\u003eIf you don't think you'll use \u003ca href=\"https://www.bankrate.com/credit-cards/reviews/venture-x-benefits-guide/\"\u003eVenture X’s features\u003c/a\u003e, consider a lower-cost travel card instead. The base Venture card also earns a flat 2X miles, while the Chase Sapphire Preferred can offer higher redemption value and other bonus categories beyond travel.\u0026nbsp;\u003c/div\u003e","pros_and_cons_header":"Editor's take","pros":[{"text":"Since the card’s travel perks make it easy to offset the annual fee, you won’t have to worry about offsetting the card’s cost with earning enough rewards."},{"text":"You’ll also enjoy Visa Infinite benefits (including exclusive travel concierge service) and the Capital One Travel portal’s AI-powered pricing perks for more affordable bookings."}],"cons":[{"text":"It’s missing a number of the luxury benefits you’ll find on rival cards, like an annual CLEAR membership credit, complimentary hotel or airline loyalty status and other airline hotel and restaurant partner perks."},{"text":"Its biggest drawback is perhaps Capital One’s lack of major domestic airline partners, which limits the value of your miles compared to rewards on other travel cards."}],"exclusive_offer_text":null,"is_new_card":false,"limited_time_offer_text":null,"limited_time_offer_tooltip":null,"cardfit_tag":null,"is_default":false,"review_category_id":null,"whyLikeThis":"You’ll get access to a handful of the most useful and valuable travel perks out there without breaking the bank.","callouts":"marketplace_travel","our_picks_for":"Affordable travel perks","credit_building_features":[],"cashback_highlights":null}],"cardfitTags":[],"aoEligible":false,"bankrateScore":5,"cardholderRating":null,"cardholderRatingTooltipText":null,"program":{"id":42,"name":"Capital One miles","active_rate":{"id":43,"label":"2023","active":1,"unit_value":"0.01700"}},"reviewSlug":"capital-one-venture-x","subRatings":[{"subRatingType":"rewards_value","subRatingValue":"5"},{"subRatingType":"apr","subRatingValue":"4"},{"subRatingType":"rewards_flexibility","subRatingValue":"4"},{"subRatingType":"features","subRatingValue":"5"}],"enabled":true,"showApplyLink":true,"filterExclusions":null},{"pid":"8371","name":"Wells Fargo Autograph\u0026#8480; Card","capiId":"8371","issuerName":"Wells Fargo","issuerId":"5f93f983524def3dca464469d2cf9f3e","network":"Visa","lastUpdated":"2024-11-14T17:52:00+00:00","monetized":true,"inFeed":true,"link":"https://oc.brcclx.com/t?lid=26684483","type":"creditcard","id":"688","attributes":{"baseProductId":null,"legacyId":null,"name":"Wells Fargo Autograph\u0026#8480; Card","link":"https://oc.brcclx.com/t?lid=26684483","image":{"url":"721aaa30-91bd-11ed-9b68-abcc51f2cdde.jpg","fullUrl":"https://cdn.prodstatic.com/shared/images/cards/721aaa30-91bd-11ed-9b68-abcc51f2cdde.jpg","isVertical":false},"sku":null,"network":"Visa","additionalData":null,"bullets":["Select “Apply Now” to take advantage of this specific offer and learn more about product features, terms and conditions.","Earn 20,000 bonus points when you spend $1,000 in purchases in the first 3 months - that's a $200 cash redemption value.","Earn unlimited 3X points on the things that really add up - like restaurants, travel, gas stations, transit, popular streaming services, and phone plans. 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Commuters, families and road-trippers can squeeze a lot of value from its gas station, dining at a restaurant, transit and other bonus categories, making it easy to earn points even if you only travel occasionally.\u003cbr\u003e\u003cbr\u003e\u003cstrong\u003eLearn more: \u003c/strong\u003e\u003ca href=\"https://www.bankrate.com/credit-cards/reviews/wells-fargo-autograph-worth-it/\"\u003eIs the Wells Fargo Autograph worth it?\u003c/a\u003e\u003cbr\u003e\u003cbr\u003e\u003cstrong\u003eAlternative: \u003c/strong\u003eDespite its modest annual fee ($0 intro fee for the first year, then $95), the \u003ca href=\"https://www.bankrate.com/credit-cards/reviews/blue-cash-preferred-card-from-american-express/\"\u003eBlue Cash Preferred® Card from American Express\u003c/a\u003e could be more rewarding thanks to its best-in-class cash back rate on U.S. supermarket purchases. It also features many of the same bonus categories as the Autograph card.\u003c/div\u003e","pros_and_cons_header":"Editor's take","pros":[{"text":"It's a great standalone card with everyday bonus categories (like restaurants and gas) coupled with harder-to-find extras like cell phone protection plans."},{"text":"The introductory purchase APR could be a big help if you need to chip away at the cost of a trip or other large purchases over time."}],"cons":[{"text":"Unlike some of the best travel cards, the Autograph card doesn’t let you transfer points to airline and hotel loyalty programs, so the value of your rewards may be limited."},{"text":"Frequent travelers hoping for perks like airport lounge access or credits for expedited security will likely get more value out of another 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</div> <div class="monarch-rule-set" data-monarch-container="5f1de384-f2f9-4454-a740-e3ca0c68aa35"> <div> <div x-data="table({ tableId: 'table-55b81371-9d3c-47df-bb7f-3a44b4438b21', rowsToShow: 5, enableTracking: false, })" class="credit-cards-compare-table" aria-label="cards comparison table" data-beam-element-viewed data-type="product grid" data-location="compare table" data-name="Compare Bankrate's best best rewards cards credit cards" data-cy="compare-table"> <h2>Compare Bankrate’s top rewards credit cards</h2> <div class="table-wrapper"> <table id="table-55b81371-9d3c-47df-bb7f-3a44b4438b21" class="CompareTable horizontal-scroll"> <thead> <tr> <th class="bg-gray-light font-bold font-circular-bold text-sm py-4 " data-column=card-name> Card name</th> <th class="bg-gray-light font-bold font-circular-bold text-sm py-4 " data-column=manual-qxeh9jSm33g8Yv3EzUe2K1> Our pick for</th> <th class="bg-gray-light font-bold font-circular-bold text-sm py-4 " data-column=manual-3kZSp8CVdLbKmMxMJ7XoWw> Rewards highlights</th> <th class="bg-gray-light font-bold font-circular-bold text-sm py-4 sortable" data-column=annual-fee> <div class="display-flex flex-direction-row align-items-center pos-relative w-full"> <div> Annual fee</div> <div class="mr-2 sortable-buttons"> <button aria-label="Unsorted" data-op="sort-desc" data-col="4" class="Button Button--bare align-items-center text-gray sort hover:icon-base-blue Button--sort" data-beam-element-clicked data-type="SORTING" data-name="Sort" data-location="Compare Table" data-cy="sort-button"> <span class="Icon Icon--custom mx-1 sort-desc"> <svg class="Icon-glyph" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false"><title>Unsorted Caret Icon</title><path fill-rule="evenodd" clip-rule="evenodd" d="M16.39 7.966c.17.16.385.246.61.246.225 0 .44-.075.611-.246a.86.86 0 0 0 0-1.211l-5.006-5.006a.86.86 0 0 0-1.21 0L6.388 6.755a.86.86 0 0 0 0 1.21.86.86 0 0 0 1.211 0l4.395-4.394 4.394 4.395ZM11.994 22.5h.01-.02.01Zm-.6-.247a.868.868 0 0 0 .6.247.849.849 0 0 0 .6-.247l5.005-5.005a.86.86 0 0 0 0-1.211.86.86 0 0 0-1.21 0l-4.395 4.394L7.6 16.037a.86.86 0 0 0-1.21 0 .86.86 0 0 0 0 1.211l5.005 5.005Z" class="icon-base"/></svg></span> <span class="Icon Icon--sort mx-1 mb-1 sort-default display-none"> <svg class="Icon-glyph" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false"><title>Caret Up Icon</title><path d="M19.664 17.145c-.346 0-.675-.131-.938-.378l-6.742-6.742-6.743 6.742a1.32 1.32 0 0 1-1.859 0 1.32 1.32 0 0 1 0-1.858l7.68-7.68c.247-.247.576-.379.938-.379.345 0 .69.132.937.379l7.68 7.68c.51.51.51 1.348 0 1.858a1.29 1.29 0 0 1-.937.378h-.016Z" class="icon-base"/></svg></span> <span class="Icon Icon--sort mx-1 sort-asc display-none"> <svg class="Icon-glyph" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false"><title>Caret Down Icon</title><path d="M12 17.152c-.33 0-.675-.131-.94-.378L3.384 9.09a1.32 1.32 0 0 1 0-1.86c.51-.51 1.351-.51 1.862 0L12 13.977l6.755-6.747c.51-.51 1.351-.51 1.862 0 .51.51.51 1.35 0 1.86l-7.694 7.684a1.295 1.295 0 0 1-.94.378H12Z" class="icon-base"/></svg></span> </button> </div> </div> </th> <th class="bg-gray-light font-bold font-circular-bold text-sm py-4 sortable" data-column=bankrate-review-score> <div class="display-flex flex-direction-row align-items-center pos-relative w-full"> <div> Bankrate review score</div> <div class="mr-2 sortable-buttons"> <button aria-label="Unsorted" data-op="sort-desc" data-col="5" class="Button Button--bare align-items-center text-gray sort hover:icon-base-blue Button--sort" data-beam-element-clicked data-type="SORTING" data-name="Sort" data-location="Compare Table" data-cy="sort-button"> <span class="Icon Icon--custom mx-1 sort-desc"> <svg class="Icon-glyph" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false"><title>Unsorted Caret Icon</title><path fill-rule="evenodd" clip-rule="evenodd" d="M16.39 7.966c.17.16.385.246.61.246.225 0 .44-.075.611-.246a.86.86 0 0 0 0-1.211l-5.006-5.006a.86.86 0 0 0-1.21 0L6.388 6.755a.86.86 0 0 0 0 1.21.86.86 0 0 0 1.211 0l4.395-4.394 4.394 4.395ZM11.994 22.5h.01-.02.01Zm-.6-.247a.868.868 0 0 0 .6.247.849.849 0 0 0 .6-.247l5.005-5.005a.86.86 0 0 0 0-1.211.86.86 0 0 0-1.21 0l-4.395 4.394L7.6 16.037a.86.86 0 0 0-1.21 0 .86.86 0 0 0 0 1.211l5.005 5.005Z" class="icon-base"/></svg></span> <span class="Icon Icon--sort mx-1 mb-1 sort-default display-none"> <svg class="Icon-glyph" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false"><title>Caret Up Icon</title><path d="M19.664 17.145c-.346 0-.675-.131-.938-.378l-6.742-6.742-6.743 6.742a1.32 1.32 0 0 1-1.859 0 1.32 1.32 0 0 1 0-1.858l7.68-7.68c.247-.247.576-.379.938-.379.345 0 .69.132.937.379l7.68 7.68c.51.51.51 1.348 0 1.858a1.29 1.29 0 0 1-.937.378h-.016Z" class="icon-base"/></svg></span> <span class="Icon Icon--sort mx-1 sort-asc display-none"> <svg class="Icon-glyph" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false"><title>Caret Down Icon</title><path d="M12 17.152c-.33 0-.675-.131-.94-.378L3.384 9.09a1.32 1.32 0 0 1 0-1.86c.51-.51 1.351-.51 1.862 0L12 13.977l6.755-6.747c.51-.51 1.351-.51 1.862 0 .51.51.51 1.35 0 1.86l-7.694 7.684a1.295 1.295 0 0 1-.94.378H12Z" class="icon-base"/></svg></span> </button> </div> </div> </th> </tr> </thead> <tbody aria-label="table rows"> <tr class=" md:justify-content-space-evenly"> <td x-data="{aoProduct: {odd: ''}}" class="CompareTable-card_name_bg CompareTable-card_name"> <div> <figure class="CreditCardProductTileCardart mb-0 mb-2 CompareTable-card_name"> <a class="display-block text-decoration-none no-underline" href="https://oc.brcclx.com/t?lid=26635932" rel="sponsored" onClick="event.preventDefault()" data-apply-click data-link="https://oc.brcclx.com/t?lid=26635932" data-page-id="346" data-featured="0" data-category-id="" data-track-click="creditcard.apply" data-apply-button data-collation-id="b6e9b6ed-5003-4916-aba4-21e7618485fb" data-beam-product-clicked data-location="GRID" data-name="Capital One Savor Cash Rewards Credit Card" data-position="1" data-text="Capital One Savor Cash Rewards Credit Card" data-outcome="APPLY" data-productid="221012282" data-category="best-rewards-cards credit card" data-brand="Capital One" data-variant="THUMBNAIL" :data-format-type="aoProduct.odd ? aoProduct.odd : ''" > <img class="CreditCardProductTileCardart__image js-product-box__image" src="https://cdn.prodstatic.com/shared/images/cards/120x76/80d15850-9088-11ef-9b25-ab59e8af7111.png?auto=webp&fit=bounds&width=120&height=76" alt="Image of Capital One Savor Cash Rewards Credit Card" width="120" height="76" loading="lazy" > </a> <figcaption class="text-slate pt-2"> <a class="text-slate display-block text-decoration-none no-underline" href="https://oc.brcclx.com/t?lid=26635932" rel="sponsored" onClick="event.preventDefault()" data-apply-click data-link="https://oc.brcclx.com/t?lid=26635932" data-page-id="346" data-featured="0" data-category-id="" data-track-click="creditcard.apply" data-apply-button data-collation-id="b6e9b6ed-5003-4916-aba4-21e7618485fb" data-beam-product-clicked data-location="GRID" data-name="Capital One Savor Cash Rewards Credit Card" data-position="1" data-text="Capital One Savor Cash Rewards Credit Card" data-outcome="APPLY" data-productid="221012282" data-category="best-rewards-cards credit card" data-brand="Capital One" data-variant="CARD NAME" :data-format-type="aoProduct.odd ? aoProduct.odd : ''" > Capital One Savor Cash Rewards Credit Card</a> </figcaption> </figure> </div> </td> <td x-data="{aoProduct: {odd: ''}}" class=""> <div> <p>Entertainment </p></div> </td> <td x-data="{aoProduct: {odd: ''}}" class=""> <div>  <p><strong>8% cash back</strong> on Capital One Entertainment purchases</p> <p><strong>5% cash back</strong> on hotels and rental cars booked through Capital One Travel (terms apply)</p> <p><strong>3% cash back</strong> on dining, entertainment, popular streaming services and grocery store purchases (excluding superstores like Walmart® and Target®)</p> <p><strong>Bankrate’s rewards value:</strong> 1.7 cents per point*</p> <div><span style="font-size: 1em;"> </span></div>  <div> </div></div> </td> <td x-data="{aoProduct: {odd: ''}}" class=""> <div> <figure class="text-left mb-2 "> $0</figure> </div> </td> <td x-data="{aoProduct: {odd: ''}}" class=""> <div> <div class="display-flex flex-direction-column text-center mb-2 "> <div class="score mb-2"> <div class="display-flex justify-content-center gap-2"> <a class="Link Link--standalone sm:text-sm md:text-md" href="https://www.bankrate.com/credit-cards/reviews/capital-one-savorone-rewards-card/" data-beam-element-clicked data-location="below the fold" data-name="Capital One Savor Cash Rewards Credit Card" data-position="1" data-text="BANKRATE SCORE" data-outcome="review" data-productid="221012282" data-brand="Capital One" data-variant="BUTTON" > <p class="text-blue sm:text-sm md:text-md mb-0">5.0 / 5</p> </a> <div id="ta8774a36-2bc1-4b55-a6d3-48324b50f07b" class="display-none"> <div class="w-72" style="max-width: calc(100vw - 4rem)"> <p class="type-body-two m-0"> Our writers, editors and industry experts score credit cards based on a variety of factors including card features, bonus offers and independent research. Credit card issuers have no say or influence on how we rate cards. </p></div> </div> <div class="display-inline-block ml-1 cursor-pointer TooltipFix"> <div x-data data-tippy-maxWidth="none" data-template="ta8774a36-2bc1-4b55-a6d3-48324b50f07b" role="tooltip" tabIndex="0"x-tooltip="" > <span class="Icon Icon--xs -mt-3 text-blue"> <svg class="Icon-glyph" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false"><title>Info Icon</title><path fill-rule="evenodd" clip-rule="evenodd" d="M0 12c0 6.612 5.388 12 12 12s12-5.388 12-12S18.612 0 12 0 0 5.388 0 12Zm1.96 0C1.96 6.465 6.464 1.96 12 1.96c5.535 0 10.04 4.505 10.04 10.04 0 5.535-4.505 10.04-10.04 10.04-5.535 0-10.04-4.505-10.04-10.04Zm11.02-4.543c0-.538-.441-.98-.98-.98-.539 0-.98.441-.98.98v.074c0 .539.441.98.98.98.539 0 .98-.441.98-.98v-.074Zm.012 3.796c0-.539-.441-.98-.98-.98-.539 0-.98.441-.98.98v5.265c0 .54.441.98.98.98.539 0 .98-.44.98-.98v-5.265Z" class="icon-base"/></svg></span></div> </div> </div> <a class="Link Link--standalone sm:text-sm md:text-md" href="https://www.bankrate.com/credit-cards/reviews/capital-one-savorone-rewards-card/" data-beam-element-clicked data-location="below the fold" data-name="Capital One Savor Cash Rewards Credit Card" data-position="1" data-text="READ REVIEW" data-outcome="review" data-productid="221012282" data-brand="Capital One" data-variant="BUTTON" > (Read card review) </a> </div> <div class="w-full display-flex flex-direction-column text-center mb-2 p-2"> <a class="Button Button--primary Button--normal" href="https://oc.brcclx.com/t?lid=26635932" onClick="event.preventDefault()" data-apply-click data-link="https://oc.brcclx.com/t?lid=26635932" data-beam-product-clicked data-location="below the fold" data-name="Capital One Savor Cash Rewards Credit Card" data-position="1" data-text="APPLY NOW" data-outcome="APPLY" data-productid="221012282" data-brand="Capital One" data-variant="BUTTON" data-page-id="346" data-featured="0" data-category-id="" data-track-click="creditcard.apply"> Apply now <span class="Icon Icon--xs icon-base-white -mt-1"> <svg class="Icon-glyph" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false"><title>Lock Icon</title><path fill-rule="evenodd" clip-rule="evenodd" d="M16.149 7.038v1.436H7.842V6.977c0-2.258 1.86-4.093 4.153-4.093a4.154 4.154 0 0 1 4.154 4.154Zm-9.691-.06v1.496h-.225a3.004 3.004 0 0 0-3.003 3.002v8.021A3.004 3.004 0 0 0 6.233 22.5h11.534v-.009c1.661 0 3.002-1.367 3.002-3.054v-7.96a3.004 3.004 0 0 0-3.002-3.003h-.234V7.038A5.543 5.543 0 0 0 11.995 1.5c-3.054 0-5.537 2.457-5.537 5.477Zm-.234 2.89c-.89 0-1.618.726-1.618 1.617v8.021c0 .891.727 1.618 1.618 1.618h11.534c.909 0 1.618-.735 1.618-1.67v-7.96c0-.891-.727-1.618-1.618-1.618H6.224v-.009Zm5.08 6.8c0 .38.31.692.692.692.38 0 .692-.311.692-.692v-2.362a.694.694 0 0 0-.692-.692.694.694 0 0 0-.693.692v2.362Z" class="icon-base"/></svg></span> </a> <div class="type-body-three mt-2 sm:mt-3"> on Capital One's secure site </div> </div> <div id="terms-apply" class="text-xs px-2 mb-2 text-center w-full mt-2"> <a href="https://d25970n8puso9u.cloudfront.net/disclosure.30978.en-US.pdf" class="Link Link--standalone display-inline-block" target="blank" data-beam-product-clicked data-location="below the fold" data-name="Capital One Savor Cash Rewards Credit Card" data-position="1" data-text="Rates & Fees" data-outcome="EXTERNALLINK" data-productid="221012282" data-brand="Capital One" data-variant="BUTTON" data-page-id="$pageId" data-featured="$pageFeatured" data-category-id=""> See Rates & Fees </a> </div> </div> </div> </td> </tr> <tr class=" md:justify-content-space-evenly"> <td x-data="{aoProduct: {odd: ''}}" class="CompareTable-card_name_bg CompareTable-card_name"> <div> <figure class="CreditCardProductTileCardart mb-0 mb-2 CompareTable-card_name"> <a class="display-block text-decoration-none no-underline" href="https://oc.brcclx.com/t?lid=26597444" rel="sponsored" onClick="event.preventDefault()" data-apply-click data-link="https://oc.brcclx.com/t?lid=26597444" data-page-id="346" data-featured="0" data-category-id="" data-track-click="creditcard.apply" data-apply-button data-collation-id="080f5173-fd0b-4d3e-a671-e557876025fd" data-beam-product-clicked data-location="GRID" data-name="Chase Sapphire Preferred® Card" data-position="2" data-text="Chase Sapphire Preferred® Card" data-outcome="APPLY" data-productid="221210070" data-category="best-rewards-cards credit card" data-brand="Chase" data-variant="THUMBNAIL" :data-format-type="aoProduct.odd ? aoProduct.odd : ''" > <img class="CreditCardProductTileCardart__image js-product-box__image" src="https://cdn.prodstatic.com/shared/images/cards/120x76/ae837480-ed19-11ee-b6aa-83dad90afdcd.png?auto=webp&fit=bounds&width=120&height=76" alt="Image of Chase Sapphire Preferred® Card" width="120" height="75" loading="lazy" > </a> <figcaption class="text-slate pt-2"> <a class="text-slate display-block text-decoration-none no-underline" href="https://oc.brcclx.com/t?lid=26597444" rel="sponsored" onClick="event.preventDefault()" data-apply-click data-link="https://oc.brcclx.com/t?lid=26597444" data-page-id="346" data-featured="0" data-category-id="" data-track-click="creditcard.apply" data-apply-button data-collation-id="080f5173-fd0b-4d3e-a671-e557876025fd" data-beam-product-clicked data-location="GRID" data-name="Chase Sapphire Preferred® Card" data-position="2" data-text="Chase Sapphire Preferred® Card" data-outcome="APPLY" data-productid="221210070" data-category="best-rewards-cards credit card" data-brand="Chase" data-variant="CARD NAME" :data-format-type="aoProduct.odd ? aoProduct.odd : ''" > Chase Sapphire Preferred® Card</a> </figcaption> </figure> </div> </td> <td x-data="{aoProduct: {odd: ''}}" class=""> <div> <p>Rewards value</p></div> </td> <td x-data="{aoProduct: {odd: ''}}" class=""> <div>  <div><strong>5X points</strong> on Chase Travel℠ and Lyft rides (Lyft offer through March 31, 2025)</div> <div> </div> <div><strong>3X points</strong> on dining (including eligible delivery services), select streaming services and online grocery purchases (excluding Walmart, Target and wholesale clubs)</div> <div> </div> <div><strong>2X points</strong> on all other travel purchases</div> <div> </div> <div><strong>25% increased redemption value</strong> toward travel through Chase Travel</div> <div> </div> <div><strong>Bankrate’s rewards value</strong>: 2.0 cents per point*</div>  <div> </div></div> </td> <td x-data="{aoProduct: {odd: ''}}" class=""> <div> <figure class="text-left mb-2 "> $95</figure> </div> </td> <td x-data="{aoProduct: {odd: ''}}" class=""> <div> <div class="display-flex flex-direction-column text-center mb-2 "> <div class="score mb-2"> <div class="display-flex justify-content-center gap-2"> <a class="Link Link--standalone sm:text-sm md:text-md" href="https://www.bankrate.com/credit-cards/reviews/chase-sapphire-preferred-card/" data-beam-element-clicked data-location="below the fold" data-name="Chase Sapphire Preferred® Card" data-position="2" data-text="BANKRATE SCORE" data-outcome="review" data-productid="221210070" data-brand="Chase" data-variant="BUTTON" > <p class="text-blue sm:text-sm md:text-md mb-0">4.8 / 5</p> </a> <div id="t8962bbd2-45ff-441f-a5bb-8ca348c84838" class="display-none"> <div class="w-72" style="max-width: calc(100vw - 4rem)"> <p class="type-body-two m-0"> Our writers, editors and industry experts score credit cards based on a variety of factors including card features, bonus offers and independent research. Credit card issuers have no say or influence on how we rate cards. </p></div> </div> <div class="display-inline-block ml-1 cursor-pointer TooltipFix"> <div x-data data-tippy-maxWidth="none" data-template="t8962bbd2-45ff-441f-a5bb-8ca348c84838" role="tooltip" tabIndex="0"x-tooltip="" > <span class="Icon Icon--xs -mt-3 text-blue"> <svg class="Icon-glyph" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false"><title>Info Icon</title><path fill-rule="evenodd" clip-rule="evenodd" d="M0 12c0 6.612 5.388 12 12 12s12-5.388 12-12S18.612 0 12 0 0 5.388 0 12Zm1.96 0C1.96 6.465 6.464 1.96 12 1.96c5.535 0 10.04 4.505 10.04 10.04 0 5.535-4.505 10.04-10.04 10.04-5.535 0-10.04-4.505-10.04-10.04Zm11.02-4.543c0-.538-.441-.98-.98-.98-.539 0-.98.441-.98.98v.074c0 .539.441.98.98.98.539 0 .98-.441.98-.98v-.074Zm.012 3.796c0-.539-.441-.98-.98-.98-.539 0-.98.441-.98.98v5.265c0 .54.441.98.98.98.539 0 .98-.44.98-.98v-5.265Z" class="icon-base"/></svg></span></div> </div> </div> <a class="Link Link--standalone sm:text-sm md:text-md" href="https://www.bankrate.com/credit-cards/reviews/chase-sapphire-preferred-card/" data-beam-element-clicked data-location="below the fold" data-name="Chase Sapphire Preferred® Card" data-position="2" data-text="READ REVIEW" data-outcome="review" data-productid="221210070" data-brand="Chase" data-variant="BUTTON" > (Read card review) </a> </div> <div class="w-full display-flex flex-direction-column text-center mb-2 p-2"> <a class="Button Button--primary Button--normal" href="https://oc.brcclx.com/t?lid=26597444" onClick="event.preventDefault()" data-apply-click data-link="https://oc.brcclx.com/t?lid=26597444" data-beam-product-clicked data-location="below the fold" data-name="Chase Sapphire Preferred® Card" data-position="2" data-text="APPLY NOW" data-outcome="APPLY" data-productid="221210070" data-brand="Chase" data-variant="BUTTON" data-page-id="346" data-featured="0" data-category-id="" data-track-click="creditcard.apply"> Apply now <span class="Icon Icon--xs icon-base-white -mt-1"> <svg class="Icon-glyph" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false"><title>Lock Icon</title><path fill-rule="evenodd" clip-rule="evenodd" d="M16.149 7.038v1.436H7.842V6.977c0-2.258 1.86-4.093 4.153-4.093a4.154 4.154 0 0 1 4.154 4.154Zm-9.691-.06v1.496h-.225a3.004 3.004 0 0 0-3.003 3.002v8.021A3.004 3.004 0 0 0 6.233 22.5h11.534v-.009c1.661 0 3.002-1.367 3.002-3.054v-7.96a3.004 3.004 0 0 0-3.002-3.003h-.234V7.038A5.543 5.543 0 0 0 11.995 1.5c-3.054 0-5.537 2.457-5.537 5.477Zm-.234 2.89c-.89 0-1.618.726-1.618 1.617v8.021c0 .891.727 1.618 1.618 1.618h11.534c.909 0 1.618-.735 1.618-1.67v-7.96c0-.891-.727-1.618-1.618-1.618H6.224v-.009Zm5.08 6.8c0 .38.31.692.692.692.38 0 .692-.311.692-.692v-2.362a.694.694 0 0 0-.692-.692.694.694 0 0 0-.693.692v2.362Z" class="icon-base"/></svg></span> </a> <div class="type-body-three mt-2 sm:mt-3"> on Chase's secure site </div> </div> <div id="terms-apply" class="text-xs px-2 mb-2 text-center w-full mt-2"> </div> </div> </div> </td> </tr> <tr class=" md:justify-content-space-evenly"> <td x-data="{aoProduct: {odd: ''}}" class="CompareTable-card_name_bg CompareTable-card_name"> <div> <figure class="CreditCardProductTileCardart mb-0 mb-2 CompareTable-card_name"> <a class="display-block text-decoration-none no-underline" href="https://oc.brcclx.com/t?lid=26680300" rel="sponsored" onClick="event.preventDefault()" data-apply-click data-link="https://oc.brcclx.com/t?lid=26680300" data-page-id="346" data-featured="0" data-category-id="" data-track-click="creditcard.apply" data-apply-button data-collation-id="7ccdd82f-3a31-41f1-a661-7432064488f8" data-beam-product-clicked data-location="GRID" data-name="Wells Fargo Active Cash&#174; Card" data-position="3" data-text="Wells Fargo Active Cash&#174; Card" data-outcome="APPLY" data-productid="7870" data-category="best-rewards-cards credit card" data-brand="Wells Fargo" data-variant="THUMBNAIL" :data-format-type="aoProduct.odd ? aoProduct.odd : ''" > <img class="CreditCardProductTileCardart__image js-product-box__image" src="https://cdn.prodstatic.com/shared/images/cards/120x76/99e9a180-5a55-11ef-a7c5-db9b566f392d.png?auto=webp&fit=bounds&width=120&height=76" alt="Image of Wells Fargo Active Cash&#174; Card" width="120" height="76" loading="lazy" > </a> <figcaption class="text-slate pt-2"> <a class="text-slate display-block text-decoration-none no-underline" href="https://oc.brcclx.com/t?lid=26680300" rel="sponsored" onClick="event.preventDefault()" data-apply-click data-link="https://oc.brcclx.com/t?lid=26680300" data-page-id="346" data-featured="0" data-category-id="" data-track-click="creditcard.apply" data-apply-button data-collation-id="7ccdd82f-3a31-41f1-a661-7432064488f8" data-beam-product-clicked data-location="GRID" data-name="Wells Fargo Active Cash&#174; Card" data-position="3" data-text="Wells Fargo Active Cash&#174; Card" data-outcome="APPLY" data-productid="7870" data-category="best-rewards-cards credit card" data-brand="Wells Fargo" data-variant="CARD NAME" :data-format-type="aoProduct.odd ? aoProduct.odd : ''" > Wells Fargo Active Cash® Card</a> </figcaption> </figure> </div> </td> <td x-data="{aoProduct: {odd: ''}}" class=""> <div> <div>Flat-rate cash rewards</div></div> </td> <td x-data="{aoProduct: {odd: ''}}" class=""> <div>  <p><strong>2% cash rewards</strong> on purchases</p> <p>Bankrate’s rewards value: 1.0 cents per point*</p> <p> </p> <div> </div>  <p> </p> <div> </div></div> </td> <td x-data="{aoProduct: {odd: ''}}" class=""> <div> <figure class="text-left mb-2 "> $0</figure> </div> </td> <td x-data="{aoProduct: {odd: ''}}" class=""> <div> <div class="display-flex flex-direction-column text-center mb-2 "> <div class="score mb-2"> <div class="display-flex justify-content-center gap-2"> <a class="Link Link--standalone sm:text-sm md:text-md" href="https://www.bankrate.com/credit-cards/reviews/wells-fargo-active-cash-card/" data-beam-element-clicked data-location="below the fold" data-name="Wells Fargo Active Cash&#174; Card" data-position="3" data-text="BANKRATE SCORE" data-outcome="review" data-productid="7870" data-brand="Wells Fargo" data-variant="BUTTON" > <p class="text-blue sm:text-sm md:text-md mb-0">4.3 / 5</p> </a> <div id="t490e4e04-9a94-4a41-b7fb-d5271770e7c7" class="display-none"> <div class="w-72" style="max-width: calc(100vw - 4rem)"> <p class="type-body-two m-0"> Our writers, editors and industry experts score credit cards based on a variety of factors including card features, bonus offers and independent research. Credit card issuers have no say or influence on how we rate cards. </p></div> </div> <div class="display-inline-block ml-1 cursor-pointer TooltipFix"> <div x-data data-tippy-maxWidth="none" data-template="t490e4e04-9a94-4a41-b7fb-d5271770e7c7" role="tooltip" tabIndex="0"x-tooltip="" > <span class="Icon Icon--xs -mt-3 text-blue"> <svg class="Icon-glyph" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false"><title>Info Icon</title><path fill-rule="evenodd" clip-rule="evenodd" d="M0 12c0 6.612 5.388 12 12 12s12-5.388 12-12S18.612 0 12 0 0 5.388 0 12Zm1.96 0C1.96 6.465 6.464 1.96 12 1.96c5.535 0 10.04 4.505 10.04 10.04 0 5.535-4.505 10.04-10.04 10.04-5.535 0-10.04-4.505-10.04-10.04Zm11.02-4.543c0-.538-.441-.98-.98-.98-.539 0-.98.441-.98.98v.074c0 .539.441.98.98.98.539 0 .98-.441.98-.98v-.074Zm.012 3.796c0-.539-.441-.98-.98-.98-.539 0-.98.441-.98.98v5.265c0 .54.441.98.98.98.539 0 .98-.44.98-.98v-5.265Z" class="icon-base"/></svg></span></div> </div> </div> <a class="Link Link--standalone sm:text-sm md:text-md" href="https://www.bankrate.com/credit-cards/reviews/wells-fargo-active-cash-card/" data-beam-element-clicked data-location="below the fold" data-name="Wells Fargo Active Cash&#174; Card" data-position="3" data-text="READ REVIEW" data-outcome="review" data-productid="7870" data-brand="Wells Fargo" data-variant="BUTTON" > (Read card review) </a> </div> <div class="w-full display-flex flex-direction-column text-center mb-2 p-2"> <a class="Button Button--primary Button--normal" href="https://oc.brcclx.com/t?lid=26680300" onClick="event.preventDefault()" data-apply-click data-link="https://oc.brcclx.com/t?lid=26680300" data-beam-product-clicked data-location="below the fold" data-name="Wells Fargo Active Cash&#174; Card" data-position="3" data-text="APPLY NOW" data-outcome="APPLY" data-productid="7870" data-brand="Wells Fargo" data-variant="BUTTON" data-page-id="346" data-featured="0" data-category-id="" data-track-click="creditcard.apply"> Apply now <span class="Icon Icon--xs icon-base-white -mt-1"> <svg class="Icon-glyph" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false"><title>Lock Icon</title><path fill-rule="evenodd" clip-rule="evenodd" d="M16.149 7.038v1.436H7.842V6.977c0-2.258 1.86-4.093 4.153-4.093a4.154 4.154 0 0 1 4.154 4.154Zm-9.691-.06v1.496h-.225a3.004 3.004 0 0 0-3.003 3.002v8.021A3.004 3.004 0 0 0 6.233 22.5h11.534v-.009c1.661 0 3.002-1.367 3.002-3.054v-7.96a3.004 3.004 0 0 0-3.002-3.003h-.234V7.038A5.543 5.543 0 0 0 11.995 1.5c-3.054 0-5.537 2.457-5.537 5.477Zm-.234 2.89c-.89 0-1.618.726-1.618 1.617v8.021c0 .891.727 1.618 1.618 1.618h11.534c.909 0 1.618-.735 1.618-1.67v-7.96c0-.891-.727-1.618-1.618-1.618H6.224v-.009Zm5.08 6.8c0 .38.31.692.692.692.38 0 .692-.311.692-.692v-2.362a.694.694 0 0 0-.692-.692.694.694 0 0 0-.693.692v2.362Z" class="icon-base"/></svg></span> </a> <div class="type-body-three mt-2 sm:mt-3"> on Wells Fargo's secure site </div> </div> <div id="terms-apply" class="text-xs px-2 mb-2 text-center w-full mt-2"> <a href="https://click.linksynergy.com/fs-bin/click?id=27pXCeFyR/A&offerid=1618308.918&type=3&subid=0&u1=[TRANS_ID]" class="Link Link--standalone display-inline-block" target="blank" data-beam-product-clicked data-location="below the fold" data-name="Wells Fargo Active Cash&#174; Card" data-position="3" data-text="Rates & Fees" data-outcome="EXTERNALLINK" data-productid="7870" data-brand="Wells Fargo" data-variant="BUTTON" data-page-id="$pageId" data-featured="$pageFeatured" data-category-id=""> See Rates & Fees </a> </div> </div> </div> </td> </tr> <tr class=" md:justify-content-space-evenly"> <td x-data="{aoProduct: {odd: ''}}" class="CompareTable-card_name_bg CompareTable-card_name"> <div> <figure class="CreditCardProductTileCardart mb-0 mb-2 CompareTable-card_name"> <a class="display-block text-decoration-none no-underline" href="https://oc.brcclx.com/t?lid=26272457" rel="sponsored" onClick="event.preventDefault()" data-apply-click data-link="https://oc.brcclx.com/t?lid=26272457" data-page-id="346" data-featured="0" data-category-id="" data-track-click="creditcard.apply" data-apply-button data-collation-id="95089db9-38e0-4e78-83b3-bb7a2e2f4e03" data-beam-product-clicked data-location="GRID" data-name="Blue Cash Preferred&#174; Card from American Express" data-position="4" data-text="Blue Cash Preferred&#174; Card from American Express" data-outcome="APPLY" data-productid="220310583" data-category="best-rewards-cards credit card" data-brand="American Express" data-variant="THUMBNAIL" :data-format-type="aoProduct.odd ? aoProduct.odd : ''" > <img class="CreditCardProductTileCardart__image js-product-box__image" src="https://cdn.prodstatic.com/shared/images/cards/120x76/4f675c90-7268-11e9-8bc5-4d4394516d65.png?auto=webp&fit=bounds&width=120&height=76" alt="Image of Blue Cash Preferred&#174; Card from American Express" width="120" height="76" loading="lazy" > </a> <figcaption class="text-slate pt-2"> <a class="text-slate display-block text-decoration-none no-underline" href="https://oc.brcclx.com/t?lid=26272457" rel="sponsored" onClick="event.preventDefault()" data-apply-click data-link="https://oc.brcclx.com/t?lid=26272457" data-page-id="346" data-featured="0" data-category-id="" data-track-click="creditcard.apply" data-apply-button data-collation-id="95089db9-38e0-4e78-83b3-bb7a2e2f4e03" data-beam-product-clicked data-location="GRID" data-name="Blue Cash Preferred&#174; Card from American Express" data-position="4" data-text="Blue Cash Preferred&#174; Card from American Express" data-outcome="APPLY" data-productid="220310583" data-category="best-rewards-cards credit card" data-brand="American Express" data-variant="CARD NAME" :data-format-type="aoProduct.odd ? aoProduct.odd : ''" > Blue Cash Preferred® Card from American Express</a> </figcaption> </figure> </div> </td> <td x-data="{aoProduct: {odd: ''}}" class=""> <div> <div>Groceries</div></div> </td> <td x-data="{aoProduct: {odd: ''}}" class=""> <div>  <p><strong>6% cash back</strong> on select U.S. streaming subscriptions and at U.S. supermarkets (up to $6,000 per year in supermarket purchases, then 1%)</p> <p><strong>3% cash back</strong> on U.S. gas station and transit purchases</p> <p><strong>Bankrate’s rewards value:</strong> 2.0 cents per point*</p>  <div> </div></div> </td> <td x-data="{aoProduct: {odd: ''}}" class=""> <div> <figure class="text-left mb-2 "> $0 intro annual fee for the first year, then $95.</figure> </div> </td> <td x-data="{aoProduct: {odd: ''}}" class=""> <div> <div class="display-flex flex-direction-column text-center mb-2 "> <div class="score mb-2"> <div class="display-flex justify-content-center gap-2"> <a class="Link Link--standalone sm:text-sm md:text-md" href="https://www.bankrate.com/credit-cards/reviews/blue-cash-preferred-card-from-american-express/" data-beam-element-clicked data-location="below the fold" data-name="Blue Cash Preferred&#174; Card from American Express" data-position="4" data-text="BANKRATE SCORE" data-outcome="review" data-productid="220310583" data-brand="American Express" data-variant="BUTTON" > <p class="text-blue sm:text-sm md:text-md mb-0">4.4 / 5</p> </a> <div id="t3691bb4f-7dfa-40af-9a39-d7a60a204f97" class="display-none"> <div class="w-72" style="max-width: calc(100vw - 4rem)"> <p class="type-body-two m-0"> Our writers, editors and industry experts score credit cards based on a variety of factors including card features, bonus offers and independent research. Credit card issuers have no say or influence on how we rate cards. </p></div> </div> <div class="display-inline-block ml-1 cursor-pointer TooltipFix"> <div x-data data-tippy-maxWidth="none" data-template="t3691bb4f-7dfa-40af-9a39-d7a60a204f97" role="tooltip" tabIndex="0"x-tooltip="" > <span class="Icon Icon--xs -mt-3 text-blue"> <svg class="Icon-glyph" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false"><title>Info Icon</title><path fill-rule="evenodd" clip-rule="evenodd" d="M0 12c0 6.612 5.388 12 12 12s12-5.388 12-12S18.612 0 12 0 0 5.388 0 12Zm1.96 0C1.96 6.465 6.464 1.96 12 1.96c5.535 0 10.04 4.505 10.04 10.04 0 5.535-4.505 10.04-10.04 10.04-5.535 0-10.04-4.505-10.04-10.04Zm11.02-4.543c0-.538-.441-.98-.98-.98-.539 0-.98.441-.98.98v.074c0 .539.441.98.98.98.539 0 .98-.441.98-.98v-.074Zm.012 3.796c0-.539-.441-.98-.98-.98-.539 0-.98.441-.98.98v5.265c0 .54.441.98.98.98.539 0 .98-.44.98-.98v-5.265Z" class="icon-base"/></svg></span></div> </div> </div> <a class="Link Link--standalone sm:text-sm md:text-md" href="https://www.bankrate.com/credit-cards/reviews/blue-cash-preferred-card-from-american-express/" data-beam-element-clicked data-location="below the fold" data-name="Blue Cash Preferred&#174; Card from American Express" data-position="4" data-text="READ REVIEW" data-outcome="review" data-productid="220310583" data-brand="American Express" data-variant="BUTTON" > (Read card review) </a> </div> <div class="w-full display-flex flex-direction-column text-center mb-2 p-2"> <a class="Button Button--primary Button--normal" href="https://oc.brcclx.com/t?lid=26272457" onClick="event.preventDefault()" data-apply-click data-link="https://oc.brcclx.com/t?lid=26272457" data-beam-product-clicked data-location="below the fold" data-name="Blue Cash Preferred&#174; Card from American Express" data-position="4" data-text="APPLY NOW" data-outcome="APPLY" data-productid="220310583" data-brand="American Express" data-variant="BUTTON" data-page-id="346" data-featured="0" data-category-id="" data-track-click="creditcard.apply"> Apply now <span class="Icon Icon--xs icon-base-white -mt-1"> <svg class="Icon-glyph" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false"><title>Lock Icon</title><path fill-rule="evenodd" clip-rule="evenodd" d="M16.149 7.038v1.436H7.842V6.977c0-2.258 1.86-4.093 4.153-4.093a4.154 4.154 0 0 1 4.154 4.154Zm-9.691-.06v1.496h-.225a3.004 3.004 0 0 0-3.003 3.002v8.021A3.004 3.004 0 0 0 6.233 22.5h11.534v-.009c1.661 0 3.002-1.367 3.002-3.054v-7.96a3.004 3.004 0 0 0-3.002-3.003h-.234V7.038A5.543 5.543 0 0 0 11.995 1.5c-3.054 0-5.537 2.457-5.537 5.477Zm-.234 2.89c-.89 0-1.618.726-1.618 1.617v8.021c0 .891.727 1.618 1.618 1.618h11.534c.909 0 1.618-.735 1.618-1.67v-7.96c0-.891-.727-1.618-1.618-1.618H6.224v-.009Zm5.08 6.8c0 .38.31.692.692.692.38 0 .692-.311.692-.692v-2.362a.694.694 0 0 0-.692-.692.694.694 0 0 0-.693.692v2.362Z" class="icon-base"/></svg></span> </a> <div class="type-body-three mt-2 sm:mt-3"> on American Express's secure site </div> </div> <div id="terms-apply" class="text-xs px-2 mb-2 text-center w-full mt-2"> <a href="https://www.americanexpress.com/us/credit-cards/card-application/apply/prospect/terms/blue-cash-preferred-credit-card/26129-10-0/" class="Link Link--standalone display-inline-block" target="blank" data-beam-product-clicked data-location="below the fold" data-name="Blue Cash Preferred&#174; Card from American Express" data-position="4" data-text="Rates & Fees, Terms Apply" data-outcome="EXTERNALLINK" data-productid="220310583" data-brand="American Express" data-variant="BUTTON" data-page-id="$pageId" data-featured="$pageFeatured" data-category-id=""> See Rates & Fees </a> <span class="text-slate">, Terms Apply</span> </div> </div> </div> </td> </tr> <tr class=" md:justify-content-space-evenly"> <td x-data="{aoProduct: {odd: ''}}" class="CompareTable-card_name_bg CompareTable-card_name"> <div> <figure class="CreditCardProductTileCardart mb-0 mb-2 CompareTable-card_name"> <a class="display-block text-decoration-none no-underline" href="https://oc.brcclx.com/t?lid=26716145" rel="sponsored" onClick="event.preventDefault()" data-apply-click data-link="https://oc.brcclx.com/t?lid=26716145" data-page-id="346" data-featured="0" data-category-id="" data-track-click="creditcard.apply" data-apply-button data-collation-id="8a6f3a26-3dda-423b-b24d-f7c028d9c5f7" data-beam-product-clicked data-location="GRID" data-name="Prime Visa" data-position="5" data-text="Prime Visa" data-outcome="APPLY" data-productid="10042" data-category="best-rewards-cards credit card" data-brand="Amazon" data-variant="THUMBNAIL" :data-format-type="aoProduct.odd ? aoProduct.odd : ''" > <img class="CreditCardProductTileCardart__image js-product-box__image" src="https://cdn.prodstatic.com/shared/images/cards/120x76/237fd0b0-1ced-11ee-9d05-8969f2172cdd.jpg?auto=webp&fit=bounds&width=120&height=76" alt="Image of Prime Visa" width="120" height="75" loading="lazy" > </a> <figcaption class="text-slate pt-2"> <a class="text-slate display-block text-decoration-none no-underline" href="https://oc.brcclx.com/t?lid=26716145" rel="sponsored" onClick="event.preventDefault()" data-apply-click data-link="https://oc.brcclx.com/t?lid=26716145" data-page-id="346" data-featured="0" data-category-id="" data-track-click="creditcard.apply" data-apply-button data-collation-id="8a6f3a26-3dda-423b-b24d-f7c028d9c5f7" data-beam-product-clicked data-location="GRID" data-name="Prime Visa" data-position="5" data-text="Prime Visa" data-outcome="APPLY" data-productid="10042" data-category="best-rewards-cards credit card" data-brand="Amazon" data-variant="CARD NAME" :data-format-type="aoProduct.odd ? aoProduct.odd : ''" > Prime Visa</a> </figcaption> </figure> </div> </td> <td x-data="{aoProduct: {odd: ''}}" class=""> <div> <p>Online shopping</p></div> </td> <td x-data="{aoProduct: {odd: ''}}" class=""> <div> <div> <p><strong>5 percent back</strong> on Amazon.com, Amazon Fresh, Whole Foods Market and Chase Travel purchases</p> <p><strong>2 percent back</strong> on restaurant, gas station, local transit and commuting purchases (including rideshares)</p> <p><strong>Baseline rewards value</strong>: 1 cent per point</p> </div></div> </td> <td x-data="{aoProduct: {odd: ''}}" class=""> <div> <figure class="text-left mb-2 "> $0</figure> </div> </td> <td x-data="{aoProduct: {odd: ''}}" class=""> <div> <div class="display-flex flex-direction-column text-center mb-2 "> <div class="score mb-2"> <div class="display-flex justify-content-center gap-2"> <a class="Link Link--standalone sm:text-sm md:text-md" href="https://www.bankrate.com/credit-cards/reviews/amazon-prime-rewards-visa-signature-card-review/" data-beam-element-clicked data-location="below the fold" data-name="Prime Visa" data-position="5" data-text="BANKRATE SCORE" data-outcome="review" data-productid="10042" data-brand="Amazon" data-variant="BUTTON" > <p class="text-blue sm:text-sm md:text-md mb-0">4.2 / 5</p> </a> <div id="t50a4cc57-4595-489b-9cd9-43c6b67546cc" class="display-none"> <div class="w-72" style="max-width: calc(100vw - 4rem)"> <p class="type-body-two m-0"> Our writers, editors and industry experts score credit cards based on a variety of factors including card features, bonus offers and independent research. Credit card issuers have no say or influence on how we rate cards. </p></div> </div> <div class="display-inline-block ml-1 cursor-pointer TooltipFix"> <div x-data data-tippy-maxWidth="none" data-template="t50a4cc57-4595-489b-9cd9-43c6b67546cc" role="tooltip" tabIndex="0"x-tooltip="" > <span class="Icon Icon--xs -mt-3 text-blue"> <svg class="Icon-glyph" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false"><title>Info Icon</title><path fill-rule="evenodd" clip-rule="evenodd" d="M0 12c0 6.612 5.388 12 12 12s12-5.388 12-12S18.612 0 12 0 0 5.388 0 12Zm1.96 0C1.96 6.465 6.464 1.96 12 1.96c5.535 0 10.04 4.505 10.04 10.04 0 5.535-4.505 10.04-10.04 10.04-5.535 0-10.04-4.505-10.04-10.04Zm11.02-4.543c0-.538-.441-.98-.98-.98-.539 0-.98.441-.98.98v.074c0 .539.441.98.98.98.539 0 .98-.441.98-.98v-.074Zm.012 3.796c0-.539-.441-.98-.98-.98-.539 0-.98.441-.98.98v5.265c0 .54.441.98.98.98.539 0 .98-.44.98-.98v-5.265Z" class="icon-base"/></svg></span></div> </div> </div> <a class="Link Link--standalone sm:text-sm md:text-md" href="https://www.bankrate.com/credit-cards/reviews/amazon-prime-rewards-visa-signature-card-review/" data-beam-element-clicked data-location="below the fold" data-name="Prime Visa" data-position="5" data-text="READ REVIEW" data-outcome="review" data-productid="10042" data-brand="Amazon" data-variant="BUTTON" > (Read card review) </a> </div> <div class="w-full display-flex flex-direction-column text-center mb-2 p-2"> <a class="Button Button--primary Button--normal" href="https://oc.brcclx.com/t?lid=26716145" onClick="event.preventDefault()" data-apply-click data-link="https://oc.brcclx.com/t?lid=26716145" data-beam-product-clicked data-location="below the fold" data-name="Prime Visa" data-position="5" data-text="APPLY NOW" data-outcome="APPLY" data-productid="10042" data-brand="Amazon" data-variant="BUTTON" data-page-id="346" data-featured="0" data-category-id="" data-track-click="creditcard.apply"> Apply now <span class="Icon Icon--xs icon-base-white -mt-1"> <svg class="Icon-glyph" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false"><title>Lock Icon</title><path fill-rule="evenodd" clip-rule="evenodd" d="M16.149 7.038v1.436H7.842V6.977c0-2.258 1.86-4.093 4.153-4.093a4.154 4.154 0 0 1 4.154 4.154Zm-9.691-.06v1.496h-.225a3.004 3.004 0 0 0-3.003 3.002v8.021A3.004 3.004 0 0 0 6.233 22.5h11.534v-.009c1.661 0 3.002-1.367 3.002-3.054v-7.96a3.004 3.004 0 0 0-3.002-3.003h-.234V7.038A5.543 5.543 0 0 0 11.995 1.5c-3.054 0-5.537 2.457-5.537 5.477Zm-.234 2.89c-.89 0-1.618.726-1.618 1.617v8.021c0 .891.727 1.618 1.618 1.618h11.534c.909 0 1.618-.735 1.618-1.67v-7.96c0-.891-.727-1.618-1.618-1.618H6.224v-.009Zm5.08 6.8c0 .38.31.692.692.692.38 0 .692-.311.692-.692v-2.362a.694.694 0 0 0-.692-.692.694.694 0 0 0-.693.692v2.362Z" class="icon-base"/></svg></span> </a> <div class="type-body-three mt-2 sm:mt-3"> on Amazon's secure site </div> </div> <div id="terms-apply" class="text-xs px-2 mb-2 text-center w-full mt-2"> </div> </div> </div> </td> </tr> <tr class="hidden-row md:justify-content-space-evenly"> <td x-data="{aoProduct: {odd: ''}}" class="CompareTable-card_name_bg CompareTable-card_name"> <div> <figure class="CreditCardProductTileCardart mb-0 mb-2 CompareTable-card_name"> <a class="display-block text-decoration-none no-underline" href="https://oc.brcclx.com/t?lid=26738954" rel="sponsored" onClick="event.preventDefault()" data-apply-click data-link="https://oc.brcclx.com/t?lid=26738954" data-page-id="346" data-featured="0" data-category-id="" data-track-click="creditcard.apply" data-apply-button data-collation-id="74cb5c76-ea70-483a-b808-c5bb8753d7d3" data-beam-product-clicked data-location="GRID" data-name="Citi Strata Premier&#8480; Card" data-position="6" data-text="Citi Strata Premier&#8480; Card" data-outcome="APPLY" data-productid="10652" data-category="best-rewards-cards credit card" data-brand="Citi" data-variant="THUMBNAIL" :data-format-type="aoProduct.odd ? aoProduct.odd : ''" > <img class="CreditCardProductTileCardart__image js-product-box__image" src="https://cdn.prodstatic.com/shared/images/cards/120x76/cc4c54f0-0d3f-11ef-8061-419b99b523ee.png?auto=webp&fit=bounds&width=120&height=76" alt="Image of Citi Strata Premier&#8480; Card" width="120" height="76" loading="lazy" > </a> <figcaption class="text-slate pt-2"> <a class="text-slate display-block text-decoration-none no-underline" href="https://oc.brcclx.com/t?lid=26738954" rel="sponsored" onClick="event.preventDefault()" data-apply-click data-link="https://oc.brcclx.com/t?lid=26738954" data-page-id="346" data-featured="0" data-category-id="" data-track-click="creditcard.apply" data-apply-button data-collation-id="74cb5c76-ea70-483a-b808-c5bb8753d7d3" data-beam-product-clicked data-location="GRID" data-name="Citi Strata Premier&#8480; Card" data-position="6" data-text="Citi Strata Premier&#8480; Card" data-outcome="APPLY" data-productid="10652" data-category="best-rewards-cards credit card" data-brand="Citi" data-variant="CARD NAME" :data-format-type="aoProduct.odd ? aoProduct.odd : ''" > Citi Strata Premier℠ Card</a> </figcaption> </figure> </div> </td> <td x-data="{aoProduct: {odd: ''}}" class=""> <div> <div>Hotel bookings</div></div> </td> <td x-data="{aoProduct: {odd: ''}}" class=""> <div> <div> <div><strong>10X points</strong> on hotels, car rentals and attractions booked on CitiTravel.com</div> <div> </div> <div><strong>3X points</strong> on air travel and other hotel purchases, at restaurants, supermarkets, and gas and EV charging stations.</div> <div> </div> <div><strong>Bankrate’s rewards value:</strong> 1.6 cents per point*</div> </div></div> </td> <td x-data="{aoProduct: {odd: ''}}" class=""> <div> <figure class="text-left mb-2 "> $95</figure> </div> </td> <td x-data="{aoProduct: {odd: ''}}" class=""> <div> <div class="display-flex flex-direction-column text-center mb-2 "> <div class="score mb-2"> <div class="display-flex justify-content-center gap-2"> <a class="Link Link--standalone sm:text-sm md:text-md" href="https://www.bankrate.com/credit-cards/reviews/citi-strata-premier-card/" data-beam-element-clicked data-location="below the fold" data-name="Citi Strata Premier&#8480; Card" data-position="6" data-text="BANKRATE SCORE" data-outcome="review" data-productid="10652" data-brand="Citi" data-variant="BUTTON" > <p class="text-blue sm:text-sm md:text-md mb-0">4.6 / 5</p> </a> <div id="tf8094468-f1d7-495f-89ce-2ebfc9114a3e" class="display-none"> <div class="w-72" style="max-width: calc(100vw - 4rem)"> <p class="type-body-two m-0"> Our writers, editors and industry experts score credit cards based on a variety of factors including card features, bonus offers and independent research. Credit card issuers have no say or influence on how we rate cards. </p></div> </div> <div class="display-inline-block ml-1 cursor-pointer TooltipFix"> <div x-data data-tippy-maxWidth="none" data-template="tf8094468-f1d7-495f-89ce-2ebfc9114a3e" role="tooltip" tabIndex="0"x-tooltip="" > <span class="Icon Icon--xs -mt-3 text-blue"> <svg class="Icon-glyph" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false"><title>Info Icon</title><path fill-rule="evenodd" clip-rule="evenodd" d="M0 12c0 6.612 5.388 12 12 12s12-5.388 12-12S18.612 0 12 0 0 5.388 0 12Zm1.96 0C1.96 6.465 6.464 1.96 12 1.96c5.535 0 10.04 4.505 10.04 10.04 0 5.535-4.505 10.04-10.04 10.04-5.535 0-10.04-4.505-10.04-10.04Zm11.02-4.543c0-.538-.441-.98-.98-.98-.539 0-.98.441-.98.98v.074c0 .539.441.98.98.98.539 0 .98-.441.98-.98v-.074Zm.012 3.796c0-.539-.441-.98-.98-.98-.539 0-.98.441-.98.98v5.265c0 .54.441.98.98.98.539 0 .98-.44.98-.98v-5.265Z" class="icon-base"/></svg></span></div> </div> </div> <a class="Link Link--standalone sm:text-sm md:text-md" href="https://www.bankrate.com/credit-cards/reviews/citi-strata-premier-card/" data-beam-element-clicked data-location="below the fold" data-name="Citi Strata Premier&#8480; Card" data-position="6" data-text="READ REVIEW" data-outcome="review" data-productid="10652" data-brand="Citi" data-variant="BUTTON" > (Read card review) </a> </div> <div class="w-full display-flex flex-direction-column text-center mb-2 p-2"> <a class="Button Button--primary Button--normal" href="https://oc.brcclx.com/t?lid=26738954" onClick="event.preventDefault()" data-apply-click data-link="https://oc.brcclx.com/t?lid=26738954" data-beam-product-clicked data-location="below the fold" data-name="Citi Strata Premier&#8480; Card" data-position="6" data-text="APPLY NOW" data-outcome="APPLY" data-productid="10652" data-brand="Citi" data-variant="BUTTON" data-page-id="346" data-featured="0" data-category-id="" data-track-click="creditcard.apply"> Apply now <span class="Icon Icon--xs icon-base-white -mt-1"> <svg class="Icon-glyph" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false"><title>Lock Icon</title><path fill-rule="evenodd" clip-rule="evenodd" d="M16.149 7.038v1.436H7.842V6.977c0-2.258 1.86-4.093 4.153-4.093a4.154 4.154 0 0 1 4.154 4.154Zm-9.691-.06v1.496h-.225a3.004 3.004 0 0 0-3.003 3.002v8.021A3.004 3.004 0 0 0 6.233 22.5h11.534v-.009c1.661 0 3.002-1.367 3.002-3.054v-7.96a3.004 3.004 0 0 0-3.002-3.003h-.234V7.038A5.543 5.543 0 0 0 11.995 1.5c-3.054 0-5.537 2.457-5.537 5.477Zm-.234 2.89c-.89 0-1.618.726-1.618 1.617v8.021c0 .891.727 1.618 1.618 1.618h11.534c.909 0 1.618-.735 1.618-1.67v-7.96c0-.891-.727-1.618-1.618-1.618H6.224v-.009Zm5.08 6.8c0 .38.31.692.692.692.38 0 .692-.311.692-.692v-2.362a.694.694 0 0 0-.692-.692.694.694 0 0 0-.693.692v2.362Z" class="icon-base"/></svg></span> </a> <div class="type-body-three mt-2 sm:mt-3"> on Citi's secure site </div> </div> <div id="terms-apply" class="text-xs px-2 mb-2 text-center w-full mt-2"> <a href="https://click.linksynergy.com/fs-bin/click?id=EhraRx8K/BE&offerid=1707731.3684&type=3&subid=0" class="Link Link--standalone display-inline-block" target="blank" data-beam-product-clicked data-location="below the fold" data-name="Citi Strata Premier&#8480; Card" data-position="6" data-text="Rates & Fees" data-outcome="EXTERNALLINK" data-productid="10652" data-brand="Citi" data-variant="BUTTON" data-page-id="$pageId" data-featured="$pageFeatured" data-category-id=""> See Rates & Fees </a> </div> </div> </div> </td> </tr> <tr class="hidden-row md:justify-content-space-evenly"> <td x-data="{aoProduct: {odd: ''}}" class="CompareTable-card_name_bg CompareTable-card_name"> <div> <figure class="CreditCardProductTileCardart mb-0 mb-2 CompareTable-card_name"> <a class="display-block text-decoration-none no-underline" href="https://oc.brcclx.com/t?lid=25026697" rel="sponsored" onClick="event.preventDefault()" data-apply-click data-link="https://oc.brcclx.com/t?lid=25026697" data-page-id="346" data-featured="0" data-category-id="" data-track-click="creditcard.apply" data-apply-button data-collation-id="1c87f836-35dd-432b-acff-80cbf5212d3f" data-beam-product-clicked data-location="GRID" data-name="The Platinum Card&#174; from American Express" data-position="7" data-text="The Platinum Card&#174; from American Express" data-outcome="APPLY" data-productid="22146013" data-category="best-rewards-cards credit card" data-brand="American Express" data-variant="THUMBNAIL" :data-format-type="aoProduct.odd ? aoProduct.odd : ''" > <img class="CreditCardProductTileCardart__image js-product-box__image" src="https://cdn.prodstatic.com/shared/images/cards/120x76/b00a5840-5b1a-11ef-a7c5-db9b566f392d.png?auto=webp&fit=bounds&width=120&height=76" alt="Image of The Platinum Card&#174; from American Express" width="120" height="76" loading="lazy" > </a> <figcaption class="text-slate pt-2"> <a class="text-slate display-block text-decoration-none no-underline" href="https://oc.brcclx.com/t?lid=25026697" rel="sponsored" onClick="event.preventDefault()" data-apply-click data-link="https://oc.brcclx.com/t?lid=25026697" data-page-id="346" data-featured="0" data-category-id="" data-track-click="creditcard.apply" data-apply-button data-collation-id="1c87f836-35dd-432b-acff-80cbf5212d3f" data-beam-product-clicked data-location="GRID" data-name="The Platinum Card&#174; from American Express" data-position="7" data-text="The Platinum Card&#174; from American Express" data-outcome="APPLY" data-productid="22146013" data-category="best-rewards-cards credit card" data-brand="American Express" data-variant="CARD NAME" :data-format-type="aoProduct.odd ? aoProduct.odd : ''" > The Platinum Card® from American Express</a> </figcaption> </figure> </div> </td> <td x-data="{aoProduct: {odd: ''}}" class=""> <div> <div>Luxury travel</div></div> </td> <td x-data="{aoProduct: {odd: ''}}" class=""> <div>  <div><strong>5X points</strong> on directly-booked airfare and flights and prepaid hotels booked through American Express Travel (on up to $500,000 spent per calendar year) </div> <div> </div> <div><strong>1X points</strong> on all other purchases </div> <div> </div> <div><strong>Bankrate’s rewards value</strong>: 2.0 cents per point*</div>  <div> </div></div> </td> <td x-data="{aoProduct: {odd: ''}}" class=""> <div> <figure class="text-left mb-2 "> $695</figure> </div> </td> <td x-data="{aoProduct: {odd: ''}}" class=""> <div> <div class="display-flex flex-direction-column text-center mb-2 "> <div class="score mb-2"> <div class="display-flex justify-content-center gap-2"> <a class="Link Link--standalone sm:text-sm md:text-md" href="https://www.bankrate.com/credit-cards/reviews/the-platinum-card-from-american-express/" data-beam-element-clicked data-location="below the fold" data-name="The Platinum Card&#174; from American Express" data-position="7" data-text="BANKRATE SCORE" data-outcome="review" data-productid="22146013" data-brand="American Express" data-variant="BUTTON" > <p class="text-blue sm:text-sm md:text-md mb-0">4.8 / 5</p> </a> <div id="t0277ed4d-b7ba-44b5-9c89-18dff4752603" class="display-none"> <div class="w-72" style="max-width: calc(100vw - 4rem)"> <p class="type-body-two m-0"> Our writers, editors and industry experts score credit cards based on a variety of factors including card features, bonus offers and independent research. Credit card issuers have no say or influence on how we rate cards. </p></div> </div> <div class="display-inline-block ml-1 cursor-pointer TooltipFix"> <div x-data data-tippy-maxWidth="none" data-template="t0277ed4d-b7ba-44b5-9c89-18dff4752603" role="tooltip" tabIndex="0"x-tooltip="" > <span class="Icon Icon--xs -mt-3 text-blue"> <svg class="Icon-glyph" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false"><title>Info Icon</title><path fill-rule="evenodd" clip-rule="evenodd" d="M0 12c0 6.612 5.388 12 12 12s12-5.388 12-12S18.612 0 12 0 0 5.388 0 12Zm1.96 0C1.96 6.465 6.464 1.96 12 1.96c5.535 0 10.04 4.505 10.04 10.04 0 5.535-4.505 10.04-10.04 10.04-5.535 0-10.04-4.505-10.04-10.04Zm11.02-4.543c0-.538-.441-.98-.98-.98-.539 0-.98.441-.98.98v.074c0 .539.441.98.98.98.539 0 .98-.441.98-.98v-.074Zm.012 3.796c0-.539-.441-.98-.98-.98-.539 0-.98.441-.98.98v5.265c0 .54.441.98.98.98.539 0 .98-.44.98-.98v-5.265Z" class="icon-base"/></svg></span></div> </div> </div> <a class="Link Link--standalone sm:text-sm md:text-md" href="https://www.bankrate.com/credit-cards/reviews/the-platinum-card-from-american-express/" data-beam-element-clicked data-location="below the fold" data-name="The Platinum Card&#174; from American Express" data-position="7" data-text="READ REVIEW" data-outcome="review" data-productid="22146013" data-brand="American Express" data-variant="BUTTON" > (Read card review) </a> </div> <div class="w-full display-flex flex-direction-column text-center mb-2 p-2"> <a class="Button Button--primary Button--normal" href="https://oc.brcclx.com/t?lid=25026697" onClick="event.preventDefault()" data-apply-click data-link="https://oc.brcclx.com/t?lid=25026697" data-beam-product-clicked data-location="below the fold" data-name="The Platinum Card&#174; from American Express" data-position="7" data-text="APPLY NOW" data-outcome="APPLY" data-productid="22146013" data-brand="American Express" data-variant="BUTTON" data-page-id="346" data-featured="0" data-category-id="" data-track-click="creditcard.apply"> Apply now <span class="Icon Icon--xs icon-base-white -mt-1"> <svg class="Icon-glyph" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false"><title>Lock Icon</title><path fill-rule="evenodd" clip-rule="evenodd" d="M16.149 7.038v1.436H7.842V6.977c0-2.258 1.86-4.093 4.153-4.093a4.154 4.154 0 0 1 4.154 4.154Zm-9.691-.06v1.496h-.225a3.004 3.004 0 0 0-3.003 3.002v8.021A3.004 3.004 0 0 0 6.233 22.5h11.534v-.009c1.661 0 3.002-1.367 3.002-3.054v-7.96a3.004 3.004 0 0 0-3.002-3.003h-.234V7.038A5.543 5.543 0 0 0 11.995 1.5c-3.054 0-5.537 2.457-5.537 5.477Zm-.234 2.89c-.89 0-1.618.726-1.618 1.617v8.021c0 .891.727 1.618 1.618 1.618h11.534c.909 0 1.618-.735 1.618-1.67v-7.96c0-.891-.727-1.618-1.618-1.618H6.224v-.009Zm5.08 6.8c0 .38.31.692.692.692.38 0 .692-.311.692-.692v-2.362a.694.694 0 0 0-.692-.692.694.694 0 0 0-.693.692v2.362Z" class="icon-base"/></svg></span> </a> <div class="type-body-three mt-2 sm:mt-3"> on American Express's secure site </div> </div> <div id="terms-apply" class="text-xs px-2 mb-2 text-center w-full mt-2"> <a href="https://www.americanexpress.com/us/credit-cards/card-application/apply/prospect/terms/platinum-card/26129-10-0#offer-terms" class="Link Link--standalone display-inline-block" target="blank" data-beam-product-clicked data-location="below the fold" data-name="The Platinum Card&#174; from American Express" data-position="7" data-text="Rates & Fees, Terms Apply" data-outcome="EXTERNALLINK" data-productid="22146013" data-brand="American Express" data-variant="BUTTON" data-page-id="$pageId" data-featured="$pageFeatured" data-category-id=""> See Rates & Fees </a> <span class="text-slate">, Terms Apply</span> </div> </div> </div> </td> </tr> <tr class="hidden-row md:justify-content-space-evenly"> <td x-data="{aoProduct: {odd: ''}}" class="CompareTable-card_name_bg CompareTable-card_name"> <div> <figure class="CreditCardProductTileCardart mb-0 mb-2 CompareTable-card_name"> <a class="display-block text-decoration-none no-underline" href="https://oc.brcclx.com/t?lid=26706465" rel="sponsored" onClick="event.preventDefault()" data-apply-click data-link="https://oc.brcclx.com/t?lid=26706465" data-page-id="346" data-featured="0" data-category-id="" data-track-click="creditcard.apply" data-apply-button data-collation-id="6e79d016-a3c3-4800-9d36-4ddc07a7c84d" data-beam-product-clicked data-location="GRID" data-name="Citi Custom Cash&reg; Card" data-position="8" data-text="Citi Custom Cash&reg; Card" data-outcome="APPLY" data-productid="7905" data-category="best-rewards-cards credit card" data-brand="Citi" data-variant="THUMBNAIL" :data-format-type="aoProduct.odd ? aoProduct.odd : ''" > <img class="CreditCardProductTileCardart__image js-product-box__image" src="https://cdn.prodstatic.com/shared/images/cards/120x76/9aedd300-bfe7-11eb-a48f-65ac0bb53c5b.png?auto=webp&fit=bounds&width=120&height=76" alt="Image of Citi Custom Cash&reg; Card" width="120" height="75" loading="lazy" > </a> <figcaption class="text-slate pt-2"> <a class="text-slate display-block text-decoration-none no-underline" href="https://oc.brcclx.com/t?lid=26706465" rel="sponsored" onClick="event.preventDefault()" data-apply-click data-link="https://oc.brcclx.com/t?lid=26706465" data-page-id="346" data-featured="0" data-category-id="" data-track-click="creditcard.apply" data-apply-button data-collation-id="6e79d016-a3c3-4800-9d36-4ddc07a7c84d" data-beam-product-clicked data-location="GRID" data-name="Citi Custom Cash&reg; Card" data-position="8" data-text="Citi Custom Cash&reg; Card" data-outcome="APPLY" data-productid="7905" data-category="best-rewards-cards credit card" data-brand="Citi" data-variant="CARD NAME" :data-format-type="aoProduct.odd ? aoProduct.odd : ''" > Citi Custom Cash® Card</a> </figcaption> </figure> </div> </td> <td x-data="{aoProduct: {odd: ''}}" class=""> <div> <p>Gas</p></div> </td> <td x-data="{aoProduct: {odd: ''}}" class=""> <div> <p><strong>5% cash back</strong> on purchases on the top eligible spend category each billing cycle (up to the first $500 spent each cycle, 1% cash back thereafter)</p> <p> <strong style="font-size: 1em;">1% cash back</strong><span style="font-size: 1em;"> on all other purchases</span></p> <p><strong>Bankrate’s rewards value:</strong> 1.0 cents per point*</p></div> </td> <td x-data="{aoProduct: {odd: ''}}" class=""> <div> <figure class="text-left mb-2 "> $0</figure> </div> </td> <td x-data="{aoProduct: {odd: ''}}" class=""> <div> <div class="display-flex flex-direction-column text-center mb-2 "> <div class="score mb-2"> <div class="display-flex justify-content-center gap-2"> <a class="Link Link--standalone sm:text-sm md:text-md" href="https://www.bankrate.com/credit-cards/reviews/citi-custom-cash-card/" data-beam-element-clicked data-location="below the fold" data-name="Citi Custom Cash&reg; Card" data-position="8" data-text="BANKRATE SCORE" data-outcome="review" data-productid="7905" data-brand="Citi" data-variant="BUTTON" > <p class="text-blue sm:text-sm md:text-md mb-0">4.4 / 5</p> </a> <div id="tb28e3183-7c3c-4d32-a595-492cba36a7db" class="display-none"> <div class="w-72" style="max-width: calc(100vw - 4rem)"> <p class="type-body-two m-0"> Our writers, editors and industry experts score credit cards based on a variety of factors including card features, bonus offers and independent research. Credit card issuers have no say or influence on how we rate cards. </p></div> </div> <div class="display-inline-block ml-1 cursor-pointer TooltipFix"> <div x-data data-tippy-maxWidth="none" data-template="tb28e3183-7c3c-4d32-a595-492cba36a7db" role="tooltip" tabIndex="0"x-tooltip="" > <span class="Icon Icon--xs -mt-3 text-blue"> <svg class="Icon-glyph" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false"><title>Info Icon</title><path fill-rule="evenodd" clip-rule="evenodd" d="M0 12c0 6.612 5.388 12 12 12s12-5.388 12-12S18.612 0 12 0 0 5.388 0 12Zm1.96 0C1.96 6.465 6.464 1.96 12 1.96c5.535 0 10.04 4.505 10.04 10.04 0 5.535-4.505 10.04-10.04 10.04-5.535 0-10.04-4.505-10.04-10.04Zm11.02-4.543c0-.538-.441-.98-.98-.98-.539 0-.98.441-.98.98v.074c0 .539.441.98.98.98.539 0 .98-.441.98-.98v-.074Zm.012 3.796c0-.539-.441-.98-.98-.98-.539 0-.98.441-.98.98v5.265c0 .54.441.98.98.98.539 0 .98-.44.98-.98v-5.265Z" class="icon-base"/></svg></span></div> </div> </div> <a class="Link Link--standalone sm:text-sm md:text-md" href="https://www.bankrate.com/credit-cards/reviews/citi-custom-cash-card/" data-beam-element-clicked data-location="below the fold" data-name="Citi Custom Cash&reg; Card" data-position="8" data-text="READ REVIEW" data-outcome="review" data-productid="7905" data-brand="Citi" data-variant="BUTTON" > (Read card review) </a> </div> <div class="w-full display-flex flex-direction-column text-center mb-2 p-2"> <a class="Button Button--primary Button--normal" href="https://oc.brcclx.com/t?lid=26706465" onClick="event.preventDefault()" data-apply-click data-link="https://oc.brcclx.com/t?lid=26706465" data-beam-product-clicked data-location="below the fold" data-name="Citi Custom Cash&reg; Card" data-position="8" data-text="APPLY NOW" data-outcome="APPLY" data-productid="7905" data-brand="Citi" data-variant="BUTTON" data-page-id="346" data-featured="0" data-category-id="" data-track-click="creditcard.apply"> Apply now <span class="Icon Icon--xs icon-base-white -mt-1"> <svg class="Icon-glyph" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false"><title>Lock Icon</title><path fill-rule="evenodd" clip-rule="evenodd" d="M16.149 7.038v1.436H7.842V6.977c0-2.258 1.86-4.093 4.153-4.093a4.154 4.154 0 0 1 4.154 4.154Zm-9.691-.06v1.496h-.225a3.004 3.004 0 0 0-3.003 3.002v8.021A3.004 3.004 0 0 0 6.233 22.5h11.534v-.009c1.661 0 3.002-1.367 3.002-3.054v-7.96a3.004 3.004 0 0 0-3.002-3.003h-.234V7.038A5.543 5.543 0 0 0 11.995 1.5c-3.054 0-5.537 2.457-5.537 5.477Zm-.234 2.89c-.89 0-1.618.726-1.618 1.617v8.021c0 .891.727 1.618 1.618 1.618h11.534c.909 0 1.618-.735 1.618-1.67v-7.96c0-.891-.727-1.618-1.618-1.618H6.224v-.009Zm5.08 6.8c0 .38.31.692.692.692.38 0 .692-.311.692-.692v-2.362a.694.694 0 0 0-.692-.692.694.694 0 0 0-.693.692v2.362Z" class="icon-base"/></svg></span> </a> <div class="type-body-three mt-2 sm:mt-3"> on Citi's secure site </div> </div> <div id="terms-apply" class="text-xs px-2 mb-2 text-center w-full mt-2"> <a href="https://click.linksynergy.com/fs-bin/click?id=EhraRx8K/BE&offerid=1638459.3529&type=3&subid=0" class="Link Link--standalone display-inline-block" target="blank" data-beam-product-clicked data-location="below the fold" data-name="Citi Custom Cash&reg; Card" data-position="8" data-text="Rates & Fees" data-outcome="EXTERNALLINK" data-productid="7905" data-brand="Citi" data-variant="BUTTON" data-page-id="$pageId" data-featured="$pageFeatured" data-category-id=""> See Rates & Fees </a> </div> </div> </div> </td> </tr> <tr class="hidden-row md:justify-content-space-evenly"> <td x-data="{aoProduct: {odd: ''}}" class="CompareTable-card_name_bg CompareTable-card_name"> <div> <figure class="CreditCardProductTileCardart mb-0 mb-2 CompareTable-card_name"> <a class="display-block text-decoration-none no-underline" href="https://oc.brcclx.com/t?lid=25026577" rel="sponsored" onClick="event.preventDefault()" data-apply-click data-link="https://oc.brcclx.com/t?lid=25026577" data-page-id="346" data-featured="0" data-category-id="" data-track-click="creditcard.apply" data-apply-button data-collation-id="16716968-550d-4194-a547-8810245fa420" data-beam-product-clicked data-location="GRID" data-name="Capital One Venture Rewards Credit Card" data-position="9" data-text="Capital One Venture Rewards Credit Card" data-outcome="APPLY" data-productid="22105772" data-category="best-rewards-cards credit card" data-brand="Capital One" data-variant="THUMBNAIL" :data-format-type="aoProduct.odd ? aoProduct.odd : ''" > <img class="CreditCardProductTileCardart__image js-product-box__image" src="https://cdn.prodstatic.com/shared/images/cards/120x76/03141a30-6f84-11ef-88db-67757e6c8737.png?auto=webp&fit=bounds&width=120&height=76" alt="Image of Capital One Venture Rewards Credit Card" width="120" height="76" loading="lazy" > </a> <figcaption class="text-slate pt-2"> <a class="text-slate display-block text-decoration-none no-underline" href="https://oc.brcclx.com/t?lid=25026577" rel="sponsored" onClick="event.preventDefault()" data-apply-click data-link="https://oc.brcclx.com/t?lid=25026577" data-page-id="346" data-featured="0" data-category-id="" data-track-click="creditcard.apply" data-apply-button data-collation-id="16716968-550d-4194-a547-8810245fa420" data-beam-product-clicked data-location="GRID" data-name="Capital One Venture Rewards Credit Card" data-position="9" data-text="Capital One Venture Rewards Credit Card" data-outcome="APPLY" data-productid="22105772" data-category="best-rewards-cards credit card" data-brand="Capital One" data-variant="CARD NAME" :data-format-type="aoProduct.odd ? aoProduct.odd : ''" > Capital One Venture Rewards Credit Card</a> </figcaption> </figure> </div> </td> <td x-data="{aoProduct: {odd: ''}}" class=""> <div> <p>Travel bonus</p></div> </td> <td x-data="{aoProduct: {odd: ''}}" class=""> <div>  <div><strong>5X miles</strong> on hotels and rental cars booked through Capital One Travel</div> <div> </div> <div><strong>2X miles</strong> on every purchase</div> <div> </div> <div><strong>Bankrate’s rewards value</strong>: 1.7 cents per mile*</div>  <div> </div></div> </td> <td x-data="{aoProduct: {odd: ''}}" class=""> <div> <figure class="text-left mb-2 "> $95</figure> </div> </td> <td x-data="{aoProduct: {odd: ''}}" class=""> <div> <div class="display-flex flex-direction-column text-center mb-2 "> <div class="score mb-2"> <div class="display-flex justify-content-center gap-2"> <a class="Link Link--standalone sm:text-sm md:text-md" href="https://www.bankrate.com/credit-cards/reviews/capital-one-venture-rewards-credit-card/" data-beam-element-clicked data-location="below the fold" data-name="Capital One Venture Rewards Credit Card" data-position="9" data-text="BANKRATE SCORE" data-outcome="review" data-productid="22105772" data-brand="Capital One" data-variant="BUTTON" > <p class="text-blue sm:text-sm md:text-md mb-0">4.9 / 5</p> </a> <div id="tf1e2fdce-acb6-49e6-9819-af7af6c2a790" class="display-none"> <div class="w-72" style="max-width: calc(100vw - 4rem)"> <p class="type-body-two m-0"> Our writers, editors and industry experts score credit cards based on a variety of factors including card features, bonus offers and independent research. Credit card issuers have no say or influence on how we rate cards. </p></div> </div> <div class="display-inline-block ml-1 cursor-pointer TooltipFix"> <div x-data data-tippy-maxWidth="none" data-template="tf1e2fdce-acb6-49e6-9819-af7af6c2a790" role="tooltip" tabIndex="0"x-tooltip="" > <span class="Icon Icon--xs -mt-3 text-blue"> <svg class="Icon-glyph" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false"><title>Info Icon</title><path fill-rule="evenodd" clip-rule="evenodd" d="M0 12c0 6.612 5.388 12 12 12s12-5.388 12-12S18.612 0 12 0 0 5.388 0 12Zm1.96 0C1.96 6.465 6.464 1.96 12 1.96c5.535 0 10.04 4.505 10.04 10.04 0 5.535-4.505 10.04-10.04 10.04-5.535 0-10.04-4.505-10.04-10.04Zm11.02-4.543c0-.538-.441-.98-.98-.98-.539 0-.98.441-.98.98v.074c0 .539.441.98.98.98.539 0 .98-.441.98-.98v-.074Zm.012 3.796c0-.539-.441-.98-.98-.98-.539 0-.98.441-.98.98v5.265c0 .54.441.98.98.98.539 0 .98-.44.98-.98v-5.265Z" class="icon-base"/></svg></span></div> </div> </div> <a class="Link Link--standalone sm:text-sm md:text-md" href="https://www.bankrate.com/credit-cards/reviews/capital-one-venture-rewards-credit-card/" data-beam-element-clicked data-location="below the fold" data-name="Capital One Venture Rewards Credit Card" data-position="9" data-text="READ REVIEW" data-outcome="review" data-productid="22105772" data-brand="Capital One" data-variant="BUTTON" > (Read card review) </a> </div> <div class="w-full display-flex flex-direction-column text-center mb-2 p-2"> <a class="Button Button--primary Button--normal" href="https://oc.brcclx.com/t?lid=25026577" onClick="event.preventDefault()" data-apply-click data-link="https://oc.brcclx.com/t?lid=25026577" data-beam-product-clicked data-location="below the fold" data-name="Capital One Venture Rewards Credit Card" data-position="9" data-text="APPLY NOW" data-outcome="APPLY" data-productid="22105772" data-brand="Capital One" data-variant="BUTTON" data-page-id="346" data-featured="0" data-category-id="" data-track-click="creditcard.apply"> Apply now <span class="Icon Icon--xs icon-base-white -mt-1"> <svg class="Icon-glyph" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false"><title>Lock Icon</title><path fill-rule="evenodd" clip-rule="evenodd" d="M16.149 7.038v1.436H7.842V6.977c0-2.258 1.86-4.093 4.153-4.093a4.154 4.154 0 0 1 4.154 4.154Zm-9.691-.06v1.496h-.225a3.004 3.004 0 0 0-3.003 3.002v8.021A3.004 3.004 0 0 0 6.233 22.5h11.534v-.009c1.661 0 3.002-1.367 3.002-3.054v-7.96a3.004 3.004 0 0 0-3.002-3.003h-.234V7.038A5.543 5.543 0 0 0 11.995 1.5c-3.054 0-5.537 2.457-5.537 5.477Zm-.234 2.89c-.89 0-1.618.726-1.618 1.617v8.021c0 .891.727 1.618 1.618 1.618h11.534c.909 0 1.618-.735 1.618-1.67v-7.96c0-.891-.727-1.618-1.618-1.618H6.224v-.009Zm5.08 6.8c0 .38.31.692.692.692.38 0 .692-.311.692-.692v-2.362a.694.694 0 0 0-.692-.692.694.694 0 0 0-.693.692v2.362Z" class="icon-base"/></svg></span> </a> <div class="type-body-three mt-2 sm:mt-3"> on Capital One's secure site </div> </div> <div id="terms-apply" class="text-xs px-2 mb-2 text-center w-full mt-2"> <a href="https://d25970n8puso9u.cloudfront.net/disclosure.30761.en-US.pdf" class="Link Link--standalone display-inline-block" target="blank" data-beam-product-clicked data-location="below the fold" data-name="Capital One Venture Rewards Credit Card" data-position="9" data-text="Rates & Fees" data-outcome="EXTERNALLINK" data-productid="22105772" data-brand="Capital One" data-variant="BUTTON" data-page-id="$pageId" data-featured="$pageFeatured" data-category-id=""> See Rates & Fees </a> </div> </div> </div> </td> </tr> <tr class="hidden-row md:justify-content-space-evenly"> <td x-data="{aoProduct: {odd: ''}}" class="CompareTable-card_name_bg CompareTable-card_name"> <div> <figure class="CreditCardProductTileCardart mb-0 mb-2 CompareTable-card_name"> <a class="display-block text-decoration-none no-underline" href="https://oc.brcclx.com/t?lid=25026578" rel="sponsored" onClick="event.preventDefault()" data-apply-click data-link="https://oc.brcclx.com/t?lid=25026578" data-page-id="346" data-featured="0" data-category-id="" data-track-click="creditcard.apply" data-apply-button data-collation-id="6bb75f51-0159-4939-8f8e-8ae636aa8ba9" data-beam-product-clicked data-location="GRID" data-name="Capital One VentureOne Rewards Credit Card" data-position="10" data-text="Capital One VentureOne Rewards Credit Card" data-outcome="APPLY" data-productid="22105773" data-category="best-rewards-cards credit card" data-brand="Capital One" data-variant="THUMBNAIL" :data-format-type="aoProduct.odd ? aoProduct.odd : ''" > <img class="CreditCardProductTileCardart__image js-product-box__image" src="https://cdn.prodstatic.com/shared/images/cards/120x76/596ce980-6f88-11ef-88db-67757e6c8737.png?auto=webp&fit=bounds&width=120&height=76" alt="Image of Capital One VentureOne Rewards Credit Card" width="120" height="76" loading="lazy" > </a> <figcaption class="text-slate pt-2"> <a class="text-slate display-block text-decoration-none no-underline" href="https://oc.brcclx.com/t?lid=25026578" rel="sponsored" onClick="event.preventDefault()" data-apply-click data-link="https://oc.brcclx.com/t?lid=25026578" data-page-id="346" data-featured="0" data-category-id="" data-track-click="creditcard.apply" data-apply-button data-collation-id="6bb75f51-0159-4939-8f8e-8ae636aa8ba9" data-beam-product-clicked data-location="GRID" data-name="Capital One VentureOne Rewards Credit Card" data-position="10" data-text="Capital One VentureOne Rewards Credit Card" data-outcome="APPLY" data-productid="22105773" data-category="best-rewards-cards credit card" data-brand="Capital One" data-variant="CARD NAME" :data-format-type="aoProduct.odd ? aoProduct.odd : ''" > Capital One VentureOne Rewards Credit Card</a> </figcaption> </figure> </div> </td> <td x-data="{aoProduct: {odd: ''}}" class=""> <div> <div>No-annual-fee travel card</div></div> </td> <td x-data="{aoProduct: {odd: ''}}" class=""> <div>  <div><strong>5X miles</strong> on hotels and rental cars booked through Capital One Travel</div> <div> </div> <div><strong>1.25X miles</strong> on all other purchases</div> <div> </div> <div><strong>Bankrate’s rewards value</strong>: 1.7 cents per mile*</div>  <div> </div></div> </td> <td x-data="{aoProduct: {odd: ''}}" class=""> <div> <figure class="text-left mb-2 "> $0</figure> </div> </td> <td x-data="{aoProduct: {odd: ''}}" class=""> <div> <div class="display-flex flex-direction-column text-center mb-2 "> <div class="score mb-2"> <div class="display-flex justify-content-center gap-2"> <a class="Link Link--standalone sm:text-sm md:text-md" href="https://www.bankrate.com/credit-cards/reviews/capital-one-ventureone-rewards-credit-card/" data-beam-element-clicked data-location="below the fold" data-name="Capital One VentureOne Rewards Credit Card" data-position="10" data-text="BANKRATE SCORE" data-outcome="review" data-productid="22105773" data-brand="Capital One" data-variant="BUTTON" > <p class="text-blue sm:text-sm md:text-md mb-0">4.1 / 5</p> </a> <div id="t62a736bc-12fc-4e0e-87e3-64699d6633ea" class="display-none"> <div class="w-72" style="max-width: calc(100vw - 4rem)"> <p class="type-body-two m-0"> Our writers, editors and industry experts score credit cards based on a variety of factors including card features, bonus offers and independent research. Credit card issuers have no say or influence on how we rate cards. </p></div> </div> <div class="display-inline-block ml-1 cursor-pointer TooltipFix"> <div x-data data-tippy-maxWidth="none" data-template="t62a736bc-12fc-4e0e-87e3-64699d6633ea" role="tooltip" tabIndex="0"x-tooltip="" > <span class="Icon Icon--xs -mt-3 text-blue"> <svg class="Icon-glyph" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false"><title>Info Icon</title><path fill-rule="evenodd" clip-rule="evenodd" d="M0 12c0 6.612 5.388 12 12 12s12-5.388 12-12S18.612 0 12 0 0 5.388 0 12Zm1.96 0C1.96 6.465 6.464 1.96 12 1.96c5.535 0 10.04 4.505 10.04 10.04 0 5.535-4.505 10.04-10.04 10.04-5.535 0-10.04-4.505-10.04-10.04Zm11.02-4.543c0-.538-.441-.98-.98-.98-.539 0-.98.441-.98.98v.074c0 .539.441.98.98.98.539 0 .98-.441.98-.98v-.074Zm.012 3.796c0-.539-.441-.98-.98-.98-.539 0-.98.441-.98.98v5.265c0 .54.441.98.98.98.539 0 .98-.44.98-.98v-5.265Z" class="icon-base"/></svg></span></div> </div> </div> <a class="Link Link--standalone sm:text-sm md:text-md" href="https://www.bankrate.com/credit-cards/reviews/capital-one-ventureone-rewards-credit-card/" data-beam-element-clicked data-location="below the fold" data-name="Capital One VentureOne Rewards Credit Card" data-position="10" data-text="READ REVIEW" data-outcome="review" data-productid="22105773" data-brand="Capital One" data-variant="BUTTON" > (Read card review) </a> </div> <div class="w-full display-flex flex-direction-column text-center mb-2 p-2"> <a class="Button Button--primary Button--normal" href="https://oc.brcclx.com/t?lid=25026578" onClick="event.preventDefault()" data-apply-click data-link="https://oc.brcclx.com/t?lid=25026578" data-beam-product-clicked data-location="below the fold" data-name="Capital One VentureOne Rewards Credit Card" data-position="10" data-text="APPLY NOW" data-outcome="APPLY" data-productid="22105773" data-brand="Capital One" data-variant="BUTTON" data-page-id="346" data-featured="0" data-category-id="" data-track-click="creditcard.apply"> Apply now <span class="Icon Icon--xs icon-base-white -mt-1"> <svg class="Icon-glyph" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false"><title>Lock Icon</title><path fill-rule="evenodd" clip-rule="evenodd" d="M16.149 7.038v1.436H7.842V6.977c0-2.258 1.86-4.093 4.153-4.093a4.154 4.154 0 0 1 4.154 4.154Zm-9.691-.06v1.496h-.225a3.004 3.004 0 0 0-3.003 3.002v8.021A3.004 3.004 0 0 0 6.233 22.5h11.534v-.009c1.661 0 3.002-1.367 3.002-3.054v-7.96a3.004 3.004 0 0 0-3.002-3.003h-.234V7.038A5.543 5.543 0 0 0 11.995 1.5c-3.054 0-5.537 2.457-5.537 5.477Zm-.234 2.89c-.89 0-1.618.726-1.618 1.617v8.021c0 .891.727 1.618 1.618 1.618h11.534c.909 0 1.618-.735 1.618-1.67v-7.96c0-.891-.727-1.618-1.618-1.618H6.224v-.009Zm5.08 6.8c0 .38.31.692.692.692.38 0 .692-.311.692-.692v-2.362a.694.694 0 0 0-.692-.692.694.694 0 0 0-.693.692v2.362Z" class="icon-base"/></svg></span> </a> <div class="type-body-three mt-2 sm:mt-3"> on Capital One's secure site </div> </div> <div id="terms-apply" class="text-xs px-2 mb-2 text-center w-full mt-2"> <a href="https://d25970n8puso9u.cloudfront.net/disclosure.30769.en-US.pdf" class="Link Link--standalone display-inline-block" target="blank" data-beam-product-clicked data-location="below the fold" data-name="Capital One VentureOne Rewards Credit Card" data-position="10" data-text="Rates & Fees" data-outcome="EXTERNALLINK" data-productid="22105773" data-brand="Capital One" data-variant="BUTTON" data-page-id="$pageId" data-featured="$pageFeatured" data-category-id=""> See Rates & Fees </a> </div> </div> </div> </td> </tr> <tr class="hidden-row md:justify-content-space-evenly"> <td x-data="{aoProduct: {odd: ''}}" class="CompareTable-card_name_bg CompareTable-card_name"> <div> <figure class="CreditCardProductTileCardart mb-0 mb-2 CompareTable-card_name"> <a class="display-block text-decoration-none no-underline" href="https://oc.brcclx.com/t?lid=26655334" rel="sponsored" onClick="event.preventDefault()" data-apply-click data-link="https://oc.brcclx.com/t?lid=26655334" data-page-id="346" data-featured="0" data-category-id="" data-track-click="creditcard.apply" data-apply-button data-collation-id="8b7a1b58-055e-4627-96ae-4bab78ae0441" data-beam-product-clicked data-location="GRID" data-name="American Express&reg; Gold Card" data-position="11" data-text="American Express&reg; Gold Card" data-outcome="APPLY" data-productid="6344" data-category="best-rewards-cards credit card" data-brand="American Express" data-variant="THUMBNAIL" :data-format-type="aoProduct.odd ? aoProduct.odd : ''" > <img class="CreditCardProductTileCardart__image js-product-box__image" src="https://cdn.prodstatic.com/shared/images/cards/120x76/87ce2390-9d21-11ef-9a6e-b1df6310cacd.png?auto=webp&fit=bounds&width=120&height=76" alt="Image of American Express&reg; Gold Card" width="109" height="76" loading="lazy" > </a> <figcaption class="text-slate pt-2"> <a class="text-slate display-block text-decoration-none no-underline" href="https://oc.brcclx.com/t?lid=26655334" rel="sponsored" onClick="event.preventDefault()" data-apply-click data-link="https://oc.brcclx.com/t?lid=26655334" data-page-id="346" data-featured="0" data-category-id="" data-track-click="creditcard.apply" data-apply-button data-collation-id="8b7a1b58-055e-4627-96ae-4bab78ae0441" data-beam-product-clicked data-location="GRID" data-name="American Express&reg; Gold Card" data-position="11" data-text="American Express&reg; Gold Card" data-outcome="APPLY" data-productid="6344" data-category="best-rewards-cards credit card" data-brand="American Express" data-variant="CARD NAME" :data-format-type="aoProduct.odd ? aoProduct.odd : ''" > American Express® Gold Card</a> </figcaption> </figure> </div> </td> <td x-data="{aoProduct: {odd: ''}}" class=""> <div> <p>Food and travel</p></div> </td> <td x-data="{aoProduct: {odd: ''}}" class=""> <div>  <p><strong>4X Membership Rewards® points</strong> per dollar spent on purchases at restaurants worldwide, on up to $50,000 in purchases per calendar year, then 1X points for the rest of the year.</p> <div> <p><strong>4X Membership Rewards® points</strong> per dollar spent at U.S. supermarkets, on up to $25,000 in purchases per calendar year, then 1X points for the rest of the year.</p> <p><strong>3X Membership Rewards® points</strong> per dollar spent on flights booked directly with airlines or on AmexTravel.com.</p> <p><strong style="font-size: 1em;">Bankrate’s rewards value</strong><span style="font-size: 1em;">: 2.0 cents per point*</span></p> </div>  <div> </div></div> </td> <td x-data="{aoProduct: {odd: ''}}" class=""> <div> <figure class="text-left mb-2 "> $325</figure> </div> </td> <td x-data="{aoProduct: {odd: ''}}" class=""> <div> <div class="display-flex flex-direction-column text-center mb-2 "> <div class="score mb-2"> <div class="display-flex justify-content-center gap-2"> <a class="Link Link--standalone sm:text-sm md:text-md" href="https://www.bankrate.com/credit-cards/reviews/american-express-gold-card/" data-beam-element-clicked data-location="below the fold" data-name="American Express&reg; Gold Card" data-position="11" data-text="BANKRATE SCORE" data-outcome="review" data-productid="6344" data-brand="American Express" data-variant="BUTTON" > <p class="text-blue sm:text-sm md:text-md mb-0">4.9 / 5</p> </a> <div id="ta4765646-d49e-4682-85c6-211674907a94" class="display-none"> <div class="w-72" style="max-width: calc(100vw - 4rem)"> <p class="type-body-two m-0"> Our writers, editors and industry experts score credit cards based on a variety of factors including card features, bonus offers and independent research. Credit card issuers have no say or influence on how we rate cards. </p></div> </div> <div class="display-inline-block ml-1 cursor-pointer TooltipFix"> <div x-data data-tippy-maxWidth="none" data-template="ta4765646-d49e-4682-85c6-211674907a94" role="tooltip" tabIndex="0"x-tooltip="" > <span class="Icon Icon--xs -mt-3 text-blue"> <svg class="Icon-glyph" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false"><title>Info Icon</title><path fill-rule="evenodd" clip-rule="evenodd" d="M0 12c0 6.612 5.388 12 12 12s12-5.388 12-12S18.612 0 12 0 0 5.388 0 12Zm1.96 0C1.96 6.465 6.464 1.96 12 1.96c5.535 0 10.04 4.505 10.04 10.04 0 5.535-4.505 10.04-10.04 10.04-5.535 0-10.04-4.505-10.04-10.04Zm11.02-4.543c0-.538-.441-.98-.98-.98-.539 0-.98.441-.98.98v.074c0 .539.441.98.98.98.539 0 .98-.441.98-.98v-.074Zm.012 3.796c0-.539-.441-.98-.98-.98-.539 0-.98.441-.98.98v5.265c0 .54.441.98.98.98.539 0 .98-.44.98-.98v-5.265Z" class="icon-base"/></svg></span></div> </div> </div> <a class="Link Link--standalone sm:text-sm md:text-md" href="https://www.bankrate.com/credit-cards/reviews/american-express-gold-card/" data-beam-element-clicked data-location="below the fold" data-name="American Express&reg; Gold Card" data-position="11" data-text="READ REVIEW" data-outcome="review" data-productid="6344" data-brand="American Express" data-variant="BUTTON" > (Read card review) </a> </div> <div class="w-full display-flex flex-direction-column text-center mb-2 p-2"> <a class="Button Button--primary Button--normal" href="https://oc.brcclx.com/t?lid=26655334" onClick="event.preventDefault()" data-apply-click data-link="https://oc.brcclx.com/t?lid=26655334" data-beam-product-clicked data-location="below the fold" data-name="American Express&reg; Gold Card" data-position="11" data-text="APPLY NOW" data-outcome="APPLY" data-productid="6344" data-brand="American Express" data-variant="BUTTON" data-page-id="346" data-featured="0" data-category-id="" data-track-click="creditcard.apply"> Apply now <span class="Icon Icon--xs icon-base-white -mt-1"> <svg class="Icon-glyph" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false"><title>Lock Icon</title><path fill-rule="evenodd" clip-rule="evenodd" d="M16.149 7.038v1.436H7.842V6.977c0-2.258 1.86-4.093 4.153-4.093a4.154 4.154 0 0 1 4.154 4.154Zm-9.691-.06v1.496h-.225a3.004 3.004 0 0 0-3.003 3.002v8.021A3.004 3.004 0 0 0 6.233 22.5h11.534v-.009c1.661 0 3.002-1.367 3.002-3.054v-7.96a3.004 3.004 0 0 0-3.002-3.003h-.234V7.038A5.543 5.543 0 0 0 11.995 1.5c-3.054 0-5.537 2.457-5.537 5.477Zm-.234 2.89c-.89 0-1.618.726-1.618 1.617v8.021c0 .891.727 1.618 1.618 1.618h11.534c.909 0 1.618-.735 1.618-1.67v-7.96c0-.891-.727-1.618-1.618-1.618H6.224v-.009Zm5.08 6.8c0 .38.31.692.692.692.38 0 .692-.311.692-.692v-2.362a.694.694 0 0 0-.692-.692.694.694 0 0 0-.693.692v2.362Z" class="icon-base"/></svg></span> </a> <div class="type-body-three mt-2 sm:mt-3"> on American Express's secure site </div> </div> <div id="terms-apply" class="text-xs px-2 mb-2 text-center w-full mt-2"> <a href="https://www.americanexpress.com/us/credit-cards/card-application/apply/prospect/terms/gold-card/26129-10-0/?print#terms-details" class="Link Link--standalone display-inline-block" target="blank" data-beam-product-clicked data-location="below the fold" data-name="American Express&reg; Gold Card" data-position="11" data-text="Rates & Fees, Terms Apply" data-outcome="EXTERNALLINK" data-productid="6344" data-brand="American Express" data-variant="BUTTON" data-page-id="$pageId" data-featured="$pageFeatured" data-category-id=""> See Rates & Fees </a> <span class="text-slate">, Terms Apply</span> </div> </div> </div> </td> </tr> <tr class="hidden-row md:justify-content-space-evenly"> <td x-data="{aoProduct: {odd: ''}}" class="CompareTable-card_name_bg CompareTable-card_name"> <div> <figure class="CreditCardProductTileCardart mb-0 mb-2 CompareTable-card_name"> <a class="display-block text-decoration-none no-underline" href="https://oc.brcclx.com/t?lid=26686313" rel="sponsored" onClick="event.preventDefault()" data-apply-click data-link="https://oc.brcclx.com/t?lid=26686313" data-page-id="346" data-featured="0" data-category-id="" data-track-click="creditcard.apply" data-apply-button data-collation-id="6500083c-5c27-4d48-8e89-f9631f368675" data-beam-product-clicked data-location="GRID" data-name="Bilt Mastercard&#174;" data-position="12" data-text="Bilt Mastercard&#174;" data-outcome="APPLY" data-productid="8463" data-category="best-rewards-cards credit card" data-brand="Bilt" data-variant="THUMBNAIL" :data-format-type="aoProduct.odd ? aoProduct.odd : ''" > <img class="CreditCardProductTileCardart__image js-product-box__image" src="https://cdn.prodstatic.com/shared/images/cards/120x76/0e2afbd0-3923-11ed-b73c-91712e8727dd.png?auto=webp&fit=bounds&width=120&height=76" alt="Image of Bilt Mastercard&#174;" width="120" height="76" loading="lazy" > </a> <figcaption class="text-slate pt-2"> <a class="text-slate display-block text-decoration-none no-underline" href="https://oc.brcclx.com/t?lid=26686313" rel="sponsored" onClick="event.preventDefault()" data-apply-click data-link="https://oc.brcclx.com/t?lid=26686313" data-page-id="346" data-featured="0" data-category-id="" data-track-click="creditcard.apply" data-apply-button data-collation-id="6500083c-5c27-4d48-8e89-f9631f368675" data-beam-product-clicked data-location="GRID" data-name="Bilt Mastercard&#174;" data-position="12" data-text="Bilt Mastercard&#174;" data-outcome="APPLY" data-productid="8463" data-category="best-rewards-cards credit card" data-brand="Bilt" data-variant="CARD NAME" :data-format-type="aoProduct.odd ? aoProduct.odd : ''" > Bilt Mastercard®</a> </figcaption> </figure> </div> </td> <td x-data="{aoProduct: {odd: ''}}" class=""> <div> <div>Paying rent</div></div> </td> <td x-data="{aoProduct: {odd: ''}}" class=""> <div>  <div><strong>3X Points</strong> on dining</div> <div> </div> <div><strong>2X Points</strong> on travel</div> <div> </div> <div><strong>1X Points</strong> on rent payments (up to a maximum 100,000 points per year) and other purchases</div> <div> </div> <div><em> Use the card five times each statement period to earn points. See <a class="Link" href="https://www.biltrewards.com/terms/rewards-and-benefits">Rewards and Benefits</a> terms</em></div> <div> </div> <div><em>(Bilt Rent Day <strong>doubles all rewards rates</strong> on the first day of each month for <strong>2X points to 6X points</strong> on non-rent purchases, up to 1,000 points per the first day of the month)</em></div> <div> </div> <div><em><strong>Bankrate’s rewards value:</strong> 2.1 cents per point*</em></div>  <div> </div></div> </td> <td x-data="{aoProduct: {odd: ''}}" class=""> <div> <figure class="text-left mb-2 "> $0</figure> </div> </td> <td x-data="{aoProduct: {odd: ''}}" class=""> <div> <div class="display-flex flex-direction-column text-center mb-2 "> <div class="score mb-2"> <div class="display-flex justify-content-center gap-2"> <a class="Link Link--standalone sm:text-sm md:text-md" href="https://www.bankrate.com/credit-cards/reviews/bilt-mastercard-review/" data-beam-element-clicked data-location="below the fold" data-name="Bilt Mastercard&#174;" data-position="12" data-text="BANKRATE SCORE" data-outcome="review" data-productid="8463" data-brand="Bilt" data-variant="BUTTON" > <p class="text-blue sm:text-sm md:text-md mb-0">4.0 / 5</p> </a> <div id="t37bd6b2f-94f4-4801-8d8b-77fd1694fcfc" class="display-none"> <div class="w-72" style="max-width: calc(100vw - 4rem)"> <p class="type-body-two m-0"> Our writers, editors and industry experts score credit cards based on a variety of factors including card features, bonus offers and independent research. Credit card issuers have no say or influence on how we rate cards. </p></div> </div> <div class="display-inline-block ml-1 cursor-pointer TooltipFix"> <div x-data data-tippy-maxWidth="none" data-template="t37bd6b2f-94f4-4801-8d8b-77fd1694fcfc" role="tooltip" tabIndex="0"x-tooltip="" > <span class="Icon Icon--xs -mt-3 text-blue"> <svg class="Icon-glyph" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false"><title>Info Icon</title><path fill-rule="evenodd" clip-rule="evenodd" d="M0 12c0 6.612 5.388 12 12 12s12-5.388 12-12S18.612 0 12 0 0 5.388 0 12Zm1.96 0C1.96 6.465 6.464 1.96 12 1.96c5.535 0 10.04 4.505 10.04 10.04 0 5.535-4.505 10.04-10.04 10.04-5.535 0-10.04-4.505-10.04-10.04Zm11.02-4.543c0-.538-.441-.98-.98-.98-.539 0-.98.441-.98.98v.074c0 .539.441.98.98.98.539 0 .98-.441.98-.98v-.074Zm.012 3.796c0-.539-.441-.98-.98-.98-.539 0-.98.441-.98.98v5.265c0 .54.441.98.98.98.539 0 .98-.44.98-.98v-5.265Z" class="icon-base"/></svg></span></div> </div> </div> <a class="Link Link--standalone sm:text-sm md:text-md" href="https://www.bankrate.com/credit-cards/reviews/bilt-mastercard-review/" data-beam-element-clicked data-location="below the fold" data-name="Bilt Mastercard&#174;" data-position="12" data-text="READ REVIEW" data-outcome="review" data-productid="8463" data-brand="Bilt" data-variant="BUTTON" > (Read card review) </a> </div> <div class="w-full display-flex flex-direction-column text-center mb-2 p-2"> <a class="Button Button--primary Button--normal" href="https://oc.brcclx.com/t?lid=26686313" onClick="event.preventDefault()" data-apply-click data-link="https://oc.brcclx.com/t?lid=26686313" data-beam-product-clicked data-location="below the fold" data-name="Bilt Mastercard&#174;" data-position="12" data-text="APPLY NOW" data-outcome="APPLY" data-productid="8463" data-brand="Bilt" data-variant="BUTTON" data-page-id="346" data-featured="0" data-category-id="" data-track-click="creditcard.apply"> Apply now <span class="Icon Icon--xs icon-base-white -mt-1"> <svg class="Icon-glyph" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false"><title>Lock Icon</title><path fill-rule="evenodd" clip-rule="evenodd" d="M16.149 7.038v1.436H7.842V6.977c0-2.258 1.86-4.093 4.153-4.093a4.154 4.154 0 0 1 4.154 4.154Zm-9.691-.06v1.496h-.225a3.004 3.004 0 0 0-3.003 3.002v8.021A3.004 3.004 0 0 0 6.233 22.5h11.534v-.009c1.661 0 3.002-1.367 3.002-3.054v-7.96a3.004 3.004 0 0 0-3.002-3.003h-.234V7.038A5.543 5.543 0 0 0 11.995 1.5c-3.054 0-5.537 2.457-5.537 5.477Zm-.234 2.89c-.89 0-1.618.726-1.618 1.617v8.021c0 .891.727 1.618 1.618 1.618h11.534c.909 0 1.618-.735 1.618-1.67v-7.96c0-.891-.727-1.618-1.618-1.618H6.224v-.009Zm5.08 6.8c0 .38.31.692.692.692.38 0 .692-.311.692-.692v-2.362a.694.694 0 0 0-.692-.692.694.694 0 0 0-.693.692v2.362Z" class="icon-base"/></svg></span> </a> <div class="type-body-three mt-2 sm:mt-3"> on Bilt's secure site </div> </div> <div id="terms-apply" class="text-xs px-2 mb-2 text-center w-full mt-2"> <a href="https://www.wellsfargo.com/credit-cards/bilt/terms/" class="Link Link--standalone display-inline-block" target="blank" data-beam-product-clicked data-location="below the fold" data-name="Bilt Mastercard&#174;" data-position="12" data-text="Rates & Fees" data-outcome="EXTERNALLINK" data-productid="8463" data-brand="Bilt" data-variant="BUTTON" data-page-id="$pageId" data-featured="$pageFeatured" data-category-id=""> See Rates & Fees </a> </div> </div> </div> </td> </tr> <tr class="hidden-row md:justify-content-space-evenly"> <td x-data="{aoProduct: {odd: ''}}" class="CompareTable-card_name_bg CompareTable-card_name"> <div> <figure class="CreditCardProductTileCardart mb-0 mb-2 CompareTable-card_name"> <a class="display-block text-decoration-none no-underline" href="https://oc.brcclx.com/t?lid=26662736" rel="sponsored" onClick="event.preventDefault()" data-apply-click data-link="https://oc.brcclx.com/t?lid=26662736" data-page-id="346" data-featured="0" data-category-id="" data-track-click="creditcard.apply" data-apply-button data-collation-id="40c2f5f9-6a9f-442f-9b55-98cb9d4dd1a4" data-beam-product-clicked data-location="GRID" data-name="Discover it&#174; Cash Back" data-position="13" data-text="Discover it&#174; Cash Back" data-outcome="APPLY" data-productid="6746" data-category="best-rewards-cards credit card" data-brand="Discover" data-variant="THUMBNAIL" :data-format-type="aoProduct.odd ? aoProduct.odd : ''" > <img class="CreditCardProductTileCardart__image js-product-box__image" src="https://cdn.prodstatic.com/shared/images/cards/120x76/discover-it-cashback-match-012518.png?auto=webp&fit=bounds&width=120&height=76" alt="Image of Discover it&#174; Cash Back" width="120" height="76" loading="lazy" > </a> <figcaption class="text-slate pt-2"> <a class="text-slate display-block text-decoration-none no-underline" href="https://oc.brcclx.com/t?lid=26662736" rel="sponsored" onClick="event.preventDefault()" data-apply-click data-link="https://oc.brcclx.com/t?lid=26662736" data-page-id="346" data-featured="0" data-category-id="" data-track-click="creditcard.apply" data-apply-button data-collation-id="40c2f5f9-6a9f-442f-9b55-98cb9d4dd1a4" data-beam-product-clicked data-location="GRID" data-name="Discover it&#174; Cash Back" data-position="13" data-text="Discover it&#174; Cash Back" data-outcome="APPLY" data-productid="6746" data-category="best-rewards-cards credit card" data-brand="Discover" data-variant="CARD NAME" :data-format-type="aoProduct.odd ? aoProduct.odd : ''" > Discover it® Cash Back</a> </figcaption> </figure> </div> </td> <td x-data="{aoProduct: {odd: ''}}" class=""> <div> <p>Category variety</p></div> </td> <td x-data="{aoProduct: {odd: ''}}" class=""> <div>  <div><strong>5% cash back</strong> on rotating bonus categories after activation <em>(on up to $1,500 in combined purchases per quarter, then 1%)</em></div>  <div> </div></div> </td> <td x-data="{aoProduct: {odd: ''}}" class=""> <div> <figure class="text-left mb-2 "> $0</figure> </div> </td> <td x-data="{aoProduct: {odd: ''}}" class=""> <div> <div class="display-flex flex-direction-column text-center mb-2 "> <div class="score mb-2"> <div class="display-flex justify-content-center gap-2"> <a class="Link Link--standalone sm:text-sm md:text-md" href="https://www.bankrate.com/credit-cards/reviews/discover-it/" data-beam-element-clicked data-location="below the fold" data-name="Discover it&#174; Cash Back" data-position="13" data-text="BANKRATE SCORE" data-outcome="review" data-productid="6746" data-brand="Discover" data-variant="BUTTON" > <p class="text-blue sm:text-sm md:text-md mb-0">4.4 / 5</p> </a> <div id="t23866b43-28f9-4d77-8cce-cd22345383b9" class="display-none"> <div class="w-72" style="max-width: calc(100vw - 4rem)"> <p class="type-body-two m-0"> Our writers, editors and industry experts score credit cards based on a variety of factors including card features, bonus offers and independent research. Credit card issuers have no say or influence on how we rate cards. </p></div> </div> <div class="display-inline-block ml-1 cursor-pointer TooltipFix"> <div x-data data-tippy-maxWidth="none" data-template="t23866b43-28f9-4d77-8cce-cd22345383b9" role="tooltip" tabIndex="0"x-tooltip="" > <span class="Icon Icon--xs -mt-3 text-blue"> <svg class="Icon-glyph" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false"><title>Info Icon</title><path fill-rule="evenodd" clip-rule="evenodd" d="M0 12c0 6.612 5.388 12 12 12s12-5.388 12-12S18.612 0 12 0 0 5.388 0 12Zm1.96 0C1.96 6.465 6.464 1.96 12 1.96c5.535 0 10.04 4.505 10.04 10.04 0 5.535-4.505 10.04-10.04 10.04-5.535 0-10.04-4.505-10.04-10.04Zm11.02-4.543c0-.538-.441-.98-.98-.98-.539 0-.98.441-.98.98v.074c0 .539.441.98.98.98.539 0 .98-.441.98-.98v-.074Zm.012 3.796c0-.539-.441-.98-.98-.98-.539 0-.98.441-.98.98v5.265c0 .54.441.98.98.98.539 0 .98-.44.98-.98v-5.265Z" class="icon-base"/></svg></span></div> </div> </div> <a class="Link Link--standalone sm:text-sm md:text-md" href="https://www.bankrate.com/credit-cards/reviews/discover-it/" data-beam-element-clicked data-location="below the fold" data-name="Discover it&#174; Cash Back" data-position="13" data-text="READ REVIEW" data-outcome="review" data-productid="6746" data-brand="Discover" data-variant="BUTTON" > (Read card review) </a> </div> <div class="w-full display-flex flex-direction-column text-center mb-2 p-2"> <a class="Button Button--primary Button--normal" href="https://oc.brcclx.com/t?lid=26662736" onClick="event.preventDefault()" data-apply-click data-link="https://oc.brcclx.com/t?lid=26662736" data-beam-product-clicked data-location="below the fold" data-name="Discover it&#174; Cash Back" data-position="13" data-text="APPLY NOW" data-outcome="APPLY" data-productid="6746" data-brand="Discover" data-variant="BUTTON" data-page-id="346" data-featured="0" data-category-id="" data-track-click="creditcard.apply"> Apply now <span class="Icon Icon--xs icon-base-white -mt-1"> <svg class="Icon-glyph" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false"><title>Lock Icon</title><path fill-rule="evenodd" clip-rule="evenodd" d="M16.149 7.038v1.436H7.842V6.977c0-2.258 1.86-4.093 4.153-4.093a4.154 4.154 0 0 1 4.154 4.154Zm-9.691-.06v1.496h-.225a3.004 3.004 0 0 0-3.003 3.002v8.021A3.004 3.004 0 0 0 6.233 22.5h11.534v-.009c1.661 0 3.002-1.367 3.002-3.054v-7.96a3.004 3.004 0 0 0-3.002-3.003h-.234V7.038A5.543 5.543 0 0 0 11.995 1.5c-3.054 0-5.537 2.457-5.537 5.477Zm-.234 2.89c-.89 0-1.618.726-1.618 1.617v8.021c0 .891.727 1.618 1.618 1.618h11.534c.909 0 1.618-.735 1.618-1.67v-7.96c0-.891-.727-1.618-1.618-1.618H6.224v-.009Zm5.08 6.8c0 .38.31.692.692.692.38 0 .692-.311.692-.692v-2.362a.694.694 0 0 0-.692-.692.694.694 0 0 0-.693.692v2.362Z" class="icon-base"/></svg></span> </a> <div class="type-body-three mt-2 sm:mt-3"> on Discover's secure site </div> </div> <div id="terms-apply" class="text-xs px-2 mb-2 text-center w-full mt-2"> <a href="https://goto.discover.com/c/1243448/568217/9099?subId1=[TRANS_ID]&sharedid=4117253&prodsku=100&u=https%3A%2F%2Fwww.discovercard.com%2Fapplication%2Fwebsite%2Fratesrewards%3FsrcCde%3DGJVM%261&intsrc=CATF_4272" class="Link Link--standalone display-inline-block" target="blank" data-beam-product-clicked data-location="below the fold" data-name="Discover it&#174; Cash Back" data-position="13" data-text="Rates & Fees" data-outcome="EXTERNALLINK" data-productid="6746" data-brand="Discover" data-variant="BUTTON" data-page-id="$pageId" data-featured="$pageFeatured" data-category-id=""> See Rates & Fees </a> </div> </div> </div> </td> </tr> <tr class="hidden-row md:justify-content-space-evenly"> <td x-data="{aoProduct: {odd: ''}}" class="CompareTable-card_name_bg CompareTable-card_name"> <div> <figure class="CreditCardProductTileCardart mb-0 mb-2 CompareTable-card_name"> <a class="display-block text-decoration-none no-underline" href="https://oc.brcclx.com/t?lid=26681693" rel="sponsored" onClick="event.preventDefault()" data-apply-click data-link="https://oc.brcclx.com/t?lid=26681693" data-page-id="346" data-featured="0" data-category-id="" data-track-click="creditcard.apply" data-apply-button data-collation-id="6c6e01b3-1ac2-4dab-9a92-2875bda72f47" data-beam-product-clicked data-location="GRID" data-name="Capital One Venture X Rewards Credit Card" data-position="14" data-text="Capital One Venture X Rewards Credit Card" data-outcome="APPLY" data-productid="8046" data-category="best-rewards-cards credit card" data-brand="Capital One" data-variant="THUMBNAIL" :data-format-type="aoProduct.odd ? aoProduct.odd : ''" > <img class="CreditCardProductTileCardart__image js-product-box__image" src="https://cdn.prodstatic.com/shared/images/cards/120x76/401d0150-336c-11ec-b6bf-8d6df3a2e669.png?auto=webp&fit=bounds&width=120&height=76" alt="Image of Capital One Venture X Rewards Credit Card" width="120" height="76" loading="lazy" > </a> <figcaption class="text-slate pt-2"> <a class="text-slate display-block text-decoration-none no-underline" href="https://oc.brcclx.com/t?lid=26681693" rel="sponsored" onClick="event.preventDefault()" data-apply-click data-link="https://oc.brcclx.com/t?lid=26681693" data-page-id="346" data-featured="0" data-category-id="" data-track-click="creditcard.apply" data-apply-button data-collation-id="6c6e01b3-1ac2-4dab-9a92-2875bda72f47" data-beam-product-clicked data-location="GRID" data-name="Capital One Venture X Rewards Credit Card" data-position="14" data-text="Capital One Venture X Rewards Credit Card" data-outcome="APPLY" data-productid="8046" data-category="best-rewards-cards credit card" data-brand="Capital One" data-variant="CARD NAME" :data-format-type="aoProduct.odd ? aoProduct.odd : ''" > Capital One Venture X Rewards Credit Card</a> </figcaption> </figure> </div> </td> <td x-data="{aoProduct: {odd: ''}}" class=""> <div> <div>Affordable travel perks</div></div> </td> <td x-data="{aoProduct: {odd: ''}}" class=""> <div>  <div><strong>10X miles</strong> on hotels and rental cars booked through Capital One Travel</div> <div> </div> <div><strong>5X miles</strong> on flights booked through Capital One Travel and Capital One Entertainment purchases</div> <div> </div> <div><strong>2X miles</strong> on all other purchases</div> <div> </div> <div><strong>10,000 bonus miles every year</strong> on your account anniversary</div> <div> </div> <div><strong>Bankrate’s rewards value</strong>: 1.7 cents per mile*</div>  <div> </div></div> </td> <td x-data="{aoProduct: {odd: ''}}" class=""> <div> <figure class="text-left mb-2 "> $395</figure> </div> </td> <td x-data="{aoProduct: {odd: ''}}" class=""> <div> <div class="display-flex flex-direction-column text-center mb-2 "> <div class="score mb-2"> <div class="display-flex justify-content-center gap-2"> <a class="Link Link--standalone sm:text-sm md:text-md" href="https://www.bankrate.com/credit-cards/reviews/capital-one-venture-x/" data-beam-element-clicked data-location="below the fold" data-name="Capital One Venture X Rewards Credit Card" data-position="14" data-text="BANKRATE SCORE" data-outcome="review" data-productid="8046" data-brand="Capital One" data-variant="BUTTON" > <p class="text-blue sm:text-sm md:text-md mb-0">5.0 / 5</p> </a> <div id="tec3d254a-d112-4ad2-991e-65e24f2b04d7" class="display-none"> <div class="w-72" style="max-width: calc(100vw - 4rem)"> <p class="type-body-two m-0"> Our writers, editors and industry experts score credit cards based on a variety of factors including card features, bonus offers and independent research. Credit card issuers have no say or influence on how we rate cards. </p></div> </div> <div class="display-inline-block ml-1 cursor-pointer TooltipFix"> <div x-data data-tippy-maxWidth="none" data-template="tec3d254a-d112-4ad2-991e-65e24f2b04d7" role="tooltip" tabIndex="0"x-tooltip="" > <span class="Icon Icon--xs -mt-3 text-blue"> <svg class="Icon-glyph" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false"><title>Info Icon</title><path fill-rule="evenodd" clip-rule="evenodd" d="M0 12c0 6.612 5.388 12 12 12s12-5.388 12-12S18.612 0 12 0 0 5.388 0 12Zm1.96 0C1.96 6.465 6.464 1.96 12 1.96c5.535 0 10.04 4.505 10.04 10.04 0 5.535-4.505 10.04-10.04 10.04-5.535 0-10.04-4.505-10.04-10.04Zm11.02-4.543c0-.538-.441-.98-.98-.98-.539 0-.98.441-.98.98v.074c0 .539.441.98.98.98.539 0 .98-.441.98-.98v-.074Zm.012 3.796c0-.539-.441-.98-.98-.98-.539 0-.98.441-.98.98v5.265c0 .54.441.98.98.98.539 0 .98-.44.98-.98v-5.265Z" class="icon-base"/></svg></span></div> </div> </div> <a class="Link Link--standalone sm:text-sm md:text-md" href="https://www.bankrate.com/credit-cards/reviews/capital-one-venture-x/" data-beam-element-clicked data-location="below the fold" data-name="Capital One Venture X Rewards Credit Card" data-position="14" data-text="READ REVIEW" data-outcome="review" data-productid="8046" data-brand="Capital One" data-variant="BUTTON" > (Read card review) </a> </div> <div class="w-full display-flex flex-direction-column text-center mb-2 p-2"> <a class="Button Button--primary Button--normal" href="https://oc.brcclx.com/t?lid=26681693" onClick="event.preventDefault()" data-apply-click data-link="https://oc.brcclx.com/t?lid=26681693" data-beam-product-clicked data-location="below the fold" data-name="Capital One Venture X Rewards Credit Card" data-position="14" data-text="APPLY NOW" data-outcome="APPLY" data-productid="8046" data-brand="Capital One" data-variant="BUTTON" data-page-id="346" data-featured="0" data-category-id="" data-track-click="creditcard.apply"> Apply now <span class="Icon Icon--xs icon-base-white -mt-1"> <svg class="Icon-glyph" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false"><title>Lock Icon</title><path fill-rule="evenodd" clip-rule="evenodd" d="M16.149 7.038v1.436H7.842V6.977c0-2.258 1.86-4.093 4.153-4.093a4.154 4.154 0 0 1 4.154 4.154Zm-9.691-.06v1.496h-.225a3.004 3.004 0 0 0-3.003 3.002v8.021A3.004 3.004 0 0 0 6.233 22.5h11.534v-.009c1.661 0 3.002-1.367 3.002-3.054v-7.96a3.004 3.004 0 0 0-3.002-3.003h-.234V7.038A5.543 5.543 0 0 0 11.995 1.5c-3.054 0-5.537 2.457-5.537 5.477Zm-.234 2.89c-.89 0-1.618.726-1.618 1.617v8.021c0 .891.727 1.618 1.618 1.618h11.534c.909 0 1.618-.735 1.618-1.67v-7.96c0-.891-.727-1.618-1.618-1.618H6.224v-.009Zm5.08 6.8c0 .38.31.692.692.692.38 0 .692-.311.692-.692v-2.362a.694.694 0 0 0-.692-.692.694.694 0 0 0-.693.692v2.362Z" class="icon-base"/></svg></span> </a> <div class="type-body-three mt-2 sm:mt-3"> on Capital One's secure site </div> </div> <div id="terms-apply" class="text-xs px-2 mb-2 text-center w-full mt-2"> <a href="https://d25970n8puso9u.cloudfront.net/disclosure.30733.en-US.pdf" class="Link Link--standalone display-inline-block" target="blank" data-beam-product-clicked data-location="below the fold" data-name="Capital One Venture X Rewards Credit Card" data-position="14" data-text="Rates & Fees" data-outcome="EXTERNALLINK" data-productid="8046" data-brand="Capital One" data-variant="BUTTON" data-page-id="$pageId" data-featured="$pageFeatured" data-category-id=""> See Rates & Fees </a> </div> </div> </div> </td> </tr> <tr class="hidden-row md:justify-content-space-evenly"> <td x-data="{aoProduct: {odd: ''}}" class="CompareTable-card_name_bg CompareTable-card_name"> <div> <figure class="CreditCardProductTileCardart mb-0 mb-2 CompareTable-card_name"> <a class="display-block text-decoration-none no-underline" href="https://oc.brcclx.com/t?lid=26684483" rel="sponsored" onClick="event.preventDefault()" data-apply-click data-link="https://oc.brcclx.com/t?lid=26684483" data-page-id="346" data-featured="0" data-category-id="" data-track-click="creditcard.apply" data-apply-button data-collation-id="86e698ab-a88c-4f2e-a131-62bdc16a7c6c" data-beam-product-clicked data-location="GRID" data-name="Wells Fargo Autograph&#8480; Card" data-position="15" data-text="Wells Fargo Autograph&#8480; Card" data-outcome="APPLY" data-productid="8371" data-category="best-rewards-cards credit card" data-brand="Wells Fargo" data-variant="THUMBNAIL" :data-format-type="aoProduct.odd ? aoProduct.odd : ''" > <img class="CreditCardProductTileCardart__image js-product-box__image" src="https://cdn.prodstatic.com/shared/images/cards/120x76/721aaa30-91bd-11ed-9b68-abcc51f2cdde.jpg?auto=webp&fit=bounds&width=120&height=76" alt="Image of Wells Fargo Autograph&#8480; Card" width="120" height="76" loading="lazy" > </a> <figcaption class="text-slate pt-2"> <a class="text-slate display-block text-decoration-none no-underline" href="https://oc.brcclx.com/t?lid=26684483" rel="sponsored" onClick="event.preventDefault()" data-apply-click data-link="https://oc.brcclx.com/t?lid=26684483" data-page-id="346" data-featured="0" data-category-id="" data-track-click="creditcard.apply" data-apply-button data-collation-id="86e698ab-a88c-4f2e-a131-62bdc16a7c6c" data-beam-product-clicked data-location="GRID" data-name="Wells Fargo Autograph&#8480; Card" data-position="15" data-text="Wells Fargo Autograph&#8480; Card" data-outcome="APPLY" data-productid="8371" data-category="best-rewards-cards credit card" data-brand="Wells Fargo" data-variant="CARD NAME" :data-format-type="aoProduct.odd ? aoProduct.odd : ''" > Wells Fargo Autograph℠ Card</a> </figcaption> </figure> </div> </td> <td x-data="{aoProduct: {odd: ''}}" class=""> <div> <div>Everyday travel</div></div> </td> <td x-data="{aoProduct: {odd: ''}}" class=""> <div>  <div><strong>3X points</strong> on restaurant, travel, transit, gas station, phone plan and popular streaming service purchases</div> <div> </div> <div><strong>1X points</strong> on all other purchases</div> <div> </div> <div><strong>Bankrate’s rewards value</strong>: 1.0 cents per point*</div>  <div> </div></div> </td> <td x-data="{aoProduct: {odd: ''}}" class=""> <div> <figure class="text-left mb-2 "> $0</figure> </div> </td> <td x-data="{aoProduct: {odd: ''}}" class=""> <div> <div class="display-flex flex-direction-column text-center mb-2 "> <div class="score mb-2"> <div class="display-flex justify-content-center gap-2"> <a class="Link Link--standalone sm:text-sm md:text-md" href="https://www.bankrate.com/credit-cards/reviews/wells-fargo-autograph-card/" data-beam-element-clicked data-location="below the fold" data-name="Wells Fargo Autograph&#8480; Card" data-position="15" data-text="BANKRATE SCORE" data-outcome="review" data-productid="8371" data-brand="Wells Fargo" data-variant="BUTTON" > <p class="text-blue sm:text-sm md:text-md mb-0">4.0 / 5</p> </a> <div id="t64dfb887-898b-40a8-9fe0-6dee8ad0e47d" class="display-none"> <div class="w-72" style="max-width: calc(100vw - 4rem)"> <p class="type-body-two m-0"> Our writers, editors and industry experts score credit cards based on a variety of factors including card features, bonus offers and independent research. Credit card issuers have no say or influence on how we rate cards. </p></div> </div> <div class="display-inline-block ml-1 cursor-pointer TooltipFix"> <div x-data data-tippy-maxWidth="none" data-template="t64dfb887-898b-40a8-9fe0-6dee8ad0e47d" role="tooltip" tabIndex="0"x-tooltip="" > <span class="Icon Icon--xs -mt-3 text-blue"> <svg class="Icon-glyph" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false"><title>Info Icon</title><path fill-rule="evenodd" clip-rule="evenodd" d="M0 12c0 6.612 5.388 12 12 12s12-5.388 12-12S18.612 0 12 0 0 5.388 0 12Zm1.96 0C1.96 6.465 6.464 1.96 12 1.96c5.535 0 10.04 4.505 10.04 10.04 0 5.535-4.505 10.04-10.04 10.04-5.535 0-10.04-4.505-10.04-10.04Zm11.02-4.543c0-.538-.441-.98-.98-.98-.539 0-.98.441-.98.98v.074c0 .539.441.98.98.98.539 0 .98-.441.98-.98v-.074Zm.012 3.796c0-.539-.441-.98-.98-.98-.539 0-.98.441-.98.98v5.265c0 .54.441.98.98.98.539 0 .98-.44.98-.98v-5.265Z" class="icon-base"/></svg></span></div> </div> </div> <a class="Link Link--standalone sm:text-sm md:text-md" href="https://www.bankrate.com/credit-cards/reviews/wells-fargo-autograph-card/" data-beam-element-clicked data-location="below the fold" data-name="Wells Fargo Autograph&#8480; Card" data-position="15" data-text="READ REVIEW" data-outcome="review" data-productid="8371" data-brand="Wells Fargo" data-variant="BUTTON" > (Read card review) </a> </div> <div class="w-full display-flex flex-direction-column text-center mb-2 p-2"> <a class="Button Button--primary Button--normal" href="https://oc.brcclx.com/t?lid=26684483" onClick="event.preventDefault()" data-apply-click data-link="https://oc.brcclx.com/t?lid=26684483" data-beam-product-clicked data-location="below the fold" data-name="Wells Fargo Autograph&#8480; Card" data-position="15" data-text="APPLY NOW" data-outcome="APPLY" data-productid="8371" data-brand="Wells Fargo" data-variant="BUTTON" data-page-id="346" data-featured="0" data-category-id="" data-track-click="creditcard.apply"> Apply now <span class="Icon Icon--xs icon-base-white -mt-1"> <svg class="Icon-glyph" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false"><title>Lock Icon</title><path fill-rule="evenodd" clip-rule="evenodd" d="M16.149 7.038v1.436H7.842V6.977c0-2.258 1.86-4.093 4.153-4.093a4.154 4.154 0 0 1 4.154 4.154Zm-9.691-.06v1.496h-.225a3.004 3.004 0 0 0-3.003 3.002v8.021A3.004 3.004 0 0 0 6.233 22.5h11.534v-.009c1.661 0 3.002-1.367 3.002-3.054v-7.96a3.004 3.004 0 0 0-3.002-3.003h-.234V7.038A5.543 5.543 0 0 0 11.995 1.5c-3.054 0-5.537 2.457-5.537 5.477Zm-.234 2.89c-.89 0-1.618.726-1.618 1.617v8.021c0 .891.727 1.618 1.618 1.618h11.534c.909 0 1.618-.735 1.618-1.67v-7.96c0-.891-.727-1.618-1.618-1.618H6.224v-.009Zm5.08 6.8c0 .38.31.692.692.692.38 0 .692-.311.692-.692v-2.362a.694.694 0 0 0-.692-.692.694.694 0 0 0-.693.692v2.362Z" class="icon-base"/></svg></span> </a> <div class="type-body-three mt-2 sm:mt-3"> on Wells Fargo's secure site </div> </div> <div id="terms-apply" class="text-xs px-2 mb-2 text-center w-full mt-2"> <a href="https://click.linksynergy.com/fs-bin/click?id=27pXCeFyR/A&offerid=1501100.807&type=3&subid=0&u1=[TRANS_ID]" class="Link Link--standalone display-inline-block" target="blank" data-beam-product-clicked data-location="below the fold" data-name="Wells Fargo Autograph&#8480; Card" data-position="15" data-text="Rates & Fees" data-outcome="EXTERNALLINK" data-productid="8371" data-brand="Wells Fargo" data-variant="BUTTON" data-page-id="$pageId" data-featured="$pageFeatured" data-category-id=""> See Rates & Fees </a> </div> </div> </div> </td> </tr> <tr class="hidden-row md:justify-content-space-evenly"> <td x-data="{aoProduct: {odd: ''}}" class="CompareTable-card_name_bg CompareTable-card_name"> <div> <figure class="CreditCardProductTileCardart mb-0 mb-2 CompareTable-card_name"> <img class="CreditCardProductTileCardart__image js-product-box__image" src="https://cdn.prodstatic.com/shared/images/cards/120x76/966c6670-f587-11ed-8021-872cc4365294.png?auto=webp&fit=bounds&width=120&height=76" alt="Image of American Express Green Card&reg;" width="120" height="76" loading="lazy" > <figcaption class="text-slate pt-2"> American Express Green Card®</figcaption> </figure> </div> </td> <td x-data="{aoProduct: {odd: ''}}" class=""> <div> <div>Transit</div></div> </td> <td x-data="{aoProduct: {odd: ''}}" class=""> <div> <div> <p><strong>3X points</strong> on eligible dining, transit and travel purchases (including airfare, hotels, cruises, tours, car rentals, campgrounds, vacation rentals and travel purchases through third-party travel websites and the American Express Travel portal)</p> <div><strong>Bankrate’s rewards value:</strong> 2.0 cents per point*</div> </div></div> </td> <td x-data="{aoProduct: {odd: ''}}" class=""> <div> <figure class="text-left mb-2 "> $150</figure> </div> </td> <td x-data="{aoProduct: {odd: ''}}" class=""> <div> <div class="display-flex flex-direction-column text-center mb-2 "> <div id="terms-apply" class="text-xs px-2 mb-2 text-center w-full mt-2"> </div> </div> </div> </td> </tr> </tbody> </table> </div> <div class="w-full text-center" data-cy="show-hide-button"> <button class="Button Button--flat" data-show="0" data-show-label="Show 11 more rows" data-hide-label="Hide 11 rows" @click="showHiddenRows($event)"> Show 11 more rows</button> </div> </div> </div> </div> <div class="wysiwyg display-block w-full"> <p><em>The information about the My GM Rewards® Mastercard® has been collected independently by Bankrate.com. The card details have not been reviewed or approved by the card issuer.</em></p></div> <div class="wysiwyg display-block w-full"> <p><em>*<a class="Link" href="https://www.bankrate.com/credit-cards/travel/points-and-miles-valuations/">Bankrate’s points and miles valuations</a> are based on an average of the issuer’s five highest-value transfer partners (if available).</em></p></div> <div class="TwoColumnLayout TwoColumnLayout--reversed gap-y-4"> <div class="TwoColumnLayout-aside SectionWithToc-toc" > <div class="TableOfContents TOC-track" x-data> <nav aria-label="Content on this page" class="TableOfContents-sidebar display-none md:display-block TOC-container"> <p class="TableOfContents-heading type-heading-six uppercase display-block"> On This Page</p> <ul class="TableOfContents-list List"> <li class=""> <a class="TableOfContents-link" href="#expert-advice-for-choosing-the-best-rewards-card" data-toc-jumpto="#expert-advice-for-choosing-the-best-rewards-card" data-beam-element-clicked-no-delay data-type="LINK" data-location="SHELF-TOC-desktop" data-name="Expert advice for choosing the best rewards card" data-position="1" data-text="Expert advice for choosing the best rewards card" data-outcome="INTERNALLINK" > <span class="TableOfContents-linkText">Expert advice for choosing the best rewards card</span> </a> </li> <li class=""> <a class="TableOfContents-link" href="#staff-picks-our-experts-favorite-rewards-programs" data-toc-jumpto="#staff-picks-our-experts-favorite-rewards-programs" data-beam-element-clicked-no-delay data-type="LINK" data-location="SHELF-TOC-desktop" data-name="Staff Picks: Our experts' favorite rewards programs" data-position="2" data-text="Staff Picks: Our experts' favorite rewards programs" data-outcome="INTERNALLINK" > <span class="TableOfContents-linkText">Staff Picks: Our experts' favorite rewards programs</span> </a> </li> <li class=""> <a class="TableOfContents-link" href="#ask-the-experts" data-toc-jumpto="#ask-the-experts" data-beam-element-clicked-no-delay data-type="LINK" data-location="SHELF-TOC-desktop" data-name="Ask the experts" data-position="3" data-text="Ask the experts" data-outcome="INTERNALLINK" > <span class="TableOfContents-linkText">Ask the experts</span> </a> </li> <li class=""> <a class="TableOfContents-link" href="#faqs" data-toc-jumpto="#faqs" data-beam-element-clicked-no-delay data-type="LINK" data-location="SHELF-TOC-desktop" data-name="Frequently asked questions" data-position="4" data-text="Frequently asked questions" data-outcome="INTERNALLINK" > <span class="TableOfContents-linkText">Frequently asked questions</span> </a> </li> <li class=""> <a class="TableOfContents-link" href="#why-we-chose" data-toc-jumpto="#why-we-chose" data-beam-element-clicked-no-delay data-type="LINK" data-location="SHELF-TOC-desktop" data-name="How we assess the best rewards credit cards" data-position="5" data-text="How we assess the best rewards credit cards" data-outcome="INTERNALLINK" > <span class="TableOfContents-linkText">How we assess the best rewards credit cards</span> </a> </li> </ul> </nav> </div></div> <div class="TwoColumnLayout-main SectionWithToc-body gap-y-4 hideTocMobile" data-e2e-monitor=SectionWithToc-body> <div id="expert-advice-for-choosing-the-best-rewards-card" class="SectionWithTocItem " data-beam-element-viewed id="expert-advice-for-choosing-the-best-rewards-card" data-type="SHELF-TOC" data-location="SHELF-TOC-section" data-name="Expert advice for choosing the best rewards card" data-position="1" data-text="" > <div data-cy="" class="Headline w-full"> <h2 class="type-heading-two"> Expert advice for choosing the best rewards card </h2> </div> <div class="wysiwyg display-block w-full"> <p>Navigating the wide range of rewards card options available can be difficult but tips and insights from Bankrate experts can help you narrow your options and choose a <a class="Link" href="https://www.bankrate.com/finance/credit-cards/choose-rewards-credit-card/">card that’s right for you</a>. We asked Bankrate writer, <a class="Link" href="https://www.bankrate.com/authors/garrett-yarbrough/">Garrett Yarbrough</a>, about his own reward card journey and his advice has provided some key takeaways for choosing a rewards card.</p></div> <div> <div class="IconListTitle uppercase mb-8 type-heading-six"> </div> <ul id="icon-list-80606711-bf0b-40f9-93d8-4aeeb0f2b917" class="List IconList mb-0"> <li class="IconList-item"> <div class="display-flex mb-10 md:mb-0 align-items-start"> <div class="IconList-itemIcon mr-6 max-w-max -mt-1 "> <svg class="Icon-glyph" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false"><title>Calendar Money Icon</title><path fill-rule="evenodd" clip-rule="evenodd" d="M14.462 6H6.768c-.74 0-1.361.893-1.361 1.948v12.738c0 1.055.62 1.948 1.36 1.948h13.555c.74 0 1.361-.893 1.361-1.948V7.948c0-1.055-.62-1.948-1.361-1.948h-5.86Z" fill="transparent" class="icon-offset"/><path fill-rule="evenodd" clip-rule="evenodd" d="M14.811 5.733c0 .346.283.629.63.629.345 0 .628-.283.628-.63v-.865h1.975c.684 0 1.258.826 1.258 1.801v2.164H4.258V6.668c0-.975.574-1.8 1.258-1.8H7.49v.865c0 .346.283.629.63.629.345 0 .629-.283.629-.63v-.865h6.062v.866ZM5.516 3.609H7.49v-.857c0-.346.283-.629.63-.629.345 0 .629.283.629.63v.856h6.062v-.857c0-.346.283-.629.63-.629.345 0 .628.283.628.63v.856h1.975c1.383 0 2.516 1.368 2.516 3.059v5.143c0 .346-.283.63-.63.63a.631.631 0 0 1-.628-.63V10.09H4.258v8.35c0 .975.574 1.801 1.258 1.801h8.454c.346 0 .63.283.63.63 0 .345-.284.628-.63.628H5.516C4.132 21.5 3 20.131 3 18.44V6.668c0-1.683 1.132-3.06 2.516-3.06Zm3.138 9.775a.789.789 0 0 1-.786.786.789.789 0 0 1-.787-.786c0-.433.354-.787.787-.787.432 0 .786.354.786.787Zm-.786 4.286a.789.789 0 0 0 .786-.787.789.789 0 0 0-.786-.786.789.789 0 0 0-.787.786c0 .433.354.787.787.787Zm4.836-4.286a.789.789 0 0 1-.787.786.789.789 0 0 1-.786-.786c0-.433.354-.787.786-.787.433 0 .787.354.787.787Zm5.01 7.4h-1.031a.631.631 0 0 1-.63-.63c0-.346.284-.629.63-.629h2.398c.362 0 .66-.299.66-.66a.664.664 0 0 0-.66-.66h-1.47a1.916 1.916 0 0 1-1.919-1.92c0-1.061.857-1.918 1.919-1.918h.102v-.456c0-.346.283-.63.63-.63.345 0 .628.284.628.63v.456h1.038c.346 0 .63.283.63.629 0 .346-.284.629-.63.629h-1.566a.626.626 0 0 1-.2 0h-.632a.665.665 0 0 0-.66.66c0 .362.298.66.66.66h1.47c1.062 0 1.919.858 1.919 1.92a1.916 1.916 0 0 1-1.919 1.918h-.11v.465c0 .346-.283.629-.629.629a.631.631 0 0 1-.629-.63v-.464Z" class="icon-base"/></svg></div> <div> <h3 class="IconList-itemTitle type-body-one font-circular-bold font-bold mb-2"> Figure out where you spend the most each month </h3> <div class="text-slate mt-4"> <div class="wysiwyg display-block w-full"> <p>You can match your spending habits with a fitting rewards card once you know your major monthly categories, where you often shop and how much you typically spend. Keep in mind, some cards have spending caps on bonus categories which drop the rewards rate you earn to 1 percent after you spend a certain amount in a select category within a timeframe. This is often up to $1,500 per quarter or up to $6,000 per year, which could make a card with no rewards spending cap more valuable depending on how much you typically spend.<br><br><br>“My biggest expenses tend to be everyday purchases like groceries, gas and dining. I love to cook, too, so I’d probably lean on a grocery rewards card more than one with a restaurant category,” explains Yarbrough. “On paper, my spending habits meant a card with a high rewards rate at grocery stores would be helpful — especially since I don’t spend enough for a typical rewards spending cap to get in the way. But in practice, I’d likely rack up more rewards with a flat-rate card since grocery store categories usually don’t include wholesale clubs and superstores like Walmart.” </p> <p><strong>Learn more: </strong><a class="Link" href="https://www.bankrate.com/finance/credit-cards/how-to-choose-everyday-spending-card/"><strong>How to choose a credit card for everyday spending</strong></a></p></div> </div> </div> </div> </li> <li class="IconList-item"> <div class="display-flex mb-10 md:mb-0 align-items-start"> <div class="IconList-itemIcon mr-6 max-w-max -mt-1 "> <svg class="Icon-glyph" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false"><title>Credit Card With Dollar Sign Icon</title><path d="M4.3 10.2A2.7 2.7 0 0 1 7 7.5h14.1a2.7 2.7 0 0 1 2.7 2.7v8.61a2.7 2.7 0 0 1-2.7 2.7H7a2.7 2.7 0 0 1-2.7-2.7V10.2Z" fill="transparent" class="icon-offset"/><path fill-rule="evenodd" clip-rule="evenodd" d="M11.586 20.014h-7.24c-1.567 0-2.846-1.148-2.846-2.558V7.058C1.5 5.648 2.771 4.5 4.345 4.5h15.31c1.566 0 2.845 1.148 2.845 2.558v4.248c0 .36-.295.656-.656.656a.658.658 0 0 1-.656-.656v-.544H2.812v6.694c0 .689.689 1.246 1.533 1.246h7.24c.362 0 .657.295.657.656 0 .361-.295.656-.656.656ZM2.812 9.45h18.376V7.058c0-.688-.689-1.246-1.533-1.246H4.345c-.844 0-1.533.558-1.533 1.246V9.45Zm13.915 11.548c0 .361.295.656.656.656.36 0 .656-.295.656-.656v-.476h.115c1.107 0 2-.893 2-2s-.893-2.001-2-2.001h-1.533a.693.693 0 0 1-.69-.689c0-.377.313-.689.69-.689H19.122c.36 0 .656-.295.656-.656a.658.658 0 0 0-.656-.656h-1.083v-.483a.658.658 0 0 0-.656-.656.658.658 0 0 0-.656.656v.483h-.106c-1.107 0-2.001.894-2.001 2.001 0 1.107.894 2 2 2h1.534c.377 0 .689.313.689.69a.693.693 0 0 1-.689.689h-2.5a.658.658 0 0 0-.657.655c0 .361.295.657.656.657h1.074v.475Z" class="icon-base"/></svg></div> <div> <h3 class="IconList-itemTitle type-body-one font-circular-bold font-bold mb-2"> Consider effort versus rewards </h3> <div class="text-slate mt-4"> <div class="wysiwyg display-block w-full"> <p>Some cards are valuable because of their simplicity, but others have complicated terms for earning rewards, such as spending caps or requirements. Overall, there are three main types of rewards credit cards:</p> <ul> <li><a class="Link" href="https://www.bankrate.com/credit-cards/cash-back/best-flat-rate-cash-back-credit-cards/"><strong>Flat-rate rewards cards</strong></a>: The easiest to manage since they earn rewards at the same rate on almost all purchases (usually 1.5 percent or 2 percent back). They’re a great fit if you value simplicity but cards with tiered rates can be more rewarding.</li> <li><a class="Link" href="https://www.bankrate.com/credit-cards/cash-back/flat-rate-vs-bonus-category-cash-back-credit-cards/"><strong>Tiered category cards</strong></a>: These are great standalone cards since they earn anywhere from 2 percent to 6 percent rewards in popular bonus categories like groceries, dining and travel but often lack value for less common spending categories.</li> <li><a class="Link" href="https://www.bankrate.com/credit-cards/cash-back/best-rotating-category-credit-cards/"><strong>Rotating category cards</strong></a>: You can earn chart-topping 5 percent rewards on categories that change each quarter, but these high-maintenance options may be better suited as supplementary cards for rewards strategists.</li> </ul> <p>The right card for you will reward you at a high rate in your most common spending categories and without much additional effort. Pick the card with a rewards program that matches the amount of effort you’re comfortable with.</p></div> </div> </div> </div> </li> <li class="IconList-item"> <div class="display-flex mb-10 md:mb-0 align-items-start"> <div class="IconList-itemIcon mr-6 max-w-max -mt-1 "> <svg class="Icon-glyph" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false"><title>Dollar Reload Icon</title><path d="M23.85 12.6c0 5.633-4.567 10.2-10.2 10.2-5.633 0-10.2-4.567-10.2-10.2 0-5.633 4.567-10.2 10.2-10.2 5.633 0 10.2 4.567 10.2 10.2Z" fill="transparent" class="icon-offset"/><path fill-rule="evenodd" clip-rule="evenodd" d="m2.315 17.698 1.354.27C.793 13.989 1.143 8.334 4.693 4.753a10.245 10.245 0 0 1 9.085-2.864.692.692 0 0 1 .554.793.697.697 0 0 1-.793.554 8.87 8.87 0 0 0-7.874 2.488C2.592 8.82 2.288 13.718 4.768 17.17l.249-1.26a.691.691 0 0 1 .8-.538.691.691 0 0 1 .538.801l-.58 2.907a.682.682 0 0 1-.664.545c-.043 0-.086 0-.137-.008l-2.923-.58a.685.685 0 0 1-.537-.801.691.691 0 0 1 .801-.537Zm7.917 4.414c.597.111 1.202.162 1.807.162l.009-.008c2.71 0 5.335-1.074 7.27-3.026 3.55-3.581 3.9-9.238 1.022-13.219l1.347.265a.691.691 0 0 0 .801-.537.691.691 0 0 0-.537-.801l-2.923-.58a.676.676 0 0 0-.801.537l-.58 2.906a.691.691 0 0 0 .537.802c.052.017.094.017.137.017a.682.682 0 0 0 .664-.546l.25-1.263c2.488 3.452 2.187 8.357-.889 11.456a8.894 8.894 0 0 1-7.875 2.489.684.684 0 1 0-.239 1.346Zm1.092-6.22H9.943a.684.684 0 0 1-.682-.682c0-.375.307-.682.682-.682h1.952a.684.684 0 0 1 .221 0h.801c.512 0 .92-.409.92-.92 0-.512-.408-.92-.92-.92h-1.832a2.284 2.284 0 0 1 0-4.569h.239v-.665c0-.375.307-.682.682-.682.375 0 .681.307.681.682v.665h1.373c.374 0 .681.307.681.682a.684.684 0 0 1-.681.682h-1.95a.68.68 0 0 1-.208 0h-.817c-.511 0-.92.409-.92.92 0 .511.409.92.92.92h1.832a2.284 2.284 0 0 1 0 4.569h-.23v.647a.684.684 0 0 1-.681.682.684.684 0 0 1-.682-.682v-.647Z" class="icon-base"/></svg></div> <div> <h3 class="IconList-itemTitle type-body-one font-circular-bold font-bold mb-2"> Determine how you’d like to redeem your rewards </h3> <div class="text-slate mt-4"> <div class="wysiwyg display-block w-full"> <p>Cash back cards are generally easiest if you want to use your rewards to fuel your everyday spending. If you don’t mind strategizing and complicating your rewards experience, you could earn more than the standard 1 cent per point or mile through a travel rewards card with <a class="Link" href="https://www.bankrate.com/credit-cards/rewards/how-to-redeem-credit-card-rewards/">redemption options</a> like transfer partners.<br><br><strong>Learn more: </strong><a class="Link" href="https://www.bankrate.com/credit-cards/rewards/maximize-credit-card-rewards/"><strong>How to maximize your credit card rewards</strong></a></p></div> </div> </div> </div> </li> <li class="IconList-item"> <div class="display-flex mb-10 md:mb-0 align-items-start"> <div class="IconList-itemIcon mr-6 max-w-max -mt-1 "> <svg class="Icon-glyph" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false"><title>Credit Card Search Icon</title><path d="M6.04 6.53c-.959 0-1.74.797-1.74 1.775v11.39c0 .978.781 1.775 1.74 1.775h16.12c.958 0 1.74-.797 1.74-1.775V8.305c0-.978-.782-1.775-1.74-1.775H6.04Z" fill="transparent" class="icon-offset"/><path fill-rule="evenodd" clip-rule="evenodd" d="M4.345 19.17h7.24c.362 0 .657-.294.657-.655a.658.658 0 0 0-.656-.656h-7.24c-.845 0-1.534-.558-1.534-1.247V9.062h18.376v1.402c0 .36.295.655.656.655.36 0 .656-.295.656-.655V6.215c0-1.41-1.28-2.558-2.845-2.558H4.345C2.771 3.657 1.5 4.805 1.5 6.215v10.398c0 1.41 1.28 2.558 2.845 2.558ZM2.812 7.75V6.215c0-.689.689-1.246 1.533-1.246h15.31c.844 0 1.533.557 1.533 1.246v1.534H2.812Zm14.833 11.799a3.855 3.855 0 0 1-2.722-6.576 3.855 3.855 0 0 1 6.577 2.722c0 .807-.25 1.577-.71 2.225l1.308 1.31a.658.658 0 0 1 0 .926.643.643 0 0 1-.462.188.678.678 0 0 1-.464-.188l-1.31-1.31a3.801 3.801 0 0 1-2.216.703Zm3.991.795h-.005.008-.003Zm-3.99-7.183c-.648 0-1.296.246-1.796.738a2.539 2.539 0 0 0 0 3.592c.96.96 2.632.96 3.591 0a2.531 2.531 0 0 0 0-3.592 2.539 2.539 0 0 0-1.796-.738Z" class="icon-base"/></svg></div> <div> <h3 class="IconList-itemTitle type-body-one font-circular-bold font-bold mb-2"> Look at the card's fees </h3> <div class="text-slate mt-4"> <div class="wysiwyg display-block w-full"> <p>Foreign transaction fees and APR are worth keeping an eye on in case you need to use your card abroad or carry a balance in a pinch, but the annual fee is the most important. You'll need to decide whether the card’s benefits and potential rewards can help <a class="Link" href="https://www.bankrate.com/credit-cards/advice/cards-worth-annual-fee/">offset the yearly cost</a>. This was less of an issue for Yarbrough: “APRs weren’t a huge concern since I already had a low-interest card from my credit union and I avoid carrying a balance, so I focused on rewards.”</p> <p>Generally, it’s a good idea to pay your balance in full every month to avoid snowballing interest charges that will quickly outpace the rewards you earn.</p></div> </div> </div> </div> </li> <li class="IconList-item"> <div class="display-flex mb-10 md:mb-0 align-items-start"> <div class="IconList-itemIcon mr-6 max-w-max -mt-1 "> <svg class="Icon-glyph" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false"><title>Rewards Icon</title><path fill-rule="evenodd" clip-rule="evenodd" d="M5.689 13.703c.234.223.514.376.806.45v5.905c0 1.331 1.065 2.408 2.382 2.408h4.495a.551.551 0 0 0 .456 0h4.488c1.318 0 2.383-1.077 2.383-2.409v-5.935a1.934 1.934 0 0 0 1.401-1.864v-1.324C22.1 9.87 21.245 9 20.187 9H7.013C5.941 9 5.1 9.871 5.1 10.983v1.325c0 .531.21 1.041.589 1.395Z" fill="transparent" class="icon-offset"/><path fill-rule="evenodd" clip-rule="evenodd" d="M5.812 7.039c-.309-.452-.49-1-.49-1.59 0-1.545 1.24-2.798 2.768-2.798 2.11 0 3.29 1.688 3.906 3.08.614-1.392 1.795-3.08 3.907-3.08 1.528 0 2.767 1.253 2.767 2.798 0 .59-.18 1.138-.49 1.59h.794c1.12 0 2.026.922 2.026 2.047v1.403c0 .941-.631 1.733-1.484 1.973v6.285c0 1.41-1.127 2.55-2.522 2.55h-4.752a.584.584 0 0 1-.484 0H7c-1.395 0-2.522-1.14-2.522-2.55v-6.252a1.947 1.947 0 0 1-.854-.476A2.022 2.022 0 0 1 3 10.54V9.14c0-1.178.89-2.1 2.026-2.1h.786Zm6.782 13.057h4.4c.734 0 1.335-.607 1.335-1.35v-6.21h-5.735v7.56Zm-1.188-7.56v7.56H7a1.347 1.347 0 0 1-1.335-1.35v-6.21h5.742ZM8.06 7.04c-.84-.017-1.55-.745-1.55-1.598 0-.862.72-1.597 1.58-1.597v-.008c1.855 0 2.767 2.07 3.13 3.203H8.06Zm8.003 0h-3.279c.367-1.136 1.28-3.188 3.126-3.188.854 0 1.58.735 1.58 1.598 0 .81-.635 1.509-1.427 1.59ZM4.187 9.146c0-.502.364-.9.839-.9v.008h13.948c.46 0 .839.382.839.847v1.403a.847.847 0 0 1-.839.847H4.988a.72.72 0 0 1-.549-.202.808.808 0 0 1-.252-.6V9.146Z" class="icon-base"/></svg></div> <div> <h3 class="IconList-itemTitle type-body-one font-circular-bold font-bold mb-2"> Consider intro APR offers or sign-up bonuses </h3> <div class="text-slate mt-4"> <div class="wysiwyg display-block w-full"> <p>Many no-annual-fee rewards cards carry sign-up bonuses worth around $200 (usually after spending $500 to $1,000 in the first three months), plus 12- to 15-month 0 percent intro APR periods on balance transfers and new purchases. Although premium rewards cards typically don’t carry intro APR offers, they often pack stronger sign-up bonuses worth $600 to $750+ (usually after spending $4,000 in the first three to six months).</p> <p>Short-term value isn’t everything, but above-average offers can give a card an edge if you prioritize earning rewards, paying off debt or the middle-ground: <a class="Link" href="https://www.bankrate.com/finance/credit-cards/balance-transfer-or-rewards-offers/">a shorter intro APR with rewards</a>. Just make sure you have a plan beforehand to pay off your balance on time or meet the spending requirement without overspending.</p></div> </div> </div> </div> </li> <li class="IconList-item"> <div class="display-flex mb-10 md:mb-0 align-items-start"> <div class="IconList-itemIcon mr-6 max-w-max -mt-1 "> <svg class="Icon-glyph" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false"><title>Credit Card With Star Icon</title><path d="M6.04 6.53c-.959 0-1.74.797-1.74 1.775v11.39c0 .978.781 1.775 1.74 1.775h16.12c.958 0 1.74-.797 1.74-1.775V8.305c0-.978-.782-1.775-1.74-1.775H6.04Z" fill="transparent" class="icon-offset"/><path fill-rule="evenodd" clip-rule="evenodd" d="M11.586 19.306h-7.24c-1.567 0-2.846-1.148-2.846-2.558V6.35c0-1.41 1.271-2.558 2.845-2.558h15.31c1.566 0 2.845 1.148 2.845 2.558v4.248c0 .36-.295.656-.656.656a.658.658 0 0 1-.656-.656V9.196H2.812v7.552c0 .689.689 1.246 1.533 1.246h7.24c.362 0 .657.295.657.656 0 .361-.295.656-.656.656ZM2.812 7.884h18.376V6.35c0-.688-.689-1.246-1.533-1.246H4.345c-.844 0-1.533.558-1.533 1.246v1.534Zm17.285 12.291c-.155 0-.32-.04-.467-.115l-1.656-.869-1.69.878a.977.977 0 0 1-1.295-.386.95.95 0 0 1-.107-.631l.328-1.845-1.36-1.304a.978.978 0 0 1-.017-1.37 1 1 0 0 1 .557-.278l1.878-.27.836-1.682a.966.966 0 0 1 1.304-.435.955.955 0 0 1 .37.32.309.309 0 0 1 .073.123l.836 1.69 1.87.27a.983.983 0 0 1 .64.377.967.967 0 0 1-.099 1.28l-1.353 1.303.328 1.853a.995.995 0 0 1-.188.755.926.926 0 0 1-.695.364c-.025.003-.05.005-.076.005l-.017-.033Zm-4.838-4.74.976.943a.96.96 0 0 1 .287.853l-.238 1.353 1.23-.648a.974.974 0 0 1 .902 0l1.214.632-.23-1.329a.95.95 0 0 1 .287-.877l.968-.935-1.353-.197a.944.944 0 0 1-.738-.54l-.607-1.223-.607 1.23a.991.991 0 0 1-.73.534l-1.36.196v.008Z" class="icon-base"/></svg></div> <div> <h3 class="IconList-itemTitle type-body-one font-circular-bold font-bold mb-2"> Factor in valuable perks </h3> <div class="text-slate mt-4"> <div class="wysiwyg display-block w-full"> <p>Perks that come with a card can play a key role in determining its overall value — ideally recouping the annual fee with valuable benefits without dipping into your hard-earned rewards. Many premium cards carry flashy perks like annual travel credits, airport lounge access and automatic loyalty status, but be sure to read the fine print and calculate whether you’ll actually get enough value out of these perks to consistently offset the yearly cost.<br><br>“Knowing I wanted a future-proof, flat-rate rewards card with diverse redemption options and plenty of pairing opportunities helped me quickly narrow my search to the <a class="Link" href="https://www.bankrate.com/credit-cards/reviews/chase-freedom-unlimited/">Chase Freedom Unlimited®</a>,” Yarbrough notes. “The Freedom Unlimited card’s trip cancellation and interruption insurance plus limited-time rideshare and delivery service benefits added enough extra personal value to give it a leg up over similar cards for me.”<br><br><strong>Learn more: </strong><a class="Link" href="https://www.bankrate.com/credit-cards/rewards/top-credit-card-perks/"><strong>Top credit card perks for 2024</strong></a></p></div> </div> </div> </div> </li> <li class="IconList-item"> <div class="display-flex mb-10 md:mb-0 align-items-start"> <div class="IconList-itemIcon mr-6 max-w-max -mt-1 "> <svg class="Icon-glyph" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false"><title>Credit Card Transfer Icon</title><path fill-rule="evenodd" clip-rule="evenodd" d="M13.4 5.983c0-1.037.816-1.883 1.816-1.883h6.577c1 0 1.816.846 1.816 1.883v4.734c0 1.037-.816 1.883-1.816 1.883h-6.577c-1 0-1.816-.846-1.816-1.883V5.983Zm-9.7 10.6c0-1.037.816-1.883 1.817-1.883h6.576c1 0 1.816.846 1.816 1.883v4.734c0 1.037-.816 1.883-1.816 1.883H5.517c-1 0-1.817-.846-1.817-1.883v-4.734Z" fill="transparent" class="icon-offset"/><path fill-rule="evenodd" clip-rule="evenodd" d="M2.163 8.795a.658.658 0 0 1-.655-.656 6.246 6.246 0 0 1 6.237-6.237c.214 0 .418.106.541.278a.648.648 0 0 1 .074.599l-.664 1.787a.646.646 0 0 1-.844.385.652.652 0 0 1-.385-.844l.295-.804A4.932 4.932 0 0 0 2.81 8.131c0 .36-.295.656-.656.656l.008.008Zm17.485 2.688h-5.55a2.851 2.851 0 0 1-2.844-2.844V4.787a2.846 2.846 0 0 1 2.844-2.845h5.55a2.846 2.846 0 0 1 2.844 2.845v3.852a2.846 2.846 0 0 1-2.844 2.845Zm1.54-5.311v2.467c0 .844-.688 1.533-1.532 1.533h-5.55a1.536 1.536 0 0 1-1.532-1.533V6.172h8.615Zm0-1.312h-8.614v-.073c0-.845.688-1.533 1.533-1.533h5.549c.844 0 1.533.688 1.533 1.533v.073ZM4.345 22.1h5.55a2.851 2.851 0 0 0 2.844-2.845V15.402a2.846 2.846 0 0 0-2.845-2.845H4.344A2.846 2.846 0 0 0 1.5 15.402v3.852A2.846 2.846 0 0 0 4.344 22.1Zm7.09-6.616v-.073c0-.844-.688-1.533-1.532-1.533h-5.55c-.844 0-1.532.689-1.532 1.533v.073h8.614Zm0 1.312H2.82v2.467c0 .845.688 1.533 1.532 1.533h5.55c.844 0 1.533-.688 1.533-1.533v-2.467Zm4.28 5.016a.671.671 0 0 0 .54.28l.008.007a6.246 6.246 0 0 0 6.238-6.237.658.658 0 0 0-.656-.656.658.658 0 0 0-.655.656 4.932 4.932 0 0 1-3.951 4.828l.295-.804a.646.646 0 0 0-.386-.844.646.646 0 0 0-.844.385l-.664 1.787a.648.648 0 0 0 .074.598Z" class="icon-base"/></svg></div> <div> <h3 class="IconList-itemTitle type-body-one font-circular-bold font-bold mb-2"> Consider future pairing opportunities </h3> <div class="text-slate mt-4"> <div class="wysiwyg display-block w-full"> <p>If you’re planning on expanding your card roster, knowing how to best pair your cards can help you make your decision. For example, if you’re planning to get a premium card for your frequent hotel stays later but you’re torn between the <a class="Link" href="https://www.bankrate.com/credit-cards/reviews/citi-double-cash-card/">Citi Double Cash® Card</a> and <a class="Link" href="https://www.bankrate.com/credit-cards/reviews/wells-fargo-active-cash-card/">Wells Fargo Active Cash® Card</a> now, it makes sense to choose the Double Cash card since the <a class="Link" href="https://www.bankrate.com/credit-cards/reviews/citi-strata-premier-card/">Citi Strata Premier℠ Card</a> is a stronger combo for your needs than the Active Cash and <a class="Link" href="https://www.bankrate.com/credit-cards/reviews/wells-fargo-autograph-journey-card-review/">Wells Fargo Autograph Journey℠ Card</a>.<br><br>Garrett kept his rewards card endgame in mind when choosing the Freedom Unlimited: “I can eventually boost the value of the Freedom Unlimited card’s rewards by adding the <a class="Link" href="https://www.bankrate.com/credit-cards/reviews/chase-sapphire-preferred-card/">Chase Sapphire Preferred® Card</a> to my wallet and redeeming points for travel. Until then, the Freedom Unlimited gives me a stellar foundation to build my rewards strategy.”</p></div> </div> </div> </div> </li> </ul> </div> <div class="BannerCard Card Card--flat box-shadow-1 rounded-md pos-relative Card--imageLeft"> <div class="Card-imageContainer"> <img loading="lazy" class="Card-image" src="https://www.bankrate.com/f/102997/912x513/450059611a/are-rewards-credit-cards-worth-it.webp?auto=webp&optimize=high" srcset="https://www.bankrate.com/f/102997/912x513/450059611a/are-rewards-credit-cards-worth-it.webp?auto=webp&fit=crop&width=475&height=270 475w, https://www.bankrate.com/f/102997/912x513/450059611a/are-rewards-credit-cards-worth-it.webp?auto=webp&fit=crop&width=400&height=220 400w, https://www.bankrate.com/f/102997/912x513/450059611a/are-rewards-credit-cards-worth-it.webp?auto=webp&fit=crop&width=310&height=180 310w, https://www.bankrate.com/f/102997/912x513/450059611a/are-rewards-credit-cards-worth-it.webp?auto=webp&fit=crop&width=230&height=150 230w, https://www.bankrate.com/f/102997/912x513/450059611a/are-rewards-credit-cards-worth-it.webp?auto=webp&fit=crop&width=80&height=70 80w" alt="Bankrate's image file"> </div> <div class="Card-body flex-direction-column sm:flex-direction-row align-items-center justify-content-space-between p-8"> <a href="https://www.bankrate.com/credit-cards/rewards/are-rewards-credit-cards-worth-it/" class="text-black pos-absolute w-full h-full" aria-label="Are rewards credit cards worth it?" style="left:0" > </a> <div class="w-full mb-8 sm:mb-0"> <span class="BannerCard-eyebrow type-heading-six text-blue uppercase display-block mb-3"> Weigh the pros and cons of rewards cards</span> <h4 class="BannerCard-title type-heading-four mt-0 mb-4"> Are rewards credit cards worth it? </h4> <div class="BannerCard-copy type-body-one text-slate"> </div> </div> <div class="display-flex align-items-center flex-direction-row-reverse w-full sm:w-auto sm:flex-direction-row m-0"> <div class="flex-1"> <div class="Card-arrow"> <span class="Icon Icon--xs fill-blue"> <svg class="Icon-glyph" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false"><title>Arrow Right Icon</title><path fill-rule="evenodd" clip-rule="evenodd" d="M12.29 18.69c.2.19.45.29.71.29V19c.25 0 .5-.09.7-.29l6.01-6c.18-.19.29-.44.29-.71 0-.27-.1-.52-.29-.71l-6.01-6a.996.996 0 1 0-1.41 1.41l4.3 4.3H4c-.55 0-1 .45-1 1s.45 1 1 1h12.58l-4.29 4.28a.996.996 0 0 0 0 1.41Z" class="icon-base"/></svg></span> </div> </div> </div> </div> </div> <div class="vertical-spacer pt-8" style="width: 100%; content: '';"></div> </div> <div id="staff-picks-our-experts-favorite-rewards-programs" class="SectionWithTocItem " data-beam-element-viewed id="staff-picks-our-experts-favorite-rewards-programs" data-type="SHELF-TOC" data-location="SHELF-TOC-section" data-name="Staff Picks: Our experts' favorite rewards programs" data-position="2" data-text="" > <div class="AskTheExperts border-grey border-1 rounded-lg bg-gray-light gap-4 p-8" x-data="{ author_id_active: '995' }"> <h3 class="type-heading-three w-full mb-4"> Staff Picks: Our experts' favorite rewards programs</h3> <ul class="AskTheExperts-panel -m-2" role="list"> <li class="AskTheExperts-panelItem p-2" role="listitem"> <button id="AskTheExperts-tab-1" class="AskTheExperts-panelAuthor rounded bg-white p-4" x-on:click="author_id_active = '995'" role="button" aria-label="Author name Ana Staples"> <img srcset="https://www.bankrate.com/2021/06/21124522/Ana-Staples_-Headshot-2021-scaled.jpg?auto=webp&quality=85&width=48&height=48&fit=cover&enable=upscale&crop=1:1,smart&dpr=1.5 1.5x, https://www.bankrate.com/2021/06/21124522/Ana-Staples_-Headshot-2021-scaled.jpg?auto=webp&quality=85&width=48&height=48&fit=cover&enable=upscale&crop=1:1,smart&dpr=2 2x, https://www.bankrate.com/2021/06/21124522/Ana-Staples_-Headshot-2021-scaled.jpg?auto=webp&quality=85&width=48&height=48&fit=cover&enable=upscale&crop=1:1,smart&dpr=3 3x" src="https://www.bankrate.com/2021/06/21124522/Ana-Staples_-Headshot-2021-scaled.jpg?auto=webp&quality=85&width=48&height=48&fit=cover&enable=upscale&crop=1:1,smart" loading="lazy" class="AuthorAvatar AuthorAvatar--md flex-shrink-0" alt=""> <p class="font-bold m-0 ml-4" aria-hidden="true">Ana Staples</p> </button> </li> <li class="AskTheExperts-panelItem p-2" role="listitem"> <button id="AskTheExperts-tab-2" class="AskTheExperts-panelAuthor rounded bg-white p-4" x-on:click="author_id_active = '958'" role="button" aria-label="Author name Garrett Yarbrough"> <img srcset="https://www.bankrate.com/2023/04/03122209/Garrett-Yarbrough-Headshot-2-scaled.jpg?auto=webp&quality=85&width=48&height=48&fit=cover&enable=upscale&crop=1:1,smart&dpr=1.5 1.5x, https://www.bankrate.com/2023/04/03122209/Garrett-Yarbrough-Headshot-2-scaled.jpg?auto=webp&quality=85&width=48&height=48&fit=cover&enable=upscale&crop=1:1,smart&dpr=2 2x, https://www.bankrate.com/2023/04/03122209/Garrett-Yarbrough-Headshot-2-scaled.jpg?auto=webp&quality=85&width=48&height=48&fit=cover&enable=upscale&crop=1:1,smart&dpr=3 3x" src="https://www.bankrate.com/2023/04/03122209/Garrett-Yarbrough-Headshot-2-scaled.jpg?auto=webp&quality=85&width=48&height=48&fit=cover&enable=upscale&crop=1:1,smart" loading="lazy" class="AuthorAvatar AuthorAvatar--md flex-shrink-0" alt=""> <p class="font-bold m-0 ml-4" aria-hidden="true">Garrett Yarbrough</p> </button> </li> <li class="AskTheExperts-panelItem p-2" role="listitem"> <button id="AskTheExperts-tab-3" class="AskTheExperts-panelAuthor rounded bg-white p-4" x-on:click="author_id_active = '1493'" role="button" aria-label="Author name Ryan Flanigan"> <img srcset="https://www.bankrate.com/2024/01/31161013/ryan_flanigan__small_size__copy.jpeg?auto=webp&quality=85&width=48&height=48&fit=cover&enable=upscale&crop=1:1,smart&dpr=1.5 1.5x, https://www.bankrate.com/2024/01/31161013/ryan_flanigan__small_size__copy.jpeg?auto=webp&quality=85&width=48&height=48&fit=cover&enable=upscale&crop=1:1,smart&dpr=2 2x, https://www.bankrate.com/2024/01/31161013/ryan_flanigan__small_size__copy.jpeg?auto=webp&quality=85&width=48&height=48&fit=cover&enable=upscale&crop=1:1,smart&dpr=3 3x" src="https://www.bankrate.com/2024/01/31161013/ryan_flanigan__small_size__copy.jpeg?auto=webp&quality=85&width=48&height=48&fit=cover&enable=upscale&crop=1:1,smart" loading="lazy" class="AuthorAvatar AuthorAvatar--md flex-shrink-0" alt=""> <p class="font-bold m-0 ml-4" aria-hidden="true">Ryan Flanigan</p> </button> </li> </ul> <hr class="w-full border-grey border-1 mx-0 my-2"> <div class="AskTheExperts-details" role="tabpanel"> <div x-show="author_id_active == '995'" aria-labelledby="AskTheExperts-tab-1" role="tabpanel" style=""> <div class="AskTheExperts-detailsItem"> <a class="AskTheExperts-detailsAuthor no-underline" href="https://www.bankrate.com/authors/ana-staples/"> <img srcset="https://www.bankrate.com/2021/06/21124522/Ana-Staples_-Headshot-2021-scaled.jpg?auto=webp&quality=85&width=64&height=64&fit=cover&enable=upscale&crop=1:1,smart&dpr=1.5 1.5x, https://www.bankrate.com/2021/06/21124522/Ana-Staples_-Headshot-2021-scaled.jpg?auto=webp&quality=85&width=64&height=64&fit=cover&enable=upscale&crop=1:1,smart&dpr=2 2x, https://www.bankrate.com/2021/06/21124522/Ana-Staples_-Headshot-2021-scaled.jpg?auto=webp&quality=85&width=64&height=64&fit=cover&enable=upscale&crop=1:1,smart&dpr=3 3x" src="https://www.bankrate.com/2021/06/21124522/Ana-Staples_-Headshot-2021-scaled.jpg?auto=webp&quality=85&width=64&height=64&fit=cover&enable=upscale&crop=1:1,smart" loading="lazy" class="AuthorAvatar AuthorAvatar--lg flex-shrink-0" alt=""> <div class="ml-6"> <p class="type-heading-four Link border-0 m-0 mb-1">Ana Staples</p> <p class="text-slate m-0">Lead writer, Credit cards</p> </div> </a> <div class="w-full mt-4 border-grey border-1 rounded bg-white p-4"> <p class="type-body-two text-gray-dark m-0"> “I have the Capital One Venture X Rewards Credit Card, which earns incredibly flexible travel rewards. I'm not big on rewards transfers, so I appreciate that Capital One miles hold consistent value whether I book travel through the issuer's portal or use miles to cover recent travel purchases. Plus, I convert my Capital One Savor Cash Rewards Credit Card’s cash back into miles to earn free travel faster. It's really simple and convenient!"</p> </div> </div> </div> <div x-show="author_id_active == '958'" aria-labelledby="AskTheExperts-tab-2" role="tabpanel" style="display: none;"> <div class="AskTheExperts-detailsItem"> <a class="AskTheExperts-detailsAuthor no-underline" href="https://www.bankrate.com/authors/garrett-yarbrough/"> <img srcset="https://www.bankrate.com/2023/04/03122209/Garrett-Yarbrough-Headshot-2-scaled.jpg?auto=webp&quality=85&width=64&height=64&fit=cover&enable=upscale&crop=1:1,smart&dpr=1.5 1.5x, https://www.bankrate.com/2023/04/03122209/Garrett-Yarbrough-Headshot-2-scaled.jpg?auto=webp&quality=85&width=64&height=64&fit=cover&enable=upscale&crop=1:1,smart&dpr=2 2x, https://www.bankrate.com/2023/04/03122209/Garrett-Yarbrough-Headshot-2-scaled.jpg?auto=webp&quality=85&width=64&height=64&fit=cover&enable=upscale&crop=1:1,smart&dpr=3 3x" src="https://www.bankrate.com/2023/04/03122209/Garrett-Yarbrough-Headshot-2-scaled.jpg?auto=webp&quality=85&width=64&height=64&fit=cover&enable=upscale&crop=1:1,smart" loading="lazy" class="AuthorAvatar AuthorAvatar--lg flex-shrink-0" alt=""> <div class="ml-6"> <p class="type-heading-four Link border-0 m-0 mb-1">Garrett Yarbrough</p> <p class="text-slate m-0">Writer, Credit cards</p> </div> </a> <div class="w-full mt-4 border-grey border-1 rounded bg-white p-4"> <p class="type-body-two text-gray-dark m-0"> “I base my cards strategy around earning flexible rewards on everyday spending while minimizing the number of cards I need to use. In all my years of reviewing credit cards, I’ve found the Chase Ultimate Rewards program still strikes the best balance between versatility and value. It’s hard to beat a program that offers top-shelf rewards value through transfer partners, a full 1-cent-per-point cash back redemption value and a unique rewards value boost toward issuer-booked travel.”</p> </div> </div> </div> <div x-show="author_id_active == '1493'" aria-labelledby="AskTheExperts-tab-3" role="tabpanel" style="display: none;"> <div class="AskTheExperts-detailsItem"> <a class="AskTheExperts-detailsAuthor no-underline" href="https://www.bankrate.com/authors/ryan-flanigan/"> <img srcset="https://www.bankrate.com/2024/01/31161013/ryan_flanigan__small_size__copy.jpeg?auto=webp&quality=85&width=64&height=64&fit=cover&enable=upscale&crop=1:1,smart&dpr=1.5 1.5x, https://www.bankrate.com/2024/01/31161013/ryan_flanigan__small_size__copy.jpeg?auto=webp&quality=85&width=64&height=64&fit=cover&enable=upscale&crop=1:1,smart&dpr=2 2x, https://www.bankrate.com/2024/01/31161013/ryan_flanigan__small_size__copy.jpeg?auto=webp&quality=85&width=64&height=64&fit=cover&enable=upscale&crop=1:1,smart&dpr=3 3x" src="https://www.bankrate.com/2024/01/31161013/ryan_flanigan__small_size__copy.jpeg?auto=webp&quality=85&width=64&height=64&fit=cover&enable=upscale&crop=1:1,smart" loading="lazy" class="AuthorAvatar AuthorAvatar--lg flex-shrink-0" alt=""> <div class="ml-6"> <p class="type-heading-four Link border-0 m-0 mb-1">Ryan Flanigan</p> <p class="text-slate m-0">Writer, Credit cards</p> </div> </a> <div class="w-full mt-4 border-grey border-1 rounded bg-white p-4"> <p class="type-body-two text-gray-dark m-0"> “I like to maximize my rewards on every purchase, no matter how large or small. I get the best value from Chase Ultimate Rewards points, particularly when transferring to World of Hyatt or Southwest Airlines rewards. Whether it's spending towards an annual bonus or using the best bonus multiplier for almost any category, my arsenal of Chase cards bring the largest possible return for the best possible value. Combining my points boosts the value earned by each card, making my Chase cards a well-oiled rewards machine that facilitates great travel experiences for my family.”</p> </div> </div> </div> </div> </div> <div class="vertical-spacer pt-8" style="width: 100%; content: '';"></div> <div class="wysiwyg display-block w-full"> <h3>Offer insights: What is currently a “good” card?</h3> <p>To help you make the best decision, below, our experts break down what you can expect from different <a class="Link" href="https://www.bankrate.com/credit-cards/rewards/types-of-rewards-credit-cards/">types of rewards cards</a> — and what makes a “good” credit card offer.</p></div> <ul class="Accordion w-full" data-cy="accordion-ac87d0bb-a1d1-4c61-ad03-d87a90bfa534"> <li x-id="['panel-span-classtext-cash-back-credit-cardsspan', 'heading-span-classtext-cash-back-credit-cardsspan']" x-data="{ expanded: 0, disableMobileHover: 0, }" class="Accordion-item" > <button class="Accordion-titleContainer px-3 py-4 sm:px-6 group sm:py-6" :id="$id('heading-span-classtext-cash-back-credit-cardsspan')" :aria-controls="$id('panel-span-classtext-cash-back-credit-cardsspan')" :aria-expanded="expanded ? true : false" x-on:click="expanded = !expanded" data-beam-element-clicked-no-delay id="" data-type="accordion" data-location="" data-name=" cash back credit cards " data-position="1" data-text=" Cash back credit cards " data-outcome="" data-variant="default" :data-outcome="expanded ? 'open_accordion' : 'close_accordion'" :class="{ 'no-hover': (typeof isMobile !== 'undefined' && isMobile) && disableMobileHover }" > <h3 class="Accordion-title mr-2 md:flex-1 my-0"> <span class="text"> Cash back credit cards</span> </h3> <span class="Accordion-icon Icon Icon--sm icon-base-blue" aria-hidden="true"> <svg class="Icon-glyph" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false"><title>Caret Down Icon</title><path d="M12 17.152c-.33 0-.675-.131-.94-.378L3.384 9.09a1.32 1.32 0 0 1 0-1.86c.51-.51 1.351-.51 1.862 0L12 13.977l6.755-6.747c.51-.51 1.351-.51 1.862 0 .51.51.51 1.35 0 1.86l-7.694 7.684a1.295 1.295 0 0 1-.94.378H12Z" class="icon-base"/></svg> </span> </button> <div class="Accordion-contentWrapper" :id="$id('panel-span-classtext-cash-back-credit-cardsspan')" :labelledBy="$id('heading-span-classtext-cash-back-credit-cardsspan')" x-show="expanded" x-collapse role="region" style="height: 0px; overflow: hidden; display: none;" > <div class="Accordion-content text-slate px-3 pb-4 sm:px-6 sm:pb-6"> <div class="wysiwyg display-block w-full"> <ul> <li>Cash back cards are often your best choice to<a class="Link" href="https://www.bankrate.com/credit-cards/rewards/using-credit-card-rewards-to-save-money/"> save money on day-to-day purchases</a>. They’re more likely to earn at least 3 percent back on a well-rounded roster of everyday categories like groceries, gas, dining, transit or drugstores. Plus, some cash back cards have rare categories that other rewards cards lack, such as online shopping, home improvement, wholesale clubs, entertainment, utilities, gym memberships and specific retailers.</li> <li><a class="Link" href="https://www.bankrate.com/credit-cards/cash-back/best-cash-back-cards/">Cash back cards</a> often lack notable perks beyond their rewards, but some may offer annual credits, rewards rates or complimentary subscriptions with rideshare, food delivery or streaming services for a limited time.</li> <li>No-annual-fee cash rewards card welcome bonuses are typically on par with the typical $200 no-annual-fee card intro bonus value, but premium cash reward card offers are usually worth just $250 to $300 — which is often less valuable than offers from point- and mile-earning rewards cards with a similar annual fee.</li> <li>Rewards strategists may need to turn to point-based travel cards with a cash back redemption option if they want premium-grade cash rewards. Otherwise, the only major premium cash back cards are the <a class="Link" href="https://www.bankrate.com/credit-cards/reviews/blue-cash-preferred-card-from-american-express/">Blue Cash Preferred® Card from American Express</a> and <a class="Link" href="https://www.bankrate.com/credit-cards/reviews/capital-one-spark-cash-for-business/">Capital One Spark Cash Plus</a>.</li> <li>The most versatile cash back cards earn rewards that can be pooled with premium travel cards from the same issuer, such as Chase Ultimate Rewards cards and Citi ThankYou Points cards. Rewards programs like these can elevate your rewards’ value through eligible travel and transfer partner redemptions.</li> </ul></div> <div class="SupplementaryLink"> Learn more: <a class=" " href="https://www.bankrate.com/finance/credit-cards/how-to-choose-a-cash-back-credit-card/" target=""data-beam-element-clicked data-type="link" data-location="https://www.bankrate.com/credit-cards/rewards/best-rewards-cards/" data-name="Learn more link" data-position="middle" data-text="How to choose a cash back credit card" data-outcome="send to page" > How to choose a cash back credit card</a> </div> </div> </div> <noscript> <div class="Accordion-contentWrapper" :id="$id('no-js-panel-span-classtext-cash-back-credit-cardsspan')" :labelledBy="$id('heading-span-classtext-cash-back-credit-cardsspan')" role="region" > <div class="Accordion-content text-slate px-3 pb-4 sm:px-6 sm:pb-6"> <div class="wysiwyg display-block w-full"> <ul> <li>Cash back cards are often your best choice to<a class="Link" href="https://www.bankrate.com/credit-cards/rewards/using-credit-card-rewards-to-save-money/"> save money on day-to-day purchases</a>. They’re more likely to earn at least 3 percent back on a well-rounded roster of everyday categories like groceries, gas, dining, transit or drugstores. Plus, some cash back cards have rare categories that other rewards cards lack, such as online shopping, home improvement, wholesale clubs, entertainment, utilities, gym memberships and specific retailers.</li> <li><a class="Link" href="https://www.bankrate.com/credit-cards/cash-back/best-cash-back-cards/">Cash back cards</a> often lack notable perks beyond their rewards, but some may offer annual credits, rewards rates or complimentary subscriptions with rideshare, food delivery or streaming services for a limited time.</li> <li>No-annual-fee cash rewards card welcome bonuses are typically on par with the typical $200 no-annual-fee card intro bonus value, but premium cash reward card offers are usually worth just $250 to $300 — which is often less valuable than offers from point- and mile-earning rewards cards with a similar annual fee.</li> <li>Rewards strategists may need to turn to point-based travel cards with a cash back redemption option if they want premium-grade cash rewards. Otherwise, the only major premium cash back cards are the <a class="Link" href="https://www.bankrate.com/credit-cards/reviews/blue-cash-preferred-card-from-american-express/">Blue Cash Preferred® Card from American Express</a> and <a class="Link" href="https://www.bankrate.com/credit-cards/reviews/capital-one-spark-cash-for-business/">Capital One Spark Cash Plus</a>.</li> <li>The most versatile cash back cards earn rewards that can be pooled with premium travel cards from the same issuer, such as Chase Ultimate Rewards cards and Citi ThankYou Points cards. Rewards programs like these can elevate your rewards’ value through eligible travel and transfer partner redemptions.</li> </ul></div> <div class="SupplementaryLink"> Learn more: <a class=" " href="https://www.bankrate.com/finance/credit-cards/how-to-choose-a-cash-back-credit-card/" target=""data-beam-element-clicked data-type="link" data-location="https://www.bankrate.com/credit-cards/rewards/best-rewards-cards/" data-name="Learn more link" data-position="middle" data-text="How to choose a cash back credit card" data-outcome="send to page" > How to choose a cash back credit card</a> </div> </div> </div> </noscript> </li> <li x-id="['panel-span-classtext-travel-rewards-credit-cardsspan', 'heading-span-classtext-travel-rewards-credit-cardsspan']" x-data="{ expanded: 0, disableMobileHover: 0, }" class="Accordion-item" > <button class="Accordion-titleContainer px-3 py-4 sm:px-6 group sm:py-6" :id="$id('heading-span-classtext-travel-rewards-credit-cardsspan')" :aria-controls="$id('panel-span-classtext-travel-rewards-credit-cardsspan')" :aria-expanded="expanded ? true : false" x-on:click="expanded = !expanded" data-beam-element-clicked-no-delay id="" data-type="accordion" data-location="" data-name=" travel rewards credit cards " data-position="2" data-text=" Travel rewards credit cards " data-outcome="" data-variant="default" :data-outcome="expanded ? 'open_accordion' : 'close_accordion'" :class="{ 'no-hover': (typeof isMobile !== 'undefined' && isMobile) && disableMobileHover }" > <h3 class="Accordion-title mr-2 md:flex-1 my-0"> <span class="text"> Travel rewards credit cards</span> </h3> <span class="Accordion-icon Icon Icon--sm icon-base-blue" aria-hidden="true"> <svg class="Icon-glyph" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false"><title>Caret Down Icon</title><path d="M12 17.152c-.33 0-.675-.131-.94-.378L3.384 9.09a1.32 1.32 0 0 1 0-1.86c.51-.51 1.351-.51 1.862 0L12 13.977l6.755-6.747c.51-.51 1.351-.51 1.862 0 .51.51.51 1.35 0 1.86l-7.694 7.684a1.295 1.295 0 0 1-.94.378H12Z" class="icon-base"/></svg> </span> </button> <div class="Accordion-contentWrapper" :id="$id('panel-span-classtext-travel-rewards-credit-cardsspan')" :labelledBy="$id('heading-span-classtext-travel-rewards-credit-cardsspan')" x-show="expanded" x-collapse role="region" style="height: 0px; overflow: hidden; display: none;" > <div class="Accordion-content text-slate px-3 pb-4 sm:px-6 sm:pb-6"> <div class="wysiwyg display-block w-full"> <p>There are two main types of <a class="Link" href="https://www.bankrate.com/finance/credit-cards/travel/">travel rewards credit cards</a>: co-branded and general-purpose.</p> <h4>Co-branded travel cards</h4> <ul> <li><a class="Link" href="https://www.bankrate.com/finance/credit-cards/co-branded-credit-cards-guide/">Co-branded travel cards</a> offer unique perks and boosted rewards on purchases with specific airlines or hotel brands, typically <a class="Link" href="https://www.bankrate.com/finance/credit-cards/how-to-earn-frequent-flyer-miles/">earning points or miles</a> unique to that brand. This makes them less flexible than general travel cards.<br><br></li> <li>They often offer perks you can’t get with many general-purpose travel cards, such as automatic and expedited loyalty status, discounts and other privileges with that specific airline or hotel brand. For example, airline cards may offer complimentary access to the airline’s airport lounges, priority boarding or companion airfare certificates. Meanwhile, hotel cards may provide complimentary free nights, credits for hotel purchases and automatic room upgrades.<br><br></li> <li>Although many hotel cards pack high rewards rates, <a class="Link" href="https://www.bankrate.com/finance/credit-cards/points-and-miles-valuations/">Bankrate’s point and mile valuations</a> appraise most major hotel rewards program points at less than 1 cent per point on average — less than the average value of most general-purpose travel cards rewards and many airline rewards program rewards (depending on the booking).</li> </ul> <h4>General-purpose travel cards</h4> <ul> <li>General-purpose travel cards earn rewards that aren’t tied to a single airline or hotel brand. You can often earn more valuable rewards on a wider variety of everyday and travel purchases with these cards. Some cards even let you transfer points or miles to a partner loyalty program. With the right transfer partner, your points could be worth around 2 cents each on average. However, some rewards programs may net you less than 1 cent per point for some redemption options.<br><br></li> <li>They’re among the best cards on the market for valuable perks. On top of exceptional <a class="Link" href="https://www.bankrate.com/credit-cards/travel/travel-insurance-guide/">travel insurance</a>, the best general-purpose travel cards carry hundreds of dollars worth of benefits like annual travel credits, expedited airport security screening service credits, and <a class="Link" href="https://www.bankrate.com/credit-cards/travel/best-credit-cards-airport-lounge-access/">comprehensive airport lounge access perks</a>.<br><br></li> <li>Many of the best general-purpose travel cards charge annual fees anywhere from $95 to $695. Although several carry enough practical perks to offset the cost, some of the cards’ annual credits and benefits can be too niche for the average traveler to comfortably recoup the fee without going out of their way.<br><br></li> <li>Cash back cards can often be more lucrative or flexible than no-annual-fee travel cards. Many of these entry-level options don’t carry notable travel perks, and no-annual-fee travel cards can typically only redeem rewards for up to 1 cent per point or mile since few can use transfer partners.</li> </ul></div> </div> </div> <noscript> <div class="Accordion-contentWrapper" :id="$id('no-js-panel-span-classtext-travel-rewards-credit-cardsspan')" :labelledBy="$id('heading-span-classtext-travel-rewards-credit-cardsspan')" role="region" > <div class="Accordion-content text-slate px-3 pb-4 sm:px-6 sm:pb-6"> <div class="wysiwyg display-block w-full"> <p>There are two main types of <a class="Link" href="https://www.bankrate.com/finance/credit-cards/travel/">travel rewards credit cards</a>: co-branded and general-purpose.</p> <h4>Co-branded travel cards</h4> <ul> <li><a class="Link" href="https://www.bankrate.com/finance/credit-cards/co-branded-credit-cards-guide/">Co-branded travel cards</a> offer unique perks and boosted rewards on purchases with specific airlines or hotel brands, typically <a class="Link" href="https://www.bankrate.com/finance/credit-cards/how-to-earn-frequent-flyer-miles/">earning points or miles</a> unique to that brand. This makes them less flexible than general travel cards.<br><br></li> <li>They often offer perks you can’t get with many general-purpose travel cards, such as automatic and expedited loyalty status, discounts and other privileges with that specific airline or hotel brand. For example, airline cards may offer complimentary access to the airline’s airport lounges, priority boarding or companion airfare certificates. Meanwhile, hotel cards may provide complimentary free nights, credits for hotel purchases and automatic room upgrades.<br><br></li> <li>Although many hotel cards pack high rewards rates, <a class="Link" href="https://www.bankrate.com/finance/credit-cards/points-and-miles-valuations/">Bankrate’s point and mile valuations</a> appraise most major hotel rewards program points at less than 1 cent per point on average — less than the average value of most general-purpose travel cards rewards and many airline rewards program rewards (depending on the booking).</li> </ul> <h4>General-purpose travel cards</h4> <ul> <li>General-purpose travel cards earn rewards that aren’t tied to a single airline or hotel brand. You can often earn more valuable rewards on a wider variety of everyday and travel purchases with these cards. Some cards even let you transfer points or miles to a partner loyalty program. With the right transfer partner, your points could be worth around 2 cents each on average. However, some rewards programs may net you less than 1 cent per point for some redemption options.<br><br></li> <li>They’re among the best cards on the market for valuable perks. On top of exceptional <a class="Link" href="https://www.bankrate.com/credit-cards/travel/travel-insurance-guide/">travel insurance</a>, the best general-purpose travel cards carry hundreds of dollars worth of benefits like annual travel credits, expedited airport security screening service credits, and <a class="Link" href="https://www.bankrate.com/credit-cards/travel/best-credit-cards-airport-lounge-access/">comprehensive airport lounge access perks</a>.<br><br></li> <li>Many of the best general-purpose travel cards charge annual fees anywhere from $95 to $695. Although several carry enough practical perks to offset the cost, some of the cards’ annual credits and benefits can be too niche for the average traveler to comfortably recoup the fee without going out of their way.<br><br></li> <li>Cash back cards can often be more lucrative or flexible than no-annual-fee travel cards. Many of these entry-level options don’t carry notable travel perks, and no-annual-fee travel cards can typically only redeem rewards for up to 1 cent per point or mile since few can use transfer partners.</li> </ul></div> </div> </div> </noscript> </li> <li x-id="['panel-span-classtext-business-rewards-credit-cardsspan', 'heading-span-classtext-business-rewards-credit-cardsspan']" x-data="{ expanded: 0, disableMobileHover: 0, }" class="Accordion-item" > <button class="Accordion-titleContainer px-3 py-4 sm:px-6 group sm:py-6" :id="$id('heading-span-classtext-business-rewards-credit-cardsspan')" :aria-controls="$id('panel-span-classtext-business-rewards-credit-cardsspan')" :aria-expanded="expanded ? true : false" x-on:click="expanded = !expanded" data-beam-element-clicked-no-delay id="" data-type="accordion" data-location="" data-name=" business rewards credit cards " data-position="3" data-text=" Business rewards credit cards " data-outcome="" data-variant="default" :data-outcome="expanded ? 'open_accordion' : 'close_accordion'" :class="{ 'no-hover': (typeof isMobile !== 'undefined' && isMobile) && disableMobileHover }" > <h3 class="Accordion-title mr-2 md:flex-1 my-0"> <span class="text"> Business rewards credit cards</span> </h3> <span class="Accordion-icon Icon Icon--sm icon-base-blue" aria-hidden="true"> <svg class="Icon-glyph" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false"><title>Caret Down Icon</title><path d="M12 17.152c-.33 0-.675-.131-.94-.378L3.384 9.09a1.32 1.32 0 0 1 0-1.86c.51-.51 1.351-.51 1.862 0L12 13.977l6.755-6.747c.51-.51 1.351-.51 1.862 0 .51.51.51 1.35 0 1.86l-7.694 7.684a1.295 1.295 0 0 1-.94.378H12Z" class="icon-base"/></svg> </span> </button> <div class="Accordion-contentWrapper" :id="$id('panel-span-classtext-business-rewards-credit-cardsspan')" :labelledBy="$id('heading-span-classtext-business-rewards-credit-cardsspan')" x-show="expanded" x-collapse role="region" style="height: 0px; overflow: hidden; display: none;" > <div class="Accordion-content text-slate px-3 pb-4 sm:px-6 sm:pb-6"> <div class="wysiwyg display-block w-full"> <ul> <li><a class="Link" href="https://www.bankrate.com/finance/credit-cards/business/">Business rewards cards</a> earn cash back, points or miles on <a class="Link" href="https://www.bankrate.com/credit-cards/business/small-business-rewards-guide/">common business expenses</a>, like office supplies, advertising services or travel.</li> <li>These cards sometimes carry perks like free employee cards, annual software or service credits, high spending limits and big sign-up bonuses.</li> </ul></div> <div class="SupplementaryLink"> Learn more: <a class=" " href="https://www.bankrate.com/finance/credit-cards/how-to-choose-business-credit-card/" target=""data-beam-element-clicked data-type="link" data-location="https://www.bankrate.com/credit-cards/rewards/best-rewards-cards/" data-name="Learn more link" data-position="middle" data-text="How to choose a business credit card" data-outcome="send to page" > How to choose a business credit card</a> </div> </div> </div> <noscript> <div class="Accordion-contentWrapper" :id="$id('no-js-panel-span-classtext-business-rewards-credit-cardsspan')" :labelledBy="$id('heading-span-classtext-business-rewards-credit-cardsspan')" role="region" > <div class="Accordion-content text-slate px-3 pb-4 sm:px-6 sm:pb-6"> <div class="wysiwyg display-block w-full"> <ul> <li><a class="Link" href="https://www.bankrate.com/finance/credit-cards/business/">Business rewards cards</a> earn cash back, points or miles on <a class="Link" href="https://www.bankrate.com/credit-cards/business/small-business-rewards-guide/">common business expenses</a>, like office supplies, advertising services or travel.</li> <li>These cards sometimes carry perks like free employee cards, annual software or service credits, high spending limits and big sign-up bonuses.</li> </ul></div> <div class="SupplementaryLink"> Learn more: <a class=" " href="https://www.bankrate.com/finance/credit-cards/how-to-choose-business-credit-card/" target=""data-beam-element-clicked data-type="link" data-location="https://www.bankrate.com/credit-cards/rewards/best-rewards-cards/" data-name="Learn more link" data-position="middle" data-text="How to choose a business credit card" data-outcome="send to page" > How to choose a business credit card</a> </div> </div> </div> </noscript> </li> <li x-id="['panel-span-classtext-0-intro-apr-and-balance-transfer-rewards-cardsspan', 'heading-span-classtext-0-intro-apr-and-balance-transfer-rewards-cardsspan']" x-data="{ expanded: 0, disableMobileHover: 0, }" class="Accordion-item" > <button class="Accordion-titleContainer px-3 py-4 sm:px-6 group sm:py-6" :id="$id('heading-span-classtext-0-intro-apr-and-balance-transfer-rewards-cardsspan')" :aria-controls="$id('panel-span-classtext-0-intro-apr-and-balance-transfer-rewards-cardsspan')" :aria-expanded="expanded ? true : false" x-on:click="expanded = !expanded" data-beam-element-clicked-no-delay id="" data-type="accordion" data-location="" data-name=" 0% intro apr and balance transfer rewards cards " data-position="4" data-text=" 0% intro APR and balance transfer rewards cards " data-outcome="" data-variant="default" :data-outcome="expanded ? 'open_accordion' : 'close_accordion'" :class="{ 'no-hover': (typeof isMobile !== 'undefined' && isMobile) && disableMobileHover }" > <h3 class="Accordion-title mr-2 md:flex-1 my-0"> <span class="text"> 0% intro APR and balance transfer rewards cards</span> </h3> <span class="Accordion-icon Icon Icon--sm icon-base-blue" aria-hidden="true"> <svg class="Icon-glyph" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false"><title>Caret Down Icon</title><path d="M12 17.152c-.33 0-.675-.131-.94-.378L3.384 9.09a1.32 1.32 0 0 1 0-1.86c.51-.51 1.351-.51 1.862 0L12 13.977l6.755-6.747c.51-.51 1.351-.51 1.862 0 .51.51.51 1.35 0 1.86l-7.694 7.684a1.295 1.295 0 0 1-.94.378H12Z" class="icon-base"/></svg> </span> </button> <div class="Accordion-contentWrapper" :id="$id('panel-span-classtext-0-intro-apr-and-balance-transfer-rewards-cardsspan')" :labelledBy="$id('heading-span-classtext-0-intro-apr-and-balance-transfer-rewards-cardsspan')" x-show="expanded" x-collapse role="region" style="height: 0px; overflow: hidden; display: none;" > <div class="Accordion-content text-slate px-3 pb-4 sm:px-6 sm:pb-6"> <div class="wysiwyg display-block w-full"> <ul> <li>Most rewards cards with 0 percent intro APR offers are no-annual-fee cards with 15-month offers on purchases and balance transfers (although 12-month offers aren’t uncommon). The Amex Blue Cash Preferred is perhaps the only major premium card with an intro APR offer.</li> <li>Most intro APR-focused rewards cards earn cash back, although a few no-annual-fee travel cards offer a solid 0 percent intro APR on purchases and balance transfers for 12 to 15 months.</li> <li>Although you won’t be able to get a rewards card with a chart-topping 0 percent intro APR for 21 months, the <a class="Link" href="https://www.bankrate.com/credit-cards/reviews/discover-it-chrome/">Discover it® Chrome</a> and <a class="Link" href="https://www.bankrate.com/credit-cards/reviews/citi-double-cash-card/">Citi Double Cash® Card</a> pack the longest offers if earning rewards is a deal-breaker.</li> </ul></div> </div> </div> <noscript> <div class="Accordion-contentWrapper" :id="$id('no-js-panel-span-classtext-0-intro-apr-and-balance-transfer-rewards-cardsspan')" :labelledBy="$id('heading-span-classtext-0-intro-apr-and-balance-transfer-rewards-cardsspan')" role="region" > <div class="Accordion-content text-slate px-3 pb-4 sm:px-6 sm:pb-6"> <div class="wysiwyg display-block w-full"> <ul> <li>Most rewards cards with 0 percent intro APR offers are no-annual-fee cards with 15-month offers on purchases and balance transfers (although 12-month offers aren’t uncommon). The Amex Blue Cash Preferred is perhaps the only major premium card with an intro APR offer.</li> <li>Most intro APR-focused rewards cards earn cash back, although a few no-annual-fee travel cards offer a solid 0 percent intro APR on purchases and balance transfers for 12 to 15 months.</li> <li>Although you won’t be able to get a rewards card with a chart-topping 0 percent intro APR for 21 months, the <a class="Link" href="https://www.bankrate.com/credit-cards/reviews/discover-it-chrome/">Discover it® Chrome</a> and <a class="Link" href="https://www.bankrate.com/credit-cards/reviews/citi-double-cash-card/">Citi Double Cash® Card</a> pack the longest offers if earning rewards is a deal-breaker.</li> </ul></div> </div> </div> </noscript> </li> <li x-id="['panel-span-classtext-credit-building-rewards-cardsspan', 'heading-span-classtext-credit-building-rewards-cardsspan']" x-data="{ expanded: 0, disableMobileHover: 0, }" class="Accordion-item" > <button class="Accordion-titleContainer px-3 py-4 sm:px-6 group sm:py-6" :id="$id('heading-span-classtext-credit-building-rewards-cardsspan')" :aria-controls="$id('panel-span-classtext-credit-building-rewards-cardsspan')" :aria-expanded="expanded ? true : false" x-on:click="expanded = !expanded" data-beam-element-clicked-no-delay id="" data-type="accordion" data-location="" data-name=" credit-building rewards cards " data-position="5" data-text=" Credit-building rewards cards " data-outcome="" data-variant="default" :data-outcome="expanded ? 'open_accordion' : 'close_accordion'" :class="{ 'no-hover': (typeof isMobile !== 'undefined' && isMobile) && disableMobileHover }" > <h3 class="Accordion-title mr-2 md:flex-1 my-0"> <span class="text"> Credit-building rewards cards</span> </h3> <span class="Accordion-icon Icon Icon--sm icon-base-blue" aria-hidden="true"> <svg class="Icon-glyph" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false"><title>Caret Down Icon</title><path d="M12 17.152c-.33 0-.675-.131-.94-.378L3.384 9.09a1.32 1.32 0 0 1 0-1.86c.51-.51 1.351-.51 1.862 0L12 13.977l6.755-6.747c.51-.51 1.351-.51 1.862 0 .51.51.51 1.35 0 1.86l-7.694 7.684a1.295 1.295 0 0 1-.94.378H12Z" class="icon-base"/></svg> </span> </button> <div class="Accordion-contentWrapper" :id="$id('panel-span-classtext-credit-building-rewards-cardsspan')" :labelledBy="$id('heading-span-classtext-credit-building-rewards-cardsspan')" x-show="expanded" x-collapse role="region" style="height: 0px; overflow: hidden; display: none;" > <div class="Accordion-content text-slate px-3 pb-4 sm:px-6 sm:pb-6"> <div class="wysiwyg display-block w-full"> <ul> <li>Several <a class="Link" href="https://www.bankrate.com/credit-cards/building-credit/best-secured-cards/">secured cards</a> earn quality rewards rates (typically cash back), even if you have a low credit score or no credit history at all. In fact, secured cards like the <a class="Link" href="https://www.bankrate.com/credit-cards/reviews/capital-one-quicksilver-secured-card/">Capital One Quicksilver Secured Cash Rewards Credit Card</a> and the <a class="Link" href="https://www.bankrate.com/credit-cards/reviews/bank-of-america-customized-cash-rewards-secured/">Bank of America® Customized Cash Rewards Secured Credit Card</a> carry rewards rates on par with their full-fledged counterparts.</li> <li>There are credit-building rewards cards that <a class="Link" href="https://www.bankrate.com/credit-cards/bad-credit/unsecured-bad-credit/">don’t require a security deposit</a>, but the rewards rates and waived deposits may not offset the typically higher fees. Plus, a secured rewards card can eventually refund your security deposit after enough on-time payments — often without the hefty annual fees.</li> <li>Credit-building rewards cards typically don’t offer sign-up bonuses, but there’s often no (or a low) annual fee. However, popular <a class="Link" href="https://www.bankrate.com/credit-cards/building-credit/best-student-cards/">student credit cards</a> typically charge minimal fees, carry sign-up bonus rewards and pack strong rewards rates. If you’re trying to establish your credit and you qualify for a student credit card, those are likely the best rewards card options available without becoming an <a class="Link" href="https://www.bankrate.com/credit-cards/news/guide-to-authorized-users/">authorized user</a> on someone’s card.</li> </ul></div> </div> </div> <noscript> <div class="Accordion-contentWrapper" :id="$id('no-js-panel-span-classtext-credit-building-rewards-cardsspan')" :labelledBy="$id('heading-span-classtext-credit-building-rewards-cardsspan')" role="region" > <div class="Accordion-content text-slate px-3 pb-4 sm:px-6 sm:pb-6"> <div class="wysiwyg display-block w-full"> <ul> <li>Several <a class="Link" href="https://www.bankrate.com/credit-cards/building-credit/best-secured-cards/">secured cards</a> earn quality rewards rates (typically cash back), even if you have a low credit score or no credit history at all. In fact, secured cards like the <a class="Link" href="https://www.bankrate.com/credit-cards/reviews/capital-one-quicksilver-secured-card/">Capital One Quicksilver Secured Cash Rewards Credit Card</a> and the <a class="Link" href="https://www.bankrate.com/credit-cards/reviews/bank-of-america-customized-cash-rewards-secured/">Bank of America® Customized Cash Rewards Secured Credit Card</a> carry rewards rates on par with their full-fledged counterparts.</li> <li>There are credit-building rewards cards that <a class="Link" href="https://www.bankrate.com/credit-cards/bad-credit/unsecured-bad-credit/">don’t require a security deposit</a>, but the rewards rates and waived deposits may not offset the typically higher fees. Plus, a secured rewards card can eventually refund your security deposit after enough on-time payments — often without the hefty annual fees.</li> <li>Credit-building rewards cards typically don’t offer sign-up bonuses, but there’s often no (or a low) annual fee. However, popular <a class="Link" href="https://www.bankrate.com/credit-cards/building-credit/best-student-cards/">student credit cards</a> typically charge minimal fees, carry sign-up bonus rewards and pack strong rewards rates. If you’re trying to establish your credit and you qualify for a student credit card, those are likely the best rewards card options available without becoming an <a class="Link" href="https://www.bankrate.com/credit-cards/news/guide-to-authorized-users/">authorized user</a> on someone’s card.</li> </ul></div> </div> </div> </noscript> </li> </ul> <div data-cy="" class="Headline w-full"> <h4 class="type-heading-four"> Looking for a particular type of rewards credit card? </h4> </div> <div class="button-grid button-grid--gap"> <div class="button-grid__item"> <a href="https://www.bankrate.com/finance/credit-cards/groceries/" class="Button Button--secondary Button--normal"> <span class="display-flex align-items-center justify-content-center gap-x-2"> Best cards for groceries</span></a> </div> <div class="button-grid__item"> <a href="https://www.bankrate.com/finance/credit-cards/restaurants/" class="Button Button--secondary Button--normal"> <span class="display-flex align-items-center justify-content-center gap-x-2"> Best cards for restaurants</span></a> </div> <div class="button-grid__item"> <a href="https://www.bankrate.com/finance/credit-cards/gas/" class="Button Button--secondary Button--normal"> <span class="display-flex align-items-center justify-content-center gap-x-2"> Best cards for gas</span></a> </div> <div class="button-grid__item"> <a href="https://www.bankrate.com/finance/credit-cards/airline/" class="Button Button--secondary Button--normal"> <span class="display-flex align-items-center justify-content-center gap-x-2"> Best cards for airlines</span></a> </div> <div class="button-grid__item"> <a href="https://www.bankrate.com/finance/credit-cards/hotel/" class="Button Button--secondary Button--normal"> <span class="display-flex align-items-center justify-content-center gap-x-2"> Best cards for hotels</span></a> </div> <div class="button-grid__item"> <a href="https://www.bankrate.com/finance/credit-cards/student/" class="Button Button--secondary Button--normal"> <span class="display-flex align-items-center justify-content-center gap-x-2"> Best cards for students</span></a> </div> </div> <div class="vertical-spacer pt-8" style="width: 100%; content: '';"></div> </div> <div id="our-data" class="SectionWithTocItem " data-beam-element-viewed id="our-data" data-type="SHELF-TOC" data-location="SHELF-TOC-section" data-name="Our data: Low approval rates in spring, summer 2024" data-text="" > <div id="well-97809fd7-d996-4615-ae77-4927a1f034aa" class="WellContainer rounded-lg border-4 border-blue-mid bg-blue-light py-8 px-4"> <div data-cy="" class="Headline w-full"> <h2 class="type-heading-three"> Our data: Low approval rates in spring, summer 2024 </h2> </div> <div class="wysiwyg display-block w-full"> <p>A <a class="Link" href="https://www.bankrate.com/credit-cards/news/credit-denials-survey/">2024 Bankrate survey</a> found that credit card applicants are still experiencing stiff approval odds since issuers tightened underwriting in 2023. <a class="Link" href="https://www.bankrate.com/banking/federal-reserve/fed-meeting-news-today-september-2024/">September’s rate cut</a> and the expectation of continuing cuts could change the credit card landscape a bit, but it may be a while before cardholders feel the effects. </p></div> <div class="infogram-embed" data-id="rewards-card-approval-rate-trend-2024-1hnp27e51dkyn4g" data-type="interactive" data-title="Approval rate trend, February-July 2024"></div> <div class="wysiwyg display-block w-full"> <p>We dug into our <a class="Link" href="https://www.bankrate.com/credit-cards/how-we-use-data/">proprietary data</a> on the approval rates of Bankrate’s top rewards cards. Our data on Bankrate credit card applications shows that the <strong>average approval rate for rewards cards peaked in February 2024 at about 68 percent</strong>. However, this<strong> rate dropped sharply to 54 percent </strong>in March, and by July 2024, <strong>it had gone down to 47 percent.</strong> This data covers both flat-rate and category rewards cards. </p> <p>Even relatively new cards like the Citi Strata Premier Card and Wells Fargo Autograph Journey Card experienced sharp drops in approvals. Both launched in May 2024, with the <strong>Citi Strata approving 60 percent</strong> of Bankrate applicants and the <strong>Wells Fargo Autograph Journey approving almost 55 percent of applicants</strong>. However, in July, <strong>these cards’ approval rates were down to 34 percent and 46 percent, </strong>respectively.</p> <p>It’s worth noting that our 2023 data showed an increase in approval rates over most of 2023 — peaking around <strong>60 to 65 percent from August to November 2023</strong>, and dropping sharply into December. Keep in mind that even a slight upward trend in approval rates isn’t guaranteed, but it could be supported by historical data and seasonal factors like issuers taking advantage of increased spending leading up to the holidays. Similarly, we typically see a decrease in approval rates in the earlier months of the year since more users apply for cards to help them financially recover from <a class="Link" href="https://www.bankrate.com/credit-cards/news/early-holiday-shopping/">holiday shopping</a> and <a class="Link" href="https://www.bankrate.com/credit-cards/news/survey-holiday-travel/">holiday travel</a>, even if their credit scores are below the recommended range. </p> <p>If you want a slight approval edge, though, our historical data also showed cash back cards had a higher average approval rate throughout 2023 than other rewards cards. Our data even indicates that <strong>cash back cards have a higher approval rate than other rewards cards from the same issuer</strong>. Granted, cash back cards didn’t have a massive advantage — their overall approval rate was only about 5 percentage points higher than the approval rate of other rewards cards. </p></div> </div> </div> <div id="ask-the-experts" class="SectionWithTocItem " data-beam-element-viewed id="ask-the-experts" data-type="SHELF-TOC" data-location="SHELF-TOC-section" data-name="Ask the experts" data-position="3" data-text="" > <div class="AskTheExperts border-grey border-1 rounded-lg bg-gray-light gap-4 p-8" x-data="{ author_id_active: '1470' }"> <h3 class="type-heading-three w-full mb-4"> Ask the experts: What's your go-to method for maximizing credit card rewards?</h3> <ul class="AskTheExperts-panel -m-2" role="list"> <li class="AskTheExperts-panelItem p-2" role="listitem"> <button id="AskTheExperts-tab-1" class="AskTheExperts-panelAuthor rounded bg-white p-4" x-on:click="author_id_active = '1470'" role="button" aria-label="Author name Thomas Nitzsche"> <img srcset="https://www.bankrate.com/2023/10/11115315/ThomasNitzsche-14-scaled.jpg?auto=webp&quality=85&width=48&height=48&fit=cover&enable=upscale&crop=1:1,smart&dpr=1.5 1.5x, https://www.bankrate.com/2023/10/11115315/ThomasNitzsche-14-scaled.jpg?auto=webp&quality=85&width=48&height=48&fit=cover&enable=upscale&crop=1:1,smart&dpr=2 2x, https://www.bankrate.com/2023/10/11115315/ThomasNitzsche-14-scaled.jpg?auto=webp&quality=85&width=48&height=48&fit=cover&enable=upscale&crop=1:1,smart&dpr=3 3x" src="https://www.bankrate.com/2023/10/11115315/ThomasNitzsche-14-scaled.jpg?auto=webp&quality=85&width=48&height=48&fit=cover&enable=upscale&crop=1:1,smart" loading="lazy" class="AuthorAvatar AuthorAvatar--md flex-shrink-0" alt=""> <p class="font-bold m-0 ml-4" aria-hidden="true">Thomas Nitzsche</p> </button> </li> <li class="AskTheExperts-panelItem p-2" role="listitem"> <button id="AskTheExperts-tab-2" class="AskTheExperts-panelAuthor rounded bg-white p-4" x-on:click="author_id_active = '1057'" role="button" aria-label="Author name Stephanie Zito"> <img srcset="https://www.bankrate.com/2021/04/06151214/stephanie-zito-150-1.png?auto=webp&quality=85&width=48&height=48&fit=cover&enable=upscale&crop=1:1,smart&dpr=1.5 1.5x, https://www.bankrate.com/2021/04/06151214/stephanie-zito-150-1.png?auto=webp&quality=85&width=48&height=48&fit=cover&enable=upscale&crop=1:1,smart&dpr=2 2x, https://www.bankrate.com/2021/04/06151214/stephanie-zito-150-1.png?auto=webp&quality=85&width=48&height=48&fit=cover&enable=upscale&crop=1:1,smart&dpr=3 3x" src="https://www.bankrate.com/2021/04/06151214/stephanie-zito-150-1.png?auto=webp&quality=85&width=48&height=48&fit=cover&enable=upscale&crop=1:1,smart" loading="lazy" class="AuthorAvatar AuthorAvatar--md flex-shrink-0" alt=""> <p class="font-bold m-0 ml-4" aria-hidden="true">Stephanie Zito</p> </button> </li> <li class="AskTheExperts-panelItem p-2" role="listitem"> <button id="AskTheExperts-tab-3" class="AskTheExperts-panelAuthor rounded bg-white p-4" x-on:click="author_id_active = '368'" role="button" aria-label="Author name Erica Sandberg"> <img srcset="https://www.bankrate.com/2021/08/05100718/erica-sandberg-1501.png?auto=webp&quality=85&width=48&height=48&fit=cover&enable=upscale&crop=1:1,smart&dpr=1.5 1.5x, https://www.bankrate.com/2021/08/05100718/erica-sandberg-1501.png?auto=webp&quality=85&width=48&height=48&fit=cover&enable=upscale&crop=1:1,smart&dpr=2 2x, https://www.bankrate.com/2021/08/05100718/erica-sandberg-1501.png?auto=webp&quality=85&width=48&height=48&fit=cover&enable=upscale&crop=1:1,smart&dpr=3 3x" src="https://www.bankrate.com/2021/08/05100718/erica-sandberg-1501.png?auto=webp&quality=85&width=48&height=48&fit=cover&enable=upscale&crop=1:1,smart" loading="lazy" class="AuthorAvatar AuthorAvatar--md flex-shrink-0" alt=""> <p class="font-bold m-0 ml-4" aria-hidden="true">Erica Sandberg</p> </button> </li> </ul> <hr class="w-full border-grey border-1 mx-0 my-2"> <div class="AskTheExperts-details" role="tabpanel"> <div x-show="author_id_active == '1470'" aria-labelledby="AskTheExperts-tab-1" role="tabpanel" style=""> <div class="AskTheExperts-detailsItem"> <a class="AskTheExperts-detailsAuthor no-underline" href="https://www.bankrate.com/authors/thomas-nitzsche/"> <img srcset="https://www.bankrate.com/2023/10/11115315/ThomasNitzsche-14-scaled.jpg?auto=webp&quality=85&width=64&height=64&fit=cover&enable=upscale&crop=1:1,smart&dpr=1.5 1.5x, https://www.bankrate.com/2023/10/11115315/ThomasNitzsche-14-scaled.jpg?auto=webp&quality=85&width=64&height=64&fit=cover&enable=upscale&crop=1:1,smart&dpr=2 2x, https://www.bankrate.com/2023/10/11115315/ThomasNitzsche-14-scaled.jpg?auto=webp&quality=85&width=64&height=64&fit=cover&enable=upscale&crop=1:1,smart&dpr=3 3x" src="https://www.bankrate.com/2023/10/11115315/ThomasNitzsche-14-scaled.jpg?auto=webp&quality=85&width=64&height=64&fit=cover&enable=upscale&crop=1:1,smart" loading="lazy" class="AuthorAvatar AuthorAvatar--lg flex-shrink-0" alt=""> <div class="ml-6"> <p class="type-heading-four Link border-0 m-0 mb-1">Thomas Nitzsche</p> <p class="text-slate m-0">Financial Educator, Debt and Credit</p> </div> </a> <div class="w-full mt-4 border-grey border-1 rounded bg-white p-4"> <p class="type-body-two text-gray-dark m-0"> As someone who travels a lot, I focus on travel rewards, mostly hotel accommodations, with no hotel brand affinity. I use an online discount travel site’s branded card, using promo codes at the point of sale. I earn the most points on travel booked through the site, and I also get a bonus on points I’ve redeemed toward past travel purchases. The points can also be used to purchase trips on the site, and points are earned on those purchases as well. I also use the Upromise.com browser extension that lets you know when you can earn an additional 5 percent cash back shopping online that goes automatically into a 529 college savings account.</p> </div> </div> </div> <div x-show="author_id_active == '1057'" aria-labelledby="AskTheExperts-tab-2" role="tabpanel" style="display: none;"> <div class="AskTheExperts-detailsItem"> <a class="AskTheExperts-detailsAuthor no-underline" href="https://www.bankrate.com/authors/stephanie-zito/"> <img srcset="https://www.bankrate.com/2021/04/06151214/stephanie-zito-150-1.png?auto=webp&quality=85&width=64&height=64&fit=cover&enable=upscale&crop=1:1,smart&dpr=1.5 1.5x, https://www.bankrate.com/2021/04/06151214/stephanie-zito-150-1.png?auto=webp&quality=85&width=64&height=64&fit=cover&enable=upscale&crop=1:1,smart&dpr=2 2x, https://www.bankrate.com/2021/04/06151214/stephanie-zito-150-1.png?auto=webp&quality=85&width=64&height=64&fit=cover&enable=upscale&crop=1:1,smart&dpr=3 3x" src="https://www.bankrate.com/2021/04/06151214/stephanie-zito-150-1.png?auto=webp&quality=85&width=64&height=64&fit=cover&enable=upscale&crop=1:1,smart" loading="lazy" class="AuthorAvatar AuthorAvatar--lg flex-shrink-0" alt=""> <div class="ml-6"> <p class="type-heading-four Link border-0 m-0 mb-1">Stephanie Zito</p> <p class="text-slate m-0">Contributor, Personal Finance</p> </div> </a> <div class="w-full mt-4 border-grey border-1 rounded bg-white p-4"> <p class="type-body-two text-gray-dark m-0"> Most people focus their credit card strategy on how to earn the most points possible and then later think about what they might be able to redeem them for. I think this is backwards. I like to start by knowing what reward I’m working toward, then reverse engineer my earning strategy. I’m not just earning points — I’m earning the right points, and I know I’m going to be able to put them into use! This is much more motivating.</p> </div> </div> </div> <div x-show="author_id_active == '368'" aria-labelledby="AskTheExperts-tab-3" role="tabpanel" style="display: none;"> <div class="AskTheExperts-detailsItem"> <a class="AskTheExperts-detailsAuthor no-underline" href="https://www.bankrate.com/authors/erica-sandberg/"> <img srcset="https://www.bankrate.com/2021/08/05100718/erica-sandberg-1501.png?auto=webp&quality=85&width=64&height=64&fit=cover&enable=upscale&crop=1:1,smart&dpr=1.5 1.5x, https://www.bankrate.com/2021/08/05100718/erica-sandberg-1501.png?auto=webp&quality=85&width=64&height=64&fit=cover&enable=upscale&crop=1:1,smart&dpr=2 2x, https://www.bankrate.com/2021/08/05100718/erica-sandberg-1501.png?auto=webp&quality=85&width=64&height=64&fit=cover&enable=upscale&crop=1:1,smart&dpr=3 3x" src="https://www.bankrate.com/2021/08/05100718/erica-sandberg-1501.png?auto=webp&quality=85&width=64&height=64&fit=cover&enable=upscale&crop=1:1,smart" loading="lazy" class="AuthorAvatar AuthorAvatar--lg flex-shrink-0" alt=""> <div class="ml-6"> <p class="type-heading-four Link border-0 m-0 mb-1">Erica Sandberg</p> <p class="text-slate m-0">Contributor, Credit Cards</p> </div> </a> <div class="w-full mt-4 border-grey border-1 rounded bg-white p-4"> <p class="type-body-two text-gray-dark m-0"> I spend naturally, but use my credit cards for almost every expense. I don't look at how many rewards I have earned monthly because I like being surprised by how many I have to redeem.</p> </div> </div> </div> </div> </div> </div> <div id="faqs" class="SectionWithTocItem " data-beam-element-viewed id="faqs" data-type="SHELF-TOC" data-location="SHELF-TOC-section" data-name="Frequently asked questions" data-position="4" data-text="" > <div data-cy="" class="Headline w-full"> <h2 class="type-heading-two"> Frequently asked questions about rewards credit cards </h2> </div> <ul class="Accordion w-full" data-cy="accordion-ab4b0988-dcdd-4ed9-a342-49fd3f1d48e4"> <li x-id="['panel-accordion-do-credit-card-rewards-expire', 'heading-accordion-do-credit-card-rewards-expire']" x-data="{ expanded: 0, disableMobileHover: 0, }" class="Accordion-item" > <button class="Accordion-titleContainer px-3 py-4 sm:px-6 group sm:py-6" :id="$id('heading-accordion-do-credit-card-rewards-expire')" :aria-controls="$id('panel-accordion-do-credit-card-rewards-expire')" :aria-expanded="expanded ? true : false" x-on:click="expanded = !expanded" data-beam-element-clicked-no-delay id="" data-type="accordion" data-location="faq section" data-name=" do credit card rewards expire? " data-position="1" data-text=" Do credit card rewards expire? " data-outcome="" data-variant="default" :data-outcome="expanded ? 'open_accordion' : 'close_accordion'" :class="{ 'no-hover': (typeof isMobile !== 'undefined' && isMobile) && disableMobileHover }" > <h3 class="Accordion-title mr-2 md:flex-1 my-0"> <span class="text"> Do credit card rewards expire?</span> </h3> <span class="Accordion-icon Icon Icon--sm icon-base-blue" aria-hidden="true"> <svg class="Icon-glyph" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false"><title>Caret Down Icon</title><path d="M12 17.152c-.33 0-.675-.131-.94-.378L3.384 9.09a1.32 1.32 0 0 1 0-1.86c.51-.51 1.351-.51 1.862 0L12 13.977l6.755-6.747c.51-.51 1.351-.51 1.862 0 .51.51.51 1.35 0 1.86l-7.694 7.684a1.295 1.295 0 0 1-.94.378H12Z" class="icon-base"/></svg> </span> </button> <div class="Accordion-contentWrapper" :id="$id('panel-accordion-do-credit-card-rewards-expire')" :labelledBy="$id('heading-accordion-do-credit-card-rewards-expire')" x-show="expanded" x-collapse role="region" style="height: 0px; overflow: hidden; display: none;" > <div class="Accordion-content text-slate px-3 pb-4 sm:px-6 sm:pb-6"> <div class="wysiwyg display-block w-full"> <p>Typically, <a class="Link" href="https://www.bankrate.com/credit-cards/travel/keep-miles-from-expiring/">credit card rewards don’t expire</a> for the life of your account. That means your rewards won’t expire if you keep your account open and in good standing. However, read your rewards program’s terms and conditions carefully since this isn’t guaranteed for all cards. </p></div> </div> </div> <noscript> <div class="Accordion-contentWrapper" :id="$id('no-js-panel-accordion-do-credit-card-rewards-expire')" :labelledBy="$id('heading-accordion-do-credit-card-rewards-expire')" role="region" > <div class="Accordion-content text-slate px-3 pb-4 sm:px-6 sm:pb-6"> <div class="wysiwyg display-block w-full"> <p>Typically, <a class="Link" href="https://www.bankrate.com/credit-cards/travel/keep-miles-from-expiring/">credit card rewards don’t expire</a> for the life of your account. That means your rewards won’t expire if you keep your account open and in good standing. However, read your rewards program’s terms and conditions carefully since this isn’t guaranteed for all cards. </p></div> </div> </div> </noscript> </li> <li x-id="['panel-accordion-are-credit-card-rewards-taxable', 'heading-accordion-are-credit-card-rewards-taxable']" x-data="{ expanded: 0, disableMobileHover: 0, }" class="Accordion-item" > <button class="Accordion-titleContainer px-3 py-4 sm:px-6 group sm:py-6" :id="$id('heading-accordion-are-credit-card-rewards-taxable')" :aria-controls="$id('panel-accordion-are-credit-card-rewards-taxable')" :aria-expanded="expanded ? true : false" x-on:click="expanded = !expanded" data-beam-element-clicked-no-delay id="" data-type="accordion" data-location="faq section" data-name=" are credit card rewards taxable? " data-position="2" data-text=" Are credit card rewards taxable? " data-outcome="" data-variant="default" :data-outcome="expanded ? 'open_accordion' : 'close_accordion'" :class="{ 'no-hover': (typeof isMobile !== 'undefined' && isMobile) && disableMobileHover }" > <h3 class="Accordion-title mr-2 md:flex-1 my-0"> <span class="text"> Are credit card rewards taxable?</span> </h3> <span class="Accordion-icon Icon Icon--sm icon-base-blue" aria-hidden="true"> <svg class="Icon-glyph" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false"><title>Caret Down Icon</title><path d="M12 17.152c-.33 0-.675-.131-.94-.378L3.384 9.09a1.32 1.32 0 0 1 0-1.86c.51-.51 1.351-.51 1.862 0L12 13.977l6.755-6.747c.51-.51 1.351-.51 1.862 0 .51.51.51 1.35 0 1.86l-7.694 7.684a1.295 1.295 0 0 1-.94.378H12Z" class="icon-base"/></svg> </span> </button> <div class="Accordion-contentWrapper" :id="$id('panel-accordion-are-credit-card-rewards-taxable')" :labelledBy="$id('heading-accordion-are-credit-card-rewards-taxable')" x-show="expanded" x-collapse role="region" style="height: 0px; overflow: hidden; display: none;" > <div class="Accordion-content text-slate px-3 pb-4 sm:px-6 sm:pb-6"> <div class="wysiwyg display-block w-full"> <p>Generally, <a class="Link" href="https://www.bankrate.com/credit-cards/rewards/credit-card-rewards-count-taxable-income/">rewards are not considered taxable</a> since the IRS considers the rewards to be a form of rebate on the purchase. Though uncommon, rewards may be taxable if they’re received under circumstances like bonus offers without a spending requirement. Make sure to look at the credit card’s terms to see the conditions of how you can receive and redeem bonus rewards.</p></div> </div> </div> <noscript> <div class="Accordion-contentWrapper" :id="$id('no-js-panel-accordion-are-credit-card-rewards-taxable')" :labelledBy="$id('heading-accordion-are-credit-card-rewards-taxable')" role="region" > <div class="Accordion-content text-slate px-3 pb-4 sm:px-6 sm:pb-6"> <div class="wysiwyg display-block w-full"> <p>Generally, <a class="Link" href="https://www.bankrate.com/credit-cards/rewards/credit-card-rewards-count-taxable-income/">rewards are not considered taxable</a> since the IRS considers the rewards to be a form of rebate on the purchase. Though uncommon, rewards may be taxable if they’re received under circumstances like bonus offers without a spending requirement. Make sure to look at the credit card’s terms to see the conditions of how you can receive and redeem bonus rewards.</p></div> </div> </div> </noscript> </li> <li x-id="['panel-span-classtext-what-credit-score-do-i-need-for-a-rewards-cardspan', 'heading-span-classtext-what-credit-score-do-i-need-for-a-rewards-cardspan']" x-data="{ expanded: 0, disableMobileHover: 0, }" class="Accordion-item" > <button class="Accordion-titleContainer px-3 py-4 sm:px-6 group sm:py-6" :id="$id('heading-span-classtext-what-credit-score-do-i-need-for-a-rewards-cardspan')" :aria-controls="$id('panel-span-classtext-what-credit-score-do-i-need-for-a-rewards-cardspan')" :aria-expanded="expanded ? true : false" x-on:click="expanded = !expanded" data-beam-element-clicked-no-delay id="" data-type="accordion" data-location="faq section" data-name=" what credit score do i need for a rewards card? " data-position="3" data-text=" What credit score do I need for a rewards card? " data-outcome="" data-variant="default" :data-outcome="expanded ? 'open_accordion' : 'close_accordion'" :class="{ 'no-hover': (typeof isMobile !== 'undefined' && isMobile) && disableMobileHover }" > <h3 class="Accordion-title mr-2 md:flex-1 my-0"> <span class="text"> What credit score do I need for a rewards card?</span> </h3> <span class="Accordion-icon Icon Icon--sm icon-base-blue" aria-hidden="true"> <svg class="Icon-glyph" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false"><title>Caret Down Icon</title><path d="M12 17.152c-.33 0-.675-.131-.94-.378L3.384 9.09a1.32 1.32 0 0 1 0-1.86c.51-.51 1.351-.51 1.862 0L12 13.977l6.755-6.747c.51-.51 1.351-.51 1.862 0 .51.51.51 1.35 0 1.86l-7.694 7.684a1.295 1.295 0 0 1-.94.378H12Z" class="icon-base"/></svg> </span> </button> <div class="Accordion-contentWrapper" :id="$id('panel-span-classtext-what-credit-score-do-i-need-for-a-rewards-cardspan')" :labelledBy="$id('heading-span-classtext-what-credit-score-do-i-need-for-a-rewards-cardspan')" x-show="expanded" x-collapse role="region" style="height: 0px; overflow: hidden; display: none;" > <div class="Accordion-content text-slate px-3 pb-4 sm:px-6 sm:pb-6"> <div class="wysiwyg display-block w-full"> <p>You typically need good to excellent credit (FICO score 670 and higher) to qualify for a competitive rewards card. Premium travel cards might require an excellent credit score (FICO score of 800 and above). You can also find <a class="Link" href="https://www.bankrate.com/credit-cards/building-credit/best-for-fair-credit/">rewards cards for people with fair credit</a>, but the rewards and perks might be limited.</p></div> </div> </div> <noscript> <div class="Accordion-contentWrapper" :id="$id('no-js-panel-span-classtext-what-credit-score-do-i-need-for-a-rewards-cardspan')" :labelledBy="$id('heading-span-classtext-what-credit-score-do-i-need-for-a-rewards-cardspan')" role="region" > <div class="Accordion-content text-slate px-3 pb-4 sm:px-6 sm:pb-6"> <div class="wysiwyg display-block w-full"> <p>You typically need good to excellent credit (FICO score 670 and higher) to qualify for a competitive rewards card. Premium travel cards might require an excellent credit score (FICO score of 800 and above). You can also find <a class="Link" href="https://www.bankrate.com/credit-cards/building-credit/best-for-fair-credit/">rewards cards for people with fair credit</a>, but the rewards and perks might be limited.</p></div> </div> </div> </noscript> </li> </ul> </div> <div id="more-info" class="SectionWithTocItem " data-beam-element-viewed id="more-info" data-type="SHELF-TOC" data-location="SHELF-TOC-section" data-name="More information on rewards credit cards" data-text="" > <div class="wysiwyg display-block w-full"> <h3>Learn more about rewards credit cards</h3></div> <div id="carousel-4c0a594a-c3cb-4051-95a2-89832f4b846d" class="ArticlesCardCarousel swiper "> <div class="ArticlesCardCarousel__cards display-flex swiper-wrapper"> <div class="swiper-slide mr-4 md:mr-6"> <div x-data="{ showSubcopy: 0, init(){ if (this.showSubcopy && this.$refs.subcopy != null) { const { height } = this.$refs.subcopy.getBoundingClientRect(); this.$refs.headline.style.setProperty('--translate-y', `${height}px`); } } }" class="ImageArticleCard pos-relative rounded-xl" > <a href="https://www.bankrate.com/finance/credit-cards/credit-score-needed-for-rewards-card/" aria-label="Read more about how to score a rewards card without good credit" class="pos-absolute w-full h-full z-layer-two" > </a> <img src="https://www.bankrate.com/f/102997/912x513/87b1a41b47/how-to-score-a-rewards-card-without-good-credit.webp?auto=webp&optimize=high" alt="A man inserting his payment card into a card reader at a point-of-sale terminal. He is using the card reader to make a payment transaction." class="w-full h-full rounded-xl" style="object-fit: cover;" loading="lazy"> <div class="ImageArticleCard__overlay pos-absolute z-layer-one w-full rounded-xl px-4 pt-6 display-flex flex-direction-column justify-content-flex-end align-items-flex-start"> <div class="Headline w-full text-white" x-ref="headline"> <span class="type-heading-five uppercase mb-2"> </span> <h3 class="type-heading-four text-crop-none ImageArticleCard__heading mb-5"> How to score a rewards card without good credit </h3> </div> </div> </div> </div> <div class="swiper-slide mr-4 md:mr-6"> <div x-data="{ showSubcopy: 0, init(){ if (this.showSubcopy && this.$refs.subcopy != null) { const { height } = this.$refs.subcopy.getBoundingClientRect(); this.$refs.headline.style.setProperty('--translate-y', `${height}px`); } } }" class="ImageArticleCard pos-relative rounded-xl" > <a href="https://www.bankrate.com/finance/credit-cards/travel-card-points-vs-miles/" aria-label="Read more about should i get a travel credit card that earns points, miles or both" class="pos-absolute w-full h-full z-layer-two" > </a> <img src="https://www.bankrate.com/f/102997/912x513/87de7ac851/cards-should-i-get-a-travel-credit-card-that-earns-points-miles-or-both.webp?auto=webp&optimize=high" alt="A woman holding a phone in one hand and a credit card in the other hand. She appears to be ready to make an online payment or complete a mobile transaction." class="w-full h-full rounded-xl" style="object-fit: cover;" loading="lazy"> <div class="ImageArticleCard__overlay pos-absolute z-layer-one w-full rounded-xl px-4 pt-6 display-flex flex-direction-column justify-content-flex-end align-items-flex-start"> <div class="Headline w-full text-white" x-ref="headline"> <span class="type-heading-five uppercase mb-2"> </span> <h3 class="type-heading-four text-crop-none ImageArticleCard__heading mb-5"> Should I get a travel credit card that earns points, miles or both </h3> </div> </div> </div> </div> <div class="swiper-slide mr-4 md:mr-6"> <div x-data="{ showSubcopy: 0, init(){ if (this.showSubcopy && this.$refs.subcopy != null) { const { height } = this.$refs.subcopy.getBoundingClientRect(); this.$refs.headline.style.setProperty('--translate-y', `${height}px`); } } }" class="ImageArticleCard pos-relative rounded-xl" > <a 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if (this.showSubcopy && this.$refs.subcopy != null) { const { height } = this.$refs.subcopy.getBoundingClientRect(); this.$refs.headline.style.setProperty('--translate-y', `${height}px`); } } }" class="ImageArticleCard pos-relative rounded-xl" > <a href="https://www.bankrate.com/finance/credit-cards/ways-to-earn-card-rewards/" aria-label="Read more about underrated ways to earn credit card rewards" class="pos-absolute w-full h-full z-layer-two" > </a> <img src="https://www.bankrate.com/f/102997/912x513/0f3383ebcc/brcc-5-underrated-ways-to-earn-credit-card-rewards_.webp?auto=webp&optimize=high" alt="design element including some graphic drawn hands holding a cellphone and a card with a graphic number 5 to the left hand side" class="w-full h-full rounded-xl" style="object-fit: cover;" loading="lazy"> <div class="ImageArticleCard__overlay pos-absolute z-layer-one w-full rounded-xl px-4 pt-6 display-flex flex-direction-column justify-content-flex-end align-items-flex-start"> <div class="Headline w-full text-white" x-ref="headline"> <span class="type-heading-five uppercase mb-2"> </span> <h3 class="type-heading-four text-crop-none ImageArticleCard__heading mb-5"> Underrated ways to earn credit card rewards </h3> </div> </div> </div> </div> <div class="swiper-slide mr-4 md:mr-6"> <div x-data="{ showSubcopy: 0, init(){ if (this.showSubcopy && this.$refs.subcopy != null) { const { height } = this.$refs.subcopy.getBoundingClientRect(); this.$refs.headline.style.setProperty('--translate-y', `${height}px`); } } }" class="ImageArticleCard pos-relative rounded-xl" > <a href="https://www.bankrate.com/finance/credit-cards/best-worst-frequent-flier-programs/" aria-label="Read more about traveler’s guide to the best frequent flyer programs" class="pos-absolute w-full h-full z-layer-two" > </a> <img src="https://www.bankrate.com/f/102997/912x513/c037eea4c4/cards_travelers_guide_to_the_best_frequent_flyer_programs_b.webp?auto=webp&optimize=high" alt="" class="w-full h-full rounded-xl" style="object-fit: cover;" loading="lazy"> <div class="ImageArticleCard__overlay pos-absolute z-layer-one w-full rounded-xl px-4 pt-6 display-flex flex-direction-column justify-content-flex-end align-items-flex-start"> <div class="Headline w-full text-white" x-ref="headline"> <span class="type-heading-five uppercase mb-2"> </span> <h3 class="type-heading-four text-crop-none ImageArticleCard__heading mb-5"> Traveler’s guide to the best frequent flyer programs </h3> </div> </div> </div> </div></div> <div class="swiper-controller min-w-max mt-6"> <button class="trsy-rounded Button Button--utility swipe-left" disabled="true" > <svg class="Icon w-4 h-4" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false"><title>Caret Left Icon</title><path d="M15.85 21a1.36 1.36 0 0 1-.938-.379L7.23 12.932c-.51-.51-.51-1.35 0-1.86l7.681-7.69a1.32 1.32 0 0 1 1.86 0c.51.511.51 1.35 0 1.861l-6.745 6.75 6.744 6.751c.51.51.51 1.35 0 1.86a1.29 1.29 0 0 1-.937.38l.016.016Z" class="icon-base"/></svg></button> <button class="Button Button--utility swipe-right" > <svg class="Icon w-4 h-4" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false"><title>Caret Right Icon</title><path d="M8.168 21a1.39 1.39 0 0 1-.938-.379c-.51-.51-.51-1.35 0-1.86l6.744-6.75L7.23 5.242c-.51-.51-.51-1.35 0-1.86a1.32 1.32 0 0 1 1.859 0l7.681 7.689c.51.51.51 1.35 0 1.86l-7.681 7.69A1.29 1.29 0 0 1 8.15 21h.017Z" class="icon-base"/></svg></button> </div> </div> </div> <div id="why-we-chose" class="SectionWithTocItem " data-beam-element-viewed id="why-we-chose" data-type="SHELF-TOC" data-location="SHELF-TOC-section" data-name="How we assess the best rewards credit cards" data-position="5" data-text="" > <div class="wysiwyg display-block w-full"> <h2>How we assess the best rewards credit cards</h2></div> <div class="expertise-card-group expertise-container display-flex flex-wrap justify-content-space-around w-full"> <div class="expertise display-grid grid-rows-3 sm:h-44 sm:max-w-2xl box-sizing-border-box rounded-lg box-shadow-4 my-3 w-40 h-24"> <div class="display-flex flex-wrap justify-content-center"> <div class="expertise__banner w-40 h-6 bg-blue rounded-t-lg"></div> <div class="Icon expertise__icon sm:w-12 sm:h-12 bg-white pos-absolute sm:mt-2 mt-1 p-2 rounded-t-full"> <svg class="Icon-glyph" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false"><title>Document Icon</title><path d="M18.323 23.99H10.11A4.5 4.5 0 0 1 5.7 19.399V8.564c.055-2.432 2.069-4.399 4.486-4.399h5.858c.743 0 1.464.31 1.975.836l3.92 4.082c.489.51.76 1.184.76 1.897v8.434a4.547 4.547 0 0 1-4.37 4.584l-.007-.007Z" fill="transparent" class="icon-offset"/><path fill-rule="evenodd" clip-rule="evenodd" d="M16.365 22.492H7.669a4.765 4.765 0 0 1-4.668-4.863V6.158C3.06 3.583 5.191 1.5 7.751 1.5h6.202c.788 0 1.55.328 2.092.886l4.15 4.32c.518.542.805 1.256.805 2.01v8.93a4.814 4.814 0 0 1-4.627 4.854l-.008-.008ZM7.75 2.812a3.464 3.464 0 0 0-3.445 3.354v11.471a3.454 3.454 0 0 0 3.371 3.535h8.655c1.879-.074 3.355-1.632 3.347-3.535V8.84h-2.413a3.464 3.464 0 0 1-3.453-3.452V2.812H7.75Zm7.374.517v2.058c0 1.18.96 2.14 2.141 2.14h1.892L15.125 3.33Zm-.705 12.988H8.628a.658.658 0 0 1-.656-.656c0-.36.295-.656.656-.656h5.792c.36 0 .656.295.656.656 0 .361-.295.656-.656.656Zm-2.199-4.026H8.62a.658.658 0 0 1-.656-.656c0-.36.295-.656.656-.656h3.601c.361 0 .657.295.657.656 0 .36-.296.656-.657.656Z" class="icon-base"/></svg></div> </div> <div class="expertise__mid-content display-flex sm:text-5xl text-3xl justify-content-center align-content-center sm:pt-3 pt-1"> 150+</div> <div class="expertise__bottom-content font-circular-book sm:text-base text-xs leading-4 text-center sm:pt-4 pt-1 sm:px-2"> cards rated</div> </div> <div class="expertise display-grid grid-rows-3 sm:h-44 sm:max-w-2xl box-sizing-border-box rounded-lg box-shadow-4 my-3 w-40 h-24"> <div class="display-flex flex-wrap justify-content-center"> <div class="expertise__banner w-40 h-6 bg-blue rounded-t-lg"></div> <div class="Icon expertise__icon sm:w-12 sm:h-12 bg-white pos-absolute sm:mt-2 mt-1 p-2 rounded-t-full"> <svg class="Icon-glyph" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false"><title>Congrats Icon</title><path fill-rule="evenodd" clip-rule="evenodd" d="M15.239 15.447a11.51 11.51 0 0 0-1.386-1.946c-.879-1.002-1.852-1.787-2.78-2.299-1.439-.964-2.969-1.516-3.82-.72-.062.058-.117.12-.165.185a.562.562 0 0 0-.14.232l-.006.02a1.58 1.58 0 0 0-.106.331L3.592 21.44a1.222 1.222 0 0 0 1.168 1.593l-.007.007c.106 0 .206-.014.312-.043l10.441-2.747a.592.592 0 0 0 .103-.038c.173-.063.332-.158.47-.287.822-.779.525-2.407-.827-4.46a.606.606 0 0 0-.013-.018Z" fill="transparent" class="icon-offset"/><path fill-rule="evenodd" clip-rule="evenodd" d="M9.535 2.977c.055.078 1.562 2.255.086 4.984-1.474-.864-2.946-1.258-3.812-.448a1.57 1.57 0 0 0-.191.215.651.651 0 0 0-.162.268l-.007.02a1.83 1.83 0 0 0-.123.389l-2 6.284a.649.649 0 0 0-.127.396l-1.633 5.13a1.417 1.417 0 0 0 1.354 1.846l-.008.009c.123 0 .238-.017.361-.05l12.104-3.183a.682.682 0 0 0 .12-.046 1.6 1.6 0 0 0 .545-.332c.952-.902.607-2.79-.96-5.17a.66.66 0 0 0-.911-.188.66.66 0 0 0-.189.91c1.264 1.93 1.436 3.226 1.157 3.488-.435.41-2.782-.393-5.506-3.315-2.332-2.5-3.137-4.61-3.048-5.423l.08-.252a.276.276 0 0 1 .038-.045c.296-.27 1.765-.008 3.997 1.88.279.238.689.205.927-.074a.653.653 0 0 0-.074-.928 15.972 15.972 0 0 0-.831-.654c1.991-3.514-.028-6.36-.121-6.485a.657.657 0 1 0-1.067.772l.001.002ZM4.093 16.589l-1.28 4.02s0 .074.025.107c.037.037.08.034.095.033h.004l4.044-1.064c-.512-.44-1.03-.937-1.55-1.488-.48-.518-.93-1.06-1.338-1.608Zm4.472 2.68 4.007-1.055c-1.29-.688-2.687-1.83-3.9-3.127-1.188-1.277-2.214-2.718-2.818-4.03l-1.26 3.96a17.97 17.97 0 0 0 1.797 2.285c.716.762 1.467 1.444 2.174 1.966Zm5.294-13.94c0 1.084.886 1.97 1.97 1.97 1.083 0 1.969-.886 1.969-1.97 0-1.083-.886-1.969-1.97-1.969-1.083 0-1.969.886-1.969 1.97Zm1.313 0c0-.369.287-.656.656-.656.37 0 .657.287.657.657 0 .369-.287.656-.656.656a.648.648 0 0 1-.657-.656Zm3.59 13.015a.673.673 0 0 1-.669-.656c0-.361.28-.656.64-.656h.025c.36 0 .656.295.656.656 0 .36-.293.654-.652.656Zm0 0h.004-.008.004Zm3.085-11.357a.673.673 0 0 1-.668-.656c0-.361.279-.657.64-.657h.024c.361 0 .657.296.657.657 0 .36-.293.654-.653.656Zm0 0h.005-.009.004Zm-.152 9.847a.66.66 0 0 1-.525-.262c-1.37-1.797-3.102-1.855-3.118-1.855a.653.653 0 0 1-.64-.673.63.63 0 0 1 .673-.64c.098 0 2.388.074 4.136 2.372a.655.655 0 0 1-.123.919.632.632 0 0 1-.394.131l-.009.008Zm-10.293-3.43h.004-.008.004Zm.463-.197a.652.652 0 0 1-.463.197.659.659 0 0 1-.472-1.116c.156-.164 3.939-3.963 9.749-2.314a.66.66 0 0 1 .451.812.66.66 0 0 1-.812.452c-5.039-1.428-8.313 1.83-8.453 1.97Z" class="icon-base"/></svg></div> </div> <div class="expertise__mid-content display-flex sm:text-5xl text-3xl justify-content-center align-content-center sm:pt-3 pt-1"> 50+</div> <div class="expertise__bottom-content font-circular-book sm:text-base text-xs leading-4 text-center sm:pt-4 pt-1 sm:px-2"> rewards programs valued</div> </div> <div class="expertise display-grid grid-rows-3 sm:h-44 sm:max-w-2xl box-sizing-border-box rounded-lg box-shadow-4 my-3 w-40 h-24"> <div class="display-flex flex-wrap justify-content-center"> <div class="expertise__banner w-40 h-6 bg-blue rounded-t-lg"></div> <div class="Icon expertise__icon sm:w-12 sm:h-12 bg-white pos-absolute sm:mt-2 mt-1 p-2 rounded-t-full"> <svg class="Icon-glyph" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false"><title>Search Icon</title><path fill-rule="evenodd" clip-rule="evenodd" d="M10.312 1.5C5.702 1.5 2 5.28 2 10c0 4.72 3.703 8.5 8.312 8.5a8.18 8.18 0 0 0 4.648-1.44l4.947 5.11c.428.44 1.125.44 1.553 0l.219-.22c.428-.38.428-1.1 0-1.54l-4.917-5.03A8.611 8.611 0 0 0 18.623 10c0-4.72-3.753-8.5-8.311-8.5Zm0 2.19c3.374 0 6.161 2.85 6.161 6.31 0 3.46-2.787 6.31-6.161 6.31-3.375 0-6.162-2.85-6.162-6.31 0-3.46 2.737-6.31 6.162-6.31Z" class="icon-base"/></svg></div> </div> <div class="expertise__mid-content display-flex sm:text-5xl text-3xl justify-content-center align-content-center sm:pt-3 pt-1"> 1800</div> <div class="expertise__bottom-content font-circular-book sm:text-base text-xs leading-4 text-center sm:pt-4 pt-1 sm:px-2"> data points analyzed</div> </div> <div class="expertise display-grid grid-rows-3 sm:h-44 sm:max-w-2xl box-sizing-border-box rounded-lg box-shadow-4 my-3 w-40 h-24"> <div class="display-flex flex-wrap justify-content-center"> <div class="expertise__banner w-40 h-6 bg-blue rounded-t-lg"></div> <div class="Icon expertise__icon sm:w-12 sm:h-12 bg-white pos-absolute sm:mt-2 mt-1 p-2 rounded-t-full"> <svg class="Icon-glyph" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false"><title>Credit Card Reviews Icon</title><path d="M6.04 6.53c-.959 0-1.74.797-1.74 1.775v11.39c0 .978.781 1.775 1.74 1.775h16.12c.958 0 1.74-.797 1.74-1.775V8.305c0-.978-.782-1.775-1.74-1.775H6.04Z" fill="transparent" class="icon-offset"/><path fill-rule="evenodd" clip-rule="evenodd" d="M11.586 19.306h-7.24c-1.567 0-2.846-1.148-2.846-2.558V6.35c0-1.41 1.271-2.558 2.845-2.558h15.31c1.566 0 2.845 1.148 2.845 2.558v4.248c0 .36-.295.656-.656.656a.658.658 0 0 1-.656-.656V9.196H2.812v7.552c0 .689.689 1.246 1.533 1.246h7.24c.362 0 .657.295.657.656 0 .361-.295.656-.656.656ZM2.812 7.884h18.376V6.35c0-.688-.689-1.246-1.533-1.246H4.345c-.844 0-1.533.558-1.533 1.246v1.534Zm17.285 12.291c-.155 0-.32-.04-.467-.115l-1.656-.869-1.69.878a.977.977 0 0 1-1.295-.386.95.95 0 0 1-.107-.631l.328-1.845-1.36-1.304a.978.978 0 0 1-.017-1.37 1 1 0 0 1 .557-.278l1.878-.27.836-1.682a.966.966 0 0 1 1.304-.435.955.955 0 0 1 .37.32.309.309 0 0 1 .073.123l.836 1.69 1.87.27a.983.983 0 0 1 .64.377.967.967 0 0 1-.099 1.28l-1.353 1.303.328 1.853a.995.995 0 0 1-.188.755.926.926 0 0 1-.695.364c-.025.003-.05.005-.076.005l-.017-.033Zm-4.838-4.74.976.943a.96.96 0 0 1 .287.853l-.238 1.353 1.23-.648a.974.974 0 0 1 .902 0l1.214.632-.23-1.329a.95.95 0 0 1 .287-.877l.968-.935-1.353-.197a.944.944 0 0 1-.738-.54l-.607-1.223-.607 1.23a.991.991 0 0 1-.73.534l-1.36.196v.008Z" class="icon-base"/></svg></div> </div> <div class="expertise__mid-content display-flex sm:text-5xl text-3xl justify-content-center align-content-center sm:pt-3 pt-1"> 40+</div> <div class="expertise__bottom-content font-circular-book sm:text-base text-xs leading-4 text-center sm:pt-4 pt-1 sm:px-2"> perks evaluated</div> </div> </div> <div class="vertical-spacer pt-8 " style="width: 100%; content: '';"></div> <div class="wysiwyg display-block w-full"> <p>When evaluating the best rewards cards, we consider a mix of factors, including how cards score in our <a class="Link" href="https://www.bankrate.com/credit-cards/bankrate-score/">proprietary card rating system</a> and whether cards offer features that fit the priorities of a diverse group of cardholders, from earning rewards in popular categories to scoring a large sign-up bonus or high-value perks. Whenever possible, we also feature cards that are available at various credit levels and price points. </p> <p>We analyzed over 150 of the most popular cards and scored each based on its rewards rate, estimated annual earnings, welcome bonus value, APR, fees, perks and more to determine whether it belonged in this month’s roundup of the best rewards cards.</p> <p>Here’s a quick breakdown of the key factors in our rewards card scoring methodology and details we considered when putting together our list of the best rewards cards.  </p></div> <div class="DonutChart wrapper-editorial display-flex flex-direction-row-reverse justify-content-center align-items-center flex-wrap sm:justify-content-space-between"> <div class="mx-auto md:mx-0 w-80 h-80 pos-relative flex-grow-0"> <div id="DonutChart-6d67e69a-96c0-4bc0-ab09-96c753b80381" class="DonutChart-chart-anchor"></div> <div class="DonutChart-chart-middle w-36 h-36 pos-absolute border border-slate rounded-full display-flex flex-direction-column align-items-center"> <span class="DonutChart-chart-middle-score text-4xl leading-10 font-bold">5</span> <div class="star-rating star-rating--number-size-sm align-center my-1" style="font-size: 16px"> <span class="visually-hidden">Rating: 5 stars out of 5</span> <div class="star-rating__main-content"> <div class="star-rating__items-container"> <div class="star-rating__item"> <svg class="star-rating__icon" width="16" height="15" viewBox="0 0 16 15"> <path d="M8 12l-4.7023 2.4721.898-5.236L.3916 5.5279l5.2574-.764L8 0l2.3511 4.764 5.2574.7639-3.8043 3.7082.898 5.236z"></path> </svg> <div class="star-rating__fill" style="width: 100%"> <svg class="star-rating__icon" width="16" height="15" viewBox="0 0 16 15"> <path d="M8 12l-4.7023 2.4721.898-5.236L.3916 5.5279l5.2574-.764L8 0l2.3511 4.764 5.2574.7639-3.8043 3.7082.898 5.236z"></path> </svg> </div> </div> <div class="star-rating__item"> <svg class="star-rating__icon" width="16" height="15" viewBox="0 0 16 15"> <path d="M8 12l-4.7023 2.4721.898-5.236L.3916 5.5279l5.2574-.764L8 0l2.3511 4.764 5.2574.7639-3.8043 3.7082.898 5.236z"></path> </svg> <div class="star-rating__fill" style="width: 100%"> <svg class="star-rating__icon" width="16" height="15" viewBox="0 0 16 15"> <path d="M8 12l-4.7023 2.4721.898-5.236L.3916 5.5279l5.2574-.764L8 0l2.3511 4.764 5.2574.7639-3.8043 3.7082.898 5.236z"></path> </svg> </div> </div> <div class="star-rating__item"> <svg class="star-rating__icon" width="16" height="15" viewBox="0 0 16 15"> <path d="M8 12l-4.7023 2.4721.898-5.236L.3916 5.5279l5.2574-.764L8 0l2.3511 4.764 5.2574.7639-3.8043 3.7082.898 5.236z"></path> </svg> <div class="star-rating__fill" style="width: 100%"> <svg class="star-rating__icon" width="16" height="15" viewBox="0 0 16 15"> <path d="M8 12l-4.7023 2.4721.898-5.236L.3916 5.5279l5.2574-.764L8 0l2.3511 4.764 5.2574.7639-3.8043 3.7082.898 5.236z"></path> </svg> </div> </div> <div class="star-rating__item"> <svg class="star-rating__icon" width="16" height="15" viewBox="0 0 16 15"> <path d="M8 12l-4.7023 2.4721.898-5.236L.3916 5.5279l5.2574-.764L8 0l2.3511 4.764 5.2574.7639-3.8043 3.7082.898 5.236z"></path> </svg> <div class="star-rating__fill" style="width: 100%"> <svg class="star-rating__icon" width="16" height="15" viewBox="0 0 16 15"> <path d="M8 12l-4.7023 2.4721.898-5.236L.3916 5.5279l5.2574-.764L8 0l2.3511 4.764 5.2574.7639-3.8043 3.7082.898 5.236z"></path> </svg> </div> </div> <div class="star-rating__item"> <svg class="star-rating__icon" width="16" height="15" viewBox="0 0 16 15"> <path d="M8 12l-4.7023 2.4721.898-5.236L.3916 5.5279l5.2574-.764L8 0l2.3511 4.764 5.2574.7639-3.8043 3.7082.898 5.236z"></path> </svg> <div class="star-rating__fill" style="width: 100%"> <svg class="star-rating__icon" width="16" height="15" viewBox="0 0 16 15"> <path d="M8 12l-4.7023 2.4721.898-5.236L.3916 5.5279l5.2574-.764L8 0l2.3511 4.764 5.2574.7639-3.8043 3.7082.898 5.236z"></path> </svg> </div> </div> </div> </div> </div> <span class="type-body-three">Overall Score</span> </div> </div> <ul class="DonutChart-list List display-flex gap-y-3 flex-direction-column justify-content-center mx-auto mb-0 md:mx-0"> <li class="DonutChartItem"> <div class="display-flex gap-2 flex-direction-row align-items-center w-full px-4 py-2 rounded-lg box-shadow-1 text-decoration-none no-underline border border-transparent"> <span class="DonutChartItem-coloredDot bg-teal-600 rounded-full w-4 h-4"></span> <span class="DonutChartItem-title type-body-one text-crop-none type-body-one leading-7 text-slate flex-grow"> Value</span> <span class="DonutChartItem-percentage display-block text-base leading-7 text-black font-circular-bold">65%</span> </div> </li> <li class="DonutChartItem"> <div class="display-flex gap-2 flex-direction-row align-items-center w-full px-4 py-2 rounded-lg box-shadow-1 text-decoration-none no-underline border border-transparent"> <span class="DonutChartItem-coloredDot bg-coral-500 rounded-full w-4 h-4"></span> <span class="DonutChartItem-title type-body-one text-crop-none type-body-one leading-7 text-slate flex-grow"> Flexibility</span> <span class="DonutChartItem-percentage display-block text-base leading-7 text-black font-circular-bold">15%</span> </div> </li> <li class="DonutChartItem"> <div class="display-flex gap-2 flex-direction-row align-items-center w-full px-4 py-2 rounded-lg box-shadow-1 text-decoration-none no-underline border border-transparent"> <span class="DonutChartItem-coloredDot bg-lavender-400 rounded-full w-4 h-4"></span> <span class="DonutChartItem-title type-body-one text-crop-none type-body-one leading-7 text-slate flex-grow"> Perks</span> <span class="DonutChartItem-percentage display-block text-base leading-7 text-black font-circular-bold">15%</span> </div> </li> <li class="DonutChartItem"> <div class="display-flex gap-2 flex-direction-row align-items-center w-full px-4 py-2 rounded-lg box-shadow-1 text-decoration-none no-underline border border-transparent"> <span class="DonutChartItem-coloredDot bg-blue-mid rounded-full w-4 h-4"></span> <span class="DonutChartItem-title type-body-one text-crop-none type-body-one leading-7 text-slate flex-grow"> Customer experience</span> <span class="DonutChartItem-percentage display-block text-base leading-7 text-black font-circular-bold">5%</span> </div> </li></ul> </div> <div class="vertical-spacer pt-8" style="width: 100%; content: '';"></div> <ul class="Accordion w-full" data-cy="accordion-67bc887f-acdb-4261-a26e-06e64c0cb6de"> <li x-id="['panel-span-classtext-great-rewards-valuespan', 'heading-span-classtext-great-rewards-valuespan']" x-data="{ expanded: 0, disableMobileHover: 0, }" class="Accordion-item" > <button class="Accordion-titleContainer px-3 py-4 sm:px-6 group sm:py-6" :id="$id('heading-span-classtext-great-rewards-valuespan')" :aria-controls="$id('panel-span-classtext-great-rewards-valuespan')" :aria-expanded="expanded ? true : false" x-on:click="expanded = !expanded" data-beam-element-clicked-no-delay id="" data-type="accordion" data-location="" data-name=" great rewards value " data-position="1" data-text=" Great rewards value " data-outcome="" data-variant="default" :data-outcome="expanded ? 'open_accordion' : 'close_accordion'" :class="{ 'no-hover': (typeof isMobile !== 'undefined' && isMobile) && disableMobileHover }" > <h3 class="Accordion-title mr-2 md:flex-1 my-0"> <span class="text"> Great rewards value</span> </h3> <span class="Accordion-icon Icon Icon--sm icon-base-blue" aria-hidden="true"> <svg class="Icon-glyph" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false"><title>Caret Down Icon</title><path d="M12 17.152c-.33 0-.675-.131-.94-.378L3.384 9.09a1.32 1.32 0 0 1 0-1.86c.51-.51 1.351-.51 1.862 0L12 13.977l6.755-6.747c.51-.51 1.351-.51 1.862 0 .51.51.51 1.35 0 1.86l-7.694 7.684a1.295 1.295 0 0 1-.94.378H12Z" class="icon-base"/></svg> </span> </button> <div class="Accordion-contentWrapper" :id="$id('panel-span-classtext-great-rewards-valuespan')" :labelledBy="$id('heading-span-classtext-great-rewards-valuespan')" x-show="expanded" x-collapse role="region" style="height: 0px; overflow: hidden; display: none;" > <div class="Accordion-content text-slate px-3 pb-4 sm:px-6 sm:pb-6"> <div class="wysiwyg display-block w-full"> <p>The primary criteria for a rewards-earning card’s rating is its rewards value. This includes the card’s average rewards rate, estimated annual rewards earnings, sign-up bonus value and reward redemption value.</p> <p>To estimate a card’s average annual rewards earnings, we first calculate its average rewards rate based on how much it earns in different bonus categories and how closely its categories align with the average person’s spending habits. </p> <p>The <a class="Link" href="https://www.bls.gov/news.release/pdf/cesan.pdf" target="_blank" rel="noopener">most recent BLS data</a> estimates average total spending in 2023 was $77,280 per consumer. We then narrow our focus to which purchases are likely to be put on a credit card and earn rewards, subtracting expenditures like housing, vehicle purchases and education. This gives us a total “chargeable” annual spend of around $22,500.  </p> <p>Some of the major spending categories that contribute towards the annual spend include:</p> <ul> <li>Groceries: $6,000</li> <li>Dining out: $3,900</li> <li>Entertainment: $2,500</li> <li>Gas: $2,400</li> <li>Apparel and services: $2,000</li> </ul> <p>Using this data, we assign a weighting to each of a card’s bonus categories. For example, a card’s grocery rewards rate receives a 26 percent weighting based on how much of the average person’s budget is spent on groceries. We also estimate the redemption <a class="Link" href="https://www.bankrate.com/credit-cards/travel/points-and-miles-valuations/">value of points or miles</a> from various issuer, airline and hotel rewards programs.</p> <p>This weighting and rewards valuation allows us to estimate a card’s average annual rewards earnings — how many points or miles you’d earn with a given card if your spending was about average and you used the card for all of your purchases — as well as what those points are worth. We also use point valuations to determine a card’s sign-up bonus value</p> <p>With these calculations complete, we assign each card a score based on how its average rewards earnings, sign-up bonus value, rewards rate and redemption value stack up against other rewards cards.</p> <p>The better these values, the higher its score will be, making it more worthy of inclusion in our list and increasing its potential ranking.</p> <p>Here’s a deeper look at the factors considered as part of a rewards card’s “Value” rating:</p></div> <div class="DonutChart wrapper-editorial display-flex flex-direction-row-reverse justify-content-center align-items-center flex-wrap sm:justify-content-space-between"> <div class="mx-auto md:mx-0 w-80 h-80 pos-relative flex-grow-0"> <div id="DonutChart-163bf3ba-6042-4555-a115-9e1a773e1689" class="DonutChart-chart-anchor"></div> <div class="DonutChart-chart-middle w-36 h-36 pos-absolute border border-slate rounded-full display-flex flex-direction-column align-items-center"> <span class="DonutChart-chart-middle-score text-4xl leading-10 font-bold">5</span> <div class="star-rating star-rating--number-size-sm align-center my-1" style="font-size: 16px"> <span class="visually-hidden">Rating: 5 stars out of 5</span> <div class="star-rating__main-content"> <div class="star-rating__items-container"> <div class="star-rating__item"> <svg class="star-rating__icon" width="16" height="15" viewBox="0 0 16 15"> <path d="M8 12l-4.7023 2.4721.898-5.236L.3916 5.5279l5.2574-.764L8 0l2.3511 4.764 5.2574.7639-3.8043 3.7082.898 5.236z"></path> </svg> <div class="star-rating__fill" style="width: 100%"> <svg class="star-rating__icon" width="16" height="15" viewBox="0 0 16 15"> <path d="M8 12l-4.7023 2.4721.898-5.236L.3916 5.5279l5.2574-.764L8 0l2.3511 4.764 5.2574.7639-3.8043 3.7082.898 5.236z"></path> </svg> </div> </div> <div class="star-rating__item"> <svg class="star-rating__icon" width="16" height="15" viewBox="0 0 16 15"> <path d="M8 12l-4.7023 2.4721.898-5.236L.3916 5.5279l5.2574-.764L8 0l2.3511 4.764 5.2574.7639-3.8043 3.7082.898 5.236z"></path> </svg> <div class="star-rating__fill" style="width: 100%"> <svg class="star-rating__icon" width="16" height="15" viewBox="0 0 16 15"> <path d="M8 12l-4.7023 2.4721.898-5.236L.3916 5.5279l5.2574-.764L8 0l2.3511 4.764 5.2574.7639-3.8043 3.7082.898 5.236z"></path> </svg> </div> </div> <div class="star-rating__item"> <svg class="star-rating__icon" width="16" height="15" viewBox="0 0 16 15"> <path d="M8 12l-4.7023 2.4721.898-5.236L.3916 5.5279l5.2574-.764L8 0l2.3511 4.764 5.2574.7639-3.8043 3.7082.898 5.236z"></path> </svg> <div class="star-rating__fill" style="width: 100%"> <svg class="star-rating__icon" width="16" height="15" viewBox="0 0 16 15"> <path d="M8 12l-4.7023 2.4721.898-5.236L.3916 5.5279l5.2574-.764L8 0l2.3511 4.764 5.2574.7639-3.8043 3.7082.898 5.236z"></path> </svg> </div> </div> <div class="star-rating__item"> <svg class="star-rating__icon" width="16" height="15" viewBox="0 0 16 15"> <path d="M8 12l-4.7023 2.4721.898-5.236L.3916 5.5279l5.2574-.764L8 0l2.3511 4.764 5.2574.7639-3.8043 3.7082.898 5.236z"></path> </svg> <div class="star-rating__fill" style="width: 100%"> <svg class="star-rating__icon" width="16" height="15" viewBox="0 0 16 15"> <path d="M8 12l-4.7023 2.4721.898-5.236L.3916 5.5279l5.2574-.764L8 0l2.3511 4.764 5.2574.7639-3.8043 3.7082.898 5.236z"></path> </svg> </div> </div> <div class="star-rating__item"> <svg class="star-rating__icon" width="16" height="15" viewBox="0 0 16 15"> <path d="M8 12l-4.7023 2.4721.898-5.236L.3916 5.5279l5.2574-.764L8 0l2.3511 4.764 5.2574.7639-3.8043 3.7082.898 5.236z"></path> </svg> <div class="star-rating__fill" style="width: 100%"> <svg class="star-rating__icon" width="16" height="15" viewBox="0 0 16 15"> <path d="M8 12l-4.7023 2.4721.898-5.236L.3916 5.5279l5.2574-.764L8 0l2.3511 4.764 5.2574.7639-3.8043 3.7082.898 5.236z"></path> </svg> </div> </div> </div> </div> </div> <span class="type-body-three">Overall Score</span> </div> </div> <ul class="DonutChart-list List display-flex gap-y-3 flex-direction-column justify-content-center mx-auto mb-0 md:mx-0"> <li class="DonutChartItem"> <div class="display-flex gap-2 flex-direction-row align-items-center w-full px-4 py-2 rounded-lg box-shadow-1 text-decoration-none no-underline border border-transparent"> <span class="DonutChartItem-coloredDot bg-teal-600 rounded-full w-4 h-4"></span> <span class="DonutChartItem-title type-body-one text-crop-none type-body-one leading-7 text-slate flex-grow"> Ongoing rewards value</span> <span class="DonutChartItem-percentage display-block text-base leading-7 text-black font-circular-bold">30%</span> </div> </li> <li class="DonutChartItem"> <div class="display-flex gap-2 flex-direction-row align-items-center w-full px-4 py-2 rounded-lg box-shadow-1 text-decoration-none no-underline border border-transparent"> <span class="DonutChartItem-coloredDot bg-coral-500 rounded-full w-4 h-4"></span> <span class="DonutChartItem-title type-body-one text-crop-none type-body-one leading-7 text-slate flex-grow"> Sign-up bonus value</span> <span class="DonutChartItem-percentage display-block text-base leading-7 text-black font-circular-bold">25%</span> </div> </li> <li class="DonutChartItem"> <div class="display-flex gap-2 flex-direction-row align-items-center w-full px-4 py-2 rounded-lg box-shadow-1 text-decoration-none no-underline border border-transparent"> <span class="DonutChartItem-coloredDot bg-lavender-400 rounded-full w-4 h-4"></span> <span class="DonutChartItem-title type-body-one text-crop-none type-body-one leading-7 text-slate flex-grow"> Annual fee & average APR</span> <span class="DonutChartItem-percentage display-block text-base leading-7 text-black font-circular-bold">20%</span> </div> </li> <li class="DonutChartItem"> <div class="display-flex gap-2 flex-direction-row align-items-center w-full px-4 py-2 rounded-lg box-shadow-1 text-decoration-none no-underline border border-transparent"> <span class="DonutChartItem-coloredDot bg-blue-mid rounded-full w-4 h-4"></span> <span class="DonutChartItem-title type-body-one text-crop-none type-body-one leading-7 text-slate flex-grow"> Rewards rate</span> <span class="DonutChartItem-percentage display-block text-base leading-7 text-black font-circular-bold">15%</span> </div> </li> <li class="DonutChartItem"> <div class="display-flex gap-2 flex-direction-row align-items-center w-full px-4 py-2 rounded-lg box-shadow-1 text-decoration-none no-underline border border-transparent"> <span class="DonutChartItem-coloredDot bg-yellow rounded-full w-4 h-4"></span> <span class="DonutChartItem-title type-body-one text-crop-none type-body-one leading-7 text-slate flex-grow"> Annual bonus value</span> <span class="DonutChartItem-percentage display-block text-base leading-7 text-black font-circular-bold">10%</span> </div> </li></ul> </div> </div> </div> <noscript> <div class="Accordion-contentWrapper" :id="$id('no-js-panel-span-classtext-great-rewards-valuespan')" :labelledBy="$id('heading-span-classtext-great-rewards-valuespan')" role="region" > <div class="Accordion-content text-slate px-3 pb-4 sm:px-6 sm:pb-6"> <div class="wysiwyg display-block w-full"> <p>The primary criteria for a rewards-earning card’s rating is its rewards value. This includes the card’s average rewards rate, estimated annual rewards earnings, sign-up bonus value and reward redemption value.</p> <p>To estimate a card’s average annual rewards earnings, we first calculate its average rewards rate based on how much it earns in different bonus categories and how closely its categories align with the average person’s spending habits. </p> <p>The <a class="Link" href="https://www.bls.gov/news.release/pdf/cesan.pdf" target="_blank" rel="noopener">most recent BLS data</a> estimates average total spending in 2023 was $77,280 per consumer. We then narrow our focus to which purchases are likely to be put on a credit card and earn rewards, subtracting expenditures like housing, vehicle purchases and education. This gives us a total “chargeable” annual spend of around $22,500.  </p> <p>Some of the major spending categories that contribute towards the annual spend include:</p> <ul> <li>Groceries: $6,000</li> <li>Dining out: $3,900</li> <li>Entertainment: $2,500</li> <li>Gas: $2,400</li> <li>Apparel and services: $2,000</li> </ul> <p>Using this data, we assign a weighting to each of a card’s bonus categories. For example, a card’s grocery rewards rate receives a 26 percent weighting based on how much of the average person’s budget is spent on groceries. We also estimate the redemption <a class="Link" href="https://www.bankrate.com/credit-cards/travel/points-and-miles-valuations/">value of points or miles</a> from various issuer, airline and hotel rewards programs.</p> <p>This weighting and rewards valuation allows us to estimate a card’s average annual rewards earnings — how many points or miles you’d earn with a given card if your spending was about average and you used the card for all of your purchases — as well as what those points are worth. We also use point valuations to determine a card’s sign-up bonus value</p> <p>With these calculations complete, we assign each card a score based on how its average rewards earnings, sign-up bonus value, rewards rate and redemption value stack up against other rewards cards.</p> <p>The better these values, the higher its score will be, making it more worthy of inclusion in our list and increasing its potential ranking.</p> <p>Here’s a deeper look at the factors considered as part of a rewards card’s “Value” rating:</p></div> <div class="DonutChart wrapper-editorial display-flex flex-direction-row-reverse justify-content-center align-items-center flex-wrap sm:justify-content-space-between"> <div class="mx-auto md:mx-0 w-80 h-80 pos-relative flex-grow-0"> <div id="DonutChart-163bf3ba-6042-4555-a115-9e1a773e1689" class="DonutChart-chart-anchor"></div> <div class="DonutChart-chart-middle w-36 h-36 pos-absolute border border-slate rounded-full display-flex flex-direction-column align-items-center"> <span class="DonutChart-chart-middle-score text-4xl leading-10 font-bold">5</span> <div class="star-rating star-rating--number-size-sm align-center my-1" style="font-size: 16px"> <span class="visually-hidden">Rating: 5 stars out of 5</span> <div class="star-rating__main-content"> <div class="star-rating__items-container"> <div class="star-rating__item"> <svg class="star-rating__icon" width="16" height="15" viewBox="0 0 16 15"> <path d="M8 12l-4.7023 2.4721.898-5.236L.3916 5.5279l5.2574-.764L8 0l2.3511 4.764 5.2574.7639-3.8043 3.7082.898 5.236z"></path> </svg> <div class="star-rating__fill" style="width: 100%"> <svg class="star-rating__icon" width="16" height="15" viewBox="0 0 16 15"> <path d="M8 12l-4.7023 2.4721.898-5.236L.3916 5.5279l5.2574-.764L8 0l2.3511 4.764 5.2574.7639-3.8043 3.7082.898 5.236z"></path> </svg> </div> </div> <div class="star-rating__item"> <svg class="star-rating__icon" width="16" height="15" viewBox="0 0 16 15"> <path d="M8 12l-4.7023 2.4721.898-5.236L.3916 5.5279l5.2574-.764L8 0l2.3511 4.764 5.2574.7639-3.8043 3.7082.898 5.236z"></path> </svg> <div class="star-rating__fill" style="width: 100%"> <svg class="star-rating__icon" width="16" height="15" viewBox="0 0 16 15"> <path d="M8 12l-4.7023 2.4721.898-5.236L.3916 5.5279l5.2574-.764L8 0l2.3511 4.764 5.2574.7639-3.8043 3.7082.898 5.236z"></path> </svg> </div> </div> <div class="star-rating__item"> <svg class="star-rating__icon" width="16" height="15" viewBox="0 0 16 15"> <path d="M8 12l-4.7023 2.4721.898-5.236L.3916 5.5279l5.2574-.764L8 0l2.3511 4.764 5.2574.7639-3.8043 3.7082.898 5.236z"></path> </svg> <div class="star-rating__fill" style="width: 100%"> <svg class="star-rating__icon" width="16" height="15" viewBox="0 0 16 15"> <path d="M8 12l-4.7023 2.4721.898-5.236L.3916 5.5279l5.2574-.764L8 0l2.3511 4.764 5.2574.7639-3.8043 3.7082.898 5.236z"></path> </svg> </div> </div> <div class="star-rating__item"> <svg class="star-rating__icon" width="16" height="15" viewBox="0 0 16 15"> <path d="M8 12l-4.7023 2.4721.898-5.236L.3916 5.5279l5.2574-.764L8 0l2.3511 4.764 5.2574.7639-3.8043 3.7082.898 5.236z"></path> </svg> <div class="star-rating__fill" style="width: 100%"> <svg class="star-rating__icon" width="16" height="15" viewBox="0 0 16 15"> <path d="M8 12l-4.7023 2.4721.898-5.236L.3916 5.5279l5.2574-.764L8 0l2.3511 4.764 5.2574.7639-3.8043 3.7082.898 5.236z"></path> </svg> </div> </div> <div class="star-rating__item"> <svg class="star-rating__icon" width="16" height="15" viewBox="0 0 16 15"> <path d="M8 12l-4.7023 2.4721.898-5.236L.3916 5.5279l5.2574-.764L8 0l2.3511 4.764 5.2574.7639-3.8043 3.7082.898 5.236z"></path> </svg> <div class="star-rating__fill" style="width: 100%"> <svg class="star-rating__icon" width="16" height="15" viewBox="0 0 16 15"> <path d="M8 12l-4.7023 2.4721.898-5.236L.3916 5.5279l5.2574-.764L8 0l2.3511 4.764 5.2574.7639-3.8043 3.7082.898 5.236z"></path> </svg> </div> </div> </div> </div> </div> <span class="type-body-three">Overall Score</span> </div> </div> <ul class="DonutChart-list List display-flex gap-y-3 flex-direction-column justify-content-center mx-auto mb-0 md:mx-0"> <li class="DonutChartItem"> <div class="display-flex gap-2 flex-direction-row align-items-center w-full px-4 py-2 rounded-lg box-shadow-1 text-decoration-none no-underline border border-transparent"> <span class="DonutChartItem-coloredDot bg-teal-600 rounded-full w-4 h-4"></span> <span class="DonutChartItem-title type-body-one text-crop-none type-body-one leading-7 text-slate flex-grow"> Ongoing rewards value</span> <span class="DonutChartItem-percentage display-block text-base leading-7 text-black font-circular-bold">30%</span> </div> </li> <li class="DonutChartItem"> <div class="display-flex gap-2 flex-direction-row align-items-center w-full px-4 py-2 rounded-lg box-shadow-1 text-decoration-none no-underline border border-transparent"> <span class="DonutChartItem-coloredDot bg-coral-500 rounded-full w-4 h-4"></span> <span class="DonutChartItem-title type-body-one text-crop-none type-body-one leading-7 text-slate flex-grow"> Sign-up bonus value</span> <span class="DonutChartItem-percentage display-block text-base leading-7 text-black font-circular-bold">25%</span> </div> </li> <li class="DonutChartItem"> <div class="display-flex gap-2 flex-direction-row align-items-center w-full px-4 py-2 rounded-lg box-shadow-1 text-decoration-none no-underline border border-transparent"> <span class="DonutChartItem-coloredDot bg-lavender-400 rounded-full w-4 h-4"></span> <span class="DonutChartItem-title type-body-one text-crop-none type-body-one leading-7 text-slate flex-grow"> Annual fee & average APR</span> <span class="DonutChartItem-percentage display-block text-base leading-7 text-black font-circular-bold">20%</span> </div> </li> <li class="DonutChartItem"> <div class="display-flex gap-2 flex-direction-row align-items-center w-full px-4 py-2 rounded-lg box-shadow-1 text-decoration-none no-underline border border-transparent"> <span class="DonutChartItem-coloredDot bg-blue-mid rounded-full w-4 h-4"></span> <span class="DonutChartItem-title type-body-one text-crop-none type-body-one leading-7 text-slate flex-grow"> Rewards rate</span> <span class="DonutChartItem-percentage display-block text-base leading-7 text-black font-circular-bold">15%</span> </div> </li> <li class="DonutChartItem"> <div class="display-flex gap-2 flex-direction-row align-items-center w-full px-4 py-2 rounded-lg box-shadow-1 text-decoration-none no-underline border border-transparent"> <span class="DonutChartItem-coloredDot bg-yellow rounded-full w-4 h-4"></span> <span class="DonutChartItem-title type-body-one text-crop-none type-body-one leading-7 text-slate flex-grow"> Annual bonus value</span> <span class="DonutChartItem-percentage display-block text-base leading-7 text-black font-circular-bold">10%</span> </div> </li></ul> </div> </div> </div> </noscript> </li> <li x-id="['panel-span-classtext-reasonable-rates-and-feesspan', 'heading-span-classtext-reasonable-rates-and-feesspan']" x-data="{ expanded: 0, disableMobileHover: 0, }" class="Accordion-item" > <button class="Accordion-titleContainer px-3 py-4 sm:px-6 group sm:py-6" :id="$id('heading-span-classtext-reasonable-rates-and-feesspan')" :aria-controls="$id('panel-span-classtext-reasonable-rates-and-feesspan')" :aria-expanded="expanded ? true : false" x-on:click="expanded = !expanded" data-beam-element-clicked-no-delay id="" data-type="accordion" data-location="" data-name=" reasonable rates and fees " data-position="2" data-text=" Reasonable rates and fees " data-outcome="" data-variant="default" :data-outcome="expanded ? 'open_accordion' : 'close_accordion'" :class="{ 'no-hover': (typeof isMobile !== 'undefined' && isMobile) && disableMobileHover }" > <h3 class="Accordion-title mr-2 md:flex-1 my-0"> <span class="text"> Reasonable rates and fees</span> </h3> <span class="Accordion-icon Icon Icon--sm icon-base-blue" aria-hidden="true"> <svg class="Icon-glyph" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false"><title>Caret Down Icon</title><path d="M12 17.152c-.33 0-.675-.131-.94-.378L3.384 9.09a1.32 1.32 0 0 1 0-1.86c.51-.51 1.351-.51 1.862 0L12 13.977l6.755-6.747c.51-.51 1.351-.51 1.862 0 .51.51.51 1.35 0 1.86l-7.694 7.684a1.295 1.295 0 0 1-.94.378H12Z" class="icon-base"/></svg> </span> </button> <div class="Accordion-contentWrapper" :id="$id('panel-span-classtext-reasonable-rates-and-feesspan')" :labelledBy="$id('heading-span-classtext-reasonable-rates-and-feesspan')" x-show="expanded" x-collapse role="region" style="height: 0px; overflow: hidden; display: none;" > <div class="Accordion-content text-slate px-3 pb-4 sm:px-6 sm:pb-6"> <div class="wysiwyg display-block w-full"> <div> <p>We also score cards based on how much it costs to keep them in your wallet or carry a balance. </p> <p>To start, each card is scored based on whether it offers an intro APR and how its ongoing APR compares to the rates available on other rewards cards. However, the latter rating only has a slight influence on the card’s score and whether the card is included in our list, since rewards card users generally try to avoid carrying a balance.</p> <p>More important to both a card’s score and its inclusion in our list is how its annual fee influences its overall value. We consider a card’s annual fee in two ways — how it ranks relative to the fees you’ll find on other cards in the category and how it impacts a card’s overall rewards value. </p> <p>Cards with an annual fee will always be at a slight disadvantage in our scoring system since annual fees inherently cut into your rewards value. However, if a card offers terrific value via its ongoing rewards and perks, it can earn a high score and a spot in our list even if it carries a high annual fee. After all, the highest rewards rates and most valuable perks are often found on cards with annual fees. </p> <p>With this in mind, we rate a card based primarily on how its ongoing rewards value and ongoing perk value (such as annual credits or bonuses) stack up against those of other cards in the category when you subtract annual fees.</p> <p>That said, we strive to include as many no-annual-fee options in our list as possible since many people would rather not worry about offsetting fees, even if a card carries impressive rewards and perks.</p> </div></div> </div> </div> <noscript> <div class="Accordion-contentWrapper" :id="$id('no-js-panel-span-classtext-reasonable-rates-and-feesspan')" :labelledBy="$id('heading-span-classtext-reasonable-rates-and-feesspan')" role="region" > <div class="Accordion-content text-slate px-3 pb-4 sm:px-6 sm:pb-6"> <div class="wysiwyg display-block w-full"> <div> <p>We also score cards based on how much it costs to keep them in your wallet or carry a balance. </p> <p>To start, each card is scored based on whether it offers an intro APR and how its ongoing APR compares to the rates available on other rewards cards. However, the latter rating only has a slight influence on the card’s score and whether the card is included in our list, since rewards card users generally try to avoid carrying a balance.</p> <p>More important to both a card’s score and its inclusion in our list is how its annual fee influences its overall value. We consider a card’s annual fee in two ways — how it ranks relative to the fees you’ll find on other cards in the category and how it impacts a card’s overall rewards value. </p> <p>Cards with an annual fee will always be at a slight disadvantage in our scoring system since annual fees inherently cut into your rewards value. However, if a card offers terrific value via its ongoing rewards and perks, it can earn a high score and a spot in our list even if it carries a high annual fee. After all, the highest rewards rates and most valuable perks are often found on cards with annual fees. </p> <p>With this in mind, we rate a card based primarily on how its ongoing rewards value and ongoing perk value (such as annual credits or bonuses) stack up against those of other cards in the category when you subtract annual fees.</p> <p>That said, we strive to include as many no-annual-fee options in our list as possible since many people would rather not worry about offsetting fees, even if a card carries impressive rewards and perks.</p> </div></div> </div> </div> </noscript> </li> <li x-id="['panel-span-classtext-redemption-flexibilityspan', 'heading-span-classtext-redemption-flexibilityspan']" x-data="{ expanded: 0, disableMobileHover: 0, }" class="Accordion-item" > <button class="Accordion-titleContainer px-3 py-4 sm:px-6 group sm:py-6" :id="$id('heading-span-classtext-redemption-flexibilityspan')" :aria-controls="$id('panel-span-classtext-redemption-flexibilityspan')" :aria-expanded="expanded ? true : false" x-on:click="expanded = !expanded" data-beam-element-clicked-no-delay id="" data-type="accordion" data-location="" data-name=" redemption flexibility " data-position="3" data-text=" Redemption flexibility " data-outcome="" data-variant="default" :data-outcome="expanded ? 'open_accordion' : 'close_accordion'" :class="{ 'no-hover': (typeof isMobile !== 'undefined' && isMobile) && disableMobileHover }" > <h3 class="Accordion-title mr-2 md:flex-1 my-0"> <span class="text"> Redemption flexibility</span> </h3> <span class="Accordion-icon Icon Icon--sm icon-base-blue" aria-hidden="true"> <svg class="Icon-glyph" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false"><title>Caret Down Icon</title><path d="M12 17.152c-.33 0-.675-.131-.94-.378L3.384 9.09a1.32 1.32 0 0 1 0-1.86c.51-.51 1.351-.51 1.862 0L12 13.977l6.755-6.747c.51-.51 1.351-.51 1.862 0 .51.51.51 1.35 0 1.86l-7.694 7.684a1.295 1.295 0 0 1-.94.378H12Z" class="icon-base"/></svg> </span> </button> <div class="Accordion-contentWrapper" :id="$id('panel-span-classtext-redemption-flexibilityspan')" :labelledBy="$id('heading-span-classtext-redemption-flexibilityspan')" x-show="expanded" x-collapse role="region" style="height: 0px; overflow: hidden; display: none;" > <div class="Accordion-content text-slate px-3 pb-4 sm:px-6 sm:pb-6"> <div class="wysiwyg display-block w-full"> <div> <p>Rewards cards may make it easy to earn a lot of points, miles or cash back, but how easy is it to use those rewards? After all, if it takes a ton of effort to redeem rewards or you can only redeem rewards in a couple of ways, a card may be more trouble than it’s worth. </p> <p>As such, we rate each card’s flexibility based on the restrictions it imposes on earning and redeeming rewards. We factor this rating into a card’s overall score and consider it when deciding on a card’s inclusion in our list. </p> <p>Flexibility factors include whether a card only allows you to earn a high rewards rate on only a small amount of spending or requires you to meet a certain earning threshold before you can redeem rewards. We also examine whether your points are worth less when you opt for some redemption options over others and whether a card gives you the flexibility to transfer rewards to travel partners.</p> </div></div> </div> </div> <noscript> <div class="Accordion-contentWrapper" :id="$id('no-js-panel-span-classtext-redemption-flexibilityspan')" :labelledBy="$id('heading-span-classtext-redemption-flexibilityspan')" role="region" > <div class="Accordion-content text-slate px-3 pb-4 sm:px-6 sm:pb-6"> <div class="wysiwyg display-block w-full"> <div> <p>Rewards cards may make it easy to earn a lot of points, miles or cash back, but how easy is it to use those rewards? After all, if it takes a ton of effort to redeem rewards or you can only redeem rewards in a couple of ways, a card may be more trouble than it’s worth. </p> <p>As such, we rate each card’s flexibility based on the restrictions it imposes on earning and redeeming rewards. We factor this rating into a card’s overall score and consider it when deciding on a card’s inclusion in our list. </p> <p>Flexibility factors include whether a card only allows you to earn a high rewards rate on only a small amount of spending or requires you to meet a certain earning threshold before you can redeem rewards. We also examine whether your points are worth less when you opt for some redemption options over others and whether a card gives you the flexibility to transfer rewards to travel partners.</p> </div></div> </div> </div> </noscript> </li> <li x-id="['panel-span-classtext-valuable-perksspan', 'heading-span-classtext-valuable-perksspan']" x-data="{ expanded: 0, disableMobileHover: 0, }" class="Accordion-item" > <button class="Accordion-titleContainer px-3 py-4 sm:px-6 group sm:py-6" :id="$id('heading-span-classtext-valuable-perksspan')" :aria-controls="$id('panel-span-classtext-valuable-perksspan')" :aria-expanded="expanded ? true : false" x-on:click="expanded = !expanded" data-beam-element-clicked-no-delay id="" data-type="accordion" data-location="" data-name=" valuable perks " data-position="4" data-text=" Valuable perks " data-outcome="" data-variant="default" :data-outcome="expanded ? 'open_accordion' : 'close_accordion'" :class="{ 'no-hover': (typeof isMobile !== 'undefined' && isMobile) && disableMobileHover }" > <h3 class="Accordion-title mr-2 md:flex-1 my-0"> <span class="text"> Valuable perks</span> </h3> <span class="Accordion-icon Icon Icon--sm icon-base-blue" aria-hidden="true"> <svg class="Icon-glyph" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false"><title>Caret Down Icon</title><path d="M12 17.152c-.33 0-.675-.131-.94-.378L3.384 9.09a1.32 1.32 0 0 1 0-1.86c.51-.51 1.351-.51 1.862 0L12 13.977l6.755-6.747c.51-.51 1.351-.51 1.862 0 .51.51.51 1.35 0 1.86l-7.694 7.684a1.295 1.295 0 0 1-.94.378H12Z" class="icon-base"/></svg> </span> </button> <div class="Accordion-contentWrapper" :id="$id('panel-span-classtext-valuable-perksspan')" :labelledBy="$id('heading-span-classtext-valuable-perksspan')" x-show="expanded" x-collapse role="region" style="height: 0px; overflow: hidden; display: none;" > <div class="Accordion-content text-slate px-3 pb-4 sm:px-6 sm:pb-6"> <div class="wysiwyg display-block w-full"> <div> <p>We also score each card’s set of features – its perks and benefits — against five tiers of features to provide a rating. </p> <p>We break down these tiers as follows:</p> <ul> <li>Tier 1 includes fewer features than even standard credit cards (for example, an ultra-streamlined card that offers basic utility and next to nothing in the way of ancillary benefits). </li> <li>Tier 2 includes the benefits you’d expect on standard Visa or Mastercard credit cards, such as free access to your credit score, car rental insurance and $0 liability for fraudulent charges. </li> <li>Tier 3 includes “prime card” or better-than-average card features like cellphone insurance, lost luggage insurance, concierge services and purchase protection. </li> <li>Tier 4 includes luxury features such as airport lounge access, elite status with an airline or hotel and credits for expedited security screening membership programs. </li> <li>Tier 5 includes the sort of exemplary benefits you’ll find on top-tier luxury cards, such as high-value travel credits, cardholder memberships and other unique and valuable perks.</li> </ul> <p>In evaluating the best cards, we tend to favor cards that offer at least Tier 3 benefits, unless they include other unique features that could make up for less-impressive perks.</p> </div></div> </div> </div> <noscript> <div class="Accordion-contentWrapper" :id="$id('no-js-panel-span-classtext-valuable-perksspan')" :labelledBy="$id('heading-span-classtext-valuable-perksspan')" role="region" > <div class="Accordion-content text-slate px-3 pb-4 sm:px-6 sm:pb-6"> <div class="wysiwyg display-block w-full"> <div> <p>We also score each card’s set of features – its perks and benefits — against five tiers of features to provide a rating. </p> <p>We break down these tiers as follows:</p> <ul> <li>Tier 1 includes fewer features than even standard credit cards (for example, an ultra-streamlined card that offers basic utility and next to nothing in the way of ancillary benefits). </li> <li>Tier 2 includes the benefits you’d expect on standard Visa or Mastercard credit cards, such as free access to your credit score, car rental insurance and $0 liability for fraudulent charges. </li> <li>Tier 3 includes “prime card” or better-than-average card features like cellphone insurance, lost luggage insurance, concierge services and purchase protection. </li> <li>Tier 4 includes luxury features such as airport lounge access, elite status with an airline or hotel and credits for expedited security screening membership programs. </li> <li>Tier 5 includes the sort of exemplary benefits you’ll find on top-tier luxury cards, such as high-value travel credits, cardholder memberships and other unique and valuable perks.</li> </ul> <p>In evaluating the best cards, we tend to favor cards that offer at least Tier 3 benefits, unless they include other unique features that could make up for less-impressive perks.</p> </div></div> </div> </div> </noscript> </li> </ul> <div class="wysiwyg display-block w-full"> <p>Have more questions for our credit card editors? Feel free to send us an <a class="text-link" href="https://www.bankrate.com/contact/">email</a>, find us on <a class="text-link" href="https://www.facebook.com/Bankrate/" target="_blank" rel="noopener">Facebook</a>, or Tweet us <a class="text-link" href="https://twitter.com/bankrate" target="_blank" rel="noopener">@Bankrate</a>.</p> <p><em>For Capital One products listed on this page, some of the benefits may be provided by Visa® or Mastercard® and may vary by product. See the respective Guide to Benefits for details, as terms and exclusions apply.</em></p></div> </div> <div id="cited" class="SectionWithTocItem " data-beam-element-viewed id="cited" data-type="SHELF-TOC" data-location="SHELF-TOC-section" data-name="cited" data-text="" > <ul class="Accordion w-full CitedSources"> <li x-id="['panel-article-sources', 'heading-article-sources']" x-data="{ expanded: 0, disableMobileHover: 0, }" class="Accordion-item" > <button class="Accordion-titleContainer px-3 py-4 sm:px-6 group sm:py-6" :id="$id('heading-article-sources')" :aria-controls="$id('panel-article-sources')" :aria-expanded="expanded ? true : false" x-on:click="expanded = !expanded" :data-outcome="expanded ? 'open_accordion' : 'close_accordion'" :class="{ 'no-hover': (typeof isMobile !== 'undefined' && isMobile) && disableMobileHover }" > <h2 class="Accordion-title mr-2 md:flex-1 my-0"> Article sources </h2> <span class="Accordion-icon Icon Icon--sm icon-base-blue" aria-hidden="true"> <svg class="Icon-glyph" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false"><title>Caret Down Icon</title><path d="M12 17.152c-.33 0-.675-.131-.94-.378L3.384 9.09a1.32 1.32 0 0 1 0-1.86c.51-.51 1.351-.51 1.862 0L12 13.977l6.755-6.747c.51-.51 1.351-.51 1.862 0 .51.51.51 1.35 0 1.86l-7.694 7.684a1.295 1.295 0 0 1-.94.378H12Z" class="icon-base"/></svg> </span> </button> <div class="Accordion-contentWrapper" :id="$id('panel-article-sources')" :labelledBy="$id('heading-article-sources')" x-show="expanded" x-collapse role="region" style="height: 0px; overflow: hidden; display: none;" > <div class="Accordion-content text-slate px-3 pb-4 sm:px-6 sm:pb-6"> <p class="mb-0"> We use primary sources to support our work. Bankrate’s authors, reporters and editors are subject-matter experts who thoroughly fact-check editorial content to ensure the information you’re reading is accurate, timely and relevant. </p> <ol> <li> <p class="CitedSource">“<a rel="nofollow" href="https://www.bls.gov/news.release/cesan.nr0.htm"><u>Consumer Expenditures 2023</u></a>,” U.S. Bureau of Labor Statistics. Accessed on Oct. 25, 2024.</p> </li> </ol> </div> </div> <noscript> <div class="Accordion-contentWrapper" :id="$id('no-js-panel-article-sources')" :labelledBy="$id('heading-article-sources')" role="region" > <div class="Accordion-content text-slate px-3 pb-4 sm:px-6 sm:pb-6"> <p class="mb-0"> We use primary sources to support our work. Bankrate’s authors, reporters and editors are subject-matter experts who thoroughly fact-check editorial content to ensure the information you’re reading is accurate, timely and relevant. </p> <ol> <li> <p class="CitedSource">“<a rel="nofollow" href="https://www.bls.gov/news.release/cesan.nr0.htm"><u>Consumer Expenditures 2023</u></a>,” U.S. Bureau of Labor Statistics. Accessed on Oct. 25, 2024.</p> </li> </ol> </div> </div> </noscript> </li> </ul> </div></div> </div> </div> </section> <section id="credit-card-category-page-footer" class="gutter my-8"> <div class="wrapper"> <div class="display-flex flex-direction-column sm:flex-direction-row gap-6 mb-10"> <div class="w-full sm:w-1/2"> <div class="user-card h-full display-flex flex-1 user-card--full"> <div class="column rounded-lg bg-white box-shadow-two w-full p-6 sm:pt-0"> <div class="row row-v sm:column sm:row-t"> <div class="h-full"> <div style="background-image: url(https://www.bankrate.com/2023/04/03122209/Garrett-Yarbrough-Headshot-2-scaled.jpg?auto=webp&optimize=high&width=80&height=80&fit=cover&crop=1:1,smart);" class="user-card-avatar bg-img bg-1:1 rounded-full overflow-hidden mr-4 sm:mr-0"></div> </div> <div class="column sm:mt-2"> <a class="row row-v no-underline" href="https://www.bankrate.com/authors/garrett-yarbrough/" > <span class="type-heading-four text-lg leading-snug text-black">Garrett Yarbrough</span> <span class="Icon ml-4 text-blue"><svg class="Icon-glyph" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false"><title>Arrow Right Icon</title><path fill-rule="evenodd" clip-rule="evenodd" d="M12.29 18.69c.2.19.45.29.71.29V19c.25 0 .5-.09.7-.29l6.01-6c.18-.19.29-.44.29-.71 0-.27-.1-.52-.29-.71l-6.01-6a.996.996 0 1 0-1.41 1.41l4.3 4.3H4c-.55 0-1 .45-1 1s.45 1 1 1h12.58l-4.29 4.28a.996.996 0 0 0 0 1.41Z" class="icon-base"/></svg></span> </a> <span class="type-body-two leading-snug pt-2 pb-1"> Writer, Credit cards</span> </div> </div> <div class="mt-6 border-t"></div> <div class="mt-4 text-slate type-body-two"> Bankrate expert Garrett Yarbrough strives to make navigating credit cards and credit building smooth sailing for his readers. After regularly featuring his credit card,<a href="https://www.bankrate.com/authors/garrett-yarbrough/" class="no-underline font-bold text-blue" target="_blank">…</a></div> <div class="vertical-fill"></div> <ul class="AuthorSocialConnect List display-flex align-items-center mb-0 pt-4 sm:pt-3 -ml-3"> <li class="AuthorSocialConnect-item display-block"> <a class="AuthorSocialConnect-link display-flex align-items-center text-slate p-3 hover:text-blue-600" href="https://www.linkedin.com/in/garrett-yarbrough-b94187127/" target="_blank" rel="nofollow" aria-label="Connect with Garrett Yarbrough on LinkedIn" data-beam-element-clicked id="author_bio_garrett_yarbrough_linkedin_icon" data-type="icon" data-location="author_bio_garrett_yarbrough" data-position="top" data-text="linkedin" data-outcome="open_linkedin" > <svg class="Icon Icon--xs" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false"><title>LinkedIn Icon</title><path fill-rule="evenodd" 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Cards</span> </div> </div> <div class="mt-6 border-t"></div> <div class="mt-4 text-slate type-body-two"> Nouri Zarrugh is a writer and editor for CreditCards.com and Bankrate, focusing on product news, guides and reviews. 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