Credit Card Pre-Approval

<!DOCTYPE html>  <html lang="en"> <head> <meta name="description" content="Find out if you're pre-qualified for a Discover credit card by checking our pre-approved offers for you; it's free and does not affect your credit score to check."> <meta name="viewport" content="width=device-width,initial-scale=1"> <meta name="google-site-verification" content="icNa5k2_OegRdgmRV4ndW2KVQ-ui-vOOSgO-k7uLY2c"/> <link href="/application/preapproval/external/css/jquery-ui.min.css" rel="stylesheet"/> <meta http-equiv="Content-Type" content="text/html; charset=UTF-8"/> <link href="/application/preapproval/dist/minified/prequalInitialPageVue.css" rel="stylesheet"/> <link href="/application/preapproval/css/final/initialApplicationPage.css" rel="stylesheet"/> <script src="/application/preapproval/js/prequal/initialApplication/adobeTargetCheckStatusBannerRemoval.js"></script> <script> var modernBrowser = 'assign' in Object && 'find' in Array.prototype; if (!modernBrowser) { var scriptElement = document.createElement('script'); scriptElement.async = false; scriptElement.src = '/application/preapproval/external/js/polyfill.min.js'; document.getElementsByTagName('head')[0].appendChild(scriptElement); } </script> <script src="https://assets.adobedtm.com/1e5ef0994701/06995d3675db/launch-28494e2f6529.min.js"></script> <script src="https://www.discover.com/content/dam/discover/en_us/credit-cards/card-acquisitions/global/js/at_2_8.js"></script> <script src="https://content.discovercard.com/fp/tags.js?org_id=o7f2hmf6&session_id=ff076e87-b4d4-43e5-9182-e8e755cdda9d"></script> <script defer src="https://messaging.discover.com/js/freshchat-widget-links.js"></script> <script charset='UTF-8'> window['adrum-start-time'] = new Date().getTime(); (function (config) { config.appKey = "AD-AAB-AAP-SJF"; config.adrumExtUrlHttp = 'http://cdn.appdynamics.com'; config.adrumExtUrlHttps = 'https://cdn.appdynamics.com'; config.beaconUrlHttp = 'http://col.eum-appdynamics.com'; config.beaconUrlHttps = 'https://col.eum-appdynamics.com'; config.xd = {enable: false}; })(window['adrum-config'] || (window['adrum-config'] = {})); </script> <script src="https://cdn.appdynamics.com/adrum/adrum-latest.js"></script> <script src="/application/preapproval/external/js/clickTale.js"></script> <script> window.lpTag && (window.lpTag.section = ['secured step 1']); function lpPush() { lpTag.sdes = lpTag.sdes || []; lpTag.sdes.push( { 'type': 'error', //MANDATORY 'error': { 'message': 'secured card app error', // THE ERROR MESSAGE 'code': 'securedcardapperror' // THE ERROR CODE } } ); } </script> <script>if (top !== self) {document.documentElement.style.display = 'none';}</script> <link rel="canonical" href="https://www.discovercard.com/application/preapproval/initial"/> <link rel="icon" type="image/png" href="/application/preapproval/images/favicon.png"> <title>Credit Card Pre-Approval | Discover</title> <link href="/application/preapproval/dist/minified/prequalInitialPage.bundle.js?v=1" rel="preload" as="script"/> <script type="application/ld+json"> { "@context": "https://schema.org", "@type": "FAQPage", "mainEntity": [ { "@type": "Question", "name": "Will checking for pre-approved offers harm my credit?", "acceptedAnswer": { "@type": "Answer", "text": "No. There’s no harm to your credit score to see if you're pre-approved. And you could see the APR and offers you may qualify for before you apply." } }, { "@type": "Question", "name": "What is the difference between a soft inquiry and a hard inquiry?", "acceptedAnswer": { "@type": "Answer", "text": "Soft inquiries usually occur when lenders are considering you for pre-approved offers by mail or online. Only you and your credit bureau can see them on your credit report, and soft inquiries don’t affect your credit score. Hard inquiries typically occur when you apply for a credit card, mortgage or other loan. Other lenders can see hard inquires, and hard inquiries could affect your credit score." } }, { "@type": "Question", "name": "Why are you asking for my personal information?", "acceptedAnswer": { "@type": "Answer", "text": "We need your personal information to see if you qualify for a credit card offer and to verify your identity. Remember, there’s no harm to your credit to check." } }, { "@type": "Question", "name": "Why should I check if I'm pre-approved?", "acceptedAnswer": { "@type": "Answer", "text": "You could see the APR and offers you may qualify for before you apply, based on your credit report and other information. And there’s no harm to your credit to check. If we don't have an offer for you, we'll tell you why." } }, { "@type": "Question", "name": "What’s the difference between pre-approved, pre-selected and pre-qualified?", "acceptedAnswer": { "@type": "Answer", "text": "Lenders may use a variety of terms to describe the process of determining whether you may be eligible for loans. Both pre-qualified and pre-approved offers use a review of your financial profile to understand your eligibility to qualify and be approved when you submit an application. Discover's pre-approval form requires only basic financial information, including your social security number, current income, housing status and bank account status." } }, { "@type": "Question", "name": "Are pre-approved offers guaranteed?", "acceptedAnswer": { "@type": "Answer", "text": "No, pre-approved offers are not guaranteed. You’ll still need to complete a full application for final decision." } }, { "@type": "Question", "name": "How does the pre-approval process work?", "acceptedAnswer": { "@type": "Answer", "text": "Process has three quick and easy steps: Step 1 – Fill out the form to check for card offers with no impact to your credit Step 2 – Select your customized pre-approved card offer Step 3 – Add any other required information and apply, when a hard inquiry will be placed on your credit report" } }, { "@type": "Question", "name": "How long are pre-approved offers valid?", "acceptedAnswer": { "@type": "Answer", "text": "You have 7 days to apply for your pre-approved offer before it expires. After that, you can request a new pre-approved offer." } }, { "@type": "Question", "name": "Can I request a pre-approved offer over the phone?", "acceptedAnswer": { "@type": "Answer", "text": "Currently, pre-approved offers are only available online." } }, { "@type": "Question", "name": "What if I'm not pre-approved for any offers?", "acceptedAnswer": { "@type": "Answer", "text": "If we don't have an offer for you, we'll tell you why. And you're welcome to come back and submit another pre-approval request after 8 days." } }, { "@type": "Question", "name": "Why should you check your pre-qualified offers?", "acceptedAnswer": { "@type": "Answer", "text": "Your pre-qualified (or pre-approved) offers show you which credit card offers issuers think you’ll qualify for. By comparing pre-qualified offers across different credit card issuers, you can find the best rates and benefits for you. You can see your pre-qualified offers by checking a credit card website for ‘pre-approved offers’ or ‘pre-qualified offers’. Checking for pre-qualified credit card offers will usually not impact your credit score because financial institutions place a soft inquiry on your credit report when checking your eligibility, but be sure to check the issuers’ websites for details. When you apply for a pre-approved offer, however, the issuer will place a hard inquiry on your credit report, which could impact your credit score." } }, { "@type": "Question", "name": "How do you find the right pre-qualified credit card offer?", "acceptedAnswer": { "@type": "Answer", "text": "Checking to see if you are pre-qualified for credit card offers with the Discover website is a great first step. If you have pre-qualified offers, pay close attention to fees, APR (including any promotional rates), rewards programs and balance transfer offers. While finding a card that can immediately provide you with an introductory rewards bonus or a promotional rate for a limited duration, be sure to understand the long-term impact of the card on your financial future. When you decide on your best credit card offer, your full application will include a hard inquiry that could affect your credit score." } }, { "@type": "Question", "name": "What are the benefits of pre-qualified credit card offers?", "acceptedAnswer": { "@type": "Answer", "text": "There are several benefits of checking for pre-qualified credit card offers with the free Discover pre-qualification form: * See your unique credit card offers. By using pre-qualification before applying, you can see available credit card offers that match your credit profile. * Instead of submitting a full credit card application that triggers a hard inquiry on your credit report, financial institutions usually will place a soft inquiry on your credit report when you request pre-qualified offers, but check with financial institution. Soft inquiries won’t impact your credit score, but hard inquiries can. * Pre-qualified credit card offers help you find the right card for you. * Prepare your full credit card application. Using a pre-approval process can help gather the information that will build your full application, meaning your application is much easier to complete because the information you submitted when you requested your pre-approved offer is already on file." } } ] } </script> <script type="application/ld+json"> { "@context": "http://www.schema.org", "@type": "WebPage", "sourceOrganization": "Discover", "url": "https://www.discovercard.com/application/preapproval/intial", "name": "Discover® Pre-Qualified Credit Card", "description": "Find out if you're pre-qualified for a Discover credit card by checking our pre-approved offers for you; it's free and does not affect your credit score. Check Discover credit card pre-approval today." } </script> </head> <body class="FW_CREDIT_OPS"> <noscript style="position: fixed; z-index: 2"> <div id="javascript-disabled-modal" class="modal" style="display: block"> <div class="message-modal-content flex-row"> <div class="hard-error"></div> <p><strong>Please Note: JavaScript is not enabled in your web browser. In order to enjoy the full experience of the Discover website, please turn JavaScript on. If JavaScript is disabled, some of the functionality on our website will not work, such as display of rates and APRs.</strong></p> </div> </div> </noscript> <div id="header" contact-phone-number="" secure-wording="This form is" should-show-apply-now-button="false" show-contact-phone="false"> </div> <div class="body"> <div id="prequal-form-container" class="container"> <h1 id="title">Discover Credit Card Pre-Approval Form</h1> <div id="check-status-banner-container"> </div> <input type="hidden" id="shouldClearFields" name="shouldClearFields" value=""/> <input type="hidden" id="lob-pub" name="" value="bGl2ZV9mOWQyY2U2MDZmMzYzYjhjZWM3YjUyYWE2MGM1NjIwMGE1YzoK"/> <input type="hidden" id="lob-url" name="" value="https://api.lob.com/v1"/> <form action="" name="applicationForm" method="post" id="form" data-current-time="2024-11-27T22:26:53.319509240Z"> <input type="hidden" id="appVisitorId" name="appVisitorId" value=""/> <input type="hidden" value="ff076e87-b4d4-43e5-9182-e8e755cdda9d" name="tmxSessionId"/> <span id="context-path" context-path="/application/preapproval"></span> <input id="use-referral-report-flag" type="hidden" value="true" /> <input id="use-cafe-extole-service-flag" type="hidden" value="true" /> <input id="use-lob-nonstandard-address-flag" type="hidden" value="true" /> <input id="use-ld1-enable-disclosure-updates-flag" type="hidden" value="false" /> <div> <span id="context-path" context-path="/application/preapproval"></span> </div> <div id="grid-container"> <div id="prequal-grid-content" class="flex-grid row"> <div id="prequal-col-with-card-art" class="col-small" role="complementary"> <div id="prequal-card-art-disclosure-container-desktop"> <div id="prequal-refinement-header-disclosure"> <img id="prequal-card-art" src="/application/preapproval/images/prequal/3CardArray.png"> <div id="prequal-plus-sign-and-text-container-desktop"> <h2 id="fast-and-secured-text">It's fast and <a id="fast-and-secure-link" class="link secure-link" tabindex="0">secure </a> </h2> <div class="frequently-asked-questions-link link-without-underline overlay-link-title"> <img src="/application/preapproval/images/prequal/Service-Chat-Question.png" aria-hidden="true" class="icon"> <span class="desktop-overlay"> Preapproval FAQs</span> <span class="mobile-overlay"> Preapproval FAQs</span> </div> </div> </div> </div> </div> <div id="form-body" class="col-medium" role="main"> <div id="form-body-header-container"> <div id="form-body-header-card-art-container-tablet"> <img class="form-body-header-card-art" src="/application/preapproval/images/prequal/3CardArray.png"> </div> <div id="form-body-header-greeting-container" class="hide-for-print"> <div> <div id="refinement-title"> <h2 id="prequal-header-approved-text">See if you're pre-approved with <br><span id="prequal-header-no-harm-text">no impact to your credit score*</span></h2> </div> </div> <div id="form-body-header-card-art-container-mobile"> <img class="form-body-header-card-art hide-for-print" src="/application/preapproval/images/prequal/3CardArray.png"> </div> <div id="prequal-plus-sign-and-text-container-mobile"> <h2 id="fast-and-secured-text">It's fast and <a id="fast-and-secure-link" class="link secure-link" tabindex="0">secure </a> </h2> <div class="frequently-asked-questions-link link-without-underline overlay-link-title"> <img src="/application/preapproval/images/prequal/Service-Chat-Question.png" aria-hidden="true" class="icon"> <span class="desktop-overlay"> Preapproval FAQs</span> <span class="mobile-overlay"> Preapproval FAQs</span> </div> </div> </div> </div> <span id="prequal-hard-error-container" class="section-header-feedback"> <div class="section-hard-error-description" style="display:none"></div> <div class="hard-error" style="display: none" role="img" aria-label="Section has a problem that must be corrected for application to submit."></div> <div class="good-job" style="display: none" role="img" aria-label="All questions in section have been answered."></div> <div class="soft-error-section-image" style="display: none" role="img" aria-label="Section may have a problem. Please check your answers carefully."></div> </span> <div id="prequal-fields" class="section fields hide-for-print"> <h2 class="section-header">Your Information</h2> <div class="input-group" > <div class="field-and-error-descriptions-container" > <div class="field-and-feedback-container-redesign"> <div id="full-name" tabindex="0" class="expandable-field "> <p class="expandable-field-content"></p> </div> <label>Name</label> <img class="pencil-icon" tabindex="-1" style="display: none" src="/application/preapproval/images/pencil-icon.svg" alt="Prefill Edit"/> <div class="field-feedback flex-grid flex-centered stackable-icons"> <div class="good-job" role="img" aria-label="This answer was provided." style="display: none"></div> <div class="hard-error" role="img" aria-label="This answer has a problem." style="display: none"></div> <div class="soft-error" role="img" aria-label="This answer may have a problem. Please check carefully." style="display: none"></div> </div> </div> </div> <div class="form-input-row medium-stacked-field" id="non-stackable-first-name" style="display: none;"> <div class="explanatory-text-container"> <div class="field-and-error-descriptions-container"> <div class="field-and-feedback-container-redesign"> <input type="text" id="first-name" maxlength="15" data-valid-character-class="[A-Za-z.' -]" data-format="" name="firstName" value="" /> <label for="first-name">First Name</label> <div class="field-feedback flex-grid flex-centered stackable-icons"> <div class="good-job" role="img" aria-label="This answer was provided." style="display: none"></div> <div class="hard-error" role="img" aria-label="This answer has a problem." style="display: none"></div> <div class="soft-error" role="img" aria-label="This answer may have a problem. Please check carefully." style="display: none"></div> </div> </div> <div class="hard-error-description-container invisible"> <div class="hard-error-description"> Enter your first name </div> </div> <div class="soft-error-description invisible">Enter your first name</div> </div> </div> </div> <div class="form-input-row small-stacked-field" id="non-stackable-middle-name" style="display: none;"> <div class="explanatory-text-container"> <div class="field-and-error-descriptions-container"> <div class="field-and-feedback-container-redesign"> <input type="text" id="middle-name" maxlength="15" data-valid-character-class="[A-Za-z.' -]" data-format="" name="middleName" value="" /> <label for="middle-name">Middle Name (Optional)</label> <div class="field-feedback flex-grid flex-centered stackable-icons"> <div class="good-job" role="img" aria-label="This answer was provided." style="display: none"></div> <div class="hard-error" role="img" aria-label="This answer has a problem." style="display: none"></div> <div class="soft-error" role="img" aria-label="This answer may have a problem. Please check carefully." style="display: none"></div> </div> </div> <div class="hard-error-description-container invisible"> <div class="hard-error-description"> </div> </div> <div class="soft-error-description invisible"></div> </div> <div class="explanatory-text" style="display: none">Optional</div> </div> </div> <div class="form-input-row big-stacked-field" id="non-stackable-last-name" style="display: none;"> <div class="explanatory-text-container"> <div class="field-and-error-descriptions-container"> <div class="field-and-feedback-container-redesign"> <input type="text" id="last-name" maxlength="25" data-valid-character-class="[A-Za-z.' -]" data-format="" name="lastName" value="" /> <label for="last-name">Last Name</label> <div class="field-feedback flex-grid flex-centered stackable-icons"> <div class="good-job" role="img" aria-label="This answer was provided." style="display: none"></div> <div class="hard-error" role="img" aria-label="This answer has a problem." style="display: none"></div> <div class="soft-error" role="img" aria-label="This answer may have a problem. Please check carefully." style="display: none"></div> </div> </div> <div class="hard-error-description-container invisible"> <div class="hard-error-description"> Enter your last name </div> </div> <div class="soft-error-description invisible">Enter your last name</div> </div> </div> </div> <div id="full-name-soft-error-description-container" class="soft-error-description invisible"></div> <div id="full-name-hard-error-description-container" class="hard-error-description" style="display: none"></div> <div id="full-name-expandable-field-explanatory-text-container" class="explanatory-text" style="display: none;"></div> </div> <div class="input-group" > <div class="field-and-error-descriptions-container" > <div class="field-and-feedback-container-redesign"> <div id="home-address" tabindex="0" class="expandable-field "> <p class="expandable-field-content"></p> </div> <label>Address</label> <div class="field-feedback flex-grid flex-centered stackable-icons"> <div class="good-job" role="img" aria-label="This answer was provided." style="display: none"></div> <div class="hard-error" role="img" aria-label="This answer has a problem." style="display: none"></div> <div class="soft-error" role="img" aria-label="This answer may have a problem. Please check carefully." style="display: none"></div> </div> </div> </div> <div class="form-input-row medium-stacked-field" id="non-stackable-street-address" style="display: none;"> <div class="explanatory-text-container"> <div class="field-and-error-descriptions-container"> <div class="field-and-feedback-container-redesign"> <input type="text" id="address" maxlength="30" data-valid-character-class="[0-9A-Za-z ,.'#/-]" data-format="" name="addressLine1" value="" /> <label for="address">Street Address</label> <div class="field-feedback flex-grid flex-centered stackable-icons"> <div class="good-job" role="img" aria-label="This answer was provided." style="display: none"></div> <div class="hard-error" role="img" aria-label="This answer has a problem." style="display: none"></div> <div class="soft-error" role="img" aria-label="This answer may have a problem. Please check carefully." style="display: none"></div> </div> </div> <div class="hard-error-description-container invisible"> <div class="hard-error-description"> Enter your street address </div> </div> <div class="soft-error-description invisible">Enter your street address</div> </div> <div class="explanatory-text" style="display: none">This is likely the address on your driver's license. If you want to enter a mailing address (P.O. box, school, etc.) you can enter it in the mailing address section below.</div> </div> </div> <div class="form-input-row small-stacked-field" id="non-stackable-unit-number" style="display: none;"> <div class="explanatory-text-container"> <div class="field-and-error-descriptions-container"> <div class="field-and-feedback-container-redesign"> <input type="text" id="apt-num" maxlength="30" data-valid-character-class="[0-9A-Za-z ,.'#/-]" data-format="" name="unitNumber" value="" placeholder="e.g. Apt 15B" /> <label for="apt-num">Apt/Suite/Floor (Optional)</label> <div class="field-feedback flex-grid flex-centered stackable-icons"> <div class="good-job" role="img" aria-label="This answer was provided." style="display: none"></div> <div class="hard-error" role="img" aria-label="This answer has a problem." style="display: none"></div> <div class="soft-error" role="img" aria-label="This answer may have a problem. Please check carefully." style="display: none"></div> </div> </div> <div class="hard-error-description-container invisible"> <div class="hard-error-description"> </div> </div> <div class="soft-error-description invisible"></div> </div> </div> </div> <div class="form-input-row small-medium-stacked-field" id="non-stackable-city" style="display: none;"> <div class="explanatory-text-container"> <div class="field-and-error-descriptions-container"> <div class="field-and-feedback-container-redesign"> <input type="text" id="city" maxlength="20" data-valid-character-class="[A-Za-z,.' -]" data-format="" name="city" value="" /> <label for="city">City</label> <div class="field-feedback flex-grid flex-centered stackable-icons"> <div class="good-job" role="img" aria-label="This answer was provided." style="display: none"></div> <div class="hard-error" role="img" aria-label="This answer has a problem." style="display: none"></div> <div class="soft-error" role="img" aria-label="This answer may have a problem. Please check carefully." style="display: none"></div> </div> </div> <div class="hard-error-description-container invisible"> <div class="hard-error-description"> Enter your city </div> </div> <div class="soft-error-description invisible">Enter your city</div> </div> </div> </div> <div class="form-input-row small-stacked-field" id="non-stackable-state" style="display: none;"> <div class="explanatory-text-container"> <div class="field-and-error-descriptions-container"> <div class="field-and-feedback-container-redesign"> <span class="select-wrapper "> <select name="state" id="state" > <option value=""></option> <option value="AL" > AL </option> <option value="AK" > AK </option> <option value="AZ" > AZ </option> <option value="AR" > AR </option> <option value="CA" > CA </option> <option value="CO" > CO </option> <option value="CT" > CT </option> <option value="DE" > DE </option> <option value="DC" > DC </option> <option value="FL" > FL </option> <option value="GA" > GA </option> <option value="HI" > HI </option> <option value="ID" > ID </option> <option value="IL" > IL </option> <option value="IN" > IN </option> <option value="IA" > IA </option> <option value="KS" > KS </option> <option value="KY" > KY </option> <option value="LA" > LA </option> <option value="ME" > ME </option> <option value="MD" > MD </option> <option value="MA" > MA </option> <option value="MI" > MI </option> <option value="MN" > MN </option> <option value="MS" > MS </option> <option value="MO" > MO </option> <option value="MT" > MT </option> <option value="NE" > NE </option> <option value="NV" > NV </option> <option value="NH" > NH </option> <option value="NJ" > NJ </option> <option value="NM" > NM </option> <option value="NY" > NY </option> <option value="NC" > NC </option> <option value="ND" > ND </option> <option value="OH" > OH </option> <option value="OK" > OK </option> <option value="OR" > OR </option> <option value="PA" > PA </option> <option value="RI" > RI </option> <option value="SC" > SC </option> <option value="SD" > SD </option> <option value="TN" > TN </option> <option value="TX" > TX </option> <option value="UT" > UT </option> <option value="VT" > VT </option> <option value="VA" > VA </option> <option value="WA" > WA </option> <option value="WV" > WV </option> <option value="WI" > WI </option> <option value="WY" > WY </option> <option value="AA" > AA </option> <option value="AE" > AE </option> <option value="AP" > AP </option> <option value="GU" > GU </option> <option value="PR" > PR </option> <option value="VI" > VI </option> <option value="MH" > MH </option> <option value="AS" > AS </option> <option value="MP" > MP </option> <option value="PW" > PW </option> <option value="FM" > FM </option> </select> <label for="state" id="state-label" > State </label> </span> <div class="field-feedback flex-grid flex-centered stackable-icons"> <div class="good-job" role="img" aria-label="This answer was provided." style="display: none"></div> <div class="hard-error" role="img" aria-label="This answer has a problem." style="display: none"></div> <div class="soft-error" role="img" aria-label="This answer may have a problem. Please check carefully." style="display: none"></div> </div> </div> <div class="hard-error-description-container invisible"> <div class="hard-error-description"> Select a state </div> </div> <div class="soft-error-description invisible">Select a state</div> </div> </div> </div> <div class="form-input-row small-stacked-field" id="non-stackable-zip-code" style="display: none;"> <div class="explanatory-text-container"> <div class="field-and-error-descriptions-container"> <div class="field-and-feedback-container-redesign"> <input type="tel" id="zip-code" maxlength="5" data-valid-character-class="[0-9]" data-format="" name="zipCode" value="" /> <label for="zip-code">ZIP Code</label> <div class="field-feedback flex-grid flex-centered stackable-icons"> <div class="good-job" role="img" aria-label="This answer was provided." style="display: none"></div> <div class="hard-error" role="img" aria-label="This answer has a problem." style="display: none"></div> <div class="soft-error" role="img" aria-label="This answer may have a problem. Please check carefully." style="display: none"></div> </div> </div> <div class="hard-error-description-container invisible"> <div class="hard-error-description"> Enter a 5-digit ZIP Code </div> </div> <div class="soft-error-description invisible">Enter a 5-digit ZIP Code</div> </div> </div> </div> <div id="home-address-soft-error-description-container" class="soft-error-description invisible"></div> <div id="home-address-hard-error-description-container" class="hard-error-description" style="display: none"></div> <div id="home-address-expandable-field-explanatory-text-container" class="explanatory-text" style="display: none;"></div> </div> <div class="form-input-row " style=""> <div class="explanatory-text-container"> <div class="field-and-error-descriptions-container"> <div class="field-and-feedback-container-redesign"> <input type="tel" id="date-of-birth" maxlength="10" data-valid-character-class="" data-format="" name="dateOfBirth" value="" placeholder="MM/DD/YYYY" /> <label for="date-of-birth">Date of Birth (MM/DD/YYYY)</label> <div class="field-feedback flex-grid flex-centered stackable-icons"> <div class="good-job" role="img" aria-label="This answer was provided." style="display: none"></div> <div class="hard-error" role="img" aria-label="This answer has a problem." style="display: none"></div> <div class="soft-error" role="img" aria-label="This answer may have a problem. Please check carefully." style="display: none"></div> </div> </div> <div class="hard-error-description-container invisible"> <div class="hard-error-description"> Enter your date of birth (e.g. MM/DD/YYYY) </div> </div> <div class="soft-error-description invisible">Enter your date of birth (e.g. MM/DD/YYYY)</div> </div> <div class="explanatory-text" style="display: none">You must be 18 or older to be pre-approved.</div> </div> </div> <div class="form-input-row " style="display: none;"> <div class="explanatory-text-container"> <div class="field-and-error-descriptions-container"> <div class="field-and-feedback-container-redesign"> <input type="tel" id="social-security-number" maxlength="11" data-valid-character-class="" data-format="" name="socialSecurityNumber" value="" placeholder="XXX-XX-XXXX" autocomplete="off" /> <label for="social-security-number">Social Security Number</label> <div class="field-feedback flex-grid flex-centered stackable-icons"> <div class="good-job" role="img" aria-label="This answer was provided." style="display: none"></div> <div class="hard-error" role="img" aria-label="This answer has a problem." style="display: none"></div> <div class="soft-error" role="img" aria-label="This answer may have a problem. Please check carefully." style="display: none"></div> </div> </div> <div class="hard-error-description-container invisible"> <div class="hard-error-description"> Enter your 9-digit Social Security number </div> </div> <div class="soft-error-description invisible">Enter your 9-digit Social Security number</div> </div> <div class="explanatory-text" style="display: none">Your Social Security number lets us identify you and determine the offer(s) we have available for you.</div> </div> </div> <div class="form-input-row " style=""> <label for="are-you-a-student" class="field-label">Are you a student?</label> <div class="field-and-feedback-container-redesign"> <span id="are-you-a-student" class="radio-button-container"> <span class="radio-container"> <input type="radio" name="areYouAStudent" id="are-you-a-student-yes" value="Yes" data-container-id="are-you-a-student" aria-label="Are you a student? Yes" /> <span class="checkmark"></span> <label for="are-you-a-student-yes">Yes</label> </span> <span class="radio-container"> <input type="radio" name="areYouAStudent" id="are-you-a-student-no" value="No" data-container-id="are-you-a-student" aria-label="Are you a student? No" /> <span class="checkmark"></span> <label for="are-you-a-student-no">No</label> </span> </span> <div class="field-feedback flex-grid flex-centered stackable-icons"> <div class="good-job" role="img" aria-label="This answer was provided." style="display: none"></div> <div class="hard-error" role="img" aria-label="This answer has a problem." style="display: none"></div> <div class="soft-error" role="img" aria-label="This answer may have a problem. Please check carefully." style="display: none"></div> </div> </div> <div class="hard-error-description-container invisible"> <div class="hard-error-description"> Select yes or no </div> </div> <div class="soft-error-description invisible">Select yes or no</div> <div class="explanatory-text" style="display: none">If you are a college student and have a job, select "Yes".</div> </div> <div class="form-input-row " style="display: none;"> <div class="explanatory-text-container"> <div class="field-and-error-descriptions-container"> <div class="field-and-feedback-container-redesign"> <span class="select-wrapper "> <select name="yearInCollege" id="year-in-college" > <option value=""></option> <option value="FRESHMAN" > Freshman </option> <option value="SOPHOMORE" > Sophomore </option> <option value="JUNIOR" > Junior </option> <option value="SENIOR" > Senior </option> <option value="GRADUATE_STUDENT" > Grad Student </option> </select> <label for="year-in-college" id="year-in-college-label" > Year in College </label> </span> <div class="field-feedback flex-grid flex-centered stackable-icons"> <div class="good-job" role="img" aria-label="This answer was provided." style="display: none"></div> <div class="hard-error" role="img" aria-label="This answer has a problem." style="display: none"></div> <div class="soft-error" role="img" aria-label="This answer may have a problem. Please check carefully." style="display: none"></div> </div> </div> <div class="hard-error-description-container invisible"> <div class="hard-error-description"> Select your year in college </div> </div> <div class="soft-error-description invisible">Select your year in college</div> </div> </div> </div> <div class="form-input-row " style="display: none;"> <div class="explanatory-text-container"> <div class="field-and-error-descriptions-container"> <div class="field-and-feedback-container-redesign"> <span class="select-wrapper "> <select name="levelOfEducation" id="highest-level-of-education" > <option value=""></option> <option value="LESS_THAN_HIGH_SCHOOL" > Less than a high school diploma </option> <option value="HIGH_SCHOOL" > High school diploma or GED </option> <option value="ASSOCIATE_DEGREE" > Some college or associate degree </option> <option value="BACHELORS_DEGREE" > Bachelor's Degree </option> <option value="GRADUATE_DEGREE" > Advanced/Graduate Degree </option> </select> <label for="highest-level-of-education" id="highest-level-of-education-label" > Highest Level of Education </label> </span> <div class="field-feedback flex-grid flex-centered stackable-icons"> <div class="good-job" role="img" aria-label="This answer was provided." style="display: none"></div> <div class="hard-error" role="img" aria-label="This answer has a problem." style="display: none"></div> <div class="soft-error" role="img" aria-label="This answer may have a problem. Please check carefully." style="display: none"></div> </div> </div> <div class="hard-error-description-container invisible"> <div class="hard-error-description"> Select your highest level of education </div> </div> <div class="soft-error-description invisible">Select your highest level of education</div> </div> </div> </div> <div class="form-input-row " style=""> <div class="explanatory-text-container"> <div class="field-and-error-descriptions-container"> <div class="field-and-feedback-container-redesign"> <input type="tel" id="monthly-house-or-rent-payment" maxlength="8" data-valid-character-class="" data-format="" name="monthlyHouseOrRentPayment" value="" /> <label for="monthly-house-or-rent-payment">Monthly Housing/Rent Payment</label> <div class="field-feedback flex-grid flex-centered stackable-icons"> <div class="good-job" role="img" aria-label="This answer was provided." style="display: none"></div> <div class="hard-error" role="img" aria-label="This answer has a problem." style="display: none"></div> <div class="soft-error" role="img" aria-label="This answer may have a problem. Please check carefully." style="display: none"></div> </div> </div> <div class="hard-error-description-container invisible"> <div class="hard-error-description"> Enter your monthly housing or rent payment amount </div> </div> <div class="soft-error-description invisible">Enter your monthly housing or rent payment amount</div> </div> <div class="explanatory-text" style="display: none">If you have no monthly housing payment, please enter "0".</div> </div> </div> <div class="form-input-row " style="display: none;"> <div class="explanatory-text-container"> <div class="field-and-error-descriptions-container"> <div class="field-and-feedback-container-redesign"> <span class="select-wrapper "> <select name="housingStatus" id="housing-status" > <option value=""></option> <option value="HOME" > Own Home </option> <option value="RENT" > Rent </option> <option value="OTHER" > Other </option> </select> <label for="housing-status" id="housing-status-label" > Housing Status </label> </span> <div class="field-feedback flex-grid flex-centered stackable-icons"> <div class="good-job" role="img" aria-label="This answer was provided." style="display: none"></div> <div class="hard-error" role="img" aria-label="This answer has a problem." style="display: none"></div> <div class="soft-error" role="img" aria-label="This answer may have a problem. Please check carefully." style="display: none"></div> </div> </div> <div class="hard-error-description-container invisible"> <div class="hard-error-description"> Select your housing status </div> </div> <div class="soft-error-description invisible">Select your housing status</div> </div> </div> </div> <div class="form-input-row " style=""> <div class="explanatory-text-container"> <div class="field-and-error-descriptions-container"> <div class="field-and-feedback-container-redesign"> <input type="tel" id="total-gross-income" maxlength="13" data-valid-character-class="" data-format="" name="totalGrossIncome" value="" /> <label for="total-gross-income">Total Annual Gross Income</label> <div class="field-feedback flex-grid flex-centered stackable-icons"> <div class="good-job" role="img" aria-label="This answer was provided." style="display: none"></div> <div class="hard-error" role="img" aria-label="This answer has a problem." style="display: none"></div> <div class="soft-error" role="img" aria-label="This answer may have a problem. Please check carefully." style="display: none"></div> </div> </div> <div class="hard-error-description-container invisible"> <div class="hard-error-description"> Enter your total annual gross income, or enter 0 if you have no income </div> </div> <div class="soft-error-description invisible">Enter your total annual gross income, or enter 0 if you have no income</div> </div> <div class="explanatory-text" style="display: none">Examples include current or reasonably expected salary, wages, bonus pay, tips, commissions, and income from interest, dividends, retirement benefits and rental property. <br /> <br /> <strong>If you are 21 or over,</strong> you may include another person's income that is available to you. A spouse/domestic partner is an example. <br /> <br /> You do not have to include alimony, child support, or separate maintenance income unless you want it considered as a basis for repayment. <br /> <br /> Individuals who have insufficient income may not receive a pre-approved offer, but may be able to meet our requirements to open a credit card account if they own qualifying bank accounts, savings, or other assets. To bypass the pre-approval process and submit a credit card application and include assets, <a id="compare-cards-link" class="noline-on-hyperlink link" target="newtab" href="https://www.discover.com/credit-cards/compare?ICMPGN=PREQUAL_FORM_MODERN_GRS_INCM_CLICK_HERE_CLK">click here</a></div> </div> </div> <div class="form-input-row " style="display: none;"> <div class="explanatory-text-container"> <div class="field-and-error-descriptions-container"> <div class="field-and-feedback-container-redesign"> <span class="select-wrapper "> <select name="bankAccountsOwned" id="bank-accounts-owned-select" > <option value=""></option> <option value="BOTH" > Both Checking and Savings </option> <option value="CHECKING" > Checking </option> <option value="SAVINGS" > Savings </option> <option value="NONE" > I don't have any bank accounts </option> </select> <label for="bank-accounts-owned-select" id="bank-accounts-owned-select-label" > Bank Accounts Owned </label> </span> <div class="field-feedback flex-grid flex-centered stackable-icons"> <div class="good-job" role="img" aria-label="This answer was provided." style="display: none"></div> <div class="hard-error" role="img" aria-label="This answer has a problem." style="display: none"></div> <div class="soft-error" role="img" aria-label="This answer may have a problem. Please check carefully." style="display: none"></div> </div> </div> <div class="hard-error-description-container invisible"> <div class="hard-error-description"> Select which bank accounts you own </div> </div> <div class="soft-error-description invisible">Select which bank accounts you own</div> </div> <div class="explanatory-text" style="display: none">Checking accounts, including debit accounts, are generally transactional accounts. Savings accounts are interest-bearing accounts, including IRAs. Savings may also include money market accounts.</div> </div> </div> <div class="form-input-row " style=""> <div class="explanatory-text-container"> <div class="field-and-error-descriptions-container"> <div class="field-and-feedback-container-redesign"> <span class="select-wrapper "> <select name="cardBenefit" id="card-benefits" > <option value=""></option> <option value="CASH_BACK" > Cash Back </option> <option value="TRAVEL_REWARDS" > Travel Rewards </option> <option value="BALANCE_TRANSFER" > Balance Transfer </option> <option value="OTHER" > Other </option> </select> <label for="card-benefits" id="card-benefits-label" > Card Benefit </label> </span> <div class="field-feedback flex-grid flex-centered stackable-icons"> <div class="good-job" role="img" aria-label="This answer was provided." style="display: none"></div> <div class="hard-error" role="img" aria-label="This answer has a problem." style="display: none"></div> <div class="soft-error" role="img" aria-label="This answer may have a problem. Please check carefully." style="display: none"></div> </div> </div> <div class="hard-error-description-container invisible"> <div class="hard-error-description"> Select a benefit </div> </div> <div class="soft-error-description invisible">Select a benefit</div> </div> </div> </div> <input type="hidden" id="lob_response" name="lobResponse" value=""/> <input type="hidden" id="lob_addr_valid_ind" name="lobAddrValidInd" value=""/> <input type="hidden" id="lob_addr_attestation_ind" name="addrAttestationInd" value=""/> <input type="hidden" id="lob_delivery_status" name="deliverability" value=""/> <input type="hidden" id="lob_response_id" name="lobResponseId" value=""/> <input type="hidden" id="lob_response_time" name="lobResponseTime" value=""/> </div> <div id="electronic-communications-container"> <div id="electronic-communications-header" data-slide-time="300"> <h2>Electronic Communications</h2> <a id="prequal-print-terms" class="link print-link hide-for-print not-mobile">Print</a> <a id="prequal-download-terms" class="link download-link hide-for-print" href="/application/preapproval/documents/Prequal_Disclosures.pdf" download="Electronic_Communications.pdf" target="newtab" > Download </a> </div> <div id="esign-content"> <div class="segment"> <div class="segment-bold"> If you would like to receive your pre-approval decision and your application decision electronically and, if approved, receive future disclosures and other important information about your Discover card Account electronically instead of paper, please read and accept the terms and conditions below. </div> <div class="segment-bold"> Please note that you are not signing up to receive statements by e-mail. </div> </div> <div class="segment"> <p>Please read the following important information about receiving disclosures electronically.</p> <p>You agree that we may provide you with your pre-approval decision and application decision and, if approved, any disclosures, notices or other information (collectively "disclosures") legally required in connection with your Discover card Account electronically rather than in paper form. These disclosures include, but are not limited to, our privacy policy, change of terms notices, and amendments or addenda to the Cardmember Agreement or to the terms of any benefits, products, or services offered in connection with your Account. You have the right to receive these disclosures in paper form, and may at any time withdraw your consent to receive them electronically. There will be no fees or penalties for withdrawal of your consent. You can withdraw your consent, request paper disclosures, or update your e-mail address in the profile section of account center if you are a cardmember, or by calling <span class="segment-bold">1-800-DISCOVER</span> (1-800-347-2683). There is no fee for paper copies of disclosures. </p> <p>If you are eligible, your pre-approved offer will be delivered on the next page. Your application decision will be delivered on the next web page after submitting your application and you will have the ability to save it and print it out. If you are approved, your account disclosures will be delivered to you as a message at your Secure Message Center, or when indicated for some disclosures, be delivered to you on a web page on Account Center.</p> <p>For the Secure Message Center, you will receive an email notification at your email address on file with us notifying you of a new message. If you use a spam filter, which blocks or reroutes emails from senders not listed in your email address book, you must add "service@email.discover.com" to your email address book. In addition, to ensure that you are able to receive notifications about new messages, you must keep your email address current via the "My Profile" section on Discover.com. You can access the Secure Message Center by clicking on the link in the email notification or by logging in to your account at discover.com. If you are unable to access the Secure Message Center, please call us at <span class="segment-bold">1-800-DISCOVER</span> (1-800-347-2683). </p> <p>Each message on your Secure Message Center will be accessible for 120 days from delivery before it is deleted. After a message is opened by you, it will be accessible for 30 days before being deleted. You will have the ability to print out your messages. </p> <p>To ensure you receive the necessary messages and disclosures, you must have a valid Internet email address, Internet access and access to a printer. You must also have one of the following hardware/browser combinations, with cookies enabled and the following software: </p> <div> <div class="segment-sub-section-header">Target Browsers Supported</div> <ul class="segment-list"> <li>Microsoft<sup>®</sup> Windows<sup>®</sup> <ul> <li> Internet Explorer 11.0 and above </li> <li> Mozilla Firefox 30.0 and above </li> <li> Google Chrome 30.0 and above </li> <li> Safari 7.0 and above </li> <li> Google Chrome Mobile 30.0 and above </li> <li> Safari Mobile 5.0 and above </li> </ul> </li> <li>Macintosh<sup>®</sup> <ul> <li> Safari 7.0 and above </li> <li> Google Chrome Mobile 30.0 and above </li> <li> Safari Mobile 5.0 and above </li> </ul> </li> </ul> </div> <div> <div class="segment-sub-section-header">Software</div> <ul> <li>Adobe Reader 8.0 and above</li> <li>JavaScript 1.0 and above</li> </ul> </div> <p>We reserve the right to terminate this service, change terms of your use of this service or send disclosures in paper form at any time. We will provide you with notice of any such termination or change as required by law. </p> <p>By checking the box below, you certify that you consent to receive disclosures electronically and have the ability to do so. </p> </div> <span id="copy-right-esign" class="show-on-download">©<span class="copy-right-year">2018</span> Discover Bank, Member FDIC </span> </div> </div> <div class="form-input-row agree-terms-and-conditions-row hide-for-print" style=""> <div class="flex-grid" id="prequal-hard-error-description-grid-container"> <div class="hard-error-description-container invisible"> <div class="hard-error-description"> Agree to receive Electronic Disclosures in order to continue. </div> </div> </div> <div class="mobile-hard-error-description-container flex-grid" style="display: none;"> <div class="hard-error-description"> Agree to receive Electronic Disclosures in order to continue </div> </div> <div class="field-and-feedback-container flex-grid"> <div class="checkbox-container" style="background-color: white;" > <span class="custom-checkbox"> <input name="agreeToPaperlessDisclosures" type="checkbox" value="false" id="agree-to-paperless-disclosures-and-soft-pull" /> </span> <p for="agree-to-paperless-disclosures-and-soft-pull"> By checking this box, you agree that you have read and consent to "Electronic Communications" in the consent form activated by clicking the plus sign above which provides information about your pre-approval, and if approved, your Discover card account disclosures electronically rather than by paper. It also gives you the right to receive the information in paper, to withdraw your consent at any time, and to update your e-mail. </p> </div> <div class="field-feedback flex-grid flex-centered"> <div class="hard-error" role="img" aria-label="This answer has a problem." style="display: none"></div> <div class="soft-error"role="img" aria-label="This answer may have a problem. Please check carefully." style="display: none"></div> </div> </div> <span class="soft-error" style="display: none"> <div class="soft-error-description invisible">Agree to receive Electronic Disclosures in order to continue</div> </span> </div> <div class="form-input-row agree-to-soft-pull-consent-row hide-for-print" style="display: none"> <div class="flex-grid"> <div class="hard-error-description-container invisible"> <div class="hard-error-description"> Authorize consent in order to continue </div> </div> </div> <div class="mobile-hard-error-description-container flex-grid" style="display: none;"> <div class="hard-error-description"> Authorize consent in order to continue </div> </div> <div class="field-and-feedback-container flex-grid"> <div class="checkbox-container" > <span class="custom-checkbox"> <input name="agreeToSoftPullConsent" type="checkbox" value="true" id="agree-to-soft-pull-consent" checked/> </span> <p for="agree-to-soft-pull-consent"> By checking this box, you authorize Discover to obtain information from your personal credit report or other information from one or more credit reporting agencies to determine if you are eligible for a credit card offer. You understand that this is not a credit card application and by clicking Check Now, you acknowledge receipt of the <a target="newtab" class="noline-on-hyperlink link" href="https://www.discover.com/privacy-statement/credit-cards-privacy-policy.html?ICMPGN=PREQUAL_FORM_MODERN_PRIVACY_NOTICE_CLK">Discover Card Consumer Privacy Statement</a> </p> </div> <div class="field-feedback flex-grid flex-centered"> <div class="good-job" role="img" aria-label="This answer was provided." style="display: none"></div> <div class="hard-error" role="img" aria-label="This answer has a problem." style="display: none"></div> <div class="soft-error"role="img" aria-label="This answer may have a problem. Please check carefully." style="display: none"></div> </div> </div> <span class="soft-error" style="display: none"> <div class="soft-error-description invisible">Authorize consent in order to continue</div> </span> </div> <p id="check-box-disclosure" class = "hide-for-print"> By clicking 'Check Now', you authorize Discover to obtain information from your personal credit report or other information from one or more credit reporting agencies to determine if you are eligible for a credit card offer. You understand that this is not a credit card application and by clicking Check Now, you acknowledge receipt of the <a target="newtab" class="noline-on-hyperlink link" href="https://www.discover.com/privacy-statement/credit-cards-privacy-policy.html?ICMPGN=PREQUAL_FORM_MODERN_PRIVACY_NOTICE_CLK">Discover Card Consumer Privacy Statement</a> </p> <div id="check-now-button-container" class="hide-for-print"> <button type="submit" id="check-now-button" class="next-section button" >Check Now </button> <label for="check-now-button"><b>This won't impact your credit score.</b></label> </div> </div> </div> </div> </form> </div> <div id="terms-and-conditions-disclosure-box"></div> </div> <footer-vue-component id="footer" ld1_enableDisclosureUpdates="false" contact-phone-number="" privacy-param="?ICMPGN=PREQUAL_FORM_MODERN_FTR_PRIVACY_CLK" security-param="?ICMPGN=PREQUAL_FORM_MODERN_FTR_SCR_MEASURES_CLK" terms-of-use-param="?ICMPGN=PREQUAL_FORM_MODERN_FTR_TERMS_CLK" current-time="2024-11-27T22:26:53.319509240Z" ></footer-vue-component> <div id="timeout-overlay"> <div class="timeout-popup"> <div id="timeout-expiration-title"> <strong>Your session is about to expire.</strong> </div> <br> <p>Your application will automatically close in <span class="countdown-timer">5:00</span> . To continue your session, please hit the 'Continue' button. </p> <br> <br> <button type="button" class="timeout-popup-continue-button button">Continue</button> </div> </div> <div id="lob-modal" class="modal" style="display: none"> <div class="modal-content flex-column"> <h1 class="modal-title page-title bold"></h1> <p class="lob-text"></p> <h2 class="lob-header glassbox-masked"></h2> <div class="modal-button-container primary-secondary-lob-button-container"> <a href="" class="modal-primary-button link"></a> <br><br> <button id="confirm-button" class="modal-secondary-button" type="button"></button> </div> </div> </div> <div id="interstitial-overlay"></div> <div class="top-page-overlay-section" id="faq-top-overlay"> <div> <div class="top-page-overlay-container"> <div class="top-page-overlay-back-to-application-link-container"> <a id="top-page-overlay-back-to-application-link" class="link">< Back to Application</a> </div> <h2><b>Preapproval FAQ's</b></h2> <div id="credit-score-expandable-item" class="top-border expandable-item-container"> <a class="expandable-item-title"> <h3><b>Credit Score</b></h3> </a> <div class="expandable-item-description-container"> <h4 class="field-label"><b>Will checking for pre-approved offers harm my credit?</b></h4> <p> No. There’s no harm to your credit score to see if you're pre-approved. And you could see the APR and offers you may qualify for before you apply. </p> <h4 class="field-label"><b>What is the difference between a soft inquiry and a hard inquiry?</b></h4> <p> Soft inquiries usually occur when lenders are considering you for pre-approved offers by mail or online. Only you and your credit bureau can see them on your credit report, and soft inquiries don’t affect your credit score. Hard inquiries typically occur when you apply for a credit card, mortgage or other loan. Other lenders can see hard inquires, and hard inquiries could affect your credit score. </p> </div> </div> <div id="personal-info-expandable-item" class="top-border expandable-item-container"> <a class="expandable-item-title"> <h3><b>Personal Information</b></h3> </a> <div class="expandable-item-description-container"> <h4 class="field-label"><b>Why are you asking for my personal information?</b></h4> <p> We need your personal information to see if you qualify for a credit card offer and to verify your identity. Remember, there’s no harm to your credit to check. </p> </div> </div> <div id="pre-approval-process-expandable-item" class="top-border expandable-item-container"> <a class="expandable-item-title"> <h3><b>Pre-Approval Process</b></h3> </a> <div class="expandable-item-description-container"> <h4 class="field-label"><b>Why should I check if I'm pre-approved?</b></h4> <p> You could see the APR and offers you may qualify for before you apply, based on your credit report and other information. And there’s no harm to your credit to check. If we don't have an offer for you, we'll tell you why. </p> <h4 class="field-label"><b>What’s the difference between pre-approved, pre-selected and pre-qualified?</b></h4> <p> Lenders may use a variety of terms to describe the process of determining whether you may be eligible for loans. Both pre-qualified and pre-approved offers use a review of your financial profile to understand your eligibility to qualify and be approved when you submit an application. Discover's pre-approval form requires only basic financial information, including your social security number, current income, housing status and bank account status. </p> <h4 class="field-label"><b>Are pre-approved offers guaranteed?</b></h4> <p> No, <span> <a id="pre-approved-offers-link" target="newtab" class="link" href="https://www.discover.com/credit-cards/card-smarts/pre-approved-credit-cards/#scmpgn=prq_FAQ"> pre-approved offers </a> </span> are not guaranteed. You’ll still need to complete a full application for final decision. </p> <h4 class="field-label"><b>How does the pre-approval process work? </b></h4> <div> <p>Process has three quick and easy steps:</p> <p>Step 1 – Fill out the form to check for card offers with no impact to your credit</p> <p>Step 2 – Select your customized pre-approved card offer</p> <p>Step 3 – Add any other required information and apply, when a hard inquiry will be placed on your credit report</p> </div> </div> </div> <div id="pre-approval-offer-expandable-item" class="top-border expandable-item-container"> <a class="expandable-item-title"> <h3><b>Pre-Approval Offers</b></h3> </a> <div class="expandable-item-description-container"> <h4 class="field-label"><b>How long are pre-approved offers valid?</b></h4> <p> You have 7 days to apply for your pre-approved offer before it expires. After that, you can <a id="fq-form-page-link" class="link">request a new pre-approved offer</a>. </p> <h4 class="field-label"><b>Can I request a pre-approved offer over the phone?</b></h4> <p> Currently, pre-approved offers are only available online. </p> <h4 class="field-label"><b>What if I'm not pre-approved for any offers?</b></h4> <p> If we don't have an offer for you, we'll tell you why. And you're welcome to come back and submit another pre-approval request after 8 days. </p> <h4 class="field-label"><b>Why should you check your pre-qualified offers?</b></h4> <p> Your pre-qualified (or pre-approved) offers show you which credit card offers issuers think you’ll qualify for. By comparing pre-qualified offers across different credit card issuers, you can find the best rates and benefits for you. You can see your pre-qualified offers by checking a credit card website for ‘pre-approved offers’ or ‘pre-qualified offers’. Checking for pre-qualified credit card offers will usually not impact your credit score because financial institutions place a soft inquiry on your credit report when checking your eligibility, but be sure to check the issuers’ websites for details. When you apply for a pre-approved offer, however, the issuer will place a hard inquiry on your credit report, which could impact your credit score. </p> <h4 class="field-label"><b>How do you find the right pre-qualified credit card offer?</b></h4> <p> Checking to see if you are pre-qualified for credit card offers with the Discover website is a great first step. </p> <br> <p> If you have pre-qualified offers, pay close attention to fees, APR (including any promotional rates), rewards programs and balance transfer offers. While finding a card that can immediately provide you with an introductory rewards bonus or a promotional rate for a limited duration, be sure to understand the long-term impact of the card on your financial future. </p> <br> <p> When you decide on your best credit card offer, your full application will include a hard inquiry that could affect your credit score. </p> <h4 class="field-label"><b>What are the benefits of pre-qualified credit card offers?</b></h4> <p> There are several benefits of checking for pre-qualified credit card offers with the free Discover pre-qualification form: </p> <ul id="benefits-of-prequalified-offers"> <li> <p> See your unique credit card offers. By using pre-qualification before applying, you can see available credit card offers that match your credit profile. </p> </li> <li> <p> Instead of submitting a full credit card application that triggers a hard inquiry on your credit report, financial institutions usually will place a soft inquiry on your credit report when you request pre-qualified offers, but check with financial institution. Soft inquiries won’t impact your credit score, but hard inquiries can. </p> </li> <li> <p> Pre-qualified credit card offers help you find the right card for you. </p> </li> <li> <p> Prepare your full credit card application. Using a pre-approval process can help gather the information that will build your full application, meaning your application is much easier to complete because the information you submitted when you requested your pre-approved offer is already on file. </p> </li> </ul> </div> </div> <button class="popup-close-button top-border" type="button">Close</button> </div> </div> </div>  <script src="https://www.discover.com/content/dam/discover/en_us/credit-cards/card-acquisitions/grey-redesign/global/scripts/AppMeasurement.js"></script> <script> window.isStudent = false; </script> <script src="https://refer.discover.com/core.js"></script> <script language="javascript"> window.io_enable_rip = true; window.io_install_stm = false; window.io_exclude_stm = 12; window.io_install_flash = false; window.properties = { rules: 'card_application' }; </script> <script src="https://mpsnare.iesnare.com/script/snaregw.js" defer></script> <script id="freshchat-fab" type="text/javascript" defer> window.addEventListener('load', function () { if (fcCall.getCookie('WidgetState') === "Closed" || !fcCall.getCookie('WidgetState')) { fcCall.prefrechatcall.init(null); } }, false); </script> <script src="/application/preapproval/dist/minified/prequalInitialPage.bundle.js?v=1"></script> <script type="text/javascript" src="/sahvuNP7mgHhiIJrMS6E/G5EOwXYkt5zXru7D/fQUZPAE/XT4/leHBbDBg"></script></body> </html>

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