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Low Intro APR Credit Cards from Discover
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alt="Discover it® Chrome Gas and Restaurants Credit Card" data-src="/content/dam/discover/en_us/credit-cards/card-acquisitions/grey-redesign/global/images/cardart/cardart-header-chrome-67-60.png"/> <div>Discover it® Chrome<span class="short_disc">Earn restaurant & gas rewards</span> </div> </a> </li> <li> <a href="https://www.discover.com/credit-cards/cash-back/nhl-card.html?ICMPGN=SUBNAV_CCP_NHL" target="_self" data-lazy="true"> <img class="cardImg" alt="NHL® Discover it® Credit Card" data-src="/content/dam/discover/en_us/credit-cards/card-acquisitions/grey-redesign/global/images/cardart/cardart-header-nhl-67-60.png"/> <div>NHL Credit Card<span class="short_disc">Represent your team & earn cash back</span> </div> </a> </li> </ul> </li> <li class="heading_li withArrow" data-src="cards-1"> <a href="javascript:void(0)" class="credit-list-opener new_menu preventDefaultBehaviour" data-analytics-label="subnav_ccf" id="expand_menu_icon" aria-expanded="false"> <span>Credit Cards by Feature</span><em class="plus-icon"></em></a> <ul class="credit-card-list sec-nav-mobile" role="list"> <li class="preapprovedImg"> <a href="https://www.discovercard.com/application/preapproval/initial/?ICMPGN=SUBNAV_CCF_PQ" data-lazy="true" target="_self"> <img class="panel-banner-image" data-src="/content/dam/discover/en_us/credit-cards/card-acquisitions/grey-redesign/global/images/cardart/cardart-header-small-card-351-103.png?imbypass=true" alt="Click this banner to see if you're Pre-approved"/></a> </li> <li> <a href="https://www.discover.com/credit-cards/?ICMPGN=SUBNAV_CCF_ALL" target="_self" data-lazy="true"> <img class="allCardImg cardImg" data-src="/content/dam/discover/en_us/credit-cards/card-acquisitions/grey-redesign/global/images/icons/icon-header-three-cards-32-25.svg"/> <div>All Credit Cards</div> </a> </li> <li class="cardImgli"> <a href="https://www.discover.com/credit-cards/cash-back/?ICMPGN=SUBNAV_CCF_CASHBACK" target="_self" data-lazy="true"> <img class="cardImgf" data-src="/content/dam/discover/en_us/credit-cards/card-acquisitions/grey-redesign/global/images/icons/icon-header-dollor-match-28-24.svg"/> <div>Cash Back Credit Cards </div> </a> </li> <li class="cardImgli"> <a href="https://www.discover.com/credit-cards/balance-transfer-credit-cards/?ICMPGN=SUBNAV_CCF_BALANCE_TRANSFER" target="_self" data-lazy="true"> <img class="cardImgf" data-src="/content/dam/discover/en_us/credit-cards/card-acquisitions/grey-redesign/global/images/icons/icon-header-transfer-32-25.svg"/> <div>Balance Transfer Credit Card Offers </div> </a> </li> <li class="cardImgli"> <a href="https://www.discover.com/credit-cards/student-credit-card/?ICMPGN=SUBNAV_CCF_COLLEGE_STUDENTS" target="_self" data-lazy="true"> <img class="cardImgf" alt="map icon" data-src="/content/dam/discover/en_us/credit-cards/card-acquisitions/grey-redesign/global/images/icons/icon-header-student-32-25.svg"/> <div> Credit Cards for College Students </div> </a> </li> <li class="cardImgli"> <a href="https://www.discover.com/credit-cards/credit-cards-for-no-credit/?ICMPGN=SUBNAV_CCF_CREDIT_CARDS_FOR_NO_CREDIT" target="_self" data-lazy="true"> <img class="cardImgf" data-src="/content/dam/discover/en_us/credit-cards/card-acquisitions/grey-redesign/global/images/icons/icon-header-checkmark-28-24.svg"/> <div>Credit Cards for No Credit History </div> </a> </li> <li class="cardImgli"> <a href="/credit-cards/secured-credit-card/credit-cards-to-build-credit/?ICMPGN=SUBNAV_CCF_BUILD_CREDIT" target="_self" data-lazy="true"> <img class="cardImgf" data-src="/content/dam/discover/en_us/credit-cards/card-acquisitions/grey-redesign/global/images/icons/icon-header-fico-32-25.svg"/> <div>Credit Cards to Build Credit </div> </a> </li> <li class="cardImgli"> <a href="https://www.discover.com/credit-cards/no-annual-fee-credit-cards/?ICMPGN=SUBNAV_CCF_NO_ANNUAL_FEE" target="_self" data-lazy="true"> <img class="cardImgf" data-src="/content/dam/discover/en_us/credit-cards/card-acquisitions/grey-redesign/global/images/icons/icon-header-zero-32-25.svg"/> <div>No Annual Fee Credit Cards </div> </a> </li> <li class="cardImgli"> <a href="https://www.discover.com/credit-cards/rewards-credit-cards/?ICMPGN=SUBNAV_CCF_REWARS_CREDIT_CARDS" target="_self" data-lazy="true"> <img class="cardImgf" data-src="/content/dam/discover/en_us/credit-cards/card-acquisitions/grey-redesign/global/images/icons/icon-header-rewards-32-25.svg"/> <div>Rewards Credit Cards </div> </a> </li> <li class="cardImgli"> <a href="https://www.discover.com/credit-cards/low-intro-apr-credit-cards/?ICMPGN=SUBNAV_CCF_LOW_INTEREST" target="_self" data-lazy="true"> <img class="cardImgf" data-src="/content/dam/discover/en_us/credit-cards/card-acquisitions/grey-redesign/global/images/icons/icon-header-rate-down-32-25.svg"/> <div> Low Interest Credit Cards </div> </a> </li> <li class="cardImgli"> <a 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class="plus-icon"></em></a> <ul class="credit-card-list sec-nav-mobile" role="list"> <li class="preapprovedImg"> <a href="https://www.discovercard.com/application/preapproval/initial/?ICMPGN=SUBNAV_TAR_PQ" data-lazy="true" target="_self"> <img class="panel-banner-image" data-src="/content/dam/discover/en_us/credit-cards/card-acquisitions/grey-redesign/global/images/cardart/cardart-header-small-card-351-103.png?imbypass=true" alt="Click this banner to see if you're Pre-approved"/></a> </li> <li> <a href="https://www.discover.com/credit-cards/?ICMPGN=SUBNAV_TAR_ALL" target="_self" data-lazy="true"> <img class="allCardImg cardImg" data-src="/content/dam/discover/en_us/credit-cards/card-acquisitions/grey-redesign/global/images/icons/icon-header-three-cards-32-25.svg"/> <div>All Credit Cards</div> </a> </li> <li class="cardImgli"> <a href="https://www.discover.com/credit-cards/calculator/credit-card-interest-calculator/?ICMPGN=SUBNAV_TAR_CALCULATOR" target="_self" data-lazy="true"> <img class="cardImgf" data-src="/content/dam/discover/en_us/credit-cards/card-acquisitions/grey-redesign/global/images/icons/icon-header-calculator-28-24.svg"/> <div>Credit Card Interest Calculator </div> </a> </li> <li class="cardImgli"> <a href="https://www.discovercard.com/application/website/invite?ICMPGN=SUBNAV_TAR_RESPOND_MAIL_OFFER&flavor=it&fpp=true&_ga=2.50907437.584696215.1676279870-557086243.1675411694" target="_self" data-lazy="true"> <img class="cardImgf" data-src="/content/dam/discover/en_us/credit-cards/card-acquisitions/grey-redesign/global/images/icons/icon-header-mail-28-24.svg"/> <div>Respond to Mail Offer </div> </a> </li> <li class="cardImgli"> <a href="https://www.discovercard.com/application/self-service/?page=check-status&ICMPGN=SUBNAV_TAR_CHECK_APPLICATION_STATUS" target="_self" data-lazy="true"> <img class="cardImgf" data-src="/content/dam/discover/en_us/credit-cards/card-acquisitions/grey-redesign/global/images/icons/icon-header-device-28-24.svg"/> <div>Check 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href="https://discover.promo.eprize.com/discoversweeps24/?ICMPGNid=site-sch-pro-dis-nav&affiliate_id=site-sch-pro-dis-nav" target="_self" data-lazy="true"> <img class="cardImgf" data-src="/content/dam/discover/en_us/credit-cards/card-acquisitions/grey-redesign/global/images/icons/icon-header-student-32-25.svg"/> <div>Discover® Scholarship Sweepstakes </div> </a> </li> <li class="cardImgli"> <a href="https://www.discover.com/credit-cards/free-credit-score/#fico-score/?ICMPGN=SUBNAV_TAR_FREE_CREDIT_SCORE" target="_self" data-lazy="true"> <img class="cardImgf" data-src="/content/dam/discover/en_us/credit-cards/card-acquisitions/grey-redesign/global/images/icons/icon-header-fico-32-25.svg"/> <div>Free Credit Score for Cardmembers </div> </a> </li> <li class="cardImgli"> <a href="https://www.discover.com/credit-cards/compare/?ICMPGN=SUBNAV_TAR_COMPARE" target="_self" data-lazy="true"> <img class="cardImgf" data-src="/content/dam/discover/en_us/credit-cards/card-acquisitions/grey-redesign/global/images/icons/icon-header-two-cards-32-25.svg"/> <div>Compare Credit Cards </div> </a> </li> </ul> </li> </ul> <a href="#" class="custom-focus panel-ax-bottom">.</a> </nav> <!-- Tab Nav Component :: MOBILE :: End --> </div> </div> </header> <section id="navTabs" class="one-column-new earn-cashBack-comp scrolltracking"> <div class="one-column__background theme-background" style="opacity: calc(100 / 100)"></div> <div class="one-column__container"> <div class="one-column__container__parsys parsys-content"> <!-- Tab structure start--> <div class="tabs"> <ul class="tabs-list"> <li> <div class="titleWrapper"> <a href="javascript:void(0)" data-analytics-label="subnav_ccp" data-href="#tab1">Credit Card Products</a> <div id="tab1" class="tab"> <div class="navTabContent"> <!-- Content Block Items --> <div class="navTabSection"> <a aria-label="Credit Card Pre-approval" 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data-src="/content/dam/discover/en_us/credit-cards/card-acquisitions/grey-redesign/global/images/cardart/cardart-header-cash-back-67-60.png"/> </li> <li class="nav_element-text"> <a href="https://www.discover.com/credit-cards/cash-back/it-card.html?ICMPGN=SUBNAV_CCP_IT" target="_self">Discover it® Cash Back</a> <span class="short_disc">Earn cash back rewards</span> </li> </ul> <ul class="nav_element"> <li class="nav_element-img cardart" data-lazy="true"> <img alt="Discover it® Student Cash Back Credit Card" data-src="/content/dam/discover/en_us/credit-cards/card-acquisitions/grey-redesign/global/images/cardart/cardart-header-student-cash-back-67-60.png"/> </li> <li class="nav_element-text"> <a href="https://www.discover.com/credit-cards/student-credit-card/it-card.html?ICMPGN=SUBNAV_CCP_STUDENT_IT" target="_self">Discover it® Student Cash Back</a> <span class="short_disc">Start building credit in college</span> </li> </ul> <ul class="nav_element"> <li class="nav_element-img cardart" data-lazy="true"> <img alt="Discover it® Student Chrome Credit Card" data-src="/content/dam/discover/en_us/credit-cards/card-acquisitions/grey-redesign/global/images/cardart/cardart-header-chrome-67-60.png"/> </li> <li class="nav_element-text"> <a href="https://www.discover.com/credit-cards/student-credit-card/chrome-card.html?ICMPGN=SUBNAV_CCP_STUDENT_CHROME" target="_self">Discover it® Student Chrome</a> <span class="short_disc">Earn restaurant & gas rewards as a student</span> </li> </ul> </div> <div class="navTabSection "> <ul class="nav_element"> <li class="nav_element-img cardart" data-lazy="true"> <img alt="Discover it® Secured Credit Card" data-src="/content/dam/discover/en_us/credit-cards/card-acquisitions/grey-redesign/global/images/cardart/cardart-header-secured-67-60.png"/> </li> <li class="nav_element-text"> <a href="/credit-cards/secured-credit-card/?ICMPGN=SUBNAV_CCP_SECURED" target="_self">Discover it® Secured</a> <span class="short_disc">Build or rebuild your credit</span> </li> </ul> <ul class="nav_element"> <li class="nav_element-img cardart" data-lazy="true"> <img alt="Discover it® Miles Travel Credit Card blue design" data-src="/content/dam/discover/en_us/credit-cards/card-acquisitions/grey-redesign/global/images/cardart/cardart-header-miles-67-60.png"/> </li> <li class="nav_element-text"> <a href="/credit-cards/travel/?ICMPGN=SUBNAV_CCP_MILES" target="_self">Discover it® Miles</a> <span class="short_disc">Explore with the travel rewards credit card</span> </li> </ul> <ul class="nav_element"> <li class="nav_element-img cardart" data-lazy="true"> <img alt="Discover it® Chrome Gas and Restaurants Credit Card" data-src="/content/dam/discover/en_us/credit-cards/card-acquisitions/grey-redesign/global/images/cardart/cardart-header-chrome-67-60.png"/> </li> <li class="nav_element-text"> <a href="https://www.discover.com/credit-cards/cash-back/chrome.html?ICMPGN=SUBNAV_CCP_IT_CHROME" target="_self">Discover it® Chrome</a> <span class="short_disc">Earn restaurant & gas rewards</span> </li> </ul> </div> <div class="navTabSection "> <ul class="nav_element"> <li class="nav_element-img cardart" data-lazy="true"> <img alt="NHL® Discover it® Credit Card" data-src="/content/dam/discover/en_us/credit-cards/card-acquisitions/grey-redesign/global/images/cardart/cardart-header-nhl-67-60.png"/> </li> <li class="nav_element-text"> <a href="https://www.discover.com/credit-cards/cash-back/nhl-card.html?ICMPGN=SUBNAV_CCP_NHL" target="_self">NHL Credit Card</a> <span class="short_disc">Represent your team & earn cash back</span> </li> </ul> </div> </div> </div> </div> </li> <li> <div class="titleWrapper"> <a href="javascript:void(0)" data-analytics-label="subnav_ccf" data-href="#tab2">Credit Cards by Feature</a> <div id="tab2" class="tab"> <div class="navTabContent"> <!-- Content Block Items --> <div class="navTabSection"> <a aria-label="Credit Card Pre-approval" href="https://www.discovercard.com/application/preapproval/initial/?ICMPGN=SUBNAV_CCF_PQ" target="_self" data-lazy="true"> <img class="panel-banner-image" alt="Click this banner to see if you're Pre-approved" data-src="/content/dam/discover/en_us/credit-cards/card-acquisitions/grey-redesign/global/images/cardart/cardart-header-small-cards-266-102.png?imbypass=true"/> </a> <ul class="nav_element allCardDesktop"> <li class="nav_element-img card" data-lazy="true"> <img data-src="/content/dam/discover/en_us/credit-cards/card-acquisitions/grey-redesign/global/images/icons/icon-header-three-cards-32-25.svg"/> </li> <li class="nav_element-text"> <a href="https://www.discover.com/credit-cards/?ICMPGN=SUBNAV_CCF_ALL" target="_self">All Credit Cards</a> </li> </ul> </div> <div class="navTabSection "> <ul class="nav_element"> <li class="nav_element-img icon" data-lazy="true"> <img data-src="/content/dam/discover/en_us/credit-cards/card-acquisitions/grey-redesign/global/images/icons/icon-header-dollor-match-28-24.svg"/> </li> <li class="nav_element-text"> <a href="https://www.discover.com/credit-cards/cash-back/?ICMPGN=SUBNAV_CCF_CASHBACK" target="_self">Cash Back Credit Cards</a> </li> </ul> <ul class="nav_element"> <li class="nav_element-img icon" data-lazy="true"> <img data-src="/content/dam/discover/en_us/credit-cards/card-acquisitions/grey-redesign/global/images/icons/icon-header-transfer-32-25.svg"/> </li> <li class="nav_element-text"> <a href="https://www.discover.com/credit-cards/balance-transfer-credit-cards/?ICMPGN=SUBNAV_CCF_BALANCE_TRANSFER" target="_self">Balance Transfer Credit Card Offers</a> </li> </ul> <ul class="nav_element"> <li class="nav_element-img icon" data-lazy="true"> <img alt="map icon" data-src="/content/dam/discover/en_us/credit-cards/card-acquisitions/grey-redesign/global/images/icons/icon-header-student-32-25.svg"/> </li> <li class="nav_element-text"> <a href="https://www.discover.com/credit-cards/student-credit-card/?ICMPGN=SUBNAV_CCF_COLLEGE_STUDENTS" target="_self"> Credit Cards for College Students</a> </li> </ul> </div> <div class="navTabSection "> <ul class="nav_element"> <li class="nav_element-img icon" data-lazy="true"> <img data-src="/content/dam/discover/en_us/credit-cards/card-acquisitions/grey-redesign/global/images/icons/icon-header-checkmark-28-24.svg"/> </li> <li class="nav_element-text"> <a href="https://www.discover.com/credit-cards/credit-cards-for-no-credit/?ICMPGN=SUBNAV_CCF_CREDIT_CARDS_FOR_NO_CREDIT" target="_self">Credit Cards for No Credit History</a> </li> </ul> <ul class="nav_element"> <li class="nav_element-img icon" data-lazy="true"> <img data-src="/content/dam/discover/en_us/credit-cards/card-acquisitions/grey-redesign/global/images/icons/icon-header-fico-32-25.svg"/> </li> <li class="nav_element-text"> <a href="/credit-cards/secured-credit-card/credit-cards-to-build-credit/?ICMPGN=SUBNAV_CCF_BUILD_CREDIT" target="_self">Credit Cards to Build Credit</a> </li> </ul> <ul class="nav_element"> <li class="nav_element-img icon" data-lazy="true"> <img data-src="/content/dam/discover/en_us/credit-cards/card-acquisitions/grey-redesign/global/images/icons/icon-header-zero-32-25.svg"/> </li> <li class="nav_element-text"> <a href="https://www.discover.com/credit-cards/no-annual-fee-credit-cards/?ICMPGN=SUBNAV_CCF_NO_ANNUAL_FEE" target="_self">No Annual Fee Credit Cards</a> </li> </ul> </div> <div class="navTabSection "> <ul class="nav_element"> <li class="nav_element-img icon" data-lazy="true"> <img data-src="/content/dam/discover/en_us/credit-cards/card-acquisitions/grey-redesign/global/images/icons/icon-header-rewards-32-25.svg"/> </li> <li class="nav_element-text"> <a href="https://www.discover.com/credit-cards/rewards-credit-cards/?ICMPGN=SUBNAV_CCF_REWARS_CREDIT_CARDS" target="_self">Rewards Credit Cards</a> </li> </ul> <ul class="nav_element"> <li class="nav_element-img icon" data-lazy="true"> <img data-src="/content/dam/discover/en_us/credit-cards/card-acquisitions/grey-redesign/global/images/icons/icon-header-rate-down-32-25.svg"/> </li> <li class="nav_element-text"> <a href="https://www.discover.com/credit-cards/low-intro-apr-credit-cards/?ICMPGN=SUBNAV_CCF_LOW_INTEREST" target="_self"> Low Interest Credit Cards</a> </li> </ul> <ul class="nav_element"> <li class="nav_element-img icon" data-lazy="true"> <img data-src="/content/dam/discover/en_us/credit-cards/card-acquisitions/grey-redesign/global/images/icons/icon-header-gas-32-25.svg"/> </li> <li class="nav_element-text"> <a href="https://www.discover.com/credit-cards/gas-credit-cards/?ICMPGN=SUBNAV_CCF_GAS_CREDIT_CARDS" target="_self">Gas Credit Cards</a> </li> </ul> <ul class="nav_element"> <li class="nav_element-img icon" data-lazy="true"> <img 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data-src="/content/dam/discover/en_us/credit-cards/card-acquisitions/grey-redesign/global/images/cardart/cardart-header-small-cards-266-102.png?imbypass=true"/> </a> <ul class="nav_element allCardDesktop"> <li class="nav_element-img card" data-lazy="true"> <img data-src="/content/dam/discover/en_us/credit-cards/card-acquisitions/grey-redesign/global/images/icons/icon-header-three-cards-32-25.svg"/> </li> <li class="nav_element-text"> <a href="https://www.discover.com/credit-cards/?ICMPGN=SUBNAV_TAR_ALL" target="_self">All Credit Cards</a> </li> </ul> </div> <div class="navTabSection "> <ul class="nav_element"> <li class="nav_element-img icon" data-lazy="true"> <img data-src="/content/dam/discover/en_us/credit-cards/card-acquisitions/grey-redesign/global/images/icons/icon-header-calculator-28-24.svg"/> </li> <li class="nav_element-text"> <a href="https://www.discover.com/credit-cards/calculator/credit-card-interest-calculator/?ICMPGN=SUBNAV_TAR_CALCULATOR" target="_self">Credit Card 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class="navTabSection "> <ul class="nav_element"> <li class="nav_element-img icon" data-lazy="true"> <img data-src="/content/dam/discover/en_us/credit-cards/card-acquisitions/grey-redesign/global/images/icons/icon-header-student-32-25.svg"/> </li> <li class="nav_element-text"> <a href="https://discover.promo.eprize.com/discoversweeps24/?ICMPGNid=site-sch-pro-dis-nav&affiliate_id=site-sch-pro-dis-nav" target="_self">Discover® Scholarship Sweepstakes</a> </li> </ul> <ul class="nav_element"> <li class="nav_element-img icon" data-lazy="true"> <img data-src="/content/dam/discover/en_us/credit-cards/card-acquisitions/grey-redesign/global/images/icons/icon-header-fico-32-25.svg"/> </li> <li class="nav_element-text"> <a href="https://www.discover.com/credit-cards/free-credit-score/#fico-score/?ICMPGN=SUBNAV_TAR_FREE_CREDIT_SCORE" target="_self">Free Credit Score for Cardmembers</a> </li> </ul> <ul class="nav_element"> <li class="nav_element-img icon" data-lazy="true"> <img data-src="/content/dam/discover/en_us/credit-cards/card-acquisitions/grey-redesign/global/images/icons/icon-header-two-cards-32-25.svg"/> </li> <li class="nav_element-text"> <a href="https://www.discover.com/credit-cards/compare/?ICMPGN=SUBNAV_TAR_COMPARE" target="_self">Compare Credit Cards</a> </li> </ul> </div> </div> </div> </div> </li> </ul> </div> <!-- Tab structure End--> </div> </div> </section> </div> </div> </div> </div> </div> </div> <div class="emergencybanner aem-GridColumn aem-GridColumn--default--12"> </div> <div class="responsivegrid aem-GridColumn aem-GridColumn--default--12"> <div class="aem-Grid aem-Grid--12 aem-Grid--default--12 "> <div class="breadcrumb aem-GridColumn aem-GridColumn--default--12"> <nav class="cmp-breadcrumb cmp--mobile-hidden" aria-label="Breadcrumb"> <div class="cmp-breadcrumb__container section-container"> <ol class="cmp-breadcrumb__list" itemtype="http://schema.org/BreadcrumbList" itemscope=""> <li class="cmp-breadcrumb__item" itemtype="http://schema.org/ListItem" itemscope="" itemprop="itemListElement"> <a href="/" class="cmp-breadcrumb__item-link" itemprop="item"><span itemprop="name">Discover</span></a> <meta itemprop="position" content="1"/> <div class="cmp-breadcrumb__item-delimiter"/> </li> <li class="cmp-breadcrumb__item" itemtype="http://schema.org/ListItem" itemscope="" itemprop="itemListElement"> <a href="/credit-cards/" class="cmp-breadcrumb__item-link" itemprop="item"><span itemprop="name">Credit Cards</span></a> <meta itemprop="position" content="2"/> <div class="cmp-breadcrumb__item-delimiter"/> </li> <li class="cmp-breadcrumb__item cmp-breadcrumb__item--active" itemtype="http://schema.org/ListItem" itemscope="" itemprop="itemListElement"> <span itemprop="name">Low Intro APR Credit Cards</span> <meta itemprop="position" content="3"/> <div class="cmp-breadcrumb__item-delimiter"/> </li> </ol> </div> </nav> </div> <div class="onecolumntile light-theme cmp-p-75 aem-GridColumn aem-GridColumn--default--12"> <div class="stylesystemclass"> <section id='zero-credit' class="one-column one-column__container__image--icon scrolltracking"> <div class='one-column__background theme-background' style="opacity: calc(100 / 100);"> </div> <div class="one-column__container"> <div class="cmp-title theme-background cmp-alignment--center cmp-title__text-heading cmp-title--orange"> <h1 id="title--303850326" class="cmp-title__text">Low Intro APR Credit Cards</h1> </div> <div class="cmp-title theme-background theme-white-background-gradient cmp-alignment--center cmp-title_text-headingcontent "> <h2 id="title-1684581209" class="cmp-title__text">Enjoy our low intro APR credit card offers for new cardmembers</h2> </div> <div class="cmp-text "> <p><span class="cmp-text--body-1"><span class="product1 introaprrate">x</span>% intro APR credit cards: <span class="product1 introaprrate">x</span>% intro APR on purchases for 6-15 months. Then <span class="product1 purchaseratelowapr">x</span>% to <span class="product1 purchaseratehighapr">x</span>% Standard Variable Purchase APR applies. Offers vary based on card type. See below for more information on rates, fees, and other important terms. </span></p> </div> <div class="one-column__container__parsys parsys-content"> <div class="text"> <div class="cmp-text "> <p> </p> <p><b>All with <span class="cmp-text-underline"><a aria-label="no annual fee" class="disclosure" data-analytics-label="NAF" data-scrollto="terms-and-conditions" href="javascript:void(0);">no annual fee</a></span></b></p> </div> </div> <div class="actionbanner"> <div class="prequalbanner stickyprequalbanner "> <div class="cmp-action-banner theme-background dark-theme theme-thick-blue-background-gradient "> <div class="text"> <div class="cmp-text "> <p style="text-align: center;">See if you’re pre-approved with no harm to your credit <span class='no-break'>score<sup><a aria-label="4" class="disclosure" data-analytics-label="Tooltip:4" data-scrollto="q4" href="javascript:void(0);">4</a></sup></span></p> </div> </div> <div class="cmp-button--cta cmp-button--cta--opaque-white "> <a class="cmp-button " href="https://www.discovercard.com/application/preapproval/initial?ICMPGN=ACQ_ZPI_TOP_PQ_BTN" target="_self" data-analytics-label="CHECKNOW:PREQUAL"> <span class="cmp-button__text"> Check Now <span class="sr-only"> </span> </span> </a> </div> </div> </div> </div> </div> </div> </section> </div> </div> <div class="onecolumntile cmp-alignment--left theme-dark-blue-background-gradient light-theme cmp-p-75 aem-GridColumn aem-GridColumn--default--12"> <div class="stylesystemclass"> <section id='WhiteTL' class="one-column one-column__container__image--icon scrolltracking"> <div class='one-column__background theme-background' style="opacity: calc(100 / 100);"> </div> <div class="one-column__container"> <div class="cmp-title theme-background theme-dark-blue-background-gradient cmp-title_text-headingcontent "> <h2 id="title-417675138" class="cmp-title__text">Choose the right low intro APR credit card for you</h2> </div> <div class="cmp-text "> <p> <br> </p> </div> <div class="one-column__container__parsys parsys-content"> <div class="dfscontainer cmp-container--fixed cmp-p-75 light-theme"> <div class="stylesystemclass"> <div class=" scrolltracking"> <div class='cmp-container__background theme-background'></div> <div class="cmp-container cards-offer-comp cmp-container__size-3 "> <div class="cmp-parsys-content cmp--mobile-hidden cmp--tablet-hidden"> </div> <div class="slider-cchp"> <div class="cmp-container__column cmp-container__column-3 cmp-container-1"> <div class="cmp-title theme-background cmp-alignment--left cmp-title_text-subheading-var cmp-link-blue-font"> <a class="cmp-button cmp-link-blue-font " href="https://www.discover.com/credit-cards/cash-back/it-card.html?ICMPGN=ALL_CC_CB_CARD" target="_self" aria-label=""> <h2 class="cmp-title__text cmp-link-blue-font">Cash Back Credit Card</h2> </a> </div> <div class="cmp-image "> <div class=" " data-lazy="true"> <a href="https://www.discover.com/credit-cards/cash-back/it-card.html"> <img alt="Discover it® Cash Back Credit Card" data-src="/content/dam/discover/en_us/credit-cards/card-acquisitions/grey-redesign/global/images/cardart/cardart-cchp-cashbackcard-149-102.webp"/> </a> </div> </div> <div class="cmp-ratings "> <div class=" conversation-api"> <div class="conversation-stars">★★★★★<div class="conversation-stars-inner">★★★★★</div></div> <div class="conversation-value"><div class="rating-design"><span class="product1 avgrating">x</span> / 5 Average of <a href="/credit-cards/cash-back/it-card/reviews/#all-reviews" data-analytics-label="ratings and reviews" target="_self"><span class="product1 totalreviews">x</span> Reviews</a></div> <div class="rating-design"><a aria-label="See how" class="disclosure" data-analytics-label="SEE HOW ABOUT REVIEWS" data-scrollto="q3" href="javascript:void(0);">See how</a> we calculate our ratings<br> </div> </div> </div> </div> </div> <div class="cmp-container__column cmp-container__column-3 cmp-container-2"> <div class="cards-information cards-information--first-inner"> <div class="text"> <div class="cmp-text cmp-text-small-font "> <p><b>Earn 5% cash back</b></p> <p>On everyday purchases at different places you shop each quarter, up to the quarterly maximum when you activate. Plus, earn unlimited 1% cash back on all other purchases – automatically.</p> <p><a aria-label="No annual fee" class="disclosure" data-analytics-label="undefined" data-scrollto="terms-and-conditions" href="javascript:void(0);">No annual fee</a></p> </div> </div> <div class="cta button"> <div class="cmp-button--text-link cmp-alignment--center cmp-alignment--center "> <a class="cmp-button cmp-read-more " href="#" target="_self" data-analytics-label="CASH_IT:READMORE"> <span class="cmp-button__text"> Read <span class="no-break">More<i> > </i></span> <span class="sr-only"> </span> </span> </a> </div> </div> </div> <div class="cards-information cards-information--second-inner"> <div class="text"> <div class="cmp-text cmp-text-small-font "> <p><b>Unlimited Cashback Match</b></p> <p>Get an unlimited dollar-for-dollar match of all the cash back you earn at the end of your first year, automatically. There is no limit to how much we'll <span class='no-break'>match.<sup><a aria-label="1" class="disclosure" data-analytics-label="Tooltip:1" data-scrollto="q1" href="javascript:void(0);">1</a></sup></span></p> </div> </div> </div> <div class="cards-information cards-information--third-inner"> <div class="text"> <div class="cmp-text cmp-text-small-font "> <p><b><span class="product1 introaprrate">x</span>% Intro APR</b><sup style="font-size: 14.0px;"><a class="cmp-button cmp-button--external" href="https://www.discovercard.com/application/website/ratesrewards?srcCde=GJVP" data-external="true">†</a></sup> for <b><span class="product1 introaprduration">x</span> months</b> on purchases and balance transfers and<b> <span class="product1 btfeesrate">x</span>% Intro Balance Transfer Fee</b> until <span class='fw_mon'></span>.</p> <p><br> <b>Then <span class="product1 purchaseratelowapr">x</span>% </b>to<b> <span class="product1 purchaseratehighapr">x</span>%</b> Standard Variable Purchase APR and up to <b><span class="product1 btstandardfeesrate">x</span>% fee </b>for future balance transfers will apply.</p> </div> </div> <div class="cta button"> <div class="cmp-button--text-link "> <a class="cmp-button cmp-button--external" href="https://www.discovercard.com/application/website/ratesrewards?srcCde=GJVP" data-analytics-label="RATES AND REWARDS" data-external="true"> <span class="cmp-button__text"> <sup>†</sup>See rates, rewards, fees, and other cost <span class="no-break">information<i> > </i></span> <span class="sr-only"> , Opens new window </span> </span> </a> </div> </div> </div> </div> <div class="cmp-container__column cmp-container__column-3 cmp-container-3"> <div class="cta button"> <div class="cmp-button--text-link cmp-alignment--center cmp--desktop-hidden cmp-alignment--center cmp--desktop-hidden cmp--tablet-hidden "> <a class="cmp-button cmp-read-less " href="#" target="_self" data-analytics-label="CASH_IT:READLESS"> <span class="cmp-button__text"> Read <span class="no-break">Less<i> > </i></span> <span class="sr-only"> </span> </span> </a> </div> </div> <div class="cta button"> <div class="cmp-button--cta cmp-button--cta--opaque-orange cmp-alignment--center large"> <a class="cmp-button " href="https://www.discovercard.com/application/website/apply?srcCde=GJVP&ICMPGN=ALL_CC_CB_APPLY_NOW_BTN" target="_self" data-analytics-label="CASH:APPLY NOW"> <span class="cmp-button__text"> Apply Now <span class="sr-only"> </span> </span> </a> </div> </div> <div class="cta button"> <div class="cmp-button--text-link cmp-alignment--center cmp-alignment--center "> <a class="cmp-button " href="https://www.discover.com/credit-cards/cash-back/it-card.html?ICMPGN=ALL_CC_CB_LEARN_MORE" target="_self" data-analytics-label="CASH:LEARN MORE"> <span class="cmp-button__text"> Learn <span class="no-break">More<i> > </i></span> <span class="sr-only"> </span> </span> </a> </div> </div> </div> </div> <div class="cmp-parsys-content cmp--mobile-hidden cmp--tablet-hidden"> </div> </div> </div> </div></div> <div class="dfscontainer cmp-container--fixed cmp-p-75 light-theme"> <div class="stylesystemclass"> <div class=" scrolltracking"> <div class='cmp-container__background theme-background'></div> <div class="cmp-container cards-offer-comp cmp-container__size-3 "> <div class="cmp-parsys-content cmp--mobile-hidden cmp--tablet-hidden"> </div> <div class="slider-cchp"> <div class="cmp-container__column cmp-container__column-3 cmp-container-1"> <div class="cmp-title theme-background cmp-alignment--left cmp-title_text-subheading-var cmp-link-blue-font"> <a class="cmp-button cmp-link-blue-font " href="https://www.discover.com/credit-cards/cash-back/chrome.html?ICMPGN=ALL_CC_GAS_AND_RESTAURANT_CARD" target="_self" aria-label=""> <h2 class="cmp-title__text cmp-link-blue-font">Gas & Restaurants Credit Card</h2> </a> </div> <div class="cmp-image "> <div class=" " data-lazy="true"> <a href="https://www.discover.com/credit-cards/cash-back/chrome.html"> <img alt="Discover it® Chrome Gas and Restaurants Credit Card" data-src="/content/dam/discover/en_us/credit-cards/card-acquisitions/grey-redesign/global/images/cardart/cardart-cchp-cashbackchrome-card-149-102.webp"/> </a> </div> </div> <div class="cmp-ratings "> <div class=" conversation-api"> <div class="conversation-stars">★★★★★<div class="conversation-stars-inner">★★★★★</div></div> <div class="conversation-value"><div class="rating-design"><span class="product2 avgrating">x</span> / 5 Average of <a href="/credit-cards/cash-back/chrome/reviews/#all-reviews" data-analytics-label="ratings and reviews"><span class="product2 totalreviews">x</span> Reviews</a><br> <p><a aria-label="See how" class="disclosure" data-analytics-label="SEE HOW ABOUT REVIEWS" data-scrollto="q3" href="javascript:void(0);">See how</a> we calculate our ratings</p> </div> </div> </div> </div> </div> <div class="cmp-container__column cmp-container__column-3 cmp-container-2"> <div class="cards-information cards-information--first-inner"> <div class="text"> <div class="cmp-text cmp-text-small-font "> <p><b>Earn 2% Cashback Bonus<sup>®</sup></b></p> <p>at Gas Stations and Restaurants on up to $1,000 in combined purchases each quarter, <span class='no-break'>automatically.<sup><a aria-label="2" class="disclosure" data-analytics-label="Tooltip:2" data-scrollto="q2" href="javascript:void(0);">2</a></sup></span> Plus, earn unlimited 1% cash back on all other purchases.</p> <p><a aria-label="No annual fee" class="disclosure" data-analytics-label="undefined" data-scrollto="terms-and-conditions" href="javascript:void(0);">No annual fee</a></p> </div> </div> <div class="cta button"> <div class="cmp-button--text-link cmp-alignment--center cmp-alignment--center "> <a class="cmp-button cmp-read-more " href="#" target="_self" data-analytics-label="CASH_IT:READMORE"> <span class="cmp-button__text"> Read <span class="no-break">More<i> > </i></span> <span class="sr-only"> </span> </span> </a> </div> </div> </div> <div class="cards-information cards-information--second-inner"> <div class="text"> <div class="cmp-text cmp-text-small-font "> <p><b>Unlimited Cashback Match</b></p> <p>Get an unlimited dollar-for-dollar match of all the cash back you earn at the end of your first year, automatically. There is no limit to how much we'll <span class='no-break'>match.<sup><a aria-label="1" class="disclosure" data-analytics-label="Tooltip:1" data-scrollto="q1" href="javascript:void(0);">1</a></sup></span></p> </div> </div> </div> <div class="cards-information cards-information--third-inner"> <div class="text"> <div class="cmp-text cmp-text-small-font "> <p><b><span class="product2 introaprrate">x</span>% Intro APR<sup style="font-size: 14.0px;"><a class="cmp-button cmp-button--external" href="https://www.discovercard.com/application/website/ratesrewards?srcCde=GJVR" data-external="true">†</a></sup><span class="product2 introaprduration">x</span> months</b> on purchases and balance transfers and <b><span class="product2 btfeesrate">x</span>% Intro Balance Transfer Fee</b> until <span class='fw_mon'></span>.</p> <p><b> </b></p> <p><br> <b>Then <span class="product2 purchaseratelowapr">x</span>% </b>to <b><span class="product2 purchaseratehighapr">x</span>%</b> Standard Variable Purchase APR and up to <b><span class="product2 btstandardfeesrate">x</span>% fee</b> for future balance transfers will apply.</p> <p> </p> </div> </div> <div class="cta button"> <div class="cmp-button--text-link "> <a class="cmp-button cmp-button--external" href="https://www.discovercard.com/application/website/ratesrewards?srcCde=GJVR" data-analytics-label="RATES AND REWARDS" data-external="true"> <span class="cmp-button__text"> <sup>†</sup>See rates, rewards, fees, and other cost <span class="no-break">information<i> > </i></span> <span class="sr-only"> , Opens new window </span> </span> </a> </div> </div> </div> </div> <div class="cmp-container__column cmp-container__column-3 cmp-container-3"> <div class="cta button"> <div class="cmp-button--text-link cmp-alignment--center cmp--desktop-hidden cmp-alignment--center cmp--desktop-hidden cmp--tablet-hidden "> <a class="cmp-button cmp-read-less " href="#" target="_self" data-analytics-label="CASH_IT:READLESS"> <span class="cmp-button__text"> Read <span class="no-break">Less<i> > </i></span> <span class="sr-only"> </span> </span> </a> </div> </div> <div class="cta button"> <div class="cmp-button--cta cmp-button--cta--opaque-orange cmp-alignment--center large"> <a class="cmp-button " href="https://www.discovercard.com/application/website/apply?srcCde=GJVR&ICMPGN=ALL_CC_GAS_AND_RESTAURANT_APPLY_NOW_BTN" target="_self" data-analytics-label="CASH_CHROME:APPLY NOW"> <span class="cmp-button__text"> Apply Now <span class="sr-only"> </span> </span> </a> </div> </div> <div class="cta button"> <div class="cmp-button--text-link cmp-alignment--center cmp-alignment--center "> <a class="cmp-button " href="https://www.discover.com/credit-cards/cash-back/chrome.html?ICMPGN=ALL_CC_GAS_AND_RESTAURANT_LEARN_MORE" target="_self" data-analytics-label="CASH_CHROME:LEARN MORE"> <span class="cmp-button__text"> Learn <span class="no-break">More<i> > </i></span> <span class="sr-only"> </span> </span> </a> </div> </div> </div> </div> <div class="cmp-parsys-content cmp--mobile-hidden cmp--tablet-hidden"> </div> </div> </div> </div></div> <div class="dfscontainer cmp-container--fixed cmp-p-75 light-theme"> <div class="stylesystemclass"> <div class=" scrolltracking"> <div class='cmp-container__background theme-background'></div> <div class="cmp-container cards-offer-comp cmp-container__size-3 "> <div class="cmp-parsys-content cmp--mobile-hidden cmp--tablet-hidden"> </div> <div class="slider-cchp"> <div class="cmp-container__column cmp-container__column-3 cmp-container-1"> <div class="cmp-title theme-background cmp-alignment--left cmp-title_text-subheading-var cmp-link-blue-font"> <a class="cmp-button cmp-link-blue-font " href="/credit-cards/travel/?ICMPGN=ALL_CC_TRAVEL_CARD" target="_self" aria-label=""> <h2 class="cmp-title__text cmp-link-blue-font">Travel Credit Card</h2> </a> </div> <div class="cmp-image "> <div class=" " data-lazy="true"> <a href="/credit-cards/travel/"> <img alt="Discover it® Miles Travel Credit Card blue design" data-src="/content/dam/discover/en_us/credit-cards/card-acquisitions/grey-redesign/global/images/cardart/cardart-cchp-milescard-149-102.webp"/> </a> </div> </div> <div class="cmp-ratings "> <div class=" conversation-api"> <div class="conversation-stars">★★★★★<div class="conversation-stars-inner">★★★★★</div></div> <div class="conversation-value"><div class="rating-design"><span class="product3 avgrating">x</span> / 5 Average of <a href="/credit-cards/travel/reviews/#all-reviews" data-analytics-label="ratings and reviews"><span class="product3 totalreviews">x</span> Reviews</a><br> <p><a aria-label="See how" class="disclosure" data-analytics-label="SEE HOW ABOUT REVIEWS" data-scrollto="q3" href="javascript:void(0);">See how</a> we calculate our ratings</p> </div> </div> </div> </div> </div> <div class="cmp-container__column cmp-container__column-3 cmp-container-2"> <div class="cards-information cards-information--first-inner"> <div class="text"> <div class="cmp-text cmp-text-small-font "> <p><b>Earn unlimited 1.5x Miles</b></p> <p>on every dollar of every <span class='no-break'>purchase<sup><a aria-label="5" class="disclosure" data-analytics-label="undefined" data-scrollto="q5" href="javascript:void(0);">5</a></sup></span> — from hotels to groceries and online shopping.</p> <p><a aria-label="No annual fee" class="disclosure" data-analytics-label="undefined" data-scrollto="terms-and-conditions" href="javascript:void(0);">No annual fee</a></p> </div> </div> <div class="cta button"> <div class="cmp-button--text-link cmp-alignment--center cmp-alignment--center "> <a class="cmp-button cmp-read-more " href="#" target="_self" data-analytics-label="CASH_IT:READMORE"> <span class="cmp-button__text"> Read <span class="no-break">More<i> > </i></span> <span class="sr-only"> </span> </span> </a> </div> </div> </div> <div class="cards-information cards-information--second-inner"> <div class="text"> <div class="cmp-text cmp-text-small-font "> <p><b>Unlimited Discover Match<sup>®</sup></b></p> <p>We’ll automatically match all the Miles you’ve earned at the end of your first <span class='no-break'>year.<sup><a aria-label="1" class="disclosure" data-analytics-label="Tooltip:1" data-scrollto="q1" href="javascript:void(0);">1</a></sup></span> There's no signing up, no minimum spending or maximum rewards. Just a dollar-for-dollar match.</p> </div> </div> </div> <div class="cards-information cards-information--third-inner"> <div class="text"> <div class="cmp-text cmp-text-small-font "> <p><b><span class="product3 introaprrate">x</span>% Intro APR<sup style="font-size: 14.0px;"><a class="cmp-button cmp-button--external" href="https://www.discovercard.com/application/website/ratesrewards?srcCde=GJX4" data-external="true">†</a></sup></b> for <b><span class="product3 introaprduration">x</span> months</b> on purchases and balance transfers. <b><span class="product3 btfeesrate">x</span>% Intro Balance Transfer Fee</b> until <span class='fw_mon'></span>.</p> <p><br> <b>Then <span class="product3 purchaseratelowapr">x</span>%</b> to <b><span class="product3 purchaseratehighapr">x</span>%</b> Standard Variable Purchase APR and up to<b> <span class="product3 btstandardfeesrate">x</span>% fee</b> for future balance transfers will apply.<br> </p> </div> </div> <div class="cta button"> <div class="cmp-button--text-link "> <a class="cmp-button cmp-button--external" href="https://www.discovercard.com/application/website/ratesrewards?srcCde=GJX4" data-analytics-label="RATES AND REWARDS" data-external="true"> <span class="cmp-button__text"> <sup>†</sup>See rates, rewards, fees, and other cost <span class="no-break">information<i> > </i></span> <span class="sr-only"> , Opens new window </span> </span> </a> </div> </div> </div> </div> <div class="cmp-container__column cmp-container__column-3 cmp-container-3"> <div class="cta button"> <div class="cmp-button--text-link cmp-alignment--center cmp--desktop-hidden cmp-alignment--center cmp--desktop-hidden cmp--tablet-hidden "> <a class="cmp-button cmp-read-less " href="#" target="_self" data-analytics-label="CASH_IT:READLESS"> <span class="cmp-button__text"> Read <span class="no-break">Less<i> > </i></span> <span class="sr-only"> </span> </span> </a> </div> </div> <div class="cta button"> <div class="cmp-button--cta cmp-button--cta--opaque-orange cmp-alignment--center large"> <a class="cmp-button " href="https://www.discovercard.com/application/website/apply?srcCde=GJX4&ICMPGN=ALL_CC_TRAVEL_APPLY_NOW_BTN" target="_self" data-analytics-label="MILES:APPLY NOW"> <span class="cmp-button__text"> Apply Now <span class="sr-only"> </span> </span> </a> </div> </div> <div class="cta button"> <div class="cmp-button--text-link cmp-alignment--center cmp-alignment--center "> <a class="cmp-button " href="/credit-cards/travel/?ICMPGN=ALL_CC_TRAVEL_LEARN_MORE" target="_self" data-analytics-label="MILES:LEARN MORE"> <span class="cmp-button__text"> Learn <span class="no-break">More<i> > </i></span> <span class="sr-only"> </span> </span> </a> </div> </div> </div> </div> <div class="cmp-parsys-content cmp--mobile-hidden cmp--tablet-hidden"> </div> </div> </div> </div></div> <div class="dfscontainer cmp-container--fixed theme-purple-gradient light-theme"> <div class="stylesystemclass"> <div class=" scrolltracking"> <div class='cmp-container__background theme-background'></div> <div id="nhl-card" class="cmp-container cards-offer-comp cmp-container__size-3 "> <div class="cmp-parsys-content cmp--mobile-hidden cmp--tablet-hidden"> </div> <div class="slider-cchp"> <div class="cmp-container__column cmp-container__column-3 cmp-container-1"> <div class="cmp-title theme-background cmp-alignment--left cmp-title_text-subheading-var cmp-link-blue-font"> <a class="cmp-button cmp-link-blue-font " href="https://www.discover.com/credit-cards/cash-back/nhl-card.html?ICMPGN=ALL_CC_NHL_CARD" target="_self" aria-label=""> <h2 class="cmp-title__text cmp-link-blue-font">NHL<sup>®</sup> Credit Card</h2> </a> </div> <div class="cmp-image "> <div class=" " data-lazy="true"> <a href="https://www.discover.com/credit-cards/cash-back/nhl-card.html"> <img alt="NHL® Discover it® Credit Card" data-src="/content/dam/discover/en_us/credit-cards/card-acquisitions/grey-redesign/global/images/cardart/cardart-cchp-nhlcard-149-102.webp"/> </a> </div> </div> <div class="cmp-ratings "> <div class="single-row20 conversation-api"> <div class="conversation-stars">★★★★★<div class="conversation-stars-inner">★★★★★</div></div> <div class="conversation-value"><div class="rating-design">Cards for all 32 teams<br /> </div> </div> </div> </div> </div> <div class="cmp-container__column cmp-container__column-3 cmp-container-2"> <div class="cards-information cards-information--first-inner"> <div class="text"> <div class="cmp-text cmp-text-small-font "> <p><b>Earn 5% cash back</b></p> <p>On everyday purchases at different places you shop each quarter, up to the quarterly maximum when you activate. Plus, earn unlimited 1% cash back on all other purchases – automatically.</p> <p><a aria-label="No annual fee" class="disclosure" data-analytics-label="undefined" data-scrollto="terms-and-conditions" href="javascript:void(0);">No annual fee</a></p> </div> </div> <div class="cta button"> <div class="cmp-button--text-link cmp-alignment--center cmp-alignment--center "> <a class="cmp-button cmp-read-more " href="#" target="_self" data-analytics-label="CASH_IT:READMORE"> <span class="cmp-button__text"> Read <span class="no-break">More<i> > </i></span> <span class="sr-only"> </span> </span> </a> </div> </div> </div> <div class="cards-information cards-information--second-inner"> <div class="text"> <div class="cmp-text cmp-text-small-font "> <p><b>Unlimited Cashback Match</b></p> <p>Get an unlimited dollar-for-dollar match of all the cash back you earn at the end of your first year, automatically. There is no limit to how much we'll <span class='no-break'>match.<sup><a aria-label="1" class="disclosure" data-analytics-label="Tooltip:1" data-scrollto="q1" href="javascript:void(0);">1</a></sup></span></p> </div> </div> </div> <div class="cards-information cards-information--third-inner"> <div class="text"> <div class="cmp-text cmp-text-small-font "> <p><b><span class="product7 introaprrate">x</span>% Intro APR<sup style="font-size: 14.0px;"><a class="cmp-button cmp-button--external" href="https://www.discovercard.com/application/website/ratesrewards?srcCde=GJVV" data-external="true">†</a></sup> </b>for<b> <span class="product7 introaprduration">x</span> months</b> on purchases and balance transfers and <b><span class="product7 btfeesrate">x</span>% Intro Balance Transfer Fee</b> until <span class='fw_mon'></span>.</p> <p><br> <b>Then <span class="product7 purchaseratelowapr">x</span>% </b>to <b><span class="product7 purchaseratehighapr">x</span>%</b> Standard Variable Purchase APR and up to <b><span class="product7 btstandardfeesrate">x</span>% fee</b> for future balance transfers will apply.</p> </div> </div> <div class="cta button"> <div class="cmp-button--text-link "> <a class="cmp-button cmp-button--external" href="https://www.discovercard.com/application/website/ratesrewards?srcCde=GJVV" data-analytics-label="RATES AND REWARDS" data-external="true"> <span class="cmp-button__text"> <sup>†</sup>See rates, rewards, fees, and other cost <span class="no-break">information<i> > </i></span> <span class="sr-only"> , Opens new window </span> </span> </a> </div> </div> </div> </div> <div class="cmp-container__column cmp-container__column-3 cmp-container-3"> <div class="cta button"> <div class="cmp-button--text-link cmp-alignment--center cmp--desktop-hidden cmp-alignment--center cmp--desktop-hidden cmp--tablet-hidden "> <a class="cmp-button cmp-read-less " href="#" target="_self" data-analytics-label="CASH_IT:READLESS"> <span class="cmp-button__text"> Read <span class="no-break">Less<i> > </i></span> <span class="sr-only"> </span> </span> </a> </div> </div> <div class="cta button"> <div class="cmp-button--cta cmp-button--cta--opaque-orange cmp-alignment--center large"> <a class="cmp-button " href="https://www.discovercard.com/application/website/apply?srcCde=GJVV&ICMPGN=ALL_CC_NHL_APPLY_NOW_BTN" target="_self" data-analytics-label="CASH_NHL:APPLY NOW"> <span class="cmp-button__text"> Apply Now <span class="sr-only"> </span> </span> </a> </div> </div> <div class="cta button"> <div class="cmp-button--text-link cmp-alignment--center cmp-alignment--center "> <a class="cmp-button " href="https://www.discover.com/credit-cards/cash-back/nhl-card.html?ICMPGN=ALL_CC_NHL_LEARN_MORE" target="_self" data-analytics-label="CASH_NHL:LEARN MORE"> <span class="cmp-button__text"> Learn <span class="no-break">More<i> > </i></span> <span class="sr-only"> </span> </span> </a> </div> </div> </div> </div> <div class="cmp-parsys-content cmp--mobile-hidden cmp--tablet-hidden"> </div> </div> </div> </div></div> </div> </div> </section> </div> </div> <div class="onecolumntile cmp-alignment--left theme-light-gray-background-gradient light-theme cmp-p-75 aem-GridColumn aem-GridColumn--default--12"> <div class="stylesystemclass"> <section id='GreyTL' class="one-column one-column__container__image--icon scrolltracking"> <div class='one-column__background theme-background' style="opacity: calc(100 / 100);"> </div> <div class="one-column__container"> <div class="cmp-title theme-background theme-light-gray-background-gradient cmp-alignment--left cmp-title_text-headingcontent cmp-dark-blue-font"> <h2 id="title--1573722635" class="cmp-title__text">Intro APR credit cards for purchases</h2> </div> <div class="cmp-text "> <p> <br> </p> </div> <div class="one-column__container__parsys parsys-content"> <div class="dfscontainer cmp-container--fixed light-theme"> <div class="stylesystemclass"> <div class=" scrolltracking"> <div class='cmp-container__background theme-background'></div> <div class="cmp-container cards-offer-comp cmp-container__size-3 "> <div class="cmp-parsys-content cmp--mobile-hidden cmp--tablet-hidden"> </div> <div class="slider-cchp"> <div class="cmp-container__column cmp-container__column-3 cmp-container-1"> <div class="cmp-title theme-background theme-white-background-gradient cmp-alignment--left cmp-title_text-subheading-var cmp-link-blue-font"> <a class="cmp-button cmp-link-blue-font " href="https://www.discover.com/credit-cards/student-credit-card/it-card.html?ICMPGN=ALL_CC_STUDENT_CB_CARD" target="_self" aria-label=""> <h2 class="cmp-title__text cmp-link-blue-font">Student Cash Back Credit Card</h2> </a> </div> <div class="cmp-image "> <div class=" " data-lazy="true"> <a href="https://www.discover.com/credit-cards/student-credit-card/it-card.html"> <img alt="Discover it® Student Cash Back Credit Card" data-src="/content/dam/discover/en_us/credit-cards/card-acquisitions/grey-redesign/global/images/cardart/cardart-cchp-student-cashbackcard-149-102.webp"/> </a> </div> </div> <div class="cmp-ratings "> <div class=" conversation-api"> <div class="conversation-stars">★★★★★<div class="conversation-stars-inner">★★★★★</div></div> <div class="conversation-value"><div class="rating-design"><span class="product4 avgrating">x</span> / 5 Average of <a href="/credit-cards/student-credit-card/it-card/reviews/#all-reviews" data-analytics-label="ratings and reviews"><span class="product4 totalreviews">x</span> Reviews</a><br> <p><a aria-label="See how" class="disclosure" data-analytics-label="SEE HOW ABOUT REVIEWS" data-scrollto="q3" href="javascript:void(0);">See how</a> we calculate our ratings</p> </div> </div> </div> </div> </div> <div class="cmp-container__column cmp-container__column-3 cmp-container-2"> <div class="cards-information cards-information--first-inner"> <div class="text"> <div class="cmp-text cmp-text-small-font "> <p><b>Earn 5% cash back</b></p> <p>On everyday purchases at different places you shop each quarter, up to the quarterly maximum when you activate. Plus, earn unlimited 1% cash back on all other purchases – automatically.</p> </div> </div> <div class="text"> <div class="cmp-text cmp-text-small-font "> <p><u><a aria-label="No annual fee" class="disclosure" data-analytics-label="NAF:STUDENT_CASH" data-scrollto="terms-and-conditions" href="javascript:void(0);">No annual fee</a></u></p> </div> </div> </div> <div class="cards-information cards-information--second-inner"> <div class="text"> <div class="cmp-text cmp-text-small-font "> <p><b>Unlimited Cashback Match</b></p> <p>Get an unlimited dollar-for-dollar match of all the cash back you earn at the end of your first year, automatically. There is no limit to how much we'll <span class='no-break'>match.<sup><a aria-label="1" class="disclosure" data-analytics-label="Tooltip:1" data-scrollto="q1" href="javascript:void(0);">1</a></sup></span></p> </div> </div> </div> <div class="cards-information cards-information--third-inner"> <div class="text"> <div class="cmp-text cmp-text-small-font "> <p><b><span class="product4 introaprrate">x</span>% Intro APR<sup><a class="cmp-button cmp-button--external" style="top: -5.0px; font-size: 12.0px;" data-analytics-label="APR:RATES AND REWARDS" data-external="true" href="https://www.discovercard.com/application/website/ratesrewards?srcCde=RJQX">†</a></sup></b> for <b><span class="product4 introaprduration">x</span> months </b>on purchases.</p> <p><br> <b>Then <span class="product4 purchaseratelowapr">x</span>% </b>to<b> <span class="product4 purchaseratehighapr">x</span>%</b> Standard Variable Purchase APR will apply.</p> </div> </div> <div class="cta button"> <div class="cmp-button--text-link "> <a class="cmp-button cmp-button--external" href="https://www.discovercard.com/application/website/ratesrewards?srcCde=RJQX" data-analytics-label="RATES AND REWARDS" data-external="true"> <span class="cmp-button__text"> <sup>†</sup>See rates, rewards, fees, and other cost <span class="no-break">information<i> > </i></span> <span class="sr-only"> , Opens new window </span> </span> </a> </div> </div> </div> </div> <div class="cmp-container__column cmp-container__column-3 cmp-container-3"> <div class="cta button"> <div class="cmp-button--cta cmp-button--cta--opaque-orange cmp-alignment--center large"> <a class="cmp-button " href="https://www.discovercard.com/application/website/apply?srcCde=RJQX&ICMPGN=ALL_CC_STUDENT_CB_APPLY_NOW_BTN" target="_self" data-analytics-label="STUDENT_CASH:APPLY NOW"> <span class="cmp-button__text"> Apply Now <span class="sr-only"> </span> </span> </a> </div> </div> <div class="cta button"> <div class="cmp-button--text-link cmp-alignment--center cmp-alignment--center "> <a class="cmp-button " href="https://www.discover.com/credit-cards/student-credit-card/it-card.html?ICMPGN=ALL_CC_STUDENT_CB_LEARN_MORE" target="_self" data-analytics-label="STUDENT_CASH:LEARN MORE"> <span class="cmp-button__text"> Learn <span class="no-break">More<i> > </i></span> <span class="sr-only"> </span> </span> </a> </div> </div> </div> </div> <div class="cmp-parsys-content cmp--mobile-hidden cmp--tablet-hidden"> </div> </div> </div> </div></div> <div class="dfscontainer cmp-container--fixed light-theme"> <div class="stylesystemclass"> <div class=" scrolltracking"> <div class='cmp-container__background theme-background'></div> <div class="cmp-container cards-offer-comp cmp-container__size-3 "> <div class="cmp-parsys-content cmp--mobile-hidden cmp--tablet-hidden"> </div> <div class="slider-cchp"> <div class="cmp-container__column cmp-container__column-3 cmp-container-1"> <div class="cmp-title theme-background cmp-alignment--left cmp-title_text-subheading-var cmp-link-blue-font"> <a class="cmp-button cmp-link-blue-font " href="https://www.discover.com/credit-cards/student-credit-card/chrome-card.html?ICMPGN=ALL_CC_STUDENT_CHROME_CARD" target="_self" aria-label=""> <h2 class="cmp-title__text cmp-link-blue-font">Student Chrome Credit Card</h2> </a> </div> <div class="cmp-image "> <div class=" " data-lazy="true"> <a href="https://www.discover.com/credit-cards/student-credit-card/chrome-card.html"> <img alt="Discover it® Student Chrome Cash Back Credit Card" data-src="/content/dam/discover/en_us/credit-cards/card-acquisitions/grey-redesign/global/images/cardart/cardart-cchp-student-chrome-card-149-102.webp"/> </a> </div> </div> <div class="cmp-ratings "> <div class=" conversation-api"> <div class="conversation-stars">★★★★★<div class="conversation-stars-inner">★★★★★</div></div> <div class="conversation-value"><div class="rating-design"><span class="product5 avgrating">x</span> / 5 Average of <a href="/credit-cards/student-credit-card/chrome-card/reviews/#all-reviews" data-analytics-label="ratings and reviews"><span class="product5 totalreviews">x</span> Reviews</a><br> <p><a aria-label="See how" class="disclosure" data-analytics-label="SEE HOW ABOUT REVIEWS" data-scrollto="q3" href="javascript:void(0);">See how</a> we calculate our ratings</p> </div> </div> </div> </div> </div> <div class="cmp-container__column cmp-container__column-3 cmp-container-2"> <div class="cards-information cards-information--first-inner"> <div class="text"> <div class="cmp-text cmp-text-small-font "> <p><b>Earn 2% Cashback Bonus<sup>®</sup></b></p> <p>at Gas Stations and Restaurants on up to $1,000 in combined purchases each quarter, <span class='no-break'>automatically.<sup><a aria-label="2" class="disclosure" data-analytics-label="Tooltip:2" data-scrollto="q2" href="javascript:void(0);">2</a></sup></span> Plus, earn unlimited 1% cash back on all other purchases.</p> </div> </div> <div class="text"> <div class="cmp-text cmp-text-small-font "> <p><u><a aria-label="No annual fee" class="disclosure" data-analytics-label="NAF:STUDENT_CHROME" data-scrollto="terms-and-conditions" href="javascript:void(0);">No annual fee</a></u></p> </div> </div> </div> <div class="cards-information cards-information--second-inner"> <div class="text"> <div class="cmp-text cmp-text-small-font "> <p><b>Unlimited Cashback Match</b></p> <p>Get an unlimited dollar-for-dollar match of all the cash back you earn at the end of your first year, automatically. There is no limit to how much we'll <span class='no-break'>match.<sup><a aria-label="1" class="disclosure" data-analytics-label="Tooltip:1" data-scrollto="q1" href="javascript:void(0);">1</a></sup></span></p> </div> </div> </div> <div class="cards-information cards-information--third-inner"> <div class="text"> <div class="cmp-text cmp-text-small-font "> <p><b><span class="product5 introaprrate">x</span>% Intro APR<sup><a class="cmp-button cmp-button--external" style="top: -5.0px; font-size: 12.0px;" data-analytics-label="APR:RATES AND REWARDS" data-external="true" href="https://www.discovercard.com/application/website/ratesrewards?srcCde=RJRM">†</a></sup></b> for <b><span class="product5 introaprduration">x</span> months </b>on purchases.</p> <p><br> <b>Then <span class="product5 purchaseratelowapr">x</span>% </b>to<b> <span class="product5 purchaseratehighapr">x</span>%</b> Standard Variable Purchase APR will apply.</p> </div> </div> <div class="cta button"> <div class="cmp-button--text-link "> <a class="cmp-button cmp-button--external" href="https://www.discovercard.com/application/website/ratesrewards?srcCde=RJRM" data-analytics-label="RATES AND REWARDS" data-external="true"> <span class="cmp-button__text"> <sup>†</sup>See rates, rewards, fees, and other cost <span class="no-break">information<i> > </i></span> <span class="sr-only"> , Opens new window </span> </span> </a> </div> </div> </div> </div> <div class="cmp-container__column cmp-container__column-3 cmp-container-3"> <div class="cta button"> <div class="cmp-button--cta cmp-button--cta--opaque-orange cmp-alignment--center large"> <a class="cmp-button " href="https://www.discovercard.com/application/website/apply?srcCde=RJRM&ICMPGN=ALL_CC_STUDENT_CHROME_APPLY_NOW_BTN" target="_self" data-analytics-label="STUDENT_CHROME:APPLY NOW"> <span class="cmp-button__text"> Apply Now <span class="sr-only"> </span> </span> </a> </div> </div> <div class="cta button"> <div class="cmp-button--text-link cmp-alignment--center cmp-alignment--center "> <a class="cmp-button " href="https://www.discover.com/credit-cards/student-credit-card/chrome-card.html?ICMPGN=ALL_CC_STUDENT_CHROME_LEARN_MORE" target="_self" data-analytics-label="STUDENT_CHROME:LEARN MORE"> <span class="cmp-button__text"> Learn <span class="no-break">More<i> > </i></span> <span class="sr-only"> </span> </span> </a> </div> </div> </div> </div> <div class="cmp-parsys-content cmp--mobile-hidden cmp--tablet-hidden"> </div> </div> </div> </div></div> </div> </div> </section> </div> </div> <div class="onecolumntile cmp-alignment--left theme-white-background-gradient dark-theme cmp-p-75 one-column--inward-curve aem-GridColumn aem-GridColumn--default--12"> <div class="stylesystemclass"> <section class="one-column theme-dark-blue-background-gradient border-bottom-right-radius one-column__container__image--icon scrolltracking"> <div class='one-column__background theme-background' style="opacity: calc(100 / 100);"> </div> <div class="one-column__container"> <div class="cmp-title theme-background theme-dark-blue-background-gradient cmp-alignment--left cmp-title_text-headingcontent "> <h2 id="title-1125871379" class="cmp-title__text">How can Intro APR credit cards save you money?</h2> </div> <div class="cmp-text "> <p style="text-align: left;">When you carry a balance on a credit card, the interest charges could add up. A low intro APR on your account means you will pay less in interest charges during the introductory period.</p> </div> <div class="one-column__container__parsys parsys-content"> <div class="contentfragmentblock contentfragmentlist cmp-alignment--left cf-list--variation-one"> <div class="cf-list scrolltracking"> <!-- Content Block Items --> <div class="cf-list__items carousel-items cf-list__items--lg-stacked cf-list__items--sm-stacked cf-list__items--2-col" carousel-lg-slides-to-show="1"> <div class="cf-list__item cf-list__item--row-first cf-list__item--stacked-remainder"> <div class="cf-list__item-elements"> <div class="cf-list__item-element cf-list__item-element--title cf-list-tile-text-heading-var"> <div class="cf-list__item-element-value cf-list-tile-text-heading-var">0% Intro APR on Purchases Offers Can Help</div> </div> <div class="cf-list__item-element cf-list__item-element--text"> <div class="cf-list__item-element-value cf-list-element-text"><p>Maybe you have an unexpected expense, or you want to take a big trip and you haven’t saved enough to pay for it in advance. When you have a 0% Intro APR on purchases, you won’t be charged interest on purchases during the intro period. But be sure to pay at least the monthly minimum due and more if you can. Once the intro period expires, the standard purchase APR will apply to the remaining balance.</p> </div> </div> </div> </div> <div class="cf-list__item cf-list__item--row-last cf-list__item--stacked-remainder"> <div class="cf-list__item-elements"> <div class="cf-list__item-element cf-list__item-element--title cf-list-tile-text-heading-var"> <div class="cf-list__item-element-value cf-list-tile-text-heading-var">0% Intro APR on Balance Transfers Provide Flexibility</div> </div> <div class="cf-list__item-element cf-list__item-element--text"> <div class="cf-list__item-element-value cf-list-element-text"><p>If you’ve run up a balance on a high interest rate credit card, you can transfer it to a Discover Card with a 0% Intro APR on balance transfers. When you have a low intro rate on your account, you can transfer it to a card with a 0% Intro APR on balance transfers. Be sure to understand the amount of the balance transfer fee, so you can accurately predict your potential savings. Any remaining balance at the end of the intro period will accrue interest at the standard rate.</p> </div> </div> </div> </div> </div> <div class="cf_list__disclosures"> </div> </div> <div class="cf-list__carousel-controls carousel-controls"></div> </div> </div> </div> </section> </div> </div> <div class="twocolumntile cmp-p-75-0 content-padding-50 two-column--padding-horizontal-none theme-white-background-gradient light-theme aem-GridColumn aem-GridColumn--default--12"> <div class="stylesystemclass"> <section class="two-column two-column--50-50 two-column--content-left two-column__background theme-background scrolltracking"> <div class="one-column__container"> </div> <div class="two-column__content section-container"> <div class="two-column__content-half"> <div class="cmp-title theme-background theme-white-background-gradient cmp-title_text-headingcontent "> <h2 id="title--1866947856" class="cmp-title__text">Apply for a Discover credit card with a low intro APR</h2> </div> <div class="cmp-text "> <p>See if you're pre-approved with no harm to your credit score. Check your status <span class='no-break'>now.<sup><a aria-label="4" class="disclosure" data-analytics-label="Tooltip:4" data-scrollto="q4" href="javascript:void(0);">4</a></sup></span></p> </div> <div class="parsys-content"> <div class="cta button"> <div class="cmp-button--cta cmp-button--cta--transparent-dark large"> <a class="cmp-button " href="https://www.discovercard.com/application/preapproval/initial?ICMPGN=ACQ_ZPI_FINDOUT_PQ_BTN" target="_self" data-analytics-label="FINDOUT:PREQUAL"> <span class="cmp-button__text"> Find Out if I'm Pre-Approved <span class="sr-only"> </span> </span> </a> </div> </div> </div> </div> <div class=" two-column__content-half--image "> <div class="parsys-content-two"> </div> <div class="two-column__foreground-image"> <div class="cmp-image "> <div class=" " data-lazy="true"> <img alt="Three Discover it® Cash Back Credit Cards" data-src="/content/dam/discover/en_us/credit-cards/card-acquisitions/grey-redesign/global/images/cardart/cardart-0introapr-cashplumgarnet-536-330.png"/> </div> </div> </div> <div class="parsys-content"> </div> </div> </div> <div class="one-column__container"> </div> </section> </div></div> <div class="onecolumntile one-column--medium-2-width theme-light-gray-background-gradient light-theme cmp-p-75 aem-GridColumn aem-GridColumn--default--12"> <div class="stylesystemclass"> <section class="one-column one-column__container__image--icon scrolltracking"> <div class='one-column__background theme-background' style="opacity: calc(100 / 100);"> </div> <div class="one-column__container"> <div class="cmp-title theme-background theme-light-gray-background-gradient cmp-alignment--left cmp-title_text-headingcontent "> <h2 id="title-646306308" class="cmp-title__text">Learn more about low intro APR credit cards</h2> </div> <div class="one-column__container__parsys parsys-content"> <div class="faqlist"> <div class="faq-list faq-list--gradual-reveal faq-list--separated-items " data-faqs-showing="6" data-faqs-to-reveal="7"> <!-- FAQ Items --> <span itemscope itemtype="http://schema.org/FAQPage"> <div class="faq-list__items"> <div class="faq" itemscope itemtype="http://schema.org/Question" itemprop="mainEntity"> <h3 class="faq__question"> <button aria-expanded="false" class="faq__header" aria-controls="faq1" id="faq-question-1"> <span itemprop="name">What does low intro APR mean?</span> <i class="twoSideArrow"></i> </button> </h3> <div class="faq__answer" id="faq1" role="region" aria-labelledby="faq-question-1" itemscope itemtype="http://schema.org/Answer" itemprop="acceptedAnswer"> <div class="faq__body" itemprop="text"> <p>APR or annual percentage rate is the interest rate on a credit card account stated as a yearly rate. A 0 percent Intro APR credit card means that the temporary interest rate is zero. A credit card with a zero percent Intro APR offer on purchases lets you carry a balance during the offer period without accruing interest. But you will have to make minimum payments each month, and you should plan to pay the full balance before the end of the intro period.</p> <p> </p> <p>If you don’t pay your entire balance in full and on time each month, you will be charged interest on your purchases. With a 0% Intro APR on purchases, you pay no interest on your purchases for the length of the introductory period. You do have to pay the minimum monthly payment even when you have a 0% APR during the intro period. Once the intro period ends, the APR will return to the standard purchase APR, so it’s a good idea to plan to pay off your balance in full before the end of the 0% APR intro term.</p> </div> </div> </div> <div class="faq" itemscope itemtype="http://schema.org/Question" itemprop="mainEntity"> <h3 class="faq__question"> <button aria-expanded="false" class="faq__header" aria-controls="faq2" id="faq-question-2"> <span itemprop="name">What’s the longest low intro APR credit card offer?</span> <i class="twoSideArrow"></i> </button> </h3> <div class="faq__answer" id="faq2" role="region" aria-labelledby="faq-question-2" itemscope itemtype="http://schema.org/Answer" itemprop="acceptedAnswer"> <div class="faq__body" itemprop="text"> <p>Discover offers credit cards with low intro APR periods of up to 15 months, depending on which card you qualify for. Checking to see if you’re pre-approved is fast, easy and won’t impact your credit <span class='no-break'>score.<sup><a aria-label="4" class="disclosure" data-analytics-label="Tooltip:4" data-scrollto="q4" href="javascript:void(0);">4</a></sup></span></p> </div> </div> </div> <div class="faq" itemscope itemtype="http://schema.org/Question" itemprop="mainEntity"> <h3 class="faq__question"> <button aria-expanded="false" class="faq__header" aria-controls="faq3" id="faq-question-3"> <span itemprop="name">Do I earn rewards on purchases with a Discover low APR intro offer? </span> <i class="twoSideArrow"></i> </button> </h3> <div class="faq__answer" id="faq3" role="region" aria-labelledby="faq-question-3" itemscope itemtype="http://schema.org/Answer" itemprop="acceptedAnswer"> <div class="faq__body" itemprop="text"> <p>Yes, you will earn cash back or Miles on new purchases made on your Discover Card, whether or not you’re using a 0% Intro APR offer. If you transfer a balance to your Discover Card, you won’t earn cash back or Miles rewards on the transferred balance, but you’ll continue to earn rewards on any purchases you make on your new credit card.</p> </div> </div> </div> <div class="faq" itemscope itemtype="http://schema.org/Question" itemprop="mainEntity"> <h3 class="faq__question"> <button aria-expanded="false" class="faq__header" aria-controls="faq4" id="faq-question-4"> <span itemprop="name">How does a low intro APR work?</span> <i class="twoSideArrow"></i> </button> </h3> <div class="faq__answer" id="faq4" role="region" aria-labelledby="faq-question-4" itemscope itemtype="http://schema.org/Answer" itemprop="acceptedAnswer"> <div class="faq__body" itemprop="text"> <p>During the introductory period, you won't owe any interest. But if you don't pay off the balance in full before the end of the introductory period, any unpaid balance will accumulate interest at the credit card's standard interest rate.</p> </div> </div> </div> <div class="faq" itemscope itemtype="http://schema.org/Question" itemprop="mainEntity"> <h3 class="faq__question"> <button aria-expanded="false" class="faq__header" aria-controls="faq5" id="faq-question-5"> <span itemprop="name">Does a low APR affect my credit score?</span> <i class="twoSideArrow"></i> </button> </h3> <div class="faq__answer" id="faq5" role="region" aria-labelledby="faq-question-5" itemscope itemtype="http://schema.org/Answer" itemprop="acceptedAnswer"> <div class="faq__body" itemprop="text"> <p>The interest rate on your credit card doesn't affect your credit score, but opening a new credit card account can temporarily lower your score. And remember, if you run up a high balance because you have a low introductory interest rate, you may increase your credit utilization ratio and hurt your credit score. However, opening a new account and keeping the balance low can improve your credit score, so once you pay off the purchases your make on your new account, your credit score may go up.</p> </div> </div> </div> <div class="faq" itemscope itemtype="http://schema.org/Question" itemprop="mainEntity"> <h3 class="faq__question"> <button aria-expanded="false" class="faq__header" aria-controls="faq6" id="faq-question-6"> <span itemprop="name">How do you qualify for a low APR?</span> <i class="twoSideArrow"></i> </button> </h3> <div class="faq__answer" id="faq6" role="region" aria-labelledby="faq-question-6" itemscope itemtype="http://schema.org/Answer" itemprop="acceptedAnswer"> <div class="faq__body" itemprop="text"> <p>Using credit responsibly to establish and maintain a good credit history may help you qualify for a low intro APR. <a href="https://www.discover.com/credit-cards/card-smarts/use-a-credit-card-responsibly/"><u>Responsible use</u></a> of credit may include paying your bills by the due date and keeping your balances low.</p> </div> </div> </div> <div class="faq" itemscope itemtype="http://schema.org/Question" itemprop="mainEntity"> <h3 class="faq__question"> <button aria-expanded="false" class="faq__header" aria-controls="faq7" id="faq-question-7"> <span itemprop="name">What’s the difference between a low intro APR on purchases credit card and low intro APR balance transfer credit card?</span> <i class="twoSideArrow"></i> </button> </h3> <div class="faq__answer" id="faq7" role="region" aria-labelledby="faq-question-7" itemscope itemtype="http://schema.org/Answer" itemprop="acceptedAnswer"> <div class="faq__body" itemprop="text"> <p>Some 0% Intro APR card offers temporarily give you an interest rate of zero on new purchases, and other credit cards offer a 0% Intro APR only on balance transfers. Some Discover Cards offer a 0% Intro APR on both purchases and balance transfers.</p> <p> </p> <p>Usually a 0% Intro APR balance transfer offer comes with a fixed transfer fee that you pay upon transferring your balance.</p> </div> </div> </div> </div> </span> </div> <div class="cmp-button--cta cmp-button--cta--transparent-dark"> <button class="cmp-button faq-see-more"> <span class="cmp-button__text">Read more Low Intro APR FAQs</span> </button> </div> </div> </div> </div> </section> </div> </div> <div class="onecolumntile cmp-alignment--left light-theme cmp-p-75 aem-GridColumn aem-GridColumn--default--12"> <div class="stylesystemclass"> <section class="one-column one-column__container__image--icon scrolltracking"> <div class='one-column__background theme-background' style="opacity: calc(100 / 100);"> </div> <div class="one-column__container"> <div class="cmp-title theme-background theme-white-background-gradient cmp-title_text-headingcontent "> <h2 id="title-1320754830" class="cmp-title__text">Read articles about low intro APR credit cards</h2> </div> <div class="one-column__container__parsys parsys-content"> <div class="contentfragmentblock contentfragmentlist cmp-alignment--left cf-list--variation-three"> <div class="cf-list scrolltracking"> <!-- Content Block Items --> <div class="cf-list__items carousel-items cf-list__items--lg-stacked cf-list__items--sm-stacked cf-list__items--3-col" carousel-lg-slides-to-show="1"> <div class="cf-list__item cf-list__item--row-first cf-list__item--stacked-remainder"> <div class="cf-list__item-elements"> <div class="cf-list__item-element cf-list__item-element--title cf-list-tile-text-heading-var"> <div class="cf-list__item-element-value cf-list-tile-text-heading-var"><a aria-label="Should I apply for an introductory 0% interest credit card?" class="disclosure no-disclosure" data-analytics-label="CRC:SHOULD I APPLY FOR AN INTRODUCTRY 0% INTREST CREDIT CARD?" href="https://www.discover.com/credit-cards/card-smarts/what-does-0-intro-apr-mean-credit-cards/">Should I apply for an introductory 0% interest credit card?</a></div> </div> <div class="cf-list__item-element cf-list__item-element--text"> <div class="cf-list__item-element-value "><p>Getting out of debt or facing a big purchase? Then 0% interest credit cards can help. Here’s how to make the most of a zero percent APR credit card offer.<br> </p> </div> </div> </div> </div> <div class="cf-list__item cf-list__item--stacked-remainder"> <div class="cf-list__item-elements"> <div class="cf-list__item-element cf-list__item-element--title cf-list-tile-text-heading-var"> <div class="cf-list__item-element-value cf-list-tile-text-heading-var"><a aria-label="What is a 0% balance transfer credit card?" class="disclosure no-disclosure" data-analytics-label="CRC:WHTA IS THE 0% BALANCE TRANSFER CREDIT CARD" href="https://www.discover.com/credit-cards/card-smarts/zero-balance-transfer/">What is a 0% balance transfer credit card?</a></div> </div> <div class="cf-list__item-element cf-list__item-element--text"> <div class="cf-list__item-element-value "><p>Learn the advantages of a 0% Intro APR balance transfer credit card and balance transfer credit cards with zero dollar intro balance transfer fee for paying down debt.</p> </div> </div> </div> </div> <div class="cf-list__item cf-list__item--row-last cf-list__item--stacked-remainder"> <div class="cf-list__item-elements"> <div class="cf-list__item-element cf-list__item-element--title cf-list-tile-text-heading-var"> <div class="cf-list__item-element-value cf-list-tile-text-heading-var"><a aria-label="What is an APR?" class="disclosure no-disclosure" data-analytics-label="CRC:WHAT IS AN APR" href="https://www.discover.com/credit-cards/card-smarts/what-is-an-apr/">What is an APR?</a></div> </div> <div class="cf-list__item-element cf-list__item-element--text"> <div class="cf-list__item-element-value "><p>APR for credit cards is a term we hear often - but how does it actually affect you? Learn what is an APR and how it impacts your credit card.</p> </div> </div> </div> </div> </div> <div class="cf_list__disclosures"> </div> </div> <div class="cf-list__carousel-controls carousel-controls"></div> </div> <div class="cta button"> <div class="cmp-button--cta cmp-button--cta--opaque-orange cmp-alignment--center large"> <a class="cmp-button " href="https://www.discover.com/credit-cards/card-smarts/getting-a-credit-card/?cat=interest-and-aprs&_ga=2.176886885.1717776134.1665377793-181448395.1639461981" target="_self"> <span class="cmp-button__text"> View all Interest and APR Articles <span class="sr-only"> View all Interest and APR Articles </span> </span> </a> </div> </div> </div> </div> </section> </div> </div> <div class="productofferrates aem-GridColumn aem-GridColumn--default--12"><div class="cq-placeholder" data-emptyText="Product Offer Rates Service"></div> <span> <span id="ratesapi" 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